Bear State Financial 10-Q 31 Jul 15 2015 Q2 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	6 Months Ended
	Jun. 30, 2015	Jul. 27, 2015
Document and Entity Information [Abstract]
Entity Registrant Name	BEAR STATE FINANCIAL, INC.
Trading Symbol	BSF
Document Type	10-Q
Current Fiscal Year End Date	--12-31
Entity Common Stock, Shares Outstanding		33,363,653
Amendment Flag	false
Entity Central Index Key	1,006,424
Entity Current Reporting Status	Yes
Entity Voluntary Filers	No
Entity Filer Category	Smaller Reporting Company
Entity Well-known Seasoned Issuer	No
Document Period End Date	Jun. 30, 2015
Document Fiscal Year Focus	2,015
Document Fiscal Period Focus	Q2

Condensed Consolidated Statemen

Condensed Consolidated Statements of Financial Condition (Unaudited) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Cash and cash equivalents	$ 37,187	$ 113,086
Interest-bearing time deposits in banks	11,178	12,421
Investment securities available for sale	182,525	174,218
Other investment securities, at cost	8,111	5,864
Loans receivable, net of allowance of $13,854 and $13,660, respectively	1,041,080	1,041,222
Loans held for sale	12,576	6,409
Accrued interest receivable	4,575	4,485
Real estate owned - net	3,412	4,792
Office properties and equipment - net	51,112	50,332
Cash surrender value of life insurance	45,641	44,130
Goodwill	25,717	25,717
Core deposit intangible - net	7,026	7,338
Deferred tax asset, net	18,925	20,697
Prepaid expenses and other assets	2,216	3,884
TOTAL	1,451,281	1,514,595
LIABILITIES:
Noninterest bearing deposits	168,225	180,136
Interest bearing deposits	1,040,575	1,083,661
Total deposits	1,208,800	1,263,797
Short term borrowings	3,530	12,083
Other borrowings	60,041	61,258
Other liabilities	4,079	7,003
Total liabilities	$ 1,276,450	$ 1,344,141
STOCKHOLDERS’ EQUITY:
Preferred stock, $0.01 par value—5,000,000 shares authorized; none issued at June 30, 2015 and December 31, 2014
Common stock, $0.01 par value—100,000,000 shares authorized; 33,375,753 and 33,365,845 shares issued and outstanding at June 30, 2015 and December 31, 2014, respectively	$ 334	$ 334
Additional paid-in capital	169,659	169,543
Accumulated other comprehensive income	38	577
Retained earnings	4,800
Total stockholders’ equity	174,831	170,454
TOTAL	$ 1,451,281	$ 1,514,595

Condensed Consolidated Stateme3

Condensed Consolidated Statements of Financial Condition (Unaudited) (Parentheticals) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Loans receivable, allowance (in Dollars)	$ 13,854	$ 13,660
Preferred stock, par value (in Dollars per share)	$ 0.01	$ 0.01
Preferred stock, shares authorized	5,000,000	5,000,000
Preferred stock, none issued	0	0
Common stock, par value (in Dollars per share)	$ 0.01	$ 0.01
Common stock, shares authorized	100,000,000	100,000,000
Common stock, shares issued	33,375,753	33,365,845
Common stock, shares outstanding	33,375,753	33,365,845

Condensed Consolidated Stateme4

Condensed Consolidated Statements of Operations (Unaudited) - USD ($)	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
INTEREST INCOME:
Loans receivable	$ 12,576,000	$ 5,852,000	$ 25,780,000	$ 9,986,000
Investment securities:
Taxable	345,000	310,000	643,000	536,000
Nontaxable	522,000	295,000	1,030,000	581,000
Other	80,000	111,000	176,000	216,000
Total interest income	13,523,000	6,568,000	27,629,000	11,319,000
INTEREST EXPENSE:
Deposits	1,284,000	984,000	2,588,000	1,853,000
Other borrowings	279,000	66,000	503,000	88,000
Total interest expense	1,563,000	1,050,000	3,091,000	1,941,000
NET INTEREST INCOME	11,960,000	5,518,000	24,538,000	9,378,000
PROVISION FOR LOAN LOSSES	300,000	230,000	600,000	230,000
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	11,660,000	5,288,000	23,938,000	9,148,000
NONINTEREST INCOME:
Net gain on sales of investment securities			88,000	0
Deposit fee income	1,904,000	867,000	3,643,000	1,492,000
Earnings on life insurance policies	372,000	209,000	738,000	409,000
Gain on sale of loans	890,000	652,000	1,527,000	956,000
Other	231,000	97,000	512,000	170,000
Total noninterest income	3,397,000	1,825,000	6,508,000	3,027,000
NONINTEREST EXPENSES:
Salaries and employee benefits	5,545,000	6,540,000	12,004,000	9,602,000
Net occupancy expense	1,363,000	698,000	2,798,000	1,282,000
Real estate owned, net	(127,000)	591,000	(90,000)	808,000
Amortization of intangible assets	156,000	26,000	312,000	26,000
Data processing	1,542,000	563,000	2,711,000	982,000
Professional fees	108,000	235,000	484,000	430,000
Advertising and public relations	574,000	198,000	1,253,000	301,000
Postage and supplies	331,000	113,000	566,000	204,000
Other	1,781,000	1,055,000	3,470,000	1,723,000
Total noninterest expenses	11,273,000	10,019,000	23,508,000	15,358,000
INCOME (LOSS) BEFORE INCOME TAXES	3,784,000	(2,906,000)	6,938,000	(3,183,000)
INCOME TAX PROVISION	1,253,000		2,138,000	0
NET INCOME (LOSS)	$ 2,531,000	$ (2,906,000)	$ 4,800,000	$ (3,183,000)
Basic earnings (loss) per common share (in Dollars per share)	$ 0.08	$ (0.12)	$ 0.14	$ (0.14)
Diluted earnings (loss) per common share (in Dollars per share)	$ 0.08	$ (0.12)	$ 0.14	$ (0.14)

Condensed Consolidated Stateme5

Condensed Consolidated Statements of Comprehensive Income (Loss) (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Net income (loss)	$ 2,531	$ (2,906)	$ 4,800	$ (3,183)
Other comprehensive income (loss):
Unrealized holding gains (losses) on investment securities arising during the period	(1,533)	710	(786)	1,299
Less: reclassification adjustments for realized gain included in net income			(88)
Other comprehensive income (loss), before tax effect	(1,533)	710	(874)	1,299
Tax effect	587		335
Other comprehensive income (loss)	(946)	710	(539)	1,299
COMPREHENSIVE INCOME (LOSS)	$ 1,585	$ (2,196)	$ 4,261	$ (1,884)

Condensed Consolidated Stateme6

Condensed Consolidated Statement of Stockholders' Equity (Unaudited) - 6 months ended Jun. 30, 2015 - USD ($) $ in Thousands	Common Stock [Member]	Additional Paid-in Capital [Member]	AOCI Attributable to Parent [Member]	Retained Earnings [Member]	Total
Balance, value at Dec. 31, 2014	$ 334	$ 169,543	$ 577		$ 170,454
Balance, shares (in Shares) at Dec. 31, 2014	33,365,845
Net income				$ 4,800	4,800
Other comprehensive income (loss)			(539)		(539)
Shares issued – restricted stock unit vesting (in Shares)	12,008
Stock compensation		136			136
Repurchase of common stock		(20)			(20)
Repurchase of common stock (in Shares)	(2,100)
Balance, value at Jun. 30, 2015	$ 334	$ 169,659	$ 38	$ 4,800	$ 174,831
Balance, shares (in Shares) at Jun. 30, 2015	33,375,753

Condensed Consolidated Stateme7

Condensed Consolidated Statements of Cash Flows (Unaudited) - USD ($)	6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014
OPERATING ACTIVITIES:
Net income (loss)	$ 4,800,000	$ (3,183,000)
Adjustments to reconcile net income (loss) to net cash provided by (used in) operating activities:
Provision for loan losses	600,000	230,000
Provision for real estate losses	3,000	860,000
Deferred tax provision	2,258,000	(1,343,000)
Deferred tax valuation allowance	(120,000)	1,343,000
Net amortization of investment securities	179,000	138,000
Federal Home Loan Bank stock dividends	(4,000)	(1,000)
Gain on sale of fixed assets, net		4,000
Gain on sale of real estate owned, net	(200,000)	(142,000)
Gain on sale of investment securities, net	(88,000)	0
Originations of loans held for sale	(59,146,000)	(41,640,000)
Proceeds from sales of loans held for sale	54,506,000	39,528,000
Gain on sale of loans originated to sell	(1,527,000)	(956,000)
Depreciation	1,338,000	739,000
Amortization of deferred loan costs, net	123,000	36,000
Accretion of purchased loans, net	(1,900,000)	(65,000)
Amortization of other intangible assets	312,000	26,000
Stock compensation	136,000	184,000
Earnings on life insurance policies	(738,000)	(409,000)
Changes in operating assets and liabilities:
Accrued interest receivable	(90,000)	(218,000)
Prepaid expenses and other assets	1,637,000	(151,000)
Other liabilities	(1,316,000)	575,000
Net cash provided by (used in) operating activities	763,000	(4,445,000)
INVESTING ACTIVITIES:
Cash paid for purchase of FNSC, net of cash received		(8,985,000)
Net decrease in federal funds sold		30,650,000
Redemptions of interest-bearing time deposits in banks	1,243,000	5,226,000
Purchases of investment securities available for sale (“AFS”)	(32,125,000)	(7,354,000)
Proceeds from sales of investment securities AFS	2,082,000	0
Proceeds from maturities/calls/paydowns of investment securities AFS	19,163,000	5,179,000
Redemptions of Federal Home Loan Bank stock	605,000
Purchases of Federal Home Loan Bank stock	(423,000)	(250,000)
Redemptions of Federal Reserve Bank stock	907,000
Purchases of Federal Reserve Bank stock	(3,332,000)
Loan repayments (originations), net	894,000	(11,126,000)
Loan participations purchased	(350,000)	(13,394,000)
Proceeds from sales of real estate owned	2,352,000	2,539,000
Proceeds from sales of office properties and equipment		177,000
Purchases of office properties and equipment	(2,118,000)	(1,004,000)
Purchases of bank owned life insurance	(773,000)	(2,500,000)
Net cash used in investing activities	(11,875,000)	(842,000)
FINANCING ACTIVITIES:
Net decrease in deposits	(54,997,000)	(1,848,000)
Proceeds from advances from Federal Home Loan Bank	21,551,000	6,000,000
Repayment of advances from Federal Home Loan Bank	(23,055,000)	(62,000)
Net increase in other borrowings	287,000	8,500,000
Net (decrease) increase in short term borrowings	(8,553,000)	5,975,000
Proceeds from private placement		20,000,000
Proceeds from exercise of warrants		3,590,000
Repurchase of common stock	(20,000)
Net cash (used in) provided by financing activities	(64,787,000)	42,155,000
NET (DECREASE) INCREASE IN CASH AND CASH EQUIVALENTS	(75,899,000)	36,868,000
CASH AND CASH EQUIVALENTS:
Beginning of period	113,086,000	23,970,000
End of period	37,187,000	60,838,000
SUPPLEMENTAL DISCLOSURES OF CASH FLOW INFORMATION:
Cash paid for interest	3,127,000	1,930,000
Cash received for income tax refunds	2,135,000
SUPPLEMENTAL SCHEDULE OF NONCASH INVESTING AND FINANCING ACTIVITIES:
Real estate and other assets acquired in settlement of loans	1,017,000	787,000
Sales of real estate owned financed by the Bank	$ 242,000
Investment securities purchased—not settled		1,350,000
Common stock issued for purchase of FNSC		$ 49,918,000

Note 1 - Summary of Significant

Note 1 - Summary of Significant Accounting Policies	6 Months Ended
	Jun. 30, 2015
Accounting Policies [Abstract]
Significant Accounting Policies [Text Block]	1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES Nature of Operations — The Company completed its merger with First National Security Company (“FNSC”) and the accompanying acquisition of FNSC’s subsidiaries, including First National Bank of Hot Springs (“First National”) and Heritage Bank, N.A. (“Heritage Bank”), on June 13, 2014. On February 13, 2015, First Federal Bank, First National and Heritage Bank were consolidated into a single charter forming Bear State Bank, N.A. Any reference in this Quarterly Report on Form 10-Q to the “Bank” shall mean Bear State Bank, N.A., if such reference pertains to the time period after giving effect to the charter consolidation and shall mean each of First Federal Bank, First National and Heritage Bank, collectively, if such reference pertains to the time period before giving effect to the charter consolidation. Principles of Consolidation— Operating Segments — Basis of Presentation — Certain reclassifications of prior period amounts have been made to conform with the current period presentation. These reclassifications had no impact on previously reported net income. The results of operations for the three and six months ended June 30, 2015 are not necessarily indicative of the results to be expected for the year ending December 31, 2015. The unaudited condensed consolidated financial statements of the Company and notes thereto should be read in conjunction with the audited financial statements and notes thereto for the year ended December 31, 2014, contained in the Company’s 2014 Annual Report on Form 10-K as filed with the Securities and Exchange Commission (“SEC”). The condensed consolidated balance sheet of the Company as of December 31, 2014, included herein has been derived from the audited consolidated balance sheet of the Company as of that date.

Note 2 - Recent Accounting Pron

Note 2 - Recent Accounting Pronouncements	6 Months Ended
	Jun. 30, 2015
New Accounting Pronouncements and Changes in Accounting Principles [Abstract]
New Accounting Pronouncements and Changes in Accounting Principles [Text Block]	2. RECENT ACCOUNTING PRONOUNCEMENTS In January 2014, the FASB issued ASU 2014-04, Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans upon Foreclosure (Topic 310-40 ) : Receivables – Troubled Debt Restructurings by Creditors In April 2014, the FASB issued ASU 2014-08, Reporting Discontinued Operations and Disclosures of Components of an Entity, In May 2014, the FASB issued ASU 2014-09, Revenue from Contracts with Customers On January 9, 2015, the FASB issued ASU 2015-01, Income Statement-Extraordinary and Unusual Items The adoption of this ASU is not expected to have a material impact on the Company’s financial statements. On February 18, 2015, the FASB issued ASU 2015-02, Consolidation (Topic 810) – Amendments to the Consolidation Analysis In April 2015, the FASB issued ASU 2015-05, Intangibles – Goodwill and Other Internal-Use Software (Subtopic 350-40): Customer’s Accounting for Fees Paid in a Cloud Computing Arrangement In May 2015, the FASB issued ASU 2015-07, Fair Value Measurement (Topic 820): Disclosures for Investments in Certain Entities that Calculate Net Asset Value Per Share

Note 3 - Acquisition

Note 3 - Acquisition	6 Months Ended
	Jun. 30, 2015
Business Combinations [Abstract]
Business Combination Disclosure [Text Block]	3. ACQUISITIONS Marshfield Investment Company On June 22, 2015, the Company and Marshfield Investment Company (“Marshfield”), the parent company of Metropolitan National Bank (“MNB”) in Springfield, Missouri, announced the signing of a definitive stock purchase agreement. Under the terms of the agreement, the Company will acquire 100% of the stock of MNB and Marshfield will receive proceeds of approximately $70 million, consisting of approximately $42 million in Company common stock (subject to potential adjustment as provided in the stock purchase agreement) and $28 million in cash. The acquisition of MNB is expected to close during the fourth quarter of 2015. The transaction is subject to certain conditions, including the receipt of customary regulatory approvals. As of June 30, 2015, MNB conducted business from twelve full service locations throughout Southwest Missouri and one loan production office in Joplin, Missouri and had total assets of $443.9 million. First National Security Company On June 13, 2014, the Company completed its acquisition of FNSC whereby FNSC merged with and into the Company in a transaction valued at approximately $124.4 million. In connection with the merger, former FNSC stockholders received in the aggregate 6,252,400 shares of Company common stock, valued at approximately $50.4 million and $74 million in cash in exchange for 100% of the outstanding shares of FNSC common stock. The Company paid $50 million of the total cash consideration and FNSC paid $24 million of the total cash consideration to its stockholders from funds it received immediately prior to the closing of the acquisition from its subsidiary bank, First National Bank. The acquisition expanded the Company’s market into Northeast and Southwest Arkansas and further diversified the Company’s loan, customer and deposit base. The following table provides a summary of the assets acquired and liabilities assumed as recorded by FNSC, the fair value adjustments necessary to adjust those acquired assets and assumed liabilities to estimated fair value, and the resultant fair values of those assets and liabilities as recorded by the Company. As provided for under GAAP, management has up to 12 months following the date of acquisition to finalize the fair values of the acquired assets and assumed liabilities. The goodwill recognized by the Company will not be deductible for income tax purposes. June 13 , 2014 As Recorded b y FNSC Fair Value Adjustments As Recorded (Dollars in thousands) Assets acquired: Cash and cash equivalents $ 41,015 $ -- $ 41,015 Federal funds sold 43,025 -- 43,025 Investment securities available for sale 138,140 -- 138,140 Other investment securities, at cost 7,480 -- 7,480 Loans receivable 622,758 (17,294 ) 605,464 Allowance for loan losses (13,179 ) 13,179 -- Loans receivable, net 609,579 (4,115 ) 605,464 Accrued interest receivable 2,954 -- 2,954 Real estate owned - net 69 -- 69 Office properties and equipment, net 33,074 (2,775 ) 30,299 Cash surrender value of life insurance 1,935 -- 1,935 Core deposit intangible 568 7,109 7,677 Deferred tax asset, net 542 (51 ) 491 Prepaid expenses and other assets 2,899 362 3,261 Total assets acquired 881,280 530 881,810 Liabilities assumed: Deposits – noninterest bearing 151,331 -- 151,331 Deposits – interest bearing 611,841 366 612,207 Total deposits 763,172 366 763,538 Short term borrowings 14,295 -- 14,295 Other borrowings 27,434 64 27,498 Other liabilities 1,802 -- 1,802 Total liabilities assumed 806,703 430 807,133 Net assets acquired $ 74,577 $ 100 74,677 Consideration paid: Cash 50,000 Common stock 50,394 Total consideration paid 100,394 Goodwill $ 25,717 The following is a description of the fair value adjustments used to determine the fair values of assets and liabilities presented above: Loans Office properties and equipment Deferred tax asset Core deposit intangible Deposits Other borrowings

Note 4 - Investment Securities

Note 4 - Investment Securities Available for Sale	6 Months Ended
	Jun. 30, 2015
Investment Holdings [Abstract]
Investment Holdings [Text Block]	4. INVESTMENT SECURITIES AVAILABLE FOR SALE Investment securities available for sale consisted of the following as of the dates indicated (in thousands): June 30, 2015 Gross Gross Amortized Unrealized Unrealized Fair Cost Gains Losses Value U.S. Treasuries and Government agencies $ 65,079 $ 22 $ (38 ) $ 65,063 Municipal securities 64,171 342 (716 ) 63,797 Mortgage-backed securities 53,214 591 (140 ) 53,665 Total $ 182,464 $ 955 $ (894 ) $ 182,525 December 31, 2014 Gross Gross Amortized Unrealized Unrealized Fair Cost Gains Losses Value U.S. Treasuries and Government agencies $ 77,550 $ 7 $ (225 ) $ 77,332 Municipal securities 58,812 456 (188 ) 59,080 Mortgage-backed securities 36,920 900 (14 ) 37,806 Total $ 173,282 $ 1,363 $ (427 ) $ 174,218 The following tables summarize the gross unrealized losses and fair value of the Company's investments with unrealized losses that are not deemed to be other-than-temporarily impaired (“OTTI”), aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position (in thousands): June 30, 2015 Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value Losses Value Losses U.S. Treasuries and Government agencies $ 41,018 $ 29 $ 237 $ 9 $ 41,255 $ 38 Municipal securities 29,265 692 630 24 29,895 716 Mortgage-backed securities 15,895 140 7 -- 15,902 140 Total $ 86,178 $ 861 $ 874 $ 33 $ 87,052 $ 894 December 31, 2014 Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value Losses Value Losses U.S. Treasuries and Government agencies $ 75,985 $ 225 $ -- $ -- $ 75,985 $ 225 Municipal securities 16,353 171 1,028 17 17,381 188 Mortgage-backed securities 2,102 14 -- -- 2,102 14 Total $ 94,440 $ 410 $ 1,028 $ 17 $ 95,468 $ 427 On a quarterly basis, management conducts a formal review of securities for the presence of other-than-temporarily impaired (“OTTI”). Management assesses whether an OTTI is present when the fair value of a security is less than its amortized cost basis at the balance sheet date. For such securities, OTTI is considered to have occurred if the Company intends to sell the security, if it is more likely than not the Company will be required to sell the security before recovery of its amortized cost basis or if the present values of expected cash flows is not sufficient to recover the entire amortized cost. The unrealized losses are primarily a result of increases in market yields from the time of purchase. In general, as market yields rise, the fair value of securities will decrease; as market yields fall, the fair value of securities will increase. Management generally views changes in fair value caused by changes in interest rates as temporary; therefore, these securities have not been classified as OTTI. Additionally, the unrealized losses are also considered temporary because scheduled coupon payments have been made. It is anticipated that the entire principal balance will be collected as scheduled, and management neither intends to sell the securities nor is it more likely than not that the Company will be required to sell the securities before the recovery of the remaining amortized cost amount. The Company has pledged investment securities with carrying values of approximately $112.1 million at June 30, 2015 and $119.0 million at December 31, 2014, as collateral for certain deposits in excess of $250,000 and for other purposes, including investment securities with carrying values of approximately $3.5 million at June 30, 2015 and $2.1 million at December 31, 2014, for securities sold under agreements to repurchase. The following table sets forth the amount (dollars in thousands) of investment securities available for sale that contractually mature during each of the periods indicated and the weighted average yields for each range of maturities at June 30, 2015. Weighted average yields for municipal obligations have not been adjusted to a tax-equivalent basis. Expected maturities may differ from contractual maturities because issuers may have the right to call or prepay the obligation without prepayment penalties. June 30, 2015 Amortized Fair Weighted Cost Value Average Rate Within one year $ 34,717 $ 34,700 0.49 % Due from one year to five years 52,263 52,350 1.17 % Due from five years to ten years 19,331 19,430 2.76 % Due after ten years 22,939 22,380 3.09 % 129,250 128,860 1.57 % Mortgage-backed securities 53,214 53,665 2.44 % Total $ 182,464 $ 182,525 1.82 % As of June 30, 2015 and December 31, 2014, investments with amortized cost totaling approximately $67.4 million and $73.1 million, respectively, have call options held by the issuer, of which approximately $23.0 million and $35.0 million, respectively, are or were callable within one year. Sales of investment securities available for sale are summarized as follows (in thousands): Six Months Ended June 30 , 2015 2014 Sales proceeds $ 2,082 $ -- Gross realized gains $ 88 $ -- Gross realized losses -- -- Net gains on sales of investment securities $ 88 $ --

