Bear State Financial 10-Q 13 Nov 15 2015 Q3 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	9 Months Ended
	Sep. 30, 2015	Nov. 10, 2015
Document and Entity Information [Abstract]
Entity Registrant Name	BEAR STATE FINANCIAL, INC.
Trading Symbol	bsf
Document Type	10-Q
Current Fiscal Year End Date	--12-31
Entity Common Stock, Shares Outstanding		37,959,829
Amendment Flag	false
Entity Central Index Key	1,006,424
Entity Current Reporting Status	Yes
Entity Voluntary Filers	No
Entity Filer Category	Smaller Reporting Company
Entity Well-known Seasoned Issuer	No
Document Period End Date	Sep. 30, 2015
Document Fiscal Year Focus	2,015
Document Fiscal Period Focus	Q3

Condensed Consolidated Statemen

Condensed Consolidated Statements of Financial Condition (Unaudited) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
ASSETS
Cash and cash equivalents	$ 58,746	$ 113,086
Interest-bearing time deposits in banks	10,930	12,421
Investment securities available for sale	164,564	174,218
Other investment securities, at cost	8,197	5,864
Loans receivable, net of allowance of $13,975 and $13,660, respectively	1,063,100	1,041,222
Loans held for sale	8,032	6,409
Accrued interest receivable	5,020	4,485
Real estate owned - net	2,290	4,792
Office properties and equipment - net	51,768	50,332
Cash surrender value of life insurance	45,998	44,130
Goodwill	25,717	25,717
Core deposit intangible - net	6,869	7,338
Deferred tax asset, net	17,121	20,697
Prepaid expenses and other assets	2,373	3,884
TOTAL	1,470,725	1,514,595
LIABILITIES:
Noninterest bearing deposits	173,525	180,136
Interest bearing deposits	1,035,651	1,083,661
Total deposits	1,209,176	1,263,797
Short term borrowings	10,366	12,083
Other borrowings	68,300	61,258
Other liabilities	4,213	7,003
Total liabilities	$ 1,292,055	$ 1,344,141
STOCKHOLDERS’ EQUITY:
Preferred stock, $0.01 par value—5,000,000 shares authorized; none issued at September 30, 2015 and December 31, 2014
Common stock, $0.01 par value—100,000,000 shares authorized; 33,349,512 and 33,365,845 shares issued and outstanding at September 30, 2015 and December 31, 2014, respectively	$ 333	$ 334
Additional paid-in capital	169,570	169,543
Accumulated other comprehensive income	753	577
Retained earnings	8,014
Total stockholders’ equity	178,670	170,454
TOTAL	$ 1,470,725	$ 1,514,595

Condensed Consolidated Stateme3

Condensed Consolidated Statements of Financial Condition (Unaudited) (Parentheticals) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Loans receivable, allowance (in Dollars)	$ 13,975	$ 13,660
Preferred stock, par value (in Dollars per share)	$ 0.01	$ 0.01
Preferred stock, shares authorized	5,000,000	5,000,000
Preferred stock, shares issued	0	0
Common stock, par value (in Dollars per share)	$ 0.01	$ 0.01
Common stock, shares authorized	100,000,000	100,000,000
Common stock, shares issued	33,349,512	33,365,845
Common stock, shares outstanding	33,349,512	33,365,845

Condensed Consolidated Stateme4

Condensed Consolidated Statements of Income (Unaudited) - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
INTEREST INCOME:
Loans receivable	$ 12,829,000	$ 15,390,000	$ 38,610,000	$ 25,381,000
Investment securities:
Taxable	337,000	272,000	979,000	777,000
Nontaxable	516,000	456,000	1,546,000	1,069,000
Other	67,000	105,000	243,000	321,000
Total interest income	13,749,000	16,223,000	41,378,000	27,548,000
INTEREST EXPENSE:
Deposits	1,265,000	1,320,000	3,853,000	3,174,000
Other borrowings	264,000	247,000	767,000	334,000
Total interest expense	1,529,000	1,567,000	4,620,000	3,508,000
NET INTEREST INCOME	12,220,000	14,656,000	36,758,000	24,040,000
PROVISION FOR LOAN LOSSES	331,000	600,000	931,000	830,000
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	11,889,000	14,056,000	35,827,000	23,210,000
NONINTEREST INCOME:
Net gain on sales of investment securities		30,000	88,000	30,000
Deposit fee income	1,926,000	1,956,000	5,569,000	3,445,000
Earnings on life insurance policies	357,000	349,000	1,096,000	758,000
Gain on sale of loans	833,000	968,000	2,359,000	1,923,000
Other	202,000	328,000	715,000	497,000
Total noninterest income	3,318,000	3,631,000	9,827,000	6,653,000
NONINTEREST EXPENSES:
Salaries and employee benefits	5,518,000	6,261,000	17,521,000	15,864,000
Net occupancy expense	1,475,000	1,569,000	4,273,000	2,850,000
Real estate owned, net	(341,000)	650,000	(431,000)	1,458,000
Amortization of intangible assets	156,000	157,000	469,000	183,000
Data processing	1,103,000	4,177,000	3,814,000	5,159,000
Professional fees	133,000	213,000	616,000	644,000
Advertising and public relations	510,000	494,000	1,764,000	795,000
Postage and supplies	244,000	263,000	809,000	466,000
Other	1,667,000	1,540,000	5,138,000	3,264,000
Total noninterest expenses	10,465,000	15,324,000	33,973,000	30,683,000
INCOME (LOSS) BEFORE INCOME TAXES	4,742,000	2,363,000	11,681,000	(820,000)
INCOME TAX PROVISION (BENEFIT)	1,529,000	(20,312,000)	3,667,000	(20,312,000)
NET INCOME	$ 3,213,000	$ 22,675,000	$ 8,014,000	$ 19,492,000
Basic earnings per common share (in Dollars per share)	$ 0.10	$ 0.68	$ 0.24	$ 0.73
Diluted earnings per common share (in Dollars per share)	$ 0.10	$ 0.68	$ 0.24	$ 0.71

Condensed Consolidated Stateme5

Condensed Consolidated Statements of Comprehensive Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Net income	$ 3,213	$ 22,675	$ 8,014	$ 19,492
Other comprehensive income (loss):
Unrealized holding gains (losses) on investment securities arising during the period	1,159	(27)	373	1,272
Less: reclassification adjustments for realized gain included in net income		(30)	(88)	(30)
Other comprehensive income (loss), before tax effect	1,159	(57)	285	1,242
Tax effect	(444)	(296)	(109)	(296)
Other comprehensive income (loss)	715	(353)	176	946
COMPREHENSIVE INCOME	$ 3,928	$ 22,322	$ 8,190	$ 20,438

Condensed Consolidated Stateme6

Condensed Consolidated Statement of Stockholders' Equity (Unaudited) - 9 months ended Sep. 30, 2015 - USD ($) $ in Thousands	Common Stock [Member]	Additional Paid-in Capital [Member]	AOCI Attributable to Parent [Member]	Retained Earnings [Member]	Total
Balance, value at Dec. 31, 2014	$ 334	$ 169,543	$ 577		$ 170,454
Balance, shares (in Shares) at Dec. 31, 2014	33,365,845
Net income				$ 8,014	8,014
Other comprehensive income			176		176
Shares issued – option exercises		2			2
Shares issued – option exercises (in Shares)	334
Shares issued – restricted stock unit vesting (in Shares)	12,008
Stock compensation		280			280
Repurchase of common stock	$ (1)	(255)			(256)
Repurchase of common stock (in Shares)	(28,675)
Balance, value at Sep. 30, 2015	$ 333	$ 169,570	$ 753	$ 8,014	$ 178,670
Balance, shares (in Shares) at Sep. 30, 2015	33,349,512

Condensed Consolidated Stateme7

Condensed Consolidated Statements of Cash Flows (Unaudited) - USD ($)	9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014
OPERATING ACTIVITIES:
Net income	$ 8,014,000	$ 19,492,000
Adjustments to reconcile net income to net cash provided by (used in) operating activities:
Provision for loan losses	931,000	830,000
Provision for real estate losses	3,000	1,513,000
Deferred tax provision (benefit)	3,590,000	(773,000)
Deferred tax valuation allowance	(120,000)	(19,539,000)
Net amortization of premiums on investment securities	332,000	111,000
Federal Home Loan Bank stock dividends	(6,000)	(6,000)
Gain on sale of fixed assets, net		(12,000)
Gain on sale of real estate owned, net	(583,000)	(188,000)
Gain on sale of investment securities, net	(88,000)	(30,000)
Originations of loans held for sale	(85,671,000)	(73,423,000)
Proceeds from sales of loans held for sale	86,407,000	73,682,000
Gain on sale of loans originated to sell	(2,359,000)	(1,923,000)
Depreciation	2,117,000	1,524,000
Amortization of deferred loan costs, net	241,000	65,000
Accretion of purchased loans, net	(2,636,000)	(2,927,000)
Amortization of other intangible assets	469,000	183,000
Stock compensation	280,000	328,000
Earnings on life insurance policies	(1,096,000)	(758,000)
Changes in operating assets and liabilities:
Accrued interest receivable	(535,000)	(618,000)
Prepaid expenses and other assets	1,535,000	(398,000)
Other liabilities	(1,182,000)	(66,000)
Net cash provided by (used in) operating activities	9,643,000	(2,933,000)
INVESTING ACTIVITIES:
Cash paid for purchase of FNSC, net of cash received		(8,985,000)
Net decrease in federal funds sold		32,775,000
Redemptions of interest-bearing time deposits in banks	1,491,000	9,458,000
Purchases of investment securities available for sale (“AFS”)	(32,387,000)	(9,280,000)
Proceeds from sales of investment securities AFS	2,082,000	3,875,000
Proceeds from maturities/calls/paydowns of investment securities AFS	38,392,000	25,682,000
Redemptions of Federal Home Loan Bank stock	605,000	1,170,000
Purchases of Federal Home Loan Bank stock	(443,000)	(331,000)
Redemptions of Federal Reserve Bank stock	907,000
Purchases of Federal Reserve Bank stock	(3,396,000)
Loan repayments (originations), net	(20,766,000)	(48,919,000)
Loan participations purchased	(475,000)	(25,286,000)
Proceeds from sales of real estate owned	3,882,000	3,138,000
Proceeds from sales of office properties and equipment		377,000
Purchases of office properties and equipment	(3,553,000)	(1,803,000)
Purchases of bank owned life insurance	(772,000)	(16,628,000)
Net cash used in investing activities	(14,433,000)	(34,757,000)
FINANCING ACTIVITIES:
Net increase (decrease) in deposits	(54,621,000)	44,043,000
Proceeds from advances from Federal Home Loan Bank	31,551,000	22,000,000
Repayment of advances from Federal Home Loan Bank	(25,189,000)	(537,000)
Net increase in other borrowings	680,000	14,400,000
Net decrease short term borrowings	(1,717,000)	(2,214,000)
Proceeds from private placement		20,000,000
Proceeds from exercise of warrants		3,590,000
Proceeds from exercise of stock options	2,000	24,000
Repurchase of common stock	(256,000)
Net cash (used in) provided by financing activities	(49,550,000)	101,306,000
NET (DECREASE) INCREASE IN CASH AND CASH EQUIVALENTS	(54,340,000)	63,616,000
CASH AND CASH EQUIVALENTS:
Beginning of period	113,086,000	23,970,000
End of period	58,746,000	87,586,000
SUPPLEMENTAL DISCLOSURES OF CASH FLOW INFORMATION:
Cash paid for interest	4,650,000	3,400,000
Cash received for income tax refunds	2,135,000
SUPPLEMENTAL SCHEDULE OF NONCASH INVESTING AND FINANCING ACTIVITIES:
Real estate and other assets acquired in settlement of loans	1,069,000	1,313,000
Sales of real estate owned financed by the Bank	$ 242,000
Investment securities purchased—not settled		624,000
Common stock issued for purchase of FNSC		$ 49,852,000

Note 1 - Summary of Significant

Note 1 - Summary of Significant Accounting Policies	9 Months Ended
	Sep. 30, 2015
Accounting Policies [Abstract]
Significant Accounting Policies [Text Block]	1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES Nature of Operations — The Company completed its merger with First National Security Company (“FNSC”) and the accompanying acquisition of FNSC’s subsidiaries, including First National Bank of Hot Springs (“First National”) and Heritage Bank, N.A. (“Heritage Bank”), on June 13, 2014. On February 13, 2015, First Federal Bank, First National and Heritage Bank were consolidated into a single charter forming Bear State Bank, N.A. Any reference in this Quarterly Report on Form 10-Q to the “Bank” shall mean Bear State Bank, N.A., if such reference pertains to the time period after giving effect to the charter consolidation and shall mean each of First Federal Bank, First National and Heritage Bank, collectively, if such reference pertains to the time period before giving effect to the charter consolidation. Principles of Consolidation— Operating Segments — Basis of Presentation — Certain reclassifications of prior period amounts have been made to conform with the current period presentation. These reclassifications had no impact on previously reported net income. The results of operations for the three and nine months ended September 30, 2015 are not necessarily indicative of the results to be expected for the year ending December 31, 2015. The unaudited condensed consolidated financial statements of the Company and notes thereto should be read in conjunction with the audited financial statements and notes thereto for the year ended December 31, 2014, contained in the Company’s 2014 Annual Report on Form 10-K as filed with the Securities and Exchange Commission (“SEC”). The condensed consolidated balance sheet of the Company as of December 31, 2014, included herein has been derived from the audited consolidated balance sheet of the Company as of that date.

Note 2 - Recent Accounting Pron

Note 2 - Recent Accounting Pronouncements	9 Months Ended
	Sep. 30, 2015
New Accounting Pronouncements and Changes in Accounting Principles [Abstract]
New Accounting Pronouncements and Changes in Accounting Principles [Text Block]	2. RECENT ACCOUNTING PRONOUNCEMENTS In January 2014, the FASB issued ASU 2014-04, Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans upon Foreclosure (Topic 310-40 ) : Receivables – Troubled Debt Restructurings by Creditors In April 2014, the FASB issued ASU 2014-08, Reporting Discontinued Operations and Disclosures of Components of an Entity, In May 2014, the FASB issued ASU 2014-09, Revenue from Contracts with Customers On January 9, 2015, the FASB issued ASU 2015-01, Income Statement-Extraordinary and Unusual Items The adoption of this ASU is not expected to have a material impact on the Company’s financial statements. On February 18, 2015, the FASB issued ASU 2015-02, Consolidation (Topic 810) – Amendments to the Consolidation Analysis In April 2015, the FASB issued ASU 2015-05, Intangibles – Goodwill and Other Internal-Use Software (Subtopic 350-40): Customer’s Accounting for Fees Paid in a Cloud Computing Arrangement In May 2015, the FASB issued ASU 2015-07, Fair Value Measurement (Topic 820): Disclosures for Investments in Certain Entities that Calculate Net Asset Value Per Share In September 2015, the FASB issued update ASU No. 2015-16, Business Combinations - Simplifying the Accounting for Measurement-Period Adjustments

Note 3 - Acquisition

Note 3 - Acquisition	9 Months Ended
	Sep. 30, 2015
Business Combinations [Abstract]
Business Combination Disclosure [Text Block]	3. ACQUISITIONS First National Security Company On June 13, 2014, the Company completed its acquisition of FNSC whereby FNSC merged with and into the Company in a transaction valued at approximately $124.4 million. In connection with the merger, former FNSC stockholders received in the aggregate 6,252,400 shares of Company common stock, valued at approximately $50.4 million and $74 million in cash in exchange for 100% of the outstanding shares of FNSC common stock. The Company paid $50 million of the total cash consideration and FNSC paid $24 million of the total cash consideration to its stockholders from funds it received immediately prior to the closing of the acquisition from its subsidiary bank, First National Bank. The acquisition expanded the Company’s market into Northeast and Southwest Arkansas and further diversified the Company’s loan, customer and deposit base. The following table provides a summary of the assets acquired and liabilities assumed as recorded by FNSC, the fair value adjustments necessary to adjust those acquired assets and assumed liabilities to estimated fair value, and the resultant fair values of those assets and liabilities as recorded by the Company. As provided for under GAAP, management has up to 12 months following the date of acquisition to finalize the fair values of the acquired assets and assumed liabilities. The goodwill recognized by the Company will not be deductible for income tax purposes. June 13 , 2014 As Recorded b y FNSC Fair Value Adjustments As Recorded (Dollars in thousands) Assets acquired: Cash and cash equivalents $ 41,015 $ -- $ 41,015 Federal funds sold 43,025 -- 43,025 Investment securities available for sale 138,140 -- 138,140 Other investment securities, at cost 7,480 -- 7,480 Loans receivable 622,758 (17,294 ) 605,464 Allowance for loan losses (13,179 ) 13,179 -- Loans receivable, net 609,579 (4,115 ) 605,464 Accrued interest receivable 2,954 -- 2,954 Real estate owned - net 69 -- 69 Office properties and equipment, net 33,074 (2,775 ) 30,299 Cash surrender value of life insurance 1,935 -- 1,935 Core deposit intangible 568 7,109 7,677 Deferred tax asset, net 542 (51 ) 491 Prepaid expenses and other assets 2,899 362 3,261 Total assets acquired 881,280 530 881,810 Liabilities assumed: Deposits – noninterest bearing 151,331 -- 151,331 Deposits – interest bearing 611,841 366 612,207 Total deposits 763,172 366 763,538 Short term borrowings 14,295 -- 14,295 Other borrowings 27,434 64 27,498 Other liabilities 1,802 -- 1,802 Total liabilities assumed 806,703 430 807,133 Net assets acquired $ 74,577 $ 100 74,677 Consideration paid: Cash 50,000 Common stock 50,394 Total consideration paid 100,394 Goodwill $ 25,717 The following is a description of the fair value adjustments used to determine the fair values of assets and liabilities presented above: Loans Office properties and equipment Deferred tax asset Core deposit intangible Deposits Other borrowings

Note 4 - Investment Securities

Note 4 - Investment Securities Available for Sale	9 Months Ended
	Sep. 30, 2015
Investment Holdings [Abstract]
Investment Holdings [Text Block]	4. INVESTMENT SECURITIES AVAILABLE FOR SALE Investment securities available for sale consisted of the following as of the dates indicated (in thousands): September 30, 2015 Gross Gross Amortized Unrealized Unrealized Fair Cost Gains Losses Value U.S. Treasuries and Government agencies $ 48,835 $ 48 $ (16 ) $ 48,867 Municipal securities 63,601 488 (220 ) 63,869 Mortgage-backed securities 50,908 986 (66 ) 51,828 Total $ 163,344 $ 1,522 $ (302 ) $ 164,564 December 31, 2014 Gross Gross Amortized Unrealized Unrealized Fair Cost Gains Losses Value U.S. Treasuries and Government agencies $ 77,550 $ 7 $ (225 ) $ 77,332 Municipal securities 58,812 456 (188 ) 59,080 Mortgage-backed securities 36,920 900 (14 ) 37,806 Total $ 173,282 $ 1,363 $ (427 ) $ 174,218 The following tables summarize the gross unrealized losses and fair value of the Company's investments with unrealized losses that are not deemed to be other-than-temporarily impaired (“OTTI”), aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position (in thousands): September 30, 2015 Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value Losses Value Losses U.S. Treasuries and Government agencies $ 18,995 $ 7 $ 202 $ 9 $ 19,197 $ 16 Municipal securities 14,762 205 1,258 15 16,020 220 Mortgage-backed securities 15,726 65 9 1 15,735 66 Total $ 49,483 $ 277 $ 1,469 $ 25 $ 50,952 $ 302 December 31, 2014 Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value Losses Value Losses U.S. Treasuries and Government agencies $ 75,985 $ 225 $ -- $ -- $ 75,985 $ 225 Municipal securities 16,353 171 1,028 17 17,381 188 Mortgage-backed securities 2,102 14 -- -- 2,102 14 Total $ 94,440 $ 410 $ 1,028 $ 17 $ 95,468 $ 427 On a quarterly basis, management conducts a formal review of securities for the presence of OTTI. Management assesses whether an OTTI is present when the fair value of a security is less than its amortized cost basis at the balance sheet date. For such securities, OTTI is considered to have occurred if the Company intends to sell the security, if it is more likely than not the Company will be required to sell the security before recovery of its amortized cost basis or if the present values of expected cash flows is not sufficient to recover the entire amortized cost. The unrealized losses are primarily a result of increases in market yields from the time of purchase. In general, as market yields rise, the fair value of securities will decrease; as market yields fall, the fair value of securities will increase. Management generally views changes in fair value caused by changes in interest rates as temporary; therefore, these securities have not been classified as OTTI. Additionally, the unrealized losses are also considered temporary because scheduled coupon payments have been made. It is anticipated that the entire principal balance will be collected as scheduled, and management neither intends to sell the securities nor is it more likely than not that the Company will be required to sell the securities before the recovery of the remaining amortized cost amount. The Company has pledged investment securities with carrying values of approximately $110.3 million at September 30, 2015 and $119.0 million at December 31, 2014, as collateral for certain deposits in excess of $250,000 and for other purposes, including investment securities with carrying values of approximately $10.4 million at September 30, 2015 and $2.1 million at December 31, 2014, for securities sold under agreements to repurchase. The following table sets forth the amount (dollars in thousands) of investment securities available for sale that contractually mature during each of the periods indicated and the weighted average yields for each range of maturities at September 30, 2015. Weighted average yields for municipal obligations have not been adjusted to a tax-equivalent basis. Expected maturities may differ from contractual maturities because issuers may have the right to call or prepay the obligation without prepayment penalties. September 30, 2015 Amortized Fair Weighted Cost Value Average Rate Within one year $ 20,235 $ 20,231 0.64% Due from one year to five years 50,528 50,681 1.17% Due from five years to ten years 18,776 19,011 2.91% Due after ten years 22,897 22,813 3.14% 112,436 112,736 1.77% Mortgage-backed securities 50,908 51,828 2.45% Total $ 163,344 $ 164,564 1.98% As of September 30, 2015 and December 31, 2014, investments with amortized cost totaling approximately $66.5 million and $73.1 million, respectively, have call options held by the issuer, of which approximately $23.8 million and $35.0 million, respectively, are or were callable within one year. Sales of investment securities available for sale are summarized as follows (in thousands): Nine Months Ended September 30, 2015 2014 Sales proceeds $ 2,082 $ 3,875 Gross realized gains $ 88 $ 30 Gross realized losses -- -- Net gains on sales of investment securities $ 88 $ 30

