Consumers Bancorp (CBKM) 10-K 7 Sep 23 2023 FY Annual report Financial data

Document And Entity Information

Document And Entity Information - USD ($)	12 Months Ended
	Jun. 30, 2023	Sep. 07, 2023	Dec. 31, 2022
Document Information [Line Items]
Entity Central Index Key	0001006830
Entity Registrant Name	CONSUMERS BANCORP INC /OH/
Amendment Flag	false
Current Fiscal Year End Date	--06-30
Document Fiscal Period Focus	FY
Document Fiscal Year Focus	2023
Document Type	10-K
Document Annual Report	true
Document Transition Report	false
Document Period End Date	Jun. 30, 2023
Entity File Number	033-79130
Entity Incorporation, State or Country Code	OH
Entity Tax Identification Number	34-1771400
Entity Address, Address Line One	614 East Lincoln Way
Entity Address, City or Town	Minerva
Entity Address, State or Province	OH
Entity Address, Postal Zip Code	44657
City Area Code	330
Local Phone Number	868-7701
Title of 12(g) Security	Common Shares, no par value
Entity Well-known Seasoned Issuer	No
Entity Voluntary Filers	No
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Non-accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	false
ICFR Auditor Attestation Flag	false
Document Financial Statement Error Correction [Flag]	false
Entity Shell Company	false
Entity Public Float			$ 53,283,395
Entity Common Stock, Shares Outstanding		3,096,100
Auditor Name	Plante & Moran, PLLC
Auditor Location	Auburn Hills, MI
Auditor Firm ID	166

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Jun. 30, 2023	Jun. 30, 2022
ASSETS:
Cash on hand and noninterest-bearing deposits in financial institutions	$ 11,734	$ 11,254
Federal funds sold and interest-bearing deposits in financial institutions	21	9,698
Total cash and cash equivalents	11,755	20,952
Certificates of deposit in financial institutions	2,501	3,781
Securities, available-for-sale	279,605	296,347
Securities, held-to-maturity (fair value 2023 $6,294 and 2022 $7,831)	6,970	7,874
Equity securities, at fair value	386	400
Federal bank and other restricted stocks, at cost	2,168	2,525
Loans held for sale	764	1,165
Total loans	710,362	611,843
Less allowance for loan losses	(7,724)	(7,160)
Net loans	702,638	604,683
Cash surrender value of life insurance	10,222	9,959
Premises and equipment, net	17,182	16,521
Goodwill	2,452	2,452
Core deposit intangible, net	414	470
Accrued interest receivable and other assets	22,967	10,184
Total assets	1,060,024	977,313
LIABILITIES:
Noninterest-bearing demand	250,906	257,665
Interest bearing demand	152,053	157,462
Savings	335,231	369,054
Time	214,343	102,381
Total deposits	952,533	886,562
Short-term borrowings	26,367	21,295
Federal Home Loan Bank advances	8,776	8,256
Accrued interest payable and other liabilities	16,864	7,230
Total liabilities	1,004,540	923,343
Commitments and contingent liabilities (Note 14)
SHAREHOLDERS’ EQUITY:
Preferred stock, no par value; 350,000 shares authorized	0	0
Common shares, no par value; 8,500,000 shares authorized; 3,144,739 and 3,132,056 shares issued as of June 30, 2023 and June 30, 2022, respectively	20,769	20,287
Retained earnings	65,485	56,906
Treasury stock, at cost (48,639 and 75,382 common shares at June 30, 2023 and 2022, respectively)	(809)	(1,117)
Accumulated other comprehensive loss	(29,961)	(22,106)
Total shareholders’ equity	55,484	53,970
Total liabilities and shareholders’ equity	$ 1,060,024	$ 977,313

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parentheticals) - USD ($) $ / shares in Thousands, $ in Thousands	Jun. 30, 2023	Jun. 30, 2022
Held-to-maturity securities, fair value	$ 6,294	$ 7,831
Preferred stock, par value (in dollars per share)	$ 0	$ 0
Preferred stock, shares authorized (in shares)	350,000	350,000
Common stock, par value (in dollars per share)	$ 0	$ 0
Common stock, shares authorized (in shares)	8,500,000	8,500,000
Common stock, shares issued (in shares)	3,144,739	3,132,056
Treasury stock, shares (in shares)	48,639	75,382

Consolidated Statements of Inco

Consolidated Statements of Income - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2023	Jun. 30, 2022
Interest and dividend income:
Loans, including fees	$ 32,754	$ 28,207
Securities, taxable	5,338	3,572
Securities, tax-exempt	2,258	2,076
Equity securities	33	33
Federal bank and other restricted stocks	149	82
Federal funds sold and interest-bearing deposits	407	190
Total interest and dividend income	40,939	34,160
Interest expense:
Deposits	6,660	1,122
Short-term borrowings	397	47
Federal Home Loan Bank advances	167	245
Total interest expense	7,224	1,414
Net interest income	33,715	32,746
Provision for loan losses	855	735
Net interest income after provision for loan losses	32,860	32,011
Other income:
Noninterest income (in scope of Topic 606)	4,139	3,864
Bank owned life insurance income	263	257
Mortgage banking activity	345	632
Securities gains, net	14	6
Net change in market value of equity securities	(14)	(24)
Other	360	335
Total other income	4,747	4,735
Other expenses:
Salaries and employee benefits	14,020	13,260
Occupancy and equipment	3,186	3,028
Data processing expenses	775	795
Debit card processing expenses	1,124	1,025
Professional and director fees	1,065	878
Federal Deposit Insurance Corporation assessments	608	580
Financial institutions tax	478	542
Marketing and advertising	740	663
Loan and collection expenses	211	174
Telephone and communications	362	375
Amortization of intangible	56	54
Other	2,060	1,841
Total other expenses	24,685	23,215
Income before income taxes	12,922	13,531
Income tax expense	2,248	2,339
Net income	$ 10,674	$ 11,192
Basic and diluted earnings per share (in dollars per share)	$ 3.45	$ 3.68
Deposit Account [Member]
Other income:
Noninterest income (in scope of Topic 606)	$ 1,598	$ 1,460
Debit Card [Member]
Other income:
Noninterest income (in scope of Topic 606)	$ 2,181	$ 2,069

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Loss) - USD ($) $ in Thousands		12 Months Ended
		Jun. 30, 2023	Jun. 30, 2022
Net income		$ 10,674	$ 11,192
Other comprehensive income (loss), net of tax:
Unrealized losses arising during the period		(9,929)	(32,469)
Reclassification adjustment for gains included in income	[1],[2]	(14)	(6)
Net unrealized loss		(9,943)	(32,475)
Income tax effect		2,088	6,819
Other comprehensive loss		(7,855)	(25,656)
Total comprehensive income (loss)		$ 2,819	$ (14,464)
[1]Income tax expense[2]Securities gain, net

Consolidated Statements of Chan

Consolidated Statements of Changes in Shareholders' Equity - USD ($) $ in Thousands	Common Stock [Member]	Retained Earnings [Member]	Treasury Stock, Common [Member]	AOCI Attributable to Parent [Member]	Total
Balance at Jun. 30, 2021	$ 20,011	$ 47,663	$ (1,324)	$ 3,550	$ 69,900
Net income		11,192			11,192
Other comprehensive loss	0	0	0	(25,656)	(25,656)
Shares issued associated with dividend reinvestment plan and stock purchase plan	174				174
Shares associated with stock awards	102	0	207	0	309
Cash dividends declared		(1,949)			(1,949)
Balance at Jun. 30, 2022	20,287	56,906	(1,117)	(22,106)	53,970
Net income	0	10,674	0	0	10,674
Other comprehensive loss	0	0	0	(7,855)	(7,855)
Shares issued associated with dividend reinvestment plan and stock purchase plan	238	0	0	0	238
Shares associated with stock awards	85	0	308	0	393
Cash dividends declared	0	(2,095)	0	0	(2,095)
Restricted stock expense	159	0		0	159
Balance at Jun. 30, 2023	$ 20,769	$ 65,485	$ (809)	$ (29,961)	$ 55,484

Consolidated Statements of Ch_2

Consolidated Statements of Changes in Shareholders' Equity (Parentheticals) - $ / shares	12 Months Ended
	Jun. 30, 2023	Jun. 30, 2022
Common stock, dividends, per share, declared (in dollars per share)	$ 0.68	$ 0.64

Consolidated Statements of Cash

Consolidated Statements of Cash Flows - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2023	Jun. 30, 2022
Cash flows from operating activities:
Net income	$ 10,674	$ 11,192
Adjustments to reconcile net income to net cash flows from operating activities:
Depreciation	1,051	991
Securities amortization and accretion, net	818	1,449
Provision for loan losses	855	735
Loss on disposal of fixed assets	0	6
Loss on disposition of other real estate and repossessed assets owned	0	5
Mortgage banking activity	(345)	(632)
Deferred income tax (benefit) expense	(96)	146
Gain on sale of securities	(14)	(6)
Net change in market value of equity securities	14	24
Amortization of intangibles	56	54
Origination of loans held for sale	(20,762)	(45,758)
Proceeds from loans held for sale	21,508	46,682
Increase in cash surrender value of life insurance	(263)	(257)
Change in other assets and other liabilities	(180)	316
Net cash flows from operating activities	13,316	14,947
Securities available-for-sale:
Purchases	(31,799)	(141,210)
Maturities, calls and principal pay downs	21,322	31,584
Proceeds from sales of available-for-sale securities	16,472	2,722
Securities held-to-maturity:
Purchases	0	(3,450)
Principal pay downs	904	3,572
Net decrease in certificates of deposit with other financial institutions	1,280	2,044
Purchase of Federal Reserve Bank stock, at cost	357	(53)
Net increase in loans	(98,945)	(25,602)
Acquisition, net of cash received	0	66,552
Acquisition of premises and equipment	(1,821)	(1,477)
Disposal of premises and equipment	0	18
Proceeds from sale of other real estate and repossessed assets owned	11	78
Net cash flows from investing activities	(92,219)	(65,222)
Cash flows from financing activities:
Net increase in deposit accounts	65,971	55,175
Proceeds from Federal Home Loan Bank advances	17,000	0
Repayments of Federal Home Loan Bank advances	(16,480)	(9,794)
Change in short-term borrowings	5,072	9,092
Proceeds from dividend reinvestment and stock purchase plan	238	174
Dividends paid	(2,095)	(1,949)
Net cash flows from financing activities	69,706	52,698
(Decrease) increase in cash and cash equivalents	(9,197)	2,423
Cash and cash equivalents, beginning of year	20,952	18,529
Cash and cash equivalents, end of year	11,755	20,952
Supplemental disclosure of cash flow information:
Interest	6,929	1,416
Federal income taxes	2,495	1,850
Non-cash items:
Transfer from loans to other repossessed assets	11	83
Transfer from loans to other real estate owned	124	0
Issuance of treasury stock for stock awards	393	309
Branch acquisition:
Goodwill	2,452	2,452
Net noncash liabilities assumed	0	(66,552)
CFBank Branches [Member]
Branch acquisition:
Securities, available-for-sale	0	15,602
Loans	0	19,943
Premises and equipment	0	413
Goodwill	0	1,616
Core deposit intangible	0	295
Accrued interest receivable and other assets	0	216
Total noncash assets acquired	0	38,085
Deposits	0	104,538
Other liabilities	0	99
Total liabilities assumed	$ 0	$ 104,637

Note 1 - Summary of Significant

Note 1 - Summary of Significant Accounting Policies	12 Months Ended
	Jun. 30, 2023
Notes to Financial Statements
Organization, Consolidation and Presentation of Financial Statements Disclosure and Significant Accounting Policies [Text Block]	NOTE 1 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES Principles of Consolidation: Nature of Operations: Business Segment Information: Acquisition: Use of Estimates: Cash and Cash Equivalents: 90 Interest Bearing Deposits in Other Financial Institutions: one Certificates of Deposit in Financial Institutions: Cash Reserves: June 30, 2023 2022. Securities: may Interest income includes amortization of purchase premiums and accretion of discounts. Premiums and discounts on securities are amortized on the level-yield method without anticipating prepayments, except for mortgage-backed securities and collateralized mortgage obligations where prepayments are anticipated. Gains and losses on sales are recorded on the trade date and determined using the specific identification method. Management evaluates securities for other-than-temporary impairment (OTTI) on a quarterly basis, and more frequently when economic or market conditions warrant such an evaluation. The evaluation of securities includes consideration given to the length of time and the extent to which the fair value has been less than cost, the financial condition and near-term prospects of the issuer, whether the market decline was affected by macroeconomic conditions and whether the Corporation has the intent to sell the security or it is more likely than not may When OTTI occurs, the amount of the OTTI recognized in earnings depends on whether the Corporation intends to sell the security, or it is more likely than not not not Equity Securities: Federal Bank and Other Restricted Stocks: may Loans Held for Sale: Mortgage Banking Derivatives: Loans: Interest income on commercial, commercial real estate and 1 4 90 no 120 All interest accrued but not six Loan Commitments and Related Financial Instruments: Concentrations of Credit Risk: Allowance for Loan Losses: may The allowance consists of specific and general components. The specific component relates to loans that are individually classified as impaired. The general component covers non-classified loans and is based on historical loss experience adjusted for current factors. A loan is considered impaired when, based on current information and events, it is probable that the Corporation will be unable to collect all amounts due according to the contractual terms of the loan agreement. Loans, for which the terms have been modified, resulting in a concession, and for which the borrower is experiencing financial difficulties, are considered troubled debt restructurings, and classified as impaired. Factors considered by management in determining impairment include payment status, collateral value, and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not Impairment is evaluated collectively for smaller-balance loans of similar nature such as residential mortgage, consumer loans and on an individual loan basis for other loans. If a loan is impaired, a portion of the allowance is allocated so the loan is reported, net, at the present value of estimated future cash flows using the loan’s existing rate or at the fair value of collateral if repayment is expected from the collateral. Loans are evaluated for impairment when payments are delayed, typically 90 not The general component covers non-impaired loans and is based on historical loss experience adjusted for current factors based on the risks present for each portfolio segment. The historical loss experience is determined by portfolio segment and is based on the actual loss history experienced by the Corporation over the most recent three Commercial: may not may may may Commercial Real Estate: may 1 4 one four no 85% Consumer Low Income Housing Tax Credits (LIHTC) Other Real Estate and Repossessed Assets Owned: Transfers of Financial Assets: not Premises and Equipment: three thirty-nine one Cash Surrender Value of Life Insurance: June 30, 2023, June 30, 2022, Goodwill and Other Intangible Assets: not April 30 Long-Term Assets: may not Repurchase Agreements: not Retirement Plans: 401 Income Taxes: not not 50% Earnings per Common Share: Stock-Based Compensation: Comprehensive Income: Loss Contingencies: not Fair Value of Financial Instruments: 15 Dividend Restrictions: may Reclassifications: June 30, 2022 June 30, 2023 no Recently Issued Accounting Pronouncements Not June 2016, 2016 13, 326 326 2016 13 2016 13 December 15, 2019. December 15, 2018, July 2019, January 2023 October 16, 2019, December 15, 2022 The Corporation adopted this new guidance on July 1, 2023. No. 2016 13 not one In March 2022, 2022 02, 326 326 326 2016 13 December 15, 2022. not

Note 2 - Acquisition

Note 2 - Acquisition	12 Months Ended
	Jun. 30, 2023
Notes to Financial Statements
Business Combination Disclosure [Text Block]	NOTE 2 ACQUISITION On July 16, 2021, two The following table summarizes the estimated fair values of the assets acquired and liabilities assumed by the Corporation at the date of acquisition. The core deposit intangible will be amortized over ten not Assets acquired: Cash and cash equivalents $ 515 Securities, available-for-sale 15,602 Loans 19,943 Premises and equipment 413 Core deposit intangible 295 Accrued interest receivable 216 Total assets acquired 36,984 Liabilities assumed: Noninterest-bearing deposits 10,535 Interest-bearing deposits 94,003 Other liabilities 99 Total liabilities assumed 104,637 Fair value of net liabilities assumed (67,653 ) Cash received 66,037 Goodwill $ 1,616 The acquired assets and liabilities were measured at estimated fair values. Management made certain estimates and exercised judgement in accounting for the acquisition. The fair value of loans was estimated using discounted contractual cash flows. The book balance of the loans at the time of the acquisition was $20,325. The fair value disclosed above reflects a credit-related adjustment of $(388) and an adjustment for other factors of $6. Loans evidencing credit deterioration since origination, purchased credit impaired loans, included in loans receivable were immaterial. Acquisition costs of $144 pre-tax, or $118 after-tax, were recorded during fiscal year 2022.

