Provident Financial (PROV) 10-Q 7 Nov 17 2018 Q1 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	3 Months Ended
	Sep. 30, 2017	Oct. 31, 2017
Document and Entity Information
Entity Registrant Name	PROVIDENT FINANCIAL HOLDINGS INC
Document Type	10-Q
Document Period End Date	Sep. 30, 2017
Amendment Flag	false
Entity Central Index Key	1,010,470
Current Fiscal Year End Date	--06-30
Entity Common Stock, Shares Outstanding		7,609,552
Entity Filer Category	Accelerated Filer
Entity Current Reporting Status	Yes
Entity Voluntary Filers	No
Entity Well-known Seasoned Issuer	No
Document Fiscal Year Focus	2,018
Document Fiscal Period Focus	Q1

Provident Financial Holdings, I

Provident Financial Holdings, Inc. Condensed Consolidated Statements of Financial Condition (Unaudited) - USD ($) $ in Thousands	Sep. 30, 2017	Jun. 30, 2017
Assets
Cash and cash equivalents	$ 49,217	$ 72,826
Investment securities – held to maturity, at cost	64,751	60,441
Investment securities – available for sale, at fair value	8,940	9,318
Loans held for investment, net of allowance for loan losses of $8,063 and $8,039, respectively; includes $6,924 and $6,445 at fair value, respectively	908,060	904,919
Loans held for sale, at fair value	127,234	116,548
Accrued interest receivable	2,989	2,915
Real estate owned, net	0	1,615
Federal Home Loan Bank (“FHLB”) – San Francisco stock	8,108	8,108
Premises and equipment, net	7,333	6,641
Prepaid expenses and other assets	17,154	17,302
Total assets	1,193,786	1,200,633
Liabilities:
Non interest-bearing deposits	82,415	77,917
Interest-bearing deposits	844,601	848,604
Total deposits	927,016	926,521
Borrowings	121,206	126,226
Accounts payable, accrued interest and other liabilities	20,643	19,656
Total liabilities	1,068,865	1,072,403
Commitments and Contingencies
Stockholders’ equity:
Preferred stock, $.01 par value (2,000,000 shares authorized; none issued and outstanding)	0	0
Common stock, $.01 par value (40,000,000 shares authorized; 17,970,865 and 17,949,365 shares issued; 7,609,552 and 7,714,052 shares outstanding, respectively)	180	180
Additional paid-in capital	93,669	93,209
Retained earnings	191,451	192,754
Treasury stock at cost (10,361,313 and 10,235,313 shares, respectively)	(160,609)	(158,142)
Accumulated other comprehensive income, net of tax	230	229
Total stockholders’ equity	124,921	128,230
Total liabilities and stockholders’ equity	$ 1,193,786	$ 1,200,633

Provident Financial Holdings, 3

Provident Financial Holdings, Inc. Condensed Consolidated Statements of Financial Condition - Parenthetical (Unaudited) - USD ($) $ in Thousands	Sep. 30, 2017	Jun. 30, 2017
Statement of Financial Position [Abstract]
Allowance for loan losses on Loans held for investment	$ 8,063	$ 8,039
Loans Held for Investment, at Fair Value	$ 6,924	$ 6,445
Preferred stock par value per share	$ 0.01	$ 0.01
Preferred stock shares authorized	2,000,000	2,000,000
Preferred stock shares issued	0	0
Preferred stock shares outstanding	0	0
Common stock par value per share	$ 0.01	$ 0.01
Common stock shares authorized	40,000,000	40,000,000
Common stock shares issued	17,970,865	17,949,365
Common stock shares outstanding	7,609,552	7,714,052
Treasury stock shares	10,361,313	10,235,313

Provident Financial Holdings, 4

Provident Financial Holdings, Inc. Condensed Consolidated Statements of Operations (Unaudited) - USD ($) $ in Thousands		3 Months Ended
		Sep. 30, 2017		Sep. 30, 2016
Interest income:
Loans receivable, net		$ 10,157		$ 10,480
Investment securities		257		84
FHLB – San Francisco stock		141		185
Interest-earning deposits		190		55
Total interest income		10,745		10,804
Interest expense:
Checking and money market deposits		103		98
Savings deposits		149		144
Time deposits		639		772
Borrowings		736		702
Total interest expense		1,627		1,716
Net interest income		9,118		9,088
Provision (recovery) for loan losses		169		(150)
Net interest income, after provision (recovery) for loan losses		8,949		9,238
Non-interest income:
Loan servicing and other fees		363	[1]	267	[2]
Gain on sale of loans, net	[3]	4,847		7,996
Deposit account fees		558		550
Loss on sale and operations of real estate owned acquired in the settlement of loans, net		(40)		(103)
Card and processing fees		381		364
Other		243		178
Total non-interest income		6,352		9,252
Non-interest expense:
Salaries and employee benefits		9,269		11,314
Premises and occupancy		1,314		1,289
Equipment		362		362
Professional expenses		520		505
Sales and marketing expenses		203		296
Deposit insurance premiums and regulatory assessments		184		248
Other	[4]	3,882		1,618
Total non-interest expense		15,734		15,632
(Loss) income before income taxes		(433)		2,858
Provision for income taxes		(208)		1,264
Net (loss) income		$ (225)		$ 1,594
Basic earnings per share		$ (0.03)		$ 0.20
Diluted earnings per share		(0.03)		0.20
Cash dividends per share		$ 0.14		$ 0.13
Litigation Settlement, Expense		$ 2,750
[1]	Includes an inter-company charge of $240 credited to PBM by the Bank during the period to compensate PBM for originating loans held for investment.
[2]	Includes an inter-company charge of $95 credited to PBM by the Bank during the period to compensate PBM for originating loans held for investment.
[3]	Includes an inter-company charge of $59 credited to PBM by the Bank during the period to compensate PBM for servicing fees on loans sold on a servicing retained basis.
[4]	Includes $2.75 million of litigation settlement expense for the quarter ended September 30, 2017.

Provident Financial Holdings, 5

Provident Financial Holdings, Inc. Condensed Consolidated Statements of Comprehensive Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Sep. 30, 2017	Sep. 30, 2016
Statement of Comprehensive Income [Abstract]
Net (loss) income	$ (225)	$ 1,594
Change in unrealized holding gain (loss) on securities available for sale	2	(57)
Other Comprehensive (Income) Loss, Reclassification Adjustment from AOCI for Write-down of Securities, before Tax	0	0
Other comprehensive income (loss), before income taxes	2	(57)
Income tax provision (benefit)	(1)	24
Other comprehensive income (loss)	1	(33)
Total comprehensive (loss) income	$ (224)	$ 1,561

Provident Financial Holdings, 6

Provident Financial Holdings, Inc. Condensed Consolidated Statements of Stockholders' Equity (Unaudited) - USD ($) $ in Thousands		Total	Common Stock	Additional Paid-In Capital	Retained Earnings	Treasury Stock	Accumulated Other Conprehensive Income, Net of Tax	Restricted Stock [Member]
Stock Repurchased During Period, Shares								25,598
Common Stock, Dividends, Per Share, Cash Paid		$ 0.13
Shares outstanding, beginning balance at Jun. 30, 2016			7,975,250
Balances at beginning of period-Amount at Jun. 30, 2016		$ 133,451	$ 178	$ 90,802	$ 191,666	$ (149,508)	$ 313
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net (loss) income		1,594			1,594
Other comprehensive loss		(33)					(33)
Purchase of treasury stock - Shares	[1]		(85,834)
Purchase of treasury stock - Amount	[1]	(1,662)				(1,662)
Exercise of stock options - Shares			1,000
Exercise of stock options - Amount		17		(17)
Stock Issued During Period, Shares, Restricted Stock Award, Gross			87,750
Stock Issued During Period, Value, Restricted Stock Award, Gross		0
Amortization of restricted stock		362		362
Awards of Restricted Stock		0		(136)		136
Stock options expense		340		340
Tax benefit from non-qualified equity compensation		187		187
Cash dividends	[2]	(1,033)			(1,033)
Shares outstanding, ending balance at Sep. 30, 2016			7,978,166
Balances at end of period-Amount at Sep. 30, 2016		133,223	$ 178	91,633	192,227	(151,095)	280
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Stock Issued During Period, Value, Restricted Stock Award, Forfeitures		$ 0		61		(61)
Common Stock, Dividends, Per Share, Cash Paid		$ 0.14
Shares outstanding, beginning balance at Jun. 30, 2017		7,714,052	7,714,052
Balances at beginning of period-Amount at Jun. 30, 2017		$ 128,230	$ 180	93,209	192,754	(158,142)	229
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net (loss) income		(225)			(225)
Other comprehensive loss		1					1
Purchase of treasury stock - Shares			(126,000)
Purchase of treasury stock - Amount		(2,450)				(2,450)
Exercise of stock options - Shares			21,500
Exercise of stock options - Amount		177		(177)
Amortization of restricted stock		149		149
Restricted Stock Award, Forfeitures		0		17		(17)
Stock options expense		117		117
Cash dividends	[3]	$ (1,078)			(1,078)
Shares outstanding, ending balance at Sep. 30, 2017		7,609,552	7,609,552
Balances at end of period-Amount at Sep. 30, 2017		$ 124,921	$ 180	$ 93,669	$ 191,451	$ (160,609)	$ 230
[1]	Includes the repurchase of 25,598 shares of distributed restricted stock in settlement of employee withholding tax obligations.
[2]	Cash dividends of $0.13 per share were paid in the quarter ended September 30, 2016.
[3]	Cash dividends of $0.14 per share were paid in the quarter ended September 30, 2017.

