Tompkins Financial (TMP) 10-Q 7 Nov 22 2022 Q3 Quarterly report Financial data

Cover Page

Cover Page - shares	9 Months Ended
	Sep. 30, 2022	Nov. 02, 2022
Cover [Abstract]
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Sep. 30, 2022
Document Transition Report	false
Entity File Number	1-12709
Entity Registrant Name	Tompkins Financial Corp
Entity Incorporation, State or Country Code	NY
Entity Tax Identification Number	16-1482357
Entity Address, Address Line One	P.O. Box 460
Entity Address, City or Town	Ithaca
Entity Address, State or Province	NY
Entity Address, Postal Zip Code	14851
City Area Code	888
Local Phone Number	503-5753
Title of 12(b) Security	Common Stock, $0.10 par value
Trading Symbol	TMP
Security Exchange Name	NYSEAMER
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Large Accelerated Filer
Entity Small Business	false
Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		14,483,757
Entity Central Index Key	0001005817
Amendment Flag	false
Current Fiscal Year End Date	--12-31
Document Fiscal Period Focus	Q3
Document Fiscal Year Focus	2022

CONSOLIDATED STATEMENTS OF COND

CONSOLIDATED STATEMENTS OF CONDITION - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
ASSETS
Cash and noninterest bearing balances due from banks	$ 20,342	$ 23,078
Interest bearing balances due from banks	83,270	40,029
Cash and Cash Equivalents	103,612	63,107
Available-for-sale debt securities, at fair value (amortized cost of $2,010,101 at September 30, 2022 and $2,063,790 at December 31, 2021)	1,740,936	2,044,513
Held-to-maturity securities, at amortized cost (fair value of $258,755 at September 30, 2022 and $282,288 December 31, 2021)	312,329	284,009
Equity securities, at fair value (amortized cost $771 at September 30, 2022 and $902 at December 31, 2021)	771	902
Total loans and leases, net of unearned income and deferred costs and fees	5,208,436	5,075,467
Less: Allowance for credit losses	44,772	42,843
Net Loans and Leases	5,163,664	5,032,624
Federal Home Loan Bank and other stock	9,156	10,996
Bank premises and equipment, net	82,636	85,416
Corporate owned life insurance	86,857	86,495
Goodwill	92,602	92,447
Other intangible assets, net	2,932	3,643
Accrued interest and other assets	184,446	115,830
Total Assets	7,779,941	7,819,982
Interest bearing:
Checking, savings and money market	4,076,753	4,016,025
Time	599,612	639,674
Noninterest bearing	2,260,361	2,135,736
Total Deposits	6,936,726	6,791,435
Federal funds purchased and securities sold under agreements to repurchase	55,340	66,787
Other borrowings	101,000	124,000
Other liabilities	113,916	108,819
Total Liabilities	7,206,982	7,091,041
Tompkins Financial Corporation shareholders' equity:
Common Stock - par value $0.10 per share: Authorized 25,000,000 shares; Issued: 14,519,667 at September 30, 2022; and 14,696,911 at December 31, 2021	1,452	1,470
Additional paid-in capital	303,431	312,538
Retained earnings	515,870	475,262
Accumulated other comprehensive loss	(243,237)	(55,950)
Treasury stock, at cost – 125,944 shares at September 30, 2022, and 124,709 shares at December 31, 2021	(6,063)	(5,791)
Total Tompkins Financial Corporation Shareholders’ Equity	571,453	727,529
Noncontrolling interests	1,506	1,412
Total Equity	572,959	728,941
Total Liabilities and Equity	$ 7,779,941	$ 7,819,982

CONSOLIDATED STATEMENTS OF CO_2

CONSOLIDATED STATEMENTS OF CONDITION (Parenthetical) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Statement of Financial Position [Abstract]
Available-for-sale securities, at amortized cost	$ 2,010,101	$ 2,063,790
Securities - held-to-maturity	258,755	282,288
Equity securities, at amortized cost	$ 771	$ 902
Common stock, par value (in dollars per share)	$ 0.10	$ 0.10
Common stock, authorized (in shares)	25,000,000	25,000,000
Common stock, issued (in shares)	14,519,667	14,696,911
Treasury stock, shares (in shares)	125,944	124,709

CONSOLIDATED STATEMENTS OF INCO

CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
INTEREST AND DIVIDEND INCOME
Loans	$ 55,041	$ 53,738	$ 158,677	$ 161,598
Due from banks	85	136	190	266
Available-for-sale debt securities	7,157	6,312	20,990	17,188
Held-to-maturity securities	1,221	732	3,551	1,044
Federal Home Loan Bank and other stock	166	196	391	608
Interest income	63,670	61,114	183,799	180,704
INTEREST EXPENSE
Time certificates of deposits of $250,000 or more	563	518	1,389	1,724
Other deposits	3,631	2,088	6,898	6,835
Federal funds purchased and securities sold under agreements to repurchase	14	17	45	48
Trust preferred debentures	0	1,237	0	2,233
Other borrowings	1,351	1,156	2,480	3,883
Total Interest Expense	5,559	5,016	10,812	14,723
Net Interest Income	58,111	56,098	172,987	165,981
Less: Provision (credit) for credit loss expense	1,056	(1,232)	1,392	(6,133)
Net Interest Income After Credit for Credit Loss Expense	57,055	57,330	171,595	172,114
NONINTEREST INCOME
Insurance commissions and fees	10,825	9,833	28,571	27,053
Wealth management fees	4,337	4,957	13,850	14,347
Service charges on deposit accounts	1,917	1,638	5,452	4,579
Card services income	2,731	2,717	8,233	8,051
Other income	977	1,769	3,694	5,408
Net (loss) gain on securities transactions	(95)	(60)	(179)	257
Total Noninterest Income	20,692	20,854	59,621	59,695
NONINTEREST EXPENSE
Salaries and wages	25,344	24,825	73,012	71,477
Other employee benefits	6,489	5,777	18,627	17,887
Net occupancy expense of premises	3,258	3,019	9,930	10,042
Furniture and fixture expense	2,056	2,066	6,051	6,220
Amortization of intangible assets	218	329	655	988
Other operating expense	12,237	14,164	37,286	35,519
Total Noninterest Expenses	49,602	50,180	145,561	142,133
Income Before Income Tax Expense	28,145	28,004	85,655	89,676
Income Tax Expense	6,774	6,630	20,079	19,781
Net Income Attributable to Noncontrolling Interests and Tompkins Financial Corporation	21,371	21,374	65,576	69,895
Less: Net Income Attributable to Noncontrolling Interests	31	32	94	96
Net Income Attributable to Tompkins Financial Corporation	$ 21,340	$ 21,342	$ 65,482	$ 69,799
Basic Earnings Per Share (in dollars per share)	$ 1.49	$ 1.46	$ 4.55	$ 4.74
Diluted Earnings Per Share (in dollars per share)	$ 1.48	$ 1.45	$ 4.53	$ 4.72

CONSOLIDATED STATEMENTS OF COMP

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Statement of Comprehensive Income [Abstract]
Net income attributable to noncontrolling interests and Tompkins Financial Corporation	$ 21,371	$ 21,374	$ 65,576	$ 69,895
Available-for-sale debt securities:
Change in net unrealized loss during the period	(64,873)	(7,852)	(188,727)	(24,609)
Reclassification adjustment for net realized loss (gain) on sale of available-for-sale debt securities included in net income	37	41	37	(208)
Employee benefit plans:
Amortization of net retirement plan actuarial loss	427	557	1,280	1,671
Amortization of net retirement plan prior service cost	41	42	123	126
Other comprehensive loss	(64,368)	(7,212)	(187,287)	(23,020)
Subtotal comprehensive (loss) income attributable to noncontrolling interests and Tompkins Financial Corporation	(42,997)	14,162	(121,711)	46,875
Less: Net income attributable to noncontrolling interests	(31)	(32)	(94)	(96)
Total comprehensive (loss) income attributable to Tompkins Financial Corporation	$ (43,028)	$ 14,130	$ (121,805)	$ 46,779

CONSOLIDATED STATEMENTS OF CASH

CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021
OPERATING ACTIVITIES
Net income attributable to Tompkins Financial Corporation	$ 65,482	$ 69,799
Adjustments to reconcile net income to net cash provided by operating activities:
Credit for credit loss expense	1,392	(6,133)
Depreciation and amortization of premises, equipment, and software	7,977	7,696
Amortization of intangible assets	655	988
Earnings from corporate owned life insurance	(357)	(1,478)
Net amortization on securities	4,512	9,360
Amortization/accretion related to purchase accounting	(712)	1,187
Net loss (gain) on securities transactions	179	(257)
Penalties on prepayment of FHLB borrowings	0	2,929
Net gain on sale of loans originated for sale	(140)	(878)
Proceeds from sale of loans originated for sale	7,468	28,623
Loans originated for sale	(7,123)	(23,378)
Net (gain) loss on sale of bank premises and equipment	(92)	11
Net excess tax benefit from stock based compensation	42	346
Stock-based compensation expense	3,062	3,845
Decrease in accrued interest receivable	514	8,675
Decrease in accrued interest payable	(20)	(827)
Other, net	(516)	(9,154)
Net Cash Provided by Operating Activities	82,323	91,354
INVESTING ACTIVITIES
Proceeds from maturities, calls and principal paydowns of available-for-sale debt securities	179,305	377,593
Proceeds from sales of available-for-sale debt securities	24,621	142,679
Purchases of available-for-sale debt securities	(154,798)	(1,002,004)
Purchases of held-to-maturity securities	(28,320)	(269,225)
Net (increase) decrease in loans	(132,051)	160,532
Proceeds from sale/redemptions of Federal Home Loan Bank stock	57,152	9,182
Purchases of Federal Home Loan Bank and other stock	(55,312)	(3,166)
Proceeds from sale of bank premises and equipment	188	63
Purchases of bank premises, equipment and software	(6,188)	(3,315)
Redemption of corporate owned life insurance	0	169
Other, net	(142)	124
Net Cash Used in Investing Activities	(115,545)	(587,368)
FINANCING ACTIVITIES
Net increase in demand, money market, and savings deposits	185,353	723,881
Net decrease in time deposits	(39,691)	(70,358)
Net (decrease) increase in Federal funds purchased and securities sold under agreements to repurchase	(11,447)	6,645
Increase in other borrowings	235,600	0
Repayment of other borrowings	(258,600)	(157,929)
Redemption of trust preferred debentures	0	(15,150)
Cash dividends	(24,874)	(24,060)
Repurchase of common stock	(15,430)	(21,177)
Shares issued for dividend reinvestment plan	0	2
Shares issued for employee stock ownership plan	2,951	0
Net shares issued related to restricted stock awards	(80)	(122)
Net proceeds from exercise of stock options	(55)	(693)
Net Cash Provided by Financing Activities	73,727	441,039
Net Increase (Decrease) in Cash and Cash Equivalents	40,505	(54,975)
Cash and cash equivalents at beginning of period	63,107	388,462
Total Cash and Cash Equivalents at End of Period	103,612	333,487
Supplemental Information:
Cash paid during the year for - Interest	11,203	15,935
Cash paid during the year for - Taxes	17,540	23,386
Transfer of loans to other real estate owned	315	46
Right-of-use assets obtained in exchange for new lease liabilities	$ 2,488	$ 1,204

CONSOLIDATED STATEMENTS OF CHAN

CONSOLIDATED STATEMENTS OF CHANGES IN SHAREHOLDERS' EQUITY - USD ($) $ in Thousands	Total	Common Stock	Additional Paid-in Capital	Retained Earnings	Accumulated Other Comprehensive (Loss) Income	Treasury Stock	Non- controlling Interests
Beginning balances at Dec. 31, 2020	$ 717,689	$ 1,496	$ 333,976	$ 418,413	$ (32,074)	$ (5,534)	$ 1,412
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income attributable to noncontrolling interests and Tompkins Financial Corporation	69,895			69,799			96
Other comprehensive loss	(23,020)				(23,020)
Subtotal comprehensive (loss) income attributable to noncontrolling interests and Tompkins Financial Corporation	46,875
Cash dividends	(24,060)			(24,060)
Net exercise of stock options	(693)	1	(694)
Common stock repurchased and returned to unissued status	(21,177)	(27)	(21,150)
Shares issued for dividend reinvestment plan	2	0	2
Stock-based compensation expense	3,845		3,845
Directors deferred compensation plan	0		100			(100)
Restricted stock activity	(122)		(122)
Partial repurchase of noncontrolling interest	(2)						(2)
Ending balances at Sep. 30, 2021	722,357	1,470	315,957	464,152	(55,094)	(5,634)	1,506
Beginning balances at Jun. 30, 2021	728,253	1,487	327,881	450,773	(47,882)	(5,480)	1,474
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income attributable to noncontrolling interests and Tompkins Financial Corporation	21,374			21,342			32
Other comprehensive loss	(7,212)				(7,212)
Subtotal comprehensive (loss) income attributable to noncontrolling interests and Tompkins Financial Corporation	14,162
Cash dividends	(7,963)			(7,963)
Net exercise of stock options	(190)		(190)
Common stock repurchased and returned to unissued status	(13,194)	(17)	(13,177)
Stock-based compensation expense	1,411		1,411
Directors deferred compensation plan	0		154			(154)
Restricted stock activity	(122)		(122)
Ending balances at Sep. 30, 2021	722,357	1,470	315,957	464,152	(55,094)	(5,634)	1,506
Beginning balances at Dec. 31, 2021	728,941	1,470	312,538	475,262	(55,950)	(5,791)	1,412
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income attributable to noncontrolling interests and Tompkins Financial Corporation	65,576			65,482			94
Other comprehensive loss	(187,287)				(187,287)
Subtotal comprehensive (loss) income attributable to noncontrolling interests and Tompkins Financial Corporation	(121,711)
Cash dividends	(24,874)			(24,874)
Net exercise of stock options	(55)		(55)
Common stock repurchased and returned to unissued status	(15,430)	(20)	(15,410)
Stock-based compensation expense	3,062		3,062
Shares issued for employee stock ownership plan	2,951	4	2,947
Directors deferred compensation plan	0		272			(272)
Restricted stock activity	(80)	(2)	(78)
Adjustment to goodwill	155		155
Ending balances at Sep. 30, 2022	572,959	1,452	303,431	515,870	(243,237)	(6,063)	1,506
Beginning balances at Jun. 30, 2022	624,318	1,454	303,335	502,770	(178,869)	(5,847)	1,475
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income attributable to noncontrolling interests and Tompkins Financial Corporation	21,371			21,340			31
Other comprehensive loss	(64,368)				(64,368)
Subtotal comprehensive (loss) income attributable to noncontrolling interests and Tompkins Financial Corporation	(42,997)
Cash dividends	(8,240)			(8,240)
Net exercise of stock options	(13)		(13)
Common stock repurchased and returned to unissued status	(1,302)	(2)	(1,300)
Stock-based compensation expense	1,089		1,089
Directors deferred compensation plan	0		216			(216)
Restricted stock activity	(51)		(51)
Adjustment to goodwill	155		155	0
Ending balances at Sep. 30, 2022	$ 572,959	$ 1,452	$ 303,431	$ 515,870	$ (243,237)	$ (6,063)	$ 1,506

CONSOLIDATED STATEMENTS OF CH_2

CONSOLIDATED STATEMENTS OF CHANGES IN SHAREHOLDERS' EQUITY (Parenthetical) - $ / shares	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Statement of Stockholders' Equity [Abstract]
Cash dividends (in dollars per share)	$ 0.57	$ 0.54	$ 1.71	$ 1.62
Net exercise of stock options (in shares)	257	3,276	887	11,386
Common stock repurchased and returned to unissued status (in shares)	18,182	170,775	197,979	272,310
Shares issued for dividend reinvestment plan (in shares)				32
Shares issued for employee stock ownership plan (in shares)			37,454
Directors deferred compensation plan (in shares)	2,914	1,977	1,235	2,025
Restricted stock activity (in shares)	2,922	3,179	17,606	8,392

Business

Business	9 Months Ended
	Sep. 30, 2022
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Business	Business Tompkins Financial Corporation ("Tompkins" or the "Company") is headquartered in Ithaca, New York and is registered as a Financial Holding Company with the Federal Reserve Board under the Bank Holding Company Act of 1956, as amended. The Company is a locally oriented, community-based financial services organization that offers a full array of products and services, including commercial and consumer banking, leasing, trust and investment management, financial planning and wealth management, and insurance services. Effective January 1, 2022, the Company's four wholly-owned banking subsidiaries were combined into one bank, with the Bank of of Castile, Mahopac Bank, and VIST Bank merging with and into Tompkins Trust Company (the "Trust Company") with the Trust Company as the surviving institution. Immediately following the merger, the Trust Company changed its name to Tompkins Community Bank. At September 30, 2022, the Company had one wholly-owned banking subsidiary, Tompkins Community Bank. The Company also has a wholly-owned insurance agency subsidiary, Tompkins Insurance Agencies, Inc. ("Tompkins Insurance"). Tompkins Community Bank provides a full array of trust and investment services under the Tompkins Financial Advisors brand, including investment management, trust and estate, financial and tax planning as well as life, disability and long-term care insurance services. The Company’s principal offices are located at 118 E. Seneca Street, Ithaca, New York, 14850, and its telephone number is (888) 503-5753. The Company’s common stock is traded on the NYSE American under the symbol "TMP." As a registered financial holding company, the Company is regulated under the Bank Holding Company Act of 1956 ("BHC Act"), as amended and is subject to examination and comprehensive regulation by the Federal Reserve Board ("FRB"). The Company is also subject to the jurisdiction of the Securities and Exchange Commission ("SEC") and is subject to disclosure and regulatory requirements under the Securities Act of 1933, as amended, and the Securities Exchange Act of 1934, as amended. The Company is subject to the rules of the NYSE American for listed companies. Tompkins Community Bank is subject to examination and comprehensive regulation by various regulatory authorities, including the Federal Deposit Insurance Corporation ("FDIC"), and the New York State Department of Financial Services ("NYSDFS"). Each of these agencies issues regulations and requires the filing of reports describing the activities and financial condition of the entities under its jurisdiction. Likewise, such agencies conduct examinations on a recurring basis to evaluate the safety and soundness of the institutions, and to test compliance with various regulatory requirements, including: consumer protection, privacy, fair lending, the Community Reinvestment Act, the Bank Secrecy Act, sales of non-deposit investments, electronic data processing, and trust department activities. These agencies also examine and regulate the trust business of Tompkins Community Bank.

Basis of Presentation

Basis of Presentation	9 Months Ended
	Sep. 30, 2022
Accounting Policies [Abstract]
Basis of Presentation	Basis of Presentation The unaudited consolidated financial statements included in this quarterly report do not include all of the information and footnotes required by U.S. Generally Accepted Accounting Principles ("GAAP") for a full year presentation and certain disclosures have been condensed or omitted in accordance with rules and regulations of the SEC. In the application of certain accounting policies, management is required to make assumptions regarding the effect of matters that are inherently uncertain. These estimates and assumptions affect the reported amounts of certain assets, liabilities, revenues, and expenses in the unaudited consolidated financial statements. Different amounts could be reported under different conditions, or if different assumptions were used in the application of these accounting policies. The accounting policies that management considers critical in this respect are the determination of the allowance for credit losses and the review of its securities portfolio for other than temporary impairment. In management’s opinion, the unaudited consolidated financial statements reflect all adjustments of a normal recurring nature. The results of operations for the interim periods are not necessarily indicative of the results of operations to be expected for the full year ended December 31, 2022. The unaudited consolidated financial statements should be read in conjunction with the audited consolidated financial statements and the notes thereto in the Company’s Annual Report on Form 10-K for the year ended December 31, 2021. Cash and cash equivalents in the consolidated statements of cash flow include cash and noninterest bearing balances due from banks, interest-bearing balances due from banks, and money market funds. Management regularly evaluates the credit risk associated with the counterparties to these transactions and believes that the Company is not exposed to any significant credit risk on cash and cash equivalents.

Securities

Securities	9 Months Ended
	Sep. 30, 2022
Investments, Debt and Equity Securities [Abstract]
Securities	Securities Available-for-Sale Debt Securities The following tables summarize available-for-sale debt securities held by the Company at September 30, 2022 and December 31, 2021: Available-for-Sale Debt Securities September 30, 2022 Amortized Gross Gross Fair Value (In thousands) U.S. Treasuries $ 191,108 $ 0 $ 24,504 $ 166,604 Obligations of U.S. Government sponsored entities 828,313 0 98,285 730,028 Obligations of U.S. states and political subdivisions 95,162 0 12,101 83,061 Mortgage-backed securities – residential, issued by U.S. Government agencies 61,553 9 6,503 55,059 U.S. Government sponsored entities 831,465 0 127,651 703,814 U.S. corporate debt securities 2,500 0 130 2,370 Total available-for-sale debt securities $ 2,010,101 $ 9 $ 269,174 $ 1,740,936 Available-for-Sale Debt Securities December 31, 2021 Amortized Gross Gross Fair Value (In thousands) U.S. Treasuries $ 160,291 $ 85 $ 2,542 $ 157,834 Obligations of U.S. Government sponsored entities 843,218 4,527 15,372 832,373 Obligations of U.S. states and political subdivisions 102,177 2,092 100 104,169 Mortgage-backed securities – residential, issued by U.S. Government agencies 76,502 1,187 532 77,157 U.S. Government sponsored entities 879,102 5,735 14,281 870,556 U.S. corporate debt securities 2,500 0 76 2,424 Total available-for-sale debt securities $ 2,063,790 $ 13,626 $ 32,903 $ 2,044,513 Held-to-Maturity Debt Securities The following tables summarize held-to-maturity debt securities held by the Company at September 30, 2022 and December 31, 2021: Held-to-Maturity Securities September 30, 2022 Amortized Gross Gross Fair Value (In thousands) U.S. Treasuries $ 86,530 $ 0 $ 13,494 $ 73,036 Obligations of U.S. Government sponsored entities 225,799 0 40,080 185,719 Total held-to-maturity debt securities $ 312,329 $ 0 $ 53,574 $ 258,755 Held-to-Maturity Securities December 31, 2021 Amortized Gross Gross Fair Value (In thousands) U.S. Treasuries $ 86,689 $ 279 $ 600 $ 86,368 Obligations of U.S. Government sponsored entities 197,320 389 1,789 195,920 Total held-to-maturity debt securities $ 284,009 $ 668 $ 2,389 $ 282,288 The Company may from time to time sell debt securities from its available-for-sale portfolio. Realized gains on sales of available-for-sale debt securities were $0 for the three and nine months ended September 30, 2022 and $796,000 and $1.1 million for the three and nine months ended September 30, 2021. Realized losses on sales of available-for-sale debt securities were $48,500 for both the three and nine months ended September 30, 2022, and $851,000 for both the three and nine months ended September 30, 2021. Proceeds from the sale of available-for-sale debt securities were $24.6 million for the three and nine months ended September 30, 2022, and $103.8 million and $142.7 million for the three and nine months ended September 30, 2021, respectively. Sales of available-for-sale investment securities were the result of general investment portfolio and interest rate risk management. The Company's investment portfolio includes callable securities that may be called prior to maturity. There were no realized gains or losses on called available-for-sale debt securities for both the three and nine months ended September 30, 2022 and September 30, 2021. The Company also recognized net losses of $46,900 and $130,600 for the three and nine months ended September 30, 2022, and net losses of $6,000 and $18,000 for the three and nine months ended September 30, 2021 on equity securities, reflecting the change in fair value. The following table summarizes available-for-sale debt securities that had unrealized losses at September 30, 2022 , and December 31, 2021: September 30, 2022 Less than 12 Months 12 Months or Longer Total (In thousands) Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses U.S. Treasuries $ 46,222 $ 5,380 $ 120,382 $ 19,124 $ 166,604 $ 24,504 Obligations of U.S. Government sponsored entities 182,146 13,817 547,882 84,468 730,028 98,285 Obligations of U.S. states and political subdivisions 74,961 9,682 8,075 2,419 83,036 12,101 Mortgage-backed securities – residential, issued by U.S. Government agencies 30,615 2,076 24,071 4,427 54,686 6,503 U.S. Government sponsored entities 233,738 25,929 470,077 101,722 703,815 127,651 U.S. corporate debt securities 0 0 2,370 130 2,370 130 Total available-for-sale debt securities $ 567,682 $ 56,884 $ 1,172,857 $ 212,290 $ 1,740,539 $ 269,174 December 31, 2021 Less than 12 Months 12 Months or Longer Total (In thousands) Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses U.S. Treasuries $ 147,810 $ 2,542 $ 0 $ 0 $ 147,810 $ 2,542 Obligations of U.S. Government sponsored entities 362,895 6,694 289,210 8,678 652,105 15,372 Obligations of U.S. states and political subdivisions 9,700 85 1,283 15 10,983 100 Mortgage-backed securities – residential, issued by U.S. Government agencies 22,074 160 16,846 372 38,920 532 U.S. Government sponsored entities 553,351 11,440 84,537 2,841 637,888 14,281 U.S. corporate debt securities 0 0 2,424 76 2,424 76 Total available-for-sale debt securities $ 1,095,830 $ 20,921 $ 394,300 $ 11,982 $ 1,490,130 $ 32,903 The following table summarizes held-to-maturity debt securities that had unrealized losses at September 30, 2022 and December 31, 2021: September 30, 2022 Less than 12 Months 12 Months or Longer Total (In thousands) Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses U.S. Treasuries $ 43,325 $ 7,410 $ 29,711 $ 6,084 $ 73,036 $ 13,494 Obligations of U.S. Government sponsored entities 119,809 24,768 65,910 15,312 185,719 40,080 Total held-to-maturity debt securities $ 163,134 $ 32,178 $ 95,621 $ 21,396 $ 258,755 $ 53,574 December 31, 2021 Less than 12 Months 12 Months or Longer Total (In thousands) Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses U.S. Treasuries $ 35,280 $ 600 $ 0 $ 0 $ 35,280 $ 600 Obligations of U.S. Government sponsored entities 84,592 1,789 0 0 84,592 1,789 Total held-to-maturity debt securities $ 119,872 $ 2,389 $ 0 $ 0 $ 119,872 $ 2,389 The Company evaluates available-for-sale debt securities for expected credit losses ("ECL") in unrealized loss positions at each measurement date to determine whether the decline in the fair value below the amortized cost basis (impairment) is due to credit-related factors or noncredit-related factors. Factors that may be indicative of ECL include, but are not limited to, the following: • Extent to which the fair value is less than the amortized cost basis. • Adverse conditions specifically related to the security, an industry, or geographic area (changes in technology, business practice). • Payment structure of the debt security with respect to underlying issuer or obligor. • Failure of the issuer to make scheduled payment of principal and/or interest. • Changes to the rating of a security or issuer by a nationally recognized statistical rating organization. • Changes in tax or regulatory guidelines that impact a security or underlying issuer. For available-for-sale debt securities in an unrealized loss position, the Company evaluates the securities to determine whether the decline in the fair value below the amortized cost basis (technical impairment) is the result of changes in interest rates or reflects a fundamental change in the credit worthiness of the underlying issuer. Any impairment that is not credit related is recognized in other comprehensive income (loss), net of applicable taxes. Credit-related impairment is recognized as an allowance for credit losses ("ACL") on the Statement of Condition, limited to the amount by which the amortized cost basis exceeds the fair value, with a corresponding adjustment to earnings. Both the ACL and the adjustment to net income may be reversed if conditions change. The gross unrealized losses reported for residential mortgage-backed securities relate to investment securities issued by U.S. government sponsored entities such as Federal National Mortgage Association, Federal Home Loan Mortgage Corporation, and U.S. government agencies such as Government National Mortgage Association. The total gross unrealized losses, shown in the tables above, were primarily attributable to changes in interest rates and levels of market liquidity, relative to when the investment securities were purchased, and not due to the credit-related quality of the investment securities. The Company does not have the intent to sell these securities and does not believe it is more likely than not that the Company will be required to sell these securities before a recovery of amortized cost. Management measures expected credit losses on held-to-maturity debt securities on a collective basis by major security type with each type sharing similar risk characteristics and considers historical credit loss information that is adjusted for current conditions and reasonable and supportable forecasts. Management has made the accounting policy election to exclude accrued interest receivable on held-to-maturity debt securities from the estimate of credit losses. As of September 30, 2022, the held-to-maturity portfolio consisted of U.S. Treasury securities and securities issued by U.S. government-sponsored enterprises, including The Federal National Mortgage Agency and the Federal Farm Credit Banks Funding Corporation. U.S. Treasury securities are backed by the full faith and credit of and/or guaranteed by the U.S. government, and it is expected that the securities will not be settled at prices less than the amortized cost bases of the securities. Securities issued by U.S. government agencies or U.S. government-sponsored enterprises carry the explicit and/or implicit guarantee of the U.S. government, are widely recognized as "risk-free," and have a long history of zero credit loss. As such, the Company did not record an allowance for credit losses for these securities as of September 30, 2022 or December 31, 2021. The amortized cost and estimated fair value of debt securities by contractual maturity are shown in the following table. Expected maturities may differ from contractual maturities because issuers may have the right to call or prepay obligations with or without call or prepayment penalties. Mortgage-backed securities are shown separately since they are not due at a single maturity date. September 30, 2022 (In thousands) Amortized Cost Fair Value Available-for-sale debt securities: Due in one year or less $ 32,225 $ 31,929 Due after one year through five years 572,260 520,304 Due after five years through ten years 470,646 398,123 Due after ten years 41,952 31,707 Total 1,117,083 982,063 Mortgage-backed securities 893,018 758,873 Total available-for-sale debt securities $ 2,010,101 $ 1,740,936 December 31, 2021 (In thousands) Amortized Cost Fair Value Available-for-sale debt securities: Due in one year or less $ 77,159 $ 77,892 Due after one year through five years 474,537 471,776 Due after five years through ten years 501,748 492,573 Due after ten years 54,742 54,559 Total 1,108,186 1,096,800 Mortgage-backed securities 955,604 947,713 Total available-for-sale debt securities $ 2,063,790 $ 2,044,513 September 30, 2022 (In thousands) Amortized Cost Fair Value Held-to-maturity debt securities: Due after five years through ten years $ 312,329 $ 258,755 Total held-to-maturity debt securities $ 312,329 $ 258,755 December 31, 2021 (In thousands) Amortized Cost Fair Value Held-to-maturity debt securities: Due after five years through ten years $ 284,009 $ 282,288 Total held-to-maturity debt securities $ 284,009 $ 282,288 The Company also holds non-marketable Federal Home Loan Bank New York ("FHLBNY") stock and non-marketable Atlantic Community Bankers Bank ("ACBB") stock, all of which are required to be held for regulatory purposes and for borrowing availability. The required investment in FHLB stock is tied to the Company’s borrowing levels with the FHLB. The required investment in FHLB stock is tied to the Company’s borrowing levels with the FHLB. Holdings of FHLBNY stock and ACBB stock totaled $9.1 million and $95,000, respectively, at September 30, 2022. These securities are carried at par, which is also cost. The FHLBNY continues to pay dividends and repurchase stock. Quarterly, we evaluate our investment in the FHLB for impairment. We evaluate recent and long-term operating performance, liquidity, funding and capital positions, stock repurchase history, dividend history and impact of legislative and regulatory changes. Based on our most recent evaluation, as of September 30, 2022, we determined that no impairment write-downs were required.