Note 3 - Securities

Note 3 - Securities	12 Months Ended
	Jun. 30, 2023
Notes to Financial Statements
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	NOTE 3 SECURITIES The following table summarizes the amortized cost and fair value of securities available-for-sale and held-to-maturity at June 30, 2023 2022 Available-for-sale Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value June 30, 2023 Obligation of U.S Treasury $ 8,941 $ — $ (533 ) $ 8,408 Obligations of U.S. government-sponsored entities and agencies 29,430 7 (3,745 ) 25,692 Obligations of state and political subdivisions 92,891 63 (8,982 ) 83,972 U.S. Government-sponsored mortgage-backed securities - residential 104,689 12 (15,066 ) 89,635 U.S. Government-sponsored mortgage-backed securities - commercial 8,604 — (1,809 ) 6,795 U.S. Government-sponsored collateralized mortgage obligations – residential 55,800 8 (5,738 ) 50,070 Other debt securities 17,175 — (2,142 ) 15,033 Total available-for-sale securities $ 317,530 $ 90 $ (38,015 ) $ 279,605 Held-to-maturity Amortized Cost Gross Unrecognized Gains Gross Unrecognized Losses Fair Value June 30, 2023 Obligations of state and political subdivisions $ 6,970 $ — $ (676 ) $ 6,294 Available-for-sale Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value June 30, 2022 Obligation of U.S Treasury $ 8,909 $ — $ (462 ) $ 8,447 Obligations of U.S. government-sponsored entities and agencies 28,689 — (2,424 ) 26,265 Obligations of state and political subdivisions 105,977 129 (8,749 ) 97,357 U.S. Government-sponsored mortgage-backed securities - residential 113,812 13 (11,642 ) 102,183 U.S. Government-sponsored mortgage-backed securities - commercial 8,623 — (1,322 ) 7,301 U.S. Government-sponsored collateralized mortgage obligations – residential 40,952 1 (2,774 ) 38,179 Other debt securities 17,367 — (752 ) 16,615 Total available-for-sale securities $ 324,329 $ 143 $ (28,125 ) $ 296,347 Held-to-maturity Amortized Cost Gross Unrecognized Gains Gross Unrecognized Losses Fair Value June 30, 2022 Obligations of state and political subdivisions $ 7,874 $ 47 $ (90 ) $ 7,831 Proceeds from sales of available-for-sale securities during fiscal year 2023 2022 2023 2022 Proceeds from sales $ 16,472 $ 2,722 Gross realized gains 87 8 Gross realized losses (73 ) (2 ) The income tax provision related to the net realized gains amounted to $3 in fiscal year 2023 2022. The amortized cost and fair values of debt securities at June 30, 2023 may not Available-for-sale Amortized Cost Fair Value Due in one year or less $ 4,997 $ 4,899 Due after one year through five years 29,105 27,640 Due after five years through ten years 51,133 44,817 Due after ten years 63,202 55,749 Total 148,437 133,105 U.S. Government-sponsored mortgage-backed and related securities 169,093 146,500 Total $ 317,530 $ 279,605 Held-to-maturity Amortized Cost Fair Value Due after one year through five years $ 3,092 $ 2,988 Due after five years through ten years 533 488 Due after ten years 3,345 2,818 Total $ 6,970 $ 6,294 Securities with a carrying value of approximately $137,896 and $126,679 were pledged at June 30, 2023 2022, June 30, 2023 2022, no one 10% The following table summarizes the securities with unrealized and unrecognized losses at June 30, 2023 2022, Less than 12 Months 12 Months or more Total June 30, 2023 Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss Available-for-sale Obligations of U.S Treasury $ — $ — $ 8,408 $ (533 ) $ 8,408 $ (533 ) Obligations of U.S. government-sponsored entities and agencies 1,008 (10 ) 23,551 (3,735 ) 24,559 (3,745 ) Obligations of state and political subdivisions 16,009 (344 ) 62,492 (8,638 ) 78,501 (8,982 ) Mortgage-backed securities – residential 3,334 (84 ) 85,096 (14,982 ) 88,430 (15,066 ) Mortgage-backed securities – commercial — — 6,795 (1,809 ) 6,795 (1,809 ) Collateralized mortgage obligations - residential 22,039 (638 ) 27,023 (5,100 ) 49,062 (5,738 ) Other debt securities — — 15,033 (2,142 ) 15,033 (2,142 ) Total temporarily impaired $ 42,390 $ (1,076 ) $ 228,398 $ (36,939 ) $ 270,788 $ (38,015 ) Less than 12 Months 12 Months or more Total June 30, 2023 Fair Value Unrecognized Loss Fair Value Unrecognized Loss Fair Value Unrecognized Loss Held-to-maturity Obligations of state and political subdivisions $ — $ — $ 6,294 $ (676 ) $ 6,294 $ (676 ) Less than 12 Months 12 Months or more Total June 30, 2022 Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss Available-for-sale Obligations of U.S Treasury $ 8,447 $ (462 ) $ — $ — $ 8,447 $ (462 ) Obligations of U.S. government-sponsored entities and agencies 26,265 (2,424 ) — — 26,265 (2,424 ) Obligations of state and political subdivisions 80,445 (8,331 ) 2,047 (418 ) 82,492 (8,749 ) Mortgage-backed securities – residential 76,526 (7,586 ) 24,569 (4,056 ) 101,095 (11,642 ) Mortgage-backed securities – commercial 7,301 (1,322 ) — — 7,301 (1,322 ) Collateralized mortgage obligations – residential 30,729 (2,308 ) 2,713 (466 ) 33,442 (2,774 ) Other debt securities 16,156 (711 ) 459 (41 ) 16,615 (752 ) Total temporarily impaired $ 245,869 $ (23,144 ) $ 29,788 $ (4,981 ) $ 275,657 $ (28,125 ) Less than 12 Months 12 Months or more Total June 30, 2022 Fair Value Unrecognized Loss Fair Value Unrecognized Loss Fair Value Unrecognized Loss Held-to-maturity Obligations of state and political subdivisions $ 3,522 $ (90 ) $ — $ — $ 3,522 $ (90 ) Management evaluates securities for other-than-temporary impairment (OTTI) on a quarterly basis, and more frequently when economic or market conditions warrant such an evaluation. The securities portfolio is evaluated for OTTI by segregating the portfolio into two 320, Accounting for Certain Investments in Debt and Equity Securities In determining OTTI under the ASC Topic 320 1 2 3 4 not As of June 30, 2023, June 30, 2023, twelve June 30, 2023. 2023 not no not not may not June 30, 2023. no June 30, 2022. As of June 30, 2023, twelve June 30, 2023 2022. 2023 2022 Unrealized loss recognized on equity securities held at the end of the period $ (14 ) $ (24 )

Note 4 - Loans

Note 4 - Loans	12 Months Ended
	Jun. 30, 2023
Notes to Financial Statements
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]	NOTE 4 LOANS Major classifications of loans were as follows as of June 30: 2023 2022 Commercial $ 112,558 $ 87,008 Commercial real estate: Construction 23,981 15,158 Other 318,636 291,847 1 – 4 Family residential real estate: Owner occupied 156,989 142,244 Non-owner occupied 23,880 26,029 Construction 8,443 4,317 Consumer 65,617 44,964 Subtotal 710,104 611,567 Net deferred loan fees and costs 258 276 Allowance for loan losses (7,724 ) (7,160 ) Net loans $ 702,638 $ 604,683 The following table presents the activity in the allowance for loan losses by portfolio segment for the year ended June 30, 2023: 1-4 Family Commercial Residential Real Real Commercial Estate Estate Consumer Total Allowance for loan losses: Beginning balance $ 960 $ 3,927 $ 1,645 $ 628 $ 7,160 Provision for loan losses 348 15 (72 ) 564 855 Loans charged-off — — (6 ) (441 ) (447 ) Recoveries — 1 4 151 156 Total ending allowance balance $ 1,308 $ 3,943 $ 1,571 $ 902 $ 7,724 The following table presents the activity in the allowance for loan losses by portfolio segment for the year ended June 30, 2022: 1-4 Family Commercial Residential Real Real Commercial Estate Estate Consumer Total Allowance for loan losses: Beginning balance $ 904 $ 3,949 $ 1,307 $ 311 $ 6,471 Provision for loan losses 33 (24 ) 359 367 735 Loans charged-off — — (41 ) (132 ) (173 ) Recoveries 23 2 20 82 127 Total ending allowance balance $ 960 $ 3,927 $ 1,645 $ 628 $ 7,160 The following table presents the balance in the allowance for loan losses and the recorded investment in loans by portfolio segment and based on impairment method as of June 30, 2023. 1-4 Family Commercial Residential Real Real Commercial Estate Estate Consumer Total Allowance for loan losses: Ending allowance balance attributable to loans: Individually evaluated for impairment $ — $ — $ — $ — $ — Acquired loans collectively evaluated for impairment — 40 74 — 114 Originated loans collectively evaluated for impairment 1,308 3,903 1,497 902 7,610 Total ending allowance balance $ 1,308 $ 3,943 $ 1,571 $ 902 $ 7,724 Recorded investment in loans: Loans individually evaluated for impairment $ 314 $ 88 $ 3 $ — $ 405 Acquired loans collectively evaluated for impairment 622 6,953 23,038 1,230 31,843 Originated loans collectively evaluated for impairment 111,890 335,660 167,798 64,364 679,712 Total ending loans balance $ 112,826 $ 342,701 $ 190,839 $ 65,594 $ 711,960 The following table presents the balance in the allowance for loan losses and the recorded investment in loans by portfolio segment and based on impairment method as of June 30, 2022. 1-4 Family Commercial Residential Real Real Commercial Estate Estate Consumer Total Allowance for loan losses: Ending allowance balance attributable to loans: Individually evaluated for impairment $ — $ — $ — $ — $ — Acquired loans collectively evaluated for impairment 1 62 85 — 148 Originated loans collectively evaluated for impairment 959 3,865 1,560 628 7,012 Total ending allowance balance $ 960 $ 3,927 $ 1,645 $ 628 $ 7,160 Recorded investment in loans: Loans individually evaluated for impairment $ 276 $ 42 $ 155 $ — $ 473 Acquired loans collectively evaluated for impairment 665 10,095 27,731 3,051 41,542 Originated loans collectively evaluated for impairment 86,310 296,776 146,058 41,898 571,042 Total ending loans balance $ 87,251 $ 306,913 $ 173,944 $ 44,949 $ 613,057 The following table presents information related to loans individually evaluated for impairment by class of loans as of and for the year ended June 30, 2023: Unpaid Allowance for Average Interest Cash Basis Principal Recorded Loan Losses Recorded Income Interest Balance Investment Allocated Investment Recognized Recognized With no related allowance recorded: Commercial $ 404 $ 314 $ — $ 306 $ 37 $ 37 Commercial real estate: Other 127 88 — 52 6 6 1-4 Family residential real estate: Owner occupied 24 — — 38 2 2 Non-owner occupied 3 3 — 29 — — Total $ 558 $ 405 $ — $ 425 $ 45 $ 45 The following table presents information related to loans individually evaluated for impairment by class of loans as of and for the year ended June 30, 2022: Unpaid Allowance for Average Interest Cash Basis Principal Recorded Loan Losses Recorded Income Interest Balance Investment Allocated Investment Recognized Recognized With no related allowance recorded: Commercial $ 414 $ 276 $ — $ 291 $ — $ — Commercial real estate: Other 83 42 — 518 193 193 1-4 Family residential real estate: Owner occupied 48 22 — 187 8 8 Non-owner occupied 193 133 — 93 75 75 With an allowance recorded: Commercial — — — 113 6 6 Total $ 738 $ 473 $ — $ 1,202 $ 282 $ 282 The following table presents the recorded investment in non-accrual and loans past due over 90 June 30, 2023 2022: June 30, 2023 June 30, 2022 Loans Past Due Loans Past Due Over 90 Days Over 90 Days Still Still Non-accrual Accruing Non-accrual Accruing Commercial $ — $ — $ 276 $ 9 Commercial real estate: Other 51 — — — 1 – 4 Family residential: Owner occupied — — 22 — Non-owner occupied 3 — 133 — Consumer — 50 — — Total $ 54 $ 50 $ 431 $ 9 Non-accrual loans and loans past due 90 The following table presents the aging of the recorded investment in past due loans as of June 30, 2023 Days Past Due 30 – 59 60 - 89 90 Days or Total Loans Not Days Days Greater Past Due Past Due Total Commercial $ — $ — $ — $ — $ 112,826 $ 112,826 Commercial real estate: Construction — — — — 23,996 23,996 Other — — 51 51 318,654 318,705 1-4 Family residential: Owner occupied 17 124 — 141 158,296 158,437 Non-owner occupied — — 3 3 23,885 23,888 Construction — — — — 8,514 8,514 Consumer 438 120 50 608 64,986 65,594 Total $ 455 $ 244 $ 104 $ 803 $ 711,157 $ 711,960 The above table of past due loans includes the recorded investment in non-accrual loans of $54 in the 90 The following table presents the aging of the recorded investment in past due loans as of June 30, 2022 Days Past Due 30 – 59 60 - 89 90 Days or Total Loans Not Days Days Greater Past Due Past Due Total Commercial $ — $ — $ 9 $ 9 $ 87,242 $ 87,251 Commercial real estate: Construction — — — — 15,138 15,138 Other 52 — — 52 291,723 291,775 1-4 Family residential: Owner occupied 125 — — 125 143,381 143,506 Non-owner occupied — — 27 27 26,036 26,063 Construction — — — — 4,375 4,375 Consumer 381 79 — 460 44,489 44,949 Total $ 558 $ 79 $ 36 $ 673 $ 612,384 $ 613,057 The above table of past due loans includes the recorded investment in non-accrual loans of $27 in the 90 not Troubled Debt Restructurings (TDR): The Corporation has certain loans that have been modified in order to maximize collection of loan balances that are classified as TDRs. A modified loan is usually classified as a TDR if, for economic reasons, management grants a concession to the original terms and conditions of the loan to a borrower who is experiencing financial difficulties that it would not The Corporation had $351 and $318 of loans classified as TDRs as of June 30, 2023 2022, June 30, 2023 2022, There were no loans classified as troubled debt restructurings for which there was a payment default within 12 twelve June 30, 2023 2022. 90 Credit Quality Indicators: The Corporation categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt such as: current financial information, historical payment experience, credit documentation, public information, and current economic trends, among other factors. The Corporation analyzes loans individually by classifying the loans as to credit risk. This analysis includes loans with a total outstanding loan relationship greater than $100 and non-homogeneous loans, such as commercial and commercial real estate loans. This analysis is performed monthly. The Corporation uses the following definitions for risk ratings: Special Mention. may Substandard. not Doubtful. Loans not not $100 As of June 30, 2023, Special Not Pass Mention Substandard Doubtful Rated Commercial $ 110,928 $ 1,174 $ 573 $ — $ 151 Commercial real estate: Construction 23,996 — — — — Other 310,427 7,097 468 51 662 1-4 Family residential real estate: Owner occupied 2,013 — 17 — 156,407 Non-owner occupied 23,474 50 105 3 256 Construction 3,227 — — — 5,287 Consumer 597 — — — 64,997 Total $ 474,662 $ 8,321 $ 1,163 $ 54 $ 227,760 As of June 30, 2022, Special Not Pass Mention Substandard Doubtful Rated Commercial $ 86,265 $ 350 $ 178 $ 276 $ 182 Commercial real estate: Construction 15,138 — — — — Other 283,877 2,500 4,711 — 687 1-4 Family residential real estate: Owner occupied 1,321 — — 22 142,163 Non-owner occupied 25,606 59 — 133 265 Construction 1,234 — — — 3,141 Consumer 605 — — — 44,344 Total $ 414,046 $ 2,909 $ 4,889 $ 431 $ 190,782

Note 5 - Premises and Equipment

Note 5 - Premises and Equipment	12 Months Ended
	Jun. 30, 2023
Notes to Financial Statements
Property, Plant and Equipment Disclosure [Text Block]	NOTE 5 PREMISES AND EQUIPMENT Major classifications of premises and equipment were as follows as of June 30: 2023 2022 Land $ 2,417 $ 1,685 Land improvements 414 318 Building and leasehold improvements 15,973 15,608 Furniture, fixture and equipment 7,600 7,206 Total premises and equipment 26,404 24,816 Accumulated depreciation and amortization (9,222 ) (8,296 ) Premises and equipment, net $ 17,182 $ 16,521 Depreciation expenses were $1,051 and $991 for the years ended June 30, 2023 2022, As of June 30, 2023, seven one May 31, 2035, two 12 one not 12 June 30, 2023 Rent expense for all the operating leases was $254 and $228 for the twelve June 30, 2023 2022, June 30, 2023. Total estimated rental commitments for the operating leases with a term over 12 June 30, 2023: Period Ending June 30 2024 $ 177 2025 145 2026 125 2027 115 2028 115 Thereafter 342 Total undiscounted cash flows $ 1,019 Less: present value discount $ (68 ) Total lease liabilities $ 951

Note 6 - Goodwill and Acquired

Note 6 - Goodwill and Acquired Intangible Assets	12 Months Ended
	Jun. 30, 2023
Notes to Financial Statements
Goodwill and Intangible Assets Disclosure [Text Block]	NOTE 6 GOODWILL AND ACQUIRED INTANGIBLE ASSETS The change in goodwill was as follows: 2023 2022 Beginning of year $ 2,452 $ 836 Acquired goodwill — 1,616 Ending balance as of June 30, $ 2,452 $ 2,452 The following table summarizes the Corporation’s acquired intangible assets as of June 30, 2023 2022. June 30, 2023 June 30, 2022 Gross Carrying Amount Accumulated Amortization Gross Carrying Amount Accumulated Amortization Core deposit intangible $ 565 $ 151 $ 565 $ 95 Goodwill and the core deposit intangible assets resulted from the acquisition of Peoples Bancorp of Mt. Pleasant, Inc. that was completed on January 1, 2020, July 16, 2021. not April 30, 2023. The core deposit intangible asset is amortized on a straight-line basis over ten 2023 2022. four

Note 7 - Deposits

Note 7 - Deposits	12 Months Ended
	Jun. 30, 2023
Notes to Financial Statements
Deposit Liabilities Disclosures [Text Block]	NOTE 7 DEPOSITS Interest-bearing deposits as of June 30, 2023 2022 2023 2022 Demand $ 152,053 $ 157,462 Savings and money market 335,231 369,054 Time: $250 and over 46,822 18,164 Other 167,521 84,217 Total $ 701,627 $ 628,897 Scheduled maturities of time deposits at June 30, 2023 Twelve Months Ending June 30 2024 $ 193,381 2025 16,089 2026 2,890 2027 1,373 2028 434 Thereafter 176 $ 214,343

Note 8 - Short-term Borrowings

Note 8 - Short-term Borrowings	12 Months Ended
	Jun. 30, 2023
Notes to Financial Statements
Debt Disclosure [Text Block]	NOTE 8 SHORT-TERM BORROWINGS Short-term borrowings consisted of federal funds purchased, repurchase agreements, and a line of credit for the Corporation. Information concerning all short-term borrowings at June 30, 2023 2022, one 2023 2022 Balance at June 30 $ 26,367 $ 21,295 Average balance during the year 22,603 12,960 Maximum month-end balance 26,367 21,878 Average interest rate during the year 1.76 % 0.36 % Weighted average rate, June 30 2.20 % 0.61 % In fiscal year 2022, June 30, 2023 2022, June 30, 2023 2022 Overnight and Continuous 2023 2022 U.S. government-sponsored entities and agencies pledged $ 3,730 $ 3,331 Residential mortgage-backed securities pledged 19,648 11,954 Commercial mortgage-backed securities 3,641 6,682 Total pledged $ 27,019 $ 21,967 Repurchase agreements $ 23,783 $ 20,025 Total interest expense on short-term borrowings was $397 and $47 for the years ended June 30, 2023 2022,

Note 9 - Federal Home Loan Bank

Note 9 - Federal Home Loan Bank Advances	12 Months Ended
	Jun. 30, 2023
Notes to Financial Statements
Federal Home Loan Bank Advances, Disclosure [Text Block]	NOTE 9 FEDERAL HOME LOAN BANK ADVANCES A summary of Federal Home Loan Bank (FHLB) advances were as follows: June 30, 2023 June 30, 2022 Stated Interest Rate Range Weighted Average Weighted Average Advance Type From To Amount Rate Amount Rate Fixed rate, amortizing 1.37 % 1.37 % $ 176 1.37 % $ 256 1.37 % Fixed rate 0.90 1.18 8,000 1.04 8,000 1.04 Variable rate 5.19 5.19 600 5.19 — — Each fixed rate advance has a prepayment penalty equal to the present value of 100% of the lost cash flow based upon the difference between the contract rate on the advance and the current rate on a comparable new advance. The following table is a summary of the scheduled principal payments for all advances as of June 30, 2023: Twelve Months Ending June 30 Principal Payments 2024 $ 671 2025 4,056 2026 46 2027 3 2028 — Thereafter 4,000 Total $ 8,776 Pursuant to collateral agreements with the FHLB, advances are secured by all the stock invested in the FHLB and certain qualifying first first June 30, 2023 2022, June 30, 2023.

