Consumers Bancorp (CBKM) 10-Q 9 Nov 23 2024 Q1 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	3 Months Ended
	Sep. 30, 2023	Nov. 09, 2023
Document Information [Line Items]
Entity Central Index Key	0001006830
Entity Registrant Name	CONSUMERS BANCORP INC /OH/
Amendment Flag	false
Current Fiscal Year End Date	--06-30
Document Fiscal Period Focus	Q1
Document Fiscal Year Focus	2024
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Sep. 30, 2023
Document Transition Report	false
Entity File Number	033-79130
Entity Incorporation, State or Country Code	OH
Entity Tax Identification Number	34-1771400
Entity Address, Address Line One	614 East Lincoln Way, P.O. Box 256
Entity Address, City or Town	Minerva
Entity Address, State or Province	OH
Entity Address, Postal Zip Code	44657
City Area Code	330
Local Phone Number	868-7701
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Non-accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		3,108,405

Consolidated Balance Sheets (Cu

Consolidated Balance Sheets (Current Period Unaudited) - USD ($) $ in Thousands	Sep. 30, 2023	Jun. 30, 2023
ASSETS
Cash on hand and noninterest-bearing deposits in financial institutions	$ 15,557	$ 11,734
Federal funds sold and interest-bearing deposits in financial institutions	4,086	21
Total cash and cash equivalents	19,643	11,755
Certificates of deposit in other financial institutions	2,493	2,501
Securities, available-for-sale	261,030	279,605
Securities, held-to-maturity (fair value of $6,123 at September 30, 2023 and $6,294 at June 30, 2023)	6,866	6,970
Equity securities, at fair value	386	386
Federal bank and other restricted stocks, at cost	1,982	2,168
Loans held for sale	0	764
Total loans	717,921	710,362
Less allowance for credit losses	(7,782)	(7,724)
Net loans	710,139	702,638
Cash surrender value of life insurance	10,290	10,222
Premises and equipment, net	17,197	17,182
Goodwill	2,452	2,452
Core deposit intangible, net	400	414
Accrued interest receivable and other assets	24,638	22,967
Total assets	1,057,516	1,060,024
LIABILITIES
Noninterest-bearing demand	236,565	250,906
Interest bearing demand	151,661	152,053
Savings	342,684	335,231
Time	230,464	214,343
Total deposits	961,374	952,533
Short-term borrowings	21,945	26,367
Federal Home Loan Bank advances	8,146	8,776
Accrued interest and other liabilities	16,496	16,864
Total liabilities	1,007,961	1,004,540
Commitments and contingent liabilities
SHAREHOLDERS’ EQUITY
Preferred stock (no par value, 350,000 shares authorized, none outstanding)	0	0
Common stock (no par value, 8,500,000 shares authorized; 3,157,044 and 3,144,739 shares issued as of September 30, 2023 and June 30, 2023, respectively)	20,933	20,769
Retained earnings	67,050	65,485
Treasury stock, at cost (48,639 and 48,639 common shares as of September 30, 2023 and June 30, 2023, respectively)	(747)	(809)
Accumulated other comprehensive loss	(37,681)	(29,961)
Total shareholders’ equity	49,555	55,484
Total liabilities and shareholders’ equity	$ 1,057,516	$ 1,060,024

Consolidated Balance Sheets (_2

Consolidated Balance Sheets (Current Period Unaudited) (Parentheticals) - USD ($) $ / shares in Thousands, $ in Thousands	Sep. 30, 2023	Jun. 30, 2023
Held-to-maturity securities, fair value	$ 6,123	$ 6,294
Preferred stock, par value (in dollars per share)	$ 0	$ 0
Preferred stock, shares authorized (in shares)	350,000	350,000
Common stock, par value (in dollars per share)	$ 0	$ 0
Common stock, shares authorized (in shares)	8,500,000	8,500,000
Common stock, shares issued (in shares)	3,157,044	3,144,739
Treasury stock, shares (in shares)	48,639	48,639

Consolidated Statements of Inco

Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Sep. 30, 2023	Sep. 30, 2022
Interest and dividend income
Loans, including fees	$ 9,697	$ 7,130
Securities, taxable	1,449	1,248
Securities, tax-exempt	469	585
Equity securities	8	8
Federal bank and other restricted stocks	41	23
Federal funds sold and other interest-bearing deposits	71	80
Total interest and dividend income	11,735	9,074
Interest expense
Deposits	3,417	597
Short-term borrowings	126	59
Federal Home Loan Bank advances	38	22
Total interest expense	3,581	678
Net interest income	8,154	8,396
Provision for credit losses on loans	40	410
Provision for credit losses on unfunded commitments	79	0
Net interest income after provision for credit losses	8,035	7,986
Noninterest income
Mortgage banking activity	98	82
Bank owned life insurance income	68	65
Securities losses, net	(79)	(11)
Net change in market value of equity securities	0	(24)
Other	92	81
Total noninterest income	1,157	1,131
Noninterest expenses
Salaries and employee benefits	3,498	3,439
Occupancy and equipment	784	788
Data processing expenses	196	192
Debit card processing expenses	312	274
Professional and director fees	236	235
FDIC assessments	189	152
Franchise taxes	96	141
Marketing and advertising	228	204
Telephone and network communications	88	87
Amortization of intangible	14	14
Other	624	552
Total noninterest expenses	6,265	6,078
Income before income taxes	2,927	3,039
Income tax expense	517	504
Net income	$ 2,410	$ 2,535
Basic and diluted earnings per share (in dollars per share)	$ 0.78	$ 0.83
Deposit Account [Member]
Noninterest income
Noninterest income (in scope of Topic 606)	$ 426	$ 397
Debit Card [Member]
Noninterest income
Noninterest income (in scope of Topic 606)	$ 552	$ 541

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Loss (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Sep. 30, 2023	Sep. 30, 2022
Net income	$ 2,410	$ 2,535
Other comprehensive loss, net of tax:
Unrealized holding losses on available-for-sale securities arising during the period, before tax	(9,852)	(16,140)
Amounts reclassified from accumulated other comprehensive loss, before tax	79	11
Net unrealized losses	(9,773)	(16,129)
Income tax effect	2,053	3,387
Other comprehensive loss	(7,720)	(12,742)
Total comprehensive loss	$ (5,310)	$ (10,207)

Condensed Consolidated Statemen

Condensed Consolidated Statements of Changes in Shareholders' Equity (Unaudited) - USD ($) $ in Thousands	Common Stock [Member]	Retained Earnings [Member]	Treasury Stock, Common [Member]	AOCI Attributable to Parent [Member]	Total
Balance at Jun. 30, 2022	$ 20,287	$ 56,906	$ (1,117)	$ (22,106)	$ 53,970
Net income		2,535			2,535
Other comprehensive loss	0	0	0	(12,742)	(12,742)
Shares associated with stock awards	35	0	116	0	151
Shares issued associated with dividend reinvestment plan and stock purchase plan	63				63
Cash dividends declared		(519)			(519)
Balance at Sep. 30, 2022	20,385	58,922	(1,001)	(34,848)	43,458
Balance (Accounting Standards Update 2016-13 [Member]) at Jun. 30, 2023	0	(285)	0	0	(285)
Balance at Jun. 30, 2023	20,769	65,485	(809)	(29,961)	55,484
Net income		2,410			2,410
Other comprehensive loss	0	0	0	(7,720)	(7,720)
Shares associated with stock awards	47	0	62	0	109
Issuance of 8,519 stock-based incentive plan shares, net of forfeitures	2	0	0	0	2
Restricted stock expense	50	0		0	50
Shares issued associated with dividend reinvestment plan and stock purchase plan	65				65
Cash dividends declared		(560)			(560)
Balance at Sep. 30, 2023	$ 20,933	$ 67,050	$ (747)	$ (37,681)	$ 49,555

Condensed Consolidated Statem_2

Condensed Consolidated Statements of Changes in Shareholders' Equity (Unaudited) (Parentheticals) - $ / shares	3 Months Ended
	Sep. 30, 2023	Sep. 30, 2022
Shares associated with stock awards (in shares)	5,676	7,840
Shares, Share-Based Payment Arrangement, after Forfeiture (in shares)	8,519
Shares issued associated with dividend reinvestment plan and stock purchase plan, shares (in shares)	3,786	3,065
Common stock, dividends, per share, declared (in dollars per share)	$ 0.18	$ 0.17

Condensed Consolidated Statem_3

Condensed Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Sep. 30, 2023	Sep. 30, 2022
Cash flows from operating activities
Net cash from operating activities	$ 3,654	$ 3,957
Cash flow from investing activities
Purchases of securities, available-for-sale	(1,603)	(6,509)
Maturities, calls and principal pay downs of securities, available-for-sale	6,168	5,978
Sale of securities, available-for-sale	4,002	2,069
Principal pay downs of securities, held-to-maturity	104	105
Net decrease in certificates of deposit in other financial institutions	8	12
Net change in Federal Home Loan Bank stock, at cost	186	258
Net increase in loans	(7,593)	(25,793)
Premises and equipment purchases	(332)	(191)
Net cash from investing activities	940	(24,071)
Cash flow from financing activities
Net increase in deposit accounts	8,841	25,521
Net change in short-term borrowings	(4,422)	(349)
Repayments of Federal Home Loan Bank advances	(630)	(39)
Proceeds from dividend reinvestment and stock purchase plan	65	63
Dividends paid	(560)	(519)
Net cash from financing activities	3,294	24,677
Increase in cash or cash equivalents	7,888	4,563
Cash and cash equivalents, beginning of period	11,755	20,952
Cash and cash equivalents, end of period	19,643	25,515
Supplemental disclosure of cash flow information:
Interest	(3,418)	(652)
Federal income taxes	(9)	(350)
Non-cash items:
Transfer from loans to repossessed assets	0	11
Issuance of treasury stock for vested stock awards	$ 109	$ 151

Note 1 - Summary of Significant

Note 1 - Summary of Significant Accounting Policies	3 Months Ended
	Sep. 30, 2023
Notes to Financial Statements
Organization, Consolidation and Presentation of Financial Statements Disclosure and Significant Accounting Policies [Text Block]	Note 1 – Summary of Significant Accounting Policies Nature of Operations: Basis of Presentation 10 not 10 June 30, 2023. not may The consolidated financial statements include the accounts of the company and the Bank. All significant inter-company transactions and accounts have been eliminated in consolidation. Segment Information: one Reclassifications: no Adoption of New Accounting Standards: June 2016, 2016 13, 326 This guidance became effective for the Company on July 1, 2023 July 1, 2023 326 At adoption, the Company recognized an incremental allowance for credit losses on loans of $52 and a liability for off-balance sheet unfunded commitments of $308. Additionally, a $285 decrease to the retained earnings account associated with the increased estimated credit losses was recorded along with the $75 tax impact portion being recorded as part of the deferred tax asset in other assets on our Consolidated Balance Sheet. Allowance for Credit Losses (ACL) Topic 326 Portfolio Segmentation The allowance for credit losses consists of general and specific components. The general component covers loans within portfolio segments that are collectively evaluated for credit losses. Portfolio segmentation is the pooling of loans based upon similar risk characteristics so that quantitative methodologies and qualitative adjustment factors for estimating the allowance for credit losses can be applied to the pool of loans in each segment. The Company has identified six 1 4 Commercial & Industrial: Commercial loans are made for a wide variety of general business purposes, including financing for equipment, inventories and accounts receivable. The term of each commercial loan varies by its purpose. Commercial loans are underwritten after evaluating and understanding the borrower’s ability to operate profitably and prudently expand its business. Current and projected cash flows are evaluated to determine the ability of the borrower to repay their obligations as agreed. Commercial loans are primarily made based on the identified cash flows of the borrower and secondarily made based on the underlying collateral provided by the borrower. The cash flows of borrowers, however, may not may may may Commercial Real Estate: Commercial real estate loans include mortgage loans to owners of multi-family investment properties and owners of commercial real estate. Commercial real estate lending typically involves higher loan principal amounts, and the repayment of these loans is generally largely dependent on the successful operation of the property securing the loan or the business conducted on the property securing the loan. Current and projected cash flows are evaluated to determine the ability of the borrower to repay their obligations as agreed. Commercial real estate loans may Farmland: Farmland loans include loans for agriculture purposes, such as crop and livestock production. Current and projected cash flows are evaluated to determine the ability of the borrower to repay their obligations as agreed. Agriculture lending is largely dependent on the successful management and operation of the farm and may Land Development: Land Development loans include loans to finance the construction of residential and commercial properties generally located within our primary market area. Land development loans are fixed-rate or adjustable-rate loans which may 30 may 80% may 1 4 one four no 85% Consumer: The Company originates direct and indirect consumer loans, primarily automobile loans, personal lines of credit, and unsecured consumer loans in its primary market areas. Credit approval for consumer loans requires income sufficient to repay principal and interest due, stability of employment, an established credit record and sufficient collateral for secured loans. Consumer loans typically have shorter terms and lower balances with higher yields as compared to real estate mortgage loans, but generally carry higher risks of default. Consumer loan collections are dependent on the borrower’s continuing financial stability, and thus are more likely to be affected by adverse personal circumstances and economic conditions. The allowance for credit losses for portfolio segments is evaluated based upon periodic quantitative review of the collectability of the loans that correlates historical loan experience with reasonable and supportable forecasts using forward looking information. The Company utilizes a discounted cash flow (loss rate, expected loss) method to estimate the quantitative portion of the allowance for credit losses for all portfolio segments. For each portfolio segment, a loss driver analysis (LDA) is performed to identify appropriate loss drivers and create a regression model for use in forecasting cash flows. The LDA analysis utilizes peer data from the Federal Financial Institutions Examination Council’s (FFIEC) Call Report data for all segments. The Company has established a one one third Adjustments may Individually Evaluated Loans Loans that do not not third Reserve for Unfunded Commitments The reserve for unfunded commitments represents the expected credit losses on off-balance sheet commitments such as unfunded commitments to extend credit over the contractual period in which we are exposed to credit risk on the underlying commitments unless the obligation is unconditionally cancellable by the Company. Any reserve for off-balance sheet credit exposures is reported as an other liability on our Consolidated Balance Sheet and is increased or decreased via the provision for credit losses account on our Consolidated Statement of Income. The calculation includes consideration of the likelihood that funding will occur and forecasted credit losses on commitments expected to be funded over their estimated lives. The reserve is calculated using the same aggregate reserve rates calculated for the funded portion of loans at the portfolio level applied to the amount of commitments expected to be funded. Available-for-Sale (AFS) and Held-to-Maturity (HTM) Debt Securities For AFS securities in an unrealized loss position, management determines whether the Company intends to sell or if it is more likely than not not 326 30 not Since the adoption of CECL, the Company monitors the credit quality of HTM debt securities primarily through the financial condition of the issuer. Any allowance for credit losses on HTM securities would be a contra asset valuation account that would be deducted from the carrying amount of HTM securities to present the net amount expected to be collected and would be charged off against the allowance for credit losses when deemed uncollectible. Adjustments to the allowance for credit losses would be reported in the Company’s Consolidated Statements of Income in the provision for credit losses. Since all the HTM securities are non-rated municipal securities to local customers, management considers the financial condition of the issuer and whether issuers continue to make timely principal and interest payments under the contractual terms of the securities. At September 30, 2023 July 1, 2023, no Accrued Interest Receivable Upon adoption of ASU 2016 13 July 1, 2023, • Exclude accrued interest receivable that is included in the amortized cost of financing receivables and debt securities from related disclosure requirements. • Continue its policy to write off accrued interest receivable by reversing it from interest income. For commercial and real estate loans, accruing interest is typically discontinued and any balance is written off when the loan becomes 90 no 120 not • Not On July 1, 2023, 2022 02, 326 326 not