Note 5 - Loans Receivable

Note 5 - Loans Receivable	6 Months Ended
	Jun. 30, 2015
Receivables [Abstract]
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]	5. LOANS RECEIVABLE Loans receivable consisted of the following at June 30, 2015 and December 31, 2014 (in thousands): June 30, 2015 December 31, 2014 Real estate: One- to four-family residential $ 307,067 $ 320,489 Multifamily residential 51,161 45,181 Nonfarm nonresidential 327,717 369,974 Farmland 48,058 47,199 Construction and land development 103,094 98,594 Commercial 185,266 139,871 Consumer 32,455 33,809 Total loans receivable 1,054,818 1,055,117 Unearned discounts and net deferred loan costs 116 (235 ) Allowance for loan and lease losses (13,854 ) (13,660 ) Loans receivable—net $ 1,041,080 $ 1,041,222 Loan Origination and Underwriting Real Estate Loans Commercial Loans Mortgage loans serviced for others are not included in the accompanying consolidated statements of financial condition. The unpaid principal balances of such loans at June 30, 2015 and December 31, 2014 were $19.8 million and $23.5 million, respectively. Servicing loans for others generally consists of collecting payments and disbursing payments to investors. Servicing income for the periods ended June 30, 2015 and December 31, 2014 was not significant. As of June 30, 2015 and December 31, 2014, qualifying loans collateralized by first lien one- to four-family mortgages with balances totaling approximately $36.2 million and $41.4 million, respectively, were held in custody by the FHLB and were pledged for outstanding advances or available for future advances. The Bank also pledged certain of its remaining loans at June 30, 2015 and December 31, 2014 under a blanket lien with the FHLB. As of June 30, 2015, the Bank did not have any loans pledged with the Federal Reserve Bank (“FRB”). At December 31, 2014, qualifying loans collateralized by commercial real estate with balances of $6.8 million were pledged at the FRB. No FRB borrowings were outstanding at June 30, 2015 or December 31, 2014. The Company evaluated $583.6 million of net loans ($595.1 million gross loans less $11.5 million discount) purchased in conjunction with the acquisition of FNSC in 2014 in accordance with the provisions of FASB ASC Topic 310-20, Nonrefundable Fees and Other Costs The Company evaluated $21.1 million of net loans ($26.9 million gross loans less $5.8 million discount) purchased in conjunction with the acquisition of FNSC in 2014 in accordance with the provisions of FASB ASC Topic 310-30, Loans and Debt Securities Acquired with Deteriorated Credit Quality June 30, 2015 June 13, 2014 One- to four-family residential $ 4,049 $ 4,728 Nonfarm nonresidential 9,299 10,790 Farmland 84 95 Construction and land development 3,212 3,432 Commercial 1,130 1,882 Consumer 84 178 Total carrying value of PCI loans $ 17,858 $ 21,105 Outstanding principal balance of PCI loans $ 20,913 $ 26,942 The following table reflects the carrying amount of the fair value adjustments for purchased loans with evidence of credit deterioration as of June 13, 2014 (in thousands). Contractually required principal and interest $ 29,704 Nonaccretable differences (6,293 ) Cash flows expected to be collected 23,411 Accretable differences (2,306 ) Day 1 Fair Value $ 21,105 The following table documents changes as of June 30, 2015 and 2014, to the amount of accretable yield (in thousands). 2015 2014 Balance at January 1 $ 2,165 $ -- Accretable yield acquired -- 2,306 Accretion (569 ) -- Adjustments to accretable difference due to: Reclassification from nonaccretable difference 142 -- Changes in expected cash flows that do not affect nonaccretable differences (41 ) -- Transfers to real estate owned 7 -- Balance at June 30 $ 1,704 $ 2,306 Age analyses of loans as of the dates indicated, including both accruing and nonaccrual loans, are presented below (in thousands): June 30, 2015 30-89 Days Past Due 90 Days or More Past Due Current Total One- to four-family residential $ 1,690 $ 4,121 $ 301,256 $ 307,067 Multifamily residential -- -- 51,161 51,161 Nonfarm nonresidential 933 1,536 325,248 327,717 Farmland 133 628 47,297 48,058 Construction and land development 15 526 102,553 103,094 Commercial 806 459 184,001 185,266 Consumer 341 107 32,007 32,455 Total $ 3,918 $ 7,377 $ 1,043,523 $ 1,054,818 December 31, 2014 30-89 Days Past Due 90 Days or More Past Due Current Total One- to four-family residential $ 4,966 $ 3,545 $ 311,978 $ 320,489 Multifamily residential -- -- 45,181 45,181 Nonfarm nonresidential 3,350 2,449 364,175 369,974 Farmland 15 628 46,556 47,199 Construction and land development 127 649 97,818 98,594 Commercial 517 497 138,857 139,871 Consumer 379 47 33,383 33,809 Total $ 9,354 $ 7,815 $ 1,037,948 $ 1,055,117 As of June 30, 2015 and December 31, 2014, there were $1.5 million and $2.2 million, respectively, of PCI loans acquired in the merger with FNSC that were 90 days or more past due and accruing. There were no other loans that were 90 days or more past due and accruing at June 30, 2015 and one loan of $353,000 past due 90 days and still accruing at December 31, 2014. Restructured loans totaled $2.2 million and $2.5 million as of June 30, 2015 and December 31, 2014, respectively, with $1.9 million of such restructured loans on nonaccrual status at both June 30, 2015 and December 31, 2014. The following table presents age analyses of nonaccrual loans as of the dates indicated (in thousands): June 30, 2015 30-89 Days Past Due 90 Days or More Past Due Current Total One- to four-family residential $ 217 $ 2,951 $ 1,917 $ 5,085 Nonfarm nonresidential 237 1,085 1,841 3,163 Farmland -- 628 101 729 Construction and land development -- 486 17 503 Commercial 76 459 81 616 Consumer 14 96 61 171 Total $ 544 $ 5,705 $ 4,018 $ 10,267 December 31, 201 4 30-89 Days Past Due 90 Days or More Past Due Current Total One- to four-family residential $ 1,121 $ 2,572 $ 1,266 $ 4,959 Nonfarm nonresidential 131 1,379 1,603 3,113 Farmland -- 628 106 734 Construction and land development -- 605 19 624 Commercial -- -- 306 306 Consumer 5 14 15 34 Total $ 1,257 $ 5,198 $ 3,315 $ 9,770 As of June 30, 2015 and December 31, 2014, there were $666,000 and $641,000, respectively, of nonaccrual loans in the process of foreclosure. There were no loans in foreclosure on accrual status at June 30, 2015 or December 31, 2014. The following tables summarize information pertaining to impaired loans as of June 30, 2015 and December 31, 2014 and for the three and six months ended June 30, 2015 and 2014 (in thousands). The tables below do not include ASC 310-30 PCI loans which are disclosed separately in the loans receivable footnote. June 30, 2015 December 31, 2014 Unpaid Principal Balance Recorded Investment Valuation Allowance Unpaid Principal Balance Recorded Investment Valuation Allowance Impaired loans with a valuation allowance: One- to four-family residential $ 943 $ 781 $ 125 $ 1,030 $ 1,204 $ 251 Nonfarm nonresidential 2,516 2,161 515 2,531 2,225 580 Farmland 618 479 117 620 484 123 Construction and land development 43 43 2 276 168 45 Commercial -- -- -- -- -- -- Consumer 16 15 9 16 15 12 4,136 3,479 768 4,473 4,096 1,011 Impaired loans without a valuation allowance: One- to four-family residential 5,399 4,513 -- 4,732 4,237 -- Nonfarm nonresidential 1,841 1,002 -- 1,619 888 -- Farmland 537 250 -- 537 250 -- Construction and land development 728 541 -- 507 540 -- Commercial 642 616 -- 362 306 -- Consumer 168 156 -- 15 19 -- 9,315 7,078 -- 7,772 6,240 -- Total impaired loans $ 13,451 $ 10,557 $ 768 $ 12,245 $ 10,336 $ 1,011 Three Months Ended June 30, 2015 2014 Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized Impaired loans with a valuation allowance: One- to four-family residential $ 901 $ 2 $ 1,100 $ 2 Nonfarm nonresidential 2,179 -- 2,498 -- Farmland 480 -- 491 -- Construction and land development 106 -- 481 -- Commercial -- -- 126 -- Consumer 15 -- 14 -- 3,681 2 4,710 2 Impaired loans without a valuation allowance: One- to four-family residential 4,345 -- 3,495 1 Nonfarm nonresidential 929 -- 1,095 -- Farmland 250 -- 269 -- Construction and land development 527 1 689 2 Commercial 576 -- 332 -- Consumer 104 -- 12 -- 6,731 1 5,892 3 Total impaired loans $ 10,412 $ 3 $ 10,602 $ 5 Interest based on original terms $ 189 $ 275 Interest income recognized on a cash basis on impaired loans $ -- $ -- Six Months Ended June 30, 2015 2014 Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized Impaired loans with a valuation allowance: One- to four-family residential $ 1,002 $ 4 $ 1,095 $ 5 Nonfarm nonresidential 2,194 -- 2,700 -- Farmland 481 -- 492 -- Construction and land development 126 -- 822 -- Commercial -- -- 84 -- Consumer 15 -- 9 -- 3,818 4 5,202 5 Impaired loans without a valuation allowance: One- to four-family residential 4,309 1 3,553 1 Nonfarm nonresidential 915 -- 1,047 -- Farmland 250 -- 275 -- Construction and land development 531 3 780 3 Commercial 486 -- 338 -- Consumer 75 -- 16 -- 6,566 4 6,009 4 Total impaired loans $ 10,384 $ 8 $ 11,211 $ 9 Interest based on original terms $ 389 $ 345 Interest income recognized on a cash basis on impaired loans $ -- $ -- Credit Quality Indicators. Pass. Special Mention. rated as substandard are inadequately protected by the current sound net worth and paying capacity of the borrower or the collateral pledged, if any. These assets must have a well-defined weakness based on objective evidence and be characterized by the distinct possibility that the Bank will sustain some loss if the deficiencies are not corrected. Doubtful. rated as doubtful have all the weaknesses inherent in a substandard asset. In addition, these weaknesses make collection or liquidation in full highly questionable and improbable, based on existing circumstances. Loss. rated as a loss are considered uncollectible and of such little value that continuance as an asset is not warranted. A loss classification does not mean that an asset has no recovery or salvage value, but that it is not practical or desirable to defer writing off or reserving all or a portion of the asset, even though partial recovery may be effected in the future. Based on analyses performed at June 30, 2015 and December 31, 2014, the risk categories of loans are as follows (in thousands): June 30, 2015 Pass / Not Rated Special Mention Substandard Total One- to four-family residential $ 294,593 $ 1,277 $ 11,197 $ 307,067 Multifamily residential 51,161 -- -- 51,161 Nonfarm nonresidential 308,151 4,347 15,219 327,717 Farmland 46,874 -- 1,184 48,058 Construction and land development 100,770 98 2,226 103,094 Commercial 179,818 539 4,909 185,266 Consumer 32,191 -- 264 32,455 Total $ 1,013,558 $ 6,261 $ 34,999 $ 1,054,818 December 31, 201 4 Pass / Not Rated Special Mention Substandard Total One- to four-family residential $ 306,864 $ 1,833 $ 11,792 $ 320,489 Multifamily residential 45,181 -- -- 45,181 Nonfarm nonresidential 350,011 4,378 15,585 369,974 Farmland 46,002 -- 1,197 47,199 Construction and land development 96,114 105 2,375 98,594 Commercial 135,812 -- 4,059 139,871 Consumer 33,612 6 191 33,809 Total $ 1,013,596 $ 6,322 $ 35,199 $ 1,055,117 As of June 30, 2015 and December 31, 2014, the Bank did not have any loans classified as doubtful or loss. Troubled Debt Restructurings . The following table summarizes TDRs as of June 30, 2015 and December 31, 2014 (dollars in thousands): June 30, 2015 Number of Accruing TDR Loans Balance Number of Nonaccrual TDR Loans Balance Total Number of TDR Loans Total Balance One- to four-family residential 2 $ 209 9 $ 717 11 $ 926 Nonfarm nonresidential -- -- 4 649 4 649 Farmland -- -- 1 250 1 250 Construction and land development 1 81 2 297 3 378 Consumer -- -- 2 15 2 15 Total 3 $ 290 18 $ 1,928 21 $ 2,218 December 31, 2014 Number of Accruing TDR Loans Balance Number of Nonaccrual TDR Loans Balance Total Number of TDR Loans Total Balance One- to four-family residential 4 $ 482 9 $ 726 13 $ 1,208 Nonfarm nonresidential -- -- 3 511 3 511 Farmland -- -- 1 250 1 250 Construction and land development 1 84 2 396 3 480 Consumer -- -- 2 15 2 15 Total 5 $ 566 17 $ 1,898 22 $ 2,464 No loans receivable were restructured as TDRs during the three or six months ended June 30, 2015. Loans receivable that were restructured as TDRs during the three and six months ended June 30, 2014 were as follows (dollars in thousands): Three Months Ended June 30, 2014 Balance Balance at Nature of Modification Number Prior to TDR June 30, 2014 Payment Term (1) Other (2) Construction and land development 1 $ 85 $ 85 $ -- $ 85 Total 1 $ 85 $ 85 $ -- $ 85 Six Months Ended June 30, 2014 Balance Balance at Nature of Modification Number Prior June 3 0, 201 4 Payment Other (2) One- to four-family residential 1 $ 103 $ 98 $ 103 $ -- Construction and land development 1 85 85 -- 85 Consumer 1 11 11 11 -- Total 3 $ 199 $ 194 $ 114 $ 85 (1) Concessions represent skipped payments/maturity date extensions or amortization term extensions. (2) The borrower did not have the financial ability to refinance at another bank at renewal. There were no loans receivable for which a payment default occurred during the three or six months ended June 30, 2015 or 2014 that had been modified as a TDR within 12 months or less of the payment default.

Note 6 - Allowances for Loan an

Note 6 - Allowances for Loan and Lease Losses and Real Estate Losses	6 Months Ended
	Jun. 30, 2015
Disclosure Text Block Supplement [Abstract]
Allowance for Credit Losses [Text Block]	6. ALLOWANCES FOR LOAN AND LEASE LOSSES AND REAL ESTATE LOSSES The tables below provide a rollforward of the allowance for loan and lease losses (“ALLL”) by portfolio segment for the three months ended June 30, 2015 and 2014 (in thousands): March 31, 2015 Provision (Reversals) Charge-offs Recoveries June 30, 2015 One- to four-family residential $ 4,219 $ 64 $ (134 ) $ 16 $ 4,165 Multifamily residential 633 (52 ) -- -- 581 Nonfarm nonresidential 3,970 (90 ) -- -- 3,880 Farmland 487 31 -- -- 518 Construction and land development 1,070 59 (10 ) 2 1,121 Commercial 1,659 109 -- (3 ) 1,765 Consumer 107 69 (80 ) 25 121 Purchased credit impaired 1,617 110 (24 ) -- 1,703 Total $ 13,762 $ 300 $ (248 ) $ 40 $ 13,854 March 31, 2014 Provision (Reversals) Charge-offs Recoveries June 30, 2014 One- to four-family residential $ 4,407 $ 72 $ -- $ 11 $ 4,490 Multifamily residential 847 183 -- -- 1,030 Nonfarm nonresidential 4,134 (230 ) (2 ) 8 3,910 Farmland 152 130 -- -- 282 Construction and land development 1,059 98 (292 ) 3 868 Commercial 1,799 (52 ) (27 ) 1 1,721 Consumer 80 29 (40 ) 22 91 Purchased credit impaired -- -- -- -- -- Total $ 12,478 $ 230 $ (361 ) $ 45 $ 12,392 The tables below provide a rollforward of the ALLL by portfolio segment for the six months ended June 30, 2015 and 2014 (in thousands): December 31, 2014 Provision (Reversals) Charge-offs Recoveries June 30, 2015 One- to four-family residential $ 4,488 $ (146 ) $ (213 ) $ 36 $ 4,165 Multifamily residential 791 (210 ) -- -- 581 Nonfarm nonresidential 4,243 (396 ) -- 33 3,880 Farmland 342 176 -- -- 518 Construction and land development 1,023 5 (10 ) 103 1,121 Commercial 2,315 (550 ) -- -- 1,765 Consumer 101 98 (134 ) 56 121 Purchased credit impaired 357 1,623 (277 ) -- 1,703 Total $ 13,660 $ 600 $ (634 ) $ 228 $ 13,854 December 31, 2013 Provision (Reversals) Charge-offs Recoveries June 30, 2014 One- to four-family residential $ 4,549 $ (72 ) $ (8 ) $ 21 $ 4,490 Multifamily residential 1,001 29 -- -- 1,030 Nonfarm nonresidential 4,271 (256 ) (115 ) 10 3,910 Farmland 158 124 -- -- 282 Construction and land development 1,383 (115 ) (444 ) 44 868 Commercial 1,268 478 (27 ) 2 1,721 Consumer 81 42 (68 ) 36 91 Purchased credit impaired -- -- -- -- -- Total $ 12,711 $ 230 $ (662 ) $ 113 $ 12,392 The tables below present the allocation of the ALLL and the related loans receivable balances disaggregated on the basis of impairment method by portfolio segment as of June 30, 2015 and December 31, 2014 (in thousands): Allowance for Loan and Lease Losses Loan Balances June 30, 2015 Individually Evaluated for Impairment Collectively Evaluated for Impairment Purchased Credit Impaired Individually Evaluated for Impairment Collectively Evaluated for Impairment Purchased Credit Impaired One- to four-family residential $ 125 $ 4,040 $ 376 $ 5,294 $ 297,724 $ 4,049 Multifamily residential -- 581 -- -- 51,161 -- Nonfarm nonresidential 515 3,365 623 3,163 315,255 9,299 Farmland 117 401 -- 729 47,245 84 Construction and land development 2 1,119 44 584 99,298 3,212 Commercial -- 1,765 660 616 183,520 1,130 Consumer 9 112 -- 171 32,200 84 Total $ 768 $ 11,383 $ 1,703 $ 10,557 $ 1,026,403 $ 17,858 Allowance for Loan and Lease Losses Loan Balances December 31, 2014 Individually Evaluated for Impairment Collectively Evaluated for Impairment Purchased Credit Impaired Individually Evaluated for Impairment Collectively Evaluated for Impairment Purchased Credit Impaired One- to four-family residential $ 251 $ 4,237 $ 68 $ 5,441 $ 310,701 $ 4,347 Multifamily residential -- 791 -- -- 45,181 -- Nonfarm nonresidential 580 3,663 289 3,113 357,186 9,675 Farmland 123 219 -- 734 46,379 86 Construction and land development 45 978 -- 708 94,518 3,368 Commercial -- 2,315 -- 306 138,315 1,250 Consumer 12 89 -- 34 33,638 137 Total $ 1,011 $ 12,292 $ 357 $ 10,336 $ 1,025,918 $ 18,863 A summary of the activity in the allowance for losses on real estate owned is as follows for the three and six months ended June 30, 2015 and 2014 (in thousands): Three Months Ended Six Months Ended June 30, 2015 June 30, 2014 June 30, 2015 June 30, 2014 Balance—beginning of period $ 6,568 $ 8,143 $ 6,575 $ 8,794 Provisions for estimated losses 3 618 3 860 Losses charged off (1,929 ) (280 ) (1,936 ) (1,173 ) Balance—end of period $ 4,642 $ 8,481 $ 4,642 $ 8,481

Note 7 - Office Properties and

Note 7 - Office Properties and Equipment	6 Months Ended
	Jun. 30, 2015
Property, Plant and Equipment [Abstract]
Property, Plant and Equipment Disclosure [Text Block]	7. OFFICE PROPERTIES AND EQUIPMENT Office properties and equipment consisted of the following as of June 30, 2015 and December 31, 2014 (in thousands): June 30, 2015 December 31, 2014 Land and land improvements $ 10,796 $ 10,796 Buildings and improvements 43,440 42,995 Furniture and equipment 11,108 9,452 Automobiles and other 823 823 Total 66,167 64,066 Accumulated depreciation (15,055 ) (13,734 ) Office properties and equipment—net $ 51,112 $ 50,332 Depreciation expense for the six months ended June 30, 2015 and 2014 was approximately $1.3 million and $739,000, respectively.

Note 8 - Goodwill and Core Depo

Note 8 - Goodwill and Core Deposit Intangible - Net	6 Months Ended
	Jun. 30, 2015
Goodwill and Intangible Assets Disclosure [Abstract]
Goodwill and Intangible Assets Disclosure [Text Block]	8. GOODWILL AND CORE DEPOSIT INTANGIBLE - NET Goodwill represents the excess of the cost over the fair value of net assets acquired in a business combination. Goodwill is not amortized but is tested for impairment at least annually and periodically upon the occurrence of certain triggering events. At June 30, 2015, goodwill consisted of $25.7 million related to the FNSC acquisition. This goodwill is not deductible for tax purposes. The Company’s core deposit intangible is related to the core deposit premiums of First National and Heritage Bank. These core deposit intangibles are amortized on a straight line basis over their estimated lives ranging from 12 to 13 years. The carrying amount and accumulated amortization of the Company’s core deposit intangible for the periods ended June 30, 2015 and December 31, 2014, were as follows (in thousands): June 30 , 2015 December 31, 2014 FNSC Merger $ 7,677 $ 7,677 Accumulated amortization (651 ) (339 ) Core deposit intangible—net $ 7,026 $ 7,338 Amortization expense for the six months ended June 30, 2015 and 2014 was approximately $312,000 and $26,000, respectively. The Company’s projected amortization expense for the remainder of 2015 is approximately $313,000, $625,000 in each of the years ending December 31, 2016 through 2019, and $4.2 million thereafter.

