Consumers Bancorp (CBKM) 10-Q 16 Nov 15 2016 Q1 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	3 Months Ended
	Sep. 30, 2015	Nov. 10, 2015
Document Information [Line Items]
Document Type	10-Q
Amendment Flag	false
Document Period End Date	Sep. 30, 2015
Document Fiscal Year Focus	2,016
Document Fiscal Period Focus	Q1
Entity Registrant Name	CONSUMERS BANCORP INC /OH/
Entity Central Index Key	1,006,830
Current Fiscal Year End Date	--06-30
Entity Filer Category	Smaller Reporting Company
Trading Symbol	CBKM
Entity Common Stock, Shares Outstanding		2,727,730

CONSOLIDATED BALANCE SHEETS

CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Sep. 30, 2015	Jun. 30, 2015
ASSETS
Cash on hand and noninterest-bearing deposits in financial institutions	$ 7,543	$ 8,028
Federal funds sold and interest-bearing deposits in financial institutions	6,105	2,516
Total cash and cash equivalents	13,648	10,544
Certificates of deposit in other financial institutions	5,913	4,470
Securities, available-for-sale	137,763	137,144
Securities, held-to-maturity (fair value of $3,712 at September 30, 2015 and $3,722 at June 30, 2015)	3,565	3,655
Federal bank and other restricted stocks, at cost	1,396	1,396
Loans held for sale	307	462
Total loans	233,914	228,519
Less allowance for loan losses	(2,514)	(2,432)
Net loans	231,400	226,087
Cash surrender value of life insurance	6,672	6,626
Premises and equipment, net	12,435	11,605
Other real estate owned	38	0
Accrued interest receivable and other assets	1,918	1,978
Total assets	415,055	403,967
LIABILITIES
Non-interest bearing demand	93,431	86,651
Interest bearing demand	46,661	45,320
Savings	135,801	134,664
Time	64,998	66,361
Total deposits	340,891	332,996
Short-term borrowings	22,229	19,838
Federal Home Loan Bank advances	6,225	6,240
Accrued interest and other liabilities	3,331	3,427
Total liabilities	$ 372,676	$ 362,501
Commitments and contingent liabilities
SHAREHOLDERS’ EQUITY
Preferred stock (no par value, 350,000 shares authorized, none outstanding)	$ 0	$ 0
Common stock (no par value, 3,500,000 shares authorized; 2,854,133 shares issued as of September 30, 2015 and June 30, 2015)	14,630	14,630
Retained earnings	27,992	27,589
Treasury stock, at cost (130,312 and 130,064 common shares as of September 30, 2015 and June 30, 2015, respectively)	(1,656)	(1,652)
Accumulated other comprehensive income	1,413	899
Total shareholders’ equity	42,379	41,466
Total liabilities and shareholders’ equity	$ 415,055	$ 403,967

CONSOLIDATED BALANCE SHEETS _Pa

CONSOLIDATED BALANCE SHEETS [Parenthetical] - USD ($) $ in Thousands	Sep. 30, 2015	Jun. 30, 2015
Held-to-maturity Securities, Fair Value	$ 3,712	$ 3,722
Preferred stock, shares authorized	350,000	350,000
Common stock, shares authorized	3,500,000	3,500,000
Common stock, shares issued	2,854,133	2,854,133
Treasury stock, shares	130,312	130,064

CONSOLIDATED STATEMENTS OF INCO

CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands	3 Months Ended
	Sep. 30, 2015	Sep. 30, 2014
Interest income
Loans, including fees	$ 2,795	$ 2,704
Securities, taxable	457	463
Securities, tax-exempt	344	352
Federal funds sold and other interest bearing deposits	24	14
Total interest income	3,620	3,533
Interest expense
Deposits	176	190
Short-term borrowings	8	7
Federal Home Loan Bank advances	43	48
Total interest expense	227	245
Net interest income	3,393	3,288
Provision for loan losses	92	67
Net interest income after provision for loan losses	3,301	3,221
Non-interest income
Service charges on deposit accounts	314	320
Debit card interchange income	234	229
Bank owned life insurance income	46	44
Securities gains, net	35	37
Gain on disposition of other real estate owned	0	22
Other	106	139
Total non-interest income	735	791
Non-interest expenses
Salaries and employee benefits	1,732	1,717
Occupancy and equipment	342	368
Data processing expenses	144	142
Professional and director fees	97	97
FDIC assessments	58	60
Franchise taxes	82	77
Marketing and advertising	93	66
Telephone and network communications	75	72
Debit card processing expenses	116	114
Other	398	359
Total non-interest expenses	3,137	3,072
Income before income taxes	899	940
Income tax expense	172	184
Net income	$ 727	$ 756
Basic and diluted earnings per share	$ 0.27	$ 0.28

CONSOLIDATED STATEMENTS OF COMP

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (LOSS) - USD ($) $ in Thousands		3 Months Ended
		Sep. 30, 2015	Sep. 30, 2014
Net income		$ 727	$ 756
Net change in unrealized gains (losses):
Unrealized gains (losses) arising during the period		813	(91)
Reclassification adjustment for gains included in income	[1],[2]	(35)	(37)
Net unrealized gain (losses)		778	(128)
Income tax effect		264	(43)
Other comprehensive income (loss)		514	(85)
Total comprehensive income		$ 1,241	$ 671
[1]	Income tax expense
[2]	Securities gains, net

CONDENSED CONSOLIDATED STATEMEN

CONDENSED CONSOLIDATED STATEMENTS OF CHANGES IN SHAREHOLDERS' EQUITY $ in Thousands	USD ($)$ / shares
Balance at beginning of period at Jun. 30, 2014	$ 40,203
Net income	756
Other comprehensive income (loss)	(85)
248 and 130 Dividend reinvestment plan shares associated with expired restricted stock awards retired to treasury stock during the three months ended September 30, 2015 and 2014, respectively	0
Common cash dividends	(328)
Balance at the end of the period at Sep. 30, 2014	$ 40,546
Common cash dividends per share | $ / shares	$ 0.12
Balance at beginning of period at Jun. 30, 2015	$ 41,466
Net income	727
Other comprehensive income (loss)	514
248 and 130 Dividend reinvestment plan shares associated with expired restricted stock awards retired to treasury stock during the three months ended September 30, 2015 and 2014, respectively	0
Common cash dividends	(328)
Balance at the end of the period at Sep. 30, 2015	$ 42,379
Common cash dividends per share | $ / shares	$ 0.12

CONDENSED CONSOLIDATED STATEME7

CONDENSED CONSOLIDATED STATEMENTS OF CHANGES IN SHAREHOLDERS' EQUITY [Parenthetical] - shares shares in Thousands	3 Months Ended
	Sep. 30, 2015	Sep. 30, 2014
Dividend Reinvestment Plan And Restricted Award Forfeited And Expired (in shares)	248	130

CONDENSED CONSOLIDATED STATEME8

CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	3 Months Ended
	Sep. 30, 2015	Sep. 30, 2014
Cash flows from operating activities
Net cash from operating activities	$ 1,021	$ 1,766
Securities available-for-sale
Purchases	(7,438)	(15,545)
Maturities, calls and principal pay downs	5,346	3,840
Proceeds from sales of available-for-sale securities	1,990	4,372
Securities held-to-maturity
Principal pay downs	90	90
Net increase in certificates of deposits in other financial institutions	(1,443)	(1,503)
Net (increase) decrease in loans	(5,443)	1,730
Acquisition of premises and equipment	(962)	(1,328)
Proceeds from sale of other real estate owned	0	128
Net cash from investing activities	(7,860)	(8,216)
Cash flow from financing activities
Net increase in deposit accounts	7,895	2,304
Net change in short-term borrowings	2,391	2,075
Proceeds from Federal Home Loan Bank advances	0	2,000
Repayments of Federal Home Loan Bank advances	(15)	(14)
Dividends paid	(328)	(328)
Net cash from financing activities	9,943	6,037
Increase (decrease) in cash or cash equivalents	3,104	(413)
Cash and cash equivalents, beginning of period	10,544	11,125
Cash and cash equivalents, end of period	13,648	10,712
Supplemental disclosure of cash flow information:
Interest	229	244
Federal income taxes	200	200
Non-cash items:
Transfer from loans to repossessed assets	38	0
Expired and forfeited dividend reinvestment plan shares associated with restricted stock awards that were retired to treasury stock	$ 4	$ 2

Summary of Significant Accounti

Summary of Significant Accounting Policies	3 Months Ended
	Sep. 30, 2015
Organization, Consolidation and Presentation Of Financial Statements [Abstract]
Organization, Consolidation and Presentation of Financial Statements Disclosure and Significant Accounting Policies [Text Block]	Note 1 – Summary of Significant Accounting Policies : Consumers Bancorp, Inc. (the Corporation) is a bank holding company headquartered in Minerva, Ohio that provides, through its banking subsidiary, Consumers National Bank (the Bank), a broad array of products and services throughout its primary market area of Carroll, Columbiana, Stark, Summit, Wayne and contiguous counties in Ohio . : The consolidated financial statements for interim periods are unaudited and reflect all adjustments (consisting of only normal recurring adjustments), which, in the opinion of management, are necessary to present fairly the financial position and results of operations and cash flows for the periods presented. The unaudited financial statements are presented in accordance with the requirements of Form 10-Q and do not include all disclosures normally required by accounting principles generally accepted in the United States of America. The consolidated financial statements include the accounts of the Corporation and the Bank. All significant inter-company transactions and accounts have been eliminated in consolidation. The Corporation is a bank holding company engaged in the business of commercial and retail banking, which accounts for substantially all of the revenues, operating income, and assets. Accordingly, all of its operations are recorded in one segment, banking. Certain items in prior financial statements have been reclassified to conform to the current presentation. Any reclassifications had no impact on prior year net income or shareholders’ equity.

