Provident Financial (PROV) 10-Q 7 Nov 16 2017 Q1 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	3 Months Ended
	Sep. 30, 2016	Nov. 04, 2016
Document and Entity Information
Entity Registrant Name	PROVIDENT FINANCIAL HOLDINGS INC
Document Type	10-Q
Document Period End Date	Sep. 30, 2016
Amendment Flag	false
Entity Central Index Key	1,010,470
Current Fiscal Year End Date	--06-30
Entity Common Stock, Shares Outstanding		7,989,516
Entity Filer Category	Accelerated Filer
Entity Current Reporting Status	Yes
Entity Voluntary Filers	No
Entity Well-known Seasoned Issuer	No
Document Fiscal Year Focus	2,017
Document Fiscal Period Focus	Q1

Provident Financial Holdings, I

Provident Financial Holdings, Inc. Condensed Consolidated Statements of Financial Condition (Unaudited) - USD ($) $ in Thousands	Sep. 30, 2016	Jun. 30, 2016
Assets
Cash and cash equivalents	$ 39,443	$ 51,206
Investment securities – held to maturity, at cost	36,290	39,979
Investment securities – available for sale, at fair value	10,778	11,543
Loans held for investment, net of allowance for loan losses of $8,725 and $8,670, respectively; includes $5,529 and $5,159 at fair value, respectively	853,958	840,022
Loans held for sale, at fair value	264,379	189,458
Accrued interest receivable	3,078	2,781
Real estate owned, net	3,496	2,706
Federal Home Loan Bank (“FHLB”) – San Francisco stock	8,094	8,094
Premises and equipment, net	5,879	6,043
Prepaid expenses and other assets	17,119	19,549
Total assets	1,242,514	1,171,381
Liabilities:
Non interest-bearing deposits	74,963	71,158
Interest-bearing deposits	868,539	855,226
Total deposits	943,502	926,384
Borrowings	146,281	91,299
Accounts payable, accrued interest and other liabilities	19,508	20,247
Total liabilities	1,109,291	1,037,930
Commitments and Contingencies
Stockholders’ equity:
Preferred stock, $.01 par value (2,000,000 shares authorized; none issued and outstanding)	0	0
Common stock, $.01 par value (40,000,000 shares authorized; 17,848,365 and 17,847,365 shares issued; 7,978,166 and 7,975,250 shares outstanding, respectively)	178	178
Additional paid-in capital	91,633	90,802
Retained earnings	192,227	191,666
Treasury stock at cost (9,870,199 and 9,872,115 shares, respectively)	(151,095)	(149,508)
Accumulated other comprehensive income, net of tax	280	313
Total stockholders’ equity	133,223	133,451
Total liabilities and stockholders’ equity	$ 1,242,514	$ 1,171,381

Provident Financial Holdings, 3

Provident Financial Holdings, Inc. Condensed Consolidated Statements of Financial Condition - Parenthetical (Unaudited) - USD ($) $ in Thousands	Sep. 30, 2016	Jun. 30, 2016
Statement of Financial Position [Abstract]
Allowance for loan losses on Loans held for investment	$ 8,725	$ 8,670
Loans Held for Investment, at Fair Value	$ 5,529	$ 5,159
Preferred stock par value per share	$ 0.01	$ 0.01
Preferred stock shares authorized	2,000,000	2,000,000
Preferred stock shares issued	0	0
Preferred stock shares outstanding	0	0
Common stock par value per share	$ 0.01	$ 0.01
Common stock shares authorized	40,000,000	40,000,000
Common stock shares issued	17,848,365	17,847,365
Common stock shares outstanding	7,978,166	7,975,250
Treasury stock shares	9,870,199	9,872,115

Provident Financial Holdings, 4

Provident Financial Holdings, Inc. Condensed Consolidated Statements of Operations (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Sep. 30, 2016	Sep. 30, 2015
Interest income:
Loans receivable, net	$ 10,480	$ 9,490
Investment securities	84	67
FHLB – San Francisco stock	185	200
Interest-earning deposits	55	100
Total interest income	10,804	9,857
Interest expense:
Checking and money market deposits	98	117
Savings deposits	144	168
Time deposits	772	858
Borrowings	702	648
Total interest expense	1,716	1,791
Net interest income	9,088	8,066
Recovery from the allowance for loan losses	(150)	(38)
Net interest income, after recovery from the allowance for loan losses	9,238	8,104
Non-interest income:
Loan servicing and other fees	267	111
Gain on sale of loans, net	7,996	8,924
Deposit account fees	550	610
(Loss) gain on sale and operations of real estate owned acquired in the settlement of loans, net	(103)	229
Card and processing fees	364	362
Other	178	213
Total non-interest income	9,252	10,449
Non-interest expense:
Salaries and employee benefits	11,314	10,792
Premises and occupancy	1,289	1,108
Equipment	362	379
Professional expenses	505	500
Sales and marketing expenses	296	262
Deposit insurance premiums and regulatory assessments	248	262
Other	1,618	1,057
Total non-interest expense	15,632	14,360
Income before income taxes	2,858	4,193
Provision for income taxes	1,264	1,750
Net income	$ 1,594	$ 2,443
Basic earnings per share	$ 0.20	$ 0.29
Diluted earnings per share	0.20	0.28
Cash dividends per share	$ 0.13	$ 0.12

Provident Financial Holdings, 5

Provident Financial Holdings, Inc. Condensed Consolidated Statements of Comprehensive Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Sep. 30, 2016	Sep. 30, 2015
Statement of Comprehensive Income [Abstract]
Net income	$ 1,594	$ 2,443
Change in unrealized holding loss on securities available for sale	(57)	(53)
Other Comprehensive (Income) Loss, Reclassification Adjustment from AOCI for Write-down of Securities, before Tax	0	0
Other comprehensive loss, before income taxes	(57)	(53)
Income tax benefit	24	22
Other comprehensive loss	(33)	(31)
Total comprehensive income	$ 1,561	$ 2,412

Provident Financial Holdings, 6

Provident Financial Holdings, Inc. Condensed Consolidated Statements of Stockholders' Equity (Unaudited) - USD ($) $ in Thousands	Total	Common Stock	Additional Paid-In Capital	Retained Earnings	Treasury Stock	Accumulated Other Conprehensive Income, Net of Tax	Restricted Stock [Member]	Stock Compensation Plan [Member]
Stock Repurchased During Period, Shares								4,500
Common Stock, Dividends, Per Share, Cash Paid	$ 0.12
Shares outstanding, beginning balance at Jun. 30, 2015		8,634,607
Balances at beginning of period-Amount at Jun. 30, 2015	$ 141,137	$ 177	$ 88,893	$ 188,206	$ (136,470)	$ 331
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	2,443			2,443
Other comprehensive loss	(31)					(31)
Purchase of treasury stock - Shares		(220,429)
Purchase of treasury stock - Amount	(3,649)				(3,649)
Exercise of stock options - Shares		13,000
Exercise of stock options - Amount	96	$ (1)	(95)
Stock Issued During Period, Shares, Restricted Stock Award, Gross		2,500
Amortization of restricted stock	161		161
Stock options expense	128		128
Tax benefit from non-qualified equity compensation	1		1
Cash dividends	(1,032)			(1,032)
Shares outstanding, ending balance at Sep. 30, 2015		8,429,678
Balances at end of period-Amount at Sep. 30, 2015	$ 139,254	$ 178	89,278	189,617	(140,119)	300
Stock Repurchased During Period, Shares							25,598
Common Stock, Dividends, Per Share, Cash Paid	$ 0.13
Shares outstanding, beginning balance at Jun. 30, 2016	7,975,250	7,975,250
Balances at beginning of period-Amount at Jun. 30, 2016	$ 133,451	$ 178	90,802	191,666	(149,508)	313
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	1,594			1,594
Other comprehensive loss	(33)					(33)
Purchase of treasury stock - Shares		(85,834)
Purchase of treasury stock - Amount	(1,662)				(1,662)
Exercise of stock options - Shares		1,000
Exercise of stock options - Amount	$ 17	$ 0	(17)
Stock Issued During Period, Shares, Restricted Stock Award, Gross	87,750
Amortization of restricted stock	$ 362		362
Awards of Restricted Stock	0		(136)		136
Restricted Stock Award, Forfeitures	0		61		(61)
Stock options expense	340		340
Restricted Stock or Unit Expense	0
Tax benefit from non-qualified equity compensation	187		187
Cash dividends	$ (1,033)			(1,033)
Shares outstanding, ending balance at Sep. 30, 2016	7,978,166	7,978,166
Balances at end of period-Amount at Sep. 30, 2016	$ 133,223	$ 178	$ 91,633	$ 192,227	$ (151,095)	$ 280

Provident Financial Holdings, 7

Provident Financial Holdings, Inc. Condensed Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Sep. 30, 2016	Sep. 30, 2015
Cash flows from operating activities:
Net income	$ 1,594	$ 2,443
Adjustments to reconcile net income to net cash (used for) provided by operating activities:
Depreciation and amortization	697	307
Recovery from the allowance for loan losses	(150)	(38)
Unrealized gain on real estate owned	100	(161)
Gain on sale of loans, net	(7,996)	(8,924)
Gain on sale of real estate owned, net	(54)	(30)
Stock-based compensation	702	289
(Benefit) provision for deferred income taxes	1,420	(632)
Tax effect from stock based compensation	(187)	(1)
Increase in accounts payable, accrued interest and other liabilities	1,327	1,617
Increase in prepaid expenses and other assets	(361)	1,711
Loans originated for sale	(647,342)	(540,289)
Proceeds from sale of loans	579,698	613,940
Net cash (used for) provided by operating activities	(70,552)	70,232
Cash flows from investing activities:
(Increase) decrease in loans held for investment, net	(15,097)	7,289
Principal payments from investment securities available for sale	4,048	650
Proceeds from sale of real estate owned	307	463
Purchase of premises and equipment	(78)	(71)
Net cash (used for) provided by investing activities	(10,820)	8,331
Cash flows from financing activities:
Increase in deposits, net	17,118	780
Proceeds from (Repayments of) Short-term Debt	35,000	0
Proceeds from Issuance of Long-term Debt	20,000	0
Repayments of long-term borrowings	(18)	(16)
Exercise of stock options	17	96
Tax effect from stock based compensation	187	1
Cash dividends	(1,033)	(1,032)
Treasury stock purchases	(1,662)	(3,649)
Net cash provided by (used for) financing activities	69,609	(3,820)
Net (decrease) increase in cash and cash equivalents	(11,763)	74,743
Cash and cash equivalents at beginning of period	51,206	81,403
Cash and cash equivalents at end of period	39,443	156,146
Supplemental information:
Cash paid for interest	1,671	1,788
Cash paid for income taxes	100	0
Transfer of loans held for sale to held for investment	760	1,552
Real estate acquired in the settlement of loans	$ 1,298	$ 1,006

Basis of Presentation

Basis of Presentation	3 Months Ended
	Sep. 30, 2016
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Basis of Presentation	Basis of Presentation The unaudited interim condensed consolidated financial statements included herein reflect all adjustments which are, in the opinion of management, necessary to present a fair statement of the results of operations for the interim periods presented. All such adjustments are of a normal, recurring nature. The condensed consolidated statement of financial condition at June 30, 2016 is derived from the audited consolidated financial statements of Provident Financial Holdings, Inc. and its wholly-owned subsidiary, Provident Savings Bank, F.S.B. (the “Bank”) (collectively, the “Corporation”). Certain information and note disclosures normally included in financial statements prepared in accordance with accounting principles generally accepted in the United States of America (“GAAP”) have been omitted pursuant to the rules and regulations of the United States Securities and Exchange Commission (“SEC”) with respect to interim financial reporting. It is recommended that these unaudited interim condensed consolidated financial statements be read in conjunction with the audited consolidated financial statements and notes thereto included in the Corporation’s Annual Report on Form 10-K for the year ended June 30, 2016. The results of operations for the quarter ended September 30, 2016 are not necessarily indicative of results that may be expected for the entire fiscal year ending June 30, 2017.

Accounting Standard Updates ("A

Accounting Standard Updates ("ASU")	3 Months Ended
	Sep. 30, 2016
New Accounting Pronouncements and Changes in Accounting Principles [Abstract]
Accounting Standard Updates (ASU)	Accounting Standard Updates (“ASU”) There have been no accounting standard updates or changes in the status of their adoptions that are applicable to the Corporation as previously disclosed in Note 1 of the Corporation's Annual Report on Form 10-K for the year ended June 30, 2016.

Earnings Per Share

Earnings Per Share	3 Months Ended
	Sep. 30, 2016
Earnings Per Share [Abstract]
Earnings Per Share	Earnings Per Share Basic earnings per share (“EPS”) excludes dilution and is computed by dividing income available to common shareholders by the weighted-average number of shares outstanding for the period. Diluted EPS reflects the potential dilution that could occur if securities or other contracts to issue common stock were exercised or converted into common stock or resulted in the issuance of common stock that would then share in the earnings of the entity. As of September 30, 2016 and 2015, there were outstanding options to purchase 932,000 shares and 1.0 million shares of the Corporation’s common stock, respectively, of which 200,000 shares and 236,500 shares, respectively, were excluded from the diluted EPS computation as their effect was anti-dilutive. As of September 30, 2016 and 2015, there were outstanding restricted stock awards of 110,250 shares and 197,500 shares, respectively, all of which have dilutive effects. The following table provides the basic and diluted EPS computations for the quarters ended September 30, 2016 and 2015, respectively. (In Thousands, Except Earnings Per Share) For the Quarters Ended 2016 2015 Numerator: Net income – numerator for basic earnings per share and diluted earnings per share - available to common stockholders $ 1,594 $ 2,443 Denominator: Denominator for basic earnings per share: Weighted-average shares 7,948 8,566 Effect of dilutive shares: Stock options 158 111 Restricted stock 48 67 Denominator for diluted earnings per share: Adjusted weighted-average shares and assumed conversions 8,154 8,744 Basic earnings per share $ 0.20 $ 0.29 Diluted earnings per share $ 0.20 $ 0.28

Operating Segment Reports

Operating Segment Reports	3 Months Ended
	Sep. 30, 2016
Segment Reporting [Abstract]
Operating Segment Reports	Operating Segment Reports The Corporation operates in two business segments: community banking through the Bank and mortgage banking through Provident Bank Mortgage (“PBM”), a division of the Bank. The following tables set forth condensed consolidated statements of operations and total assets for the Corporation’s operating segments for the quarters ended September 30, 2016 and 2015, respectively. For the Quarter Ended September 30, 2016 (In Thousands) Provident Provident Consolidated Net interest income $ 7,575 $ 1,513 $ 9,088 Provision (recovery) for loan losses 36 (186 ) (150 ) Net interest income, after provision (recovery) for loan losses 7,539 1,699 9,238 Non-interest income: Loan servicing and other fees (1) 69 198 267 Gain on sale of loans, net (2) 1 7,995 7,996 Deposit account fees 550 — 550 (Loss) gain on sale and operations of real estate owned acquired in the settlement of loans, net (105 ) 2 (103 ) Card and processing fees 364 — 364 Other 178 — 178 Total non-interest income 1,057 8,195 9,252 Non-interest expense: Salaries and employee benefits 4,894 6,420 11,314 Premises and occupancy 856 433 1,289 Operating and administrative expenses 1,147 1,882 3,029 Total non-interest expense 6,897 8,735 15,632 Income before income taxes 1,699 1,159 2,858 Provision for income taxes 777 487 1,264 Net income $ 922 $ 672 $ 1,594 Total assets, end of period $ 977,964 $ 264,550 $ 1,242,514 (1) Includes an inter-company charge of $95 credited to PBM by the Bank during the period to compensate PBM for originating loans held for investment. (2) Includes an inter-company charge of $59 credited to PBM by the Bank during the period to compensate PBM for servicing fees on loans sold on a servicing retained basis. For the Quarter Ended September 30, 2015 (In Thousands) Provident Provident Consolidated Net interest income $ 6,903 $ 1,163 $ 8,066 Provision (recovery) for loan losses 12 (50 ) (38 ) Net interest income after provision (recovery) for loan losses 6,891 1,213 8,104 Non-interest income: Loan servicing and other fees (1) 144 (33 ) 111 Gain on sale of loans, net (2) 1 8,923 8,924 Deposit account fees 610 — 610 Gain on sale and operations of real estate owned acquired in the settlement of loans, net 224 5 229 Card and processing fees 362 — 362 Other 213 — 213 Total non-interest income 1,554 8,895 10,449 Non-interest expense: Salaries and employee benefits 4,553 6,239 10,792 Premises and occupancy 696 412 1,108 Operating and administrative expenses 989 1,471 2,460 Total non-interest expense 6,238 8,122 14,360 Income before income taxes 2,207 1,986 4,193 Provision for income taxes 915 835 1,750 Net income $ 1,292 $ 1,151 $ 2,443 Total assets, end of period $ 1,013,345 $ 163,892 $ 1,177,237 (1) Includes an inter-company charge of $65 credited to PBM by the Bank during the period to compensate PBM for originating loans held for investment. (2) Includes an inter-company charge of $108 credited to PBM by the Bank during the period to compensate PBM for servicing fees on loans sold on a servicing retained basis.

Investment Securities

Investment Securities	3 Months Ended
	Sep. 30, 2016
Investments, Debt and Equity Securities [Abstract]
Investment Securities	Investment Securities The amortized cost and estimated fair value of investment securities as of September 30, 2016 and June 30, 2016 were as follows: September 30, 2016 Amortized Cost Gross Unrealized Gains Gross Unrealized (Losses) Estimated Fair Value Carrying Value (In Thousands) Held to maturity: Certificates of deposit $ 800 $ — $ — $ 800 $ 800 U.S. government sponsored enterprise MBS (1) 35,490 459 — 35,949 35,490 Total investment securities - held to maturity $ 36,290 $ 459 $ — $ 36,749 $ 36,290 Available for sale: U.S. government agency MBS $ 5,906 $ 225 $ — $ 6,131 $ 6,131 U.S. government sponsored enterprise MBS 3,875 212 — 4,087 4,087 Private issue CMO (2) 556 4 — 560 560 Total investment securities - available for sale $ 10,337 $ 441 $ — $ 10,778 $ 10,778 Total investment securities $ 46,627 $ 900 $ — $ 47,527 $ 47,068 (1) Mortgage-Backed Securities (“MBS”). (2) Collateralized Mortgage Obligations (“CMO”). June 30, 2016 Amortized Cost Gross Unrealized Gains Gross Unrealized (Losses) Estimated Fair Value Carrying Value (In Thousands) Held to maturity: Certificates of deposit $ 800 $ — $ — $ 800 $ 800 U.S. government sponsored enterprise MBS 39,179 459 — 39,638 39,179 Total investment securities - held to maturity $ 39,979 $ 459 $ — $ 40,438 $ 39,979 Available for sale: U.S. government agency MBS $ 6,308 $ 264 $ — $ 6,572 $ 6,572 U.S. government sponsored enterprise MBS 3,998 225 — 4,223 4,223 Private issue CMO 598 4 (1 ) 601 601 Common stock - community development financial institution 147 — — 147 147 Total investment securities - available for sale $ 11,051 $ 493 $ (1 ) $ 11,543 $ 11,543 Total investment securities $ 51,030 $ 952 $ (1 ) $ 51,981 $ 51,522 In the first quarters of fiscal 2017 and 2016, the Corporation received MBS principal payments of $4.0 million and $650,000 , respectively, and there were no sales of investment securities during these periods. The Corporation did not purchase any investment securities in the first quarter of fiscal 2017 and 2016. In the first quarter of fiscal 2017, the Corporation received the cash proceeds from its equity investment in a community development financial institution, consistent with the purchase agreement between the acquiring institution and the community development financial institution. The Corporation held investments with an unrealized loss position of $0 at September 30, 2016 and $1,000 at June 30, 2016. As of June 30, 2016 Unrealized Holding Losses Unrealized Holding Losses Unrealized Holding Losses (In Thousands) Less Than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized Description of Securities Value Losses Value Losses Value Losses Available for sale: Private issue CMO $ 103 $ 1 $ — $ — $ 103 $ 1 Total investment securities $ 103 $ 1 $ — $ — $ 103 $ 1 The Corporation evaluates individual investment securities quarterly for other-than-temporary declines in market value. As of June 30, 2016, the unrealized holding loss was less than 12 months. The Corporation does not believe that there are any other-than-temporary impairments on the investment securities at September 30, 2016 and 2015; therefore, no impairment losses were recorded for the quarters ended September 30, 2016 and 2015. Contractual maturities of investment securities as of September 30, 2016 and June 30, 2016 were as follows: September 30, 2016 June 30, 2016 (In Thousands) Amortized Estimated Amortized Estimated Held to maturity: Due in one year or less $ 800 $ 800 $ 800 $ 800 Due after one through five years — — — — Due after five through ten years 17,384 17,702 18,904 19,203 Due after ten years 18,106 18,247 20,275 20,435 Total investment securities - held to maturity $ 36,290 $ 36,749 $ 39,979 $ 40,438 Available for sale: Due in one year or less $ — $ — $ — $ — Due after one through five years — — — — Due after five through ten years — — — — Due after ten years 10,337 10,778 10,904 11,396 No stated maturity (common stock) — — 147 147 Total investment securities - available for sale $ 10,337 $ 10,778 $ 11,051 $ 11,543 Total investment securities $ 46,627 $ 47,527 $ 51,030 $ 51,981