Note 9 - Deposits

Note 9 - Deposits	6 Months Ended
	Jun. 30, 2015
Disclosure Text Block [Abstract]
Deposit Liabilities Disclosures [Text Block]	9. DEPOSITS Deposits as of June 30, 2015 and December 31, 2014 are summarized as follows (in thousands): June 30, 2015 December 31, 2014 Checking accounts $ 545,981 $ 576,034 Money market accounts 102,559 108,794 Savings accounts 119,617 115,375 Certificates of deposit 440,643 463,594 Total $ 1,208,800 $ 1,263,797 Overdrafts of checking accounts of $524,000 and $540,000 at June 30, 2015 and December 31, 2014, respectively, have been reclassified for financial reporting and are reflected in net loans receivable on the consolidated statements of financial condition. As of both June 30, 2015 and December 31, 2014, the Bank had $22.2 million of brokered deposits. The aggregate amount of time deposits in denominations of $100 thousand or more was approximately $233.1 million and $242.6 million at June 30, 2015 and December 31, 2014, respectively. The aggregate amount of time deposits in denominations of $250 thousand or more was approximately $79.6 million and $77.5 million at June 30, 2015 and December 31, 2014, respectively. At June 30, 2015, scheduled maturities of certificates of deposit were as follows (in thousands): Amount Within one year $ 239,055 One to two years 66,190 Two to three years 66,274 Three to four years 36,073 Four to five years 20,584 Over five years 12,467 Total $ 440,643

Note 10 - Short Term Borrowings

Note 10 - Short Term Borrowings	6 Months Ended
	Jun. 30, 2015
Disclosure Text Block [Abstract]
Short-term Debt [Text Block]	10. SHORT TERM BORROWINGS Short term borrowings consist of repurchase agreements totaling $3.5 million and $12.1 million at June 30, 2015 and December 31, 2014, respectively. Securities sold under repurchase agreements generally have maturities of one day and are recorded based on the amount of cash received in connection with the borrowing. Securities pledged as collateral under repurchase agreements are included in investment securities on the Condensed Consolidated Balance Sheets and are disclosed in Note 4. The fair value of the collateral pledged to a third party is continually monitored and additional collateral is pledged or returned, as deemed appropriate. At June 30, 2015, the Company and the Bank had unused credit lines allowing contingent access to overnight borrowings of up to $78.0 million on an unsecured basis.

Note 11 - Other Borrowings

Note 11 - Other Borrowings	6 Months Ended
	Jun. 30, 2015
Disclosure Text Block [Abstract]
Long-term Debt [Text Block]	11. OTHER BORROWINGS Other borrowings are summarized as follows (in thousands): June 30, 2015 December 31, 2014 Federal Home Loan Bank advances with rates ranging from 0.24% to 5.57% maturing through April 1, 2025 $ 41,591 $ 43,095 Line of credit with a bank, $14.75 million total credit line, floating rate of 1.95% above the three-month LIBOR rate, reset quarterly, interest payments due quarterly, maturing May 30, 2016 9,100 8,300 Term note payable to a bank, floating rate of 1.95% above the three-month LIBOR rate, reset quarterly, principal and interest payments due quarterly, maturing May 30, 2019 9,350 9,863 Total $ 60,041 $ 61,258 Federal Home Loan Bank. Notes Payable. At June 30, 2015, scheduled maturities of other borrowings were as follows: (in thousands): Weighted Average Rate Amount Within one year 1.13 % $ 26,694 One to two years 1.26 6,576 Two to three years 2.29 1,523 Three to four years 1.36 17,689 Four to five years 2.28 424 Over five years 2.64 7,135 Total 1.43 % $ 60,041

Note 12 - Income Taxes

Note 12 - Income Taxes	6 Months Ended
	Jun. 30, 2015
Income Tax Disclosure [Abstract]
Income Tax Disclosure [Text Block]	12. INCOME TAXES The provisions (benefits) for income taxes are summarized as follows (in thousands): Six Months Ended June 30 , 2015 2014 Income tax provision (benefit): Current: Federal $ -- $ -- State -- -- Total current -- -- Deferred: Federal 1,735 (1,121 ) State 523 (222 ) Valuation allowance (120 ) 1,343 Total deferred 2,138 -- Total $ 2,138 $ -- The reasons for the differences between the statutory federal income tax rates and the effective tax rates are summarized as follows (in thousands): Six Months Ended June 30, 2015 2014 Taxes at statutory rate $ 2,359 34.0 % $ (1,082 ) 34.0 % Increase (decrease) resulting from: State income tax—net 226 3.3 (136 ) 4.3 Valuation allowance—net -- -- 1,370 (43.1 ) Earnings on life insurance policies (251 ) (3.6 ) (139 ) 4.4 Nontaxable investments (302 ) (4.4 ) (204 ) 6.4 Other—net 106 1.5 191 (6.0 ) Total $ 2,138 30.8 % $ -- -- % The Company accounts for income taxes under the asset and liability method, which requires the recognition of deferred tax assets and liabilities for expected future tax consequences of events that have been included in the financial statements. Under this method, deferred tax assets and liabilities are determined on the basis of the differences between the financial statement and tax bases of assets and liabilities using enacted tax rates in effect for the year in which the differences are expected to reverse. The effect of a change in tax rates on deferred tax assets and liabilities is recognized in income in the period that includes the enactment date. The Company recognizes deferred tax assets to the extent that the Company believes these assets are more likely than not to be realized. In making such a determination, the Company considers all available positive and negative evidence, including future reversals of existing taxable temporary differences, projected future taxable income, tax-planning strategies and results of recent operations. If the Company determines that it would be able to realize the deferred tax assets in the future in excess of its net recorded amount, the Company would make an adjustment to the deferred tax valuation allowance, which would reduce the provision for income taxes. The Company’s temporary differences and carry-forwards that give rise to deferred tax assets and liabilities are comprised of the following (in thousands): June 30 , 2015 December 31 , 2014 Deferred tax assets: Allowance for loan and lease losses $ 6,281 $ 6,343 Discount on purchased loans 3,169 4,511 Real estate owned 1,895 2,649 Section 382 net operating loss carry-forward 2,183 2,252 Net operating loss carry-forward 10,598 11,239 Nonaccrual loan interest 1,151 920 Other 941 736 Total deferred tax assets 26,218 28,650 Valuation allowance (897 ) (1,017 ) Deferred tax asset, net of allowance 25,321 27,633 Deferred tax liabilities: Office properties (3,199 ) (3,240 ) Core deposit intangible (2,690 ) (2,810 ) Unrealized gain on investments (81 ) (426 ) Other (426 ) (460 ) Total deferred tax liabilities (6,396 ) (6,936 ) Net deferred tax asset $ 18,925 $ 20,697 At June 30, 2015, the deferred tax assets were primarily the result of net operating loss (“NOL”) carry-forwards and temporary differences for the ALLL and the discount on purchased loans. A financial institution may, for federal income tax purposes, carry back NOLs to the preceding two taxable years and forward to the succeeding 20 taxable years. At June 30, 2015, the Company had a $33.4 million NOL for federal income tax purposes that will be carried forward. The federal NOL carry-forwards, if unused, expire in calendar years 2029 through 2035. The investment by Bear State Financial Holdings, LLC in the Company on May 3, 2011, constituted an “ownership change” as defined in the Internal Revenue Code (the “Code”). The federal NOL includes $6.4 million remaining from the pre-ownership change NOL carry-forward. In general, under Section 382 of the Code, a corporation that undergoes an “ownership change” is subject to limitations on its ability to utilize its pre-change NOLs to offset future taxable income. Section 382 imposes an annual limitation on the amount of post-ownership change taxable income a corporation may offset with pre-ownership change NOL carry-forwards and certain recognized built-in losses. The annual limit under Section 382 is approximately $405,000. At June 30, 2015, the Company had a $32.9 million NOL for state income tax purposes. The state NOL carry-forwards, if unused, expire in calendar years 2016 through 2020. Specifically exempted from deferred tax recognition requirements are bad debt reserves for tax purposes of U.S. savings and loans in the institution’s base year, as defined under Code Section 593(g)(2)(A)(ii). Base year reserves totaled approximately $4.2 million. Consequently, a deferred tax liability of approximately $1.6 million related to such reserves was not provided for in the consolidated statements of financial condition at June 30, 2015 and December 31, 2014. Payment of dividends to stockholders out of retained earnings deemed to have been made out of earnings previously set aside as bad debt reserves may create taxable income to the Bank. No provision has been made for income tax on such a distribution as the Bank does not anticipate making such distributions. The Company files consolidated income tax returns in the U.S. federal jurisdiction and the state of Arkansas. The Bank also files a separate income tax return in the state of Oklahoma. The Company and the Bank are subject to U.S. federal and state income tax examinations by tax authorities for tax years ended December 31, 2011 and forward.

Note 13 - Stock Based Compensat

Note 13 - Stock Based Compensation	6 Months Ended
	Jun. 30, 2015
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
Disclosure of Compensation Related Costs, Share-based Payments [Text Block]	13. STOCK BASED COMPENSATION The Company’s 2011 Omnibus Incentive Plan (the “2011 Plan”) was approved by the Company’s stockholders on April 20, 2011 and became effective May 3, 2011. The objectives of the 2011 Plan are to optimize the profitability and growth of the Company through incentives that are consistent with the Company’s goals and that align the personal interests of participants to those of the Company’s stockholders. The 2011 Plan provides for a committee of the Company’s Board of Directors to award nonqualified stock options, incentive stock options, stock appreciation rights, restricted stock, restricted stock units, performance shares, performance units, and other awards representing up to 2,144,743 shares of Company stock (adjusted for the 11% stock dividend paid in 2014). Awards may be granted under the 2011 Plan up to ten years following the effective date of the plan. Each award under the 2011 Plan is governed by the terms of the individual award agreement, which specifies pricing, term, vesting, and other pertinent provisions. Shares issued in connection with stock compensation awards are issued from available authorized shares. Stock Option s . A summary of the stock option activity in the Company’s 2011 Plan for the six months ended June 30, 2015, is presented below: Shares Underlying Awards Weighted Average Exercise Price Outstanding—January 1, 2015 234,002 $ 6.66 Granted -- $ -- Exercised -- $ -- Forfeited -- $ -- Outstanding—June 30, 2015 234,002 $ 6.66 Exercisable—June 30, 2015 111,646 $ 6.11 The weighted average remaining contractual life of the outstanding options was 3.5 years and the aggregate intrinsic value of the options was approximately $627,000 at June 30, 2015. The weighted average remaining contractual life of options exercisable was 3.2 years and the aggregate intrinsic value of the exercisable options was approximately $361,000 at June 30, 2015. As of June 30, 2015, there was $224,000 of total unrecognized compensation costs related to nonvested stock options under the 2011 Plan. The cost is expected to be recognized over a weighted-average period of 1.7 years. Compensation expense attributable to option awards totaled approximately $36,000 for both three month periods ended June 30, 2015 and 2014 and approximately $72,000 and $71,000 for the six month periods ended June 30, 2015 and 2014, respectively. Restricted Stock Units. A summary of the RSU activity in the Company’s 2011 Plan for the six months ended June 30, 2015, is presented below: Restricted Stock Units Weighted Average Grant Date Fair Value Outstanding—January 1, 2015 203,797 $ 7.58 Granted 12,500 $ 10.92 Vested (18,918 ) $ 8.02 Forfeited (56,276 ) $ 7.31 Outstanding—June 30, 2015 141,103 $ 7.92 As of June 30, 2015, there was $781,000 of total unrecognized compensation costs related to nonvested RSUs under the 2011 Plan. The cost is expected to be recognized over a weighted-average period of 3.1 years. Compensation expense attributable to awards of RSUs totaled approximately $111,000 and $74,000 for the three month periods ended June 30, 2015 and 2014, respectively and approximately $191,000 and $125,000 for the six months ended June 30, 2015 and 2014, respectively.

Note 14 - Earnings Per Share

Note 14 - Earnings Per Share	6 Months Ended
	Jun. 30, 2015
Earnings Per Share [Abstract]
Earnings Per Share [Text Block]	14. EARNINGS PER SHARE Basic earnings per share is computed by dividing reported earnings available to common stockholders by the weighted average number of common shares outstanding. Diluted earnings per share is computed by dividing reported earnings available to common stockholders by the weighted average number of common shares outstanding after consideration of the dilutive effect, if any, of the Company’s outstanding common stock options and warrants using the treasury stock method. The following table reflects the calculation of weighted average shares outstanding for the basic and diluted earnings per share calculations: Three Months Ended June 3 0 , Six Months Ended June 3 0 , 201 5 2014 2015 2014 Basic weighted average shares outstanding 33,375,753 24,466,899 33,373,859 23,373,710 Effect of dilutive securities 145,737 -- 162,200 -- Diluted weighted average shares outstanding 33,521,490 24,466,899 33,536,059 23,373,710 All share amounts have been adjusted to give effect to the 11% common stock dividend paid by the Company in December 2014. The calculation of diluted earnings per share for the three months ended June 30, 2015 excluded antidilutive stock options of 36,110 shares. The calculation of diluted earnings per share for the three and six months ended June 30, 2014 excluded the following antidilutive securities: warrants representing 196,709 shares, stock options representing 239,760 shares, and RSUs representing 209,475 shares.

Note 15 - Fair Value Measuremen

Note 15 - Fair Value Measurements	6 Months Ended
	Jun. 30, 2015
Fair Value Disclosures [Abstract]
Fair Value Disclosures [Text Block]	15. FAIR VALUE MEASUREMENTS Level 1 Unadjusted, quoted prices in active markets for identical assets or liabilities at the measurement date. Level 2 Observable inputs other than Level 1 prices, such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data at the measurement date for substantially the full term of the assets or liabilities. Level 3 Unobservable inputs that reflect management’s best estimate of what market participants would use in pricing the asset or liability at the measurement date. Financial instruments are broken down by recurring or nonrecurring measurement status. Recurring assets are initially measured at fair value and are required to be remeasured at fair value in the financial statements at each reporting date. Assets measured on a nonrecurring basis are assets that, due to an event or circumstance, were required to be remeasured at fair value after initial recognition in the financial statements at some time during the reporting period. The following is a description of inputs and valuation methodologies used for assets recorded at fair value on a recurring basis and recognized in the accompanying statements of financial condition at June 30, 2015 and December 31, 2014, as well as the general classification of such assets pursuant to the valuation hierarchy. Securities Available for Sale Investment securities available for sale are recorded at fair value on a recurring basis. The fair values used by the Company are obtained from an independent pricing service, which represent either quoted market prices for the identical asset or fair values determined by pricing models, or other model-based valuation techniques, that consider observable market data, such as interest rate volatilities, LIBOR yield curve, credit spreads and prices from market makers and live trading systems. Recurring Level 2 securities include U.S. Treasury securities, U.S. agency securities, mortgage-backed securities and municipal bonds. Inputs used for valuing Level 2 securities include observable data that may include dealer quotes, benchmark yields, market spreads, live trading levels and market consensus prepayment speeds, among other things. Additional inputs include indicative values derived from the independent pricing service’s proprietary computerized models. No securities were included in the Recurring Level 3 category at or for the periods ended June 30, 2015 or December 31, 2014. The following table presents assets measured at fair value on a recurring basis as of June 30, 2015 and December 31, 2014 (in thousands): Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) June 30, 2015 Available for sale investment securities: U.S. Treasuries and Government agencies $ 65,063 $ -- $ 65,063 $ -- Municipal securities 63,797 -- 63,797 -- Mortgage-backed securities 53,665 -- 53,665 -- Total $ 182,525 $ -- $ 182,525 $ -- December 31, 2014 Available for sale investment securities: U.S. Treasuries and Government agencies $ 77,332 $ -- $ 77,332 $ -- Municipal securities 59,080 -- 59,080 -- Mortgage-backed securities 37,806 -- 37,806 -- Total $ 174,218 $ -- $ 174,218 $ -- The following is a description of valuation methodologies used for significant assets measured at fair value on a nonrecurring basis. Impaired Loans Receivable Loans which meet certain criteria are evaluated individually for impairment. A loan is considered impaired when, based upon current information and events, it is probable the Bank will be unable to collect all amounts due, including principal and interest, according to the contractual terms of the loan agreement. The majority of the Bank’s impaired loans at June 30, 2015 and December 31, 2014 are secured by real estate. Impaired loans are individually measured for impairment by comparing the carrying value of the loan to the discounted cash flows or the fair value of the collateral, less estimated selling costs, as appropriate. Fair value is estimated through current appraisals, real estate brokers’ opinions or listing prices. Fair values may be adjusted by management to reflect current economic and market conditions and, as such, are classified as Level 3. During the reported periods, collateral discounts ranged from 15% to 25% and selling costs were estimated at 8%. Fair value adjustments are made by partial charge-offs and adjustments to the ALLL. R eal Estate Owned , net Real Estate Owned (“REO”) represents real estate acquired as a result of foreclosure or by deed in lieu of foreclosure and is carried at the lower of cost or fair value less estimated selling costs. Fair value is estimated through current appraisals, real estate brokers’ opinions or listing prices. As these properties are actively marketed, estimated fair values may be adjusted by management to reflect current economic and market conditions and, as such, are classified as Level 3. During the reported periods, collateral discounts ranged from 0% to 25% and selling costs were typically estimated at 8%. Fair value adjustments are recorded in earnings during the period such adjustments are made. REO loss provisions recorded during the six months ended June 30, 2015 and 2014 were $3,000 and $860,000, respectively. The following table presents assets measured at fair value on a nonrecurring basis for the six months ended June 30, 2015 and 2014 (in thousands). The assets disclosed in the following table were remeasured at fair value during the period with a resulting valuation adjustment or fair value write-down. Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) June 30, 2015 Impaired loans $ 3,401 $ -- $ -- $ 3,401 REO, net 10 -- -- 10 June 30, 2014 Impaired loans $ 5,953 $ -- $ -- $ 5,953 REO, net 3,414 -- -- 3,414

Note 16 - Fair Value of Financi

Note 16 - Fair Value of Financial Instruments	6 Months Ended
	Jun. 30, 2015
Disclosure Text Block Supplement [Abstract]
Financial Instruments Disclosure [Text Block]	16. FAIR VALUE OF FINANCIAL INSTRUMENTS The estimated fair value of financial instruments has been determined by the Company using available market information and appropriate valuation methodologies. However, considerable judgment is required to interpret market data to develop the estimates of fair value. Accordingly, the estimates presented herein are not necessarily indicative of the amounts the Company could realize in a current market exchange. The use of different market assumptions and/or estimation methodologies may have a material effect on the estimated fair value amounts. The estimated fair values of financial instruments that are reported at amortized cost in the Company’s statement of financial condition, segregated by the level of valuation inputs within the fair value hierarchy used to measure fair value, are as follows (in thousands): June 30, 2015 December 31, 201 4 Estimated Estimated Carrying Fair Carrying Fair Value Value Value Value FINANCIAL ASSETS: Level 1 inputs: Cash and cash equivalents $ 37,187 $ 37,187 $ 113,086 $ 113,086 Level 2 inputs: Interest-bearing time deposits in banks 11,178 11,362 12,421 12,663 Other investment securities 8,111 8,111 5,864 5,864 Loans held for sale 12,576 12,576 6,409 6,409 Cash surrender value of life insurance 45,641 45,641 44,130 44,130 Accrued interest receivable 4,575 4,575 4,485 4,485 Level 3 inputs: Loans receivable—net 1,041,080 1,066,058 1,041,222 1,063,529 FINANCIAL LIABILITIES: Level 1 inputs: Short term borrowings 3,530 3,530 12,083 12,083 Level 2 inputs: Checking, money market and savings accounts 768,157 768,157 800,203 800,203 Other borrowings 60,041 61,530 61,258 62,175 Accrued interest payable 268 268 304 304 Level 3 inputs: Certificates of deposit 440,643 441,888 463,594 464,650 For cash and cash equivalents, the carrying amount approximates fair value (level 1). For other investment securities, loans held for sale, cash surrender value of life insurance and accrued interest receivable, the carrying value is a reasonable estimate of fair value, primarily because of the short-term nature of the instruments or, as to other investment securities, the ability to sell the stock back to the issuer at cost (level 2). Interest bearing time deposits in banks were valued using discounted cash flows based on current rates for similar types of deposits (level 2). Fair values of impaired loans are estimated as described in Note 15. Non-impaired loans were valued using discounted cash flows. The discount rates used to determine the present value of these loans were based on interest rates currently being charged by the Bank on comparable loans (level 3). For securities sold under agreements to repurchase, the carrying amount approximates fair value (level 1). The fair value of checking accounts, savings accounts and money market deposits is the amount payable on demand at the reporting date (level 2). The fair value of fixed-maturity certificates of deposit is estimated using the discount rates currently offered by the Bank for deposits of similar terms (level 3). The fair value of other borrowings is estimated using the rates for borrowings of similar remaining maturities at the reporting date (level 2). For accrued interest payable the carrying value is a reasonable estimate of fair value, primarily because of the short-term nature of the instruments (level 2). The fair value estimates presented herein are based on pertinent information available to management as of June 30, 2015 and December 31, 2014. Although management is not aware of any factors that would significantly affect the estimated fair value amounts, such amounts have not been comprehensively revalued for purposes of these financial statements since the reporting date and, therefore, current estimates of fair value may differ significantly from the amounts presented herein.

