Consumers Bancorp (CBKM) 10-Q 12 Nov 20 2021 Q1 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	3 Months Ended
	Sep. 30, 2020	Nov. 10, 2020
Document Information [Line Items]
Entity Registrant Name	CONSUMERS BANCORP INC /OH/
Entity Central Index Key	0001006830
Current Fiscal Year End Date	--06-30
Entity Filer Category	Non-accelerated Filer
Entity Current Reporting Status	Yes
Entity Emerging Growth Company	false
Entity Small Business	true
Entity Interactive Data Current	Yes
Entity Common Stock, Shares Outstanding (in shares)		3,028,100
Entity Shell Company	false
Document Type	10-Q
Document Period End Date	Sep. 30, 2020
Document Fiscal Year Focus	2021
Document Fiscal Period Focus	Q1
Amendment Flag	false

Consolidated Balance Sheets (Cu

Consolidated Balance Sheets (Current Period Unaudited) - USD ($) $ in Thousands	Sep. 30, 2020	Jun. 30, 2020
ASSETS
Cash on hand and noninterest-bearing deposits in financial institutions	$ 8,239	$ 8,429
Federal funds sold and interest-bearing deposits in financial institutions	269	1,230
Total cash and cash equivalents	8,508	9,659
Certificates of deposit in other financial institutions	8,872	11,635
Securities, available-for-sale	136,903	143,918
Securities, held-to-maturity (fair value of $3,734 at September 30, 2020 and $3,868 at June 30, 2020)	3,441	3,541
Federal bank and other restricted stocks, at cost	2,472	2,472
Loans held for sale	5,729	3,507
Total loans	562,138	542,861
Less allowance for loan losses	(5,767)	(5,678)
Net loans	556,371	537,183
Cash surrender value of life insurance	9,508	9,442
Premises and equipment, net	15,151	14,901
Goodwill	836	836
Core deposit intangible, net	250	256
Accrued interest receivable and other assets	3,229	3,470
Total assets	751,270	740,820
LIABILITIES
Noninterest-bearing demand	188,130	190,233
Interest bearing demand	105,262	99,173
Savings	231,440	228,567
Time	115,266	115,382
Total deposits	640,098	633,355
Short-term borrowings	8,414	6,943
Federal Home Loan Bank advances	30,899	31,161
Accrued interest and other liabilities	6,432	6,121
Total liabilities	685,843	677,580
Commitments and contingent liabilities
SHAREHOLDERS’ EQUITY
Preferred stock (no par value, 350,000 shares authorized, none outstanding)	0	0
Common stock (no par value, 8,500,000 shares authorized; 3,124,053 shares issued as of September 30, 2020 and June 30, 2020)	20,011	19,974
Retained earnings	42,424	40,460
Treasury stock, at cost (95,953 and 108,475 common shares as of September 30, 2020 and June 30, 2020, respectively)	(1,324)	(1,454)
Accumulated other comprehensive income	4,316	4,260
Total shareholders’ equity	65,427	63,240
Total liabilities and shareholders’ equity	$ 751,270	$ 740,820

Consolidated Balance Sheets (_2

Consolidated Balance Sheets (Current Period Unaudited) (Parentheticals) - USD ($) $ / shares in Thousands, $ in Thousands	Sep. 30, 2020	Jun. 30, 2020
Held-to-maturity securities, fair value	$ 3,734	$ 3,868
Preferred stock, par value (in dollars per share)	$ 0	$ 0
Preferred stock, shares authorized (in shares)	350,000	350,000
Common stock, par value (in dollars per share)	$ 0	$ 0
Common stock, shares authorized (in shares)	8,500,000	8,500,000
Common stock, shares issued (in shares)	3,124,053	3,124,053
Treasury stock, shares (in shares)	95,953	108,475

Consolidated Statements of Inco

Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Sep. 30, 2020	Sep. 30, 2019
Interest and dividend income
Loans, including fees	$ 6,489	$ 4,761
Securities, taxable	372	510
Securities, tax-exempt	420	399
Federal bank and other restricted stocks	18	20
Federal funds sold and other interest-bearing deposits	47	26
Total interest and dividend income	7,346	5,716
Interest expense
Deposits	577	945
Short-term borrowings	4	11
Federal Home Loan Bank advances	71	79
Total interest expense	652	1,035
Net interest income	6,694	4,681
Provision for loan losses	130	130
Net interest income after provision for loan losses	6,564	4,551
Noninterest income
Gain on sale of mortgage loans	236	135
Bank owned life insurance death benefit		324
Bank owned life insurance income	66	68
Securities gains, net		106
Other	76	72
Total noninterest income	1,141	1,469
Noninterest expenses
Salaries and employee benefits	2,691	2,173
Occupancy and equipment	640	532
Data processing expenses	186	385
Debit card processing expenses	238	201
Professional and director fees	237	257
FDIC assessments	61	(7)
Franchise taxes	109	95
Marketing and advertising	134	181
Telephone and network communications	84	74
Amortization of intangible	6
Other	413	414
Total noninterest expenses	4,799	4,305
Income before income taxes	2,906	1,715
Income tax expense	505	212
Net income	$ 2,401	$ 1,503
Basic and diluted earnings per share (in dollars per share)	$ 0.80	$ 0.55
Deposit Account [Member]
Noninterest income
Noninterest income (in scope of Topic 606)	$ 307	$ 373
Debit Card [Member]
Noninterest income
Noninterest income (in scope of Topic 606)	$ 456	$ 391

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Sep. 30, 2020		Sep. 30, 2019
Net income	$ 2,401		$ 1,503
Other comprehensive income, net of tax:
Unrealized gains arising during the period	70	[1],[2]	818
Reclassification adjustment for gains included in income			(106)	[1],[2]
Net unrealized gains	70		712
Income tax effect	(14)		(149)
Other comprehensive income	56		563
Total comprehensive income	$ 2,457		$ 2,066
[1]	Income tax expense
[2]	Securities (gains) losses, net

Condensed Consolidated Statemen

Condensed Consolidated Statements of Changes in Shareholders' Equity (Unaudited) - USD ($) $ in Thousands	Common Stock [Member]	Retained Earnings [Member]	Treasury Stock [Member]	AOCI Attributable to Parent [Member]	Total
Balance at Jun. 30, 2019	$ 14,656	$ 36,487	$ (1,543)	$ 1,566	$ 51,166
Net income		1,503			1,503
Other comprehensive income (loss)				563	563
Shares associated with stock awards	41		89		130
Cash dividends declared		(369)			(369)
Balance at Sep. 30, 2019	14,697	37,621	(1,454)	2,129	52,993
Balance at Jun. 30, 2020	19,974	40,460	(1,454)	4,260	63,240
Net income		2,401			2,401
Other comprehensive income (loss)				56	56
Shares associated with stock awards	37		130		167
Cash dividends declared		(437)			(437)
Balance at Sep. 30, 2020	$ 20,011	$ 42,424	$ (1,324)	$ 4,316	$ 65,427

Condensed Consolidated Statem_2

Condensed Consolidated Statements of Changes in Shareholders' Equity (Unaudited) (Parentheticals) - $ / shares	3 Months Ended
	Sep. 30, 2020	Sep. 30, 2019
Shares associated with stock awards (in shares)	12,522	11,813
Common stock, dividends, per share, declared (in dollars per share)	$ 0.145	$ 0.135

Condensed Consolidated Statem_3

Condensed Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Sep. 30, 2020	Sep. 30, 2019
Cash flows from operating activities
Net cash from operating activities	$ 1,041	$ 806
Cash flow from investing activities
Purchases of securities, available-for-sale	(500)	(2,318)
Maturities, calls and principal pay downs of securities, available-for-sale	7,355	4,893
Sale of securities, available-for-sale		4,460
Principal pay downs of securities, held-to-maturity	100	100
Net decrease in certificate of deposit in other financial institutions	2,763	490
Net increase in loans	(19,327)	(14,654)
Proceeds from BOLI death benefit		753
Premises and equipment purchases	(106)	(48)
Sale of other repossessed assets	8
Net cash from investing activities	(9,707)	(6,324)
Cash flow from financing activities
Net increase in deposit accounts	6,743	15,260
Net change in short-term borrowings	1,471	68
Proceeds from Federal Home Loan Bank advances	1,300	1,500
Repayments of Federal Home Loan Bank advances	(1,562)	(7,900)
Dividends paid	(437)	(369)
Net cash from financing activities	7,515	8,559
Increase (decrease) in cash or cash equivalents	(1,151)	3,041
Cash and cash equivalents, beginning of period	9,659	9,461
Cash and cash equivalents, end of period	8,508	12,502
Supplemental disclosure of cash flow information:
Interest	652	1,050
Federal income taxes	300
Non-cash items:
Issuance of treasury stock for stock awards	167	89
Right of use assets obtained in exchange for lease liabilities		$ 582

Note 1 - Summary of Significant

Note 1 - Summary of Significant Accounting Policies	3 Months Ended
	Sep. 30, 2020
Notes to Financial Statements
Organization, Consolidation and Presentation of Financial Statements Disclosure and Significant Accounting Policies [Text Block]	Note 1 Nature of Operations: Basis of Presentation 10 not 10 June 30, 2020. not may The consolidated financial statements include the accounts of the Corporation and the Bank. All significant inter-company transactions and accounts have been eliminated in consolidation. Segment Information: one Acquisition: Reclassifications: no Recently Issued Accounting Pronouncements Not June 2016, 2016 13, 326 326 2016 13 2016 13 December 15, 2019. December 15, 2018, July 2019, January 2023 October 16, 2019, December 15, 2022

Note 2 - Acquisition

Note 2 - Acquisition	3 Months Ended
	Sep. 30, 2020
Notes to Financial Statements
Business Combination Disclosure [Text Block]	Note 2 On June 14, 2019, January 1, 2020, $10,405. 269,920 $5,128 On December 31, 2019, $72,016 $55,273 $60,826 three January 1, 2020, The following table summarizes the estimated fair values of the assets acquired and liabilities assumed at the date of acquisition of Peoples. The core deposit intangible will be amortized over ten not Consideration Paid $ 10,405 Net assets acquired: Cash and cash equivalents $ 833 Certificates of deposit in other financial institutions 11,839 Securities, available-for-sale 4,051 Federal bank and other restricted stocks, at cost 154 Loans, net 55,320 Premises and equipment 818 Core deposit intangible 270 Accrued interest receivable and other assets 140 Noninterest-bearing deposits (11,979 ) Interest-bearing deposits (48,872 ) Federal funds purchased (2,348 ) Federal Home Loan Bank advances (491 ) Other liabilities (166 ) Total net assets acquired 9,569 Goodwill $ 836 The acquired assets and liabilities were measured at estimated fair values. Management made certain estimates and exercised judgement in accounting for the acquisition. The fair value of loans was estimated using discounted contractual cash flows. The book balance of the loans at the time of the acquisition was $55,273 not 890 $937. $827 $680 twelve June 30, 2020. one