Note 5 - Loans Receivable

Note 5 - Loans Receivable	9 Months Ended
	Sep. 30, 2015
Receivables [Abstract]
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]	5. LOANS RECEIVABLE Loans receivable consisted of the following at September 30, 2015 and December 31, 2014 (in thousands): September 30, 2015 December 31, 2014 Real estate: One- to four-family residential $ 309,658 $ 320,489 Multifamily residential 53,133 45,181 Nonfarm nonresidential 347,911 369,974 Farmland 53,192 47,199 Construction and land development 93,688 98,594 Commercial 186,772 139,871 Consumer 32,428 33,809 Total loans receivable 1,076,782 1,055,117 Unearned discounts and net deferred loan costs 293 (235 ) Allowance for loan and lease losses (13,975 ) (13,660 ) Loans receivable—net $ 1,063,100 $ 1,041,222 Loan Origination and Underwriting Real Estate Loans Commercial Loans Mortgage loans serviced for others are not included in the accompanying consolidated statements of financial condition. The unpaid principal balances of such loans at September 30, 2015 and December 31, 2014 were $17.7 million and $23.5 million, respectively. Servicing loans for others generally consists of collecting payments and disbursing payments to investors. Servicing income for the periods ended September 30, 2015 and December 31, 2014 was not significant. As of September 30, 2015 and December 31, 2014, qualifying loans collateralized by first lien one- to four-family mortgages with balances totaling approximately $34.7 million and $41.4 million, respectively, were held in custody by the FHLB and were pledged for outstanding advances or available for future advances. The Bank also pledged its remaining loans at September 30, 2015 and certain of its remaining loans at December 31, 2014 under a blanket lien with the FHLB. As of September 30, 2015, the Bank did not have any loans pledged with the Federal Reserve Bank (“FRB”). At December 31, 2014, qualifying loans collateralized by commercial real estate with balances of $6.8 million were pledged with the FRB. No FRB borrowings were outstanding at September 30, 2015 or December 31, 2014. The Company evaluated $583.6 million of net loans ($595.1 million gross loans less $11.5 million discount) purchased in conjunction with the acquisition of FNSC in 2014 in accordance with the provisions of FASB ASC Topic 310-20, Nonrefundable Fees and Other Costs The Company evaluated $21.1 million of net loans ($26.9 million gross loans less $5.8 million discount) purchased in conjunction with the acquisition of FNSC in 2014 in accordance with the provisions of FASB ASC Topic 310-30, Loans and Debt Securities Acquired with Deteriorated Credit Quality September 30, 2015 June 13, 2014 One- to four-family residential $ 3,963 $ 4,728 Nonfarm nonresidential 10,035 10,790 Farmland 80 95 Construction and land development 2,242 3,432 Commercial 1,020 1,882 Consumer 76 178 Total carrying value of PCI loans $ 17,416 $ 21,105 Outstanding principal balance of PCI loans $ 21,732 $ 26,942 The following table reflects the carrying amount of the fair value adjustments for PCI loans as of June 13, 2014 (in thousands). Contractually required principal and interest $ 29,704 Nonaccretable differences (6,293 ) Cash flows expected to be collected 23,411 Accretable differences (2,306 ) Day 1 Fair Value $ 21,105 The following table documents changes as of September 30, 2015 and 2014, to the amount of accretable yield (in thousands). 2015 2014 Balance at January 1 $ 2,165 $ -- Accretable yield acquired -- 2,306 Accretion (827 ) (354 ) Adjustments to accretable difference due to: Reclassification from nonaccretable difference 88 -- Changes in expected cash flows that do not affect nonaccretable differences (41 ) (1,423 ) Transfers to real estate owned 7 -- Balance at September 30 $ 1,392 $ 529 Age analyses of loans as of the dates indicated, including both accruing and nonaccrual loans are presented below (in thousands): September 30, 2015 30-89 Days Past Due 90 Days or More Past Due Current Total One- to four-family residential $ 3,042 $ 4,255 $ 302,361 $ 309,658 Multifamily residential -- -- 53,133 53,133 Nonfarm nonresidential 1,388 1,748 344,775 347,911 Farmland 44 676 52,472 53,192 Construction and land development 424 493 92,771 93,688 Commercial 428 214 186,130 186,772 Consumer 427 77 31,924 32,428 Total $ 5,753 $ 7,463 $ 1,063,566 $ 1,076,782 December 31, 2014 30-89 Days Past Due 90 Days or More Past Due Current Total One- to four-family residential $ 4,966 $ 3,545 $ 311,978 $ 320,489 Multifamily residential -- -- 45,181 45,181 Nonfarm nonresidential 3,350 2,449 364,175 369,974 Farmland 15 628 46,556 47,199 Construction and land development 127 649 97,818 98,594 Commercial 517 497 138,857 139,871 Consumer 379 47 33,383 33,809 Total $ 9,354 $ 7,815 $ 1,037,948 $ 1,055,117 As of September 30, 2015 and December 31, 2014, there were $1.8 million and $2.2 million, respectively, of PCI loans acquired in the merger with FNSC that were 90 days or more past due and accruing. There were no other loans that were 90 days or more past due and accruing at September 30, 2015 and one loan of $353,000 past due 90 days and still accruing at December 31, 2014. Restructured loans totaled $2.0 million and $2.5 million as of September 30, 2015 and December 31, 2014, respectively, with $1.7 million and $1.9 million of such restructured loans on nonaccrual status at September 30, 2015 and December 31, 2014, respectively. The following table presents age analyses of nonaccrual loans as of the dates indicated (in thousands): September 30, 2015 30-89 Days Past Due 90 Days or More Past Due Current Total One- to four-family residential $ 470 $ 2,948 $ 2,280 $ 5,698 Nonfarm nonresidential 302 1,288 4,433 6,023 Farmland -- 628 107 735 Construction and land development -- 493 189 682 Commercial 90 214 3,214 3,518 Consumer 48 70 26 144 Total $ 910 $ 5,641 $ 10,249 $ 16,800 December 31, 201 4 30-89 Days Past Due 90 Days or More Past Due Current Total One- to four-family residential $ 1,121 $ 2,572 $ 1,266 $ 4,959 Nonfarm nonresidential 131 1,379 1,603 3,113 Farmland -- 628 106 734 Construction and land development -- 605 19 624 Commercial -- -- 306 306 Consumer 5 14 15 34 Total $ 1,257 $ 5,198 $ 3,315 $ 9,770 As of September 30, 2015 and December 31, 2014, there were $915,000 and $641,000, respectively, of loans in the process of foreclosure. The following tables summarize information pertaining to impaired loans as of September 30, 2015 and December 31, 2014 and for the three and nine months ended September 30, 2015 and 2014 (in thousands). The tables below do not include ASC 310-30 PCI loans which are disclosed separately in the loans receivable footnote. September 30, 2015 December 31, 2014 Unpaid Principal Balance Recorded Investment Valuation Allowance Unpaid Principal Balance Recorded Investment Valuation Allowance Impaired loans with a valuation allowance: One- to four-family residential $ 1,119 $ 848 $ 121 $ 1,030 $ 1,204 $ 251 Nonfarm nonresidential 4,593 4,280 495 2,531 2,225 580 Farmland 617 476 115 620 484 123 Construction and land development 172 172 91 276 168 45 Commercial 1,153 1,153 252 -- -- -- Consumer 16 15 7 16 15 12 7,670 6,944 1,081 4,473 4,096 1,011 Impaired loans without a valuation allowance: One- to four-family residential 5,910 5,059 -- 4,732 4,237 -- Nonfarm nonresidential 2,668 1,743 -- 1,619 888 -- Farmland 546 259 -- 537 250 -- Construction and land development 777 590 -- 507 540 -- Commercial 2,393 2,363 -- 362 306 -- Consumer 136 129 -- 15 19 -- 12,430 10,143 -- 7,772 6,240 -- Total impaired loans $ 20,100 $ 17,087 $ 1,081 $ 12,245 $ 10,336 $ 1,011 Three Months Ended September 30, 2015 2014 Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized Impaired loans with a valuation allowance: One- to four-family residential $ 815 $ 2 $ 1,127 $ 2 Nonfarm nonresidential 3,221 -- 2,278 -- Farmland 478 -- 488 -- Construction and land development 108 -- 347 2 Commercial 577 -- -- -- Consumer 15 -- 16 -- 5,214 2 4,256 4 Impaired loans without a valuation allowance: One- to four-family residential 4,785 -- 3,783 1 Nonfarm nonresidential 1,373 -- 934 -- Farmland 255 -- 257 -- Construction and land development 566 1 350 -- Commercial 1,489 -- 326 -- Consumer 143 -- 9 -- 8,611 1 5,659 1 Total impaired loans $ 13,825 $ 3 $ 9,915 $ 5 Interest based on original terms $ 255 $ 134 Interest income recognized on a cash basis on impaired loans $ -- $ -- Nine Months Ended September 30, 2015 2014 Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized Impaired loans with a valuation allowance: One- to four-family residential $ 963 $ 5 $ 1,126 $ 7 Nonfarm nonresidential 2,716 -- 2,590 -- Farmland 480 -- 491 -- Construction and land development 138 -- 748 5 Commercial 288 -- 63 -- Consumer 15 -- 11 -- 4,600 5 5,029 12 Impaired loans without a valuation allowance: One- to four-family residential 4,496 1 3,642 2 Nonfarm nonresidential 1,122 -- 1,030 -- Farmland 252 -- 269 -- Construction and land development 546 5 625 -- Commercial 955 -- 338 -- Consumer 89 -- 14 -- 7,460 6 5,918 2 Total impaired loans $ 12,060 $ 11 $ 10,947 $ 14 Interest based on original terms $ 780 $ 532 Interest income recognized on a cash basis on impaired loans $ -- $ -- Credit Quality Indicators. Pass. Special Mention. rated as substandard are inadequately protected by the current sound net worth and paying capacity of the borrower or the collateral pledged, if any. These assets must have a well-defined weakness based on objective evidence and be characterized by the distinct possibility that the Bank will sustain some loss if the deficiencies are not corrected. Doubtful. rated as doubtful have all the weaknesses inherent in a substandard asset. In addition, these weaknesses make collection or liquidation in full highly questionable and improbable, based on existing circumstances. Loss. rated as a loss are considered uncollectible and of such little value that continuance as an asset is not warranted. A loss classification does not mean that an asset has no recovery or salvage value, but that it is not practical or desirable to defer writing off or reserving all or a portion of the asset, even though partial recovery may be effected in the future. Based on analyses performed at September 30, 2015 and December 31, 2014, the risk categories of loans are as follows (in thousands): September 30, 2015 Pass / Not Rated Special Mention Substandard Total One- to four-family residential $ 296,956 $ 1,056 $ 11,646 $ 309,658 Multifamily residential 53,133 -- -- 53,133 Nonfarm nonresidential 331,955 12 15,944 347,911 Farmland 52,019 -- 1,173 53,192 Construction and land development 92,114 95 1,479 93,688 Commercial 182,131 -- 4,641 186,772 Consumer 32,136 -- 292 32,428 Total $ 1,040,444 $ 1,163 $ 35,175 $ 1,076,782 December 31, 201 4 Pass / Not Rated Special Mention Substandard Total One- to four-family residential $ 306,864 $ 1,833 $ 11,792 $ 320,489 Multifamily residential 45,181 -- -- 45,181 Nonfarm nonresidential 350,011 4,378 15,585 369,974 Farmland 46,002 -- 1,197 47,199 Construction and land development 96,114 105 2,375 98,594 Commercial 135,812 -- 4,059 139,871 Consumer 33,612 6 191 33,809 Total $ 1,013,596 $ 6,322 $ 35,199 $ 1,055,117 As of September 30, 2015 and December 31, 2014, the Bank did not have any loans classified as doubtful or loss. Troubled Debt Restructurings . The following table summarizes TDRs as of September 30, 2015 and December 31, 2014 (dollars in thousands): September 30, 2015 Number of Accruing TDR Loans Balance Number of Nonaccrual TDR Loans Balance Total Number of TDR Loans Total Balance One- to four-family residential 2 $ 207 9 $ 708 11 $ 915 Nonfarm nonresidential -- -- 3 472 3 472 Farmland -- -- 1 250 1 250 Construction and land development 1 80 2 250 3 330 Consumer -- -- 2 15 2 15 Total 3 $ 287 17 $ 1,695 20 $ 1,982 December 31, 2014 Number of Accruing TDR Loans Balance Number of Nonaccrual TDR Loans Balance Total Number of TDR Loans Total Balance One- to four-family residential 4 $ 482 9 $ 726 13 $ 1,208 Nonfarm nonresidential -- -- 3 511 3 511 Farmland -- -- 1 250 1 250 Construction and land development 1 84 2 396 3 480 Consumer -- -- 2 15 2 15 Total 5 $ 566 17 $ 1,898 22 $ 2,464 No loans receivable were restructured as TDRs during the three or nine months ended September 30, 2015. Loans receivable that were restructured as TDRs during the nine months ended September 30, 2014 were as follows (dollars in thousands): Nine Months Ended September 30, 2014 Balance Balance at Nature of Modification Number of Prior to TDR September 30, 2014 Payment Term (1) Other (2) One- to four-family residential 1 $ 103 $ 96 $ 103 $ -- Construction and land development 1 85 85 -- 85 Consumer 1 11 11 11 -- Total 3 $ 199 $ 192 $ 114 $ 85 (1) Concessions represent skipped payments/maturity date extensions or amortization term extensions. (2) The borrower did not have the financial ability to refinance at another bank at renewal. There were no loans receivable for which a payment default occurred during the three or nine months ended September 30, 2015 or 2014 that had been modified as a TDR within 12 months or less of the payment default.

Note 6 - Allowances for Loan an

Note 6 - Allowances for Loan and Lease Losses and Real Estate Losses	9 Months Ended
	Sep. 30, 2015
Disclosure Text Block Supplement [Abstract]
Allowance for Credit Losses [Text Block]	6. ALLOWANCES FOR LOAN AND LEASE LOSSES AND REAL ESTATE LOSSES The tables below provide a rollforward of the allowance for loan and lease losses (“ALLL”) by portfolio segment for the three months ended September 30, 2015 and 2014 (in thousands): June 30, 2015 Provision (Reversals) Charge-offs Recoveries September 30, 2015 One- to four-family residential $ 4,165 $ 407 $ (186 ) $ 18 $ 4,404 Multifamily residential 581 19 -- -- 600 Nonfarm nonresidential 3,880 (408 ) -- 10 3,482 Farmland 518 (15 ) -- -- 503 Construction and land development 1,121 161 -- 58 1,340 Commercial 1,765 192 (32 ) 3 1,928 Consumer 121 67 (98 ) 35 125 Purchased credit impaired 1,703 (92 ) (18 ) -- 1,593 Total $ 13,854 $ 331 $ (334 ) $ 124 $ 13,975 June 30, 2014 Provision (Reversals) Charge-offs Recoveries September 30, 2014 One- to four-family residential $ 4,490 $ 91 $ (61 ) $ 36 $ 4,556 Multifamily residential 1,030 (114 ) -- -- 916 Nonfarm nonresidential 3,910 314 -- 3 4,227 Farmland 282 8 -- -- 290 Construction and land development 868 43 -- 30 941 Commercial 1,721 208 -- 4 1,933 Consumer 91 50 (57 ) 17 101 Purchased credit impaired -- -- -- -- -- Total $ 12,392 $ 600 $ (118 ) $ 90 $ 12,964 The tables below provide a rollforward of the ALLL by portfolio segment for the nine months ended September 30, 2015 and 2014 (in thousands): December 31, 2014 Provision (Reversals) Charge-offs Recoveries September 30, 2015 One- to four-family residential $ 4,488 $ 261 $ (399 ) $ 54 $ 4,404 Multifamily residential 791 (191 ) -- -- 600 Nonfarm nonresidential 4,243 (804 ) -- 43 3,482 Farmland 342 161 -- -- 503 Construction and land development 1,023 166 (10 ) 161 1,340 Commercial 2,315 (358 ) (32 ) 3 1,928 Consumer 101 165 (232 ) 91 125 Purchased credit impaired 357 1,531 (295 ) -- 1,593 Total $ 13,660 $ 931 $ (968 ) $ 352 $ 13,975 December 31, 2013 Provision (Reversals) Charge-offs Recoveries September 30, 2014 One- to four-family residential $ 4,549 $ 22 $ (70 ) $ 55 $ 4,556 Multifamily residential 1,001 (85 ) -- -- 916 Nonfarm nonresidential 4,271 65 (115 ) 6 4,227 Farmland 158 132 -- -- 290 Construction and land development 1,383 (81 ) (444 ) 83 941 Commercial 1,268 684 (29 ) 10 1,933 Consumer 81 93 (122 ) 49 101 Purchased credit impaired -- -- -- -- -- Total $ 12,711 $ 830 $ (780 ) $ 203 $ 12,964 The tables below present the allocation of the ALLL and the related loans receivable balances disaggregated on the basis of impairment method by portfolio segment as of September 30, 2015 and December 31, 2014 (in thousands): Allowance for Loan and Lease Losses Loan Balances September 30, 2015 Individually Evaluated for Impairment Collectively Evaluated for Impairment Purchased Credit Impaired Individually Evaluated for Impairment Collectively Evaluated for Impairment Purchased Credit Impaired One- to four-family residential $ 121 $ 4,283 $ 412 $ 5,907 $ 299,788 $ 3,963 Multifamily residential -- 600 -- -- 53,133 -- Nonfarm nonresidential 495 2,987 590 6,023 331,853 10,035 Farmland 115 388 -- 735 52,377 80 Construction and land development 91 1,249 23 762 90,684 2,242 Commercial 252 1,676 568 3,516 182,236 1,020 Consumer 7 118 -- 144 32,208 76 Total $ 1,081 $ 11,301 $ 1,593 $ 17,087 $ 1,042,279 $ 17,416 Allowance for Loan and Lease Losses Loan Balances December 31, 2014 Individually Evaluated for Impairment Collectively Evaluated for Impairment Purchased Credit Impaired Individually Evaluated for Impairment Collectively Evaluated for Impairment Purchased Credit Impaired One- to four-family residential $ 251 $ 4,237 $ 68 $ 5,441 $ 310,701 $ 4,347 Multifamily residential -- 791 -- -- 45,181 -- Nonfarm nonresidential 580 3,663 289 3,113 357,186 9,675 Farmland 123 219 -- 734 46,379 86 Construction and land development 45 978 -- 708 94,518 3,368 Commercial -- 2,315 -- 306 138,315 1,250 Consumer 12 89 -- 34 33,638 137 Total $ 1,011 $ 12,292 $ 357 $ 10,336 $ 1,025,918 $ 18,863 A summary of the activity in the allowance for losses on real estate owned is as follows for the three and nine months ended September 30, 2015 and 2014 (in thousands): Three Months Ended Nine Months Ended September 30, 2015 September 30, 2014 September 30, 2015 September 30, 2014 Balance—beginning of period $ 4,642 8,481 $ 6,575 $ 8,794 Provisions for estimated losses -- 653 3 1,513 Losses charged off (402 ) (711 ) (2,338 ) (1,884 ) Balance—end of period $ 4,240 8,423 $ 4,240 $ 8,423

Note 7 - Office Properties and

Note 7 - Office Properties and Equipment	9 Months Ended
	Sep. 30, 2015
Property, Plant and Equipment [Abstract]
Property, Plant and Equipment Disclosure [Text Block]	7. OFFICE PROPERTIES AND EQUIPMENT Office properties and equipment consisted of the following as of September 30, 2015 and December 31, 2014 (in thousands): September 30, 2015 December 31, 2014 Land and land improvements $ 10,727 $ 10,796 Buildings and improvements 44,582 42,995 Furniture and equipment 11,469 9,452 Automobiles and other 823 823 Total 67,601 64,066 Accumulated depreciation (15,833 ) (13,734 ) Office properties and equipment—net $ 51,768 $ 50,332 Depreciation expense for the nine months ended September 30, 2015 and 2014 was approximately $2.1 million and $1.5 million, respectively.

Note 8 - Goodwill and Core Depo

Note 8 - Goodwill and Core Deposit Intangible - Net	9 Months Ended
	Sep. 30, 2015
Goodwill and Intangible Assets Disclosure [Abstract]
Goodwill and Intangible Assets Disclosure [Text Block]	8. GOODWILL AND CORE DEPOSIT INTANGIBLE - NET Goodwill represents the excess of the cost over the fair value of net assets acquired in a business combination. Goodwill is not amortized but is tested for impairment at least annually and periodically upon the occurrence of certain triggering events. At September 30, 2015, goodwill consisted of $25.7 million related to the FNSC acquisition. This goodwill is not deductible for tax purposes. The Company’s core deposit intangible is related to the core deposit premiums of First National and Heritage Bank. These core deposit intangibles are amortized on a straight line basis over their estimated lives ranging from 12 to 13 years. The carrying amount and accumulated amortization of the Company’s core deposit intangible for the periods ended September 30, 2015 and December 31, 2014, were as follows (in thousands): September 30, 2015 December 31, 2014 FNSC Merger $ 7,677 $ 7,677 Accumulated amortization (808 ) (339 ) Core deposit intangible—net $ 6,869 $ 7,338 Amortization expense for the nine months ended September 30, 2015 and 2014 was approximately $469,000 and $183,000, respectively. The Company’s projected amortization expense for the remainder of 2015 is approximately $156,000, $625,000 in each of the years ending December 31, 2016 through 2019, and $4.2 million thereafter.