Note 17 - Regulatory Matters

Note 17 - Regulatory Matters	6 Months Ended
	Jun. 30, 2015
Disclosure Text Block [Abstract]
Regulatory Capital Requirements under Banking Regulations [Text Block]	17. REGULATORY MATTERS The Company and the Bank are subject to various regulatory capital requirements administered by the federal and state banking agencies. The Office of the Comptroller of the Currency (“OCC”) is the primary regulator for the Bank. The FRB is the primary regulator for the Company. Failure to meet minimum capital requirements can result in certain mandatory—and possible additional discretionary—actions by regulators that, if undertaken, could have a direct and material effect on the Company’s or the Bank’s financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Company and the Bank must meet specific capital guidelines that involve quantitative measures of the Company’s and the Bank’s assets, liabilities, and certain off-balance sheet items as calculated under regulatory accounting practices. The Company’s and the Bank’s capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings, and other factors. Quantitative measures established by regulation to ensure capital adequacy require the Company and the Bank to maintain minimum amounts and ratios (set forth in the following table) of tier 1 capital (as defined by regulation) to average assets (as defined by regulation) and common equity tier 1 capital, tier 1 capital and total capital (as defined by regulation) to risk-weighted assets (as defined by regulation). Management believes that the Company and the Bank meet all capital adequacy requirements to which they are subject. As of the most recent notification from regulatory authorities, the Company and the Bank were categorized as well capitalized under the regulatory framework for prompt corrective action. To be categorized as well capitalized, the Bank must maintain minimum ratios as set forth in the table below. There are no conditions or events since that notification that management believes have changed any of the Bank’s categorizations. The actual and required capital amounts (in thousands) and ratios of the Company (Consolidated) and the Bank as of June 30, 2015 are presented in the following table: To be Categorized as Well Capitalized Under For Capital Prompt Corrective Actual Adequacy Purposes Action Provisions Amount Ratio Amount Ratio Amount Ratio Tier 1 Capital to Adjusted Average Assets Consolidated $ 136,254 9.54 % $ 57,154 4.00 % $ 71,443 5.00 % Bear State Bank 153,308 10.74 % 57,109 4.00 % 71,386 5.00 % Common Equity Tier 1 to Risk-Weighted Assets Consolidated $ 136,254 11.59 % $ 52,884 4.50 % $ 76,388 6.50 % Bear State Bank 153,308 13.06 % 52,824 4.50 % 76,302 6.50 % Tier I Capital to Risk-Weighted Assets Consolidated $ 136,254 11.59 % $ 70,512 6.00 % $ 94,016 8.00 % Bear State Bank 153,308 13.06 % 70,432 6.00 % 93,910 8.00 % Total Capital to Risk-Weighted Assets Consolidated $ 150,108 12.77 % $ 94,016 8.00 % $ 117,520 10.00 % Bear State Bank 167,162 14.24 % 93,910 8.00 % 117,387 10.00 % The actual and required capital amounts (in thousands) and ratios of the Company (Consolidated) and First Federal Bank (“First Federal”), First National Bank (“FNB”) and Heritage Bank (“Heritage”) as of December 31, 2014 are presented in the following table: To be Categorized as Well Capitalized Under For Capital Prompt Corrective Actual Adequacy Purposes Action Provisions Amount Ratio Amount Ratio Amount Ratio Tangible Capital to Tangible Assets First Federal $ 54,215 9.21 % $ 8,825 1.50 % N/A N/A Tier 1 Capital to Average Assets Consolidated $ 122,537 8.29 % $ 59,146 4.00 % N/A N/A First Federal (1) 54,215 9.21 % 23,534 4.00 % $ 29,417 5.00 % FNB 56,245 9.40 % 17,951 3.00 % 29,919 5.00 % Heritage 29,086 9.76 % 11,925 4.00 % 14,906 5.00 % Tier I Capital to Risk-Weighted Assets Consolidated $ 122,537 10.89 % $ 45,001 4.00 % N/A N/A First Federal 54,215 11.42 % N/A N/A $ 28,488 6.00 % FNB 56,245 13.14 % 17,117 4.00 % 25,675 6.00 % Heritage 29,086 13.35 % 8,716 4.00 % 13,074 6.00 % Total Capital to Risk-Weighted Assets Consolidated $ 136,197 12.11 % $ 90,002 8.00 % N/A N/A First Federal 60,226 12.68 % 37,984 8.00 % $ 47,480 10.00 % FNB 57,100 13.34 % 34,234 8.00 % 42,792 10.00 % Heritage 29,786 13.67 % 17,432 8.00 % 21,790 10.00 % (1) In the case of First Federal, the ratio is calculated based on adjusted assets at period end. Dividend s . The principal source of the Company’s revenues is dividends from the Bank. Our ability to pay dividends to our stockholders depends to a large extent upon the dividends we receive from the Bank. On October 22, 2014, the Company’s Board of Directors declared an 11% stock dividend per common share payable on December 15, 2014, to stockholders of record at the close of business on December 1, 2014. Stockholders received 1 additional share of Company common stock for every 9 shares owned. They also received the cash equivalent of any fractional shares to which they were entitled, since no fractional shares were issued. Repurchase Program.

Note 18 - Contingencies

Note 18 - Contingencies	6 Months Ended
	Jun. 30, 2015
Loss Contingency [Abstract]
Contingencies Disclosure [Text Block]	18. CONTINGENCIES As of June 30, 2015, the Company was in a dispute with a third party vendor regarding a $2 million invoice received during the first quarter of 2015. The dispute was resolved on July 22, 2015, resulting in no payment on the invoice.

Note 19 - Subsequient Events

Note 19 - Subsequient Events	6 Months Ended
	Jun. 30, 2015
Subsequent Events [Abstract]
Subsequent Events [Text Block]	19. SUBSEQUENT EVENTS On July 15, 2015, the Company’s Board of Directors elected to dissolve FHSC, an inactive, indirect subsidiary of the Company. The certificate of dissolution of FHSC was filed with the Arkansas Secretary of State on July 29, 2015.

Accounting Policies, by Policy

Accounting Policies, by Policy (Policies)	6 Months Ended
	Jun. 30, 2015
Accounting Policies [Abstract]
Consolidation, Policy [Policy Text Block]	Principles of Consolidation—
Segment Reporting, Policy [Policy Text Block]	Operating Segments —
Basis of Accounting, Policy [Policy Text Block]	Basis of Presentation — Certain reclassifications of prior period amounts have been made to conform with the current period presentation. These reclassifications had no impact on previously reported net income. The results of operations for the three and six months ended June 30, 2015 are not necessarily indicative of the results to be expected for the year ending December 31, 2015. The unaudited condensed consolidated financial statements of the Company and notes thereto should be read in conjunction with the audited financial statements and notes thereto for the year ended December 31, 2014, contained in the Company’s 2014 Annual Report on Form 10-K as filed with the Securities and Exchange Commission (“SEC”). The condensed consolidated balance sheet of the Company as of December 31, 2014, included herein has been derived from the audited consolidated balance sheet of the Company as of that date.

Note 3 - Acquisition (Tables)

Note 3 - Acquisition (Tables)	6 Months Ended
	Jun. 30, 2015
Business Combinations [Abstract]
Schedule of Recognized Identified Assets Acquired and Liabilities Assumed [Table Text Block]	June 13 , 2014 As Recorded b y FNSC Fair Value Adjustments As Recorded (Dollars in thousands) Assets acquired: Cash and cash equivalents $ 41,015 $ -- $ 41,015 Federal funds sold 43,025 -- 43,025 Investment securities available for sale 138,140 -- 138,140 Other investment securities, at cost 7,480 -- 7,480 Loans receivable 622,758 (17,294 ) 605,464 Allowance for loan losses (13,179 ) 13,179 -- Loans receivable, net 609,579 (4,115 ) 605,464 Accrued interest receivable 2,954 -- 2,954 Real estate owned - net 69 -- 69 Office properties and equipment, net 33,074 (2,775 ) 30,299 Cash surrender value of life insurance 1,935 -- 1,935 Core deposit intangible 568 7,109 7,677 Deferred tax asset, net 542 (51 ) 491 Prepaid expenses and other assets 2,899 362 3,261 Total assets acquired 881,280 530 881,810 Liabilities assumed: Deposits – noninterest bearing 151,331 -- 151,331 Deposits – interest bearing 611,841 366 612,207 Total deposits 763,172 366 763,538 Short term borrowings 14,295 -- 14,295 Other borrowings 27,434 64 27,498 Other liabilities 1,802 -- 1,802 Total liabilities assumed 806,703 430 807,133 Net assets acquired $ 74,577 $ 100 74,677 Consideration paid: Cash 50,000 Common stock 50,394 Total consideration paid 100,394 Goodwill $ 25,717

Note 4 - Investment Securitie29

Note 4 - Investment Securities Available for Sale (Tables)	6 Months Ended
	Jun. 30, 2015
Investment Holdings [Abstract]
Available-for-sale Securities [Table Text Block]	June 30, 2015 Gross Gross Amortized Unrealized Unrealized Fair Cost Gains Losses Value U.S. Treasuries and Government agencies $ 65,079 $ 22 $ (38 ) $ 65,063 Municipal securities 64,171 342 (716 ) 63,797 Mortgage-backed securities 53,214 591 (140 ) 53,665 Total $ 182,464 $ 955 $ (894 ) $ 182,525 December 31, 2014 Gross Gross Amortized Unrealized Unrealized Fair Cost Gains Losses Value U.S. Treasuries and Government agencies $ 77,550 $ 7 $ (225 ) $ 77,332 Municipal securities 58,812 456 (188 ) 59,080 Mortgage-backed securities 36,920 900 (14 ) 37,806 Total $ 173,282 $ 1,363 $ (427 ) $ 174,218
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Table Text Block]	June 30, 2015 Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value Losses Value Losses U.S. Treasuries and Government agencies $ 41,018 $ 29 $ 237 $ 9 $ 41,255 $ 38 Municipal securities 29,265 692 630 24 29,895 716 Mortgage-backed securities 15,895 140 7 -- 15,902 140 Total $ 86,178 $ 861 $ 874 $ 33 $ 87,052 $ 894 December 31, 2014 Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value Losses Value Losses U.S. Treasuries and Government agencies $ 75,985 $ 225 $ -- $ -- $ 75,985 $ 225 Municipal securities 16,353 171 1,028 17 17,381 188 Mortgage-backed securities 2,102 14 -- -- 2,102 14 Total $ 94,440 $ 410 $ 1,028 $ 17 $ 95,468 $ 427
Investments Classified by Contractual Maturity Date [Table Text Block]	June 30, 2015 Amortized Fair Weighted Cost Value Average Rate Within one year $ 34,717 $ 34,700 0.49 % Due from one year to five years 52,263 52,350 1.17 % Due from five years to ten years 19,331 19,430 2.76 % Due after ten years 22,939 22,380 3.09 % 129,250 128,860 1.57 % Mortgage-backed securities 53,214 53,665 2.44 % Total $ 182,464 $ 182,525 1.82 %
Realized Gain (Loss) on Investments [Table Text Block]	Six Months Ended June 30 , 2015 2014 Sales proceeds $ 2,082 $ -- Gross realized gains $ 88 $ -- Gross realized losses -- -- Net gains on sales of investment securities $ 88 $ --

Note 5 - Loans Receivable (Tabl

Note 5 - Loans Receivable (Tables)	6 Months Ended
	Jun. 30, 2015
Note 5 - Loans Receivable (Tables) [Line Items]
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	June 30, 2015 December 31, 2014 Real estate: One- to four-family residential $ 307,067 $ 320,489 Multifamily residential 51,161 45,181 Nonfarm nonresidential 327,717 369,974 Farmland 48,058 47,199 Construction and land development 103,094 98,594 Commercial 185,266 139,871 Consumer 32,455 33,809 Total loans receivable 1,054,818 1,055,117 Unearned discounts and net deferred loan costs 116 (235 ) Allowance for loan and lease losses (13,854 ) (13,660 ) Loans receivable—net $ 1,041,080 $ 1,041,222
Impaired Financing Receivables [Table Text Block]	June 30, 2015 December 31, 2014 Unpaid Principal Balance Recorded Investment Valuation Allowance Unpaid Principal Balance Recorded Investment Valuation Allowance Impaired loans with a valuation allowance: One- to four-family residential $ 943 $ 781 $ 125 $ 1,030 $ 1,204 $ 251 Nonfarm nonresidential 2,516 2,161 515 2,531 2,225 580 Farmland 618 479 117 620 484 123 Construction and land development 43 43 2 276 168 45 Commercial -- -- -- -- -- -- Consumer 16 15 9 16 15 12 4,136 3,479 768 4,473 4,096 1,011 Impaired loans without a valuation allowance: One- to four-family residential 5,399 4,513 -- 4,732 4,237 -- Nonfarm nonresidential 1,841 1,002 -- 1,619 888 -- Farmland 537 250 -- 537 250 -- Construction and land development 728 541 -- 507 540 -- Commercial 642 616 -- 362 306 -- Consumer 168 156 -- 15 19 -- 9,315 7,078 -- 7,772 6,240 -- Total impaired loans $ 13,451 $ 10,557 $ 768 $ 12,245 $ 10,336 $ 1,011
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Table Text Block]	Contractually required principal and interest $ 29,704 Nonaccretable differences (6,293 ) Cash flows expected to be collected 23,411 Accretable differences (2,306 ) Day 1 Fair Value $ 21,105
Past Due Financing Receivables [Table Text Block]	June 30, 2015 30-89 Days Past Due 90 Days or More Past Due Current Total One- to four-family residential $ 1,690 $ 4,121 $ 301,256 $ 307,067 Multifamily residential -- -- 51,161 51,161 Nonfarm nonresidential 933 1,536 325,248 327,717 Farmland 133 628 47,297 48,058 Construction and land development 15 526 102,553 103,094 Commercial 806 459 184,001 185,266 Consumer 341 107 32,007 32,455 Total $ 3,918 $ 7,377 $ 1,043,523 $ 1,054,818 December 31, 2014 30-89 Days Past Due 90 Days or More Past Due Current Total One- to four-family residential $ 4,966 $ 3,545 $ 311,978 $ 320,489 Multifamily residential -- -- 45,181 45,181 Nonfarm nonresidential 3,350 2,449 364,175 369,974 Farmland 15 628 46,556 47,199 Construction and land development 127 649 97,818 98,594 Commercial 517 497 138,857 139,871 Consumer 379 47 33,383 33,809 Total $ 9,354 $ 7,815 $ 1,037,948 $ 1,055,117 June 30, 2015 30-89 Days Past Due 90 Days or More Past Due Current Total One- to four-family residential $ 217 $ 2,951 $ 1,917 $ 5,085 Nonfarm nonresidential 237 1,085 1,841 3,163 Farmland -- 628 101 729 Construction and land development -- 486 17 503 Commercial 76 459 81 616 Consumer 14 96 61 171 Total $ 544 $ 5,705 $ 4,018 $ 10,267 December 31, 201 4 30-89 Days Past Due 90 Days or More Past Due Current Total One- to four-family residential $ 1,121 $ 2,572 $ 1,266 $ 4,959 Nonfarm nonresidential 131 1,379 1,603 3,113 Farmland -- 628 106 734 Construction and land development -- 605 19 624 Commercial -- -- 306 306 Consumer 5 14 15 34 Total $ 1,257 $ 5,198 $ 3,315 $ 9,770
Financing Receivable Credit Quality Indicators [Table Text Block]	June 30, 2015 Pass / Not Rated Special Mention Substandard Total One- to four-family residential $ 294,593 $ 1,277 $ 11,197 $ 307,067 Multifamily residential 51,161 -- -- 51,161 Nonfarm nonresidential 308,151 4,347 15,219 327,717 Farmland 46,874 -- 1,184 48,058 Construction and land development 100,770 98 2,226 103,094 Commercial 179,818 539 4,909 185,266 Consumer 32,191 -- 264 32,455 Total $ 1,013,558 $ 6,261 $ 34,999 $ 1,054,818 December 31, 201 4 Pass / Not Rated Special Mention Substandard Total One- to four-family residential $ 306,864 $ 1,833 $ 11,792 $ 320,489 Multifamily residential 45,181 -- -- 45,181 Nonfarm nonresidential 350,011 4,378 15,585 369,974 Farmland 46,002 -- 1,197 47,199 Construction and land development 96,114 105 2,375 98,594 Commercial 135,812 -- 4,059 139,871 Consumer 33,612 6 191 33,809 Total $ 1,013,596 $ 6,322 $ 35,199 $ 1,055,117
Troubled Debt Restructurings on Financing Receivables [Table Text Block]	June 30, 2015 Number of Accruing TDR Loans Balance Number of Nonaccrual TDR Loans Balance Total Number of TDR Loans Total Balance One- to four-family residential 2 $ 209 9 $ 717 11 $ 926 Nonfarm nonresidential -- -- 4 649 4 649 Farmland -- -- 1 250 1 250 Construction and land development 1 81 2 297 3 378 Consumer -- -- 2 15 2 15 Total 3 $ 290 18 $ 1,928 21 $ 2,218 December 31, 2014 Number of Accruing TDR Loans Balance Number of Nonaccrual TDR Loans Balance Total Number of TDR Loans Total Balance One- to four-family residential 4 $ 482 9 $ 726 13 $ 1,208 Nonfarm nonresidential -- -- 3 511 3 511 Farmland -- -- 1 250 1 250 Construction and land development 1 84 2 396 3 480 Consumer -- -- 2 15 2 15 Total 5 $ 566 17 $ 1,898 22 $ 2,464
Schedule of Loans Restructured As TDRs in Current Period [Table Text Block]	Three Months Ended June 30, 2014 Balance Balance at Nature of Modification Number Prior to TDR June 30, 2014 Payment Term (1) Other (2) Construction and land development 1 $ 85 $ 85 $ -- $ 85 Total 1 $ 85 $ 85 $ -- $ 85 Six Months Ended June 30, 2014 Balance Balance at Nature of Modification Number Prior June 3 0, 201 4 Payment Other (2) One- to four-family residential 1 $ 103 $ 98 $ 103 $ -- Construction and land development 1 85 85 -- 85 Consumer 1 11 11 11 -- Total 3 $ 199 $ 194 $ 114 $ 85
Purchased Credit Impaired [Member]
Note 5 - Loans Receivable (Tables) [Line Items]
Impaired Financing Receivables [Table Text Block]	June 30, 2015 June 13, 2014 One- to four-family residential $ 4,049 $ 4,728 Nonfarm nonresidential 9,299 10,790 Farmland 84 95 Construction and land development 3,212 3,432 Commercial 1,130 1,882 Consumer 84 178 Total carrying value of PCI loans $ 17,858 $ 21,105 Outstanding principal balance of PCI loans $ 20,913 $ 26,942
Schedule of Accretable Yield [Table Text Block]	2015 2014 Balance at January 1 $ 2,165 $ -- Accretable yield acquired -- 2,306 Accretion (569 ) -- Adjustments to accretable difference due to: Reclassification from nonaccretable difference 142 -- Changes in expected cash flows that do not affect nonaccretable differences (41 ) -- Transfers to real estate owned 7 -- Balance at June 30 $ 1,704 $ 2,306
Three Months Ended [Member]
Note 5 - Loans Receivable (Tables) [Line Items]
Impaired Financing Receivables [Table Text Block]	Three Months Ended June 30, 2015 2014 Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized Impaired loans with a valuation allowance: One- to four-family residential $ 901 $ 2 $ 1,100 $ 2 Nonfarm nonresidential 2,179 -- 2,498 -- Farmland 480 -- 491 -- Construction and land development 106 -- 481 -- Commercial -- -- 126 -- Consumer 15 -- 14 -- 3,681 2 4,710 2 Impaired loans without a valuation allowance: One- to four-family residential 4,345 -- 3,495 1 Nonfarm nonresidential 929 -- 1,095 -- Farmland 250 -- 269 -- Construction and land development 527 1 689 2 Commercial 576 -- 332 -- Consumer 104 -- 12 -- 6,731 1 5,892 3 Total impaired loans $ 10,412 $ 3 $ 10,602 $ 5 Interest based on original terms $ 189 $ 275 Interest income recognized on a cash basis on impaired loans $ -- $ -- Six Months Ended June 30, 2015 2014 Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized Impaired loans with a valuation allowance: One- to four-family residential $ 1,002 $ 4 $ 1,095 $ 5 Nonfarm nonresidential 2,194 -- 2,700 -- Farmland 481 -- 492 -- Construction and land development 126 -- 822 -- Commercial -- -- 84 -- Consumer 15 -- 9 -- 3,818 4 5,202 5 Impaired loans without a valuation allowance: One- to four-family residential 4,309 1 3,553 1 Nonfarm nonresidential 915 -- 1,047 -- Farmland 250 -- 275 -- Construction and land development 531 3 780 3 Commercial 486 -- 338 -- Consumer 75 -- 16 -- 6,566 4 6,009 4 Total impaired loans $ 10,384 $ 8 $ 11,211 $ 9 Interest based on original terms $ 389 $ 345 Interest income recognized on a cash basis on impaired loans $ -- $ --

Note 6 - Allowances for Loan 31

Note 6 - Allowances for Loan and Lease Losses and Real Estate Losses (Tables)	6 Months Ended
	Jun. 30, 2015
Disclosure Text Block Supplement [Abstract]
Allowance for Credit Losses on Financing Receivables [Table Text Block]	March 31, 2015 Provision (Reversals) Charge-offs Recoveries June 30, 2015 One- to four-family residential $ 4,219 $ 64 $ (134 ) $ 16 $ 4,165 Multifamily residential 633 (52 ) -- -- 581 Nonfarm nonresidential 3,970 (90 ) -- -- 3,880 Farmland 487 31 -- -- 518 Construction and land development 1,070 59 (10 ) 2 1,121 Commercial 1,659 109 -- (3 ) 1,765 Consumer 107 69 (80 ) 25 121 Purchased credit impaired 1,617 110 (24 ) -- 1,703 Total $ 13,762 $ 300 $ (248 ) $ 40 $ 13,854 March 31, 2014 Provision (Reversals) Charge-offs Recoveries June 30, 2014 One- to four-family residential $ 4,407 $ 72 $ -- $ 11 $ 4,490 Multifamily residential 847 183 -- -- 1,030 Nonfarm nonresidential 4,134 (230 ) (2 ) 8 3,910 Farmland 152 130 -- -- 282 Construction and land development 1,059 98 (292 ) 3 868 Commercial 1,799 (52 ) (27 ) 1 1,721 Consumer 80 29 (40 ) 22 91 Purchased credit impaired -- -- -- -- -- Total $ 12,478 $ 230 $ (361 ) $ 45 $ 12,392 December 31, 2014 Provision (Reversals) Charge-offs Recoveries June 30, 2015 One- to four-family residential $ 4,488 $ (146 ) $ (213 ) $ 36 $ 4,165 Multifamily residential 791 (210 ) -- -- 581 Nonfarm nonresidential 4,243 (396 ) -- 33 3,880 Farmland 342 176 -- -- 518 Construction and land development 1,023 5 (10 ) 103 1,121 Commercial 2,315 (550 ) -- -- 1,765 Consumer 101 98 (134 ) 56 121 Purchased credit impaired 357 1,623 (277 ) -- 1,703 Total $ 13,660 $ 600 $ (634 ) $ 228 $ 13,854 December 31, 2013 Provision (Reversals) Charge-offs Recoveries June 30, 2014 One- to four-family residential $ 4,549 $ (72 ) $ (8 ) $ 21 $ 4,490 Multifamily residential 1,001 29 -- -- 1,030 Nonfarm nonresidential 4,271 (256 ) (115 ) 10 3,910 Farmland 158 124 -- -- 282 Construction and land development 1,383 (115 ) (444 ) 44 868 Commercial 1,268 478 (27 ) 2 1,721 Consumer 81 42 (68 ) 36 91 Purchased credit impaired -- -- -- -- -- Total $ 12,711 $ 230 $ (662 ) $ 113 $ 12,392 Allowance for Loan and Lease Losses Loan Balances June 30, 2015 Individually Evaluated for Impairment Collectively Evaluated for Impairment Purchased Credit Impaired Individually Evaluated for Impairment Collectively Evaluated for Impairment Purchased Credit Impaired One- to four-family residential $ 125 $ 4,040 $ 376 $ 5,294 $ 297,724 $ 4,049 Multifamily residential -- 581 -- -- 51,161 -- Nonfarm nonresidential 515 3,365 623 3,163 315,255 9,299 Farmland 117 401 -- 729 47,245 84 Construction and land development 2 1,119 44 584 99,298 3,212 Commercial -- 1,765 660 616 183,520 1,130 Consumer 9 112 -- 171 32,200 84 Total $ 768 $ 11,383 $ 1,703 $ 10,557 $ 1,026,403 $ 17,858 Allowance for Loan and Lease Losses Loan Balances December 31, 2014 Individually Evaluated for Impairment Collectively Evaluated for Impairment Purchased Credit Impaired Individually Evaluated for Impairment Collectively Evaluated for Impairment Purchased Credit Impaired One- to four-family residential $ 251 $ 4,237 $ 68 $ 5,441 $ 310,701 $ 4,347 Multifamily residential -- 791 -- -- 45,181 -- Nonfarm nonresidential 580 3,663 289 3,113 357,186 9,675 Farmland 123 219 -- 734 46,379 86 Construction and land development 45 978 -- 708 94,518 3,368 Commercial -- 2,315 -- 306 138,315 1,250 Consumer 12 89 -- 34 33,638 137 Total $ 1,011 $ 12,292 $ 357 $ 10,336 $ 1,025,918 $ 18,863
Schedule of Credit Losses Related to Real Estate Owned, Current and Noncurrent [Table Text Block]	Three Months Ended Six Months Ended June 30, 2015 June 30, 2014 June 30, 2015 June 30, 2014 Balance—beginning of period $ 6,568 $ 8,143 $ 6,575 $ 8,794 Provisions for estimated losses 3 618 3 860 Losses charged off (1,929 ) (280 ) (1,936 ) (1,173 ) Balance—end of period $ 4,642 $ 8,481 $ 4,642 $ 8,481