Note 10 - Employee Benefit Plan

Note 10 - Employee Benefit Plans	12 Months Ended
	Jun. 30, 2023
Notes to Financial Statements
Compensation and Employee Benefit Plans [Text Block]	NOTE 10 EMPLOYEE BENEFIT PLANS The Bank maintains a 401 six 21 June 30, 2023 2022, The Bank maintains a nonqualified Salary Continuation Plan (SCP) to reward and encourage certain Bank executives to remain employees of the Bank. The SCP is considered an unfunded plan for tax and Employee Retirement Income Security Act (ERISA) purposes and all obligations arising under the SCP are payable from the general assets of the Corporation. The estimated present value of future benefits to be paid to certain current and former executives totaled $3,687 as of June 30, 2023 June 30, 2022 June 30, 2023 June 30, 2022. June 30, 2023 2022, June 30, 2023 June 30, 2022. The Amended and Restated 2010 2010 2010 2010 2010 Under the 2010 2010 The Corporation has granted restricted stock awards and restricted stock units to certain employees and directors. Restricted stock units and awards are issued at no three three not The following table summarizes the status of the restricted stock awards and restricted stock units: Restricted Stock Awards Weighted- Average Grant Date Fair Value Per Share Restricted Stock Units Weighted- Average Grant Date Fair Value Per Share Outstanding at June 30, 2022 17,069 $ 19.95 — $ — Granted 26,743 18.74 17,578 18.74 Vested (20,768 ) 18.93 (8,500 ) 18.74 Non-vested at June 30, 2023 23,044 $ 19.46 9,078 $ 18.74 There was $579 in expense recognized in fiscal year 2023 2022 June 30, 2023,

Note 11 - Income Taxes

Note 11 - Income Taxes	12 Months Ended
	Jun. 30, 2023
Notes to Financial Statements
Income Tax Disclosure [Text Block]	NOTE 11 INCOME TAXES The provision for income taxes consisted of the following for the years ended June 30, 21.0%: 2023 2022 Current income taxes $ 2,344 $ 2,193 Deferred income tax expense (benefit) (96 ) 146 Total income tax expense $ 2,248 $ 2,339 The net deferred income tax asset (liability) consisted of the following components at June 30: 2023 2022 Deferred tax assets: Allowance for loan losses $ 1,622 $ 1,504 Deferred compensation 986 999 Deferred income 31 18 Non-accrual loan interest income 20 29 Net unrealized securities loss 7,964 5,876 Other 3 6 Gross deferred tax asset 10,626 8,432 Deferred tax liabilities: Depreciation (783 ) (821 ) Loan fees (640 ) (582 ) FHLB stock dividends (102 ) (102 ) Prepaid expenses (150 ) (150 ) Intangible assets (199 ) (209 ) Gross deferred tax liabilities (1,874 ) (1,864 ) Net deferred asset $ 8,752 $ 6,568 The difference between the provision for income taxes and amounts computed by applying the statutory income tax rate of 21.0% June 30: 2023 2022 Income taxes computed at the statutory rate on pretax income $ 2,714 $ 2,842 Tax exempt income (400 ) (431 ) Cash surrender value income (55 ) (54 ) Tax credit (17 ) (22 ) Other non-deductible expenses 6 4 Total income tax expense $ 2,248 $ 2,339 The effective tax rate was 17.4% for the year ended June 30, 2023 June 30, 2022. June 30, 2023 June 30, 2022, not twelve June 30, 2023 2022 June 30, 2023 2022. The Corporation and the Bank are subject to U.S. federal income tax as an income-based tax and a capital-based financial institutions tax in the State of Ohio. The Corporation and the Bank are no 2019.

Note 12 - Related Party Transac

Note 12 - Related Party Transactions	12 Months Ended
	Jun. 30, 2023
Notes to Financial Statements
Related Party Transactions Disclosure [Text Block]	NOTE 12 RELATED PARTY TRANSACTIONS In the ordinary course of business, the Bank has granted loans to certain executive officers, directors, and their affiliates. A summary of activity during the year ended June 30, 2023 Principal balance, July 1 $ 2,546 New loans, net of refinancing 210 Repayments (99 ) Principal balance, June 30 $ 2,657 Deposits from executive officers, directors and their affiliates totaled $6,100 at June 30, 2023 June 30, 2022.

Note 13 - Regulatory Matters

Note 13 - Regulatory Matters	12 Months Ended
	Jun. 30, 2023
Notes to Financial Statements
Regulatory Capital Requirements under Banking Regulations [Text Block]	NOTE 13 REGULATORY MATTERS Banks and bank holding companies are subject to regulatory capital requirements administered by federal banking agencies. Capital adequacy guidelines and prompt corrective-action regulations involve quantitative measures of assets, liabilities, and certain off-balance-sheet items calculated under regulatory accounting practices. Capital amounts and classifications are also subject to qualitative judgments by regulators about components, risk weightings, and other factors and the regulators can lower classifications in certain cases. Failure to meet various capital requirements can initiate regulatory action that could have a direct material effect on the financial statements. The prompt corrective action regulations provide five not As of fiscal year-end 2023 2022, 1 not June 30, 2023, The following table presents actual and required capital ratios as of June 30, 2023 June 30, 2022 Actual Minimum Capital Required Basel III (1) Minimum Required To Be Considered Well Capitalized Amount Ratio Amount Ratio Amount Ratio June 30, 2023 Common equity Tier 1 to risk-weighted assets $ 83.5 11.05 % $ 34.0 4.50 % $ 49.1 6.50 % Tier 1 capital to risk weighted assets 83.5 11.05 45.4 6.00 60.5 8.00 Total capital to risk weighted assets 91.2 12.07 60.5 8.00 75.6 10.00 Tier 1 capital to average assets 83.5 7.72 43.3 4.00 54.1 5.00 Actual Minimum Capital Required - Basel III (1) Minimum Required To Be Considered Well Capitalized Amount Ratio Amount Ratio Amount Ratio June 30, 2022 Common equity Tier 1 to risk-weighted assets $ 74.1 11.39 % $ 29.3 4.50 % $ 42.3 6.50 % Tier 1 capital to risk weighted assets 74.1 11.39 39.0 6.00 52.1 8.00 Total capital to risk weighted assets 81.3 12.49 52.1 8.00 65.1 10.00 Tier 1 capital to average assets 74.1 7.39 40.1 4.00 50.1 5.00 ( 1 These amounts exclude the capital conservation buffer. As of the latest regulatory examination, the Bank was categorized as well capitalized. There are no may The Corporation’s principal source of funds for dividend payment is dividends received from the Bank. Banking regulations limit the amount of dividends that may may two June 30, 2023

Note 14 - Commitments With Off-

Note 14 - Commitments With Off-balance Sheet Risk	12 Months Ended
	Jun. 30, 2023
Notes to Financial Statements
Commitments with Off-Balance Sheet Risk Disclosure [Text Block]	NOTE 14 COMMITMENTS WITH OFF-BALANCE SHEET RISK The Bank is a party to commitments to extend credit in the normal course of business to meet the financing needs of its customers. Commitments are agreements to lend to customers providing that there are no The Bank evaluates each customer’s credit on a case-by-case basis. The amount of collateral obtained is based on management’s credit evaluation of the customer. The amount of commitments to extend credit and the exposure to credit loss for non-performance by the customer (before considering collateral) was $142,767 and $148,390 as of June 30, 2023 2022, June 30, 2023, July 2023 August 2060. June 30, 2022, July 2022 December 2053. June 30, 2023 2022, June 30, 2023 2022, not

Note 15 - Fair Value

Note 15 - Fair Value	12 Months Ended
	Jun. 30, 2023
Notes to Financial Statements
Fair Value Disclosures [Text Block]	NOTE 15 FAIR VALUE Fair value is the exchange price that would be received for an asset or paid to transfer a liability (an exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. There are three may Level 1: Level 2: 1 not Level 3: Financial assets and financial liabilities measured at fair value on a recurring basis include the following: Securities available-for-sale and equity securities: 1 not 2 not 3 Assets and liabilities measured at fair value on a recurring basis are summarized below, segregated by the level of the valuation inputs within the fair value hierarchy utilized to measure fair value: Fair Value Measurements at June 30, 2023 Using Balance at June 30, 2023 Level 1 Level 2 Level 3 Assets: Obligations of U.S. treasury $ 8,408 $ 8,408 Obligations of U.S. government-sponsored entities and agencies 25,692 — 25,692 — Obligations of states and political subdivisions 83,972 — 83,972 — U.S. government-sponsored mortgage-backed securities - residential 89,635 — 89,635 — U.S. government-sponsored mortgage-backed securities - commercial 6,795 — 6,795 — U.S. government-sponsored collateralized mortgage obligations 50,070 — 50,070 — Other debt securities 15,033 — 15,033 — Equity securities 386 — 386 — Balance at June 30, 2022 Level 1 Level 2 Level 3 Assets: Obligations of U.S. treasury $ 8,447 — $ 8,447 — Obligations of U.S. government-sponsored entities and agencies 26,265 26,265 Obligations of states and political subdivisions 97,357 — 97,357 — U.S. government-sponsored mortgage-backed securities - residential 102,183 — 102,183 — U.S. government-sponsored mortgage-backed securities – commercial 7,301 — 7,301 — U.S. government-sponsored collateralized mortgage obligations 38,179 — 38,179 — Other debt securities 16,615 — 16,615 — Equity securities 400 — 400 — There were no 1 2 2023 2022 Certain assets and liabilities are measured at fair value on a non-recurring basis; that is, the instruments are not Impaired Loans: may 3 Other Real Estate and Repossessed Assets Owned: no June 30, 2023 June 30, 2022. June 30, 2023, There were no assets measured at fair value on a non-recurring basis at June 30, 2023 2022 twelve June 30, 2023 2022. The following table shows the estimated fair values of financial instruments that are reported at amortized cost in the Corporation’s consolidated balance sheets, segregated by the level of the valuation inputs within the fair value hierarchy utilized to measure fair value: 2023 2022 Carrying Amount Estimated Fair Value Carrying Amount Estimated Fair Value Financial Assets: Level 1 inputs: Cash and cash equivalents $ 11,755 $ 11,755 $ 20,952 $ 20,952 Level 2 inputs: Certificates of deposit in other financial institutions 2,501 2,450 3,781 3,847 Loans held for sale 764 774 1,165 1,188 Accrued interest receivable 3,024 3,024 2,703 2,703 Level 3 inputs: Securities held-to-maturity 6,970 6,294 7,874 7,831 Loans, net 702,638 656,737 604,683 577,708 Financial Liabilities: Level 2 inputs: Demand and savings deposits 738,190 738,190 784,181 784,181 Time deposits 214,343 211,856 102,381 102,622 Short-term borrowings 26,367 26,367 21,295 21,295 Federal Home Loan Bank advances 8,776 7,678 8,256 7,215 Accrued interest payable 344 344 49 49 The assumptions used to estimate fair value are described as follows: Cash and cash equivalents: 1 Certificates of deposits in other financial institutions: 2 Accrued interest receivable and payable, demand and savings deposits and short-term borrowings 2 Loans held for sale: third 2 Loans: no 3 not Securities held-to-maturity: 3 Time deposits: June 30, 2023 2022 2 not Federal Home Loan Bank advances: June 30, 2023 2022 2 Federal bank and other restricted stocks, at cost: not Off-balance sheet commitments: not not

Note 16 - Affordable Tax Credit

Note 16 - Affordable Tax Credit Partnership	12 Months Ended
	Jun. 30, 2023
Notes to Financial Statements
Investments in Affordable Housing Tax Credits Projects [Text Block]	NOTE 16 AFFORDABLE TAX CREDIT PARTNERSHIP In April 2023, 42 not The Corporation uses the proportional amortization method to account for its investment. The investment is included in other assets and the unfunded commitment is included in other liabilities. As of June 30, 2023, no

Note 17 - Parent Company Financ

Note 17 - Parent Company Financial Statements	12 Months Ended
	Jun. 30, 2023
Notes to Financial Statements
Condensed Financial Information of Parent Company Only Disclosure [Text Block]	NOTE 17 PARENT COMPANY FINANCIAL STATEMENTS The condensed financial information of Consumers Bancorp. Inc. (parent company only) follows: Condensed Balance Sheets June 30, 2023 June 30, 2022 Assets: Cash $ 26 $ 76 Equity securities, at fair value 386 400 Other assets 22 17 Investment in subsidiary 56,328 54,823 Total assets $ 56,762 $ 55,316 Liabilities and Shareholders’ Equity: Short-term borrowings $ 1,200 $ 1,270 Other liabilities 78 76 Shareholders’ equity 55,484 53,970 Total liabilities & shareholders’ equity $ 56,762 $ 55,316 Condensed Statements of Income and Comprehensive Income Year Ended June 30, 2023 Year Ended June 30, 2022 Cash dividends from Bank subsidiary $ 1,575 $ 195 Dividend income 33 33 Net change in market value of equity securities (14 ) (24 ) Other income 14 2 Interest expense (75 ) (31 ) Other expense (295 ) (258 ) Income (loss) before income taxes and equity in undistributed net income of subsidiary 1,238 (83 ) Income tax benefit (76 ) (63 ) Income (loss) before equity in undistributed net income of Bank subsidiary 1,314 (20 ) Equity in undistributed net income of subsidiary 9,360 11,212 Net income $ 10,674 $ 11,192 Comprehensive income (loss) $ 2,819 $ (14,464 ) Condensed Statements of Cash Flows Year Ended June 30, 2023 Year Ended June 30, 2022 Cash flows from operating activities: Net income $ 10,674 $ 11,192 Equity in undistributed net income of Bank subsidiary (9,360 ) (11,212 ) Net change in market value of equity securities 14 24 Change in other assets and liabilities (3 ) 24 Net cash flows from operating activities 1,325 28 Cash flows from investing activities: Disposal of premises and equipment — 18 Net cash flows from investing activities — 18 Cash flows from financing activities: Dividend paid (2,095 ) (1,949 ) Restricted stock units 159 — Net change in short-term borrowings (70 ) 1,270 Proceeds from dividend reinvestment and stock purchase plan 238 174 Issuance of treasury stock for stock awards 393 309 Net cash flows from financing activities (1,375 ) (196 ) Change in cash and cash equivalents (50 ) (150 ) Beginning cash and cash equivalents 76 226 Ending cash and cash equivalents $ 26 $ 76

Note 18 - Earnings Per Share

Note 18 - Earnings Per Share	12 Months Ended
	Jun. 30, 2023
Notes to Financial Statements
Earnings Per Share [Text Block]	NOTE 18 EARNINGS PER SHARE Basic earnings per share is the amount of earnings available to each share of common stock outstanding during the reporting period and is equal to net income divided by the weighted average number of shares outstanding during the period. Diluted earnings per share is the amount of earnings available to each share of common stock outstanding during the reporting period adjusted to include the effect of potentially dilutive common shares that may June 30, 2023. June 30, 2022. For the year Ended June 30, 2023 2022 Basic: Net income available to common shareholders $ 10,674 $ 11,192 Weighted average common shares outstanding 3,090,187 3,039,607 Basic income per share $ 3.45 $ 3.68 Diluted: Net income available to common shareholders $ 10,674 $ 11,192 Weighted average common shares outstanding 3,090,187 3,039,607 Dilutive effect of restricted stock — 246 Total common shares and dilutive potential common shares 3,090,187 3,039,853 Dilutive income per share $ 3.45 $ 3.68

Note 19 - Accumulated Other Com

Note 19 - Accumulated Other Comprehensive Income (Loss)	12 Months Ended
	Jun. 30, 2023
Notes to Financial Statements
Comprehensive Income (Loss) Note [Text Block]	NOTE 19 ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS) The components of other comprehensive income related to unrealized gains (losses) on available-for-sale securities for the periods ended June 30, 2023 June 30, 2022, Pretax Tax Effect After-tax Affected Line Item in Consolidated Statements of Income Balance as of June 30, 2021 $ 4,493 $ (943 ) $ 3,550 Unrealized holding loss on available-for-sale securities arising during the period (32,469 ) 6,818 (25,651 ) Amounts reclassified from accumulated other comprehensive income (6 ) 1 (5 ) (a)(b) Net current period other comprehensive loss (32,475 ) 6,819 (25,656 ) Balance as of June 30, 2022 $ (27,982 ) $ 5,876 $ (22,106 ) Unrealized holding loss on available-for-sale securities arising during the period $ (9,929 ) $ 2,085 $ (7,844 ) Amounts reclassified from accumulated other comprehensive income (14 ) 3 (11 ) (a)(b) Net current period other comprehensive loss (9,943 ) 2,088 (7,855 ) Balance as of June 30, 2023 $ (37,925 ) $ 7,964 $ (29,961 ) (a) Securities gain, net (b) Income tax expense

Note 20 - Revenue Recognition

Note 20 - Revenue Recognition	12 Months Ended
	Jun. 30, 2023
Notes to Financial Statements
Revenue from Contract with Customer [Text Block]	NOTE 20 REVENUE RECOGNITION The Corporation accounts for revenues from contracts with customers under ASC 606, not 606. 606, no Service charges on deposit accounts: Interchange income: Other income The following table presents the Corporation's sources of noninterest income for the years ended June 30, 2023 2022. For the year Ended June 30, 2023 2022 Noninterest income In scope of Topic 606: Service charges on deposit accounts $ 1,598 $ 1,460 Debit card interchange income 2,181 2,069 Other income 360 335 Noninterest income (in scope of Topic 606) 4,139 3,864 Noninterest income (out-of-scope of Topic 606) 608 871 Total noninterest income $ 4,747 $ 4,735

