Sterling Investment Advisors 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
FIDELITY COVINGTON TR	MSCI RL EST ETF	316092857	2,454	88,078	SH		SOLE		0	0	88,078
ISHARES GOLD TRUST	ISHARES	464285105	229	15,792	SH		SOLE		0	0	15,792
ISHARES INC	CORE MSCI EMKT	46434G103	11,404	212,128	SH		SOLE		0	0	212,128
ISHARES INC	JP MORGAN EM ETF	464286517	4,685	106,746	SH		SOLE		0	0	106,746
ISHARES TR	0-5 YR TIPS ETF	46429B747	4,025	39,971	SH		SOLE		0	0	39,971
ISHARES TR	0-5YR INVT GR CP	46434V100	421	8,245	SH		SOLE		0	0	8,245
ISHARES TR	A RATE CP BD ETF	46429B291	11,924	218,145	SH		SOLE		0	0	218,145
ISHARES TR	CORE 1 5 YR USD	46432F859	6,526	129,477	SH		SOLE		0	0	129,477
ISHARES TR	CORE HIGH DV ETF	46429B663	232	2,365	SH		SOLE		0	0	2,365
ISHARES TR	CORE MSCI EAFE	46432F842	22,718	348,217	SH		SOLE		0	0	348,217
ISHARES TR	CORE S&P MCP ETF	464287507	6,841	33,236	SH		SOLE		0	0	33,236
ISHARES TR	CORE S&P SCP ETF	464287804	3,325	39,658	SH		SOLE		0	0	39,658
ISHARES TR	CORE S&P500 ETF	464287200	17,094	52,883	SH		SOLE		0	0	52,883
ISHARES TR	CORE US AGGBD ET	464287226	3,674	32,693	SH		SOLE		0	0	32,693
ISHARES TR	IBOXX HI YD ETF	464288513	4,042	45,967	SH		SOLE		0	0	45,967
ISHARES TR	INTL DEV RE ETF	464288489	3,695	122,362	SH		SOLE		0	0	122,362
ISHARES TR	MSCI EAFE ETF	464287465	3,668	52,825	SH		SOLE		0	0	52,825
ISHARES TR	MSCI EMG MKT ETF	464287234	233	5,184	SH		SOLE		0	0	5,184
ISHARES TR	RUSSELL 2000 ETF	464287655	1,925	11,619	SH		SOLE		0	0	11,619
ISHARES TR	S&P 500 GRWT ETF	464287309	1,100	5,678	SH		SOLE		0	0	5,678
ISHARES TR	S&P 500 VAL ETF	464287408	5,315	40,857	SH		SOLE		0	0	40,857
ISHARES TR	TIPS BD ETF	464287176	4,695	40,274	SH		SOLE		0	0	40,274
ISHARES TR	U.S. REAL ES ETF	464287739	2,634	28,299	SH		SOLE		0	0	28,299
SPDR INDEX SHS FDS	GLB NAT RESRCE	78463X541	4,201	91,022	SH		SOLE		0	0	91,022
WALMART INC	COM	931142103	375	3,156	SH		SOLE		0	0	3,156
WEC ENERGY GROUP INC	COM	92939U106	300	3,250	SH		SOLE		0	0	3,250
WISDOMTREE TR	EM LCL DEBT FD	97717X867	2,321	64,586	SH		SOLE		0	0	64,586