Tompkins Financial (TMP) 10-K 15 Mar 16 2015 FY Annual report Financial data

Document and Entity Information

Document and Entity Information - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Feb. 28, 2016	Jun. 30, 2015
Document And Entity Information
Entity Registrant Name	TOMPKINS FINANCIAL CORPORATION
Entity Central Index Key	1,005,817
Document Type	10-K
Document Period End Date	Dec. 31, 2015
Trading Symbol	TMP
Amendment Flag	false
Current Fiscal Year End Date	--12-31
Entity a Well-known Seasoned Issuer	No
Entity a Voluntary Filer	No
Entity's Reporting Status Current	Yes
Entity Filer Category	Accelerated Filer
Entity Public Float			$ 630,812
Entity Common Stock, Shares Outstanding		14,988,740
Document Fiscal Period Focus	FY
Document Fiscal Year Focus	2,015

CONSOLIDATED STATEMENTS OF COND

CONSOLIDATED STATEMENTS OF CONDITION - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
ASSETS
Cash and noninterest bearing balances due from banks	$ 56,261	$ 53,921
Interest bearing balances due from banks	1,996	2,149
Cash and Cash Equivalents	58,257	56,070
Trading securities, at fair value	7,368	8,992
Available-for-sale securities, at fair value (amortized cost of $1,390,255 at December 31, 2015 and $1,397,458 at December 31, 2014)	1,385,684	1,402,236
Held-to-maturity securities, at amortized cost (fair value of $146,686 at December 31, 2015 and $89,036 at December 31, 2014)	146,071	88,168
Originated loans and leases, net of unearned income and deferred costs and fees	3,310,768	2,839,974
Acquired loans and leases, covered	14,031	19,319
Acquired loans and leases, non-covered	447,243	533,995
Less: Allowance for loan and lease losses	32,004	28,997
Net Loans and Leases	3,740,038	3,364,291
FDIC indemnification asset	158	1,903
Federal Home Loan Bank stock	29,969	21,259
Bank premises and equipment, net	60,331	59,800
Corporate owned life insurance	75,792	73,725
Goodwill	91,792	92,243
Other intangible assets, net	12,448	14,649
Accrued interest and other assets	82,087	86,225
Total Assets	5,689,995	5,269,561
Interest bearing:
Checking, savings and money market	2,401,519	2,247,708
Time	855,133	898,081
Noninterest bearing	1,138,654	1,023,365
Total Deposits	4,395,306	4,169,154
Federal funds purchased and securities sold under agreements to repurchase	136,513	147,037
Other borrowings, including certain amounts at fair value of $10,576 at December 31, 2015 and $10,961 at December 31, 2014	536,285	356,541
Trust preferred debentures	37,509	37,337
Other liabilities	67,916	69,909
Total Liabilities	5,173,529	4,779,978
Tompkins Financial Corporation shareholders' equity:
Common Stock - par value $.10 per share: Authorized 25,000,000 shares; Issued: 15,015,594 at December 31, 2015; and 14,931,354 at December 31, 2014	1,502	1,493
Additional paid-in capital	350,823	348,889
Retained earnings	197,445	165,160
Accumulated other comprehensive loss	(31,001)	(24,011)
Treasury stock, at cost - 116,126 shares at December 31, 2015, and 111,436 shares at December 31, 2014	(3,755)	(3,400)
Total Tompkins Financial Corporation Shareholders' Equity	515,014	488,131
Noncontrolling interests	1,452	1,452
Total Equity	516,466	489,583
Total Liabilities and Equity	$ 5,689,995	$ 5,269,561

CONSOLIDATED STATEMENTS OF CON3

CONSOLIDATED STATEMENTS OF CONDITION (Parenthetical) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Statement of Financial Position [Abstract]
Available-for-sale securities, at amortized cost	$ 1,390,255	$ 1,397,458
Held-to-maturity securities, at fair value	146,686	89,036
Other borrowings, at fair value	$ 10,576	$ 10,961
Common Stock, par value (in dollars per share)	$ 0.10	$ 0.10
Common Stock, authorized (in shares)	25,000,000	25,000,000
Common Stock, issued (in shares)	15,015,594	14,931,354
Treasury stock, shares (in shares)	116,126	111,436

CONSOLIDATED STATEMENTS OF INCO

CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
INTEREST AND DIVIDEND INCOME
Loans	$ 154,636	$ 150,966	$ 151,711
Due from banks	4	2	10
Trading securities	352	418	589
Available-for-sale securities	29,525	31,298	31,360
Held-to-maturity securities	3,100	999	685
Federal Home Loan Bank stock and Federal Reserve Bank stock	1,129	810	749
Total Interest and Dividend Income	188,746	184,493	185,104
INTEREST EXPENSE
Time certificates of deposits of $250,000 or more	1,367	1,370	3,000
Other deposits	9,084	9,711	9,765
Federal funds purchased and securities sold under agreements to repurchase	2,709	2,947	3,749
Trust preferred debentures	2,308	2,287	2,599
Other borrowings	4,897	4,368	4,862
Total Interest Expense	20,365	20,683	23,975
Net Interest Income	168,381	163,810	161,129
Less: Provision for loan and lease losses	2,945	2,306	6,161
Net Interest Income After Provision for Loan and Lease Losses	165,436	161,504	154,968
NONINTEREST INCOME
Insurance commissions and fees	29,286	28,489	27,916
Investment services income	15,416	15,493	15,109
Service charges on deposit accounts	9,325	9,404	8,495
Card services income	7,837	7,942	7,216
Mark-to-market loss on trading securities	(295)	(269)	(538)
Mark-to-market gain on liabilities held at fair value	385	331	555
Other income	8,878	8,984	10,546
Net gain on securities transactions	1,108	391	599
Total Noninterest Income	71,940	70,765	69,898
NONINTEREST EXPENSES
Salaries and wages	72,707	69,558	67,200
Pension and other employee benefits	16,025	21,102	22,164
Net occupancy expense of premises	12,312	12,203	11,757
Furniture and fixture expense	6,146	5,708	5,701
FDIC insurance	2,992	2,906	3,214
Amortization of intangible assets	2,013	2,095	2,197
Merger and integration related expenses	0	0	228
Other operating expenses	37,667	41,121	40,641
Total Noninterest Expenses	149,862	154,693	153,102
Income Before Income Tax Expense	87,514	77,576	71,764
Income Tax Expense	28,962	25,404	20,777
Net Income Attributable to Noncontrolling Interests and Tompkins Financial Corporation	58,552	52,172	50,987
Less: Net income attributable to noncontrolling interests	131	131	131
Net Income Attributable to Tompkins Financial Corporation	$ 58,421	$ 52,041	$ 50,856
Basic Earnings Per Share (in dollars per share)	$ 3.91	$ 3.51	$ 3.48
Diluted Earnings Per Share (in dollars per share)	$ 3.87	$ 3.48	$ 3.46

CONSOLIDATED STATEMENTS OF COMP

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Statement of Comprehensive Income [Abstract]
Net income attributable to noncontrolling interests and Tompkins Financial Corporation	$ 58,552	$ 52,172	$ 50,987
Available-for-sale securities:
Change in net unrealized gain/loss during the period	(4,946)	11,459	(34,354)
Reclassification adjustment for net realized gain on sale included in available-for-sale securities	(665)	(235)	(359)
Employee benefit plans:
Net retirement plan gain (loss)	1,108	(14,527)	10,088
Net retirement plan prior service cost	0	3,769	0
Amortization of net retirement plan actuarial gain	1,331	639	1,547
Amortization of net retirement plan prior service cost (credit)	(3,818)	3	35
Amortization of net retirement plan transition liability	0	0	30
Other comprehensive (loss) gain	(6,990)	1,108	(23,013)
Subtotal comprehensive income attributable to noncontrolling interests and Tompkins Financial Corporation	51,562	53,280	27,974
Less: Total comprehensive income attributable to noncontrolling interests	(131)	(131)	(131)
Total comprehensive income attributable to Tompkins Financial Corporation	$ 51,431	$ 53,149	$ 27,843

CONSOLIDATED STATEMENTS OF CASH

CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
OPERATING ACTIVITIES
Net income attributable to Tompkins Financial Corporation	$ 58,421	$ 52,041	$ 50,856
Adjustments to reconcile net income, attributable to Tompkins Financial Corporation, to net cash provided by operating activities:
Provision for loan and lease losses	2,945	2,306	6,161
Depreciation and amortization of premises, equipment, and software	6,468	5,710	5,706
Accretion related to purchase accounting	(5,453)	(8,378)	(12,152)
Amortization of intangible assets	2,013	2,095	2,197
Earnings from corporate owned life insurance, net	(2,064)	(1,883)	(2,021)
Net amortization on securities	11,907	10,683	13,317
Mark-to-market loss on trading securities	295	269	538
Mark-to-market gain loss on liabilities held at fair value	(385)	(331)	(555)
Deferred income tax expense	2,904	5,031	8,018
Net gain on sale of securities transactions	(1,108)	(391)	(599)
Net (gain) loss on sale of loans	(54)	(362)	133
Proceeds from sale of loans	3,282	20,263	13,483
Loans originated for sale	(3,774)	(19,596)	(13,384)
Gain on redemption of trust preferred	0	0	(1,410)
Gain on IRA conversion	0	(140)	(1,285)
Gain on pension plan curtailment	(6,003)	0	0
Net loss on sale of bank premises and equipment	11	6	191
Stock-based compensation expense	1,903	1,506	1,382
Decrease in interest receivable	85	68	929
Increase (decrease) in accrued interest payable	105	(253)	(945)
Proceeds from maturities, calls and principal paydowns of trading securities	1,315	1,711	4,893
Contribution to pension plan	0	0	(8,000)
Decrease in FDIC prepaid insurance	0	0	5,386
Other, net	9,631	7,008	10,867
Net Cash Provided by Operating Activities	82,444	77,363	83,706
INVESTING ACTIVITIES
Proceeds from maturities, calls and principal paydowns of available-for-sale securities	249,800	219,082	250,911
Proceeds from sales of available-for-sale securities	137,594	90,551	115,796
Proceeds from maturities, calls and principal paydowns of held-to-maturity securities	11,709	11,557	13,315
Purchases of available-for-sale securities	(391,116)	(348,555)	(398,811)
Purchases of held-to-maturity securities	(69,947)	(80,817)	(8,236)
Net increase in loans and leases	(375,205)	(195,010)	(240,160)
Proceeds from sale of commercial loans	0	0	5,160
Net (increase) decrease in Federal Home Loan Bank and Federal Reserve Bank Stock	(8,710)	3,782	(5,558)
Proceeds from sale of bank premises and equipment	87	198	130
Purchases of bank premises and equipment	(6,343)	(9,040)	(6,545)
Purchased of corporate owned life insurance	0	(2,500)	(2,212)
Net cash (used in) provided by acquisitions	0	(415)	0
Other, net	(789)	412	(2,172)
Net Cash Used in Investing Activities	(452,920)	(310,755)	(278,382)
FINANCING ACTIVITIES
Net increase in demand, money market, and savings deposits	269,100	189,559	105,228
Net (decrease) increase in time deposits	(41,440)	34,243	(103,882)
Net decrease in securities sold under agreements to repurchase and Federal funds purchased	(9,400)	(19,555)	(45,117)
Increase in other borrowings	452,759	339,948	309,974
Redemption of trust preferred debentures	0	0	(5,191)
Repayment of other borrowings	(272,630)	(314,606)	(89,736)
Net shares issued related to restricted stock awards	(195)	64	40
Cash dividends	(25,411)	(23,983)	(22,463)
Repurchase of common stock	(3,505)	(4,602)	0
Shares issued for dividend reinvestment plan	0	2,186	4,046
Shares issued for employee stock ownership plan	1,595	1,528	717
Common stock issued	50	50	0
Net proceeds from exercise of stock options	1,382	1,512	4,683
Tax benefit from stock option exercises	358	234	331
Net Cash Provided by Financing Activities	372,663	206,578	158,630
Net Increase (Decrease) Cash and Cash Equivalents	2,187	(26,814)	(36,046)
Cash and cash equivalents at beginning of year	56,070	82,884	118,930
Total Cash & Cash Equivalents at End of Year	58,257	56,070	82,884
Supplemental Cash Flow Information
Cash paid during the year for - Interest	21,768	22,660	27,935
Cash paid, net of refunds, during the year for - Income taxes	22,672	10,764	14,844
Non-cash investing and financing activities:
Transfer of loans to other real estate owned	$ 1,276	$ 5,591	$ 5,971

CONSOLIDATED STATEMENTS OF CHAN

CONSOLIDATED STATEMENTS OF CHANGES IN SHAREHOLDERS' EQUITY - USD ($) $ in Thousands	Common Stock [Member]	Additional Paid-In Capital [Member]	Retained Earnings [Member]	Accumulated Other Comprehensive (Loss) Income [Member]	Treasury Stock [Member]	Non-controlling Interests [Member]	Total
Balances at Beginning at Dec. 31, 2012	$ 1,443	$ 334,649	$ 108,709	$ (2,106)	$ (2,787)	$ 1,452	$ 441,360
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income attributable to noncontrolling interests and Tompkins Financial Corporation			50,856			131	50,987
Other comprehensive income (loss)				(23,013)			(23,013)
Total Comprehensive Income							27,974
Cash dividends ($1.54, 1.62 and 1.70 per share for the yeard ended December 31, 2013, 2014 and 2015 respectively)			(22,463)				(22,463)
Net exercise of stock options and related tax benefit (144,732, 75,323 and 80,681 shares, net for the year ended December 31, 2013, 2014 and 2015 respectively)	14	5,000					5,014
Stock-based compensation expense		1,382					1,382
Shares issued for dividend reinvestment plan (92,068 and 46,081 shares for the yeard ended December 31, 2013 and 2014 respectively)	9	4,037					4,046
Shares issued for employee stock ownership plan (17,290, 31,192 and 29,575 shares for the yeard ended December 31, 2013, 2014 and 2015 respectively)	2	715					717
Directors deferred compensation plan (5,395, 5,987 and 4,690 shares for the yeard ended December 31, 2013, 2014 and 2015 respectively)		284			(284)		0
Restricted stock activity (104,206, 94,137 and 40,505 shares for the yeard ended December 31, 2013, 2014 and 2015 respectively)	11	29					40
Dividends to noncontrolling interest						(131)	(131)
Balances at Ending at Dec. 31, 2013	1,479	346,096	137,102	(25,119)	(3,071)	1,452	457,939
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income attributable to noncontrolling interests and Tompkins Financial Corporation			52,041			131	52,172
Other comprehensive income (loss)				1,108			1,108
Total Comprehensive Income							53,280
Cash dividends ($1.54, 1.62 and 1.70 per share for the yeard ended December 31, 2013, 2014 and 2015 respectively)			(23,983)				(23,983)
Net exercise of stock options and related tax benefit (144,732, 75,323 and 80,681 shares, net for the year ended December 31, 2013, 2014 and 2015 respectively)	7	1,739					1,746
Common stock repurchased and returned to unissued status (101,466 and 67,481 shares for the year ended December 31, 2014 and 2015 respectively)	(10)	(4,592)					(4,602)
Stock-based compensation expense		1,506					1,506
Shares issued for dividend reinvestment plan (92,068 and 46,081 shares for the yeard ended December 31, 2013 and 2014 respectively)	4	2,182					2,186
Shares issued for employee stock ownership plan (17,290, 31,192 and 29,575 shares for the yeard ended December 31, 2013, 2014 and 2015 respectively)	3	1,525					1,528
Directors deferred compensation plan (5,395, 5,987 and 4,690 shares for the yeard ended December 31, 2013, 2014 and 2015 respectively)		329			(329)		0
Restricted stock activity (104,206, 94,137 and 40,505 shares for the yeard ended December 31, 2013, 2014 and 2015 respectively)	10	54					64
Shares issued for purchase acquisition (1,080 and 960 shares for the yeard ended December 31, 2014 and 2015 respectively)		50					50
Dividends to noncontrolling interest						(131)	(131)
Balances at Ending at Dec. 31, 2014	1,493	348,889	165,160	(24,011)	(3,400)	1,452	489,583
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income attributable to noncontrolling interests and Tompkins Financial Corporation			58,421			131	58,552
Other comprehensive income (loss)				(6,990)			(6,990)
Total Comprehensive Income							51,562
Cash dividends ($1.54, 1.62 and 1.70 per share for the yeard ended December 31, 2013, 2014 and 2015 respectively)			(25,411)				(25,411)
Net exercise of stock options and related tax benefit (144,732, 75,323 and 80,681 shares, net for the year ended December 31, 2013, 2014 and 2015 respectively)	8	1,732					1,740
Common stock repurchased and returned to unissued status (101,466 and 67,481 shares for the year ended December 31, 2014 and 2015 respectively)	(6)	(3,499)					(3,505)
Stock-based compensation expense		1,903					1,903
Shares issued for employee stock ownership plan (17,290, 31,192 and 29,575 shares for the yeard ended December 31, 2013, 2014 and 2015 respectively)	3	1,592					1,595
Directors deferred compensation plan (5,395, 5,987 and 4,690 shares for the yeard ended December 31, 2013, 2014 and 2015 respectively)		355			(355)		0
Restricted stock activity (104,206, 94,137 and 40,505 shares for the yeard ended December 31, 2013, 2014 and 2015 respectively)	4	(199)					(195)
Shares issued for purchase acquisition (1,080 and 960 shares for the yeard ended December 31, 2014 and 2015 respectively)		50					50
Adoption of ASU 2014-01 Investments Accounting for Investments in Qualified Affordable Housing Projects			(725)				(725)
Dividends to noncontrolling interest						(131)	(131)
Balances at Ending at Dec. 31, 2015	$ 1,502	$ 350,823	$ 197,445	$ (31,001)	$ (3,755)	$ 1,452	$ 516,466

CONSOLIDATED STATEMENTS OF CHA8

CONSOLIDATED STATEMENTS OF CHANGES IN SHAREHOLDERS' EQUITY (Parenthetical) - $ / shares	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Statement of Stockholders' Equity [Abstract]
Cash dividends (in dollars per share)	$ 1.70	$ 1.62	$ 1.54
Net exercise of stock options and related tax benefit, shares	80,681	75,323	144,732
Common stock repurchased and returned to unissued status, shares	67,481	101,466
Shares issued for dividend reinvestment plan. shares		46,081	92,068
Shares issued for employee stock ownership plan, shares	29,575	31,192	17,290
Directors deferred compensation plan, shares	4,690	5,987	5,395
Restricted stock activity, shares	40,505	94,137	104,206
Shares issued for purchase acquisition, shares	960	1,080

Summary of Significant Accounti

Summary of Significant Accounting Policies	12 Months Ended
	Dec. 31, 2015
Accounting Policies [Abstract]
Summary of Significant Accounting Policies	Note 1 Summary of Significant Accounting Policies Basis of Presentation: Tompkins Financial Corporation (“Tompkins” or “the Company”) is a registered Financial Holding Company with the Federal Reserve Board pursuant to the Bank Holding Company Act of 1956, as amended, organized under the laws of New York State, and is the parent company of Tompkins Trust Company (the “Trust Company”), The Bank of Castile, Mahopac Bank (formerly known as The Mahopac National Bank), VIST Bank, Tompkins Insurance Agencies, Inc. (“Tompkins Insurance”) and TFA Management, Inc. (“TFA Management”. Unless the context otherwise requires, the term “Company” refers to Tompkins Financial Corporation and its subsidiaries. The consolidated financial information included herein combines the results of operations, the assets, liabilities, and shareholders’ equity (including comprehensive income or loss) of the Company and all entities in which the Company has a controlling financial interest. All significant intercompany balances and transactions are eliminated in consolidation. The Company determines whether it has a controlling financial interest in an entity by first evaluating whether the entity is a voting interest entity or a variable interest entity under U.S. accounting principles generally accepted. Voting interest entities are entities in which the total equity investment at risk is sufficient to enable the entity to finance itself independently and provides the equity holders with the obligation to absorb losses, the right to receive residual returns and the right to make decisions about the entity’s activities. The Company consolidates voting interest entities in which it has all, or at least a majority of, the voting interest. As defined in applicable accounting standards, variable interest entities (VIEs) are entities that lack one or more of the characteristics of a voting interest entity. A controlling financial interest in a VIE is present when the Company has both the power and ability to direct the activities of the VIE that most significantly impact the VIE’s economic performance and an obligation to absorb losses or the right to receive benefits that could potentially be significant to the VIE. The Company’s wholly owned subsidiaries, Tompkins Capital Trust I, Sleepy Hollow Capital Trust I, Leesport Capital Trust II, and Madison Statutory Trust I are VIE’s for which the Company is not the primary beneficiary. Accordingly, the accounts of these entities are not included in the Company’s consolidated financial statements. The consolidated financial statements have been prepared in accordance with U.S. generally accepted accounting principles. In preparing the financial statements, management is required to make estimates and assumptions that affect the reported amounts of assets and liabilities, and disclose contingent assets and liabilities, at the date of the financial statements and the reported amounts of revenue and expense during the reporting period. Actual results could differ from those estimates. Significant items subject to such estimates and assumptions include the allowance for loan and lease losses, valuation of intangible assets, deferred income tax assets, other-than-temporary impairment on investments, and obligations related to employee benefits. Amounts in the prior years’ consolidated financial statements are reclassified when necessary to conform to the current year’s presentation. The consolidated financial information included herein combines the results of operations, the assets, liabilities, and shareholders’ equity of the Company and its subsidiaries. Amounts in the prior periods’ unaudited condensed consolidated financial statements are reclassified when necessary to conform to the current periods’ presentation. The Company has evaluated subsequent events for potential recognition and/or disclosure and determined that no further disclosures were required. CASH AND CASH EQUIVALENTS: $ Securities: Management determines the appropriate classification of debt and equity securities at the time of purchase. Securities are classified as held-to-maturity when the Company has the positive intent and ability to hold the securities to maturity. Held-to-maturity securities are stated at amortized cost. Debt securities not classified as held-to-maturity and marketable equity securities are classified as either available-for-sale or trading. Available-for-sale securities are stated at fair value with the unrealized gains and losses, net of tax, excluded from earnings and reported as a separate component of accumulated comprehensive income or loss, in shareholders’ equity. Trading securities are stated at fair value, with unrealized gains or losses included in earnings. Securities with limited marketability or restricted equity securities, such as Federal Home Loan Bank stock and Federal Reserve Bank stock, are carried at cost. Premiums and discounts are amortized or accreted over the expected life of the related security as an adjustment to yield using the interest method. Dividend and interest income are recognized when earned. Realized gains and losses on the sale of securities are included in net gain on securities transactions. The cost of securities sold is based on the specific identification method. At least quarterly, the Company performs an assessment to determine whether there have been any events or economic circumstances indicating that a security with an unrealized loss has suffered other-than-temporary impairment. A debt security is considered impaired if the fair value is less than its amortized cost basis at the reporting date. If impaired, the Company then assesses whether the unrealized loss is other-than-temporary. An unrealized loss on a debt security is generally deemed to be other-than-temporary and a credit loss is deemed to exist if the present value, discounted at the security’s effective rate, of the expected future cash flows is less than the amortized cost basis of the debt security. As a result, the credit loss component of an other-than-temporary impairment write-down for debt securities is recorded in earnings while the remaining portion of the impairment loss is recognized, net of tax, in other comprehensive income provided that the Company does not intend to sell the underlying debt security and it is more-likely-than not that the Company would not have to sell the debt security prior to recovery of the unrealized loss, which may be to maturity. If the Company intended to sell any securities with an unrealized loss or it is more-likely-than not that the Company would be required to sell the investment securities, before recovery of their amortized cost basis, then the entire unrealized loss would be recorded in earnings. Loans and Leases: Loans are reported at their principal outstanding balance, net of deferred loan origination fees and costs, and unearned income. The Company has the ability and intent to hold its loans for the foreseeable future, except for certain residential real estate loans held-for-sale. The Company provides motor vehicle and equipment financing to its customers through direct financing leases. These leases are carried at the aggregate of lease payments receivable, plus estimated residual values, less unearned income. Unearned income on direct financing leases is amortized over the lease terms, resulting in a level rate of return. Residential real estate loans originated and intended for sale in the secondary market are carried at the lower of aggregate cost or estimated fair value. Fair value is determined on the basis of the rates quoted in the secondary market. Net unrealized losses attributable to changes in market interest rates are recognized through a valuation allowance by charges to income. Loans are generally sold on a non-recourse basis with servicing retained. Any gain or loss on the sale of loans is recognized at the time of sale as the difference between the recorded basis in the loan and the net proceeds from the sale. The Company may use commitments at the time loans are originated or identified for sale to mitigate interest rate risk. The commitments to sell loans and the commitments to originate loans held-for-sale at a set interest rate, if originated, are considered derivatives under ASC Topic 815. The impact of the estimated fair value adjustment was not significant to the consolidated financial statements. Interest income on loans is accrued and credited to income based upon the principal amount outstanding. Loan origination fees and costs are deferred and recognized over the life of the loan as an adjustment to yield. Loans are considered past due if the required principal and interest payments have not been received as of the date such payments are due. Loans and leases, including impaired loans, are generally classified as nonaccrual if they are past due as to maturity or payment of principal or interest for a period of more than 90 days, unless such loans are well secured and in the process of collection. Loans that are past due less than 90 days may also be classified as nonaccrual if repayment in full of principal or interest is in doubt. Loans may be returned to accrual status when all principal and interest amounts contractually due (including arrearages) are reasonably assured of repayment within an acceptable time period, and there is a sustained period (generally six consecutive months) of repayment performance by the borrower in accordance with the contractual terms of the loan agreement. When interest accrual is discontinued, all unpaid accrued interest is reversed. Payments received on loans on nonaccrual are generally applied to reduce the principal balance of the loan. The Company applies the provisions of ASC Topic 310-10-35, Loan Impairment Contingencies Loans are considered modified in a troubled debt restructuring (“TDR”) when, due to a borrower’s financial difficulties, the Company makes a concession(s) to the borrower that it would not otherwise consider. These modifications may include, among others, an extension for the term of the loan, and granting a period when interest-only payments can be made with the principal payments and interest caught up over the remaining term of the loan or at maturity. Generally, a nonaccrual loan that has been modified in a TDR remains on non-accrual status for a period of six months to demonstrate that the borrower is able to meet the terms of the modified loan. However, performance prior to the modification, or significant events that coincide with the modification, are included in assessing whether the borrower can meet the new terms and may result in the loan being returned to accrual status at the time of loan modification or after a shorter performance period. If the borrower’s ability to meet the revised payment schedule is uncertain, the loan remains on nonaccrual status. In general, the principal balance of a loan is charged off in full or in part when management concludes, based on the available facts and circumstances, that collection of principal in full is not probable. For commercial and commercial real estate loans, this conclusion is generally based upon a review of the borrower’s financial condition and cash flow, payment history, economic conditions, and the conditions in the various markets in which the collateral, if any, may be liquidated. In general, consumer loans are charged-off in accordance with regulatory guidelines which provide that such loans be charged-off when the Company becomes aware of the loss, such as from a triggering event that may include new information about a borrower’s intent/ability to repay the loan, bankruptcy, fraud or death, among other things, but in no case will the charge-off exceed specified delinquency timeframes. Such delinquency timeframes state that closed-end retail loans (loans with pre-defined maturity dates, such as real estate mortgages, home equity loans and consumer installment loans) that become past due 120 cumulative days and open-end retail loans (loans that roll-over at the end of each term, such as home equity lines of credit) that become past due 180 cumulative days should be classified as a loss and charged-off. For residential real estate loans, charge-off decisions are based upon past due status, current assessment of collateral value, and general market conditions in the areas where the properties are located. ACQUIRED LOANS AND LEASES Business Combination, Increases in expected cash flows subsequent to the acquisition are recognized prospectively through an adjustment of the yield on the loans over the remaining life, while decreases in expected cash flows are recognized as impairment through a loss provision and an increase in the allowance for loan losses. Valuation allowances (recognized in the allowance for loan losses) on these impaired loans reflect only losses incurred after the acquisition (representing all cash flows that were expected at acquisition but currently are not expected to be received). Acquired loans not exhibiting evidence of credit impairment at the time of acquisition are accounted for under ASC Subtopic 310-20. The Company amortizes/accretes into interest income the premium/discount determined at the date of purchase over the life of the loan on a level yield basis. Subsequent to the acquisition date, the methods used to estimate the appropriate allowance for loan losses are similar to originated loans. These loans are placed on nonaccrual status in accordance with the Company’s policy for originated loans. Acquired loans that met the criteria for nonaccrual of interest prior to the acquisition may be considered performing upon acquisition, regardless of whether the customer is contractually delinquent, if we can reasonably estimate the timing and amount of the expected cash flows on such loans and if the Company expects to fully collect the new carrying value of the loans. As such, we may no longer consider the loan to be nonaccrual or nonperforming and may accrue interest on these loans, including the impact of any accretable discount. The Company determined at acquisition that it could reasonably estimate future cash flows on acquired loans that were past due 90 days or more and on which the Company expects to fully collect the carrying value of the loans net of the allowance for acquired loan losses. As such, the Company does not consider these loans to be nonaccrual or nonperforming. ALLOWANCE FOR LOAN AND LEASE LOSSES: Selected Loan Loss Allowance Methodology and Documentation Issues Receivables Contingencies an allowance is recognized if the fair value of the loan is less than the recorded investment in the loan (recorded investment in the loan is the principal balance plus any accrued interest, net of deferred loan fees or costs and unamortized premium or discount). A loan’s fair value reflects the present value of expected future cash flows discounted at the loan's effective interest rate, or if the loan is collateral dependent, the fair value of the collateral, less estimated disposal costs. If the loan is collateral dependent, the principal balance of the loan is charged-off in an amount equal to the impairment measurement. The fair value of collateral dependent loans is derived primarily from collateral appraisals performed by independent third-party appraisers. For loans that are not impaired, but are rated special mention or worse, management evaluates credits based on elevated risk characteristics and assigns reserves based upon analysis of historical loss experience of loans with similar risk characteristics. For loans that are not impaired or reviewed individually, management assigns a reserve based upon historical loss experience over a designated look-back period. Management has evaluated a variety of look-back periods and has determined that a seven year look back period is appropriate to capture a full range of economic cycles. Management has also evaluated a variety of statistical methods in analyzing loss history, including averages, weighted averages and loss emergence periods and has determined that by applying a loss emergence period analysis to historical losses over a full economic cycle has resulted in a reasonable estimate of losses inherent in the loan portfolio. The model also includes an analysis of a variety of subjective factors to support the reserve estimate. These subjective factors may include reserve allocations for risks that may not otherwise be fully recognized in other components of the model. Among the subjective factors that are routinely considered as part of this analysis are: growth trends in the portfolio, changes in management and/or polices related to lending activities, trends in classified or nonaccrual loans, concentrations of credit, local and national economic trends, and industry trends. Periodically, management conducts an analysis to estimate the loss emergence period for various loan categories based on samples of historical charge-offs. Model output by loan category is reviewed to evaluate the reasonableness of the reserve levels in comparison to the estimated loss emergence period applied to historical loss experience. In addition to the components discussed above, management reviews the model output for reasonableness by analyzing the results in comparisons to recent trends in the loan/lease portfolio, through back-testing of results from prior models in comparison to actual loss history, and by comparing our reserves and loss history to industry peer results. The model results are reviewed by management at the Corporate Credit Policy Committee and at the Audit Committee of the Board of Directors. Additionally, on an annual basis, management conducts a validation process of the model. This validation includes reviewing the appropriateness of model calculations, back testing of model results and appropriateness of key assumptions used in the model. In addition, various Federal and State regulatory agencies, as part of their examination process, review the Company’s allowance and may require the Company to recognize additions to the allowance based on their judgments about information available to them at the time of their examination. For acquired credit impaired loans accounted for under FASB ASC Topic 310-30, Loans and Debt Securities Acquired with Deteriorated Credit Quality, For acquired non-credit impaired loans accounted for under FASB ASC Topic 310-20, Nonrefundable Fees and Other Costs Premises and Equipment: Land is carried at cost. Premises and equipment are stated at cost, less allowances for depreciation. The provision for depreciation for financial reporting purposes is computed generally by the straight-line method at rates sufficient to write-off the cost of such assets over their estimated useful lives. Buildings are amortized over a period of 10-39 years, and furniture, fixtures, and equipment are amortized over a period of 2-20 years. Leasehold improvements are generally depreciated over the lesser of the lease term or the estimated lives of the improvements. Maintenance and repairs are charged to expense as incurred. Gains or losses on disposition are reflected in earnings. Other Real Estate Owned: Other real estate owned consists of properties formerly pledged as collateral to loans, which have been acquired by the Company through foreclosure proceedings or acceptance of a deed in lieu of foreclosure. Upon transfer of a loan to foreclosure status, an appraisal is generally obtained and any excess of the loan balance over the fair value, less estimated costs to sell, is charged against the allowance for loan/lease losses. Expenses and subsequent adjustments to the fair value are treated as other operating expense. Goodwill: Goodwill represents the excess of purchase price over the fair value of assets acquired in a transaction using purchase accounting. Goodwill has an indefinite useful life and is not amortized, but is tested for impairment. Goodwill impairment tests are performed on an annual basis or when events or circumstances dictate. The Company tests goodwill annually as of December 31 st Other Intangible assets: Other intangible assets include core deposit intangibles, customer related intangibles, covenants not to compete, and mortgage servicing rights. Core deposit intangibles represent a premium paid to acquire a base of stable, low cost deposits in the acquisition of a bank, or a bank branch, using purchase accounting. The amortization period for core deposit intangible ranges from 5 years to 10 years, using an accelerated method. The covenants not to compete are amortized on a straight-line basis over 3 to 6 years, while customer related intangibles are amortized on an accelerated basis over a range of 6 to 15 years. The amortization period is monitored to determine if circumstances require such periods to be revised. The Company periodically reviews its intangible assets for changes in circumstances that may indicate the carrying amount of the asset is impaired. The Company tests its intangible assets for impairment on an annual basis or more frequently if conditions indicate that an impairment loss has more likely than not been incurred. Income Taxes: Deferred tax assets and liabilities are recognized for the future tax consequences attributable to differences between the financial statement carrying amounts of existing assets and liabilities and their respective tax bases. Deferred tax assets and liabilities are measured using enacted tax rates expected to apply to taxable income in the years in which those temporary differences are expected to be recovered or settled. The effect on deferred tax assets and liabilities of a change in tax rates is recognized in income in the period that includes the enactment date. Deferred taxes are reviewed quarterly and reduced by a valuation allowance if, based upon the information available, it is more likely than not that some or all of the deferred tax assets will not be realized. Realization of deferred tax assets is dependent upon the generation of a sufficient level of future taxable income and recoverable taxes paid in prior years. Although realization is not assured, management believes it is more likely than not that all of the deferred tax assets will be realized. The Company’s policy is to recognize interest and penalties on unrecognized tax benefits in income tax expense in the Consolidated Statements of Income. Securities Sold Under Agreements to Repurchase : Securities sold under agreements to repurchase (repurchase agreements) are agreements in which the Company transfers the underlying securities to a third-party custodian’s account that explicitly recognizes the Company’s interest in the securities. The agreements are accounted for as secured financing transactions provided the Company maintains effective control over the transferred securities and meets other criteria as specified in FASB ASC Topic 860, Transfers and Servicing Treasury Stock: The cost of treasury stock is shown on the Consolidated Statements of Condition as a separate component of shareholders’ equity, and is a reduction to total shareholders’ equity. Shares are released from treasury at fair value, identified on an average cost basis. Trust and Investment Services: Assets held in fiduciary or agency capacities for customers are not included in the accompanying Consolidated Statements of Condition, since such items are not assets of the Company. Fees associated with providing trust and investment services are included in noninterest income. Earnings Per Share : Basic earnings per share is calculated by dividing net income available to common shareholders by the weighted average number of shares outstanding during the year, exclusive of shares represented by the unvested portion of restricted stock and restricted stock units. Diluted earnings per share is calculated by dividing net income available to common shareholders by the weighted average number of shares outstanding during the year plus the dilutive effect of the unvested portion of restricted stock and restricted stock units and stock issuable upon conversion of common stock equivalents (primarily stock options) or certain other contingencies. The Company currently uses authoritative accounting guidance under ASC Topic 260, Earnings Per Share Segment Reporting: The Company manages its operations through three reportable business segments in accordance with the standards set forth in FASB ASC Topic 280, “Segment Reporting”. The three segments are: (i) banking (“Banking”), (ii) insurance (“Tompkins Insurance Agencies, Inc.”) and (iii) wealth management (“Tompkins Financial Advisors”). The Company’s insurance services and wealth management services are managed separately from the Bank. Additional information on the segments is presented in Note 22- “Segment and Related Information.” Comprehensive Income For the Company, comprehensive income represents net income plus the net change in unrealized gains or losses on securities available-for-sale for the period (net of taxes), and the actuarial gain or loss and amortization of unrealized amounts in the Company’s defined-benefit retirement and pension plan, supplemental employee retirement plan, and post-retirement life and healthcare benefit plan (net of taxes), and is presented in the Consolidated Statements of Comprehensive Income and Consolidated Statements of Changes in Shareholders’ Equity. Accumulated other comprehensive income (loss) represents the net unrealized gains or losses on securities available-for-sale (net of tax) and unrecognized net actuarial gain or loss, unrecognized prior service costs, and unrecognized net initial obligation (net of tax) in the Company’s defined-benefit retirement and pension plan, supplemental employee retirement plan, and post-retirement life and healthcare benefit plan. PENSION AND OTHER EMPLOYEE BENEFITS: The expenses associated with these plans are charged to current operating expenses. The Company recognizes an asset for a plan’s overfunded status or a liability for a plan’s underfunded status in the Company’s consolidated statements of condition, and recognizes changes in the funded status of these plans in comprehensive income, net of applicable taxes, in the year in which the change occurred. Effective July 31, 2015, the DB Pension Plan that had been accruing benefits was frozen. As a result, participants no longer accrued additional benefits in this Plan as of this date. Effective August 1, 2015, all active participants of the two DB Pension Plans began participation in the new 2015 DC Retirement Plan. Similar to the DC Retirement Plan, the 2015 DC Retirement Plan provides Company contributions to an account set up in the participant’s name, and those contributions are based on the participant’s compensation, age and service. The first contribution for this 2015 DC Retirement Plan will be made in March 2016. STOCK BASED COMPENSATION: Compensation - Stock Compensation FAIR VALUE MEASUREMENTS: Fair Value Measurements and Disclosures In general, fair values of financial instruments are based upon quoted market prices, where available. If such quoted market prices are not available, fair value is based upon internally developed models that primarily use, as inputs, observable market-based parameters. Valuation adjustments may be made to ensure that financial instruments are recorded at fair value. These adjustments may include amounts to reflect counterparty credit quality and the Company’s creditworthiness, among others. RECENT ACCOUNTING PRONOUNCEMENTS ASU 2014-01, “ Investments (Topic 323), Accounting for Investments in Qualified Affordable Housing Projects The Company previously accounted for its investments in qualified affordable housing projects under the cost method; however, the Company determined that its investments in its qualified affordable housing projects meet the conditions set forth in ASU 2014-01 to account for these investments under the proportional amortization method. The Company believes that amortizing its investments in qualified affordable housing projects as a component of income tax expense rather than as a component of operating expenses better reflects the nature and intent of these investments. As a result of adopting ASU 2014-01, the Company recognized additional income tax expense attributable to the amortization of investments in qualified affordable housing projects of $0.5 million during the twelve months ended December 31, 2014. While the adoption of ASU 2014-01 requires retrospective application to all periods presented, the Company did not restate income tax expense for the twelve months ended December 31, 2015 as the amount of additional income tax expense attributable to the amortization of investments in qualified affordable housing projects was not considered material. The net effect of adoption is $725,000 and is reported in the Statement of Changes in Shareholder’s Equity for the twelve months ended December 31, 2015. The Company’s remaining investment in qualified affordable housing projects, net of amortization totaled $2.6 million and $3.9 million at December 31, 2015 and December 31, 2014, respectively. ASU 2014-12 “Compensation — Stock Compensation” (Topic 718”): Accounting for Share-Based Payments When the Terms of an Award Provide That a Performance Target Could Be Achieved after the Requisite Service Period, a consensus of the FASB Emerging Issues Task Force (ASU 2014-12). ASU 2014-12 requires that a performance target that affects vesting of share-based payment awards and that could be achieved after the requisite service period be treated as a performance condition. Compensation cost should be recognized in the period in which it becomes probable that the performance target will be achieved and should represent the compensation cost attributable to the periods for which the requisite service has already been rendered. If the performance target becomes probable of being achieved before the end of the requisite service period, the remaining unrecognized compensation cost should be recognized prospectively over the remaining requisite service period. The total amount of compensation cost recognized during and after the requisite service period should reflect the number of awards that are expected to vest and should be adjusted to reflect those awards that ultimately vest. The requisite service period ends when the employee can cease rendering service and still be eligible to vest in the award if the performance target is achieved. ASU 2014-12 is effective for all entities for interim and annual periods beginning after December 15, 2015, with early adoption permitted. An entity may apply the amendments in ASU 2014-12 either (i) prospectively to all awards granted or modified after the effective date or (ii) retrospectively to all awards with performance targets that are outstanding as of the beginning of the earliest annual period presented in the financial statements and to all new or modified awards thereafter. The adoption of ASU 2014-12 is not expected to have a material impact on the Company’s consolidated financial condition or results of operations because the Company has not historically granted performance-based stock compensation. ASU 2015-01, “Income Statement – Extraordinary and Unusual Items (Subtopic 225-20) – Simplifying Income Statement Presentation by Eliminating the Concept of Extraordinary Items.” ASU 2015-01 eliminates from U.S. GAAP the concept of extraordinary items, which, among other things, required an entity to segregate extraordinary items considered to be unusual and infrequent from the results of ordinary operations and show the item separately in the income statement, net of tax, after income from continuing operations. ASU 2015-01 is effective for us beginning January 1, 2016, though early adoption is permitted. ASU 2015-01 is not expected to have a significant impact on our financial statements. ASU 2015-02, “Consolidation (Topic 810) – Amendments to the Consolidation Analysis.” ASU 2015-02 implements changes to both the variable interest consolidation model and the voting interest consolidation model. ASU 2015-02 (i) eliminates certain criteria that must be met when determining when fees paid to a decision maker or service provider do not represent a variable interest, (ii) amends the criteria for determining whether a limited partnership is a variable interest entity and (iii) eliminates the presumption that a general partner controls a limited partnership in the voting model. ASU 2015-02 will be effective for us on January 1, 2016 and is not expected

Securities

Securities	12 Months Ended
	Dec. 31, 2015
Investments, Debt and Equity Securities [Abstract]
Securities	Note 2 Securities Available-for-Sale Securities The following tables summarize available-for-sale securities held by the Company at December 31, 2015 and 2014: (in thousands) Available-for-Sale Securities December 31, 2015 Amortized Gross Unrealized Gains Gross Unrealized Losses Fair Value (in thousands) Obligations of U.S. Government sponsored entities $ 551,176 $ 3,512 $ 1,795 $ 552,893 Obligations of U.S. states and political subdivisions 83,981 898 153 84,726 Mortgage-backed securities – residential, issued by U.S. Government agencies 94,459 1,535 1,316 94,678 U.S. Government sponsored entities 656,947 3,599 10,449 650,097 Non-U.S. Government agencies or sponsored entities 192 2 0 194 U.S. corporate debt securities 2,500 0 338 2,162 Total debt securities 1,389,255 9,546 14,051 1,384,750 Equity securities 1,000 0 66 934 Total available-for-sale securities $ 1,390,255 $ 9,546 $ 14,117 $ 1,385,684 (in thousands) Available-for-Sale Securities December 31, 2014 Amortized Gross Unrealized Gains Gross Unrealized Losses Fair Value (in thousands) Obligations of U.S. Government sponsored entities $ 553,300 $ 6,222 $ 1,702 $ 557,820 Obligations of U.S. states and political subdivisions 70,790 999 279 71,510 Mortgage-backed securities – residential, issued by U.S. Government agencies 108,931 2,339 1,344 109,926 U.S. Government sponsored entities 660,195 7,309 8,384 659,120 Non-U.S. Government agencies or sponsored entities 267 4 0 271 U.S. corporate debt securities 2,500 0 338 2,162 Total debt securities 1,395,983 16,873 12,047 1,400,809 Equity securities 1,475 0 48 1,427 Total available-for-sale securities $ 1,397,458 $ 16,873 $ 12,095 $ 1,402,236 Held-to-Maturity Securities The following tables summarize held-to-maturity securities held by the Company at December 31, 2015 and 2014: Held-to-Maturity Securities December 31, 2015 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value (in thousands) Obligations of U.S. Government sponsored entities $ 132,482 $ 649 $ 444 $ 132,687 Obligations of U.S. states and political subdivisions 13,589 414 4 13,999 Total held-to-maturity debt securities $ 146,071 $ 1,063 $ 448 $ 146,686 Held-to-Maturity Securities Held-to-Maturity Securities December 31, 2014 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value (in thousands) Obligations of U.S. Government sponsored entities $ 71,906 $ 400 $ 37 $ 72,269 Obligations of U.S. states and political subdivisions $ 16,262 $ 505 $ 0 $ 16,767 Total held-to-maturity debt securities $ 88,168 $ 905 $ 37 $ 89,036 The following table sets forth information with regard to sales transactions of securities available-for-sale: Year ended December 31, (in thousands) 2015 2014 2013 Proceeds from sales $ 137,594 $ 90,551 $ 115,796 Gross realized gains 1,359 426 762 Gross realized losses (282 ) (78 ) (163 ) Net gains on sales of available-for-sale securities $ 1,077 $ 348 $ 599 There were no sales of held-to-maturity securities in 2015, 2014, and 2013. The following table summarizes available-for-sale securities that had unrealized losses at December 31, 2015: December 31, 2015 Available-for-Sale Securities Less than 12 Months 12 Months or Longer Total (in thousands) Fair Value Unrealized Fair Value Unrealized Fair Value Unrealized Obligations of U.S. Government sponsored entities $ 183,697 $ 1,618 $ 5,844 $ 177 $ 189,541 $ 1,795 Obligations of U.S. states and political subdivisions 25,402 141 3,408 12 28,810 153 Mortgage-backed securities – residential, issued by U.S. Government agencies 32,636 350 30,244 966 62,880 1,316 U.S. Government sponsored entities 364,420 4,102 176,325 6,347 540,745 10,449 U.S. corporate debt securities 0 0 2,163 338 2,163 338 Equity Securities 0 0 934 66 934 66 Total available-for-sale securities $ 606,155 $ 6,211 $ 218,918 $ 7,906 $ 825,073 $ 14,117 The following table summarizes held-to-maturity securities that had unrealized losses at December 31, 2015: Held-to-Maturity Securities Less than 12 Months 12 Months or Longer Total (in thousands) Fair Value Unrealized Fair Value Unrealized Losses Fair Value Unrealized Obligations of U.S. Government sponsored entities $ 29,671 $ 444 $ 0 $ 0 $ 29,671 $ 444 Obligations of U.S. sponsored entities $ 1,966 $ 4 $ 0 $ 0 $ 1,966 $ 4 Total held-to-maturity securities $ 31,637 $ 448 $ 0 $ 0 $ 31,637 $ 448 The following table summarizes available-for-sale securities that had unrealized losses at December 31, 2014: December 31, 2014 Available-for-Sale Securities Less than 12 Months 12 Months or Longer Total (in thousands) Fair Value Unrealized Fair Value Unrealized Fair Value Unrealized Obligations of U.S. Government sponsored entities $ 71,363 $ 385 $ 65,497 $ 1,317 $ 136,860 $ 1,702 Obligations of U.S. states and political subdivisions 15,451 124 8,102 155 23,553 279 Mortgage-backed securities – residential, issued by U.S. Government agencies 2,623 21 28,502 1,323 31,125 1,344 U.S. Government sponsored entities 162,377 719 271,503 7,665 433,880 8,384 U.S. corporate debt securities 0 0 2,163 338 2,163 338 Equity securities 0 0 952 48 952 48 Total available-for-sale securities $ 251,814 $ 1,249 $ 376,719 $ 10,846 $ 628,533 $ 12,095 The following table summarizes held-to-maturity securities that had unrealized losses at December 31, 2014: Held-to-Maturity Securities Less than 12 Months 12 Months or Longer Total (in thousands) Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses Obligations of U.S. states and political subdivisions $ 15,095 $ 37 $ 0 $ 0 $ 15,095 $ 37 Total held-to-maturity securities $ 15,095 $ 37 $ 0 $ 0 $ 15,095 $ 37 The gross unrealized losses reported for residential mortgage-backed securities relate to investment securities issued by U.S. government sponsored entities such as Federal National Mortgage Association and Federal Home Loan Mortgage Corporation, U.S. government agencies such as Government National Mortgage Association, and non-agencies. The total gross unrealized losses, shown in the tables above, were primarily attributable to changes in interest rates and levels of market liquidity, relative to when the investment securities were purchased, and not due to the credit quality of the investment securities. The Company does not intend to sell the investment securities that are in an unrealized loss position until recovery of unrealized losses (which may be until maturity), and it is not more-likely-than not that the Company will be required to sell the investment securities, before recovery of their amortized cost basis, which may be at maturity. Accordingly, as of December 31, 2015, and December 31, 2014, management believes the unrealized losses detailed in the tables above are not other-than-temporary. The Company did not recognize any net credit impairment charge to earnings on investment securities in 2015 and 2014. During 2013, the Company sold three non-U.S. Government agencies or sponsored entities mortgage backed securities for a gain of approximately $94,000. Prior to 2013, these non-U.S. Government agencies or sponsored entities mortgage backed securities were determined to be other-than-temporarily impaired and the Company did recognize net credit impairment charges to earnings of $441,000 over the life of these securities. Also during 2013, one non-U.S. Government agencies or sponsored entities mortgage backed security was repaid in full. The Company did not recognize any net credit impairment charge to earnings for this security in 2013. The following table summarizes the roll-forward of credit losses on debt securities held by the Company for which a portion of an other-than-temporary impairment is recognized in other comprehensive income: As of December 31, (in thousands) 2015 2014 2013 Credit losses at beginning of the period $ 0 $ 0 $ 441 Sales of securities for which an other-than-temporary impairment 0 0 (441 ) Ending balance of credit losses on debt securities held for $ 0 $ 0 $ 0 The amortized cost and estimated fair value of debt securities by contractual maturity are shown in the following table. Expected maturities may differ from contractual maturities because issuers may have the right to call or prepay obligations with or without call or prepayment penalties. Mortgage-backed securities are shown separately since they are not due at a single maturity date. December 31, 2015 (in thousands) Amortized Cost Fair Value Available-for-sale securities: Due in one year or less $ 53,936 $ 54,735 Due after one year through five years 351,462 353,736 Due after five years through ten years 219,161 218,561 Due after ten years 13,098 12,749 Total 637,657 639,781 Mortgage-backed securities 751,598 744,969 Total available-for-sale debt securities $ 1,389,255 $ 1,384,750 December 31, 2014 (in thousands) Amortized Cost Fair Value Available-for-sale securities: Due in one year or less $ 67,281 $ 68,350 Due after one year through five years 342,548 347,230 Due after five years through ten years 199,724 199,276 Due after ten years 17,037 16,636 Total 626,590 631,492 Mortgage-backed securities 769,393 769,317 Total available-for-sale debt securities $ 1,395,983 $ 1,400,809 December 31, 2015 (in thousands) Amortized Cost Fair Value Held-to-maturity securities: Due in one year or less $ 9,249 $ 9,294 Due after one year through five years 14,069 14,341 Due after five years through ten years 122,585 122,853 Due after ten years 168 198 Total held-to-maturity debt securities $ 146,071 $ 146,686 December 31, 2014 (in thousands) Amortized Cost Fair Value Held-to-maturity securities: Due in one year or less $ 11,400 $ 11,471 Due after one year through five years 3,440 3,694 Due after five years through ten years 73,020 73,518 Due after ten years 308 353 Total held-to-maturity debt securities $ 88,168 $ 89,036 Trading Securities The following summarizes trading securities, at estimated fair value, as of: (in thousands) December 31, 2015 December 31, 2014 Obligations of U.S. Government sponsored entities $ 6,601 $ 7,404 Mortgage-backed securities – residential, issued by U.S. Government sponsored entities 767 1,588 Total trading securities $ 7,368 $ 8,992 The decrease in trading securities reflects principal repayments and maturities received during 2015. The pre-tax mark-to-market losses on trading securities were $295,000, $269,000 and $538,000 for 2015, 2014 and 2013, respectively. The Company pledges securities as collateral for public deposits and other borrowings, and sells securities under agreements to repurchase. See “Note 9 - Federal Funds Purchased and Securities Sold Under Agreements to Repurchase” for further discussion. Securities carried of $1.2 billion and $1.1 billion at December 31, 2015 and 2014, respectively, were either pledged or sold under agreements to repurchase. Except for U.S. government securities, there were no holdings, when taken in the aggregate, of any single issuer that exceeded 10% of shareholders’ equity at December 31, 2015. The Company has equity investments in small business investment companies (“SBIC”) established for the purpose of providing financing to small businesses in market areas served by the Company. As of December 31, 2015 and 2014, these investments totaled $1.8 million and $2.1 million, respectively, and were included in other assets on the Company’s Consolidated Statements of Condition. The investment is accounted for under the equity method of accounting. As of December 31, 2015, the Company reviewed this investment and determined that there was no impairment. The Company also holds non-marketable Federal Home Loan Bank New York (“FHLBNY”) stock, non-marketable Federal Home Loan Bank Pittsburgh (“FHLBPITT”) stock and non-marketable Atlantic Community Bankers Bank (“ACBB”) stock, all of which are required to be held for regulatory purposes and for borrowing availability. The required investment in FHLB stock is tied to the Company’s borrowing levels with the FHLB. Holdings of FHLBNY stock, FHLBPITT stock and ACBB stock totaled $20.1 million, $9.8 million and $95,000 at December 31, 2015, respectively. These securities are carried at par, which is also cost. The FHLBNY and FHLBPITT continue to pay dividends and repurchase stock. As such, the Company has not recognized any impairment on its holdings of FHLBNY and FHLBPITT stock.

