Consumers Bancorp (CBKM) 10-Q 11 Feb 22 2022 Q2 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	6 Months Ended
	Dec. 31, 2021	Feb. 10, 2022
Document Information [Line Items]
Entity Central Index Key	0001006830
Entity Registrant Name	CONSUMERS BANCORP INC /OH/
Amendment Flag	false
Current Fiscal Year End Date	--06-30
Document Fiscal Period Focus	Q2
Document Fiscal Year Focus	2022
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Dec. 31, 2021
Document Transition Report	false
Entity File Number	033-79130
Entity Incorporation, State or Country Code	OH
Entity Tax Identification Number	34-1771400
Entity Address, Address Line One	614 East Lincoln Way, P.O. Box 256
Entity Address, City or Town	Minerva
Entity Address, State or Province	OH
Entity Address, Postal Zip Code	44657
City Area Code	330
Local Phone Number	868-7701
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Non-accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		3,051,492

Consolidated Balance Sheets (Cu

Consolidated Balance Sheets (Current Period Unaudited) - USD ($) $ in Thousands	Dec. 31, 2021	Jun. 30, 2021
ASSETS
Cash on hand and noninterest-bearing deposits in financial institutions	$ 11,574	$ 8,902
Federal funds sold and interest-bearing deposits in financial institutions	9,679	9,627
Total cash and cash equivalents	21,253	18,529
Certificates of deposit in other financial institutions	4,548	5,825
Securities, available-for-sale	269,836	207,760
Securities, held-to-maturity (fair value of $7,264 at December 31, 2021 and $8,352 at June 30, 2021)	7,020	7,996
Equity securities, at fair value	432	424
Federal bank and other restricted stocks, at cost	2,472	2,472
Loans held for sale	838	1,457
Total loans	623,007	566,427
Less allowance for loan losses	(6,932)	(6,471)
Net loans	616,075	559,956
Cash surrender value of life insurance	9,832	9,702
Premises and equipment, net	16,457	15,793
Goodwill	2,452	836
Core deposit intangible, net	498	229
Other real estate owned and repossessed assets	83	0
Accrued interest receivable and other assets	3,107	2,825
Total assets	954,903	833,804
LIABILITIES
Noninterest-bearing demand	239,412	229,102
Interest bearing demand	143,313	127,447
Savings	352,739	282,761
Time	112,756	87,539
Total deposits	848,220	726,849
Short-term borrowings	10,682	12,203
Federal Home Loan Bank advances	16,286	18,050
Accrued interest and other liabilities	6,557	6,802
Total liabilities	881,745	763,904
Commitments and contingent liabilities
SHAREHOLDERS’ EQUITY
Preferred stock (no par value, 350,000 shares authorized, none outstanding)	0	0
Common stock (no par value, 8,500,000 shares authorized; 3,126,874 and 3,124,053 shares issued as of December 31, 2021 and June 30, 2021, respectively)	20,175	20,011
Retained earnings	52,518	47,663
Treasury stock, at cost (75,382 and 95,953 common shares as of December 31, 2021 and June 30, 2021, respectively)	(1,117)	(1,324)
Accumulated other comprehensive income	1,582	3,550
Total shareholders’ equity	73,158	69,900
Total liabilities and shareholders’ equity	$ 954,903	$ 833,804

Consolidated Balance Sheets (_2

Consolidated Balance Sheets (Current Period Unaudited) (Parentheticals) - USD ($) $ / shares in Thousands, $ in Thousands	Dec. 31, 2021	Jun. 30, 2021
Held-to-maturity securities, fair value	$ 7,264	$ 8,352
Preferred stock, par value (in dollars per share)	$ 0	$ 0
Preferred stock, shares authorized (in shares)	350,000	350,000
Common stock, par value (in dollars per share)	$ 0	$ 0
Common stock, shares authorized (in shares)	8,500,000	8,500,000
Common stock, shares issued (in shares)	3,126,874	3,124,053
Treasury stock, shares (in shares)	75,382	95,953

Consolidated Statements of Inco

Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2021	Dec. 31, 2020
Interest and dividend income
Loans, including fees	$ 7,497	$ 6,583	$ 14,565	$ 13,072
Securities, taxable	806	344	1,517	716
Securities, tax-exempt	508	427	986	847
Equity securities	9	0	17	0
Federal bank and other restricted stocks	20	21	40	39
Federal funds sold and other interest-bearing deposits	43	42	93	89
Total interest and dividend income	8,883	7,417	17,218	14,763
Interest expense
Deposits	274	487	570	1,064
Short-term borrowings	1	2	3	6
Federal Home Loan Bank advances	63	70	127	141
Total interest expense	338	559	700	1,211
Net interest income	8,545	6,858	16,518	13,552
Provision for loan losses	270	130	460	260
Net interest income after provision for loan losses	8,275	6,728	16,058	13,292
Noninterest income
Mortgage banking activity	171	246	429	482
Bank owned life insurance income	65	65	130	131
Securities gains, net	2	8	2	8
Other	95	75	178	151
Total noninterest income	1,221	1,153	2,494	2,294
Noninterest expenses
Salaries and employee benefits	3,269	2,760	6,516	5,451
Occupancy and equipment	728	636	1,436	1,276
Data processing expenses	192	176	406	362
Debit card processing expenses	259	216	527	454
Professional and director fees	158	249	502	486
FDIC assessments	186	87	270	148
Franchise taxes	133	108	266	217
Marketing and advertising	164	116	378	250
Telephone and network communications	88	79	202	163
Amortization of intangible	15	7	26	14
Other	457	397	952	809
Total noninterest expenses	5,649	4,831	11,481	9,630
Income before income taxes	3,847	3,050	7,071	5,956
Income tax expense	685	543	1,244	1,048
Net income	$ 3,162	$ 2,507	$ 5,827	$ 4,908
Basic and diluted earnings per share (in dollars per share)	$ 1.04	$ 0.83	$ 1.92	$ 1.63
Deposit Account [Member]
Noninterest income
Noninterest income (in scope of Topic 606)	$ 366	$ 314	$ 724	$ 621
Debit Card [Member]
Noninterest income
Noninterest income (in scope of Topic 606)	$ 522	$ 445	$ 1,031	$ 901

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Unaudited) - USD ($) $ in Thousands		3 Months Ended		6 Months Ended
		Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2021	Dec. 31, 2020
Net income		$ 3,162	$ 2,507	$ 5,827	$ 4,908
Other comprehensive income, net of tax:
Unrealized holding loss on available-for-sale securities arising during the period, before tax		(922)	278	(2,488)	348
Reclassification adjustment for gains included in income	[1],[2]	(2)	(8)	(2)	(8)
Net unrealized gains (losses)		(924)	270	(2,490)	340
Income tax effect		194	(57)	522	(71)
Other comprehensive income (loss)		(730)	213	(1,968)	269
Total comprehensive income		$ 2,432	$ 2,720	$ 3,859	$ 5,177
[1]	Income tax expense
[2]	Securities (gains) losses, net

Condensed Consolidated Statemen

Condensed Consolidated Statements of Changes In Shareholders' Equity (Unaudited) - USD ($) $ in Thousands	Common Stock [Member]	Retained Earnings [Member]	Treasury Stock [Member]	AOCI Attributable to Parent [Member]	Total
Balance at Jun. 30, 2020	$ 19,974	$ 40,460	$ (1,454)	$ 4,260	$ 63,240
Net income		4,908			4,908
Other comprehensive loss				269	269
Cash dividends declared		(876)			(876)
Shares associated with stock awards	37		130		167
Balance at Dec. 31, 2020	20,011	44,492	(1,324)	4,529	67,708
Balance at Sep. 30, 2020	20,011	42,424	(1,324)	4,316	65,427
Net income		2,507			2,507
Other comprehensive loss				213	213
Cash dividends declared		(439)			(439)
Balance at Dec. 31, 2020	20,011	44,492	(1,324)	4,529	67,708
Balance at Jun. 30, 2021	20,011	47,663	(1,324)	3,550	69,900
Net income		5,827			5,827
Other comprehensive loss				(1,968)	(1,968)
2,821 shares issued associated with dividend reinvestment plan and stock purchase plan	62				62
Cash dividends declared		(972)			(972)
Shares associated with stock awards	102		207		309
Balance at Dec. 31, 2021	20,175	52,518	(1,117)	1,582	73,158
Balance at Sep. 30, 2021	20,113	49,844	(1,117)	2,312	71,152
Net income		3,162			3,162
Other comprehensive loss				(730)	(730)
2,821 shares issued associated with dividend reinvestment plan and stock purchase plan	62				62
Cash dividends declared		(488)			(488)
Balance at Dec. 31, 2021	$ 20,175	$ 52,518	$ (1,117)	$ 1,582	$ 73,158

Condensed Consolidated Statem_2

Condensed Consolidated Statements of Changes In Shareholders' Equity (Unaudited) (Parentheticals) shares in Thousands	3 Months Ended
	Dec. 31, 2021shares
Shares issued associated with dividend reinvestment plan and stock purchase plan, shares (in shares)	2,821

Condensed Consolidated Statem_3

Condensed Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	6 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Cash flows from operating activities
Net cash from operating activities	$ 8,548	$ 5,706
Cash flow from investing activities
Purchases of securities, available-for-sale	(67,274)	(24,975)
Maturities, calls and principal pay downs of securities, available-for-sale	16,520	20,304
Sale of securities, available-for-sale	1,000	2,733
Principal pay downs of securities, held-to-maturity	976	205
Purchase of equity securities	0	(400)
Net decrease in certificate of deposit in other financial institutions	1,277	3,036
Net increase in loans	(36,719)	(14,431)
Acquisition, net cash received	66,552	0
Premises and equipment purchases	(794)	(194)
Sale of other repossessed assets	0	17
Net cash from investing activities	(18,462)	(13,705)
Cash flow from financing activities
Net increase in deposit accounts	16,833	15,007
Net change in short-term borrowings	(1,521)	6,332
Proceeds from Federal Home Loan Bank advances	0	1,300
Repayments of Federal Home Loan Bank advances	(1,764)	(14,378)
Proceeds from dividend reinvestment and stock purchase plan	62	0
Dividends paid	(972)	(876)
Net cash from financing activities	12,638	7,385
Increase (decrease) in cash or cash equivalents	2,724	(614)
Cash and cash equivalents, beginning of period	18,529	9,659
Cash and cash equivalents, end of period	21,253	9,045
Supplemental disclosure of cash flow information:
Interest	699	1,230
Federal income taxes	805	1,055
Non-cash items:
Transfer from loans to repossessed assets	83	9
Issuance of treasury stock for stock awards	309	$ 167
Branch acquisition:
Goodwill	2,452
CFBank Branches [Member]
Branch acquisition:
Securities, available-for-sale	15,602
Loans	19,943
Premises and equipment	413
Goodwill	1,616
Core deposit intangible	295
Accrued interest receivable and other assets	216
Total noncash assets acquired	38,085
Deposits	104,538
Other liabilities	99
Total liabilities assumed	104,637
Net noncash assets acquired	$ (66,552)

Note 1 - Summary of Significant

Note 1 - Summary of Significant Accounting Policies	6 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
Organization, Consolidation and Presentation of Financial Statements Disclosure and Significant Accounting Policies [Text Block]	Note 1 Nature of Operations: Basis of Presentation 10 not 10 June 30, 2021. not may The consolidated financial statements include the accounts of the Corporation and the Bank. All significant inter-company transactions and accounts have been eliminated in consolidation. Segment Information: one Reclassifications: no Recently Issued Accounting Pronouncements Not June 2016, 2016 13, 326 326 2016 13 2016 13 December 15, 2019. December 15, 2018, July 2019, January 2023 October 16, 2019, December 15, 2022 one

Note 2 - Acquisition

Note 2 - Acquisition	6 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
Business Combination Disclosure [Text Block]	Note 2 On July 16, 2021, two The following table summarizes the estimated fair values of the assets acquired and liabilities assumed by the Corporation at the date of acquisition. The core deposit intangible will be amortized over ten not Assets acquired: Cash and cash equivalents $ 515 Securities, available-for-sale 15,602 Loans 19,943 Premises and equipment 413 Core deposit intangible 295 Accrued interest receivable 216 Total assets acquired 36,984 Liabilities assumed: Noninterest-bearing deposits 10,535 Interest-bearing deposits 94,003 Other liabilities 99 Total liabilities assumed 104,637 Fair value of net liabilities assumed (67,653 ) Cash received 66,037 Goodwill $ 1,616 The acquired assets and liabilities were measured at estimated fair values. Management made certain estimates and exercised judgement in accounting for the acquisition. The fair value of loans was estimated using discounted contractual cash flows. The book balance of the loans at the time of the acquisition was $20,325. The fair value disclosed above reflects a credit-related adjustment of $(388) and an adjustment for other factors of $6. Loans evidencing credit deterioration since origination, purchased credit impaired loans, included in loans receivable were immaterial. Acquisition costs of $144 pre-tax, or $118 after-tax, were recorded during the first 2022. one

