Trust Co Of Toledo Na 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
AT&T Inc	Com	00206R102	1,525,952	95,671	SH		SOLE	0	95,456	0	215
AT&T Inc	Com	00206R102	36,382	2,281	SH		DFND	0	2,281	0	0
Abbott Laboratories	Com	002824100	8,192,199	75,144	SH		SOLE	0	70,658	0	4,486
Abbott Laboratories	Com	002824100	110,873	1,017	SH		DFND	0	1,017	0	0
AbbVie Inc	Com	00287Y109	5,520,966	40,978	SH		SOLE	0	40,787	0	191
AbbVie Inc	Com	00287Y109	158,038	1,173	SH		DFND	0	1,173	0	0
Aberdeen Std Gold ETF	Com	00326A104	467,792	25,465	SH		SOLE	0	25,465	0	0
Contra Adamas Pharmace	Com	005CVR022	24,335	48,670	SH		SOLE	0	48,670	0	0
Adobe Systems Inc	Com	00724F101	929,081	1,900	SH		SOLE	0	1,900	0	0
Advanced Micro Devices Inc	Com	007903107	3,813,479	33,478	SH		SOLE	0	33,465	0	13
Agilent Technologies Inc	Com	00846U101	216,691	1,802	SH		SOLE	0	1,802	0	0
Air Products & Chemicals Inc	Com	009158106	2,534,922	8,463	SH		SOLE	0	8,460	0	3
Contra Albireo Pharma CVR Rights	Com	013CVR022	20,394	20,394	SH		SOLE	0	20,394	0	0
Allstate Corp	Com	020002101	697,093	6,393	SH		SOLE	0	6,393	0	0
Allstate Corp	Com	020002101	1,527	14	SH		DFND	0	14	0	0
Alphabet Inc-C	Com	02079K107	4,271,693	35,312	SH		SOLE	0	35,312	0	0
Alphabet Inc-C	Com	02079K107	145,164	1,200	SH		DFND	0	1,200	0	0
Alphabet Inc-A	Com	02079K305	7,956,100	66,467	SH		SOLE	0	66,467	0	0
Alphabet Inc-A	Com	02079K305	193,794	1,619	SH		DFND	0	1,619	0	0
Amazon.com Inc	Com	023135106	7,721,614	59,233	SH		SOLE	0	58,633	0	600
Amazon.com Inc	Com	023135106	54,230	416	SH		DFND	0	416	0	0
American Electric Power Co Inc	Com	025537101	704,501	8,367	SH		SOLE	0	8,367	0	0
American Express Co	Com	025816109	2,152,589	12,357	SH		SOLE	0	12,357	0	0
American Express Co	Com	025816109	47,905	275	SH		DFND	0	275	0	0
American Tower Corp	Com	03027X100	239,904	1,237	SH		SOLE	0	1,237	0	0
American Water Works Co Inc	Com	030420103	1,923,271	13,473	SH		SOLE	0	13,466	0	7
Amgen Inc	Com	031162100	4,638,442	20,892	SH		SOLE	0	13,184	0	7,708
Amgen Inc	Com	031162100	67,494	304	SH		DFND	0	304	0	0
Analog Devices Inc	Com	032654105	3,092,219	15,873	SH		SOLE	0	15,849	0	24
Analog Devices Inc	Com	032654105	41,105	211	SH		DFND	0	211	0	0
Andersons Inc	Com	034164103	208,367	4,515	SH		SOLE	0	4,515	0	0
Apple Inc	Com	037833100	36,840,334	189,928	SH		SOLE	0	188,007	0	1,921
Apple Inc	Com	037833100	241,299	1,244	SH		DFND	0	1,244	0	0
Aristotle Floating Rate Income-I2	Com	04045F584	250,093	26,634	SH		SOLE	0	26,634	0	0
ADR AstraZeneca PLC- II Sp	Com	046353108	415,535	5,806	SH		SOLE	0	5,806	0	0
Automatic Data Processing Inc	Com	053015103	1,812,608	8,247	SH		SOLE	0	8,152	0	95
AutoZone Inc	Com	053332102	236,869	95	SH		SOLE	0	95	0	0