Loans and Leases

Loans and Leases	12 Months Ended
	Dec. 31, 2015
Loans and Leases Receivable Disclosure [Abstract]
Loans and Leases	Note 3 Loans and Leases Loans and Leases at December 31, 2015 and December 31, 2014 were as follows: December 31, 2015 December 31, 2014 (in thousands) Originated Acquired Total Originated Acquired Total Commercial and industrial Agriculture $ 88,299 $ 0 $ 88,299 $ 78,507 $ 0 $ 78,507 Commercial and industrial other 768,024 84,810 852,834 688,529 97,034 785,563 Subtotal commercial and industrial 856,323 84,810 941,133 767,036 97,034 864,070 Commercial real estate Construction 103,037 4,892 107,929 72,427 35,906 108,333 Agriculture 86,935 2,095 89,030 58,994 3,182 62,176 Commercial real estate other 1,167,250 284,952 1,452,202 979,621 308,488 1,288,109 Subtotal commercial real estate 1,357,222 291,939 1,649,161 1,111,042 347,576 1,458,618 Residential real estate Home equity 202,578 42,092 244,670 186,957 56,008 242,965 Mortgages 823,841 27,491 851,332 710,904 32,282 743,186 Subtotal residential real estate 1,026,419 69,583 1,096,002 897,861 88,290 986,151 Consumer and other Indirect 17,829 0 17,829 18,298 0 18,298 Consumer and other 40,904 911 41,815 35,874 1,095 36,969 Subtotal consumer and other 58,733 911 59,644 54,172 1,095 55,267 Leases 14,861 0 14,861 12,251 0 12,251 Covered loans 0 14,031 14,031 0 19,319 19,319 Total loans and leases 3,313,558 461,274 3,774,832 2,842,362 553,314 3,395,676 Less: unearned income and deferred costs and fees (2,790 ) 0 (2,790 ) (2,388 ) 0 (2,388 ) Total loans and leases, net of unearned income and deferred costs and fees $ 3,310,768 $ 461,274 $ 3,772,042 $ 2,839,974 $ 553,314 $ 3,393,288 The outstanding principal balance and the related carrying amount of the Company’s loans acquired in the VIST Acquisition were as follows at December 31: (in thousands) 2015 2014 Acquired Credit Impaired Loans Outstanding principal balance $ 32,752 $ 44,273 Carrying amount 26,507 34,410 Acquired Non-Credit Impaired Loans Outstanding principal balance 439,389 525,182 Carrying amount 434,767 518,904 Total Acquired Loans Outstanding principal balance 472,141 569,455 Carrying amount 461,274 553,314 The following tables present changes in accretable yield on loans acquired from VIST Bank that were considered credit impaired. (in thousands) Balance at January 1, 2014 $ 10,954 Accretion (4,598 ) Disposals (loans paid in full) (250 ) Reclassifications to/from nonaccretable difference 2,498 Balance at December 31, 2014 $ 8,604 (in thousands) Balance at January 1, 2015 $ 8,604 Accretion (2,696 ) Disposals (loans paid in full) (331 ) Reclassifications to/from nonaccretable difference 1 1,215 Balance at December 31, 2015 $ 6,792 1 At December 31, 2015, acquired loans included $14.0 million of covered loans. VIST Financial had previously acquired these loans in an FDIC assisted transaction in the fourth quarter of 2010. In accordance with a loss sharing agreement with the FDIC, certain losses and expenses relating to covered loans may be reimbursed by the FDIC at 70% or, if net losses exceed certain levels specified in the loss sharing agreements, 80%. See Note 5 – “FDIC Indemnification Asset Related to Covered Loans” for further discussion of the loss sharing agreements and related FDIC indemnification asset. The Company has adopted comprehensive lending policies, underwriting standards and loan review procedures. The Company reviewed the lending policies of Tompkins and VIST Financial, and adopted a uniform policy for the Company. There were no significant changes to the Company’s existing policies, underwriting standards and loan review. The Company’s Board of Directors approves the lending policies at least annually. The Company recognizes that exceptions to policy guidelines may occasionally occur and has established procedures for approving exceptions to these policy guidelines. Management has also implemented reporting systems to monitor loan originations, loan quality, concentrations of credit, loan delinquencies and nonperforming loans and potential problem loans. Residential real estate loans The Company’s policy is to underwrite residential real estate loans in accordance with secondary market guidelines in effect at the time of origination, including loan-to-value (“LTV”) and documentation requirements. LTV’s exceeding 80% for fixed rate loans and 85% for adjustable rate loans require private mortgage insurance to reduce the exposure to 78%. The Company verifies applicants’ income, obtains credit reports and independent real estate appraisals in the underwriting process to ensure adequate collateral coverage and that loans are extended to individuals with good credit and income sufficient to repay the loan. The Company originates both fixed rate and adjustable rate residential real estate loans. Over the past two years, the vast majority of residential loan originations have been fixed rate loans, most of which have been sold in the secondary market on a non-recourse basis with related servicing rights retained. Adjustable rate residential real estate loans may be underwritten based upon an initial rate which is below the fully indexed rate; however, the initial rate is generally less than 100 basis points below the fully indexed rate. As such, the Company does not believe that this practice creates any significant credit risk. The Company may sell residential real estate loans in the secondary market based on interest rate considerations. These residential real estate loans are generally sold to Federal Home Loan Mortgage Corporation (“FHLMC”) or State of New York Mortgage Agency (“SONYMA”) without recourse in accordance with standard secondary market loan sale agreements. These residential real estate loan sales are subject to customary representations and warranties, including representations and warranties related to gross incompetence and fraud. The Company has not had to repurchase any loans as a result of these general representations and warranties. While in the past, in rare circumstances, the Company agreed to sell residential real estate loans with recourse, the Company has not done so in the past several years and the amount of such loans is insignificant. The Company has never had to repurchase a loan sold with recourse. During 2015, 2014, and 2013, the Company sold residential mortgage loans totaling $3.2 million, $19.9 million, and $13.2 million, respectively, and realized net gains on these sales of $54,000, $362,000, and $301,000, respectively. These residential real estate loans are generally sold without recourse in accordance with standard secondary market loan sale agreements. When residential mortgage loans are sold to FHLMC or SONYMA, the Company typically retains all servicing rights, which provides the Company with a source of fee income. In connection with the sales in 2015, 2014, and 2013, the Company recorded mortgage-servicing assets of $18,000, $146,000, and $85,000, respectively. Amortization of mortgage servicing assets amounted to $146,000 in 2015, $149,000 in 2014, and $232,000 in 2013. At December 31, 2015 and 2014, the Company serviced residential mortgage loans aggregating $135.9 million and $158.3 million, including loans securitized and held as available-for-sale securities. Mortgage servicing rights, at amortized basis, totaled $894,000 at December 31, 2015 and $1.0 million at 2014. These mortgage servicing rights were evaluated for impairment at year-end 2015 and 2014 and no impairment was recognized. Loans held for sale, which are included in residential real estate totaled $546,000 and $0 at December 31, 2015 and 2014, respectively. As members of the FHLB, the Company’s subsidiary banks may use unencumbered mortgage related assets to secure borrowings from the FHLB. At December 31, 2015 and 2014, the Company had $250.0 million and $111.0 million, respectively, of term advances from the FHLB that were secured by residential mortgage loans. Commercial and industrial loans The Company’s policy sets forth guidelines for debt service coverage ratios, LTV’s and documentation standards. Commercial and industrial loans are primarily made based on identified cash flows of the borrower with consideration given to underlying collateral and personal or government guarantees. The Company’s policy establishes debt service coverage ratio limits that require a borrower’s cash flow to be sufficient to cover principal and interest payments on all new and existing debt. Commercial and industrial loans are generally secured by the assets being financed or other business assets such as accounts receivable or inventory. Many of the loans in the commercial portfolio have variable interest rates tied to Prime Rate, FHLBNY borrowing rates, or U.S. Treasury indices. Commercial real estate The Company’s policy sets forth guidelines for debt service coverage ratios, LTV’s and documentation standards. Commercial real estate loans are primarily made based on identified cash flows of the borrower with consideration given to underlying real estate collateral and personal or government guarantees. The Company’s policy establishes a maximum LTV of 75% and debt service coverage ratio limits that require a borrower’s cash flow to be sufficient to cover principal and interest payments on all new and existing debt. Commercial real estate loans may be fixed or variable rate loans with interest rates tied to Prime Rate, FHLBNY borrowing rates, or U.S. Treasury indices. Agriculture loans Agriculturally-related loans include loans to dairy farms and vegetable crop farms. Agriculturally-related loans are primarily made based on identified cash flows of the borrower with consideration given to underlying collateral, personal guarantees, and government related guarantees. Agriculturally-related loans are generally secured by the assets or property being financed or other business assets such as accounts receivable, livestock, equipment, or commodities/crops. The Company’s policy establishes a maximum LTV of 75% for real estate secured loans and debt service coverage ratio limits that require a borrower’s cash flow to be sufficient to cover principal and interest payments on all new and existing debt. The policy also establishes maximum LTV ratios for non-real estate collateral, such as livestock, commodities/crops, equipment and accounts receivable. Agriculturally-related loans may be fixed or variable rate loans with interest tied to Prime Rate, FHLBNY borrowing rates, or U.S. Treasury indices. Consumer and other loans The consumer loan portfolio includes personal installment loans, direct and indirect automobile financing, and overdraft lines of credit. The majority of the consumer portfolio consists of indirect and direct automobile loans. Consumer loans are generally short-term and have fixed rates of interest that are set giving consideration to current market interest rates, the financial strength of the borrower, and internal profitability targets. The policy establishes maximum debt to income ratios and includes guidelines for verification of applicants’ income and receipt of credit reports. Leases Leases are primarily made to commercial customers and the origination criteria typically includes the value of the underlying assets being financed, the useful life of the assets being financed, and identified cash flows of the borrower. Most leases carry a fixed rate of interest that is set giving consideration to current market interest rates, the financial strength of the borrower, and internal profitability targets. Loan and Lease Customers The Company’s loan and lease customers are located primarily in the upstate New York communities served by its three subsidiary banks and in the Pennsylvania communities served by recently acquired VIST Bank. The Trust Company operates fifteen banking offices in the counties of Tompkins, Cayuga, Cortland, and Schuyler, New York. The Bank of Castile operates seventeen banking offices in the Genesee Valley region of New York State as well as Monroe County. Mahopac National Bank is located in Putnam County, New York, and operates five offices in that county, three offices in neighboring Dutchess County, New York, and six offices in Westchester County, New York. VIST Bank operates 20 offices in Southeastern Pennsylvania. Other than general economic risks, management is not aware of any material concentrations of credit risk to any industry or individual borrower. Directors and officers of the Company and its affiliated companies were customers of, and had other transactions with, the Company’s banking subsidiaries in the ordinary course of business. Such loans and commitments were made on substantially the same terms, including interest rates and collateral, as those prevailing at the time for comparable transactions with other persons not related to the Company, and did not involve more than normal risk of collectability or present other unfavorable features. Loans to Related Parties Loan transactions with related parties at December 31 are summarized as follows: (in thousands) 2015 2014 Balance at beginning of year $ 20,842 $ 30,582 New Directors/Executive Officers 308 445 New loans and advancements 604 9,387 Loan Payments (10,372 ) (19,572 ) Balance at end of year $ 11,382 $ 20,842 Nonaccrual Loans and Leases Loans are considered past due if the required principal and interest payments have not been received as of the date such payments are due. Loans are placed on nonaccrual status either due to the delinquency status of principal and/or interest (generally when past due 90 or more days) or a judgment by management that the full repayment of principal and interest is unlikely. When interest accrual is discontinued, all unpaid accrued interest is reversed. Payments received on loans on nonaccrual are generally applied to reduce the principal balance of the loan. Loans are generally returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured. When management determines that the collection of principal in full is improbable, management will charge-off a partial amount or full amount of the loan balance. Management considers specific facts and circumstances relative to each individual credit in making such a determination. For residential and consumer loans, management uses specific regulatory guidance and thresholds for determining charge-offs. Acquired loans that met the criteria for nonaccrual of interest prior to the acquisition may be considered performing upon acquisition, regardless of whether the customer is contractually delinquent, if we can reasonably estimate the timing and amount of the expected cash flows on such loans and if the Company expects to fully collect the new carrying value of the loans. As such, we may no longer consider the loan to be nonaccrual or nonperforming and may accrue interest on these loans, including the impact of any accretable discount. The Company has determined that it can reasonably estimate future cash flows on our current portfolio of acquired loans that are past due 90 days or more and on which the Company is accruing interest and expect to fully collect the carrying value of the loans net of the allowance for acquired loan losses. The below table is an age analysis of past due loans, segregated by originated and acquired loan and lease portfolios, and by class of loans, as of December 31, 2015 and 2014. December 31, 2015 (in thousands) 30-89 days 90 days or more Current Loans Total Loans 90 days and 1 Nonaccrual Originated Loans and Leases Commercial and industrial Agriculture $ 0 $ 0 $ 88,299 $ 88,299 $ 0 $ 0 Commercial and industrial other 507 867 766,650 768,024 0 1,091 Subtotal commercial and industrial 507 867 854,949 856,323 0 1,091 Commercial real estate Construction 0 0 103,037 103,037 0 0 Agriculture 0 0 86,935 86,935 0 106 Commercial real estate other 225 3,580 1,163,445 1,167,250 0 4,365 Subtotal commercial real estate 225 3,580 1,353,417 1,357,222 0 4,471 Residential real estate Home equity 729 1,868 199,981 202,578 58 1,873 Mortgages 1,161 5,140 817,540 823,841 0 5,889 Subtotal residential real estate 1,890 7,008 1,017,521 1,026,419 58 7,762 Consumer and other Indirect 494 250 17,085 17,829 0 107 Consumer and other 164 0 40,740 40,904 0 75 Subtotal consumer and other 658 250 57,825 58,733 0 182 Leases 0 0 14,861 14,861 0 0 Total loans and leases 3,280 11,705 3,298,573 3,313,558 58 13,506 Less: unearned income and deferred costs and fees 0 0 (2,790 ) (2,790 ) 0 0 Total originated loans and leases, net of unearned income and deferred costs and fees $ 3,280 $ 11,705 $ 3,295,783 $ 3,310,768 $ 58 $ 13,506 Acquired Loans and Leases Commercial and industrial Commercial and industrial other $ 20 $ 936 $ 83,854 $ 84,810 $ 338 $ 647 Subtotal commercial and industrial 20 936 83,854 84,810 338 647 Commercial real estate Construction 0 359 4,533 4,892 0 359 Agriculture 0 0 2,095 2,095 0 0 Commercial real estate other 150 1,671 283,131 284,952 550 1,224 Subtotal commercial real estate 150 2,030 289,759 291,939 550 1,583 Residential real estate Home equity 426 364 41,302 42,092 0 712 Mortgages 336 1,926 25,229 27,491 1,103 1,389 Subtotal residential real estate 762 2,290 66,531 69,583 1,103 2,101 Consumer and other Consumer and other 1 0 910 911 0 0 Subtotal consumer and other 1 0 910 911 0 0 Covered loans 276 524 13,231 14,031 524 0 Total acquired loans and leases, net of unearned income and deferred costs and fees $ 1,209 $ 5,780 $ 454,285 $ 461,274 $ 2,515 $ 4,331 1 Includes acquired loans that were recorded at fair value at the acquisition date. December 31, 2014 (in thousands) 30-89 days 90 days or more Current Loans Total Loans 90 days and 1 Nonaccrual Originated loans and leases Commercial and industrial Agriculture $ 0 $ 0 $ 78,507 $ 78,507 $ 0 $ 0 Commercial and industrial other 889 1,329 686,311 688,529 0 1,435 Subtotal commercial and industrial 889 1,329 764,818 767,036 0 1,435 Commercial real estate Construction 206 0 72,221 72,427 0 0 Agriculture 0 105 58,889 58,994 0 131 Commercial real estate other 760 3,247 975,614 979,621 0 4,911 Subtotal commercial real estate 966 3,352 1,106,724 1,111,042 0 5,042 Residential real estate Home equity 1,414 1,061 184,482 186,957 59 1,279 Mortgages 2,963 5,308 702,633 710,904 47 6,194 Subtotal residential real estate 4,377 6,369 887,115 897,861 106 7,473 Consumer and other Indirect 542 75 17,681 18,298 0 101 Consumer and other 75 4 35,795 35,874 0 248 Subtotal consumer and other 617 79 53,476 54,172 0 349 Leases 0 0 12,251 12,251 0 0 Total loans and leases 6,849 11,129 2,824,384 2,842,362 106 14,299 Less: unearned income and deferred costs and fees 0 0 0 (2,388 ) 0 0 Total originated loans and leases, net of unearned income and deferred costs and fees $ 6,849 $ 11,129 $ 2,824,384 $ 2,839,974 $ 106 $ 14,299 Acquired loans and leases Commercial and industrial Commercial and industrial other $ 5 $ 1,156 $ 95,873 $ 97,034 $ 475 $ 681 Subtotal commercial and industrial 5 1,156 95,873 97,034 475 681 Commercial real estate Construction 0 1,759 34,147 35,906 1,385 436 Agriculture 0 0 3,182 3,182 0 0 Commercial real estate other 0 1,918 306,570 308,488 77 2,042 Subtotal commercial real estate 0 3,677 343,899 347,576 1,462 2,478 Residential real estate Home equity 135 704 55,169 56,008 177 592 Mortgages 1,041 907 30,334 32,282 500 978 Subtotal residential real estate 1,176 1,611 85,503 88,290 677 1,570 Consumer and other Consumer and other 5 0 1,090 1,095 0 0 Subtotal consumer and other 5 0 1,090 1,095 0 0 Covered loans 533 914 17,872 19,319 914 0 Total acquired loans and leases, net of unearned income and deferred costs and fees $ 1,719 $ 7,358 $ 544,237 $ 553,314 $ 3,528 $ 4,729 1 The difference between the interest income that would have been recorded if nonaccrual loans and leases had paid in accordance with their original terms and the interest income that was recorded for the year ended December 31, 2015, 2014 and 2013 was $1.2 million, $1.7 million and $1.2 million, respectively. The Company had no material commitments to make additional advances to borrowers with nonperforming loans.

Allowance for Loan and Lease Lo

Allowance for Loan and Lease Losses	12 Months Ended
	Dec. 31, 2015
Allowance For Loan And Lease Losses
Allowance for Loan and Lease Losses	Note 4 Allowance for Loan and Lease Losses Originated Loans and Leases Management reviews the appropriateness of the allowance for loan and lease losses (“allowance”) on a regular basis. Management considers the accounting policy relating to the allowance to be a critical accounting policy, given the inherent uncertainty in evaluating the levels of the allowance required to cover credit losses in the portfolio and the material effect that assumptions could have on the Company’s results of operations. The Company has developed a methodology to measure the amount of estimated loan loss exposure inherent in the loan portfolio to assure that an appropriate allowance is maintained. The Company’s methodology is based upon guidance provided in SEC Staff Accounting Bulletin No. 102, Selected Loan Loss Allowance Methodology and Documentation Issues Receivables Contingencies The model is comprised of four major components that management has deemed appropriate in evaluating the appropriateness of the allowance for loan and lease losses. While none of these components, when used independently, is effective in arriving at a reserve level that appropriately measures the risk inherent in the portfolio, management believes that using them collectively, provides reasonable measurement of the loss exposure in the portfolio. The four components include: impaired loans; individually reviewed and graded loans; historical loss experience; and qualitative or subjective analysis. Since the methodology is based upon historical experience and trends as well as management’s judgment, factors may arise that result in different estimations. Significant factors that could give rise to changes in these estimates may include, but are not limited to, changes in economic conditions in the local area, concentration of risk, changes in interest rates, and declines in local property values. While management’s evaluation of the allowance as of December 31, 2015, considers the allowance to be appropriate, under different conditions or assumptions, the Company may need to adjust the allowance. Acquired Loans and Leases As part of our determination of the fair value of our acquired loans at the time of acquisition, the Company established a credit mark to provide for future losses in our acquired loan portfolio. To the extent that credit quality deteriorates subsequent to acquisition, such deterioration would result in the establishment of an allowance for the acquired loan portfolio. Changes in the allowance for loan and lease losses at December 31, are summarized as follows: (in thousands) 2015 2014 2013 Total allowance at beginning of year $ 28,997 $ 27,970 $ 24,643 Provisions charged to operations 2,945 2,306 6,161 Recoveries on loans and leases 2,843 3,109 5,347 Charge-offs on loans and leases (2,781 ) (4,388 ) (8,181 ) Total allowance at end of year $ 32,004 $ 28,997 $ 27,970 The following tables detail activity in the allowance for originated and acquired loan and lease losses by portfolio segment for the twelve months ended December 31, 2015 and 2014. December 31, 2015 (in thousands) Commercial and Industrial Commercial Residential Consumer Finance Total Allowance for originated loans and leases: Beginning balance $ 9,157 $ 12,069 $ 5,030 $ 1,900 $ 0 $ 28,156 Charge-offs (221 ) (363 ) (338 ) (1,074 ) 0 (1,996 ) Recoveries 809 1,277 112 487 0 2,685 Provision 750 2,496 (734 ) (45 ) 2,467 Ending Balance $ 10,495 $ 15,479 $ 4,070 $ 1,268 $ 0 $ 31,312 December 31, 2015 (in thousands) Commercial Commercial Residential Consumer Finance Total Allowance for acquired loans: Beginning balance $ 431 $ 337 $ 51 $ 22 $ 0 $ 841 Charge-offs (77 ) (400 ) (302 ) (6 ) 0 (785 ) Recoveries 7 142 9 0 0 158 Provision 72 (18 ) 440 (16 ) 0 478 Ending Balance $ 433 $ 61 $ 198 $ 0 $ 0 $ 692 December 31, 2014 (in thousands) Commercial Commercial Residential Consumer Finance Total Allowance for originated loans and leases: Beginning balance $ 8,406 $ 10,459 $ 5,771 $ 2,059 $ 5 $ 26,700 Charge-offs (470 ) (639 ) (512 ) (1,308 ) 0 (2,929 ) Recoveries 636 1,832 88 536 0 3,092 Provision 585 417 (317 ) 613 (5 ) 1,293 Ending Balance $ 9,157 $ 12,069 $ 5,030 $ 1,900 $ 0 $ 28,156 December 31, 2014 (in thousands) Commercial Commercial Residential Consumer Finance Total Allowance for acquired loans: Beginning balance $ 168 $ 770 $ 274 $ 58 $ 0 $ 1,270 Charge-offs (293 ) (631 ) (484 ) (51 ) 0 (1,459 ) Recoveries 0 0 0 17 0 17 Provision 556 198 261 (2 ) 0 1,013 Ending Balance $ 431 $ 337 $ 51 $ 22 $ 0 $ 841 At December 31, 2015 and 2014, the allocation of the allowance for loan and lease losses summarized on the basis of the Company’s impairment methodology was as follows: December 31, 2015 (in thousands) Commercial Commercial Residential Consumer Finance Total Allowance for originated loans and leases: Individually evaluated for impairment $ 0 $ 288 $ 0 $ 0 $ 0 $ 288 Collectively evaluated for impairment 10,495 15,191 4,070 1,268 0 31,024 Ending balance $ 10,495 $ 15,479 $ 4,070 $ 1,268 $ 0 $ 31,312 Allowance for acquired loans: Individually evaluated for impairment $ 433 $ 0 $ 128 $ 0 $ 0 $ 561 Collectively evaluated for impairment 0 61 70 0 0 131 Ending balance $ 433 $ 61 $ 198 $ 0 $ 0 $ 692 December 31, 2014 (in thousands) Commercial Commercial Residential Consumer Finance Total Allowance for originated loans and leases: Individually evaluated for impairment $ 0 $ 652 $ 0 $ 0 $ 0 $ 652 Collectively evaluated for impairment 9,157 11,417 5,030 1,900 0 27,504 Ending balance $ 9,157 $ 12,069 $ 5,030 $ 1,900 $ 0 $ 28,156 Allowance for acquired loans: Individually evaluated for impairment $ 414 $ 100 $ 0 $ 0 $ 0 $ 514 Collectively evaluated for impairment 17 237 51 22 0 327 Ending balance $ 431 $ 337 $ 51 $ 22 $ 0 $ 841 The recorded investment in loans and leases summarized on the basis of the Company’s impairment methodology as of December 31, 2015 and December 31, 2014 was as follows: December 31, 2015 (in thousands) Commercial Commercial Residential Consumer Finance Total Originated loans and leases: Individually evaluated for impairment $ 1,206 $ 5,655 $ 2,270 $ 0 $ 0 $ 9,131 Collectively evaluated for impairment 855,117 1,351,567 1,024,149 58,733 14,861 3,304,427 Total $ 856,323 $ 1,357,222 $ 1,026,419 $ 58,733 $ 14,861 $ 3,313,558 December 31, 2015 (in thousands) Commercial Commercial Residential Consumer Covered Total Acquired loans: Individually evaluated for impairment $ 647 $ 5,226 $ 1,177 $ 0 $ 0 $ 7,050 Loans acquired with deteriorated credit quality 567 9,335 3,801 0 12,804 26,507 Collectively evaluated for impairment 83,596 277,378 64,605 911 1,227 427,717 Total $ 84,810 $ 291,939 $ 69,583 $ 911 $ 14,031 $ 461,274 December 31, 2014 (in thousands) Commercial Commercial Residential Consumer Finance Total Originated loans and leases: Individually evaluated for impairment $ 1,283 $ 7,675 $ 1,408 $ 0 $ 0 $ 10,366 Collectively evaluated for impairment 765,753 1,103,367 896,453 54,172 12,251 2,831,996 Total $ 767,036 $ 1,111,042 $ 897,861 $ 54,172 $ 12,251 $ 2,842,362 December 31, 2014 (in thousands) Commercial Commercial Residential Consumer Covered Total Acquired loans: Individually evaluated for impairment $ 628 $ 1,195 $ 440 $ 0 $ 0 $ 2,263 Loans acquired with deteriorated credit quality 995 11,640 3,669 0 18,106 34,410 Collectively evaluated for impairment 95,411 334,741 84,181 1,095 1,213 516,641 Total $ 97,034 $ 347,576 $ 88,290 $ 1,095 $ 19,319 $ 553,314 A loan is impaired when, based on current information and events, it is probable that we will be unable to collect all amounts due according to the contractual terms of the loan agreement. Impaired loans consist of our non-homogenous nonaccrual loans, and all loans restructured in a troubled debt restructuring (TDR). Specific reserves on individually identified impaired loans that are not collateral dependent are measured based on the present value of expected future cash flows discounted at the original effective interest rate of each loan. For loans that are collateral dependent, impairment is measured based on the fair value of the collateral less estimated selling costs, and such impaired amounts are generally charged off. The majority of impaired loans are collateral dependent impaired loans that have limited exposure or require limited specific reserves because of the amount of collateral support with respect to these loans, and previous charge-offs. Interest payments on impaired loans are typically applied to principal unless collectability of the principal amount is reasonably assured. In these cases, interest is recognized on a cash basis. There was no interest income recognized on impaired loans and leases, collected in cash, for 2015, 2014 and 2013. 12/31/2015 12/31/2014 (in thousands) Recorded Unpaid Related Recorded Unpaid Related Originated loans and leases with no related allowance Commercial and industrial Commercial and industrial other $ 1,206 $ 1,211 $ 0 $ 1,283 $ 1,307 $ 0 Commercial real estate Commercial real estate other 5,049 5,249 0 6,021 6,628 0 Residential real estate Home equity 2,270 2,270 0 1,408 1,499 0 Subtotal $ 8,525 $ 8,730 $ 0 $ 8,712 $ 9,434 $ 0 Originated loans and leases with related allowance Commercial real estate Commercial real estate other 606 606 288 1,654 1,654 652 Subtotal $ 606 $ 606 $ 288 $ 1,654 $ 1,654 $ 652 Total $ 9,131 $ 9,336 $ 288 $ 10,366 $ 11,088 $ 652 12/31/2015 12/31/2014 (in thousands) Recorded Investment Unpaid Principal Balance Related Allowance Recorded Investment Unpaid Principal Balance Related Allowance Acquired loans with no related allowance Commercial and industrial Commercial and industrial other $ 128 $ 128 $ 0 $ 64 $ 64 $ 0 Commercial real estate Construction 359 359 0 0 0 0 Commercial real estate other 4,739 5,077 0 941 1,204 0 Residential real estate Home equity 1,177 1,177 0 440 440 0 Subtotal $ 6,403 $ 6,741 $ 0 $ 1,445 $ 1,708 $ 0 Acquired loans with related allowance Commercial and industrial Commercial and industrial other 519 519 433 564 564 414 Commercial real estate Commercial real estate other 128 128 128 254 254 100 Subtotal $ 647 $ 647 $ 561 $ 818 $ 818 $ 514 Total $ 7,050 $ 7,388 $ 561 $ 2,263 $ 2,526 $ 514 The average recorded investment and interest income recognized on impaired originated loans for the twelve months ended December 31, 2015, 2014 and 2013 was as follows: As of December 31, 2015 2014 2013 (in thousands) Average Interest Average Interest Average Interest Originated loans and leases with no related allowance Commercial and industrial Commercial and industrial other $ 1,293 $ 0 $ 2,366 $ 0 $ 4,918 $ 0 Commercial real estate Construction 0 0 0 0 6,201 0 Commercial real estate other 7,490 0 8,078 0 10,775 0 Residential real estate Home equity 1,337 0 1,408 0 1,223 0 Subtotal $ 10,120 $ 0 $ 11,852 $ 0 $ 23,117 $ 0 Originated loans and leases with related allowance Commercial real estate Commercial real estate other 245 0 892 0 0 0 Subtotal $ 245 $ 0 $ 892 $ 0 $ 0 $ 0 Total $ 10,365 $ 0 $ 12,744 $ 0 $ 23,117 $ 0 The average recorded investment and interest income recognized on impaired acquired loans for the twelve months ended December 31, 2015, 2014 and 2013 was as follows: As of December 31, 2015 2014 2013 (in thousands) Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized Acquired loans with no related allowance Commercial and industrial Commercial and industrial other $ 748 $ 0 $ 252 $ 0 $ 1,042 $ 0 Commercial real estate Construction 367 0 0 0 0 0 Commercial real estate other 3,936 0 1,147 0 3,999 102 Residential real estate Home equity 1,147 0 440 0 73 0 Subtotal $ 6,198 $ 0 $ 1,839 $ 0 $ 5,114 $ 102 Acquired loans with related allowance Commercial and industrial Commercial and industrial other 523 0 831 0 0 0 Commercial real estate Commercial real estate other 52 0 266 0 724 0 Subtotal $ 575 $ 0 $ 1,097 $ 0 $ 724 $ 0 Total $ 6,773 $ 0 $ 2,936 $ 0 $ 5,838 $ 102 The average recorded investment in impaired loans was $17.1 million and $15.7 million at December 31, 2015 and 2014, respectively. Loans are considered modified in a TDR when, due to a borrower’s financial difficulties, the Company makes a concession(s) to the borrower that it would not otherwise consider. When modifications are provided for reasons other than as a result of the financial distress of the borrower, these loans are not classified as TDRs or impaired. These modifications primarily include, among others, an extension of the term of the loan, and granting a period when interest-only payments can be made, with the principal payments and interest caught up over the remaining term of the loan or at maturity, among others. The following tables present loans by class modified in 2015 as troubled debt restructurings. Troubled Debt Restructuring December 31, 2015 Twelve months ended Defaulted TDRs 5 (in thousands) Number of Loans Pre-Modification Outstanding Recorded Investment Post- Modification Outstanding Recorded Investment Number of Loans Post- Modification Outstanding Recorded Investment Commercial and industrial Commercial and industrial other 1 5 $ 433 $ 433 2 $ 311 Commercial real estate Commercial real estate other 2 3 2,552 2,552 0 0 Residential real estate Home equity 3 14 1,558 1,558 2 136 Mortgages 4 2 269 269 0 0 Total 24 $ 4,812 $ 4,812 4 $ 447 1 Represents the following concessions: extension of term (2 loans $319,000) and reduction of rate (3 loans $114,000). 2 Represents the following concessions: extension of term (1 loan $28,000) and reduction of rate (2 loans $2.5 million). 3 Represents the following concessions: extension of term (9 loans $630,000 million) and reduction of rate (5 loans $928,000). 4 Represents the following concessions: extension of term and reduction of rate (2 loans $269,000). 5 TDRs that defaulted during the 12 months ended December 31, 2015, that had been restructured in the prior twelve months. December 31, 2014 Twelve months ended Defaulted TDRs 3 (in thousands) Number of Loans Pre-Modification Outstanding Recorded Investment Post- Modification Outstanding Recorded Investment Number of Loans Post- Modification Outstanding Recorded Investment Commercial and industrial Commercial and industrial other 1 1 $ 86 $ 86 0 $ 0 Commercial real estate Commercial real estate other 2 4 917 917 1 63 Total 5 $ 1,003 $ 1,003 1 $ 63 1 Represents the following concessions: extension of term and reduction in rate. 2 Represents the following concessions: extension of term and reduction in rate. 3 TDRs that defaulted during the 12 months ended December 31, 2014 that had been restructured in the prior twelve months. The Company recognized TDRs with a balance of $4.8 million during 2015, compared to $1.0 million in 2014. The Company is not committed to lend additional amounts as of December 31, 2015 to customers with outstanding loans that are classified as TDRs. The following table presents credit quality indicators (internal risk grade) by class of commercial loans, commercial real estate loans and agricultural loans as of December 31, 2015 and 2014. December 31, 2015 (in thousands) Commercial and Industrial Other Commercial and Industrial Agriculture Commercial Real Estate Other Commercial Real Estate Agriculture Commercial Real Estate Construction Total Originated loans and leases Internal risk grade: Pass $ 759,023 $ 87,488 $ 1,143,238 $ 86,445 $ 99,508 $ 2,175,702 Special Mention 3,531 78 12,378 141 3,529 19,657 Substandard 5,470 733 11,634 349 0 18,186 Total $ 768,024 $ 88,299 $ 1,167,250 $ 86,935 $ 103,037 $ 2,213,545 December 31, 2015 (in thousands) Commercial and Industrial Other Commercial and Industrial Agriculture Commercial Real Estate Other Commercial Real Estate Agriculture Commercial Real Estate Construction Total Acquired loans Internal risk grade: Pass $ 82,662 $ 0 $ 271,584 $ 423 $ 4,533 $ 359,202 Special Mention 0 0 540 0 0 540 Substandard 2,148 0 12,828 1,672 359 17,007 Total $ 84,810 $ 0 $ 284,952 $ 2,095 $ 4,892 $ 376,749 December 31, 2014 (in thousands) Commercial and Industrial Other Commercial and Industrial Agriculture Commercial Real Estate Other Commercial Real Estate Agriculture Commercial Real Estate Construction Total Originated loans and leases Internal risk grade: Pass $ 670,478 $ 78,250 $ 945,898 $ 58,455 $ 68,696 $ 1,821,777 Special Mention 12,602 151 19,692 155 3,731 36,331 Substandard 5,449 106 14,031 384 0 19,970 Total $ 688,529 $ 78,507 $ 979,621 $ 58,994 $ 72,427 $ 1,878,078 December 31, 2014 (in thousands) Commercial and Industrial Other Commercial and Industrial Agriculture Commercial Real Estate Other Commercial Real Estate Agriculture Commercial Real Estate Construction Total Acquired loans Internal risk grade: Pass $ 94,054 $ 0 $ 288,193 $ 1,352 $ 33,686 $ 417,285 Special Mention 83 0 5,675 0 0 5,758 Substandard 2,897 0 14,620 1,830 2,220 21,567 Total $ 97,034 $ 0 $ 308,488 $ 3,182 $ 35,906 $ 444,610 The following table presents credit quality indicators by class of residential real estate loans and by class of consumer loans as of December 31, 2015 and 2014. Nonperforming loans include nonaccrual, impaired and loans 90 days past due and accruing interest, all other loans are considered performing. December 31, 2015 (in thousands) Residential Residential Mortgages Consumer Consumer Total Originated loans and leases Performing $ 200,647 $ 817,952 $ 17,722 $ 40,829 $ 1,077,150 Nonperforming 1,931 5,889 107 75 8,002 Total $ 202,578 $ 823,841 $ 17,829 $ 40,904 $ 1,085,152 December 31, 2015 (in thousands) Residential Residential Mortgages Consumer Consumer Total Acquired Loans and Leases Performing $ 41,380 $ 26,102 $ 0 $ 911 $ 68,393 Nonperforming 712 1,389 0 0 2,101 Total $ 42,092 $ 27,491 $ 0 $ 911 $ 70,494 December 31, 2014 (in thousands) Residential Residential Mortgages Consumer Consumer Total Originated loans and leases Performing $ 185,619 $ 704,663 $ 18,197 $ 35,626 $ 944,105 Nonperforming 1,338 6,241 101 248 7,928 Total $ 186,957 $ 710,904 $ 18,298 $ 35,874 $ 952,033 December 31, 2014 (in thousands) Residential Residential Mortgages Consumer Consumer Total Acquired loans Performing $ 55,416 $ 31,304 $ 0 $ 1,095 $ 87,815 Nonperforming 592 978 0 0 1,570 Total $ 56,008 $ 32,282 $ 0 $ 1,095 $ 89,385

FDIC Indemnification Asset Rela

FDIC Indemnification Asset Related to Covered Loans	12 Months Ended
	Dec. 31, 2015
Fdic Indemnification Asset Related To Covered Loans
FDIC Indemnification Asset Related to Covered Loans	Note 5 FDIC Indemnification Asset Related to Covered Loans Certain loans acquired in the VIST Financial acquisition were covered loans with loss share agreements with the FDIC. Covered loans totaled $14.0 million in 2015 and $19.3 million in 2014. Under the terms of loss sharing agreements, the FDIC will reimburse the Company for 70 percent of net losses on covered single family assets incurred up to $4.0 million, and 70 percent of net losses on covered commercial assets incurred up to $12.0 million. The FDIC will increase its reimbursement of net losses to 80 percent if net losses exceed the $4.0 million and $12 million thresholds, respectively. The term for loss sharing on residential real estate loans is ten years, while the term for loss sharing on non-residential real estate loans is five years in respect to losses and eight years in respect to loss recoveries. The receivable arising from the loss sharing agreements (referred to as the “FDIC indemnification asset” on our consolidated statements of financial condition) is measured separately from covered loans because the agreements are not contractually part of the covered loans and are not transferable should the Company choose to dispose of the covered loans. As of the acquisition date with VIST Financial, the Company recorded an aggregate FDIC indemnification asset of $4.4 million, consisting of the present value of the expected future cash flows the Company expected to receive from the FDIC under loss sharing agreements. The FDIC indemnification asset is reduced as loss sharing payments are received from the FDIC for losses realized on covered loans. Actual or expected losses in excess of the acquisition date estimates will result in an increase in the FDIC indemnification asset and the immediate recognition of non-interest income in our financial statements. The FDIC indemnification asset totaled $158,000 at December 31, 2015, $1.9 million at December 31, 2014, and $4.8 million at December 31, 2013. A decrease in expected losses would generally result in a corresponding decline in the FDIC indemnification asset and the non-accretable difference. Reductions in the FDIC indemnification asset due to actual or expected losses that are less than the acquisition date estimates are recognized prospectively over the shorter of (i) the estimated life of the applicable covered loans or (ii) the term of the loss sharing agreements with the FDIC. Changes in the FDIC indemnification asset for the period ending December 31, 2015 are shown below. December 31, 2015 (in thousands) Balance at January 1, 2015 $ 1,903 Prospective adjustment for additional cash flows (585 ) Increase due to impairment on covered loans 0 Reimbursements from the FDIC (1,160 ) Balance at December 31, 2015 $ 158

Goodwill and Other Intangible A

Goodwill and Other Intangible Assets	12 Months Ended
	Dec. 31, 2015
Goodwill and Intangible Assets Disclosure [Abstract]
Goodwill and Other Intangible Assets	Note 6 Goodwill and Other Intangible Assets Wealth (in thousands) Banking Insurance Management Total Balance at January 1, 2014 $ 64,369 19,560 8,211 92,140 Acquisitions 0 103 0 103 Balance at December 31, 2014 64,369 19,663 8,211 92,243 Goodwill related to sale of portion of business unit 1 0 (451 ) 0 (451 ) Balance at December 31, 2015 $ 64,369 $ 19,212 $ 8,211 $ 91,792 1 Goodwill is assigned to reporting units. The Company reviews its goodwill and intangible assets annually, or more frequently if an event occurs or circumstances change that would more likely than not reduce the fair value of a reporting unit below its carrying value. Based on the Company’s 2015 review, there was no impairment of its goodwill or intangible assets. The Company’s impairment testing is highly sensitive to certain assumptions and estimates used. In the event that economic or credit conditions deteriorate significantly, additional interim impairment tests may be required. Other Intangible Assets The following table provides information regarding our amortizing intangible assets December 31, 2015 Gross Carrying Accumulated Net Carrying (in thousands) Amount Amortization Amount Amortized intangible assets: Core deposit intangible $ 18,774 $ 11,873 $ 6,901 Customer relationships 8,165 4,065 4,100 Other intangibles 5,356 3,909 1,447 Total intangible assets $ 32,295 $ 19,847 $ 12,448 December 31, 2014 Gross Carrying Accumulated Net Carrying (in thousands) Amount Amortization Amount Amortized intangible assets: Core deposit intangible $ 18,774 $ 10,538 $ 8,236 Customer relationships 8,252 3,423 4,829 Other intangibles 5,310 3,726 1,584 Total intangible assets $ 32,336 $ 17,687 $ 14,649 Amortization expense related to intangible assets totaled $2.0 million in 2015, $2.1 million in 2014 and $2.2 million in 2013. The estimated aggregate future amortization expense for intangible assets remaining as of December 31, 2015 is as follows: Estimated amortization expense:* (in thousands) For the year ended December 31, 2016 $ 1,913 For the year ended December 31, 2017 1,797 For the year ended December 31, 2018 1,643 For the year ended December 31, 2019 1,523 For the year ended December 31, 2020 1,416 *Excludes the amortization of mortgage servicing rights. Amortization of mortgage servicing rights was $146,000 in 2015, $149,000 in 2014 and $232,000 in 2013.

Premises and Equipment

Premises and Equipment	12 Months Ended
	Dec. 31, 2015
Property, Plant and Equipment [Abstract]
Premises and Equipment	Note 7 Premises and Equipment Premises and equipment at December 31 were as follows: (in thousands) 2015 2014 Land $ 9,364 $ 9,402 Premises and equipment 68,876 67,658 Furniture, fixtures, and equipment 56,743 52,338 Accumulated depreciations and amortization (74,652 ) (69,598 ) Total $ 60,331 $ 59,800 Depreciation and amortization expenses in 2015, 2014 and 2013 are included in operating expenses as follows: (in thousands) 2015 2014 2013 Premises $ 2,030 $ 1,949 $ 1,875 Furniture, fixtures, and equipment 3,730 3,066 3,044 Total $ 5,760 $ 5,015 $ 4,919 The following is a summary of the future minimum lease payments under non-cancelable operating leases as of December 31, 2015: (in thousands) 2016 $ 4,661 2017 3,921 2018 3,669 2019 3,547 2020 2,900 Thereafter 16,406 Total $ 35,104 The Company leases land, buildings and equipment under operating lease arrangements extending to the year 2090. Total gross rental expense amounted to $4.9 million in 2015, $4.8 million in 2014, and $4.8 million in 2013. Most leases include options to renew for periods ranging from 5 to 20 years. Options to renew are not included in the above future minimum rental commitments.

Deposits

Deposits	12 Months Ended
	Dec. 31, 2015
Banking and Thrift [Abstract]
Deposits	Note 8 Deposits Aggregate time deposits of $250,000 or more were $397.8 million at December 31, 2015, and $415.8 million at December 31, 2014. Scheduled maturities of time deposits at December 31, 2015, were as follows: (in thousands) Less than $250,000 $250,000 Total Maturity Three months or less $ 100,983 $ 166,730 $ 267,713 Over three through six months 81,971 64,501 146,472 Over six through twelve months 125,648 72,701 198,349 Total due in 2016 $ 308,602 $ 303,932 $ 612,534 2017 84,871 47,754 132,625 2018 32,219 29,029 61,248 2019 14,677 7,670 22,347 2020 10,609 5,733 16,342 2021 and thereafter 6,383 3,654 10,037 Total $ 457,361 $ 397,772 $ 855,133

Federal Funds Purchased and Sec

Federal Funds Purchased and Securities Sold Under Agreements to Repurchase	12 Months Ended
	Dec. 31, 2015
Banking and Thrift [Abstract]
Federal Funds Purchased and Securities Sold Under Agreements to Repurchase	Note 9 Federal Funds Purchased and Securities Sold Under Agreements to Repurchase Information regarding securities sold under agreements to repurchase and Federal funds purchased is detailed in the following tables for the years ended December 31: Securities Sold Under Agreements to Repurchase 2015 2014 2013 (dollar amounts in thousands) Total outstanding at December 31 $ 136,513 $ 147,037 $ 167,724 Maximum month-end balance 146,397 160,295 201,933 Average balance during the year 137,917 145,876 177,779 Weighted average rate at December 31 1.90 % 1.83 % 1.97 % Average interest rate paid during the year 1.96 % 2.02 % 2.11 % Federal Funds Purchased Average balance during the year 0 0 5 Weighted average rate at December 31 N/A N/A N/A Average interest rate paid during the year 0.00 % 0.00 % 0.75 % Securities sold under agreements to repurchase (“repurchase agreements”) are secured borrowings that typically mature within thirty to ninety days, although the Company has entered into repurchase agreements with the Federal Home Loan Bank (“FHLB”) with maturities that extend through 2017. The Company uses both retail and wholesale repurchase agreements. Retail repurchase agreements are arrangements with local customers of the Company, in which the Company agrees to sell securities to the customer with an agreement to repurchase those securities at a specified later date. Retail repurchase agreements totaled $66.3 million at December 31, 2015. At December 31, 2015, the Company had $70.2 million in wholesale repurchase agreements. Of this $70.2 million in wholesale repurchase agreements, $55.0 million were with the Federal Home Loan Bank of New York and $15.2 million were with one large financial institution. The $70.2 million of wholesale repurchase agreements mature as follows: $60.2 million in 2016 and $10.0 million in 2017. Securities sold under agreements to repurchase are stated at the amount of cash received in connection with the transaction. The Company may be required to provide additional collateral based on the fair value of the underlying securities. Federal funds purchased are short-term borrowings that typically mature within one to ninety days.

Other Borrowings

Other Borrowings	12 Months Ended
	Dec. 31, 2015
Debt Disclosure [Abstract]
Other Borrowings	Note 10 Other Borrowings The following table summarized the Company’s borrowings as of December 31: (in thousands) 2015 2014 Overnight FHLB advances $ 272,199 $ 232,080 Term FHLB advances 250,576 110,961 Other 13,510 13,500 Total other borrowings $ 536,285 $ 356,541 The Company, through its subsidiary banks, had available line-of-credit agreements with correspondent banks permitting borrowings to a maximum of approximately $58.0 million at December 31, 2015 and 2014. There were no outstanding advances against those lines at December 31, 2015 and December 31, 2014. Through its subsidiary banks, the Company has borrowing relationships with the FHLB, which provides secured borrowing capacity, subject to available collateral. At December 31, 2015 and 2014, the unused borrowing capacity on established lines with the FHLB was $1.1 billion. As members of the FHLB, the Company’s subsidiary banks can use certain unencumbered residential and commercial real estate related assets and investment securities to secure borrowings from the FHLB. At December 31, 2015, total unencumbered residential and commercial real estate related loans and investment securities pledged at the FHLB were $521.5 million. At December 31, 2015, there were $272.2 million in overnight advances and $250.0 million in term advances with the FHLB, with a weighted average rate of 0.97%, compared to $232.1 million in overnight advances and $111.0 million in term advances at December 31, 2014, with a weighted average rate of 1.11%. At December 31, 2015, the term advances with the FHLB include $170.0 million which mature within one year and $80.0 million which mature over one year. Maturities of advances due over one year include $60.0 million in 2017, $10.0 million in 2018 and $10.0 million in 2019. The Company’s FHLB borrowings at December 31, 2015 included $30.0 million, at cost, in fixed-rate callable borrowings, which can be called by the FHLB if certain conditions are met. Additional details on the fixed-rate callable advances are provided in the following table. Current Balance Rate Maturity Date Call Date Call Frequency Call Features 5,000,000 4.41% March 29, 2017 March 31, 2016 Quarterly LIBOR strike 6.0% 5,000,000 4.89% May 22, 2017 February 22, 2016 Quarterly LIBOR strike 7.0% 10,000,000 5.14% June 8, 2017 March 9, 2016 Quarterly LIBOR strike 7.0% 10,000,000 5.19% June 8, 2017 March 9, 2016 Quarterly FHLB Option Total $30,000,000 Other borrowings included a term borrowing with a bank totaling $13.5 million at December 31, 2015 and 2014. The Company elected to apply the fair value option for a $10.0 million, 10-year fixed convertible FLHB advance at 5.183%, convertible at the end of 3 years with a maturity of June 28, 2017. The $10.0 million advance identified for fair value was selected because its duration was similar to the durations of trading securities. As of December 31, 2015, the aggregate fair value of the $10.0 million FHLB advance was approximately $10.6 million. For the twelve months ended December 31, 2015, the fair value of this advance decreased by $0.4 million. The change in fair value is included on the Company’s Consolidated Statements of Income in “Mark-to-Market Gain (Loss) on Liabilities Held at Fair Value.”

Trust Preferred Debentures

Trust Preferred Debentures	12 Months Ended
	Dec. 31, 2015
Trust Preferred Debentures
Trust Preferred Debentures	Note 11 Trust Preferred Debentures The Company has four unconsolidated subsidiary trusts (“the Trusts”): Tompkins Capital Trust I, Sleepy Hollow Capital Trust I, Leesport Capital Trust II, and Madison Statutory Trust I. The latter two were acquired in the acquisition of VIST Financial, while Sleepy Hollow Capital Trust I was acquired in a previous acquisition. The Company owns 100% of the common equity of each Trust. The Trusts were formed for the purpose of issuing Company-obligated mandatorily redeemable capital securities to third-party investors and investing the proceeds from the sale in junior subordinated debt securities (subordinated debt) issued by the Company, which are the sole assets of each Trust. Since third-party investors are the primary beneficiaries, the Trusts are not consolidated in the Company’s financial statements. Distributions on the preferred securities issued by the Trusts are payable quarterly at a rate per annum equal to the interest rate being earned by the Trusts on the debenture held by the Trusts and are recorded as interest expense in the consolidated financial statements. The preferred securities are subject to mandatory redemption, in whole or in part, upon repayment of the subordinated debt. The subordinated debt, net of the Company’s investment in the Trusts, qualifies as Tier 1 capital under the Board of Governors of the Federal Reserve System (FRB) guidelines. The Company has entered into agreements which, when taken collectively, fully and unconditionally guarantee the obligations under the preferred securities subject to the terms of each of the guarantees. The following table provides information relating to the Trusts as of December 31, 2015: Description Issuance Date Par Amount Interest Rate Maturity Date Tompkins Capital Trust I April 2009 $ 20.5 million 7% fixed April 2039 Sleepy Hollow Capital Trust I August 2003 $ 4.0 million 3-month LIBOR plus 3.05% August 2033 Leesport Capital Trust II September 2002 $ 10.0 million 3-month LIBOR plus 3.45% September 2032 Madison Statutory Trust I June 2003 $ 5.0 million 3-month LIBOR plus 3.10% June 2033 Tompkins Capital Trust I In 2009, the Company issued $20.5 million aggregate liquidation amount of 7.0% cumulative trust preferred securities through a newly-formed subsidiary, Tompkins Capital Trust I, a Delaware statutory trust, whose common stock is 100% owned by the Company. The Trust Preferred Securities were offered and sold in reliance upon the exemption from registration provided by Rule 506 of Regulation D of the Securities Act of 1933, as amended (the “Securities Act”). The proceeds from the issuance of the Trust Preferred Securities, together with the Company’s capital contribution of $636,000 to the trust, were used to acquire the Company’s Subordinated Debentures that are due concurrently with the Trust Preferred Securities. The net proceeds of the offering are being used to support business growth and for general corporate purposes. The Trust Preferred Securities and the Company’s debentures are dated April 10, 2009, have a 30 year maturity, and carry a fixed rate of interest of 7.0%. The Trust Preferred Securities have a liquidation amount of $1,000 per security. The Company has retained the right to redeem the Trust Preferred Securities at par (plus accrued but unpaid interest) at a date which is no earlier than 5 years from the date of issuance. Commencing in 2019, and during specified annual windows thereafter, holders may convert the Trust Preferred Securities into shares of the Company’s common stock at a conversion price equal to the greater of (i) $41.35, or (ii) the average closing price of the Company’s common stock during the first three months of the year in which the conversion will be completed. The Company has guaranteed the distributions with respect to, and amounts payable upon liquidation or redemption of, the Trust Preferred Securities on a subordinated basis as and to the extent set forth in the Preferred Securities Guarantee Agreement entered into on April 10, 2009, between the Company and Wilmington Trust Company, as Preferred Guarantee Trustee. Sleepy Hollow Capital Trust I In August 2003, Sleepy Hollow Capital Trust I issued $4.0 million of floating rate (three-month LIBOR plus 305 basis points) trust preferred securities, which represent beneficial interests in the assets of the trust. The trust preferred securities will mature on August 30, 2033. Distributions on the trust preferred securities are payable quarterly in arrears on March 31, June 30, September 30 and December 31 of each year. Sleepy Hollow Capital Trust I also issued $0.1 million of common equity securities to the Company. The proceeds of the offering were used to acquire the Company’s Subordinated Debentures that are due concurrently with the Trust Preferred Securities. Leesport Capital Trust II Leesport Capital Trust II, a Delaware statutory business trust, was formed on September 26, 2002 and issued $10.0 million of mandatory redeemable capital securities carrying a floating interest rate of three month LIBOR plus 3.45%. These debentures are the sole assets of the Trust. The terms of the junior subordinated debentures are the same as the terms of the capital securities. The obligations under the debentures constitute a full and unconditional guarantee by VIST Financial of the obligations of the Trust under the capital securities. These securities must be redeemed in September 2032, but may be redeemed at anytime. The Company assumed the rights and obligations of VIST Financial pertaining to the Leesport Capital Trust II through the Company’s acquisition of VIST Financial in August 2012. Madison Statutory Trust I Madison Statutory Trust, a Connecticut statutory business trust, was formed on June 26, 2003 and issued $5.0 million of mandatory redeemable capital securities carrying a floating interest rate of three month LIBOR plus 3.10%. These debentures are the sole assets of the Trust. The terms of the junior subordinated debentures are the same as the terms of the capital securities. The obligations under the debentures constitute a full and unconditional guarantee by VIST Financial of the obligations of the Trust under the capital securities. These securities must be redeemed in June 2033, but may be redeemed at any time. The Company assumed the rights and obligations of VIST Financial pertaining to the Madison Statutory Trust I through the Company’s acquisition of VIST Financial in August 2012.