Securities

Securities	3 Months Ended
	Sep. 30, 2015
Investments, Debt and Equity Securities [Abstract]
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	Note 2 – Securities Gross Gross Amortized Unrealized Unrealized Fair Available –for-Sale Cost Gains Losses Value September 30, 2015 Obligations of U.S. government-sponsored entities and agencies $ 15,979 $ 326 $ — $ 16,305 Obligations of state and political subdivisions 50,718 1,015 (144) 51,589 Mortgage-backed securities – residential 61,945 708 (121) 62,532 Mortgage-backed securities– commercial 1,486 9 — 1,495 Collateralized mortgage obligations– residential 5,320 21 (16) 5,325 Pooled trust preferred security 174 343 — 517 Total available-for-sale securities $ 135,622 $ 2,422 $ (281) $ 137,763 Held-to-Maturity Amortized Gross Gross Fair September 30, 2015 Obligations of state and political subdivisions $ 3,565 $ 147 $ — $ 3,712 Gross Gross Amortized Unrealized Unrealized Fair Available–for-Sale Cost Gains Losses Value June 30, 2015 Obligations of U.S. government-sponsored entities and agencies $ 16,411 $ 178 $ (31) $ 16,558 Obligations of state and political subdivisions 48,557 811 (405) 48,963 Mortgage-backed securities – residential 64,441 699 (226) 64,914 Mortgage-backed securities – commercial 1,485 1 — 1,486 Collateralized mortgage obligations - residential 4,703 14 (34) 4,683 Pooled trust preferred security 184 356 — 540 Total available-for-sale securities $ 135,781 $ 2,059 $ (696) $ 137,144 Gross Gross Amortized Unrecognized Unrecognized Fair Held-to-Maturity Cost Gains Losses Value June 30, 2015 Obligations of state and political subdivisions $ 3,655 $ 67 $ — $ 3,722 Three Months Ended September 30, 2015 2014 Proceeds from sales $ 1,990 $ 4,372 Gross realized gains 35 37 The income tax provision applicable to realized gains amounted to $ 12 Estimated Fair Available-for-Sale Amortized Cost Value Due in one year or less $ 6,210 $ 6,231 Due after one year through five years 13,742 14,068 Due after five years through ten years 29,146 29,752 Due after ten years 17,599 17,843 Total 66,697 67,894 U.S. Government-sponsored mortgage-backed and related securities 68,751 69,352 Pooled trust preferred security 174 517 Total available-for-sale securities $ 135,622 $ 137,763 Held-to-Maturity Due after five years through ten years 745 777 Due after ten years 2,820 2,935 Total held-to-maturity securities $ 3,565 $ 3,712 Less than 12 Months 12 Months or more Total Fair Unrealized Fair Unrealized Fair Unrealized Available-for-sale Value Loss Value Loss Value Loss September 30, 2015 Obligations of states and political subdivisions 11,562 (116) 1,661 (28) 13,223 (144) Mortgage-backed securities - residential 20,393 (96) 3,155 (25) 23,548 (121) Collateralized mortgage obligations 3,036 (16) — — 3,036 (16) Total temporarily impaired $ 34,991 $ (228) $ 4,816 $ (53) $ 39,807 $ (281) Less than 12 Months 12 Months or more Total Fair Unrealized Fair Unrealized Fair Unrealized Available-for-sale Value Loss Value Loss Value Loss June 30, 2015 Obligation of U.S. government- sponsored entities and agencies $ 3,719 $ (31) $ — $ — $ 3,719 $ (31) Obligations of states and political subdivisions 18,796 (352) 2,145 (53) 20,941 (405) Mortgage-backed securities - residential 24,322 (200) 2,031 (26) 26,353 (226) Collateral mortgage obligation - residential 3,321 (34) — — 3,321 (34) Total temporarily impaired $ 50,158 $ (617) $ 4,176 $ (79) $ 54,334 $ (696) Management evaluates securities for other-than-temporary impairment (OTTI) on a quarterly basis, and more frequently when economic or market conditions warrant such an evaluation. The securities portfolio is evaluated for OTTI by segregating the portfolio into two general segments and applying the appropriate OTTI model. Investment securities are generally evaluated for OTTI under FASB ASC Topic 320, Accounting for Certain Investments in Debt and Equity Securities The unrealized losses within the securities portfolio as of September 30, 2015 have not been recognized into income because the decline in fair value is not attributed to credit quality, management does not intend to sell and it is likely that management will not be required to sell the securities prior to their anticipated recovery. The decline in fair value of the residential mortgage-backed securities, obligations of state and political subdivisions and collateralized mortgage obligations is largely due to changes in interest rates. The fair value is expected to recover as the securities approach maturity. The mortgage-backed securities and collateralized mortgage obligations were primarily issued by Fannie Mae, Freddie Mac and Ginnie Mae, institutions which the government has affirmed its commitment to support. The Corporation does not own any private label mortgage-backed securities.

Loans

Loans	3 Months Ended
	Sep. 30, 2015
Receivables [Abstract]
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]	September 30, June 30, 2015 2015 Commercial $ 36,890 $ 32,155 Commercial real estate: Construction 3,118 1,295 Other 142,702 143,680 1 – 4 Family residential real estate: Owner occupied 30,353 30,027 Non-owner occupied 13,897 14,555 Construction 661 234 Consumer 6,667 6,965 Subtotal 234,288 228,911 Less: Net deferred loan fees (374) (392) Allowance for loan losses (2,514) (2,432) Net Loans $ 231,400 $ 226,087 1-4 Family Commercial Residential Real Real Commercial Estate Estate Consumer Total Allowance for loan losses: Beginning balance $ 316 $ 1,660 $ 289 $ 167 $ 2,432 Provision for loan losses 71 70 (11) (38) 92 Loans charged-off — (3) — (18) (21) Recoveries — — — 11 11 Total ending allowance balance $ 387 $ 1,727 $ 278 $ 122 $ 2,514 The following table presents the activity in the allowance for loan losses by portfolio segment for the three months ending September 30, 2014: 1-4 Family Commercial Residential Real Real Commercial Estate Estate Consumer Total Allowance for loan losses: Beginning balance $ 307 $ 1,440 $ 294 $ 364 $ 2,405 Provision for loan losses (7) 15 27 32 67 Loans charged-off — — (33) (33) (66) Recoveries — — 1 12 13 Total ending allowance balance $ 300 $ 1,455 $ 289 $ 375 $ 2,419 506 374 1-4 Family Commercial Residential Real Real Commercial Estate Estate Consumer Total Allowance for loan losses: Ending allowance balance attributable to loans: Individually evaluated for impairment $ — $ 164 $ 56 $ — $ 220 Collectively evaluated for impairment 387 1,563 222 122 2,294 Total ending allowance balance $ 387 $ 1,727 $ 278 $ 122 $ 2,514 Recorded investment in loans: Loans individually evaluated for impairment $ — $ 3,332 $ 1,080 $ — $ 4,412 Loans collectively evaluated for impairment 36,957 142,429 43,955 6,667 230,008 Total ending loans balance $ 36,957 $ 145,761 $ 45,035 $ 6,667 $ 234,420 The following table presents the balance in the allowance for loan losses and the recorded investment in loans by portfolio segment and based on impairment method as of June 30, 2015. Included in the recorded investment in loans is $ 501 392 1-4 Family Commercial Residential Real Real Commercial Estate Estate Consumer Total Allowance for loan losses: Ending allowance balance attributable to loans: Individually evaluated for impairment $ — $ 58 $ 12 $ — $ 70 Collectively evaluated for impairment 316 1,602 277 167 2,362 Total ending allowance balance $ 316 $ 1,660 $ 289 $ 167 $ 2,432 Recorded investment in loans: Loans individually evaluated for impairment $ — $ 2,786 $ 615 $ — $ 3,401 Loans collectively evaluated for impairment 32,210 142,139 44,304 6,966 225,619 Total ending loans balance $ 32,210 $ 144,925 $ 44,919 $ 6,966 $ 229,020 As of September 30, 2015 Three Months ended September 30, 2015 Unpaid Allowance for Average Interest Cash Basis Principal Recorded Loan Losses Recorded Income Interest Balance Investment Allocated Investment Recognized Recognized With no related allowance recorded: Commercial real estate: Construction $ 35 $ 35 $ — $ 12 $ — $ — Other 2,394 2,117 — 2,059 — — 1-4 Family residential real estate: Owner occupied 301 267 — 267 — — Non-owner occupied 232 232 — 77 — — With an allowance recorded: Commercial real estate: Other 1,209 1,180 164 894 9 9 1-4 Family residential real estate: Owner occupied 121 121 5 122 2 2 Non-owner occupied 511 460 51 458 4 4 Total $ 4,803 $ 4,412 $ 220 $ 3,889 $ 15 $ 15 The following table presents information related to loans individually evaluated for impairment by class of loans as of June 30, 2015 and for the three months ended September 30, 2014: As of June 30, 2015 Three Months ended September 30, 2014 Unpaid Allowance for Average Interest Cash Basis Principal Recorded Loan Losses Recorded Income Interest Balance Investment Allocated Investment Recognized Recognized With no related allowance recorded: Commercial real estate: Other $ 2,432 $ 2,082 $ — $ 1,350 $ — — 1-4 Family residential real estate: Owner occupied 58 35 — 120 — — With an allowance recorded: Commercial real estate: Other 740 704 58 766 9 9 1-4 Family residential real estate: Owner occupied 122 123 4 126 2 2 Non-owner occupied 512 457 8 545 5 5 Total $ 3,864 $ 3,401 $ 70 $ 2,907 $ 16 $ 16 The following table presents the recorded investment in non-accrual and loans past due over 90 days still on accrual by class of loans as of September 30, 2015 and June 30, 2015: September 30, 2015 June 30, 2015 Loans Past Due Loans Past Due Over 90 Days Over 90 Days Still Still Non-accrual Accruing Non-accrual Accruing Commercial real estate: Construction $ 35 $ — $ — $ — Other 2,595 — 2,079 — 1 – 4 Family residential: Owner occupied 366 — 190 — Non-owner occupied 232 — — — Consumer 16 — — — Total $ 3,244 $ — $ 2,269 $ — Non-accrual loans and loans past due 90 days still on accrual include both smaller balance homogeneous loans that are collectively evaluated for impairment and individually classified impaired loans. Days Past Due 30 - 59 60 - 89 90 Days or Total Loans Not Days Days Greater Past Due Past Due Total Commercial $ — $ — $ — $ — $ 36,957 $ 36,957 Commercial real estate: Construction — — — — 3,093 3,093 Other 250 113 1,954 2,317 140,351 142,668 1-4 Family residential: Owner occupied 80 112 206 398 30,073 30,471 Non-owner occupied 630 — — 630 13,271 13,901 Construction — — — — 663 663 Consumer 44 1 16 61 6,606 6,667 Total $ 1,004 $ 226 $ 2,176 $ 3,406 $ 231,014 $ 234,420 The above table of past due loans includes the recorded investment in non-accrual loans of $ 224 2,176 844 The following table presents the aging of the recorded investment in past due loans as of June 30, 2015 by class of loans: Days Past Due 30 - 59 60 - 89 90 Days or Total Loans Not Days Days Greater Past Due Past Due Total Commercial $ — $ 25 $ — $ 25 $ 32,185 $ 32,210 Commercial real estate: Construction — — — — 1,270 1,270 Other 62 — 30 92 143,563 143,655 1-4 Family residential: Owner occupied 268 68 139 475 29,654 30,129 Non-owner occupied — 8 — 8 14,547 14,555 Construction — — — — 235 235 Consumer 17 — — 17 6,949 6,966 Total $ 347 $ 101 $ 169 $ 617 $ 228,403 $ 229,020 The above table of past due loans includes the recorded investment in non-accrual loans of $ 169 2,100 Troubled Debt Restructurings: As of September 30, 2015, the recorded investment of loans classified as troubled debt restructurings was $ 1,330 129 1,335 70 During the three months ended September 30, 2015 and 2014 there were no loan modifications completed that were classified as troubled debt restructurings. There were no charge offs from troubled debt restructurings during the three month periods ended September 30, 2015 and 2014. There were no loans classified as troubled debt restructurings for which there was a payment default during the three month periods ending September 30, 2015 or 2014. A loan is considered to be in payment default once it is 90 days contractually past due under the modified terms. Credit Quality Indicators: The Corporation categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt such as: current financial information, historical payment experience, credit documentation, public information, current economic trends and other relevant information. The Corporation analyzes loans individually by classifying the loans as to credit risk. This analysis includes loans with a total outstanding loan relationship greater than $ 100 Special Mention. Loans classified as special mention have a potential weakness that deserves management's close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the loan or of the institution's credit position at some future date. Substandard. Loans classified as substandard are inadequately protected by the current net worth and paying capacity of the obligor or of the collateral pledged, if any. Loans so classified have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt. They are characterized by the distinct possibility that the institution will sustain some loss if the deficiencies are not corrected. Doubtful. Loans classified as doubtful have all the weaknesses inherent in those classified as substandard, with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions, and values, highly questionable and improbable. Loans not meeting the criteria above that are analyzed individually as part of the above described process are considered to be pass rated loans. Loans listed as not rated are either less than $100 or are included in groups of homogeneous loans. These loans are evaluated based on delinquency status, which are disclosed in the previous table within this footnote. As of September 30, 2015 Special Not Pass Mention Substandard Doubtful Rated Commercial $ 31,302 $ 5,035 $ 95 $ — $ 525 Commercial real estate: Construction 3,058 — 35 — — Other 132,333 3,776 2,786 2,004 1,769 1-4 Family residential real estate: Owner occupied 3,744 — — 34 26,693 Non-owner occupied 12,200 459 1,019 — 223 Construction 476 — — — 187 Consumer — — — — 6,667 Total $ 183,113 $ 9,270 $ 3,935 $ 2,038 $ 36,064 As of June 30, 2015 Special Not Pass Mention Substandard Doubtful Rated Commercial $ 27,359 $ 4,030 $ 96 $ — $ 725 Commercial real estate: Construction 1,224 — 46 — — Other 133,452 4,473 2,876 2,032 822 1-4 Family residential real estate: Owner occupied 4,029 — — 35 26,065 Non-owner occupied 12,602 475 1,025 — 453 Construction 235 — — — — Consumer — — — — 6,966 Total $ 178,901 $ 8,978 $ 4,043 $ 2,067 $ 35,031

