Consumers Bancorp (CBKM) 10-K 15 Sep 22 2022 FY Annual report Financial data

Document And Entity Information

Document And Entity Information - USD ($)	12 Months Ended
	Jun. 30, 2022	Sep. 10, 2022	Dec. 31, 2021
Document Information [Line Items]
Entity Central Index Key	0001006830
Entity Registrant Name	CONSUMERS BANCORP INC /OH/
Amendment Flag	false
Current Fiscal Year End Date	--06-30
Document Fiscal Period Focus	FY
Document Fiscal Year Focus	2022
Document Type	10-K
Document Annual Report	true
Document Transition Report	false
Document Period End Date	Jun. 30, 2022
Entity File Number	033-79130
Entity Incorporation, State or Country Code	OH
Entity Tax Identification Number	34-1771400
Entity Address, Address Line One	614 East Lincoln Way
Entity Address, City or Town	Minerva
Entity Address, State or Province	OH
Entity Address, Postal Zip Code	44657
City Area Code	330
Local Phone Number	868-7701
Title of 12(g) Security	Common Shares, no par value
Entity Well-known Seasoned Issuer	No
Entity Voluntary Filers	No
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Non-accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	false
ICFR Auditor Attestation Flag	false
Entity Shell Company	false
Entity Public Float			$ 58,488,822
Entity Common Stock, Shares Outstanding		3,056,674
Auditor Name	Plante & Moran, PLLC
Auditor Location	Auburn Hills, MI
Auditor Firm ID	166

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Jun. 30, 2022	Jun. 30, 2021
ASSETS:
Cash on hand and noninterest-bearing deposits in financial institutions	$ 11,254	$ 8,902
Federal funds sold and interest-bearing deposits in financial institutions	9,698	9,627
Total cash and cash equivalents	20,952	18,529
Certificates of deposit in financial institutions	3,781	5,825
Securities, available-for-sale	296,347	207,760
Securities, held-to-maturity (fair value 2022 $7,831 and 2021 $8,352)	7,874	7,996
Equity securities, at fair value	400	424
Federal bank and other restricted stocks, at cost	2,525	2,472
Loans held for sale	1,165	1,457
Total loans	611,843	566,427
Less allowance for loan losses	(7,160)	(6,471)
Net loans	604,683	559,956
Cash surrender value of life insurance	9,959	9,702
Premises and equipment, net	16,521	15,793
Goodwill	2,452	836
Core deposit intangible, net	470	229
Accrued interest receivable and other assets	10,184	2,825
Total assets	977,313	833,804
LIABILITIES:
Noninterest-bearing demand	257,665	229,102
Interest bearing demand	157,462	127,447
Savings	369,054	282,761
Time	102,381	87,539
Total deposits	886,562	726,849
Short-term borrowings	21,295	12,203
Federal Home Loan Bank advances	8,256	18,050
Accrued interest payable and other liabilities	7,230	6,802
Total liabilities	923,343	763,904
Commitments and contingent liabilities (Note 14)
SHAREHOLDERS’ EQUITY:
Preferred stock, no par value; 350,000 shares authorized	0	0
Common shares, no par value; 8,500,000 shares authorized; 3,132,056 and 3,124,053 shares issued as of June 30, 2022 and June 30, 2021, respectively	20,287	20,011
Retained earnings	56,906	47,663
Treasury stock, at cost (75,382 and 95,953 common shares at June 30, 2022 and 2021, respectively)	(1,117)	(1,324)
Accumulated other comprehensive income (loss)	(22,106)	3,550
Total shareholders’ equity	53,970	69,900
Total liabilities and shareholders’ equity	$ 977,313	$ 833,804

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parentheticals) - USD ($) $ / shares in Thousands, $ in Thousands	Jun. 30, 2022	Jun. 30, 2021
Held-to-maturity securities, fair value	$ 7,831	$ 8,352
Preferred stock, par value (in dollars per share)	$ 0	$ 0
Preferred stock, shares authorized (in shares)	350,000	350,000
Common stock, par value (in dollars per share)	$ 0	$ 0
Common stock, shares authorized (in shares)	8,500,000	8,500,000
Common stock, shares issued (in shares)	3,132,056	3,124,053
Treasury stock, shares (in shares)	75,382	95,953

Consolidated Statements of Inco

Consolidated Statements of Income - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2022	Jun. 30, 2021
Interest and dividend income:
Loans, including fees	$ 28,207	$ 24,887
Securities, taxable	3,572	1,594
Securities, tax-exempt	2,076	1,743
Equity securities	33	17
Federal bank and other restricted stocks	82	76
Federal funds sold and interest-bearing deposits	190	166
Total interest and dividend income	34,160	28,483
Interest expense:
Deposits	1,122	1,615
Short-term borrowings	47	9
Federal Home Loan Bank advances	245	276
Total interest expense	1,414	1,900
Net interest income	32,746	26,583
Provision for loan losses	735	850
Net interest income after provision for loan losses	32,011	25,733
Other income:
Noninterest income (in scope of Topic 606)	3,864	3,415
Bank owned life insurance income	257	260
Mortgage banking activity	632	753
Securities gains, net	6	14
Net change in market value of equity securities	(24)	24
Other	335	304
Total other income	4,735	4,466
Other expenses:
Salaries and employee benefits	13,260	10,852
Occupancy and equipment	3,028	2,588
Data processing expenses	795	728
Debit card processing expenses	1,025	950
Professional and director fees	878	857
Federal Deposit Insurance Corporation assessments	580	302
Franchise taxes	542	480
Marketing and advertising	663	522
Loan and collection expenses	174	142
Telephone and communications	375	344
Amortization of intangible	54	27
Other	1,841	1,569
Total other expenses	23,215	19,361
Income before income taxes	13,531	10,838
Income tax expense	2,339	1,850
Net income	$ 11,192	$ 8,988
Basic and diluted earnings per share (in dollars per share)	$ 3.68	$ 2.98
Deposit Account [Member]
Other income:
Noninterest income (in scope of Topic 606)	$ 1,460	$ 1,220
Debit Card [Member]
Other income:
Noninterest income (in scope of Topic 606)	$ 2,069	$ 1,891

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Loss) - USD ($) $ in Thousands		12 Months Ended
		Jun. 30, 2022	Jun. 30, 2021
Net income		$ 11,192	$ 8,988
Other comprehensive income (loss), net of tax:
Unrealized losses arising during the period		(32,469)	(886)
Reclassification adjustment for gains included in income	[1],[2]	(6)	(14)
Net unrealized loss		(32,475)	(900)
Income tax effect		6,819	190
Other comprehensive loss		(25,656)	(710)
Total comprehensive income (loss)		$ (14,464)	$ 8,278
[1]Income tax expense[2]Securities gain, net

Consolidated Statements of Chan

Consolidated Statements of Changes in Shareholders' Equity - USD ($) $ in Thousands	Common Stock [Member]	Retained Earnings [Member]	Treasury Stock [Member]	AOCI Attributable to Parent [Member]	Total
Balance at Jun. 30, 2020	$ 19,974	$ 40,460	$ (1,454)	$ 4,260	$ 63,240
Net income		8,988			8,988
Other comprehensive loss				(710)	(710)
Shares associated with stock awards	37	0	130	0	167
Cash dividends declared		(1,785)			(1,785)
Other comprehensive loss				(710)	(710)
Balance at Jun. 30, 2021	20,011	47,663	(1,324)	3,550	69,900
Net income		11,192			11,192
Other comprehensive loss				(25,656)	(25,656)
Shares associated with stock awards	102	0	207	0	309
Cash dividends declared		(1,949)			(1,949)
Other comprehensive loss				(25,656)	(25,656)
Shares issued associated with dividend reinvestment plan and stock purchase plan	174				174
Balance at Jun. 30, 2022	$ 20,287	$ 56,906	$ (1,117)	$ (22,106)	$ 53,970

Consolidated Statements of Ch_2

Consolidated Statements of Changes in Shareholders' Equity (Parentheticals) - $ / shares	12 Months Ended
	Jun. 30, 2022	Jun. 30, 2021
Shares associated with stock awards (in shares)	20,571	12,522
Common stock, dividends, per share, declared (in dollars per share)	$ 0.64	$ 0.59
Shares issued associated with dividend reinvestment plan and stock purchase plan, shares (in shares)	8,003

Consolidated Statements of Cash

Consolidated Statements of Cash Flows - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2022	Jun. 30, 2021
Cash flows from operating activities:
Net income	$ 11,192	$ 8,988
Adjustments to reconcile net income to net cash flows from operating activities:
Depreciation	991	940
Securities amortization and accretion, net	1,449	621
Provision for loan losses	735	850
Loss on disposal of fixed assets	6	26
(Gain) loss on disposition of other real estate and repossessed assets owned	5	(1)
Mortgage banking activity	(632)	(753)
Deferred income tax expense (benefit)	146	(320)
Gain on sale of securities	(6)	(14)
Net change in market value of equity securities	24	(24)
Amortization of intangibles	54	27
Origination of loans held for sale	(45,758)	(50,694)
Proceeds from loans held for sale	46,682	53,336
Increase in cash surrender value of life insurance	(257)	(260)
Change in other assets and other liabilities	316	1,291
Net cash flows from operating activities	14,947	14,013
Securities available-for-sale:
Purchases	(141,210)	(108,168)
Maturities, calls and principal pay downs	31,584	37,275
Proceeds from sales of available-for-sale securities	2,722	5,545
Securities held-to-maturity:
Purchases	(3,450)	(4,700)
Principal pay downs	3,572	245
Purchase of equity security	0	(400)
Net decrease in certificates of deposit with other financial institutions	2,044	5,810
Purchase of Federal Reserve Bank stock, at cost	(53)	0
Net increase in loans	(25,602)	(23,471)
Acquisition, net of cash received	66,552	0
Acquisition of premises and equipment	(1,477)	(1,154)
Disposal of premises and equipment	18	0
Proceeds from sale of other real estate and repossessed assets owned	78	17
Net cash flows from investing activities	(65,222)	(89,001)
Cash flows from financing activities:
Net increase in deposit accounts	55,175	93,494
Proceeds from Federal Home Loan Bank advances	0	1,300
Repayments of Federal Home Loan Bank advances	(9,794)	(14,411)
Change in short-term borrowings	9,092	5,260
Proceeds from dividend reinvestment and stock purchase plan	174	0
Dividends paid	(1,949)	(1,785)
Net cash flows from financing activities	52,698	83,858
Increase in cash and cash equivalents	2,423	8,870
Cash and cash equivalents, beginning of year	18,529	9,659
Cash and cash equivalents, end of year	20,952	18,529
Supplemental disclosure of cash flow information:
Interest	1,416	1,956
Federal income taxes	1,850	2,505
Non-cash items:
Transfer from loans to other repossessed assets	83	9
Transfer from loans held for sale to portfolio	0	161
Issuance of treasury stock for stock awards	309	167
Branch acquisition:
Goodwill	2,452	$ 836
Net noncash liabilities assumed	(66,552)
CFBank Branches [Member]
Branch acquisition:
Securities, available-for-sale	15,602
Loans	19,943
Premises and equipment	413
Goodwill	1,616
Core deposit intangible	295
Accrued interest receivable and other assets	216
Total noncash assets acquired	38,085
Deposits	104,538
Other liabilities	99
Total liabilities assumed	$ 104,637

Note 1 - Summary of Significant

Note 1 - Summary of Significant Accounting Policies	12 Months Ended
	Jun. 30, 2022
Notes to Financial Statements
Organization, Consolidation and Presentation of Financial Statements Disclosure and Significant Accounting Policies [Text Block]	NOTE 1 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES Principles of Consolidation: Nature of Operations: fourteen Business Segment Information: Acquisition: Use of Estimates: Cash and Cash Equivalents: 90 Interest Bearing Deposits in Other Financial Institutions: one Certificates of Deposit in Financial Institutions: Cash Reserves: June 30, 2022 2021. Securities: may Interest income includes amortization of purchase premiums and accretion of discounts. Premiums and discounts on securities are amortized on the level-yield method without anticipating prepayments, except for mortgage-backed securities and collateralized mortgage obligations where prepayments are anticipated. Gains and losses on sales are recorded on the trade date and determined using the specific identification method. Management evaluates securities for other-than-temporary impairment (OTTI) on a quarterly basis, and more frequently when economic or market conditions warrant such an evaluation. The evaluation of securities includes consideration given to the length of time and the extent to which the fair value has been less than cost, the financial condition and near-term prospects of the issuer, whether the market decline was affected by macroeconomic conditions and whether the Corporation has the intent to sell the security or it is more likely than not may When OTTI occurs, the amount of the OTTI recognized in earnings depends on whether the Corporation intends to sell the security, or it is more likely than not not not Equity Securities: Federal Bank and Other Restricted Stocks: may Loans Held for Sale: Mortgage Banking Derivatives: Loans: Interest income on commercial, commercial real estate and 1 4 90 no 120 All interest accrued but not six During the 2020 2021 , 19 first second . 2022 2021 June 30, 2022, . Loan Commitments and Related Financial Instruments: Concentrations of Credit Risk: Allowance for Loan Losses: may The allowance consists of specific and general components. The specific component relates to loans that are individually classified as impaired. The general component covers non-classified loans and is based on historical loss experience adjusted for current factors. A loan is considered impaired when, based on current information and events, it is probable that the Corporation will be unable to collect all amounts due according to the contractual terms of the loan agreement. Loans, for which the terms have been modified, resulting in a concession, and for which the borrower is experiencing financial difficulties, are considered troubled debt restructurings, and classified as impaired. Factors considered by management in determining impairment include payment status, collateral value, and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not Impairment is evaluated collectively for smaller-balance loans of similar nature such as residential mortgage, consumer loans and on an individual loan basis for other loans. If a loan is impaired, a portion of the allowance is allocated so the loan is reported, net, at the present value of estimated future cash flows using the loan’s existing rate or at the fair value of collateral if repayment is expected from the collateral. Loans are evaluated for impairment when payments are delayed, typically 90 not The general component covers non-impaired loans and is based on historical loss experience adjusted for current factors based on the risks present for each portfolio segment. The historical loss experience is determined by portfolio segment and is based on the actual loss history experienced by the Corporation over the most recent three Commercial: may not may may may Commercial Real Estate: may 1 4 one four no 85% Consumer Other Real Estate and Repossessed Assets Owned: Transfers of Financial Assets: not Premises and Equipment: three thirty-nine one Cash Surrender Value of Life Insurance: June 30, 2022, June 30, 2021, Goodwill and Other Intangible Assets: not April 30 Long-Term Assets: may not Repurchase Agreements: not Retirement Plans: 401 Income Taxes: not not 50% Earnings per Common Share: Stock-Based Compensation: Comprehensive Income: Loss Contingencies: not Fair Value of Financial Instruments: 15 Dividend Restrictions: may Reclassifications: June 30, 2021 June 30, 2022 no Recently Issued Accounting Pronouncements Not June 2016, 2016 13, 326 326 2016 13 2016 13 December 15, 2019. December 15, 2018, July 2019, January 2023 October 16, 2019, December 15, 2022 one In March 2020, 2020 04, may one January 1, 2020. 2020 04 March 12, 2020 December 31, 2022. one may March 12, 2020. not 2020 04

Note 2 - Acquisition

Note 2 - Acquisition	12 Months Ended
	Jun. 30, 2022
Notes to Financial Statements
Business Combination Disclosure [Text Block]	NOTE 2 ACQUISITION On July 16, 2021, two The following table summarizes the estimated fair values of the assets acquired and liabilities assumed by the Corporation at the date of acquisition. The core deposit intangible will be amortized over ten not Assets acquired: Cash and cash equivalents $ 515 Securities, available-for-sale 15,602 Loans 19,943 Premises and equipment 413 Core deposit intangible 295 Accrued interest receivable 216 Total assets acquired 36,984 Liabilities assumed: Noninterest-bearing deposits 10,535 Interest-bearing deposits 94,003 Other liabilities 99 Total liabilities assumed 104,637 Fair value of net liabilities assumed (67,653 ) Cash received 66,037 Goodwill $ 1,616 The acquired assets and liabilities were measured at estimated fair values. Management made certain estimates and exercised judgement in accounting for the acquisition. The fair value of loans was estimated using discounted contractual cash flows. The book balance of the loans at the time of the acquisition was $20,325. The fair value disclosed above reflects a credit-related adjustment of $(388) and an adjustment for other factors of $6. Loans evidencing credit deterioration since origination, purchased credit impaired loans, included in loans receivable were immaterial. Acquisition costs of $144 pre-tax, or $118 after-tax, were recorded during fiscal year 2022 2021. one