Note 9 - Deposits

Note 9 - Deposits	9 Months Ended
	Sep. 30, 2015
Disclosure Text Block [Abstract]
Deposit Liabilities Disclosures [Text Block]	9. DEPOSITS Deposits as of September 30, 2015 and December 31, 2014 are summarized as follows (in thousands): September 30, 2015 December 31, 2014 Checking accounts $ 538,766 $ 576,034 Money market accounts 116,504 108,794 Savings accounts 119,583 115,375 Certificates of deposit 434,323 463,594 Total $ 1,209,176 $ 1,263,797 Overdrafts of checking accounts of $411,000 and $540,000 at September 30, 2015 and December 31, 2014, respectively, have been reclassified for financial reporting and are reflected in net loans receivable on the consolidated statements of financial condition. As of both September 30, 2015 and December 31, 2014, the Bank had $22.2 million of brokered deposits. The aggregate amount of time deposits in denominations of $100 thousand or more was approximately $237.4 million and $242.6 million at September 30, 2015 and December 31, 2014, respectively. The aggregate amount of time deposits in denominations of $250 thousand or more was approximately $82.1 million and $77.5 million at September 30, 2015 and December 31, 2014, respectively. At September 30, 2015, scheduled maturities of certificates of deposit were as follows (in thousands): Amount Within one year $ 240,785 One to two years 73,485 Two to three years 62,022 Three to four years 29,185 Four to five years 18,257 Over five years 10,589 Total $ 434,323

Note 10 - Short Term Borrowings

Note 10 - Short Term Borrowings	9 Months Ended
	Sep. 30, 2015
Disclosure Text Block [Abstract]
Short-term Debt [Text Block]	10. SHORT TERM BORROWINGS Short term borrowings consist of repurchase agreements totaling $10.4 million and $12.1 million at September 30, 2015 and December 31, 2014, respectively. Securities sold under repurchase agreements generally have maturities of one day and are recorded based on the amount of cash received in connection with the borrowing. Securities pledged as collateral under repurchase agreements are included in investment securities on the Condensed Consolidated Balance Sheets and are disclosed in Note 4. The fair value of the collateral pledged to a third party is continually monitored and additional collateral is pledged or returned, as deemed appropriate. At September 30, 2015, the Company and the Bank had unused credit lines allowing contingent access to overnight borrowings of up to $78.0 million on an unsecured basis.

Note 11 - Other Borrowings

Note 11 - Other Borrowings	9 Months Ended
	Sep. 30, 2015
Disclosure Text Block [Abstract]
Long-term Debt [Text Block]	11. OTHER BORROWINGS Other borrowings are summarized as follows (in thousands): September 30, 2015 December 31, 2014 Federal Home Loan Bank advances with rates ranging from 0.29% to 5.57% maturing through July 1, 2027 $ 49,457 $ 43,095 Line of credit with a bank, $14.75 million total credit line, floating rate of 1.95% above the three-month London Interbank Offered Rate (“LIBOR”) rate, reset quarterly, interest payments due quarterly, maturing May 30, 2016 4,750 8,300 Term notes payable to a bank, floating rate of 1.95% above the three-month LIBOR rate, reset quarterly, principal and interest payments due quarterly, maturing May 30, 2019 14,093 9,863 Total $ 68,300 $ 61,258 Federal Home Loan Bank. Notes Payable. At September 30, 2015, scheduled maturities of other borrowings were as follows (in thousands): Weighted Average Rate Amount Within one year 0.88 % $ 30,847 One to two years 1.35 7,067 Two to three years 2.13 6,998 Three to four years 2.09 15,935 Four to five years 2.28 427 Over five years 2.65 7,026 Total 1.53 % $ 68,300

Note 12 - Income Taxes

Note 12 - Income Taxes	9 Months Ended
	Sep. 30, 2015
Income Tax Disclosure [Abstract]
Income Tax Disclosure [Text Block]	12. INCOME TAXES The provisions (benefits) for income taxes are summarized as follows (in thousands): Nine Months Ended September 30, 2015 2014 Income tax provision (benefit): Current: Federal $ 152 $ -- State 45 -- Total current 197 -- Deferred: Federal 2,808 (672 ) State 782 (101 ) Valuation allowance (120 ) (19,539 ) Total deferred 3,470 (20,312 ) Total $ 3,667 $ (20,312 ) The reasons for the differences between the statutory federal income tax rates and the effective tax rates are summarized as follows (in thousands): Nine Months Ended September 30, 2015 2014 Taxes at statutory rate $ 3,988 34.1 % $ (279 ) 34.0 % Increase (decrease) resulting from: State income tax—net 398 3.4 (34 ) 4.1 Valuation allowance—net -- -- (19,460 ) 2,372.8 Earnings on life insurance policies (373 ) (3.2 ) (259 ) 31.5 Nontaxable investments (459 ) (3.9 ) (313 ) 38.2 Other—net 113 1.0 33 (3.9 ) Total $ 3,667 31.4 % $ (20,312 ) 2,476.7 % The Company accounts for income taxes under the asset and liability method, which requires the recognition of deferred tax assets and liabilities for expected future tax consequences of events that have been included in the financial statements. Under this method, deferred tax assets and liabilities are determined on the basis of the differences between the financial statement and tax bases of assets and liabilities using enacted tax rates in effect for the year in which the differences are expected to reverse. The effect of a change in tax rates on deferred tax assets and liabilities is recognized in income in the period that includes the enactment date. The Company recognizes deferred tax assets to the extent that the Company believes these assets are more likely than not to be realized. In making such a determination, the Company considers all available positive and negative evidence, including future reversals of existing taxable temporary differences, projected future taxable income, tax-planning strategies and results of recent operations. If the Company determines that it would be able to realize the deferred tax assets in the future in excess of its net recorded amount, the Company would make an adjustment to the deferred tax valuation allowance, which would reduce the provision for income taxes. The Company’s temporary differences and carry-forwards that give rise to deferred tax assets and liabilities are comprised of the following (in thousands): September 30, 2015 December 31 , 2014 Deferred tax assets: Allowance for loan and lease losses $ 6,163 $ 6,343 Discount on purchased loans 2,886 4,511 Real estate owned 1,742 2,649 Section 382 net operating loss carry-forward 2,149 2,252 Net operating loss carry-forward 9,479 11,239 Nonaccrual loan interest 1,189 920 Other 1,177 736 Total deferred tax assets 24,785 28,650 Valuation allowance (897 ) (1,017 ) Deferred tax asset, net of allowance 23,888 27,633 Deferred tax liabilities: Office properties (3,174 ) (3,240 ) Core deposit intangible (2,630 ) (2,810 ) Unrealized gain on investments (513 ) (426 ) Other (450 ) (460 ) Total deferred tax liabilities (6,767 ) (6,936 ) Net deferred tax asset $ 17,121 $ 20,697 At September 30, 2015, the deferred tax assets were primarily the result of net operating loss (“NOL”) carry-forwards and temporary differences for the ALLL and the discount on purchased loans. A financial institution may, for federal income tax purposes, carry back NOLs to the preceding two taxable years and forward to the succeeding 20 taxable years. At September 30, 2015, the Company had a $30.4 million NOL for federal income tax purposes that will be carried forward. The federal NOL carry-forwards, if unused, expire in calendar years 2029 through 2035. The investment by Bear State Financial Holdings, LLC in the Company on May 3, 2011, constituted an “ownership change” as defined in the Internal Revenue Code (the “Code”). The federal NOL includes $6.3 million remaining from the pre-ownership change NOL carry-forward. In general, under Section 382 of the Code, a corporation that undergoes an “ownership change” is subject to limitations on its ability to utilize its pre-change NOLs to offset future taxable income. Section 382 imposes an annual limitation on the amount of post-ownership change taxable income a corporation may offset with pre-ownership change NOL carry-forwards and certain recognized built-in losses. The annual limit under Section 382 is approximately $405,000. At September 30, 2015, the Company had a $29.8 million NOL for state income tax purposes. The state NOL carry-forwards, if unused, expire in calendar years 2016 through 2020. Specifically exempted from deferred tax recognition requirements are bad debt reserves for tax purposes of U.S. savings and loans in the institution’s base year, as defined under Code Section 593(g)(2)(A)(ii). Base year reserves totaled approximately $4.2 million. Consequently, a deferred tax liability of approximately $1.6 million related to such reserves was not provided for in the consolidated statements of financial condition at September 30, 2015 and December 31, 2014. Payment of dividends to stockholders out of retained earnings deemed to have been made out of earnings previously set aside as bad debt reserves may create taxable income to the Bank. No provision has been made for income tax on such a distribution as the Bank does not anticipate making such distributions. The Company files consolidated income tax returns in the U.S. federal jurisdiction and the state of Arkansas. The Bank also files a separate income tax return in the state of Oklahoma. The Company and the Bank are subject to U.S. federal and state income tax examinations by tax authorities for tax years ended December 31, 2012 and forward.

Note 13 - Stock Based Compensat

Note 13 - Stock Based Compensation	9 Months Ended
	Sep. 30, 2015
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
Disclosure of Compensation Related Costs, Share-based Payments [Text Block]	13. STOCK BASED COMPENSATION The Company’s 2011 Omnibus Incentive Plan (the “2011 Plan”) was approved by the Company’s stockholders on April 20, 2011 and became effective May 3, 2011. The objectives of the 2011 Plan are to optimize the profitability and growth of the Company through incentives that are consistent with the Company’s goals and that align the personal interests of participants to those of the Company’s stockholders. The 2011 Plan provides for a committee of the Company’s Board of Directors to award nonqualified stock options, incentive stock options, stock appreciation rights, restricted stock, restricted stock units, performance shares, performance units, and other awards representing up to 2,144,743 shares of Company stock (adjusted for the 11% stock dividend paid in 2014). Awards may be granted under the 2011 Plan up to ten years following the effective date of the plan. Each award under the 2011 Plan is governed by the terms of the individual award agreement, which specifies pricing, term, vesting, and other pertinent provisions. Shares issued in connection with stock compensation awards are issued from available authorized shares. Stock Option s . A summary of the stock option activity in the Company’s 2011 Plan for the nine months ended September 30, 2015, is presented below: Shares Underlying Awards Weighted Average Exercise Price Outstanding—January 1, 2015 234,002 $ 6.66 Granted -- $ -- Exercised (334 ) $ 6.57 Forfeited (353 ) $ 6.57 Outstanding—September 30, 2015 233,315 $ 6.66 Exercisable—September 30, 2015 136,429 $ 6.28 The weighted average remaining contractual life of the outstanding options was 3.2 years and the aggregate intrinsic value of the options was approximately $525,000 at September 30, 2015. The weighted average remaining contractual life of options exercisable was 3.0 years and the aggregate intrinsic value of the exercisable options was approximately $358,000 at September 30, 2015. As of September 30, 2015, there was $184,000 of total unrecognized compensation costs related to nonvested stock options under the 2011 Plan. The cost is expected to be recognized over a weighted-average period of 1.5 years. Compensation expense attributable to option awards totaled approximately $38,000 and $43,000 for the three month periods ended September 30, 2015 and 2014, respectively and approximately $110,000 and $114,000 for the nine month periods ended September 30, 2015 and 2014, respectively. Restricted Stock Units. A summary of the RSU activity in the Company’s 2011 Plan for the nine months ended September 30, 2015, is presented below: Restricted Stock Units Weighted Average Grant Date Fair Value Outstanding—January 1, 2015 203,797 $ 7.58 Granted 12,500 $ 10.92 Vested (23,362 ) $ 7.89 Forfeited (59,886 ) $ 7.32 Outstanding—September 30, 2015 133,049 $ 7.96 As of September 30, 2015, there was $649,000 of total unrecognized compensation costs related to nonvested RSUs under the 2011 Plan. The cost is expected to be recognized over a weighted-average period of 2.9 years. Compensation expense attributable to awards of RSUs totaled approximately $125,000 and $101,000 for the three month periods ended September 30, 2015 and 2014, respectively and approximately $315,000 and $225,000 for the nine months ended September 30, 2015 and 2014, respectively.

Note 14 - Earnings Per Share

Note 14 - Earnings Per Share	9 Months Ended
	Sep. 30, 2015
Earnings Per Share [Abstract]
Earnings Per Share [Text Block]	14. EARNINGS PER SHARE Basic earnings per share is computed by dividing reported earnings available to common stockholders by the weighted average number of common shares outstanding. Diluted earnings per share is computed by dividing reported earnings available to common stockholders by the weighted average number of common shares outstanding after consideration of the dilutive effect, if any, of the Company’s outstanding common stock options and warrants using the treasury stock method. The following table reflects the calculation of weighted average shares outstanding for the basic and diluted earnings per share calculations: Three Months Ended September 30, Nine Months Ended September 30, 201 5 2014 2015 2014 Basic weighted average shares outstanding 33,358,376 33,364,021 33,368,642 26,740,461 Effect of dilutive securities 138,922 68,465 154,423 567,645 Diluted weighted average shares outstanding 33,497,298 33,432,486 33,523,065 27,308,106 All share amounts have been adjusted to give effect to the 11% common stock dividend paid by the Company in December 2014. The calculation of diluted earnings per share for the three and nine months ended September 30, 2015 excluded antidilutive stock options of 36,110 shares. The calculation of diluted earnings per share for the three and nine months ended September 30, 2014 excluded antidilutive stock options of 42,500 shares and 69,442 shares, respectively.

Note 15 - Fair Value Measuremen

Note 15 - Fair Value Measurements	9 Months Ended
	Sep. 30, 2015
Fair Value Disclosures [Abstract]
Fair Value Disclosures [Text Block]	15. FAIR VALUE MEASUREMENTS Level 1 Unadjusted, quoted prices in active markets for identical assets or liabilities at the measurement date. Level 2 Observable inputs other than Level 1 prices, such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data at the measurement date for substantially the full term of the assets or liabilities. Level 3 Unobservable inputs that reflect management’s best estimate of what market participants would use in pricing the asset or liability at the measurement date. Financial instruments are broken down by recurring or nonrecurring measurement status. Recurring assets are initially measured at fair value and are required to be remeasured at fair value in the financial statements at each reporting date. Assets measured on a nonrecurring basis are assets that, due to an event or circumstance, were required to be remeasured at fair value after initial recognition in the financial statements at some time during the reporting period. The following is a description of inputs and valuation methodologies used for assets recorded at fair value on a recurring basis and recognized in the accompanying statements of financial condition at September 30, 2015 and December 31, 2014, as well as the general classification of such assets pursuant to the valuation hierarchy. Securities Available for Sale Investment securities available for sale are recorded at fair value on a recurring basis. The fair values used by the Company are obtained from an independent pricing service, which represent either quoted market prices for the identical asset or fair values determined by pricing models, or other model-based valuation techniques, that consider observable market data, such as interest rate volatilities, LIBOR yield curve, credit spreads and prices from market makers and live trading systems. Recurring Level 2 securities include U.S. Treasury securities, U.S. agency securities, mortgage-backed securities and municipal bonds. Inputs used for valuing Level 2 securities include observable data that may include dealer quotes, benchmark yields, market spreads, live trading levels and market consensus prepayment speeds, among other things. Additional inputs include indicative values derived from the independent pricing service’s proprietary computerized models. No securities were included in the Recurring Level 3 category at or for the periods ended September 30, 2015 or December 31, 2014. The following table presents assets measured at fair value on a recurring basis as of September 30, 2015 and December 31, 2014 (in thousands): Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) September 30, 2015 Available for sale investment securities: U.S. Treasuries and Government agencies $ 48,867 $ -- $ 48,867 $ -- Municipal securities 63,869 -- 63,869 -- Mortgage-backed securities 51,828 -- 51,828 -- Total $ 164,564 $ -- $ 164,564 $ -- December 31, 2014 Available for sale investment securities: U.S. Treasuries and Government agencies $ 77,332 $ -- $ 77,332 $ -- Municipal securities 59,080 -- 59,080 -- Mortgage-backed securities 37,806 -- 37,806 -- Total $ 174,218 $ -- $ 174,218 $ -- The following is a description of valuation methodologies used for significant assets measured at fair value on a nonrecurring basis. Impaired Loans Receivable Loans which meet certain criteria are evaluated individually for impairment. A loan is considered impaired when, based upon current information and events, it is probable the Bank will be unable to collect all amounts due, including principal and interest, according to the contractual terms of the loan agreement. The majority of the Bank’s impaired loans at September 30, 2015 and December 31, 2014 are secured by real estate. Impaired loans are individually measured for impairment by comparing the carrying value of the loan to the discounted cash flows or the fair value of the collateral, less estimated selling costs, as appropriate. Fair value is estimated through current appraisals, real estate brokers’ opinions or listing prices. Fair values may be adjusted by management to reflect current economic and market conditions and, as such, are classified as Level 3. During the reported periods, collateral discounts ranged from 15% to 25% and selling costs were estimated at 8%. Fair value adjustments are made by partial charge-offs and adjustments to the ALLL. R eal Estate Owned , net Real Estate Owned (“REO”) represents real estate acquired as a result of foreclosure or by deed in lieu of foreclosure and is carried at the lower of cost or fair value less estimated selling costs. Fair value is estimated through current appraisals, real estate brokers’ opinions or listing prices. As these properties are actively marketed, estimated fair values may be adjusted by management to reflect current economic and market conditions and, as such, are classified as Level 3. During the reported periods, collateral discounts ranged from 0% to 25% and selling costs were typically estimated at 8%. Fair value adjustments are recorded in earnings during the period such adjustments are made. REO loss provisions recorded during the nine months ended September 30, 2015 and 2014 were $3,000 and $1.5 million, respectively. The following table presents assets measured at fair value on a nonrecurring basis for the nine months ended September 30, 2015 and 2014 (in thousands). The assets disclosed in the following table were remeasured at fair value during the period with a resulting valuation adjustment or fair value write-down. Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) September 30, 2015 Impaired loans $ 7,282 $ -- $ -- $ 7,282 REO, net 291 -- -- 291 September 30, 2014 Impaired loans $ 6,540 $ -- $ -- $ 6,540 REO, net 3,925 -- -- 3,925

Note 16 - Fair Value of Financi

Note 16 - Fair Value of Financial Instruments	9 Months Ended
	Sep. 30, 2015
Disclosure Text Block Supplement [Abstract]
Financial Instruments Disclosure [Text Block]	16. FAIR VALUE OF FINANCIAL INSTRUMENTS The estimated fair value of financial instruments has been determined by the Company using available market information and appropriate valuation methodologies. However, considerable judgment is required to interpret market data to develop the estimates of fair value. Accordingly, the estimates presented herein are not necessarily indicative of the amounts the Company could realize in a current market exchange. The use of different market assumptions and/or estimation methodologies may have a material effect on the estimated fair value amounts. The estimated fair values of financial instruments that are reported at amortized cost in the Company’s statement of financial condition, segregated by the level of valuation inputs within the fair value hierarchy used to measure fair value, are as follows (in thousands): September 30, 2015 December 31, 201 4 Estimated Estimated Carrying Fair Carrying Fair Value Value Value Value FINANCIAL ASSETS: Level 1 inputs: Cash and cash equivalents $ 58,746 $ 58,746 $ 113,086 $ 113,086 Level 2 inputs: Interest-bearing time deposits in banks 10,930 11,079 12,421 12,663 Other investment securities 8,197 8,197 5,864 5,864 Loans held for sale 8,032 8,032 6,409 6,409 Cash surrender value of life insurance 45,998 45,998 44,130 44,130 Accrued interest receivable 5,020 5,020 4,485 4,485 Level 3 inputs: Loans receivable—net 1,063,100 1,088,296 1,041,222 1,063,529 FINANCIAL LIABILITIES: Level 1 inputs: Short term borrowings 10,366 10,366 12,083 12,083 Level 2 inputs: Checking, money market and savings accounts 774,853 774,853 800,203 800,203 Other borrowings 68,300 70,011 61,258 62,175 Accrued interest payable 274 274 304 304 Level 3 inputs: Certificates of deposit 434,323 436,434 463,594 464,650 For cash and cash equivalents, the carrying amount approximates fair value (level 1). For other investment securities, loans held for sale, cash surrender value of life insurance and accrued interest receivable, the carrying value is a reasonable estimate of fair value, primarily because of the short-term nature of the instruments or, as to other investment securities, the ability to sell the stock back to the issuer at cost (level 2). Interest bearing time deposits in banks were valued using discounted cash flows based on current rates for similar types of deposits (level 2). Fair values of impaired loans are estimated as described in Note 15. Non-impaired loans were valued using discounted cash flows. The discount rates used to determine the present value of these loans were based on interest rates currently being charged by the Bank on comparable loans (level 3). For securities sold under agreements to repurchase, the carrying amount approximates fair value (level 1). The fair value of checking accounts, savings accounts and money market deposits is the amount payable on demand at the reporting date (level 2). The fair value of fixed-maturity certificates of deposit is estimated using the discount rates currently offered by the Bank for deposits of similar terms (level 3). The fair value of other borrowings is estimated using the rates for borrowings of similar remaining maturities at the reporting date (level 2). For accrued interest payable the carrying value is a reasonable estimate of fair value, primarily because of the short-term nature of the instruments (level 2). The fair value estimates presented herein are based on pertinent information available to management as of September 30, 2015 and December 31, 2014. Although management is not aware of any factors that would significantly affect the estimated fair value amounts, such amounts have not been comprehensively revalued for purposes of these financial statements since the reporting date and, therefore, current estimates of fair value may differ significantly from the amounts presented herein.