Employee Benefit Plan

Employee Benefit Plan	12 Months Ended
	Dec. 31, 2015
Compensation and Retirement Disclosure [Abstract]
Employee Benefits Plans	Note 12 Employee Benefit Plans The Company maintains two noncontributory defined-benefit plans and two non-contributory defined-contribution retirement plans which cover substantially all employees of the Company. The benefits under the noncontributory defined-benefit plans (the “DB Pension Plans”) are based on years of service and percentages of the employees’ average final compensation. Assets of the Company’s DB Pension Plans are invested in common and preferred stock, U. S. Government securities, corporate bonds and notes, and mutual funds. At December 31, 2015 and 2014, the plan assets included 42,192 shares of Tompkins’ common stock that had a fair value of $2.4 million and $2.3 million, respectively. Effective January 1, 2010, the Company stopped admitting new employees to its noncontributory DB Pension Plan. As a result, the defined contribution plan (“DC Retirement Plan”) was created for employees hired on or after January 1, 2010 who had reached the age of 21 and completed one year of service. For participants in the DC Retirement Plan, the Company makes contributions to an account set up in the participant’s name. The amount equals a percentage of base pay and varies based on the participant’s age plus service as of the previous January 1 st Effective July 31, 2015, the DB Pension Plan that had been accruing benefits was frozen. As a result, participants no longer accrued additional benefits in this Plan as of this date. Effective August 1, 2015, all active participants of the two DB Pension Plans began participation in a new defined contribution plan (the “2015 DC Retirement Plan”). Similar to the DC Retirement Plan, the 2015 DC Retirement Plan provides Company contributions to an account set up in the participant’s name, and those contributions are based on the participant’s compensation, age and service. The first contribution for this 2015 DC Retirement Plan will be made in March 2016. The Company maintains supplemental employee retirement plans (the “SERP”) for certain executives. All benefits provided under the SERP are unfunded and the Company makes payments to plan participants. The Company also maintains a post-retirement life and healthcare benefit plan (the “Life and Healthcare Plan”), which was amended in 2005. For employees commencing employment after January 1, 2005, the Company does not contribute towards post retirement Healthcare benefits. Retirees and employees who were eligible to retire when the Life and Healthcare Plan was amended were unaffected. Generally, all other employees were eligible for Health Reimbursement Accounts (“HRA”) with an initial balance equal to the amount of the Company’s estimated then current liability. Contributions to the plan are limited to an annual contribution of 4% of the total HRA balances. Employees, upon retirement, will be able to utilize their HRA for qualified health costs and deductibles. The Company engages independent, external actuaries to compute the amounts of liabilities and expenses relating to these plans, subject to the assumptions that the Company selects. The benefit obligation for these plans represents the liability of the Company for current and former employees, and is affected primarily by the following: service cost (benefits attributed to employee service during the period); interest cost (interest on the liability due to the passage of time); actuarial gains/losses (experience during the year different from that assumed and changes in plan assumptions); and benefits paid to participants. The following table sets forth the changes in the projected benefit obligation for the DB Pension Plans and SERP and the accumulated post-retirement benefit obligation for the Life and Healthcare Plan; and the respective plan assets, and the plans’ funded status and amounts recognized in the Company’s Consolidated Statements of Condition at December 31, 2015 and 2014 (the measurement dates of the plans). (in thousands) DB Pension Plans Life and Healthcare Plan SERP Plan 2015 2014 2015 2014 2015 2014 Change in benefit obligation: Benefit obligation at beginning of year $ 79,138 $ 65,621 $ 8,927 $ 8,448 $ 22,862 $ 17,282 Service cost 1,587 2,434 236 202 201 222 Interest cost 2,987 3,069 323 367 928 865 Plan participants’ contributions 0 0 202 210 0 0 Amendments 0 (6,282 ) 0 0 0 0 Curtailments (677 ) 0 0 0 0 0 Actuarial loss (gain) (4,224 ) 16,761 (467 ) 192 (1,210 ) 4,992 Benefits paid (2,592 ) (2,465 ) (489 ) (492 ) (621 ) (499 ) Benefit obligation at end of year $ 76,219 $ 79,138 $ 8,732 $ 8,927 $ 22,160 $ 22,862 Change in plan assets: Fair value of plan assets at beginning of year $ 71,227 $ 70,933 $ 0 $ 0 $ 0 $ 0 Actual return on plan assets 296 2,759 0 0 0 0 Plan participants’ contributions 0 0 202 210 0 0 Employer contributions 0 0 287 282 621 499 Benefits paid (2,592 ) (2,465 ) (489 ) (492 ) (621 ) (499 ) Fair value of plan assets at end of year $ 68,931 $ 71,227 $ 0 $ 0 $ 0 $ 0 Unfunded status $ (7,288 ) $ (7,911 ) $ (8,732 ) $ (8,927 ) $ (22,160 ) $ (22,862 ) The accumulated benefit obligation for the DB Pension Plans for 2015 and 2014 was $76.2 million and $79.1 million, respectively. The accumulated benefit obligation for the Life and Healthcare plan for 2015 and 2014 was $8.7 million and $8.9 million, respectively. The accumulated benefit obligation for the SERP for 2015 and 2014 was $22.2 million and $22.9 million, respectively. The unfunded status of the DB Pension plan has been recognized in other liabilities in the Consolidated Statement of Condition at December 31, 2015 in the amount of $7.3 million. The unfunded status of the Life and Healthcare and SERP plans has been recognized in other liabilities in the Consolidated Statement of Condition at December 31, 2015, in the amounts of $8.7 million, and $22.2 million, respectively. The unfunded status of the DB Pension plans in the amount of $7.9 million has been recognized in other liabilities in the Consolidated Statement of Condition at December 31, 2014. The unfunded status of the Life and Healthcare and SERP plans has been recognized in other liabilities in the Consolidated Statement of Condition at December 31, 2014, in the amounts of $8.9 million, and $22.9 million, respectively. There was an amendment entry for the DB Pension Plans during 2014. This represents the installation of a lump sum benefit option to the Retirement Plan. There was a curtailment entry for the DB Pension Plans during 2015. This represents the Retirement Plan freeze effective July 31, 2015. Net periodic benefit cost and other comprehensive income includes the following components: (in thousands) DB Pension Plans Life and Healthcare Plan SERP Plan Components of net periodic benefit cost 2015 2014 2013 2015 2014 2013 2015 2014 2013 Service cost $ 1,587 $ 2,434 $ 2,915 $ 236 $ 201 $ 265 $ 201 $ 222 $ 479 Interest cost 2,987 3,069 2,688 323 367 345 928 866 737 Expected return on plan assets (5,028 ) (5,024 ) (4,009 ) 0 0 0 0 0 0 Amortization of prior service (credit) cost (448 ) (123 ) (123 ) 16 16 16 73 112 166 Recognized net actuarial loss 1,573 859 2,023 19 0 96 626 206 460 Recognized net actuarial gain due to curtailments (6,003 ) 0 0 0 0 0 0 0 0 Amortization of transition liability 0 0 0 0 0 50 0 0 0 Net periodic benefit (credit) cost $ (5,332 ) $ 1,215 $ 3,494 $ 594 $ 584 $ 772 $ 1,828 $ 1,406 $ 1,842 Other changes in plan assets and benefit obligations recognized in other comprehensive income Net actuarial loss (gain) $ (169 ) $ 19,027 $ (12,890 ) $ (467 ) $ 192 $ (1,169 ) $ (1,210 ) $ 4,992 $ (2,754 ) Recognized actuarial loss (1,573 ) (859 ) (2,023 ) (19 ) 0 (96 ) (626 ) (206 ) (460 ) Prior service credit 0 (6,282 ) 0 0 0 0 0 0 0 Recognized prior service cost (credit) 6,451 123 123 (16 ) (16 ) (16 ) (73 ) (112 ) (166 ) Recognized net initial obligation 0 0 0 0 0 (50 ) 0 0 0 Recognized in other comprehensive income $ 4,709 $ 12,009 $ (14,790 ) $ (502 ) $ 176 $ (1,331 ) $ (1,909 ) $ 4,674 $ (3,380 ) Total recognized in net periodic benefit cost and other comprehensive income $ (623 ) $ 13,224 $ (11,296 ) $ 92 $ 760 $ (559 ) $ (81 ) $ 6,080 $ (1,538 ) Pre-tax amounts recognized as a component of accumulated other comprehensive income as of year-end that have not been recognized as a component of the Company’s combined net periodic benefit cost of the Company’s defined-benefit pension plan, post-retirement healthcare benefit plan and SERP are presented in the following table. (in thousands) DB Pension Plans Life and Healthcare Plan SERP Plan 2015 2014 2013 2015 2014 2013 2015 2014 2013 Net actuarial loss (gain) $ 38,695 $ 40,437 $ 22,269 $ 889 $ 1,375 $ 1,183 $ 6,739 $ 8,575 $ 3,789 Prior service cost (credit) (55 ) (6,506 ) (347 ) 250 266 281 576 648 760 Total $ 38,640 $ 33,931 21,922 $ 1,139 $ 1,641 $ 1,464 $ 7,315 $ 9,223 $ 4,549 The pre-tax amounts included in accumulated other comprehensive income that are expected to be recognized in net periodic pension cost during the fiscal year ended December 31, 2016 are shown below. (in thousands) Pension Plans Life and SERP Plan Actuarial loss $ 944 $ 1 $ 412 Prior service cost (15 ) 16 73 Total $ 929 $ 17 $ 485 Weighted-average assumptions used in accounting for the plans were as follows: (in thousands) DB Pension Plans Life and Healthcare Plan SERP Plan 2015 2014 2013 2015 2014 2013 2015 2014 2013 Discount Rates Benefit Cost for Plan Year 3.81 % 4.76 % 3.85 % 3.80 % 4.70 % 3.80 % 4.00 % 5.00 % 4.20 % Benefit Obligation at End of Plan Year 4.05 % 3.81 % 4.76 % 4.14 % 3.80 % 4.70 % 4.32 % 4.00 % 5.00 % Expected long-term return on plan assets 7.25 % 7.25 % 7.25 % N/A N/A N/A N/A N/A N/A Rate of compensation increase Benefit Cost for Plan Year 5.00 % 5.00 % 5.00 % 5.00 % 5.00 % 5.00 % 5.00 % 5.00 % 5.00 % Benefit Obligation at End of Plan Year 5.00 % 5.00 % 5.00 % 5.00 % 5.00 % 5.00 % 5.00 % 5.00 % 5.00 % Tompkins Trust Company offers post-retirement life and healthcare benefits, although as previously mentioned, has discontinued providing postretirement healthcare to participants hired after 2004. The weighted average annual assumed rate of increase in the per capita cost of covered benefits (the health care cost trend rate) is 6.50% beginning in 2015, and is assumed to decrease gradually to 4.5% in 2026 and beyond. A 1% increase in the assumed health care cost trend rate, would increase service and interest costs by approximately $18,700 and increase the Company’s benefit obligation by approximately $190,000. A 1% decrease in the assumed health care cost trend rate, would decrease service and interest costs by approximately $16,000 and decrease the Company’s benefit obligation by approximately $167,000. To develop the expected long-term rate of return on assets assumption for the Pension Plan, the Company considered the historical returns and the future expectations for returns for each asset class, as well as target asset allocations of the pension portfolio. Based on this analysis, the Company selected 7.25% as the long-term rate of return on asset assumption. Effective year-end 2015, Tompkins changed the methodology used to determine the discount rates for calculating year-end liabilities. Historically, Tompkins used an average of the discount rates derived from the Citigroup Regular and Above Median yield curves. Effective year-end 2015, Tompkins began using the discount rates derived from the Citigroup Regular curve only. This new methodology produced discount rates of 4.05%, 4.14%, and 4.32% for the DB Pension, and Life and Healthcare plans, and SERP respectively. The former methodology would have produced discount rates of 4.10%, 4.20%, and 4.40%, respectively. Based on the Company’s anticipation of future experience under the defined benefit pension plan, the mortality tables used to determine future benefit obligations under the plan were updated as of December 31, 2015 to the RP-2014 Mortality Table for annuitants and non-annuitants, fully generational with projected mortality improvements using Scale MP-2015, with no collar adjustment. The appropriateness of the assumptions is reviewed annually. Cash Flows Plan assets are amounts that have been segregated and restricted to provide benefits, and include amounts contributed by the Company and amounts earned from investing contributions, less benefits paid. The Company funds the cost of the SERP and the post-retirement medical and life insurance benefits on a pay-as-you-go basis. The benefits as of December 31, 2015, expected to be paid in each of the next five fiscal years, and in the aggregate for the five fiscal years thereafter were as follows: (in thousands) DB Pension Plans Life and SERP Plan 2016 $ 3,862 $ 485 $ 622 2017 3,882 473 670 2018 3,790 441 666 2019 4,189 463 661 2020 4,143 468 701 2021-2025 22,269 2,586 3,795 Total $ 42,135 $ 4,916 $ 7,115 Plan Assets The Company’s DB Pension Plans’ weighted-average asset allocations at December 31, 2015 and 2014, respectively, by asset category are as follows: 2015 2014 Equity securities 75 % 71 % Debt securities 24 % 28 % Other 1 % 1 % Total Allocation 100 % 100 % It is the policy of the Trustees to invest the Pension Trust Fund (the “Fund”) for total return. The Trustees seek the maximum return consistent with the interests of the participants and beneficiaries and prudent investment management. The management of the Fund’s assets is in compliance with the guidelines established in the Company’s Pension Plan and Trust Investment Policy, which is reviewed and approved annually by the Tompkins Board of Directors, and the Pension Investment Review Committee. The intention is for the Fund to be prudently diversified. The Fund’s investments will be invested among the fixed income, equity and cash equivalent sectors. The pension committee will designate minimum and maximum positions in any of the sectors. In no case shall more than 10% of the Fund assets consist of qualified securities or real estate of the Company. Unless otherwise approved by the Trustees, the following investments are prohibited: 1. Restricted stock, private placements, short positions, calls, puts, or margin transactions; 2. Commodities, oil and gas properties, real estate properties, or 3. Any investment that would constitute a prohibited transaction as described in the Employee Retirement Income Security Act of 1974 (“ERISA”), section 407, 29 U.S.C. 1106. In general, the investment in debt securities is limited to readily marketable debt securities having a Standard & Poor’s rating of “A” or Moody’s rating of “A”, securities of, or guaranteed by the United States Government or its agencies, or obligations of banks or their holding companies that are rated in the three highest ratings assigned by Fitch Investor Service, Inc. In addition, investments in equity securities must be listed on the NYSE or traded on the national Over The Counter market or listed on the NASDAQ. Cash equivalents generally may be United States Treasury obligations, commercial paper having a Standard & Poor’s rating of “A-1” or Moody’s National Credit Officer rating of “P-1”or higher. The major categories of assets in the Company’s DB Pension Plan as of year-end are presented in the following table. Assets are segregated by the level of valuation inputs within the fair value hierarchy established by ASC Topic 820 utilized to measure fair value (see Note 19-Fair Value Measurements). Fair Value Measurements December 31, 2015 (in thousands) Fair Value (Level 1) (Level 2) (Level 3) Cash and cash equivalents $ 694 $ 694 $ 0 $ 0 U.S. Treasury securities 7,599 7,599 0 0 U.S. Government sponsored entities securities 508 0 508 0 Corporate bonds and notes 6,627 0 6,627 0 Common stocks 25,324 25,324 0 0 Mutual funds 27,429 27,429 0 0 Preferred stocks 750 0 750 0 Total Fair Value of Plan Assets $ 68,931 $ 61,046 $ 7,885 $ 0 Fair Value Measurements December 31, 2014 (in thousands) Fair Value (Level 1) (Level 2) (Level 3) Cash and cash equivalents $ 784 $ 784 $ 0 $ 0 U.S. Treasury securities 6,954 6,954 0 0 U.S. Government sponsored entities securities 1,422 0 1,422 0 Corporate bonds and notes 7,168 0 7,168 0 Common stocks 19,225 19,225 0 0 Mutual funds 34,924 34,924 0 0 Preferred stocks 750 0 750 0 Total Fair Value of Plan Assets $ 71,227 $ 61,887 $ 9,340 $ 0 The Company determines the fair value for its pension plan assets using an independent pricing service. The pricing service uses a variety of techniques to determine fair value, including market maker bids, quotes and pricing models. Inputs to the model include recent trades, benchmark interest rates, spreads, and actual and projected cash flows. Based on the inputs used by our independent pricing services, the Company identifies the appropriate level within the fair value hierarchy to report these fair values. U.S. Treasury securities, common stocks and mutual funds are considered Level 1 based on quoted prices in active markets. The Company has an Employee Stock Ownership Plan (ESOP) and a 401(k) Investment and Stock Ownership Plan (ISOP) covering substantially all employees of the Company. The ESOP allows for Company contributions in the form of common stock of the Company. Annually, the Tompkins Board of Directors determines a profit-sharing payout to its employees in accordance with a performance-based formula. A percentage of the approved amount is paid in Company common stock into the ESOP. Contributions are limited to a maximum amount as stipulated in the ESOP. The remaining percentage is either paid out in cash or deferred into the ISOP at the direction of the employee. Compensation expense related to the ESOP and ISOP totaled $4.4 million in 2015, $3.9 million in 2014, and $3.5 million in 2013. Under the ISOP, employees may contribute a percentage of their eligible compensation with a Company match of such contributions up to a maximum match of 4%. Participation in the 401(k) Plan is contingent upon certain age and service requirements. The Company’s expense associated with these matching provisions was $2.3 million in 2015, $2.2 million in 2014, and $2.2 million in 2013. Life insurance benefits are provided to certain officers of the Company. In connection with these policies, the Company reflects life insurance assets on its Consolidated Statements of Condition of $75.8 million at December 31, 2015, and $73.7 million at December 31, 2014. The insurance is carried at its cash surrender value on the Consolidated Statements of Condition. Increases in the cash surrender value of the insurance are reflected as noninterest income, net of any related mortality expense. The Company provides split dollar life insurance benefits to certain employees. The plan is unfunded and the estimated liability of the plan of $1.3 million and $1.2 million is recorded in other liabilities in the Consolidated Statements of Condition at December 31, 2015 and 2014, respectively. Compensation expense related to the split dollar life insurance was approximately $47,000 in 2015 and $43,000 in 2014.

Stock Plans and Stock Based Com

Stock Plans and Stock Based Compensation	12 Months Ended
	Dec. 31, 2015
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
Stock Plans and Stock Based Compensation	Note 13 Stock Plans and Stock Based Compensation Under the Tompkins Financial Corporation 2009 Equity Plan (“2009 Equity Plan”), the Company may grant incentive stock options, stock appreciation rights, shares of restricted stock and restricted stock units covering up to 902,000, common shares to certain officers, employees, and nonemployee directors. Stock options and stock appreciation rights are granted at an exercise price equal to the stock’s fair value at the date of grant, may not have a term in excess of ten years, and have vesting periods that range between one and seven years from the grant date. Restricted stock awards have vesting periods that range between one and seven years from grant date, and have grant date fair values that equal the closing price of the Company’s common stock on grant date. Prior to the adoption of the 2009 Equity Plan, the Company had similar stock option plans, which remain in effect solely with respect to unexercised options issued under these plans. The Company granted 109,750 equity awards to its employees in 2015. The awards consisted of 61,235 shares of restricted stock and 48,515 stock appreciation rights. The Company granted 186,982 equity awards to its employees in 2014. The awards consisted of 101,100 shares of restricted stock, 81,495 stock appreciation rights, and 4,387 shares of stock. The Company granted 172,495 equity awards to its employees in 2013. The awards consisted of 106,325 shares of restricted stock, 62,420 stock appreciation rights, and 3,750 shares of stock. The following table presents the activity related to stock options and stock appreciation rights under all plans for the twelve months ended December 31, 2015. Number of Shares/Rights Weighted Average Exercise Price Weighted Average Remaining Contractual Term Aggregate Intrinsic Value Outstanding at January 1, 2015 593,699 $ 40.06 Granted 48,515 $ 56.29 Exercised (176,274 ) $ 38.22 Forfeited (24,924 ) $ 42.24 Outstanding at December 31, 2015 441,016 $ 42.46 5.63 $ 6,047,872 Exercisable at December 31, 2015 209,385 $ 38.46 3.31 $ 3,706,186 Total stock-based compensation expense for stock options was $509,000 in 2015, $734,000 in 2014, and $833,000 in 2013. As of December 31, 2015, unrecognized compensation cost related to unvested stock options totaled $1.6 million. The cost is expected to be recognized over a weighted average period of 4.7 years. Cash proceeds, tax benefits and intrinsic value related to total stock options exercised is as follows: (in thousands) 2015 2014 2013 Proceeds from stock option exercises $ 1,382 $ 1,512 $ 4,683 Tax benefits related to stock option exercises 358 234 331 Intrinsic value of stock option exercises 3,014 2,112 1,922 The Company uses the Black-Scholes option-valuation model to determine the fair value of each incentive stock options and stock appreciation rights at the date of grant. The valuation model estimates fair value based on the assumptions listed in the table below. The risk-free rate is the interest rate available on zero-coupon U.S. Treasury instruments with a remaining term equal to the expected term of the share option at the time of grant. The expected dividend yield is based on the dividend trends and the market price of the Company’s stock price at grant. Volatility is largely based on historical volatility of the Company’s stock price. Expected term is based upon historical experience of employee exercises and terminations as the vesting term of the grants. The fair values of the grants are expensed over the vesting periods. 2015 2014 2013 Weighted per share average fair value at grant date $ 8.96 $ 8.32 $ 9.50 Risk-free interest rate 1.80 % 1.91 % 0.78 % Expected dividend yield 3.80 % 5.14 % 4.00 % Volatility 25.32 % 30.96 % 38.46 % Expected life (years) 6.00 6.00 5.50 Options Outstanding Options Exercisable Range of Exercise Prices Number Outstanding Weighted Average Remaining Contractual Life Weighted Average Exercise Price Number Exercisable Weighted Average Exercise Price $ 13.00-20.00 626 3.96 $ 16.47 626 $ 16.47 $ 20.01-29.30 6,778 5.38 $ 21.75 6,778 $ 21.75 $ 29.31-35.70 1,669 2.97 $ 30.96 1,669 $ 30.96 $ 35.71-37.50 144,900 3.92 $ 37.13 100,514 $ 37.19 $ 37.51-41.00 73,205 5.38 $ 40.28 29,781 $ 39.80 $ 41.01-50.00 165,323 6.04 $ 45.11 70,017 $ 41.71 $ 50.01-60.00 48,515 9.85 $ 56.29 0 $ 0 441,016 5.63 $ 42.46 209,385 $ 38.46 The following table presents activity related to restricted stock awards for the twelve months ended December 31, 2015. Number of Shares Weighted Average Exercise Price Unvested at January 1, 2015 224,726 $ 44.15 Granted 61,235 56.29 Vested (22,841 ) 52.00 Forfeited (15,773 ) 43.58 Unvested at December 31, 2015 247,347 $ 47.57 The company granted 61,235 restricted stock awards in 2015 at an average grant date fair value of $56.29. The Company granted 101,100 restricted stock awards in 2014 at an average grant date fair value of $49.22. The Company granted 106,325 restricted stock awards in 2013 at an average grant date fair value of $40.60. The grant date fair values were the closing prices of the Company’s common stock on the grant dates. The Company recognized stock-based compensation related to restricted stock awards of $1.4 million in 2015, $771,000 in 2014, and $550,000 in 2013. Unrecognized compensation costs related to restricted stock awards totaled $8.9 million at December 31, 2015 and will be recognized over 5.7 years on a weighted average basis.

Other Noninterest Income and Ex

Other Noninterest Income and Expense	12 Months Ended
	Dec. 31, 2015
Other Income and Expenses [Abstract]
Other Noninterest Income and Expense	Note 14 Other Noninterest Income and Expense Other income and operating expense totals are presented in the table below. Components of these totals exceeding 1% of the aggregate of total other noninterest income and total other noninterest expenses for any of the years presented below are stated separately. Year ended December 31, (in thousands) 2015 2014 2013 NONINTEREST INCOME Other service charges $ 2,972 $ 3,267 $ 3,802 Increase in cash surrender value of corporate owned life insurance 2,064 1,883 2,021 Net gain (loss) on sale of loans 54 362 (133 ) Other miscellaneous income 3,788 3,472 4,856 Total other noninterest income $ 8,878 $ 8,984 $ 10,546 NONINTEREST EXPENSES Marketing expense $ 4,780 $ 4,942 $ 4,958 Professional fees 5,352 6,094 5,651 Technology expense 6,220 6,172 6,056 Cardholder expense 2,653 2,712 3,433 Other miscellaneous expenses 18,662 21,201 20,543 Total other noninterest expenses $ 37,667 $ 41,121 $ 40,641

Income Taxes

Income Taxes	12 Months Ended
	Dec. 31, 2015
Income Tax Disclosure [Abstract]
Income Taxes	Note 15 Income Taxes The income tax expense (benefit) attributable to income from operations is summarized as follows: (in thousands) Current Deferred Total 2015 Federal $ 22,955 $ 2,841 $ 25,796 State 3,103 63 3,166 Total $ 26,058 $ 2,904 $ 28,962 2014 Federal $ 19,749 $ 2,915 $ 22,664 State 624 2,116 2,740 Total $ 20,373 $ 5,031 $ 25,404 2013 Federal $ 11,826 $ 7,138 $ 18,964 State 933 880 1,813 Total $ 12,759 $ 8,018 $ 20,777 The primary reasons for the differences between income tax expense and the amount computed by applying the statutory federal income tax rate to earnings are as follows: 2015 2014 2013 Statutory federal income tax rate 35.0 % 35.0 % 35.0 % State income taxes, net of federal benefit 2.4 2.3 1.6 Tax exempt income (2.5 ) (2.5 ) (3.0 ) Bank-owned life insurance income (0.8 ) (0.8 ) (1.0 ) Federal tax credit (0.8 ) (1.0 ) (2.3 ) All other (0.2 ) (0.2 ) (1.3 ) Total 33.1 % 32.8 % 29.0 % Deferred income taxes reflect the net tax effects of temporary differences between the carrying amount of assets and liabilities for financial reporting purposes and the amounts used for income tax purposes. Significant components of the Company’s deferred tax assets and liabilities as of December 31 were as follows: (in thousands) 2015 2014 2013 Deferred tax assets: Allowance for loan and lease losses $ 12,411 $ 11,276 $ 10,946 Interest income on nonperforming loans 1,207 395 1,712 Compensation and benefits 14,032 13,081 12,448 Purchase accounting adjustments 1,920 3,538 5,746 Intangibles 0 0 95 Liabilities held at fair value 218 364 497 Tax credit carryforward 831 1,995 3,990 Other 2,546 2,347 2,838 Total $ 33,165 $ 32,996 $ 38,272 Deferred tax liabilities: Prepaid pension $ 10,992 $ 9,377 $ 10,154 Depreciation 3,277 2,553 2,948 Intangibles 567 236 0 Other 2,144 1,741 1,050 Total deferred tax liabilities $ 16,980 $ 13,907 $ 14,152 Net deferred tax asset at year-end $ 16,185 $ 19,089 $ 24,120 Net deferred tax asset at beginning of year $ 19,089 $ 24,120 $ 32,138 Decrease in net deferred tax asset (2,904 ) (5,031 ) (8,018 ) Deferred tax expense $ 2,904 $ 5,031 $ 8,018 This analysis does not include recorded deferred tax assets (liabilities) of $1.8 million and ($1.8) million as of December 31, 2015 and 2014, respectively, related to net unrealized holdings losses/(gains) in the available-for-sale securities portfolio. In addition, the analysis excludes the recorded deferred tax assets of $18.1 million and $17.2 million, as of December 31, 2015 and 2014, respectively, related to employee benefit plans. Realization of deferred tax assets is dependent upon the generation of future taxable income or the existence of sufficient taxable income within the carry-back period. A valuation allowance is provided when it is more likely than not that some portion of the deferred tax assets will not be realized. In assessing the need for a valuation allowance, management considers the scheduled reversal of the deferred tax liabilities, the level of historical taxable income, and the projected future taxable income over the periods in which the temporary differences comprising the deferred tax assets will be deductible. Based on its assessment, management determined that no valuation allowance is necessary at December 31, 2015 and 2014. At December 31, 2015 and December 31, 2014, the Company had no ASC 740-10 unrecognized tax benefits. The Company does not expect the total amount of unrecognized tax benefits to significantly increase within the next twelve months. The Company recognizes interest and penalties on unrecognized tax benefits in income tax expense in its Consolidated Statements of Income. The Company is subject to U.S. federal income tax and income tax in various state jurisdictions. All tax years ending after December 31, 2011 are open to examination by the taxing authorities.

Other Comprehensive Income

Other Comprehensive Income	12 Months Ended
	Dec. 31, 2015
Stockholders' Equity Note [Abstract]
Other Comprehensive Income	Note 16 Other Comprehensive Income The tax effect allocated to each component of other comprehensive income (loss) were as follows: December 31, 2015 Before-Tax Tax (Expense) Net of Tax Available-for-sale securities: (in thousands) Change in net unrealized gain during the period $ (8,241 ) $ 3,295 $ (4,946 ) Reclassification adjustment for net realized gain on sale included in available-for-sale securities (1,108 ) 443 (665 ) Net unrealized losses (9,349 ) 3,738 (5,611 ) Employee benefit plans: Net retirement plan gain 1,846 (738 ) 1,108 Amortization of net retirement plan actuarial loss 2,218 (887 ) 1,331 Amortization of net retirement plan prior service (cost) credit (6,362 ) 2,544 (3,818 ) Employee benefit plans (2,298 ) 919 (1,379 ) Other comprehensive loss $ (11,647 ) $ 4,657 $ (6,990 ) December 31, 2014 Available-for-sale securities: Before-Tax Tax (Expense) Net of Tax (in thousands) Change in net unrealized loss during the period $ 19,094 $ (7,635 ) $ 11,459 Reclassification adjustment for net realized gain on sale included in available-for-sale securities (391 ) 156 (235 ) Net unrealized gains 18,703 (7,479 ) 11,224 Employee benefit plans: Net retirement plan loss (24,211 ) 9,684 (14,527 ) Net retirement plan prior service credit 6,282 (2,513 ) 3,769 Amortization of net retirement plan actuarial loss 1,065 (426 ) 639 Amortization of net retirement plan prior service credit 5 (2 ) 3 Employee benefit plans (16,859 ) 6,743 (10,116 ) Other comprehensive income $ 1,844 $ (736 ) $ 1,108 December 31, 2013 (in thousands) Before-Tax Tax (Expense) Net of Tax Available-for-sale securities: Change in net unrealized loss during the period $ (57,250 ) $ 22,896 $ (34,354 ) Reclassification adjustment for net realized gain on sale included in available-for-sale securities (599 ) 240 (359 ) Net unrealized losses (57,849 ) 23,136 (34,713 ) Employee benefit plans: Net retirement plan loss 16,813 (6,725 ) 10,088 Amortization of net retirement plan actuarial loss 2,579 (1,032 ) 1,547 Amortization of net retirement plan prior service credit 59 (24 ) 35 Amortization of net retirement plan transition liability 50 (20 ) 30 Employee benefit plans 19,501 (7,801 ) 11,700 Other comprehensive loss $ (38,348 ) $ 15,335 $ (23,013 ) The following table presents the activity in our accumulated other comprehensive income for the periods indicated: (in thousands) Available-for-Sale Employee Benefit Accumulated Other Balance at January 1, 2013 $ 26,356 $ (28,462 ) $ (2,106 ) Other comprehensive (loss) income (34,713 ) 11,700 (23,013 ) Balance at December 31, 2013 $ (8,357 ) $ (16,762 ) $ (25,119 ) Balance at January 1, 2014 (8,357 ) (16,762 ) (25,119 ) Other comprehensive income (loss) 11,224 (10,116 ) 1,108 Balance at December 31, 2014 $ 2,867 $ (26,878 ) $ (24,011 ) Balance at January 1, 2015 2,867 (26,878 ) (24,011 ) Other comprehensive loss (5,611 ) (1,379 ) (6,990 ) Balance at December 31, 2015 $ (2,744 ) $ (28,257 ) $ (31,001 ) December 31, 2015 Details about Accumulated other Comprehensive Income Amount 1 Affected Line Item in the Statement Where Net Income is Presented Available-for-sale securities: Unrealized gains and losses on available-for-sale securities $ 1,108 Net gain on securities transactions (443 ) Tax expense 665 Net of tax Employee benefit plans: Amortization of the following 2 Net retirement plan actuarial loss (2,218 ) Net retirement plan prior service credit 359 (1,859 ) Total before tax 744 Tax benefit (1,115 ) Net of tax December 31, 2014 Details about Accumulated other Comprehensive Income Amount 1 Affected Line Item in the Statement Where Net Income is Presented Available-for-sale securities: Unrealized gains and losses on available-for-sale securities $ 391 Net gain on securities transactions (156 ) Tax expense 235 Net of tax Employee benefit plans: Amortization of the following 2 Net retirement plan actuarial loss (1,065 ) Net retirement plan prior service credit (5 ) (1,070 ) Total before tax 428 Tax benefit (642 ) Net of tax 1 2

Commitments and Contingent Liab

Commitments and Contingent Liabilities	12 Months Ended
	Dec. 31, 2015
Commitments and Contingencies Disclosure [Abstract]
Commitments and Contingent Liabilities	Note 17 Commitments and Contingent Liabilities The Company, in the normal course of business, is a party to financial instruments with off-balance-sheet risk to meet the financial needs of its customers. These financial instruments include loan commitments, standby letters of credit, and unused portions of lines of credit. The contract, or notional amount, of these instruments represents the Company’s involvement in particular classes of financial instruments. These instruments involve, to varying degrees, elements of credit and interest rate risk in excess of the amount recognized on the Consolidated Statements of Condition. The Company’s maximum potential obligations to extend credit for loan commitments (unfunded loans, unused lines of credit, and standby letters of credit) outstanding on December 31 were as follows: (in thousands) 2015 2014 Loan commitments $ 200,316 $ 435,904 Standby letters of credit 58,639 58,200 Undisbursed portion of lines of credit 719,234 410,664 Total $ 978,189 $ 904,768 Commitments to extend credit (including lines of credit) are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee. Standby letters of credit are conditional commitments to guarantee the performance of a customer to a third party. The Company extends standby letters of credit to its customers in the normal course of business. The standby letters of credit are generally short-term. As of December 31, 2015, the Company’s maximum potential obligation under standby letters of credit was $58.6 million. Management uses the same credit policies in making commitments to extend credit and standby letters of credit as are used for on-balance-sheet lending decisions. Based upon management’s evaluation of the counterparty, the Company may require collateral to support commitments to extend credit and standby letters of credit. The credit risk amounts are equal to the contractual amounts, assuming the amounts are fully advanced and collateral or other security is of no value. The Company does not anticipate losses as a result of these transactions. These commitments also have off-balance-sheet interest-rate risk, in that the interest rate at which these commitments were made may not be at market rates on the date the commitments are fulfilled. Since some commitments and standby letters of credit are expected to expire without being drawn upon, the total commitment amounts do not necessarily represent future cash flow requirements. At December 31, 2015, the Company had rate lock agreements associated with mortgage loans to be sold in the secondary market (certain of which relate to loan applications for which no formal commitment has been made) amounting to approximately $422,000. In order to limit the interest rate risk associated with rate lock agreements, as well as the interest rate risk associated with mortgages held for sale, if any, the Company enters into agreements to sell loans in the secondary market to unrelated investors on a loan-by-loan basis. At December 31, 2015, the Company had approximately $422,000 of commitments to sell mortgages to unrelated investors on a loan-by-loan basis. In the normal course of business, the Company is involved in various legal proceedings. In the opinion of management, based upon the review with counsel, the proceedings are not expected to have a material effect on the Company’s financial condition or results of operations.

Earnings Per Share

Earnings Per Share	12 Months Ended
	Dec. 31, 2015
Earnings Per Share [Abstract]
Earnings Per Share	Note 18 Earnings Per Share Calculation of basic earnings per share (Basic EPS) and diluted earnings per share (Diluted EPS) is shown below. Year ended December 31, (in thousands, except share and per share data) 2015 2014 2013 Basic Net income available to common shareholders $ 58,421 $ 52,041 $ 50,856 Less: dividends and undistributed earnings allocated to unvested restricted stock awards (834 ) (503 ) (418 ) Net earnings allocated to common shareholders 57,587 51,538 50,438 Weighted average shares outstanding, including participating securities 14,940,274 14,824,333 14,587,187 Less: average participating securities (212,081 ) (147,711 ) (109,570 ) Weighted average shares outstanding - Basic 14,728,193 14,676,622 14,477,617 Diluted Net earnings allocated to common shareholders 57,587 51,538 50,438 Weighted average shares outstanding - Basic 14,728,193 14,676,622 14,477,617 Dilutive effect of common stock options or restricted stock awards 134,833 113,002 96,302 Weighted average shares outstanding - Diluted 14,863,026 14,789,624 14,573,919 Basic EPS 3.91 3.51 3.48 Diluted EPS 3.87 3.48 3.46 There were approximately 72,321 weighted average stock options as of December 31, 2015; 108,159 for 2014; and 229,868 for 2013, that were not considered in the calculation of diluted earnings per share since the stock options’ exercise prices were greater than the average market price during these periods.

Fair Value Measurements

Fair Value Measurements	12 Months Ended
	Dec. 31, 2015
Fair Value Disclosures [Abstract]
Fair Value Measurements	Note 19 Fair Value Measurements FASB ASC Topic 820, Fair Value Measurements and Disclosures, The three levels of the fair value hierarchy are: Level 1 – Unadjusted quoted prices in active markets that are accessible at the measurement date for identical, unrestricted assets or liabilities; Level 2 – Quoted prices for similar assets or liabilities in active markets, quoted prices for identical or similar assets or liabilities in markets that are not active, or inputs that are observable, either directly or indirectly, for substantially the full term of the asset or liability; Level 3 – Prices or valuation techniques that require inputs that are both significant to the fair value measurement and unobservable (i.e., supported by little or no market activity). The following table summarizes financial assets and financial liabilities measured at fair value on a recurring basis as of December 31, 2015 and 2014 segregated by the level of valuation inputs within the fair value hierarchy used to measure fair value. Recurring Fair Value Measurements December 31, 2015 (in thousands) Fair Value (Level 1) (Level 2) (Level 3) Trading securities Obligations of U.S. Government sponsored entities $ 6,601 $ 0 $ 6,601 $ 0 Mortgage-backed securities - residential 767 0 767 0 Available-for-sale securities Obligations of U.S. Government sponsored entities 552,893 0 552,893 0 Obligations of U.S. states and political subdivisions 84,726 0 84,726 0 Mortgage-backed securities - residential U.S. Government agencies 94,678 0 94,678 0 U.S. Government sponsored entities 650,097 0 650,097 0 Non-U.S. Government agencies or sponsored entities 194 0 194 0 U.S. corporate debt securities 2,162 0 2,162 0 Equity securities 934 0 0 934 Borrowings Other borrowings 10,576 0 10,576 0 The change in the fair value of available-for-sale securities valued using significant unobservable inputs (level 3), between January 1, 2015 and December 31, 2015 was mainly due to the reclassification of $475,000 of securities from available-for-sale securities to other assets to reflect the nonmarketable nature of these securities. Recurring Fair Value Measurements December 31, 2014 (in thousands) Fair Value (Level 1) (Level 2) (Level 3) Trading securities Obligations of U.S. Government sponsored entities $ 7,404 $ 0 $ 7,404 $ 0 Mortgage-backed securities - residential 1,588 0 1,588 0 Available-for-sale securities Obligations of U.S. Government sponsored entities 557,820 0 557,820 0 Obligations of U.S. states and political subdivisions 71,510 0 71,510 0 Mortgage-backed securities - residential U.S. Government agencies 109,926 0 109,926 0 U.S. Government sponsored entities 659,120 0 659,120 0 U.S. corporate debt securities 2,162 0 2,162 0 Equity securities 1,427 0 0 1,427 Borrowings Other borrowings 10,961 0 10,961 0 The change in the fair value of the $1.4 million of available-for-sale securities valued using significant unobservable inputs (level 3), between January 1, 2014 and December 31, 2014 was immaterial. The Company determines fair value for its trading securities using independently quoted market prices. The Company determines fair value for its available-for-sale securities using an independent bond pricing service for identical assets or very similar securities. The pricing service uses a variety of techniques to determine fair value, including market maker bids, quotes and pricing models. Inputs to the model include recent trades, benchmark interest rates, spreads, and actual and projected cash flows. The Company reviews the prices supplied by the independent pricing service, as well as their underlying pricing methodologies, for reasonableness and to ensure such prices are aligned with traditional pricing matrices. In general, the Company’s investment portfolio consists of traditional investments, nearly all of which are U.S. Treasury obligations, federal agency bullet or mortgage pass-through securities, or general obligation municipal bonds. Pricing for such instruments is fairly generic and is easily obtained. At least annually, the Company will validate prices supplied by the independent pricing service by comparing to prices obtained from a second third-party source. Based on the inputs used by our independent pricing services, the Company identifies the appropriate level within the fair value hierarchy to report these fair values. Fair values of borrowings are estimated using Level 2 inputs based upon observable market data. The Company determines fair value for its borrowings using a discounted cash flow technique based upon expected cash flows and current spreads on FHLB advances with the same structure and terms. The Company also receives pricing information from third parties, including the FHLB. The pricing obtained is considered representative of the transfer price if the liabilities were assumed by a third party. The Company’s potential credit risk did not have a material impact on the quoted settlement prices used in measuring the fair value of the FHLB borrowings for the twelve months ended December 31, 2015. There were no transfers between Level 2 and Level 3 values during 2015. Certain assets are measured at fair value on a nonrecurring basis, that is, they are not measured at fair value on an ongoing basis but are subject to fair value adjustments in certain circumstances. For the Company, these include loans held for sale, collateral dependent impaired loans, other real estate owned, goodwill and other intangible assets. During 2015, certain collateral dependent impaired loans and other real estate owned at December 31, 2015, were adjusted down to fair value. Collateral values are estimated using Level 2 inputs based upon observable market data. Real estate values are generally valued using independent appraisals or other indications of value based on recent comparable sales of similar properties or assumptions generally available in the market. Fair value measurements at reporting date using: Gain (losses) (in thousands) As of Quoted prices in active markets for identical assets Significant other observable inputs Significant Twelve months ended Assets: 12/31/2015 (Level 1) (Level 2) (Level 3) 12/31/2015 Impaired Loans $ 5,730 $ 0 $ 5,730 $ 0 $ (326 ) Other real estate owned 1,995 0 1,995 0 714 Fair value measurements at reporting date using: Gain (losses) (in thousands) As of Quoted prices in active markets for identical assets Significant other observable inputs Significant unobservable inputs Twelve months ended Assets: 12/31/2014 (Level 1) (Level 2) (Level 3) 12/31/2014 Impaired Loans $ 2,891 $ 0 $ 2,891 $ 0 $ (1,090 ) Other real estate owned 5,493 0 5,493 0 (338 ) The following table presents the carrying amounts and estimated fair values of the Company’s financial instruments at December 31, 2015 and 2014. The carrying amounts shown in the table are included in the Consolidated Statements of Condition under the indicated captions. The fair value estimates, methods and assumptions set forth below for the Company’s financial instruments, including those financial instruments carried at cost, are made solely to comply with disclosures required by generally accepted accounting principles in the United States and does not always incorporate the exit-price concept of fair value prescribed by ASC Topic 820-10 and should be read in conjunction with the financial statements and notes included in this Report. Estimated Fair Value of Financial Instruments December 31, 2015 (in thousands) Carrying Fair Value (Level 1) (Level 2) (Level 3) Financial Assets: Cash and cash equivalents $ 58,257 $ 58,257 $ 58,257 $ 0 $ 0 Securities - held-to-maturity 146,071 146,686 0 146,686 FHLB and FRB stock 29,969 29,969 0 29,969 0 Accrued interest receivable 16,433 16,433 0 16,433 0 Loans and leases, net 1 3,740,038 3,739,695 0 5,730 3,733,965 Financial Liabilities: Time deposits $ 855,133 $ 853,839 $ 0 $ 853,839 $ 0 Other deposits 3,540,173 3,540,173 0 3,540,173 0 Securities sold under agreements to repurchase 136,513 138,161 0 138,161 0 Other borrowings 525,709 527,041 0 527,041 0 Trust preferred debentures 37,509 45,190 0 45,190 0 Accrued interest payable 1,973 1,973 0 1,973 0 1 Lease receivables, although excluded from the scope of ASC Topic 825, are included in the estimated fair value amounts at their carrying value. Estimated Fair Value of Financial Instruments December 31, 2014 (in thousands) Carrying Fair Value (Level 1) (Level 2) (Level 3) Financial Assets: Cash and cash equivalents $ 56,070 $ 56,070 $ 56,070 $ 0 $ 0 Securities - held-to-maturity 88,168 89,036 0 89,036 FHLB and FRB stock 21,259 21,259 0 21,259 0 Accrued interest receivable 16,518 16,518 0 16,518 0 Loans and leases, net 1 3,364,291 3,383,742 0 2,891 3,380,851 Financial Liabilities: Time deposits $ 898,081 $ 899,871 $ 0 $ 899,871 $ 0 Other deposits 3,271,073 3,271,073 0 3,271,073 0 Securities sold under agreements to repurchase 147,037 151,201 151,201 Other borrowings 345,580 350,043 0 350,043 0 Trust preferred debentures 37,337 39,453 0 39,453 0 Accrued interest payable 1,868 1,868 0 1,868 0 1 Lease receivables, although excluded from the scope of ASC Topic 825, are included in the estimated fair value amounts at their carrying value. The following methods and assumptions were used in estimating fair value disclosures for financial instruments. Cash and Cash Equivalents: Securities : FHLB stock: Loans and Leases: ACCRUED INTEREST RECEIVABLE AND ACCRUED INTEREST PAYABLE: Deposits: Securities Sold Under Agreements to Repurchase: Other Borrowings: TRUST PREFERRED DEBENTURES:

Regulations and Supervision

Regulations and Supervision	12 Months Ended
	Dec. 31, 2015
Banking and Thrift [Abstract]
Regulations and Supervision	Note 20 Regulations and Supervision Capital Requirements: The Company and its subsidiary banks are subject to various regulatory capital requirements administered by Federal bank regulatory agencies. Failure to meet minimum capital requirements can initiate certain mandatory and possibly additional discretionary actions by regulators that, if undertaken, could have a direct material adverse effect on the Company’s business, results of operation and financial condition. Under capital adequacy guidelines and the regulatory framework for prompt corrective action (PCA), banks must meet specific guidelines that involve quantitative measures of assets, liabilities, and certain off-balance-sheet items as calculated under regulatory accounting practices. Capital amounts and classifications of the Company and its subsidiary banks are also subject to qualitative judgments by regulators concerning components, risk weightings, and other factors. Quantitative measures established by regulation to ensure capital adequacy require the maintenance of minimum amounts and ratios (set forth in the table below) of common equity Tier II capital total capital and Tier 1 capital (as defined in the regulations) to risk-weighted assets (as defined), and of Tier 1 capital to average assets (as defined). Management believes that the Company and its subsidiary banks meet all capital adequacy requirements to which they are subject. As of December 31, 2015, the most recent notifications from Federal bank regulatory agencies categorized Tompkins Trust Company, The Bank of Castile, Mahopac Bank, and VIST Bank as “well capitalized” under the regulatory framework for PCA. To be categorized as well capitalized, the Company and its subsidiary banks must maintain total risk-based, Tier 1 risk-based, common equity Tier 1 capital and Tier 1 leverage ratios as set forth in the table below. There are no conditions or events since that notification that management believes have changed the capital category of the Company or its subsidiary banks. Actual capital amounts and ratios of the Company and its subsidiary banks are as follows: Actual Required to be Adequately Capitalized Required to be Well Capitalized (dollar amounts in thousands) Amount/Ratio Amount/Ratio Amount/Ratio December 31, 2015 Total Capital (to risk-weighted assets) The Company (consolidated) $ 520,891/13.0% >$319,711/>8.0% >$399,638/>10.0% Trust Company $ 151,299/13.7% >$88,274/>8.0% >$110,342/>10.0% Castile $ 104,568/10.5% >$79,657/>8.0% >$99,571/>10.0% Mahopac $ 110,158/14.0% >$62,943/>8.0% >$78,678/>10.0% VIST $ 133,925/12.4% >$86,371/>8.0% >$107,964/>10.0% Common EquityTier 1 Capital (to risk-weighted assets) The Company (consolidated) $ 449,535/11.3% >$179,837/>4.5% >$259,765/>6.5% Trust Company $ 143,005/13.0% >$49,654/>4.5% >$71,722/>6.5% Castile $ 97,097/9.8% >$44,807/>4.5% >$64,721/>6.5% Mahopac $ 100,322/12.8% >$35,405/>4.5% >$51,141/>6.5% VIST $ 127,229/11.8% >$48,584/>4.5% >$70,177/>6.5% Tier 1 Capital (to risk-weighted assets) The Company (consolidated) $ 487,043/12.2% >$239,783/>6.0% >$319,711/>8.0% Trust Company $ 143,005/13.0% >$66,205/>6.0% >$88,274/>8.0% Castile $ 97,097/9.8% >$59,743/>6.0% >$79,657/>8.0% Mahopac $ 100,322/12.8% >$47,207/>6.0% >$62,943/>8.0% VIST $ 127,229/11.8% >$64,779/>6.0% >$86,371/>8.0% Tier 1 Capital (to average assets) The Company (consolidated) $ 487,043/8.8% >$220,995/>4.0% >$276,243/>5.0% Trust Company $ 143,005/8.0% >$71,319/>4.0% >$89,148/>5.0% Castile $ 97,097/7.7% >$50,309/>4.0% >$62,887/>5.0% Mahopac $ 100,322/9.2% >$43,865/>4.0% >$54,831/>5.0% VIST $ 127,229/9.1% >$55,650/>4.0% >$69,563/>5.0% December 31, 2014 Total Capital (to risk-weighted assets) The Company (consolidated) $ 474,358/13.6% >$278,992/>8.0% >$348,741/>10.0% Trust Company $ 137,424/13.8% >$79,626/>8.0% >$99,533/>10.0% Castile $ 95,008/11.3% >$67,040/>8.0% >$83,799/>10.0% Mahopac $ 103,036/15.0% >$54,884/>8.0% >$68,605/>10.0% VIST $ 120,464/12.7% >$75,674/>8.0% >$94,592/>10.0% Tier 1 Capital (to risk-weighted assets) The Company (consolidated) $ 444,947/12.8% >$139,496/>4.0% >$209,244/>6.0% Trust Company $ 129,751/13.0% >$39,813/>4.0% >$57,920/>6.0% Castile $ 88,288/10.5% >$33,520/>4.0% >$50,280/>6.0% Mahopac $ 94,445/13.8% >$27,442/>4.0% >$41,163/>6.0% VIST $ 115,276/12.2% >$37,837/>4.0% >$56,755/>6.0% Tier 1 Capital (to average assets) The Company (consolidated) $ 444,947/8.7% >$152,534/>3.0% >$254,223/>5.0% Trust Company $ 129,751/7.8% >$49,823/>3.0% >$83,038/>5.0% Castile $ 88,288/7.8% >$34,115/>3.0% >$56,858/>5.0% Mahopac $ 94,445/9.2% >$30,896/>3.0% >$51,494/>5.0% VIST $ 115,276/9.0% >$38,236/>3.0% >$63,727/>5.0%

Condensed Parent Company Only F

Condensed Parent Company Only Financial Statements	12 Months Ended
	Dec. 31, 2015
Condensed Financial Information of Parent Company Only Disclosure [Abstract]
Condensed Parent Company Only Financial Statements	Note 21 Condensed Parent Company Only Financial Statements Condensed financial statements for Tompkins (the Parent Company) as of December 31 are presented below. Condensed Statements of Condition (in thousands) 2015 2014 Assets Cash $ 5,759 $ 6,646 Available-for-sale securities, at fair value 0 225 Investment in subsidiaries, at equity 548,227 517,131 Other 12,940 15,951 Total Assets $ 566,926 $ 539,953 Liabilities and Shareholders’ Equity Borrowings $ 13,510 $ 13,500 Trust preferred debentures issued to non-consolidated subsidiary 37,509 37,337 Other liabilities 893 985 Tompkins Financial Corporation Shareholders’ Equity 515,014 488,131 Total Liabilities and Shareholders’ Equity $ 566,926 $ 539,953 Condensed Statements of Income (in thousands) 2015 2014 2013 Dividends from available-for-sale securities $ 2 $ 2 $ 4 Dividends received from subsidiaries 28,667 28,727 25,991 Other income 593 1,059 1,627 Total Operating Income 29,262 29,788 27,622 Interest expense 2,648 2,703 3,087 Other expenses 5,996 6,484 6,352 Total Operating Expenses 8,644 9,187 9,439 Income Before Taxes and Equity in Undistributed Earnings of Subsidiaries 20,618 20,601 18,183 Income tax benefit 2,987 3,654 3,959 Equity in undistributed earnings of subsidiaries 34,816 27,786 28,714 Net Income $ 58,421 $ 52,041 $ 50,856 Condensed Statements of Cash Flows (in thousands) 2015 2014 2013 Operating activities Net income $ 58,421 $ 52,041 $ 50,856 Adjustments to reconcile net income to net cash provided by operating activities Equity in undistributed earnings of subsidiaries (34,816 ) (27,799 ) (28,800 ) Other, net 1,153 (1,233 ) (1,807 ) Net Cash Provided by Operating Activities 24,758 23,009 20,249 Investing activities Other, net 81 85 (3,482 ) Net Cash Used in Investing Activities 81 85 (3,482 ) Financing activities Borrowings, net 0 (1,000 ) (10,691 ) Cash dividends (25,411 ) (23,983 ) (22,463 ) Repurchase of common shares (3,505 ) (4,602 ) 0 Redemption of trust preferred debentures (195 ) 64 40 Shares issued for dividend reinvestment plans 0 2,186 4,046 Shares issued for employee stock ownership plan 1,595 1,528 717 Net proceeds from exercise of stock options 1,382 1,512 4,683 Tax benefits of stock options exercised 358 234 331 Common stock issued 50 50 0 Net Cash (Used in) Provided by Financing Activities (25,726 ) (24,011 ) (23,337 ) Net (decrease) increase in cash (887 ) (917 ) (6,570 ) Cash at beginning of year 6,646 7,563 14,135 Cash at End of Year $ 5,759 $ 6,646 $ 7,565 A Statement of Changes in Shareholders’ Equity has not been presented since it is the same as the Consolidated Statement of Changes in shareholders’ Equity previously presented.