Note 3 - Securities

Note 3 - Securities	3 Months Ended
	Sep. 30, 2020
Notes to Financial Statements
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	Note 3 – Securities Available –for-Sale Amortized Gross Gross Fair September 30, 2020 U.S. Treasury $ 749 $ 4 $ — $ 753 Obligations of U.S. government-sponsored entities and agencies 9,880 372 — 10,252 Obligations of state and political subdivisions 60,795 3,238 (12 ) 64,021 U.S. Government-sponsored mortgage-backed securities–residential 44,540 1,588 (10 ) 46,118 U.S. Government-sponsored mortgage-backed securities– commercial 7,913 72 (4 ) 7,981 U.S. Government-sponsored collateralized mortgage obligations– residential 7,563 225 (10 ) 7,778 Total available-for-sale securities $ 131,440 $ 5,499 $ (36 ) $ 136,903 Held-to-Maturity Amortized Gross Gross Losses Fair September 30, 2020 Obligations of state and political subdivisions $ 3,441 $ 293 $ — $ 3,734 Total held-to-maturity securities $ 3,441 $ 293 $ — $ 3,734 Available–for-Sale Amortized Gross Gross Fair June 30, 20 20 U.S. Treasury $ 1,248 $ 8 $ — $ 1,256 Obligations of U.S. government-sponsored entities and agencies 10,133 399 — 10,532 Obligations of state and political subdivisions 60,343 3,149 — 63,492 U.S. government-sponsored mortgage-backed securities - residential 48,645 1,515 (4 ) 50,156 U.S. government-sponsored mortgage-backed securities - commercial 8,444 55 (2 ) 8,497 U.S. government-sponsored collateralized mortgage obligations - residential 9,712 285 (12 ) 9,985 Total available-for-sale securities $ 138,525 $ 5,411 $ (18 ) $ 143,918 Held-to-Maturity Amortized Gross Gross Fair June 30, 20 20 Obligations of state and political subdivisions $ 3,541 $ 327 $ — $ 3,868 Total held-to-maturity securities $ 3,541 $ 327 $ — $ 3,868 Proceeds from the sale and call of available-for-sale securities were as follows: Three Months Ended September 30, 2020 2019 Proceeds from sales and calls $ — $ 4,460 Gross realized gains — 106 The income tax provision related to the net realized gains amounted to $22 three September 30, 2019. The amortized cost and fair values of debt securities at September 30, 2020, may not Available-for-Sale Amortized Cost Estimated Fair Value Due in one year or less $ 6,532 $ 6,558 Due after one year through five years 17,026 17,611 Due after five years through ten years 15,159 15,865 Due after ten years 32,707 34,992 Total 71,424 75,026 U.S. Government-sponsored mortgage-backed and related securities 60,016 61,877 Total available-for-sale securities $ 131,440 $ 136,903 Held-to-Maturity Due after five years through ten years $ 373 $ 397 Due after ten years 3,068 3,337 Total held-to-maturity securities $ 3,441 $ 3,734 The following table summarizes the securities with unrealized losses at September 30, 2020 June 30, 2020, Less than 12 Months 12 Months or more Total Available-for-sale Fair Unrealized Fair Unrealized Fair Unrealized September 30 , 20 20 Obligations of states and political subdivisions $ 1,061 $ (12 ) $ — $ — $ 1,061 $ (12 ) U.S. Government-sponsored mortgage-backed securities – residential 1,306 (10 ) — — 1,306 (10 ) U.S. Government-sponsored mortgage-backed securities- commercial 1,654 (4 ) — — 1,654 (4 ) U.S. Government-sponsored collateralized mortgage obligations - residential 1,263 (10 ) — — 1,263 (10 ) Total temporarily impaired $ 5,284 $ (36 ) $ — $ — $ 5,284 $ (36 ) Less than 12 Months 12 Months or more Total Available-for-sale Fair Unrealized Fair Unrealized Fair Unrealized June 30, 20 20 U.S. Government-sponsored mortgage-backed securities – residential — — 625 (4 ) 625 (4 ) U.S. Government-sponsored mortgage-backed securities – commercial 1,806 (2 ) — — 1,806 (2 ) U.S. Government-sponsored collateralized mortgage obligations - residential 1,700 (12 ) — — 1,700 (12 ) Total temporarily impaired $ 3,506 $ (14 ) $ 625 $ (4 ) $ 4,131 $ (18 ) Management evaluates securities for other-than-temporary impairment (OTTI) on a quarterly basis, and more frequently when economic or market conditions warrant such an evaluation. The securities portfolio is evaluated for OTTI by segregating the portfolio into two 320, Accounting for Certain Investments in Debt and Equity Securities In determining OTTI under the ASC Topic 320 1 2 3 4 not The unrealized losses within the securities portfolio as of September 30, 2020 not not not not not

Note 4 - Loans

Note 4 - Loans	3 Months Ended
	Sep. 30, 2020
Notes to Financial Statements
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]	Note 4 – Loans Major classifications of loans were as follows: September 30, 2020 June 30, 2020 Commercial $ 176,838 $ 158,667 Commercial real estate: Construction 8,809 16,235 Other 239,613 229,029 1 – 4 Family residential real estate: Owner occupied 90,311 90,494 Non-owner occupied 19,907 19,370 Construction 5,860 9,344 Consumer 21,765 21,334 Subtotal 563,103 544,473 Net Deferred loan fees and costs (965 ) (1,612 ) Allowance for loan losses (5,767 ) (5,678 ) Net Loans $ 556,371 $ 537,183 The above table includes PPP loans of $68,788 September 30, 2020 $66,606 June 30, 2020 The following table presents the activity in the allowance for loan losses by portfolio segment for the three September 30, 2020: 1-4 Family Commercial Residential Real Real Commercial Estate Estate Consumer Total Allowance for loan losses: Beginning balance $ 947 $ 3,623 $ 989 $ 119 $ 5,678 Provision for loan losses 15 70 8 37 130 Loans charged-off (22 ) — — (44 ) (66 ) Recoveries — 1 — 24 25 Total ending allowance balance $ 940 $ 3,694 $ 997 $ 136 $ 5,767 The following table presents the activity in the allowance for loan losses by portfolio segment for the three September 30, 2019: 1-4 Family Commercial Residential Real Real Commercial Estate Estate Consumer Total Allowance for loan losses: Beginning balance $ 660 $ 2,575 $ 494 $ 59 $ 3,788 Provision for loan losses (11 ) 69 56 16 130 Loans charged-off — — — (16 ) (16 ) Recoveries — 1 — 6 7 Total ending allowance balance $ 649 $ 2,645 $ 550 $ 65 $ 3,909 The following table presents the balance in the allowance for loan losses and the recorded investment in loans by portfolio segment and based on impairment method as of September 30, 2020. $1,759 1-4 Family Commercial Residential Real Real Commercial Estate Estate Consumer Total Allowance for loan losses: Ending allowance balance attributable to loans: Individually evaluated for impairment $ 3 $ 5 $ — $ — $ 8 Acquired loans collectively evaluated for impairment — 103 89 — 192 Originated loans collectively evaluated for impairment 937 3,586 908 136 5,567 Total ending allowance balance $ 940 $ 3,694 $ 997 $ 136 $ 5,767 Recorded investment in loans: Loans individually evaluated for impairment $ 154 $ 1,031 $ 914 $ — $ 2,099 Acquired loans collectively evaluated for impairment 882 8,097 25,553 10,892 45,424 Originated loans collectively evaluated for impairment 175,283 239,667 90,513 10,911 516,374 Total ending loans balance $ 176,319 $ 248,795 $ 116,980 $ 21,803 $ 563,897 The following table presents the balance in the allowance for loan losses and the recorded investment in loans by portfolio segment and based on impairment method as of June 30, 2020. $1,936 1-4 Family Commercial Residential Real Real Commercial Estate Estate Consumer Total Allowance for loan losses: Ending allowance balance attributable to loans: Individually evaluated for impairment $ 28 $ 6 $ — $ — $ 34 Acquired loans collectively evaluated for impairment — 103 94 — 197 Originated loans collectively evaluated for impairment 919 3,514 895 119 5,447 Total ending allowance balance $ 947 $ 3,623 $ 989 $ 119 $ 5,678 Recorded investment in loans: Loans individually evaluated for impairment $ 179 $ 1,045 $ 699 $ — $ 1,923 Acquired loans collectively evaluated for impairment 1,095 8,072 27,252 12,550 48,969 Originated loans collectively evaluated for impairment 156,054 236,840 92,168 8,843 493,905 Total ending loans balance $ 157,328 $ 245,957 $ 120,119 $ 21,393 $ 544,797 The following table presents information related to unpaid principal balance, recorded investment and interest income associated with loans individually evaluated for impairment by class of loans as of September 30, 2020 three September 30, 2020: As of September 30, 2020 Three Months ended September 30, 2020 Unpaid Allowance for Loan Average Interest Cash Basis Principal Recorded Losses Recorded Income Interest Balance Investment Allocated Investment Recognized Recognized With no related allowance recorded: Commercial real estate: Other $ 913 $ 825 $ — $ 826 $ 1 $ 1 1-4 Family residential real estate: Owner occupied 830 689 — 539 6 6 Non-owner occupied 279 225 — 229 — — With an allowance recorded: Commercial 152 154 3 171 2 2 Commercial real estate: Other 205 206 5 206 3 3 Total $ 2,379 $ 2,099 $ 8 $ 1,971 $ 12 $ 12 The following table presents information related to unpaid principal balance, recorded investment and interest income associated with loans individually evaluated for impairment by class of loans as of June 30, 2020 three September 30, 2019: As of June 30, 2020 Three Months ended September 30, 2019 Unpaid Allowance for Loan Average Interest Cash Basis Principal Recorded Losses Recorded Income Interest Balance Investment Allocated Investment Recognized Recognized With no related allowance recorded: Commercial real estate: Other $ 922 $ 836 $ — $ 362 $ 86 $ 86 1-4 Family residential real estate: Owner occupied 604 463 — 39 7 7 Non-owner occupied 284 236 — 257 — — With an allowance recorded: Commercial 176 179 28 170 3 3 Commercial real estate: Other 209 209 6 220 3 3 Total $ 2,195 $ 1,923 $ 34 $ 1,048 $ 99 $ 99 The following table presents the recorded investment in non-accrual and loans past due over 90 September 30, 2020 June 30, 2020: September 30, 2020 June 30, 2020 Loans Past Due Loans Past Due Over 90 Days Over 90 Days Still Still Non-accrual Accruing Non-accrual Accruing Commercial $ — $ — $ 21 $ — Commercial real estate: Other 774 — 785 — 1 – 4 Family residential: Owner occupied 369 — 143 29 Non-owner occupied 226 — 236 — Consumer — — — 12 Total $ 1,369 $ — $ 1,185 $ 41 Non-accrual loans and loans past due 90 The following table presents the aging of the recorded investment in past due loans as of September 30, 2020 Days Past Due 30 - 59 60 - 89 90 Days or Total Loans Not Days Days Greater Past Due Past Due Total Commercial $ — $ — $ — $ — $ 176,319 $ 176,319 Commercial real estate: Construction — — — — 8,810 8,810 Other — — 629 629 239,356 239,985 1-4 Family residential: Owner occupied 234 — 369 603 90,498 91,101 Non-owner occupied — — — — 19,934 19,934 Construction — — — — 5,945 5,945 Consumer 105 16 — 121 21,682 21,803 Total $ 339 $ 16 $ 998 $ 1,353 $ 562,544 $ 563,897 The above table of past due loans includes the recorded investment in non-accrual loans of $998 90 $371 not The following table presents the aging of the recorded investment in past due loans as of June 30, 2020 Days Past Due 30 - 59 60 - 89 90 Days or Total Loans Not Days Days Greater Past Due Past Due Total Commercial $ — $ — $ 21 $ 21 $ 157,307 $ 157,328 Commercial real estate: Construction — — — — 16,241 16,241 Other — 2 628 630 229,086 229,716 1-4 Family residential: Owner occupied — — 172 172 91,102 91,274 Non-owner occupied — — — — 19,410 19,410 Construction — — — — 9,435 9,435 Consumer 127 49 12 188 21,205 21,393 Total $ 127 $ 51 $ 833 $ 1,011 $ 543,786 $ 544,797 The above table of past due loans includes the recorded investment in non-accrual loans of $2 60 89 $792 90 $391 not Troubled Debt Restructurings (TDR) : The Corporation has certain loans that have been modified in order to maximize collection of loan balances that are classified as TDRs. A modified loan is usually classified as a TDR if, for economic reasons, management grants a concession to the original terms and conditions of the loan to a borrower who is experiencing financial difficulties that it would not 19, March 22, 2020 not March 22, 2020, 90 90 19 not September 30, 2020, 19 438 $79,961 not October 31, 2020, 11 $473 As of September 30, 2020 June 30, 2020, $956 $974, September 30, 2020 2019, not September 30, 2020 June 30, 2020, $8 $12, During the three September 30, 2020 2019, no no three September 30, 2020 2019. There were no 12 three September 30, 2020 2019. 90 Credit Quality Indicators: The Corporation categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt such as: current financial information, historical payment experience, credit documentation, public information, current economic trends and other relevant information. The Corporation analyzes loans individually by classifying the loans as to credit risk. This analysis includes loans with a total outstanding loan relationship greater than $100 Special Mention. may Substandard. not Doubtful. Loans not not $100 1 4 not As of September 30, 2020 Special Not Pass Mention Substandard Doubtful Rated Commercial $ 171,905 $ 140 $ 3,992 $ — $ 282 Commercial real estate: Construction 8,810 — — — — Other 230,260 2,052 5,292 774 1,607 1-4 Family residential real estate: Owner occupied 2,307 — 334 — 88,460 Non-owner occupied 18,959 178 217 226 354 Construction 1,378 — — — 4,567 Consumer 119 — — — 21,684 Total $ 433,738 $ 2,370 $ 9,835 $ 1,000 $ 116,954 As of June 30, 2020, As of June 30, 2020 Special Not Pass Mention Substandard Doubtful Rated Commercial $ 152,911 $ 143 $ 3,979 $ 21 $ 274 Commercial real estate: Construction 16,241 — — — — Other 220,311 1,469 5,378 785 1,773 1-4 Family residential real estate: Owner occupied 2,419 — 334 — 88,521 Non-owner occupied 18,435 186 223 236 330 Construction 3,234 — — — 6,201 Consumer 153 — — — 21,240 Total $ 413,704 $ 1,798 $ 9,914 $ 1,042 $ 118,339