Note 2 - Securities

Note 2 - Securities	3 Months Ended
	Sep. 30, 2023
Notes to Financial Statements
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	Note 2 – Securities Debt securities The following tables summarize the Company’s debt securities as of September 30, 2023 June 30, 2022: Available for-Sale Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value September 30, 2023 Obligations of U.S. Treasury $ 8,949 $ — $ (470 ) $ 8,479 Obligations of U.S. government-sponsored entities and agencies 28,908 — (4,405 ) 24,503 Obligations of state and political subdivisions 87,795 2 (13,077 ) 74,720 U.S. Government-sponsored mortgage-backed securities–residential 101,834 — (19,292 ) 82,542 U.S. Government-sponsored mortgage-backed securities– commercial 8,599 — (2,175 ) 6,424 U.S. Government-sponsored collateralized mortgage obligations– residential 55,516 28 (6,262 ) 49,282 Other debt securities 17,127 — (2,047 ) 15,080 Total securities available-for-sale $ 308,728 $ 30 $ (47,728 ) $ 261,030 Held-to-Maturity Amortized Cost Gross Unrecognized Gains Gross Unrecognized Losses Fair Value September 30, 2023 Obligations of state and political subdivisions $ 6,866 $ — $ (743 ) $ 6,123 Available-for-sale Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value June 30, 2023 Obligation of U.S Treasury $ 8,941 $ — $ (533 ) $ 8,408 Obligations of U.S. government-sponsored entities and agencies 29,430 7 (3,745 ) 25,692 Obligations of state and political subdivisions 92,891 63 (8,982 ) 83,972 U.S. Government-sponsored mortgage-backed securities - residential 104,689 12 (15,066 ) 89,635 U.S. Government-sponsored mortgage-backed securities - commercial 8,604 — (1,809 ) 6,795 U.S. Government-sponsored collateralized mortgage obligations – residential 55,800 8 (5,738 ) 50,070 Other debt securities 17,175 — (2,142 ) 15,033 Total available-for-sale securities $ 317,530 $ 90 $ (38,015 ) $ 279,605 Held-to-maturity Amortized Cost Gross Unrecognized Gains Gross Unrecognized Losses Fair Value June 30, 2023 Obligations of state and political subdivisions $ 6,970 $ — $ (676 ) $ 6,294 Proceeds from the sale of available-for-sale securities were as follows: Three Months Ended September 30, 2023 2022 Proceeds from sales $ 4,002 $ 2,069 Gross realized gains — 7 Gross realized losses 79 18 The income tax benefit related to the net realized losses amounted to $16 for the three September 30, 2023 three September 30, 2022. The amortized cost and fair values of debt securities as of September 30, 2023, may not Available-for-Sale Amortized Cost Estimated Fair Value Due in one year or less $ 6,575 $ 6,445 Due after one year through five years 26,884 25,275 Due after five years through ten years 52,244 45,075 Due after ten years 57,076 45,987 Total 142,779 122,782 U.S. Government-sponsored mortgage-backed and related securities 165,949 138,248 Total securities available-for-sale $ 308,728 $ 261,030 Held-to-Maturity Due after one year through five years $ 3,092 $ 2,954 Due after five years through ten years 533 518 Due after ten years 3,241 2,651 Total securities held-to-maturity $ 6,866 $ 6,123 Securities with a carrying value of approximately $137,347 and $137,896 were pledged at September 30, 2023 June 30, 2023, The following table summarizes the securities with unrealized losses as of September 30, 2023 June 30, 2023, Less than 12 Months 12 Months or more Total Available-for-sale Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss September 30, 2023 Obligation of U.S. Treasury $ — $ — $ 8,479 $ (470 ) $ 8,479 $ (470 ) Obligations of U.S. government-sponsored entities and agencies 1,896 (62 ) 22,607 (4,343 ) 24,503 (4,405 ) Obligations of state and political subdivisions 11,781 (606 ) 60,475 (12,471 ) 72,256 (13,077 ) U.S. Government-sponsored mortgage-backed securities – residential 3,555 (136 ) 78,987 (19,156 ) 82,542 (19,292 ) U.S. Government-sponsored mortgage-backed securities – commercial — — 6,424 (2,175 ) 6,424 (2,175 ) Collateralized mortgage obligations - residential 13,676 (276 ) 31,518 (5,986 ) 45,194 (6,262 ) Other debt securities — — 15,080 (2,047 ) 15,080 (2,047 ) Total temporarily impaired $ 30,908 $ (1,080 ) $ 223,570 $ (46,648 ) $ 254,478 $ (47,728 ) Less than 12 Months 12 Months or more Total Held to Maturity Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss September 30, 2023 Obligations of state and political subdivisions $ — $ — $ 6,123 $ (743 ) $ 6,123 $ (743 ) Total temporarily impaired $ — $ — $ 6,123 $ (743 ) $ 6,123 $ (743 ) Less than 12 Months 12 Months or more Total Available-for-sale Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss June 30, 2023 Obligations of U.S. Treasury $ — $ — $ 8,408 $ (533 ) $ 8,408 $ (533 ) Obligations of U.S. government-sponsored entities and agencies 1,008 (10 ) 23,551 (3,735 ) 24,559 (3,745 ) Obligations of state and political subdivisions 16,009 (344 ) 62,492 (8,638 ) 78,501 (8,982 ) Mortgage-backed securities – residential 3,334 (84 ) 85,096 (14,982 ) 88,430 (15,066 ) Mortgage-backed securities – commercial — — 6,795 (1,809 ) 6,795 (1,809 ) Collateralized mortgage obligations - residential 22,039 (638 ) 27,023 (5,100 ) 49,062 (5,738 ) Other debt securities — — 15,033 (2,142 ) 15,033 (2,142 ) Total temporarily impaired $ 42,390 $ (1,076 ) $ 228,398 $ (36,939 ) $ 270,788 $ (38,015 ) Less than 12 Months 12 Months or more Total Held to Maturity Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss June 30, 2023 Obligations of state and political subdivisions $ — $ — $ 6,294 $ (676 ) $ 6,294 $ (676 ) Total temporarily impaired $ — $ — $ 6,294 $ (676 ) $ 6,294 $ (676 ) At September 30, 2023, not not not not The mortgage-backed securities and collateralized mortgage obligations were primarily issued by Fannie Mae, Freddie Mac and Ginnie Mae, institutions which the government has affirmed its commitment to support. The Company does not September 30, 2023, no Equity Securities The Company owned equity securities with an amortized cost of $400 as of September 30, 2023, June 30, 2023. three September 30, 2023 2022. three September 30, 2023 2022. Three Months Ended September 30, 2023 2022 Unrealized loss recognized on equity securities held at the end of the period $ — $ (24 )

Note 3 - Loans and Allowance fo

Note 3 - Loans and Allowance for Credit Losses	3 Months Ended
	Sep. 30, 2023
Notes to Financial Statements
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]	Note 3 – Loans and Allowance for Credit Losses The following table presents loans by major category. September 30, 2023 June 30, 2023 Commercial & Industrial $ 111,235 $ 112,558 Commercial real estate: Owner occupied 154,688 151,005 Non-owner occupied 143,341 140,002 Farmland 40,610 40,606 Land Development 9,396 11,004 1 – 4 family residential real estate 189,501 189,312 Consumer 68,948 65,617 Subtotal 717,719 710,104 Unamortized deferred loan costs, net 202 258 Allowance for credit losses (7,782 ) (7,724 ) Net Loans $ 710,139 $ 702,638 The following table presents the activity in the allowance for credit losses by portfolio segment for the three September 30, 2023. 1-4 Family Commercial Commercial Residential & Real Land Real Industrial Estate Farmland Development Estate Consumer Total ACL beginning balance $ 1,308 $ 3,943 $ — $ — $ 1,571 $ 902 $ 7,724 Cumulative effect of change in accounting principle (455 ) (53 ) 93 398 166 (97 ) 52 Provision for expected credit losses 121 61 (2 ) (132 ) (99 ) 91 40 Charge-offs — — — — — (106 ) (106 ) Recoveries — — — — — 72 72 ACL ending balance $ 974 $ 3,951 $ 91 $ 266 $ 1,638 $ 862 $ 7,782 The following table presents the activity in the allowance for loan losses by portfolio segment for the three September 30, 2022: 1-4 Family Commercial Commercial Residential & Real Real Industrial Estate Estate Consumer Total Allowance for loan losses: Beginning balance $ 960 $ 3,927 $ 1,645 $ 628 $ 7,160 Provision for loan losses 61 145 35 169 410 Loans charged-off — — (6 ) (72 ) (78 ) Recoveries — — 2 52 54 Total ending allowance balance $ 1,021 $ 4,072 $ 1,676 $ 777 $ 7,546 The following table presents the amortized cost of non-accrual loans by class as of September 30, 2023: September 30, 2023 Interest Income Non-accrual Total Recognized during loans with Non-accrual the period on no ACL loans non-accrual loans Commercial real estate: Owner occupied $ 51 $ 51 $ — 1 – 4 family residential real estate 142 142 — Total $ 193 $ 193 $ — The following table presents the recorded investment of non-accrual loans by class as of June 30, 2023: June 30, 2023 Non-accrual Commercial Real Estate: Other $ 51 1 – 4 family residential: Non-owner occupied 3 Total $ 54 The following table presents the aging of the amortized cost of past due loans as of September 30, 2023 Loans 90 Days Past Due Days Past 30 59 60 89 90 Days or Total Loans Not Due and Days Days Greater Past Due Past Due Total Accruing Commercial & Industrial $ 26 $ — $ — $ 26 $ 111,282 $ 111,308 $ — Commercial real estate: Owner occupied — — 51 51 154,374 154,425 — Non-owner occupied — — — — 143,017 143,017 — Farmland 40,509 40,509 — Land development — — — — 9,373 9,373 — 1 – 4 family residential real estate 15 — 160 175 190,388 190,563 18 Consumer 580 168 80 828 67,898 68,726 80 Total $ 621 $ 168 $ 291 $ 1,080 $ 716,841 $ 717,921 $ 98 The following table presents the aging of the recorded investment in past due loans as of June 30, 2023 Loans 90 Days Past Due Days Past 30 59 60 89 90 Days or Total Loans Not Due and Days Days Greater Past Due Past Due Total Accruing Commercial & Industrial $ — $ — $ — $ — $ 112,826 $ 112,826 $ — Commercial real estate: Construction — — — — 23,996 23,996 — Other — — 51 51 318,654 318,705 — 1-4 family residential: Owner occupied 17 124 — 141 158,296 158,437 — Non-owner occupied — — 3 3 23,885 23,888 — Construction — — — — 8,514 8,514 — Consumer 438 120 50 608 64,986 65,594 50 Total $ 455 $ 244 $ 104 $ 803 $ 711,157 $ 711,960 $ 50 Credit Quality Indicators: The Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt such as: current financial information, historical payment experience, credit documentation, public information, current economic trends and other relevant information. At the time of origination, the Company analyzes all commercial loans individually and classifies the loans by credit risk. Management regularly monitors commercial loans for any changes in the borrowers’ ability to service their debt and completes an annual review to confirm the risk rating for those loans with total outstanding loan relationships greater than $500. Special Mention. may Substandard. not Doubtful. Based on the most recent analysis performed, the following tables present the amortized cost by internal risk category and class of loans as of September 30, 2023: Revolving Revolving Loans Loans Term Loans by Origination Year Amortized Converted 2024 2023 2022 2021 2020 Prior Cost Basis To Term Total Commercial & Industrial Pass $ 13,175 $ 29,099 $ 32,109 $ 9,319 $ 4,716 $ 5,937 $ 15,284 $ — $ 109,639 Special Mention — — 440 44 17 47 573 — 1,121 Substandard — — — — — 16 532 — 548 Doubtful — — — — — — — — — Total Commercial & Industrial $ 13,175 $ 29,099 $ 32,549 $ 9,363 $ 4,733 $ 6,000 $ 16,389 $ — $ 111,308 Current year-to-date gross write-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Commercial real estate: Owner occupied: Pass $ 5,495 $ 19,460 $ 34,629 $ 23,581 $ 15,786 $ 44,807 $ 7,458 $ — $ 151,216 Special Mention — — — 39 915 1,634 151 — 2,739 Substandard — — — — — 419 — — 419 Doubtful — — — — — 51 — — 51 Total owner occupied $ 5,495 $ 19,460 $ 34,629 $ 23,620 $ 16,701 $ 46,911 $ 7,609 $ — $ 154,425 Current year-to-date gross write-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Non-owner occupied: Pass $ 1,947 $ 38,625 $ 22,967 $ 25,701 $ 13,202 $ 36,344 $ 784 $ — $ 139,570 Special Mention — — — 3,447 — — — — 3,447 Substandard — — — — — — — — — Doubtful — — — — — — — — — Total non-owner occupied $ 1,947 $ 38,625 $ 22,967 $ 29,148 $ 13,202 $ 36,344 $ 784 $ — $ 143,017 Current year-to-date gross write-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Farmland: Pass $ 405 $ 6,469 $ 6,023 $ 5,644 $ 2,426 $ 17,631 $ 1,063 $ — $ 39,661 Special Mention — — — — — 848 — — 848 Substandard — — — — — — — — — Doubtful — — — — — — — — — Total Farmland $ 405 $ 6,469 $ 6,023 $ 5,644 $ 2,426 $ 18,479 $ 1,063 $ — $ 40,509 Current year-to-date gross write-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Land Development: Pass $ 110 $ 2,027 $ 1,066 $ 537 $ 388 $ 614 $ 4,631 $ — $ 9,373 Special Mention — — — — — — — — — Substandard — — — — — — — — — Doubtful — — — — — — — — — Total Land Development $ 110 $ 2,027 $ 1,066 $ 537 $ 388 $ 614 $ 4,631 $ — $ 9,373 Current year-to-date gross write-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Total: Pass $ 21,132 $ 95,680 $ 96,794 $ 64,782 $ 36,518 $ 105,333 $ 29,220 $ — $ 449,459 Special Mention — — 440 3,530 932 2,529 724 — 8,155 Substandard — — — — — 435 532 — 967 Doubtful — — — — — 51 — — 51 Total $ 21,132 $ 95,680 $ 97,234 $ 68,312 $ 37,450 $ 108,348 $ 30,476 $ — $ 458,632 Management monitors the credit risk profile by payment activity for residential and consumer loan classes. Loans past due 90 September 30, 2023: Revolving Revolving Loans Loans Term Loans by Origination Year Amortized Converted 2024 2023 2022 2021 2020 Prior Cost Basis To Term Total 1 4 family residential real estate: Performing $ 4,330 $ 21,676 $ 31,602 $ 53,188 $ 20,607 $ 31,907 $ 27,093 $ — $ 190,403 Nonperforming — — — — — 160 — — 160 Total 1-4 family residential real estate $ 4,330 $ 21,676 $ 31,602 $ 53,188 $ 20,607 $ 32,067 $ 27,093 $ — $ 190,563 Current year-to-date gross write-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Consumer: Performing $ 9,053 $ 33,179 $ 17,740 $ 6,567 $ 1,245 $ 731 $ 131 $ — $ 68,646 Nonperforming — 17 50 13 — — — — 80 Total consumer $ 9,053 $ 33,196 $ 17,790 $ 6,580 $ 1,245 $ 731 $ 131 $ — $ 68,726 Current year-to-date gross write-offs $ 12 $ 47 $ 21 $ 16 $ 10 $ — $ — $ — $ 106 Total: Performing $ 13,383 $ 54,855 $ 49,342 $ 59,755 $ 21,852 $ 32,638 $ 27,224 $ — $ 259,049 Nonperforming — 17 50 13 — 160 — — 240 Total $ 13,383 $ 54,872 $ 49,392 $ 59,768 $ 21,852 $ 32,798 $ 27,224 $ — $ 259,289 Based on the most recent analysis performed, the following table presents the recorded investment by risk category and by class of loans as of June 30, 2023: Special Not Pass Mention Substandard Doubtful Rated Commercial & Industrial $ 110,928 $ 1,174 $ 573 $ — $ 151 Commercial real estate: Construction 23,996 — — — — Other 310,427 7,097 468 51 662 1-4 Family residential real estate: Owner occupied 2,013 — 17 — 156,407 Non-owner occupied 23,474 50 105 3 256 Construction 3,227 — — — 5,287 Consumer 597 — — — 64,997 Total $ 474,662 $ 8,321 $ 1,163 $ 54 $ 227,760 Modifications to Borrowers Experiencing Financial Difficulty Occasionally, the Company modifies loans to borrowers experiencing financial difficulty to maximize collection of loan balances by providing principal forgiveness, term extension, an other-than insignificant payment delay, or an interest rate reduction. In some cases, the Company may one There were no September 30, 2023. Impaired Loans The following impaired loan information relates to required disclosures under the previous incurred loan loss methodology and are only presented with prior period information. The following table presents the balance in the allowance for loan losses and the recorded investment in loans by portfolio segment and based on impairment method as of June 30, 2023. 1-4 Family Commercial Commercial Residential & Real Real Industrial Estate Estate Consumer Total Allowance for loan losses: Ending allowance balance attributable to loans: Individually evaluated for impairment $ — $ — $ — $ — $ — Acquired loans collectively evaluated for impairment — 40 74 — 114 Originated loans collectively evaluated for impairment 1,308 3,903 1,497 902 7,610 Total ending allowance balance $ 1,308 $ 3,943 $ 1,571 $ 902 $ 7,724 Recorded investment in loans: Loans individually evaluated for impairment $ 314 $ 88 $ 3 $ — $ 405 Acquired loans collectively evaluated for impairment 622 6,953 23,038 1,230 31,843 Originated loans collectively evaluated for impairment 111,890 335,660 167,798 64,364 679,712 Total ending loans balance $ 112,826 $ 342,701 $ 190,839 $ 65,594 $ 711,960 The following table presents information related to unpaid principal balance, recorded investment and interest income associated with loans individually evaluated for impairment by class of loans as of June 30, 2023 three September 30, 2022: As of June 30, 2023 Three Months ended September 30, 2022 Allowance Unpaid for Loan Average Interest Cash Basis Principal Recorded Losses Recorded Income Interest Balance Investment Allocated Investment Recognized Recognized With no related allowance recorded: Commercial & Industrial $ 404 $ 314 $ — $ 286 $ 10 $ 10 Commercial real estate: Other 127 88 — 41 3 3 1-4 Family residential real estate: Owner occupied 24 — — 21 1 1 Non-owner occupied 3 3 — 62 — — Total $ 558 $ 405 $ — $ 410 $ 14 $ 14 Troubled Debt Restructurings (TDR): The Company had certain loans that were modified to maximize collection of loan balances classified as TDRs. A modified loan was usually classified as a TDR if, for economic reasons, management granted a concession to the original terms and conditions of the loan to a borrower who was experiencing financial difficulties that it would not June 30, 2023,