Note 7 - Office Properties an32

Note 7 - Office Properties and Equipment (Tables)	6 Months Ended
	Jun. 30, 2015
Property, Plant and Equipment [Abstract]
Property, Plant and Equipment [Table Text Block]	June 30, 2015 December 31, 2014 Land and land improvements $ 10,796 $ 10,796 Buildings and improvements 43,440 42,995 Furniture and equipment 11,108 9,452 Automobiles and other 823 823 Total 66,167 64,066 Accumulated depreciation (15,055 ) (13,734 ) Office properties and equipment—net $ 51,112 $ 50,332

Note 8 - Goodwill and Core De33

Note 8 - Goodwill and Core Deposit Intangible - Net (Tables)	6 Months Ended
	Jun. 30, 2015
Goodwill and Intangible Assets Disclosure [Abstract]
Schedule of Finite-Lived Intangible Assets [Table Text Block]	June 30 , 2015 December 31, 2014 FNSC Merger $ 7,677 $ 7,677 Accumulated amortization (651 ) (339 ) Core deposit intangible—net $ 7,026 $ 7,338

Note 9 - Deposits (Tables)

Note 9 - Deposits (Tables)	6 Months Ended
	Jun. 30, 2015
Disclosure Text Block [Abstract]
Summary of Deposits [Table Text Block]	June 30, 2015 December 31, 2014 Checking accounts $ 545,981 $ 576,034 Money market accounts 102,559 108,794 Savings accounts 119,617 115,375 Certificates of deposit 440,643 463,594 Total $ 1,208,800 $ 1,263,797
Schedule of Maturities of Certificates of Deposit [Table Text Block]	Amount Within one year $ 239,055 One to two years 66,190 Two to three years 66,274 Three to four years 36,073 Four to five years 20,584 Over five years 12,467 Total $ 440,643

Note 11 - Other Borrowings (Tab

Note 11 - Other Borrowings (Tables)	6 Months Ended
	Jun. 30, 2015
Disclosure Text Block [Abstract]
Schedule of Debt [Table Text Block]	June 30, 2015 December 31, 2014 Federal Home Loan Bank advances with rates ranging from 0.24% to 5.57% maturing through April 1, 2025 $ 41,591 $ 43,095 Line of credit with a bank, $14.75 million total credit line, floating rate of 1.95% above the three-month LIBOR rate, reset quarterly, interest payments due quarterly, maturing May 30, 2016 9,100 8,300 Term note payable to a bank, floating rate of 1.95% above the three-month LIBOR rate, reset quarterly, principal and interest payments due quarterly, maturing May 30, 2019 9,350 9,863 Total $ 60,041 $ 61,258
Contractual Obligation, Fiscal Year Maturity Schedule [Table Text Block]	Weighted Average Rate Amount Within one year 1.13 % $ 26,694 One to two years 1.26 6,576 Two to three years 2.29 1,523 Three to four years 1.36 17,689 Four to five years 2.28 424 Over five years 2.64 7,135 Total 1.43 % $ 60,041

Note 12 - Income Taxes (Tables)

Note 12 - Income Taxes (Tables)	6 Months Ended
	Jun. 30, 2015
Income Tax Disclosure [Abstract]
Schedule of Components of Income Tax Expense (Benefit) [Table Text Block]	Six Months Ended June 30 , 2015 2014 Income tax provision (benefit): Current: Federal $ -- $ -- State -- -- Total current -- -- Deferred: Federal 1,735 (1,121 ) State 523 (222 ) Valuation allowance (120 ) 1,343 Total deferred 2,138 -- Total $ 2,138 $ --
Schedule of Effective Income Tax Rate Reconciliation [Table Text Block]	Six Months Ended June 30, 2015 2014 Taxes at statutory rate $ 2,359 34.0 % $ (1,082 ) 34.0 % Increase (decrease) resulting from: State income tax—net 226 3.3 (136 ) 4.3 Valuation allowance—net -- -- 1,370 (43.1 ) Earnings on life insurance policies (251 ) (3.6 ) (139 ) 4.4 Nontaxable investments (302 ) (4.4 ) (204 ) 6.4 Other—net 106 1.5 191 (6.0 ) Total $ 2,138 30.8 % $ -- -- %
Schedule of Deferred Tax Assets and Liabilities [Table Text Block]	June 30 , 2015 December 31 , 2014 Deferred tax assets: Allowance for loan and lease losses $ 6,281 $ 6,343 Discount on purchased loans 3,169 4,511 Real estate owned 1,895 2,649 Section 382 net operating loss carry-forward 2,183 2,252 Net operating loss carry-forward 10,598 11,239 Nonaccrual loan interest 1,151 920 Other 941 736 Total deferred tax assets 26,218 28,650 Valuation allowance (897 ) (1,017 ) Deferred tax asset, net of allowance 25,321 27,633 Deferred tax liabilities: Office properties (3,199 ) (3,240 ) Core deposit intangible (2,690 ) (2,810 ) Unrealized gain on investments (81 ) (426 ) Other (426 ) (460 ) Total deferred tax liabilities (6,396 ) (6,936 ) Net deferred tax asset $ 18,925 $ 20,697

Note 13 - Stock Based Compens37

Note 13 - Stock Based Compensation (Tables)	6 Months Ended
	Jun. 30, 2015
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
Schedule of Share-based Compensation, Stock Options, Activity [Table Text Block]	Shares Underlying Awards Weighted Average Exercise Price Outstanding—January 1, 2015 234,002 $ 6.66 Granted -- $ -- Exercised -- $ -- Forfeited -- $ -- Outstanding—June 30, 2015 234,002 $ 6.66 Exercisable—June 30, 2015 111,646 $ 6.11
Schedule of Share-based Compensation, Restricted Stock and Restricted Stock Units Activity [Table Text Block]	Restricted Stock Units Weighted Average Grant Date Fair Value Outstanding—January 1, 2015 203,797 $ 7.58 Granted 12,500 $ 10.92 Vested (18,918 ) $ 8.02 Forfeited (56,276 ) $ 7.31 Outstanding—June 30, 2015 141,103 $ 7.92

Note 14 - Earnings Per Share (T

Note 14 - Earnings Per Share (Tables)	6 Months Ended
	Jun. 30, 2015
Earnings Per Share [Abstract]
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	Three Months Ended June 3 0 , Six Months Ended June 3 0 , 201 5 2014 2015 2014 Basic weighted average shares outstanding 33,375,753 24,466,899 33,373,859 23,373,710 Effect of dilutive securities 145,737 -- 162,200 -- Diluted weighted average shares outstanding 33,521,490 24,466,899 33,536,059 23,373,710

Note 15 - Fair Value Measurem39

Note 15 - Fair Value Measurements (Tables)	6 Months Ended
	Jun. 30, 2015
Fair Value Disclosures [Abstract]
Fair Value, Assets Measured on Recurring Basis [Table Text Block]	Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) June 30, 2015 Available for sale investment securities: U.S. Treasuries and Government agencies $ 65,063 $ -- $ 65,063 $ -- Municipal securities 63,797 -- 63,797 -- Mortgage-backed securities 53,665 -- 53,665 -- Total $ 182,525 $ -- $ 182,525 $ -- December 31, 2014 Available for sale investment securities: U.S. Treasuries and Government agencies $ 77,332 $ -- $ 77,332 $ -- Municipal securities 59,080 -- 59,080 -- Mortgage-backed securities 37,806 -- 37,806 -- Total $ 174,218 $ -- $ 174,218 $ --
Fair Value Measurements, Nonrecurring [Table Text Block]	Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) June 30, 2015 Impaired loans $ 3,401 $ -- $ -- $ 3,401 REO, net 10 -- -- 10 June 30, 2014 Impaired loans $ 5,953 $ -- $ -- $ 5,953 REO, net 3,414 -- -- 3,414

Note 16 - Fair Value of Finan40

Note 16 - Fair Value of Financial Instruments (Tables)	6 Months Ended
	Jun. 30, 2015
Disclosure Text Block Supplement [Abstract]
Fair Value, by Balance Sheet Grouping [Table Text Block]	June 30, 2015 December 31, 201 4 Estimated Estimated Carrying Fair Carrying Fair Value Value Value Value FINANCIAL ASSETS: Level 1 inputs: Cash and cash equivalents $ 37,187 $ 37,187 $ 113,086 $ 113,086 Level 2 inputs: Interest-bearing time deposits in banks 11,178 11,362 12,421 12,663 Other investment securities 8,111 8,111 5,864 5,864 Loans held for sale 12,576 12,576 6,409 6,409 Cash surrender value of life insurance 45,641 45,641 44,130 44,130 Accrued interest receivable 4,575 4,575 4,485 4,485 Level 3 inputs: Loans receivable—net 1,041,080 1,066,058 1,041,222 1,063,529 FINANCIAL LIABILITIES: Level 1 inputs: Short term borrowings 3,530 3,530 12,083 12,083 Level 2 inputs: Checking, money market and savings accounts 768,157 768,157 800,203 800,203 Other borrowings 60,041 61,530 61,258 62,175 Accrued interest payable 268 268 304 304 Level 3 inputs: Certificates of deposit 440,643 441,888 463,594 464,650

Note 17 - Regulatory Matters (T

Note 17 - Regulatory Matters (Tables)	6 Months Ended
	Jun. 30, 2015
Disclosure Text Block [Abstract]
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]	To be Categorized as Well Capitalized Under For Capital Prompt Corrective Actual Adequacy Purposes Action Provisions Amount Ratio Amount Ratio Amount Ratio Tier 1 Capital to Adjusted Average Assets Consolidated $ 136,254 9.54 % $ 57,154 4.00 % $ 71,443 5.00 % Bear State Bank 153,308 10.74 % 57,109 4.00 % 71,386 5.00 % Common Equity Tier 1 to Risk-Weighted Assets Consolidated $ 136,254 11.59 % $ 52,884 4.50 % $ 76,388 6.50 % Bear State Bank 153,308 13.06 % 52,824 4.50 % 76,302 6.50 % Tier I Capital to Risk-Weighted Assets Consolidated $ 136,254 11.59 % $ 70,512 6.00 % $ 94,016 8.00 % Bear State Bank 153,308 13.06 % 70,432 6.00 % 93,910 8.00 % Total Capital to Risk-Weighted Assets Consolidated $ 150,108 12.77 % $ 94,016 8.00 % $ 117,520 10.00 % Bear State Bank 167,162 14.24 % 93,910 8.00 % 117,387 10.00 % To be Categorized as Well Capitalized Under For Capital Prompt Corrective Actual Adequacy Purposes Action Provisions Amount Ratio Amount Ratio Amount Ratio Tangible Capital to Tangible Assets First Federal $ 54,215 9.21 % $ 8,825 1.50 % N/A N/A Tier 1 Capital to Average Assets Consolidated $ 122,537 8.29 % $ 59,146 4.00 % N/A N/A First Federal (1) 54,215 9.21 % 23,534 4.00 % $ 29,417 5.00 % FNB 56,245 9.40 % 17,951 3.00 % 29,919 5.00 % Heritage 29,086 9.76 % 11,925 4.00 % 14,906 5.00 % Tier I Capital to Risk-Weighted Assets Consolidated $ 122,537 10.89 % $ 45,001 4.00 % N/A N/A First Federal 54,215 11.42 % N/A N/A $ 28,488 6.00 % FNB 56,245 13.14 % 17,117 4.00 % 25,675 6.00 % Heritage 29,086 13.35 % 8,716 4.00 % 13,074 6.00 % Total Capital to Risk-Weighted Assets Consolidated $ 136,197 12.11 % $ 90,002 8.00 % N/A N/A First Federal 60,226 12.68 % 37,984 8.00 % $ 47,480 10.00 % FNB 57,100 13.34 % 34,234 8.00 % 42,792 10.00 % Heritage 29,786 13.67 % 17,432 8.00 % 21,790 10.00 %

Note 1 - Summary of Significa42

Note 1 - Summary of Significant Accounting Policies (Details) - Jun. 30, 2015	Total
Accounting Policies [Abstract]
Number of Branches	43
Number of Loan Production Offices	3
Number of Operating Segments	1

Note 3 - Acquisition (Details)

Note 3 - Acquisition (Details) - Finite-Lived Intangible Assets, Major Class Name [Domain] - First National Security Company Acquisition [Member] - Changes Measurement [Member] - Scenario, Unspecified [Domain] - Entity [Domain]	Jun. 13, 2014USD ($)
Note 3 - Acquisition (Details) [Line Items]
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Property, Plant, and Equipment	$ 2,800,000
Business Combination Recognized Identifiable Assets Acquired and Liabilities Assumed Deposits	$ 366,000

Note 3 - Acquisition (Details)

Note 3 - Acquisition (Details) - Assets Acquired and Liabilities Assumed - Jun. 13, 2014 - First National Security Company [Member] - USD ($) $ in Thousands	Total
Portion at Other than Fair Value Measurement [Member]
Assets acquired:
Cash and cash equivalents	$ 41,015
Federal funds sold	43,025
Investment securities available for sale	138,140
Other investment securities, at cost	7,480
Loans receivable	622,758
Allowance for loan losses	(13,179)
Loans receivable, net	609,579
Accrued interest receivable	2,954
Real estate owned - net	69
Office properties and equipment, net	33,074
Cash surrender value of life insurance	1,935
Core deposit intangible	568
Deferred tax asset, net	542
Prepaid expenses and other assets	2,899
Total assets acquired	881,280
Liabilities assumed:
Deposits – noninterest bearing	151,331
Deposits – interest bearing	611,841
Total deposits	763,172
Short term borrowings	14,295
Other borrowings	27,434
Other liabilities	1,802
Total liabilities assumed	806,703
Net assets acquired	74,577
Changes Measurement [Member]
Assets acquired:
Loans receivable	(17,294)
Allowance for loan losses	13,179
Loans receivable, net	(4,115)
Office properties and equipment, net	(2,775)
Core deposit intangible	7,109
Deferred tax asset, net	(51)
Prepaid expenses and other assets	362
Total assets acquired	530
Liabilities assumed:
Deposits – interest bearing	366
Total deposits	366
Other borrowings	64
Total liabilities assumed	430
Net assets acquired	100
Estimate of Fair Value Measurement [Member]
Assets acquired:
Cash and cash equivalents	41,015
Federal funds sold	43,025
Investment securities available for sale	138,140
Other investment securities, at cost	7,480
Loans receivable	605,464
Loans receivable, net	605,464
Accrued interest receivable	2,954
Real estate owned - net	69
Office properties and equipment, net	30,299
Cash surrender value of life insurance	1,935
Core deposit intangible	7,677
Deferred tax asset, net	491
Prepaid expenses and other assets	3,261
Total assets acquired	881,810
Liabilities assumed:
Deposits – noninterest bearing	151,331
Deposits – interest bearing	612,207
Total deposits	763,538
Short term borrowings	14,295
Other borrowings	27,498
Other liabilities	1,802
Total liabilities assumed	807,133
Net assets acquired	74,677
Consideration paid:
Cash	50,000
Common stock	50,394
Total consideration paid	100,394
Goodwill	$ 25,717

Note 4 - Investment Securitie45

Note 4 - Investment Securities Available for Sale (Details) - USD ($)	Jun. 30, 2015	Dec. 31, 2014
Note 4 - Investment Securities Available for Sale (Details) [Line Items]
Available-for-sale Securities Pledged as Collateral	$ 112,100,000	$ 119,000,000
Cash, FDIC Insured Amount	250,000	250,000
Securities Sold under Agreements to Repurchase, Asset	3,500,000	2,100,000
Available-for-sale Securities, Amortized Cost Basis	182,464,000	173,282,000
Call Option [Member]
Note 4 - Investment Securities Available for Sale (Details) [Line Items]
Available-for-sale Securities, Amortized Cost Basis	67,400,000	73,100,000
Callable Within One Year [Member]
Note 4 - Investment Securities Available for Sale (Details) [Line Items]
Available-for-sale Securities, Amortized Cost Basis	$ 23,000,000	$ 35,000,000

Note 4 - Investment Securitie46

Note 4 - Investment Securities Available for Sale (Details) - Investment Securities - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Schedule of Available-for-sale Securities [Line Items]
Available for sale securities, amortized cost	$ 182,464	$ 173,282
Available for sale securities, gross unrealized gains	955	1,363
Available for sale securities, gross unrealized losses	(894)	(427)
Available for sale securities, fair value	182,525	174,218
US Treasury and Government [Member]
Schedule of Available-for-sale Securities [Line Items]
Available for sale securities, amortized cost	65,079	77,550
Available for sale securities, gross unrealized gains	22	7
Available for sale securities, gross unrealized losses	(38)	(225)
Available for sale securities, fair value	65,063	77,332
US States and Political Subdivisions Debt Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available for sale securities, amortized cost	64,171	58,812
Available for sale securities, gross unrealized gains	342	456
Available for sale securities, gross unrealized losses	(716)	(188)
Available for sale securities, fair value	63,797	59,080
Collateralized Mortgage Backed Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available for sale securities, amortized cost	53,214	36,920
Available for sale securities, gross unrealized gains	591	900
Available for sale securities, gross unrealized losses	(140)	(14)
Available for sale securities, fair value	$ 53,665	$ 37,806

Note 4 - Investment Securitie47

Note 4 - Investment Securities Available for Sale (Details) - Securities in a Continuous Loss Position - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Note 4 - Investment Securities Available for Sale (Details) - Securities in a Continuous Loss Position [Line Items]
Securities in a continuous loss position, less than 12 months, fair value	$ 86,178	$ 94,440
Securities in a continuous loss position, less than 12 months, unrealized losses	861	410
Securities in a continuous loss position, greater than 12 months, fair value	874	1,028
Securities in a continuous loss position, greater than 12 months, unrealized losses	33	17
Securities in a continuous loss position, fair value	87,052	95,468
Securities in a continuous loss position, unrealized losses	894	427
US Treasury and Government [Member]
Note 4 - Investment Securities Available for Sale (Details) - Securities in a Continuous Loss Position [Line Items]
Securities in a continuous loss position, less than 12 months, fair value	41,018	75,985
Securities in a continuous loss position, less than 12 months, unrealized losses	29	225
Securities in a continuous loss position, greater than 12 months, fair value	237
Securities in a continuous loss position, greater than 12 months, unrealized losses	9
Securities in a continuous loss position, fair value	41,255	75,985
Securities in a continuous loss position, unrealized losses	38	225
US States and Political Subdivisions Debt Securities [Member]
Note 4 - Investment Securities Available for Sale (Details) - Securities in a Continuous Loss Position [Line Items]
Securities in a continuous loss position, less than 12 months, fair value	29,265	16,353
Securities in a continuous loss position, less than 12 months, unrealized losses	692	171
Securities in a continuous loss position, greater than 12 months, fair value	630	1,028
Securities in a continuous loss position, greater than 12 months, unrealized losses	24	17
Securities in a continuous loss position, fair value	29,895	17,381
Securities in a continuous loss position, unrealized losses	716	188
Collateralized Mortgage Backed Securities [Member]
Note 4 - Investment Securities Available for Sale (Details) - Securities in a Continuous Loss Position [Line Items]
Securities in a continuous loss position, less than 12 months, fair value	15,895	2,102
Securities in a continuous loss position, less than 12 months, unrealized losses	140	14
Securities in a continuous loss position, greater than 12 months, fair value	7
Securities in a continuous loss position, fair value	15,902	2,102
Securities in a continuous loss position, unrealized losses	$ 140	$ 14

Note 4 - Investment Securitie48

Note 4 - Investment Securities Available for Sale (Details) - Maturities of Debt Securities - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Maturities of Debt Securities [Abstract]
Within one year	$ 34,717
Within one year	$ 34,700
Within one year	0.49%
Due from one year to five years	$ 52,263
Due from one year to five years	$ 52,350
Due from one year to five years	1.17%
Due from five years to ten years	$ 19,331
Due from five years to ten years	$ 19,430
Due from five years to ten years	2.76%
Due after ten years	$ 22,939
Due after ten years	$ 22,380
Due after ten years	3.09%
	$ 129,250
	$ 128,860
	1.57%
Mortgage-backed securities	$ 53,214
Mortgage-backed securities	$ 53,665
Mortgage-backed securities	2.44%
Total	$ 182,464
Total	$ 182,525	$ 174,218
Total	1.82%