Note 3 - Securities

Note 3 - Securities	6 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	Note 3 Debt securities The following tables summarize the Corporation’s debt securities as of December 31, 2021 June 30, 2021: Available –for-Sale Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value December 31, 2021 Obligations of U.S. Treasury $ 8,893 $ — $ (34 ) $ 8,859 Obligations of U.S. government-sponsored entities and agencies 19,882 99 (183 ) 19,798 Obligations of state and political subdivisions 85,754 3,343 (132 ) 88,965 U.S. Government-sponsored mortgage-backed securities–residential 104,522 772 (1,394 ) 103,900 U.S. Government-sponsored mortgage-backed securities– commercial 8,631 15 (42 ) 8,604 U.S. Government-sponsored collateralized mortgage obligations– residential 23,684 57 (427 ) 23,314 Other debt securities 16,465 85 (154 ) 16,396 Total securities available-for-sale $ 267,831 $ 4,371 $ (2,366 ) $ 269,836 Held-to-Maturity Amortized Cost Gross Unrecognized Gains Gross Unrecognized Losses Fair Value December 31, 2021 Obligations of state and political subdivisions $ 7,020 $ 244 $ — $ 7,264 Available–for-Sale Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value June 30, 2021 Obligations of U.S. government-sponsored entities and agencies $ 14,746 $ 301 $ (14 ) $ 15,033 Obligations of state and political subdivisions 73,013 3,561 (75 ) 76,499 U.S. Government-sponsored mortgage-backed securities – residential 90,065 1,136 (684 ) 90,517 U.S. Government-sponsored mortgage-backed securities – commercial 8,641 204 — 8,845 U.S. Government-sponsored collateralized mortgage obligations – residential 16,302 129 (57 ) 16,374 Other debt securities 500 — (8 ) 492 Total securities available-for-sale $ 203,267 $ 5,331 $ (838 ) $ 207,760 Held-to-Maturity Amortized Cost Gross Unrecognized Gains Gross Unrecognized Losses Fair Value June 30, 2021 Obligations of state and political subdivisions $ 7,996 $ 356 $ — $ 8,352 Proceeds from the sale and call of available-for-sale securities were as follows: Three Months Ended December 31, Six Months Ended December 31, 2021 2020 2021 2020 Proceeds from sales and calls $ 1,000 $ 2,733 1,000 2,733 Gross realized gains 2 31 2 31 Gross realized losses — 23 — 23 The income tax provision related to the net realized gain amounted to less than $1 for the three six December 31, 2021. three six December 31, 2020. The amortized cost and fair values of debt securities at December 31, 2021, may not Available-for-Sale Amortized Cost Estimated Fair Value Due in one year or less $ 4,097 $ 4,118 Due after one year through five years 36,803 37,108 Due after five years through ten years 27,403 27,540 Due after ten years 62,691 65,252 Total 130,994 134,018 U.S. Government-sponsored mortgage-backed and related securities 136,837 135,818 Total securities available-for-sale $ 267,831 $ 269,836 Held-to-Maturity Due after one year through five years $ 253 $ 260 Due after five years through ten years 4,532 4,045 Due after ten years 2,235 2,959 Total securities held-to-maturity $ 7,020 $ 7,264 Securities with a carrying value of approximately $107,027 and $96,970 were pledged at December 31, 2021 June 30, 2021, The following table summarizes the securities with unrealized losses at December 31 2021 June 30, 2021, Less than 12 Months 12 Months or more Total Available-for-sale Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss December 31, 2021 Obligation of U.S. Treasury $ 8,859 $ (34 ) $ — $ — $ 8,859 $ (34 ) Obligations of U.S. government-sponsored entities and agencies 14,805 (183 ) — — 14,805 (183 ) Obligations of state and political subdivisions 13,926 (132 ) — — 13,926 (132 ) U.S. Government-sponsored mortgage-backed securities – residential 79,495 (1,394 ) — — 79,495 (1,394 ) U.S. Government-sponsored mortgage-backed securities – commercial 5,706 (42 ) — — 5,706 (42 ) Collateralized mortgage obligations - residential 20,121 (427 ) — — 20,121 (427 ) Other debt securities 10,072 (154 ) — — 10,072 (154 ) Total temporarily impaired $ 152,984 $ (2,366 ) $ — $ — $ 152,984 $ (2,366 ) Less than 12 Months 12 Months or more Total Available-for-sale Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss June 30, 2021 Obligations of U.S. government-sponsored entities and agencies $ 2,003 $ (14 ) $ — $ — $ 2,003 $ (14 ) Obligations of state and political subdivisions 7,398 (75 ) — — 7,398 (75 ) Mortgage-backed securities – residential 42,378 (684 ) — — 42,378 (684 ) Collateralized mortgage obligations - residential 7,707 (56 ) 552 (1 ) 8,259 (57 ) Other debt securities 492 (8 ) — — 492 (8 ) Total temporarily impaired $ 59,978 $ (837 ) $ 552 $ (1 ) $ 60,530 $ (838 ) Management evaluates securities for other-than-temporary impairment (OTTI) on a quarterly basis, and more frequently when economic or market conditions warrant such an evaluation. The securities portfolio is evaluated for OTTI by segregating the portfolio into two 320, Accounting for Certain Investments in Debt and Equity Securities In determining OTTI under the ASC Topic 320 1 2 3 4 not At December 31, 2021, December 31, 2021 not not not not not Equity Securities The Corporation owned equity securities with an amortized cost of $400 and a fair value of $432 and $424 as of December 31, 2021 June 30, 2021, three six December 31, 2021 2020. no three six December 31, 2021 2020.

Note 4 - Loans

Note 4 - Loans	6 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]	Note 4 Major classifications of loans were as follows: December 31, 2021 June 30, 2021 Commercial $ 116,940 $ 112,337 Commercial real estate: Construction 21,457 10,525 Other 282,601 269,679 1 – 4 Family residential real estate: Owner occupied 137,288 118,269 Non-owner occupied 21,618 19,151 Construction 6,854 9,073 Consumer 36,628 29,646 Subtotal 623,386 568,680 Net deferred loan fees and costs (379 ) (2,253 ) Allowance for loan losses (6,932 ) (6,471 ) Net Loans $ 616,075 $ 559,956 The commercial loan category in the above table includes PPP loans of $12,692 as of December 31, 2021 June 30, 2021 December 31, 2021 June 30, 2021. The following table presents the activity in the allowance for loan losses by portfolio segment for the three December 31, 2021: 1-4 Family Commercial Residential Real Real Commercial Estate Estate Consumer Total Allowance for loan losses: Beginning balance $ 906 $ 3,985 $ 1,430 $ 356 $ 6,677 Provision for loan losses 49 62 97 62 270 Loans charged-off — — (40 ) (13 ) (53 ) Recoveries 21 2 3 12 38 Total ending allowance balance $ 976 $ 4,049 $ 1,490 $ 417 $ 6,932 The following table presents the activity in the allowance for loan losses by portfolio segment for the six December 31, 2021: 1-4 Family Commercial Residential Real Real Commercial Estate Estate Consumer Total Allowance for loan losses: Beginning balance $ 904 $ 3,949 $ 1,307 $ 311 $ 6,471 Provision for loan losses 51 98 207 104 460 Loans charged-off — — (40 ) (47 ) (87 ) Recoveries 21 2 16 49 88 Total ending allowance balance $ 976 $ 4,049 $ 1,490 $ 417 $ 6,932 The following table presents the activity in the allowance for loan losses by portfolio segment for the three December 31, 2020: 1-4 Family Commercial Residential Real Real Commercial Estate Estate Consumer Total Allowance for loan losses: Beginning balance $ 940 $ 3,694 $ 997 $ 136 $ 5,767 Provision for loan losses (82 ) 122 31 59 130 Loans charged-off — — — (12 ) (12 ) Recoveries — 1 — 26 27 Total ending allowance balance $ 858 $ 3,817 $ 1,028 $ 209 $ 5,912 The following table presents the activity in the allowance for loan losses by portfolio segment for the six December 31, 2020: 1-4 Family Commercial Residential Real Real Commercial Estate Estate Consumer Total Allowance for loan losses: Beginning balance $ 947 $ 3,623 $ 989 $ 119 $ 5,678 Provision for loan losses (67 ) 192 39 96 260 Loans charged-off (22 ) — — (56 ) (78 ) Recoveries — 2 — 50 52 Total ending allowance balance $ 858 $ 3,817 $ 1,028 $ 209 $ 5,912 The following table presents the balance in the allowance for loan losses and the recorded investment in loans by portfolio segment and based on impairment method as of December 31, 2021. 1-4 Family Commercial Residential Real Real Commercial Estate Estate Consumer Total Ending allowance for loan losses balance attributable to loans: Individually evaluated for impairment $ 1 $ — $ — $ — $ 1 Acquired loans collectively evaluated for impairment 1 66 90 — 157 Originated loans collectively evaluated for impairment 974 3,983 1,400 417 6,774 Total ending allowance balance $ 976 $ 4,049 $ 1,490 $ 417 $ 6,932 Recorded investment in loans: Loans individually evaluated for impairment $ 416 $ 264 $ 228 $ — $ 908 Acquired loans collectively evaluated for impairment 472 11,466 29,058 4,677 45,673 Originated loans collectively evaluated for impairment 115,781 292,214 137,658 31,946 577,599 Total ending loans balance $ 116,669 $ 303,944 $ 166,944 $ 36,623 $ 624,180 The following table presents the balance in the allowance for loan losses and the recorded investment in loans by portfolio segment and based on impairment method as of June 30, 2021. 1-4 Family Commercial Residential Real Real Commercial Estate Estate Consumer Total Allowance for loan losses: Ending allowance balance attributable to loans: Individually evaluated for impairment $ 1 $ — $ 3 $ — $ 4 Acquired loans collectively evaluated for impairment — 83 77 — 160 Originated loans collectively evaluated for impairment 903 3,866 1,227 311 6,307 Total ending allowance balance $ 904 $ 3,949 $ 1,307 $ 311 $ 6,471 Recorded investment in loans: Loans individually evaluated for impairment $ 437 $ 921 $ 596 $ — $ 1,954 Acquired loans collectively evaluated for impairment 834 6,542 21,363 6,488 35,227 Originated loans collectively evaluated for impairment 109,016 272,563 125,689 23,162 530,430 Total ending loans balance $ 110,287 $ 280,026 $ 147,648 $ 29,650 $ 567,611 The following table presents information related to unpaid principal balance, recorded investment and interest income associated with loans individually evaluated for impairment by class of loans as of December 31, 2021 six December 31, 2021: As of December 31, 2021 Six Months ended December 31, 2021 Unpaid Allowance for Loan Average Interest Cash Basis Principal Recorded Losses Recorded Income Interest Balance Investment Allocated Investment Recognized Recognized With no related allowance recorded: Commercial $ 421 $ 294 $ — $ 297 $ — $ — Commercial real estate: Other 411 264 — 802 102 102 1-4 Family residential real estate: Owner occupied 276 228 — 317 3 3 Non-owner occupied — — — 167 75 75 With an allowance recorded: Commercial 122 122 1 128 4 4 Total $ 1,230 $ 908 $ 1 $ 1,711 $ 184 $ 184 The following table presents information related to average recorded investment and interest income associated with loans individually evaluated for impairment by class of loans for the three December 31, 2021: Average Interest Cash Basis Recorded Income Interest Investment Recognized Recognized With no related allowance recorded: Commercial $ 295 $ — $ — Commercial real estate: Other 691 99 99 1-4 Family residential real estate: Owner occupied 272 1 1 Non-owner occupied 132 75 75 With an allowance recorded: Commercial 126 2 2 Total $ 1,516 $ 177 $ 177 The following table presents information related to unpaid principal balance, recorded investment and interest income associated with loans individually evaluated for impairment by class of loans as of June 30, 2021 six December 31, 2020: As of June 30, 2021 Six Months ended December 31, 2020 Unpaid Allowance for Loan Average Interest Cash Basis Principal Recorded Losses Recorded Income Interest Balance Investment Allocated Investment Recognized Recognized With no related allowance recorded: Commercial $ 421 $ 303 $ — $ — $ — $ — Commercial real estate: Other 1,062 921 — 867 4 4 1-4 Family residential real estate: Owner occupied 409 367 — 629 11 11 Non-owner occupied 267 202 — 225 — — With an allowance recorded: Commercial 133 134 1 160 4 4 Commercial real estate: Other — — — 205 6 6 1-4 Family residential real estate: Owner occupied 28 27 3 5 — — Total $ 2,320 $ 1,954 $ 4 $ 2,091 $ 25 $ 25 The following table presents information related to average recorded investment and interest income associated with loans individually evaluated for impairment by class of loans for the three December 31, 2020: Average Interest Cash Basis Recorded Income Interest Investment Recognized Recognized With no related allowance recorded: Commercial real estate: Other $ 907 $ 3 $ 3 1-4 Family residential real estate: Owner occupied 720 5 5 Non-owner occupied 220 — — With an allowance recorded: Commercial 150 2 2 Commercial real estate: Other 204 3 3 1-4 Family residential real estate: Owner occupied 10 — — Total $ 2,211 $ 13 $ 13 The following table presents the recorded investment in non-accrual and loans past due over 90 December 31, 2021 June 30, 2021: December 31, 2021 June 30, 2021 Loans Past Due Loans Past Due Over 90 Days Over 90 Days Still Still Non-accrual Accruing Non-accrual Accruing Commercial $ 294 $ — $ 303 $ — Commercial real estate: Other 219 — 874 — 1 – 4 Family residential: Owner occupied 227 — 392 29 Non-owner occupied — — 202 — Consumer — 4 — 12 Total $ 740 $ 4 $ 1,771 $ 41 Non-accrual loans and loans past due 90 The following table presents the aging of the recorded investment in past due loans as of December 31, 2021 Days Past Due 30 - 59 60 - 89 90 Days or Total Loans Not Days Days Greater Past Due Past Due Total Commercial $ — $ — $ — $ — $ 116,669 $ 116,669 Commercial real estate: Construction — — — — 21,443 21,443 Other — — — — 282,501 282,501 1-4 Family residential: Owner occupied 236 — — 236 138,169 138,405 Non-owner occupied — — — — 21,626 21,626 Construction — — — — 6,913 6,913 Consumer 153 15 4 172 36,451 36,623 Total $ 389 $ 15 $ 4 $ 408 $ 623,772 $ 624,180 The above table of past due loans includes the recorded investment in non-accrual loans of $203 in the 30 89 not The following table presents the aging of the recorded investment in past due loans as of June 30, 2021 Days Past Due 30 - 59 60 - 89 90 Days or Total Loans Not Days Days Greater Past Due Past Due Total Commercial $ — $ — $ — $ — $ 110,287 $ 110,287 Commercial real estate: Construction — — — — 10,478 10,478 Other — 175 629 804 268,744 269,548 1-4 Family residential: Owner occupied 29 — 365 394 118,937 119,331 Non-owner occupied — — — — 19,148 19,148 Construction — — — — 9,169 9,169 Consumer 95 11 — 106 29,544 29,650 Total $ 124 $ 186 $ 994 $ 1,304 $ 566,307 $ 567,611 The above table of past due loans includes the recorded investment in non-accrual loans of $994 in the 90 not Troubled Debt Restructurings (TDR): The Corporation has certain loans that have been modified in order to maximize collection of loan balances that are classified as TDRs. A modified loan is usually classified as a TDR if, for economic reasons, management grants a concession to the original terms and conditions of the loan to a borrower who is experiencing financial difficulties that it would not 19, March 22, 2020 not March 22, 2020, 90 90 90 19 not December 31, 2021, three As of December 31, 2021 June 30, 2021, December 31, 2021 June 30, 2021, not December 31, 2021 June 30, 2021, During the three six December 31, 2021 2020, three six December 31, 2021 2020. There were no loans classified as troubled debt restructurings for which there was a payment default within 12 three six December 31, 2021 2020. 90 Credit Quality Indicators: The Corporation categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt such as: current financial information, historical payment experience, credit documentation, public information, current economic trends and other relevant information. The Corporation analyzes loans individually by classifying the loans as to credit risk. This analysis includes loans with a total outstanding loan relationship greater than $100 and non-homogeneous loans, such as commercial and commercial real estate loans. Management monitors the loans on an ongoing basis for any changes in the borrower’s ability to service their debt and affirms the risk ratings for the loans and leases in their respective portfolio on an annual basis. The Corporation uses the following definitions for risk ratings: Special Mention. may Substandard. not Doubtful. Loans not not $100 1 4 not As of December 31, 2021 Special Not Pass Mention Substandard Doubtful Rated Commercial $ 115,183 $ 687 $ 271 $ 294 $ 234 Commercial real estate: Construction 21,443 — — — — Other 274,500 2,123 4,555 219 1,104 1-4 Family residential real estate: Owner occupied 1,232 — — 227 136,946 Non-owner occupied 21,128 152 77 — 269 Construction 3,138 — — — 3,775 Consumer 657 — — — 35,966 Total $ 437,281 $ 2,962 $ 4,903 $ 740 $ 178,294 As of June 30, 2021, As of June 30, 2021 Special Not Pass Mention Substandard Doubtful Rated Commercial $ 109,118 $ 280 $ 309 $ 303 $ 277 Commercial real estate: Construction 10,478 — — — — Other 259,327 3,700 4,718 874 929 1-4 Family residential real estate: Owner occupied 1,715 — 6 392 117,218 Non-owner occupied 18,312 163 197 202 274 Construction 1,849 — — — 7,320 Consumer 694 — — — 28,956 Total $ 401,493 $ 4,143 $ 5,230 $ 1,771 $ 154,974