Note 5 - Fair Value

Note 5 - Fair Value	3 Months Ended
	Sep. 30, 2020
Notes to Financial Statements
Fair Value Disclosures [Text Block]	Note 5 - Fair Value Fair value is the exchange price that would be received for an asset or paid to transfer a liability (an exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. There are three may Level 1: Level 2: 1 not Level 3: Financial assets and financial liabilities measured at fair value on a recurring basis include the following: Securities available-for-sale: 1 not 2 not 3 Assets and liabilities measured at fair value on a recurring basis are summarized below, segregated by the level of the valuation inputs within the fair value hierarchy utilized to measure fair value: Fair Value Measurements at September 30, 2020 Using Balance at September 30, 2020 Level 1 Level 2 Level 3 Assets: U.S. Treasury $ 753 $ — $ 753 $ — Obligations of U.S. government-sponsored entities and agencies 10,252 — 10,252 — Obligations of states and political subdivisions 64,021 — 64,021 — U.S. Government-sponsored mortgage-backed securities – residential 46,118 — 46,118 — U.S. Government-sponsored mortgage-backed securities – commercial 7,981 — 7,981 — U.S. Government-sponsored collateralized mortgage obligations - residential 7,778 — 7,778 — Fair Value Measurements at June 30, 2020 Using Balance at June 30, 2020 Level 1 Level 2 Level 3 Assets: Securities available-for-sale: Obligations of U.S. Treasury $ 1,256 $ — $ 1,256 $ — Obligations of government-sponsored entities 10,532 — 10,532 — Obligations of states and political subdivisions 63,492 — 63,492 — U.S. Government-sponsored mortgage-backed securities - residential 50,156 — 50,156 — U.S. Government-sponsored mortgage-backed securities – commercial 8,497 — 8,497 — U.S. Government-sponsored collateralized mortgage obligations 9,985 — 9,985 — There were no 1 2 three September 30, 2020 2019. Certain assets and liabilities are measured at fair value on a non-recurring basis; that is, the instruments are not Impaired Loans: may 3 no September 30, 2020 June 30, 2020 no three September 30, 2020 September 30, 2019. Other Real Estate and Repossessed Assets Owned: no September 30, 2020 June 30, 2020. The following table shows the estimated fair values of financial instruments that are reported at amortized cost in the Corporation's consolidated balance sheets, segregated by the level of the valuation inputs within the fair value hierarchy utilized to measure fair value: September 30, 20 20 June 30, 20 20 Carrying Estimated Carrying Estimated Financial Assets: Level 1 inputs: Cash and cash equivalents $ 8,508 $ 8,508 $ 9,659 $ 9,659 Level 2 inputs: Certificates of deposit in other financial institutions 8,872 9,121 11,635 11,889 Loans held for sale 5,729 5,854 3,507 3,566 Accrued interest receivable 2,593 2,593 2,646 2,646 Level 3 inputs: Securities held-to-maturity 3,441 3,734 3,541 3,868 Loans, net 556,371 571,676 537,183 548,247 Financial Liabilities: Level 2 inputs: Demand and savings deposits 524,832 524,832 517,973 517,973 Time deposits 115,266 115,938 115,382 116,238 Short-term borrowings 8,414 8,414 6,943 6,943 Federal Home Loan Bank advances 30,899 31,261 31,161 31,571 Accrued interest payable 108 108 107 107

Note 6 - Earnings Per Share

Note 6 - Earnings Per Share	3 Months Ended
	Sep. 30, 2020
Notes to Financial Statements
Earnings Per Share [Text Block]	Note 6 – Earnings Per Share Basic earnings per share is the amount of earnings available to each share of common stock outstanding during the reporting period and is equal to net income divided by the weighted average number of shares outstanding during the period. Diluted earnings per share is the amount of earnings available to each share of common stock outstanding during the reporting period adjusted to include the effect of potentially dilutive common shares that may 11,461 three September 30, 2020. 4,062 three September 30, 2019. For the Three Months Ended September 30 , 20 20 201 9 Basic: Net income available to common shareholders $ 2,401 $ 1,503 Weighted average common shares outstanding 3,010,844 2,734,578 Basic income per share $ 0.80 $ 0.55 Diluted: Net income available to common shareholders $ 2,401 $ 1,503 Weighted average common shares outstanding 3,010,844 2,734,578 Dilutive effect of restricted stock — — Total common shares and dilutive potential common shares 3,010,844 2,734,578 Dilutive income per share $ 0.80 $ 0.55

Note 7 - Accumulated Other Comp

Note 7 - Accumulated Other Comprehensive Income (Loss)	3 Months Ended
	Sep. 30, 2020
Notes to Financial Statements
Comprehensive Income (Loss) Note [Text Block]	Note 7 –Accumulated Other Comprehensive Income (Loss) The components of other comprehensive income related to unrealized gains and losses on available-for-sale securities for the three September 30, 2020 2019, Pretax Tax Effect After-tax Affected Line Item in Consolidated Statements of Income Balance as of June 30, 2020 $ 5,393 $ (1,133 ) $ 4,260 Unrealized holding gain on available-for-sale securities arising during the period 70 (14 ) 56 (a)(b) Balance as of September 30, 2020 $ 5,463 $ (1,147 ) $ 4,316 Balance as of June 30, 2019 $ 1,982 $ (416 ) $ 1,566 Unrealized holding gain on available-for-sale securities arising during the period 818 (171 ) 647 Amounts reclassified from accumulated other comprehensive income (106 ) 22 (84 ) (a)(b) Net current period other comprehensive income 712 (149 ) 563 Balance after reclassification as of September 30, 2019 $ 2,694 $ (565 ) $ 2,129 (a) Securities (gains) losses, net (b) Income tax expense

Note 8 - COVID-19

Note 8 - COVID-19	3 Months Ended
	Sep. 30, 2020
COVID 19 [Member]
Notes to Financial Statements
Unusual or Infrequent Items, or Both, Disclosure [Text Block]	Note 8 – COVID- 19 In December 2019, March 11, 2020. may may 19,

Significant Accounting Policies

Significant Accounting Policies (Policies)	3 Months Ended
	Sep. 30, 2020
Accounting Policies [Abstract]
Nature of Operations [Policy Text Block]	Nature of Operations:
Basis of Accounting, Policy [Policy Text Block]	Basis of Presentation 10 not 10 June 30, 2020. not may The consolidated financial statements include the accounts of the Corporation and the Bank. All significant inter-company transactions and accounts have been eliminated in consolidation.
Segment Reporting, Policy [Policy Text Block]	Segment Information: one
Business Combinations Policy [Policy Text Block]	Acquisition:
Reclassification, Comparability Adjustment [Policy Text Block]	Reclassifications: no
New Accounting Pronouncements, Policy [Policy Text Block]	Recently Issued Accounting Pronouncements Not June 2016, 2016 13, 326 326 2016 13 2016 13 December 15, 2019. December 15, 2018, July 2019, January 2023 October 16, 2019, December 15, 2022

Note 2 - Acquisition (Tables)