Note 3 - Securities

Note 3 - Securities	12 Months Ended
	Jun. 30, 2022
Notes to Financial Statements
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	NOTE 3 SECURITIES The following table summarizes the amortized cost and fair value of securities available-for-sale and held-to-maturity at June 30, 2022 2021 Available-for-sale Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value June 30, 2022 Obligation of U.S Treasury $ 8,909 $ — $ (462 ) $ 8,447 Obligations of U.S. government-sponsored entities and agencies 28,689 — (2,424 ) 26,265 Obligations of state and political subdivisions 105,977 129 (8,749 ) 97,357 U.S. Government-sponsored mortgage-backed securities - residential 113,812 13 (11,642 ) 102,183 U.S. Government-sponsored mortgage-backed securities - commercial 8,623 — (1,322 ) 7,301 U.S. Government-sponsored collateralized mortgage obligations – residential 40,952 1 (2,774 ) 38,179 Other debt securities 17,367 — (752 ) 16,615 Total available-for-sale securities $ 324,329 $ 143 $ (28,125 ) $ 296,347 Held-to-maturity Amortized Cost Gross Unrecognized Gains Gross Unrecognized Losses Fair Value June 30, 2022 Obligations of state and political subdivisions $ 7,874 $ 47 $ (90 ) $ 7,831 Available-for-sale Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value June 30, 2021 Obligations of U.S. government-sponsored entities and agencies $ 14,746 $ 301 $ (14 ) $ 15,033 Obligations of state and political subdivisions 73,013 3,561 (75 ) 76,499 U.S. Government-sponsored mortgage-backed securities - residential 90,065 1,136 (684 ) 90,517 U.S. Government-sponsored mortgage-backed securities – commercial 8,641 204 — 8,845 U.S. Government-sponsored collateralized mortgage obligations – residential 16,302 129 (57 ) 16,374 Other debt securities 500 — (8 ) 492 Total available-for-sale securities $ 203,267 $ 5,331 $ (838 ) $ 207,760 Held-to-maturity Amortized Cost Gross Unrecognized Gains Gross Unrecognized Losses Fair Value June 30, 2021 Obligations of state and political subdivisions $ 7,996 $ 356 $ — $ 8,352 Proceeds from sales of available-for-sale securities during fiscal year 2022 2021 2022 2021 Proceeds from sales $ 2,722 $ 5,545 Gross realized gains 8 44 Gross realized losses (2 ) (30 ) The income tax provision related to these net realized gains amounted to $1 in fiscal year 2022 2021. The amortized cost and fair values of debt securities at June 30, 2022 may not Available-for-sale Amortized Cost Fair Value Due in one year or less $ 850 $ 851 Due after one year through five years 37,415 36,266 Due after five years through ten years 47,877 44,894 Due after ten years 74,800 66,673 Total 160,942 148,684 U.S. Government-sponsored mortgage-backed and related securities 163,387 147,663 Total $ 324,329 $ 296,347 Held-to-maturity Amortized Cost Fair Value Due after one year through five years $ 212 $ 212 Due after five years through ten years 4,212 3,522 Due after ten years 3,450 4,097 Total $ 7,874 $ 7,831 Securities with a carrying value of approximately $126,679 and $96,970 were pledged at June 30, 2022 2021, June 30, 2022 2021, no one 10% The following table summarizes the securities with unrealized and unrecognized losses at June 30, 2022 2021, Less than 12 Months 12 Months or more Total June 30, 2022 Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss Available-for-sale Obligations of U.S Treasury $ 8,447 $ (462 ) $ — $ — $ 8,447 $ (462 ) Obligations of U.S. government-sponsored entities and agencies 26,265 (2,424 ) — — 26,265 (2,424 ) Obligations of state and political subdivisions 80,445 (8,331 ) 2,047 (418 ) 82,492 (8,749 ) Mortgage-backed securities – residential 76,526 (7,586 ) 24,569 (4,056 ) 101,095 (11,642 ) Mortgage-backed securities – commercial 7,301 (1,322 ) — — 7,301 (1,322 ) Collateralized mortgage obligations - residential 30,729 (2,308 ) 2,713 (466 ) 33,442 (2,774 ) Other debt securities 16,156 (711 ) 459 (41 ) 16,615 (752 ) Total temporarily impaired $ 245,869 $ (23,144 ) $ 29,788 $ (4,981 ) $ 275,657 $ (28,125 ) Less than 12 Months 12 Months or more Total June 30, 2022 Fair Value Unrecognized Loss Fair Value Unrecognized Loss Fair Value Unrecognized Loss Held-to-maturity Obligations of state and political subdivisions $ 3,522 $ (90 ) $ — $ — $ 3,522 $ (90 ) Less than 12 Months 12 Months or more Total June 30, 2021 Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss Available-for-sale Obligations of U.S. government-sponsored entities and agencies $ 2,003 $ (14 ) $ — $ — $ 2,003 $ (14 ) Obligations of state and political subdivisions 7,398 (75 ) — — 7,398 (75 ) Mortgage-backed securities – residential 42,378 (684 ) — — 42,378 (684 ) Mortgage-backed securities – commercial 7,707 (56 ) 552 (1 ) 8,259 (57 ) Collateralized mortgage obligations – residential 492 (8 ) — — 492 (8 ) Total temporarily impaired $ 59,978 $ (837 ) $ 552 $ (1 ) $ 60,530 $ (838 ) Management evaluates securities for other-than-temporary impairment (OTTI) on a quarterly basis, and more frequently when economic or market conditions warrant such an evaluation. The securities portfolio is evaluated for OTTI by segregating the portfolio into two 320, Accounting for Certain Investments in Debt and Equity Securities In determining OTTI under the ASC Topic 320 1 2 3 4 not As of June 30, 2022, June 30, 2022, twelve June 30, 2022. 2022 not not not may not June 30, 2022. no June 30, 2021. As of June 30, 2022, twelve June 30, 2022 2021. 2022 2021 Unrealized gain/(loss) recognized on equity securities held at the end of the period $ (24 ) $ 24

Note 4 - Loans

Note 4 - Loans	12 Months Ended
	Jun. 30, 2022
Notes to Financial Statements
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]	NOTE 4 LOANS Major classifications of loans were as follows as of June 30: 2022 2021 Commercial $ 87,008 $ 112,337 Commercial real estate: Construction 15,158 10,525 Other 291,847 269,679 1 – 4 Family residential real estate: Owner occupied 142,244 118,269 Non-owner occupied 26,029 19,151 Construction 4,317 9,073 Consumer 44,964 29,646 Subtotal 611,567 568,680 Net deferred loan fees and costs 276 (2,253 ) Allowance for loan losses (7,160 ) (6,471 ) Net loans $ 604,683 $ 559,956 The commercial loan category in the above table includes PPP loans of $179 as of June 30, 2022 June 30, 2021. The following table presents the activity in the allowance for loan losses by portfolio segment for the year ended June 30, 2022: 1-4 Family Commercial Residential Real Real Commercial Estate Estate Consumer Total Allowance for loan losses: Beginning balance $ 904 $ 3,949 $ 1,307 $ 311 $ 6,471 Provision for loan losses 33 (24 ) 359 367 735 Loans charged-off — — (41 ) (132 ) (173 ) Recoveries 23 2 20 82 127 Total ending allowance balance $ 960 $ 3,927 $ 1,645 $ 628 $ 7,160 The following table presents the activity in the allowance for loan losses by portfolio segment for the year ended June 30, 2021: 1-4 Family Commercial Residential Real Real Commercial Estate Estate Consumer Total Allowance for loan losses: Beginning balance $ 947 $ 3,623 $ 989 $ 119 $ 5,678 Provision for loan losses (21 ) 322 319 230 850 Loans charged-off (22 ) — (4 ) (122 ) (148 ) Recoveries — 4 3 84 91 Total ending allowance balance $ 904 $ 3,949 $ 1,307 $ 311 $ 6,471 The following table presents the balance in the allowance for loan losses and the recorded investment in loans by portfolio segment and based on impairment method as of June 30, 2022. 1-4 Family Commercial Residential Real Real Commercial Estate Estate Consumer Total Allowance for loan losses: Ending allowance balance attributable to loans: Individually evaluated for impairment $ — $ — $ — $ — $ — Acquired loans collectively evaluated for impairment 1 62 85 — 148 Originated loans collectively evaluated for impairment 959 3,865 1,560 628 7,012 Total ending allowance balance $ 960 $ 3,927 $ 1,645 $ 628 $ 7,160 Recorded investment in loans: Loans individually evaluated for impairment $ 276 $ 42 $ 155 $ — $ 473 Acquired loans collectively evaluated for impairment 665 10,095 27,731 3,051 41,542 Originated loans collectively evaluated for impairment 86,310 296,776 146,058 41,898 571,042 Total ending loans balance $ 87,251 $ 306,913 $ 173,944 $ 44,949 $ 613,057 The following table presents the balance in the allowance for loan losses and the recorded investment in loans by portfolio segment and based on impairment method as of June 30, 2021. 1-4 Family Commercial Residential Real Real Commercial Estate Estate Consumer Total Allowance for loan losses: Ending allowance balance attributable to loans: Individually evaluated for impairment $ 1 $ — $ 3 $ — $ 4 Acquired loans collectively evaluated for impairment — 83 77 — 160 Originated loans collectively evaluated for impairment 903 3,866 1,227 311 6,307 Total ending allowance balance $ 904 $ 3,949 $ 1,307 $ 311 $ 6,471 Recorded investment in loans: Loans individually evaluated for impairment $ 437 $ 921 $ 596 $ — $ 1,954 Acquired loans collectively evaluated for impairment 834 6,542 21,363 6,488 35,227 Originated loans collectively evaluated for impairment 109,016 272,563 125,689 23,162 530,430 Total ending loans balance $ 110,287 $ 280,026 $ 147,648 $ 29,650 $ 567,611 The following table presents information related to loans individually evaluated for impairment by class of loans as of and for the year ended June 30, 2022: Unpaid Allowance for Average Interest Cash Basis Principal Recorded Loan Losses Recorded Income Interest Balance Investment Allocated Investment Recognized Recognized With no related allowance recorded: Commercial $ 414 $ 276 $ — $ 291 $ — $ — Commercial real estate: Other 83 42 — 518 193 193 1-4 Family residential real estate: Owner occupied 48 22 — 187 8 8 Non-owner occupied 193 133 — 93 75 75 With an allowance recorded: Commercial — — — 113 6 6 Total $ 738 $ 473 $ — $ 1,202 $ 282 $ 282 The following table presents information related to loans individually evaluated for impairment by class of loans as of and for the year ended June 30, 2021: Unpaid Allowance for Average Interest Cash Basis Principal Recorded Loan Losses Recorded Income Interest Balance Investment Allocated Investment Recognized Recognized With no related allowance recorded: Commercial $ 421 $ 303 $ — $ 153 $ — $ — Commercial real estate: Other 1,062 921 — 902 7 7 1-4 Family residential real estate: Owner occupied 409 367 — 539 20 20 Non-owner occupied 267 202 — 216 — — With an allowance recorded: Commercial 133 134 1 150 8 8 Commercial real estate: Other — — — 120 7 7 1-4 Family residential real estate: Owner occupied 28 27 3 16 — — Total $ 2,320 $ 1,954 $ 4 $ 2,096 $ 42 $ 42 The following table presents the recorded investment in non-accrual and loans past due over 90 June 30, 2022 2021: June 30, 2022 June 30, 2021 Loans Past Due Loans Past Due Over 90 Days Over 90 Days Still Still Non-accrual Accruing Non-accrual Accruing Commercial $ 276 $ 9 $ 303 $ — Commercial real estate: Other — — 874 — 1 – 4 Family residential: Owner occupied 22 — 392 — Non-owner occupied 133 — 202 — Consumer — — — — Total $ 431 $ 9 $ 1,771 $ — Non-accrual loans and loans past due 90 The following table presents the aging of the recorded investment in past due loans as of June 30, 2022 Days Past Due 30 –59 60 - 89 90 Days or Total Loans Not Days Days Greater Past Due Past Due Total Commercial $ — $ — $ 9 $ 9 $ 87,242 $ 87,251 Commercial real estate: Construction — — — — 15,138 15,138 Other 52 — — 52 291,723 291,775 1-4 Family residential: Owner occupied 125 — — 125 143,381 143,506 Non-owner occupied — — 27 27 26,036 26,063 Construction — — — — 4,375 4,375 Consumer 381 79 — 460 44,489 44,949 Total $ 558 $ 79 $ 36 $ 673 $ 612,384 $ 613,057 The above table of past due loans includes the recorded investment in non-accrual loans of $27 in the 90 not The following table presents the aging of the recorded investment in past due loans as of June 30, 2021 Days Past Due 30 –59 60 - 89 90 Days or Total Loans Not Days Days Greater Past Due Past Due Total Commercial $ — $ — $ — $ — $ 110,287 $ 110,287 Commercial real estate: Construction — — — — 10,478 10,478 Other — 175 629 804 268,744 269,548 1-4 Family residential: Owner occupied 29 — 365 394 118,937 119,331 Non-owner occupied — — — — 19,148 19,148 Construction — — — — 9,169 9,169 Consumer 95 11 — 106 29,544 29,650 Total $ 124 $ 186 $ 994 $ 1,304 $ 566,307 $ 567,611 The above table of past due loans includes the recorded investment in non-accrual loans of $994 in the 90 not Troubled Debt Restructurings (TDR): The Corporation has certain loans that have been modified in order to maximize collection of loan balances that are classified as TDRs. A modified loan is usually classified as a TDR if, for economic reasons, management grants a concession to the original terms and conditions of the loan to a borrower who is experiencing financial difficulties that it would not 19, March 22, 2020, not March 22, 2020, 90 90 90 19 not June 30, 2022, no April 26, 2022. On June 30, 2022, June 30, 2021, June 30, 2022 2021, There were no loans classified as troubled debt restructurings for which there was a payment default within 12 twelve June 30, 2022 2021. 90 Credit Quality Indicators: The Corporation categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt such as: current financial information, historical payment experience, credit documentation, public information, and current economic trends, among other factors. The Corporation analyzes loans individually by classifying the loans as to credit risk. This analysis includes loans with a total outstanding loan relationship greater than $100 and non-homogeneous loans, such as commercial and commercial real estate loans. This analysis is performed monthly. The Corporation uses the following definitions for risk ratings: Special Mention. may Substandard. not Doubtful. Loans not not $100 As of June 30, 2022, Special Not Pass Mention Substandard Doubtful Rated Commercial $ 86,265 $ 350 $ 178 $ 276 $ 182 Commercial real estate: Construction 15,138 — — — — Other 283,877 2,500 4,711 — 687 1-4 Family residential real estate: Owner occupied 1,321 — — 22 142,163 Non-owner occupied 25,606 59 — 133 265 Construction 1,234 — — — 3,141 Consumer 605 — — — 44,344 Total $ 414,046 $ 2,909 $ 4,889 $ 431 $ 190,782 As of June 30, 2021, Special Not Pass Mention Substandard Doubtful Rated Commercial $ 109,118 $ 280 $ 309 $ 303 $ 277 Commercial real estate: Construction 10,478 — — — — Other 259,327 3,700 4,718 874 929 1-4 Family residential real estate: Owner occupied 1,715 — 6 392 117,218 Non-owner occupied 18,312 163 197 202 274 Construction 1,849 — — — 7,320 Consumer 694 — — — 28,956 Total $ 401,493 $ 4,143 $ 5,230 $ 1,771 $ 154,974

Note 5 - Premises and Equipment

Note 5 - Premises and Equipment	12 Months Ended
	Jun. 30, 2022
Notes to Financial Statements
Property, Plant and Equipment Disclosure [Text Block]	NOTE 5 PREMISES AND EQUIPMENT Major classifications of premises and equipment were as follows as of June 30: 2022 2021 Land $ 1,685 $ 1,603 Land improvements 318 381 Building and leasehold improvements 15,608 15,522 Furniture, fixture and equipment 7,206 6,616 Total premises and equipment 24,816 24,122 Accumulated depreciation and amortization (8,296 ) (8,329 ) Premises and equipment, net $ 16,521 $ 15,793 Depreciation expense was $991 and $940 for the years ended June 30, 2022 2021, As of June 30, 2022, seven one May 31, 2035, three 12 one not 12 June 30, 2022 Rent expense for all the operating leases was $228 and $205 for the twelve June 30, 2022 2021, June 30, 2022 2021, Total estimated rental commitments for the operating leases with a term over 12 June 30, 2022: Period Ending June 30 2023 $ 167 2024 146 2025 114 2026 113 Thereafter 572 Total $ 1,112

Note 6 - Goodwill and Acquired

Note 6 - Goodwill and Acquired Intangible Assets	12 Months Ended
	Jun. 30, 2022
Notes to Financial Statements
Goodwill and Intangible Assets Disclosure [Text Block]	NOTE 6 GOODWILL AND ACQUIRED INTANGIBLE ASSETS The change in goodwill was as follows: 2022 2021 Beginning of year $ 836 $ 836 Acquired goodwill 1,616 — Ending balance as of June 30, $ 2,452 $ 836 The following table summarizes the Corporation’s acquired intangible assets as of June 30, 2022 2021. June 30, 2022 June 30, 2021 Gross Carrying Amount Accumulated Amortization Gross Carrying Amount Accumulated Amortization Core deposit intangible $ 565 $ 95 $ 270 $ 41 Goodwill and the core deposit intangible assets resulted from the acquisition of Peoples Bancorp of Mt. Pleasant, Inc. that was completed on January 1, 2020, July 16, 2021. not fourth 2022 not The core deposit intangible asset is amortized on a straight-line basis over ten 2022 2021. five

Note 7 - Deposits

Note 7 - Deposits	12 Months Ended
	Jun. 30, 2022
Notes to Financial Statements
Deposit Liabilities Disclosures [Text Block]	NOTE 7 DEPOSITS Interest-bearing deposits as of June 30, 2022 2021 2022 2021 Demand $ 157,462 $ 127,447 Savings and money market 369,054 282,761 Time: $250 and over 18,164 18,488 Other 84,217 69,051 Total $ 628,897 $ 497,747 Scheduled maturities of time deposits at June 30, 2022 Twelve Months Ending June 30 2023 $ 76,823 2024 13,656 2025 4,381 2026 3,258 2027 3,398 Thereafter 865 $ 102,381

Note 8 - Short-term Borrowings

Note 8 - Short-term Borrowings	12 Months Ended
	Jun. 30, 2022
Notes to Financial Statements
Debt Disclosure [Text Block]	NOTE 8 SHORT-TERM BORROWINGS Short-term borrowings consisted of repurchase agreements and a line of credit for the Corporation. Information concerning all short-term borrowings at June 30, 2022 2021, one 2022 2021 Balance at June 30 $ 21,295 $ 12,203 Average balance during the year 12,960 8,895 Maximum month-end balance 21,878 13,275 Average interest rate during the year 0.36 % 0.10 % Weighted average rate, June 30 0.61 % 0.05 % In fiscal year 2022, June 30, 2022, June 30, 2022 2021 Overnight and Continuous 2022 2021 U.S. government-sponsored entities and agencies pledged $ 3,331 $ 767 Residential mortgage-backed securities pledged 11,954 6,493 Commercial mortgage-backed securities 6,682 6,042 Total pledged $ 21,967 $ 13,302 Repurchase agreements $ 20,025 $ 12,203 Total interest expense on short-term borrowings was $47 and $9 for the years ended June 30, 2022 2021,

Note 9 - Federal Home Loan Bank

Note 9 - Federal Home Loan Bank Advances	12 Months Ended
	Jun. 30, 2022
Notes to Financial Statements
Federal Home Loan Bank Advances, Disclosure [Text Block]	NOTE 9 FEDERAL HOME LOAN BANK ADVANCES A summary of Federal Home Loan Bank (FHLB) advances were as follows: June 30, 2022 June 30, 2021 Stated Interest Rate Range Weighted Average Weighted Average Advance Type From To Amount Rate Amount Rate Fixed rate, amortizing 1.37 % 1.37 % $ 256 1.37 % $ 350 1.37 % Fixed rate 0.90 1.18 8,000 1.04 17,700 1.40 Each fixed rate advance has a prepayment penalty equal to the present value of 100% of the lost cash flow based upon the difference between the contract rate on the advance and the current rate on a comparable new advance. The following table is a summary of the scheduled principal payments for all advances as of June 30, 2022: Twelve Months Ending June 30 Principal Payments 2023 $ 84 2024 67 2025 4,056 2026 46 2027 3 Thereafter 4,000 Total $ 8,256 Pursuant to collateral agreements with the FHLB, advances are secured by all the stock invested in the FHLB and certain qualifying first first June 30, 2022 2021, June 30, 2022.