Bank of America Corp	Com	060505104	254,279	8,863	SH		SOLE	0	8,863	0	0
Baxter International Inc	Com	071813109	1,486,167	32,620	SH		SOLE	0	32,620	0	0
Baxter International Inc	Com	071813109	30,571	671	SH		DFND	0	671	0	0
Berkshire Hathaway Inc-A	Com	084670108	1,035,620	2	SH		DFND	0	2	0	0
Berkshire Hathaway Inc-B	Com	084670702	1,307,394	3,834	SH		SOLE	0	3,834	0	0
Berkshire Hathaway Inc-B	Com	084670702	12,276	36	SH		DFND	0	36	0	0
Biogen Inc	Com	09062X103	848,283	2,978	SH		SOLE	0	2,978	0	0
Blackrock Inc	Com	09247X101	709,110	1,026	SH		SOLE	0	1,026	0	0
Blackstone Inc	Com	09260D107	927,841	9,980	SH		SOLE	0	9,980	0	0
Boeing Co/The	Com	097023105	1,937,393	9,175	SH		SOLE	0	5,695	0	3,480
Boeing Co/The	Com	097023105	27,662	131	SH		DFND	0	131	0	0
Bristol Myers Squibb	Com	110122108	2,117,448	33,111	SH		SOLE	0	32,491	0	620
Bristol Myers Squibb	Com	110122108	25,580	400	SH		DFND	0	400	0	0
Broadcom Inc	Com	11135F101	598,527	690	SH		SOLE	0	690	0	0
Cigna Corp	Com	125523100	319,884	1,140	SH		SOLE	0	1,140	0	0
CME Group Inc	Com	12572Q105	1,707,077	9,213	SH		SOLE	0	9,213	0	0
CME Group Inc	Com	12572Q105	1,668	9	SH		DFND	0	9	0	0
CSX Corp	Com	126408103	221,104	6,484	SH		SOLE	0	6,484	0	0
CVS Health Corp	Com	126650100	2,360,167	34,141	SH		SOLE	0	27,034	0	7,107
CVS Health Corp	Com	126650100	38,436	556	SH		DFND	0	556	0	0
Coterra Energy Inc	Com	127097103	245,714	9,712	SH		SOLE	0	401	0	9,311
Carrier Global Corp	Com	14448C104	785,319	15,798	SH		SOLE	0	15,798	0	0
Carrier Global Corp	Com	14448C104	16,156	325	SH		DFND	0	325	0	0
Caterpillar Inc	Com	149123101	2,676,286	10,877	SH		SOLE	0	3,477	0	7,400
Chevron Corp	Com	166764100	9,062,416	57,594	SH		SOLE	0	57,329	0	265
Chevron Corp	Com	166764100	205,499	1,306	SH		DFND	0	1,056	0	250
Cincinnati Financial Corp	Com	172062101	718,806	7,386	SH		SOLE	0	7,386	0	0
Cisco Systems Inc	Com	17275R102	4,364,166	84,348	SH		SOLE	0	79,742	0	4,606
Cisco Systems Inc	Com	17275R102	74,506	1,440	SH		DFND	0	1,440	0	0
Coca-Cola Co/The	Com	191216100	5,162,058	85,720	SH		SOLE	0	82,720	0	3,000
Coca-Cola Co/The	Com	191216100	124,415	2,066	SH		DFND	0	2,066	0	0
Cognizant Tech Solutions Corp-A	Com	192446102	1,582,714	24,245	SH		SOLE	0	24,245	0	0
Cognizant Tech Solutions Corp-A	Com	192446102	53,660	822	SH		DFND	0	822	0	0
Colgate-Palmolive Company	Com	194162103	1,252,439	16,257	SH		SOLE	0	4,677	0	11,580
Comcast Corp-A	Com	20030N101	1,486,617	35,779	SH		SOLE	0	35,685	0	94
Comcast Corp-A	Com	20030N101	39,597	953	SH		DFND	0	953	0	0
ConocoPhillips Inc	Com	20825C104	924,616	8,924	SH		SOLE	0	8,924	0	0
Costco Wholesale Corp	Com	22160K105	2,777,502	5,159	SH		SOLE	0	5,159	0	0