Segment and Related Information

Segment and Related Information	12 Months Ended
	Dec. 31, 2015
Segment Reporting [Abstract]
Segment and Related Information	Note 22 Segment and Related Information The Company manages its operations through three reportable business segments in accordance with the standards set forth in FASB ASC 280, “Segment Reporting”: (i) banking and financial services (“Banking”), (ii) insurance services (“Tompkins Insurance Agencies, Inc”) and (iii) wealth management (“Tompkins Financial Advisors”). The Company’s insurance services and wealth management services are managed separately from the Banking segment. Banking The bank segment is primarily comprised of its four banking subsidiaries: Tompkins Trust Company; a commercial bank with thirteen banking offices operated in Ithaca, NY and surrounding communities, the Bank of Castile (DBA Tompkins Bank of Castile); a commercial bank with seventeen banking offices located in the Genesee Valley region of New York State as well as Monroe County; Mahopac Bank (DBA Tompkins Mahopac Bank); a commercial bank with fourteen full-service banking offices located in the counties north of New York City; and VIST Bank (DBA Tompkins VIST Bank), a banking organization with nineteen banking offices headquartered and operating in Southeastern Pennsylvania. Banking services consist primarily of attracting deposits from the areas served by the Company’s banking subsidiaries and using those deposits to originate a variety of commercial loans, agricultural loans, consumer loans, real estate loans and leases in those same areas. The Company’s subsidiary banks provide a variety of retail banking services including checking accounts, savings accounts, time deposits, IRA products, residential mortgage loans, personal loans, home equity loans, credit cards, debit cards and safe deposit services delivered through its branch facilities, ATMs, voice response, mobile banking, Internet banking and remote deposit services. The Company’s subsidiary banks also provide a variety of commercial banking services such as lending activities for a variety of business purposes, including real estate financing, construction, equipment financing, accounts receivable financing and commercial leasing. Other commercial services include deposit and cash management services, letters of credit, sweep accounts, credit cards, Internet-based account services, mobile banking and remote deposit services. The banking subsidiaries do not engage in sub-prime lending. Insurance The Company provides property and casualty insurance services and employee benefits consulting through Tompkins Insurance Agencies, Inc; a 100% wholly-owned subsidiary of the Company, headquartered in Batavia, New York. Tompkins Insurance is an independent insurance agency, representing many major insurance carriers and provides employee benefit consulting to employers in Western and Central New York and Southeastern Pennsylvania, assisting them with their medical, group life insurance and group disability insurance. Through the 2012 acquisition of VIST Financial, Tompkins Insurance expanded its operations with the addition of VIST Insurance, a full service agency offering a similar array of insurance products as Tompkins Insurance in southeastern Pennsylvania. Tompkins Insurance offers services to customers of the Company’s banking subsidiaries by sharing offices with The Bank of Castile, Tompkins Trust Company and VIST Bank. In addition to these shared offices, Tompkins Insurance has five stand-alone offices in Western New York, one stand-alone office in Tompkins County, New York and one stand-alone office in Montgomery County, Pennsylvania. Wealth Management The Wealth Management segment is generally organized under the Tompkins Financial Advisors brand. Tompkins Financial Advisors offers a comprehensive suite of financial services to customers, including trust and estate services, investment management and financial and insurance planning for individuals, corporate executives, small business owners and high net worth individuals. Tompkins Advisors has offices in each of the Company’s four subsidiary banks. As part of the acquisition of VIST Financial Corp. in 2012, VIST Capital Management, LLC was added into Tompkins Financial Advisors brand; offering a complimentary assortment of full service investment advisory and brokerage services for individual financial planning, investments and corporate and small business pension and retirement planning solutions. Summarized financial information concerning the Company’s reportable segments and the reconciliation to the Company’s consolidated results is shown in the following table. Investment in subsidiaries is netted out of the presentations below. The “Intercompany” column identifies the intercompany activities of revenues, expenses and other assets between the banking and financial services segments. The Company accounts for intercompany fees and services at an estimated fair value according to regulatory requirements for the services provided. Intercompany items relate primarily to the use of human resources, information systems, accounting and marketing services provided by any of the banks and the holding company. All other accounting policies are the same as those described in Note 1 “Summary of significant accounting policies” in this report. As of and for the year ended December 31, 2015 (in thousands) Banking Insurance Wealth Management Intercompany Consolidated Interest income $ 188,598 $ 2 $ 148 $ (2 ) $ 188,746 Interest expense 20,367 0 0 (2 ) 20,365 Net interest income 168,231 2 148 0 168,381 Provision for loan and lease losses 2,945 0 0 0 2,945 Noninterest income 27,096 29,818 16,037 (1,011 ) 71,940 Noninterest expense 115,706 23,783 11,384 (1,011 ) 149,862 Income before income tax expense 76,676 6,037 4,801 0 87,514 Income tax expense 24,923 2,416 1,623 0 28,962 Net Income attributable to noncontrolling interests 51,753 3,621 3,178 0 58,552 Less: Net income attributable to noncontrolling interests 131 0 0 0 131 Net Income attributable to Tompkins Financial Corporation $ 51,622 $ 3,621 $ 3,178 $ 0 $ 58,421 Depreciation and amortization $ 5,985 $ 367 $ 116 $ 0 $ 6,468 Assets 5,646,459 36,625 13,951 (7,040 ) 5,689,995 Goodwill 64,500 19,662 8,081 0 92,243 Other intangibles, net 7,820 4,187 441 0 12,448 Net loans and leases 3,740,038 0 0 0 3,740,038 Deposits 4,401,896 0 0 (6,590 ) 4,395,306 Total equity 476,138 28,182 12,146 0 516,466 As of and for the year ended December 31, 2014 (in thousands) Banking Insurance Wealth Management Intercompany & Merger Consolidated Interest income $ 184,355 $ 6 $ 138 $ (6 ) $ 184,493 Interest expense 20,687 2 0 (6 ) 20,683 Net interest income 163,668 4 138 0 163,810 Provision for loan and lease losses 2,306 0 0 0 2,306 Noninterest income 27,418 28,620 16,072 (1,345 ) 70,765 Noninterest expense 120,708 23,515 11,815 (1,345 ) 154,693 Income before income tax expense 68,072 5,109 4,395 0 77,576 Income tax expense 21,890 2,052 1,462 0 25,404 Net Income attributable to noncontrolling interests 46,182 3,057 2,933 0 52,172 Less: Net income attributable to noncontrolling interests 131 0 0 0 131 Net Income attributable to Tompkins Financial Corporation $ 46,051 $ 3,057 $ 2,933 $ 0 $ 52,041 Depreciation and amortization $ 5,296 $ 271 $ 143 $ 0 $ 5,710 Assets 5,226,145 34,040 13,779 (4,403 ) 5,269,561 Goodwill 64,369 19,662 8,211 0 92,242 Other intangibles, net 9,301 4,827 521 0 14,649 Net loans and leases 3,364,291 0 0 0 3,364,291 Deposits 4,173,244 0 0 (4,090 ) 4,169,154 Total equity 453,037 26,419 10,127 0 489,583 As of and for the year ended December 31, 2013 (in thousands) Banking Insurance Wealth Management Intercompany & Merger Consolidated Interest income $ 184,914 $ 8 $ 189 $ (7 ) $ 185,104 Interest expense 23,982 0 0 (7 ) 23,975 Net interest income 160,932 8 189 0 161,129 Provision for loan and lease losses 6,161 0 0 0 6,161 Noninterest income 27,870 27,660 15,889 (1,521 ) 69,898 Noninterest expense 119,926 22,431 12,266 (1,521 ) 153,102 Income before income tax expense 62,715 5,237 3,812 0 71,764 Income tax expense 17,434 2,057 1,286 0 20,777 Net Income attributable to noncontrolling interests 45,281 3,180 2,526 0 50,987 Less: Net income attributable to noncontrolling interests 131 0 0 0 131 Net Income attributable to Tompkins Financial Corporation $ 45,150 $ 3,180 $ 2,526 $ 0 $ 50,856 Depreciation and amortization $ 5,360 $ 210 $ 135 $ 0 $ 5,706 Assets 4,965,154 31,639 12,730 (6,484 ) 5,003,039 Goodwill 64,369 19,560 8,211 0 92,140 Other intangibles, net 10,716 4,988 594 0 16,298 Net loans and leases 3,166,314 0 0 0 3,166,314 Deposits 3,953,428 0 0 (6,212 ) 3,947,216 Total equity 421,631 25,812 10,496 0 457,939 Unaudited Quarterly Financial Data 2015 (in thousands) First Second Third Fourth Interest and dividend income $ 46,228 $ 46,423 $ 47,530 $ 48,565 Interest expense 5,000 5,093 5,144 5,128 Net interest income 41,228 41,330 42,386 43,437 Provision for loan and lease losses 209 922 281 1,533 Income before income tax 18,973 26,452 21,645 20,444 Net income 12,680 17,390 14,497 13,854 Net income per common share (basic) 0.85 1.16 0.97 0.93 Net income per common share (diluted) 0.84 1.15 0.96 0.92 Unaudited Quarterly Financial Data 2014 (in thousands) First Second Third Fourth Interest and dividend income $ 45,365 $ 45,819 $ 46,618 $ 46,691 Interest expense 5,338 5,303 5,043 4,999 Net interest income 40,027 40,516 41,575 41,692 Provision for loan and lease losses 743 67 (59 ) 1,555 Income before income tax 18,508 19,241 20,652 19,175 Net income 12,569 13,061 13,722 12,689 Net income per common share (basic) 0.85 0.88 0.92 0.86 Net income per common share (diluted) 0.84 0.87 0.92 0.85

Summary of Significant Accoun31

Summary of Significant Accounting Policies (Policies)	12 Months Ended
	Dec. 31, 2015
Accounting Policies [Abstract]
BASIS OF PRESENTATION	Basis of Presentation: Tompkins Financial Corporation (“Tompkins” or “the Company”) is a registered Financial Holding Company with the Federal Reserve Board pursuant to the Bank Holding Company Act of 1956, as amended, organized under the laws of New York State, and is the parent company of Tompkins Trust Company (the “Trust Company”), The Bank of Castile, Mahopac Bank (formerly known as The Mahopac National Bank), VIST Bank, Tompkins Insurance Agencies, Inc. (“Tompkins Insurance”) and TFA Management, Inc. (“TFA Management”. Unless the context otherwise requires, the term “Company” refers to Tompkins Financial Corporation and its subsidiaries. The consolidated financial information included herein combines the results of operations, the assets, liabilities, and shareholders’ equity (including comprehensive income or loss) of the Company and all entities in which the Company has a controlling financial interest. All significant intercompany balances and transactions are eliminated in consolidation. The Company determines whether it has a controlling financial interest in an entity by first evaluating whether the entity is a voting interest entity or a variable interest entity under U.S. accounting principles generally accepted. Voting interest entities are entities in which the total equity investment at risk is sufficient to enable the entity to finance itself independently and provides the equity holders with the obligation to absorb losses, the right to receive residual returns and the right to make decisions about the entity’s activities. The Company consolidates voting interest entities in which it has all, or at least a majority of, the voting interest. As defined in applicable accounting standards, variable interest entities (VIEs) are entities that lack one or more of the characteristics of a voting interest entity. A controlling financial interest in a VIE is present when the Company has both the power and ability to direct the activities of the VIE that most significantly impact the VIE’s economic performance and an obligation to absorb losses or the right to receive benefits that could potentially be significant to the VIE. The Company’s wholly owned subsidiaries, Tompkins Capital Trust I, Sleepy Hollow Capital Trust I, Leesport Capital Trust II, and Madison Statutory Trust I are VIE’s for which the Company is not the primary beneficiary. Accordingly, the accounts of these entities are not included in the Company’s consolidated financial statements. The consolidated financial statements have been prepared in accordance with U.S. generally accepted accounting principles. In preparing the financial statements, management is required to make estimates and assumptions that affect the reported amounts of assets and liabilities, and disclose contingent assets and liabilities, at the date of the financial statements and the reported amounts of revenue and expense during the reporting period. Actual results could differ from those estimates. Significant items subject to such estimates and assumptions include the allowance for loan and lease losses, valuation of intangible assets, deferred income tax assets, other-than-temporary impairment on investments, and obligations related to employee benefits. Amounts in the prior years’ consolidated financial statements are reclassified when necessary to conform to the current year’s presentation. The consolidated financial information included herein combines the results of operations, the assets, liabilities, and shareholders’ equity of the Company and its subsidiaries. Amounts in the prior periods’ unaudited condensed consolidated financial statements are reclassified when necessary to conform to the current periods’ presentation. The Company has evaluated subsequent events for potential recognition and/or disclosure and determined that no further disclosures were required.
CASH AND CASH EQUIVALENTS	CASH AND CASH EQUIVALENTS: $
SECURITIES	Securities: Management determines the appropriate classification of debt and equity securities at the time of purchase. Securities are classified as held-to-maturity when the Company has the positive intent and ability to hold the securities to maturity. Held-to-maturity securities are stated at amortized cost. Debt securities not classified as held-to-maturity and marketable equity securities are classified as either available-for-sale or trading. Available-for-sale securities are stated at fair value with the unrealized gains and losses, net of tax, excluded from earnings and reported as a separate component of accumulated comprehensive income or loss, in shareholders’ equity. Trading securities are stated at fair value, with unrealized gains or losses included in earnings. Securities with limited marketability or restricted equity securities, such as Federal Home Loan Bank stock and Federal Reserve Bank stock, are carried at cost. Premiums and discounts are amortized or accreted over the expected life of the related security as an adjustment to yield using the interest method. Dividend and interest income are recognized when earned. Realized gains and losses on the sale of securities are included in net gain on securities transactions. The cost of securities sold is based on the specific identification method. At least quarterly, the Company performs an assessment to determine whether there have been any events or economic circumstances indicating that a security with an unrealized loss has suffered other-than-temporary impairment. A debt security is considered impaired if the fair value is less than its amortized cost basis at the reporting date. If impaired, the Company then assesses whether the unrealized loss is other-than-temporary. An unrealized loss on a debt security is generally deemed to be other-than-temporary and a credit loss is deemed to exist if the present value, discounted at the security’s effective rate, of the expected future cash flows is less than the amortized cost basis of the debt security. As a result, the credit loss component of an other-than-temporary impairment write-down for debt securities is recorded in earnings while the remaining portion of the impairment loss is recognized, net of tax, in other comprehensive income provided that the Company does not intend to sell the underlying debt security and it is more-likely-than not that the Company would not have to sell the debt security prior to recovery of the unrealized loss, which may be to maturity. If the Company intended to sell any securities with an unrealized loss or it is more-likely-than not that the Company would be required to sell the investment securities, before recovery of their amortized cost basis, then the entire unrealized loss would be recorded in earnings.
LOANS AND LEASES	Loans and Leases: Loans are reported at their principal outstanding balance, net of deferred loan origination fees and costs, and unearned income. The Company has the ability and intent to hold its loans for the foreseeable future, except for certain residential real estate loans held-for-sale. The Company provides motor vehicle and equipment financing to its customers through direct financing leases. These leases are carried at the aggregate of lease payments receivable, plus estimated residual values, less unearned income. Unearned income on direct financing leases is amortized over the lease terms, resulting in a level rate of return. Residential real estate loans originated and intended for sale in the secondary market are carried at the lower of aggregate cost or estimated fair value. Fair value is determined on the basis of the rates quoted in the secondary market. Net unrealized losses attributable to changes in market interest rates are recognized through a valuation allowance by charges to income. Loans are generally sold on a non-recourse basis with servicing retained. Any gain or loss on the sale of loans is recognized at the time of sale as the difference between the recorded basis in the loan and the net proceeds from the sale. The Company may use commitments at the time loans are originated or identified for sale to mitigate interest rate risk. The commitments to sell loans and the commitments to originate loans held-for-sale at a set interest rate, if originated, are considered derivatives under ASC Topic 815. The impact of the estimated fair value adjustment was not significant to the consolidated financial statements. Interest income on loans is accrued and credited to income based upon the principal amount outstanding. Loan origination fees and costs are deferred and recognized over the life of the loan as an adjustment to yield. Loans are considered past due if the required principal and interest payments have not been received as of the date such payments are due. Loans and leases, including impaired loans, are generally classified as nonaccrual if they are past due as to maturity or payment of principal or interest for a period of more than 90 days, unless such loans are well secured and in the process of collection. Loans that are past due less than 90 days may also be classified as nonaccrual if repayment in full of principal or interest is in doubt. Loans may be returned to accrual status when all principal and interest amounts contractually due (including arrearages) are reasonably assured of repayment within an acceptable time period, and there is a sustained period (generally six consecutive months) of repayment performance by the borrower in accordance with the contractual terms of the loan agreement. When interest accrual is discontinued, all unpaid accrued interest is reversed. Payments received on loans on nonaccrual are generally applied to reduce the principal balance of the loan. The Company applies the provisions of ASC Topic 310-10-35, Loan Impairment Contingencies Loans are considered modified in a troubled debt restructuring (“TDR”) when, due to a borrower’s financial difficulties, the Company makes a concession(s) to the borrower that it would not otherwise consider. These modifications may include, among others, an extension for the term of the loan, and granting a period when interest-only payments can be made with the principal payments and interest caught up over the remaining term of the loan or at maturity. Generally, a nonaccrual loan that has been modified in a TDR remains on non-accrual status for a period of six months to demonstrate that the borrower is able to meet the terms of the modified loan. However, performance prior to the modification, or significant events that coincide with the modification, are included in assessing whether the borrower can meet the new terms and may result in the loan being returned to accrual status at the time of loan modification or after a shorter performance period. If the borrower’s ability to meet the revised payment schedule is uncertain, the loan remains on nonaccrual status. In general, the principal balance of a loan is charged off in full or in part when management concludes, based on the available facts and circumstances, that collection of principal in full is not probable. For commercial and commercial real estate loans, this conclusion is generally based upon a review of the borrower’s financial condition and cash flow, payment history, economic conditions, and the conditions in the various markets in which the collateral, if any, may be liquidated. In general, consumer loans are charged-off in accordance with regulatory guidelines which provide that such loans be charged-off when the Company becomes aware of the loss, such as from a triggering event that may include new information about a borrower’s intent/ability to repay the loan, bankruptcy, fraud or death, among other things, but in no case will the charge-off exceed specified delinquency timeframes. Such delinquency timeframes state that closed-end retail loans (loans with pre-defined maturity dates, such as real estate mortgages, home equity loans and consumer installment loans) that become past due 120 cumulative days and open-end retail loans (loans that roll-over at the end of each term, such as home equity lines of credit) that become past due 180 cumulative days should be classified as a loss and charged-off. For residential real estate loans, charge-off decisions are based upon past due status, current assessment of collateral value, and general market conditions in the areas where the properties are located.
ACQUIRED LOANS AND LEASES	ACQUIRED LOANS AND LEASES Business Combination, Increases in expected cash flows subsequent to the acquisition are recognized prospectively through an adjustment of the yield on the loans over the remaining life, while decreases in expected cash flows are recognized as impairment through a loss provision and an increase in the allowance for loan losses. Valuation allowances (recognized in the allowance for loan losses) on these impaired loans reflect only losses incurred after the acquisition (representing all cash flows that were expected at acquisition but currently are not expected to be received). Acquired loans not exhibiting evidence of credit impairment at the time of acquisition are accounted for under ASC Subtopic 310-20. The Company amortizes/accretes into interest income the premium/discount determined at the date of purchase over the life of the loan on a level yield basis. Subsequent to the acquisition date, the methods used to estimate the appropriate allowance for loan losses are similar to originated loans. These loans are placed on nonaccrual status in accordance with the Company’s policy for originated loans. Acquired loans that met the criteria for nonaccrual of interest prior to the acquisition may be considered performing upon acquisition, regardless of whether the customer is contractually delinquent, if we can reasonably estimate the timing and amount of the expected cash flows on such loans and if the Company expects to fully collect the new carrying value of the loans. As such, we may no longer consider the loan to be nonaccrual or nonperforming and may accrue interest on these loans, including the impact of any accretable discount. The Company determined at acquisition that it could reasonably estimate future cash flows on acquired loans that were past due 90 days or more and on which the Company expects to fully collect the carrying value of the loans net of the allowance for acquired loan losses. As such, the Company does not consider these loans to be nonaccrual or nonperforming.
ALLOWANCE FOR LOAN AND LEASE LOSSES	ALLOWANCE FOR LOAN AND LEASE LOSSES: Selected Loan Loss Allowance Methodology and Documentation Issues Receivables Contingencies an allowance is recognized if the fair value of the loan is less than the recorded investment in the loan (recorded investment in the loan is the principal balance plus any accrued interest, net of deferred loan fees or costs and unamortized premium or discount). A loan’s fair value reflects the present value of expected future cash flows discounted at the loan's effective interest rate, or if the loan is collateral dependent, the fair value of the collateral, less estimated disposal costs. If the loan is collateral dependent, the principal balance of the loan is charged-off in an amount equal to the impairment measurement. The fair value of collateral dependent loans is derived primarily from collateral appraisals performed by independent third-party appraisers. For loans that are not impaired, but are rated special mention or worse, management evaluates credits based on elevated risk characteristics and assigns reserves based upon analysis of historical loss experience of loans with similar risk characteristics. For loans that are not impaired or reviewed individually, management assigns a reserve based upon historical loss experience over a designated look-back period. Management has evaluated a variety of look-back periods and has determined that a seven year look back period is appropriate to capture a full range of economic cycles. Management has also evaluated a variety of statistical methods in analyzing loss history, including averages, weighted averages and loss emergence periods and has determined that by applying a loss emergence period analysis to historical losses over a full economic cycle has resulted in a reasonable estimate of losses inherent in the loan portfolio. The model also includes an analysis of a variety of subjective factors to support the reserve estimate. These subjective factors may include reserve allocations for risks that may not otherwise be fully recognized in other components of the model. Among the subjective factors that are routinely considered as part of this analysis are: growth trends in the portfolio, changes in management and/or polices related to lending activities, trends in classified or nonaccrual loans, concentrations of credit, local and national economic trends, and industry trends. Periodically, management conducts an analysis to estimate the loss emergence period for various loan categories based on samples of historical charge-offs. Model output by loan category is reviewed to evaluate the reasonableness of the reserve levels in comparison to the estimated loss emergence period applied to historical loss experience. In addition to the components discussed above, management reviews the model output for reasonableness by analyzing the results in comparisons to recent trends in the loan/lease portfolio, through back-testing of results from prior models in comparison to actual loss history, and by comparing our reserves and loss history to industry peer results. The model results are reviewed by management at the Corporate Credit Policy Committee and at the Audit Committee of the Board of Directors. Additionally, on an annual basis, management conducts a validation process of the model. This validation includes reviewing the appropriateness of model calculations, back testing of model results and appropriateness of key assumptions used in the model. In addition, various Federal and State regulatory agencies, as part of their examination process, review the Company’s allowance and may require the Company to recognize additions to the allowance based on their judgments about information available to them at the time of their examination. For acquired credit impaired loans accounted for under FASB ASC Topic 310-30, Loans and Debt Securities Acquired with Deteriorated Credit Quality, For acquired non-credit impaired loans accounted for under FASB ASC Topic 310-20, Nonrefundable Fees and Other Costs
PREMISES AND EQUIPMENT	Premises and Equipment: Land is carried at cost. Premises and equipment are stated at cost, less allowances for depreciation. The provision for depreciation for financial reporting purposes is computed generally by the straight-line method at rates sufficient to write-off the cost of such assets over their estimated useful lives. Buildings are amortized over a period of 10-39 years, and furniture, fixtures, and equipment are amortized over a period of 2-20 years. Leasehold improvements are generally depreciated over the lesser of the lease term or the estimated lives of the improvements. Maintenance and repairs are charged to expense as incurred. Gains or losses on disposition are reflected in earnings.
OTHER REAL ESTATE OWNED	Other Real Estate Owned: Other real estate owned consists of properties formerly pledged as collateral to loans, which have been acquired by the Company through foreclosure proceedings or acceptance of a deed in lieu of foreclosure. Upon transfer of a loan to foreclosure status, an appraisal is generally obtained and any excess of the loan balance over the fair value, less estimated costs to sell, is charged against the allowance for loan/lease losses. Expenses and subsequent adjustments to the fair value are treated as other operating expense.
GOODWILL	Goodwill: Goodwill represents the excess of purchase price over the fair value of assets acquired in a transaction using purchase accounting. Goodwill has an indefinite useful life and is not amortized, but is tested for impairment. Goodwill impairment tests are performed on an annual basis or when events or circumstances dictate. The Company tests goodwill annually as of December 31 st
OTHER INTANGIBLE ASSETS	Other Intangible assets: Other intangible assets include core deposit intangibles, customer related intangibles, covenants not to compete, and mortgage servicing rights. Core deposit intangibles represent a premium paid to acquire a base of stable, low cost deposits in the acquisition of a bank, or a bank branch, using purchase accounting. The amortization period for core deposit intangible ranges from 5 years to 10 years, using an accelerated method. The covenants not to compete are amortized on a straight-line basis over 3 to 6 years, while customer related intangibles are amortized on an accelerated basis over a range of 6 to 15 years. The amortization period is monitored to determine if circumstances require such periods to be revised. The Company periodically reviews its intangible assets for changes in circumstances that may indicate the carrying amount of the asset is impaired. The Company tests its intangible assets for impairment on an annual basis or more frequently if conditions indicate that an impairment loss has more likely than not been incurred.
INCOME TAXES	Income Taxes: Deferred tax assets and liabilities are recognized for the future tax consequences attributable to differences between the financial statement carrying amounts of existing assets and liabilities and their respective tax bases. Deferred tax assets and liabilities are measured using enacted tax rates expected to apply to taxable income in the years in which those temporary differences are expected to be recovered or settled. The effect on deferred tax assets and liabilities of a change in tax rates is recognized in income in the period that includes the enactment date. Deferred taxes are reviewed quarterly and reduced by a valuation allowance if, based upon the information available, it is more likely than not that some or all of the deferred tax assets will not be realized. Realization of deferred tax assets is dependent upon the generation of a sufficient level of future taxable income and recoverable taxes paid in prior years. Although realization is not assured, management believes it is more likely than not that all of the deferred tax assets will be realized. The Company’s policy is to recognize interest and penalties on unrecognized tax benefits in income tax expense in the Consolidated Statements of Income.
SECURITIES SOLD UNDER AGREEMENTS TO REPURCHASE	Securities Sold Under Agreements to Repurchase : Securities sold under agreements to repurchase (repurchase agreements) are agreements in which the Company transfers the underlying securities to a third-party custodian’s account that explicitly recognizes the Company’s interest in the securities. The agreements are accounted for as secured financing transactions provided the Company maintains effective control over the transferred securities and meets other criteria as specified in FASB ASC Topic 860, Transfers and Servicing
TREASURY STOCK	Treasury Stock: The cost of treasury stock is shown on the Consolidated Statements of Condition as a separate component of shareholders’ equity, and is a reduction to total shareholders’ equity. Shares are released from treasury at fair value, identified on an average cost basis.
TRUST AND INVESTMENT SERVICES	Trust and Investment Services: Assets held in fiduciary or agency capacities for customers are not included in the accompanying Consolidated Statements of Condition, since such items are not assets of the Company. Fees associated with providing trust and investment services are included in noninterest income.
EARNINGS PER SHARE	Earnings Per Share : Basic earnings per share is calculated by dividing net income available to common shareholders by the weighted average number of shares outstanding during the year, exclusive of shares represented by the unvested portion of restricted stock and restricted stock units. Diluted earnings per share is calculated by dividing net income available to common shareholders by the weighted average number of shares outstanding during the year plus the dilutive effect of the unvested portion of restricted stock and restricted stock units and stock issuable upon conversion of common stock equivalents (primarily stock options) or certain other contingencies. The Company currently uses authoritative accounting guidance under ASC Topic 260, Earnings Per Share
SEGMENT REPORTING	Segment Reporting: The Company manages its operations through three reportable business segments in accordance with the standards set forth in FASB ASC Topic 280, “Segment Reporting”. The three segments are: (i) banking (“Banking”), (ii) insurance (“Tompkins Insurance Agencies, Inc.”) and (iii) wealth management (“Tompkins Financial Advisors”). The Company’s insurance services and wealth management services are managed separately from the Bank. Additional information on the segments is presented in Note 22- “Segment and Related Information.”
COMPREHENSIVE INCOME	Comprehensive Income For the Company, comprehensive income represents net income plus the net change in unrealized gains or losses on securities available-for-sale for the period (net of taxes), and the actuarial gain or loss and amortization of unrealized amounts in the Company’s defined-benefit retirement and pension plan, supplemental employee retirement plan, and post-retirement life and healthcare benefit plan (net of taxes), and is presented in the Consolidated Statements of Comprehensive Income and Consolidated Statements of Changes in Shareholders’ Equity. Accumulated other comprehensive income (loss) represents the net unrealized gains or losses on securities available-for-sale (net of tax) and unrecognized net actuarial gain or loss, unrecognized prior service costs, and unrecognized net initial obligation (net of tax) in the Company’s defined-benefit retirement and pension plan, supplemental employee retirement plan, and post-retirement life and healthcare benefit plan.
PENSION AND OTHER EMPLOYEE BENEFITS	PENSION AND OTHER EMPLOYEE BENEFITS: The expenses associated with these plans are charged to current operating expenses. The Company recognizes an asset for a plan’s overfunded status or a liability for a plan’s underfunded status in the Company’s consolidated statements of condition, and recognizes changes in the funded status of these plans in comprehensive income, net of applicable taxes, in the year in which the change occurred. Effective July 31, 2015, the DB Pension Plan that had been accruing benefits was frozen. As a result, participants no longer accrued additional benefits in this Plan as of this date. Effective August 1, 2015, all active participants of the two DB Pension Plans began participation in the new 2015 DC Retirement Plan. Similar to the DC Retirement Plan, the 2015 DC Retirement Plan provides Company contributions to an account set up in the participant’s name, and those contributions are based on the participant’s compensation, age and service. The first contribution for this 2015 DC Retirement Plan will be made in March 2016.
STOCK BASED COMPENSATION	STOCK BASED COMPENSATION: Compensation - Stock Compensation
FAIR VALUE MEASUREMENTS	FAIR VALUE MEASUREMENTS: Fair Value Measurements and Disclosures In general, fair values of financial instruments are based upon quoted market prices, where available. If such quoted market prices are not available, fair value is based upon internally developed models that primarily use, as inputs, observable market-based parameters. Valuation adjustments may be made to ensure that financial instruments are recorded at fair value. These adjustments may include amounts to reflect counterparty credit quality and the Company’s creditworthiness, among others.
RECENT ACCOUNTING PRONOUNCEMENTS	RECENT ACCOUNTING PRONOUNCEMENTS ASU 2014-01, “ Investments (Topic 323), Accounting for Investments in Qualified Affordable Housing Projects The Company previously accounted for its investments in qualified affordable housing projects under the cost method; however, the Company determined that its investments in its qualified affordable housing projects meet the conditions set forth in ASU 2014-01 to account for these investments under the proportional amortization method. The Company believes that amortizing its investments in qualified affordable housing projects as a component of income tax expense rather than as a component of operating expenses better reflects the nature and intent of these investments. As a result of adopting ASU 2014-01, the Company recognized additional income tax expense attributable to the amortization of investments in qualified affordable housing projects of $0.5 million during the twelve months ended December 31, 2015. While the adoption of ASU 2014-01 requires retrospective application to all periods presented, the Company did not restate income tax expense for the twelve months ended December 31, 2015 as the amount of additional income tax expense attributable to the amortization of investments in qualified affordable housing projects was not considered material. The net effect of adoption is $725,000 and is reported in the Statement of Changes in Shareholder’s Equity for the twelve months ended December 31, 2015. The Company’s remaining investment in qualified affordable housing projects, net of amortization totaled $2.6 million and $3.9 million at December 31, 2015 and December 31, 2014, respectively. ASU 2014-12 “Compensation — Stock Compensation” (Topic 718”): Accounting for Share-Based Payments When the Terms of an Award Provide That a Performance Target Could Be Achieved after the Requisite Service Period, a consensus of the FASB Emerging Issues Task Force (ASU 2014-12). ASU 2014-12 requires that a performance target that affects vesting of share-based payment awards and that could be achieved after the requisite service period be treated as a performance condition. Compensation cost should be recognized in the period in which it becomes probable that the performance target will be achieved and should represent the compensation cost attributable to the periods for which the requisite service has already been rendered. If the performance target becomes probable of being achieved before the end of the requisite service period, the remaining unrecognized compensation cost should be recognized prospectively over the remaining requisite service period. The total amount of compensation cost recognized during and after the requisite service period should reflect the number of awards that are expected to vest and should be adjusted to reflect those awards that ultimately vest. The requisite service period ends when the employee can cease rendering service and still be eligible to vest in the award if the performance target is achieved. ASU 2014-12 is effective for all entities for interim and annual periods beginning after December 15, 2015, with early adoption permitted. An entity may apply the amendments in ASU 2014-12 either (i) prospectively to all awards granted or modified after the effective date or (ii) retrospectively to all awards with performance targets that are outstanding as of the beginning of the earliest annual period presented in the financial statements and to all new or modified awards thereafter. The adoption of ASU 2014-12 is not expected to have a material impact on the Company’s consolidated financial condition or results of operations because the Company has not historically granted performance-based stock compensation. ASU 2015-01, “Income Statement – Extraordinary and Unusual Items (Subtopic 225-20) – Simplifying Income Statement Presentation by Eliminating the Concept of Extraordinary Items.” ASU 2015-01 eliminates from U.S. GAAP the concept of extraordinary items, which, among other things, required an entity to segregate extraordinary items considered to be unusual and infrequent from the results of ordinary operations and show the item separately in the income statement, net of tax, after income from continuing operations. ASU 2015-01 is effective for us beginning January 1, 2016, though early adoption is permitted. ASU 2015-01 is not expected to have a significant impact on our financial statements. ASU 2015-02, “Consolidation (Topic 810) – Amendments to the Consolidation Analysis.” ASU 2015-02 implements changes to both the variable interest consolidation model and the voting interest consolidation model. ASU 2015-02 (i) eliminates certain criteria that must be met when determining when fees paid to a decision maker or service provider do not represent a variable interest, (ii) amends the criteria for determining whether a limited partnership is a variable interest entity and (iii) eliminates the presumption that a general partner controls a limited partnership in the voting model. ASU 2015-02 will be effective for us on January 1, 2016 and is not expected to have a significant impact on our financial statements. ASU 2015-03, “Interest – Imputation of Interest (Subtopic 835-30) – Simplifying the Presentation of Debt Issuance Costs.” ASU 2015-03 requires that debt issuance costs related to a recognized debt liability be presented in the balance sheet as a direct deduction from the carrying amount of that debt liability, consistent with debt discounts. The recognition and measurement guidance for debt issuance costs are not affected by the amendments in ASU 2015-03. ASU 2015-03 will be effective for us on January 1, 2016, though early adoption is permitted. ASU 2015-03 is not expected to have a significant impact on our financial statements. ASU 2015-05, “Intangibles – Goodwill and Other - Internal-Use Software (Subtopic 350-40) – Customer’s Accounting for Fees Paid in a Cloud Computing Arrangement.” ASU 2015-05 addresses accounting for fees paid by a customer in cloud computing arrangements such as (i) software as a service, (ii) platform as a service, (iii) infrastructure as a service and (iv) other similar hosting arrangements. ASU 2015-05 provides guidance to customers about whether a cloud computing arrangement includes a software license. If a cloud computing arrangement includes a software license, then the customer should account for the software license element of the arrangement consistent with the acquisition of other software licenses. If a cloud computing arrangement does not include a software license, the customer should account for the arrangement as a service contract. ASU 2015-05 will be effective for us on January 1, 2016 and is not expected to have a significant impact on our financial statements. ASU 2015-15, “Interest – Imputation of Interest (Subtopic 835-30) – Presentation and Subsequent Measurement of Debt Issuance Costs Associated with Line-of-Credit Arrangements. Amendments to SEC Paragraphs Pursuant to Staff Announcement at June 18, 2015 EITF Meeting.” ASU 2015-15 adds SEC paragraphs pursuant to an SEC Staff Announcement that given the absence of authoritative guidance within ASU 2015-03 for debt issuance costs related to line-of-credit arrangements, the SEC staff would not object to an entity deferring and presenting debt issuance costs as an asset and subsequently amortizing the deferred debt issuance costs ratably over the term of the line-of-credit arrangement, regardless of whether there are any outstanding borrowings on the line-of-credit arrangement. ASU 2015-16, “Business Combinations (Topic 805) – Simplifying the Accounting for Measurement-Period Adjustments.” ASU 2015-16 requires that adjustments to provisional amounts that are identified during the measurement period of a business combination be recognized in the reporting period in which the adjustment amounts are determined. Furthermore, the income statement effects of such adjustments, if any, must be calculated as if the accounting had been completed at the acquisition date. The portion of the amount recorded in current-period earnings that would have been recorded in previous reporting periods if the adjustment to the provisional amounts had been recognized as of the acquisition date. Under previous guidance, adjustments to provisional amounts identified during the measurement period are to be recognized retrospectively. ASU 2015-16 will be effective for us on January 1, 2016 and is not expected to have a significant impact on our financial statements. ASU 2016-1, “No. 2016-01, Financial Instruments – Overall (Subtopic 825-10): Recognition and Measurement of Financial Assets and Financial Liabilities. ASU 2016-1, among other things, (i) requires equity investments, with certain exceptions, to be measured at fair value with changes in fair value recognized in net income, (ii) simplifies the impairment assessment of equity investments without readily determinable fair values by requiring a qualitative assessment to identify impairment, (iii) eliminates the requirement for public business entities to disclose the methods and significant assumptions used to estimate the fair value that is required to be disclosed for financial instruments measured at amortized cost on the balance sheet, (iv) requires public business entities to use the exit price notion when measuring the fair value of financial instruments for disclosure purposes, (v) requires an entity to present separately in other comprehensive income the portion of the total change in the fair value of a liability resulting from a change in the instrument-specific credit risk when the entity has elected to measure the liability at fair value in accordance with the fair value option for financial instruments, (vi) requires separate presentation of financial assets and financial liabilities by measurement category and form of financial asset on the balance sheet or the accompanying notes to the financial statements and (viii) clarifies that an entity should evaluate the need for a valuation allowance on a deferred tax asset related to available-for-sale. ASU 2016-1 will be effective for us on January 1, 2018 and is not expected to have a significant impact on our financial statements.

Securities (Tables)

Securities (Tables)	12 Months Ended
	Dec. 31, 2015
Investments, Debt and Equity Securities [Abstract]
Schedule of available for sale securities	The following tables summarize available-for-sale securities held by the Company at December 31, 2015 and 2014: (in thousands) Available-for-Sale Securities December 31, 2015 Amortized Gross Unrealized Gains Gross Unrealized Losses Fair Value (in thousands) Obligations of U.S. Government sponsored entities $ 551,176 $ 3,512 $ 1,795 $ 552,893 Obligations of U.S. states and political subdivisions 83,981 898 153 84,726 Mortgage-backed securities – residential, issued by U.S. Government agencies 94,459 1,535 1,316 94,678 U.S. Government sponsored entities 656,947 3,599 10,449 650,097 Non-U.S. Government agencies or sponsored entities 192 2 0 194 U.S. corporate debt securities 2,500 0 338 2,162 Total debt securities 1,389,255 9,546 14,051 1,384,750 Equity securities 1,000 0 66 934 Total available-for-sale securities $ 1,390,255 $ 9,546 $ 14,117 $ 1,385,684 (in thousands) Available-for-Sale Securities December 31, 2014 Amortized Gross Unrealized Gains Gross Unrealized Losses Fair Value (in thousands) Obligations of U.S. Government sponsored entities $ 553,300 $ 6,222 $ 1,702 $ 557,820 Obligations of U.S. states and political subdivisions 70,790 999 279 71,510 Mortgage-backed securities – residential, issued by U.S. Government agencies 108,931 2,339 1,344 109,926 U.S. Government sponsored entities 660,195 7,309 8,384 659,120 Non-U.S. Government agencies or sponsored entities 267 4 0 271 U.S. corporate debt securities 2,500 0 338 2,162 Total debt securities 1,395,983 16,873 12,047 1,400,809 Equity securities 1,475 0 48 1,427 Total available-for-sale securities $ 1,397,458 $ 16,873 $ 12,095 $ 1,402,236
Schedule of held to maturity securities	The following tables summarize held-to-maturity securities held by the Company at December 31, 2015 and 2014: Held-to-Maturity Securities December 31, 2015 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value (in thousands) Obligations of U.S. Government sponsored entities $ 132,482 $ 649 $ 444 $ 132,687 Obligations of U.S. states and political subdivisions 13,589 414 4 13,999 Total held-to-maturity debt securities $ 146,071 $ 1,063 $ 448 $ 146,686 Held-to-Maturity Securities Held-to-Maturity Securities December 31, 2014 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value (in thousands) Obligations of U.S. Government sponsored entities $ 71,906 $ 400 $ 37 $ 72,269 Obligations of U.S. states and political subdivisions $ 16,262 $ 505 $ 0 $ 16,767 Total held-to-maturity debt securities $ 88,168 $ 905 $ 37 $ 89,036
Schedule of available for sale securities with unrealized losses	The following table sets forth information with regard to sales transactions of securities available-for-sale: Year ended December 31, (in thousands) 2015 2014 2013 Proceeds from sales $ 137,594 $ 90,551 $ 115,796 Gross realized gains 1,359 426 762 Gross realized losses (282 ) (78 ) (163 ) Net gains on sales of available-for-sale securities $ 1,077 $ 348 $ 599 There were no sales of held-to-maturity securities in 2015, 2014, and 2013. The following table summarizes available-for-sale securities that had unrealized losses at December 31, 2015: December 31, 2015 Available-for-Sale Securities Less than 12 Months 12 Months or Longer Total (in thousands) Fair Value Unrealized Fair Value Unrealized Fair Value Unrealized Obligations of U.S. Government sponsored entities $ 183,697 $ 1,618 $ 5,844 $ 177 $ 189,541 $ 1,795 Obligations of U.S. states and political subdivisions 25,402 141 3,408 12 28,810 153 Mortgage-backed securities – residential, issued by U.S. Government agencies 32,636 350 30,244 966 62,880 1,316 U.S. Government sponsored entities 364,420 4,102 176,325 6,347 540,745 10,449 U.S. corporate debt securities 0 0 2,163 338 2,163 338 Equity Securities 0 0 934 66 934 66 Total available-for-sale securities $ 606,155 $ 6,211 $ 218,918 $ 7,906 $ 825,073 $ 14,117 The following table summarizes available-for-sale securities that had unrealized losses at December 31, 2014: December 31, 2014 Available-for-Sale Securities Less than 12 Months 12 Months or Longer Total (in thousands) Fair Value Unrealized Fair Value Unrealized Fair Value Unrealized Obligations of U.S. Government sponsored entities $ 71,363 $ 385 $ 65,497 $ 1,317 $ 136,860 $ 1,702 Obligations of U.S. states and political subdivisions 15,451 124 8,102 155 23,553 279 Mortgage-backed securities – residential, issued by U.S. Government agencies 2,623 21 28,502 1,323 31,125 1,344 U.S. Government sponsored entities 162,377 719 271,503 7,665 433,880 8,384 U.S. corporate debt securities 0 0 2,163 338 2,163 338 Equity securities 0 0 952 48 952 48 Total available-for-sale securities $ 251,814 $ 1,249 $ 376,719 $ 10,846 $ 628,533 $ 12,095
Schedule held-to-maturity securities with unrealized losses	The following table summarizes held-to-maturity securities that had unrealized losses at December 31, 2015: Held-to-Maturity Securities Less than 12 Months 12 Months or Longer Total (in thousands) Fair Value Unrealized Fair Value Unrealized Losses Fair Value Unrealized Obligations of U.S. Government sponsored entities $ 29,671 $ 444 $ 0 $ 0 $ 29,671 $ 444 Obligations of U.S. sponsored entities $ 1,966 $ 4 $ 0 $ 0 $ 1,966 $ 4 Total held-to-maturity securities $ 31,637 $ 448 $ 0 $ 0 $ 31,637 $ 448 The following table summarizes held-to-maturity securities that had unrealized losses at December 31, 2014: Held-to-Maturity Securities Less than 12 Months 12 Months or Longer Total (in thousands) Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses Obligations of U.S. states and political subdivisions $ 15,095 $ 37 $ 0 $ 0 $ 15,095 $ 37 Total held-to-maturity securities $ 15,095 $ 37 $ 0 $ 0 $ 15,095 $ 37
Schedule of rollforward of credit losses on debt securities for which portion of OTTI is recognized in OCI	The following table summarizes the roll-forward of credit losses on debt securities held by the Company for which a portion of an other-than-temporary impairment is recognized in other comprehensive income: As of December 31, (in thousands) 2015 2014 2013 Credit losses at beginning of the period $ 0 $ 0 $ 441 Sales of securities for which an other-than-temporary impairment 0 0 (441 ) Ending balance of credit losses on debt securities held for $ 0 $ 0 $ 0
Schedule of amortized cost and estimated fair value of debt securities by contractual maturity	The amortized cost and estimated fair value of debt securities by contractual maturity are shown in the following table. Expected maturities may differ from contractual maturities because issuers may have the right to call or prepay obligations with or without call or prepayment penalties. Mortgage-backed securities are shown separately since they are not due at a single maturity date. December 31, 2015 (in thousands) Amortized Cost Fair Value Available-for-sale securities: Due in one year or less $ 53,936 $ 54,735 Due after one year through five years 351,462 353,736 Due after five years through ten years 219,161 218,561 Due after ten years 13,098 12,749 Total 637,657 639,781 Mortgage-backed securities 751,598 744,969 Total available-for-sale debt securities $ 1,389,255 $ 1,384,750 December 31, 2014 (in thousands) Amortized Cost Fair Value Available-for-sale securities: Due in one year or less $ 67,281 $ 68,350 Due after one year through five years 342,548 347,230 Due after five years through ten years 199,724 199,276 Due after ten years 17,037 16,636 Total 626,590 631,492 Mortgage-backed securities 769,393 769,317 Total available-for-sale debt securities $ 1,395,983 $ 1,400,809 December 31, 2015 (in thousands) Amortized Cost Fair Value Held-to-maturity securities: Due in one year or less $ 9,249 $ 9,294 Due after one year through five years 14,069 14,341 Due after five years through ten years 122,585 122,853 Due after ten years 168 198 Total held-to-maturity debt securities $ 146,071 $ 146,686 December 31, 2014 (in thousands) Amortized Cost Fair Value Held-to-maturity securities: Due in one year or less $ 11,400 $ 11,471 Due after one year through five years 3,440 3,694 Due after five years through ten years 73,020 73,518 Due after ten years 308 353 Total held-to-maturity debt securities $ 88,168 $ 89,036
Schedule of trading securities at estimated fair value	The following summarizes trading securities, at estimated fair value, as of: (in thousands) December 31, 2015 December 31, 2014 Obligations of U.S. Government sponsored entities $ 6,601 $ 7,404 Mortgage-backed securities – residential, issued by U.S. Government sponsored entities 767 1,588 Total trading securities $ 7,368 $ 8,992

Loans and Leases (Tables)