Note 10 - Employee Benefit Plan

Note 10 - Employee Benefit Plans	12 Months Ended
	Jun. 30, 2022
Notes to Financial Statements
Compensation and Employee Benefit Plans [Text Block]	NOTE 10 EMPLOYEE BENEFIT PLANS The Bank maintains a 401 six 21 June 30, 2022 2021, The Bank maintains a nonqualified Salary Continuation Plan (SCP) to reward and encourage certain Bank executives to remain employees of the Bank. The SCP is considered an unfunded plan for tax and Employee Retirement Income Security Act (ERISA) purposes and all obligations arising under the SCP are payable from the general assets of the Corporation. The estimated present value of future benefits to be paid to certain current and former executives totaled $3,564 as of June 30, 2022 June 30, 2021 June 30, 2022 2021. June 30, 2022 2021, June 30, 2022 June 30, 2021. The 2010 2010 2010 2010 2010 Under the 2010 2010 The Corporation has granted restricted stock awards to certain employees and directors. Restricted stock awards are issued at no three not The following table summarizes the status of the restricted stock awards: Restricted Stock Awards Weighted-Average Grant Date Fair Value Per Share Outstanding at June 30, 2021 11,461 $ 17.14 Granted 20,571 22.00 Vested (14,963 ) 20.62 Non-vested at June 30, 2022 17,069 $ 19.95 There was $361 in expense recognized in fiscal year 2022 2021 June 30, 2022, three

Note 11 - Income Taxes

Note 11 - Income Taxes	12 Months Ended
	Jun. 30, 2022
Notes to Financial Statements
Income Tax Disclosure [Text Block]	NOTE 11 INCOME TAXES The provision for income taxes consisted of the following for the years ended June 30, 21.0%: 2022 2021 Current income taxes $ 2,193 $ 2,170 Deferred income tax expense (benefit) 146 (320 ) Total income tax expense $ 2,339 $ 1,850 The net deferred income tax asset (liability) consisted of the following components at June 30: 2022 2021 Deferred tax assets: Allowance for loan losses $ 1,504 $ 1,317 Deferred compensation 999 896 Deferred income 18 32 Non-accrual loan interest income 29 54 Net unrealized securities loss 5,876 — Other 6 1 Gross deferred tax asset 8,432 2,300 Deferred tax liabilities: Depreciation (821 ) (718 ) Loan fees (582 ) (498 ) FHLB stock dividends (102 ) (102 ) Prepaid expenses (150 ) (56 ) Intangible assets (209 ) (88 ) Net unrealized securities gain — (944 ) Gross deferred tax liabilities (1,864 ) (2,406 ) Net deferred asset (liability) $ 6,568 $ (106 ) The difference between the provision for income taxes and amounts computed by applying the statutory income tax rate of 21.0% June 30: 2022 2021 Income taxes computed at the statutory rate on pretax income $ 2,842 $ 2,276 Tax exempt income (431 ) (360 ) Cash surrender value income (54 ) (55 ) Tax credit (22 ) (22 ) Other non-deductible expenses 4 11 Total income tax expense $ 2,339 $ 1,850 The effective tax rate was 17.3% for the year ended June 30, 2022 June 30, 2021. June 30, 2022 June 30, 2021, not twelve June 30, 2022 2021 June 30, 2022 2021. The Corporation and the Bank are subject to U.S. federal income tax as an income-based tax and a capital-based franchise tax in the State of Ohio. The Corporation and the Bank are no 2018.

Note 12 - Related Party Transac

Note 12 - Related Party Transactions	12 Months Ended
	Jun. 30, 2022
Notes to Financial Statements
Related Party Transactions Disclosure [Text Block]	NOTE 12 RELATED PARTY TRANSACTIONS In the ordinary course of business, the Bank has granted loans to certain executive officers, directors, and their affiliates. A summary of activity during the year ended June 30, 2022 Principal balance, July 1 $ 2,336 New loans, net of refinancing 355 Repayments (145 ) Principal balance, June 30 $ 2,546 Deposits from executive officers, directors and their affiliates totaled $6,781 at June 30, 2022 June 30, 2021.

Note 13 - Regulatory Matters

Note 13 - Regulatory Matters	12 Months Ended
	Jun. 30, 2022
Notes to Financial Statements
Regulatory Capital Requirements under Banking Regulations [Text Block]	NOTE 13 REGULATORY MATTERS Banks and bank holding companies are subject to regulatory capital requirements administered by federal banking agencies. Capital adequacy guidelines and prompt corrective-action regulations involve quantitative measures of assets, liabilities, and certain off-balance-sheet items calculated under regulatory accounting practices. Capital amounts and classifications are also subject to qualitative judgments by regulators about components, risk weightings, and other factors and the regulators can lower classifications in certain cases. Failure to meet various capital requirements can initiate regulatory action that could have a direct material effect on the financial statements. The prompt corrective action regulations provide five not As of fiscal year-end 2022 2021, 1 not June 30, 2022, The following table presents actual and required capital ratios as of June 30, 2022 June 30, 2021 Actual Minimum Capital Required Basel III (1) Minimum Required To Be Considered Well Capitalized Amount Ratio Amount Ratio Amount Ratio June 30, 2022 Common equity Tier 1 to risk-weighted assets $ 74.1 11.39 % $ 29.3 4.50 % $ 42.3 6.50 % Tier 1 capital to risk weighted assets 74.1 11.39 39.0 6.00 52.1 8.00 Total capital to risk weighted assets 81.3 12.49 52.1 8.00 65.1 10.00 Tier 1 capital to average assets 74.1 7.39 40.1 4.00 50.1 5.00 Actual Minimum Capital Required - Basel III (1) Minimum Required To Be Considered Well Capitalized Amount Ratio Amount Ratio Amount Ratio June 30, 2021 Common equity Tier 1 to risk-weighted assets $ 64.7 11.87 % $ 24.5 4.50 % $ 35.4 6.50 % Tier 1 capital to risk weighted assets 64.7 11.87 32.7 6.00 43.6 8.00 Total capital to risk weighted assets 71.2 13.06 43.6 8.00 54.5 10.00 Tier 1 capital to average assets 64.7 7.83 33.1 4.00 41.3 5.00 ( 1 These amounts exclude the capital conservation buffer. As of the latest regulatory examination, the Bank was categorized as well capitalized. There are no may The Corporation’s principal source of funds for dividend payment is dividends received from the Bank. Banking regulations limit the amount of dividends that may may two June 30, 2022

Note 14 - Commitments With Off-

Note 14 - Commitments With Off-balance Sheet Risk	12 Months Ended
	Jun. 30, 2022
Notes to Financial Statements
Commitments with Off-Balance Sheet Risk Disclosure [Text Block]	NOTE 14 COMMITMENTS WITH OFF-BALANCE SHEET RISK The Bank is a party to commitments to extend credit in the normal course of business to meet the financing needs of its customers. Commitments are agreements to lend to customers providing that there are no The Bank evaluates each customer’s credit on a case-by-case basis. The amount of collateral obtained is based on management’s credit evaluation of the customer. The amount of commitments to extend credit and the exposure to credit loss for non-performance by the customer (before considering collateral) was $148,390 and $118,284 as of June 30, 2022 2021, June 30, 2022, July 2022 December 2053. June 30, 2021, July 2021 July 2052. June 30, 2022 2021, June 30, 2022 2021, not

Note 15 - Fair Value

Note 15 - Fair Value	12 Months Ended
	Jun. 30, 2022
Notes to Financial Statements
Fair Value Disclosures [Text Block]	NOTE 15 FAIR VALUE Fair value is the exchange price that would be received for an asset or paid to transfer a liability (an exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. There are three may Level 1: Level 2: 1 not Level 3: Financial assets and financial liabilities measured at fair value on a recurring basis include the following: Securities available-for-sale and equity securities: 1 not 2 not 3 Assets and liabilities measured at fair value on a recurring basis are summarized below, segregated by the level of the valuation inputs within the fair value hierarchy utilized to measure fair value: Fair Value Measurements at June 30, 2022 Using Assets: Balance at June 30, 2022 Level 1 Level 2 Level 3 Obligations of U.S. treasury $ 8,447 $ 8,447 Obligations of U.S. government-sponsored entities and agencies 26,265 — 26,265 — Obligations of states and political subdivisions 97,357 — 97,357 — U.S. government-sponsored mortgage-backed securities - residential 102,183 — 102,183 — U.S. government-sponsored mortgage-backed securities - commercial 7,301 — 7,301 — U.S. government-sponsored collateralized mortgage obligations 38,179 — 38,179 — Other debt securities 16,615 — 16,615 — Equity securities 400 — 400 — Fair Value Measurements at June 30, 2021 Using Assets: Balance at June 30, 2021 Level 1 Level 2 Level 3 Obligations of U.S. government-sponsored entities and agencies $ 15,033 — $ 15,033 — Obligations of states and political subdivisions 76,499 — 76,499 — U.S. government-sponsored mortgage-backed securities - residential 90,517 — 90,517 — U.S. government-sponsored mortgage-backed securities – commercial 8,845 — 8,845 — U.S. government-sponsored collateralized mortgage obligations 16,374 — 16,374 — Other debt securities 492 — 492 — Equity securities 424 — 424 — There were no 1 2 2022 2021 Certain assets and liabilities are measured at fair value on a non-recurring basis; that is, the instruments are not Impaired Loans: may 3 Other Real Estate and Repossessed Assets Owned: June 30, 2022 June 30, 2021. There were no assets measured at fair value on a non-recurring basis at June 30, 2022 2021 twelve June 30, 2022 2021. The following table shows the estimated fair values of financial instruments that are reported at amortized cost in the Corporation’s consolidated balance sheets, segregated by the level of the valuation inputs within the fair value hierarchy utilized to measure fair value: 2022 2021 Carrying Amount Estimated Fair Value Carrying Amount Estimated Fair Value Financial Assets: Level 1 inputs: Cash and cash equivalents $ 20,952 $ 20,952 $ 18,529 $ 18,529 Level 2 inputs: Certificates of deposit in other financial institutions 3,781 3,847 5,825 5,955 Loans held for sale 1,165 1,188 1,457 1,488 Accrued interest receivable 2,703 2,703 2,077 2,077 Level 3 inputs: Securities held-to-maturity 7,874 7,831 7,996 8,352 Loans, net 604,683 577,708 559,956 560,208 Financial Liabilities: Level 2 inputs: Demand and savings deposits 784,181 784,181 639,310 639,310 Time deposits 102,381 102,622 87,539 88,147 Short-term borrowings 21,295 21,295 12,203 12,203 Federal Home Loan Bank advances 8,256 7,215 18,050 18,247 Accrued interest payable 49 49 51 51

Note 16 - Parent Company Financ

Note 16 - Parent Company Financial Statements	12 Months Ended
	Jun. 30, 2022
Notes to Financial Statements
Condensed Financial Information of Parent Company Only Disclosure [Text Block]	NOTE 16 PARENT COMPANY FINANCIAL STATEMENTS The condensed financial information of Consumers Bancorp. Inc. (parent company only) follows: Condensed Balance Sheets June 30, 2022 June 30, 2021 Assets: Cash $ 76 $ 226 Equity securities, at fair value 400 424 Other assets 17 38 Investment in subsidiary 54,823 69,267 Total assets $ 55,316 $ 69,955 Liabilities and Shareholders’ Equity: Short-term borrowings $ 1,270 $ 55 Other liabilities 76 — Shareholders’ equity 53,970 69,900 Total liabilities & shareholders’ equity $ 55,316 $ 69,955 Condensed Statements of Income and Comprehensive Income Year Ended June 30, 2022 Year Ended June 30, 2021 Cash dividends from Bank subsidiary $ 195 $ 2,050 Dividend income 33 17 Net change in market value of equity securities (24 ) 24 Other income 2 5 Interest expense (31 ) — Other expense (258 ) (281 ) Income (loss) before income taxes and equity in undistributed net income of subsidiary (83 ) 1,815 Income tax benefit (63 ) (49 ) Income (loss) before equity in undistributed net income of Bank subsidiary (20 ) 1,864 Equity in undistributed net income of subsidiary 11,212 7,124 Net income $ 11,192 $ 8,988 Comprehensive income (loss) $ (14,464 ) $ 8,278 Condensed Statements of Cash Flows Year Ended June 30, 2022 Year Ended June 30, 2021 Cash flows from operating activities: Net income $ 11,192 $ 8,988 Equity in undistributed net income of Bank subsidiary (11,212 ) (7,124 ) Net change in market value of equity securities 24 (24 ) Change in other assets and liabilities 24 146 Net cash flows from operating activities 28 1,986 Cash flows from investing activities: Purchase of equity securities — (400 ) Disposal of premises and equipment 18 — Net cash flows from investing activities 18 (400 ) Cash flows from financing activities: Dividend paid (1,949 ) (1,785 ) Net change in short-term borrowings 1,270 — Proceeds from dividend reinvestment and stock purchase plan 174 — Issuance of treasury stock for stock awards 309 167 Net cash flows from financing activities (196 ) (1,618 ) Change in cash and cash equivalents (150 ) (32 ) Beginning cash and cash equivalents 226 258 Ending cash and cash equivalents $ 76 $ 226

Note 17 - Earnings Per Share

Note 17 - Earnings Per Share	12 Months Ended
	Jun. 30, 2022
Notes to Financial Statements
Earnings Per Share [Text Block]	NOTE 17 EARNINGS PER SHARE Basic earnings per share is the amount of earnings available to each share of common stock outstanding during the reporting period and is equal to net income divided by the weighted average number of shares outstanding during the period. Diluted earnings per share is the amount of earnings available to each share of common stock outstanding during the reporting period adjusted to include the effect of potentially dilutive common shares that may June 30, 2022. June 30, 2021. For the year Ended June 30, 2022 2021 Basic: Net income available to common shareholders $ 11,192 $ 8,988 Weighted average common shares outstanding 3,039,607 3,019,118 Basic income per share $ 3.68 $ 2.98 Diluted: Net income available to common shareholders $ 11,192 $ 8,988 Weighted average common shares outstanding 3,039,607 3,019,118 Dilutive effect of restricted stock 246 — Total common shares and dilutive potential common shares 3,039,853 3,019,118 Dilutive income per share $ 3.68 $ 2.98

Note 18 - Accumulated Other Com

Note 18 - Accumulated Other Comprehensive Income (Loss)	12 Months Ended
	Jun. 30, 2022
Notes to Financial Statements
Comprehensive Income (Loss) Note [Text Block]	NOTE 18 ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS) The components of other comprehensive income related to unrealized gains (losses) on available-for-sale securities for the periods ended June 30, 2022 June 30, 2021, Pretax Tax Effect After-tax Affected Line Item in Consolidated Statements of Income Balance as of June 30, 2020 $ 5,393 $ (1,133 ) $ 4,260 Unrealized holding loss on available-for-sale securities arising during the period (886 ) 187 (699 ) Amounts reclassified from accumulated other comprehensive income (14 ) 3 (11 ) (a)(b) Net current period other comprehensive loss (900 ) 190 (710 ) Balance as of June 30, 2021 $ 4,493 $ (943 ) $ 3,550 Unrealized holding loss on available-for-sale securities arising during the period $ (32,469 ) $ 6,818 $ (25,651 ) Amounts reclassified from accumulated other comprehensive income (6 ) 1 (5 ) (a)(b) Net current period other comprehensive loss (32,475 ) 6,819 (25,656 ) Balance as of June 30, 2022 $ (27,982 ) $ 5,876 $ (22,106 ) (a) Securities gain, net (b) Income tax expense

Note 19 - Revenue Recognition

Note 19 - Revenue Recognition	12 Months Ended
	Jun. 30, 2022
Notes to Financial Statements
Revenue from Contract with Customer [Text Block]	NOTE 19 REVENUE RECOGNITION The Corporation accounts for revenues from contracts with customers under ASC 606, not 606. 606, no Service charges on deposit accounts: Interchange income: Other income The following table presents the Corporation's sources of noninterest income for the year ended June 30, 2022 2021. For the year Ended June 30, 2022 2021 Noninterest income In scope of Topic 606: Service charges on deposit accounts $ 1,460 $ 1,220 Debit card interchange income 2,069 1,891 Other income 335 304 Noninterest income (in scope of Topic 606) 3,864 3,415 Noninterest income (out-of-scope of Topic 606) 871 1,051 Total noninterest income $ 4,735 $ 4,466

Note 20 - COVID-19

Note 20 - COVID-19	12 Months Ended
	Jun. 30, 2022
COVID 19 [Member]
Notes to Financial Statements
Unusual or Infrequent Items, or Both, Disclosure [Text Block]	Note 20 – COVID- 19 In December 2019, March 11, 2020. 19. may may 19 may