Significant Accounting Policies

Significant Accounting Policies (Policies)	12 Months Ended
	Jun. 30, 2023
Accounting Policies [Abstract]
Consolidation, Policy [Policy Text Block]	Principles of Consolidation:
Nature of Operations [Policy Text Block]	Nature of Operations:
Segment Reporting, Policy [Policy Text Block]	Business Segment Information:
Business Combinations Policy [Policy Text Block]	Acquisition:
Use of Estimates, Policy [Policy Text Block]	Use of Estimates:
Cash and Cash Equivalents, Policy [Policy Text Block]	Cash and Cash Equivalents: 90
Interest Bearing Deposits in Other Financial Institutions [Policy Text Block]	Interest Bearing Deposits in Other Financial Institutions: one
Certificate of Deposits in Financial Institutions [Policy Text Block]	Certificates of Deposit in Financial Institutions:
Cash Reserves [Policy Text Block]	Cash Reserves: June 30, 2023 2022.
Marketable Securities, Policy [Policy Text Block]	Securities: may Interest income includes amortization of purchase premiums and accretion of discounts. Premiums and discounts on securities are amortized on the level-yield method without anticipating prepayments, except for mortgage-backed securities and collateralized mortgage obligations where prepayments are anticipated. Gains and losses on sales are recorded on the trade date and determined using the specific identification method. Management evaluates securities for other-than-temporary impairment (OTTI) on a quarterly basis, and more frequently when economic or market conditions warrant such an evaluation. The evaluation of securities includes consideration given to the length of time and the extent to which the fair value has been less than cost, the financial condition and near-term prospects of the issuer, whether the market decline was affected by macroeconomic conditions and whether the Corporation has the intent to sell the security or it is more likely than not may When OTTI occurs, the amount of the OTTI recognized in earnings depends on whether the Corporation intends to sell the security, or it is more likely than not not not
Equity Securities [Policy Text Block]	Equity Securities:
Federal Home Loan Bank FHLB Stock [Policy Text Block]	Federal Bank and Other Restricted Stocks: may
Financing Receivable, Held-for-Sale [Policy Text Block]	Loans Held for Sale:
Derivatives, Policy [Policy Text Block]	Mortgage Banking Derivatives:
Policy Loans Receivable, Policy [Policy Text Block]	Loans: Interest income on commercial, commercial real estate and 1 4 90 no 120 All interest accrued but not six
Loan Commitments, Policy [Policy Text Block]	Loan Commitments and Related Financial Instruments:
Concentration Risk, Credit Risk, Policy [Policy Text Block]	Concentrations of Credit Risk:
Loans and Leases Receivable, Allowance for Loan Losses Policy [Policy Text Block]	Allowance for Loan Losses: may The allowance consists of specific and general components. The specific component relates to loans that are individually classified as impaired. The general component covers non-classified loans and is based on historical loss experience adjusted for current factors. A loan is considered impaired when, based on current information and events, it is probable that the Corporation will be unable to collect all amounts due according to the contractual terms of the loan agreement. Loans, for which the terms have been modified, resulting in a concession, and for which the borrower is experiencing financial difficulties, are considered troubled debt restructurings, and classified as impaired. Factors considered by management in determining impairment include payment status, collateral value, and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not Impairment is evaluated collectively for smaller-balance loans of similar nature such as residential mortgage, consumer loans and on an individual loan basis for other loans. If a loan is impaired, a portion of the allowance is allocated so the loan is reported, net, at the present value of estimated future cash flows using the loan’s existing rate or at the fair value of collateral if repayment is expected from the collateral. Loans are evaluated for impairment when payments are delayed, typically 90 not The general component covers non-impaired loans and is based on historical loss experience adjusted for current factors based on the risks present for each portfolio segment. The historical loss experience is determined by portfolio segment and is based on the actual loss history experienced by the Corporation over the most recent three Commercial: may not may may may Commercial Real Estate: may 1 4 one four no 85% Consumer
Investments in Affordable Housing Tax Credits Projects [Policy Text Block]	Low Income Housing Tax Credits (LIHTC)
Financing Receivable, Held-for-Investment, Foreclosed Asset [Policy Text Block]	Other Real Estate and Repossessed Assets Owned:
Transfers and Servicing of Financial Assets, Policy [Policy Text Block]	Transfers of Financial Assets: not
Property, Plant and Equipment, Policy [Policy Text Block]	Premises and Equipment: three thirty-nine one
Cash Surrender Value of Life Insurance [Policy Text Block]	Cash Surrender Value of Life Insurance: June 30, 2023, June 30, 2022,
Goodwill and Intangible Assets, Policy [Policy Text Block]	Goodwill and Other Intangible Assets: not April 30
Long-term Assets [Policy Text Block]	Long-Term Assets: may not
Repurchase and Resale Agreements Policy [Policy Text Block]	Repurchase Agreements: not
Pension and Other Postretirement Plans, Policy [Policy Text Block]	Retirement Plans: 401
Income Tax, Policy [Policy Text Block]	Income Taxes: not not 50%
Earnings Per Share, Policy [Policy Text Block]	Earnings per Common Share:
Share-Based Payment Arrangement [Policy Text Block]	Stock-Based Compensation:
Comprehensive Income, Policy [Policy Text Block]	Comprehensive Income:
Malpractice Loss Contingency, Policy [Policy Text Block]	Loss Contingencies: not
Fair Value of Financial Instruments, Policy [Policy Text Block]	Fair Value of Financial Instruments: 15
Dividend Restrictions [Policy Text Block]	Dividend Restrictions: may
Reclassification, Comparability Adjustment [Policy Text Block]	Reclassifications: June 30, 2022 June 30, 2023 no
New Accounting Pronouncements, Policy [Policy Text Block]	Recently Issued Accounting Pronouncements Not June 2016, 2016 13, 326 326 2016 13 2016 13 December 15, 2019. December 15, 2018, July 2019, January 2023 October 16, 2019, December 15, 2022 The Corporation adopted this new guidance on July 1, 2023. No. 2016 13 not one In March 2022, 2022 02, 326 326 326 2016 13 December 15, 2022. not

Note 2 - Acquisition (Tables)

Note 2 - Acquisition (Tables)	12 Months Ended
	Jun. 30, 2023
Notes Tables
Schedule of Recognized Identified Assets Acquired and Liabilities Assumed [Table Text Block]	Assets acquired: Cash and cash equivalents $ 515 Securities, available-for-sale 15,602 Loans 19,943 Premises and equipment 413 Core deposit intangible 295 Accrued interest receivable 216 Total assets acquired 36,984 Liabilities assumed: Noninterest-bearing deposits 10,535 Interest-bearing deposits 94,003 Other liabilities 99 Total liabilities assumed 104,637 Fair value of net liabilities assumed (67,653 ) Cash received 66,037 Goodwill $ 1,616

Note 3 - Securities (Tables)

Note 3 - Securities (Tables)	12 Months Ended
	Jun. 30, 2023
Notes Tables
Marketable Securities [Table Text Block]	Available-for-sale Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value June 30, 2023 Obligation of U.S Treasury $ 8,941 $ — $ (533 ) $ 8,408 Obligations of U.S. government-sponsored entities and agencies 29,430 7 (3,745 ) 25,692 Obligations of state and political subdivisions 92,891 63 (8,982 ) 83,972 U.S. Government-sponsored mortgage-backed securities - residential 104,689 12 (15,066 ) 89,635 U.S. Government-sponsored mortgage-backed securities - commercial 8,604 — (1,809 ) 6,795 U.S. Government-sponsored collateralized mortgage obligations – residential 55,800 8 (5,738 ) 50,070 Other debt securities 17,175 — (2,142 ) 15,033 Total available-for-sale securities $ 317,530 $ 90 $ (38,015 ) $ 279,605 Held-to-maturity Amortized Cost Gross Unrecognized Gains Gross Unrecognized Losses Fair Value June 30, 2023 Obligations of state and political subdivisions $ 6,970 $ — $ (676 ) $ 6,294 Available-for-sale Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value June 30, 2022 Obligation of U.S Treasury $ 8,909 $ — $ (462 ) $ 8,447 Obligations of U.S. government-sponsored entities and agencies 28,689 — (2,424 ) 26,265 Obligations of state and political subdivisions 105,977 129 (8,749 ) 97,357 U.S. Government-sponsored mortgage-backed securities - residential 113,812 13 (11,642 ) 102,183 U.S. Government-sponsored mortgage-backed securities - commercial 8,623 — (1,322 ) 7,301 U.S. Government-sponsored collateralized mortgage obligations – residential 40,952 1 (2,774 ) 38,179 Other debt securities 17,367 — (752 ) 16,615 Total available-for-sale securities $ 324,329 $ 143 $ (28,125 ) $ 296,347 Held-to-maturity Amortized Cost Gross Unrecognized Gains Gross Unrecognized Losses Fair Value June 30, 2022 Obligations of state and political subdivisions $ 7,874 $ 47 $ (90 ) $ 7,831
Schedule of Realized Gain (Loss) [Table Text Block]	2023 2022 Proceeds from sales $ 16,472 $ 2,722 Gross realized gains 87 8 Gross realized losses (73 ) (2 )
Investments Classified by Contractual Maturity Date [Table Text Block]	Available-for-sale Amortized Cost Fair Value Due in one year or less $ 4,997 $ 4,899 Due after one year through five years 29,105 27,640 Due after five years through ten years 51,133 44,817 Due after ten years 63,202 55,749 Total 148,437 133,105 U.S. Government-sponsored mortgage-backed and related securities 169,093 146,500 Total $ 317,530 $ 279,605 Held-to-maturity Amortized Cost Fair Value Due after one year through five years $ 3,092 $ 2,988 Due after five years through ten years 533 488 Due after ten years 3,345 2,818 Total $ 6,970 $ 6,294
Schedule of Unrealized Loss on Investments [Table Text Block]	Less than 12 Months 12 Months or more Total June 30, 2023 Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss Available-for-sale Obligations of U.S Treasury $ — $ — $ 8,408 $ (533 ) $ 8,408 $ (533 ) Obligations of U.S. government-sponsored entities and agencies 1,008 (10 ) 23,551 (3,735 ) 24,559 (3,745 ) Obligations of state and political subdivisions 16,009 (344 ) 62,492 (8,638 ) 78,501 (8,982 ) Mortgage-backed securities – residential 3,334 (84 ) 85,096 (14,982 ) 88,430 (15,066 ) Mortgage-backed securities – commercial — — 6,795 (1,809 ) 6,795 (1,809 ) Collateralized mortgage obligations - residential 22,039 (638 ) 27,023 (5,100 ) 49,062 (5,738 ) Other debt securities — — 15,033 (2,142 ) 15,033 (2,142 ) Total temporarily impaired $ 42,390 $ (1,076 ) $ 228,398 $ (36,939 ) $ 270,788 $ (38,015 ) Less than 12 Months 12 Months or more Total June 30, 2023 Fair Value Unrecognized Loss Fair Value Unrecognized Loss Fair Value Unrecognized Loss Held-to-maturity Obligations of state and political subdivisions $ — $ — $ 6,294 $ (676 ) $ 6,294 $ (676 ) Less than 12 Months 12 Months or more Total June 30, 2022 Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss Available-for-sale Obligations of U.S Treasury $ 8,447 $ (462 ) $ — $ — $ 8,447 $ (462 ) Obligations of U.S. government-sponsored entities and agencies 26,265 (2,424 ) — — 26,265 (2,424 ) Obligations of state and political subdivisions 80,445 (8,331 ) 2,047 (418 ) 82,492 (8,749 ) Mortgage-backed securities – residential 76,526 (7,586 ) 24,569 (4,056 ) 101,095 (11,642 ) Mortgage-backed securities – commercial 7,301 (1,322 ) — — 7,301 (1,322 ) Collateralized mortgage obligations – residential 30,729 (2,308 ) 2,713 (466 ) 33,442 (2,774 ) Other debt securities 16,156 (711 ) 459 (41 ) 16,615 (752 ) Total temporarily impaired $ 245,869 $ (23,144 ) $ 29,788 $ (4,981 ) $ 275,657 $ (28,125 ) Less than 12 Months 12 Months or more Total June 30, 2022 Fair Value Unrecognized Loss Fair Value Unrecognized Loss Fair Value Unrecognized Loss Held-to-maturity Obligations of state and political subdivisions $ 3,522 $ (90 ) $ — $ — $ 3,522 $ (90 )
Unrealized Gain (Loss) on Investments [Table Text Block]	2023 2022 Unrealized loss recognized on equity securities held at the end of the period $ (14 ) $ (24 )

Note 4 - Loans (Tables)

Note 4 - Loans (Tables)	12 Months Ended
	Jun. 30, 2023
Notes Tables
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	2023 2022 Commercial $ 112,558 $ 87,008 Commercial real estate: Construction 23,981 15,158 Other 318,636 291,847 1 – 4 Family residential real estate: Owner occupied 156,989 142,244 Non-owner occupied 23,880 26,029 Construction 8,443 4,317 Consumer 65,617 44,964 Subtotal 710,104 611,567 Net deferred loan fees and costs 258 276 Allowance for loan losses (7,724 ) (7,160 ) Net loans $ 702,638 $ 604,683
Financing Receivable, Allowance for Credit Loss [Table Text Block]	1-4 Family Commercial Residential Real Real Commercial Estate Estate Consumer Total Allowance for loan losses: Beginning balance $ 960 $ 3,927 $ 1,645 $ 628 $ 7,160 Provision for loan losses 348 15 (72 ) 564 855 Loans charged-off — — (6 ) (441 ) (447 ) Recoveries — 1 4 151 156 Total ending allowance balance $ 1,308 $ 3,943 $ 1,571 $ 902 $ 7,724 1-4 Family Commercial Residential Real Real Commercial Estate Estate Consumer Total Allowance for loan losses: Beginning balance $ 904 $ 3,949 $ 1,307 $ 311 $ 6,471 Provision for loan losses 33 (24 ) 359 367 735 Loans charged-off — — (41 ) (132 ) (173 ) Recoveries 23 2 20 82 127 Total ending allowance balance $ 960 $ 3,927 $ 1,645 $ 628 $ 7,160 1-4 Family Commercial Residential Real Real Commercial Estate Estate Consumer Total Allowance for loan losses: Ending allowance balance attributable to loans: Individually evaluated for impairment $ — $ — $ — $ — $ — Acquired loans collectively evaluated for impairment — 40 74 — 114 Originated loans collectively evaluated for impairment 1,308 3,903 1,497 902 7,610 Total ending allowance balance $ 1,308 $ 3,943 $ 1,571 $ 902 $ 7,724 Recorded investment in loans: Loans individually evaluated for impairment $ 314 $ 88 $ 3 $ — $ 405 Acquired loans collectively evaluated for impairment 622 6,953 23,038 1,230 31,843 Originated loans collectively evaluated for impairment 111,890 335,660 167,798 64,364 679,712 Total ending loans balance $ 112,826 $ 342,701 $ 190,839 $ 65,594 $ 711,960 1-4 Family Commercial Residential Real Real Commercial Estate Estate Consumer Total Allowance for loan losses: Ending allowance balance attributable to loans: Individually evaluated for impairment $ — $ — $ — $ — $ — Acquired loans collectively evaluated for impairment 1 62 85 — 148 Originated loans collectively evaluated for impairment 959 3,865 1,560 628 7,012 Total ending allowance balance $ 960 $ 3,927 $ 1,645 $ 628 $ 7,160 Recorded investment in loans: Loans individually evaluated for impairment $ 276 $ 42 $ 155 $ — $ 473 Acquired loans collectively evaluated for impairment 665 10,095 27,731 3,051 41,542 Originated loans collectively evaluated for impairment 86,310 296,776 146,058 41,898 571,042 Total ending loans balance $ 87,251 $ 306,913 $ 173,944 $ 44,949 $ 613,057
Impaired Financing Receivables [Table Text Block]	Unpaid Allowance for Average Interest Cash Basis Principal Recorded Loan Losses Recorded Income Interest Balance Investment Allocated Investment Recognized Recognized With no related allowance recorded: Commercial $ 404 $ 314 $ — $ 306 $ 37 $ 37 Commercial real estate: Other 127 88 — 52 6 6 1-4 Family residential real estate: Owner occupied 24 — — 38 2 2 Non-owner occupied 3 3 — 29 — — Total $ 558 $ 405 $ — $ 425 $ 45 $ 45 Unpaid Allowance for Average Interest Cash Basis Principal Recorded Loan Losses Recorded Income Interest Balance Investment Allocated Investment Recognized Recognized With no related allowance recorded: Commercial $ 414 $ 276 $ — $ 291 $ — $ — Commercial real estate: Other 83 42 — 518 193 193 1-4 Family residential real estate: Owner occupied 48 22 — 187 8 8 Non-owner occupied 193 133 — 93 75 75 With an allowance recorded: Commercial — — — 113 6 6 Total $ 738 $ 473 $ — $ 1,202 $ 282 $ 282
Financing Receivable, Past Due [Table Text Block]	June 30, 2023 June 30, 2022 Loans Past Due Loans Past Due Over 90 Days Over 90 Days Still Still Non-accrual Accruing Non-accrual Accruing Commercial $ — $ — $ 276 $ 9 Commercial real estate: Other 51 — — — 1 – 4 Family residential: Owner occupied — — 22 — Non-owner occupied 3 — 133 — Consumer — 50 — — Total $ 54 $ 50 $ 431 $ 9 Days Past Due 30 – 59 60 - 89 90 Days or Total Loans Not Days Days Greater Past Due Past Due Total Commercial $ — $ — $ — $ — $ 112,826 $ 112,826 Commercial real estate: Construction — — — — 23,996 23,996 Other — — 51 51 318,654 318,705 1-4 Family residential: Owner occupied 17 124 — 141 158,296 158,437 Non-owner occupied — — 3 3 23,885 23,888 Construction — — — — 8,514 8,514 Consumer 438 120 50 608 64,986 65,594 Total $ 455 $ 244 $ 104 $ 803 $ 711,157 $ 711,960 Days Past Due 30 – 59 60 - 89 90 Days or Total Loans Not Days Days Greater Past Due Past Due Total Commercial $ — $ — $ 9 $ 9 $ 87,242 $ 87,251 Commercial real estate: Construction — — — — 15,138 15,138 Other 52 — — 52 291,723 291,775 1-4 Family residential: Owner occupied 125 — — 125 143,381 143,506 Non-owner occupied — — 27 27 26,036 26,063 Construction — — — — 4,375 4,375 Consumer 381 79 — 460 44,489 44,949 Total $ 558 $ 79 $ 36 $ 673 $ 612,384 $ 613,057
Financing Receivable Credit Quality Indicators [Table Text Block]	Special Not Pass Mention Substandard Doubtful Rated Commercial $ 110,928 $ 1,174 $ 573 $ — $ 151 Commercial real estate: Construction 23,996 — — — — Other 310,427 7,097 468 51 662 1-4 Family residential real estate: Owner occupied 2,013 — 17 — 156,407 Non-owner occupied 23,474 50 105 3 256 Construction 3,227 — — — 5,287 Consumer 597 — — — 64,997 Total $ 474,662 $ 8,321 $ 1,163 $ 54 $ 227,760 Special Not Pass Mention Substandard Doubtful Rated Commercial $ 86,265 $ 350 $ 178 $ 276 $ 182 Commercial real estate: Construction 15,138 — — — — Other 283,877 2,500 4,711 — 687 1-4 Family residential real estate: Owner occupied 1,321 — — 22 142,163 Non-owner occupied 25,606 59 — 133 265 Construction 1,234 — — — 3,141 Consumer 605 — — — 44,344 Total $ 414,046 $ 2,909 $ 4,889 $ 431 $ 190,782

Note 5 - Premises and Equipme_2

Note 5 - Premises and Equipment (Tables)	12 Months Ended
	Jun. 30, 2023
Notes Tables
Property, Plant and Equipment [Table Text Block]	2023 2022 Land $ 2,417 $ 1,685 Land improvements 414 318 Building and leasehold improvements 15,973 15,608 Furniture, fixture and equipment 7,600 7,206 Total premises and equipment 26,404 24,816 Accumulated depreciation and amortization (9,222 ) (8,296 ) Premises and equipment, net $ 17,182 $ 16,521
Lessee, Operating Lease, Liability, to be Paid, Maturity [Table Text Block]	Period Ending June 30 2024 $ 177 2025 145 2026 125 2027 115 2028 115 Thereafter 342 Total undiscounted cash flows $ 1,019 Less: present value discount $ (68 ) Total lease liabilities $ 951

Note 6 - Goodwill and Acquire_2

Note 6 - Goodwill and Acquired Intangible Assets (Tables)	12 Months Ended
	Jun. 30, 2023
Notes Tables
Schedule of Goodwill [Table Text Block]	2023 2022 Beginning of year $ 2,452 $ 836 Acquired goodwill — 1,616 Ending balance as of June 30, $ 2,452 $ 2,452
Schedule of Intangible Assets and Goodwill [Table Text Block]	June 30, 2023 June 30, 2022 Gross Carrying Amount Accumulated Amortization Gross Carrying Amount Accumulated Amortization Core deposit intangible $ 565 $ 151 $ 565 $ 95

Note 7 - Deposits (Tables)