Provident Financial Holdings, 7

Provident Financial Holdings, Inc. Condensed Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands		3 Months Ended
		Sep. 30, 2017	Sep. 30, 2016
Cash flows from operating activities:
Net (loss) income		$ (225)	$ 1,594
Adjustments to reconcile net (loss) income to net cash used for operating activities:
Depreciation and amortization		664	697
Provision (recovery) for loan losses		169	(150)
Unrealized gain on real estate owned		(552)	100
Gain on sale of loans, net	[1]	(4,847)	(7,996)
Loss (gain) on sale of real estate owned, net		580	(54)
Stock-based compensation		266	702
(Benefit) provision for deferred income taxes		(930)	1,420
Tax effect from stock based compensation		0	(187)
Increase in accounts payable, accrued interest and other liabilities		1,039	1,828
Increase in prepaid expenses and other assets		617	(361)
Loans originated for sale		(392,292)	(647,342)
Proceeds from sale of loans		386,799	579,698
Net cash used for operating activities		(8,712)	(70,051)
Cash flows from investing activities:
Increase in loans held for investment, net		(3,517)	(15,097)
Proceeds from Sale and Maturity of Held-to-maturity Securities		5,570	3,481
Principal payments from investment securities available for sale		5,987	4,048
Proceeds from Sale of Mortgage Backed Securities (MBS) categorized as Available-for-sale		383	567
Purchase of investment securities held to maturity		10,102	0
Proceeds from sale of real estate owned		1,587	307
Purchase of premises and equipment		(901)	(78)
Net cash used for investing activities		(6,980)	(10,820)
Cash flows from financing activities:
Increase in deposits, net		495	17,118
Proceeds from (Repayments of) Short-term Debt		(5,000)	35,000
Proceeds from Issuance of Long-term Debt		0	20,000
Repayments of long-term borrowings		(20)	(18)
Exercise of stock options		177	17
Payments Related to Tax Withholding for Share-based Compensation		(41)	(501)
Tax effect from stock based compensation		0	187
Cash dividends		(1,078)	(1,033)
Treasury stock purchases		(2,450)	(1,662)
Net cash (used for) provided by financing activities		(7,917)	69,108
Net decrease in cash and cash equivalents		(23,609)	(11,763)
Cash and cash equivalents at beginning of period		72,826	51,206
Cash and cash equivalents at end of period		49,217	39,443
Supplemental information:
Cash paid for interest		1,606	1,671
Cash paid for income taxes		0	100
Transfer of loans held for sale to held for investment		521	760
Real estate acquired in the settlement of loans		$ 0	$ 1,298
[1]	Includes an inter-company charge of $59 credited to PBM by the Bank during the period to compensate PBM for servicing fees on loans sold on a servicing retained basis.

Accounting Standard Updates ("A

Accounting Standard Updates ("ASU")	3 Months Ended
	Sep. 30, 2017
New Accounting Pronouncements and Changes in Accounting Principles [Abstract]
Accounting Standard Updates (ASU)	Accounting Standard Updates (“ASU”) There have been no accounting standard updates or changes in the status of their adoption that are applicable to the Corporation as previously disclosed in Note 1 of the Corporation's Annual Report on Form 10-K for the year ended June 30, 2017, except the adoption of ASU 2016-09 beginning in fiscal 2018 which did not have a material impact on its condensed consolidated financial statements.

Basis of Presentation

Basis of Presentation	3 Months Ended
	Sep. 30, 2017
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Basis of Presentation	Basis of Presentation The unaudited interim condensed consolidated financial statements included herein reflect all adjustments which are, in the opinion of management, necessary to present a fair statement of the results of operations for the interim periods presented. All such adjustments are of a normal, recurring nature. The condensed consolidated statement of financial condition at June 30, 2017 is derived from the audited consolidated financial statements of Provident Financial Holdings, Inc. and its wholly-owned subsidiary, Provident Savings Bank, F.S.B. (the “Bank”) (collectively, the “Corporation”). Certain information and note disclosures normally included in financial statements prepared in accordance with accounting principles generally accepted in the United States of America (“GAAP”) have been omitted pursuant to the rules and regulations of the United States Securities and Exchange Commission (“SEC”) with respect to interim financial reporting. It is recommended that these unaudited interim condensed consolidated financial statements be read in conjunction with the audited consolidated financial statements and notes thereto included in the Corporation’s Annual Report on Form 10-K for the year ended June 30, 2017. The results of operations for the quarter and three months ended September 30, 2017 are not necessarily indicative of results that may be expected for the entire fiscal year ending June 30, 2018.

Earnings Per Share

Earnings Per Share	3 Months Ended
	Sep. 30, 2017
Earnings Per Share [Abstract]
Earnings Per Share	Earnings Per Share Basic (loss) earnings per share (“EPS”) excludes dilution and is computed by dividing income available to common shareholders by the weighted-average number of shares outstanding for the period. Diluted EPS reflects the potential dilution that could occur if securities or other contracts to issue common stock were exercised or converted into common stock or resulted in the issuance of common stock that would then share in the earnings of the entity. As of September 30, 2017 and 2016, there were outstanding options to purchase 591,250 shares and 932,000 shares of the Corporation’s common stock, respectively. Of those shares, as of September 30, 2017 and 2016, there were 591,250 shares and 200,000 shares, respectively, which were excluded from the diluted EPS computation as their effect was anti-dilutive. As of September 30, 2017, there were outstanding restricted stock awards of 109,000 shares with no dilutive effect in the first quarter of fiscal 2018; and as of September 30, 2016, there were outstanding restricted stock awards of 110,250 shares which had a dilutive effect in the first quarter of fiscal 2017. The following table provides the basic and diluted EPS computations for the quarters ended September 30, 2017 and 2016, respectively. (In Thousands, Except Earnings Per Share) For the Quarters Ended 2017 2016 Numerator: Net (loss) income – numerator for basic earnings per share and diluted earnings per share - available to common stockholders $ (225 ) $ 1,594 Denominator: Denominator for basic earnings per share: Weighted-average shares 7,694 7,948 Effect of dilutive shares: Stock options — 158 Restricted stock — 48 Denominator for diluted earnings per share: Adjusted weighted-average shares and assumed conversions 7,694 8,154 Basic (loss) earnings per share $ (0.03 ) $ 0.20 Diluted (loss) earnings per share $ (0.03 ) $ 0.20

Operating Segment Reports

Operating Segment Reports	3 Months Ended
	Sep. 30, 2017
Segment Reporting [Abstract]
Operating Segment Reports	Operating Segment Reports The Corporation operates in two business segments: community banking through the Bank and mortgage banking through Provident Bank Mortgage (“PBM”), a division of the Bank. The following tables set forth condensed consolidated statements of operations and total assets for the Corporation’s operating segments for the quarters ended September 30, 2017 and 2016, respectively. For the Quarter Ended September 30, 2017 (In Thousands) Provident Provident Consolidated Net interest income $ 8,550 $ 568 $ 9,118 Provision for loan losses 169 — 169 Net interest income, after provision for loan losses 8,381 568 8,949 Non-interest income: Loan servicing and other fees (1) 47 316 363 Gain on sale of loans, net (2) — 4,847 4,847 Deposit account fees 558 — 558 Loss on sale and operations of real estate owned acquired in the settlement of loans, net (40 ) — (40 ) Card and processing fees 381 — 381 Other 243 — 243 Total non-interest income 1,189 5,163 6,352 Non-interest expense: Salaries and employee benefits 4,502 4,767 9,269 Premises and occupancy 827 487 1,314 Operating and administrative expenses 2,251 2,900 5,151 Total non-interest expense 7,580 8,154 15,734 Income (loss) before income taxes 1,990 (2,423 ) (433 ) Provision (benefit) for income taxes 811 (1,019 ) (208 ) Net income (loss) $ 1,179 $ (1,404 ) $ (225 ) Total assets, end of period $ 1,066,294 $ 127,492 $ 1,193,786 (1) Includes an inter-company charge of $240 credited to PBM by the Bank during the period to compensate PBM for originating loans held for investment. (2) Includes an inter-company charge of $59 credited to PBM by the Bank during the period to compensate PBM for servicing fees on loans sold on a servicing retained basis. For the Quarter Ended September 30, 2016 (In Thousands) Provident Provident Consolidated Net interest income $ 7,575 $ 1,513 $ 9,088 Provision (recovery) for loan losses 36 (186 ) (150 ) Net interest income after provision (recovery) for loan losses 7,539 1,699 9,238 Non-interest income: Loan servicing and other fees (1) 69 198 267 Gain on sale of loans, net (2) 1 7,995 7,996 Deposit account fees 550 — 550 Loss (gain) on sale and operations of real estate owned acquired in the settlement of loans, net (105 ) 2 (103 ) Card and processing fees 364 — 364 Other 178 — 178 Total non-interest income 1,057 8,195 9,252 Non-interest expense: Salaries and employee benefits 4,894 6,420 11,314 Premises and occupancy 856 433 1,289 Operating and administrative expenses 1,147 1,882 3,029 Total non-interest expense 6,897 8,735 15,632 Income before income taxes 1,699 1,159 2,858 Provision for income taxes 777 487 1,264 Net income $ 922 $ 672 $ 1,594 Total assets, end of period $ 977,964 $ 264,550 $ 1,242,514 (1) Includes an inter-company charge of $95 credited to PBM by the Bank during the period to compensate PBM for originating loans held for investment. (2) Includes an inter-company charge of $59 credited to PBM by the Bank during the period to compensate PBM for servicing fees on loans sold on a servicing retained basis.