Costco Wholesale Corp	Com	22160K105	53,838	100	SH		DFND	0	100	0	0
Crown Castle Inc	Com	22822V101	603,198	5,294	SH		SOLE	0	5,294	0	0
Cummins Inc	Com	231021106	451,094	1,840	SH		SOLE	0	1,840	0	0
DTE Energy Co	Com	233331107	253,706	2,306	SH		SOLE	0	2,306	0	0
Danaher Corp	Com	235851102	8,545,920	35,608	SH		SOLE	0	35,608	0	0
Danaher Corp	Com	235851102	146,160	609	SH		DFND	0	609	0	0
Darden Restaurants Inc	Com	237194105	392,638	2,350	SH		SOLE	0	2,350	0	0
DarioHealth Corp	Com	23725P209	67,970	16,950	SH		SOLE	0	16,950	0	0
Deere & Co	Com	244199105	8,862,316	21,872	SH		SOLE	0	11,672	0	10,200
Dentsply Sirona Inc	Com	24906P109	371,145	9,274	SH		SOLE	0	9,274	0	0
Dentsply Sirona Inc	Com	24906P109	16,008	400	SH		DFND	0	400	0	0
Digital Realty Trust Inc	Com	253868103	1,174,683	10,316	SH		SOLE	0	10,311	0	5
Digital Realty Trust Inc	Com	253868103	1,594	14	SH		DFND	0	14	0	0
Disney Walt Co	Com	254687106	4,263,477	47,754	SH		SOLE	0	47,754	0	0
Disney Walt Co	Com	254687106	17,856	200	SH		DFND	0	200	0	0
Dominion Resources Inc/VA	Com	25746U109	1,869,412	36,096	SH		SOLE	0	36,026	0	70
Dominion Resources Inc/VA	Com	25746U109	98,142	1,895	SH		DFND	0	1,895	0	0
Dover Corp	Com	260003108	505,701	3,425	SH		SOLE	0	3,425	0	0
Duke Energy Corp	Com	26441C204	2,261,179	25,197	SH		SOLE	0	25,156	0	41
Duke Energy Corp	Com	26441C204	37,511	418	SH		DFND	0	418	0	0
DuPont de Nemours Inc	Com	26614N102	920,219	12,881	SH		SOLE	0	12,881	0	0
DuPont de Nemours Inc	Com	26614N102	16,646	233	SH		DFND	0	233	0	0
EOG Resources Inc	Com	26875P101	1,589,228	13,887	SH		SOLE	0	13,856	0	31
EOG Resources Inc	Com	26875P101	40,168	351	SH		DFND	0	351	0	0
Emerson Electric Company	Com	291011104	1,277,211	14,130	SH		SOLE	0	6,930	0	7,200
Enbridge Inc	Com	29250N105	694,445	18,693	SH		SOLE	0	17,849	0	844
Enbridge Inc	Com	29250N105	3,715	100	SH		DFND	0	100	0	0
Entergy Corp	Com	29364G103	1,113,621	11,437	SH		SOLE	0	11,400	0	37
Entergy Corp	Com	29364G103	35,930	369	SH		DFND	0	369	0	0
EPAM Systems Inc	Com	29414B104	1,023,961	4,556	SH		SOLE	0	4,556	0	0
Exelon Corp	Com	30161N101	1,542,579	37,864	SH		SOLE	0	37,266	0	598
Exelon Corp	Com	30161N101	37,318	916	SH		DFND	0	916	0	0
Exxon Mobil Corp	Com	30231G102	5,707,094	53,213	SH		SOLE	0	46,879	0	6,334
Exxon Mobil Corp	Com	30231G102	75,826	707	SH		DFND	0	407	0	300
Meta Platforms Inc	Com	30303M102	1,406,489	4,901	SH		SOLE	0	4,901	0	0
Federated Ultra Short Term Bond-I	Com	31428Q747	9,262,656	1,024,630	SH		SOLE	0	1,024,630	0	0
Federated Ultra Short Term Bond-I	Com	31428Q747	169,376	18,736	SH		DFND	0	10,551	0	8,185
Fifth Third Bancorp	Com	316773100	1,326,226	50,600	SH		SOLE	0	33,800	0	16,800