Significant Accounting Policies

Significant Accounting Policies (Policies)	12 Months Ended
	Jun. 30, 2022
Accounting Policies [Abstract]
Consolidation, Policy [Policy Text Block]	Principles of Consolidation:
Nature of Operations [Policy Text Block]	Nature of Operations: fourteen
Segment Reporting, Policy [Policy Text Block]	Business Segment Information:
Business Combinations Policy [Policy Text Block]	Acquisition:
Use of Estimates, Policy [Policy Text Block]	Use of Estimates:
Cash and Cash Equivalents, Policy [Policy Text Block]	Cash and Cash Equivalents: 90
Interest Bearing Deposits in Other Financial Institutions [Policy Text Block]	Interest Bearing Deposits in Other Financial Institutions: one
Certificate of Deposits in Financial Institutions [Policy Text Block]	Certificates of Deposit in Financial Institutions:
Cash Reserves [Policy Text Block]	Cash Reserves: June 30, 2022 2021.
Marketable Securities, Policy [Policy Text Block]	Securities: may Interest income includes amortization of purchase premiums and accretion of discounts. Premiums and discounts on securities are amortized on the level-yield method without anticipating prepayments, except for mortgage-backed securities and collateralized mortgage obligations where prepayments are anticipated. Gains and losses on sales are recorded on the trade date and determined using the specific identification method. Management evaluates securities for other-than-temporary impairment (OTTI) on a quarterly basis, and more frequently when economic or market conditions warrant such an evaluation. The evaluation of securities includes consideration given to the length of time and the extent to which the fair value has been less than cost, the financial condition and near-term prospects of the issuer, whether the market decline was affected by macroeconomic conditions and whether the Corporation has the intent to sell the security or it is more likely than not may When OTTI occurs, the amount of the OTTI recognized in earnings depends on whether the Corporation intends to sell the security, or it is more likely than not not not
Equity Securities [Policy Text Block]	Equity Securities:
Federal Home Loan Bank FHLB Stock [Policy Text Block]	Federal Bank and Other Restricted Stocks: may
Financing Receivable, Held-for-sale [Policy Text Block]	Loans Held for Sale:
Derivatives, Policy [Policy Text Block]	Mortgage Banking Derivatives:
Policy Loans Receivable, Policy [Policy Text Block]	Loans: Interest income on commercial, commercial real estate and 1 4 90 no 120 All interest accrued but not six During the 2020 2021 , 19 first second . 2022 2021 June 30, 2022, .
Loan Commitments, Policy [Policy Text Block]	Loan Commitments and Related Financial Instruments:
Concentration Risk, Credit Risk, Policy [Policy Text Block]	Concentrations of Credit Risk:
Loans and Leases Receivable, Allowance for Loan Losses Policy [Policy Text Block]	Allowance for Loan Losses: may The allowance consists of specific and general components. The specific component relates to loans that are individually classified as impaired. The general component covers non-classified loans and is based on historical loss experience adjusted for current factors. A loan is considered impaired when, based on current information and events, it is probable that the Corporation will be unable to collect all amounts due according to the contractual terms of the loan agreement. Loans, for which the terms have been modified, resulting in a concession, and for which the borrower is experiencing financial difficulties, are considered troubled debt restructurings, and classified as impaired. Factors considered by management in determining impairment include payment status, collateral value, and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not Impairment is evaluated collectively for smaller-balance loans of similar nature such as residential mortgage, consumer loans and on an individual loan basis for other loans. If a loan is impaired, a portion of the allowance is allocated so the loan is reported, net, at the present value of estimated future cash flows using the loan’s existing rate or at the fair value of collateral if repayment is expected from the collateral. Loans are evaluated for impairment when payments are delayed, typically 90 not The general component covers non-impaired loans and is based on historical loss experience adjusted for current factors based on the risks present for each portfolio segment. The historical loss experience is determined by portfolio segment and is based on the actual loss history experienced by the Corporation over the most recent three Commercial: may not may may may Commercial Real Estate: may 1 4 one four no 85% Consumer
Financing Receivable, Held-for-investment, Foreclosed Asset [Policy Text Block]	Other Real Estate and Repossessed Assets Owned:
Transfers and Servicing of Financial Assets, Policy [Policy Text Block]	Transfers of Financial Assets: not
Property, Plant and Equipment, Policy [Policy Text Block]	Premises and Equipment: three thirty-nine one
Cash Surrender Value of Life Insurance [Policy Text Block]	Cash Surrender Value of Life Insurance: June 30, 2022, June 30, 2021,
Goodwill and Intangible Assets, Policy [Policy Text Block]	Goodwill and Other Intangible Assets: not April 30
Long-term Assets [Policy Text Block]	Long-Term Assets: may not
Repurchase and Resale Agreements Policy [Policy Text Block]	Repurchase Agreements: not
Pension and Other Postretirement Plans, Policy [Policy Text Block]	Retirement Plans: 401
Income Tax, Policy [Policy Text Block]	Income Taxes: not not 50%
Earnings Per Share, Policy [Policy Text Block]	Earnings per Common Share:
Share-Based Payment Arrangement [Policy Text Block]	Stock-Based Compensation:
Comprehensive Income, Policy [Policy Text Block]	Comprehensive Income:
Malpractice Loss Contingency, Policy [Policy Text Block]	Loss Contingencies: not
Fair Value of Financial Instruments, Policy [Policy Text Block]	Fair Value of Financial Instruments: 15
Dividend Restrictions [Policy Text Block]	Dividend Restrictions: may
Reclassification, Comparability Adjustment [Policy Text Block]	Reclassifications: June 30, 2021 June 30, 2022 no
New Accounting Pronouncements, Policy [Policy Text Block]	Recently Issued Accounting Pronouncements Not June 2016, 2016 13, 326 326 2016 13 2016 13 December 15, 2019. December 15, 2018, July 2019, January 2023 October 16, 2019, December 15, 2022 one In March 2020, 2020 04, may one January 1, 2020. 2020 04 March 12, 2020 December 31, 2022. one may March 12, 2020. not 2020 04

Note 2 - Acquisition (Tables)

Note 2 - Acquisition (Tables)	12 Months Ended
	Jun. 30, 2022
Notes Tables
Schedule of Recognized Identified Assets Acquired and Liabilities Assumed [Table Text Block]	Assets acquired: Cash and cash equivalents $ 515 Securities, available-for-sale 15,602 Loans 19,943 Premises and equipment 413 Core deposit intangible 295 Accrued interest receivable 216 Total assets acquired 36,984 Liabilities assumed: Noninterest-bearing deposits 10,535 Interest-bearing deposits 94,003 Other liabilities 99 Total liabilities assumed 104,637 Fair value of net liabilities assumed (67,653 ) Cash received 66,037 Goodwill $ 1,616

Note 3 - Securities (Tables)

Note 3 - Securities (Tables)	12 Months Ended
	Jun. 30, 2022
Notes Tables
Marketable Securities [Table Text Block]	Available-for-sale Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value June 30, 2022 Obligation of U.S Treasury $ 8,909 $ — $ (462 ) $ 8,447 Obligations of U.S. government-sponsored entities and agencies 28,689 — (2,424 ) 26,265 Obligations of state and political subdivisions 105,977 129 (8,749 ) 97,357 U.S. Government-sponsored mortgage-backed securities - residential 113,812 13 (11,642 ) 102,183 U.S. Government-sponsored mortgage-backed securities - commercial 8,623 — (1,322 ) 7,301 U.S. Government-sponsored collateralized mortgage obligations – residential 40,952 1 (2,774 ) 38,179 Other debt securities 17,367 — (752 ) 16,615 Total available-for-sale securities $ 324,329 $ 143 $ (28,125 ) $ 296,347 Held-to-maturity Amortized Cost Gross Unrecognized Gains Gross Unrecognized Losses Fair Value June 30, 2022 Obligations of state and political subdivisions $ 7,874 $ 47 $ (90 ) $ 7,831 Available-for-sale Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value June 30, 2021 Obligations of U.S. government-sponsored entities and agencies $ 14,746 $ 301 $ (14 ) $ 15,033 Obligations of state and political subdivisions 73,013 3,561 (75 ) 76,499 U.S. Government-sponsored mortgage-backed securities - residential 90,065 1,136 (684 ) 90,517 U.S. Government-sponsored mortgage-backed securities – commercial 8,641 204 — 8,845 U.S. Government-sponsored collateralized mortgage obligations – residential 16,302 129 (57 ) 16,374 Other debt securities 500 — (8 ) 492 Total available-for-sale securities $ 203,267 $ 5,331 $ (838 ) $ 207,760 Held-to-maturity Amortized Cost Gross Unrecognized Gains Gross Unrecognized Losses Fair Value June 30, 2021 Obligations of state and political subdivisions $ 7,996 $ 356 $ — $ 8,352
Schedule of Realized Gain (Loss) [Table Text Block]	2022 2021 Proceeds from sales $ 2,722 $ 5,545 Gross realized gains 8 44 Gross realized losses (2 ) (30 )
Investments Classified by Contractual Maturity Date [Table Text Block]	Available-for-sale Amortized Cost Fair Value Due in one year or less $ 850 $ 851 Due after one year through five years 37,415 36,266 Due after five years through ten years 47,877 44,894 Due after ten years 74,800 66,673 Total 160,942 148,684 U.S. Government-sponsored mortgage-backed and related securities 163,387 147,663 Total $ 324,329 $ 296,347 Held-to-maturity Amortized Cost Fair Value Due after one year through five years $ 212 $ 212 Due after five years through ten years 4,212 3,522 Due after ten years 3,450 4,097 Total $ 7,874 $ 7,831
Schedule of Unrealized Loss on Investments [Table Text Block]	Less than 12 Months 12 Months or more Total June 30, 2022 Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss Available-for-sale Obligations of U.S Treasury $ 8,447 $ (462 ) $ — $ — $ 8,447 $ (462 ) Obligations of U.S. government-sponsored entities and agencies 26,265 (2,424 ) — — 26,265 (2,424 ) Obligations of state and political subdivisions 80,445 (8,331 ) 2,047 (418 ) 82,492 (8,749 ) Mortgage-backed securities – residential 76,526 (7,586 ) 24,569 (4,056 ) 101,095 (11,642 ) Mortgage-backed securities – commercial 7,301 (1,322 ) — — 7,301 (1,322 ) Collateralized mortgage obligations - residential 30,729 (2,308 ) 2,713 (466 ) 33,442 (2,774 ) Other debt securities 16,156 (711 ) 459 (41 ) 16,615 (752 ) Total temporarily impaired $ 245,869 $ (23,144 ) $ 29,788 $ (4,981 ) $ 275,657 $ (28,125 ) Less than 12 Months 12 Months or more Total June 30, 2022 Fair Value Unrecognized Loss Fair Value Unrecognized Loss Fair Value Unrecognized Loss Held-to-maturity Obligations of state and political subdivisions $ 3,522 $ (90 ) $ — $ — $ 3,522 $ (90 ) Less than 12 Months 12 Months or more Total June 30, 2021 Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss Available-for-sale Obligations of U.S. government-sponsored entities and agencies $ 2,003 $ (14 ) $ — $ — $ 2,003 $ (14 ) Obligations of state and political subdivisions 7,398 (75 ) — — 7,398 (75 ) Mortgage-backed securities – residential 42,378 (684 ) — — 42,378 (684 ) Mortgage-backed securities – commercial 7,707 (56 ) 552 (1 ) 8,259 (57 ) Collateralized mortgage obligations – residential 492 (8 ) — — 492 (8 ) Total temporarily impaired $ 59,978 $ (837 ) $ 552 $ (1 ) $ 60,530 $ (838 )
Unrealized Gain (Loss) on Investments [Table Text Block]	2022 2021 Unrealized gain/(loss) recognized on equity securities held at the end of the period $ (24 ) $ 24

Note 4 - Loans (Tables)

Note 4 - Loans (Tables)	12 Months Ended
	Jun. 30, 2022
Notes Tables
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	2022 2021 Commercial $ 87,008 $ 112,337 Commercial real estate: Construction 15,158 10,525 Other 291,847 269,679 1 – 4 Family residential real estate: Owner occupied 142,244 118,269 Non-owner occupied 26,029 19,151 Construction 4,317 9,073 Consumer 44,964 29,646 Subtotal 611,567 568,680 Net deferred loan fees and costs 276 (2,253 ) Allowance for loan losses (7,160 ) (6,471 ) Net loans $ 604,683 $ 559,956
Financing Receivable, Allowance for Credit Loss [Table Text Block]	1-4 Family Commercial Residential Real Real Commercial Estate Estate Consumer Total Allowance for loan losses: Beginning balance $ 904 $ 3,949 $ 1,307 $ 311 $ 6,471 Provision for loan losses 33 (24 ) 359 367 735 Loans charged-off — — (41 ) (132 ) (173 ) Recoveries 23 2 20 82 127 Total ending allowance balance $ 960 $ 3,927 $ 1,645 $ 628 $ 7,160 1-4 Family Commercial Residential Real Real Commercial Estate Estate Consumer Total Allowance for loan losses: Beginning balance $ 947 $ 3,623 $ 989 $ 119 $ 5,678 Provision for loan losses (21 ) 322 319 230 850 Loans charged-off (22 ) — (4 ) (122 ) (148 ) Recoveries — 4 3 84 91 Total ending allowance balance $ 904 $ 3,949 $ 1,307 $ 311 $ 6,471 1-4 Family Commercial Residential Real Real Commercial Estate Estate Consumer Total Allowance for loan losses: Ending allowance balance attributable to loans: Individually evaluated for impairment $ — $ — $ — $ — $ — Acquired loans collectively evaluated for impairment 1 62 85 — 148 Originated loans collectively evaluated for impairment 959 3,865 1,560 628 7,012 Total ending allowance balance $ 960 $ 3,927 $ 1,645 $ 628 $ 7,160 Recorded investment in loans: Loans individually evaluated for impairment $ 276 $ 42 $ 155 $ — $ 473 Acquired loans collectively evaluated for impairment 665 10,095 27,731 3,051 41,542 Originated loans collectively evaluated for impairment 86,310 296,776 146,058 41,898 571,042 Total ending loans balance $ 87,251 $ 306,913 $ 173,944 $ 44,949 $ 613,057 1-4 Family Commercial Residential Real Real Commercial Estate Estate Consumer Total Allowance for loan losses: Ending allowance balance attributable to loans: Individually evaluated for impairment $ 1 $ — $ 3 $ — $ 4 Acquired loans collectively evaluated for impairment — 83 77 — 160 Originated loans collectively evaluated for impairment 903 3,866 1,227 311 6,307 Total ending allowance balance $ 904 $ 3,949 $ 1,307 $ 311 $ 6,471 Recorded investment in loans: Loans individually evaluated for impairment $ 437 $ 921 $ 596 $ — $ 1,954 Acquired loans collectively evaluated for impairment 834 6,542 21,363 6,488 35,227 Originated loans collectively evaluated for impairment 109,016 272,563 125,689 23,162 530,430 Total ending loans balance $ 110,287 $ 280,026 $ 147,648 $ 29,650 $ 567,611
Impaired Financing Receivables [Table Text Block]	Unpaid Allowance for Average Interest Cash Basis Principal Recorded Loan Losses Recorded Income Interest Balance Investment Allocated Investment Recognized Recognized With no related allowance recorded: Commercial $ 414 $ 276 $ — $ 291 $ — $ — Commercial real estate: Other 83 42 — 518 193 193 1-4 Family residential real estate: Owner occupied 48 22 — 187 8 8 Non-owner occupied 193 133 — 93 75 75 With an allowance recorded: Commercial — — — 113 6 6 Total $ 738 $ 473 $ — $ 1,202 $ 282 $ 282 Unpaid Allowance for Average Interest Cash Basis Principal Recorded Loan Losses Recorded Income Interest Balance Investment Allocated Investment Recognized Recognized With no related allowance recorded: Commercial $ 421 $ 303 $ — $ 153 $ — $ — Commercial real estate: Other 1,062 921 — 902 7 7 1-4 Family residential real estate: Owner occupied 409 367 — 539 20 20 Non-owner occupied 267 202 — 216 — — With an allowance recorded: Commercial 133 134 1 150 8 8 Commercial real estate: Other — — — 120 7 7 1-4 Family residential real estate: Owner occupied 28 27 3 16 — — Total $ 2,320 $ 1,954 $ 4 $ 2,096 $ 42 $ 42
Financing Receivable, Past Due [Table Text Block]	June 30, 2022 June 30, 2021 Loans Past Due Loans Past Due Over 90 Days Over 90 Days Still Still Non-accrual Accruing Non-accrual Accruing Commercial $ 276 $ 9 $ 303 $ — Commercial real estate: Other — — 874 — 1 – 4 Family residential: Owner occupied 22 — 392 — Non-owner occupied 133 — 202 — Consumer — — — — Total $ 431 $ 9 $ 1,771 $ — Days Past Due 30 –59 60 - 89 90 Days or Total Loans Not Days Days Greater Past Due Past Due Total Commercial $ — $ — $ 9 $ 9 $ 87,242 $ 87,251 Commercial real estate: Construction — — — — 15,138 15,138 Other 52 — — 52 291,723 291,775 1-4 Family residential: Owner occupied 125 — — 125 143,381 143,506 Non-owner occupied — — 27 27 26,036 26,063 Construction — — — — 4,375 4,375 Consumer 381 79 — 460 44,489 44,949 Total $ 558 $ 79 $ 36 $ 673 $ 612,384 $ 613,057 Days Past Due 30 –59 60 - 89 90 Days or Total Loans Not Days Days Greater Past Due Past Due Total Commercial $ — $ — $ — $ — $ 110,287 $ 110,287 Commercial real estate: Construction — — — — 10,478 10,478 Other — 175 629 804 268,744 269,548 1-4 Family residential: Owner occupied 29 — 365 394 118,937 119,331 Non-owner occupied — — — — 19,148 19,148 Construction — — — — 9,169 9,169 Consumer 95 11 — 106 29,544 29,650 Total $ 124 $ 186 $ 994 $ 1,304 $ 566,307 $ 567,611
Financing Receivable Credit Quality Indicators [Table Text Block]	Special Not Pass Mention Substandard Doubtful Rated Commercial $ 86,265 $ 350 $ 178 $ 276 $ 182 Commercial real estate: Construction 15,138 — — — — Other 283,877 2,500 4,711 — 687 1-4 Family residential real estate: Owner occupied 1,321 — — 22 142,163 Non-owner occupied 25,606 59 — 133 265 Construction 1,234 — — — 3,141 Consumer 605 — — — 44,344 Total $ 414,046 $ 2,909 $ 4,889 $ 431 $ 190,782 Special Not Pass Mention Substandard Doubtful Rated Commercial $ 109,118 $ 280 $ 309 $ 303 $ 277 Commercial real estate: Construction 10,478 — — — — Other 259,327 3,700 4,718 874 929 1-4 Family residential real estate: Owner occupied 1,715 — 6 392 117,218 Non-owner occupied 18,312 163 197 202 274 Construction 1,849 — — — 7,320 Consumer 694 — — — 28,956 Total $ 401,493 $ 4,143 $ 5,230 $ 1,771 $ 154,974

Note 5 - Premises and Equipme_2

Note 5 - Premises and Equipment (Tables)	12 Months Ended
	Jun. 30, 2022
Notes Tables
Property, Plant and Equipment [Table Text Block]	2022 2021 Land $ 1,685 $ 1,603 Land improvements 318 381 Building and leasehold improvements 15,608 15,522 Furniture, fixture and equipment 7,206 6,616 Total premises and equipment 24,816 24,122 Accumulated depreciation and amortization (8,296 ) (8,329 ) Premises and equipment, net $ 16,521 $ 15,793
Lessee, Operating Lease, Liability, Maturity [Table Text Block]	Period Ending June 30 2023 $ 167 2024 146 2025 114 2026 113 Thereafter 572 Total $ 1,112

Note 6 - Goodwill and Acquire_2

Note 6 - Goodwill and Acquired Intangible Assets (Tables)	12 Months Ended
	Jun. 30, 2022
Notes Tables
Schedule of Goodwill [Table Text Block]	2022 2021 Beginning of year $ 836 $ 836 Acquired goodwill 1,616 — Ending balance as of June 30, $ 2,452 $ 836
Schedule of Intangible Assets and Goodwill [Table Text Block]	June 30, 2022 June 30, 2021 Gross Carrying Amount Accumulated Amortization Gross Carrying Amount Accumulated Amortization Core deposit intangible $ 565 $ 95 $ 270 $ 41

Note 7 - Deposits (Tables)

Note 7 - Deposits (Tables)	12 Months Ended
	Jun. 30, 2022
Notes Tables
Deposit Liabilities, Type [Table Text Block]	2022 2021 Demand $ 157,462 $ 127,447 Savings and money market 369,054 282,761 Time: $250 and over 18,164 18,488 Other 84,217 69,051 Total $ 628,897 $ 497,747
Schedule of Time Deposit Maturities [Table Text Block]	Twelve Months Ending June 30 2023 $ 76,823 2024 13,656 2025 4,381 2026 3,258 2027 3,398 Thereafter 865 $ 102,381