Note 4 - Investment Securitie49

Note 4 - Investment Securities Available for Sale (Details) - Realized Gain on Available-for-Sale Securities - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014
Realized Gain on Available-for-Sale Securities [Abstract]
Sales proceeds	$ 2,082	$ 0
Gross realized gains	88	0
Gross realized losses	0	0
Net gains on sales of investment securities	$ 88	$ 0

Note 5 - Loans Receivable (Deta

Note 5 - Loans Receivable (Details)	Jun. 30, 2015USD ($)	Dec. 31, 2014USD ($)	Jun. 30, 2015USD ($)	Jun. 30, 2014	Jun. 30, 2015USD ($)	Jun. 30, 2014	Jun. 13, 2014USD ($)
Note 5 - Loans Receivable (Details) [Line Items]
Long-term Line of Credit	$ 9,100,000	$ 8,300,000	$ 9,100,000		$ 9,100,000
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Carrying Amount, Net	17,858,000	18,863,000	17,858,000		17,858,000		$ 21,105,000
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Outstanding Balance	20,913,000		20,913,000		20,913,000		26,942,000
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing	0	353,000	0		0
Financing Receivable, Modifications, Recorded Investment	2,218,000	2,464,000	2,218,000		2,218,000
Minimum Loan Amount for Loans Analyzed by Credit Risk	$ 250,000	$ 250,000	$ 250,000		$ 250,000
Financing Receivable, Modifications, Number of Contracts	21	22	0	1	0	3
Financing Receivable, Modifications, Subsequent Default, Number of Contracts			0	0	0	0
Purchased Credit Impaired [Member]
Note 5 - Loans Receivable (Details) [Line Items]
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing	$ 1,500,000	$ 2,200,000	$ 1,500,000		$ 1,500,000
Nonaccrual [Member]
Note 5 - Loans Receivable (Details) [Line Items]
Financing Receivable, Modifications, Recorded Investment	1,928,000	1,898,000	1,928,000		1,928,000
Mortgage Loans in Process of Foreclosure, Amount	$ 666,000	$ 641,000	666,000		666,000
Financing Receivable, Modifications, Number of Contracts	18	17
Accrual [Member]
Note 5 - Loans Receivable (Details) [Line Items]
Financing Receivable, Modifications, Recorded Investment	$ 290,000	$ 566,000	290,000		290,000
Mortgage Loans in Process of Foreclosure, Amount	$ 0	$ 0	0		0
Financing Receivable, Modifications, Number of Contracts	3	5
Serviced for Others [Member]
Note 5 - Loans Receivable (Details) [Line Items]
Financing Receivable, Gross	$ 19,800,000	$ 23,500,000	19,800,000		19,800,000
Federal Reserve Bank Advances [Member]
Note 5 - Loans Receivable (Details) [Line Items]
Long-term Line of Credit	0	0	0		0
Commercial Real Estate Portfolio Segment [Member] | Federal Reserve [Member]
Note 5 - Loans Receivable (Details) [Line Items]
Loans Pledged as Collateral	0	6,800,000	0		0
First National Security Company [Member]
Note 5 - Loans Receivable (Details) [Line Items]
Business Combination, Acquired Receivables, Fair Value							583,600,000
Business Combination, Acquired Receivables, Gross Contractual Amount							595,100,000
Business Combination, Acquired Receivables, Discount							11,500,000
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Carrying Amount, Net							21,100,000
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Outstanding Balance							26,900,000
Certain Loans Acquired in Transfer Not Accounted for As Debt Securities Discount							$ 5,800,000
Federal Home Loan Bank of Dallas [Member] | Senior Lien [Member] | Residential Portfolio Segment [Member]
Note 5 - Loans Receivable (Details) [Line Items]
Loans Pledged as Collateral	$ 36,200,000	$ 41,400,000	$ 36,200,000		$ 36,200,000

Note 5 - Loans Receivable (De51

Note 5 - Loans Receivable (Details) - Loans Receivable - USD ($) $ in Thousands	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2013
Real estate:
Loans receivable	$ 1,054,818		$ 1,055,117
Unearned discounts and net deferred loan costs	116		(235)
Allowance for loan and lease losses	(13,854)	$ (13,762)	(13,660)	$ (12,392)	$ (12,478)	$ (12,711)
Loans receivable—net	1,041,080		1,041,222
Real Estate Portfolio Segment [Member] | One-to-Four-Family Residential [Member]
Real estate:
Loans receivable	307,067		320,489
Allowance for loan and lease losses	(4,165)	(4,219)	(4,488)	(4,490)	(4,407)	(4,549)
Real Estate Portfolio Segment [Member] | Multifamily Residential [Member]
Real estate:
Loans receivable	51,161		45,181
Allowance for loan and lease losses	(581)	(633)	(791)	(1,030)	(847)	(1,001)
Real Estate Portfolio Segment [Member] | Nonfarm Nonresidential [Member]
Real estate:
Loans receivable	327,717		369,974
Allowance for loan and lease losses	(3,880)	(3,970)	(4,243)	(3,910)	(4,134)	(4,271)
Real Estate Portfolio Segment [Member] | Farmland [Member]
Real estate:
Loans receivable	48,058		47,199
Allowance for loan and lease losses	(518)	(487)	(342)	(282)	(152)	(158)
Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Real estate:
Loans receivable	103,094		98,594
Allowance for loan and lease losses	(1,121)	(1,070)	(1,023)	(868)	(1,059)	(1,383)
Commercial Portfolio Segment [Member]
Real estate:
Loans receivable	185,266		139,871
Commercial	185,266		139,871
Allowance for loan and lease losses	(1,765)	(1,659)	(2,315)	(1,721)	(1,799)	(1,268)
Consumer Portfolio Segment [Member]
Real estate:
Loans receivable	32,455		33,809
Consumer	32,455		33,809
Allowance for loan and lease losses	$ (121)	$ (107)	$ (101)	$ (91)	$ (80)	$ (81)

Note 5 - Loans Receivable (De52

Note 5 - Loans Receivable (Details) - Purchased Credit Impaired Loans - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014	Jun. 13, 2014
Financing Receivable, Impaired [Line Items]
PCI loans	$ 17,858	$ 18,863	$ 21,105
Outstanding principal balance of PCI loans	20,913		26,942
Real Estate Portfolio Segment [Member] | One-to-Four-Family Residential [Member]
Financing Receivable, Impaired [Line Items]
PCI loans	4,049	4,347	4,728
Real Estate Portfolio Segment [Member] | Nonfarm Nonresidential [Member]
Financing Receivable, Impaired [Line Items]
PCI loans	9,299	9,675	10,790
Real Estate Portfolio Segment [Member] | Farmland [Member]
Financing Receivable, Impaired [Line Items]
PCI loans	84	86	95
Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Financing Receivable, Impaired [Line Items]
PCI loans	3,212	3,368	3,432
Commercial Portfolio Segment [Member]
Financing Receivable, Impaired [Line Items]
PCI loans	1,130	1,250	1,882
Consumer Portfolio Segment [Member]
Financing Receivable, Impaired [Line Items]
PCI loans	$ 84	$ 137	$ 178

Note 5 - Loans Receivable (De53

Note 5 - Loans Receivable (Details) - Fair Value Adjustments for Purchased Loans With Evidence of Credit Deterioration $ in Thousands	Jun. 13, 2014USD ($)
Fair Value Adjustments for Purchased Loans With Evidence of Credit Deterioration [Abstract]
Contractually required principal and interest	$ 29,704
Nonaccretable differences	(6,293)
Cash flows expected to be collected	23,411
Accretable differences	(2,306)
Day 1 Fair Value	$ 21,105

Note 5 - Loans Receivable (De54

Note 5 - Loans Receivable (Details) - Accretable Yield - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014
Accretable Yield [Abstract]
Balance at January 1	$ 2,165
Accretable yield acquired		$ 2,306
Accretion	(569)
Adjustments to accretable difference due to:
Reclassification from nonaccretable difference	142
Changes in expected cash flows that do not affect nonaccretable differences	(41)
Transfers to real estate owned	7
Balance at June 30	$ 1,704	$ 2,306

Note 5 - Loans Receivable (De55

Note 5 - Loans Receivable (Details) - Past Due and Nonaccrual Loans - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current	$ 1,043,523	$ 1,037,948
Loans receivable, total	1,054,818	1,055,117
Financing Receivables, 30 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, past due	3,918	9,354
Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, past due	7,377	7,815
Nonaccrual [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current	4,018	3,315
Loans receivable, total	10,267	9,770
Nonaccrual [Member] | Financing Receivables, 30 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, past due	544	1,257
Nonaccrual [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, past due	5,705	5,198
Real Estate Portfolio Segment [Member] | One-to-Four-Family Residential [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current	301,256	311,978
Loans receivable, total	307,067	320,489
Real Estate Portfolio Segment [Member] | One-to-Four-Family Residential [Member] | Financing Receivables, 30 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, past due	1,690	4,966
Real Estate Portfolio Segment [Member] | One-to-Four-Family Residential [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, past due	4,121	3,545
Real Estate Portfolio Segment [Member] | Multifamily Residential [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current	51,161	45,181
Loans receivable, total	51,161	45,181
Real Estate Portfolio Segment [Member] | Nonfarm Nonresidential [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current	325,248	364,175
Loans receivable, total	327,717	369,974
Real Estate Portfolio Segment [Member] | Nonfarm Nonresidential [Member] | Financing Receivables, 30 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, past due	933	3,350
Real Estate Portfolio Segment [Member] | Nonfarm Nonresidential [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, past due	1,536	2,449
Real Estate Portfolio Segment [Member] | Farmland [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current	47,297	46,556
Loans receivable, total	48,058	47,199
Real Estate Portfolio Segment [Member] | Farmland [Member] | Financing Receivables, 30 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, past due	133	15
Real Estate Portfolio Segment [Member] | Farmland [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, past due	628	628
Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current	102,553	97,818
Loans receivable, total	103,094	98,594
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Financing Receivables, 30 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, past due	15	127
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, past due	526	649
Real Estate Portfolio Segment [Member] | Nonaccrual [Member] | One-to-Four-Family Residential [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current	1,917	1,266
Loans receivable, total	5,085	4,959
Real Estate Portfolio Segment [Member] | Nonaccrual [Member] | One-to-Four-Family Residential [Member] | Financing Receivables, 30 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, past due	217	1,121
Real Estate Portfolio Segment [Member] | Nonaccrual [Member] | One-to-Four-Family Residential [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, past due	2,951	2,572
Real Estate Portfolio Segment [Member] | Nonaccrual [Member] | Nonfarm Nonresidential [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current	1,841	1,603
Loans receivable, total	3,163	3,113
Real Estate Portfolio Segment [Member] | Nonaccrual [Member] | Nonfarm Nonresidential [Member] | Financing Receivables, 30 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, past due	237	131
Real Estate Portfolio Segment [Member] | Nonaccrual [Member] | Nonfarm Nonresidential [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, past due	1,085	1,379
Real Estate Portfolio Segment [Member] | Nonaccrual [Member] | Farmland [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current	101	106
Loans receivable, total	729	734
Real Estate Portfolio Segment [Member] | Nonaccrual [Member] | Farmland [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, past due	628	628
Real Estate Portfolio Segment [Member] | Nonaccrual [Member] | Construction Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current	17	19
Loans receivable, total	503	624
Real Estate Portfolio Segment [Member] | Nonaccrual [Member] | Construction Loans [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, past due	486	605
Commercial Portfolio Segment [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current	184,001	138,857
Loans receivable, total	185,266	139,871
Commercial Portfolio Segment [Member] | Financing Receivables, 30 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, past due	806	517
Commercial Portfolio Segment [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, past due	459	497
Commercial Portfolio Segment [Member] | Nonaccrual [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current	81	306
Loans receivable, total	616	306
Commercial Portfolio Segment [Member] | Nonaccrual [Member] | Financing Receivables, 30 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, past due	76
Commercial Portfolio Segment [Member] | Nonaccrual [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, past due	459
Consumer Portfolio Segment [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current	32,007	33,383
Loans receivable, total	32,455	33,809
Consumer Portfolio Segment [Member] | Financing Receivables, 30 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, past due	341	379
Consumer Portfolio Segment [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, past due	107	47
Consumer Portfolio Segment [Member] | Nonaccrual [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current	61	15
Loans receivable, total	171	34
Consumer Portfolio Segment [Member] | Nonaccrual [Member] | Financing Receivables, 30 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, past due	14	5
Consumer Portfolio Segment [Member] | Nonaccrual [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, past due	$ 96	$ 14

Note 5 - Loans Receivable (De56

Note 5 - Loans Receivable (Details) - Impaired Loans - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Impaired loans with a valuation allowance:
Impaired loans with a valuation allowance, unpaid principal balance	$ 4,136	$ 4,473
Impaired loans with a valuation allowance, recorded investment	3,479	4,096
Impaired loans, valuation allowance	768	1,011
Impaired loans without a valuation allowance:
Impaired loans without a valuation allowance, unpaid principal balance	9,315	7,772
Impaired loans without a valuation allowance, recorded investment	7,078	6,240
Total impaired loans	13,451	12,245
Total impaired loans	10,557	10,336
Total impaired loans	768	1,011
Real Estate Portfolio Segment [Member] | One-to-Four-Family Residential [Member]
Impaired loans with a valuation allowance:
Impaired loans with a valuation allowance, unpaid principal balance	943	1,030
Impaired loans with a valuation allowance, recorded investment	781	1,204
Impaired loans, valuation allowance	125	251
Impaired loans without a valuation allowance:
Impaired loans without a valuation allowance, unpaid principal balance	5,399	4,732
Impaired loans without a valuation allowance, recorded investment	4,513	4,237
Total impaired loans	125	251
Real Estate Portfolio Segment [Member] | Nonfarm Nonresidential [Member]
Impaired loans with a valuation allowance:
Impaired loans with a valuation allowance, unpaid principal balance	2,516	2,531
Impaired loans with a valuation allowance, recorded investment	2,161	2,225
Impaired loans, valuation allowance	515	580
Impaired loans without a valuation allowance:
Impaired loans without a valuation allowance, unpaid principal balance	1,841	1,619
Impaired loans without a valuation allowance, recorded investment	1,002	888
Total impaired loans	515	580
Real Estate Portfolio Segment [Member] | Farmland [Member]
Impaired loans with a valuation allowance:
Impaired loans with a valuation allowance, unpaid principal balance	618	620
Impaired loans with a valuation allowance, recorded investment	479	484
Impaired loans, valuation allowance	117	123
Impaired loans without a valuation allowance:
Impaired loans without a valuation allowance, unpaid principal balance	537	537
Impaired loans without a valuation allowance, recorded investment	250	250
Total impaired loans	117	123
Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Impaired loans with a valuation allowance:
Impaired loans with a valuation allowance, unpaid principal balance	43	276
Impaired loans with a valuation allowance, recorded investment	43	168
Impaired loans, valuation allowance	2	45
Impaired loans without a valuation allowance:
Impaired loans without a valuation allowance, unpaid principal balance	728	507
Impaired loans without a valuation allowance, recorded investment	541	540
Total impaired loans	2	45
Commercial Portfolio Segment [Member]
Impaired loans without a valuation allowance:
Impaired loans without a valuation allowance, unpaid principal balance	642	362
Impaired loans without a valuation allowance, recorded investment	616	306
Consumer Portfolio Segment [Member]
Impaired loans with a valuation allowance:
Impaired loans with a valuation allowance, unpaid principal balance	16	16
Impaired loans with a valuation allowance, recorded investment	15	15
Impaired loans, valuation allowance	9	12
Impaired loans without a valuation allowance:
Impaired loans without a valuation allowance, unpaid principal balance	168	15
Impaired loans without a valuation allowance, recorded investment	156	19
Total impaired loans	$ 9	$ 12

Note 5 - Loans Receivable (De57

Note 5 - Loans Receivable (Details) - Impaired Loans Interest Income - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Impaired loans with a valuation allowance:
Average Recorded Investment-with a valuation allowance	$ 3,681	$ 4,710	$ 3,818	$ 5,202
Interest Income Recognized-with a valuation allowance	2	2	4	5
Impaired loans without a valuation allowance:
Average Recorded Investment-without a valuation allowance	6,731	5,892	6,566	6,009
Interest Income Recognized-without a valuation allowance	1	3	4	4
Total impaired loans	10,412	10,602	10,384	11,211
Total impaired loans	3	5	8	9
Interest based on original terms	189	275	389	345
Real Estate Portfolio Segment [Member] | One-to-Four-Family Residential [Member]
Impaired loans with a valuation allowance:
Average Recorded Investment-with a valuation allowance	901	1,100	1,002	1,095
Interest Income Recognized-with a valuation allowance	2	2	4	5
Impaired loans without a valuation allowance:
Average Recorded Investment-without a valuation allowance	4,345	3,495	4,309	3,553
Interest Income Recognized-without a valuation allowance		1	1	1
Real Estate Portfolio Segment [Member] | Nonfarm Nonresidential [Member]
Impaired loans with a valuation allowance:
Average Recorded Investment-with a valuation allowance	2,179	2,498	2,194	2,700
Impaired loans without a valuation allowance:
Average Recorded Investment-without a valuation allowance	929	1,095	915	1,047
Real Estate Portfolio Segment [Member] | Farmland [Member]
Impaired loans with a valuation allowance:
Average Recorded Investment-with a valuation allowance	480	491	481	492
Impaired loans without a valuation allowance:
Average Recorded Investment-without a valuation allowance	250	269	250	275
Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Impaired loans with a valuation allowance:
Average Recorded Investment-with a valuation allowance	106	481	126	822
Impaired loans without a valuation allowance:
Average Recorded Investment-without a valuation allowance	527	689	531	780
Interest Income Recognized-without a valuation allowance	1	2	3	3
Commercial Portfolio Segment [Member]
Impaired loans with a valuation allowance:
Average Recorded Investment-with a valuation allowance		126		84
Impaired loans without a valuation allowance:
Average Recorded Investment-without a valuation allowance	576	332	486	338
Consumer Portfolio Segment [Member]
Impaired loans with a valuation allowance:
Average Recorded Investment-with a valuation allowance	15	14	15	9
Impaired loans without a valuation allowance:
Average Recorded Investment-without a valuation allowance	$ 104	$ 12	$ 75	$ 16

Note 5 - Loans Receivable (De58

Note 5 - Loans Receivable (Details) - Loans by Risk Categories - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	$ 1,013,558	$ 1,013,596
Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	6,261	6,322
Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	34,999	35,199
Not Rated [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	1,054,818	1,055,117
Real Estate Portfolio Segment [Member] | One-to-Four-Family Residential [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	294,593	306,864
Real Estate Portfolio Segment [Member] | One-to-Four-Family Residential [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	1,277	1,833
Real Estate Portfolio Segment [Member] | One-to-Four-Family Residential [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	11,197	11,792
Real Estate Portfolio Segment [Member] | One-to-Four-Family Residential [Member] | Not Rated [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	307,067	320,489
Real Estate Portfolio Segment [Member] | Multifamily Residential [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	51,161	45,181
Real Estate Portfolio Segment [Member] | Multifamily Residential [Member] | Not Rated [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	51,161	45,181
Real Estate Portfolio Segment [Member] | Nonfarm Nonresidential [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	308,151	350,011
Real Estate Portfolio Segment [Member] | Nonfarm Nonresidential [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	4,347	4,378
Real Estate Portfolio Segment [Member] | Nonfarm Nonresidential [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	15,219	15,585
Real Estate Portfolio Segment [Member] | Nonfarm Nonresidential [Member] | Not Rated [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	327,717	369,974
Real Estate Portfolio Segment [Member] | Farmland [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	46,874	46,002
Real Estate Portfolio Segment [Member] | Farmland [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	1,184	1,197
Real Estate Portfolio Segment [Member] | Farmland [Member] | Not Rated [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	48,058	47,199
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	100,770	96,114
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	98	105
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	2,226	2,375
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Not Rated [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	103,094	98,594
Commercial Portfolio Segment [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	179,818	135,812
Commercial Portfolio Segment [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	539
Commercial Portfolio Segment [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	4,909	4,059
Commercial Portfolio Segment [Member] | Not Rated [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	185,266	139,871
Consumer Portfolio Segment [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	32,191	33,612
Consumer Portfolio Segment [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable		6
Consumer Portfolio Segment [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	264	191
Consumer Portfolio Segment [Member] | Not Rated [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	$ 32,455	$ 33,809

Note 5 - Loans Receivable (De59

Note 5 - Loans Receivable (Details) - Troubled Debt Restructurings $ in Thousands	Jun. 30, 2015USD ($)	Dec. 31, 2014USD ($)	Jun. 30, 2015USD ($)	Jun. 30, 2014	Jun. 30, 2015USD ($)	Jun. 30, 2014
Financing Receivable, Modifications [Line Items]
Number of loans	21	22	0	1	0	3
Balance	$ 2,218	$ 2,464	$ 2,218		$ 2,218
Accrual [Member]
Financing Receivable, Modifications [Line Items]
Number of loans	3	5
Balance	$ 290	$ 566	290		290
Nonaccrual [Member]
Financing Receivable, Modifications [Line Items]
Number of loans	18	17
Balance	$ 1,928	$ 1,898	1,928		1,928
Real Estate Portfolio Segment [Member] | One-to-Four-Family Residential [Member]
Financing Receivable, Modifications [Line Items]
Number of loans	11	13				1
Balance	$ 926	$ 1,208	926		926
Real Estate Portfolio Segment [Member] | Nonfarm Nonresidential [Member]
Financing Receivable, Modifications [Line Items]
Number of loans	4	3
Balance	$ 649	$ 511	649		649
Real Estate Portfolio Segment [Member] | Farmland [Member]
Financing Receivable, Modifications [Line Items]
Number of loans	1	1
Balance	$ 250	$ 250	250		250
Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Financing Receivable, Modifications [Line Items]
Number of loans	3	3		1		1
Balance	$ 378	$ 480	378		378
Real Estate Portfolio Segment [Member] | Accrual [Member] | One-to-Four-Family Residential [Member]
Financing Receivable, Modifications [Line Items]
Number of loans	2	4
Balance	$ 209	$ 482	209		209
Real Estate Portfolio Segment [Member] | Accrual [Member] | Construction Loans [Member]
Financing Receivable, Modifications [Line Items]
Number of loans	1	1
Balance	$ 81	$ 84	81		81
Real Estate Portfolio Segment [Member] | Nonaccrual [Member] | One-to-Four-Family Residential [Member]
Financing Receivable, Modifications [Line Items]
Number of loans	9	9
Balance	$ 717	$ 726	717		717
Real Estate Portfolio Segment [Member] | Nonaccrual [Member] | Nonfarm Nonresidential [Member]
Financing Receivable, Modifications [Line Items]
Number of loans	4	3
Balance	$ 649	$ 511	649		649
Real Estate Portfolio Segment [Member] | Nonaccrual [Member] | Farmland [Member]
Financing Receivable, Modifications [Line Items]
Number of loans	1	1
Balance	$ 250	$ 250	250		250
Real Estate Portfolio Segment [Member] | Nonaccrual [Member] | Construction Loans [Member]
Financing Receivable, Modifications [Line Items]
Number of loans	2	2
Balance	$ 297	$ 396	297		297
Consumer Portfolio Segment [Member]
Financing Receivable, Modifications [Line Items]
Number of loans	2	2				1
Balance	$ 15	$ 15	15		15
Consumer Portfolio Segment [Member] | Nonaccrual [Member]
Financing Receivable, Modifications [Line Items]
Number of loans	2	2
Balance	$ 15	$ 15	$ 15		$ 15