Note 17 - Regulatory Matters

Note 17 - Regulatory Matters	9 Months Ended
	Sep. 30, 2015
Disclosure Text Block [Abstract]
Regulatory Capital Requirements under Banking Regulations [Text Block]	17. REGULATORY MATTERS The Company and the Bank are subject to various regulatory capital requirements administered by the federal and state banking agencies. The Office of the Comptroller of the Currency (“OCC”) is the primary regulator for the Bank. The FRB is the primary regulator for the Company. Failure to meet minimum capital requirements can result in certain mandatory—and possible additional discretionary—actions by regulators that, if undertaken, could have a direct and material effect on the Company’s or the Bank’s financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Company and the Bank must meet specific capital guidelines that involve quantitative measures of the Company’s and the Bank’s assets, liabilities, and certain off-balance sheet items as calculated under regulatory accounting practices. The Company’s and the Bank’s capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings, and other factors. Quantitative measures established by regulation to ensure capital adequacy require the Company and the Bank to maintain minimum amounts and ratios (set forth in the following table) of tier 1 capital (as defined by regulation) to average assets (as defined by regulation) and common equity tier 1 capital, tier 1 capital and total capital (as defined by regulation) to risk-weighted assets (as defined by regulation). Management believes that the Company and the Bank meet all capital adequacy requirements to which they are subject. As of the most recent notification from regulatory authorities, the Company and the Bank were categorized as well capitalized under the regulatory framework for prompt corrective action. To be categorized as well capitalized, the Bank must maintain minimum ratios as set forth in the table below. There are no conditions or events since that notification that management believes have changed any of the Bank’s categorizations. The actual and required capital amounts (in thousands) and ratios of the Company (Consolidated) and the Bank as of September 30, 2015 are presented in the following table: To be Categorized as Well Capitalized Under For Capital Prompt Corrective Actual Adequacy Purposes Action Provisions Amount Ratio Amount Ratio Amount Ratio Tier 1 Capital to Adjusted Average Assets Consolidated $ 140,394 9.83 % $ 57,125 4.00 % $ 71,406 5.00 % Bear State Bank 145,979 10.23 % 57,087 4.00 % 71,358 5.00 % Common Equity Tier 1 to Risk-Weighted Assets Consolidated $ 140,394 11.77 % $ 53,668 4.50 % $ 77,520 6.50 % Bear State Bank 145,979 12.26 % 53,602 4.50 % 77,425 6.50 % Tier I Capital to Risk-Weighted Assets Consolidated $ 140,394 11.77 % $ 71,557 6.00 % $ 95,410 8.00 % Bear State Bank 145,979 12.26 % 71,469 6.00 % 95,292 8.00 % Total Capital to Risk-Weighted Assets Consolidated $ 154,369 12.94 % $ 95,410 8.00 % $ 119,262 10.00 % Bear State Bank 159,954 13.43 % 95,292 8.00 % 119,115 10.00 % The actual and required capital amounts (in thousands) and ratios of the Company (Consolidated) and First Federal Bank (“First Federal”), First National Bank (“FNB”) and Heritage Bank (“Heritage”) as of December 31, 2014 are presented in the following table: To be Categorized as Well Capitalized Under For Capital Prompt Corrective Actual Adequacy Purposes Action Provisions Amount Ratio Amount Ratio Amount Ratio Tangible Capital to Tangible Assets First Federal $ 54,215 9.21 % $ 8,825 1.50 % N/A N/A Tier 1 Capital to Average Assets Consolidated $ 122,537 8.29 % $ 59,146 4.00 % N/A N/A First Federal (1) 54,215 9.21 % 23,534 4.00 % $ 29,417 5.00 % FNB 56,245 9.40 % 17,951 3.00 % 29,919 5.00 % Heritage 29,086 9.76 % 11,925 4.00 % 14,906 5.00 % Tier I Capital to Risk-Weighted Assets Consolidated $ 122,537 10.89 % $ 45,001 4.00 % N/A N/A First Federal 54,215 11.42 % N/A N/A $ 28,488 6.00 % FNB 56,245 13.14 % 17,117 4.00 % 25,675 6.00 % Heritage 29,086 13.35 % 8,716 4.00 % 13,074 6.00 % Total Capital to Risk-Weighted Assets Consolidated $ 136,197 12.11 % $ 90,002 8.00 % N/A N/A First Federal 60,226 12.68 % 37,984 8.00 % $ 47,480 10.00 % FNB 57,100 13.34 % 34,234 8.00 % 42,792 10.00 % Heritage 29,786 13.67 % 17,432 8.00 % 21,790 10.00 % (1) In the case of First Federal, the ratio is calculated based on adjusted assets at period end. Dividends. The principal source of the Company’s revenues is dividends from the Bank. Our ability to pay dividends to our stockholders depends to a large extent upon the dividends we receive from the Bank. On October 22, 2014, the Company’s Board of Directors declared an 11% stock dividend per common share payable on December 15, 2014, to stockholders of record at the close of business on December 1, 2014. Stockholders received 1 additional share of Company common stock for every 9 shares owned. They also received the cash equivalent of any fractional shares to which they were entitled, since no fractional shares were issued. Repurchase Program.

Note 18 - Subsequent Events

Note 18 - Subsequent Events	9 Months Ended
	Sep. 30, 2015
Subsequent Events [Abstract]
Subsequent Events [Text Block]	18. SUBSEQUENT EVENTS On October 1, 2015, the Company completed its acquisition of Metropolitan National Bank (“MNB”) in Springfield, Missouri from Marshfield Investment Company (“Marshfield”). Under the terms of the purchase agreement, the Company acquired 100% of the outstanding common stock of MNB and Marshfield received proceeds of approximately $70 million, consisting of 4,610,317 shares of Company common stock valued at approximately $42 million and $28 million in cash. The Company paid $10.1 million of the total cash consideration and MNB paid $17.9 million of the total cash consideration in conjunction with the closing of the acquisition. As of September 30, 2015, MNB conducted business from twelve full service locations throughout Southwest Missouri and one loan production office in Joplin, Missouri and had total assets of $454.9 million. Due to the timing of the acquisition and the number of assets and liabilities assumed, the Company is continuing to determine their preliminary fair values and the purchase price allocation. The Company expects to finalize its analysis of the acquired assets and liabilities over the next few months and within one year of the acquisition.

Accounting Policies, by Policy

Accounting Policies, by Policy (Policies)	9 Months Ended
	Sep. 30, 2015
Accounting Policies [Abstract]
Consolidation, Policy [Policy Text Block]	Principles of Consolidation—
Segment Reporting, Policy [Policy Text Block]	Operating Segments —
Basis of Accounting, Policy [Policy Text Block]	Basis of Presentation — Certain reclassifications of prior period amounts have been made to conform with the current period presentation. These reclassifications had no impact on previously reported net income. The results of operations for the three and nine months ended September 30, 2015 are not necessarily indicative of the results to be expected for the year ending December 31, 2015. The unaudited condensed consolidated financial statements of the Company and notes thereto should be read in conjunction with the audited financial statements and notes thereto for the year ended December 31, 2014, contained in the Company’s 2014 Annual Report on Form 10-K as filed with the Securities and Exchange Commission (“SEC”). The condensed consolidated balance sheet of the Company as of December 31, 2014, included herein has been derived from the audited consolidated balance sheet of the Company as of that date.

Note 3 - Acquisition (Tables)

Note 3 - Acquisition (Tables)	9 Months Ended
	Sep. 30, 2015
Business Combinations [Abstract]
Schedule of Recognized Identified Assets Acquired and Liabilities Assumed [Table Text Block]	June 13 , 2014 As Recorded b y FNSC Fair Value Adjustments As Recorded (Dollars in thousands) Assets acquired: Cash and cash equivalents $ 41,015 $ -- $ 41,015 Federal funds sold 43,025 -- 43,025 Investment securities available for sale 138,140 -- 138,140 Other investment securities, at cost 7,480 -- 7,480 Loans receivable 622,758 (17,294 ) 605,464 Allowance for loan losses (13,179 ) 13,179 -- Loans receivable, net 609,579 (4,115 ) 605,464 Accrued interest receivable 2,954 -- 2,954 Real estate owned - net 69 -- 69 Office properties and equipment, net 33,074 (2,775 ) 30,299 Cash surrender value of life insurance 1,935 -- 1,935 Core deposit intangible 568 7,109 7,677 Deferred tax asset, net 542 (51 ) 491 Prepaid expenses and other assets 2,899 362 3,261 Total assets acquired 881,280 530 881,810 Liabilities assumed: Deposits – noninterest bearing 151,331 -- 151,331 Deposits – interest bearing 611,841 366 612,207 Total deposits 763,172 366 763,538 Short term borrowings 14,295 -- 14,295 Other borrowings 27,434 64 27,498 Other liabilities 1,802 -- 1,802 Total liabilities assumed 806,703 430 807,133 Net assets acquired $ 74,577 $ 100 74,677 Consideration paid: Cash 50,000 Common stock 50,394 Total consideration paid 100,394 Goodwill $ 25,717

Note 4 - Investment Securitie28

Note 4 - Investment Securities Available for Sale (Tables)	9 Months Ended
	Sep. 30, 2015
Investment Holdings [Abstract]
Available-for-sale Securities [Table Text Block]	September 30, 2015 Gross Gross Amortized Unrealized Unrealized Fair Cost Gains Losses Value U.S. Treasuries and Government agencies $ 48,835 $ 48 $ (16 ) $ 48,867 Municipal securities 63,601 488 (220 ) 63,869 Mortgage-backed securities 50,908 986 (66 ) 51,828 Total $ 163,344 $ 1,522 $ (302 ) $ 164,564 December 31, 2014 Gross Gross Amortized Unrealized Unrealized Fair Cost Gains Losses Value U.S. Treasuries and Government agencies $ 77,550 $ 7 $ (225 ) $ 77,332 Municipal securities 58,812 456 (188 ) 59,080 Mortgage-backed securities 36,920 900 (14 ) 37,806 Total $ 173,282 $ 1,363 $ (427 ) $ 174,218
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Table Text Block]	September 30, 2015 Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value Losses Value Losses U.S. Treasuries and Government agencies $ 18,995 $ 7 $ 202 $ 9 $ 19,197 $ 16 Municipal securities 14,762 205 1,258 15 16,020 220 Mortgage-backed securities 15,726 65 9 1 15,735 66 Total $ 49,483 $ 277 $ 1,469 $ 25 $ 50,952 $ 302 December 31, 2014 Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value Losses Value Losses U.S. Treasuries and Government agencies $ 75,985 $ 225 $ -- $ -- $ 75,985 $ 225 Municipal securities 16,353 171 1,028 17 17,381 188 Mortgage-backed securities 2,102 14 -- -- 2,102 14 Total $ 94,440 $ 410 $ 1,028 $ 17 $ 95,468 $ 427
Investments Classified by Contractual Maturity Date [Table Text Block]	September 30, 2015 Amortized Fair Weighted Cost Value Average Rate Within one year $ 20,235 $ 20,231 0.64% Due from one year to five years 50,528 50,681 1.17% Due from five years to ten years 18,776 19,011 2.91% Due after ten years 22,897 22,813 3.14% 112,436 112,736 1.77% Mortgage-backed securities 50,908 51,828 2.45% Total $ 163,344 $ 164,564 1.98%
Realized Gain (Loss) on Investments [Table Text Block]	Nine Months Ended September 30, 2015 2014 Sales proceeds $ 2,082 $ 3,875 Gross realized gains $ 88 $ 30 Gross realized losses -- -- Net gains on sales of investment securities $ 88 $ 30

Note 5 - Loans Receivable (Tabl

Note 5 - Loans Receivable (Tables)	9 Months Ended
	Sep. 30, 2015
Note 5 - Loans Receivable (Tables) [Line Items]
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	September 30, 2015 December 31, 2014 Real estate: One- to four-family residential $ 309,658 $ 320,489 Multifamily residential 53,133 45,181 Nonfarm nonresidential 347,911 369,974 Farmland 53,192 47,199 Construction and land development 93,688 98,594 Commercial 186,772 139,871 Consumer 32,428 33,809 Total loans receivable 1,076,782 1,055,117 Unearned discounts and net deferred loan costs 293 (235 ) Allowance for loan and lease losses (13,975 ) (13,660 ) Loans receivable—net $ 1,063,100 $ 1,041,222
Impaired Financing Receivables [Table Text Block]	September 30, 2015 December 31, 2014 Unpaid Principal Balance Recorded Investment Valuation Allowance Unpaid Principal Balance Recorded Investment Valuation Allowance Impaired loans with a valuation allowance: One- to four-family residential $ 1,119 $ 848 $ 121 $ 1,030 $ 1,204 $ 251 Nonfarm nonresidential 4,593 4,280 495 2,531 2,225 580 Farmland 617 476 115 620 484 123 Construction and land development 172 172 91 276 168 45 Commercial 1,153 1,153 252 -- -- -- Consumer 16 15 7 16 15 12 7,670 6,944 1,081 4,473 4,096 1,011 Impaired loans without a valuation allowance: One- to four-family residential 5,910 5,059 -- 4,732 4,237 -- Nonfarm nonresidential 2,668 1,743 -- 1,619 888 -- Farmland 546 259 -- 537 250 -- Construction and land development 777 590 -- 507 540 -- Commercial 2,393 2,363 -- 362 306 -- Consumer 136 129 -- 15 19 -- 12,430 10,143 -- 7,772 6,240 -- Total impaired loans $ 20,100 $ 17,087 $ 1,081 $ 12,245 $ 10,336 $ 1,011
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Table Text Block]	Contractually required principal and interest $ 29,704 Nonaccretable differences (6,293 ) Cash flows expected to be collected 23,411 Accretable differences (2,306 ) Day 1 Fair Value $ 21,105
Past Due Financing Receivables [Table Text Block]	September 30, 2015 30-89 Days Past Due 90 Days or More Past Due Current Total One- to four-family residential $ 3,042 $ 4,255 $ 302,361 $ 309,658 Multifamily residential -- -- 53,133 53,133 Nonfarm nonresidential 1,388 1,748 344,775 347,911 Farmland 44 676 52,472 53,192 Construction and land development 424 493 92,771 93,688 Commercial 428 214 186,130 186,772 Consumer 427 77 31,924 32,428 Total $ 5,753 $ 7,463 $ 1,063,566 $ 1,076,782 December 31, 2014 30-89 Days Past Due 90 Days or More Past Due Current Total One- to four-family residential $ 4,966 $ 3,545 $ 311,978 $ 320,489 Multifamily residential -- -- 45,181 45,181 Nonfarm nonresidential 3,350 2,449 364,175 369,974 Farmland 15 628 46,556 47,199 Construction and land development 127 649 97,818 98,594 Commercial 517 497 138,857 139,871 Consumer 379 47 33,383 33,809 Total $ 9,354 $ 7,815 $ 1,037,948 $ 1,055,117 September 30, 2015 30-89 Days Past Due 90 Days or More Past Due Current Total One- to four-family residential $ 470 $ 2,948 $ 2,280 $ 5,698 Nonfarm nonresidential 302 1,288 4,433 6,023 Farmland -- 628 107 735 Construction and land development -- 493 189 682 Commercial 90 214 3,214 3,518 Consumer 48 70 26 144 Total $ 910 $ 5,641 $ 10,249 $ 16,800 December 31, 201 4 30-89 Days Past Due 90 Days or More Past Due Current Total One- to four-family residential $ 1,121 $ 2,572 $ 1,266 $ 4,959 Nonfarm nonresidential 131 1,379 1,603 3,113 Farmland -- 628 106 734 Construction and land development -- 605 19 624 Commercial -- -- 306 306 Consumer 5 14 15 34 Total $ 1,257 $ 5,198 $ 3,315 $ 9,770
Impaired Financing Receivables, Interest Income [Table Text Block]	Three Months Ended September 30, 2015 2014 Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized Impaired loans with a valuation allowance: One- to four-family residential $ 815 $ 2 $ 1,127 $ 2 Nonfarm nonresidential 3,221 -- 2,278 -- Farmland 478 -- 488 -- Construction and land development 108 -- 347 2 Commercial 577 -- -- -- Consumer 15 -- 16 -- 5,214 2 4,256 4 Impaired loans without a valuation allowance: One- to four-family residential 4,785 -- 3,783 1 Nonfarm nonresidential 1,373 -- 934 -- Farmland 255 -- 257 -- Construction and land development 566 1 350 -- Commercial 1,489 -- 326 -- Consumer 143 -- 9 -- 8,611 1 5,659 1 Total impaired loans $ 13,825 $ 3 $ 9,915 $ 5 Interest based on original terms $ 255 $ 134 Interest income recognized on a cash basis on impaired loans $ -- $ -- Nine Months Ended September 30, 2015 2014 Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized Impaired loans with a valuation allowance: One- to four-family residential $ 963 $ 5 $ 1,126 $ 7 Nonfarm nonresidential 2,716 -- 2,590 -- Farmland 480 -- 491 -- Construction and land development 138 -- 748 5 Commercial 288 -- 63 -- Consumer 15 -- 11 -- 4,600 5 5,029 12 Impaired loans without a valuation allowance: One- to four-family residential 4,496 1 3,642 2 Nonfarm nonresidential 1,122 -- 1,030 -- Farmland 252 -- 269 -- Construction and land development 546 5 625 -- Commercial 955 -- 338 -- Consumer 89 -- 14 -- 7,460 6 5,918 2 Total impaired loans $ 12,060 $ 11 $ 10,947 $ 14 Interest based on original terms $ 780 $ 532 Interest income recognized on a cash basis on impaired loans $ -- $ --
Financing Receivable Credit Quality Indicators [Table Text Block]	September 30, 2015 Pass / Not Rated Special Mention Substandard Total One- to four-family residential $ 296,956 $ 1,056 $ 11,646 $ 309,658 Multifamily residential 53,133 -- -- 53,133 Nonfarm nonresidential 331,955 12 15,944 347,911 Farmland 52,019 -- 1,173 53,192 Construction and land development 92,114 95 1,479 93,688 Commercial 182,131 -- 4,641 186,772 Consumer 32,136 -- 292 32,428 Total $ 1,040,444 $ 1,163 $ 35,175 $ 1,076,782 December 31, 201 4 Pass / Not Rated Special Mention Substandard Total One- to four-family residential $ 306,864 $ 1,833 $ 11,792 $ 320,489 Multifamily residential 45,181 -- -- 45,181 Nonfarm nonresidential 350,011 4,378 15,585 369,974 Farmland 46,002 -- 1,197 47,199 Construction and land development 96,114 105 2,375 98,594 Commercial 135,812 -- 4,059 139,871 Consumer 33,612 6 191 33,809 Total $ 1,013,596 $ 6,322 $ 35,199 $ 1,055,117
Troubled Debt Restructurings on Financing Receivables [Table Text Block]	September 30, 2015 Number of Accruing TDR Loans Balance Number of Nonaccrual TDR Loans Balance Total Number of TDR Loans Total Balance One- to four-family residential 2 $ 207 9 $ 708 11 $ 915 Nonfarm nonresidential -- -- 3 472 3 472 Farmland -- -- 1 250 1 250 Construction and land development 1 80 2 250 3 330 Consumer -- -- 2 15 2 15 Total 3 $ 287 17 $ 1,695 20 $ 1,982 December 31, 2014 Number of Accruing TDR Loans Balance Number of Nonaccrual TDR Loans Balance Total Number of TDR Loans Total Balance One- to four-family residential 4 $ 482 9 $ 726 13 $ 1,208 Nonfarm nonresidential -- -- 3 511 3 511 Farmland -- -- 1 250 1 250 Construction and land development 1 84 2 396 3 480 Consumer -- -- 2 15 2 15 Total 5 $ 566 17 $ 1,898 22 $ 2,464
Schedule of Loans Restructured As TDRs in Current Period [Table Text Block]	Nine Months Ended September 30, 2014 Balance Balance at Nature of Modification Number of Prior to TDR September 30, 2014 Payment Term (1) Other (2) One- to four-family residential 1 $ 103 $ 96 $ 103 $ -- Construction and land development 1 85 85 -- 85 Consumer 1 11 11 11 -- Total 3 $ 199 $ 192 $ 114 $ 85
Purchased Credit Impaired [Member]
Note 5 - Loans Receivable (Tables) [Line Items]
Impaired Financing Receivables [Table Text Block]	September 30, 2015 June 13, 2014 One- to four-family residential $ 3,963 $ 4,728 Nonfarm nonresidential 10,035 10,790 Farmland 80 95 Construction and land development 2,242 3,432 Commercial 1,020 1,882 Consumer 76 178 Total carrying value of PCI loans $ 17,416 $ 21,105 Outstanding principal balance of PCI loans $ 21,732 $ 26,942
Schedule of Accretable Yield [Table Text Block]	2015 2014 Balance at January 1 $ 2,165 $ -- Accretable yield acquired -- 2,306 Accretion (827 ) (354 ) Adjustments to accretable difference due to: Reclassification from nonaccretable difference 88 -- Changes in expected cash flows that do not affect nonaccretable differences (41 ) (1,423 ) Transfers to real estate owned 7 -- Balance at September 30 $ 1,392 $ 529

Note 6 - Allowances for Loan 30

Note 6 - Allowances for Loan and Lease Losses and Real Estate Losses (Tables)	9 Months Ended
	Sep. 30, 2015
Disclosure Text Block Supplement [Abstract]
Allowance for Credit Losses on Financing Receivables [Table Text Block]	June 30, 2015 Provision (Reversals) Charge-offs Recoveries September 30, 2015 One- to four-family residential $ 4,165 $ 407 $ (186 ) $ 18 $ 4,404 Multifamily residential 581 19 -- -- 600 Nonfarm nonresidential 3,880 (408 ) -- 10 3,482 Farmland 518 (15 ) -- -- 503 Construction and land development 1,121 161 -- 58 1,340 Commercial 1,765 192 (32 ) 3 1,928 Consumer 121 67 (98 ) 35 125 Purchased credit impaired 1,703 (92 ) (18 ) -- 1,593 Total $ 13,854 $ 331 $ (334 ) $ 124 $ 13,975 June 30, 2014 Provision (Reversals) Charge-offs Recoveries September 30, 2014 One- to four-family residential $ 4,490 $ 91 $ (61 ) $ 36 $ 4,556 Multifamily residential 1,030 (114 ) -- -- 916 Nonfarm nonresidential 3,910 314 -- 3 4,227 Farmland 282 8 -- -- 290 Construction and land development 868 43 -- 30 941 Commercial 1,721 208 -- 4 1,933 Consumer 91 50 (57 ) 17 101 Purchased credit impaired -- -- -- -- -- Total $ 12,392 $ 600 $ (118 ) $ 90 $ 12,964 December 31, 2014 Provision (Reversals) Charge-offs Recoveries September 30, 2015 One- to four-family residential $ 4,488 $ 261 $ (399 ) $ 54 $ 4,404 Multifamily residential 791 (191 ) -- -- 600 Nonfarm nonresidential 4,243 (804 ) -- 43 3,482 Farmland 342 161 -- -- 503 Construction and land development 1,023 166 (10 ) 161 1,340 Commercial 2,315 (358 ) (32 ) 3 1,928 Consumer 101 165 (232 ) 91 125 Purchased credit impaired 357 1,531 (295 ) -- 1,593 Total $ 13,660 $ 931 $ (968 ) $ 352 $ 13,975 December 31, 2013 Provision (Reversals) Charge-offs Recoveries September 30, 2014 One- to four-family residential $ 4,549 $ 22 $ (70 ) $ 55 $ 4,556 Multifamily residential 1,001 (85 ) -- -- 916 Nonfarm nonresidential 4,271 65 (115 ) 6 4,227 Farmland 158 132 -- -- 290 Construction and land development 1,383 (81 ) (444 ) 83 941 Commercial 1,268 684 (29 ) 10 1,933 Consumer 81 93 (122 ) 49 101 Purchased credit impaired -- -- -- -- -- Total $ 12,711 $ 830 $ (780 ) $ 203 $ 12,964 Allowance for Loan and Lease Losses Loan Balances September 30, 2015 Individually Evaluated for Impairment Collectively Evaluated for Impairment Purchased Credit Impaired Individually Evaluated for Impairment Collectively Evaluated for Impairment Purchased Credit Impaired One- to four-family residential $ 121 $ 4,283 $ 412 $ 5,907 $ 299,788 $ 3,963 Multifamily residential -- 600 -- -- 53,133 -- Nonfarm nonresidential 495 2,987 590 6,023 331,853 10,035 Farmland 115 388 -- 735 52,377 80 Construction and land development 91 1,249 23 762 90,684 2,242 Commercial 252 1,676 568 3,516 182,236 1,020 Consumer 7 118 -- 144 32,208 76 Total $ 1,081 $ 11,301 $ 1,593 $ 17,087 $ 1,042,279 $ 17,416 Allowance for Loan and Lease Losses Loan Balances December 31, 2014 Individually Evaluated for Impairment Collectively Evaluated for Impairment Purchased Credit Impaired Individually Evaluated for Impairment Collectively Evaluated for Impairment Purchased Credit Impaired One- to four-family residential $ 251 $ 4,237 $ 68 $ 5,441 $ 310,701 $ 4,347 Multifamily residential -- 791 -- -- 45,181 -- Nonfarm nonresidential 580 3,663 289 3,113 357,186 9,675 Farmland 123 219 -- 734 46,379 86 Construction and land development 45 978 -- 708 94,518 3,368 Commercial -- 2,315 -- 306 138,315 1,250 Consumer 12 89 -- 34 33,638 137 Total $ 1,011 $ 12,292 $ 357 $ 10,336 $ 1,025,918 $ 18,863
Schedule of Credit Losses Related to Real Estate Owned, Current and Noncurrent [Table Text Block]	Three Months Ended Nine Months Ended September 30, 2015 September 30, 2014 September 30, 2015 September 30, 2014 Balance—beginning of period $ 4,642 8,481 $ 6,575 $ 8,794 Provisions for estimated losses -- 653 3 1,513 Losses charged off (402 ) (711 ) (2,338 ) (1,884 ) Balance—end of period $ 4,240 8,423 $ 4,240 $ 8,423