Fair Value

Fair Value	3 Months Ended
	Sep. 30, 2015
Fair Value Disclosures [Abstract]
Fair Value Disclosures [Text Block]	Note 4 - Fair Value Fair value is the exchange price that would be received for an asset or paid to transfer a liability (an exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. There are three levels of inputs that may be used to measure fair values: Level 1: Quoted prices (unadjusted) for identical assets or liabilities in active markets that the entity has the ability to access as of the measurement date. Level 2: Significant other observable inputs other than Level 1 prices such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data. Level 3: Significant unobservable inputs that reflect a company’s own assumptions about the assumptions that market participants would use in pricing an asset or liability. Financial assets and financial liabilities measured at fair value on a recurring basis include the following: Securities available-for-sale: When available, the fair values of available-for-sale securities are determined by obtaining quoted prices on nationally recognized securities exchanges (Level 1 inputs). For securities where quoted market prices are not available, fair values are calculated based on market prices of similar securities (Level 2 inputs). For securities where quoted prices or market prices of similar securities are not available, fair values are calculated using discounted cash flows or other market indicators (Level 3 inputs). Fair Value Measurements at September 30, 2015 Using Balance at September 30, Level 1 Level 2 Level 3 Assets: Obligations of U.S. government-sponsored entities and agencies $ 16,305 $ — $ 16,305 $ — Obligations of states and political subdivisions 51,589 — 51,589 — Mortgage-backed securities – residential 62,532 — 62,532 — Mortgage-backed securities – commercial 1,495 — 1,495 — Collateralized mortgage obligations - residential 5,325 — 5,325 — Pooled trust preferred security 517 — 517 — Fair Value Measurements at June 30, 2015 Using Balance at June 30, 2015 Level 1 Level 2 Level 3 Assets: Obligations of U.S. government-sponsored entities and agencies $ 16,558 $ — $ 16,558 $ — Obligations of states and political subdivisions 48,963 — 48,963 — Mortgage-backed securities - residential 64,914 — 64,914 — Mortgage-backed securities - commercial 1,486 — 1,486 — Collateralized mortgage obligations - residential 4,683 — 4,683 — Pooled trust preferred security 540 — 540 — There were no transfers between Level 1 and Level 2 during the three month periods ended September 30, 2015 or 2014. Certain financial assets and financial liabilities are measured at fair value on a non-recurring basis; that is, the instruments are not measured at fair value on an ongoing basis but are subject to fair value adjustments in certain circumstances. Financial assets and financial liabilities measured at fair value on a non-recurring basis include the following: Impaired Loans: At the time a loan is considered impaired, it is valued at the lower of cost or fair value. Impaired loans carried at fair value generally receive specific allocations of the allowance for loan losses. For collateral dependent loans, fair value is commonly based on recent real estate appraisals. These appraisals may utilize a single valuation approach or a combination of approaches including comparable sales and the income approach. Adjustments are routinely made in the appraisal process by the appraisers to adjust for differences between the comparable sales and income data available. Such adjustments are usually significant and typically result in a Level 3 classification of the inputs for determining fair value. Fair Value Measurements at September 30, 2015 Using Balance at September 30, Level 1 Level 2 Level 3 Impaired loans: Commercial Real Estate - Other $ 1,954 $ — $ — $ 1,954 Fair Value Measurements at June 30, 2015 Using Balance at June 30, 2015 Level 1 Level 2 Level 3 Impaired loans: Commercial Real Estate - Other $ 1,979 $ — $ — $ 1,979 Impaired loans included in the tables above are measured for impairment using the fair value of the collateral and had a carrying amount of $ 1,954 3 1,979 Fair Valuation Unobservable Weighted Value Technique Inputs Range Average Impaired loans: Liquidation adjustment Commercial Real Estate - Other $ 733 Income approach for distressed sales -40.0% -40.0% Liquidation adjustment Commercial Real Estate - Other $ 125 Cost approach for distressed sales -40.0% -40.0% Adjustment for Sales comparison differences between 82.9% to Commercial Real Estate - Other $ 1,096 approach comparable sales -38.7% -7.5% Fair Valuation Unobservable Weighted Value Technique Inputs Range Average Impaired loans: Liquidation adjustment Commercial Real Estate - Other $ 733 Income approach for distressed sales -40.0% -40.0% Liquidation adjustment Commercial Real Estate - Other $ 125 Cost approach for distressed sales -40.0% -40.0% Adjustment for Sales comparison differences between 82.9% to Commercial Real Estate - Other $ 1,121 approach comparable sales -71.6% -11.7% The valuation technique used by an independent third party appraiser in the fair value measurement of collateral for collateral-dependent commercial real estate impaired loans consisted of the sales comparison approach. The significant unobservable inputs used in the fair value measurement relate to any adjustment made to the value set forth in the appraisal due to a distressed sale situation. September 30, 2015 June 30, 2015 Estimated Estimated Carrying Fair Carrying Fair Amount Value Amount Value Financial Assets: Level 1 inputs: Cash and cash equivalents $ 13,648 $ 13,648 $ 10,544 $ 10,544 Level 2 inputs: Certificates of deposits in other financial institutions 5,913 5,910 4,470 4,456 Loans held for sale 307 310 462 468 Accrued interest receivable 1,310 1,310 1,035 1,035 Level 3 inputs: Securities held-to-maturity 3,565 3,712 3,655 3,722 Loans, net 231,400 232,295 226,087 226,915 Financial Liabilities: Level 2 inputs: Demand and savings deposits 275,893 275,893 266,635 266,635 Time deposits 64,998 65,104 66,361 66,498 Short-term borrowings 22,229 22,229 19,838 19,838 Federal Home Loan Bank advances 6,225 6,534 6,240 6,537 Accrued interest payable 39 39 41 41 The assumptions used to estimate fair value are described as follows: Cash and cash equivalents: The carrying value of cash, deposits in other financial institutions and federal funds sold were considered to approximate fair value resulting in a Level 1 classification. Certificates of deposits in other financial institutions : Fair value of certificates of deposits in other financial institutions was estimated using current rates for deposits of similar remaining maturities resulting in a Level 2 classification. Accrued interest receivable and payable, demand and savings deposits and short-term borrowings : The carrying value of accrued interest receivable and payable, demand and savings deposits and short-term borrowings were considered to approximate fair value due to their short-term duration resulting in a Level 2 classification. Loans held for sale: The fair value of loans held for sale is estimated based upon binding contracts and quotes from third party investors resulting in a Level 2 classification. Loans: Fair value for loans was estimated for portfolios of loans with similar financial characteristics. For adjustable rate loans that reprice at least annually and for fixed rate commercial loans with maturities of six months or less which possess normal risk characteristics, carrying value was determined to be fair value. Fair value of other types of loans (including adjustable rate loans which reprice less frequently than annually and fixed rate term loans or loans which possess higher risk characteristics) was estimated by discounting future cash flows using the current rates at which similar loans would be made to borrowers with similar credit ratings and for similar anticipated maturities resulting in a Level 3 classification. The methods utilized to estimate the fair value of loans do not necessarily represent an exit price. Securities held-to-maturity: The held-to-maturity securities are general obligation and revenue bonds made to local municipalities. Time deposits: Fair value of fixed-maturity certificates of deposit was estimated using the rates offered at September 30, 2015 and June 30, 2015, for deposits of similar remaining maturities. Estimated fair value does not include the benefit that results from low-cost funding provided by the deposit liabilities compared to the cost of borrowing funds in the market resulting in a Level 2 classification. Federal Home Loan Bank advances: Fair value of Federal Home Loan Bank advances was estimated using current rates at September 30, 2015 and June 30, 2015 for similar financing resulting in a Level 2 classification. Federal bank and other restricted stocks, at cost: Federal bank and other restricted stocks include stock acquired for regulatory purposes, such as Federal Home Loan Bank stock and Federal Reserve Bank stock that are accounted for at cost due to restrictions placed on their transferability; and therefore, are not subject to the fair value disclosure requirements. Off-balance sheet commitments: The Corporation’s lending commitments have variable interest rates and “escape” clauses if the customer’s credit quality deteriorates. Therefore, the fair values of these items are not significant and are not included in the above table.