Note 5 - Loans Receivable (De60

Note 5 - Loans Receivable (Details) - Loans Restructured as TDRs $ in Thousands		Jun. 30, 2015	Dec. 31, 2014	Jun. 30, 2015	Jun. 30, 2014USD ($)	Jun. 30, 2015	Jun. 30, 2014USD ($)
Note 5 - Loans Receivable (Details) - Loans Restructured as TDRs [Line Items]
Number of Loans		21	22	0	1	0	3
Balance prior to TDR					$ 85		$ 199
Balance					$ 85		194
Modification of Payment Terms [Member]
Note 5 - Loans Receivable (Details) - Loans Restructured as TDRs [Line Items]
Balance	[1]						114
Other Modifications [Member]
Note 5 - Loans Receivable (Details) - Loans Restructured as TDRs [Line Items]
Balance	[2]				$ 85		$ 85
Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Note 5 - Loans Receivable (Details) - Loans Restructured as TDRs [Line Items]
Number of Loans		3	3		1		1
Balance prior to TDR					$ 85		$ 85
Balance					$ 85		$ 85
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Modification of Payment Terms [Member]
Note 5 - Loans Receivable (Details) - Loans Restructured as TDRs [Line Items]
Balance	[1]
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Other Modifications [Member]
Note 5 - Loans Receivable (Details) - Loans Restructured as TDRs [Line Items]
Balance	[2]				$ 85		$ 85
Real Estate Portfolio Segment [Member] | One-to-Four-Family Residential [Member]
Note 5 - Loans Receivable (Details) - Loans Restructured as TDRs [Line Items]
Number of Loans		11	13				1
Balance prior to TDR							$ 103
Balance							98
Real Estate Portfolio Segment [Member] | One-to-Four-Family Residential [Member] | Modification of Payment Terms [Member]
Note 5 - Loans Receivable (Details) - Loans Restructured as TDRs [Line Items]
Balance	[1]						$ 103
Real Estate Portfolio Segment [Member] | One-to-Four-Family Residential [Member] | Other Modifications [Member]
Note 5 - Loans Receivable (Details) - Loans Restructured as TDRs [Line Items]
Balance	[2]
Consumer Portfolio Segment [Member]
Note 5 - Loans Receivable (Details) - Loans Restructured as TDRs [Line Items]
Number of Loans		2	2				1
Balance prior to TDR							$ 11
Balance							11
Consumer Portfolio Segment [Member] | Modification of Payment Terms [Member]
Note 5 - Loans Receivable (Details) - Loans Restructured as TDRs [Line Items]
Balance	[1]						$ 11
Consumer Portfolio Segment [Member] | Other Modifications [Member]
Note 5 - Loans Receivable (Details) - Loans Restructured as TDRs [Line Items]
Balance	[2]
[1]	Concessions represent skipped payments/maturity date extensions or amortization term extensions.
[2]	The borrower did not have the financial ability to refinance at another bank at renewal.

Note 6 - Allowances for Loan 61

Note 6 - Allowances for Loan and Lease Losses and Real Estate Losses (Details) - Allowance for Loan and Lease Losses - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014	Dec. 31, 2014	Jun. 13, 2014
Financing Receivable, Allowance for Credit Losses [Line Items]
Balance, beginning of period	$ 13,762	$ 12,478	$ 13,660	$ 12,711
Provision (reversals)	300	230	600	230
Charge-offs	(248)	(361)	(634)	(662)
Recoveries	40	45	228	113
Balance, end of period	13,854	12,392	13,854	12,392
Allowance for loan and lease losses individually evaluated for impairment			768		$ 1,011
Allowance for loan and lease losses collectively evaluated for impairment			11,383		12,292
Allowance for loan and lease losses purchased credit impaired	13,854	12,478	13,854	12,392	13,660
Loans individually evaluated for impairment			10,557		10,336
Loans collectively evaluated for impairment			1,026,403		1,025,918
Loans purchased credit impaired			17,858		18,863	$ 21,105
Receivables Acquired with Deteriorated Credit Quality [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Balance, beginning of period	1,617	0	357	0
Provision (reversals)	110	0	1,623	0
Charge-offs	(24)	0	(277)	0
Recoveries	0	0	0	0
Balance, end of period	1,703	0	1,703	0
Allowance for loan and lease losses purchased credit impaired	1,617	0	1,703	0	357
Real Estate Portfolio Segment [Member] | One-to-Four-Family Residential [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Balance, beginning of period	4,219	4,407	4,488	4,549
Provision (reversals)	64	72	(146)	(72)
Charge-offs	(134)	0	(213)	(8)
Recoveries	16	11	36	21
Balance, end of period	4,165	4,490	4,165	4,490
Allowance for loan and lease losses individually evaluated for impairment			125		251
Allowance for loan and lease losses collectively evaluated for impairment			4,040		4,237
Allowance for loan and lease losses purchased credit impaired	4,219	4,407	4,165	4,490	4,488
Loans individually evaluated for impairment			5,294		5,441
Loans collectively evaluated for impairment			297,724		310,701
Loans purchased credit impaired			4,049		4,347	4,728
Real Estate Portfolio Segment [Member] | One-to-Four-Family Residential [Member] | Receivables Acquired with Deteriorated Credit Quality [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Balance, beginning of period			68
Balance, end of period	376		376
Allowance for loan and lease losses purchased credit impaired	376		376		68
Real Estate Portfolio Segment [Member] | Multifamily Residential [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Balance, beginning of period	633	847	791	1,001
Provision (reversals)	(52)	183	(210)	29
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Balance, end of period	581	1,030	581	1,030
Allowance for loan and lease losses individually evaluated for impairment			0		0
Allowance for loan and lease losses collectively evaluated for impairment			581		791
Allowance for loan and lease losses purchased credit impaired	633	847	581	1,030	791
Loans individually evaluated for impairment			0		0
Loans collectively evaluated for impairment			51,161		45,181
Loans purchased credit impaired			0
Real Estate Portfolio Segment [Member] | Multifamily Residential [Member] | Receivables Acquired with Deteriorated Credit Quality [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Balance, beginning of period			0
Balance, end of period	0		0
Allowance for loan and lease losses purchased credit impaired	0		0		0
Real Estate Portfolio Segment [Member] | Nonfarm Nonresidential [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Balance, beginning of period	3,970	4,134	4,243	4,271
Provision (reversals)	(90)	(230)	(396)	(256)
Charge-offs	0	(2)	0	(115)
Recoveries	0	8	33	10
Balance, end of period	3,880	3,910	3,880	3,910
Allowance for loan and lease losses individually evaluated for impairment			515		580
Allowance for loan and lease losses collectively evaluated for impairment			3,365		3,663
Allowance for loan and lease losses purchased credit impaired	3,970	4,134	3,880	3,910	4,243
Loans individually evaluated for impairment			3,163		3,113
Loans collectively evaluated for impairment			315,255		357,186
Loans purchased credit impaired			9,299		9,675	10,790
Real Estate Portfolio Segment [Member] | Nonfarm Nonresidential [Member] | Receivables Acquired with Deteriorated Credit Quality [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Balance, beginning of period			289
Balance, end of period	623		623
Allowance for loan and lease losses purchased credit impaired	623		623		289
Real Estate Portfolio Segment [Member] | Farmland [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Balance, beginning of period	487	152	342	158
Provision (reversals)	31	130	176	124
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Balance, end of period	518	282	518	282
Allowance for loan and lease losses individually evaluated for impairment			117		123
Allowance for loan and lease losses collectively evaluated for impairment			401		219
Allowance for loan and lease losses purchased credit impaired	487	152	518	282	342
Loans individually evaluated for impairment			729		734
Loans collectively evaluated for impairment			47,245		46,379
Loans purchased credit impaired			84		86	95
Real Estate Portfolio Segment [Member] | Farmland [Member] | Receivables Acquired with Deteriorated Credit Quality [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Balance, beginning of period			0
Balance, end of period	0		0
Allowance for loan and lease losses purchased credit impaired	0		0		0
Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Balance, beginning of period	1,070	1,059	1,023	1,383
Provision (reversals)	59	98	5	(115)
Charge-offs	(10)	(292)	(10)	(444)
Recoveries	2	3	103	44
Balance, end of period	1,121	868	1,121	868
Allowance for loan and lease losses individually evaluated for impairment			2		45
Allowance for loan and lease losses collectively evaluated for impairment			1,119		978
Allowance for loan and lease losses purchased credit impaired	1,070	1,059	1,121	868	1,023
Loans individually evaluated for impairment			584		708
Loans collectively evaluated for impairment			99,298		94,518
Loans purchased credit impaired			3,212		3,368	3,432
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Receivables Acquired with Deteriorated Credit Quality [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Balance, beginning of period			0
Balance, end of period	44		44
Allowance for loan and lease losses purchased credit impaired	44		44		0
Commercial Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Balance, beginning of period	1,659	1,799	2,315	1,268
Provision (reversals)	109	(52)	(550)	478
Charge-offs	0	(27)	0	(27)
Recoveries	(3)	1	0	2
Balance, end of period	1,765	1,721	1,765	1,721
Allowance for loan and lease losses individually evaluated for impairment			0		0
Allowance for loan and lease losses collectively evaluated for impairment			1,765		2,315
Allowance for loan and lease losses purchased credit impaired	1,659	1,799	1,765	1,721	2,315
Loans individually evaluated for impairment			616		306
Loans collectively evaluated for impairment			183,520		138,315
Loans purchased credit impaired			1,130		1,250	1,882
Commercial Portfolio Segment [Member] | Receivables Acquired with Deteriorated Credit Quality [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Balance, beginning of period			0
Balance, end of period	660		660
Allowance for loan and lease losses purchased credit impaired	660		660		0
Consumer Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Balance, beginning of period	107	80	101	81
Provision (reversals)	69	29	98	42
Charge-offs	(80)	(40)	(134)	(68)
Recoveries	25	22	56	36
Balance, end of period	121	91	121	91
Allowance for loan and lease losses individually evaluated for impairment			9		12
Allowance for loan and lease losses collectively evaluated for impairment			112		89
Allowance for loan and lease losses purchased credit impaired	107	$ 80	121	$ 91	101
Loans individually evaluated for impairment			171		34
Loans collectively evaluated for impairment			32,200		33,638
Loans purchased credit impaired			84		137	$ 178
Consumer Portfolio Segment [Member] | Receivables Acquired with Deteriorated Credit Quality [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Balance, beginning of period			0
Balance, end of period	0		0
Allowance for loan and lease losses purchased credit impaired	$ 0		$ 0		$ 0

Note 6 - Allowances for Loan 62

Note 6 - Allowances for Loan and Lease Losses and Real Estate Losses (Details) - Allowance for Losses on Real Estate Owned - USD ($)	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Allowance for Losses on Real Estate Owned [Abstract]
Balance—beginning of period	$ 6,568,000	$ 8,143,000	$ 6,575,000	$ 8,794,000
Balance—end of period	4,642,000	8,481,000	4,642,000	8,481,000
Provisions for estimated losses	3,000	618,000	3,000	860,000
Losses charged off	$ (1,929,000)	$ (280,000)	$ (1,936,000)	$ (1,173,000)

Note 7 - Office Properties an63

Note 7 - Office Properties and Equipment (Details) - USD ($)	6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014
Property, Plant and Equipment [Abstract]
Depreciation	$ 1,338,000	$ 739,000

Note 7 - Office Properties an64

Note 7 - Office Properties and Equipment (Details) - Components of Properties and Equipment - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Components of Properties and Equipment [Abstract]
Land and land improvements	$ 10,796	$ 10,796
Buildings and improvements	43,440	42,995
Furniture and equipment	11,108	9,452
Automobiles and other	823	823
Total	66,167	64,066
Accumulated depreciation	(15,055)	(13,734)
Office properties and equipment—net	$ 51,112	$ 50,332

Note 8 - Goodwill and Core De65

Note 8 - Goodwill and Core Deposit Intangible - Net (Details) - USD ($)	3 Months Ended		6 Months Ended		12 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014	Dec. 31, 2014
Note 8 - Goodwill and Core Deposit Intangible - Net (Details) [Line Items]
Goodwill	$ 25,717,000		$ 25,717,000		$ 25,717,000
Amortization of Intangible Assets	156,000	$ 26,000	312,000	$ 26,000
Finite-Lived Intangible Assets, Amortization Expense, Remainder of Fiscal Year	313,000		313,000
Finite-Lived Intangible Assets, Amortization Expense, Year Two	625,000		625,000
Finite-Lived Intangible Assets, Amortization Expense, Year Four	625,000		625,000
Finite-Lived Intangible Assets, Amortization Expense, Year Five	625,000		625,000
Finite-Lived Intangible Assets, Amortization Expense, Year Three	625,000		625,000
Finite-Lived Intangible Assets, Amortization Expense, after Year Five	4,200,000		4,200,000
First National Security Company [Member]
Note 8 - Goodwill and Core Deposit Intangible - Net (Details) [Line Items]
Goodwill	$ 25,700,000		25,700,000
Core Deposits [Member]
Note 8 - Goodwill and Core Deposit Intangible - Net (Details) [Line Items]
Amortization of Intangible Assets			$ 651,000		$ 339,000
Core Deposits [Member] | Minimum [Member]
Note 8 - Goodwill and Core Deposit Intangible - Net (Details) [Line Items]
Finite-Lived Intangible Asset, Useful Life			12 years
Core Deposits [Member] | Maximum [Member]
Note 8 - Goodwill and Core Deposit Intangible - Net (Details) [Line Items]
Finite-Lived Intangible Asset, Useful Life			13 years

Note 8 - Goodwill and Core De66

Note 8 - Goodwill and Core Deposit Intangible - Net (Details) - Core Deposit Intangible - USD ($)	3 Months Ended		6 Months Ended		12 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014	Dec. 31, 2014
Finite-Lived Intangible Assets [Line Items]
Accumulated amortization	$ (156,000)	$ (26,000)	$ (312,000)	$ (26,000)
Core Deposits [Member]
Finite-Lived Intangible Assets [Line Items]
FNSC Merger			7,677,000		$ 7,677,000
Accumulated amortization			(651,000)		(339,000)
Core deposit intangible—net	$ 7,026,000		$ 7,026,000		$ 7,338,000

Note 9 - Deposits (Details)

Note 9 - Deposits (Details) - USD ($)	Jun. 30, 2015	Dec. 31, 2014
Disclosure Text Block [Abstract]
Deposit Liabilities Reclassified as Loans Receivable	$ 524,000	$ 540,000
Interest-bearing Domestic Deposit, Brokered	22,200,000	22,200,000
Time Deposits, $100,000 or More	233,100,000	242,600,000
Time Deposits $250,000 or More	$ 79,600,000	$ 77,500,000

Note 9 - Deposits (Details) - D

Note 9 - Deposits (Details) - Deposits - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Deposits [Abstract]
Checking accounts	$ 545,981	$ 576,034
Money market accounts	102,559	108,794
Savings accounts	119,617	115,375
Certificates of deposit	440,643	463,594
Total	$ 1,208,800	$ 1,263,797

Note 9 - Deposits (Details) - C

Note 9 - Deposits (Details) - Certificates of Deposit by Maturity $ in Thousands	Jun. 30, 2015USD ($)
Certificates of Deposit by Maturity [Abstract]
Within one year	$ 239,055
One to two years	66,190
Two to three years	66,274
Three to four years	36,073
Four to five years	20,584
Over five years	12,467
Total	$ 440,643

Note 10 - Short Term Borrowin70

Note 10 - Short Term Borrowings (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Note 10 - Short Term Borrowings (Details) [Line Items]
Short-term Debt	$ 3,530	$ 12,083
Overnight Borrowings [Member]
Note 10 - Short Term Borrowings (Details) [Line Items]
Line of Credit Facility, Remaining Borrowing Capacity	$ 78,000

Note 11 - Other Borrowings (Det

Note 11 - Other Borrowings (Details) $ in Millions	Jun. 30, 2015USD ($)
Disclosure Text Block [Abstract]
Federal Home Loan Bank Advances, Letter of Credit Disclosures, Maximum Amount Available	$ 25

Note 11 - Other Borrowings (D72

Note 11 - Other Borrowings (Details) - Other Borrowings - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Note 11 - Other Borrowings (Details) - Other Borrowings [Line Items]
Federal Home Loan Bank advances with rates ranging from 0.24% to 5.57% maturing through April 1, 2025	$ 41,591	$ 43,095
Line of credit with a bank, $14.75 million total credit line, floating rate of 1.95% above the three-month LIBOR rate, reset quarterly, interest payments due quarterly, maturing May 30, 2016	9,100	8,300
Term note payable to a bank, floating rate of 1.95% above the three-month LIBOR rate, reset quarterly, principal and interest payments due quarterly, maturing May 30, 2019	9,350	9,863
Total	$ 60,041	$ 61,258

Note 11 - Other Borrowings (D73

Note 11 - Other Borrowings (Details) - Other Borrowings (Parentheticals) - USD ($) $ in Thousands	6 Months Ended	12 Months Ended
	Jun. 30, 2015	Dec. 31, 2014
Note 11 - Other Borrowings (Details) - Other Borrowings (Parentheticals) [Line Items]
Total credit line (in Dollars)	$ 14,750	$ 14,750
Line of Credit [Member] | London Interbank Offered Rate (LIBOR) [Member]
Note 11 - Other Borrowings (Details) - Other Borrowings (Parentheticals) [Line Items]
Floating rate	1.95%	1.95%
Notes Payable to Banks [Member] | London Interbank Offered Rate (LIBOR) [Member]
Note 11 - Other Borrowings (Details) - Other Borrowings (Parentheticals) [Line Items]
Floating rate	1.95%	1.95%
Minimum [Member]
Note 11 - Other Borrowings (Details) - Other Borrowings (Parentheticals) [Line Items]
Federal Home Loan Bank advances, rates	0.24%	0.24%
Maximum [Member]
Note 11 - Other Borrowings (Details) - Other Borrowings (Parentheticals) [Line Items]
Federal Home Loan Bank advances, rates	5.57%	5.57%

Note 11 - Other Borrowings (D74

Note 11 - Other Borrowings (Details) - Maturities of Other Borrowings - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Maturities of Other Borrowings [Abstract]
Within one year	1.13%
Within one year	$ 26,694
One to two years	1.26%
One to two years	$ 6,576
Two to three years	2.29%
Two to three years	$ 1,523
Three to four years	1.36%
Three to four years	$ 17,689
Four to five years	2.28%
Four to five years	$ 424
Over five years	2.64%
Over five years	$ 7,135
Total	1.43%
Total	$ 60,041	$ 61,258

Note 12 - Income Taxes (Details

Note 12 - Income Taxes (Details)	Jun. 30, 2015USD ($)
Note 12 - Income Taxes (Details) [Line Items]
Deferred Tax Assets, Tax Deferred Expense, Reserves and Accruals, Reserves	$ 4,200,000
Deferred Tax Liability Not Recognized, Amount of Unrecognized Deferred Tax Liability, Bad Debt Reserve for Tax Purposes of Qualified Lender	1,600,000
Domestic Tax Authority [Member]
Note 12 - Income Taxes (Details) [Line Items]
Operating Loss Carryforwards	33,400,000
Domestic Tax Authority [Member] | PreOwnership [Member]
Note 12 - Income Taxes (Details) [Line Items]
Operating Loss Carryforwards	6,400,000
State and Local Jurisdiction [Member]
Note 12 - Income Taxes (Details) [Line Items]
Operating Loss Carryforwards	32,900,000
Maximum [Member] | Domestic Tax Authority [Member]
Note 12 - Income Taxes (Details) [Line Items]
Operating Loss Carryforwards	$ 405,000

Note 12 - Income Taxes (Detai76

Note 12 - Income Taxes (Details) - Provisions (Benefits) for Income Taxes - USD ($) $ in Thousands	3 Months Ended	6 Months Ended
	Jun. 30, 2015	Jun. 30, 2015	Jun. 30, 2014
Current:
Federal		$ 0	$ 0
State		0	0
Total current		0	0
Deferred:
Federal		1,735	(1,121)
State		523	(222)
Valuation allowance		(120)	1,343
Total deferred		2,258	(1,343)
Total	$ 1,253	$ 2,138	$ 0

Note 12 - Income Taxes (Detai77

Note 12 - Income Taxes (Details) - Income Tax Reconciliation - USD ($) $ in Thousands	3 Months Ended	6 Months Ended
	Jun. 30, 2015	Jun. 30, 2015	Jun. 30, 2014
Income Tax Reconciliation [Abstract]
Taxes at statutory rate		$ 2,359	$ (1,082)
Taxes at statutory rate		34.00%	34.00%
Increase (decrease) resulting from:
State income tax—net		$ 226	$ (136)
State income tax—net		3.30%	4.30%
Valuation allowance—net			$ 1,370
Valuation allowance—net			(43.10%)
Earnings on life insurance policies		$ (251)	$ (139)
Earnings on life insurance policies		(3.60%)	4.40%
Nontaxable investments		$ (302)	$ (204)
Nontaxable investments		(4.40%)	6.40%
Other—net		$ 106	$ 191
Other—net		1.50%	(6.00%)
Total	$ 1,253	$ 2,138	$ 0
Total		30.80%