Loans and Leases (Tables)	12 Months Ended
	Dec. 31, 2015
Loans and Leases Receivable Disclosure [Abstract]
Schedule of loans and leases	Loans and Leases at December 31, 2015 and December 31, 2014 were as follows: December 31, 2015 December 31, 2014 (in thousands) Originated Acquired Total Originated Acquired Total Commercial and industrial Agriculture $ 88,299 $ 0 $ 88,299 $ 78,507 $ 0 $ 78,507 Commercial and industrial other 768,024 84,810 852,834 688,529 97,034 785,563 Subtotal commercial and industrial 856,323 84,810 941,133 767,036 97,034 864,070 Commercial real estate Construction 103,037 4,892 107,929 72,427 35,906 108,333 Agriculture 86,935 2,095 89,030 58,994 3,182 62,176 Commercial real estate other 1,167,250 284,952 1,452,202 979,621 308,488 1,288,109 Subtotal commercial real estate 1,357,222 291,939 1,649,161 1,111,042 347,576 1,458,618 Residential real estate Home equity 202,578 42,092 244,670 186,957 56,008 242,965 Mortgages 823,841 27,491 851,332 710,904 32,282 743,186 Subtotal residential real estate 1,026,419 69,583 1,096,002 897,861 88,290 986,151 Consumer and other Indirect 17,829 0 17,829 18,298 0 18,298 Consumer and other 40,904 911 41,815 35,874 1,095 36,969 Subtotal consumer and other 58,733 911 59,644 54,172 1,095 55,267 Leases 14,861 0 14,861 12,251 0 12,251 Covered loans 0 14,031 14,031 0 19,319 19,319 Total loans and leases 3,313,558 461,274 3,774,832 2,842,362 553,314 3,395,676 Less: unearned income and deferred costs and fees (2,790 ) 0 (2,790 ) (2,388 ) 0 (2,388 ) Total loans and leases, net of unearned income and deferred costs and fees $ 3,310,768 $ 461,274 $ 3,772,042 $ 2,839,974 $ 553,314 $ 3,393,288
Schedule of outstanding principal and carrying amount of loans acquired	The outstanding principal balance and the related carrying amount of the Company’s loans acquired in the VIST Acquisition were as follows at December 31: (in thousands) 2015 2014 Acquired Credit Impaired Loans Outstanding principal balance $ 32,752 $ 44,273 Carrying amount 26,507 34,410 Acquired Non-Credit Impaired Loans Outstanding principal balance 439,389 525,182 Carrying amount 434,767 518,904 Total Acquired Loans Outstanding principal balance 472,141 569,455 Carrying amount 461,274 553,314
Schedule of the change in the accretable yield	The following tables present changes in accretable yield on loans acquired from VIST Bank that were considered credit impaired. (in thousands) Balance at January 1, 2014 $ 10,954 Accretion (4,598 ) Disposals (loans paid in full) (250 ) Reclassifications to/from nonaccretable difference 2,498 Balance at December 31, 2014 $ 8,604 (in thousands) Balance at January 1, 2015 $ 8,604 Accretion (2,696 ) Disposals (loans paid in full) (331 ) Reclassifications to/from nonaccretable difference 1 1,215 Balance at December 31, 2015 $ 6,792 1
Schedule of loan transactions with related parties	Loans to Related Parties Loan transactions with related parties at December 31 are summarized as follows: (in thousands) 2015 2014 Balance at beginning of year $ 20,842 $ 30,582 New Directors/Executive Officers 308 445 New loans and advancements 604 9,387 Loan Payments (10,372 ) (19,572 ) Balance at end of year $ 11,382 $ 20,842
Schedule of age analysis of past due loans	The below table is an age analysis of past due loans, segregated by originated and acquired loan and lease portfolios, and by class of loans, as of December 31, 2015 and 2014. December 31, 2015 (in thousands) 30-89 days 90 days or more Current Loans Total Loans 90 days and 1 Nonaccrual Originated Loans and Leases Commercial and industrial Agriculture $ 0 $ 0 $ 88,299 $ 88,299 $ 0 $ 0 Commercial and industrial other 507 867 766,650 768,024 0 1,091 Subtotal commercial and industrial 507 867 854,949 856,323 0 1,091 Commercial real estate Construction 0 0 103,037 103,037 0 0 Agriculture 0 0 86,935 86,935 0 106 Commercial real estate other 225 3,580 1,163,445 1,167,250 0 4,365 Subtotal commercial real estate 225 3,580 1,353,417 1,357,222 0 4,471 Residential real estate Home equity 729 1,868 199,981 202,578 58 1,873 Mortgages 1,161 5,140 817,540 823,841 0 5,889 Subtotal residential real estate 1,890 7,008 1,017,521 1,026,419 58 7,762 Consumer and other Indirect 494 250 17,085 17,829 0 107 Consumer and other 164 0 40,740 40,904 0 75 Subtotal consumer and other 658 250 57,825 58,733 0 182 Leases 0 0 14,861 14,861 0 0 Total loans and leases 3,280 11,705 3,298,573 3,313,558 58 13,506 Less: unearned income and deferred costs and fees 0 0 (2,790 ) (2,790 ) 0 0 Total originated loans and leases, net of unearned income and deferred costs and fees $ 3,280 $ 11,705 $ 3,295,783 $ 3,310,768 $ 58 $ 13,506 Acquired Loans and Leases Commercial and industrial Commercial and industrial other $ 20 $ 936 $ 83,854 $ 84,810 $ 338 $ 647 Subtotal commercial and industrial 20 936 83,854 84,810 338 647 Commercial real estate Construction 0 359 4,533 4,892 0 359 Agriculture 0 0 2,095 2,095 0 0 Commercial real estate other 150 1,671 283,131 284,952 550 1,224 Subtotal commercial real estate 150 2,030 289,759 291,939 550 1,583 Residential real estate Home equity 426 364 41,302 42,092 0 712 Mortgages 336 1,926 25,229 27,491 1,103 1,389 Subtotal residential real estate 762 2,290 66,531 69,583 1,103 2,101 Consumer and other Consumer and other 1 0 910 911 0 0 Subtotal consumer and other 1 0 910 911 0 0 Covered loans 276 524 13,231 14,031 524 0 Total acquired loans and leases, net of unearned income and deferred costs and fees $ 1,209 $ 5,780 $ 454,285 $ 461,274 $ 2,515 $ 4,331 1 Includes acquired loans that were recorded at fair value at the acquisition date. December 31, 2014 (in thousands) 30-89 days 90 days or more Current Loans Total Loans 90 days and 1 Nonaccrual Originated loans and leases Commercial and industrial Agriculture $ 0 $ 0 $ 78,507 $ 78,507 $ 0 $ 0 Commercial and industrial other 889 1,329 686,311 688,529 0 1,435 Subtotal commercial and industrial 889 1,329 764,818 767,036 0 1,435 Commercial real estate Construction 206 0 72,221 72,427 0 0 Agriculture 0 105 58,889 58,994 0 131 Commercial real estate other 760 3,247 975,614 979,621 0 4,911 Subtotal commercial real estate 966 3,352 1,106,724 1,111,042 0 5,042 Residential real estate Home equity 1,414 1,061 184,482 186,957 59 1,279 Mortgages 2,963 5,308 702,633 710,904 47 6,194 Subtotal residential real estate 4,377 6,369 887,115 897,861 106 7,473 Consumer and other Indirect 542 75 17,681 18,298 0 101 Consumer and other 75 4 35,795 35,874 0 248 Subtotal consumer and other 617 79 53,476 54,172 0 349 Leases 0 0 12,251 12,251 0 0 Total loans and leases 6,849 11,129 2,824,384 2,842,362 106 14,299 Less: unearned income and deferred costs and fees 0 0 0 (2,388 ) 0 0 Total originated loans and leases, net of unearned income and deferred costs and fees $ 6,849 $ 11,129 $ 2,824,384 $ 2,839,974 $ 106 $ 14,299 Acquired loans and leases Commercial and industrial Commercial and industrial other $ 5 $ 1,156 $ 95,873 $ 97,034 $ 475 $ 681 Subtotal commercial and industrial 5 1,156 95,873 97,034 475 681 Commercial real estate Construction 0 1,759 34,147 35,906 1,385 436 Agriculture 0 0 3,182 3,182 0 0 Commercial real estate other 0 1,918 306,570 308,488 77 2,042 Subtotal commercial real estate 0 3,677 343,899 347,576 1,462 2,478 Residential real estate Home equity 135 704 55,169 56,008 177 592 Mortgages 1,041 907 30,334 32,282 500 978 Subtotal residential real estate 1,176 1,611 85,503 88,290 677 1,570 Consumer and other Consumer and other 5 0 1,090 1,095 0 0 Subtotal consumer and other 5 0 1,090 1,095 0 0 Covered loans 533 914 17,872 19,319 914 0 Total acquired loans and leases, net of unearned income and deferred costs and fees $ 1,719 $ 7,358 $ 544,237 $ 553,314 $ 3,528 $ 4,729 1

Allowance for Loan and Lease 34

Allowance for Loan and Lease Losses (Tables)	12 Months Ended
	Dec. 31, 2015
Allowance For Loan And Lease Losses Tables
Schedule of originated and acquired loan and lease losses by portfolio segment	Changes in the allowance for loan and lease losses at December 31, are summarized as follows: (in thousands) 2015 2014 2013 Total allowance at beginning of year $ 28,997 $ 27,970 $ 24,643 Provisions charged to operations 2,945 2,306 6,161 Recoveries on loans and leases 2,843 3,109 5,347 Charge-offs on loans and leases (2,781 ) (4,388 ) (8,181 ) Total allowance at end of year $ 32,004 $ 28,997 $ 27,970 The following tables detail activity in the allowance for originated and acquired loan and lease losses by portfolio segment for the twelve months ended December 31, 2015 and 2014. December 31, 2015 (in thousands) Commercial and Industrial Commercial Residential Consumer Finance Total Allowance for originated loans and leases: Beginning balance $ 9,157 $ 12,069 $ 5,030 $ 1,900 $ 0 $ 28,156 Charge-offs (221 ) (363 ) (338 ) (1,074 ) 0 (1,996 ) Recoveries 809 1,277 112 487 0 2,685 Provision 750 2,496 (734 ) (45 ) 2,467 Ending Balance $ 10,495 $ 15,479 $ 4,070 $ 1,268 $ 0 $ 31,312 December 31, 2015 (in thousands) Commercial Commercial Residential Consumer Finance Total Allowance for acquired loans: Beginning balance $ 431 $ 337 $ 51 $ 22 $ 0 $ 841 Charge-offs (77 ) (400 ) (302 ) (6 ) 0 (785 ) Recoveries 7 142 9 0 0 158 Provision 72 (18 ) 440 (16 ) 0 478 Ending Balance $ 433 $ 61 $ 198 $ 0 $ 0 $ 692 December 31, 2014 (in thousands) Commercial Commercial Residential Consumer Finance Total Allowance for originated loans and leases: Beginning balance $ 8,406 $ 10,459 $ 5,771 $ 2,059 $ 5 $ 26,700 Charge-offs (470 ) (639 ) (512 ) (1,308 ) 0 (2,929 ) Recoveries 636 1,832 88 536 0 3,092 Provision 585 417 (317 ) 613 (5 ) 1,293 Ending Balance $ 9,157 $ 12,069 $ 5,030 $ 1,900 $ 0 $ 28,156 December 31, 2014 (in thousands) Commercial Commercial Residential Consumer Finance Total Allowance for acquired loans: Beginning balance $ 168 $ 770 $ 274 $ 58 $ 0 $ 1,270 Charge-offs (293 ) (631 ) (484 ) (51 ) 0 (1,459 ) Recoveries 0 0 0 17 0 17 Provision 556 198 261 (2 ) 0 1,013 Ending Balance $ 431 $ 337 $ 51 $ 22 $ 0 $ 841
Schedule of the allowance for loan and lease losses based on impairment methodology	At December 31, 2015 and 2014, the allocation of the allowance for loan and lease losses summarized on the basis of the Company’s impairment methodology was as follows: December 31, 2015 (in thousands) Commercial Commercial Residential Consumer Finance Total Allowance for originated loans and leases: Individually evaluated for impairment $ 0 $ 288 $ 0 $ 0 $ 0 $ 288 Collectively evaluated for impairment 10,495 15,191 4,070 1,268 0 31,024 Ending balance $ 10,495 $ 15,479 $ 4,070 $ 1,268 $ 0 $ 31,312 Allowance for acquired loans: Individually evaluated for impairment $ 433 $ 0 $ 128 $ 0 $ 0 $ 561 Collectively evaluated for impairment 0 61 70 0 0 131 Ending balance $ 433 $ 61 $ 198 $ 0 $ 0 $ 692 December 31, 2014 (in thousands) Commercial Commercial Residential Consumer Finance Total Allowance for originated loans and leases: Individually evaluated for impairment $ 0 $ 652 $ 0 $ 0 $ 0 $ 652 Collectively evaluated for impairment 9,157 11,417 5,030 1,900 0 27,504 Ending balance $ 9,157 $ 12,069 $ 5,030 $ 1,900 $ 0 $ 28,156 Allowance for acquired loans: Individually evaluated for impairment $ 414 $ 100 $ 0 $ 0 $ 0 $ 514 Collectively evaluated for impairment 17 237 51 22 0 327 Ending balance $ 431 $ 337 $ 51 $ 22 $ 0 $ 841
Schedule of recorded investment in loans and leases impairment methodology	The recorded investment in loans and leases summarized on the basis of the Company’s impairment methodology as of December 31, 2015 and December 31, 2014 was as follows: December 31, 2015 (in thousands) Commercial Commercial Residential Consumer Finance Total Originated loans and leases: Individually evaluated for impairment $ 1,206 $ 5,655 $ 2,270 $ 0 $ 0 $ 9,131 Collectively evaluated for impairment 855,117 1,351,567 1,024,149 58,733 14,861 3,304,427 Total $ 856,323 $ 1,357,222 $ 1,026,419 $ 58,733 $ 14,861 $ 3,313,558 December 31, 2015 (in thousands) Commercial Commercial Residential Consumer Covered Total Acquired loans: Individually evaluated for impairment $ 647 $ 5,226 $ 1,177 $ 0 $ 0 $ 7,050 Loans acquired with deteriorated credit quality 567 9,335 3,801 0 12,804 26,507 Collectively evaluated for impairment 83,596 277,378 64,605 911 1,227 427,717 Total $ 84,810 $ 291,939 $ 69,583 $ 911 $ 14,031 $ 461,274 December 31, 2014 (in thousands) Commercial Commercial Residential Consumer Finance Total Originated loans and leases: Individually evaluated for impairment $ 1,283 $ 7,675 $ 1,408 $ 0 $ 0 $ 10,366 Collectively evaluated for impairment 765,753 1,103,367 896,453 54,172 12,251 2,831,996 Total $ 767,036 $ 1,111,042 $ 897,861 $ 54,172 $ 12,251 $ 2,842,362 December 31, 2014 (in thousands) Commercial Commercial Residential Consumer Covered Total Acquired loans: Individually evaluated for impairment $ 628 $ 1,195 $ 440 $ 0 $ 0 $ 2,263 Loans acquired with deteriorated credit quality 995 11,640 3,669 0 18,106 34,410 Collectively evaluated for impairment 95,411 334,741 84,181 1,095 1,213 516,641 Total $ 97,034 $ 347,576 $ 88,290 $ 1,095 $ 19,319 $ 553,314
Schedule of recorded investments in impaired loans	The recorded investment in loans and leases summarized on the basis of the Company’s impairment methodology as of December 31, 2015 and December 31, 2014 was as follows: December 31, 2015 (in thousands) Commercial Commercial Residential Consumer Finance Total Originated loans and leases: Individually evaluated for impairment $ 1,206 $ 5,655 $ 2,270 $ 0 $ 0 $ 9,131 Collectively evaluated for impairment 855,117 1,351,567 1,024,149 58,733 14,861 3,304,427 Total $ 856,323 $ 1,357,222 $ 1,026,419 $ 58,733 $ 14,861 $ 3,313,558 December 31, 2015 (in thousands) Commercial Commercial Residential Consumer Covered Total Acquired loans: Individually evaluated for impairment $ 647 $ 5,226 $ 1,177 $ 0 $ 0 $ 7,050 Loans acquired with deteriorated credit quality 567 9,335 3,801 0 12,804 26,507 Collectively evaluated for impairment 83,596 277,378 64,605 911 1,227 427,717 Total $ 84,810 $ 291,939 $ 69,583 $ 911 $ 14,031 $ 461,274 December 31, 2014 (in thousands) Commercial Commercial Residential Consumer Finance Total Originated loans and leases: Individually evaluated for impairment $ 1,283 $ 7,675 $ 1,408 $ 0 $ 0 $ 10,366 Collectively evaluated for impairment 765,753 1,103,367 896,453 54,172 12,251 2,831,996 Total $ 767,036 $ 1,111,042 $ 897,861 $ 54,172 $ 12,251 $ 2,842,362 December 31, 2014 (in thousands) Commercial Commercial Residential Consumer Covered Total Acquired loans: Individually evaluated for impairment $ 628 $ 1,195 $ 440 $ 0 $ 0 $ 2,263 Loans acquired with deteriorated credit quality 995 11,640 3,669 0 18,106 34,410 Collectively evaluated for impairment 95,411 334,741 84,181 1,095 1,213 516,641 Total $ 97,034 $ 347,576 $ 88,290 $ 1,095 $ 19,319 $ 553,314 A loan is impaired when, based on current information and events, it is probable that we will be unable to collect all amounts due according to the contractual terms of the loan agreement. Impaired loans consist of our non-homogenous nonaccrual loans, and all loans restructured in a troubled debt restructuring (TDR). Specific reserves on individually identified impaired loans that are not collateral dependent are measured based on the present value of expected future cash flows discounted at the original effective interest rate of each loan. For loans that are collateral dependent, impairment is measured based on the fair value of the collateral less estimated selling costs, and such impaired amounts are generally charged off. The majority of impaired loans are collateral dependent impaired loans that have limited exposure or require limited specific reserves because of the amount of collateral support with respect to these loans, and previous charge-offs. Interest payments on impaired loans are typically applied to principal unless collectability of the principal amount is reasonably assured. In these cases, interest is recognized on a cash basis. There was no interest income recognized on impaired loans and leases, collected in cash, for 2015, 2014 and 2013. 12/31/2015 12/31/2014 (in thousands) Recorded Unpaid Related Recorded Unpaid Related Originated loans and leases with no related allowance Commercial and industrial Commercial and industrial other $ 1,206 $ 1,211 $ 0 $ 1,283 $ 1,307 $ 0 Commercial real estate Commercial real estate other 5,049 5,249 0 6,021 6,628 0 Residential real estate Home equity 2,270 2,270 0 1,408 1,499 0 Subtotal $ 8,525 $ 8,730 $ 0 $ 8,712 $ 9,434 $ 0 Originated loans and leases with related allowance Commercial real estate Commercial real estate other 606 606 288 1,654 1,654 652 Subtotal $ 606 $ 606 $ 288 $ 1,654 $ 1,654 $ 652 Total $ 9,131 $ 9,336 $ 288 $ 10,366 $ 11,088 $ 652 12/31/2015 12/31/2014 (in thousands) Recorded Investment Unpaid Principal Balance Related Allowance Recorded Investment Unpaid Principal Balance Related Allowance Acquired loans with no related allowance Commercial and industrial Commercial and industrial other $ 128 $ 128 $ 0 $ 64 $ 64 $ 0 Commercial real estate Construction 359 359 0 0 0 0 Commercial real estate other 4,739 5,077 0 941 1,204 0 Residential real estate Home equity 1,177 1,177 0 440 440 0 Subtotal $ 6,403 $ 6,741 $ 0 $ 1,445 $ 1,708 $ 0 Acquired loans with related allowance Commercial and industrial Commercial and industrial other 519 519 433 564 564 414 Commercial real estate Commercial real estate other 128 128 128 254 254 100 Subtotal $ 647 $ 647 $ 561 $ 818 $ 818 $ 514 Total $ 7,050 $ 7,388 $ 561 $ 2,263 $ 2,526 $ 514 The average recorded investment and interest income recognized on impaired originated loans for the twelve months ended December 31, 2015, 2014 and 2013 was as follows: As of December 31, 2015 2014 2013 (in thousands) Average Interest Average Interest Average Interest Originated loans and leases with no related allowance Commercial and industrial Commercial and industrial other $ 1,293 $ 0 $ 2,366 $ 0 $ 4,918 $ 0 Commercial real estate Construction 0 0 0 0 6,201 0 Commercial real estate other 7,490 0 8,078 0 10,775 0 Residential real estate Home equity 1,337 0 1,408 0 1,223 0 Subtotal $ 10,120 $ 0 $ 11,852 $ 0 $ 23,117 $ 0 Originated loans and leases with related allowance Commercial real estate Commercial real estate other 245 0 892 0 0 0 Subtotal $ 245 $ 0 $ 892 $ 0 $ 0 $ 0 Total $ 10,365 $ 0 $ 12,744 $ 0 $ 23,117 $ 0 The average recorded investment and interest income recognized on impaired acquired loans for the twelve months ended December 31, 2015, 2014 and 2013 was as follows: As of December 31, 2015 2014 2013 (in thousands) Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized Acquired loans with no related allowance Commercial and industrial Commercial and industrial other $ 748 $ 0 $ 252 $ 0 $ 1,042 $ 0 Commercial real estate Construction 367 0 0 0 0 0 Commercial real estate other 3,936 0 1,147 0 3,999 102 Residential real estate Home equity 1,147 0 440 0 73 0 Subtotal $ 6,198 $ 0 $ 1,839 $ 0 $ 5,114 $ 102 Acquired loans with related allowance Commercial and industrial Commercial and industrial other 523 0 831 0 0 0 Commercial real estate Commercial real estate other 52 0 266 0 724 0 Subtotal $ 575 $ 0 $ 1,097 $ 0 $ 724 $ 0 Total $ 6,773 $ 0 $ 2,936 $ 0 $ 5,838 $ 102
Schedule of troubled debt restructurings	Troubled Debt Restructuring December 31, 2015 Twelve months ended Defaulted TDRs 5 (in thousands) Number of Loans Pre-Modification Outstanding Recorded Investment Post- Modification Outstanding Recorded Investment Number of Loans Post- Modification Outstanding Recorded Investment Commercial and industrial Commercial and industrial other 1 5 $ 433 $ 433 2 $ 311 Commercial real estate Commercial real estate other 2 3 2,552 2,552 0 0 Residential real estate Home equity 3 14 1,558 1,558 2 136 Mortgages 4 2 269 269 0 0 Total 24 $ 4,812 $ 4,812 4 $ 447 1 Represents the following concessions: extension of term (2 loans $319,000) and reduction of rate (3 loans $114,000). 2 Represents the following concessions: extension of term (1 loan $28,000) and reduction of rate (2 loans $2.5 million). 3 Represents the following concessions: extension of term (9 loans $630,000 million) and reduction of rate (5 loans $928,000). 4 Represents the following concessions: extension of term and reduction of rate (2 loans $269,000). 5 TDRs that defaulted during the 12 months ended December 31, 2015, that had been restructured in the prior twelve months. December 31, 2014 Twelve months ended Defaulted TDRs 3 (in thousands) Number of Loans Pre-Modification Outstanding Recorded Investment Post- Modification Outstanding Recorded Investment Number of Loans Post- Modification Outstanding Recorded Investment Commercial and industrial Commercial and industrial other 1 1 $ 86 $ 86 0 $ 0 Commercial real estate Commercial real estate other 2 4 917 917 1 63 Total 5 $ 1,003 $ 1,003 1 $ 63 1 Represents the following concessions: extension of term and reduction in rate. 2 Represents the following concessions: extension of term and reduction in rate. 3 TDRs that defaulted during the 12 months ended December 31, 2014 that had been restructured in the prior twelve months.
Schedule of credit quality indicators on loans by class of commercial and industrial loans and commercial real estate loans	The following table presents credit quality indicators (internal risk grade) by class of commercial loans, commercial real estate loans and agricultural loans as of December 31, 2015 and 2014. December 31, 2015 (in thousands) Commercial and Industrial Other Commercial and Industrial Agriculture Commercial Real Estate Other Commercial Real Estate Agriculture Commercial Real Estate Construction Total Originated loans and leases Internal risk grade: Pass $ 759,023 $ 87,488 $ 1,143,238 $ 86,445 $ 99,508 $ 2,175,702 Special Mention 3,531 78 12,378 141 3,529 19,657 Substandard 5,470 733 11,634 349 0 18,186 Total $ 768,024 $ 88,299 $ 1,167,250 $ 86,935 $ 103,037 $ 2,213,545 December 31, 2015 (in thousands) Commercial and Industrial Other Commercial and Industrial Agriculture Commercial Real Estate Other Commercial Real Estate Agriculture Commercial Real Estate Construction Total Acquired loans Internal risk grade: Pass $ 82,662 $ 0 $ 271,584 $ 423 $ 4,533 $ 359,202 Special Mention 0 0 540 0 0 540 Substandard 2,148 0 12,828 1,672 359 17,007 Total $ 84,810 $ 0 $ 284,952 $ 2,095 $ 4,892 $ 376,749 December 31, 2014 (in thousands) Commercial and Industrial Other Commercial and Industrial Agriculture Commercial Real Estate Other Commercial Real Estate Agriculture Commercial Real Estate Construction Total Originated loans and leases Internal risk grade: Pass $ 670,478 $ 78,250 $ 945,898 $ 58,455 $ 68,696 $ 1,821,777 Special Mention 12,602 151 19,692 155 3,731 36,331 Substandard 5,449 106 14,031 384 0 19,970 Total $ 688,529 $ 78,507 $ 979,621 $ 58,994 $ 72,427 $ 1,878,078 December 31, 2014 (in thousands) Commercial and Industrial Other Commercial and Industrial Agriculture Commercial Real Estate Other Commercial Real Estate Agriculture Commercial Real Estate Construction Total Acquired loans Internal risk grade: Pass $ 94,054 $ 0 $ 288,193 $ 1,352 $ 33,686 $ 417,285 Special Mention 83 0 5,675 0 0 5,758 Substandard 2,897 0 14,620 1,830 2,220 21,567 Total $ 97,034 $ 0 $ 308,488 $ 3,182 $ 35,906 $ 444,610
Schedule of credit quality indicators by class of residential real estate and consumer loans	The following table presents credit quality indicators by class of residential real estate loans and by class of consumer loans as of December 31, 2015 and 2014. Nonperforming loans include nonaccrual, impaired and loans 90 days past due and accruing interest, all other loans are considered performing. December 31, 2015 (in thousands) Residential Residential Mortgages Consumer Consumer Total Originated loans and leases Performing $ 200,647 $ 817,952 $ 17,722 $ 40,829 $ 1,077,150 Nonperforming 1,931 5,889 107 75 8,002 Total $ 202,578 $ 823,841 $ 17,829 $ 40,904 $ 1,085,152 December 31, 2015 (in thousands) Residential Residential Mortgages Consumer Consumer Total Acquired Loans and Leases Performing $ 41,380 $ 26,102 $ 0 $ 911 $ 68,393 Nonperforming 712 1,389 0 0 2,101 Total $ 42,092 $ 27,491 $ 0 $ 911 $ 70,494 December 31, 2014 (in thousands) Residential Residential Mortgages Consumer Consumer Total Originated loans and leases Performing $ 185,619 $ 704,663 $ 18,197 $ 35,626 $ 944,105 Nonperforming 1,338 6,241 101 248 7,928 Total $ 186,957 $ 710,904 $ 18,298 $ 35,874 $ 952,033 December 31, 2014 (in thousands) Residential Residential Mortgages Consumer Consumer Total Acquired loans Performing $ 55,416 $ 31,304 $ 0 $ 1,095 $ 87,815 Nonperforming 592 978 0 0 1,570 Total $ 56,008 $ 32,282 $ 0 $ 1,095 $ 89,385

FDIC Indemnification Asset Re35

FDIC Indemnification Asset Related to Covered Loans (Tables)	12 Months Ended
	Dec. 31, 2015
Fdic Indemnification Asset Related To Covered Loans
Schedule of changes in the FDIC indemnification asset	Changes in the FDIC indemnification asset for the period ending December 31, 2015 are shown below. December 31, 2015 (in thousands) Balance at January 1, 2015 $ 1,903 Prospective adjustment for additional cash flows (585 ) Increase due to impairment on covered loans 0 Reimbursements from the FDIC (1,160 ) Balance at December 31, 2015 $ 158

Goodwill and Other Intangible36

Goodwill and Other Intangible Assets (Tables)	12 Months Ended
	Dec. 31, 2015
Goodwill and Intangible Assets Disclosure [Abstract]
Schedule of goodwill	Wealth (in thousands) Banking Insurance Management Total Balance at January 1, 2014 $ 64,369 19,560 8,211 92,140 Acquisitions 0 103 0 103 Balance at December 31, 2014 64,369 19,663 8,211 92,243 Goodwill related to sale of portion of business unit 1 0 (451 ) 0 (451 ) Balance at December 31, 2015 $ 64,369 $ 19,212 $ 8,211 $ 91,792 1
Schedule of amortizing intangible assets	The following table provides information regarding our amortizing intangible assets December 31, 2015 Gross Carrying Accumulated Net Carrying (in thousands) Amount Amortization Amount Amortized intangible assets: Core deposit intangible $ 18,774 $ 11,873 $ 6,901 Customer relationships 8,165 4,065 4,100 Other intangibles 5,356 3,909 1,447 Total intangible assets $ 32,295 $ 19,847 $ 12,448 December 31, 2014 Gross Carrying Accumulated Net Carrying (in thousands) Amount Amortization Amount Amortized intangible assets: Core deposit intangible $ 18,774 $ 10,538 $ 8,236 Customer relationships 8,252 3,423 4,829 Other intangibles 5,310 3,726 1,584 Total intangible assets $ 32,336 $ 17,687 $ 14,649
Schedule of estimated amortization expense	Amortization expense related to intangible assets totaled $2.0 million in 2015, $2.1 million in 2014 and $2.2 million in 2013. The estimated aggregate future amortization expense for intangible assets remaining as of December 31, 2015 is as follows: Estimated amortization expense:* (in thousands) For the year ended December 31, 2016 $ 1,913 For the year ended December 31, 2017 1,797 For the year ended December 31, 2018 1,643 For the year ended December 31, 2019 1,523 For the year ended December 31, 2020 1,416 *Excludes the amortization of mortgage servicing rights. Amortization of mortgage servicing rights was $146,000 in 2015, $149,000 in 2014 and $232,000 in 2013.

Premises and Equipment (Tables)

Premises and Equipment (Tables)	12 Months Ended
	Dec. 31, 2015
Property, Plant and Equipment [Abstract]
Schedule of premise and equipment	Premises and equipment at December 31 were as follows: (in thousands) 2015 2014 Land $ 9,364 $ 9,402 Premises and equipment 68,876 67,658 Furniture, fixtures, and equipment 56,743 52,338 Accumulated depreciations and amortization (74,652 ) (69,598 ) Total $ 60,331 $ 59,800
Schedule of depreciation and amortization	Depreciation and amortization expenses in 2015, 2014 and 2013 are included in operating expenses as follows: (in thousands) 2015 2014 2013 Premises $ 2,030 $ 1,949 $ 1,875 Furniture, fixtures, and equipment 3,730 3,066 3,044 Total $ 5,760 $ 5,015 $ 4,919
Schedule of future minimum lease payments	The following is a summary of the future minimum lease payments under non-cancelable operating leases as of December 31, 2015: (in thousands) 2016 $ 4,661 2017 3,921 2018 3,669 2019 3,547 2020 2,900 Thereafter 16,406 Total $ 35,104

Deposits (Tables)

Deposits (Tables)	12 Months Ended
	Dec. 31, 2015
Banking and Thrift [Abstract]
Schedule of maturities of time deposits	Scheduled maturities of time deposits at December 31, 2015, were as follows: (in thousands) Less than $250,000 $250,000 Total Maturity Three months or less $ 100,983 $ 166,730 $ 267,713 Over three through six months 81,971 64,501 146,472 Over six through twelve months 125,648 72,701 198,349 Total due in 2016 $ 308,602 $ 303,932 $ 612,534 2017 84,871 47,754 132,625 2018 32,219 29,029 61,248 2019 14,677 7,670 22,347 2020 10,609 5,733 16,342 2021 and thereafter 6,383 3,654 10,037 Total $ 457,361 $ 397,772 $ 855,133

Federal Funds Purchased and S39

Federal Funds Purchased and Securities Sold Under Agreements to Repurchase (Tables)	12 Months Ended
	Dec. 31, 2015
Banking and Thrift [Abstract]
Schedule of securities sold under agreements to repurchase	Information regarding securities sold under agreements to repurchase and Federal funds purchased is detailed in the following tables for the years ended December 31: Securities Sold Under Agreements to Repurchase 2015 2014 2013 (dollar amounts in thousands) Total outstanding at December 31 $ 136,513 $ 147,037 $ 167,724 Maximum month-end balance 146,397 160,295 201,933 Average balance during the year 137,917 145,876 177,779 Weighted average rate at December 31 1.90 % 1.83 % 1.97 % Average interest rate paid during the year 1.96 % 2.02 % 2.11 % Federal Funds Purchased Average balance during the year 0 0 5 Weighted average rate at December 31 N/A N/A N/A Average interest rate paid during the year 0.00 % 0.00 % 0.75 %

Other Borrowings (Tables)

Other Borrowings (Tables)	12 Months Ended
	Dec. 31, 2015
Debt Disclosure [Abstract]
Schedule of borrowings	(in thousands) 2015 2014 Overnight FHLB advances $ 272,199 $ 232,080 Term FHLB advances 250,576 110,961 Other 13,510 13,500 Total other borrowings $ 536,285 $ 356,541
Schedule of fixed-rate callable advances from FHLB	The Company’s FHLB borrowings at December 31, 2015 included $30.0 million, at cost, in fixed-rate callable borrowings, which can be called by the FHLB if certain conditions are met. Additional details on the fixed-rate callable advances are provided in the following table. Current Balance Rate Maturity Date Call Date Call Frequency Call Features 5,000,000 4.41% March 29, 2017 March 31, 2016 Quarterly LIBOR strike 6.0% 5,000,000 4.89% May 22, 2017 February 22, 2016 Quarterly LIBOR strike 7.0% 10,000,000 5.14% June 8, 2017 March 9, 2016 Quarterly LIBOR strike 7.0% 10,000,000 5.19% June 8, 2017 March 9, 2016 Quarterly FHLB Option Total $30,000,000

Trust Preferred Debentures (Tab

Trust Preferred Debentures (Tables)	12 Months Ended
	Dec. 31, 2015
Trust Preferred Debentures
Schedule of information related to trusts	The following table provides information relating to the Trusts as of December 31, 2015: Description Issuance Date Par Amount Interest Rate Maturity Date Tompkins Capital Trust I April 2009 $ 20.5 million 7% fixed April 2039 Sleepy Hollow Capital Trust I August 2003 $ 4.0 million 3-month LIBOR plus 3.05% August 2033 Leesport Capital Trust II September 2002 $ 10.0 million 3-month LIBOR plus 3.45% September 2032 Madison Statutory Trust I June 2003 $ 5.0 million 3-month LIBOR plus 3.10% June 2033

Employee Benefits Plan (Tables)

Employee Benefits Plan (Tables)	12 Months Ended
	Dec. 31, 2015
Compensation and Retirement Disclosure [Abstract]
Schedule of changes in the projected benefit obligations	The following table sets forth the changes in the projected benefit obligation for the DB Pension Plans and SERP and the accumulated post-retirement benefit obligation for the Life and Healthcare Plan; and the respective plan assets, and the plans’ funded status and amounts recognized in the Company’s Consolidated Statements of Condition at December 31, 2015 and 2014 (the measurement dates of the plans). (in thousands) DB Pension Plans Life and Healthcare Plan SERP Plan 2015 2014 2015 2014 2015 2014 Change in benefit obligation: Benefit obligation at beginning of year $ 79,138 $ 65,621 $ 8,927 $ 8,448 $ 22,862 $ 17,282 Service cost 1,587 2,434 236 202 201 222 Interest cost 2,987 3,069 323 367 928 865 Plan participants’ contributions 0 0 202 210 0 0 Amendments 0 (6,282 ) 0 0 0 0 Curtailments (677 ) 0 0 0 0 0 Actuarial loss (gain) (4,224 ) 16,761 (467 ) 192 (1,210 ) 4,992 Benefits paid (2,592 ) (2,465 ) (489 ) (492 ) (621 ) (499 ) Benefit obligation at end of year $ 76,219 $ 79,138 $ 8,732 $ 8,927 $ 22,160 $ 22,862 Change in plan assets: Fair value of plan assets at beginning of year $ 71,227 $ 70,933 $ 0 $ 0 $ 0 $ 0 Actual return on plan assets 296 2,759 0 0 0 0 Plan participants’ contributions 0 0 202 210 0 0 Employer contributions 0 0 287 282 621 499 Benefits paid (2,592 ) (2,465 ) (489 ) (492 ) (621 ) (499 ) Fair value of plan assets at end of year $ 68,931 $ 71,227 $ 0 $ 0 $ 0 $ 0 Unfunded status $ (7,288 ) $ (7,911 ) $ (8,732 ) $ (8,927 ) $ (22,160 ) $ (22,862 )
Schedule of net periodic benefit cost and other comprehensive income	Net periodic benefit cost and other comprehensive income includes the following components: (in thousands) DB Pension Plans Life and Healthcare Plan SERP Plan Components of net periodic benefit cost 2015 2014 2013 2015 2014 2013 2015 2014 2013 Service cost $ 1,587 $ 2,434 $ 2,915 $ 236 $ 201 $ 265 $ 201 $ 222 $ 479 Interest cost 2,987 3,069 2,688 323 367 345 928 866 737 Expected return on plan assets (5,028 ) (5,024 ) (4,009 ) 0 0 0 0 0 0 Amortization of prior service (credit) cost (448 ) (123 ) (123 ) 16 16 16 73 112 166 Recognized net actuarial loss 1,573 859 2,023 19 0 96 626 206 460 Recognized net actuarial gain due to curtailments (6,003 ) 0 0 0 0 0 0 0 0 Amortization of transition liability 0 0 0 0 0 50 0 0 0 Net periodic benefit (credit) cost $ (5,332 ) $ 1,215 $ 3,494 $ 594 $ 584 $ 772 $ 1,828 $ 1,406 $ 1,842 Other changes in plan assets and benefit obligations recognized in other comprehensive income Net actuarial loss (gain) $ (169 ) $ 19,027 $ (12,890 ) $ (467 ) $ 192 $ (1,169 ) $ (1,210 ) $ 4,992 $ (2,754 ) Recognized actuarial loss (1,573 ) (859 ) (2,023 ) (19 ) 0 (96 ) (626 ) (206 ) (460 ) Prior service credit 0 (6,282 ) 0 0 0 0 0 0 0 Recognized prior service cost (credit) 6,451 123 123 (16 ) (16 ) (16 ) (73 ) (112 ) (166 ) Recognized net initial obligation 0 0 0 0 0 (50 ) 0 0 0 Recognized in other comprehensive income $ 4,709 $ 12,009 $ (14,790 ) $ (502 ) $ 176 $ (1,331 ) $ (1,909 ) $ 4,674 $ (3,380 ) Total recognized in net periodic benefit cost and other comprehensive income $ (623 ) $ 13,224 $ (11,296 ) $ 92 $ 760 $ (559 ) $ (81 ) $ 6,080 $ (1,538 )
Schedule of pre-tax amounts recognized as a component of accumulated other comprehensive income	Pre-tax amounts recognized as a component of accumulated other comprehensive income as of year-end that have not been recognized as a component of the Company’s combined net periodic benefit cost of the Company’s defined-benefit pension plan, post-retirement healthcare benefit plan and SERP are presented in the following table. (in thousands) DB Pension Plans Life and Healthcare Plan SERP Plan 2015 2014 2013 2015 2014 2013 2015 2014 2013 Net actuarial loss (gain) $ 38,695 $ 40,437 $ 22,269 $ 889 $ 1,375 $ 1,183 $ 6,739 $ 8,575 $ 3,789 Prior service cost (credit) (55 ) (6,506 ) (347 ) 250 266 281 576 648 760 Total $ 38,640 $ 33,931 21,922 $ 1,139 $ 1,641 $ 1,464 $ 7,315 $ 9,223 $ 4,549
Schedule of pre-tax amounts expected to be recognized	The pre-tax amounts included in accumulated other comprehensive income that are expected to be recognized in net periodic pension cost during the fiscal year ended December 31, 2016 are shown below. (in thousands) Pension Plans Life and SERP Plan Actuarial loss $ 944 $ 1 $ 412 Prior service cost (15 ) 16 73 Total $ 929 $ 17 $ 485
Schedule of weighted-average assumptions	Weighted-average assumptions used in accounting for the plans were as follows: (in thousands) DB Pension Plans Life and Healthcare Plan SERP Plan 2015 2014 2013 2015 2014 2013 2015 2014 2013 Discount Rates Benefit Cost for Plan Year 3.81 % 4.76 % 3.85 % 3.80 % 4.70 % 3.80 % 4.00 % 5.00 % 4.20 % Benefit Obligation at End of Plan Year 4.05 % 3.81 % 4.76 % 4.14 % 3.80 % 4.70 % 4.32 % 4.00 % 5.00 % Expected long-term return on plan assets 7.25 % 7.25 % 7.25 % N/A N/A N/A N/A N/A N/A Rate of compensation increase Benefit Cost for Plan Year 5.00 % 5.00 % 5.00 % 5.00 % 5.00 % 5.00 % 5.00 % 5.00 % 5.00 % Benefit Obligation at End of Plan Year 5.00 % 5.00 % 5.00 % 5.00 % 5.00 % 5.00 % 5.00 % 5.00 % 5.00 %
Schedule of expected benefits to be paid in each of next five years	The benefits as of December 31, 2015, expected to be paid in each of the next five fiscal years, and in the aggregate for the five fiscal years thereafter were as follows: (in thousands) DB Pension Plans Life and SERP Plan 2016 $ 3,862 $ 485 $ 622 2017 3,882 473 670 2018 3,790 441 666 2019 4,189 463 661 2020 4,143 468 701 2021-2025 22,269 2,586 3,795 Total $ 42,135 $ 4,916 $ 7,115
Schedule of weighted average asset allocation of plans	The Company’s DB Pension Plans’ weighted-average asset allocations at December 31, 2015 and 2014, respectively, by asset category are as follows: 2015 2014 Equity securities 75 % 71 % Debt securities 24 % 28 % Other 1 % 1 % Total Allocation 100 % 100 %
Schedule of fair value measurement of pension plan	The major categories of assets in the Company’s Pension Plan as of year-end are presented in the following table. Assets are segregated by the level of valuation inputs within the fair value hierarchy established by ASC Topic 820 utilized to measure fair value (see Note 19-Fair Value Measurements). Fair Value Measurements December 31, 2015 Fair Value (in thousands) 2015 (Level 1) (Level 2) (Level 3) Cash and cash equivalents $ 694 $ 694 $ 0 $ 0 U.S. Treasury securities 7,599 7,599 0 0 U.S. Government sponsored entities securities 508 0 508 0 Corporate bonds and notes 6,627 0 6,627 0 Common stocks 25,324 25,324 0 0 Mutual funds 27,429 27,429 0 0 Preferred stocks 750 0 750 0 Total Fair Value of Plan Assets $ 68,931 $ 61,046 $ 7,885 $ 0 Fair Value Measurements December 31, 2014 Fair Value (in thousands) 2014 (Level 1) (Level 2) (Level 3) Cash and cash equivalents $ 784 $ 784 $ 0 $ 0 U.S. Treasury securities 6,954 6,954 0 0 U.S. Government sponsored entities securities 1,422 0 1,422 0 Corporate bonds and notes 7,168 0 7,168 0 Common stocks 19,225 19,225 0 0 Mutual funds 34,924 34,924 0 0 Preferred stocks 750 0 750 0 Total Fair Value of Plan Assets $ 71,227 $ 61,887 $ 9,340 $ 0

Stock Plans and Stock Based C43

Stock Plans and Stock Based Compensation (Tables)	12 Months Ended
	Dec. 31, 2015
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
Schedule of stock options and stock appreciation rights	The following table presents the activity related to stock options and stock appreciation rights under all plans for the twelve months ended December 31, 2015. Number of Shares/Rights Weighted Average Exercise Price Weighted Average Remaining Contractual Term Aggregate Intrinsic Value Outstanding at January 1, 2015 593,699 $ 40.06 Granted 48,515 $ 56.29 Exercised (176,274 ) $ 38.22 Forfeited (24,924 ) $ 42.24 Outstanding at December 31, 2015 441,016 $ 42.46 5.63 $ 6,047,872 Exercisable at December 31, 2015 209,385 $ 38.46 3.31 $ 3,706,186
Schedule of total stock options exercised	Cash proceeds, tax benefits and intrinsic value related to total stock options exercised is as follows: (in thousands) 2015 2014 2013 Proceeds from stock option exercises $ 1,382 $ 1,512 $ 4,683 Tax benefits related to stock option exercises 358 234 331 Intrinsic value of stock option exercises 3,014 2,112 1,922
Schedule of valuation model estimates fair value based on the assumptions	The valuation model estimates fair value based on the assumptions listed in the table below. 2015 2014 2013 Weighted per share average fair value at grant date $ 8.96 $ 8.32 $ 9.50 Risk-free interest rate 1.80 % 1.91 % 0.78 % Expected dividend yield 3.80 % 5.14 % 4.00 % Volatility 25.32 % 30.96 % 38.46 % Expected life (years) 6.00 6.00 5.50
Schedule of options outstanding	Options Outstanding Options Exercisable Range of Exercise Prices Number Outstanding Weighted Average Remaining Contractual Life Weighted Average Exercise Price Number Exercisable Weighted Average Exercise Price $ 13.00-20.00 626 3.96 $ 16.47 626 $ 16.47 $ 20.01-29.30 6,778 5.38 $ 21.75 6,778 $ 21.75 $ 29.31-35.70 1,669 2.97 $ 30.96 1,669 $ 30.96 $ 35.71-37.50 144,900 3.92 $ 37.13 100,514 $ 37.19 $ 37.51-41.00 73,205 5.38 $ 40.28 29,781 $ 39.80 $ 41.01-50.00 165,323 6.04 $ 45.11 70,017 $ 41.71 $ 50.01-60.00 48,515 9.85 $ 56.29 0 $ 0 441,016 5.63 $ 42.46 209,385 $ 38.46
Schedule of restricted stock awards	The following table presents activity related to restricted stock awards for the twelve months ended December 31, 2015. Number of Shares Weighted Average Exercise Price Unvested at January 1, 2015 224,726 $ 44.15 Granted 61,235 56.29 Vested (22,841 ) 52.00 Forfeited (15,773 ) 43.58 Unvested at December 31, 2015 247,347 $ 47.57

Other Noninterest Income and 44

Other Noninterest Income and Expense (Tables)	12 Months Ended
	Dec. 31, 2015
Other Income and Expenses [Abstract]
Schedule of other income and operating expense	e xpenses for any of the years presented below are stated separately. Year ended December 31, (in thousands) 2015 2014 2013 NONINTEREST INCOME Other service charges $ 2,972 $ 3,267 $ 3,802 Increase in cash surrender value of corporate owned life insurance 2,064 1,883 2,021 Net gain (loss) on sale of loans 54 362 (133 ) Other miscellaneous income 3,788 3,472 4,856 Total other noninterest income $ 8,878 $ 8,984 $ 10,546 NONINTEREST EXPENSES Marketing expense $ 4,780 $ 4,942 $ 4,958 Professional fees 5,352 6,094 5,651 Technology expense 6,220 6,172 6,056 Cardholder expense 2,653 2,712 3,433 Other miscellaneous expenses 18,662 21,201 20,543 Total other noninterest expenses $ 37,667 $ 41,121 $ 40,641

Income Taxes (Tables)

Income Taxes (Tables)	12 Months Ended
	Dec. 31, 2015
Income Tax Disclosure [Abstract]
Schedule of income tax (benefit) expense attributable to income from operations	The income tax expense (benefit) attributable to income from operations is summarized as follows: (in thousands) Current Deferred Total 2015 Federal $ 22,955 $ 2,841 $ 25,796 State 3,103 63 3,166 Total $ 26,058 $ 2,904 $ 28,962 2014 Federal $ 19,749 $ 2,915 $ 22,664 State 624 2,116 2,740 Total $ 20,373 $ 5,031 $ 25,404 2013 Federal $ 11,826 $ 7,138 $ 18,964 State 933 880 1,813 Total $ 12,759 $ 8,018 $ 20,777
Schedule of effective income tax rate reconciliation	The primary reasons for the differences between income tax expense and the amount computed by applying the statutory federal income tax rate to earnings are as follows: 2015 2014 2013 Statutory federal income tax rate 35.0 % 35.0 % 35.0 % State income taxes, net of federal benefit 2.4 2.3 1.6 Tax exempt income (2.5 ) (2.5 ) (3.0 ) Bank-owned life insurance income (0.8 ) (0.8 ) (1.0 ) Federal tax credit (0.8 ) (1.0 ) (2.3 ) All other (0.2 ) (0.2 ) (1.3 ) Total 33.1 % 32.8 % 29.0 %
Schedule of deferred tax assets and liabilities	Significant components of the Company’s deferred tax assets and liabilities as of December 31 were as follows: (in thousands) 2015 2014 2013 Deferred tax assets: Allowance for loan and lease losses $ 12,411 $ 11,276 $ 10,946 Interest income on nonperforming loans 1,207 395 1,712 Compensation and benefits 14,032 13,081 12,448 Purchase accounting adjustments 1,920 3,538 5,746 Intangibles 0 0 95 Liabilities held at fair value 218 364 497 Tax credit carryforward 831 1,995 3,990 Other 2,546 2,347 2,838 Total $ 33,165 $ 32,996 $ 38,272 Deferred tax liabilities: Prepaid pension $ 10,992 $ 9,377 $ 10,154 Depreciation 3,277 2,553 2,948 Intangibles 567 236 0 Other 2,144 1,741 1,050 Total deferred tax liabilities $ 16,980 $ 13,907 $ 14,152 Net deferred tax asset at year-end $ 16,185 $ 19,089 $ 24,120 Net deferred tax asset at beginning of year $ 19,089 $ 24,120 $ 32,138 Decrease in net deferred tax asset (2,904 ) (5,031 ) (8,018 ) Deferred tax expense $ 2,904 $ 5,031 $ 8,018

Other Comprehensive Income (Tab

Other Comprehensive Income (Tables)	12 Months Ended
	Dec. 31, 2015
Stockholders' Equity Note [Abstract]
Schedule of tax effect allocated to each component of other comprehensive income	The tax effect allocated to each component of other comprehensive income (loss) were as follows: December 31, 2015 Before-Tax Tax (Expense) Net of Tax Available-for-sale securities: (in thousands) Change in net unrealized gain during the period $ (8,241 ) $ 3,295 $ (4,946 ) Reclassification adjustment for net realized gain on sale included in available-for-sale securities (1,108 ) 443 (665 ) Net unrealized losses (9,349 ) 3,738 (5,611 ) Employee benefit plans: Net retirement plan gain 1,846 (738 ) 1,108 Amortization of net retirement plan actuarial loss 2,218 (887 ) 1,331 Amortization of net retirement plan prior service (cost) credit (6,362 ) 2,544 (3,818 ) Employee benefit plans (2,298 ) 919 (1,379 ) Other comprehensive loss $ (11,647 ) $ 4,657 $ (6,990 ) December 31, 2014 Available-for-sale securities: Before-Tax Tax (Expense) Net of Tax (in thousands) Change in net unrealized loss during the period $ 19,094 $ (7,635 ) $ 11,459 Reclassification adjustment for net realized gain on sale included in available-for-sale securities (391 ) 156 (235 ) Net unrealized gains 18,703 (7,479 ) 11,224 Employee benefit plans: Net retirement plan loss (24,211 ) 9,684 (14,527 ) Net retirement plan prior service credit 6,282 (2,513 ) 3,769 Amortization of net retirement plan actuarial loss 1,065 (426 ) 639 Amortization of net retirement plan prior service credit 5 (2 ) 3 Employee benefit plans (16,859 ) 6,743 (10,116 ) Other comprehensive income $ 1,844 $ (736 ) $ 1,108 December 31, 2013 (in thousands) Before-Tax Tax (Expense) Net of Tax Available-for-sale securities: Change in net unrealized loss during the period $ (57,250 ) $ 22,896 $ (34,354 ) Reclassification adjustment for net realized gain on sale included in available-for-sale securities (599 ) 240 (359 ) Net unrealized losses (57,849 ) 23,136 (34,713 ) Employee benefit plans: Net retirement plan loss 16,813 (6,725 ) 10,088 Amortization of net retirement plan actuarial loss 2,579 (1,032 ) 1,547 Amortization of net retirement plan prior service credit 59 (24 ) 35 Amortization of net retirement plan transition liability 50 (20 ) 30 Employee benefit plans 19,501 (7,801 ) 11,700 Other comprehensive loss $ (38,348 ) $ 15,335 $ (23,013 )
Schedule of accumulated other comprehensive income	The following table presents the activity in our accumulated other comprehensive income for the periods indicated: (in thousands) Available-for-Sale Employee Benefit Accumulated Other Balance at January 1, 2013 $ 26,356 $ (28,462 ) $ (2,106 ) Other comprehensive (loss) income (34,713 ) 11,700 (23,013 ) Balance at December 31, 2013 $ (8,357 ) $ (16,762 ) $ (25,119 ) Balance at January 1, 2014 (8,357 ) (16,762 ) (25,119 ) Other comprehensive income (loss) 11,224 (10,116 ) 1,108 Balance at December 31, 2014 $ 2,867 $ (26,878 ) $ (24,011 ) Balance at January 1, 2015 2,867 (26,878 ) (24,011 ) Other comprehensive loss (5,611 ) (1,379 ) (6,990 ) Balance at December 31, 2015 $ (2,744 ) $ (28,257 ) $ (31,001 ) December 31, 2015 Details about Accumulated other Comprehensive Income Amount 1 Affected Line Item in the Statement Where Net Income is Presented Available-for-sale securities: Unrealized gains and losses on available-for-sale securities $ 1,108 Net gain on securities transactions (443 ) Tax expense 665 Net of tax Employee benefit plans: Amortization of the following 2 Net retirement plan actuarial loss (2,218 ) Net retirement plan prior service credit 359 (1,859 ) Total before tax 744 Tax benefit (1,115 ) Net of tax December 31, 2014 Details about Accumulated other Comprehensive Income Amount 1 Affected Line Item in the Statement Where Net Income is Presented Available-for-sale securities: Unrealized gains and losses on available-for-sale securities $ 391 Net gain on securities transactions (156 ) Tax expense 235 Net of tax Employee benefit plans: Amortization of the following 2 Net retirement plan actuarial loss (1,065 ) Net retirement plan prior service credit (5 ) (1,070 ) Total before tax 428 Tax benefit (642 ) Net of tax 1 2

Commitments and Contingent Li47

Commitments and Contingent Liabilities (Tables)	12 Months Ended
	Dec. 31, 2015
Commitments and Contingencies Disclosure [Abstract]
Schedule of maximum potential obligations to extend credit for loan commitments	The Company’s maximum potential obligations to extend credit for loan commitments (unfunded loans, unused lines of credit, and standby letters of credit) outstanding on December 31 were as follows: (in thousands) 2015 2014 Loan commitments $ 200,316 $ 435,904 Standby letters of credit 58,639 58,200 Undisbursed portion of lines of credit 719,234 410,664 Total $ 978,189 $ 904,768

Earnings Per Share (Tables)

Earnings Per Share (Tables)	12 Months Ended
	Dec. 31, 2015
Earnings Per Share [Abstract]
Schedule of basic and diluted earnings per share	Calculation of basic earnings per share (Basic EPS) and diluted earnings per share (Diluted EPS) is shown below. Year ended December 31, (in thousands, except share and per share data) 2015 2014 2013 Basic Net income available to common shareholders $ 58,421 $ 52,041 $ 50,856 Less: dividends and undistributed earnings allocated to unvested restricted stock awards (834 ) (503 ) (418 ) Net earnings allocated to common shareholders 57,587 51,538 50,438 Weighted average shares outstanding, including participating securities 14,940,274 14,824,333 14,587,187 Less: average participating securities (212,081 ) (147,711 ) (109,570 ) Weighted average shares outstanding - Basic 14,728,193 14,676,622 14,477,617 Diluted Net earnings allocated to common shareholders 57,587 51,538 50,438 Weighted average shares outstanding - Basic 14,728,193 14,676,622 14,477,617 Dilutive effect of common stock options or restricted stock awards 134,833 113,002 96,302 Weighted average shares outstanding - Diluted 14,863,026 14,789,624 14,573,919 Basic EPS 3.91 3.51 3.48 Diluted EPS 3.87 3.48 3.46