Note 5 - Fair Value

Note 5 - Fair Value	6 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
Fair Value Disclosures [Text Block]	Note 5 Fair value is the exchange price that would be received for an asset or paid to transfer a liability (an exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. There are three may Level 1: Level 2: 1 not Level 3: Financial assets and financial liabilities measured at fair value on a recurring basis include the following: Securities available-for-sale: 1 not 2 not 3 Assets and liabilities measured at fair value on a recurring basis are summarized below, segregated by the level of the valuation inputs within the fair value hierarchy utilized to measure fair value: Balance at Fair Value Measurements at December 31, 2021 December 31, 2021 Level 1 Level 2 Level 3 Assets: Obligations of U.S. Treasury $ 8,859 $ — $ 8,859 $ — Obligations of U.S. government-sponsored entities and agencies 19,798 — 19,798 — Obligations of state and political subdivisions 88,965 — 88,965 — U.S. Government-sponsored mortgage-backed securities – residential 103,900 — 103,900 — U.S. Government-sponsored mortgage-backed securities – commercial 8,604 — 8,604 — U.S. Government-sponsored collateralized mortgage obligations - residential 23,314 — 23,314 — Other debt securities 16,396 — 16,396 — Equity securities 432 — 432 — Balance at Fair Value Measurements at June 30, 2021 June 30, 2021 Level 1 Level 2 Level 3 Assets: Obligations of U.S. government-sponsored entities and agencies $ 15,033 $ — $ 15,033 $ — Obligations of state and political subdivisions 76,499 — 76,499 — U.S. government-sponsored mortgage-backed securities - residential 90,517 — 90,517 — U.S. government-sponsored mortgage-backed securities - commercial 8,845 — 8,845 — U.S. government-sponsored collateralized mortgage obligations - residential 16,374 — 16,374 — Other debt securities 492 — 492 — Equity securities 424 — 424 — There were no 1 2 three six December 31, 2021. Certain assets and liabilities are measured at fair value on a non-recurring basis; that is, the instruments are not Impaired Loans: may 3 December 31, 2021 June 30, 2021 three six December 31, 2021 2020. Other Real Estate and Repossessed Assets Owned: December 31, 2021, June 30, 2021. The following table shows the estimated fair values of financial instruments that are reported at amortized cost in the Corporation’s consolidated balance sheets, segregated by the level of the valuation inputs within the fair value hierarchy utilized to measure fair value: December 31, 2021 June 30, 2021 Carrying Amount Estimated Fair Value Carrying Amount Estimated Fair Value Financial Assets: Level 1 inputs: Cash and cash equivalents $ 21,253 $ 21,253 $ 18,529 $ 18,529 Level 2 inputs: Certificates of deposit in other financial institutions 4,548 4,670 5,825 5,955 Loans held for sale 838 852 1,457 1,488 Accrued interest receivable 2,403 2,403 2,077 2,077 Level 3 inputs: Securities held-to-maturity 7,020 7,264 7,996 8,352 Loans, net 616,075 621,931 559,956 560,208 Financial Liabilities: Level 2 inputs: Demand and savings deposits 735,464 735,464 639,310 639,310 Time deposits 112,756 113,302 87,539 88,147 Short-term borrowings 10,682 10,682 12,203 12,203 Federal Home Loan Bank advances 16,286 16,165 18,050 18,247 Accrued interest payable 52 52 51 51

Note 6 - Earnings Per Share

Note 6 - Earnings Per Share	6 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
Earnings Per Share [Text Block]	Note 6 Basic earnings per share is the amount of earnings available to each share of common stock outstanding during the reporting period and is equal to net income divided by the weighted average number of shares outstanding during the period. Diluted earnings per share is the amount of earnings available to each share of common stock outstanding during the reporting period adjusted to include the effect of potentially dilutive common shares that may three December 31, 2021, six December 31, 2021. three six December 31, 2020, For the Three Months Ended December 31, For the Six Months Ended December 31, 2021 2020 2021 2020 Basic: Net income available to common shareholders $ 3,162 $ 2,507 $ 5,827 $ 4,908 Weighted average common shares outstanding 3,034,362 3,017,268 3,032,416 3,015,741 Basic income per share $ 1.04 $ 0.83 $ 1.92 $ 1.63 Diluted: Net income available to common shareholders $ 3,162 $ 2,507 $ 5,827 $ 4,908 Weighted average common shares outstanding 3,034,362 3,017,268 3,032,416 3,015,741 Dilutive effect of restricted stock 438 21 233 — Total common shares and dilutive potential common shares 3,034,800 3,017,289 3,032,649 3,015,741 Dilutive income per share $ 1.04 $ 0.83 $ 1.92 $ 1.63

Note 7 - Accumulated Other Comp

Note 7 - Accumulated Other Comprehensive Income (Loss)	6 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
Comprehensive Income (Loss) Note [Text Block]	Note 7 The components of other comprehensive income related to unrealized gains and losses on available-for-sale securities for the three six December 31, 2021 2020, Pretax Tax Effect After-tax Affected Line Item in Consolidated Statements of Income Balance as of September 30, 2021 $ 2,927 $ (615 ) $ 2,312 Unrealized holding loss on available-for-sale securities arising during the period (922 ) 194 (728 ) Amounts reclassified from accumulated other comprehensive income (2 ) — (2 ) (a)(b) Net current period other comprehensive loss (924 ) 194 (730 ) Balance as of December 31, 2021 $ 2,003 $ (421 ) $ 1,582 Balance as of September 30, 2020 $ 5,463 $ (1,147 ) $ 4,316 Unrealized holding gain on available-for-sale securities arising during the period 278 (59 ) 219 Amounts reclassified from accumulated other comprehensive income (8 ) 2 (6 ) (a)(b) Net current period other comprehensive gain 270 (57 ) 213 Balance as of December 31, 2020 $ 5,733 $ (1,204 ) $ 4,529 (a) Securities (gains) losses, net (b) Income tax expense Pretax Tax Effect After-tax Affected Line Item in Consolidated Statements of Income Balance as of June 30, 2021 $ 4,493 $ (943 ) $ 3,550 Unrealized holding loss on available-for-sale securities arising during the period (2,488 ) 522 (1,966 ) Amounts reclassified from accumulated other comprehensive income (2 ) — (2 ) (a)(b) Net current period other comprehensive loss (2,490 ) 522 (1,968 ) Balance as of December 31, 2021 $ 2,003 $ (421 ) $ 1,582 Balance as of June 30, 2020 $ 5,393 $ (1,133 ) $ 4,260 Unrealized holding gain on available-for-sale securities arising during the period 348 (73 ) 275 Amounts reclassified from accumulated other comprehensive income (8 ) 2 (6 ) (a)(b) Net current period other comprehensive income 340 (71 ) 269 Balance after reclassification as of December 31, 2020 $ 5,733 $ (1,204 ) $ 4,529

Note 8 - COVID-19

Note 8 - COVID-19	6 Months Ended
	Dec. 31, 2021
COVID 19 [Member]
Notes to Financial Statements
Unusual or Infrequent Items, or Both, Disclosure [Text Block]	Note 8 19 In December 2019, March 11, 2020. may may 19,

