Highlands Bankshares 10-Q 13 Nov 18 2018 Q3 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	9 Months Ended
	Sep. 30, 2018	Nov. 13, 2018
Document and Entity Information [Abstract]
Entity Registrant Name	HIGHLANDS BANKSHARES INC /VA/
Entity Central Index Key	1,008,579
Document Period End Date	Sep. 30, 2018
Current Fiscal Year End Date	--12-31
Entity Current Reporting Status	Yes
Entity Filer Category	Non-accelerated Filer
Entity Common Stock, Shares Outstanding		8,250,728
Entity Emerging Growth Company	false
Entity Emerging Growth Company	true
Document Fiscal Year Focus	2,018
Document Fiscal Period Focus	Q3
Document Type	10-Q
Amendment Flag	false

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Sep. 30, 2018	Dec. 31, 2017
ASSETS
Cash and due from banks	$ 23,258	$ 15,179
Federal funds sold	791	15,618
Total cash and cash equivalents	24,049	30,797
Investment securities available for sale (amortized cost $73,822 at September 30, 2018, $79,990 at December 31, 2017)	70,149	78,527
Other investments, at cost	3,199	3,116
Loans held for sale	1,614	4,808
Loans	452,566	431,574
Allowance for loan losses	(4,226)	(3,954)
Net loans	448,340	427,620
Premises and equipment, net	17,687	18,332
Real estate held for sale	817	1,430
Deferred tax assets	6,984	7,161
Interest receivable	1,904	1,987
Bank-owned life insurance	14,940	14,679
Other real estate owned	2,242	2,350
Other assets	1,684	3,290
Total assets	593,609	594,097
Deposits:
Non-interest bearing	154,196	148,633
Interest bearing	340,410	350,150
Total deposits	494,606	498,783
Interest, taxes and other liabilities	1,937	1,364
Short-term borrowings	42,120	10,000
Long-term debt	107	30,146
Total liabilities	538,770	540,293
STOCKHOLDERS' EQUITY
Common stock (8,249 shares and 8,199 shares issued and outstanding at September 30, 2018 and December 31, 2017)	5,156	5,124
Preferred stock (2,092 shares issued and outstanding for each period presented)	4,184	4,184
Additional paid-in capital	19,246	19,113
Retained earnings	29,163	26,539
Accumulated other comprehensive loss	(2,910)	(1,156)
Total stockholders' equity	54,839	53,804
Total liabilities and stockholders' equity	$ 593,609	$ 594,097

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parenthetical) - USD ($) shares in Thousands, $ in Thousands	Sep. 30, 2018	Dec. 31, 2017
ASSETS
Investment securities available for sale, amortization cost	$ 73,822	$ 79,990
STOCKHOLDERS' EQUITY
Common stock, shares issued (in shares)	8,249	8,199
Common stock, shares outstanding (in shares)	8,249	8,199
Preferred stock shares issued (in shares)	2,092	2,092
Preferred stock shares outstanding (in shares)	2,092	2,092

Consolidated Statements of Inco

Consolidated Statements of Income - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2018	Sep. 30, 2017	Sep. 30, 2018	Sep. 30, 2017
INTEREST INCOME
Loans receivable and fees on loans	$ 5,558,000	$ 5,207,000	$ 16,149,000	$ 15,258,000
Investment securities	434,000	521,000	1,350,000	1,675,000
Federal funds sold	17,000	33,000	144,000	157,000
Total interest income	6,009,000	5,761,000	17,643,000	17,090,000
INTEREST EXPENSE
Deposits	497,000	478,000	1,423,000	1,389,000
Other borrowed funds	294,000	469,000	981,000	1,655,000
Total interest expense	791,000	947,000	2,404,000	3,044,000
Net interest income	5,218,000	4,814,000	15,239,000	14,046,000
Provision for loan losses	198,000	19,000	542,000	71,000
Net interest income after provision for loan losses	5,020,000	4,795,000	14,697,000	13,975,000
NONINTEREST INCOME
Mortgage banking income	116,000	655,000	268,000	1,607,000
Securities gains, net	0	19,000	0	19,000
Total noninterest income	1,068,000	1,700,000	3,139,000	4,660,000
NONINTEREST EXPENSE
Salaries and employee benefits	2,347,000	2,623,000	7,130,000	8,044,000
Occupancy and equipment expense	607,000	641,000	2,088,000	2,033,000
Foreclosed assets – write-down and operating expenses	89,000	69,000	366,000	263,000
Other operating expense	1,665,000	1,588,000	4,922,000	4,294,000
Total noninterest expense	4,708,000	4,921,000	14,506,000	14,634,000
Income before income taxes	1,380,000	1,574,000	3,330,000	4,001,000
Income tax expense (Note 5)	289,000	554,000	706,000	1,313,000
Net income	$ 1,091,000	$ 1,020,000	$ 2,624,000	$ 2,688,000
Net income per common share (Note 7)
Net income (loss) per common share, basic (in dollars per share)	$ 0.13	$ 0.12	$ 0.32	$ 0.33
Net income (loss) per common share, fully diluted (in dollars per share)	$ 0.11	$ 0.10	$ 0.25	$ 0.26
Service charges on deposit accounts
NONINTEREST INCOME
Total noninterest income	$ 396,000	$ 392,000	$ 1,075,000	$ 1,184,000
Other service charges, commissions and fees
NONINTEREST INCOME
Total noninterest income	404,000	479,000	1,251,000	1,440,000
Other operating income
NONINTEREST INCOME
Total noninterest income	$ 152,000	$ 155,000	$ 545,000	$ 410,000

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2018	Sep. 30, 2017	Sep. 30, 2018	Sep. 30, 2017
Statement of Comprehensive Income [Abstract]
Net income	$ 1,091	$ 1,020	$ 2,624	$ 2,688
Other comprehensive (loss) income
Unrealized (losses) gains on securities during the period	(913)	141	(2,210)	767
Less: reclassification adjustment	0	(19)	0	(19)
Other comprehensive (loss) income before tax	(913)	122	(2,210)	748
Income tax benefit (expense) related to other comprehensive (loss) income	185	(34)	456	(244)
Other comprehensive (loss) income	(728)	88	(1,754)	504
Comprehensive income	$ 363	$ 1,108	$ 870	$ 3,192

Consolidated Statements of Cash

Consolidated Statements of Cash Flows - USD ($)	9 Months Ended
	Sep. 30, 2018	Sep. 30, 2017
CASH FLOWS FROM OPERATING ACTIVITIES:
Net income	$ 2,624,000	$ 2,688,000
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan losses	542,000	71,000
Depreciation and amortization	1,161,000	764,000
Provision for deferred tax assets	633,000	1,317,000
Net realized gains on available for sale securities	0	(19,000)
Restricted stock expense	165,000	166,000
Loss on sale of premises and equipment	0	34,000
Originations of loans held for sale	(10,661,000)	(42,104,000)
Proceeds from loans held for sale	13,855,000	39,074,000
Decrease in interest receivable	83,000	(63,000)
Valuation adjustment of real estate held for sale	250,000	187,000
Valuation adjustment of other real estate owned	215,000	0
(Increase) decrease in other assets	1,345,000	(1,289,000)
Increase in interest, taxes and other liabilities	573,000	386,000
Net cash provided by operating activities	10,785,000	1,212,000
Securities available for sale:
Proceeds from maturities of securities	0	6,624,000
Proceeds from maturities of securities	8,405,000	14,172,000
Purchase of debt and equity securities	(2,706,000)	(6,938,000)
Redemptions of other investments	19,000	2,918,000
Net increase in loans	(21,728,000)	(23,492,000)
Proceeds from sales of other real estate owned	359,000	712,000
Proceeds from sale of real estate held for sale	378,000	250,000
Premises and equipment expenditures	(164,000)	(1,680,000)
Disposition of premises and equipment	0	174,000
Net cash used in investing activities	(15,437,000)	(7,260,000)
CASH FLOWS FROM FINANCING ACTIVITIES:
Net decrease in time deposits	(4,687,000)	(5,180,000)
Net increase in demand, savings and other deposits	510,000	15,402,000
Net change in short-term borrowings	2,120,000	(27,543,000)
Decrease in long-term debt	(39,000)	0
Net cash used in financing activities	(2,096,000)	(17,321,000)
Net change in cash and cash equivalents	(6,748,000)	(23,369,000)
Cash and cash equivalents at beginning of period	30,797,000	50,385,000
Cash and cash equivalents at end of period	24,049,000	27,016,000
SUPPLEMENTAL DISCLOSURES OF CASH FLOW INFORMATION
Cash payments during the period for interest	2,376,000	2,981,000
Cash payments during the period for income taxes	65,000	0
SUPPLEMENTAL DISCLOSURE OF NONCASH TRANSACTIONS
Transfer of loans to other real estate owned	466,000	481,000
Reclassification of long-term debt to short-term borrowings	$ 30,000,000	$ 0

Consolidated Statements of Chan

Consolidated Statements of Changes in Stockholders' Equity (Unaudited) - USD ($) shares in Thousands, $ in Thousands	Total	Common Stock	Preferred Stock	Additional paid-in-capital	Retained earnings	Accumulated other comprehensive income (loss)
Beginning balance at Dec. 31, 2016	$ 53,758	$ 5,124	$ 4,184	$ 18,891	$ 26,785	$ (1,226)
Beginning balance (in shares) at Dec. 31, 2016		8,199	2,092
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	2,688				2,688
Other comprehensive loss	491					491
Restricted stock award	166			166
Ending balance at Sep. 30, 2017	57,103	$ 5,124	$ 4,184	19,057	29,473	(735)
Ending balance (in shares) at Sep. 30, 2017		8,199	2,092
Beginning balance at Dec. 31, 2017	53,804	$ 5,124	$ 4,184	19,113	26,539	(1,156)
Beginning balance (in shares) at Dec. 31, 2017		8,199	2,092
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	2,624				2,624
Other comprehensive loss	(1,754)					(1,754)
Restricted stock award	0	$ 32		(32)
Restricted stock award (in shares)		50
Stock-based compensation	165			165
Ending balance at Sep. 30, 2018	$ 54,839	$ 5,156	$ 4,184	$ 19,246	$ 29,163	$ (2,910)
Ending balance (in shares) at Sep. 30, 2018		8,249	2,092

General

General	9 Months Ended
	Sep. 30, 2018
Organization, Consolidation and Presentation of Financial Statements [Abstract]
General	General The consolidated financial statements of Highlands Bankshares, Inc. (the "Company") conform to United States generally accepted accounting principles and to banking industry practices. The accompanying consolidated interim financial statements are unaudited. In the opinion of management, all adjustments necessary for a fair presentation of the consolidated financial statements have been included. All such adjustments are of a normal and recurring nature. The consolidated balance sheet as of December 31, 2017 has been extracted from the audited financial statements included in the Company's Annual Report on Form 10-K for the year ended December 31, 2017 (the " 2017 Form 10-K"). The notes included herein should be read in conjunction with the notes to consolidated financial statements included in the 2017 Form 10-K. The results of operations for the nine -month period ended September 30, 2018 , are not necessarily indicative of the results to be expected for the full year. The preparation of financial statements requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates.

Summary of Significant Accounti

Summary of Significant Accounting Policy Update For Certain Required Disclosures	9 Months Ended
	Sep. 30, 2018
Accounting Policies [Abstract]
Summary of Significant Accounting Policy Update For Certain Required Disclosures	Summary of Significant Accounting Policy Update For Certain Required Disclosures In May 2014, the FASB issued ASU No. 2014-09, Revenue from Contracts with Customers . ASU 2014-09 is a comprehensive revenue recognition model that requires a company to recognize revenue to depict the transfer of goods or services to a customer at an amount that reflects the consideration it expects to receive in exchange for those goods or services. ASU 2014-09, as subsequently amended by ASU No. 2015-14 issued in August 2015, required adoption in annual reporting periods beginning after December 15, 2017, including interim reporting periods within that reporting period. Earlier application was permitted only as of annual reporting periods beginning after December 15, 2016, including interim reporting periods within that reporting period. The Company adopted ASU 2014-09 effective January 1, 2018. Application of ASU 2014-09 requires identification of customer contracts, identification of the performance obligations within those contracts, identification of the transaction price, allocation of the transaction price to the performance obligations, and recognition of revenue once the performance obligation is satisfied. ASU 2014-09 requires disclosure regarding the nature, amount, timing and uncertainty of revenue and cash flows arising from customer contracts, including significant judgments and changes in judgments and assets recognized from costs incurred to obtain or fulfill a contract. The Company’s primary source of revenue is interest income, which is excluded from the scope of this guidance; however, the Company evaluated the impact on noninterest income, which includes fees for services, commissions on sales, and various deposit service charges. The Company concluded that no cumulative-effect adjustment to retained earnings was necessary. The adoption of the standard did not have a material effect on the Company’s financial position or results of operations. In January 2016, ASU No. 2016-01 Financial Instruments--Overall (ASU 2016-01) was issued by the FASB. ASU 2016-01 addresses certain aspects of recognition, measurement, presentation, and disclosure of financial instruments. The Company adopted ASU 2016-01 on January 1, 2018. The adoption of ASU 2016-01 did not have a material effect on the Company's consolidated financial statements. In June 2016, ASU No. 2016-13, Measurement of Credit Losses on Financial Instruments was issued by the FASB. This ASU significantly changes how entities will measure credit losses for most financial assets and certain other instruments that aren't measured at fair value through net income. The ASU is intended to improve financial reporting by requiring timelier recording of credit losses on loans and other financial instruments. ASU No. 2016-13 is effective for interim and annual reporting periods beginning after December 15, 2019; early adoption is permitted for interim and annual reporting periods beginning after December 15, 2018. Entities will apply the standard's provisions as a cumulative-effect adjustment to retained earnings as of the beginning of the first reporting period in which the guidance is effective (i.e., modified retrospective approach). The Company continues to evaluate the effect that implementation of the new standard will have on its financial position, results of operations, and cash flows. Other accounting standards that have been issued or proposed by the FASB or other standards-setting bodies are not expected to have a material impact on the Company's financial position, results of operations or cash flows.

Investment Securities Available

Investment Securities Available For Sale	9 Months Ended
	Sep. 30, 2018
Investments, Debt and Equity Securities [Abstract]
Investment Securities Available For Sale	Investment Securities Available For Sale The amortized cost and market value of securities available for sale are as follows: September 30, 2018 Amortized cost Gross unrealized gains Gross unrealized losses Fair value State and political subdivisions $ 13,596 $ 8 $ 904 $ 12,700 Mortgage backed securities 54,502 6 2,559 51,949 SBA pools 5,724 — 224 5,500 $ 73,822 $ 14 $ 3,687 $ 70,149 December 31, 2017 Amortized cost Gross unrealized gains Gross unrealized losses Fair value State and political subdivisions $ 12,766 $ 44 $ 299 $ 12,511 Mortgage backed securities 60,383 12 1,088 59,307 SBA pools 6,841 1 133 6,709 $ 79,990 $ 57 $ 1,520 $ 78,527 Investment securities available for sale with a fair value of $36,168 and $26,856 at September 30, 2018 and December 31, 2017 , respectively, were pledged as collateral on public deposits, FHLB advances and for other purposes as required or permitted by law. The following table presents the age of gross unrealized losses and fair value by investment category: September 30, 2018 Less than 12 months 12 months or more Total Fair value Unrealized losses Fair value Unrealized losses Fair value Unrealized losses State and political subdivisions $ 3,696 $ 138 $ 8,421 $ 767 $ 12,117 $ 904 Mortgage-backed securities 3,403 32 39,944 2,049 43,347 2,559 SBA pools 1,528 43 11,127 658 12,655 224 Total $ 8,627 $ 213 $ 59,492 $ 3,474 $ 68,119 $ 3,687 December 31, 2017 Less than 12 months 12 months or more Total Fair value Unrealized losses Fair value Unrealized losses Fair value Unrealized losses State and political subdivisions $ 1,744 $ 18 $ 7,158 $ 281 $ 8,902 $ 299 Mortgage-backed securities 14,540 177 42,415 911 56,955 1,088 SBA pools 176 1 6,206 132 6,382 133 Total $ 16,460 $ 196 $ 55,779 $ 1,324 $ 72,239 $ 1,520 The Company assesses its securities for OTTI quarterly by reviewing credit ratings, financial and regulatory reports as well as other pertinent published financial data. As of September 30, 2018 and December 31, 2017 , the Company's assessment revealed no impairment other than that deemed temporary on those securities. The amortized cost and estimated fair value of securities available for sale at September 30, 2018 by contractual maturity are shown below. Expected maturities may differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties. Amortized cost Fair value Investment securities with scheduled maturities: Due in one year or less $ 98 $ 101 Due after one year through five years 367 365 Due after five years through ten years 2,842 2,659 Due after ten years 16,013 15,075 Total investment securities with scheduled maturities 19,320 18,200 Mortgage-backed securities 54,502 51,949 Total investment securities available for sale $ 73,822 $ 70,149 There were no gains or losses on the sales of investment securities during the first nine months of 2018. The following table summarizes the securities gains (losses) recognized for the period presented: Three months ended September 30, Nine months ended September 30, 2018 2017 2018 2017 Gross gains $ — $ 32 $ — $ 32 Gross losses — (13 ) — (13 ) Securities gains, net $ — $ 19 $ — $ 19