Investment Securities

Investment Securities	3 Months Ended
	Sep. 30, 2017
Investments, Debt and Equity Securities [Abstract]
Investment Securities	Investment Securities The amortized cost and estimated fair value of investment securities as of September 30, 2017 and June 30, 2017 were as follows: September 30, 2017 Amortized Cost Gross Unrealized Gains Gross Unrealized (Losses) Estimated Fair Value Carrying Value (In Thousands) Held to maturity: Certificates of deposit $ 600 $ — $ — $ 600 $ 600 U.S. government sponsored enterprise MBS (1) 64,151 205 (28 ) 64,328 64,151 Total investment securities - held to maturity $ 64,751 $ 205 $ (28 ) $ 64,928 $ 64,751 Available for sale: U.S. government agency MBS $ 4,943 $ 199 $ — $ 5,142 $ 5,142 U.S. government sponsored enterprise MBS 3,186 164 — 3,350 3,350 Private issue CMO (2) 442 6 — 448 448 Total investment securities - available for sale $ 8,571 $ 369 $ — $ 8,940 $ 8,940 Total investment securities $ 73,322 $ 574 $ (28 ) $ 73,868 $ 73,691 (1) Mortgage-Backed Securities (“MBS”). (2) Collateralized Mortgage Obligations (“CMO”). June 30, 2017 Amortized Cost Gross Unrealized Gains Gross Unrealized (Losses) Estimated Fair Value Carrying Value (In Thousands) Held to maturity: Certificates of deposit $ 600 $ — $ — $ 600 $ 600 U.S. government sponsored enterprise MBS 59,841 265 (77 ) 60,029 59,841 Total investment securities - held to maturity $ 60,441 $ 265 $ (77 ) $ 60,629 $ 60,441 Available for sale: U.S. government agency MBS $ 5,197 $ 186 $ — $ 5,383 $ 5,383 U.S. government sponsored enterprise MBS 3,301 173 — 3,474 3,474 Private issue CMO 456 5 — 461 461 Total investment securities - available for sale $ 8,954 $ 364 $ — $ 9,318 $ 9,318 Total investment securities $ 69,395 $ 629 $ (77 ) $ 69,947 $ 69,759 In the first quarters of fiscal 2018 and 2017, the Corporation received MBS principal payments of $6.0 million and $4.0 million , respectively, and there were no sales of investment securities during these periods. The Corporation purchased U.S. government sponsored enterprise MBS totaling $10.1 million , to be held to maturity, during the first quarter of fiscal 2018 and no purchases were made during the first quarter of fiscal 2017. The Corporation held investments with an unrealized loss position of $28,000 at September 30, 2017 and $77,000 at June 30, 2017. As of September 30, 2017 Unrealized Holding Losses Unrealized Holding Losses Unrealized Holding Losses (In Thousands) Less Than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized Description of Securities Value Losses Value Losses Value Losses Held to maturity: U.S. government sponsored enterprise MBS $ 35,179 $ 28 $ — $ — $ 35,179 $ 28 Total investment securities $ 35,179 $ 28 $ — $ — $ 35,179 $ 28 As of June 30, 2017 Unrealized Holding Losses Unrealized Holding Losses Unrealized Holding Losses (In Thousands) Less Than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized Description of Securities Value Losses Value Losses Value Losses Held to maturity: U.S. government sponsored enterprise MBS $ 28,722 $ 77 $ — $ — $ 28,722 $ 77 Total investment securities $ 28,722 $ 77 $ — $ — $ 28,722 $ 77 The Corporation evaluates individual investment securities quarterly for other-than-temporary declines in market value. As of September 30, 2017 and June 30, 2017, the unrealized holding loss was less than 12 months. The Corporation does not believe that there are any other-than-temporary impairments on the investment securities at September 30, 2017 and 2016; therefore, no impairment losses were recorded for the quarters ended September 30, 2017 and 2016. Contractual maturities of investment securities as of September 30, 2017 and June 30, 2017 were as follows: September 30, 2017 June 30, 2017 (In Thousands) Amortized Estimated Amortized Estimated Held to maturity: Due in one year or less $ 600 $ 600 $ 600 $ 600 Due after one through five years 7,840 7,882 4,698 4,708 Due after five through ten years 44,245 44,236 41,404 41,374 Due after ten years 12,066 12,210 13,739 13,947 Total investment securities - held to maturity $ 64,751 $ 64,928 $ 60,441 $ 60,629 Available for sale: Due in one year or less $ — $ — $ — $ — Due after one through five years — — — — Due after five through ten years — — — — Due after ten years 8,571 8,940 8,954 9,318 Total investment securities - available for sale $ 8,571 $ 8,940 $ 8,954 $ 9,318 Total investment securities $ 73,322 $ 73,868 $ 69,395 $ 69,947