Note 7 - Office Properties an31

Note 7 - Office Properties and Equipment (Tables)	9 Months Ended
	Sep. 30, 2015
Property, Plant and Equipment [Abstract]
Property, Plant and Equipment [Table Text Block]	September 30, 2015 December 31, 2014 Land and land improvements $ 10,727 $ 10,796 Buildings and improvements 44,582 42,995 Furniture and equipment 11,469 9,452 Automobiles and other 823 823 Total 67,601 64,066 Accumulated depreciation (15,833 ) (13,734 ) Office properties and equipment—net $ 51,768 $ 50,332

Note 8 - Goodwill and Core De32

Note 8 - Goodwill and Core Deposit Intangible - Net (Tables)	9 Months Ended
	Sep. 30, 2015
Goodwill and Intangible Assets Disclosure [Abstract]
Schedule of Finite-Lived Intangible Assets [Table Text Block]	September 30, 2015 December 31, 2014 FNSC Merger $ 7,677 $ 7,677 Accumulated amortization (808 ) (339 ) Core deposit intangible—net $ 6,869 $ 7,338

Note 9 - Deposits (Tables)

Note 9 - Deposits (Tables)	9 Months Ended
	Sep. 30, 2015
Disclosure Text Block [Abstract]
Summary of Deposits [Table Text Block]	September 30, 2015 December 31, 2014 Checking accounts $ 538,766 $ 576,034 Money market accounts 116,504 108,794 Savings accounts 119,583 115,375 Certificates of deposit 434,323 463,594 Total $ 1,209,176 $ 1,263,797
Schedule of Maturities of Certificates of Deposit [Table Text Block]	Amount Within one year $ 240,785 One to two years 73,485 Two to three years 62,022 Three to four years 29,185 Four to five years 18,257 Over five years 10,589 Total $ 434,323

Note 11 - Other Borrowings (Tab

Note 11 - Other Borrowings (Tables)	9 Months Ended
	Sep. 30, 2015
Disclosure Text Block [Abstract]
Schedule of Debt [Table Text Block]	September 30, 2015 December 31, 2014 Federal Home Loan Bank advances with rates ranging from 0.29% to 5.57% maturing through July 1, 2027 $ 49,457 $ 43,095 Line of credit with a bank, $14.75 million total credit line, floating rate of 1.95% above the three-month London Interbank Offered Rate (“LIBOR”) rate, reset quarterly, interest payments due quarterly, maturing May 30, 2016 4,750 8,300 Term notes payable to a bank, floating rate of 1.95% above the three-month LIBOR rate, reset quarterly, principal and interest payments due quarterly, maturing May 30, 2019 14,093 9,863 Total $ 68,300 $ 61,258
Contractual Obligation, Fiscal Year Maturity Schedule [Table Text Block]	Weighted Average Rate Amount Within one year 0.88 % $ 30,847 One to two years 1.35 7,067 Two to three years 2.13 6,998 Three to four years 2.09 15,935 Four to five years 2.28 427 Over five years 2.65 7,026 Total 1.53 % $ 68,300

Note 12 - Income Taxes (Tables)

Note 12 - Income Taxes (Tables)	9 Months Ended
	Sep. 30, 2015
Income Tax Disclosure [Abstract]
Schedule of Components of Income Tax Expense (Benefit) [Table Text Block]	Nine Months Ended September 30, 2015 2014 Income tax provision (benefit): Current: Federal $ 152 $ -- State 45 -- Total current 197 -- Deferred: Federal 2,808 (672 ) State 782 (101 ) Valuation allowance (120 ) (19,539 ) Total deferred 3,470 (20,312 ) Total $ 3,667 $ (20,312 )
Schedule of Effective Income Tax Rate Reconciliation [Table Text Block]	Nine Months Ended September 30, 2015 2014 Taxes at statutory rate $ 3,988 34.1 % $ (279 ) 34.0 % Increase (decrease) resulting from: State income tax—net 398 3.4 (34 ) 4.1 Valuation allowance—net -- -- (19,460 ) 2,372.8 Earnings on life insurance policies (373 ) (3.2 ) (259 ) 31.5 Nontaxable investments (459 ) (3.9 ) (313 ) 38.2 Other—net 113 1.0 33 (3.9 ) Total $ 3,667 31.4 % $ (20,312 ) 2,476.7 %
Schedule of Deferred Tax Assets and Liabilities [Table Text Block]	September 30, 2015 December 31 , 2014 Deferred tax assets: Allowance for loan and lease losses $ 6,163 $ 6,343 Discount on purchased loans 2,886 4,511 Real estate owned 1,742 2,649 Section 382 net operating loss carry-forward 2,149 2,252 Net operating loss carry-forward 9,479 11,239 Nonaccrual loan interest 1,189 920 Other 1,177 736 Total deferred tax assets 24,785 28,650 Valuation allowance (897 ) (1,017 ) Deferred tax asset, net of allowance 23,888 27,633 Deferred tax liabilities: Office properties (3,174 ) (3,240 ) Core deposit intangible (2,630 ) (2,810 ) Unrealized gain on investments (513 ) (426 ) Other (450 ) (460 ) Total deferred tax liabilities (6,767 ) (6,936 ) Net deferred tax asset $ 17,121 $ 20,697

Note 13 - Stock Based Compens36

Note 13 - Stock Based Compensation (Tables)	9 Months Ended
	Sep. 30, 2015
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
Schedule of Share-based Compensation, Stock Options, Activity [Table Text Block]	Shares Underlying Awards Weighted Average Exercise Price Outstanding—January 1, 2015 234,002 $ 6.66 Granted -- $ -- Exercised (334 ) $ 6.57 Forfeited (353 ) $ 6.57 Outstanding—September 30, 2015 233,315 $ 6.66 Exercisable—September 30, 2015 136,429 $ 6.28
Schedule of Share-based Compensation, Restricted Stock and Restricted Stock Units Activity [Table Text Block]	Restricted Stock Units Weighted Average Grant Date Fair Value Outstanding—January 1, 2015 203,797 $ 7.58 Granted 12,500 $ 10.92 Vested (23,362 ) $ 7.89 Forfeited (59,886 ) $ 7.32 Outstanding—September 30, 2015 133,049 $ 7.96

Note 14 - Earnings Per Share (T

Note 14 - Earnings Per Share (Tables)	9 Months Ended
	Sep. 30, 2015
Earnings Per Share [Abstract]
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	Three Months Ended September 30, Nine Months Ended September 30, 201 5 2014 2015 2014 Basic weighted average shares outstanding 33,358,376 33,364,021 33,368,642 26,740,461 Effect of dilutive securities 138,922 68,465 154,423 567,645 Diluted weighted average shares outstanding 33,497,298 33,432,486 33,523,065 27,308,106

Note 15 - Fair Value Measurem38

Note 15 - Fair Value Measurements (Tables)	9 Months Ended
	Sep. 30, 2015
Fair Value Disclosures [Abstract]
Fair Value, Assets Measured on Recurring Basis [Table Text Block]	Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) September 30, 2015 Available for sale investment securities: U.S. Treasuries and Government agencies $ 48,867 $ -- $ 48,867 $ -- Municipal securities 63,869 -- 63,869 -- Mortgage-backed securities 51,828 -- 51,828 -- Total $ 164,564 $ -- $ 164,564 $ -- December 31, 2014 Available for sale investment securities: U.S. Treasuries and Government agencies $ 77,332 $ -- $ 77,332 $ -- Municipal securities 59,080 -- 59,080 -- Mortgage-backed securities 37,806 -- 37,806 -- Total $ 174,218 $ -- $ 174,218 $ --
Fair Value Measurements, Nonrecurring [Table Text Block]	Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) September 30, 2015 Impaired loans $ 7,282 $ -- $ -- $ 7,282 REO, net 291 -- -- 291 September 30, 2014 Impaired loans $ 6,540 $ -- $ -- $ 6,540 REO, net 3,925 -- -- 3,925

Note 16 - Fair Value of Finan39

Note 16 - Fair Value of Financial Instruments (Tables)	9 Months Ended
	Sep. 30, 2015
Disclosure Text Block Supplement [Abstract]
Fair Value, by Balance Sheet Grouping [Table Text Block]	September 30, 2015 December 31, 201 4 Estimated Estimated Carrying Fair Carrying Fair Value Value Value Value FINANCIAL ASSETS: Level 1 inputs: Cash and cash equivalents $ 58,746 $ 58,746 $ 113,086 $ 113,086 Level 2 inputs: Interest-bearing time deposits in banks 10,930 11,079 12,421 12,663 Other investment securities 8,197 8,197 5,864 5,864 Loans held for sale 8,032 8,032 6,409 6,409 Cash surrender value of life insurance 45,998 45,998 44,130 44,130 Accrued interest receivable 5,020 5,020 4,485 4,485 Level 3 inputs: Loans receivable—net 1,063,100 1,088,296 1,041,222 1,063,529 FINANCIAL LIABILITIES: Level 1 inputs: Short term borrowings 10,366 10,366 12,083 12,083 Level 2 inputs: Checking, money market and savings accounts 774,853 774,853 800,203 800,203 Other borrowings 68,300 70,011 61,258 62,175 Accrued interest payable 274 274 304 304 Level 3 inputs: Certificates of deposit 434,323 436,434 463,594 464,650

Note 17 - Regulatory Matters (T

Note 17 - Regulatory Matters (Tables)	9 Months Ended
	Sep. 30, 2015
Disclosure Text Block [Abstract]
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]	To be Categorized as Well Capitalized Under For Capital Prompt Corrective Actual Adequacy Purposes Action Provisions Amount Ratio Amount Ratio Amount Ratio Tier 1 Capital to Adjusted Average Assets Consolidated $ 140,394 9.83 % $ 57,125 4.00 % $ 71,406 5.00 % Bear State Bank 145,979 10.23 % 57,087 4.00 % 71,358 5.00 % Common Equity Tier 1 to Risk-Weighted Assets Consolidated $ 140,394 11.77 % $ 53,668 4.50 % $ 77,520 6.50 % Bear State Bank 145,979 12.26 % 53,602 4.50 % 77,425 6.50 % Tier I Capital to Risk-Weighted Assets Consolidated $ 140,394 11.77 % $ 71,557 6.00 % $ 95,410 8.00 % Bear State Bank 145,979 12.26 % 71,469 6.00 % 95,292 8.00 % Total Capital to Risk-Weighted Assets Consolidated $ 154,369 12.94 % $ 95,410 8.00 % $ 119,262 10.00 % Bear State Bank 159,954 13.43 % 95,292 8.00 % 119,115 10.00 % To be Categorized as Well Capitalized Under For Capital Prompt Corrective Actual Adequacy Purposes Action Provisions Amount Ratio Amount Ratio Amount Ratio Tangible Capital to Tangible Assets First Federal $ 54,215 9.21 % $ 8,825 1.50 % N/A N/A Tier 1 Capital to Average Assets Consolidated $ 122,537 8.29 % $ 59,146 4.00 % N/A N/A First Federal (1) 54,215 9.21 % 23,534 4.00 % $ 29,417 5.00 % FNB 56,245 9.40 % 17,951 3.00 % 29,919 5.00 % Heritage 29,086 9.76 % 11,925 4.00 % 14,906 5.00 % Tier I Capital to Risk-Weighted Assets Consolidated $ 122,537 10.89 % $ 45,001 4.00 % N/A N/A First Federal 54,215 11.42 % N/A N/A $ 28,488 6.00 % FNB 56,245 13.14 % 17,117 4.00 % 25,675 6.00 % Heritage 29,086 13.35 % 8,716 4.00 % 13,074 6.00 % Total Capital to Risk-Weighted Assets Consolidated $ 136,197 12.11 % $ 90,002 8.00 % N/A N/A First Federal 60,226 12.68 % 37,984 8.00 % $ 47,480 10.00 % FNB 57,100 13.34 % 34,234 8.00 % 42,792 10.00 % Heritage 29,786 13.67 % 17,432 8.00 % 21,790 10.00 %

Note 1 - Summary of Significa41

Note 1 - Summary of Significant Accounting Policies (Details)	9 Months Ended
	Sep. 30, 2015
Accounting Policies [Abstract]
Number of Branches	43
Number of Loan Production Offices	3
Number of Operating Segments	1

Note 3 - Acquisition (Details)

Note 3 - Acquisition (Details) - USD ($)	Jun. 13, 2014	Sep. 30, 2015
Note 3 - Acquisition (Details) [Line Items]
Effective Income Tax Rate Reconciliation, at Blended Tax Rate, Percent		38.29%
First National Security Company Acquisition [Member]
Note 3 - Acquisition (Details) [Line Items]
Business Combination, Consideration Transferred	$ 124,400,000
Business Acquisition, Equity Interest Issued or Issuable, Number of Shares (in Shares)	6,252,400
Business Acquisition, Equity Interest Issued or Issuable, Value Assigned	$ 50,400,000
Payments to Acquire Businesses, Gross	$ 74,000,000
Business Acquisition, Percentage of Voting Interests Acquired	100.00%
First National Security Company Acquisition [Member] | Parent Company [Member]
Note 3 - Acquisition (Details) [Line Items]
Payments to Acquire Businesses, Gross	$ 50,000,000
First National Security Company Acquisition [Member] | First National Security Company [Member]
Note 3 - Acquisition (Details) [Line Items]
Payments to Acquire Businesses, Gross	24,000,000
First National Security Company Acquisition [Member] | Changes Measurement [Member]
Note 3 - Acquisition (Details) [Line Items]
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Property, Plant, and Equipment	2,800,000
Business Combination Recognized Identifiable Assets Acquired and Liabilities Assumed Deposits	366,000
Core Deposits [Member] | First National Security Company Acquisition [Member]
Note 3 - Acquisition (Details) [Line Items]
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Finite-Lived Intangibles	$ 7,700,000
Acquired Finite-lived Intangible Assets, Weighted Average Useful Life	12 years 109 days

Note 3 - Acquisition (Details)

Note 3 - Acquisition (Details) - Assets Acquired and Liabilities Assumed - USD ($) $ in Thousands	Jun. 13, 2014	Sep. 30, 2015	Dec. 31, 2014
Consideration paid:
Goodwill		$ 25,717	$ 25,717
First National Security Company [Member]
Consideration paid:
Goodwill		$ 25,700
First National Security Company [Member] | Portion at Other than Fair Value Measurement [Member]
Assets acquired:
Cash and cash equivalents	$ 41,015
Federal funds sold	43,025
Investment securities available for sale	138,140
Other investment securities, at cost	7,480
Loans receivable	622,758
Allowance for loan losses	(13,179)
Loans receivable, net	609,579
Accrued interest receivable	2,954
Real estate owned - net	69
Office properties and equipment, net	33,074
Cash surrender value of life insurance	1,935
Core deposit intangible	568
Deferred tax asset, net	542
Prepaid expenses and other assets	2,899
Total assets acquired	881,280
Liabilities assumed:
Deposits – noninterest bearing	151,331
Deposits – interest bearing	611,841
Total deposits	763,172
Short term borrowings	14,295
Other borrowings	27,434
Other liabilities	1,802
Total liabilities assumed	806,703
Net assets acquired	74,577
First National Security Company [Member] | Changes Measurement [Member]
Assets acquired:
Loans receivable	(17,294)
Allowance for loan losses	13,179
Loans receivable, net	(4,115)
Office properties and equipment, net	(2,775)
Core deposit intangible	7,109
Deferred tax asset, net	(51)
Prepaid expenses and other assets	362
Total assets acquired	530
Liabilities assumed:
Deposits – interest bearing	366
Total deposits	366
Other borrowings	64
Total liabilities assumed	430
Net assets acquired	100
First National Security Company [Member] | Estimate of Fair Value Measurement [Member]
Assets acquired:
Cash and cash equivalents	41,015
Federal funds sold	43,025
Investment securities available for sale	138,140
Other investment securities, at cost	7,480
Loans receivable	605,464
Loans receivable, net	605,464
Accrued interest receivable	2,954
Real estate owned - net	69
Office properties and equipment, net	30,299
Cash surrender value of life insurance	1,935
Core deposit intangible	7,677
Deferred tax asset, net	491
Prepaid expenses and other assets	3,261
Total assets acquired	881,810
Liabilities assumed:
Deposits – noninterest bearing	151,331
Deposits – interest bearing	612,207
Total deposits	763,538
Short term borrowings	14,295
Other borrowings	27,498
Other liabilities	1,802
Total liabilities assumed	807,133
Net assets acquired	74,677
Consideration paid:
Cash	50,000
Common stock	50,394
Total consideration paid	100,394
Goodwill	$ 25,717

Note 4 - Investment Securitie44

Note 4 - Investment Securities Available for Sale (Details) - USD ($)	Sep. 30, 2015	Dec. 31, 2014
Note 4 - Investment Securities Available for Sale (Details) [Line Items]
Available-for-sale Securities Pledged as Collateral	$ 110,300,000	$ 119,000,000
Cash, FDIC Insured Amount	250,000	250,000
Securities Sold under Agreements to Repurchase, Asset	10,400,000	2,100,000
Available-for-sale Securities, Amortized Cost Basis	163,344,000	173,282,000
Call Option [Member]
Note 4 - Investment Securities Available for Sale (Details) [Line Items]
Available-for-sale Securities, Amortized Cost Basis	66,500,000	73,100,000
Callable Within One Year [Member]
Note 4 - Investment Securities Available for Sale (Details) [Line Items]
Available-for-sale Securities, Amortized Cost Basis	$ 23,800,000	$ 35,000,000

Note 4 - Investment Securitie45

Note 4 - Investment Securities Available for Sale (Details) - Investment Securities - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Schedule of Available-for-sale Securities [Line Items]
Available for sale securities, amortized cost	$ 163,344	$ 173,282
Available for sale securities, gross unrealized gains	1,522	1,363
Available for sale securities, gross unrealized losses	(302)	(427)
Available for sale securities, fair value	164,564	174,218
US Treasury and Government [Member]
Schedule of Available-for-sale Securities [Line Items]
Available for sale securities, amortized cost	48,835	77,550
Available for sale securities, gross unrealized gains	48	7
Available for sale securities, gross unrealized losses	(16)	(225)
Available for sale securities, fair value	48,867	77,332
US States and Political Subdivisions Debt Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available for sale securities, amortized cost	63,601	58,812
Available for sale securities, gross unrealized gains	488	456
Available for sale securities, gross unrealized losses	(220)	(188)
Available for sale securities, fair value	63,869	59,080
Collateralized Mortgage Backed Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available for sale securities, amortized cost	50,908	36,920
Available for sale securities, gross unrealized gains	986	900
Available for sale securities, gross unrealized losses	(66)	(14)
Available for sale securities, fair value	$ 51,828	$ 37,806

Note 4 - Investment Securitie46

Note 4 - Investment Securities Available for Sale (Details) - Securities in a Continuous Loss Position - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Note 4 - Investment Securities Available for Sale (Details) - Securities in a Continuous Loss Position [Line Items]
Securities in a continuous loss position, less than 12 months, fair value	$ 49,483	$ 94,440
Securities in a continuous loss position, less than 12 months, unrealized losses	277	410
Securities in a continuous loss position, greater than 12 months, fair value	1,469	1,028
Securities in a continuous loss position, greater than 12 months, unrealized losses	25	17
Securities in a continuous loss position, fair value	50,952	95,468
Securities in a continuous loss position, unrealized losses	302	427
US Treasury and Government [Member]
Note 4 - Investment Securities Available for Sale (Details) - Securities in a Continuous Loss Position [Line Items]
Securities in a continuous loss position, less than 12 months, fair value	18,995	75,985
Securities in a continuous loss position, less than 12 months, unrealized losses	7	225
Securities in a continuous loss position, greater than 12 months, fair value	202
Securities in a continuous loss position, greater than 12 months, unrealized losses	9
Securities in a continuous loss position, fair value	19,197	75,985
Securities in a continuous loss position, unrealized losses	16	225
US States and Political Subdivisions Debt Securities [Member]
Note 4 - Investment Securities Available for Sale (Details) - Securities in a Continuous Loss Position [Line Items]
Securities in a continuous loss position, less than 12 months, fair value	14,762	16,353
Securities in a continuous loss position, less than 12 months, unrealized losses	205	171
Securities in a continuous loss position, greater than 12 months, fair value	1,258	1,028
Securities in a continuous loss position, greater than 12 months, unrealized losses	15	17
Securities in a continuous loss position, fair value	16,020	17,381
Securities in a continuous loss position, unrealized losses	220	188
Collateralized Mortgage Backed Securities [Member]
Note 4 - Investment Securities Available for Sale (Details) - Securities in a Continuous Loss Position [Line Items]
Securities in a continuous loss position, less than 12 months, fair value	15,726	2,102
Securities in a continuous loss position, less than 12 months, unrealized losses	65	14
Securities in a continuous loss position, greater than 12 months, fair value	9
Securities in a continuous loss position, greater than 12 months, unrealized losses	1
Securities in a continuous loss position, fair value	15,735	2,102
Securities in a continuous loss position, unrealized losses	$ 66	$ 14