Loans and Allowance for Loan Lo

Loans and Allowance for Loan Losses	9 Months Ended
	Sep. 30, 2018
Receivables [Abstract]
Loans and Allowance for Loan Losses	Loans and Allowance for Loan Losses The composition of net loans is as follows: September 30, 2018 December 31, 2017 Real estate secured: Residential 1-4 family $ 177,614 $ 174,889 Multifamily 17,311 19,469 Construction and land loans 22,474 15,907 Commercial, owner occupied 90,852 82,121 Commercial, non-owner occupied 36,511 33,748 Second mortgages 4,332 4,684 Equity lines of credit 31,492 34,378 Farmland 12,535 13,188 Total real estate secured 393,121 378,384 Non-real estate secured Personal 13,470 14,192 Commercial 43,903 36,785 Agricultural 2,756 2,950 Total non-real estate secured 60,129 53,927 Gross loans 453,250 432,311 Less: Allowance for loan losses 4,226 3,954 Net deferred fees 684 737 Loans, net $ 448,340 $ 427,620 The following table is an analysis of past due loans as of September 30, 2018 : Past Due 30-89 days 90 days and over Total Current Total > 90 Days and Accruing Real estate secured Residential 1-4 family $ 1,133 $ 1,779 $ 2,912 $ 174,702 $ 177,614 $ 54 Equity lines of credit 75 — 75 31,417 31,492 — Multifamily — — — 17,311 17,311 — Farmland 344 — 344 12,191 12,535 — Construction, land development, other land loans 114 — 114 22,360 22,474 — Commercial real estate: Owner-occupied — 756 756 90,096 90,852 — Non-owner-occupied 1,862 — 1,862 34,649 36,511 — Second mortgages — — — 4,332 4,332 — Non-real estate secured Personal 116 28 144 13,326 13,470 — Commercial 124 107 231 43,672 43,903 99 Agricultural — — — 2,756 2,756 — Total $ 3,768 $ 2,670 $ 6,438 $ 446,812 $ 453,250 $ 153 The following table is an analysis of past due loans as of December 31, 2017 : Past Due 30-89 days 90 days and over Total Current Total > 90 Days and Accruing Real estate secured Residential 1-4 family $ 1,092 $ 566 $ 1,658 $ 173,231 $ 174,889 $ — Equity lines of credit — — — 34,378 34,378 — Multifamily — — — 19,469 19,469 — Farmland 234 50 284 12,904 13,188 — Construction, land development, other land loans — — — 15,907 15,907 — Commercial real estate: Owner-occupied 11 708 719 81,402 82,121 — Non-owner-occupied — — — 33,748 33,748 — Second mortgages — — — 4,684 4,684 — Non-real estate secured Personal 211 23 234 13,958 14,192 — Commercial 502 279 781 36,004 36,785 26 Agricultural 49 — 49 2,901 2,950 — Total $ 2,099 $ 1,626 $ 3,725 $ 428,586 $ 432,311 $ 26 Loans are considered delinquent when payments have not been made according to the terms of the contract. The accrual of interest on loans is discontinued at the time the loan is 90 days delinquent unless the credit is well-secured and in process of collection. Additionally, in certain instances, loans that have been restructured or modified may also be classified as non-accrual per regulatory guidance until a satisfactory payment history has been established. Credit card loans and other personal loans are typically charged off no later than 180 days past due. In all cases, loans are placed on non-accrual or charged-off at an earlier date if collection of principal or interest is considered doubtful. The following is a summary of non-accrual loans at September 30, 2018 and December 31, 2017 : September 30, 2018 December 31, 2017 Real estate secured Residential 1-4 family $ 1,726 $ 887 Construction and land loans 9 — Commercial real estate: Owner-occupied 756 708 Non-owner-occupied 1,861 — Farmland 142 193 Non-real estate secured Personal 29 23 Commercial and agricultural 7 254 Total $ 4,530 $ 2,065 The following is a summary of residential real estate currently in the process of foreclosure as well as foreclosed residential real estate as of September 30, 2018 . Number Balance Residential real estate in the process of foreclosure 4 $ 786 Foreclosed residential real estate 5 480 The following tables represent a summary of credit quality indicators of the Company's loan portfolio at September 30, 2018 and December 31, 2017 . The grades are assigned and/or modified by the Company's credit review and credit analysis departments based on the creditworthiness of the borrower and the overall strength of the loan. The following tables provide the credit risk profile by internally assigned grade as of September 30, 2018 and December 31, 2017 : September 30, 2018 Residential 1-4 Family Multifamily Farmland Construction, Land Loans Commercial Real Estate- Owner Occupied Commercial Real Estate Non-Owner Occupied Quality $ 40,297 $ — $ — $ 2,451 $ 3,317 $ 817 Satisfactory 87,693 7,764 3,134 6,104 36,029 12,543 Acceptable 40,782 9,145 3,567 12,275 44,509 17,496 Special Mention 1,705 402 3,142 1,565 2,745 3,647 Substandard 7,137 — 2,692 79 4,252 2,008 Doubtful — — — — — — Total $ 177,614 $ 17,311 $ 12,535 $ 22,474 $ 90,852 $ 36,511 December 31, 2017 Residential 1-4 Family Multifamily Farmland Construction, Land Loans Commercial Real Estate- Owner Occupied Commercial Real Estate Non-Owner Occupied Quality $ 33,107 $ — $ 13 $ 2,870 $ 3,535 $ 295 Satisfactory 95,659 10,653 4,419 5,445 45,906 13,602 Acceptable 40,487 8,816 3,333 5,906 28,344 15,609 Special Mention 388 — 3,206 1,565 2,542 2,226 Substandard 5,248 — 2,217 121 1,661 2,016 Doubtful — — — — 133 — Total $ 174,889 $ 19,469 $ 13,188 $ 15,907 $ 82,121 $ 33,748 Explanation of credit grades: Quality --This grade is reserved for the Bank's top quality loans. These loans have excellent sources of repayment, with no significant identifiable risk of collection. Generally, loans assigned this rating will demonstrate the following characteristics: • Conformity in all respects with Bank policy, guidelines, underwriting standards, and Federal and State regulations (no exceptions of any kind). • Documented historical cash flow that meets or exceeds required minimum Bank guidelines, or that can be supplemented with verifiable cash flow from other sources. • Adequate secondary sources to liquidate the debt, including combinations of liquidity, liquidation of collateral, or liquidation value to the net worth of the borrower or guarantor. For existing loans, all of the requirements above apply plus all payments have been made as agreed, current financial information on all borrowers and guarantors has been obtained and analyzed, and overall business operating trends are either stable or improving. Satisfactory- This grade is given to performing loans. These loans have adequate sources of repayment, with little identifiable risk of collection. Loans assigned this rating will demonstrate the following characteristics: • General conformity to the Bank's policy requirements, product guidelines and underwriting standards. Any exceptions that are identified during the underwriting and approval process have been adequately mitigated by other factors. • Documented historical cash flow that meets or exceeds required minimum Bank guidelines, or that can be supplemented with verifiable cash flow from other sources. • Adequate secondary sources to liquidate the debt, including combinations of liquidity, liquidation of collateral, or liquidation value to the net worth of the borrower or guarantor. For existing loans, all of the requirements outlined above will apply, plus all payments have been made as agreed, current financial information on all borrowers and guarantors has been obtained and analyzed, and overall business operating trends are stable with any declines considered minor and temporary. Acceptable- This grade is given to loans that show signs of weakness in either adequate sources of repayment or collateral, but have demonstrated mitigating factors that minimize the risk of delinquency or loss. Loans assigned this rating may demonstrate some or all of the following characteristics: • Additional exceptions to the Bank's policy requirements, product guidelines or underwriting standards that present a higher degree of risk to the Bank. Although the combination and/or severity of identified exceptions is greater, all exceptions have been properly mitigated by other factors. • Unproved, insufficient or marginal primary sources of repayment that appear sufficient to service the debt at this time. Repayment weaknesses may be due to minor operational issues, financial trends, or reliance on projected (not historic) performance. • Marginal or unproven secondary sources to liquidate the debt, including combinations of liquidation of collateral and liquidation value to the net worth of the borrower or guarantor. For existing loans, payments have generally been made as agreed with only minor and isolated delinquencies. Special Mention -This grade is given to Watch List loans that include the following characteristics: • Loans with underwriting guideline tolerances and/or exceptions with no identifiable mitigating factors. • Extending loans that are currently performing satisfactorily but with potential weaknesses that may, if not corrected, weaken the asset or inadequately protect the Bank's position at some future date. Potential weaknesses are the result of deviations from prudent lending practices. • Loans where adverse economic conditions that develop subsequent to the loan origination do not jeopardize liquidation of the debt, but do substantially increase the level of risk may also warrant this rating. Substandard- Loans in this category are characterized by deterioration in quality exhibited by any number of well-defined weaknesses requiring corrective action. A substandard loan is inadequately protected by the current sound net worth and paying capacity of the obligor or of the collateral pledged, if any. Loans classified as substandard must have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt; they are characterized by the distinct possibility that the institution will sustain some loss if the deficiencies are not corrected. The weaknesses may include, but are not limited to: • High debt to worth ratios and or declining or negative earnings trends • Declining or inadequate liquidity • Improper loan structure or questionable repayment sources • Lack of well-defined secondary repayment source, and • Unfavorable competitive comparisons. Such loans are no longer considered to be adequately protected due to the borrower's declining net worth, lack of earnings capacity, declining collateral margins and/or unperfected collateral positions. A possibility of loss of a portion of the loan balance cannot be ruled out. The repayment ability of the borrower is marginal or weak and the loan may have exhibited excessive overdue status or extensions and/or renewals. Doubtful -Loans classified Doubtful have all the weaknesses inherent in loans classified Substandard, plus the added characteristic that the weaknesses make collection or liquidation in full on the basis of currently existing facts, conditions, and values highly questionable and improbable. The ability of the borrower to service the debt is extremely weak, overdue status is constant, the debt has been placed on non-accrual status, and no definite repayment schedule exists. However, these loans are not yet rated as loss because certain events may occur which would salvage the debt. Among these events are: • Injection of capital • Alternative financing • Liquidation of assets or the pledging of additional collateral. Credit Risk Profile based on payment activity as of September 30, 2018 : Consumer - Non Real Estate Equity Line of Credit /Second Mortgages Commercial - Non Real Estate Agricultural - Non Real Estate Performing $ 13,442 $ 35,824 $ 43,796 $ 2,756 Nonperforming (>90 days past due) 28 — 107 — Total $ 13,470 $ 35,824 $ 43,903 $ 2,756 Credit Risk Profile based on payment activity as of December 31, 2017 : Consumer - Non Real Estate Equity Line of Credit /Second Mortgages Commercial - Non Real Estate Agricultural - Non Real Estate Performing $ 14,169 $ 39,062 $ 36,506 $ 2,950 Nonperforming (>90 days past due) 23 — 279 — Total $ 14,192 $ 39,062 $ 36,785 $ 2,950 The following tables reflect the Bank's impaired loans at September 30, 2018 : September 30, 2018 Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Recognized With no related allowance Real estate secured Residential 1-4 family $ 5,188 $ 5,188 $ — $ 5,943 $ 525 Equity lines of credit 33 33 — 38 — Multifamily — — — — — Farmland 2,577 2,577 — 1,198 — Construction, land development, other land loans 1,635 1,635 — 1,678 — Commercial real estate- owner occupied 4,404 4,404 — 2,375 — Commercial real estate- non owner occupied — — — 16 36 Second mortgages — — — 83 — Non-real estate secured Personal — — — 24 4 Commercial and agricultural 1,324 1,324 — 996 2 Total $ 15,161 $ 15,161 $ — $ 12,351 $ 567 September 30, 2018 Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Recognized With an allowance recorded Real estate secured Residential 1-4 family $ 1,719 $ 1,719 $ 202 $ 891 $ — Equity lines of credit 77 77 165 19 — Multifamily — — — — — Farmland 166 166 4 1,233 — Construction, land development, other land loans 31 31 — 8 — Commercial real estate- owner occupied 1,745 1,745 354 1,686 — Commercial real estate- non owner occupied 3,540 3,540 847 3,292 — Second mortgages — — — — — Non-real estate secured Personal 1 1 1 6 — Commercial and agricultural 397 397 264 973 — Total $ 7,676 $ 7,676 $ 1,837 $ 8,108 $ — The following tables reflect the Bank's impaired loans at December 31, 2017 : December 31, 2017 Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Recognized With no related allowance Real estate secured Residential 1-4 family $ 7,398 $ 7,398 $ — $ 6,123 $ 279 Equity lines of credit 49 49 — 37 — Multifamily — — — 495 56 Farmland 486 486 — 586 42 Construction, land development, other land loans 1,765 1,765 — 1,753 67 Commercial real estate- owner occupied 1,552 1,552 — 3,677 22 Commercial real estate- non owner occupied 63 63 — 973 19 Second mortgages 209 209 — 198 3 Non real estate secured Personal 95 95 — 55 — Commercial and agricultural 504 504 — 274 — Total $ 12,121 $ 12,121 $ — $ 14,171 $ 488 December 31, 2017 Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Recognized With an allowance recorded Real estate secured Residential 1-4 family $ 74 $ 74 $ 11 $ 267 $ 24 Equity lines of credit — — — — — Multifamily — — — — — Farmland 1,731 1,731 257 962 13 Construction, land development, other land loans — — — 183 24 Commercial real estate- owner occupied 1,873 1,873 465 1,506 196 Commercial real estate- non owner occupied 3,892 3,892 955 2,951 141 Second mortgages — — — 9 — Non real estate secured Personal 2 2 2 27 — Commercial and agricultural 502 502 418 568 4 Total $ 8,074 $ 8,074 $ 2,108 $ 6,473 $ 402 The following tables present the balance in the allowance for loan losses and the recorded investment in loans by loan category and is segregated by impairment evaluation method as of and for the three- and nine- month periods ended September 30, 2018 and September 30, 2017 . Nine months ended September 30, 2018 Residential 1-4 Family Multifamily Construction and Land Loans Commercial Owner Occupied Commercial Non-Owner Occupied Second Mortgages Equity Line of Credit Farmland Personal and Overdrafts Commercial and Agricultural Unallocated Total Allowance for loan losses: Balance at December 31, 2017 $ 133 $ — $ 1 $ 1,636 $ 955 $ 12 $ — $ 54 $ 265 $ 383 $ 515 $ 3,954 Provision expense (credit) for credit losses 254 — (5 ) (86 ) (108 ) (11 ) 490 (51 ) 18 (68 ) 109 542 Charge-offs 80 — — 123 — 5 — 1 224 231 — 664 Recoveries (38 ) — (5 ) (18 ) — (5 ) (1 ) (2 ) (127 ) (198 ) — (394 ) Net charge-offs (recoveries) 42 — (5 ) 105 — — (1 ) (1 ) 97 33 — 270 Balance at September 30, 2018 $ 345 $ — $ 1 $ 1,445 $ 847 $ 1 $ 491 $ 4 $ 186 $ 282 $ 624 $ 4,226 Allowance allocated by impairment method: Individually evaluated $ 202 $ — $ — $ 354 $ 847 $ — $ 165 $ 4 $ 1 $ 264 $ — $ 1,837 Collectively evaluated 143 — 1 1,091 — 1 326 — 185 18 624 2,389 Loan balances by impairment method used: Individually evaluated $ 6,907 $ — $ 1,667 $ 6,149 $ 3,539 $ — $ 110 $ 2,744 $ 1 $ 1,720 $ — $ 22,837 Collectively evaluated 170,707 17,311 20,807 84,703 32,972 4,332 31,382 9,791 13,469 44,939 — 430,413 Balance at September 30, 2018 $ 177,614 $ 17,311 $ 22,474 $ 90,852 $ 36,511 $ 4,332 $ 31,492 $ 12,535 $ 13,470 $ 46,659 — $ 453,250 Three months ended September 30, 2018 Residential 1-4 Family Multifamily Construction and Land Loans Commercial Owner Occupied Commercial Non-Owner Occupied Second Mortgages Equity Line of Credit Farmland Personal and Overdrafts Commercial and Agricultural Unallocated Total Allowance for loan losses: Balance at June 30, 2018 $ 230 $ — $ 58 $ 993 $ 397 $ 1 $ 357 $ 296 $ 216 $ 643 $ 947 $ 4,138 Provision for credit losses 166 — (60 ) 478 450 (1 ) 134 (292 ) 20 (374 ) (323 ) 198 Charge-offs 55 — — 27 — — — — 91 4 — 177 Recoveries (4 ) — (3 ) (1 ) — (1 ) — — (41 ) (17 ) — (67 ) Net charge-offs (recoveries) 51 — (3 ) 26 — (1 ) — — 50 (13 ) — 110 Balance at September 30, 2018 $ 345 $ — $ 1 $ 1,445 $ 847 $ 1 $ 491 $ 4 $ 186 $ 282 $ 624 $ 4,226 Nine months ended September 30, 2017 Residential 1-4 Family Multifamily Construction and Land Loans Commercial Owner Occupied Commercial Non-Owner Occupied Second Mortgages Equity Line of Credit Farmland Personal and Overdrafts Commercial and Agricultural Unallocated Total Allowance for loan losses: Balance at December 31, 2016 $ 371 $ — $ 21 $ 1,339 $ 445 $ 15 $ 27 $ 16 $ 802 $ 535 $ 1,258 $ 4,829 Provision for credit losses (92 ) — (24 ) 1,139 568 (14 ) (27 ) 39 (195 ) (204 ) (1,119 ) 71 Charge-offs 40 — — 100 — — — — 255 331 — 726 Recoveries (27 ) — (3 ) — (1 ) (1 ) — (2 ) (158 ) (424 ) — (616 ) Net charge-offs (recoveries) 13 — (3 ) 100 (1 ) (1 ) — (2 ) 97 (93 ) — 110 Reclassification of reserve for unfunded commitments — — — — — — — — — — (97 ) (97 ) Balance at September 30, 2017 $ 266 $ — $ — $ 2,378 $ 1,014 $ 2 $ — $ 57 $ 510 $ 424 $ 42 $ 4,693 Allowance allocated by impairment method: Individually evaluated $ 28 $ — $ — $ 1,698 $ 1,014 $ — $ — $ 57 $ — $ 409 $ — $ 3,206 Collectively evaluated 238 — — 680 — 2 — — 510 15 42 1,487 Loan balances by impairment method used: Individually evaluated $ 5,260 $ 1,101 $ 142 $ 5,939 $ 3,510 $ 190 $ — $ 835 $ 80 $ 479 $ — $ 17,536 Collectively evaluated 175,209 25,082 14,497 68,294 29,958 5,108 31,307 12,586 15,693 37,926 — 415,660 Balance at September 30, 2017 $ 180,469 $ 26,183 $ 14,639 $ 74,233 $ 33,468 $ 5,298 $ 31,307 $ 13,421 $ 15,773 $ 38,405 — $ 433,196 Three months ended September 30, 2017 Residential 1-4 Family Multifamily Construction and Land Loans Commercial Owner Occupied Commercial Non-Owner Occupied Second Mortgages Equity Line of Credit Farmland Personal and Overdrafts Commercial and Agricultural Unallocated Total Allowance for loan losses: Balance at June 30, 2017 $ 295 $ — $ — $ 1,979 $ 1,116 $ 2 $ 32 $ 19 $ 522 $ 541 $ 165 $ 4,671 Provision for credit losses (29 ) — (1 ) 499 (101 ) (1 ) (32 ) 37 22 (349 ) (26 ) 19 Charge-offs 4 — — 100 1 — — — 129 138 — 371 Recoveries (4 ) — (1 ) — — (1 ) — — (95 ) (370 ) — (471 ) Net charge-offs (recoveries) — — (1 ) 100 1 (1 ) — — 34 (232 ) — (100 ) Reclassification of reserve for unfunded commitments — — — — — — — — — — (97 ) (97 ) Balance at September 30, 2017 $ 266 $ — $ — $ 2,378 $ 1,014 $ 2 $ — $ 57 $ 510 $ 424 $ 42 $ 4,693 The Company's credit administration personnel and senior financial officers are responsible for tracking, coding, and monitoring loans that become Troubled Debt Restructurings ("TDRs"). Concessions are made to existing borrowers in the form of modified interest rates and / or payment terms. The loans are segregated for regulatory and external reporting. Each specific TDR is reviewed to determine if the accrual of interest should be discontinued and also reviewed for impairment. The Company's senior credit officer performs this analysis on a quarterly basis in addition to determining any other loans that are impaired within the loan portfolio. The Company had a total of $11,937 and $8,005 of loans categorized as troubled debt restructurings as of September 30, 2018 and December 31, 2017 , respectively. Interest is accrued on TDRs if the loan is otherwise not impaired and the full collection of principal and interest under the modified terms is still deemed probable. In the determination of the allowance for loan losses, management considers troubled debt restructurings and subsequent defaults in these restructurings by adjusting the loan grades of such loans. Defaults resulting in charge-offs affect the historical loss experience ratios which are a component of the allowance calculation. Additionally, specific reserves may be established on restructured loans evaluated individually. The following table identifies restructurings completed during the nine-month period ended September 30, 2018 that represent new TDRs. Number Pre-Modification Recorded Investment Post-Modification Recorded Investment Below Market Rate Residential 1-4 family 3 $ 549 $ 549 Farmland 1 115 115 Commercial real estate-owner occupied 2 1,023 1,023 Commercial real estate-non-owner occupied 4 2,524 2,524 Total below market rate 10 4,211 4,211 Total restructurings 10 $ 4,211 $ 4,211 There were no new TDRs in the nine-month period ended September 30, 2017. There were no defaults in the three- or nine- month periods ending September 30, 2018 and September 30, 2017 of TDRs modified in the previous 12 months. The Bank has engaged an external third party to perform its loan review function in order to identify weaknesses within the loan portfolio. The review, which seeks to cover 50 percent of loan balances each year, considers collateral, repayment history, guarantor strength, debt service coverage, and other relevant information on an individual and global level. These reviews consider borrower cash flow capacity, using financial statements, income tax returns and internally prepared interim statements for borrowers and guarantors. Debt service coverage (DSC) is calculated on each individual customer, or guarantor, as well as the aggregate or global DSC. The DSC is discounted to determine a stressed DSC. Collateral evaluation includes an inspection of the collateral file to determine if the Bank is properly secured. Collateral is discounted, when appropriate, to determine a stressed loan to value (LTV) ratio. The Company also seeks to identify potential problem relationships through a monthly watch list review, which includes a review of past due loans, as well as any other information that might be presented by loan officers, regarding a particular loan relationship that is exhibiting stress. Watch list relationships display distinct characteristics including, but not limited to, late payments greater than 60 days , a low DSC calculation, bankruptcy filings, casualty losses, or other issues that would cause a perceived increase in the risk of loss to the Bank. The segments of the Company's loan portfolio are disaggregated to a level that allows management to monitor risk and performance. In reviewing risk, management has determined there to be several different risk categories within the loan portfolio. The allowance for loan losses consists of amounts applicable to: (i) the commercial loan portfolio; (ii) the commercial real estate loan portfolio; (iii) the construction loan portfolio; (iv) the consumer loan portfolio; and, (v) the residential loan portfolio. The commercial real estate ("CRE") loan segment is further disaggregated into two classes. Non-owner occupied CRE loans, which include loans secured by non-owner occupied nonfarm nonresidential properties, generally have a greater risk profile than all other CRE loans, which include multifamily structures and owner-occupied commercial structures. The construction loan segment is further disaggregated into two classes. One-to-four family residential construction loans are generally made to individuals for the acquisition of and/or construction on a lot or lots on which a residential dwelling is to be built. Commercial construction loans are generally made to developers or investors for the purpose of acquiring, developing and constructing residential or commercial structures. Construction lending is generally considered to involve a higher degree of credit risk than long-term permanent financing. The following describes the Company's basic methodology for computing its ALLL. On a quarterly basis, the ALLL methodology begins with the identification of loans subject to ASC 310. All loans that are rated "7" (Doubtful) are assessed as impaired based on the expectation that the full collection of principal and interest is in doubt. All loans that are rated "6" (Substandard) or are expected to be downgraded to "6", require additional analysis to determine whether they may be impaired under ASC 310. All loans that are rated "5" (Special Mention) are presumed not to be impaired. However, "5" rated loans, together with any Troubled Debt Restructured (TDR) loan, may warrant further analysis before completing an assessment of impairment. A loan is considered impaired and an allowance for loan losses is established on loans for which it is probable that the full collection of principal and interest is in doubt. Once a loan is identified as individually impaired, management measures impairment using one of several methods, including collateral value based on recent appraisal and /or tax assessment value, liquidation value and/or discounted cash flows. Those impaired loans not requiring an allowance represent loans for which the fair value of the expected repayments or collateral exceed the recorded investments in such loans. At September 30, 2018 and December 31, 2017 , all impaired loans were evaluated based on either the fair value of the collateral or the discounted cash flows. For ASC 310 loans that are individually evaluated and found to be impaired (primarily those designated as Substandard and Doubtful), the associated ALLL will be based upon one of the three impairment measurement methods specified within ASC 310: (1) Present value of expected future cash flows discounted at the loan's effective interest rate; (2) Loan's observable market price; or (3) Fair value of the collateral. To determine the amount of loan loss exposure for the impaired ASC 310 loans, the value of collateral for secured loans is evaluated to determine the current value and potential exposure. The collateral value is adjusted for its age and condition, and, for real estate, adjusted for condition, location, and age of the most current appraisal. If the adjusted value of the collateral is less than the current principal balance, the difference is designated as direct exposure for loan loss calculations. The total balance of unsecured loans is considered as direct exposure. ASC 450 Loan Loss : For all other loans, including individual loans determined not to be impaired under ASC 310, the associated ALLL is calculated in accordance with ASC 450 that provides for estimated credit losses likely to be realized on groups of loans with similar risk characteristics. The Company uses standard call report categories to segregate loans into groups with similar risk characteristics. Estimated credit losses reflect significant factors that affect the collectability of the portfolio as of the evaluation date. Key factors that influence risk within the Company's loan portfolio are divided into three major categories: Historical loss factors - To calculate the anticipated loan loss in each call report category for ASC 450 loans, the Company begins with the net loss in each category for each of the last twelve quarters. The Company uses a rolling twelve quarter weighted historical loss average where the most recent quarters are weighted heavier than the earlier quarters so that the calculation reflects current risk trends within the portfolio. The weighting used by the Company is similar to the Rule of 78's with the net losses of the most recent quarter weighted at 12/78ths and those in the first quarter in the twelve quarter period weighted at 1/78th. Therefore, the net losses of the most recent year represent approximately 54% of the calculation compared with 33% if a simple average of losses over the three -year period was used. The total of weighted factors for each call report category is applied to the current outstanding loan balance in each category to calculate expected loss based on historical data for a group of loans with similar risk characteristics. The same weighting is applied to all loan types . External economic factors - Economic conditions have a significant impact on Company's loan portfolio because deteriorating conditions can adversely impact both collateral values and the customer's ability to service debt. Management has selected the following external factors as indicators of economic conditions: National GDP growth rate Local unemployment rates Prime interest rate The values for external factors are updated on a quarterly basis based on current economic data. Internal process factors - Internal factors that influence loss rates as a result of risk management and control practices include the following: Past-due loans Non-accrual loans Commercial real estate concentrations Loan volume, including significant loan growth among specific classes of loans Level and trend of classified loans The values for internal factors are updated on a quarterly basis based on current portfolio metrics. Once the quarterly ALLL is computed, the calculations are reviewed by the Company's management. The ALLL is then reviewed by the Board of Directors. Loans Held for Sale The Company's mortgage division originates certain single family, residential first mortgage loans for sale to a third party broker. Loan sale activity is summarized below. Loans are typically sold to investors within 20 days of closing. Management feels the carrying amounts approximate the fair values of loans held for sale. Nine months ended September 30 2018 2017 Loans held for sale at end of period $ 1,614 $ 4,285 Proceeds from sales of mortgage loans originated for sale 13,855 39,074 Gain on sales of mortgage loans originated for sale 268 1,607

