Provident Financial (PROV) 10-Q 9 Nov 15 2016 Q1 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	3 Months Ended
	Sep. 30, 2015	Nov. 02, 2015
Document and Entity Information
Entity Registrant Name	PROVIDENT FINANCIAL HOLDINGS INC
Document Type	10-Q
Document Period End Date	Sep. 30, 2015
Amendment Flag	false
Entity Central Index Key	1,010,470
Current Fiscal Year End Date	--06-30
Entity Common Stock, Shares Outstanding		8,432,678
Entity Filer Category	Accelerated Filer
Entity Current Reporting Status	Yes
Entity Voluntary Filers	No
Entity Well-known Seasoned Issuer	No
Document Fiscal Year Focus	2,016
Document Fiscal Period Focus	Q1

Provident Financial Holdings, I

Provident Financial Holdings, Inc. Condensed Consolidated Statements of Financial Condition (Unaudited) - USD ($) $ in Thousands	Sep. 30, 2015	Jun. 30, 2015
Assets
Cash and cash equivalents	$ 156,146	$ 81,403
Investment securities – held to maturity, at cost	800	800
Investment securities – available for sale, at fair value	13,461	14,161
Loans held for investment, net of allowance for loan losses of $9,034 and $8,724, respectively; includes $4,036 and $4,518 at fair value, respectively	805,686	814,234
Loans held for sale, at fair value	163,644	224,715
Accrued interest receivable	2,640	2,839
Real estate owned, net	3,674	2,398
Federal Home Loan Bank (“FHLB”) – San Francisco stock	8,094	8,094
Premises and equipment, net	5,259	5,417
Prepaid expenses and other assets	17,833	20,494
Total assets	1,177,237	1,174,555
Liabilities:
Non interest-bearing deposits	68,101	67,538
Interest-bearing deposits	856,765	856,548
Total deposits	924,866	924,086
Borrowings	91,351	91,367
Accounts payable, accrued interest and other liabilities	21,766	17,965
Total liabilities	$ 1,037,983	$ 1,033,418
Commitments and Contingencies
Stockholders’ equity:
Preferred stock, $.01 par value (2,000,000 shares authorized; none issued and outstanding)	$ 0	$ 0
Common stock, $.01 par value (40,000,000 shares authorized; 17,779,865 and 17,766,865 shares issued; 8,429,678 and 8,634,607 shares outstanding, respectively)	178	177
Additional paid-in capital	89,278	88,893
Retained earnings	189,617	188,206
Treasury stock at cost (9,350,187 and 9,132,258 shares, respectively)	(140,119)	(136,470)
Accumulated other comprehensive income, net of tax	300	331
Total stockholders’ equity	139,254	141,137
Total liabilities and stockholders’ equity	$ 1,177,237	$ 1,174,555

Provident Financial Holdings, 3

Provident Financial Holdings, Inc. Condensed Consolidated Statements of Financial Condition - Parenthetical (Unaudited) - USD ($) $ in Thousands	Sep. 30, 2015	Jun. 30, 2015
Statement of Financial Position [Abstract]
Allowance for loan losses on Loans held for investment	$ 9,034	$ 8,724
Loans Held for Investment, at Fair Value	$ 4,036	$ 4,518
Preferred stock par value per share	$ 0.01	$ 0.01
Preferred stock shares authorized	2,000,000	2,000,000
Preferred stock shares issued	0	0
Preferred stock shares outstanding	0	0
Common stock par value per share	$ 0.01	$ 0.01
Common stock shares authorized	40,000,000	40,000,000
Common stock shares issued	17,779,865	17,766,865
Common stock shares outstanding	8,429,678	8,634,607
Treasury stock shares	9,350,187	9,132,258

Provident Financial Holdings, 4

Provident Financial Holdings, Inc. Condensed Consolidated Statements of Operations (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Sep. 30, 2015	Sep. 30, 2014
Interest income:
Loans receivable, net	$ 9,490	$ 9,195
Investment securities	67	76
FHLB – San Francisco stock	200	144
Interest-earning deposits	100	94
Total interest income	9,857	9,509
Interest expense:
Checking and money market deposits	117	104
Savings deposits	168	157
Time deposits	858	976
Borrowings	648	335
Total interest expense	1,791	1,572
Net interest income	8,066	7,937
Recovery from the allowance for loan losses	(38)	(818)
Net interest income, after recovery from the allowance for loan losses	8,104	8,755
Non-interest income:
Loan servicing and other fees	111	268
Gain on sale of loans, net	8,924	7,652
Deposit account fees	610	626
Gain (loss) on sale and operations of real estate owned acquired in the settlement of loans, net	229	(19)
Card and processing fees	362	356
Other	213	227
Total non-interest income	10,449	9,110
Non-interest expense:
Salaries and employee benefits	10,792	9,581
Premises and occupancy	1,108	1,348
Equipment	379	472
Professional expenses	500	464
Sales and marketing expenses	262	331
Deposit insurance premiums and regulatory assessments	262	273
Other	1,057	1,270
Total non-interest expense	14,360	13,739
Income before income taxes	4,193	4,126
Provision for income taxes	1,750	1,736
Net income	$ 2,443	$ 2,390
Basic earnings per share	$ 0.29	$ 0.26
Diluted earnings per share	0.28	0.25
Cash dividends per share	$ 0.12	$ 0.11

Provident Financial Holdings, 5

Provident Financial Holdings, Inc. Condensed Consolidated Statements of Comprehensive Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Sep. 30, 2015	Sep. 30, 2014
Statement of Comprehensive Income [Abstract]
Net income	$ 2,443	$ 2,390
Change in unrealized holding loss on securities available for sale	(53)	(16)
Other Comprehensive (Income) Loss, Reclassification Adjustment from AOCI for Write-down of Securities, before Tax	0	0
Other comprehensive loss, before income taxes	(53)	(16)
Income tax benefit	22	7
Other comprehensive loss	(31)	(9)
Total comprehensive income	$ 2,412	$ 2,381

Provident Financial Holdings, 6

Provident Financial Holdings, Inc. Condensed Consolidated Statements of Stockholders' Equity (Unaudited) - USD ($) $ in Thousands	Total	Common Stock	Additional Paid-In Capital	Retained Earnings	Treasury Stock	Accumulated Other Conprehensive Income, Net of Tax	Total Stockholder's Equity
Shares outstanding, beginning balance at Jun. 30, 2014		9,312,269
Balances at beginning of period-Amount at Jun. 30, 2014		$ 177	$ 88,259	$ 182,458	$ (125,418)	$ 386	$ 145,862
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	$ 2,390			2,390			2,390
Other comprehensive loss	(9)					(9)	(9)
Purchase of treasury stock - Shares		(162,204)
Purchase of treasury stock - Amount					(2,398)		(2,398)
Exercise of stock options - Shares		2,000
Exercise of stock options - Amount	$ (14)	$ 0	14				14
Amortization of restricted stock			59				59
Awards of Restricted Stock			(1,641)		1,641		0
Stock options expense			84				84
Tax benefit from non-qualified equity compensation			(16)				(16)
Cash dividends				(1,023)			(1,023)
Shares outstanding, ending balance at Sep. 30, 2014		9,152,065
Balances at end of period-Amount at Sep. 30, 2014		$ 177	86,759	183,825	(126,175)	377	144,963
Shares outstanding, beginning balance at Jun. 30, 2015	8,634,607	8,634,607
Balances at beginning of period-Amount at Jun. 30, 2015	$ 141,137	$ 177	88,893	188,206	(136,470)	331	141,137
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	2,443			2,443			2,443
Other comprehensive loss	(31)					(31)	(31)
Purchase of treasury stock - Shares		(220,429)
Purchase of treasury stock - Amount					(3,649)		(3,649)
Exercise of stock options - Shares		13,000
Exercise of stock options - Amount	$ (96)	$ 1	95				96
Amortization of restricted stock			161				161
Stock options expense			128				128
Tax benefit from non-qualified equity compensation			1				1
Cash dividends				(1,032)			(1,032)
Shares outstanding, ending balance at Sep. 30, 2015	8,429,678	8,429,678
Balances at end of period-Amount at Sep. 30, 2015	$ 139,254	$ 178	$ 89,278	$ 189,617	$ (140,119)	$ 300	$ 139,254

Provident Financial Holdings, 7

Provident Financial Holdings, Inc. Condensed Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Sep. 30, 2015	Sep. 30, 2014
Cash flows from operating activities:
Net income	$ 2,443	$ 2,390
Adjustments to reconcile net income to net cash provided by (used for) operating activities:
Depreciation and amortization	307	611
Recovery from the allowance for loan losses	(38)	(818)
Unrealized gain on real estate owned	(161)	(17)
Gain on sale of loans, net	(8,924)	(7,652)
(Gain) loss on sale of real estate owned, net	(30)	9
Stock-based compensation	289	143
(Benefit) provision for deferred income taxes	(632)	176
Tax effect from stock based compensation	(1)	16
Increase (decrease) in accounts payable and other liabilities	1,617	(366)
Decrease in prepaid expenses and other assets	1,711	1,852
Loans originated for sale	(540,289)	(513,770)
Proceeds from sale of loans	613,940	498,413
Net cash provided by (used for) operating activities	70,232	(19,013)
Cash flows from investing activities:
Decrease (increase) in loans held for investment, net	7,289	(16,774)
Principal payments from investment securities available for sale	650	780
Purchase of investment securities available for sale	0	(250)
Proceeds from sale of real estate owned	463	502
Purchase of premises and equipment	(71)	(168)
Net cash provided by (used for) investing activities	8,331	(15,910)
Cash flows from financing activities:
Increase in deposits, net	780	4,562
Repayments of long-term borrowings	(16)	(15)
Exercise of stock options	96	14
Tax effect from stock based compensation	1	(16)
Cash dividends	(1,032)	(1,023)
Treasury stock purchases	(3,649)	(2,398)
Net cash (used for) provided by financing activities	(3,820)	1,124
Net increase (decrease) in cash and cash equivalents	74,743	(33,799)
Cash and cash equivalents at beginning of period	81,403	118,937
Cash and cash equivalents at end of period	156,146	85,138
Supplemental information:
Cash paid for interest	1,788	1,562
Cash paid for income taxes	0	0
Transfer of loans held for sale to held for investment	1,552	678
Real estate acquired in the settlement of loans	$ 1,006	$ 927

Basis of Presentation

Basis of Presentation	3 Months Ended
	Sep. 30, 2015
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Basis of Presentation	Basis of Presentation The unaudited interim condensed consolidated financial statements included herein reflect all adjustments which are, in the opinion of management, necessary to present a fair statement of the results of operations for the interim periods presented. All such adjustments are of a normal, recurring nature. The condensed consolidated statement of financial condition at June 30, 2015 is derived from the audited consolidated financial statements of Provident Financial Holdings, Inc. and its wholly-owned subsidiary, Provident Savings Bank, F.S.B. (the “Bank”) (collectively, the “Corporation”). Certain information and note disclosures normally included in financial statements prepared in accordance with accounting principles generally accepted in the United States of America (“GAAP”) have been omitted pursuant to the rules and regulations of the United States Securities and Exchange Commission (“SEC”) with respect to interim financial reporting. It is recommended that these unaudited interim condensed consolidated financial statements be read in conjunction with the audited consolidated financial statements and notes thereto included in the Corporation’s Annual Report on Form 10-K for the year ended June 30, 2015. The results of operations for the quarter ended September 30, 2015 are not necessarily indicative of results that may be expected for the entire fiscal year ending June 30, 2016.

Accounting Standard Updates ("A

Accounting Standard Updates ("ASU")	3 Months Ended
	Sep. 30, 2015
New Accounting Pronouncements and Changes in Accounting Principles [Abstract]
Accounting Standard Updates (ASU)	Accounting Standard Updates (“ASU”) ASU 2014-04: In January 2014, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update ("ASU") 2014-04, "Receivables - Troubled Debt Restructurings by Creditors (Subtopic 310-40): Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans upon Foreclosure." The amendments in this ASU are intended to reduce diversity in practice by clarifying when an in substance repossession or foreclosure occurs, that is, when a creditor should be considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan such that the loan should be derecognized and the real estate property recognized. Holding foreclosed real estate property presents different operational and economic risk to creditors compared with holding an impaired loan. Therefore, consistency in the timing of loan derecognition and presentation of foreclosed real estate properties is of qualitative significance to users of the creditor’s financial statements. Additionally, the disclosure of the amount of foreclosed residential real estate properties and of the recorded investment in consumer mortgage loans secured by residential real estate properties that are in the process of foreclosure is expected to provide decision-useful information to many users of the creditor’s financial statements. The amendments in this ASU are effective for public business entities for annual periods, and interim periods within those annual periods, beginning after December 15, 2014. The Corporation's adoption of this ASU did not have a material impact on its consolidated financial statements. ASU 2014-14: In August 2014, the FASB issued ASU 2014-14," Receivables - Troubled Debt Restructurings by Creditors (Subtopic 310-40): Classification of Certain Government-Guaranteed Mortgage Loans upon Foreclosure." Current GAAP provides classification and measurement guidance for situations in which a creditor obtains a debtor’s assets in satisfaction of a receivable, including receipt of assets through foreclosure, but does not provide specific guidance on how to classify and measure foreclosed loans that are government guaranteed. Current GAAP also does not provide guidance on how to determine the unit of account; that is, whether a single asset should be recognized or whether two separate assets should be recognized (real estate and a guarantee receivable). In practice, most creditors derecognize the loan and recognize a single asset. Some creditors recognize a nonfinancial asset (other real estate owned), while others recognize a financial asset (typically, a guarantee receivable). Regardless of the classification of the asset (or assets), measurement of the asset (or total measurement of the assets) in practice generally represents the amount recoverable under the guarantee. The amendments in this ASU should reduce variations in practice by providing guidance on how to classify and measure certain government-guaranteed mortgage loans upon foreclosure. The amendments in this ASU are effective for public business entities for annual periods, and interim periods within those annual periods, beginning after December 15, 2014. The Corporation's adoption of this ASU did not have a material impact on its consolidated financial statements. ASU 2015-05: In April 2015, the FASB issued ASU 2015-05, "Intangibles-Goodwill and Other-Internal-Use Software (Subtopic 350-40).” The amendments in this ASU provide guidance to customers about whether a cloud computing arrangement includes a software license. If a cloud computing arrangement includes a software license, then the customer should account for the software license element of the arrangement consistent with the acquisition of other software licenses. If a cloud computing arrangement does not include a software license, the customer should account for the arrangement as a service contract. The guidance will not change GAAP for a customer’s accounting for service contracts. In addition, the guidance in this ASU supersedes paragraph 350-40-25-16. Consequently, all software licenses within the scope of Subtopic 350-40 will be accounted for consistent with other licenses of intangible assets. For public entities, the FASB decided that the amendments will be effective for annual periods, including interim periods within those annual periods, beginning after December 15, 2015 and early adoption is permitted. The Corporation's adoption of this ASU is not expected have a material impact on its consolidated financial statements. ASU 2015-10: In June 2015, the FASB issued ASU 2015-10, "Technical Corrections and Improvements." The amendments in this ASU cover a wide range of topics in the Codification. The reason for each amendment is provided before each amendment for clarity and ease of understanding. The amendments generally related to: (1) amendments related to differences between original guidance and the codification, (2) guidance clarification and reference corrections, (3) simplification and (4) minor improvements. These amendments improve the guidance and are not expected to have a significant effect on current accounting practice or create a significant administrative cost to most entities. Transition guidance varies based on the amendments in this ASU. The amendments in this ASU that require transition guidance are effective for all entities for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2015. Early adoption is permitted, including adoption in an interim period. All other amendments will be effective upon the issuance of this ASU. The Corporation's adoption of this ASU is not expected have a material impact on its consolidated financial statements. ASU 2015-12: In July 2015, the FASB issued ASU 2015-12, "Plan Accounting: Defined Benefit Pension Plans (Topic 960), Defined Contribution Pension Plans (Topic 962), Health and Welfare Benefit Plans (Topic 965): (Part I) Fully Benefit-Responsive Investment Contracts, (Part II) Plan Investment Disclosures, (Part III) Measurement Date Practical Expedient (consensuses of the FASB Emerging Issues Task Force)." The amendments of this ASU (i) require fully benefit-responsive investment contracts to be measured, presented and disclosed only at contract value, not fair value; (ii) simplify the investment disclosure requirements; and (iii) provide a measurement date practical expedient for employee benefit plans. This ASU is effective for fiscal years beginning after December 15, 2015, earlier adoption is permitted. The Corporation's adoption of this ASU is not expected have a material impact on its consolidated financial statements.

Earnings Per Share

Earnings Per Share	3 Months Ended
	Sep. 30, 2015
Earnings Per Share [Abstract]
Earnings Per Share	Earnings Per Share Basic earnings per share (“EPS”) excludes dilution and is computed by dividing income available to common shareholders by the weighted-average number of shares outstanding for the period. Diluted EPS reflects the potential dilution that could occur if securities or other contracts to issue common stock were exercised or converted into common stock or resulted in the issuance of common stock that would then share in the earnings of the entity. As of September 30, 2015 and 2014, there were outstanding options to purchase 1.0 million shares and 1.1 million shares of the Corporation’s common stock, respectively, of which 236,500 shares and 271,500 shares, respectively, were excluded from the diluted EPS computation as their effect was anti-dilutive. As of September 30, 2015 and 2014, there were outstanding restricted stock awards of 197,500 shares and 266,500 shares, respectively, all of which have dilutive effects. The following table provides the basic and diluted EPS computations for the quarters ended September 30, 2015 and 2014, respectively. (In Thousands, Except Earnings Per Share) For the Quarters Ended 2015 2014 Numerator: Net income – numerator for basic earnings per share and diluted earnings per share - available to common stockholders $ 2,443 $ 2,390 Denominator: Denominator for basic earnings per share: Weighted-average shares 8,566 9,253 Effect of dilutive shares: Stock options 111 173 Restricted stock 67 42 Denominator for diluted earnings per share: Adjusted weighted-average shares and assumed conversions 8,744 9,468 Basic earnings per share $ 0.29 $ 0.26 Diluted earnings per share $ 0.28 $ 0.25

Operating Segment Reports

Operating Segment Reports	3 Months Ended
	Sep. 30, 2015
Segment Reporting [Abstract]
Operating Segment Reports	Operating Segment Reports The Corporation operates in two business segments: community banking through the Bank and mortgage banking through Provident Bank Mortgage (“PBM”), a division of the Bank. The following tables set forth condensed consolidated statements of operations and total assets for the Corporation’s operating segments for the quarters ended September 30, 2015 and 2014, respectively. For the Quarter Ended September 30, 2015 (In Thousands) Provident Provident Consolidated Net interest income $ 6,903 $ 1,163 $ 8,066 Provision (recovery) for loan losses 12 (50 ) (38 ) Net interest income, after provision (recovery) for loan losses 6,891 1,213 8,104 Non-interest income: Loan servicing and other fees (1) 144 (33 ) 111 Gain on sale of loans, net (2) 1 8,923 8,924 Deposit account fees 610 — 610 Gain on sale and operations of real estate owned acquired in the settlement of loans, net 224 5 229 Card and processing fees 362 — 362 Other 213 — 213 Total non-interest income 1,554 8,895 10,449 Non-interest expense: Salaries and employee benefits 4,553 6,239 10,792 Premises and occupancy 696 412 1,108 Operating and administrative expenses 989 1,471 2,460 Total non-interest expense 6,238 8,122 14,360 Income before income taxes 2,207 1,986 4,193 Provision for income taxes 915 835 1,750 Net income $ 1,292 $ 1,151 $ 2,443 Total assets, end of period $ 1,013,345 $ 163,892 $ 1,177,237 (1) Includes an inter-company charge of $65 credited to PBM by the Bank during the period to compensate PBM for originating loans held for investment. (2) Includes an inter-company charge of $108 credited to PBM by the Bank during the period to compensate PBM for servicing fees on loans sold on a servicing retained basis. For the Quarter Ended September 30, 2014 (In Thousands) Provident Provident Consolidated Net interest income $ 6,895 $ 1,042 $ 7,937 (Recovery) provision for loan losses (890 ) 72 (818 ) Net interest income after (recovery) provision for loan losses 7,785 970 8,755 Non-interest income: Loan servicing and other fees (1) 8 260 268 Gain on sale of loans, net (2) 71 7,581 7,652 Deposit account fees 626 — 626 Loss on sale and operations of real estate owned acquired in the settlement of loans, net (19 ) — (19 ) Card and processing fees 356 — 356 Other 227 — 227 Total non-interest income 1,269 7,841 9,110 Non-interest expense: Salaries and employee benefits 4,267 5,314 9,581 Premises and occupancy 872 476 1,348 Operating and administrative expenses 1,156 1,654 2,810 Total non-interest expense 6,295 7,444 13,739 Income before income taxes 2,759 1,367 4,126 Provision for income taxes 1,167 569 1,736 Net income $ 1,592 $ 798 $ 2,390 Total assets, end of period $ 925,881 $ 180,973 $ 1,106,854 (1) Includes an inter-company charge of $158 credited to PBM by the Bank during the period to compensate PBM for originating loans held for investment. (2) Includes an inter-company charge of $14 credited to PBM by the Bank during the period to compensate PBM for servicing fees on loans sold on a servicing retained basis.

Investment Securities

Investment Securities	3 Months Ended
	Sep. 30, 2015
Investments, Debt and Equity Securities [Abstract]
Investment Securities	Investment Securities The amortized cost and estimated fair value of investment securities as of September 30, 2015 and June 30, 2015 were as follows: September 30, 2015 Amortized Cost Gross Unrealized Gains Gross Unrealized (Losses) Estimated Fair Value Carrying Value (In Thousands) Held to maturity: Certificates of deposit $ 800 $ — $ — $ 800 $ 800 Total investment securities - held to maturity $ 800 $ — $ — $ 800 $ 800 Available for sale: U.S. government agency MBS (1) $ 7,305 $ 268 $ — $ 7,573 $ 7,573 U.S. government sponsored enterprise MBS 4,765 281 — 5,046 5,046 Private issue CMO (2) 683 8 — 691 691 Common stock - community development financial institution 250 — (99 ) 151 151 Total investment securities - available for sale $ 13,003 $ 557 $ (99 ) $ 13,461 $ 13,461 Total investment securities $ 13,803 $ 557 $ (99 ) $ 14,261 $ 14,261 (1) Mortgage-Backed Securities (“MBS”). (2) Collateralized Mortgage Obligations (“CMO”). June 30, 2015 Amortized Cost Gross Unrealized Gains Gross Unrealized (Losses) Estimated Fair Value Carrying Value (In Thousands) Held to maturity: Certificates of deposit $ 800 $ — $ — $ 800 $ 800 Total investment securities - held to maturity $ 800 $ — $ — $ 800 $ 800 Available for sale: U.S. government agency MBS $ 7,613 $ 293 $ — $ 7,906 $ 7,906 U.S. government sponsored enterprise MBS 5,083 304 — 5,387 5,387 Private issue CMO 708 9 — 717 717 Common stock - community development financial institution 250 — (99 ) 151 151 Total investment securities - available for sale $ 13,654 $ 606 $ (99 ) $ 14,161 $ 14,161 Total investment securities $ 14,454 $ 606 $ (99 ) $ 14,961 $ 14,961 In the first quarters of fiscal 2016 and 2015, the Corporation received MBS principal payments of $650,000 and $780,000 , respectively, and did not purchase or sell investment securities, except the purchase in the first quarter of fiscal 2015 of $250,000 in the common stock of a community development financial institution to help fulfill the Bank's Community Reinvestment Act obligation. The Corporation held investments with unrealized loss position at September 30, 2015 and June 2015 of $99,000 at both dates. As of September 30, 2015 Unrealized Holding Losses Unrealized Holding Losses Unrealized Holding Losses (In Thousands) Less Than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized Description of Securities Value Losses Value Losses Value Losses Common stock (1) $ 151 $ 99 $ — $ — $ 151 $ 99 Total $ 151 $ 99 $ — $ — $ 151 $ 99 As of June 30, 2015 Unrealized Holding Losses Unrealized Holding Losses Unrealized Holding Losses (In Thousands) Less Than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized Description of Securities Value Losses Value Losses Value Losses Common stock (1) $ 151 $ 99 $ — $ — $ 151 $ 99 Total $ 151 $ 99 $ — $ — $ 151 $ 99 (1) Common stock of a community development financial institution. The Corporation evaluates individual investment securities quarterly for other-than-temporary declines in market value. As of September 30, 2015, the unrealized holding loss was less than 12 months on the common stock, primarily the result of the dilutive nature of the institution's recent merger with another community development financial institution. Based on the nature of the investment, management concluded that such unrealized loss was not other than temporary as of September 30, 2015. The Corporation intends and has the ability to hold the common stock and will not likely be required to sell before realizing a full recovery. The Corporation does not believe that there are any other-than-temporary impairments at September 30, 2015 and 2014; therefore, no impairment losses have been recorded for the quarters ended September 30, 2015 and 2014. Contractual maturities of investment securities as of September 30, 2015 and June 30, 2015 were as follows: September 30, 2015 June 30, 2015 (In Thousands) Amortized Estimated Amortized Estimated Held to maturity: Due in one year or less $ 800 $ 800 $ 800 $ 800 Due after one through five years — — — — Due after five through ten years — — — — Due after ten years — — — — Total investment securities - held to maturity $ 800 $ 800 $ 800 $ 800 Available for sale: Due in one year or less $ — $ — $ — $ — Due after one through five years — — — — Due after five through ten years — — — — Due after ten years 12,753 13,310 13,404 14,010 No stated maturity (common stock) 250 151 250 151 Total investment securities - available for sale $ 13,003 $ 13,461 $ 13,654 $ 14,161 Total investment securities $ 13,803 $ 14,261 $ 14,454 $ 14,961