Note 2 - Acquisition (Tables)	3 Months Ended
	Sep. 30, 2020
Notes Tables
Schedule of Recognized Identified Assets Acquired and Liabilities Assumed [Table Text Block]	Consideration Paid $ 10,405 Net assets acquired: Cash and cash equivalents $ 833 Certificates of deposit in other financial institutions 11,839 Securities, available-for-sale 4,051 Federal bank and other restricted stocks, at cost 154 Loans, net 55,320 Premises and equipment 818 Core deposit intangible 270 Accrued interest receivable and other assets 140 Noninterest-bearing deposits (11,979 ) Interest-bearing deposits (48,872 ) Federal funds purchased (2,348 ) Federal Home Loan Bank advances (491 ) Other liabilities (166 ) Total net assets acquired 9,569 Goodwill $ 836

Note 3 - Securities (Tables)

Note 3 - Securities (Tables)	3 Months Ended
	Sep. 30, 2020
Notes Tables
Marketable Securities [Table Text Block]	Available –for-Sale Amortized Gross Gross Fair September 30, 2020 U.S. Treasury $ 749 $ 4 $ — $ 753 Obligations of U.S. government-sponsored entities and agencies 9,880 372 — 10,252 Obligations of state and political subdivisions 60,795 3,238 (12 ) 64,021 U.S. Government-sponsored mortgage-backed securities–residential 44,540 1,588 (10 ) 46,118 U.S. Government-sponsored mortgage-backed securities– commercial 7,913 72 (4 ) 7,981 U.S. Government-sponsored collateralized mortgage obligations– residential 7,563 225 (10 ) 7,778 Total available-for-sale securities $ 131,440 $ 5,499 $ (36 ) $ 136,903 Held-to-Maturity Amortized Gross Gross Losses Fair September 30, 2020 Obligations of state and political subdivisions $ 3,441 $ 293 $ — $ 3,734 Total held-to-maturity securities $ 3,441 $ 293 $ — $ 3,734 Available–for-Sale Amortized Gross Gross Fair June 30, 20 20 U.S. Treasury $ 1,248 $ 8 $ — $ 1,256 Obligations of U.S. government-sponsored entities and agencies 10,133 399 — 10,532 Obligations of state and political subdivisions 60,343 3,149 — 63,492 U.S. government-sponsored mortgage-backed securities - residential 48,645 1,515 (4 ) 50,156 U.S. government-sponsored mortgage-backed securities - commercial 8,444 55 (2 ) 8,497 U.S. government-sponsored collateralized mortgage obligations - residential 9,712 285 (12 ) 9,985 Total available-for-sale securities $ 138,525 $ 5,411 $ (18 ) $ 143,918 Held-to-Maturity Amortized Gross Gross Fair June 30, 20 20 Obligations of state and political subdivisions $ 3,541 $ 327 $ — $ 3,868 Total held-to-maturity securities $ 3,541 $ 327 $ — $ 3,868
Schedule of Realized Gain (Loss) [Table Text Block]	Three Months Ended September 30, 2020 2019 Proceeds from sales and calls $ — $ 4,460 Gross realized gains — 106
Investments Classified by Contractual Maturity Date [Table Text Block]	Available-for-Sale Amortized Cost Estimated Fair Value Due in one year or less $ 6,532 $ 6,558 Due after one year through five years 17,026 17,611 Due after five years through ten years 15,159 15,865 Due after ten years 32,707 34,992 Total 71,424 75,026 U.S. Government-sponsored mortgage-backed and related securities 60,016 61,877 Total available-for-sale securities $ 131,440 $ 136,903 Held-to-Maturity Due after five years through ten years $ 373 $ 397 Due after ten years 3,068 3,337 Total held-to-maturity securities $ 3,441 $ 3,734
Schedule of Unrealized Loss on Investments [Table Text Block]	Less than 12 Months 12 Months or more Total Available-for-sale Fair Unrealized Fair Unrealized Fair Unrealized September 30 , 20 20 Obligations of states and political subdivisions $ 1,061 $ (12 ) $ — $ — $ 1,061 $ (12 ) U.S. Government-sponsored mortgage-backed securities – residential 1,306 (10 ) — — 1,306 (10 ) U.S. Government-sponsored mortgage-backed securities- commercial 1,654 (4 ) — — 1,654 (4 ) U.S. Government-sponsored collateralized mortgage obligations - residential 1,263 (10 ) — — 1,263 (10 ) Total temporarily impaired $ 5,284 $ (36 ) $ — $ — $ 5,284 $ (36 ) Less than 12 Months 12 Months or more Total Available-for-sale Fair Unrealized Fair Unrealized Fair Unrealized June 30, 20 20 U.S. Government-sponsored mortgage-backed securities – residential — — 625 (4 ) 625 (4 ) U.S. Government-sponsored mortgage-backed securities – commercial 1,806 (2 ) — — 1,806 (2 ) U.S. Government-sponsored collateralized mortgage obligations - residential 1,700 (12 ) — — 1,700 (12 ) Total temporarily impaired $ 3,506 $ (14 ) $ 625 $ (4 ) $ 4,131 $ (18 )

Note 4 - Loans (Tables)

Note 4 - Loans (Tables)	3 Months Ended
	Sep. 30, 2020
Notes Tables
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	September 30, 2020 June 30, 2020 Commercial $ 176,838 $ 158,667 Commercial real estate: Construction 8,809 16,235 Other 239,613 229,029 1 – 4 Family residential real estate: Owner occupied 90,311 90,494 Non-owner occupied 19,907 19,370 Construction 5,860 9,344 Consumer 21,765 21,334 Subtotal 563,103 544,473 Net Deferred loan fees and costs (965 ) (1,612 ) Allowance for loan losses (5,767 ) (5,678 ) Net Loans $ 556,371 $ 537,183
Financing Receivable, Allowance for Credit Loss [Table Text Block]	1-4 Family Commercial Residential Real Real Commercial Estate Estate Consumer Total Allowance for loan losses: Beginning balance $ 947 $ 3,623 $ 989 $ 119 $ 5,678 Provision for loan losses 15 70 8 37 130 Loans charged-off (22 ) — — (44 ) (66 ) Recoveries — 1 — 24 25 Total ending allowance balance $ 940 $ 3,694 $ 997 $ 136 $ 5,767 1-4 Family Commercial Residential Real Real Commercial Estate Estate Consumer Total Allowance for loan losses: Beginning balance $ 660 $ 2,575 $ 494 $ 59 $ 3,788 Provision for loan losses (11 ) 69 56 16 130 Loans charged-off — — — (16 ) (16 ) Recoveries — 1 — 6 7 Total ending allowance balance $ 649 $ 2,645 $ 550 $ 65 $ 3,909 1-4 Family Commercial Residential Real Real Commercial Estate Estate Consumer Total Allowance for loan losses: Ending allowance balance attributable to loans: Individually evaluated for impairment $ 3 $ 5 $ — $ — $ 8 Acquired loans collectively evaluated for impairment — 103 89 — 192 Originated loans collectively evaluated for impairment 937 3,586 908 136 5,567 Total ending allowance balance $ 940 $ 3,694 $ 997 $ 136 $ 5,767 Recorded investment in loans: Loans individually evaluated for impairment $ 154 $ 1,031 $ 914 $ — $ 2,099 Acquired loans collectively evaluated for impairment 882 8,097 25,553 10,892 45,424 Originated loans collectively evaluated for impairment 175,283 239,667 90,513 10,911 516,374 Total ending loans balance $ 176,319 $ 248,795 $ 116,980 $ 21,803 $ 563,897 1-4 Family Commercial Residential Real Real Commercial Estate Estate Consumer Total Allowance for loan losses: Ending allowance balance attributable to loans: Individually evaluated for impairment $ 28 $ 6 $ — $ — $ 34 Acquired loans collectively evaluated for impairment — 103 94 — 197 Originated loans collectively evaluated for impairment 919 3,514 895 119 5,447 Total ending allowance balance $ 947 $ 3,623 $ 989 $ 119 $ 5,678 Recorded investment in loans: Loans individually evaluated for impairment $ 179 $ 1,045 $ 699 $ — $ 1,923 Acquired loans collectively evaluated for impairment 1,095 8,072 27,252 12,550 48,969 Originated loans collectively evaluated for impairment 156,054 236,840 92,168 8,843 493,905 Total ending loans balance $ 157,328 $ 245,957 $ 120,119 $ 21,393 $ 544,797
Impaired Financing Receivables [Table Text Block]	As of September 30, 2020 Three Months ended September 30, 2020 Unpaid Allowance for Loan Average Interest Cash Basis Principal Recorded Losses Recorded Income Interest Balance Investment Allocated Investment Recognized Recognized With no related allowance recorded: Commercial real estate: Other $ 913 $ 825 $ — $ 826 $ 1 $ 1 1-4 Family residential real estate: Owner occupied 830 689 — 539 6 6 Non-owner occupied 279 225 — 229 — — With an allowance recorded: Commercial 152 154 3 171 2 2 Commercial real estate: Other 205 206 5 206 3 3 Total $ 2,379 $ 2,099 $ 8 $ 1,971 $ 12 $ 12 As of June 30, 2020 Three Months ended September 30, 2019 Unpaid Allowance for Loan Average Interest Cash Basis Principal Recorded Losses Recorded Income Interest Balance Investment Allocated Investment Recognized Recognized With no related allowance recorded: Commercial real estate: Other $ 922 $ 836 $ — $ 362 $ 86 $ 86 1-4 Family residential real estate: Owner occupied 604 463 — 39 7 7 Non-owner occupied 284 236 — 257 — — With an allowance recorded: Commercial 176 179 28 170 3 3 Commercial real estate: Other 209 209 6 220 3 3 Total $ 2,195 $ 1,923 $ 34 $ 1,048 $ 99 $ 99
Financing Receivable, Past Due [Table Text Block]	September 30, 2020 June 30, 2020 Loans Past Due Loans Past Due Over 90 Days Over 90 Days Still Still Non-accrual Accruing Non-accrual Accruing Commercial $ — $ — $ 21 $ — Commercial real estate: Other 774 — 785 — 1 – 4 Family residential: Owner occupied 369 — 143 29 Non-owner occupied 226 — 236 — Consumer — — — 12 Total $ 1,369 $ — $ 1,185 $ 41 Days Past Due 30 - 59 60 - 89 90 Days or Total Loans Not Days Days Greater Past Due Past Due Total Commercial $ — $ — $ — $ — $ 176,319 $ 176,319 Commercial real estate: Construction — — — — 8,810 8,810 Other — — 629 629 239,356 239,985 1-4 Family residential: Owner occupied 234 — 369 603 90,498 91,101 Non-owner occupied — — — — 19,934 19,934 Construction — — — — 5,945 5,945 Consumer 105 16 — 121 21,682 21,803 Total $ 339 $ 16 $ 998 $ 1,353 $ 562,544 $ 563,897 Days Past Due 30 - 59 60 - 89 90 Days or Total Loans Not Days Days Greater Past Due Past Due Total Commercial $ — $ — $ 21 $ 21 $ 157,307 $ 157,328 Commercial real estate: Construction — — — — 16,241 16,241 Other — 2 628 630 229,086 229,716 1-4 Family residential: Owner occupied — — 172 172 91,102 91,274 Non-owner occupied — — — — 19,410 19,410 Construction — — — — 9,435 9,435 Consumer 127 49 12 188 21,205 21,393 Total $ 127 $ 51 $ 833 $ 1,011 $ 543,786 $ 544,797
Financing Receivable Credit Quality Indicators [Table Text Block]	As of September 30, 2020 Special Not Pass Mention Substandard Doubtful Rated Commercial $ 171,905 $ 140 $ 3,992 $ — $ 282 Commercial real estate: Construction 8,810 — — — — Other 230,260 2,052 5,292 774 1,607 1-4 Family residential real estate: Owner occupied 2,307 — 334 — 88,460 Non-owner occupied 18,959 178 217 226 354 Construction 1,378 — — — 4,567 Consumer 119 — — — 21,684 Total $ 433,738 $ 2,370 $ 9,835 $ 1,000 $ 116,954 As of June 30, 2020 Special Not Pass Mention Substandard Doubtful Rated Commercial $ 152,911 $ 143 $ 3,979 $ 21 $ 274 Commercial real estate: Construction 16,241 — — — — Other 220,311 1,469 5,378 785 1,773 1-4 Family residential real estate: Owner occupied 2,419 — 334 — 88,521 Non-owner occupied 18,435 186 223 236 330 Construction 3,234 — — — 6,201 Consumer 153 — — — 21,240 Total $ 413,704 $ 1,798 $ 9,914 $ 1,042 $ 118,339

