Trust Co Of Toledo Na 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
AT&T Inc	Com	00206R102	2,207	93,389	SH		SOLE	0	93,317	0	72
AT&T Inc	Com	00206R102	1	40	SH		DFND	0	40	0	0
Abbott Laboratories	Com	002824100	9,984	84,356	SH		SOLE	0	79,870	0	4,486
Abbott Laboratories	Com	002824100	122	1,031	SH		DFND	0	1,031	0	0
AbbVie Inc	Com	00287Y109	7,764	47,896	SH		SOLE	0	47,705	0	191
AbbVie Inc	Com	00287Y109	190	1,173	SH		DFND	0	1,173	0	0
Aberdeen Std Gold ETF	Com	00326A104	472	25,380	SH		SOLE	0	25,380	0	0
Adobe Systems Inc	Com	00724F101	890	1,953	SH		SOLE	0	1,953	0	0
Advanced Micro Devices Inc	Com	007903107	4,553	41,643	SH		SOLE	0	41,577	0	66
Advanced Micro Devices Inc	Com	007903107	123	1,124	SH		DFND	0	1,124	0	0
Agilent Technologies Inc	Com	00846U101	238	1,802	SH		SOLE	0	1,802	0	0
Air Products & Chemicals Inc	Com	009158106	2,547	10,190	SH		SOLE	0	10,172	0	18
Air Products & Chemicals Inc	Com	009158106	3	12	SH		DFND	0	12	0	0
Allstate Corp	Com	020002101	762	5,500	SH		SOLE	0	5,500	0	0
Alphabet Inc-C	Com	02079K107	3,804	1,362	SH		SOLE	0	1,362	0	0
Alphabet Inc-C	Com	02079K107	168	60	SH		DFND	0	60	0	0
Alphabet Inc-A	Com	02079K305	8,586	3,087	SH		SOLE	0	3,087	0	0
Alphabet Inc-A	Com	02079K305	225	81	SH		DFND	0	81	0	0
Altria Group Inc	Com	02209S103	227	4,339	SH		SOLE	0	4,339	0	0
Amazon.com Inc	Com	023135106	8,629	2,647	SH		SOLE	0	2,617	0	30
Amazon.com Inc	Com	023135106	65	20	SH		DFND	0	20	0	0
American Electric Power Co Inc	Com	025537101	557	5,585	SH		SOLE	0	5,585	0	0
American Electric Power Co Inc	Com	025537101	0	3	SH		DFND	0	3	0	0
American Express Co	Com	025816109	1,392	7,442	SH		SOLE	0	7,442	0	0
American Express Co	Com	025816109	54	287	SH		DFND	0	287	0	0
American Tower Corp	Com	03027X100	371	1,475	SH		SOLE	0	1,475	0	0
American Water Works Co Inc	Com	030420103	2,843	17,176	SH		SOLE	0	17,141	0	35
American Water Works Co Inc	Com	030420103	97	587	SH		DFND	0	587	0	0
Amgen Inc	Com	031162100	4,988	20,627	SH		SOLE	0	12,921	0	7,706
Amgen Inc	Com	031162100	117	483	SH		DFND	0	483	0	0
Analog Devices Inc	Com	032654105	2,856	17,289	SH		SOLE	0	17,256	0	33
Analog Devices Inc	Com	032654105	102	615	SH		DFND	0	615	0	0
Andersons Inc	Com	034164103	224	4,465	SH		SOLE	0	4,465	0	0
Apple Inc	Com	037833100	37,925	217,196	SH		SOLE	0	215,234	0	1,962
Apple Inc	Com	037833100	332	1,900	SH		DFND	0	1,900	0	0
Arbor Realty Trust Inc	Com	038923108	523	30,652	SH		SOLE	0	30,652	0	0
ADR AstraZeneca PLC- II Sp	Com	046353108	511	7,706	SH		SOLE	0	7,706	0	0
Automatic Data Processing Inc	Com	053015103	1,688	7,419	SH		SOLE	0	7,324	0	95
Baxter International Inc	Com	071813109	2,510	32,369	SH		SOLE	0	32,369	0	0
Baxter International Inc	Com	071813109	53	679	SH		DFND	0	679	0	0
Berkshire Hathaway Inc-A	Com	084670108	1,058	2	SH		DFND	0	2	0	0
