Consumers Bancorp (CBKM) 10-Q 12 Nov 21 2021 Q1 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	3 Months Ended
	Sep. 30, 2021	Nov. 08, 2021
Document Information [Line Items]
Entity Central Index Key	0001006830
Entity Registrant Name	CONSUMERS BANCORP INC /OH/
Amendment Flag	false
Current Fiscal Year End Date	--06-30
Document Fiscal Period Focus	Q1
Document Fiscal Year Focus	2021
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Sep. 30, 2021
Document Transition Report	false
Entity File Number	033-79130
Entity Incorporation, State or Country Code	OH
Entity Tax Identification Number	34-1771400
Entity Address, Address Line One	614 East Lincoln Way, P.O. Box 256
Entity Address, City or Town	Minerva
Entity Address, State or Province	OH
Entity Address, Postal Zip Code	44657
City Area Code	330
Local Phone Number	868-7701
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Non-accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		3,048,671

Consolidated Balance Sheets (Cu

Consolidated Balance Sheets (Current Period Unaudited) - USD ($) $ in Thousands	Sep. 30, 2021	Jun. 30, 2021
ASSETS
Cash on hand and noninterest-bearing deposits in financial institutions	$ 10,104	$ 8,902
Federal funds sold and interest-bearing deposits in financial institutions	76,988	9,627
Total cash and cash equivalents	87,092	18,529
Certificates of deposit in other financial institutions	5,560	5,825
Securities, available-for-sale	245,414	207,760
Securities, held-to-maturity (fair value of $8,219 at September 30, 2021 and $8,352 at June 30, 2021)	7,896	7,996
Equity securities, at fair value	424	424
Federal bank and other restricted stocks, at cost	2,472	2,472
Loans held for sale	1,803	1,457
Total loans	577,161	566,427
Less allowance for loan losses	(6,677)	(6,471)
Net loans	570,484	559,956
Cash surrender value of life insurance	9,767	9,702
Premises and equipment, net	16,469	15,793
Goodwill	2,452	836
Core deposit intangible, net	513	229
Accrued interest receivable and other assets	3,540	2,825
Total assets	953,886	833,804
LIABILITIES
Noninterest-bearing demand	243,418	229,102
Interest bearing demand	145,686	127,447
Savings	338,502	282,761
Time	121,580	87,539
Total deposits	849,186	726,849
Short-term borrowings	10,773	12,203
Federal Home Loan Bank advances	16,300	18,050
Accrued interest and other liabilities	6,475	6,802
Total liabilities	882,734	763,904
Commitments and contingent liabilities
SHAREHOLDERS’ EQUITY
Preferred stock (no par value, 350,000 shares authorized, none outstanding)	0	0
Common stock (no par value, 8,500,000 shares authorized; 3,124,053 shares issued as of September 30, 2021 and June 30, 2021)	20,113	20,011
Retained earnings	49,844	47,663
Treasury stock, at cost (75,382 and 95,953 common shares as of September 30, 2021 and June 30, 2021, respectively)	(1,117)	(1,324)
Accumulated other comprehensive income	2,312	3,550
Total shareholders’ equity	71,152	69,900
Total liabilities and shareholders’ equity	$ 953,886	$ 833,804

Consolidated Balance Sheets (_2

Consolidated Balance Sheets (Current Period Unaudited) (Parentheticals) - USD ($) $ / shares in Thousands, $ in Thousands	Sep. 30, 2021	Jun. 30, 2021
Held-to-maturity securities, fair value	$ 8,219	$ 8,352
Preferred stock, par value (in dollars per share)	$ 0	$ 0
Preferred stock, shares authorized (in shares)	350,000	350,000
Common stock, par value (in dollars per share)	$ 0	$ 0
Common stock, shares authorized (in shares)	8,500,000	8,500,000
Common stock, shares issued (in shares)	3,124,053	3,124,053
Treasury stock, shares (in shares)	75,382	95,953

Consolidated Statements of Inco

Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Sep. 30, 2021	Sep. 30, 2020
Interest and dividend income
Loans, including fees	$ 7,068	$ 6,489
Securities, taxable	711	372
Securities, tax-exempt	478	420
Equity securities	8	0
Federal bank and other restricted stocks	20	18
Federal funds sold and other interest-bearing deposits	50	47
Total interest and dividend income	8,335	7,346
Interest expense
Deposits	296	577
Short-term borrowings	2	4
Federal Home Loan Bank advances	64	71
Total interest expense	362	652
Net interest income	7,973	6,694
Provision for loan losses	190	130
Net interest income after provision for loan losses	7,783	6,564
Noninterest income
Gain on sale of mortgage loans	258	236
Bank owned life insurance income	65	66
Other	83	76
Total noninterest income	1,273	1,141
Noninterest expenses
Salaries and employee benefits	3,247	2,691
Occupancy and equipment	708	640
Data processing expenses	214	186
Debit card processing expenses	268	238
Professional and director fees	344	237
FDIC assessments	84	61
Franchise taxes	133	109
Marketing and advertising	214	134
Telephone and network communications	114	84
Amortization of intangible	11	6
Other	495	413
Total noninterest expenses	5,832	4,799
Income before income taxes	3,224	2,906
Income tax expense	559	505
Net income	$ 2,665	$ 2,401
Basic and diluted earnings per share (in dollars per share)	$ 0.88	$ 0.80
Deposit Account [Member]
Noninterest income
Noninterest income (in scope of Topic 606)	$ 358	$ 307
Debit Card [Member]
Noninterest income
Noninterest income (in scope of Topic 606)	$ 509	$ 456

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Sep. 30, 2021	Sep. 30, 2020
Net income	$ 2,665	$ 2,401
Other comprehensive income, net of tax:
Unrealized holding gains (losses) on securities arising during the period, before tax	(1,566)	70
Income tax effect	328	(14)
Other comprehensive income (loss)	(1,238)	56
Total comprehensive income	$ 1,427	$ 2,457

Condensed Consolidated Statemen

Condensed Consolidated Statements of Changes In Shareholders' Equity (Unaudited) - USD ($) $ in Thousands	Common Stock [Member]	Retained Earnings [Member]	Treasury Stock [Member]	AOCI Attributable to Parent [Member]	Total
Balance at Jun. 30, 2020	$ 19,974	$ 40,460	$ (1,454)	$ 4,260	$ 63,240
Net income		2,401			2,401
Other comprehensive loss				56	56
Shares associated with stock awards	37		130		167
Cash dividends declared		(437)			(437)
Balance at Sep. 30, 2020	20,011	42,424	(1,324)	4,316	65,427
Balance at Jun. 30, 2021	20,011	47,663	(1,324)	3,550	69,900
Net income		2,665			2,665
Other comprehensive loss				(1,238)	(1,238)
Shares associated with stock awards	102		207		309
Cash dividends declared		(484)			(484)
Balance at Sep. 30, 2021	$ 20,113	$ 49,844	$ (1,117)	$ 2,312	$ 71,152

Condensed Consolidated Statem_2

Condensed Consolidated Statements of Changes In Shareholders' Equity (Unaudited) (Parentheticals) - $ / shares	3 Months Ended
	Sep. 30, 2021	Sep. 30, 2020
Shares associated with stock awards (in shares)	14,963	12,522
Common stock, dividends, per share, declared (in dollars per share)	$ 0.16	$ 0.145

Condensed Consolidated Statem_3

Condensed Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Sep. 30, 2021	Sep. 30, 2020
Cash flows from operating activities
Net cash from operating activities	$ 2,778	$ 1,041
Cash flow from investing activities
Purchases of securities, available-for-sale	(31,123)	(500)
Maturities, calls and principal pay downs of securities, available-for-sale	7,159	7,355
Principal pay downs of securities, held-to-maturity	100	100
Net decrease in certificate of deposit in other financial institutions	265	2,763
Net decrease (increase) in loans	9,225	(19,327)
Acquisition, net cash received	66,552	0
Premises and equipment purchases	(528)	(106)
Sale of other repossessed assets	0	8
Net cash from investing activities	51,650	(9,707)
Cash flow from financing activities
Net increase in deposit accounts	17,799	6,743
Net change in short-term borrowings	(1,430)	1,471
Proceeds from Federal Home Loan Bank advances	0	1,300
Repayments of Federal Home Loan Bank advances	(1,750)	(1,562)
Dividends paid	(484)	(437)
Net cash from financing activities	14,135	7,515
Increase (decrease) in cash or cash equivalents	68,563	(1,151)
Cash and cash equivalents, beginning of period	18,529	9,659
Cash and cash equivalents, end of period	87,092	8,508
Supplemental disclosure of cash flow information:
Interest	347	652
Federal income taxes	0	300
Non-cash items:
Issuance of treasury stock for stock awards	309	$ 167
Branch acquisition:
Goodwill	2,452
CFBank Branches [Member]
Branch acquisition:
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Current Assets, Marketable Securities	15,602
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Loans Receivable, Net	19,943
Premises and equipment	413
Goodwill	1,616
Core deposit intangible	295
Accrued interest receivable and other assets	216
Total noncash assets acquired	38,085
Deposits	104,538
Other liabilities	99
Total liabilities assumed	104,637
Net noncash assets acquired	$ (66,552)

Note 1 - Summary of Significant

Note 1 - Summary of Significant Accounting Policies	3 Months Ended
	Sep. 30, 2021
Notes to Financial Statements
Organization, Consolidation and Presentation of Financial Statements Disclosure and Significant Accounting Policies [Text Block]	Note 1 – Summary of Significant Accounting Policies Nature of Operations: Basis of Presentation 10 not 10 June 30, 2021. not may The consolidated financial statements include the accounts of the Corporation and the Bank. All significant inter-company transactions and accounts have been eliminated in consolidation. Segment Information: one Reclassifications: no Recently Issued Accounting Pronouncements Not June 2016, 2016 13, 326 326 2016 13 2016 13 December 15, 2019. December 15, 2018, July 2019, January 2023 October 16, 2019, December 15, 2022 one

Note 2 - Acquisition

Note 2 - Acquisition	3 Months Ended
	Sep. 30, 2021
Notes to Financial Statements
Business Combination Disclosure [Text Block]	Note 2 – Acquisition On July 16, 2021, two The following table summarizes the estimated fair values of the assets acquired and liabilities assumed by the Corporation at the date of acquisition. The core deposit intangible will be amortized over ten not Assets acquired: Cash and cash equivalents $ 515 Securities, available-for-sale 15,602 Loans 19,943 Premises and equipment 413 Core deposit intangible 295 Accrued interest receivable 216 Total assets acquired 36,984 Liabilities assumed: Noninterest-bearing deposits 10,535 Interest-bearing deposits 94,003 Other liabilities 99 Total liabilities assumed 104,637 Fair value of net liabilities assumed (67,653 ) Cash received 66,037 Goodwill $ 1,616 The acquired assets and liabilities were measured at estimated fair values. Management made certain estimates and exercised judgement in accounting for the acquisition. The fair value of loans was estimated using discounted contractual cash flows. The book balance of the loans at the time of the acquisition was $20,325. The fair value disclosed above reflects a credit-related adjustment of $(388) and an adjustment for other factors of $6. Loans evidencing credit deterioration since origination, purchased credit impaired loans, included in loans receivable were immaterial. Acquisition costs of $144 pre-tax, or $118 after-tax, were recorded during the first 2022. one

