Trust Co Of Toledo Na 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
AT&T Inc	Com	00206R102	1,194	77,843	SH		SOLE	0	77,771	0	72
AT&T Inc	Com	00206R102	1	40	SH		DFND	0	40	0	0
Abbott Laboratories	Com	002824100	7,346	75,920	SH		SOLE	0	71,434	0	4,486
Abbott Laboratories	Com	002824100	100	1,031	SH		DFND	0	1,031	0	0
AbbVie Inc	Com	00287Y109	5,381	40,096	SH		SOLE	0	39,905	0	191
AbbVie Inc	Com	00287Y109	157	1,173	SH		DFND	0	1,173	0	0
Aberdeen Std Gold ETF	Com	00326A104	404	25,380	SH		SOLE	0	25,380	0	0
Adobe Systems Inc	Com	00724F101	551	2,003	SH		SOLE	0	2,003	0	0
Advanced Micro Devices Inc	Com	007903107	2,521	39,795	SH		SOLE	0	39,729	0	66
Advanced Micro Devices Inc	Com	007903107	71	1,124	SH		DFND	0	1,124	0	0
Agilent Technologies Inc	Com	00846U101	219	1,802	SH		SOLE	0	1,802	0	0
Air Products & Chemicals Inc	Com	009158106	2,404	10,330	SH		SOLE	0	10,312	0	18
Air Products & Chemicals Inc	Com	009158106	2	10	SH		DFND	0	10	0	0
Allstate Corp	Com	020002101	684	5,495	SH		SOLE	0	5,495	0	0
Alphabet Inc-C	Com	02079K107	1,801	18,729	SH		SOLE	0	18,729	0	0
Alphabet Inc-C	Com	02079K107	115	1,200	SH		DFND	0	1,200	0	0
Alphabet Inc-A	Com	02079K305	5,288	55,284	SH		SOLE	0	55,284	0	0
Alphabet Inc-A	Com	02079K305	155	1,620	SH		DFND	0	1,620	0	0
Amazon.com Inc	Com	023135106	6,060	53,626	SH		SOLE	0	53,026	0	600
Amazon.com Inc	Com	023135106	45	400	SH		DFND	0	400	0	0
American Electric Power Co Inc	Com	025537101	447	5,165	SH		SOLE	0	5,165	0	0
American Express Co	Com	025816109	1,004	7,442	SH		SOLE	0	7,442	0	0
American Express Co	Com	025816109	39	287	SH		DFND	0	287	0	0
American Tower Corp	Com	03027X100	324	1,508	SH		SOLE	0	1,508	0	0
American Water Works Co Inc	Com	030420103	2,270	17,438	SH		SOLE	0	17,403	0	35
American Water Works Co Inc	Com	030420103	76	587	SH		DFND	0	587	0	0
Amgen Inc	Com	031162100	4,571	20,280	SH		SOLE	0	12,574	0	7,706
Amgen Inc	Com	031162100	109	483	SH		DFND	0	483	0	0
Analog Devices Inc	Com	032654105	2,348	16,853	SH		SOLE	0	16,820	0	33
Analog Devices Inc	Com	032654105	85	612	SH		DFND	0	612	0	0
Apple Inc	Com	037833100	27,331	197,767	SH		SOLE	0	195,805	0	1,962
Apple Inc	Com	037833100	234	1,692	SH		DFND	0	1,692	0	0
Arbor Realty Trust Inc	Com	038923108	349	30,376	SH		SOLE	0	30,376	0	0
ADR AstraZeneca PLC- II Sp	Com	046353108	319	5,810	SH		SOLE	0	5,810	0	0
Automatic Data Processing Inc	Com	053015103	1,679	7,424	SH		SOLE	0	7,329	0	95
AutoZone Inc	Com	053332102	203	95	SH		SOLE	0	95	0	0
Baxter International Inc	Com	071813109	1,729	32,093	SH		SOLE	0	32,093	0	0
Baxter International Inc	Com	071813109	36	675	SH		DFND	0	675	0	0