Note 4 - Investment Securitie47

Note 4 - Investment Securities Available for Sale (Details) - Maturities of Debt Securities - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Maturities of Debt Securities [Abstract]
Within one year	$ 20,235
Within one year	$ 20,231
Within one year	0.64%
Due from one year to five years	$ 50,528
Due from one year to five years	$ 50,681
Due from one year to five years	1.17%
Due from five years to ten years	$ 18,776
Due from five years to ten years	$ 19,011
Due from five years to ten years	2.91%
Due after ten years	$ 22,897
Due after ten years	$ 22,813
Due after ten years	3.14%
	$ 112,436
	$ 112,736
	1.77%
Mortgage-backed securities	$ 50,908
Mortgage-backed securities	$ 51,828
Mortgage-backed securities	2.45%
Total	$ 163,344
Total	$ 164,564	$ 174,218
Total	1.98%

Note 4 - Investment Securitie48

Note 4 - Investment Securities Available for Sale (Details) - Realized Gain on Available-for-Sale Securities - USD ($) $ in Thousands	3 Months Ended	9 Months Ended
	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Realized Gain on Available-for-Sale Securities [Abstract]
Sales proceeds		$ 2,082	$ 3,875
Gross realized gains		88	30
Gross realized losses		0	0
Net gains on sales of investment securities	$ 30	$ 88	$ 30

Note 5 - Loans Receivable (Deta

Note 5 - Loans Receivable (Details)	Sep. 30, 2015USD ($)	Dec. 31, 2014USD ($)	Sep. 30, 2015USD ($)	Sep. 30, 2014	Sep. 30, 2015USD ($)	Sep. 30, 2014	Jun. 13, 2014USD ($)
Note 5 - Loans Receivable (Details) [Line Items]
Long-term Line of Credit	$ 4,750,000	$ 8,300,000	$ 4,750,000		$ 4,750,000
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Carrying Amount, Net	17,416,000	18,863,000	17,416,000		17,416,000		$ 21,105,000
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Outstanding Balance	21,732,000		21,732,000		21,732,000		26,942,000
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing	0	353,000	0		0
Financing Receivable, Modifications, Recorded Investment	1,982,000	2,464,000	1,982,000		1,982,000
Minimum Loan Amount for Loans Analyzed by Credit Risk	$ 250,000	$ 250,000	$ 250,000		$ 250,000
Financing Receivable, Modifications, Number of Contracts	20	22	0		0	3
Financing Receivable, Modifications, Subsequent Default, Number of Contracts			0	0	0	0
Purchased Credit Impaired [Member]
Note 5 - Loans Receivable (Details) [Line Items]
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing	$ 1,800,000	$ 2,200,000	$ 1,800,000		$ 1,800,000
Nonaccrual [Member]
Note 5 - Loans Receivable (Details) [Line Items]
Financing Receivable, Modifications, Recorded Investment	1,695,000	1,898,000	1,695,000		1,695,000
Mortgage Loans in Process of Foreclosure, Amount	$ 915,000	$ 641,000	915,000		915,000
Financing Receivable, Modifications, Number of Contracts	17	17
Serviced for Others [Member]
Note 5 - Loans Receivable (Details) [Line Items]
Financing Receivable, Gross	$ 17,700,000	$ 23,500,000	17,700,000		17,700,000
Federal Reserve Bank Advances [Member]
Note 5 - Loans Receivable (Details) [Line Items]
Long-term Line of Credit	0	0	0		0
Commercial Real Estate Portfolio Segment [Member] | Federal Reserve [Member]
Note 5 - Loans Receivable (Details) [Line Items]
Loans Pledged as Collateral	0	6,800,000	0		0
First National Security Company [Member]
Note 5 - Loans Receivable (Details) [Line Items]
Business Combination, Acquired Receivables, Fair Value							583,600,000
Business Combination, Acquired Receivables, Gross Contractual Amount							595,100,000
Business Combination, Acquired Receivables, Discount							11,500,000
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Carrying Amount, Net							21,100,000
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Outstanding Balance							26,900,000
Certain Loans Acquired in Transfer Not Accounted for As Debt Securities Discount							$ 5,800,000
Federal Home Loan Bank of Dallas [Member] | Senior Lien [Member] | Residential Portfolio Segment [Member]
Note 5 - Loans Receivable (Details) [Line Items]
Loans Pledged as Collateral	$ 34,700,000	$ 41,400,000	$ 34,700,000		$ 34,700,000

Note 5 - Loans Receivable (De50

Note 5 - Loans Receivable (Details) - Loans Receivable - USD ($) $ in Thousands	Sep. 30, 2015	Jun. 30, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Dec. 31, 2013
Real estate:
Loans receivable	$ 1,076,782		$ 1,055,117
Unearned discounts and net deferred loan costs	293		(235)
Allowance for loan and lease losses	(13,975)	$ (13,854)	(13,660)	$ (12,964)	$ (12,392)	$ (12,711)
Loans receivable—net	1,063,100		1,041,222
Real Estate Portfolio Segment [Member] | One-to-Four-Family Residential [Member]
Real estate:
Loans receivable	309,658		320,489
Allowance for loan and lease losses	(4,404)	(4,165)	(4,488)	(4,556)	(4,490)	(4,549)
Real Estate Portfolio Segment [Member] | Multifamily Residential [Member]
Real estate:
Loans receivable	53,133		45,181
Allowance for loan and lease losses	(600)	(581)	(791)	(916)	(1,030)	(1,001)
Real Estate Portfolio Segment [Member] | Nonfarm Nonresidential [Member]
Real estate:
Loans receivable	347,911		369,974
Allowance for loan and lease losses	(3,482)	(3,880)	(4,243)	(4,227)	(3,910)	(4,271)
Real Estate Portfolio Segment [Member] | Farmland [Member]
Real estate:
Loans receivable	53,192		47,199
Allowance for loan and lease losses	(503)	(518)	(342)	(290)	(282)	(158)
Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Real estate:
Loans receivable	93,688		98,594
Allowance for loan and lease losses	(1,340)	(1,121)	(1,023)	(941)	(868)	(1,383)
Commercial Portfolio Segment [Member]
Real estate:
Loans receivable	186,772		139,871
Commercial	186,772		139,871
Allowance for loan and lease losses	(1,928)	(1,765)	(2,315)	(1,933)	(1,721)	(1,268)
Consumer Portfolio Segment [Member]
Real estate:
Loans receivable	32,428		33,809
Consumer	32,428		33,809
Allowance for loan and lease losses	$ (125)	$ (121)	$ (101)	$ (101)	$ (91)	$ (81)

Note 5 - Loans Receivable (De51

Note 5 - Loans Receivable (Details) - Purchased Credit Impaired Loans - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014	Jun. 13, 2014
Financing Receivable, Impaired [Line Items]
PCI loans	$ 17,416	$ 18,863	$ 21,105
Outstanding principal balance of PCI loans	21,732		26,942
Real Estate Portfolio Segment [Member] | One-to-Four-Family Residential [Member]
Financing Receivable, Impaired [Line Items]
PCI loans	3,963	4,347	4,728
Real Estate Portfolio Segment [Member] | Nonfarm Nonresidential [Member]
Financing Receivable, Impaired [Line Items]
PCI loans	10,035	9,675	10,790
Real Estate Portfolio Segment [Member] | Farmland [Member]
Financing Receivable, Impaired [Line Items]
PCI loans	80	86	95
Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Financing Receivable, Impaired [Line Items]
PCI loans	2,242	3,368	3,432
Commercial Portfolio Segment [Member]
Financing Receivable, Impaired [Line Items]
PCI loans	1,020	1,250	1,882
Consumer Portfolio Segment [Member]
Financing Receivable, Impaired [Line Items]
PCI loans	$ 76	$ 137	$ 178

Note 5 - Loans Receivable (De52

Note 5 - Loans Receivable (Details) - Fair Value Adjustments for Purchased Loans With Evidence of Credit Deterioration $ in Thousands	Jun. 13, 2014USD ($)
Fair Value Adjustments for Purchased Loans With Evidence of Credit Deterioration [Abstract]
Contractually required principal and interest	$ 29,704
Nonaccretable differences	(6,293)
Cash flows expected to be collected	23,411
Accretable differences	(2,306)
Day 1 Fair Value	$ 21,105

Note 5 - Loans Receivable (De53

Note 5 - Loans Receivable (Details) - Accretable Yield - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014
Accretable Yield [Abstract]
Balance at January 1	$ 2,165
Accretable yield acquired		$ 2,306
Accretion	(827)	(354)
Adjustments to accretable difference due to:
Reclassification from nonaccretable difference	88
Changes in expected cash flows that do not affect nonaccretable differences	(41)	(1,423)
Transfers to real estate owned	7
Balance at September 30	$ 1,392	$ 529

Note 5 - Loans Receivable (De54

Note 5 - Loans Receivable (Details) - Past Due and Nonaccrual Loans - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current	$ 1,063,566	$ 1,037,948
Loans receivable, total	1,076,782	1,055,117
Financing Receivables, 30 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, past due	5,753	9,354
Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, past due	7,463	7,815
Nonaccrual [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current	10,249	3,315
Loans receivable, total	16,800	9,770
Nonaccrual [Member] | Financing Receivables, 30 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, past due	910	1,257
Nonaccrual [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, past due	5,641	5,198
Real Estate Portfolio Segment [Member] | One-to-Four-Family Residential [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current	302,361	311,978
Loans receivable, total	309,658	320,489
Real Estate Portfolio Segment [Member] | One-to-Four-Family Residential [Member] | Financing Receivables, 30 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, past due	3,042	4,966
Real Estate Portfolio Segment [Member] | One-to-Four-Family Residential [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, past due	4,255	3,545
Real Estate Portfolio Segment [Member] | Multifamily Residential [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current	53,133	45,181
Loans receivable, total	53,133	45,181
Real Estate Portfolio Segment [Member] | Nonfarm Nonresidential [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current	344,775	364,175
Loans receivable, total	347,911	369,974
Real Estate Portfolio Segment [Member] | Nonfarm Nonresidential [Member] | Financing Receivables, 30 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, past due	1,388	3,350
Real Estate Portfolio Segment [Member] | Nonfarm Nonresidential [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, past due	1,748	2,449
Real Estate Portfolio Segment [Member] | Farmland [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current	52,472	46,556
Loans receivable, total	53,192	47,199
Real Estate Portfolio Segment [Member] | Farmland [Member] | Financing Receivables, 30 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, past due	44	15
Real Estate Portfolio Segment [Member] | Farmland [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, past due	676	628
Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current	92,771	97,818
Loans receivable, total	93,688	98,594
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Financing Receivables, 30 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, past due	424	127
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, past due	493	649
Real Estate Portfolio Segment [Member] | Nonaccrual [Member] | One-to-Four-Family Residential [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current	2,280	1,266
Loans receivable, total	5,698	4,959
Real Estate Portfolio Segment [Member] | Nonaccrual [Member] | One-to-Four-Family Residential [Member] | Financing Receivables, 30 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, past due	470	1,121
Real Estate Portfolio Segment [Member] | Nonaccrual [Member] | One-to-Four-Family Residential [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, past due	2,948	2,572
Real Estate Portfolio Segment [Member] | Nonaccrual [Member] | Nonfarm Nonresidential [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current	4,433	1,603
Loans receivable, total	6,023	3,113
Real Estate Portfolio Segment [Member] | Nonaccrual [Member] | Nonfarm Nonresidential [Member] | Financing Receivables, 30 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, past due	302	131
Real Estate Portfolio Segment [Member] | Nonaccrual [Member] | Nonfarm Nonresidential [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, past due	1,288	1,379
Real Estate Portfolio Segment [Member] | Nonaccrual [Member] | Farmland [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current	107	106
Loans receivable, total	735	734
Real Estate Portfolio Segment [Member] | Nonaccrual [Member] | Farmland [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, past due	628	628
Real Estate Portfolio Segment [Member] | Nonaccrual [Member] | Construction Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current	189	19
Loans receivable, total	682	624
Real Estate Portfolio Segment [Member] | Nonaccrual [Member] | Construction Loans [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, past due	493	605
Commercial Portfolio Segment [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current	186,130	138,857
Loans receivable, total	186,772	139,871
Commercial Portfolio Segment [Member] | Financing Receivables, 30 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, past due	428	517
Commercial Portfolio Segment [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, past due	214	497
Commercial Portfolio Segment [Member] | Nonaccrual [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current	3,214	306
Loans receivable, total	3,518	306
Commercial Portfolio Segment [Member] | Nonaccrual [Member] | Financing Receivables, 30 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, past due	90
Commercial Portfolio Segment [Member] | Nonaccrual [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, past due	214
Consumer Portfolio Segment [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current	31,924	33,383
Loans receivable, total	32,428	33,809
Consumer Portfolio Segment [Member] | Financing Receivables, 30 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, past due	427	379
Consumer Portfolio Segment [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, past due	77	47
Consumer Portfolio Segment [Member] | Nonaccrual [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, current	26	15
Loans receivable, total	144	34
Consumer Portfolio Segment [Member] | Nonaccrual [Member] | Financing Receivables, 30 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, past due	48	5
Consumer Portfolio Segment [Member] | Nonaccrual [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans receivable, past due	$ 70	$ 14

Note 5 - Loans Receivable (De55

Note 5 - Loans Receivable (Details) - Impaired Loans - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Impaired loans with a valuation allowance:
Impaired loans with a valuation allowance, unpaid principal balance	$ 7,670	$ 4,473
Impaired loans with a valuation allowance, recorded investment	6,944	4,096
Impaired loans, valuation allowance	1,081	1,011
Impaired loans without a valuation allowance:
Impaired loans without a valuation allowance, unpaid principal balance	12,430	7,772
Impaired loans without a valuation allowance, recorded investment	10,143	6,240
Total impaired loans	20,100	12,245
Total impaired loans	17,087	10,336
Total impaired loans	1,081	1,011
Real Estate Portfolio Segment [Member] | One-to-Four-Family Residential [Member]
Impaired loans with a valuation allowance:
Impaired loans with a valuation allowance, unpaid principal balance	1,119	1,030
Impaired loans with a valuation allowance, recorded investment	848	1,204
Impaired loans, valuation allowance	121	251
Impaired loans without a valuation allowance:
Impaired loans without a valuation allowance, unpaid principal balance	5,910	4,732
Impaired loans without a valuation allowance, recorded investment	5,059	4,237
Total impaired loans	121	251
Real Estate Portfolio Segment [Member] | Nonfarm Nonresidential [Member]
Impaired loans with a valuation allowance:
Impaired loans with a valuation allowance, unpaid principal balance	4,593	2,531
Impaired loans with a valuation allowance, recorded investment	4,280	2,225
Impaired loans, valuation allowance	495	580
Impaired loans without a valuation allowance:
Impaired loans without a valuation allowance, unpaid principal balance	2,668	1,619
Impaired loans without a valuation allowance, recorded investment	1,743	888
Total impaired loans	495	580
Real Estate Portfolio Segment [Member] | Farmland [Member]
Impaired loans with a valuation allowance:
Impaired loans with a valuation allowance, unpaid principal balance	617	620
Impaired loans with a valuation allowance, recorded investment	476	484
Impaired loans, valuation allowance	115	123
Impaired loans without a valuation allowance:
Impaired loans without a valuation allowance, unpaid principal balance	546	537
Impaired loans without a valuation allowance, recorded investment	259	250
Total impaired loans	115	123
Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Impaired loans with a valuation allowance:
Impaired loans with a valuation allowance, unpaid principal balance	172	276
Impaired loans with a valuation allowance, recorded investment	172	168
Impaired loans, valuation allowance	91	45
Impaired loans without a valuation allowance:
Impaired loans without a valuation allowance, unpaid principal balance	777	507
Impaired loans without a valuation allowance, recorded investment	590	540
Total impaired loans	91	45
Commercial Portfolio Segment [Member]
Impaired loans with a valuation allowance:
Impaired loans with a valuation allowance, unpaid principal balance	1,153
Impaired loans with a valuation allowance, recorded investment	1,153
Impaired loans, valuation allowance	252
Impaired loans without a valuation allowance:
Impaired loans without a valuation allowance, unpaid principal balance	2,393	362
Impaired loans without a valuation allowance, recorded investment	2,363	306
Total impaired loans	252
Consumer Portfolio Segment [Member]
Impaired loans with a valuation allowance:
Impaired loans with a valuation allowance, unpaid principal balance	16	16
Impaired loans with a valuation allowance, recorded investment	15	15
Impaired loans, valuation allowance	7	12
Impaired loans without a valuation allowance:
Impaired loans without a valuation allowance, unpaid principal balance	136	15
Impaired loans without a valuation allowance, recorded investment	129	19
Total impaired loans	$ 7	$ 12

Note 5 - Loans Receivable (De56

Note 5 - Loans Receivable (Details) - Impaired Loans Interest Income - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Impaired loans with a valuation allowance:
Average Recorded Investment-with a valuation allowance	$ 5,214	$ 4,256	$ 4,600	$ 5,029
Interest Income Recognized-with a valuation allowance	2	4	5	12
Impaired loans without a valuation allowance:
Average Recorded Investment-without a valuation allowance	8,611	5,659	7,460	5,918
Interest Income Recognized-without a valuation allowance	1	1	6	2
Total impaired loans	13,825	9,915	12,060	10,947
Total impaired loans	3	5	11	14
Interest based on original terms	255	134	780	532
Real Estate Portfolio Segment [Member] | One-to-Four-Family Residential [Member]
Impaired loans with a valuation allowance:
Average Recorded Investment-with a valuation allowance	815	1,127	963	1,126
Interest Income Recognized-with a valuation allowance	2	2	5	7
Impaired loans without a valuation allowance:
Average Recorded Investment-without a valuation allowance	4,785	3,783	4,496	3,642
Interest Income Recognized-without a valuation allowance		1	1	2
Real Estate Portfolio Segment [Member] | Nonfarm Nonresidential [Member]
Impaired loans with a valuation allowance:
Average Recorded Investment-with a valuation allowance	3,221	2,278	2,716	2,590
Impaired loans without a valuation allowance:
Average Recorded Investment-without a valuation allowance	1,373	934	1,122	1,030
Real Estate Portfolio Segment [Member] | Farmland [Member]
Impaired loans with a valuation allowance:
Average Recorded Investment-with a valuation allowance	478	488	480	491
Impaired loans without a valuation allowance:
Average Recorded Investment-without a valuation allowance	255	257	252	269
Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Impaired loans with a valuation allowance:
Average Recorded Investment-with a valuation allowance	108	347	138	748
Interest Income Recognized-with a valuation allowance		2		5
Impaired loans without a valuation allowance:
Average Recorded Investment-without a valuation allowance	566	350	546	625
Interest Income Recognized-without a valuation allowance	1		5
Commercial Portfolio Segment [Member]
Impaired loans with a valuation allowance:
Average Recorded Investment-with a valuation allowance	577		288	63
Impaired loans without a valuation allowance:
Average Recorded Investment-without a valuation allowance	1,489	326	955	338
Consumer Portfolio Segment [Member]
Impaired loans with a valuation allowance:
Average Recorded Investment-with a valuation allowance	15	16	15	11
Impaired loans without a valuation allowance:
Average Recorded Investment-without a valuation allowance	$ 143	$ 9	$ 89	$ 14

Note 5 - Loans Receivable (De57

Note 5 - Loans Receivable (Details) - Loans by Risk Categories - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	$ 1,040,444	$ 1,013,596
Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	1,163	6,322
Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	35,175	35,199
Not Rated [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	1,076,782	1,055,117
Real Estate Portfolio Segment [Member] | One-to-Four-Family Residential [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	296,956	306,864
Real Estate Portfolio Segment [Member] | One-to-Four-Family Residential [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	1,056	1,833
Real Estate Portfolio Segment [Member] | One-to-Four-Family Residential [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	11,646	11,792
Real Estate Portfolio Segment [Member] | One-to-Four-Family Residential [Member] | Not Rated [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	309,658	320,489
Real Estate Portfolio Segment [Member] | Multifamily Residential [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	53,133	45,181
Real Estate Portfolio Segment [Member] | Multifamily Residential [Member] | Not Rated [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	53,133	45,181
Real Estate Portfolio Segment [Member] | Nonfarm Nonresidential [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	331,955	350,011
Real Estate Portfolio Segment [Member] | Nonfarm Nonresidential [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	12	4,378
Real Estate Portfolio Segment [Member] | Nonfarm Nonresidential [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	15,944	15,585
Real Estate Portfolio Segment [Member] | Nonfarm Nonresidential [Member] | Not Rated [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	347,911	369,974
Real Estate Portfolio Segment [Member] | Farmland [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	52,019	46,002
Real Estate Portfolio Segment [Member] | Farmland [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	1,173	1,197
Real Estate Portfolio Segment [Member] | Farmland [Member] | Not Rated [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	53,192	47,199
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	92,114	96,114
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	95	105
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	1,479	2,375
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Not Rated [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	93,688	98,594
Commercial Portfolio Segment [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	182,131	135,812
Commercial Portfolio Segment [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	4,641	4,059
Commercial Portfolio Segment [Member] | Not Rated [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	186,772	139,871
Consumer Portfolio Segment [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	32,136	33,612
Consumer Portfolio Segment [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable		6
Consumer Portfolio Segment [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	292	191
Consumer Portfolio Segment [Member] | Not Rated [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	$ 32,428	$ 33,809