Note 3 - Securities

Note 3 - Securities	3 Months Ended
	Sep. 30, 2021
Notes to Financial Statements
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	Note 3 – Securities Debt securities The following tables summarize the Corporation’s debt securities as of September 30, 2021 June 30, 2021: Available for-Sale Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value September 30, 2021 Obligations of U.S. government-sponsored entities and agencies $ 14,248 $ 186 $ (115 ) $ 14,319 Obligations of state and political subdivisions 77,315 3,091 (225 ) 80,181 U.S. Government-sponsored mortgage-backed securities–residential 104,215 1,097 (1,110 ) 104,202 U.S. Government-sponsored mortgage-backed securities– commercial 8,636 37 (23 ) 8,650 U.S. Government-sponsored collateralized mortgage obligations– residential 22,010 100 (121 ) 21,989 Other debt securities 16,063 77 (67 ) 16,073 Total securities available-for-sale $ 242,487 $ 4,588 $ (1,661 ) $ 245,414 Held-to-Maturity Amortized Cost Gross Unrecognized Gains Gross Unrecognized Losses Fair Value September 30, 2021 Obligations of state and political subdivisions $ 7,896 $ 323 $ — $ 8,219 Available for-Sale Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value June 30, 2021 Obligations of U.S. government-sponsored entities and agencies $ 14,746 $ 301 $ (14 ) $ 15,033 Obligations of state and political subdivisions 73,013 3,561 (75 ) 76,499 U.S. Government-sponsored mortgage-backed securities – residential 90,065 1,136 (684 ) 90,517 U.S. Government-sponsored mortgage-backed securities – commercial 8,641 204 — 8,845 U.S. Government-sponsored collateralized mortgage obligations – residential 16,302 129 (57 ) 16,374 Other debt securities 500 — (8 ) 492 Total securities available-for-sale $ 203,267 $ 5,331 $ (838 ) $ 207,760 Held-to-Maturity Amortized Cost Gross Unrecognized Gains Gross Unrecognized Losses Fair Value June 30, 2021 Obligations of state and political subdivisions $ 7,996 $ 356 $ — $ 8,352 The amortized cost and fair values of debt securities at September 30, 2021, may not Available-for-Sale Amortized Cost Estimated Fair Value Due in one year or less $ 5,366 $ 5,401 Due after one year through five years 25,848 26,285 Due after five years through ten years 22,183 22,527 Due after ten years 54,229 56,360 Total 107,626 110,573 U.S. Government-sponsored mortgage-backed and related securities 134,861 134,841 Total securities available-for-sale $ 242,487 $ 245,414 Held-to-Maturity Due after one year through five years $ 294 $ 305 Due after five years through ten years 5,367 4,854 Due after ten years 2,235 3,060 Total securities held-to-maturity $ 7,896 $ 8,219 Securities with a carrying value of approximately $114,320 and $96,970 were pledged at September 30, 2021 June 30, 2021, The following table summarizes the securities with unrealized losses at September 30, 2021 June 30, 2021, Less than 12 Months 12 Months or more Total Available-for-sale Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss September 30, 2021 Obligations of U.S. government-sponsored entities and agencies $ 5,696 $ (115 ) $ — $ — $ 5,696 $ (115 ) Obligations of state and political subdivisions 14,428 (225 ) — — 14,428 (225 ) U.S. Government-sponsored mortgage-backed securities – residential 62,030 (1,110 ) — — 62,030 (1,110 ) U.S. Government-sponsored mortgage-backed securities – commercial 2,783 (23 ) — — 2,783 (23 ) Collateralized mortgage obligations - residential 14,488 (121 ) — — 14,488 (121 ) Other debt securities 9,729 (67 ) — — 9,729 (67 ) Total temporarily impaired $ 109,154 $ (1,661 ) $ — $ — $ 109,154 $ (1,661 ) Less than 12 Months 12 Months or more Total Available-for-sale Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss June 30, 2021 Obligations of U.S. government-sponsored entities and agencies $ 2,003 $ (14 ) $ — $ — $ 2,003 $ (14 ) Obligations of state and political subdivisions 7,398 (75 ) — — 7,398 (75 ) Mortgage-backed securities – residential 42,378 (684 ) — — 42,378 (684 ) Collateralized mortgage obligations - residential 7,707 (56 ) 552 (1 ) 8,259 (57 ) Other debt securities 492 (8 ) — — 492 (8 ) Total temporarily impaired $ 59,978 $ (837 ) $ 552 $ (1 ) $ 60,530 $ (838 ) Management evaluates securities for other-than-temporary impairment (OTTI) on a quarterly basis, and more frequently when economic or market conditions warrant such an evaluation. The securities portfolio is evaluated for OTTI by segregating the portfolio into two 320, Accounting for Certain Investments in Debt and Equity Securities In determining OTTI under the ASC Topic 320 1 2 3 4 not At September 30, 2021, September 30, 2021 not not not not not Equity Securities As of September 30, 2021 June 30, 2021, no three September 30, 2021 2020. no three September 30, 2021 2020.

Note 4 - Loans

Note 4 - Loans	3 Months Ended
	Sep. 30, 2021
Notes to Financial Statements
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]	Note 4 – Loans Major classifications of loans were as follows: September 30, 2021 June 30, 2021 Commercial $ 95,568 $ 112,337 Commercial real estate: Construction 17,477 10,525 Other 269,627 269,679 1 – 4 Family residential real estate: Owner occupied 137,037 118,269 Non-owner occupied 20,123 19,151 Construction 6,591 9,073 Consumer 32,109 29,646 Subtotal 578,532 568,680 Net deferred loan fees and costs (1,371 ) (2,253 ) Allowance for loan losses (6,677 ) (6,471 ) Net Loans $ 570,484 $ 559,956 The commercial loan category in the above table includes PPP loans of $29,505 as of September 30, 2021 June 30, 2021. The following table presents the activity in the allowance for loan losses by portfolio segment for the three September 30, 2021: 1-4 Family Commercial Residential Real Real Commercial Estate Estate Consumer Total Allowance for loan losses: Beginning balance $ 904 $ 3,949 $ 1,307 $ 311 $ 6,471 Provision for loan losses 2 36 110 42 190 Loans charged-off — — — (34 ) (34 ) Recoveries — — 13 37 50 Total ending allowance balance $ 906 $ 3,985 $ 1,430 $ 356 $ 6,677 The following table presents the activity in the allowance for loan losses by portfolio segment for the three September 30, 2020: 1-4 Family Commercial Residential Real Real Commercial Estate Estate Consumer Total Allowance for loan losses: Beginning balance $ 947 $ 3,623 $ 989 $ 119 $ 5,678 Provision for loan losses 15 70 8 37 130 Loans charged-off (22 ) — — (44 ) (66 ) Recoveries — 1 — 24 25 Total ending allowance balance $ 940 $ 3,694 $ 997 $ 136 $ 5,767 The following table presents the balance in the allowance for loan losses and the recorded investment in loans by portfolio segment and based on impairment method as of September 30, 2021. 1-4 Family Commercial Residential Real Real Commercial Estate Estate Consumer Total Ending allowance for loan losses balance attributable to loans: Individually evaluated for impairment $ — $ — $ 3 $ — $ 3 Acquired loans collectively evaluated for impairment 1 67 100 — 168 Originated loans collectively evaluated for impairment 905 3,918 1,327 356 6,506 Total ending allowance balance $ 906 $ 3,985 $ 1,430 $ 356 $ 6,677 Recorded investment in loans: Loans individually evaluated for impairment $ 429 $ 911 $ 558 $ — $ 1,898 Acquired loans collectively evaluated for impairment 810 12,219 32,402 5,807 51,238 Originated loans collectively evaluated for impairment 93,125 273,879 132,022 26,291 525,317 Total ending loans balance $ 94,364 $ 287,009 $ 164,982 $ 32,098 $ 578,453 The following table presents the balance in the allowance for loan losses and the recorded investment in loans by portfolio segment and based on impairment method as of June 30, 2021. 1-4 Family Commercial Residential Real Real Commercial Estate Estate Consumer Total Allowance for loan losses: Ending allowance balance attributable to loans: Individually evaluated for impairment $ 1 $ — $ 3 $ — $ 4 Acquired loans collectively evaluated for impairment — 83 77 — 160 Originated loans collectively evaluated for impairment 903 3,866 1,227 311 6,307 Total ending allowance balance $ 904 $ 3,949 $ 1,307 $ 311 $ 6,471 Recorded investment in loans: Loans individually evaluated for impairment $ 437 $ 921 $ 596 $ — $ 1,954 Acquired loans collectively evaluated for impairment 834 6,542 21,363 6,488 35,227 Originated loans collectively evaluated for impairment 109,016 272,563 125,689 23,162 530,430 Total ending loans balance $ 110,287 $ 280,026 $ 147,648 $ 29,650 $ 567,611 The following table presents information related to unpaid principal balance, recorded investment and interest income associated with loans individually evaluated for impairment by class of loans as of September 30, 2021 three September 30, 2021: As of September 30, 2021 Three Months ended September 30, 2021 Unpaid Allowance for Loan Average Interest Cash Basis Principal Recorded Losses Recorded Income Interest Balance Investment Allocated Investment Recognized Recognized With no related allowance recorded: Commercial $ 421 $ 298 $ — $ 299 $ — $ — Commercial real estate: Other 1,053 911 — 914 3 3 1-4 Family residential real estate: Owner occupied 403 359 — 363 2 2 Non-owner occupied 267 199 — 200 — — With an allowance recorded: Commercial 130 131 3 131 2 2 Total $ 2,274 $ 1,898 $ 3 $ 1,907 $ 7 $ 7 The following table presents information related to unpaid principal balance, recorded investment and interest income associated with loans individually evaluated for impairment by class of loans as of June 30, 2021 three September 30, 2020: As of June 30, 2021 Three Months ended September 30, 2020 Unpaid Allowance for Loan Average Interest Cash Basis Principal Recorded Losses Recorded Income Interest Balance Investment Allocated Investment Recognized Recognized With no related allowance recorded: Commercial $ 421 $ 303 $ — $ — $ — $ — Commercial real estate: Other 1,062 921 — 826 1 1 1-4 Family residential real estate: Owner occupied 409 367 — 539 6 6 Non-owner occupied 267 202 — 229 — — With an allowance recorded: Commercial 133 134 1 171 2 2 Commercial real estate: Other — — — 206 3 3 1-4 Family residential real estate: Owner occupied 28 27 3 — — — Total $ 2,320 $ 1,954 $ 4 $ 1,971 $ 12 $ 12 The following table presents the recorded investment in non-accrual and loans past due over 90 September 30, 2021 June 30, 2021: September 30, 2021 June 30, 2021 Loans Past Due Loans Past Due Over 90 Days Over 90 Days Still Still Non-accrual Accruing Non-accrual Accruing Commercial $ 298 $ — $ 303 $ — Commercial real estate: Other 865 — 874 — 1 – 4 Family residential: Owner occupied 357 — 392 29 Non-owner occupied 199 — 202 — Consumer — — — 12 Total $ 1,719 $ — $ 1,771 $ 41 Non-accrual loans and loans past due 90 The following table presents the aging of the recorded investment in past due loans as of September 30, 2021 Days Past Due 30 - 59 60 - 89 90 Days or Total Loans Not Days Days Greater Past Due Past Due Total Commercial $ — $ — $ — $ — $ 94,364 $ 94,364 Commercial real estate: Construction — — — — 17,459 17,459 Other — — 629 629 268,921 269,550 1-4 Family residential: Owner occupied — 209 123 332 137,854 138,186 Non-owner occupied — — — — 20,131 20,131 Construction — — — — 6,665 6,665 Consumer 130 16 — 146 31,952 32,098 Total $ 130 $ 225 $ 752 $ 1,107 $ 577,346 $ 578,453 The above table of past due loans includes the recorded investment in non-accrual loans of $209 in the 60 89 90 not The following table presents the aging of the recorded investment in past due loans as of June 30, 2021 Days Past Due 30 - 59 60 - 89 90 Days or Total Loans Not Days Days Greater Past Due Past Due Total Commercial $ — $ — $ — $ — $ 110,287 $ 110,287 Commercial real estate: Construction — — — — 10,478 10,478 Other — 175 629 804 268,744 269,548 1-4 Family residential: Owner occupied 29 — 365 394 118,937 119,331 Non-owner occupied — — — — 19,148 19,148 Construction — — — — 9,169 9,169 Consumer 95 11 — 106 29,544 29,650 Total $ 124 $ 186 $ 994 $ 1,304 $ 566,307 $ 567,611 The above table of past due loans includes the recorded investment in non-accrual loans of $994 in the 90 not Troubled Debt Restructurings (TDR): The Corporation has certain loans that have been modified in order to maximize collection of loan balances that are classified as TDRs. A modified loan is usually classified as a TDR if, for economic reasons, management grants a concession to the original terms and conditions of the loan to a borrower who is experiencing financial difficulties that it would not 19, March 22, 2020 not March 22, 2020, 90 90 90 19 not September 30, 2021, four As of September 30, 2021 June 30, 2021, September 30, 2021 June 30, 2021, not September 30, 2021 June 30, 2021, During the three September 30, 2021 2020, no no three September 30, 2021 2020. There were no loans classified as troubled debt restructurings for which there was a payment default within 12 three September 30, 2021 2020. 90 Credit Quality Indicators: The Corporation categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt such as: current financial information, historical payment experience, credit documentation, public information, current economic trends and other relevant information. The Corporation analyzes loans individually by classifying the loans as to credit risk. This analysis includes loans with a total outstanding loan relationship greater than $100 and non-homogeneous loans, such as commercial and commercial real estate loans. Management monitors the loans on an ongoing basis for any changes in the borrower’s ability to service their debt and affirms the risk ratings for the loans and leases in their respective portfolio on an annual basis. The Corporation uses the following definitions for risk ratings: Special Mention. may Substandard. not Doubtful. Loans not not $100 1 4 not As of September 30, 2021 Special Not Pass Mention Substandard Doubtful Rated Commercial $ 92,817 $ 707 $ 291 $ 298 $ 251 Commercial real estate: Construction 17,459 — — — — Other 258,628 4,430 4,677 865 950 1-4 Family residential real estate: Owner occupied 1,028 — 6 357 136,795 Non-owner occupied 19,425 157 79 199 271 Construction 1,439 — — — 5,226 Consumer 551 — — — 31,547 Total $ 391,347 $ 5,294 $ 5,053 $ 1,719 $ 175,040 As of June 30, 2021, As of June 30, 2021 Special Not Pass Mention Substandard Doubtful Rated Commercial $ 109,118 $ 280 $ 309 $ 303 $ 277 Commercial real estate: Construction 10,478 — — — — Other 259,327 3,700 4,718 874 929 1-4 Family residential real estate: Owner occupied 1,715 — 6 392 117,218 Non-owner occupied 18,312 163 197 202 274 Construction 1,849 — — — 7,320 Consumer 694 — — — 28,956 Total $ 401,493 $ 4,143 $ 5,230 $ 1,771 $ 154,974