Earnings Per Share

Earnings Per Share	3 Months Ended
	Sep. 30, 2015
Earnings Per Share [Abstract]
Earnings Per Share [Text Block]	Note 5 – Earnings Per Share Basic earnings per share is the amount of earnings available to each share of common stock outstanding during the reporting period and is equal to net income divided by the weighted average number of shares outstanding during the period. Diluted earnings per share is the amount of earnings available to each share of common stock outstanding during the reporting period adjusted to include the effect of potentially dilutive common shares that may be issued upon the vesting of restricted stock awards. There were no equity instruments there were anti-dilutive for the three month periods ended September 30, 2015 and 2014. The following table details the calculation of basic and diluted earnings per share: For the Three Months Ended September 30, 2015 2014 Basic: Net income available to common shareholders $ 727 $ 756 Weighted average common shares outstanding 2,724,372 2,721,695 Basic income per share $ 0.27 $ 0.28 Diluted: Net income available to common shareholders $ 727 $ 756 Weighted average common shares outstanding 2,724,372 2,721,695 Dilutive effect of restricted stock 189 418 Total common shares and dilutive potential common shares 2,724,561 2,722,113 Dilutive income per share $ 0.27 $ 0.28

Accumulated Other Comprehensive

Accumulated Other Comprehensive Income	3 Months Ended
	Sep. 30, 2015
Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract]
Comprehensive Income (Loss) Note [Text Block]	Note 6 –Accumulated Other Comprehensive Income Affected Line Pretax Tax Effect After-tax Statements of Balance as of June 30, 2015 $ 1,363 $ (464) $ 899 Unrealized holding gain on available-for-sale securities arising during the period 813 (276) 537 Amounts reclassified from accumulated other comprehensive income (35) 12 (23) (a)(b) Net current period other comprehensive income 778 (264) 514 Balance as of September 30, 2015 $ 2,141 $ (728) $ 1,413 Balance as of June 30, 2014 $ 1,944 $ (661) $ 1,283 Unrealized holding loss on available-for-sale securities arising during the period (91) 31 (60) Amounts reclassified from accumulated other comprehensive income (37) 12 (25) (a)(b) Net current period other comprehensive income (128) 43 (85) Balance as of September 30, 2014 $ 1,816 $ (618) $ 1,198 (a) Securities gains, net (b) Income tax expense

Summary of Significant Accoun15

Summary of Significant Accounting Policies (Policies)	3 Months Ended
	Sep. 30, 2015
Organization, Consolidation and Presentation Of Financial Statements [Abstract]
Nature Of Operations [Policy Text Block]	Nature of Operations: Consumers Bancorp, Inc. (the Corporation) is a bank holding company headquartered in Minerva, Ohio that provides, through its banking subsidiary, Consumers National Bank (the Bank), a broad array of products and services throughout its primary market area of Carroll, Columbiana, Stark, Summit, Wayne and contiguous counties in Ohio .
Basis of Accounting, Policy [Policy Text Block]	Basis of Presentation : The consolidated financial statements for interim periods are unaudited and reflect all adjustments (consisting of only normal recurring adjustments), which, in the opinion of management, are necessary to present fairly the financial position and results of operations and cash flows for the periods presented. The unaudited financial statements are presented in accordance with the requirements of Form 10-Q and do not include all disclosures normally required by accounting principles generally accepted in the United States of America. The consolidated financial statements include the accounts of the Corporation and the Bank. All significant inter-company transactions and accounts have been eliminated in consolidation.
Segment Reporting, Policy [Policy Text Block]	Segment Information: The Corporation is a bank holding company engaged in the business of commercial and retail banking, which accounts for substantially all of the revenues, operating income, and assets. Accordingly, all of its operations are recorded in one segment, banking.
Prior Period Reclassification Adjustment, Description [Policy Text Block]	Reclassifications: Certain items in prior financial statements have been reclassified to conform to the current presentation. Any reclassifications had no impact on prior year net income or shareholders’ equity.

Securities (Tables)

Securities (Tables)	3 Months Ended
	Sep. 30, 2015
Investments, Debt and Equity Securities [Abstract]
Trading Securities (and Certain Trading Assets) [Table Text Block]	Gross Gross Amortized Unrealized Unrealized Fair Available –for-Sale Cost Gains Losses Value September 30, 2015 Obligations of U.S. government-sponsored entities and agencies $ 15,979 $ 326 $ — $ 16,305 Obligations of state and political subdivisions 50,718 1,015 (144) 51,589 Mortgage-backed securities – residential 61,945 708 (121) 62,532 Mortgage-backed securities– commercial 1,486 9 — 1,495 Collateralized mortgage obligations– residential 5,320 21 (16) 5,325 Pooled trust preferred security 174 343 — 517 Total available-for-sale securities $ 135,622 $ 2,422 $ (281) $ 137,763 Held-to-Maturity Amortized Gross Gross Fair September 30, 2015 Obligations of state and political subdivisions $ 3,565 $ 147 $ — $ 3,712 Gross Gross Amortized Unrealized Unrealized Fair Available–for-Sale Cost Gains Losses Value June 30, 2015 Obligations of U.S. government-sponsored entities and agencies $ 16,411 $ 178 $ (31) $ 16,558 Obligations of state and political subdivisions 48,557 811 (405) 48,963 Mortgage-backed securities – residential 64,441 699 (226) 64,914 Mortgage-backed securities – commercial 1,485 1 — 1,486 Collateralized mortgage obligations - residential 4,703 14 (34) 4,683 Pooled trust preferred security 184 356 — 540 Total available-for-sale securities $ 135,781 $ 2,059 $ (696) $ 137,144 Gross Gross Amortized Unrecognized Unrecognized Fair Held-to-Maturity Cost Gains Losses Value June 30, 2015 Obligations of state and political subdivisions $ 3,655 $ 67 $ — $ 3,722
Schedule of Realized Gain (Loss) [Table Text Block]	Proceeds from the sale of available-for-sale securities were as follows: Three Months Ended September 30, 2015 2014 Proceeds from sales $ 1,990 $ 4,372 Gross realized gains 35 37
Available-for-sale Securities [Table Text Block]	The amortized cost and fair values of debt securities at September 30, 2015, by expected maturity, are shown below. Expected maturities will differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties. Securities not due at a single maturity date, primarily mortgage-backed securities, collateralized mortgage obligations and the pooled trust preferred security are shown separately. Estimated Fair Available-for-Sale Amortized Cost Value Due in one year or less $ 6,210 $ 6,231 Due after one year through five years 13,742 14,068 Due after five years through ten years 29,146 29,752 Due after ten years 17,599 17,843 Total 66,697 67,894 U.S. Government-sponsored mortgage-backed and related securities 68,751 69,352 Pooled trust preferred security 174 517 Total available-for-sale securities $ 135,622 $ 137,763 Held-to-Maturity Due after five years through ten years 745 777 Due after ten years 2,820 2,935 Total held-to-maturity securities $ 3,565 $ 3,712
Available For Sale Securities Continuous Unrealized Loss Position Fair Value [Table Text Block]	The following table summarizes the securities with unrealized losses at September 30, 2015 and June 30, 2015, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position: Less than 12 Months 12 Months or more Total Fair Unrealized Fair Unrealized Fair Unrealized Available-for-sale Value Loss Value Loss Value Loss September 30, 2015 Obligations of states and political subdivisions 11,562 (116) 1,661 (28) 13,223 (144) Mortgage-backed securities - residential 20,393 (96) 3,155 (25) 23,548 (121) Collateralized mortgage obligations 3,036 (16) — — 3,036 (16) Total temporarily impaired $ 34,991 $ (228) $ 4,816 $ (53) $ 39,807 $ (281) Less than 12 Months 12 Months or more Total Fair Unrealized Fair Unrealized Fair Unrealized Available-for-sale Value Loss Value Loss Value Loss June 30, 2015 Obligation of U.S. government- sponsored entities and agencies $ 3,719 $ (31) $ — $ — $ 3,719 $ (31) Obligations of states and political subdivisions 18,796 (352) 2,145 (53) 20,941 (405) Mortgage-backed securities - residential 24,322 (200) 2,031 (26) 26,353 (226) Collateral mortgage obligation - residential 3,321 (34) — — 3,321 (34) Total temporarily impaired $ 50,158 $ (617) $ 4,176 $ (79) $ 54,334 $ (696)

Loans (Tables)