Note 5 - Loans Receivable (De58

Note 5 - Loans Receivable (Details) - Troubled Debt Restructurings $ in Thousands	Sep. 30, 2015USD ($)	Dec. 31, 2014USD ($)	Sep. 30, 2015USD ($)	Sep. 30, 2015USD ($)	Sep. 30, 2014
Financing Receivable, Modifications [Line Items]
Number of loans	20	22	0	0	3
Balance	$ 1,982	$ 2,464	$ 1,982	$ 1,982
Accrual [Member]
Financing Receivable, Modifications [Line Items]
Number of loans	3	5
Balance	$ 287	$ 566	287	287
Nonaccrual [Member]
Financing Receivable, Modifications [Line Items]
Number of loans	17	17
Balance	$ 1,695	$ 1,898	1,695	1,695
Real Estate Portfolio Segment [Member] | One-to-Four-Family Residential [Member]
Financing Receivable, Modifications [Line Items]
Number of loans	11	13			1
Balance	$ 915	$ 1,208	915	915
Real Estate Portfolio Segment [Member] | Nonfarm Nonresidential [Member]
Financing Receivable, Modifications [Line Items]
Number of loans	3	3
Balance	$ 472	$ 511	472	472
Real Estate Portfolio Segment [Member] | Farmland [Member]
Financing Receivable, Modifications [Line Items]
Number of loans	1	1
Balance	$ 250	$ 250	250	250
Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Financing Receivable, Modifications [Line Items]
Number of loans	3	3			1
Balance	$ 330	$ 480	330	330
Real Estate Portfolio Segment [Member] | Accrual [Member] | One-to-Four-Family Residential [Member]
Financing Receivable, Modifications [Line Items]
Number of loans	2	4
Balance	$ 207	$ 482	207	207
Real Estate Portfolio Segment [Member] | Accrual [Member] | Construction Loans [Member]
Financing Receivable, Modifications [Line Items]
Number of loans	1	1
Balance	$ 80	$ 84	80	80
Real Estate Portfolio Segment [Member] | Nonaccrual [Member] | One-to-Four-Family Residential [Member]
Financing Receivable, Modifications [Line Items]
Number of loans	9	9
Balance	$ 708	$ 726	708	708
Real Estate Portfolio Segment [Member] | Nonaccrual [Member] | Nonfarm Nonresidential [Member]
Financing Receivable, Modifications [Line Items]
Number of loans	3	3
Balance	$ 472	$ 511	472	472
Real Estate Portfolio Segment [Member] | Nonaccrual [Member] | Farmland [Member]
Financing Receivable, Modifications [Line Items]
Number of loans	1	1
Balance	$ 250	$ 250	250	250
Real Estate Portfolio Segment [Member] | Nonaccrual [Member] | Construction Loans [Member]
Financing Receivable, Modifications [Line Items]
Number of loans	2	2
Balance	$ 250	$ 396	250	250
Consumer Portfolio Segment [Member]
Financing Receivable, Modifications [Line Items]
Number of loans	2	2			1
Balance	$ 15	$ 15	15	15
Consumer Portfolio Segment [Member] | Nonaccrual [Member]
Financing Receivable, Modifications [Line Items]
Number of loans	2	2
Balance	$ 15	$ 15	$ 15	$ 15

Note 5 - Loans Receivable (De59

Note 5 - Loans Receivable (Details) - Loans Restructured as TDRs $ in Thousands		Sep. 30, 2015	Dec. 31, 2014	Sep. 30, 2015	Sep. 30, 2015	Sep. 30, 2014USD ($)
Note 5 - Loans Receivable (Details) - Loans Restructured as TDRs [Line Items]
Number of Loans		20	22	0	0	3
Balance prior to TDR						$ 199
Balance						192
Modification of Payment Terms [Member]
Note 5 - Loans Receivable (Details) - Loans Restructured as TDRs [Line Items]
Balance	[1]					114
Other Modifications [Member]
Note 5 - Loans Receivable (Details) - Loans Restructured as TDRs [Line Items]
Balance	[2]					$ 85
Real Estate Portfolio Segment [Member] | One-to-Four-Family Residential [Member]
Note 5 - Loans Receivable (Details) - Loans Restructured as TDRs [Line Items]
Number of Loans		11	13			1
Balance prior to TDR						$ 103
Balance						96
Real Estate Portfolio Segment [Member] | One-to-Four-Family Residential [Member] | Modification of Payment Terms [Member]
Note 5 - Loans Receivable (Details) - Loans Restructured as TDRs [Line Items]
Balance	[1]					$ 103
Real Estate Portfolio Segment [Member] | One-to-Four-Family Residential [Member] | Other Modifications [Member]
Note 5 - Loans Receivable (Details) - Loans Restructured as TDRs [Line Items]
Balance	[2]
Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Note 5 - Loans Receivable (Details) - Loans Restructured as TDRs [Line Items]
Number of Loans		3	3			1
Balance prior to TDR						$ 85
Balance						$ 85
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Modification of Payment Terms [Member]
Note 5 - Loans Receivable (Details) - Loans Restructured as TDRs [Line Items]
Balance	[1]
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Other Modifications [Member]
Note 5 - Loans Receivable (Details) - Loans Restructured as TDRs [Line Items]
Balance	[2]					$ 85
Consumer Portfolio Segment [Member]
Note 5 - Loans Receivable (Details) - Loans Restructured as TDRs [Line Items]
Number of Loans		2	2			1
Balance prior to TDR						$ 11
Balance						11
Consumer Portfolio Segment [Member] | Modification of Payment Terms [Member]
Note 5 - Loans Receivable (Details) - Loans Restructured as TDRs [Line Items]
Balance	[1]					$ 11
Consumer Portfolio Segment [Member] | Other Modifications [Member]
Note 5 - Loans Receivable (Details) - Loans Restructured as TDRs [Line Items]
Balance	[2]
[1]	Concessions represent skipped payments/maturity date extensions or amortization term extensions.
[2]	The borrower did not have the financial ability to refinance at another bank at renewal.

Note 6 - Allowances for Loan 60

Note 6 - Allowances for Loan and Lease Losses and Real Estate Losses (Details) - Allowance for Loan and Lease Losses - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Dec. 31, 2014	Jun. 13, 2014
Financing Receivable, Allowance for Credit Losses [Line Items]
Balance, beginning of period	$ 13,854	$ 12,392	$ 13,660	$ 12,711
Provision (reversals)	331	600	931	830
Charge-offs	(334)	(118)	(968)	(780)
Recoveries	124	90	352	203
Balance, end of period	13,975	12,964	13,975	12,964
Allowance for loan and lease losses individually evaluated for impairment					$ 1,081	$ 1,011
Allowance for loan and lease losses collectively evaluated for impairment					11,301	12,292
Allowance for loan and lease losses purchased credit impaired	13,975	12,392	13,975	12,964	13,975	13,660
Loans individually evaluated for impairment					17,087	10,336
Loans collectively evaluated for impairment					1,042,279	1,025,918
Loans purchased credit impaired					17,416	18,863	$ 21,105
Receivables Acquired with Deteriorated Credit Quality [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Balance, beginning of period	1,703	0	357	0
Provision (reversals)	(92)	0	1,531	0
Charge-offs	(18)	0	(295)	0
Recoveries	0	0	0	0
Balance, end of period	1,593	0	1,593	0
Allowance for loan and lease losses purchased credit impaired	1,703	0	1,593	0	1,593	357
Real Estate Portfolio Segment [Member] | One-to-Four-Family Residential [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Balance, beginning of period	4,165	4,490	4,488	4,549
Provision (reversals)	407	91	261	22
Charge-offs	(186)	(61)	(399)	(70)
Recoveries	18	36	54	55
Balance, end of period	4,404	4,556	4,404	4,556
Allowance for loan and lease losses individually evaluated for impairment					121	251
Allowance for loan and lease losses collectively evaluated for impairment					4,283	4,237
Allowance for loan and lease losses purchased credit impaired	4,165	4,490	4,404	4,556	4,404	4,488
Loans individually evaluated for impairment					5,907	5,441
Loans collectively evaluated for impairment					299,788	310,701
Loans purchased credit impaired					3,963	4,347	4,728
Real Estate Portfolio Segment [Member] | One-to-Four-Family Residential [Member] | Receivables Acquired with Deteriorated Credit Quality [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Balance, beginning of period			68
Balance, end of period	412		412
Allowance for loan and lease losses purchased credit impaired	412		412		412	68
Real Estate Portfolio Segment [Member] | Multifamily Residential [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Balance, beginning of period	581	1,030	791	1,001
Provision (reversals)	19	(114)	(191)	(85)
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Balance, end of period	600	916	600	916
Allowance for loan and lease losses individually evaluated for impairment					0	0
Allowance for loan and lease losses collectively evaluated for impairment					600	791
Allowance for loan and lease losses purchased credit impaired	581	1,030	600	916	600	791
Loans individually evaluated for impairment					0	0
Loans collectively evaluated for impairment					53,133	45,181
Loans purchased credit impaired					0	0
Real Estate Portfolio Segment [Member] | Multifamily Residential [Member] | Receivables Acquired with Deteriorated Credit Quality [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Balance, beginning of period			0
Balance, end of period	0		0
Allowance for loan and lease losses purchased credit impaired	0		0		0	0
Real Estate Portfolio Segment [Member] | Nonfarm Nonresidential [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Balance, beginning of period	3,880	3,910	4,243	4,271
Provision (reversals)	(408)	314	(804)	65
Charge-offs	0	0	0	(115)
Recoveries	10	3	43	6
Balance, end of period	3,482	4,227	3,482	4,227
Allowance for loan and lease losses individually evaluated for impairment					495	580
Allowance for loan and lease losses collectively evaluated for impairment					2,987	3,663
Allowance for loan and lease losses purchased credit impaired	3,880	3,910	3,482	4,227	3,482	4,243
Loans individually evaluated for impairment					6,023	3,113
Loans collectively evaluated for impairment					331,853	357,186
Loans purchased credit impaired					10,035	9,675	10,790
Real Estate Portfolio Segment [Member] | Nonfarm Nonresidential [Member] | Receivables Acquired with Deteriorated Credit Quality [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Balance, beginning of period			289
Balance, end of period	590		590
Allowance for loan and lease losses purchased credit impaired	590		590		590	289
Real Estate Portfolio Segment [Member] | Farmland [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Balance, beginning of period	518	282	342	158
Provision (reversals)	(15)	8	161	132
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Balance, end of period	503	290	503	290
Allowance for loan and lease losses individually evaluated for impairment					115	123
Allowance for loan and lease losses collectively evaluated for impairment					388	219
Allowance for loan and lease losses purchased credit impaired	518	282	503	290	503	342
Loans individually evaluated for impairment					735	734
Loans collectively evaluated for impairment					52,377	46,379
Loans purchased credit impaired					80	86	95
Real Estate Portfolio Segment [Member] | Farmland [Member] | Receivables Acquired with Deteriorated Credit Quality [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Balance, beginning of period			0
Balance, end of period	0		0
Allowance for loan and lease losses purchased credit impaired	0		0		0	0
Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Balance, beginning of period	1,121	868	1,023	1,383
Provision (reversals)	161	43	166	(81)
Charge-offs	0	0	(10)	(444)
Recoveries	58	30	161	83
Balance, end of period	1,340	941	1,340	941
Allowance for loan and lease losses individually evaluated for impairment					91	45
Allowance for loan and lease losses collectively evaluated for impairment					1,249	978
Allowance for loan and lease losses purchased credit impaired	1,121	868	1,340	941	1,340	1,023
Loans individually evaluated for impairment					762	708
Loans collectively evaluated for impairment					90,684	94,518
Loans purchased credit impaired					2,242	3,368	3,432
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Receivables Acquired with Deteriorated Credit Quality [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Balance, beginning of period			0
Balance, end of period	23		23
Allowance for loan and lease losses purchased credit impaired	23		23		23	0
Commercial Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Balance, beginning of period	1,765	1,721	2,315	1,268
Provision (reversals)	192	208	(358)	684
Charge-offs	(32)	0	(32)	(29)
Recoveries	3	4	3	10
Balance, end of period	1,928	1,933	1,928	1,933
Allowance for loan and lease losses individually evaluated for impairment					252	0
Allowance for loan and lease losses collectively evaluated for impairment					1,676	2,315
Allowance for loan and lease losses purchased credit impaired	1,765	1,721	1,928	1,933	1,928	2,315
Loans individually evaluated for impairment					3,516	306
Loans collectively evaluated for impairment					182,236	138,315
Loans purchased credit impaired					1,020	1,250	1,882
Commercial Portfolio Segment [Member] | Receivables Acquired with Deteriorated Credit Quality [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Balance, beginning of period			0
Balance, end of period	568		568
Allowance for loan and lease losses purchased credit impaired	568		568		568	0
Consumer Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Balance, beginning of period	121	91	101	81
Provision (reversals)	67	50	165	93
Charge-offs	(98)	(57)	(232)	(122)
Recoveries	35	17	91	49
Balance, end of period	125	101	125	101
Allowance for loan and lease losses individually evaluated for impairment					7	12
Allowance for loan and lease losses collectively evaluated for impairment					118	89
Allowance for loan and lease losses purchased credit impaired	121	$ 91	125	$ 101	125	101
Loans individually evaluated for impairment					144	34
Loans collectively evaluated for impairment					32,208	33,638
Loans purchased credit impaired					76	137	$ 178
Consumer Portfolio Segment [Member] | Receivables Acquired with Deteriorated Credit Quality [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Balance, beginning of period			0
Balance, end of period	0		0
Allowance for loan and lease losses purchased credit impaired	$ 0		$ 0		$ 0	$ 0

Note 6 - Allowances for Loan 61

Note 6 - Allowances for Loan and Lease Losses and Real Estate Losses (Details) - Allowance for Losses on Real Estate Owned - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Allowance for Losses on Real Estate Owned [Abstract]
Balance—beginning of period	$ 4,642,000	$ 8,481,000	$ 6,575,000	$ 8,794,000
Provisions for estimated losses		653,000	3,000	1,513,000
Losses charged off	(402,000)	(711,000)	(2,338,000)	(1,884,000)
Balance—end of period	$ 4,240,000	$ 8,423,000	$ 4,240,000	$ 8,423,000

Note 7 - Office Properties an62

Note 7 - Office Properties and Equipment (Details) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014
Property, Plant and Equipment [Abstract]
Depreciation	$ 2,117	$ 1,524

Note 7 - Office Properties an63

Note 7 - Office Properties and Equipment (Details) - Components of Properties and Equipment - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Components of Properties and Equipment [Abstract]
Land and land improvements	$ 10,727	$ 10,796
Buildings and improvements	44,582	42,995
Furniture and equipment	11,469	9,452
Automobiles and other	823	823
Total	67,601	64,066
Accumulated depreciation	(15,833)	(13,734)
Office properties and equipment—net	$ 51,768	$ 50,332

Note 8 - Goodwill and Core De64

Note 8 - Goodwill and Core Deposit Intangible - Net (Details) - USD ($)	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014	Dec. 31, 2014
Note 8 - Goodwill and Core Deposit Intangible - Net (Details) [Line Items]
Goodwill	$ 25,717,000		$ 25,717,000		$ 25,717,000
Amortization of Intangible Assets	156,000	$ 157,000	469,000	$ 183,000
Finite-Lived Intangible Assets, Amortization Expense, Remainder of Fiscal Year	156,000		156,000
Finite-Lived Intangible Assets, Amortization Expense, Year Two	625,000		625,000
Finite-Lived Intangible Assets, Amortization Expense, Year Three	625,000		625,000
Finite-Lived Intangible Assets, Amortization Expense, Year Four	625,000		625,000
Finite-Lived Intangible Assets, Amortization Expense, Year Five	625,000		625,000
Finite-Lived Intangible Assets, Amortization Expense, after Year Five	4,200,000		4,200,000
First National Security Company [Member]
Note 8 - Goodwill and Core Deposit Intangible - Net (Details) [Line Items]
Goodwill	$ 25,700,000		25,700,000
Core Deposits [Member]
Note 8 - Goodwill and Core Deposit Intangible - Net (Details) [Line Items]
Amortization of Intangible Assets			$ 808,000		$ 339,000
Core Deposits [Member] | Minimum [Member]
Note 8 - Goodwill and Core Deposit Intangible - Net (Details) [Line Items]
Finite-Lived Intangible Asset, Useful Life			12 years
Core Deposits [Member] | Maximum [Member]
Note 8 - Goodwill and Core Deposit Intangible - Net (Details) [Line Items]
Finite-Lived Intangible Asset, Useful Life			13 years

Note 8 - Goodwill and Core De65

Note 8 - Goodwill and Core Deposit Intangible - Net (Details) - Core Deposit Intangible - USD ($)	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014	Dec. 31, 2014
Finite-Lived Intangible Assets [Line Items]
Accumulated amortization	$ (156,000)	$ (157,000)	$ (469,000)	$ (183,000)
Core Deposits [Member]
Finite-Lived Intangible Assets [Line Items]
FNSC Merger			7,677,000		$ 7,677,000
Accumulated amortization			(808,000)		(339,000)
Core deposit intangible—net	$ 6,869,000		$ 6,869,000		$ 7,338,000

Note 9 - Deposits (Details)

Note 9 - Deposits (Details) - USD ($)	Sep. 30, 2015	Dec. 31, 2014
Disclosure Text Block [Abstract]
Deposit Liabilities Reclassified as Loans Receivable	$ 411,000	$ 540,000
Interest-bearing Domestic Deposit, Brokered	22,200,000	22,200,000
Time Deposits, $100,000 or More	237,400,000	242,600,000
Time Deposits $250,000 or More	$ 82,100,000	$ 77,500,000

Note 9 - Deposits (Details) - D

Note 9 - Deposits (Details) - Deposits - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Deposits [Abstract]
Checking accounts	$ 538,766	$ 576,034
Money market accounts	116,504	108,794
Savings accounts	119,583	115,375
Certificates of deposit	434,323	463,594
Total	$ 1,209,176	$ 1,263,797

Note 9 - Deposits (Details) - C

Note 9 - Deposits (Details) - Certificates of Deposit by Maturity $ in Thousands	Sep. 30, 2015USD ($)
Certificates of Deposit by Maturity [Abstract]
Within one year	$ 240,785
One to two years	73,485
Two to three years	62,022
Three to four years	29,185
Four to five years	18,257
Over five years	10,589
Total	$ 434,323

Note 10 - Short Term Borrowin69

Note 10 - Short Term Borrowings (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Note 10 - Short Term Borrowings (Details) [Line Items]
Short-term Debt	$ 10,366	$ 12,083
Overnight Borrowings [Member]
Note 10 - Short Term Borrowings (Details) [Line Items]
Line of Credit Facility, Remaining Borrowing Capacity	$ 78,000

Note 11 - Other Borrowings (Det

Note 11 - Other Borrowings (Details) $ in Millions	Sep. 30, 2015USD ($)
Disclosure Text Block [Abstract]
Federal Home Loan Bank Advances, Letter of Credit Disclosures, Maximum Amount Available	$ 25

Note 11 - Other Borrowings (D71

Note 11 - Other Borrowings (Details) - Other Borrowings - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Note 11 - Other Borrowings (Details) - Other Borrowings [Line Items]
Federal Home Loan Bank advances with rates ranging from 0.29% to 5.57% maturing through July 1, 2027	$ 49,457	$ 43,095
Line of credit with a bank, $14.75 million total credit line, floating rate of 1.95% above the three-month London Interbank Offered Rate (“LIBOR”) rate, reset quarterly, interest payments due quarterly, maturing May 30, 2016	4,750	8,300
Term notes payable to a bank, floating rate of 1.95% above the three-month LIBOR rate, reset quarterly, principal and interest payments due quarterly, maturing May 30, 2019	14,093	9,863
Total	$ 68,300	$ 61,258

Note 11 - Other Borrowings (D72

Note 11 - Other Borrowings (Details) - Other Borrowings (Parentheticals) - USD ($)	9 Months Ended	12 Months Ended
	Sep. 30, 2015	Dec. 31, 2014
Note 11 - Other Borrowings (Details) - Other Borrowings (Parentheticals) [Line Items]
Total credit line (in Dollars)	$ 14,750	$ 14,750
Line of Credit [Member] | London Interbank Offered Rate (LIBOR) [Member]
Note 11 - Other Borrowings (Details) - Other Borrowings (Parentheticals) [Line Items]
Floating rate	1.95%	1.95%
Notes Payable to Banks [Member] | London Interbank Offered Rate (LIBOR) [Member]
Note 11 - Other Borrowings (Details) - Other Borrowings (Parentheticals) [Line Items]
Floating rate	1.95%	1.95%
Minimum [Member]
Note 11 - Other Borrowings (Details) - Other Borrowings (Parentheticals) [Line Items]
Federal Home Loan Bank advances, rates	0.29%	0.29%
Maximum [Member]
Note 11 - Other Borrowings (Details) - Other Borrowings (Parentheticals) [Line Items]
Federal Home Loan Bank advances, rates	5.57%	5.57%

Note 11 - Other Borrowings (D73

Note 11 - Other Borrowings (Details) - Maturities of Other Borrowings - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Maturities of Other Borrowings [Abstract]
Within one year	0.88%
Within one year	$ 30,847
One to two years	1.35%
One to two years	$ 7,067
Two to three years	2.13%
Two to three years	$ 6,998
Three to four years	2.09%
Three to four years	$ 15,935
Four to five years	2.28%
Four to five years	$ 427
Over five years	2.65%
Over five years	$ 7,026
Total	1.53%
Total	$ 68,300	$ 61,258

Note 12 - Income Taxes (Details

Note 12 - Income Taxes (Details)	Sep. 30, 2015USD ($)
Note 12 - Income Taxes (Details) [Line Items]
Deferred Tax Assets, Tax Deferred Expense, Reserves and Accruals, Reserves	$ 4,200,000
Deferred Tax Liability Not Recognized, Amount of Unrecognized Deferred Tax Liability, Bad Debt Reserve for Tax Purposes of Qualified Lender	1,600,000
Domestic Tax Authority [Member]
Note 12 - Income Taxes (Details) [Line Items]
Operating Loss Carryforwards	30,400,000
Domestic Tax Authority [Member] | PreOwnership [Member]
Note 12 - Income Taxes (Details) [Line Items]
Operating Loss Carryforwards	6,300,000
State and Local Jurisdiction [Member]
Note 12 - Income Taxes (Details) [Line Items]
Operating Loss Carryforwards	29,800,000
Maximum [Member] | Domestic Tax Authority [Member]
Note 12 - Income Taxes (Details) [Line Items]
Operating Loss Carryforwards	$ 405,000

Note 12 - Income Taxes (Detai75

Note 12 - Income Taxes (Details) - Provisions (Benefits) for Income Taxes - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Current:
Federal			$ 152	$ 0
State			45	0
Total current			197	0
Deferred:
Federal			2,808	(672)
State			782	(101)
Valuation allowance			(120)	(19,539)
Total deferred			3,470	(20,312)
Total	$ 1,529	$ (20,312)	$ 3,667	$ (20,312)