Note 5 - Fair Value

Note 5 - Fair Value	3 Months Ended
	Sep. 30, 2021
Notes to Financial Statements
Fair Value Disclosures [Text Block]	Note 5 Fair value is the exchange price that would be received for an asset or paid to transfer a liability (an exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. There are three may Level 1: Level 2: 1 not Level 3: Financial assets and financial liabilities measured at fair value on a recurring basis include the following: Securities available-for-sale: 1 not 2 not 3 Assets and liabilities measured at fair value on a recurring basis are summarized below, segregated by the level of the valuation inputs within the fair value hierarchy utilized to measure fair value: Balance at Fair Value Measurements at September 30, 2021 September 30, 2021 Level 1 Level 2 Level 3 Assets: Obligations of U.S. government-sponsored entities and agencies $ 14,319 $ — $ 14,319 $ — Obligations of state and political subdivisions 80,181 — 80,181 — U.S. Government-sponsored mortgage-backed securities – residential 104,202 — 104,202 — U.S. Government-sponsored mortgage-backed securities – commercial 8,650 — 8,650 — U.S. Government-sponsored collateralized mortgage obligations - residential 21,989 — 21,989 — Other debt securities 16,073 — 16,073 — Equity securities 424 — 424 — Balance at Fair Value Measurements at June 30, 2021 June 30, 2021 Level 1 Level 2 Level 3 Assets: Obligations of U.S. government-sponsored entities and agencies $ 15,033 $ — $ 15,033 $ — Obligations of state and political subdivisions 76,499 — 76,499 — U.S. government-sponsored mortgage-backed securities - residential 90,517 — 90,517 — U.S. government-sponsored mortgage-backed securities - commercial 8,845 — 8,845 — U.S. government-sponsored collateralized mortgage obligations - residential 16,374 — 16,374 — Other debt securities 492 — 492 — Equity securities 424 — 424 — There were no 1 2 three September 30, 2021. Certain assets and liabilities are measured at fair value on a non-recurring basis; that is, the instruments are not Impaired Loans: may 3 September 30, 2021 June 30, 2021 three September 30, 2021 2020. Other Real Estate and Repossessed Assets Owned: September 30, 2021 June 30, 2021. The following table shows the estimated fair values of financial instruments that are reported at amortized cost in the Corporation’s consolidated balance sheets, segregated by the level of the valuation inputs within the fair value hierarchy utilized to measure fair value: September 30, 2021 June 30, 2021 Carrying Amount Estimated Fair Value Carrying Amount Estimated Fair Value Financial Assets: Level 1 inputs: Cash and cash equivalents $ 87,092 $ 87,092 $ 18,529 $ 18,529 Level 2 inputs: Certificates of deposit in other financial institutions 5,560 5,693 5,825 5,955 Loans held for sale 1,803 1,834 1,457 1,488 Accrued interest receivable 2,531 2,531 2,077 2,077 Level 3 inputs: Securities held-to-maturity 7,896 8,219 7,996 8,352 Loans, net 570,484 578,780 559,956 560,208 Financial Liabilities: Level 2 inputs: Demand and savings deposits 727,606 727,606 639,310 639,310 Time deposits 121,580 122,296 87,539 88,147 Short-term borrowings 10,773 10,773 12,203 12,203 Federal Home Loan Bank advances 16,300 16,342 18,050 18,247 Accrued interest payable 66 66 51 51

Note 6 - Earnings Per Share

Note 6 - Earnings Per Share	3 Months Ended
	Sep. 30, 2021
Notes to Financial Statements
Earnings Per Share [Text Block]	Note 6 – Earnings Per Share Basic earnings per share is the amount of earnings available to each share of common stock outstanding during the reporting period and is equal to net income divided by the weighted average number of shares outstanding during the period. Diluted earnings per share is the amount of earnings available to each share of common stock outstanding during the reporting period adjusted to include the effect of potentially dilutive common shares that may three September 30, 2020. For the Three Months Ended September 30, 2021 2020 Basic: Net income available to common shareholders $ 2,665 $ 2,401 Weighted average common shares outstanding 3,024,794 3,010,844 Basic income per share $ 0.88 $ 0.80 Diluted: Net income available to common shareholders $ 2,665 $ 2,401 Weighted average common shares outstanding 3,024,794 3,010,844 Dilutive effect of restricted stock 202 — Total common shares and dilutive potential common shares 3,024,996 3,010,844 Dilutive income per share $ 0.88 $ 0.80

Note 7 - Accumulated Other Comp

Note 7 - Accumulated Other Comprehensive Income (Loss)	3 Months Ended
	Sep. 30, 2021
Notes to Financial Statements
Comprehensive Income (Loss) Note [Text Block]	Note 7 – Accumulated Other Comprehensive Income (Loss) The components of other comprehensive income related to unrealized gains and losses on available-for-sale securities and equity securities for the three September 30, 2021 2020, Pretax Tax Effect After-tax Affected Line Item in Consolidated Statements of Income Balance as of June 30, 2021 $ 4,493 $ (943 ) $ 3,550 Unrealized holding losses on securities arising during the period (1,566 ) 328 (1,238 ) (a)(b) Balance as of September 30, 2021 $ 2,927 $ (615 ) $ 2,312 Balance as of June 30, 2020 $ 5,393 $ (1,133 ) $ 4,260 Unrealized holding gains on available-for-sale securities arising during the period 70 (14 ) 56 (a)(b) Balance after reclassification as of September 30, 2020 $ 5,463 $ (1,147 ) $ 4,316 (a) Securities (gains) losses, net (b) Income tax expense

Note 8 - COVID-19

Note 8 - COVID-19	3 Months Ended
	Sep. 30, 2021
COVID 19 [Member]
Notes to Financial Statements
Unusual or Infrequent Items, or Both, Disclosure [Text Block]	Note 8 – COVID- 19 In December 2019, March 11, 2020. may may 19,

Significant Accounting Policies

Significant Accounting Policies (Policies)	3 Months Ended
	Sep. 30, 2021
Accounting Policies [Abstract]
Nature of Operations [Policy Text Block]	Nature of Operations:
Basis of Accounting, Policy [Policy Text Block]	Basis of Presentation 10 not 10 June 30, 2021. not may The consolidated financial statements include the accounts of the Corporation and the Bank. All significant inter-company transactions and accounts have been eliminated in consolidation.
Segment Reporting, Policy [Policy Text Block]	Segment Information: one
Reclassification, Comparability Adjustment [Policy Text Block]	Reclassifications: no
New Accounting Pronouncements, Policy [Policy Text Block]	Recently Issued Accounting Pronouncements Not June 2016, 2016 13, 326 326 2016 13 2016 13 December 15, 2019. December 15, 2018, July 2019, January 2023 October 16, 2019, December 15, 2022 one