Berkshire Hathaway Inc-A	Com	084670108	813	2	SH		DFND	0	2	0	0
Berkshire Hathaway Inc-B	Com	084670702	1,069	4,002	SH		SOLE	0	4,002	0	0
Berkshire Hathaway Inc-B	Com	084670702	10	36	SH		DFND	0	36	0	0
Blackrock Inc	Com	09247X101	681	1,237	SH		SOLE	0	1,236	0	1
Boeing Co/The	Com	097023105	1,099	9,074	SH		SOLE	0	5,594	0	3,480
Boeing Co/The	Com	097023105	16	131	SH		DFND	0	131	0	0
Bristol Myers Squibb	Com	110122108	2,428	34,155	SH		SOLE	0	33,535	0	620
Bristol Myers Squibb	Com	110122108	28	400	SH		DFND	0	400	0	0
Broadcom Inc	Com	11135F101	278	626	SH		SOLE	0	626	0	0
Cigna Corp	Com	125523100	335	1,206	SH		SOLE	0	1,206	0	0
Cigna Corp	Com	125523100	1	4	SH		DFND	0	4	0	0
CME Group Inc	Com	12572Q105	1,507	8,510	SH		SOLE	0	8,510	0	0
CME Group Inc	Com	12572Q105	1	7	SH		DFND	0	7	0	0
CSX Corp	Com	126408103	237	8,902	SH		SOLE	0	8,902	0	0
CVS Health Corp	Com	126650100	3,053	32,011	SH		SOLE	0	24,925	0	7,086
CVS Health Corp	Com	126650100	55	579	SH		DFND	0	579	0	0
Coterra Energy Inc	Com	127097103	254	9,712	SH		SOLE	0	401	0	9,311
Carrier Global Corp	Com	14448C104	593	16,683	SH		SOLE	0	16,683	0	0
Carrier Global Corp	Com	14448C104	12	345	SH		DFND	0	345	0	0
Caterpillar Inc	Com	149123101	1,726	10,519	SH		SOLE	0	3,119	0	7,400
Chevron Corp	Com	166764100	7,858	54,692	SH		SOLE	0	54,429	0	263
Chevron Corp	Com	166764100	154	1,071	SH		DFND	0	821	0	250
Cincinnati Financial Corp	Com	172062101	688	7,686	SH		SOLE	0	7,686	0	0
Cisco Systems Inc	Com	17275R102	3,422	85,552	SH		SOLE	0	80,947	0	4,605
Cisco Systems Inc	Com	17275R102	27	685	SH		DFND	0	685	0	0
Citigroup Inc	Com	172967424	282	6,773	SH		SOLE	0	6,754	0	19
Coca-Cola Co/The	Com	191216100	4,719	84,232	SH		SOLE	0	81,232	0	3,000
Coca-Cola Co/The	Com	191216100	116	2,073	SH		DFND	0	2,073	0	0
Cognizant Tech Solutions Corp-A	Com	192446102	1,531	26,654	SH		SOLE	0	26,654	0	0
Cognizant Tech Solutions Corp-A	Com	192446102	47	822	SH		DFND	0	822	0	0
Colgate-Palmolive Company	Com	194162103	1,142	16,257	SH		SOLE	0	4,677	0	11,580
Comcast Corp-A	Com	20030N101	1,196	40,762	SH		SOLE	0	40,710	0	52
Comcast Corp-A	Com	20030N101	36	1,214	SH		DFND	0	1,214	0	0
ConocoPhillips Inc	Com	20825C104	798	7,793	SH		SOLE	0	7,793	0	0
Costco Wholesale Corp	Com	22160K105	2,359	4,996	SH		SOLE	0	4,996	0	0
Costco Wholesale Corp	Com	22160K105	47	100	SH		DFND	0	100	0	0
Crown Castle Inc	Com	22822V101	733	5,069	SH		SOLE	0	5,069	0	0
Cummins Inc	Com	231021106	252	1,240	SH		SOLE	0	1,240	0	0
Danaher Corp	Com	235851102	9,247	35,802	SH		SOLE	0	35,802	0	0
Danaher Corp	Com	235851102	160	618	SH		DFND	0	618	0	0
Darden Restaurants Inc	Com	237194105	293	2,317	SH		SOLE	0	2,317	0	0