Income Taxes

Income Taxes	9 Months Ended
	Sep. 30, 2018
Income Tax Disclosure [Abstract]
Income Taxes	Income Taxes Income tax expense for the three- and nine -month periods ended September 30, is different than the amount computed by applying the appropriate statutory corporate federal income tax rate to income before taxes. The reasons for these differences are as follows: Three months ended September 30, Nine months ended September 30, 2018 2017 2018 2017 Tax expense (benefit) at statutory rate $ 290 $ 535 $ 699 $ 1,360 Increase (decrease) in tax expense resulting from: Tax-exempt interest (27 ) (29 ) (85 ) (58 ) Other, net 26 48 92 11 Income tax expense $ 289 $ 554 $ 706 $ 1,313 Statutory corporate federal income tax rate 21 % 34 % 21 % 34 %

Capital Requirements

Capital Requirements	9 Months Ended
	Sep. 30, 2018
Banking and Thrift [Abstract]
Capital Requirements	Capital Requirements Regulators of the Company and its subsidiary, Highlands Union Bank (the "Bank"), have implemented risk-based capital guidelines which require compliance with certain minimum capital ratios as a percent of assets and other certain off-balance sheet items that are adjusted for predefined credit risk factors. On July 7, 2013 the Federal Reserve Board approved Basel III final rules to improve the banking sector's ability to absorb shocks arising from financial and economic stress. The final rules include a new common equity tier 1 minimum ratio and raise the tier 1 risk-weighted assets ratio to 6 percent from 4 percent . In addition, beginning in 2016, the new rules required banks to maintain a capital conservation buffer between 2 and 2 ½ % . Additionally, the new rules increased the risk weighting of various assets. The new rules are being phased in between 2015 and 2019. Generally, the Basel III final rules require banks to maintain higher levels of common equity and regulatory capital. On February 5, 2015 the Company received notification from the Federal Reserve Bank that it would no longer be required to report holding company consolidated capital ratios. The following table presents the capital ratios for the Bank only. September 30, 2018 December 31, 2017 Tier 1 leverage 9.14 % 8.36 % Tier 1 risk-based 12.30 % 12.15 % Total risk-based 13.28 % 13.11 % Common equity tier 1 12.30 % 12.15 %

Stock and Earnings Per Share

Stock and Earnings Per Share	9 Months Ended
	Sep. 30, 2018
Earnings Per Share [Abstract]
Stock and Earnings Per Share	Stock and Earnings Per Share Earnings per common share is computed using the weighted average outstanding shares for the three- and nine month periods ended September 30, 2018 and 2017 . The following is a reconciliation of the numerators and the denominators of the basic and diluted earnings per common share computation: Three months ended September 30, Nine months ended September 30, (thousands, except per share information) 2018 2017 2018 2017 Net income available to common stockholders $ 1,091 $ 1,020 $ 2,624 $ 2,688 Weighted average common shares outstanding 8,211 8,199 8,224 8,199 Total shares outstanding including assumed conversion of preferred securities 10,303 10,292 10,326 10,292 Basic earnings per common share $ 0.13 $ 0.12 $ 0.32 $ 0.33 Fully diluted earnings per share (including convertible preferred shares outstanding and restricted stock) 0.11 0.10 0.25 0.26 At the 2018 annual meeting, Stockholders approved the 2018 Restricted Stock Plan, which authorized the board's Compensation Committee to issue up to 250,000 shares of Common Stock in grants of restricted stock and restricted stock unit awards to eligible employees. A total of 51,500 shares have been issued under the 2018 Restricted Stock Plan as of September 30, 2018 .

Commitments and Contingencies

Commitments and Contingencies	9 Months Ended
	Sep. 30, 2018
Commitments and Contingencies Disclosure [Abstract]
Commitments and Contingencies	Commitments and Contingencies The Bank is a party to various financial instruments with off-balance sheet risk arising in the normal course of business to meet the financing needs of its customers. Those financial instruments include commitments to extend credit and standby letters of credit. At September 30, 2018 , unused commitments totaled $59,548 , compared to $55,038 at December 31, 2017 . Standby letters of credit totaled $973 at September 30, 2018 and December 31, 2017 .