Loans Held For Investment

Loans Held For Investment	3 Months Ended
	Sep. 30, 2016
Loans and Leases Receivable Disclosure [Abstract]
Loans Held For Investment	Loans Held for Investment Loans held for investment, net of fair value adjustments, consisted of the following: (In Thousands) September 30, June 30, Mortgage loans: Single-family $ 312,795 $ 324,497 Multi-family 438,423 415,627 Commercial real estate 100,136 99,528 Construction 15,811 14,653 Other 331 332 Commercial business loans 624 636 Consumer loans 199 203 Total loans held for investment, gross 868,319 855,476 Undisbursed loan funds (10,447 ) (11,258 ) Advance payments of escrows 23 56 Deferred loan costs, net 4,788 4,418 Allowance for loan losses (8,725 ) (8,670 ) Total loans held for investment, net $ 853,958 $ 840,022 As of September 30, 2016, the Corporation had $10.0 million in mortgage loans that are subject to negative amortization, consisting of $6.9 million in multi-family loans, $3.0 million in single-family loans and $155,000 in commercial real estate loans. This compares to $10.2 million of negative amortization mortgage loans at June 30, 2016, consisting of $6.9 million in multi-family loans, $3.1 million in single-family loans and $170,000 in commercial real estate loans. During the first quarters of fiscal 2017 and 2016, no loan interest income was added to the negative amortization loan balance. Negative amortization involves a greater risk to the Corporation because the loan principal balance may increase by a range of 110% to 115% of the original loan amount during the period of negative amortization and because the loan payment may increase beyond the means of the borrower when loan principal amortization is required. Also, the Corporation has originated interest-only ARM loans, which typically have a fixed interest rate for the first two to five years coupled with an interest only payment, followed by a periodic adjustable rate and a fully amortizing loan payment. As of September 30, 2016 and June 30, 2016, the interest-only ARM loans were $53.7 million and $64.7 million , or 6.2% and 7.6% of loans held for investment, respectively. As of September 30, 2016, the Corporation had $5.5 million of single-family loans, 19 loans, held for investment which were originated for sale but were subsequently transferred to loans held for investment and are carried at fair value. This compares to $5.2 million of single-family loans, 18 loans, held for investment at June 30, 2016 which were originated for sale but were subsequently transferred to loans held for investment and are carried at fair value. The following table sets forth information at September 30, 2016 regarding the dollar amount of loans held for investment that are contractually repricing during the periods indicated, segregated between adjustable rate loans and fixed rate loans. Fixed-rate loans comprised 3% of loans held for investment at September 30, 2016 and June 30, 2016. Adjustable rate loans having no stated repricing dates that reprice when the index they are tied to reprices (e.g. prime rate index) and checking account overdrafts are reported as repricing within one year. The table does not include any estimate of prepayments which may cause the Corporation’s actual repricing experience to differ materially from that shown. Adjustable Rate (In Thousands) Within One Year After After After Fixed Rate Total Mortgage loans: Single-family $ 226,639 $ 14,936 $ 52,519 $ 5,697 $ 13,004 $ 312,795 Multi-family 67,240 178,065 179,594 10,567 2,957 438,423 Commercial real estate 11,039 39,975 46,163 — 2,959 100,136 Construction 9,556 — — — 6,255 15,811 Other — — — — 331 331 Commercial business loans 107 — — — 517 624 Consumer loans 197 — — — 2 199 Total loans held for investment, gross $ 314,778 $ 232,976 $ 278,276 $ 16,264 $ 26,025 $ 868,319 The Corporation has developed an internal loan grading system to evaluate and quantify the Bank’s loans held for investment portfolio with respect to quality and risk. Management continually evaluates the credit quality of the Corporation’s loan portfolio and conducts a quarterly review of the adequacy of the allowance for loan losses using quantitative and qualitative methods. The Corporation has adopted an internal risk rating policy in which each loan is rated for credit quality with a rating of pass, special mention, substandard, doubtful or loss. The two primary components that are used during the loan review process to determine the proper allowance levels are individually evaluated allowances and collectively evaluated allowances. Quantitative loan loss factors are developed by determining the historical loss experience, expected future cash flows, discount rates and collateral fair values, among others. Qualitative loan loss factors are developed by assessing general economic indicators such as gross domestic product, retail sales, unemployment rates, employment growth, California home sales and median California home prices. The Corporation assigns individual factors for the quantitative and qualitative methods for each loan category and each internal risk rating. The Corporation categorizes all of the loans held for investment into risk categories based on relevant information about the ability of the borrower to service their debt such as current financial information, historical payment experience, credit documentation, public information, and current economic trends, among other factors. A description of the general characteristics of the risk grades is as follows: ▪ Pass - These loans range from minimal credit risk to average, but still acceptable, credit risk. The likelihood of loss is considered remote. ▪ Special Mention - A Special Mention asset has potential weaknesses that may be temporary or, if left uncorrected, may result in a loss. While concerns exist, the bank is currently protected and loss is considered unlikely and not imminent. ▪ Substandard - A substandard loan is inadequately protected by the current sound worth and paying capacity of the borrower or of the collateral pledged, if any. Loans so classified must have a well-defined weakness, or weaknesses, that may jeopardize the liquidation of the debt. A substandard loan is characterized by the distinct possibility that the Bank will sustain some loss if the deficiencies are not corrected. ▪ Doubtful - A doubtful loan has all of the weaknesses inherent in one classified as substandard with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of the currently existing facts, conditions and values, highly questionable and improbable. ▪ Loss - A loss loan is considered uncollectible and of such little value that continuance as an asset of the institution is not warranted. The following tables summarize gross loans held for investment, net of fair value adjustments, by loan types and risk category at the dates indicated: September 30, 2016 (In Thousands) Single-family Multi-family Commercial Real Estate Construction Other Mortgage Commercial Business Consumer Total Pass $ 298,937 $ 432,567 $ 100,136 $ 15,811 $ 331 $ 530 $ 199 $ 848,511 Special Mention 3,879 5,013 — — — — — 8,892 Substandard 9,979 843 — — — 94 — 10,916 Total loans held for investment, gross $ 312,795 $ 438,423 $ 100,136 $ 15,811 $ 331 $ 624 $ 199 $ 868,319 June 30, 2016 (In Thousands) Single-family Multi-family Commercial Real Estate Construction Other Mortgage Commercial Business Consumer Total Pass $ 309,380 $ 410,804 $ 99,528 $ 14,653 $ 332 $ 540 $ 203 $ 835,440 Special Mention 4,858 3,974 — — — — — 8,832 Substandard 10,259 849 — — — 96 — 11,204 Total loans held for investment, gross $ 324,497 $ 415,627 $ 99,528 $ 14,653 $ 332 $ 636 $ 203 $ 855,476 The allowance for loan losses is maintained at a level sufficient to provide for estimated losses based on evaluating known and inherent risks in the loans held for investment and upon management’s continuing analysis of the factors underlying the quality of the loans held for investment. These factors include changes in the size and composition of the loans held for investment, actual loan loss experience, current economic conditions, detailed analysis of individual loans for which full collectability may not be assured, and determination of the realizable value of the collateral securing the loans. The provision (recovery) for (from) the allowance for loan losses is charged (credited) against operations on a quarterly basis, as necessary, to maintain the allowance at appropriate levels. Although management believes it uses the best information available to make such determinations, there can be no assurance that regulators, in reviewing the Corporation’s loans held for investment, will not request a significant increase in its allowance for loan losses. Future adjustments to the allowance for loan losses may be necessary and results of operations could be significantly and adversely affected as a result of economic, operating, regulatory, and other conditions beyond the Corporation’s control. Non-performing loans are charged-off to their fair market values in the period the loans, or portion thereof, are deemed uncollectible, generally after the loan becomes 150 days delinquent for real estate secured first trust deed loans and 120 days delinquent for commercial business or real estate secured second trust deed loans. For loans that were modified from their original terms, were re-underwritten and identified in the Corporation’s asset quality reports as troubled debt restructurings (“restructured loans”), the charge-off occurs when the loan becomes 90 days delinquent; and where borrowers file bankruptcy, the charge-off occurs when the loan becomes 60 days delinquent. The amount of the charge-off is determined by comparing the loan balance to the estimated fair value of the underlying collateral, less disposition costs, with the loan balance in excess of the estimated fair value charged-off against the allowance for loan losses. The allowance for loan losses for non-performing loans is determined by applying Accounting Standards Codification (“ASC”) 310 , “Receivables.” For restructured loans that are less than 90 days delinquent, the allowance for loan losses are segregated into (a) individually evaluated allowances for those loans with applicable discounted cash flow calculations still in their restructuring period, classified lower than pass, and containing an embedded loss component or (b) collectively evaluated allowances based on the aggregated pooling method. For non-performing loans less than 60 days delinquent where the borrower has filed bankruptcy, the collectively evaluated allowances are assigned based on the aggregated pooling method. For non-performing commercial real estate loans, an individually evaluated allowance is derived based on the loan's discounted cash flow fair value (for restructured loans) or collateral fair value less estimated selling costs and if the fair value is higher than the loan balance, no allowance is required. The following table summarizes the Corporation’s allowance for loan losses at September 30, 2016 and June 30, 2016: (In Thousands) September 30, 2016 June 30, 2016 Collectively evaluated for impairment: Mortgage loans: Single-family $ 4,575 $ 4,933 Multi-family 3,186 2,800 Commercial real estate 854 848 Construction 53 31 Other 7 7 Commercial business loans 22 23 Consumer loans 8 8 Total collectively evaluated allowance 8,705 8,650 Individually evaluated for impairment: Commercial business loans 20 20 Total individually evaluated allowance 20 20 Total loan loss allowance $ 8,725 $ 8,670 The following table is provided to disclose additional details on the Corporation’s allowance for loan losses: For the Quarters Ended (Dollars in Thousands) 2016 2015 Allowance at beginning of period $ 8,670 $ 8,724 Recovery from the allowance for loan losses (150 ) (38 ) Recoveries: Mortgage loans: Single-family 263 69 Multi-family 7 56 Commercial real estate — 216 Commercial business loans — 85 Consumer loans 1 — Total recoveries 271 426 Charge-offs: Mortgage loans: Single-family (66 ) (78 ) Total charge-offs (66 ) (78 ) Net recoveries 205 348 Balance at end of period $ 8,725 $ 9,034 Allowance for loan losses as a percentage of gross loans held for investment 1.01 % 1.11 % Net recoveries as a percentage of average loans receivable, net, during the period (annualized) (0.08 )% (0.14 )% Allowance for loan losses as a percentage of gross non-performing loans at the end of the period 79.93 % 57.33 % The following tables denote the past due status of the Corporation's gross loans held for investment, net of fair value adjustments, at the dates indicated. September 30, 2016 (In Thousands) Current 30-89 Days Past Due Non-Accrual (1) Total Loans Held for Investment Mortgage loans: Single-family $ 301,433 $ 1,383 $ 9,979 $ 312,795 Multi-family 437,580 — 843 438,423 Commercial real estate 100,136 — — 100,136 Construction 15,811 — — 15,811 Other 331 — — 331 Commercial business loans 530 — 94 624 Consumer loans 197 2 — 199 Total loans held for investment, gross $ 856,018 $ 1,385 $ 10,916 $ 868,319 (1) All loans 90 days or greater past due are placed on non-accrual status. June 30, 2016 (In Thousands) Current 30-89 Days Past Due Non-Accrual (1) Total Loans Held for Investment Mortgage loans: Single-family $ 312,595 $ 1,644 $ 10,258 $ 324,497 Multi-family 414,777 — 850 415,627 Commercial real estate 99,528 — — 99,528 Construction 14,653 — — 14,653 Other 332 — — 332 Commercial business loans 540 — 96 636 Consumer loans 203 — — 203 Total loans held for investment, gross $ 842,628 $ 1,644 $ 11,204 $ 855,476 (1) All loans 90 days or greater past due are placed on non-accrual status. The following tables summarize the Corporation’s allowance for loan losses and recorded investment in gross loans, by portfolio type, at the dates and for the periods indicated. Quarter Ended September 30, 2016 (In Thousands) Single-family Multi-family Commercial Real Estate Construction Other Mortgage Commercial Business Consumer Total Allowance for loan losses: Allowance at beginning of period $ 4,933 $ 2,800 $ 848 $ 31 $ 7 $ 43 $ 8 $ 8,670 (Recovery) provision for loan losses (555 ) 379 6 22 — (1 ) (1 ) (150 ) Recoveries 263 7 — — — — 1 271 Charge-offs (66 ) — — — — — — (66 ) Allowance for loan losses, end of period $ 4,575 $ 3,186 $ 854 $ 53 $ 7 $ 42 $ 8 $ 8,725 Allowance for loan losses: Individually evaluated for impairment $ — $ — $ — $ — $ — $ 20 $ — $ 20 Collectively evaluated for impairment 4,575 3,186 854 53 7 22 8 8,705 Allowance for loan losses, end of period $ 4,575 $ 3,186 $ 854 $ 53 $ 7 $ 42 $ 8 $ 8,725 Loans held for investment: Individually evaluated for impairment $ 6,634 $ 377 $ — $ — $ — $ 94 $ — $ 7,105 Collectively evaluated for impairment 306,161 438,046 100,136 15,811 331 530 199 861,214 Total loans held for investment, gross $ 312,795 $ 438,423 $ 100,136 $ 15,811 $ 331 $ 624 $ 199 $ 868,319 Allowance for loan losses as a percentage of gross loans held for investment 1.46 % 0.73 % 0.85 % 0.34 % 2.11 % 6.73 % 4.02 % 1.01 % Quarter Ended September 30, 2015 (In Thousands) Single-family Multi-family Commercial Real Estate Construction Other Mortgage Commercial Business Consumer Total Allowance for loan losses: Allowance at beginning of period $ 5,280 $ 2,616 $ 734 $ 42 $ — $ 43 $ 9 $ 8,724 Provision (recovery) for loan losses 1,039 (729 ) (253 ) (2 ) 2 (95 ) — (38 ) Recoveries 69 56 216 — — 85 — 426 Charge-offs (78 ) — — — — — — (78 ) Allowance for loan losses, end of period $ 6,310 $ 1,943 $ 697 $ 40 $ 2 $ 33 $ 9 $ 9,034 Allowance for loan losses: Individually evaluated for impairment $ 49 $ — $ — $ — $ — $ 20 $ — $ 69 Collectively evaluated for impairment 6,261 1,943 697 40 2 13 9 8,965 Allowance for loan losses, end of period $ 6,310 $ 1,943 $ 697 $ 40 $ 2 $ 33 $ 9 $ 9,034 Loans held for investment: Individually evaluated for impairment $ 8,204 $ 1,975 $ 1,016 $ — $ — $ 107 $ — $ 11,302 Collectively evaluated for impairment 348,759 353,467 93,564 6,185 72 292 243 802,582 Total loans held for investment, gross $ 356,963 $ 355,442 $ 94,580 $ 6,185 $ 72 $ 399 $ 243 $ 813,884 Allowance for loan losses as a percentage of gross loans held for investment 1.77 % 0.55 % 0.74 % 0.65 % 2.78 % 8.27 % 3.70 % 1.11 % The following tables identify the Corporation’s total recorded investment in non-performing loans by type at the dates and for the periods indicated. Generally, a loan is placed on non-accrual status when it becomes 90 days past due as to principal or interest or if the loan is deemed impaired, after considering economic and business conditions and collection efforts, where the borrower’s financial condition is such that collection of the contractual principal or interest on the loan is doubtful. In addition, interest income is not recognized on any loan where management has determined that collection is not reasonably assured. A non-performing loan may be restored to accrual status when delinquent principal and interest payments are brought current and future monthly principal and interest payments are expected to be collected on a timely basis. Loans with a related allowance reserve have been individually evaluated for impairment using either a discounted cash flow analysis or, for collateral dependent loans, current appraisals less costs to sell, to establish realizable value. This analysis may identify a specific impairment amount needed or may conclude that no reserve is needed. Loans that are not individually evaluated for impairment are included in pools of homogeneous loans for evaluation of related allowance reserves. At September 30, 2016 Unpaid Net Principal Related Recorded Recorded (In Thousands) Balance Charge-offs Investment Allowance (1) Investment Mortgage loans: Single-family: With a related allowance $ 3,383 $ — $ 3,383 $ (781 ) $ 2,602 Without a related allowance (2) 7,708 (1,074 ) 6,634 — 6,634 Total single-family 11,091 (1,074 ) 10,017 (781 ) 9,236 Multi-family: With a related allowance 466 — 466 (140 ) 326 Without a related allowance (2) 388 (11 ) 377 — 377 Total multi-family 854 (11 ) 843 (140 ) 703 Commercial business loans: With a related allowance 94 — 94 (20 ) 74 Total commercial business loans 94 — 94 (20 ) 74 Consumer loans: Without a related allowance (2) 12 (12 ) — — — Total consumer loans 12 (12 ) — — — Total non-performing loans $ 12,051 $ (1,097 ) $ 10,954 $ (941 ) $ 10,013 (1) Consists of collectively and individually evaluated allowances, specifically assigned to the individual loan, and fair value credit adjustments. (2) There was no related allowance for loan losses because the loans have been charged-off to their fair value or the fair value of the collateral is higher than the loan balance. At June 30, 2016 Unpaid Net Principal Related Recorded Recorded (In Thousands) Balance Charge-offs Investment Allowance (1) Investment Mortgage loans: Single-family: With a related allowance $ 3,328 $ — $ 3,328 $ (773 ) $ 2,555 Without a related allowance (2) 8,339 (1,370 ) 6,969 — 6,969 Total single-family 11,667 (1,370 ) 10,297 (773 ) 9,524 Multi-family: With a related allowance 468 — 468 (141 ) 327 Without a related allowance (2) 400 (18 ) 382 — 382 Total multi-family 868 (18 ) 850 (141 ) 709 Commercial business loans: With a related allowance 96 — 96 (20 ) 76 Total commercial business loans 96 — 96 (20 ) 76 Consumer loans: Without a related allowance (2) 13 (13 ) — — — Total consumer loans 13 (13 ) — — — Total non-performing loans $ 12,644 $ (1,401 ) $ 11,243 $ (934 ) $ 10,309 (1) Consists of collectively and individually evaluated allowances, specifically assigned to the individual loan. (2) There was no related allowance for loan losses because the loans have been charged-off to their fair value or the fair value of the collateral is higher than the loan balance. At September 30, 2016 and June 30, 2016, there were no commitments to lend additional funds to those borrowers whose loans were classified as non-performing. For the quarters ended September 30, 2016 and 2015, the Corporation’s average recorded investment in non-performing loans was $11.5 million and $15.3 million , respectively. The Corporation records payments on non-performing loans utilizing the cash basis or cost recovery method of accounting during the periods when the loans are on non-performing status. For both quarters ended September 30, 2016 and 2015, interest income of $69,000 and $101,000 , respectively, was recognized, based on cash receipts from loan payments on non-performing loans and $67,000 and $65,000 , respectively, was collected and applied to reduce the loan balances under the cost recovery method. Foregone interest income, which would have been recorded had the non-performing loans been current in accordance with their original terms, amounted to $39,000 and $66,000 for the quarters ended September 30, 2016 and 2015, respectively, and was not included in the results of operations. The following table presents the average recorded investment in non-performing loans and the related interest income recognized for the quarters ended September 30, 2016 and 2015: Quarter Ended September 30, 2016 2015 Average Interest Average Interest Recorded Income Recorded Income Investment Recognized Investment Recognized Without related allowances: Mortgage loans: Single-family $ 7,310 $ 35 $ 8,032 $ 3 Multi-family 379 — 2,065 66 Commercial real estate — — 1,322 18 7,689 35 11,419 87 With related allowances: Mortgage loans: Single-family 3,230 27 3,801 12 Multi-family 467 5 — — Commercial business loans 94 2 107 2 3,791 34 3,908 14 Total $ 11,480 $ 69 $ 15,327 $ 101 For the quarters ended September 30, 2016 and 2015, there were no loans that were newly modified from their original terms, re-underwritten or identified in the Corporation’s asset quality reports as restructured loans. During the quarters ended September 30, 2016 and 2015, no restructured loans were in default within a 12-month period subsequent to their original restructuring. Additionally, during the quarters ended September 30, 2016 and 2015, there were no loans whose modification was extended beyond the initial maturity of the modification. At September 30, 2016 and June 30, 2016, there were no commitments to lend additional funds to those borrowers whose loans were restructured. As of September 30, 2016, the Corporation held 11 restructured loans with a net outstanding balance of $3.7 million : all were classified as substandard and non-accrual. As of June 30, 2016, the Corporation held 13 restructured loans with a net outstanding balance of $4.6 million : three were classified as special mention on accrual status ( $1.3 million ); and 10 were classified as substandard ( $3.3 million , all on non-accrual status). Substandard assets have one or more defined weaknesses and are characterized by the distinct possibility that the Corporation will sustain some loss if the deficiencies are not corrected. Assets that do not currently expose the Corporation to sufficient risk to warrant adverse classification but possess weaknesses are designated as special mention and are closely monitored by the Corporation. As of September 30, 2016 and June 30, 2016, $1.2 million or 31% , and $1.9 million or 41% , respectively, of the restructured loans were current with respect to their modified payment terms. The Corporation upgrades restructured single-family loans to the pass category if the borrower has demonstrated satisfactory contractual payments for at least six consecutive months; 12 months for those loans that were restructured more than once; and if the borrower has demonstrated satisfactory contractual payments beyond 12 consecutive months, the loan is no longer categorized as a restructured loan. In addition to the payment history described above, multi-family, commercial real estate, construction and commercial business loans (which are sometimes referred to in this report as “preferred loans”) must also demonstrate a combination of the following characteristics to be upgraded: satisfactory cash flow, satisfactory guarantor support, and additional collateral support, among others. To qualify for restructuring, a borrower must provide evidence of their creditworthiness such as, current financial statements, their most recent income tax returns, current paystubs, current W-2s, and most recent bank statements, among other documents, which are then verified by the Corporation. The Corporation re-underwrites the loan with the borrower’s updated financial information, new credit report, current loan balance, new interest rate, remaining loan term, updated property value and modified payment schedule, among other considerations, to determine if the borrower qualifies. The following table summarizes at the dates indicated the restructured loan balances, net of allowance for loan losses, by loan type and non-accrual versus accrual status: At At (In Thousands) September 30, 2016 June 30, 2016 Restructured loans on non-accrual status: Mortgage loans: Single-family $ 3,650 $ 3,232 Commercial business loans 74 76 Total 3,724 3,308 Restructured loans on accrual status: Mortgage loans: Single-family — 1,290 Total — 1,290 Total restructured loans $ 3,724 $ 4,598 The following tables identify the Corporation’s total recorded investment in restructured loans by type at the dates and for the periods indicated. At September 30, 2016 Unpaid Net Principal Related Recorded Recorded (In Thousands) Balance Charge-offs Investment Allowance (1) Investment Mortgage loans: Single-family: With a related allowance $ 1,489 $ — $ 1,489 $ (298 ) $ 1,191 Without a related allowance (2) 3,026 (567 ) 2,459 — 2,459 Total single-family 4,515 (567 ) 3,948 (298 ) 3,650 Commercial business loans: With a related allowance 94 — 94 (20 ) 74 Total commercial business loans 94 — 94 (20 ) 74 Total restructured loans $ 4,609 $ (567 ) $ 4,042 $ (318 ) $ 3,724 (1) Consists of collectively and individually evaluated allowances, specifically assigned to the individual loan. (2) There was no related allowance for loan losses because the loans have been charged-off to their fair value or the fair value of the collateral is higher than the loan balance. At June 30, 2016 Unpaid Net Principal Related Recorded Recorded (In Thousands) Balance Charge-offs Investment Allowance (1) Investment Mortgage loans: Single-family With a related allowance $ 999 $ — $ 999 $ (200 ) $ 799 Without a related allowance (2) 4,507 (784 ) 3,723 — 3,723 Total single-family 5,506 (784 ) 4,722 (200 ) 4,522 Commercial business loans: With a related allowance 96 — 96 (20 ) 76 Total commercial business loans 96 — 96 (20 ) 76 Total restructured loans $ 5,602 $ (784 ) $ 4,818 $ (220 ) $ 4,598 (1) Consists of collectively and individually evaluated allowances, specifically assigned to the individual loan. (2) There was no related allowance for loan losses because the loans have been charged-off to their fair value or the fair value of the collateral is higher than the loan balance. During the quarter ended September 30, 2016, three properties were acquired in the settlement of loans, while one previously foreclosed upon property was sold. This compares to the quarter ended September 30, 2015 when two properties were acquired in the settlement of loans, while two previously foreclosed upon properties were sold. As of September 30, 2016, the net fair value of real estate owned was $3.5 million , comprised of five properties located in California and one property located in Arizona. This compares to the real estate owned net fair value of $2.7 million at June 30, 2016, comprised of three properties located in California and one property located in Nevada. A new appraisal was obtained on each of the properties at the time of foreclosure and fair value was derived by using the lower of the appraised value or the listing price of the property, net of selling costs. Any initial loss was recorded as a charge to the allowance for loan losses before being transferred to real estate owned. Subsequent to transfer to real estate owned, if there is further deterioration in real estate values, specific real estate owned loss reserves are established and charged to the statement of operations. In addition, the Corporation records costs to carry real estate owned as real estate operating expenses as incurred.