Note 7 - Deposits (Tables)	12 Months Ended
	Jun. 30, 2023
Notes Tables
Deposit Liabilities, Type [Table Text Block]	2023 2022 Demand $ 152,053 $ 157,462 Savings and money market 335,231 369,054 Time: $250 and over 46,822 18,164 Other 167,521 84,217 Total $ 701,627 $ 628,897
Schedule of Time Deposit Maturities [Table Text Block]	Twelve Months Ending June 30 2024 $ 193,381 2025 16,089 2026 2,890 2027 1,373 2028 434 Thereafter 176 $ 214,343

Note 8 - Short-term Borrowings

Note 8 - Short-term Borrowings (Tables)	12 Months Ended
	Jun. 30, 2023
Notes Tables
Schedule of Short-Term Debt [Table Text Block]	2023 2022 Balance at June 30 $ 26,367 $ 21,295 Average balance during the year 22,603 12,960 Maximum month-end balance 26,367 21,878 Average interest rate during the year 1.76 % 0.36 % Weighted average rate, June 30 2.20 % 0.61 %
Schedule of Repurchase Agreements [Table Text Block]	Overnight and Continuous 2023 2022 U.S. government-sponsored entities and agencies pledged $ 3,730 $ 3,331 Residential mortgage-backed securities pledged 19,648 11,954 Commercial mortgage-backed securities 3,641 6,682 Total pledged $ 27,019 $ 21,967 Repurchase agreements $ 23,783 $ 20,025

Note 9 - Federal Home Loan Ba_2

Note 9 - Federal Home Loan Bank Advances (Tables)	12 Months Ended
	Jun. 30, 2023
Notes Tables
Schedule of Federal Home Loan Bank, Advances, by Branch of FHLB Bank [Table Text Block]	June 30, 2023 June 30, 2022 Stated Interest Rate Range Weighted Average Weighted Average Advance Type From To Amount Rate Amount Rate Fixed rate, amortizing 1.37 % 1.37 % $ 176 1.37 % $ 256 1.37 % Fixed rate 0.90 1.18 8,000 1.04 8,000 1.04 Variable rate 5.19 5.19 600 5.19 — —
Schedule of Principal Payments [Table Text Block]	Twelve Months Ending June 30 Principal Payments 2024 $ 671 2025 4,056 2026 46 2027 3 2028 — Thereafter 4,000 Total $ 8,776

Note 10 - Employee Benefit Pl_2

Note 10 - Employee Benefit Plans (Tables)	12 Months Ended
	Jun. 30, 2023
Notes Tables
Share-Based Payment Arrangement, Restricted Stock Unit, Activity [Table Text Block]	Restricted Stock Awards Weighted- Average Grant Date Fair Value Per Share Restricted Stock Units Weighted- Average Grant Date Fair Value Per Share Outstanding at June 30, 2022 17,069 $ 19.95 — $ — Granted 26,743 18.74 17,578 18.74 Vested (20,768 ) 18.93 (8,500 ) 18.74 Non-vested at June 30, 2023 23,044 $ 19.46 9,078 $ 18.74

Note 11 - Income Taxes (Tables)

Note 11 - Income Taxes (Tables)	12 Months Ended
	Jun. 30, 2023
Notes Tables
Schedule of Components of Income Tax Expense (Benefit) [Table Text Block]	2023 2022 Current income taxes $ 2,344 $ 2,193 Deferred income tax expense (benefit) (96 ) 146 Total income tax expense $ 2,248 $ 2,339
Schedule of Deferred Tax Assets and Liabilities [Table Text Block]	2023 2022 Deferred tax assets: Allowance for loan losses $ 1,622 $ 1,504 Deferred compensation 986 999 Deferred income 31 18 Non-accrual loan interest income 20 29 Net unrealized securities loss 7,964 5,876 Other 3 6 Gross deferred tax asset 10,626 8,432 Deferred tax liabilities: Depreciation (783 ) (821 ) Loan fees (640 ) (582 ) FHLB stock dividends (102 ) (102 ) Prepaid expenses (150 ) (150 ) Intangible assets (199 ) (209 ) Gross deferred tax liabilities (1,874 ) (1,864 ) Net deferred asset $ 8,752 $ 6,568
Schedule of Effective Income Tax Rate Reconciliation [Table Text Block]	2023 2022 Income taxes computed at the statutory rate on pretax income $ 2,714 $ 2,842 Tax exempt income (400 ) (431 ) Cash surrender value income (55 ) (54 ) Tax credit (17 ) (22 ) Other non-deductible expenses 6 4 Total income tax expense $ 2,248 $ 2,339

Note 12 - Related Party Trans_2

Note 12 - Related Party Transactions (Tables)	12 Months Ended
	Jun. 30, 2023
Notes Tables
Schedule of Related Party Transactions [Table Text Block]	Principal balance, July 1 $ 2,546 New loans, net of refinancing 210 Repayments (99 ) Principal balance, June 30 $ 2,657

Note 13 - Regulatory Matters (T

Note 13 - Regulatory Matters (Tables)	12 Months Ended
	Jun. 30, 2023
Notes Tables
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]	Actual Minimum Capital Required Basel III (1) Minimum Required To Be Considered Well Capitalized Amount Ratio Amount Ratio Amount Ratio June 30, 2023 Common equity Tier 1 to risk-weighted assets $ 83.5 11.05 % $ 34.0 4.50 % $ 49.1 6.50 % Tier 1 capital to risk weighted assets 83.5 11.05 45.4 6.00 60.5 8.00 Total capital to risk weighted assets 91.2 12.07 60.5 8.00 75.6 10.00 Tier 1 capital to average assets 83.5 7.72 43.3 4.00 54.1 5.00 Actual Minimum Capital Required - Basel III (1) Minimum Required To Be Considered Well Capitalized Amount Ratio Amount Ratio Amount Ratio June 30, 2022 Common equity Tier 1 to risk-weighted assets $ 74.1 11.39 % $ 29.3 4.50 % $ 42.3 6.50 % Tier 1 capital to risk weighted assets 74.1 11.39 39.0 6.00 52.1 8.00 Total capital to risk weighted assets 81.3 12.49 52.1 8.00 65.1 10.00 Tier 1 capital to average assets 74.1 7.39 40.1 4.00 50.1 5.00

Note 15 - Fair Value (Tables)

Note 15 - Fair Value (Tables)	12 Months Ended
	Jun. 30, 2023
Notes Tables
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block]	Fair Value Measurements at June 30, 2023 Using Balance at June 30, 2023 Level 1 Level 2 Level 3 Assets: Obligations of U.S. treasury $ 8,408 $ 8,408 Obligations of U.S. government-sponsored entities and agencies 25,692 — 25,692 — Obligations of states and political subdivisions 83,972 — 83,972 — U.S. government-sponsored mortgage-backed securities - residential 89,635 — 89,635 — U.S. government-sponsored mortgage-backed securities - commercial 6,795 — 6,795 — U.S. government-sponsored collateralized mortgage obligations 50,070 — 50,070 — Other debt securities 15,033 — 15,033 — Equity securities 386 — 386 — Balance at June 30, 2022 Level 1 Level 2 Level 3 Assets: Obligations of U.S. treasury $ 8,447 — $ 8,447 — Obligations of U.S. government-sponsored entities and agencies 26,265 26,265 Obligations of states and political subdivisions 97,357 — 97,357 — U.S. government-sponsored mortgage-backed securities - residential 102,183 — 102,183 — U.S. government-sponsored mortgage-backed securities – commercial 7,301 — 7,301 — U.S. government-sponsored collateralized mortgage obligations 38,179 — 38,179 — Other debt securities 16,615 — 16,615 — Equity securities 400 — 400 —
Fair Value, by Balance Sheet Grouping [Table Text Block]	2023 2022 Carrying Amount Estimated Fair Value Carrying Amount Estimated Fair Value Financial Assets: Level 1 inputs: Cash and cash equivalents $ 11,755 $ 11,755 $ 20,952 $ 20,952 Level 2 inputs: Certificates of deposit in other financial institutions 2,501 2,450 3,781 3,847 Loans held for sale 764 774 1,165 1,188 Accrued interest receivable 3,024 3,024 2,703 2,703 Level 3 inputs: Securities held-to-maturity 6,970 6,294 7,874 7,831 Loans, net 702,638 656,737 604,683 577,708 Financial Liabilities: Level 2 inputs: Demand and savings deposits 738,190 738,190 784,181 784,181 Time deposits 214,343 211,856 102,381 102,622 Short-term borrowings 26,367 26,367 21,295 21,295 Federal Home Loan Bank advances 8,776 7,678 8,256 7,215 Accrued interest payable 344 344 49 49

Note 17 - Parent Company Fina_2

Note 17 - Parent Company Financial Statements (Tables)	12 Months Ended
	Jun. 30, 2023
Notes Tables
Condensed Balance Sheet [Table Text Block]	Condensed Balance Sheets June 30, 2023 June 30, 2022 Assets: Cash $ 26 $ 76 Equity securities, at fair value 386 400 Other assets 22 17 Investment in subsidiary 56,328 54,823 Total assets $ 56,762 $ 55,316 Liabilities and Shareholders’ Equity: Short-term borrowings $ 1,200 $ 1,270 Other liabilities 78 76 Shareholders’ equity 55,484 53,970 Total liabilities & shareholders’ equity $ 56,762 $ 55,316
Condensed Income Statement [Table Text Block]	Condensed Statements of Income and Comprehensive Income Year Ended June 30, 2023 Year Ended June 30, 2022 Cash dividends from Bank subsidiary $ 1,575 $ 195 Dividend income 33 33 Net change in market value of equity securities (14 ) (24 ) Other income 14 2 Interest expense (75 ) (31 ) Other expense (295 ) (258 ) Income (loss) before income taxes and equity in undistributed net income of subsidiary 1,238 (83 ) Income tax benefit (76 ) (63 ) Income (loss) before equity in undistributed net income of Bank subsidiary 1,314 (20 ) Equity in undistributed net income of subsidiary 9,360 11,212 Net income $ 10,674 $ 11,192 Comprehensive income (loss) $ 2,819 $ (14,464 )
Condensed Cash Flow Statement [Table Text Block]	Condensed Statements of Cash Flows Year Ended June 30, 2023 Year Ended June 30, 2022 Cash flows from operating activities: Net income $ 10,674 $ 11,192 Equity in undistributed net income of Bank subsidiary (9,360 ) (11,212 ) Net change in market value of equity securities 14 24 Change in other assets and liabilities (3 ) 24 Net cash flows from operating activities 1,325 28 Cash flows from investing activities: Disposal of premises and equipment — 18 Net cash flows from investing activities — 18 Cash flows from financing activities: Dividend paid (2,095 ) (1,949 ) Restricted stock units 159 — Net change in short-term borrowings (70 ) 1,270 Proceeds from dividend reinvestment and stock purchase plan 238 174 Issuance of treasury stock for stock awards 393 309 Net cash flows from financing activities (1,375 ) (196 ) Change in cash and cash equivalents (50 ) (150 ) Beginning cash and cash equivalents 76 226 Ending cash and cash equivalents $ 26 $ 76

Note 18 - Earnings Per Share (T

Note 18 - Earnings Per Share (Tables)	12 Months Ended
	Jun. 30, 2023
Notes Tables
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	For the year Ended June 30, 2023 2022 Basic: Net income available to common shareholders $ 10,674 $ 11,192 Weighted average common shares outstanding 3,090,187 3,039,607 Basic income per share $ 3.45 $ 3.68 Diluted: Net income available to common shareholders $ 10,674 $ 11,192 Weighted average common shares outstanding 3,090,187 3,039,607 Dilutive effect of restricted stock — 246 Total common shares and dilutive potential common shares 3,090,187 3,039,853 Dilutive income per share $ 3.45 $ 3.68

Note 19 - Accumulated Other C_2

Note 19 - Accumulated Other Comprehensive Income (Loss) (Tables)	12 Months Ended
	Jun. 30, 2023
Notes Tables
Schedule of Accumulated Other Comprehensive Income (Loss) [Table Text Block]	Pretax Tax Effect After-tax Affected Line Item in Consolidated Statements of Income Balance as of June 30, 2021 $ 4,493 $ (943 ) $ 3,550 Unrealized holding loss on available-for-sale securities arising during the period (32,469 ) 6,818 (25,651 ) Amounts reclassified from accumulated other comprehensive income (6 ) 1 (5 ) (a)(b) Net current period other comprehensive loss (32,475 ) 6,819 (25,656 ) Balance as of June 30, 2022 $ (27,982 ) $ 5,876 $ (22,106 ) Unrealized holding loss on available-for-sale securities arising during the period $ (9,929 ) $ 2,085 $ (7,844 ) Amounts reclassified from accumulated other comprehensive income (14 ) 3 (11 ) (a)(b) Net current period other comprehensive loss (9,943 ) 2,088 (7,855 ) Balance as of June 30, 2023 $ (37,925 ) $ 7,964 $ (29,961 )

Note 20 - Revenue Recognition (

Note 20 - Revenue Recognition (Tables)	12 Months Ended
	Jun. 30, 2023
Notes Tables
Disaggregation of Revenue [Table Text Block]	For the year Ended June 30, 2023 2022 Noninterest income In scope of Topic 606: Service charges on deposit accounts $ 1,598 $ 1,460 Debit card interchange income 2,181 2,069 Other income 360 335 Noninterest income (in scope of Topic 606) 4,139 3,864 Noninterest income (out-of-scope of Topic 606) 608 871 Total noninterest income $ 4,747 $ 4,735

Note 1 - Summary of Significa_2

Note 1 - Summary of Significant Accounting Policies (Details Textual) $ in Thousands	12 Months Ended
	Jun. 30, 2023 USD ($)	Jul. 01, 2023 USD ($)	Jun. 30, 2022 USD ($)	Jun. 30, 2021 USD ($)
Number of Reportable Segments	1
Cash Reserve Deposit Required and Made Federal Reserve Banks	$ 0		$ 0
Bank Owned Life Insurance	19,167		19,128
Cash Surrender Value of Life Insurance	10,222		9,959
Financing Receivable, Allowance for Credit Loss	$ 7,724		$ 7,160	$ 6,471
Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Subsequent Event [Member] | Maximum [Member]
Financing Receivable, Allowance for Credit Loss		$ 250
Off-Balance-Sheet, Credit Loss, Liability		350
Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Subsequent Event [Member] | Minimum [Member]
Off-Balance-Sheet, Credit Loss, Liability		$ 275
Software and Software Development Costs [Member]
Property, Plant and Equipment, Useful Life (Year)	3 years
Building [Member]
Property, Plant and Equipment, Useful Life (Year)	39 years 6 months

Note 2 - Acquisition (Details T

Note 2 - Acquisition (Details Textual) - Two Branches from CFBank [Member] - USD ($) $ in Thousands		3 Months Ended
	Jul. 16, 2021	Sep. 30, 2021
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Deposits	$ 104,538
Business Combination, Consideration Transferred, Deposit Premium, Percent	1.75%
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Current Assets, Marketable Securities	$ 15,602
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Loans Receivable, Net	19,943
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Loans, Book Value	20,325
Business Combination, Provisional Information, Initial Accounting Incomplete, Adjustment, Credit Related Adjustment	(388)
Business Combination, Provisional Information, Initial Accounting Incomplete, Adjustment, Other Loan Factors	$ 6
Business Combination, Acquisition Related Costs		$ 144
Business Combination, Acquisition Related Costs, Net of Tax		$ 118
Core Deposits [Member]
Acquired Finite-lived Intangible Assets, Weighted Average Useful Life (Year)	10 years

Note 2 - Acquisition - Assets A

Note 2 - Acquisition - Assets Acquired and Liabilities Assumed (Details) - USD ($) $ in Thousands	Jul. 16, 2021	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2021
Goodwill		$ 2,452	$ 2,452	$ 836
CFBank Branches [Member]
Cash and cash equivalents	$ 515
Securities, available-for-sale	15,602	0	15,602
Loans	19,943
Premises and equipment	413	0	413
Core deposit intangible	295
Accrued interest receivable	216
Total assets acquired	36,984	0	38,085
Noninterest-bearing deposits	10,535
Interest-bearing deposits	94,003
Other liabilities	99
Total liabilities assumed	104,637	0	104,637
Fair value of net liabilities assumed	(67,653)
Cash received	66,037
Goodwill	$ 1,616	$ 0	$ 1,616

Note 3 - Securities (Details Te

Note 3 - Securities (Details Textual) $ in Thousands		12 Months Ended
		Jun. 30, 2023 USD ($)	Jun. 30, 2022 USD ($)
Other Comprehensive Income (Loss), Reclassification Adjustment from AOCI for Sale of Securities, Tax	[1],[2]	$ 3	$ 1
Debt Securities, Available-for-Sale, Restricted		$ 137,896	126,679
Available-for-sale, Qualitative Disclosure, Number of Positions		414
Held-to-maturity, Qualitative Disclosure, Number of Positions		4
Debt Securities, Available-for-Sale, Unrealized Loss Position, Number of Positions		400
Debt Securities, Available-for-Sale, Continuous Unrealized Loss Position, 12 Months or Longer, Number of Positions		333
Debt Securities, Held-to-maturity, Unrealized Loss Position, Number of Positions		4
Equity Securities, FV-NI, Cost		$ 400
Equity Securities, FV-NI, Realized Gain (Loss), Total		$ 0	$ 0
[1]Income tax expense[2]Securities gain, net

Note 3 - Securities - Amortized

Note 3 - Securities - Amortized Cost and Fair Value of Securities Available-for-sale and Securities Held-to-maturity (Details) - USD ($) $ in Thousands	Jun. 30, 2023	Jun. 30, 2022
Available-for-sale securities, amortized cost	$ 317,530	$ 324,329
Available-for-sale securities, gross unrealized gains	90	143
Available-for-sale securities, gross unrealized losses	(38,015)	(28,125)
Available-for-sale securities, fair value	279,605	296,347
Held-to-maturity, amortized cost	6,970	7,874
Held-to-maturity, fair value	6,294	7,831
US Treasury Securities [Member]
Available-for-sale securities, amortized cost	8,941	8,909
Available-for-sale securities, gross unrealized gains	0	0
Available-for-sale securities, gross unrealized losses	(533)	(462)
Available-for-sale securities, fair value	8,408	8,447
US States and Political Subdivisions Debt Securities [Member]
Available-for-sale securities, amortized cost	92,891	105,977
Available-for-sale securities, gross unrealized gains	63	129
Available-for-sale securities, gross unrealized losses	(8,982)	(8,749)
Available-for-sale securities, fair value	83,972	97,357
Held-to-maturity, amortized cost	6,970	7,874
Held-to-maturity, gross unrecognized gains	0	47
Held-to-maturity, gross unrecognized losses	(676)	(90)
Held-to-maturity, fair value	6,294	7,831
US Government-sponsored Enterprises Debt Securities [Member]
Available-for-sale securities, amortized cost	29,430	28,689
Available-for-sale securities, gross unrealized gains	7	0
Available-for-sale securities, gross unrealized losses	(3,745)	(2,424)
Available-for-sale securities, fair value	25,692	26,265
Residential Mortgage-Backed Securities [Member]
Available-for-sale securities, amortized cost	104,689	113,812
Available-for-sale securities, gross unrealized gains	12	13
Available-for-sale securities, gross unrealized losses	(15,066)	(11,642)
Available-for-sale securities, fair value	89,635	102,183
Commercial Mortgage-Backed Securities [Member]
Available-for-sale securities, amortized cost	8,604	8,623
Available-for-sale securities, gross unrealized gains	0	0
Available-for-sale securities, gross unrealized losses	(1,809)	(1,322)
Available-for-sale securities, fair value	6,795	7,301
Collateralized Mortgage Obligations [Member]
Available-for-sale securities, amortized cost	55,800	40,952
Available-for-sale securities, gross unrealized gains	8	1
Available-for-sale securities, gross unrealized losses	(5,738)	(2,774)
Available-for-sale securities, fair value	50,070	38,179
Other Debt Obligations [Member]
Available-for-sale securities, amortized cost	17,175	17,367
Available-for-sale securities, gross unrealized gains	0	0
Available-for-sale securities, gross unrealized losses	(2,142)	(752)
Available-for-sale securities, fair value	$ 15,033	$ 16,615

