Trust Co Of Toledo Na 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
AT&T Inc	Com	00206R102	2,361	95,967	SH		SOLE	0	95,895	0	72
AT&T Inc	Com	00206R102	1	40	SH		DFND	0	40	0	0
Abbott Laboratories	Com	002824100	11,891	84,491	SH		SOLE	0	80,005	0	4,486
Abbott Laboratories	Com	002824100	145	1,031	SH		DFND	0	1,031	0	0
AbbVie Inc	Com	00287Y109	6,468	47,766	SH		SOLE	0	47,575	0	191
AbbVie Inc	Com	00287Y109	159	1,173	SH		DFND	0	1,173	0	0
Aberdeen Std Gold ETF	Com	00326A104	446	25,380	SH		SOLE	0	25,380	0	0
Adobe Systems Inc	Com	00724F101	1,112	1,961	SH		SOLE	0	1,961	0	0
Advanced Micro Devices Inc	Com	007903107	728	5,058	SH		SOLE	0	5,058	0	0
Agilent Technologies Inc	Com	00846U101	288	1,802	SH		SOLE	0	1,802	0	0
Air Products & Chemicals Inc	Com	009158106	3,089	10,153	SH		SOLE	0	10,135	0	18
Air Products & Chemicals Inc	Com	009158106	4	12	SH		DFND	0	12	0	0
Allstate Corp	Com	020002101	647	5,500	SH		SOLE	0	5,500	0	0
Alphabet Inc-C	Com	02079K107	3,935	1,360	SH		SOLE	0	1,360	0	0
Alphabet Inc-C	Com	02079K107	174	60	SH		DFND	0	60	0	0
Alphabet Inc-A	Com	02079K305	8,856	3,057	SH		SOLE	0	3,057	0	0
Alphabet Inc-A	Com	02079K305	235	81	SH		DFND	0	81	0	0
Altria Group Inc	Com	02209S103	206	4,339	SH		SOLE	0	4,339	0	0
Amazon.com Inc	Com	023135106	8,759	2,627	SH		SOLE	0	2,597	0	30
Amazon.com Inc	Com	023135106	67	20	SH		DFND	0	20	0	0
American Electric Power Co Inc	Com	025537101	536	6,022	SH		SOLE	0	6,022	0	0
American Electric Power Co Inc	Com	025537101	0	3	SH		DFND	0	3	0	0
American Express Co	Com	025816109	1,197	7,316	SH		SOLE	0	7,316	0	0
American Express Co	Com	025816109	47	287	SH		DFND	0	287	0	0
American Tower Corp	Com	03027X100	445	1,521	SH		SOLE	0	1,521	0	0
American Water Works Co Inc	Com	030420103	3,231	17,110	SH		SOLE	0	17,075	0	35
American Water Works Co Inc	Com	030420103	111	587	SH		DFND	0	587	0	0
Amgen Inc	Com	031162100	4,626	20,561	SH		SOLE	0	12,855	0	7,706
Amgen Inc	Com	031162100	109	483	SH		DFND	0	483	0	0
Analog Devices Inc	Com	032654105	3,039	17,292	SH		SOLE	0	17,259	0	33
Analog Devices Inc	Com	032654105	108	615	SH		DFND	0	615	0	0
Apple Inc	Com	037833100	38,699	217,939	SH		SOLE	0	215,977	0	1,962
Apple Inc	Com	037833100	337	1,900	SH		DFND	0	1,900	0	0
Arbor Realty Trust Inc	Com	038923108	562	30,652	SH		SOLE	0	30,652	0	0
ADR AstraZeneca PLC- II Sp	Com	046353108	379	6,506	SH		SOLE	0	6,506	0	0
Automatic Data Processing Inc	Com	053015103	1,840	7,464	SH		SOLE	0	7,369	0	95
Bank of America Corp	Com	060505104	252	5,653	SH		SOLE	0	5,653	0	0
Bank of America Corp	Com	060505104	14	311	SH		DFND	0	311	0	0
Baxter International Inc	Com	071813109	2,781	32,397	SH		SOLE	0	32,397	0	0
Baxter International Inc	Com	071813109	58	679	SH		DFND	0	679	0	0
Berkshire Hathaway Inc-A	Com	084670108	901	2	SH		DFND	0	2	0	0