Derivative and Other Financial

Derivative and Other Financial Instruments with Off-Balance Sheet Risks	3 Months Ended
	Sep. 30, 2016
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Derivative and Other Financial Instruments with Off-Balance Sheet Risks	Derivative and Other Financial Instruments with Off-Balance Sheet Risks The Corporation is a party to financial instruments with off-balance sheet risk in the normal course of business to meet the financing needs of its customers. These financial instruments include commitments to extend credit in the form of originating loans or providing funds under existing lines of credit, loan sale commitments to third parties and option contracts. These instruments involve, to varying degrees, elements of credit and interest-rate risk in excess of the amount recognized in the accompanying Condensed Consolidated Statements of Financial Condition. The Corporation’s exposure to credit loss, in the event of non-performance by the counterparty to these financial instruments, is represented by the contractual amount of these instruments. The Corporation uses the same credit policies in entering into financial instruments with off-balance sheet risk as it does for on-balance sheet instruments. As of September 30, 2016 and June 30, 2016, the Corporation had commitments to extend credit (on loans to be held for investment and loans to be held for sale) of $179.9 million and $191.7 million , respectively. The following table provides information at the dates indicated regarding undisbursed funds to borrowers on existing lines of credit with the Corporation as well as commitments to originate loans to be held for investment at the dates indicated below. Commitments September 30, 2016 June 30, 2016 (In Thousands) Undisbursed loan funds - Construction loans $ 10,447 $ 11,258 Undisbursed lines of credit – Mortgage loans 20 20 Undisbursed lines of credit – Commercial business loans 778 821 Undisbursed lines of credit – Consumer loans 668 674 Commitments to extend credit on loans to be held for investment 5,946 9,955 Total $ 17,859 $ 22,728 The following table provides information regarding the allowance for loan losses for the undisbursed funds and commitments to extend credit on loans to be held for investment for the quarters ended September 30, 2016 and 2015. For the Quarters (In Thousands) 2016 2015 Balance, beginning of the period $ 204 $ 76 Recovery (31 ) (11 ) Balance, end of the period $ 173 $ 65 In accordance with ASC 815, “Derivatives and Hedging,” and interpretations of the Derivatives Implementation Group of the FASB, the fair value of the commitments to extend credit on loans to be held for sale, loan sale commitments, to be announced (“TBA”) MBS trades, put option contracts and call option contracts are recorded at fair value on the Condensed Consolidated Statements of Financial Condition. At September 30, 2016, $2.6 million was included in other assets and $1.4 million was included in other liabilities; at June 30, 2016, $3.8 million was included in other assets and $3.2 million was included in other liabilities. The Corporation does not apply hedge accounting to its derivative financial instruments; therefore, all changes in fair value are recorded in earnings. The net impact of derivative financial instruments on the gain on sale of loans contained in the Condensed Consolidated Statements of Operations during the quarters ended September 30, 2016 and 2015 was as follows: For the Quarters Derivative Financial Instruments 2016 2015 (In Thousands) Commitments to extend credit on loans to be held for sale $ (1,211 ) $ 1,005 Mandatory loan sale commitments and TBA MBS trades 1,797 (2,433 ) Option contracts, net (22 ) (88 ) Total net gain (loss) $ 564 $ (1,516 ) The outstanding derivative financial instruments and other loan sale agreements at the dates indicated were as follows: September 30, 2016 June 30, 2016 Derivative Financial Instruments Amount Fair Amount Fair (In Thousands) Commitments to extend credit on loans to be held for sale (1) $ 173,937 $ 2,574 $ 181,780 $ 3,785 Best efforts loan sale commitments (31,761 ) — (29,576 ) — Mandatory loan sale commitments and TBA MBS trades (372,758 ) (1,399 ) (302,727 ) (3,196 ) Option contracts, net (5,000 ) 22 (5,000 ) — Total $ (235,582 ) $ 1,197 $ (155,523 ) $ 589 (1) Net of 32.6% at September 30, 2016 and 37.5% at June 30, 2016 of commitments which management has estimated may not fund.

Fair Value of Financial Instrum

Fair Value of Financial Instruments	3 Months Ended
	Sep. 30, 2016
Fair Value Disclosures [Abstract]
Fair Value of Financial Instruments	Fair Value of Financial Instruments The Corporation adopted ASC 820, “Fair Value Measurements and Disclosures,” and elected the fair value option pursuant to ASC 825, “Financial Instruments” on loans originated for sale by PBM. ASC 820 defines fair value, establishes a framework for measuring fair value, and expands disclosures about fair value measurements. ASC 825 permits entities to elect to measure many financial instruments and certain other assets and liabilities at fair value on an instrument-by-instrument basis (the “Fair Value Option”) at specified election dates. At each subsequent reporting date, an entity is required to report unrealized gains and losses on items in earnings for which the fair value option has been elected. The objective of the Fair Value Option is to improve financial reporting by providing entities with the opportunity to mitigate volatility in reported earnings caused by measuring related assets and liabilities differently without having to apply complex hedge accounting provisions. The following table describes the difference at the dates indicated between the aggregate fair value and the aggregate unpaid principal balance of loans held for investment at fair value and loans held for sale at fair value: (In Thousands) Aggregate Fair Value Aggregate Unpaid Principal Balance Net Unrealized (Loss) Gain As of September 30, 2016: Loans held for investment, at fair value $ 5,529 $ 5,657 $ (128 ) Loans held for sale, at fair value $ 264,379 $ 254,779 $ 9,600 As of June 30, 2016: Loans held for investment, at fair value $ 5,159 $ 5,324 $ (165 ) Loans held for sale, at fair value $ 189,458 $ 181,380 $ 8,078 ASC 820-10-65-4, “Determining Fair Value When the Volume and Level of Activity for the Asset or Liability Have Significantly Decreased and Identifying Transactions That Are Not Orderly,” provides additional guidance for estimating fair value in accordance with ASC 820, “Fair Value Measurements,” when the volume and level of activity for the asset or liability have significantly decreased. ASC 820 establishes a three-level valuation hierarchy that prioritizes inputs to valuation techniques used in fair value calculations. The three levels of inputs are defined as follows: Level 1 - Unadjusted quoted prices in active markets for identical assets or liabilities that the Corporation has the ability to access at the measurement date. Level 2 - Observable inputs other than Level 1 such as: quoted prices for similar assets or liabilities in active markets, quoted prices for identical or similar assets or liabilities in markets that are not active, or other inputs that are observable or can be corroborated to observable market data for substantially the full term of the asset or liability. Level 3 - Unobservable inputs for the asset or liability that use significant assumptions, including assumptions of risks. These unobservable assumptions reflect the Corporation’s estimate of assumptions that market participants would use in pricing the asset or liability. Valuation techniques include the use of pricing models, discounted cash flow models and similar techniques. ASC 820 requires the Corporation to maximize the use of observable inputs and minimize the use of unobservable inputs. If a financial instrument uses inputs that fall in different levels of the hierarchy, the instrument will be categorized based upon the lowest level of input that is significant to the fair value calculation. The Corporation’s financial assets and liabilities measured at fair value on a recurring basis consist of investment securities available for sale, loans held for investment at fair value, loans held for sale at fair value, interest-only strips and derivative financial instruments; while non-performing loans, mortgage servicing assets ("MSA") and real estate owned are measured at fair value on a nonrecurring basis. Investment securities - available for sale are primarily comprised of U.S. government agency MBS and U.S. government sponsored enterprise MBS. The Corporation utilizes quoted prices in active and less than active markets for similar securities for its fair value measurement of MBS and debt securities (Level 2) and broker price indications for similar securities in non-active markets for its fair value measurement of the CMO (Level 3). Derivative financial instruments are comprised of commitments to extend credit on loans to be held for sale, mandatory loan sale commitments, TBA MBS trades and option contracts. The fair value of TBA MBS trades is determined using quoted secondary-market prices (Level 2). The fair values of other derivative financial instruments are determined by quoted prices for a similar commitment or commitments, adjusted for the specific attributes of each commitment (Level 3). Loans held for investment at fair value are primarily single-family loans which have been transferred from loans held for sale. The fair value is determined by the quoted secondary-market prices which account for interest rate characteristics, which are adjusted for management estimates of the specific credit risk attributes of each loan (Level 3). Loans held for sale at fair value are primarily single-family loans. The fair value is determined, when possible, using quoted secondary-market prices such as mandatory loan sale commitments. If no such quoted price exists, the fair value of a loan is determined by quoted prices for a similar loan or loans, adjusted for the specific attributes of each loan (Level 2). Non-performing loans are loans which are inadequately protected by the current net worth and paying capacity of the borrowers or of the collateral pledged. The non-performing loans are characterized by the distinct possibility that the Corporation will sustain some loss if the deficiencies are not corrected. The fair value of a non-performing loan is determined based on an observable market price or current appraised value of the underlying collateral. Appraised and reported values may be discounted based on management’s historical knowledge, changes in market conditions from the time of valuation, and/or management’s expertise and knowledge of the borrower. For non-performing loans which are restructured loans, the fair value is derived from discounted cash flow analysis (Level 3), except those which are in the process of foreclosure or 90 days delinquent for which the fair value is derived from the appraised value of its collateral (Level 2). For other non-performing loans which are not restructured loans, other than non-performing commercial real estate loans, the fair value is derived from relative value analysis: historical experience and management estimates by loan type for which collectively evaluated allowances are assigned (Level 3); or the appraised value of its collateral for loans which are in the process of foreclosure or where borrowers file bankruptcy (Level 2). For non-performing commercial real estate loans, the fair value is derived from the appraised value of its collateral (Level 2). Non-performing loans are reviewed and evaluated on at least a quarterly basis for additional allowance and adjusted accordingly, based on the same factors identified above. This loss is not recorded directly as an adjustment to current earnings or other comprehensive income (loss), but rather as a component in determining the overall adequacy of the allowance for loan losses. These adjustments to the estimated fair value of non-performing loans may result in increases or decreases to the provision for loan losses recorded in current earnings. The Corporation uses the amortization method for its MSA, which amortizes the MSA in proportion to and over the period of estimated net servicing income and assesses the MSA for impairment based on fair value at each reporting date. The fair value of MSA is derived using the present value method; which includes a third party’s prepayment projections of similar instruments, weighted-average coupon rates and the estimated average life (Level 3). The rights to future income from serviced loans that exceed contractually specified servicing fees are recorded as interest-only strips. The fair value of interest-only strips is derived using the same assumptions that are used to value the related MSA (Level 3). The fair value of real estate owned is derived from the lower of the appraised value or the listing price, net of estimated selling costs (Level 2). The Corporation’s valuation methodologies may produce a fair value calculation that may not be indicative of net realizable value or reflective of future fair values. While management believes the Corporation’s valuation methodologies are appropriate and consistent with other market participants, the use of different methodologies or assumptions to determine the fair value of certain financial instruments could result in a different estimate of fair value at the reporting date. The following fair value hierarchy tables present information at the dates indicated about the Corporation’s assets measured at fair value on a recurring basis: Fair Value Measurement at September 30, 2016 Using: (In Thousands) Level 1 Level 2 Level 3 Total Assets: Investment securities - available for sale: U.S. government agency MBS $ — $ 6,131 $ — $ 6,131 U.S. government sponsored enterprise MBS — 4,087 — 4,087 Private issue CMO — — 560 560 Investment securities - available for sale — 10,218 560 10,778 Loans held for investment, at fair value — — 5,529 5,529 Loans held for sale, at fair value — 264,379 — 264,379 Interest-only strips — — 42 42 Derivative assets: Commitments to extend credit on loans to be held for sale — — 2,598 2,598 Mandatory loan sale commitments — — 30 30 Option contracts — — 22 22 Derivative assets — — 2,650 2,650 Total assets $ — $ 274,597 $ 8,781 $ 283,378 Liabilities: Derivative liabilities: Commitments to extend credit on loans to be held for sale $ — $ — $ 24 $ 24 Mandatory loan sale commitments — — 54 54 TBA MBS trades — 1,375 — 1,375 Derivative liabilities — 1,375 78 1,453 Total liabilities $ — $ 1,375 $ 78 $ 1,453 Fair Value Measurement at June 30, 2016 Using: (In Thousands) Level 1 Level 2 Level 3 Total Assets: Investment securities - available for sale: U.S. government agency MBS $ — $ 6,572 $ — $ 6,572 U.S. government sponsored enterprise MBS — 4,223 — 4,223 Private issue CMO — — 601 601 Common stock - community development financial institution — 147 — 147 Investment securities - available for sale — 10,942 601 11,543 Loans held for investment, at fair value — — 5,159 5,159 Loans held for sale, at fair value — 189,458 — 189,458 Interest-only strips — — 47 47 Derivative assets: Commitments to extend credit on loans to be held for sale — — 3,788 3,788 Derivative assets — — 3,788 3,788 Total assets $ — $ 200,400 $ 9,595 $ 209,995 Liabilities: Derivative liabilities: Commitments to extend credit on loans to be held for sale $ — $ — $ 3 $ 3 Mandatory loan sale commitments — — 31 31 TBA MBS trades — 3,165 — 3,165 Derivative liabilities — 3,165 34 3,199 Total liabilities $ — $ 3,165 $ 34 $ 3,199 The following tables summarize reconciliations of the beginning and ending balances during the periods shown of recurring fair value measurements recognized in the Condensed Consolidated Statements of Financial Condition using Level 3 inputs: For the Quarter Ended September 30, 2016 Fair Value Measurement Using Significant Other Unobservable Inputs (Level 3) (In Thousands) Private Issue CMO Loans Held For Investment, at fair value (1) Interest- Only Strips Loan Commit- ments to Originate (2) Manda- tory Commit- ments (3) Option Contracts Total Beginning balance at June 30, 2016 $ 601 $ 5,159 $ 47 $ 3,785 $ (31 ) $ — $ 9,561 Total gains or losses (realized/unrealized): Included in earnings — 38 — (1,211 ) (5 ) (22 ) (1,200 ) Included in other comprehensive income (loss) 1 — (5 ) — — — (4 ) Purchases — — — — — 44 44 Issuances — — — — — — — Settlements (42 ) (428 ) — — 12 — (458 ) Transfers in and/or out of Level 3 — 760 — — — — 760 Ending balance at September 30, 2016 $ 560 $ 5,529 $ 42 $ 2,574 $ (24 ) $ 22 $ 8,703 (1) The valuation of loans held for investment at fair value includes the management estimates of the specific credit risk attributes of each loan (Level 3), in addition to the quoted secondary-market prices which account for interest rate characteristics. (2) Consists of commitments to extend credit on loans to be held for sale. (3) Consists of mandatory loan sale commitments. For the Quarter Ended September 30, 2015 Fair Value Measurement Using Significant Other Unobservable Inputs (Level 3) (In Thousands) Private Issue CMO Common stock (1) Loans Held For Investment, at fair value (2) Interest- Only Strips Loan Commit- ments to Originate (3) Manda- tory Commit- ments (4) Option Contracts Total Beginning balance at June 30, 2015 $ 717 $ 151 $ — $ 63 $ 1,499 $ (71 ) $ 192 $ 2,551 Total gains or losses (realized/ unrealized): Included in earnings — — (155 ) — 1,005 (96 ) (88 ) 666 Included in other comprehensive (loss) income (1 ) — — (3 ) — — — (4 ) Purchases — — — — — — 89 89 Issuances — — — — — — — — Settlements (25 ) — (638 ) — — 17 (136 ) (782 ) Transfers in and/or out of Level 3 — — 4,829 — — — — 4,829 Ending balance at September 30, 2015 $ 691 $ 151 $ 4,036 $ 60 $ 2,504 $ (150 ) $ 57 $ 7,349 (1) Common stock of a community development financial institution. (2) The valuation of loans held for investment at fair value includes the management estimates of the specific credit risk attributes of each loan (Level 3), in addition to the quoted secondary-market prices which account for interest rate characteristics. (3) Consists of commitments to extend credit on loans to be held for sale. (4) Consists of mandatory loan sale commitments. The following fair value hierarchy tables present information about the Corporation’s assets measured at fair value at the dates indicated on a nonrecurring basis: Fair Value Measurement at September 30, 2016 Using: (In Thousands) Level 1 Level 2 Level 3 Total Non-performing loans $ — $ 7,012 $ 3,001 $ 10,013 MSA — — 588 588 Real estate owned, net — 3,496 — 3,496 Total $ — $ 10,508 $ 3,589 $ 14,097 Fair Value Measurement at June 30, 2016 Using: (In Thousands) Level 1 Level 2 Level 3 Total Non-performing loans $ — $ 7,350 $ 2,959 $ 10,309 MSA — — 627 627 Real estate owned, net — 2,706 — 2,706 Total $ — $ 10,056 $ 3,586 $ 13,642 The following table presents additional information about valuation techniques and inputs used for assets and liabilities, including derivative financial instruments, which are measured at fair value and categorized within Level 3 as of September 30, 2016: (Dollars In Thousands) Fair Value Valuation Techniques Unobservable Inputs Range (1) (Weighted Average) Impact to Valuation from an Increase in Inputs (2) Assets: Securities available - for sale: Private issue CMO $ 560 Market comparable pricing Comparability adjustment 0% – 0.9% (0.7%) Increase Loans held for investment, at fair value $ 5,529 Relative value Broker quotes 100.0% – 107.1% Increase Non-performing loans $ 74 Discounted cash flow Default rates 5.0% Decrease Non-performing loans $ 2,927 Relative value analysis Loss severity 20.0% - 45.0% (22.9%) Decrease MSA $ 588 Discounted cash flow Prepayment speed (CPR) Discount rate 13.4% - 60.0% (19.7%) Decrease Interest-only strips $ 42 Discounted cash flow Prepayment speed (CPR) Discount rate 15.8% - 21.3% (20.5%) Decrease Commitments to extend credit on loans to be held for sale $ 2,598 Relative value analysis TBA-MBS broker quotes Fall-out ratio (3) 98.9% – 105.0% Increase Mandatory loan sale commitments $ 30 Relative value analysis TBA MBS broker quotes Roll-forward costs (4) 104.8% - 106.2% (104.9%) of par Decrease Option contracts $ 22 Relative value analysis Broker quotes 131.1% of par Increase Liabilities: Commitments to extend credit on loans to be held for sale $ 24 Relative value analysis TBA-MBS broker quotes Fall-out ratio (3) 100.4% – 103.0% Increase Mandatory loan sale commitments $ 54 Relative value analysis TBA MBS broker quotes Roll-forward costs (4) 100.7% - 107.1% Decrease (1) The range is based on the estimated fair values and management estimates. (2) Unless otherwise noted, this column represents the directional change in the fair value of the Level 3 investments that would result from an increase to the corresponding unobservable input. A decrease to the unobservable input would have the opposite effect. Significant changes in these inputs in isolation could result in significantly higher or lower fair value measurements. (3) The percentage of commitments to extend credit on loans to be held for sale which management has estimated may not fund. (4) An estimated cost to roll forward the mandatory loan sale commitments which management has estimated may not be delivered to the corresponding investors in a timely manner. The significant unobservable inputs used in the fair value measurement of the Corporation’s assets and liabilities include the following: prepayment speeds, discount rates, MBS – TBA quotes, fallout ratios, broker quotes and roll-forward costs, among others. Significant increases or decreases in any of these inputs in isolation could result in significantly lower or higher fair value measurement. The various unobservable inputs used to determine valuations may have similar or diverging impacts on valuation. The carrying amount and fair value of the Corporation’s other financial instruments as of September 30, 2016 and June 30, 2016 was as follows: September 30, 2016 (In Thousands) Carrying Fair Financial assets: Investment securities - held to maturity $ 36,290 $ 36,749 — $ 36,749 $ — Loans held for investment, not recorded at fair value $ 848,429 $ 854,095 — — $ 854,095 FHLB – San Francisco stock $ 8,094 $ 8,094 — $ 8,094 — Financial liabilities: Deposits $ 943,502 $ 910,815 — — $ 910,815 Borrowings $ 146,281 $ 149,528 — — $ 149,528 June 30, 2016 (In Thousands) Carrying Fair Financial assets: Investment securities - held to maturity $ 39,979 $ 40,438 — $ 40,438 — Loans held for investment, not recorded at fair value $ 834,863 $ 844,124 — — $ 844,124 FHLB – San Francisco stock $ 8,094 $ 8,094 — $ 8,094 — Financial liabilities: Deposits $ 926,384 $ 896,033 — — $ 896,033 Borrowings $ 91,299 $ 95,898 — — $ 95,898 Loans held for investment, not recorded at fair value: For loans that reprice frequently at market rates, the carrying amount approximates the fair value. For fixed-rate loans, the fair value is determined by either (i) discounting the estimated future cash flows of such loans over their estimated remaining contractual maturities using a current interest rate at which such loans would be made to borrowers, or (ii) quoted market prices. The allowance for loan losses is subtracted as an estimate of the underlying credit risk. Investment securities - held to maturity: The investment securities - held to maturity consist of time deposits at CRA qualified minority financial institutions and U.S. government sponsored enterprise MBS. Due to the short-term nature of the time deposits, the principal balance approximated fair value (Level 2). For the MBS, the Corporation utilizes quoted prices in active and less than active markets for similar securities for its fair value measurement of MBS and debt securities (Level 2). FHLB – San Francisco stock: The carrying amount reported for FHLB – San Francisco stock approximates fair value. When redeemed, the Corporation will receive an amount equal to the par value of the stock. Deposits: The fair value of time deposits is estimated using a discounted cash flow calculation. The discount rate is based upon rates currently offered for deposits of similar remaining maturities. The fair value of transaction accounts (checking, money market and savings accounts) is estimated using a discounted cash flow calculation and management estimates of current market conditions. Borrowings: The fair value of borrowings has been estimated using a discounted cash flow calculation. The discount rate on such borrowings is based upon rates currently offered for borrowings of similar remaining maturities. The Corporation has various processes and controls in place to ensure that fair value is reasonably estimated. The Corporation generally determines fair value of their Level 3 assets and liabilities by using internally developed models which primarily utilize discounted cash flow techniques and prices obtained from independent management services or brokers. The Corporation performs due diligence procedures over third-party pricing service providers in order to support their use in the valuation process. The fair values of investment securities, commitments to extend credit on loans held for sale, mandatory commitments and option contracts are determined from the independent management services or brokers; while the fair value of MSA and interest-only strips are determined using the internally developed models which are based on discounted cash flow analysis. The fair value of non-performing loans is determined by calculating discounted cash flows, relative value analysis or collateral value, less selling costs. While the Corporation believes its valuation methods are appropriate and consistent with other market participants, the use of different methodologies or assumptions to determine the fair value of certain financial instruments could result in a different estimate of fair value at the reporting date. During the quarter ended September 30, 2016, there were no significant changes to the Corporation’s valuation techniques that had, or are expected to have, a material impact on its consolidated financial position or results of operations.

Reclassification Adjustment of

Reclassification Adjustment of Accumulated Other Comprehensive Income ("AOCI")	3 Months Ended
	Sep. 30, 2016
Equity [Abstract]
Reclassification Adjustment of Accumulated Other Comprehensive Income (AOCI)	Reclassification adjustment of Accumulated Other Comprehensive Income ("AOCI") The following tables provide the changes in AOCI by component for the quarters ended September 30, 2016 and 2015. For the Quarter Ended September 30, 2016 Unrealized gains and losses on (In Thousands) Investment securities available for sale Interest-only strips Total Beginning balance at June 30, 2016 $ 286 $ 27 $ 313 Other comprehensive loss before reclassifications (30 ) (3 ) (33 ) Amount reclassified from accumulated other comprehensive income — — — Net other comprehensive loss (30 ) (3 ) (33 ) Ending balance at September 30, 2016 $ 256 $ 24 $ 280 For the Quarter Ended September 30, 2015 Unrealized gains and losses on (In Thousands) Investment securities available for sale Interest-only strips Total Beginning balance at June 30, 2015 $ 294 $ 37 $ 331 Other comprehensive loss before reclassifications (29 ) (2 ) (31 ) Amount reclassified from accumulated other comprehensive income — — — Net other comprehensive loss (29 ) (2 ) (31 ) Ending balance at September 30, 2015 $ 265 $ 35 $ 300 There were no significant items reclassified out of AOCI for the quarters ended September 30, 2016 and 2015.