Note 8 - Short-term Borrowings

Note 8 - Short-term Borrowings (Tables)	12 Months Ended
	Jun. 30, 2022
Notes Tables
Schedule of Short-Term Debt [Table Text Block]	2022 2021 Balance at June 30 $ 21,295 $ 12,203 Average balance during the year 12,960 8,895 Maximum month-end balance 21,878 13,275 Average interest rate during the year 0.36 % 0.10 % Weighted average rate, June 30 0.61 % 0.05 %
Schedule of Repurchase Agreements [Table Text Block]	Overnight and Continuous 2022 2021 U.S. government-sponsored entities and agencies pledged $ 3,331 $ 767 Residential mortgage-backed securities pledged 11,954 6,493 Commercial mortgage-backed securities 6,682 6,042 Total pledged $ 21,967 $ 13,302 Repurchase agreements $ 20,025 $ 12,203

Note 9 - Federal Home Loan Ba_2

Note 9 - Federal Home Loan Bank Advances (Tables)	12 Months Ended
	Jun. 30, 2022
Notes Tables
Schedule of Federal Home Loan Bank, Advances, by Branch of FHLB Bank [Table Text Block]	June 30, 2022 June 30, 2021 Stated Interest Rate Range Weighted Average Weighted Average Advance Type From To Amount Rate Amount Rate Fixed rate, amortizing 1.37 % 1.37 % $ 256 1.37 % $ 350 1.37 % Fixed rate 0.90 1.18 8,000 1.04 17,700 1.40
Schedule of Principal Payments [Table Text Block]	Twelve Months Ending June 30 Principal Payments 2023 $ 84 2024 67 2025 4,056 2026 46 2027 3 Thereafter 4,000 Total $ 8,256

Note 10 - Employee Benefit Pl_2

Note 10 - Employee Benefit Plans (Tables)	12 Months Ended
	Jun. 30, 2022
Notes Tables
Share-Based Payment Arrangement, Restricted Stock Unit, Activity [Table Text Block]	Restricted Stock Awards Weighted-Average Grant Date Fair Value Per Share Outstanding at June 30, 2021 11,461 $ 17.14 Granted 20,571 22.00 Vested (14,963 ) 20.62 Non-vested at June 30, 2022 17,069 $ 19.95

Note 11 - Income Taxes (Tables)

Note 11 - Income Taxes (Tables)	12 Months Ended
	Jun. 30, 2022
Notes Tables
Schedule of Components of Income Tax Expense (Benefit) [Table Text Block]	2022 2021 Current income taxes $ 2,193 $ 2,170 Deferred income tax expense (benefit) 146 (320 ) Total income tax expense $ 2,339 $ 1,850
Schedule of Deferred Tax Assets and Liabilities [Table Text Block]	2022 2021 Deferred tax assets: Allowance for loan losses $ 1,504 $ 1,317 Deferred compensation 999 896 Deferred income 18 32 Non-accrual loan interest income 29 54 Net unrealized securities loss 5,876 — Other 6 1 Gross deferred tax asset 8,432 2,300 Deferred tax liabilities: Depreciation (821 ) (718 ) Loan fees (582 ) (498 ) FHLB stock dividends (102 ) (102 ) Prepaid expenses (150 ) (56 ) Intangible assets (209 ) (88 ) Net unrealized securities gain — (944 ) Gross deferred tax liabilities (1,864 ) (2,406 ) Net deferred asset (liability) $ 6,568 $ (106 )
Schedule of Effective Income Tax Rate Reconciliation [Table Text Block]	2022 2021 Income taxes computed at the statutory rate on pretax income $ 2,842 $ 2,276 Tax exempt income (431 ) (360 ) Cash surrender value income (54 ) (55 ) Tax credit (22 ) (22 ) Other non-deductible expenses 4 11 Total income tax expense $ 2,339 $ 1,850

Note 12 - Related Party Trans_2

Note 12 - Related Party Transactions (Tables)	12 Months Ended
	Jun. 30, 2022
Notes Tables
Schedule of Related Party Transactions [Table Text Block]	Principal balance, July 1 $ 2,336 New loans, net of refinancing 355 Repayments (145 ) Principal balance, June 30 $ 2,546

Note 13 - Regulatory Matters (T

Note 13 - Regulatory Matters (Tables)	12 Months Ended
	Jun. 30, 2022
Notes Tables
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]	Actual Minimum Capital Required Basel III (1) Minimum Required To Be Considered Well Capitalized Amount Ratio Amount Ratio Amount Ratio June 30, 2022 Common equity Tier 1 to risk-weighted assets $ 74.1 11.39 % $ 29.3 4.50 % $ 42.3 6.50 % Tier 1 capital to risk weighted assets 74.1 11.39 39.0 6.00 52.1 8.00 Total capital to risk weighted assets 81.3 12.49 52.1 8.00 65.1 10.00 Tier 1 capital to average assets 74.1 7.39 40.1 4.00 50.1 5.00 Actual Minimum Capital Required - Basel III (1) Minimum Required To Be Considered Well Capitalized Amount Ratio Amount Ratio Amount Ratio June 30, 2021 Common equity Tier 1 to risk-weighted assets $ 64.7 11.87 % $ 24.5 4.50 % $ 35.4 6.50 % Tier 1 capital to risk weighted assets 64.7 11.87 32.7 6.00 43.6 8.00 Total capital to risk weighted assets 71.2 13.06 43.6 8.00 54.5 10.00 Tier 1 capital to average assets 64.7 7.83 33.1 4.00 41.3 5.00

Note 15 - Fair Value (Tables)

Note 15 - Fair Value (Tables)	12 Months Ended
	Jun. 30, 2022
Notes Tables
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block]	Fair Value Measurements at June 30, 2022 Using Assets: Balance at June 30, 2022 Level 1 Level 2 Level 3 Obligations of U.S. treasury $ 8,447 $ 8,447 Obligations of U.S. government-sponsored entities and agencies 26,265 — 26,265 — Obligations of states and political subdivisions 97,357 — 97,357 — U.S. government-sponsored mortgage-backed securities - residential 102,183 — 102,183 — U.S. government-sponsored mortgage-backed securities - commercial 7,301 — 7,301 — U.S. government-sponsored collateralized mortgage obligations 38,179 — 38,179 — Other debt securities 16,615 — 16,615 — Equity securities 400 — 400 — Fair Value Measurements at June 30, 2021 Using Assets: Balance at June 30, 2021 Level 1 Level 2 Level 3 Obligations of U.S. government-sponsored entities and agencies $ 15,033 — $ 15,033 — Obligations of states and political subdivisions 76,499 — 76,499 — U.S. government-sponsored mortgage-backed securities - residential 90,517 — 90,517 — U.S. government-sponsored mortgage-backed securities – commercial 8,845 — 8,845 — U.S. government-sponsored collateralized mortgage obligations 16,374 — 16,374 — Other debt securities 492 — 492 — Equity securities 424 — 424 —
Fair Value, by Balance Sheet Grouping [Table Text Block]	2022 2021 Carrying Amount Estimated Fair Value Carrying Amount Estimated Fair Value Financial Assets: Level 1 inputs: Cash and cash equivalents $ 20,952 $ 20,952 $ 18,529 $ 18,529 Level 2 inputs: Certificates of deposit in other financial institutions 3,781 3,847 5,825 5,955 Loans held for sale 1,165 1,188 1,457 1,488 Accrued interest receivable 2,703 2,703 2,077 2,077 Level 3 inputs: Securities held-to-maturity 7,874 7,831 7,996 8,352 Loans, net 604,683 577,708 559,956 560,208 Financial Liabilities: Level 2 inputs: Demand and savings deposits 784,181 784,181 639,310 639,310 Time deposits 102,381 102,622 87,539 88,147 Short-term borrowings 21,295 21,295 12,203 12,203 Federal Home Loan Bank advances 8,256 7,215 18,050 18,247 Accrued interest payable 49 49 51 51

Note 16 - Parent Company Fina_2

Note 16 - Parent Company Financial Statements (Tables)	12 Months Ended
	Jun. 30, 2022
Notes Tables
Condensed Balance Sheet [Table Text Block]	Condensed Balance Sheets June 30, 2022 June 30, 2021 Assets: Cash $ 76 $ 226 Equity securities, at fair value 400 424 Other assets 17 38 Investment in subsidiary 54,823 69,267 Total assets $ 55,316 $ 69,955 Liabilities and Shareholders’ Equity: Short-term borrowings $ 1,270 $ 55 Other liabilities 76 — Shareholders’ equity 53,970 69,900 Total liabilities & shareholders’ equity $ 55,316 $ 69,955
Condensed Income Statement [Table Text Block]	Condensed Statements of Income and Comprehensive Income Year Ended June 30, 2022 Year Ended June 30, 2021 Cash dividends from Bank subsidiary $ 195 $ 2,050 Dividend income 33 17 Net change in market value of equity securities (24 ) 24 Other income 2 5 Interest expense (31 ) — Other expense (258 ) (281 ) Income (loss) before income taxes and equity in undistributed net income of subsidiary (83 ) 1,815 Income tax benefit (63 ) (49 ) Income (loss) before equity in undistributed net income of Bank subsidiary (20 ) 1,864 Equity in undistributed net income of subsidiary 11,212 7,124 Net income $ 11,192 $ 8,988 Comprehensive income (loss) $ (14,464 ) $ 8,278
Condensed Cash Flow Statement [Table Text Block]	Condensed Statements of Cash Flows Year Ended June 30, 2022 Year Ended June 30, 2021 Cash flows from operating activities: Net income $ 11,192 $ 8,988 Equity in undistributed net income of Bank subsidiary (11,212 ) (7,124 ) Net change in market value of equity securities 24 (24 ) Change in other assets and liabilities 24 146 Net cash flows from operating activities 28 1,986 Cash flows from investing activities: Purchase of equity securities — (400 ) Disposal of premises and equipment 18 — Net cash flows from investing activities 18 (400 ) Cash flows from financing activities: Dividend paid (1,949 ) (1,785 ) Net change in short-term borrowings 1,270 — Proceeds from dividend reinvestment and stock purchase plan 174 — Issuance of treasury stock for stock awards 309 167 Net cash flows from financing activities (196 ) (1,618 ) Change in cash and cash equivalents (150 ) (32 ) Beginning cash and cash equivalents 226 258 Ending cash and cash equivalents $ 76 $ 226

Note 17 - Earnings Per Share (T

Note 17 - Earnings Per Share (Tables)	12 Months Ended
	Jun. 30, 2022
Notes Tables
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	For the year Ended June 30, 2022 2021 Basic: Net income available to common shareholders $ 11,192 $ 8,988 Weighted average common shares outstanding 3,039,607 3,019,118 Basic income per share $ 3.68 $ 2.98 Diluted: Net income available to common shareholders $ 11,192 $ 8,988 Weighted average common shares outstanding 3,039,607 3,019,118 Dilutive effect of restricted stock 246 — Total common shares and dilutive potential common shares 3,039,853 3,019,118 Dilutive income per share $ 3.68 $ 2.98

Note 18 - Accumulated Other C_2

Note 18 - Accumulated Other Comprehensive Income (Loss) (Tables)	12 Months Ended
	Jun. 30, 2022
Notes Tables
Schedule of Accumulated Other Comprehensive Income (Loss) [Table Text Block]	Pretax Tax Effect After-tax Affected Line Item in Consolidated Statements of Income Balance as of June 30, 2020 $ 5,393 $ (1,133 ) $ 4,260 Unrealized holding loss on available-for-sale securities arising during the period (886 ) 187 (699 ) Amounts reclassified from accumulated other comprehensive income (14 ) 3 (11 ) (a)(b) Net current period other comprehensive loss (900 ) 190 (710 ) Balance as of June 30, 2021 $ 4,493 $ (943 ) $ 3,550 Unrealized holding loss on available-for-sale securities arising during the period $ (32,469 ) $ 6,818 $ (25,651 ) Amounts reclassified from accumulated other comprehensive income (6 ) 1 (5 ) (a)(b) Net current period other comprehensive loss (32,475 ) 6,819 (25,656 ) Balance as of June 30, 2022 $ (27,982 ) $ 5,876 $ (22,106 )

Note 19 - Revenue Recognition (

Note 19 - Revenue Recognition (Tables)	12 Months Ended
	Jun. 30, 2022
Notes Tables
Disaggregation of Revenue [Table Text Block]	For the year Ended June 30, 2022 2021 Noninterest income In scope of Topic 606: Service charges on deposit accounts $ 1,460 $ 1,220 Debit card interchange income 2,069 1,891 Other income 335 304 Noninterest income (in scope of Topic 606) 3,864 3,415 Noninterest income (out-of-scope of Topic 606) 871 1,051 Total noninterest income $ 4,735 $ 4,466

Note 1 - Summary of Significa_2

Note 1 - Summary of Significant Accounting Policies (Details Textual) $ in Thousands	12 Months Ended		24 Months Ended
	Jun. 30, 2022 USD ($)	Jun. 30, 2021 USD ($)	Jun. 30, 2021 USD ($)
Number of Reportable Segments	1
Cash Reserve Deposit Required and Made Federal Reserve Banks	$ 0	$ 0	$ 0
Interest and Fee Income, Loans and Leases, Total	28,207	24,887
Bank Owned Life Insurance	19,128	19,107	19,107
Cash Surrender Value of Life Insurance	$ 9,959	9,702	9,702
Software and Software Development Costs [Member]
Property, Plant and Equipment, Useful Life (Year)	3 years
Building [Member]
Property, Plant and Equipment, Useful Life (Year)	39 years 6 months
SBA CARES Act Paycheck Protection Program [Member]
Proceeds from Loan Originations			$ 113,367
Interest and Fee Income, Loans and Leases, Total	$ 2,435	$ 1,911
Unamortized Loan Commitment and Origination Fees and Unamortized Discounts or Premiums	$ 12

Note 2 - Acquisition (Details T

Note 2 - Acquisition (Details Textual) - Two Branches from CFBank [Member] - USD ($) $ in Thousands		12 Months Ended
	Jul. 16, 2021	Jun. 30, 2022	Jun. 30, 2021
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Deposits	$ 104,538
Business Combination, Consideration Transferred, Deposit Premium, Percent	1.75%
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Current Assets, Marketable Securities	$ 15,602
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Loans Receivable, Net	19,943
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Loans, Book Value	20,325
Business Combination, Provisional Information, Initial Accounting Incomplete, Adjustment, Credit Related Adjustment	(388)
Business Combination, Provisional Information, Initial Accounting Incomplete, Adjustment, Other Loan Factors	$ 6
Business Combination, Acquisition Related Costs		$ 144	$ 106
Business Combination, Acquisition Related Costs, Net of Tax		$ 118	$ 90
Core Deposits [Member]
Acquired Finite-lived Intangible Assets, Weighted Average Useful Life (Year)	10 years

Note 2 - Acquisition - Assets A

Note 2 - Acquisition - Assets Acquired and Liabilities Assumed (Details) - USD ($) $ in Thousands	Jul. 16, 2021	Jun. 30, 2022	Jun. 30, 2021	Jun. 30, 2020
Goodwill		$ 2,452	$ 836	$ 836
CFBank Branches [Member]
Cash and cash equivalents	$ 515
Securities, available-for-sale	15,602	15,602
Loans	19,943
Premises and equipment	413	413
Core deposit intangible	295
Accrued interest receivable	216
Total assets acquired	36,984	38,085
Noninterest-bearing deposits	10,535
Interest-bearing deposits	94,003
Other liabilities	99
Total liabilities assumed	104,637	104,637
Fair value of net liabilities assumed	(67,653)
Cash received	66,037
Goodwill	$ 1,616	$ 1,616

Note 3 - Securities (Details Te

Note 3 - Securities (Details Textual)		12 Months Ended
		Jun. 30, 2022 USD ($)	Jun. 30, 2021 USD ($)
Other Comprehensive Income (Loss), Reclassification Adjustment from AOCI for Sale of Securities, Tax	[1],[2]	$ 1,000	$ 3,000
Debt Securities, Available-for-Sale, Restricted		$ 126,679	96,970,000
Available-for-sale, Qualitative Disclosure, Number of Positions		436
Held-to-maturity, Qualitative Disclosure, Number of Positions		4
Debt Securities, Available-for-Sale, Unrealized Loss Position, Number of Positions		387
Debt Securities, Available-for-Sale, Continuous Unrealized Loss Position, 12 Months or Longer, Number of Positions		29
Debt Securities, Held-to-maturity, Unrealized Loss Position, Number of Positions		1
Equity Securities, FV-NI, Cost		$ 400,000
Equity Securities, FV-NI, Realized Gain (Loss), Total		$ 0	$ 0
[1]Income tax expense[2]Securities gain, net

Note 3 - Securities - Amortized

Note 3 - Securities - Amortized Cost and Fair Value of Securities Available-for-sale and Securities Held-to-maturity (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Jun. 30, 2021
Available-for-sale securities, amortized cost	$ 324,329	$ 203,267
Available-for-sale securities, gross unrealized gains	143	5,331
Available-for-sale securities, gross unrealized losses	(28,125)	(838)
Available-for-sale securities, fair value	296,347	207,760
Held-to-maturity, amortized cost	7,874	7,996
Held-to-maturity, fair value	7,831	8,352
US Treasury Securities [Member]
Available-for-sale securities, amortized cost	8,909
Available-for-sale securities, gross unrealized gains	0
Available-for-sale securities, gross unrealized losses	(462)
Available-for-sale securities, fair value	8,447
US States and Political Subdivisions Debt Securities [Member]
Available-for-sale securities, amortized cost	105,977	73,013
Available-for-sale securities, gross unrealized gains	129	3,561
Available-for-sale securities, gross unrealized losses	(8,749)	(75)
Available-for-sale securities, fair value	97,357	76,499
Held-to-maturity, amortized cost	7,874	7,996
Held-to-maturity, gross unrecognized gains	47	356
Held-to-maturity, gross unrecognized losses	(90)	0
Held-to-maturity, fair value	7,831	8,352
US Government-sponsored Enterprises Debt Securities [Member]
Available-for-sale securities, amortized cost	28,689	14,746
Available-for-sale securities, gross unrealized gains	0	301
Available-for-sale securities, gross unrealized losses	(2,424)	(14)
Available-for-sale securities, fair value	26,265	15,033
Residential Mortgage-Backed Securities [Member]
Available-for-sale securities, amortized cost	113,812	90,065
Available-for-sale securities, gross unrealized gains	13	1,136
Available-for-sale securities, gross unrealized losses	(11,642)	(684)
Available-for-sale securities, fair value	102,183	90,517
Commercial Mortgage-Backed Securities [Member]
Available-for-sale securities, amortized cost	8,623	8,641
Available-for-sale securities, gross unrealized gains	0	204
Available-for-sale securities, gross unrealized losses	(1,322)	0
Available-for-sale securities, fair value	7,301	8,845
Collateralized Mortgage Obligations [Member]
Available-for-sale securities, amortized cost	40,952	16,302
Available-for-sale securities, gross unrealized gains	1	129
Available-for-sale securities, gross unrealized losses	(2,774)	(57)
Available-for-sale securities, fair value	38,179	16,374
Other Debt Obligations [Member]
Available-for-sale securities, amortized cost	17,367	500
Available-for-sale securities, gross unrealized gains	0	0
Available-for-sale securities, gross unrealized losses	(752)	(8)
Available-for-sale securities, fair value	$ 16,615	$ 492