Loans Held For Investment

Loans Held For Investment	3 Months Ended
	Sep. 30, 2017
Loans and Leases Receivable Disclosure [Abstract]
Loans Held For Investment	Loans Held for Investment Loans held for investment, net of fair value adjustments, consisted of the following: (In Thousands) September 30, June 30, Mortgage loans: Single-family $ 322,363 $ 322,197 Multi-family 482,617 479,959 Commercial real estate 96,863 97,562 Construction 16,290 16,009 Commercial business loans 466 576 Consumer loans 131 129 Total loans held for investment, gross 918,730 916,432 Undisbursed loan funds (8,189 ) (9,015 ) Advance payments of escrows 24 61 Deferred loan costs, net 5,558 5,480 Allowance for loan losses (8,063 ) (8,039 ) Total loans held for investment, net $ 908,060 $ 904,919 The following table sets forth information at September 30, 2017 regarding the dollar amount of loans held for investment that are contractually repricing during the periods indicated, segregated between adjustable rate loans and fixed rate loans. Fixed-rate loans comprised 2% of loans held for investment at both September 30, 2017 and June 30, 2017. Adjustable rate loans having no stated repricing dates that reprice when the index they are tied to reprices (e.g. prime rate index) and checking account overdrafts are reported as repricing within one year. The table does not include any estimate of prepayments which may cause the Corporation’s actual repricing experience to differ materially from that shown. Adjustable Rate (In Thousands) Within One Year After After After Fixed Rate Total Mortgage loans: Single-family $ 161,098 $ 21,404 $ 77,223 $ 48,293 $ 14,345 $ 322,363 Multi-family 111,180 174,809 179,602 14,441 2,585 482,617 Commercial real estate 23,134 40,725 32,377 — 627 96,863 Construction 15,861 — — — 429 16,290 Commercial business loans 61 — — — 405 466 Consumer loans 131 — — — — 131 Total loans held for investment, gross $ 311,465 $ 236,938 $ 289,202 $ 62,734 $ 18,391 $ 918,730 The Corporation has developed an internal loan grading system to evaluate and quantify the Bank’s loans held for investment portfolio with respect to quality and risk. Management continually evaluates the credit quality of the Corporation’s loan portfolio and conducts a quarterly review of the adequacy of the allowance for loan losses using quantitative and qualitative methods. The Corporation has adopted an internal risk rating policy in which each loan is rated for credit quality with a rating of pass, special mention, substandard, doubtful or loss. The two primary components that are used during the loan review process to determine the proper allowance levels are individually evaluated allowances and collectively evaluated allowances. Quantitative loan loss factors are developed by determining the historical loss experience, expected future cash flows, discount rates and collateral fair values, among others. Qualitative loan loss factors are developed by assessing general economic indicators such as gross domestic product, retail sales, unemployment rates, employment growth, California home sales and median California home prices. The Corporation assigns individual factors for the quantitative and qualitative methods for each loan category and each internal risk rating. The Corporation categorizes all of the loans held for investment into risk categories based on relevant information about the ability of the borrower to service their debt such as current financial information, historical payment experience, credit documentation, public information, and current economic trends, among other factors. A description of the general characteristics of the risk grades is as follows: ▪ Pass - These loans range from minimal credit risk to average, but still acceptable, credit risk. The likelihood of loss is considered remote. ▪ Special Mention - A Special Mention asset has potential weaknesses that may be temporary or, if left uncorrected, may result in a loss. While concerns exist, the bank is currently protected and loss is considered unlikely and not imminent. ▪ Substandard - A substandard loan is inadequately protected by the current sound worth and paying capacity of the borrower or of the collateral pledged, if any. Loans so classified must have a well-defined weakness, or weaknesses, that may jeopardize the liquidation of the debt. A substandard loan is characterized by the distinct possibility that the Bank will sustain some loss if the deficiencies are not corrected. ▪ Doubtful - A doubtful loan has all of the weaknesses inherent in one classified as substandard with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of the currently existing facts, conditions and values, highly questionable and improbable. ▪ Loss - A loss loan is considered uncollectible and of such little value that continuance as an asset of the institution is not warranted. The following tables summarize gross loans held for investment, net of fair value adjustments, by loan types and risk category at the dates indicated: September 30, 2017 (In Thousands) Single-family Multi-family Commercial Real Estate Construction Commercial Business Consumer Total Pass $ 309,744 $ 482,617 $ 96,863 $ 15,364 $ 387 $ 131 $ 905,106 Special Mention 4,267 — — 926 — — 5,193 Substandard 8,352 — — — 79 — 8,431 Total loans held for investment, gross $ 322,363 $ 482,617 $ 96,863 $ 16,290 $ 466 $ 131 $ 918,730 June 30, 2017 (In Thousands) Single-family Multi-family Commercial Real Estate Construction Commercial Business Consumer Total Pass $ 310,738 $ 479,687 $ 97,361 $ 16,009 $ 496 $ 129 $ 904,420 Special Mention 3,443 272 — — — — 3,715 Substandard 8,016 — 201 — 80 — 8,297 Total loans held for investment, gross $ 322,197 $ 479,959 $ 97,562 $ 16,009 $ 576 $ 129 $ 916,432 The allowance for loan losses is maintained at a level sufficient to provide for estimated losses based on evaluating known and inherent risks in the loans held for investment and upon management’s continuing analysis of the factors underlying the quality of the loans held for investment. These factors include changes in the size and composition of the loans held for investment, actual loan loss experience, current economic conditions, detailed analysis of individual loans for which full collectability may not be assured, and determination of the realizable value of the collateral securing the loans. The provision (recovery) for (from) the allowance for loan losses is charged (credited) against operations on a quarterly basis, as necessary, to maintain the allowance at appropriate levels. Although management believes it uses the best information available to make such determinations, there can be no assurance that regulators, in reviewing the Corporation’s loans held for investment, will not request a significant increase in its allowance for loan losses. Future adjustments to the allowance for loan losses may be necessary and results of operations could be significantly and adversely affected as a result of economic, operating, regulatory, and other conditions beyond the Corporation’s control. Non-performing loans are charged-off to their fair market values in the period the loans, or portion thereof, are deemed uncollectible, generally after the loan becomes 150 days delinquent for real estate secured first trust deed loans and 120 days delinquent for commercial business or real estate secured second trust deed loans. For loans that were modified from their original terms, were re-underwritten and identified in the Corporation’s asset quality reports as troubled debt restructurings (“restructured loans”), the charge-off occurs when the loan becomes 90 days delinquent; and where borrowers file bankruptcy, the charge-off occurs when the loan becomes 60 days delinquent. The amount of the charge-off is determined by comparing the loan balance to the estimated fair value of the underlying collateral, less disposition costs, with the loan balance in excess of the estimated fair value charged-off against the allowance for loan losses. The allowance for loan losses for non-performing loans is determined by applying Accounting Standards Codification (“ASC”) 310 , “Receivables.” For restructured loans that are less than 90 days delinquent, the allowance for loan losses are segregated into (a) individually evaluated allowances for those loans with applicable discounted cash flow calculations still in their restructuring period, classified lower than pass, and containing an embedded loss component or (b) collectively evaluated allowances based on the aggregated pooling method. For non-performing loans less than 60 days delinquent where the borrower has filed bankruptcy, the collectively evaluated allowances are assigned based on the aggregated pooling method. For non-performing commercial real estate loans, an individually evaluated allowance is derived based on the loan's discounted cash flow fair value (for restructured loans) or collateral fair value less estimated selling costs and if the fair value is higher than the loan balance, no allowance is required. The following table summarizes the Corporation’s allowance for loan losses at September 30, 2017 and June 30, 2017: (In Thousands) September 30, 2017 June 30, 2017 Collectively evaluated for impairment: Mortgage loans: Single-family $ 3,562 $ 3,515 Multi-family 3,431 3,420 Commercial real estate 875 879 Construction 140 96 Commercial business loans 16 21 Consumer loans 7 7 Total collectively evaluated allowance 8,031 7,938 Individually evaluated for impairment: Mortgage loans: Single-family 17 86 Commercial business loans 15 15 Total individually evaluated allowance 32 101 Total loan loss allowance $ 8,063 $ 8,039 The following table is provided to disclose additional details on the Corporation’s allowance for loan losses: For the Quarters Ended (Dollars in Thousands) 2017 2016 Allowance at beginning of period $ 8,039 $ 8,670 Provision (recovery) for loan losses 169 (150 ) Recoveries: Mortgage loans: Single-family 84 263 Multi-family — 7 Consumer loans — 1 Total recoveries 84 271 Charge-offs: Mortgage loans: Single-family (229 ) (66 ) Total charge-offs (229 ) (66 ) Net (charge-offs) recoveries (145 ) 205 Balance at end of period $ 8,063 $ 8,725 Allowance for loan losses as a percentage of gross loans held for investment at the end of the period 0.88 % 1.01 % Net charge-offs (recoveries) as a percentage of average loans receivable, net, during the period (annualized) 0.06 % (0.08 )% The following tables denote the past due status of the Corporation's gross loans held for investment, net of fair value adjustments, at the dates indicated. September 30, 2017 (In Thousands) Current 30-89 Days Past Due Non-Accrual (1) Total Loans Held for Investment Mortgage loans: Single-family $ 312,499 $ 1,512 $ 8,352 $ 322,363 Multi-family 482,617 — — 482,617 Commercial real estate 96,863 — — 96,863 Construction 16,290 — — 16,290 Commercial business loans 387 — 79 466 Consumer loans 131 — — 131 Total loans held for investment, gross $ 908,787 $ 1,512 $ 8,431 $ 918,730 (1) All loans 90 days or greater past due are placed on non-accrual status. June 30, 2017 (In Thousands) Current 30-89 Days Past Due Non-Accrual (1) Total Loans Held for Investment Mortgage loans: Single-family $ 313,146 $ 1,035 $ 8,016 $ 322,197 Multi-family 479,959 — — 479,959 Commercial real estate 97,361 — 201 97,562 Construction 16,009 — — 16,009 Commercial business loans 496 — 80 576 Consumer loans 129 — — 129 Total loans held for investment, gross $ 907,100 $ 1,035 $ 8,297 $ 916,432 (1) All loans 90 days or greater past due are placed on non-accrual status. The following tables summarize the Corporation’s allowance for loan losses and recorded investment in gross loans, by portfolio type, at the dates and for the periods indicated. Quarter Ended September 30, 2017 (In Thousands) Single-family Multi-family Commercial Real Estate Construction Commercial Business Consumer Total Allowance for loan losses: Allowance at beginning of period $ 3,601 $ 3,420 $ 879 $ 96 $ 36 $ 7 $ 8,039 Provision (recovery) for loan losses 123 11 (4 ) 44 (5 ) — 169 Recoveries 84 — — — — — 84 Charge-offs (229 ) — — — — — (229 ) Allowance for loan losses, end of period $ 3,579 $ 3,431 $ 875 $ 140 $ 31 $ 7 $ 8,063 Allowance for loan losses: Individually evaluated for impairment $ 17 $ — $ — $ — $ 15 $ — $ 32 Collectively evaluated for impairment 3,562 3,431 875 140 16 7 8,031 Allowance for loan losses, end of period $ 3,579 $ 3,431 $ 875 $ 140 $ 31 $ 7 $ 8,063 Loans held for investment: Individually evaluated for impairment $ 6,239 $ — $ — $ — $ 79 $ — $ 6,318 Collectively evaluated for impairment 316,124 482,617 96,863 16,290 387 131 912,412 Total loans held for investment, gross $ 322,363 $ 482,617 $ 96,863 $ 16,290 $ 466 $ 131 $ 918,730 Allowance for loan losses as a percentage of gross loans held for investment 1.11 % 0.71 % 0.90 % 0.86 % 6.65 % 5.34 % 0.88 % Quarter Ended September 30, 2016 (In Thousands) Single-family Multi-family Commercial Real Estate Construction Other Mortgage Commercial Business Consumer Total Allowance for loan losses: Allowance at beginning of period $ 4,933 $ 2,800 $ 848 $ 31 $ 7 $ 43 $ 8 $ 8,670 (Recovery) provision for loan losses (555 ) 379 6 22 — (1 ) (1 ) (150 ) Recoveries 263 7 — — — — 1 271 Charge-offs (66 ) — — — — — — (66 ) Allowance for loan losses, end of period $ 4,575 $ 3,186 $ 854 $ 53 $ 7 $ 42 $ 8 $ 8,725 Allowance for loan losses: Individually evaluated for impairment $ — $ — $ — $ — $ — $ 20 $ — $ 20 Collectively evaluated for impairment 4,575 3,186 854 53 7 22 8 8,705 Allowance for loan losses, end of period $ 4,575 $ 3,186 $ 854 $ 53 $ 7 $ 42 $ 8 $ 8,725 Loans held for investment: Individually evaluated for impairment $ 6,634 $ 377 $ — $ — $ — $ 94 $ — $ 7,105 Collectively evaluated for impairment 306,161 438,046 100,136 15,811 331 530 199 861,214 Total loans held for investment, gross $ 312,795 $ 438,423 $ 100,136 $ 15,811 $ 331 $ 624 $ 199 $ 868,319 Allowance for loan losses as a percentage of gross loans held for investment 1.46 % 0.73 % 0.85 % 0.34 % 2.11 % 6.73 % 4.02 % 1.01 % The following tables identify the Corporation’s total recorded investment in non-performing loans by type at the dates and for the periods indicated. Generally, a loan is placed on non-accrual status when it becomes 90 days past due as to principal or interest or if the loan is deemed impaired, after considering economic and business conditions and collection efforts, where the borrower’s financial condition is such that collection of the contractual principal or interest on the loan is doubtful. In addition, interest income is not recognized on any loan where management has determined that collection is not reasonably assured. A non-performing loan may be restored to accrual status when delinquent principal and interest payments are brought current, the borrower(s) has demonstrated sustained payment performance and future monthly principal and interest payments are expected to be collected on a timely basis. Loans with a related allowance reserve have been individually evaluated for impairment using either a discounted cash flow analysis or, for collateral dependent loans, current appraisals less costs to sell, to establish realizable value. This analysis may identify a specific impairment amount needed or may conclude that no reserve is needed. Loans that are not individually evaluated for impairment are included in pools of homogeneous loans for evaluation of related allowance reserves. At September 30, 2017 Unpaid Net Principal Related Recorded Recorded (In Thousands) Balance Charge-offs Investment Allowance (1) Investment Mortgage loans: Single-family: With a related allowance $ 2,407 $ — $ 2,407 $ (463 ) $ 1,944 Without a related allowance (2) 7,013 (1,030 ) 5,983 — 5,983 Total single-family 9,420 (1,030 ) 8,390 (463 ) 7,927 Commercial business loans: With a related allowance 79 — 79 (15 ) 64 Total commercial business loans 79 — 79 (15 ) 64 Total non-performing loans $ 9,499 $ (1,030 ) $ 8,469 $ (478 ) $ 7,991 (1) Consists of collectively and individually evaluated allowances, specifically assigned to the individual loan, and fair value credit adjustments. (2) There was no related allowance for loan losses because the loans have been charged-off to their fair value or the fair value of the collateral is higher than the loan balance. At June 30, 2017 Unpaid Net Principal Related Recorded Recorded (In Thousands) Balance Charge-offs Investment Allowance (1) Investment Mortgage loans: Single-family: With a related allowance $ 1,821 $ — $ 1,821 $ (325 ) $ 1,496 Without a related allowance (2) 7,119 (886 ) 6,233 — 6,233 Total single-family 8,940 (886 ) 8,054 (325 ) 7,729 Commercial real estate: Without a related allowance (2) 201 — 201 — 201 Total commercial real estate 201 — 201 — 201 Commercial business loans: With a related allowance 80 — 80 (15 ) 65 Total commercial business loans 80 — 80 (15 ) 65 Total non-performing loans $ 9,221 $ (886 ) $ 8,335 $ (340 ) $ 7,995 (1) Consists of collectively and individually evaluated allowances, specifically assigned to the individual loan. (2) There was no related allowance for loan losses because the loans have been charged-off to their fair value or the fair value of the collateral is higher than the loan balance. At both September 30, 2017 and June 30, 2017, there were no commitments to lend additional funds to those borrowers whose loans were classified as non-performing. For the quarters ended September 30, 2017 and 2016, the Corporation’s average recorded investment in non-performing loans was $7.9 million and $11.5 million , respectively. The Corporation records payments on non-performing loans utilizing the cash basis or cost recovery method of accounting during the periods when the loans are on non-performing status. For both quarters ended September 30, 2017 and 2016, interest income of $160,000 and $69,000 , respectively, was recognized, based on cash receipts from loan payments on non-performing loans and $94,000 and $67,000 , respectively, was collected and applied to reduce the loan balances under the cost recovery method. Forgone interest income, which would have been recorded had the non-performing loans been current in accordance with their original terms, amounted to $49,000 and $39,000 for the quarters ended September 30, 2017 and 2016, respectively, and was not included in the results of operations. The following table presents the average recorded investment in non-performing loans and the related interest income recognized for the quarters ended September 30, 2017 and 2016: Quarter Ended September 30, 2017 2016 Average Interest Average Interest Recorded Income Recorded Income (In Thousands) Investment Recognized Investment Recognized Without related allowances: Mortgage loans: Single-family $ 6,167 $ 135 $ 7,310 $ 35 Multi-family — — 379 — Commercial real estate 67 13 — — 6,234 148 7,689 35 With related allowances: Mortgage loans: Single-family 1,609 11 3,230 27 Multi-family — — 467 5 Commercial business loans 79 1 94 2 1,688 12 3,791 34 Total $ 7,922 $ 160 $ 11,480 $ 69 For the quarters ended September 30, 2017 and 2016, there were no loans that were newly modified from their original terms, re-underwritten or identified in the Corporation’s asset quality reports as restructured loans. During the quarters ended September 30, 2017 and 2016, no restructured loans were in default within a 12-month period subsequent to their original restructuring. Additionally, during the quarters ended September 30, 2017 and 2016, there were no loans whose modification was extended beyond the initial maturity of the modification. At both September 30, 2017 and June 30, 2017, there were no commitments to lend additional funds to those borrowers whose loans were restructured. As of September 30, 2017, the Corporation held 12 restructured loans with a net outstanding balance of $4.5 million : two were classified as special mention on accrual status ( $996,000 ); and 10 were classified as substandard ( $3.5 million , all on non-accrual status). As of June 30, 2017, the Corporation held 10 restructured loans with a net outstanding balance of $3.6 million : one was classified as special mention on accrual status ( $506,000 ); and nine were classified as substandard ( $3.1 million , all on non-accrual status). Substandard assets have one or more defined weaknesses and are characterized by the distinct possibility that the Corporation will sustain some loss if the deficiencies are not corrected. Assets that do not currently expose the Corporation to sufficient risk to warrant adverse classification but possess weaknesses are designated as special mention and are closely monitored by the Corporation. As of September 30, 2017 and June 30, 2017, $1.4 million or 32% , and $1.7 million or 46% , respectively, of the restructured loans were current with respect to their modified payment terms. The Corporation upgrades restructured single-family loans to the pass category if the borrower has demonstrated satisfactory contractual payments for at least six consecutive months; 12 months for those loans that were restructured more than once; and if the borrower has demonstrated satisfactory contractual payments beyond 12 consecutive months, the loan is no longer categorized as a restructured loan. In addition to the payment history described above, multi-family, commercial real estate, construction and commercial business loans (which are sometimes referred to in this report as “preferred loans”) must also demonstrate a combination of the following characteristics to be upgraded: satisfactory cash flow, satisfactory guarantor support, and additional collateral support, among others. To qualify for restructuring, a borrower must provide evidence of their creditworthiness such as, current financial statements, their most recent income tax returns, current paystubs, current W-2s, and most recent bank statements, among other documents, which are then verified by the Corporation. The Corporation re-underwrites the loan with the borrower’s updated financial information, new credit report, current loan balance, new interest rate, remaining loan term, updated property value and modified payment schedule, among other considerations, to determine if the borrower qualifies. The following table summarizes at the dates indicated the restructured loan balances, net of allowance for loan losses, by loan type and non-accrual versus accrual status: At At (In Thousands) September 30, 2017 June 30, 2017 Restructured loans on non-accrual status: Mortgage loans: Single-family $ 3,393 $ 3,061 Commercial business loans 64 65 Total 3,457 3,126 Restructured loans on accrual status: Mortgage loans: Single-family 996 506 Total 996 506 Total restructured loans $ 4,453 $ 3,632 The following tables identify the Corporation’s total recorded investment in restructured loans by type at the dates and for the periods indicated. At September 30, 2017 Unpaid Net Principal Related Recorded Recorded (In Thousands) Balance Charge-offs Investment Allowance (1) Investment Mortgage loans: Single-family: With a related allowance $ 482 $ — $ 482 $ (97 ) $ 385 Without a related allowance (2) 4,559 (555 ) 4,004 — 4,004 Total single-family 5,041 (555 ) 4,486 (97 ) 4,389 Commercial business loans: With a related allowance 79 — 79 (15 ) 64 Total commercial business loans 79 — 79 (15 ) 64 Total restructured loans $ 5,120 $ (555 ) $ 4,565 $ (112 ) $ 4,453 (1) Consists of collectively and individually evaluated allowances, specifically assigned to the individual loan. (2) There was no related allowance for loan losses because the loans have been charged-off to their fair value or the fair value of the collateral is higher than the loan balance. At June 30, 2017 Unpaid Net Principal Related Recorded Recorded (In Thousands) Balance Charge-offs Investment Allowance (1) Investment Mortgage loans: Single-family With a related allowance $ 485 $ — $ 485 $ (97 ) $ 388 Without a related allowance (2) 3,618 (439 ) 3,179 — 3,179 Total single-family 4,103 (439 ) 3,664 (97 ) 3,567 Commercial business loans: With a related allowance 80 — 80 (15 ) 65 Total commercial business loans 80 — 80 (15 ) 65 Total restructured loans $ 4,183 $ (439 ) $ 3,744 $ (112 ) $ 3,632 (1) Consists of collectively and individually evaluated allowances, specifically assigned to the individual loan. (2) There was no related allowance for loan losses because the loans have been charged-off to their fair value or the fair value of the collateral is higher than the loan balance. During the quarter ended September 30, 2017, no properties were acquired in the settlement of loans, while two previously foreclosed upon properties were sold. This compares to the quarter ended September 30, 2016 when three properties were acquired in the settlement of loans, while one previously foreclosed upon property was sold. As of September 30, 2017, there was no outstanding real estate owned. This compares to the real estate owned net fair value of $1.6 million at June 30, 2017, comprised of one property located in California and one property located in Arizona. A new appraisal was obtained on each of the properties at the time of foreclosure and fair value was derived by using the lower of the appraised value or the listing price of the property, net of selling costs. Any initial loss was recorded as a charge to the allowance for loan losses before being transferred to real estate owned. Subsequent to transfer to real estate owned, if there is further deterioration in real estate values, specific real estate owned loss reserves are established and charged to the statement of operations. In addition, the Corporation records costs to carry real estate owned as real estate operating expenses as incurred.