Loans and Leases

Loans and Leases	9 Months Ended
	Sep. 30, 2022
Receivables [Abstract]
Loans and Leases	Loans and Leases Loans and leases at September 30, 2022 and December 31, 2021 were as follows: (In thousands) 9/30/2022 12/31/2021 Commercial and industrial Agriculture $ 66,576 $ 99,172 Commercial and industrial other 718,726 699,121 PPP loans* 875 71,260 Subtotal commercial and industrial 786,177 869,553 Commercial real estate Construction 199,144 178,582 Agriculture 210,140 195,973 Commercial real estate other 2,399,951 2,278,599 Subtotal commercial real estate 2,809,235 2,653,154 Residential real estate Home equity 188,002 182,671 Mortgages 1,344,741 1,290,911 Subtotal residential real estate 1,532,743 1,473,582 Consumer and other Indirect 2,712 4,655 Consumer and other 66,262 67,396 Subtotal consumer and other 68,974 72,051 Leases 15,749 13,948 Total loans and leases 5,212,878 5,082,288 Less: unearned income and deferred costs and fees (4,442) (6,821) Total loans and leases, net of unearned income and deferred costs and fees $ 5,208,436 $ 5,075,467 *SBA Paycheck Protection Program ("PPP") The Company has adopted comprehensive lending policies, underwriting standards and loan review procedures. Management reviews these policies and procedures on a regular basis. The Company discussed its lending policies and underwriting guidelines for its various lending portfolios in Note 3 – "Loans and Leases" in the Notes to Consolidated Financial Statements contained in the Company’s Annual Report on Form 10-K for the year ended December 31, 2021. There have been no significant changes in these policies and guidelines since the date of that report. As such, these policies are reflective of new originations as well as those balances held at December 31, 2021. The Company’s Board of Directors approves the lending policies at least annually. The Company recognizes that exceptions to policy guidelines may occasionally occur and has established procedures for approving exceptions to these policy guidelines. Management has also implemented reporting systems to monitor loan origination, loan quality, concentrations of credit, loan delinquencies and nonperforming loans and potential problem loans. Loans are considered past due if the required principal and interest payments have not been received as of the date such payments are due. Generally loans are placed on nonaccrual status if principal or interest payments become 90 days or more past due and/or management deems the collectability of the principal and/or interest to be in question as well as when required by regulatory agencies. When interest accrual is discontinued, all unpaid accrued interest is reversed. Payments received on loans on nonaccrual are generally applied to reduce the principal balance of the loan. Loans are generally returned to accrual status when all the principal and interest amounts due are brought current, the borrower has established a payment history, and future payments are reasonably assured. When management determines that the collection of principal in full is not probable, management will charge-off a partial amount or full amount of the loan balance. Management considers specific facts and circumstances relative to each individual credit in making such a determination. For residential and consumer loans, management uses specific regulatory guidance and thresholds for determining charge-offs. The below tables are an age analysis of past due loans, segregated by class of loans, as of September 30, 2022 and December 31, 2021: September 30, 2022 (In thousands) 30-59 Days 60-89 Days 90 Days or More Total Past Due Current Loans Total Loans Loans and Leases Commercial and industrial Agriculture $ 0 $ 0 $ 0 $ 0 $ 66,576 $ 66,576 Commercial and industrial other 37 400 185 622 718,104 718,726 PPP loans 31 0 0 31 844 875 Subtotal commercial and industrial 68 400 185 653 785,524 786,177 Commercial real estate Construction 0 0 0 0 199,144 199,144 Agriculture 0 0 219 219 209,921 210,140 Commercial real estate other 0 0 12,722 12,722 2,387,229 2,399,951 Subtotal commercial real estate 0 0 12,941 12,941 2,796,294 2,809,235 Residential real estate Home equity 307 306 1,226 1,839 186,163 188,002 Mortgages 0 1,342 6,417 7,759 1,336,982 1,344,741 Subtotal residential real estate 307 1,648 7,643 9,598 1,523,145 1,532,743 Consumer and other Indirect 35 67 86 188 2,524 2,712 Consumer and other 571 64 94 729 65,533 66,262 Subtotal consumer and other 606 131 180 917 68,057 68,974 Leases 0 0 0 0 15,749 15,749 Total loans and leases 981 2,179 20,949 24,109 5,188,769 5,212,878 Less: unearned income and deferred costs and fees 0 0 0 0 (4,442) (4,442) Total loans and leases, net of unearned income and deferred costs and fees $ 981 $ 2,179 $ 20,949 $ 24,109 $ 5,184,327 $ 5,208,436 December 31, 2021 (In thousands) 30-59 Days 60-89 Days 90 Days or More Total Past Due Current Loans Total Loans Loans and Leases Commercial and industrial Agriculture $ 0 $ 0 $ 0 $ 0 $ 99,172 $ 99,172 Commercial and industrial other 506 6 88 600 698,521 699,121 PPP loans 0 0 0 0 71,260 71,260 Subtotal commercial and industrial 506 6 88 600 868,953 869,553 Commercial real estate Construction 0 0 0 0 178,582 178,582 Agriculture 121 0 0 121 195,852 195,973 Commercial real estate other 150 257 3,305 3,712 2,274,887 2,278,599 Subtotal commercial real estate 271 257 3,305 3,833 2,649,321 2,653,154 Residential real estate Home equity 441 417 798 1,656 181,015 182,671 Mortgages 7 839 3,917 4,763 1,286,148 1,290,911 Subtotal residential real estate 448 1,256 4,715 6,419 1,467,163 1,473,582 Consumer and other Indirect 77 86 2 165 4,490 4,655 Consumer and other 120 45 45 210 67,186 67,396 Subtotal consumer and other 197 131 47 375 71,676 72,051 Leases 0 0 0 0 13,948 13,948 Total loans and leases 1,422 1,650 8,155 11,227 5,071,061 5,082,288 Less: unearned income and deferred costs and fees 0 0 0 0 (6,821) (6,821) Total loans and leases, net of unearned income and deferred costs and fees $ 1,422 $ 1,650 $ 8,155 $ 11,227 $ 5,064,240 $ 5,075,467 The following tables present the amortized cost basis of loans on nonaccrual status and the amortized cost basis of loans on nonaccrual status for which there was no related allowance for credit losses. The below tables are an age analysis of nonaccrual loans segregated by class of loans, as of September 30, 2022 and December 31, 2021: September 30, 2022 (In thousands) Nonaccrual Loans and Leases with no ACL Nonaccrual Loans and Leases Loans and Leases Past Due Over 89 Days and Accruing Loans and Leases Commercial and industrial Commercial and industrial other $ 478 $ 803 $ 0 Subtotal commercial and industrial 478 803 0 Commercial real estate Agriculture 219 219 0 Commercial real estate other 14,677 15,682 161 Subtotal commercial real estate 14,896 15,901 161 Residential real estate Home equity 385 2,357 0 Mortgages 1,780 10,684 0 Subtotal residential real estate 2,165 13,041 0 Consumer and other Indirect 0 151 0 Consumer and other 0 117 0 Subtotal consumer and other 0 268 0 Total loans and leases $ 17,539 $ 30,013 $ 161 December 31, 2021 (In thousands) Nonaccrual Loans and Leases with no ACL Nonaccrual Loans and Leases Loans and Leases Past Due Over 89 Days and Accruing Loans and Leases Commercial and industrial Commercial and industrial other $ 502 $ 533 $ 0 Subtotal commercial and industrial 502 533 0 Commercial real estate Construction 671 671 0 Agriculture 348 456 0 Commercial real estate other 12,483 12,766 0 Subtotal commercial real estate 13,502 13,893 0 Residential real estate Home equity 380 2,459 0 Mortgages 716 8,719 0 Subtotal residential real estate 1,096 11,178 0 Consumer and other Indirect 1 246 0 Consumer and other 0 183 0 Subtotal consumer and other 1 429 0 Total loans and leases $ 15,101 $ 26,033 $ 0

Allowance for Credit Losses

Allowance for Credit Losses	9 Months Ended
	Sep. 30, 2022
Receivables [Abstract]
Allowance for Credit Losses	Allowance for Credit Losses Management reviews the appropriateness of the allowance for credit losses ("allowance" or "ACL") on a regular basis. Management considers the accounting policy relating to the allowance to be a critical accounting policy, given the inherent uncertainty in evaluating the levels of the allowance required to cover credit losses in the portfolio and the material effect that assumptions could have on the Company’s results of operations. The Company has developed a methodology to measure the amount of estimated credit loss exposure inherent in the loan portfolio to assure that an appropriate allowance is maintained. The Company’s methodology is based upon guidance provided in SEC Staff Accounting Bulletin No. 119, Measurement of Credit Losses on Financial Instruments ("CECL"), and Financial Instruments - Credit Losses and ASC Topic 326, Financial Instruments - Credit Losses (ASU 2016-3) . The Company uses a discounted cash flow ("DCF") method to estimate expected credit losses for all loan segments excluding the leasing segment. For each of these loan segments, the Company generates cash flow projections at the instrument level wherein payment expectations are adjusted for estimated prepayment speed, curtailments, recovery lag, probability of default, and loss given default. The modeling of expected prepayment speeds, curtailment rates, and time to recovery are based on internal historical data. The Company uses regression analysis of historical internal and peer data to determine suitable loss drivers to utilize when modeling lifetime probability of default and loss given default. This analysis also determines how expected probability of default and loss given default will react to forecasted levels of the loss drivers. For all loans utilizing the DCF method, management utilizes forecasts of national unemployment and a one year percentage change in national gross domestic product as loss drivers in the model. For all DCF models, management has determined that four quarters represents a reasonable and supportable forecast period and reverts back to a historical loss rate over eight quarters on a straight-line basis. Management leverages economic projections from a reputable and independent third party to inform its loss driver forecasts over the four-quarter forecast period. Other internal and external indicators of economic forecasts are also considered by management when developing the forecast metrics. The combination of adjustments for credit expectations and timing expectations produces an expected cash flow stream at the instrument level. Instrument effective yield is calculated, net of the impacts of prepayment assumptions, and the instrument expected cash flows are then discounted at that effective yield to produce a net present value of expected cash flows ("NPV"). An ACL is established for the difference between the NPV and amortized cost basis. Since the methodology is based upon historical experience and trends, current conditions, and reasonable and supportable forecasts, as well as management’s judgment, factors may arise that result in different estimates. While management’s evaluation of the allowance as of September 30, 2022, considers the allowance to be appropriate, under certain conditions or assumptions, the Company would need to increase or decrease the allowance. In addition, various federal and State regulatory agencies, as part of their examination process, review the Company's allowance and may require the Company to recognize additions to the allowance based on their judgements and information available to them at the time of their examinations. Loan Commitments and Allowance for Credit Losses on Off-Balance Sheet Credit Exposures Financial instruments include off-balance sheet credit instruments, such as commitments to make loans, and commercial letters of credit. The Company's exposure to credit loss in the event of nonperformance by the other party to the financial instrument for off-balance sheet loan commitments is represented by the contractual amount of those instruments. Such financial instruments are recorded when they are funded. The Company records an allowance for credit losses on off-balance sheet credit exposures, unless the commitments to extend credit are unconditionally cancellable, through a charge to credit loss expense for off-balance sheet credit exposures included in provision expense in the Company's consolidated statements of income. The following table details activity in the allowance for credit losses on loans for the three and nine months ended September 30, 2022 and 2021. Allocation of a portion of the allowance to one category of loans does not preclude its availability to absorb losses in other categories. Three Months Ended September 30, 2022 (In thousands) Commercial Commercial Residential Consumer Finance Total Allowance for credit losses: Beginning balance $ 7,814 $ 23,227 $ 11,082 $ 1,591 $ 79 $ 43,793 Charge-offs (343) 0 51 (132) 0 (424) Recoveries 106 105 8 83 0 302 (Credit) provision for credit loss expense (1,053) 3,207 (698) (362) 7 1,101 Ending Balance $ 6,524 $ 26,539 $ 10,443 $ 1,180 $ 86 $ 44,772 Three Months Ended September 30, 2021 (In thousands) Commercial Commercial Residential Consumer Finance Total Allowance for credit losses: Beginning balance $ 7,113 $ 29,201 $ 9,534 $ 1,590 $ 67 $ 47,505 Charge-offs (157) 0 0 (53) 0 (210) Recoveries 16 2 65 58 0 141 (Credit) provision for credit loss expense (774) (119) (184) (99) (1) (1,177) Ending Balance $ 6,198 $ 29,084 $ 9,415 $ 1,496 $ 66 $ 46,259 Nine Months Ended September 30, 2022 (In thousands) Commercial Commercial Residential Consumer Finance Total Allowance for credit losses: Beginning balance $ 6,335 $ 24,813 $ 10,139 $ 1,492 $ 64 $ 42,843 Charge-offs (366) (50) 0 (410) 0 (826) Recoveries 132 910 315 251 0 1,608 (Credit) provision for credit loss expense 423 866 (11) (153) 22 1,147 Ending Balance $ 6,524 $ 26,539 $ 10,443 $ 1,180 $ 86 $ 44,772 Nine Months Ended September 30, 2021 (In thousands) Commercial Commercial Residential Consumer Finance Total Allowance for credit losses: Beginning balance $ 9,239 $ 30,546 $ 10,257 $ 1,562 $ 65 $ 51,669 Charge-offs (274) 0 (51) (218) 0 (543) Recoveries 116 1,040 229 153 0 1,538 (Credit) provision for credit loss expense (2,883) (2,502) (1,020) (1) 1 (6,405) Ending Balance $ 6,198 $ 29,084 $ 9,415 $ 1,496 $ 66 $ 46,259 The following table details activity in the liabilities for off-balance sheet credit exposures for the three and nine months ended September 30, 2022 and 2021: Three Months Ended September 30, (In thousands) 2022 2021 Liabilities for off-balance sheet credit exposures at beginning of period $ 2,796 $ 2,247 Credit for credit loss expense related to off-balance sheet credit exposures (45) (55) Liabilities for off-balance sheet credit exposures at end of period $ 2,751 $ 2,192 Nine Months Ended September 30, (In thousands) 2022 2021 Liabilities for off-balance sheet credit exposures at beginning of period $ 2,506 $ 1,920 Provision for credit loss expense related to off-balance sheet credit exposures 245 272 Liabilities for off-balance sheet credit exposures at end of period $ 2,751 $ 2,192 The following table presents the amortized cost basis of collateral dependent loans, which are individually evaluated to determine expected credit losses, and the related allowance for credit losses allocated to these loans: (In thousands) Real Estate Business Assets Other Total ACL Allocation September 30, 2022 Commercial and Industrial $ 435 $ 335 $ 172 $ 942 $ 159 Commercial Real Estate 12,268 0 2,628 14,896 0 Commercial Real Estate - Agriculture 1,525 0 0 1,525 0 Residential Real Estate 335 0 0 335 28 Total $ 14,563 $ 335 $ 2,800 $ 17,698 $ 187 (In thousands) Real Estate Business Assets Other Total ACL Allocation December 31, 2021 Commercial and Industrial $ 142 $ 395 $ 328 $ 865 $ 26 Commercial Real Estate 13,334 0 1,931 15,265 40 Residential Real Estate 32 0 0 32 1 Total $ 13,508 $ 395 $ 2,259 $ 16,162 $ 67 Loans are considered modified in a troubled debt restructuring ("TDR") when, due to a borrower’s financial difficulties, the Company makes concessions to the borrower that it would not otherwise consider. These modifications may include, among others, an extension for the term of the loan, and granting a period when interest-only payments can be made with the principal payments made over the remaining term of the loan or at maturity. The following tables present information on loans modified in a TDR during the three and nine months ended September 30, 2022 and 2021. Post-modification amounts are presented as of September 30, 2022 and September 30, 2021. September 30, 2022 Three Months Ended Defaulted TDRs 2 (In thousands) Number of Loans Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Number of Loans Post-Modification Outstanding Recorded Investment Residential real estate Residential real estate 1 6 $ 608 $ 608 0 $ 0 Total 6 $ 608 $ 608 0 $ 0 1 Represents the following concessions: extension of term and reduction of rate. 2 TDRs that defaulted during the three months ended September 30, 2022 that were restructured in the prior twelve months. September 30, 2021 Three Months Ended Defaulted TDRs 2 (In thousands) Number of Loans Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Number of Loans Post-Modification Outstanding Recorded Investment Residential real estate Home equity 1 1 $ 112 $ 112 1 $ 201 Total 1 $ 112 $ 112 1 $ 201 1 Represents the following concessions: extension of term and reduction of rate. 2 TDRs that defaulted during the three months ended September 30, 2021 that were restructured in the prior twelve months. September 30, 2022 Nine Months Ended Defaulted TDRs 2 (In thousands) Number of Pre- Post-Modification Outstanding Recorded Investment Number of Post- Residential real estate Mortgages 1 6 $ 608 $ 608 0 $ 0 Total 6 $ 608 $ 608 0 $0 1 Represents the following concessions: extension of term and reduction of rate. 2 TDRs that defaulted during the nine months ended September 30, 2022 that were restructured in the prior twelve months. September 30, 2021 Nine Months Ended Defaulted TDRs 2 (In thousands) Number of Pre- Post-Modification Outstanding Recorded Investment Number of Post- Residential real estate Home equity 1 1 $ 112 $ 112 1 $ 201 Total 1 $ 112 $ 112 1 $ 201 1 Represents the following concessions: extension of term and reduction of rate. 2 TDRs that defaulted during the nine months ended September 30, 2021 that were restructured in the prior twelve months. The following table presents credit quality indicators by total loans on an amortized cost basis by origination year as of September 30, 2022 and December 31, 2021: September 30, 2022 (In thousands) 2022 2021 2020 2019 2018 Prior Revolving Loans Amortized Cost Basis Revolving Loans Converted to Term Total Loans Commercial and Industrial - Other: Pass $ 105,118 $ 100,909 $ 43,941 $ 45,679 $ 36,484 $ 162,074 $ 208,925 $ 3,849 $ 706,979 Special Mention 0 135 455 275 11 1,432 764 0 3,072 Substandard 0 119 474 39 454 519 7,070 0 8,675 Total Commercial and Industrial - Other $ 105,118 $ 101,163 $ 44,870 $ 45,993 $ 36,949 $ 164,025 $ 216,759 $ 3,849 $ 718,726 Commercial and Industrial - PPP: Pass $ 0 $ 498 $ 377 $ 0 $ 0 $ 0 $ 0 $ 0 $ 875 Special Mention 0 0 0 0 0 0 0 0 0 Substandard 0 0 0 0 0 0 0 0 0 Total Commercial and Industrial - PPP $ 0 $ 498 $ 377 $ 0 $ 0 $ 0 $ 0 $ 0 $ 875 Commercial and Industrial - Agriculture: Pass $ 11,505 $ 4,460 $ 5,359 $ 4,528 $ 8,132 $ 5,610 $ 22,960 $ 239 $ 62,793 Special Mention 0 0 0 0 0 0 0 0 0 Substandard 0 0 74 0 0 2,298 1,411 0 3,783 Total Commercial and Industrial - Agriculture $ 11,505 $ 4,460 $ 5,433 $ 4,528 $ 8,132 $ 7,908 $ 24,371 $ 239 $ 66,576 Commercial Real Estate Pass $ 276,588 $ 362,770 $ 312,387 $ 279,146 $ 206,351 $ 836,400 $ 10,778 $ 25,170 $ 2,309,590 Special Mention 643 3,427 1,700 11,542 2,965 43,006 0 0 63,283 Substandard 83 112 0 3,572 2,250 20,920 141 0 27,078 Total Commercial Real Estate $ 277,314 $ 366,309 $ 314,087 $ 294,260 $ 211,566 $ 900,326 $ 10,919 $ 25,170 $ 2,399,951 Commercial Real Estate - Agriculture: Pass $ 24,003 $ 24,407 $ 23,558 $ 26,739 $ 38,919 $ 67,610 $ 2,810 $ 1,248 $ 209,294 Special Mention 0 0 0 0 375 0 0 375 Substandard 0 0 0 219 38 214 0 0 471 Total Commercial Real Estate - Agriculture $ 24,003 $ 24,407 $ 23,558 $ 26,958 $ 38,957 $ 68,199 $ 2,810 $ 1,248 $ 210,140 Commercial Real Estate - Construction Pass $ 12,059 $ 76,821 $ 44,319 $ 24,559 $ 9,511 $ 7,380 $ 23,187 $ 1,308 $ 199,144 Special Mention 0 0 0 0 0 0 0 0 0 Substandard 0 0 0 0 0 0 0 0 0 Total Commercial Real Estate - Construction $ 12,059 $ 76,821 $ 44,319 $ 24,559 $ 9,511 $ 7,380 $ 23,187 $ 1,308 $ 199,144 December 31, 2021 (In thousands) 2021 2020 2019 2018 2017 Prior Revolving Loans Amortized Cost Basis Revolving Loans Converted to Term Total Loans Commercial and Industrial - Other: Internal risk grade: Pass $ 123,996 $ 58,432 $ 54,116 $ 42,093 $ 35,725 $ 239,093 $ 125,476 $ 10,039 $ 688,970 Special Mention 156 770 450 100 201 393 1,417 0 3,487 Substandard 179 584 47 575 0 637 4,642 0 6,664 Total Commercial and Industrial - Other $ 124,331 $ 59,786 $ 54,613 $ 42,768 $ 35,926 $ 240,123 $ 131,535 $ 10,039 $ 699,121 Commercial and Industrial - Agriculture: Pass $ 8,573 $ 6,782 $ 5,700 $ 10,136 $ 6,867 $ 3,186 $ 53,145 $ 595 $ 94,984 Special Mention 0 0 0 23 0 0 0 0 23 Substandard 0 85 11 0 93 2,316 1,660 0 4,165 Total Commercial and Industrial - Agriculture $ 8,573 $ 6,867 $ 5,711 $ 10,159 $ 6,960 $ 5,502 $ 54,805 $ 595 $ 99,172 Commercial and Industrial - PPP: Pass $ 71,260 $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 71,260 Special Mention 0 0 0 0 0 0 0 0 0 Substandard 0 0 0 0 0 0 0 0 0 Total Commercial and Industrial - PPP $ 71,260 $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 71,260 Commercial Real Estate Pass $ 325,874 $ 271,680 $ 249,266 $ 201,992 $ 212,991 $ 810,713 $ 44,264 $ 43,225 $ 2,160,005 Special Mention 0 1,763 11,772 3,217 2,167 61,723 358 0 81,000 Substandard 3,482 0 2,262 2,518 8,509 20,401 422 0 37,594 Total Commercial Real Estate $ 329,356 $ 273,443 $ 263,300 $ 207,727 $ 223,667 $ 892,837 $ 45,044 $ 43,225 $ 2,278,599 Commercial Real Estate - Agriculture: Pass $ 23,151 $ 21,856 $ 28,943 $ 41,064 $ 23,195 $ 50,809 $ 1,949 $ 2,850 $ 193,817 Special Mention 0 479 0 0 0 350 35 0 864 Substandard 0 0 0 39 0 1,253 0 0 1,292 Total Commercial Real Estate - Agriculture $ 23,151 $ 22,335 $ 28,943 $ 41,103 $ 23,195 $ 52,412 $ 1,984 $ 2,850 $ 195,973 Commercial Real Estate - Construction Pass $ 12,840 $ 10,025 $ 16,325 $ 7,542 $ 1,274 $ 6,559 $ 112,537 $ 10,037 $ 177,139 Special Mention 0 0 0 0 0 0 0 0 0 Substandard 0 0 0 0 0 643 800 0 1,443 Total Commercial Real Estate - Construction $ 12,840 $ 10,025 $ 16,325 $ 7,542 $ 1,274 $ 7,202 $ 113,337 $ 10,037 $ 178,582 The following table presents credit quality indicators by total loans on an amortized cost basis by origination year as of September 30, 2022 and December 31, 2021, continued: September 30, 2022 (In thousands) 2022 2021 2020 2019 2018 Prior Revolving Loans Amortized Cost Basis Revolving Loans Converted to Term Total Loans Residential - Home Equity Performing $ 1,603 $ 1,115 $ 671 $ 1,026 $ 839 $ 3,442 $ 175,683 $ 1,267 $ 185,646 Nonperforming 0 0 0 14 0 67 2,275 0 2,356 Total Residential - Home Equity $ 1,603 $ 1,115 $ 671 $ 1,040 $ 839 $ 3,509 $ 177,958 $ 1,267 $ 188,002 Residential - Mortgages Performing $ 159,027 $ 274,096 $ 244,259 $ 120,582 $ 67,999 $ 468,094 $ 0 $ 0 $ 1,334,057 Nonperforming 0 340 635 603 1,566 7,540 0 0 10,684 Total Residential - Mortgages $ 159,027 $ 274,436 $ 244,894 $ 121,185 $ 69,565 $ 475,634 $ 0 $ 0 $ 1,344,741 Consumer - Direct Performing $ 17,881 $ 15,882 $ 7,825 $ 6,937 $ 4,764 $ 8,439 $ 4,417 $ 0 $ 66,145 Nonperforming 0 0 3 22 77 9 6 $ 0 117 Total Consumer - Direct $ 17,881 $ 15,882 $ 7,828 $ 6,959 $ 4,841 $ 8,448 $ 4,423 $ 0 $ 66,262 Consumer - Indirect Performing $ 0 $ 169 $ 171 $ 1,307 $ 780 $ 134 $ 0 $ 0 $ 2,561 Nonperforming 0 0 0 95 38 18 0 0 151 Total Consumer - Indirect $ 0 $ 169 $ 171 $ 1,402 $ 818 $ 152 $ 0 $ 0 $ 2,712 December 31, 2021 (In thousands) 2021 2020 2019 2018 2017 Prior Revolving Loans Amortized Cost Basis Revolving Loans Converted to Term Total Loans Residential - Home Equity Performing $ 2,033 $ 1,142 $ 3,041 $ 1,600 $ 1,572 $ 3,144 $ 161,630 $ 6,050 $ 180,212 Nonperforming 0 0 16 0 0 604 1,839 0 2,459 Total Residential - Home Equity $ 2,033 $ 1,142 $ 3,057 $ 1,600 $ 1,572 $ 3,748 $ 163,469 $ 6,050 $ 182,671 Residential - Mortgages Performing $ 324,967 $ 282,202 $ 162,574 $ 97,778 $ 124,221 $ 275,133 $ 14,112 $ 1,205 $ 1,282,192 Nonperforming 0 0 241 702 693 7,060 23 0 8,719 Total Residential - Mortgages $ 324,967 $ 282,202 $ 162,815 $ 98,480 $ 124,914 $ 282,193 $ 14,135 $ 1,205 $ 1,290,911 Consumer - Direct Performing $ 20,653 $ 10,735 $ 9,397 $ 5,542 $ 4,849 $ 10,602 $ 5,435 $ 0 $ 67,213 Nonperforming 0 9 44 117 12 0 1 0 183 Total Consumer - Direct $ 20,653 $ 10,744 $ 9,441 $ 5,659 $ 4,861 $ 10,602 $ 5,436 $ 0 $ 67,396 Consumer - Indirect Performing $ 1,809 $ 854 $ 812 $ 506 $ 362 $ 66 $ 0 $ 0 $ 4,409 Nonperforming 0 2 148 81 1 14 0 0 246 Total Consumer - Indirect $ 1,809 $ 856 $ 960 $ 587 $ 363 $ 80 $ 0 $ 0 $ 4,655

Earnings Per Share

Earnings Per Share	9 Months Ended
	Sep. 30, 2022
Earnings Per Share [Abstract]
Earnings Per Share	Earnings Per Share Earnings per share in the table below, for the three and nine month periods ended September 30, 2022 and 2021 are calculated under the two-class method as required by ASC Topic 260, Earnings Per Share (ASC 260). ASC 260 provides that unvested share-based payment awards that contain nonforfeitable rights to dividends are participating securities and shall be included in the computation of earnings per share pursuant to the two-class method. The Company has issued restricted stock awards that contain such rights and are therefore considered participating securities. Basic earnings per common share are calculated by dividing net income allocable to common stock by the weighted average number of common shares, excluding participating securities, during the period. Diluted earnings per common share include the dilutive effect of participating securities. Three Months Ended (In thousands, except share and per share data) 9/30/2022 9/30/2021 Basic Net income available to common shareholders $ 21,340 $ 21,342 Less: income attributable to unvested stock-based compensation awards (66) (154) Net earnings allocated to common shareholders 21,274 21,188 Weighted average shares outstanding, including unvested stock-based compensation awards 14,489,970 14,724,141 Less: average unvested stock-based compensation awards (200,948) (229,608) Weighted average shares outstanding - Basic 14,289,022 14,494,533 Diluted Net earnings allocated to common shareholders 21,274 21,188 Weighted average shares outstanding - Basic 14,289,022 14,494,533 Plus: incremental shares from assumed conversion of stock-based compensation awards 78,127 73,801 Weighted average shares outstanding - Diluted 14,367,149 14,568,334 Basic EPS $ 1.49 $ 1.46 Diluted EPS $ 1.48 $ 1.45 Stock-based compensation awards representing 369 and 2,032 of common shares during the three months ended September 30, 2022 and 2021, respectively, were not included in the computations of diluted earnings per common share because the effect on those periods would have been anti-dilutive. Nine Months Ended (In thousands, except share and per share data) 9/30/2022 9/30/2021 Basic Net income available to common shareholders $ 65,482 $ 69,799 Less: income attributable to unvested stock-based compensation awards (209) (504) Net earnings allocated to common shareholders 65,273 69,295 Weighted average shares outstanding, including unvested stock-based compensation awards 14,541,772 14,840,420 Less: unvested stock-based compensation awards (206,738) (232,538) Weighted average shares outstanding - Basic 14,335,034 14,607,882 Diluted Net earnings allocated to common shareholders 65,273 69,295 Weighted average shares outstanding - Basic 14,335,034 14,607,882 Plus: incremental shares from assumed conversion of stock-based compensation awards 75,498 79,303 Weighted average shares outstanding - Diluted 14,410,532 14,687,185 Basic EPS $ 4.55 $ 4.74 Diluted EPS $ 4.53 $ 4.72 Stock-based compensation awards representing approximately 4,719 and 6,113 of common shares during the nine months ended September 30, 2022 and 2021, respectively were not included in the computations of diluted earnings per common share because the effect on those periods would have been anti-dilutive.