Loans (Tables)	3 Months Ended
	Sep. 30, 2015
Receivables [Abstract]
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	Major classifications of loans were as follows: September 30, June 30, 2015 2015 Commercial $ 36,890 $ 32,155 Commercial real estate: Construction 3,118 1,295 Other 142,702 143,680 1 – 4 Family residential real estate: Owner occupied 30,353 30,027 Non-owner occupied 13,897 14,555 Construction 661 234 Consumer 6,667 6,965 Subtotal 234,288 228,911 Less: Net deferred loan fees (374) (392) Allowance for loan losses (2,514) (2,432) Net Loans $ 231,400 $ 226,087
Allowance for Credit Losses on Financing Receivables [Table Text Block]	The following table presents the activity in the allowance for loan losses by portfolio segment for the three months ending September 30, 2015: 1-4 Family Commercial Residential Real Real Commercial Estate Estate Consumer Total Allowance for loan losses: Beginning balance $ 316 $ 1,660 $ 289 $ 167 $ 2,432 Provision for loan losses 71 70 (11) (38) 92 Loans charged-off — (3) — (18) (21) Recoveries — — — 11 11 Total ending allowance balance $ 387 $ 1,727 $ 278 $ 122 $ 2,514 The following table presents the activity in the allowance for loan losses by portfolio segment for the three months ending September 30, 2014: 1-4 Family Commercial Residential Real Real Commercial Estate Estate Consumer Total Allowance for loan losses: Beginning balance $ 307 $ 1,440 $ 294 $ 364 $ 2,405 Provision for loan losses (7) 15 27 32 67 Loans charged-off — — (33) (33) (66) Recoveries — — 1 12 13 Total ending allowance balance $ 300 $ 1,455 $ 289 $ 375 $ 2,419
Loans Evaluated For Impairment [Table Text Block]	506 374 1-4 Family Commercial Residential Real Real Commercial Estate Estate Consumer Total Allowance for loan losses: Ending allowance balance attributable to loans: Individually evaluated for impairment $ — $ 164 $ 56 $ — $ 220 Collectively evaluated for impairment 387 1,563 222 122 2,294 Total ending allowance balance $ 387 $ 1,727 $ 278 $ 122 $ 2,514 Recorded investment in loans: Loans individually evaluated for impairment $ — $ 3,332 $ 1,080 $ — $ 4,412 Loans collectively evaluated for impairment 36,957 142,429 43,955 6,667 230,008 Total ending loans balance $ 36,957 $ 145,761 $ 45,035 $ 6,667 $ 234,420 501 392 1-4 Family Commercial Residential Real Real Commercial Estate Estate Consumer Total Allowance for loan losses: Ending allowance balance attributable to loans: Individually evaluated for impairment $ — $ 58 $ 12 $ — $ 70 Collectively evaluated for impairment 316 1,602 277 167 2,362 Total ending allowance balance $ 316 $ 1,660 $ 289 $ 167 $ 2,432 Recorded investment in loans: Loans individually evaluated for impairment $ — $ 2,786 $ 615 $ — $ 3,401 Loans collectively evaluated for impairment 32,210 142,139 44,304 6,966 225,619 Total ending loans balance $ 32,210 $ 144,925 $ 44,919 $ 6,966 $ 229,020
Impaired Financing Receivables [Table Text Block]	The following table presents information related to average recorded investment and interest income associated with loans individually evaluated for impairment by class of loans as of September 30, 2015 and for the three months ended September 30, 2015: As of September 30, 2015 Three Months ended September 30, 2015 Unpaid Allowance for Average Interest Cash Basis Principal Recorded Loan Losses Recorded Income Interest Balance Investment Allocated Investment Recognized Recognized With no related allowance recorded: Commercial real estate: Construction $ 35 $ 35 $ — $ 12 $ — $ — Other 2,394 2,117 — 2,059 — — 1-4 Family residential real estate: Owner occupied 301 267 — 267 — — Non-owner occupied 232 232 — 77 — — With an allowance recorded: Commercial real estate: Other 1,209 1,180 164 894 9 9 1-4 Family residential real estate: Owner occupied 121 121 5 122 2 2 Non-owner occupied 511 460 51 458 4 4 Total $ 4,803 $ 4,412 $ 220 $ 3,889 $ 15 $ 15 The following table presents information related to loans individually evaluated for impairment by class of loans as of June 30, 2015 and for the three months ended September 30, 2014: As of June 30, 2015 Three Months ended September 30, 2014 Unpaid Allowance for Average Interest Cash Basis Principal Recorded Loan Losses Recorded Income Interest Balance Investment Allocated Investment Recognized Recognized With no related allowance recorded: Commercial real estate: Other $ 2,432 $ 2,082 $ — $ 1,350 $ — — 1-4 Family residential real estate: Owner occupied 58 35 — 120 — — With an allowance recorded: Commercial real estate: Other 740 704 58 766 9 9 1-4 Family residential real estate: Owner occupied 122 123 4 126 2 2 Non-owner occupied 512 457 8 545 5 5 Total $ 3,864 $ 3,401 $ 70 $ 2,907 $ 16 $ 16
Investment In Non-Accrual and Loans Past Due Over 90 Days [Table Text Block]	September 30, 2015 June 30, 2015 Loans Past Due Loans Past Due Over 90 Days Over 90 Days Still Still Non-accrual Accruing Non-accrual Accruing Commercial real estate: Construction $ 35 $ — $ — $ — Other 2,595 — 2,079 — 1 – 4 Family residential: Owner occupied 366 — 190 — Non-owner occupied 232 — — — Consumer 16 — — — Total $ 3,244 $ — $ 2,269 $ —
Past Due Financing Receivables [Table Text Block]	The following table presents the aging of the recorded investment in past due loans as of September 30, 2015 by class of loans: Days Past Due 30 - 59 60 - 89 90 Days or Total Loans Not Days Days Greater Past Due Past Due Total Commercial $ — $ — $ — $ — $ 36,957 $ 36,957 Commercial real estate: Construction — — — — 3,093 3,093 Other 250 113 1,954 2,317 140,351 142,668 1-4 Family residential: Owner occupied 80 112 206 398 30,073 30,471 Non-owner occupied 630 — — 630 13,271 13,901 Construction — — — — 663 663 Consumer 44 1 16 61 6,606 6,667 Total $ 1,004 $ 226 $ 2,176 $ 3,406 $ 231,014 $ 234,420 The above table of past due loans includes the recorded investment in non-accrual loans of $ 224 2,176 844 The following table presents the aging of the recorded investment in past due loans as of June 30, 2015 by class of loans: Days Past Due 30 - 59 60 - 89 90 Days or Total Loans Not Days Days Greater Past Due Past Due Total Commercial $ — $ 25 $ — $ 25 $ 32,185 $ 32,210 Commercial real estate: Construction — — — — 1,270 1,270 Other 62 — 30 92 143,563 143,655 1-4 Family residential: Owner occupied 268 68 139 475 29,654 30,129 Non-owner occupied — 8 — 8 14,547 14,555 Construction — — — — 235 235 Consumer 17 — — 17 6,949 6,966 Total $ 347 $ 101 $ 169 $ 617 $ 228,403 $ 229,020
Financing Receivable Credit Quality Indicators [Table Text Block]	Based on the most recent analysis performed, the recorded investment by risk category of loans by class of loans was as follows: As of September 30, 2015 Special Not Pass Mention Substandard Doubtful Rated Commercial $ 31,302 $ 5,035 $ 95 $ — $ 525 Commercial real estate: Construction 3,058 — 35 — — Other 132,333 3,776 2,786 2,004 1,769 1-4 Family residential real estate: Owner occupied 3,744 — — 34 26,693 Non-owner occupied 12,200 459 1,019 — 223 Construction 476 — — — 187 Consumer — — — — 6,667 Total $ 183,113 $ 9,270 $ 3,935 $ 2,038 $ 36,064 As of June 30, 2015 Special Not Pass Mention Substandard Doubtful Rated Commercial $ 27,359 $ 4,030 $ 96 $ — $ 725 Commercial real estate: Construction 1,224 — 46 — — Other 133,452 4,473 2,876 2,032 822 1-4 Family residential real estate: Owner occupied 4,029 — — 35 26,065 Non-owner occupied 12,602 475 1,025 — 453 Construction 235 — — — — Consumer — — — — 6,966 Total $ 178,901 $ 8,978 $ 4,043 $ 2,067 $ 35,031

Fair Value (Tables)

Fair Value (Tables)	3 Months Ended
	Sep. 30, 2015
Fair Value Disclosures [Abstract]
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block]	Assets and liabilities measured at fair value on a recurring basis are summarized below, segregated by the level of the valuation inputs within the fair value hierarchy utilized to measure fair value: Fair Value Measurements at September 30, 2015 Using Balance at September 30, Level 1 Level 2 Level 3 Assets: Obligations of U.S. government-sponsored entities and agencies $ 16,305 $ — $ 16,305 $ — Obligations of states and political subdivisions 51,589 — 51,589 — Mortgage-backed securities – residential 62,532 — 62,532 — Mortgage-backed securities – commercial 1,495 — 1,495 — Collateralized mortgage obligations - residential 5,325 — 5,325 — Pooled trust preferred security 517 — 517 — Fair Value Measurements at June 30, 2015 Using Balance at June 30, 2015 Level 1 Level 2 Level 3 Assets: Obligations of U.S. government-sponsored entities and agencies $ 16,558 $ — $ 16,558 $ — Obligations of states and political subdivisions 48,963 — 48,963 — Mortgage-backed securities - residential 64,914 — 64,914 — Mortgage-backed securities - commercial 1,486 — 1,486 — Collateralized mortgage obligations - residential 4,683 — 4,683 — Pooled trust preferred security 540 — 540 —
Fair Value, Assets and Liabilities Measured on Nonrecurring Basis, Valuation Techniques [Table Text Block]	Financial assets and financial liabilities measured at fair value on a non-recurring basis are summarized below: Fair Value Measurements at September 30, 2015 Using Balance at September 30, Level 1 Level 2 Level 3 Impaired loans: Commercial Real Estate - Other $ 1,954 $ — $ — $ 1,954 Fair Value Measurements at June 30, 2015 Using Balance at June 30, 2015 Level 1 Level 2 Level 3 Impaired loans: Commercial Real Estate - Other $ 1,979 $ — $ — $ 1,979
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Table Text Block]	The following table presents quantitative information about Level 3 fair value measurements for financial instruments measured at fair value on a non-recurring basis at September 30, 2015: Fair Valuation Unobservable Weighted Value Technique Inputs Range Average Impaired loans: Liquidation adjustment Commercial Real Estate - Other $ 733 Income approach for distressed sales -40.0% -40.0% Liquidation adjustment Commercial Real Estate - Other $ 125 Cost approach for distressed sales -40.0% -40.0% Adjustment for Sales comparison differences between 82.9% to Commercial Real Estate - Other $ 1,096 approach comparable sales -38.7% -7.5% The following table presents quantitative information about Level 3 fair value measurements for financial instruments measured at fair value on a non-recurring basis at June 30, 2015: Fair Valuation Unobservable Weighted Value Technique Inputs Range Average Impaired loans: Liquidation adjustment Commercial Real Estate - Other $ 733 Income approach for distressed sales -40.0% -40.0% Liquidation adjustment Commercial Real Estate - Other $ 125 Cost approach for distressed sales -40.0% -40.0% Adjustment for Sales comparison differences between 82.9% to Commercial Real Estate - Other $ 1,121 approach comparable sales -71.6% -11.7%
Schedule Of Carrying Values and Estimated Fair Values Of Debt Instruments [Table Text Block]	The following table shows the estimated fair values of financial instruments that are reported at amortized cost in the Corporation’s consolidated balance sheets, segregated by the level of the valuation inputs within the fair value hierarchy utilized to measure fair value: September 30, 2015 June 30, 2015 Estimated Estimated Carrying Fair Carrying Fair Amount Value Amount Value Financial Assets: Level 1 inputs: Cash and cash equivalents $ 13,648 $ 13,648 $ 10,544 $ 10,544 Level 2 inputs: Certificates of deposits in other financial institutions 5,913 5,910 4,470 4,456 Loans held for sale 307 310 462 468 Accrued interest receivable 1,310 1,310 1,035 1,035 Level 3 inputs: Securities held-to-maturity 3,565 3,712 3,655 3,722 Loans, net 231,400 232,295 226,087 226,915 Financial Liabilities: Level 2 inputs: Demand and savings deposits 275,893 275,893 266,635 266,635 Time deposits 64,998 65,104 66,361 66,498 Short-term borrowings 22,229 22,229 19,838 19,838 Federal Home Loan Bank advances 6,225 6,534 6,240 6,537 Accrued interest payable 39 39 41 41

Earnings Per Share (Tables)

Earnings Per Share (Tables)	3 Months Ended
	Sep. 30, 2015
Earnings Per Share [Abstract]
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	There were no equity instruments there were anti-dilutive for the three month periods ended September 30, 2015 and 2014. The following table details the calculation of basic and diluted earnings per share: For the Three Months Ended September 30, 2015 2014 Basic: Net income available to common shareholders $ 727 $ 756 Weighted average common shares outstanding 2,724,372 2,721,695 Basic income per share $ 0.27 $ 0.28 Diluted: Net income available to common shareholders $ 727 $ 756 Weighted average common shares outstanding 2,724,372 2,721,695 Dilutive effect of restricted stock 189 418 Total common shares and dilutive potential common shares 2,724,561 2,722,113 Dilutive income per share $ 0.27 $ 0.28

Accumulated Other Comprehensi20

Accumulated Other Comprehensive Income (Tables)	3 Months Ended
	Sep. 30, 2015
Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract]
Schedule of Accumulated Other Comprehensive Income (Loss) [Table Text Block]	Affected Line Pretax Tax Effect After-tax Statements of Balance as of June 30, 2015 $ 1,363 $ (464) $ 899 Unrealized holding gain on available-for-sale securities arising during the period 813 (276) 537 Amounts reclassified from accumulated other comprehensive income (35) 12 (23) (a)(b) Net current period other comprehensive income 778 (264) 514 Balance as of September 30, 2015 $ 2,141 $ (728) $ 1,413 Balance as of June 30, 2014 $ 1,944 $ (661) $ 1,283 Unrealized holding loss on available-for-sale securities arising during the period (91) 31 (60) Amounts reclassified from accumulated other comprehensive income (37) 12 (25) (a)(b) Net current period other comprehensive income (128) 43 (85) Balance as of September 30, 2014 $ 1,816 $ (618) $ 1,198 (a) Securities gains, net (b) Income tax expense

Securities (Details)

