Sterling Investment Advisors 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
CHEVRON CORP NEW	COM	166764100	201	1,400	SH		SOLE		0	0	1,400
ISHARES GOLD TR	ISHARES NEW	464285204	411	13,043	SH		SOLE		0	0	13,043
ISHARES INC	CORE MSCI EMKT	46434G103	11,762	273,657	SH		SOLE		0	0	273,657
ISHARES INC	JP MORGAN EM ETF	464286517	7,222	223,526	SH		SOLE		0	0	223,526
ISHARES TR	0-3 MNTH TREASRY	46436E718	3,178	31,697	SH		SOLE		0	0	31,697
ISHARES TR	0-5 YR TIPS ETF	46429B747	1,029	10,711	SH		SOLE		0	0	10,711
ISHARES TR	A RATE CP BD ETF	46429B291	9,587	211,313	SH		SOLE		0	0	211,313
ISHARES TR	CORE 1 5 YR USD	46432F859	5,152	111,761	SH		SOLE		0	0	111,761
ISHARES TR	CORE HIGH DV ETF	46429B663	216	2,365	SH		SOLE		0	0	2,365
ISHARES TR	CORE MSCI EAFE	46432F842	25,395	482,145	SH		SOLE		0	0	482,145
ISHARES TR	CORE S&P MCP ETF	464287507	7,124	32,489	SH		SOLE		0	0	32,489
ISHARES TR	CORE S&P SCP ETF	464287804	3,626	41,590	SH		SOLE		0	0	41,590
ISHARES TR	CORE S&P500 ETF	464287200	20,925	58,342	SH		SOLE		0	0	58,342
ISHARES TR	CORE US AGGBD ET	464287226	3,964	41,150	SH		SOLE		0	0	41,150
ISHARES TR	IBOXX HI YD ETF	464288513	4,316	60,450	SH		SOLE		0	0	60,450
ISHARES TR	MSCI EAFE ETF	464287465	2,588	46,209	SH		SOLE		0	0	46,209
ISHARES TR	RUSSELL 2000 ETF	464287655	1,871	11,342	SH		SOLE		0	0	11,342
ISHARES TR	S&P 500 GRWT ETF	464287309	938	16,207	SH		SOLE		0	0	16,207
ISHARES TR	S&P 500 VAL ETF	464287408	8,637	67,200	SH		SOLE		0	0	67,200
ISHARES TR	TIPS BD ETF	464287176	9,039	86,167	SH		SOLE		0	0	86,167
ISHARES TR	U.S. REAL ES ETF	464287739	874	10,728	SH		SOLE		0	0	10,728
SPDR INDEX SHS FDS	GLB NAT RESRCE	78463X541	4,556	92,107	SH		SOLE		0	0	92,107
WALMART INC	COM	931142103	414	3,190	SH		SOLE		0	0	3,190
WEC ENERGY GROUP INC	COM	92939U106	291	3,250	SH		SOLE		0	0	3,250