Other Comprehensive Income (Los

Other Comprehensive Income (Loss)	9 Months Ended
	Sep. 30, 2022
Stockholders' Equity Note [Abstract]
Other Comprehensive Income (Loss)	Other Comprehensive Income (Loss) The following tables present reclassifications out of accumulated other comprehensive income (loss) for the three and nine month periods ended September 30, 2022 and 2021: Three Months Ended September 30, 2022 (In thousands) Before-Tax Tax (Expense) Net of Tax Available-for-sale debt securities: Change in net unrealized loss during the period $ (85,912) $ 21,039 $ (64,873) Reclassification adjustment for net realized loss on sale of available-for-sale debt securities included in net income 49 (12) 37 Net unrealized gains/losses (85,863) 21,027 (64,836) Employee benefit plans: Amortization of net retirement plan actuarial gain 565 (138) 427 Amortization of net retirement plan prior service cost 54 (13) 41 Employee benefit plans 619 (151) 468 Other comprehensive (loss) income $ (85,244) $ 20,876 $ (64,368) Three Months Ended September 30, 2021 (In thousands) Before-Tax Tax (Expense) Net of Tax Available-for-sale debt securities: Change in net unrealized loss during the period $ (10,400) $ 2,548 $ (7,852) Reclassification adjustment for net realized loss on sale of available-for-sale debt securities included in net income 54 (13) 41 Net unrealized gains/losses (10,346) 2,535 (7,811) Employee benefit plans: Amortization of net retirement plan actuarial gain 738 (181) 557 Amortization of net retirement plan prior service cost 56 (14) 42 Employee benefit plans 794 (195) 599 Other comprehensive (loss) income $ (9,552) $ 2,340 $ (7,212) Nine Months Ended September 30, 2022 (In thousands) Before-Tax Tax (Expense) Net of Tax Available-for-sale debt securities: Change in net unrealized loss during the period $ (249,937) $ 61,210 $ (188,727) Reclassification adjustment for net realized loss on sale of available-for-sale debt securities included in net income 49 (12) 37 Net unrealized gains/losses (249,888) 61,198 (188,690) Employee benefit plans: Amortization of net retirement plan actuarial loss 1,695 (415) 1,280 Amortization of net retirement plan prior service cost 162 (39) 123 Employee benefit plans 1,857 (454) 1,403 Other comprehensive (loss) income $ (248,031) $ 60,744 $ (187,287) Nine Months Ended September 30, 2021 (In thousands) Before-Tax Tax (Expense) Net of Tax Available-for-sale debt securities: Change in net unrealized loss during the period $ (32,595) $ 7,986 $ (24,609) Reclassification adjustment for net realized gain on sale of available-for-sale debt securities included in net income (275) 67 (208) Net unrealized gains/losses (32,870) 8,053 (24,817) Employee benefit plans: Amortization of net retirement plan actuarial loss 2,213 (542) 1,671 Amortization of net retirement plan prior service cost 167 (41) 126 Employee benefit plans 2,380 (583) 1,797 Other comprehensive (loss) income $ (30,490) $ 7,470 $ (23,020) The following table presents the activity in our accumulated other comprehensive (loss) income for the periods indicated: (In thousands) Available-for- Employee Accumulated Balance at June 30, 2022 $ (138,414) $ (40,455) $ (178,869) Other comprehensive (loss) income before reclassifications (64,873) 0 (64,873) Amounts reclassified from accumulated other comprehensive (loss) income 37 468 505 Net current-period other comprehensive (loss) income (64,836) 468 (64,368) Balance at September 30, 2022 $ (203,250) $ (39,987) $ (243,237) Balance at January 1, 2022 $ (14,560) $ (41,390) $ (55,950) Other comprehensive (loss) income before reclassifications (188,727) 0 (188,727) Amounts reclassified from accumulated other comprehensive (loss) income 37 1,403 1,440 Net current-period other comprehensive (loss) income (188,690) 1,403 (187,287) Balance at September 30, 2022 $ (203,250) $ (39,987) $ (243,237) (In thousands) Available-for- Employee Accumulated Balance at June 30, 2021 $ 3,603 $ (51,485) $ (47,882) Other comprehensive (loss) income before reclassifications (7,852) 0 (7,852) Amounts reclassified from accumulated other comprehensive (loss) income 41 599 640 Net current-period other comprehensive (loss) income (7,811) 599 (7,212) Balance at September 30, 2021 $ (4,208) $ (50,886) $ (55,094) Balance at January 1, 2021 $ 20,609 $ (52,683) $ (32,074) Other comprehensive (loss) income before reclassifications (24,609) 0 (24,609) Amounts reclassified from accumulated other comprehensive (loss) income (208) 1,797 1,589 Net current-period other comprehensive (loss) income (24,817) 1,797 (23,020) Balance at September 30, 2021 $ (4,208) $ (50,886) $ (55,094) The following tables present the amounts reclassified out of each component of accumulated other comprehensive (loss) income for the three and nine months ended September 30, 2022 and 2021: Three Months Ended September 30, 2022 Details about Accumulated other Comprehensive Income (Loss) Components (In thousands) Amount 1 Affected Line Item in the Available-for-sale debt securities: Unrealized gains and losses on available-for-sale debt securities $ (49) Net (loss) gain on securities transactions 12 Tax expense (37) Net of tax Employee benefit plans: Amortization of the following 2 Net retirement plan actuarial loss (565) Other operating expense Net retirement plan prior service cost (54) Other operating expense (619) Total before tax 151 Tax benefit $ (468) Net of tax Three Months Ended September 30, 2021 Details about Accumulated other Comprehensive Income (Loss) Components (In thousands) Amount 1 Affected Line Item in the Available-for-sale debt securities: Unrealized gains and losses on available-for-sale debt securities $ (54) Net (loss) gain on securities transactions 13 Tax expense (41) Net of tax Employee benefit plans: Amortization of the following 2 Net retirement plan actuarial loss (738) Other operating expense Net retirement plan prior service cost (56) Other operating expense (794) Total before tax 195 Tax benefit $ (599) Net of tax Nine Months Ended September 30, 2022 Details about Accumulated other Comprehensive Income (Loss) Components (In thousands) Amount 1 Affected Line Item in the Available-for-sale debt securities: Unrealized gains and losses on available-for-sale debt securities $ (49) Net (loss) gain on securities transactions 12 Tax expense (37) Net of tax Employee benefit plans: Amortization of the following 2 Net retirement plan actuarial loss (1,695) Other operating expense Net retirement plan prior service cost (162) Other operating expense (1,857) Total before tax 454 Tax benefit $ (1,403) Net of tax Nine Months Ended September 30, 2021 Details about Accumulated other Comprehensive Income (Loss) Components (In thousands) Amount 1 Affected Line Item in the Available-for-sale debt securities: Unrealized gains and losses on available-for-sale debt securities $ 275 Net (loss) gain on securities transactions (67) Tax expense 208 Net of tax Employee benefit plans: Amortization of the following 2 Net retirement plan actuarial loss (2,213) Other operating expense Net retirement plan prior service cost (167) Other operating expense (2,380) Total before tax 583 Tax benefit $ (1,797) Net of tax 1 Amounts in parentheses indicated debits in income statement. 2 The accumulated other comprehensive (loss) income components are included in the computation of net periodic benefit cost (See Note 8 - "Employee Benefit Plan").

Employee Benefit Plans

Employee Benefit Plans	9 Months Ended
	Sep. 30, 2022
Retirement Benefits [Abstract]
Employee Benefit Plans	Employee Benefit Plans The following tables set forth the amount of the net periodic benefit cost recognized by the Company for the Company’s pension plan, post-retirement plan (Life and Health), and supplemental employee retirement plans ("SERP") including the following components: service cost, interest cost, expected return on plan assets for the period, amortization of the unrecognized transitional obligation or transition asset, and the amounts of recognized gains and losses, prior service cost recognized, and gain or loss recognized due to settlement or curtailment. Components of Net Periodic Benefit Cost Pension Benefits Life and Health SERP Benefits Three Months Ended Three Months Ended Three Months Ended (In thousands) 9/30/2022 9/30/2021 9/30/2022 9/30/2021 9/30/2022 9/30/2021 Service cost $ 0 $ 0 $ 43 $ 47 $ 19 $ 58 Interest cost 496 407 56 45 203 173 Expected return on plan assets (1,471) (1,413) 0 0 0 0 Amortization of net retirement plan actuarial loss 304 390 49 78 212 270 Amortization of net retirement plan prior service (credit) cost 0 0 (15) (15) 69 71 Net periodic benefit (income) cost $ (671) $ (616) $ 133 $ 155 $ 503 $ 572 Pension Benefits Life and Health SERP Benefits Nine Months Ended Nine Months Ended Nine Months Ended (In thousands) 9/30/2022 9/30/2021 9/30/2022 9/30/2021 9/30/2022 9/30/2021 Service cost $ 0 $ 0 $ 130 $ 140 $ 58 $ 173 Interest cost 1,489 1,221 167 135 610 519 Expected return on plan assets (4,414) (4,239) 0 0 0 0 Amortization of net retirement plan actuarial loss 913 1,170 147 234 635 810 Amortization of net retirement plan prior service cost (credit) 0 0 (46) (45) 208 212 Net periodic benefit (income) cost $ (2,012) $ (1,848) $ 398 $ 464 $ 1,511 $ 1,714 The service component of net periodic benefit cost for the Company's benefit plans is recorded as a part of salaries and wages in the consolidated statements of income. All other components are recorded as part of other operating expenses in the consolidated statements of income. The Company realized approximately $1.4 million and $1.8 million, net of tax, as amortization of amounts previously recognized in accumulated other comprehensive (loss) income, for the nine months ended September 30, 2022 and 2021, respectively.

Other Income and Operating Expe

Other Income and Operating Expense	9 Months Ended
	Sep. 30, 2022
Other Income and Expenses [Abstract]
Other Income and Operating Expense	Other Income and Operating Expense Other income and operating expense totals are presented in the table below. Components of these totals exceeding 1% of the aggregate of total noninterest income and total noninterest expenses for any of the periods presented below are stated separately. Three Months Ended Nine Months Ended (In thousands) 9/30/2022 9/30/2021 9/30/2022 9/30/2021 Noninterest Income Other service charges $ 721 $ 685 $ 2,017 $ 2,064 Earnings (loss) from corporate owned life insurance (236) 367 357 1,478 Net gains on the sales of loans originated for sale 83 296 140 878 Other income 409 421 1,180 988 Total other income $ 977 $ 1,769 $ 3,694 $ 5,408 Noninterest Expenses Marketing expense $ 1,207 $ 1,171 $ 3,719 $ 2,798 Professional fees 1,665 1,854 4,990 5,280 Legal fees 298 294 1,006 735 Technology expense 3,890 2,913 11,253 8,818 Cardholder expense 1,129 827 3,551 2,489 Other expenses 4,048 7,105 12,767 15,399 Total other operating expense $ 12,237 $ 14,164 $ 37,286 $ 35,519

Revenue Recognition

Revenue Recognition	9 Months Ended
	Sep. 30, 2022
Revenue from Contract with Customer [Abstract]
Revenue Recognition	Revenue Recognition As stated in Note 1 - "Summary of Significant Accounting Policies," in the 2021 Annual Report on Form 10-K, the Company adopted ASU No. 2014-09 " Revenue from Contracts with Customers" (ASC 606) and all subsequent ASUs that modified ASC 606, on January 1, 2018. ASC 606 does not apply to revenue associated with financial instruments, including revenue from loans and securities. In addition, certain noninterest income streams such as fees associated with mortgage servicing rights, financial guarantees, derivatives, and certain credit card fees are also not in scope of ASC 606. ASC 606 is applicable to noninterest revenue streams such as trust and asset management income, deposit related fees, interchange fees, merchant income, and annuity and insurance commissions. However, the recognition of these revenue streams did not change significantly upon adoption of ASC 606. Insurance Commissions and Fees Insurance commissions and fees from insurance product sales are typically earned upon the effective date of bound coverage, as no significant performance obligation remains after coverage is bound. Commission revenue on policies billed in installments is now accrued based upon the completion of the performance obligation creating a current asset for the unbilled revenue until such time as an invoice is generated, typically not to exceed twelve months. The impact of these changes was not significant, but it will result in slight variances from quarter to quarter. Contingent commissions are estimated based upon management’s expectations for the year with an appropriate constraint applied and accrued relative to the recognition of the corresponding core commissions. Trust & Asset Management Trust and asset management income is primarily comprised of fees earned from the management and administration of trusts and other customer assets. The Company’s performance obligation is generally satisfied over time and the resulting fees are recognized monthly, based upon the month-end market value of the assets under management and the applicable fee rate. Payment is generally received a few days after month end through a direct charge to customers’ accounts. The Company does not earn performance-based incentives. Optional services such as real estate sales and tax return preparation services are also available to existing trust and asset management customers. The Company’s performance obligation for these transactional-based services is generally satisfied, and related revenue recognized, at a point in time (i.e., as incurred). Payment is received shortly after services are rendered. Mutual Fund & Investment Income Mutual fund and investment income consists of other recurring revenue streams such as commissions from sales of mutual funds and other investments, and investment advisory fees from the Company’s Strategic Asset Management Services (SAM) wealth management product. Commissions from the sale of mutual funds and other investments are recognized on the trade date, which is when the Company has satisfied its performance obligation. The Company also receives periodic service fees (i.e., trailers) from mutual fund companies typically based on a percentage of net asset value, recorded over time, usually monthly or quarterly, as net asset value is determined. Investment advisor fees from the wealth management product is earned over time and based on an annual percentage rate of the net asset value. The investment advisor fees are charged to the customer’s account in advance on the first month of the quarter, and the revenue is recognized over the following three-month period. The Company does engage a third party, LPL Financial, LLC (LPL), to satisfy part of this performance obligation, and therefore this income is reported net of any corresponding expenses paid to LPL. Service Charges on Deposit Accounts Service charges on deposit accounts consist of account analysis fees (i.e., net fees earned on analyzed business and public checking accounts), monthly service fees, check orders, and other deposit account related fees. The Company’s performance obligation for account analysis fees and monthly service fees is generally satisfied, and the related revenue recognized, over the period in which the service is provided. Check orders and other deposit account related fees are largely transactional based, and therefore, the Company’s performance obligation is satisfied and related revenue recognized, at a point in time. Payment for service charges on deposit accounts is primarily received immediately or in the following month through a direct charge to customers’ accounts. Card Services Income Fees, exchange, and other service charges are primarily comprised of debit and credit card income, ATM fees, merchant services income, and other service charges. Debit and credit card income is primarily comprised of interchange fees earned whenever the Company’s debit and credit cards are processed through card payment networks such as MasterCard. ATM fees are primarily generated when a Company cardholder uses a non-Company ATM or a non-Company cardholder uses a Company ATM. Merchant services income mainly represents fees charged to merchants to process their debit and credit card transactions, in addition to account management fees. The Company’s performance obligation for fees and exchange are largely satisfied, and related revenue recognized, when the services are rendered or upon completion. Payment is typically received immediately or in the following month. Other Other service charges include revenue from processing wire and ACH transfers, lock box service and safe deposit box rental. Payment on these revenue streams is received primarily through a direct charge to the customer’s account, immediately or in the following month, and therefore, the Company’s performance obligation is satisfied, and related revenue recognized, at a point in time. The following tables present noninterest income, segregated by revenue streams in-scope and out-of-scope of ASC 606, for the three and nine months ended September 30, 2022 and 2021: Three Months Ended (In thousands) 09/30/2022 09/30/2021 Noninterest Income In-scope of Topic 606: Commissions and Fees $ 9,827 $ 8,930 Installment Billing 126 166 Refund of Commissions (133) (103) Contract Liabilities/Deferred Revenue 1 0 Contingent Commissions 1,004 840 Subtotal Insurance Revenues 10,825 9,833 Trust and Asset Management 3,209 3,522 Mutual Fund & Investment Income 1,128 1,435 Subtotal Investment Service Income 4,337 4,957 Service Charges on Deposit Accounts 1,917 1,638 Card Services Income 2,731 2,717 Other 332 286 Noninterest Income (in-scope of ASC 606) 20,142 19,431 Noninterest Income (out-of-scope of ASC 606) 550 1,423 Total Noninterest Income $ 20,692 $ 20,854 Nine Months Ended (In thousands) 9/30/2022 9/30/2021 Noninterest Income In-scope of Topic 606: Commissions and Fees $ 25,663 $ 24,101 Installment Billing 124 149 Refund of Commissions (151) (92) Contract Liabilities/Deferred Revenue (266) (237) Contingent Commissions 3,201 3,132 Subtotal Insurance Revenues 28,571 27,053 Trust and Asset Management 9,834 10,222 Mutual Fund & Investment Income 4,016 4,125 Subtotal Investment Service Income 13,850 14,347 Service Charges on Deposit Accounts 5,452 4,579 Card Services Income 8,233 8,051 Other 957 885 Noninterest Income (in-scope of ASC 606) 57,063 54,915 Noninterest Income (out-of-scope of ASC 606) 2,558 4,780 Total Noninterest Income $ 59,621 $ 59,695 Contract Balances A contract asset balance occurs when an entity performs a service for a customer before the customer pays consideration or before payment is due, which would result in contract receivables or assets, respectively. A contract liability balance is an entity’s obligation to transfer a service to a customer for which the entity has already received payment or for which payment is due from the customer. The Company’s noninterest revenue streams, excluding some insurance commissions and fees, are largely based on transactional activity, or standard month-end revenue accruals such as asset management fees based on month-end market values. Receivables primarily consist of amounts due for insurance and wealth management services performed for which the Company's performance obligations have been fully satisfied. Receivables for the insurance and wealth management services segments amounted to $5.7 million and $2.4 million, respectively, at September 30, 2022, compared to $6.0 million and $2.3 million, respectively, at December 31, 2021. Included in those amounts are contract assets related to contingent income of $2.1 million and $3.0 million, respectively, at September 30, 2022 and December 31, 2021, and contract liabilities of $747,847 and $1.7 million, respectively at September 30, 2022 and December 31, 2021. Contract Acquisition Costs

Financial Guarantees

Financial Guarantees	9 Months Ended
	Sep. 30, 2022
Guarantees [Abstract]
Financial Guarantees	Financial Guarantees The Company currently does not issue any guarantees that would require liability recognition or disclosure, other than standby letters of credit. The Company extends standby letters of credit to its customers in the normal course of business. The standby letters of credit are generally short-term. As of September 30, 2022, the Company’s maximum potential obligation under standby letters of credit was $35.7 million compared to $39.8 million at December 31, 2021. Management uses the same credit policies to extend standby letters of credit that it uses for on-balance sheet lending decisions and may require collateral to support standby letters of credit based upon its evaluation of the counterparty. Management does not anticipate any significant losses as a result of these transactions, and has determined that the fair value of standby letters of credit is not significant.

Segment and Related Information

Segment and Related Information	9 Months Ended
	Sep. 30, 2022
Segment Reporting [Abstract]
Segment and Related Information	Segment and Related Information The Company manages its operations through three reportable business segments in accordance with the standards set forth in FASB ASC 280, "Segment Reporting": (i) banking ("Banking"), (ii) insurance ("Tompkins Insurance") and (iii) wealth management ("Tompkins Financial Advisors"). The Company’s insurance services and wealth management services, other than trust services, are managed separately from the Banking segment. Banking Tompkins Community Bank has thirteen banking offices located in Ithaca, NY and surrounding communities; sixteen banking offices located in the Genesee Valley region of New York State as well as Monroe County; fourteen full-service banking offices located in the counties north of New York City; and nineteen banking offices headquartered and operating in the areas surrounding southeastern Pennsylvania. Insurance The Company provides property and casualty insurance services and employee benefits consulting through Tompkins Insurance Agencies, Inc., a 100% wholly-owned subsidiary of the Company, headquartered in Batavia, New York. Tompkins Insurance is an independent insurance agency, representing many major insurance carriers and provides employee benefit consulting to employers in Western and Central New York and Southeastern Pennsylvania, assisting them with their medical, group life insurance and group disability insurance. Tompkins Insurance has five stand-alone offices in Western New York. Wealth Management The Wealth Management segment is generally organized under the Tompkins Financial Advisors brand. Tompkins Financial Advisors offers a comprehensive suite of financial services to customers, including trust and estate services, investment management and financial and insurance planning for individuals, corporate executives, small business owners and high net worth individuals. Tompkins Financial Advisors has offices in each of the Company’s regional markets. Summarized financial information concerning the Company’s reportable segments and the reconciliation to the Company’s consolidated results is shown in the following table. Investment in subsidiaries is netted out of the presentations below. The "Intercompany" column identifies the intercompany activities of revenues, expenses and other assets between the banking, insurance and wealth management services segments. The Company accounts for intercompany fees and services at an estimated fair value according to regulatory requirements for the services provided. Intercompany items relate primarily to the use of human resources, information systems, accounting and marketing services provided by any of the banks and the holding company. All other accounting policies are the same as those described in the summary of significant accounting policies in the 2021 Annual Report on Form 10-K. Three Months Ended September 30, 2022 (In thousands) Banking Insurance Wealth Management Intercompany Consolidated Interest income $ 63,670 $ 1 $ 0 $ (1) $ 63,670 Interest expense 5,560 0 0 (1) 5,559 Net interest income 58,110 1 0 0 58,111 Credit for credit loss expense 1,056 0 0 0 1,056 Noninterest income 5,973 10,953 4,342 (576) 20,692 Noninterest expense 39,448 7,178 3,552 (576) 49,602 Income before income tax expense 23,579 3,776 790 0 28,145 Income tax expense 5,528 1,052 194 0 6,774 Net Income attributable to noncontrolling interests and Tompkins Financial Corporation 18,051 2,724 596 0 21,371 Less: Net income attributable to noncontrolling interests 31 0 0 0 31 Net Income attributable to Tompkins Financial Corporation $ 18,020 $ 2,724 $ 596 $ 0 $ 21,340 Depreciation and amortization $ 2,652 $ 44 $ 36 $ 0 $ 2,732 Assets 7,721,022 46,807 28,761 (16,649) 7,779,941 Goodwill 64,655 19,866 8,081 0 92,602 Other intangibles, net 1,137 1,742 53 0 2,932 Net loans and leases 5,163,664 0 0 0 5,163,664 Deposits 6,954,839 0 (1,974) (16,139) 6,936,726 Total Equity 511,298 35,625 26,036 0 572,959 Three Months Ended September 30, 2021 (In thousands) Banking Insurance Wealth Intercompany Consolidated Interest income $ 61,110 $ 8 $ 0 $ (4) $ 61,114 Interest expense 5,020 0 0 (4) 5,016 Net interest income 56,090 8 0 0 56,098 Credit for credit loss expense (1,232) 0 0 0 (1,232) Noninterest income 6,416 9,950 5,047 (559) 20,854 Noninterest expense 40,587 6,846 3,306 (559) 50,180 Income before income tax expense 23,151 3,112 1,741 0 28,004 Income tax expense 5,351 855 424 0 6,630 Net Income attributable to noncontrolling interests and Tompkins Financial Corporation 17,800 2,257 1,317 0 21,374 Less: Net income attributable to noncontrolling interests 32 0 0 0 32 Net Income attributable to Tompkins Financial Corporation $ 17,768 $ 2,257 $ 1,317 $ 0 $ 21,342 Depreciation and amortization $ 2,528 $ 52 $ 14 $ 0 $ 2,594 Assets 8,051,446 45,855 32,257 (16,448) 8,113,110 Goodwill 64,370 19,866 8,211 0 92,447 Other intangibles, net 1,814 2,102 73 0 3,989 Net loans and leases 5,050,519 0 0 0 5,050,519 Deposits 7,105,651 0 0 (14,753) 7,090,898 Total Equity 659,365 33,529 29,463 0 722,357 Nine Months Ended September 30, 2022 (In thousands) Banking Insurance Wealth Intercompany Consolidated Interest income $ 183,798 $ 4 $ 0 $ (3) $ 183,799 Interest expense 10,815 0 0 (3) 10,812 Net interest income 172,983 4 0 0 172,987 Provision for credit loss expense 1,392 0 0 0 1,392 Noninterest income 18,495 28,959 13,874 (1,707) 59,621 Noninterest expense 116,031 20,492 10,745 (1,707) 145,561 Income before income tax expense 74,055 8,471 3,129 0 85,655 Income tax expense 16,948 2,361 770 0 20,079 Net Income attributable to noncontrolling interests and Tompkins Financial Corporation 57,107 6,110 2,359 0 65,576 Less: Net income attributable to noncontrolling interests 94 0 0 0 94 Net Income attributable to Tompkins Financial Corporation $ 57,013 $ 6,110 $ 2,359 $ 0 $ 65,482 Depreciation and amortization $ 7,745 $ 132 $ 100 $ 0 $ 7,977 Nine Months Ended September 30, 2021 (In thousands) Banking Insurance Wealth Intercompany Consolidated Interest income $ 180,708 $ 10 $ 0 $ (14) $ 180,704 Interest expense 14,737 0 0 (14) 14,723 Net interest income 165,971 10 0 0 165,981 Credit for credit loss expense (6,133) 0 0 0 (6,133) Noninterest income 19,175 27,531 14,638 (1,649) 59,695 Noninterest expense 113,792 20,044 9,946 (1,649) 142,133 Income before income tax expense 77,487 7,497 4,692 0 89,676 Income tax expense 16,595 2,057 1,129 0 19,781 Net Income attributable to noncontrolling interests and Tompkins Financial Corporation 60,892 5,440 3,563 0 69,895 Less: Net income attributable to noncontrolling interests 96 0 0 0 96 Net Income attributable to Tompkins Financial Corporation $ 60,796 $ 5,440 $ 3,563 $ 0 $ 69,799 Depreciation and amortization $ 7,493 $ 162 $ 41 $ 0 $ 7,696