Offsetting Derivative and Other

Offsetting Derivative and Other Financial Instruments (Notes)	3 Months Ended
	Sep. 30, 2016
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Derivative Instruments and Hedging Activities Disclosure [Text Block]	Offsetting Derivative and Other Financial Instruments The Corporation’s derivative transactions are generally governed by International Swaps and Derivatives Association Master Agreements and similar arrangements, which include provisions governing the setoff of assets and liabilities between the parties. When the Corporation has more than one outstanding derivative transaction with a single counterparty, the setoff provisions contained within these agreements generally allow the non-defaulting party the right to reduce its liability to the defaulting party by amounts eligible for setoff, including the collateral received as well as eligible offsetting transactions with that counterparty, irrespective of the currency, place of payment, or booking office. The Corporation’s policy is to present its derivative assets and derivative liabilities on the Condensed Consolidated Statements of Financial Condition on a net basis for each type of derivative. The derivative assets and liabilities are comprised of mandatory loan sale commitments, TBA MBS trades and option contracts. The following tables present the gross and net amounts of derivative assets and liabilities and other financial instruments as reported in the Corporation’s Condensed Consolidated Statement of Financial Condition, and the gross amount not offset in the Corporation’s Condensed Consolidated Statement of Financial Condition as of the dates indicated. As of September 30, 2016: Gross Net Amount Amount Offset in the of Assets in Gross Amount Not Offset in Condensed the Condensed the Condensed Consolidated Gross Consolidated Consolidated Statements of Financial Condition Amount of Statements Statements Cash Recognized of Financial of Financial Financial Collateral Net (In Thousands) Assets Condition Condition Instruments Received Amount Assets Derivatives $ 51 $ 21 $ 30 $ — $ — $ 30 Total $ 51 $ 21 $ 30 $ — $ — $ 30 Gross Net Amount Amount Offset in the of Liabilities in Gross Amount Not Offset in Condensed the Condensed the Condensed Consolidated Gross Consolidated Consolidated Statements of Financial Condition Amount of Statements Statements Cash Recognized of Financial of Financial Financial Collateral Net (In Thousands) Liabilities Condition Condition Instruments Received Amount Liabilities Derivatives $ 1,428 $ 21 $ 1,407 $ — $ — $ 1,407 Total $ 1,428 $ 21 $ 1,407 $ — $ — $ 1,407 As of June 30, 2016: Gross Net Amount Amount Offset in the of Assets in Gross Amount Not Offset in Condensed the Condensed the Condensed Consolidated Gross Consolidated Consolidated Statements of Financial Condition Amount of Statements Statements Cash Recognized of Financial of Financial Financial Collateral Net (In Thousands) Assets Condition Condition Instruments Received Amount Assets Derivatives $ — $ — $ — $ — $ — $ — Total $ — $ — $ — $ — $ — $ — Gross Net Amount Amount Offset in the of Liabilities in Gross Amount Not Offset in Condensed the Condensed the Condensed Consolidated Gross Consolidated Consolidated Statements of Financial Condition Amount of Statements Statements Cash Recognized of Financial of Financial Financial Collateral Net (In Thousands) Liabilities Condition Condition Instruments Received Amount Liabilities Derivatives $ 3,196 $ — $ 3,196 $ — $ — $ 3,196 Total $ 3,196 $ — $ 3,196 $ — $ — $ 3,196

Subsequent Events

Subsequent Events	3 Months Ended
	Sep. 30, 2016
Subsequent Events [Abstract]
Subsequent Events	Subsequent Events On October 25, 2016, the Corporation announced that the Corporation’s Board of Directors declared a quarterly cash dividend of $0.13 per share. Shareholders of the Corporation’s common stock at the close of business on November 15, 2016 will be entitled to receive the cash dividend. The cash dividend will be payable on December 6, 2016.

Accounting Standard Updates (19

Accounting Standard Updates ("ASU") (Policies)	3 Months Ended
	Sep. 30, 2016
New Accounting Pronouncements and Changes in Accounting Principles [Abstract]
Segment Reporting Policy	The Corporation operates in two business segments: community banking through the Bank and mortgage banking through Provident Bank Mortgage (“PBM”), a division of the Bank.
Other Than Temporary Impairment Policy	The Corporation evaluates individual investment securities quarterly for other-than-temporary declines in market value. As of June 30, 2016, the unrealized holding loss was less than 12 months. The Corporation does not believe that there are any other-than-temporary impairments on the investment securities at September 30, 2016 and 2015; therefore, no impairment losses were recorded for the quarters ended September 30, 2016 and 2015.
Impaired Financing Receivables	on-performing loans are charged-off to their fair market values in the period the loans, or portion thereof, are deemed uncollectible, generally after the loan becomes 150 days delinquent for real estate secured first trust deed loans and 120 days delinquent for commercial business or real estate secured second trust deed loans. For loans that were modified from their original terms, were re-underwritten and identified in the Corporation’s asset quality reports as troubled debt restructurings (“restructured loans”), the charge-off occurs when the loan becomes 90 days delinquent; and where borrowers file bankruptcy, the charge-off occurs when the loan becomes 60 days delinquent. The amount of the charge-off is determined by comparing the loan balance to the estimated fair value of the underlying collateral, less disposition costs, with the loan balance in excess of the estimated fair value charged-off against the allowance for loan losses. The allowance for loan losses for non-performing loans is determined by applying Accounting Standards Codification (“ASC”) 310 , “Receivables.” For restructured loans that are less than 90 days delinquent, the allowance for loan losses are segregated into (a) individually evaluated allowances for those loans with applicable discounted cash flow calculations still in their restructuring period, classified lower than pass, and containing an embedded loss component or (b) collectively evaluated allowances based on the aggregated pooling method. For non-performing loans less than 60 days delinquent where the borrower has filed bankruptcy, the collectively evaluated allowances are assigned based on the aggregated pooling method.
Non-Performing Loans Policy	The Corporation records payments on non-performing loans utilizing the cash basis or cost recovery method of accounting during the periods when the loans are on non-performing status.
Off-Balance-Sheet Credit Exposure, Policy	The Corporation is a party to financial instruments with off-balance sheet risk in the normal course of business to meet the financing needs of its customers. These financial instruments include commitments to extend credit in the form of originating loans or providing funds under existing lines of credit, loan sale commitments to third parties and option contracts. These instruments involve, to varying degrees, elements of credit and interest-rate risk in excess of the amount recognized in the accompanying Condensed Consolidated Statements of Financial Condition. The Corporation’s exposure to credit loss, in the event of non-performance by the counterparty to these financial instruments, is represented by the contractual amount of these instruments. The Corporation uses the same credit policies in entering into financial instruments with off-balance sheet risk as it does for on-balance sheet instruments. As of September 30, 2016 and June 30, 2016, the Corporation had commitments to extend credit (on loans to be held for investment and loans to be held for sale) of $179.9 million and $191.7 million , respectively.
Commitments on Undisbursed Funds Held for Investment Policy	In accordance with ASC 815, “Derivatives and Hedging,” and interpretations of the Derivatives Implementation Group of the FASB, the fair value of the commitments to extend credit on loans to be held for sale, loan sale commitments, to be announced (“TBA”) MBS trades, put option contracts and call option contracts are recorded at fair value on the Condensed Consolidated Statements of Financial Condition. At September 30, 2016, $2.6 million was included in other assets and $1.4 million was included in other liabilities; at June 30, 2016, $3.8 million was included in other assets and $3.2 million was included in other liabilities. The Corporation does not apply hedge accounting to its derivative financial instruments; therefore, all changes in fair value are recorded in earnings.

Earnings Per Share (Tables)

Earnings Per Share (Tables)	3 Months Ended
	Sep. 30, 2016
Earnings Per Share [Abstract]
Schedule of Earnings Per Share, Basic and Diluted	The following table provides the basic and diluted EPS computations for the quarters ended September 30, 2016 and 2015, respectively. (In Thousands, Except Earnings Per Share) For the Quarters Ended 2016 2015 Numerator: Net income – numerator for basic earnings per share and diluted earnings per share - available to common stockholders $ 1,594 $ 2,443 Denominator: Denominator for basic earnings per share: Weighted-average shares 7,948 8,566 Effect of dilutive shares: Stock options 158 111 Restricted stock 48 67 Denominator for diluted earnings per share: Adjusted weighted-average shares and assumed conversions 8,154 8,744 Basic earnings per share $ 0.20 $ 0.29 Diluted earnings per share $ 0.20 $ 0.28

Operating Segment Reports (Tabl

Operating Segment Reports (Tables)	3 Months Ended
	Sep. 30, 2016
Segment Reporting [Abstract]
Schedule of Segment Reporting Information, by Segment	The following tables set forth condensed consolidated statements of operations and total assets for the Corporation’s operating segments for the quarters ended September 30, 2016 and 2015, respectively. For the Quarter Ended September 30, 2016 (In Thousands) Provident Provident Consolidated Net interest income $ 7,575 $ 1,513 $ 9,088 Provision (recovery) for loan losses 36 (186 ) (150 ) Net interest income, after provision (recovery) for loan losses 7,539 1,699 9,238 Non-interest income: Loan servicing and other fees (1) 69 198 267 Gain on sale of loans, net (2) 1 7,995 7,996 Deposit account fees 550 — 550 (Loss) gain on sale and operations of real estate owned acquired in the settlement of loans, net (105 ) 2 (103 ) Card and processing fees 364 — 364 Other 178 — 178 Total non-interest income 1,057 8,195 9,252 Non-interest expense: Salaries and employee benefits 4,894 6,420 11,314 Premises and occupancy 856 433 1,289 Operating and administrative expenses 1,147 1,882 3,029 Total non-interest expense 6,897 8,735 15,632 Income before income taxes 1,699 1,159 2,858 Provision for income taxes 777 487 1,264 Net income $ 922 $ 672 $ 1,594 Total assets, end of period $ 977,964 $ 264,550 $ 1,242,514 (1) Includes an inter-company charge of $95 credited to PBM by the Bank during the period to compensate PBM for originating loans held for investment. (2) Includes an inter-company charge of $59 credited to PBM by the Bank during the period to compensate PBM for servicing fees on loans sold on a servicing retained basis. For the Quarter Ended September 30, 2015 (In Thousands) Provident Provident Consolidated Net interest income $ 6,903 $ 1,163 $ 8,066 Provision (recovery) for loan losses 12 (50 ) (38 ) Net interest income after provision (recovery) for loan losses 6,891 1,213 8,104 Non-interest income: Loan servicing and other fees (1) 144 (33 ) 111 Gain on sale of loans, net (2) 1 8,923 8,924 Deposit account fees 610 — 610 Gain on sale and operations of real estate owned acquired in the settlement of loans, net 224 5 229 Card and processing fees 362 — 362 Other 213 — 213 Total non-interest income 1,554 8,895 10,449 Non-interest expense: Salaries and employee benefits 4,553 6,239 10,792 Premises and occupancy 696 412 1,108 Operating and administrative expenses 989 1,471 2,460 Total non-interest expense 6,238 8,122 14,360 Income before income taxes 2,207 1,986 4,193 Provision for income taxes 915 835 1,750 Net income $ 1,292 $ 1,151 $ 2,443 Total assets, end of period $ 1,013,345 $ 163,892 $ 1,177,237 (1) Includes an inter-company charge of $65 credited to PBM by the Bank during the period to compensate PBM for originating loans held for investment. (2) Includes an inter-company charge of $108 credited to PBM by the Bank during the period to compensate PBM for servicing fees on loans sold on a servicing retained basis.

Investment Securities (Tables)

Investment Securities (Tables)	3 Months Ended
	Sep. 30, 2016
Investments, Debt and Equity Securities [Abstract]
Schedule of Available-for-sale Securities Reconciliation	The amortized cost and estimated fair value of investment securities as of September 30, 2016 and June 30, 2016 were as follows: September 30, 2016 Amortized Cost Gross Unrealized Gains Gross Unrealized (Losses) Estimated Fair Value Carrying Value (In Thousands) Held to maturity: Certificates of deposit $ 800 $ — $ — $ 800 $ 800 U.S. government sponsored enterprise MBS (1) 35,490 459 — 35,949 35,490 Total investment securities - held to maturity $ 36,290 $ 459 $ — $ 36,749 $ 36,290 Available for sale: U.S. government agency MBS $ 5,906 $ 225 $ — $ 6,131 $ 6,131 U.S. government sponsored enterprise MBS 3,875 212 — 4,087 4,087 Private issue CMO (2) 556 4 — 560 560 Total investment securities - available for sale $ 10,337 $ 441 $ — $ 10,778 $ 10,778 Total investment securities $ 46,627 $ 900 $ — $ 47,527 $ 47,068 (1) Mortgage-Backed Securities (“MBS”). (2) Collateralized Mortgage Obligations (“CMO”). June 30, 2016 Amortized Cost Gross Unrealized Gains Gross Unrealized (Losses) Estimated Fair Value Carrying Value (In Thousands) Held to maturity: Certificates of deposit $ 800 $ — $ — $ 800 $ 800 U.S. government sponsored enterprise MBS 39,179 459 — 39,638 39,179 Total investment securities - held to maturity $ 39,979 $ 459 $ — $ 40,438 $ 39,979 Available for sale: U.S. government agency MBS $ 6,308 $ 264 $ — $ 6,572 $ 6,572 U.S. government sponsored enterprise MBS 3,998 225 — 4,223 4,223 Private issue CMO 598 4 (1 ) 601 601 Common stock - community development financial institution 147 — — 147 147 Total investment securities - available for sale $ 11,051 $ 493 $ (1 ) $ 11,543 $ 11,543 Total investment securities $ 51,030 $ 952 $ (1 ) $ 51,981 $ 51,522
Investments Classified by Contractual Maturity	Contractual maturities of investment securities as of September 30, 2016 and June 30, 2016 were as follows: September 30, 2016 June 30, 2016 (In Thousands) Amortized Estimated Amortized Estimated Held to maturity: Due in one year or less $ 800 $ 800 $ 800 $ 800 Due after one through five years — — — — Due after five through ten years 17,384 17,702 18,904 19,203 Due after ten years 18,106 18,247 20,275 20,435 Total investment securities - held to maturity $ 36,290 $ 36,749 $ 39,979 $ 40,438 Available for sale: Due in one year or less $ — $ — $ — $ — Due after one through five years — — — — Due after five through ten years — — — — Due after ten years 10,337 10,778 10,904 11,396 No stated maturity (common stock) — — 147 147 Total investment securities - available for sale $ 10,337 $ 10,778 $ 11,051 $ 11,543 Total investment securities $ 46,627 $ 47,527 $ 51,030 $ 51,981

Loans Held For Investment (Tabl

Loans Held For Investment (Tables)	3 Months Ended
	Sep. 30, 2016
Loans and Leases Receivable Disclosure [Abstract]
Schedule of Loans Held for Investment	Loans held for investment, net of fair value adjustments, consisted of the following: (In Thousands) September 30, June 30, Mortgage loans: Single-family $ 312,795 $ 324,497 Multi-family 438,423 415,627 Commercial real estate 100,136 99,528 Construction 15,811 14,653 Other 331 332 Commercial business loans 624 636 Consumer loans 199 203 Total loans held for investment, gross 868,319 855,476 Undisbursed loan funds (10,447 ) (11,258 ) Advance payments of escrows 23 56 Deferred loan costs, net 4,788 4,418 Allowance for loan losses (8,725 ) (8,670 ) Total loans held for investment, net $ 853,958 $ 840,022
Schedule of Loans Held for Investment, Contractual Repricing	Adjustable Rate (In Thousands) Within One Year After After After Fixed Rate Total Mortgage loans: Single-family $ 226,639 $ 14,936 $ 52,519 $ 5,697 $ 13,004 $ 312,795 Multi-family 67,240 178,065 179,594 10,567 2,957 438,423 Commercial real estate 11,039 39,975 46,163 — 2,959 100,136 Construction 9,556 — — — 6,255 15,811 Other — — — — 331 331 Commercial business loans 107 — — — 517 624 Consumer loans 197 — — — 2 199 Total loans held for investment, gross $ 314,778 $ 232,976 $ 278,276 $ 16,264 $ 26,025 $ 868,319
Schedule of Allowance for Loan Losses and Recorded Investment [Table Text Block]	The following tables summarize the Corporation’s allowance for loan losses and recorded investment in gross loans, by portfolio type, at the dates and for the periods indicated. Quarter Ended September 30, 2016 (In Thousands) Single-family Multi-family Commercial Real Estate Construction Other Mortgage Commercial Business Consumer Total Allowance for loan losses: Allowance at beginning of period $ 4,933 $ 2,800 $ 848 $ 31 $ 7 $ 43 $ 8 $ 8,670 (Recovery) provision for loan losses (555 ) 379 6 22 — (1 ) (1 ) (150 ) Recoveries 263 7 — — — — 1 271 Charge-offs (66 ) — — — — — — (66 ) Allowance for loan losses, end of period $ 4,575 $ 3,186 $ 854 $ 53 $ 7 $ 42 $ 8 $ 8,725 Allowance for loan losses: Individually evaluated for impairment $ — $ — $ — $ — $ — $ 20 $ — $ 20 Collectively evaluated for impairment 4,575 3,186 854 53 7 22 8 8,705 Allowance for loan losses, end of period $ 4,575 $ 3,186 $ 854 $ 53 $ 7 $ 42 $ 8 $ 8,725 Loans held for investment: Individually evaluated for impairment $ 6,634 $ 377 $ — $ — $ — $ 94 $ — $ 7,105 Collectively evaluated for impairment 306,161 438,046 100,136 15,811 331 530 199 861,214 Total loans held for investment, gross $ 312,795 $ 438,423 $ 100,136 $ 15,811 $ 331 $ 624 $ 199 $ 868,319 Allowance for loan losses as a percentage of gross loans held for investment 1.46 % 0.73 % 0.85 % 0.34 % 2.11 % 6.73 % 4.02 % 1.01 % Quarter Ended September 30, 2015 (In Thousands) Single-family Multi-family Commercial Real Estate Construction Other Mortgage Commercial Business Consumer Total Allowance for loan losses: Allowance at beginning of period $ 5,280 $ 2,616 $ 734 $ 42 $ — $ 43 $ 9 $ 8,724 Provision (recovery) for loan losses 1,039 (729 ) (253 ) (2 ) 2 (95 ) — (38 ) Recoveries 69 56 216 — — 85 — 426 Charge-offs (78 ) — — — — — — (78 ) Allowance for loan losses, end of period $ 6,310 $ 1,943 $ 697 $ 40 $ 2 $ 33 $ 9 $ 9,034 Allowance for loan losses: Individually evaluated for impairment $ 49 $ — $ — $ — $ — $ 20 $ — $ 69 Collectively evaluated for impairment 6,261 1,943 697 40 2 13 9 8,965 Allowance for loan losses, end of period $ 6,310 $ 1,943 $ 697 $ 40 $ 2 $ 33 $ 9 $ 9,034 Loans held for investment: Individually evaluated for impairment $ 8,204 $ 1,975 $ 1,016 $ — $ — $ 107 $ — $ 11,302 Collectively evaluated for impairment 348,759 353,467 93,564 6,185 72 292 243 802,582 Total loans held for investment, gross $ 356,963 $ 355,442 $ 94,580 $ 6,185 $ 72 $ 399 $ 243 $ 813,884 Allowance for loan losses as a percentage of gross loans held for investment 1.77 % 0.55 % 0.74 % 0.65 % 2.78 % 8.27 % 3.70 % 1.11 %
Schedule of Allowance for Loan Losses	The following table summarizes the Corporation’s allowance for loan losses at September 30, 2016 and June 30, 2016: (In Thousands) September 30, 2016 June 30, 2016 Collectively evaluated for impairment: Mortgage loans: Single-family $ 4,575 $ 4,933 Multi-family 3,186 2,800 Commercial real estate 854 848 Construction 53 31 Other 7 7 Commercial business loans 22 23 Consumer loans 8 8 Total collectively evaluated allowance 8,705 8,650 Individually evaluated for impairment: Commercial business loans 20 20 Total individually evaluated allowance 20 20 Total loan loss allowance $ 8,725 $ 8,670 The following table is provided to disclose additional details on the Corporation’s allowance for loan losses: For the Quarters Ended (Dollars in Thousands) 2016 2015 Allowance at beginning of period $ 8,670 $ 8,724 Recovery from the allowance for loan losses (150 ) (38 ) Recoveries: Mortgage loans: Single-family 263 69 Multi-family 7 56 Commercial real estate — 216 Commercial business loans — 85 Consumer loans 1 — Total recoveries 271 426 Charge-offs: Mortgage loans: Single-family (66 ) (78 ) Total charge-offs (66 ) (78 ) Net recoveries 205 348 Balance at end of period $ 8,725 $ 9,034 Allowance for loan losses as a percentage of gross loans held for investment 1.01 % 1.11 % Net recoveries as a percentage of average loans receivable, net, during the period (annualized) (0.08 )% (0.14 )% Allowance for loan losses as a percentage of gross non-performing loans at the end of the period 79.93 % 57.33 %
Schedule of Recorded Investment in Non-Performing Loans	At September 30, 2016 Unpaid Net Principal Related Recorded Recorded (In Thousands) Balance Charge-offs Investment Allowance (1) Investment Mortgage loans: Single-family: With a related allowance $ 3,383 $ — $ 3,383 $ (781 ) $ 2,602 Without a related allowance (2) 7,708 (1,074 ) 6,634 — 6,634 Total single-family 11,091 (1,074 ) 10,017 (781 ) 9,236 Multi-family: With a related allowance 466 — 466 (140 ) 326 Without a related allowance (2) 388 (11 ) 377 — 377 Total multi-family 854 (11 ) 843 (140 ) 703 Commercial business loans: With a related allowance 94 — 94 (20 ) 74 Total commercial business loans 94 — 94 (20 ) 74 Consumer loans: Without a related allowance (2) 12 (12 ) — — — Total consumer loans 12 (12 ) — — — Total non-performing loans $ 12,051 $ (1,097 ) $ 10,954 $ (941 ) $ 10,013 (1) Consists of collectively and individually evaluated allowances, specifically assigned to the individual loan, and fair value credit adjustments. (2) There was no related allowance for loan losses because the loans have been charged-off to their fair value or the fair value of the collateral is higher than the loan balance. At June 30, 2016 Unpaid Net Principal Related Recorded Recorded (In Thousands) Balance Charge-offs Investment Allowance (1) Investment Mortgage loans: Single-family: With a related allowance $ 3,328 $ — $ 3,328 $ (773 ) $ 2,555 Without a related allowance (2) 8,339 (1,370 ) 6,969 — 6,969 Total single-family 11,667 (1,370 ) 10,297 (773 ) 9,524 Multi-family: With a related allowance 468 — 468 (141 ) 327 Without a related allowance (2) 400 (18 ) 382 — 382 Total multi-family 868 (18 ) 850 (141 ) 709 Commercial business loans: With a related allowance 96 — 96 (20 ) 76 Total commercial business loans 96 — 96 (20 ) 76 Consumer loans: Without a related allowance (2) 13 (13 ) — — — Total consumer loans 13 (13 ) — — — Total non-performing loans $ 12,644 $ (1,401 ) $ 11,243 $ (934 ) $ 10,309 (1) Consists of collectively and individually evaluated allowances, specifically assigned to the individual loan. (2) There was no related allowance for loan losses because the loans have been charged-off to their fair value or the fair value of the collateral is higher than the loan balance.
Schedule of Average Recorded Investment in Non-Performing Loans and Related Interest Income [Table Text Block]	The following table presents the average recorded investment in non-performing loans and the related interest income recognized for the quarters ended September 30, 2016 and 2015: Quarter Ended September 30, 2016 2015 Average Interest Average Interest Recorded Income Recorded Income Investment Recognized Investment Recognized Without related allowances: Mortgage loans: Single-family $ 7,310 $ 35 $ 8,032 $ 3 Multi-family 379 — 2,065 66 Commercial real estate — — 1,322 18 7,689 35 11,419 87 With related allowances: Mortgage loans: Single-family 3,230 27 3,801 12 Multi-family 467 5 — — Commercial business loans 94 2 107 2 3,791 34 3,908 14 Total $ 11,480 $ 69 $ 15,327 $ 101
Schedule of Aging Analysis of Non-Performing Loans	The following tables denote the past due status of the Corporation's gross loans held for investment, net of fair value adjustments, at the dates indicated. September 30, 2016 (In Thousands) Current 30-89 Days Past Due Non-Accrual (1) Total Loans Held for Investment Mortgage loans: Single-family $ 301,433 $ 1,383 $ 9,979 $ 312,795 Multi-family 437,580 — 843 438,423 Commercial real estate 100,136 — — 100,136 Construction 15,811 — — 15,811 Other 331 — — 331 Commercial business loans 530 — 94 624 Consumer loans 197 2 — 199 Total loans held for investment, gross $ 856,018 $ 1,385 $ 10,916 $ 868,319 (1) All loans 90 days or greater past due are placed on non-accrual status. June 30, 2016 (In Thousands) Current 30-89 Days Past Due Non-Accrual (1) Total Loans Held for Investment Mortgage loans: Single-family $ 312,595 $ 1,644 $ 10,258 $ 324,497 Multi-family 414,777 — 850 415,627 Commercial real estate 99,528 — — 99,528 Construction 14,653 — — 14,653 Other 332 — — 332 Commercial business loans 540 — 96 636 Consumer loans 203 — — 203 Total loans held for investment, gross $ 842,628 $ 1,644 $ 11,204 $ 855,476 (1) All loans 90 days or greater past due are placed on non-accrual status.
Schedule of Troubled Debt Restructurings by Nonaccrual Versus Accrual Status	The following table summarizes at the dates indicated the restructured loan balances, net of allowance for loan losses, by loan type and non-accrual versus accrual status: At At (In Thousands) September 30, 2016 June 30, 2016 Restructured loans on non-accrual status: Mortgage loans: Single-family $ 3,650 $ 3,232 Commercial business loans 74 76 Total 3,724 3,308 Restructured loans on accrual status: Mortgage loans: Single-family — 1,290 Total — 1,290 Total restructured loans $ 3,724 $ 4,598
Schedule of Recorded Investment in Restructured Loans [Table Text Block]	The following tables identify the Corporation’s total recorded investment in restructured loans by type at the dates and for the periods indicated. At September 30, 2016 Unpaid Net Principal Related Recorded Recorded (In Thousands) Balance Charge-offs Investment Allowance (1) Investment Mortgage loans: Single-family: With a related allowance $ 1,489 $ — $ 1,489 $ (298 ) $ 1,191 Without a related allowance (2) 3,026 (567 ) 2,459 — 2,459 Total single-family 4,515 (567 ) 3,948 (298 ) 3,650 Commercial business loans: With a related allowance 94 — 94 (20 ) 74 Total commercial business loans 94 — 94 (20 ) 74 Total restructured loans $ 4,609 $ (567 ) $ 4,042 $ (318 ) $ 3,724 (1) Consists of collectively and individually evaluated allowances, specifically assigned to the individual loan. (2) There was no related allowance for loan losses because the loans have been charged-off to their fair value or the fair value of the collateral is higher than the loan balance. At June 30, 2016 Unpaid Net Principal Related Recorded Recorded (In Thousands) Balance Charge-offs Investment Allowance (1) Investment Mortgage loans: Single-family With a related allowance $ 999 $ — $ 999 $ (200 ) $ 799 Without a related allowance (2) 4,507 (784 ) 3,723 — 3,723 Total single-family 5,506 (784 ) 4,722 (200 ) 4,522 Commercial business loans: With a related allowance 96 — 96 (20 ) 76 Total commercial business loans 96 — 96 (20 ) 76 Total restructured loans $ 5,602 $ (784 ) $ 4,818 $ (220 ) $ 4,598 (1) Consists of collectively and individually evaluated allowances, specifically assigned to the individual loan. (2) There was no related allowance for loan losses because the loans have been charged-off to their fair value or the fair value of the collateral is higher than the loan balance.
Schedule of Gross Loans Held for Investment by Loan Types and Risk Category [Table Text Block]	The following tables summarize gross loans held for investment, net of fair value adjustments, by loan types and risk category at the dates indicated: September 30, 2016 (In Thousands) Single-family Multi-family Commercial Real Estate Construction Other Mortgage Commercial Business Consumer Total Pass $ 298,937 $ 432,567 $ 100,136 $ 15,811 $ 331 $ 530 $ 199 $ 848,511 Special Mention 3,879 5,013 — — — — — 8,892 Substandard 9,979 843 — — — 94 — 10,916 Total loans held for investment, gross $ 312,795 $ 438,423 $ 100,136 $ 15,811 $ 331 $ 624 $ 199 $ 868,319 June 30, 2016 (In Thousands) Single-family Multi-family Commercial Real Estate Construction Other Mortgage Commercial Business Consumer Total Pass $ 309,380 $ 410,804 $ 99,528 $ 14,653 $ 332 $ 540 $ 203 $ 835,440 Special Mention 4,858 3,974 — — — — — 8,832 Substandard 10,259 849 — — — 96 — 11,204 Total loans held for investment, gross $ 324,497 $ 415,627 $ 99,528 $ 14,653 $ 332 $ 636 $ 203 $ 855,476