Fair Value Measurements (Tables

Fair Value Measurements (Tables)	12 Months Ended
	Dec. 31, 2015
Fair Value Disclosures [Abstract]
Schedule of assets and liabilities measured at fair value on a recurring basis	The following table summarizes financial assets and financial liabilities measured at fair value on a recurring basis as of December 31, 2015 and 2014 segregated by the level of valuation inputs within the fair value hierarchy used to measure fair value. Recurring Fair Value Measurements December 31, 2015 (in thousands) Fair Value (Level 1) (Level 2) (Level 3) Trading securities Obligations of U.S. Government sponsored entities $ 6,601 $ 0 $ 6,601 $ 0 Mortgage-backed securities - residential 767 0 767 0 Available-for-sale securities Obligations of U.S. Government sponsored entities 552,893 0 552,893 0 Obligations of U.S. states and political subdivisions 84,726 0 84,726 0 Mortgage-backed securities - residential U.S. Government agencies 94,678 0 94,678 0 U.S. Government sponsored entities 650,097 0 650,097 0 Non-U.S. Government agencies or sponsored entities 194 0 194 0 U.S. corporate debt securities 2,162 0 2,162 0 Equity securities 934 0 0 934 Borrowings Other borrowings 10,576 0 10,576 0 Recurring Fair Value Measurements December 31, 2014 (in thousands) Fair Value (Level 1) (Level 2) (Level 3) Trading securities Obligations of U.S. Government sponsored entities $ 7,404 $ 0 $ 7,404 $ 0 Mortgage-backed securities - residential 1,588 0 1,588 0 Available-for-sale securities Obligations of U.S. Government sponsored entities 557,820 0 557,820 0 Obligations of U.S. states and political subdivisions 71,510 0 71,510 0 Mortgage-backed securities - residential U.S. Government agencies 109,926 0 109,926 0 U.S. Government sponsored entities 659,120 0 659,120 0 U.S. corporate debt securities 2,162 0 2,162 0 Equity securities 1,427 0 0 1,427 Borrowings Other borrowings 10,961 0 10,961 0
Schedule of assets and liabilities measured at fair value on a non recurring basis	Certain assets are measured at fair value on a nonrecurring basis, that is, they are not measured at fair value on an ongoing basis but are subject to fair value adjustments in certain circumstances. For the Company, these include loans held for sale, collateral dependent impaired loans, other real estate owned, goodwill and other intangible assets. During 2015, certain collateral dependent impaired loans and other real estate owned at December 31, 2015, were adjusted down to fair value. Collateral values are estimated using Level 2 inputs based upon observable market data. Real estate values are generally valued using independent appraisals or other indications of value based on recent comparable sales of similar properties or assumptions generally available in the market. Fair value measurements at reporting date using: Gain (losses) (in thousands) As of Quoted prices in active markets for identical assets Significant other observable inputs Significant Twelve months ended Assets: 12/31/2015 (Level 1) (Level 2) (Level 3) 12/31/2015 Impaired Loans $ 5,730 $ 0 $ 5,730 $ 0 $ (326 ) Other real estate owned 1,995 0 1,995 0 714 Fair value measurements at reporting date using: Gain (losses) (in thousands) As of Quoted prices in active markets for identical assets Significant other observable inputs Significant unobservable inputs Twelve months ended Assets: 12/31/2014 (Level 1) (Level 2) (Level 3) 12/31/2014 Impaired Loans $ 2,891 $ 0 $ 2,891 $ 0 $ (1,090 ) Other real estate owned 5,493 0 5,493 0 (338 )
Schedule of carrying amount and fair value of financial instruments	The following table presents the carrying amounts and estimated fair values of the Company’s financial instruments at December 31, 2015 and 2014. Estimated Fair Value of Financial Instruments December 31, 2015 (in thousands) Carrying Amount Fair Value (Level 1) (Level 2) (Level 3) Financial Assets: Cash and cash equivalents $ 58,257 $ 58,257 $ 58,257 $ 0 $ 0 Securities - held-to-maturity 146,071 146,686 0 146,686 FHLB and FRB stock 29,969 29,969 0 29,969 0 Accrued interest receivable 16,433 16,433 0 16,433 0 Loans and leases, net 1 3,740,038 3,739,695 0 5,730 3,733,965 Financial Liabilities: Time deposits $ 855,133 $ 853,839 $ 0 $ 853,839 $ 0 Other deposits 3,540,173 3,540,173 0 3,540,173 0 Securities sold under agreements to repurchase 136,513 138,161 0 138,161 0 Other borrowings 525,709 527,041 0 527,041 0 Trust preferred debentures 37,509 45,190 0 45,190 0 Accrued interest payable 1,973 1,973 0 1,973 0 1 Estimated Fair Value of Financial Instruments December 31, 2014 (in thousands) Carrying Amount Fair Value (Level 1) (Level 2) (Level 3 Financial Assets: Cash and cash equivalents $ 56,070 $ 56,070 $ 56,070 $ 0 $ 0 Securities - held-to-maturity 88,168 89,036 0 89,036 FHLB and FRB stock 21,259 21,259 0 21,259 0 Accrued interest receivable 16,518 16,518 0 16,518 0 Loans and leases, net 1 3,364,291 3,383,742 0 2,891 3,380,851 Financial Liabilities: Time deposits $ 898,081 $ 899,871 $ 0 $ 899,871 $ 0 Other deposits 3,271,073 3,271,073 0 3,271,073 0 Securities sold under agreements to repurchase 147,037 151,201 151,201 Other borrowings 345,580 350,043 0 350,043 0 Trust preferred debentures 37,337 39,453 0 39,453 0 Accrued interest payable 1,868 1,868 0 1,868 0 1

Regulations and Supervision (Ta

Regulations and Supervision (Tables)	12 Months Ended
	Dec. 31, 2015
Banking and Thrift [Abstract]
Schedule of capital amounts and ratios	Actual capital amounts and ratios of the Company and its subsidiary banks are as follows: Actual Required to be Adequately Capitalized Required to be Well Capitalized (dollar amounts in thousands) Amount/Ratio Amount/Ratio Amount/Ratio December 31, 2015 Total Capital (to risk-weighted assets) The Company (consolidated) $ 520,891/13.0% >$319,711/>8.0% >$399,638/>10.0% Trust Company $ 151,299/13.7% >$88,274/>8.0% >$110,342/>10.0% Castile $ 104,568/10.5% >$79,657/>8.0% >$99,571/>10.0% Mahopac $ 110,158/14.0% >$62,943/>8.0% >$78,678/>10.0% VIST $ 133,925/12.4% >$86,371/>8.0% >$107,964/>10.0% Common EquityTier 1 Capital (to risk-weighted assets) The Company (consolidated) $ 449,535/11.3% >$179,837/>4.5% >$259,765/>6.5% Trust Company $ 143,005/13.0% >$49,654/>4.5% >$71,722/>6.5% Castile $ 97,097/9.8% >$44,807/>4.5% >$64,721/>6.5% Mahopac $ 100,322/12.8% >$35,405/>4.5% >$51,141/>6.5% VIST $ 127,229/11.8% >$48,584/>4.5% >$70,177/>6.5% Tier 1 Capital (to risk-weighted assets) The Company (consolidated) $ 487,043/12.2% >$239,783/>6.0% >$319,711/>8.0% Trust Company $ 143,005/13.0% >$66,205/>6.0% >$88,274/>8.0% Castile $ 97,097/9.8% >$59,743/>6.0% >$79,657/>8.0% Mahopac $ 100,322/12.8% >$47,207/>6.0% >$62,943/>8.0% VIST $ 127,229/11.8% >$64,779/>6.0% >$86,371/>8.0% Tier 1 Capital (to average assets) The Company (consolidated) $ 487,043/8.8% >$220,995/>4.0% >$276,243/>5.0% Trust Company $ 143,005/8.0% >$71,319/>4.0% >$89,148/>5.0% Castile $ 97,097/7.7% >$50,309/>4.0% >$62,887/>5.0% Mahopac $ 100,322/9.2% >$43,865/>4.0% >$54,831/>5.0% VIST $ 127,229/9.1% >$55,650/>4.0% >$69,563/>5.0% December 31, 2014 Total Capital (to risk-weighted assets) The Company (consolidated) $ 474,358/13.6% >$278,992/>8.0% >$348,741/>10.0% Trust Company $ 137,424/13.8% >$79,626/>8.0% >$99,533/>10.0% Castile $ 95,008/11.3% >$67,040/>8.0% >$83,799/>10.0% Mahopac $ 103,036/15.0% >$54,884/>8.0% >$68,605/>10.0% VIST $ 120,464/12.7% >$75,674/>8.0% >$94,592/>10.0% Tier 1 Capital (to risk-weighted assets) The Company (consolidated) $ 444,947/12.8% >$139,496/>4.0% >$209,244/>6.0% Trust Company $ 129,751/13.0% >$39,813/>4.0% >$57,920/>6.0% Castile $ 88,288/10.5% >$33,520/>4.0% >$50,280/>6.0% Mahopac $ 94,445/13.8% >$27,442/>4.0% >$41,163/>6.0% VIST $ 115,276/12.2% >$37,837/>4.0% >$56,755/>6.0% Tier 1 Capital (to average assets) The Company (consolidated) $ 444,947/8.7% >$152,534/>3.0% >$254,223/>5.0% Trust Company $ 129,751/7.8% >$49,823/>3.0% >$83,038/>5.0% Castile $ 88,288/7.8% >$34,115/>3.0% >$56,858/>5.0% Mahopac $ 94,445/9.2% >$30,896/>3.0% >$51,494/>5.0% VIST $ 115,276/9.0% >$38,236/>3.0% >$63,727/>5.0%

Condensed Parent Company Only51

Condensed Parent Company Only Financial Statements (Tables)	12 Months Ended
	Dec. 31, 2015
Condensed Financial Information of Parent Company Only Disclosure [Abstract]
Schedule of condensed statements of condition	Condensed financial statements for Tompkins (the Parent Company) as of December 31 are presented below. Condensed Statements of Condition (in thousands) 2015 2014 Assets Cash $ 5,759 $ 6,646 Available-for-sale securities, at fair value 0 225 Investment in subsidiaries, at equity 548,227 517,131 Other 12,940 15,951 Total Assets $ 566,926 $ 539,953 Liabilities and Shareholders’ Equity Borrowings $ 13,510 $ 13,500 Trust preferred debentures issued to non-consolidated subsidiary 37,509 37,337 Other liabilities 893 985 Tompkins Financial Corporation Shareholders’ Equity 515,014 488,131 Total Liabilities and Shareholders’ Equity $ 566,926 $ 539,953
Schedule of condensed statements of income	Condensed Statements of Income (in thousands) 2015 2014 2013 Dividends from available-for-sale securities $ 2 $ 2 $ 4 Dividends received from subsidiaries 28,667 28,727 25,991 Other income 593 1,059 1,627 Total Operating Income 29,262 29,788 27,622 Interest expense 2,648 2,703 3,087 Other expenses 5,996 6,484 6,352 Total Operating Expenses 8,644 9,187 9,439 Income Before Taxes and Equity in Undistributed Earnings of Subsidiaries 20,618 20,601 18,183 Income tax benefit 2,987 3,654 3,959 Equity in undistributed earnings of subsidiaries 34,816 27,786 28,714 Net Income $ 58,421 $ 52,041 $ 50,856
Schedule of condensed statements of cash flows	Condensed Statements of Cash Flows (in thousands) 2015 2014 2013 Operating activities Net income $ 58,421 $ 52,041 $ 50,856 Adjustments to reconcile net income to net cash provided by operating activities Equity in undistributed earnings of subsidiaries (34,816 ) (27,799 ) (28,800 ) Other, net 1,153 (1,233 ) (1,807 ) Net Cash Provided by Operating Activities 24,758 23,009 20,249 Investing activities Other, net 81 85 (3,482 ) Net Cash Used in Investing Activities 81 85 (3,482 ) Financing activities Borrowings, net 0 (1,000 ) (10,691 ) Cash dividends (25,411 ) (23,983 ) (22,463 ) Repurchase of common shares (3,505 ) (4,602 ) 0 Redemption of trust preferred debentures (195 ) 64 40 Shares issued for dividend reinvestment plans 0 2,186 4,046 Shares issued for employee stock ownership plan 1,595 1,528 717 Net proceeds from exercise of stock options 1,382 1,512 4,683 Tax benefits of stock options exercised 358 234 331 Common stock issued 50 50 0 Net Cash (Used in) Provided by Financing Activities (25,726 ) (24,011 ) (23,337 ) Net (decrease) increase in cash (887 ) (917 ) (6,570 ) Cash at beginning of year 6,646 7,563 14,135 Cash at End of Year $ 5,759 $ 6,646 $ 7,565

Segment and Related Informati52

Segment and Related Information (Tables)	12 Months Ended
	Dec. 31, 2015
Segment Reporting [Abstract]
Schedule of segment and related information	Summarized financial information concerning the Company’s reportable segments and the reconciliation to the Company’s consolidated results is shown in the following table. Investment in subsidiaries is netted out of the presentations below. As of and for the year ended December 31, 2015 (in thousands) Banking Insurance Wealth Management Intercompany Consolidated Interest income $ 188,598 $ 2 $ 148 $ (2 ) $ 188,746 Interest expense 20,367 0 0 (2 ) 20,365 Net interest income 168,231 2 148 0 168,381 Provision for loan and lease losses 2,945 0 0 0 2,945 Noninterest income 27,096 29,818 16,037 (1,011 ) 71,940 Noninterest expense 115,706 23,783 11,384 (1,011 ) 149,862 Income before income tax expense 76,676 6,037 4,801 0 87,514 Income tax expense 24,923 2,416 1,623 0 28,962 Net Income attributable to noncontrolling interests 51,753 3,621 3,178 0 58,552 Less: Net income attributable to noncontrolling interests 131 0 0 0 131 Net Income attributable to Tompkins Financial Corporation $ 51,622 $ 3,621 $ 3,178 $ 0 $ 58,421 Depreciation and amortization $ 5,985 $ 367 $ 116 $ 0 $ 6,468 Assets 5,646,459 36,625 13,951 (7,040 ) 5,689,995 Goodwill 64,500 19,662 8,081 0 92,243 Other intangibles, net 7,820 4,187 441 0 12,448 Net loans and leases 3,740,038 0 0 0 3,740,038 Deposits 4,401,896 0 0 (6,590 ) 4,395,306 Total equity 476,138 28,182 12,146 0 516,466 As of and for the year ended December 31, 2014 (in thousands) Banking Insurance Wealth Management Intercompany & Merger Consolidated Interest income $ 184,355 $ 6 $ 138 $ (6 ) $ 184,493 Interest expense 20,687 2 0 (6 ) 20,683 Net interest income 163,668 4 138 0 163,810 Provision for loan and lease losses 2,306 0 0 0 2,306 Noninterest income 27,418 28,620 16,072 (1,345 ) 70,765 Noninterest expense 120,708 23,515 11,815 (1,345 ) 154,693 Income before income tax expense 68,072 5,109 4,395 0 77,576 Income tax expense 21,890 2,052 1,462 0 25,404 Net Income attributable to noncontrolling interests 46,182 3,057 2,933 0 52,172 Less: Net income attributable to noncontrolling interests 131 0 0 0 131 Net Income attributable to Tompkins Financial Corporation $ 46,051 $ 3,057 $ 2,933 $ 0 $ 52,041 Depreciation and amortization $ 5,296 $ 271 $ 143 $ 0 $ 5,710 Assets 5,226,145 34,040 13,779 (4,403 ) 5,269,561 Goodwill 64,369 19,662 8,211 0 92,242 Other intangibles, net 9,301 4,827 521 0 14,649 Net loans and leases 3,364,291 0 0 0 3,364,291 Deposits 4,173,244 0 0 (4,090 ) 4,169,154 Total equity 453,037 26,419 10,127 0 489,583 As of and for the year ended December 31, 2013 (in thousands) Banking Insurance Wealth Management Intercompany & Merger Consolidated Interest income $ 184,914 $ 8 $ 189 $ (7 ) $ 185,104 Interest expense 23,982 0 0 (7 ) 23,975 Net interest income 160,932 8 189 0 161,129 Provision for loan and lease losses 6,161 0 0 0 6,161 Noninterest income 27,870 27,660 15,889 (1,521 ) 69,898 Noninterest expense 119,926 22,431 12,266 (1,521 ) 153,102 Income before income tax expense 62,715 5,237 3,812 0 71,764 Income tax expense 17,434 2,057 1,286 0 20,777 Net Income attributable to noncontrolling interests 45,281 3,180 2,526 0 50,987 Less: Net income attributable to noncontrolling interests 131 0 0 0 131 Net Income attributable to Tompkins Financial Corporation $ 45,150 $ 3,180 $ 2,526 $ 0 $ 50,856 Depreciation and amortization $ 5,360 $ 210 $ 135 $ 0 $ 5,706 Assets 4,965,154 31,639 12,730 (6,484 ) 5,003,039 Goodwill 64,369 19,560 8,211 0 92,140 Other intangibles, net 10,716 4,988 594 0 16,298 Net loans and leases 3,166,314 0 0 0 3,166,314 Deposits 3,953,428 0 0 (6,212 ) 3,947,216 Total equity 421,631 25,812 10,496 0 457,939
Schedule of quarterly financial information	Unaudited Quarterly Financial Data 2015 (in thousands) First Second Third Fourth Interest and dividend income $ 46,228 $ 46,423 $ 47,530 $ 48,565 Interest expense 5,000 5,093 5,144 5,128 Net interest income 41,228 41,330 42,386 43,437 Provision for loan and lease losses 209 922 281 1,533 Income before income tax 18,973 26,452 21,645 20,444 Net income 12,680 17,390 14,497 13,854 Net income per common share (basic) 0.85 1.16 0.97 0.93 Net income per common share (diluted) 0.84 1.15 0.96 0.92 Unaudited Quarterly Financial Data 2014 (in thousands) First Second Third Fourth Interest and dividend income $ 45,365 $ 45,819 $ 46,618 $ 46,691 Interest expense 5,338 5,303 5,043 4,999 Net interest income 40,027 40,516 41,575 41,692 Provision for loan and lease losses 743 67 (59 ) 1,555 Income before income tax 18,508 19,241 20,652 19,175 Net income 12,569 13,061 13,722 12,689 Net income per common share (basic) 0.85 0.88 0.92 0.86 Net income per common share (diluted) 0.84 0.87 0.92 0.85

Summary of Significant Accoun53

Summary of Significant Accounting Policies (Details Narrative) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Reserve requirements for banking subsidiaries	$ 5,400	$ 4,400
Value of impaired loans when provision is applicable	$ 250
Buildings [Member] | Minimum [Member]
Estimated useful lives	10 years
Buildings [Member] | Maximum [Member]
Estimated useful lives	39 years
Furniture, fixtures, and equipment [Member] | Minimum [Member]
Estimated useful lives	2 years
Furniture, fixtures, and equipment [Member] | Maximum [Member]
Estimated useful lives	20 years
Convenants Noncompete [Member] | Minimum [Member]
Amortization period for other intangible assets	3 years
Convenants Noncompete [Member] | Maximum [Member]
Amortization period for other intangible assets	6 years
Customer Related Intangibles [Member] | Minimum [Member]
Amortization period for other intangible assets	6 years
Customer Related Intangibles [Member] | Maximum [Member]
Amortization period for other intangible assets	15 years
Core Deposit Intangible [Member] | Minimum [Member]
Amortization period for other intangible assets	5 years
Core Deposit Intangible [Member] | Maximum [Member]
Amortization period for other intangible assets	10 years

Securities (Details Narrative)

Securities (Details Narrative) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Mark to market loss on trading securities	$ 295	$ 269	$ 538
Secutities pledged or sold under agreements to repurchase	1,200,000	1,100,000
Equity method investments	1,800	$ 1,200
Federal Home Loan Bank New York ("FHLBNY") [Member]
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Federal Home Loan Bank, Advances, Branch of FHLB Bank, amount of advances	20,100
Federal Home Loan Bank Pittsburgh ("FHLBPITT") [Member]
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Federal Home Loan Bank, Advances, Branch of FHLB Bank, amount of advances	9,800
Atlantic Central Bankers Bank ("ACBB") [Member]
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Federal Home Loan Bank, Advances, Branch of FHLB Bank, amount of advances	$ 95

Securities (Details)

Securities (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	$ 1,390,255	$ 1,397,458
Gross Unrealized Gains	9,546	16,873
Gross Unrealized Losses	14,117	12,095
Fair Value	1,385,684	1,402,236
Obligations of U.S. Government Sponsored Entities [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	551,176	553,300
Gross Unrealized Gains	3,512	6,222
Gross Unrealized Losses	1,795	1,702
Fair Value	552,893	557,820
Obligations of U.S. States and Political Subdivisions [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	83,981	70,790
Gross Unrealized Gains	898	999
Gross Unrealized Losses	153	279
Fair Value	84,726	71,510
Residential Mortgage-Backed Securities U.S. Government Agencies [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	94,459	108,931
Gross Unrealized Gains	1,535	2,339
Gross Unrealized Losses	1,316	1,344
Fair Value	94,678	109,926
Residential Mortgage-Backed Securities U.S. Government Sponsored Entities [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	656,947	660,195
Gross Unrealized Gains	3,599	7,309
Gross Unrealized Losses	10,449	8,384
Fair Value	650,097	659,120
Residential Mortgage-Backed Securities Non-U.S. Government Agencies or Sponsored Entities [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	192	267
Gross Unrealized Gains	2	4
Gross Unrealized Losses	0	0
Fair Value	194	271
U.S. corporate Debt Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	2,500	2,500
Gross Unrealized Gains	0	0
Gross Unrealized Losses	338	338
Fair Value	2,162	2,162
Total debt securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	1,389,255	1,395,983
Gross Unrealized Gains	9,546	16,873
Gross Unrealized Losses	14,051	12,047
Fair Value	1,384,750	1,400,809
Equity Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	1,000	1,475
Gross Unrealized Gains	0	0
Gross Unrealized Losses	66	48
Fair Value	$ 934	$ 1,427

Securities (Details 1)

Securities (Details 1) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Schedule of Held-to-maturity Securities [Line Items]
Amortized Cost	$ 146,071	$ 88,168
Gross Unrealized Gains	1,063	905
Gross Unrealized Losses	448	37
Fair Value	146,686	89,036
Obligations of U.S. Government Sponsored Entities [Member]
Schedule of Held-to-maturity Securities [Line Items]
Amortized Cost	132,482	71,906
Gross Unrealized Gains	649	400
Gross Unrealized Losses	444	37
Fair Value	132,687	72,269
Obligations of U.S. States and Political Subdivisions [Member]
Schedule of Held-to-maturity Securities [Line Items]
Amortized Cost	13,589	16,262
Gross Unrealized Gains	414	505
Gross Unrealized Losses	4	0
Fair Value	$ 13,999	$ 16,767

Securities (Details 2)

Securities (Details 2) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Investments, Debt and Equity Securities [Abstract]
Proceeds from sales	$ 137,594	$ 90,551	$ 115,796
Gross realized gains	1,359	426	762
Gross realized losses	(282)	(78)	(163)
Net gains on sales of available-for-sale securities	$ 1,077	$ 348	$ 599

Securities (Details 3)

Securities (Details 3) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Available-for-sale securities
Less Than 12 Months, Fair Value	$ 606,155	$ 251,814
Less Than 12 Months, Unrealized Losses	6,211	1,249
12 Months or Longer, Fair Value	218,918	376,719
12 Months or Longer, Unrealized Losses	7,906	10,846
Total Fair Value	825,073	628,533
Total Unrealized Losses	14,117	12,095
Held-to-maturity debt securities
Less Than 12 Months, Fair Value	31,637	15,095
Less Than 12 Months, Unrealized Losses	448	37
12 Months or Longer, Fair Value	0	0
12 Months or Longer, Unrealized Losses	0	0
Total Fair Value	31,637	15,095
Total Unrealized Losses	448	37
Obligations of U.S. Sponsored Entities [Member]
Held-to-maturity debt securities
Less Than 12 Months, Fair Value	1,966
Less Than 12 Months, Unrealized Losses	4
12 Months or Longer, Fair Value	0
12 Months or Longer, Unrealized Losses	0
Total Fair Value	1,966
Total Unrealized Losses	4
Obligations of U.S. Government Sponsored Entities [Member]
Available-for-sale securities
Less Than 12 Months, Fair Value	183,697	71,363
Less Than 12 Months, Unrealized Losses	1,618	385
12 Months or Longer, Fair Value	5,844	65,497
12 Months or Longer, Unrealized Losses	177	1,317
Total Fair Value	189,541	136,860
Total Unrealized Losses	1,795	1,702
Held-to-maturity debt securities
Less Than 12 Months, Fair Value	29,671
Less Than 12 Months, Unrealized Losses	444
12 Months or Longer, Fair Value	0
12 Months or Longer, Unrealized Losses	0
Total Fair Value	29,671
Total Unrealized Losses	444
Obligations of U.S. States and Political Subdivisions [Member]
Available-for-sale securities
Less Than 12 Months, Fair Value	25,402	15,451
Less Than 12 Months, Unrealized Losses	141	124
12 Months or Longer, Fair Value	3,408	8,102
12 Months or Longer, Unrealized Losses	12	155
Total Fair Value	28,810	23,553
Total Unrealized Losses	153	279
Held-to-maturity debt securities
Less Than 12 Months, Fair Value	1,966	15,095
Less Than 12 Months, Unrealized Losses	4	37
12 Months or Longer, Fair Value	0	0
12 Months or Longer, Unrealized Losses	0	0
Total Fair Value	1,966	15,095
Total Unrealized Losses	4	37
Residential Mortgage-Backed Securities U.S. Government Agencies [Member]
Available-for-sale securities
Less Than 12 Months, Fair Value	32,636	2,623
Less Than 12 Months, Unrealized Losses	350	21
12 Months or Longer, Fair Value	30,244	28,502
12 Months or Longer, Unrealized Losses	966	1,323
Total Fair Value	62,880	31,125
Total Unrealized Losses	1,316	1,344
Residential Mortgage-Backed Securities U.S. Government Sponsored Entities [Member]
Available-for-sale securities
Less Than 12 Months, Fair Value	364,420	162,377
Less Than 12 Months, Unrealized Losses	4,102	719
12 Months or Longer, Fair Value	176,325	271,503
12 Months or Longer, Unrealized Losses	6,347	7,665
Total Fair Value	540,745	433,880
Total Unrealized Losses	10,449	8,384
U.S. corporate Debt Securities [Member]
Available-for-sale securities
Less Than 12 Months, Fair Value	0	0
Less Than 12 Months, Unrealized Losses	0	0
12 Months or Longer, Fair Value	2,163	2,163
12 Months or Longer, Unrealized Losses	338	338
Total Fair Value	2,163	2,163
Total Unrealized Losses	338	338
Equity Securities [Member]
Available-for-sale securities
Less Than 12 Months, Fair Value	0	0
Less Than 12 Months, Unrealized Losses	0	0
12 Months or Longer, Fair Value	934	952
12 Months or Longer, Unrealized Losses	66	48
Total Fair Value	934	952
Total Unrealized Losses	$ 66	$ 48

Securities (Details 4)

Securities (Details 4) - Total debt securities [Member] - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Roll-forward of credit losses on debt securities
Credit losses at beginning of the period	$ 0	$ 0	$ 441
Sales of securities for which an other-than-temporary impairment was previously recognized	0	0	(441)
Ending balance of credit losses on debt securities held for which a portion of an other-than-temporary impairment was recognized in other comprehensive income	$ 0	$ 0	$ 0

Securities (Details 5)

Securities (Details 5) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Available-for-sale securities, Amortized Cost
Total	$ 1,389,255	$ 1,395,983
Available-for-sale securities, Fair value
Total	1,384,750	1,400,809
Total debt securities [Member]
Available-for-sale securities, Amortized Cost
Due in one year or less	53,936	67,281
Due after one year through five years	351,462	342,548
Due after five years through ten years	219,161	199,724
Due after ten years	13,098	17,037
Total	637,657	626,590
Available-for-sale securities, Fair value
Due in one year or less	54,735	68,350
Due after one year through five years	353,736	347,230
Due after five years through ten years	218,561	199,276
Due after ten years	12,749	16,636
Total	639,781	631,492
Mortgage-backed securities [Member]
Available-for-sale securities, Amortized Cost
Total	751,598	769,393
Available-for-sale securities, Fair value
Total	$ 744,969	$ 769,317

Securities (Details 6)

Securities (Details 6) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Held-to-maturity securities, Amortized Cost
Due in one year or less	$ 9,249	$ 11,400
Due after one year through five years	14,069	3,440
Due after five years through ten years	122,585	73,020
Due after ten years	168	308
Total	146,071	88,168
Held-to-maturity securities, Fair value
Due in one year or less	9,294	11,471
Due after one year through five years	14,341	3,694
Due after five years through ten years	122,853	73,518
Due after ten years	198	353
Total	$ 146,686	$ 89,036

Securities (Details 7)

Securities (Details 7) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Trading Securities [Abstract]
Trading securities, at estimated fair value	$ 7,368	$ 8,992
Obligations of U.S. Government Sponsored Entities [Member]
Trading Securities [Abstract]
Trading securities, at estimated fair value	6,601	7,404
Residential Mortgage-Backed Securities U.S. Government Sponsored Entities [Member]
Trading Securities [Abstract]
Trading securities, at estimated fair value	$ 767	$ 1,588

Loans and Leases (Details Narra

Loans and Leases (Details Narrative) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Business Acquisition [Line Items]
Loans and leases, covered	$ 14,031	$ 19,319
Certain losses and expenses relating to covered loans, percentage reimburseable by FDIC	70.00%
Net losses exceed levels relating to covered loans, percentage reimburseable by FDIC	80.00%
Sale of residential mortage loans	$ 3,200	19,900	$ 13,200
Net gains on sale of residential mortage loans	54	362	301
Mortage servicing assets added during the period	18	146	85
Amortization of mortgage servicing assets	146	149	232
Residentail mortgage loans serviced	135,900	158,300
Mortgage servicing rights, amortized cost	894	1,000
Loans held for sale	546	0
Residential mortgage loans used to secure advances from FHLB	250,000	111,000
Interest income on nonaccrual loans	$ 1,200	$ 1,700	$ 1,200
LTV 80 to 100 Percent [Member]
Business Acquisition [Line Items]
Loan to value - fixed rate loans	80.00%
Loan to value - adjusted rate loans	85.00%
Loan to value - private mortgage insurance	78.00%
VIST Financial Corp. ("VIST Financial") [Member] | Covered Loans [Member]
Business Acquisition [Line Items]
Loans and leases, covered	$ 14,000

Loans and Leases (Details)

Loans and Leases (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	$ 3,774,832	$ 3,395,676
Less: unearned income and deferred costs and fees	(2,790)	(2,388)
Total loans and leases, net of unearned income and deferred costs and fees	3,772,042	3,393,288
Commercial and Industrial - Agriculture [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	88,299	78,507
Commercial and Industrial Other [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	852,834	785,563
Commercial and industrial, total [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	941,133	864,070
Commercial Real Estate - Construction [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	107,929	108,333
Commercial Real Estate - Agriculture [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	89,030	62,176
Commercial Real Estate Other [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	1,452,202	1,288,109
Commercial real estate, total [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	1,649,161	1,458,618
Residential Real Estate - Home equity [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	244,670	242,965
Residential Real Estate - Mortgages [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	851,332	743,186
Residential real estate, total [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	1,096,002	986,151
Consumer Indirect [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	17,829	18,298
Consumer Other [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	41,815	36,969
Consumer and other, total [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	59,644	55,267
Finance Leases [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	14,861	12,251
Covered Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	14,031	19,319
Originated Loans and Leases [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	3,313,558	2,842,362
Less: unearned income and deferred costs and fees	(2,790)	(2,388)
Total loans and leases, net of unearned income and deferred costs and fees	3,310,768	2,839,974
Originated Loans and Leases [Member] | Commercial and Industrial - Agriculture [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	88,299	78,507
Originated Loans and Leases [Member] | Commercial and Industrial Other [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	768,024	688,529
Originated Loans and Leases [Member] | Commercial and industrial, total [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	856,323	767,036
Originated Loans and Leases [Member] | Commercial Real Estate - Construction [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	103,037	72,427
Originated Loans and Leases [Member] | Commercial Real Estate - Agriculture [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	86,935	58,994
Originated Loans and Leases [Member] | Commercial Real Estate Other [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	1,167,250	979,621
Originated Loans and Leases [Member] | Commercial real estate, total [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	1,357,222	1,111,042
Originated Loans and Leases [Member] | Residential Real Estate - Home equity [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	202,578	186,957
Originated Loans and Leases [Member] | Residential Real Estate - Mortgages [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	823,841	710,904
Originated Loans and Leases [Member] | Residential real estate, total [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	1,026,419	897,861
Originated Loans and Leases [Member] | Consumer Indirect [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	17,829	18,298
Originated Loans and Leases [Member] | Consumer Other [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	40,904	35,874
Originated Loans and Leases [Member] | Consumer and other, total [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	58,733	54,172
Originated Loans and Leases [Member] | Finance Leases [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	14,861	12,251
Originated Loans and Leases [Member] | Covered Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	0	0
Acquired Loans and Leases [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	461,274	553,314
Less: unearned income and deferred costs and fees	0	0
Total loans and leases, net of unearned income and deferred costs and fees	461,274	553,314
Acquired Loans and Leases [Member] | Commercial and Industrial - Agriculture [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	0	0
Acquired Loans and Leases [Member] | Commercial and Industrial Other [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	84,810	97,034
Acquired Loans and Leases [Member] | Commercial and industrial, total [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	84,810	97,034
Acquired Loans and Leases [Member] | Commercial Real Estate - Construction [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	4,892	35,906
Acquired Loans and Leases [Member] | Commercial Real Estate - Agriculture [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	2,095	3,182
Acquired Loans and Leases [Member] | Commercial Real Estate Other [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	284,952	308,488
Acquired Loans and Leases [Member] | Commercial real estate, total [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	291,939	347,576
Acquired Loans and Leases [Member] | Residential Real Estate - Home equity [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	42,092	56,008
Acquired Loans and Leases [Member] | Residential Real Estate - Mortgages [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	27,491	32,282
Acquired Loans and Leases [Member] | Residential real estate, total [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	69,583	88,290
Acquired Loans and Leases [Member] | Consumer Indirect [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	0	0
Acquired Loans and Leases [Member] | Consumer Other [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	911	1,095
Acquired Loans and Leases [Member] | Consumer and other, total [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	911	1,095
Acquired Loans and Leases [Member] | Finance Leases [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	0	0
Acquired Loans and Leases [Member] | Covered Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	$ 14,031	$ 19,319

Loans and Leases (Details 1)

Loans and Leases (Details 1) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Acquired Loans and Leases [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Outstanding principal balance	$ 7,388	$ 2,526
Carrying amount	7,050	2,263
VIST Financial Corp. ("VIST Financial") [Member] | Acquired Credit Impaired Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Outstanding principal balance	32,752	44,273
Carrying amount	26,507	34,410
VIST Financial Corp. ("VIST Financial") [Member] | Acquired Non Credit Impaired Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Outstanding principal balance	439,389	525,182
Carrying amount	434,767	518,904
VIST Financial Corp. ("VIST Financial") [Member] | Acquired Loans and Leases [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Outstanding principal balance	472,141	569,455
Carrying amount	$ 461,274	$ 553,314

Loans and Leases (Details 2)

Loans and Leases (Details 2) - VIST Financial Corp. ("VIST Financial") [Member] - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015		Dec. 31, 2014
Certain Loans Acquired in Transfer Accounted for as Debt Securities, Accretable Yield Movement Schedule [Roll Forward]
Balance, beginning	$ 8,604		$ 10,954
Accretion	(2,696)		(4,598)
Disposals (loans paid in full)	(331)		(250)
Reclassifications to/from nonaccretable difference	1,215	[1]	2,498
Balance, ending	$ 6,792		$ 8,604
[1]	Results in increased interest income as a prospective yield adjustment over the remaining life of the loans, as well as increased interest income from loan sales, modification and prepayments.

Loans and Leases (Details 3)

Loans and Leases (Details 3) - New Directors/Executive Officers [Member] - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Loans and Leases Receivable, Related Parties [Roll Forward]
Balance at beginning of year	$ 20,842	$ 30,582
New Directors/Executive Officers	308	445
New loans and advancements	604	9,387
Loan Payments	(10,372)	(19,572)
Balance at end of year	$ 11,382	$ 20,842

Loans and Leases (Details 4)

Loans and Leases (Details 4) - USD ($) $ in Thousands		Dec. 31, 2015	Dec. 31, 2014
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total loans and leases		$ 3,774,832	$ 3,395,676
Less: unearned income and deferred costs and fees		(2,790)	(2,388)
Total loans and leases, net		3,772,042	3,393,288
Commercial and Industrial - Agriculture [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total loans and leases		88,299	78,507
Commercial and Industrial Other [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total loans and leases		852,834	785,563
Commercial and industrial, total [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total loans and leases		941,133	864,070
Commercial Real Estate - Construction [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total loans and leases		107,929	108,333
Commercial Real Estate - Agriculture [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total loans and leases		89,030	62,176
Commercial Real Estate Other [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total loans and leases		1,452,202	1,288,109
Commercial real estate, total [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total loans and leases		1,649,161	1,458,618
Residential Real Estate - Home equity [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total loans and leases		244,670	242,965
Residential Real Estate - Mortgages [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total loans and leases		851,332	743,186
Residential real estate, total [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total loans and leases		1,096,002	986,151
Consumer Indirect [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total loans and leases		17,829	18,298
Consumer Other [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total loans and leases		41,815	36,969
Consumer and other, total [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total loans and leases		59,644	55,267
Finance Leases [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total loans and leases		14,861	12,251
Covered Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total loans and leases		14,031	19,319
Originated Loans and Leases [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current Loans		3,298,573	2,824,384
Total loans and leases		3,313,558	2,842,362
90 days and accruing	[1]	58	106
Nonaccrual		13,506	14,299
Less: unearned income and deferred costs and fees		(2,790)	(2,388)
Total loans and leases, net		3,310,768	2,839,974
Originated Loans and Leases [Member] | 30 - 89 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due		3,280	6,849
Less: unearned income and deferred costs and fees		0	0
Total loans and leases, net		3,280	6,849
Originated Loans and Leases [Member] | 90 Days or More [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due		11,705	11,129
Less: unearned income and deferred costs and fees		0	0
Total loans and leases, net		11,705	11,129
Originated Loans and Leases [Member] | Commercial and Industrial - Agriculture [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current Loans		88,299	78,507
Total loans and leases		88,299	78,507
90 days and accruing	[1]	0	0
Nonaccrual		0	0
Originated Loans and Leases [Member] | Commercial and Industrial - Agriculture [Member] | 30 - 89 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due		0	0
Originated Loans and Leases [Member] | Commercial and Industrial - Agriculture [Member] | 90 Days or More [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due		0	0
Originated Loans and Leases [Member] | Commercial and Industrial Other [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current Loans		766,650	686,311
Total loans and leases		768,024	688,529
90 days and accruing	[1]	0	0
Nonaccrual		1,091	1,435
Originated Loans and Leases [Member] | Commercial and Industrial Other [Member] | 30 - 89 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due		507	889
Originated Loans and Leases [Member] | Commercial and Industrial Other [Member] | 90 Days or More [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due		867	1,329
Originated Loans and Leases [Member] | Commercial and industrial, total [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current Loans		854,949	764,818
Total loans and leases		856,323	767,036
90 days and accruing	[1]	0	0
Nonaccrual		1,091	1,435
Originated Loans and Leases [Member] | Commercial and industrial, total [Member] | 30 - 89 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due		507	889
Originated Loans and Leases [Member] | Commercial and industrial, total [Member] | 90 Days or More [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due		867	1,329
Originated Loans and Leases [Member] | Commercial Real Estate - Construction [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current Loans		103,037	72,221
Total loans and leases		103,037	72,427
90 days and accruing	[1]	0	0
Nonaccrual		0	0
Originated Loans and Leases [Member] | Commercial Real Estate - Construction [Member] | 30 - 89 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due		0	206
Originated Loans and Leases [Member] | Commercial Real Estate - Construction [Member] | 90 Days or More [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due		0	0
Originated Loans and Leases [Member] | Commercial Real Estate - Agriculture [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current Loans		86,935	58,889
Total loans and leases		86,935	58,994
90 days and accruing	[1]	0	0
Nonaccrual		106	131
Originated Loans and Leases [Member] | Commercial Real Estate - Agriculture [Member] | 30 - 89 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due		0	0
Originated Loans and Leases [Member] | Commercial Real Estate - Agriculture [Member] | 90 Days or More [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due		0	105
Originated Loans and Leases [Member] | Commercial Real Estate Other [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current Loans		1,163,445	975,614
Total loans and leases		1,167,250	979,621
90 days and accruing	[1]	0	0
Nonaccrual		4,365	4,911
Originated Loans and Leases [Member] | Commercial Real Estate Other [Member] | 30 - 89 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due		225	760
Originated Loans and Leases [Member] | Commercial Real Estate Other [Member] | 90 Days or More [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due		3,580	3,247
Originated Loans and Leases [Member] | Commercial real estate, total [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current Loans		1,353,417	1,106,724
Total loans and leases		1,357,222	1,111,042
90 days and accruing	[1]	0	0
Nonaccrual		4,471	5,042
Originated Loans and Leases [Member] | Commercial real estate, total [Member] | 30 - 89 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due		225	966
Originated Loans and Leases [Member] | Commercial real estate, total [Member] | 90 Days or More [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due		3,580	3,352
Originated Loans and Leases [Member] | Residential Real Estate - Home equity [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current Loans		199,981	184,482
Total loans and leases		202,578	186,957
90 days and accruing	[1]	58	59
Nonaccrual		1,873	1,279
Originated Loans and Leases [Member] | Residential Real Estate - Home equity [Member] | 30 - 89 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due		729	1,414
Originated Loans and Leases [Member] | Residential Real Estate - Home equity [Member] | 90 Days or More [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due		1,868	1,061
Originated Loans and Leases [Member] | Residential Real Estate - Mortgages [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current Loans		817,540	702,633
Total loans and leases		823,841	710,904
90 days and accruing	[1]	0	47
Nonaccrual		5,889	6,194
Originated Loans and Leases [Member] | Residential Real Estate - Mortgages [Member] | 30 - 89 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due		1,161	2,963
Originated Loans and Leases [Member] | Residential Real Estate - Mortgages [Member] | 90 Days or More [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due		5,140	5,308
Originated Loans and Leases [Member] | Residential real estate, total [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current Loans		1,017,521	887,115
Total loans and leases		1,026,419	897,861
90 days and accruing	[1]	58	106
Nonaccrual		7,762	7,473
Originated Loans and Leases [Member] | Residential real estate, total [Member] | 30 - 89 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due		1,890	4,377
Originated Loans and Leases [Member] | Residential real estate, total [Member] | 90 Days or More [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due		7,008	6,369
Originated Loans and Leases [Member] | Consumer Indirect [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current Loans		17,085	17,681
Total loans and leases		17,829	18,298
90 days and accruing	[1]	0	0
Nonaccrual		107	101
Originated Loans and Leases [Member] | Consumer Indirect [Member] | 30 - 89 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due		494	542
Originated Loans and Leases [Member] | Consumer Indirect [Member] | 90 Days or More [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due		250	75
Originated Loans and Leases [Member] | Consumer Other [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current Loans		40,740	35,795
Total loans and leases		40,904	35,874
90 days and accruing	[1]	0	0
Nonaccrual		75	248
Originated Loans and Leases [Member] | Consumer Other [Member] | 30 - 89 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due		164	75
Originated Loans and Leases [Member] | Consumer Other [Member] | 90 Days or More [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due		0	4
Originated Loans and Leases [Member] | Consumer and other, total [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current Loans		57,825	53,476
Total loans and leases		58,733	54,172
90 days and accruing	[1]	0	0
Nonaccrual		182	349
Originated Loans and Leases [Member] | Consumer and other, total [Member] | 30 - 89 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due		658	617
Originated Loans and Leases [Member] | Consumer and other, total [Member] | 90 Days or More [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due		250	79
Originated Loans and Leases [Member] | Finance Leases [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current Loans		14,861	12,251
Total loans and leases		14,861	12,251
90 days and accruing	[1]	0	0
Nonaccrual		0	0
Originated Loans and Leases [Member] | Finance Leases [Member] | 30 - 89 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due		0	0
Originated Loans and Leases [Member] | Finance Leases [Member] | 90 Days or More [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due		0	0
Originated Loans and Leases [Member] | Covered Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total loans and leases		0	0
Acquired Loans and Leases [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current Loans		454,285	544,237
Total loans and leases		461,274	553,314
90 days and accruing	[1]	2,515	3,528
Nonaccrual		4,331	4,729
Less: unearned income and deferred costs and fees		0	0
Total loans and leases, net		461,274	553,314
Acquired Loans and Leases [Member] | 30 - 89 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due		1,209	1,719
Acquired Loans and Leases [Member] | 90 Days or More [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due		5,780	7,358
Acquired Loans and Leases [Member] | Commercial and Industrial - Agriculture [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total loans and leases		0	0
Acquired Loans and Leases [Member] | Commercial and Industrial Other [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current Loans		83,854	95,873
Total loans and leases		84,810	97,034
90 days and accruing	[1]	338	475
Nonaccrual		647	681
Acquired Loans and Leases [Member] | Commercial and Industrial Other [Member] | 30 - 89 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due		20	5
Acquired Loans and Leases [Member] | Commercial and Industrial Other [Member] | 90 Days or More [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due		936	1,156
Acquired Loans and Leases [Member] | Commercial and industrial, total [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current Loans		83,854	95,873
Total loans and leases		84,810	97,034
90 days and accruing	[1]	338	475
Nonaccrual		647	681
Acquired Loans and Leases [Member] | Commercial and industrial, total [Member] | 30 - 89 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due		20	5
Acquired Loans and Leases [Member] | Commercial and industrial, total [Member] | 90 Days or More [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due		936	1,156
Acquired Loans and Leases [Member] | Commercial Real Estate - Construction [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current Loans		4,533	34,147
Total loans and leases		4,892	35,906
90 days and accruing	[1]	0	1,385
Nonaccrual		359	436
Acquired Loans and Leases [Member] | Commercial Real Estate - Construction [Member] | 30 - 89 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due		0	0
Acquired Loans and Leases [Member] | Commercial Real Estate - Construction [Member] | 90 Days or More [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due		359	1,759
Acquired Loans and Leases [Member] | Commercial Real Estate - Agriculture [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current Loans		2,095	3,182
Total loans and leases		2,095	3,182
90 days and accruing	[1]	0	0
Nonaccrual		0	0
Acquired Loans and Leases [Member] | Commercial Real Estate - Agriculture [Member] | 30 - 89 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due		0	0
Acquired Loans and Leases [Member] | Commercial Real Estate - Agriculture [Member] | 90 Days or More [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due		0	0
Acquired Loans and Leases [Member] | Commercial Real Estate Other [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current Loans		283,131	306,570
Total loans and leases		284,952	308,488
90 days and accruing	[1]	550	77
Nonaccrual		1,224	2,042
Acquired Loans and Leases [Member] | Commercial Real Estate Other [Member] | 30 - 89 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due		150	0
Acquired Loans and Leases [Member] | Commercial Real Estate Other [Member] | 90 Days or More [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due		1,671	1,918
Acquired Loans and Leases [Member] | Commercial real estate, total [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current Loans		289,759	343,899
Total loans and leases		291,939	347,576
90 days and accruing	[1]	550	1,462
Nonaccrual		1,583	2,478
Acquired Loans and Leases [Member] | Commercial real estate, total [Member] | 30 - 89 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due		150	0
Acquired Loans and Leases [Member] | Commercial real estate, total [Member] | 90 Days or More [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due		2,030	3,677
Acquired Loans and Leases [Member] | Residential Real Estate - Home equity [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current Loans		41,302	55,169
Total loans and leases		42,092	56,008
90 days and accruing	[1]	0	177
Nonaccrual		712	592
Acquired Loans and Leases [Member] | Residential Real Estate - Home equity [Member] | 30 - 89 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due		426	135
Acquired Loans and Leases [Member] | Residential Real Estate - Home equity [Member] | 90 Days or More [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due		364	704
Acquired Loans and Leases [Member] | Residential Real Estate - Mortgages [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current Loans		25,229	30,334
Total loans and leases		27,491	32,282
90 days and accruing	[1]	1,103	500
Nonaccrual		1,389	978
Acquired Loans and Leases [Member] | Residential Real Estate - Mortgages [Member] | 30 - 89 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due		336	1,041
Acquired Loans and Leases [Member] | Residential Real Estate - Mortgages [Member] | 90 Days or More [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due		1,926	907
Acquired Loans and Leases [Member] | Residential real estate, total [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current Loans		66,531	85,503
Total loans and leases		69,583	88,290
90 days and accruing	[1]	1,103	677
Nonaccrual		2,101	1,570
Acquired Loans and Leases [Member] | Residential real estate, total [Member] | 30 - 89 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due		762	1,176
Acquired Loans and Leases [Member] | Residential real estate, total [Member] | 90 Days or More [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due		2,290	1,611
Acquired Loans and Leases [Member] | Consumer Indirect [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total loans and leases		0	0
Acquired Loans and Leases [Member] | Consumer Other [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current Loans		910	1,090
Total loans and leases		911	1,095
90 days and accruing	[1]	0	0
Nonaccrual		0	0
Acquired Loans and Leases [Member] | Consumer Other [Member] | 30 - 89 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due		1	5
Acquired Loans and Leases [Member] | Consumer Other [Member] | 90 Days or More [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due		0	0
Acquired Loans and Leases [Member] | Consumer and other, total [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current Loans		910	1,090
Total loans and leases		911	1,095
90 days and accruing	[1]	0	0
Nonaccrual		0	0
Acquired Loans and Leases [Member] | Consumer and other, total [Member] | 30 - 89 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due		1	5
Acquired Loans and Leases [Member] | Consumer and other, total [Member] | 90 Days or More [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due		0	0
Acquired Loans and Leases [Member] | Finance Leases [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total loans and leases		0	0
Acquired Loans and Leases [Member] | Covered Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current Loans		13,231	17,872
Total loans and leases		14,031	19,319
90 days and accruing	[1]	524	914
Nonaccrual		0	0
Acquired Loans and Leases [Member] | Covered Loans [Member] | 30 - 89 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due		276	533
Acquired Loans and Leases [Member] | Covered Loans [Member] | 90 Days or More [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due		$ 524	$ 914
[1]	Includes acquired loans that were recorded at fair value at the acquisition date.