Fair Value Measurements

Fair Value Measurements	9 Months Ended
	Sep. 30, 2022
Fair Value Disclosures [Abstract]
Fair Value Measurements	Fair Value Measurements FASB ASC Topic 820, Fair Value Measurements and Disclosures (ASC 820) , defines fair value, establishes a framework for measuring fair value in generally accepted accounting principles and expands disclosures about fair value measurements. ASC 820 also establishes a fair value hierarchy that prioritizes the inputs to valuation techniques used to measure fair value. The hierarchy gives the highest priority to unadjusted quoted prices in active markets for identical assets or liabilities (Level 1 measurements) and the lowest priority to unobservable inputs (Level 3 measurements). Transfers between levels, when determined to be appropriate, are recognized at the end of each reporting period. The three levels of the fair value hierarchy under ASC 820 are: Level 1 – Unadjusted quoted prices in active markets that are accessible at the measurement date for identical, unrestricted assets or liabilities; Level 2 – Quoted prices for similar assets or liabilities in active markets, quoted prices for identical or similar assets or liabilities in markets that are not active, or inputs that are observable, either directly or indirectly, for substantially the full term of the asset or liability; Level 3 – Prices or valuation techniques that require inputs that are both significant to the fair value measurement and unobservable (i.e., supported by little or no market activity). The following table summarizes financial assets and financial liabilities measured at fair value on a recurring basis as of September 30, 2022 and December 31, 2021, segregated by the level of valuation inputs within the fair value hierarchy used to measure fair value: Recurring Fair Value Measurements September 30, 2022 (In thousands) Total (Level 1) (Level 2) (Level 3) Available-for-sale debt securities U.S. Treasuries $ 166,604 $ 0 $ 166,604 $ 0 Obligations of U.S. Government sponsored entities 730,028 0 730,028 0 Obligations of U.S. states and political subdivisions 83,061 0 83,061 0 Mortgage-backed securities – residential, issued by: U.S. Government agencies 55,059 0 55,059 0 U.S. Government sponsored entities 703,814 0 703,814 0 U.S. corporate debt securities 2,370 0 2,370 0 Total Available-for-sale debt securities $ 1,740,936 $ 0 $ 1,740,936 $ 0 Equity securities, at fair value $ 771 $ 0 $ 0 $ 771 Recurring Fair Value Measurements December 31, 2021 (In thousands) Total (Level 1) (Level 2) (Level 3) Available-for-sale debt securities U.S. Treasuries $ 138,928 $ 0 $ 138,928 $ 0 Obligations of U.S. Government sponsored entities 810,343 0 810,343 0 Obligations of U.S. states and political subdivisions 109,911 0 109,911 0 Mortgage-backed securities – residential, issued by: U.S. Government agencies 89,320 0 89,320 0 U.S. Government sponsored entities 916,004 0 916,004 0 U.S. corporate debt securities 2,421 0 2,421 0 Total Available-for-sale debt securities $ 2,066,927 $ 0 $ 2,066,927 $ 0 Equity securities, at fair value $ 910 $ 0 $ 0 $ 910 Securities: Fair values for U.S. Treasury securities are based on quoted market prices. Fair values for obligations of U.S. government sponsored entities, mortgage-backed securities-residential, obligations of U.S. states and political subdivisions, and U.S. corporate debt securities are based on quoted market prices, where available, as provided by third party pricing vendors. If quoted market prices were not available, fair values are based on quoted market prices of comparable instruments in active markets and/or based upon a matrix pricing methodology, which uses comprehensive interest rate tables to determine market price, movement and yield relationships. These securities are reviewed periodically to determine if there are any events or changes in circumstances that would adversely affect their value. The change in the fair value of equity securities valued using significant unobservable inputs (level 3), for the periods ended September 30, 2022 and December 31, 2021, was immaterial. There were no transfers between Levels 1, 2 and 3 for the nine months ended September 30, 2022. The Company determines fair value for its available-for-sale debt securities using an independent bond pricing service for identical assets or very similar securities. The Company determines fair value for its equity securities based on the underlying equity fund’s pricing and valuation procedures which consider recent sales price, market quotations from a pricing service, or market quotes from an independent broker-dealer. The Company has reviewed the pricing sources, including methodologies used, and finds them to be fairly stated. Certain assets are measured at fair value on a nonrecurring basis. For the Company, these include loans held for sale, individually evaluated loans, and other real estate owned ("OREO"). For the three and nine months ended September 30, 2022, certain individually evaluated loans were remeasured and reported at fair value through a specific valuation allowance and/or partial charge-offs for credit losses based upon the fair value of the underlying collateral. Collateral values are estimated using Level 3 inputs based upon customized discounting criteria. In addition to collateral dependent evaluated loans, certain other real estate owned were remeasured and reported at fair value based upon the fair value of the underlying collateral. The fair values of other real estate owned are estimated using Level 2 inputs based on observable market data or Level 3 inputs based on customized discounting criteria. In general, the fair values of other real estate owned are based upon appraisals, with discounts made to reflect estimated costs to sell the real estate. Upon initial recognition, fair value write-downs are taken through a charge-off to the allowance for credit losses. Subsequent fair value write-downs on other real estate owned are reported in other noninterest expense. Three months ended September 30, 2022 (In thousands) Fair value measurements at reporting Gain (losses) Assets: As of 09/30/2022 Quoted prices in Significant other Significant Three months ended 9/30/2022 Individually evaluated loans $ 8,099 $ 0 $ 0 $ 8,099 $ 0 Other real estate owned 247 0 247 27 Three months ended September 30, 2021 (In thousands) Fair value measurements at reporting Gain (losses) Assets: As of 09/30/2021 Quoted prices in Significant other Significant Three months ended 9/30/2021 Individually evaluated loans $ 1,122 $ 0 $ 0 $ 1,122 $ (150) Nine months ended September 30, 2022 (In thousands) Fair value measurements at reporting Gain (losses) Assets: As of 09/30/2022 Quoted prices in Significant other Significant Nine months ended 9/30/2022 Individually evaluated loans $ 10,138 $ 0 $ 0 $ 10,138 $ 59 Other real estate owned 247 0 247 49 Nine months ended September 30, 2021 (In thousands) Fair value measurements at reporting Gain (losses) Assets: As of 09/30/2021 Quoted prices in Significant other Significant Nine months ended 9/30/2021 Individually evaluated loans $ 30,848 $ 0 $ 0 $ 30,848 $ (150) The fair value estimates, methods and assumptions set forth below for the Company's financial instruments, including those financial instruments carried at cost, are made solely to comply with disclosures required by U.S. GAAP and should be read in conjunction with the financial statements and notes included in this Report. For loans where the Company has determined that foreclosure of the collateral is probable, or where the borrower is experiencing financial difficulty and the Company expects repayment of the loan to be provided substantially through the operation or sale of the collateral, the ACL is measured based on the difference between the fair value of the collateral and the amortized cost basis of the loan as of the measurement date. For real estate loans, fair value of the loan’s collateral is determined by third party appraisals, which are then adjusted for the estimated selling and closing costs related to liquidation of the collateral. For this asset class, the actual valuation methods (income, sales comparable, or cost) vary based on the status of the project or property. For example, land is generally based on the sales comparable method while construction is based on the income and/or sales comparable methods. The unobservable inputs may vary depending on the individual assets with no one of the three methods being the predominant approach. The Company reviews the third party appraisal for appropriateness and adjusts the value downward to consider selling and closing costs, which typically range from 5% to 8% of the appraised value. For non-real estate loans, fair value of the loan’s collateral may be determined using an appraisal, net book value per the borrower’s financial statements, or aging reports, adjusted or discounted based on management’s historical knowledge, changes in market conditions from the time of the valuation, and management’s expertise and knowledge of the client and client’s business. The following table presents the carrying amounts and estimated fair values of the Company’s financial instruments at September 30, 2022 and December 31, 2021. The carrying amounts shown in the table are included in the Consolidated Statements of Condition under the indicated captions. Estimated Fair Value of Financial Instruments September 30, 2022 (In thousands) Carrying Fair Value (Level 1) (Level 2) (Level 3) Financial Assets: Cash and cash equivalents $ 103,612 $ 103,612 $ 103,612 $ 0 $ 0 Securities - held-to-maturity 312,329 258,755 0 258,755 0 FHLB and other stock 9,156 9,156 0 9,156 0 Accrued interest receivable 22,083 22,083 0 22,083 0 Loans/leases, net 1 5,163,664 4,954,596 0 0 4,954,596 Financial Liabilities: Time deposits $ 599,612 $ 584,165 $ 0 $ 584,165 $ 0 Other deposits 6,337,114 6,337,114 0 6,337,114 0 Fed funds purchased and securities sold under agreements to repurchase 55,340 55,340 0 55,340 0 Other borrowings 101,000 98,817 0 98,817 0 Accrued interest payable 881 881 0 881 0 Estimated Fair Value of Financial Instruments December 31, 2021 (In thousands) Carrying Fair Value (Level 1) (Level 2) (Level 3) Financial Assets: Cash and cash equivalents $ 63,107 $ 63,107 $ 63,107 $ 0 $ 0 FHLB and other stock 10,996 10,996 0 10,996 0 Accrued interest receivable 22,597 22,597 0 22,597 0 Loans/leases, net 1 5,032,624 5,028,734 0 0 5,028,734 Financial Liabilities: Time deposits $ 639,674 $ 641,517 $ 0 $ 641,517 $ 0 Other deposits 6,151,761 6,151,761 0 6,151,761 0 Fed funds purchased and securities sold under agreements to repurchase 66,787 66,787 0 66,787 0 Other borrowings 124,000 125,700 0 125,700 0 Accrued interest payable 901 901 0 901 0 1 Lease receivables, although excluded from the scope of ASC Topic 825, are included in the estimated fair value amounts at their carrying value. The following methods and assumptions were used in estimating fair value disclosures for financial instruments: Cash and Cash Equivalents: The carrying amounts reported in the Consolidated Statements of Condition for cash, noninterest-bearing deposits, money market funds, and Federal funds sold approximate the fair value of those assets. FHLB Stock and Other Stock: The carrying amount of FHLB stock approximates fair value. If the stock is redeemed, the Company will receive an amount equal to the par value of the stock. For miscellaneous equity securities, carrying value is cost. Loans and Leases: Fair value for loans are calculated using an exit price notion. The Company's valuation methodology takes into account factors such as estimated cash flows, including contractual cash flow and assumptions for prepayments; liquidity risk; and credit risk. The fair values of residential loans were estimated using discounted cash flow analyses, based upon available market benchmarks for rates and prepayment assumptions. The fair values of commercial and consumer loans were estimated using discounted cash flow analyses, based upon interest rates currently offered for loans and leases with similar terms and credit quality. The fair values of loans held for sale were determined based upon contractual prices for loans with similar characteristics. Accrued Interest Receivable and Accrued Interest Payable: The carrying amount of these short term instruments approximate fair value. Deposits: The fair values disclosed for noninterest bearing accounts and accounts with no stated maturities are equal to the amount payable on demand at the reporting date. The fair value of time deposits is based upon discounted cash flow analyses using rates offered for FHLB advances, which is the Company’s primary alternative source of funds. Other borrowings: The fair value of other borrowings is based upon discounted cash flow analyses using current rates offered for FHLB advances, with similar terms.

Derivatives and Hedging Activit

Derivatives and Hedging Activities	9 Months Ended
	Sep. 30, 2022
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Derivatives and Hedging Activities	Derivatives and Hedging Activities Risk Management Objective of Using Derivatives The Company is exposed to certain risks arising from both its business operations and economic conditions. The Company principally manages its exposures to a wide variety of business and operational risks through management of its core business activities. The Company manages economic risks, including interest rate, liquidity, and credit risk, primarily by managing the amount, sources, and duration of its assets and liabilities. The Company’s existing credit derivatives result from participation in loan participation arrangements, therefore, are not used to manage interest rate risk in the Company’s assets or liabilities. Non-designated Hedges The Company’s existing credit derivatives result from participation in or out of interest rate swaps provided by or to external lenders as part of loan participation arrangements, and therefore, are not used to manage interest rate risk in the Company’s assets or liabilities. Derivatives not designated as hedges are not speculative and result from a service the Company provides to certain lenders which participate in loans. Tabular Disclosure of Fair Values of Derivative Instruments on the Balance Sheet The table below presents the fair value of the Company’s derivative financial instruments as well as their classification on the consolidated statements of condition as of September 30, 2022 and December 31, 2021. The Company began entering into derivative transactions in the second quarter of 2022. Derivative Liabilities September 30, 2022 Notional Balance Sheet Fair (In thousands) Amount Location Value Derivatives not designated as hedging instruments Interest Rate Products $ 0 Other Liabilities $ 0 Other Contracts 7,499 Other Liabilities 22 Total derivatives not designated as hedging instruments $ 22 Tabular Disclosure of the Effect of Derivatives Not Designated as Hedging Instruments on the Income Statement The table below presents the effect of the Company’s derivative financial instruments that are not designated as hedging instruments on the consolidated statements of income for the three and nine months ended September 30, 2022: Effect of Derivatives Not Designated as Hedging Instruments on the Statement of Financial Performance Derivatives Not Designated as Hedging Instruments under Subtopic 815-20 Location of Gain or (Loss) Recognized in Income on Derivative Amount of Gain or (Loss) Recognized in Income on Derivative Amount of Gain or (Loss) Recognized in Income on Derivative (In thousands) Three Months Ended September 30, 2022 Nine Months Ended September 30, 2022 Interest Rate Products Other income / (expense) $ 0 $ 0 Other Contracts Other income / (expense) 15 56 Total $ 15 $ 56

Securities (Tables)

Securities (Tables)	9 Months Ended
	Sep. 30, 2022
Investments, Debt and Equity Securities [Abstract]
Schedule of available-for-sale securities	The following tables summarize available-for-sale debt securities held by the Company at September 30, 2022 and December 31, 2021: Available-for-Sale Debt Securities September 30, 2022 Amortized Gross Gross Fair Value (In thousands) U.S. Treasuries $ 191,108 $ 0 $ 24,504 $ 166,604 Obligations of U.S. Government sponsored entities 828,313 0 98,285 730,028 Obligations of U.S. states and political subdivisions 95,162 0 12,101 83,061 Mortgage-backed securities – residential, issued by U.S. Government agencies 61,553 9 6,503 55,059 U.S. Government sponsored entities 831,465 0 127,651 703,814 U.S. corporate debt securities 2,500 0 130 2,370 Total available-for-sale debt securities $ 2,010,101 $ 9 $ 269,174 $ 1,740,936 Available-for-Sale Debt Securities December 31, 2021 Amortized Gross Gross Fair Value (In thousands) U.S. Treasuries $ 160,291 $ 85 $ 2,542 $ 157,834 Obligations of U.S. Government sponsored entities 843,218 4,527 15,372 832,373 Obligations of U.S. states and political subdivisions 102,177 2,092 100 104,169 Mortgage-backed securities – residential, issued by U.S. Government agencies 76,502 1,187 532 77,157 U.S. Government sponsored entities 879,102 5,735 14,281 870,556 U.S. corporate debt securities 2,500 0 76 2,424 Total available-for-sale debt securities $ 2,063,790 $ 13,626 $ 32,903 $ 2,044,513
Schedule of held-to-maturity securities	The following tables summarize held-to-maturity debt securities held by the Company at September 30, 2022 and December 31, 2021: Held-to-Maturity Securities September 30, 2022 Amortized Gross Gross Fair Value (In thousands) U.S. Treasuries $ 86,530 $ 0 $ 13,494 $ 73,036 Obligations of U.S. Government sponsored entities 225,799 0 40,080 185,719 Total held-to-maturity debt securities $ 312,329 $ 0 $ 53,574 $ 258,755 Held-to-Maturity Securities December 31, 2021 Amortized Gross Gross Fair Value (In thousands) U.S. Treasuries $ 86,689 $ 279 $ 600 $ 86,368 Obligations of U.S. Government sponsored entities 197,320 389 1,789 195,920 Total held-to-maturity debt securities $ 284,009 $ 668 $ 2,389 $ 282,288
Schedule of available-for-sale securities with unrealized losses	The following table summarizes available-for-sale debt securities that had unrealized losses at September 30, 2022 , and December 31, 2021: September 30, 2022 Less than 12 Months 12 Months or Longer Total (In thousands) Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses U.S. Treasuries $ 46,222 $ 5,380 $ 120,382 $ 19,124 $ 166,604 $ 24,504 Obligations of U.S. Government sponsored entities 182,146 13,817 547,882 84,468 730,028 98,285 Obligations of U.S. states and political subdivisions 74,961 9,682 8,075 2,419 83,036 12,101 Mortgage-backed securities – residential, issued by U.S. Government agencies 30,615 2,076 24,071 4,427 54,686 6,503 U.S. Government sponsored entities 233,738 25,929 470,077 101,722 703,815 127,651 U.S. corporate debt securities 0 0 2,370 130 2,370 130 Total available-for-sale debt securities $ 567,682 $ 56,884 $ 1,172,857 $ 212,290 $ 1,740,539 $ 269,174 December 31, 2021 Less than 12 Months 12 Months or Longer Total (In thousands) Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses U.S. Treasuries $ 147,810 $ 2,542 $ 0 $ 0 $ 147,810 $ 2,542 Obligations of U.S. Government sponsored entities 362,895 6,694 289,210 8,678 652,105 15,372 Obligations of U.S. states and political subdivisions 9,700 85 1,283 15 10,983 100 Mortgage-backed securities – residential, issued by U.S. Government agencies 22,074 160 16,846 372 38,920 532 U.S. Government sponsored entities 553,351 11,440 84,537 2,841 637,888 14,281 U.S. corporate debt securities 0 0 2,424 76 2,424 76 Total available-for-sale debt securities $ 1,095,830 $ 20,921 $ 394,300 $ 11,982 $ 1,490,130 $ 32,903
Schedule held-to-maturity securities with unrealized losses	The following table summarizes held-to-maturity debt securities that had unrealized losses at September 30, 2022 and December 31, 2021: September 30, 2022 Less than 12 Months 12 Months or Longer Total (In thousands) Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses U.S. Treasuries $ 43,325 $ 7,410 $ 29,711 $ 6,084 $ 73,036 $ 13,494 Obligations of U.S. Government sponsored entities 119,809 24,768 65,910 15,312 185,719 40,080 Total held-to-maturity debt securities $ 163,134 $ 32,178 $ 95,621 $ 21,396 $ 258,755 $ 53,574 December 31, 2021 Less than 12 Months 12 Months or Longer Total (In thousands) Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses U.S. Treasuries $ 35,280 $ 600 $ 0 $ 0 $ 35,280 $ 600 Obligations of U.S. Government sponsored entities 84,592 1,789 0 0 84,592 1,789 Total held-to-maturity debt securities $ 119,872 $ 2,389 $ 0 $ 0 $ 119,872 $ 2,389
Schedule of amortized cost and estimated fair value of debt securities by contractual maturity	September 30, 2022 (In thousands) Amortized Cost Fair Value Available-for-sale debt securities: Due in one year or less $ 32,225 $ 31,929 Due after one year through five years 572,260 520,304 Due after five years through ten years 470,646 398,123 Due after ten years 41,952 31,707 Total 1,117,083 982,063 Mortgage-backed securities 893,018 758,873 Total available-for-sale debt securities $ 2,010,101 $ 1,740,936 December 31, 2021 (In thousands) Amortized Cost Fair Value Available-for-sale debt securities: Due in one year or less $ 77,159 $ 77,892 Due after one year through five years 474,537 471,776 Due after five years through ten years 501,748 492,573 Due after ten years 54,742 54,559 Total 1,108,186 1,096,800 Mortgage-backed securities 955,604 947,713 Total available-for-sale debt securities $ 2,063,790 $ 2,044,513 September 30, 2022 (In thousands) Amortized Cost Fair Value Held-to-maturity debt securities: Due after five years through ten years $ 312,329 $ 258,755 Total held-to-maturity debt securities $ 312,329 $ 258,755 December 31, 2021 (In thousands) Amortized Cost Fair Value Held-to-maturity debt securities: Due after five years through ten years $ 284,009 $ 282,288 Total held-to-maturity debt securities $ 284,009 $ 282,288

Loans and Leases (Tables)

Loans and Leases (Tables)	9 Months Ended
	Sep. 30, 2022
Receivables [Abstract]
Schedule of loans and leases	Loans and leases at September 30, 2022 and December 31, 2021 were as follows: (In thousands) 9/30/2022 12/31/2021 Commercial and industrial Agriculture $ 66,576 $ 99,172 Commercial and industrial other 718,726 699,121 PPP loans* 875 71,260 Subtotal commercial and industrial 786,177 869,553 Commercial real estate Construction 199,144 178,582 Agriculture 210,140 195,973 Commercial real estate other 2,399,951 2,278,599 Subtotal commercial real estate 2,809,235 2,653,154 Residential real estate Home equity 188,002 182,671 Mortgages 1,344,741 1,290,911 Subtotal residential real estate 1,532,743 1,473,582 Consumer and other Indirect 2,712 4,655 Consumer and other 66,262 67,396 Subtotal consumer and other 68,974 72,051 Leases 15,749 13,948 Total loans and leases 5,212,878 5,082,288 Less: unearned income and deferred costs and fees (4,442) (6,821) Total loans and leases, net of unearned income and deferred costs and fees $ 5,208,436 $ 5,075,467 *SBA Paycheck Protection Program ("PPP")
Schedule of age analysis of past due loans	The below tables are an age analysis of past due loans, segregated by class of loans, as of September 30, 2022 and December 31, 2021: September 30, 2022 (In thousands) 30-59 Days 60-89 Days 90 Days or More Total Past Due Current Loans Total Loans Loans and Leases Commercial and industrial Agriculture $ 0 $ 0 $ 0 $ 0 $ 66,576 $ 66,576 Commercial and industrial other 37 400 185 622 718,104 718,726 PPP loans 31 0 0 31 844 875 Subtotal commercial and industrial 68 400 185 653 785,524 786,177 Commercial real estate Construction 0 0 0 0 199,144 199,144 Agriculture 0 0 219 219 209,921 210,140 Commercial real estate other 0 0 12,722 12,722 2,387,229 2,399,951 Subtotal commercial real estate 0 0 12,941 12,941 2,796,294 2,809,235 Residential real estate Home equity 307 306 1,226 1,839 186,163 188,002 Mortgages 0 1,342 6,417 7,759 1,336,982 1,344,741 Subtotal residential real estate 307 1,648 7,643 9,598 1,523,145 1,532,743 Consumer and other Indirect 35 67 86 188 2,524 2,712 Consumer and other 571 64 94 729 65,533 66,262 Subtotal consumer and other 606 131 180 917 68,057 68,974 Leases 0 0 0 0 15,749 15,749 Total loans and leases 981 2,179 20,949 24,109 5,188,769 5,212,878 Less: unearned income and deferred costs and fees 0 0 0 0 (4,442) (4,442) Total loans and leases, net of unearned income and deferred costs and fees $ 981 $ 2,179 $ 20,949 $ 24,109 $ 5,184,327 $ 5,208,436 December 31, 2021 (In thousands) 30-59 Days 60-89 Days 90 Days or More Total Past Due Current Loans Total Loans Loans and Leases Commercial and industrial Agriculture $ 0 $ 0 $ 0 $ 0 $ 99,172 $ 99,172 Commercial and industrial other 506 6 88 600 698,521 699,121 PPP loans 0 0 0 0 71,260 71,260 Subtotal commercial and industrial 506 6 88 600 868,953 869,553 Commercial real estate Construction 0 0 0 0 178,582 178,582 Agriculture 121 0 0 121 195,852 195,973 Commercial real estate other 150 257 3,305 3,712 2,274,887 2,278,599 Subtotal commercial real estate 271 257 3,305 3,833 2,649,321 2,653,154 Residential real estate Home equity 441 417 798 1,656 181,015 182,671 Mortgages 7 839 3,917 4,763 1,286,148 1,290,911 Subtotal residential real estate 448 1,256 4,715 6,419 1,467,163 1,473,582 Consumer and other Indirect 77 86 2 165 4,490 4,655 Consumer and other 120 45 45 210 67,186 67,396 Subtotal consumer and other 197 131 47 375 71,676 72,051 Leases 0 0 0 0 13,948 13,948 Total loans and leases 1,422 1,650 8,155 11,227 5,071,061 5,082,288 Less: unearned income and deferred costs and fees 0 0 0 0 (6,821) (6,821) Total loans and leases, net of unearned income and deferred costs and fees $ 1,422 $ 1,650 $ 8,155 $ 11,227 $ 5,064,240 $ 5,075,467
Schedule of loans on nonaccrual status	The following tables present the amortized cost basis of loans on nonaccrual status and the amortized cost basis of loans on nonaccrual status for which there was no related allowance for credit losses. The below tables are an age analysis of nonaccrual loans segregated by class of loans, as of September 30, 2022 and December 31, 2021: September 30, 2022 (In thousands) Nonaccrual Loans and Leases with no ACL Nonaccrual Loans and Leases Loans and Leases Past Due Over 89 Days and Accruing Loans and Leases Commercial and industrial Commercial and industrial other $ 478 $ 803 $ 0 Subtotal commercial and industrial 478 803 0 Commercial real estate Agriculture 219 219 0 Commercial real estate other 14,677 15,682 161 Subtotal commercial real estate 14,896 15,901 161 Residential real estate Home equity 385 2,357 0 Mortgages 1,780 10,684 0 Subtotal residential real estate 2,165 13,041 0 Consumer and other Indirect 0 151 0 Consumer and other 0 117 0 Subtotal consumer and other 0 268 0 Total loans and leases $ 17,539 $ 30,013 $ 161 December 31, 2021 (In thousands) Nonaccrual Loans and Leases with no ACL Nonaccrual Loans and Leases Loans and Leases Past Due Over 89 Days and Accruing Loans and Leases Commercial and industrial Commercial and industrial other $ 502 $ 533 $ 0 Subtotal commercial and industrial 502 533 0 Commercial real estate Construction 671 671 0 Agriculture 348 456 0 Commercial real estate other 12,483 12,766 0 Subtotal commercial real estate 13,502 13,893 0 Residential real estate Home equity 380 2,459 0 Mortgages 716 8,719 0 Subtotal residential real estate 1,096 11,178 0 Consumer and other Indirect 1 246 0 Consumer and other 0 183 0 Subtotal consumer and other 1 429 0 Total loans and leases $ 15,101 $ 26,033 $ 0