Berkshire Hathaway Inc-B	Com	084670702	1,323	4,426	SH		SOLE	0	4,426	0	0
Berkshire Hathaway Inc-B	Com	084670702	11	36	SH		DFND	0	36	0	0
Blackrock Inc	Com	09247X101	1,380	1,507	SH		SOLE	0	1,506	0	1
Boeing Co/The	Com	097023105	1,929	9,581	SH		SOLE	0	6,101	0	3,480
Boeing Co/The	Com	097023105	26	131	SH		DFND	0	131	0	0
Bristol Myers Squibb	Com	110122108	2,463	39,503	SH		SOLE	0	38,883	0	620
Bristol Myers Squibb	Com	110122108	25	400	SH		DFND	0	400	0	0
Broadcom Inc	Com	11135F101	366	550	SH		SOLE	0	550	0	0
Cigna Corp	Com	125523100	273	1,190	SH		SOLE	0	1,190	0	0
Cigna Corp	Com	125523100	1	4	SH		DFND	0	4	0	0
CME Group Inc	Com	12572Q105	2,265	9,914	SH		SOLE	0	9,914	0	0
CME Group Inc	Com	12572Q105	2	7	SH		DFND	0	7	0	0
CSX Corp	Com	126408103	440	11,712	SH		SOLE	0	11,712	0	0
CVS Health Corp	Com	126650100	3,138	30,416	SH		SOLE	0	23,330	0	7,086
CVS Health Corp	Com	126650100	60	579	SH		DFND	0	579	0	0
Canadian Imperial Bank of Commerce	Com	136069101	325	2,790	SH		SOLE	0	2,790	0	0
Canadian National Railway Co	Com	136375102	231	1,877	SH		SOLE	0	1,877	0	0
Carrier Global Corp	Com	14448C104	941	17,341	SH		SOLE	0	17,341	0	0
Carrier Global Corp	Com	14448C104	19	347	SH		DFND	0	347	0	0
Caterpillar Inc	Com	149123101	2,695	13,034	SH		SOLE	0	5,634	0	7,400
Chevron Corp	Com	166764100	6,221	53,013	SH		SOLE	0	52,250	0	763
Chevron Corp	Com	166764100	126	1,071	SH		DFND	0	821	0	250
Cincinnati Financial Corp	Com	172062101	876	7,686	SH		SOLE	0	7,686	0	0
Cisco Systems Inc	Com	17275R102	5,688	89,766	SH		SOLE	0	84,761	0	5,005
Cisco Systems Inc	Com	17275R102	53	833	SH		DFND	0	833	0	0
Coca-Cola Co/The	Com	191216100	5,761	97,305	SH		SOLE	0	94,305	0	3,000
Coca-Cola Co/The	Com	191216100	123	2,073	SH		DFND	0	2,073	0	0
Cognizant Tech Solutions Corp-A	Com	192446102	2,472	27,859	SH		SOLE	0	27,859	0	0
Cognizant Tech Solutions Corp-A	Com	192446102	73	822	SH		DFND	0	822	0	0
Colgate-Palmolive Company	Com	194162103	1,426	16,708	SH		SOLE	0	5,128	0	11,580
Comcast Corp-A	Com	20030N101	2,009	39,926	SH		SOLE	0	39,874	0	52
Comcast Corp-A	Com	20030N101	61	1,214	SH		DFND	0	1,214	0	0
ConocoPhillips Inc	Com	20825C104	557	7,720	SH		SOLE	0	7,720	0	0
Costco Wholesale Corp	Com	22160K105	2,808	4,946	SH		SOLE	0	4,946	0	0
Costco Wholesale Corp	Com	22160K105	57	100	SH		DFND	0	100	0	0
Crown Castle Intl Corp	Com	22822V101	1,051	5,036	SH		SOLE	0	5,036	0	0
Cummins Inc	Com	231021106	271	1,241	SH		SOLE	0	1,241	0	0
CyrusOne Inc	Com	23283R100	688	7,672	SH		SOLE	0	7,672	0	0
Danaher Corp	Com	235851102	11,952	36,328	SH		SOLE	0	36,328	0	0
Danaher Corp	Com	235851102	203	618	SH		DFND	0	618	0	0
Darden Restaurants Inc	Com	237194105	494	3,277	SH		SOLE	0	3,277	0	0
Darden Restaurants Inc	Com	237194105	0	3	SH		DFND	0	3	0	0