Note 2 - Acquisition (Tables)

Note 2 - Acquisition (Tables)	3 Months Ended
	Sep. 30, 2021
Notes Tables
Schedule of Recognized Identified Assets Acquired and Liabilities Assumed [Table Text Block]	Assets acquired: Cash and cash equivalents $ 515 Securities, available-for-sale 15,602 Loans 19,943 Premises and equipment 413 Core deposit intangible 295 Accrued interest receivable 216 Total assets acquired 36,984 Liabilities assumed: Noninterest-bearing deposits 10,535 Interest-bearing deposits 94,003 Other liabilities 99 Total liabilities assumed 104,637 Fair value of net liabilities assumed (67,653 ) Cash received 66,037 Goodwill $ 1,616

Note 3 - Securities (Tables)

Note 3 - Securities (Tables)	3 Months Ended
	Sep. 30, 2021
Notes Tables
Marketable Securities [Table Text Block]	Available for-Sale Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value September 30, 2021 Obligations of U.S. government-sponsored entities and agencies $ 14,248 $ 186 $ (115 ) $ 14,319 Obligations of state and political subdivisions 77,315 3,091 (225 ) 80,181 U.S. Government-sponsored mortgage-backed securities–residential 104,215 1,097 (1,110 ) 104,202 U.S. Government-sponsored mortgage-backed securities– commercial 8,636 37 (23 ) 8,650 U.S. Government-sponsored collateralized mortgage obligations– residential 22,010 100 (121 ) 21,989 Other debt securities 16,063 77 (67 ) 16,073 Total securities available-for-sale $ 242,487 $ 4,588 $ (1,661 ) $ 245,414 Held-to-Maturity Amortized Cost Gross Unrecognized Gains Gross Unrecognized Losses Fair Value September 30, 2021 Obligations of state and political subdivisions $ 7,896 $ 323 $ — $ 8,219 Available for-Sale Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value June 30, 2021 Obligations of U.S. government-sponsored entities and agencies $ 14,746 $ 301 $ (14 ) $ 15,033 Obligations of state and political subdivisions 73,013 3,561 (75 ) 76,499 U.S. Government-sponsored mortgage-backed securities – residential 90,065 1,136 (684 ) 90,517 U.S. Government-sponsored mortgage-backed securities – commercial 8,641 204 — 8,845 U.S. Government-sponsored collateralized mortgage obligations – residential 16,302 129 (57 ) 16,374 Other debt securities 500 — (8 ) 492 Total securities available-for-sale $ 203,267 $ 5,331 $ (838 ) $ 207,760 Held-to-Maturity Amortized Cost Gross Unrecognized Gains Gross Unrecognized Losses Fair Value June 30, 2021 Obligations of state and political subdivisions $ 7,996 $ 356 $ — $ 8,352
Investments Classified by Contractual Maturity Date [Table Text Block]	Available-for-Sale Amortized Cost Estimated Fair Value Due in one year or less $ 5,366 $ 5,401 Due after one year through five years 25,848 26,285 Due after five years through ten years 22,183 22,527 Due after ten years 54,229 56,360 Total 107,626 110,573 U.S. Government-sponsored mortgage-backed and related securities 134,861 134,841 Total securities available-for-sale $ 242,487 $ 245,414 Held-to-Maturity Due after one year through five years $ 294 $ 305 Due after five years through ten years 5,367 4,854 Due after ten years 2,235 3,060 Total securities held-to-maturity $ 7,896 $ 8,219
Schedule of Unrealized Loss on Investments [Table Text Block]	Less than 12 Months 12 Months or more Total Available-for-sale Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss September 30, 2021 Obligations of U.S. government-sponsored entities and agencies $ 5,696 $ (115 ) $ — $ — $ 5,696 $ (115 ) Obligations of state and political subdivisions 14,428 (225 ) — — 14,428 (225 ) U.S. Government-sponsored mortgage-backed securities – residential 62,030 (1,110 ) — — 62,030 (1,110 ) U.S. Government-sponsored mortgage-backed securities – commercial 2,783 (23 ) — — 2,783 (23 ) Collateralized mortgage obligations - residential 14,488 (121 ) — — 14,488 (121 ) Other debt securities 9,729 (67 ) — — 9,729 (67 ) Total temporarily impaired $ 109,154 $ (1,661 ) $ — $ — $ 109,154 $ (1,661 ) Less than 12 Months 12 Months or more Total Available-for-sale Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss June 30, 2021 Obligations of U.S. government-sponsored entities and agencies $ 2,003 $ (14 ) $ — $ — $ 2,003 $ (14 ) Obligations of state and political subdivisions 7,398 (75 ) — — 7,398 (75 ) Mortgage-backed securities – residential 42,378 (684 ) — — 42,378 (684 ) Collateralized mortgage obligations - residential 7,707 (56 ) 552 (1 ) 8,259 (57 ) Other debt securities 492 (8 ) — — 492 (8 ) Total temporarily impaired $ 59,978 $ (837 ) $ 552 $ (1 ) $ 60,530 $ (838 )

Note 4 - Loans (Tables)

Note 4 - Loans (Tables)	3 Months Ended
	Sep. 30, 2021
Notes Tables
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	September 30, 2021 June 30, 2021 Commercial $ 95,568 $ 112,337 Commercial real estate: Construction 17,477 10,525 Other 269,627 269,679 1 – 4 Family residential real estate: Owner occupied 137,037 118,269 Non-owner occupied 20,123 19,151 Construction 6,591 9,073 Consumer 32,109 29,646 Subtotal 578,532 568,680 Net deferred loan fees and costs (1,371 ) (2,253 ) Allowance for loan losses (6,677 ) (6,471 ) Net Loans $ 570,484 $ 559,956
Financing Receivable, Allowance for Credit Loss [Table Text Block]	1-4 Family Commercial Residential Real Real Commercial Estate Estate Consumer Total Allowance for loan losses: Beginning balance $ 904 $ 3,949 $ 1,307 $ 311 $ 6,471 Provision for loan losses 2 36 110 42 190 Loans charged-off — — — (34 ) (34 ) Recoveries — — 13 37 50 Total ending allowance balance $ 906 $ 3,985 $ 1,430 $ 356 $ 6,677 1-4 Family Commercial Residential Real Real Commercial Estate Estate Consumer Total Allowance for loan losses: Beginning balance $ 947 $ 3,623 $ 989 $ 119 $ 5,678 Provision for loan losses 15 70 8 37 130 Loans charged-off (22 ) — — (44 ) (66 ) Recoveries — 1 — 24 25 Total ending allowance balance $ 940 $ 3,694 $ 997 $ 136 $ 5,767 1-4 Family Commercial Residential Real Real Commercial Estate Estate Consumer Total Ending allowance for loan losses balance attributable to loans: Individually evaluated for impairment $ — $ — $ 3 $ — $ 3 Acquired loans collectively evaluated for impairment 1 67 100 — 168 Originated loans collectively evaluated for impairment 905 3,918 1,327 356 6,506 Total ending allowance balance $ 906 $ 3,985 $ 1,430 $ 356 $ 6,677 Recorded investment in loans: Loans individually evaluated for impairment $ 429 $ 911 $ 558 $ — $ 1,898 Acquired loans collectively evaluated for impairment 810 12,219 32,402 5,807 51,238 Originated loans collectively evaluated for impairment 93,125 273,879 132,022 26,291 525,317 Total ending loans balance $ 94,364 $ 287,009 $ 164,982 $ 32,098 $ 578,453 1-4 Family Commercial Residential Real Real Commercial Estate Estate Consumer Total Allowance for loan losses: Ending allowance balance attributable to loans: Individually evaluated for impairment $ 1 $ — $ 3 $ — $ 4 Acquired loans collectively evaluated for impairment — 83 77 — 160 Originated loans collectively evaluated for impairment 903 3,866 1,227 311 6,307 Total ending allowance balance $ 904 $ 3,949 $ 1,307 $ 311 $ 6,471 Recorded investment in loans: Loans individually evaluated for impairment $ 437 $ 921 $ 596 $ — $ 1,954 Acquired loans collectively evaluated for impairment 834 6,542 21,363 6,488 35,227 Originated loans collectively evaluated for impairment 109,016 272,563 125,689 23,162 530,430 Total ending loans balance $ 110,287 $ 280,026 $ 147,648 $ 29,650 $ 567,611
Impaired Financing Receivables [Table Text Block]	As of September 30, 2021 Three Months ended September 30, 2021 Unpaid Allowance for Loan Average Interest Cash Basis Principal Recorded Losses Recorded Income Interest Balance Investment Allocated Investment Recognized Recognized With no related allowance recorded: Commercial $ 421 $ 298 $ — $ 299 $ — $ — Commercial real estate: Other 1,053 911 — 914 3 3 1-4 Family residential real estate: Owner occupied 403 359 — 363 2 2 Non-owner occupied 267 199 — 200 — — With an allowance recorded: Commercial 130 131 3 131 2 2 Total $ 2,274 $ 1,898 $ 3 $ 1,907 $ 7 $ 7 As of June 30, 2021 Three Months ended September 30, 2020 Unpaid Allowance for Loan Average Interest Cash Basis Principal Recorded Losses Recorded Income Interest Balance Investment Allocated Investment Recognized Recognized With no related allowance recorded: Commercial $ 421 $ 303 $ — $ — $ — $ — Commercial real estate: Other 1,062 921 — 826 1 1 1-4 Family residential real estate: Owner occupied 409 367 — 539 6 6 Non-owner occupied 267 202 — 229 — — With an allowance recorded: Commercial 133 134 1 171 2 2 Commercial real estate: Other — — — 206 3 3 1-4 Family residential real estate: Owner occupied 28 27 3 — — — Total $ 2,320 $ 1,954 $ 4 $ 1,971 $ 12 $ 12
Financing Receivable, Past Due [Table Text Block]	September 30, 2021 June 30, 2021 Loans Past Due Loans Past Due Over 90 Days Over 90 Days Still Still Non-accrual Accruing Non-accrual Accruing Commercial $ 298 $ — $ 303 $ — Commercial real estate: Other 865 — 874 — 1 – 4 Family residential: Owner occupied 357 — 392 29 Non-owner occupied 199 — 202 — Consumer — — — 12 Total $ 1,719 $ — $ 1,771 $ 41 Days Past Due 30 - 59 60 - 89 90 Days or Total Loans Not Days Days Greater Past Due Past Due Total Commercial $ — $ — $ — $ — $ 94,364 $ 94,364 Commercial real estate: Construction — — — — 17,459 17,459 Other — — 629 629 268,921 269,550 1-4 Family residential: Owner occupied — 209 123 332 137,854 138,186 Non-owner occupied — — — — 20,131 20,131 Construction — — — — 6,665 6,665 Consumer 130 16 — 146 31,952 32,098 Total $ 130 $ 225 $ 752 $ 1,107 $ 577,346 $ 578,453 Days Past Due 30 - 59 60 - 89 90 Days or Total Loans Not Days Days Greater Past Due Past Due Total Commercial $ — $ — $ — $ — $ 110,287 $ 110,287 Commercial real estate: Construction — — — — 10,478 10,478 Other — 175 629 804 268,744 269,548 1-4 Family residential: Owner occupied 29 — 365 394 118,937 119,331 Non-owner occupied — — — — 19,148 19,148 Construction — — — — 9,169 9,169 Consumer 95 11 — 106 29,544 29,650 Total $ 124 $ 186 $ 994 $ 1,304 $ 566,307 $ 567,611
Financing Receivable Credit Quality Indicators [Table Text Block]	As of September 30, 2021 Special Not Pass Mention Substandard Doubtful Rated Commercial $ 92,817 $ 707 $ 291 $ 298 $ 251 Commercial real estate: Construction 17,459 — — — — Other 258,628 4,430 4,677 865 950 1-4 Family residential real estate: Owner occupied 1,028 — 6 357 136,795 Non-owner occupied 19,425 157 79 199 271 Construction 1,439 — — — 5,226 Consumer 551 — — — 31,547 Total $ 391,347 $ 5,294 $ 5,053 $ 1,719 $ 175,040 As of June 30, 2021 Special Not Pass Mention Substandard Doubtful Rated Commercial $ 109,118 $ 280 $ 309 $ 303 $ 277 Commercial real estate: Construction 10,478 — — — — Other 259,327 3,700 4,718 874 929 1-4 Family residential real estate: Owner occupied 1,715 — 6 392 117,218 Non-owner occupied 18,312 163 197 202 274 Construction 1,849 — — — 7,320 Consumer 694 — — — 28,956 Total $ 401,493 $ 4,143 $ 5,230 $ 1,771 $ 154,974