Loans Held For Investment

Loans Held For Investment	3 Months Ended
	Sep. 30, 2015
Loans and Leases Receivable Disclosure [Abstract]
Loans Held For Investment	Loans Held for Investment Loans held for investment consisted of the following: (In Thousands) September 30, June 30, Mortgage loans: Single-family $ 356,963 $ 365,961 Multi-family 355,442 347,020 Commercial real estate 94,580 100,897 Construction 6,185 8,191 Other 72 — Commercial business loans 399 666 Consumer loans 243 244 Total loans held for investment, gross 813,884 822,979 Undisbursed loan funds (2,691 ) (3,360 ) Advance payments of escrows 193 199 Deferred loan costs, net 3,334 3,140 Allowance for loan losses (9,034 ) (8,724 ) Total loans held for investment, net $ 805,686 $ 814,234 As of September 30, 2015, the Corporation had $13.6 million in mortgage loans that are subject to negative amortization, consisting of $10.2 million in multi-family loans, $3.2 million in single-family loans and $213,000 in commercial real estate loans. This compares to $14.1 million of negative amortization mortgage loans at June 30, 2015, consisting of $10.7 million in multi-family loans, $3.2 million in single-family loans and $227,000 in commercial real estate loans. During the first quarters of fiscal 2016 and 2015, no loan interest income was added to the negative amortization loan balance. Negative amortization involves a greater risk to the Corporation because the loan principal balance may increase by a range of 110% to 115% of the original loan amount during the period of negative amortization and because the loan payment may increase beyond the means of the borrower when loan principal amortization is required. Also, the Corporation has originated interest-only ARM loans, which typically have a fixed interest rate for the first two to five years coupled with an interest only payment, followed by a periodic adjustable rate and a fully amortizing loan payment. As of September 30, 2015 and June 30, 2015, the interest-only ARM loans were $131.4 million and $152.6 million , or 16.1% and 18.6% of loans held for investment, respectively. As of September 30, 2015, the Corporation had $4.0 million of single-family loans, 12 loans, held for investment which were originated for sale but were subsequently transferred to held for investment and are carried at fair value. This compares to $4.5 million of single-family loans, 13 loans, held for investment at June 30, 2015 which were originated for sale but were subsequently transferred to held for investment and are carried at fair value. The following table sets forth information at September 30, 2015 regarding the dollar amount of loans held for investment that are contractually repricing during the periods indicated, segregated between adjustable rate loans and fixed rate loans. Fixed-rate loans comprised 3% of loans held for investment at September 30, 2015, as compared to 4% at June 30, 2015. Adjustable rate loans having no stated repricing dates that reprice when the index they are tied to reprices (e.g. prime rate index) and checking account overdrafts are reported as repricing within one year. The table does not include any estimate of prepayments which may cause the Corporation’s actual repricing experience to differ materially from that shown. Adjustable Rate (In Thousands) Within One Year After After After Fixed Rate Total Mortgage loans: Single-family $ 287,251 $ 5,167 $ 48,876 $ 1,984 $ 13,685 $ 356,963 Multi-family 66,947 98,626 178,461 8,332 3,076 355,442 Commercial real estate 13,634 29,099 46,411 — 5,436 94,580 Construction 720 — 375 — 5,090 6,185 Other — — — — 72 72 Commercial business loans 138 — — — 261 399 Consumer loans 236 — — — 7 243 Total loans held for investment, gross $ 368,926 $ 132,892 $ 274,123 $ 10,316 $ 27,627 $ 813,884 The Corporation has developed an internal loan grading system to evaluate and quantify the Bank’s loans held for investment portfolio with respect to quality and risk. Management continually evaluates the credit quality of the Corporation’s loan portfolio and conducts a quarterly review of the adequacy of the allowance for loan losses using quantitative and qualitative methods. The Corporation has adopted an internal risk rating policy in which each loan is rated for credit quality with a rating of pass, special mention, substandard, doubtful or loss. The two primary components that are used during the loan review process to determine the proper allowance levels are individually evaluated allowances and collectively evaluated allowances. Quantitative loan loss factors are developed by determining the historical loss experience, expected future cash flows, discount rates and collateral fair values, among others. Qualitative loan loss factors are developed by assessing general economic indicators such as gross domestic product, retail sales, unemployment rates, employment growth, California home sales and median California home prices. The Corporation assigns individual factors for the quantitative and qualitative methods for each loan category and each internal risk rating. The Corporation categorizes all of the loans held for investment into risk categories based on relevant information about the ability of the borrower to service their debt such as current financial information, historical payment experience, credit documentation, public information, and current economic trends, among other factors. A description of the general characteristics of the risk grades is as follows: ▪ Pass - These loans range from minimal credit risk to average however still acceptable credit risk. The likelihood of loss is considered remote. ▪ Special mention - A Special Mention asset has potential weaknesses that may be temporary or, if left uncorrected, may result in a loss. While concerns exist, the bank is currently protected and loss is considered unlikely and not imminent. ▪ Substandard - A substandard loan is inadequately protected by the current sound worth and paying capacity of the borrower or of the collateral pledged, if any. Loans so classified must have a well-defined weakness, or weaknesses, that may jeopardize the liquidation of the debt. A substandard loan is characterized by the distinct possibility that the Bank will sustain some loss if the deficiencies are not corrected. ▪ Doubtful - A doubtful loan has all of the weaknesses inherent in one classified as substandard with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of the currently existing facts, conditions and values, highly questionable and improbable. ▪ Loss - A loss loan is considered uncollectible and of such little value that continuance as an asset of the institution is not warranted. The following tables summarize gross loans held for investment by loan types and risk category at the dates indicated: September 30, 2015 (In Thousands) Single-family Multi-family Commercial Real Estate Construction Other Mortgage Commercial Business Consumer Total Pass $ 337,156 $ 350,923 $ 92,628 $ 6,185 $ 72 $ 292 $ 243 $ 787,499 Special Mention 7,187 408 — — — — — 7,595 Substandard 12,620 4,111 1,952 — — 107 — 18,790 Total loans held for investment, gross $ 356,963 $ 355,442 $ 94,580 $ 6,185 $ 72 $ 399 $ 243 $ 813,884 June 30, 2015 (In Thousands) Single-family Multi-family Commercial Real Estate Construction Commercial Business Consumer Total Pass $ 347,301 $ 339,093 $ 98,254 $ 8,191 $ 557 $ 244 $ 793,640 Special Mention 7,766 413 — — — — 8,179 Substandard 10,894 7,514 2,643 — 109 — 21,160 Total loans held for investment, gross $ 365,961 $ 347,020 $ 100,897 $ 8,191 $ 666 $ 244 $ 822,979 The allowance for loan losses is maintained at a level sufficient to provide for estimated losses based on evaluating known and inherent risks in the loans held for investment and upon management’s continuing analysis of the factors underlying the quality of the loans held for investment. These factors include changes in the size and composition of the loans held for investment, actual loan loss experience, current economic conditions, detailed analysis of individual loans for which full collectability may not be assured, and determination of the realizable value of the collateral securing the loans. The provision (recovery) for (from) the allowance for loan losses is charged (credited) against operations on a quarterly basis, as necessary, to maintain the allowance at appropriate levels. Although management believes it uses the best information available to make such determinations, there can be no assurance that regulators, in reviewing the Corporation’s loans held for investment, will not request a significant increase in its allowance for loan losses. Future adjustments to the allowance for loan losses may be necessary and results of operations could be significantly and adversely affected as a result of economic, operating, regulatory, and other conditions beyond the Corporation’s control. Non-performing loans are charged-off to their fair market values in the period the loans, or portion thereof, are deemed uncollectible, generally after the loan becomes 150 days delinquent for real estate secured first trust deed loans and 120 days delinquent for commercial business or real estate secured second trust deed loans. For loans that were modified from their original terms, were re-underwritten and identified in the Corporation’s asset quality reports as troubled debt restructurings (“restructured loans”), the charge-off occurs when the loan becomes 90 days delinquent; and where borrowers file bankruptcy, the charge-off occurs when the loan becomes 60 days delinquent. The amount of the charge-off is determined by comparing the loan balance to the estimated fair value of the underlying collateral, less disposition costs, with the loan balance in excess of the estimated fair value charged-off against the allowance for loan losses. The allowance for loan losses for non-performing loans is determined by applying Accounting Standards Codification (“ASC”) 310 , “Receivables.” For restructured loans that are less than 90 days delinquent, the allowance for loan losses are segregated into (a) individually evaluated allowances for those loans with applicable discounted cash flow calculations still in their restructuring period, classified lower than pass, and containing an embedded loss component or (b) collectively evaluated allowances based on the aggregated pooling method. For non-performing loans less than 60 days delinquent where the borrower has filed bankruptcy, the collectively evaluated allowances are assigned based on the aggregated pooling method. For non-performing commercial real estate loans, an individually evaluated allowance is calculated based on the loan's fair value or collateral's fair value less estimated selling costs and if the fair value is higher than the loan balance, no allowance is required. The following table summarizes the Corporation’s allowance for loan losses at September 30, 2015 and June 30, 2015: (In Thousands) September 30, June 30, Collectively evaluated for impairment: Mortgage loans: Single-family $ 6,261 $ 5,202 Multi-family 1,943 2,616 Commercial real estate 697 734 Construction 40 42 Other 2 — Commercial business loans 13 23 Consumer loans 9 9 Total collectively evaluated allowance 8,965 8,626 Individually evaluated for impairment: Mortgage loans: Single-family 49 78 Commercial business loans 20 20 Total individually evaluated allowance 69 98 Total loan loss allowance $ 9,034 $ 8,724 The following table is provided to disclose additional details on the Corporation’s allowance for loan losses: For the Quarters Ended (Dollars in Thousands) 2015 2014 Allowance at beginning of period $ 8,724 $ 9,744 Recovery from the allowance for loan losses (38 ) (818 ) Recoveries: Mortgage loans: Single-family 69 109 Multi-family 56 71 Commercial real estate 216 — Commercial business loans 85 — Consumer loans — 1 Total recoveries 426 181 Charge-offs: Mortgage loans: Single-family (78 ) (219 ) Total charge-offs (78 ) (219 ) Net recoveries (charge-offs) 348 (38 ) Balance at end of period $ 9,034 $ 8,888 Allowance for loan losses as a percentage of gross loans held for investment 1.11 % 1.11 % Net (recoveries) charge-offs as a percentage of average loans receivable, net, during the period (annualized) (0.14 )% 0.02 % Allowance for loan losses as a percentage of gross non-performing loans at the end of the period 57.33 % 66.62 % The following tables denote the past due status of the Corporation's loans held for investment, gross, at the dates indicated. September 30, 2015 (In Thousands) Current 30-89 Days Past Due Non-Accrual (1) Total Loans Held for Investment, Gross Mortgage loans: Single-family $ 343,126 $ 1,217 $ 12,620 $ 356,963 Multi-family 353,467 — 1,975 355,442 Commercial real estate 93,564 — 1,016 94,580 Construction 6,185 — — 6,185 Other 72 — — 72 Commercial business loans 292 — 107 399 Consumer loans 241 2 — 243 Total loans held for investment, gross $ 796,947 $ 1,219 $ 15,718 $ 813,884 (1) All loans 90 days or greater past due are placed on non-accrual status. June 30, 2015 (In Thousands) Current 30-89 Days Past Due Non-Accrual (1) Total Loans Held for Investment, Gross Mortgage loans: Single-family $ 354,082 $ 1,335 $ 10,544 $ 365,961 Multi-family 344,774 — 2,246 347,020 Commercial real estate 99,198 — 1,699 100,897 Construction 8,191 — — 8,191 Commercial business loans 557 — 109 666 Consumer loans 244 — — 244 Total loans held for investment, gross $ 807,046 $ 1,335 $ 14,598 $ 822,979 (1) All loans 90 days or greater past due are placed on non-accrual status. The following tables summarize the Corporation’s allowance for loan losses and recorded investment in gross loans, by portfolio type, at the dates and for the periods indicated. Quarter Ended September 30, 2015 (In Thousands) Single-family Multi-family Commercial Real Estate Construction Other Mortgage Commercial Business Consumer Total Allowance for loan losses: Allowance at beginning of period $ 5,280 $ 2,616 $ 734 $ 42 $ — $ 43 $ 9 $ 8,724 Provision (recovery) for loan losses 1,039 (729 ) (253 ) (2 ) 2 (95 ) — (38 ) Recoveries 69 56 216 — — 85 — 426 Charge-offs (78 ) — — — — — — (78 ) Allowance for loan losses, end of period $ 6,310 $ 1,943 $ 697 $ 40 $ 2 $ 33 $ 9 $ 9,034 Allowance for loan losses: Individually evaluated for impairment $ 49 $ — $ — $ — $ — $ 20 $ — $ 69 Collectively evaluated for impairment 6,261 1,943 697 40 2 13 9 8,965 Allowance for loan losses, end of period $ 6,310 $ 1,943 $ 697 $ 40 $ 2 $ 33 $ 9 $ 9,034 Loans held for investment: Individually evaluated for impairment $ 8,204 $ 1,975 $ 1,016 $ — $ — $ 107 $ — $ 11,302 Collectively evaluated for impairment 348,759 353,467 93,564 6,185 72 292 243 802,582 Total loans held for investment, gross $ 356,963 $ 355,442 $ 94,580 $ 6,185 $ 72 $ 399 $ 243 $ 813,884 Allowance for loan losses as a percentage of gross loans held for investment 1.77 % 0.55 % 0.74 % 0.65 % 2.78 % 8.27 % 3.70 % 1.11 % Quarter Ended September 30, 2014 (In Thousands) Single-family Multi-family Commercial Real Estate Construction Commercial Business Consumer Total Allowance for loan losses: Allowance at beginning of period $ 5,476 $ 3,142 $ 989 $ 35 $ 92 $ 10 $ 9,744 (Recovery) provision for loan losses (714 ) (91 ) 25 (30 ) (7 ) (1 ) (818 ) Recoveries 109 71 — — — 1 181 Charge-offs (219 ) — — — — — (219 ) Allowance for loan losses, end of period $ 4,652 $ 3,122 $ 1,014 $ 5 $ 85 $ 10 $ 8,888 Allowance for loan losses: Individually evaluated for impairment $ — $ — $ — $ — $ 41 $ — $ 41 Collectively evaluated for impairment 4,652 3,122 1,014 5 44 10 8,847 Allowance for loan losses, end of period $ 4,652 $ 3,122 $ 1,014 $ 5 $ 85 $ 10 $ 8,888 Loans held for investment: Individually evaluated for impairment $ 6,515 $ 2,194 $ 2,317 $ — $ 118 $ — $ 11,144 Collectively evaluated for impairment 370,718 312,680 98,410 4,378 991 271 787,448 Total loans held for investment, gross $ 377,233 $ 314,874 $ 100,727 $ 4,378 $ 1,109 $ 271 $ 798,592 Allowance for loan losses as a percentage of gross loans held for investment 1.23 % 0.99 % 1.01 % 0.11 % 7.66 % 3.69 % 1.11 % The following tables identify the Corporation’s total recorded investment in non-performing loans by type at the dates and for the periods indicated. Generally, a loan is placed on non-accrual status when it becomes 90 days past due as to principal or interest or if the loan is deemed impaired, after considering economic and business conditions and collection efforts, where the borrower’s financial condition is such that collection of the contractual principal or interest on the loan is doubtful. In addition, interest income is not recognized on any loan where management has determined that collection is not reasonably assured. A non-performing loan may be restored to accrual status when delinquent principal and interest payments are brought current and future monthly principal and interest payments are expected to be collected on a timely basis. Loans with a related allowance reserve have been individually evaluated for impairment using either a discounted cash flow analysis or, for collateral dependent loans, current appraisals less costs to sell to establish realizable value. This analysis may identify a specific impairment amount needed or may conclude that no reserve is needed. Loans without a related allowance reserve have not been individually evaluated for impairment, but have been included in pools of homogeneous loans for evaluation of related allowance reserves. At September 30, 2015 Unpaid Net Principal Related Recorded Recorded (In Thousands) Balance Charge-offs Investment Allowance (1) Investment Mortgage loans: Single-family: With a related allowance $ 5,078 $ — $ 5,078 $ (973 ) $ 4,105 Without a related allowance (2) 9,387 (1,806 ) 7,581 — 7,581 Total single-family 14,465 (1,806 ) 12,659 (973 ) 11,686 Multi-family: Without a related allowance (2) 3,179 (1,204 ) 1,975 — 1,975 Total multi-family 3,179 (1,204 ) 1,975 — 1,975 Commercial real estate: Without a related allowance (2) 1,016 — 1,016 — 1,016 Total commercial real estate 1,016 — 1,016 — 1,016 Commercial business loans: With a related allowance 107 — 107 (20 ) 87 Total commercial business loans 107 — 107 (20 ) 87 Total non-performing loans $ 18,767 $ (3,010 ) $ 15,757 $ (993 ) $ 14,764 (1) Consists of collectively and individually evaluated allowances, specifically assigned to the individual loan, and fair value credit adjustments. (2) There was no related allowance for loan losses because the loans have been charged-off to their fair value or the fair value of the collateral is higher than the loan balance. At June 30, 2015 Unpaid Net Principal Related Recorded Recorded (In Thousands) Balance Charge-offs Investment Allowance (1) Investment Mortgage loans: Single-family: With a related allowance $ 3,881 $ — $ 3,881 $ (630 ) $ 3,251 Without a related allowance (2) 8,462 (1,801 ) 6,661 — 6,661 Total single-family 12,343 (1,801 ) 10,542 (630 ) 9,912 Multi-family: Without a related allowance (2) 3,506 (1,260 ) 2,246 — 2,246 Total multi-family 3,506 (1,260 ) 2,246 — 2,246 Commercial real estate: Without a related allowance (2) 1,699 — 1,699 — 1,699 Total commercial real estate 1,699 — 1,699 — 1,699 Commercial business loans: With a related allowance 109 — 109 (20 ) 89 Total commercial business loans 109 — 109 (20 ) 89 Total non-performing loans $ 17,657 $ (3,061 ) $ 14,596 $ (650 ) $ 13,946 (1) Consists of collectively and individually evaluated allowances, specifically assigned to the individual loan. (2) There was no related allowance for loan losses because the loans have been charged-off to their fair value or the fair value of the collateral is higher than the loan balance. At September 30, 2015 and June 30, 2015, there were no commitments to lend additional funds to those borrowers whose loans were classified as non-performing. For the quarters ended September 30, 2015 and 2014, the Corporation’s average investment in non-performing loans was $15.3 million and $15.9 million , respectively. The Corporation records payments on non-performing loans utilizing the cash basis or cost recovery method of accounting during the periods when the loans are on non-performing status. For the quarters ended September 30, 2015 and 2014, interest income of $101,000 and $97,000 , respectively, was recognized, based on cash receipts from loan payments on non-performing loans; and $65,000 and $93,000 , respectively, was collected and applied to the net loan balances under the cost recovery method. Foregone interest income, which would have been recorded had the non-performing loans been current in accordance with their original terms, amounted to $66,000 and $57,000 for the quarters ended September 30, 2015 and 2014, respectively, and was not included in the results of operations. The following table presents the average recorded investment in non-performing loans and the related interest income recognized for the quarters ended September 30, 2015 and 2014: Quarter Ended September 30, 2015 2014 Average Interest Average Interest Recorded Income Recorded Income Investment Recognized Investment Recognized Without related allowances: Mortgage loans: Single-family $ 8,032 $ 3 $ 7,917 $ 34 Multi-family 2,065 66 2,288 4 Commercial real estate 1,322 18 2,327 26 11,419 87 12,532 64 With related allowances: Mortgage loans: Single-family 3,801 12 2,560 17 Multi-family — — 725 13 Commercial business loans 107 2 132 3 3,908 14 3,417 33 Total $ 15,327 $ 101 $ 15,949 $ 97 For the quarters ended September 30, 2015 and 2014, there were no loans that were newly modified from their original terms, re-underwritten or identified in the Corporation’s asset quality reports as restructured loans. During the quarters ended September 30, 2015 and 2014, no restructured loans were in default within a 12-month period subsequent to their original restructuring. Additionally, during the quarter ended September 30, 2015 and 2014, there were no loans whose modification were extended beyond the initial maturity of the modification. As of September 30, 2015, the net outstanding balance of the 15 restructured loans was $5.5 million : two were classified as special mention and remain on accrual status ( $980,000 ); and 13 were classified as substandard ( $4.5 million , all on non-accrual status). As of June 30, 2015, the net outstanding balance of the 18 restructured loans was $6.6 million : two were classified as special mention on accrual status ( $989,000 ); and 16 were classified as substandard ( $5.6 million , all on non-accrual status). Substandard assets have one or more defined weaknesses and are characterized by the distinct possibility that the Corporation will sustain some loss if the deficiencies are not corrected. Assets that do not currently expose the Corporation to sufficient risk to warrant adverse classification but possess weaknesses are designated as special mention and are closely monitored by the Corporation. As of September 30, 2015 and June 30, 2015, $4.1 million or 74% , and $4.9 million or 74% , respectively, of the restructured loans were current with respect to their modified payment terms. The Corporation upgrades restructured single-family loans to the pass category if the borrower has demonstrated satisfactory contractual payments for at least six consecutive months; 12 months for those loans that were restructured more than once; and if the borrower has demonstrated satisfactory contractual payments beyond 12 consecutive months, the loan is no longer categorized as a restructured loan. In addition to the payment history described above, multi-family, commercial real estate, construction and commercial business loans (which are sometimes referred to in this report as “preferred loans”) must also demonstrate a combination of the following characteristics to be upgraded: satisfactory cash flow, satisfactory guarantor support, and additional collateral support, among others. To qualify for restructuring, a borrower must provide evidence of their creditworthiness such as, current financial statements, their most recent income tax returns, current paystubs, current W-2s, and most recent bank statements, among other documents, which are then verified by the Corporation. The Corporation re-underwrites the loan with the borrower’s updated financial information, new credit report, current loan balance, new interest rate, remaining loan term, updated property value and modified payment schedule, among other considerations, to determine if the borrower qualifies. The following table summarizes at the dates indicated the restructured loan balances, net of allowance for loan losses, by loan type and non-accrual versus accrual status: (In Thousands) September 30, 2015 June 30, 2015 Restructured loans on non-accrual status: Mortgage loans: Single-family $ 2,879 $ 2,902 Multi-family 1,576 1,593 Commercial real estate — 1,019 Commercial business loans 87 89 Total 4,542 5,603 Restructured loans on accrual status: Mortgage loans: Single-family 980 989 Total 980 989 Total restructured loans $ 5,522 $ 6,592 The following tables identify the Corporation’s total recorded investment in restructured loans by type at the dates and for the periods indicated. At September 30, 2015 Unpaid Net Principal Related Recorded Recorded (In Thousands) Balance Charge-offs Investment Allowance (1) Investment Mortgage loans: Single-family: With a related allowance $ 572 $ — $ 572 $ (114 ) $ 458 Without a related allowance (2) 4,340 (939 ) 3,401 — 3,401 Total single-family 4,912 (939 ) 3,973 (114 ) 3,859 Multi-family: Without a related allowance (2) 2,729 (1,153 ) 1,576 — 1,576 Total multi-family 2,729 (1,153 ) 1,576 — 1,576 Commercial business loans: With a related allowance 107 — 107 (20 ) 87 Total commercial business loans 107 — 107 (20 ) 87 Total restructured loans $ 7,748 $ (2,092 ) $ 5,656 $ (134 ) $ 5,522 (1) Consists of collectively and individually evaluated allowances, specifically assigned to the individual loan. (2) There was no related allowance for loan losses because the loans have been charged-off to their fair value or the fair value of the collateral is higher than the loan balance. At June 30, 2015 Unpaid Net Principal Related Recorded Recorded (In Thousands) Balance Charge-offs Investment Allowance (1) Investment Mortgage loans: Single-family With a related allowance $ 576 $ — $ 576 $ (115 ) $ 461 Without a related allowance (2) 4,397 (967 ) 3,430 — 3,430 Total single-family 4,973 (967 ) 4,006 (115 ) 3,891 Multi-family: Without a related allowance (2) 2,795 (1,202 ) 1,593 — 1,593 Total multi-family 2,795 (1,202 ) 1,593 — 1,593 Commercial real estate: Without a related allowance (2) 1,019 — 1,019 — 1,019 Total commercial real estate 1,019 — 1,019 — 1,019 Commercial business loans: With a related allowance 109 — 109 (20 ) 89 Total commercial business loans 109 — 109 (20 ) 89 Total restructured loans $ 8,896 $ (2,169 ) $ 6,727 $ (135 ) $ 6,592 (1) Consists of collectively and individually evaluated allowances, specifically assigned to the individual loan. (2) There was no related allowance for loan losses because the loans have been charged-off to their fair value or the fair value of the collateral is higher than the loan balance. During the quarter ended September 30, 2015, two properties were acquired in the settlement of loans, while two previously foreclosed upon properties were sold. This compares to the quarter ended September 30, 2014 when three properties were acquired in the settlement of loans, while two previously foreclosed upon properties were sold and one real estate owned property was written off. As of September 30, 2015, the net fair value of real estate owned was $3.7 million , comprised of two properties located in Southern California and one property located in Arizona. This compares the real estate owned net fair value of $2.4 million at June 30, 2015, comprised of two properties located in Southern California and one property located in Nevada. A new appraisal was obtained on each of the properties at the time of foreclosure and fair value was calculated by using the lower of the appraised value or the listing price of the property, net of selling costs. Any initial loss was recorded as a charge to the allowance for loan losses before being transferred to real estate owned. Subsequent to transfer to real estate owned, if there is further deterioration in real estate values, specific real estate owned loss reserves are established and charged to the statement of operations. In addition, the Corporation records costs to carry real estate owned as real estate operating expenses as incurred.

Derivative and Other Financial

Derivative and Other Financial Instruments with Off-Balance Sheet Risks	3 Months Ended
	Sep. 30, 2015
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Derivative and Other Financial Instruments with Off-Balance Sheet Risks	Derivative and Other Financial Instruments with Off-Balance Sheet Risks The Corporation is a party to financial instruments with off-balance sheet risk in the normal course of business to meet the financing needs of its customers. These financial instruments include commitments to extend credit in the form of originating loans or providing funds under existing lines of credit, loan sale commitments to third parties and option contracts. These instruments involve, to varying degrees, elements of credit and interest-rate risk in excess of the amount recognized in the accompanying Condensed Consolidated Statements of Financial Condition. The Corporation’s exposure to credit loss, in the event of non-performance by the counterparty to these financial instruments, is represented by the contractual amount of these instruments. The Corporation uses the same credit policies in entering into financial instruments with off-balance sheet risk as it does for on-balance sheet instruments. As of September 30, 2015 and June 30, 2015, the Corporation had commitments to extend credit (on loans to be held for investment and loans to be held for sale) of $143.5 million and $144.3 million , respectively. The following table provides information at the dates indicated regarding undisbursed funds to borrowers on existing lines of credit with the Corporation as well as commitments to originate loans to be held for investment at the dates indicated below. Commitments September 30, June 30, (In Thousands) Undisbursed loan funds - Construction loans $ 2,691 $ 3,359 Undisbursed lines of credit – Mortgage loans 95 414 Undisbursed lines of credit – Commercial business loans 817 822 Undisbursed lines of credit – Consumer loans 697 708 Commitments to extend credit on loans to be held for investment 4,607 4,745 Total $ 8,907 $ 10,048 In accordance with ASC 815, “Derivatives and Hedging,” and interpretations of the Derivatives Implementation Group of the FASB, the fair value of the commitments to extend credit on loans to be held for sale, loan sale commitments, to be announced (“TBA”) MBS trades, put option contracts and call option contracts are recorded at fair value on the Condensed Consolidated Statements of Financial Condition. At September 30, 2015, $2.5 million was included in other assets and $1.6 million was included in other liabilities; at June 30, 2015, $2.6 million was included in other assets and $208,000 was included in other liabilities. The Corporation does not apply hedge accounting to its derivative financial instruments; therefore, all changes in fair value are recorded in earnings. The following table provides information regarding the allowance for loan losses for the undisbursed funds and commitments to extend credit on loans to be held for investment for the quarters ended September 30, 2015 and 2014. For the Quarters (In Thousands) 2015 2014 Balance, beginning of the period $ 76 $ 61 (Recovery) provision (11 ) 47 Balance, end of the period $ 65 $ 108 The net impact of derivative financial instruments on the gain on sale of loans contained in the Condensed Consolidated Statements of Operations during the quarters ended September 30, 2015 and 2014 was as follows: For the Quarters Derivative Financial Instruments 2015 2014 (In Thousands) Commitments to extend credit on loans to be held for sale $ 1,005 $ (781 ) Mandatory loan sale commitments and TBA MBS trades (2,433 ) 937 Option contracts (88 ) (105 ) Total net (loss) gain $ (1,516 ) $ 51 The outstanding derivative financial instruments and other loan sale agreements at the dates indicated were as follows: September 30, 2015 June 30, 2015 Derivative Financial Instruments Amount Fair Amount Fair (In Thousands) Commitments to extend credit on loans to be held for sale (1) $ 138,849 $ 2,504 $ 139,565 $ 1,499 Best efforts loan sale commitments (42,947 ) — (36,908 ) — Mandatory loan sale commitments and TBA MBS trades (243,409 ) (1,692 ) (320,197 ) 741 Option contracts (2,000 ) 57 4,000 192 Total $ (149,507 ) $ 869 $ (213,540 ) $ 2,432 (1) Net of 30.1% at September 30, 2015 and 26.9% at June 30, 2015 of commitments which management has estimated may not fund.