Securities (Details) - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Sep. 30, 2015	Jun. 30, 2015
Schedule of Available-for-sale Securities [Line Items]
Available for sale securities, Amortized Cost	$ 135,622	$ 135,781
Available for sale securities, Gross Unrealized Gains	2,422	2,059
Available for sale securities, Gross Unrealized Losses	(281)	(696)
Available for sale securities, Fair Value	137,763	137,144
Held-to-maturity, Amortized Cost	3,565
Held-to-maturity, Fair Value	3,712	3,722
US Government-Sponsored Enterprises Debt Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available for sale securities, Amortized Cost	15,979	16,411
Available for sale securities, Gross Unrealized Gains	326	178
Available for sale securities, Gross Unrealized Losses	0	(31)
Available for sale securities, Fair Value	16,305	16,558
US States and Political Subdivisions Debt Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available for sale securities, Amortized Cost	50,718	48,557
Available for sale securities, Gross Unrealized Gains	1,015	811
Available for sale securities, Gross Unrealized Losses	(144)	(405)
Available for sale securities, Fair Value	51,589	48,963
Held-to-maturity, Amortized Cost	3,565	3,655
Held-to-maturity, Gross Unrecognized Gains	147	67
Held-to-maturity, Gross Unrecognized Losses	0	0
Held-to-maturity, Fair Value	3,712	3,722
Residential Mortgage Backed Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available for sale securities, Amortized Cost	61,945	64,441
Available for sale securities, Gross Unrealized Gains	708	699
Available for sale securities, Gross Unrealized Losses	(121)	(226)
Available for sale securities, Fair Value	62,532	64,914
Commercial Mortgage Backed Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available for sale securities, Amortized Cost	1,486	1,485
Available for sale securities, Gross Unrealized Gains	9	1
Available for sale securities, Gross Unrealized Losses	0	0
Available for sale securities, Fair Value	1,495	1,486
Collateralized Mortgage Obligations [Member]
Schedule of Available-for-sale Securities [Line Items]
Available for sale securities, Amortized Cost	5,320	4,703
Available for sale securities, Gross Unrealized Gains	21	14
Available for sale securities, Gross Unrealized Losses	(16)	(34)
Available for sale securities, Fair Value	5,325	4,683
Pooled Trust Preferred Securities Subject To Mandatory Redemption [Member]
Schedule of Available-for-sale Securities [Line Items]
Available for sale securities, Amortized Cost	174	184
Available for sale securities, Gross Unrealized Gains	343	356
Available for sale securities, Gross Unrealized Losses	0	0
Available for sale securities, Fair Value	$ 517	$ 540

Securities (Details 1)

Securities (Details 1) - USD ($) $ in Thousands	3 Months Ended
	Sep. 30, 2015	Sep. 30, 2014
Investments Debt And Equity Securities [Line Items]
Proceeds from sales	$ 1,990	$ 4,372
Gross realized gains	$ 35	$ 37

Securities (Details 2)

Securities (Details 2) - USD ($) $ in Thousands	Sep. 30, 2015	Jun. 30, 2015
Schedule of Available-for-sale Securities [Line Items]
Available for sale securities, Due in one year or less, Amortized cost	$ 6,210
Available for sale securities, Due after one year through five years, Amortized cost	13,742
Available for sale securities, Due after five years through ten years, Amortized cost	29,146
Available for sale securities, Due after ten years, Amortized cost	17,599
Available for sale securities, Amortized Cost Total	66,697
Available for sale securities, Amortized Cost	135,622	$ 135,781
Available for sale securities, Due in one year or less, Fair Value	6,231
Available for sale securities, Due after one year through five years, Fair Value	14,068
Available for sale securities, Due after five years through ten years, Fair Value	29,752
Available for sale securities, Due after ten years, Fair Value	17,843
Available for sale securities, Fair Value Total	67,894
Available for sale securities, Fair Value	137,763	137,144
Held-to-maturity Securities, Debt Maturities, after Five years Through Ten Years,Amortized cost	745
Held-to-maturity, Due after ten years, Amortized Cost	2,820
Held-to-maturity Securities, Debt Maturities, after five Years Through Ten years,Estimated Fair Value	777
Held-to-maturity, Due after ten years, Fair Value	2,935
Held-to-maturity, Amortized Cost	3,565
Held-to-maturity, Fair Value	3,712	3,722
Pooled Trust Preferred Securities Subject To Mandatory Redemption [Member]
Schedule of Available-for-sale Securities [Line Items]
Available for sale securities, Amortized Cost	174	184
Available for sale securities, Fair Value	517	$ 540
U.S. Government-sponsored mortgage-backed and related securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available for sale securities, Amortized Cost	68,751
Available for sale securities, Fair Value	$ 69,352

Securities (Details 3)

Securities (Details 3) - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Sep. 30, 2015	Jun. 30, 2015
Schedule of Available-for-sale Securities [Line Items]
Available for sale securities, Fair Value, Less than 12 months	$ 34,991	$ 50,158
Available for sale securities, Unrealized Loss, Less than 12 Months	(228)	(617)
Available for sale securities, Fair Value, 12 Months or more	4,816	4,176
Available for sale securities, Unrealized Loss, 12 Months or more	(53)	(79)
Available for sale securities, Fair Value, Total	39,807	54,334
Available for sale securities, Unrealized Loss	(281)	(696)
Us Government-Sponsored Enterprises Debt Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available for sale securities, Fair Value, Less than 12 months		3,719
Available for sale securities, Unrealized Loss, Less than 12 Months		(31)
Available for sale securities, Fair Value, 12 Months or more		0
Available for sale securities, Unrealized Loss, 12 Months or more		0
Available for sale securities, Fair Value, Total		3,719
Available for sale securities, Unrealized Loss	0	(31)
Us States and Political Subdivisions Debt Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available for sale securities, Fair Value, Less than 12 months	11,562	18,796
Available for sale securities, Unrealized Loss, Less than 12 Months	(116)	(352)
Available for sale securities, Fair Value, 12 Months or more	1,661	2,145
Available for sale securities, Unrealized Loss, 12 Months or more	(28)	(53)
Available for sale securities, Fair Value, Total	13,223	20,941
Available for sale securities, Unrealized Loss	(144)	(405)
Residential Mortgage Backed Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available for sale securities, Fair Value, Less than 12 months	20,393	24,322
Available for sale securities, Unrealized Loss, Less than 12 Months	(96)	(200)
Available for sale securities, Fair Value, 12 Months or more	3,155	2,031
Available for sale securities, Unrealized Loss, 12 Months or more	(25)	(26)
Available for sale securities, Fair Value, Total	23,548	26,353
Available for sale securities, Unrealized Loss	(121)	(226)
Collateralized Mortgage Obligations [Member]
Schedule of Available-for-sale Securities [Line Items]
Available for sale securities, Fair Value, Less than 12 months	3,036	3,321
Available for sale securities, Unrealized Loss, Less than 12 Months	(16)	(34)
Available for sale securities, Fair Value, 12 Months or more	0	0
Available for sale securities, Unrealized Loss, 12 Months or more	0	0
Available for sale securities, Fair Value, Total	3,036	3,321
Available for sale securities, Unrealized Loss	$ (16)	$ (34)

Securities (Details Textual)

Securities (Details Textual) - USD ($) $ in Thousands	3 Months Ended
	Sep. 30, 2015	Sep. 30, 2014
Schedule of Available-for-sale Securities [Line Items]
Available For Sale Securities Income Tax Provision On Gross Realized Gains	$ 12	$ 12
Other Than Temporary Available For Sale Securities Evaluation Methodology	In determining OTTI under the ASC Topic 320 model, management considers many factors, including: (1)the length of time and the extent to which the fair value has been less than cost, (2)the financial condition and near-term prospects of the issuer, (3)whether the market decline was affected by macroeconomic conditions, and (4)whether the entity has the intent to sell the debt security or more likely than not will be required to sell the debt security before its anticipated recovery. The assessment of whether an other-than-temporary decline exists involves a high degree of subjectivity and judgment and is based on the information available to management at a point in time.

Loans (Details)

Loans (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Jun. 30, 2015	Sep. 30, 2014	Jun. 30, 2014
Accounts, Notes, Loans and Financing Receivable [Line Items]
Subtotal	$ 234,288	$ 228,911
Less: Net deferred loan fees	(374)	(392)
Allowance for loan losses	(2,514)	(2,432)	$ (2,419)	$ (2,405)
Net loans	231,400	226,087
Commercial Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Subtotal	36,890	32,155
Allowance for loan losses	(387)	(316)	(300)	(307)
Commercial Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Subtotal	3,118	1,295
Allowance for loan losses	(1,727)	(1,660)	(1,455)	(1,440)
Other Commercial Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Subtotal	142,702	143,680
Residential Real Estate Owner Occupied [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Subtotal	30,353	30,027
Residential Real Estate Non Owner Occupied [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Subtotal	13,897	14,555
Residential Real Estate Construction [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Subtotal	661	234
Consumer Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Subtotal	6,667	6,965
Allowance for loan losses	$ (122)	$ (167)	$ (375)	$ (364)

Loans (Details 1)

Loans (Details 1) - USD ($) $ in Thousands	3 Months Ended
	Sep. 30, 2015	Sep. 30, 2014
Allowance for loan losses:
Beginning balance	$ 2,432	$ 2,405
Provision for loan losses	92	67
Loans charged-off	(21)	(66)
Recoveries	11	13
Total ending allowance balance	2,514	2,419
Commercial Loan [Member]
Allowance for loan losses:
Beginning balance	316	307
Provision for loan losses	71	(7)
Loans charged-off	0	0
Recoveries	0	0
Total ending allowance balance	387	300
Commercial Real Estate [Member]
Allowance for loan losses:
Beginning balance	1,660	1,440
Provision for loan losses	70	15
Loans charged-off	(3)	0
Recoveries	0	0
Total ending allowance balance	1,727	1,455
Residential Mortgage [Member]
Allowance for loan losses:
Beginning balance	289	294
Provision for loan losses	(11)	27
Loans charged-off	0	(33)
Recoveries	0	1
Total ending allowance balance	278	289
Consumer Loan [Member]
Allowance for loan losses:
Beginning balance	167	364
Provision for loan losses	(38)	32
Loans charged-off	(18)	(33)
Recoveries	11	12
Total ending allowance balance	$ 122	$ 375

Loans (Details 2)