Allowance for Credit Losses (Ta

Allowance for Credit Losses (Tables)	9 Months Ended
	Sep. 30, 2022
Receivables [Abstract]
Schedule of allowance for loan and lease losses segregated by originated and acquired loan and lease portfolios and by portfolio segment	The following table details activity in the allowance for credit losses on loans for the three and nine months ended September 30, 2022 and 2021. Allocation of a portion of the allowance to one category of loans does not preclude its availability to absorb losses in other categories. Three Months Ended September 30, 2022 (In thousands) Commercial Commercial Residential Consumer Finance Total Allowance for credit losses: Beginning balance $ 7,814 $ 23,227 $ 11,082 $ 1,591 $ 79 $ 43,793 Charge-offs (343) 0 51 (132) 0 (424) Recoveries 106 105 8 83 0 302 (Credit) provision for credit loss expense (1,053) 3,207 (698) (362) 7 1,101 Ending Balance $ 6,524 $ 26,539 $ 10,443 $ 1,180 $ 86 $ 44,772 Three Months Ended September 30, 2021 (In thousands) Commercial Commercial Residential Consumer Finance Total Allowance for credit losses: Beginning balance $ 7,113 $ 29,201 $ 9,534 $ 1,590 $ 67 $ 47,505 Charge-offs (157) 0 0 (53) 0 (210) Recoveries 16 2 65 58 0 141 (Credit) provision for credit loss expense (774) (119) (184) (99) (1) (1,177) Ending Balance $ 6,198 $ 29,084 $ 9,415 $ 1,496 $ 66 $ 46,259 Nine Months Ended September 30, 2022 (In thousands) Commercial Commercial Residential Consumer Finance Total Allowance for credit losses: Beginning balance $ 6,335 $ 24,813 $ 10,139 $ 1,492 $ 64 $ 42,843 Charge-offs (366) (50) 0 (410) 0 (826) Recoveries 132 910 315 251 0 1,608 (Credit) provision for credit loss expense 423 866 (11) (153) 22 1,147 Ending Balance $ 6,524 $ 26,539 $ 10,443 $ 1,180 $ 86 $ 44,772 Nine Months Ended September 30, 2021 (In thousands) Commercial Commercial Residential Consumer Finance Total Allowance for credit losses: Beginning balance $ 9,239 $ 30,546 $ 10,257 $ 1,562 $ 65 $ 51,669 Charge-offs (274) 0 (51) (218) 0 (543) Recoveries 116 1,040 229 153 0 1,538 (Credit) provision for credit loss expense (2,883) (2,502) (1,020) (1) 1 (6,405) Ending Balance $ 6,198 $ 29,084 $ 9,415 $ 1,496 $ 66 $ 46,259 The following table details activity in the liabilities for off-balance sheet credit exposures for the three and nine months ended September 30, 2022 and 2021: Three Months Ended September 30, (In thousands) 2022 2021 Liabilities for off-balance sheet credit exposures at beginning of period $ 2,796 $ 2,247 Credit for credit loss expense related to off-balance sheet credit exposures (45) (55) Liabilities for off-balance sheet credit exposures at end of period $ 2,751 $ 2,192 Nine Months Ended September 30, (In thousands) 2022 2021 Liabilities for off-balance sheet credit exposures at beginning of period $ 2,506 $ 1,920 Provision for credit loss expense related to off-balance sheet credit exposures 245 272 Liabilities for off-balance sheet credit exposures at end of period $ 2,751 $ 2,192 The following table presents the amortized cost basis of collateral dependent loans, which are individually evaluated to determine expected credit losses, and the related allowance for credit losses allocated to these loans: (In thousands) Real Estate Business Assets Other Total ACL Allocation September 30, 2022 Commercial and Industrial $ 435 $ 335 $ 172 $ 942 $ 159 Commercial Real Estate 12,268 0 2,628 14,896 0 Commercial Real Estate - Agriculture 1,525 0 0 1,525 0 Residential Real Estate 335 0 0 335 28 Total $ 14,563 $ 335 $ 2,800 $ 17,698 $ 187 (In thousands) Real Estate Business Assets Other Total ACL Allocation December 31, 2021 Commercial and Industrial $ 142 $ 395 $ 328 $ 865 $ 26 Commercial Real Estate 13,334 0 1,931 15,265 40 Residential Real Estate 32 0 0 32 1 Total $ 13,508 $ 395 $ 2,259 $ 16,162 $ 67
Schedule of loans modified in troubled debt restructuring	The following tables present information on loans modified in a TDR during the three and nine months ended September 30, 2022 and 2021. Post-modification amounts are presented as of September 30, 2022 and September 30, 2021. September 30, 2022 Three Months Ended Defaulted TDRs 2 (In thousands) Number of Loans Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Number of Loans Post-Modification Outstanding Recorded Investment Residential real estate Residential real estate 1 6 $ 608 $ 608 0 $ 0 Total 6 $ 608 $ 608 0 $ 0 1 Represents the following concessions: extension of term and reduction of rate. 2 TDRs that defaulted during the three months ended September 30, 2022 that were restructured in the prior twelve months. September 30, 2021 Three Months Ended Defaulted TDRs 2 (In thousands) Number of Loans Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Number of Loans Post-Modification Outstanding Recorded Investment Residential real estate Home equity 1 1 $ 112 $ 112 1 $ 201 Total 1 $ 112 $ 112 1 $ 201 1 Represents the following concessions: extension of term and reduction of rate. 2 TDRs that defaulted during the three months ended September 30, 2021 that were restructured in the prior twelve months. September 30, 2022 Nine Months Ended Defaulted TDRs 2 (In thousands) Number of Pre- Post-Modification Outstanding Recorded Investment Number of Post- Residential real estate Mortgages 1 6 $ 608 $ 608 0 $ 0 Total 6 $ 608 $ 608 0 $0 1 Represents the following concessions: extension of term and reduction of rate. 2 TDRs that defaulted during the nine months ended September 30, 2022 that were restructured in the prior twelve months. September 30, 2021 Nine Months Ended Defaulted TDRs 2 (In thousands) Number of Pre- Post-Modification Outstanding Recorded Investment Number of Post- Residential real estate Home equity 1 1 $ 112 $ 112 1 $ 201 Total 1 $ 112 $ 112 1 $ 201 1 Represents the following concessions: extension of term and reduction of rate. 2 TDRs that defaulted during the nine months ended September 30, 2021 that were restructured in the prior twelve months.
Schedule of credit quality indicators by class of commercial and industrial loans and commercial real estate loans	The following table presents credit quality indicators by total loans on an amortized cost basis by origination year as of September 30, 2022 and December 31, 2021: September 30, 2022 (In thousands) 2022 2021 2020 2019 2018 Prior Revolving Loans Amortized Cost Basis Revolving Loans Converted to Term Total Loans Commercial and Industrial - Other: Pass $ 105,118 $ 100,909 $ 43,941 $ 45,679 $ 36,484 $ 162,074 $ 208,925 $ 3,849 $ 706,979 Special Mention 0 135 455 275 11 1,432 764 0 3,072 Substandard 0 119 474 39 454 519 7,070 0 8,675 Total Commercial and Industrial - Other $ 105,118 $ 101,163 $ 44,870 $ 45,993 $ 36,949 $ 164,025 $ 216,759 $ 3,849 $ 718,726 Commercial and Industrial - PPP: Pass $ 0 $ 498 $ 377 $ 0 $ 0 $ 0 $ 0 $ 0 $ 875 Special Mention 0 0 0 0 0 0 0 0 0 Substandard 0 0 0 0 0 0 0 0 0 Total Commercial and Industrial - PPP $ 0 $ 498 $ 377 $ 0 $ 0 $ 0 $ 0 $ 0 $ 875 Commercial and Industrial - Agriculture: Pass $ 11,505 $ 4,460 $ 5,359 $ 4,528 $ 8,132 $ 5,610 $ 22,960 $ 239 $ 62,793 Special Mention 0 0 0 0 0 0 0 0 0 Substandard 0 0 74 0 0 2,298 1,411 0 3,783 Total Commercial and Industrial - Agriculture $ 11,505 $ 4,460 $ 5,433 $ 4,528 $ 8,132 $ 7,908 $ 24,371 $ 239 $ 66,576 Commercial Real Estate Pass $ 276,588 $ 362,770 $ 312,387 $ 279,146 $ 206,351 $ 836,400 $ 10,778 $ 25,170 $ 2,309,590 Special Mention 643 3,427 1,700 11,542 2,965 43,006 0 0 63,283 Substandard 83 112 0 3,572 2,250 20,920 141 0 27,078 Total Commercial Real Estate $ 277,314 $ 366,309 $ 314,087 $ 294,260 $ 211,566 $ 900,326 $ 10,919 $ 25,170 $ 2,399,951 Commercial Real Estate - Agriculture: Pass $ 24,003 $ 24,407 $ 23,558 $ 26,739 $ 38,919 $ 67,610 $ 2,810 $ 1,248 $ 209,294 Special Mention 0 0 0 0 375 0 0 375 Substandard 0 0 0 219 38 214 0 0 471 Total Commercial Real Estate - Agriculture $ 24,003 $ 24,407 $ 23,558 $ 26,958 $ 38,957 $ 68,199 $ 2,810 $ 1,248 $ 210,140 Commercial Real Estate - Construction Pass $ 12,059 $ 76,821 $ 44,319 $ 24,559 $ 9,511 $ 7,380 $ 23,187 $ 1,308 $ 199,144 Special Mention 0 0 0 0 0 0 0 0 0 Substandard 0 0 0 0 0 0 0 0 0 Total Commercial Real Estate - Construction $ 12,059 $ 76,821 $ 44,319 $ 24,559 $ 9,511 $ 7,380 $ 23,187 $ 1,308 $ 199,144 December 31, 2021 (In thousands) 2021 2020 2019 2018 2017 Prior Revolving Loans Amortized Cost Basis Revolving Loans Converted to Term Total Loans Commercial and Industrial - Other: Internal risk grade: Pass $ 123,996 $ 58,432 $ 54,116 $ 42,093 $ 35,725 $ 239,093 $ 125,476 $ 10,039 $ 688,970 Special Mention 156 770 450 100 201 393 1,417 0 3,487 Substandard 179 584 47 575 0 637 4,642 0 6,664 Total Commercial and Industrial - Other $ 124,331 $ 59,786 $ 54,613 $ 42,768 $ 35,926 $ 240,123 $ 131,535 $ 10,039 $ 699,121 Commercial and Industrial - Agriculture: Pass $ 8,573 $ 6,782 $ 5,700 $ 10,136 $ 6,867 $ 3,186 $ 53,145 $ 595 $ 94,984 Special Mention 0 0 0 23 0 0 0 0 23 Substandard 0 85 11 0 93 2,316 1,660 0 4,165 Total Commercial and Industrial - Agriculture $ 8,573 $ 6,867 $ 5,711 $ 10,159 $ 6,960 $ 5,502 $ 54,805 $ 595 $ 99,172 Commercial and Industrial - PPP: Pass $ 71,260 $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 71,260 Special Mention 0 0 0 0 0 0 0 0 0 Substandard 0 0 0 0 0 0 0 0 0 Total Commercial and Industrial - PPP $ 71,260 $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 71,260 Commercial Real Estate Pass $ 325,874 $ 271,680 $ 249,266 $ 201,992 $ 212,991 $ 810,713 $ 44,264 $ 43,225 $ 2,160,005 Special Mention 0 1,763 11,772 3,217 2,167 61,723 358 0 81,000 Substandard 3,482 0 2,262 2,518 8,509 20,401 422 0 37,594 Total Commercial Real Estate $ 329,356 $ 273,443 $ 263,300 $ 207,727 $ 223,667 $ 892,837 $ 45,044 $ 43,225 $ 2,278,599 Commercial Real Estate - Agriculture: Pass $ 23,151 $ 21,856 $ 28,943 $ 41,064 $ 23,195 $ 50,809 $ 1,949 $ 2,850 $ 193,817 Special Mention 0 479 0 0 0 350 35 0 864 Substandard 0 0 0 39 0 1,253 0 0 1,292 Total Commercial Real Estate - Agriculture $ 23,151 $ 22,335 $ 28,943 $ 41,103 $ 23,195 $ 52,412 $ 1,984 $ 2,850 $ 195,973 Commercial Real Estate - Construction Pass $ 12,840 $ 10,025 $ 16,325 $ 7,542 $ 1,274 $ 6,559 $ 112,537 $ 10,037 $ 177,139 Special Mention 0 0 0 0 0 0 0 0 0 Substandard 0 0 0 0 0 643 800 0 1,443 Total Commercial Real Estate - Construction $ 12,840 $ 10,025 $ 16,325 $ 7,542 $ 1,274 $ 7,202 $ 113,337 $ 10,037 $ 178,582 The following table presents credit quality indicators by total loans on an amortized cost basis by origination year as of September 30, 2022 and December 31, 2021, continued: September 30, 2022 (In thousands) 2022 2021 2020 2019 2018 Prior Revolving Loans Amortized Cost Basis Revolving Loans Converted to Term Total Loans Residential - Home Equity Performing $ 1,603 $ 1,115 $ 671 $ 1,026 $ 839 $ 3,442 $ 175,683 $ 1,267 $ 185,646 Nonperforming 0 0 0 14 0 67 2,275 0 2,356 Total Residential - Home Equity $ 1,603 $ 1,115 $ 671 $ 1,040 $ 839 $ 3,509 $ 177,958 $ 1,267 $ 188,002 Residential - Mortgages Performing $ 159,027 $ 274,096 $ 244,259 $ 120,582 $ 67,999 $ 468,094 $ 0 $ 0 $ 1,334,057 Nonperforming 0 340 635 603 1,566 7,540 0 0 10,684 Total Residential - Mortgages $ 159,027 $ 274,436 $ 244,894 $ 121,185 $ 69,565 $ 475,634 $ 0 $ 0 $ 1,344,741 Consumer - Direct Performing $ 17,881 $ 15,882 $ 7,825 $ 6,937 $ 4,764 $ 8,439 $ 4,417 $ 0 $ 66,145 Nonperforming 0 0 3 22 77 9 6 $ 0 117 Total Consumer - Direct $ 17,881 $ 15,882 $ 7,828 $ 6,959 $ 4,841 $ 8,448 $ 4,423 $ 0 $ 66,262 Consumer - Indirect Performing $ 0 $ 169 $ 171 $ 1,307 $ 780 $ 134 $ 0 $ 0 $ 2,561 Nonperforming 0 0 0 95 38 18 0 0 151 Total Consumer - Indirect $ 0 $ 169 $ 171 $ 1,402 $ 818 $ 152 $ 0 $ 0 $ 2,712 December 31, 2021 (In thousands) 2021 2020 2019 2018 2017 Prior Revolving Loans Amortized Cost Basis Revolving Loans Converted to Term Total Loans Residential - Home Equity Performing $ 2,033 $ 1,142 $ 3,041 $ 1,600 $ 1,572 $ 3,144 $ 161,630 $ 6,050 $ 180,212 Nonperforming 0 0 16 0 0 604 1,839 0 2,459 Total Residential - Home Equity $ 2,033 $ 1,142 $ 3,057 $ 1,600 $ 1,572 $ 3,748 $ 163,469 $ 6,050 $ 182,671 Residential - Mortgages Performing $ 324,967 $ 282,202 $ 162,574 $ 97,778 $ 124,221 $ 275,133 $ 14,112 $ 1,205 $ 1,282,192 Nonperforming 0 0 241 702 693 7,060 23 0 8,719 Total Residential - Mortgages $ 324,967 $ 282,202 $ 162,815 $ 98,480 $ 124,914 $ 282,193 $ 14,135 $ 1,205 $ 1,290,911 Consumer - Direct Performing $ 20,653 $ 10,735 $ 9,397 $ 5,542 $ 4,849 $ 10,602 $ 5,435 $ 0 $ 67,213 Nonperforming 0 9 44 117 12 0 1 0 183 Total Consumer - Direct $ 20,653 $ 10,744 $ 9,441 $ 5,659 $ 4,861 $ 10,602 $ 5,436 $ 0 $ 67,396 Consumer - Indirect Performing $ 1,809 $ 854 $ 812 $ 506 $ 362 $ 66 $ 0 $ 0 $ 4,409 Nonperforming 0 2 148 81 1 14 0 0 246 Total Consumer - Indirect $ 1,809 $ 856 $ 960 $ 587 $ 363 $ 80 $ 0 $ 0 $ 4,655

Earnings Per Share (Tables)

Earnings Per Share (Tables)	9 Months Ended
	Sep. 30, 2022
Earnings Per Share [Abstract]
Schedule of basic and diluted earnings per share	Earnings per share in the table below, for the three and nine month periods ended September 30, 2022 and 2021 are calculated under the two-class method as required by ASC Topic 260, Earnings Per Share (ASC 260). ASC 260 provides that unvested share-based payment awards that contain nonforfeitable rights to dividends are participating securities and shall be included in the computation of earnings per share pursuant to the two-class method. The Company has issued restricted stock awards that contain such rights and are therefore considered participating securities. Basic earnings per common share are calculated by dividing net income allocable to common stock by the weighted average number of common shares, excluding participating securities, during the period. Diluted earnings per common share include the dilutive effect of participating securities. Three Months Ended (In thousands, except share and per share data) 9/30/2022 9/30/2021 Basic Net income available to common shareholders $ 21,340 $ 21,342 Less: income attributable to unvested stock-based compensation awards (66) (154) Net earnings allocated to common shareholders 21,274 21,188 Weighted average shares outstanding, including unvested stock-based compensation awards 14,489,970 14,724,141 Less: average unvested stock-based compensation awards (200,948) (229,608) Weighted average shares outstanding - Basic 14,289,022 14,494,533 Diluted Net earnings allocated to common shareholders 21,274 21,188 Weighted average shares outstanding - Basic 14,289,022 14,494,533 Plus: incremental shares from assumed conversion of stock-based compensation awards 78,127 73,801 Weighted average shares outstanding - Diluted 14,367,149 14,568,334 Basic EPS $ 1.49 $ 1.46 Diluted EPS $ 1.48 $ 1.45 Nine Months Ended (In thousands, except share and per share data) 9/30/2022 9/30/2021 Basic Net income available to common shareholders $ 65,482 $ 69,799 Less: income attributable to unvested stock-based compensation awards (209) (504) Net earnings allocated to common shareholders 65,273 69,295 Weighted average shares outstanding, including unvested stock-based compensation awards 14,541,772 14,840,420 Less: unvested stock-based compensation awards (206,738) (232,538) Weighted average shares outstanding - Basic 14,335,034 14,607,882 Diluted Net earnings allocated to common shareholders 65,273 69,295 Weighted average shares outstanding - Basic 14,335,034 14,607,882 Plus: incremental shares from assumed conversion of stock-based compensation awards 75,498 79,303 Weighted average shares outstanding - Diluted 14,410,532 14,687,185 Basic EPS $ 4.55 $ 4.74 Diluted EPS $ 4.53 $ 4.72

Other Comprehensive Income (L_2

Other Comprehensive Income (Loss) (Tables)	9 Months Ended
	Sep. 30, 2022
Stockholders' Equity Note [Abstract]
Schedule of activity in accumulated other comprehensive income (loss) and amounts reclassified out of each component of accumulated other comprehensive (loss) income	The following tables present reclassifications out of accumulated other comprehensive income (loss) for the three and nine month periods ended September 30, 2022 and 2021: Three Months Ended September 30, 2022 (In thousands) Before-Tax Tax (Expense) Net of Tax Available-for-sale debt securities: Change in net unrealized loss during the period $ (85,912) $ 21,039 $ (64,873) Reclassification adjustment for net realized loss on sale of available-for-sale debt securities included in net income 49 (12) 37 Net unrealized gains/losses (85,863) 21,027 (64,836) Employee benefit plans: Amortization of net retirement plan actuarial gain 565 (138) 427 Amortization of net retirement plan prior service cost 54 (13) 41 Employee benefit plans 619 (151) 468 Other comprehensive (loss) income $ (85,244) $ 20,876 $ (64,368) Three Months Ended September 30, 2021 (In thousands) Before-Tax Tax (Expense) Net of Tax Available-for-sale debt securities: Change in net unrealized loss during the period $ (10,400) $ 2,548 $ (7,852) Reclassification adjustment for net realized loss on sale of available-for-sale debt securities included in net income 54 (13) 41 Net unrealized gains/losses (10,346) 2,535 (7,811) Employee benefit plans: Amortization of net retirement plan actuarial gain 738 (181) 557 Amortization of net retirement plan prior service cost 56 (14) 42 Employee benefit plans 794 (195) 599 Other comprehensive (loss) income $ (9,552) $ 2,340 $ (7,212) Nine Months Ended September 30, 2022 (In thousands) Before-Tax Tax (Expense) Net of Tax Available-for-sale debt securities: Change in net unrealized loss during the period $ (249,937) $ 61,210 $ (188,727) Reclassification adjustment for net realized loss on sale of available-for-sale debt securities included in net income 49 (12) 37 Net unrealized gains/losses (249,888) 61,198 (188,690) Employee benefit plans: Amortization of net retirement plan actuarial loss 1,695 (415) 1,280 Amortization of net retirement plan prior service cost 162 (39) 123 Employee benefit plans 1,857 (454) 1,403 Other comprehensive (loss) income $ (248,031) $ 60,744 $ (187,287) Nine Months Ended September 30, 2021 (In thousands) Before-Tax Tax (Expense) Net of Tax Available-for-sale debt securities: Change in net unrealized loss during the period $ (32,595) $ 7,986 $ (24,609) Reclassification adjustment for net realized gain on sale of available-for-sale debt securities included in net income (275) 67 (208) Net unrealized gains/losses (32,870) 8,053 (24,817) Employee benefit plans: Amortization of net retirement plan actuarial loss 2,213 (542) 1,671 Amortization of net retirement plan prior service cost 167 (41) 126 Employee benefit plans 2,380 (583) 1,797 Other comprehensive (loss) income $ (30,490) $ 7,470 $ (23,020) The following table presents the activity in our accumulated other comprehensive (loss) income for the periods indicated: (In thousands) Available-for- Employee Accumulated Balance at June 30, 2022 $ (138,414) $ (40,455) $ (178,869) Other comprehensive (loss) income before reclassifications (64,873) 0 (64,873) Amounts reclassified from accumulated other comprehensive (loss) income 37 468 505 Net current-period other comprehensive (loss) income (64,836) 468 (64,368) Balance at September 30, 2022 $ (203,250) $ (39,987) $ (243,237) Balance at January 1, 2022 $ (14,560) $ (41,390) $ (55,950) Other comprehensive (loss) income before reclassifications (188,727) 0 (188,727) Amounts reclassified from accumulated other comprehensive (loss) income 37 1,403 1,440 Net current-period other comprehensive (loss) income (188,690) 1,403 (187,287) Balance at September 30, 2022 $ (203,250) $ (39,987) $ (243,237) (In thousands) Available-for- Employee Accumulated Balance at June 30, 2021 $ 3,603 $ (51,485) $ (47,882) Other comprehensive (loss) income before reclassifications (7,852) 0 (7,852) Amounts reclassified from accumulated other comprehensive (loss) income 41 599 640 Net current-period other comprehensive (loss) income (7,811) 599 (7,212) Balance at September 30, 2021 $ (4,208) $ (50,886) $ (55,094) Balance at January 1, 2021 $ 20,609 $ (52,683) $ (32,074) Other comprehensive (loss) income before reclassifications (24,609) 0 (24,609) Amounts reclassified from accumulated other comprehensive (loss) income (208) 1,797 1,589 Net current-period other comprehensive (loss) income (24,817) 1,797 (23,020) Balance at September 30, 2021 $ (4,208) $ (50,886) $ (55,094)
Schedule of reclassifications out of accumulated other comprehensive income (loss)	The following tables present the amounts reclassified out of each component of accumulated other comprehensive (loss) income for the three and nine months ended September 30, 2022 and 2021: Three Months Ended September 30, 2022 Details about Accumulated other Comprehensive Income (Loss) Components (In thousands) Amount 1 Affected Line Item in the Available-for-sale debt securities: Unrealized gains and losses on available-for-sale debt securities $ (49) Net (loss) gain on securities transactions 12 Tax expense (37) Net of tax Employee benefit plans: Amortization of the following 2 Net retirement plan actuarial loss (565) Other operating expense Net retirement plan prior service cost (54) Other operating expense (619) Total before tax 151 Tax benefit $ (468) Net of tax Three Months Ended September 30, 2021 Details about Accumulated other Comprehensive Income (Loss) Components (In thousands) Amount 1 Affected Line Item in the Available-for-sale debt securities: Unrealized gains and losses on available-for-sale debt securities $ (54) Net (loss) gain on securities transactions 13 Tax expense (41) Net of tax Employee benefit plans: Amortization of the following 2 Net retirement plan actuarial loss (738) Other operating expense Net retirement plan prior service cost (56) Other operating expense (794) Total before tax 195 Tax benefit $ (599) Net of tax Nine Months Ended September 30, 2022 Details about Accumulated other Comprehensive Income (Loss) Components (In thousands) Amount 1 Affected Line Item in the Available-for-sale debt securities: Unrealized gains and losses on available-for-sale debt securities $ (49) Net (loss) gain on securities transactions 12 Tax expense (37) Net of tax Employee benefit plans: Amortization of the following 2 Net retirement plan actuarial loss (1,695) Other operating expense Net retirement plan prior service cost (162) Other operating expense (1,857) Total before tax 454 Tax benefit $ (1,403) Net of tax Nine Months Ended September 30, 2021 Details about Accumulated other Comprehensive Income (Loss) Components (In thousands) Amount 1 Affected Line Item in the Available-for-sale debt securities: Unrealized gains and losses on available-for-sale debt securities $ 275 Net (loss) gain on securities transactions (67) Tax expense 208 Net of tax Employee benefit plans: Amortization of the following 2 Net retirement plan actuarial loss (2,213) Other operating expense Net retirement plan prior service cost (167) Other operating expense (2,380) Total before tax 583 Tax benefit $ (1,797) Net of tax 1 Amounts in parentheses indicated debits in income statement. 2 The accumulated other comprehensive (loss) income components are included in the computation of net periodic benefit cost (See Note 8 - "Employee Benefit Plan").

Employee Benefit Plans (Tables)

Employee Benefit Plans (Tables)	9 Months Ended
	Sep. 30, 2022
Retirement Benefits [Abstract]
Schedule of components of net periodic benefit cost	Components of Net Periodic Benefit Cost Pension Benefits Life and Health SERP Benefits Three Months Ended Three Months Ended Three Months Ended (In thousands) 9/30/2022 9/30/2021 9/30/2022 9/30/2021 9/30/2022 9/30/2021 Service cost $ 0 $ 0 $ 43 $ 47 $ 19 $ 58 Interest cost 496 407 56 45 203 173 Expected return on plan assets (1,471) (1,413) 0 0 0 0 Amortization of net retirement plan actuarial loss 304 390 49 78 212 270 Amortization of net retirement plan prior service (credit) cost 0 0 (15) (15) 69 71 Net periodic benefit (income) cost $ (671) $ (616) $ 133 $ 155 $ 503 $ 572 Pension Benefits Life and Health SERP Benefits Nine Months Ended Nine Months Ended Nine Months Ended (In thousands) 9/30/2022 9/30/2021 9/30/2022 9/30/2021 9/30/2022 9/30/2021 Service cost $ 0 $ 0 $ 130 $ 140 $ 58 $ 173 Interest cost 1,489 1,221 167 135 610 519 Expected return on plan assets (4,414) (4,239) 0 0 0 0 Amortization of net retirement plan actuarial loss 913 1,170 147 234 635 810 Amortization of net retirement plan prior service cost (credit) 0 0 (46) (45) 208 212 Net periodic benefit (income) cost $ (2,012) $ (1,848) $ 398 $ 464 $ 1,511 $ 1,714

Other Income and Operating Ex_2

Other Income and Operating Expense (Tables)	9 Months Ended
	Sep. 30, 2022
Other Income and Expenses [Abstract]
Schedule of other income and operating expense	Other income and operating expense totals are presented in the table below. Components of these totals exceeding 1% of the aggregate of total noninterest income and total noninterest expenses for any of the periods presented below are stated separately. Three Months Ended Nine Months Ended (In thousands) 9/30/2022 9/30/2021 9/30/2022 9/30/2021 Noninterest Income Other service charges $ 721 $ 685 $ 2,017 $ 2,064 Earnings (loss) from corporate owned life insurance (236) 367 357 1,478 Net gains on the sales of loans originated for sale 83 296 140 878 Other income 409 421 1,180 988 Total other income $ 977 $ 1,769 $ 3,694 $ 5,408 Noninterest Expenses Marketing expense $ 1,207 $ 1,171 $ 3,719 $ 2,798 Professional fees 1,665 1,854 4,990 5,280 Legal fees 298 294 1,006 735 Technology expense 3,890 2,913 11,253 8,818 Cardholder expense 1,129 827 3,551 2,489 Other expenses 4,048 7,105 12,767 15,399 Total other operating expense $ 12,237 $ 14,164 $ 37,286 $ 35,519

Revenue Recognition (Tables)

Revenue Recognition (Tables)	9 Months Ended
	Sep. 30, 2022
Revenue from Contract with Customer [Abstract]
Schedule of disaggregation of noninterest income, segregated by revenue streams in-scope and out-of-scope of ASC 606	The following tables present noninterest income, segregated by revenue streams in-scope and out-of-scope of ASC 606, for the three and nine months ended September 30, 2022 and 2021: Three Months Ended (In thousands) 09/30/2022 09/30/2021 Noninterest Income In-scope of Topic 606: Commissions and Fees $ 9,827 $ 8,930 Installment Billing 126 166 Refund of Commissions (133) (103) Contract Liabilities/Deferred Revenue 1 0 Contingent Commissions 1,004 840 Subtotal Insurance Revenues 10,825 9,833 Trust and Asset Management 3,209 3,522 Mutual Fund & Investment Income 1,128 1,435 Subtotal Investment Service Income 4,337 4,957 Service Charges on Deposit Accounts 1,917 1,638 Card Services Income 2,731 2,717 Other 332 286 Noninterest Income (in-scope of ASC 606) 20,142 19,431 Noninterest Income (out-of-scope of ASC 606) 550 1,423 Total Noninterest Income $ 20,692 $ 20,854 Nine Months Ended (In thousands) 9/30/2022 9/30/2021 Noninterest Income In-scope of Topic 606: Commissions and Fees $ 25,663 $ 24,101 Installment Billing 124 149 Refund of Commissions (151) (92) Contract Liabilities/Deferred Revenue (266) (237) Contingent Commissions 3,201 3,132 Subtotal Insurance Revenues 28,571 27,053 Trust and Asset Management 9,834 10,222 Mutual Fund & Investment Income 4,016 4,125 Subtotal Investment Service Income 13,850 14,347 Service Charges on Deposit Accounts 5,452 4,579 Card Services Income 8,233 8,051 Other 957 885 Noninterest Income (in-scope of ASC 606) 57,063 54,915 Noninterest Income (out-of-scope of ASC 606) 2,558 4,780 Total Noninterest Income $ 59,621 $ 59,695