Note 4 - Fair Value

Note 4 - Fair Value	3 Months Ended
	Sep. 30, 2023
Notes to Financial Statements
Fair Value Disclosures [Text Block]	Note 4 Fair value is the exchange price that would be received for an asset or paid to transfer a liability (an exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. There are three may Level 1: Level 2: 1 not Level 3: Financial assets and financial liabilities measured at fair value on a recurring basis include the following: Securities available-for-sale: 1 not 2 not 3 Assets and liabilities measured at fair value on a recurring basis are summarized below, segregated by the level of the valuation inputs within the fair value hierarchy utilized to measure fair value: Balance at September 30, Fair Value Measurements at September 30, 2023 2023 Level 1 Level 2 Level 3 Assets: Obligations of U.S. Treasury $ 8,479 $ — $ 8,479 $ — Obligations of U.S. government-sponsored entities and agencies 24,503 — 24,503 — Obligations of state and political subdivisions 74,720 — 74,720 — U.S. Government-sponsored mortgage-backed securities – residential 82,542 — 82,542 — U.S. Government-sponsored mortgage-backed securities – commercial 6,424 — 6,424 — U.S. Government-sponsored collateralized mortgage obligations - residential 49,282 — 49,282 — Other debt securities 15,080 — 15,080 — Equity securities 386 — 386 — Balance at June 30, Fair Value Measurements at June 30, 2023 2023 Level 1 Level 2 Level 3 Assets: Obligations of U.S. treasury $ 8,408 $ — $ 8,408 $ — Obligations of U.S. government-sponsored entities and agencies 25,692 — 25,692 — Obligations of state and political subdivisions 83,972 — 83,972 — U.S. government-sponsored mortgage-backed securities - residential 89,635 — 89,635 — U.S. government-sponsored mortgage-backed securities - commercial 6,795 — 6,795 — U.S. government-sponsored collateralized mortgage obligations - residential 50,070 — 50,070 — Other debt securities 15,033 — 15,033 — Equity securities 386 — 386 — There were no 1 2 three September 30, 2023. Certain assets and liabilities are measured at fair value on a non-recurring basis; that is, the instruments are not may 326 Impaired Loans: may 3 no September 30, 2023 June 30, 2023 three September 30, 2023 2022. Other Real Estate and Repossessed Assets Owned: September 30, 2023 June 30, 2023. September 30, 2023 June 30, 2023 The following table shows the estimated fair values of financial instruments that are reported at amortized cost in the Company’s consolidated balance sheets, segregated by the level of the valuation inputs within the fair value hierarchy utilized to measure fair value: September 30, 2023 June 30, 2023 Carrying Amount Estimated Fair Value Carrying Amount Estimated Fair Value Financial Assets: Level 1 inputs: Cash and cash equivalents $ 19,643 $ 19,643 $ 11,755 $ 11,755 Level 2 inputs: Certificates of deposit in other financial institutions 2,493 2,462 2,501 2,450 Loans held for sale — — 764 774 Accrued interest receivable 3,293 3,293 3,024 3,024 Level 3 inputs: Securities held-to-maturity 6,866 6,123 6,970 6,294 Loans, net 710,139 652,758 702,638 656,737 Financial Liabilities: Level 2 inputs: Demand and savings deposits 730,910 730,910 738,190 738,190 Time deposits 230,464 229,325 214,343 211,856 Short-term borrowings 21,945 21,945 26,367 26,367 Federal Home Loan Bank advances 8,146 6,913 8,776 7,678 Accrued interest payable 507 507 344 344 The assumptions used to estimate fair value are described as follows: Cash and cash equivalents: 1 Certificates of deposits in other financial institutions: 2 Accrued interest receivable and payable, demand and savings deposits and short-term borrowings 2 Loans held for sale: third 2 Loans: no 3 not Securities held-to-maturity: 3 Time deposits: September 30, 2023 2022 2 not Federal Home Loan Bank advances: September 30, 2023 2022 2 Federal bank and other restricted stocks, at cost: not Off-balance sheet commitments: not not

Note 5 - Affordable Tax Credit

Note 5 - Affordable Tax Credit Partnership	3 Months Ended
	Sep. 30, 2023
Notes to Financial Statements
Investments in Affordable Housing Tax Credits Projects [Text Block]	NOTE 5 AFFORDABLE TAX CREDIT PARTNERSHIP In April 2023, 42 not The Company uses the proportional amortization method to account for its investment. The investment is included in other assets and the unfunded commitment is included in other liabilities. As a limited partner, there is no The following table summarizes the balances of the affordable housing tax credit investment and related unfunded commitment at September 30, 2023 June 30, 2023. September 30, 2023 June 30, 2023 Affordable housing tax credit investment $ 10,250 $ 10,250 Less: amortization (1 ) — Net affordable housing tax credit investment $ 10,249 $ 10,250 Unfunded commitments $ 9,305 $ 9,668 The following summarizes other information relating to the affordable housing tax credit investment for the three September 30, 2023 2022. Three Months Ended September 30, 2023 2022 Tax credits and other tax benefits recognized $ 15 $ — Proportional amortization expense included in provision for income taxes 1 —

Note 6 - Earnings Per Share

Note 6 - Earnings Per Share	3 Months Ended
	Sep. 30, 2023
Notes to Financial Statements
Earnings Per Share [Text Block]	Note 6 – Earnings Per Share Basic earnings per share is the amount of earnings available to each share of common stock outstanding during the reporting period and is equal to net income divided by the weighted average number of shares outstanding during the period. Diluted earnings per share is the amount of earnings available to each share of common stock outstanding during the reporting period adjusted to include the effect of potentially dilutive common shares that may three September 30, 2023. three September 30, 2022. For the Three Months Ended September 30, 2023 2022 Basic: Net income available to common shareholders $ 2,410 $ 2,535 Weighted average common shares outstanding 3,092,945 3,048,018 Basic income per share $ 0.78 $ 0.83 Diluted: Net income available to common shareholders $ 2,410 $ 2,535 Weighted average common shares outstanding 3,092,945 3,048,018 Dilutive effect of restricted stock — — Total common shares and dilutive potential common shares 3,092,945 3,048,018 Dilutive income per share $ 0.78 $ 0.83

Note 7 - Accumulated Other Comp

Note 7 - Accumulated Other Comprehensive Loss	3 Months Ended
	Sep. 30, 2023
Notes to Financial Statements
Comprehensive Income (Loss) Note [Text Block]	Note 7 – Accumulated Other Comprehensive Loss The components of other comprehensive income related to unrealized gains and losses on available-for-sale securities for the three September 30, 2023 2022, Pretax Tax Effect After-tax Affected Line Item in Consolidated Statements of Income Balance as of June 30, 2023 $ (37,925 ) $ 7,964 $ (29,961 ) Unrealized holding losses on available-for-sale securities arising during the period (9,852 ) 2,069 (7,783 ) Amounts reclassified from accumulated other comprehensive loss 79 (16 ) 63 (a)(b) Net current period other comprehensive loss (9,773 ) 2,053 (7,720 ) Balance as of September 30, 2023 $ (47,698 ) $ 10,017 $ (37,681 ) Pretax Tax Effect After-tax Affected Line Item in Consolidated Statements of Income Balance as of June 30, 2022 $ (27,982 ) $ 5,876 $ (22,106 ) Unrealized holding losses on available-for-sale securities arising during the period (16,140 ) 3,389 (12,751 ) Amounts reclassified from accumulated other comprehensive loss 11 (2 ) 9 (a)(b) Net current period other comprehensive loss (16,129 ) 3,387 (12,742 ) Balance as of September 30, 2022 $ (44,111 ) $ 9,263 $ (34,848 ) (a) Securities (gains) losses, net (b) Income tax expense

Significant Accounting Policies

Significant Accounting Policies (Policies)	3 Months Ended
	Sep. 30, 2023
Accounting Policies [Abstract]
Nature of Operations [Policy Text Block]	Nature of Operations:
Basis of Accounting, Policy [Policy Text Block]	Basis of Presentation 10 not 10 June 30, 2023. not may The consolidated financial statements include the accounts of the company and the Bank. All significant inter-company transactions and accounts have been eliminated in consolidation.
Segment Reporting, Policy [Policy Text Block]	Segment Information: one
Reclassification, Comparability Adjustment [Policy Text Block]	Reclassifications: no
New Accounting Pronouncements, Policy [Policy Text Block]	Adoption of New Accounting Standards: June 2016, 2016 13, 326 This guidance became effective for the Company on July 1, 2023 July 1, 2023 326 At adoption, the Company recognized an incremental allowance for credit losses on loans of $52 and a liability for off-balance sheet unfunded commitments of $308. Additionally, a $285 decrease to the retained earnings account associated with the increased estimated credit losses was recorded along with the $75 tax impact portion being recorded as part of the deferred tax asset in other assets on our Consolidated Balance Sheet.
Credit Loss, Financial Instrument [Policy Text Block]	Allowance for Credit Losses (ACL) Topic 326 Portfolio Segmentation The allowance for credit losses consists of general and specific components. The general component covers loans within portfolio segments that are collectively evaluated for credit losses. Portfolio segmentation is the pooling of loans based upon similar risk characteristics so that quantitative methodologies and qualitative adjustment factors for estimating the allowance for credit losses can be applied to the pool of loans in each segment. The Company has identified six 1 4 Commercial & Industrial: Commercial loans are made for a wide variety of general business purposes, including financing for equipment, inventories and accounts receivable. The term of each commercial loan varies by its purpose. Commercial loans are underwritten after evaluating and understanding the borrower’s ability to operate profitably and prudently expand its business. Current and projected cash flows are evaluated to determine the ability of the borrower to repay their obligations as agreed. Commercial loans are primarily made based on the identified cash flows of the borrower and secondarily made based on the underlying collateral provided by the borrower. The cash flows of borrowers, however, may not may may may Commercial Real Estate: Commercial real estate loans include mortgage loans to owners of multi-family investment properties and owners of commercial real estate. Commercial real estate lending typically involves higher loan principal amounts, and the repayment of these loans is generally largely dependent on the successful operation of the property securing the loan or the business conducted on the property securing the loan. Current and projected cash flows are evaluated to determine the ability of the borrower to repay their obligations as agreed. Commercial real estate loans may Farmland: Farmland loans include loans for agriculture purposes, such as crop and livestock production. Current and projected cash flows are evaluated to determine the ability of the borrower to repay their obligations as agreed. Agriculture lending is largely dependent on the successful management and operation of the farm and may Land Development: Land Development loans include loans to finance the construction of residential and commercial properties generally located within our primary market area. Land development loans are fixed-rate or adjustable-rate loans which may 30 may 80% may 1 4 one four no 85% Consumer: The Company originates direct and indirect consumer loans, primarily automobile loans, personal lines of credit, and unsecured consumer loans in its primary market areas. Credit approval for consumer loans requires income sufficient to repay principal and interest due, stability of employment, an established credit record and sufficient collateral for secured loans. Consumer loans typically have shorter terms and lower balances with higher yields as compared to real estate mortgage loans, but generally carry higher risks of default. Consumer loan collections are dependent on the borrower’s continuing financial stability, and thus are more likely to be affected by adverse personal circumstances and economic conditions. The allowance for credit losses for portfolio segments is evaluated based upon periodic quantitative review of the collectability of the loans that correlates historical loan experience with reasonable and supportable forecasts using forward looking information. The Company utilizes a discounted cash flow (loss rate, expected loss) method to estimate the quantitative portion of the allowance for credit losses for all portfolio segments. For each portfolio segment, a loss driver analysis (LDA) is performed to identify appropriate loss drivers and create a regression model for use in forecasting cash flows. The LDA analysis utilizes peer data from the Federal Financial Institutions Examination Council’s (FFIEC) Call Report data for all segments. The Company has established a one one third Adjustments may Individually Evaluated Loans Loans that do not not third Reserve for Unfunded Commitments The reserve for unfunded commitments represents the expected credit losses on off-balance sheet commitments such as unfunded commitments to extend credit over the contractual period in which we are exposed to credit risk on the underlying commitments unless the obligation is unconditionally cancellable by the Company. Any reserve for off-balance sheet credit exposures is reported as an other liability on our Consolidated Balance Sheet and is increased or decreased via the provision for credit losses account on our Consolidated Statement of Income. The calculation includes consideration of the likelihood that funding will occur and forecasted credit losses on commitments expected to be funded over their estimated lives. The reserve is calculated using the same aggregate reserve rates calculated for the funded portion of loans at the portfolio level applied to the amount of commitments expected to be funded. Available-for-Sale (AFS) and Held-to-Maturity (HTM) Debt Securities For AFS securities in an unrealized loss position, management determines whether the Company intends to sell or if it is more likely than not not 326 30 not Since the adoption of CECL, the Company monitors the credit quality of HTM debt securities primarily through the financial condition of the issuer. Any allowance for credit losses on HTM securities would be a contra asset valuation account that would be deducted from the carrying amount of HTM securities to present the net amount expected to be collected and would be charged off against the allowance for credit losses when deemed uncollectible. Adjustments to the allowance for credit losses would be reported in the Company’s Consolidated Statements of Income in the provision for credit losses. Since all the HTM securities are non-rated municipal securities to local customers, management considers the financial condition of the issuer and whether issuers continue to make timely principal and interest payments under the contractual terms of the securities. At September 30, 2023 July 1, 2023, no Accrued Interest Receivable Upon adoption of ASU 2016 13 July 1, 2023, • Exclude accrued interest receivable that is included in the amortized cost of financing receivables and debt securities from related disclosure requirements. • Continue its policy to write off accrued interest receivable by reversing it from interest income. For commercial and real estate loans, accruing interest is typically discontinued and any balance is written off when the loan becomes 90 no 120 not • Not On July 1, 2023, 2022 02, 326 326 not

Note 2 - Securities (Tables)

Note 2 - Securities (Tables)	3 Months Ended
	Sep. 30, 2023
Notes Tables
Marketable Securities [Table Text Block]	Available for-Sale Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value September 30, 2023 Obligations of U.S. Treasury $ 8,949 $ — $ (470 ) $ 8,479 Obligations of U.S. government-sponsored entities and agencies 28,908 — (4,405 ) 24,503 Obligations of state and political subdivisions 87,795 2 (13,077 ) 74,720 U.S. Government-sponsored mortgage-backed securities–residential 101,834 — (19,292 ) 82,542 U.S. Government-sponsored mortgage-backed securities– commercial 8,599 — (2,175 ) 6,424 U.S. Government-sponsored collateralized mortgage obligations– residential 55,516 28 (6,262 ) 49,282 Other debt securities 17,127 — (2,047 ) 15,080 Total securities available-for-sale $ 308,728 $ 30 $ (47,728 ) $ 261,030 Held-to-Maturity Amortized Cost Gross Unrecognized Gains Gross Unrecognized Losses Fair Value September 30, 2023 Obligations of state and political subdivisions $ 6,866 $ — $ (743 ) $ 6,123 Available-for-sale Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value June 30, 2023 Obligation of U.S Treasury $ 8,941 $ — $ (533 ) $ 8,408 Obligations of U.S. government-sponsored entities and agencies 29,430 7 (3,745 ) 25,692 Obligations of state and political subdivisions 92,891 63 (8,982 ) 83,972 U.S. Government-sponsored mortgage-backed securities - residential 104,689 12 (15,066 ) 89,635 U.S. Government-sponsored mortgage-backed securities - commercial 8,604 — (1,809 ) 6,795 U.S. Government-sponsored collateralized mortgage obligations – residential 55,800 8 (5,738 ) 50,070 Other debt securities 17,175 — (2,142 ) 15,033 Total available-for-sale securities $ 317,530 $ 90 $ (38,015 ) $ 279,605 Held-to-maturity Amortized Cost Gross Unrecognized Gains Gross Unrecognized Losses Fair Value June 30, 2023 Obligations of state and political subdivisions $ 6,970 $ — $ (676 ) $ 6,294
Schedule of Realized Gain (Loss) [Table Text Block]	Three Months Ended September 30, 2023 2022 Proceeds from sales $ 4,002 $ 2,069 Gross realized gains — 7 Gross realized losses 79 18
Investments Classified by Contractual Maturity Date [Table Text Block]	Available-for-Sale Amortized Cost Estimated Fair Value Due in one year or less $ 6,575 $ 6,445 Due after one year through five years 26,884 25,275 Due after five years through ten years 52,244 45,075 Due after ten years 57,076 45,987 Total 142,779 122,782 U.S. Government-sponsored mortgage-backed and related securities 165,949 138,248 Total securities available-for-sale $ 308,728 $ 261,030 Held-to-Maturity Due after one year through five years $ 3,092 $ 2,954 Due after five years through ten years 533 518 Due after ten years 3,241 2,651 Total securities held-to-maturity $ 6,866 $ 6,123
Schedule of Unrealized Loss on Investments [Table Text Block]	Less than 12 Months 12 Months or more Total Available-for-sale Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss September 30, 2023 Obligation of U.S. Treasury $ — $ — $ 8,479 $ (470 ) $ 8,479 $ (470 ) Obligations of U.S. government-sponsored entities and agencies 1,896 (62 ) 22,607 (4,343 ) 24,503 (4,405 ) Obligations of state and political subdivisions 11,781 (606 ) 60,475 (12,471 ) 72,256 (13,077 ) U.S. Government-sponsored mortgage-backed securities – residential 3,555 (136 ) 78,987 (19,156 ) 82,542 (19,292 ) U.S. Government-sponsored mortgage-backed securities – commercial — — 6,424 (2,175 ) 6,424 (2,175 ) Collateralized mortgage obligations - residential 13,676 (276 ) 31,518 (5,986 ) 45,194 (6,262 ) Other debt securities — — 15,080 (2,047 ) 15,080 (2,047 ) Total temporarily impaired $ 30,908 $ (1,080 ) $ 223,570 $ (46,648 ) $ 254,478 $ (47,728 ) Less than 12 Months 12 Months or more Total Held to Maturity Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss September 30, 2023 Obligations of state and political subdivisions $ — $ — $ 6,123 $ (743 ) $ 6,123 $ (743 ) Total temporarily impaired $ — $ — $ 6,123 $ (743 ) $ 6,123 $ (743 ) Less than 12 Months 12 Months or more Total Available-for-sale Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss June 30, 2023 Obligations of U.S. Treasury $ — $ — $ 8,408 $ (533 ) $ 8,408 $ (533 ) Obligations of U.S. government-sponsored entities and agencies 1,008 (10 ) 23,551 (3,735 ) 24,559 (3,745 ) Obligations of state and political subdivisions 16,009 (344 ) 62,492 (8,638 ) 78,501 (8,982 ) Mortgage-backed securities – residential 3,334 (84 ) 85,096 (14,982 ) 88,430 (15,066 ) Mortgage-backed securities – commercial — — 6,795 (1,809 ) 6,795 (1,809 ) Collateralized mortgage obligations - residential 22,039 (638 ) 27,023 (5,100 ) 49,062 (5,738 ) Other debt securities — — 15,033 (2,142 ) 15,033 (2,142 ) Total temporarily impaired $ 42,390 $ (1,076 ) $ 228,398 $ (36,939 ) $ 270,788 $ (38,015 ) Less than 12 Months 12 Months or more Total Held to Maturity Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss June 30, 2023 Obligations of state and political subdivisions $ — $ — $ 6,294 $ (676 ) $ 6,294 $ (676 ) Total temporarily impaired $ — $ — $ 6,294 $ (676 ) $ 6,294 $ (676 )
Unrealized Gain (Loss) on Investments [Table Text Block]	Three Months Ended September 30, 2023 2022 Unrealized loss recognized on equity securities held at the end of the period $ — $ (24 )