Berkshire Hathaway Inc-B	Com	084670702	1,562	4,426	SH		SOLE	0	4,426	0	0
Berkshire Hathaway Inc-B	Com	084670702	13	36	SH		DFND	0	36	0	0
Blackrock Inc	Com	09247X101	1,149	1,503	SH		SOLE	0	1,502	0	1
Boeing Co/The	Com	097023105	1,834	9,575	SH		SOLE	0	6,095	0	3,480
Boeing Co/The	Com	097023105	25	131	SH		DFND	0	131	0	0
Bristol Myers Squibb	Com	110122108	2,869	39,291	SH		SOLE	0	38,671	0	620
Bristol Myers Squibb	Com	110122108	29	400	SH		DFND	0	400	0	0
Broadcom Inc	Com	11135F101	346	550	SH		SOLE	0	550	0	0
Cigna Corp	Com	125523100	276	1,151	SH		SOLE	0	1,151	0	0
Cigna Corp	Com	125523100	1	4	SH		DFND	0	4	0	0
CME Group Inc	Com	12572Q105	2,357	9,911	SH		SOLE	0	9,911	0	0
CME Group Inc	Com	12572Q105	2	7	SH		DFND	0	7	0	0
CSX Corp	Com	126408103	392	10,457	SH		SOLE	0	10,457	0	0
CVS Health Corp	Com	126650100	3,087	30,502	SH		SOLE	0	23,416	0	7,086
CVS Health Corp	Com	126650100	59	579	SH		DFND	0	579	0	0
Coterra Energy Inc	Com	127097103	262	9,712	SH		SOLE	0	401	0	9,311
Canadian Imperial Bank of Commerce	Com	136069101	340	2,790	SH		SOLE	0	2,790	0	0
Canadian National Railway Co	Com	136375102	245	1,824	SH		SOLE	0	1,824	0	0
Carrier Global Corp	Com	14448C104	795	17,332	SH		SOLE	0	17,332	0	0
Carrier Global Corp	Com	14448C104	16	347	SH		DFND	0	347	0	0
Caterpillar Inc	Com	149123101	2,901	13,019	SH		SOLE	0	5,619	0	7,400
Chevron Corp	Com	166764100	8,834	54,250	SH		SOLE	0	53,487	0	763
Chevron Corp	Com	166764100	174	1,071	SH		DFND	0	821	0	250
Cincinnati Financial Corp	Com	172062101	1,045	7,686	SH		SOLE	0	7,686	0	0
Cisco Systems Inc	Com	17275R102	4,944	88,660	SH		SOLE	0	83,655	0	5,005
Cisco Systems Inc	Com	17275R102	46	833	SH		DFND	0	833	0	0
Citigroup Inc	Com	172967424	421	7,883	SH		SOLE	0	7,864	0	19
Coca-Cola Co/The	Com	191216100	6,025	97,176	SH		SOLE	0	94,176	0	3,000
Coca-Cola Co/The	Com	191216100	129	2,073	SH		DFND	0	2,073	0	0
Cognizant Tech Solutions Corp-A	Com	192446102	2,497	27,841	SH		SOLE	0	27,841	0	0
Cognizant Tech Solutions Corp-A	Com	192446102	74	822	SH		DFND	0	822	0	0
Colgate-Palmolive Company	Com	194162103	1,267	16,707	SH		SOLE	0	5,127	0	11,580
Comcast Corp-A	Com	20030N101	1,877	40,095	SH		SOLE	0	40,043	0	52
Comcast Corp-A	Com	20030N101	57	1,214	SH		DFND	0	1,214	0	0
ConocoPhillips Inc	Com	20825C104	758	7,579	SH		SOLE	0	7,579	0	0
Costco Wholesale Corp	Com	22160K105	2,848	4,946	SH		SOLE	0	4,946	0	0
Costco Wholesale Corp	Com	22160K105	58	100	SH		DFND	0	100	0	0
Crown Castle Intl Corp	Com	22822V101	930	5,036	SH		SOLE	0	5,036	0	0
Cummins Inc	Com	231021106	254	1,240	SH		SOLE	0	1,240	0	0
Danaher Corp	Com	235851102	10,502	35,802	SH		SOLE	0	35,802	0	0
Danaher Corp	Com	235851102	181	618	SH		DFND	0	618	0	0
Darden Restaurants Inc	Com	237194105	403	3,029	SH		SOLE	0	3,029	0	0