Note 3 - Securities - Proceeds

Note 3 - Securities - Proceeds From Sales and Calls of Available-for-sale Securities (Details) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2023	Jun. 30, 2022
Proceeds from sales	$ 16,472	$ 2,722
Gross realized gains	87	8
Gross realized losses	$ (73)	$ (2)

Note 3 - Securities - Amortiz_2

Note 3 - Securities - Amortized Cost and Fair Values of Debt Securities by Contractual Maturity (Details) - USD ($) $ in Thousands	Jun. 30, 2023	Jun. 30, 2022
Available-for-sale Securities, Debt Maturities, Next Twelve Months, Amortized Cost Basis	$ 4,997
Available-for-sale Securities, Debt Maturities, Next Twelve Months, Fair Value	4,899
Available-for-sale Securities, Debt Maturities, Year Two Through Five, Amortized Cost Basis	29,105
Available-for-sale Securities, Debt Maturities, Year Two Through Five, Fair Value	27,640
Available-for-sale Securities, Debt Maturities, Year Six Through Ten, Amortized Cost Basis	51,133
Available-for-sale Securities, Debt Maturities, Year Six Through Ten, Fair Value	44,817
Available-for-sale Securities, Debt Maturities, after Ten Years, Amortized Cost Basis	63,202
Available-for-sale Securities, Debt Maturities, after Ten Years, Fair Value	55,749
Available-for-sale Securities, Debt Maturities, Single Maturity Date, Amortized Cost Basis	148,437
Available-for-sale Securities, Debt Maturities, Single Maturity Date	133,105
Total available-for-sale securities, Amortized Cost Basis	317,530	$ 324,329
Total available-for-sale securities	279,605	296,347
Due after one year through five years, Net Carrying Amount	3,092
Due after one year through five years, Fair Value	2,988
Held-to-maturity Securities, Debt Maturities, after Five Through Ten Years, Net Carrying Amount	533
Held-to-maturity Securities, Debt Maturities, Year Six Through Ten, Fair Value	488
Held-to-maturity Securities, Debt Maturities, after Ten Years, Net Carrying Amount	3,345
Held-to-maturity Securities, Debt Maturities, after Ten Years, Fair Value	2,818
Held-to-maturity Securities	6,970	7,874
Held-to-maturity Securities, Fair Value	6,294	$ 7,831
U.S. Government-sponsored Mortgage-backed and Related Securities [Member]
Available-for-sale Securities, Debt Maturities, without Single Maturity Date, Amortized Cost Basis	169,093
Available-for-sale Securities, Debt Maturities, without Single Maturity Date, Fair Value	$ 146,500

Note 3 - Securities - Securitie

Note 3 - Securities - Securities With Unrealized and Unrecognized Losses (Details) - USD ($) $ in Thousands	Jun. 30, 2023	Jun. 30, 2022
Obligations of U.S. government-sponsored entities and agencies	$ 42,390	$ 245,869
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Loss	(1,076)	(23,144)
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	228,398	29,788
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Loss	(36,939)	(4,981)
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	270,788	275,657
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Loss	(38,015)	(28,125)
US Treasury Securities [Member]
Obligations of U.S. government-sponsored entities and agencies	0	8,447
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Loss	0	(462)
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	8,408	0
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Loss	(533)	0
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	8,408	8,447
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Loss	(533)	(462)
US States and Political Subdivisions Debt Securities [Member]
Obligations of U.S. government-sponsored entities and agencies	16,009	80,445
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Loss	(344)	(8,331)
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	62,492	2,047
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Loss	(8,638)	(418)
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	78,501	82,492
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Loss	(8,982)	(8,749)
Held-to-maturity, Continuous Unrealized Loss Position, Less than 12 Months, Fair Value	0	3,522
Held-to-maturity, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Loss	0	(90)
Debt Securities, Held-to-Maturity, Continuous Unrealized Loss Position, 12 Months or Longer, Fair Value	6,294	0
Held-to-maturity Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Aggregate Loss	(676)	0
Debt Securities, Held-to-Maturity, Unrealized Loss Position, Fair Value	6,294	3,522
Debt Securities, Held-to-Maturity, Unrealized Loss Position, Accumulated Loss	(676)	(90)
US Government-sponsored Enterprises Debt Securities [Member]
Obligations of U.S. government-sponsored entities and agencies	1,008	26,265
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Loss	(10)	(2,424)
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	23,551	0
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Loss	(3,735)	0
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	24,559	26,265
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Loss	(3,745)	(2,424)
Residential Mortgage-Backed Securities [Member]
Obligations of U.S. government-sponsored entities and agencies	3,334	76,526
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Loss	(84)	(7,586)
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	85,096	24,569
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Loss	(14,982)	(4,056)
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	88,430	101,095
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Loss	(15,066)	(11,642)
Commercial Mortgage-Backed Securities [Member]
Obligations of U.S. government-sponsored entities and agencies	0	7,301
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Loss	0	(1,322)
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	6,795	0
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Loss	(1,809)	0
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	6,795	7,301
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Loss	(1,809)	(1,322)
Collateralized Debt Obligations [Member]
Obligations of U.S. government-sponsored entities and agencies	22,039	30,729
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Loss	(638)	(2,308)
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	27,023	2,713
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Loss	(5,100)	(466)
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	49,062	33,442
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Loss	(5,738)	(2,774)
Other Debt Obligations [Member]
Obligations of U.S. government-sponsored entities and agencies	0	16,156
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Loss	0	(711)
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	15,033	459
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Loss	(2,142)	(41)
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	15,033	16,615
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Loss	$ (2,142)	$ (752)

Note 3 - Securities - Unrealize

Note 3 - Securities - Unrealized Gains and Losses on Equity Securities (Details) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2023	Jun. 30, 2022
Unrealized loss recognized on equity securities held at the end of the period	$ (14)	$ (24)

Note 4 - Loans (Details Textual

Note 4 - Loans (Details Textual) Pure in Thousands, $ in Thousands	12 Months Ended
	Jun. 30, 2023 USD ($)	Jun. 30, 2022 USD ($)
Interest Receivable	$ 1,598	$ 1,214
Financing Receivable, Nonaccrual	54	431
Financing Receivable, Modified, Accumulated	351	318
Troubled Debt Restructuring, Debtor, Subsequent Periods, Contingent Payments, Amount	$ 0	$ 0
Financing Receivable, Modifications, Number of Contracts	0	0
Financing Receivable, Troubled Debt Restructuring, Subsequent Default, Number of Contracts	0	0
Threshold Amount of Loans Outstanding to Perform Credit Analysis	$ 100
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, Nonaccrual	$ 54	$ 27
Financial Asset, Not Past Due [Member]
Financing Receivable, Nonaccrual		$ 404

Note 4 - Loans - Major Classifi

Note 4 - Loans - Major Classifications (Details) - USD ($) $ in Thousands	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2021
Gross loans	$ 710,104	$ 611,567
Gross loans	710,104	611,567
Net deferred loan fees and costs	258	276
Allowance for loan losses	(7,724)	(7,160)	$ (6,471)
Net loans	702,638	604,683
Commercial Portfolio Segment [Member]
Gross loans	112,558	87,008
Gross loans	112,558	87,008
Allowance for loan losses	(1,308)	(960)	(904)
Commercial Real Estate Portfolio Segment [Member]
Allowance for loan losses	(3,943)	(3,927)	(3,949)
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Gross loans	23,981	15,158
Gross loans	23,981	15,158
Commercial Real Estate Portfolio Segment [Member] | Other Commercial Real Estate Loans [Member]
Gross loans	318,636	291,847
Gross loans	318,636	291,847
Residential Portfolio Segment [Member]
Allowance for loan losses	(1,571)	(1,645)	(1,307)
Residential Portfolio Segment [Member] | Construction Loans [Member]
Gross loans	8,443	4,317
Gross loans	8,443	4,317
Residential Portfolio Segment [Member] | Residential Real Estate Owner Occupied Loans [Member]
Gross loans	156,989	142,244
Gross loans	156,989	142,244
Residential Portfolio Segment [Member] | Residential Real Estate Non-owner Occupied Loans [Member]
Gross loans	23,880	26,029
Gross loans	23,880	26,029
Consumer Portfolio Segment [Member]
Gross loans	65,617	44,964
Gross loans	65,617	44,964
Allowance for loan losses	$ (902)	$ (628)	$ (311)

Note 4 - Loans - Allowance for

Note 4 - Loans - Allowance for Loan Losses by Portfolio Segment (Details) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2023	Jun. 30, 2022
Balance	$ 7,160	$ 6,471
Provision for loan losses	855	735
Loans charged-off	(447)	(173)
Recoveries	156	127
Balance	7,724	7,160
Individually evaluated for impairment	0	0
Total ending allowance balance	7,724	7,160
Loans individually evaluated for impairment	405	473
Total ending loans balance	711,960	613,057
Financial Asset Acquired [Member]
Acquired loans collectively evaluated for impairment	114	148
Loans collectively evaluated for impairment	31,843	41,542
Financial Asset Originated [Member]
Acquired loans collectively evaluated for impairment	7,610	7,012
Loans collectively evaluated for impairment	679,712	571,042
Commercial Portfolio Segment [Member]
Balance	960	904
Provision for loan losses	348	33
Loans charged-off	0	0
Recoveries	0	23
Balance	1,308	960
Individually evaluated for impairment	0	0
Total ending allowance balance	1,308	960
Loans individually evaluated for impairment	314	276
Total ending loans balance	112,826	87,251
Commercial Portfolio Segment [Member] | Financial Asset Acquired [Member]
Acquired loans collectively evaluated for impairment	0	1
Loans collectively evaluated for impairment	622	665
Commercial Portfolio Segment [Member] | Financial Asset Originated [Member]
Acquired loans collectively evaluated for impairment	1,308	959
Loans collectively evaluated for impairment	111,890	86,310
Commercial Real Estate Portfolio Segment [Member]
Balance	3,927	3,949
Provision for loan losses	15	(24)
Loans charged-off	0	0
Recoveries	1	2
Balance	3,943	3,927
Individually evaluated for impairment	0	0
Total ending allowance balance	3,943	3,927
Loans individually evaluated for impairment	88	42
Total ending loans balance	342,701	306,913
Commercial Real Estate Portfolio Segment [Member] | Financial Asset Acquired [Member]
Acquired loans collectively evaluated for impairment	40	62
Loans collectively evaluated for impairment	6,953	10,095
Commercial Real Estate Portfolio Segment [Member] | Financial Asset Originated [Member]
Acquired loans collectively evaluated for impairment	3,903	3,865
Loans collectively evaluated for impairment	335,660	296,776
Residential Portfolio Segment [Member]
Balance	1,645	1,307
Provision for loan losses	(72)	359
Loans charged-off	(6)	(41)
Recoveries	4	20
Balance	1,571	1,645
Individually evaluated for impairment	0	0
Total ending allowance balance	1,571	1,645
Loans individually evaluated for impairment	3	155
Total ending loans balance	190,839	173,944
Residential Portfolio Segment [Member] | Financial Asset Acquired [Member]
Acquired loans collectively evaluated for impairment	74	85
Loans collectively evaluated for impairment	23,038	27,731
Residential Portfolio Segment [Member] | Financial Asset Originated [Member]
Acquired loans collectively evaluated for impairment	1,497	1,560
Loans collectively evaluated for impairment	167,798	146,058
Consumer Portfolio Segment [Member]
Balance	628	311
Provision for loan losses	564	367
Loans charged-off	(441)	(132)
Recoveries	151	82
Balance	902	628
Individually evaluated for impairment	0	0
Total ending allowance balance	902	628
Loans individually evaluated for impairment	0	0
Total ending loans balance	65,594	44,949
Consumer Portfolio Segment [Member] | Financial Asset Acquired [Member]
Acquired loans collectively evaluated for impairment	0	0
Loans collectively evaluated for impairment	1,230	3,051
Consumer Portfolio Segment [Member] | Financial Asset Originated [Member]
Acquired loans collectively evaluated for impairment	902	628
Loans collectively evaluated for impairment	$ 64,364	$ 41,898

Note 4 - Loans - Impaired Loans

Note 4 - Loans - Impaired Loans (Details) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2023	Jun. 30, 2022
Impaired Financing Receivable, Unpaid Principal Balance	$ 558	$ 738
Impaired Financing Receivable, Recorded Investment	405	473
Impaired Financing Receivable, Related Allowance	0	0
Impaired Financing Receivable, Average Recorded Investment	425	1,202
Impaired Financing Receivable, Interest Income, Accrual Method	45	282
Impaired Financing Receivable, Interest Income, Cash Basis Method	45	282
Commercial Portfolio Segment [Member]
Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance	404	414
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	314	276
Impaired Financing Receivable, with No Related Allowance, Average Recorded Investment	306	291
Impaired Financing Receivable, with No Related Allowance, Interest Income, Accrual Method	37	0
Impaired Financing Receivable, with No Related Allowance, Interest Income, Cash Basis Method	37	0
Impaired Financing Receivable, Related Allowance		0
Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance		0
Impaired Financing Receivable, with Related Allowance, Recorded Investment		0
Impaired Financing Receivable, with Related Allowance, Average Recorded Investment		113
Impaired Financing Receivable, with Related Allowance, Interest Income, Accrual Method		6
Impaired Financing Receivable, with Related Allowance, Interest Income, Cash Basis Method		6
Commercial Real Estate Portfolio Segment [Member] | Other Commercial Real Estate Loans [Member]
Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance	127	83
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	88	42
Impaired Financing Receivable, with No Related Allowance, Average Recorded Investment	52	518
Impaired Financing Receivable, with No Related Allowance, Interest Income, Accrual Method	6	193
Impaired Financing Receivable, with No Related Allowance, Interest Income, Cash Basis Method	6	193
Residential Portfolio Segment [Member] | Residential Real Estate Owner Occupied Loans [Member]
Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance	24	48
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	0	22
Impaired Financing Receivable, with No Related Allowance, Average Recorded Investment	38	187
Impaired Financing Receivable, with No Related Allowance, Interest Income, Accrual Method	2	8
Impaired Financing Receivable, with No Related Allowance, Interest Income, Cash Basis Method	2	8
Residential Portfolio Segment [Member] | Residential Real Estate Non-owner Occupied Loans [Member]
Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance	3	193
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	3	133
Impaired Financing Receivable, with No Related Allowance, Average Recorded Investment	29	93
Impaired Financing Receivable, with No Related Allowance, Interest Income, Accrual Method	0	75
Impaired Financing Receivable, with No Related Allowance, Interest Income, Cash Basis Method	$ 0	$ 75

Note 4 - Loans - Loans Past Due

Note 4 - Loans - Loans Past Due (Details) - USD ($) $ in Thousands	Jun. 30, 2023	Jun. 30, 2022
Financing Receivable, Recorded Investment, Nonaccrual Status	$ 54	$ 431
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing	50	9
Recorded investment	711,960	613,057
Financial Asset, 30 to 59 Days Past Due [Member]
Recorded investment	455	558
Financial Asset, 60 to 89 Days Past Due [Member]
Recorded investment	244	79
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Nonaccrual Status	54	27
Recorded investment	104	36
Financial Asset, Past Due [Member]
Recorded investment	803	673
Financial Asset, Not Past Due [Member]
Financing Receivable, Recorded Investment, Nonaccrual Status		404
Recorded investment	711,157	612,384
Commercial Portfolio Segment [Member]
Financing Receivable, Recorded Investment, Nonaccrual Status	0	276
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing	0	9
Recorded investment	112,826	87,251
Commercial Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Recorded investment	0	0
Commercial Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Recorded investment	0	0
Commercial Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Recorded investment	0	9
Commercial Portfolio Segment [Member] | Financial Asset, Past Due [Member]
Recorded investment	0	9
Commercial Portfolio Segment [Member] | Financial Asset, Not Past Due [Member]
Recorded investment	112,826	87,242
Commercial Real Estate Portfolio Segment [Member]
Recorded investment	342,701	306,913
Commercial Real Estate Portfolio Segment [Member] | Other Commercial Real Estate Loans [Member]
Financing Receivable, Recorded Investment, Nonaccrual Status	51	0
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing	0	0
Recorded investment	318,705	291,775
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Recorded investment	23,996	15,138
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | Other Commercial Real Estate Loans [Member]
Recorded investment	0	52
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | Construction Loans [Member]
Recorded investment	0	0
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | Other Commercial Real Estate Loans [Member]
Recorded investment	0	0
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | Construction Loans [Member]
Recorded investment	0	0
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Other Commercial Real Estate Loans [Member]
Recorded investment	51	0
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Construction Loans [Member]
Recorded investment	0	0
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Past Due [Member] | Other Commercial Real Estate Loans [Member]
Recorded investment	51	52
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Past Due [Member] | Construction Loans [Member]
Recorded investment	0	0
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Not Past Due [Member] | Other Commercial Real Estate Loans [Member]
Recorded investment	318,654	291,723
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Not Past Due [Member] | Construction Loans [Member]
Recorded investment	23,996	15,138
Residential Portfolio Segment [Member]
Recorded investment	190,839	173,944
Residential Portfolio Segment [Member] | Construction Loans [Member]
Recorded investment	8,514	4,375
Residential Portfolio Segment [Member] | Residential Real Estate Owner Occupied Loans [Member]
Financing Receivable, Recorded Investment, Nonaccrual Status	0	22
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing	0	0
Recorded investment	158,437	143,506
Residential Portfolio Segment [Member] | Residential Real Estate Non-owner Occupied Loans [Member]
Financing Receivable, Recorded Investment, Nonaccrual Status	3	133
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing	0	0
Recorded investment	23,888	26,063
Residential Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | Construction Loans [Member]
Recorded investment	0	0
Residential Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | Residential Real Estate Owner Occupied Loans [Member]
Recorded investment	17	125
Residential Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | Residential Real Estate Non-owner Occupied Loans [Member]
Recorded investment	0	0
Residential Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | Construction Loans [Member]
Recorded investment	0	0
Residential Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | Residential Real Estate Owner Occupied Loans [Member]
Recorded investment	124	0
Residential Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | Residential Real Estate Non-owner Occupied Loans [Member]
Recorded investment	0	0
Residential Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Construction Loans [Member]
Recorded investment	0	0
Residential Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Residential Real Estate Owner Occupied Loans [Member]
Recorded investment	0	0
Residential Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Residential Real Estate Non-owner Occupied Loans [Member]
Recorded investment	3	27
Residential Portfolio Segment [Member] | Financial Asset, Past Due [Member] | Construction Loans [Member]
Recorded investment	0	0
Residential Portfolio Segment [Member] | Financial Asset, Past Due [Member] | Residential Real Estate Owner Occupied Loans [Member]
Recorded investment	141	125
Residential Portfolio Segment [Member] | Financial Asset, Past Due [Member] | Residential Real Estate Non-owner Occupied Loans [Member]
Recorded investment	3	27
Residential Portfolio Segment [Member] | Financial Asset, Not Past Due [Member] | Construction Loans [Member]
Recorded investment	8,514	4,375
Residential Portfolio Segment [Member] | Financial Asset, Not Past Due [Member] | Residential Real Estate Owner Occupied Loans [Member]
Recorded investment	158,296	143,381
Residential Portfolio Segment [Member] | Financial Asset, Not Past Due [Member] | Residential Real Estate Non-owner Occupied Loans [Member]
Recorded investment	23,885	26,036
Consumer Portfolio Segment [Member]
Financing Receivable, Recorded Investment, Nonaccrual Status	0	0
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing	50	0
Recorded investment	65,594	44,949
Consumer Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Recorded investment	438	381
Consumer Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Recorded investment	120	79
Consumer Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Recorded investment	50	0
Consumer Portfolio Segment [Member] | Financial Asset, Past Due [Member]
Recorded investment	608	460
Consumer Portfolio Segment [Member] | Financial Asset, Not Past Due [Member]
Recorded investment	$ 64,986	$ 44,489