Segment and Related Informati_2

Segment and Related Information (Table)	9 Months Ended
	Sep. 30, 2022
Segment Reporting [Abstract]
Schedule of segment and related information	Summarized financial information concerning the Company’s reportable segments and the reconciliation to the Company’s consolidated results is shown in the following table. Investment in subsidiaries is netted out of the presentations below. The "Intercompany" column identifies the intercompany activities of revenues, expenses and other assets between the banking, insurance and wealth management services segments. The Company accounts for intercompany fees and services at an estimated fair value according to regulatory requirements for the services provided. Intercompany items relate primarily to the use of human resources, information systems, accounting and marketing services provided by any of the banks and the holding company. All other accounting policies are the same as those described in the summary of significant accounting policies in the 2021 Annual Report on Form 10-K. Three Months Ended September 30, 2022 (In thousands) Banking Insurance Wealth Management Intercompany Consolidated Interest income $ 63,670 $ 1 $ 0 $ (1) $ 63,670 Interest expense 5,560 0 0 (1) 5,559 Net interest income 58,110 1 0 0 58,111 Credit for credit loss expense 1,056 0 0 0 1,056 Noninterest income 5,973 10,953 4,342 (576) 20,692 Noninterest expense 39,448 7,178 3,552 (576) 49,602 Income before income tax expense 23,579 3,776 790 0 28,145 Income tax expense 5,528 1,052 194 0 6,774 Net Income attributable to noncontrolling interests and Tompkins Financial Corporation 18,051 2,724 596 0 21,371 Less: Net income attributable to noncontrolling interests 31 0 0 0 31 Net Income attributable to Tompkins Financial Corporation $ 18,020 $ 2,724 $ 596 $ 0 $ 21,340 Depreciation and amortization $ 2,652 $ 44 $ 36 $ 0 $ 2,732 Assets 7,721,022 46,807 28,761 (16,649) 7,779,941 Goodwill 64,655 19,866 8,081 0 92,602 Other intangibles, net 1,137 1,742 53 0 2,932 Net loans and leases 5,163,664 0 0 0 5,163,664 Deposits 6,954,839 0 (1,974) (16,139) 6,936,726 Total Equity 511,298 35,625 26,036 0 572,959 Three Months Ended September 30, 2021 (In thousands) Banking Insurance Wealth Intercompany Consolidated Interest income $ 61,110 $ 8 $ 0 $ (4) $ 61,114 Interest expense 5,020 0 0 (4) 5,016 Net interest income 56,090 8 0 0 56,098 Credit for credit loss expense (1,232) 0 0 0 (1,232) Noninterest income 6,416 9,950 5,047 (559) 20,854 Noninterest expense 40,587 6,846 3,306 (559) 50,180 Income before income tax expense 23,151 3,112 1,741 0 28,004 Income tax expense 5,351 855 424 0 6,630 Net Income attributable to noncontrolling interests and Tompkins Financial Corporation 17,800 2,257 1,317 0 21,374 Less: Net income attributable to noncontrolling interests 32 0 0 0 32 Net Income attributable to Tompkins Financial Corporation $ 17,768 $ 2,257 $ 1,317 $ 0 $ 21,342 Depreciation and amortization $ 2,528 $ 52 $ 14 $ 0 $ 2,594 Assets 8,051,446 45,855 32,257 (16,448) 8,113,110 Goodwill 64,370 19,866 8,211 0 92,447 Other intangibles, net 1,814 2,102 73 0 3,989 Net loans and leases 5,050,519 0 0 0 5,050,519 Deposits 7,105,651 0 0 (14,753) 7,090,898 Total Equity 659,365 33,529 29,463 0 722,357 Nine Months Ended September 30, 2022 (In thousands) Banking Insurance Wealth Intercompany Consolidated Interest income $ 183,798 $ 4 $ 0 $ (3) $ 183,799 Interest expense 10,815 0 0 (3) 10,812 Net interest income 172,983 4 0 0 172,987 Provision for credit loss expense 1,392 0 0 0 1,392 Noninterest income 18,495 28,959 13,874 (1,707) 59,621 Noninterest expense 116,031 20,492 10,745 (1,707) 145,561 Income before income tax expense 74,055 8,471 3,129 0 85,655 Income tax expense 16,948 2,361 770 0 20,079 Net Income attributable to noncontrolling interests and Tompkins Financial Corporation 57,107 6,110 2,359 0 65,576 Less: Net income attributable to noncontrolling interests 94 0 0 0 94 Net Income attributable to Tompkins Financial Corporation $ 57,013 $ 6,110 $ 2,359 $ 0 $ 65,482 Depreciation and amortization $ 7,745 $ 132 $ 100 $ 0 $ 7,977 Nine Months Ended September 30, 2021 (In thousands) Banking Insurance Wealth Intercompany Consolidated Interest income $ 180,708 $ 10 $ 0 $ (14) $ 180,704 Interest expense 14,737 0 0 (14) 14,723 Net interest income 165,971 10 0 0 165,981 Credit for credit loss expense (6,133) 0 0 0 (6,133) Noninterest income 19,175 27,531 14,638 (1,649) 59,695 Noninterest expense 113,792 20,044 9,946 (1,649) 142,133 Income before income tax expense 77,487 7,497 4,692 0 89,676 Income tax expense 16,595 2,057 1,129 0 19,781 Net Income attributable to noncontrolling interests and Tompkins Financial Corporation 60,892 5,440 3,563 0 69,895 Less: Net income attributable to noncontrolling interests 96 0 0 0 96 Net Income attributable to Tompkins Financial Corporation $ 60,796 $ 5,440 $ 3,563 $ 0 $ 69,799 Depreciation and amortization $ 7,493 $ 162 $ 41 $ 0 $ 7,696

Fair Value Measurements (Tables

Fair Value Measurements (Tables)	9 Months Ended
	Sep. 30, 2022
Fair Value Disclosures [Abstract]
Summary of financial assets and financial liabilities measured at fair value on recurring basis	The following table summarizes financial assets and financial liabilities measured at fair value on a recurring basis as of September 30, 2022 and December 31, 2021, segregated by the level of valuation inputs within the fair value hierarchy used to measure fair value: Recurring Fair Value Measurements September 30, 2022 (In thousands) Total (Level 1) (Level 2) (Level 3) Available-for-sale debt securities U.S. Treasuries $ 166,604 $ 0 $ 166,604 $ 0 Obligations of U.S. Government sponsored entities 730,028 0 730,028 0 Obligations of U.S. states and political subdivisions 83,061 0 83,061 0 Mortgage-backed securities – residential, issued by: U.S. Government agencies 55,059 0 55,059 0 U.S. Government sponsored entities 703,814 0 703,814 0 U.S. corporate debt securities 2,370 0 2,370 0 Total Available-for-sale debt securities $ 1,740,936 $ 0 $ 1,740,936 $ 0 Equity securities, at fair value $ 771 $ 0 $ 0 $ 771 Recurring Fair Value Measurements December 31, 2021 (In thousands) Total (Level 1) (Level 2) (Level 3) Available-for-sale debt securities U.S. Treasuries $ 138,928 $ 0 $ 138,928 $ 0 Obligations of U.S. Government sponsored entities 810,343 0 810,343 0 Obligations of U.S. states and political subdivisions 109,911 0 109,911 0 Mortgage-backed securities – residential, issued by: U.S. Government agencies 89,320 0 89,320 0 U.S. Government sponsored entities 916,004 0 916,004 0 U.S. corporate debt securities 2,421 0 2,421 0 Total Available-for-sale debt securities $ 2,066,927 $ 0 $ 2,066,927 $ 0 Equity securities, at fair value $ 910 $ 0 $ 0 $ 910
Schedule of assets measured at fair value on nonrecurring basis	Three months ended September 30, 2022 (In thousands) Fair value measurements at reporting Gain (losses) Assets: As of 09/30/2022 Quoted prices in Significant other Significant Three months ended 9/30/2022 Individually evaluated loans $ 8,099 $ 0 $ 0 $ 8,099 $ 0 Other real estate owned 247 0 247 27 Three months ended September 30, 2021 (In thousands) Fair value measurements at reporting Gain (losses) Assets: As of 09/30/2021 Quoted prices in Significant other Significant Three months ended 9/30/2021 Individually evaluated loans $ 1,122 $ 0 $ 0 $ 1,122 $ (150) Nine months ended September 30, 2022 (In thousands) Fair value measurements at reporting Gain (losses) Assets: As of 09/30/2022 Quoted prices in Significant other Significant Nine months ended 9/30/2022 Individually evaluated loans $ 10,138 $ 0 $ 0 $ 10,138 $ 59 Other real estate owned 247 0 247 49 Nine months ended September 30, 2021 (In thousands) Fair value measurements at reporting Gain (losses) Assets: As of 09/30/2021 Quoted prices in Significant other Significant Nine months ended 9/30/2021 Individually evaluated loans $ 30,848 $ 0 $ 0 $ 30,848 $ (150)
Schedule of carrying amount and estimated fair value of financial instruments	The following table presents the carrying amounts and estimated fair values of the Company’s financial instruments at September 30, 2022 and December 31, 2021. The carrying amounts shown in the table are included in the Consolidated Statements of Condition under the indicated captions. Estimated Fair Value of Financial Instruments September 30, 2022 (In thousands) Carrying Fair Value (Level 1) (Level 2) (Level 3) Financial Assets: Cash and cash equivalents $ 103,612 $ 103,612 $ 103,612 $ 0 $ 0 Securities - held-to-maturity 312,329 258,755 0 258,755 0 FHLB and other stock 9,156 9,156 0 9,156 0 Accrued interest receivable 22,083 22,083 0 22,083 0 Loans/leases, net 1 5,163,664 4,954,596 0 0 4,954,596 Financial Liabilities: Time deposits $ 599,612 $ 584,165 $ 0 $ 584,165 $ 0 Other deposits 6,337,114 6,337,114 0 6,337,114 0 Fed funds purchased and securities sold under agreements to repurchase 55,340 55,340 0 55,340 0 Other borrowings 101,000 98,817 0 98,817 0 Accrued interest payable 881 881 0 881 0 Estimated Fair Value of Financial Instruments December 31, 2021 (In thousands) Carrying Fair Value (Level 1) (Level 2) (Level 3) Financial Assets: Cash and cash equivalents $ 63,107 $ 63,107 $ 63,107 $ 0 $ 0 FHLB and other stock 10,996 10,996 0 10,996 0 Accrued interest receivable 22,597 22,597 0 22,597 0 Loans/leases, net 1 5,032,624 5,028,734 0 0 5,028,734 Financial Liabilities: Time deposits $ 639,674 $ 641,517 $ 0 $ 641,517 $ 0 Other deposits 6,151,761 6,151,761 0 6,151,761 0 Fed funds purchased and securities sold under agreements to repurchase 66,787 66,787 0 66,787 0 Other borrowings 124,000 125,700 0 125,700 0 Accrued interest payable 901 901 0 901 0 1 Lease receivables, although excluded from the scope of ASC Topic 825, are included in the estimated fair value amounts at their carrying value.

Derivatives and Hedging Activ_2

Derivatives and Hedging Activities (Tables)	9 Months Ended
	Sep. 30, 2022
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Schedule of Derivative Instruments in Statement of Financial Position, Fair Value	The table below presents the fair value of the Company’s derivative financial instruments as well as their classification on the consolidated statements of condition as of September 30, 2022 and December 31, 2021. The Company began entering into derivative transactions in the second quarter of 2022. Derivative Liabilities September 30, 2022 Notional Balance Sheet Fair (In thousands) Amount Location Value Derivatives not designated as hedging instruments Interest Rate Products $ 0 Other Liabilities $ 0 Other Contracts 7,499 Other Liabilities 22 Total derivatives not designated as hedging instruments $ 22
Schedule of Derivative Instruments in Statement of Income	The table below presents the effect of the Company’s derivative financial instruments that are not designated as hedging instruments on the consolidated statements of income for the three and nine months ended September 30, 2022: Effect of Derivatives Not Designated as Hedging Instruments on the Statement of Financial Performance Derivatives Not Designated as Hedging Instruments under Subtopic 815-20 Location of Gain or (Loss) Recognized in Income on Derivative Amount of Gain or (Loss) Recognized in Income on Derivative Amount of Gain or (Loss) Recognized in Income on Derivative (In thousands) Three Months Ended September 30, 2022 Nine Months Ended September 30, 2022 Interest Rate Products Other income / (expense) $ 0 $ 0 Other Contracts Other income / (expense) 15 56 Total $ 15 $ 56

Business (Details)

Business (Details) - subsidiary		9 Months Ended
	Jan. 01, 2022	Sep. 30, 2022
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Number of wholly owned subsidiaries combined	4
Number of wholly owned subsidiaries		1

Securities - Schedule of Availa

Securities - Schedule of Available-for-Sales Securities (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	$ 2,010,101	$ 2,063,790
Gross Unrealized Gains	9	13,626
Gross Unrealized Losses	269,174	32,903
Fair Value	1,740,936	2,044,513
U.S. Treasuries
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	191,108	160,291
Gross Unrealized Gains	0	85
Gross Unrealized Losses	24,504	2,542
Fair Value	166,604	157,834
Obligations of U.S. Government sponsored entities
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	828,313	843,218
Gross Unrealized Gains	0	4,527
Gross Unrealized Losses	98,285	15,372
Fair Value	730,028	832,373
Obligations of U.S. states and political subdivisions
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	95,162	102,177
Gross Unrealized Gains	0	2,092
Gross Unrealized Losses	12,101	100
Fair Value	83,061	104,169
U.S. Government agencies
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	61,553	76,502
Gross Unrealized Gains	9	1,187
Gross Unrealized Losses	6,503	532
Fair Value	55,059	77,157
U.S. Government sponsored entities
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	831,465	879,102
Gross Unrealized Gains	0	5,735
Gross Unrealized Losses	127,651	14,281
Fair Value	703,814	870,556
U.S. corporate debt securities
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	2,500	2,500
Gross Unrealized Gains	0	0
Gross Unrealized Losses	130	76
Fair Value	$ 2,370	$ 2,424

Securities - Schedule of Held-t

Securities - Schedule of Held-to-Maturity Securities (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Schedule of Held-to-maturity Securities [Line Items]
Amortized Cost	$ 312,329	$ 284,009
Gross Unrealized Gains	0	668
Gross Unrealized Losses	53,574	2,389
Fair Value	258,755	282,288
U.S. Treasuries
Schedule of Held-to-maturity Securities [Line Items]
Amortized Cost	86,530	86,689
Gross Unrealized Gains	0	279
Gross Unrealized Losses	13,494	600
Fair Value	73,036	86,368
Obligations of U.S. Government sponsored entities
Schedule of Held-to-maturity Securities [Line Items]
Amortized Cost	225,799	197,320
Gross Unrealized Gains	0	389
Gross Unrealized Losses	40,080	1,789
Fair Value	$ 185,719	$ 195,920

Securities - Narrative (Details

Securities - Narrative (Details) - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Realized gains on available-for-sale debt securities	$ 0	$ 796,000	$ 0	$ 1,100,000
Realized losses on available-for-sale debt securities	48,500	851,000	48,500	851,000
Proceeds from sales of available-for-sale debt securities	24,600,000	103,800,000	24,621,000	142,679,000
Realized gains on called available-for-sale debt securities	0	0	0	0
Net losses on equity securities	46,900	$ 6,000	130,600	$ 18,000
Federal Home Loan Bank New York (FHLBNY)
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Holdings of FHLBNY, FHLBPITT and ACBB stock, amount of advances	9,100,000		9,100,000
Atlantic Central Bankers Bank (ACBB)
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Holdings of FHLBNY, FHLBPITT and ACBB stock, amount of advances	$ 95,000		$ 95,000

Securities - Schedule of Avai_2

Securities - Schedule of Available-for-sale Securities with Unrealized Losses (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Available-for-sale securities
Fair Value, Less than 12 Months	$ 567,682	$ 1,095,830
Unrealized Losses, Less than 12 Months	56,884	20,921
Fair Value, 12 Months or Longer	1,172,857	394,300
Unrealized Losses, 12 Months or Longer	212,290	11,982
Fair Value	1,740,539	1,490,130
Unrealized Losses	269,174	32,903
U.S. Treasuries
Available-for-sale securities
Fair Value, Less than 12 Months	46,222	147,810
Unrealized Losses, Less than 12 Months	5,380	2,542
Fair Value, 12 Months or Longer	120,382	0
Unrealized Losses, 12 Months or Longer	19,124	0
Fair Value	166,604	147,810
Unrealized Losses	24,504	2,542
Obligations of U.S. Government sponsored entities
Available-for-sale securities
Fair Value, Less than 12 Months	182,146	362,895
Unrealized Losses, Less than 12 Months	13,817	6,694
Fair Value, 12 Months or Longer	547,882	289,210
Unrealized Losses, 12 Months or Longer	84,468	8,678
Fair Value	730,028	652,105
Unrealized Losses	98,285	15,372
Obligations of U.S. states and political subdivisions
Available-for-sale securities
Fair Value, Less than 12 Months	74,961	9,700
Unrealized Losses, Less than 12 Months	9,682	85
Fair Value, 12 Months or Longer	8,075	1,283
Unrealized Losses, 12 Months or Longer	2,419	15
Fair Value	83,036	10,983
Unrealized Losses	12,101	100
U.S. Government agencies
Available-for-sale securities
Fair Value, Less than 12 Months	30,615	22,074
Unrealized Losses, Less than 12 Months	2,076	160
Fair Value, 12 Months or Longer	24,071	16,846
Unrealized Losses, 12 Months or Longer	4,427	372
Fair Value	54,686	38,920
Unrealized Losses	6,503	532
U.S. Government sponsored entities
Available-for-sale securities
Fair Value, Less than 12 Months	233,738	553,351
Unrealized Losses, Less than 12 Months	25,929	11,440
Fair Value, 12 Months or Longer	470,077	84,537
Unrealized Losses, 12 Months or Longer	101,722	2,841
Fair Value	703,815	637,888
Unrealized Losses	127,651	14,281
U.S. corporate debt securities
Available-for-sale securities
Fair Value, Less than 12 Months	0	0
Unrealized Losses, Less than 12 Months	0	0
Fair Value, 12 Months or Longer	2,370	2,424
Unrealized Losses, 12 Months or Longer	130	76
Fair Value	2,370	2,424
Unrealized Losses	$ 130	$ 76

Securities - Schedule of Held_2

Securities - Schedule of Held-to-maturity Securities with Unrealized Losses (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Schedule of Held-to-maturity Securities [Line Items]
Fair Value, Less than 12 Months	$ 163,134	$ 119,872
Unrealized Losses, Less than 12 Months	32,178	2,389
Fair Value, 12 Months or Longer	95,621	0
Unrealized Losses, 12 Months or Longer	21,396	0
Fair Value	258,755	119,872
Unrealized Losses	53,574	2,389
U.S. Treasuries
Schedule of Held-to-maturity Securities [Line Items]
Fair Value, Less than 12 Months	43,325	35,280
Unrealized Losses, Less than 12 Months	7,410	600
Fair Value, 12 Months or Longer	29,711	0
Unrealized Losses, 12 Months or Longer	6,084	0
Fair Value	73,036	35,280
Unrealized Losses	13,494	600
Obligations of U.S. Government sponsored entities
Schedule of Held-to-maturity Securities [Line Items]
Fair Value, Less than 12 Months	119,809	84,592
Unrealized Losses, Less than 12 Months	24,768	1,789
Fair Value, 12 Months or Longer	65,910	0
Unrealized Losses, 12 Months or Longer	15,312	0
Fair Value	185,719	84,592
Unrealized Losses	$ 40,080	$ 1,789

Securities - Schedule of Avai_3

Securities - Schedule of Available-for-Sales Securities Amortized Cost and Estimated Fair Value (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Amortized Cost
Total	$ 1,117,083	$ 1,108,186
Mortgage-backed securities	893,018	955,604
Amortized Cost	2,010,101	2,063,790
Fair Value
Total	982,063	1,096,800
Mortgage-backed securities	758,873	947,713
Fair Value	1,740,936	2,044,513
Available-for-sale securities
Amortized Cost
Due in one year or less	32,225	77,159
Due after one year through five years	572,260	474,537
Due after five years through ten years	470,646	501,748
Due after ten years	41,952	54,742
Fair Value
Due in one year or less	31,929	77,892
Due after one year through five years	520,304	471,776
Due after five years through ten years	398,123	492,573
Due after ten years	$ 31,707	$ 54,559

Securities - Schedule of Held_3

Securities - Schedule of Held-to-Maturity Securities Amortized Cost and Estimated Fair Value (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Amortized Cost
Due after five years through ten years	$ 312,329	$ 284,009
Amortized Cost	312,329	284,009
Fair Value
Due after five years through ten years	258,755	282,288
Total held-to-maturity debt securities	$ 258,755	$ 282,288

Loans and Leases - Schedule of

Loans and Leases - Schedule of Loans and Leases (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	$ 5,212,878	$ 5,082,288
Less: unearned income and deferred costs and fees	(4,442)	(6,821)
Total loans and leases, net of unearned income and deferred costs and fees	5,208,436	5,075,467
Commercial and industrial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	786,177	869,553
Commercial and industrial | Agriculture
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	66,576	99,172
Total loans and leases, net of unearned income and deferred costs and fees	66,576	99,172
Commercial and industrial | Commercial and industrial other
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	718,726	699,121
Total loans and leases, net of unearned income and deferred costs and fees	718,726	699,121
Commercial and industrial | PPP loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	875	71,260
Total loans and leases, net of unearned income and deferred costs and fees	875	71,260
Commercial real estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	2,809,235	2,653,154
Commercial real estate | Agriculture
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	210,140	195,973
Total loans and leases, net of unearned income and deferred costs and fees	210,140	195,973
Commercial real estate | Commercial and industrial other
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	2,399,951	2,278,599
Total loans and leases, net of unearned income and deferred costs and fees	2,399,951	2,278,599
Commercial real estate | Construction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	199,144	178,582
Total loans and leases, net of unearned income and deferred costs and fees	199,144	178,582
Residential real estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	1,532,743	1,473,582
Residential real estate | Home equity
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	188,002	182,671
Total loans and leases, net of unearned income and deferred costs and fees	188,002	182,671
Residential real estate | Mortgages
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	1,344,741	1,290,911
Total loans and leases, net of unearned income and deferred costs and fees	1,344,741	1,290,911
Consumer and other
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	68,974	72,051
Consumer and other | Commercial and industrial other
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	66,262	67,396
Consumer and other | Indirect
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	2,712	4,655
Total loans and leases, net of unearned income and deferred costs and fees	2,712	4,655
Leases
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	$ 15,749	$ 13,948

Loans and Leases - Schedule o_2

Loans and Leases - Schedule of Past Due Loans and Leases (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Financing Receivable, Past Due [Line Items]
Total loans and leases	$ 5,212,878	$ 5,082,288
Less: unearned income and deferred costs and fees	(4,442)	(6,821)
Total loans and leases, net of unearned income and deferred costs and fees	5,208,436	5,075,467
30-59 Days
Financing Receivable, Past Due [Line Items]
Total loans and leases	981	1,422
Less: unearned income and deferred costs and fees	0	0
60-89 Days
Financing Receivable, Past Due [Line Items]
Total loans and leases	2,179	1,650
Less: unearned income and deferred costs and fees	0	0
90 Days or More
Financing Receivable, Past Due [Line Items]
Total loans and leases	20,949	8,155
Less: unearned income and deferred costs and fees	0	0
Total Past Due
Financing Receivable, Past Due [Line Items]
Total loans and leases	24,109	11,227
Less: unearned income and deferred costs and fees	0	0
Current Loans
Financing Receivable, Past Due [Line Items]
Total loans and leases	5,188,769	5,071,061
Less: unearned income and deferred costs and fees	(4,442)	(6,821)
Total loans and leases, net of unearned income and deferred costs and fees	5,184,327	5,064,240
Commercial and industrial
Financing Receivable, Past Due [Line Items]
Total loans and leases	786,177	869,553
Commercial and industrial | 30-59 Days
Financing Receivable, Past Due [Line Items]
Total loans and leases	68	506
Commercial and industrial | 60-89 Days
Financing Receivable, Past Due [Line Items]
Total loans and leases	400	6
Commercial and industrial | 90 Days or More
Financing Receivable, Past Due [Line Items]
Total loans and leases	185	88
Commercial and industrial | Total Past Due
Financing Receivable, Past Due [Line Items]
Total loans and leases	653	600
Commercial and industrial | Current Loans
Financing Receivable, Past Due [Line Items]
Total loans and leases	785,524	868,953
Commercial and industrial | Agriculture
Financing Receivable, Past Due [Line Items]
Total loans and leases	66,576	99,172
Total loans and leases, net of unearned income and deferred costs and fees	66,576	99,172
Commercial and industrial | Agriculture | 30-59 Days
Financing Receivable, Past Due [Line Items]
Total loans and leases	0	0
Commercial and industrial | Agriculture | 60-89 Days
Financing Receivable, Past Due [Line Items]
Total loans and leases	0	0
Commercial and industrial | Agriculture | 90 Days or More
Financing Receivable, Past Due [Line Items]
Total loans and leases	0	0
Commercial and industrial | Agriculture | Total Past Due
Financing Receivable, Past Due [Line Items]
Total loans and leases	0	0
Commercial and industrial | Agriculture | Current Loans
Financing Receivable, Past Due [Line Items]
Total loans and leases	66,576	99,172
Commercial and industrial | Commercial and industrial other
Financing Receivable, Past Due [Line Items]
Total loans and leases	718,726	699,121
Total loans and leases, net of unearned income and deferred costs and fees	718,726	699,121
Commercial and industrial | Commercial and industrial other | 30-59 Days
Financing Receivable, Past Due [Line Items]
Total loans and leases	37	506
Commercial and industrial | Commercial and industrial other | 60-89 Days
Financing Receivable, Past Due [Line Items]
Total loans and leases	400	6
Commercial and industrial | Commercial and industrial other | 90 Days or More
Financing Receivable, Past Due [Line Items]
Total loans and leases	185	88
Commercial and industrial | Commercial and industrial other | Total Past Due
Financing Receivable, Past Due [Line Items]
Total loans and leases	622	600
Commercial and industrial | Commercial and industrial other | Current Loans
Financing Receivable, Past Due [Line Items]
Total loans and leases	718,104	698,521
Commercial and industrial | PPP loans
Financing Receivable, Past Due [Line Items]
Total loans and leases	875	71,260
Total loans and leases, net of unearned income and deferred costs and fees	875	71,260
Commercial and industrial | PPP loans | 30-59 Days
Financing Receivable, Past Due [Line Items]
Total loans and leases	31	0
Commercial and industrial | PPP loans | 60-89 Days
Financing Receivable, Past Due [Line Items]
Total loans and leases	0	0
Commercial and industrial | PPP loans | 90 Days or More
Financing Receivable, Past Due [Line Items]
Total loans and leases	0	0
Commercial and industrial | PPP loans | Total Past Due
Financing Receivable, Past Due [Line Items]
Total loans and leases	31	0
Commercial and industrial | PPP loans | Current Loans
Financing Receivable, Past Due [Line Items]
Total loans and leases	844	71,260
Commercial real estate
Financing Receivable, Past Due [Line Items]
Total loans and leases	2,809,235	2,653,154
Commercial real estate | 30-59 Days
Financing Receivable, Past Due [Line Items]
Total loans and leases	0	271
Commercial real estate | 60-89 Days
Financing Receivable, Past Due [Line Items]
Total loans and leases	0	257
Commercial real estate | 90 Days or More
Financing Receivable, Past Due [Line Items]
Total loans and leases	12,941	3,305
Commercial real estate | Total Past Due
Financing Receivable, Past Due [Line Items]
Total loans and leases	12,941	3,833
Commercial real estate | Current Loans
Financing Receivable, Past Due [Line Items]
Total loans and leases	2,796,294	2,649,321
Commercial real estate | Agriculture
Financing Receivable, Past Due [Line Items]
Total loans and leases	210,140	195,973
Total loans and leases, net of unearned income and deferred costs and fees	210,140	195,973
Commercial real estate | Agriculture | 30-59 Days
Financing Receivable, Past Due [Line Items]
Total loans and leases	0	121
Commercial real estate | Agriculture | 60-89 Days
Financing Receivable, Past Due [Line Items]
Total loans and leases	0	0
Commercial real estate | Agriculture | 90 Days or More
Financing Receivable, Past Due [Line Items]
Total loans and leases	219	0
Commercial real estate | Agriculture | Total Past Due
Financing Receivable, Past Due [Line Items]
Total loans and leases	219	121
Commercial real estate | Agriculture | Current Loans
Financing Receivable, Past Due [Line Items]
Total loans and leases	209,921	195,852
Commercial real estate | Commercial and industrial other
Financing Receivable, Past Due [Line Items]
Total loans and leases	2,399,951	2,278,599
Total loans and leases, net of unearned income and deferred costs and fees	2,399,951	2,278,599
Commercial real estate | Commercial and industrial other | 30-59 Days
Financing Receivable, Past Due [Line Items]
Total loans and leases	0	150
Commercial real estate | Commercial and industrial other | 60-89 Days
Financing Receivable, Past Due [Line Items]
Total loans and leases	0	257
Commercial real estate | Commercial and industrial other | 90 Days or More
Financing Receivable, Past Due [Line Items]
Total loans and leases	12,722	3,305
Commercial real estate | Commercial and industrial other | Total Past Due
Financing Receivable, Past Due [Line Items]
Total loans and leases	12,722	3,712
Commercial real estate | Commercial and industrial other | Current Loans
Financing Receivable, Past Due [Line Items]
Total loans and leases	2,387,229	2,274,887
Commercial real estate | Construction
Financing Receivable, Past Due [Line Items]
Total loans and leases	199,144	178,582
Total loans and leases, net of unearned income and deferred costs and fees	199,144	178,582
Commercial real estate | Construction | 30-59 Days
Financing Receivable, Past Due [Line Items]
Total loans and leases	0	0
Commercial real estate | Construction | 60-89 Days
Financing Receivable, Past Due [Line Items]
Total loans and leases	0	0
Commercial real estate | Construction | 90 Days or More
Financing Receivable, Past Due [Line Items]
Total loans and leases	0	0
Commercial real estate | Construction | Total Past Due
Financing Receivable, Past Due [Line Items]
Total loans and leases	0	0
Commercial real estate | Construction | Current Loans
Financing Receivable, Past Due [Line Items]
Total loans and leases	199,144	178,582
Residential real estate
Financing Receivable, Past Due [Line Items]
Total loans and leases	1,532,743	1,473,582
Residential real estate | 30-59 Days
Financing Receivable, Past Due [Line Items]
Total loans and leases	307	448
Residential real estate | 60-89 Days
Financing Receivable, Past Due [Line Items]
Total loans and leases	1,648	1,256
Residential real estate | 90 Days or More
Financing Receivable, Past Due [Line Items]
Total loans and leases	7,643	4,715
Residential real estate | Total Past Due
Financing Receivable, Past Due [Line Items]
Total loans and leases	9,598	6,419
Residential real estate | Current Loans
Financing Receivable, Past Due [Line Items]
Total loans and leases	1,523,145	1,467,163
Residential real estate | Home equity
Financing Receivable, Past Due [Line Items]
Total loans and leases	188,002	182,671
Total loans and leases, net of unearned income and deferred costs and fees	188,002	182,671
Residential real estate | Home equity | 30-59 Days
Financing Receivable, Past Due [Line Items]
Total loans and leases	307	441
Residential real estate | Home equity | 60-89 Days
Financing Receivable, Past Due [Line Items]
Total loans and leases	306	417
Residential real estate | Home equity | 90 Days or More
Financing Receivable, Past Due [Line Items]
Total loans and leases	1,226	798
Residential real estate | Home equity | Total Past Due
Financing Receivable, Past Due [Line Items]
Total loans and leases	1,839	1,656
Residential real estate | Home equity | Current Loans
Financing Receivable, Past Due [Line Items]
Total loans and leases	186,163	181,015
Residential real estate | Mortgages
Financing Receivable, Past Due [Line Items]
Total loans and leases	1,344,741	1,290,911
Total loans and leases, net of unearned income and deferred costs and fees	1,344,741	1,290,911
Residential real estate | Mortgages | 30-59 Days
Financing Receivable, Past Due [Line Items]
Total loans and leases	0	7
Residential real estate | Mortgages | 60-89 Days
Financing Receivable, Past Due [Line Items]
Total loans and leases	1,342	839
Residential real estate | Mortgages | 90 Days or More
Financing Receivable, Past Due [Line Items]
Total loans and leases	6,417	3,917
Residential real estate | Mortgages | Total Past Due
Financing Receivable, Past Due [Line Items]
Total loans and leases	7,759	4,763
Residential real estate | Mortgages | Current Loans
Financing Receivable, Past Due [Line Items]
Total loans and leases	1,336,982	1,286,148
Consumer and other
Financing Receivable, Past Due [Line Items]
Total loans and leases	68,974	72,051
Consumer and other | 30-59 Days
Financing Receivable, Past Due [Line Items]
Total loans and leases	606	197
Consumer and other | 60-89 Days
Financing Receivable, Past Due [Line Items]
Total loans and leases	131	131
Consumer and other | 90 Days or More
Financing Receivable, Past Due [Line Items]
Total loans and leases	180	47
Consumer and other | Total Past Due
Financing Receivable, Past Due [Line Items]
Total loans and leases	917	375
Consumer and other | Current Loans
Financing Receivable, Past Due [Line Items]
Total loans and leases	68,057	71,676
Consumer and other | Commercial and industrial other
Financing Receivable, Past Due [Line Items]
Total loans and leases	66,262	67,396
Consumer and other | Commercial and industrial other | 30-59 Days
Financing Receivable, Past Due [Line Items]
Total loans and leases	571	120
Consumer and other | Commercial and industrial other | 60-89 Days
Financing Receivable, Past Due [Line Items]
Total loans and leases	64	45
Consumer and other | Commercial and industrial other | 90 Days or More
Financing Receivable, Past Due [Line Items]
Total loans and leases	94	45
Consumer and other | Commercial and industrial other | Total Past Due
Financing Receivable, Past Due [Line Items]
Total loans and leases	729	210
Consumer and other | Commercial and industrial other | Current Loans
Financing Receivable, Past Due [Line Items]
Total loans and leases	65,533	67,186
Consumer and other | Indirect
Financing Receivable, Past Due [Line Items]
Total loans and leases	2,712	4,655
Total loans and leases, net of unearned income and deferred costs and fees	2,712	4,655
Consumer and other | Indirect | 30-59 Days
Financing Receivable, Past Due [Line Items]
Total loans and leases	35	77
Consumer and other | Indirect | 60-89 Days
Financing Receivable, Past Due [Line Items]
Total loans and leases	67	86
Consumer and other | Indirect | 90 Days or More
Financing Receivable, Past Due [Line Items]
Total loans and leases	86	2
Consumer and other | Indirect | Total Past Due
Financing Receivable, Past Due [Line Items]
Total loans and leases	188	165
Consumer and other | Indirect | Current Loans
Financing Receivable, Past Due [Line Items]
Total loans and leases	2,524	4,490
Leases
Financing Receivable, Past Due [Line Items]
Total loans and leases	15,749	13,948
Leases | 30-59 Days
Financing Receivable, Past Due [Line Items]
Total loans and leases	0	0
Leases | 60-89 Days
Financing Receivable, Past Due [Line Items]
Total loans and leases	0	0
Leases | 90 Days or More
Financing Receivable, Past Due [Line Items]
Total loans and leases	0	0
Leases | Total Past Due
Financing Receivable, Past Due [Line Items]
Total loans and leases	0	0
Leases | Current Loans
Financing Receivable, Past Due [Line Items]
Total loans and leases	$ 15,749	$ 13,948