Note 5 - Fair Value (Tables)

Note 5 - Fair Value (Tables)	3 Months Ended
	Sep. 30, 2020
Notes Tables
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block]	Fair Value Measurements at September 30, 2020 Using Balance at September 30, 2020 Level 1 Level 2 Level 3 Assets: U.S. Treasury $ 753 $ — $ 753 $ — Obligations of U.S. government-sponsored entities and agencies 10,252 — 10,252 — Obligations of states and political subdivisions 64,021 — 64,021 — U.S. Government-sponsored mortgage-backed securities – residential 46,118 — 46,118 — U.S. Government-sponsored mortgage-backed securities – commercial 7,981 — 7,981 — U.S. Government-sponsored collateralized mortgage obligations - residential 7,778 — 7,778 — Fair Value Measurements at June 30, 2020 Using Balance at June 30, 2020 Level 1 Level 2 Level 3 Assets: Securities available-for-sale: Obligations of U.S. Treasury $ 1,256 $ — $ 1,256 $ — Obligations of government-sponsored entities 10,532 — 10,532 — Obligations of states and political subdivisions 63,492 — 63,492 — U.S. Government-sponsored mortgage-backed securities - residential 50,156 — 50,156 — U.S. Government-sponsored mortgage-backed securities – commercial 8,497 — 8,497 — U.S. Government-sponsored collateralized mortgage obligations 9,985 — 9,985 —
Fair Value, by Balance Sheet Grouping [Table Text Block]	September 30, 20 20 June 30, 20 20 Carrying Estimated Carrying Estimated Financial Assets: Level 1 inputs: Cash and cash equivalents $ 8,508 $ 8,508 $ 9,659 $ 9,659 Level 2 inputs: Certificates of deposit in other financial institutions 8,872 9,121 11,635 11,889 Loans held for sale 5,729 5,854 3,507 3,566 Accrued interest receivable 2,593 2,593 2,646 2,646 Level 3 inputs: Securities held-to-maturity 3,441 3,734 3,541 3,868 Loans, net 556,371 571,676 537,183 548,247 Financial Liabilities: Level 2 inputs: Demand and savings deposits 524,832 524,832 517,973 517,973 Time deposits 115,266 115,938 115,382 116,238 Short-term borrowings 8,414 8,414 6,943 6,943 Federal Home Loan Bank advances 30,899 31,261 31,161 31,571 Accrued interest payable 108 108 107 107

Note 6 - Earnings Per Share (Ta

Note 6 - Earnings Per Share (Tables)	3 Months Ended
	Sep. 30, 2020
Notes Tables
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	For the Three Months Ended September 30 , 20 20 201 9 Basic: Net income available to common shareholders $ 2,401 $ 1,503 Weighted average common shares outstanding 3,010,844 2,734,578 Basic income per share $ 0.80 $ 0.55 Diluted: Net income available to common shareholders $ 2,401 $ 1,503 Weighted average common shares outstanding 3,010,844 2,734,578 Dilutive effect of restricted stock — — Total common shares and dilutive potential common shares 3,010,844 2,734,578 Dilutive income per share $ 0.80 $ 0.55

Note 7 - Accumulated Other Co_2

Note 7 - Accumulated Other Comprehensive Income (Loss) (Tables)	3 Months Ended
	Sep. 30, 2020
Notes Tables
Schedule of Accumulated Other Comprehensive Income (Loss) [Table Text Block]	Pretax Tax Effect After-tax Affected Line Item in Consolidated Statements of Income Balance as of June 30, 2020 $ 5,393 $ (1,133 ) $ 4,260 Unrealized holding gain on available-for-sale securities arising during the period 70 (14 ) 56 (a)(b) Balance as of September 30, 2020 $ 5,463 $ (1,147 ) $ 4,316 Balance as of June 30, 2019 $ 1,982 $ (416 ) $ 1,566 Unrealized holding gain on available-for-sale securities arising during the period 818 (171 ) 647 Amounts reclassified from accumulated other comprehensive income (106 ) 22 (84 ) (a)(b) Net current period other comprehensive income 712 (149 ) 563 Balance after reclassification as of September 30, 2019 $ 2,694 $ (565 ) $ 2,129

Note 1 - Summary of Significa_2

Note 1 - Summary of Significant Accounting Policies (Details Textual)	3 Months Ended
	Sep. 30, 2020
Number of Reportable Segments	1

Note 2 - Acquisition (Details T

Note 2 - Acquisition (Details Textual) - USD ($) $ in Thousands	Jan. 01, 2020	Dec. 31, 2019	Jun. 30, 2020
Core Deposits [Member]
Finite-Lived Intangible Asset, Useful Life (Year)		10 years
Peoples Bancorp of Mt. Pleasant, Inc. [Member]
Business Combination, Consideration Transferred, Total	$ 10,405
Business Acquisition, Equity Interest Issued or Issuable, Number of Shares (in shares)	269,920
Payments to Acquire Businesses, Gross	$ 5,128
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Assets, Total		$ 72,016
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Loans		55,273
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Deposits		$ 60,826
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Loans, Credit-related Adjustment	(890)
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Loans, Non-credit-related Adjustments	$ 937
Business Combination, Acquisition Related Costs			$ 827
Business Combination, Acquisition Related Costs, Net of Tax			$ 680

Note 2 - Acquisition - Assets A

Note 2 - Acquisition - Assets Acquired and Liabilities Assumed (Details) - USD ($) $ in Thousands	Jan. 01, 2020	Sep. 30, 2020	Jun. 30, 2020
Goodwill		$ 836	$ 836
Peoples Bancorp of Mt. Pleasant, Inc. [Member]
Business Combination, Consideration Transferred, Total	$ 10,405
Cash and cash equivalents	833
Certificates of deposit in other financial institutions	11,839
Securities, available-for-sale	4,051
Federal bank and other restricted stocks, at cost	154
Loans, net	55,320
Premises and equipment	818
Core deposit intangible	270
Accrued interest receivable and other assets	140
Noninterest-bearing deposits	(11,979)
Interest-bearing deposits	(48,872)
Federal funds purchased	(2,348)
Federal Home Loan Bank advances	(491)
Other liabilities	(166)
Total net assets acquired	9,569
Goodwill	$ 836

Note 3 - Securities (Details Te

Note 3 - Securities (Details Textual) $ in Thousands	3 Months Ended
	Sep. 30, 2019USD ($)
Available-for-sale Securities Income Tax Provision on Gross Realized Gains	$ 22

Note 3 - Securities - Amortized

Note 3 - Securities - Amortized Cost and Fair Value of Securities Available-for-sale and Securities Held-to-maturity (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Jun. 30, 2020
Available-for-sale securities, amortized cost	$ 131,440	$ 138,525
Available-for-sale securities, gross unrealized gains	5,499	5,411
Available-for-sale securities, gross unrealized losses	(36)	(18)
Available-for-sale securities, fair value	136,903	143,918
Held-to-maturity, amortized cost	3,441	3,541
Held-to-maturity, gross unrecognized gains	293	327
Held-to-maturity, gross unrecognized losses
Held-to-maturity, fair value	3,734	3,868
US Treasury Securities [Member]
Available-for-sale securities, amortized cost	749	1,248
Available-for-sale securities, gross unrealized gains	4	8
Available-for-sale securities, gross unrealized losses
Available-for-sale securities, fair value	753	1,256
US States and Political Subdivisions Debt Securities [Member]
Available-for-sale securities, amortized cost	60,795	60,343
Available-for-sale securities, gross unrealized gains	3,238	3,149
Available-for-sale securities, gross unrealized losses	(12)
Available-for-sale securities, fair value	64,021	63,492
Held-to-maturity, amortized cost	3,441	3,541
Held-to-maturity, gross unrecognized gains	293	327
Held-to-maturity, gross unrecognized losses
Held-to-maturity, fair value	3,734	3,868
US Government-sponsored Enterprises Debt Securities [Member]
Available-for-sale securities, amortized cost	9,880	10,133
Available-for-sale securities, gross unrealized gains	372	399
Available-for-sale securities, gross unrealized losses
Available-for-sale securities, fair value	10,252	10,532
Residential Mortgage Backed Securities [Member]
Available-for-sale securities, amortized cost	44,540	48,645
Available-for-sale securities, gross unrealized gains	1,588	1,515
Available-for-sale securities, gross unrealized losses	(10)	(4)
Available-for-sale securities, fair value	46,118	50,156
Commercial Mortgage Backed Securities [Member]
Available-for-sale securities, amortized cost	7,913	8,444
Available-for-sale securities, gross unrealized gains	72	55
Available-for-sale securities, gross unrealized losses	(4)	(2)
Available-for-sale securities, fair value	7,981	8,497
Collateralized Mortgage Obligations [Member]
Available-for-sale securities, amortized cost	7,563	9,712
Available-for-sale securities, gross unrealized gains	225	285
Available-for-sale securities, gross unrealized losses	(10)	(12)
Available-for-sale securities, fair value	$ 7,778	$ 9,985

Note 3 - Securities - Proceeds

Note 3 - Securities - Proceeds From Sales and Calls of Available-for-sale Securities (Details) - USD ($) $ in Thousands	3 Months Ended
	Sep. 30, 2020	Sep. 30, 2019
Proceeds from sales and calls		$ 4,460
Gross realized gains		$ 106