Note 3 - Securities - Proceeds

Note 3 - Securities - Proceeds From Sales and Calls of Available-for-sale Securities (Details) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2022	Jun. 30, 2021
Proceeds from sales	$ 2,722	$ 5,545
Gross realized gains	8	44
Gross realized losses	$ (2)	$ (30)

Note 3 - Securities - Amortiz_2

Note 3 - Securities - Amortized Cost and Fair Values of Debt Securities by Contractual Maturity (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Jun. 30, 2021
Available-for-sale Securities, Debt Maturities, Next Twelve Months, Amortized Cost Basis	$ 850
Available-for-sale Securities, Debt Maturities, Next Twelve Months, Fair Value	851
Available-for-sale Securities, Debt Maturities, Year Two Through Five, Amortized Cost Basis	37,415
Available-for-sale Securities, Debt Maturities, Year Two Through Five, Fair Value	36,266
Available-for-sale Securities, Debt Maturities, Year Six Through Ten, Amortized Cost Basis	47,877
Available-for-sale Securities, Debt Maturities, Year Six Through Ten, Fair Value	44,894
Available-for-sale Securities, Debt Maturities, after Ten Years, Amortized Cost Basis	74,800
Available-for-sale Securities, Debt Maturities, after Ten Years, Fair Value	66,673
Available-for-sale Securities, Debt Maturities, Single Maturity Date, Amortized Cost Basis	160,942
Available-for-sale Securities, Debt Maturities, Single Maturity Date	148,684
Total available-for-sale securities, Amortized Cost Basis	324,329	$ 203,267
Total available-for-sale securities	296,347	207,760
Due after one year through five years, Net Carrying Amount	212
Due after one year through five years, Fair Value	212
Held-to-maturity Securities, Debt Maturities, after Five Through Ten Years, Net Carrying Amount	4,212
Held-to-maturity Securities, Debt Maturities, Year Six Through Ten, Fair Value	3,522
Held-to-maturity Securities, Debt Maturities, after Ten Years, Net Carrying Amount	3,450
Held-to-maturity Securities, Debt Maturities, after Ten Years, Fair Value	4,097
Held-to-maturity Securities	7,874	7,996
Held-to-maturity Securities, Fair Value	7,831	$ 8,352
U.S. Government-sponsored Mortgage-backed and Related Securities [Member]
Available-for-sale Securities, Debt Maturities, without Single Maturity Date, Amortized Cost Basis	163,387
Available-for-sale Securities, Debt Maturities, without Single Maturity Date, Fair Value	$ 147,663

Note 3 - Securities - Securitie

Note 3 - Securities - Securities With Unrealized and Unrecognized Losses (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Jun. 30, 2021
Obligations of U.S. government-sponsored entities and agencies	$ 245,869	$ 59,978
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Loss	(23,144)	(837)
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	29,788	552
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Loss	(4,981)	(1)
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	275,657	60,530
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Loss	(28,125)	(838)
US Treasury Securities [Member]
Obligations of U.S. government-sponsored entities and agencies	8,447
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Loss	(462)
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	0
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Loss	0
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	8,447
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Loss	(462)
US States and Political Subdivisions Debt Securities [Member]
Obligations of U.S. government-sponsored entities and agencies	80,445	7,398
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Loss	(8,331)	(75)
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	2,047	0
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Loss	(418)	0
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	82,492	7,398
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Loss	(8,749)	(75)
Held-to-maturity, Continuous Unrealized Loss Position, Less than 12 Months, Fair Value	3,522
Held-to-maturity, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Loss	(90)
Debt Securities, Held-to-Maturity, Continuous Unrealized Loss Position, 12 Months or Longer, Fair Value	0
Held-to-maturity Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Aggregate Loss	0
Debt Securities, Held-to-Maturity, Unrealized Loss Position, Fair Value	3,522
Debt Securities, Held-to-Maturity, Unrealized Loss Position, Accumulated Loss	(90)
US Government-sponsored Enterprises Debt Securities [Member]
Obligations of U.S. government-sponsored entities and agencies	26,265	2,003
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Loss	(2,424)	(14)
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	0	0
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Loss	0	0
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	26,265	2,003
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Loss	(2,424)	(14)
Residential Mortgage-Backed Securities [Member]
Obligations of U.S. government-sponsored entities and agencies	76,526	42,378
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Loss	(7,586)	(684)
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	24,569	0
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Loss	(4,056)	0
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	101,095	42,378
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Loss	(11,642)	(684)
Commercial Mortgage-Backed Securities [Member]
Obligations of U.S. government-sponsored entities and agencies	7,301	7,707
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Loss	(1,322)	(56)
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	0	552
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Loss	0	(1)
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	7,301	8,259
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Loss	(1,322)	(57)
Collateralized Debt Obligations [Member]
Obligations of U.S. government-sponsored entities and agencies	30,729	492
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Loss	(2,308)	(8)
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	2,713	0
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Loss	(466)	0
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	33,442	492
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Loss	(2,774)	$ (8)
Other Debt Obligations [Member]
Obligations of U.S. government-sponsored entities and agencies	16,156
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Loss	(711)
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	459
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Loss	(41)
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	16,615
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Loss	$ (752)

Note 3 - Securities - Unrealize

Note 3 - Securities - Unrealized Gains and Losses on Equity Securities (Details) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2022	Jun. 30, 2021
Unrealized gain/(loss) recognized on equity securities held at the end of the period	$ (24)	$ 24

Note 4 - Loans (Details Textual

Note 4 - Loans (Details Textual) Pure in Thousands, $ in Thousands	12 Months Ended
	Jun. 30, 2022 USD ($)	Jun. 30, 2021 USD ($)
Loans and Leases Receivable, Gross	$ 611,567	$ 568,680
Interest Receivable	1,214	1,184
Financing Receivable, Nonaccrual	$ 431	1,771
Financing Receivable, Number of Loans Deferred Under Loan Modification Program	0
Financing Receivable, Troubled Debt Restructuring	$ 318	688
Troubled Debt Restructuring, Debtor, Subsequent Periods, Contingent Payments, Amount	$ 0	$ 4
Financing Receivable, Modifications, Number of Contracts	0	0
Financing Receivable, Troubled Debt Restructuring, Subsequent Default, Number of Contracts	0	0
Threshold Amount of Loans Outstanding to Perform Credit Analysis	$ 100
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, Nonaccrual	27	$ 994
Financial Asset, Not Past Due [Member]
Financing Receivable, Nonaccrual	404	777
Commercial Portfolio Segment [Member]
Loans and Leases Receivable, Gross	87,008	112,337
Financing Receivable, Nonaccrual	276	303
Commercial Portfolio Segment [Member] | SBA CARES Act Paycheck Protection Program [Member]
Loans and Leases Receivable, Gross	$ 179	$ 50,686

Note 4 - Loans - Major Classifi

Note 4 - Loans - Major Classifications (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Jun. 30, 2021	Jun. 30, 2020
Loans and Leases Receivable, Gross	$ 611,567	$ 568,680
Net deferred loan fees and costs	276	(2,253)
Allowance for loan losses	(7,160)	(6,471)	$ (5,678)
Net loans	604,683	559,956
Commercial Portfolio Segment [Member]
Loans and Leases Receivable, Gross	87,008	112,337
Allowance for loan losses	(960)	(904)	(947)
Commercial Real Estate Portfolio Segment [Member]
Allowance for loan losses	(3,927)	(3,949)	(3,623)
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans and Leases Receivable, Gross	15,158	10,525
Commercial Real Estate Portfolio Segment [Member] | Other Commercial Real Estate Loans [Member]
Loans and Leases Receivable, Gross	291,847	269,679
Residential Portfolio Segment [Member]
Allowance for loan losses	(1,645)	(1,307)	(989)
Residential Portfolio Segment [Member] | Construction Loans [Member]
Loans and Leases Receivable, Gross	4,317	9,073
Residential Portfolio Segment [Member] | Residential Real Estate Owner Occupied Loans [Member]
Loans and Leases Receivable, Gross	142,244	118,269
Residential Portfolio Segment [Member] | Residential Real Estate Non-owner Occupied Loans [Member]
Loans and Leases Receivable, Gross	26,029	19,151
Consumer Portfolio Segment [Member]
Loans and Leases Receivable, Gross	44,964	29,646
Allowance for loan losses	$ (628)	$ (311)	$ (119)

Note 4 - Loans - Allowance for

Note 4 - Loans - Allowance for Loan Losses by Portfolio Segment (Details) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2022	Jun. 30, 2021
Beginning balance	$ 6,471	$ 5,678
Provision for loan losses	735	850
Loans charged-off	(173)	(148)
Recoveries	127	91
Total ending allowance balance	7,160	6,471
Individually evaluated for impairment	0	4
Total ending allowance balance	7,160	6,471
Loans individually evaluated for impairment	473	1,954
Total ending loans balance	613,057	567,611
Financial Asset Acquired [Member]
Collectively evaluated for impairment	148	160
Loans collectively evaluated for impairment	41,542	35,227
Financial Asset Originated [Member]
Collectively evaluated for impairment	7,012	6,307
Loans collectively evaluated for impairment	571,042	530,430
Commercial Portfolio Segment [Member]
Beginning balance	904	947
Provision for loan losses	33	(21)
Loans charged-off	0	(22)
Recoveries	23	0
Total ending allowance balance	960	904
Individually evaluated for impairment	0	1
Total ending allowance balance	960	904
Loans individually evaluated for impairment	276	437
Total ending loans balance	87,251	110,287
Commercial Portfolio Segment [Member] | Financial Asset Acquired [Member]
Collectively evaluated for impairment	1	0
Loans collectively evaluated for impairment	665	834
Commercial Portfolio Segment [Member] | Financial Asset Originated [Member]
Collectively evaluated for impairment	959	903
Loans collectively evaluated for impairment	86,310	109,016
Commercial Real Estate Portfolio Segment [Member]
Beginning balance	3,949	3,623
Provision for loan losses	(24)	322
Loans charged-off	0	0
Recoveries	2	4
Total ending allowance balance	3,927	3,949
Individually evaluated for impairment	0	0
Total ending allowance balance	3,927	3,949
Loans individually evaluated for impairment	42	921
Total ending loans balance	306,913	280,026
Commercial Real Estate Portfolio Segment [Member] | Financial Asset Acquired [Member]
Collectively evaluated for impairment	62	83
Loans collectively evaluated for impairment	10,095	6,542
Commercial Real Estate Portfolio Segment [Member] | Financial Asset Originated [Member]
Collectively evaluated for impairment	3,865	3,866
Loans collectively evaluated for impairment	296,776	272,563
Residential Portfolio Segment [Member]
Beginning balance	1,307	989
Provision for loan losses	359	319
Loans charged-off	(41)	(4)
Recoveries	20	3
Total ending allowance balance	1,645	1,307
Individually evaluated for impairment	0	3
Total ending allowance balance	1,645	1,307
Loans individually evaluated for impairment	155	596
Total ending loans balance	173,944	147,648
Residential Portfolio Segment [Member] | Financial Asset Acquired [Member]
Collectively evaluated for impairment	85	77
Loans collectively evaluated for impairment	27,731	21,363
Residential Portfolio Segment [Member] | Financial Asset Originated [Member]
Collectively evaluated for impairment	1,560	1,227
Loans collectively evaluated for impairment	146,058	125,689
Consumer Portfolio Segment [Member]
Beginning balance	311	119
Provision for loan losses	367	230
Loans charged-off	(132)	(122)
Recoveries	82	84
Total ending allowance balance	628	311
Individually evaluated for impairment	0	0
Total ending allowance balance	628	311
Loans individually evaluated for impairment	0	0
Total ending loans balance	44,949	29,650
Consumer Portfolio Segment [Member] | Financial Asset Acquired [Member]
Collectively evaluated for impairment	0	0
Loans collectively evaluated for impairment	3,051	6,488
Consumer Portfolio Segment [Member] | Financial Asset Originated [Member]
Collectively evaluated for impairment	628	311
Loans collectively evaluated for impairment	$ 41,898	$ 23,162

Note 4 - Loans - Impaired Loans

Note 4 - Loans - Impaired Loans (Details) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2022	Jun. 30, 2021
Impaired Financing Receivable, Related Allowance	$ 0	$ 4
Impaired Financing Receivable, Unpaid Principal Balance	738	2,320
Impaired Financing Receivable, Recorded Investment	473	1,954
Impaired Financing Receivable, Average Recorded Investment	1,202	2,096
Impaired Financing Receivable, Interest Income, Accrual Method	282	42
Impaired Financing Receivable, Interest Income, Cash Basis Method	282	42
Commercial Portfolio Segment [Member]
Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance	414	421
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	276	303
Impaired Financing Receivable, with No Related Allowance, Average Recorded Investment	291	153
Impaired Financing Receivable, with No Related Allowance, Interest Income, Accrual Method	0	0
Impaired Financing Receivable, with No Related Allowance, Interest Income, Cash Basis Method	0	0
Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance	0	133
Impaired Financing Receivable, with Related Allowance, Recorded Investment	0	134
Impaired Financing Receivable, Related Allowance	0	1
Impaired Financing Receivable, with Related Allowance, Average Recorded Investment	113	150
Impaired Financing Receivable, with Related Allowance, Interest Income, Accrual Method	6	8
Impaired Financing Receivable, with Related Allowance, Interest Income, Cash Basis Method	6	8
Commercial Real Estate Portfolio Segment [Member] | Other Commercial Real Estate Loans [Member]
Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance	83	1,062
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	42	921
Impaired Financing Receivable, with No Related Allowance, Average Recorded Investment	518	902
Impaired Financing Receivable, with No Related Allowance, Interest Income, Accrual Method	193	7
Impaired Financing Receivable, with No Related Allowance, Interest Income, Cash Basis Method	193	7
Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance		0
Impaired Financing Receivable, with Related Allowance, Recorded Investment		0
Impaired Financing Receivable, Related Allowance		0
Impaired Financing Receivable, with Related Allowance, Average Recorded Investment		120
Impaired Financing Receivable, with Related Allowance, Interest Income, Accrual Method		7
Impaired Financing Receivable, with Related Allowance, Interest Income, Cash Basis Method		7
Residential Portfolio Segment [Member] | Residential Real Estate Owner Occupied Loans [Member]
Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance	48	409
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	22	367
Impaired Financing Receivable, with No Related Allowance, Average Recorded Investment	187	539
Impaired Financing Receivable, with No Related Allowance, Interest Income, Accrual Method	8	20
Impaired Financing Receivable, with No Related Allowance, Interest Income, Cash Basis Method	8	20
Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance		28
Impaired Financing Receivable, with Related Allowance, Recorded Investment		27
Impaired Financing Receivable, Related Allowance		3
Impaired Financing Receivable, with Related Allowance, Average Recorded Investment		16
Impaired Financing Receivable, with Related Allowance, Interest Income, Accrual Method		0
Impaired Financing Receivable, with Related Allowance, Interest Income, Cash Basis Method		0
Residential Portfolio Segment [Member] | Residential Real Estate Non-owner Occupied Loans [Member]
Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance	193	267
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	133	202
Impaired Financing Receivable, with No Related Allowance, Average Recorded Investment	93	216
Impaired Financing Receivable, with No Related Allowance, Interest Income, Accrual Method	75	0
Impaired Financing Receivable, with No Related Allowance, Interest Income, Cash Basis Method	$ 75	$ 0