First Solar Inc	Com	336433107	314,219	1,653	SH		SOLE	0	1,253	0	400
Fiserv Inc	Com	337738108	255,201	2,023	SH		SOLE	0	2,023	0	0
Fortive Corp	Com	34959J108	787,702	10,535	SH		SOLE	0	10,535	0	0
Fortive Corp	Com	34959J108	22,431	300	SH		DFND	0	300	0	0
Franco-Nevada Corp	Com	351858105	377,890	2,650	SH		SOLE	0	0	0	2,650
Franklin Electric Co Inc	Com	353514102	524,790	5,100	SH		SOLE	0	0	0	5,100
Freeport-McMoRan Copper & Gold Inc	Com	35671D857	454,040	11,351	SH		SOLE	0	11,351	0	0
Galecto Inc	Com	36322Q107	56,529	22,432	SH		SOLE	0	22,432	0	0
Arthur J Gallagher & Co	Com	363576109	3,162,467	14,403	SH		SOLE	0	14,394	0	9
General Dynamics Corp	Com	369550108	1,869,008	8,687	SH		SOLE	0	8,673	0	14
General Dynamics Corp	Com	369550108	63,684	296	SH		DFND	0	296	0	0
General Mills Inc	Com	370334104	1,983,002	25,854	SH		SOLE	0	25,784	0	70
General Mills Inc	Com	370334104	53,613	699	SH		DFND	0	699	0	0
Gilead Sciences Inc	Com	375558103	1,235,124	16,026	SH		SOLE	0	16,026	0	0
Goldman Sachs Group Inc	Com	38141G104	598,312	1,855	SH		SOLE	0	1,855	0	0
Great Elm Group Inc	Com	39037G109	30,750	15,000	SH		SOLE	0	15,000	0	0
HCA Healthcare Inc	Com	40412C101	947,161	3,121	SH		SOLE	0	3,121	0	0
HCA Healthcare Inc	Com	40412C101	1,517	5	SH		DFND	0	5	0	0
Hershey Co/The	Com	427866108	791,549	3,170	SH		SOLE	0	3,170	0	0
Home Depot Inc	Com	437076102	4,686,315	15,086	SH		SOLE	0	12,136	0	2,950
Honeywell International Inc	Com	438516106	2,786,103	13,427	SH		SOLE	0	13,427	0	0
Honeywell International Inc	Com	438516106	1,453	7	SH		DFND	0	7	0	0
Howmet Aerospace Inc	Com	443201108	252,855	5,102	SH		SOLE	0	370	0	4,732
Illinois Tool Works Inc	Com	452308109	453,790	1,814	SH		SOLE	0	1,814	0	0
Intel Corp	Com	458140100	3,901,445	116,670	SH		SOLE	0	116,066	0	604
Intel Corp	Com	458140100	62,232	1,861	SH		DFND	0	1,861	0	0
IntercontinentalExchange Group Inc	Com	45866F104	2,715,164	24,011	SH		SOLE	0	24,011	0	0
IntercontinentalExchange Group Inc	Com	45866F104	44,101	390	SH		DFND	0	390	0	0
Intl Business Machines Corp	Com	459200101	1,403,667	10,490	SH		SOLE	0	10,309	0	181
Intl Business Machines Corp	Com	459200101	41,883	313	SH		DFND	0	313	0	0
Invesco QQQ Trust Ser 1 ETF	Com	46090E103	2,220,584	6,011	SH		SOLE	0	6,011	0	0
Invesco S&P 500 Equal Weight ETF	Com	46137V357	929,863	6,214	SH		SOLE	0	6,214	0	0
iShares S&P 500 Index ETF	Com	464287200	1,504,271	3,375	SH		SOLE	0	3,375	0	0
iShares Core US Aggregate Bond ETF	Com	464287226	277,199	2,830	SH		SOLE	0	2,830	0	0
iShares S&P Midcap 400 Index ETF	Com	464287507	938,713	3,590	SH		SOLE	0	3,590	0	0
iShares Core S&P Small-Cap ETF	Com	464287804	3,463,635	34,758	SH		SOLE	0	34,758	0	0