Note 3 - Loans and Allowance _2

Note 3 - Loans and Allowance for Credit Losses (Tables)	3 Months Ended
	Sep. 30, 2023
Notes Tables
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	September 30, 2023 June 30, 2023 Commercial & Industrial $ 111,235 $ 112,558 Commercial real estate: Owner occupied 154,688 151,005 Non-owner occupied 143,341 140,002 Farmland 40,610 40,606 Land Development 9,396 11,004 1 – 4 family residential real estate 189,501 189,312 Consumer 68,948 65,617 Subtotal 717,719 710,104 Unamortized deferred loan costs, net 202 258 Allowance for credit losses (7,782 ) (7,724 ) Net Loans $ 710,139 $ 702,638
Financing Receivable, Allowance for Credit Loss [Table Text Block]	1-4 Family Commercial Commercial Residential & Real Land Real Industrial Estate Farmland Development Estate Consumer Total ACL beginning balance $ 1,308 $ 3,943 $ — $ — $ 1,571 $ 902 $ 7,724 Cumulative effect of change in accounting principle (455 ) (53 ) 93 398 166 (97 ) 52 Provision for expected credit losses 121 61 (2 ) (132 ) (99 ) 91 40 Charge-offs — — — — — (106 ) (106 ) Recoveries — — — — — 72 72 ACL ending balance $ 974 $ 3,951 $ 91 $ 266 $ 1,638 $ 862 $ 7,782 1-4 Family Commercial Commercial Residential & Real Real Industrial Estate Estate Consumer Total Allowance for loan losses: Beginning balance $ 960 $ 3,927 $ 1,645 $ 628 $ 7,160 Provision for loan losses 61 145 35 169 410 Loans charged-off — — (6 ) (72 ) (78 ) Recoveries — — 2 52 54 Total ending allowance balance $ 1,021 $ 4,072 $ 1,676 $ 777 $ 7,546 1-4 Family Commercial Commercial Residential & Real Real Industrial Estate Estate Consumer Total Allowance for loan losses: Ending allowance balance attributable to loans: Individually evaluated for impairment $ — $ — $ — $ — $ — Acquired loans collectively evaluated for impairment — 40 74 — 114 Originated loans collectively evaluated for impairment 1,308 3,903 1,497 902 7,610 Total ending allowance balance $ 1,308 $ 3,943 $ 1,571 $ 902 $ 7,724 Recorded investment in loans: Loans individually evaluated for impairment $ 314 $ 88 $ 3 $ — $ 405 Acquired loans collectively evaluated for impairment 622 6,953 23,038 1,230 31,843 Originated loans collectively evaluated for impairment 111,890 335,660 167,798 64,364 679,712 Total ending loans balance $ 112,826 $ 342,701 $ 190,839 $ 65,594 $ 711,960
Financing Receivable, Nonaccrual [Table Text Block]	September 30, 2023 Interest Income Non-accrual Total Recognized during loans with Non-accrual the period on no ACL loans non-accrual loans Commercial real estate: Owner occupied $ 51 $ 51 $ — 1 – 4 family residential real estate 142 142 — Total $ 193 $ 193 $ — June 30, 2023 Non-accrual Commercial Real Estate: Other $ 51 1 – 4 family residential: Non-owner occupied 3 Total $ 54
Financing Receivable, Past Due [Table Text Block]	Loans 90 Days Past Due Days Past 30 59 60 89 90 Days or Total Loans Not Due and Days Days Greater Past Due Past Due Total Accruing Commercial & Industrial $ 26 $ — $ — $ 26 $ 111,282 $ 111,308 $ — Commercial real estate: Owner occupied — — 51 51 154,374 154,425 — Non-owner occupied — — — — 143,017 143,017 — Farmland 40,509 40,509 — Land development — — — — 9,373 9,373 — 1 – 4 family residential real estate 15 — 160 175 190,388 190,563 18 Consumer 580 168 80 828 67,898 68,726 80 Total $ 621 $ 168 $ 291 $ 1,080 $ 716,841 $ 717,921 $ 98 Loans 90 Days Past Due Days Past 30 59 60 89 90 Days or Total Loans Not Due and Days Days Greater Past Due Past Due Total Accruing Commercial & Industrial $ — $ — $ — $ — $ 112,826 $ 112,826 $ — Commercial real estate: Construction — — — — 23,996 23,996 — Other — — 51 51 318,654 318,705 — 1-4 family residential: Owner occupied 17 124 — 141 158,296 158,437 — Non-owner occupied — — 3 3 23,885 23,888 — Construction — — — — 8,514 8,514 — Consumer 438 120 50 608 64,986 65,594 50 Total $ 455 $ 244 $ 104 $ 803 $ 711,157 $ 711,960 $ 50
Financing Receivable Credit Quality Indicators [Table Text Block]	Revolving Revolving Loans Loans Term Loans by Origination Year Amortized Converted 2024 2023 2022 2021 2020 Prior Cost Basis To Term Total Commercial & Industrial Pass $ 13,175 $ 29,099 $ 32,109 $ 9,319 $ 4,716 $ 5,937 $ 15,284 $ — $ 109,639 Special Mention — — 440 44 17 47 573 — 1,121 Substandard — — — — — 16 532 — 548 Doubtful — — — — — — — — — Total Commercial & Industrial $ 13,175 $ 29,099 $ 32,549 $ 9,363 $ 4,733 $ 6,000 $ 16,389 $ — $ 111,308 Current year-to-date gross write-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Commercial real estate: Owner occupied: Pass $ 5,495 $ 19,460 $ 34,629 $ 23,581 $ 15,786 $ 44,807 $ 7,458 $ — $ 151,216 Special Mention — — — 39 915 1,634 151 — 2,739 Substandard — — — — — 419 — — 419 Doubtful — — — — — 51 — — 51 Total owner occupied $ 5,495 $ 19,460 $ 34,629 $ 23,620 $ 16,701 $ 46,911 $ 7,609 $ — $ 154,425 Current year-to-date gross write-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Non-owner occupied: Pass $ 1,947 $ 38,625 $ 22,967 $ 25,701 $ 13,202 $ 36,344 $ 784 $ — $ 139,570 Special Mention — — — 3,447 — — — — 3,447 Substandard — — — — — — — — — Doubtful — — — — — — — — — Total non-owner occupied $ 1,947 $ 38,625 $ 22,967 $ 29,148 $ 13,202 $ 36,344 $ 784 $ — $ 143,017 Current year-to-date gross write-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Farmland: Pass $ 405 $ 6,469 $ 6,023 $ 5,644 $ 2,426 $ 17,631 $ 1,063 $ — $ 39,661 Special Mention — — — — — 848 — — 848 Substandard — — — — — — — — — Doubtful — — — — — — — — — Total Farmland $ 405 $ 6,469 $ 6,023 $ 5,644 $ 2,426 $ 18,479 $ 1,063 $ — $ 40,509 Current year-to-date gross write-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Land Development: Pass $ 110 $ 2,027 $ 1,066 $ 537 $ 388 $ 614 $ 4,631 $ — $ 9,373 Special Mention — — — — — — — — — Substandard — — — — — — — — — Doubtful — — — — — — — — — Total Land Development $ 110 $ 2,027 $ 1,066 $ 537 $ 388 $ 614 $ 4,631 $ — $ 9,373 Current year-to-date gross write-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Total: Pass $ 21,132 $ 95,680 $ 96,794 $ 64,782 $ 36,518 $ 105,333 $ 29,220 $ — $ 449,459 Special Mention — — 440 3,530 932 2,529 724 — 8,155 Substandard — — — — — 435 532 — 967 Doubtful — — — — — 51 — — 51 Total $ 21,132 $ 95,680 $ 97,234 $ 68,312 $ 37,450 $ 108,348 $ 30,476 $ — $ 458,632 Revolving Revolving Loans Loans Term Loans by Origination Year Amortized Converted 2024 2023 2022 2021 2020 Prior Cost Basis To Term Total 1 4 family residential real estate: Performing $ 4,330 $ 21,676 $ 31,602 $ 53,188 $ 20,607 $ 31,907 $ 27,093 $ — $ 190,403 Nonperforming — — — — — 160 — — 160 Total 1-4 family residential real estate $ 4,330 $ 21,676 $ 31,602 $ 53,188 $ 20,607 $ 32,067 $ 27,093 $ — $ 190,563 Current year-to-date gross write-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Consumer: Performing $ 9,053 $ 33,179 $ 17,740 $ 6,567 $ 1,245 $ 731 $ 131 $ — $ 68,646 Nonperforming — 17 50 13 — — — — 80 Total consumer $ 9,053 $ 33,196 $ 17,790 $ 6,580 $ 1,245 $ 731 $ 131 $ — $ 68,726 Current year-to-date gross write-offs $ 12 $ 47 $ 21 $ 16 $ 10 $ — $ — $ — $ 106 Total: Performing $ 13,383 $ 54,855 $ 49,342 $ 59,755 $ 21,852 $ 32,638 $ 27,224 $ — $ 259,049 Nonperforming — 17 50 13 — 160 — — 240 Total $ 13,383 $ 54,872 $ 49,392 $ 59,768 $ 21,852 $ 32,798 $ 27,224 $ — $ 259,289 Special Not Pass Mention Substandard Doubtful Rated Commercial & Industrial $ 110,928 $ 1,174 $ 573 $ — $ 151 Commercial real estate: Construction 23,996 — — — — Other 310,427 7,097 468 51 662 1-4 Family residential real estate: Owner occupied 2,013 — 17 — 156,407 Non-owner occupied 23,474 50 105 3 256 Construction 3,227 — — — 5,287 Consumer 597 — — — 64,997 Total $ 474,662 $ 8,321 $ 1,163 $ 54 $ 227,760
Impaired Financing Receivables [Table Text Block]	As of June 30, 2023 Three Months ended September 30, 2022 Allowance Unpaid for Loan Average Interest Cash Basis Principal Recorded Losses Recorded Income Interest Balance Investment Allocated Investment Recognized Recognized With no related allowance recorded: Commercial & Industrial $ 404 $ 314 $ — $ 286 $ 10 $ 10 Commercial real estate: Other 127 88 — 41 3 3 1-4 Family residential real estate: Owner occupied 24 — — 21 1 1 Non-owner occupied 3 3 — 62 — — Total $ 558 $ 405 $ — $ 410 $ 14 $ 14

Note 4 - Fair Value (Tables)

Note 4 - Fair Value (Tables)	3 Months Ended
	Sep. 30, 2023
Notes Tables
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block]	Balance at September 30, Fair Value Measurements at September 30, 2023 2023 Level 1 Level 2 Level 3 Assets: Obligations of U.S. Treasury $ 8,479 $ — $ 8,479 $ — Obligations of U.S. government-sponsored entities and agencies 24,503 — 24,503 — Obligations of state and political subdivisions 74,720 — 74,720 — U.S. Government-sponsored mortgage-backed securities – residential 82,542 — 82,542 — U.S. Government-sponsored mortgage-backed securities – commercial 6,424 — 6,424 — U.S. Government-sponsored collateralized mortgage obligations - residential 49,282 — 49,282 — Other debt securities 15,080 — 15,080 — Equity securities 386 — 386 — Balance at June 30, Fair Value Measurements at June 30, 2023 2023 Level 1 Level 2 Level 3 Assets: Obligations of U.S. treasury $ 8,408 $ — $ 8,408 $ — Obligations of U.S. government-sponsored entities and agencies 25,692 — 25,692 — Obligations of state and political subdivisions 83,972 — 83,972 — U.S. government-sponsored mortgage-backed securities - residential 89,635 — 89,635 — U.S. government-sponsored mortgage-backed securities - commercial 6,795 — 6,795 — U.S. government-sponsored collateralized mortgage obligations - residential 50,070 — 50,070 — Other debt securities 15,033 — 15,033 — Equity securities 386 — 386 —
Fair Value, by Balance Sheet Grouping [Table Text Block]	September 30, 2023 June 30, 2023 Carrying Amount Estimated Fair Value Carrying Amount Estimated Fair Value Financial Assets: Level 1 inputs: Cash and cash equivalents $ 19,643 $ 19,643 $ 11,755 $ 11,755 Level 2 inputs: Certificates of deposit in other financial institutions 2,493 2,462 2,501 2,450 Loans held for sale — — 764 774 Accrued interest receivable 3,293 3,293 3,024 3,024 Level 3 inputs: Securities held-to-maturity 6,866 6,123 6,970 6,294 Loans, net 710,139 652,758 702,638 656,737 Financial Liabilities: Level 2 inputs: Demand and savings deposits 730,910 730,910 738,190 738,190 Time deposits 230,464 229,325 214,343 211,856 Short-term borrowings 21,945 21,945 26,367 26,367 Federal Home Loan Bank advances 8,146 6,913 8,776 7,678 Accrued interest payable 507 507 344 344

Note 5 - Affordable Tax Credi_2

Note 5 - Affordable Tax Credit Partnership (Tables)	3 Months Ended
	Sep. 30, 2023
Notes Tables
Schedule of Investments in Affordable Housing Projects [Table Text Block]	September 30, 2023 June 30, 2023 Affordable housing tax credit investment $ 10,250 $ 10,250 Less: amortization (1 ) — Net affordable housing tax credit investment $ 10,249 $ 10,250 Unfunded commitments $ 9,305 $ 9,668 Three Months Ended September 30, 2023 2022 Tax credits and other tax benefits recognized $ 15 $ — Proportional amortization expense included in provision for income taxes 1 —

Note 6 - Earnings Per Share (Ta

Note 6 - Earnings Per Share (Tables)	3 Months Ended
	Sep. 30, 2023
Notes Tables
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	For the Three Months Ended September 30, 2023 2022 Basic: Net income available to common shareholders $ 2,410 $ 2,535 Weighted average common shares outstanding 3,092,945 3,048,018 Basic income per share $ 0.78 $ 0.83 Diluted: Net income available to common shareholders $ 2,410 $ 2,535 Weighted average common shares outstanding 3,092,945 3,048,018 Dilutive effect of restricted stock — — Total common shares and dilutive potential common shares 3,092,945 3,048,018 Dilutive income per share $ 0.78 $ 0.83

Note 7 - Accumulated Other Co_2

Note 7 - Accumulated Other Comprehensive Loss (Tables)	3 Months Ended
	Sep. 30, 2023
Notes Tables
Schedule of Accumulated Other Comprehensive Income (Loss) [Table Text Block]	Pretax Tax Effect After-tax Affected Line Item in Consolidated Statements of Income Balance as of June 30, 2023 $ (37,925 ) $ 7,964 $ (29,961 ) Unrealized holding losses on available-for-sale securities arising during the period (9,852 ) 2,069 (7,783 ) Amounts reclassified from accumulated other comprehensive loss 79 (16 ) 63 (a)(b) Net current period other comprehensive loss (9,773 ) 2,053 (7,720 ) Balance as of September 30, 2023 $ (47,698 ) $ 10,017 $ (37,681 ) Pretax Tax Effect After-tax Affected Line Item in Consolidated Statements of Income Balance as of June 30, 2022 $ (27,982 ) $ 5,876 $ (22,106 ) Unrealized holding losses on available-for-sale securities arising during the period (16,140 ) 3,389 (12,751 ) Amounts reclassified from accumulated other comprehensive loss 11 (2 ) 9 (a)(b) Net current period other comprehensive loss (16,129 ) 3,387 (12,742 ) Balance as of September 30, 2022 $ (44,111 ) $ 9,263 $ (34,848 )