Significant Accounting Policies

Significant Accounting Policies (Policies)	6 Months Ended
	Dec. 31, 2021
Accounting Policies [Abstract]
Nature of Operations [Policy Text Block]	Nature of Operations:
Basis of Accounting, Policy [Policy Text Block]	Basis of Presentation 10 not 10 June 30, 2021. not may The consolidated financial statements include the accounts of the Corporation and the Bank. All significant inter-company transactions and accounts have been eliminated in consolidation.
Segment Reporting, Policy [Policy Text Block]	Segment Information: one
Reclassification, Comparability Adjustment [Policy Text Block]	Reclassifications: no
New Accounting Pronouncements, Policy [Policy Text Block]	Recently Issued Accounting Pronouncements Not June 2016, 2016 13, 326 326 2016 13 2016 13 December 15, 2019. December 15, 2018, July 2019, January 2023 October 16, 2019, December 15, 2022 one

Note 2 - Acquisition (Tables)

Note 2 - Acquisition (Tables)	6 Months Ended
	Dec. 31, 2021
Notes Tables
Schedule of Recognized Identified Assets Acquired and Liabilities Assumed [Table Text Block]	Assets acquired: Cash and cash equivalents $ 515 Securities, available-for-sale 15,602 Loans 19,943 Premises and equipment 413 Core deposit intangible 295 Accrued interest receivable 216 Total assets acquired 36,984 Liabilities assumed: Noninterest-bearing deposits 10,535 Interest-bearing deposits 94,003 Other liabilities 99 Total liabilities assumed 104,637 Fair value of net liabilities assumed (67,653 ) Cash received 66,037 Goodwill $ 1,616

Note 3 - Securities (Tables)

Note 3 - Securities (Tables)	6 Months Ended
	Dec. 31, 2021
Notes Tables
Marketable Securities [Table Text Block]	Available –for-Sale Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value December 31, 2021 Obligations of U.S. Treasury $ 8,893 $ — $ (34 ) $ 8,859 Obligations of U.S. government-sponsored entities and agencies 19,882 99 (183 ) 19,798 Obligations of state and political subdivisions 85,754 3,343 (132 ) 88,965 U.S. Government-sponsored mortgage-backed securities–residential 104,522 772 (1,394 ) 103,900 U.S. Government-sponsored mortgage-backed securities– commercial 8,631 15 (42 ) 8,604 U.S. Government-sponsored collateralized mortgage obligations– residential 23,684 57 (427 ) 23,314 Other debt securities 16,465 85 (154 ) 16,396 Total securities available-for-sale $ 267,831 $ 4,371 $ (2,366 ) $ 269,836 Held-to-Maturity Amortized Cost Gross Unrecognized Gains Gross Unrecognized Losses Fair Value December 31, 2021 Obligations of state and political subdivisions $ 7,020 $ 244 $ — $ 7,264 Available–for-Sale Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value June 30, 2021 Obligations of U.S. government-sponsored entities and agencies $ 14,746 $ 301 $ (14 ) $ 15,033 Obligations of state and political subdivisions 73,013 3,561 (75 ) 76,499 U.S. Government-sponsored mortgage-backed securities – residential 90,065 1,136 (684 ) 90,517 U.S. Government-sponsored mortgage-backed securities – commercial 8,641 204 — 8,845 U.S. Government-sponsored collateralized mortgage obligations – residential 16,302 129 (57 ) 16,374 Other debt securities 500 — (8 ) 492 Total securities available-for-sale $ 203,267 $ 5,331 $ (838 ) $ 207,760 Held-to-Maturity Amortized Cost Gross Unrecognized Gains Gross Unrecognized Losses Fair Value June 30, 2021 Obligations of state and political subdivisions $ 7,996 $ 356 $ — $ 8,352
Schedule of Realized Gain (Loss) [Table Text Block]	Three Months Ended December 31, Six Months Ended December 31, 2021 2020 2021 2020 Proceeds from sales and calls $ 1,000 $ 2,733 1,000 2,733 Gross realized gains 2 31 2 31 Gross realized losses — 23 — 23
Investments Classified by Contractual Maturity Date [Table Text Block]	Available-for-Sale Amortized Cost Estimated Fair Value Due in one year or less $ 4,097 $ 4,118 Due after one year through five years 36,803 37,108 Due after five years through ten years 27,403 27,540 Due after ten years 62,691 65,252 Total 130,994 134,018 U.S. Government-sponsored mortgage-backed and related securities 136,837 135,818 Total securities available-for-sale $ 267,831 $ 269,836 Held-to-Maturity Due after one year through five years $ 253 $ 260 Due after five years through ten years 4,532 4,045 Due after ten years 2,235 2,959 Total securities held-to-maturity $ 7,020 $ 7,264
Schedule of Unrealized Loss on Investments [Table Text Block]	Less than 12 Months 12 Months or more Total Available-for-sale Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss December 31, 2021 Obligation of U.S. Treasury $ 8,859 $ (34 ) $ — $ — $ 8,859 $ (34 ) Obligations of U.S. government-sponsored entities and agencies 14,805 (183 ) — — 14,805 (183 ) Obligations of state and political subdivisions 13,926 (132 ) — — 13,926 (132 ) U.S. Government-sponsored mortgage-backed securities – residential 79,495 (1,394 ) — — 79,495 (1,394 ) U.S. Government-sponsored mortgage-backed securities – commercial 5,706 (42 ) — — 5,706 (42 ) Collateralized mortgage obligations - residential 20,121 (427 ) — — 20,121 (427 ) Other debt securities 10,072 (154 ) — — 10,072 (154 ) Total temporarily impaired $ 152,984 $ (2,366 ) $ — $ — $ 152,984 $ (2,366 ) Less than 12 Months 12 Months or more Total Available-for-sale Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss June 30, 2021 Obligations of U.S. government-sponsored entities and agencies $ 2,003 $ (14 ) $ — $ — $ 2,003 $ (14 ) Obligations of state and political subdivisions 7,398 (75 ) — — 7,398 (75 ) Mortgage-backed securities – residential 42,378 (684 ) — — 42,378 (684 ) Collateralized mortgage obligations - residential 7,707 (56 ) 552 (1 ) 8,259 (57 ) Other debt securities 492 (8 ) — — 492 (8 ) Total temporarily impaired $ 59,978 $ (837 ) $ 552 $ (1 ) $ 60,530 $ (838 )

Note 4 - Loans (Tables)

Note 4 - Loans (Tables)	6 Months Ended
	Dec. 31, 2021
Notes Tables
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	December 31, 2021 June 30, 2021 Commercial $ 116,940 $ 112,337 Commercial real estate: Construction 21,457 10,525 Other 282,601 269,679 1 – 4 Family residential real estate: Owner occupied 137,288 118,269 Non-owner occupied 21,618 19,151 Construction 6,854 9,073 Consumer 36,628 29,646 Subtotal 623,386 568,680 Net deferred loan fees and costs (379 ) (2,253 ) Allowance for loan losses (6,932 ) (6,471 ) Net Loans $ 616,075 $ 559,956
Financing Receivable, Allowance for Credit Loss [Table Text Block]	1-4 Family Commercial Residential Real Real Commercial Estate Estate Consumer Total Allowance for loan losses: Beginning balance $ 906 $ 3,985 $ 1,430 $ 356 $ 6,677 Provision for loan losses 49 62 97 62 270 Loans charged-off — — (40 ) (13 ) (53 ) Recoveries 21 2 3 12 38 Total ending allowance balance $ 976 $ 4,049 $ 1,490 $ 417 $ 6,932 1-4 Family Commercial Residential Real Real Commercial Estate Estate Consumer Total Allowance for loan losses: Beginning balance $ 904 $ 3,949 $ 1,307 $ 311 $ 6,471 Provision for loan losses 51 98 207 104 460 Loans charged-off — — (40 ) (47 ) (87 ) Recoveries 21 2 16 49 88 Total ending allowance balance $ 976 $ 4,049 $ 1,490 $ 417 $ 6,932 1-4 Family Commercial Residential Real Real Commercial Estate Estate Consumer Total Allowance for loan losses: Beginning balance $ 940 $ 3,694 $ 997 $ 136 $ 5,767 Provision for loan losses (82 ) 122 31 59 130 Loans charged-off — — — (12 ) (12 ) Recoveries — 1 — 26 27 Total ending allowance balance $ 858 $ 3,817 $ 1,028 $ 209 $ 5,912 1-4 Family Commercial Residential Real Real Commercial Estate Estate Consumer Total Allowance for loan losses: Beginning balance $ 947 $ 3,623 $ 989 $ 119 $ 5,678 Provision for loan losses (67 ) 192 39 96 260 Loans charged-off (22 ) — — (56 ) (78 ) Recoveries — 2 — 50 52 Total ending allowance balance $ 858 $ 3,817 $ 1,028 $ 209 $ 5,912 1-4 Family Commercial Residential Real Real Commercial Estate Estate Consumer Total Ending allowance for loan losses balance attributable to loans: Individually evaluated for impairment $ 1 $ — $ — $ — $ 1 Acquired loans collectively evaluated for impairment 1 66 90 — 157 Originated loans collectively evaluated for impairment 974 3,983 1,400 417 6,774 Total ending allowance balance $ 976 $ 4,049 $ 1,490 $ 417 $ 6,932 Recorded investment in loans: Loans individually evaluated for impairment $ 416 $ 264 $ 228 $ — $ 908 Acquired loans collectively evaluated for impairment 472 11,466 29,058 4,677 45,673 Originated loans collectively evaluated for impairment 115,781 292,214 137,658 31,946 577,599 Total ending loans balance $ 116,669 $ 303,944 $ 166,944 $ 36,623 $ 624,180 1-4 Family Commercial Residential Real Real Commercial Estate Estate Consumer Total Allowance for loan losses: Ending allowance balance attributable to loans: Individually evaluated for impairment $ 1 $ — $ 3 $ — $ 4 Acquired loans collectively evaluated for impairment — 83 77 — 160 Originated loans collectively evaluated for impairment 903 3,866 1,227 311 6,307 Total ending allowance balance $ 904 $ 3,949 $ 1,307 $ 311 $ 6,471 Recorded investment in loans: Loans individually evaluated for impairment $ 437 $ 921 $ 596 $ — $ 1,954 Acquired loans collectively evaluated for impairment 834 6,542 21,363 6,488 35,227 Originated loans collectively evaluated for impairment 109,016 272,563 125,689 23,162 530,430 Total ending loans balance $ 110,287 $ 280,026 $ 147,648 $ 29,650 $ 567,611
Impaired Financing Receivables [Table Text Block]	As of December 31, 2021 Six Months ended December 31, 2021 Unpaid Allowance for Loan Average Interest Cash Basis Principal Recorded Losses Recorded Income Interest Balance Investment Allocated Investment Recognized Recognized With no related allowance recorded: Commercial $ 421 $ 294 $ — $ 297 $ — $ — Commercial real estate: Other 411 264 — 802 102 102 1-4 Family residential real estate: Owner occupied 276 228 — 317 3 3 Non-owner occupied — — — 167 75 75 With an allowance recorded: Commercial 122 122 1 128 4 4 Total $ 1,230 $ 908 $ 1 $ 1,711 $ 184 $ 184 Average Interest Cash Basis Recorded Income Interest Investment Recognized Recognized With no related allowance recorded: Commercial $ 295 $ — $ — Commercial real estate: Other 691 99 99 1-4 Family residential real estate: Owner occupied 272 1 1 Non-owner occupied 132 75 75 With an allowance recorded: Commercial 126 2 2 Total $ 1,516 $ 177 $ 177 As of June 30, 2021 Six Months ended December 31, 2020 Unpaid Allowance for Loan Average Interest Cash Basis Principal Recorded Losses Recorded Income Interest Balance Investment Allocated Investment Recognized Recognized With no related allowance recorded: Commercial $ 421 $ 303 $ — $ — $ — $ — Commercial real estate: Other 1,062 921 — 867 4 4 1-4 Family residential real estate: Owner occupied 409 367 — 629 11 11 Non-owner occupied 267 202 — 225 — — With an allowance recorded: Commercial 133 134 1 160 4 4 Commercial real estate: Other — — — 205 6 6 1-4 Family residential real estate: Owner occupied 28 27 3 5 — — Total $ 2,320 $ 1,954 $ 4 $ 2,091 $ 25 $ 25 Average Interest Cash Basis Recorded Income Interest Investment Recognized Recognized With no related allowance recorded: Commercial real estate: Other $ 907 $ 3 $ 3 1-4 Family residential real estate: Owner occupied 720 5 5 Non-owner occupied 220 — — With an allowance recorded: Commercial 150 2 2 Commercial real estate: Other 204 3 3 1-4 Family residential real estate: Owner occupied 10 — — Total $ 2,211 $ 13 $ 13
Financing Receivable, Past Due [Table Text Block]	December 31, 2021 June 30, 2021 Loans Past Due Loans Past Due Over 90 Days Over 90 Days Still Still Non-accrual Accruing Non-accrual Accruing Commercial $ 294 $ — $ 303 $ — Commercial real estate: Other 219 — 874 — 1 – 4 Family residential: Owner occupied 227 — 392 29 Non-owner occupied — — 202 — Consumer — 4 — 12 Total $ 740 $ 4 $ 1,771 $ 41 Days Past Due 30 - 59 60 - 89 90 Days or Total Loans Not Days Days Greater Past Due Past Due Total Commercial $ — $ — $ — $ — $ 116,669 $ 116,669 Commercial real estate: Construction — — — — 21,443 21,443 Other — — — — 282,501 282,501 1-4 Family residential: Owner occupied 236 — — 236 138,169 138,405 Non-owner occupied — — — — 21,626 21,626 Construction — — — — 6,913 6,913 Consumer 153 15 4 172 36,451 36,623 Total $ 389 $ 15 $ 4 $ 408 $ 623,772 $ 624,180 Days Past Due 30 - 59 60 - 89 90 Days or Total Loans Not Days Days Greater Past Due Past Due Total Commercial $ — $ — $ — $ — $ 110,287 $ 110,287 Commercial real estate: Construction — — — — 10,478 10,478 Other — 175 629 804 268,744 269,548 1-4 Family residential: Owner occupied 29 — 365 394 118,937 119,331 Non-owner occupied — — — — 19,148 19,148 Construction — — — — 9,169 9,169 Consumer 95 11 — 106 29,544 29,650 Total $ 124 $ 186 $ 994 $ 1,304 $ 566,307 $ 567,611
Financing Receivable Credit Quality Indicators [Table Text Block]	As of December 31, 2021 Special Not Pass Mention Substandard Doubtful Rated Commercial $ 115,183 $ 687 $ 271 $ 294 $ 234 Commercial real estate: Construction 21,443 — — — — Other 274,500 2,123 4,555 219 1,104 1-4 Family residential real estate: Owner occupied 1,232 — — 227 136,946 Non-owner occupied 21,128 152 77 — 269 Construction 3,138 — — — 3,775 Consumer 657 — — — 35,966 Total $ 437,281 $ 2,962 $ 4,903 $ 740 $ 178,294 As of June 30, 2021 Special Not Pass Mention Substandard Doubtful Rated Commercial $ 109,118 $ 280 $ 309 $ 303 $ 277 Commercial real estate: Construction 10,478 — — — — Other 259,327 3,700 4,718 874 929 1-4 Family residential real estate: Owner occupied 1,715 — 6 392 117,218 Non-owner occupied 18,312 163 197 202 274 Construction 1,849 — — — 7,320 Consumer 694 — — — 28,956 Total $ 401,493 $ 4,143 $ 5,230 $ 1,771 $ 154,974