Income Taxes

Income Taxes	3 Months Ended
	Sep. 30, 2015
Income Tax Disclosure [Abstract]
Income Taxes	Income Taxes ASC 740, “Income Taxes,” requires the affirmative evaluation that it is more likely than not, based on the technical merits of a tax position, that an enterprise is entitled to economic benefits resulting from positions taken in income tax returns. If a tax position does not meet the more-likely-than-not recognition threshold, the benefit of that position is not recognized in the financial statements. Management has determined that there are no unrecognized tax benefits to be reported in the Corporation’s financial statements. ASC 740 requires that when determining the need for a valuation allowance against a deferred tax asset, management must assess both positive and negative evidence with regard to the realizability of the tax losses represented by that asset. To the extent available sources of taxable income are insufficient to absorb tax losses, a valuation allowance is necessary. Sources of taxable income for this analysis include prior years’ tax returns, the expected reversals of taxable temporary differences between book and tax income, prudent and feasible tax-planning strategies, and future taxable income. The deferred tax asset related to the allowance will be realized when actual charge-offs are made against the allowance. Based on the availability of loss carry-backs and projected taxable income during the periods for which loss carry-forwards are available, management believes it is more likely than not the Corporation will realize the deferred tax asset. The Corporation continues to monitor the deferred tax asset on a quarterly basis for a valuation allowance. The future realization of these tax benefits primarily hinges on adequate future earnings to utilize the tax benefit. Prospective earnings or losses, tax law changes or capital changes could prompt the Corporation to reevaluate the assumptions which may be used to establish a valuation allowance. The Corporation maintains net deferred income tax assets for deductible temporary tax differences, such as loss reserves, deferred compensation, non-accrued interest and unrealized gains. The Corporation did not have any liabilities for uncertain tax positions or any known unrecognized tax benefit at September 30, 2015 or June 30, 2015. The Corporation files income tax returns for the United States and state of California jurisdictions. The Internal Revenue Service has audited the Bank’s income tax returns through 1996 and the California Franchise Tax Board has audited the Bank through 1990. Also, the Internal Revenue Service completed a review of the Corporation’s income tax returns for fiscal 2006 and 2007; and the California Franchise Tax Board completed a review of the Corporation’s income tax returns for fiscal 2009 and 2010. Tax years subsequent to fiscal 2010 remain subject to federal examination; and the California state income tax returns for years subsequent to fiscal 2010 are subject to future examination by state taxing authorities. It is the Corporation’s policy to record any penalties or interest charges arising from federal or state taxes as a component of income tax expense. During the quarter ended September 30, 2015, there were no tax penalties or interest charges. For the quarter ended September 30, 2014, the Corporation paid $4,000 in interest charges to the State of California tax authority for the fiscal 2010 tax obligation.

Fair Value of Financial Instrum

Fair Value of Financial Instruments	3 Months Ended
	Sep. 30, 2015
Fair Value Disclosures [Abstract]
Fair Value of Financial Instruments	Fair Value of Financial Instruments The Corporation adopted ASC 820, “Fair Value Measurements and Disclosures,” and elected the fair value option pursuant to ASC 825, “Financial Instruments” on loans originated for sale by PBM. ASC 820 defines fair value, establishes a framework for measuring fair value, and expands disclosures about fair value measurements. ASC 825 permits entities to elect to measure many financial instruments and certain other assets and liabilities at fair value on an instrument-by-instrument basis (the “Fair Value Option”) at specified election dates. At each subsequent reporting date, an entity is required to report unrealized gains and losses on items in earnings for which the fair value option has been elected. The objective of the Fair Value Option is to improve financial reporting by providing entities with the opportunity to mitigate volatility in reported earnings caused by measuring related assets and liabilities differently without having to apply complex hedge accounting provisions. The following table describes the difference at the dates indicated between the aggregate fair value and the aggregate unpaid principal balance of loans held for investment at fair value and loans held for sale at fair value: (In Thousands) Aggregate Fair Value Aggregate Unpaid Principal Balance Net Unrealized (Loss) Gain As of September 30, 2015: Loans held for investment, at fair value $ 4,036 $ 4,167 $ (131 ) Loans held for sale, measured at fair value $ 163,644 $ 156,901 $ 6,743 As of June 30, 2015: Loans held for investment, at fair value $ 4,518 $ 4,495 $ 23 Loans held for sale, measured at fair value $ 224,715 $ 219,143 $ 5,572 ASC 820-10-65-4, “Determining Fair Value When the Volume and Level of Activity for the Asset or Liability Have Significantly Decreased and Identifying Transactions That Are Not Orderly,” provides additional guidance for estimating fair value in accordance with ASC 820, “Fair Value Measurements,” when the volume and level of activity for the asset or liability have significantly decreased. ASC 820 establishes a three-level valuation hierarchy that prioritizes inputs to valuation techniques used in fair value calculations. The three levels of inputs are defined as follows: Level 1 - Unadjusted quoted prices in active markets for identical assets or liabilities that the Corporation has the ability to access at the measurement date. Level 2 - Observable inputs other than Level 1 such as: quoted prices for similar assets or liabilities in active markets, quoted prices for identical or similar assets or liabilities in markets that are not active, or other inputs that are observable or can be corroborated to observable market data for substantially the full term of the asset or liability. Level 3 - Unobservable inputs for the asset or liability that use significant assumptions, including assumptions of risks. These unobservable assumptions reflect the Corporation’s estimate of assumptions that market participants would use in pricing the asset or liability. Valuation techniques include the use of pricing models, discounted cash flow models and similar techniques. ASC 820 requires the Corporation to maximize the use of observable inputs and minimize the use of unobservable inputs. If a financial instrument uses inputs that fall in different levels of the hierarchy, the instrument will be categorized based upon the lowest level of input that is significant to the fair value calculation. The Corporation’s financial assets and liabilities measured at fair value on a recurring basis consist of investment securities, loans held for investment at fair value, loans held for sale at fair value, interest-only strips and derivative financial instruments; while non-performing loans, mortgage servicing assets ("MSA") and real estate owned are measured at fair value on a nonrecurring basis. Investment securities are primarily comprised of U.S. government agency MBS, U.S. government sponsored enterprise MBS, a privately issued CMO and common stock of a community development financial institution. The Corporation utilizes quoted prices in active and less than active markets for similar securities for its fair value measurement of MBS and debt securities (Level 2), broker price indications for similar securities in non-active markets for its fair value measurement of the CMO (Level 3) and a relative value analysis for the common stock in non-active markets (Level 3). Derivative financial instruments are comprised of commitments to extend credit on loans to be held for sale, mandatory loan sale commitments, TBA MBS trades and option contracts. The fair value of TBA MBS trades is determined using quoted secondary-market prices (Level 2). The fair values of other derivative financial instruments are determined by quoted prices for a similar commitment or commitments, adjusted for the specific attributes of each commitment (Level 3). Loans held for investment at fair value are primarily single-family loans which have been transferred from loans held for sale. The fair value is determined by the quoted secondary-market prices which account for interest rate characteristics, adjusted for management estimates of the specific credit risk attributes of each loan (Level 3). Loans held for sale at fair value are primarily single-family loans. The fair value is determined, when possible, using quoted secondary-market prices such as mandatory loan sale commitments. If no such quoted price exists, the fair value of a loan is determined by quoted prices for a similar loan or loans, adjusted for the specific attributes of each loan (Level 2). Non-performing loans are loans which are inadequately protected by the current net worth and paying capacity of the borrowers or of the collateral pledged. The non-performing loans are characterized by the distinct possibility that the Corporation will sustain some loss if the deficiencies are not corrected. The fair value of a non-performing loan is determined based on an observable market price or current appraised value of the underlying collateral. Appraised and reported values may be discounted based on management’s historical knowledge, changes in market conditions from the time of valuation, and/or management’s expertise and knowledge of the borrower. For non-performing loans which are restructured loans, the fair value is derived from discounted cash flow analysis (Level 3), except those which are in the process of foreclosure or 90 days delinquent for which the fair value is derived from the appraised value of its collateral (Level 2). For other non-performing loans which are not restructured loans, other than non-performing commercial real estate loans, the fair value is derived from relative value analysis: historical experience and management estimates by loan type for which collectively evaluated allowances are assigned (Level 3), or the appraised value of its collateral for loans which are in the process of foreclosure or where borrowers file bankruptcy, for which the charge-off will occur when the loan becomes 60 days delinquent (Level 2). For non-performing commercial real estate loans, the fair value is derived from the appraised value of its collateral (Level 2). Non-performing loans are reviewed and evaluated on at least a quarterly basis for additional allowance and adjusted accordingly, based on the same factors identified above. This loss is not recorded directly as an adjustment to current earnings or other comprehensive income (loss), but rather as a component in determining the overall adequacy of the allowance for loan losses. These adjustments to the estimated fair value of non-performing loans may result in increases or decreases to the provision for loan losses recorded in current earnings. The Corporation uses the amortization method for its MSA, which amortizes the MSA in proportion to and over the period of estimated net servicing income and assesses the MSA for impairment based on fair value at each reporting date. The fair value of MSA is calculated using the present value method; which includes a third party’s prepayment projections of similar instruments, weighted-average coupon rates and the estimated average life (Level 3). The rights to future income from serviced loans that exceed contractually specified servicing fees are recorded as interest-only strips. The fair value of interest-only strips is calculated using the same assumptions that are used to value the related MSA (Level 3). The fair value of real estate owned is derived from the lower of the appraised value or the listing price, net of estimated selling costs (Level 2). The Corporation’s valuation methodologies may produce a fair value calculation that may not be indicative of net realizable value or reflective of future fair values. While management believes the Corporation’s valuation methodologies are appropriate and consistent with other market participants, the use of different methodologies or assumptions to determine the fair value of certain financial instruments could result in a different estimate of fair value at the reporting date. The following fair value hierarchy tables present information at the dates indicated about the Corporation’s assets measured at fair value on a recurring basis: Fair Value Measurement at September 30, 2015 Using: (In Thousands) Level 1 Level 2 Level 3 Total Assets: Investment securities: U.S. government agency MBS $ — $ 7,573 $ — $ 7,573 U.S. government sponsored enterprise MBS — 5,046 — 5,046 Private issue CMO — — 691 691 Common stock - community development financial institution — — 151 151 Investment securities — 12,619 842 13,461 Loans held for investment, at fair value — — 4,036 4,036 Loans held for sale, at fair value — 163,644 — 163,644 Interest-only strips — — 60 60 Derivative assets: Commitments to extend credit on loans to be held for sale — — 2,510 2,510 Option contracts — — 57 57 Derivative assets — — 2,567 2,567 Total assets $ — $ 176,263 $ 7,505 $ 183,768 Liabilities: Derivative liabilities: Commitments to extend credit on loans to be held for sale $ — $ — $ 6 $ 6 Mandatory loan sale commitments — — 150 150 TBA MBS trades — 1,542 — 1,542 Derivative liabilities — 1,542 156 1,698 Total liabilities $ — $ 1,542 $ 156 $ 1,698 Fair Value Measurement at June 30, 2015 Using: (In Thousands) Level 1 Level 2 Level 3 Total Assets: Investment securities: U.S. government agency MBS $ — $ 7,906 $ — $ 7,906 U.S. government sponsored enterprise MBS — 5,387 — 5,387 Private issue CMO — — 717 717 Common stock - community development financial institution — — 151 151 Investment securities — 13,293 868 14,161 Loans held for investment, at fair value — 4,518 — 4,518 Loans held for sale, at fair value — 224,715 — 224,715 Interest-only strips — — 63 63 Derivative assets: Commitments to extend credit on loans to be held for sale — — 1,636 1,636 TBA MBS trades — 812 — 812 Option contracts — — 192 192 Derivative assets — 812 1,828 2,640 Total assets $ — $ 243,338 $ 2,759 $ 246,097 Liabilities: Derivative liabilities: Commitments to extend credit on loans to be held for sale $ — $ — $ 137 $ 137 Mandatory loan sale commitments — — 71 71 Derivative liabilities — — 208 208 Total liabilities $ — $ — $ 208 $ 208 The following tables summarize reconciliations of the beginning and ending balances during the periods shown of recurring fair value measurements recognized in the Condensed Consolidated Statements of Financial Condition using Level 3 inputs: For the Quarter Ended September 30, 2015 Fair Value Measurement Using Significant Other Unobservable Inputs (Level 3) (In Thousands) Private Issue CMO Common stock (1) Loans Held For Investment, at fair value (2) Interest- Only Strips Loan Commit- ments to Originate (3) Manda- tory Commit- ments (4) Option Contracts Total Beginning balance at June 30, 2015 $ 717 $ 151 $ — $ 63 $ 1,499 $ (71 ) $ 192 $ 2,551 Total gains or losses (realized/ unrealized): Included in earnings — — (155 ) — 1,005 (96 ) (88 ) 666 Included in other comprehensive loss (1 ) — — (3 ) — — — (4 ) Purchases — — — — — — 89 89 Issuances — — — — — — — — Settlements (25 ) — (638 ) — — 17 (136 ) (782 ) Transfers in and/or out of Level 3 — — 4,829 — — — — 4,829 Ending balance at September 30, 2015 $ 691 $ 151 $ 4,036 $ 60 $ 2,504 $ (150 ) $ 57 $ 7,349 (1) Common stock of a community development financial institution. (2) Beginning fiscal 2016, the valuation of loans held for investment at fair value includes the management estimates of the specific credit risk attributes of each loan (Level 3), in addition to the quoted secondary-market prices which account for interest rate characteristics. (3) Consists of commitments to extend credit on loans to be held for sale. (4) Consists of mandatory loan sale commitments. For the Quarter Ended September 30, 2014 Fair Value Measurement Using Significant Other Unobservable Inputs (Level 3) (In Thousands) Private Issue CMO Common stock (1) Interest- Only Strips Loan Commit- ments to Originate (2) Manda- tory Commit- ments (3) Option Contracts Total Beginning balance at June 30, 2014 $ 853 $ — $ 62 $ 2,566 $ (93 ) $ — $ 3,388 Total gains or losses (realized/unrealized): Included in earnings — — — (781 ) (156 ) (105 ) (1,042 ) Included in other comprehensive (loss) income (1 ) — 8 — — — 7 Purchases — 250 — — — 187 437 Issuances — — — — — — — Settlements (24 ) — — — 4 (49 ) (69 ) Transfers in and/or out of Level 3 — — — — — — — Ending balance at September 30, 2014 $ 828 $ 250 $ 70 $ 1,785 $ (245 ) $ 33 $ 2,721 (1) Common stock of a community development financial institution. (2) Consists of commitments to extend credit on loans to be held for sale. (3) Consists of mandatory loan sale commitments. The following fair value hierarchy tables present information about the Corporation’s assets measured at fair value at the dates indicated on a nonrecurring basis: Fair Value Measurement at September 30, 2015 Using: (In Thousands) Level 1 Level 2 Level 3 Total Non-performing loans $ — $ 11,146 $ 3,618 $ 14,764 MSA — — 417 417 Real estate owned, net — 3,674 — 3,674 Total $ — $ 14,820 $ 4,035 $ 18,855 Fair Value Measurement at June 30, 2015 Using: (In Thousands) Level 1 Level 2 Level 3 Total Non-performing loans $ — $ 11,816 $ 2,130 $ 13,946 MSA — — 269 269 Real estate owned, net — 2,398 — 2,398 Total $ — $ 14,214 $ 2,399 $ 16,613 The following table presents additional information about valuation techniques and inputs used for assets and liabilities, including derivative financial instruments, which are measured at fair value and categorized within Level 3 as of September 30, 2015: (Dollars In Thousands) Fair Value Valuation Techniques Unobservable Inputs Range (1) (Weighted Average) Impact to Valuation from an Increase in Inputs (2) Assets: Securities available-for sale: Private issue CMO $ 691 Market comparable pricing Comparability adjustment 0.0% – 1.5% (1.2%) Increase Securities available-for sale: Common stock (3) $ 151 Relative value analysis Adjusted book value $ 38.6 million Increase Loans held for investment, at fair value $ 4,036 Relative value analysis Broker quotes 99.5% – 105.8% Increase Non-performing loans $ 87 Discounted cash flow Default rates 5.0% Decrease Non-performing loans $ 3,531 Relative value analysis Loss severity 20.0% - 30.0% (20.8%) Decrease MSA $ 417 Discounted cash flow Prepayment speed (CPR) Discount rate 7.8% - 60.0% (17.2%) Decrease Interest-only strips $ 60 Discounted cash flow Prepayment speed (CPR) Discount rate 16.4% - 23.6% (17.7%) Decrease Commitments to extend credit on loans to be held for sale $ 2,510 Relative value analysis TBA-MBS broker quotes Fall-out ratio (4) 98.0% – 105.0% Decrease Option contracts $ 57 Relative value analysis Broker quotes 128.9% of par Increase Liabilities: Commitments to extend credit on loans to be held for sale $ 6 Relative value analysis TBA-MBS broker quotes Fall-out ratio (4) 100.5% – 102.8% Increase Mandatory loan sale commitments $ 150 Relative value analysis Investor quotes TBA MBS broker quotes Roll-forward costs (5) 104.5% - 106.6% Increase (1) The range is based on the estimated fair values and management estimates. (2) Unless otherwise noted, this column represents the directional change in the fair value of the Level 3 investments that would result from an increase to the corresponding unobservable input. A decrease to the unobservable input would have the opposite effect. Significant changes in these inputs in isolation could result in significantly higher or lower fair value measurements. (3) Common stock of a community development financial institution. (4) The percentage of commitments to extend credit on loans to be held for sale which management has estimated may not fund. (5) An estimated cost to roll forward the mandatory loan sale commitments which management has estimated may not be delivered to the corresponding investors in a timely manner. The significant unobservable inputs used in the fair value measurement of the Corporation’s assets and liabilities include the following: prepayment speeds, discount rates, MBS – TBA quotes, fallout ratios, broker quotes and roll-forward costs, among others. Significant increases or decreases in any of these inputs in isolation could result in significantly lower or higher fair value measurement. The various unobservable inputs used to determine valuations may have similar or diverging impacts on valuation. The carrying amount and fair value of the Corporation’s other financial instruments as of September 30, 2015 and June 30, 2015 were as follows: September 30, 2015 (In Thousands) Carrying Fair Financial assets: Loans held for investment, not recorded at fair value $ 801,651 $ 807,570 — — $ 807,570 FHLB – San Francisco stock $ 8,094 $ 8,094 — $ 8,094 — Financial liabilities: Deposits $ 924,866 $ 896,555 — — $ 896,555 Borrowings $ 91,351 $ 94,330 — — $ 94,330 June 30, 2015 (In Thousands) Carrying Fair Financial assets: Loans held for investment, not recorded at fair value $ 809,716 $ 815,385 — — $ 815,385 FHLB – San Francisco stock $ 8,094 $ 8,094 — $ 8,094 — Financial liabilities: Deposits $ 924,086 $ 895,664 — — $ 895,664 Borrowings $ 91,367 $ 93,219 — — $ 93,219 Loans held for investment, not recorded at fair value: For loans that reprice frequently at market rates, the carrying amount approximates the fair value. For fixed-rate loans, the fair value is determined by either (i) discounting the estimated future cash flows of such loans over their estimated remaining contractual maturities using a current interest rate at which such loans would be made to borrowers, or (ii) quoted market prices. The allowance for loan losses is subtracted as an estimate of the underlying credit risk. FHLB – San Francisco stock: The carrying amount reported for FHLB – San Francisco stock approximates fair value. When redeemed, the Corporation will receive an amount equal to the par value of the stock. Deposits: The fair value of time deposits is estimated using a discounted cash flow calculation. The discount rate is based upon rates currently offered for deposits of similar remaining maturities. The fair value of transaction accounts (checking, money market and savings accounts) is based on management estimates, consistent with current market conditions. Borrowings: The fair value of borrowings has been estimated using a discounted cash flow calculation. The discount rate on such borrowings is based upon rates currently offered for borrowings of similar remaining maturities. The Corporation has various processes and controls in place to ensure that fair value is reasonably estimated. The Corporation generally determines fair value of their Level 3 assets and liabilities by using internally developed models which primarily utilize discounted cash flow techniques and prices obtained from independent management services or brokers. The Corporation performs due diligence procedures over third-party pricing service providers in order to support their use in the valuation process. The fair values of investment securities, commitments to extend credit on loans held for sale, mandatory commitments and option contracts are determined from the independent management services or brokers; while the fair value of MSA and interest-only strips are determined using the internally developed models which are based on discounted cash flow analysis. The fair value of non-performing loans is determined by calculating discounted cash flows, relative value analysis or collateral value, less selling costs. While the Corporation believes its valuation methods are appropriate and consistent with other market participants, the use of different methodologies or assumptions to determine the fair value of certain financial instruments could result in a different estimate of fair value at the reporting date. During the quarter ended September 30, 2015, there were no significant changes to the Corporation’s valuation techniques that had, or are expected to have, a material impact on its consolidated financial position or results of operations.

Incentive Plans

Incentive Plans	3 Months Ended
	Sep. 30, 2015
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
Incentive Plans	Incentive Plans As of September 30, 2015, the Corporation had four active share-based compensation plans, which are described below. These plans are the 2013 Equity Incentive Plan (“2013 Plan”), the 2010 Equity Incentive Plan (“2010 Plan”), the 2006 Equity Incentive Plan (“2006 Plan”) and the 2003 Stock Option Plan. For the quarters ended September 30, 2015 and 2014, the compensation cost for these plans was $289,000 and $143,000 , respectively. The income tax effect recognized in the Condensed Consolidated Statements of Financial Condition for share-based compensation plans was a $1,000 credit and a $16,000 debit in the quarters ended September 30, 2015 and 2014, respectively. Equity Incentive Plan. The Corporation established and the shareholders approved the 2013 Plan, the 2010 Plan and the 2006 Plan for directors, advisory directors, directors emeriti, officers and employees of the Corporation and its subsidiary. The 2013 Plan authorizes 300,000 stock options and 300,000 shares of restricted stock. The 2013 Plan also provides that no person may be granted more than 60,000 stock options or 45,000 shares of restricted stock in any one year. The 2010 Plan authorizes 586,250 stock options and 288,750 shares of restricted stock. The 2010 Plan also provides that no person may be granted more than 117,250 stock options or 43,312 shares of restricted stock in any one year. The 2006 Plan authorizes 365,000 stock options and 185,000 shares of restricted stock. The 2006 Plan also provides that no person may be granted more than 73,000 stock options or 27,750 shares of restricted stock in any one year. Equity Incentive Plan - Stock Options. Under the 2013 Plan, 2010 Plan and 2006 Plan (collectively, “the Plans”), options may not be granted at a price less than the fair market value at the date of the grant. Options typically vest over a five -year or shorter period as long as the director, advisory director, director emeritus, officer or employee remains in service to the Corporation. The options are exercisable after vesting for up to the remaining term of the original grant. The maximum term of the options granted is 10 years . The fair value of each option grant is estimated on the date of the grant using the Black-Scholes option valuation model with the following assumptions. The expected volatility is based on implied volatility from historical common stock closing prices for the prior 84 months. The expected dividend yield is based on the most recent quarterly dividend on an annualized basis. The expected term is based on the historical experience of all fully vested stock option grants and is reviewed annually. The risk-free interest rate is based on the U.S. Treasury note rate with a term similar to the underlying stock option on the particular grant date. During the first quarter of fiscal 2016, no options were granted, while 13,000 options were exercised and 3,000 options were forfeited. This compares to the first quarter of fiscal 2015 when 369,000 options were granted, and 2,000 options were exercised with no options were forfeited. As of September 30, 2015 and 2014, there were 133,750 and 130,750 stock options available for future grants under the Plans, respectively. The following tables summarize the stock option activity in the Plans for the quarter ended September 30, 2015. For the Quarter Ended September 30, 2015 Options Shares Weighted- Average Exercise Price Weighted- Average Remaining Contractual Term (Years) Aggregate Intrinsic Value ($000) Outstanding at June 30, 2015 961,500 $13.83 Granted — $— Exercised (13,000 ) $7.34 Forfeited (3,000 ) $7.43 Outstanding at September 30, 2015 945,500 $13.92 6.10 $4,481 Vested and expected to vest at September 30, 2015 866,300 $13.85 5.84 $4,313 Exercisable at September 30, 2015 549,500 $13.38 4.06 $3,643 As of September 30, 2015 and 2014, there was $1.9 million and $2.8 million of unrecognized compensation expense, respectively, related to unvested share-based compensation arrangements under the Plans. The expense is expected to be recognized over a weighted-average period of 2.9 years and 3.5 years , respectively. The forfeiture rate during the first three months of fiscal 2016 and 2015 was 20 percent for both periods, and was calculated by using the historical forfeiture experience of all fully vested stock option grants and is reviewed annually. Equity Incentive Plan – Restricted Stock. The Corporation used 300,000 shares, 288,750 shares and 185,000 shares of its treasury stock to fund the 2013 Plan, the 2010 Plan and the 2006 Plan, respectively. Awarded shares typically vest over a five -year or shorter period as long as the director, advisory director, director emeriti, officer or employee remains in service to the Corporation. Once vested, a recipient of restricted stock will have all rights of a shareholder, including the power to vote and the right to receive dividends. The Corporation recognizes compensation expense for the restricted stock awards based on the fair value of the shares at the award date. There was no restricted stock activity in the first quarters of fiscal 2016 and 2015, other than the vesting of 2,500 shares in the first quarter of fiscal 2016 and the award of 185,000 shares in the first quarter of fiscal 2015. As of September 30, 2015 and 2014, there were 276,850 shares and 275,350 shares of restricted stock available for future awards under the Plans. The following tables summarize the unvested restricted stock activity in the quarter ended September 30, 2015. For the Quarter Ended September 30, 2015 Unvested Shares Shares Weighted-Average Award Date Fair Value Unvested at June 30, 2015 200,000 $13.35 Granted — $— Vested (2,500 ) $— Forfeited — $— Unvested at September 30, 2015 197,500 $13.35 Expected to vest at September 30, 2015 158,000 $13.35 As of September 30, 2015 and 2014, the unrecognized compensation expense was $2.1 million and $2.9 million , respectively, related to unvested share-based compensation arrangements under the Plans, and reported as a reduction to stockholders’ equity. This expense is expected to be recognized over a weighted-average period of 3.0 years and 3.7 years , respectively. Similar to stock options, a forfeiture rate of 20 percent has been applied for the restricted stock compensation expense calculations in the first three months of fiscal 2016 and 2015. Stock Option Plans. The Corporation established the 2003 Stock Option Plan and the 1996 Stock Option Plan (collectively, the “Stock Option Plans”) for key employees and eligible directors under which options to acquire up to 352,500 shares and 1.15 million shares of common stock, respectively, may be granted. Under the Stock Option Plans, stock options may not be granted at a price less than the fair market value at the date of the grant. Stock options typically vest over a five -year period on a pro-rata basis as long as the employee or director remains in service to the Corporation. The stock options are exercisable after vesting for up to the remaining term of the original grant. The maximum term of the stock options granted is 10 years . As of September 30, 2015, no stock options remain available for future grants under the 2003 and 1996 Stock Option Plans, which expired in November 2013 and January 2007, respectively. The final 5,000 stock options in the 1996 Stock Option Plan were forfeited in the quarter ended September 30, 2015 and the 1996 Stock Option Plan is now inactive. The fair value of each stock option grant was estimated on the date of the grant using the Black-Scholes option valuation model with the following assumptions. The expected volatility was based on implied volatility from historical common stock closing prices for the prior 84 months. The expected dividend yield was based on the most recent quarterly dividend on an annualized basis. The expected term was based on the historical experience of all fully vested stock option grants and is reviewed annually. The risk-free interest rate was based on the U.S. Treasury note rate with a term similar to the underlying stock option on the particular grant date. For the first quarter of fiscal 2016 and 2015, there was no activity in the Stock Option Plans, except forfeitures of 7,500 shares and 17,500 shares, respectively. As of September 30, 2015 and 2014, there were no stock options available for future grants under the Stock Option Plans. The following tables summarize the activity in the Stock Option Plans for the quarter ended September 30, 2015. For the Quarter Ended September 30, 2015 Options Shares Weighted- Average Exercise Price Weighted- Average Remaining Contractual Term (Years) Aggregate Intrinsic Value ($000) Outstanding at June 30, 2015 70,000 $22.81 Granted — $— Exercised — $— Forfeited (7,500 ) $29.93 Outstanding at September 30, 2015 62,500 $21.95 1.64 $— Vested and expected to vest at September 30, 2015 62,500 $21.95 1.64 $— Exercisable at September 30, 2015 62,500 $21.95 1.64 $— As of September 30, 2015 and 2014, there was no unrecognized compensation expense at either date, related to unvested share-based compensation arrangements under the Stock Option Plans.