JP Morgan Chase & Co	Com	46625H100	11,927,534	82,010	SH		SOLE	0	81,927	0	83
JP Morgan Chase & Co	Com	46625H100	176,564	1,214	SH		DFND	0	1,214	0	0
Johnson & Johnson	Com	478160104	5,085,271	30,723	SH		SOLE	0	29,785	0	938
KLA Corp	Com	482480100	851,695	1,756	SH		SOLE	0	1,748	0	8
KLA Corp	Com	482480100	49,472	102	SH		DFND	0	102	0	0
KeyCorp	Com	493267108	332,039	35,935	SH		SOLE	0	35,935	0	0
Kimberly-Clark Corp	Com	494368103	1,755,709	12,717	SH		SOLE	0	12,695	0	22
Kimberly-Clark Corp	Com	494368103	29,407	213	SH		DFND	0	213	0	0
Lam Research Corp	Com	512807108	1,385,363	2,155	SH		SOLE	0	2,155	0	0
Lilly Eli & Co	Com	532457108	12,329,953	26,291	SH		SOLE	0	25,800	0	491
Lilly Eli & Co	Com	532457108	42,208	90	SH		DFND	0	90	0	0
Lineage Cell Therapeutics Inc	Com	53566P109	49,906	35,394	SH		SOLE	0	35,394	0	0
Lockheed Martin Corp	Com	539830109	3,467,582	7,532	SH		SOLE	0	7,531	0	1
Loomis Sayles Strategic Income Y	Com	543487250	6,067,238	522,137	SH		SOLE	0	520,618	0	1,519
Loomis Sayles Strategic Income Y	Com	543487250	1,016,345	87,465	SH		DFND	0	87,465	0	0
Lowe's Companies Inc	Com	548661107	7,084,949	31,391	SH		SOLE	0	31,391	0	0
Lowe's Companies Inc	Com	548661107	114,204	506	SH		DFND	0	506	0	0
Marathon Petroleum Corp	Com	56585A102	471,764	4,046	SH		SOLE	0	4,046	0	0
Marsh & McLennan Co Inc	Com	571748102	363,747	1,934	SH		SOLE	0	1,934	0	0
MasterCard Inc-A	Com	57636Q104	2,592,634	6,592	SH		SOLE	0	6,592	0	0
McDonalds Corp	Com	580135101	8,094,371	27,125	SH		SOLE	0	27,125	0	0
McDonalds Corp	Com	580135101	60,876	204	SH		DFND	0	204	0	0
McKesson Corp	Com	58155Q103	4,632,895	10,842	SH		SOLE	0	10,842	0	0
McKesson Corp	Com	58155Q103	96,145	225	SH		DFND	0	225	0	0
Merck & Co Inc	Com	58933Y105	6,883,475	59,654	SH		SOLE	0	59,616	0	38
Merck & Co Inc	Com	58933Y105	39,694	344	SH		DFND	0	344	0	0
Metlife Inc	Com	59156R108	1,709,185	30,235	SH		SOLE	0	30,172	0	63
Metlife Inc	Com	59156R108	33,409	591	SH		DFND	0	591	0	0
Microsoft Corp	Com	594918104	44,322,303	130,153	SH		SOLE	0	129,575	0	578
Microsoft Corp	Com	594918104	479,140	1,407	SH		DFND	0	1,407	0	0
Microchip Technology Inc	Com	595017104	6,826,848	76,201	SH		SOLE	0	76,201	0	0
Microchip Technology Inc	Com	595017104	167,085	1,865	SH		DFND	0	1,865	0	0
Mondelez International Inc	Com	609207105	829,036	11,366	SH		SOLE	0	11,366	0	0
Mondelez International Inc	Com	609207105	1,167	16	SH		DFND	0	16	0	0
Federated Hermes Instl Prime Value Obligation	Com	60934N575	56,589	56,601	SH		SOLE	0	56,601	0	0
Moody's Corp	Com	615369105	2,347,110	6,750	SH		SOLE	0	6,750	0	0
Morgan Stanley	Com	617446448	471,920	5,526	SH		SOLE	0	5,526	0	0
ADR Nestle SA- I Sp	Com	641069406	204,460	1,700	SH		SOLE	0	1,700	0	0