Deere & Co	Com	244199105	6,766	20,265	SH		SOLE	0	10,065	0	10,200
Dentsply Sirona Inc	Com	24906P109	332	11,712	SH		SOLE	0	11,712	0	0
Dentsply Sirona Inc	Com	24906P109	11	400	SH		DFND	0	400	0	0
Digital Realty Trust Inc	Com	253868103	1,298	13,092	SH		SOLE	0	13,067	0	25
Digital Realty Trust Inc	Com	253868103	53	534	SH		DFND	0	534	0	0
Disney Walt Co	Com	254687106	4,619	48,971	SH		SOLE	0	48,971	0	0
Disney Walt Co	Com	254687106	20	216	SH		DFND	0	216	0	0
Dominion Resources Inc/VA	Com	25746U109	2,247	32,517	SH		SOLE	0	32,480	0	37
Dominion Resources Inc/VA	Com	25746U109	84	1,220	SH		DFND	0	1,220	0	0
Dover Corp	Com	260003108	399	3,425	SH		SOLE	0	3,425	0	0
Duke Energy Corp	Com	26441C204	2,144	23,050	SH		SOLE	0	23,016	0	34
Duke Energy Corp	Com	26441C204	2	22	SH		DFND	0	22	0	0
DuPont de Nemours Inc	Com	26614N102	602	11,939	SH		SOLE	0	11,939	0	0
DuPont de Nemours Inc	Com	26614N102	11	221	SH		DFND	0	221	0	0
EOG Resources Inc	Com	26875P101	977	8,745	SH		SOLE	0	8,745	0	0
Emerson Electric Company	Com	291011104	1,028	14,044	SH		SOLE	0	6,844	0	7,200
Enbridge Inc	Com	29250N105	598	16,109	SH		SOLE	0	15,265	0	844
Enbridge Inc	Com	29250N105	4	100	SH		DFND	0	100	0	0
Entergy Corp	Com	29364G103	1,017	10,111	SH		SOLE	0	10,086	0	25
Exelon Corp	Com	30161N101	1,354	36,135	SH		SOLE	0	35,561	0	574
Exelon Corp	Com	30161N101	62	1,657	SH		DFND	0	1,657	0	0
Exxon Mobil Corp	Com	30231G102	4,462	51,107	SH		SOLE	0	44,773	0	6,334
Exxon Mobil Corp	Com	30231G102	62	711	SH		DFND	0	411	0	300
Farmer & Merchants Bancorp Inc/OH	Com	30779N105	213	7,940	SH		SOLE	0	3,940	0	4,000
Federated Ultra Short Term Bond-I	Com	31428Q747	9,633	1,075,079	SH		SOLE	0	1,075,079	0	0
Federated Ultra Short Term Bond-I	Com	31428Q747	157	17,514	SH		DFND	0	9,329	0	8,185
Fifth Third Bancorp	Com	316773100	1,728	54,079	SH		SOLE	0	37,279	0	16,800
First Solar Inc	Com	336433107	227	1,713	SH		SOLE	0	1,313	0	400
Fortive Corp	Com	34959J108	646	11,078	SH		SOLE	0	11,078	0	0
Fortive Corp	Com	34959J108	17	300	SH		DFND	0	300	0	0
Franco-Nevada Corp	Com	351858105	317	2,650	SH		SOLE	0	0	0	2,650
Franklin Electric Co Inc	Com	353514102	417	5,100	SH		SOLE	0	0	0	5,100
Arthur J Gallagher & Co	Com	363576109	3,294	19,236	SH		SOLE	0	19,189	0	47
Arthur J Gallagher & Co	Com	363576109	104	606	SH		DFND	0	606	0	0
General Dynamics Corp	Com	369550108	1,624	7,654	SH		SOLE	0	7,654	0	0
General Dynamics Corp	Com	369550108	28	130	SH		DFND	0	130	0	0
General Mills Inc	Com	370334104	1,840	24,017	SH		SOLE	0	23,962	0	55
General Mills Inc	Com	370334104	59	773	SH		DFND	0	773	0	0