Note 5 - Fair Value (Tables)

Note 5 - Fair Value (Tables)	6 Months Ended
	Dec. 31, 2021
Notes Tables
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block]	Balance at Fair Value Measurements at December 31, 2021 December 31, 2021 Level 1 Level 2 Level 3 Assets: Obligations of U.S. Treasury $ 8,859 $ — $ 8,859 $ — Obligations of U.S. government-sponsored entities and agencies 19,798 — 19,798 — Obligations of state and political subdivisions 88,965 — 88,965 — U.S. Government-sponsored mortgage-backed securities – residential 103,900 — 103,900 — U.S. Government-sponsored mortgage-backed securities – commercial 8,604 — 8,604 — U.S. Government-sponsored collateralized mortgage obligations - residential 23,314 — 23,314 — Other debt securities 16,396 — 16,396 — Equity securities 432 — 432 — Balance at Fair Value Measurements at June 30, 2021 June 30, 2021 Level 1 Level 2 Level 3 Assets: Obligations of U.S. government-sponsored entities and agencies $ 15,033 $ — $ 15,033 $ — Obligations of state and political subdivisions 76,499 — 76,499 — U.S. government-sponsored mortgage-backed securities - residential 90,517 — 90,517 — U.S. government-sponsored mortgage-backed securities - commercial 8,845 — 8,845 — U.S. government-sponsored collateralized mortgage obligations - residential 16,374 — 16,374 — Other debt securities 492 — 492 — Equity securities 424 — 424 —
Fair Value, by Balance Sheet Grouping [Table Text Block]	December 31, 2021 June 30, 2021 Carrying Amount Estimated Fair Value Carrying Amount Estimated Fair Value Financial Assets: Level 1 inputs: Cash and cash equivalents $ 21,253 $ 21,253 $ 18,529 $ 18,529 Level 2 inputs: Certificates of deposit in other financial institutions 4,548 4,670 5,825 5,955 Loans held for sale 838 852 1,457 1,488 Accrued interest receivable 2,403 2,403 2,077 2,077 Level 3 inputs: Securities held-to-maturity 7,020 7,264 7,996 8,352 Loans, net 616,075 621,931 559,956 560,208 Financial Liabilities: Level 2 inputs: Demand and savings deposits 735,464 735,464 639,310 639,310 Time deposits 112,756 113,302 87,539 88,147 Short-term borrowings 10,682 10,682 12,203 12,203 Federal Home Loan Bank advances 16,286 16,165 18,050 18,247 Accrued interest payable 52 52 51 51

Note 6 - Earnings Per Share (Ta

Note 6 - Earnings Per Share (Tables)	6 Months Ended
	Dec. 31, 2021
Notes Tables
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	For the Three Months Ended December 31, For the Six Months Ended December 31, 2021 2020 2021 2020 Basic: Net income available to common shareholders $ 3,162 $ 2,507 $ 5,827 $ 4,908 Weighted average common shares outstanding 3,034,362 3,017,268 3,032,416 3,015,741 Basic income per share $ 1.04 $ 0.83 $ 1.92 $ 1.63 Diluted: Net income available to common shareholders $ 3,162 $ 2,507 $ 5,827 $ 4,908 Weighted average common shares outstanding 3,034,362 3,017,268 3,032,416 3,015,741 Dilutive effect of restricted stock 438 21 233 — Total common shares and dilutive potential common shares 3,034,800 3,017,289 3,032,649 3,015,741 Dilutive income per share $ 1.04 $ 0.83 $ 1.92 $ 1.63

Note 7 - Accumulated Other Co_2

Note 7 - Accumulated Other Comprehensive Income (Loss) (Tables)	6 Months Ended
	Dec. 31, 2021
Notes Tables
Schedule of Accumulated Other Comprehensive Income (Loss) [Table Text Block]	Pretax Tax Effect After-tax Affected Line Item in Consolidated Statements of Income Balance as of September 30, 2021 $ 2,927 $ (615 ) $ 2,312 Unrealized holding loss on available-for-sale securities arising during the period (922 ) 194 (728 ) Amounts reclassified from accumulated other comprehensive income (2 ) — (2 ) (a)(b) Net current period other comprehensive loss (924 ) 194 (730 ) Balance as of December 31, 2021 $ 2,003 $ (421 ) $ 1,582 Balance as of September 30, 2020 $ 5,463 $ (1,147 ) $ 4,316 Unrealized holding gain on available-for-sale securities arising during the period 278 (59 ) 219 Amounts reclassified from accumulated other comprehensive income (8 ) 2 (6 ) (a)(b) Net current period other comprehensive gain 270 (57 ) 213 Balance as of December 31, 2020 $ 5,733 $ (1,204 ) $ 4,529 Pretax Tax Effect After-tax Affected Line Item in Consolidated Statements of Income Balance as of June 30, 2021 $ 4,493 $ (943 ) $ 3,550 Unrealized holding loss on available-for-sale securities arising during the period (2,488 ) 522 (1,966 ) Amounts reclassified from accumulated other comprehensive income (2 ) — (2 ) (a)(b) Net current period other comprehensive loss (2,490 ) 522 (1,968 ) Balance as of December 31, 2021 $ 2,003 $ (421 ) $ 1,582 Balance as of June 30, 2020 $ 5,393 $ (1,133 ) $ 4,260 Unrealized holding gain on available-for-sale securities arising during the period 348 (73 ) 275 Amounts reclassified from accumulated other comprehensive income (8 ) 2 (6 ) (a)(b) Net current period other comprehensive income 340 (71 ) 269 Balance after reclassification as of December 31, 2020 $ 5,733 $ (1,204 ) $ 4,529

Note 2 - Acquisition (Details T

Note 2 - Acquisition (Details Textual) - Two Branches from CFBank [Member] $ in Thousands	Jul. 16, 2021USD ($)
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Deposits	$ 104,538
Business Combination, Consideration Transferred, Deposit Premium, Percent	1.75%
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Current Assets, Marketable Securities	$ 15,602
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Loans Receivable, Net	19,943
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Loans, Book Value	20,325
Business Combination, Provisional Information, Initial Accounting Incomplete, Adjustment, Credit Related Adjustment	(388)
Business Combination, Provisional Information, Initial Accounting Incomplete, Adjustment, Other Loan Factors	6
Business Combination, Acquisition Related Costs	144
Business Combination, Acquisition Related Costs, Net of Tax	$ 118
Core Deposits [Member]
Acquired Finite-lived Intangible Assets, Weighted Average Useful Life (Year)	10 years

Note 2 - Acquisition - Assets A

Note 2 - Acquisition - Assets Acquired and Liabilities Assumed (Details) - USD ($) $ in Thousands	Jul. 16, 2021	Dec. 31, 2021	Jun. 30, 2021
Goodwill		$ 2,452	$ 836
CFBank Branches [Member]
Cash and cash equivalents	$ 515
Securities, available-for-sale	15,602	15,602
Loans	19,943
Premises and equipment	413	413
Core deposit intangible	295
Accrued interest receivable	216
Total assets acquired	36,984	38,085
Noninterest-bearing deposits	10,535
Interest-bearing deposits	94,003
Other liabilities	99
Total liabilities assumed	104,637	104,637
Fair value of net liabilities assumed	(67,653)
Cash received	66,037
Goodwill	$ 1,616	$ 1,616

Note 3 - Securities (Details Te

Note 3 - Securities (Details Textual) $ in Thousands	3 Months Ended		6 Months Ended
	Dec. 31, 2021USD ($)	Dec. 31, 2020USD ($)	Dec. 31, 2021USD ($)	Dec. 31, 2020USD ($)	Jun. 30, 2021USD ($)
Available-for-sale Securities Income Tax Provision on Gross Realized Gains	$ 1	$ 2	$ 1	$ 2
Debt Securities, Available-for-sale, Restricted	$ 107,027		$ 107,027		$ 96,970
Debt Securities, Available-for-sale, Unrealized Loss Position, Number of Positions	117		117
Equity Securities, FV-NI, Cost	$ 400	400	$ 400	400
Equity Securities, FV-NI, Total	432	424	432	424
Equity Securities, FV-NI, Unrealized Gain (Loss), Total	0	0	0	0
Proceeds from Sale of Equity Securities, FV-NI	$ 0	$ 0	$ 0	$ 0

Note 3 - Securities - Amortized

Note 3 - Securities - Amortized Cost and Fair Value of Securities Available-for-sale and Securities Held-to-maturity (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Jun. 30, 2021
Available-for-sale securities, amortized cost	$ 267,831	$ 203,267
Available-for-sale securities, gross unrealized gains	4,371	5,331
Available-for-sale securities, gross unrealized losses	(2,366)	(838)
Available-for-sale securities, fair value	269,836	207,760
Held-to-maturity, amortized cost	7,020	7,996
Held-to-maturity, fair value	7,264	8,352
US Treasury Securities [Member]
Available-for-sale securities, amortized cost	8,893
Available-for-sale securities, gross unrealized gains	0
Available-for-sale securities, gross unrealized losses	(34)
Available-for-sale securities, fair value	8,859
US States and Political Subdivisions Debt Securities [Member]
Available-for-sale securities, amortized cost	85,754	73,013
Available-for-sale securities, gross unrealized gains	3,343	3,561
Available-for-sale securities, gross unrealized losses	(132)	(75)
Available-for-sale securities, fair value	88,965	76,499
Held-to-maturity, amortized cost	7,020	7,996
Held-to-maturity, gross unrecognized gains	244	356
Held-to-maturity, gross unrecognized losses	0	0
Held-to-maturity, fair value	7,264	8,352
US Government-sponsored Enterprises Debt Securities [Member]
Available-for-sale securities, amortized cost	19,882	14,746
Available-for-sale securities, gross unrealized gains	99	301
Available-for-sale securities, gross unrealized losses	(183)	(14)
Available-for-sale securities, fair value	19,798	15,033
Residential Mortgage Backed Securities [Member]
Available-for-sale securities, amortized cost	104,522	90,065
Available-for-sale securities, gross unrealized gains	772	1,136
Available-for-sale securities, gross unrealized losses	(1,394)	(684)
Available-for-sale securities, fair value	103,900	90,517
Commercial Mortgage Backed Securities [Member]
Available-for-sale securities, amortized cost	8,631	8,641
Available-for-sale securities, gross unrealized gains	15	204
Available-for-sale securities, gross unrealized losses	(42)	0
Available-for-sale securities, fair value	8,604	8,845
Collateralized Mortgage Obligations [Member]
Available-for-sale securities, amortized cost	23,684	16,302
Available-for-sale securities, gross unrealized gains	57	129
Available-for-sale securities, gross unrealized losses	(427)	(57)
Available-for-sale securities, fair value	23,314	16,374
Other Debt Obligations [Member]
Available-for-sale securities, amortized cost	16,465	500
Available-for-sale securities, gross unrealized gains	85	0
Available-for-sale securities, gross unrealized losses	(154)	(8)
Available-for-sale securities, fair value	$ 16,396	$ 492