Derivative and Other Financial

Derivative and Other Financial Instruments with Off-Balance Sheet Risks	3 Months Ended
	Sep. 30, 2017
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Derivative and Other Financial Instruments with Off-Balance Sheet Risks	Derivative and Other Financial Instruments with Off-Balance Sheet Risks The Corporation is a party to financial instruments with off-balance sheet risk in the normal course of business to meet the financing needs of its customers. These financial instruments include commitments to extend credit in the form of originating loans or providing funds under existing lines of credit, loan sale commitments to third parties and option contracts. These instruments involve, to varying degrees, elements of credit and interest-rate risk in excess of the amount recognized in the accompanying Condensed Consolidated Statements of Financial Condition. The Corporation’s exposure to credit loss, in the event of non-performance by the counterparty to these financial instruments, is represented by the contractual amount of these instruments. The Corporation uses the same credit policies in entering into financial instruments with off-balance sheet risk as it does for on-balance sheet instruments. As of September 30, 2017 and June 30, 2017, the Corporation had commitments to extend credit (on loans to be held for investment and loans to be held for sale) of $96.3 million and $111.8 million , respectively. The following table provides information at the dates indicated regarding undisbursed funds to borrowers on existing lines of credit with the Corporation as well as commitments to originate loans to be held for investment at the dates indicated below. Commitments September 30, 2017 June 30, 2017 (In Thousands) Undisbursed loan funds – Construction loans $ 8,189 $ 9,015 Undisbursed lines of credit – Commercial business loans 674 646 Undisbursed lines of credit – Consumer loans 549 562 Commitments to extend credit on loans to be held for investment 4,276 19,119 Total $ 13,688 $ 29,342 The following table provides information regarding the allowance for loan losses for the undisbursed funds and commitments to extend credit on loans to be held for investment for the quarters ended September 30, 2017 and 2016. For the Quarters (In Thousands) 2017 2016 Balance, beginning of the period $ 277 $ 204 Recovery (64 ) (31 ) Balance, end of the period $ 213 $ 173 In accordance with ASC 815, “Derivatives and Hedging,” and interpretations of the Derivatives Implementation Group of the FASB, the fair value of the commitments to extend credit on loans to be held for sale, loan sale commitments, to be announced (“TBA”) MBS trades, put option contracts and call option contracts are recorded at fair value on the Condensed Consolidated Statements of Financial Condition. At September 30, 2017, $1.1 million was included in other assets and $49,000 was included in other liabilities; at June 30, 2017, $1.5 million was included in other assets and $38,000 was included in other liabilities. The Corporation does not apply hedge accounting to its derivative financial instruments; therefore, all changes in fair value are recorded in earnings. The net impact of derivative financial instruments is recorded within the gain on sale of loans contained in the Condensed Consolidated Statements of Operations during the quarters ended September 30, 2017 and 2016 was as follows: For the Quarters Derivative Financial Instruments 2017 2016 (In Thousands) Commitments to extend credit on loans to be held for sale $ (122 ) $ (1,211 ) Mandatory loan sale commitments and TBA MBS trades (209 ) 1,797 Option contracts, net (37 ) (22 ) Total net (loss) gain $ (368 ) $ 564 The outstanding derivative financial instruments and other loan sale agreements at the dates indicated were as follows: September 30, 2017 June 30, 2017 Derivative Financial Instruments Amount Fair Amount Fair (In Thousands) Commitments to extend credit on loans to be held for sale (1) $ 92,065 $ 687 $ 92,726 $ 809 Best efforts loan sale commitments (22,965 ) — (17,225 ) — Mandatory loan sale commitments and TBA MBS trades (185,888 ) 377 (179,777 ) 586 Option contracts, net — — (3,000 ) 37 Total $ (116,788 ) $ 1,064 $ (107,276 ) $ 1,432 (1) Net of 27.8% at September 30, 2017 and 25.7% at June 30, 2017 of commitments which management has estimated may not fund.