Fair Value

Fair Value	9 Months Ended
	Sep. 30, 2018
Fair Value Disclosures [Abstract]
Fair Value	Fair Value The Company utilizes fair value measurements to record fair value adjustments to certain assets and to determine fair value disclosures. Securities available-for-sale are recorded at fair value on a recurring basis. Additionally, from time to time, the Company may be required to record financial instruments at fair value on a nonrecurring basis. These nonrecurring fair value adjustments typically involve application of lower of cost or market accounting or write-downs of individual assets. Fair Value Hierarchy Under ASC Topic 820 on Fair Value Measurements and Disclosures, the Company groups assets and liabilities at fair value in three levels, based on the markets in which the assets and liabilities are traded and the reliability of the assumptions used to determine fair value. These levels are: Level 1 Valuation is based upon quoted prices for identical instruments traded in active markets. Level 2 Valuation is based upon quoted prices for similar instruments in active markets, quoted prices for identical or similar instruments in markets that are not active, and model-based valuation techniques for which all significant assumptions are observable in the market. Level 3 Valuation is generated from model-based techniques that use at least one significant assumption not observable in the market. These unobservable assumptions reflect estimates of assumptions that market participants would use in pricing the asset or liability. Valuation techniques include use of option pricing models, discounted cash flow models and similar techniques. In general, fair value is based upon quoted market prices, where available. If such quoted market prices are not available, fair value is based upon third party models that primarily use, as inputs, observable market-based parameters. Valuation adjustments may be made to determine fair value. These adjustments may include amounts to reflect counterparty credit quality, the borrower's creditworthiness, among other things, as well as unobservable parameters. Any such valuation adjustments are applied consistently over time. The Company's valuation methodologies may produce a fair value calculation that may not be indicative of net realizable value or reflective of future fair values. While management believes the Company's valuation methodologies are appropriate and consistent with other market participants, the use of different methodologies or assumptions to determine the fair value of certain financial instruments could result in a different estimate of fair value at the reporting date. Recurring - Investment Securities Available for Sale Securities classified as available for sale are reported at fair value utilizing level 2. For level 2 securities, the Company obtains fair value measurements from multiple independent third party sources. The fair value measurements consider observable data that may include dealer quotes, market spreads, cash flows, the U.S. Treasury yield curve, live trading levels, trade execution data, market consensus prepayment speeds, credit information, and the bond's terms and conditions, among other things. The following tables summarize the Company's available for sale securities portfolio measured at fair value on a recurring basis as of September 30, 2018 and December 31, 2017 , segregated by the level of the valuation inputs within the fair value hierarchy. September 30, 2018 Level 1 Level 2 Level 3 Total Fair Value State and political subdivisions $ — $ 12,700 $ — $ 12,700 Mortgage backed securities — 51,949 — 51,949 SBA pools — 5,500 — 5,500 Total available for sale securities $ — $ 70,149 $ — $ 70,149 December 31, 2017 Level 1 Level 2 Level 3 Total Fair Value State and political subdivisions $ — $ 12,511 $ — $ 12,511 Mortgage backed securities — 59,307 — 59,307 SBA pools — 6,709 — 6,709 Total available for sale securities $ — $ 78,527 $ — $ 78,527 Recurring - Derivatives Beginning in 2017, the Company entered into interest rate swaps related to customer loan transactions to manage its interest rate risk. These interest rate swaps, which had a notional value of $12,890 and $7,902 as of September 30, 2018 and December 31, 2017 , respectively, are recorded at fair value, based on third party pricing models that are sensitive to market observable data and are therefore classified as level 2 values. The fair value of derivative financial instruments as of September 30, 2018 totaled $216 , compared to $45 at December 31, 2017 . Non Recurring - Loans The Company does not record loans at fair value on a recurring basis. However, from time to time, a loan is considered impaired and an allowance for loan loss is established. Loans for which it is probable that payment of interest and principal will not be made in accordance with the contractual terms of the loan agreement are considered impaired. Once a loan is identified as individually impaired, management measures impairment using one of several methods, including recently appraised collateral value and /or tax assessed value, liquidation value and discounted cash flows. Those impaired loans not requiring an allowance represent loans for which the fair value of the expected repayments or collateral exceed the recorded investments in such loans. At September 30, 2018 and December 31, 2017 , all of the total impaired loans were evaluated based on the fair value of the collateral or the present value of the future cash flows. The Company frequently obtains appraisals prepared by external professional appraisers and applies discounts ranging from 8% to 40% depending on type of property, condition, location, etc. The Company also, in certain instances, prepares internally generated valuations from on-site inspections, third-party valuation models or other information. Non Recurring – Loans Held for Sale Loans held for sale are carried at the lower of cost or market value. The fair value of loans held for sale is based on inputs derived from secondary markets for loans with similar characteristics. The Company considers loans held for sale as non-recurring level 2. Non Recurring –Other Real Estate Owned / Repossessions / Real Estate Held for Sale Other real estate owned and repossessions are adjusted to fair value upon transfer of the loans to other real estate owned and repossessions. Subsequently, foreclosed assets and repossessions are carried at the lower of carrying value or fair value. Fair value is based upon independent market prices or recent appraised values of the collateral which the Company considers as nonrecurring level 2. When the current appraised value is not available or is further discounted below the most recent appraised value less selling costs due to absorption rates and market conditions, the Company records the foreclosed assets within level 3 of the fair value hierarchy. Real estate held for sale is adjusted to fair value upon transfer from fixed assets or when no longer being used for banking purposes. The following table summarizes the Company's assets at fair value on a non-recurring basis as of September 30, 2018 and December 31, 2017 , segregated by the level of the valuation inputs within the fair value hierarchy. The tables disclose the recorded investment of impaired loans requiring a specific allowance. September 30, 2018 Level 1 Level 2 Level 3 Fair Value Impaired loans $ — $ — $ 5,839 $ 5,839 OREO — — 2,242 2,242 Real estate held for sale — — 817 817 December 31, 2017 Level 1 Level 2 Level 3 Fair Value Impaired loans $ — $ — $ 5,967 $ 5,967 OREO — — 2,350 2,350 Real estate held for sale — — 1,430 1,430 The following table presents additional quantitative information about assets measured at fair value on a nonrecurring basis for which the Company uses level 3 inputs to determine fair value (dollars in thousands): Quantitative Information about Level 3 Fair Value Measurements 12/31/17 9/30/2018 Valuation Techniques Unobservable Input (2) Range (Weighted Average) OREO, net $ 2,350 $ 2,242 Appraisal of collateral (1) Appraisal adjustments 0% to 45% (13%) Liquidation expenses 0% to 10% (9%) Real estate held for sale $ 1,430 $ 817 Appraisal of collateral (1) Appraisal adjustments 0% to 50% (40%) Liquidation expenses 0% to 10% (8%) Impaired loans $ 5,967 $ 5,839 Fair value of collateral –real estate (1), (3) Appraisal adjustments 0% to 10% (9%) Fair value of collateral –equipment, inventory, other (1), (3) Appraisal adjustments 25% to 50% (33%) Liquidation expenses 0% to 20% (12%) Valuation adjustments and liquidation cost adjustments represent unobservable inputs for OREO and impaired loans. The ranges of discounts applied are based on age of independent appraisals, type and condition of collateral, current market conditions, and experience with the local market. (1) Fair value is generally determined through independent appraisals of the underlying collateral, which generally include various level 3 inputs which are not identifiable. (2) Appraisals may be adjusted by management for qualitative factors such as economic conditions and estimated liquidation expenses. The range and weighted average of liquidation expenses and other appraisal adjustments are presented as a percent of the appraisal. (3) Includes qualitative adjustments by management. Fair Value of Financial Instruments Fair value is the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. Fair value is best determined based upon quoted market prices. However, in many instances, there are no quoted market prices for the Company's various financial instruments. In cases where quoted market prices are not available, fair values are based on estimates using present value or other valuation techniques. Those techniques are significantly affected by the assumptions used, including the discount rate and estimates of future cash flows. Accordingly, the fair value estimates may not be realized in an immediate settlement. Accordingly, the aggregate fair value amounts presented may not necessarily represent the underlying fair value of the Company. Cash and Cash Equivalents The carrying amount reported in the balance sheets for cash, short-term investments and federal funds sold approximates fair value. Securities Available for Sale Fair values are determined in the manner as described above. Other Investments Other investments include Federal Home Loan Bank stock, Federal Reserve Bank stock, Community Bankers Bank stock, and Pacific Coast Bankers Bank. The carrying value of those securities approximates fair value based on the redemption provisions of those Banks. Also included in other investments are certificates of deposit purchased from other FDIC insured banks in which the carrying amount approximates fair value. Loans The fair value of loans represent the amount at which the loans of the Bank could be exchanged on the open market, based upon the current lending rate for similar types of lending arrangements discounted over the remaining life of the loans . For fixed rate loans and for variable rate loans with infrequent re-pricing or re-pricing limits, fair value is based on discounted cash flows using current market rates applied to the cash flow analysis. Deposits The fair value of time deposits is based on discounted cash flows using current market rates applied to the cash flow analysis for each time deposit. Other non-maturity deposits are reported at their carrying values. Other Short-Term Borrowings Fair values of other short-term borrowings are estimated using discounted cash flow analyses based on the Company's current incremental borrowing rates for similar types of borrowing arrangements. Estimated maturity dates are also included in the calculation of fair value for these borrowings. Long-term Debt and Capital Securities Rates currently available to the Company for debt with similar terms and remaining maturities or established call prices are used to estimate fair value of existing debt. Off-Balance Sheet Instruments The carrying value of off-balance sheet commitments to extend credit, standby letters of credit, and financial guarantees, is considered equal to fair value. Because of the uncertainty involved in attempting to assess the likelihood and timing of commitments being drawn upon, coupled with the lack of an established market and the wide diversity of fee structures, the Company does not believe it is meaningful to provide an estimate of fair value that differs from the given value of the commitment. The carrying amounts and fair values of the Company's financial instruments at September 30, 2018 and December 31, 2017 were as follows: September 30, 2018 December 31, 2017 Carrying Amount Fair Value Carrying Amount Fair Value Cash and cash equivalents $ 24,049 $ 24,049 $ 30,797 $ 30,797 Securities available for sale 70,149 70,149 78,527 78,527 Other investments 3,199 3,199 3,116 3,116 Loans, net 448,340 441,706 427,620 429,467 Interest rate swaps 216 216 45 45 Deposits 494,606 405,899 498,783 424,664 Other short-term borrowings 42,120 42,120 10,000 10,000 Long-term debt 107 81 30,243 30,780

Formal Written Agreement

Formal Written Agreement	9 Months Ended
	Sep. 30, 2018
Banking and Thrift [Abstract]
Formal Written Agreement	Formal Written Agreement On October 13, 2010, the Company and Bank entered into a written agreement ("Written Agreement") with the Federal Reserve Bank of Richmond (the "Reserve Bank"). Under the terms of the Written Agreement, the Bank has agreed to develop and submit to the Reserve Bank for approval within the time periods specified therein written plans or programs to: • strengthen board oversight of the management and operations of the Bank; • strengthen credit risk management and administration; • provide for the effective grading of the Bank's loan portfolio; • summarize the findings of its review of the adequacy of the staffing of its loan review function; • improve the Bank's position with respect to loans, relationships, or other assets in excess of $500 that currently are, or in the future become past due more than 90 days , on the Bank's problem loan list, or adversely classified in any report of examination of the Bank; • review and revise the Bank's methodology for determining the allowance for loan and lease losses ("ALLL") and maintain an adequate ALLL; • maintain sufficient capital at the Company and the Bank; • establish a revised written contingency funding plan; • establish a revised written strategic and capital plan; • establish a revised investment policy; • improve the Bank's earnings and overall condition; • revise the Bank's information technology program; • establish a disaster recovery and business continuity program; and, • establish a committee to monitor compliance with all aspects of the written agreement. Further, both the Company and the Bank have agreed to refrain from declaring or paying dividends without prior regulatory approval. The Company has agreed that it will not take any other form of payment representing a reduction in Bank's capital or make any distributions of interest, principal or other sums on subordinated debentures or trust preferred securities without prior regulatory approval. The Company also has agreed not to incur, increase or guarantee any debt or not to purchase or redeem any shares of its stock without prior regulatory approval.

Summary of Significant Accoun_2

Summary of Significant Accounting Policy Update For Certain Required Disclosures (Policies)	9 Months Ended
	Sep. 30, 2018
Accounting Policies [Abstract]
Recently Issued Accounting Pronouncements	In May 2014, the FASB issued ASU No. 2014-09, Revenue from Contracts with Customers . ASU 2014-09 is a comprehensive revenue recognition model that requires a company to recognize revenue to depict the transfer of goods or services to a customer at an amount that reflects the consideration it expects to receive in exchange for those goods or services. ASU 2014-09, as subsequently amended by ASU No. 2015-14 issued in August 2015, required adoption in annual reporting periods beginning after December 15, 2017, including interim reporting periods within that reporting period. Earlier application was permitted only as of annual reporting periods beginning after December 15, 2016, including interim reporting periods within that reporting period. The Company adopted ASU 2014-09 effective January 1, 2018. Application of ASU 2014-09 requires identification of customer contracts, identification of the performance obligations within those contracts, identification of the transaction price, allocation of the transaction price to the performance obligations, and recognition of revenue once the performance obligation is satisfied. ASU 2014-09 requires disclosure regarding the nature, amount, timing and uncertainty of revenue and cash flows arising from customer contracts, including significant judgments and changes in judgments and assets recognized from costs incurred to obtain or fulfill a contract. The Company’s primary source of revenue is interest income, which is excluded from the scope of this guidance; however, the Company evaluated the impact on noninterest income, which includes fees for services, commissions on sales, and various deposit service charges. The Company concluded that no cumulative-effect adjustment to retained earnings was necessary. The adoption of the standard did not have a material effect on the Company’s financial position or results of operations. In January 2016, ASU No. 2016-01 Financial Instruments--Overall (ASU 2016-01) was issued by the FASB. ASU 2016-01 addresses certain aspects of recognition, measurement, presentation, and disclosure of financial instruments. The Company adopted ASU 2016-01 on January 1, 2018. The adoption of ASU 2016-01 did not have a material effect on the Company's consolidated financial statements. In June 2016, ASU No. 2016-13, Measurement of Credit Losses on Financial Instruments was issued by the FASB. This ASU significantly changes how entities will measure credit losses for most financial assets and certain other instruments that aren't measured at fair value through net income. The ASU is intended to improve financial reporting by requiring timelier recording of credit losses on loans and other financial instruments. ASU No. 2016-13 is effective for interim and annual reporting periods beginning after December 15, 2019; early adoption is permitted for interim and annual reporting periods beginning after December 15, 2018. Entities will apply the standard's provisions as a cumulative-effect adjustment to retained earnings as of the beginning of the first reporting period in which the guidance is effective (i.e., modified retrospective approach). The Company continues to evaluate the effect that implementation of the new standard will have on its financial position, results of operations, and cash flows. Other accounting standards that have been issued or proposed by the FASB or other standards-setting bodies are not expected to have a material impact on the Company's financial position, results of operations or cash flows.
Fair Value	Non Recurring - Loans The Company does not record loans at fair value on a recurring basis. However, from time to time, a loan is considered impaired and an allowance for loan loss is established. Loans for which it is probable that payment of interest and principal will not be made in accordance with the contractual terms of the loan agreement are considered impaired. Once a loan is identified as individually impaired, management measures impairment using one of several methods, including recently appraised collateral value and /or tax assessed value, liquidation value and discounted cash flows. Those impaired loans not requiring an allowance represent loans for which the fair value of the expected repayments or collateral exceed the recorded investments in such loans. At September 30, 2018 and December 31, 2017 , all of the total impaired loans were evaluated based on the fair value of the collateral or the present value of the future cash flows. The Company frequently obtains appraisals prepared by external professional appraisers and applies discounts ranging from 8% to 40% depending on type of property, condition, location, etc. The Company also, in certain instances, prepares internally generated valuations from on-site inspections, third-party valuation models or other information. Non Recurring – Loans Held for Sale Loans held for sale are carried at the lower of cost or market value. The fair value of loans held for sale is based on inputs derived from secondary markets for loans with similar characteristics. The Company considers loans held for sale as non-recurring level 2. Non Recurring –Other Real Estate Owned / Repossessions / Real Estate Held for Sale Other real estate owned and repossessions are adjusted to fair value upon transfer of the loans to other real estate owned and repossessions. Subsequently, foreclosed assets and repossessions are carried at the lower of carrying value or fair value. Fair value is based upon independent market prices or recent appraised values of the collateral which the Company considers as nonrecurring level 2. When the current appraised value is not available or is further discounted below the most recent appraised value less selling costs due to absorption rates and market conditions, the Company records the foreclosed assets within level 3 of the fair value hierarchy. Real estate held for sale is adjusted to fair value upon transfer from fixed assets or when no longer being used for banking purposes. The Company utilizes fair value measurements to record fair value adjustments to certain assets and to determine fair value disclosures. Securities available-for-sale are recorded at fair value on a recurring basis. Additionally, from time to time, the Company may be required to record financial instruments at fair value on a nonrecurring basis. These nonrecurring fair value adjustments typically involve application of lower of cost or market accounting or write-downs of individual assets. Fair Value Hierarchy Under ASC Topic 820 on Fair Value Measurements and Disclosures, the Company groups assets and liabilities at fair value in three levels, based on the markets in which the assets and liabilities are traded and the reliability of the assumptions used to determine fair value. These levels are: Level 1 Valuation is based upon quoted prices for identical instruments traded in active markets. Level 2 Valuation is based upon quoted prices for similar instruments in active markets, quoted prices for identical or similar instruments in markets that are not active, and model-based valuation techniques for which all significant assumptions are observable in the market. Level 3 Valuation is generated from model-based techniques that use at least one significant assumption not observable in the market. These unobservable assumptions reflect estimates of assumptions that market participants would use in pricing the asset or liability. Valuation techniques include use of option pricing models, discounted cash flow models and similar techniques. In general, fair value is based upon quoted market prices, where available. If such quoted market prices are not available, fair value is based upon third party models that primarily use, as inputs, observable market-based parameters. Valuation adjustments may be made to determine fair value. These adjustments may include amounts to reflect counterparty credit quality, the borrower's creditworthiness, among other things, as well as unobservable parameters. Any such valuation adjustments are applied consistently over time. The Company's valuation methodologies may produce a fair value calculation that may not be indicative of net realizable value or reflective of future fair values. While management believes the Company's valuation methodologies are appropriate and consistent with other market participants, the use of different methodologies or assumptions to determine the fair value of certain financial instruments could result in a different estimate of fair value at the reporting date. Recurring - Investment Securities Available for Sale Securities classified as available for sale are reported at fair value utilizing level 2. For level 2 securities, the Company obtains fair value measurements from multiple independent third party sources. The fair value measurements consider observable data that may include dealer quotes, market spreads, cash flows, the U.S. Treasury yield curve, live trading levels, trade execution data, market consensus prepayment speeds, credit information, and the bond's terms and conditions, among other things. Valuation adjustments and liquidation cost adjustments represent unobservable inputs for OREO and impaired loans. The ranges of discounts applied are based on age of independent appraisals, type and condition of collateral, current market conditions, and experience with the local market. (1) Fair value is generally determined through independent appraisals of the underlying collateral, which generally include various level 3 inputs which are not identifiable. (2) Appraisals may be adjusted by management for qualitative factors such as economic conditions and estimated liquidation expenses. The range and weighted average of liquidation expenses and other appraisal adjustments are presented as a percent of the appraisal. (3) Includes qualitative adjustments by management. Fair Value of Financial Instruments Fair value is the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. Fair value is best determined based upon quoted market prices. However, in many instances, there are no quoted market prices for the Company's various financial instruments. In cases where quoted market prices are not available, fair values are based on estimates using present value or other valuation techniques. Those techniques are significantly affected by the assumptions used, including the discount rate and estimates of future cash flows. Accordingly, the fair value estimates may not be realized in an immediate settlement. Accordingly, the aggregate fair value amounts presented may not necessarily represent the underlying fair value of the Company. Cash and Cash Equivalents The carrying amount reported in the balance sheets for cash, short-term investments and federal funds sold approximates fair value. Securities Available for Sale Fair values are determined in the manner as described above. Other Investments Other investments include Federal Home Loan Bank stock, Federal Reserve Bank stock, Community Bankers Bank stock, and Pacific Coast Bankers Bank. The carrying value of those securities approximates fair value based on the redemption provisions of those Banks. Also included in other investments are certificates of deposit purchased from other FDIC insured banks in which the carrying amount approximates fair value. Loans The fair value of loans represent the amount at which the loans of the Bank could be exchanged on the open market, based upon the current lending rate for similar types of lending arrangements discounted over the remaining life of the loans . For fixed rate loans and for variable rate loans with infrequent re-pricing or re-pricing limits, fair value is based on discounted cash flows using current market rates applied to the cash flow analysis. Deposits The fair value of time deposits is based on discounted cash flows using current market rates applied to the cash flow analysis for each time deposit. Other non-maturity deposits are reported at their carrying values. Other Short-Term Borrowings Fair values of other short-term borrowings are estimated using discounted cash flow analyses based on the Company's current incremental borrowing rates for similar types of borrowing arrangements. Estimated maturity dates are also included in the calculation of fair value for these borrowings. Long-term Debt and Capital Securities Rates currently available to the Company for debt with similar terms and remaining maturities or established call prices are used to estimate fair value of existing debt. Off-Balance Sheet Instruments The carrying value of off-balance sheet commitments to extend credit, standby letters of credit, and financial guarantees, is considered equal to fair value. Because of the uncertainty involved in attempting to assess the likelihood and timing of commitments being drawn upon, coupled with the lack of an established market and the wide diversity of fee structures, the Company does not believe it is meaningful to provide an estimate of fair value that differs from the given value of the commitment.