Note 3 - Securities - Proceeds

Note 3 - Securities - Proceeds From Sales and Calls of Available-for-sale Securities (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2021	Dec. 31, 2020
Proceeds from sales and calls	$ 1,000	$ 2,733	$ 1,000	$ 2,733
Gross realized gains	2	31	2	31
Gross realized losses	$ 0	$ 23	$ 0	$ 23

Note 3 - Securities - Amortiz_2

Note 3 - Securities - Amortized Cost and Fair Values of Debt Securities by Contractual Maturity (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Jun. 30, 2021
Available-for-sale Securities, Debt Maturities, Next Twelve Months, Amortized Cost Basis	$ 4,097
Available-for-sale Securities, Debt Maturities, Next Twelve Months, Fair Value	4,118
Available-for-sale Securities, Debt Maturities, Year Two Through Five, Amortized Cost Basis	36,803
Available-for-sale Securities, Debt Maturities, Year Two Through Five, Fair Value	37,108
Available-for-sale Securities, Debt Maturities, Year Six Through Ten, Amortized Cost Basis	27,403
Available-for-sale Securities, Debt Maturities, Year Six Through Ten, Fair Value	27,540
Available-for-sale Securities, Debt Maturities, after Ten Years, Amortized Cost Basis	62,691
Available-for-sale Securities, Debt Maturities, after Ten Years, Fair Value	65,252
Available-for-sale Securities, Debt Maturities, Single Maturity Date, Amortized Cost Basis	130,994
Available-for-sale Securities, Debt Maturities, Single Maturity Date	134,018
Total securities available-for-sale, Amortized Cost Basis	267,831	$ 203,267
Total securities available-for-sale, fair value	269,836	207,760
Due after one year through five years, held to maturity, Amortized Cost Basis	253
Due after one year through five years, held to maturity, fair value	260
Due after five years through ten years, held to maturity, Amortized Cost Basis	4,532
Due after five years through ten years, held to maturity, fair value	4,045
Due after ten years, held to maturity, Amortized Cost Basis	2,235
Due after ten years, held to maturity, fair value	2,959
Total securities held-to-maturity, Amortized Cost Basis	7,020	7,996
Total securities, held to maturity, fair value	7,264	$ 8,352
U.S. Government-sponsored Mortgage-backed and Related Securities [Member]
Available-for-sale Securities, Debt Maturities, without Single Maturity Date, Amortized Cost Basis	136,837
Available-for-sale Securities, Debt Maturities, without Single Maturity Date, Fair Value	$ 135,818

Note 3 - Securities - Securitie

Note 3 - Securities - Securities With Unrealized and Unrecognized Losses (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Jun. 30, 2021
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	$ 152,984	$ 59,978
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Loss	(2,366)	(837)
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	0	552
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Loss	0	(1)
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	152,984	60,530
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Loss	(2,366)	(838)
US Treasury Securities [Member]
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	8,859
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Loss	(34)
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	0
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Loss	0
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	8,859
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Loss	(34)
US Government-sponsored Enterprises Debt Securities [Member]
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	14,805	2,003
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Loss	(183)	(14)
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	0	0
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Loss	0	0
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	14,805	2,003
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Loss	(183)	(14)
US States and Political Subdivisions Debt Securities [Member]
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	13,926	7,398
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Loss	(132)	(75)
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	0	0
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Loss	0	0
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	13,926	7,398
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Loss	(132)	(75)
Residential Mortgage Backed Securities [Member]
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	79,495	42,378
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Loss	(1,394)	(684)
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	0	0
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Loss	0	0
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	79,495	42,378
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Loss	(1,394)	(684)
Collateralized Debt Obligations [Member]
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	20,121	7,707
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Loss	(427)	(56)
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	0	552
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Loss	0	(1)
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	20,121	8,259
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Loss	(427)	(57)
Commercial Mortgage Backed Securities [Member]
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	5,706
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Loss	(42)
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	0
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Loss	0
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	5,706
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Loss	(42)
Other Debt Obligations [Member]
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	10,072	492
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Loss	(154)	(8)
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	0	0
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Loss	0	0
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	10,072	492
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Loss	$ (154)	$ (8)

Note 4 - Loans (Details Textual

Note 4 - Loans (Details Textual) $ in Thousands	3 Months Ended		6 Months Ended
	Dec. 31, 2021USD ($)	Dec. 31, 2020USD ($)	Dec. 31, 2021USD ($)	Dec. 31, 2020USD ($)	Jun. 30, 2021USD ($)	Sep. 30, 2020USD ($)
Loans and Leases Receivable, Gross, Total	$ 623,386		$ 623,386		$ 568,680
Interest Receivable	1,173		1,173		1,184
Financing Receivable, Nonaccrual	$ 740		$ 740		1,771
Financing Receivable, Number of Loans Deferred Under Loan Modification Program	3		3
Financing Receivable, Deferred Payments	$ 68		$ 68
Financing Receivable, Troubled Debt Restructuring	461		461		688
Financing Receivable, Troubled Debt Restructuring, Commitment to Lend	0		0			$ 0
Troubled Debt Restructuring, Debtor, Subsequent Periods, Contingent Payments, Amount, Total	$ 1		$ 1		4
Financing Receivable, Modifications, Number of Contracts	0	0	0	0
Financing Receivables, Impaired, Troubled Debt Restructuring, Write-down	$ 0	$ 0	$ 0	$ 0
Financing Receivable, Troubled Debt Restructuring, Subsequent Default, Number of Contracts	0	0	0	0
Threshold Amount of Loans Outstanding to Perform Credit Analysis	$ 100		$ 100
Financial Asset, 30 to 89 Days Past Due [Member]
Financing Receivable, Nonaccrual	203		203
Financial Asset, Not Past Due [Member]
Financing Receivable, Nonaccrual	537		537		777
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, Nonaccrual					994
Commercial Portfolio Segment [Member]
Loans and Leases Receivable, Gross, Total	116,940		116,940		112,337
Financing Receivable, Nonaccrual	294		294		303
Commercial Portfolio Segment [Member] | SBA CARES Act Paycheck Protection Program [Member]
Loans and Leases Receivable, Gross, Total	12,692		12,692		50,686
Commercial Portfolio Segment [Member] | Mortgage Loan Warehouse Line of Credit [Member]
Loans and Leases Receivable, Gross, Total	$ 25,750		$ 25,750		$ 0

Note 4 - Loans - Major Classifi

Note 4 - Loans - Major Classifications (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Sep. 30, 2021	Jun. 30, 2021	Dec. 31, 2020	Sep. 30, 2020	Jun. 30, 2020
Loans and Leases Receivable, Gross, Total	$ 623,386		$ 568,680
Net deferred loan fees and costs	(379)		(2,253)
Allowance for loan losses	(6,932)	$ (6,677)	(6,471)	$ (5,912)	$ (5,767)	$ (5,678)
Net loans	616,075		559,956
Commercial Portfolio Segment [Member]
Loans and Leases Receivable, Gross, Total	116,940		112,337
Allowance for loan losses	(976)	(906)	(904)	(858)	(940)	(947)
Commercial Real Estate Portfolio Segment [Member]
Allowance for loan losses	(4,049)	(3,985)	(3,949)	(3,817)	(3,694)	(3,623)
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans and Leases Receivable, Gross, Total	21,457		10,525
Commercial Real Estate Portfolio Segment [Member] | Other Commercial Real Estate Loans [Member]
Loans and Leases Receivable, Gross, Total	282,601		269,679
Residential Portfolio Segment [Member]
Allowance for loan losses	(1,490)	(1,430)	(1,307)	(1,028)	(997)	(989)
Residential Portfolio Segment [Member] | Construction Loans [Member]
Loans and Leases Receivable, Gross, Total	6,854		9,073
Residential Portfolio Segment [Member] | Residential Real Estate Owner Occupied Loans [Member]
Loans and Leases Receivable, Gross, Total	137,288		118,269
Residential Portfolio Segment [Member] | Residential Real Estate Non-owner Occupied Loans [Member]
Loans and Leases Receivable, Gross, Total	21,618		19,151
Consumer Portfolio Segment [Member]
Loans and Leases Receivable, Gross, Total	36,628		29,646
Allowance for loan losses	$ (417)	$ (356)	$ (311)	$ (209)	$ (136)	$ (119)

Note 4 - Loans - Allowance for

Note 4 - Loans - Allowance for Loan Losses by Portfolio Segment (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2021	Dec. 31, 2020	Jun. 30, 2021
Beginning balance	$ 6,677	$ 5,767	$ 6,471	$ 5,678
Provision for loan losses	270	130	460	260
Loans charged-off	(53)	(12)	(87)	(78)
Recoveries	38	27	88	52
Total ending allowance balance	6,932	5,912	6,932	5,912
Individually evaluated for impairment	1		1		$ 4
Total ending allowance balance	6,932	5,912	6,932	5,912	6,471
Loans individually evaluated for impairment	908		908		1,954
Total ending loans balance	624,180		624,180		567,611
Financial Asset Acquired [Member]
Collectively evaluated for impairment	157		157		160
Loans collectively evaluated for impairment	45,673		45,673		35,227
Financial Asset Originated [Member]
Collectively evaluated for impairment	6,774		6,774		6,307
Loans collectively evaluated for impairment	577,599		577,599		530,430
Commercial Portfolio Segment [Member]
Beginning balance	906	940	904	947
Provision for loan losses	49	(82)	51	(67)
Loans charged-off	0	0	0	(22)
Recoveries	21	0	21	0
Total ending allowance balance	976	858	976	858
Individually evaluated for impairment	1		1		1
Total ending allowance balance	976	858	976	858	904
Loans individually evaluated for impairment	416		416		437
Total ending loans balance	116,669		116,669		110,287
Commercial Portfolio Segment [Member] | Financial Asset Acquired [Member]
Collectively evaluated for impairment	1		1		0
Loans collectively evaluated for impairment	472		472		834
Commercial Portfolio Segment [Member] | Financial Asset Originated [Member]
Collectively evaluated for impairment	974		974		903
Loans collectively evaluated for impairment	115,781		115,781		109,016
Commercial Real Estate Portfolio Segment [Member]
Beginning balance	3,985	3,694	3,949	3,623
Provision for loan losses	62	122	98	192
Loans charged-off	0	0	0	0
Recoveries	2	1	2	2
Total ending allowance balance	4,049	3,817	4,049	3,817
Individually evaluated for impairment	0		0		0
Total ending allowance balance	4,049	3,817	4,049	3,817	3,949
Loans individually evaluated for impairment	264		264		921
Total ending loans balance	303,944		303,944		280,026
Commercial Real Estate Portfolio Segment [Member] | Financial Asset Acquired [Member]
Collectively evaluated for impairment	66		66		83
Loans collectively evaluated for impairment	11,466		11,466		6,542
Commercial Real Estate Portfolio Segment [Member] | Financial Asset Originated [Member]
Collectively evaluated for impairment	3,983		3,983		3,866
Loans collectively evaluated for impairment	292,214		292,214		272,563
Residential Portfolio Segment [Member]
Beginning balance	1,430	997	1,307	989
Provision for loan losses	97	31	207	39
Loans charged-off	(40)	0	(40)	0
Recoveries	3	0	16	0
Total ending allowance balance	1,490	1,028	1,490	1,028
Individually evaluated for impairment	0		0		3
Total ending allowance balance	1,490	1,028	1,490	1,028	1,307
Loans individually evaluated for impairment	228		228		596
Total ending loans balance	166,944		166,944		147,648
Residential Portfolio Segment [Member] | Financial Asset Acquired [Member]
Collectively evaluated for impairment	90		90		77
Loans collectively evaluated for impairment	29,058		29,058		21,363
Residential Portfolio Segment [Member] | Financial Asset Originated [Member]
Collectively evaluated for impairment	1,400		1,400		1,227
Loans collectively evaluated for impairment	137,658		137,658		125,689
Consumer Portfolio Segment [Member]
Beginning balance	356	136	311	119
Provision for loan losses	62	59	104	96
Loans charged-off	(13)	(12)	(47)	(56)
Recoveries	12	26	49	50
Total ending allowance balance	417	209	417	209
Individually evaluated for impairment	0		0		0
Total ending allowance balance	417	$ 209	417	$ 209	311
Loans individually evaluated for impairment	0		0		0
Total ending loans balance	36,623		36,623		29,650
Consumer Portfolio Segment [Member] | Financial Asset Acquired [Member]
Collectively evaluated for impairment	0		0		0
Loans collectively evaluated for impairment	4,677		4,677		6,488
Consumer Portfolio Segment [Member] | Financial Asset Originated [Member]
Collectively evaluated for impairment	417		417		311
Loans collectively evaluated for impairment	$ 31,946		$ 31,946		$ 23,162