Netflix Inc	Com	64110L106	1,079,201	2,450	SH		SOLE	0	2,450	0	0
NextEra Energy Inc	Com	65339F101	5,522,558	74,428	SH		SOLE	0	73,140	0	1,288
NextEra Energy Inc	Com	65339F101	38,139	514	SH		DFND	0	514	0	0
Nike Inc-B	Com	654106103	5,217,411	47,272	SH		SOLE	0	47,272	0	0
Nike Inc-B	Com	654106103	89,400	810	SH		DFND	0	810	0	0
Norfolk Southern Corp	Com	655844108	7,215,957	31,822	SH		SOLE	0	31,805	0	17
Norfolk Southern Corp	Com	655844108	77,779	343	SH		DFND	0	343	0	0
Northern Ultra-Short Fixed Income Fund	Com	665162467	28,506,867	2,828,062	SH		SOLE	0	2,813,692	0	14,370
Northern Ultra-Short Fixed Income Fund	Com	665162467	3,645,869	361,693	SH		DFND	0	352,384	0	9,309
Northrop Grumman Corp	Com	666807102	389,709	855	SH		SOLE	0	855	0	0
ADR Novartis AG- II Sp	Com	66987V109	1,975,011	19,572	SH		SOLE	0	15,606	0	3,966
ADR Novartis AG- II Sp	Com	66987V109	35,319	350	SH		DFND	0	350	0	0
Nvidia Corp	Com	67066G104	5,533,102	13,080	SH		SOLE	0	13,080	0	0
Ocuphire Pharma Inc	Com	67577R102	140,612	32,399	SH		SOLE	0	32,399	0	0
Oracle Corporation	Com	68389X105	12,096,448	101,574	SH		SOLE	0	101,574	0	0
Oracle Corporation	Com	68389X105	103,727	871	SH		DFND	0	871	0	0
Otis Worldwide Corp	Com	68902V107	1,030,647	11,579	SH		SOLE	0	11,577	0	2
Otis Worldwide Corp	Com	68902V107	14,420	162	SH		DFND	0	162	0	0
PIMCO Total Return Institutional Fund	Com	693390700	1,053,873	124,131	SH		SOLE	0	124,131	0	0
Palo Alto Networks Inc	Com	697435105	7,633,106	29,874	SH		SOLE	0	29,874	0	0
Palo Alto Networks Inc	Com	697435105	2,300	9	SH		DFND	0	9	0	0
Parker Hannifin Corp	Com	701094104	207,891	533	SH		SOLE	0	533	0	0
Parnassus Fixed-Income Fund	Com	701769200	1,891,358	130,619	SH		SOLE	0	130,619	0	0
Parnassus Fixed-Income Fund	Com	701769200	230,301	15,905	SH		DFND	0	15,905	0	0
PepsiCo Inc	Com	713448108	8,735,901	47,165	SH		SOLE	0	47,146	0	19
PepsiCo Inc	Com	713448108	77,237	417	SH		DFND	0	417	0	0
Pfizer Inc	Com	717081103	4,374,017	119,248	SH		SOLE	0	106,523	0	12,725
Pfizer Inc	Com	717081103	37,194	1,014	SH		DFND	0	1,014	0	0
Philip Morris International	Com	718172109	249,126	2,552	SH		SOLE	0	2,552	0	0
Phillips 66	Com	718546104	627,600	6,580	SH		SOLE	0	6,580	0	0
Polaris Inc	Com	731068102	343,562	2,841	SH		SOLE	0	2,841	0	0
T Rowe Price Group Inc	Com	74144T108	261,903	2,338	SH		SOLE	0	2,338	0	0
T Rowe Price High Yield-Inv	Com	741481105	648,083	114,300	SH		SOLE	0	114,300	0	0
Procter & Gamble Co	Com	742718109	10,905,250	71,868	SH		SOLE	0	69,345	0	2,523
Procter & Gamble Co	Com	742718109	156,596	1,032	SH		DFND	0	1,032	0	0
Prudential Financial Inc	Com	744320102	201,494	2,284	SH		SOLE	0	2,284	0	0