Gilead Sciences Inc	Com	375558103	1,059	17,161	SH		SOLE	0	17,161	0	0
Gilead Sciences Inc	Com	375558103	1	20	SH		DFND	0	20	0	0
Goldman Sachs Group Inc	Com	38141G104	547	1,865	SH		SOLE	0	1,865	0	0
Great Elm Group Inc	Com	39037G109	30	15,000	SH		SOLE	0	15,000	0	0
HCA Healthcare Inc	Com	40412C101	541	2,941	SH		SOLE	0	2,941	0	0
HCA Healthcare Inc	Com	40412C101	2	13	SH		DFND	0	13	0	0
Hershey Co/The	Com	427866108	699	3,170	SH		SOLE	0	3,170	0	0
Home Depot Inc	Com	437076102	3,345	12,123	SH		SOLE	0	9,173	0	2,950
Honeywell International Inc	Com	438516106	2,289	13,712	SH		SOLE	0	13,712	0	0
Honeywell International Inc	Com	438516106	1	6	SH		DFND	0	6	0	0
Illinois Tool Works Inc	Com	452308109	364	2,014	SH		SOLE	0	2,014	0	0
Intel Corp	Com	458140100	2,923	113,421	SH		SOLE	0	112,871	0	550
Intel Corp	Com	458140100	47	1,808	SH		DFND	0	1,808	0	0
IntercontinentalExchange Group Inc	Com	45866F104	2,227	24,652	SH		SOLE	0	24,652	0	0
IntercontinentalExchange Group Inc	Com	45866F104	34	375	SH		DFND	0	375	0	0
Intl Business Machines Corp	Com	459200101	967	8,143	SH		SOLE	0	7,989	0	154
Invesco QQQ Trust Ser 1 ETF	Com	46090E103	989	3,702	SH		SOLE	0	3,702	0	0
Invesco S&P 500 Equal Weight ETF	Com	46137V357	562	4,417	SH		SOLE	0	4,417	0	0
iShares S&P 500 Index ETF	Com	464287200	1,340	3,735	SH		SOLE	0	3,735	0	0
iShares S&P Midcap 400 Index ETF	Com	464287507	831	3,790	SH		SOLE	0	3,790	0	0
iShares Core S&P Small-Cap ETF	Com	464287804	3,188	36,568	SH		SOLE	0	36,568	0	0
JP Morgan Chase & Co	Com	46625H100	7,387	70,693	SH		SOLE	0	70,663	0	30
JP Morgan Chase & Co	Com	46625H100	89	849	SH		DFND	0	849	0	0
Johnson & Johnson	Com	478160104	5,068	31,025	SH		SOLE	0	30,087	0	938
KLA Corp	Com	482480100	298	984	SH		SOLE	0	984	0	0
KeyCorp	Com	493267108	755	47,105	SH		SOLE	0	47,105	0	0
Kimberly-Clark Corp	Com	494368103	1,307	11,612	SH		SOLE	0	11,588	0	24
Kimberly-Clark Corp	Com	494368103	41	361	SH		DFND	0	361	0	0
Lam Research Corp	Com	512807108	859	2,347	SH		SOLE	0	2,347	0	0
Lilly Eli & Co	Com	532457108	7,436	22,998	SH		SOLE	0	22,488	0	510
Lilly Eli & Co	Com	532457108	119	367	SH		DFND	0	367	0	0
Lockheed Martin Corp	Com	539830109	2,834	7,337	SH		SOLE	0	7,328	0	9
Lockheed Martin Corp	Com	539830109	2	5	SH		DFND	0	5	0	0
Loomis Sayles Strategic Income Y	Com	543487250	5,781	495,335	SH		SOLE	0	493,627	0	1,708
Loomis Sayles Strategic Income Y	Com	543487250	888	76,066	SH		DFND	0	76,066	0	0
Lowe's Companies Inc	Com	548661107	6,009	31,995	SH		SOLE	0	31,995	0	0
Lowe's Companies Inc	Com	548661107	97	516	SH		DFND	0	516	0	0
Marathon Petroleum Corp	Com	56585A102	283	2,846	SH		SOLE	0	2,846	0	0