Loans (Details 2) - USD ($) $ in Thousands	Sep. 30, 2015	Jun. 30, 2015	Sep. 30, 2014	Jun. 30, 2014
Allowance for loan losses:
Individually evaluated for impairment	$ 220	$ 70
Collectively evaluated for impairment	2,294	2,362
Total ending allowance balance	2,514	2,432	$ 2,419	$ 2,405
Recorded investment in loans:
Loans individually evaluated for impairment	4,412	3,401
Loans collectively evaluated for impairment	230,008	225,619
Total ending loans balance	234,420	229,020
Commercial Loan [Member]
Allowance for loan losses:
Individually evaluated for impairment	0	0
Collectively evaluated for impairment	387	316
Total ending allowance balance	387	316	300	307
Recorded investment in loans:
Loans individually evaluated for impairment	0	0
Loans collectively evaluated for impairment	36,957	32,210
Total ending loans balance	36,957	32,210
Commercial Real Estate [Member]
Allowance for loan losses:
Individually evaluated for impairment	164	58
Collectively evaluated for impairment	1,563	1,602
Total ending allowance balance	1,727	1,660	1,455	1,440
Recorded investment in loans:
Loans individually evaluated for impairment	3,332	2,786
Loans collectively evaluated for impairment	142,429	142,139
Total ending loans balance	145,761	144,925
Residential Mortgage [Member]
Allowance for loan losses:
Individually evaluated for impairment	56	12
Collectively evaluated for impairment	222	277
Total ending allowance balance	278	289	289	294
Recorded investment in loans:
Loans individually evaluated for impairment	1,080	615
Loans collectively evaluated for impairment	43,955	44,304
Total ending loans balance	45,035	44,919
Consumer Loan [Member]
Allowance for loan losses:
Individually evaluated for impairment	0	0
Collectively evaluated for impairment	122	167
Total ending allowance balance	122	167	$ 375	$ 364
Recorded investment in loans:
Loans individually evaluated for impairment	0	0
Loans collectively evaluated for impairment	6,667	6,966
Total ending loans balance	$ 6,667	$ 6,966

Loans (Details 3)

Loans (Details 3) - USD ($) $ in Thousands	3 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Jun. 30, 2014
With an allowance recorded:
Average Recorded Investment		$ 2,907
Unpaid Principal balance	$ 4,803		$ 3,864
Recorded Investment	4,412		3,401
Allowance For Loan Losses Allocated	220		70
Average Recorded Investment	3,889
Interest Income Recognized	15	16
Cash Basis Interest Recognized	15	16
Other Commercial Real Estate [Member]
With no related allowance recorded:
Unpaid Principal Balance	2,394		2,432
Recorded Investment	2,117		2,082
Average Recorded Investment	2,059	1,350
Interest Income Recognized	0	0
Cash Basis Interest Recognized	0	0
With an allowance recorded:
Unpaid Principal Balance	1,209		740
Recorded Investment	1,180		704
Allowance for Loan Losses Allocated	164		58
Average Recorded Investment	894	766
Interest Income Recognized	9	9
Cash Basis Interest Recognized	9	9
Allowance For Loan Losses Allocated	0		0
Residential Real Estate Owner Occupied [Member]
With no related allowance recorded:
Unpaid Principal Balance	301		58
Recorded Investment	267		35
Average Recorded Investment	267	120
Interest Income Recognized	0	0
Cash Basis Interest Recognized	0	0
With an allowance recorded:
Unpaid Principal Balance	121		122
Recorded Investment	121		123
Allowance for Loan Losses Allocated	5		4
Average Recorded Investment	122	126
Interest Income Recognized	2	2
Cash Basis Interest Recognized	2	2
Allowance For Loan Losses Allocated	0		0
Residential Real Estate Non Owner Occupied [Member]
With no related allowance recorded:
Unpaid Principal Balance	232
Recorded Investment	232
Average Recorded Investment	77
Interest Income Recognized	0
Cash Basis Interest Recognized	0
With an allowance recorded:
Unpaid Principal Balance	511		512
Recorded Investment	460		457
Allowance for Loan Losses Allocated	51		$ 8
Average Recorded Investment	458	545
Interest Income Recognized	4	5
Cash Basis Interest Recognized	4	$ 5
Allowance For Loan Losses Allocated	0
Construction Loans [Member]
With no related allowance recorded:
Unpaid Principal Balance	35
Recorded Investment	35
Average Recorded Investment	12
Interest Income Recognized	0
Cash Basis Interest Recognized	0
With an allowance recorded:
Allowance For Loan Losses Allocated	$ 0

Loans (Details 4)

Loans (Details 4) - USD ($) $ in Thousands	Sep. 30, 2015	Jun. 30, 2015
Financing Receivable, Allowance for Credit Losses [Line Items]
Recorded investment, Loans non-accrual	$ 3,244	$ 2,269
Recorded investment, Loans Past Due Over 90 Days Still Accruing	0	0
Other Commercial Real Estate [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Recorded investment, Loans non-accrual	2,595	2,079
Recorded investment, Loans Past Due Over 90 Days Still Accruing	0	0
Residential Real Estate Owner Occupied [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Recorded investment, Loans non-accrual	366	190
Recorded investment, Loans Past Due Over 90 Days Still Accruing	0	0
Residential Real Estate Non Owner Occupied [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Recorded investment, Loans non-accrual	232	0
Recorded investment, Loans Past Due Over 90 Days Still Accruing	0	0
Consumer Loan [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Recorded investment, Loans non-accrual	16	0
Recorded investment, Loans Past Due Over 90 Days Still Accruing	0	0
Construction Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Recorded investment, Loans non-accrual	35	0
Recorded investment, Loans Past Due Over 90 Days Still Accruing	$ 0	$ 0

Loans (Details 5)

Loans (Details 5) - USD ($) $ in Thousands	Sep. 30, 2015	Jun. 30, 2015
Financing Receivable, Allowance for Credit Losses [Line Items]
Recorded investments, Total Past Due	$ 3,406	$ 617
Recorded investments, Loans Not Past Due	231,014	228,403
Recorded investments, Total	234,420	229,020
Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Recorded investments, Total Past Due	1,004	347
Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Recorded investments, Total Past Due	226	101
Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Recorded investments, Total Past Due	2,176	169
Commercial Loan [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Recorded investments, Total Past Due	0	25
Recorded investments, Loans Not Past Due	36,957	32,185
Recorded investments, Total	36,957	32,210
Commercial Loan [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Recorded investments, Total Past Due	0	0
Commercial Loan [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Recorded investments, Total Past Due	0	25
Commercial Loan [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Recorded investments, Total Past Due	0	0
Commercial Real Estate Construction [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Recorded investments, Total Past Due	0	0
Recorded investments, Loans Not Past Due	3,093	1,270
Recorded investments, Total	3,093	1,270
Commercial Real Estate Construction [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Recorded investments, Total Past Due	0	0
Commercial Real Estate Construction [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Recorded investments, Total Past Due	0	0
Commercial Real Estate Construction [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Recorded investments, Total Past Due	0	0
Other Commercial Real Estate [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Recorded investments, Total Past Due	2,317	92
Recorded investments, Loans Not Past Due	140,351	143,563
Recorded investments, Total	142,668	143,655
Other Commercial Real Estate [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Recorded investments, Total Past Due	250	62
Other Commercial Real Estate [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Recorded investments, Total Past Due	113	0
Other Commercial Real Estate [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Recorded investments, Total Past Due	1,954	30
Residential Real Estate Owner Occupied [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Recorded investments, Total Past Due	398	475
Recorded investments, Loans Not Past Due	30,073	29,654
Recorded investments, Total	30,471	30,129
Residential Real Estate Owner Occupied [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Recorded investments, Total Past Due	80	268
Residential Real Estate Owner Occupied [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Recorded investments, Total Past Due	112	68
Residential Real Estate Owner Occupied [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Recorded investments, Total Past Due	206	139
Residential Real Estate Non Owner Occupied [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Recorded investments, Total Past Due	630	8
Recorded investments, Loans Not Past Due	13,271	14,547
Recorded investments, Total	13,901	14,555
Residential Real Estate Non Owner Occupied [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Recorded investments, Total Past Due	630	0
Residential Real Estate Non Owner Occupied [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Recorded investments, Total Past Due	0	8
Residential Real Estate Non Owner Occupied [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Recorded investments, Total Past Due	0	0
Residential Real Estate Construction [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Recorded investments, Total Past Due	0	0
Recorded investments, Loans Not Past Due	663	235
Recorded investments, Total	663	235
Residential Real Estate Construction [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Recorded investments, Total Past Due	0	0
Residential Real Estate Construction [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Recorded investments, Total Past Due	0	0
Residential Real Estate Construction [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Recorded investments, Total Past Due	0	0
Consumer Loan [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Recorded investments, Total Past Due	61	17
Recorded investments, Loans Not Past Due	6,606	6,949
Recorded investments, Total	6,667	6,966
Consumer Loan [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Recorded investments, Total Past Due	44	17
Consumer Loan [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Recorded investments, Total Past Due	1	0
Consumer Loan [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Recorded investments, Total Past Due	$ 16	$ 0

Loans (Details 6)

Loans (Details 6) - USD ($) $ in Thousands	Sep. 30, 2015	Jun. 30, 2015
Pass [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Recorded investment	$ 183,113	$ 178,901
Special Mention [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Recorded investment	9,270	8,978
Substandard [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Recorded investment	3,935	4,043
Doubtful [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Recorded investment	2,038	2,067
Not Rated [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Recorded investment	36,064	35,031
Commercial Loan [Member] | Pass [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Recorded investment	31,302	27,359
Commercial Loan [Member] | Special Mention [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Recorded investment	5,035	4,030
Commercial Loan [Member] | Substandard [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Recorded investment	95	96
Commercial Loan [Member] | Doubtful [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Recorded investment	0	0
Commercial Loan [Member] | Not Rated [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Recorded investment	525	725
Commercial Real Estate Construction [Member] | Pass [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Recorded investment	3,058	1,224
Commercial Real Estate Construction [Member] | Special Mention [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Recorded investment	0	0
Commercial Real Estate Construction [Member] | Substandard [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Recorded investment	35	46
Commercial Real Estate Construction [Member] | Doubtful [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Recorded investment	0	0
Commercial Real Estate Construction [Member] | Not Rated [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Recorded investment	0	0
Other Commercial Real Estate [Member] | Pass [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Recorded investment	132,333	133,452
Other Commercial Real Estate [Member] | Special Mention [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Recorded investment	3,776	4,473
Other Commercial Real Estate [Member] | Substandard [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Recorded investment	2,786	2,876
Other Commercial Real Estate [Member] | Doubtful [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Recorded investment	2,004	2,032
Other Commercial Real Estate [Member] | Not Rated [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Recorded investment	1,769	822
Residential Real Estate Owner Occupied [Member] | Pass [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Recorded investment	3,744	4,029
Residential Real Estate Owner Occupied [Member] | Special Mention [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Recorded investment	0	0
Residential Real Estate Owner Occupied [Member] | Substandard [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Recorded investment	0	0
Residential Real Estate Owner Occupied [Member] | Doubtful [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Recorded investment	34	35
Residential Real Estate Owner Occupied [Member] | Not Rated [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Recorded investment	26,693	26,065
Residential Real Estate Non Owner Occupied [Member] | Pass [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Recorded investment	12,200	12,602
Residential Real Estate Non Owner Occupied [Member] | Special Mention [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Recorded investment	459	475
Residential Real Estate Non Owner Occupied [Member] | Substandard [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Recorded investment	1,019	1,025
Residential Real Estate Non Owner Occupied [Member] | Doubtful [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Recorded investment	0	0
Residential Real Estate Non Owner Occupied [Member] | Not Rated [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Recorded investment	223	453
Residential Real Estate Construction [Member] | Pass [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Recorded investment	476	235
Residential Real Estate Construction [Member] | Special Mention [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Recorded investment	0	0
Residential Real Estate Construction [Member] | Substandard [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Recorded investment	0	0
Residential Real Estate Construction [Member] | Doubtful [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Recorded investment	0	0
Residential Real Estate Construction [Member] | Not Rated [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Recorded investment	187	0
Consumer Loan [Member] | Pass [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Recorded investment	0	0
Consumer Loan [Member] | Special Mention [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Recorded investment	0	0
Consumer Loan [Member] | Substandard [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Recorded investment	0	0
Consumer Loan [Member] | Doubtful [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Recorded investment	0	0
Consumer Loan [Member] | Not Rated [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Recorded investment	$ 6,667	$ 6,966