Note 4 - Loans - Loans Past Due

Note 4 - Loans - Loans Past Due (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Jun. 30, 2021
Financing Receivable, Recorded Investment, Nonaccrual Status	$ 431	$ 1,771
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing	9	0
Recorded investment	613,057	567,611
Financial Asset, 30 to 59 Days Past Due [Member]
Recorded investment	558	124
Financial Asset, 60 to 89 Days Past Due [Member]
Recorded investment	79	186
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Nonaccrual Status	27	994
Recorded investment	36	994
Financial Asset, Past Due [Member]
Recorded investment	673	1,304
Financial Asset, Not Past Due [Member]
Financing Receivable, Recorded Investment, Nonaccrual Status	404	777
Recorded investment	612,384	566,307
Commercial Portfolio Segment [Member]
Financing Receivable, Recorded Investment, Nonaccrual Status	276	303
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing	9	0
Recorded investment	87,251	110,287
Commercial Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Recorded investment	0	0
Commercial Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Recorded investment	0	0
Commercial Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Recorded investment	9	0
Commercial Portfolio Segment [Member] | Financial Asset, Past Due [Member]
Recorded investment	9	0
Commercial Portfolio Segment [Member] | Financial Asset, Not Past Due [Member]
Recorded investment	87,242	110,287
Commercial Real Estate Portfolio Segment [Member]
Recorded investment	306,913	280,026
Commercial Real Estate Portfolio Segment [Member] | Other Commercial Real Estate Loans [Member]
Financing Receivable, Recorded Investment, Nonaccrual Status	0	874
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing	0	0
Recorded investment	291,775	269,548
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Recorded investment	15,138	10,478
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | Other Commercial Real Estate Loans [Member]
Recorded investment	52	0
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | Construction Loans [Member]
Recorded investment	0	0
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | Other Commercial Real Estate Loans [Member]
Recorded investment	0	175
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | Construction Loans [Member]
Recorded investment	0	0
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Other Commercial Real Estate Loans [Member]
Recorded investment	0	629
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Construction Loans [Member]
Recorded investment	0	0
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Past Due [Member] | Other Commercial Real Estate Loans [Member]
Recorded investment	52	804
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Past Due [Member] | Construction Loans [Member]
Recorded investment	0	0
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Not Past Due [Member] | Other Commercial Real Estate Loans [Member]
Recorded investment	291,723	268,744
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Not Past Due [Member] | Construction Loans [Member]
Recorded investment	15,138	10,478
Residential Portfolio Segment [Member]
Recorded investment	173,944	147,648
Residential Portfolio Segment [Member] | Construction Loans [Member]
Recorded investment	4,375	9,169
Residential Portfolio Segment [Member] | Residential Real Estate Owner Occupied Loans [Member]
Financing Receivable, Recorded Investment, Nonaccrual Status	22	392
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing	0	0
Recorded investment	143,506	119,331
Residential Portfolio Segment [Member] | Residential Real Estate Non-owner Occupied Loans [Member]
Financing Receivable, Recorded Investment, Nonaccrual Status	133	202
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing	0	0
Recorded investment	26,063	19,148
Residential Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | Construction Loans [Member]
Recorded investment	0	0
Residential Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | Residential Real Estate Owner Occupied Loans [Member]
Recorded investment	125	29
Residential Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | Residential Real Estate Non-owner Occupied Loans [Member]
Recorded investment	0	0
Residential Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | Construction Loans [Member]
Recorded investment	0	0
Residential Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | Residential Real Estate Owner Occupied Loans [Member]
Recorded investment	0	0
Residential Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | Residential Real Estate Non-owner Occupied Loans [Member]
Recorded investment	0	0
Residential Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Construction Loans [Member]
Recorded investment	0	0
Residential Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Residential Real Estate Owner Occupied Loans [Member]
Recorded investment	0	365
Residential Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Residential Real Estate Non-owner Occupied Loans [Member]
Recorded investment	27	0
Residential Portfolio Segment [Member] | Financial Asset, Past Due [Member] | Construction Loans [Member]
Recorded investment	0	0
Residential Portfolio Segment [Member] | Financial Asset, Past Due [Member] | Residential Real Estate Owner Occupied Loans [Member]
Recorded investment	125	394
Residential Portfolio Segment [Member] | Financial Asset, Past Due [Member] | Residential Real Estate Non-owner Occupied Loans [Member]
Recorded investment	27	0
Residential Portfolio Segment [Member] | Financial Asset, Not Past Due [Member] | Construction Loans [Member]
Recorded investment	4,375	9,169
Residential Portfolio Segment [Member] | Financial Asset, Not Past Due [Member] | Residential Real Estate Owner Occupied Loans [Member]
Recorded investment	143,381	118,937
Residential Portfolio Segment [Member] | Financial Asset, Not Past Due [Member] | Residential Real Estate Non-owner Occupied Loans [Member]
Recorded investment	26,036	19,148
Consumer Portfolio Segment [Member]
Financing Receivable, Recorded Investment, Nonaccrual Status	0	0
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing	0	0
Recorded investment	44,949	29,650
Consumer Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Recorded investment	381	95
Consumer Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Recorded investment	79	11
Consumer Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Recorded investment	0	0
Consumer Portfolio Segment [Member] | Financial Asset, Past Due [Member]
Recorded investment	460	106
Consumer Portfolio Segment [Member] | Financial Asset, Not Past Due [Member]
Recorded investment	$ 44,489	$ 29,544

Note 4 - Loans - Recorded Inves

Note 4 - Loans - Recorded Investment by Risk Category (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Jun. 30, 2021
Pass [Member]
Financing Receivable, Net	$ 414,046	$ 401,493
Special Mention [Member]
Financing Receivable, Net	2,909	4,143
Substandard [Member]
Financing Receivable, Net	4,889	5,230
Doubtful [Member]
Financing Receivable, Net	431	1,771
Not Rated [Member]
Financing Receivable, Net	190,782	154,974
Commercial Portfolio Segment [Member] | Pass [Member]
Financing Receivable, Net	86,265	109,118
Commercial Portfolio Segment [Member] | Special Mention [Member]
Financing Receivable, Net	350	280
Commercial Portfolio Segment [Member] | Substandard [Member]
Financing Receivable, Net	178	309
Commercial Portfolio Segment [Member] | Doubtful [Member]
Financing Receivable, Net	276	303
Commercial Portfolio Segment [Member] | Not Rated [Member]
Financing Receivable, Net	182	277
Commercial Real Estate Portfolio Segment [Member] | Pass [Member] | Construction Loans [Member]
Financing Receivable, Net	15,138	10,478
Commercial Real Estate Portfolio Segment [Member] | Pass [Member] | Other Commercial Real Estate Loans [Member]
Financing Receivable, Net	283,877	259,327
Commercial Real Estate Portfolio Segment [Member] | Special Mention [Member] | Construction Loans [Member]
Financing Receivable, Net	0	0
Commercial Real Estate Portfolio Segment [Member] | Special Mention [Member] | Other Commercial Real Estate Loans [Member]
Financing Receivable, Net	2,500	3,700
Commercial Real Estate Portfolio Segment [Member] | Substandard [Member] | Construction Loans [Member]
Financing Receivable, Net	0	0
Commercial Real Estate Portfolio Segment [Member] | Substandard [Member] | Other Commercial Real Estate Loans [Member]
Financing Receivable, Net	4,711	4,718
Commercial Real Estate Portfolio Segment [Member] | Doubtful [Member] | Construction Loans [Member]
Financing Receivable, Net	0	0
Commercial Real Estate Portfolio Segment [Member] | Doubtful [Member] | Other Commercial Real Estate Loans [Member]
Financing Receivable, Net	0	874
Commercial Real Estate Portfolio Segment [Member] | Not Rated [Member] | Construction Loans [Member]
Financing Receivable, Net	0	0
Commercial Real Estate Portfolio Segment [Member] | Not Rated [Member] | Other Commercial Real Estate Loans [Member]
Financing Receivable, Net	687	929
Residential Portfolio Segment [Member] | Pass [Member] | Construction Loans [Member]
Financing Receivable, Net	1,234	1,849
Residential Portfolio Segment [Member] | Pass [Member] | Residential Real Estate Owner Occupied Loans [Member]
Financing Receivable, Net	1,321	1,715
Residential Portfolio Segment [Member] | Pass [Member] | Residential Real Estate Non-owner Occupied Loans [Member]
Financing Receivable, Net	25,606	18,312
Residential Portfolio Segment [Member] | Special Mention [Member] | Construction Loans [Member]
Financing Receivable, Net	0	0
Residential Portfolio Segment [Member] | Special Mention [Member] | Residential Real Estate Owner Occupied Loans [Member]
Financing Receivable, Net	0	0
Residential Portfolio Segment [Member] | Special Mention [Member] | Residential Real Estate Non-owner Occupied Loans [Member]
Financing Receivable, Net	59	163
Residential Portfolio Segment [Member] | Substandard [Member] | Construction Loans [Member]
Financing Receivable, Net	0	0
Residential Portfolio Segment [Member] | Substandard [Member] | Residential Real Estate Owner Occupied Loans [Member]
Financing Receivable, Net	0	6
Residential Portfolio Segment [Member] | Substandard [Member] | Residential Real Estate Non-owner Occupied Loans [Member]
Financing Receivable, Net	0	197
Residential Portfolio Segment [Member] | Doubtful [Member] | Construction Loans [Member]
Financing Receivable, Net	0	0
Residential Portfolio Segment [Member] | Doubtful [Member] | Residential Real Estate Owner Occupied Loans [Member]
Financing Receivable, Net	22	392
Residential Portfolio Segment [Member] | Doubtful [Member] | Residential Real Estate Non-owner Occupied Loans [Member]
Financing Receivable, Net	133	202
Residential Portfolio Segment [Member] | Not Rated [Member] | Construction Loans [Member]
Financing Receivable, Net	3,141	7,320
Residential Portfolio Segment [Member] | Not Rated [Member] | Residential Real Estate Owner Occupied Loans [Member]
Financing Receivable, Net	142,163	117,218
Residential Portfolio Segment [Member] | Not Rated [Member] | Residential Real Estate Non-owner Occupied Loans [Member]
Financing Receivable, Net	265	274
Consumer Portfolio Segment [Member] | Pass [Member]
Financing Receivable, Net	605	694
Consumer Portfolio Segment [Member] | Special Mention [Member]
Financing Receivable, Net	0	0
Consumer Portfolio Segment [Member] | Substandard [Member]
Financing Receivable, Net	0	0
Consumer Portfolio Segment [Member] | Doubtful [Member]
Financing Receivable, Net	0	0
Consumer Portfolio Segment [Member] | Not Rated [Member]
Financing Receivable, Net	$ 44,344	$ 28,956

Note 5 - Premises and Equipme_3

Note 5 - Premises and Equipment (Details Textual) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2022	Jun. 30, 2021
Depreciation, Total	$ 991	$ 940
Operating Lease, Weighted Average Remaining Lease Term (Month)	75 months 24 days
Operating Lease, Weighted Average Discount Rate, Percent	1.78%
Operating Lease, Expense	$ 228	205
Premises and Equipment [Member]
Operating Lease, Right-of-Use Asset	$ 1,029	$ 1,177

Note 5 - Premises and Equipme_4

Note 5 - Premises and Equipment - Major Classifications of Premises and Equipment (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Jun. 30, 2021
Premises and equipment, gross	$ 24,816	$ 24,122
Accumulated depreciation and amortization	(8,296)	(8,329)
Premises and equipment, net	16,521	15,793
Land [Member]
Premises and equipment, gross	1,685	1,603
Land Improvements [Member]
Premises and equipment, gross	318	381
Building And Leasehold Improvements [Member]
Premises and equipment, gross	15,608	15,522
Furniture and Fixtures [Member]
Premises and equipment, gross	$ 7,206	$ 6,616

Note 5 - Premises and Equipme_5

Note 5 - Premises and Equipment - Maturities of Lease Liabilities (Details) $ in Thousands	Jun. 30, 2022 USD ($)
2023	$ 167
2024	146
2025	114
2026	113
Thereafter	572
Total	$ 1,112

Note 6 - Goodwill and Acquire_3

Note 6 - Goodwill and Acquired Intangible Assets (Details Textual) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2022	Jun. 30, 2021
Goodwill, Impairment Loss	$ 0
Amortization of Intangible Assets	54	$ 27
Finite-Lived Intangible Asset, Expected Amortization, Year One	57
Finite-Lived Intangible Asset, Expected Amortization, after Year Five	185
Finite-Lived Intangible Asset, Expected Amortization, Year Two	57
Finite-Lived Intangible Asset, Expected Amortization, Year Three	57
Finite-Lived Intangible Asset, Expected Amortization, Year Four	57
Finite-Lived Intangible Asset, Expected Amortization, Year Five	$ 57
Core Deposits [Member]
Finite-Lived Intangible Asset, Useful Life (Year)	10 years

Note 6 - Goodwill and Acquire_4

Note 6 - Goodwill and Acquired Intangible Assets - Change in Goodwill (Details) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2022	Jun. 30, 2021
Beginning of year	$ 836	$ 836
Acquired goodwill	1,616	0
Ending balance as of June 30,	$ 2,452	$ 836

Note 6 - Goodwill and Acquire_5

Note 6 - Goodwill and Acquired Intangible Assets - Goodwill and Intangible Assets (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Jun. 30, 2021
Core deposit intangible	$ 565	$ 270
Core Deposits [Member]
Accumulated amortization	$ 95	$ 41

Note 7 - Deposits - Interest-be

Note 7 - Deposits - Interest-bearing Deposits (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Jun. 30, 2021
Interest bearing demand	$ 157,462	$ 127,447
Savings and money market	369,054	282,761
$250 and over	18,164	18,488
Other	84,217	69,051
Total	$ 628,897	$ 497,747

Note 7 - Deposits - Maturities

Note 7 - Deposits - Maturities of Time Deposits (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Jun. 30, 2021
2023	$ 76,823
2024	13,656
2025	4,381
2026	3,258
2027	3,398
Thereafter	865
Total	$ 102,381	$ 87,539

Note 8 - Short-term Borrowing_2

Note 8 - Short-term Borrowings (Details Textual) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2022	Jun. 30, 2021
Interest Expense, Short-Term Borrowings, Total	$ 47	$ 9
Unsecured Debt [Member]
Line of Credit Facility, Maximum Borrowing Capacity	5,000
Long-Term Line of Credit, Total	$ 1,270

Note 8 - Short-term Borrowing_3

Note 8 - Short-term Borrowings - Summary of Short-term Borrowings (Details) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2022	Jun. 30, 2021
Short-term borrowings	$ 21,295	$ 12,203
Average balance during the year	12,960	8,895
Maximum month-end balance	$ 21,878	$ 13,275
Average interest rate during the year	0.36%	0.10%
Weighted average rate, June 30	0.61%	0.05%

Note 8 - Short-term Borrowing_4

Note 8 - Short-term Borrowings - Schedule of Repurchase Agreements (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Jun. 30, 2021
Securities, available-for-sale	$ 296,347	$ 207,760
Repurchase Agreements	20,025	12,203
Asset Pledged as Collateral [Member] | Securities Sold under Agreements to Repurchase [Member]
Securities, available-for-sale	21,967	13,302
US Government-sponsored Enterprises Debt Securities [Member]
Securities, available-for-sale	26,265	15,033
US Government-sponsored Enterprises Debt Securities [Member] | Asset Pledged as Collateral [Member] | Securities Sold under Agreements to Repurchase [Member]
Securities, available-for-sale	3,331	767
Residential Mortgage-Backed Securities [Member]
Securities, available-for-sale	102,183	90,517
Residential Mortgage-Backed Securities [Member] | Asset Pledged as Collateral [Member] | Securities Sold under Agreements to Repurchase [Member]
Securities, available-for-sale	11,954	6,493
Commercial Mortgage-Backed Securities [Member]
Securities, available-for-sale	7,301	8,845
Commercial Mortgage-Backed Securities [Member] | Asset Pledged as Collateral [Member] | Securities Sold under Agreements to Repurchase [Member]
Securities, available-for-sale	$ 6,682	$ 6,042

Note 9 - Federal Home Loan Ba_3

Note 9 - Federal Home Loan Bank Advances (Details Textual) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2022	Jun. 30, 2021
Prepayment Penalty for Advances Received, Percentage of Lost Cash Flow	100%
Federal Home Loan Bank, Advances, General Debt Obligations, Amount of Available, Unused Funds	$ 96,548
First Mortgage Loans [Member]
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Collateral Pledged	$ 152,868	$ 127,703

Note 9 - Federal Home Loan Ba_4

Note 9 - Federal Home Loan Bank Advances - Summary of Federal Home Loan Bank (FHLB) Advances (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Jun. 30, 2021
FHLB advance amount	$ 8,256
Fixed Rate Amortizing FHLB Advances [Member]
FHLB advance amount	$ 256	$ 350
Weighted average rate	1.37%	1.37%
Fixed Rate Amortizing FHLB Advances [Member] | Minimum [Member]
Stated Interest rate range	1.37%
Fixed Rate Amortizing FHLB Advances [Member] | Maximum [Member]
Stated Interest rate range	1.37%
Fixed Rate FHLB Advances [Member]
FHLB advance amount	$ 8,000	$ 17,700
Weighted average rate	1.04%	1.40%
Fixed Rate FHLB Advances [Member] | Minimum [Member]
Stated Interest rate range	0.90%
Fixed Rate FHLB Advances [Member] | Maximum [Member]
Stated Interest rate range	1.18%

Note 9 - Federal Home Loan Ba_5

Note 9 - Federal Home Loan Bank Advances - Summary of the Scheduled Principal Payments (Details) $ in Thousands	Jun. 30, 2022 USD ($)
2023	$ 84
2024	67
2025	4,056
2026	46
2027	3
Thereafter	4,000
Total	$ 8,256

Note 10 - Employee Benefit Pl_3

Note 10 - Employee Benefit Plans (Details Textual) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2022	Jun. 30, 2021
Defined Contribution Plan, Employers Matching Contribution, Annual Vesting Percentage	100%
Defined Contribution Plan, Maximum Annual Contributions Per Employee, Percent	4%
Defined Contribution Plan, Cost	$ 364	$ 321
Defined Benefit Plan, Accumulated Benefit Obligation	$ 3,564	$ 3,140
Defined Benefit Plan, Assumptions Used Calculating Benefit Obligation, Discount Rate	3%	3%
Defined Benefit Plan, Other Cost (Credit)	$ 534	$ 530
Defined Benefit Plan, Plan Assets, Contributions by Employer	110	85
Restricted Stock [Member]
Share-Based Payment Arrangement, Expense	361	$ 168
Share-Based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Amount, Total	$ 222
Share-based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Period for Recognition (Year)	3 years
Share-Based Payment Arrangement, Tranche One [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Rights, Percentage	25%
Share-Based Payment Arrangement, Tranche Three [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Rights, Percentage	25%
Share-based Payment Arrangement, Tranche Two, Three and Tour[Member]
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period (Year)	3 years

Note 10 - Employee Benefit Pl_4

Note 10 - Employee Benefit Plans - Summary of the Restricted Stock Awards (Details) - Restricted Stock [Member]	12 Months Ended
	Jun. 30, 2022 $ / shares shares
Restricted Stock Awards, Outstanding, Beginning Balance (in shares) | shares	11,461
Weighted-Average Grant Date Fair Value Per Share, Outstanding at Beginning Period (in dollars per share) | $ / shares	$ 17.14
Restricted Stock Awards, Granted (in shares) | shares	20,571
Weighted-Average Grant Date Fair Value Per Share, Granted (in dollars per share) | $ / shares	$ 22
Restricted Stock Awards, Vested (in shares) | shares	(14,963)
Weighted-Average Grant Date Fair Value Per Share, Vested (in dollars per share) | $ / shares	$ 20.62
Restricted Stock Awards, Outstanding, Ending Balance (in shares) | shares	17,069
Weighted-Average Grant Date Fair Value Per Share, Outstanding at Ending Period (in dollars per share) | $ / shares	$ 19.95

Note 11 - Income Taxes (Details

Note 11 - Income Taxes (Details Textual) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2022	Jun. 30, 2021
Effective Income Tax Rate Reconciliation, at Federal Statutory Income Tax Rate, Percent	21%
Effective Income Tax Rate Reconciliation, Percent, Total	17.30%	17.10%
Unrecognized Tax Benefits, Ending Balance	$ 0	$ 0
Unrecognized Tax Benefits, Income Tax Penalties and Interest Expense, Total	0	0
Unrecognized Tax Benefits, Income Tax Penalties and Interest Accrued, Total	$ 0	$ 0
Open Tax Year	2018 2019 2020 2021 2022

Note 11 - Income Taxes - Provis

Note 11 - Income Taxes - Provision for Income Taxes (Details) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2022	Jun. 30, 2021
Current income taxes	$ 2,193	$ 2,170
Deferred income tax expense (benefit)	146	(320)
Total income tax expense	$ 2,339	$ 1,850