Investment Securities Availab_2

Investment Securities Available For Sale (Tables)	9 Months Ended
	Sep. 30, 2018
Investments, Debt and Equity Securities [Abstract]
Available-for-sale securities	The amortized cost and estimated fair value of securities available for sale at September 30, 2018 by contractual maturity are shown below. Expected maturities may differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties. Amortized cost Fair value Investment securities with scheduled maturities: Due in one year or less $ 98 $ 101 Due after one year through five years 367 365 Due after five years through ten years 2,842 2,659 Due after ten years 16,013 15,075 Total investment securities with scheduled maturities 19,320 18,200 Mortgage-backed securities 54,502 51,949 Total investment securities available for sale $ 73,822 $ 70,149 The amortized cost and market value of securities available for sale are as follows: September 30, 2018 Amortized cost Gross unrealized gains Gross unrealized losses Fair value State and political subdivisions $ 13,596 $ 8 $ 904 $ 12,700 Mortgage backed securities 54,502 6 2,559 51,949 SBA pools 5,724 — 224 5,500 $ 73,822 $ 14 $ 3,687 $ 70,149 December 31, 2017 Amortized cost Gross unrealized gains Gross unrealized losses Fair value State and political subdivisions $ 12,766 $ 44 $ 299 $ 12,511 Mortgage backed securities 60,383 12 1,088 59,307 SBA pools 6,841 1 133 6,709 $ 79,990 $ 57 $ 1,520 $ 78,527 The following table summarizes the securities gains (losses) recognized for the period presented: Three months ended September 30, Nine months ended September 30, 2018 2017 2018 2017 Gross gains $ — $ 32 $ — $ 32 Gross losses — (13 ) — (13 ) Securities gains, net $ — $ 19 $ — $ 19
Age of gross unrealized losses and fair value by investment category	The following table presents the age of gross unrealized losses and fair value by investment category: September 30, 2018 Less than 12 months 12 months or more Total Fair value Unrealized losses Fair value Unrealized losses Fair value Unrealized losses State and political subdivisions $ 3,696 $ 138 $ 8,421 $ 767 $ 12,117 $ 904 Mortgage-backed securities 3,403 32 39,944 2,049 43,347 2,559 SBA pools 1,528 43 11,127 658 12,655 224 Total $ 8,627 $ 213 $ 59,492 $ 3,474 $ 68,119 $ 3,687 December 31, 2017 Less than 12 months 12 months or more Total Fair value Unrealized losses Fair value Unrealized losses Fair value Unrealized losses State and political subdivisions $ 1,744 $ 18 $ 7,158 $ 281 $ 8,902 $ 299 Mortgage-backed securities 14,540 177 42,415 911 56,955 1,088 SBA pools 176 1 6,206 132 6,382 133 Total $ 16,460 $ 196 $ 55,779 $ 1,324 $ 72,239 $ 1,520

Loans and Allowance for Loan _2

Loans and Allowance for Loan Losses (Tables)	9 Months Ended
	Sep. 30, 2018
Receivables [Abstract]
Composition of net loans	The composition of net loans is as follows: September 30, 2018 December 31, 2017 Real estate secured: Residential 1-4 family $ 177,614 $ 174,889 Multifamily 17,311 19,469 Construction and land loans 22,474 15,907 Commercial, owner occupied 90,852 82,121 Commercial, non-owner occupied 36,511 33,748 Second mortgages 4,332 4,684 Equity lines of credit 31,492 34,378 Farmland 12,535 13,188 Total real estate secured 393,121 378,384 Non-real estate secured Personal 13,470 14,192 Commercial 43,903 36,785 Agricultural 2,756 2,950 Total non-real estate secured 60,129 53,927 Gross loans 453,250 432,311 Less: Allowance for loan losses 4,226 3,954 Net deferred fees 684 737 Loans, net $ 448,340 $ 427,620 Loan sale activity is summarized below. Loans are typically sold to investors within 20 days of closing. Management feels the carrying amounts approximate the fair values of loans held for sale. Nine months ended September 30 2018 2017 Loans held for sale at end of period $ 1,614 $ 4,285 Proceeds from sales of mortgage loans originated for sale 13,855 39,074 Gain on sales of mortgage loans originated for sale 268 1,607
Analysis of past due loans	The following table is an analysis of past due loans as of September 30, 2018 : Past Due 30-89 days 90 days and over Total Current Total > 90 Days and Accruing Real estate secured Residential 1-4 family $ 1,133 $ 1,779 $ 2,912 $ 174,702 $ 177,614 $ 54 Equity lines of credit 75 — 75 31,417 31,492 — Multifamily — — — 17,311 17,311 — Farmland 344 — 344 12,191 12,535 — Construction, land development, other land loans 114 — 114 22,360 22,474 — Commercial real estate: Owner-occupied — 756 756 90,096 90,852 — Non-owner-occupied 1,862 — 1,862 34,649 36,511 — Second mortgages — — — 4,332 4,332 — Non-real estate secured Personal 116 28 144 13,326 13,470 — Commercial 124 107 231 43,672 43,903 99 Agricultural — — — 2,756 2,756 — Total $ 3,768 $ 2,670 $ 6,438 $ 446,812 $ 453,250 $ 153 The following table is an analysis of past due loans as of December 31, 2017 : Past Due 30-89 days 90 days and over Total Current Total > 90 Days and Accruing Real estate secured Residential 1-4 family $ 1,092 $ 566 $ 1,658 $ 173,231 $ 174,889 $ — Equity lines of credit — — — 34,378 34,378 — Multifamily — — — 19,469 19,469 — Farmland 234 50 284 12,904 13,188 — Construction, land development, other land loans — — — 15,907 15,907 — Commercial real estate: Owner-occupied 11 708 719 81,402 82,121 — Non-owner-occupied — — — 33,748 33,748 — Second mortgages — — — 4,684 4,684 — Non-real estate secured Personal 211 23 234 13,958 14,192 — Commercial 502 279 781 36,004 36,785 26 Agricultural 49 — 49 2,901 2,950 — Total $ 2,099 $ 1,626 $ 3,725 $ 428,586 $ 432,311 $ 26
Schedule of non-accrual loans	The following is a summary of non-accrual loans at September 30, 2018 and December 31, 2017 : September 30, 2018 December 31, 2017 Real estate secured Residential 1-4 family $ 1,726 $ 887 Construction and land loans 9 — Commercial real estate: Owner-occupied 756 708 Non-owner-occupied 1,861 — Farmland 142 193 Non-real estate secured Personal 29 23 Commercial and agricultural 7 254 Total $ 4,530 $ 2,065
Summary of residential real estate in the process of foreclosure	The following is a summary of residential real estate currently in the process of foreclosure as well as foreclosed residential real estate as of September 30, 2018 . Number Balance Residential real estate in the process of foreclosure 4 $ 786 Foreclosed residential real estate 5 480 The following tables present the balance in the allowance for loan losses and the recorded investment in loans by loan category and is segregated by impairment evaluation method as of and for the three- and nine- month periods ended September 30, 2018 and September 30, 2017 . Nine months ended September 30, 2018 Residential 1-4 Family Multifamily Construction and Land Loans Commercial Owner Occupied Commercial Non-Owner Occupied Second Mortgages Equity Line of Credit Farmland Personal and Overdrafts Commercial and Agricultural Unallocated Total Allowance for loan losses: Balance at December 31, 2017 $ 133 $ — $ 1 $ 1,636 $ 955 $ 12 $ — $ 54 $ 265 $ 383 $ 515 $ 3,954 Provision expense (credit) for credit losses 254 — (5 ) (86 ) (108 ) (11 ) 490 (51 ) 18 (68 ) 109 542 Charge-offs 80 — — 123 — 5 — 1 224 231 — 664 Recoveries (38 ) — (5 ) (18 ) — (5 ) (1 ) (2 ) (127 ) (198 ) — (394 ) Net charge-offs (recoveries) 42 — (5 ) 105 — — (1 ) (1 ) 97 33 — 270 Balance at September 30, 2018 $ 345 $ — $ 1 $ 1,445 $ 847 $ 1 $ 491 $ 4 $ 186 $ 282 $ 624 $ 4,226 Allowance allocated by impairment method: Individually evaluated $ 202 $ — $ — $ 354 $ 847 $ — $ 165 $ 4 $ 1 $ 264 $ — $ 1,837 Collectively evaluated 143 — 1 1,091 — 1 326 — 185 18 624 2,389 Loan balances by impairment method used: Individually evaluated $ 6,907 $ — $ 1,667 $ 6,149 $ 3,539 $ — $ 110 $ 2,744 $ 1 $ 1,720 $ — $ 22,837 Collectively evaluated 170,707 17,311 20,807 84,703 32,972 4,332 31,382 9,791 13,469 44,939 — 430,413 Balance at September 30, 2018 $ 177,614 $ 17,311 $ 22,474 $ 90,852 $ 36,511 $ 4,332 $ 31,492 $ 12,535 $ 13,470 $ 46,659 — $ 453,250 Three months ended September 30, 2018 Residential 1-4 Family Multifamily Construction and Land Loans Commercial Owner Occupied Commercial Non-Owner Occupied Second Mortgages Equity Line of Credit Farmland Personal and Overdrafts Commercial and Agricultural Unallocated Total Allowance for loan losses: Balance at June 30, 2018 $ 230 $ — $ 58 $ 993 $ 397 $ 1 $ 357 $ 296 $ 216 $ 643 $ 947 $ 4,138 Provision for credit losses 166 — (60 ) 478 450 (1 ) 134 (292 ) 20 (374 ) (323 ) 198 Charge-offs 55 — — 27 — — — — 91 4 — 177 Recoveries (4 ) — (3 ) (1 ) — (1 ) — — (41 ) (17 ) — (67 ) Net charge-offs (recoveries) 51 — (3 ) 26 — (1 ) — — 50 (13 ) — 110 Balance at September 30, 2018 $ 345 $ — $ 1 $ 1,445 $ 847 $ 1 $ 491 $ 4 $ 186 $ 282 $ 624 $ 4,226 Nine months ended September 30, 2017 Residential 1-4 Family Multifamily Construction and Land Loans Commercial Owner Occupied Commercial Non-Owner Occupied Second Mortgages Equity Line of Credit Farmland Personal and Overdrafts Commercial and Agricultural Unallocated Total Allowance for loan losses: Balance at December 31, 2016 $ 371 $ — $ 21 $ 1,339 $ 445 $ 15 $ 27 $ 16 $ 802 $ 535 $ 1,258 $ 4,829 Provision for credit losses (92 ) — (24 ) 1,139 568 (14 ) (27 ) 39 (195 ) (204 ) (1,119 ) 71 Charge-offs 40 — — 100 — — — — 255 331 — 726 Recoveries (27 ) — (3 ) — (1 ) (1 ) — (2 ) (158 ) (424 ) — (616 ) Net charge-offs (recoveries) 13 — (3 ) 100 (1 ) (1 ) — (2 ) 97 (93 ) — 110 Reclassification of reserve for unfunded commitments — — — — — — — — — — (97 ) (97 ) Balance at September 30, 2017 $ 266 $ — $ — $ 2,378 $ 1,014 $ 2 $ — $ 57 $ 510 $ 424 $ 42 $ 4,693 Allowance allocated by impairment method: Individually evaluated $ 28 $ — $ — $ 1,698 $ 1,014 $ — $ — $ 57 $ — $ 409 $ — $ 3,206 Collectively evaluated 238 — — 680 — 2 — — 510 15 42 1,487 Loan balances by impairment method used: Individually evaluated $ 5,260 $ 1,101 $ 142 $ 5,939 $ 3,510 $ 190 $ — $ 835 $ 80 $ 479 $ — $ 17,536 Collectively evaluated 175,209 25,082 14,497 68,294 29,958 5,108 31,307 12,586 15,693 37,926 — 415,660 Balance at September 30, 2017 $ 180,469 $ 26,183 $ 14,639 $ 74,233 $ 33,468 $ 5,298 $ 31,307 $ 13,421 $ 15,773 $ 38,405 — $ 433,196 Three months ended September 30, 2017 Residential 1-4 Family Multifamily Construction and Land Loans Commercial Owner Occupied Commercial Non-Owner Occupied Second Mortgages Equity Line of Credit Farmland Personal and Overdrafts Commercial and Agricultural Unallocated Total Allowance for loan losses: Balance at June 30, 2017 $ 295 $ — $ — $ 1,979 $ 1,116 $ 2 $ 32 $ 19 $ 522 $ 541 $ 165 $ 4,671 Provision for credit losses (29 ) — (1 ) 499 (101 ) (1 ) (32 ) 37 22 (349 ) (26 ) 19 Charge-offs 4 — — 100 1 — — — 129 138 — 371 Recoveries (4 ) — (1 ) — — (1 ) — — (95 ) (370 ) — (471 ) Net charge-offs (recoveries) — — (1 ) 100 1 (1 ) — — 34 (232 ) — (100 ) Reclassification of reserve for unfunded commitments — — — — — — — — — — (97 ) (97 ) Balance at September 30, 2017 $ 266 $ — $ — $ 2,378 $ 1,014 $ 2 $ — $ 57 $ 510 $ 424 $ 42 $ 4,693
Credit risk profiles	Credit Risk Profile based on payment activity as of September 30, 2018 : Consumer - Non Real Estate Equity Line of Credit /Second Mortgages Commercial - Non Real Estate Agricultural - Non Real Estate Performing $ 13,442 $ 35,824 $ 43,796 $ 2,756 Nonperforming (>90 days past due) 28 — 107 — Total $ 13,470 $ 35,824 $ 43,903 $ 2,756 Credit Risk Profile based on payment activity as of December 31, 2017 : Consumer - Non Real Estate Equity Line of Credit /Second Mortgages Commercial - Non Real Estate Agricultural - Non Real Estate Performing $ 14,169 $ 39,062 $ 36,506 $ 2,950 Nonperforming (>90 days past due) 23 — 279 — Total $ 14,192 $ 39,062 $ 36,785 $ 2,950 The following tables represent a summary of credit quality indicators of the Company's loan portfolio at September 30, 2018 and December 31, 2017 . The grades are assigned and/or modified by the Company's credit review and credit analysis departments based on the creditworthiness of the borrower and the overall strength of the loan. The following tables provide the credit risk profile by internally assigned grade as of September 30, 2018 and December 31, 2017 : September 30, 2018 Residential 1-4 Family Multifamily Farmland Construction, Land Loans Commercial Real Estate- Owner Occupied Commercial Real Estate Non-Owner Occupied Quality $ 40,297 $ — $ — $ 2,451 $ 3,317 $ 817 Satisfactory 87,693 7,764 3,134 6,104 36,029 12,543 Acceptable 40,782 9,145 3,567 12,275 44,509 17,496 Special Mention 1,705 402 3,142 1,565 2,745 3,647 Substandard 7,137 — 2,692 79 4,252 2,008 Doubtful — — — — — — Total $ 177,614 $ 17,311 $ 12,535 $ 22,474 $ 90,852 $ 36,511 December 31, 2017 Residential 1-4 Family Multifamily Farmland Construction, Land Loans Commercial Real Estate- Owner Occupied Commercial Real Estate Non-Owner Occupied Quality $ 33,107 $ — $ 13 $ 2,870 $ 3,535 $ 295 Satisfactory 95,659 10,653 4,419 5,445 45,906 13,602 Acceptable 40,487 8,816 3,333 5,906 28,344 15,609 Special Mention 388 — 3,206 1,565 2,542 2,226 Substandard 5,248 — 2,217 121 1,661 2,016 Doubtful — — — — 133 — Total $ 174,889 $ 19,469 $ 13,188 $ 15,907 $ 82,121 $ 33,748
Impaired loans	The following tables reflect the Bank's impaired loans at September 30, 2018 : September 30, 2018 Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Recognized With no related allowance Real estate secured Residential 1-4 family $ 5,188 $ 5,188 $ — $ 5,943 $ 525 Equity lines of credit 33 33 — 38 — Multifamily — — — — — Farmland 2,577 2,577 — 1,198 — Construction, land development, other land loans 1,635 1,635 — 1,678 — Commercial real estate- owner occupied 4,404 4,404 — 2,375 — Commercial real estate- non owner occupied — — — 16 36 Second mortgages — — — 83 — Non-real estate secured Personal — — — 24 4 Commercial and agricultural 1,324 1,324 — 996 2 Total $ 15,161 $ 15,161 $ — $ 12,351 $ 567 September 30, 2018 Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Recognized With an allowance recorded Real estate secured Residential 1-4 family $ 1,719 $ 1,719 $ 202 $ 891 $ — Equity lines of credit 77 77 165 19 — Multifamily — — — — — Farmland 166 166 4 1,233 — Construction, land development, other land loans 31 31 — 8 — Commercial real estate- owner occupied 1,745 1,745 354 1,686 — Commercial real estate- non owner occupied 3,540 3,540 847 3,292 — Second mortgages — — — — — Non-real estate secured Personal 1 1 1 6 — Commercial and agricultural 397 397 264 973 — Total $ 7,676 $ 7,676 $ 1,837 $ 8,108 $ — The following tables reflect the Bank's impaired loans at December 31, 2017 : December 31, 2017 Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Recognized With no related allowance Real estate secured Residential 1-4 family $ 7,398 $ 7,398 $ — $ 6,123 $ 279 Equity lines of credit 49 49 — 37 — Multifamily — — — 495 56 Farmland 486 486 — 586 42 Construction, land development, other land loans 1,765 1,765 — 1,753 67 Commercial real estate- owner occupied 1,552 1,552 — 3,677 22 Commercial real estate- non owner occupied 63 63 — 973 19 Second mortgages 209 209 — 198 3 Non real estate secured Personal 95 95 — 55 — Commercial and agricultural 504 504 — 274 — Total $ 12,121 $ 12,121 $ — $ 14,171 $ 488 December 31, 2017 Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Recognized With an allowance recorded Real estate secured Residential 1-4 family $ 74 $ 74 $ 11 $ 267 $ 24 Equity lines of credit — — — — — Multifamily — — — — — Farmland 1,731 1,731 257 962 13 Construction, land development, other land loans — — — 183 24 Commercial real estate- owner occupied 1,873 1,873 465 1,506 196 Commercial real estate- non owner occupied 3,892 3,892 955 2,951 141 Second mortgages — — — 9 — Non real estate secured Personal 2 2 2 27 — Commercial and agricultural 502 502 418 568 4 Total $ 8,074 $ 8,074 $ 2,108 $ 6,473 $ 402
Troubled debt restructuring	The following table identifies restructurings completed during the nine-month period ended September 30, 2018 that represent new TDRs. Number Pre-Modification Recorded Investment Post-Modification Recorded Investment Below Market Rate Residential 1-4 family 3 $ 549 $ 549 Farmland 1 115 115 Commercial real estate-owner occupied 2 1,023 1,023 Commercial real estate-non-owner occupied 4 2,524 2,524 Total below market rate 10 4,211 4,211 Total restructurings 10 $ 4,211 $ 4,211