Derivative and Other Financia24

Derivative and Other Financial Instruments with Off-Balance Sheet Risks (Tables)	3 Months Ended
	Sep. 30, 2016
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Schedule of Undisbursed Funds Commitments	The following table provides information at the dates indicated regarding undisbursed funds to borrowers on existing lines of credit with the Corporation as well as commitments to originate loans to be held for investment at the dates indicated below. Commitments September 30, 2016 June 30, 2016 (In Thousands) Undisbursed loan funds - Construction loans $ 10,447 $ 11,258 Undisbursed lines of credit – Mortgage loans 20 20 Undisbursed lines of credit – Commercial business loans 778 821 Undisbursed lines of credit – Consumer loans 668 674 Commitments to extend credit on loans to be held for investment 5,946 9,955 Total $ 17,859 $ 22,728
Schedule of Allowance for Loan Losses of Undisbursed Funds and Commitments on Loans Held for Investment	The following table provides information regarding the allowance for loan losses for the undisbursed funds and commitments to extend credit on loans to be held for investment for the quarters ended September 30, 2016 and 2015. For the Quarters (In Thousands) 2016 2015 Balance, beginning of the period $ 204 $ 76 Recovery (31 ) (11 ) Balance, end of the period $ 173 $ 65
Schedule of Impact of Derivative Financial Instruments on Gain on Sale of Loans	The net impact of derivative financial instruments on the gain on sale of loans contained in the Condensed Consolidated Statements of Operations during the quarters ended September 30, 2016 and 2015 was as follows: For the Quarters Derivative Financial Instruments 2016 2015 (In Thousands) Commitments to extend credit on loans to be held for sale $ (1,211 ) $ 1,005 Mandatory loan sale commitments and TBA MBS trades 1,797 (2,433 ) Option contracts, net (22 ) (88 ) Total net gain (loss) $ 564 $ (1,516 )
Schedule of Outstanding Derivative Instruments	The outstanding derivative financial instruments and other loan sale agreements at the dates indicated were as follows: September 30, 2016 June 30, 2016 Derivative Financial Instruments Amount Fair Amount Fair (In Thousands) Commitments to extend credit on loans to be held for sale (1) $ 173,937 $ 2,574 $ 181,780 $ 3,785 Best efforts loan sale commitments (31,761 ) — (29,576 ) — Mandatory loan sale commitments and TBA MBS trades (372,758 ) (1,399 ) (302,727 ) (3,196 ) Option contracts, net (5,000 ) 22 (5,000 ) — Total $ (235,582 ) $ 1,197 $ (155,523 ) $ 589 (1) Net of 32.6% at September 30, 2016 and 37.5% at June 30, 2016 of commitments which management has estimated may not fund.

Fair Value of Financial Instr25

Fair Value of Financial Instruments (Tables)	3 Months Ended
	Sep. 30, 2016
Fair Value Disclosures [Abstract]
Schedule of Aggregate Fair Value and Aggregate Unpaid Principal Balance of Loans Held for Sale	(In Thousands) Aggregate Fair Value Aggregate Unpaid Principal Balance Net Unrealized (Loss) Gain As of September 30, 2016: Loans held for investment, at fair value $ 5,529 $ 5,657 $ (128 ) Loans held for sale, at fair value $ 264,379 $ 254,779 $ 9,600 As of June 30, 2016: Loans held for investment, at fair value $ 5,159 $ 5,324 $ (165 ) Loans held for sale, at fair value $ 189,458 $ 181,380 $ 8,078
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis	The following fair value hierarchy tables present information at the dates indicated about the Corporation’s assets measured at fair value on a recurring basis: Fair Value Measurement at September 30, 2016 Using: (In Thousands) Level 1 Level 2 Level 3 Total Assets: Investment securities - available for sale: U.S. government agency MBS $ — $ 6,131 $ — $ 6,131 U.S. government sponsored enterprise MBS — 4,087 — 4,087 Private issue CMO — — 560 560 Investment securities - available for sale — 10,218 560 10,778 Loans held for investment, at fair value — — 5,529 5,529 Loans held for sale, at fair value — 264,379 — 264,379 Interest-only strips — — 42 42 Derivative assets: Commitments to extend credit on loans to be held for sale — — 2,598 2,598 Mandatory loan sale commitments — — 30 30 Option contracts — — 22 22 Derivative assets — — 2,650 2,650 Total assets $ — $ 274,597 $ 8,781 $ 283,378 Liabilities: Derivative liabilities: Commitments to extend credit on loans to be held for sale $ — $ — $ 24 $ 24 Mandatory loan sale commitments — — 54 54 TBA MBS trades — 1,375 — 1,375 Derivative liabilities — 1,375 78 1,453 Total liabilities $ — $ 1,375 $ 78 $ 1,453 Fair Value Measurement at June 30, 2016 Using: (In Thousands) Level 1 Level 2 Level 3 Total Assets: Investment securities - available for sale: U.S. government agency MBS $ — $ 6,572 $ — $ 6,572 U.S. government sponsored enterprise MBS — 4,223 — 4,223 Private issue CMO — — 601 601 Common stock - community development financial institution — 147 — 147 Investment securities - available for sale — 10,942 601 11,543 Loans held for investment, at fair value — — 5,159 5,159 Loans held for sale, at fair value — 189,458 — 189,458 Interest-only strips — — 47 47 Derivative assets: Commitments to extend credit on loans to be held for sale — — 3,788 3,788 Derivative assets — — 3,788 3,788 Total assets $ — $ 200,400 $ 9,595 $ 209,995 Liabilities: Derivative liabilities: Commitments to extend credit on loans to be held for sale $ — $ — $ 3 $ 3 Mandatory loan sale commitments — — 31 31 TBA MBS trades — 3,165 — 3,165 Derivative liabilities — 3,165 34 3,199 Total liabilities $ — $ 3,165 $ 34 $ 3,199
Schedule for Reconciliation of Recurring Fair Value Measurements Using Level 3 Inputs	The following tables summarize reconciliations of the beginning and ending balances during the periods shown of recurring fair value measurements recognized in the Condensed Consolidated Statements of Financial Condition using Level 3 inputs: For the Quarter Ended September 30, 2016 Fair Value Measurement Using Significant Other Unobservable Inputs (Level 3) (In Thousands) Private Issue CMO Loans Held For Investment, at fair value (1) Interest- Only Strips Loan Commit- ments to Originate (2) Manda- tory Commit- ments (3) Option Contracts Total Beginning balance at June 30, 2016 $ 601 $ 5,159 $ 47 $ 3,785 $ (31 ) $ — $ 9,561 Total gains or losses (realized/unrealized): Included in earnings — 38 — (1,211 ) (5 ) (22 ) (1,200 ) Included in other comprehensive income (loss) 1 — (5 ) — — — (4 ) Purchases — — — — — 44 44 Issuances — — — — — — — Settlements (42 ) (428 ) — — 12 — (458 ) Transfers in and/or out of Level 3 — 760 — — — — 760 Ending balance at September 30, 2016 $ 560 $ 5,529 $ 42 $ 2,574 $ (24 ) $ 22 $ 8,703 (1) The valuation of loans held for investment at fair value includes the management estimates of the specific credit risk attributes of each loan (Level 3), in addition to the quoted secondary-market prices which account for interest rate characteristics. (2) Consists of commitments to extend credit on loans to be held for sale. (3) Consists of mandatory loan sale commitments. For the Quarter Ended September 30, 2015 Fair Value Measurement Using Significant Other Unobservable Inputs (Level 3) (In Thousands) Private Issue CMO Common stock (1) Loans Held For Investment, at fair value (2) Interest- Only Strips Loan Commit- ments to Originate (3) Manda- tory Commit- ments (4) Option Contracts Total Beginning balance at June 30, 2015 $ 717 $ 151 $ — $ 63 $ 1,499 $ (71 ) $ 192 $ 2,551 Total gains or losses (realized/ unrealized): Included in earnings — — (155 ) — 1,005 (96 ) (88 ) 666 Included in other comprehensive (loss) income (1 ) — — (3 ) — — — (4 ) Purchases — — — — — — 89 89 Issuances — — — — — — — — Settlements (25 ) — (638 ) — — 17 (136 ) (782 ) Transfers in and/or out of Level 3 — — 4,829 — — — — 4,829 Ending balance at September 30, 2015 $ 691 $ 151 $ 4,036 $ 60 $ 2,504 $ (150 ) $ 57 $ 7,349 (1) Common stock of a community development financial institution. (2) The valuation of loans held for investment at fair value includes the management estimates of the specific credit risk attributes of each loan (Level 3), in addition to the quoted secondary-market prices which account for interest rate characteristics. (3) Consists of commitments to extend credit on loans to be held for sale. (4) Consists of mandatory loan sale commitments.
Schedule of Fair Value Assets Measured on Nonrecurring Basis	The following fair value hierarchy tables present information about the Corporation’s assets measured at fair value at the dates indicated on a nonrecurring basis: Fair Value Measurement at September 30, 2016 Using: (In Thousands) Level 1 Level 2 Level 3 Total Non-performing loans $ — $ 7,012 $ 3,001 $ 10,013 MSA — — 588 588 Real estate owned, net — 3,496 — 3,496 Total $ — $ 10,508 $ 3,589 $ 14,097 Fair Value Measurement at June 30, 2016 Using: (In Thousands) Level 1 Level 2 Level 3 Total Non-performing loans $ — $ 7,350 $ 2,959 $ 10,309 MSA — — 627 627 Real estate owned, net — 2,706 — 2,706 Total $ — $ 10,056 $ 3,586 $ 13,642
Schedule of Additional Information About Valuation Techniques and Inputs Used for Assets and Liabilities	The following table presents additional information about valuation techniques and inputs used for assets and liabilities, including derivative financial instruments, which are measured at fair value and categorized within Level 3 as of September 30, 2016: (Dollars In Thousands) Fair Value Valuation Techniques Unobservable Inputs Range (1) (Weighted Average) Impact to Valuation from an Increase in Inputs (2) Assets: Securities available - for sale: Private issue CMO $ 560 Market comparable pricing Comparability adjustment 0% – 0.9% (0.7%) Increase Loans held for investment, at fair value $ 5,529 Relative value Broker quotes 100.0% – 107.1% Increase Non-performing loans $ 74 Discounted cash flow Default rates 5.0% Decrease Non-performing loans $ 2,927 Relative value analysis Loss severity 20.0% - 45.0% (22.9%) Decrease MSA $ 588 Discounted cash flow Prepayment speed (CPR) Discount rate 13.4% - 60.0% (19.7%) Decrease Interest-only strips $ 42 Discounted cash flow Prepayment speed (CPR) Discount rate 15.8% - 21.3% (20.5%) Decrease Commitments to extend credit on loans to be held for sale $ 2,598 Relative value analysis TBA-MBS broker quotes Fall-out ratio (3) 98.9% – 105.0% Increase Mandatory loan sale commitments $ 30 Relative value analysis TBA MBS broker quotes Roll-forward costs (4) 104.8% - 106.2% (104.9%) of par Decrease Option contracts $ 22 Relative value analysis Broker quotes 131.1% of par Increase Liabilities: Commitments to extend credit on loans to be held for sale $ 24 Relative value analysis TBA-MBS broker quotes Fall-out ratio (3) 100.4% – 103.0% Increase Mandatory loan sale commitments $ 54 Relative value analysis TBA MBS broker quotes Roll-forward costs (4) 100.7% - 107.1% Decrease (1) The range is based on the estimated fair values and management estimates. (2) Unless otherwise noted, this column represents the directional change in the fair value of the Level 3 investments that would result from an increase to the corresponding unobservable input. A decrease to the unobservable input would have the opposite effect. Significant changes in these inputs in isolation could result in significantly higher or lower fair value measurements. (3) The percentage of commitments to extend credit on loans to be held for sale which management has estimated may not fund. (4) An estimated cost to roll forward the mandatory loan sale commitments which management has estimated may not be delivered to the corresponding investors in a timely manner.
Schedule of Carrying Amount and Fair Value of Financial Instruments	The carrying amount and fair value of the Corporation’s other financial instruments as of September 30, 2016 and June 30, 2016 was as follows: September 30, 2016 (In Thousands) Carrying Fair Financial assets: Investment securities - held to maturity $ 36,290 $ 36,749 — $ 36,749 $ — Loans held for investment, not recorded at fair value $ 848,429 $ 854,095 — — $ 854,095 FHLB – San Francisco stock $ 8,094 $ 8,094 — $ 8,094 — Financial liabilities: Deposits $ 943,502 $ 910,815 — — $ 910,815 Borrowings $ 146,281 $ 149,528 — — $ 149,528 June 30, 2016 (In Thousands) Carrying Fair Financial assets: Investment securities - held to maturity $ 39,979 $ 40,438 — $ 40,438 — Loans held for investment, not recorded at fair value $ 834,863 $ 844,124 — — $ 844,124 FHLB – San Francisco stock $ 8,094 $ 8,094 — $ 8,094 — Financial liabilities: Deposits $ 926,384 $ 896,033 — — $ 896,033 Borrowings $ 91,299 $ 95,898 — — $ 95,898

Reclassification Adjustment o26

Reclassification Adjustment of Accumulated Other Comprehensive Income ("AOCI") (Tables)	3 Months Ended
	Sep. 30, 2016
Equity [Abstract]
Schedule of Accumulated Other Comprehensive Income	The following tables provide the changes in AOCI by component for the quarters ended September 30, 2016 and 2015. For the Quarter Ended September 30, 2016 Unrealized gains and losses on (In Thousands) Investment securities available for sale Interest-only strips Total Beginning balance at June 30, 2016 $ 286 $ 27 $ 313 Other comprehensive loss before reclassifications (30 ) (3 ) (33 ) Amount reclassified from accumulated other comprehensive income — — — Net other comprehensive loss (30 ) (3 ) (33 ) Ending balance at September 30, 2016 $ 256 $ 24 $ 280

Offsetting Derivative and Oth27

Offsetting Derivative and Other Financial Instruments (Tables)	3 Months Ended
	Sep. 30, 2016
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block]	As of September 30, 2016: Gross Net Amount Amount Offset in the of Assets in Gross Amount Not Offset in Condensed the Condensed the Condensed Consolidated Gross Consolidated Consolidated Statements of Financial Condition Amount of Statements Statements Cash Recognized of Financial of Financial Financial Collateral Net (In Thousands) Assets Condition Condition Instruments Received Amount Assets Derivatives $ 51 $ 21 $ 30 $ — $ — $ 30 Total $ 51 $ 21 $ 30 $ — $ — $ 30 Gross Net Amount Amount Offset in the of Liabilities in Gross Amount Not Offset in Condensed the Condensed the Condensed Consolidated Gross Consolidated Consolidated Statements of Financial Condition Amount of Statements Statements Cash Recognized of Financial of Financial Financial Collateral Net (In Thousands) Liabilities Condition Condition Instruments Received Amount Liabilities Derivatives $ 1,428 $ 21 $ 1,407 $ — $ — $ 1,407 Total $ 1,428 $ 21 $ 1,407 $ — $ — $ 1,407 As of June 30, 2016: Gross Net Amount Amount Offset in the of Assets in Gross Amount Not Offset in Condensed the Condensed the Condensed Consolidated Gross Consolidated Consolidated Statements of Financial Condition Amount of Statements Statements Cash Recognized of Financial of Financial Financial Collateral Net (In Thousands) Assets Condition Condition Instruments Received Amount Assets Derivatives $ — $ — $ — $ — $ — $ — Total $ — $ — $ — $ — $ — $ — Gross Net Amount Amount Offset in the of Liabilities in Gross Amount Not Offset in Condensed the Condensed the Condensed Consolidated Gross Consolidated Consolidated Statements of Financial Condition Amount of Statements Statements Cash Recognized of Financial of Financial Financial Collateral Net (In Thousands) Liabilities Condition Condition Instruments Received Amount Liabilities Derivatives $ 3,196 $ — $ 3,196 $ — $ — $ 3,196 Total $ 3,196 $ — $ 3,196 $ — $ — $ 3,196

Earnings Per Share (Details)

Earnings Per Share (Details) - shares	3 Months Ended
	Sep. 30, 2016	Sep. 30, 2015
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Stock options, outstanding	932,000	1,000,000
Restricted Stock Shares	110,250	197,500
Stock Options [Member]
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Antidilutive securities excluded from computation of earnings per share	200,000	236,500

Earnings Per Share_ Schedule of

Earnings Per Share: Schedule of Earnings Per Share, Basic and Diluted (Details) - USD ($) $ / shares in Units, shares in Thousands, $ in Thousands	3 Months Ended
	Sep. 30, 2016	Sep. 30, 2015
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Net income – numerator for basic earnings per share and diluted earnings per share - available to common stockholders	$ 1,594	$ 2,443
Weighted-average shares, Basic	7,948	8,566
Adjusted weighted-average shares and assumed conversions	8,154	8,744
Basic earnings per share (in dollars per share)	$ 0.20	$ 0.29
Diluted earnings per share (in dollars per share)	$ 0.20	$ 0.28
Stock Options [Member]
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Effect of dilutive securities	158	111
Restricted Stock [Member]
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Effect of dilutive securities	48	67

Operating Segment Reports (Deta

Operating Segment Reports (Details) $ in Thousands	3 Months Ended
	Sep. 30, 2016USD ($)segment	Sep. 30, 2015USD ($)	Jun. 30, 2016USD ($)
Number of operating segments | segment	2
Net interest income	$ 9,088	$ 8,066
Provision (recovery) for loan losses	(150)	(38)
Net interest income, after recovery from the allowance for loan losses	9,238	8,104
Loan servicing and other fees	267	111
(Loss) gain on sale of loans, net	7,996	8,924
Deposit account fees	550	610
Loss on sale and operations of real estate owned acquired in the settlement of loans, net	(103)	229
Card and processing fees	364	362
Other	178	213
Total non-interest income	9,252	10,449
Salaries and employee benefits	11,314	10,792
Premises and occupancy	1,289	1,108
Operating and administrative expenses	3,029	2,460
Total non-interest expense	15,632	14,360
Income before income taxes	2,858	4,193
Provision for income taxes	1,264	1,750
Net income	1,594	2,443
Total assets, end of period	1,242,514	1,177,237	$ 1,171,381
Loan Origination Fees
Inter-company charge	95	65
Loan Servicing Fees
Inter-company charge	59	108
Provident Bank
Net interest income	7,575	6,903
Provision (recovery) for loan losses	36	12
Net interest income, after recovery from the allowance for loan losses	7,539	6,891
Loan servicing and other fees	69	144
(Loss) gain on sale of loans, net	1	1
Deposit account fees	550	610
Loss on sale and operations of real estate owned acquired in the settlement of loans, net	(105)	224
Card and processing fees	364	362
Other	178	213
Total non-interest income	1,057	1,554
Salaries and employee benefits	4,894	4,553
Premises and occupancy	856	696
Operating and administrative expenses	1,147	989
Total non-interest expense	6,897	6,238
Income before income taxes	1,699	2,207
Provision for income taxes	777	915
Net income	922	1,292
Total assets, end of period	977,964	1,013,345
Provident Bank Mortgage
Net interest income	1,513	1,163
Provision (recovery) for loan losses	(186)	(50)
Net interest income, after recovery from the allowance for loan losses	1,699	1,213
Loan servicing and other fees	198	(33)
(Loss) gain on sale of loans, net	7,995	8,923
Deposit account fees	0	0
Loss on sale and operations of real estate owned acquired in the settlement of loans, net	2	5
Card and processing fees	0	0
Other	0	0
Total non-interest income	8,195	8,895
Salaries and employee benefits	6,420	6,239
Premises and occupancy	433	412
Operating and administrative expenses	1,882	1,471
Total non-interest expense	8,735	8,122
Income before income taxes	1,159	1,986
Provision for income taxes	487	835
Net income	672	1,151
Total assets, end of period	$ 264,550	$ 163,892