Loans and Leases - Nonaccrual L

Loans and Leases - Nonaccrual Loans (Details) - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021	Dec. 31, 2021
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual Loans and Leases with no ACL	$ 17,539,000		$ 17,539,000		$ 15,101,000
Nonaccrual Loans and Leases	30,013,000		30,013,000		26,033,000
Loans and Leases Past Due Over 89 Days and Accruing	161,000		161,000		0
Interest on nonaccrual loans	0	$ 0	0	$ 0
Commercial and industrial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual Loans and Leases with no ACL	478,000		478,000		502,000
Nonaccrual Loans and Leases	803,000		803,000		533,000
Loans and Leases Past Due Over 89 Days and Accruing	0		0		0
Commercial and industrial | Commercial and industrial other
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual Loans and Leases with no ACL	478,000		478,000		502,000
Nonaccrual Loans and Leases	803,000		803,000		533,000
Loans and Leases Past Due Over 89 Days and Accruing	0		0		0
Commercial real estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual Loans and Leases with no ACL	14,896,000		14,896,000		13,502,000
Nonaccrual Loans and Leases	15,901,000		15,901,000		13,893,000
Loans and Leases Past Due Over 89 Days and Accruing	161,000		161,000		0
Commercial real estate | Construction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual Loans and Leases with no ACL					671,000
Nonaccrual Loans and Leases					671,000
Loans and Leases Past Due Over 89 Days and Accruing					0
Commercial real estate | Agriculture
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual Loans and Leases with no ACL	219,000		219,000		348,000
Nonaccrual Loans and Leases	219,000		219,000		456,000
Loans and Leases Past Due Over 89 Days and Accruing	0		0		0
Commercial real estate | Commercial and industrial other
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual Loans and Leases with no ACL	14,677,000		14,677,000		12,483,000
Nonaccrual Loans and Leases	15,682,000		15,682,000		12,766,000
Loans and Leases Past Due Over 89 Days and Accruing	161,000		161,000		0
Residential real estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual Loans and Leases with no ACL	2,165,000		2,165,000		1,096,000
Nonaccrual Loans and Leases	13,041,000		13,041,000		11,178,000
Loans and Leases Past Due Over 89 Days and Accruing	0		0		0
Residential real estate | Home equity
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual Loans and Leases with no ACL	385,000		385,000		380,000
Nonaccrual Loans and Leases	2,357,000		2,357,000		2,459,000
Loans and Leases Past Due Over 89 Days and Accruing	0		0		0
Residential real estate | Mortgages
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual Loans and Leases with no ACL	1,780,000		1,780,000		716,000
Nonaccrual Loans and Leases	10,684,000		10,684,000		8,719,000
Loans and Leases Past Due Over 89 Days and Accruing	0		0		0
Consumer and other
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual Loans and Leases with no ACL	0		0		1,000
Nonaccrual Loans and Leases	268,000		268,000		429,000
Loans and Leases Past Due Over 89 Days and Accruing	0		0		0
Consumer and other | Commercial and industrial other
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual Loans and Leases with no ACL	0		0		0
Nonaccrual Loans and Leases	117,000		117,000		183,000
Loans and Leases Past Due Over 89 Days and Accruing	0		0		0
Consumer and other | Indirect
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual Loans and Leases with no ACL	0		0		1,000
Nonaccrual Loans and Leases	151,000		151,000		246,000
Loans and Leases Past Due Over 89 Days and Accruing	$ 0		$ 0		$ 0

Allowance for Credit Losses - S

Allowance for Credit Losses - Schedule of Detail in Allowance for Loan and Lease Losses (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	$ 43,793	$ 47,505	$ 42,843	$ 51,669
Charge-offs	(424)	(210)	(826)	(543)
Recoveries	302	141	1,608	1,538
(Credit) provision for credit loss expense	1,101	(1,177)	1,147	(6,405)
Ending balance	44,772	46,259	44,772	46,259
Commercial and industrial
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	7,814	7,113	6,335	9,239
Charge-offs	(343)	(157)	(366)	(274)
Recoveries	106	16	132	116
(Credit) provision for credit loss expense	(1,053)	(774)	423	(2,883)
Ending balance	6,524	6,198	6,524	6,198
Commercial real estate
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	23,227	29,201	24,813	30,546
Charge-offs	0	0	(50)	0
Recoveries	105	2	910	1,040
(Credit) provision for credit loss expense	3,207	(119)	866	(2,502)
Ending balance	26,539	29,084	26,539	29,084
Residential real estate
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	11,082	9,534	10,139	10,257
Charge-offs	51	0	0	(51)
Recoveries	8	65	315	229
(Credit) provision for credit loss expense	(698)	(184)	(11)	(1,020)
Ending balance	10,443	9,415	10,443	9,415
Consumer and other
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	1,591	1,590	1,492	1,562
Charge-offs	(132)	(53)	(410)	(218)
Recoveries	83	58	251	153
(Credit) provision for credit loss expense	(362)	(99)	(153)	(1)
Ending balance	1,180	1,496	1,180	1,496
Finance Leases
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	79	67	64	65
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
(Credit) provision for credit loss expense	7	(1)	22	1
Ending balance	$ 86	$ 66	$ 86	$ 66

Allowance for Credit Losses - L

Allowance for Credit Losses - Liabilities for Off-Balance Sheet Credit Exposures (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Off-Balance-Sheet, Credit Loss, Liability [Roll Forward]
Liabilities for off-balance sheet credit exposures at beginning of period	$ 2,796	$ 2,247	$ 2,506	$ 1,920
Provision (credit) for credit loss expense related to off-balance sheet credit exposures	(45)	(55)	245	272
Liabilities for off-balance sheet credit exposures at end of period	$ 2,751	$ 2,192	$ 2,751	$ 2,192

Allowance for Credit Losses - C

Allowance for Credit Losses - Collateral Dependent Loans (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Accounts, Notes, Loans and Financing Receivable [Line Items]
Individually evaluated for impairment	$ 17,698	$ 16,162
ACL Allocation	187	67
Real Estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Individually evaluated for impairment	14,563	13,508
Business Assets
Accounts, Notes, Loans and Financing Receivable [Line Items]
Individually evaluated for impairment	335	395
Other
Accounts, Notes, Loans and Financing Receivable [Line Items]
Individually evaluated for impairment	2,800	2,259
Commercial and industrial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Individually evaluated for impairment	942	865
ACL Allocation	159	26
Commercial and industrial | Real Estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Individually evaluated for impairment	435	142
Commercial and industrial | Business Assets
Accounts, Notes, Loans and Financing Receivable [Line Items]
Individually evaluated for impairment	335	395
Commercial and industrial | Other
Accounts, Notes, Loans and Financing Receivable [Line Items]
Individually evaluated for impairment	172	328
Commercial real estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Individually evaluated for impairment	14,896	15,265
ACL Allocation	0	40
Commercial real estate | Real Estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Individually evaluated for impairment	12,268	13,334
Commercial real estate | Business Assets
Accounts, Notes, Loans and Financing Receivable [Line Items]
Individually evaluated for impairment	0	0
Commercial real estate | Other
Accounts, Notes, Loans and Financing Receivable [Line Items]
Individually evaluated for impairment	2,628	1,931
Commercial Real Estate - Agriculture
Accounts, Notes, Loans and Financing Receivable [Line Items]
Individually evaluated for impairment	1,525
ACL Allocation	0
Commercial Real Estate - Agriculture | Real Estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Individually evaluated for impairment	1,525
Commercial Real Estate - Agriculture | Business Assets
Accounts, Notes, Loans and Financing Receivable [Line Items]
Individually evaluated for impairment	0
Commercial Real Estate - Agriculture | Other
Accounts, Notes, Loans and Financing Receivable [Line Items]
Individually evaluated for impairment	0
Residential Real Estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Individually evaluated for impairment	335	32
ACL Allocation	28	1
Residential Real Estate | Real Estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Individually evaluated for impairment	335	32
Residential Real Estate | Business Assets
Accounts, Notes, Loans and Financing Receivable [Line Items]
Individually evaluated for impairment	0	0
Residential Real Estate | Other
Accounts, Notes, Loans and Financing Receivable [Line Items]
Individually evaluated for impairment	$ 0	$ 0

Allowance for Credit Losses -_2

Allowance for Credit Losses - Loans Modified in Troubled Debt Restructuring (Details) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022 USD ($) loan	Sep. 30, 2021 USD ($) loan	Sep. 30, 2022 USD ($) loan	Sep. 30, 2021 USD ($) loan
Financing Receivable, Troubled Debt Restructuring [Line Items]
Number of Loans | loan	6	1	6	1
Pre-Modification Outstanding Recorded Investment	$ 608	$ 112	$ 608	$ 112
Post-Modification Outstanding Recorded Investment	$ 608	$ 112	$ 608	$ 112
Number of Loans | loan	0	1	0	1
Post-Modification Outstanding Recorded Investment	$ 0	$ 201	$ 0	$ 201
Residential real estate
Financing Receivable, Troubled Debt Restructuring [Line Items]
Number of Loans | loan	6
Pre-Modification Outstanding Recorded Investment	$ 608
Post-Modification Outstanding Recorded Investment	$ 608
Number of Loans | loan	0
Post-Modification Outstanding Recorded Investment	$ 0
Residential real estate | Home equity
Financing Receivable, Troubled Debt Restructuring [Line Items]
Number of Loans | loan		1		1
Pre-Modification Outstanding Recorded Investment		$ 112		$ 112
Post-Modification Outstanding Recorded Investment		$ 112		$ 112
Number of Loans | loan		1		1
Post-Modification Outstanding Recorded Investment		$ 201		$ 201
Residential real estate | Mortgages
Financing Receivable, Troubled Debt Restructuring [Line Items]
Number of Loans | loan			6
Pre-Modification Outstanding Recorded Investment			$ 608
Post-Modification Outstanding Recorded Investment			$ 608
Number of Loans | loan			0
Post-Modification Outstanding Recorded Investment			$ 0

Allowance for Credit Losses -_3

Allowance for Credit Losses - Credit Quality Indicators by Commercial and Industrial Loans (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases, net of unearned income and deferred costs and fees	$ 5,208,436	$ 5,075,467
Commercial and industrial | Commercial and industrial other
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current fiscal year	105,118	124,331
One year before current fiscal year	101,163	59,786
Two years before current fiscal year	44,870	54,613
Three years before current fiscal year	45,993	42,768
Four years before current fiscal year	36,949	35,926
Prior	164,025	240,123
Revolving Loans Amortized Cost Basis	216,759	131,535
Revolving Loans Converted to Term	3,849	10,039
Total loans and leases, net of unearned income and deferred costs and fees	718,726	699,121
Commercial and industrial | Commercial and industrial other | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current fiscal year	105,118	123,996
One year before current fiscal year	100,909	58,432
Two years before current fiscal year	43,941	54,116
Three years before current fiscal year	45,679	42,093
Four years before current fiscal year	36,484	35,725
Prior	162,074	239,093
Revolving Loans Amortized Cost Basis	208,925	125,476
Revolving Loans Converted to Term	3,849	10,039
Total loans and leases, net of unearned income and deferred costs and fees	706,979	688,970
Commercial and industrial | Commercial and industrial other | Special Mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current fiscal year	0	156
One year before current fiscal year	135	770
Two years before current fiscal year	455	450
Three years before current fiscal year	275	100
Four years before current fiscal year	11	201
Prior	1,432	393
Revolving Loans Amortized Cost Basis	764	1,417
Revolving Loans Converted to Term	0	0
Total loans and leases, net of unearned income and deferred costs and fees	3,072	3,487
Commercial and industrial | Commercial and industrial other | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current fiscal year	0	179
One year before current fiscal year	119	584
Two years before current fiscal year	474	47
Three years before current fiscal year	39	575
Four years before current fiscal year	454	0
Prior	519	637
Revolving Loans Amortized Cost Basis	7,070	4,642
Revolving Loans Converted to Term	0	0
Total loans and leases, net of unearned income and deferred costs and fees	8,675	6,664
Commercial and industrial | PPP loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current fiscal year	0	71,260
One year before current fiscal year	498	0
Two years before current fiscal year	377	0
Three years before current fiscal year	0	0
Four years before current fiscal year	0	0
Prior	0	0
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total loans and leases, net of unearned income and deferred costs and fees	875	71,260
Commercial and industrial | PPP loans | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current fiscal year	0	71,260
One year before current fiscal year	498	0
Two years before current fiscal year	377	0
Three years before current fiscal year	0	0
Four years before current fiscal year	0	0
Prior	0	0
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total loans and leases, net of unearned income and deferred costs and fees	875	71,260
Commercial and industrial | PPP loans | Special Mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current fiscal year	0	0
One year before current fiscal year	0	0
Two years before current fiscal year	0	0
Three years before current fiscal year	0	0
Four years before current fiscal year	0	0
Prior	0	0
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total loans and leases, net of unearned income and deferred costs and fees	0	0
Commercial and industrial | PPP loans | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current fiscal year	0	0
One year before current fiscal year	0	0
Two years before current fiscal year	0	0
Three years before current fiscal year	0	0
Four years before current fiscal year	0	0
Prior	0	0
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total loans and leases, net of unearned income and deferred costs and fees	0	0
Commercial and industrial | Agriculture
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current fiscal year	11,505	8,573
One year before current fiscal year	4,460	6,867
Two years before current fiscal year	5,433	5,711
Three years before current fiscal year	4,528	10,159
Four years before current fiscal year	8,132	6,960
Prior	7,908	5,502
Revolving Loans Amortized Cost Basis	24,371	54,805
Revolving Loans Converted to Term	239	595
Total loans and leases, net of unearned income and deferred costs and fees	66,576	99,172
Commercial and industrial | Agriculture | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current fiscal year	11,505	8,573
One year before current fiscal year	4,460	6,782
Two years before current fiscal year	5,359	5,700
Three years before current fiscal year	4,528	10,136
Four years before current fiscal year	8,132	6,867
Prior	5,610	3,186
Revolving Loans Amortized Cost Basis	22,960	53,145
Revolving Loans Converted to Term	239	595
Total loans and leases, net of unearned income and deferred costs and fees	62,793	94,984
Commercial and industrial | Agriculture | Special Mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current fiscal year	0	0
One year before current fiscal year	0	0
Two years before current fiscal year	0	0
Three years before current fiscal year	0	23
Four years before current fiscal year	0	0
Prior	0	0
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total loans and leases, net of unearned income and deferred costs and fees	0	23
Commercial and industrial | Agriculture | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current fiscal year	0	0
One year before current fiscal year	0	85
Two years before current fiscal year	74	11
Three years before current fiscal year	0	0
Four years before current fiscal year	0	93
Prior	2,298	2,316
Revolving Loans Amortized Cost Basis	1,411	1,660
Revolving Loans Converted to Term	0	0
Total loans and leases, net of unearned income and deferred costs and fees	3,783	4,165
Commercial real estate | Commercial and industrial other
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current fiscal year	277,314	329,356
One year before current fiscal year	366,309	273,443
Two years before current fiscal year	314,087	263,300
Three years before current fiscal year	294,260	207,727
Four years before current fiscal year	211,566	223,667
Prior	900,326	892,837
Revolving Loans Amortized Cost Basis	10,919	45,044
Revolving Loans Converted to Term	25,170	43,225
Total loans and leases, net of unearned income and deferred costs and fees	2,399,951	2,278,599
Commercial real estate | Commercial and industrial other | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current fiscal year	276,588	325,874
One year before current fiscal year	362,770	271,680
Two years before current fiscal year	312,387	249,266
Three years before current fiscal year	279,146	201,992
Four years before current fiscal year	206,351	212,991
Prior	836,400	810,713
Revolving Loans Amortized Cost Basis	10,778	44,264
Revolving Loans Converted to Term	25,170	43,225
Total loans and leases, net of unearned income and deferred costs and fees	2,309,590	2,160,005
Commercial real estate | Commercial and industrial other | Special Mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current fiscal year	643	0
One year before current fiscal year	3,427	1,763
Two years before current fiscal year	1,700	11,772
Three years before current fiscal year	11,542	3,217
Four years before current fiscal year	2,965	2,167
Prior	43,006	61,723
Revolving Loans Amortized Cost Basis	0	358
Revolving Loans Converted to Term	0	0
Total loans and leases, net of unearned income and deferred costs and fees	63,283	81,000
Commercial real estate | Commercial and industrial other | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current fiscal year	83	3,482
One year before current fiscal year	112	0
Two years before current fiscal year	0	2,262
Three years before current fiscal year	3,572	2,518
Four years before current fiscal year	2,250	8,509
Prior	20,920	20,401
Revolving Loans Amortized Cost Basis	141	422
Revolving Loans Converted to Term	0	0
Total loans and leases, net of unearned income and deferred costs and fees	27,078	37,594
Commercial real estate | Agriculture
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current fiscal year	24,003	23,151
One year before current fiscal year	24,407	22,335
Two years before current fiscal year	23,558	28,943
Three years before current fiscal year	26,958	41,103
Four years before current fiscal year	38,957	23,195
Prior	68,199	52,412
Revolving Loans Amortized Cost Basis	2,810	1,984
Revolving Loans Converted to Term	1,248	2,850
Total loans and leases, net of unearned income and deferred costs and fees	210,140	195,973
Commercial real estate | Agriculture | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current fiscal year	24,003	23,151
One year before current fiscal year	24,407	21,856
Two years before current fiscal year	23,558	28,943
Three years before current fiscal year	26,739	41,064
Four years before current fiscal year	38,919	23,195
Prior	67,610	50,809
Revolving Loans Amortized Cost Basis	2,810	1,949
Revolving Loans Converted to Term	1,248	2,850
Total loans and leases, net of unearned income and deferred costs and fees	209,294	193,817
Commercial real estate | Agriculture | Special Mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current fiscal year	0	0
One year before current fiscal year	0	479
Two years before current fiscal year	0	0
Three years before current fiscal year		0
Four years before current fiscal year	0	0
Prior	375	350
Revolving Loans Amortized Cost Basis	0	35
Revolving Loans Converted to Term	0	0
Total loans and leases, net of unearned income and deferred costs and fees	375	864
Commercial real estate | Agriculture | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current fiscal year	0	0
One year before current fiscal year	0	0
Two years before current fiscal year	0	0
Three years before current fiscal year	219	39
Four years before current fiscal year	38	0
Prior	214	1,253
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total loans and leases, net of unearned income and deferred costs and fees	471	1,292
Commercial real estate | Construction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current fiscal year	12,059	12,840
One year before current fiscal year	76,821	10,025
Two years before current fiscal year	44,319	16,325
Three years before current fiscal year	24,559	7,542
Four years before current fiscal year	9,511	1,274
Prior	7,380	7,202
Revolving Loans Amortized Cost Basis	23,187	113,337
Revolving Loans Converted to Term	1,308	10,037
Total loans and leases, net of unearned income and deferred costs and fees	199,144	178,582
Commercial real estate | Construction | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current fiscal year	12,059	12,840
One year before current fiscal year	76,821	10,025
Two years before current fiscal year	44,319	16,325
Three years before current fiscal year	24,559	7,542
Four years before current fiscal year	9,511	1,274
Prior	7,380	6,559
Revolving Loans Amortized Cost Basis	23,187	112,537
Revolving Loans Converted to Term	1,308	10,037
Total loans and leases, net of unearned income and deferred costs and fees	199,144	177,139
Commercial real estate | Construction | Special Mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current fiscal year	0	0
One year before current fiscal year	0	0
Two years before current fiscal year	0	0
Three years before current fiscal year	0	0
Four years before current fiscal year	0	0
Prior	0	0
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total loans and leases, net of unearned income and deferred costs and fees	0	0
Commercial real estate | Construction | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current fiscal year	0	0
One year before current fiscal year	0	0
Two years before current fiscal year	0	0
Three years before current fiscal year	0	0
Four years before current fiscal year	0	0
Prior	0	643
Revolving Loans Amortized Cost Basis	0	800
Revolving Loans Converted to Term	0	0
Total loans and leases, net of unearned income and deferred costs and fees	$ 0	$ 1,443

Allowance for Credit Losses -_4

Allowance for Credit Losses - Credit Quality Indicators by Class of Residential Real Estate and Consumer Loans (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases, net of unearned income and deferred costs and fees	$ 5,208,436	$ 5,075,467
Residential real estate | Home equity
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current fiscal year	1,603	2,033
One year before current fiscal year	1,115	1,142
Two years before current fiscal year	671	3,057
Three years before current fiscal year	1,040	1,600
Four years before current fiscal year	839	1,572
Prior	3,509	3,748
Revolving Loans Amortized Cost Basis	177,958	163,469
Revolving Loans Converted to Term	1,267	6,050
Total loans and leases, net of unearned income and deferred costs and fees	188,002	182,671
Residential real estate | Mortgages
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current fiscal year	159,027	324,967
One year before current fiscal year	274,436	282,202
Two years before current fiscal year	244,894	162,815
Three years before current fiscal year	121,185	98,480
Four years before current fiscal year	69,565	124,914
Prior	475,634	282,193
Revolving Loans Amortized Cost Basis	0	14,135
Revolving Loans Converted to Term	0	1,205
Total loans and leases, net of unearned income and deferred costs and fees	1,344,741	1,290,911
Residential real estate | Performing | Home equity
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current fiscal year	1,603	2,033
One year before current fiscal year	1,115	1,142
Two years before current fiscal year	671	3,041
Three years before current fiscal year	1,026	1,600
Four years before current fiscal year	839	1,572
Prior	3,442	3,144
Revolving Loans Amortized Cost Basis	175,683	161,630
Revolving Loans Converted to Term	1,267	6,050
Total loans and leases, net of unearned income and deferred costs and fees	185,646	180,212
Residential real estate | Performing | Mortgages
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current fiscal year	159,027	324,967
One year before current fiscal year	274,096	282,202
Two years before current fiscal year	244,259	162,574
Three years before current fiscal year	120,582	97,778
Four years before current fiscal year	67,999	124,221
Prior	468,094	275,133
Revolving Loans Amortized Cost Basis	0	14,112
Revolving Loans Converted to Term	0	1,205
Total loans and leases, net of unearned income and deferred costs and fees	1,334,057	1,282,192
Residential real estate | Nonperforming | Home equity
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current fiscal year	0	0
One year before current fiscal year	0	0
Two years before current fiscal year	0	16
Three years before current fiscal year	14	0
Four years before current fiscal year	0	0
Prior	67	604
Revolving Loans Amortized Cost Basis	2,275	1,839
Revolving Loans Converted to Term	0	0
Total loans and leases, net of unearned income and deferred costs and fees	2,356	2,459
Residential real estate | Nonperforming | Mortgages
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current fiscal year	0	0
One year before current fiscal year	340	0
Two years before current fiscal year	635	241
Three years before current fiscal year	603	702
Four years before current fiscal year	1,566	693
Prior	7,540	7,060
Revolving Loans Amortized Cost Basis	0	23
Revolving Loans Converted to Term	0	0
Total loans and leases, net of unearned income and deferred costs and fees	10,684	8,719
Consumer and other | Direct
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current fiscal year	17,881	20,653
One year before current fiscal year	15,882	10,744
Two years before current fiscal year	7,828	9,441
Three years before current fiscal year	6,959	5,659
Four years before current fiscal year	4,841	4,861
Prior	8,448	10,602
Revolving Loans Amortized Cost Basis	4,423	5,436
Revolving Loans Converted to Term	0	0
Total loans and leases, net of unearned income and deferred costs and fees	66,262	67,396
Consumer and other | Indirect
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current fiscal year	0	1,809
One year before current fiscal year	169	856
Two years before current fiscal year	171	960
Three years before current fiscal year	1,402	587
Four years before current fiscal year	818	363
Prior	152	80
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total loans and leases, net of unearned income and deferred costs and fees	2,712	4,655
Consumer and other | Performing | Direct
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current fiscal year	17,881	20,653
One year before current fiscal year	15,882	10,735
Two years before current fiscal year	7,825	9,397
Three years before current fiscal year	6,937	5,542
Four years before current fiscal year	4,764	4,849
Prior	8,439	10,602
Revolving Loans Amortized Cost Basis	4,417	5,435
Revolving Loans Converted to Term	0	0
Total loans and leases, net of unearned income and deferred costs and fees	66,145	67,213
Consumer and other | Performing | Indirect
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current fiscal year	0	1,809
One year before current fiscal year	169	854
Two years before current fiscal year	171	812
Three years before current fiscal year	1,307	506
Four years before current fiscal year	780	362
Prior	134	66
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total loans and leases, net of unearned income and deferred costs and fees	2,561	4,409
Consumer and other | Nonperforming | Direct
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current fiscal year	0	0
One year before current fiscal year	0	9
Two years before current fiscal year	3	44
Three years before current fiscal year	22	117
Four years before current fiscal year	77	12
Prior	9	0
Revolving Loans Amortized Cost Basis	6	1
Revolving Loans Converted to Term	0	0
Total loans and leases, net of unearned income and deferred costs and fees	117	183
Consumer and other | Nonperforming | Indirect
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current fiscal year	0	0
One year before current fiscal year	0	2
Two years before current fiscal year	0	148
Three years before current fiscal year	95	81
Four years before current fiscal year	38	1
Prior	18	14
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total loans and leases, net of unearned income and deferred costs and fees	$ 151	$ 246