Income Taxes (Tables)

Income Taxes (Tables)	9 Months Ended
	Sep. 30, 2018
Income Tax Disclosure [Abstract]
Income tax reconciliation	The reasons for these differences are as follows: Three months ended September 30, Nine months ended September 30, 2018 2017 2018 2017 Tax expense (benefit) at statutory rate $ 290 $ 535 $ 699 $ 1,360 Increase (decrease) in tax expense resulting from: Tax-exempt interest (27 ) (29 ) (85 ) (58 ) Other, net 26 48 92 11 Income tax expense $ 289 $ 554 $ 706 $ 1,313 Statutory corporate federal income tax rate 21 % 34 % 21 % 34 %

Capital Requirements (Tables)

Capital Requirements (Tables)	9 Months Ended
	Sep. 30, 2018
Banking and Thrift [Abstract]
Schedule of capital ratios as required by regulators	The following table presents the capital ratios for the Bank only. September 30, 2018 December 31, 2017 Tier 1 leverage 9.14 % 8.36 % Tier 1 risk-based 12.30 % 12.15 % Total risk-based 13.28 % 13.11 % Common equity tier 1 12.30 % 12.15 %

Stock and Earnings Per Share (T

Stock and Earnings Per Share (Tables)	9 Months Ended
	Sep. 30, 2018
Earnings Per Share [Abstract]
Reconciliation of the earnings per common share computation	The following is a reconciliation of the numerators and the denominators of the basic and diluted earnings per common share computation: Three months ended September 30, Nine months ended September 30, (thousands, except per share information) 2018 2017 2018 2017 Net income available to common stockholders $ 1,091 $ 1,020 $ 2,624 $ 2,688 Weighted average common shares outstanding 8,211 8,199 8,224 8,199 Total shares outstanding including assumed conversion of preferred securities 10,303 10,292 10,326 10,292 Basic earnings per common share $ 0.13 $ 0.12 $ 0.32 $ 0.33 Fully diluted earnings per share (including convertible preferred shares outstanding and restricted stock) 0.11 0.10 0.25 0.26

Fair Value (Tables)

Fair Value (Tables)	9 Months Ended
	Sep. 30, 2018
Fair Value Disclosures [Abstract]
Available for sale securities portfolio measured at fair value on a recurring basis	The following tables summarize the Company's available for sale securities portfolio measured at fair value on a recurring basis as of September 30, 2018 and December 31, 2017 , segregated by the level of the valuation inputs within the fair value hierarchy. September 30, 2018 Level 1 Level 2 Level 3 Total Fair Value State and political subdivisions $ — $ 12,700 $ — $ 12,700 Mortgage backed securities — 51,949 — 51,949 SBA pools — 5,500 — 5,500 Total available for sale securities $ — $ 70,149 $ — $ 70,149 December 31, 2017 Level 1 Level 2 Level 3 Total Fair Value State and political subdivisions $ — $ 12,511 $ — $ 12,511 Mortgage backed securities — 59,307 — 59,307 SBA pools — 6,709 — 6,709 Total available for sale securities $ — $ 78,527 $ — $ 78,527
Assets at fair value on a non - recurring basis segregated by the level of the valuation inputs within the fair value hierarchy	The following table summarizes the Company's assets at fair value on a non-recurring basis as of September 30, 2018 and December 31, 2017 , segregated by the level of the valuation inputs within the fair value hierarchy. The tables disclose the recorded investment of impaired loans requiring a specific allowance. September 30, 2018 Level 1 Level 2 Level 3 Fair Value Impaired loans $ — $ — $ 5,839 $ 5,839 OREO — — 2,242 2,242 Real estate held for sale — — 817 817 December 31, 2017 Level 1 Level 2 Level 3 Fair Value Impaired loans $ — $ — $ 5,967 $ 5,967 OREO — — 2,350 2,350 Real estate held for sale — — 1,430 1,430
Level 3 inputs for assets measured on a nonrecurring basis	The following table presents additional quantitative information about assets measured at fair value on a nonrecurring basis for which the Company uses level 3 inputs to determine fair value (dollars in thousands): Quantitative Information about Level 3 Fair Value Measurements 12/31/17 9/30/2018 Valuation Techniques Unobservable Input (2) Range (Weighted Average) OREO, net $ 2,350 $ 2,242 Appraisal of collateral (1) Appraisal adjustments 0% to 45% (13%) Liquidation expenses 0% to 10% (9%) Real estate held for sale $ 1,430 $ 817 Appraisal of collateral (1) Appraisal adjustments 0% to 50% (40%) Liquidation expenses 0% to 10% (8%) Impaired loans $ 5,967 $ 5,839 Fair value of collateral –real estate (1), (3) Appraisal adjustments 0% to 10% (9%) Fair value of collateral –equipment, inventory, other (1), (3) Appraisal adjustments 25% to 50% (33%) Liquidation expenses 0% to 20% (12%) Valuation adjustments and liquidation cost adjustments represent unobservable inputs for OREO and impaired loans. The ranges of discounts applied are based on age of independent appraisals, type and condition of collateral, current market conditions, and experience with the local market. (1) Fair value is generally determined through independent appraisals of the underlying collateral, which generally include various level 3 inputs which are not identifiable. (2) Appraisals may be adjusted by management for qualitative factors such as economic conditions and estimated liquidation expenses. The range and weighted average of liquidation expenses and other appraisal adjustments are presented as a percent of the appraisal. (3) Includes qualitative adjustments by management.
Carrying amounts and fair values of financial instruments	The carrying amounts and fair values of the Company's financial instruments at September 30, 2018 and December 31, 2017 were as follows: September 30, 2018 December 31, 2017 Carrying Amount Fair Value Carrying Amount Fair Value Cash and cash equivalents $ 24,049 $ 24,049 $ 30,797 $ 30,797 Securities available for sale 70,149 70,149 78,527 78,527 Other investments 3,199 3,199 3,116 3,116 Loans, net 448,340 441,706 427,620 429,467 Interest rate swaps 216 216 45 45 Deposits 494,606 405,899 498,783 424,664 Other short-term borrowings 42,120 42,120 10,000 10,000 Long-term debt 107 81 30,243 30,780

Investment Securities Availab_3

Investment Securities Available For Sale (Details) - USD ($) $ in Thousands	Sep. 30, 2018	Dec. 31, 2017
Debt Securities, Available-for-sale [Line Items]
Amortized cost	$ 73,822	$ 79,990
Gross unrealized gains	14	57
Gross unrealized losses	3,687	1,520
Securities available for sale	70,149	78,527
State and political subdivisions
Debt Securities, Available-for-sale [Line Items]
Amortized cost	13,596	12,766
Gross unrealized gains	8	44
Gross unrealized losses	904	299
Securities available for sale	12,700	12,511
Mortgage backed securities
Debt Securities, Available-for-sale [Line Items]
Amortized cost	54,502	60,383
Gross unrealized gains	6	12
Gross unrealized losses	2,559	1,088
Securities available for sale	51,949	59,307
SBA pools
Debt Securities, Available-for-sale [Line Items]
Amortized cost	5,724	6,841
Gross unrealized gains	0	1
Gross unrealized losses	224	133
Securities available for sale	$ 5,500	$ 6,709

Investment Securities Availab_4

Investment Securities Available For Sale - Narrative (Details) - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2018	Sep. 30, 2017	Sep. 30, 2018	Sep. 30, 2017	Dec. 31, 2017
Debt Securities, Available-for-sale [Line Items]
Net gains (losses)	$ 0	$ 19,000	$ 0	$ 19,000
Collateral pledged
Debt Securities, Available-for-sale [Line Items]
Investment securities pledged as collateral on public deposits	$ 36,168,000		$ 36,168,000		$ 26,856,000

Investment Securities Availab_5

Investment Securities Available For Sale - Age of Gross Unrealized Losses and Fair Value by Investment Category (Details) - USD ($) $ in Thousands	Sep. 30, 2018	Dec. 31, 2017
Debt Securities, Available-for-sale [Line Items]
Less than 12 months, Fair value	$ 8,627	$ 16,460
12 months or more, Fair value	59,492	55,779
Fair value	68,119	72,239
Less than 12 months, Unrealized losses	213	196
12 months or more, Unrealized losses	3,474	1,324
Unrealized losses	3,687	1,520
State and political subdivisions
Debt Securities, Available-for-sale [Line Items]
Less than 12 months, Fair value	3,696	1,744
12 months or more, Fair value	8,421	7,158
Fair value	12,117	8,902
Less than 12 months, Unrealized losses	138	18
12 months or more, Unrealized losses	767	281
Unrealized losses	904	299
Mortgage backed securities
Debt Securities, Available-for-sale [Line Items]
Less than 12 months, Fair value	3,403	14,540
12 months or more, Fair value	39,944	42,415
Fair value	43,347	56,955
Less than 12 months, Unrealized losses	32	177
12 months or more, Unrealized losses	2,049	911
Unrealized losses	2,559	1,088
SBA pools
Debt Securities, Available-for-sale [Line Items]
Less than 12 months, Fair value	1,528	176
12 months or more, Fair value	11,127	6,206
Fair value	12,655	6,382
Less than 12 months, Unrealized losses	43	1
12 months or more, Unrealized losses	658	132
Unrealized losses	$ 224	$ 133

Investment Securities Availab_6

Investment Securities Available For Sale - Investments Securities with Scheduled Maturities (Details) - USD ($) $ in Thousands	Sep. 30, 2018	Dec. 31, 2017
Amortized cost
Amortized cost - due in one year or less	$ 98
Amortized cost - due after one year through five years	367
Amortized cost - due after five years through ten years	2,842
Amortized cost - due after ten years	16,013
Amortized cost - total	19,320
Amortized cost - mortgage-backed securities	54,502
Amortized cost	73,822	$ 79,990
Fair value
Fair value - due in one year or less	101
Fair value - due after one year through five years	365
Fair value - due after five years through ten years	2,659
Fair value - due after ten years	15,075
Fair value - sub total	18,200
Fair value - mortgage-backed securities	51,949
Fair value - grand total	$ 70,149

Investment Securities Availab_7

Investment Securities Available For Sale - Securities Gains (Losses) Recognized (Details) - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2018	Sep. 30, 2017	Sep. 30, 2018	Sep. 30, 2017
Investments, Debt and Equity Securities [Abstract]
Gross gains	$ 0	$ 32,000	$ 0	$ 32,000
Gross losses	0	(13,000)	0	(13,000)
Securities gains, net	$ 0	$ 19,000	$ 0	$ 19,000

Loans and Allowance for Loan _3

Loans and Allowance for Loan Losses (Details) - USD ($) $ in Thousands	Sep. 30, 2018	Dec. 31, 2017	Sep. 30, 2017
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	$ 453,250	$ 432,311	$ 433,196
Allowance for loan losses	4,226	3,954
Net deferred fees	684	737
Net loans	448,340	427,620
Real estate secured
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	393,121	378,384
Non-real estate secured
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	60,129	53,927
Residential 1-4 family
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	177,614	174,889	180,469
Residential 1-4 family | Real estate secured
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	177,614	174,889
Multifamily
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	17,311	19,469	26,183
Multifamily | Real estate secured
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	17,311	19,469
Construction and land loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	22,474	15,907
Construction and land loans | Real estate secured
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	22,474	15,907
Commercial, owner occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	90,852		74,233
Commercial, owner occupied | Real estate secured
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	90,852	82,121
Commercial, non-owner occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	36,511		33,468
Commercial, non-owner occupied | Real estate secured
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	36,511	33,748
Second mortgages
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	4,332		5,298
Second mortgages | Real estate secured
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	4,332	4,684
Equity lines of credit
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	31,492		31,307
Equity lines of credit | Real estate secured
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	31,492	34,378
Farmland
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	12,535	13,188	$ 13,421
Farmland | Real estate secured
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	12,535	13,188
Personal | Non-real estate secured
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	13,470	14,192
Commercial | Non-real estate secured
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	43,903	36,785
Agricultural | Non-real estate secured
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	$ 2,756	$ 2,950

Loans and Allowance for Loan _4

Loans and Allowance for Loan Losses - Past Due Loans (Details) - USD ($) $ in Thousands	Sep. 30, 2018	Dec. 31, 2017	Sep. 30, 2017
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past Due	$ 6,438	$ 3,725
Current	446,812	428,586
Total	453,250	432,311	$ 433,196
90 Days and Accruing	153	26
Residential 1-4 family
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	177,614	174,889	180,469
Equity lines of credit
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	31,492		31,307
Multifamily
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	17,311	19,469	26,183
Farmland
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	12,535	13,188	13,421
Construction and land loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	22,474	15,907
Commercial, owner occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	90,852		74,233
Commercial, non-owner occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	36,511		33,468
Second mortgages
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	4,332		$ 5,298
30-89 days
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past Due	3,768	2,099
90 days and over
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past Due	2,670	1,626
Real estate secured
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	393,121	378,384
Real estate secured | Residential 1-4 family
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past Due	2,912	1,658
Current	174,702	173,231
Total	177,614	174,889
90 Days and Accruing	54	0
Real estate secured | Equity lines of credit
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past Due	75	0
Current	31,417	34,378
Total	31,492	34,378
90 Days and Accruing	0	0
Real estate secured | Multifamily
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past Due	0	0
Current	17,311	19,469
Total	17,311	19,469
90 Days and Accruing	0	0
Real estate secured | Farmland
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past Due	344	284
Current	12,191	12,904
Total	12,535	13,188
90 Days and Accruing	0	0
Real estate secured | Construction and land loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past Due	114	0
Current	22,360	15,907
Total	22,474	15,907
90 Days and Accruing	0	0
Real estate secured | Commercial, owner occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past Due	756	719
Current	90,096	81,402
Total	90,852	82,121
90 Days and Accruing	0	0
Real estate secured | Commercial, non-owner occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past Due	1,862	0
Current	34,649	33,748
Total	36,511	33,748
90 Days and Accruing	0	0
Real estate secured | Second mortgages
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past Due	0	0
Current	4,332	4,684
Total	4,332	4,684
90 Days and Accruing	0	0
Real estate secured | 30-89 days | Residential 1-4 family
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past Due	1,133	1,092
Real estate secured | 30-89 days | Equity lines of credit
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past Due	75	0
Real estate secured | 30-89 days | Multifamily
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past Due	0	0
Real estate secured | 30-89 days | Farmland
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past Due	344	234
Real estate secured | 30-89 days | Construction and land loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past Due	114	0
Real estate secured | 30-89 days | Commercial, owner occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past Due	0	11
Real estate secured | 30-89 days | Commercial, non-owner occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past Due	1,862	0
Real estate secured | 30-89 days | Second mortgages
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past Due	0	0
Real estate secured | 90 days and over | Residential 1-4 family
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past Due	1,779	566
Real estate secured | 90 days and over | Equity lines of credit
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past Due	0	0
Real estate secured | 90 days and over | Multifamily
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past Due	0	0
Real estate secured | 90 days and over | Farmland
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past Due	0	50
Real estate secured | 90 days and over | Construction and land loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past Due	0	0
Real estate secured | 90 days and over | Commercial, owner occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past Due	756	708
Real estate secured | 90 days and over | Commercial, non-owner occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past Due	0	0
Real estate secured | 90 days and over | Second mortgages
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past Due	0	0
Non-real estate secured
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	60,129	53,927
Non-real estate secured | Personal
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past Due	144	234
Current	13,326	13,958
Total	13,470	14,192
90 Days and Accruing	0	0
Non-real estate secured | Commercial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past Due	231	781
Current	43,672	36,004
Total	43,903	36,785
90 Days and Accruing	99	26
Non-real estate secured | Agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past Due	0	49
Current	2,756	2,901
Total	2,756	2,950
90 Days and Accruing	0	0
Non-real estate secured | 30-89 days | Personal
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past Due	116	211
Non-real estate secured | 30-89 days | Commercial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past Due	124	502
Non-real estate secured | 30-89 days | Agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past Due	0	49
Non-real estate secured | 90 days and over | Personal
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past Due	28	23
Non-real estate secured | 90 days and over | Commercial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past Due	107	279
Non-real estate secured | 90 days and over | Agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past Due	$ 0	$ 0

Loans and Allowance for Loan _5

Loans and Allowance for Loan Losses - Summary of Non-Accrual Loans (Details) - USD ($) $ in Thousands	Sep. 30, 2018	Dec. 31, 2017
Accounts, Notes, Loans and Financing Receivable [Line Items]
Non-accrual loans	$ 4,530	$ 2,065
Construction and land loans | Real estate secured
Accounts, Notes, Loans and Financing Receivable [Line Items]
Non-accrual loans	9	0
Residential 1-4 family | Real estate secured
Accounts, Notes, Loans and Financing Receivable [Line Items]
Non-accrual loans	1,726	887
Commercial, owner occupied | Real estate secured
Accounts, Notes, Loans and Financing Receivable [Line Items]
Non-accrual loans	756	708
Commercial, non-owner occupied | Real estate secured
Accounts, Notes, Loans and Financing Receivable [Line Items]
Non-accrual loans	1,861	0
Farmland | Real estate secured
Accounts, Notes, Loans and Financing Receivable [Line Items]
Non-accrual loans	142	193
Personal | Non-real estate secured
Accounts, Notes, Loans and Financing Receivable [Line Items]
Non-accrual loans	29	23
Commercial and agricultural | Non-real estate secured
Accounts, Notes, Loans and Financing Receivable [Line Items]
Non-accrual loans	$ 7	$ 254