Note 5 - Fair Value (Tables)

Note 5 - Fair Value (Tables)	3 Months Ended
	Sep. 30, 2021
Notes Tables
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block]	Balance at Fair Value Measurements at September 30, 2021 September 30, 2021 Level 1 Level 2 Level 3 Assets: Obligations of U.S. government-sponsored entities and agencies $ 14,319 $ — $ 14,319 $ — Obligations of state and political subdivisions 80,181 — 80,181 — U.S. Government-sponsored mortgage-backed securities – residential 104,202 — 104,202 — U.S. Government-sponsored mortgage-backed securities – commercial 8,650 — 8,650 — U.S. Government-sponsored collateralized mortgage obligations - residential 21,989 — 21,989 — Other debt securities 16,073 — 16,073 — Equity securities 424 — 424 — Balance at Fair Value Measurements at June 30, 2021 June 30, 2021 Level 1 Level 2 Level 3 Assets: Obligations of U.S. government-sponsored entities and agencies $ 15,033 $ — $ 15,033 $ — Obligations of state and political subdivisions 76,499 — 76,499 — U.S. government-sponsored mortgage-backed securities - residential 90,517 — 90,517 — U.S. government-sponsored mortgage-backed securities - commercial 8,845 — 8,845 — U.S. government-sponsored collateralized mortgage obligations - residential 16,374 — 16,374 — Other debt securities 492 — 492 — Equity securities 424 — 424 —
Fair Value, by Balance Sheet Grouping [Table Text Block]	September 30, 2021 June 30, 2021 Carrying Amount Estimated Fair Value Carrying Amount Estimated Fair Value Financial Assets: Level 1 inputs: Cash and cash equivalents $ 87,092 $ 87,092 $ 18,529 $ 18,529 Level 2 inputs: Certificates of deposit in other financial institutions 5,560 5,693 5,825 5,955 Loans held for sale 1,803 1,834 1,457 1,488 Accrued interest receivable 2,531 2,531 2,077 2,077 Level 3 inputs: Securities held-to-maturity 7,896 8,219 7,996 8,352 Loans, net 570,484 578,780 559,956 560,208 Financial Liabilities: Level 2 inputs: Demand and savings deposits 727,606 727,606 639,310 639,310 Time deposits 121,580 122,296 87,539 88,147 Short-term borrowings 10,773 10,773 12,203 12,203 Federal Home Loan Bank advances 16,300 16,342 18,050 18,247 Accrued interest payable 66 66 51 51

Note 6 - Earnings Per Share (Ta

Note 6 - Earnings Per Share (Tables)	3 Months Ended
	Sep. 30, 2021
Notes Tables
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	For the Three Months Ended September 30, 2021 2020 Basic: Net income available to common shareholders $ 2,665 $ 2,401 Weighted average common shares outstanding 3,024,794 3,010,844 Basic income per share $ 0.88 $ 0.80 Diluted: Net income available to common shareholders $ 2,665 $ 2,401 Weighted average common shares outstanding 3,024,794 3,010,844 Dilutive effect of restricted stock 202 — Total common shares and dilutive potential common shares 3,024,996 3,010,844 Dilutive income per share $ 0.88 $ 0.80

Note 7 - Accumulated Other Co_2

Note 7 - Accumulated Other Comprehensive Income (Loss) (Tables)	3 Months Ended
	Sep. 30, 2021
Notes Tables
Schedule of Accumulated Other Comprehensive Income (Loss) [Table Text Block]	Pretax Tax Effect After-tax Affected Line Item in Consolidated Statements of Income Balance as of June 30, 2021 $ 4,493 $ (943 ) $ 3,550 Unrealized holding losses on securities arising during the period (1,566 ) 328 (1,238 ) (a)(b) Balance as of September 30, 2021 $ 2,927 $ (615 ) $ 2,312 Balance as of June 30, 2020 $ 5,393 $ (1,133 ) $ 4,260 Unrealized holding gains on available-for-sale securities arising during the period 70 (14 ) 56 (a)(b) Balance after reclassification as of September 30, 2020 $ 5,463 $ (1,147 ) $ 4,316

Note 2 - Acquisition (Details T

Note 2 - Acquisition (Details Textual) - Two Branches from CFBank [Member] $ in Thousands	Jul. 16, 2021USD ($)
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Deposits	$ 104,538
Business Combination, Consideration Transferred, Deposit Premium, Percent	1.75%
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Current Assets, Marketable Securities	$ 15,602
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Loans Receivable, Net	19,943
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Loans, Book Value	20,325
Business Combination, Provisional Information, Initial Accounting Incomplete, Adjustment, Credit Related Adjustment	(388)
Business Combination, Provisional Information, Initial Accounting Incomplete, Adjustment, Other Loan Factors	6
Business Combination, Acquisition Related Costs	144
Business Combination, Acquisition Related Costs, Net of Tax	$ 118
Core Deposits [Member]
Acquired Finite-lived Intangible Assets, Weighted Average Useful Life (Year)	10 years

Note 2 - Acquisition - Assets A

Note 2 - Acquisition - Assets Acquired and Liabilities Assumed (Details) - USD ($) $ in Thousands	Jul. 16, 2021	Sep. 30, 2021	Jun. 30, 2021
Goodwill		$ 2,452	$ 836
CFBank Branches [Member]
Cash and cash equivalents	$ 515
Securities, available-for-sale	15,602	15,602
Loans	19,943
Premises and equipment	413	413
Core deposit intangible	295
Accrued interest receivable	216
Total assets acquired	36,984	38,085
Noninterest-bearing deposits	10,535
Interest-bearing deposits	94,003
Other liabilities	99
Total liabilities assumed	104,637	104,637
Fair value of net liabilities assumed	(67,653)
Cash received	66,037
Goodwill	$ 1,616	$ 1,616

Note 3 - Securities (Details Te

Note 3 - Securities (Details Textual) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2021USD ($)	Sep. 30, 2020USD ($)	Sep. 30, 2021USD ($)	Sep. 30, 2020USD ($)	Jun. 30, 2021USD ($)	Dec. 31, 2020USD ($)
Debt Securities, Available-for-sale, Restricted	$ 114,320		$ 114,320		$ 96,970
Debt Securities, Available-for-sale, Unrealized Loss Position, Number of Positions	87		87
Equity Securities, FV-NI, Cost	$ 400		$ 400			$ 400
Equity Securities, FV-NI, Total	424		424			$ 424
Equity Securities, FV-NI, Unrealized Gain (Loss), Total	0	$ 0	0	$ 0
Proceeds from Sale of Equity Securities, FV-NI	$ 0	$ 0	$ 0	$ 0

Note 3 - Securities - Amortized

Note 3 - Securities - Amortized Cost and Fair Value of Securities Available-for-sale and Securities Held-to-maturity (Details) - USD ($) $ in Thousands	Sep. 30, 2021	Jun. 30, 2021
Available-for-sale securities, amortized cost	$ 242,487	$ 203,267
Available-for-sale securities, gross unrealized gains	4,588	5,331
Available-for-sale securities, gross unrealized losses	(1,661)	(838)
Available-for-sale securities, fair value	245,414	207,760
Held-to-maturity, amortized cost	7,896	7,996
Held-to-maturity, fair value	8,219	8,352
US Government-sponsored Enterprises Debt Securities [Member]
Available-for-sale securities, amortized cost	14,248	14,746
Available-for-sale securities, gross unrealized gains	186	301
Available-for-sale securities, gross unrealized losses	(115)	(14)
Available-for-sale securities, fair value	14,319	15,033
US States and Political Subdivisions Debt Securities [Member]
Available-for-sale securities, amortized cost	77,315	73,013
Available-for-sale securities, gross unrealized gains	3,091	3,561
Available-for-sale securities, gross unrealized losses	(225)	(75)
Available-for-sale securities, fair value	80,181	76,499
Held-to-maturity, amortized cost	7,896	7,996
Held-to-maturity, gross unrecognized gains	323	356
Held-to-maturity, gross unrecognized losses	0	0
Held-to-maturity, fair value	8,219	8,352
Residential Mortgage Backed Securities [Member]
Available-for-sale securities, amortized cost	104,215	90,065
Available-for-sale securities, gross unrealized gains	1,097	1,136
Available-for-sale securities, gross unrealized losses	(1,110)	(684)
Available-for-sale securities, fair value	104,202	90,517
Commercial Mortgage Backed Securities [Member]
Available-for-sale securities, amortized cost	8,636	8,641
Available-for-sale securities, gross unrealized gains	37	204
Available-for-sale securities, gross unrealized losses	(23)	0
Available-for-sale securities, fair value	8,650	8,845
Collateralized Mortgage Obligations [Member]
Available-for-sale securities, amortized cost	22,010	16,302
Available-for-sale securities, gross unrealized gains	100	129
Available-for-sale securities, gross unrealized losses	(121)	(57)
Available-for-sale securities, fair value	21,989	16,374
Other Debt Obligations [Member]
Available-for-sale securities, amortized cost	16,063	500
Available-for-sale securities, gross unrealized gains	77	0
Available-for-sale securities, gross unrealized losses	(67)	(8)
Available-for-sale securities, fair value	$ 16,073	$ 492