Note 1 - Summary of Significa_2

Note 1 - Summary of Significant Accounting Policies (Details Textual) - USD ($) $ in Thousands	Sep. 30, 2023	Jul. 01, 2023	Jun. 30, 2023	Sep. 30, 2022	Jun. 30, 2022
Financing Receivable, Allowance for Credit Loss	$ 7,782		$ 7,724	$ 7,546	$ 7,160
Retained Earnings (Accumulated Deficit)	$ 67,050		65,485
Cumulative Effect, Period of Adoption, Adjustment [Member]
Financing Receivable, Allowance for Credit Loss			$ 52
Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Financing Receivable, Allowance for Credit Loss		$ 52
Off-Balance-Sheet, Credit Loss, Liability		308
Retained Earnings (Accumulated Deficit)		(285)
Deferred Tax Asset, Tax Deferred Expense, Reserve and Accrual, Financing Receivable, Allowance for Credit Loss		$ 75

Note 2 - Securities (Details Te

Note 2 - Securities (Details Textual) $ in Thousands	3 Months Ended
	Sep. 30, 2023 USD ($)	Sep. 30, 2022 USD ($)	Jun. 30, 2023 USD ($)
Other Comprehensive Income (Loss), Reclassification Adjustment from AOCI for Sale of Securities, Tax	$ (16)	$ (2)
Debt Securities, Available-for-Sale, Restricted	$ 137,347		$ 137,896
Available-for-sale, Qualitative Disclosure, Number of Positions	407
Held-to-maturity, Qualitative Disclosure, Number of Positions	4
Equity Securities, FV-NI, Cost	$ 400
Equity Securities, FV-NI, Realized Gain (Loss), Total	$ 0	0
US States and Political Subdivisions Debt Securities [Member] | Rated [Member]
Percent of Available for Sale Debt Securities Portfolio	98.70%
US States and Political Subdivisions Debt Securities [Member] | Non-rated [Member]
Percent of Available for Sale Debt Securities Portfolio	1.30%
Maximum [Member]
Other Comprehensive Income (Loss), Reclassification Adjustment from AOCI for Sale of Securities, Tax		$ (2)

Note 2 - Securities - Amortized

Note 2 - Securities - Amortized Cost and Fair Value of Securities Available-for-sale and Securities Held-to-maturity (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Jun. 30, 2023
Available-for-sale securities, amortized cost	$ 308,728	$ 317,530
Available-for-sale securities, gross unrealized gains	30	90
Available-for-sale securities, gross unrealized losses	(47,728)	(38,015)
Available-for-sale securities, fair value	261,030	279,605
Held-to-maturity, amortized cost	6,866	6,970
Held-to-maturity, fair value	6,123	6,294
US Treasury Securities [Member]
Available-for-sale securities, amortized cost	8,949	8,941
Available-for-sale securities, gross unrealized gains	0	0
Available-for-sale securities, gross unrealized losses	(470)	(533)
Available-for-sale securities, fair value	8,479	8,408
US States and Political Subdivisions Debt Securities [Member]
Available-for-sale securities, amortized cost	87,795	92,891
Available-for-sale securities, gross unrealized gains	2	63
Available-for-sale securities, gross unrealized losses	(13,077)	(8,982)
Available-for-sale securities, fair value	74,720	83,972
Held-to-maturity, amortized cost	6,866	6,970
Held-to-maturity, gross unrecognized gains	0	0
Held-to-maturity, gross unrecognized losses	(743)	(676)
Held-to-maturity, fair value	6,123	6,294
US Government-sponsored Enterprises Debt Securities [Member]
Available-for-sale securities, amortized cost	28,908	29,430
Available-for-sale securities, gross unrealized gains	0	7
Available-for-sale securities, gross unrealized losses	(4,405)	(3,745)
Available-for-sale securities, fair value	24,503	25,692
Residential Mortgage-Backed Securities [Member]
Available-for-sale securities, amortized cost	101,834	104,689
Available-for-sale securities, gross unrealized gains	0	12
Available-for-sale securities, gross unrealized losses	(19,292)	(15,066)
Available-for-sale securities, fair value	82,542	89,635
Commercial Mortgage-Backed Securities [Member]
Available-for-sale securities, amortized cost	8,599	8,604
Available-for-sale securities, gross unrealized gains	0	0
Available-for-sale securities, gross unrealized losses	(2,175)	(1,809)
Available-for-sale securities, fair value	6,424	6,795
Collateralized Mortgage Obligations [Member]
Available-for-sale securities, amortized cost	55,516	55,800
Available-for-sale securities, gross unrealized gains	28	8
Available-for-sale securities, gross unrealized losses	(6,262)	(5,738)
Available-for-sale securities, fair value	49,282	50,070
Other Debt Obligations [Member]
Available-for-sale securities, amortized cost	17,127	17,175
Available-for-sale securities, gross unrealized gains	0	0
Available-for-sale securities, gross unrealized losses	(2,047)	(2,142)
Available-for-sale securities, fair value	$ 15,080	$ 15,033

Note 2 - Securities - Proceeds

Note 2 - Securities - Proceeds From Sales and Calls of Available-for-sale Securities (Details) - USD ($) $ in Thousands	3 Months Ended
	Sep. 30, 2023	Sep. 30, 2022
Proceeds from sales	$ 4,002	$ 2,069
Gross realized gains	0	7
Gross realized losses	$ 79	$ 18

Note 2 - Securities - Amortiz_2

Note 2 - Securities - Amortized Cost and Fair Values of Debt Securities by Contractual Maturity (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Jun. 30, 2023
Available-for-sale Securities, Debt Maturities, Next Twelve Months, Amortized Cost Basis	$ 6,575
Available-for-sale Securities, Debt Maturities, Next Twelve Months, Fair Value	6,445
Available-for-sale Securities, Debt Maturities, Year Two Through Five, Amortized Cost Basis	26,884
Available-for-sale Securities, Debt Maturities, Year Two Through Five, Fair Value	25,275
Available-for-sale Securities, Debt Maturities, Year Six Through Ten, Amortized Cost Basis	52,244
Available-for-sale Securities, Debt Maturities, Year Six Through Ten, Fair Value	45,075
Available-for-sale Securities, Debt Maturities, after Ten Years, Amortized Cost Basis	57,076
Available-for-sale Securities, Debt Maturities, after Ten Years, Fair Value	45,987
Available-for-sale Securities, Debt Maturities, Single Maturity Date, Amortized Cost Basis	142,779
Available-for-sale Securities, Debt Maturities, Single Maturity Date	122,782
Total securities available-for-sale	308,728	$ 317,530
Total securities available-for-sale	261,030	279,605
Due after one year through five years, Net Carrying Amount	3,092
Due after one year through five years, Fair Value	2,954
Held-to-maturity Securities, Debt Maturities, after Five Through Ten Years, Net Carrying Amount	533
Held-to-maturity Securities, Debt Maturities, Year Six Through Ten, Fair Value	518
Held-to-maturity Securities, Debt Maturities, after Ten Years, Net Carrying Amount	3,241
Held-to-maturity Securities, Debt Maturities, after Ten Years, Fair Value	2,651
Held-to-maturity Securities	6,866	6,970
Held-to-maturity Securities, Fair Value	6,123	$ 6,294
U.S. Government-sponsored Mortgage-backed and Related Securities [Member]
Available-for-sale Securities, Debt Maturities, without Single Maturity Date, Amortized Cost Basis	165,949
Available-for-sale Securities, Debt Maturities, without Single Maturity Date, Fair Value	$ 138,248

Note 2 - Securities - Securitie

Note 2 - Securities - Securities With Unrealized and Unrecognized Losses (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Jun. 30, 2023
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	$ 30,908	$ 42,390
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Loss	(1,080)	(1,076)
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	223,570	228,398
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Loss	(46,648)	(36,939)
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	254,478	270,788
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Loss	(47,728)	(38,015)
Held-to-maturity, Continuous Unrealized Loss Position, Less than 12 Months, Fair Value	0	0
Held-to-maturity, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Loss	0	0
Debt Securities, Held-to-Maturity, Continuous Unrealized Loss Position, 12 Months or Longer, Fair Value	6,123	6,294
Held-to-maturity Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Aggregate Loss	(743)	(676)
Debt Securities, Held-to-Maturity, Unrealized Loss Position, Fair Value	6,123	6,294
Debt Securities, Held-to-Maturity, Unrealized Loss Position, Accumulated Loss	(743)	(676)
Held-to-maturity, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Loss	0	0
US Treasury Securities [Member]
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	0	0
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Loss	0	0
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	8,479	8,408
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Loss	(470)	(533)
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	8,479	8,408
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Loss	(470)	(533)
US States and Political Subdivisions Debt Securities [Member]
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	11,781	16,009
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Loss	(606)	(344)
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	60,475	62,492
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Loss	(12,471)	(8,638)
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	72,256	78,501
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Loss	(13,077)	(8,982)
Held-to-maturity, Continuous Unrealized Loss Position, Less than 12 Months, Fair Value	0	0
Held-to-maturity, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Loss	0	0
Debt Securities, Held-to-Maturity, Continuous Unrealized Loss Position, 12 Months or Longer, Fair Value	6,123	6,294
Held-to-maturity Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Aggregate Loss	(743)	(676)
Debt Securities, Held-to-Maturity, Unrealized Loss Position, Fair Value	6,123	6,294
Debt Securities, Held-to-Maturity, Unrealized Loss Position, Accumulated Loss	(743)	(676)
Held-to-maturity, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Loss	0	0
US Government-sponsored Enterprises Debt Securities [Member]
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	1,896	1,008
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Loss	(62)	(10)
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	22,607	23,551
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Loss	(4,343)	(3,735)
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	24,503	24,559
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Loss	(4,405)	(3,745)
Residential Mortgage-Backed Securities [Member]
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	3,555	3,334
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Loss	(136)	(84)
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	78,987	85,096
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Loss	(19,156)	(14,982)
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	82,542	88,430
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Loss	(19,292)	(15,066)
Commercial Mortgage-Backed Securities [Member]
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	0	0
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Loss	0	0
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	6,424	6,795
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Loss	(2,175)	(1,809)
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	6,424	6,795
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Loss	(2,175)	(1,809)
Collateralized Debt Obligations [Member]
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	13,676	22,039
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Loss	(276)	(638)
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	31,518	27,023
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Loss	(5,986)	(5,100)
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	45,194	49,062
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Loss	(6,262)	(5,738)
Other Debt Obligations [Member]
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	0	0
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Loss	0	0
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	15,080	15,033
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Loss	(2,047)	(2,142)
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	15,080	15,033
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Loss	$ (2,047)	$ (2,142)

Note 2 - Securities - Unrealize

Note 2 - Securities - Unrealized Gains and Losses on Equity Securities (Details) - USD ($) $ in Thousands	3 Months Ended
	Sep. 30, 2023	Sep. 30, 2022
Unrealized loss recognized on equity securities held at the end of the period	$ 0	$ (24)

Note 3 - Loans and Allowance _3

Note 3 - Loans and Allowance for Credit Losses (Details Textual) $ in Thousands	Jun. 30, 2023 USD ($)
Interest Receivable	$ 1,598
Financing Receivable, Modified, Accumulated	$ 351

Note 3 - Loans and Allowance _4

Note 3 - Loans and Allowance for Credit Losses - Major Classifications (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Jun. 30, 2023	Sep. 30, 2022	Jun. 30, 2022
Gross loans	$ 717,719	$ 710,104
Unamortized deferred loan costs, net	202	258
Less allowance for credit losses	(7,782)	(7,724)	$ (7,546)	$ (7,160)
Net loans	710,139	702,638
Commercial Portfolio Segment [Member]
Gross loans	111,235	112,558
Less allowance for credit losses		(1,308)	(1,021)	(960)
Commercial Real Estate Portfolio Segment [Member]
Less allowance for credit losses	(3,951)	(3,943)	(4,072)	(3,927)
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied Loans [Member]
Gross loans	154,688	151,005
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied Loans [Member]
Gross loans	143,341	140,002
Farmland [Member]
Gross loans	40,610	40,606
Less allowance for credit losses	(91)	0
Land Development [Member]
Gross loans	9,396	11,004
Less allowance for credit losses	(266)	0
Residential Portfolio Segment [Member]
Gross loans	189,501	189,312
Less allowance for credit losses	(1,638)	(1,571)	(1,676)	(1,645)
Consumer Portfolio Segment [Member]
Gross loans	68,948	65,617
Less allowance for credit losses	$ (862)	$ (902)	$ (777)	$ (628)

Note 3 - Loans and Allowance _5

Note 3 - Loans and Allowance for Credit Losses - Allowance for Loan Losses by Portfolio Segment (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Jun. 30, 2023
Balance	$ 7,724	$ 7,160
Provision for expected credit losses	40	410
Charge-offs	(106)	(78)
Recoveries	72	54
Balance	7,782	7,546	$ 7,782
Individually evaluated for impairment				$ 0
Total ending allowance balance	7,782	7,546	7,782	7,724
Loans individually evaluated for impairment				405
Total ending loans balance	717,921		717,921	711,960
Financial Asset Acquired [Member]
Acquired loans collectively evaluated for impairment				114
Loans collectively evaluated for impairment				31,843
Financial Asset Originated [Member]
Acquired loans collectively evaluated for impairment				7,610
Loans collectively evaluated for impairment				679,712
Cumulative Effect, Period of Adoption, Adjustment [Member]
Balance	52
Total ending allowance balance				52
Commercial & Industrial [Member]
Balance	1,308
Provision for expected credit losses	121
Charge-offs	0
Recoveries	0
Balance	974		974
Total ending allowance balance	974		974	1,308
Commercial & Industrial [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Balance	(455)
Total ending allowance balance				(455)
Commercial Real Estate Portfolio Segment [Member]
Balance	3,943	3,927
Provision for expected credit losses	61	145
Charge-offs	0	0
Recoveries	0	0
Balance	3,951	4,072	3,951
Individually evaluated for impairment				0
Total ending allowance balance	3,951	4,072	3,951	3,943
Loans individually evaluated for impairment				88
Total ending loans balance				342,701
Commercial Real Estate Portfolio Segment [Member] | Financial Asset Acquired [Member]
Acquired loans collectively evaluated for impairment				40
Loans collectively evaluated for impairment				6,953
Commercial Real Estate Portfolio Segment [Member] | Financial Asset Originated [Member]
Acquired loans collectively evaluated for impairment				3,903
Loans collectively evaluated for impairment				335,660
Commercial Real Estate Portfolio Segment [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Balance	(53)
Total ending allowance balance				(53)
Farmland [Member]
Balance	0
Provision for expected credit losses	(2)
Charge-offs	0
Recoveries	0
Balance	91		91
Total ending allowance balance	91		91	0
Total ending loans balance	40,509		40,509
Farmland [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Balance	93
Total ending allowance balance				93
Land Development [Member]
Balance	0
Provision for expected credit losses	(132)
Charge-offs	0
Recoveries	0
Balance	266		266
Total ending allowance balance	266		266	0
Total ending loans balance	9,373		9,373
Land Development [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Balance	398
Total ending allowance balance				398
Residential Portfolio Segment [Member]
Balance	1,571	1,645
Provision for expected credit losses	(99)	35
Charge-offs	0	(6)	0
Recoveries	0	2
Balance	1,638	1,676	1,638
Individually evaluated for impairment				0
Total ending allowance balance	1,638	1,676	1,638	1,571
Loans individually evaluated for impairment				3
Total ending loans balance	190,563		190,563	190,839
Residential Portfolio Segment [Member] | Financial Asset Acquired [Member]
Acquired loans collectively evaluated for impairment				74
Loans collectively evaluated for impairment				23,038
Residential Portfolio Segment [Member] | Financial Asset Originated [Member]
Acquired loans collectively evaluated for impairment				1,497
Loans collectively evaluated for impairment				167,798
Residential Portfolio Segment [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Balance	166
Total ending allowance balance				166
Consumer Portfolio Segment [Member]
Balance	902	628
Provision for expected credit losses	91	169
Charge-offs	(106)	(72)	(106)
Recoveries	72	52
Balance	862	777	862
Individually evaluated for impairment				0
Total ending allowance balance	862	777	862	902
Loans individually evaluated for impairment				0
Total ending loans balance	68,726		68,726	65,594
Consumer Portfolio Segment [Member] | Financial Asset Acquired [Member]
Acquired loans collectively evaluated for impairment				0
Loans collectively evaluated for impairment				1,230
Consumer Portfolio Segment [Member] | Financial Asset Originated [Member]
Acquired loans collectively evaluated for impairment				902
Loans collectively evaluated for impairment				64,364
Consumer Portfolio Segment [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Balance	(97)
Total ending allowance balance				(97)
Commercial Portfolio Segment [Member]
Balance	1,308	960
Provision for expected credit losses		61
Charge-offs	0	0
Recoveries		0
Balance		1,021
Individually evaluated for impairment				0
Total ending allowance balance		$ 1,021		1,308
Loans individually evaluated for impairment				314
Total ending loans balance	$ 111,308		$ 111,308	112,826
Commercial Portfolio Segment [Member] | Financial Asset Acquired [Member]
Acquired loans collectively evaluated for impairment				0
Loans collectively evaluated for impairment				622
Commercial Portfolio Segment [Member] | Financial Asset Originated [Member]
Acquired loans collectively evaluated for impairment				1,308
Loans collectively evaluated for impairment				$ 111,890