Allowance for Loan and Lease 69

Allowance for Loan and Lease Losses (Details Narrative) $ in Thousands		12 Months Ended
		Dec. 31, 2015USD ($)N		Dec. 31, 2014USD ($)N		Dec. 31, 2013USD ($)
Financing Receivable, Modifications [Line Items]
Average Recorded Investment		$ 17,100		$ 15,700
Originated Loans and Leases [Member]
Financing Receivable, Modifications [Line Items]
Number of Loans | N		24		5
Post-modification Outstanding Recorded Investment		$ 4,812		$ 1,003
Average Recorded Investment		$ 10,365		$ 12,744		$ 23,117
Originated Loans and Leases [Member] | Commercial and Industrial Other [Member]
Financing Receivable, Modifications [Line Items]
Number of Loans | N		5	[1]	1	[2]
Post-modification Outstanding Recorded Investment		$ 433	[1]	$ 86	[2]
Originated Loans and Leases [Member] | Commercial and Industrial Other [Member] | Extended Term [Member]
Financing Receivable, Modifications [Line Items]
Number of Loans | N		2
Post-modification Outstanding Recorded Investment		$ 319
Originated Loans and Leases [Member] | Commercial and Industrial Other [Member] | Reduction of Interest Rate [Member]
Financing Receivable, Modifications [Line Items]
Number of Loans | N		3
Post-modification Outstanding Recorded Investment		$ 114
Originated Loans and Leases [Member] | Commercial Real Estate Other [Member]
Financing Receivable, Modifications [Line Items]
Number of Loans | N		3	[3]	4	[2]
Post-modification Outstanding Recorded Investment		$ 2,552	[3]	$ 917	[2]
Originated Loans and Leases [Member] | Commercial Real Estate Other [Member] | Extended Term [Member]
Financing Receivable, Modifications [Line Items]
Number of Loans | N		1
Post-modification Outstanding Recorded Investment		$ 28
Originated Loans and Leases [Member] | Commercial Real Estate Other [Member] | Reduction of Interest Rate [Member]
Financing Receivable, Modifications [Line Items]
Number of Loans | N		1
Post-modification Outstanding Recorded Investment		$ 2,500
Originated Loans and Leases [Member] | Residential Real Estate - Home equity [Member]
Financing Receivable, Modifications [Line Items]
Number of Loans | N	[4]	14
Post-modification Outstanding Recorded Investment	[4]	$ 1,558
Originated Loans and Leases [Member] | Residential Real Estate - Home equity [Member] | Extended Term [Member]
Financing Receivable, Modifications [Line Items]
Number of Loans | N		9
Post-modification Outstanding Recorded Investment		$ 630,000
Originated Loans and Leases [Member] | Residential Real Estate - Home equity [Member] | Reduction of Interest Rate [Member]
Financing Receivable, Modifications [Line Items]
Number of Loans | N		5
Post-modification Outstanding Recorded Investment		$ 928
Originated Loans and Leases [Member] | Residential Real Estate - Mortgages [Member]
Financing Receivable, Modifications [Line Items]
Number of Loans | N	[5]	2
Post-modification Outstanding Recorded Investment	[5]	$ 269
Originated Loans and Leases [Member] | Residential Real Estate - Mortgages [Member] | Extension of Term/Reduction of Rate [Member]
Financing Receivable, Modifications [Line Items]
Number of Loans | N		2
Post-modification Outstanding Recorded Investment		$ 269
[1]	Represents the following concessions: extension of term (2 loans $319,000) and reduction of rate (3 loans $114,000)
[2]	Represents the following concessions: extension of term and reduction in rate.
[3]	Represents the following concessions: extension of term (1 loan $28,000) and reduction of rate (1 loan $2.5 million)
[4]	Represents the following concessions: extension of term (9 loans $630,000 million) and reduction of rate (5 loans $928,000)
[5]	Represents the following concessions: extension of term and reduction of rate (2 loans $269,000)

Allowance for Loan and Lease 70

Allowance for Loan and Lease Losses (Details) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Movement in allowance for Loan and Lease Losses:
Beginning balance				$ 28,997				$ 27,970	$ 28,997	$ 27,970	$ 24,643
Provision (credit)	$ 1,533	$ 281	$ 922	$ 209	$ 1,555	$ (59)	$ 67	$ 743	2,945	2,306	6,161
Recoveries on loans and leases									2,843	3,109	5,347
Charge-offs on loans and leases									(2,781)	(4,388)	(8,181)
Ending Balance	$ 32,004				$ 28,997				$ 32,004	$ 28,997	$ 27,970

Allowance for Loan and Lease 71

Allowance for Loan and Lease Losses (Details1) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance				$ 28,997					$ 28,997
Provision (credit)	$ 1,533	$ 281	$ 922	209	$ 1,555	$ (59)	$ 67	$ 743	2,945	$ 2,306	$ 6,161
Ending Balance	32,004				28,997				32,004	28,997
Originated Loans and Leases [Member]
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance				28,156				26,700	28,156	26,700
Charge-offs									(1,996)	(2,929)
Recoveries									2,685	3,092
Provision (credit)									2,467	1,293
Ending Balance	31,312				28,156				31,312	28,156	26,700
Originated Loans and Leases [Member] | Commercial and industrial, total [Member]
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance				9,157				8,406	9,157	8,406
Charge-offs									(221)	(470)
Recoveries									809	636
Provision (credit)									750	585
Ending Balance	10,495				9,157				10,495	9,157	8,406
Originated Loans and Leases [Member] | Commercial real estate, total [Member]
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance				12,069				10,459	12,069	10,459
Charge-offs									(363)	(639)
Recoveries									1,277	1,832
Provision (credit)									2,496	417
Ending Balance	15,479				12,069				15,479	12,069	10,459
Originated Loans and Leases [Member] | Residential real estate, total [Member]
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance				5,030				5,771	5,030	5,771
Charge-offs									(338)	(512)
Recoveries									112	88
Provision (credit)									(734)	(317)
Ending Balance	4,070				5,030				4,070	5,030	5,771
Originated Loans and Leases [Member] | Consumer and other, total [Member]
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance				1,900				2,059	1,900	2,059
Charge-offs									(1,074)	(1,308)
Recoveries									487	536
Provision (credit)									(45)	613
Ending Balance	1,268				1,900				1,268	1,900	2,059
Originated Loans and Leases [Member] | Finance Leases [Member]
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance				0				5	0	5
Charge-offs									0	0
Recoveries									0	0
Provision (credit)									0	(5)
Ending Balance	0				0				0	0	5
Acquired Loans and Leases [Member]
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance				841				1,270	841	1,270
Charge-offs									(785)	(1,459)
Recoveries									158	17
Provision (credit)									478	1,013
Ending Balance	692				841				692	841	1,270
Acquired Loans and Leases [Member] | Commercial and industrial, total [Member]
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance				431				168	431	168
Charge-offs									(77)	(293)
Recoveries									7	0
Provision (credit)									72	556
Ending Balance	433				431				433	431	168
Acquired Loans and Leases [Member] | Commercial real estate, total [Member]
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance				337				770	337	770
Charge-offs									(400)	(631)
Recoveries									142	0
Provision (credit)									(18)	198
Ending Balance	61				337				61	337	770
Acquired Loans and Leases [Member] | Residential real estate, total [Member]
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance				51				274	51	274
Charge-offs									(302)	(484)
Recoveries									9	0
Provision (credit)									440	261
Ending Balance	198				51				198	51	274
Acquired Loans and Leases [Member] | Consumer and other, total [Member]
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance				22				58	22	58
Charge-offs									(6)	(51)
Recoveries									0	17
Provision (credit)									(16)	(2)
Ending Balance	0				22				0	22	58
Acquired Loans and Leases [Member] | Finance Leases [Member]
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance				$ 0				$ 0	0	0
Charge-offs									0	0
Recoveries									0	0
Provision (credit)									0	0
Ending Balance	$ 0				$ 0				$ 0	$ 0	$ 0

Allowance for Loan and Lease 72

Allowance for Loan and Lease Losses (Details 2) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Accounts, Notes, Loans and Financing Receivable [Line Items]
Ending Balance	$ 32,004	$ 28,997
Originated Loans and Leases [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Individually evaluated for impairment	288	652
Collectively evaluated for impairment	31,024	27,504
Ending Balance	31,312	28,156	$ 26,700
Originated Loans and Leases [Member] | Commercial and industrial, total [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Individually evaluated for impairment	0	0
Collectively evaluated for impairment	10,495	9,157
Ending Balance	10,495	9,157	8,406
Originated Loans and Leases [Member] | Commercial real estate, total [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Individually evaluated for impairment	288	652
Collectively evaluated for impairment	15,191	11,417
Ending Balance	15,479	12,069	10,459
Originated Loans and Leases [Member] | Residential real estate, total [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Individually evaluated for impairment	0	0
Collectively evaluated for impairment	4,070	5,030
Ending Balance	4,070	5,030	5,771
Originated Loans and Leases [Member] | Consumer and other, total [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Individually evaluated for impairment	0	0
Collectively evaluated for impairment	1,268	1,900
Ending Balance	1,268	1,900	2,059
Originated Loans and Leases [Member] | Finance Leases [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Individually evaluated for impairment	0	0
Collectively evaluated for impairment	0	0
Ending Balance	0	0	5
Acquired Loans and Leases [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Individually evaluated for impairment	561	514
Collectively evaluated for impairment	131	327
Ending Balance	692	841	1,270
Acquired Loans and Leases [Member] | Commercial and industrial, total [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Individually evaluated for impairment	433	414
Collectively evaluated for impairment	0	17
Ending Balance	433	431	168
Acquired Loans and Leases [Member] | Commercial real estate, total [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Individually evaluated for impairment	0	100
Collectively evaluated for impairment	61	237
Ending Balance	61	337	770
Acquired Loans and Leases [Member] | Residential real estate, total [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Individually evaluated for impairment	128	0
Collectively evaluated for impairment	70	51
Ending Balance	198	51	274
Acquired Loans and Leases [Member] | Consumer and other, total [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Individually evaluated for impairment	0	0
Collectively evaluated for impairment	0	22
Ending Balance	0	22	58
Acquired Loans and Leases [Member] | Finance Leases [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Individually evaluated for impairment	0	0
Collectively evaluated for impairment	0	0
Ending Balance	$ 0	$ 0	$ 0

Allowance for Loan and Lease 73

Allowance for Loan and Lease Losses (Details 3) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	$ 3,774,832	$ 3,395,676
Commercial and industrial, total [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	941,133	864,070
Commercial real estate, total [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	1,649,161	1,458,618
Residential real estate, total [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	1,096,002	986,151
Consumer and other, total [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	59,644	55,267
Finance Leases [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	14,861	12,251
Covered Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	14,031	19,319
Originated Loans and Leases [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Individually evaluated for impairment	9,131	10,366
Collectively Evaluated For Impairment	3,304,427	2,831,996
Total	3,313,558	2,842,362
Originated Loans and Leases [Member] | Commercial and industrial, total [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Individually evaluated for impairment	1,206	1,283
Collectively Evaluated For Impairment	855,117	765,753
Total	856,323	767,036
Originated Loans and Leases [Member] | Commercial real estate, total [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Individually evaluated for impairment	5,655	7,675
Collectively Evaluated For Impairment	1,351,567	1,103,367
Total	1,357,222	1,111,042
Originated Loans and Leases [Member] | Residential real estate, total [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Individually evaluated for impairment	2,270	1,408
Collectively Evaluated For Impairment	1,024,149	896,453
Total	1,026,419	897,861
Originated Loans and Leases [Member] | Consumer and other, total [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Individually evaluated for impairment	0	0
Collectively Evaluated For Impairment	58,733	54,172
Total	58,733	54,172
Originated Loans and Leases [Member] | Finance Leases [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Individually evaluated for impairment	0	0
Collectively Evaluated For Impairment	14,861	12,251
Total	14,861	12,251
Originated Loans and Leases [Member] | Covered Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	0	0
Acquired Loans and Leases [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Individually evaluated for impairment	7,050	2,263
Loans acquired with deteriorated credit quality	26,507	34,410
Collectively Evaluated For Impairment	427,717	516,641
Total	461,274	553,314
Acquired Loans and Leases [Member] | Commercial and industrial, total [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Individually evaluated for impairment	647	628
Loans acquired with deteriorated credit quality	567	995
Collectively Evaluated For Impairment	83,596	95,411
Total	84,810	97,034
Acquired Loans and Leases [Member] | Commercial real estate, total [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Individually evaluated for impairment	5,226	1,195
Loans acquired with deteriorated credit quality	9,335	11,640
Collectively Evaluated For Impairment	277,378	334,741
Total	291,939	347,576
Acquired Loans and Leases [Member] | Residential real estate, total [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Individually evaluated for impairment	1,177	440
Loans acquired with deteriorated credit quality	3,801	3,669
Collectively Evaluated For Impairment	64,605	84,181
Total	69,583	88,290
Acquired Loans and Leases [Member] | Consumer and other, total [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Individually evaluated for impairment	0	0
Loans acquired with deteriorated credit quality	0	0
Collectively Evaluated For Impairment	911	1,095
Total	911	1,095
Acquired Loans and Leases [Member] | Finance Leases [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	0	0
Acquired Loans and Leases [Member] | Covered Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Individually evaluated for impairment	0	0
Loans acquired with deteriorated credit quality	12,804	18,106
Collectively Evaluated For Impairment	1,227	1,213
Total	$ 14,031	$ 19,319

Allowance for Loan and Lease 74

Allowance for Loan and Lease Losses (Details 4) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Originated Loans and Leases [Member]
Financing Receivable, Impaired [Line Items]
Recorded Investment With No Related Allowance	$ 8,525	$ 8,712
Unpaid Principal Balance With No Related Allowance	8,730	9,434
Recorded Investment With Related Allowance	606	1,654
Unpaid Principal Balance With Related Allowance	606	1,654
Related Allowance	288	652
Recorded Investment	9,131	10,366
Unpaid Principal Balance	9,336	11,088
Originated Loans and Leases [Member] | Commercial and Industrial Other [Member]
Financing Receivable, Impaired [Line Items]
Recorded Investment With No Related Allowance	1,206	1,283
Unpaid Principal Balance With No Related Allowance	1,211	1,307
Originated Loans and Leases [Member] | Commercial Real Estate Other [Member]
Financing Receivable, Impaired [Line Items]
Recorded Investment With No Related Allowance	5,049	6,021
Unpaid Principal Balance With No Related Allowance	5,249	6,628
Recorded Investment With Related Allowance	606	1,654
Unpaid Principal Balance With Related Allowance	606	1,654
Related Allowance	288	652
Originated Loans and Leases [Member] | Residential Real Estate - Home equity [Member]
Financing Receivable, Impaired [Line Items]
Recorded Investment With No Related Allowance	2,270	1,408
Unpaid Principal Balance With No Related Allowance	2,270	1,499
Acquired Loans and Leases [Member]
Financing Receivable, Impaired [Line Items]
Recorded Investment With No Related Allowance	6,403	1,445
Unpaid Principal Balance With No Related Allowance	6,741	1,708
Recorded Investment With Related Allowance	647	818
Unpaid Principal Balance With Related Allowance	647	818
Related Allowance	561	514
Recorded Investment	7,050	2,263
Unpaid Principal Balance	7,388	2,526
Acquired Loans and Leases [Member] | Commercial and Industrial Other [Member]
Financing Receivable, Impaired [Line Items]
Recorded Investment With No Related Allowance	128	64
Unpaid Principal Balance With No Related Allowance	128	64
Recorded Investment With Related Allowance	519	564
Unpaid Principal Balance With Related Allowance	519	564
Related Allowance	433	414
Acquired Loans and Leases [Member] | Commercial Real Estate Other [Member]
Financing Receivable, Impaired [Line Items]
Recorded Investment With No Related Allowance	4,739	941
Unpaid Principal Balance With No Related Allowance	5,077	1,204
Recorded Investment With Related Allowance	128	254
Unpaid Principal Balance With Related Allowance	128	254
Related Allowance	128	100
Acquired Loans and Leases [Member] | Residential Real Estate - Home equity [Member]
Financing Receivable, Impaired [Line Items]
Recorded Investment With No Related Allowance	1,177	440
Unpaid Principal Balance With No Related Allowance	1,177	$ 440
Acquired Loans and Leases [Member] | Commercial Real Estate - Construction [Member]
Financing Receivable, Impaired [Line Items]
Recorded Investment With No Related Allowance	359
Unpaid Principal Balance With No Related Allowance	$ 359

Allowance for Loan and Lease 75

Allowance for Loan and Lease Losses (Details 5) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Financing Receivable, Impaired [Line Items]
Average Recorded Investment	$ 17,100	$ 15,700
Originated Loans and Leases [Member]
Financing Receivable, Impaired [Line Items]
Average Recorded Investment With No Related Allowance	10,120	11,852	$ 23,117
Interest Income Recognized With No Related Allowance	0	0	0
Average Recorded Investment With Related Allowance	245	892	0
Interest Income Recognized With Related Allowance	0	0	0
Average Recorded Investment	10,365	12,744	23,117
Interest Income Recognized	0	0	0
Originated Loans and Leases [Member] | Commercial and Industrial Other [Member]
Financing Receivable, Impaired [Line Items]
Average Recorded Investment With No Related Allowance	1,293	2,366	4,918
Interest Income Recognized With No Related Allowance	0	0	0
Originated Loans and Leases [Member] | Commercial Real Estate Other [Member]
Financing Receivable, Impaired [Line Items]
Average Recorded Investment With No Related Allowance	7,490	8,078	10,775
Interest Income Recognized With No Related Allowance	0	0	0
Average Recorded Investment With Related Allowance	245	892	0
Interest Income Recognized With Related Allowance	0	0	0
Originated Loans and Leases [Member] | Commercial Real Estate - Construction [Member]
Financing Receivable, Impaired [Line Items]
Average Recorded Investment With No Related Allowance	0	0	6,201
Interest Income Recognized With No Related Allowance	0	0	0
Originated Loans and Leases [Member] | Residential Real Estate - Home equity [Member]
Financing Receivable, Impaired [Line Items]
Average Recorded Investment With No Related Allowance	1,337	1,408	1,223
Interest Income Recognized With No Related Allowance	0	0	0
Acquired Loans and Leases [Member]
Financing Receivable, Impaired [Line Items]
Average Recorded Investment With No Related Allowance	6,198	1,839	5,114
Interest Income Recognized With No Related Allowance	0	0	102
Average Recorded Investment With Related Allowance	575	1,097	724
Interest Income Recognized With Related Allowance	0	0	0
Average Recorded Investment	6,773	2,936	5,838
Interest Income Recognized	0	0	102
Acquired Loans and Leases [Member] | Commercial and Industrial Other [Member]
Financing Receivable, Impaired [Line Items]
Average Recorded Investment With No Related Allowance	748	252	1,042
Interest Income Recognized With No Related Allowance	0	0	0
Average Recorded Investment With Related Allowance	523	831	0
Interest Income Recognized With Related Allowance	0	0	0
Acquired Loans and Leases [Member] | Commercial Real Estate Other [Member]
Financing Receivable, Impaired [Line Items]
Average Recorded Investment With No Related Allowance	3,936	1,147	3,999
Interest Income Recognized With No Related Allowance	0	0	102
Average Recorded Investment With Related Allowance	52	266	724
Interest Income Recognized With Related Allowance	0	0	0
Acquired Loans and Leases [Member] | Commercial Real Estate - Construction [Member]
Financing Receivable, Impaired [Line Items]
Average Recorded Investment With No Related Allowance	367	0	0
Interest Income Recognized With No Related Allowance	0	0	0
Acquired Loans and Leases [Member] | Residential Real Estate - Home equity [Member]
Financing Receivable, Impaired [Line Items]
Average Recorded Investment With No Related Allowance	1,147	440	73
Interest Income Recognized With No Related Allowance	$ 0	$ 0	$ 0

Allowance for Loan and Lease 76

Allowance for Loan and Lease Losses (Details 6) - Originated Loans and Leases [Member] $ in Thousands		12 Months Ended
		Dec. 31, 2015USD ($)N		Dec. 31, 2014USD ($)N
Financing Receivable, Modifications [Line Items]
Number of Loans | N		24		5
Pre-modification Outstanding Recorded Investment		$ 4,812		$ 1,003
Post-modification Outstanding Recorded Investment		$ 4,812		$ 1,003
Number of Loans Tdr | N		4	[1]	1	[2]
Post-modification Outstanding Recorded Investment Tdr		$ 447	[1]	$ 63	[2]
Commercial and Industrial Other [Member]
Financing Receivable, Modifications [Line Items]
Number of Loans | N		5	[3]	1	[4]
Pre-modification Outstanding Recorded Investment		$ 433	[3]	$ 86	[4]
Post-modification Outstanding Recorded Investment		$ 433	[3]	$ 86	[4]
Number of Loans Tdr | N		2	[1],[3]	0	[2],[4]
Post-modification Outstanding Recorded Investment Tdr		$ 311	[1],[3]	$ 0	[2],[4]
Concession, extension of term, loan	[3]	319
Concession, extended term and lowered rate, loan	[3]	$ 114
Commercial Real Estate Other [Member]
Financing Receivable, Modifications [Line Items]
Number of Loans | N		3	[5]	4	[4]
Pre-modification Outstanding Recorded Investment		$ 2,552	[5]	$ 917	[4]
Post-modification Outstanding Recorded Investment		$ 2,552	[5]	$ 917	[4]
Number of Loans Tdr | N		0	[1],[5]	1	[2],[4]
Post-modification Outstanding Recorded Investment Tdr		$ 0	[1],[5]	$ 63	[2],[4]
Concession, extension of term, loan	[5]	28
Concession, extended term and lowered rate, loan	[5]	$ 2,500
Residential Real Estate - Home equity [Member]
Financing Receivable, Modifications [Line Items]
Number of Loans | N	[6]	14
Pre-modification Outstanding Recorded Investment	[6]	$ 1,558
Post-modification Outstanding Recorded Investment	[6]	$ 1,558
Number of Loans Tdr | N	[1],[6]	2
Post-modification Outstanding Recorded Investment Tdr	[1],[6]	$ 136
Concession, extension of term, loan	[6]	630,000
Concession, extended term and lowered rate, loan	[6]	$ 928
Residential Real Estate - Mortgages [Member]
Financing Receivable, Modifications [Line Items]
Number of Loans | N	[7]	2
Pre-modification Outstanding Recorded Investment	[7]	$ 269
Post-modification Outstanding Recorded Investment	[7]	$ 269
Number of Loans Tdr | N	[1],[7]	0
Post-modification Outstanding Recorded Investment Tdr	[1],[7]	$ 0
Concession, extension of term, loan	[7]	269
Concession, extended term and lowered rate, loan	[7]	$ 269
[1]	TDRs that defaulted during the 12 months ended December 31, 2015, that had been restructured in the prior twelve months.
[2]	TDRs that defaulted during the 12 months ended December 31, 2014 that had been restructured in the prior twelve months.
[3]	Represents the following concessions: extension of term (2 loans $319,000) and reduction of rate (3 loans $114,000)
[4]	Represents the following concessions: extension of term and reduction in rate.
[5]	Represents the following concessions: extension of term (1 loan $28,000) and reduction of rate (1 loan $2.5 million)
[6]	Represents the following concessions: extension of term (9 loans $630,000 million) and reduction of rate (5 loans $928,000)
[7]	Represents the following concessions: extension of term and reduction of rate (2 loans $269,000)

Allowance for Loan and Lease 77

Allowance for Loan and Lease Losses (Details 7) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Originated Loans and Leases [Member]
Loans and Leases, gross	$ 2,213,545	$ 1,878,078
Originated Loans and Leases [Member] | Pass [Member]
Loans and Leases, gross	2,175,702	1,821,777
Originated Loans and Leases [Member] | Special Mention [Member]
Loans and Leases, gross	19,657	36,331
Originated Loans and Leases [Member] | Substandard [Member]
Loans and Leases, gross	18,186	19,970
Originated Loans and Leases [Member] | Commercial and Industrial Other [Member]
Loans and Leases, gross	768,024	688,529
Originated Loans and Leases [Member] | Commercial and Industrial Other [Member] | Pass [Member]
Loans and Leases, gross	759,023	670,478
Originated Loans and Leases [Member] | Commercial and Industrial Other [Member] | Special Mention [Member]
Loans and Leases, gross	3,531	12,602
Originated Loans and Leases [Member] | Commercial and Industrial Other [Member] | Substandard [Member]
Loans and Leases, gross	5,470	5,449
Originated Loans and Leases [Member] | Commercial and Industrial - Agriculture [Member]
Loans and Leases, gross	88,299	78,507
Originated Loans and Leases [Member] | Commercial and Industrial - Agriculture [Member] | Pass [Member]
Loans and Leases, gross	87,488	78,250
Originated Loans and Leases [Member] | Commercial and Industrial - Agriculture [Member] | Special Mention [Member]
Loans and Leases, gross	78	151
Originated Loans and Leases [Member] | Commercial and Industrial - Agriculture [Member] | Substandard [Member]
Loans and Leases, gross	733	106
Originated Loans and Leases [Member] | Commercial Real Estate Other [Member]
Loans and Leases, gross	1,167,250	979,621
Originated Loans and Leases [Member] | Commercial Real Estate Other [Member] | Pass [Member]
Loans and Leases, gross	1,143,238	945,898
Originated Loans and Leases [Member] | Commercial Real Estate Other [Member] | Special Mention [Member]
Loans and Leases, gross	12,378	19,692
Originated Loans and Leases [Member] | Commercial Real Estate Other [Member] | Substandard [Member]
Loans and Leases, gross	11,634	14,031
Originated Loans and Leases [Member] | Commercial Real Estate - Agriculture [Member]
Loans and Leases, gross	86,935	58,994
Originated Loans and Leases [Member] | Commercial Real Estate - Agriculture [Member] | Pass [Member]
Loans and Leases, gross	86,445	58,455
Originated Loans and Leases [Member] | Commercial Real Estate - Agriculture [Member] | Special Mention [Member]
Loans and Leases, gross	141	155
Originated Loans and Leases [Member] | Commercial Real Estate - Agriculture [Member] | Substandard [Member]
Loans and Leases, gross	349	384
Originated Loans and Leases [Member] | Commercial Real Estate - Construction [Member]
Loans and Leases, gross	103,037	72,427
Originated Loans and Leases [Member] | Commercial Real Estate - Construction [Member] | Pass [Member]
Loans and Leases, gross	99,508	68,696
Originated Loans and Leases [Member] | Commercial Real Estate - Construction [Member] | Special Mention [Member]
Loans and Leases, gross	3,529	3,731
Originated Loans and Leases [Member] | Commercial Real Estate - Construction [Member] | Substandard [Member]
Loans and Leases, gross	0	0
Acquired Loans and Leases [Member]
Loans and Leases, gross	376,749	444,610
Acquired Loans and Leases [Member] | Pass [Member]
Loans and Leases, gross	359,202	417,285
Acquired Loans and Leases [Member] | Special Mention [Member]
Loans and Leases, gross	540	5,758
Acquired Loans and Leases [Member] | Substandard [Member]
Loans and Leases, gross	17,007	21,567
Acquired Loans and Leases [Member] | Commercial and Industrial Other [Member]
Loans and Leases, gross	84,810	97,034
Acquired Loans and Leases [Member] | Commercial and Industrial Other [Member] | Pass [Member]
Loans and Leases, gross	82,662	94,054
Acquired Loans and Leases [Member] | Commercial and Industrial Other [Member] | Special Mention [Member]
Loans and Leases, gross	0	83
Acquired Loans and Leases [Member] | Commercial and Industrial Other [Member] | Substandard [Member]
Loans and Leases, gross	2,148	2,897
Acquired Loans and Leases [Member] | Commercial and Industrial - Agriculture [Member]
Loans and Leases, gross	0	0
Acquired Loans and Leases [Member] | Commercial and Industrial - Agriculture [Member] | Pass [Member]
Loans and Leases, gross	0	0
Acquired Loans and Leases [Member] | Commercial and Industrial - Agriculture [Member] | Special Mention [Member]
Loans and Leases, gross	0	0
Acquired Loans and Leases [Member] | Commercial and Industrial - Agriculture [Member] | Substandard [Member]
Loans and Leases, gross	0	0
Acquired Loans and Leases [Member] | Commercial Real Estate Other [Member]
Loans and Leases, gross	284,952	308,488
Acquired Loans and Leases [Member] | Commercial Real Estate Other [Member] | Pass [Member]
Loans and Leases, gross	271,584	288,193
Acquired Loans and Leases [Member] | Commercial Real Estate Other [Member] | Special Mention [Member]
Loans and Leases, gross	540	5,675
Acquired Loans and Leases [Member] | Commercial Real Estate Other [Member] | Substandard [Member]
Loans and Leases, gross	12,828	14,620
Acquired Loans and Leases [Member] | Commercial Real Estate - Agriculture [Member]
Loans and Leases, gross	2,095	3,182
Acquired Loans and Leases [Member] | Commercial Real Estate - Agriculture [Member] | Pass [Member]
Loans and Leases, gross	423	1,352
Acquired Loans and Leases [Member] | Commercial Real Estate - Agriculture [Member] | Special Mention [Member]
Loans and Leases, gross	0	0
Acquired Loans and Leases [Member] | Commercial Real Estate - Agriculture [Member] | Substandard [Member]
Loans and Leases, gross	1,672	1,830
Acquired Loans and Leases [Member] | Commercial Real Estate - Construction [Member]
Loans and Leases, gross	4,892	35,906
Acquired Loans and Leases [Member] | Commercial Real Estate - Construction [Member] | Pass [Member]
Loans and Leases, gross	4,533	33,686
Acquired Loans and Leases [Member] | Commercial Real Estate - Construction [Member] | Special Mention [Member]
Loans and Leases, gross	0	0
Acquired Loans and Leases [Member] | Commercial Real Estate - Construction [Member] | Substandard [Member]
Loans and Leases, gross	$ 359	$ 2,220

Allowance for Loan and Lease 78

Allowance for Loan and Lease Losses (Details 8) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Originated Loans and Leases [Member]
Loans and Leases, gross	$ 1,085,152	$ 952,033
Originated Loans and Leases [Member] | Residential Real Estate - Home equity [Member]
Loans and Leases, gross	202,578	186,957
Originated Loans and Leases [Member] | Residential Real Estate - Mortgages [Member]
Loans and Leases, gross	823,841	710,904
Originated Loans and Leases [Member] | Consumer Indirect [Member]
Loans and Leases, gross	17,829	18,298
Originated Loans and Leases [Member] | Consumer Other [Member]
Loans and Leases, gross	40,904	35,874
Originated Loans and Leases [Member] | Performing [Member]
Loans and Leases, gross	1,077,150	944,105
Originated Loans and Leases [Member] | Performing [Member] | Residential Real Estate - Home equity [Member]
Loans and Leases, gross	200,647	185,619
Originated Loans and Leases [Member] | Performing [Member] | Residential Real Estate - Mortgages [Member]
Loans and Leases, gross	817,952	704,663
Originated Loans and Leases [Member] | Performing [Member] | Consumer Indirect [Member]
Loans and Leases, gross	17,722	18,197
Originated Loans and Leases [Member] | Performing [Member] | Consumer Other [Member]
Loans and Leases, gross	40,829	35,626
Originated Loans and Leases [Member] | Nonperforming [Member]
Loans and Leases, gross	8,002	7,928
Originated Loans and Leases [Member] | Nonperforming [Member] | Residential Real Estate - Home equity [Member]
Loans and Leases, gross	1,931	1,338
Originated Loans and Leases [Member] | Nonperforming [Member] | Residential Real Estate - Mortgages [Member]
Loans and Leases, gross	5,889	6,241
Originated Loans and Leases [Member] | Nonperforming [Member] | Consumer Indirect [Member]
Loans and Leases, gross	107	101
Originated Loans and Leases [Member] | Nonperforming [Member] | Consumer Other [Member]
Loans and Leases, gross	75	248
Acquired Loans and Leases [Member]
Loans and Leases, gross	70,494	89,385
Acquired Loans and Leases [Member] | Residential Real Estate - Home equity [Member]
Loans and Leases, gross	42,092	56,008
Acquired Loans and Leases [Member] | Residential Real Estate - Mortgages [Member]
Loans and Leases, gross	27,491	32,282
Acquired Loans and Leases [Member] | Consumer Indirect [Member]
Loans and Leases, gross	0	0
Acquired Loans and Leases [Member] | Consumer Other [Member]
Loans and Leases, gross	911	1,095
Acquired Loans and Leases [Member] | Performing [Member]
Loans and Leases, gross	68,393	87,815
Acquired Loans and Leases [Member] | Performing [Member] | Residential Real Estate - Home equity [Member]
Loans and Leases, gross	41,380	55,416
Acquired Loans and Leases [Member] | Performing [Member] | Residential Real Estate - Mortgages [Member]
Loans and Leases, gross	26,102	31,304
Acquired Loans and Leases [Member] | Performing [Member] | Consumer Indirect [Member]
Loans and Leases, gross	0	0
Acquired Loans and Leases [Member] | Performing [Member] | Consumer Other [Member]
Loans and Leases, gross	911	1,095
Acquired Loans and Leases [Member] | Nonperforming [Member]
Loans and Leases, gross	2,101	1,570
Acquired Loans and Leases [Member] | Nonperforming [Member] | Residential Real Estate - Home equity [Member]
Loans and Leases, gross	712	592
Acquired Loans and Leases [Member] | Nonperforming [Member] | Residential Real Estate - Mortgages [Member]
Loans and Leases, gross	1,389	978
Acquired Loans and Leases [Member] | Nonperforming [Member] | Consumer Indirect [Member]
Loans and Leases, gross	0	0
Acquired Loans and Leases [Member] | Nonperforming [Member] | Consumer Other [Member]
Loans and Leases, gross	$ 0	$ 0

FDIC Indemnification Asset Re79

FDIC Indemnification Asset Related to Covered Loans (Details Narrative) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Business Acquisition [Line Items]
Certain losses and expenses relating to covered loans, percentage reimburseable by FDIC	70.00%
Net losses exceed levels relating to covered loans, percentage reimburseable by FDIC	80.00%
FDIC indemnification asset	$ 158	$ 1,903	$ 4,800
VIST Financial Corp. ("VIST Financial") [Member] | Covered single family assets [Member]
Business Acquisition [Line Items]
Maximum threshold precentage of reimbursement covered loans	$ 4,000
Certain losses and expenses relating to covered loans, percentage reimburseable by FDIC	70.00%
Net losses exceed levels relating to covered loans, percentage reimburseable by FDIC	80.00%
VIST Financial Corp. ("VIST Financial") [Member] | Covered commercial assets [Member]
Business Acquisition [Line Items]
Maximum threshold precentage of reimbursement covered loans	$ 12,000
Certain losses and expenses relating to covered loans, percentage reimburseable by FDIC	70.00%
Net losses exceed levels relating to covered loans, percentage reimburseable by FDIC	80.00%
VIST Financial Corp. ("VIST Financial") [Member] | Residential real estate, total [Member]
Business Acquisition [Line Items]
Loss sharing term period	10 years
VIST Financial Corp. ("VIST Financial") [Member] | Non-residential real estate loans [Member]
Business Acquisition [Line Items]
Loss sharing term period	5 years
Loss recoveries term period	8 years

FDIC Indemnification Asset Re80

FDIC Indemnification Asset Related to Covered Loans (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2015USD ($)
FDIC Indemnification Asset [Roll Forward]
Balance at beginning	$ 1,903
Prospective adjustment for additional cash flows	(585)
Increase due to impairment on covered loans	0
Reimbursements from the FDIC	(1,160)
Balance at ending	$ 158

Goodwill and Other Intangible81

Goodwill and Other Intangible Assets (Details Narrative) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Goodwill and Intangible Assets Disclosure [Abstract]
Amortization of intangible assets	$ 2,013	$ 2,095	$ 2,197
Amortization of mortgage servicing rights	$ 146	$ 149	$ 232

Goodwill and Other Intangible82

Goodwill and Other Intangible Assets (Details) - USD ($) $ in Thousands		12 Months Ended
		Dec. 31, 2015	Dec. 31, 2014
Goodwill [Roll Forward]
Balance		$ 92,243	$ 92,140
Acquisitions			103
Goodwill related to sale of portion of business unit	[1]	(451)
Balance		91,792	92,243
Banking [Member]
Goodwill [Roll Forward]
Balance		64,369	64,369
Acquisitions			0
Goodwill related to sale of portion of business unit	[1]	0
Balance		64,500	64,369
Insurance [Member]
Goodwill [Roll Forward]
Balance		19,662	19,560
Acquisitions			103
Goodwill related to sale of portion of business unit	[1]	(451)
Balance		19,662	19,662
Wealth Management [Member]
Goodwill [Roll Forward]
Balance		8,211	8,211
Acquisitions			0
Goodwill related to sale of portion of business unit	[1]	0
Balance		$ 8,081	$ 8,211
[1]	The $451,000 reduction of goodwill in 2015 reflects an adjustment related to the sale of a portion of certain insurance revenuescustomer relationships. In 2015 Tompkins Insurance sold a portion of its personal lines insurance revenues, which were acquired in a previous acquisition, to a third party.

Goodwill and Other Intangible83

Goodwill and Other Intangible Assets (Details 1) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Gross carrying amount	$ 32,295	$ 32,336
Accumulated amortization	19,847	17,687
Net carrying amount	12,448	14,649
Core Deposit Intangible [Member]
Gross carrying amount	18,774	18,774
Accumulated amortization	11,873	10,538
Net carrying amount	6,901	8,236
Customer Related Intangibles [Member]
Gross carrying amount	8,165	8,252
Accumulated amortization	4,065	3,423
Net carrying amount	4,100	4,829
Other Intangibles [Member]
Gross carrying amount	5,356	5,310
Accumulated amortization	3,909	3,726
Net carrying amount	$ 1,447	$ 1,584

Goodwill and Other Intangible84

Goodwill and Other Intangible Assets (Details 2) $ in Thousands	Dec. 31, 2015USD ($)	[1]
Estimated amortization expense:
For the year ended December 31, 2016	$ 1,913
For the year ended December 31, 2017	1,797
For the year ended December 31, 2018	1,643
For the year ended December 31, 2019	1,523
For the year ended December 31, 2020	$ 1,416
[1]	Excludes the amortization of mortgage servicing rights. Amortization of mortgage servicing rights was $146,000 in 2015, $149,000 in 2014 and $232,000 in 2013.

Premises and Equipment (Details

Premises and Equipment (Details Narrative) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Gross rental expense	$ 4,900	$ 4,800	$ 4,800
Minimum [Member]
Renewal option	5 years
Maximum [Member]
Renewal option	20 years

Premises and Equipment (Detai86

Premises and Equipment (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Accumulated depreciations and amortization	$ (74,652)	$ (69,598)
Premise and equipment, net	60,331	59,800
Land [Member]
Premise and equipment, Gross	9,364	9,402
Premises and equipment [Member]
Premise and equipment, Gross	68,876	67,658
Furniture, fixtures, and equipment [Member]
Premise and equipment, Gross	$ 56,743	$ 52,338

Premises and Equipment (Detai87

Premises and Equipment (Details 1) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Depreciation and amortization expense	$ 5,760	$ 5,015	$ 4,919
Premises and equipment [Member]
Depreciation and amortization expense	2,030	1,949	1,875
Furniture, fixtures, and equipment [Member]
Depreciation and amortization expense	$ 3,730	$ 3,066	$ 3,044

Premises and Equipment (Detai88

Premises and Equipment (Details 2) $ in Thousands	Dec. 31, 2015USD ($)
Future minimum lease payments under non-cancelable operating leases:
2,016	$ 4,661
2,017	3,921
2,018	3,669
2,019	3,547
2,020	2,900
Thereafter	16,406
Total	$ 35,104

Deposits (Details Narrative)

Deposits (Details Narrative) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Banking and Thrift [Abstract]
Time greater than $250,000	$ 397,772	$ 415,800

Deposits (Details)

Deposits (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Maturity:
Three months or less	$ 267,713
Over three through six months	146,472
Over six through twelve months	198,349
Total due in 2016	612,534
2,017	132,625
2,018	61,248
2,019	22,347
2,020	16,342
2021 and thereafter	10,037
Total	855,133	$ 898,081
Less Than $250,000 [Member]
Maturity:
Three months or less	100,983
Over three through six months	81,971
Over six through twelve months	125,648
Total due in 2016	308,602
2,017	84,871
2,018	32,219
2,019	14,677
2,020	10,609
2021 and thereafter	6,383
Total	457,361
$250,000 and Over [Member]
Maturity:
Three months or less	166,730
Over three through six months	64,501
Over six through twelve months	72,701
Total due in 2016	303,932
2,017	47,754
2,018	29,029
2,019	7,670
2,020	5,733
2021 and thereafter	3,654
Total	$ 397,772

Federal Funds Purchased and S91

Federal Funds Purchased and Securities Sold Under Agreements to Repurchase (Details Narrative) $ in Thousands	Dec. 31, 2015USD ($)
Mature in 2016	$ 60,200
Mature in 2017	10,000
Federal Home Loan Bank of New York [Member]
Repurchase agreements	55,000
One Large Financial Institution [Member]
Repurchase agreements	15,200
Retail Repurchase Agreements [Member]
Repurchase agreements	66,300
Wholesale Repurchase Agreements [Member]
Repurchase agreements	$ 70,200

Federal Funds Purchased and S92

Federal Funds Purchased and Securities Sold Under Agreements to Repurchase (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Securities Sold under Agreements to Repurchase [Member]
Total outstanding at December 31	$ 136,513	$ 147,037	$ 167,724
Maximum month-end balance	146,397	160,295	201,933
Average balance during the year	$ 137,917	$ 145,876	$ 177,779
Weighted average rate at December 31	1.90%	1.83%	1.97%
Average interest rate paid during the year	1.96%	2.02%	2.11%
Federal Funds Purchased [Member]
Average balance during the year	$ 0	$ 0	$ 5
Average interest rate paid during the year	0.00%	0.00%	0.75%

Other Borrowings (Details Narra

Other Borrowings (Details Narrative) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Debt Disclosure [Abstract]
Maximum borrowing capacity, lines of credit	$ 58,000	$ 58,000
Unused borrowing capacity on established lines with FHLB	1,100,000	1,100,000
Unencumbered residential and commercial real estate loan	521,500
Term advances from FHLB	$ 250,576	$ 110,961
Weighted average interest rate	0.97%	1.11%
Overnight advances	$ 272,199	$ 232,080
Term advances mature within one year	170,000
Term advances maturing after one year	80,000
Term advances mature in 2017	60,000
Term advances mature in 2018	10,000
Term advances mature in 2019	10,000
Term borrowing with a bank	13,500	$ 13,500
Fixed-rate convertible FHLB advance	$ 10,000
Interest rate of convertible FHLB advance	5.183%
Term of convertible FHLB advance	10 years
Convertible terms of FHLB advance	3 years
Fair value of convertible FHLB advance	$ 10,600
Decrease in fair value of convertible FHLB advance	$ 400

Other Borrowings (Details)

Other Borrowings (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Debt Disclosure [Abstract]
Overnight FHLB advances	$ 272,199	$ 232,080
Term FHLB advances	250,576	110,961
Other	13,510	13,500
Total other borrowings	$ 536,285	$ 356,541

Other Borrowings (Details 1)

Other Borrowings (Details 1) $ in Thousands	12 Months Ended
	Dec. 31, 2015USD ($)
Total	$ 30,000
Federal Home Loan Bank Advances 1 [Member]
Total	$ 5,000
Interest Rate	4.41%
Maturity Date	Mar. 29, 2017
Call Date	Mar. 31, 2016
Call Frequency	Quarterly
Call Features	LIBOR strike 6.0%
Call Features Interest Rate	6.00%
Federal Home Loan Bank Advances 2 [Member]
Total	$ 5,000
Interest Rate	4.89%
Maturity Date	May 22, 2017
Call Date	Feb. 22, 2016
Call Frequency	Quarterly
Call Features	LIBOR strike 7.0%
Call Features Interest Rate	7.00%
Federal Home Loan Bank Advances 3 [Member]
Total	$ 10,000
Interest Rate	5.14%
Maturity Date	Jun. 8, 2017
Call Date	Mar. 9, 2016
Call Frequency	Quarterly
Call Features	LIBOR strike 7.0%
Call Features Interest Rate	7.00%
Federal Home Loan Bank Advances 4 [Member]
Total	$ 10,000
Interest Rate	5.19%
Maturity Date	Jun. 8, 2017
Call Date	Mar. 9, 2016
Call Frequency	Quarterly
Call Features	FHLB Option

Trust Preferred Debentures (Det

Trust Preferred Debentures (Details) $ / shares in Units, $ in Thousands	12 Months Ended
	Dec. 31, 2015USD ($)$ / shares
Tompkins Capital Trust I [Member]
Issuance date	Apr. 10, 2009
Par amount	$ 20,500
Interest rate	7.00%
Maturity date	Apr. 10, 2039
Capital contribution to Trust	$ 636
Trust preferred securities liquidation amount, per security	$ 1
Conversion price (per share) | $ / shares	$ 41.35
Sleepy Hollow Capital Trust I [Member]
Issuance date	Aug. 30, 2003
Par amount	$ 4,000
Interest rate, basis spread	3.05%
Interest rate, variable rate	3-month LIBOR
Maturity date	Aug. 30, 2033
Common equity securities issued to the Company	$ 100
Leesport Capital Trust II [Member]
Issuance date	Sep. 26, 2002
Par amount	$ 10,000
Interest rate, basis spread	3.45%
Interest rate, variable rate	3-month LIBOR
Maturity date	Sep. 26, 2032
Madison Statutory Trust I [Member]
Issuance date	Jun. 26, 2003
Par amount	$ 5,000
Interest rate, basis spread	3.10%
Interest rate, variable rate	3-month LIBOR
Maturity date	Jun. 26, 2033

Employee Benefit Plans (Details

Employee Benefit Plans (Details Narrative) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Common stock, shares issued	15,015,594	14,931,354
Common stock, value	$ 1,502	$ 1,493
Expenses related to plans	16,025	21,102	$ 22,164
Employee stock ownership plan - expense recognized	4,400	3,900	3,500
Matching contributions to 401(k) plan cost	2,300	2,200	2,200
Corporate owned life insurance	$ 75,792	$ 73,725
DB Pension Plan [Member]
Common stock, shares issued	42,192	42,192
Common stock, value	$ 2,400	$ 2,300
Accumulated benefit obligation	76,219	79,138	$ 65,621
Unfunded status	$ (7,288)	$ (7,911)
Rate of compensation increase	5.00%	5.00%	5.00%
DB Pension Plan [Member] | Old Yield Curves
Average discount rate	4.05%
DB Pension Plan [Member] | New Yield Curves
Average discount rate	4.10%
DB Pension Plan [Member] | Maximum [Member]
Rate of compensation increase	6.50%
Change in health care cost trend rate	1.00%
Potential change in service and interest costs	$ 18,700
Potential change in benefit obligation	$ 190
DB Pension Plan [Member] | Minimum [Member]
Rate of compensation increase	4.50%
Change in health care cost trend rate	1.00%
Potential change in service and interest costs	$ 16
Potential change in benefit obligation	167
DC Retirement Plan [Member]
Expenses related to plans	2,400	$ 1,400	$ 850
Life and Healthcare Plan [Member]
Accumulated benefit obligation	8,732	8,927	$ 8,448
Unfunded status	$ (8,732)	$ (8,927)
Rate of compensation increase	5.00%	5.00%	5.00%
Life and Healthcare Plan [Member] | Old Yield Curves
Average discount rate	4.14%
Life and Healthcare Plan [Member] | New Yield Curves
Average discount rate	4.20%
SERP Plan [Member]
Accumulated benefit obligation	$ 22,160	$ 22,862	$ 17,282
Unfunded status	$ (22,160)	$ (22,862)	$ 22,200
Rate of compensation increase	5.00%	5.00%	5.00%
SERP Plan [Member] | Old Yield Curves
Average discount rate	4.32%
SERP Plan [Member] | New Yield Curves
Average discount rate	4.40%
Split Dollar Life Insurance Plan [Member]
Benefit liability	$ 1,300	$ 1,200
Compensation expense	$ 47	$ 43

Employee Benefit Plans (Detai98

Employee Benefit Plans (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
DB Pension Plan [Member]
Change in benefit obligation:
Benefit obligation at beginning of year	$ 79,138	$ 65,621
Service cost	1,587	2,434	$ 2,915
Interest cost	2,987	3,069	2,688
Plan participants' contributions	0	0
Amendments	0	(6,282)
Curtailments	(677)	0
Actuarial loss (gain)	(4,224)	16,761
Benefits paid	(2,592)	(2,465)
Benefit obligation at end of year	76,219	79,138	65,621
Change in plan assets:
Fair value of plan assets at beginning of year	71,227	70,933
Actual return on plan assets	296	2,759
Plan participants'contributions	0	0
Employer contributions	0	0
Benefits paid	2,592	2,465
Fair value of plan assets at end of year	68,931	71,227	70,933
Unfunded status	(7,288)	(7,911)
Life and Healthcare Plan [Member]
Change in benefit obligation:
Benefit obligation at beginning of year	8,927	8,448
Service cost	236	201	265
Interest cost	323	367	345
Plan participants' contributions	202	210
Amendments	0	0
Curtailments	0	0
Actuarial loss (gain)	(467)	192
Benefits paid	(489)	(492)
Benefit obligation at end of year	8,732	8,927	8,448
Change in plan assets:
Fair value of plan assets at beginning of year	0	0
Actual return on plan assets	0	0
Plan participants'contributions	202	210
Employer contributions	287	282
Benefits paid	489	492
Fair value of plan assets at end of year	0	0	0
Unfunded status	(8,732)	(8,927)
SERP Plan [Member]
Change in benefit obligation:
Benefit obligation at beginning of year	22,862	17,282
Service cost	201	222	479
Interest cost	928	866	737
Plan participants' contributions	0	0
Amendments	0	0
Curtailments	0	0
Actuarial loss (gain)	(1,210)	4,992
Benefits paid	(621)	(499)
Benefit obligation at end of year	22,160	22,862	17,282
Change in plan assets:
Fair value of plan assets at beginning of year	0	0
Actual return on plan assets	0	0
Plan participants'contributions	0	0
Employer contributions	621	499
Benefits paid	621	499
Fair value of plan assets at end of year	0	0	0
Unfunded status	$ (22,160)	$ (22,862)	$ 22,200

Employee Benefit Plans (Detai99

Employee Benefit Plans (Details 1) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015		Dec. 31, 2014		Dec. 31, 2013
Other changes in plan assets and benefit obligations recognized in other comprehensive income
Net actuarial loss (gain)	$ (1,846)		$ 24,211		$ (16,813)
Recognized actuarial loss	(2,218)	[1],[2]	(1,065)	[1],[2]	(2,579)
Prior service credit			(6,282)
Recognized prior service cost (credit)	6,362	[1],[2]	(5)	[1],[2]	(59)
Recognized net initial obligation					(50)
Recognized in other comprehensive income	2,298		16,859		(19,501)
DB Pension Plan [Member]
Components of net periodic benefit cost
Service cost	1,587		2,434		2,915
Interest cost	2,987		3,069		2,688
Expected return on plan assets	(5,028)		(5,024)		(4,009)
Amortization of prior service (credit) cost	(447)		(123)		(123)
Recognized net actuarial loss	1,573		859		2,023
Recognized net actuarial gain due to curtailments	(6,003)		0		0
Amortization of transition liability	0		0		0
Net periodic benefit (credit) cost	(5,331)		1,215		3,494
Other changes in plan assets and benefit obligations recognized in other comprehensive income
Net actuarial loss (gain)	(169)		19,027		(12,890)
Recognized actuarial loss	(1,573)		(859)		(2,023)
Prior service credit	0		(6,282)		0
Recognized prior service cost (credit)	6,451		123		123
Recognized net initial obligation	0		0		0
Recognized in other comprehensive income	4,709		12,009		(14,790)
Total recognized in net periodic benefit cost and other comprehensive income	(622)		13,224		(11,296)
Life and Healthcare Plan [Member]
Components of net periodic benefit cost
Service cost	236		201		265
Interest cost	323		367		345
Expected return on plan assets	0		0		0
Amortization of prior service (credit) cost	16		16		16
Recognized net actuarial loss	19		0		96
Recognized net actuarial gain due to curtailments	0		0		0
Amortization of transition liability	0		0		50
Net periodic benefit (credit) cost	594		584		772
Other changes in plan assets and benefit obligations recognized in other comprehensive income
Net actuarial loss (gain)	(467)		192		(1,169)
Recognized actuarial loss	(19)		0		(96)
Prior service credit	0		0		0
Recognized prior service cost (credit)	(16)		(16)		(16)
Recognized net initial obligation	0		0		(50)
Recognized in other comprehensive income	(502)		176		(1,331)
Total recognized in net periodic benefit cost and other comprehensive income	92		760		(559)
SERP Plan [Member]
Components of net periodic benefit cost
Service cost	201		222		479
Interest cost	928		866		737
Expected return on plan assets	0		0		0
Amortization of prior service (credit) cost	73		112		166
Recognized net actuarial loss	626		206		460
Recognized net actuarial gain due to curtailments	0		0		0
Amortization of transition liability	0		0		0
Net periodic benefit (credit) cost	1,828		1,406		1,842
Other changes in plan assets and benefit obligations recognized in other comprehensive income
Net actuarial loss (gain)	(1,210)		4,992		(2,754)
Recognized actuarial loss	(626)		(206)		(460)
Prior service credit	0		0		0
Recognized prior service cost (credit)	(73)		(112)		(166)
Recognized net initial obligation	0		0		0
Recognized in other comprehensive income	(1,909)		4,674		(3,380)
Total recognized in net periodic benefit cost and other comprehensive income	$ (81)		$ 6,080		$ (1,538)
[1]	Amounts in parentheses indicate debits in income statement
[2]	The accumulated other comprehensive income components are included in the computation of net periodic benefit cost (See Note 12 - "Employee Benefit Plans")

Employee Benefit Plans (Deta100

Employee Benefit Plans (Details 2) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
DB Pension Plan [Member]
Net actuarial loss (gain)	$ 38,695	$ 40,437	$ 22,269
Prior service cost (credit)	(55)	(6,506)	(347)
Total	38,640	33,931	21,922
Life and Healthcare Plan [Member]
Net actuarial loss (gain)	889	1,375	1,183
Prior service cost (credit)	250	266	281
Total	1,139	1,641	1,464
SERP Plan [Member]
Net actuarial loss (gain)	6,739	8,575	3,789
Prior service cost (credit)	576	648	760
Total	$ 7,315	$ 9,223	$ 4,549

Employee Benefit Plans (Deta101

Employee Benefit Plans (Details 3) $ in Thousands	12 Months Ended
	Dec. 31, 2015USD ($)
DB Pension Plan [Member]
Actuarial loss	$ 944
Prior service cost	(15)
Total	929
Life and Healthcare Plan [Member]
Actuarial loss	1
Prior service cost	16
Total	17
SERP Plan [Member]
Actuarial loss	412
Prior service cost	73
Total	$ 485

Employee Benefit Plans (Deta102

Employee Benefit Plans (Details 4)	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
DB Pension Plan [Member]
Discount Rates
Benefit Cost for Plan Year	3.81%	4.76%	3.85%
Benefit Obligation at End of Plan Year	4.05%	3.81%	4.76%
Expected long-term return on plan assets	7.25%	7.25%	7.25%
Rate of compensation increase
Benefit Cost for Plan Year	5.00%	5.00%	5.00%
Benefit Obligation at End of Plan Year	5.00%	5.00%	5.00%
Life and Healthcare Plan [Member]
Discount Rates
Benefit Cost for Plan Year	3.80%	4.70%	3.80%
Benefit Obligation at End of Plan Year	4.14%	3.80%	4.70%
Rate of compensation increase
Benefit Cost for Plan Year	5.00%	5.00%	5.00%
Benefit Obligation at End of Plan Year	5.00%	5.00%	5.00%
SERP Plan [Member]
Discount Rates
Benefit Cost for Plan Year	4.00%	5.00%	4.20%
Benefit Obligation at End of Plan Year	4.32%	4.00%	5.00%
Rate of compensation increase
Benefit Cost for Plan Year	5.00%	5.00%	5.00%
Benefit Obligation at End of Plan Year	5.00%	5.00%	5.00%

Employee Benefit Plans (Deta103

Employee Benefit Plans (Details 5) $ in Thousands	Dec. 31, 2015USD ($)
DB Pension Plan [Member]
Future Benefit Payments
2,016	$ 3,862
2,017	3,882
2,018	3,790
2,019	4,189
2,020	4,143
2021-2025	22,269
Total	42,135
Life and Healthcare Plan [Member]
Future Benefit Payments
2,016	485
2,017	473
2,018	441
2,019	463
2,020	468
2021-2025	2,586
Total	4,916
SERP Plan [Member]
Future Benefit Payments
2,016	622
2,017	670
2,018	666
2,019	661
2,020	701
2021-2025	3,795
Total	$ 7,115