Darden Restaurants Inc	Com	237194105	0	3	SH		DFND	0	3	0	0
Deere & Co	Com	244199105	8,510	20,484	SH		SOLE	0	10,284	0	10,200
Dentsply Sirona Inc	Com	24906P109	584	11,872	SH		SOLE	0	11,872	0	0
Dentsply Sirona Inc	Com	24906P109	20	400	SH		DFND	0	400	0	0
Digital Realty Trust Inc	Com	253868103	2,026	14,286	SH		SOLE	0	14,261	0	25
Digital Realty Trust Inc	Com	253868103	76	537	SH		DFND	0	537	0	0
Disney Walt Co	Com	254687106	7,334	53,472	SH		SOLE	0	53,472	0	0
Disney Walt Co	Com	254687106	30	216	SH		DFND	0	216	0	0
Dominion Resources Inc/VA	Com	25746U109	2,707	31,853	SH		SOLE	0	31,816	0	37
Dominion Resources Inc/VA	Com	25746U109	104	1,223	SH		DFND	0	1,223	0	0
Dover Corp	Com	260003108	537	3,425	SH		SOLE	0	3,425	0	0
Duke Energy Corp	Com	26441C204	2,604	23,319	SH		SOLE	0	23,285	0	34
Duke Energy Corp	Com	26441C204	3	24	SH		DFND	0	24	0	0
DuPont de Nemours Inc	Com	26614N102	1,023	13,897	SH		SOLE	0	13,897	0	0
DuPont de Nemours Inc	Com	26614N102	16	221	SH		DFND	0	221	0	0
EOG Resources Inc	Com	26875P101	337	2,824	SH		SOLE	0	2,824	0	0
Eastman Chemical Company	Com	277432100	561	5,002	SH		SOLE	0	5,002	0	0
Emerson Electric Company	Com	291011104	1,091	11,127	SH		SOLE	0	3,927	0	7,200
Enbridge Inc	Com	29250N105	1,151	24,965	SH		SOLE	0	24,121	0	844
Enbridge Inc	Com	29250N105	5	100	SH		DFND	0	100	0	0
Entergy Corp	Com	29364G103	1,114	9,542	SH		SOLE	0	9,517	0	25
Exelon Corp	Com	30161N101	1,643	34,504	SH		SOLE	0	33,930	0	574
Exelon Corp	Com	30161N101	79	1,657	SH		DFND	0	1,657	0	0
Exxon Mobil Corp	Com	30231G102	4,601	55,708	SH		SOLE	0	49,374	0	6,334
Exxon Mobil Corp	Com	30231G102	59	711	SH		DFND	0	411	0	300
Meta Platforms Inc	Com	30303M102	353	1,586	SH		SOLE	0	1,586	0	0
Farmer & Merchants Bancorp Inc/OH	Com	30779N105	287	7,940	SH		SOLE	0	3,940	0	4,000
Federated Ultra Short Term Bond-I	Com	31428Q747	9,936	1,095,450	SH		SOLE	0	1,095,450	0	0
Federated Ultra Short Term Bond-I	Com	31428Q747	170	18,754	SH		DFND	0	10,569	0	8,185
Fifth Third Bancorp	Com	316773100	2,060	47,861	SH		SOLE	0	31,061	0	16,800
Fortive Corp	Com	34959J108	684	11,228	SH		SOLE	0	11,228	0	0
Fortive Corp	Com	34959J108	18	300	SH		DFND	0	300	0	0
Franco-Nevada Corp	Com	351858105	423	2,650	SH		SOLE	0	0	0	2,650
Franklin Electric Co Inc	Com	353514102	424	5,100	SH		SOLE	0	0	0	5,100
Arthur J Gallagher & Co	Com	363576109	3,410	19,532	SH		SOLE	0	19,485	0	47
Arthur J Gallagher & Co	Com	363576109	141	810	SH		DFND	0	810	0	0
General Dynamics Corp	Com	369550108	1,782	7,387	SH		SOLE	0	7,387	0	0
General Dynamics Corp	Com	369550108	31	130	SH		DFND	0	130	0	0
General Mills Inc	Com	370334104	1,544	22,797	SH		SOLE	0	22,742	0	55
General Mills Inc	Com	370334104	53	776	SH		DFND	0	776	0	0
Gilead Sciences Inc	Com	375558103	1,042	17,528	SH		SOLE	0	17,528	0	0