Reclassification Adjustment of

Reclassification Adjustment of Accumulated Other Comprehensive Income ("AOCI")	3 Months Ended
	Sep. 30, 2015
Equity [Abstract]
Reclassification Adjustment of Accumulated Other Comprehensive Income (AOCI)	Reclassification adjustment of Accumulated Other Comprehensive Income ("AOCI") The following tables provide the changes in AOCI by component for the quarters ended September 30, 2015 and 2014. For the Quarter Ended September 30, 2015 Unrealized gains and losses on (In Thousands) Investment securities available for sale Interest-only strips Total Beginning balance at June 30, 2015 $ 294 $ 37 $ 331 Other comprehensive loss before reclassifications (29 ) (2 ) (31 ) Amount reclassified from accumulated other comprehensive income — — — Net other comprehensive loss (29 ) (2 ) (31 ) Ending balance at September 30, 2015 $ 265 $ 35 $ 300 For the Quarter Ended September 30, 2014 Unrealized gains and losses on (In Thousands) Investment securities available for sale Interest-only strips Total Beginning balance at June 30, 2014 $ 351 $ 35 $ 386 Other comprehensive (loss) income before reclassifications (14 ) 5 (9 ) Amount reclassified from accumulated other comprehensive income — — — Net other comprehensive (loss) income (14 ) 5 (9 ) Ending balance at September 30, 2014 $ 337 $ 40 $ 377 There were no significant items reclassified out of AOCI for the quarters ended September 30, 2015 and 2014.

Offsetting Derivative and Other

Offsetting Derivative and Other Financial Instruments (Notes)	3 Months Ended
	Sep. 30, 2015
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Derivative Instruments and Hedging Activities Disclosure [Text Block]	Offsetting Derivative and Other Financial Instruments The Corporation’s derivative transactions are generally governed by International Swaps and Derivatives Association Master Agreements and similar arrangements, which include provisions governing the setoff of assets and liabilities between the parties. When the Corporation has more than one outstanding derivative transaction with a single counterparty, the setoff provisions contained within these agreements generally allow the non-defaulting party the right to reduce its liability to the defaulting party by amounts eligible for setoff, including the collateral received as well as eligible offsetting transactions with that counterparty, irrespective of the currency, place of payment, or booking office. The Corporation’s policy is to present its derivative assets and derivative liabilities on the Condensed Consolidated Statements of Financial Condition on a net basis for each type of derivative. The derivative assets and liabilities are comprised of mandatory loan sale commitments, TBA MBS trades and option contracts. The following tables present the gross and net amounts of derivative assets and liabilities and other financial instruments as reported in the Corporation’s Condensed Consolidated Statement of Financial Condition, and the gross amount not offset in the Corporation’s Condensed Consolidated Statement of Financial Condition as of the dates indicated. As of September 30, 2015: Gross Net Amount Amount Offset in the of Assets in Gross Amount Not Offset in Condensed the Condensed the Condensed Consolidated Gross Consolidated Consolidated Statements of Financial Condition Amount of Statements Statements Cash Recognized of Financial of Financial Financial Collateral Net (In Thousands) Assets Condition Condition Instruments Received Amount Assets Derivatives $ 57 $ — $ 57 $ — $ — $ 57 Total $ 57 $ — $ 57 $ — $ — $ 57 Gross Net Amount Amount Offset in the of Liabilities in Gross Amount Not Offset in Condensed the Condensed the Condensed Consolidated Gross Consolidated Consolidated Statements of Financial Condition Amount of Statements Statements Cash Recognized of Financial of Financial Financial Collateral Net (In Thousands) Liabilities Condition Condition Instruments Received Amount Liabilities Derivatives $ 1,692 $ — $ 1,692 $ — $ — $ 1,692 Total $ 1,692 $ — $ 1,692 $ — $ — $ 1,692 As of June 30, 2015: Gross Net Amount Amount Offset in the of Assets in Gross Amount Not Offset in Condensed the Condensed the Condensed Consolidated Gross Consolidated Consolidated Statements of Financial Condition Amount of Statements Statements Cash Recognized of Financial of Financial Financial Collateral Net (In Thousands) Assets Condition Condition Instruments Received Amount Assets Derivatives $ 1,004 $ — $ 1,004 $ — $ — $ 1,004 Total $ 1,004 $ — $ 1,004 $ — $ — $ 1,004 Gross Net Amount Amount Offset in the of Liabilities in Gross Amount Not Offset in Condensed the Condensed the Condensed Consolidated Gross Consolidated Consolidated Statements of Financial Condition Amount of Statements Statements Cash Recognized of Financial of Financial Financial Collateral Net (In Thousands) Liabilities Condition Condition Instruments Received Amount Liabilities Derivatives $ 71 $ — $ 71 $ — $ — $ 71 Total $ 71 $ — $ 71 $ — $ — $ 71

Subsequent Events

Subsequent Events	3 Months Ended
	Sep. 30, 2015
Subsequent Events [Abstract]
Subsequent Events	Subsequent Events On October 22, 2015, the Corporation announced that the Corporation’s Board of Directors declared a quarterly cash dividend of $0.12 per share. Shareholders of the Corporation’s common stock at the close of business on November 12, 2015 will be entitled to receive the cash dividend. The cash dividend will be payable on December 3, 2015. On October 22, 2015, the Corporation announced that the Corporation’s Board of Directors authorized the repurchase of up to five percent of the Corporation’s common stock, or approximately 421,633 shares. The Corporation will purchase the shares from time to time in the open market or through privately negotiated transactions over a one-year period depending on market conditions, the capital requirements of the Corporation, and available cash that can be allocated to the stock repurchase program, among other considerations. The October 2015 stock repurchase plan will become effective once the Corporation has completed the April 2015 stock repurchase plan by purchasing the remaining 133,055 shares available as of September 30, 2015 under the April 2015 plan.

Accounting Standard Updates (21

Accounting Standard Updates ("ASU") (Policies)	3 Months Ended
	Sep. 30, 2015
New Accounting Pronouncements and Changes in Accounting Principles [Abstract]
Segment Reporting Policy	The Corporation operates in two business segments: community banking through the Bank and mortgage banking through Provident Bank Mortgage (“PBM”), a division of the Bank.
Other Than Temporary Impairment Policy	The Corporation evaluates individual investment securities quarterly for other-than-temporary declines in market value. As of September 30, 2015, the unrealized holding loss was less than 12 months on the common stock, primarily the result of the dilutive nature of the institution's recent merger with another community development financial institution. Based on the nature of the investment, management concluded that such unrealized loss was not other than temporary as of September 30, 2015. The Corporation intends and has the ability to hold the common stock and will not likely be required to sell before realizing a full recovery. The Corporation does not believe that there are any other-than-temporary impairments at September 30, 2015 and 2014; therefore, no impairment losses have been recorded for the quarters ended September 30, 2015 and 2014.
Impaired Financing Receivables	on-performing loans are charged-off to their fair market values in the period the loans, or portion thereof, are deemed uncollectible, generally after the loan becomes 150 days delinquent for real estate secured first trust deed loans and 120 days delinquent for commercial business or real estate secured second trust deed loans. For loans that were modified from their original terms, were re-underwritten and identified in the Corporation’s asset quality reports as troubled debt restructurings (“restructured loans”), the charge-off occurs when the loan becomes 90 days delinquent; and where borrowers file bankruptcy, the charge-off occurs when the loan becomes 60 days delinquent. The amount of the charge-off is determined by comparing the loan balance to the estimated fair value of the underlying collateral, less disposition costs, with the loan balance in excess of the estimated fair value charged-off against the allowance for loan losses. The allowance for loan losses for non-performing loans is determined by applying Accounting Standards Codification (“ASC”) 310 , “Receivables.” For restructured loans that are less than 90 days delinquent, the allowance for loan losses are segregated into (a) individually evaluated allowances for those loans with applicable discounted cash flow calculations still in their restructuring period, classified lower than pass, and containing an embedded loss component or (b) collectively evaluated allowances based on the aggregated pooling method. For non-performing loans less than 60 days delinquent where the borrower has filed bankruptcy, the collectively evaluated allowances are assigned based on the aggregated pooling method.
Non-Performing Loans Policy	The Corporation records payments on non-performing loans utilizing the cash basis or cost recovery method of accounting during the periods when the loans are on non-performing status.
Off-Balance-Sheet Credit Exposure, Policy	The Corporation is a party to financial instruments with off-balance sheet risk in the normal course of business to meet the financing needs of its customers. These financial instruments include commitments to extend credit in the form of originating loans or providing funds under existing lines of credit, loan sale commitments to third parties and option contracts. These instruments involve, to varying degrees, elements of credit and interest-rate risk in excess of the amount recognized in the accompanying Condensed Consolidated Statements of Financial Condition. The Corporation’s exposure to credit loss, in the event of non-performance by the counterparty to these financial instruments, is represented by the contractual amount of these instruments. The Corporation uses the same credit policies in entering into financial instruments with off-balance sheet risk as it does for on-balance sheet instruments. As of September 30, 2015 and June 30, 2015, the Corporation had commitments to extend credit (on loans to be held for investment and loans to be held for sale) of $143.5 million and $144.3 million , respectively.
Commitments on Undisbursed Funds Held for Investment Policy	In accordance with ASC 815, “Derivatives and Hedging,” and interpretations of the Derivatives Implementation Group of the FASB, the fair value of the commitments to extend credit on loans to be held for sale, loan sale commitments, to be announced (“TBA”) MBS trades, put option contracts and call option contracts are recorded at fair value on the Condensed Consolidated Statements of Financial Condition. At September 30, 2015, $2.5 million was included in other assets and $1.6 million was included in other liabilities; at June 30, 2015, $2.6 million was included in other assets and $208,000 was included in other liabilities. The Corporation does not apply hedge accounting to its derivative financial instruments; therefore, all changes in fair value are recorded in earnings.
Income Tax, Policy	ASC 740, “Income Taxes,” requires the affirmative evaluation that it is more likely than not, based on the technical merits of a tax position, that an enterprise is entitled to economic benefits resulting from positions taken in income tax returns. If a tax position does not meet the more-likely-than-not recognition threshold, the benefit of that position is not recognized in the financial statements. Management has determined that there are no unrecognized tax benefits to be reported in the Corporation’s financial statements. ASC 740 requires that when determining the need for a valuation allowance against a deferred tax asset, management must assess both positive and negative evidence with regard to the realizability of the tax losses represented by that asset. To the extent available sources of taxable income are insufficient to absorb tax losses, a valuation allowance is necessary. Sources of taxable income for this analysis include prior years’ tax returns, the expected reversals of taxable temporary differences between book and tax income, prudent and feasible tax-planning strategies, and future taxable income. The deferred tax asset related to the allowance will be realized when actual charge-offs are made against the allowance. Based on the availability of loss carry-backs and projected taxable income during the periods for which loss carry-forwards are available, management believes it is more likely than not the Corporation will realize the deferred tax asset. The Corporation continues to monitor the deferred tax asset on a quarterly basis for a valuation allowance. The future realization of these tax benefits primarily hinges on adequate future earnings to utilize the tax benefit. Prospective earnings or losses, tax law changes or capital changes could prompt the Corporation to reevaluate the assumptions which may be used to establish a valuation allowance.

Earnings Per Share (Tables)

Earnings Per Share (Tables)	3 Months Ended
	Sep. 30, 2015
Earnings Per Share [Abstract]
Schedule of Earnings Per Share, Basic and Diluted	The following table provides the basic and diluted EPS computations for the quarters ended September 30, 2015 and 2014, respectively. (In Thousands, Except Earnings Per Share) For the Quarters Ended 2015 2014 Numerator: Net income – numerator for basic earnings per share and diluted earnings per share - available to common stockholders $ 2,443 $ 2,390 Denominator: Denominator for basic earnings per share: Weighted-average shares 8,566 9,253 Effect of dilutive shares: Stock options 111 173 Restricted stock 67 42 Denominator for diluted earnings per share: Adjusted weighted-average shares and assumed conversions 8,744 9,468 Basic earnings per share $ 0.29 $ 0.26 Diluted earnings per share $ 0.28 $ 0.25

Operating Segment Reports (Tabl

Operating Segment Reports (Tables)	3 Months Ended
	Sep. 30, 2015
Segment Reporting [Abstract]
Schedule of Segment Reporting Information, by Segment	The following tables set forth condensed consolidated statements of operations and total assets for the Corporation’s operating segments for the quarters ended September 30, 2015 and 2014, respectively. For the Quarter Ended September 30, 2015 (In Thousands) Provident Provident Consolidated Net interest income $ 6,903 $ 1,163 $ 8,066 Provision (recovery) for loan losses 12 (50 ) (38 ) Net interest income, after provision (recovery) for loan losses 6,891 1,213 8,104 Non-interest income: Loan servicing and other fees (1) 144 (33 ) 111 Gain on sale of loans, net (2) 1 8,923 8,924 Deposit account fees 610 — 610 Gain on sale and operations of real estate owned acquired in the settlement of loans, net 224 5 229 Card and processing fees 362 — 362 Other 213 — 213 Total non-interest income 1,554 8,895 10,449 Non-interest expense: Salaries and employee benefits 4,553 6,239 10,792 Premises and occupancy 696 412 1,108 Operating and administrative expenses 989 1,471 2,460 Total non-interest expense 6,238 8,122 14,360 Income before income taxes 2,207 1,986 4,193 Provision for income taxes 915 835 1,750 Net income $ 1,292 $ 1,151 $ 2,443 Total assets, end of period $ 1,013,345 $ 163,892 $ 1,177,237 (1) Includes an inter-company charge of $65 credited to PBM by the Bank during the period to compensate PBM for originating loans held for investment. (2) Includes an inter-company charge of $108 credited to PBM by the Bank during the period to compensate PBM for servicing fees on loans sold on a servicing retained basis. For the Quarter Ended September 30, 2014 (In Thousands) Provident Provident Consolidated Net interest income $ 6,895 $ 1,042 $ 7,937 (Recovery) provision for loan losses (890 ) 72 (818 ) Net interest income after (recovery) provision for loan losses 7,785 970 8,755 Non-interest income: Loan servicing and other fees (1) 8 260 268 Gain on sale of loans, net (2) 71 7,581 7,652 Deposit account fees 626 — 626 Loss on sale and operations of real estate owned acquired in the settlement of loans, net (19 ) — (19 ) Card and processing fees 356 — 356 Other 227 — 227 Total non-interest income 1,269 7,841 9,110 Non-interest expense: Salaries and employee benefits 4,267 5,314 9,581 Premises and occupancy 872 476 1,348 Operating and administrative expenses 1,156 1,654 2,810 Total non-interest expense 6,295 7,444 13,739 Income before income taxes 2,759 1,367 4,126 Provision for income taxes 1,167 569 1,736 Net income $ 1,592 $ 798 $ 2,390 Total assets, end of period $ 925,881 $ 180,973 $ 1,106,854 (1) Includes an inter-company charge of $158 credited to PBM by the Bank during the period to compensate PBM for originating loans held for investment. (2) Includes an inter-company charge of $14 credited to PBM by the Bank during the period to compensate PBM for servicing fees on loans sold on a servicing retained basis.

Investment Securities (Tables)

Investment Securities (Tables)	3 Months Ended
	Sep. 30, 2015
Investments, Debt and Equity Securities [Abstract]
Schedule of Available-for-sale Securities Reconciliation	The amortized cost and estimated fair value of investment securities as of September 30, 2015 and June 30, 2015 were as follows: September 30, 2015 Amortized Cost Gross Unrealized Gains Gross Unrealized (Losses) Estimated Fair Value Carrying Value (In Thousands) Held to maturity: Certificates of deposit $ 800 $ — $ — $ 800 $ 800 Total investment securities - held to maturity $ 800 $ — $ — $ 800 $ 800 Available for sale: U.S. government agency MBS (1) $ 7,305 $ 268 $ — $ 7,573 $ 7,573 U.S. government sponsored enterprise MBS 4,765 281 — 5,046 5,046 Private issue CMO (2) 683 8 — 691 691 Common stock - community development financial institution 250 — (99 ) 151 151 Total investment securities - available for sale $ 13,003 $ 557 $ (99 ) $ 13,461 $ 13,461 Total investment securities $ 13,803 $ 557 $ (99 ) $ 14,261 $ 14,261 (1) Mortgage-Backed Securities (“MBS”). (2) Collateralized Mortgage Obligations (“CMO”). June 30, 2015 Amortized Cost Gross Unrealized Gains Gross Unrealized (Losses) Estimated Fair Value Carrying Value (In Thousands) Held to maturity: Certificates of deposit $ 800 $ — $ — $ 800 $ 800 Total investment securities - held to maturity $ 800 $ — $ — $ 800 $ 800 Available for sale: U.S. government agency MBS $ 7,613 $ 293 $ — $ 7,906 $ 7,906 U.S. government sponsored enterprise MBS 5,083 304 — 5,387 5,387 Private issue CMO 708 9 — 717 717 Common stock - community development financial institution 250 — (99 ) 151 151 Total investment securities - available for sale $ 13,654 $ 606 $ (99 ) $ 14,161 $ 14,161 Total investment securities $ 14,454 $ 606 $ (99 ) $ 14,961 $ 14,961
Investments Classified by Contractual Maturity	Contractual maturities of investment securities as of September 30, 2015 and June 30, 2015 were as follows: September 30, 2015 June 30, 2015 (In Thousands) Amortized Estimated Amortized Estimated Held to maturity: Due in one year or less $ 800 $ 800 $ 800 $ 800 Due after one through five years — — — — Due after five through ten years — — — — Due after ten years — — — — Total investment securities - held to maturity $ 800 $ 800 $ 800 $ 800 Available for sale: Due in one year or less $ — $ — $ — $ — Due after one through five years — — — — Due after five through ten years — — — — Due after ten years 12,753 13,310 13,404 14,010 No stated maturity (common stock) 250 151 250 151 Total investment securities - available for sale $ 13,003 $ 13,461 $ 13,654 $ 14,161 Total investment securities $ 13,803 $ 14,261 $ 14,454 $ 14,961