Fair Value of Financial Instrum

Fair Value of Financial Instruments	3 Months Ended
	Sep. 30, 2017
Fair Value Disclosures [Abstract]
Fair Value of Financial Instruments	Fair Value of Financial Instruments The Corporation adopted ASC 820, “Fair Value Measurements and Disclosures,” and elected the fair value option pursuant to ASC 825, “Financial Instruments” on loans originated for sale by PBM. ASC 820 defines fair value, establishes a framework for measuring fair value, and expands disclosures about fair value measurements. ASC 825 permits entities to elect to measure many financial instruments and certain other assets and liabilities at fair value on an instrument-by-instrument basis (the “Fair Value Option”) at specified election dates. At each subsequent reporting date, an entity is required to report unrealized gains and losses on items in earnings for which the fair value option has been elected. The objective of the Fair Value Option is to improve financial reporting by providing entities with the opportunity to mitigate volatility in reported earnings caused by measuring related assets and liabilities differently without having to apply complex hedge accounting provisions. The following table describes the difference at the dates indicated between the aggregate fair value and the aggregate unpaid principal balance of loans held for investment at fair value and loans held for sale at fair value: (In Thousands) Aggregate Fair Value Aggregate Unpaid Principal Balance Net Unrealized (Loss) Gain As of September 30, 2017: Loans held for investment, at fair value $ 6,924 $ 7,167 $ (243 ) Loans held for sale, at fair value $ 127,234 $ 123,352 $ 3,882 As of June 30, 2017: Loans held for investment, at fair value $ 6,445 $ 6,696 $ (251 ) Loans held for sale, at fair value $ 116,548 $ 112,940 $ 3,608 ASC 820-10-65-4, “Determining Fair Value When the Volume and Level of Activity for the Asset or Liability Have Significantly Decreased and Identifying Transactions That Are Not Orderly,” provides additional guidance for estimating fair value in accordance with ASC 820, “Fair Value Measurements,” when the volume and level of activity for the asset or liability have significantly decreased. ASC 820 establishes a three-level valuation hierarchy that prioritizes inputs to valuation techniques used in fair value calculations. The three levels of inputs are defined as follows: Level 1 - Unadjusted quoted prices in active markets for identical assets or liabilities that the Corporation has the ability to access at the measurement date. Level 2 - Observable inputs other than Level 1 such as: quoted prices for similar assets or liabilities in active markets, quoted prices for identical or similar assets or liabilities in markets that are not active, or other inputs that are observable or can be corroborated to observable market data for substantially the full term of the asset or liability. Level 3 - Unobservable inputs for the asset or liability that use significant assumptions, including assumptions of risks. These unobservable assumptions reflect the Corporation’s estimate of assumptions that market participants would use in pricing the asset or liability. Valuation techniques include the use of pricing models, discounted cash flow models and similar techniques. ASC 820 requires the Corporation to maximize the use of observable inputs and minimize the use of unobservable inputs. If a financial instrument uses inputs that fall in different levels of the hierarchy, the instrument will be categorized based upon the lowest level of input that is significant to the fair value calculation. The Corporation’s financial assets and liabilities measured at fair value on a recurring basis consist of investment securities available for sale, loans held for investment at fair value, loans held for sale at fair value, interest-only strips and derivative financial instruments; while non-performing loans, mortgage servicing assets ("MSA") and real estate owned are measured at fair value on a nonrecurring basis. Investment securities - available for sale are primarily comprised of U.S. government agency MBS and U.S. government sponsored enterprise MBS. The Corporation utilizes quoted prices in active and less than active markets for similar securities for its fair value measurement of MBS and debt securities (Level 2) and broker price indications for similar securities in non-active markets for its fair value measurement of the CMO (Level 3). Derivative financial instruments are comprised of commitments to extend credit on loans to be held for sale, mandatory loan sale commitments, TBA MBS trades and option contracts. The fair value of TBA MBS trades is determined using quoted secondary-market prices (Level 2). The fair values of other derivative financial instruments are determined by quoted prices for a similar commitment or commitments, adjusted for the specific attributes of each commitment (Level 3). Loans held for investment at fair value are primarily single-family loans which have been transferred from loans held for sale. The fair value is determined by the quoted secondary-market prices which account for interest rate characteristics, and are then adjusted for management estimates of the specific credit risk attributes of each loan (Level 3). Loans held for sale at fair value are primarily single-family loans. The fair value is determined, when possible, using quoted secondary-market prices such as mandatory loan sale commitments. If no such quoted price exists, the fair value of a loan is determined by quoted prices for a similar loan or loans, adjusted for the specific attributes of each loan (Level 2). Non-performing loans are loans which are inadequately protected by the current net worth and paying capacity of the borrowers or of the collateral pledged. The non-performing loans are characterized by the distinct possibility that the Corporation will sustain some loss if the deficiencies are not corrected. The fair value of a non-performing loan is determined based on an observable market price or current appraised value of the underlying collateral. Appraised and reported values may be discounted based on management’s historical knowledge, changes in market conditions from the time of valuation, and/or management’s expertise and knowledge of the borrower. For non-performing loans which are restructured loans, the fair value is derived from discounted cash flow analysis (Level 3), except those which are in the process of foreclosure or 90 days delinquent for which the fair value is derived from the appraised value of its collateral (Level 2). For other non-performing loans which are not restructured loans, other than non-performing commercial real estate loans, the fair value is derived from relative value analysis: historical experience and management estimates by loan type for which collectively evaluated allowances are assigned (Level 3); or the appraised value of its collateral for loans which are in the process of foreclosure or where borrowers file bankruptcy (Level 2). For non-performing commercial real estate loans, the fair value is derived from the appraised value of its collateral (Level 2). Non-performing loans are reviewed and evaluated on at least a quarterly basis for additional allowance and adjusted accordingly, based on the same factors identified above. This loss is not recorded directly as an adjustment to current earnings or other comprehensive income (loss), but rather as a component in determining the overall adequacy of the allowance for loan losses. These adjustments to the estimated fair value of non-performing loans may result in increases or decreases to the provision for loan losses recorded in current earnings. The Corporation uses the amortization method for its MSA, which amortizes the MSA in proportion to and over the period of estimated net servicing income and assesses the MSA for impairment based on fair value at each reporting date. The fair value of MSA is derived using the present value method; which includes a third party’s prepayment projections of similar instruments, weighted-average coupon rates and the estimated average life (Level 3). The rights to future income from serviced loans that exceed contractually specified servicing fees are recorded as interest-only strips. The fair value of interest-only strips is derived using the same assumptions that are used to value the related MSA (Level 3). The fair value of real estate owned is derived from the lower of the appraised value or the listing price, net of estimated selling costs (Level 2). The Corporation’s valuation methodologies may produce a fair value calculation that may not be indicative of net realizable value or reflective of future fair values. While management believes the Corporation’s valuation methodologies are appropriate and consistent with other market participants, the use of different methodologies or assumptions to determine the fair value of certain financial instruments could result in a different estimate of fair value at the reporting date. The following fair value hierarchy tables present information at the dates indicated about the Corporation’s assets measured at fair value on a recurring basis: Fair Value Measurement at September 30, 2017 Using: (In Thousands) Level 1 Level 2 Level 3 Total Assets: Investment securities - available for sale: U.S. government agency MBS $ — $ 5,142 $ — $ 5,142 U.S. government sponsored enterprise MBS — 3,350 — 3,350 Private issue CMO — — 448 448 Investment securities - available for sale — 8,492 448 8,940 Loans held for investment, at fair value — — 6,924 6,924 Loans held for sale, at fair value — 127,234 — 127,234 Interest-only strips — — 28 28 Derivative assets: Commitments to extend credit on loans to be held for sale — — 726 726 Mandatory loan sale commitments — — 6 6 TBA MBS trades — 381 — 381 Derivative assets — 381 732 1,113 Total assets $ — $ 136,107 $ 8,132 $ 144,239 Liabilities: Derivative liabilities: Commitments to extend credit on loans to be held for sale $ — $ — $ 39 $ 39 Mandatory loan sale commitments — — 10 10 Derivative liabilities — — 49 49 Total liabilities $ — $ — $ 49 $ 49 Fair Value Measurement at June 30, 2017 Using: (In Thousands) Level 1 Level 2 Level 3 Total Assets: Investment securities - available for sale: U.S. government agency MBS $ — $ 5,383 $ — $ 5,383 U.S. government sponsored enterprise MBS — 3,474 — 3,474 Private issue CMO — — 461 461 Investment securities - available for sale — 8,857 461 9,318 Loans held for investment, at fair value — — 6,445 6,445 Loans held for sale, at fair value — 116,548 — 116,548 Interest-only strips — — 31 31 Derivative assets: Commitments to extend credit on loans to be held for sale — — 847 847 Mandatory loan sale commitments — — 47 47 TBA MBS trades — 539 — 539 Option contracts — — 37 37 Derivative assets — 539 931 1,470 Total assets $ — $ 125,944 $ 7,868 $ 133,812 Liabilities: Derivative liabilities: Commitments to extend credit on loans to be held for sale $ — $ — $ 38 $ 38 Derivative liabilities — — 38 38 Total liabilities $ — $ — $ 38 $ 38 The following tables summarize reconciliations of the beginning and ending balances during the periods shown of recurring fair value measurements recognized in the Condensed Consolidated Statements of Financial Condition using Level 3 inputs: For the Quarter Ended September 30, 2017 Fair Value Measurement Using Significant Other Unobservable Inputs (Level 3) (In Thousands) Private Issue CMO Loans Held For Investment, at fair value (1) Interest- Only Strips Loan Commit- ments to Originate (2) Manda- tory Commit- ments (3) Option Contracts Total Beginning balance at June 30, 2017 $ 461 $ 6,445 $ 31 $ 809 $ 47 $ 37 $ 7,830 Total gains or losses (realized/unrealized): Included in earnings — 8 — (122 ) (53 ) (37 ) (204 ) Included in other comprehensive loss 1 — (3 ) — — — (2 ) Purchases — — — — — — — Issuances — — — — — — — Settlements (14 ) (51 ) — — 2 — (63 ) Transfers in and/or out of Level 3 — 522 — — — — 522 Ending balance at September 30, 2017 $ 448 $ 6,924 $ 28 $ 687 $ (4 ) $ — $ 8,083 (1) The valuation of loans held for investment at fair value includes the management estimates of the specific credit risk attributes of each loan (Level 3), in addition to the quoted secondary-market prices which account for interest rate characteristics. (2) Consists of commitments to extend credit on loans to be held for sale. (3) Consists of mandatory loan sale commitments. For the Quarter Ended September 30, 2016 Fair Value Measurement Using Significant Other Unobservable Inputs (Level 3) (In Thousands) Private Issue CMO Loans Held For Investment, at fair value (1) Interest- Only Strips Loan Commit- ments to Originate (2) Manda- tory Commit- ments (3) Option Contracts Total Beginning balance at June 30, 2016 $ 601 $ 5,159 $ 47 $ 3,785 $ (31 ) $ — $ 9,561 Total gains or losses (realized/unrealized): Included in earnings — 38 — (1,211 ) (5 ) (22 ) (1,200 ) Included in other comprehensive income (loss) 1 — (5 ) — — — (4 ) Purchases — — — — — 44 44 Issuances — — — — — — — Settlements (42 ) (428 ) — — 12 — (458 ) Transfers in and/or out of Level 3 — 760 — — — — 760 Ending balance at September 30, 2016 $ 560 $ 5,529 $ 42 $ 2,574 $ (24 ) $ 22 $ 8,703 (1) The valuation of loans held for investment at fair value includes the management estimates of the specific credit risk attributes of each loan (Level 3), in addition to the quoted secondary-market prices which account for interest rate characteristics. (2) Consists of commitments to extend credit on loans to be held for sale. (3) Consists of mandatory loan sale commitments. The following fair value hierarchy tables present information about the Corporation’s assets measured at fair value at the dates indicated on a nonrecurring basis: Fair Value Measurement at September 30, 2017 Using: (In Thousands) Level 1 Level 2 Level 3 Total Non-performing loans $ — $ 6,222 $ 1,769 $ 7,991 MSA — — 412 412 Real estate owned, net — — — — Total $ — $ 6,222 $ 2,181 $ 8,403 Fair Value Measurement at June 30, 2017 Using: (In Thousands) Level 1 Level 2 Level 3 Total Non-performing loans $ — $ 7,049 $ 946 $ 7,995 MSA — — 407 407 Real estate owned, net — 1,615 — 1,615 Total $ — $ 8,664 $ 1,353 $ 10,017 The following table presents additional information about valuation techniques and inputs used for assets and liabilities, including derivative financial instruments, which are measured at fair value and categorized within Level 3 as of September 30, 2017: (Dollars In Thousands) Fair Value Valuation Techniques Unobservable Inputs Range (1) (Weighted Average) Impact to Valuation from an Increase in Inputs (2) Assets: Securities available - for sale: Private issue CMO $ 448 Market comparable pricing Comparability adjustment 0.5% – 1.7% (1.5%) Increase Loans held for investment, at fair value $ 6,924 Relative value Broker quotes 98.4% – 105.3% Increase Non-performing loans $ 64 Discounted cash flow Default rates 5.0% Decrease Non-performing loans $ 1,705 Relative value analysis Loss severity 20.0% - 30.0% (20.8%) Decrease MSA $ 412 Discounted cash flow Prepayment speed (CPR) Discount rate 13.1% - 60.0% (23.1%) Decrease Interest-only strips $ 28 Discounted cash flow Prepayment speed (CPR) Discount rate 15.4% - 27.3% (25.7%) Decrease Commitments to extend credit on loans to be held for sale $ 726 Relative value analysis TBA-MBS broker quotes Fall-out ratio (3) 98.9% – 104.6% Increase Mandatory loan sale commitments $ 6 Relative value analysis TBA MBS broker quotes Roll-forward costs (4) 103.9% of par Decrease Liabilities: Commitments to extend credit on loans to be held for sale $ 39 Relative value analysis TBA-MBS broker quotes Fall-out ratio (3) 100.8% – 104.8% Increase Mandatory loan sale commitments $ 10 Relative value analysis TBA MBS broker quotes Roll-forward costs (4) 101.3% - 103.9% Decrease (1) The range is based on the estimated fair values and management estimates. (2) Unless otherwise noted, this column represents the directional change in the fair value of the Level 3 investments that would result from an increase to the corresponding unobservable input. A decrease to the unobservable input would have the opposite effect. Significant changes in these inputs in isolation could result in significantly higher or lower fair value measurements. (3) The percentage of commitments to extend credit on loans to be held for sale which management has estimated may not fund. (4) An estimated cost to roll forward the mandatory loan sale commitments which management has estimated may not be delivered to the corresponding investors in a timely manner. The significant unobservable inputs used in the fair value measurement of the Corporation’s assets and liabilities include the following: prepayment speeds, discount rates, MBS – TBA quotes, fallout ratios, broker quotes and roll-forward costs, among others. Significant increases or decreases in any of these inputs in isolation could result in significantly lower or higher fair value measurement. The various unobservable inputs used to determine valuations may have similar or diverging impacts on valuation. The carrying amount and fair value of the Corporation’s other financial instruments as of September 30, 2017 and June 30, 2017 was as follows: September 30, 2017 (In Thousands) Carrying Fair Financial assets: Investment securities - held to maturity $ 64,751 $ 64,928 — $ 64,928 $ — Loans held for investment, not recorded at fair value $ 901,136 $ 890,098 — — $ 890,098 FHLB – San Francisco stock $ 8,108 $ 8,108 — $ 8,108 — Financial liabilities: Deposits $ 927,016 $ 895,912 — — $ 895,912 Borrowings $ 121,206 $ 122,147 — — $ 122,147 June 30, 2017 (In Thousands) Carrying Fair Financial assets: Investment securities - held to maturity $ 60,441 $ 60,629 — $ 60,629 — Loans held for investment, not recorded at fair value $ 898,474 $ 885,650 — — $ 885,650 FHLB – San Francisco stock $ 8,108 $ 8,108 — $ 8,108 — Financial liabilities: Deposits $ 926,521 $ 896,140 — — $ 896,140 Borrowings $ 126,226 $ 126,083 — — $ 126,083 Investment securities - held to maturity: The investment securities - held to maturity consist of time deposits at CRA qualified minority financial institutions and U.S. government sponsored enterprise MBS. Due to the short-term nature of the time deposits, the principal balances approximated fair value (Level 2). For the MBS, the Corporation utilizes quoted prices in active and less than active markets for similar securities for its fair value measurement of MBS and debt securities (Level 2). Loans held for investment, not recorded at fair value: For loans that reprice frequently at market rates, the carrying amount approximates the fair value. For fixed-rate loans, the fair value is determined by either (i) discounting the estimated future cash flows of such loans over their estimated remaining contractual maturities using a current interest rate at which such loans would be made to borrowers, or (ii) quoted market prices. The allowance for loan losses is subtracted as an estimate of the underlying credit risk. FHLB – San Francisco stock: The carrying amount reported for FHLB – San Francisco stock approximates fair value. When redeemed, the Corporation will receive an amount equal to the par value of the stock. Deposits: The fair value of time deposits is estimated using a discounted cash flow calculation. The discount rate is based upon rates currently offered for deposits of similar remaining maturities. The fair value of transaction accounts (checking, money market and savings accounts) is estimated using a discounted cash flow calculation and management estimates of current market conditions. Borrowings: The fair value of borrowings has been estimated using a discounted cash flow calculation. The discount rate on such borrowings is based upon rates currently offered for borrowings of similar remaining maturities. The Corporation has various processes and controls in place to ensure that fair value is reasonably estimated. The Corporation generally determines fair value of their Level 3 assets and liabilities by using internally developed models which primarily utilize discounted cash flow techniques and prices obtained from independent management services or brokers. The Corporation performs due diligence procedures over third-party pricing service providers in order to support their use in the valuation process. The fair values of investment securities, commitments to extend credit on loans held for sale, mandatory commitments and option contracts are determined from the independent management services or brokers; while the fair value of MSA and interest-only strips are determined using the internally developed models which are based on discounted cash flow analysis. The fair value of non-performing loans is determined by calculating discounted cash flows, relative value analysis or collateral value, less selling costs. While the Corporation believes its valuation methods are appropriate and consistent with other market participants, the use of different methodologies or assumptions to determine the fair value of certain financial instruments could result in a different estimate of fair value at the reporting date. During the quarter ended September 30, 2017, there were no significant changes to the Corporation’s valuation techniques that had, or are expected to have, a material impact on its consolidated financial position or results of operations.