Loans (Details Textual)

Loans (Details Textual) - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Sep. 30, 2015	Jun. 30, 2015
Financing Receivable, Allowance for Credit Losses [Line Items]
Recorded investment in loans:	$ 506	$ 501
Loans and Leases Receivable, Deferred Income	374	392
Financing Receivable, Recorded Investment, Past Due	3,406	617
Financing Receivable, Modifications, Recorded Investment	1,330	1,335
Troubled Debt Restructuring, Debtor, Subsequent Periods, Contingent Payments, Amount	129	70
Total Outstanding On Commercial and Commercial Real Estate Loans	100
Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Financing Receivable, Recorded Investment, Past Due	226	101
Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Financing Receivable, Recorded Investment, Past Due	2,176	169
Non-accrual Loans [Member] | Financing Receivables Not Past Due [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Financing Receivable, Recorded Investment, Past Due	844	2,100
Non-accrual Loans [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Financing Receivable, Recorded Investment, Past Due	224
Non-accrual Loans [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Financing Receivable, Recorded Investment, Past Due	$ 2,176	$ 169

Fair Value (Details)

Fair Value (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Jun. 30, 2015
Assets:
Obligations of U.S. government-sponsored entities and agencies	$ 16,305	$ 16,558
Obligations of states and political subdivisions	51,589	48,963
Securities, available-for-sale	137,763	137,144
Residential Mortgage Backed Securities [Member]
Assets:
Securities, available-for-sale	62,532	64,914
Commercial Mortgage Backed Securities [Member]
Assets:
Securities, available-for-sale	1,495	1,486
Collateralized Mortgage Obligations [Member]
Assets:
Securities, available-for-sale	5,325	4,683
Pooled trust preferred security [Member]
Assets:
Securities, available-for-sale	517	540
Fair Value, Inputs, Level 1 [Member]
Assets:
Obligations of U.S. government-sponsored entities and agencies	0	0
Obligations of states and political subdivisions	0	0
Fair Value, Inputs, Level 1 [Member] | Residential Mortgage Backed Securities [Member]
Assets:
Securities, available-for-sale	0	0
Fair Value, Inputs, Level 1 [Member] | Commercial Mortgage Backed Securities [Member]
Assets:
Securities, available-for-sale	0	0
Fair Value, Inputs, Level 1 [Member] | Collateralized Mortgage Obligations [Member]
Assets:
Securities, available-for-sale	0	0
Fair Value, Inputs, Level 1 [Member] | Pooled trust preferred security [Member]
Assets:
Securities, available-for-sale	0	0
Fair Value, Inputs, Level 2 [Member]
Assets:
Obligations of U.S. government-sponsored entities and agencies	16,305	16,558
Obligations of states and political subdivisions	51,589	48,963
Fair Value, Inputs, Level 2 [Member] | Residential Mortgage Backed Securities [Member]
Assets:
Securities, available-for-sale	62,532	64,914
Fair Value, Inputs, Level 2 [Member] | Commercial Mortgage Backed Securities [Member]
Assets:
Securities, available-for-sale	1,495	1,486
Fair Value, Inputs, Level 2 [Member] | Collateralized Mortgage Obligations [Member]
Assets:
Securities, available-for-sale	5,325	4,683
Fair Value, Inputs, Level 2 [Member] | Pooled trust preferred security [Member]
Assets:
Securities, available-for-sale	517	540
Fair Value, Inputs, Level 3 [Member]
Assets:
Obligations of U.S. government-sponsored entities and agencies	0	0
Obligations of states and political subdivisions	0	0
Fair Value, Inputs, Level 3 [Member] | Residential Mortgage Backed Securities [Member]
Assets:
Securities, available-for-sale	0	0
Fair Value, Inputs, Level 3 [Member] | Commercial Mortgage Backed Securities [Member]
Assets:
Securities, available-for-sale	0	0
Fair Value, Inputs, Level 3 [Member] | Collateralized Mortgage Obligations [Member]
Assets:
Securities, available-for-sale	0	0
Fair Value, Inputs, Level 3 [Member] | Pooled trust preferred security [Member]
Assets:
Securities, available-for-sale	$ 0	$ 0

Fair Value (Details 1)

Fair Value (Details 1) - Commercial Real Estate - Other [Member] - USD ($) $ in Thousands	Sep. 30, 2015	Jun. 30, 2015
Impaired loans:
Assets, Fair Value Disclosure, Nonrecurring	$ 1,954	$ 1,979
Fair Value, Inputs, Level 1 [Member]
Impaired loans:
Assets, Fair Value Disclosure, Nonrecurring	0	0
Fair Value, Inputs, Level 2 [Member]
Impaired loans:
Assets, Fair Value Disclosure, Nonrecurring	0	0
Fair Value, Inputs, Level 3 [Member]
Impaired loans:
Assets, Fair Value Disclosure, Nonrecurring	$ 1,954	$ 1,979

Fair Value (Details 2)

Fair Value (Details 2) - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Sep. 30, 2015	Jun. 30, 2015
Income approach [Member]
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]
Fair Value	$ 733	$ 733
Valuation Technique	Income approach	Income approach
Unobservable Inputs	Liquidation adjustment for distressed sales	Liquidation adjustment for distressed sales
Range	(40.00%)	(40.00%)
Weighted Average	(40.00%)	(40.00%)
Cost approach [Member]
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]
Fair Value	$ 125	$ 125
Valuation Technique	Cost approach	Cost approach
Unobservable Inputs	Liquidation adjustment for distressed sales	Liquidation adjustment for distressed sales
Range	(40.00%)	(40.00%)
Weighted Average	(40.00%)	(40.00%)
Sales comparison approach [Member]
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]
Fair Value	$ 1,096	$ 1,121
Valuation Technique	Sales comparison approach	Sales comparison approach
Unobservable Inputs	Adjustment for differences between comparable sales	Adjustment for differences between comparable sales
Weighted Average	(7.50%)	(11.70%)
Minimum [Member] | Sales comparison approach [Member]
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]
Range	(38.70%)	(71.60%)
Maximum [Member] | Sales comparison approach [Member]
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]
Range	82.90%	82.90%

Fair Value (Details 3)

Fair Value (Details 3) - USD ($) $ in Thousands	Sep. 30, 2015	Jun. 30, 2015
Financial Assets:
Certificates of deposits in other financial institutions	$ 5,913	$ 4,470
Loans held for sale	307	462
Securities held-to-maturity	3,712	3,722
Loans, net	231,400	226,087
Financial Liabilities:
Time deposits	64,998	66,361
Short-term borrowings	22,229	19,838
Federal Home Loan Bank advances	6,225	6,240
Carrying (Reported) Amount, Fair Value Disclosure [Member] | Fair Value, Inputs, Level 1 [Member]
Financial Assets:
Cash and cash equivalents	13,648	10,544
Carrying (Reported) Amount, Fair Value Disclosure [Member] | Fair Value, Inputs, Level 2 [Member]
Financial Assets:
Certificates of deposits in other financial institutions	5,913	4,470
Loans held for sale	307	462
Accrued interest receivable	1,310	1,035
Financial Liabilities:
Demand and savings deposits	275,893	266,635
Time deposits	64,998	66,361
Short-term borrowings	22,229	19,838
Federal Home Loan Bank advances	6,225	6,240
Accrued interest payable	39	41
Carrying (Reported) Amount, Fair Value Disclosure [Member] | Fair Value, Inputs, Level 3 [Member]
Financial Assets:
Securities held-to-maturity	3,565	3,655
Loans, net	231,400	226,087
Estimate Of Fair Value, Fair Value Disclosure [Member] | Fair Value, Inputs, Level 1 [Member]
Financial Assets:
Cash and cash equivalents	13,648	10,544
Estimate Of Fair Value, Fair Value Disclosure [Member] | Fair Value, Inputs, Level 2 [Member]
Financial Assets:
Certificates of deposits in other financial institutions	5,910	4,456
Loans held for sale	310	468
Accrued interest receivable	1,310	1,035
Financial Liabilities:
Demand and savings deposits	275,893	266,635
Time deposits	65,104	66,498
Short-term borrowings	22,229	19,838
Federal Home Loan Bank advances	6,534	6,537
Accrued interest payable	39	41
Estimate Of Fair Value, Fair Value Disclosure [Member] | Fair Value, Inputs, Level 3 [Member]
Financial Assets:
Securities held-to-maturity	3,712	3,722
Loans, net	$ 232,295	$ 226,915

Fair Value (Details Textual)

Fair Value (Details Textual) - USD ($) $ in Thousands	3 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Financing Receivable, Impaired [Line Items]
Principal balance	$ 4,803			$ 3,864
Provision for loan losses	92	$ 67
Securities Pledged as Collateral [Member]
Financing Receivable, Impaired [Line Items]
Principal balance	1,954		$ 1,979
Provision for loan losses	$ 3

Earnings Per Share (Details)

Earnings Per Share (Details) - USD ($) $ / shares in Units, shares in Thousands, $ in Thousands	3 Months Ended
	Sep. 30, 2015	Sep. 30, 2014
Basic:
Net income available to common shareholders	$ 727	$ 756
Weighted average common shares outstanding (in shares)	2,724,372	2,721,695
Basic income per share (in dollars per share)	$ 0.27	$ 0.28
Diluted:
Net income available to common shareholders	$ 727	$ 756
Weighted average common shares outstanding (in shares)	2,724,372	2,721,695
Dilutive effect of restricted stock (in shares)	189	418
Total common shares and dilutive potential common shares (in shares)	2,724,561	2,722,113
Dilutive income per share (in dollars per share)	$ 0.27	$ 0.28

Accumulated Other Comprehensi40

Accumulated Other Comprehensive Income (Details) - USD ($) $ in Thousands		3 Months Ended
		Sep. 30, 2015	Sep. 30, 2014
Pretax
Balance		$ 1,363	$ 1,944
Unrealized holding gain on available-for-sale securities arising during the period		813	(91)
Amounts reclassified from accumulated other comprehensive income	[1],[2]	(35)	(37)
Net current period other comprehensive income		778	(128)
Balance		2,141	1,816
Tax Affect
Balance		(464)	(661)
Unrealized holding gain on available-for-sale securities arising during the period		(276)	31
Amounts reclassified from accumulated other comprehensive income	[1],[2]	12	12
Net current period other comprehensive income		(264)	43
Balance		(728)	(618)
After-tax
Balance		899	1,283
Unrealized holding gain on available-for-sale securities arising during the period		537	(60)
Amounts reclassified from accumulated other comprehensive income	[1],[2]	(23)	(25)
Net current period other comprehensive income		514	(85)
Balance		$ 1,413	$ 1,198
[1]	Income tax expense
[2]	Securities gains, net