Note 12 - Income Taxes (Detai78

Note 12 - Income Taxes (Details) - Deferred Tax Assets - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Deferred tax assets:
Allowance for loan and lease losses	$ 6,281	$ 6,343
Discount on purchased loans	3,169	4,511
Real estate owned	1,895	2,649
Section 382 net operating loss carry-forward	2,183	2,252
Net operating loss carry-forward	10,598	11,239
Nonaccrual loan interest	1,151	920
Other	941	736
Total deferred tax assets	26,218	28,650
Valuation allowance	(897)	(1,017)
Deferred tax asset, net of allowance	25,321	27,633
Deferred tax liabilities:
Office properties	(3,199)	(3,240)
Core deposit intangible	(2,690)	(2,810)
Unrealized gain on investments	(81)	(426)
Other	(426)	(460)
Total deferred tax liabilities	(6,396)	(6,936)
Net deferred tax asset	$ 18,925	$ 20,697

Note 13 - Stock Based Compens79

Note 13 - Stock Based Compensation (Details) - USD ($)	Oct. 22, 2014	Dec. 31, 2014	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014	Dec. 31, 2014
Note 13 - Stock Based Compensation (Details) [Line Items]
Common Stock, Dividend Rate, Percentage	11.00%	11.00%					11.00%
2011 Omnibus Incentive Plan [Member]
Note 13 - Stock Based Compensation (Details) [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized (in Shares)			2,144,743		2,144,743
Share-based Compensation Award Term					10 years
Share-based Compensation Arrangement by Share-based Payment Award, Award Requisite Service Period					5 years
Share-based Compensation Arrangement by Share-based Payment Award, Fair Value Assumptions, Expected Term					7 years
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Weighted Average Remaining Contractual Term					3 years 6 months
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Intrinsic Value			$ 627,000		$ 627,000
Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercisable, Weighted Average Remaining Contractual Term					3 years 73 days
Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercisable, Intrinsic Value			361,000		$ 361,000
Employee Service Share-based Compensation, Nonvested Awards, Compensation Cost Not yet Recognized			224,000		$ 224,000
Employee Service Share-based Compensation, Nonvested Awards, Compensation Cost Not yet Recognized, Period for Recognition					1 year 255 days
Employee Stock Option [Member] | 2011 Omnibus Incentive Plan [Member]
Note 13 - Stock Based Compensation (Details) [Line Items]
Allocated Share-based Compensation Expense			36,000	$ 36,000	$ 72,000	$ 71,000
Restricted Stock Units (RSUs) [Member] | 2011 Omnibus Incentive Plan [Member]
Note 13 - Stock Based Compensation (Details) [Line Items]
Employee Service Share-based Compensation, Nonvested Awards, Compensation Cost Not yet Recognized			781,000		$ 781,000
Employee Service Share-based Compensation, Nonvested Awards, Compensation Cost Not yet Recognized, Period for Recognition					3 years 36 days
Allocated Share-based Compensation Expense			$ 111,000	$ 74,000	$ 191,000	$ 125,000
Minimum [Member] | Restricted Stock Units (RSUs) [Member] | 2011 Omnibus Incentive Plan [Member]
Note 13 - Stock Based Compensation (Details) [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period					3 years
Maximum [Member] | Restricted Stock Units (RSUs) [Member] | 2011 Omnibus Incentive Plan [Member]
Note 13 - Stock Based Compensation (Details) [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period					5 years

Note 13 - Stock Based Compens80

Note 13 - Stock Based Compensation (Details) - Stock Option Activity - Jun. 30, 2015 - 2011 Omnibus Incentive Plan [Member] - $ / shares	Total
Note 13 - Stock Based Compensation (Details) - Stock Option Activity [Line Items]
Exercisable—June 30, 2015	111,646
Exercisable—June 30, 2015	$ 6.11

Note 13 - Stock Based Compens81

Note 13 - Stock Based Compensation (Details) - Restricted Stock Unit Activity - 6 months ended Jun. 30, 2015 - Restricted Stock Units (RSUs) [Member] - 2011 Omnibus Incentive Plan [Member] - $ / shares	Total
Note 13 - Stock Based Compensation (Details) - Restricted Stock Unit Activity [Line Items]
Outstanding	203,797
Outstanding, weighted average grant date fair value	$ 7.58
Granted	12,500
Granted	$ 10.92
Vested	(18,918)
Vested	$ 8.02
Forfeited	(56,276)
Forfeited	$ 7.31
Outstanding	141,103
Outstanding, weighted average grant date fair value	$ 7.92

Note 14 - Earnings Per Share (D

Note 14 - Earnings Per Share (Details) - shares	Oct. 22, 2014	Dec. 31, 2014	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2014	Dec. 31, 2014
Note 14 - Earnings Per Share (Details) [Line Items]
Common Stock, Dividend Rate, Percentage	11.00%	11.00%				11.00%
Equity Option [Member]
Note 14 - Earnings Per Share (Details) [Line Items]
Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount			36,110
Warrant [Member]
Note 14 - Earnings Per Share (Details) [Line Items]
Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount				196,709	196,709
Employee Stock Option [Member]
Note 14 - Earnings Per Share (Details) [Line Items]
Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount				239,760	239,760
Restricted Stock Units (RSUs) [Member]
Note 14 - Earnings Per Share (Details) [Line Items]
Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount				209,475	209,475

Note 14 - Earnings Per Share 83

Note 14 - Earnings Per Share (Details) - Weighted Average Shares Outstanding, Basic and Diluted Earnings Per Share Calculations - shares	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Weighted Average Shares Outstanding, Basic and Diluted Earnings Per Share Calculations [Abstract]
Basic weighted average shares outstanding	33,375,753	24,466,899	33,373,859	23,373,710
Effect of dilutive securities	145,737		162,200
Diluted weighted average shares outstanding	33,521,490	24,466,899	33,536,059	23,373,710

Note 15 - Fair Value Measurem84

Note 15 - Fair Value Measurements (Details) - USD ($)	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Note 15 - Fair Value Measurements (Details) [Line Items]
Real Estate Owned, Valuation Allowance, Provision (in Dollars)	$ 3,000	$ 618,000	$ 3,000	$ 860,000
Real Estate Owned [Member]
Note 15 - Fair Value Measurements (Details) [Line Items]
Fair Value Input, Selling Costs			8.00%
Impaired Loans Receivable [Member]
Note 15 - Fair Value Measurements (Details) [Line Items]
Fair Value Input, Selling Costs			8.00%
Minimum [Member] | Real Estate Owned [Member]
Note 15 - Fair Value Measurements (Details) [Line Items]
Fair Value Inputs, Discount Rate			0.00%
Minimum [Member] | Impaired Loans Receivable [Member]
Note 15 - Fair Value Measurements (Details) [Line Items]
Fair Value Inputs, Discount Rate			15.00%
Maximum [Member] | Real Estate Owned [Member]
Note 15 - Fair Value Measurements (Details) [Line Items]
Fair Value Inputs, Discount Rate			25.00%
Maximum [Member] | Impaired Loans Receivable [Member]
Note 15 - Fair Value Measurements (Details) [Line Items]
Fair Value Inputs, Discount Rate			25.00%

Note 15 - Fair Value Measurem85

Note 15 - Fair Value Measurements (Details) - Assets Measured at Fair Value on a Recurring Basis - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Available for sale investment securities:
Available for sale securities	$ 182,525	$ 174,218
US Treasury and Government [Member]
Available for sale investment securities:
Available for sale securities	65,063	77,332
US States and Political Subdivisions Debt Securities [Member]
Available for sale investment securities:
Available for sale securities	63,797	59,080
Collateralized Mortgage Backed Securities [Member]
Available for sale investment securities:
Available for sale securities	53,665	37,806
Fair Value, Inputs, Level 2 [Member]
Available for sale investment securities:
Available for sale securities	182,525	174,218
Fair Value, Inputs, Level 2 [Member] | US Treasury and Government [Member]
Available for sale investment securities:
Available for sale securities	65,063	77,332
Fair Value, Inputs, Level 2 [Member] | US States and Political Subdivisions Debt Securities [Member]
Available for sale investment securities:
Available for sale securities	63,797	59,080
Fair Value, Inputs, Level 2 [Member] | Collateralized Mortgage Backed Securities [Member]
Available for sale investment securities:
Available for sale securities	$ 53,665	$ 37,806

Note 15 - Fair Value Measurem86

Note 15 - Fair Value Measurements (Details) - Assets Measured at Fair Value on a Nonrecurring Basis - USD ($) $ in Thousands	Jun. 30, 2015	Jun. 30, 2014
Estimate of Fair Value Measurement [Member]
Note 15 - Fair Value Measurements (Details) - Assets Measured at Fair Value on a Nonrecurring Basis [Line Items]
Impaired loans	$ 3,401	$ 5,953
REO, net	10	3,414
Fair Value, Inputs, Level 3 [Member]
Note 15 - Fair Value Measurements (Details) - Assets Measured at Fair Value on a Nonrecurring Basis [Line Items]
Impaired loans	3,401	5,953
REO, net	$ 10	$ 3,414

Note 16 - Fair Value of Finan87

Note 16 - Fair Value of Financial Instruments (Details) - Estimated Fair Values of Financial Instruments - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014	Jun. 30, 2014	Dec. 31, 2013
FINANCIAL ASSETS:
Cash and cash equivalents	$ 37,187	$ 113,086	$ 60,838	$ 23,970
Other investment securities	8,111	5,864
Loans held for sale	12,576	6,409
Accrued interest receivable	4,575	4,485
Loans receivable—net	1,041,080	1,041,222
FINANCIAL LIABILITIES:
Short term borrowings	3,530	12,083
Other borrowings	60,041	61,258
Certificates of deposit	440,643	463,594
Fair Value, Inputs, Level 1 [Member]
FINANCIAL ASSETS:
Cash and cash equivalents	37,187	113,086
Cash and cash equivalents	37,187	113,086
FINANCIAL LIABILITIES:
Short term borrowings	3,530	12,083
Short term borrowings	3,530	12,083
Fair Value, Inputs, Level 2 [Member]
FINANCIAL ASSETS:
Interest-bearing time deposits in banks	11,178	12,421
Interest-bearing time deposits in banks	11,362	12,663
Other investment securities	8,111	5,864
Other investment securities	8,111	5,864
Loans held for sale	12,576	6,409
Loans held for sale	12,576	6,409
Cash surrender value of life insurance	45,641	44,130
Cash surrender value of life insurance	45,641	44,130
Accrued interest receivable	4,575	4,485
Accrued interest receivable	4,575	4,485
FINANCIAL LIABILITIES:
Checking, money market and savings accounts	768,157	800,203
Checking, money market and savings accounts	768,157	800,203
Other borrowings	60,041	61,258
Other borrowings	61,530	62,175
Accrued interest payable	268	304
Accrued interest payable	268	304
Fair Value, Inputs, Level 3 [Member]
FINANCIAL ASSETS:
Loans receivable—net	1,041,080	1,041,222
Loans receivable—net	1,066,058	1,063,529
FINANCIAL LIABILITIES:
Certificates of deposit	440,643	463,594
Certificates of deposit	$ 441,888	$ 464,650

Note 17 - Regulatory Matters (D

Note 17 - Regulatory Matters (Details) - USD ($) $ in Millions	Oct. 22, 2014	Dec. 31, 2014	Jun. 30, 2015	Dec. 31, 2014	Mar. 13, 2015
Note 17 - Regulatory Matters (Details) [Line Items]
Common Stock, Dividend Rate, Percentage	11.00%	11.00%		11.00%
Common Stock Dividends, Additional Shares Issued	1
Common Stock Dividends, Addtional Share Conversion Ratio	9
2015 Share Repurchase Program [Member]
Note 17 - Regulatory Matters (Details) [Line Items]
Treasury Stock, Shares, Acquired			2,100
Stock Repurchase Program, Authorized Amount					$ 2

Note 17 - Regulatory Matters 89

Note 17 - Regulatory Matters (Details) - The Bank’s Actual and Required Capital Amounts - USD ($) $ in Thousands		Jun. 30, 2015	Dec. 31, 2014
Consolidated Entities [Member]
Tier 1 Capital to Adjusted Average Assets
Tier 1 capital		$ 136,254
Tier 1 capital to average assets		9.54%
Tier 1 capital for capital adequacy		$ 57,154
Tier 1 capital to average assets for capital adequacy		4.00%
Tier 1 capital to be well capitalized		$ 71,443
Tier 1 capital to average assets to be well capitalized		5.00%
Common Equity Tier 1 to Risk-Weighted Assets
Common equity		$ 136,254
Common equity to risk-weighted assets		11.59%
Common equity for capital adequacy		$ 52,884
Common equity to risk-weighted assets for capital adequacy		4.50%
Common equity to be well capitalized		$ 76,388
Common equity to risk-weighted assets to be well capitalized		6.50%
Tier I Capital to Risk-Weighted Assets
Tier I capital		$ 136,254
Tier I capital to risk-weighted assets		11.59%
Tier I capital for capital adequacy		$ 70,512
Tier I capital to risk-weighted assets for capital adequacy		6.00%
Tier I capital to be well capitalized		$ 94,016
Tier I capital to risk-weighted assets to be well capitalized		8.00%
Total Capital to Risk-Weighted Assets
Capital		$ 150,108
Capital to risk-weighted assets		12.77%
Capital for capital adequacy		$ 94,016
Capital to risk-weighted assets for capital adequacy		8.00%
Capital to be well capitalized		$ 117,520
Capital to risk-weighted assets to be well capitalized		10.00%
Bear State Bank [Member]
Tier 1 Capital to Adjusted Average Assets
Tier 1 capital		$ 153,308
Tier 1 capital to average assets		10.74%
Tier 1 capital for capital adequacy		$ 57,109
Tier 1 capital to average assets for capital adequacy		4.00%
Tier 1 capital to be well capitalized		$ 71,386
Tier 1 capital to average assets to be well capitalized		5.00%
Common Equity Tier 1 to Risk-Weighted Assets
Common equity		$ 153,308
Common equity to risk-weighted assets		13.06%
Common equity for capital adequacy		$ 52,824
Common equity to risk-weighted assets for capital adequacy		4.50%
Common equity to be well capitalized		$ 76,302
Common equity to risk-weighted assets to be well capitalized		6.50%
Tier I Capital to Risk-Weighted Assets
Tier I capital		$ 153,308
Tier I capital to risk-weighted assets		13.06%
Tier I capital for capital adequacy		$ 70,432
Tier I capital to risk-weighted assets for capital adequacy		6.00%
Tier I capital to be well capitalized		$ 93,910
Tier I capital to risk-weighted assets to be well capitalized		8.00%
Total Capital to Risk-Weighted Assets
Capital		$ 167,162
Capital to risk-weighted assets		14.24%
Capital for capital adequacy		$ 93,910
Capital to risk-weighted assets for capital adequacy		8.00%
Capital to be well capitalized		$ 117,387
Capital to risk-weighted assets to be well capitalized		10.00%
First Federal Bank [Member]
Tier 1 Capital to Adjusted Average Assets
Tier 1 capital	[1]		$ 54,215
Tier 1 capital to average assets	[1]		9.21%
Tier 1 capital for capital adequacy	[1]		$ 23,534
Tier 1 capital to average assets for capital adequacy	[1]		4.00%
Tier 1 capital to be well capitalized	[1]		$ 29,417
Tier 1 capital to average assets to be well capitalized	[1]		5.00%
Tier I Capital to Risk-Weighted Assets
Tier I capital			$ 54,215
Tier I capital to risk-weighted assets			11.42%
Tier I capital for capital adequacy
Tier I capital to risk-weighted assets for capital adequacy
Tier I capital to be well capitalized			$ 28,488
Tier I capital to risk-weighted assets to be well capitalized			6.00%
Total Capital to Risk-Weighted Assets
Capital			$ 60,226
Capital to risk-weighted assets			12.68%
Capital for capital adequacy			$ 37,984
Capital to risk-weighted assets for capital adequacy			8.00%
Capital to be well capitalized			$ 47,480
Capital to risk-weighted assets to be well capitalized			10.00%
Tangible Capital to Tangible Assets
First Federal			$ 54,215
First Federal			9.21%
First Federal			$ 8,825
First Federal			1.50%
First Federal
First Federal
Consolidated Entities 2 [Member]
Tier 1 Capital to Adjusted Average Assets
Tier 1 capital			$ 122,537
Tier 1 capital to average assets			8.29%
Tier 1 capital for capital adequacy			$ 59,146
Tier 1 capital to average assets for capital adequacy			4.00%
Tier 1 capital to be well capitalized
Tier 1 capital to average assets to be well capitalized
Tier I Capital to Risk-Weighted Assets
Tier I capital			$ 122,537
Tier I capital to risk-weighted assets			10.89%
Tier I capital for capital adequacy			$ 45,001
Tier I capital to risk-weighted assets for capital adequacy			4.00%
Tier I capital to be well capitalized
Tier I capital to risk-weighted assets to be well capitalized
Total Capital to Risk-Weighted Assets
Capital			$ 136,197
Capital to risk-weighted assets			12.11%
Capital for capital adequacy			$ 90,002
Capital to risk-weighted assets for capital adequacy			8.00%
Capital to be well capitalized
Capital to risk-weighted assets to be well capitalized
First National Bank [Member]
Tier 1 Capital to Adjusted Average Assets
Tier 1 capital			$ 56,245
Tier 1 capital to average assets			9.40%
Tier 1 capital for capital adequacy			$ 17,951
Tier 1 capital to average assets for capital adequacy			3.00%
Tier 1 capital to be well capitalized			$ 29,919
Tier 1 capital to average assets to be well capitalized			5.00%
Tier I Capital to Risk-Weighted Assets
Tier I capital			$ 56,245
Tier I capital to risk-weighted assets			13.14%
Tier I capital for capital adequacy			$ 17,117
Tier I capital to risk-weighted assets for capital adequacy			4.00%
Tier I capital to be well capitalized			$ 25,675
Tier I capital to risk-weighted assets to be well capitalized			6.00%
Total Capital to Risk-Weighted Assets
Capital			$ 57,100
Capital to risk-weighted assets			13.34%
Capital for capital adequacy			$ 34,234
Capital to risk-weighted assets for capital adequacy			8.00%
Capital to be well capitalized			$ 42,792
Capital to risk-weighted assets to be well capitalized			10.00%
Heritage Bank [Member]
Tier 1 Capital to Adjusted Average Assets
Tier 1 capital			$ 29,086
Tier 1 capital to average assets			9.76%
Tier 1 capital for capital adequacy			$ 11,925
Tier 1 capital to average assets for capital adequacy			4.00%
Tier 1 capital to be well capitalized			$ 14,906
Tier 1 capital to average assets to be well capitalized			5.00%
Tier I Capital to Risk-Weighted Assets
Tier I capital			$ 29,086
Tier I capital to risk-weighted assets			13.35%
Tier I capital for capital adequacy			$ 8,716
Tier I capital to risk-weighted assets for capital adequacy			4.00%
Tier I capital to be well capitalized			$ 13,074
Tier I capital to risk-weighted assets to be well capitalized			6.00%
Total Capital to Risk-Weighted Assets
Capital			$ 29,786
Capital to risk-weighted assets			13.67%
Capital for capital adequacy			$ 17,432
Capital to risk-weighted assets for capital adequacy			8.00%
Capital to be well capitalized			$ 21,790
Capital to risk-weighted assets to be well capitalized			10.00%
[1]	In the case of First Federal, the ratio is calculated based on adjusted assets at period end.

Note 18 - Contingencies (Detail

Note 18 - Contingencies (Details) - USD ($) $ in Millions	Jul. 22, 2015	Jun. 30, 2015
Note 18 - Contingencies (Details) [Line Items]
Loss Contingency, Damages Sought, Value		$ 2
Subsequent Event [Member]
Note 18 - Contingencies (Details) [Line Items]
Loss Contingency, Damages Paid, Value	$ 0

Uncategorized Items - bsf-20150

Label	Element	Value
Effective Income Tax Rate Reconciliation, at Blended Tax Rate, Percent	bsf_EffectiveIncomeTaxRateReconciliationAtBlendedTaxRate	38.29%
Two Thousand Eleven Omnibus Incentive Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Weighted Average Exercise Price	us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice	$ 6.66
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Weighted Average Exercise Price	us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice	$ 6.66
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Number	us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber	234,002
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Number	us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber	234,002
Metropolitan National Bank [Member]
Number of Branches	bsf_NumberOfBranches	12
Assets	us-gaap_Assets	$ 443.9
First National Security Company Acquisition [Member]
Business Acquisition, Percentage of Voting Interests Acquired	us-gaap_BusinessAcquisitionPercentageOfVotingInterestsAcquired	100.00%
Cash	us-gaap_PaymentsToAcquireBusinessesGross	$ 74
Business Acquisition, Equity Interest Issued or Issuable, Value Assigned	us-gaap_BusinessAcquisitionEquityInterestIssuedOrIssuableValueAssigned	50.4
Business Combination, Consideration Transferred	us-gaap_BusinessCombinationConsiderationTransferred1	$ 124.4
Business Acquisition, Equity Interest Issued or Issuable, Number of Shares (in Shares)	us-gaap_BusinessAcquisitionEquityInterestsIssuedOrIssuableNumberOfSharesIssued	6,252,400
First National Security Company Acquisition [Member] | First National Security Company [Member]
Cash	us-gaap_PaymentsToAcquireBusinessesGross	$ 24
First National Security Company Acquisition [Member] | Parent Company [Member]
Cash	us-gaap_PaymentsToAcquireBusinessesGross	50
First National Security Company Acquisition [Member] | Core Deposits [Member]
Core deposit intangible	us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedIntangibles	$ 7.7
Acquired Finite-lived Intangible Assets, Weighted Average Useful Life	us-gaap_AcquiredFiniteLivedIntangibleAssetsWeightedAverageUsefulLife	12 years 109 days
Metropolitan National Bank [Member]
Number of Loan Production Offices	bsf_NumberOfLoanProductionOffices	1
Metropolitan National Bank [Member] | Scenario, Forecast [Member]
Business Acquisition, Percentage of Voting Interests Acquired	us-gaap_BusinessAcquisitionPercentageOfVotingInterestsAcquired	100.00%
Cash	us-gaap_PaymentsToAcquireBusinessesGross	$ 28
Common stock	us-gaap_BusinessCombinationConsiderationTransferredEquityInterestsIssuedAndIssuable	42
Business Combination, Consideration Transferred	us-gaap_BusinessCombinationConsiderationTransferred1	$ 70