Note 4 - Loans - Recorded Inves

Note 4 - Loans - Recorded Investment by Risk Category (Details) - USD ($) $ in Thousands	Jun. 30, 2023	Jun. 30, 2022
Financing Receivable, Net	$ 702,638	$ 604,683
Pass [Member]
Financing Receivable, Net	474,662	414,046
Special Mention [Member]
Financing Receivable, Net	8,321	2,909
Substandard [Member]
Financing Receivable, Net	1,163	4,889
Doubtful [Member]
Financing Receivable, Net	54	431
Not Rated [Member]
Financing Receivable, Net	227,760	190,782
Commercial Portfolio Segment [Member] | Pass [Member]
Financing Receivable, Net	110,928	86,265
Commercial Portfolio Segment [Member] | Special Mention [Member]
Financing Receivable, Net	1,174	350
Commercial Portfolio Segment [Member] | Substandard [Member]
Financing Receivable, Net	573	178
Commercial Portfolio Segment [Member] | Doubtful [Member]
Financing Receivable, Net	0	276
Commercial Portfolio Segment [Member] | Not Rated [Member]
Financing Receivable, Net	151	182
Commercial Real Estate Portfolio Segment [Member] | Pass [Member] | Construction Loans [Member]
Financing Receivable, Net	23,996	15,138
Commercial Real Estate Portfolio Segment [Member] | Pass [Member] | Other Commercial Real Estate Loans [Member]
Financing Receivable, Net	310,427	283,877
Commercial Real Estate Portfolio Segment [Member] | Special Mention [Member] | Construction Loans [Member]
Financing Receivable, Net	0	0
Commercial Real Estate Portfolio Segment [Member] | Special Mention [Member] | Other Commercial Real Estate Loans [Member]
Financing Receivable, Net	7,097	2,500
Commercial Real Estate Portfolio Segment [Member] | Substandard [Member] | Construction Loans [Member]
Financing Receivable, Net	0	0
Commercial Real Estate Portfolio Segment [Member] | Substandard [Member] | Other Commercial Real Estate Loans [Member]
Financing Receivable, Net	468	4,711
Commercial Real Estate Portfolio Segment [Member] | Doubtful [Member] | Construction Loans [Member]
Financing Receivable, Net	0	0
Commercial Real Estate Portfolio Segment [Member] | Doubtful [Member] | Other Commercial Real Estate Loans [Member]
Financing Receivable, Net	51	0
Commercial Real Estate Portfolio Segment [Member] | Not Rated [Member] | Construction Loans [Member]
Financing Receivable, Net	0	0
Commercial Real Estate Portfolio Segment [Member] | Not Rated [Member] | Other Commercial Real Estate Loans [Member]
Financing Receivable, Net	662	687
Residential Portfolio Segment [Member] | Pass [Member] | Construction Loans [Member]
Financing Receivable, Net	3,227	1,234
Residential Portfolio Segment [Member] | Pass [Member] | Residential Real Estate Owner Occupied Loans [Member]
Financing Receivable, Net	2,013	1,321
Residential Portfolio Segment [Member] | Pass [Member] | Residential Real Estate Non-owner Occupied Loans [Member]
Financing Receivable, Net	23,474	25,606
Residential Portfolio Segment [Member] | Special Mention [Member] | Construction Loans [Member]
Financing Receivable, Net	0	0
Residential Portfolio Segment [Member] | Special Mention [Member] | Residential Real Estate Owner Occupied Loans [Member]
Financing Receivable, Net	0	0
Residential Portfolio Segment [Member] | Special Mention [Member] | Residential Real Estate Non-owner Occupied Loans [Member]
Financing Receivable, Net	50	59
Residential Portfolio Segment [Member] | Substandard [Member] | Construction Loans [Member]
Financing Receivable, Net	0	0
Residential Portfolio Segment [Member] | Substandard [Member] | Residential Real Estate Owner Occupied Loans [Member]
Financing Receivable, Net	17	0
Residential Portfolio Segment [Member] | Substandard [Member] | Residential Real Estate Non-owner Occupied Loans [Member]
Financing Receivable, Net	105	0
Residential Portfolio Segment [Member] | Doubtful [Member] | Construction Loans [Member]
Financing Receivable, Net	0	0
Residential Portfolio Segment [Member] | Doubtful [Member] | Residential Real Estate Owner Occupied Loans [Member]
Financing Receivable, Net	0	22
Residential Portfolio Segment [Member] | Doubtful [Member] | Residential Real Estate Non-owner Occupied Loans [Member]
Financing Receivable, Net	3	133
Residential Portfolio Segment [Member] | Not Rated [Member] | Construction Loans [Member]
Financing Receivable, Net	5,287	3,141
Residential Portfolio Segment [Member] | Not Rated [Member] | Residential Real Estate Owner Occupied Loans [Member]
Financing Receivable, Net	156,407	142,163
Residential Portfolio Segment [Member] | Not Rated [Member] | Residential Real Estate Non-owner Occupied Loans [Member]
Financing Receivable, Net	256	265
Consumer Portfolio Segment [Member] | Pass [Member]
Financing Receivable, Net	597	605
Consumer Portfolio Segment [Member] | Special Mention [Member]
Financing Receivable, Net	0	0
Consumer Portfolio Segment [Member] | Substandard [Member]
Financing Receivable, Net	0	0
Consumer Portfolio Segment [Member] | Doubtful [Member]
Financing Receivable, Net	0	0
Consumer Portfolio Segment [Member] | Not Rated [Member]
Financing Receivable, Net	$ 64,997	$ 44,344

Note 5 - Premises and Equipme_3

Note 5 - Premises and Equipment (Details Textual) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2023	Jun. 30, 2022
Depreciation	$ 1,051	$ 991
Operating Lease, Weighted Average Remaining Lease Term (Year)	7 years 10 months 13 days
Operating Lease, Weighted Average Discount Rate, Percent	1.95%
Operating Lease, Expense	$ 254	$ 228
Premises and Equipment [Member]
Operating Lease, Right-of-Use Asset	921
Other Liabilities [Member]
Operating Lease, Liability	$ 951

Note 5 - Premises and Equipme_4

Note 5 - Premises and Equipment - Major Classifications of Premises and Equipment (Details) - USD ($) $ in Thousands	Jun. 30, 2023	Jun. 30, 2022
Premises and equipment, gross	$ 26,404	$ 24,816
Accumulated depreciation and amortization	(9,222)	(8,296)
Premises and equipment, net	17,182	16,521
Land [Member]
Premises and equipment, gross	2,417	1,685
Land Improvements [Member]
Premises and equipment, gross	414	318
Building And Leasehold Improvements [Member]
Premises and equipment, gross	15,973	15,608
Furniture and Fixtures [Member]
Premises and equipment, gross	$ 7,600	$ 7,206

Note 5 - Premises and Equipme_5

Note 5 - Premises and Equipment - Maturities of Lease Liabilities (Details) $ in Thousands	Jun. 30, 2023 USD ($)
2024	$ 177
2025	145
2026	125
2027	115
2028	115
Thereafter	342
Total undiscounted cash flows	1,019
Less: present value discount	(68)
Other Liabilities [Member]
Total lease liabilities	$ 951

Note 6 - Goodwill and Acquire_3

Note 6 - Goodwill and Acquired Intangible Assets (Details Textual) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2023	Jun. 30, 2022
Goodwill, Impairment Loss	$ 0
Amortization of Intangible Assets	56	$ 54
Finite-Lived Intangible Asset, Expected Amortization, Year One	57
Finite-Lived Intangible Asset, Expected Amortization, after Year Four	186
Finite-Lived Intangible Asset, Expected Amortization, Year Two	57
Finite-Lived Intangible Asset, Expected Amortization, Year Three	57
Finite-Lived Intangible Asset, Expected Amortization, Year Four	$ 57
Core Deposits [Member]
Finite-Lived Intangible Asset, Useful Life (Year)	10 years

Note 6 - Goodwill and Acquire_4

Note 6 - Goodwill and Acquired Intangible Assets - Change in Goodwill (Details) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2023	Jun. 30, 2022
Beginning of year	$ 2,452	$ 836
Acquired goodwill	0	1,616
Ending balance as of June 30,	$ 2,452	$ 2,452

Note 6 - Goodwill and Acquire_5

Note 6 - Goodwill and Acquired Intangible Assets - Goodwill and Intangible Assets (Details) - USD ($) $ in Thousands	Jun. 30, 2023	Jun. 30, 2022
Core deposit intangible	$ 565	$ 565
Core Deposits [Member]
Accumulated amortization	$ 151	$ 95

Note 7 - Deposits - Interest-be

Note 7 - Deposits - Interest-bearing Deposits (Details) - USD ($) $ in Thousands	Jun. 30, 2023	Jun. 30, 2022
Interest bearing demand	$ 152,053	$ 157,462
Savings and money market	335,231	369,054
$250 and over	46,822	18,164
Other	167,521	84,217
Total	$ 701,627	$ 628,897

Note 7 - Deposits - Maturities

Note 7 - Deposits - Maturities of Time Deposits (Details) - USD ($) $ in Thousands	Jun. 30, 2023	Jun. 30, 2022
2024	$ 193,381
2025	16,089
2026	2,890
2027	1,373
2028	434
Thereafter	176
Total	$ 214,343	$ 102,381

Note 8 - Short-term Borrowing_2

Note 8 - Short-term Borrowings (Details Textual) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2023	Jun. 30, 2022
Interest Expense, Short-Term Borrowings	$ 397	$ 47
Unsecured Debt [Member]
Line of Credit Facility, Maximum Borrowing Capacity		5,000
Long-Term Line of Credit	$ 1,200	$ 1,270

Note 8 - Short-term Borrowing_3

Note 8 - Short-term Borrowings - Summary of Short-term Borrowings (Details) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2023	Jun. 30, 2022
Short-term borrowings	$ 26,367	$ 21,295
Average balance during the year	22,603	12,960
Maximum month-end balance	$ 26,367	$ 21,878
Average interest rate during the year	1.76%	0.36%
Weighted average rate, June 30	2.20%	0.61%

Note 8 - Short-term Borrowing_4

Note 8 - Short-term Borrowings - Schedule of Repurchase Agreements (Details) - USD ($) $ in Thousands	Jun. 30, 2023	Jun. 30, 2022
Securities, available-for-sale	$ 279,605	$ 296,347
Repurchase Agreements	23,783	20,025
Asset Pledged as Collateral [Member] | Securities Sold under Agreements to Repurchase [Member]
Securities, available-for-sale	27,019	21,967
US Government-sponsored Enterprises Debt Securities [Member]
Securities, available-for-sale	25,692	26,265
US Government-sponsored Enterprises Debt Securities [Member] | Asset Pledged as Collateral [Member] | Securities Sold under Agreements to Repurchase [Member]
Securities, available-for-sale	3,730	3,331
Residential Mortgage-Backed Securities [Member]
Securities, available-for-sale	89,635	102,183
Residential Mortgage-Backed Securities [Member] | Asset Pledged as Collateral [Member] | Securities Sold under Agreements to Repurchase [Member]
Securities, available-for-sale	19,648	11,954
Commercial Mortgage-Backed Securities [Member]
Securities, available-for-sale	6,795	7,301
Commercial Mortgage-Backed Securities [Member] | Asset Pledged as Collateral [Member] | Securities Sold under Agreements to Repurchase [Member]
Securities, available-for-sale	$ 3,641	$ 6,682

Note 9 - Federal Home Loan Ba_3

Note 9 - Federal Home Loan Bank Advances (Details Textual) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2023	Jun. 30, 2022
Prepayment Penalty for Advances Received, Percentage of Lost Cash Flow	100%
Federal Home Loan Bank, Advances, General Debt Obligations, Amount of Available, Unused Funds	$ 109,442
First Mortgage Loans [Member]
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Collateral Pledged	$ 169,993	$ 152,868

Note 9 - Federal Home Loan Ba_4

Note 9 - Federal Home Loan Bank Advances - Summary of Federal Home Loan Bank (FHLB) Advances (Details) - USD ($) $ in Thousands	Jun. 30, 2023	Jun. 30, 2022
FHLB advance amount	$ 8,776
Fixed Rate Amortizing FHLB Advances [Member]
FHLB advance amount	$ 176	$ 256
Weighted average rate	1.37%	1.37%
Fixed Rate Amortizing FHLB Advances [Member] | Minimum [Member]
Stated Interest rate range	1.37%
Fixed Rate Amortizing FHLB Advances [Member] | Maximum [Member]
Stated Interest rate range	1.37%
Fixed Rate FHLB Advances [Member]
FHLB advance amount	$ 8,000	$ 8,000
Weighted average rate	1.04%	1.04%
Fixed Rate FHLB Advances [Member] | Minimum [Member]
Stated Interest rate range	0.90%
Fixed Rate FHLB Advances [Member] | Maximum [Member]
Stated Interest rate range	1.18%
Variable Rate FHLB Advances [Member]
FHLB advance amount	$ 600	$ 0
Weighted average rate	5.19%	0%
Variable Rate FHLB Advances [Member] | Minimum [Member]
Stated Interest rate range	5.19%
Variable Rate FHLB Advances [Member] | Maximum [Member]
Stated Interest rate range	5.19%

Note 9 - Federal Home Loan Ba_5

Note 9 - Federal Home Loan Bank Advances - Summary of the Scheduled Principal Payments (Details) $ in Thousands	Jun. 30, 2023 USD ($)
2024	$ 671
2025	4,056
2026	46
2027	3
2028	0
Thereafter	4,000
Total	$ 8,776

Note 10 - Employee Benefit Pl_3

Note 10 - Employee Benefit Plans (Details Textual) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2023	Jun. 30, 2022
Defined Contribution Plan, Employers Matching Contribution, Annual Vesting Percentage	100%
Defined Contribution Plan, Maximum Annual Contributions Per Employee, Percent	4%
Defined Contribution Plan, Cost	$ 390	$ 364
Defined Benefit Plan, Accumulated Benefit Obligation	$ 3,687	$ 3,564
Defined Benefit Plan, Assumptions Used Calculating Benefit Obligation, Discount Rate	5.75%	3%
Defined Benefit Plan, Other Cost (Credit)	$ 256	$ 534
Defined Benefit Plan, Plan Assets, Contributions by Employer	$ 133	110
Restricted Stock Units (RSUs) [Member] | Directors and Senior Management [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Award Vesting Rights, Percentage	100%
Restricted Stock [Member]
Share-Based Payment Arrangement, Expense	$ 579	$ 361
Share-Based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Amount	$ 473
Share-Based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Period for Recognition (Year)	1 year 8 months 12 days
Share-Based Payment Arrangement, Tranche One [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Award Vesting Rights, Percentage	25%
Share-Based Payment Arrangement, Tranche Three [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Award Vesting Rights, Percentage	25%
Share-based Payment Arrangement, Tranche Two, Three and Tour[Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Award Vesting Period (Year)	3 years

Note 10 - Employee Benefit Pl_4

Note 10 - Employee Benefit Plans - Summary of the Restricted Stock Awards (Details)	12 Months Ended
	Jun. 30, 2023 $ / shares shares
Restricted Stock [Member]
Restricted Stock Awards, Outstanding, Beginning Balance (in shares) | shares	17,069
Weighted-Average Grant Date Fair Value Per Share, Outstanding at Beginning Period (in dollars per share) | $ / shares	$ 19.95
Restricted Stock Awards, Granted (in shares) | shares	26,743
Weighted-Average Grant Date Fair Value Per Share, Granted (in dollars per share) | $ / shares	$ 18.74
Restricted Stock Awards, Vested (in shares) | shares	(20,768)
Weighted-Average Grant Date Fair Value Per Share, Vested (in dollars per share) | $ / shares	$ 18.93
Restricted Stock Awards, Outstanding, Ending Balance (in shares) | shares	23,044
Weighted-Average Grant Date Fair Value Per Share, Outstanding at Ending Period (in dollars per share) | $ / shares	$ 19.46
Restricted Stock Units (RSUs) [Member]
Restricted Stock Awards, Outstanding, Beginning Balance (in shares) | shares	0
Weighted-Average Grant Date Fair Value Per Share, Outstanding at Beginning Period (in dollars per share) | $ / shares	$ 0
Restricted Stock Awards, Granted (in shares) | shares	17,578
Weighted-Average Grant Date Fair Value Per Share, Granted (in dollars per share) | $ / shares	$ 18.74
Restricted Stock Awards, Vested (in shares) | shares	(8,500)
Weighted-Average Grant Date Fair Value Per Share, Vested (in dollars per share) | $ / shares	$ 18.74
Restricted Stock Awards, Outstanding, Ending Balance (in shares) | shares	9,078
Weighted-Average Grant Date Fair Value Per Share, Outstanding at Ending Period (in dollars per share) | $ / shares	$ 18.74

Note 11 - Income Taxes (Details

Note 11 - Income Taxes (Details Textual) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2023	Jun. 30, 2022
Effective Income Tax Rate Reconciliation, at Federal Statutory Income Tax Rate, Percent	21%
Effective Income Tax Rate Reconciliation, Percent	17.40%	17.30%
Unrecognized Tax Benefits	$ 0	$ 0
Unrecognized Tax Benefits, Income Tax Penalties and Interest Expense	0	0
Unrecognized Tax Benefits, Income Tax Penalties and Interest Accrued	$ 0	$ 0
Open Tax Year	2019 2020 2021 2022 2023

Note 11 - Income Taxes - Provis

Note 11 - Income Taxes - Provision for Income Taxes (Details) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2023	Jun. 30, 2022
Current income taxes	$ 2,344	$ 2,193
Deferred income tax expense (benefit)	(96)	146
Total income tax expense	$ 2,248	$ 2,339