Loans Held For Investment (Tabl

Loans Held For Investment (Tables)	3 Months Ended
	Sep. 30, 2015
Loans and Leases Receivable Disclosure [Abstract]
Schedule of Loans Held for Investment	Loans held for investment consisted of the following: (In Thousands) September 30, June 30, Mortgage loans: Single-family $ 356,963 $ 365,961 Multi-family 355,442 347,020 Commercial real estate 94,580 100,897 Construction 6,185 8,191 Other 72 — Commercial business loans 399 666 Consumer loans 243 244 Total loans held for investment, gross 813,884 822,979 Undisbursed loan funds (2,691 ) (3,360 ) Advance payments of escrows 193 199 Deferred loan costs, net 3,334 3,140 Allowance for loan losses (9,034 ) (8,724 ) Total loans held for investment, net $ 805,686 $ 814,234
Schedule of Loans Held for Investment, Contractual Repricing	Adjustable Rate (In Thousands) Within One Year After After After Fixed Rate Total Mortgage loans: Single-family $ 287,251 $ 5,167 $ 48,876 $ 1,984 $ 13,685 $ 356,963 Multi-family 66,947 98,626 178,461 8,332 3,076 355,442 Commercial real estate 13,634 29,099 46,411 — 5,436 94,580 Construction 720 — 375 — 5,090 6,185 Other — — — — 72 72 Commercial business loans 138 — — — 261 399 Consumer loans 236 — — — 7 243 Total loans held for investment, gross $ 368,926 $ 132,892 $ 274,123 $ 10,316 $ 27,627 $ 813,884
Schedule of Allowance for Loan Losses and Recorded Investment [Table Text Block]	The following tables summarize the Corporation’s allowance for loan losses and recorded investment in gross loans, by portfolio type, at the dates and for the periods indicated. Quarter Ended September 30, 2015 (In Thousands) Single-family Multi-family Commercial Real Estate Construction Other Mortgage Commercial Business Consumer Total Allowance for loan losses: Allowance at beginning of period $ 5,280 $ 2,616 $ 734 $ 42 $ — $ 43 $ 9 $ 8,724 Provision (recovery) for loan losses 1,039 (729 ) (253 ) (2 ) 2 (95 ) — (38 ) Recoveries 69 56 216 — — 85 — 426 Charge-offs (78 ) — — — — — — (78 ) Allowance for loan losses, end of period $ 6,310 $ 1,943 $ 697 $ 40 $ 2 $ 33 $ 9 $ 9,034 Allowance for loan losses: Individually evaluated for impairment $ 49 $ — $ — $ — $ — $ 20 $ — $ 69 Collectively evaluated for impairment 6,261 1,943 697 40 2 13 9 8,965 Allowance for loan losses, end of period $ 6,310 $ 1,943 $ 697 $ 40 $ 2 $ 33 $ 9 $ 9,034 Loans held for investment: Individually evaluated for impairment $ 8,204 $ 1,975 $ 1,016 $ — $ — $ 107 $ — $ 11,302 Collectively evaluated for impairment 348,759 353,467 93,564 6,185 72 292 243 802,582 Total loans held for investment, gross $ 356,963 $ 355,442 $ 94,580 $ 6,185 $ 72 $ 399 $ 243 $ 813,884 Allowance for loan losses as a percentage of gross loans held for investment 1.77 % 0.55 % 0.74 % 0.65 % 2.78 % 8.27 % 3.70 % 1.11 % Quarter Ended September 30, 2014 (In Thousands) Single-family Multi-family Commercial Real Estate Construction Commercial Business Consumer Total Allowance for loan losses: Allowance at beginning of period $ 5,476 $ 3,142 $ 989 $ 35 $ 92 $ 10 $ 9,744 (Recovery) provision for loan losses (714 ) (91 ) 25 (30 ) (7 ) (1 ) (818 ) Recoveries 109 71 — — — 1 181 Charge-offs (219 ) — — — — — (219 ) Allowance for loan losses, end of period $ 4,652 $ 3,122 $ 1,014 $ 5 $ 85 $ 10 $ 8,888 Allowance for loan losses: Individually evaluated for impairment $ — $ — $ — $ — $ 41 $ — $ 41 Collectively evaluated for impairment 4,652 3,122 1,014 5 44 10 8,847 Allowance for loan losses, end of period $ 4,652 $ 3,122 $ 1,014 $ 5 $ 85 $ 10 $ 8,888 Loans held for investment: Individually evaluated for impairment $ 6,515 $ 2,194 $ 2,317 $ — $ 118 $ — $ 11,144 Collectively evaluated for impairment 370,718 312,680 98,410 4,378 991 271 787,448 Total loans held for investment, gross $ 377,233 $ 314,874 $ 100,727 $ 4,378 $ 1,109 $ 271 $ 798,592 Allowance for loan losses as a percentage of gross loans held for investment 1.23 % 0.99 % 1.01 % 0.11 % 7.66 % 3.69 % 1.11 %
Schedule of Allowance for Loan Losses	The following table summarizes the Corporation’s allowance for loan losses at September 30, 2015 and June 30, 2015: (In Thousands) September 30, June 30, Collectively evaluated for impairment: Mortgage loans: Single-family $ 6,261 $ 5,202 Multi-family 1,943 2,616 Commercial real estate 697 734 Construction 40 42 Other 2 — Commercial business loans 13 23 Consumer loans 9 9 Total collectively evaluated allowance 8,965 8,626 Individually evaluated for impairment: Mortgage loans: Single-family 49 78 Commercial business loans 20 20 Total individually evaluated allowance 69 98 Total loan loss allowance $ 9,034 $ 8,724 The following table is provided to disclose additional details on the Corporation’s allowance for loan losses: For the Quarters Ended (Dollars in Thousands) 2015 2014 Allowance at beginning of period $ 8,724 $ 9,744 Recovery from the allowance for loan losses (38 ) (818 ) Recoveries: Mortgage loans: Single-family 69 109 Multi-family 56 71 Commercial real estate 216 — Commercial business loans 85 — Consumer loans — 1 Total recoveries 426 181 Charge-offs: Mortgage loans: Single-family (78 ) (219 ) Total charge-offs (78 ) (219 ) Net recoveries (charge-offs) 348 (38 ) Balance at end of period $ 9,034 $ 8,888 Allowance for loan losses as a percentage of gross loans held for investment 1.11 % 1.11 % Net (recoveries) charge-offs as a percentage of average loans receivable, net, during the period (annualized) (0.14 )% 0.02 % Allowance for loan losses as a percentage of gross non-performing loans at the end of the period 57.33 % 66.62 %
Schedule of Recorded Investment in Non-Performing Loans	At September 30, 2015 Unpaid Net Principal Related Recorded Recorded (In Thousands) Balance Charge-offs Investment Allowance (1) Investment Mortgage loans: Single-family: With a related allowance $ 5,078 $ — $ 5,078 $ (973 ) $ 4,105 Without a related allowance (2) 9,387 (1,806 ) 7,581 — 7,581 Total single-family 14,465 (1,806 ) 12,659 (973 ) 11,686 Multi-family: Without a related allowance (2) 3,179 (1,204 ) 1,975 — 1,975 Total multi-family 3,179 (1,204 ) 1,975 — 1,975 Commercial real estate: Without a related allowance (2) 1,016 — 1,016 — 1,016 Total commercial real estate 1,016 — 1,016 — 1,016 Commercial business loans: With a related allowance 107 — 107 (20 ) 87 Total commercial business loans 107 — 107 (20 ) 87 Total non-performing loans $ 18,767 $ (3,010 ) $ 15,757 $ (993 ) $ 14,764 (1) Consists of collectively and individually evaluated allowances, specifically assigned to the individual loan, and fair value credit adjustments. (2) There was no related allowance for loan losses because the loans have been charged-off to their fair value or the fair value of the collateral is higher than the loan balance. At June 30, 2015 Unpaid Net Principal Related Recorded Recorded (In Thousands) Balance Charge-offs Investment Allowance (1) Investment Mortgage loans: Single-family: With a related allowance $ 3,881 $ — $ 3,881 $ (630 ) $ 3,251 Without a related allowance (2) 8,462 (1,801 ) 6,661 — 6,661 Total single-family 12,343 (1,801 ) 10,542 (630 ) 9,912 Multi-family: Without a related allowance (2) 3,506 (1,260 ) 2,246 — 2,246 Total multi-family 3,506 (1,260 ) 2,246 — 2,246 Commercial real estate: Without a related allowance (2) 1,699 — 1,699 — 1,699 Total commercial real estate 1,699 — 1,699 — 1,699 Commercial business loans: With a related allowance 109 — 109 (20 ) 89 Total commercial business loans 109 — 109 (20 ) 89 Total non-performing loans $ 17,657 $ (3,061 ) $ 14,596 $ (650 ) $ 13,946 (1) Consists of collectively and individually evaluated allowances, specifically assigned to the individual loan. (2) There was no related allowance for loan losses because the loans have been charged-off to their fair value or the fair value of the collateral is higher than the loan balance.
Schedule of Average Recorded Investment in Non-Performing Loans and Related Interest Income [Table Text Block]	The following table presents the average recorded investment in non-performing loans and the related interest income recognized for the quarters ended September 30, 2015 and 2014: Quarter Ended September 30, 2015 2014 Average Interest Average Interest Recorded Income Recorded Income Investment Recognized Investment Recognized Without related allowances: Mortgage loans: Single-family $ 8,032 $ 3 $ 7,917 $ 34 Multi-family 2,065 66 2,288 4 Commercial real estate 1,322 18 2,327 26 11,419 87 12,532 64 With related allowances: Mortgage loans: Single-family 3,801 12 2,560 17 Multi-family — — 725 13 Commercial business loans 107 2 132 3 3,908 14 3,417 33 Total $ 15,327 $ 101 $ 15,949 $ 97
Schedule of Aging Analysis of Non-Performing Loans	The following tables denote the past due status of the Corporation's loans held for investment, gross, at the dates indicated. September 30, 2015 (In Thousands) Current 30-89 Days Past Due Non-Accrual (1) Total Loans Held for Investment, Gross Mortgage loans: Single-family $ 343,126 $ 1,217 $ 12,620 $ 356,963 Multi-family 353,467 — 1,975 355,442 Commercial real estate 93,564 — 1,016 94,580 Construction 6,185 — — 6,185 Other 72 — — 72 Commercial business loans 292 — 107 399 Consumer loans 241 2 — 243 Total loans held for investment, gross $ 796,947 $ 1,219 $ 15,718 $ 813,884 (1) All loans 90 days or greater past due are placed on non-accrual status. June 30, 2015 (In Thousands) Current 30-89 Days Past Due Non-Accrual (1) Total Loans Held for Investment, Gross Mortgage loans: Single-family $ 354,082 $ 1,335 $ 10,544 $ 365,961 Multi-family 344,774 — 2,246 347,020 Commercial real estate 99,198 — 1,699 100,897 Construction 8,191 — — 8,191 Commercial business loans 557 — 109 666 Consumer loans 244 — — 244 Total loans held for investment, gross $ 807,046 $ 1,335 $ 14,598 $ 822,979 (1) All loans 90 days or greater past due are placed on non-accrual status.
Schedule of Troubled Debt Restructurings by Nonaccrual Versus Accrual Status	The following table summarizes at the dates indicated the restructured loan balances, net of allowance for loan losses, by loan type and non-accrual versus accrual status: (In Thousands) September 30, 2015 June 30, 2015 Restructured loans on non-accrual status: Mortgage loans: Single-family $ 2,879 $ 2,902 Multi-family 1,576 1,593 Commercial real estate — 1,019 Commercial business loans 87 89 Total 4,542 5,603 Restructured loans on accrual status: Mortgage loans: Single-family 980 989 Total 980 989 Total restructured loans $ 5,522 $ 6,592
Schedule of Recorded Investment in Restructured Loans [Table Text Block]	The following tables identify the Corporation’s total recorded investment in restructured loans by type at the dates and for the periods indicated. At September 30, 2015 Unpaid Net Principal Related Recorded Recorded (In Thousands) Balance Charge-offs Investment Allowance (1) Investment Mortgage loans: Single-family: With a related allowance $ 572 $ — $ 572 $ (114 ) $ 458 Without a related allowance (2) 4,340 (939 ) 3,401 — 3,401 Total single-family 4,912 (939 ) 3,973 (114 ) 3,859 Multi-family: Without a related allowance (2) 2,729 (1,153 ) 1,576 — 1,576 Total multi-family 2,729 (1,153 ) 1,576 — 1,576 Commercial business loans: With a related allowance 107 — 107 (20 ) 87 Total commercial business loans 107 — 107 (20 ) 87 Total restructured loans $ 7,748 $ (2,092 ) $ 5,656 $ (134 ) $ 5,522 (1) Consists of collectively and individually evaluated allowances, specifically assigned to the individual loan. (2) There was no related allowance for loan losses because the loans have been charged-off to their fair value or the fair value of the collateral is higher than the loan balance. At June 30, 2015 Unpaid Net Principal Related Recorded Recorded (In Thousands) Balance Charge-offs Investment Allowance (1) Investment Mortgage loans: Single-family With a related allowance $ 576 $ — $ 576 $ (115 ) $ 461 Without a related allowance (2) 4,397 (967 ) 3,430 — 3,430 Total single-family 4,973 (967 ) 4,006 (115 ) 3,891 Multi-family: Without a related allowance (2) 2,795 (1,202 ) 1,593 — 1,593 Total multi-family 2,795 (1,202 ) 1,593 — 1,593 Commercial real estate: Without a related allowance (2) 1,019 — 1,019 — 1,019 Total commercial real estate 1,019 — 1,019 — 1,019 Commercial business loans: With a related allowance 109 — 109 (20 ) 89 Total commercial business loans 109 — 109 (20 ) 89 Total restructured loans $ 8,896 $ (2,169 ) $ 6,727 $ (135 ) $ 6,592 (1) Consists of collectively and individually evaluated allowances, specifically assigned to the individual loan. (2) There was no related allowance for loan losses because the loans have been charged-off to their fair value or the fair value of the collateral is higher than the loan balance.
Schedule of Gross Loans Held for Investment by Loan Types and Risk Category [Table Text Block]	The following tables summarize gross loans held for investment by loan types and risk category at the dates indicated: September 30, 2015 (In Thousands) Single-family Multi-family Commercial Real Estate Construction Other Mortgage Commercial Business Consumer Total Pass $ 337,156 $ 350,923 $ 92,628 $ 6,185 $ 72 $ 292 $ 243 $ 787,499 Special Mention 7,187 408 — — — — — 7,595 Substandard 12,620 4,111 1,952 — — 107 — 18,790 Total loans held for investment, gross $ 356,963 $ 355,442 $ 94,580 $ 6,185 $ 72 $ 399 $ 243 $ 813,884 June 30, 2015 (In Thousands) Single-family Multi-family Commercial Real Estate Construction Commercial Business Consumer Total Pass $ 347,301 $ 339,093 $ 98,254 $ 8,191 $ 557 $ 244 $ 793,640 Special Mention 7,766 413 — — — — 8,179 Substandard 10,894 7,514 2,643 — 109 — 21,160 Total loans held for investment, gross $ 365,961 $ 347,020 $ 100,897 $ 8,191 $ 666 $ 244 $ 822,979

Derivative and Other Financia26

Derivative and Other Financial Instruments with Off-Balance Sheet Risks (Tables)	3 Months Ended
	Sep. 30, 2015
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Schedule of Undisbursed Funds Commitments	The following table provides information at the dates indicated regarding undisbursed funds to borrowers on existing lines of credit with the Corporation as well as commitments to originate loans to be held for investment at the dates indicated below. Commitments September 30, June 30, (In Thousands) Undisbursed loan funds - Construction loans $ 2,691 $ 3,359 Undisbursed lines of credit – Mortgage loans 95 414 Undisbursed lines of credit – Commercial business loans 817 822 Undisbursed lines of credit – Consumer loans 697 708 Commitments to extend credit on loans to be held for investment 4,607 4,745 Total $ 8,907 $ 10,048
Schedule of Allowance for Loan Losses of Undisbursed Funds and Commitments on Loans Held for Investment	The following table provides information regarding the allowance for loan losses for the undisbursed funds and commitments to extend credit on loans to be held for investment for the quarters ended September 30, 2015 and 2014. For the Quarters (In Thousands) 2015 2014 Balance, beginning of the period $ 76 $ 61 (Recovery) provision (11 ) 47 Balance, end of the period $ 65 $ 108
Schedule of Impact of Derivative Financial Instruments on Gain on Sale of Loans	The net impact of derivative financial instruments on the gain on sale of loans contained in the Condensed Consolidated Statements of Operations during the quarters ended September 30, 2015 and 2014 was as follows: For the Quarters Derivative Financial Instruments 2015 2014 (In Thousands) Commitments to extend credit on loans to be held for sale $ 1,005 $ (781 ) Mandatory loan sale commitments and TBA MBS trades (2,433 ) 937 Option contracts (88 ) (105 ) Total net (loss) gain $ (1,516 ) $ 51
Schedule of Outstanding Derivative Instruments	The outstanding derivative financial instruments and other loan sale agreements at the dates indicated were as follows: September 30, 2015 June 30, 2015 Derivative Financial Instruments Amount Fair Amount Fair (In Thousands) Commitments to extend credit on loans to be held for sale (1) $ 138,849 $ 2,504 $ 139,565 $ 1,499 Best efforts loan sale commitments (42,947 ) — (36,908 ) — Mandatory loan sale commitments and TBA MBS trades (243,409 ) (1,692 ) (320,197 ) 741 Option contracts (2,000 ) 57 4,000 192 Total $ (149,507 ) $ 869 $ (213,540 ) $ 2,432 (1) Net of 30.1% at September 30, 2015 and 26.9% at June 30, 2015 of commitments which management has estimated may not fund.

Fair Value of Financial Instr27

Fair Value of Financial Instruments (Tables)	3 Months Ended
	Sep. 30, 2015
Fair Value Disclosures [Abstract]
Schedule of Aggregate Fair Value and Aggregate Unpaid Principal Balance of Loans Held for Sale	(In Thousands) Aggregate Fair Value Aggregate Unpaid Principal Balance Net Unrealized (Loss) Gain As of September 30, 2015: Loans held for investment, at fair value $ 4,036 $ 4,167 $ (131 ) Loans held for sale, measured at fair value $ 163,644 $ 156,901 $ 6,743 As of June 30, 2015: Loans held for investment, at fair value $ 4,518 $ 4,495 $ 23 Loans held for sale, measured at fair value $ 224,715 $ 219,143 $ 5,572
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis	The following fair value hierarchy tables present information at the dates indicated about the Corporation’s assets measured at fair value on a recurring basis: Fair Value Measurement at September 30, 2015 Using: (In Thousands) Level 1 Level 2 Level 3 Total Assets: Investment securities: U.S. government agency MBS $ — $ 7,573 $ — $ 7,573 U.S. government sponsored enterprise MBS — 5,046 — 5,046 Private issue CMO — — 691 691 Common stock - community development financial institution — — 151 151 Investment securities — 12,619 842 13,461 Loans held for investment, at fair value — — 4,036 4,036 Loans held for sale, at fair value — 163,644 — 163,644 Interest-only strips — — 60 60 Derivative assets: Commitments to extend credit on loans to be held for sale — — 2,510 2,510 Option contracts — — 57 57 Derivative assets — — 2,567 2,567 Total assets $ — $ 176,263 $ 7,505 $ 183,768 Liabilities: Derivative liabilities: Commitments to extend credit on loans to be held for sale $ — $ — $ 6 $ 6 Mandatory loan sale commitments — — 150 150 TBA MBS trades — 1,542 — 1,542 Derivative liabilities — 1,542 156 1,698 Total liabilities $ — $ 1,542 $ 156 $ 1,698 Fair Value Measurement at June 30, 2015 Using: (In Thousands) Level 1 Level 2 Level 3 Total Assets: Investment securities: U.S. government agency MBS $ — $ 7,906 $ — $ 7,906 U.S. government sponsored enterprise MBS — 5,387 — 5,387 Private issue CMO — — 717 717 Common stock - community development financial institution — — 151 151 Investment securities — 13,293 868 14,161 Loans held for investment, at fair value — 4,518 — 4,518 Loans held for sale, at fair value — 224,715 — 224,715 Interest-only strips — — 63 63 Derivative assets: Commitments to extend credit on loans to be held for sale — — 1,636 1,636 TBA MBS trades — 812 — 812 Option contracts — — 192 192 Derivative assets — 812 1,828 2,640 Total assets $ — $ 243,338 $ 2,759 $ 246,097 Liabilities: Derivative liabilities: Commitments to extend credit on loans to be held for sale $ — $ — $ 137 $ 137 Mandatory loan sale commitments — — 71 71 Derivative liabilities — — 208 208 Total liabilities $ — $ — $ 208 $ 208
Schedule for Reconciliation of Recurring Fair Value Measurements Using Level 3 Inputs	The following tables summarize reconciliations of the beginning and ending balances during the periods shown of recurring fair value measurements recognized in the Condensed Consolidated Statements of Financial Condition using Level 3 inputs: For the Quarter Ended September 30, 2015 Fair Value Measurement Using Significant Other Unobservable Inputs (Level 3) (In Thousands) Private Issue CMO Common stock (1) Loans Held For Investment, at fair value (2) Interest- Only Strips Loan Commit- ments to Originate (3) Manda- tory Commit- ments (4) Option Contracts Total Beginning balance at June 30, 2015 $ 717 $ 151 $ — $ 63 $ 1,499 $ (71 ) $ 192 $ 2,551 Total gains or losses (realized/ unrealized): Included in earnings — — (155 ) — 1,005 (96 ) (88 ) 666 Included in other comprehensive loss (1 ) — — (3 ) — — — (4 ) Purchases — — — — — — 89 89 Issuances — — — — — — — — Settlements (25 ) — (638 ) — — 17 (136 ) (782 ) Transfers in and/or out of Level 3 — — 4,829 — — — — 4,829 Ending balance at September 30, 2015 $ 691 $ 151 $ 4,036 $ 60 $ 2,504 $ (150 ) $ 57 $ 7,349 (1) Common stock of a community development financial institution. (2) Beginning fiscal 2016, the valuation of loans held for investment at fair value includes the management estimates of the specific credit risk attributes of each loan (Level 3), in addition to the quoted secondary-market prices which account for interest rate characteristics. (3) Consists of commitments to extend credit on loans to be held for sale. (4) Consists of mandatory loan sale commitments. For the Quarter Ended September 30, 2014 Fair Value Measurement Using Significant Other Unobservable Inputs (Level 3) (In Thousands) Private Issue CMO Common stock (1) Interest- Only Strips Loan Commit- ments to Originate (2) Manda- tory Commit- ments (3) Option Contracts Total Beginning balance at June 30, 2014 $ 853 $ — $ 62 $ 2,566 $ (93 ) $ — $ 3,388 Total gains or losses (realized/unrealized): Included in earnings — — — (781 ) (156 ) (105 ) (1,042 ) Included in other comprehensive (loss) income (1 ) — 8 — — — 7 Purchases — 250 — — — 187 437 Issuances — — — — — — — Settlements (24 ) — — — 4 (49 ) (69 ) Transfers in and/or out of Level 3 — — — — — — — Ending balance at September 30, 2014 $ 828 $ 250 $ 70 $ 1,785 $ (245 ) $ 33 $ 2,721 (1) Common stock of a community development financial institution. (2) Consists of commitments to extend credit on loans to be held for sale. (3) Consists of mandatory loan sale commitments.
Schedule of Fair Value Assets Measured on Nonrecurring Basis	The following fair value hierarchy tables present information about the Corporation’s assets measured at fair value at the dates indicated on a nonrecurring basis: Fair Value Measurement at September 30, 2015 Using: (In Thousands) Level 1 Level 2 Level 3 Total Non-performing loans $ — $ 11,146 $ 3,618 $ 14,764 MSA — — 417 417 Real estate owned, net — 3,674 — 3,674 Total $ — $ 14,820 $ 4,035 $ 18,855 Fair Value Measurement at June 30, 2015 Using: (In Thousands) Level 1 Level 2 Level 3 Total Non-performing loans $ — $ 11,816 $ 2,130 $ 13,946 MSA — — 269 269 Real estate owned, net — 2,398 — 2,398 Total $ — $ 14,214 $ 2,399 $ 16,613
Schedule of Additional Information About Valuation Techniques and Inputs Used for Assets and Liabilities	The following table presents additional information about valuation techniques and inputs used for assets and liabilities, including derivative financial instruments, which are measured at fair value and categorized within Level 3 as of September 30, 2015: (Dollars In Thousands) Fair Value Valuation Techniques Unobservable Inputs Range (1) (Weighted Average) Impact to Valuation from an Increase in Inputs (2) Assets: Securities available-for sale: Private issue CMO $ 691 Market comparable pricing Comparability adjustment 0.0% – 1.5% (1.2%) Increase Securities available-for sale: Common stock (3) $ 151 Relative value analysis Adjusted book value $ 38.6 million Increase Loans held for investment, at fair value $ 4,036 Relative value analysis Broker quotes 99.5% – 105.8% Increase Non-performing loans $ 87 Discounted cash flow Default rates 5.0% Decrease Non-performing loans $ 3,531 Relative value analysis Loss severity 20.0% - 30.0% (20.8%) Decrease MSA $ 417 Discounted cash flow Prepayment speed (CPR) Discount rate 7.8% - 60.0% (17.2%) Decrease Interest-only strips $ 60 Discounted cash flow Prepayment speed (CPR) Discount rate 16.4% - 23.6% (17.7%) Decrease Commitments to extend credit on loans to be held for sale $ 2,510 Relative value analysis TBA-MBS broker quotes Fall-out ratio (4) 98.0% – 105.0% Decrease Option contracts $ 57 Relative value analysis Broker quotes 128.9% of par Increase Liabilities: Commitments to extend credit on loans to be held for sale $ 6 Relative value analysis TBA-MBS broker quotes Fall-out ratio (4) 100.5% – 102.8% Increase Mandatory loan sale commitments $ 150 Relative value analysis Investor quotes TBA MBS broker quotes Roll-forward costs (5) 104.5% - 106.6% Increase (1) The range is based on the estimated fair values and management estimates. (2) Unless otherwise noted, this column represents the directional change in the fair value of the Level 3 investments that would result from an increase to the corresponding unobservable input. A decrease to the unobservable input would have the opposite effect. Significant changes in these inputs in isolation could result in significantly higher or lower fair value measurements. (3) Common stock of a community development financial institution. (4) The percentage of commitments to extend credit on loans to be held for sale which management has estimated may not fund. (5) An estimated cost to roll forward the mandatory loan sale commitments which management has estimated may not be delivered to the corresponding investors in a timely manner.
Schedule of Carrying Amount and Fair Value of Financial Instruments	The carrying amount and fair value of the Corporation’s other financial instruments as of September 30, 2015 and June 30, 2015 were as follows: September 30, 2015 (In Thousands) Carrying Fair Financial assets: Loans held for investment, not recorded at fair value $ 801,651 $ 807,570 — — $ 807,570 FHLB – San Francisco stock $ 8,094 $ 8,094 — $ 8,094 — Financial liabilities: Deposits $ 924,866 $ 896,555 — — $ 896,555 Borrowings $ 91,351 $ 94,330 — — $ 94,330 June 30, 2015 (In Thousands) Carrying Fair Financial assets: Loans held for investment, not recorded at fair value $ 809,716 $ 815,385 — — $ 815,385 FHLB – San Francisco stock $ 8,094 $ 8,094 — $ 8,094 — Financial liabilities: Deposits $ 924,086 $ 895,664 — — $ 895,664 Borrowings $ 91,367 $ 93,219 — — $ 93,219

Incentive Plans (Tables)

Incentive Plans (Tables)	3 Months Ended
	Sep. 30, 2015
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Schedule of Share-based Payment Award, Employee Stock Purchase Plan, Valuation Assumptions [Table Text Block]
Schedule of Share-based Compensation, Unvested Restricted Stock Units Award Activity	The following tables summarize the unvested restricted stock activity in the quarter ended September 30, 2015. For the Quarter Ended September 30, 2015 Unvested Shares Shares Weighted-Average Award Date Fair Value Unvested at June 30, 2015 200,000 $13.35 Granted — $— Vested (2,500 ) $— Forfeited — $— Unvested at September 30, 2015 197,500 $13.35 Expected to vest at September 30, 2015 158,000 $13.35
Equity Incentive Plans
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Schedule of Incentive Plan Stock Option Activity	The following tables summarize the stock option activity in the Plans for the quarter ended September 30, 2015. For the Quarter Ended September 30, 2015 Options Shares Weighted- Average Exercise Price Weighted- Average Remaining Contractual Term (Years) Aggregate Intrinsic Value ($000) Outstanding at June 30, 2015 961,500 $13.83 Granted — $— Exercised (13,000 ) $7.34 Forfeited (3,000 ) $7.43 Outstanding at September 30, 2015 945,500 $13.92 6.10 $4,481 Vested and expected to vest at September 30, 2015 866,300 $13.85 5.84 $4,313 Exercisable at September 30, 2015 549,500 $13.38 4.06 $3,643
Stock Option Plans
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Schedule of Incentive Plan Stock Option Activity	The following tables summarize the activity in the Stock Option Plans for the quarter ended September 30, 2015. For the Quarter Ended September 30, 2015 Options Shares Weighted- Average Exercise Price Weighted- Average Remaining Contractual Term (Years) Aggregate Intrinsic Value ($000) Outstanding at June 30, 2015 70,000 $22.81 Granted — $— Exercised — $— Forfeited (7,500 ) $29.93 Outstanding at September 30, 2015 62,500 $21.95 1.64 $— Vested and expected to vest at September 30, 2015 62,500 $21.95 1.64 $— Exercisable at September 30, 2015 62,500 $21.95 1.64 $—

Reclassification Adjustment o29

Reclassification Adjustment of Accumulated Other Comprehensive Income ("AOCI") (Tables)	3 Months Ended
	Sep. 30, 2015
Equity [Abstract]
Schedule of Accumulated Other Comprehensive Income	The following tables provide the changes in AOCI by component for the quarters ended September 30, 2015 and 2014. For the Quarter Ended September 30, 2015 Unrealized gains and losses on (In Thousands) Investment securities available for sale Interest-only strips Total Beginning balance at June 30, 2015 $ 294 $ 37 $ 331 Other comprehensive loss before reclassifications (29 ) (2 ) (31 ) Amount reclassified from accumulated other comprehensive income — — — Net other comprehensive loss (29 ) (2 ) (31 ) Ending balance at September 30, 2015 $ 265 $ 35 $ 300

Offsetting Derivative and Oth30

Offsetting Derivative and Other Financial Instruments (Tables)	3 Months Ended
	Sep. 30, 2015
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block]	As of September 30, 2015: Gross Net Amount Amount Offset in the of Assets in Gross Amount Not Offset in Condensed the Condensed the Condensed Consolidated Gross Consolidated Consolidated Statements of Financial Condition Amount of Statements Statements Cash Recognized of Financial of Financial Financial Collateral Net (In Thousands) Assets Condition Condition Instruments Received Amount Assets Derivatives $ 57 $ — $ 57 $ — $ — $ 57 Total $ 57 $ — $ 57 $ — $ — $ 57 Gross Net Amount Amount Offset in the of Liabilities in Gross Amount Not Offset in Condensed the Condensed the Condensed Consolidated Gross Consolidated Consolidated Statements of Financial Condition Amount of Statements Statements Cash Recognized of Financial of Financial Financial Collateral Net (In Thousands) Liabilities Condition Condition Instruments Received Amount Liabilities Derivatives $ 1,692 $ — $ 1,692 $ — $ — $ 1,692 Total $ 1,692 $ — $ 1,692 $ — $ — $ 1,692 As of June 30, 2015: Gross Net Amount Amount Offset in the of Assets in Gross Amount Not Offset in Condensed the Condensed the Condensed Consolidated Gross Consolidated Consolidated Statements of Financial Condition Amount of Statements Statements Cash Recognized of Financial of Financial Financial Collateral Net (In Thousands) Assets Condition Condition Instruments Received Amount Assets Derivatives $ 1,004 $ — $ 1,004 $ — $ — $ 1,004 Total $ 1,004 $ — $ 1,004 $ — $ — $ 1,004 Gross Net Amount Amount Offset in the of Liabilities in Gross Amount Not Offset in Condensed the Condensed the Condensed Consolidated Gross Consolidated Consolidated Statements of Financial Condition Amount of Statements Statements Cash Recognized of Financial of Financial Financial Collateral Net (In Thousands) Liabilities Condition Condition Instruments Received Amount Liabilities Derivatives $ 71 $ — $ 71 $ — $ — $ 71 Total $ 71 $ — $ 71 $ — $ — $ 71