Investment Securities_ Schedule

Investment Securities: Schedule of Available-for-sale Securities Reconciliation (Details) - USD ($) $ in Thousands		3 Months Ended		12 Months Ended
		Sep. 30, 2016	Sep. 30, 2015	Jun. 30, 2016	Jun. 30, 2015
Schedule of Available-for-sale Securities [Line Items]
Total Investment Securities, Amortized Cost Basis		$ 46,627		$ 51,030	$ 51,030
Proceeds from Maturities, Prepayments and Calls of Mortgage Backed Securities (MBS)		4,048	$ 650
Amortized Cost		10,337		11,051
Held-to-maturity Securities, Gross Gains, Derivatives		459		459
Held-to-maturity Securities, Gross Losses, Derivatives		0		0
Held-to-maturity Securities		36,290		39,979
Held-to-maturity Securities, Fair Value		36,749		40,438
Held-to-maturity Securities, Amortized Cost before Other than Temporary Impairment		36,290		39,979
Gross Unrealized Gains		441		493
Gross Unrealized (Losses)		0		(1)
Investment securities – available for sale, at fair value		10,778		11,543
Carrying Value		10,778		11,543
Total Investment Securities, Gross Unrealized Gains		900		952
Total Investment Securities, Gross Unrealized Losses		0		1
Total Investment Securites		47,527		51,981	51,981
Total Investment Securities, Carrying Value		47,068		51,522
Common Stock, community development financial institution [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	[1]			147
Gross Unrealized Gains	[1]			0
Gross Unrealized (Losses)	[1]			0
Investment securities – available for sale, at fair value				147
Carrying Value				147
Certificates of Deposit [Member]
Schedule of Available-for-sale Securities [Line Items]
Held-to-maturity Securities, Gross Gains, Derivatives		0		0
Held-to-maturity Securities, Gross Losses, Derivatives		0		0
Held-to-maturity Securities		800		800
Held-to-maturity Securities, Amortized Cost before Other than Temporary Impairment		800		800
Categories of Investments, Marketable Securities, Available-for-sale Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Investment securities – available for sale, at fair value		10,778			11,543
Carrying Value		10,778			$ 11,543
U.S. government agency MBS
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	[2]	5,906		6,308
Gross Unrealized Gains	[2]	225		264
Gross Unrealized (Losses)	[2]	0		0
Investment securities – available for sale, at fair value		6,131		6,572
Carrying Value		6,131		6,572
U.S. government sponsored enterprise MBS
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost		3,875		3,998
Held-to-maturity Securities, Gross Gains, Derivatives		459		459
Held-to-maturity Securities, Gross Losses, Derivatives		0		0
Held-to-maturity Securities		35,490		39,179
Held-to-maturity Securities, Fair Value		35,949		39,638
Held-to-maturity Securities, Amortized Cost before Other than Temporary Impairment		35,490		39,179
Gross Unrealized Gains		212		225
Gross Unrealized (Losses)		0		0
Investment securities – available for sale, at fair value		4,087		4,223
Carrying Value		4,087		4,223
Collateralized Mortgage Obligations [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	[1]	556		598
Gross Unrealized Gains	[1]	4		4
Gross Unrealized (Losses)	[1]	0		(1)
Investment securities – available for sale, at fair value		560		601
Carrying Value		$ 560		$ 601
[1]	Collateralized Mortgage Obligations (“CMO”).
[2]	Mortgage-Backed Securities (“MBS”).

Investment Securities_ Mortgage

Investment Securities: Mortgage Backed Securities Policy (Details) security in Thousands, $ in Thousands	3 Months Ended
	Sep. 30, 2016USD ($)	Sep. 30, 2015USD ($)	Jun. 30, 2015security
Schedule of Available-for-sale Securities [Line Items]
Principal payments from investment securities available for sale	$ 4,048	$ 650
Other-than-temporary impairments, investments	$ 0	$ 0
Available for sale | Private issue CMO
Schedule of Available-for-sale Securities [Line Items]
Number of investment securities held | security			0

Investment Securities Investmen

Investment Securities Investment Securities: Investments with Unrealized Loss Positions (Details) - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Sep. 30, 2016	Jun. 30, 2016
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value		$ 103
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Loss		1
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value		0
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Loss		0
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value		103
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Loss	$ 0	1
Collateralized Mortgage Obligations [Member]
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value		103
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Loss		1
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value		0
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Loss		0
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value		103
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Loss		$ 1

Investment Securities_ Schedu34

Investment Securities: Schedule of Available for Sale Securities by Contractual Maturity (Details) - USD ($) $ in Thousands	Sep. 30, 2016	Jun. 30, 2016	Jun. 30, 2015
Held-to-maturity Securities, Debt Maturities, within One Year, Net Carrying Amount	$ 800	$ 800
Held-to-maturity Securities, Debt Maturities, Next Twelve Months, Fair Value	800	800
Held-to-maturity Securities, Debt Maturities, after One Through Five Years, Net Carrying Amount	0	0
Held-to-maturity Securities, Debt Maturities, Year Two Through Five, Fair Value	0	0
Held-to-maturity Securities, Debt Maturities, after Five Through Ten Years, Net Carrying Amount	17,384	18,904
Held-to-maturity Securities, Debt Maturities, Year Six Through Ten, Fair Value	17,702	19,203
Held-to-maturity Securities, Debt Maturities, after Ten Years, Net Carrying Amount	18,106	20,275
Held-to-maturity Securities, Debt Maturities, after Ten Years, Fair Value	18,247	20,435
Investment securities – held to maturity, at cost	36,290	39,979
Held-to-maturity Securities, Fair Value	36,749	40,438
Available-for-sale Securities	10,778	11,543
Total Investment Securities, Amortized Cost Basis	46,627	51,030	$ 51,030
Total Investment Securites	47,527	$ 51,981	51,981
Available for sale
Due in one year or less, Amortized Cost	0		0
Due after one through five years, Amortized Cost	0		0
Due after five through ten years, Amortized Cost	0		0
Due after ten years, Amortized Cost	10,337		10,904
Total investment securities, Amortized Cost	10,337		11,051
Available-for-sale Securities	10,778		11,543
Due in one year of less, Estimated Fair Value	0		0
Due after one through five years, Estimated Fair Value	0		0
Due after five through ten years, Estimated Fair Value	0		0
Due after ten years, Estimated Fair Value	10,778		11,396
Available-for-sale Securities, Debt Maturities, without Single Maturity Date, Amortized Cost Basis	0		147
Total investment securities, Estimated Fair Value	$ 0		$ 147

Loans Held For Investment_ Sche

Loans Held For Investment: Schedule of Loans Held for Investment (Details) - USD ($) $ in Thousands	Sep. 30, 2016	Jun. 30, 2016	Sep. 30, 2015	Jun. 30, 2015
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held for investment, gross	$ 868,319	$ 855,476
Loans and Leases Receivable, Loans in Process	(10,447)	(11,258)
Escrow Deposit	23	56
Deferred loan costs, net	4,788	4,418
Allowance for loan losses	(8,725)	(8,670)	$ (9,034)	$ (8,724)
Total loans held for investment, net	853,958	840,022
Mortgage loans, Single-family
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held for investment, gross	312,795	324,497
Mortgage loans, Multi-family
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held for investment, gross	438,423	415,627
Commercial Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held for investment, gross	100,136	99,528
Construction Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held for investment, gross	15,811	14,653
Mortgage Loans, Other [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held for investment, gross	331	332
Commercial Business Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held for investment, gross	624	636
Consumer Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held for investment, gross	$ 199	$ 203

Loans Held For Investment_ Narr

Loans Held For Investment: Narrative (Details)	3 Months Ended			12 Months Ended
	Sep. 30, 2016USD ($)loanproperty	Jun. 30, 2016USD ($)loan	Sep. 30, 2015USD ($)property	Jun. 30, 2016USD ($)loan	Jun. 30, 2015
Number of Previously Foreclosed Properties Sold | property	1		2
Financing Receivable, Modifications, Number of Contracts | loan	11			13
Financing Receivable, Recorded Investment, Nonaccrual Status	$ 3,724,000	$ 3,308,000		$ 3,308,000
Financing Receivable, Recorded Investment, Accrual Status	0	1,290,000		1,290,000
Financing Receivable, Modifications, Recorded Investment	$ 3,724,000	4,598,000		4,598,000
Financing Receivable, Modifications, Number of Contracts, Extending Beyond Initial Maturity | loan	0
Impaired Financing Receivable, Average Recorded Investment	$ 11,480,000		$ 15,327,000
Loans held for investment	868,319,000	$ 855,476,000		$ 855,476,000
Loan interest income added to negative amortization loan balance	$ 0		0
Interest-only ARM loans as percent of loans held for investment	6.20%	7.60%		7.60%
Fixed-rate loans as a percentage of total loans held for investment	3.00%	3.00%		3.00%	3.00%
Impaired Financing Receivable, Interest Income, Cash Basis Method	$ 69,000		101,000
Loans and Leases Receivable, Impaired, Interest Lost on Nonaccrual Loans	$ 39,000		$ 66,000
Percent of Total Restructured Loans on Current Status	31.00%	41.00%		41.00%
Loans and Leases Receivable, Impaired, Commitment to Lend	$ 0	$ 0		$ 0
First Trust Deed Loans
Loans deemed uncollectible, period of delinquency	150 days
Commercial Business or Second Trust Deed Loans
Loans deemed uncollectible, period of delinquency	120 days
Troubled Debt Restructurings
Loans deemed uncollectible, period of delinquency	90 days
Bankruptcy
Loans deemed uncollectible, period of delinquency	60 days
Minimum
Loan principal, increase due to negative amortization, as a percentage of original loan amount	110.00%
Adjustable Rate Mortgage, Term of Fixed Interest Rate	2 years
Maximum
Loan principal, increase due to negative amortization, as a percentage of original loan amount	115.00%
Adjustable Rate Mortgage, Term of Fixed Interest Rate	5 years
Segregated restructured loans, period of delinquency	90 days
Maximum | Bankruptcy
Allowance for loan losses, pooling method, period of delinquency	60 days
Mortgage Loans on Real Estate | Subject to Negative Amortization
Loans held for investment	$ 10,000,000	10,200,000		10,200,000
Mortgage loans, Multi-family
Loans held for investment	438,423,000	415,627,000		415,627,000
Mortgage loans, Multi-family | Subject to Negative Amortization
Loans held for investment	6,900,000	6,900,000		6,900,000
Mortgage loans, Single-family
Loans held for investment	312,795,000	324,497,000		324,497,000
Held-to-maturity Securities, Transferred Security, at Carrying Value	$ 5,500,000	$ 5,200,000		$ 5,200,000
Loans, held for investment, originated for sale, subsequently transferred	19	18		18
Mortgage loans, Single-family | Subject to Negative Amortization
Loans held for investment	$ 3,000,000	$ 3,100,000		$ 3,100,000
Commercial Real Estate [Member]
Loans held for investment	100,136,000	99,528,000		99,528,000
Commercial Real Estate [Member] | Subject to Negative Amortization
Loans held for investment	155,000	170,000		170,000
Adjustable Rate Residential Mortgage
Loans held for investment	53,700,000	64,700,000		64,700,000
Special Mention [Member]
Loans held for investment	8,892,000	$ 8,832,000		8,832,000
Special Mention [Member] | Restructured loans on accrual status
Financing Receivable, Modifications, Number of Contracts | loan		3
Financing Receivable, Recorded Investment, Accrual Status		$ 1,300,000		1,300,000
Special Mention [Member] | Mortgage loans, Multi-family
Loans held for investment	5,013,000	3,974,000		3,974,000
Special Mention [Member] | Mortgage loans, Single-family
Loans held for investment	3,879,000	4,858,000		4,858,000
Special Mention [Member] | Commercial Real Estate [Member]
Loans held for investment	0	$ 0		0
Substandard [Member]
Financing Receivable, Modifications, Number of Contracts | loan		10
Financing Receivable, Recorded Investment, Nonaccrual Status		$ 3,300,000		3,300,000
Loans held for investment	10,916,000	11,204,000		11,204,000
Substandard [Member] | Mortgage loans, Multi-family
Loans held for investment	843,000	849,000		849,000
Substandard [Member] | Mortgage loans, Single-family
Loans held for investment	9,979,000	10,259,000		10,259,000
Substandard [Member] | Commercial Real Estate [Member]
Loans held for investment	0	0		0
Current [Member]
Financing Receivable, Modifications, Recorded Investment	$ 1,154,000	$ 1,900,000		$ 1,900,000

Loans Held For Investment_ Sc37

Loans Held For Investment: Schedule of Loans Held for Investment Contractually Repricing (Details) - USD ($) $ in Thousands	Sep. 30, 2016	Jun. 30, 2016
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Fixed Rate	$ 26,025
Total loans held for investment, gross	868,319	$ 855,476
Mortgage loans, Single-family
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Fixed Rate	13,004
Total loans held for investment, gross	312,795	324,497
Mortgage loans, Multi-family
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Fixed Rate	2,957
Total loans held for investment, gross	438,423	415,627
Commercial Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Fixed Rate	2,959
Total loans held for investment, gross	100,136	99,528
Construction Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Fixed Rate	6,255
Total loans held for investment, gross	15,811	14,653
Mortgage Loans, Other [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held for investment, gross	331	332
Notes, Loans and Financing Receivable, Gross, Noncurrent	331
Commercial Business Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Fixed Rate	517
Total loans held for investment, gross	624	636
Consumer Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Fixed Rate	2
Total loans held for investment, gross	199	$ 203
Within One Year
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	314,778
Within One Year | Mortgage loans, Single-family
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	226,639
Within One Year | Mortgage loans, Multi-family
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	67,240
Within One Year | Commercial Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	11,039
Within One Year | Construction Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	9,556
Within One Year | Commercial Business Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	107
Within One Year | Consumer Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	197
After One Year Through 3 Years
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	232,976
After One Year Through 3 Years | Mortgage loans, Single-family
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	14,936
After One Year Through 3 Years | Mortgage loans, Multi-family
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	178,065
After One Year Through 3 Years | Commercial Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	39,975
After One Year Through 3 Years | Construction Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	0
After One Year Through 3 Years | Commercial Business Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	0
After One Year Through 3 Years | Consumer Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	0
After 3 Years Through 5 Years
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	278,276
After 3 Years Through 5 Years | Mortgage loans, Single-family
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	52,519
After 3 Years Through 5 Years | Mortgage loans, Multi-family
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	179,594
After 3 Years Through 5 Years | Commercial Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	46,163
After 3 Years Through 5 Years | Construction Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	0
After 3 Years Through 5 Years | Commercial Business Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	0
After 3 Years Through 5 Years | Consumer Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	0
After 5 Years Through 10 Years
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	16,264
After 5 Years Through 10 Years | Mortgage loans, Single-family
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	5,697
After 5 Years Through 10 Years | Mortgage loans, Multi-family
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	10,567
After 5 Years Through 10 Years | Commercial Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	0
After 5 Years Through 10 Years | Construction Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	0
After 5 Years Through 10 Years | Commercial Business Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	0
After 5 Years Through 10 Years | Consumer Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	0
Adjustable Rate [Member] | Within One Year | Mortgage Loans, Other [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Notes, Loans and Financing Receivable, Gross, Noncurrent	0
Adjustable Rate [Member] | After One Year Through 3 Years | Mortgage Loans, Other [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Notes, Loans and Financing Receivable, Gross, Noncurrent	0
Adjustable Rate [Member] | After 3 Years Through 5 Years | Mortgage Loans, Other [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Notes, Loans and Financing Receivable, Gross, Noncurrent	0
Adjustable Rate [Member] | After 5 Years Through 10 Years | Mortgage Loans, Other [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Notes, Loans and Financing Receivable, Gross, Noncurrent	0
Fixed Rate [Member] | Mortgage Loans, Other [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Notes, Loans and Financing Receivable, Gross, Noncurrent	$ 331

Loans Held For Investment Loans

Loans Held For Investment Loans Held For Investment: Schedule of Gross Loans Held for Investment by Loan Types and Risk Category (Details) - USD ($) $ in Thousands	Sep. 30, 2016	Jun. 30, 2016
Loans and Leases Receivable, Gross	$ 868,319	$ 855,476
Mortgage loans, Single-family
Loans and Leases Receivable, Gross	312,795	324,497
Mortgage loans, Multi-family
Loans and Leases Receivable, Gross	438,423	415,627
Commercial Real Estate [Member]
Loans and Leases Receivable, Gross	100,136	99,528
Construction Loans [Member]
Loans and Leases Receivable, Gross	15,811	14,653
Mortgage Loans, Other [Member]
Loans and Leases Receivable, Gross	331	332
Commercial Portfolio Segment [Member]
Loans and Leases Receivable, Gross	624	636
Consumer Loans
Loans and Leases Receivable, Gross	199	203
Pass [Member]
Loans and Leases Receivable, Gross	848,511	835,440
Pass [Member] | Mortgage loans, Single-family
Loans and Leases Receivable, Gross	298,937	309,380
Pass [Member] | Mortgage loans, Multi-family
Loans and Leases Receivable, Gross	432,567	410,804
Pass [Member] | Commercial Real Estate [Member]
Loans and Leases Receivable, Gross	100,136	99,528
Pass [Member] | Construction Loans [Member]
Loans and Leases Receivable, Gross	15,811	14,653
Pass [Member] | Mortgage Loans, Other [Member]
Loans and Leases Receivable, Gross	331	332
Pass [Member] | Commercial Portfolio Segment [Member]
Loans and Leases Receivable, Gross	530	540
Pass [Member] | Consumer Loans
Loans and Leases Receivable, Gross	199	203
Special Mention [Member]
Loans and Leases Receivable, Gross	8,892	8,832
Special Mention [Member] | Mortgage loans, Single-family
Loans and Leases Receivable, Gross	3,879	4,858
Special Mention [Member] | Mortgage loans, Multi-family
Loans and Leases Receivable, Gross	5,013	3,974
Special Mention [Member] | Commercial Real Estate [Member]
Loans and Leases Receivable, Gross	0	0
Special Mention [Member] | Construction Loans [Member]
Loans and Leases Receivable, Gross	0	0
Special Mention [Member] | Mortgage Loans, Other [Member]
Loans and Leases Receivable, Gross	0	0
Special Mention [Member] | Commercial Portfolio Segment [Member]
Loans and Leases Receivable, Gross	0	0
Special Mention [Member] | Consumer Loans
Loans and Leases Receivable, Gross	0	0
Substandard [Member]
Loans and Leases Receivable, Gross	10,916	11,204
Substandard [Member] | Mortgage loans, Single-family
Loans and Leases Receivable, Gross	9,979	10,259
Substandard [Member] | Mortgage loans, Multi-family
Loans and Leases Receivable, Gross	843	849
Substandard [Member] | Commercial Real Estate [Member]
Loans and Leases Receivable, Gross	0	0
Substandard [Member] | Construction Loans [Member]
Loans and Leases Receivable, Gross	0	0
Substandard [Member] | Mortgage Loans, Other [Member]
Loans and Leases Receivable, Gross	0	0
Substandard [Member] | Commercial Portfolio Segment [Member]
Loans and Leases Receivable, Gross	94	96
Substandard [Member] | Consumer Loans
Loans and Leases Receivable, Gross	$ 0	$ 0

Loans Held For Investment_ Sc39

Loans Held For Investment: Schedule of Allowance for Loan Losses (Details) - USD ($) $ in Thousands	Sep. 30, 2016	Jun. 30, 2016	Sep. 30, 2015	Jun. 30, 2015
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, collectively evaluated allowance	$ 8,705	$ 8,650	$ 8,965
Loans receivable, individually evaluated allowance	20	20	69
Total loan loss allowance	8,725	8,670	9,034	$ 8,724
Mortgage loans, Single-family
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, collectively evaluated allowance	4,575	4,933	6,261
Loans receivable, individually evaluated allowance	0		49
Total loan loss allowance	4,575	4,933	6,310	5,280
Mortgage loans, Multi-family
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, collectively evaluated allowance	3,186	2,800	1,943
Loans receivable, individually evaluated allowance	0		0
Total loan loss allowance	3,186	2,800	1,943	2,616
Commercial Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, collectively evaluated allowance	854	848	697
Loans receivable, individually evaluated allowance	0		0
Total loan loss allowance	854	848	697	734
Construction Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, collectively evaluated allowance	53	31	40
Loans receivable, individually evaluated allowance	0		0
Total loan loss allowance	53	31	40	42
Mortgage Loans, Other [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, collectively evaluated allowance	7		2	7
Loans receivable, individually evaluated allowance	0		0
Total loan loss allowance	7	7	2	0
Commercial Business Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, collectively evaluated allowance	22	23	13
Loans receivable, individually evaluated allowance	20	20	20
Total loan loss allowance	42	43	33	43
Consumer Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, collectively evaluated allowance	8	8	9
Loans receivable, individually evaluated allowance	0		0
Total loan loss allowance	$ 8	$ 8	$ 9	$ 9

Loans Held For Investment_ Sc40

Loans Held For Investment: Schedule of Allowance for Loan Losses Additional Detail (Details) - USD ($) $ in Thousands	3 Months Ended
	Sep. 30, 2016	Sep. 30, 2015
Allowance for Loan and Lease Losses [Roll Forward]
Allowance at beginning of period	$ 8,670	$ 8,724
Recovery from the allowance for loan losses	(150)	(38)
Recoveries	271	426
Charge-offs	(66)	(78)
Net charge-offs	205	348
Balance at end of period	$ 8,725	$ 9,034
Allowance for loan losses as a percentage of gross loans held for investment	1.01%	1.11%
Net recoveries as a percentage of average loans receivable, net, during the period (annualized)	(0.08%)	(0.14%)
Allowance for loan losses as a percentage of gross non-performing loans at the end of the period	79.93%	57.33%
Mortgage loans, Single-family
Allowance for Loan and Lease Losses [Roll Forward]
Recoveries	$ 263	$ 69
Charge-offs	(66)	(78)
Mortgage loans, Multi-family
Allowance for Loan and Lease Losses [Roll Forward]
Recoveries	7	56
Commercial Real Estate [Member]
Allowance for Loan and Lease Losses [Roll Forward]
Recoveries	0	216
Commercial Business Loans
Allowance for Loan and Lease Losses [Roll Forward]
Recoveries	0	85
Consumer Loans
Allowance for Loan and Lease Losses [Roll Forward]
Recoveries	$ 1	$ 0