Note 4 - Loans - Impaired Loans

Note 4 - Loans - Impaired Loans (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2021	Dec. 31, 2020
Impaired Financing Receivable, Related Allowance	$ 1	$ 4	$ 1	$ 4
Impaired Financing Receivable, Unpaid Principal Balance	1,230	2,320	1,230	2,320
Impaired Financing Receivable, Recorded Investment	908	1,954	908	1,954
Impaired Financing Receivable, Average Recorded Investment	1,516	2,211	1,711	2,091
Impaired Financing Receivable, Interest Income, Accrual Method	177	13	184	25
Impaired Financing Receivable, Interest Income, Cash Basis Method	177	13	184	25
Commercial Portfolio Segment [Member]
Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance	421	421	421	421
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	294	303	294	303
Impaired Financing Receivable, with No Related Allowance, Average Recorded Investment	295	150	297	0
Impaired Financing Receivable, with No Related Allowance, Interest Income, Accrual Method	0	2	0	0
Impaired Financing Receivable, with No Related Allowance, Interest Income, Cash Basis Method	0	2	0	0
Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance	122	133	122	133
Impaired Financing Receivable, with Related Allowance, Recorded Investment	122	134	122	134
Impaired Financing Receivable, Related Allowance	1	1	1	1
Impaired Financing Receivable, with Related Allowance, Average Recorded Investment	126		128	160
Impaired Financing Receivable, with Related Allowance, Interest Income, Accrual Method	2		4	4
Impaired Financing Receivable, with Related Allowance, Interest Income, Cash Basis Method	2		4	4
Commercial Real Estate Portfolio Segment [Member] | Other Commercial Real Estate Loans [Member]
Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance	411	1,062	411	1,062
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	264	921	264	921
Impaired Financing Receivable, with No Related Allowance, Average Recorded Investment	691	907	802	867
Impaired Financing Receivable, with No Related Allowance, Interest Income, Accrual Method	99	3	102	4
Impaired Financing Receivable, with No Related Allowance, Interest Income, Cash Basis Method	99	3	102	4
Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance		0		0
Impaired Financing Receivable, with Related Allowance, Recorded Investment		0		0
Impaired Financing Receivable, Related Allowance		0		0
Impaired Financing Receivable, with Related Allowance, Average Recorded Investment		204		205
Impaired Financing Receivable, with Related Allowance, Interest Income, Accrual Method		3		6
Impaired Financing Receivable, with Related Allowance, Interest Income, Cash Basis Method		3		6
Residential Portfolio Segment [Member] | Residential Real Estate Owner Occupied Loans [Member]
Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance	276	409	276	409
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	228	367	228	367
Impaired Financing Receivable, with No Related Allowance, Average Recorded Investment	272	720	317	629
Impaired Financing Receivable, with No Related Allowance, Interest Income, Accrual Method	1	5	3	11
Impaired Financing Receivable, with No Related Allowance, Interest Income, Cash Basis Method	1	5	3	11
Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance		28		28
Impaired Financing Receivable, with Related Allowance, Recorded Investment		27		27
Impaired Financing Receivable, Related Allowance		3		3
Impaired Financing Receivable, with Related Allowance, Average Recorded Investment		10		5
Impaired Financing Receivable, with Related Allowance, Interest Income, Accrual Method		0		0
Impaired Financing Receivable, with Related Allowance, Interest Income, Cash Basis Method		0		0
Residential Portfolio Segment [Member] | Residential Real Estate Non-owner Occupied Loans [Member]
Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance	0	267	0	267
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	0	202	0	202
Impaired Financing Receivable, with No Related Allowance, Average Recorded Investment	132	220	167	225
Impaired Financing Receivable, with No Related Allowance, Interest Income, Accrual Method	75	0	75	0
Impaired Financing Receivable, with No Related Allowance, Interest Income, Cash Basis Method	$ 75	$ 0	$ 75	$ 0

Note 4 - Loans - Loans Past Due

Note 4 - Loans - Loans Past Due (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Jun. 30, 2021
Financing Receivable, Recorded Investment, Nonaccrual Status	$ 740	$ 1,771
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing	4	41
Recorded investment	624,180	567,611
Financial Asset, 30 to 59 Days Past Due [Member]
Recorded investment	389	124
Financial Asset, 60 to 89 Days Past Due [Member]
Recorded investment	15	186
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Nonaccrual Status		994
Recorded investment	4	994
Financial Asset, Past Due [Member]
Recorded investment	408	1,304
Financial Asset, Not Past Due [Member]
Financing Receivable, Recorded Investment, Nonaccrual Status	537	777
Recorded investment	623,772	566,307
Commercial Portfolio Segment [Member]
Financing Receivable, Recorded Investment, Nonaccrual Status	294	303
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing	0	0
Recorded investment	116,669	110,287
Commercial Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Recorded investment	0	0
Commercial Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Recorded investment	0	0
Commercial Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Recorded investment	0	0
Commercial Portfolio Segment [Member] | Financial Asset, Past Due [Member]
Recorded investment	0	0
Commercial Portfolio Segment [Member] | Financial Asset, Not Past Due [Member]
Recorded investment	116,669	110,287
Commercial Real Estate Portfolio Segment [Member]
Recorded investment	303,944	280,026
Commercial Real Estate Portfolio Segment [Member] | Other Commercial Real Estate Loans [Member]
Financing Receivable, Recorded Investment, Nonaccrual Status	219	874
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing	0	0
Recorded investment	282,501	269,548
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Recorded investment	21,443	10,478
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | Other Commercial Real Estate Loans [Member]
Recorded investment	0	0
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | Construction Loans [Member]
Recorded investment	0	0
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | Other Commercial Real Estate Loans [Member]
Recorded investment	0	175
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | Construction Loans [Member]
Recorded investment	0	0
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Other Commercial Real Estate Loans [Member]
Recorded investment	0	629
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Construction Loans [Member]
Recorded investment	0	0
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Past Due [Member] | Other Commercial Real Estate Loans [Member]
Recorded investment	0	804
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Past Due [Member] | Construction Loans [Member]
Recorded investment	0	0
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Not Past Due [Member] | Other Commercial Real Estate Loans [Member]
Recorded investment	282,501	268,744
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Not Past Due [Member] | Construction Loans [Member]
Recorded investment	21,443	10,478
Residential Portfolio Segment [Member]
Recorded investment	166,944	147,648
Residential Portfolio Segment [Member] | Construction Loans [Member]
Recorded investment	6,913	9,169
Residential Portfolio Segment [Member] | Residential Real Estate Owner Occupied Loans [Member]
Financing Receivable, Recorded Investment, Nonaccrual Status	227	392
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing	0	29
Recorded investment	138,405	119,331
Residential Portfolio Segment [Member] | Residential Real Estate Non-owner Occupied Loans [Member]
Financing Receivable, Recorded Investment, Nonaccrual Status	0	202
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing	0	0
Recorded investment	21,626	19,148
Residential Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | Construction Loans [Member]
Recorded investment	0	0
Residential Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | Residential Real Estate Owner Occupied Loans [Member]
Recorded investment	236	29
Residential Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | Residential Real Estate Non-owner Occupied Loans [Member]
Recorded investment	0	0
Residential Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | Construction Loans [Member]
Recorded investment	0	0
Residential Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | Residential Real Estate Owner Occupied Loans [Member]
Recorded investment	0	0
Residential Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | Residential Real Estate Non-owner Occupied Loans [Member]
Recorded investment	0	0
Residential Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Construction Loans [Member]
Recorded investment	0	0
Residential Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Residential Real Estate Owner Occupied Loans [Member]
Recorded investment	0	365
Residential Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Residential Real Estate Non-owner Occupied Loans [Member]
Recorded investment	0	0
Residential Portfolio Segment [Member] | Financial Asset, Past Due [Member] | Construction Loans [Member]
Recorded investment	0	0
Residential Portfolio Segment [Member] | Financial Asset, Past Due [Member] | Residential Real Estate Owner Occupied Loans [Member]
Recorded investment	236	394
Residential Portfolio Segment [Member] | Financial Asset, Past Due [Member] | Residential Real Estate Non-owner Occupied Loans [Member]
Recorded investment	0	0
Residential Portfolio Segment [Member] | Financial Asset, Not Past Due [Member] | Construction Loans [Member]
Recorded investment	6,913	9,169
Residential Portfolio Segment [Member] | Financial Asset, Not Past Due [Member] | Residential Real Estate Owner Occupied Loans [Member]
Recorded investment	138,169	118,937
Residential Portfolio Segment [Member] | Financial Asset, Not Past Due [Member] | Residential Real Estate Non-owner Occupied Loans [Member]
Recorded investment	21,626	19,148
Consumer Portfolio Segment [Member]
Financing Receivable, Recorded Investment, Nonaccrual Status	0	0
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing	4	12
Recorded investment	36,623	29,650
Consumer Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Recorded investment	153	95
Consumer Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Recorded investment	15	11
Consumer Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Recorded investment	4	0
Consumer Portfolio Segment [Member] | Financial Asset, Past Due [Member]
Recorded investment	172	106
Consumer Portfolio Segment [Member] | Financial Asset, Not Past Due [Member]
Recorded investment	$ 36,451	$ 29,544