Note 3 - Loans and Allowance _6

Note 3 - Loans and Allowance for Credit Losses - Non-accrual Loans (Details) - USD ($) $ in Thousands	3 Months Ended
	Sep. 30, 2023	Jun. 30, 2023
Nonaccrual, No Allowance	$ 193
Nonaccrual	193	$ 54
Nonaccrual, Interest Income	0
Commercial Real Estate Portfolio Segment [Member] | Other Commercial Real Estate Loans [Member]
Nonaccrual		51
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied Loans [Member]
Nonaccrual, No Allowance	51
Nonaccrual	51
Nonaccrual, Interest Income	0
Residential Portfolio Segment [Member]
Nonaccrual, No Allowance	142
Nonaccrual	142
Nonaccrual, Interest Income	$ 0
Residential Portfolio Segment [Member] | Non-owner Occupied Loans [Member]
Nonaccrual		$ 3

Note 3 - Loans and Allowance _7

Note 3 - Loans and Allowance for Credit Losses - Loans Past Due (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Jun. 30, 2023
Recorded investment	$ 717,921	$ 711,960
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing	98	50
Financial Asset, 30 to 59 Days Past Due [Member]
Recorded investment	621	455
Financial Asset, 60 to 89 Days Past Due [Member]
Recorded investment	168	244
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Recorded investment	291	104
Financial Asset, Past Due [Member]
Recorded investment	1,080	803
Financial Asset, Not Past Due [Member]
Recorded investment	716,841	711,157
Commercial Portfolio Segment [Member]
Recorded investment	111,308	112,826
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing	0	0
Commercial Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Recorded investment	26	0
Commercial Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Recorded investment	0	0
Commercial Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Recorded investment	0	0
Commercial Portfolio Segment [Member] | Financial Asset, Past Due [Member]
Recorded investment	26	0
Commercial Portfolio Segment [Member] | Financial Asset, Not Past Due [Member]
Recorded investment	111,282	112,826
Commercial Real Estate Portfolio Segment [Member]
Recorded investment		342,701
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied Loans [Member]
Recorded investment	154,425	158,437
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing	0	0
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Recorded investment		23,996
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing		0
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied Loans [Member]
Recorded investment	143,017	23,888
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing	0	0
Commercial Real Estate Portfolio Segment [Member] | Other Commercial Real Estate Loans [Member]
Recorded investment		318,705
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing		0
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | Owner Occupied Loans [Member]
Recorded investment	0	17
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | Construction Loans [Member]
Recorded investment		0
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | Non-owner Occupied Loans [Member]
Recorded investment	0	0
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | Other Commercial Real Estate Loans [Member]
Recorded investment		0
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | Owner Occupied Loans [Member]
Recorded investment	0	124
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | Construction Loans [Member]
Recorded investment		0
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | Non-owner Occupied Loans [Member]
Recorded investment	0	0
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | Other Commercial Real Estate Loans [Member]
Recorded investment		0
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Owner Occupied Loans [Member]
Recorded investment	51	0
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Construction Loans [Member]
Recorded investment		0
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Non-owner Occupied Loans [Member]
Recorded investment	0	3
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Other Commercial Real Estate Loans [Member]
Recorded investment		51
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Past Due [Member] | Owner Occupied Loans [Member]
Recorded investment	51	141
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Past Due [Member] | Construction Loans [Member]
Recorded investment		0
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Past Due [Member] | Non-owner Occupied Loans [Member]
Recorded investment	0	3
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Past Due [Member] | Other Commercial Real Estate Loans [Member]
Recorded investment		51
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Not Past Due [Member] | Owner Occupied Loans [Member]
Recorded investment	154,374	158,296
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Not Past Due [Member] | Construction Loans [Member]
Recorded investment		23,996
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Not Past Due [Member] | Non-owner Occupied Loans [Member]
Recorded investment	143,017	23,885
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Not Past Due [Member] | Other Commercial Real Estate Loans [Member]
Recorded investment		318,654
Farmland [Member]
Recorded investment	40,509
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing	0
Farmland [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Recorded investment
Farmland [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Recorded investment
Farmland [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Recorded investment
Farmland [Member] | Financial Asset, Past Due [Member]
Recorded investment
Farmland [Member] | Financial Asset, Not Past Due [Member]
Recorded investment	40,509
Land Development [Member]
Recorded investment	9,373
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing	0
Land Development [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Recorded investment	0
Land Development [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Recorded investment	0
Land Development [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Recorded investment	0
Land Development [Member] | Financial Asset, Past Due [Member]
Recorded investment	0
Land Development [Member] | Financial Asset, Not Past Due [Member]
Recorded investment	9,373
Residential Portfolio Segment [Member]
Recorded investment	190,563	190,839
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing	18
Residential Portfolio Segment [Member] | Construction Loans [Member]
Recorded investment		8,514
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing		0
Residential Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Recorded investment	15
Residential Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | Construction Loans [Member]
Recorded investment		0
Residential Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Recorded investment	0
Residential Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | Construction Loans [Member]
Recorded investment		0
Residential Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Recorded investment	160
Residential Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Construction Loans [Member]
Recorded investment		0
Residential Portfolio Segment [Member] | Financial Asset, Past Due [Member]
Recorded investment	175
Residential Portfolio Segment [Member] | Financial Asset, Past Due [Member] | Construction Loans [Member]
Recorded investment		0
Residential Portfolio Segment [Member] | Financial Asset, Not Past Due [Member]
Recorded investment	190,388
Residential Portfolio Segment [Member] | Financial Asset, Not Past Due [Member] | Construction Loans [Member]
Recorded investment		8,514
Consumer Portfolio Segment [Member]
Recorded investment	68,726	65,594
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing	80	50
Consumer Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Recorded investment	580	438
Consumer Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Recorded investment	168	120
Consumer Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Recorded investment	80	50
Consumer Portfolio Segment [Member] | Financial Asset, Past Due [Member]
Recorded investment	828	608
Consumer Portfolio Segment [Member] | Financial Asset, Not Past Due [Member]
Recorded investment	$ 67,898	$ 64,986