Deere & Co	Com	244199105	7,045	20,547	SH		SOLE	0	10,347	0	10,200
Dentsply Sirona Inc	Com	24906P109	685	12,285	SH		SOLE	0	12,285	0	0
Dentsply Sirona Inc	Com	24906P109	22	400	SH		DFND	0	400	0	0
Digital Realty Trust Inc	Com	253868103	2,513	14,208	SH		SOLE	0	14,183	0	25
Digital Realty Trust Inc	Com	253868103	95	537	SH		DFND	0	537	0	0
Disney Walt Co	Com	254687106	8,284	53,484	SH		SOLE	0	53,484	0	0
Disney Walt Co	Com	254687106	33	216	SH		DFND	0	216	0	0
Dominion Resources Inc/VA	Com	25746U109	2,530	32,202	SH		SOLE	0	32,165	0	37
Dominion Resources Inc/VA	Com	25746U109	96	1,223	SH		DFND	0	1,223	0	0
Dover Corp	Com	260003108	623	3,429	SH		SOLE	0	3,429	0	0
Duke Energy Corp	Com	26441C204	2,458	23,431	SH		SOLE	0	23,397	0	34
Duke Energy Corp	Com	26441C204	3	24	SH		DFND	0	24	0	0
DuPont de Nemours Inc	Com	26614N102	1,129	13,977	SH		SOLE	0	13,977	0	0
DuPont de Nemours Inc	Com	26614N102	18	221	SH		DFND	0	221	0	0
Eastman Chemical Company	Com	277432100	605	5,002	SH		SOLE	0	5,002	0	0
Emerson Electric Company	Com	291011104	1,034	11,127	SH		SOLE	0	3,927	0	7,200
Enbridge Inc	Com	29250N105	976	24,975	SH		SOLE	0	24,131	0	844
Enbridge Inc	Com	29250N105	4	100	SH		DFND	0	100	0	0
Entergy Corp	Com	29364G103	1,021	9,066	SH		SOLE	0	9,041	0	25
Exelon Corp	Com	30161N101	1,957	33,873	SH		SOLE	0	33,299	0	574
Exelon Corp	Com	30161N101	96	1,657	SH		DFND	0	1,657	0	0
Exxon Mobil Corp	Com	30231G102	3,457	56,499	SH		SOLE	0	50,165	0	6,334
Exxon Mobil Corp	Com	30231G102	44	711	SH		DFND	0	411	0	300
Meta Platforms Inc	Com	30303M102	533	1,586	SH		SOLE	0	1,586	0	0
Farmer & Merchants Bancorp Inc/OH	Com	30779N105	261	7,940	SH		SOLE	0	3,940	0	4,000
Federated Ultra Short Term Bond-I	Com	31428Q747	10,159	1,107,873	SH		SOLE	0	1,107,873	0	0
Federated Ultra Short Term Bond-I	Com	31428Q747	175	19,058	SH		DFND	0	10,873	0	8,185
Fifth Third Bancorp	Com	316773100	2,097	48,161	SH		SOLE	0	31,361	0	16,800
Fortive Corp	Com	34959J108	873	11,441	SH		SOLE	0	11,441	0	0
Fortive Corp	Com	34959J108	23	300	SH		DFND	0	300	0	0
Franco-Nevada Corp	Com	351858105	366	2,650	SH		SOLE	0	0	0	2,650
Franklin Electric Co Inc	Com	353514102	482	5,100	SH		SOLE	0	0	0	5,100
Arthur J Gallagher & Co	Com	363576109	3,368	19,848	SH		SOLE	0	19,801	0	47
Arthur J Gallagher & Co	Com	363576109	137	810	SH		DFND	0	810	0	0
General Dynamics Corp	Com	369550108	1,503	7,211	SH		SOLE	0	7,211	0	0
General Dynamics Corp	Com	369550108	27	130	SH		DFND	0	130	0	0
General Mills Inc	Com	370334104	1,467	21,767	SH		SOLE	0	21,712	0	55
General Mills Inc	Com	370334104	52	776	SH		DFND	0	776	0	0
Gilead Sciences Inc	Com	375558103	1,274	17,545	SH		SOLE	0	17,545	0	0
Gilead Sciences Inc	Com	375558103	1	20	SH		DFND	0	20	0	0
Goldman Sachs Group Inc	Com	38141G104	712	1,862	SH		SOLE	0	1,862	0	0