Note 11 - Income Taxes - Net De

Note 11 - Income Taxes - Net Deferred Income Tax Asset (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Jun. 30, 2021
Allowance for loan losses	$ 1,504	$ 1,317
Deferred compensation	999	896
Deferred income	18	32
Non-accrual loan interest income	29	54
Net unrealized securities loss	5,876	0
Other	6	1
Gross deferred tax asset	8,432	2,300
Depreciation	(821)	(718)
Loan fees	(582)	(498)
FHLB stock dividends	(102)	(102)
Prepaid expenses	(150)	(56)
Intangible assets	(209)	(88)
Net unrealized securities gain	0	(944)
Gross deferred tax liabilities	(1,864)	(2,406)
Net deferred asset	$ 6,568
Net deferred liability		$ (106)

Note 11 - Income Taxes - Schedu

Note 11 - Income Taxes - Schedule of Effective Income Tax Rate Reconciliation (Details) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2022	Jun. 30, 2021
Income taxes computed at the statutory rate on pretax income	$ 2,842	$ 2,276
Tax exempt income	(431)	(360)
Cash surrender value income	(54)	(55)
Tax credit	(22)	(22)
Other non-deductible expenses	4	11
Total income tax expense	$ 2,339	$ 1,850

Note 12 - Related Party Trans_3

Note 12 - Related Party Transactions (Details Textual) - USD ($) $ in Thousands	Jun. 30, 2022	Jun. 30, 2021
Executive Officers, Directors and Their Affiliates [Member]
Related Party Deposit Liabilities	$ 6,781	$ 5,500

Note 12 - Related Party Trans_4

Note 12 - Related Party Transactions - Loans to Related Parties (Details) - Executive Officers, Directors and Their Affiliates [Member] $ in Thousands	12 Months Ended
	Jun. 30, 2022 USD ($)
Principal balance	$ 2,336
New loans, net of refinancing	355
Repayments	(145)
Principal balance	$ 2,546

Note 13 - Regulatory Matters (D

Note 13 - Regulatory Matters (Details Textual) $ in Thousands	Jun. 30, 2022 USD ($)
Banking Regulation, Capital Conservation Buffer, Capital Conserved, Minimum	0.025
Statutory Accounting Practices, Statutory Amount Available for Dividend Payments without Regulatory Approval	$ 14,695

Note 13 - Regulatory Matters -

Note 13 - Regulatory Matters - Schedule of Compliance With Regulatory Capital Requirements Under Banking Regulations (Details) - USD ($)		Jun. 30, 2022	Jun. 30, 2021
Common Equity Tier One Risk Based Capital		$ 74,100	$ 64,700
Common Equity Tier One Risk Based Capital to Risk Weighted Assets		11.39%	11.87%
Common Equity Tier One Risk Based Capital Required for Capital Adequacy	[1]	$ 29,300	$ 24,500
Common Equity Tier One Risk Based Capital Required for Capital Adequacy to Risk Weighted Assets	[1]	4.50%	4.50%
Common Equity Tier One Risk Based Capital Required to be Well Capitalized		$ 42,300	$ 35,400
Common Equity Tier One Risk Based Capital Required to be Well Capitalized to Risk Weighted Assets		6.50%	6.50%
Tier One Risk Based Capital		$ 74,100	$ 64,700
Tier 1 capital to risk weighted assets Bank		0.1139	0.1187
Tier One Risk Based Capital Required for Capital Adequacy	[1]	$ 39,000	$ 32,700
Tier One Risk Based Capital Required for Capital Adequacy to Risk Weighted Assets	[1]	0.0600	0.0600
Tier One Risk Based Capital Required to be Well Capitalized		$ 52,100	$ 43,600
Tier One Risk Based Capital Required to be Well Capitalized to Risk Weighted Assets		0.0800	0.0800
Capital		$ 81,300	$ 71,200
Capital to Risk Weighted Assets		0.1249	0.1306
Capital Required for Capital Adequacy	[1]	$ 52,100	$ 43,600
Capital Required for Capital Adequacy to Risk Weighted Assets	[1]	0.0800	0.0800
Capital Required to be Well Capitalized		$ 65,100	$ 54,500
Capital Required to be Well Capitalized to Risk Weighted Assets		0.1000	0.1000
Tier One Leverage Capital		$ 74,100	$ 64,700
Tier One Leverage Capital to Average Assets		0.0739	0.0783
Tier One Leverage Capital Required for Capital Adequacy	[1]	$ 40,100	$ 33,100
Tier One Leverage Capital Required for Capital Adequacy to Average Assets	[1]	0.0400	0.0400
Tier One Leverage Capital Required to be Well Capitalized		$ 50,100	$ 41,300
Tier One Leverage Capital Required to be Well Capitalized to Average Assets		0.0500	0.0500
[1]These amounts exclude the capital conservation buffer.

Note 14 - Commitments With Of_2

Note 14 - Commitments With Off-balance Sheet Risk (Details Textual) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2022	Jun. 30, 2021
Concentration Risk, Credit Risk, Financial Instrument, Maximum Exposure	$ 148,390	$ 118,284
Loans and Leases Receivable, Commitments, Variable Rates	119,637	93,030
Loans and Leases Receivable, Commitments, Fixed Rates	28,753	25,254
Commitments to Extend Credit [Member]
Fair Value Disclosure, off-Balance-Sheet Risks, Face Amount, Liability	11,621	10,634
Financial Standby Letter of Credit [Member]
Fair Value Disclosure, off-Balance-Sheet Risks, Face Amount, Liability	$ 1,110	$ 1,015
Minimum [Member]
Loans and Leases Receivable Commitments Fixed Rates Percentage	2.62%	2.99%
Maximum [Member]
Loans and Leases Receivable Commitments Fixed Rates Percentage	8.25%	6.75%

Note 15 - Fair Value (Details T

Note 15 - Fair Value (Details Textual) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2022	Jun. 30, 2021
Impaired Financing Receivable, Related Allowance	$ 0	$ 4
Other Real Estate Owned, Fair Value Disclosure	0	0
Fair Value, Nonrecurring [Member] | Impaired Loans [Member]
Impaired Financing Receivable, Related Allowance	0	0
Allowance for Loan and Lease Losses, Period Increase (Decrease), Total	$ 0	$ 0

Note 15 - Fair Value - Assets a

Note 15 - Fair Value - Assets and Liabilities Measured at Fair Value on a Recurring Basis (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Jun. 30, 2021
Securities, available-for-sale	$ 296,347	$ 207,760
Equity securities	400	424
US Treasury Securities [Member]
Securities, available-for-sale	8,447
US Government-sponsored Enterprises Debt Securities [Member]
Securities, available-for-sale	26,265	15,033
US States and Political Subdivisions Debt Securities [Member]
Securities, available-for-sale	97,357	76,499
Residential Mortgage-Backed Securities [Member]
Securities, available-for-sale	102,183	90,517
Commercial Mortgage-Backed Securities [Member]
Securities, available-for-sale	7,301	8,845
Other Debt Obligations [Member]
Securities, available-for-sale	16,615	492
Fair Value, Recurring [Member]
Equity securities	400	424
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Equity securities	0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Equity securities	400	424
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Equity securities	0	0
Fair Value, Recurring [Member] | US Treasury Securities [Member]
Securities, available-for-sale	8,447
Fair Value, Recurring [Member] | US Treasury Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Securities, available-for-sale
Fair Value, Recurring [Member] | US Treasury Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Securities, available-for-sale	8,447
Fair Value, Recurring [Member] | US Treasury Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Securities, available-for-sale
Fair Value, Recurring [Member] | US Government-sponsored Enterprises Debt Securities [Member]
Securities, available-for-sale	26,265	15,033
Fair Value, Recurring [Member] | US Government-sponsored Enterprises Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Securities, available-for-sale	0	0
Fair Value, Recurring [Member] | US Government-sponsored Enterprises Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Securities, available-for-sale	26,265	15,033
Fair Value, Recurring [Member] | US Government-sponsored Enterprises Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Securities, available-for-sale	0	0
Fair Value, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member]
Securities, available-for-sale	97,357	76,499
Fair Value, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Securities, available-for-sale	0	0
Fair Value, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Securities, available-for-sale	97,357	76,499
Fair Value, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Securities, available-for-sale	0	0
Fair Value, Recurring [Member] | Residential Mortgage-Backed Securities [Member]
Securities, available-for-sale	102,183	90,517
Fair Value, Recurring [Member] | Residential Mortgage-Backed Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Securities, available-for-sale	0	0
Fair Value, Recurring [Member] | Residential Mortgage-Backed Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Securities, available-for-sale	102,183	90,517
Fair Value, Recurring [Member] | Residential Mortgage-Backed Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Securities, available-for-sale	0	0
Fair Value, Recurring [Member] | Commercial Mortgage-Backed Securities [Member]
Securities, available-for-sale	7,301	8,845
Fair Value, Recurring [Member] | Commercial Mortgage-Backed Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Securities, available-for-sale	0	0
Fair Value, Recurring [Member] | Commercial Mortgage-Backed Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Securities, available-for-sale	7,301	8,845
Fair Value, Recurring [Member] | Commercial Mortgage-Backed Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Securities, available-for-sale	0	0
Fair Value, Recurring [Member] | Mortgage-Backed Securities, Issued by US Government Sponsored Enterprises [Member]
Securities, available-for-sale	38,179	16,374
Fair Value, Recurring [Member] | Mortgage-Backed Securities, Issued by US Government Sponsored Enterprises [Member] | Fair Value, Inputs, Level 1 [Member]
Securities, available-for-sale	0	0
Fair Value, Recurring [Member] | Mortgage-Backed Securities, Issued by US Government Sponsored Enterprises [Member] | Fair Value, Inputs, Level 2 [Member]
Securities, available-for-sale	38,179	16,374
Fair Value, Recurring [Member] | Mortgage-Backed Securities, Issued by US Government Sponsored Enterprises [Member] | Fair Value, Inputs, Level 3 [Member]
Securities, available-for-sale	0	0
Fair Value, Recurring [Member] | Other Debt Obligations [Member]
Securities, available-for-sale	16,615	492
Fair Value, Recurring [Member] | Other Debt Obligations [Member] | Fair Value, Inputs, Level 1 [Member]
Securities, available-for-sale	0	0
Fair Value, Recurring [Member] | Other Debt Obligations [Member] | Fair Value, Inputs, Level 2 [Member]
Securities, available-for-sale	16,615	492
Fair Value, Recurring [Member] | Other Debt Obligations [Member] | Fair Value, Inputs, Level 3 [Member]
Securities, available-for-sale	$ 0	$ 0

Note 15 - Fair Value - Estimate

Note 15 - Fair Value - Estimated Fair Values of Financial Instruments (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Jun. 30, 2021
Held-to-maturity, fair value	$ 7,831	$ 8,352
Fair Value, Inputs, Level 1 [Member] | Reported Value Measurement [Member]
Cash and cash equivalents	20,952	18,529
Fair Value, Inputs, Level 1 [Member] | Estimate of Fair Value Measurement [Member]
Cash and cash equivalents	20,952	18,529
Fair Value, Inputs, Level 2 [Member] | Reported Value Measurement [Member]
Certificates of deposit in other financial institutions	3,781	5,825
Loans held for sale	1,165	1,457
Accrued interest receivable	2,703	2,077
Short-term borrowings	21,295	12,203
Federal Home Loan Bank advances	8,256	18,050
Accrued interest payable	49	51
Fair Value, Inputs, Level 2 [Member] | Reported Value Measurement [Member] | Demand and Savings Deposits [Member]
Demand and savings deposits	784,181	639,310
Fair Value, Inputs, Level 2 [Member] | Reported Value Measurement [Member] | Time Deposits [Member]
Demand and savings deposits	102,381	87,539
Fair Value, Inputs, Level 2 [Member] | Estimate of Fair Value Measurement [Member]
Certificates of deposit in other financial institutions	3,847	5,955
Loans held for sale	1,188	1,488
Accrued interest receivable	2,703	2,077
Short-term borrowings	21,295	12,203
Federal Home Loan Bank advances	7,215	18,247
Accrued interest payable	49	51
Fair Value, Inputs, Level 2 [Member] | Estimate of Fair Value Measurement [Member] | Demand and Savings Deposits [Member]
Demand and savings deposits	784,181	639,310
Fair Value, Inputs, Level 2 [Member] | Estimate of Fair Value Measurement [Member] | Time Deposits [Member]
Demand and savings deposits	102,622	88,147
Fair Value, Inputs, Level 3 [Member] | Reported Value Measurement [Member]
Held-to-maturity, fair value	7,874	7,996
Loans, net	604,683	559,956
Fair Value, Inputs, Level 3 [Member] | Estimate of Fair Value Measurement [Member]
Held-to-maturity, fair value	7,831	8,352
Loans, net	$ 577,708	$ 560,208

Note 16 - Parent Company Fina_3

Note 16 - Parent Company Financial Statements - Condensed Balance Sheets (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Jun. 30, 2021	Jun. 30, 2020
Total assets	$ 977,313	$ 833,804
Short-term borrowings	21,295	12,203
Shareholders’ equity	53,970	69,900	$ 63,240
Total liabilities & shareholders’ equity	977,313	833,804
Parent Company [Member]
Cash	76	226
Equity securities, at fair value	400	424
Other assets	17	38
Investment in subsidiary	54,823	69,267
Total assets	55,316	69,955
Short-term borrowings	1,270	55
Other liabilities	76	0
Shareholders’ equity	53,970	69,900
Total liabilities & shareholders’ equity	$ 55,316	$ 69,955

Note 16 - Parent Company Fina_4

Note 16 - Parent Company Financial Statements - Condensed Statements of Income and Comprehensive Income (Details) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2022	Jun. 30, 2021
Dividend income	$ 33	$ 17
Net change in market value of equity securities	(24)	24
Interest expense	1,414	1,900
Income tax benefit	2,339	1,850
Net income	11,192	8,988
Comprehensive income (loss)	(14,464)	8,278
Parent Company [Member]
Cash dividends from Bank subsidiary	195	2,050
Dividend income	33	17
Net change in market value of equity securities	(24)	24
Other income	2	5
Interest expense	(31)	0
Other expense	(258)	(281)
Income (loss) before income taxes and equity in undistributed net income of subsidiary	(83)	1,815
Income tax benefit	(63)	(49)
Income (loss) before equity in undistributed net income of Bank subsidiary	(20)	1,864
Equity in undistributed net income of subsidiary	11,212	7,124
Net income	11,192	8,988
Comprehensive income (loss)	$ (14,464)	$ 8,278

Note 16 - Parent Company Fina_5

Note 16 - Parent Company Financial Statements - Condensed Statements of Cash Flows (Details) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2022	Jun. 30, 2021
Net income	$ 11,192	$ 8,988
Net change in market value of equity securities	24	(24)
Net cash flows from operating activities	14,947	14,013
Purchase of equity securities	0	(400)
Net cash flows from investing activities	(65,222)	(89,001)
Net change in short-term borrowings	9,092	5,260
Net cash flows from financing activities	52,698	83,858
Change in cash and cash equivalents	2,423	8,870
Parent Company [Member]
Net income	11,192	8,988
Equity in undistributed net income of Bank subsidiary	(11,212)	(7,124)
Net change in market value of equity securities	24	(24)
Change in other assets and liabilities	24	146
Net cash flows from operating activities	28	1,986
Purchase of equity securities	0	(400)
Disposal of premises and equipment	18	0
Net cash flows from investing activities	18	(400)
Dividend paid	(1,949)	(1,785)
Net change in short-term borrowings	1,270	0
Proceeds from dividend reinvestment and stock purchase plan	174	0
Issuance of treasury stock for stock awards	309	167
Net cash flows from financing activities	(196)	(1,618)
Change in cash and cash equivalents	(150)	(32)
Beginning cash and cash equivalents	226	258
Ending cash and cash equivalents	$ 76	$ 226

Note 17 - Earnings Per Share (D

Note 17 - Earnings Per Share (Details Textual) - shares	12 Months Ended
	Jun. 30, 2022	Jun. 30, 2021
Restricted Stock Units (RSUs) [Member]
Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount (in shares)	7,991	1,711

Note 17 - Earnings Per Share -

Note 17 - Earnings Per Share - Schedule of Earnings Per Share, Basic and Diluted (Details) - USD ($) $ / shares in Units, $ in Thousands	12 Months Ended
	Jun. 30, 2022	Jun. 30, 2021
Net income available to common shareholders	$ 11,192	$ 8,988
Weighted average common shares outstanding (in shares)	3,039,607	3,019,118
Basic income per share (in dollars per share)	$ 3.68	$ 2.98
Dilutive effect of restricted stock (in shares)	246	0
Total common shares and dilutive potential common shares (in shares)	3,039,853	3,019,118
Dilutive income per share (in dollars per share)	$ 3.68	$ 2.98

Note 18 - Accumulated Other C_3

Note 18 - Accumulated Other Comprehensive Income (Loss) - Components of Other Comprehensive Income (Loss) (Details) - USD ($) $ in Thousands		12 Months Ended
		Jun. 30, 2022	Jun. 30, 2021
Accumulated other comprehensive income (loss), before tax		$ 4,493	$ 5,393
Accumulated other comprehensive income (loss), tax		(943)	(1,133)
Accumulated other comprehensive income (loss), net		3,550	4,260
Unrealized holding loss on available-for-sale securities arising during the period, before tax		(32,469)	(886)
Unrealized holding loss on available-for-sale securities arising during the period, tax		6,818	187
Unrealized holding loss on available-for-sale securities arising during the period, net		(25,651)	(699)
Amounts reclassified from accumulated other comprehensive income, before tax	[1],[2]	(6)	(14)
Other Comprehensive Income (Loss), Reclassification Adjustment from AOCI for Sale of Securities, Tax	[1],[2]	1	3
Amounts reclassified from accumulated other comprehensive income, net	[1],[2]	(5)	(11)
Net current period other comprehensive loss, before tax		(32,475)	(900)
Net current period other comprehensive loss, tax		6,819	190
Other comprehensive loss		(25,656)	(710)
Accumulated other comprehensive income (loss), before tax		(27,982)	4,493
Accumulated other comprehensive income (loss), tax		5,876	(943)
Accumulated other comprehensive income (loss), net		$ (22,106)	$ 3,550
[1]Income tax expense[2]Securities gain, net

Note 19 - Revenue Recognition -

Note 19 - Revenue Recognition - Noninterest Income (Details) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2022	Jun. 30, 2021
Noninterest income (in scope of Topic 606)	$ 3,864	$ 3,415
Noninterest income	4,735	4,466
Deposit Account [Member]
Noninterest income (in scope of Topic 606)	1,460	1,220
Debit Card [Member]
Noninterest income (in scope of Topic 606)	2,069	1,891
Financial Service, Other [Member]
Noninterest income (in scope of Topic 606)	335	304
Product and Service, Out of Scope of ASC 606 [Member]
Noninterest income	$ 871	$ 1,051