Note 3 - Securities - Amortiz_2

Note 3 - Securities - Amortized Cost and Fair Values of Debt Securities by Contractual Maturity (Details) - USD ($) $ in Thousands	Sep. 30, 2021	Jun. 30, 2021
Available-for-sale Securities, Debt Maturities, Next Twelve Months, Amortized Cost Basis	$ 5,366
Available-for-sale Securities, Debt Maturities, Next Twelve Months, Fair Value	5,401
Available-for-sale Securities, Debt Maturities, Year Two Through Five, Amortized Cost Basis	25,848
Available-for-sale Securities, Debt Maturities, Year Two Through Five, Fair Value	26,285
Available-for-sale Securities, Debt Maturities, Year Six Through Ten, Amortized Cost Basis	22,183
Available-for-sale Securities, Debt Maturities, Year Six Through Ten, Fair Value	22,527
Available-for-sale Securities, Debt Maturities, after Ten Years, Amortized Cost Basis	54,229
Available-for-sale Securities, Debt Maturities, after Ten Years, Fair Value	56,360
Available-for-sale Securities, Debt Maturities, Single Maturity Date, Amortized Cost Basis	107,626
Available-for-sale Securities, Debt Maturities, Single Maturity Date	110,573
Total securities available-for-sale, Amortized Cost Basis	242,487	$ 203,267
Total securities available-for-sale, fair value	245,414	207,760
Due after one year through five years, held to maturity, Amortized Cost Basis	294
Due after one year through five years, held to maturity, fair value	305
Due after five years through ten years, held to maturity, Amortized Cost Basis	5,367
Due after five years through ten years, held to maturity, fair value	4,854
Due after ten years, held to maturity, Amortized Cost Basis	2,235
Due after ten years, held to maturity, fair value	3,060
Total securities held-to-maturity, Amortized Cost Basis	7,896	7,996
Total securities, held to maturity, fair value	8,219	$ 8,352
U.S. Government-sponsored Mortgage-backed and Related Securities [Member]
Available-for-sale Securities, Debt Maturities, without Single Maturity Date, Amortized Cost Basis	134,861
Available-for-sale Securities, Debt Maturities, without Single Maturity Date, Fair Value	$ 134,841

Note 3 - Securities - Securitie

Note 3 - Securities - Securities With Unrealized and Unrecognized Losses (Details) - USD ($) $ in Thousands	Sep. 30, 2021	Jun. 30, 2021
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	$ 109,154	$ 59,978
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Loss	(1,661)	(837)
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	0	552
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Loss	0	(1)
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	109,154	60,530
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Loss	(1,661)	(838)
US Government-sponsored Enterprises Debt Securities [Member]
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	5,696	2,003
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Loss	(115)	(14)
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	0	0
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Loss	0	0
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	5,696	2,003
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Loss	(115)	(14)
US States and Political Subdivisions Debt Securities [Member]
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	14,428	7,398
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Loss	(225)	(75)
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	0	0
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Loss	0	0
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	14,428	7,398
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Loss	(225)	(75)
Residential Mortgage Backed Securities [Member]
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	62,030	42,378
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Loss	(1,110)	(684)
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	0	0
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Loss	0	0
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	62,030	42,378
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Loss	(1,110)	(684)
Commercial Mortgage Backed Securities [Member]
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	2,783
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Loss	(23)
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	0
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Loss	0
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	2,783
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Loss	(23)
Collateralized Debt Obligations [Member]
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	14,488	7,707
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Loss	(121)	(56)
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	0	552
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Loss	0	(1)
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	14,488	8,259
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Loss	(121)	(57)
Other Debt Obligations [Member]
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	9,729	492
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Loss	(67)	(8)
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	0	0
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Loss	0	0
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	9,729	492
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Loss	$ (67)	$ (8)

Note 4 - Loans (Details Textual

Note 4 - Loans (Details Textual) $ in Thousands	3 Months Ended		12 Months Ended
	Sep. 30, 2021USD ($)	Sep. 30, 2020USD ($)	Jun. 30, 2021USD ($)
Loans and Leases Receivable, Gross, Total	$ 578,532		$ 568,680
Interest Receivable	1,292		1,184
Financing Receivable, Nonaccrual	$ 1,719		1,771
Financing Receivable, Number of Loans Deferred Under Loan Modification Program	4
Financing Receivable, Deferred Payments	$ 51
Financing Receivable, Troubled Debt Restructuring	$ 675		$ 688
Financing Receivable, Modifications, Number of Contracts	0		0
Troubled Debt Restructuring, Debtor, Subsequent Periods, Contingent Payments, Amount, Total	$ 3		$ 4
Financing Receivable, Troubled Debt Restructuring, Commitment to Lend	0	$ 0
Financing Receivables, Impaired, Troubled Debt Restructuring, Write-down	$ 0	$ 0
Financing Receivable, Troubled Debt Restructuring, Subsequent Default, Number of Contracts	0	0
Threshold Amount of Loans Outstanding to Perform Credit Analysis	$ 100
Financial Asset, 60 to 89 Days Past Due [Member]
Financing Receivable, Nonaccrual	209
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, Nonaccrual	752		994
Financial Asset, Not Past Due [Member]
Financing Receivable, Nonaccrual	758		777
Commercial Portfolio Segment [Member]
Loans and Leases Receivable, Gross, Total	95,568		112,337
Financing Receivable, Nonaccrual	298		303
Commercial Portfolio Segment [Member] | SBA CARES Act Paycheck Protection Program [Member]
Loans and Leases Receivable, Gross, Total	$ 29,505		$ 50,686

Note 4 - Loans - Major Classifi

Note 4 - Loans - Major Classifications (Details) - USD ($) $ in Thousands	Sep. 30, 2021	Jun. 30, 2021	Sep. 30, 2020	Jun. 30, 2020
Loans and Leases Receivable, Gross, Total	$ 578,532	$ 568,680
Net deferred loan fees and costs	(1,371)	(2,253)
Allowance for loan losses	(6,677)	(6,471)	$ (5,767)	$ (5,678)
Net loans	570,484	559,956
Commercial Portfolio Segment [Member]
Loans and Leases Receivable, Gross, Total	95,568	112,337
Allowance for loan losses	(906)	(904)	(940)	(947)
Commercial Real Estate Portfolio Segment [Member]
Allowance for loan losses	(3,985)	(3,949)	(3,694)	(3,623)
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans and Leases Receivable, Gross, Total	17,477	10,525
Commercial Real Estate Portfolio Segment [Member] | Other Commercial Real Estate Loans [Member]
Loans and Leases Receivable, Gross, Total	269,627	269,679
Residential Portfolio Segment [Member]
Allowance for loan losses	(1,430)	(1,307)	(997)	(989)
Residential Portfolio Segment [Member] | Construction Loans [Member]
Loans and Leases Receivable, Gross, Total	6,591	9,073
Residential Portfolio Segment [Member] | Residential Real Estate Owner Occupied Loans [Member]
Loans and Leases Receivable, Gross, Total	137,037	118,269
Residential Portfolio Segment [Member] | Residential Real Estate Non-owner Occupied Loans [Member]
Loans and Leases Receivable, Gross, Total	20,123	19,151
Consumer Portfolio Segment [Member]
Loans and Leases Receivable, Gross, Total	32,109	29,646
Allowance for loan losses	$ (356)	$ (311)	$ (136)	$ (119)

Note 4 - Loans - Allowance for

Note 4 - Loans - Allowance for Loan Losses by Portfolio Segment (Details) - USD ($) $ in Thousands	3 Months Ended
	Sep. 30, 2021	Sep. 30, 2020	Jun. 30, 2021
Beginning balance	$ 6,471	$ 5,678
Provision for loan losses	190	130
Loans charged-off	(34)	(66)
Recoveries	50	25
Individually evaluated for impairment	3		$ 4
Total ending allowance balance	6,677	5,767	6,471
Loans individually evaluated for impairment	1,898		1,954
Total ending loans balance	578,453		567,611
Financial Asset Acquired [Member]
Collectively evaluated for impairment	168		160
Loans collectively evaluated for impairment	51,238		35,227
Financial Asset Originated [Member]
Collectively evaluated for impairment	6,506		6,307
Loans collectively evaluated for impairment	525,317		530,430
Commercial Portfolio Segment [Member]
Beginning balance	904	947
Provision for loan losses	2	15
Loans charged-off	0	(22)
Recoveries	0	0
Individually evaluated for impairment	0		1
Total ending allowance balance	906	940	904
Loans individually evaluated for impairment	429		437
Total ending loans balance	94,364		110,287
Commercial Portfolio Segment [Member] | Financial Asset Acquired [Member]
Collectively evaluated for impairment	1		0
Loans collectively evaluated for impairment	810		834
Commercial Portfolio Segment [Member] | Financial Asset Originated [Member]
Collectively evaluated for impairment	905		903
Loans collectively evaluated for impairment	93,125		109,016
Commercial Real Estate Portfolio Segment [Member]
Beginning balance	3,949	3,623
Provision for loan losses	36	70
Loans charged-off	0	0
Recoveries	0	1
Individually evaluated for impairment	0		0
Total ending allowance balance	3,985	3,694	3,949
Loans individually evaluated for impairment	911		921
Total ending loans balance	287,009		280,026
Commercial Real Estate Portfolio Segment [Member] | Financial Asset Acquired [Member]
Collectively evaluated for impairment	67		83
Loans collectively evaluated for impairment	12,219		6,542
Commercial Real Estate Portfolio Segment [Member] | Financial Asset Originated [Member]
Collectively evaluated for impairment	3,918		3,866
Loans collectively evaluated for impairment	273,879		272,563
Residential Portfolio Segment [Member]
Beginning balance	1,307	989
Provision for loan losses	110	8
Loans charged-off	0	0
Recoveries	13	0
Individually evaluated for impairment	3		3
Total ending allowance balance	1,430	997	1,307
Loans individually evaluated for impairment	558		596
Total ending loans balance	164,982		147,648
Residential Portfolio Segment [Member] | Financial Asset Acquired [Member]
Collectively evaluated for impairment	100		77
Loans collectively evaluated for impairment	32,402		21,363
Residential Portfolio Segment [Member] | Financial Asset Originated [Member]
Collectively evaluated for impairment	1,327		1,227
Loans collectively evaluated for impairment	132,022		125,689
Consumer Portfolio Segment [Member]
Beginning balance	311	119
Provision for loan losses	42	37
Loans charged-off	(34)	(44)
Recoveries	37	24
Individually evaluated for impairment	0		0
Total ending allowance balance	356	$ 136	311
Loans individually evaluated for impairment	0		0
Total ending loans balance	32,098		29,650
Consumer Portfolio Segment [Member] | Financial Asset Acquired [Member]
Collectively evaluated for impairment	0		0
Loans collectively evaluated for impairment	5,807		6,488
Consumer Portfolio Segment [Member] | Financial Asset Originated [Member]
Collectively evaluated for impairment	356		311
Loans collectively evaluated for impairment	$ 26,291		$ 23,162