Note 3 - Loans and Allowance _8

Note 3 - Loans and Allowance for Credit Losses - Recorded Investment by Risk Category (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Jun. 30, 2023
Total loan	$ 717,921		$ 717,921	$ 711,960
Allowance for Credit Loss, Writeoff	106	$ 78
Financing Receivable, Net	710,139		710,139	702,638
Pass [Member]
Financing Receivable, Net				474,662
Special Mention [Member]
Financing Receivable, Net				8,321
Substandard [Member]
Financing Receivable, Net				1,163
Doubtful [Member]
Financing Receivable, Net				54
Not Rated [Member]
Financing Receivable, Net				227,760
Commercial Portfolio Segment [Member]
Year One, Originated, Current Fiscal Year	13,175		13,175
Year Two, Originated, Fiscal Year before Current Fiscal Year	29,099		29,099
Year Three, Originated, Two Years before Current Fiscal Year	32,549		32,549
Year Four, Originated, Three Years before Current Fiscal Year	9,363		9,363
Year Five, Originated, Four Years before Current Fiscal Year	4,733		4,733
Originated, More than Five Years before Current Fiscal Year	6,000		6,000
Revolving	16,389		16,389
Revolving, Converted to Term Loan	0		0
Total loan	111,308		111,308	112,826
Year One, Originated, Current Fiscal Year, Writeoff	0
Year Two, Originated, Fiscal Year before Current Fiscal Year, Writeoff	0
Year Three, Originated, Two Years before Current Fiscal Year, Writeoff	0
Year Four, Originated, Three Years before Current Fiscal Year, Writeoff	0
Year Five, Originated, Four Years before Current Fiscal Year, Writeoff	0
Originated, More than Five Years before Current Fiscal Year, Writeoff	0
Revolving, Writeoff	0
Revolving, Converted to Term Loan, Writeoff	0
Allowance for Credit Loss, Writeoff	0	0
Commercial Portfolio Segment [Member] | Pass [Member]
Year One, Originated, Current Fiscal Year	13,175		13,175
Year Two, Originated, Fiscal Year before Current Fiscal Year	29,099		29,099
Year Three, Originated, Two Years before Current Fiscal Year	32,109		32,109
Year Four, Originated, Three Years before Current Fiscal Year	9,319		9,319
Year Five, Originated, Four Years before Current Fiscal Year	4,716		4,716
Originated, More than Five Years before Current Fiscal Year	5,937		5,937
Revolving	15,284		15,284
Revolving, Converted to Term Loan	0		0
Total loan	109,639		109,639
Financing Receivable, Net				110,928
Commercial Portfolio Segment [Member] | Special Mention [Member]
Year One, Originated, Current Fiscal Year	0		0
Year Two, Originated, Fiscal Year before Current Fiscal Year	0		0
Year Three, Originated, Two Years before Current Fiscal Year	440		440
Year Four, Originated, Three Years before Current Fiscal Year	44		44
Year Five, Originated, Four Years before Current Fiscal Year	17		17
Originated, More than Five Years before Current Fiscal Year	47		47
Revolving	573		573
Revolving, Converted to Term Loan	0		0
Total loan	1,121		1,121
Financing Receivable, Net				1,174
Commercial Portfolio Segment [Member] | Substandard [Member]
Year One, Originated, Current Fiscal Year	0		0
Year Two, Originated, Fiscal Year before Current Fiscal Year	0		0
Year Three, Originated, Two Years before Current Fiscal Year	0		0
Year Four, Originated, Three Years before Current Fiscal Year	0		0
Year Five, Originated, Four Years before Current Fiscal Year	0		0
Originated, More than Five Years before Current Fiscal Year	16		16
Revolving	532		532
Revolving, Converted to Term Loan	0		0
Total loan	548		548
Financing Receivable, Net				573
Commercial Portfolio Segment [Member] | Doubtful [Member]
Year One, Originated, Current Fiscal Year	0		0
Year Two, Originated, Fiscal Year before Current Fiscal Year	0		0
Year Three, Originated, Two Years before Current Fiscal Year	0		0
Year Four, Originated, Three Years before Current Fiscal Year	0		0
Year Five, Originated, Four Years before Current Fiscal Year	0		0
Originated, More than Five Years before Current Fiscal Year	0		0
Revolving	0		0
Revolving, Converted to Term Loan	0		0
Total loan	0		0
Financing Receivable, Net				0
Commercial Portfolio Segment [Member] | Not Rated [Member]
Financing Receivable, Net				151
Residential Portfolio Segment [Member]
Year One, Originated, Current Fiscal Year	4,330		4,330
Year Two, Originated, Fiscal Year before Current Fiscal Year	21,676		21,676
Year Three, Originated, Two Years before Current Fiscal Year	31,602		31,602
Year Four, Originated, Three Years before Current Fiscal Year	53,188		53,188
Year Five, Originated, Four Years before Current Fiscal Year	20,607		20,607
Originated, More than Five Years before Current Fiscal Year	32,067		32,067
Revolving	27,093		27,093
Revolving, Converted to Term Loan	0		0
Total loan	190,563		190,563	190,839
Year One, Originated, Current Fiscal Year, Writeoff			0
Year Two, Originated, Fiscal Year before Current Fiscal Year, Writeoff			0
Year Three, Originated, Two Years before Current Fiscal Year, Writeoff			0
Year Four, Originated, Three Years before Current Fiscal Year, Writeoff			0
Year Five, Originated, Four Years before Current Fiscal Year, Writeoff			0
Originated, More than Five Years before Current Fiscal Year, Writeoff			0
Revolving, Writeoff			0
Revolving, Converted to Term Loan, Writeoff			0
Allowance for Credit Loss, Writeoff	0	6	0
Residential Portfolio Segment [Member] | Construction Loans [Member]
Total loan				8,514
Residential Portfolio Segment [Member] | Performing Financial Instruments [Member]
Year One, Originated, Current Fiscal Year	4,330		4,330
Year Two, Originated, Fiscal Year before Current Fiscal Year	21,676		21,676
Year Three, Originated, Two Years before Current Fiscal Year	31,602		31,602
Year Four, Originated, Three Years before Current Fiscal Year	53,188		53,188
Year Five, Originated, Four Years before Current Fiscal Year	20,607		20,607
Originated, More than Five Years before Current Fiscal Year	31,907		31,907
Revolving	27,093		27,093
Revolving, Converted to Term Loan	0		0
Total loan	190,403		190,403
Residential Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]
Year One, Originated, Current Fiscal Year	0		0
Year Two, Originated, Fiscal Year before Current Fiscal Year	0		0
Year Three, Originated, Two Years before Current Fiscal Year	0		0
Year Four, Originated, Three Years before Current Fiscal Year	0		0
Year Five, Originated, Four Years before Current Fiscal Year	0		0
Originated, More than Five Years before Current Fiscal Year	160		160
Revolving	0		0
Revolving, Converted to Term Loan	0		0
Total loan	160		160
Residential Portfolio Segment [Member] | Pass [Member] | Construction Loans [Member]
Financing Receivable, Net				3,227
Residential Portfolio Segment [Member] | Pass [Member] | Owner Occupied Loans [Member]
Financing Receivable, Net				2,013
Residential Portfolio Segment [Member] | Pass [Member] | Non-owner Occupied Loans [Member]
Financing Receivable, Net				23,474
Residential Portfolio Segment [Member] | Special Mention [Member] | Construction Loans [Member]
Financing Receivable, Net				0
Residential Portfolio Segment [Member] | Special Mention [Member] | Owner Occupied Loans [Member]
Financing Receivable, Net				0
Residential Portfolio Segment [Member] | Special Mention [Member] | Non-owner Occupied Loans [Member]
Financing Receivable, Net				50
Residential Portfolio Segment [Member] | Substandard [Member] | Construction Loans [Member]
Financing Receivable, Net				0
Residential Portfolio Segment [Member] | Substandard [Member] | Owner Occupied Loans [Member]
Financing Receivable, Net				17
Residential Portfolio Segment [Member] | Substandard [Member] | Non-owner Occupied Loans [Member]
Financing Receivable, Net				105
Residential Portfolio Segment [Member] | Doubtful [Member] | Construction Loans [Member]
Financing Receivable, Net				0
Residential Portfolio Segment [Member] | Doubtful [Member] | Owner Occupied Loans [Member]
Financing Receivable, Net				0
Residential Portfolio Segment [Member] | Doubtful [Member] | Non-owner Occupied Loans [Member]
Financing Receivable, Net				3
Residential Portfolio Segment [Member] | Not Rated [Member] | Construction Loans [Member]
Financing Receivable, Net				5,287
Residential Portfolio Segment [Member] | Not Rated [Member] | Owner Occupied Loans [Member]
Financing Receivable, Net				156,407
Residential Portfolio Segment [Member] | Not Rated [Member] | Non-owner Occupied Loans [Member]
Financing Receivable, Net				256
Commercial Real Estate Portfolio Segment [Member]
Total loan				342,701
Allowance for Credit Loss, Writeoff	0	0
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Total loan				23,996
Commercial Real Estate Portfolio Segment [Member] | Other Commercial Real Estate Loans [Member]
Total loan				318,705
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied Loans [Member]
Year One, Originated, Current Fiscal Year	5,495		5,495
Year Two, Originated, Fiscal Year before Current Fiscal Year	19,460		19,460
Year Three, Originated, Two Years before Current Fiscal Year	34,629		34,629
Year Four, Originated, Three Years before Current Fiscal Year	23,620		23,620
Year Five, Originated, Four Years before Current Fiscal Year	16,701		16,701
Originated, More than Five Years before Current Fiscal Year	46,911		46,911
Revolving	7,609		7,609
Revolving, Converted to Term Loan	0		0
Total loan	154,425		154,425	158,437
Year One, Originated, Current Fiscal Year, Writeoff	0
Year Two, Originated, Fiscal Year before Current Fiscal Year, Writeoff	0
Year Three, Originated, Two Years before Current Fiscal Year, Writeoff	0
Year Four, Originated, Three Years before Current Fiscal Year, Writeoff	0
Year Five, Originated, Four Years before Current Fiscal Year, Writeoff	0
Originated, More than Five Years before Current Fiscal Year, Writeoff	0
Revolving, Writeoff	0
Revolving, Converted to Term Loan, Writeoff	0
Allowance for Credit Loss, Writeoff	0
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied Loans [Member]
Year One, Originated, Current Fiscal Year	1,947		1,947
Year Two, Originated, Fiscal Year before Current Fiscal Year	38,625		38,625
Year Three, Originated, Two Years before Current Fiscal Year	22,967		22,967
Year Four, Originated, Three Years before Current Fiscal Year	29,148		29,148
Year Five, Originated, Four Years before Current Fiscal Year	13,202		13,202
Originated, More than Five Years before Current Fiscal Year	36,344		36,344
Revolving	784		784
Revolving, Converted to Term Loan	0		0
Total loan	143,017		143,017	23,888
Year One, Originated, Current Fiscal Year, Writeoff	0
Year Two, Originated, Fiscal Year before Current Fiscal Year, Writeoff	0
Year Three, Originated, Two Years before Current Fiscal Year, Writeoff	0
Year Four, Originated, Three Years before Current Fiscal Year, Writeoff	0
Year Five, Originated, Four Years before Current Fiscal Year, Writeoff	0
Originated, More than Five Years before Current Fiscal Year, Writeoff	0
Revolving, Writeoff	0
Revolving, Converted to Term Loan, Writeoff	0
Allowance for Credit Loss, Writeoff	0
Commercial Real Estate Portfolio Segment [Member] | Pass [Member] | Construction Loans [Member]
Financing Receivable, Net				23,996
Commercial Real Estate Portfolio Segment [Member] | Pass [Member] | Other Commercial Real Estate Loans [Member]
Financing Receivable, Net				310,427
Commercial Real Estate Portfolio Segment [Member] | Pass [Member] | Owner Occupied Loans [Member]
Year One, Originated, Current Fiscal Year	5,495		5,495
Year Two, Originated, Fiscal Year before Current Fiscal Year	19,460		19,460
Year Three, Originated, Two Years before Current Fiscal Year	34,629		34,629
Year Four, Originated, Three Years before Current Fiscal Year	23,581		23,581
Year Five, Originated, Four Years before Current Fiscal Year	15,786		15,786
Originated, More than Five Years before Current Fiscal Year	44,807		44,807
Revolving	7,458		7,458
Revolving, Converted to Term Loan	0		0
Total loan	151,216		151,216
Commercial Real Estate Portfolio Segment [Member] | Pass [Member] | Non-owner Occupied Loans [Member]
Year One, Originated, Current Fiscal Year	1,947		1,947
Year Two, Originated, Fiscal Year before Current Fiscal Year	38,625		38,625
Year Three, Originated, Two Years before Current Fiscal Year	22,967		22,967
Year Four, Originated, Three Years before Current Fiscal Year	25,701		25,701
Year Five, Originated, Four Years before Current Fiscal Year	13,202		13,202
Originated, More than Five Years before Current Fiscal Year	36,344		36,344
Revolving	784		784
Revolving, Converted to Term Loan	0		0
Total loan	139,570		139,570
Commercial Real Estate Portfolio Segment [Member] | Special Mention [Member] | Construction Loans [Member]
Financing Receivable, Net				0
Commercial Real Estate Portfolio Segment [Member] | Special Mention [Member] | Other Commercial Real Estate Loans [Member]
Financing Receivable, Net				7,097
Commercial Real Estate Portfolio Segment [Member] | Special Mention [Member] | Owner Occupied Loans [Member]
Year One, Originated, Current Fiscal Year	0		0
Year Two, Originated, Fiscal Year before Current Fiscal Year	0		0
Year Three, Originated, Two Years before Current Fiscal Year	0		0
Year Four, Originated, Three Years before Current Fiscal Year	39		39
Year Five, Originated, Four Years before Current Fiscal Year	915		915
Originated, More than Five Years before Current Fiscal Year	1,634		1,634
Revolving	151		151
Revolving, Converted to Term Loan	0		0
Total loan	2,739		2,739
Commercial Real Estate Portfolio Segment [Member] | Special Mention [Member] | Non-owner Occupied Loans [Member]
Year One, Originated, Current Fiscal Year	0		0
Year Two, Originated, Fiscal Year before Current Fiscal Year	0		0
Year Three, Originated, Two Years before Current Fiscal Year	0		0
Year Four, Originated, Three Years before Current Fiscal Year	3,447		3,447
Year Five, Originated, Four Years before Current Fiscal Year	0		0
Originated, More than Five Years before Current Fiscal Year	0		0
Revolving	0		0
Revolving, Converted to Term Loan	0		0
Total loan	3,447		3,447
Commercial Real Estate Portfolio Segment [Member] | Substandard [Member] | Construction Loans [Member]
Financing Receivable, Net				0
Commercial Real Estate Portfolio Segment [Member] | Substandard [Member] | Other Commercial Real Estate Loans [Member]
Financing Receivable, Net				468
Commercial Real Estate Portfolio Segment [Member] | Substandard [Member] | Owner Occupied Loans [Member]
Year One, Originated, Current Fiscal Year	0		0
Year Two, Originated, Fiscal Year before Current Fiscal Year	0		0
Year Three, Originated, Two Years before Current Fiscal Year	0		0
Year Four, Originated, Three Years before Current Fiscal Year	0		0
Year Five, Originated, Four Years before Current Fiscal Year	0		0
Originated, More than Five Years before Current Fiscal Year	419		419
Revolving	0		0
Revolving, Converted to Term Loan	0		0
Total loan	419		419
Commercial Real Estate Portfolio Segment [Member] | Substandard [Member] | Non-owner Occupied Loans [Member]
Year One, Originated, Current Fiscal Year	0		0
Year Two, Originated, Fiscal Year before Current Fiscal Year	0		0
Year Three, Originated, Two Years before Current Fiscal Year	0		0
Year Four, Originated, Three Years before Current Fiscal Year	0		0
Year Five, Originated, Four Years before Current Fiscal Year	0		0
Originated, More than Five Years before Current Fiscal Year	0		0
Revolving	0		0
Revolving, Converted to Term Loan	0		0
Total loan	0		0
Commercial Real Estate Portfolio Segment [Member] | Doubtful [Member] | Construction Loans [Member]
Financing Receivable, Net				0
Commercial Real Estate Portfolio Segment [Member] | Doubtful [Member] | Other Commercial Real Estate Loans [Member]
Financing Receivable, Net				51
Commercial Real Estate Portfolio Segment [Member] | Doubtful [Member] | Owner Occupied Loans [Member]
Year One, Originated, Current Fiscal Year	0		0
Year Two, Originated, Fiscal Year before Current Fiscal Year	0		0
Year Three, Originated, Two Years before Current Fiscal Year	0		0
Year Four, Originated, Three Years before Current Fiscal Year	0		0
Year Five, Originated, Four Years before Current Fiscal Year	0		0
Originated, More than Five Years before Current Fiscal Year	51		51
Revolving	0		0
Revolving, Converted to Term Loan	0		0
Total loan	51		51
Commercial Real Estate Portfolio Segment [Member] | Doubtful [Member] | Non-owner Occupied Loans [Member]
Year One, Originated, Current Fiscal Year	0		0
Year Two, Originated, Fiscal Year before Current Fiscal Year	0		0
Year Three, Originated, Two Years before Current Fiscal Year	0		0
Year Four, Originated, Three Years before Current Fiscal Year	0		0
Year Five, Originated, Four Years before Current Fiscal Year	0		0
Originated, More than Five Years before Current Fiscal Year	0		0
Revolving	0		0
Revolving, Converted to Term Loan	0		0
Total loan	0		0
Commercial Real Estate Portfolio Segment [Member] | Not Rated [Member] | Construction Loans [Member]
Financing Receivable, Net				0
Commercial Real Estate Portfolio Segment [Member] | Not Rated [Member] | Other Commercial Real Estate Loans [Member]
Financing Receivable, Net				662
Consumer Portfolio Segment [Member]
Year One, Originated, Current Fiscal Year	9,053		9,053
Year Two, Originated, Fiscal Year before Current Fiscal Year	33,196		33,196
Year Three, Originated, Two Years before Current Fiscal Year	17,790		17,790
Year Four, Originated, Three Years before Current Fiscal Year	6,580		6,580
Year Five, Originated, Four Years before Current Fiscal Year	1,245		1,245
Originated, More than Five Years before Current Fiscal Year	731		731
Revolving	131		131
Revolving, Converted to Term Loan	0		0
Total loan	68,726		68,726	65,594
Year One, Originated, Current Fiscal Year, Writeoff			12
Year Two, Originated, Fiscal Year before Current Fiscal Year, Writeoff			47
Year Three, Originated, Two Years before Current Fiscal Year, Writeoff			21
Year Four, Originated, Three Years before Current Fiscal Year, Writeoff			16
Year Five, Originated, Four Years before Current Fiscal Year, Writeoff			10
Originated, More than Five Years before Current Fiscal Year, Writeoff			0
Revolving, Writeoff			0
Revolving, Converted to Term Loan, Writeoff			0
Allowance for Credit Loss, Writeoff	106	$ 72	106
Consumer Portfolio Segment [Member] | Performing Financial Instruments [Member]
Year One, Originated, Current Fiscal Year	9,053		9,053
Year Two, Originated, Fiscal Year before Current Fiscal Year	33,179		33,179
Year Three, Originated, Two Years before Current Fiscal Year	17,740		17,740
Year Four, Originated, Three Years before Current Fiscal Year	6,567		6,567
Year Five, Originated, Four Years before Current Fiscal Year	1,245		1,245
Originated, More than Five Years before Current Fiscal Year	731		731
Revolving	131		131
Revolving, Converted to Term Loan	0		0
Total loan	68,646		68,646
Consumer Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]
Year One, Originated, Current Fiscal Year	0		0
Year Two, Originated, Fiscal Year before Current Fiscal Year	17		17
Year Three, Originated, Two Years before Current Fiscal Year	50		50
Year Four, Originated, Three Years before Current Fiscal Year	13		13
Year Five, Originated, Four Years before Current Fiscal Year	0		0
Originated, More than Five Years before Current Fiscal Year	0		0
Revolving	0		0
Revolving, Converted to Term Loan	0		0
Total loan	80		80
Consumer Portfolio Segment [Member] | Pass [Member]
Financing Receivable, Net				597
Consumer Portfolio Segment [Member] | Special Mention [Member]
Financing Receivable, Net				0
Consumer Portfolio Segment [Member] | Substandard [Member]
Financing Receivable, Net				0
Consumer Portfolio Segment [Member] | Doubtful [Member]
Financing Receivable, Net				0
Consumer Portfolio Segment [Member] | Not Rated [Member]
Financing Receivable, Net				$ 64,997
Residential Rea Estate and Consumer Segments [Member]
Year One, Originated, Current Fiscal Year	13,383		13,383
Year Two, Originated, Fiscal Year before Current Fiscal Year	54,872		54,872
Year Three, Originated, Two Years before Current Fiscal Year	49,392		49,392
Year Four, Originated, Three Years before Current Fiscal Year	59,768		59,768
Year Five, Originated, Four Years before Current Fiscal Year	21,852		21,852
Originated, More than Five Years before Current Fiscal Year	32,798		32,798
Revolving	27,224		27,224
Revolving, Converted to Term Loan	0		0
Total loan	259,289		259,289
Residential Rea Estate and Consumer Segments [Member] | Performing Financial Instruments [Member]
Year One, Originated, Current Fiscal Year	13,383		13,383
Year Two, Originated, Fiscal Year before Current Fiscal Year	54,855		54,855
Year Three, Originated, Two Years before Current Fiscal Year	49,342		49,342
Year Four, Originated, Three Years before Current Fiscal Year	59,755		59,755
Year Five, Originated, Four Years before Current Fiscal Year	21,852		21,852
Originated, More than Five Years before Current Fiscal Year	32,638		32,638
Revolving	27,224		27,224
Revolving, Converted to Term Loan	0		0
Total loan	259,049		259,049
Residential Rea Estate and Consumer Segments [Member] | Nonperforming Financial Instruments [Member]
Year One, Originated, Current Fiscal Year	0		0
Year Two, Originated, Fiscal Year before Current Fiscal Year	17		17
Year Three, Originated, Two Years before Current Fiscal Year	50		50
Year Four, Originated, Three Years before Current Fiscal Year	13		13
Year Five, Originated, Four Years before Current Fiscal Year	0		0
Originated, More than Five Years before Current Fiscal Year	160		160
Revolving	0		0
Revolving, Converted to Term Loan	0		0
Total loan	240		240
Farmland [Member]
Year One, Originated, Current Fiscal Year	405		405
Year Two, Originated, Fiscal Year before Current Fiscal Year	6,469		6,469
Year Three, Originated, Two Years before Current Fiscal Year	6,023		6,023
Year Four, Originated, Three Years before Current Fiscal Year	5,644		5,644
Year Five, Originated, Four Years before Current Fiscal Year	2,426		2,426
Originated, More than Five Years before Current Fiscal Year	18,479		18,479
Revolving	1,063		1,063
Revolving, Converted to Term Loan	0		0
Total loan	40,509		40,509
Year One, Originated, Current Fiscal Year, Writeoff	0
Year Two, Originated, Fiscal Year before Current Fiscal Year, Writeoff	0
Year Three, Originated, Two Years before Current Fiscal Year, Writeoff	0
Year Four, Originated, Three Years before Current Fiscal Year, Writeoff	0
Year Five, Originated, Four Years before Current Fiscal Year, Writeoff	0
Originated, More than Five Years before Current Fiscal Year, Writeoff	0
Revolving, Writeoff	0
Revolving, Converted to Term Loan, Writeoff	0
Allowance for Credit Loss, Writeoff	0
Farmland [Member] | Pass [Member]
Year One, Originated, Current Fiscal Year	405		405
Year Two, Originated, Fiscal Year before Current Fiscal Year	6,469		6,469
Year Three, Originated, Two Years before Current Fiscal Year	6,023		6,023
Year Four, Originated, Three Years before Current Fiscal Year	5,644		5,644
Year Five, Originated, Four Years before Current Fiscal Year	2,426		2,426
Originated, More than Five Years before Current Fiscal Year	17,631		17,631
Revolving	1,063		1,063
Revolving, Converted to Term Loan	0		0
Total loan	39,661		39,661
Farmland [Member] | Special Mention [Member]
Year One, Originated, Current Fiscal Year	0		0
Year Two, Originated, Fiscal Year before Current Fiscal Year	0		0
Year Three, Originated, Two Years before Current Fiscal Year	0		0
Year Four, Originated, Three Years before Current Fiscal Year	0		0
Year Five, Originated, Four Years before Current Fiscal Year	0		0
Originated, More than Five Years before Current Fiscal Year	848		848
Revolving	0		0
Revolving, Converted to Term Loan	0		0
Total loan	848		848
Farmland [Member] | Substandard [Member]
Year One, Originated, Current Fiscal Year	0		0
Year Two, Originated, Fiscal Year before Current Fiscal Year	0		0
Year Three, Originated, Two Years before Current Fiscal Year	0		0
Year Four, Originated, Three Years before Current Fiscal Year	0		0
Year Five, Originated, Four Years before Current Fiscal Year	0		0
Originated, More than Five Years before Current Fiscal Year	0		0
Revolving	0		0
Revolving, Converted to Term Loan	0		0
Total loan	0		0
Farmland [Member] | Doubtful [Member]
Year One, Originated, Current Fiscal Year	0		0
Year Two, Originated, Fiscal Year before Current Fiscal Year	0		0
Year Three, Originated, Two Years before Current Fiscal Year	0		0
Year Four, Originated, Three Years before Current Fiscal Year	0		0
Year Five, Originated, Four Years before Current Fiscal Year	0		0
Originated, More than Five Years before Current Fiscal Year	0		0
Revolving	0		0
Revolving, Converted to Term Loan	0		0
Total loan	0		0
Land Development [Member]
Year One, Originated, Current Fiscal Year	110		110
Year Two, Originated, Fiscal Year before Current Fiscal Year	2,027		2,027
Year Three, Originated, Two Years before Current Fiscal Year	1,066		1,066
Year Four, Originated, Three Years before Current Fiscal Year	537		537
Year Five, Originated, Four Years before Current Fiscal Year	388		388
Originated, More than Five Years before Current Fiscal Year	614		614
Revolving	4,631		4,631
Revolving, Converted to Term Loan	0		0
Total loan	9,373		9,373
Year One, Originated, Current Fiscal Year, Writeoff	0
Year Two, Originated, Fiscal Year before Current Fiscal Year, Writeoff	0
Year Three, Originated, Two Years before Current Fiscal Year, Writeoff	0
Year Four, Originated, Three Years before Current Fiscal Year, Writeoff	0
Year Five, Originated, Four Years before Current Fiscal Year, Writeoff	0
Originated, More than Five Years before Current Fiscal Year, Writeoff	0
Revolving, Writeoff	0
Revolving, Converted to Term Loan, Writeoff	0
Allowance for Credit Loss, Writeoff	0
Land Development [Member] | Pass [Member]
Year One, Originated, Current Fiscal Year	110		110
Year Two, Originated, Fiscal Year before Current Fiscal Year	2,027		2,027
Year Three, Originated, Two Years before Current Fiscal Year	1,066		1,066
Year Four, Originated, Three Years before Current Fiscal Year	537		537
Year Five, Originated, Four Years before Current Fiscal Year	388		388
Originated, More than Five Years before Current Fiscal Year	614		614
Revolving	4,631		4,631
Revolving, Converted to Term Loan	0		0
Total loan	9,373		9,373
Land Development [Member] | Special Mention [Member]
Year One, Originated, Current Fiscal Year	0		0
Year Two, Originated, Fiscal Year before Current Fiscal Year	0		0
Year Three, Originated, Two Years before Current Fiscal Year	0		0
Year Four, Originated, Three Years before Current Fiscal Year	0		0
Year Five, Originated, Four Years before Current Fiscal Year	0		0
Originated, More than Five Years before Current Fiscal Year	0		0
Revolving	0		0
Revolving, Converted to Term Loan	0		0
Total loan	0		0
Land Development [Member] | Substandard [Member]
Year One, Originated, Current Fiscal Year	0		0
Year Two, Originated, Fiscal Year before Current Fiscal Year	0		0
Year Three, Originated, Two Years before Current Fiscal Year	0		0
Year Four, Originated, Three Years before Current Fiscal Year	0		0
Year Five, Originated, Four Years before Current Fiscal Year	0		0
Originated, More than Five Years before Current Fiscal Year	0		0
Revolving	0		0
Revolving, Converted to Term Loan	0		0
Total loan	0		0
Land Development [Member] | Doubtful [Member]
Year One, Originated, Current Fiscal Year	0		0
Year Two, Originated, Fiscal Year before Current Fiscal Year	0		0
Year Three, Originated, Two Years before Current Fiscal Year	0		0
Year Four, Originated, Three Years before Current Fiscal Year	0		0
Year Five, Originated, Four Years before Current Fiscal Year	0		0
Originated, More than Five Years before Current Fiscal Year	0		0
Revolving	0		0
Revolving, Converted to Term Loan	0		0
Total loan	0		0
Commercial, Commercial Real Estate, Farmland and Land Development Segment [Member]
Year One, Originated, Current Fiscal Year	21,132		21,132
Year Two, Originated, Fiscal Year before Current Fiscal Year	95,680		95,680
Year Three, Originated, Two Years before Current Fiscal Year	97,234		97,234
Year Four, Originated, Three Years before Current Fiscal Year	68,312		68,312
Year Five, Originated, Four Years before Current Fiscal Year	37,450		37,450
Originated, More than Five Years before Current Fiscal Year	108,348		108,348
Revolving	30,476		30,476
Revolving, Converted to Term Loan	0		0
Total loan	458,632		458,632
Commercial, Commercial Real Estate, Farmland and Land Development Segment [Member] | Pass [Member]
Year One, Originated, Current Fiscal Year	21,132		21,132
Year Two, Originated, Fiscal Year before Current Fiscal Year	95,680		95,680
Year Three, Originated, Two Years before Current Fiscal Year	96,794		96,794
Year Four, Originated, Three Years before Current Fiscal Year	64,782		64,782
Year Five, Originated, Four Years before Current Fiscal Year	36,518		36,518
Originated, More than Five Years before Current Fiscal Year	105,333		105,333
Revolving	29,220		29,220
Revolving, Converted to Term Loan	0		0
Total loan	449,459		449,459
Commercial, Commercial Real Estate, Farmland and Land Development Segment [Member] | Special Mention [Member]
Year One, Originated, Current Fiscal Year	0		0
Year Two, Originated, Fiscal Year before Current Fiscal Year	0		0
Year Three, Originated, Two Years before Current Fiscal Year	440		440
Year Four, Originated, Three Years before Current Fiscal Year	3,530		3,530
Year Five, Originated, Four Years before Current Fiscal Year	932		932
Originated, More than Five Years before Current Fiscal Year	2,529		2,529
Revolving	724		724
Revolving, Converted to Term Loan	0		0
Total loan	8,155		8,155
Commercial, Commercial Real Estate, Farmland and Land Development Segment [Member] | Substandard [Member]
Year One, Originated, Current Fiscal Year	0		0
Year Two, Originated, Fiscal Year before Current Fiscal Year	0		0
Year Three, Originated, Two Years before Current Fiscal Year	0		0
Year Four, Originated, Three Years before Current Fiscal Year	0		0
Year Five, Originated, Four Years before Current Fiscal Year	0		0
Originated, More than Five Years before Current Fiscal Year	435		435
Revolving	532		532
Revolving, Converted to Term Loan	0		0
Total loan	967		967
Commercial, Commercial Real Estate, Farmland and Land Development Segment [Member] | Doubtful [Member]
Year One, Originated, Current Fiscal Year	0		0
Year Two, Originated, Fiscal Year before Current Fiscal Year	0		0
Year Three, Originated, Two Years before Current Fiscal Year	0		0
Year Four, Originated, Three Years before Current Fiscal Year	0		0
Year Five, Originated, Four Years before Current Fiscal Year	0		0
Originated, More than Five Years before Current Fiscal Year	51		51
Revolving	0		0
Revolving, Converted to Term Loan	0		0
Total loan	$ 51		$ 51