Note 3 - Securities - Amortiz_2

Note 3 - Securities - Amortized Cost and Fair Values of Debt Securities by Contractual Maturity (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Jun. 30, 2020
Available-for-sale Securities, Debt Maturities, Next Twelve Months, Amortized Cost Basis	$ 6,532
Available-for-sale Securities, Debt Maturities, Next Twelve Months, Fair Value	6,558
Available-for-sale Securities, Debt Maturities, Year Two Through Five, Amortized Cost Basis	17,026
Available-for-sale Securities, Debt Maturities, Year Two Through Five, Fair Value	17,611
Available-for-sale Securities, Debt Maturities, Year Six Through Ten, Amortized Cost Basis	15,159
Available-for-sale Securities, Debt Maturities, Year Six Through Ten, Fair Value	15,865
Available-for-sale Securities, Debt Maturities, after Ten Years, Amortized Cost Basis	32,707
Available-for-sale Securities, Debt Maturities, after Ten Years, Fair Value	34,992
Available-for-sale Securities, Debt Maturities, Single Maturity Date, Amortized Cost Basis	71,424
Available-for-sale Securities, Debt Maturities, Single Maturity Date	75,026
Available-for-sale securities, Amortized Cost Basis	131,440	$ 138,525
Total available-for-sale securities	136,903	143,918
Held-to-maturity Securities, Debt Maturities, after Five Through Ten Years, Net Carrying Amount	373
Held-to-maturity Securities, Debt Maturities, Year Five Through Ten, Fair Value	397
Held-to-maturity Securities, Debt Maturities, after Ten Years, Net Carrying Amount	3,068
Held-to-maturity Securities, Debt Maturities, after Ten Years, Fair Value	3,337
Total held-to-maturity securities	3,441	3,541
Held-to-maturity Securities, Fair Value	3,734	$ 3,868
U.S. Government-sponsored Mortgage-backed and Related Securities [Member]
Available-for-sale Securities, Debt Maturities, without Single Maturity Date, Amortized Cost Basis	60,016
Available-for-sale Securities, Debt Maturities, without Single Maturity Date, Fair Value	$ 61,877

Note 3 - Securities - Securitie

Note 3 - Securities - Securities With Unrealized and Unrecognized Losses (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Jun. 30, 2020
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	$ 5,284	$ 3,506
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Loss	(36)	(14)
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value		625
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Loss		(4)
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	5,284	4,131
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Loss	(36)	(18)
US States and Political Subdivisions Debt Securities [Member]
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	1,061
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Loss	(12)
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Loss
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	1,061
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Loss	(12)
Residential Mortgage Backed Securities [Member]
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	1,306
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Loss	(10)
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value		625
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Loss		(4)
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	1,306	625
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Loss	(10)	(4)
Commercial Mortgage Backed Securities [Member]
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	1,654	1,806
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Loss	(4)	(2)
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Loss
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	1,654	1,806
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Loss	(4)	(2)
Collateralized Mortgage Obligations [Member]
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	1,263	1,700
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Loss	(10)	(12)
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Loss
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	1,263	1,700
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Loss	$ (10)	$ (12)

Note 4 - Loans (Details Textual

Note 4 - Loans (Details Textual) $ in Thousands	3 Months Ended
	Sep. 30, 2020USD ($)	Sep. 30, 2019USD ($)	Oct. 31, 2020USD ($)	Jun. 30, 2020USD ($)
Loans and Leases Receivable, Gross, Total	$ 563,103			$ 544,473
Interest Receivable	1,759			1,936
Financing Receivable, Nonaccrual	$ 1,369			1,185
Financing Receivable, Number of Loans Deferred Under Loan Modification Program	438
Financing Receivable, Deferred Payments	$ 79,961
Financing Receivable, Troubled Debt Restructuring	956			974
Financing Receivable, Troubled Debt Restructuring, Commitment to Lend	0	$ 0
Troubled Debt Restructuring, Debtor, Subsequent Periods, Contingent Payments, Amount, Total	$ 8			12
Financing Receivable, Modifications, Number of Contracts	0	0
Financing Receivables, Impaired, Troubled Debt Restructuring, Write-down	$ 0	$ 0
Financing Receivable, Troubled Debt Restructuring, Subsequent Default, Number of Contracts	0	0
Threshold Amount of Loans Outstanding to Perform Credit Analysis	$ 100
Subsequent Event [Member]
Financing Receivable, Number of Loans Deferred Under Loan Modification Program			11
Financing Receivable, Deferred Payments			$ 473
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, Nonaccrual	998			792
Financial Asset, 60 to 89 Days Past Due [Member]
Financing Receivable, Nonaccrual				2
Commercial Portfolio Segment [Member]
Loans and Leases Receivable, Gross, Total	176,838			158,667
Financing Receivable, Nonaccrual				21
Commercial Portfolio Segment [Member] | SBA CARES Act Paycheck Protection Program [Member]
Loans and Leases Receivable, Gross, Total	68,788			66,606
Non-accrual Loans [Member]
Financing Receivable, Nonaccrual	$ 371			$ 391

Note 4 - Loans - Major Classifi

Note 4 - Loans - Major Classifications (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Jun. 30, 2020	Sep. 30, 2019	Jun. 30, 2019
Loans and Leases Receivable, Gross, Total	$ 563,103	$ 544,473
Net Deferred loan fees and costs	(965)	(1,612)
Allowance for loan losses	(5,767)	(5,678)	$ (3,909)	$ (3,788)
Net loans	556,371	537,183
Commercial Portfolio Segment [Member]
Loans and Leases Receivable, Gross, Total	176,838	158,667
Allowance for loan losses	(940)	(947)	(649)	(660)
Commercial Real Estate Portfolio Segment [Member]
Allowance for loan losses	(3,694)	(3,623)	(2,645)	(2,575)
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans and Leases Receivable, Gross, Total	8,809	16,235
Commercial Real Estate Portfolio Segment [Member] | Other Commercial Real Estate Loans [Member]
Loans and Leases Receivable, Gross, Total	239,613	229,029
Residential Portfolio Segment [Member]
Allowance for loan losses	(997)	(989)	(550)	(494)
Residential Portfolio Segment [Member] | Construction Loans [Member]
Loans and Leases Receivable, Gross, Total	5,860	9,344
Residential Portfolio Segment [Member] | Residential Real Estate Owner Occupied Loans [Member]
Loans and Leases Receivable, Gross, Total	90,311	90,494
Residential Portfolio Segment [Member] | Residential Real Estate Non-owner Occupied Loans [Member]
Loans and Leases Receivable, Gross, Total	19,907	19,370
Consumer Portfolio Segment [Member]
Loans and Leases Receivable, Gross, Total	21,765	21,334
Allowance for loan losses	$ (136)	$ (119)	$ (65)	$ (59)

Note 4 - Loans - Allowance for

Note 4 - Loans - Allowance for Loan Losses by Portfolio Segment (Details) - USD ($) $ in Thousands	3 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Jun. 30, 2020
Beginning balance	$ 5,678	$ 3,788
Provision for loan losses	130	130
Loans charged-off	(66)	(16)
Recoveries	25	7
Total ending allowance balance	5,767	3,909
Individually evaluated for impairment			$ 8	$ 34
Total ending allowance balance	5,678	3,909	5,767	5,678
Loans individually evaluated for impairment			2,099	1,923
Total ending loans balance			563,897	544,797
Financial Asset Acquired [Member]
Collectively evaluated for impairment			192	197
Loans collectively evaluated for impairment			45,424	48,969
Financial Asset Originated [Member]
Collectively evaluated for impairment			5,567	5,447
Loans collectively evaluated for impairment			516,374	493,905
Commercial Portfolio Segment [Member]
Beginning balance	947	660
Provision for loan losses	15	(11)
Loans charged-off	(22)
Recoveries
Total ending allowance balance	940	649
Individually evaluated for impairment			3	28
Total ending allowance balance	940	649	940	947
Loans individually evaluated for impairment			154	179
Total ending loans balance			176,319	157,328
Commercial Portfolio Segment [Member] | Financial Asset Acquired [Member]
Collectively evaluated for impairment
Loans collectively evaluated for impairment			882	1,095
Commercial Portfolio Segment [Member] | Financial Asset Originated [Member]
Collectively evaluated for impairment			937	919
Loans collectively evaluated for impairment			175,283	156,054
Commercial Real Estate Portfolio Segment [Member]
Beginning balance	3,623	2,575
Provision for loan losses	70	69
Loans charged-off
Recoveries	1	1
Total ending allowance balance	3,694	2,645
Individually evaluated for impairment			5	6
Total ending allowance balance	3,694	2,645	3,694	3,623
Loans individually evaluated for impairment			1,031	1,045
Total ending loans balance			248,795	245,957
Commercial Real Estate Portfolio Segment [Member] | Financial Asset Acquired [Member]
Collectively evaluated for impairment			103	103
Loans collectively evaluated for impairment			8,097	8,072
Commercial Real Estate Portfolio Segment [Member] | Financial Asset Originated [Member]
Collectively evaluated for impairment			3,586	3,514
Loans collectively evaluated for impairment			239,667	236,840
Residential Portfolio Segment [Member]
Beginning balance	989	494
Provision for loan losses	8	56
Loans charged-off
Recoveries
Total ending allowance balance	997	550
Individually evaluated for impairment
Total ending allowance balance	997	550	997	989
Loans individually evaluated for impairment			914	699
Total ending loans balance			116,980	120,119
Residential Portfolio Segment [Member] | Financial Asset Acquired [Member]
Collectively evaluated for impairment			89	94
Loans collectively evaluated for impairment			25,553	27,252
Residential Portfolio Segment [Member] | Financial Asset Originated [Member]
Collectively evaluated for impairment			908	895
Loans collectively evaluated for impairment			90,513	92,168
Consumer Portfolio Segment [Member]
Beginning balance	119	59
Provision for loan losses	37	16
Loans charged-off	(44)	(16)
Recoveries	24	6
Total ending allowance balance	136	65
Individually evaluated for impairment
Total ending allowance balance	$ 136	$ 65	136	119
Loans individually evaluated for impairment
Total ending loans balance			21,803	21,393
Consumer Portfolio Segment [Member] | Financial Asset Acquired [Member]
Collectively evaluated for impairment
Loans collectively evaluated for impairment			10,892	12,550
Consumer Portfolio Segment [Member] | Financial Asset Originated [Member]
Collectively evaluated for impairment			136	119
Loans collectively evaluated for impairment			$ 10,911	$ 8,843