Earnings Per Share - Schedule o

Earnings Per Share - Schedule of Earnings Per Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Basic
Net income available to common shareholders	$ 21,340	$ 21,342	$ 65,482	$ 69,799
Less: income attributable to unvested stock-based compensation awards	(66)	(154)	(209)	(504)
Net earnings allocated to common shareholders	$ 21,274	$ 21,188	$ 65,273	$ 69,295
Weighted average shares outstanding, including unvested stock-based compensation awards (in shares)	14,489,970	14,724,141	14,541,772	14,840,420
Less: unvested stock-based compensation awards (in shares)	(200,948)	(229,608)	(206,738)	(232,538)
Weighted average shares outstanding - Basic (in shares)	14,289,022	14,494,533	14,335,034	14,607,882
Diluted
Net earnings allocated to common shareholders	$ 21,274	$ 21,188	$ 65,273	$ 69,295
Weighted average shares outstanding - Basic (in shares)	14,289,022	14,494,533	14,335,034	14,607,882
Plus: Incremental shares from assumed conversion of stock-based compensation awards (in shares)	78,127	73,801	75,498	79,303
Weighted average shares outstanding - Diluted (in shares)	14,367,149	14,568,334	14,410,532	14,687,185
Basic EPS (in dollars per share)	$ 1.49	$ 1.46	$ 4.55	$ 4.74
Diluted EPS (in dollars per share)	$ 1.48	$ 1.45	$ 4.53	$ 4.72

Earnings Per Share - Narrative

Earnings Per Share - Narrative (Details) - shares	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Earnings Per Share [Abstract]
Antidilutive securities excluded from computation of earning per share (in shares)	369	2,032	4,719	6,113

Other Comprehensive Income (L_3

Other Comprehensive Income (Loss) - Schedule of Reclassifications (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Before-Tax Amount
Net unrealized gains/losses / Other comprehensive (loss) income	$ (85,244)	$ (9,552)	$ (248,031)	$ (30,490)
Tax (Expense) Benefit
Net unrealized gains/losses / Other comprehensive (loss) income	20,876	2,340	60,744	7,470
Net of Tax
Change in net unrealized loss during the period	(64,873)	(7,852)	(188,727)	(24,609)
Reclassification adjustment for net realized loss on sale of available-for-sale debt securities included in net income	505	640	1,440	1,589
Other comprehensive loss	(64,368)	(7,212)	(187,287)	(23,020)
Net unrealized gain/loss
Before-Tax Amount
Change in net unrealized loss during the period	(85,912)	(10,400)	(249,937)	(32,595)
Reclassification adjustment for net realized gain (loss) on sale of available-for-sale debt securities included in net income	49	54	49	(275)
Net unrealized gains/losses / Other comprehensive (loss) income	(85,863)	(10,346)	(249,888)	(32,870)
Tax (Expense) Benefit
Change in net unrealized loss during the period	21,039	2,548	61,210	7,986
Reclassification adjustment for net realized loss on sale of available-for-sale debt securities included in net income	(12)	(13)	(12)	67
Net unrealized gains/losses / Other comprehensive (loss) income	21,027	2,535	61,198	8,053
Net of Tax
Change in net unrealized loss during the period	(64,873)	(7,852)	(188,727)	(24,609)
Reclassification adjustment for net realized loss on sale of available-for-sale debt securities included in net income	37	41	37	(208)
Other comprehensive loss	(64,836)	(7,811)	(188,690)	(24,817)
Amortization of net retirement plan actuarial gain/loss
Before-Tax Amount
Reclassification adjustment for net realized gain (loss) on sale of available-for-sale debt securities included in net income	565	738	1,695	2,213
Tax (Expense) Benefit
Reclassification adjustment for net realized loss on sale of available-for-sale debt securities included in net income	(138)	(181)	(415)	(542)
Net of Tax
Reclassification adjustment for net realized loss on sale of available-for-sale debt securities included in net income	427	557	1,280	1,671
Amortization of net retirement plan prior service cost
Before-Tax Amount
Reclassification adjustment for net realized gain (loss) on sale of available-for-sale debt securities included in net income	54	56	162	167
Tax (Expense) Benefit
Reclassification adjustment for net realized loss on sale of available-for-sale debt securities included in net income	(13)	(14)	(39)	(41)
Net of Tax
Reclassification adjustment for net realized loss on sale of available-for-sale debt securities included in net income	41	42	123	126
Employee benefit plans
Before-Tax Amount
Net unrealized gains/losses / Other comprehensive (loss) income	619	794	1,857	2,380
Tax (Expense) Benefit
Net unrealized gains/losses / Other comprehensive (loss) income	(151)	(195)	(454)	(583)
Net of Tax
Other comprehensive loss	$ 468	$ 599	$ 1,403	$ 1,797

Other Comprehensive Income (L_4

Other Comprehensive Income (Loss) - Schedule of Activity (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
AOCI Attributable to Parent, Net of Tax [Roll Forward]
Beginning balances	$ 624,318	$ 728,253	$ 728,941	$ 717,689
Other comprehensive (loss) income before reclassifications	(64,873)	(7,852)	(188,727)	(24,609)
Amounts reclassified from accumulated other comprehensive (loss) income	505	640	1,440	1,589
Other comprehensive loss	(64,368)	(7,212)	(187,287)	(23,020)
Ending balances	572,959	722,357	572,959	722,357
Available-for- Sale Debt Securities
AOCI Attributable to Parent, Net of Tax [Roll Forward]
Beginning balances	(138,414)	3,603	(14,560)	20,609
Other comprehensive (loss) income before reclassifications	(64,873)	(7,852)	(188,727)	(24,609)
Amounts reclassified from accumulated other comprehensive (loss) income	37	41	37	(208)
Other comprehensive loss	(64,836)	(7,811)	(188,690)	(24,817)
Ending balances	(203,250)	(4,208)	(203,250)	(4,208)
Employee Benefit Plans
AOCI Attributable to Parent, Net of Tax [Roll Forward]
Beginning balances	(40,455)	(51,485)	(41,390)	(52,683)
Other comprehensive (loss) income before reclassifications	0	0	0	0
Amounts reclassified from accumulated other comprehensive (loss) income	468	599	1,403	1,797
Other comprehensive loss	468	599	1,403	1,797
Ending balances	(39,987)	(50,886)	(39,987)	(50,886)
Accumulated Other Comprehensive (Loss) Income
AOCI Attributable to Parent, Net of Tax [Roll Forward]
Beginning balances	(178,869)	(47,882)	(55,950)	(32,074)
Other comprehensive loss	(64,368)	(7,212)	(187,287)	(23,020)
Ending balances	$ (243,237)	$ (55,094)	$ (243,237)	$ (55,094)

Other Comprehensive Income (L_5

Other Comprehensive Income (Loss) - Schedule of Amounts Reclassified Out of Each Component (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Reclassification Adjustment out of Accumulated Other Comprehensive Income on Derivatives [Line Items]
Net (loss) gain on securities transactions	$ (95)	$ (60)	$ (179)	$ 257
Tax (expense) benefit	(6,774)	(6,630)	(20,079)	(19,781)
Other operating expense	(12,237)	(14,164)	(37,286)	(35,519)
Total before tax	28,145	28,004	85,655	89,676
Net of tax	21,340	21,342	65,482	69,799
Amount Reclassified from Accumulated Other Comprehensive (Loss) Income | Available-for-sale securities
Reclassification Adjustment out of Accumulated Other Comprehensive Income on Derivatives [Line Items]
Net (loss) gain on securities transactions	(49)	(54)	(49)
Tax (expense) benefit	12	13	12	(67)
Total before tax				275
Net of tax	(37)	(41)	(37)	208
Amount Reclassified from Accumulated Other Comprehensive (Loss) Income | Net retirement plan actuarial loss
Reclassification Adjustment out of Accumulated Other Comprehensive Income on Derivatives [Line Items]
Other operating expense	(565)	(738)	(1,695)	(2,213)
Amount Reclassified from Accumulated Other Comprehensive (Loss) Income | Net retirement plan prior service cost
Reclassification Adjustment out of Accumulated Other Comprehensive Income on Derivatives [Line Items]
Other operating expense	(54)	(56)	(162)	(167)
Amount Reclassified from Accumulated Other Comprehensive (Loss) Income | Employee benefit plans
Reclassification Adjustment out of Accumulated Other Comprehensive Income on Derivatives [Line Items]
Tax (expense) benefit	151	195	454	583
Total before tax	(619)	(794)	(1,857)	(2,380)
Net of tax	$ (468)	$ (599)	$ (1,403)	$ (1,797)

Employee Benefit Plans - Schedu

Employee Benefit Plans - Schedule of Components of Net Periodic Benefit Cost (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Pension Benefits
Components of net periodic benefit cost
Service cost	$ 0	$ 0	$ 0	$ 0
Interest cost	496	407	1,489	1,221
Expected return on plan assets	(1,471)	(1,413)	(4,414)	(4,239)
Amortization of net retirement plan actuarial loss	304	390	913	1,170
Amortization of net retirement plan prior service (credit) cost	0	0	0	0
Net periodic benefit (income) cost	(671)	(616)	(2,012)	(1,848)
Life and Health
Components of net periodic benefit cost
Service cost	43	47	130	140
Interest cost	56	45	167	135
Expected return on plan assets	0	0	0	0
Amortization of net retirement plan actuarial loss	49	78	147	234
Amortization of net retirement plan prior service (credit) cost	(15)	(15)	(46)	(45)
Net periodic benefit (income) cost	133	155	398	464
SERP Benefits
Components of net periodic benefit cost
Service cost	19	58	58	173
Interest cost	203	173	610	519
Expected return on plan assets	0	0	0	0
Amortization of net retirement plan actuarial loss	212	270	635	810
Amortization of net retirement plan prior service (credit) cost	69	71	208	212
Net periodic benefit (income) cost	$ 503	$ 572	$ 1,511	$ 1,714

Employee Benefit Plans - Narrat

Employee Benefit Plans - Narrative (Details) - USD ($)	9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021
Retirement Benefits [Abstract]
Amortization of amounts previously recognized in accumulated other comprehensive income (loss)	$ 1,400,000	$ 1,800,000
Contribution to pension plan	$ 0	$ 0

Other Income and Operating Ex_3

Other Income and Operating Expense (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Other Income and Expenses [Abstract]
Reporting threshold for other income and operating expenses (percent, greater than)			1%
Noninterest Income
Other service charges	$ 721	$ 685	$ 2,017	$ 2,064
Earnings (loss) from corporate owned life insurance	(236)	367	357	1,478
Net gains on the sales of loans originated for sale	83	296	140	878
Other income	409	421	1,180	988
Total other income	977	1,769	3,694	5,408
Noninterest Expenses
Marketing expense	1,207	1,171	3,719	2,798
Professional fees	1,665	1,854	4,990	5,280
Legal fees	298	294	1,006	735
Technology expense	3,890	2,913	11,253	8,818
Cardholder expense	1,129	827	3,551	2,489
Other expenses	4,048	7,105	12,767	15,399
Other operating expense	$ 12,237	$ 14,164	$ 37,286	$ 35,519

Revenue Recognition - Schedule

Revenue Recognition - Schedule of Disaggregation (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Disaggregation of Revenue [Line Items]
Revenue from contract with customer, excluding assessed tax	$ 20,142	$ 19,431	$ 57,063	$ 54,915
Noninterest Income (out-of-scope of ASC 606)	550	1,423	2,558	4,780
Total Noninterest Income	20,692	20,854	59,621	59,695
Commissions and Fees
Disaggregation of Revenue [Line Items]
Revenue from contract with customer, excluding assessed tax	9,827	8,930	25,663	24,101
Installment Billing
Disaggregation of Revenue [Line Items]
Revenue from contract with customer, excluding assessed tax	126	166	124	149
Refund of Commissions
Disaggregation of Revenue [Line Items]
Revenue from contract with customer, excluding assessed tax	(133)	(103)	(151)	(92)
Contract Liabilities/Deferred Revenue
Disaggregation of Revenue [Line Items]
Revenue from contract with customer, excluding assessed tax	1	0	(266)	(237)
Contingent Commissions
Disaggregation of Revenue [Line Items]
Revenue from contract with customer, excluding assessed tax	1,004	840	3,201	3,132
Subtotal Insurance Revenues
Disaggregation of Revenue [Line Items]
Revenue from contract with customer, excluding assessed tax	10,825	9,833	28,571	27,053
Trust and Asset Management
Disaggregation of Revenue [Line Items]
Revenue from contract with customer, excluding assessed tax	3,209	3,522	9,834	10,222
Mutual Fund & Investment Income
Disaggregation of Revenue [Line Items]
Revenue from contract with customer, excluding assessed tax	1,128	1,435	4,016	4,125
Subtotal Investment Service Income
Disaggregation of Revenue [Line Items]
Revenue from contract with customer, excluding assessed tax	4,337	4,957	13,850	14,347
Service Charges on Deposit Accounts
Disaggregation of Revenue [Line Items]
Revenue from contract with customer, excluding assessed tax	1,917	1,638	5,452	4,579
Card Services Income
Disaggregation of Revenue [Line Items]
Revenue from contract with customer, excluding assessed tax	2,731	2,717	8,233	8,051
Other
Disaggregation of Revenue [Line Items]
Revenue from contract with customer, excluding assessed tax	$ 332	$ 286	$ 957	$ 885

Revenue Recognition - Narrative

Revenue Recognition - Narrative (Details) - USD ($)	9 Months Ended
	Sep. 30, 2022	Dec. 31, 2021
Disaggregation of Revenue [Line Items]
Contract assets related to contingent income	$ 2,100,000	$ 3,000,000
Contract with customer, liability	$ 747,847	1,700,000
Performance obligation, description of timing	one year
Insurance
Disaggregation of Revenue [Line Items]
Contract with customer, asset, net	$ 5,700,000	6,000,000
Wealth Management
Disaggregation of Revenue [Line Items]
Contract with customer, asset, net	$ 2,400,000	$ 2,300,000

Financial Guarantees (Details)

Financial Guarantees (Details) - USD ($) $ in Millions	Sep. 30, 2022	Dec. 31, 2021
Guarantees [Abstract]
Obligations to extend credit for loan commitments	$ 35.7	$ 39.8

Segment and Related Informati_3

Segment and Related Information - Narrative (Details)	9 Months Ended
	Sep. 30, 2022 segment banking_Office office
Segment Reporting Information [Line Items]
Number of reportable segments | segment	3
Tompkins Insurance Agencies Inc
Segment Reporting Information [Line Items]
Noncontrolling interest, ownership percentage by parent	100%
Tompkins, Cayuga, Cortland and Schuyler Counties, New York
Segment Reporting Information [Line Items]
Nature of operations, number of banking offices	13
Wyoming, Livingston, Genessee, Orleans and Monroe, New York
Segment Reporting Information [Line Items]
Nature of operations, number of banking offices	16
Putnam Country, Dutchess Country and Westchester, New York
Segment Reporting Information [Line Items]
Nature of operations, number of banking offices	14
Berks, Montgomery, Philadelphia, Deleware and Schuylkill, Pennsylvania
Segment Reporting Information [Line Items]
Nature of operations, number of banking offices	19
Western New York
Segment Reporting Information [Line Items]
Number of offices | office	5

Segment and Related Informati_4

Segment and Related Information - Schedule of Segment and Related Information (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021	Jun. 30, 2022	Dec. 31, 2021	Jun. 30, 2021	Dec. 31, 2020
Segment Reporting Information [Line Items]
Interest income	$ 63,670	$ 61,114	$ 183,799	$ 180,704
Interest expense	5,559	5,016	10,812	14,723
Net Interest Income	58,111	56,098	172,987	165,981
Credit for credit loss expense	1,056	(1,232)	1,392	(6,133)
Noninterest income	20,692	20,854	59,621	59,695
Noninterest expense	49,602	50,180	145,561	142,133
Income Before Income Tax Expense	28,145	28,004	85,655	89,676
Income tax expense	6,774	6,630	20,079	19,781
Net Income Attributable to Noncontrolling Interests and Tompkins Financial Corporation	21,371	21,374	65,576	69,895
Less: Net income attributable to noncontrolling interests	31	32	94	96
Net Income Attributable to Tompkins Financial Corporation	21,340	21,342	65,482	69,799
Depreciation and amortization	2,732	2,594	7,977	7,696
Assets	7,779,941	8,113,110	7,779,941	8,113,110		$ 7,819,982
Goodwill	92,602	92,447	92,602	92,447		92,447
Other intangibles, net	2,932	3,989	2,932	3,989		3,643
Net loans and leases	5,163,664	5,050,519	5,163,664	5,050,519		5,032,624
Deposits	6,936,726	7,090,898	6,936,726	7,090,898		6,791,435
Total Equity	572,959	722,357	572,959	722,357	$ 624,318	$ 728,941	$ 728,253	$ 717,689
Operating Segments | Banking
Segment Reporting Information [Line Items]
Interest income	63,670	61,110	183,798	180,708
Interest expense	5,560	5,020	10,815	14,737
Net Interest Income	58,110	56,090	172,983	165,971
Credit for credit loss expense	1,056	(1,232)	1,392	(6,133)
Noninterest income	5,973	6,416	18,495	19,175
Noninterest expense	39,448	40,587	116,031	113,792
Income Before Income Tax Expense	23,579	23,151	74,055	77,487
Income tax expense	5,528	5,351	16,948	16,595
Net Income Attributable to Noncontrolling Interests and Tompkins Financial Corporation	18,051	17,800	57,107	60,892
Less: Net income attributable to noncontrolling interests	31	32	94	96
Net Income Attributable to Tompkins Financial Corporation	18,020	17,768	57,013	60,796
Depreciation and amortization	2,652	2,528	7,745	7,493
Assets	7,721,022	8,051,446	7,721,022	8,051,446
Goodwill	64,655	64,370	64,655	64,370
Other intangibles, net	1,137	1,814	1,137	1,814
Net loans and leases	5,163,664	5,050,519	5,163,664	5,050,519
Deposits	6,954,839	7,105,651	6,954,839	7,105,651
Total Equity	511,298	659,365	511,298	659,365
Operating Segments | Insurance
Segment Reporting Information [Line Items]
Interest income	1	8	4	10
Interest expense	0	0	0	0
Net Interest Income	1	8	4	10
Credit for credit loss expense	0	0	0	0
Noninterest income	10,953	9,950	28,959	27,531
Noninterest expense	7,178	6,846	20,492	20,044
Income Before Income Tax Expense	3,776	3,112	8,471	7,497
Income tax expense	1,052	855	2,361	2,057
Net Income Attributable to Noncontrolling Interests and Tompkins Financial Corporation	2,724	2,257	6,110	5,440
Less: Net income attributable to noncontrolling interests	0	0	0	0
Net Income Attributable to Tompkins Financial Corporation	2,724	2,257	6,110	5,440
Depreciation and amortization	44	52	132	162
Assets	46,807	45,855	46,807	45,855
Goodwill	19,866	19,866	19,866	19,866
Other intangibles, net	1,742	2,102	1,742	2,102
Net loans and leases	0	0	0	0
Deposits	0	0	0	0
Total Equity	35,625	33,529	35,625	33,529
Operating Segments | Wealth Management
Segment Reporting Information [Line Items]
Interest income	0	0	0	0
Interest expense	0	0	0	0
Net Interest Income	0	0	0	0
Credit for credit loss expense	0	0	0	0
Noninterest income	4,342	5,047	13,874	14,638
Noninterest expense	3,552	3,306	10,745	9,946
Income Before Income Tax Expense	790	1,741	3,129	4,692
Income tax expense	194	424	770	1,129
Net Income Attributable to Noncontrolling Interests and Tompkins Financial Corporation	596	1,317	2,359	3,563
Less: Net income attributable to noncontrolling interests	0	0	0	0
Net Income Attributable to Tompkins Financial Corporation	596	1,317	2,359	3,563
Depreciation and amortization	36	14	100	41
Assets	28,761	32,257	28,761	32,257
Goodwill	8,081	8,211	8,081	8,211
Other intangibles, net	53	73	53	73
Net loans and leases	0	0	0	0
Deposits	(1,974)	0	(1,974)	0
Total Equity	26,036	29,463	26,036	29,463
Intercompany
Segment Reporting Information [Line Items]
Interest income	(1)	(4)	(3)	(14)
Interest expense	(1)	(4)	(3)	(14)
Net Interest Income	0	0	0	0
Credit for credit loss expense	0	0	0	0
Noninterest income	(576)	(559)	(1,707)	(1,649)
Noninterest expense	(576)	(559)	(1,707)	(1,649)
Income Before Income Tax Expense	0	0	0	0
Income tax expense	0	0	0	0
Net Income Attributable to Noncontrolling Interests and Tompkins Financial Corporation	0	0	0	0
Less: Net income attributable to noncontrolling interests	0	0	0	0
Net Income Attributable to Tompkins Financial Corporation	0	0	0	0
Depreciation and amortization	0	0	0	0
Assets	(16,649)	(16,448)	(16,649)	(16,448)
Goodwill	0	0	0	0
Other intangibles, net	0	0	0	0
Net loans and leases	0	0	0	0
Deposits	(16,139)	(14,753)	(16,139)	(14,753)
Total Equity	$ 0	$ 0	$ 0	$ 0

Fair Value Measurements - Summa

Fair Value Measurements - Summary of Financial Assets and Financial Liabilities Measured at Fair Value on Recurring Basis (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity securities, at fair value	$ 771	$ 902
Recurring | Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	0	0
Recurring | Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	1,740,936	2,066,927
Recurring | Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	0	0
Recurring | U.S. Treasuries | Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	0	0
Recurring | U.S. Treasuries | Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	166,604	138,928
Recurring | U.S. Treasuries | Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	0	0
Recurring | Obligations of U.S. Government sponsored entities | Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	0	0
Recurring | Obligations of U.S. Government sponsored entities | Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	730,028	810,343
Recurring | Obligations of U.S. Government sponsored entities | Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	0	0
Recurring | Obligations of U.S. states and political subdivisions | Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	0	0
Recurring | Obligations of U.S. states and political subdivisions | Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	83,061	109,911
Recurring | Obligations of U.S. states and political subdivisions | Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	0	0
Recurring | U.S. Government agencies | Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	0	0
Recurring | U.S. Government agencies | Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	55,059	89,320
Recurring | U.S. Government agencies | Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	0	0
Recurring | U.S. Government sponsored entities | Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	0	0
Recurring | U.S. Government sponsored entities | Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	703,814	916,004
Recurring | U.S. Government sponsored entities | Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	0	0
Recurring | U.S. corporate debt securities | Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	0	0
Recurring | U.S. corporate debt securities | Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	2,370	2,421
Recurring | U.S. corporate debt securities | Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	0	0
Recurring | Equity securities | Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity securities, at fair value	0	0
Recurring | Equity securities | Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity securities, at fair value	0	0
Recurring | Equity securities | Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity securities, at fair value	771	910
Recurring | Fair Value
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	1,740,936	2,066,927
Recurring | Fair Value | U.S. Treasuries
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	166,604	138,928
Recurring | Fair Value | Obligations of U.S. Government sponsored entities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	730,028	810,343
Recurring | Fair Value | Obligations of U.S. states and political subdivisions
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	83,061	109,911
Recurring | Fair Value | U.S. Government agencies
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	55,059	89,320
Recurring | Fair Value | U.S. Government sponsored entities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	703,814	916,004
Recurring | Fair Value | U.S. corporate debt securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	2,370	2,421
Recurring | Fair Value | Equity securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity securities, at fair value	$ 771	$ 910

Fair Value Measurements - Sched

Fair Value Measurements - Schedule of Assets Measured at Fair Value on Nonrecurring Basis (Details) - Non-Recurring - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Individually evaluated loans	$ 8,099	$ 1,122	$ 10,138	$ 30,848
Gain (losses) from fair value changes on impaired loans	0	(150)	59	(150)
Other real estate owned	247		247
Gain (losses) from fair value changes on other real estate owned	27		49
Quoted prices in active markets for identical assets (Level 1)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Individually evaluated loans	0	0	0	0
Other real estate owned	0		0
Significant other observable inputs (Level 2)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Individually evaluated loans	0	0	0	0
Other real estate owned
Significant unobservable inputs (Level 3)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Individually evaluated loans	8,099	$ 1,122	10,138	$ 30,848
Other real estate owned	$ 247		$ 247

Fair Value Measurements - Addit

Fair Value Measurements - Additional Information (Details)	Sep. 30, 2022
Minimum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Selling and closing costs as percentage of appraised value	5%
Maximum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Selling and closing costs as percentage of appraised value	8%

Fair Value Measurements - Sch_2

Fair Value Measurements - Schedule of Carrying Amount and Estimated Fair Value of Financial Instruments (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Financial Assets:
Securities - held-to-maturity	$ 258,755	$ 282,288
FHLB and other stock	9,156	10,996
Financial Liabilities:
Time deposits	599,612	639,674
under agreements to repurchase	55,340	66,787
Other borrowings	101,000	124,000
Level 1
Financial Assets:
Cash and cash equivalents	103,612	63,107
Securities - held-to-maturity	0
FHLB and other stock	0	0
Accrued interest receivable	0	0
Loans/leases, net	0	0
Financial Liabilities:
Time deposits	0	0
Other deposits	0	0
under agreements to repurchase	0	0
Other borrowings	0	0
Accrued interest payable	0	0
Level 2
Financial Assets:
Cash and cash equivalents	0	0
Securities - held-to-maturity	258,755
FHLB and other stock	9,156	10,996
Accrued interest receivable	22,083	22,597
Loans/leases, net	0	0
Financial Liabilities:
Time deposits	584,165	641,517
Other deposits	6,337,114	6,151,761
under agreements to repurchase	55,340	66,787
Other borrowings	98,817	125,700
Accrued interest payable	881	901
Level 3
Financial Assets:
Cash and cash equivalents	0	0
Securities - held-to-maturity	0
FHLB and other stock	0	0
Accrued interest receivable	0	0
Loans/leases, net	4,954,596	5,028,734
Financial Liabilities:
Time deposits	0	0
Other deposits	0	0
under agreements to repurchase	0	0
Other borrowings	0	0
Accrued interest payable	0	0
Carrying Amount
Financial Assets:
Cash and cash equivalents	103,612	63,107
Securities - held-to-maturity	312,329
FHLB and other stock	9,156	10,996
Accrued interest receivable	22,083	22,597
Loans/leases, net	5,163,664	5,032,624
Financial Liabilities:
Time deposits	599,612	639,674
Other deposits	6,337,114	6,151,761
under agreements to repurchase	55,340	66,787
Other borrowings	101,000	124,000
Accrued interest payable	881	901
Fair Value
Financial Assets:
Cash and cash equivalents	103,612	63,107
Securities - held-to-maturity	258,755
FHLB and other stock	9,156	10,996
Accrued interest receivable	22,083	22,597
Loans/leases, net	4,954,596	5,028,734
Financial Liabilities:
Time deposits	584,165	641,517
Other deposits	6,337,114	6,151,761
under agreements to repurchase	55,340	66,787
Other borrowings	98,817	125,700
Accrued interest payable	$ 881	$ 901

Derivatives and Hedging Activ_3

Derivatives and Hedging Activities - Derivative Instruments in Statement of Financial Position (Details) - Not Designated as Hedging Instrument $ in Thousands	Sep. 30, 2022 USD ($)
Derivatives, Fair Value [Line Items]
Notional Amount
Fair Value	22
Interest Rate Products | Other Liabilities
Derivatives, Fair Value [Line Items]
Notional Amount	0
Fair Value	0
Other Contracts | Other Liabilities
Derivatives, Fair Value [Line Items]
Notional Amount	7,499
Fair Value	$ 22

Derivatives and Hedging Activ_4

Derivatives and Hedging Activities - Derivative Instruments in Statement of Income (Details) - USD ($) $ in Thousands	3 Months Ended	9 Months Ended
	Sep. 30, 2022	Sep. 30, 2022
Derivative Instruments, Gain (Loss) [Line Items]
Amount of Gain or (Loss) Recognized in Income on Derivative	$ 15	$ 56
Interest Rate Products | Other income / (expense)
Derivative Instruments, Gain (Loss) [Line Items]
Amount of Gain or (Loss) Recognized in Income on Derivative	0	0
Other Contracts | Other income / (expense)
Derivative Instruments, Gain (Loss) [Line Items]
Amount of Gain or (Loss) Recognized in Income on Derivative	$ 15	$ 56