Great Elm Capital Corp	Com	390320109	36	11,622	SH		SOLE	0	11,622	0	0
Great Elm Group Inc	Com	39037G109	31	15,000	SH		SOLE	0	15,000	0	0
HCA Healthcare Inc	Com	40412C101	756	2,942	SH		SOLE	0	2,942	0	0
HCA Healthcare Inc	Com	40412C101	3	13	SH		DFND	0	13	0	0
HP Inc	Com	40434L105	205	5,429	SH		SOLE	0	5,429	0	0
Hershey Co/The	Com	427866108	596	3,083	SH		SOLE	0	3,083	0	0
Home Depot Inc	Com	437076102	5,666	13,653	SH		SOLE	0	10,703	0	2,950
Honeywell International Inc	Com	438516106	3,587	17,202	SH		SOLE	0	17,202	0	0
Honeywell International Inc	Com	438516106	1	6	SH		DFND	0	6	0	0
Illinois Tool Works Inc	Com	452308109	543	2,202	SH		SOLE	0	2,202	0	0
Intel Corp	Com	458140100	6,064	117,748	SH		SOLE	0	117,003	0	745
Intel Corp	Com	458140100	93	1,812	SH		DFND	0	1,812	0	0
IntercontinentalExchange Group Inc	Com	45866F104	3,382	24,724	SH		SOLE	0	24,724	0	0
IntercontinentalExchange Group Inc	Com	45866F104	51	375	SH		DFND	0	375	0	0
Intl Business Machines Corp	Com	459200101	1,193	8,929	SH		SOLE	0	8,775	0	154
Invesco QQQ Trust Ser 1 ETF	Com	46090E103	1,387	3,485	SH		SOLE	0	3,285	0	200
Invesco S&P 500 Equal Weight ETF	Com	46137V357	384	2,359	SH		SOLE	0	2,359	0	0
Invesco FTSE RAFI US 1000 ETF	Com	46137V613	206	1,200	SH		SOLE	0	1,200	0	0
iShares S&P 500 Index ETF	Com	464287200	1,719	3,603	SH		SOLE	0	3,603	0	0
iShares S&P Midcap 400 Index ETF	Com	464287507	1,073	3,790	SH		SOLE	0	3,790	0	0
iShares Core S&P Small-Cap ETF	Com	464287804	4,211	36,774	SH		SOLE	0	36,774	0	0
JP Morgan Chase & Co	Com	46625H100	11,375	71,837	SH		SOLE	0	71,807	0	30
JP Morgan Chase & Co	Com	46625H100	149	938	SH		DFND	0	938	0	0
Johnson & Johnson	Com	478160104	5,679	33,195	SH		SOLE	0	32,257	0	938
KLA Corp	Com	482480100	276	642	SH		SOLE	0	642	0	0
KeyCorp	Com	493267108	1,232	53,276	SH		SOLE	0	53,276	0	0
Kimberly-Clark Corp	Com	494368103	1,928	13,492	SH		SOLE	0	13,468	0	24
Kimberly-Clark Corp	Com	494368103	52	363	SH		DFND	0	363	0	0
Lam Research Corp	Com	512807108	1,652	2,297	SH		SOLE	0	2,297	0	0
Estee Lauder Companies Inc/The-A	Com	518439104	290	784	SH		SOLE	0	784	0	0
Lilly Eli & Co	Com	532457108	7,009	25,374	SH		SOLE	0	24,864	0	510
Lilly Eli & Co	Com	532457108	130	469	SH		DFND	0	469	0	0
Lockheed Martin Corp	Com	539830109	2,647	7,447	SH		SOLE	0	7,438	0	9
Lockheed Martin Corp	Com	539830109	2	6	SH		DFND	0	6	0	0
Loomis Sayles Strategic Income Y	Com	543487250	6,686	471,815	SH		SOLE	0	470,307	0	1,508
Loomis Sayles Strategic Income Y	Com	543487250	914	64,492	SH		DFND	0	64,492	0	0
Lowe's Companies Inc	Com	548661107	8,455	32,709	SH		SOLE	0	32,709	0	0
Lowe's Companies Inc	Com	548661107	133	516	SH		DFND	0	516	0	0
Marathon Petroleum Corp	Com	56585A102	219	3,426	SH		SOLE	0	3,426	0	0
Marsh & McLennan Co Inc	Com	571748102	1,277	7,346	SH		SOLE	0	7,346	0	0