Note 4 - Loans - Impaired Loans

Note 4 - Loans - Impaired Loans (Details) - USD ($) $ in Thousands	3 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Jun. 30, 2020
Impaired Financing Receivable, Related Allowance	$ 8		$ 34
Impaired Financing Receivable, Unpaid Principal Balance	2,379		2,195
Impaired Financing Receivable, Recorded Investment	2,099		1,923
Impaired Financing Receivable, Average Recorded Investment	1,971	$ 1,048
Impaired Financing Receivable, Interest Income, Accrual Method	12	99
Impaired Financing Receivable, Interest Income, Cash Basis Method	12	99
Commercial Real Estate Portfolio Segment [Member] | Other Commercial Real Estate Loans [Member]
Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance	913		922
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	825		836
Impaired Financing Receivable, with No Related Allowance, Average Recorded Investment	826	362
Impaired Financing Receivable, with No Related Allowance, Interest Income, Accrual Method	1	86
Impaired Financing Receivable, with No Related Allowance, Interest Income, Cash Basis Method	1	86
Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance	205		209
Impaired Financing Receivable, with Related Allowance, Recorded Investment	206		209
Impaired Financing Receivable, Related Allowance	5		6
Impaired Financing Receivable, with Related Allowance, Average Recorded Investment	206	220
Impaired Financing Receivable, with Related Allowance, Interest Income, Accrual Method	3	3
Impaired Financing Receivable, with Related Allowance, Interest Income, Cash Basis Method	3	3
Residential Portfolio Segment [Member] | Residential Real Estate Owner Occupied Loans [Member]
Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance	830		604
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	689		463
Impaired Financing Receivable, with No Related Allowance, Average Recorded Investment	539	39
Impaired Financing Receivable, with No Related Allowance, Interest Income, Accrual Method	6	7
Impaired Financing Receivable, with No Related Allowance, Interest Income, Cash Basis Method	6	7
Residential Portfolio Segment [Member] | Residential Real Estate Non-owner Occupied Loans [Member]
Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance	279		284
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	225		236
Impaired Financing Receivable, with No Related Allowance, Average Recorded Investment	229	257
Impaired Financing Receivable, with No Related Allowance, Interest Income, Accrual Method
Impaired Financing Receivable, with No Related Allowance, Interest Income, Cash Basis Method
Commercial Portfolio Segment [Member]
Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance	152
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	154
Impaired Financing Receivable, with No Related Allowance, Average Recorded Investment	171
Impaired Financing Receivable, with No Related Allowance, Interest Income, Accrual Method	2
Impaired Financing Receivable, with No Related Allowance, Interest Income, Cash Basis Method	$ 2	3
Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance			176
Impaired Financing Receivable, with Related Allowance, Recorded Investment			179
Impaired Financing Receivable, Related Allowance			$ 28
Impaired Financing Receivable, with Related Allowance, Average Recorded Investment		170
Impaired Financing Receivable, with Related Allowance, Interest Income, Accrual Method		$ 3

Note 4 - Loans - Loans Past Due

Note 4 - Loans - Loans Past Due (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Jun. 30, 2020
Financing Receivable, Recorded Investment, Nonaccrual Status	$ 1,369	$ 1,185
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing		41
Financing Receivable, Recorded Investment, Past Due	1,353	1,011
Financing Receivable, Recorded Investment, Not Past Due	562,544	543,786
Financing Receivable, Recorded Investment, Total	563,897	544,797
Financial Asset, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due	339	127
Financial Asset, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Nonaccrual Status		2
Financing Receivable, Recorded Investment, Past Due	16	51
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Nonaccrual Status	998	792
Financing Receivable, Recorded Investment, Past Due	998	833
Commercial Portfolio Segment [Member]
Financing Receivable, Recorded Investment, Nonaccrual Status		21
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing
Financing Receivable, Recorded Investment, Past Due		21
Financing Receivable, Recorded Investment, Not Past Due	176,319	157,307
Financing Receivable, Recorded Investment, Total	176,319	157,328
Commercial Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due
Commercial Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due
Commercial Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due		21
Commercial Real Estate Portfolio Segment [Member]
Financing Receivable, Recorded Investment, Total	248,795	245,957
Commercial Real Estate Portfolio Segment [Member] | Other Commercial Real Estate Loans [Member]
Financing Receivable, Recorded Investment, Nonaccrual Status	774	785
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing
Financing Receivable, Recorded Investment, Past Due	629	630
Financing Receivable, Recorded Investment, Not Past Due	239,356	229,086
Financing Receivable, Recorded Investment, Total	239,985	229,716
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Financing Receivable, Recorded Investment, Past Due
Financing Receivable, Recorded Investment, Not Past Due	8,810	16,241
Financing Receivable, Recorded Investment, Total	8,810	16,241
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | Other Commercial Real Estate Loans [Member]
Financing Receivable, Recorded Investment, Past Due
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | Construction Loans [Member]
Financing Receivable, Recorded Investment, Past Due
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | Other Commercial Real Estate Loans [Member]
Financing Receivable, Recorded Investment, Past Due		2
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | Construction Loans [Member]
Financing Receivable, Recorded Investment, Past Due
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Other Commercial Real Estate Loans [Member]
Financing Receivable, Recorded Investment, Past Due	629	628
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Construction Loans [Member]
Financing Receivable, Recorded Investment, Past Due
Residential Portfolio Segment [Member]
Financing Receivable, Recorded Investment, Total	116,980	120,119
Residential Portfolio Segment [Member] | Construction Loans [Member]
Financing Receivable, Recorded Investment, Past Due
Financing Receivable, Recorded Investment, Not Past Due	5,945	9,435
Financing Receivable, Recorded Investment, Total	5,945	9,435
Residential Portfolio Segment [Member] | Residential Real Estate Owner Occupied Loans [Member]
Financing Receivable, Recorded Investment, Nonaccrual Status	369	143
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing		29
Financing Receivable, Recorded Investment, Past Due	603	172
Financing Receivable, Recorded Investment, Not Past Due	90,498	91,102
Financing Receivable, Recorded Investment, Total	91,101	91,274
Residential Portfolio Segment [Member] | Residential Real Estate Non-owner Occupied Loans [Member]
Financing Receivable, Recorded Investment, Nonaccrual Status	226	236
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing
Financing Receivable, Recorded Investment, Past Due
Financing Receivable, Recorded Investment, Not Past Due	19,934	19,410
Financing Receivable, Recorded Investment, Total	19,934	19,410
Residential Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | Construction Loans [Member]
Financing Receivable, Recorded Investment, Past Due
Residential Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | Residential Real Estate Owner Occupied Loans [Member]
Financing Receivable, Recorded Investment, Past Due	234
Residential Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | Residential Real Estate Non-owner Occupied Loans [Member]
Financing Receivable, Recorded Investment, Past Due
Residential Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | Construction Loans [Member]
Financing Receivable, Recorded Investment, Past Due
Residential Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | Residential Real Estate Owner Occupied Loans [Member]
Financing Receivable, Recorded Investment, Past Due
Residential Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | Residential Real Estate Non-owner Occupied Loans [Member]
Financing Receivable, Recorded Investment, Past Due
Residential Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Construction Loans [Member]
Financing Receivable, Recorded Investment, Past Due
Residential Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Residential Real Estate Owner Occupied Loans [Member]
Financing Receivable, Recorded Investment, Past Due	369	172
Residential Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Residential Real Estate Non-owner Occupied Loans [Member]
Financing Receivable, Recorded Investment, Past Due
Consumer Portfolio Segment [Member]
Financing Receivable, Recorded Investment, Nonaccrual Status
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing		12
Financing Receivable, Recorded Investment, Past Due	121	188
Financing Receivable, Recorded Investment, Not Past Due	21,682	21,205
Financing Receivable, Recorded Investment, Total	21,803	21,393
Consumer Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due	105	127
Consumer Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due	16	49
Consumer Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due		$ 12

Note 4 - Loans - Recorded Inves

Note 4 - Loans - Recorded Investment by Risk Category (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Jun. 30, 2020
Pass [Member]
Financing Receivable, Net	$ 433,738	$ 413,704
Special Mention [Member]
Financing Receivable, Net	2,370	1,798
Substandard [Member]
Financing Receivable, Net	9,835	9,914
Doubtful [Member]
Financing Receivable, Net	1,000	1,042
Not Rated [Member]
Financing Receivable, Net	116,954	118,339
Commercial Portfolio Segment [Member] | Pass [Member]
Financing Receivable, Net	171,905	152,911
Commercial Portfolio Segment [Member] | Special Mention [Member]
Financing Receivable, Net	140	143
Commercial Portfolio Segment [Member] | Substandard [Member]
Financing Receivable, Net	3,992	3,979
Commercial Portfolio Segment [Member] | Doubtful [Member]
Financing Receivable, Net		21
Commercial Portfolio Segment [Member] | Not Rated [Member]
Financing Receivable, Net	282	274
Commercial Real Estate Portfolio Segment [Member] | Pass [Member] | Construction Loans [Member]
Financing Receivable, Net	8,810	16,241
Commercial Real Estate Portfolio Segment [Member] | Pass [Member] | Other Commercial Real Estate Loans [Member]
Financing Receivable, Net	230,260	220,311
Commercial Real Estate Portfolio Segment [Member] | Special Mention [Member] | Construction Loans [Member]
Financing Receivable, Net
Commercial Real Estate Portfolio Segment [Member] | Special Mention [Member] | Other Commercial Real Estate Loans [Member]
Financing Receivable, Net	2,052	1,469
Commercial Real Estate Portfolio Segment [Member] | Substandard [Member] | Construction Loans [Member]
Financing Receivable, Net
Commercial Real Estate Portfolio Segment [Member] | Substandard [Member] | Other Commercial Real Estate Loans [Member]
Financing Receivable, Net	5,292	5,378
Commercial Real Estate Portfolio Segment [Member] | Doubtful [Member] | Construction Loans [Member]
Financing Receivable, Net
Commercial Real Estate Portfolio Segment [Member] | Doubtful [Member] | Other Commercial Real Estate Loans [Member]
Financing Receivable, Net	774	785
Commercial Real Estate Portfolio Segment [Member] | Not Rated [Member] | Construction Loans [Member]
Financing Receivable, Net
Commercial Real Estate Portfolio Segment [Member] | Not Rated [Member] | Other Commercial Real Estate Loans [Member]
Financing Receivable, Net	1,607	1,773
Residential Portfolio Segment [Member] | Pass [Member] | Construction Loans [Member]
Financing Receivable, Net	1,378	3,234
Residential Portfolio Segment [Member] | Pass [Member] | Residential Real Estate Owner Occupied Loans [Member]
Financing Receivable, Net	2,307	2,419
Residential Portfolio Segment [Member] | Pass [Member] | Residential Real Estate Non-owner Occupied Loans [Member]
Financing Receivable, Net	18,959	18,435
Residential Portfolio Segment [Member] | Special Mention [Member] | Construction Loans [Member]
Financing Receivable, Net
Residential Portfolio Segment [Member] | Special Mention [Member] | Residential Real Estate Owner Occupied Loans [Member]
Financing Receivable, Net
Residential Portfolio Segment [Member] | Special Mention [Member] | Residential Real Estate Non-owner Occupied Loans [Member]
Financing Receivable, Net	178	186
Residential Portfolio Segment [Member] | Substandard [Member] | Construction Loans [Member]
Financing Receivable, Net
Residential Portfolio Segment [Member] | Substandard [Member] | Residential Real Estate Owner Occupied Loans [Member]
Financing Receivable, Net	334	334
Residential Portfolio Segment [Member] | Substandard [Member] | Residential Real Estate Non-owner Occupied Loans [Member]
Financing Receivable, Net	217	223
Residential Portfolio Segment [Member] | Doubtful [Member] | Construction Loans [Member]
Financing Receivable, Net
Residential Portfolio Segment [Member] | Doubtful [Member] | Residential Real Estate Owner Occupied Loans [Member]
Financing Receivable, Net
Residential Portfolio Segment [Member] | Doubtful [Member] | Residential Real Estate Non-owner Occupied Loans [Member]
Financing Receivable, Net	226	236
Residential Portfolio Segment [Member] | Not Rated [Member] | Construction Loans [Member]
Financing Receivable, Net	4,567	6,201
Residential Portfolio Segment [Member] | Not Rated [Member] | Residential Real Estate Owner Occupied Loans [Member]
Financing Receivable, Net	88,460	88,521
Residential Portfolio Segment [Member] | Not Rated [Member] | Residential Real Estate Non-owner Occupied Loans [Member]
Financing Receivable, Net	354	330
Consumer Portfolio Segment [Member] | Pass [Member]
Financing Receivable, Net	119	153
Consumer Portfolio Segment [Member] | Special Mention [Member]
Financing Receivable, Net
Consumer Portfolio Segment [Member] | Substandard [Member]
Financing Receivable, Net
Consumer Portfolio Segment [Member] | Doubtful [Member]
Financing Receivable, Net
Consumer Portfolio Segment [Member] | Not Rated [Member]
Financing Receivable, Net	$ 21,684	$ 21,240