Gilead Sciences Inc	Com	375558103	1	20	SH		DFND	0	20	0	0
Goldman Sachs Group Inc	Com	38141G104	615	1,862	SH		SOLE	0	1,862	0	0
Great Elm Group Inc	Com	39037G109	27	15,000	SH		SOLE	0	15,000	0	0
HCA Healthcare Inc	Com	40412C101	737	2,942	SH		SOLE	0	2,942	0	0
HCA Healthcare Inc	Com	40412C101	3	13	SH		DFND	0	13	0	0
Hershey Co/The	Com	427866108	667	3,078	SH		SOLE	0	3,078	0	0
Home Depot Inc	Com	437076102	4,041	13,501	SH		SOLE	0	10,551	0	2,950
Honeywell International Inc	Com	438516106	3,309	17,004	SH		SOLE	0	17,004	0	0
Honeywell International Inc	Com	438516106	1	6	SH		DFND	0	6	0	0
Illinois Tool Works Inc	Com	452308109	419	2,002	SH		SOLE	0	2,002	0	0
Intel Corp	Com	458140100	5,801	117,056	SH		SOLE	0	116,311	0	745
Intel Corp	Com	458140100	90	1,812	SH		DFND	0	1,812	0	0
IntercontinentalExchange Group Inc	Com	45866F104	3,265	24,709	SH		SOLE	0	24,709	0	0
IntercontinentalExchange Group Inc	Com	45866F104	50	375	SH		DFND	0	375	0	0
Intl Business Machines Corp	Com	459200101	1,213	9,331	SH		SOLE	0	9,177	0	154
Invesco QQQ Trust Ser 1 ETF	Com	46090E103	1,327	3,660	SH		SOLE	0	3,460	0	200
Invesco S&P 500 Equal Weight ETF	Com	46137V357	687	4,353	SH		SOLE	0	4,353	0	0
Invesco FTSE RAFI US 1000 ETF	Com	46137V613	205	1,200	SH		SOLE	0	1,200	0	0
iShares S&P 500 Index ETF	Com	464287200	1,622	3,575	SH		SOLE	0	3,575	0	0
iShares S&P Midcap 400 Index ETF	Com	464287507	1,017	3,790	SH		SOLE	0	3,790	0	0
iShares Core S&P Small-Cap ETF	Com	464287804	3,961	36,721	SH		SOLE	0	36,721	0	0
JP Morgan Chase & Co	Com	46625H100	9,776	71,716	SH		SOLE	0	71,686	0	30
JP Morgan Chase & Co	Com	46625H100	128	938	SH		DFND	0	938	0	0
Johnson & Johnson	Com	478160104	5,846	32,983	SH		SOLE	0	32,045	0	938
KLA Corp	Com	482480100	306	837	SH		SOLE	0	837	0	0
KeyCorp	Com	493267108	1,192	53,276	SH		SOLE	0	53,276	0	0
Kimberly-Clark Corp	Com	494368103	1,667	13,538	SH		SOLE	0	13,514	0	24
Kimberly-Clark Corp	Com	494368103	45	363	SH		DFND	0	363	0	0
Lam Research Corp	Com	512807108	1,264	2,352	SH		SOLE	0	2,352	0	0
Estee Lauder Companies Inc/The-A	Com	518439104	213	784	SH		SOLE	0	784	0	0
Lilly Eli & Co	Com	532457108	7,253	25,326	SH		SOLE	0	24,816	0	510
Lilly Eli & Co	Com	532457108	134	469	SH		DFND	0	469	0	0
Lockheed Martin Corp	Com	539830109	3,213	7,280	SH		SOLE	0	7,271	0	9
Lockheed Martin Corp	Com	539830109	3	6	SH		DFND	0	6	0	0
Loomis Sayles Strategic Income Y	Com	543487250	6,686	501,175	SH		SOLE	0	499,562	0	1,613
Loomis Sayles Strategic Income Y	Com	543487250	1,115	83,601	SH		DFND	0	83,601	0	0
Lowe's Companies Inc	Com	548661107	6,507	32,185	SH		SOLE	0	32,185	0	0
Lowe's Companies Inc	Com	548661107	104	516	SH		DFND	0	516	0	0
Marathon Petroleum Corp	Com	56585A102	243	2,846	SH		SOLE	0	2,846	0	0
Marsh & McLennan Co Inc	Com	571748102	1,252	7,346	SH		SOLE	0	7,346	0	0