Loans and Allowance for Loan _6

Loans and Allowance for Loan Losses - Foreclosed (Details) - Real estate secured - Residential 1-4 family $ in Thousands	Sep. 30, 2018USD ($)loan
Residential real estate in the process of foreclosure, number | loan	4
Foreclosed residential real estate, number | loan	5
Residential real estate in the process of foreclosure | $	$ 786
Foreclosed residential real estate | $	$ 480

Loans and Allowance for Loan _7

Loans and Allowance for Loan Losses - Credit Risk Profile (Details) - USD ($) $ in Thousands	Sep. 30, 2018	Dec. 31, 2017	Sep. 30, 2017
Financing Receivable, Recorded Investment [Line Items]
Loans	$ 453,250	$ 432,311	$ 433,196
Residential 1-4 family
Financing Receivable, Recorded Investment [Line Items]
Loans	177,614	174,889	180,469
Residential 1-4 family | Quality
Financing Receivable, Recorded Investment [Line Items]
Loans	40,297	33,107
Residential 1-4 family | Satisfactory
Financing Receivable, Recorded Investment [Line Items]
Loans	87,693	95,659
Residential 1-4 family | Acceptable
Financing Receivable, Recorded Investment [Line Items]
Loans	40,782	40,487
Residential 1-4 family | Special Mention
Financing Receivable, Recorded Investment [Line Items]
Loans	1,705	388
Residential 1-4 family | Substandard
Financing Receivable, Recorded Investment [Line Items]
Loans	7,137	5,248
Residential 1-4 family | Doubtful
Financing Receivable, Recorded Investment [Line Items]
Loans	0	0
Multifamily
Financing Receivable, Recorded Investment [Line Items]
Loans	17,311	19,469	26,183
Multifamily | Quality
Financing Receivable, Recorded Investment [Line Items]
Loans	0	0
Multifamily | Satisfactory
Financing Receivable, Recorded Investment [Line Items]
Loans	7,764	10,653
Multifamily | Acceptable
Financing Receivable, Recorded Investment [Line Items]
Loans	9,145	8,816
Multifamily | Special Mention
Financing Receivable, Recorded Investment [Line Items]
Loans	402	0
Multifamily | Substandard
Financing Receivable, Recorded Investment [Line Items]
Loans	0	0
Multifamily | Doubtful
Financing Receivable, Recorded Investment [Line Items]
Loans	0	0
Farmland
Financing Receivable, Recorded Investment [Line Items]
Loans	12,535	13,188	$ 13,421
Farmland | Quality
Financing Receivable, Recorded Investment [Line Items]
Loans	0	13
Farmland | Satisfactory
Financing Receivable, Recorded Investment [Line Items]
Loans	3,134	4,419
Farmland | Acceptable
Financing Receivable, Recorded Investment [Line Items]
Loans	3,567	3,333
Farmland | Special Mention
Financing Receivable, Recorded Investment [Line Items]
Loans	3,142	3,206
Farmland | Substandard
Financing Receivable, Recorded Investment [Line Items]
Loans	2,692	2,217
Farmland | Doubtful
Financing Receivable, Recorded Investment [Line Items]
Loans	0	0
Construction and land loans
Financing Receivable, Recorded Investment [Line Items]
Loans	22,474	15,907
Construction and land loans | Quality
Financing Receivable, Recorded Investment [Line Items]
Loans	2,451	2,870
Construction and land loans | Satisfactory
Financing Receivable, Recorded Investment [Line Items]
Loans	6,104	5,445
Construction and land loans | Acceptable
Financing Receivable, Recorded Investment [Line Items]
Loans	12,275	5,906
Construction and land loans | Special Mention
Financing Receivable, Recorded Investment [Line Items]
Loans	1,565	1,565
Construction and land loans | Substandard
Financing Receivable, Recorded Investment [Line Items]
Loans	79	121
Construction and land loans | Doubtful
Financing Receivable, Recorded Investment [Line Items]
Loans	0	0
Commercial Real Estate- Owner Occupied
Financing Receivable, Recorded Investment [Line Items]
Loans	90,852	82,121
Commercial Real Estate- Owner Occupied | Quality
Financing Receivable, Recorded Investment [Line Items]
Loans	3,317	3,535
Commercial Real Estate- Owner Occupied | Satisfactory
Financing Receivable, Recorded Investment [Line Items]
Loans	36,029	45,906
Commercial Real Estate- Owner Occupied | Acceptable
Financing Receivable, Recorded Investment [Line Items]
Loans	44,509	28,344
Commercial Real Estate- Owner Occupied | Special Mention
Financing Receivable, Recorded Investment [Line Items]
Loans	2,745	2,542
Commercial Real Estate- Owner Occupied | Substandard
Financing Receivable, Recorded Investment [Line Items]
Loans	4,252	1,661
Commercial Real Estate- Owner Occupied | Doubtful
Financing Receivable, Recorded Investment [Line Items]
Loans	0	133
Commercial Real Estate Non-Owner Occupied
Financing Receivable, Recorded Investment [Line Items]
Loans	36,511	33,748
Commercial Real Estate Non-Owner Occupied | Quality
Financing Receivable, Recorded Investment [Line Items]
Loans	817	295
Commercial Real Estate Non-Owner Occupied | Satisfactory
Financing Receivable, Recorded Investment [Line Items]
Loans	12,543	13,602
Commercial Real Estate Non-Owner Occupied | Acceptable
Financing Receivable, Recorded Investment [Line Items]
Loans	17,496	15,609
Commercial Real Estate Non-Owner Occupied | Special Mention
Financing Receivable, Recorded Investment [Line Items]
Loans	3,647	2,226
Commercial Real Estate Non-Owner Occupied | Substandard
Financing Receivable, Recorded Investment [Line Items]
Loans	2,008	2,016
Commercial Real Estate Non-Owner Occupied | Doubtful
Financing Receivable, Recorded Investment [Line Items]
Loans	0	0
Consumer - Non Real Estate
Financing Receivable, Recorded Investment [Line Items]
Loans	13,470	14,192
Consumer - Non Real Estate | Performing
Financing Receivable, Recorded Investment [Line Items]
Loans	13,442	14,169
Consumer - Non Real Estate | Nonperforming (90 days past due)
Financing Receivable, Recorded Investment [Line Items]
Loans	28	23
Equity Line of Credit /Second Mortgages
Financing Receivable, Recorded Investment [Line Items]
Loans	35,824	39,062
Equity Line of Credit /Second Mortgages | Performing
Financing Receivable, Recorded Investment [Line Items]
Loans	35,824	39,062
Equity Line of Credit /Second Mortgages | Nonperforming (90 days past due)
Financing Receivable, Recorded Investment [Line Items]
Loans	0	0
Commercial - Non Real Estate
Financing Receivable, Recorded Investment [Line Items]
Loans	43,903	36,785
Commercial - Non Real Estate | Performing
Financing Receivable, Recorded Investment [Line Items]
Loans	43,796	36,506
Commercial - Non Real Estate | Nonperforming (90 days past due)
Financing Receivable, Recorded Investment [Line Items]
Loans	107	279
Agricultural - Non Real Estate
Financing Receivable, Recorded Investment [Line Items]
Loans	2,756	2,950
Agricultural - Non Real Estate | Performing
Financing Receivable, Recorded Investment [Line Items]
Loans	2,756	2,950
Agricultural - Non Real Estate | Nonperforming (90 days past due)
Financing Receivable, Recorded Investment [Line Items]
Loans	$ 0	$ 0

Loans and Allowance for Loan _8

Loans and Allowance for Loan Losses - Impaired Loans (Details) - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2018	Dec. 31, 2017
Recorded Investment
With No Related Allowance	$ 15,161	$ 12,121
With Related Allowance	7,676	8,074
Unpaid Principal Balance
With No Related Allowance	15,161	12,121
With Related Allowance	7,676	8,074
Related Allowance	1,837	2,108
Average Recorded Investment
With No Related Allowance	12,351	14,171
With Related Allowance	8,108	6,473
Interest Income Recognized
With No Related Allowance	567	488
With Related Allowance	0	402
Real estate secured | Residential 1-4 family
Recorded Investment
With No Related Allowance	5,188	7,398
With Related Allowance	1,719	74
Unpaid Principal Balance
With No Related Allowance	5,188	7,398
With Related Allowance	1,719	74
Related Allowance	202	11
Average Recorded Investment
With No Related Allowance	5,943	6,123
With Related Allowance	891	267
Interest Income Recognized
With No Related Allowance	525	279
With Related Allowance	0	24
Real estate secured | Equity lines of credit
Recorded Investment
With No Related Allowance	33	49
With Related Allowance	77	0
Unpaid Principal Balance
With No Related Allowance	33	49
With Related Allowance	77	0
Related Allowance	165	0
Average Recorded Investment
With No Related Allowance	38	37
With Related Allowance	19	0
Interest Income Recognized
With No Related Allowance	0	0
With Related Allowance	0	0
Real estate secured | Multifamily
Recorded Investment
With No Related Allowance	0	0
With Related Allowance	0	0
Unpaid Principal Balance
With No Related Allowance	0	0
With Related Allowance	0	0
Related Allowance	0	0
Average Recorded Investment
With No Related Allowance	0	495
With Related Allowance	0	0
Interest Income Recognized
With No Related Allowance	0	56
With Related Allowance	0	0
Real estate secured | Farmland
Recorded Investment
With No Related Allowance	2,577	486
With Related Allowance	166	1,731
Unpaid Principal Balance
With No Related Allowance	2,577	486
With Related Allowance	166	1,731
Related Allowance	4	257
Average Recorded Investment
With No Related Allowance	1,198	586
With Related Allowance	1,233	962
Interest Income Recognized
With No Related Allowance	0	42
With Related Allowance	0	13
Real estate secured | Construction, land development, other land loans
Recorded Investment
With No Related Allowance	1,635	1,765
With Related Allowance	31	0
Unpaid Principal Balance
With No Related Allowance	1,635	1,765
With Related Allowance	31	0
Related Allowance	0	0
Average Recorded Investment
With No Related Allowance	1,678	1,753
With Related Allowance	8	183
Interest Income Recognized
With No Related Allowance	0	67
With Related Allowance	0	24
Real estate secured | Commercial real estate- owner occupied
Recorded Investment
With No Related Allowance	4,404	1,552
With Related Allowance	1,745	1,873
Unpaid Principal Balance
With No Related Allowance	4,404	1,552
With Related Allowance	1,745	1,873
Related Allowance	354	465
Average Recorded Investment
With No Related Allowance	2,375	3,677
With Related Allowance	1,686	1,506
Interest Income Recognized
With No Related Allowance	0	22
With Related Allowance	0	196
Real estate secured | Commercial real estate- non owner occupied
Recorded Investment
With No Related Allowance	0	63
With Related Allowance	3,540	3,892
Unpaid Principal Balance
With No Related Allowance	0	63
With Related Allowance	3,540	3,892
Related Allowance	847	955
Average Recorded Investment
With No Related Allowance	16	973
With Related Allowance	3,292	2,951
Interest Income Recognized
With No Related Allowance	36	19
With Related Allowance	0	141
Real estate secured | Second mortgages
Recorded Investment
With No Related Allowance	0	209
With Related Allowance	0	0
Unpaid Principal Balance
With No Related Allowance	0	209
With Related Allowance	0	0
Related Allowance	0	0
Average Recorded Investment
With No Related Allowance	83	198
With Related Allowance	0	9
Interest Income Recognized
With No Related Allowance	0	3
With Related Allowance	0	0
Non-real estate secured | Personal / Consumer
Recorded Investment
With No Related Allowance	0	95
With Related Allowance	1	2
Unpaid Principal Balance
With No Related Allowance	0	95
With Related Allowance	1	2
Related Allowance	1	2
Average Recorded Investment
With No Related Allowance	24	55
With Related Allowance	6	27
Interest Income Recognized
With No Related Allowance	4	0
With Related Allowance	0	0
Non-real estate secured | Commercial and Agricultural
Recorded Investment
With No Related Allowance	1,324	504
With Related Allowance	397	502
Unpaid Principal Balance
With No Related Allowance	1,324	504
With Related Allowance	397	502
Related Allowance	264	418
Average Recorded Investment
With No Related Allowance	996	274
With Related Allowance	973	568
Interest Income Recognized
With No Related Allowance	2	0
With Related Allowance	$ 0	$ 4

Loans and Allowance for Loan _9

Loans and Allowance for Loan Losses - Allowance for Credit Losses (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2018	Sep. 30, 2017	Sep. 30, 2018	Sep. 30, 2017	Dec. 31, 2017
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Beginning Balance	$ 4,138	$ 4,671	$ 3,954	$ 4,829
Provision expense (credit) for credit losses	198	19	542	71
Charge-offs	177	371	664	726
Recoveries	(67)	(471)	(394)	(616)
Net charge-offs (recoveries)	110	(100)	270	110
Reclassification of reserve for unfunded commitments		(97)		(97)
Ending Balance	4,226	4,693	4,226	4,693
Ending Balance: Individually evaluated	1,837	3,206	1,837	3,206
Ending Balance: Collectively evaluated	2,389	1,487	2,389	1,487
Loan balances by impairment method used:
Ending Balance: Individually evaluated	22,837	17,536	22,837	17,536
Ending Balance: Collectively evaluated	430,413	415,660	430,413	415,660
Total	453,250	433,196	453,250	433,196	$ 432,311
Residential 1-4 family
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Beginning Balance	230	295	133	371
Provision expense (credit) for credit losses	166	(29)	254	(92)
Charge-offs	55	4	80	40
Recoveries	(4)	(4)	(38)	(27)
Net charge-offs (recoveries)	51	0	42	13
Reclassification of reserve for unfunded commitments		0		0
Ending Balance	345	266	345	266
Ending Balance: Individually evaluated	202	28	202	28
Ending Balance: Collectively evaluated	143	238	143	238
Loan balances by impairment method used:
Ending Balance: Individually evaluated	6,907	5,260	6,907	5,260
Ending Balance: Collectively evaluated	170,707	175,209	170,707	175,209
Total	177,614	180,469	177,614	180,469	174,889
Multifamily
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Beginning Balance	0	0	0	0
Provision expense (credit) for credit losses	0	0	0	0
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Net charge-offs (recoveries)	0	0	0	0
Reclassification of reserve for unfunded commitments		0		0
Ending Balance	0	0	0	0
Ending Balance: Individually evaluated	0	0	0	0
Ending Balance: Collectively evaluated	0	0	0	0
Loan balances by impairment method used:
Ending Balance: Individually evaluated	0	1,101	0	1,101
Ending Balance: Collectively evaluated	17,311	25,082	17,311	25,082
Total	17,311	26,183	17,311	26,183	19,469
Construction and Land Loans
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Beginning Balance	58	0	1	21
Provision expense (credit) for credit losses	(60)	(1)	(5)	(24)
Charge-offs	0	0	0	0
Recoveries	(3)	(1)	(5)	(3)
Net charge-offs (recoveries)	(3)	(1)	(5)	(3)
Reclassification of reserve for unfunded commitments		0		0
Ending Balance	1	0	1	0
Ending Balance: Individually evaluated	0	0	0	0
Ending Balance: Collectively evaluated	1	0	1	0
Loan balances by impairment method used:
Ending Balance: Individually evaluated	1,667	142	1,667	142
Ending Balance: Collectively evaluated	20,807	14,497	20,807	14,497
Total	22,474	14,639	22,474	14,639
Commercial Owner Occupied
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Beginning Balance	993	1,979	1,636	1,339
Provision expense (credit) for credit losses	478	499	(86)	1,139
Charge-offs	27	100	123	100
Recoveries	(1)	0	(18)	0
Net charge-offs (recoveries)	26	100	105	100
Reclassification of reserve for unfunded commitments		0		0
Ending Balance	1,445	2,378	1,445	2,378
Ending Balance: Individually evaluated	354	1,698	354	1,698
Ending Balance: Collectively evaluated	1,091	680	1,091	680
Loan balances by impairment method used:
Ending Balance: Individually evaluated	6,149	5,939	6,149	5,939
Ending Balance: Collectively evaluated	84,703	68,294	84,703	68,294
Total	90,852	74,233	90,852	74,233
Commercial Non-Owner Occupied
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Beginning Balance	397	1,116	955	445
Provision expense (credit) for credit losses	450	(101)	(108)	568
Charge-offs	0	1	0	0
Recoveries	0	0	0	(1)
Net charge-offs (recoveries)	0	1	0	(1)
Reclassification of reserve for unfunded commitments		0		0
Ending Balance	847	1,014	847	1,014
Ending Balance: Individually evaluated	847	1,014	847	1,014
Ending Balance: Collectively evaluated	0	0	0	0
Loan balances by impairment method used:
Ending Balance: Individually evaluated	3,539	3,510	3,539	3,510
Ending Balance: Collectively evaluated	32,972	29,958	32,972	29,958
Total	36,511	33,468	36,511	33,468
Second Mortgages
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Beginning Balance	1	2	12	15
Provision expense (credit) for credit losses	(1)	(1)	(11)	(14)
Charge-offs	0	0	5	0
Recoveries	(1)	(1)	(5)	(1)
Net charge-offs (recoveries)	(1)	(1)	0	(1)
Reclassification of reserve for unfunded commitments		0		0
Ending Balance	1	2	1	2
Ending Balance: Individually evaluated	0	0	0	0
Ending Balance: Collectively evaluated	1	2	1	2
Loan balances by impairment method used:
Ending Balance: Individually evaluated	0	190	0	190
Ending Balance: Collectively evaluated	4,332	5,108	4,332	5,108
Total	4,332	5,298	4,332	5,298
Equity lines of credit
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Beginning Balance	357	32	0	27
Provision expense (credit) for credit losses	134	(32)	490	(27)
Charge-offs	0	0	0	0
Recoveries	0	0	(1)	0
Net charge-offs (recoveries)	0	0	(1)	0
Reclassification of reserve for unfunded commitments		0		0
Ending Balance	491	0	491	0
Ending Balance: Individually evaluated	165	0	165	0
Ending Balance: Collectively evaluated	326	0	326	0
Loan balances by impairment method used:
Ending Balance: Individually evaluated	110	0	110	0
Ending Balance: Collectively evaluated	31,382	31,307	31,382	31,307
Total	31,492	31,307	31,492	31,307
Farmland
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Beginning Balance	296	19	54	16
Provision expense (credit) for credit losses	(292)	37	(51)	39
Charge-offs	0	0	1	0
Recoveries	0	0	(2)	(2)
Net charge-offs (recoveries)	0	0	(1)	(2)
Reclassification of reserve for unfunded commitments		0		0
Ending Balance	4	57	4	57
Ending Balance: Individually evaluated	4	57	4	57
Ending Balance: Collectively evaluated	0	0	0	0
Loan balances by impairment method used:
Ending Balance: Individually evaluated	2,744	835	2,744	835
Ending Balance: Collectively evaluated	9,791	12,586	9,791	12,586
Total	12,535	13,421	12,535	13,421	$ 13,188
Personal and Overdrafts
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Beginning Balance	216	522	265	802
Provision expense (credit) for credit losses	20	22	18	(195)
Charge-offs	91	129	224	255
Recoveries	(41)	(95)	(127)	(158)
Net charge-offs (recoveries)	50	34	97	97
Reclassification of reserve for unfunded commitments		0		0
Ending Balance	186	510	186	510
Ending Balance: Individually evaluated	1	0	1	0
Ending Balance: Collectively evaluated	185	510	185	510
Loan balances by impairment method used:
Ending Balance: Individually evaluated	1	80	1	80
Ending Balance: Collectively evaluated	13,469	15,693	13,469	15,693
Total	13,470	15,773	13,470	15,773
Commercial and Agricultural
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Beginning Balance	643	541	383	535
Provision expense (credit) for credit losses	(374)	(349)	(68)	(204)
Charge-offs	4	138	231	331
Recoveries	(17)	(370)	(198)	(424)
Net charge-offs (recoveries)	(13)	(232)	33	(93)
Reclassification of reserve for unfunded commitments		0		0
Ending Balance	282	424	282	424
Ending Balance: Individually evaluated	264	409	264	409
Ending Balance: Collectively evaluated	18	15	18	15
Loan balances by impairment method used:
Ending Balance: Individually evaluated	1,720	479	1,720	479
Ending Balance: Collectively evaluated	44,939	37,926	44,939	37,926
Total	46,659	38,405	46,659	38,405
Unallocated
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Beginning Balance	947	165	515	1,258
Provision expense (credit) for credit losses	(323)	(26)	109	(1,119)
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Net charge-offs (recoveries)	0	0	0	0
Reclassification of reserve for unfunded commitments		(97)		(97)
Ending Balance	624	42	624	42
Ending Balance: Individually evaluated	0	0	0	0
Ending Balance: Collectively evaluated	624	42	624	42
Loan balances by impairment method used:
Ending Balance: Individually evaluated	0	0	0	0
Ending Balance: Collectively evaluated	0	0	0	0
Total	$ 0	$ 0	$ 0	$ 0