Earnings Per Share (Details)

Earnings Per Share (Details) - shares	3 Months Ended
	Sep. 30, 2015	Sep. 30, 2014
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Stock options, outstanding	1,000,000	1,100,000
Restricted Stock Shares	197,500	266,500
Stock Options [Member]
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Antidilutive securities excluded from computation of earnings per share	236,500	271,500

Earnings Per Share_ Schedule of

Earnings Per Share: Schedule of Earnings Per Share, Basic and Diluted (Details) - USD ($) $ / shares in Units, shares in Thousands, $ in Thousands	3 Months Ended
	Sep. 30, 2015	Sep. 30, 2014
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Net income – numerator for basic earnings per share and diluted earnings per share - available to common stockholders	$ 2,443	$ 2,390
Weighted-average shares, Basic	8,566	9,253
Adjusted weighted-average shares and assumed conversions	8,744	9,468
Basic earnings per share (in dollars per share)	$ 0.29	$ 0.26
Diluted earnings per share (in dollars per share)	$ 0.28	$ 0.25
Stock Options [Member]
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Effect of dilutive securities	111	173
Restricted Stock [Member]
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Effect of dilutive securities	67	42

Operating Segment Reports (Deta

Operating Segment Reports (Details)	3 Months Ended
	Sep. 30, 2015USD ($)segment	Sep. 30, 2014USD ($)	Jun. 30, 2015USD ($)
Number of operating segments | segment	2
Net interest income	$ 8,066,000	$ 7,937,000
Provision (recovery) for loan losses	(38,000)	(818,000)
Net interest income, after recovery from the allowance for loan losses	8,104,000	8,755,000
Loan servicing and other fees	111,000	268,000
(Loss) gain on sale of loans, net	8,924,000	7,652,000
Deposit account fees	610,000	626,000
Gain on sale and operations of real estate owned acquired in the settlement of loans, net	229,000	(19,000)
Card and processing fees	362,000	356,000
Other	213,000	227,000
Total non-interest income	10,449,000	9,110,000
Salaries and employee benefits	10,792,000	9,581,000
Premises and occupancy	1,108,000	1,348,000
Operating and administrative expenses	2,460,000	2,810,000
Total non-interest expense	14,360,000	13,739,000
Income before income taxes	4,193,000	4,126,000
Provision (benefit) for income taxes	1,750,000	1,736,000
Net income	2,443,000	2,390,000
Total assets, end of period	1,177,237,000	1,106,854,000	$ 1,174,555,000
Loan Origination Fees
Inter-company charge	65,000	158,000
Loan Servicing Fees
Inter-company charge	108,000	14,000
Provident Bank
Net interest income	6,903,000	6,895,000
Provision (recovery) for loan losses	12,000	(890,000)
Net interest income, after recovery from the allowance for loan losses	6,891,000	7,785,000
Loan servicing and other fees	144,000	8,000
(Loss) gain on sale of loans, net	1,000	71,000
Deposit account fees	610,000	626,000
Gain on sale and operations of real estate owned acquired in the settlement of loans, net	224,000	(19,000)
Card and processing fees	362,000	356,000
Other	213,000	227,000
Total non-interest income	1,554,000	1,269,000
Salaries and employee benefits	4,553,000	4,267,000
Premises and occupancy	696,000	872,000
Operating and administrative expenses	989,000	1,156,000
Total non-interest expense	6,238,000	6,295,000
Income before income taxes	2,207,000	2,759,000
Provision (benefit) for income taxes	915,000	1,167,000
Net income	1,292,000	1,592,000
Total assets, end of period	1,013,345,000	925,881,000
Provident Bank Mortgage
Net interest income	1,163,000	1,042,000
Provision (recovery) for loan losses	(50,000)	72,000
Net interest income, after recovery from the allowance for loan losses	1,213,000	970,000
Loan servicing and other fees	(33,000)	260,000
(Loss) gain on sale of loans, net	8,923,000	7,581,000
Deposit account fees	0	0
Gain on sale and operations of real estate owned acquired in the settlement of loans, net	5,000	0
Card and processing fees	0	0
Other	0	0
Total non-interest income	8,895,000	7,841,000
Salaries and employee benefits	6,239,000	5,314,000
Premises and occupancy	412,000	476,000
Operating and administrative expenses	1,471,000	1,654,000
Total non-interest expense	8,122,000	7,444,000
Income before income taxes	1,986,000	1,367,000
Provision (benefit) for income taxes	835,000	569,000
Net income	1,151,000	798,000
Total assets, end of period	$ 163,892,000	$ 180,973,000

Investment Securities_ Schedule

Investment Securities: Schedule of Available-for-sale Securities Reconciliation (Details) - USD ($) $ in Thousands		3 Months Ended		12 Months Ended
		Sep. 30, 2015	Sep. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Schedule of Available-for-sale Securities [Line Items]
Total Investment Securities, Amortized Cost Basis		$ 13,803			$ 14,454
Proceeds from Maturities, Prepayments and Calls of Mortgage Backed Securities (MBS)		650	$ 780
Amortized Cost		13,003			13,654
Held-to-maturity Securities, Gross Gains, Derivatives		0		$ 0
Held-to-maturity Securities, Gross Losses, Derivatives		0		0
Investment securities – held to maturity, at cost		800		800	800
Held-to-maturity Securities, Amortized Cost before Other than Temporary Impairment		800			800
Gross Unrealized Gains		557		606
Gross Unrealized (Losses)		(99)		(99)
Investment securities – available for sale, at fair value		13,461		14,161	14,161
Carrying Value		13,461		14,161	14,161
Total Investment Securities, Gross Unrealized Gains		557		606
Total Investment Securities, Gross Unrealized Losses		99		99
Total Investment Securites		14,261			14,961
Common Stock, community development financial institution [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	[1]	250			250
Gross Unrealized Gains	[1]	0		0
Gross Unrealized (Losses)	[1]	(99)		(99)
Investment securities – available for sale, at fair value		151			151
Carrying Value		151			151
Certificates of Deposit [Member]
Schedule of Available-for-sale Securities [Line Items]
Held-to-maturity Securities, Gross Gains, Derivatives		0		0
Held-to-maturity Securities, Gross Losses, Derivatives		0		0
Investment securities – held to maturity, at cost		800			800
Held-to-maturity Securities, Amortized Cost before Other than Temporary Impairment		800			800
Categories of Investments, Marketable Securities, Available-for-sale Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Investment securities – available for sale, at fair value		13,461			14,161
Carrying Value		13,461			14,161
U.S. government agency MBS
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	[2]	7,305			7,613
Gross Unrealized Gains	[2]	268		293
Gross Unrealized (Losses)	[2]	0		0
Investment securities – available for sale, at fair value		7,573			7,906
Carrying Value		7,573			7,906
U.S. government sponsored enterprise MBS
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost		4,765			5,083
Gross Unrealized Gains		281		304
Gross Unrealized (Losses)		0		0
Investment securities – available for sale, at fair value		5,046			5,387
Carrying Value		5,046			5,387
Collateralized Mortgage Obligations [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	[1]	683			708
Gross Unrealized Gains	[1]	8		9
Gross Unrealized (Losses)	[1]	0		$ 0
Investment securities – available for sale, at fair value		691			717
Carrying Value		$ 691			$ 717
[1]	Collateralized Mortgage Obligations (“CMO”).
[2]	Mortgage-Backed Securities (“MBS”).

Investment Securities_ Mortgage

Investment Securities: Mortgage Backed Securities Policy (Details)	3 Months Ended
	Sep. 30, 2015USD ($)	Sep. 30, 2014USD ($)	Jun. 30, 2014security
Schedule of Available-for-sale Securities [Line Items]
Principal payments from investment securities available for sale	$ 650,000	$ 780,000
purchase of common stock in community development financial institution	250,000
Other-than-temporary impairments, investments	$ 0	$ 0
Available for sale | Private issue CMO
Schedule of Available-for-sale Securities [Line Items]
Number of investment securities held | security			0

Investment Securities Investmen

Investment Securities Investment Securities: Investments with Unrealized Loss Positions (Details) - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Sep. 30, 2015	Jun. 30, 2015
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	$ 151	$ 151
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Loss	99	99
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	0	0
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Loss	0	0
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	151	151
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Loss	99	99
Common Stock
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	151	151
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Loss	99	99
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	0	0
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Loss	0	0
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	151	151
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Loss	$ 99	$ 99

Investment Securities_ Schedu37

Investment Securities: Schedule of Available for Sale Securities by Contractual Maturity (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Jun. 30, 2015	Jun. 30, 2014
Held-to-maturity Securities, Debt Maturities, within One Year, Net Carrying Amount	$ 800	$ 800
Held-to-maturity Securities, Debt Maturities, Next Twelve Months, Fair Value	800	800
Held-to-maturity Securities, Debt Maturities, after One Through Five Years, Net Carrying Amount	0	0
Held-to-maturity Securities, Debt Maturities, Year Two Through Five, Fair Value	0	0
Held-to-maturity Securities, Debt Maturities, after Five Through Ten Years, Net Carrying Amount	0	0
Held-to-maturity Securities, Debt Maturities, Year Six Through Ten, Fair Value	0	0
Held-to-maturity Securities, Debt Maturities, after Ten Years, Net Carrying Amount	0	0
Held-to-maturity Securities, Debt Maturities, after Ten Years, Fair Value	0	0
Investment securities – held to maturity, at cost	800	800	$ 800
Held-to-maturity Securities, Fair Value	800	800
Available-for-sale Securities	13,461	$ 14,161	14,161
Total Investment Securities, Amortized Cost Basis	13,803		14,454
Total Investment Securites	14,261		14,961
Available for sale
Due in one year or less, Amortized Cost	0		0
Due after one through five years, Amortized Cost	0		0
Due after five through ten years, Amortized Cost	0		0
Due after ten years, Amortized Cost	12,753		13,404
Total investment securities, Amortized Cost	13,003		13,654
Available-for-sale Securities	13,461		14,161
Due in one year of less, Estimated Fair Value	0		0
Due after one through five years, Estimated Fair Value	0		0
Due after five through ten years, Estimated Fair Value	0		0
Due after ten years, Estimated Fair Value	13,310		14,010
Available-for-sale Securities, Debt Maturities, without Single Maturity Date, Amortized Cost Basis	250		250
Total investment securities, Estimated Fair Value	$ 151		$ 151

Loans Held For Investment_ Sche

Loans Held For Investment: Schedule of Loans Held for Investment (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Jun. 30, 2015	Sep. 30, 2014	Jun. 30, 2014
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held for investment, gross	$ 813,884	$ 822,979
Loans and Leases Receivable, Loans in Process	(2,691)	(3,360)
Escrow Deposit	193	199
Deferred loan costs, net	3,334	3,140
Allowance for loan losses	(9,034)	(8,724)	$ (8,888)	$ (9,744)
Total loans held for investment, net	805,686	814,234
Mortgage loans, Single-family
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held for investment, gross	356,963	365,961
Mortgage loans, Multi-family
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held for investment, gross	355,442	347,020
Commercial Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held for investment, gross	94,580	100,897
Construction Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held for investment, gross	6,185	8,191
Mortgage Loans, Other [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held for investment, gross	72	0
Commercial Business Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held for investment, gross	399	666
Consumer Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held for investment, gross	$ 243	$ 244

Loans Held For Investment_ Narr

Loans Held For Investment: Narrative (Details)	3 Months Ended			12 Months Ended
	Sep. 30, 2015USD ($)propertyloan	Jun. 30, 2015USD ($)loan	Sep. 30, 2014USD ($)property	Jun. 30, 2015USD ($)loan	Jun. 30, 2014
Number of Previously Foreclosed Properties Sold | property	2		2
Financing Receivable, Modifications, Number of Contracts | loan	15			18
Financing Receivable, Recorded Investment, Nonaccrual Status	$ 4,542,000	$ 5,603,000		$ 5,603,000
Financing Receivable, Recorded Investment, Accrual Status	980,000	989,000		989,000
Financing Receivable, Modifications, Recorded Investment	$ 5,522,000	6,592,000		6,592,000
Financing Receivable, Modifications, Number of Contracts, Extending Beyond Initial Maturity | loan	0
Impaired Financing Receivable, Average Recorded Investment	$ 15,327,000		$ 15,949,000
Loans held for investment	813,884,000	$ 822,979,000		$ 822,979,000
Loan interest income added to negative amortization loan balance	$ 0		0
Interest-only ARM loans as percent of loans held for investment	16.10%	18.60%		18.60%
Fixed-rate loans as a percentage of total loans held for investment	3.00%	4.00%		4.00%	3.00%
Impaired Financing Receivable, Interest Income, Cash Basis Method	$ 100,000		100,000
Loans and Leases Receivable, Impaired, Interest Lost on Nonaccrual Loans	$ 66,000		$ 57,000
Percent of Total Restructured Loans on Current Status	74.00%	74.00%		74.00%
First Trust Deed Loans
Loans deemed uncollectible, period of delinquency	150 days
Commercial Business or Second Trust Deed Loans
Loans deemed uncollectible, period of delinquency	120 days
Troubled Debt Restructurings
Loans deemed uncollectible, period of delinquency	90 days
Bankruptcy
Loans deemed uncollectible, period of delinquency	60 days
Minimum
Loan principal, increase due to negative amortization, as a percentage of original loan amount	110.00%
Adjustable Rate Mortgage, Term of Fixed Interest Rate	2 years
Maximum
Loan principal, increase due to negative amortization, as a percentage of original loan amount	115.00%
Adjustable Rate Mortgage, Term of Fixed Interest Rate	5 years
Segregated restructured loans, period of delinquency	90 days
Maximum | Bankruptcy
Allowance for loan losses, pooling method, period of delinquency	60 days
Mortgage loans, Multi-family
Loans held for investment	$ 355,442,000	$ 347,020,000		$ 347,020,000
Mortgage loans, Single-family
Loans held for investment	356,963,000	365,961,000		365,961,000
Held-to-maturity Securities, Transferred Security, at Carrying Value	$ 4,000,000	$ 4,500,000		$ 4,500,000
Loans, held for investment, originated for sale, subsequently transferred	12	13		13
Commercial Real Estate [Member]
Loans held for investment	$ 94,580,000	$ 100,897,000		$ 100,897,000
Adjustable Rate Residential Mortgage
Loans held for investment	131,400,000	152,600,000		152,600,000
Subject to Negative Amortization | Mortgage Loans on Real Estate
Loans held for investment	13,600,000	14,100,000		14,100,000
Subject to Negative Amortization | Mortgage loans, Multi-family
Loans held for investment	10,200,000	10,700,000		10,700,000
Subject to Negative Amortization | Mortgage loans, Single-family
Loans held for investment	3,200,000	3,200,000		3,200,000
Subject to Negative Amortization | Commercial Real Estate [Member]
Loans held for investment	213,000	200,000		200,000
Special Mention [Member]
Loans held for investment	7,595,000	8,179,000		8,179,000
Special Mention [Member] | Mortgage loans, Multi-family
Loans held for investment	408,000	413,000		413,000
Special Mention [Member] | Mortgage loans, Single-family
Loans held for investment	7,187,000	7,766,000		7,766,000
Special Mention [Member] | Commercial Real Estate [Member]
Loans held for investment	$ 0	$ 0		0
Special Mention [Member] | Restructured loans on accrual status
Financing Receivable, Modifications, Number of Contracts | loan	2	2
Financing Receivable, Recorded Investment, Accrual Status	$ 1,000,000	$ 1,000,000		1,000,000
Substandard [Member]
Financing Receivable, Modifications, Number of Contracts | loan	13	16
Financing Receivable, Recorded Investment, Nonaccrual Status	$ 4,500,000	$ 5,600,000		5,600,000
Loans held for investment	18,790,000	21,160,000		21,160,000
Substandard [Member] | Mortgage loans, Multi-family
Loans held for investment	4,111,000	7,514,000		7,514,000
Substandard [Member] | Mortgage loans, Single-family
Loans held for investment	12,620,000	10,894,000		10,894,000
Substandard [Member] | Commercial Real Estate [Member]
Loans held for investment	1,952,000	2,643,000		2,643,000
Current [Member]
Financing Receivable, Modifications, Recorded Investment	$ 4,100,000	$ 4,900,000		$ 4,900,000

Loans Held For Investment_ Sc40

Loans Held For Investment: Schedule of Loans Held for Investment Contractually Repricing (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Jun. 30, 2015
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Fixed Rate	$ 27,627
Total loans held for investment, gross	813,884	$ 822,979
Mortgage loans, Single-family
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Fixed Rate	13,685
Total loans held for investment, gross	356,963	365,961
Mortgage loans, Multi-family
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Fixed Rate	3,076
Total loans held for investment, gross	355,442	347,020
Commercial Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Fixed Rate	5,436
Total loans held for investment, gross	94,580	100,897
Construction Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Fixed Rate	5,090
Total loans held for investment, gross	6,185	8,191
Mortgage Loans, Other [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held for investment, gross	72	0
Notes, Loans and Financing Receivable, Gross, Noncurrent	72
Commercial Business Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Fixed Rate	261
Total loans held for investment, gross	399	666
Consumer Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Fixed Rate	7
Total loans held for investment, gross	243	$ 244
Within One Year
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	368,926
Within One Year | Mortgage loans, Single-family
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	287,251
Within One Year | Mortgage loans, Multi-family
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	66,947
Within One Year | Commercial Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	13,634
Within One Year | Construction Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	720
Within One Year | Commercial Business Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	138
Within One Year | Consumer Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	236
After One Year Through 3 Years
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	132,892
After One Year Through 3 Years | Mortgage loans, Single-family
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	5,167
After One Year Through 3 Years | Mortgage loans, Multi-family
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	98,626
After One Year Through 3 Years | Commercial Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	29,099
After One Year Through 3 Years | Construction Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	0
After One Year Through 3 Years | Commercial Business Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	0
After One Year Through 3 Years | Consumer Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	0
After 3 Years Through 5 Years
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	274,123
After 3 Years Through 5 Years | Mortgage loans, Single-family
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	48,876
After 3 Years Through 5 Years | Mortgage loans, Multi-family
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	178,461
After 3 Years Through 5 Years | Commercial Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	46,411
After 3 Years Through 5 Years | Construction Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	375
After 3 Years Through 5 Years | Commercial Business Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	0
After 3 Years Through 5 Years | Consumer Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	0
After 5 Years Through 10 Years
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	10,316
After 5 Years Through 10 Years | Mortgage loans, Single-family
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	1,984
After 5 Years Through 10 Years | Mortgage loans, Multi-family
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	8,332
After 5 Years Through 10 Years | Commercial Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	0
After 5 Years Through 10 Years | Construction Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	0
After 5 Years Through 10 Years | Commercial Business Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	0
After 5 Years Through 10 Years | Consumer Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	0
Adjustable Rate [Member] | Within One Year | Mortgage Loans, Other [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Notes, Loans and Financing Receivable, Gross, Noncurrent	0
Adjustable Rate [Member] | After One Year Through 3 Years | Mortgage Loans, Other [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Notes, Loans and Financing Receivable, Gross, Noncurrent	0
Adjustable Rate [Member] | After 3 Years Through 5 Years | Mortgage Loans, Other [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Notes, Loans and Financing Receivable, Gross, Noncurrent	0
Adjustable Rate [Member] | After 5 Years Through 10 Years | Mortgage Loans, Other [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Notes, Loans and Financing Receivable, Gross, Noncurrent	0
Fixed Rate [Member] | Mortgage Loans, Other [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Notes, Loans and Financing Receivable, Gross, Noncurrent	$ 72

Loans Held For Investment Loans

Loans Held For Investment Loans Held For Investment: Schedule of Gross Loans Held for Investment by Loan Types and Risk Category (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Jun. 30, 2015
Loans and Leases Receivable, Gross	$ 813,884	$ 822,979
Mortgage loans, Single-family
Loans and Leases Receivable, Gross	356,963	365,961
Mortgage loans, Multi-family
Loans and Leases Receivable, Gross	355,442	347,020
Commercial Real Estate [Member]
Loans and Leases Receivable, Gross	94,580	100,897
Construction Loans [Member]
Loans and Leases Receivable, Gross	6,185	8,191
Mortgage Loans, Other [Member]
Loans and Leases Receivable, Gross	72	0
Commercial Portfolio Segment [Member]
Loans and Leases Receivable, Gross	399	666
Consumer Loans
Loans and Leases Receivable, Gross	243	244
Pass [Member]
Loans and Leases Receivable, Gross	787,499	793,640
Pass [Member] | Mortgage loans, Single-family
Loans and Leases Receivable, Gross	337,156	347,301
Pass [Member] | Mortgage loans, Multi-family
Loans and Leases Receivable, Gross	350,923	339,093
Pass [Member] | Commercial Real Estate [Member]
Loans and Leases Receivable, Gross	92,628	98,254
Pass [Member] | Construction Loans [Member]
Loans and Leases Receivable, Gross	6,185	8,191
Pass [Member] | Mortgage Loans, Other [Member]
Loans and Leases Receivable, Gross	72
Pass [Member] | Commercial Portfolio Segment [Member]
Loans and Leases Receivable, Gross	292	557
Pass [Member] | Consumer Loans
Loans and Leases Receivable, Gross	243	244
Special Mention [Member]
Loans and Leases Receivable, Gross	7,595	8,179
Special Mention [Member] | Mortgage loans, Single-family
Loans and Leases Receivable, Gross	7,187	7,766
Special Mention [Member] | Mortgage loans, Multi-family
Loans and Leases Receivable, Gross	408	413
Special Mention [Member] | Commercial Real Estate [Member]
Loans and Leases Receivable, Gross	0	0
Special Mention [Member] | Construction Loans [Member]
Loans and Leases Receivable, Gross	0	0
Special Mention [Member] | Mortgage Loans, Other [Member]
Loans and Leases Receivable, Gross	0
Special Mention [Member] | Commercial Portfolio Segment [Member]
Loans and Leases Receivable, Gross	0	0
Special Mention [Member] | Consumer Loans
Loans and Leases Receivable, Gross	0	0
Substandard [Member]
Loans and Leases Receivable, Gross	18,790	21,160
Substandard [Member] | Mortgage loans, Single-family
Loans and Leases Receivable, Gross	12,620	10,894
Substandard [Member] | Mortgage loans, Multi-family
Loans and Leases Receivable, Gross	4,111	7,514
Substandard [Member] | Commercial Real Estate [Member]
Loans and Leases Receivable, Gross	1,952	2,643
Substandard [Member] | Construction Loans [Member]
Loans and Leases Receivable, Gross	0	0
Substandard [Member] | Mortgage Loans, Other [Member]
Loans and Leases Receivable, Gross	0
Substandard [Member] | Commercial Portfolio Segment [Member]
Loans and Leases Receivable, Gross	107	109
Substandard [Member] | Consumer Loans
Loans and Leases Receivable, Gross	$ 0	$ 0

Loans Held For Investment_ Sc42

Loans Held For Investment: Schedule of Allowance for Loan Losses (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Jun. 30, 2015	Sep. 30, 2014	Jun. 30, 2014
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, collectively evaluated allowance	$ 8,965	$ 8,626	$ 8,847
Loans receivable, individually evaluated allowance	69	98	41
Total loan loss allowance	9,034	8,724	8,888	$ 9,744
Mortgage loans, Single-family
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, collectively evaluated allowance	6,261	5,202	4,652
Loans receivable, individually evaluated allowance	49	78	0
Total loan loss allowance	6,310	5,280	4,652	5,476
Mortgage loans, Multi-family
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, collectively evaluated allowance	1,943	2,616	3,122
Loans receivable, individually evaluated allowance	0		0
Total loan loss allowance	1,943	2,616	3,122	3,142
Commercial Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, collectively evaluated allowance	697	734	1,014
Loans receivable, individually evaluated allowance	0		0
Total loan loss allowance	697	734	1,014	989
Construction Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, collectively evaluated allowance	40	42	5
Loans receivable, individually evaluated allowance	0		0
Total loan loss allowance	40	42	5	35
Mortgage Loans, Other [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, collectively evaluated allowance	2			0
Loans receivable, individually evaluated allowance	0
Total loan loss allowance	2	0
Commercial Business Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, collectively evaluated allowance	13	23	44
Loans receivable, individually evaluated allowance	20	20	41
Total loan loss allowance	33	43	85	92
Consumer Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, collectively evaluated allowance	9	9	10
Loans receivable, individually evaluated allowance	0		0
Total loan loss allowance	$ 9	$ 9	$ 10	$ 10

Loans Held For Investment_ Sc43

Loans Held For Investment: Schedule of Allowance for Loan Losses Additional Detail (Details) - USD ($) $ in Thousands	3 Months Ended
	Sep. 30, 2015	Sep. 30, 2014
Allowance for Loan and Lease Losses [Roll Forward]
Allowance at beginning of period	$ 8,724	$ 9,744
Recovery from the allowance for loan losses	(38)	(818)
Recoveries	426	181
Charge-offs	(78)	(219)
Net charge-offs	348	(38)
Balance at end of period	$ 9,034	$ 8,888
Allowance for loan losses as a percentage of gross loans held for investment	1.11%	1.11%
Net (recoveries) charge-offs as a percentage of average loans receivable, net, during the period (annualized)	(0.14%)	0.02%
Allowance for loan losses as a percentage of gross non-performing loans at the end of the period	57.33%	66.62%
Mortgage loans, Single-family
Allowance for Loan and Lease Losses [Roll Forward]
Recoveries	$ 69	$ 109
Charge-offs	(78)	(219)
Mortgage loans, Multi-family
Allowance for Loan and Lease Losses [Roll Forward]
Recoveries	56	71
Commercial Real Estate [Member]
Allowance for Loan and Lease Losses [Roll Forward]
Recoveries	216	0
Commercial Business Loans
Allowance for Loan and Lease Losses [Roll Forward]
Recoveries	85	0
Consumer Loans
Allowance for Loan and Lease Losses [Roll Forward]
Recoveries	$ 0	$ 1