MasterCard Inc-A	Com	57636Q104	972	2,721	SH		SOLE	0	2,721	0	0
McDonalds Corp	Com	580135101	7,206	29,143	SH		SOLE	0	29,023	0	120
McDonalds Corp	Com	580135101	52	209	SH		DFND	0	209	0	0
McKesson Corp	Com	58155Q103	3,449	11,267	SH		SOLE	0	11,267	0	0
McKesson Corp	Com	58155Q103	69	225	SH		DFND	0	225	0	0
Merck & Co Inc	Com	58933Y105	5,147	62,726	SH		SOLE	0	62,681	0	45
Merck & Co Inc	Com	58933Y105	93	1,139	SH		DFND	0	1,139	0	0
Metlife Inc	Com	59156R108	1,900	27,031	SH		SOLE	0	27,004	0	27
Metlife Inc	Com	59156R108	1	13	SH		DFND	0	13	0	0
Microsoft Corp	Com	594918104	38,213	123,945	SH		SOLE	0	123,347	0	598
Microsoft Corp	Com	594918104	571	1,851	SH		DFND	0	1,851	0	0
Microchip Technology Inc	Com	595017104	5,787	77,015	SH		SOLE	0	77,015	0	0
Microchip Technology Inc	Com	595017104	139	1,848	SH		DFND	0	1,848	0	0
Mondelez International Inc	Com	609207105	665	10,586	SH		SOLE	0	10,586	0	0
Moody's Corp	Com	615369105	2,278	6,750	SH		SOLE	0	6,750	0	0
Morgan Stanley	Com	617446448	1,013	11,586	SH		SOLE	0	11,586	0	0
Morgan Stanley	Com	617446448	15	176	SH		DFND	0	176	0	0
ADR Nestle SA- I Sp	Com	641069406	222	1,700	SH		SOLE	0	1,700	0	0
Netflix Inc	Com	64110L106	242	647	SH		SOLE	0	647	0	0
NextEra Energy Inc	Com	65339F101	7,057	83,308	SH		SOLE	0	81,700	0	1,608
NextEra Energy Inc	Com	65339F101	119	1,408	SH		DFND	0	1,408	0	0
Nike Inc-B	Com	654106103	7,198	53,493	SH		SOLE	0	53,493	0	0
Nike Inc-B	Com	654106103	112	834	SH		DFND	0	834	0	0
Norfolk Southern Corp	Com	655844108	9,576	33,573	SH		SOLE	0	33,551	0	22
Norfolk Southern Corp	Com	655844108	156	546	SH		DFND	0	546	0	0
Northern Ultra-Short Fixed Income Fund	Com	665162467	33,806	3,353,769	SH		SOLE	0	3,338,742	0	15,026
Northern Ultra-Short Fixed Income Fund	Com	665162467	3,799	376,852	SH		DFND	0	367,543	0	9,309
Northern Trust Corp	Com	665859104	268	2,300	SH		SOLE	0	2,300	0	0
Northrop Grumman Corp	Com	666807102	358	800	SH		SOLE	0	800	0	0
ADR Novartis AG- II Sp	Com	66987V109	2,090	23,816	SH		SOLE	0	19,823	0	3,993
ADR Novartis AG- II Sp	Com	66987V109	32	370	SH		DFND	0	370	0	0
Nvidia Corp	Com	67066G104	2,776	10,173	SH		SOLE	0	10,173	0	0
Oracle Corporation	Com	68389X105	7,961	96,224	SH		SOLE	0	96,224	0	0
Oracle Corporation	Com	68389X105	73	878	SH		DFND	0	878	0	0
Otis Worldwide Corp	Com	68902V107	977	12,694	SH		SOLE	0	12,682	0	12
Otis Worldwide Corp	Com	68902V107	13	173	SH		DFND	0	173	0	0
PIMCO Total Return Institutional Fund	Com	693390700	1,147	119,728	SH		SOLE	0	119,728	0	0
Palo Alto Networks Inc	Com	697435105	5,049	8,110	SH		SOLE	0	8,110	0	0
Parnassus Fixed-Income Fund	Com	701769200	2,081	130,154	SH		SOLE	0	130,154	0	0
Parnassus Fixed-Income Fund	Com	701769200	233	14,542	SH		DFND	0	14,542	0	0
PepsiCo Inc	Com	713448108	8,053	48,113	SH		SOLE	0	48,087	0	26