Note 12 - Income Taxes (Detai76

Note 12 - Income Taxes (Details) - Income Tax Reconciliation - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Income Tax Reconciliation [Abstract]
Taxes at statutory rate			$ 3,988	$ (279)
Taxes at statutory rate			34.10%	34.00%
Increase (decrease) resulting from:
State income tax—net			$ 398	$ (34)
State income tax—net			3.40%	4.10%
Valuation allowance—net				$ (19,460)
Valuation allowance—net				2372.80%
Earnings on life insurance policies			$ (373)	$ (259)
Earnings on life insurance policies			(3.20%)	31.50%
Nontaxable investments			$ (459)	$ (313)
Nontaxable investments			(3.90%)	38.20%
Other—net			$ 113	$ 33
Other—net			1.00%	(3.90%)
Total	$ 1,529	$ (20,312)	$ 3,667	$ (20,312)
Total			31.40%	2476.70%

Note 12 - Income Taxes (Detai77

Note 12 - Income Taxes (Details) - Deferred Tax Assets - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Deferred tax assets:
Allowance for loan and lease losses	$ 6,163	$ 6,343
Discount on purchased loans	2,886	4,511
Real estate owned	1,742	2,649
Section 382 net operating loss carry-forward	2,149	2,252
Net operating loss carry-forward	9,479	11,239
Nonaccrual loan interest	1,189	920
Other	1,177	736
Total deferred tax assets	24,785	28,650
Valuation allowance	(897)	(1,017)
Deferred tax asset, net of allowance	23,888	27,633
Deferred tax liabilities:
Office properties	(3,174)	(3,240)
Core deposit intangible	(2,630)	(2,810)
Unrealized gain on investments	(513)	(426)
Other	(450)	(460)
Total deferred tax liabilities	(6,767)	(6,936)
Net deferred tax asset	$ 17,121	$ 20,697

Note 13 - Stock Based Compens78

Note 13 - Stock Based Compensation (Details) - USD ($)	Oct. 22, 2014	Dec. 31, 2014	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014	Dec. 31, 2014
Note 13 - Stock Based Compensation (Details) [Line Items]
Common Stock, Dividend Rate, Percentage	11.00%	11.00%					11.00%
2011 Omnibus Incentive Plan [Member]
Note 13 - Stock Based Compensation (Details) [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized (in Shares)			2,144,743		2,144,743
Share-based Compensation Award Term					10 years
Share-based Compensation Arrangement by Share-based Payment Award, Award Requisite Service Period					5 years
Share-based Compensation Arrangement by Share-based Payment Award, Fair Value Assumptions, Expected Term					7 years
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Weighted Average Remaining Contractual Term					3 years 73 days
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Intrinsic Value			$ 525,000		$ 525,000
Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercisable, Weighted Average Remaining Contractual Term					3 years
Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercisable, Intrinsic Value			358,000		$ 358,000
Employee Service Share-based Compensation, Nonvested Awards, Compensation Cost Not yet Recognized			184,000		$ 184,000
Employee Service Share-based Compensation, Nonvested Awards, Compensation Cost Not yet Recognized, Period for Recognition					1 year 6 months
Employee Stock Option [Member] | 2011 Omnibus Incentive Plan [Member]
Note 13 - Stock Based Compensation (Details) [Line Items]
Allocated Share-based Compensation Expense			38,000	$ 43,000	$ 110,000	$ 114,000
Restricted Stock Units (RSUs) [Member] | 2011 Omnibus Incentive Plan [Member]
Note 13 - Stock Based Compensation (Details) [Line Items]
Employee Service Share-based Compensation, Nonvested Awards, Compensation Cost Not yet Recognized			649,000		$ 649,000
Employee Service Share-based Compensation, Nonvested Awards, Compensation Cost Not yet Recognized, Period for Recognition					2 years 328 days
Allocated Share-based Compensation Expense			$ 125,000	$ 101,000	$ 315,000	$ 225,000
Minimum [Member] | Restricted Stock Units (RSUs) [Member] | 2011 Omnibus Incentive Plan [Member]
Note 13 - Stock Based Compensation (Details) [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period					3 years
Maximum [Member] | Restricted Stock Units (RSUs) [Member] | 2011 Omnibus Incentive Plan [Member]
Note 13 - Stock Based Compensation (Details) [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period					5 years

Note 13 - Stock Based Compens79

Note 13 - Stock Based Compensation (Details) - Stock Option Activity - 2011 Omnibus Incentive Plan [Member]	9 Months Ended
	Sep. 30, 2015$ / sharesshares
Note 13 - Stock Based Compensation (Details) - Stock Option Activity [Line Items]
Outstanding— shares underlying awards	234,002
Outstanding— weighted average exercise price | $ / shares	$ 6.66
Exercisable—September 30, 2015	136,429
Exercisable—September 30, 2015 | $ / shares	$ 6.28
Exercised	(334)
Exercised | $ / shares	$ 6.57
Forfeited	(353)
Forfeited | $ / shares	$ 6.57
Outstanding— shares underlying awards	233,315
Outstanding— weighted average exercise price | $ / shares	$ 6.66

Note 13 - Stock Based Compens80

Note 13 - Stock Based Compensation (Details) - Restricted Stock Unit Activity - Restricted Stock Units (RSUs) [Member] - 2011 Omnibus Incentive Plan [Member]	9 Months Ended
	Sep. 30, 2015$ / sharesshares
Note 13 - Stock Based Compensation (Details) - Restricted Stock Unit Activity [Line Items]
Outstanding	203,797
Outstanding, weighted average grant date fair value | $ / shares	$ 7.58
Granted	12,500
Granted | $ / shares	$ 10.92
Vested	(23,362)
Vested | $ / shares	$ 7.89
Forfeited	(59,886)
Forfeited | $ / shares	$ 7.32
Outstanding	133,049
Outstanding, weighted average grant date fair value | $ / shares	$ 7.96

Note 14 - Earnings Per Share (D

Note 14 - Earnings Per Share (Details) - shares	Oct. 22, 2014	Dec. 31, 2014	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014	Dec. 31, 2014
Note 14 - Earnings Per Share (Details) [Line Items]
Common Stock, Dividend Rate, Percentage	11.00%	11.00%					11.00%
Employee Stock Option [Member]
Note 14 - Earnings Per Share (Details) [Line Items]
Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount			36,110	42,500	36,110	69,442

Note 14 - Earnings Per Share 82

Note 14 - Earnings Per Share (Details) - Weighted Average Shares Outstanding, Basic and Diluted Earnings Per Share Calculations - shares	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Weighted Average Shares Outstanding, Basic and Diluted Earnings Per Share Calculations [Abstract]
Basic weighted average shares outstanding	33,358,376	33,364,021	33,368,642	26,740,461
Effect of dilutive securities	138,922	68,465	154,423	567,645
Diluted weighted average shares outstanding	33,497,298	33,432,486	33,523,065	27,308,106

Note 15 - Fair Value Measurem83

Note 15 - Fair Value Measurements (Details) - USD ($)	3 Months Ended	9 Months Ended
	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014	Dec. 31, 2014
Note 15 - Fair Value Measurements (Details) [Line Items]
Available-for-sale Securities (in Dollars)		$ 164,564,000		$ 174,218,000
Real Estate Owned, Valuation Allowance, Provision (in Dollars)	$ 653,000	$ 3,000	$ 1,513,000
Real Estate Owned [Member]
Note 15 - Fair Value Measurements (Details) [Line Items]
Fair Value Input, Selling Costs		8.00%
Impaired Loans Receivable [Member]
Note 15 - Fair Value Measurements (Details) [Line Items]
Fair Value Input, Selling Costs		8.00%
Minimum [Member] | Real Estate Owned [Member]
Note 15 - Fair Value Measurements (Details) [Line Items]
Fair Value Inputs, Discount Rate		0.00%
Minimum [Member] | Impaired Loans Receivable [Member]
Note 15 - Fair Value Measurements (Details) [Line Items]
Fair Value Inputs, Discount Rate		15.00%
Maximum [Member] | Real Estate Owned [Member]
Note 15 - Fair Value Measurements (Details) [Line Items]
Fair Value Inputs, Discount Rate		25.00%
Maximum [Member] | Impaired Loans Receivable [Member]
Note 15 - Fair Value Measurements (Details) [Line Items]
Fair Value Inputs, Discount Rate		25.00%
Fair Value, Inputs, Level 3 [Member] | Fair Value, Measurements, Recurring [Member]
Note 15 - Fair Value Measurements (Details) [Line Items]
Available-for-sale Securities (in Dollars)		$ 0		$ 0

Note 15 - Fair Value Measurem84

Note 15 - Fair Value Measurements (Details) - Assets Measured at Fair Value on a Recurring Basis - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Available for sale investment securities:
Available for sale securities	$ 164,564	$ 174,218
US Treasury and Government [Member]
Available for sale investment securities:
Available for sale securities	48,867	77,332
US States and Political Subdivisions Debt Securities [Member]
Available for sale investment securities:
Available for sale securities	63,869	59,080
Collateralized Mortgage Backed Securities [Member]
Available for sale investment securities:
Available for sale securities	51,828	37,806
Fair Value, Inputs, Level 2 [Member]
Available for sale investment securities:
Available for sale securities	164,564	174,218
Fair Value, Inputs, Level 2 [Member] | US Treasury and Government [Member]
Available for sale investment securities:
Available for sale securities	48,867	77,332
Fair Value, Inputs, Level 2 [Member] | US States and Political Subdivisions Debt Securities [Member]
Available for sale investment securities:
Available for sale securities	63,869	59,080
Fair Value, Inputs, Level 2 [Member] | Collateralized Mortgage Backed Securities [Member]
Available for sale investment securities:
Available for sale securities	$ 51,828	$ 37,806

Note 15 - Fair Value Measurem85

Note 15 - Fair Value Measurements (Details) - Assets Measured at Fair Value on a Nonrecurring Basis - USD ($) $ in Thousands	Sep. 30, 2015	Sep. 30, 2014
Estimate of Fair Value Measurement [Member]
Note 15 - Fair Value Measurements (Details) - Assets Measured at Fair Value on a Nonrecurring Basis [Line Items]
Impaired loans	$ 7,282	$ 6,540
REO, net	291	3,925
Fair Value, Inputs, Level 3 [Member]
Note 15 - Fair Value Measurements (Details) - Assets Measured at Fair Value on a Nonrecurring Basis [Line Items]
Impaired loans	7,282	6,540
REO, net	$ 291	$ 3,925

Note 16 - Fair Value of Finan86

Note 16 - Fair Value of Financial Instruments (Details) - Estimated Fair Values of Financial Instruments - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014	Sep. 30, 2014	Dec. 31, 2013
FINANCIAL ASSETS:
Cash and cash equivalents	$ 58,746	$ 113,086	$ 87,586	$ 23,970
Other investment securities	8,197	5,864
Loans held for sale	8,032	6,409
Accrued interest receivable	5,020	4,485
Loans receivable—net	1,063,100	1,041,222
FINANCIAL LIABILITIES:
Short term borrowings	10,366	12,083
Other borrowings	68,300	61,258
Certificates of deposit	434,323	463,594
Fair Value, Inputs, Level 1 [Member]
FINANCIAL ASSETS:
Cash and cash equivalents	58,746	113,086
Cash and cash equivalents	58,746	113,086
FINANCIAL LIABILITIES:
Short term borrowings	10,366	12,083
Short term borrowings	10,366	12,083
Fair Value, Inputs, Level 2 [Member]
FINANCIAL ASSETS:
Interest-bearing time deposits in banks	10,930	12,421
Interest-bearing time deposits in banks	11,079	12,663
Other investment securities	8,197	5,864
Other investment securities	8,197	5,864
Loans held for sale	8,032	6,409
Loans held for sale	8,032	6,409
Cash surrender value of life insurance	45,998	44,130
Cash surrender value of life insurance	45,998	44,130
Accrued interest receivable	5,020	4,485
Accrued interest receivable	5,020	4,485
FINANCIAL LIABILITIES:
Checking, money market and savings accounts	774,853	800,203
Checking, money market and savings accounts	774,853	800,203
Other borrowings	68,300	61,258
Other borrowings	70,011	62,175
Accrued interest payable	274	304
Accrued interest payable	274	304
Fair Value, Inputs, Level 3 [Member]
FINANCIAL ASSETS:
Loans receivable—net	1,063,100	1,041,222
Loans receivable—net	1,088,296	1,063,529
FINANCIAL LIABILITIES:
Certificates of deposit	434,323	463,594
Certificates of deposit	$ 436,434	$ 464,650

Note 17 - Regulatory Matters (D

Note 17 - Regulatory Matters (Details) - USD ($) $ in Millions	Oct. 22, 2014	Dec. 31, 2014	Sep. 30, 2015	Dec. 31, 2014	Jun. 22, 2015
Note 17 - Regulatory Matters (Details) [Line Items]
Common Stock, Dividend Rate, Percentage	11.00%	11.00%		11.00%
Common Stock Dividends, Additional Shares Issued	1
Common Stock Dividends, Addtional Share Conversion Ratio	9
2015 Share Repurchase Program [Member]
Note 17 - Regulatory Matters (Details) [Line Items]
Treasury Stock, Shares, Acquired			28,675
Stock Repurchase Program, Authorized Amount					$ 2

Note 17 - Regulatory Matters 88

Note 17 - Regulatory Matters (Details) - The Bank’s Actual and Required Capital Amounts - USD ($) $ in Thousands		Sep. 30, 2015	Dec. 31, 2014
Consolidated Entities [Member]
Tier 1 Capital to Adjusted Average Assets
Tier 1 capital		$ 140,394
Tier 1 capital to average assets		9.83%
Tier 1 capital for capital adequacy		$ 57,125
Tier 1 capital to average assets for capital adequacy		4.00%
Tier 1 capital to be well capitalized		$ 71,406
Tier 1 capital to average assets to be well capitalized		5.00%
Common Equity Tier 1 to Risk-Weighted Assets
Common equity		$ 140,394
Common equity to risk-weighted assets		11.77%
Common equity for capital adequacy		$ 53,668
Common equity to risk-weighted assets for capital adequacy		4.50%
Common equity to be well capitalized		$ 77,520
Common equity to risk-weighted assets to be well capitalized		6.50%
Tier I Capital to Risk-Weighted Assets
Tier I capital		$ 140,394
Tier I capital to risk-weighted assets		11.77%
Tier I capital for capital adequacy		$ 71,557
Tier I capital to risk-weighted assets for capital adequacy		6.00%
Tier I capital to be well capitalized		$ 95,410
Tier I capital to risk-weighted assets to be well capitalized		8.00%
Total Capital to Risk-Weighted Assets
Capital		$ 154,369
Capital to risk-weighted assets		12.94%
Capital for capital adequacy		$ 95,410
Capital to risk-weighted assets for capital adequacy		8.00%
Capital to be well capitalized		$ 119,262
Capital to risk-weighted assets to be well capitalized		10.00%
Bear State Bank [Member]
Tier 1 Capital to Adjusted Average Assets
Tier 1 capital		$ 145,979
Tier 1 capital to average assets		10.23%
Tier 1 capital for capital adequacy		$ 57,087
Tier 1 capital to average assets for capital adequacy		4.00%
Tier 1 capital to be well capitalized		$ 71,358
Tier 1 capital to average assets to be well capitalized		5.00%
Common Equity Tier 1 to Risk-Weighted Assets
Common equity		$ 145,979
Common equity to risk-weighted assets		12.26%
Common equity for capital adequacy		$ 53,602
Common equity to risk-weighted assets for capital adequacy		4.50%
Common equity to be well capitalized		$ 77,425
Common equity to risk-weighted assets to be well capitalized		6.50%
Tier I Capital to Risk-Weighted Assets
Tier I capital		$ 145,979
Tier I capital to risk-weighted assets		12.26%
Tier I capital for capital adequacy		$ 71,469
Tier I capital to risk-weighted assets for capital adequacy		6.00%
Tier I capital to be well capitalized		$ 95,292
Tier I capital to risk-weighted assets to be well capitalized		8.00%
Total Capital to Risk-Weighted Assets
Capital		$ 159,954
Capital to risk-weighted assets		13.43%
Capital for capital adequacy		$ 95,292
Capital to risk-weighted assets for capital adequacy		8.00%
Capital to be well capitalized		$ 119,115
Capital to risk-weighted assets to be well capitalized		10.00%
First Federal Bank [Member]
Tier 1 Capital to Adjusted Average Assets
Tier 1 capital	[1]		$ 54,215
Tier 1 capital to average assets	[1]		9.21%
Tier 1 capital for capital adequacy	[1]		$ 23,534
Tier 1 capital to average assets for capital adequacy	[1]		4.00%
Tier 1 capital to be well capitalized	[1]		$ 29,417
Tier 1 capital to average assets to be well capitalized	[1]		5.00%
Tier I Capital to Risk-Weighted Assets
Tier I capital			$ 54,215
Tier I capital to risk-weighted assets			11.42%
Tier I capital for capital adequacy
Tier I capital to risk-weighted assets for capital adequacy
Tier I capital to be well capitalized			$ 28,488
Tier I capital to risk-weighted assets to be well capitalized			6.00%
Total Capital to Risk-Weighted Assets
Capital			$ 60,226
Capital to risk-weighted assets			12.68%
Capital for capital adequacy			$ 37,984
Capital to risk-weighted assets for capital adequacy			8.00%
Capital to be well capitalized			$ 47,480
Capital to risk-weighted assets to be well capitalized			10.00%
Tangible Capital to Tangible Assets
First Federal			$ 54,215
First Federal			9.21%
First Federal			$ 8,825
First Federal			1.50%
First Federal
First Federal
Consolidated Entities 2 [Member]
Tier 1 Capital to Adjusted Average Assets
Tier 1 capital			$ 122,537
Tier 1 capital to average assets			8.29%
Tier 1 capital for capital adequacy			$ 59,146
Tier 1 capital to average assets for capital adequacy			4.00%
Tier 1 capital to be well capitalized
Tier 1 capital to average assets to be well capitalized
Tier I Capital to Risk-Weighted Assets
Tier I capital			$ 122,537
Tier I capital to risk-weighted assets			10.89%
Tier I capital for capital adequacy			$ 45,001
Tier I capital to risk-weighted assets for capital adequacy			4.00%
Tier I capital to be well capitalized
Tier I capital to risk-weighted assets to be well capitalized
Total Capital to Risk-Weighted Assets
Capital			$ 136,197
Capital to risk-weighted assets			12.11%
Capital for capital adequacy			$ 90,002
Capital to risk-weighted assets for capital adequacy			8.00%
Capital to be well capitalized
Capital to risk-weighted assets to be well capitalized
First National Bank [Member]
Tier 1 Capital to Adjusted Average Assets
Tier 1 capital			$ 56,245
Tier 1 capital to average assets			9.40%
Tier 1 capital for capital adequacy			$ 17,951
Tier 1 capital to average assets for capital adequacy			3.00%
Tier 1 capital to be well capitalized			$ 29,919
Tier 1 capital to average assets to be well capitalized			5.00%
Tier I Capital to Risk-Weighted Assets
Tier I capital			$ 56,245
Tier I capital to risk-weighted assets			13.14%
Tier I capital for capital adequacy			$ 17,117
Tier I capital to risk-weighted assets for capital adequacy			4.00%
Tier I capital to be well capitalized			$ 25,675
Tier I capital to risk-weighted assets to be well capitalized			6.00%
Total Capital to Risk-Weighted Assets
Capital			$ 57,100
Capital to risk-weighted assets			13.34%
Capital for capital adequacy			$ 34,234
Capital to risk-weighted assets for capital adequacy			8.00%
Capital to be well capitalized			$ 42,792
Capital to risk-weighted assets to be well capitalized			10.00%
Heritage Bank [Member]
Tier 1 Capital to Adjusted Average Assets
Tier 1 capital			$ 29,086
Tier 1 capital to average assets			9.76%
Tier 1 capital for capital adequacy			$ 11,925
Tier 1 capital to average assets for capital adequacy			4.00%
Tier 1 capital to be well capitalized			$ 14,906
Tier 1 capital to average assets to be well capitalized			5.00%
Tier I Capital to Risk-Weighted Assets
Tier I capital			$ 29,086
Tier I capital to risk-weighted assets			13.35%
Tier I capital for capital adequacy			$ 8,716
Tier I capital to risk-weighted assets for capital adequacy			4.00%
Tier I capital to be well capitalized			$ 13,074
Tier I capital to risk-weighted assets to be well capitalized			6.00%
Total Capital to Risk-Weighted Assets
Capital			$ 29,786
Capital to risk-weighted assets			13.67%
Capital for capital adequacy			$ 17,432
Capital to risk-weighted assets for capital adequacy			8.00%
Capital to be well capitalized			$ 21,790
Capital to risk-weighted assets to be well capitalized			10.00%
[1]	In the case of First Federal, the ratio is calculated based on adjusted assets at period end.

Note 18 - Subsequent Events (De

Note 18 - Subsequent Events (Details) - USD ($) $ in Thousands	Oct. 01, 2015	Sep. 30, 2015	Dec. 31, 2014
Note 18 - Subsequent Events (Details) [Line Items]
Assets		$ 1,470,725	$ 1,514,595
Metropolitan National Bank [Member]
Note 18 - Subsequent Events (Details) [Line Items]
Assets		$ 454,900
Acquisition of MNB [Member] | Subsequent Event [Member]
Note 18 - Subsequent Events (Details) [Line Items]
Business Acquisition, Percentage of Voting Interests Acquired	100.00%
Business Combination, Consideration Transferred	$ 70,000
Business Acquisition, Equity Interest Issued or Issuable, Number of Shares (in Shares)	4,610,317
Business Combination, Consideration Transferred, Equity Interests Issued and Issuable	$ 42,000
Payments to Acquire Businesses, Gross	10,100
Acquisition of MNB [Member] | Subsequent Event [Member] | Reporting Entity and MNB [Member]
Note 18 - Subsequent Events (Details) [Line Items]
Payments to Acquire Businesses, Gross	28,000
Acquisition of MNB [Member] | Subsequent Event [Member] | Metropolitan National Bank [Member]
Note 18 - Subsequent Events (Details) [Line Items]
Payments to Acquire Businesses, Gross	$ 17,900