Marsh & McLennan Co Inc	Com	571748102	438	2,934	SH		SOLE	0	2,934	0	0
MasterCard Inc-A	Com	57636Q104	769	2,703	SH		SOLE	0	2,703	0	0
McDonalds Corp	Com	580135101	6,402	27,747	SH		SOLE	0	27,747	0	0
McDonalds Corp	Com	580135101	48	209	SH		DFND	0	209	0	0
McKesson Corp	Com	58155Q103	3,829	11,267	SH		SOLE	0	11,267	0	0
McKesson Corp	Com	58155Q103	76	225	SH		DFND	0	225	0	0
Merck & Co Inc	Com	58933Y105	5,131	59,576	SH		SOLE	0	59,531	0	45
Merck & Co Inc	Com	58933Y105	98	1,136	SH		DFND	0	1,136	0	0
Metlife Inc	Com	59156R108	1,681	27,649	SH		SOLE	0	27,622	0	27
Metlife Inc	Com	59156R108	1	13	SH		DFND	0	13	0	0
Microsoft Corp	Com	594918104	27,701	118,938	SH		SOLE	0	118,340	0	598
Microsoft Corp	Com	594918104	397	1,705	SH		DFND	0	1,705	0	0
Microchip Technology Inc	Com	595017104	4,554	74,616	SH		SOLE	0	74,616	0	0
Microchip Technology Inc	Com	595017104	112	1,840	SH		DFND	0	1,840	0	0
Mondelez International Inc	Com	609207105	595	10,859	SH		SOLE	0	10,859	0	0
Federated Hermes Instl Prime Value Obligation	Com	60934N575	57	56,601	SH		SOLE	0	56,601	0	0
Moody's Corp	Com	615369105	1,641	6,750	SH		SOLE	0	6,750	0	0
Morgan Stanley	Com	617446448	440	5,570	SH		SOLE	0	5,570	0	0
NextEra Energy Inc	Com	65339F101	5,603	71,463	SH		SOLE	0	69,855	0	1,608
NextEra Energy Inc	Com	65339F101	110	1,400	SH		DFND	0	1,400	0	0
Nike Inc-B	Com	654106103	4,411	53,062	SH		SOLE	0	53,062	0	0
Nike Inc-B	Com	654106103	69	834	SH		DFND	0	834	0	0
Norfolk Southern Corp	Com	655844108	6,938	33,094	SH		SOLE	0	33,072	0	22
Norfolk Southern Corp	Com	655844108	114	544	SH		DFND	0	544	0	0
Northern Ultra-Short Fixed Income Fund	Com	665162467	31,187	3,137,541	SH		SOLE	0	3,121,946	0	15,595
Northern Ultra-Short Fixed Income Fund	Com	665162467	3,048	306,671	SH		DFND	0	297,362	0	9,309
Northrop Grumman Corp	Com	666807102	376	800	SH		SOLE	0	800	0	0
ADR Novartis AG- II Sp	Com	66987V109	1,648	21,685	SH		SOLE	0	17,692	0	3,993
ADR Novartis AG- II Sp	Com	66987V109	28	368	SH		DFND	0	368	0	0
Nvidia Corp	Com	67066G104	1,249	10,290	SH		SOLE	0	10,290	0	0
Oracle Corporation	Com	68389X105	6,208	101,656	SH		SOLE	0	101,656	0	0
Oracle Corporation	Com	68389X105	54	878	SH		DFND	0	878	0	0
Otis Worldwide Corp	Com	68902V107	783	12,276	SH		SOLE	0	12,264	0	12
Otis Worldwide Corp	Com	68902V107	11	172	SH		DFND	0	172	0	0
PIMCO Total Return Institutional Fund	Com	693390700	1,031	121,299	SH		SOLE	0	121,299	0	0
Palo Alto Networks Inc	Com	697435105	4,099	25,023	SH		SOLE	0	25,023	0	0
Parnassus Fixed-Income Fund	Com	701769200	1,805	126,952	SH		SOLE	0	126,952	0	0
Parnassus Fixed-Income Fund	Com	701769200	199	14,025	SH		DFND	0	14,025	0	0