Loans Held For Investment Loa44

Loans Held For Investment Loans Held For Investment: Schedule of Past Due Status of Loans Held for Investment, Gross (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Jun. 30, 2015	Sep. 30, 2014
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Held For Investment, Gross, Current	$ 796,947	$ 807,046
Loans Held For Investment, Gross, 30-89 Days Past Due	1,219	1,335
Loans Held For Investment, Gross, Non-Accrual	15,718	14,598
Loans Held For Investment, Gross	813,884	822,979	$ 798,592
Mortgage loans, Single-family
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Held For Investment, Gross, Current	343,126	354,082
Loans Held For Investment, Gross, 30-89 Days Past Due	1,217	1,335
Loans Held For Investment, Gross, Non-Accrual	12,620	10,544
Loans Held For Investment, Gross	356,963	365,961	377,233
Mortgage loans, Multi-family
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Held For Investment, Gross, Current	353,467	344,774
Loans Held For Investment, Gross, 30-89 Days Past Due	0	0
Loans Held For Investment, Gross, Non-Accrual	1,975	2,246
Loans Held For Investment, Gross	355,442	347,020	314,874
Commercial Real Estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Held For Investment, Gross, Current	93,564	99,198
Loans Held For Investment, Gross, 30-89 Days Past Due	0	0
Loans Held For Investment, Gross, Non-Accrual	1,016	1,699
Loans Held For Investment, Gross	94,580	100,897	100,727
Construction Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Held For Investment, Gross, Current	6,185	8,191
Loans Held For Investment, Gross, 30-89 Days Past Due	0	0
Loans Held For Investment, Gross, Non-Accrual	0	0
Loans Held For Investment, Gross	6,185	8,191	4,378
Mortgage Loans, Other [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Held For Investment, Gross, Current	72
Loans Held For Investment, Gross, 30-89 Days Past Due	0
Loans Held For Investment, Gross, Non-Accrual	0
Loans Held For Investment, Gross	72
Commercial Business Loans
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Held For Investment, Gross, Current	292	557
Loans Held For Investment, Gross, 30-89 Days Past Due	0	0
Loans Held For Investment, Gross, Non-Accrual	107	109
Loans Held For Investment, Gross	399	666	1,109
Consumer Loans
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Held For Investment, Gross, Current	241	244
Loans Held For Investment, Gross, 30-89 Days Past Due	2	0
Loans Held For Investment, Gross, Non-Accrual	0	0
Loans Held For Investment, Gross	$ 243	$ 244	$ 271

Loans Held For Investment Loa45

Loans Held For Investment Loans Held For Investment: Schedule of Allowance For Loan Losses and Recorded Investment in Gross Loans, by Portfolio Type (Details) - USD ($) $ in Thousands	3 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance at beginning of period	$ 8,724	$ 9,744
Provision for Loan and Lease Losses	(38)	(818)
Recoveries	426	181
Allowance for Loan and Lease Losses Write-offs, Net	(78)	(219)
Balance at end of period	9,034	8,888
Loans receivable, individually evaluated allowance	69	41	$ 98
Loans receivable, collectively evaluated allowance	8,965	8,847	8,626
Financing Receivable, Individually Evaluated for Impairment	11,302	11,144
Financing Receivable, Collectively Evaluated for Impairment	802,582	787,448
Loans Held For Investment, Gross	$ 813,884	$ 798,592	822,979
Allowance for loan losses as a percentage of gross loans held for investment	1.11%	1.11%
Mortgage loans, Single-family
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance at beginning of period	$ 5,280	$ 5,476
Provision for Loan and Lease Losses	1,039	(714)
Recoveries	69	109
Allowance for Loan and Lease Losses Write-offs, Net	(78)	(219)
Balance at end of period	6,310	4,652
Loans receivable, individually evaluated allowance	49	0	78
Loans receivable, collectively evaluated allowance	6,261	4,652	5,202
Financing Receivable, Individually Evaluated for Impairment	8,204	6,515
Financing Receivable, Collectively Evaluated for Impairment	348,759	370,718
Loans Held For Investment, Gross	$ 356,963	$ 377,233	365,961
Allowance for loan losses as a percentage of gross loans held for investment	1.77%	1.23%
Mortgage loans, Multi-family
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance at beginning of period	$ 2,616	$ 3,142
Provision for Loan and Lease Losses	(729)	(91)
Recoveries	56	71
Allowance for Loan and Lease Losses Write-offs, Net	0	0
Balance at end of period	1,943	3,122
Loans receivable, individually evaluated allowance	0	0
Loans receivable, collectively evaluated allowance	1,943	3,122	2,616
Financing Receivable, Individually Evaluated for Impairment	1,975	2,194
Financing Receivable, Collectively Evaluated for Impairment	353,467	312,680
Loans Held For Investment, Gross	$ 355,442	$ 314,874	347,020
Allowance for loan losses as a percentage of gross loans held for investment	0.55%	0.99%
Commercial Real Estate [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance at beginning of period	$ 734	$ 989
Provision for Loan and Lease Losses	(253)	25
Recoveries	216	0
Allowance for Loan and Lease Losses Write-offs, Net	0	0
Balance at end of period	697	1,014
Loans receivable, individually evaluated allowance	0	0
Loans receivable, collectively evaluated allowance	697	1,014	734
Financing Receivable, Individually Evaluated for Impairment	1,016	2,317
Financing Receivable, Collectively Evaluated for Impairment	93,564	98,410
Loans Held For Investment, Gross	$ 94,580	$ 100,727	100,897
Allowance for loan losses as a percentage of gross loans held for investment	0.74%	1.01%
Construction Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance at beginning of period	$ 42	$ 35
Provision for Loan and Lease Losses	(2)	(30)
Recoveries	0	0
Allowance for Loan and Lease Losses Write-offs, Net	0	0
Balance at end of period	40	5
Loans receivable, individually evaluated allowance	0	0
Loans receivable, collectively evaluated allowance	40	5	42
Financing Receivable, Individually Evaluated for Impairment	0	0
Financing Receivable, Collectively Evaluated for Impairment	6,185	4,378
Loans Held For Investment, Gross	$ 6,185	$ 4,378	8,191
Allowance for loan losses as a percentage of gross loans held for investment	0.65%	0.11%
Mortgage Loans, Other [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance at beginning of period	$ 0
Provision for Loan and Lease Losses	(2)
Recoveries	0
Allowance for Loan and Lease Losses Write-offs, Net	0
Balance at end of period	2
Loans receivable, individually evaluated allowance	0
Loans receivable, collectively evaluated allowance	2			$ 0
Financing Receivable, Individually Evaluated for Impairment	0
Financing Receivable, Collectively Evaluated for Impairment	72
Loans Held For Investment, Gross	$ 72
Allowance for loan losses as a percentage of gross loans held for investment	2.78%
Commercial Business Loans
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance at beginning of period	$ 43	$ 92
Provision for Loan and Lease Losses	(95)	(7)
Recoveries	85	0
Allowance for Loan and Lease Losses Write-offs, Net	0	0
Balance at end of period	33	85
Loans receivable, individually evaluated allowance	20	41	20
Loans receivable, collectively evaluated allowance	13	44	23
Financing Receivable, Individually Evaluated for Impairment	107	118
Financing Receivable, Collectively Evaluated for Impairment	292	991
Loans Held For Investment, Gross	$ 399	$ 1,109	666
Allowance for loan losses as a percentage of gross loans held for investment	8.27%	7.66%
Consumer Loans
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance at beginning of period	$ 9	$ 10
Provision for Loan and Lease Losses	0	(1)
Recoveries	0	1
Allowance for Loan and Lease Losses Write-offs, Net	0	0
Balance at end of period	9	10
Loans receivable, individually evaluated allowance	0	0
Loans receivable, collectively evaluated allowance	9	10	9
Financing Receivable, Individually Evaluated for Impairment	0	0
Financing Receivable, Collectively Evaluated for Impairment	243	271
Loans Held For Investment, Gross	$ 243	$ 271	$ 244
Allowance for loan losses as a percentage of gross loans held for investment	3.70%	3.69%

Loans Held For Investment Loa46

Loans Held For Investment Loans Held For Investment: Schedule of Total Recorded Investment in Non-Performing Loans by Type (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Jun. 30, 2015
Financing Receivable, Allowance for Credit Losses [Line Items]
Impaired Financing Receivable, Related Allowance	$ (993)	$ (650)
Impaired Financing Receivable, Unpaid Principal Balance	18,767	17,657
Impaired Financing Receivable, Related Charge-Offs	(3,010)	(3,061)
Impaired Financing Receivable, Recorded Investment	15,757	14,596
Impaired Financing Receivable, Recorded Investment, Net of Allowance	14,764	13,946
Mortgage loans, Single-family
Financing Receivable, Allowance for Credit Losses [Line Items]
Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance	5,078	3,881
Impaired Financing Receivable, with Related Allowance, Related Charge-Offs	0	0
Impaired Financing Receivable, with Related Allowance, Recorded Investment	5,078	3,881
Impaired Financing Receivable, Related Allowance	(973)	(630)
Impaired Financing Receivable, Recorded Investment, with Related Allowance, Net	4,105	3,251
Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance	9,387	8,462
Impaired Financing Receivable, with No Related Allowance, Related Charge-Offs	(1,806)	(1,801)
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	7,581	6,661
Impaired Financing Receivable, Recorded Investment, with No Related Allowance, Net	7,581	6,661
Impaired Financing Receivable, Unpaid Principal Balance	14,465	12,343
Impaired Financing Receivable, Related Charge-Offs	(1,806)	(1,801)
Impaired Financing Receivable, Recorded Investment	12,659	10,542
Impaired Financing Receivable, Recorded Investment, Net of Allowance	11,686	9,912
Mortgage loans, Multi-family
Financing Receivable, Allowance for Credit Losses [Line Items]
Impaired Financing Receivable, Related Allowance	0	0
Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance	3,179	3,506
Impaired Financing Receivable, with No Related Allowance, Related Charge-Offs	(1,204)	(1,260)
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	1,975	2,246
Impaired Financing Receivable, Recorded Investment, with No Related Allowance, Net	1,975	2,246
Impaired Financing Receivable, Unpaid Principal Balance	3,179	3,506
Impaired Financing Receivable, Related Charge-Offs	(1,204)	(1,260)
Impaired Financing Receivable, Recorded Investment	1,975	2,246
Impaired Financing Receivable, Recorded Investment, Net of Allowance	1,975	2,246
Commercial Real Estate [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Impaired Financing Receivable, Related Allowance	0	0
Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance	1,016	1,699
Impaired Financing Receivable, with No Related Allowance, Related Charge-Offs	0	0
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	1,016	1,699
Impaired Financing Receivable, Recorded Investment, with No Related Allowance, Net	1,016	1,699
Impaired Financing Receivable, Unpaid Principal Balance	1,016	1,699
Impaired Financing Receivable, Related Charge-Offs	0	0
Impaired Financing Receivable, Recorded Investment	1,016	1,699
Impaired Financing Receivable, Recorded Investment, Net of Allowance	1,016	1,699
Commercial Business Loans
Financing Receivable, Allowance for Credit Losses [Line Items]
Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance	107	109
Impaired Financing Receivable, with Related Allowance, Related Charge-Offs	0	0
Impaired Financing Receivable, with Related Allowance, Recorded Investment	107	109
Impaired Financing Receivable, Related Allowance	(20)	(20)
Impaired Financing Receivable, Recorded Investment, with Related Allowance, Net	87	89
Impaired Financing Receivable, Unpaid Principal Balance	107	109
Impaired Financing Receivable, Related Charge-Offs	0	0
Impaired Financing Receivable, Recorded Investment	107	109
Impaired Financing Receivable, Recorded Investment, Net of Allowance	$ 87	$ 89

Loans Held For Investment_ Na47

Loans Held For Investment: Narrative 2 (Details) $ / shares in Thousands	3 Months Ended			12 Months Ended
	Sep. 30, 2015USD ($)propertyloan$ / shares	Jun. 30, 2015USD ($)loan	Sep. 30, 2014USD ($)property$ / shares	Jun. 30, 2015USD ($)loan
Accounts, Notes, Loans and Financing Receivable [Line Items]
Number of Properties Acquired in Settlement of Loans | property	2		3
Number of Previously Foreclosed Properties Sold | property	2		2
Average investment in non-performing loans	$ 15,327,000		$ 15,949,000
Interest income, non-performing loans, cash basis	100,000		100,000
Interest lost on non-performing Loans	$ 66,000		$ 57,000
Number of modified loans | loan	15			18
Number of loans modified, extended beyond initial maturity | loan	0
Number of Loans Modified as Troubled Debt Restructurings in Default | $ / shares	$ 0		$ 0
Loans receivable, restructured loans, accrual status	$ 4,542,000	$ 5,603,000		$ 5,603,000
Loans receivable, restructured loans, nonaccrual status	980,000	989,000		989,000
Restructured loans	$ 5,522,000	$ 6,592,000		$ 6,592,000
Percent of Total Restructured Loans on Current Status	74.00%	74.00%		74.00%
Collected and Applied to Principal Balance [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Interest lost on non-performing Loans	$ 65,000		$ 93,000
In Default and Required and Additional Provision [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Number of Loans Modified as Troubled Debt Restructurings | loan	0
Special Mention [Member] | Restructured loans on accrual status
Accounts, Notes, Loans and Financing Receivable [Line Items]
Number of modified loans | loan	2	2
Loans receivable, restructured loans, nonaccrual status	$ 1,000,000	$ 1,000,000		$ 1,000,000
Substandard [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Number of modified loans | loan	13	16
Loans receivable, restructured loans, accrual status	$ 4,500,000	$ 5,600,000		5,600,000
Current [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Restructured loans	$ 4,100,000	$ 4,900,000		$ 4,900,000

Loans Held For Investment_ Sc48

Loans Held For Investment: Schedule of Average Recorded Investment in Non-Performing Loans and Related Interest Income (Details) - USD ($) $ in Thousands	3 Months Ended
	Sep. 30, 2015	Sep. 30, 2014
Non-performing Loans, with No Related Allowance, Average Recorded Investment	$ 11,419	$ 12,532
Non-performing Loans, with No Related Allowance, Interest Income	87	64
Non-performing Loans, with Related Allowance, Average Recorded Investment	3,908	3,417
Non-performing Loans, with Related Allowance, Interest Income	14	33
Average investment in non-performing loans	15,327	15,949
Non-performing Loans, Interest Income	101	97
Mortgage loans, Single-family
Non-performing Loans, with No Related Allowance, Average Recorded Investment	8,032	7,917
Non-performing Loans, with No Related Allowance, Interest Income	3	34
Non-performing Loans, with Related Allowance, Average Recorded Investment	3,801	2,560
Non-performing Loans, with Related Allowance, Interest Income	12	17
Mortgage loans, Multi-family
Non-performing Loans, with No Related Allowance, Average Recorded Investment	2,065	2,288
Non-performing Loans, with No Related Allowance, Interest Income	66	4
Non-performing Loans, with Related Allowance, Average Recorded Investment	0	725
Non-performing Loans, with Related Allowance, Interest Income	0	13
Commercial Real Estate [Member]
Non-performing Loans, with No Related Allowance, Average Recorded Investment	1,322	2,327
Non-performing Loans, with No Related Allowance, Interest Income	18	26
Commercial Business Loans
Non-performing Loans, with Related Allowance, Average Recorded Investment	107	132
Non-performing Loans, with Related Allowance, Interest Income	$ 2	$ 3

Loans Held For Investment_ Sc49

Loans Held For Investment: Schedule of Troubled Debt Restructurings by Nonaccrual Versus Accrual Status (Details) - USD ($) $ / shares in Thousands, $ in Thousands	3 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Jun. 30, 2015
Financing Receivable, Modifications [Line Items]
Number of Loans Modified as Troubled Debt Restructurings in Default	$ 0	$ 0
Restructured loans on non-accrual status	$ 4,542		$ 5,603
Restructured loans on accrual status	980		989
Restructured loans	5,522		6,592
Mortgage loans, Single-family
Financing Receivable, Modifications [Line Items]
Restructured loans on non-accrual status	2,879		2,902
Restructured loans on accrual status	980		989
Mortgage loans, Multi-family
Financing Receivable, Modifications [Line Items]
Restructured loans on non-accrual status	1,576		1,593
Commercial Real Estate [Member]
Financing Receivable, Modifications [Line Items]
Restructured loans on non-accrual status	0		1,019
Commercial Business Loans
Financing Receivable, Modifications [Line Items]
Restructured loans on non-accrual status	$ 87		$ 89

Loans Held For Investment_ Sc50

Loans Held For Investment: Schedule of Restructured Loans by Type, Net of Individually Evaluated Allowances (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Jun. 30, 2015
Financing Receivable, Impaired [Line Items]
Restructured Loans, Allowance for Loan Losses	$ (134)	$ (135)
Restructured Loans, Unpaid Principal Balance	7,748	8,896
Restructured Loans, Related Charge-offs	(2,092)	(2,169)
Restructured Loans, Recorded Investment	5,656	6,727
Restructured Loans, Recorded Investment, Net of Allowance	5,522	6,592
Mortgage loans, Single-family
Financing Receivable, Impaired [Line Items]
Restructured Loans, With Related Allowance, Unpaid Principal Balance	572	576
Restructured Loans, With Related Allowance, Related Charge-offs	0	0
Restructured Loans, With a Related Allowance, Recorded Investment	572	576
Restructured Loans, Allowance for Loan Losses	(114)	(115)
Restructured Loans, Recorded Investment, With Related Allowance, Net	458	461
Restructured Loans, Without a Related Allowance, Unpaid Principal Balance	4,340	4,397
Restructured Loans, Without a Related Allowance, Related Charge-offs	(939)	(967)
Restructured Loans, Without a Related Allowance, Recorded Investment	3,401	3,430
Restructured Loans, Without a Related Allowance, Net Investment	3,401	3,430
Restructured Loans, Unpaid Principal Balance	4,912	4,973
Restructured Loans, Related Charge-offs	(939)	(967)
Restructured Loans, Recorded Investment	3,973	4,006
Restructured Loans, Recorded Investment, Net of Allowance	3,859	3,891
Mortgage loans, Multi-family
Financing Receivable, Impaired [Line Items]
Restructured Loans, Allowance for Loan Losses	0	0
Restructured Loans, Without a Related Allowance, Unpaid Principal Balance	2,729	2,795
Restructured Loans, Without a Related Allowance, Related Charge-offs	(1,153)	(1,202)
Restructured Loans, Without a Related Allowance, Recorded Investment	1,576	1,593
Restructured Loans, Without a Related Allowance, Net Investment	1,576	1,593
Restructured Loans, Unpaid Principal Balance	2,729	2,795
Restructured Loans, Related Charge-offs	(1,153)	(1,202)
Restructured Loans, Recorded Investment	1,576	1,593
Restructured Loans, Recorded Investment, Net of Allowance	1,576	1,593
Commercial Real Estate [Member]
Financing Receivable, Impaired [Line Items]
Restructured Loans, Allowance for Loan Losses		0
Restructured Loans, Without a Related Allowance, Unpaid Principal Balance		1,019
Restructured Loans, Without a Related Allowance, Related Charge-offs		0
Restructured Loans, Without a Related Allowance, Recorded Investment		1,019
Restructured Loans, Without a Related Allowance, Net Investment		1,019
Restructured Loans, Unpaid Principal Balance		1,019
Restructured Loans, Related Charge-offs		0
Restructured Loans, Recorded Investment		1,019
Restructured Loans, Recorded Investment, Net of Allowance		1,019
Commercial Business Loans
Financing Receivable, Impaired [Line Items]
Restructured Loans, With Related Allowance, Unpaid Principal Balance	107	109
Restructured Loans, With Related Allowance, Related Charge-offs	0	0
Restructured Loans, With a Related Allowance, Recorded Investment	107	109
Restructured Loans, Allowance for Loan Losses	(20)	(20)
Restructured Loans, Recorded Investment, With Related Allowance, Net	87	89
Restructured Loans, Unpaid Principal Balance	107	109
Restructured Loans, Related Charge-offs	0	0
Restructured Loans, Recorded Investment	107	109
Restructured Loans, Recorded Investment, Net of Allowance	$ 87	$ 89

Loans Held For Investment_ Na51

Loans Held For Investment: Narrative 3 (Details) $ in Millions	3 Months Ended
	Sep. 30, 2015USD ($)property	Sep. 30, 2014property	Jun. 30, 2015USD ($)property
Number of Properties Acquired in Settlement of Loans	2	3
Number of Previously Foreclosed Properties Sold	2	2
Real estate owned fair value | $	$ 3.7		$ 2.4
Southern California [Member]
Number of real estate owned properties	2		2
Arizona [Member]
Number of real estate owned properties	1
Nevada [Member]
Number of real estate owned properties			1

Derivative and Other Financia52

Derivative and Other Financial Instruments with Off-Balance Sheet Risks: Off-Balance-Sheet Credit Exposure, Policy (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Jun. 30, 2015	Jun. 30, 2014
Derivative [Line Items]
Commitments to Extend Credit	$ 2,691	$ 3,360
Loans Held for Investment and Loans Held for Sale [Member]
Derivative [Line Items]
Commitments to Extend Credit	$ 143,500		$ 144,300

Derivative and Other Financia53

Derivative and Other Financial Instruments with Off-Balance Sheet Risks: Schedule of Undisbursed Funds Commitments (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Jun. 30, 2015
Derivative [Line Items]
Loans and Leases Receivable, Loans in Process	$ 2,691	$ 3,360
Fair Value Disclosure, Off-balance Sheet Risks, Face Amount, Liability	8,907	10,048
Undisbursed Lines of Credit - Mortgage Loans
Derivative [Line Items]
Loans and Leases Receivable, Loans in Process	2,691	3,359
Fair Value Disclosure, Off-balance Sheet Risks, Face Amount, Liability	95	414
Undisbursed Lines of Credit - Commercial Business Loans
Derivative [Line Items]
Fair Value Disclosure, Off-balance Sheet Risks, Face Amount, Liability	817	822
Undisbursed Lines of Credit - Consumer Loans
Derivative [Line Items]
Fair Value Disclosure, Off-balance Sheet Risks, Face Amount, Liability	697	708
Commitments to Extend Credit, Loans to be Held for Investment
Derivative [Line Items]
Fair Value Disclosure, Off-balance Sheet Risks, Face Amount, Liability	$ 4,607	$ 4,745

Derivative and Other Financia54

Derivative and Other Financial Instruments with Off-Balance Sheet Risks: Commitments on Undisbursed Funds Held for Investment Policy (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Jun. 30, 2014
Other Assets
Derivative [Line Items]
Undisbursed commitments to extend credit, Assets	$ 2,500	$ 2,600
Other Liabilities [Member]
Derivative [Line Items]
Undisbursed commitments to extend credit, Liabilities	$ 1,600	$ 200

Derivative and Other Financia55

Derivative and Other Financial Instruments with Off-Balance Sheet Risks: Schedule of Allowance for Loan Losses of Undisbursed Funds and Commitments on Loans Held for Investment (Details) - USD ($) $ in Thousands	3 Months Ended
	Sep. 30, 2015	Sep. 30, 2014
Allowance for Loan and Lease Losses [Roll Forward]
Allowance at beginning of period	$ 8,724	$ 9,744
Recovery from the allowance for loan losses	(38)	(818)
Balance at end of period	9,034	8,888
Commitments to Extend Credit and Undisbursed Funds
Allowance for Loan and Lease Losses [Roll Forward]
Allowance at beginning of period	76	61
Recovery from the allowance for loan losses	(11)	47
Balance at end of period	$ 65	$ 108

Derivative and Other Financia56

Derivative and Other Financial Instruments with Off-Balance Sheet Risks: Schedule of Impact of Derivative Financial Instruments on Gain on Sale of Loans (Details) - USD ($) $ in Thousands	3 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Jun. 30, 2014
Derivative [Line Items]
Total derivative financial instruments	$ (1,516)	$ 51
Commitments to extend credit on loans to be held for sale
Derivative [Line Items]
Total derivative financial instruments	1,005	(781)
Mandatory loan sale commitments and TBA MBS trades
Derivative [Line Items]
Total derivative financial instruments	(2,433)	937
Option contracts
Derivative [Line Items]
Total derivative financial instruments	(88)	$ (105)
Other Liabilities [Member]
Derivative [Line Items]
Derivative liabilities	$ 1,600		$ 200

Derivative and Other Financia57

Derivative and Other Financial Instruments with Off-Balance Sheet Risks: Schedule of Outstanding Derivative Instruments (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Jun. 30, 2015	Jun. 30, 2014
Amount
Derivative [Line Items]
Derivative financial instruments	$ (149,507)	$ (213,540)
Fair Value
Derivative [Line Items]
Derivative financial instruments	$ 869	2,432
Commitments to extend credit on loans to be held for sale
Derivative [Line Items]
Commitments estimated may not fund (percent)	30.10%		26.90%
Commitments to extend credit on loans to be held for sale | Amount
Derivative [Line Items]
Derivative financial instruments	$ 138,849	139,565
Commitments to extend credit on loans to be held for sale | Fair Value
Derivative [Line Items]
Derivative financial instruments	2,504	1,499
Best efforts loan sale commitments | Amount
Derivative [Line Items]
Derivative financial instruments	(42,947)	(36,908)
Best efforts loan sale commitments | Fair Value
Derivative [Line Items]
Derivative financial instruments	0	0
Mandatory loan sale commitments and TBA MBS trades | Amount
Derivative [Line Items]
Derivative financial instruments	(243,409)	(320,197)
Mandatory loan sale commitments and TBA MBS trades | Fair Value
Derivative [Line Items]
Derivative financial instruments	(1,692)	741
Call Option [Member] | Amount
Derivative [Line Items]
Derivative financial instruments	(2,000)	4,000
Call Option [Member] | Fair Value
Derivative [Line Items]
Derivative financial instruments	$ 57	$ 192

Income Taxes (Details)

Income Taxes (Details) - USD ($)	3 Months Ended
	Sep. 30, 2015	Sep. 30, 2014
Income Tax Examination [Line Items]
Provision (benefit) for income taxes	$ 1,750,000	$ 1,736,000
Penalties or interest charges	$ 4,000

Fair Value of Financial Instr59

Fair Value of Financial Instruments: Schedule of Aggregate Fair Value and Aggregate Unpaid Principal Balance of Loans Held for Sale (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Jun. 30, 2015
Fair Value Disclosures [Abstract]
Loans Held for Investment, at Fair Value	$ 4,036	$ 4,518
Loans held for investment, Aggregate Unpaid Principal Balance	4,167	4,495
Loans held for investment, Net Unrealized Gain	(131)	23
Loans held for sale, Aggregate Fair Value	163,644	224,715
Loans held for sale, Aggregate Unpaid Principal Balance	156,901	219,143
Loans held for sale, Net Unrealized Gain	$ 6,743	$ 5,572