Qualcomm Inc	Com	747525103	5,529,170	46,448	SH		SOLE	0	45,676	0	772
Qualcomm Inc	Com	747525103	83,804	704	SH		DFND	0	704	0	0
Raymond James Financial Inc	Com	754730109	852,989	8,220	SH		SOLE	0	8,220	0	0
Rayonier Inc	Com	754907103	270,448	8,613	SH		SOLE	0	8,613	0	0
Rayonier Inc	Com	754907103	22,514	717	SH		DFND	0	717	0	0
Realty Income Corp	Com	756109104	246,335	4,120	SH		SOLE	0	4,120	0	0
T Rowe Price Real Estate Fund	Com	779919109	244,396	19,837	SH		SOLE	0	19,837	0	0
SPDR Gold Shares ETF	Com	78463V107	634,819	3,561	SH		SOLE	0	3,561	0	0
Salesforce Inc	Com	79466L302	2,664,200	12,611	SH		SOLE	0	12,611	0	0
Salesforce Inc	Com	79466L302	50,280	238	SH		DFND	0	238	0	0
Schlumberger Ltd	Com	806857108	2,379,889	48,451	SH		SOLE	0	29,966	0	18,485
Schlumberger Ltd	Com	806857108	42,292	861	SH		DFND	0	861	0	0
Seelos Therapeutics Inc	Com	81577F109	83,021	69,474	SH		SOLE	0	69,474	0	0
Smith (AO) Corp	Com	831865209	1,537,114	21,120	SH		SOLE	0	21,120	0	0
Southern Co/The	Com	842587107	657,821	9,364	SH		SOLE	0	9,364	0	0
Starbucks Corp	Com	855244109	2,253,516	22,749	SH		SOLE	0	22,749	0	0
Starbucks Corp	Com	855244109	40,813	412	SH		DFND	0	412	0	0
Stryker Corp	Com	863667101	403,939	1,324	SH		SOLE	0	1,324	0	0
Sysco Corp	Com	871829107	317,353	4,277	SH		SOLE	0	4,277	0	0
Sysco Corp	Com	871829107	37,100	500	SH		DFND	0	500	0	0
TJX Companies Inc	Com	872540109	777,355	9,168	SH		SOLE	0	9,168	0	0
Target Corp	Com	87612E106	932,137	7,067	SH		SOLE	0	7,067	0	0
Tesla Inc	Com	88160R101	804,419	3,073	SH		SOLE	0	3,073	0	0
Texas Instruments Inc	Com	882508104	580,565	3,225	SH		SOLE	0	3,225	0	0
Thermo Fisher Scientific Inc	Com	883556102	410,617	787	SH		SOLE	0	787	0	0
3M Company	Com	88579Y101	942,247	9,414	SH		SOLE	0	9,314	0	100
Travelers Cos Inc/The	Com	89417E109	552,933	3,184	SH		SOLE	0	3,184	0	0
Trevi Therapeutics Inc	Com	89532M101	298,408	124,857	SH		SOLE	0	124,857	0	0
Truist Financial Corp	Com	89832Q109	1,511,005	49,786	SH		SOLE	0	49,670	0	116
Truist Financial Corp	Com	89832Q109	36,056	1,188	SH		DFND	0	1,188	0	0
US Bancorp	Com	902973304	810,669	24,536	SH		SOLE	0	24,461	0	75
US Bancorp	Com	902973304	27,787	841	SH		DFND	0	841	0	0
Union Pacific Corp	Com	907818108	2,954,099	14,437	SH		SOLE	0	5,037	0	9,400
United Parcel Service-B	Com	911312106	2,351,402	13,118	SH		SOLE	0	13,096	0	22
United Parcel Service-B	Com	911312106	34,058	190	SH		DFND	0	190	0	0
UnitedHealth Group Inc	Com	91324P102	1,574,096	3,275	SH		SOLE	0	3,275	0	0
Vanguard Wellesley Income-Adm	Com	921938205	364,117	6,120	SH		SOLE	0	6,120	0	0
Vanguard High-Yield Corp-Adm	Com	922031760	224,396	42,988	SH		SOLE	0	42,988	0	0