Note 4 - Loans - Impaired Loans

Note 4 - Loans - Impaired Loans (Details) - USD ($) $ in Thousands	3 Months Ended
	Sep. 30, 2021	Sep. 30, 2020	Jun. 30, 2021
Impaired Financing Receivable, Related Allowance	$ 3		$ 4
Impaired Financing Receivable, Unpaid Principal Balance	2,274		2,320
Impaired Financing Receivable, Recorded Investment	1,898		1,954
Impaired Financing Receivable, Average Recorded Investment	1,907	$ 1,971
Impaired Financing Receivable, Interest Income, Accrual Method	7	12
Impaired Financing Receivable, Interest Income, Cash Basis Method	7	12
Commercial Portfolio Segment [Member]
Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance	421		421
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	298		303
Impaired Financing Receivable, with No Related Allowance, Average Recorded Investment	299	0
Impaired Financing Receivable, with No Related Allowance, Interest Income, Accrual Method	0	0
Impaired Financing Receivable, with No Related Allowance, Interest Income, Cash Basis Method	0	0
Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance	130		133
Impaired Financing Receivable, with Related Allowance, Recorded Investment	131		134
Impaired Financing Receivable, Related Allowance	3		1
Impaired Financing Receivable, with Related Allowance, Average Recorded Investment	131	171
Impaired Financing Receivable, with Related Allowance, Interest Income, Accrual Method	2	2
Impaired Financing Receivable, with Related Allowance, Interest Income, Cash Basis Method	2	2
Commercial Real Estate Portfolio Segment [Member] | Other Commercial Real Estate Loans [Member]
Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance	1,053		1,062
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	911		921
Impaired Financing Receivable, with No Related Allowance, Average Recorded Investment	914	826
Impaired Financing Receivable, with No Related Allowance, Interest Income, Accrual Method	3	1
Impaired Financing Receivable, with No Related Allowance, Interest Income, Cash Basis Method	3	1
Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance			0
Impaired Financing Receivable, with Related Allowance, Recorded Investment			0
Impaired Financing Receivable, Related Allowance			0
Impaired Financing Receivable, with Related Allowance, Average Recorded Investment		206
Impaired Financing Receivable, with Related Allowance, Interest Income, Accrual Method		3
Impaired Financing Receivable, with Related Allowance, Interest Income, Cash Basis Method		3
Residential Portfolio Segment [Member] | Residential Real Estate Owner Occupied Loans [Member]
Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance	403		409
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	359		367
Impaired Financing Receivable, with No Related Allowance, Average Recorded Investment	363	539
Impaired Financing Receivable, with No Related Allowance, Interest Income, Accrual Method	2	6
Impaired Financing Receivable, with No Related Allowance, Interest Income, Cash Basis Method	2	6
Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance			28
Impaired Financing Receivable, with Related Allowance, Recorded Investment			27
Impaired Financing Receivable, Related Allowance			3
Impaired Financing Receivable, with Related Allowance, Average Recorded Investment		0
Impaired Financing Receivable, with Related Allowance, Interest Income, Accrual Method		0
Impaired Financing Receivable, with Related Allowance, Interest Income, Cash Basis Method		0
Residential Portfolio Segment [Member] | Residential Real Estate Non-owner Occupied Loans [Member]
Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance	267		267
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	199		$ 202
Impaired Financing Receivable, with No Related Allowance, Average Recorded Investment	200	229
Impaired Financing Receivable, with No Related Allowance, Interest Income, Accrual Method	0	0
Impaired Financing Receivable, with No Related Allowance, Interest Income, Cash Basis Method	$ 0	$ 0

Note 4 - Loans - Loans Past Due

Note 4 - Loans - Loans Past Due (Details) - USD ($) $ in Thousands	Sep. 30, 2021	Jun. 30, 2021
Financing Receivable, Recorded Investment, Nonaccrual Status	$ 1,719	$ 1,771
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing	0	41
Recorded investment	578,453	567,611
Financial Asset, 30 to 59 Days Past Due [Member]
Recorded investment	130	124
Financial Asset, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Nonaccrual Status	209
Recorded investment	225	186
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Nonaccrual Status	752	994
Recorded investment	752	994
Financial Asset, Past Due [Member]
Recorded investment	1,107	1,304
Financial Asset, Not Past Due [Member]
Financing Receivable, Recorded Investment, Nonaccrual Status	758	777
Recorded investment	577,346	566,307
Commercial Portfolio Segment [Member]
Financing Receivable, Recorded Investment, Nonaccrual Status	298	303
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing	0	0
Recorded investment	94,364	110,287
Commercial Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Recorded investment	0	0
Commercial Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Recorded investment	0	0
Commercial Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Recorded investment	0	0
Commercial Portfolio Segment [Member] | Financial Asset, Past Due [Member]
Recorded investment	0	0
Commercial Portfolio Segment [Member] | Financial Asset, Not Past Due [Member]
Recorded investment	94,364	110,287
Commercial Real Estate Portfolio Segment [Member]
Recorded investment	287,009	280,026
Commercial Real Estate Portfolio Segment [Member] | Other Commercial Real Estate Loans [Member]
Financing Receivable, Recorded Investment, Nonaccrual Status	865	874
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing	0	0
Recorded investment	269,550	269,548
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Recorded investment	17,459	10,478
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | Other Commercial Real Estate Loans [Member]
Recorded investment	0	0
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | Construction Loans [Member]
Recorded investment	0	0
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | Other Commercial Real Estate Loans [Member]
Recorded investment	0	175
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | Construction Loans [Member]
Recorded investment	0	0
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Other Commercial Real Estate Loans [Member]
Recorded investment	629	629
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Construction Loans [Member]
Recorded investment	0	0
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Past Due [Member] | Other Commercial Real Estate Loans [Member]
Recorded investment	629	804
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Past Due [Member] | Construction Loans [Member]
Recorded investment	0	0
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Not Past Due [Member] | Other Commercial Real Estate Loans [Member]
Recorded investment	268,921	268,744
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Not Past Due [Member] | Construction Loans [Member]
Recorded investment	17,459	10,478
Residential Portfolio Segment [Member]
Recorded investment	164,982	147,648
Residential Portfolio Segment [Member] | Construction Loans [Member]
Recorded investment	6,665	9,169
Residential Portfolio Segment [Member] | Residential Real Estate Owner Occupied Loans [Member]
Financing Receivable, Recorded Investment, Nonaccrual Status	357	392
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing	0	29
Recorded investment	138,186	119,331
Residential Portfolio Segment [Member] | Residential Real Estate Non-owner Occupied Loans [Member]
Financing Receivable, Recorded Investment, Nonaccrual Status	199	202
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing	0	0
Recorded investment	20,131	19,148
Residential Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | Construction Loans [Member]
Recorded investment	0	0
Residential Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | Residential Real Estate Owner Occupied Loans [Member]
Recorded investment	0	29
Residential Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | Residential Real Estate Non-owner Occupied Loans [Member]
Recorded investment	0	0
Residential Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | Construction Loans [Member]
Recorded investment	0	0
Residential Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | Residential Real Estate Owner Occupied Loans [Member]
Recorded investment	209	0
Residential Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | Residential Real Estate Non-owner Occupied Loans [Member]
Recorded investment	0	0
Residential Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Construction Loans [Member]
Recorded investment	0	0
Residential Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Residential Real Estate Owner Occupied Loans [Member]
Recorded investment	123	365
Residential Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Residential Real Estate Non-owner Occupied Loans [Member]
Recorded investment	0	0
Residential Portfolio Segment [Member] | Financial Asset, Past Due [Member] | Construction Loans [Member]
Recorded investment	0	0
Residential Portfolio Segment [Member] | Financial Asset, Past Due [Member] | Residential Real Estate Owner Occupied Loans [Member]
Recorded investment	332	394
Residential Portfolio Segment [Member] | Financial Asset, Past Due [Member] | Residential Real Estate Non-owner Occupied Loans [Member]
Recorded investment	0	0
Residential Portfolio Segment [Member] | Financial Asset, Not Past Due [Member] | Construction Loans [Member]
Recorded investment	6,665	9,169
Residential Portfolio Segment [Member] | Financial Asset, Not Past Due [Member] | Residential Real Estate Owner Occupied Loans [Member]
Recorded investment	137,854	118,937
Residential Portfolio Segment [Member] | Financial Asset, Not Past Due [Member] | Residential Real Estate Non-owner Occupied Loans [Member]
Recorded investment	20,131	19,148
Consumer Portfolio Segment [Member]
Financing Receivable, Recorded Investment, Nonaccrual Status	0	0
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing	0	12
Recorded investment	32,098	29,650
Consumer Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Recorded investment	130	95
Consumer Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Recorded investment	16	11
Consumer Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Recorded investment	0	0
Consumer Portfolio Segment [Member] | Financial Asset, Past Due [Member]
Recorded investment	146	106
Consumer Portfolio Segment [Member] | Financial Asset, Not Past Due [Member]
Recorded investment	$ 31,952	$ 29,544