PepsiCo Inc	Com	713448108	106	634	SH		DFND	0	634	0	0
Pfizer Inc	Com	717081103	5,621	108,579	SH		SOLE	0	95,880	0	12,699
Pfizer Inc	Com	717081103	2	47	SH		DFND	0	47	0	0
Philip Morris International	Com	718172109	364	3,880	SH		SOLE	0	3,880	0	0
Phillips 66	Com	718546104	454	5,251	SH		SOLE	0	5,251	0	0
T Rowe Price Group Inc	Com	74144T108	408	2,698	SH		SOLE	0	2,698	0	0
T Rowe Price High Yield-Inv	Com	741481105	3,057	486,717	SH		SOLE	0	486,717	0	0
Procter & Gamble Co	Com	742718109	11,494	75,220	SH		SOLE	0	72,689	0	2,531
Procter & Gamble Co	Com	742718109	200	1,310	SH		DFND	0	1,310	0	0
Qualcomm Inc	Com	747525103	6,898	45,137	SH		SOLE	0	44,354	0	783
Qualcomm Inc	Com	747525103	169	1,106	SH		DFND	0	1,106	0	0
Raymond James Financial Inc	Com	754730109	952	8,660	SH		SOLE	0	8,660	0	0
Rayonier Inc	Com	754907103	369	8,963	SH		SOLE	0	6,963	0	2,000
Rayonier Inc	Com	754907103	29	717	SH		DFND	0	717	0	0
Realty Income Corp	Com	756109104	261	3,771	SH		SOLE	0	3,771	0	0
Redwood Trust Inc	Com	758075402	414	39,306	SH		SOLE	0	39,306	0	0
T Rowe Price Real Estate Fund	Com	779919109	767	39,330	SH		SOLE	0	39,330	0	0
T Rowe Price Real Estate Fund	Com	779919109	4	209	SH		DFND	0	209	0	0
S&P Global Inc	Com	78409V104	242	590	SH		SOLE	0	590	0	0
SPDR Gold Shares ETF	Com	78463V107	651	3,605	SH		SOLE	0	3,605	0	0
Salesforce.com Inc	Com	79466L302	3,523	16,593	SH		SOLE	0	16,593	0	0
Salesforce.com Inc	Com	79466L302	49	230	SH		DFND	0	230	0	0
Schlumberger Ltd	Com	806857108	2,079	50,328	SH		SOLE	0	31,886	0	18,442
Schlumberger Ltd	Com	806857108	20	493	SH		DFND	0	493	0	0
Smith (AO) Corp	Com	831865209	1,378	21,561	SH		SOLE	0	21,561	0	0
JM Smucker Co/The	Com	832696405	223	1,648	SH		SOLE	0	1,648	0	0
Southern Co/The	Com	842587107	478	6,589	SH		SOLE	0	5,864	0	725
Starbucks Corp	Com	855244109	1,973	21,687	SH		SOLE	0	21,687	0	0
Starbucks Corp	Com	855244109	38	423	SH		DFND	0	423	0	0
Stryker Corp	Com	863667101	354	1,324	SH		SOLE	0	1,324	0	0
Sysco Corp	Com	871829107	356	4,365	SH		SOLE	0	4,365	0	0
Sysco Corp	Com	871829107	41	500	SH		DFND	0	500	0	0
TJX Companies Inc	Com	872540109	561	9,259	SH		SOLE	0	9,259	0	0
Target Corp	Com	87612E106	3,238	15,258	SH		SOLE	0	15,258	0	0
Tesla Inc	Com	88160R101	1,069	992	SH		SOLE	0	992	0	0
Texas Instruments Inc	Com	882508104	691	3,767	SH		SOLE	0	3,767	0	0
Thermo Fisher Scientific Inc	Com	883556102	415	703	SH		SOLE	0	703	0	0
3M Company	Com	88579Y101	1,991	13,371	SH		SOLE	0	13,371	0	0
Travelers Cos Inc/The	Com	89417E109	664	3,634	SH		SOLE	0	3,634	0	0
Truist Financial Corp	Com	89832Q109	2,715	47,887	SH		SOLE	0	47,829	0	58
US Bancorp	Com	902973304	454	8,550	SH		SOLE	0	8,550	0	0
Union Pacific Corp	Com	907818108	5,010	18,336	SH		SOLE	0	8,936	0	9,400