Note 5 - Fair Value (Details Te

Note 5 - Fair Value (Details Textual) - USD ($) $ in Thousands	3 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Jun. 30, 2020
Impaired Financing Receivable, Related Allowance	$ 8		$ 34
Other Real Estate Owned, Fair Value Disclosure	0		0
Fair Value, Nonrecurring [Member] | Impaired Loans [Member]
Impaired Financing Receivable, Related Allowance	0		$ 0
Allowance for Loan and Lease Losses, Period Increase (Decrease), Total	$ 0	$ 0

Note 5 - Fair Value - Assets an

Note 5 - Fair Value - Assets and Liabilities Measured at Fair Value on a Recurring Basis (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Jun. 30, 2020
Securities, available-for-sale	$ 136,903	$ 143,918
US Treasury Securities [Member]
Securities, available-for-sale	753	1,256
US Government-sponsored Enterprises Debt Securities [Member]
Securities, available-for-sale	10,252	10,532
US States and Political Subdivisions Debt Securities [Member]
Securities, available-for-sale	64,021	63,492
Residential Mortgage Backed Securities [Member]
Securities, available-for-sale	46,118	50,156
Commercial Mortgage Backed Securities [Member]
Securities, available-for-sale	7,981	8,497
Collateralized Mortgage Obligations [Member]
Securities, available-for-sale	7,778	9,985
Fair Value, Recurring [Member] | US Treasury Securities [Member]
Securities, available-for-sale	753	1,256
Fair Value, Recurring [Member] | US Treasury Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Securities, available-for-sale
Fair Value, Recurring [Member] | US Treasury Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Securities, available-for-sale	753	1,256
Fair Value, Recurring [Member] | US Treasury Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Securities, available-for-sale
Fair Value, Recurring [Member] | US Government-sponsored Enterprises Debt Securities [Member]
Securities, available-for-sale	10,252	10,532
Fair Value, Recurring [Member] | US Government-sponsored Enterprises Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Securities, available-for-sale
Fair Value, Recurring [Member] | US Government-sponsored Enterprises Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Securities, available-for-sale	10,252	10,532
Fair Value, Recurring [Member] | US Government-sponsored Enterprises Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Securities, available-for-sale
Fair Value, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member]
Securities, available-for-sale	64,021	63,492
Fair Value, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Securities, available-for-sale
Fair Value, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Securities, available-for-sale	64,021	63,492
Fair Value, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Securities, available-for-sale
Fair Value, Recurring [Member] | Residential Mortgage Backed Securities [Member]
Securities, available-for-sale	46,118	50,156
Fair Value, Recurring [Member] | Residential Mortgage Backed Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Securities, available-for-sale
Fair Value, Recurring [Member] | Residential Mortgage Backed Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Securities, available-for-sale	46,118	50,156
Fair Value, Recurring [Member] | Residential Mortgage Backed Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Securities, available-for-sale
Fair Value, Recurring [Member] | Commercial Mortgage Backed Securities [Member]
Securities, available-for-sale	7,981	8,497
Fair Value, Recurring [Member] | Commercial Mortgage Backed Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Securities, available-for-sale
Fair Value, Recurring [Member] | Commercial Mortgage Backed Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Securities, available-for-sale	7,981	8,497
Fair Value, Recurring [Member] | Commercial Mortgage Backed Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Securities, available-for-sale
Fair Value, Recurring [Member] | Collateralized Mortgage Obligations [Member]
Securities, available-for-sale	7,778
Fair Value, Recurring [Member] | Collateralized Mortgage Obligations [Member] | Fair Value, Inputs, Level 1 [Member]
Securities, available-for-sale
Fair Value, Recurring [Member] | Collateralized Mortgage Obligations [Member] | Fair Value, Inputs, Level 2 [Member]
Securities, available-for-sale	7,778
Fair Value, Recurring [Member] | Collateralized Mortgage Obligations [Member] | Fair Value, Inputs, Level 3 [Member]
Securities, available-for-sale
Fair Value, Recurring [Member] | Collateralized Debt Obligations [Member]
Securities, available-for-sale		9,985
Fair Value, Recurring [Member] | Collateralized Debt Obligations [Member] | Fair Value, Inputs, Level 1 [Member]
Securities, available-for-sale
Fair Value, Recurring [Member] | Collateralized Debt Obligations [Member] | Fair Value, Inputs, Level 2 [Member]
Securities, available-for-sale		9,985
Fair Value, Recurring [Member] | Collateralized Debt Obligations [Member] | Fair Value, Inputs, Level 3 [Member]
Securities, available-for-sale

Note 5 - Fair Value - Estimated

Note 5 - Fair Value - Estimated Fair Values of Financial Instruments (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Jun. 30, 2020
Held-to-maturity, fair value	$ 3,734	$ 3,868
Fair Value, Inputs, Level 1 [Member] | Reported Value Measurement [Member]
Cash and cash equivalents	8,508	9,659
Fair Value, Inputs, Level 1 [Member] | Estimate of Fair Value Measurement [Member]
Cash and cash equivalents	8,508	9,659
Fair Value, Inputs, Level 2 [Member] | Reported Value Measurement [Member]
Certificates of deposit in other financial institutions	8,872	11,635
Loans held for sale	5,729	3,507
Accrued interest receivable	2,593	2,646
Short-term borrowings	8,414	6,943
Federal Home Loan Bank advances	30,899	31,161
Accrued interest payable	108	107
Fair Value, Inputs, Level 2 [Member] | Reported Value Measurement [Member] | Demand and Savings Deposits [Member]
Demand and savings deposits	524,832	517,973
Fair Value, Inputs, Level 2 [Member] | Reported Value Measurement [Member] | Time Deposits [Member]
Demand and savings deposits	115,266	115,382
Fair Value, Inputs, Level 2 [Member] | Estimate of Fair Value Measurement [Member]
Certificates of deposit in other financial institutions	9,121	11,889
Loans held for sale	5,854	3,566
Accrued interest receivable	2,593	2,646
Short-term borrowings	8,414	6,943
Federal Home Loan Bank advances	31,261	31,571
Accrued interest payable	108	107
Fair Value, Inputs, Level 2 [Member] | Estimate of Fair Value Measurement [Member] | Demand and Savings Deposits [Member]
Demand and savings deposits	524,832	517,973
Fair Value, Inputs, Level 2 [Member] | Estimate of Fair Value Measurement [Member] | Time Deposits [Member]
Demand and savings deposits	115,938	116,238
Fair Value, Inputs, Level 3 [Member] | Reported Value Measurement [Member]
Held-to-maturity, fair value	3,441	3,541
Loans, net	556,371	537,183
Fair Value, Inputs, Level 3 [Member] | Estimate of Fair Value Measurement [Member]
Held-to-maturity, fair value	3,734	3,868
Loans, net	$ 571,676	$ 548,247

Note 6 - Earnings Per Share (De

Note 6 - Earnings Per Share (Details Textual) - shares	3 Months Ended
	Sep. 30, 2020	Sep. 30, 2019
Restricted Stock [Member]
Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount (in shares)	11,461	4,062

Note 6 - Earnings Per Share - S

Note 6 - Earnings Per Share - Schedule of Earnings Per Share, Basic and Diluted (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended
	Sep. 30, 2020	Sep. 30, 2019
Net income available to common shareholders	$ 2,401	$ 1,503
Weighted average common shares outstanding (in shares)	3,010,844	2,734,578
Basic income per share (in dollars per share)	$ 0.80	$ 0.55
Net income available to common shareholders	$ 2,401	$ 1,503
Dilutive effect of restricted stock (in shares)
Total common shares and dilutive potential common shares (in shares)	3,010,844	2,734,578
Dilutive income per share (in dollars per share)	$ 0.80	$ 0.55

Note 7 - Accumulated Other Co_3

Note 7 - Accumulated Other Comprehensive Income (Loss) - Components of Other Comprehensive Income (Loss) (Details) - USD ($) $ in Thousands		3 Months Ended
		Sep. 30, 2020		Sep. 30, 2019
Accumulated other comprehensive income (loss), before tax		$ 5,393		$ 1,982
Accumulated other comprehensive income (loss), tax		(1,133)		(416)
Accumulated other comprehensive income (loss), net		4,260		1,566
Unrealized holding gain on available-for-sale securities arising during the period, before tax		70	[1],[2]	818
Unrealized holding gain on available-for-sale securities arising during the period, tax		(14)	[1],[2]	(171)
Unrealized holding gain on available-for-sale securities arising during the period, net		56	[1],[2]	647
Amounts reclassified from accumulated other comprehensive income, before tax				(106)	[1],[2]
Amounts reclassified from accumulated other comprehensive income, tax	[1],[2]			22
Amounts reclassified from accumulated other comprehensive income, net	[1],[2]			(84)
Net current period other comprehensive income, before tax				712
Net current period other comprehensive income, tax				(149)
Other comprehensive income		56		563
Accumulated other comprehensive income (loss), before tax		5,463		2,694
Accumulated other comprehensive income (loss), tax		(1,147)		(565)
Accumulated other comprehensive income (loss), net		$ 4,316		$ 2,129
[1]	Income tax expense
[2]	Securities (gains) losses, net