MasterCard Inc-A	Com	57636Q104	1,013	2,818	SH		SOLE	0	2,818	0	0
McDonalds Corp	Com	580135101	7,815	29,153	SH		SOLE	0	29,033	0	120
McDonalds Corp	Com	580135101	56	209	SH		DFND	0	209	0	0
McKesson Corp	Com	58155Q103	2,810	11,303	SH		SOLE	0	11,303	0	0
McKesson Corp	Com	58155Q103	56	225	SH		DFND	0	225	0	0
Merck & Co Inc	Com	58933Y105	4,751	61,987	SH		SOLE	0	61,942	0	45
Merck & Co Inc	Com	58933Y105	87	1,139	SH		DFND	0	1,139	0	0
Metlife Inc	Com	59156R108	1,648	26,377	SH		SOLE	0	26,350	0	27
Metlife Inc	Com	59156R108	1	13	SH		DFND	0	13	0	0
Microsoft Corp	Com	594918104	42,282	125,721	SH		SOLE	0	125,123	0	598
Microsoft Corp	Com	594918104	623	1,851	SH		DFND	0	1,851	0	0
Microchip Technology Inc	Com	595017104	6,753	77,567	SH		SOLE	0	77,567	0	0
Microchip Technology Inc	Com	595017104	161	1,848	SH		DFND	0	1,848	0	0
Mondelez International Inc	Com	609207105	702	10,586	SH		SOLE	0	10,586	0	0
Moody's Corp	Com	615369105	2,636	6,750	SH		SOLE	0	6,750	0	0
Morgan Stanley	Com	617446448	1,137	11,586	SH		SOLE	0	11,586	0	0
Morgan Stanley	Com	617446448	17	176	SH		DFND	0	176	0	0
ADR Nestle SA- I Sp	Com	641069406	238	1,700	SH		SOLE	0	1,700	0	0
Netflix Inc	Com	64110L106	390	647	SH		SOLE	0	647	0	0
NextEra Energy Inc	Com	65339F101	7,814	83,697	SH		SOLE	0	82,089	0	1,608
NextEra Energy Inc	Com	65339F101	131	1,408	SH		DFND	0	1,408	0	0
Nike Inc-B	Com	654106103	8,984	53,900	SH		SOLE	0	53,900	0	0
Nike Inc-B	Com	654106103	139	834	SH		DFND	0	834	0	0
Norfolk Southern Corp	Com	655844108	10,044	33,737	SH		SOLE	0	33,715	0	22
Norfolk Southern Corp	Com	655844108	163	546	SH		DFND	0	546	0	0
Northern Ultra-Short Fixed Income Fund	Com	665162467	27,461	2,681,704	SH		SOLE	0	2,645,039	0	36,665
Northern Ultra-Short Fixed Income Fund	Com	665162467	931	90,909	SH		DFND	0	81,601	0	9,309
Northern Trust Corp	Com	665859104	275	2,300	SH		SOLE	0	2,300	0	0
Northrop Grumman Corp	Com	666807102	310	801	SH		SOLE	0	801	0	0
ADR Novartis AG- II Sp	Com	66987V109	2,089	23,881	SH		SOLE	0	19,888	0	3,993
ADR Novartis AG- II Sp	Com	66987V109	32	370	SH		DFND	0	370	0	0
Nvidia Corp	Com	67066G104	2,992	10,173	SH		SOLE	0	10,173	0	0
Oracle Corporation	Com	68389X105	8,409	96,419	SH		SOLE	0	96,419	0	0
Oracle Corporation	Com	68389X105	77	878	SH		DFND	0	878	0	0
Otis Worldwide Corp	Com	68902V107	1,116	12,821	SH		SOLE	0	12,809	0	12
Otis Worldwide Corp	Com	68902V107	15	173	SH		DFND	0	173	0	0
PIMCO Total Return Institutional Fund	Com	693390700	1,223	119,070	SH		SOLE	0	119,070	0	0
Palo Alto Networks Inc	Com	697435105	4,520	8,119	SH		SOLE	0	8,119	0	0
Parnassus Fixed-Income Fund	Com	701769200	2,151	124,902	SH		SOLE	0	124,902	0	0
Parnassus Fixed-Income Fund	Com	701769200	242	14,039	SH		DFND	0	14,039	0	0
PepsiCo Inc	Com	713448108	8,348	48,058	SH		SOLE	0	48,032	0	26