Loans Held For Investment Loa41

Loans Held For Investment Loans Held For Investment: Schedule of Past Due Status of Loans Held for Investment, Gross (Details) - USD ($) $ in Thousands	Sep. 30, 2016	Jun. 30, 2016	Sep. 30, 2015
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Held For Investment, Gross, Current	$ 856,018	$ 842,628
Loans Held For Investment, Gross, 30-89 Days Past Due	1,385	1,644
Loans Held For Investment, Gross, Non-Accrual	10,916	11,204
Loans Held For Investment, Gross	868,319	855,476	$ 813,884
Mortgage loans, Single-family
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Held For Investment, Gross, Current	301,433	312,595
Loans Held For Investment, Gross, 30-89 Days Past Due	1,383	1,644
Loans Held For Investment, Gross, Non-Accrual	9,979	10,258
Loans Held For Investment, Gross	312,795	324,497	356,963
Mortgage loans, Multi-family
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Held For Investment, Gross, Current	437,580	414,777
Loans Held For Investment, Gross, 30-89 Days Past Due	0	0
Loans Held For Investment, Gross, Non-Accrual	843	850
Loans Held For Investment, Gross	438,423	415,627	355,442
Commercial Real Estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Held For Investment, Gross, Current	100,136	99,528
Loans Held For Investment, Gross, 30-89 Days Past Due	0	0
Loans Held For Investment, Gross, Non-Accrual	0	0
Loans Held For Investment, Gross	100,136	99,528	94,580
Construction Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Held For Investment, Gross, Current	15,811	14,653
Loans Held For Investment, Gross, 30-89 Days Past Due	0	0
Loans Held For Investment, Gross, Non-Accrual	0	0
Loans Held For Investment, Gross	15,811	14,653	6,185
Mortgage Loans, Other [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Held For Investment, Gross, Current	331	332
Loans Held For Investment, Gross, 30-89 Days Past Due	0	0
Loans Held For Investment, Gross, Non-Accrual	0	0
Loans Held For Investment, Gross	331	332	72
Commercial Business Loans
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Held For Investment, Gross, Current	530	540
Loans Held For Investment, Gross, 30-89 Days Past Due	0	0
Loans Held For Investment, Gross, Non-Accrual	94	96
Loans Held For Investment, Gross	624	636	399
Consumer Loans
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Held For Investment, Gross, Current	197	203
Loans Held For Investment, Gross, 30-89 Days Past Due	2	0
Loans Held For Investment, Gross, Non-Accrual	0	0
Loans Held For Investment, Gross	$ 199	$ 203	$ 243

Loans Held For Investment Loa42

Loans Held For Investment Loans Held For Investment: Schedule of Allowance For Loan Losses and Recorded Investment in Gross Loans, by Portfolio Type (Details) - USD ($) $ in Thousands	3 Months Ended
	Sep. 30, 2016	Sep. 30, 2015	Jun. 30, 2016	Jun. 30, 2015
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance at beginning of period	$ 8,670	$ 8,724
Provision for Loan and Lease Losses	(150)	(38)
Recoveries	271	426
Allowance for Loan and Lease Losses Write-offs, Net	(66)	(78)
Balance at end of period	8,725	9,034
Loans receivable, individually evaluated allowance	20	69	$ 20
Loans receivable, collectively evaluated allowance	8,705	8,965	8,650
Financing Receivable, Individually Evaluated for Impairment	7,105	11,302
Financing Receivable, Collectively Evaluated for Impairment	861,214	802,582
Loans Held For Investment, Gross	$ 868,319	$ 813,884	855,476
Allowance for loan losses as a percentage of gross loans held for investment	1.01%	1.11%
Mortgage loans, Single-family
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance at beginning of period	$ 4,933	$ 5,280
Provision for Loan and Lease Losses	(555)	1,039
Recoveries	263	69
Allowance for Loan and Lease Losses Write-offs, Net	(66)	(78)
Balance at end of period	4,575	6,310
Loans receivable, individually evaluated allowance	0	49
Loans receivable, collectively evaluated allowance	4,575	6,261	4,933
Financing Receivable, Individually Evaluated for Impairment	6,634	8,204
Financing Receivable, Collectively Evaluated for Impairment	306,161	348,759
Loans Held For Investment, Gross	$ 312,795	$ 356,963	324,497
Allowance for loan losses as a percentage of gross loans held for investment	1.46%	1.77%
Mortgage loans, Multi-family
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance at beginning of period	$ 2,800	$ 2,616
Provision for Loan and Lease Losses	379	(729)
Recoveries	7	56
Allowance for Loan and Lease Losses Write-offs, Net	0	0
Balance at end of period	3,186	1,943
Loans receivable, individually evaluated allowance	0	0
Loans receivable, collectively evaluated allowance	3,186	1,943	2,800
Financing Receivable, Individually Evaluated for Impairment	377	1,975
Financing Receivable, Collectively Evaluated for Impairment	438,046	353,467
Loans Held For Investment, Gross	$ 438,423	$ 355,442	415,627
Allowance for loan losses as a percentage of gross loans held for investment	0.73%	0.55%
Commercial Real Estate [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance at beginning of period	$ 848	$ 734
Provision for Loan and Lease Losses	6	(253)
Recoveries	0	216
Allowance for Loan and Lease Losses Write-offs, Net	0	0
Balance at end of period	854	697
Loans receivable, individually evaluated allowance	0	0
Loans receivable, collectively evaluated allowance	854	697	848
Financing Receivable, Individually Evaluated for Impairment	0	1,016
Financing Receivable, Collectively Evaluated for Impairment	100,136	93,564
Loans Held For Investment, Gross	$ 100,136	$ 94,580	99,528
Allowance for loan losses as a percentage of gross loans held for investment	0.85%	0.74%
Construction Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance at beginning of period	$ 31	$ 42
Provision for Loan and Lease Losses	22	(2)
Recoveries	0	0
Allowance for Loan and Lease Losses Write-offs, Net	0	0
Balance at end of period	53	40
Loans receivable, individually evaluated allowance	0	0
Loans receivable, collectively evaluated allowance	53	40	31
Financing Receivable, Individually Evaluated for Impairment	0	0
Financing Receivable, Collectively Evaluated for Impairment	15,811	6,185
Loans Held For Investment, Gross	$ 15,811	$ 6,185	14,653
Allowance for loan losses as a percentage of gross loans held for investment	0.34%	0.65%
Mortgage Loans, Other [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance at beginning of period	$ 7	$ 0
Provision for Loan and Lease Losses	0	(2)
Recoveries	0	0
Allowance for Loan and Lease Losses Write-offs, Net	0	0
Balance at end of period	7	2
Loans receivable, individually evaluated allowance	0	0
Loans receivable, collectively evaluated allowance	7	2		$ 7
Financing Receivable, Individually Evaluated for Impairment	0	0
Financing Receivable, Collectively Evaluated for Impairment	331	72
Loans Held For Investment, Gross	$ 331	$ 72	332
Allowance for loan losses as a percentage of gross loans held for investment	2.11%	2.78%
Commercial Business Loans
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance at beginning of period	$ 43	$ 43
Provision for Loan and Lease Losses	(1)	(95)
Recoveries	0	85
Allowance for Loan and Lease Losses Write-offs, Net	0	0
Balance at end of period	42	33
Loans receivable, individually evaluated allowance	20	20	20
Loans receivable, collectively evaluated allowance	22	13	23
Financing Receivable, Individually Evaluated for Impairment	94	107
Financing Receivable, Collectively Evaluated for Impairment	530	292
Loans Held For Investment, Gross	$ 624	$ 399	636
Allowance for loan losses as a percentage of gross loans held for investment	6.73%	8.27%
Consumer Loans
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance at beginning of period	$ 8	$ 9
Provision for Loan and Lease Losses	(1)	0
Recoveries	1	0
Allowance for Loan and Lease Losses Write-offs, Net	0	0
Balance at end of period	8	9
Loans receivable, individually evaluated allowance	0	0
Loans receivable, collectively evaluated allowance	8	9	8
Financing Receivable, Individually Evaluated for Impairment	0	0
Financing Receivable, Collectively Evaluated for Impairment	199	243
Loans Held For Investment, Gross	$ 199	$ 243	$ 203
Allowance for loan losses as a percentage of gross loans held for investment	4.02%	3.70%

Loans Held For Investment Loa43

Loans Held For Investment Loans Held For Investment: Schedule of Total Recorded Investment in Non-Performing Loans by Type (Details) - USD ($) $ in Thousands	Sep. 30, 2016	Jun. 30, 2016
Financing Receivable, Allowance for Credit Losses [Line Items]
Impaired Financing Receivable, Related Allowance	$ (941)	$ (934)
Impaired Financing Receivable, Unpaid Principal Balance	12,051	12,644
Impaired Financing Receivable, Related Charge-Offs	(1,097)	(1,401)
Impaired Financing Receivable, Recorded Investment	10,954	11,243
Impaired Financing Receivable, Recorded Investment, Net of Allowance	10,013	10,309
Mortgage loans, Single-family
Financing Receivable, Allowance for Credit Losses [Line Items]
Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance	3,383	3,328
Impaired Financing Receivable, with Related Allowance, Related Charge-Offs	0	0
Impaired Financing Receivable, with Related Allowance, Recorded Investment	3,383	3,328
Impaired Financing Receivable, Related Allowance	(781)	(773)
Impaired Financing Receivable, Recorded Investment, with Related Allowance, Net	2,602	2,555
Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance	7,708	8,339
Impaired Financing Receivable, with No Related Allowance, Related Charge-Offs	(1,074)	(1,370)
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	6,634	6,969
Impaired Financing Receivable, Recorded Investment, with No Related Allowance, Net	6,634	6,969
Impaired Financing Receivable, Unpaid Principal Balance	11,091	11,667
Impaired Financing Receivable, Related Charge-Offs	(1,074)	(1,370)
Impaired Financing Receivable, Recorded Investment	10,017	10,297
Impaired Financing Receivable, Recorded Investment, Net of Allowance	9,236	9,524
Mortgage loans, Multi-family
Financing Receivable, Allowance for Credit Losses [Line Items]
Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance	466	468
Impaired Financing Receivable, with Related Allowance, Related Charge-Offs	0	0
Impaired Financing Receivable, with Related Allowance, Recorded Investment	466	468
Impaired Financing Receivable, Related Allowance	(140)	(141)
Impaired Financing Receivable, Recorded Investment, with Related Allowance, Net	326	327
Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance	388	400
Impaired Financing Receivable, with No Related Allowance, Related Charge-Offs	(11)	(18)
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	377	382
Impaired Financing Receivable, Recorded Investment, with No Related Allowance, Net	377	382
Impaired Financing Receivable, Unpaid Principal Balance	854	868
Impaired Financing Receivable, Related Charge-Offs	(11)	(18)
Impaired Financing Receivable, Recorded Investment	843	850
Impaired Financing Receivable, Recorded Investment, Net of Allowance	703	709
Commercial Business Loans
Financing Receivable, Allowance for Credit Losses [Line Items]
Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance	94	96
Impaired Financing Receivable, with Related Allowance, Related Charge-Offs	0	0
Impaired Financing Receivable, with Related Allowance, Recorded Investment	94	96
Impaired Financing Receivable, Related Allowance	(20)	(20)
Impaired Financing Receivable, Recorded Investment, with Related Allowance, Net	74	76
Impaired Financing Receivable, Unpaid Principal Balance	94	96
Impaired Financing Receivable, Related Charge-Offs	0	0
Impaired Financing Receivable, Recorded Investment	94	96
Impaired Financing Receivable, Recorded Investment, Net of Allowance	74	76
Consumer Loans
Financing Receivable, Allowance for Credit Losses [Line Items]
Impaired Financing Receivable, Related Allowance	0	0
Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance	12	13
Impaired Financing Receivable, with No Related Allowance, Related Charge-Offs	(12)	(13)
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	0	0
Impaired Financing Receivable, Recorded Investment, with No Related Allowance, Net	0	0
Impaired Financing Receivable, Unpaid Principal Balance	12	13
Impaired Financing Receivable, Related Charge-Offs	(12)	(13)
Impaired Financing Receivable, Recorded Investment	0	0
Impaired Financing Receivable, Recorded Investment, Net of Allowance	$ 0	$ 0

Loans Held For Investment_ Na44

Loans Held For Investment: Narrative 2 (Details) $ / shares in Thousands	3 Months Ended			12 Months Ended
	Sep. 30, 2016USD ($)loanproperty$ / shares	Jun. 30, 2016USD ($)loan	Sep. 30, 2015USD ($)property$ / shares	Jun. 30, 2016USD ($)loan
Accounts, Notes, Loans and Financing Receivable [Line Items]
Number of Properties Acquired in Settlement of Loans | property	3		2
Number of Previously Foreclosed Properties Sold | property	1		2
Average investment in non-performing loans	$ 11,480,000		$ 15,327,000
Interest income, non-performing loans, cash basis	69,000		101,000
Interest lost on non-performing Loans	$ 39,000		$ 66,000
Number of modified loans | loan	11			13
Number of loans modified, extended beyond initial maturity | loan	0
Loans and Leases Receivable, Impaired, Commitment to Lend	$ 0	$ 0		$ 0
Number of Loans Modified as Troubled Debt Restructurings in Default | $ / shares	$ 0		$ 0
Loans receivable, restructured loans, accrual status	$ 3,724,000	3,308,000		3,308,000
Loans receivable, restructured loans, nonaccrual status	0	1,290,000		1,290,000
Restructured loans	$ 3,724,000	$ 4,598,000		$ 4,598,000
Percent of Total Restructured Loans on Current Status	31.00%	41.00%		41.00%
Substandard [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Number of modified loans | loan		10
Loans receivable, restructured loans, accrual status		$ 3,300,000		$ 3,300,000
Current [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Restructured loans	$ 1,154,000	$ 1,900,000		1,900,000
Restructured loans on accrual status | Special Mention [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Number of modified loans | loan		3
Loans receivable, restructured loans, nonaccrual status		$ 1,300,000		$ 1,300,000
Collected and Applied to Principal Balance [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Interest lost on non-performing Loans	$ 67,000		$ 65,000
In Default and Required and Additional Provision [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Number of Loans Modified as Troubled Debt Restructurings | loan	0

Loans Held For Investment_ Sc45

Loans Held For Investment: Schedule of Average Recorded Investment in Non-Performing Loans and Related Interest Income (Details) - USD ($) $ in Thousands	3 Months Ended
	Sep. 30, 2016	Sep. 30, 2015
Non-performing Loans, with No Related Allowance, Average Recorded Investment	$ 7,689	$ 11,419
Non-performing Loans, with No Related Allowance, Interest Income	35	87
Non-performing Loans, with Related Allowance, Average Recorded Investment	3,791	3,908
Non-performing Loans, with Related Allowance, Interest Income	34	14
Average investment in non-performing loans	11,480	15,327
Non-performing Loans, Interest Income	69	101
Mortgage loans, Single-family
Non-performing Loans, with No Related Allowance, Average Recorded Investment	7,310	8,032
Non-performing Loans, with No Related Allowance, Interest Income	35	3
Non-performing Loans, with Related Allowance, Average Recorded Investment	3,230	3,801
Non-performing Loans, with Related Allowance, Interest Income	27	12
Mortgage loans, Multi-family
Non-performing Loans, with No Related Allowance, Average Recorded Investment	379	2,065
Non-performing Loans, with No Related Allowance, Interest Income	0	66
Non-performing Loans, with Related Allowance, Average Recorded Investment	467	0
Non-performing Loans, with Related Allowance, Interest Income	5	0
Commercial Real Estate [Member]
Non-performing Loans, with No Related Allowance, Average Recorded Investment	0	1,322
Non-performing Loans, with No Related Allowance, Interest Income	0	18
Commercial Business Loans
Non-performing Loans, with Related Allowance, Average Recorded Investment	94	107
Non-performing Loans, with Related Allowance, Interest Income	$ 2	$ 2

Loans Held For Investment_ Sc46

Loans Held For Investment: Schedule of Troubled Debt Restructurings by Nonaccrual Versus Accrual Status (Details) - USD ($) $ / shares in Thousands, $ in Thousands	3 Months Ended
	Sep. 30, 2016	Sep. 30, 2015	Jun. 30, 2016
Financing Receivable, Modifications [Line Items]
Number of Loans Modified as Troubled Debt Restructurings in Default	$ 0	$ 0
Restructured loans on non-accrual status	$ 3,724		$ 3,308
Restructured loans on accrual status	0		1,290
Restructured loans	3,724		4,598
Mortgage loans, Single-family
Financing Receivable, Modifications [Line Items]
Restructured loans on non-accrual status	3,650		3,232
Restructured loans on accrual status	0		1,290
Commercial Business Loans
Financing Receivable, Modifications [Line Items]
Restructured loans on non-accrual status	$ 74		$ 76

Loans Held For Investment_ Sc47

Loans Held For Investment: Schedule of Restructured Loans by Type, Net of Individually Evaluated Allowances (Details) - USD ($) $ in Thousands	Sep. 30, 2016	Jun. 30, 2016
Financing Receivable, Impaired [Line Items]
Restructured Loans, Allowance for Loan Losses	$ (318)	$ (220)
Restructured Loans, Unpaid Principal Balance	4,609	5,602
Restructured Loans, Related Charge-offs	(567)	(784)
Restructured Loans, Recorded Investment	4,042	4,818
Restructured Loans, Recorded Investment, Net of Allowance	3,724	4,598
Mortgage loans, Single-family
Financing Receivable, Impaired [Line Items]
Restructured Loans, With Related Allowance, Unpaid Principal Balance	1,489	999
Restructured Loans, With Related Allowance, Related Charge-offs	0	0
Restructured Loans, With a Related Allowance, Recorded Investment	1,489	999
Restructured Loans, Allowance for Loan Losses	(298)	(200)
Restructured Loans, Recorded Investment, With Related Allowance, Net	1,191	799
Restructured Loans, Without a Related Allowance, Unpaid Principal Balance	3,026	4,507
Restructured Loans, Without a Related Allowance, Related Charge-offs	(567)	(784)
Restructured Loans, Without a Related Allowance, Recorded Investment	2,459	3,723
Restructured Loans, Without a Related Allowance, Net Investment	2,459	3,723
Restructured Loans, Unpaid Principal Balance	4,515	5,506
Restructured Loans, Related Charge-offs	(567)	(784)
Restructured Loans, Recorded Investment	3,948	4,722
Restructured Loans, Recorded Investment, Net of Allowance	3,650	4,522
Commercial Business Loans
Financing Receivable, Impaired [Line Items]
Restructured Loans, With Related Allowance, Unpaid Principal Balance	94	96
Restructured Loans, With Related Allowance, Related Charge-offs	0	0
Restructured Loans, With a Related Allowance, Recorded Investment	94	96
Restructured Loans, Allowance for Loan Losses	(20)	(20)
Restructured Loans, Recorded Investment, With Related Allowance, Net	74	76
Restructured Loans, Unpaid Principal Balance	94	96
Restructured Loans, Related Charge-offs	0	0
Restructured Loans, Recorded Investment	94	96
Restructured Loans, Recorded Investment, Net of Allowance	$ 74	$ 76

Loans Held For Investment_ Na48

Loans Held For Investment: Narrative 3 (Details) $ in Thousands	3 Months Ended
	Sep. 30, 2016USD ($)property	Sep. 30, 2015property	Jun. 30, 2016USD ($)property
Number of Properties Acquired in Settlement of Loans	3	2
Number of Previously Foreclosed Properties Sold	1	2
Real estate owned fair value | $	$ 3,500		$ 2,700
Southern California [Member]
Number of real estate owned properties	5		3
Arizona [Member]
Number of real estate owned properties	1
Nevada [Member]
Number of real estate owned properties			1

Derivative and Other Financia49

Derivative and Other Financial Instruments with Off-Balance Sheet Risks: Off-Balance-Sheet Credit Exposure, Policy (Details) - USD ($) $ in Thousands	Sep. 30, 2016	Jun. 30, 2016	Jun. 30, 2015
Derivative [Line Items]
Commitments to Extend Credit	$ 10,447	$ 11,258
Loans Held for Investment and Loans Held for Sale [Member]
Derivative [Line Items]
Commitments to Extend Credit	$ 179,900		$ 191,700

Derivative and Other Financia50

Derivative and Other Financial Instruments with Off-Balance Sheet Risks: Schedule of Undisbursed Funds Commitments (Details) - USD ($) $ in Thousands	Sep. 30, 2016	Jun. 30, 2016
Derivative [Line Items]
Loans and Leases Receivable, Loans in Process	$ 10,447	$ 11,258
Fair Value Disclosure, Off-balance Sheet Risks, Face Amount, Liability	17,859	22,728
Undisbursed Lines of Credit - Mortgage Loans
Derivative [Line Items]
Loans and Leases Receivable, Loans in Process	10,447	11,258
Fair Value Disclosure, Off-balance Sheet Risks, Face Amount, Liability	20	20
Undisbursed Lines of Credit - Commercial Business Loans
Derivative [Line Items]
Fair Value Disclosure, Off-balance Sheet Risks, Face Amount, Liability	778	821
Undisbursed Lines of Credit - Consumer Loans
Derivative [Line Items]
Fair Value Disclosure, Off-balance Sheet Risks, Face Amount, Liability	668	674
Commitments to Extend Credit, Loans to be Held for Investment
Derivative [Line Items]
Fair Value Disclosure, Off-balance Sheet Risks, Face Amount, Liability	$ 5,946	$ 9,955

Derivative and Other Financia51

Derivative and Other Financial Instruments with Off-Balance Sheet Risks: Commitments on Undisbursed Funds Held for Investment Policy (Details) - USD ($) $ in Thousands	Sep. 30, 2016	Jun. 30, 2015
Other Assets
Derivative [Line Items]
Undisbursed commitments to extend credit, Assets	$ 2,600	$ 3,800
Other Liabilities [Member]
Derivative [Line Items]
Derivative Liability	$ 1,400	$ 3,200

Derivative and Other Financia52

Derivative and Other Financial Instruments with Off-Balance Sheet Risks: Schedule of Allowance for Loan Losses of Undisbursed Funds and Commitments on Loans Held for Investment (Details) - USD ($) $ in Thousands	3 Months Ended
	Sep. 30, 2016	Sep. 30, 2015	Jun. 30, 2015
Allowance for Loan and Lease Losses [Roll Forward]
Allowance at beginning of period	$ 8,670	$ 8,724
Recovery from the allowance for loan losses	(150)	(38)
Balance at end of period	8,725	9,034
Commitments to Extend Credit and Undisbursed Funds
Allowance for Loan and Lease Losses [Roll Forward]
Allowance at beginning of period	204	76
Recovery from the allowance for loan losses	(31)	(11)
Balance at end of period	173	$ 65
Other Liabilities [Member]
Derivative [Line Items]
Derivative Liability	$ 1,400		$ 3,200

Derivative and Other Financia53

Derivative and Other Financial Instruments with Off-Balance Sheet Risks: Schedule of Impact of Derivative Financial Instruments on Gain on Sale of Loans (Details) - USD ($) $ in Thousands	3 Months Ended
	Sep. 30, 2016	Sep. 30, 2015	Jun. 30, 2015
Derivative [Line Items]
Total derivative financial instruments	$ 564	$ (1,516)
Commitments to extend credit on loans to be held for sale
Derivative [Line Items]
Total derivative financial instruments	(1,211)	1,005
Mandatory loan sale commitments and TBA MBS trades
Derivative [Line Items]
Total derivative financial instruments	1,797	(2,433)
Option contracts
Derivative [Line Items]
Total derivative financial instruments	(22)	$ (88)
Other Liabilities [Member]
Derivative [Line Items]
Derivative liabilities	$ 1,400		$ 3,200

Derivative and Other Financia54

Derivative and Other Financial Instruments with Off-Balance Sheet Risks: Schedule of Outstanding Derivative Instruments (Details) - USD ($) $ in Thousands	Sep. 30, 2016	Jun. 30, 2016	Jun. 30, 2015
Amount
Derivative [Line Items]
Derivative financial instruments	$ (235,582)	$ (155,523)
Fair Value
Derivative [Line Items]
Derivative financial instruments	$ 1,197	589
Commitments to extend credit on loans to be held for sale
Derivative [Line Items]
Commitments estimated may not fund (percent)	32.60%		37.50%
Commitments to extend credit on loans to be held for sale | Amount
Derivative [Line Items]
Derivative financial instruments	$ 173,937	181,780
Commitments to extend credit on loans to be held for sale | Fair Value
Derivative [Line Items]
Derivative financial instruments	2,574	3,785
Best efforts loan sale commitments | Amount
Derivative [Line Items]
Derivative financial instruments	(31,761)	(29,576)
Best efforts loan sale commitments | Fair Value
Derivative [Line Items]
Derivative financial instruments	0	0
Mandatory loan sale commitments and TBA MBS trades | Amount
Derivative [Line Items]
Derivative financial instruments	(372,758)	(302,727)
Mandatory loan sale commitments and TBA MBS trades | Fair Value
Derivative [Line Items]
Derivative financial instruments	(1,399)	(3,196)
Call Option [Member] | Amount
Derivative [Line Items]
Derivative financial instruments	(5,000)	(5,000)
Call Option [Member] | Fair Value
Derivative [Line Items]
Derivative financial instruments	$ 22	$ 0