Note 4 - Loans - Recorded Inves

Note 4 - Loans - Recorded Investment by Risk Category (Details) - USD ($) $ in Thousands	Sep. 30, 2021	Jun. 30, 2021
Pass [Member]
Financing Receivable, Net	$ 391,347	$ 401,493
Special Mention [Member]
Financing Receivable, Net	5,294	4,143
Substandard [Member]
Financing Receivable, Net	5,053	5,230
Doubtful [Member]
Financing Receivable, Net	1,719	1,771
Not Rated [Member]
Financing Receivable, Net	175,040	154,974
Commercial Portfolio Segment [Member] | Pass [Member]
Financing Receivable, Net	92,817	109,118
Commercial Portfolio Segment [Member] | Special Mention [Member]
Financing Receivable, Net	707	280
Commercial Portfolio Segment [Member] | Substandard [Member]
Financing Receivable, Net	291	309
Commercial Portfolio Segment [Member] | Doubtful [Member]
Financing Receivable, Net	298	303
Commercial Portfolio Segment [Member] | Not Rated [Member]
Financing Receivable, Net	251	277
Commercial Real Estate Portfolio Segment [Member] | Pass [Member] | Construction Loans [Member]
Financing Receivable, Net	17,459	10,478
Commercial Real Estate Portfolio Segment [Member] | Pass [Member] | Other Commercial Real Estate Loans [Member]
Financing Receivable, Net	258,628	259,327
Commercial Real Estate Portfolio Segment [Member] | Special Mention [Member] | Construction Loans [Member]
Financing Receivable, Net	0	0
Commercial Real Estate Portfolio Segment [Member] | Special Mention [Member] | Other Commercial Real Estate Loans [Member]
Financing Receivable, Net	4,430	3,700
Commercial Real Estate Portfolio Segment [Member] | Substandard [Member] | Construction Loans [Member]
Financing Receivable, Net	0	0
Commercial Real Estate Portfolio Segment [Member] | Substandard [Member] | Other Commercial Real Estate Loans [Member]
Financing Receivable, Net	4,677	4,718
Commercial Real Estate Portfolio Segment [Member] | Doubtful [Member] | Construction Loans [Member]
Financing Receivable, Net	0	0
Commercial Real Estate Portfolio Segment [Member] | Doubtful [Member] | Other Commercial Real Estate Loans [Member]
Financing Receivable, Net	865	874
Commercial Real Estate Portfolio Segment [Member] | Not Rated [Member] | Construction Loans [Member]
Financing Receivable, Net	0	0
Commercial Real Estate Portfolio Segment [Member] | Not Rated [Member] | Other Commercial Real Estate Loans [Member]
Financing Receivable, Net	950	929
Residential Portfolio Segment [Member] | Pass [Member] | Construction Loans [Member]
Financing Receivable, Net	1,439	1,849
Residential Portfolio Segment [Member] | Pass [Member] | Residential Real Estate Owner Occupied Loans [Member]
Financing Receivable, Net	1,028	1,715
Residential Portfolio Segment [Member] | Pass [Member] | Residential Real Estate Non-owner Occupied Loans [Member]
Financing Receivable, Net	19,425	18,312
Residential Portfolio Segment [Member] | Special Mention [Member] | Construction Loans [Member]
Financing Receivable, Net	0	0
Residential Portfolio Segment [Member] | Special Mention [Member] | Residential Real Estate Owner Occupied Loans [Member]
Financing Receivable, Net	0	0
Residential Portfolio Segment [Member] | Special Mention [Member] | Residential Real Estate Non-owner Occupied Loans [Member]
Financing Receivable, Net	157	163
Residential Portfolio Segment [Member] | Substandard [Member] | Construction Loans [Member]
Financing Receivable, Net	0	0
Residential Portfolio Segment [Member] | Substandard [Member] | Residential Real Estate Owner Occupied Loans [Member]
Financing Receivable, Net	6	6
Residential Portfolio Segment [Member] | Substandard [Member] | Residential Real Estate Non-owner Occupied Loans [Member]
Financing Receivable, Net	79	197
Residential Portfolio Segment [Member] | Doubtful [Member] | Construction Loans [Member]
Financing Receivable, Net	0	0
Residential Portfolio Segment [Member] | Doubtful [Member] | Residential Real Estate Owner Occupied Loans [Member]
Financing Receivable, Net	357	392
Residential Portfolio Segment [Member] | Doubtful [Member] | Residential Real Estate Non-owner Occupied Loans [Member]
Financing Receivable, Net	199	202
Residential Portfolio Segment [Member] | Not Rated [Member] | Construction Loans [Member]
Financing Receivable, Net	5,226	7,320
Residential Portfolio Segment [Member] | Not Rated [Member] | Residential Real Estate Owner Occupied Loans [Member]
Financing Receivable, Net	136,795	117,218
Residential Portfolio Segment [Member] | Not Rated [Member] | Residential Real Estate Non-owner Occupied Loans [Member]
Financing Receivable, Net	271	274
Consumer Portfolio Segment [Member] | Pass [Member]
Financing Receivable, Net	551	694
Consumer Portfolio Segment [Member] | Special Mention [Member]
Financing Receivable, Net	0	0
Consumer Portfolio Segment [Member] | Substandard [Member]
Financing Receivable, Net	0	0
Consumer Portfolio Segment [Member] | Doubtful [Member]
Financing Receivable, Net	0	0
Consumer Portfolio Segment [Member] | Not Rated [Member]
Financing Receivable, Net	$ 31,547	$ 28,956

Note 5 - Fair Value (Details Te

Note 5 - Fair Value (Details Textual) - USD ($) $ in Thousands	3 Months Ended
	Sep. 30, 2021	Sep. 30, 2020	Jun. 30, 2021
Impaired Financing Receivable, Related Allowance	$ 3		$ 4
Other Real Estate Owned, Fair Value Disclosure	0	$ 0
Fair Value, Nonrecurring [Member] | Impaired Loans [Member]
Impaired Financing Receivable, Related Allowance	0	0
Allowance for Loan and Lease Losses, Period Increase (Decrease), Total	$ 0	$ 0

Note 5 - Fair Value - Assets an

Note 5 - Fair Value - Assets and Liabilities Measured at Fair Value on a Recurring Basis (Details) - USD ($) $ in Thousands	Sep. 30, 2021	Jun. 30, 2021
Securities, available-for-sale	$ 245,414	$ 207,760
Equity securities	424	424
Fair Value, Recurring [Member]
Equity securities	424	424
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Equity securities	0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Equity securities	424	424
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Equity securities	0	0
US Government-sponsored Enterprises Debt Securities [Member]
Securities, available-for-sale	14,319	15,033
US Government-sponsored Enterprises Debt Securities [Member] | Fair Value, Recurring [Member]
Securities, available-for-sale	14,319	15,033
US Government-sponsored Enterprises Debt Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Securities, available-for-sale	0	0
US Government-sponsored Enterprises Debt Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Securities, available-for-sale	14,319	15,033
US Government-sponsored Enterprises Debt Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Securities, available-for-sale	0	0
US States and Political Subdivisions Debt Securities [Member]
Securities, available-for-sale	80,181	76,499
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Recurring [Member]
Securities, available-for-sale	80,181	76,499
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Securities, available-for-sale	0	0
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Securities, available-for-sale	80,181	76,499
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Securities, available-for-sale	0	0
Residential Mortgage Backed Securities [Member]
Securities, available-for-sale	104,202	90,517
Residential Mortgage Backed Securities [Member] | Fair Value, Recurring [Member]
Securities, available-for-sale	104,202	90,517
Residential Mortgage Backed Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Securities, available-for-sale	0	0
Residential Mortgage Backed Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Securities, available-for-sale	104,202	90,517
Residential Mortgage Backed Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Securities, available-for-sale	0	0
Commercial Mortgage Backed Securities [Member]
Securities, available-for-sale	8,650	8,845
Commercial Mortgage Backed Securities [Member] | Fair Value, Recurring [Member]
Securities, available-for-sale	8,650	8,845
Commercial Mortgage Backed Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Securities, available-for-sale	0	0
Commercial Mortgage Backed Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Securities, available-for-sale	8,650	8,845
Commercial Mortgage Backed Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Securities, available-for-sale	0	0
Collateralized Debt Obligations [Member] | Fair Value, Recurring [Member]
Securities, available-for-sale	21,989	16,374
Collateralized Debt Obligations [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Securities, available-for-sale	0	0
Collateralized Debt Obligations [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Securities, available-for-sale	21,989	16,374
Collateralized Debt Obligations [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Securities, available-for-sale	0	0
Other Debt Obligations [Member]
Securities, available-for-sale	16,073	492
Other Debt Obligations [Member] | Fair Value, Recurring [Member]
Securities, available-for-sale	16,073	492
Other Debt Obligations [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Securities, available-for-sale	0	0
Other Debt Obligations [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Securities, available-for-sale	16,073	492
Other Debt Obligations [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Securities, available-for-sale	$ 0	$ 0

Note 5 - Fair Value - Estimated

Note 5 - Fair Value - Estimated Fair Values of Financial Instruments (Details) - USD ($) $ in Thousands	Sep. 30, 2021	Jun. 30, 2021
Held-to-maturity, fair value	$ 8,219	$ 8,352
Fair Value, Inputs, Level 1 [Member] | Reported Value Measurement [Member]
Cash and cash equivalents	87,092	18,529
Fair Value, Inputs, Level 1 [Member] | Estimate of Fair Value Measurement [Member]
Cash and cash equivalents	87,092	18,529
Fair Value, Inputs, Level 2 [Member] | Reported Value Measurement [Member]
Certificates of deposit in other financial institutions	5,560	5,825
Loans held for sale	1,803	1,457
Accrued interest receivable	2,531	2,077
Short-term borrowings	10,773	12,203
Federal Home Loan Bank advances	16,300	18,050
Accrued interest payable	66	51
Fair Value, Inputs, Level 2 [Member] | Reported Value Measurement [Member] | Demand and Savings Deposits [Member]
Demand and savings deposits	727,606	639,310
Fair Value, Inputs, Level 2 [Member] | Reported Value Measurement [Member] | Time Deposits [Member]
Demand and savings deposits	121,580	87,539
Fair Value, Inputs, Level 2 [Member] | Estimate of Fair Value Measurement [Member]
Certificates of deposit in other financial institutions	5,693	5,955
Loans held for sale	1,834	1,488
Accrued interest receivable	2,531	2,077
Short-term borrowings	10,773	12,203
Federal Home Loan Bank advances	16,342	18,247
Accrued interest payable	66	51
Fair Value, Inputs, Level 2 [Member] | Estimate of Fair Value Measurement [Member] | Demand and Savings Deposits [Member]
Demand and savings deposits	727,606	639,310
Fair Value, Inputs, Level 2 [Member] | Estimate of Fair Value Measurement [Member] | Time Deposits [Member]
Demand and savings deposits	122,296	88,147
Fair Value, Inputs, Level 3 [Member] | Reported Value Measurement [Member]
Held-to-maturity, fair value	7,896	7,996
Loans, net	570,484	559,956
Fair Value, Inputs, Level 3 [Member] | Estimate of Fair Value Measurement [Member]
Held-to-maturity, fair value	8,219	8,352
Loans, net	$ 578,780	$ 560,208

Note 6 - Earnings Per Share (De

Note 6 - Earnings Per Share (Details Textual)	3 Months Ended
	Sep. 30, 2020shares
Restricted Stock Units (RSUs) [Member]
Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount (in shares)	11,461

Note 6 - Earnings Per Share - S

Note 6 - Earnings Per Share - Schedule of Earnings Per Share, Basic and Diluted (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended
	Sep. 30, 2021	Sep. 30, 2020
Net income available to common shareholders	$ 2,665	$ 2,401
Weighted average common shares outstanding (in shares)	3,024,794	3,010,844
Basic income per share (in dollars per share)	$ 0.88	$ 0.80
Dilutive effect of restricted stock (in shares)	202	0
Total common shares and dilutive potential common shares (in shares)	3,024,996	3,010,844
Dilutive income per share (in dollars per share)	$ 0.88	$ 0.80

Note 7 - Accumulated Other Co_3

Note 7 - Accumulated Other Comprehensive Income (Loss) - Components of Other Comprehensive Income (Loss) (Details) - USD ($) $ in Thousands		3 Months Ended
		Sep. 30, 2021	Sep. 30, 2020
Accumulated other comprehensive income (loss), before tax		$ 4,493	$ 5,393
Accumulated other comprehensive income (loss), tax		(943)	(1,133)
Accumulated other comprehensive income (loss), net		3,550	4,260
Unrealized holding gains (losses) on securities arising during the period, before tax		(1,566)	70
Unrealized holding gains (losses) on securities arising during the period, tax		328	(14)
Unrealized holding gains (losses) on securities arising during the period, net	[1],[2]	(1,238)	56
Accumulated other comprehensive income (loss), before tax		2,927	5,463
Accumulated other comprehensive income (loss), tax		(615)	(1,147)
Accumulated other comprehensive income (loss), net		$ 2,312	$ 4,316
[1]	Income tax expense
[2]	Securities (gains) losses, net