PepsiCo Inc	Com	713448108	110	634	SH		DFND	0	634	0	0
Pfizer Inc	Com	717081103	6,490	109,914	SH		SOLE	0	97,215	0	12,699
Pfizer Inc	Com	717081103	3	47	SH		DFND	0	47	0	0
Philip Morris International	Com	718172109	369	3,880	SH		SOLE	0	3,880	0	0
Phillips 66	Com	718546104	384	5,303	SH		SOLE	0	5,303	0	0
T Rowe Price Group Inc	Com	74144T108	533	2,708	SH		SOLE	0	2,708	0	0
T Rowe Price High Yield-Inv	Com	741481105	3,219	484,769	SH		SOLE	0	484,769	0	0
Procter & Gamble Co	Com	742718109	12,315	75,285	SH		SOLE	0	72,754	0	2,531
Procter & Gamble Co	Com	742718109	214	1,310	SH		DFND	0	1,310	0	0
Qualcomm Inc	Com	747525103	8,131	44,466	SH		SOLE	0	43,683	0	783
Qualcomm Inc	Com	747525103	202	1,106	SH		DFND	0	1,106	0	0
Raymond James Financial Inc	Com	754730109	900	8,960	SH		SOLE	0	8,960	0	0
Rayonier Inc	Com	754907103	362	8,963	SH		SOLE	0	6,963	0	2,000
Rayonier Inc	Com	754907103	29	717	SH		DFND	0	717	0	0
Redwood Trust Inc	Com	758075402	518	39,306	SH		SOLE	0	39,306	0	0
T Rowe Price Real Estate Fund	Com	779919109	766	37,962	SH		SOLE	0	37,962	0	0
T Rowe Price Real Estate Fund	Com	779919109	4	217	SH		DFND	0	217	0	0
ADR Royal Dutch Shell-A - II Sp	Com	780259206	949	21,861	SH		SOLE	0	21,814	0	47
ADR Royal Dutch Shell-A - II Sp	Com	780259206	1	24	SH		DFND	0	24	0	0
S&P Global Inc	Com	78409V104	284	601	SH		SOLE	0	601	0	0
SPDR Gold Shares ETF	Com	78463V107	616	3,605	SH		SOLE	0	3,605	0	0
Salesforce.com Inc	Com	79466L302	4,224	16,620	SH		SOLE	0	16,620	0	0
Salesforce.com Inc	Com	79466L302	58	230	SH		DFND	0	230	0	0
Schlumberger Ltd	Com	806857108	1,491	49,768	SH		SOLE	0	31,326	0	18,442
Schlumberger Ltd	Com	806857108	15	493	SH		DFND	0	493	0	0
Smith (AO) Corp	Com	831865209	1,851	21,561	SH		SOLE	0	21,561	0	0
JM Smucker Co/The	Com	832696405	224	1,648	SH		SOLE	0	1,648	0	0
Southern Co/The	Com	842587107	452	6,589	SH		SOLE	0	5,864	0	725
Starbucks Corp	Com	855244109	2,543	21,743	SH		SOLE	0	21,743	0	0
Starbucks Corp	Com	855244109	49	423	SH		DFND	0	423	0	0
Stryker Corp	Com	863667101	354	1,324	SH		SOLE	0	1,324	0	0
Sysco Corp	Com	871829107	343	4,365	SH		SOLE	0	4,365	0	0
Sysco Corp	Com	871829107	39	500	SH		DFND	0	500	0	0
TJX Companies Inc	Com	872540109	708	9,330	SH		SOLE	0	9,330	0	0
Target Corp	Com	87612E106	3,531	15,258	SH		SOLE	0	15,258	0	0
Tesla Inc	Com	88160R101	1,209	1,144	SH		SOLE	0	1,144	0	0
Texas Instruments Inc	Com	882508104	756	4,010	SH		SOLE	0	4,010	0	0
Thermo Fisher Scientific Inc	Com	883556102	469	703	SH		SOLE	0	703	0	0
3M Company	Com	88579Y101	2,404	13,533	SH		SOLE	0	13,533	0	0
Travelers Cos Inc/The	Com	89417E109	578	3,694	SH		SOLE	0	3,694	0	0
Truist Financial Corp	Com	89832Q109	2,757	47,083	SH		SOLE	0	47,025	0	58
US Bancorp	Com	902973304	480	8,550	SH		SOLE	0	8,550	0	0