Note 3 - Loans and Allowance _9

Note 3 - Loans and Allowance for Credit Losses - Impaired Loans (Details) - USD ($) $ in Thousands	3 Months Ended
	Sep. 30, 2022	Jun. 30, 2023
Impaired Financing Receivable, Unpaid Principal Balance		$ 558
Impaired Financing Receivable, Recorded Investment		405
Impaired Financing Receivable, Related Allowance		0
Impaired Financing Receivable, Average Recorded Investment	$ 410
Impaired Financing Receivable, Interest Income, Accrual Method	14
Impaired Financing Receivable, Interest Income, Cash Basis Method	14
Commercial Portfolio Segment [Member]
Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance		404
Impaired Financing Receivable, with No Related Allowance, Recorded Investment		314
Impaired Financing Receivable, with No Related Allowance, Average Recorded Investment	286
Impaired Financing Receivable, with No Related Allowance, Interest Income, Accrual Method	10
Impaired Financing Receivable, with No Related Allowance, Interest Income, Cash Basis Method	10
Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance		404
Impaired Financing Receivable, with No Related Allowance, Recorded Investment		314
Impaired Financing Receivable, with No Related Allowance, Average Recorded Investment	286
Impaired Financing Receivable, with No Related Allowance, Interest Income, Accrual Method	10
Impaired Financing Receivable, with No Related Allowance, Interest Income, Cash Basis Method	10
Commercial Real Estate Portfolio Segment [Member] | Other Commercial Real Estate Loans [Member]
Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance		127
Impaired Financing Receivable, with No Related Allowance, Recorded Investment		88
Impaired Financing Receivable, with No Related Allowance, Average Recorded Investment	41
Impaired Financing Receivable, with No Related Allowance, Interest Income, Accrual Method	3
Impaired Financing Receivable, with No Related Allowance, Interest Income, Cash Basis Method	3
Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance		127
Impaired Financing Receivable, with No Related Allowance, Recorded Investment		88
Impaired Financing Receivable, with No Related Allowance, Average Recorded Investment	41
Impaired Financing Receivable, with No Related Allowance, Interest Income, Accrual Method	3
Impaired Financing Receivable, with No Related Allowance, Interest Income, Cash Basis Method	3
Residential Portfolio Segment [Member] | Owner Occupied Loans [Member]
Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance		24
Impaired Financing Receivable, with No Related Allowance, Recorded Investment		0
Impaired Financing Receivable, with No Related Allowance, Average Recorded Investment	21
Impaired Financing Receivable, with No Related Allowance, Interest Income, Accrual Method	1
Impaired Financing Receivable, with No Related Allowance, Interest Income, Cash Basis Method	1
Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance		24
Impaired Financing Receivable, with No Related Allowance, Recorded Investment		0
Impaired Financing Receivable, with No Related Allowance, Average Recorded Investment	21
Impaired Financing Receivable, with No Related Allowance, Interest Income, Accrual Method	1
Impaired Financing Receivable, with No Related Allowance, Interest Income, Cash Basis Method	1
Residential Portfolio Segment [Member] | Non-owner Occupied Loans [Member]
Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance		3
Impaired Financing Receivable, with No Related Allowance, Recorded Investment		3
Impaired Financing Receivable, with No Related Allowance, Average Recorded Investment	62
Impaired Financing Receivable, with No Related Allowance, Interest Income, Accrual Method	0
Impaired Financing Receivable, with No Related Allowance, Interest Income, Cash Basis Method	0
Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance		3
Impaired Financing Receivable, with No Related Allowance, Recorded Investment		$ 3
Impaired Financing Receivable, with No Related Allowance, Average Recorded Investment	62
Impaired Financing Receivable, with No Related Allowance, Interest Income, Accrual Method	0
Impaired Financing Receivable, with No Related Allowance, Interest Income, Cash Basis Method	$ 0

Note 4 - Fair Value (Details Te

Note 4 - Fair Value (Details Textual) - USD ($) $ in Thousands	3 Months Ended
	Sep. 30, 2023	Sep. 30, 2022
Other Real Estate	$ 124
Fair Value, Nonrecurring [Member]
Assets, Fair Value Disclosure	0	$ 0
Fair Value, Nonrecurring [Member] | Impaired Loans [Member]
Financing Receivable, Allowance for Credit Loss, Period Increase (Decrease)	$ 0	$ 0

Note 4 - Fair Value - Assets an

Note 4 - Fair Value - Assets and Liabilities Measured at Fair Value on a Recurring Basis (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Jun. 30, 2023
Securities, available-for-sale	$ 261,030	$ 279,605
Equity securities	386	386
US Treasury Securities [Member]
Securities, available-for-sale	8,479	8,408
US Government-sponsored Enterprises Debt Securities [Member]
Securities, available-for-sale	24,503	25,692
US States and Political Subdivisions Debt Securities [Member]
Securities, available-for-sale	74,720	83,972
Residential Mortgage-Backed Securities [Member]
Securities, available-for-sale	82,542	89,635
Commercial Mortgage-Backed Securities [Member]
Securities, available-for-sale	6,424	6,795
Other Debt Obligations [Member]
Securities, available-for-sale	15,080	15,033
Fair Value, Recurring [Member]
Equity securities	386	386
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Equity securities	0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Equity securities	386	386
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Equity securities	0	0
Fair Value, Recurring [Member] | US Treasury Securities [Member]
Securities, available-for-sale	8,479	8,408
Fair Value, Recurring [Member] | US Treasury Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Securities, available-for-sale	0	0
Fair Value, Recurring [Member] | US Treasury Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Securities, available-for-sale	8,479	8,408
Fair Value, Recurring [Member] | US Treasury Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Securities, available-for-sale	0	0
Fair Value, Recurring [Member] | US Government-sponsored Enterprises Debt Securities [Member]
Securities, available-for-sale	24,503	25,692
Fair Value, Recurring [Member] | US Government-sponsored Enterprises Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Securities, available-for-sale	0	0
Fair Value, Recurring [Member] | US Government-sponsored Enterprises Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Securities, available-for-sale	24,503	25,692
Fair Value, Recurring [Member] | US Government-sponsored Enterprises Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Securities, available-for-sale	0	0
Fair Value, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member]
Securities, available-for-sale	74,720	83,972
Fair Value, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Securities, available-for-sale	0	0
Fair Value, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Securities, available-for-sale	74,720	83,972
Fair Value, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Securities, available-for-sale	0	0
Fair Value, Recurring [Member] | Residential Mortgage-Backed Securities [Member]
Securities, available-for-sale	82,542	89,635
Fair Value, Recurring [Member] | Residential Mortgage-Backed Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Securities, available-for-sale	0	0
Fair Value, Recurring [Member] | Residential Mortgage-Backed Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Securities, available-for-sale	82,542	89,635
Fair Value, Recurring [Member] | Residential Mortgage-Backed Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Securities, available-for-sale	0	0
Fair Value, Recurring [Member] | Commercial Mortgage-Backed Securities [Member]
Securities, available-for-sale	6,424	6,795
Fair Value, Recurring [Member] | Commercial Mortgage-Backed Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Securities, available-for-sale	0	0
Fair Value, Recurring [Member] | Commercial Mortgage-Backed Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Securities, available-for-sale	6,424	6,795
Fair Value, Recurring [Member] | Commercial Mortgage-Backed Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Securities, available-for-sale	0	0
Fair Value, Recurring [Member] | Mortgage-Backed Securities, Issued by US Government Sponsored Enterprises [Member]
Securities, available-for-sale	49,282	50,070
Fair Value, Recurring [Member] | Mortgage-Backed Securities, Issued by US Government Sponsored Enterprises [Member] | Fair Value, Inputs, Level 1 [Member]
Securities, available-for-sale	0	0
Fair Value, Recurring [Member] | Mortgage-Backed Securities, Issued by US Government Sponsored Enterprises [Member] | Fair Value, Inputs, Level 2 [Member]
Securities, available-for-sale	49,282	50,070
Fair Value, Recurring [Member] | Mortgage-Backed Securities, Issued by US Government Sponsored Enterprises [Member] | Fair Value, Inputs, Level 3 [Member]
Securities, available-for-sale	0	0
Fair Value, Recurring [Member] | Other Debt Obligations [Member]
Securities, available-for-sale	15,080	15,033
Fair Value, Recurring [Member] | Other Debt Obligations [Member] | Fair Value, Inputs, Level 1 [Member]
Securities, available-for-sale	0	0
Fair Value, Recurring [Member] | Other Debt Obligations [Member] | Fair Value, Inputs, Level 2 [Member]
Securities, available-for-sale	15,080	15,033
Fair Value, Recurring [Member] | Other Debt Obligations [Member] | Fair Value, Inputs, Level 3 [Member]
Securities, available-for-sale	$ 0	$ 0

Note 4 - Fair Value - Estimated

Note 4 - Fair Value - Estimated Fair Values of Financial Instruments (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Jun. 30, 2023
Held-to-maturity, fair value	$ 6,123	$ 6,294
Fair Value, Inputs, Level 1 [Member] | Reported Value Measurement [Member]
Cash and cash equivalents	19,643	11,755
Fair Value, Inputs, Level 1 [Member] | Estimate of Fair Value Measurement [Member]
Cash and cash equivalents	19,643	11,755
Fair Value, Inputs, Level 2 [Member] | Reported Value Measurement [Member]
Certificates of deposit in other financial institutions	2,493	2,501
Loans held for sale	0	764
Accrued interest receivable	3,293	3,024
Short-term borrowings	21,945	26,367
Federal Home Loan Bank advances	8,146	8,776
Accrued interest payable	507	344
Fair Value, Inputs, Level 2 [Member] | Reported Value Measurement [Member] | Demand and Savings Deposits [Member]
Demand and savings deposits	730,910	738,190
Fair Value, Inputs, Level 2 [Member] | Reported Value Measurement [Member] | Time Deposits [Member]
Demand and savings deposits	230,464	214,343
Fair Value, Inputs, Level 2 [Member] | Estimate of Fair Value Measurement [Member]
Certificates of deposit in other financial institutions	2,462	2,450
Loans held for sale	0	774
Accrued interest receivable	3,293	3,024
Short-term borrowings	21,945	26,367
Federal Home Loan Bank advances	6,913	7,678
Accrued interest payable	507	344
Fair Value, Inputs, Level 2 [Member] | Estimate of Fair Value Measurement [Member] | Demand and Savings Deposits [Member]
Demand and savings deposits	730,910	738,190
Fair Value, Inputs, Level 2 [Member] | Estimate of Fair Value Measurement [Member] | Time Deposits [Member]
Demand and savings deposits	229,325	211,856
Fair Value, Inputs, Level 3 [Member] | Reported Value Measurement [Member]
Held-to-maturity, fair value	6,866	6,970
Loans, net	710,139	702,638
Fair Value, Inputs, Level 3 [Member] | Estimate of Fair Value Measurement [Member]
Held-to-maturity, fair value	6,123	6,294
Loans, net	$ 652,758	$ 656,737

Note 5 - Affordable Tax Credi_3

Note 5 - Affordable Tax Credit Partnership - Schedule of Investments in Affordable Housing Projects (Details) - USD ($) $ in Thousands	3 Months Ended		12 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Jun. 30, 2023
Affordable housing tax credit investment	$ 10,250		$ 10,250
Less: amortization	(1)		0
Net affordable housing tax credit investment	10,249		10,250
Unfunded commitments	9,305		9,668
Tax credits and other tax benefits recognized	15	$ 0
Proportional amortization expense included in provision for income taxes	1		$ 0
Income Tax Expense [Member]
Less: amortization	(1)	0
Proportional amortization expense included in provision for income taxes	$ 1	$ 0

Note 6 - Earnings Per Share (De

Note 6 - Earnings Per Share (Details Textual) - shares	3 Months Ended
	Sep. 30, 2023	Sep. 30, 2022
Restricted Stock [Member]
Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount (in shares)	21,082	7,103

Note 6 - Earnings Per Share - S

Note 6 - Earnings Per Share - Schedule of Earnings Per Share, Basic and Diluted (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended
	Sep. 30, 2023	Sep. 30, 2022
Net income available to common shareholders	$ 2,410	$ 2,535
Weighted average common shares outstanding (in shares)	3,092,945	3,048,018
Basic income per share (in dollars per share)	$ 0.78	$ 0.83
Dilutive effect of restricted stock (in shares)	0	0
Total common shares and dilutive potential common shares (in shares)	3,092,945	3,048,018
Dilutive income per share (in dollars per share)	$ 0.78	$ 0.83

Note 7 - Accumulated Other Co_3

Note 7 - Accumulated Other Comprehensive Loss - Components of Other Comprehensive Income (Loss) (Details) - USD ($) $ in Thousands	3 Months Ended
	Sep. 30, 2023	Sep. 30, 2022
Accumulated other comprehensive income (loss), before tax	$ (37,925)	$ (27,982)
Accumulated other comprehensive income (loss), tax	7,964	5,876
Accumulated other comprehensive income (loss), net	(29,961)	(22,106)
Unrealized holding losses on available-for-sale securities arising during the period, before tax	(9,852)	(16,140)
Unrealized holding losses on available-for-sale securities arising during the period, tax	2,069	3,389
Unrealized holding losses on available-for-sale securities arising during the period, net of tax	(7,783)	(12,751)
Amounts reclassified from accumulated other comprehensive loss, before tax	79	11
Amounts reclassified from accumulated other comprehensive loss, tax	(16)	(2)
Amounts reclassified from accumulated other comprehensive loss, net of tax	63	9
Net current period other comprehensive loss, before tax	(9,773)	(16,129)
Net current period other comprehensive loss, tax	2,053	3,387
Other comprehensive loss	(7,720)	(12,742)
Accumulated other comprehensive income (loss), before tax	(47,698)	(44,111)
Accumulated other comprehensive income (loss), tax	10,017	9,263
Accumulated other comprehensive income (loss), net	$ (37,681)	$ (34,848)