Vanguard Short-Term Federal-Adm	Com	922031844	40,082,561	4,024,354	SH		SOLE	0	4,013,695	0	10,658
Vanguard Short-Term Federal-Adm	Com	922031844	2,960,145	297,203	SH		DFND	0	292,363	0	4,840
Vanguard S/T Corp Bond ETF	Com	92206C409	246,652	3,260	SH		SOLE	0	3,260	0	0
Vanguard S&P 500 ETF	Com	922908363	945,297	2,321	SH		SOLE	0	2,321	0	0
Vanguard S&P 500 ETF	Com	922908363	88,787	218	SH		DFND	0	218	0	0
Verizon Communications Inc	Com	92343V104	2,915,473	78,394	SH		SOLE	0	76,771	0	1,623
Verizon Communications Inc	Com	92343V104	102,049	2,744	SH		DFND	0	2,744	0	0
Viracta Therapeutics Inc	Com	92765F108	49,358	35,006	SH		SOLE	0	35,006	0	0
Visa Inc-A	Com	92826C839	2,377,175	10,010	SH		SOLE	0	10,010	0	0
WEC Energy Group Inc	Com	92939U106	412,257	4,672	SH		SOLE	0	4,672	0	0
Walmart Inc	Com	931142103	1,257,283	7,999	SH		SOLE	0	7,999	0	0
Waste Management Inc	Com	94106L109	2,732,926	15,759	SH		SOLE	0	15,735	0	24
Waste Management Inc	Com	94106L109	34,684	200	SH		DFND	0	200	0	0
Wells Fargo & Co	Com	949746101	1,169,560	27,403	SH		SOLE	0	27,403	0	0
Wells Fargo & Co	Com	949746101	51,557	1,208	SH		DFND	0	1,208	0	0
Welltower Inc	Com	95040Q104	7,060,079	87,280	SH		SOLE	0	84,139	0	3,141
Welltower Inc	Com	95040Q104	124,166	1,535	SH		DFND	0	535	0	1,000
Weyerhaeuser Co	Com	962166104	1,665,078	49,689	SH		SOLE	0	39,929	0	9,760
Weyerhaeuser Co	Com	962166104	37,531	1,120	SH		DFND	0	0	0	1,120
Wheaton Precious Metals Corp	Com	962879102	527,284	12,200	SH		SOLE	0	0	0	12,200
Yum! Brands Inc	Com	988498101	511,527	3,692	SH		SOLE	0	3,692	0	0
Zimmer Biomet Holdings Inc	Com	98956P102	910,874	6,256	SH		SOLE	0	6,256	0	0
Zimmer Biomet Holdings Inc	Com	98956P102	1,019	7	SH		DFND	0	7	0	0
Zoetis Inc	Com	98978V103	219,223	1,273	SH		SOLE	0	373	0	900
Cohen & Steers Quality Income Realty Fund Inc	Com	BKC47L109	2	30,000	SH		SOLE	0	30,000	0	0
Accenture PLC-A	Com	G1151C101	481,076	1,559	SH		SOLE	0	1,409	0	150
Eaton Corp PLC	Com	G29183103	2,701,175	13,432	SH		SOLE	0	13,408	0	24
Eaton Corp PLC	Com	G29183103	38,812	193	SH		DFND	0	193	0	0
Everest Re Group Ltd	Com	G3223R108	1,858,351	5,436	SH		SOLE	0	5,436	0	0
Everest Re Group Ltd	Com	G3223R108	51,279	150	SH		DFND	0	150	0	0
Johnson Controls Intl PLC	Com	G51502105	1,848,298	27,125	SH		SOLE	0	27,065	0	60
Johnson Controls Intl PLC	Com	G51502105	38,635	567	SH		DFND	0	567	0	0
Medtronic PLC	Com	G5960L103	1,454,972	16,515	SH		SOLE	0	16,478	0	37
Medtronic PLC	Com	G5960L103	62,111	705	SH		DFND	0	705	0	0
Chubb Ltd	Com	H1467J104	250,521	1,301	SH		SOLE	0	1,301	0	0
Rayonier Fractional share	Com	HFE907109	20	50,000	SH		SOLE	0	50,000	0	0
Seven Hills RLT fractional shares	Com	JBH84E106	0	52,500	SH		SOLE	0	52,500	0	0