Employee Benefit Plans (Deta104

Employee Benefit Plans (Details 6) - DB Pension Plan [Member]	Dec. 31, 2015	Dec. 31, 2014
Weighted-average asset allocations	100.00%	100.00%
Equity Securities [Member]
Weighted-average asset allocations	75.00%	71.00%
Total debt securities [Member]
Weighted-average asset allocations	24.00%	28.00%
Other [Member]
Weighted-average asset allocations	1.00%	1.00%

Employee Benefits Plan (Details

Employee Benefits Plan (Details 7) - DB Pension Plan [Member] - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Total Fair Value of Plan Assets	$ 68,931	$ 71,227	$ 70,933
Level 1 [Member]
Total Fair Value of Plan Assets	61,046	61,887
Level 2 [Member]
Total Fair Value of Plan Assets	7,885	9,340
Fair Value [Member]
Total Fair Value of Plan Assets	68,931	71,227
Level 3 [Member]
Total Fair Value of Plan Assets	0	0
Cash and Cash Equivalents [Member] | Level 1 [Member]
Total Fair Value of Plan Assets	694	784
Cash and Cash Equivalents [Member] | Level 2 [Member]
Total Fair Value of Plan Assets	0	0
Cash and Cash Equivalents [Member] | Fair Value [Member]
Total Fair Value of Plan Assets	694	784
Cash and Cash Equivalents [Member] | Level 3 [Member]
Total Fair Value of Plan Assets	0	0
U.S. Treasury Securities [Member] | Level 1 [Member]
Total Fair Value of Plan Assets	7,599	6,954
U.S. Treasury Securities [Member] | Level 2 [Member]
Total Fair Value of Plan Assets	0	0
U.S. Treasury Securities [Member] | Fair Value [Member]
Total Fair Value of Plan Assets	7,599	6,954
U.S. Treasury Securities [Member] | Level 3 [Member]
Total Fair Value of Plan Assets	0	0
Common Stocks [Member] | Level 1 [Member]
Total Fair Value of Plan Assets	25,324	19,225
Common Stocks [Member] | Level 2 [Member]
Total Fair Value of Plan Assets	0	0
Common Stocks [Member] | Fair Value [Member]
Total Fair Value of Plan Assets	25,324	19,225
Common Stocks [Member] | Level 3 [Member]
Total Fair Value of Plan Assets	0	0
Mutual Funds [Member] | Level 1 [Member]
Total Fair Value of Plan Assets	27,429	34,924
Mutual Funds [Member] | Level 2 [Member]
Total Fair Value of Plan Assets	0	0
Mutual Funds [Member] | Fair Value [Member]
Total Fair Value of Plan Assets	27,429	34,924
Mutual Funds [Member] | Level 3 [Member]
Total Fair Value of Plan Assets	0	0
Obligations of U.S. Government Sponsored Entities [Member] | Level 1 [Member]
Total Fair Value of Plan Assets	0	0
Obligations of U.S. Government Sponsored Entities [Member] | Level 2 [Member]
Total Fair Value of Plan Assets	508	1,422
Obligations of U.S. Government Sponsored Entities [Member] | Fair Value [Member]
Total Fair Value of Plan Assets	508	1,422
Obligations of U.S. Government Sponsored Entities [Member] | Level 3 [Member]
Total Fair Value of Plan Assets	0	0
Corporate Bonds and Notes [Member] | Level 1 [Member]
Total Fair Value of Plan Assets	0	0
Corporate Bonds and Notes [Member] | Level 2 [Member]
Total Fair Value of Plan Assets	6,627	7,168
Corporate Bonds and Notes [Member] | Fair Value [Member]
Total Fair Value of Plan Assets	6,627	7,168
Corporate Bonds and Notes [Member] | Level 3 [Member]
Total Fair Value of Plan Assets	0	0
Preferred Stocks [Member] | Level 1 [Member]
Total Fair Value of Plan Assets	0	0
Preferred Stocks [Member] | Level 2 [Member]
Total Fair Value of Plan Assets	750	750
Preferred Stocks [Member] | Fair Value [Member]
Total Fair Value of Plan Assets	750	750
Preferred Stocks [Member] | Level 3 [Member]
Total Fair Value of Plan Assets	$ 0	$ 0

Stock Plans and Stock Based 106

Stock Plans and Stock Based Compensation (Details Narrative) - USD ($) $ / shares in Units, $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Awards granted	109,750	186,982	172,495
Stock-based compensation expense	$ 1,903	$ 1,506	$ 1,382
2009 Equity Plan [Member]
Authorized number of awards	902,000
Stock Options And Stock Appreciation Rights [Member]
Awards granted	48,515
Stock Options [Member]
Awards granted		4,387	3,750
Stock-based compensation expense	$ 509	$ 734	$ 833
Unrecognized compensation cost - options	$ 1,600
Period for recognization - unrecognized compensation cost	4 years 8 months 12 days
Restricted Stock Units (RSUs) [Member]
Awards granted	61,235	101,100	106,325
Average grant date fair value	$ 56.29	$ 49.22	$ 40.60
Stock-based compensation expense	$ 1,400	$ 771	$ 550
Unrecognized compensation cost - RSUs	$ 8,900
Period for recognization - unrecognized compensation cost	5 years 8 months 12 days
Stock Appreciation Rights (SARs) [Member]
Awards granted	48,515	81,495	62,420

Stock Plans and Stock Based 107

Stock Plans and Stock Based Compensation (Details) - USD ($) $ / shares in Units, $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Number of Shares/Rights
Granted	109,750	186,982	172,495
Stock Options And Stock Appreciation Rights [Member]
Number of Shares/Rights
Outstanding at beginning	593,699
Granted	48,515
Exercised	(176,274)
Forfeited	(24,924)
Outstanding at ending	441,016	593,699
Exercisable at ending	209,385
Weighted Average Exercise Price
Outstanding at beginning	$ 40.06
Granted	56.29
Exercised	38.22
Forfeited	42.24
Outstanding at ending	42.46	$ 40.06
Exercisable at ending	$ 38.46
Weighted Average Remaining Contractual Term
Outstanding at ending	5 years 7 months 17 days
Exercisable at ending	3 years 3 months 22 days
Aggregate Intrinsic Value
Outstanding at ending	$ 6,047,872
Exercisable at ending	$ 3,706,186

Stock Plans and Stock Based 108

Stock Plans and Stock Based Compensation (Details 1) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
Proceeds from stock option exercises	$ 1,382	$ 1,512	$ 4,683
Tax benefits related to stock option exercises	358	234	331
Intrinsic value of stock option exercises	$ 3,014	$ 2,112	$ 1,922

Stock Plans and Stock Based 109

Stock Plans and Stock Based Compensation (Details 2) - $ / shares	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
Weighted per share average fair value at granted date	$ 8.96	$ 8.32	$ 9.50
Risk-free interest rate	1.80%	1.91%	0.78%
Expected dividend yield	3.80%	5.14%	4.00%
Volatility	25.32%	30.96%	38.46%
Expected life	6 years	6 years	5 years 6 months

Stock Plans and Stock Based 110

Stock Plans and Stock Based Compensation (Details 3) - $ / shares	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Stock Options Tranche 1 [Member]
Range of Exercise Prices, Lower Range	$ 13
Range of Exercise Prices, Upper Range	$ 20
Number Outstanding	626
Weighted Average Remaining Contractual Life	3 years 11 months 16 days
Weighted Average Exercise Price	$ 16.47
Exercisable at ending	626
Exercisable at ending	$ 16.47
Stock Options Tranche 2 [Member]
Range of Exercise Prices, Lower Range	20.01
Range of Exercise Prices, Upper Range	$ 29.30
Number Outstanding	6,778
Weighted Average Remaining Contractual Life	5 years 4 months 17 days
Weighted Average Exercise Price	$ 21.75
Exercisable at ending	6,778
Exercisable at ending	$ 21.75
Stock Options Tranche 3 [Member]
Range of Exercise Prices, Lower Range	29.31
Range of Exercise Prices, Upper Range	$ 35.70
Number Outstanding	1,669
Weighted Average Remaining Contractual Life	2 years 11 months 19 days
Weighted Average Exercise Price	$ 30.96
Exercisable at ending	1,669
Exercisable at ending	$ 30.96
Stock Options Tranche 4 [Member]
Range of Exercise Prices, Lower Range	35.71
Range of Exercise Prices, Upper Range	$ 37.50
Number Outstanding	144,900
Weighted Average Remaining Contractual Life	3 years 11 months 1 day
Weighted Average Exercise Price	$ 37.13
Exercisable at ending	100,514
Exercisable at ending	$ 37.19
Stock Options Tranche 5 [Member]
Range of Exercise Prices, Lower Range	37.51
Range of Exercise Prices, Upper Range	$ 41
Number Outstanding	73,205
Weighted Average Remaining Contractual Life	5 years 4 months 17 days
Weighted Average Exercise Price	$ 40.28
Exercisable at ending	29,781
Exercisable at ending	$ 39.80
Stock Options Tranche 6 [Member]
Range of Exercise Prices, Lower Range	41.01
Range of Exercise Prices, Upper Range	$ 50
Number Outstanding	165,323
Weighted Average Remaining Contractual Life	6 years 14 days
Weighted Average Exercise Price	$ 45.11
Exercisable at ending	70,017
Exercisable at ending	$ 41.71
Stock Options Tranche 7 [Member]
Range of Exercise Prices, Lower Range	50.01
Range of Exercise Prices, Upper Range	$ 60
Number Outstanding	48,515
Weighted Average Remaining Contractual Life	9 years 10 months 6 days
Weighted Average Exercise Price	$ 56.29
Exercisable at ending	0
Exercisable at ending	$ 0
Stock Options [Member]
Number Outstanding	441,016
Weighted Average Remaining Contractual Life	5 years 7 months 17 days
Weighted Average Exercise Price	$ 42.46
Exercisable at ending	209,385
Exercisable at ending	$ 38.46
Stock Options And Stock Appreciation Rights [Member]
Number Outstanding	441,016	593,699
Weighted Average Remaining Contractual Life	5 years 7 months 17 days
Weighted Average Exercise Price	$ 42.46	$ 40.06
Exercisable at ending	209,385
Exercisable at ending	$ 38.46

Stock Plans and Stock Based 111

Stock Plans and Stock Based Compensation (Details 4)	12 Months Ended
	Dec. 31, 2015$ / sharesshares
Number of Shares
Unvested at beginning | shares	224,726
Granted | shares	61,235
Vested | shares	(22,841)
Forfeited | shares	(15,773)
Unvested at ending | shares	247,347
Weighted Average Exercise Price
Unvested at beginning | $ / shares	$ 44.15
Granted | $ / shares	56.29
Vested | $ / shares	52
Forfeited | $ / shares	43.58
Unvested at ending | $ / shares	$ 47.57

Other Noninterest Income and112

Other Noninterest Income and Expense (Details Narrative)	12 Months Ended
	Dec. 31, 2015
Other Income and Expenses [Abstract]
Reporting threshold for other income and operating expenses	1.00%

Other Noninterest Income and113

Other Noninterest Income and Expense (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
NONINTEREST INCOME
Other service charges	$ 2,972	$ 3,267	$ 3,802
Increase in cash surrender value of corporate owned life insurance	2,064	1,883	2,021
Net gain (loss) on sale of loans	54	362	(133)
Other miscellaneous income	3,788	3,472	4,856
Total other noninterest income	8,878	8,984	10,546
NONINTEREST EXPENSES
Marketing expense	4,780	4,942	4,958
Professional fees	5,352	6,094	5,651
Technology expense	6,220	6,172	6,056
Cardholder expense	2,653	2,712	3,433
Other miscellaneous expenses	18,662	21,201	20,543
Total other noninterest expenses	$ 37,667	$ 41,121	$ 40,641

Income Taxes (Details Narrative

Income Taxes (Details Narrative) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Income Tax Disclosure [Abstract]
Net unrealized holding gains in available for sale securities, excluded from deferred tax assets (liabilities) calculation	$ 1,800	$ (1,800)
Employee benefit plan deferred tax assets, excluded from deferred tax asset calculation	$ 18,100	$ 17,200

Income Taxes (Details)

Income Taxes (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Income Tax Disclosure [Abstract]
Federal Current	$ 22,955	$ 19,749	$ 11,826
Federal Deferred	2,841	2,915	7,138
Federal Total	25,796	22,664	18,964
State Current	3,103	624	933
State Deferred	63	2,116	880
State Total	3,166	2,740	1,813
Current income tax (benefit) expense	26,058	20,373	12,759
Deferred tax (benefit) expense	2,904	5,031	8,018
Income Tax Expense	$ 28,962	$ 25,404	$ 20,777

Income Taxes (Details 1)

Income Taxes (Details 1)	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Income Tax Disclosure [Abstract]
Statutory federal income tax rate	35.00%	35.00%	35.00%
State income taxes, net of federal benefit	2.40%	2.30%	1.60%
Tax exempt income	(2.50%)	(2.50%)	(3.00%)
Bank-owned life insurance income	(0.80%)	(0.80%)	(1.00%)
Federal tax credit	(0.80%)	(1.00%)	(2.30%)
All other	(0.20%)	(0.20%)	(1.30%)
Total	33.10%	32.80%	29.00%

Income Taxes (Details 2)

Income Taxes (Details 2) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Deferred tax assets:
Allowance for loan and lease losses	$ 12,411	$ 11,276	$ 10,946
Interest income on nonperforming loans	1,207	395	1,712
Compensation and benefits	14,032	13,081	12,448
Purchase accounting adjustments	1,920	3,538	5,746
Intangibles	0	0	95
Liabilities held at fair value	218	364	497
Tax credit carryforward	831	1,995	3,990
Other	2,546	2,347	2,838
Total	33,165	32,996	38,272
Deferred tax liabilities:
Prepaid pension	10,992	9,377	10,154
Depreciation	3,277	2,553	2,948
Intangibles	567	236	0
Other	2,144	1,741	1,050
Total deferred tax liabilities	16,980	13,907	14,152
Net deferred tax asset at year-end	16,185	19,089	24,120
Net deferred tax asset at beginning of year	19,089	24,120	32,138
Decrease in net deferred tax asset	(2,904)	(5,031)	(8,018)
Deferred tax expense	$ 2,904	$ 5,031	$ 8,018

Other Comprehensive Income (Det

Other Comprehensive Income (Details) - USD ($) $ in Thousands		12 Months Ended
		Dec. 31, 2015		Dec. 31, 2014		Dec. 31, 2013
Available-for-sale securities before taxes:
Change in net unrealized gain (loss) during the period		$ (8,241)		$ 19,094		$ (57,250)
Reclassification adjustment for net realized gain on sale included in available-for-sale securities		(1,108)	[1]	(391)	[1]	(599)
Net unrealized gains (losses)		(9,349)		18,703		(57,849)
Available-for-sale securities taxes:
Change in net unrealized gain (loss) during the period		3,295		(7,635)		22,896
Reclassification adjustment for net realized gain on sale included in available-for-sale securities		443		156		240
Net unrealized gains (losses)		3,738		(7,479)		23,136
Available-for-sale securities net of taxes:
Change in net unrealized gain (loss) during the period		(4,946)		11,459		(34,354)
Reclassification adjustment for net realized gain on sale included in available-for-sale securities		(665)		(235)		(359)
Net unrealized gains (losses)		(5,611)		11,224		(34,713)
Employee benefit plans before taxes:
Net retirement plan gain (loss)		1,846		(24,211)		16,813
Net retirement plan prior service credit				6,282
Amortization of net retirement plan actuarial loss		2,218	[1],[2]	1,065	[1],[2]	2,579
Amortization of net retirement plan prior service (cost) credit		(6,362)	[1],[2]	5	[1],[2]	59
Amortization of net retirement plan transition liability						50
Employee benefit plans		(2,298)		(16,859)		19,501
Other comprehensive (loss) income		(11,647)		1,844		(38,348)
Employee benefit plans taxes:
Net retirement plan gain (loss)		(738)		9,684		(6,725)
Net retirement plan prior service credit				(2,513)
Amortization of net retirement plan actuarial loss		(887)		(426)		(1,032)
Amortization of net retirement plan prior service (cost) credit		2,544		(2)		(24)
Amortization of net retirement plan transition liability						(20)
Employee benefit plans		919		6,743		(7,801)
Other comprehensive (loss) income		4,657		(736)		15,335
Employee benefit plans net of taxes:
Net retirement plan gain (loss)		1,108		(14,527)		10,088
Net retirement plan prior service credit		0		3,769		0
Amortization of net retirement plan actuarial loss		1,331		639		1,547
Amortization of net retirement plan prior service (cost) credit		(3,818)		3		35
Amortization of net retirement plan transition liability		0		0		30
Employee benefit plans	[1],[2]	(1,379)		(10,116)		11,700
Other comprehensive (loss) gain		$ (6,990)		$ 1,108		$ (23,013)
[1]	Amounts in parentheses indicate debits in income statement
[2]	The accumulated other comprehensive income components are included in the computation of net periodic benefit cost (See Note 12 - "Employee Benefit Plans")

Other Comprehensive Income (119

Other Comprehensive Income (Details 1) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Other Comprehensive Income Available For Sale Securities Adjustment Net Of Tax Period Increase Decrease [Roll Forward]
Beginning Balance	$ 2,867	$ (8,357)	$ 26,356
Other comprehensive (loss) income	(5,611)	11,224	(34,713)
Ending Balance	(2,744)	2,867	(8,357)
Other Comprehensive Income Defined Benefit Plans Adjustment Net Of Tax Period Increase Decrease [Roll Forward]
Beginning Balance	(26,878)	(16,762)	(28,462)
Other comprehensive (loss) income	(1,379)	(10,116)	11,700
Ending Balance	(28,257)	(26,878)	(16,762)
Accumulated Other Comprehensive Income Loss Net Of Tax [Roll Forward]
Beginning Balance	(24,011)	(25,119)	(2,106)
Other comprehensive (loss) income	(6,990)	1,108	(23,013)
Ending Balance	$ (31,001)	$ (24,011)	$ (25,119)

Other Comprehensive Income (120

Other Comprehensive Income (Details 2) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Tax expense (benefit)	$ 28,962	$ 25,404	$ 20,777
Net of tax	58,552	52,172	$ 50,987
Reclassification out of Accumulated Other Comprehensive Income [Member] | Available for Sale Securities [Member]
Net gain on securities transactions	1,108	391
Tax expense (benefit)	(443)	(156)
Net of tax	665	235
Reclassification out of Accumulated Other Comprehensive Income [Member] | Employee Benefit Plans [Member]
Net retirement plan actuarial loss	(2,218)	(1,065)
Net retirement plan prior service credit	6,362	(5)
Amortization, Total before tax	(1,859)	(1,070)
Tax expense (benefit)	744	428
Net of tax	$ (1,379)	$ (10,116)

Commitments and Contingent L121

Commitments and Contingent Liabilities (Details Narrative) $ in Thousands	Dec. 31, 2015USD ($)
Commitments and Contingencies Disclosure [Abstract]
Rate lock agreements	$ 422
Agreements to sell mortgages on a loan-by-loan basis	$ 422

Commitments and Contingent L122

Commitments and Contingent Liabilities (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Obligations to extend credit for loan commitments	$ 978,189	$ 904,768
Loan Commitments [Member]
Obligations to extend credit for loan commitments	200,316	435,904
Undisbursed Portion Of Lines Of Credit [Member]
Obligations to extend credit for loan commitments	719,234	410,664
Standby Letters of Credit [Member]
Obligations to extend credit for loan commitments	$ 58,639	$ 58,200

Earnings Per Share (Details Nar

Earnings Per Share (Details Narrative) - shares	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Earnings Per Share [Abstract]
Antidilutive securities excluded from computation of earning per share	72,321	108,159	229,868

Earnings Per Share (Details)

Earnings Per Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Basic
Net income available to common shareholders	$ 13,854	$ 14,497	$ 17,390	$ 12,680	$ 12,689	$ 13,722	$ 13,061	$ 12,569	$ 58,421	$ 52,041	$ 50,856
Less: dividends and undistributed earnings allocated to unvested restricted stock awards									(834)	(503)	(418)
Net earnings allocated to common shareholders									$ 57,587	$ 51,538	$ 50,438
Weighted average shares outstanding, including participating securities									14,940,274	14,824,333	14,587,187
Less: average participating securities									(212,081)	(147,711)	(109,570)
Weighted average shares outstanding - Basic									14,728,193	14,676,622	14,477,617
Diluted
Net earnings allocated to common shareholders									$ 57,587	$ 51,538	$ 50,438
Dilutive effect of common stock options or restricted stock awards									134,833	113,002	96,302
Weighted average shares outstanding - Diluted									14,863,026	14,789,624	14,573,919
Basic EPS (in dollars per share)	$ 0.93	$ 0.97	$ 1.16	$ 0.85	$ 0.86	$ 0.92	$ 0.88	$ 0.85	$ 3.91	$ 3.51	$ 3.48
Diluted EPS (in dollars per share)	$ 0.92	$ 0.96	$ 1.15	$ 0.84	$ 0.85	$ 0.92	$ 0.87	$ 0.84	$ 3.87	$ 3.48	$ 3.46

Fair Value Measurements (Detail

Fair Value Measurements (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Trading securities, fair value	$ 7,368	$ 8,992
Available-for-sale securities, at fair value	1,385,684	1,402,236
Other borrowings, fair value	10,576	10,961
Obligations of U.S. Government Sponsored Entities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Trading securities, fair value	6,601	7,404
Available-for-sale securities, at fair value	552,893	557,820
Residential Mortgage-Backed Securities U.S. Government Sponsored Entities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Trading securities, fair value	767	1,588
Available-for-sale securities, at fair value	650,097	659,120
Obligations of U.S. States and Political Subdivisions [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities, at fair value	84,726	71,510
Residential Mortgage-Backed Securities U.S. Government Agencies [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities, at fair value	94,678	109,926
Residential Mortgage-Backed Securities Non-U.S. Government Agencies or Sponsored Entities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities, at fair value	194	271
U.S. corporate Debt Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities, at fair value	2,162	2,162
Equity Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities, at fair value	934	1,427
Recurring [Member] | Fair Value [Member] | Other Borrowings [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Other borrowings, fair value	10,576	10,961
Recurring [Member] | Fair Value [Member] | Obligations of U.S. Government Sponsored Entities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Trading securities, fair value	6,601	7,404
Available-for-sale securities, at fair value	552,893	557,820
Recurring [Member] | Fair Value [Member] | Residential Mortgage-Backed Securities U.S. Government Sponsored Entities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Trading securities, fair value	767	1,588
Available-for-sale securities, at fair value	650,097	659,120
Recurring [Member] | Fair Value [Member] | Obligations of U.S. States and Political Subdivisions [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities, at fair value	84,726	71,510
Recurring [Member] | Fair Value [Member] | Residential Mortgage-Backed Securities U.S. Government Agencies [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities, at fair value	94,678	109,926
Recurring [Member] | Fair Value [Member] | Residential Mortgage-Backed Securities Non-U.S. Government Agencies or Sponsored Entities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities, at fair value	194
Recurring [Member] | Fair Value [Member] | U.S. corporate Debt Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities, at fair value	2,162	2,162
Recurring [Member] | Fair Value [Member] | Equity Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities, at fair value	934	1,427
Recurring [Member] | Level 1 [Member] | Other Borrowings [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Other borrowings, fair value	0	0
Recurring [Member] | Level 1 [Member] | Obligations of U.S. Government Sponsored Entities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Trading securities, fair value	0	0
Available-for-sale securities, at fair value	0	0
Recurring [Member] | Level 1 [Member] | Residential Mortgage-Backed Securities U.S. Government Sponsored Entities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Trading securities, fair value	0	0
Available-for-sale securities, at fair value	0	0
Recurring [Member] | Level 1 [Member] | Obligations of U.S. States and Political Subdivisions [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities, at fair value	0	0
Recurring [Member] | Level 1 [Member] | Residential Mortgage-Backed Securities U.S. Government Agencies [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities, at fair value	0	0
Recurring [Member] | Level 1 [Member] | Residential Mortgage-Backed Securities Non-U.S. Government Agencies or Sponsored Entities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities, at fair value	0
Recurring [Member] | Level 1 [Member] | U.S. corporate Debt Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities, at fair value	0	0
Recurring [Member] | Level 1 [Member] | Equity Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities, at fair value	0	0
Recurring [Member] | Level 2 [Member] | Other Borrowings [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Other borrowings, fair value	10,576	10,961
Recurring [Member] | Level 2 [Member] | Obligations of U.S. Government Sponsored Entities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Trading securities, fair value	6,601	7,404
Available-for-sale securities, at fair value	552,893	557,820
Recurring [Member] | Level 2 [Member] | Residential Mortgage-Backed Securities U.S. Government Sponsored Entities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Trading securities, fair value	767	1,588
Available-for-sale securities, at fair value	650,097	659,120
Recurring [Member] | Level 2 [Member] | Obligations of U.S. States and Political Subdivisions [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities, at fair value	84,726	71,510
Recurring [Member] | Level 2 [Member] | Residential Mortgage-Backed Securities U.S. Government Agencies [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities, at fair value	94,678	109,926
Recurring [Member] | Level 2 [Member] | Residential Mortgage-Backed Securities Non-U.S. Government Agencies or Sponsored Entities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities, at fair value	194
Recurring [Member] | Level 2 [Member] | U.S. corporate Debt Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities, at fair value	2,162	2,162
Recurring [Member] | Level 2 [Member] | Equity Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities, at fair value	0	0
Recurring [Member] | Level 3 [Member] | Other Borrowings [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Other borrowings, fair value	0	0
Recurring [Member] | Level 3 [Member] | Obligations of U.S. Government Sponsored Entities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Trading securities, fair value	0	0
Available-for-sale securities, at fair value	0	0
Recurring [Member] | Level 3 [Member] | Residential Mortgage-Backed Securities U.S. Government Sponsored Entities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Trading securities, fair value	0	0
Available-for-sale securities, at fair value	0	0
Recurring [Member] | Level 3 [Member] | Obligations of U.S. States and Political Subdivisions [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities, at fair value	0	0
Recurring [Member] | Level 3 [Member] | Residential Mortgage-Backed Securities U.S. Government Agencies [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities, at fair value	0	0
Recurring [Member] | Level 3 [Member] | Residential Mortgage-Backed Securities Non-U.S. Government Agencies or Sponsored Entities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities, at fair value	0
Recurring [Member] | Level 3 [Member] | U.S. corporate Debt Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities, at fair value	0	0
Recurring [Member] | Level 3 [Member] | Equity Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities, at fair value	$ 934	$ 1,427

Fair Value Measurements (Det126

Fair Value Measurements (Details 1) - Non-Recurring [Member] - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Gain (loss) on impaired loans	$ (326)	$ (1,090)
Gain (loss) on other real estate owned	714	(338)
Fair Value [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Imaired loans	5,730	2,891
Other real estate owned	1,995	5,493
Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Imaired loans	0	0
Other real estate owned	0	0
Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Imaired loans	5,730	2,891
Other real estate owned	1,995	5,493
Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Imaired loans	0	0
Other real estate owned	$ 0	$ 0

Fair Value Measurements (Det127

Fair Value Measurements (Details 2) - USD ($) $ in Thousands		Dec. 31, 2015	Dec. 31, 2014
Fair value of financial assets
Securities - held to maturity		$ 146,686	$ 89,036
FHLB and FRB stock		29,969	21,259
Financial Liabilities:
Time deposits		855,133	898,081
Securities sold under agreements to repurchase		136,513	147,037
Other borrowings		536,285	356,541
Trust preferred debentures		37,509	37,337
Carrying Amount [Member]
Fair value of financial assets
Cash and cash equivalaents		58,257	56,070
Securities - held to maturity		146,071	88,168
FHLB and FRB stock		29,969	21,259
Accrued interest receivable		16,433	16,518
Loans and leases, net	[1]	3,740,038	3,364,291
Financial Liabilities:
Time deposits		855,133	898,081
Other deposits		3,540,173	3,271,073
Securities sold under agreements to repurchase		136,513	147,037
Other borrowings		525,709	345,580
Trust preferred debentures		37,509	37,337
Accrued interest payable		1,973	1,868
Fair Value [Member]
Fair value of financial assets
Cash and cash equivalaents		58,257	56,070
Securities - held to maturity		146,686	89,036
FHLB and FRB stock		29,969	21,259
Accrued interest receivable		16,433	16,518
Loans and leases, net	[1]	3,739,695	3,383,742
Financial Liabilities:
Time deposits		853,839	899,871
Other deposits		3,540,173	3,271,073
Securities sold under agreements to repurchase		138,161	151,201
Other borrowings		527,041	350,043
Trust preferred debentures		45,190	39,453
Accrued interest payable		1,973	1,868
Level 1 [Member]
Fair value of financial assets
Cash and cash equivalaents		58,257	56,070
Securities - held to maturity		0	0
FHLB and FRB stock		0	0
Accrued interest receivable		0	0
Loans and leases, net	[1]	0	0
Financial Liabilities:
Time deposits		0	0
Other deposits		0	0
Securities sold under agreements to repurchase		0
Other borrowings		0	0
Trust preferred debentures		0	0
Accrued interest payable		0	0
Level 2 [Member]
Fair value of financial assets
Cash and cash equivalaents		0	0
Securities - held to maturity		146,686	89,036
FHLB and FRB stock		29,969	21,259
Accrued interest receivable		16,433	16,518
Loans and leases, net	[1]	5,730	2,891
Financial Liabilities:
Time deposits		853,839	899,871
Other deposits		3,540,173	3,271,073
Securities sold under agreements to repurchase		138,161	151,201
Other borrowings		527,041	350,043
Trust preferred debentures		45,190	39,453
Accrued interest payable		1,973	1,868
Level 3 [Member]
Fair value of financial assets
Cash and cash equivalaents		0	0
FHLB and FRB stock		0	0
Accrued interest receivable		0	0
Loans and leases, net	[1]	3,733,965	3,380,851
Financial Liabilities:
Time deposits		0	0
Other deposits		0	0
Securities sold under agreements to repurchase		0
Other borrowings		0	0
Trust preferred debentures		0	0
Accrued interest payable		$ 0	$ 0
[1]	Lease receivables, although excluded from the scope of ASC Topic 825, are included in the estimated fair value amounts at their carrying value.

Regulations and Supervision (De

Regulations and Supervision (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
The Company (consolidated) [Member]
Total Capital
Total Capital	$ 520,891	$ 474,358
Total Capital (to risk-weighted assets) ratio	13.00%	13.60%
Minimum amount of capital for adequacy purposes	$ 319,711	$ 278,992
Minimum amount of capital for adequacy purposes, ratio	8.00%	8.00%
Minimum Capital required to be well-capitalized	$ 399,638	$ 348,741
Minimum Capital required to be well-capitalized, ratio	10.00%	10.00%
Common Equity Tier 1 Capital (to risk-weighted assets)
Common Equity Tier 1 Capital	$ 449,535
Common Equity Tier 1 Capital (to risk-weighted assets) ratio	11.30%
Minimum amount of Common Equity Tier 1 Capital for adequacy purposes	$ 179,837
Minimum amount of Common Equity Tier 1 Capital for adequacy purposes, ratio	4.50%
Minimum Common Equity Tier 1 Capital required to be well-capitalized	$ 259,765
Minimum Common Equity Tier 1 Capital required to be well-capitalized, ratio	6.50%
Tier 1 Capital (to risk-weighted assets)
Tier 1 Capital	$ 487,043	$ 444,947
Tier 1 Capital (to risk-weighted assets) ratio	12.20%	12.80%
Minimum amount of Tier 1 Capital for adequacy purposes	$ 239,783	$ 139,496
Minimum amount of Tier 1 Capital for adequacy purposes, ratio	6.00%	4.00%
Minimum Tier 1 Capital required to be well-capitalized	$ 319,711	$ 209,244
Minimum Tier 1 Capital required to be well-capitalized, ratio	8.00%	6.00%
Tier 1 Leverage Capital (to average assets)
Tier 1 Capital	$ 487,043	$ 444,947
Tier 1 Capital (to average assets) ratio	8.80%	8.70%
Minimum amount of Tier 1 Capital for adequacy purposes	$ 220,995	$ 152,534
Minimum amount of Tier 1 Capital for adequacy purposes, ratio	4.00%	3.00%
Minimum Tier 1 Capital required to be well-capitalized	$ 276,243	$ 254,223
Minimum Tier 1 Capital required to be well-capitalized, ratio	5.00%	5.00%
Trust Company [Member]
Total Capital
Total Capital	$ 151,299	$ 137,424
Total Capital (to risk-weighted assets) ratio	13.70%	13.80%
Minimum amount of capital for adequacy purposes	$ 88,274	$ 79,626
Minimum amount of capital for adequacy purposes, ratio	8.00%	8.00%
Minimum Capital required to be well-capitalized	$ 110,342	$ 99,533
Minimum Capital required to be well-capitalized, ratio	10.00%	10.00%
Common Equity Tier 1 Capital (to risk-weighted assets)
Common Equity Tier 1 Capital	$ 143,005
Common Equity Tier 1 Capital (to risk-weighted assets) ratio	13.00%
Minimum amount of Common Equity Tier 1 Capital for adequacy purposes	$ 49,654
Minimum amount of Common Equity Tier 1 Capital for adequacy purposes, ratio	4.50%
Minimum Common Equity Tier 1 Capital required to be well-capitalized	$ 71,722
Minimum Common Equity Tier 1 Capital required to be well-capitalized, ratio	6.50%
Tier 1 Capital (to risk-weighted assets)
Tier 1 Capital	$ 143,005	$ 129,751
Tier 1 Capital (to risk-weighted assets) ratio	13.00%	13.00%
Minimum amount of Tier 1 Capital for adequacy purposes	$ 66,205	$ 39,813
Minimum amount of Tier 1 Capital for adequacy purposes, ratio	6.00%	4.00%
Minimum Tier 1 Capital required to be well-capitalized	$ 88,274	$ 57,920
Minimum Tier 1 Capital required to be well-capitalized, ratio	8.00%	6.00%
Tier 1 Leverage Capital (to average assets)
Tier 1 Capital	$ 143,005	$ 129,751
Tier 1 Capital (to average assets) ratio	8.00%	7.80%
Minimum amount of Tier 1 Capital for adequacy purposes	$ 71,319	$ 49,823
Minimum amount of Tier 1 Capital for adequacy purposes, ratio	4.00%	3.00%
Minimum Tier 1 Capital required to be well-capitalized	$ 89,148	$ 83,038
Minimum Tier 1 Capital required to be well-capitalized, ratio	5.00%	5.00%
Castile [Member]
Total Capital
Total Capital	$ 104,568	$ 95,008
Total Capital (to risk-weighted assets) ratio	10.50%	11.30%
Minimum amount of capital for adequacy purposes	$ 79,657	$ 67,040
Minimum amount of capital for adequacy purposes, ratio	8.00%	8.00%
Minimum Capital required to be well-capitalized	$ 99,571	$ 83,799
Minimum Capital required to be well-capitalized, ratio	10.00%	10.00%
Common Equity Tier 1 Capital (to risk-weighted assets)
Common Equity Tier 1 Capital	$ 97,097
Common Equity Tier 1 Capital (to risk-weighted assets) ratio	9.80%
Minimum amount of Common Equity Tier 1 Capital for adequacy purposes	$ 44,807
Minimum amount of Common Equity Tier 1 Capital for adequacy purposes, ratio	4.50%
Minimum Common Equity Tier 1 Capital required to be well-capitalized	$ 64,721
Minimum Common Equity Tier 1 Capital required to be well-capitalized, ratio	6.50%
Tier 1 Capital (to risk-weighted assets)
Tier 1 Capital	$ 97,097	$ 88,288
Tier 1 Capital (to risk-weighted assets) ratio	9.80%	10.50%
Minimum amount of Tier 1 Capital for adequacy purposes	$ 59,743	$ 33,520
Minimum amount of Tier 1 Capital for adequacy purposes, ratio	6.00%	4.00%
Minimum Tier 1 Capital required to be well-capitalized	$ 79,657	$ 50,280
Minimum Tier 1 Capital required to be well-capitalized, ratio	8.00%	6.00%
Tier 1 Leverage Capital (to average assets)
Tier 1 Capital	$ 97,097	$ 88,288
Tier 1 Capital (to average assets) ratio	7.70%	7.80%
Minimum amount of Tier 1 Capital for adequacy purposes	$ 50,309	$ 34,115
Minimum amount of Tier 1 Capital for adequacy purposes, ratio	4.00%	3.00%
Minimum Tier 1 Capital required to be well-capitalized	$ 62,887	$ 56,858
Minimum Tier 1 Capital required to be well-capitalized, ratio	5.00%	5.00%
VIST [Member]
Total Capital
Total Capital	$ 133,925	$ 120,464
Total Capital (to risk-weighted assets) ratio	12.40%	12.70%
Minimum amount of capital for adequacy purposes	$ 86,371	$ 75,674
Minimum amount of capital for adequacy purposes, ratio	8.00%	8.00%
Minimum Capital required to be well-capitalized	$ 107,964	$ 94,592
Minimum Capital required to be well-capitalized, ratio	10.00%	10.00%
Common Equity Tier 1 Capital (to risk-weighted assets)
Common Equity Tier 1 Capital	$ 127,229
Common Equity Tier 1 Capital (to risk-weighted assets) ratio	11.80%
Minimum amount of Common Equity Tier 1 Capital for adequacy purposes	$ 48,584
Minimum amount of Common Equity Tier 1 Capital for adequacy purposes, ratio	4.50%
Minimum Common Equity Tier 1 Capital required to be well-capitalized	$ 70,177
Minimum Common Equity Tier 1 Capital required to be well-capitalized, ratio	6.50%
Tier 1 Capital (to risk-weighted assets)
Tier 1 Capital	$ 127,229	$ 115,276
Tier 1 Capital (to risk-weighted assets) ratio	11.80%	12.20%
Minimum amount of Tier 1 Capital for adequacy purposes	$ 64,779	$ 37,837
Minimum amount of Tier 1 Capital for adequacy purposes, ratio	6.00%	4.00%
Minimum Tier 1 Capital required to be well-capitalized	$ 86,371	$ 56,755
Minimum Tier 1 Capital required to be well-capitalized, ratio	8.00%	6.00%
Tier 1 Leverage Capital (to average assets)
Tier 1 Capital	$ 127,229	$ 115,276
Tier 1 Capital (to average assets) ratio	9.10%	9.00%
Minimum amount of Tier 1 Capital for adequacy purposes	$ 55,650	$ 38,236
Minimum amount of Tier 1 Capital for adequacy purposes, ratio	4.00%	3.00%
Minimum Tier 1 Capital required to be well-capitalized	$ 69,563	$ 63,727
Minimum Tier 1 Capital required to be well-capitalized, ratio	5.00%	5.00%
Mahopac [Member]
Total Capital
Total Capital	$ 110,158	$ 103,036
Total Capital (to risk-weighted assets) ratio	14.00%	15.00%
Minimum amount of capital for adequacy purposes	$ 62,943	$ 54,884
Minimum amount of capital for adequacy purposes, ratio	8.00%	8.00%
Minimum Capital required to be well-capitalized	$ 78,678	$ 68,605
Minimum Capital required to be well-capitalized, ratio	10.00%	10.00%
Common Equity Tier 1 Capital (to risk-weighted assets)
Common Equity Tier 1 Capital	$ 100,322
Common Equity Tier 1 Capital (to risk-weighted assets) ratio	12.80%
Minimum amount of Common Equity Tier 1 Capital for adequacy purposes	$ 35,405
Minimum amount of Common Equity Tier 1 Capital for adequacy purposes, ratio	4.50%
Minimum Common Equity Tier 1 Capital required to be well-capitalized	$ 51,141
Minimum Common Equity Tier 1 Capital required to be well-capitalized, ratio	6.50%
Tier 1 Capital (to risk-weighted assets)
Tier 1 Capital	$ 100,322	$ 94,445
Tier 1 Capital (to risk-weighted assets) ratio	12.80%	13.80%
Minimum amount of Tier 1 Capital for adequacy purposes	$ 47,207	$ 27,442
Minimum amount of Tier 1 Capital for adequacy purposes, ratio	6.00%	4.00%
Minimum Tier 1 Capital required to be well-capitalized	$ 62,943	$ 41,163
Minimum Tier 1 Capital required to be well-capitalized, ratio	8.00%	6.00%
Tier 1 Leverage Capital (to average assets)
Tier 1 Capital	$ 100,322	$ 94,445
Tier 1 Capital (to average assets) ratio	9.20%	9.20%
Minimum amount of Tier 1 Capital for adequacy purposes	$ 43,865	$ 30,896
Minimum amount of Tier 1 Capital for adequacy purposes, ratio	4.00%	3.00%
Minimum Tier 1 Capital required to be well-capitalized	$ 54,831	$ 51,494
Minimum Tier 1 Capital required to be well-capitalized, ratio	5.00%	5.00%

Condensed Parent Company Onl129

Condensed Parent Company Only Financial Statements (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
ASSETS
Available-for-sale securities, at fair value	$ 1,385,684	$ 1,402,236
Investment in subsidiaries, at equity	1,800	1,200
Total Assets	5,689,995	5,269,561	$ 5,003,039
Liabilities and Shareholders' Equity
Trust preferred debentures issued to non-consolidated subsidiary	37,509	37,337
Other liabilities	67,916	69,909
Tompkins Financial Corporation Shareholders' Equity	515,014	488,131
Total Liabilities and Equity	5,689,995	5,269,561
Tompkins (the Parent Company) [Member]
ASSETS
Cash	5,759	6,646
Available-for-sale securities, at fair value	0	225
Investment in subsidiaries, at equity	548,227	517,131
Other	12,940	15,951
Total Assets	566,926	539,953
Liabilities and Shareholders' Equity
Borrowings	13,510	13,500
Trust preferred debentures issued to non-consolidated subsidiary	37,509	37,337
Other liabilities	893	985
Tompkins Financial Corporation Shareholders' Equity	515,014	488,131
Total Liabilities and Equity	$ 566,926	$ 539,953

Condensed Parent Company Onl130

Condensed Parent Company Only Financial Statements (Details 1) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Dividends from available-for-sale securities									$ 29,525	$ 31,298	$ 31,360
Interest expense	$ 5,128	$ 5,144	$ 5,093	$ 5,000	$ 4,999	$ 5,043	$ 5,303	$ 5,338	20,365	20,683	23,975
Income before Taxes and Equity in Undistributed Earnings of Subsidiaries	20,444	21,645	26,452	18,973	19,175	20,652	19,241	18,508	87,514	77,576	71,764
Income tax benefit									(28,962)	(25,404)	(20,777)
Net Income Attributable to Tompkins Financial Corporation	$ 13,854	$ 14,497	$ 17,390	$ 12,680	$ 12,689	$ 13,722	$ 13,061	$ 12,569	58,421	52,041	50,856
Tompkins (the Parent Company) [Member]
Dividends from available-for-sale securities									2	2	4
Dividends received from subsidiaries									28,667	28,727	25,991
Other Income									593	1,059	1,627
Total Operating Income									29,262	29,788	27,622
Interest expense									2,648	2,703	3,087
Other expenses									5,996	6,484	6,352
Total operating expenses									8,644	9,187	9,439
Income before Taxes and Equity in Undistributed Earnings of Subsidiaries									20,618	20,601	18,183
Income tax benefit									2,987	3,654	3,959
Equity in undistributed earnings of subsidiary									34,816	27,786	28,714
Net Income Attributable to Tompkins Financial Corporation									$ 58,421	$ 52,041	$ 50,856

Condensed Parent Company Onl131

Condensed Parent Company Only Financial Statements (Details 2) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Operating activities
Net income attributable to Tompkins Financial Corporation	$ 13,854	$ 14,497	$ 17,390	$ 12,680	$ 12,689	$ 13,722	$ 13,061	$ 12,569	$ 58,421	$ 52,041	$ 50,856
Adjustments to reconcile net income to net cash provided by operating activities
Other, net									(9,631)	(7,008)	(10,867)
Investing activities
Other, net									(789)	412	(2,172)
Financing activities
Cash dividends									(25,411)	(23,983)	(22,463)
Repurchase of common shares									(3,505)	(4,602)	0
Redemption of trust preferred debentures									0	0	(5,191)
Shares issued for dividend reinvestment plans									0	2,186	4,046
Shares issued for employee stock ownership plan									1,595	1,528	717
Net proceeds from exercise of stock options									1,382	1,512	4,683
Tax benefits of stock options exercised									358	234	331
Common stock issued									50	50	0
Net (decrease) increase in cash									2,187	(26,814)	(36,046)
Cash and cash equivalents at beginning of year				56,070				82,884	56,070	82,884	118,930
Total Cash & Cash Equivalents at End of Year	58,257				56,070				58,257	56,070	82,884
Tompkins (the Parent Company) [Member]
Operating activities
Net income attributable to Tompkins Financial Corporation									58,421	52,041	50,856
Adjustments to reconcile net income to net cash provided by operating activities
Equity in undistributed earnings of subsidiaries									(34,816)	(27,799)	(28,800)
Other, net									1,153	(1,233)	(1,807)
Net Cash Provided by Operating Activities									24,758	23,009	20,249
Investing activities
Other, net									81	85	(3,482)
Net Cash Used in Investing Activities									81	85	(3,482)
Financing activities
Borrowings, net									0	(1,000)	(10,691)
Cash dividends									(25,411)	(23,983)	(22,463)
Repurchase of common shares									(3,505)	(4,602)	0
Redemption of trust preferred debentures									(195)	64	40
Shares issued for dividend reinvestment plans									0	2,186	4,046
Shares issued for employee stock ownership plan									1,595	1,528	717
Net proceeds from exercise of stock options									1,382	1,512	4,683
Tax benefits of stock options exercised									358	234	331
Common stock issued									50	50	0
Net Cash Provided by Financing Activities									(25,726)	(24,011)	(23,337)
Net (decrease) increase in cash									(887)	(917)	(6,570)
Cash and cash equivalents at beginning of year				$ 6,646				$ 7,565	6,646	7,565	14,135
Total Cash & Cash Equivalents at End of Year	$ 5,759				$ 6,646				$ 5,759	$ 6,646	$ 7,565

Segment and Related Informat132

Segment and Related Information (Details) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Interest income	$ 48,565	$ 47,530	$ 46,423	$ 46,228	$ 46,691	$ 46,618	$ 45,819	$ 45,365	$ 188,746	$ 184,493	$ 185,104
Interest expense	5,128	5,144	5,093	5,000	4,999	5,043	5,303	5,338	20,365	20,683	23,975
Net interest income	43,437	42,386	41,330	41,228	41,692	41,575	40,516	40,027	168,381	163,810	161,129
Provision for loan and lease losses	1,533	281	922	209	1,555	(59)	67	743	2,945	2,306	6,161
Noninterest income									71,940	70,765	69,898
Noninterest expense									149,862	154,693	153,102
Income before income tax expense	20,444	21,645	26,452	18,973	19,175	20,652	19,241	18,508	87,514	77,576	71,764
Income tax expense									28,962	25,404	20,777
Net Income attributable to noncontrolling interests and Tompkins Financial Corporation									58,552	52,172	50,987
Less: Net income attributable to noncontrolling interests									131	131	131
Net income attributable to Tompkins Financial Corporation	13,854	$ 14,497	$ 17,390	$ 12,680	12,689	$ 13,722	$ 13,061	$ 12,569	58,421	52,041	50,856
Depreciation and amortization									6,468	5,710	5,706
Assets	5,689,995				5,269,561				5,689,995	5,269,561	5,003,039
Goodwill	91,792				92,243				91,792	92,243	92,140
Other intangibles, net	12,448				14,649				12,448	14,649	16,298
Net loans and leases	3,740,038				3,364,291				3,740,038	3,364,291	3,166,314
Deposits	4,395,306				4,169,154				4,395,306	4,169,154	3,947,216
Total Equity	516,466				489,583				516,466	489,583	457,939	$ 441,360
Banking [Member]
Interest income									188,598	184,355	184,914
Interest expense									20,367	20,687	23,982
Net interest income									168,231	163,668	160,932
Provision for loan and lease losses									2,945	2,306	6,161
Noninterest income									27,096	27,418	27,870
Noninterest expense									115,706	120,708	119,926
Income before income tax expense									76,676	68,072	62,715
Income tax expense									24,923	21,890	17,434
Net Income attributable to noncontrolling interests and Tompkins Financial Corporation									51,753	46,182	45,281
Less: Net income attributable to noncontrolling interests									131	131	131
Net income attributable to Tompkins Financial Corporation									51,622	46,051	45,150
Depreciation and amortization									5,985	5,296	5,360
Assets	5,646,459				5,226,145				5,646,459	5,226,145	4,965,154
Goodwill	64,500				64,369				64,500	64,369	64,369
Other intangibles, net	7,820				9,301				7,820	9,301	10,716
Net loans and leases	3,740,038				3,364,291				3,740,038	3,364,291	3,166,314
Deposits	4,401,896				4,173,244				4,401,896	4,173,244	3,953,428
Total Equity	476,138				453,037				476,138	453,037	421,631
Insurance [Member]
Interest income									2	6	8
Interest expense									0	2	0
Net interest income									2	4	8
Provision for loan and lease losses									0	0	0
Noninterest income									29,818	28,620	27,660
Noninterest expense									23,783	23,515	22,431
Income before income tax expense									6,037	5,109	5,237
Income tax expense									2,416	2,052	2,057
Net Income attributable to noncontrolling interests and Tompkins Financial Corporation									3,621	3,057	3,180
Less: Net income attributable to noncontrolling interests									0	0	0
Net income attributable to Tompkins Financial Corporation									3,621	3,057	3,180
Depreciation and amortization									367	271	210
Assets	36,625				34,040				36,625	34,040	31,639
Goodwill	19,662				19,662				19,662	19,662	19,560
Other intangibles, net	4,187				4,827				4,187	4,827	4,988
Net loans and leases	0				0				0	0	0
Deposits	0				0				0	0	0
Total Equity	28,182				26,419				28,182	26,419	25,812
Wealth Management [Member]
Interest income									148	138	189
Interest expense									0	0	0
Net interest income									148	138	189
Provision for loan and lease losses									0	0	0
Noninterest income									16,037	16,072	15,889
Noninterest expense									11,384	11,815	12,266
Income before income tax expense									4,801	4,395	3,812
Income tax expense									1,623	1,462	1,286
Net Income attributable to noncontrolling interests and Tompkins Financial Corporation									3,178	2,933	2,526
Less: Net income attributable to noncontrolling interests									0	0	0
Net income attributable to Tompkins Financial Corporation									3,178	2,933	2,526
Depreciation and amortization									116	143	135
Assets	13,951				13,779				13,951	13,779	12,730
Goodwill	8,081				8,211				8,081	8,211	8,211
Other intangibles, net	441				521				441	521	594
Net loans and leases	0				0				0	0	0
Deposits	0				0				0	0	0
Total Equity	12,146				10,127				12,146	10,127	10,496
Intercompany and Merger [Member]
Interest income									(2)	(6)	(7)
Interest expense									(2)	(6)	(7)
Net interest income									0	0	0
Provision for loan and lease losses									0	0	0
Noninterest income									(1,011)	(1,345)	(1,521)
Noninterest expense									(1,011)	(1,345)	(1,521)
Income before income tax expense									0	0	0
Income tax expense									0	0	0
Net Income attributable to noncontrolling interests and Tompkins Financial Corporation									0	0	0
Less: Net income attributable to noncontrolling interests									0	0	0
Net income attributable to Tompkins Financial Corporation									0	0	0
Depreciation and amortization									0	0	0
Assets	(7,040)				(4,403)				(7,040)	(4,403)	(6,484)
Goodwill	0				0				0	0	0
Other intangibles, net	0				0				0	0	0
Net loans and leases	0				0				0	0	0
Deposits	(6,590)				(4,090)				(6,590)	(4,090)	(6,212)
Total Equity	$ 0				$ 0				$ 0	$ 0	$ 0

Segment and Related Informat133

Segment and Related Information (Details 1) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Segment Reporting [Abstract]
Interest and dividend income	$ 48,565	$ 47,530	$ 46,423	$ 46,228	$ 46,691	$ 46,618	$ 45,819	$ 45,365	$ 188,746	$ 184,493	$ 185,104
Interest expense	5,128	5,144	5,093	5,000	4,999	5,043	5,303	5,338	20,365	20,683	23,975
Net interest income	43,437	42,386	41,330	41,228	41,692	41,575	40,516	40,027	168,381	163,810	161,129
Provision for loan and lease losses	1,533	281	922	209	1,555	(59)	67	743	2,945	2,306	6,161
Income before income tax expense	20,444	21,645	26,452	18,973	19,175	20,652	19,241	18,508	87,514	77,576	71,764
Net income attributable to Tompkins Financial Corporation	$ 13,854	$ 14,497	$ 17,390	$ 12,680	$ 12,689	$ 13,722	$ 13,061	$ 12,569	$ 58,421	$ 52,041	$ 50,856
Net income per common share (basic)	$ 0.93	$ 0.97	$ 1.16	$ 0.85	$ 0.86	$ 0.92	$ 0.88	$ 0.85	$ 3.91	$ 3.51	$ 3.48
Net income per common share (diluted)	$ 0.92	$ 0.96	$ 1.15	$ 0.84	$ 0.85	$ 0.92	$ 0.87	$ 0.84	$ 3.87	$ 3.48	$ 3.46