PepsiCo Inc	Com	713448108	7,822	47,909	SH		SOLE	0	47,883	0	26
PepsiCo Inc	Com	713448108	103	632	SH		DFND	0	632	0	0
Pfizer Inc	Com	717081103	4,901	112,007	SH		SOLE	0	99,308	0	12,699
Pfizer Inc	Com	717081103	2	42	SH		DFND	0	42	0	0
Philip Morris International	Com	718172109	239	2,880	SH		SOLE	0	2,880	0	0
Phillips 66	Com	718546104	426	5,280	SH		SOLE	0	5,280	0	0
T Rowe Price Group Inc	Com	74144T108	251	2,388	SH		SOLE	0	2,388	0	0
T Rowe Price High Yield-Inv	Com	741481105	2,666	493,753	SH		SOLE	0	493,753	0	0
Procter & Gamble Co	Com	742718109	9,454	74,885	SH		SOLE	0	72,354	0	2,531
Procter & Gamble Co	Com	742718109	165	1,308	SH		DFND	0	1,308	0	0
Qualcomm Inc	Com	747525103	5,142	45,516	SH		SOLE	0	44,733	0	783
Qualcomm Inc	Com	747525103	125	1,106	SH		DFND	0	1,106	0	0
Raymond James Financial Inc	Com	754730109	836	8,460	SH		SOLE	0	8,460	0	0
Rayonier Inc	Com	754907103	267	8,913	SH		SOLE	0	8,913	0	0
Rayonier Inc	Com	754907103	21	717	SH		DFND	0	717	0	0
Realty Income Corp	Com	756109104	252	4,331	SH		SOLE	0	4,331	0	0
Redwood Trust Inc	Com	758075402	217	37,821	SH		SOLE	0	37,821	0	0
T Rowe Price Real Estate Fund	Com	779919109	402	27,971	SH		SOLE	0	27,971	0	0
SPDR Gold Shares ETF	Com	78463V107	543	3,513	SH		SOLE	0	3,513	0	0
Salesforce Inc	Com	79466L302	2,240	15,576	SH		SOLE	0	15,576	0	0
Salesforce Inc	Com	79466L302	33	230	SH		DFND	0	230	0	0
Schlumberger Ltd	Com	806857108	1,666	46,418	SH		SOLE	0	27,976	0	18,442
Schlumberger Ltd	Com	806857108	18	493	SH		DFND	0	493	0	0
Smith (AO) Corp	Com	831865209	1,047	21,561	SH		SOLE	0	21,561	0	0
JM Smucker Co/The	Com	832696405	226	1,648	SH		SOLE	0	1,648	0	0
Southern Co/The	Com	842587107	448	6,589	SH		SOLE	0	6,589	0	0
Starbucks Corp	Com	855244109	1,828	21,690	SH		SOLE	0	21,690	0	0
Starbucks Corp	Com	855244109	36	423	SH		DFND	0	423	0	0
Stryker Corp	Com	863667101	275	1,359	SH		SOLE	0	1,359	0	0
Sysco Corp	Com	871829107	297	4,201	SH		SOLE	0	4,201	0	0
Sysco Corp	Com	871829107	35	500	SH		DFND	0	500	0	0
TJX Companies Inc	Com	872540109	575	9,259	SH		SOLE	0	9,259	0	0
Target Corp	Com	87612E106	1,425	9,600	SH		SOLE	0	9,600	0	0
Tesla Inc	Com	88160R101	799	3,012	SH		SOLE	0	3,012	0	0
Texas Instruments Inc	Com	882508104	577	3,725	SH		SOLE	0	3,725	0	0
Thermo Fisher Scientific Inc	Com	883556102	372	733	SH		SOLE	0	733	0	0
3M Company	Com	88579Y101	1,172	10,605	SH		SOLE	0	10,605	0	0
Travelers Cos Inc/The	Com	89417E109	557	3,634	SH		SOLE	0	3,634	0	0
Truist Financial Corp	Com	89832Q109	2,133	48,992	SH		SOLE	0	48,934	0	58
US Bancorp	Com	902973304	354	8,775	SH		SOLE	0	8,775	0	0
Union Pacific Corp	Com	907818108	2,779	14,263	SH		SOLE	0	4,863	0	9,400