United Parcel Service-B	Com	911312106	2,948	13,744	SH		SOLE	0	13,719	0	25
United Parcel Service-B	Com	911312106	118	549	SH		DFND	0	549	0	0
UnitedHealth Group Inc	Com	91324P102	1,502	2,945	SH		SOLE	0	2,945	0	0
Vanguard Wellesley Income-Adm	Com	921938205	217	3,224	SH		SOLE	0	674	0	2,550
Vanguard High-Yield Corp-Adm	Com	922031760	242	42,988	SH		SOLE	0	42,988	0	0
Vanguard Short-Term Federal-Adm	Com	922031844	72,377	6,919,374	SH		SOLE	0	6,876,399	0	42,974
Vanguard Short-Term Federal-Adm	Com	922031844	12,157	1,162,211	SH		DFND	0	1,162,211	0	0
Ventas Inc	Com	92276F100	208	3,370	SH		SOLE	0	3,370	0	0
Vanguard S&P 500 ETF	Com	922908363	405	975	SH		SOLE	0	975	0	0
Vanguard S&P 500 ETF	Com	922908363	91	218	SH		DFND	0	218	0	0
Verizon Communications Inc	Com	92343V104	3,586	70,403	SH		SOLE	0	68,726	0	1,677
Verizon Communications Inc	Com	92343V104	87	1,717	SH		DFND	0	1,717	0	0
Visa Inc-A	Com	92826C839	823	3,709	SH		SOLE	0	3,709	0	0
WEC Energy Group Inc	Com	92939U106	511	5,119	SH		SOLE	0	5,119	0	0
Walmart Inc	Com	931142103	1,922	12,907	SH		SOLE	0	12,907	0	0
Walgreens Boots Alliance Inc	Com	931427108	257	5,732	SH		SOLE	0	5,732	0	0
Waste Management Inc	Com	94106L109	2,540	16,028	SH		SOLE	0	15,991	0	37
Waste Management Inc	Com	94106L109	3	22	SH		DFND	0	22	0	0
Wells Fargo & Co	Com	949746101	1,770	36,523	SH		SOLE	0	36,523	0	0
Wells Fargo & Co	Com	949746101	60	1,237	SH		DFND	0	1,237	0	0
Welltower Inc	Com	95040Q104	9,353	97,285	SH		SOLE	0	91,947	0	5,338
Welltower Inc	Com	95040Q104	159	1,657	SH		DFND	0	657	0	1,000
Weyerhaeuser Co	Com	962166104	2,103	55,492	SH		SOLE	0	42,292	0	13,200
Weyerhaeuser Co	Com	962166104	42	1,120	SH		DFND	0	0	0	1,120
Wheaton Precious Metals Corp	Com	962879102	580	12,200	SH		SOLE	0	0	0	12,200
Yum! Brands Inc	Com	988498101	438	3,692	SH		SOLE	0	3,692	0	0
Zimmer Biomet Holdings Inc	Com	98956P102	708	5,537	SH		SOLE	0	5,537	0	0
Zoetis Inc	Com	98978V103	240	1,273	SH		SOLE	0	373	0	900
Cohen & Steers Quality Income Realty Fund Inc	Com	BKC47L109	0	30,000	SH		SOLE	0	30,000	0	0
Accenture PLC-A	Com	G1151C101	667	1,977	SH		SOLE	0	1,827	0	150
Eaton Corp PLC	Com	G29183103	2,337	15,399	SH		SOLE	0	15,362	0	37
Eaton Corp PLC	Com	G29183103	118	780	SH		DFND	0	780	0	0
Everest Re Group Ltd	Com	G3223R108	1,706	5,660	SH		SOLE	0	5,660	0	0
Everest Re Group Ltd	Com	G3223R108	45	150	SH		DFND	0	150	0	0
Johnson Controls Intl PLC	Com	G51502105	1,894	28,879	SH		SOLE	0	28,810	0	69
Johnson Controls Intl PLC	Com	G51502105	110	1,674	SH		DFND	0	1,674	0	0
Medtronic PLC	Com	G5960L103	1,519	13,687	SH		SOLE	0	13,687	0	0
Medtronic PLC	Com	G5960L103	31	275	SH		DFND	0	275	0	0
Rayonier Fractional share	Com	HFE907109	0	50,000	SH		SOLE	0	50,000	0	0
Seven Hills RLT fractional shares	Com	JBH84E106	0	52,500	SH		SOLE	0	52,500	0	0