Note 11 - Income Taxes - Net De

Note 11 - Income Taxes - Net Deferred Income Tax Asset (Details) - USD ($) $ in Thousands	Jun. 30, 2023	Jun. 30, 2022
Allowance for loan losses	$ 1,622	$ 1,504
Deferred compensation	986	999
Deferred income	31	18
Non-accrual loan interest income	20	29
Net unrealized securities loss	7,964	5,876
Other	3	6
Gross deferred tax asset	10,626	8,432
Depreciation	(783)	(821)
Loan fees	(640)	(582)
FHLB stock dividends	(102)	(102)
Prepaid expenses	(150)	(150)
Intangible assets	(199)	(209)
Gross deferred tax liabilities	(1,874)	(1,864)
Net deferred asset	$ 8,752	$ 6,568

Note 11 - Income Taxes - Schedu

Note 11 - Income Taxes - Schedule of Effective Income Tax Rate Reconciliation (Details) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2023	Jun. 30, 2022
Income taxes computed at the statutory rate on pretax income	$ 2,714	$ 2,842
Tax exempt income	(400)	(431)
Cash surrender value income	(55)	(54)
Tax credit	(17)	(22)
Other non-deductible expenses	6	4
Total income tax expense	$ 2,248	$ 2,339

Note 12 - Related Party Trans_3

Note 12 - Related Party Transactions (Details Textual) - USD ($) $ in Thousands	Jun. 30, 2023	Jun. 30, 2022
Executive Officers, Directors and Their Affiliates [Member]
Related Party Deposit Liabilities	$ 6,100	$ 6,781

Note 12 - Related Party Trans_4

Note 12 - Related Party Transactions - Loans to Related Parties (Details) - Executive Officers, Directors and Their Affiliates [Member] $ in Thousands	12 Months Ended
	Jun. 30, 2023 USD ($)
Principal balance	$ 2,546
New loans, net of refinancing	210
Repayments	(99)
Principal balance	$ 2,657

Note 13 - Regulatory Matters (D

Note 13 - Regulatory Matters (Details Textual) $ in Thousands	Jun. 30, 2023 USD ($)
Banking Regulation, Capital Conservation Buffer, Capital Conserved, Minimum	0.025
Statutory Accounting Practices, Statutory Amount Available for Dividend Payments without Regulatory Approval	$ 21,811

Note 13 - Regulatory Matters -

Note 13 - Regulatory Matters - Schedule of Compliance With Regulatory Capital Requirements Under Banking Regulations (Details) - USD ($)		Jun. 30, 2023	Jun. 30, 2022
Common Equity Tier One Risk Based Capital		$ 83,500	$ 74,100
Common Equity Tier One Risk Based Capital to Risk Weighted Assets		11.05%	11.39%
Common Equity Tier One Risk Based Capital Required for Capital Adequacy	[1]	$ 34,000	$ 29,300
Common Equity Tier One Risk Based Capital Required for Capital Adequacy to Risk Weighted Assets	[1]	4.50%	4.50%
Common Equity Tier One Risk Based Capital Required to be Well Capitalized		$ 49,100	$ 42,300
Common Equity Tier One Risk Based Capital Required to be Well Capitalized to Risk Weighted Assets		6.50%	6.50%
Tier One Risk Based Capital		$ 83,500	$ 74,100
Tier 1 capital to risk weighted assets Bank		0.1105	0.1139
Tier One Risk Based Capital Required for Capital Adequacy	[1]	$ 45,400	$ 39,000
Tier One Risk Based Capital Required for Capital Adequacy to Risk Weighted Assets	[1]	0.0600	0.0600
Tier One Risk Based Capital Required to be Well Capitalized		$ 60,500	$ 52,100
Tier One Risk Based Capital Required to be Well Capitalized to Risk Weighted Assets		0.0800	0.0800
Capital		$ 91,200	$ 81,300
Capital to Risk Weighted Assets		0.1207	0.1249
Capital Required for Capital Adequacy	[1]	$ 60,500	$ 52,100
Capital Required for Capital Adequacy to Risk Weighted Assets	[1]	0.0800	0.0800
Capital Required to be Well Capitalized		$ 75,600	$ 65,100
Capital Required to be Well Capitalized to Risk Weighted Assets		0.1000	0.1000
Tier One Leverage Capital		$ 83,500	$ 74,100
Tier One Leverage Capital to Average Assets		0.0772	0.0739
Tier One Leverage Capital Required for Capital Adequacy	[1]	$ 43,300	$ 40,100
Tier One Leverage Capital Required for Capital Adequacy to Average Assets	[1]	0.0400	0.0400
Tier One Leverage Capital Required to be Well Capitalized		$ 54,100	$ 50,100
Tier One Leverage Capital Required to be Well Capitalized to Average Assets		0.0500	0.0500
[1]These amounts exclude the capital conservation buffer.

Note 14 - Commitments With Of_2

Note 14 - Commitments With Off-balance Sheet Risk (Details Textual) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2023	Jun. 30, 2022
Concentration Risk, Credit Risk, Financial Instrument, Maximum Exposure	$ 142,767	$ 148,390
Loans and Leases Receivable, Commitments, Variable Rates	126,698	119,637
Loans and Leases Receivable, Commitments, Fixed Rates	16,069	28,753
Commitments to Extend Credit [Member]
Fair Value Disclosure, off-Balance-Sheet Risks, Face Amount, Liability	11,834	11,621
Financial Standby Letter of Credit [Member]
Fair Value Disclosure, off-Balance-Sheet Risks, Face Amount, Liability	$ 1,178	$ 1,110
Minimum [Member]
Loans and Leases Receivable Commitments Fixed Rates Percentage	3.05%	2.62%
Maximum [Member]
Loans and Leases Receivable Commitments Fixed Rates Percentage	11%	8.25%

Note 15 - Fair Value (Details T

Note 15 - Fair Value (Details Textual) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2023	Jun. 30, 2022
Other Real Estate	$ 124
Fair Value, Nonrecurring [Member]
Assets, Fair Value Disclosure	0	$ 0
Fair Value, Nonrecurring [Member] | Impaired Loans [Member]
Financing Receivable, Allowance for Credit Loss, Period Increase (Decrease)	$ 0	$ 0

Note 15 - Fair Value - Assets a

Note 15 - Fair Value - Assets and Liabilities Measured at Fair Value on a Recurring Basis (Details) - USD ($) $ in Thousands	Jun. 30, 2023	Jun. 30, 2022
Securities, available-for-sale	$ 279,605	$ 296,347
Equity securities	386	400
US Treasury Securities [Member]
Securities, available-for-sale	8,408	8,447
US Government-sponsored Enterprises Debt Securities [Member]
Securities, available-for-sale	25,692	26,265
US States and Political Subdivisions Debt Securities [Member]
Securities, available-for-sale	83,972	97,357
Residential Mortgage-Backed Securities [Member]
Securities, available-for-sale	89,635	102,183
Commercial Mortgage-Backed Securities [Member]
Securities, available-for-sale	6,795	7,301
Other Debt Obligations [Member]
Securities, available-for-sale	15,033	16,615
Fair Value, Recurring [Member]
Equity securities	386	400
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Equity securities	0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Equity securities	386	400
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Equity securities	0	0
Fair Value, Recurring [Member] | US Treasury Securities [Member]
Securities, available-for-sale	8,408	8,447
Fair Value, Recurring [Member] | US Treasury Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Securities, available-for-sale		0
Fair Value, Recurring [Member] | US Treasury Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Securities, available-for-sale	8,408	8,447
Fair Value, Recurring [Member] | US Treasury Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Securities, available-for-sale		0
Fair Value, Recurring [Member] | US Government-sponsored Enterprises Debt Securities [Member]
Securities, available-for-sale	25,692	26,265
Fair Value, Recurring [Member] | US Government-sponsored Enterprises Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Securities, available-for-sale	0
Fair Value, Recurring [Member] | US Government-sponsored Enterprises Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Securities, available-for-sale	25,692	26,265
Fair Value, Recurring [Member] | US Government-sponsored Enterprises Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Securities, available-for-sale	0
Fair Value, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member]
Securities, available-for-sale	83,972	97,357
Fair Value, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Securities, available-for-sale	0	0
Fair Value, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Securities, available-for-sale	83,972	97,357
Fair Value, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Securities, available-for-sale	0	0
Fair Value, Recurring [Member] | Residential Mortgage-Backed Securities [Member]
Securities, available-for-sale	89,635	102,183
Fair Value, Recurring [Member] | Residential Mortgage-Backed Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Securities, available-for-sale	0	0
Fair Value, Recurring [Member] | Residential Mortgage-Backed Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Securities, available-for-sale	89,635	102,183
Fair Value, Recurring [Member] | Residential Mortgage-Backed Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Securities, available-for-sale	0	0
Fair Value, Recurring [Member] | Commercial Mortgage-Backed Securities [Member]
Securities, available-for-sale	6,795	7,301
Fair Value, Recurring [Member] | Commercial Mortgage-Backed Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Securities, available-for-sale	0	0
Fair Value, Recurring [Member] | Commercial Mortgage-Backed Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Securities, available-for-sale	6,795	7,301
Fair Value, Recurring [Member] | Commercial Mortgage-Backed Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Securities, available-for-sale	0	0
Fair Value, Recurring [Member] | Mortgage-Backed Securities, Issued by US Government Sponsored Enterprises [Member]
Securities, available-for-sale	50,070	38,179
Fair Value, Recurring [Member] | Mortgage-Backed Securities, Issued by US Government Sponsored Enterprises [Member] | Fair Value, Inputs, Level 1 [Member]
Securities, available-for-sale	0	0
Fair Value, Recurring [Member] | Mortgage-Backed Securities, Issued by US Government Sponsored Enterprises [Member] | Fair Value, Inputs, Level 2 [Member]
Securities, available-for-sale	50,070	38,179
Fair Value, Recurring [Member] | Mortgage-Backed Securities, Issued by US Government Sponsored Enterprises [Member] | Fair Value, Inputs, Level 3 [Member]
Securities, available-for-sale	0	0
Fair Value, Recurring [Member] | Other Debt Obligations [Member]
Securities, available-for-sale	15,033	16,615
Fair Value, Recurring [Member] | Other Debt Obligations [Member] | Fair Value, Inputs, Level 1 [Member]
Securities, available-for-sale	0	0
Fair Value, Recurring [Member] | Other Debt Obligations [Member] | Fair Value, Inputs, Level 2 [Member]
Securities, available-for-sale	15,033	16,615
Fair Value, Recurring [Member] | Other Debt Obligations [Member] | Fair Value, Inputs, Level 3 [Member]
Securities, available-for-sale	$ 0	$ 0

Note 15 - Fair Value - Estimate

Note 15 - Fair Value - Estimated Fair Values of Financial Instruments (Details) - USD ($) $ in Thousands	Jun. 30, 2023	Jun. 30, 2022
Held-to-maturity, fair value	$ 6,294	$ 7,831
Fair Value, Inputs, Level 1 [Member] | Reported Value Measurement [Member]
Cash and cash equivalents	11,755	20,952
Fair Value, Inputs, Level 1 [Member] | Estimate of Fair Value Measurement [Member]
Cash and cash equivalents	11,755	20,952
Fair Value, Inputs, Level 2 [Member] | Reported Value Measurement [Member]
Certificates of deposit in other financial institutions	2,501	3,781
Loans held for sale	764	1,165
Accrued interest receivable	3,024	2,703
Short-term borrowings	26,367	21,295
Federal Home Loan Bank advances	8,776	8,256
Accrued interest payable	344	49
Fair Value, Inputs, Level 2 [Member] | Reported Value Measurement [Member] | Demand and Savings Deposits [Member]
Demand and savings deposits	738,190	784,181
Fair Value, Inputs, Level 2 [Member] | Reported Value Measurement [Member] | Time Deposits [Member]
Demand and savings deposits	214,343	102,381
Fair Value, Inputs, Level 2 [Member] | Estimate of Fair Value Measurement [Member]
Certificates of deposit in other financial institutions	2,450	3,847
Loans held for sale	774	1,188
Accrued interest receivable	3,024	2,703
Short-term borrowings	26,367	21,295
Federal Home Loan Bank advances	7,678	7,215
Accrued interest payable	344	49
Fair Value, Inputs, Level 2 [Member] | Estimate of Fair Value Measurement [Member] | Demand and Savings Deposits [Member]
Demand and savings deposits	738,190	784,181
Fair Value, Inputs, Level 2 [Member] | Estimate of Fair Value Measurement [Member] | Time Deposits [Member]
Demand and savings deposits	211,856	102,622
Fair Value, Inputs, Level 3 [Member] | Reported Value Measurement [Member]
Held-to-maturity, fair value	6,970	7,874
Loans, net	702,638	604,683
Fair Value, Inputs, Level 3 [Member] | Estimate of Fair Value Measurement [Member]
Held-to-maturity, fair value	6,294	7,831
Loans, net	$ 656,737	$ 577,708

Note 16 - Affordable Tax Cred_2

Note 16 - Affordable Tax Credit Partnership (Details Textual) $ in Thousands	Jun. 30, 2023 USD ($)
Amortization Method Qualified Affordable Housing Project Investments	$ 10,250
Qualified Affordable Housing Project Investments, Commitment	$ 9,668

Note 17 - Parent Company Fina_3

Note 17 - Parent Company Financial Statements - Condensed Balance Sheets (Details) - USD ($) $ in Thousands	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2021
Total assets	$ 1,060,024	$ 977,313
Short-term borrowings	26,367	21,295
Shareholders’ equity	55,484	53,970	$ 69,900
Total liabilities & shareholders’ equity	1,060,024	977,313
Parent Company [Member]
Cash	26	76
Equity securities, at fair value	386	400
Other assets	22	17
Investment in subsidiary	56,328	54,823
Total assets	56,762	55,316
Short-term borrowings	1,200	1,270
Other liabilities	78	76
Shareholders’ equity	55,484	53,970
Total liabilities & shareholders’ equity	$ 56,762	$ 55,316

Note 17 - Parent Company Fina_4

Note 17 - Parent Company Financial Statements - Condensed Statements of Income and Comprehensive Income (Details) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2023	Jun. 30, 2022
Dividend income	$ 33	$ 33
Net change in market value of equity securities	(14)	(24)
Interest expense	7,224	1,414
Income tax benefit	2,248	2,339
Net income	10,674	11,192
Comprehensive income (loss)	2,819	(14,464)
Parent Company [Member]
Cash dividends from Bank subsidiary	1,575	195
Dividend income	33	33
Net change in market value of equity securities	(14)	(24)
Other income	14	2
Interest expense	(75)	(31)
Other expense	(295)	(258)
Income (loss) before income taxes and equity in undistributed net income of subsidiary	1,238	(83)
Income tax benefit	(76)	(63)
Income (loss) before equity in undistributed net income of Bank subsidiary	1,314	(20)
Equity in undistributed net income of subsidiary	9,360	11,212
Net income	10,674	11,192
Comprehensive income (loss)	$ 2,819	$ (14,464)

Note 17 - Parent Company Fina_5

Note 17 - Parent Company Financial Statements - Condensed Statements of Cash Flows (Details) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2023	Jun. 30, 2022
Net income	$ 10,674	$ 11,192
Net change in market value of equity securities	14	24
Net cash flows from operating activities	13,316	14,947
Net cash flows from investing activities	(92,219)	(65,222)
Net change in short-term borrowings	5,072	9,092
Net cash flows from financing activities	69,706	52,698
Change in cash and cash equivalents	(9,197)	2,423
Parent Company [Member]
Net income	10,674	11,192
Equity in undistributed net income of Bank subsidiary	(9,360)	(11,212)
Net change in market value of equity securities	14	24
Change in other assets and liabilities	(3)	24
Net cash flows from operating activities	1,325	28
Disposal of premises and equipment	0	18
Net cash flows from investing activities	0	18
Dividend paid	(2,095)	(1,949)
Restricted stock units	159	0
Net change in short-term borrowings	(70)	1,270
Proceeds from dividend reinvestment and stock purchase plan	238	174
Issuance of treasury stock for stock awards	393	309
Net cash flows from financing activities	(1,375)	(196)
Change in cash and cash equivalents	(50)	(150)
Beginning cash and cash equivalents	76	226
Ending cash and cash equivalents	$ 26	$ 76

Note 18 - Earnings Per Share (D

Note 18 - Earnings Per Share (Details Textual) - shares	12 Months Ended
	Jun. 30, 2023	Jun. 30, 2022
Restricted Stock [Member]
Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount (in shares)	14,800
Restricted Stock Units (RSUs) [Member]
Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount (in shares)	9,078	7,911

Note 18 - Earnings Per Share -

Note 18 - Earnings Per Share - Schedule of Earnings Per Share, Basic and Diluted (Details) - USD ($) $ / shares in Units, $ in Thousands	12 Months Ended
	Jun. 30, 2023	Jun. 30, 2022
Net income available to common shareholders	$ 10,674	$ 11,192
Weighted average common shares outstanding (in shares)	3,090,187	3,039,607
Basic income per share (in dollars per share)	$ 3.45	$ 3.68
Dilutive effect of restricted stock (in shares)	0	246
Total common shares and dilutive potential common shares (in shares)	3,090,187	3,039,853
Dilutive income per share (in dollars per share)	$ 3.45	$ 3.68

Note 19 - Accumulated Other C_3

Note 19 - Accumulated Other Comprehensive Income (Loss) - Components of Other Comprehensive Income (Loss) (Details) - USD ($) $ in Thousands		12 Months Ended
		Jun. 30, 2023	Jun. 30, 2022
Accumulated other comprehensive income (loss), before tax		$ (27,982)	$ 4,493
Accumulated other comprehensive income (loss), tax		5,876	(943)
Accumulated other comprehensive income (loss), net		(22,106)	3,550
Unrealized holding loss on available-for-sale securities arising during the period, before tax		(9,929)	(32,469)
Unrealized holding loss on available-for-sale securities arising during the period, tax		2,085	6,818
Unrealized holding loss on available-for-sale securities arising during the period, net		(7,844)	(25,651)
Amounts reclassified from accumulated other comprehensive income, before tax	[1],[2]	(14)	(6)
Other Comprehensive Income (Loss), Reclassification Adjustment from AOCI for Sale of Securities, Tax	[1],[2]	3	1
Amounts reclassified from accumulated other comprehensive income, net	[1],[2]	(11)	(5)
Net current period other comprehensive loss, before tax		(9,943)	(32,475)
Net current period other comprehensive loss, tax		2,088	6,819
Other comprehensive loss		(7,855)	(25,656)
Accumulated other comprehensive income (loss), before tax		(37,925)	(27,982)
Accumulated other comprehensive income (loss), tax		7,964	5,876
Accumulated other comprehensive income (loss), net		$ (29,961)	$ (22,106)
[1]Income tax expense[2]Securities gain, net

Note 20 - Revenue Recognition -

Note 20 - Revenue Recognition - Noninterest Income (Details) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2023	Jun. 30, 2022
Noninterest income (in scope of Topic 606)	$ 4,139	$ 3,864
Noninterest income	4,747	4,735
Deposit Account [Member]
Noninterest income (in scope of Topic 606)	1,598	1,460
Debit Card [Member]
Noninterest income (in scope of Topic 606)	2,181	2,069
Financial Service, Other [Member]
Noninterest income (in scope of Topic 606)	360	335
Product and Service, Out of Scope of ASC 606 [Member]
Noninterest income	$ 608	$ 871