United Parcel Service-B	Com	911312106	2,246	13,904	SH		SOLE	0	13,879	0	25
United Parcel Service-B	Com	911312106	88	547	SH		DFND	0	547	0	0
UnitedHealth Group Inc	Com	91324P102	1,523	3,015	SH		SOLE	0	3,015	0	0
Vanguard High-Yield Corp-Adm	Com	922031760	214	42,988	SH		SOLE	0	42,988	0	0
Vanguard Short-Term Federal-Adm	Com	922031844	64,007	6,349,853	SH		SOLE	0	6,316,687	0	33,166
Vanguard Short-Term Federal-Adm	Com	922031844	10,090	1,001,013	SH		DFND	0	996,173	0	4,840
Vanguard S/T Corp Bond ETF	Com	92206C409	243	3,277	SH		SOLE	0	3,277	0	0
Vanguard S&P 500 ETF	Com	922908363	621	1,893	SH		SOLE	0	1,893	0	0
Vanguard S&P 500 ETF	Com	922908363	72	218	SH		DFND	0	218	0	0
Verizon Communications Inc	Com	92343V104	2,393	63,034	SH		SOLE	0	61,457	0	1,577
Verizon Communications Inc	Com	92343V104	65	1,713	SH		DFND	0	1,713	0	0
Visa Inc-A	Com	92826C839	676	3,808	SH		SOLE	0	3,808	0	0
WEC Energy Group Inc	Com	92939U106	461	5,157	SH		SOLE	0	5,157	0	0
Walmart Inc	Com	931142103	1,053	8,116	SH		SOLE	0	8,116	0	0
Waste Management Inc	Com	94106L109	2,479	15,476	SH		SOLE	0	15,439	0	37
Waste Management Inc	Com	94106L109	3	19	SH		DFND	0	19	0	0
Wells Fargo & Co	Com	949746101	1,019	25,338	SH		SOLE	0	25,338	0	0
Wells Fargo & Co	Com	949746101	50	1,237	SH		DFND	0	1,237	0	0
Welltower Inc	Com	95040Q104	5,861	91,116	SH		SOLE	0	87,778	0	3,338
Welltower Inc	Com	95040Q104	106	1,654	SH		DFND	0	654	0	1,000
Weyerhaeuser Co	Com	962166104	1,410	49,386	SH		SOLE	0	39,626	0	9,760
Weyerhaeuser Co	Com	962166104	32	1,120	SH		DFND	0	0	0	1,120
Wheaton Precious Metals Corp	Com	962879102	395	12,200	SH		SOLE	0	0	0	12,200
Yum! Brands Inc	Com	988498101	393	3,692	SH		SOLE	0	3,692	0	0
Zimmer Biomet Holdings Inc	Com	98956P102	577	5,519	SH		SOLE	0	5,519	0	0
Cohen & Steers Quality Income Realty Fund Inc	Com	BKC47L109	0	30,000	SH		SOLE	0	30,000	0	0
Accenture PLC-A	Com	G1151C101	426	1,657	SH		SOLE	0	1,507	0	150
Eaton Corp PLC	Com	G29183103	2,080	15,595	SH		SOLE	0	15,558	0	37
Eaton Corp PLC	Com	G29183103	104	780	SH		DFND	0	780	0	0
Everest Re Group Ltd	Com	G3223R108	1,482	5,646	SH		SOLE	0	5,646	0	0
Everest Re Group Ltd	Com	G3223R108	39	150	SH		DFND	0	150	0	0
Johnson Controls Intl PLC	Com	G51502105	1,452	29,500	SH		SOLE	0	29,431	0	69
Johnson Controls Intl PLC	Com	G51502105	82	1,674	SH		DFND	0	1,674	0	0
Medtronic PLC	Com	G5960L103	1,208	14,957	SH		SOLE	0	14,957	0	0
Medtronic PLC	Com	G5960L103	22	275	SH		DFND	0	275	0	0
Rayonier Fractional share	Com	HFE907109	0	50,000	SH		SOLE	0	50,000	0	0
Seven Hills RLT fractional shares	Com	JBH84E106	0	52,500	SH		SOLE	0	52,500	0	0