Union Pacific Corp	Com	907818108	4,619	18,336	SH		SOLE	0	8,936	0	9,400
United Parcel Service-B	Com	911312106	2,946	13,745	SH		SOLE	0	13,720	0	25
United Parcel Service-B	Com	911312106	118	549	SH		DFND	0	549	0	0
UnitedHealth Group Inc	Com	91324P102	1,490	2,967	SH		SOLE	0	2,967	0	0
Vanguard Wellesley Income-Adm	Com	921938205	226	3,224	SH		SOLE	0	674	0	2,550
Vanguard High-Yield Corp-Adm	Com	922031760	256	42,988	SH		SOLE	0	42,988	0	0
Vanguard Short-Term Federal-Adm	Com	922031844	77,645	7,196,016	SH		SOLE	0	7,137,331	0	58,685
Vanguard Short-Term Federal-Adm	Com	922031844	12,498	1,158,281	SH		DFND	0	1,158,281	0	0
Verizon Communications Inc	Com	92343V104	3,672	70,673	SH		SOLE	0	68,996	0	1,677
Verizon Communications Inc	Com	92343V104	89	1,717	SH		DFND	0	1,717	0	0
Visa Inc-A	Com	92826C839	804	3,709	SH		SOLE	0	3,709	0	0
WEC Energy Group Inc	Com	92939U106	516	5,319	SH		SOLE	0	5,319	0	0
Walmart Inc	Com	931142103	1,872	12,936	SH		SOLE	0	12,936	0	0
Walgreens Boots Alliance Inc	Com	931427108	288	5,521	SH		SOLE	0	5,521	0	0
Waste Management Inc	Com	94106L109	2,667	15,979	SH		SOLE	0	15,942	0	37
Waste Management Inc	Com	94106L109	4	22	SH		DFND	0	22	0	0
Wells Fargo & Co	Com	949746101	1,767	36,823	SH		SOLE	0	36,823	0	0
Wells Fargo & Co	Com	949746101	59	1,237	SH		DFND	0	1,237	0	0
Welltower Inc	Com	95040Q104	8,398	97,918	SH		SOLE	0	92,580	0	5,338
Welltower Inc	Com	95040Q104	142	1,657	SH		DFND	0	657	0	1,000
Weyerhaeuser Co	Com	962166104	2,285	55,492	SH		SOLE	0	42,292	0	13,200
Weyerhaeuser Co	Com	962166104	46	1,120	SH		DFND	0	0	0	1,120
Wheaton Precious Metals Corp	Com	962879102	524	12,200	SH		SOLE	0	0	0	12,200
Xilinx Inc	Com	983919101	4,596	21,676	SH		SOLE	0	21,637	0	39
Xilinx Inc	Com	983919101	138	653	SH		DFND	0	653	0	0
Yum! Brands Inc	Com	988498101	513	3,692	SH		SOLE	0	3,692	0	0
Zimmer Biomet Holdings Inc	Com	98956P102	720	5,664	SH		SOLE	0	5,664	0	0
Zoetis Inc	Com	98978V103	323	1,322	SH		SOLE	0	422	0	900
Cohen & Steers Quality Income Realty Fund Inc	Com	BKC47L109	0	30,000	SH		SOLE	0	30,000	0	0
Accenture PLC-A	Com	G1151C101	833	2,010	SH		SOLE	0	1,860	0	150
Eaton Corp PLC	Com	G29183103	2,667	15,432	SH		SOLE	0	15,395	0	37
Eaton Corp PLC	Com	G29183103	137	794	SH		DFND	0	794	0	0
Everest Re Group Ltd	Com	G3223R108	1,552	5,666	SH		SOLE	0	5,666	0	0
Everest Re Group Ltd	Com	G3223R108	41	150	SH		DFND	0	150	0	0
Johnson Controls Intl PLC	Com	G51502105	2,376	29,217	SH		SOLE	0	29,148	0	69
Johnson Controls Intl PLC	Com	G51502105	136	1,674	SH		DFND	0	1,674	0	0
Medtronic PLC	Com	G5960L103	1,368	13,223	SH		SOLE	0	13,223	0	0
Medtronic PLC	Com	G5960L103	28	275	SH		DFND	0	275	0	0
Rayonier Fractional share	Com	HFE907109	0	50,000	SH		SOLE	0	50,000	0	0
Seven Hills RLT fractional shares	Com	JBH84E106	0	52,500	SH		SOLE	0	52,500	0	0