Loans and Allowance for Loan_10

Loans and Allowance for Loan Losses - Narrative (Details) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2018USD ($)contract	Sep. 30, 2017contract	Sep. 30, 2018USD ($)loan_classcontract	Sep. 30, 2017contract	Dec. 31, 2017USD ($)
Accounts, Notes, Loans and Financing Receivable [Line Items]
Troubled debt restructuring | $	$ 11,937		$ 11,937		$ 8,005
Number of new TDR contracts | contract			10	0
Number of TDR contracts that subsequently defaulted | contract	0	0	0	0
Threshold period past due watch list relationship of financing receivable			60 days
Historical loss factor (as percent)			54.00%
Historical loss factor using simple average of losses (as percent)			33.00%
Period used to compute simple average of losses			3 years
Selling period for loans held for sale			20 days
Commercial real estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Number of classes in loan segment | loan_class			2
Construction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Number of classes in loan segment | loan_class			2

Loans and Allowance for Loan_11

Loans and Allowance for Loan Losses - Troubled Debt Restructuring (Details) $ in Thousands	9 Months Ended
	Sep. 30, 2018USD ($)contract	Sep. 30, 2017contract
Financing Receivable, Modifications [Line Items]
Number of Contracts | contract	10	0
Pre-Modification Recorded Investment	$ 4,211
Post-Modification Recorded Investment	$ 4,211
Below market rate
Financing Receivable, Modifications [Line Items]
Number of Contracts | contract	10
Pre-Modification Recorded Investment	$ 4,211
Post-Modification Recorded Investment	$ 4,211
Residential 1-4 family | Below market rate
Financing Receivable, Modifications [Line Items]
Number of Contracts | contract	3
Pre-Modification Recorded Investment	$ 549
Post-Modification Recorded Investment	$ 549
Farmland | Below market rate
Financing Receivable, Modifications [Line Items]
Number of Contracts | contract	1
Pre-Modification Recorded Investment	$ 115
Post-Modification Recorded Investment	$ 115
Commercial, owner occupied | Below market rate
Financing Receivable, Modifications [Line Items]
Number of Contracts | contract	2
Pre-Modification Recorded Investment	$ 1,023
Post-Modification Recorded Investment	$ 1,023
Commercial, non-owner occupied | Below market rate
Financing Receivable, Modifications [Line Items]
Number of Contracts | contract	4
Pre-Modification Recorded Investment	$ 2,524
Post-Modification Recorded Investment	$ 2,524

Loans and Allowance for Loan_12

Loans and Allowance for Loan Losses - Loans Held For Sale (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2018	Sep. 30, 2017	Sep. 30, 2018	Sep. 30, 2017	Dec. 31, 2017
Receivables [Abstract]
Loans held for sale at end of period	$ 1,614	$ 4,285	$ 1,614	$ 4,285	$ 4,808
Proceeds from sales of mortgage loans originated for sale			13,855	39,074
Gain on sales of mortgage loans originated for sale	$ 116	$ 655	$ 268	$ 1,607

Income Taxes (Details)

Income Taxes (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2018	Sep. 30, 2017	Sep. 30, 2018	Sep. 30, 2017
Income Tax Disclosure [Abstract]
Tax expense (benefit) at statutory rate	$ 290	$ 535	$ 699	$ 1,360
Increase (decrease) in tax expense resulting from:
Tax-exempt interest	(27)	(29)	(85)	(58)
Other, net	26	48	92	11
Income tax expense	$ 289	$ 554	$ 706	$ 1,313
Statutory corporate federal income tax rate (as percent)	21.00%	34.00%	21.00%	34.00%

Capital Requirements (Details)

Capital Requirements (Details) - Highlands Union Bank	Sep. 30, 2018	Dec. 31, 2017
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Tier 1 leverage	9.14%	8.36%
Tier 1 risk-based	12.30%	12.15%
Total risk-based	13.28%	13.11%
Common equity tier 1	12.30%	12.15%

Stock and Earnings Per Share (D

Stock and Earnings Per Share (Details) - USD ($) $ / shares in Units, shares in Thousands, $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2018	Sep. 30, 2017	Sep. 30, 2018	Sep. 30, 2017
Earnings Per Share [Abstract]
Net income available to common stockholders	$ 1,091	$ 1,020	$ 2,624	$ 2,688
Weighted average common shares outstanding (in shares)	8,211	8,199	8,224	8,199
Total shares outstanding including assumed conversion of preferred securities (in shares)	10,303	10,292	10,326	10,292
Basic earnings per common share (in dollars per share)	$ 0.13	$ 0.12	$ 0.32	$ 0.33
Fully diluted earnings per share (including convertible preferred shares outstanding and restricted stock) (in dollars per share)	$ 0.11	$ 0.10	$ 0.25	$ 0.26

Stock and Earnings Per Share -

Stock and Earnings Per Share - Narrative (Details) - 2018 Restricted Stock Plan	9 Months Ended
	Sep. 30, 2018shares
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Shares authorized for issuance	250,000
Shares issued	51,500

Commitments and Contingencies -

Commitments and Contingencies - Narrative (Details) - USD ($) $ in Thousands	Sep. 30, 2018	Dec. 31, 2017
Loss Contingencies [Line Items]
Unused commitments to extend credit	$ 59,548	$ 55,038
Standby letters of credit
Loss Contingencies [Line Items]
Commitments, maximum exposure	$ 973	$ 973

Fair Value (Details)

Fair Value (Details) - USD ($) $ in Thousands	Sep. 30, 2018	Dec. 31, 2017
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	$ 70,149	$ 78,527
Recurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	70,149	78,527
Level 1 | Recurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	0	0
Level 2 | Recurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	70,149	78,527
Level 3 | Recurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	0	0
State and political subdivisions
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	12,700	12,511
State and political subdivisions | Recurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	12,700	12,511
State and political subdivisions | Level 1 | Recurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	0	0
State and political subdivisions | Level 2 | Recurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	12,700	12,511
State and political subdivisions | Level 3 | Recurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	0	0
Mortgage backed securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	51,949	59,307
Mortgage backed securities | Recurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	51,949	59,307
Mortgage backed securities | Level 1 | Recurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	0	0
Mortgage backed securities | Level 2 | Recurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	51,949	59,307
Mortgage backed securities | Level 3 | Recurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	0	0
SBA pools
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	5,500	6,709
SBA pools | Recurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	5,500	6,709
SBA pools | Level 1 | Recurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	0	0
SBA pools | Level 2 | Recurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	5,500	6,709
SBA pools | Level 3 | Recurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	$ 0	$ 0

Fair Value - Narrative (Details

Fair Value - Narrative (Details) $ in Thousands	Sep. 30, 2018USD ($)	Dec. 31, 2017USD ($)
Nonrecurring | Minimum | Discount rate
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans, measurement input (as percent)	0.08
Nonrecurring | Maximum | Discount rate
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans, measurement input (as percent)	0.40
Interest rate swaps | Fair Value
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative asset	$ 216	$ 45
Level 2 | Interest rate swaps | Recurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Notional value	$ 12,890	$ 7,902

Fair Value - Loans (Details)

Fair Value - Loans (Details) - USD ($) $ in Thousands	Sep. 30, 2018	Dec. 31, 2017
Accounts, Notes, Loans and Financing Receivable [Line Items]
OREO	$ 2,242	$ 2,350
Real estate held for sale	817	1,430
Nonrecurring
Accounts, Notes, Loans and Financing Receivable [Line Items]
Impaired loans	5,839	5,967
OREO	2,242	2,350
Real estate held for sale	817	1,430
Nonrecurring | Level 1
Accounts, Notes, Loans and Financing Receivable [Line Items]
Impaired loans	0	0
OREO	0	0
Real estate held for sale	0	0
Nonrecurring | Level 2
Accounts, Notes, Loans and Financing Receivable [Line Items]
Impaired loans	0	0
OREO	0	0
Real estate held for sale	$ 0	0
Nonrecurring | Level 3
Accounts, Notes, Loans and Financing Receivable [Line Items]
Impaired loans		5,967
OREO		2,350
Real estate held for sale		$ 1,430

Fair Value - Quantitative Infor

Fair Value - Quantitative Information about Level 3 Fair Value Measurements (Details) $ in Thousands	Sep. 30, 2018USD ($)	Dec. 31, 2017USD ($)
Fair Value Inputs, Assets, Quantitative Information [Line Items] (Deprecated 2018-01-31)
OREO	$ 2,242	$ 2,350
Real estate held for sale	817	1,430
Nonrecurring
Fair Value Inputs, Assets, Quantitative Information [Line Items] (Deprecated 2018-01-31)
OREO	2,242	2,350
Real estate held for sale	817	1,430
Impaired loans	$ 5,839	5,967
Nonrecurring | Level 3
Fair Value Inputs, Assets, Quantitative Information [Line Items] (Deprecated 2018-01-31)
OREO		2,350
Real estate held for sale		1,430
Impaired loans		5,967
Nonrecurring | Level 3 | Appraisal of collateral
Fair Value Inputs, Assets, Quantitative Information [Line Items] (Deprecated 2018-01-31)
OREO		2,350
Real estate held for sale		1,430
Nonrecurring | Level 3 | Appraisal of collateral | Appraisal adjustments | Range Minimum
Fair Value Inputs, Assets, Quantitative Information [Line Items] (Deprecated 2018-01-31)
OREO, measurement input (as percent)	0
Real estate held for sale, measurement input (as percent)	0
Nonrecurring | Level 3 | Appraisal of collateral | Appraisal adjustments | Range Maximum
Fair Value Inputs, Assets, Quantitative Information [Line Items] (Deprecated 2018-01-31)
OREO, measurement input (as percent)	0.45
Real estate held for sale, measurement input (as percent)	0.50
Nonrecurring | Level 3 | Appraisal of collateral | Appraisal adjustments | Weighted Average
Fair Value Inputs, Assets, Quantitative Information [Line Items] (Deprecated 2018-01-31)
OREO, measurement input (as percent)	0.13
Real estate held for sale, measurement input (as percent)	0.40
Nonrecurring | Level 3 | Appraisal of collateral | Liquidation expenses | Range Minimum
Fair Value Inputs, Assets, Quantitative Information [Line Items] (Deprecated 2018-01-31)
OREO, measurement input (as percent)	0
Real estate held for sale, measurement input (as percent)	0
Nonrecurring | Level 3 | Appraisal of collateral | Liquidation expenses | Range Maximum
Fair Value Inputs, Assets, Quantitative Information [Line Items] (Deprecated 2018-01-31)
OREO, measurement input (as percent)	0.10
Real estate held for sale, measurement input (as percent)	0.10
Nonrecurring | Level 3 | Appraisal of collateral | Liquidation expenses | Weighted Average
Fair Value Inputs, Assets, Quantitative Information [Line Items] (Deprecated 2018-01-31)
OREO, measurement input (as percent)	0.09
Real estate held for sale, measurement input (as percent)	0.08
Nonrecurring | Level 3 | Fair value of collateral
Fair Value Inputs, Assets, Quantitative Information [Line Items] (Deprecated 2018-01-31)
Impaired loans		$ 5,967
Nonrecurring | Level 3 | Fair value of collateral - real estate | Appraisal adjustments | Range Minimum
Fair Value Inputs, Assets, Quantitative Information [Line Items] (Deprecated 2018-01-31)
Impaired loans, measurement input (as percent)	0
Nonrecurring | Level 3 | Fair value of collateral - real estate | Appraisal adjustments | Range Maximum
Fair Value Inputs, Assets, Quantitative Information [Line Items] (Deprecated 2018-01-31)
Impaired loans, measurement input (as percent)	0.10
Nonrecurring | Level 3 | Fair value of collateral - real estate | Appraisal adjustments | Weighted Average
Fair Value Inputs, Assets, Quantitative Information [Line Items] (Deprecated 2018-01-31)
Impaired loans, measurement input (as percent)	0.09
Nonrecurring | Level 3 | Fair value of collateral - equipment, inventory, other | Appraisal adjustments | Range Minimum
Fair Value Inputs, Assets, Quantitative Information [Line Items] (Deprecated 2018-01-31)
Impaired loans, measurement input (as percent)	0.25
Nonrecurring | Level 3 | Fair value of collateral - equipment, inventory, other | Appraisal adjustments | Range Maximum
Fair Value Inputs, Assets, Quantitative Information [Line Items] (Deprecated 2018-01-31)
Impaired loans, measurement input (as percent)	0.50
Nonrecurring | Level 3 | Fair value of collateral - equipment, inventory, other | Appraisal adjustments | Weighted Average
Fair Value Inputs, Assets, Quantitative Information [Line Items] (Deprecated 2018-01-31)
Impaired loans, measurement input (as percent)	0.33
Nonrecurring | Level 3 | Fair value of collateral - equipment, inventory, other | Liquidation expenses | Range Minimum
Fair Value Inputs, Assets, Quantitative Information [Line Items] (Deprecated 2018-01-31)
Impaired loans, measurement input (as percent)	0
Nonrecurring | Level 3 | Fair value of collateral - equipment, inventory, other | Liquidation expenses | Range Maximum
Fair Value Inputs, Assets, Quantitative Information [Line Items] (Deprecated 2018-01-31)
Impaired loans, measurement input (as percent)	0.20
Nonrecurring | Level 3 | Fair value of collateral - equipment, inventory, other | Liquidation expenses | Weighted Average
Fair Value Inputs, Assets, Quantitative Information [Line Items] (Deprecated 2018-01-31)
Impaired loans, measurement input (as percent)	0.12

Fair Value - Financial Instrume

Fair Value - Financial Instruments (Details) - USD ($) $ in Thousands	Sep. 30, 2018	Dec. 31, 2017
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	$ 70,149	$ 78,527
Carrying Amount
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Cash and cash equivalents	24,049	30,797
Securities available for sale	70,149	78,527
Other investments	3,199	3,116
Loans, net	448,340	427,620
Deposits	494,606	498,783
Other short-term borrowings	42,120	10,000
Long-term debt	107	30,243
Fair Value
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Cash and cash equivalents	24,049	30,797
Securities available for sale	70,149	78,527
Other investments	3,199	3,116
Loans, net	441,706	429,467
Deposits	405,899	424,664
Other short-term borrowings	42,120	10,000
Long-term debt	81	30,780
Interest rate swaps | Carrying Amount
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Interest rate swaps	216	45
Interest rate swaps | Fair Value
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Interest rate swaps	$ 216	$ 45

Formal Written Agreement (Detai

Formal Written Agreement (Details) $ in Thousands	9 Months Ended
	Sep. 30, 2018USD ($)
Banking and Thrift [Abstract]
Loan and other assets amount requiring improvement	$ 500
Past due days	90 days