Fair Value of Financial Instr60

Fair Value of Financial Instruments: Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Jun. 30, 2015
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans Held for Investment, at Fair Value	$ 4,036	$ 4,518
Loans held for sale, at fair value	163,644	224,715
Recurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities	13,461	14,161
Loans Held for Investment, at Fair Value	4,036	4,518
Loans held for sale, at fair value	163,644	224,715
Interest-only strips	60	63
Derivative assets	2,567	2,640
Total assets	183,768	246,097
Derivative liabilities	1,698	208
Total liabilities	1,698	208
Recurring | Commitments to extend credit on loans to be held for sale
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	2,510	1,636
Derivative liabilities	6	137
Recurring | Mandatory loan sale commitments
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative liabilities	150	71
Recurring | TBA MBS trades
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets		812
Derivative liabilities	1,542
Recurring | Option contracts
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	57	192
Recurring | U.S. government agency MBS
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities	7,573	7,906
Recurring | U.S. government sponsored enterprise MBS
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities	5,046	5,387
Recurring | Private issue CMO
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities	691	717
Recurring | Common Stock, community development financial institution [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities	151	151
Recurring | Fair Value, Inputs, Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities	0	0
Loans Held for Investment, at Fair Value	0	0
Loans held for sale, at fair value	0	0
Interest-only strips	0	0
Derivative assets	0	0
Total assets	0	0
Derivative liabilities	0	0
Total liabilities	0	0
Recurring | Fair Value, Inputs, Level 1 | Commitments to extend credit on loans to be held for sale
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	0	0
Derivative liabilities	0	0
Recurring | Fair Value, Inputs, Level 1 | Mandatory loan sale commitments
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative liabilities	0	0
Recurring | Fair Value, Inputs, Level 1 | TBA MBS trades
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets		0
Derivative liabilities	0
Recurring | Fair Value, Inputs, Level 1 | Option contracts
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	0	0
Recurring | Fair Value, Inputs, Level 1 | U.S. government agency MBS
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities	0	0
Recurring | Fair Value, Inputs, Level 1 | U.S. government sponsored enterprise MBS
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities	0	0
Recurring | Fair Value, Inputs, Level 1 | Private issue CMO
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities	0	0
Recurring | Fair Value, Inputs, Level 1 | Common Stock, community development financial institution [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities	0	0
Recurring | Fair Value, Inputs, Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities	12,619	13,293
Loans Held for Investment, at Fair Value	0	4,518
Loans held for sale, at fair value	163,644	224,715
Interest-only strips	0	0
Derivative assets	0	812
Total assets	176,263	243,338
Derivative liabilities	1,542	0
Total liabilities	1,542	0
Recurring | Fair Value, Inputs, Level 2 | Commitments to extend credit on loans to be held for sale
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	0	0
Derivative liabilities	0	0
Recurring | Fair Value, Inputs, Level 2 | Mandatory loan sale commitments
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative liabilities	0	0
Recurring | Fair Value, Inputs, Level 2 | TBA MBS trades
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets		812
Derivative liabilities	1,542
Recurring | Fair Value, Inputs, Level 2 | Option contracts
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	0	0
Recurring | Fair Value, Inputs, Level 2 | U.S. government agency MBS
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities	7,573	7,906
Recurring | Fair Value, Inputs, Level 2 | U.S. government sponsored enterprise MBS
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities	5,046	5,387
Recurring | Fair Value, Inputs, Level 2 | Private issue CMO
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities	0	0
Recurring | Fair Value, Inputs, Level 2 | Common Stock, community development financial institution [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities	0	0
Recurring | Fair Value, Inputs, Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities	842	868
Loans Held for Investment, at Fair Value	4,036	0
Loans held for sale, at fair value	0	0
Interest-only strips	60	63
Derivative assets	2,567	1,828
Total assets	7,505	2,759
Derivative liabilities	156	208
Total liabilities	156	208
Recurring | Fair Value, Inputs, Level 3 | Commitments to extend credit on loans to be held for sale
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	2,510	1,636
Derivative liabilities	6	137
Recurring | Fair Value, Inputs, Level 3 | Mandatory loan sale commitments
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative liabilities	150	71
Recurring | Fair Value, Inputs, Level 3 | TBA MBS trades
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets		0
Derivative liabilities	0
Recurring | Fair Value, Inputs, Level 3 | Option contracts
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	57	192
Recurring | Fair Value, Inputs, Level 3 | U.S. government agency MBS
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities	0	0
Recurring | Fair Value, Inputs, Level 3 | U.S. government sponsored enterprise MBS
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities	0	0
Recurring | Fair Value, Inputs, Level 3 | Private issue CMO
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities	691	717
Recurring | Fair Value, Inputs, Level 3 | Common Stock, community development financial institution [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities	$ 151	$ 151

Fair Value of Financial Instr61

Fair Value of Financial Instruments: Schedule of Reconciliation of Beginning and Ending Balances of Recurring Fair Value Measurements Using Level 3 Inputs (Details) - USD ($) $ in Thousands	3 Months Ended
	Sep. 30, 2015		Sep. 30, 2014
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Beginning balance	$ 2,551		$ 3,388
Total gains or losses included in earnings	666		(1,042)
Total gains or losses included in other comprehensive loss	(4)		7
Purchases	89		437
Issuances	0		0
Settlements	(782)		(69)
Transfers in and/or out of Level 3	4,829		0
Ending balance	7,349		2,721
Private issue CMO
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Beginning balance	717		853
Total gains or losses included in earnings	0		0
Total gains or losses included in other comprehensive loss	(1)		(1)
Purchases	0		0
Issuances	0		0
Settlements	(25)		(24)
Transfers in and/or out of Level 3	0		0
Ending balance	691		828
Common Stock, community development financial institution [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Beginning balance	151		0
Total gains or losses included in earnings	0		0
Total gains or losses included in other comprehensive loss	0		0
Purchases	0		250
Issuances	0		0
Settlements	0		0
Transfers in and/or out of Level 3	0		0
Ending balance	151		250
Loans Held For Investment, at Fair Value [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Beginning balance	0
Total gains or losses included in earnings	(155)
Total gains or losses included in other comprehensive loss	0
Purchases	0
Issuances	0
Settlements	(638)
Transfers in and/or out of Level 3	4,829
Ending balance	4,036
Interest-Only Strips
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Beginning balance	63		62
Total gains or losses included in earnings	0		0
Total gains or losses included in other comprehensive loss	(3)		8
Purchases	0		0
Issuances	0		0
Settlements	0		0
Transfers in and/or out of Level 3	0		0
Ending balance	60		70
Loan Commitments to Originate
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Beginning balance	1,499	[1]	2,566	[2]
Total gains or losses included in earnings	1,005	[1]	(781)	[2]
Total gains or losses included in other comprehensive loss	0	[1]	0	[2]
Purchases	0	[1]	0	[2]
Issuances	0	[1]	0	[2]
Settlements	0	[1]	0	[2]
Transfers in and/or out of Level 3	0	[1]	0	[2]
Ending balance	2,504		1,785
Mandatory Commitments
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Beginning balance	(71)	[3]	(93)	[4]
Total gains or losses included in earnings	(96)	[3]	(156)	[4]
Total gains or losses included in other comprehensive loss	0	[3]	0	[4]
Purchases	0	[3]	0	[4]
Issuances	0	[3]	0	[4]
Settlements	17	[3]	4	[4]
Transfers in and/or out of Level 3	0	[3]	0	[4]
Ending balance	(150)		(245)
Option Contracts
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Beginning balance	192		0
Total gains or losses included in earnings	(88)		(105)
Total gains or losses included in other comprehensive loss	0		0
Purchases	89		187
Issuances	0		0
Settlements	(136)		(49)
Transfers in and/or out of Level 3	0		0
Ending balance	$ 57		$ 33
[1]	Consists of commitments to extend credit on loans to be held for sale.
[2]	Consists of commitments to extend credit on loans to be held for sale.
[3]	Consists of mandatory loan sale commitments.
[4]	Consists of mandatory loan sale commitments.

Fair Value of Financial Instr62

Fair Value of Financial Instruments: Schedule of Fair Value Assets Measured on Nonrecurring Basis (Details) - Nonrecurring - USD ($) $ in Thousands	Sep. 30, 2015	Jun. 30, 2015
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired Loans, Fair value Disclosure	$ 14,764	$ 13,946
Servicing Asset at Fair Value, Amount	417	269
Real Estate Owned, Fair Value Disclosure	3,674	2,398
Assets measured at fair value, nonrecurring	18,855	16,613
Fair Value, Inputs, Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired Loans, Fair value Disclosure	0	0
Servicing Asset at Fair Value, Amount	0	0
Real Estate Owned, Fair Value Disclosure	0	0
Assets measured at fair value, nonrecurring	0	0
Fair Value, Inputs, Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired Loans, Fair value Disclosure	11,146	11,816
Servicing Asset at Fair Value, Amount	0	0
Real Estate Owned, Fair Value Disclosure	3,674	2,398
Assets measured at fair value, nonrecurring	14,820	14,214
Fair Value, Inputs, Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired Loans, Fair value Disclosure	3,618	2,130
Servicing Asset at Fair Value, Amount	417	269
Real Estate Owned, Fair Value Disclosure	0	0
Assets measured at fair value, nonrecurring	$ 4,035	$ 2,399

Fair Value of Financial Instr63

Fair Value of Financial Instruments: Schedule of Additional Information About Valuation Techniques and Inputs Used for Assets and Liabilities (Details) - Fair Value, Inputs, Level 3 $ in Thousands	3 Months Ended
	Sep. 30, 2015USD ($)
Commitments to extend credit on loans to be held for sale
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Liabilities, fair value	$ 6
Valuation Techniques	Relative value analysis
Commitments to extend credit on loans to be held for sale | Minimum | Liability
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Broker quotes (percent)	100.50%	[1]
Fall-out ratio (percent)	19.80%	[1],[2]
Commitments to extend credit on loans to be held for sale | Maximum | Liability
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Broker quotes (percent)	102.80%	[1]
Fall-out ratio (percent)	31.70%	[1],[2]
Commitments to extend credit on loans to be held for sale | Weighted Average | Liability
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Broker quotes (percent)	101.00%	[1]
Fall-out ratio (percent)	30.10%	[1],[2]
Mandatory loan sale commitments
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Liabilities, fair value	$ 150
Valuation Techniques	Relative value analysis
Mandatory loan sale commitments | Minimum | Liability
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investor quotes (percent)		[1]
Roll-forward costs (percent)	0.00%	[1],[3]
Mandatory loan sale commitments | Maximum | Liability
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investor quotes (percent)		[1]
Roll-forward costs (percent)	0.00%	[1],[3]
Mandatory loan sale commitments | Weighted Average | Liability
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investor quotes (percent)		[1]
Roll-forward costs (percent)	0.00%	[1],[3]
Private issue CMO
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	$ 691
Valuation Techniques	Market comparable pricing
Private issue CMO | Minimum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Probability of default (percent)	0.00%	[1]
Private issue CMO | Maximum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Probability of default (percent)	1.50%	[1]
Private issue CMO | Weighted Average
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Probability of default (percent)	1.20%	[1]
Common Stock, community development financial institution [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	$ 151
Valuation Techniques	Relative value analysis
Common Stock, community development financial institution [Member] | Minimum | Discounted Cash Flow
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Pricing indications from recent transactions	3860000000.00%	[1]
Common Stock, community development financial institution [Member] | Maximum | Discounted Cash Flow
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Pricing indications from recent transactions	3860000000.00%	[1]
Common Stock, community development financial institution [Member] | Weighted Average | Discounted Cash Flow
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Pricing indications from recent transactions	3860000000.00%	[1]
Loans Held For Investment, at Fair Value [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	$ 4,036
Valuation Techniques	Relative value analysis
Loans Held For Investment, at Fair Value [Member] | Minimum | Assets
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Broker quotes (percent)	99.50%	[1]
Fair Value Inputs, Entity Credit Risk	1.20%	[1]
Loans Held For Investment, at Fair Value [Member] | Maximum | Assets
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Broker quotes (percent)	105.80%	[1]
Fair Value Inputs, Entity Credit Risk	100.00%	[1]
Loans Held For Investment, at Fair Value [Member] | Weighted Average | Assets
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Broker quotes (percent)	102.20%	[1]
Fair Value Inputs, Entity Credit Risk	5.30%	[1]
Non-performing loans | Discounted Cash Flow
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	$ 87
Valuation Techniques	Discounted cash flow
Non-performing loans | Relative Value Analysis
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	$ 3,531
Valuation Techniques	Relative value analysis
Non-performing loans | Minimum | Discounted Cash Flow
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Probability of default (percent)	5.00%	[1]
Non-performing loans | Minimum | Relative Value Analysis
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Probability of default (percent)	20.00%	[1]
Non-performing loans | Maximum | Discounted Cash Flow
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Probability of default (percent)	5.00%	[1]
Non-performing loans | Maximum | Relative Value Analysis
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Probability of default (percent)	30.00%	[1]
Non-performing loans | Weighted Average | Discounted Cash Flow
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Probability of default (percent)	5.00%	[1]
Non-performing loans | Weighted Average | Relative Value Analysis
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Probability of default (percent)	20.80%	[1]
MSA
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	$ 417
Valuation Techniques	Discounted cash flow
MSA | Minimum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Prepayment speed (percent)	7.80%	[1]
Discount rate (percent)	9.00%	[1]
MSA | Maximum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Prepayment speed (percent)	60.00%	[1]
Discount rate (percent)	10.50%	[1]
MSA | Weighted Average
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Prepayment speed (percent)	17.20%	[1]
Discount rate (percent)	9.10%	[1]
Interest-Only Strips
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	$ 60
Valuation Techniques	Discounted cash flow
Interest-Only Strips | Minimum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Prepayment speed (percent)	16.40%	[1]
Discount rate (percent)	9.00%	[1]
Interest-Only Strips | Maximum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Prepayment speed (percent)	23.60%	[1]
Discount rate (percent)	9.00%	[1]
Interest-Only Strips | Weighted Average
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Prepayment speed (percent)	17.70%	[1]
Discount rate (percent)	9.00%	[1]
Commitments to extend credit on loans to be held for sale
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	$ 2,510
Valuation Techniques	Relative value analysis
Commitments to extend credit on loans to be held for sale | Minimum | Assets
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Broker quotes (percent)	98.00%	[1]
Fall-out ratio (percent)	19.80%	[1],[2]
Commitments to extend credit on loans to be held for sale | Maximum | Assets
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Broker quotes (percent)	105.00%	[1]
Fall-out ratio (percent)	31.70%	[1],[2]
Commitments to extend credit on loans to be held for sale | Weighted Average | Assets
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Broker quotes (percent)	102.20%	[1]
Fall-out ratio (percent)	30.10%	[1],[2]
Mandatory loan sale commitments | Minimum | Liability
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Broker quotes (percent)	104.50%	[1]
Mandatory loan sale commitments | Maximum | Liability
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Broker quotes (percent)	106.60%	[1]
Mandatory loan sale commitments | Weighted Average | Liability
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Broker quotes (percent)	104.80%	[1]
Put options
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	$ 57
Valuation Techniques	Relative value analysis
Put options | Minimum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Broker quotes (percent)	128.90%	[1]
Put options | Maximum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Broker quotes (percent)	128.90%	[1]
Put options | Weighted Average
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Broker quotes (percent)	128.90%	[1]
[1]	The range is based on the estimated fair values and management estimates.
[2]	The percentage of commitments to extend credit on loans to be held for sale which management has estimated may not fund.
[3]	An estimated cost to roll forward the mandatory loan sale commitments which management has estimated may not be delivered to the corresponding investors in a timely manner.

Fair Value of Financial Instr64

Fair Value of Financial Instruments: Schedule of Carrying Amount and Fair Value of Financial Instruments (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Jun. 30, 2015
Carrying Amount
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Loans held for investment, not recorded at fair value	$ 801,651	$ 809,716
FHLB – San Francisco stock	8,094	8,094
Deposits	924,866	924,086
Borrowings	91,351	91,367
Fair Value
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Loans held for investment, not recorded at fair value	807,570	815,385
FHLB – San Francisco stock	8,094	8,094
Deposits	896,555	895,664
Borrowings	94,330	93,219
Fair Value | Fair Value, Inputs, Level 1
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Loans held for investment, not recorded at fair value	0	0
FHLB – San Francisco stock	0	0
Deposits	0	0
Borrowings	0	0
Fair Value | Fair Value, Inputs, Level 2
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Loans held for investment, not recorded at fair value	0	0
FHLB – San Francisco stock	8,094	8,094
Deposits	0	0
Borrowings	0	0
Fair Value | Fair Value, Inputs, Level 3
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Loans held for investment, not recorded at fair value	807,570	815,385
FHLB – San Francisco stock	0	0
Deposits	896,555	895,664
Borrowings	$ 94,330	$ 93,219

Incentive Plans_ Equity Incenti

Incentive Plans: Equity Incentive Plan Policy: Schedule of Incentive Plan Stock Option Activity (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended
	Sep. 30, 2015	Sep. 30, 2014
Shares:
Oustanding, End of Period	1,000,000	1,100,000
Equity Incentive Plans
Shares:
Outstanding, Beginning of Period	961,500
Granted	0
Exercised	(13,000)
Forfeited	(3,000)
Oustanding, End of Period	945,500
Vested and expected to vest at March 31, 2013	866,300
Exercisable at March 31, 2013	549,500
Weighted-Average Exercise Price (in dollars per share):
Oustanding, Beginning of Period	$ 13.83
Granted	0
Exercised	7.34
Forfeited	7.43
Outstanding, End of Period	13.92
Vested and expected to vest at September 30, 2015	13.85
Exercisable at September 30, 2015	$ 13.38
Weighted- Average Remaining Contractual Term (Years):
Outstanding at September 30, 2015	6 years 1 month 5 days
Vested and expected to vest at September 30, 2015	5 years 10 months 3 days
Exercisable at September 30, 2015	4 years 23 days
Aggregate Intrinsic Value ($000):
Outstanding at September 30, 2015	$ 4,481
Vested and expected to vest at September 30, 2015	4,313
Exercisable at September 30, 2015	$ 3,643

Incentive Plans_ Equity Incen66

Incentive Plans: Equity Incentive Plan Policy: Schedule of Share-based Compensation, Restricted Stock Units Award Activity (Details) - Restricted Stock [Member] - Equity Incentive Plans	3 Months Ended
	Sep. 30, 2015$ / sharesshares
Shares:
Unvested, Beginning of Period	200,000
Granted	0
Vested	(2,500)
Forfeited	0
Unvested, End of Period	197,500
Expected to vest at September 30, 2015	158,000
Weighted-Average Award Date Fair Value (in dollars per share):
Restricted stock, Nonvested, Weighted Average Award Date Fair Value | $ / shares	$ 13.35
Granted | $ / shares	0
Vested | $ / shares	0
Forfeited | $ / shares	0
Restricted stock, Nonvested, Weighted Average Award Date Fair Value | $ / shares	13.35
Expected to vest at September 30, 2015 | $ / shares	$ 13.35

Incentive Plans_ Stock Option P

Incentive Plans: Stock Option Plan Policy: Schedule of Stock Option Plan Stock Option Activity (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended
	Sep. 30, 2015	Sep. 30, 2014
Shares:
Oustanding, End of Period	1,000,000	1,100,000
Stock Option Plans
Shares:
Outstanding, Beginning of Period	70,000
Granted	0
Exercised	0
Forfeited	(7,500)
Oustanding, End of Period	62,500
Stock options, Vested and expected to vest	62,500
Stock options, Exercisable	62,500
Weighted-Average Exercise Price (in dollars per share):
Oustanding, Beginning of Period	$ 22.81
Granted	0
Exercised	0
Forfeited	29.93
Outstanding, End of Period	21.95
Vested and expected to vest at September 30, 2015	21.95
Exercisable at September 30, 2015	$ 21.95
Weighted- Average Remaining Contractual Term (Years):
Outstanding at September 30, 2015	1 year 7 months 20 days
Vested and expected to vest at September 30, 2015	1 year 7 months 20 days
Exercisable at September 30, 2015	1 year 7 months 20 days
Aggregate Intrinsic Value ($000):
Outstanding at September 30, 2015	$ 0
Vested and expected to vest at September 30, 2015	0
Exercisable at September 30, 2015	$ 0

Incentive Plans Incentive Plans

Incentive Plans Incentive Plans: Narrative (Details)	3 Months Ended
	Sep. 30, 2015USD ($)planshares	Sep. 30, 2014USD ($)shares	Jun. 30, 2015shares	Dec. 31, 2010shares	Dec. 31, 2006shares	Dec. 31, 2003shares	Dec. 31, 1996shares
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of share-based compensation plans | plan	4
Share-based compensation expense | $	$ 289,000	$ 143,000
Income tax benefit recognized for share-based compensation plans | $	$ (1,000)	16,000
Treasury stock, Shares used to fund Equity Incentive Plans for restricted stock	9,350,187		9,132,258
Equity Incentive Plans
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Stock options, Exercised	13,000
Stock options, Forfeitured	3,000
Granted	0
Unrecognized share-based compensation expense, stock options | $	$ 1,900,000	$ 2,800,000
Equity Incentive Plans | Stock Options [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Term used to calculate expected volatility	84 months
Stock options, Exercised	13,000	2,000
Share-based Compensation Arrangement by Share-based Payment Award, Options, Nonvested Options Forfeited, Number of Shares	3,000	0
Granted	0	369,000
Number of shares available for grant	133,750	130,750
Share-based compensation cost not yet recognized, weighted average period for recognition	2 years 11 months	3 years 6 months
Forfeiture rate for Equity Incentive Plans	20.00%	20.00%
Equity Incentive Plans | Stock Options [Member] | Maximum
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Award vesting period	5 years
Maximum term for stock awards	10 years
Equity Incentive Plans | Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of shares available for grant	276,850	275,350
Unrecognized share-based compensation expense, restricted stock | $	$ 2,100,000	$ 2,900,000
Share-based compensation cost not yet recognized, weighted average period for recognition	3 years	3 years 8 months
Forfeiture rate for Equity Incentive Plans	20.00%	20.00%
Restricted stock, Vesting and distribution	2,500
Stock Issued During Period, Shares, Restricted Stock Award, Gross	185,000
Equity Incentive Plans | Restricted Stock [Member] | Maximum
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Award vesting period	5 years
2013 Equity Plan Incentive [Member] | Stock Options [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of shares authorized for Equity Incentive Plan				300,000
Annual limitation on awards granted to an individual under Equity Incentive Plan	60,000
2013 Equity Plan Incentive [Member] | Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of shares authorized for Equity Incentive Plan				300,000
Annual limitation on awards granted to an individual under Equity Incentive Plan	45,000
Treasury stock, Shares used to fund Equity Incentive Plans for restricted stock				300,000
2010 Equity Incentive Plan | Stock Options [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of shares authorized for Equity Incentive Plan				586,250
Annual limitation on awards granted to an individual under Equity Incentive Plan	117,250
2010 Equity Incentive Plan | Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of shares authorized for Equity Incentive Plan				288,750
Annual limitation on awards granted to an individual under Equity Incentive Plan	43,312
Treasury stock, Shares used to fund Equity Incentive Plans for restricted stock				288,750
2006 Equity Incentive Plan | Stock Options [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of shares authorized for Equity Incentive Plan					365,000
Annual limitation on awards granted to an individual under Equity Incentive Plan	73,000
2006 Equity Incentive Plan | Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of shares authorized for Equity Incentive Plan					185,000
Annual limitation on awards granted to an individual under Equity Incentive Plan	27,750
Treasury stock, Shares used to fund Equity Incentive Plans for restricted stock					185,000
Stock Option Plans
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Stock options, Exercised	0
Stock options, Forfeitured	7,500
Granted	0
Unrecognized share-based compensation expense, stock options | $	$ 0
Stock Option Plans | Stock Options [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Term used to calculate expected volatility	84 months
Stock options, Forfeitured	7,500	17,500
Number of shares available for grant	0
Stock Option Plans | Stock Options [Member] | Maximum
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Award vesting period	5 years
Maximum term for stock awards	10 years
2003 Stock Option Plan | Stock Options [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of shares authorized for Equity Incentive Plan						352,500
1996 Stock Option Plan | Stock Options [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of shares authorized for Equity Incentive Plan							1,150,000
Stock options, Forfeitured	5,000
Number of shares available for grant	0

Reclassification Adjustment o69

Reclassification Adjustment of Accumulated Other Comprehensive Income ("AOCI") (Details) - USD ($) $ in Thousands	3 Months Ended
	Sep. 30, 2015	Sep. 30, 2014
Accumulated Other Comprehensive Income [Roll Forward]
Beginning balance	$ 331	$ 386
Other Comprehensive (loss) income before reclassifications	(31)	(9)
Amount reclassified from accumulated other comprehensive income	0	0
Other comprehensive loss	(31)	(9)
Ending balance	300	377
Unrealized Gain and Losses on Investment Securities Available For Sale [Member]
Accumulated Other Comprehensive Income [Roll Forward]
Beginning balance	294	351
Other Comprehensive (loss) income before reclassifications	(29)	(14)
Amount reclassified from accumulated other comprehensive income	0	0
Other comprehensive loss	(29)	(14)
Ending balance	265	337
Unrealized Gain and Losses on Interest-only strips [Member]
Accumulated Other Comprehensive Income [Roll Forward]
Beginning balance	37	35
Other Comprehensive (loss) income before reclassifications	(2)	5
Amount reclassified from accumulated other comprehensive income	0	0
Other comprehensive loss	(2)	5
Ending balance	$ 35	$ 40

Offsetting Derivative and Oth70

Offsetting Derivative and Other Financial Instruments (Details) - USD ($)	Sep. 30, 2015	Jun. 30, 2015
Gross Amount of Recognized Assets or Liabilities [Member]
Derivative [Line Items]
Derivative Assets Interest Rate Contracts	$ 57	$ 1,004
Derivative assets	57	1,004
Derivative Liabilities Interest Rate Contracts	1,692	71
Derivative liabilities	1,692	71
Gross Amount Offset in the Condensed Statement of Financial Condition [Member]
Derivative [Line Items]
Derivative Assets Interest Rate Contracts	0	0
Derivative assets	0	0
Derivative Liabilities Interest Rate Contracts	0	0
Derivative liabilities	0	0
Net Amount of Assets or Liabilities Presented in the Condensed Statement of Financial Condition [Member]
Derivative [Line Items]
Derivative Assets Interest Rate Contracts	57	1,004
Derivative assets	57	1,004
Derivative Liabilities Interest Rate Contracts	1,692	71
Derivative liabilities	1,692	71
Gross Amount Not Offset in the Condensed Statement of Financial Condition, Financial Instruments [Member]
Derivative [Line Items]
Derivative Assets Interest Rate Contracts	0	0
Derivative assets	0	0
Derivative Liabilities Interest Rate Contracts	0	0
Derivative liabilities	0	0
Gross Amount Not Offset in the Condensed Statement of Financial Condition, Cash Collateral Received [Member]
Derivative [Line Items]
Derivative Assets Interest Rate Contracts	0	0
Derivative assets	0	0
Derivative Liabilities Interest Rate Contracts	0	0
Derivative liabilities	0	0
Net Amount [Member]
Derivative [Line Items]
Derivative Assets Interest Rate Contracts	57	1,004
Derivative assets	57	1,004
Derivative Liabilities Interest Rate Contracts	1,692	71
Derivative liabilities	$ 1,692	$ 71

Subsequent Events Subsequent Ev

Subsequent Events Subsequent Events (Details) - $ / shares	Oct. 22, 2015	Sep. 30, 2015
Subsequent Event [Line Items]
Stock Repurchase Program, Remaining Number of Shares Authorized to be Repurchased		133,055
Subsequent Event [Member]
Subsequent Event [Line Items]
Quarterly cash dividend declared, common stock	$ 0.12
Stock Repurchase Program, Percent of Shares Authorized to be Repurchased	5.00%
Stock Repurchase Program, Number of Shares Authorized to be Repurchased	421,633