Income Taxes (Details)

Income Taxes (Details) - USD ($) $ in Thousands	3 Months Ended
	Sep. 30, 2016	Sep. 30, 2015
Income Tax Examination [Line Items]
Provision for income taxes	$ 1,264	$ 1,750

Fair Value of Financial Instr56

Fair Value of Financial Instruments: Schedule of Aggregate Fair Value and Aggregate Unpaid Principal Balance of Loans Held for Sale (Details) - USD ($) $ in Thousands	Sep. 30, 2016	Jun. 30, 2016
Fair Value Disclosures [Abstract]
Loans Held for Investment, at Fair Value	$ 5,529	$ 5,159
Loans held for investment, Aggregate Unpaid Principal Balance	5,657	5,324
Loans held for investment, Net Unrealized Gain	(128)	(165)
Loans held for sale, Aggregate Fair Value	264,379	189,458
Loans held for sale, Aggregate Unpaid Principal Balance	254,779	181,380
Loans held for sale, Net Unrealized Gain	$ 9,600	$ 8,078

Fair Value of Financial Instr57

Fair Value of Financial Instruments: Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis (Details) - USD ($) $ in Thousands	Sep. 30, 2016	Jun. 30, 2016
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans Held for Investment, at Fair Value	$ 5,529	$ 5,159
Loans held for sale, at fair value	264,379	189,458
Recurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities	10,778	11,543
Loans Held for Investment, at Fair Value	5,529	5,159
Loans held for sale, at fair value	264,379	189,458
Interest-only strips	42	47
Derivative assets	2,650	3,788
Total assets	283,378	209,995
Derivative liabilities	1,453	3,199
Total liabilities	1,453	3,199
Recurring | Commitments to extend credit on loans to be held for sale
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	2,598	3,788
Derivative liabilities	24	3
Recurring | Mandatory loan sale commitments
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	30
Derivative liabilities	54	31
Recurring | TBA MBS trades
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative liabilities	1,375	3,165
Recurring | Option contracts
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	22
Recurring | U.S. government agency MBS
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities	6,131	6,572
Recurring | U.S. government sponsored enterprise MBS
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities	4,087	4,223
Recurring | Private issue CMO
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities	560	601
Recurring | Common Stock, community development financial institution [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities		147
Recurring | Fair Value, Inputs, Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities	0	0
Loans Held for Investment, at Fair Value	0	0
Loans held for sale, at fair value	0	0
Interest-only strips	0	0
Derivative assets	0	0
Total assets	0	0
Derivative liabilities	0	0
Total liabilities	0	0
Recurring | Fair Value, Inputs, Level 1 | Commitments to extend credit on loans to be held for sale
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	0	0
Derivative liabilities	0	0
Recurring | Fair Value, Inputs, Level 1 | Mandatory loan sale commitments
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	0
Derivative liabilities	0	0
Recurring | Fair Value, Inputs, Level 1 | TBA MBS trades
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative liabilities	0	0
Recurring | Fair Value, Inputs, Level 1 | Option contracts
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	0
Recurring | Fair Value, Inputs, Level 1 | U.S. government agency MBS
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities	0	0
Recurring | Fair Value, Inputs, Level 1 | U.S. government sponsored enterprise MBS
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities	0	0
Recurring | Fair Value, Inputs, Level 1 | Private issue CMO
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities	0	0
Recurring | Fair Value, Inputs, Level 1 | Common Stock, community development financial institution [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities		0
Recurring | Fair Value, Inputs, Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities	10,218	10,942
Loans Held for Investment, at Fair Value	0	0
Loans held for sale, at fair value	264,379	189,458
Interest-only strips	0	0
Derivative assets	0	0
Total assets	274,597	200,400
Derivative liabilities	1,375	3,165
Total liabilities	1,375	3,165
Recurring | Fair Value, Inputs, Level 2 | Commitments to extend credit on loans to be held for sale
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	0	0
Derivative liabilities	0	0
Recurring | Fair Value, Inputs, Level 2 | Mandatory loan sale commitments
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	0
Derivative liabilities	0	0
Recurring | Fair Value, Inputs, Level 2 | TBA MBS trades
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative liabilities	1,375	3,165
Recurring | Fair Value, Inputs, Level 2 | Option contracts
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	0
Recurring | Fair Value, Inputs, Level 2 | U.S. government agency MBS
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities	6,131	6,572
Recurring | Fair Value, Inputs, Level 2 | U.S. government sponsored enterprise MBS
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities	4,087	4,223
Recurring | Fair Value, Inputs, Level 2 | Private issue CMO
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities	0	0
Recurring | Fair Value, Inputs, Level 2 | Common Stock, community development financial institution [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities		147
Recurring | Fair Value, Inputs, Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities	560	601
Loans Held for Investment, at Fair Value	5,529	5,159
Loans held for sale, at fair value	0	0
Interest-only strips	42	47
Derivative assets	2,650	3,788
Total assets	8,781	9,595
Derivative liabilities	78	34
Total liabilities	78	34
Recurring | Fair Value, Inputs, Level 3 | Commitments to extend credit on loans to be held for sale
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	2,598	3,788
Derivative liabilities	24	3
Recurring | Fair Value, Inputs, Level 3 | Mandatory loan sale commitments
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	30
Derivative liabilities	54	31
Recurring | Fair Value, Inputs, Level 3 | TBA MBS trades
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative liabilities	0	0
Recurring | Fair Value, Inputs, Level 3 | Option contracts
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	22
Recurring | Fair Value, Inputs, Level 3 | U.S. government agency MBS
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities	0	0
Recurring | Fair Value, Inputs, Level 3 | U.S. government sponsored enterprise MBS
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities	0	0
Recurring | Fair Value, Inputs, Level 3 | Private issue CMO
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities	$ 560	601
Recurring | Fair Value, Inputs, Level 3 | Common Stock, community development financial institution [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities		$ 0

Fair Value of Financial Instr58

Fair Value of Financial Instruments: Schedule of Reconciliation of Beginning and Ending Balances of Recurring Fair Value Measurements Using Level 3 Inputs (Details) - USD ($) $ in Thousands	3 Months Ended
	Sep. 30, 2016		Sep. 30, 2015
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Beginning balance	$ 9,561		$ 2,551
Total gains or losses included in earnings	(1,200)		666
Total gains or losses included in other comprehensive loss	(4)		(4)
Purchases	44		89
Issuances	0		0
Settlements	(458)		(782)
Transfers in and/or out of Level 3	760		4,829
Ending balance	8,703		7,349
Private issue CMO
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Beginning balance	601		717
Total gains or losses included in earnings	0		0
Total gains or losses included in other comprehensive loss	1		(1)
Purchases	0		0
Issuances	0		0
Settlements	(42)		(25)
Transfers in and/or out of Level 3	0		0
Ending balance	560		691
Common Stock, community development financial institution [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Beginning balance			151
Total gains or losses included in earnings			0
Total gains or losses included in other comprehensive loss			0
Purchases			0
Issuances			0
Settlements			0
Transfers in and/or out of Level 3			0
Ending balance			151
Loans Held For Investment, at Fair Value [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Beginning balance	5,159		0
Total gains or losses included in earnings	38		(155)
Total gains or losses included in other comprehensive loss	0		0
Purchases	0		0
Issuances	0		0
Settlements	(428)		(638)
Transfers in and/or out of Level 3	760		4,829
Ending balance	5,529		4,036
Interest-Only Strips
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Beginning balance	47		63
Total gains or losses included in earnings	0		0
Total gains or losses included in other comprehensive loss	(5)		(3)
Purchases	0		0
Issuances	0		0
Settlements	0		0
Transfers in and/or out of Level 3	0		0
Ending balance	42		60
Loan Commitments to Originate
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Beginning balance	3,785	[1]	1,499	[2]
Total gains or losses included in earnings	(1,211)	[1]	1,005	[2]
Total gains or losses included in other comprehensive loss	0	[1]	0	[2]
Purchases	0	[1]	0	[2]
Issuances	0	[1]	0	[2]
Settlements	0	[1]	0	[2]
Transfers in and/or out of Level 3	0	[1]	0	[2]
Ending balance	2,574		2,504
Mandatory Commitments
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Beginning balance	(31)	[3]	(71)	[4]
Total gains or losses included in earnings	(5)	[3]	(96)	[4]
Total gains or losses included in other comprehensive loss	0	[3]	0	[4]
Purchases	0	[3]	0	[4]
Issuances	0	[3]	0	[4]
Settlements	12	[3]	17	[4]
Transfers in and/or out of Level 3	0	[3]	0	[4]
Ending balance	(24)		(150)
Option Contracts
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Beginning balance	0		192
Total gains or losses included in earnings	(22)		(88)
Total gains or losses included in other comprehensive loss	0		0
Purchases	44		89
Issuances	0		0
Settlements	0		(136)
Transfers in and/or out of Level 3	0		0
Ending balance	$ 22		$ 57
[1]	Consists of commitments to extend credit on loans to be held for sale.
[2]	Consists of commitments to extend credit on loans to be held for sale.
[3]	Consists of mandatory loan sale commitments.
[4]	Consists of mandatory loan sale commitments.

Fair Value of Financial Instr59

Fair Value of Financial Instruments: Schedule of Fair Value Assets Measured on Nonrecurring Basis (Details) - Nonrecurring - USD ($) $ in Thousands	Sep. 30, 2016	Jun. 30, 2016
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired Loans, Fair value Disclosure	$ 10,013	$ 10,309
Servicing Asset at Fair Value, Amount	588	627
Real Estate Owned, Fair Value Disclosure	3,496	2,706
Assets measured at fair value, nonrecurring	14,097	13,642
Fair Value, Inputs, Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired Loans, Fair value Disclosure	0	0
Servicing Asset at Fair Value, Amount	0	0
Real Estate Owned, Fair Value Disclosure	0	0
Assets measured at fair value, nonrecurring	0	0
Fair Value, Inputs, Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired Loans, Fair value Disclosure	7,012	7,350
Servicing Asset at Fair Value, Amount	0	0
Real Estate Owned, Fair Value Disclosure	3,496	2,706
Assets measured at fair value, nonrecurring	10,508	10,056
Fair Value, Inputs, Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired Loans, Fair value Disclosure	3,001	2,959
Servicing Asset at Fair Value, Amount	588	627
Real Estate Owned, Fair Value Disclosure	0	0
Assets measured at fair value, nonrecurring	$ 3,589	$ 3,586

Fair Value of Financial Instr60

Fair Value of Financial Instruments: Schedule of Additional Information About Valuation Techniques and Inputs Used for Assets and Liabilities (Details) - Fair Value, Inputs, Level 3 $ in Thousands	3 Months Ended
	Sep. 30, 2016USD ($)
Commitments to extend credit on loans to be held for sale
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Liabilities, fair value	$ 24
Valuation Techniques	Relative value analysis
Commitments to extend credit on loans to be held for sale | Minimum | Liability
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Broker quotes (percent)	100.40%	[1]
Fall-out ratio (percent)	20.20%	[1],[2]
Commitments to extend credit on loans to be held for sale | Maximum | Liability
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Broker quotes (percent)	103.00%	[1]
Fall-out ratio (percent)	33.50%	[1],[2]
Commitments to extend credit on loans to be held for sale | Weighted Average | Liability
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Broker quotes (percent)	100.70%	[1]
Fall-out ratio (percent)	32.60%	[1],[2]
Mandatory loan sale commitments
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Liabilities, fair value	$ 54
Valuation Techniques	Relative value analysis
Mandatory loan sale commitments | Minimum | Assets
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investor quotes (percent)	0.00%	[1]
Roll-forward costs (percent)	0.00%	[1],[3]
Mandatory loan sale commitments | Minimum | Liability
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investor quotes (percent)		[1]
Roll-forward costs (percent)	0.00%	[1],[3]
Mandatory loan sale commitments | Maximum | Assets
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investor quotes (percent)	0.00%	[1]
Roll-forward costs (percent)	0.00%	[1],[3]
Mandatory loan sale commitments | Maximum | Liability
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investor quotes (percent)		[1]
Roll-forward costs (percent)	0.00%	[1],[3]
Mandatory loan sale commitments | Weighted Average | Assets
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investor quotes (percent)	0.00%	[1]
Roll-forward costs (percent)	0.00%	[1],[3]
Mandatory loan sale commitments | Weighted Average | Liability
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investor quotes (percent)		[1]
Roll-forward costs (percent)	0.00%	[1],[3]
Private issue CMO
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	$ 560
Valuation Techniques	Market comparable pricing
Private issue CMO | Minimum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value Inputs, Comparability Adjustments	0.00%	[1]
Private issue CMO | Maximum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value Inputs, Comparability Adjustments	0.90%	[1]
Private issue CMO | Weighted Average
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value Inputs, Comparability Adjustments	0.70%	[1]
Loans Held For Investment, at Fair Value [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	$ 5,529
Valuation Techniques	Relative value analysis
Loans Held For Investment, at Fair Value [Member] | Minimum | Assets
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Broker quotes (percent)	100.00%	[1]
Fair Value Inputs, Entity Credit Risk	1.20%	[1]
Loans Held For Investment, at Fair Value [Member] | Maximum | Assets
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Broker quotes (percent)	107.10%	[1]
Fair Value Inputs, Entity Credit Risk	100.00%	[1]
Loans Held For Investment, at Fair Value [Member] | Weighted Average | Assets
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Broker quotes (percent)	103.80%	[1]
Fair Value Inputs, Entity Credit Risk	5.90%	[1]
Non-performing loans | Discounted Cash Flow
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	$ 74
Valuation Techniques	Discounted cash flow
Non-performing loans | Relative Value Analysis
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	$ 2,927
Valuation Techniques	Relative value analysis
Non-performing loans | Minimum | Discounted Cash Flow
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Probability of default (percent)	5.00%	[1]
Non-performing loans | Minimum | Relative Value Analysis
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Probability of default (percent)	20.00%	[1]
Non-performing loans | Maximum | Discounted Cash Flow
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Probability of default (percent)	5.00%	[1]
Non-performing loans | Maximum | Relative Value Analysis
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Probability of default (percent)	45.00%	[1]
Non-performing loans | Weighted Average | Discounted Cash Flow
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Probability of default (percent)	5.00%	[1]
Non-performing loans | Weighted Average | Relative Value Analysis
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Probability of default (percent)	22.90%	[1]
MSA
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	$ 588
Valuation Techniques	Discounted cash flow
MSA | Minimum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Prepayment speed (percent)	13.40%	[1]
Discount rate (percent)	9.00%	[1]
MSA | Maximum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Prepayment speed (percent)	60.00%	[1]
Discount rate (percent)	10.50%	[1]
MSA | Weighted Average
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Prepayment speed (percent)	19.70%	[1]
Discount rate (percent)	9.10%	[1]
Interest-Only Strips
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	$ 42
Valuation Techniques	Discounted cash flow
Interest-Only Strips | Minimum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Prepayment speed (percent)	15.80%	[1]
Discount rate (percent)	9.00%	[1]
Interest-Only Strips | Maximum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Prepayment speed (percent)	21.30%	[1]
Discount rate (percent)	9.00%	[1]
Interest-Only Strips | Weighted Average
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Prepayment speed (percent)	20.50%	[1]
Discount rate (percent)	9.00%	[1]
Commitments to extend credit on loans to be held for sale
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	$ 2,598
Valuation Techniques	Relative value analysis
Commitments to extend credit on loans to be held for sale | Minimum | Assets
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Broker quotes (percent)	98.90%	[1]
Fall-out ratio (percent)	20.20%	[1],[2]
Commitments to extend credit on loans to be held for sale | Maximum | Assets
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Broker quotes (percent)	105.00%	[1]
Fall-out ratio (percent)	33.50%	[1],[2]
Commitments to extend credit on loans to be held for sale | Weighted Average | Assets
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Broker quotes (percent)	102.20%	[1]
Fall-out ratio (percent)	32.60%	[1],[2]
Mandatory loan sale commitments
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	$ 30
Valuation Techniques	Relative value analysis
Mandatory loan sale commitments | Minimum | Assets
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Broker quotes (percent)	104.80%	[1]
Mandatory loan sale commitments | Minimum | Liability
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Broker quotes (percent)	100.70%	[1]
Mandatory loan sale commitments | Maximum | Assets
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Broker quotes (percent)	106.20%	[1]
Mandatory loan sale commitments | Maximum | Liability
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Broker quotes (percent)	107.10%	[1]
Mandatory loan sale commitments | Weighted Average | Assets
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Broker quotes (percent)	104.90%	[1]
Mandatory loan sale commitments | Weighted Average | Liability
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Broker quotes (percent)	104.20%	[1]
Put options
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	$ 22
Valuation Techniques	Relative value analysis
Put options | Minimum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Broker quotes (percent)	131.10%	[1]
Put options | Maximum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Broker quotes (percent)	131.10%	[1]
Put options | Weighted Average
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Broker quotes (percent)	131.10%	[1]
[1]	The range is based on the estimated fair values and management estimates.
[2]	The percentage of commitments to extend credit on loans to be held for sale which management has estimated may not fund.
[3]	An estimated cost to roll forward the mandatory loan sale commitments which management has estimated may not be delivered to the corresponding investors in a timely manner.

Fair Value of Financial Instr61

Fair Value of Financial Instruments: Schedule of Carrying Amount and Fair Value of Financial Instruments (Details) - USD ($) $ in Thousands	Sep. 30, 2016	Jun. 30, 2016
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Held-to-maturity Securities, Fair Value	$ 36,749	$ 40,438
Carrying Amount
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Held-to-maturity Securities, Fair Value	36,290	39,979
Loans held for investment, not recorded at fair value	848,429	834,863
FHLB – San Francisco stock	8,094	8,094
Deposits	943,502	926,384
Borrowings	146,281	91,299
Fair Value
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Held-to-maturity Securities, Fair Value	36,749	40,438
Loans held for investment, not recorded at fair value	854,095	844,124
FHLB – San Francisco stock	8,094	8,094
Deposits	910,815	896,033
Borrowings	149,528	95,898
Fair Value | Fair Value, Inputs, Level 1
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Held-to-maturity Securities, Fair Value	0	0
Loans held for investment, not recorded at fair value	0	0
FHLB – San Francisco stock	0	0
Deposits	0	0
Borrowings	0	0
Fair Value | Fair Value, Inputs, Level 2
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Held-to-maturity Securities, Fair Value	36,749	40,438
Loans held for investment, not recorded at fair value	0	0
FHLB – San Francisco stock	8,094	8,094
Deposits	0	0
Borrowings	0	0
Fair Value | Fair Value, Inputs, Level 3
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Held-to-maturity Securities, Fair Value	0	0
Loans held for investment, not recorded at fair value	854,095	844,124
FHLB – San Francisco stock	0	0
Deposits	910,815	896,033
Borrowings	$ 149,528	$ 95,898

Incentive Plans_ Equity Incenti

Incentive Plans: Equity Incentive Plan Policy: Schedule of Incentive Plan Stock Option Activity (Details) - shares	3 Months Ended
	Sep. 30, 2016	Sep. 30, 2015
Shares:
Oustanding, End of Period	932,000	1,000,000

Incentive Plans_ Stock Option P

Incentive Plans: Stock Option Plan Policy: Schedule of Stock Option Plan Stock Option Activity (Details) - shares	3 Months Ended
	Sep. 30, 2016	Sep. 30, 2015
Shares:
Oustanding, End of Period	932,000	1,000,000

Incentive Plans Incentive Plans

Incentive Plans Incentive Plans: Narrative (Details) - shares	3 Months Ended
	Sep. 30, 2016	Jun. 30, 2016
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Treasury stock, Shares used to fund Equity Incentive Plans for restricted stock	9,870,199	9,872,115
Stock Issued During Period, Shares, Restricted Stock Award, Gross	87,750

Reclassification Adjustment o65

Reclassification Adjustment of Accumulated Other Comprehensive Income ("AOCI") (Details) - USD ($) $ in Thousands	3 Months Ended
	Sep. 30, 2016	Sep. 30, 2015
Accumulated Other Comprehensive Income [Roll Forward]
Beginning balance	$ 313	$ 331
Other Comprehensive (loss) income before reclassifications	(33)	(31)
Amount reclassified from accumulated other comprehensive income	0	0
Other comprehensive loss	(33)	(31)
Ending balance	280	300
Unrealized Gain and Losses on Investment Securities Available For Sale [Member]
Accumulated Other Comprehensive Income [Roll Forward]
Beginning balance	286	294
Other Comprehensive (loss) income before reclassifications	(30)	(29)
Amount reclassified from accumulated other comprehensive income	0	0
Other comprehensive loss	(30)	(29)
Ending balance	256	265
Unrealized Gain and Losses on Interest-only strips [Member]
Accumulated Other Comprehensive Income [Roll Forward]
Beginning balance	27	37
Other Comprehensive (loss) income before reclassifications	(3)	(2)
Amount reclassified from accumulated other comprehensive income	0	0
Other comprehensive loss	(3)	(2)
Ending balance	$ 24	$ 35

Offsetting Derivative and Oth66

Offsetting Derivative and Other Financial Instruments (Details) - USD ($) $ in Thousands	Sep. 30, 2016	Jun. 30, 2016
Gross Amount of Recognized Assets or Liabilities [Member]
Derivative [Line Items]
Derivative Assets Interest Rate Contracts	$ 51	$ 0
Derivative assets	51	0
Derivative Liabilities Interest Rate Contracts	1,428	3,196
Derivative liabilities	1,428	3,196
Gross Amount Offset in the Condensed Statement of Financial Condition [Member]
Derivative [Line Items]
Derivative Assets Interest Rate Contracts	21	0
Derivative assets	21	0
Derivative Liabilities Interest Rate Contracts	21	0
Derivative liabilities	21	0
Net Amount of Assets or Liabilities Presented in the Condensed Statement of Financial Condition [Member]
Derivative [Line Items]
Derivative Assets Interest Rate Contracts	30	0
Derivative assets	30	0
Derivative Liabilities Interest Rate Contracts	1,407	3,196
Derivative liabilities	1,407	3,196
Gross Amount Not Offset in the Condensed Statement of Financial Condition, Financial Instruments [Member]
Derivative [Line Items]
Derivative Assets Interest Rate Contracts	0	0
Derivative assets	0	0
Derivative Liabilities Interest Rate Contracts	0	0
Derivative liabilities	0	0
Gross Amount Not Offset in the Condensed Statement of Financial Condition, Cash Collateral Received [Member]
Derivative [Line Items]
Derivative Assets Interest Rate Contracts	0	0
Derivative assets	0	0
Derivative Liabilities Interest Rate Contracts	0	0
Derivative liabilities	0	0
Net Amount [Member]
Derivative [Line Items]
Derivative Assets Interest Rate Contracts	30	0
Derivative assets	30	0
Derivative Liabilities Interest Rate Contracts	1,407	3,196
Derivative liabilities	$ 1,407	$ 3,196

Subsequent Events Subsequent Ev

Subsequent Events Subsequent Events (Details) - USD ($) $ / shares in Units, $ in Thousands	Oct. 25, 2016	Sep. 30, 2016	Sep. 30, 2015
Subsequent Event [Line Items]
Dividends, Common Stock, Cash		$ 1,033	$ 1,032
Subsequent Event [Member]
Subsequent Event [Line Items]
Quarterly cash dividend declared, common stock	$ 0.13