Note 4 - Loans - Recorded Inves

Note 4 - Loans - Recorded Investment by Risk Category (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Jun. 30, 2021
Pass [Member]
Financing Receivable, Net	$ 437,281	$ 401,493
Special Mention [Member]
Financing Receivable, Net	2,962	4,143
Substandard [Member]
Financing Receivable, Net	4,903	5,230
Doubtful [Member]
Financing Receivable, Net	740	1,771
Not Rated [Member]
Financing Receivable, Net	178,294	154,974
Commercial Portfolio Segment [Member] | Pass [Member]
Financing Receivable, Net	115,183	109,118
Commercial Portfolio Segment [Member] | Special Mention [Member]
Financing Receivable, Net	687	280
Commercial Portfolio Segment [Member] | Substandard [Member]
Financing Receivable, Net	271	309
Commercial Portfolio Segment [Member] | Doubtful [Member]
Financing Receivable, Net	294	303
Commercial Portfolio Segment [Member] | Not Rated [Member]
Financing Receivable, Net	234	277
Commercial Real Estate Portfolio Segment [Member] | Pass [Member] | Construction Loans [Member]
Financing Receivable, Net	21,443	10,478
Commercial Real Estate Portfolio Segment [Member] | Pass [Member] | Other Commercial Real Estate Loans [Member]
Financing Receivable, Net	274,500	259,327
Commercial Real Estate Portfolio Segment [Member] | Special Mention [Member] | Construction Loans [Member]
Financing Receivable, Net	0	0
Commercial Real Estate Portfolio Segment [Member] | Special Mention [Member] | Other Commercial Real Estate Loans [Member]
Financing Receivable, Net	2,123	3,700
Commercial Real Estate Portfolio Segment [Member] | Substandard [Member] | Construction Loans [Member]
Financing Receivable, Net	0	0
Commercial Real Estate Portfolio Segment [Member] | Substandard [Member] | Other Commercial Real Estate Loans [Member]
Financing Receivable, Net	4,555	4,718
Commercial Real Estate Portfolio Segment [Member] | Doubtful [Member] | Construction Loans [Member]
Financing Receivable, Net	0	0
Commercial Real Estate Portfolio Segment [Member] | Doubtful [Member] | Other Commercial Real Estate Loans [Member]
Financing Receivable, Net	219	874
Commercial Real Estate Portfolio Segment [Member] | Not Rated [Member] | Construction Loans [Member]
Financing Receivable, Net	0	0
Commercial Real Estate Portfolio Segment [Member] | Not Rated [Member] | Other Commercial Real Estate Loans [Member]
Financing Receivable, Net	1,104	929
Residential Portfolio Segment [Member] | Pass [Member] | Construction Loans [Member]
Financing Receivable, Net	3,138	1,849
Residential Portfolio Segment [Member] | Pass [Member] | Residential Real Estate Owner Occupied Loans [Member]
Financing Receivable, Net	1,232	1,715
Residential Portfolio Segment [Member] | Pass [Member] | Residential Real Estate Non-owner Occupied Loans [Member]
Financing Receivable, Net	21,128	18,312
Residential Portfolio Segment [Member] | Special Mention [Member] | Construction Loans [Member]
Financing Receivable, Net	0	0
Residential Portfolio Segment [Member] | Special Mention [Member] | Residential Real Estate Owner Occupied Loans [Member]
Financing Receivable, Net	0	0
Residential Portfolio Segment [Member] | Special Mention [Member] | Residential Real Estate Non-owner Occupied Loans [Member]
Financing Receivable, Net	152	163
Residential Portfolio Segment [Member] | Substandard [Member] | Construction Loans [Member]
Financing Receivable, Net	0	0
Residential Portfolio Segment [Member] | Substandard [Member] | Residential Real Estate Owner Occupied Loans [Member]
Financing Receivable, Net	0	6
Residential Portfolio Segment [Member] | Substandard [Member] | Residential Real Estate Non-owner Occupied Loans [Member]
Financing Receivable, Net	77	197
Residential Portfolio Segment [Member] | Doubtful [Member] | Construction Loans [Member]
Financing Receivable, Net	0	0
Residential Portfolio Segment [Member] | Doubtful [Member] | Residential Real Estate Owner Occupied Loans [Member]
Financing Receivable, Net	227	392
Residential Portfolio Segment [Member] | Doubtful [Member] | Residential Real Estate Non-owner Occupied Loans [Member]
Financing Receivable, Net	0	202
Residential Portfolio Segment [Member] | Not Rated [Member] | Construction Loans [Member]
Financing Receivable, Net	3,775	7,320
Residential Portfolio Segment [Member] | Not Rated [Member] | Residential Real Estate Owner Occupied Loans [Member]
Financing Receivable, Net	136,946	117,218
Residential Portfolio Segment [Member] | Not Rated [Member] | Residential Real Estate Non-owner Occupied Loans [Member]
Financing Receivable, Net	269	274
Consumer Portfolio Segment [Member] | Pass [Member]
Financing Receivable, Net	657	694
Consumer Portfolio Segment [Member] | Special Mention [Member]
Financing Receivable, Net	0	0
Consumer Portfolio Segment [Member] | Substandard [Member]
Financing Receivable, Net	0	0
Consumer Portfolio Segment [Member] | Doubtful [Member]
Financing Receivable, Net	0	0
Consumer Portfolio Segment [Member] | Not Rated [Member]
Financing Receivable, Net	$ 35,966	$ 28,956

Note 5 - Fair Value (Details Te

Note 5 - Fair Value (Details Textual) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2021	Dec. 31, 2020
Impaired Financing Receivable, Related Allowance	$ 1	$ 4	$ 1	$ 4
Other Real Estate Owned, Fair Value Disclosure	83	0	83	0
Fair Value, Nonrecurring [Member] | Impaired Loans [Member]
Impaired Financing Receivable, Related Allowance	0	0	0	0
Allowance for Loan and Lease Losses, Period Increase (Decrease), Total	$ 0	$ 0	$ 0	$ 0

Note 5 - Fair Value - Assets an

Note 5 - Fair Value - Assets and Liabilities Measured at Fair Value on a Recurring Basis (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Jun. 30, 2021
Securities, available-for-sale	$ 269,836	$ 207,760
Equity securities	432	424
US Treasury Securities [Member]
Securities, available-for-sale	8,859
US Government-sponsored Enterprises Debt Securities [Member]
Securities, available-for-sale	19,798	15,033
US States and Political Subdivisions Debt Securities [Member]
Securities, available-for-sale	88,965	76,499
Residential Mortgage Backed Securities [Member]
Securities, available-for-sale	103,900	90,517
Commercial Mortgage Backed Securities [Member]
Securities, available-for-sale	8,604	8,845
Other Debt Obligations [Member]
Securities, available-for-sale	16,396	492
Fair Value, Recurring [Member]
Equity securities	432	424
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Equity securities	0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Equity securities	432	424
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Equity securities	0	0
Fair Value, Recurring [Member] | US Treasury Securities [Member]
Securities, available-for-sale	8,859
Fair Value, Recurring [Member] | US Treasury Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Securities, available-for-sale	0
Fair Value, Recurring [Member] | US Treasury Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Securities, available-for-sale	8,859
Fair Value, Recurring [Member] | US Treasury Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Securities, available-for-sale	0
Fair Value, Recurring [Member] | US Government-sponsored Enterprises Debt Securities [Member]
Securities, available-for-sale	19,798	15,033
Fair Value, Recurring [Member] | US Government-sponsored Enterprises Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Securities, available-for-sale	0	0
Fair Value, Recurring [Member] | US Government-sponsored Enterprises Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Securities, available-for-sale	19,798	15,033
Fair Value, Recurring [Member] | US Government-sponsored Enterprises Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Securities, available-for-sale	0	0
Fair Value, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member]
Securities, available-for-sale	88,965	76,499
Fair Value, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Securities, available-for-sale	0	0
Fair Value, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Securities, available-for-sale	88,965	76,499
Fair Value, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Securities, available-for-sale	0	0
Fair Value, Recurring [Member] | Residential Mortgage Backed Securities [Member]
Securities, available-for-sale	103,900	90,517
Fair Value, Recurring [Member] | Residential Mortgage Backed Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Securities, available-for-sale	0	0
Fair Value, Recurring [Member] | Residential Mortgage Backed Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Securities, available-for-sale	103,900	90,517
Fair Value, Recurring [Member] | Residential Mortgage Backed Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Securities, available-for-sale	0	0
Fair Value, Recurring [Member] | Commercial Mortgage Backed Securities [Member]
Securities, available-for-sale	8,604	8,845
Fair Value, Recurring [Member] | Commercial Mortgage Backed Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Securities, available-for-sale	0	0
Fair Value, Recurring [Member] | Commercial Mortgage Backed Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Securities, available-for-sale	8,604	8,845
Fair Value, Recurring [Member] | Commercial Mortgage Backed Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Securities, available-for-sale	0	0
Fair Value, Recurring [Member] | Collateralized Debt Obligations [Member]
Securities, available-for-sale	23,314	16,374
Fair Value, Recurring [Member] | Collateralized Debt Obligations [Member] | Fair Value, Inputs, Level 1 [Member]
Securities, available-for-sale	0	0
Fair Value, Recurring [Member] | Collateralized Debt Obligations [Member] | Fair Value, Inputs, Level 2 [Member]
Securities, available-for-sale	23,314	16,374
Fair Value, Recurring [Member] | Collateralized Debt Obligations [Member] | Fair Value, Inputs, Level 3 [Member]
Securities, available-for-sale	0	0
Fair Value, Recurring [Member] | Other Debt Obligations [Member]
Securities, available-for-sale	16,396	492
Fair Value, Recurring [Member] | Other Debt Obligations [Member] | Fair Value, Inputs, Level 1 [Member]
Securities, available-for-sale	0	0
Fair Value, Recurring [Member] | Other Debt Obligations [Member] | Fair Value, Inputs, Level 2 [Member]
Securities, available-for-sale	16,396	492
Fair Value, Recurring [Member] | Other Debt Obligations [Member] | Fair Value, Inputs, Level 3 [Member]
Securities, available-for-sale	$ 0	$ 0

Note 5 - Fair Value - Estimated

Note 5 - Fair Value - Estimated Fair Values of Financial Instruments (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Jun. 30, 2021
Held-to-maturity, fair value	$ 7,264	$ 8,352
Fair Value, Inputs, Level 1 [Member] | Reported Value Measurement [Member]
Cash and cash equivalents	21,253	18,529
Fair Value, Inputs, Level 1 [Member] | Estimate of Fair Value Measurement [Member]
Cash and cash equivalents	21,253	18,529
Fair Value, Inputs, Level 2 [Member] | Reported Value Measurement [Member]
Certificates of deposit in other financial institutions	4,548	5,825
Loans held for sale	838	1,457
Accrued interest receivable	2,403	2,077
Short-term borrowings	10,682	12,203
Federal Home Loan Bank advances	16,286	18,050
Accrued interest payable	52	51
Fair Value, Inputs, Level 2 [Member] | Reported Value Measurement [Member] | Demand and Savings Deposits [Member]
Demand and savings deposits	735,464	639,310
Fair Value, Inputs, Level 2 [Member] | Reported Value Measurement [Member] | Time Deposits [Member]
Demand and savings deposits	112,756	87,539
Fair Value, Inputs, Level 2 [Member] | Estimate of Fair Value Measurement [Member]
Certificates of deposit in other financial institutions	4,670	5,955
Loans held for sale	852	1,488
Accrued interest receivable	2,403	2,077
Short-term borrowings	10,682	12,203
Federal Home Loan Bank advances	16,165	18,247
Accrued interest payable	52	51
Fair Value, Inputs, Level 2 [Member] | Estimate of Fair Value Measurement [Member] | Demand and Savings Deposits [Member]
Demand and savings deposits	735,464	639,310
Fair Value, Inputs, Level 2 [Member] | Estimate of Fair Value Measurement [Member] | Time Deposits [Member]
Demand and savings deposits	113,302	88,147
Fair Value, Inputs, Level 3 [Member] | Reported Value Measurement [Member]
Held-to-maturity, fair value	7,020	7,996
Loans, net	616,075	559,956
Fair Value, Inputs, Level 3 [Member] | Estimate of Fair Value Measurement [Member]
Held-to-maturity, fair value	7,264	8,352
Loans, net	$ 621,931	$ 560,208

Note 6 - Earnings Per Share (De

Note 6 - Earnings Per Share (Details Textual) - shares	3 Months Ended		6 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2021	Dec. 31, 2020
Restricted Stock Units (RSUs) [Member]
Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount (in shares)	0	4,352	9,766	569

Note 6 - Earnings Per Share - S

Note 6 - Earnings Per Share - Schedule of Earnings Per Share, Basic and Diluted (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		6 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2021	Dec. 31, 2020
Net income available to common shareholders	$ 3,162	$ 2,507	$ 5,827	$ 4,908
Weighted average common shares outstanding (in shares)	3,034,362	3,017,268	3,032,416	3,015,741
Basic income per share (in dollars per share)	$ 1.04	$ 0.83	$ 1.92	$ 1.63
Dilutive effect of restricted stock (in shares)	438	21	233	0
Total common shares and dilutive potential common shares (in shares)	3,034,800	3,017,289	3,032,649	3,015,741
Dilutive income per share (in dollars per share)	$ 1.04	$ 0.83	$ 1.92	$ 1.63

Note 7 - Accumulated Other Co_3

Note 7 - Accumulated Other Comprehensive Income (Loss) - Components of Other Comprehensive Income (Loss) (Details) - USD ($) $ in Thousands		3 Months Ended		6 Months Ended
		Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2021	Dec. 31, 2020
Accumulated other comprehensive income (loss), before tax		$ 2,927	$ 5,463	$ 4,493	$ 5,393
Accumulated other comprehensive income (loss), tax		(615)	(1,147)	(943)	(1,133)
Accumulated other comprehensive income (loss), net		2,312	4,316	3,550	4,260
Unrealized holding loss on available-for-sale securities arising during the period, before tax		(922)	278	(2,488)	348
Unrealized holding loss on available-for-sale securities arising during the period, tax		194	(59)	522	(73)
Unrealized holding loss on available-for-sale securities arising during the period, net		(728)	219	(1,966)	275
Amounts reclassified from accumulated other comprehensive income, before tax	[1],[2]	(2)	(8)	(2)	(8)
Amounts reclassified from accumulated other comprehensive income, tax	[1],[2]	0	2	0	2
Amounts reclassified from accumulated other comprehensive income, net	[1],[2]	(2)	(6)	(2)	(6)
Net current period other comprehensive loss, before tax		(924)	270	(2,490)	340
Net current period other comprehensive loss, tax		194	(57)	522	(71)
Other comprehensive income (loss)		(730)	213	(1,968)	269
Accumulated other comprehensive income (loss), before tax		2,003	5,733	2,003	5,733
Accumulated other comprehensive income (loss), tax		(421)	(1,204)	(421)	(1,204)
Accumulated other comprehensive income (loss), net		$ 1,582	$ 4,529	$ 1,582	$ 4,529
[1]	Income tax expense
[2]	Securities (gains) losses, net