Incentive Plans

Incentive Plans	3 Months Ended
	Sep. 30, 2017
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
Incentive Plans	Incentive Plans As of September 30, 2017, the Corporation had two active share-based compensation plans, which are described below. These plans are the 2013 Equity Incentive Plan (“2013 Plan”) and the 2010 Equity Incentive Plan (“2010 Plan”). Additionally, the Corporation had one inactive share-based compensation plan - the 2006 Equity Incentive Plan (“2006 Plan”) where no new awards can be granted but outstanding grants remain eligible for exercise. For the quarters ended September 30, 2017 and 2016, the compensation cost for these plans was $266,000 and $702,000 , respectively. The income tax benefit recognized in the Condensed Consolidated Statements of Operations per adoption of ASU 2016-09 for share-based compensation plans for the quarter ended September 30, 2017 was $27,000 ; while the income tax benefit recognized in the Condensed Consolidated Statements of Stockholders' Equity for share-based compensation plans for the quarter ended September 30, 2016 was $187,000 . Equity Incentive Plans. The Corporation established and the shareholders approved the 2013 Plan, the 2010 Plan and the 2006 Plan (collectively, "the Plans") for directors, advisory directors, directors emeriti, officers and employees of the Corporation and its subsidiary. The 2013 Plan authorizes 300,000 stock options and 300,000 shares of restricted stock. The 2013 Plan also provides that no person may be granted more than 60,000 stock options or 45,000 shares of restricted stock in any one year. The 2010 Plan authorizes 586,250 stock options and 288,750 shares of restricted stock. The 2010 Plan also provides that no person may be granted more than 117,250 stock options or 43,312 shares of restricted stock in any one year. The 2006 Plan authorized 365,000 stock options and 185,000 shares of restricted stock. The 2006 Plan also provided that no person was granted more than 73,000 stock options or 27,750 shares of restricted stock in any one year. Equity Incentive Plans - Stock Options. Under the Plans, options may not be granted at a price less than the fair market value at the date of the grant. Options typically vest over a five -year or shorter period as long as the director, advisory director, director emeritus, officer or employee remains in service to the Corporation. The options are exercisable after vesting for up to the remaining term of the original grant. The maximum term of the options granted is 10 years . The fair value of each option grant is estimated on the date of the grant using the Black-Scholes option valuation model with the following assumptions. The expected volatility is based on implied volatility from historical common stock closing prices for the prior 84 months. The expected dividend yield is based on the most recent quarterly dividend on an annualized basis. The expected term is based on the historical experience of all fully vested stock option grants and is reviewed annually. The risk-free interest rate is based on the U.S. Treasury note rate with a term similar to the underlying stock option on the particular grant date. During the first quarter of fiscal 2018, no options were granted, while 21,500 options were exercised and 2,500 options were forfeited. This compares to the first quarter of fiscal 2017 when 20,000 options were granted, while 15,000 options were exercised and 16,000 options were forfeited. As of September 30, 2017 and 2016, there were 147,500 and 131,750 stock options available for future grants under the Plans, respectively. The following table summarizes the stock option activity in the Plans for the quarter ended September 30, 2017. For the Quarter Ended September 30, 2017 Options Shares Weighted- Average Exercise Price Weighted- Average Remaining Contractual Term (Years) Aggregate Intrinsic Value ($000) Outstanding at June 30, 2017 615,250 $12.14 Granted — $— Exercised (21,500 ) $8.23 Forfeited (2,500 ) $14.59 Outstanding at September 30, 2017 591,250 $12.27 5.56 $4,337 Vested and expected to vest at September 30, 2017 553,100 $12.05 5.43 $4,163 Exercisable at September 30, 2017 390,500 $10.73 4.69 $3,463 As of September 30, 2017 and 2016, there was $777,000 and $1.3 million of unrecognized compensation expense, respectively, related to unvested share-based compensation arrangements under the Plans. The expense is expected to be recognized over a weighted-average period of 1.3 years and 2.1 years , respectively. The forfeiture rate during the first three months of fiscal 2018 and 2017 was 20 percent for both periods, and was calculated by using the historical forfeiture experience of stock option grants and is reviewed annually. Equity Incentive Plans – Restricted Stock. The Corporation used 300,000 shares, 288,750 shares and 185,000 shares of its treasury stock to fund the 2013 Plan, the 2010 Plan and the 2006 Plan, respectively. Awarded shares typically vest over a five -year or shorter period as long as the director, advisory director, director emeriti, officer or employee remains in service to the Corporation. Once vested, a recipient of restricted stock will have all rights of a shareholder, including the power to vote and the right to receive dividends. The Corporation recognizes compensation expense for the restricted stock awards based on the fair value of the shares at the award date. There was no restricted stock activity in the first quarter of fiscal 2018, other than the forfeiture of 2,000 shares of restricted stock. This compares to the award of 15,000 shares, the forfeiture of 7,000 shares and the vesting of 87,750 shares of restricted stock in the first quarter of fiscal 2017. As of September 30, 2017 and 2016, there were 267,750 shares and 268,850 shares of restricted stock, respectively available for future awards under the Plans. The following table summarizes the unvested restricted stock activity in the quarter ended September 30, 2017. For the Quarter Ended September 30, 2017 Unvested Shares Shares Weighted-Average Award Date Fair Value Unvested at June 30, 2017 111,000 $14.16 Granted — $— Vested — $— Forfeited (2,000 ) $13.30 Unvested at September 30, 2017 109,000 $14.45 Expected to vest at September 30, 2017 87,200 $14.45 As of September 30, 2017 and 2016, the unrecognized compensation expense was $1.0 million and $1.8 million , respectively, related to unvested share-based compensation arrangements under the Plans, and reported as a reduction to stockholders’ equity. This expense is expected to be recognized over a weighted-average period of 1.5 years and 2.3 years , respectively. Similar to stock options, a forfeiture rate of 20 percent has been applied for the restricted stock compensation expense calculations in the first three months of fiscal 2018 and 2017. Stock Option Plan. The Corporation established the Stock Option Plan for key employees and eligible directors under which options to acquire up to 352,500 shares of common stock may be granted. Under the Stock Option Plan, stock options may not be granted at a price less than the fair market value at the date of the grant. Stock options typically vest over a five -year period on a pro-rata basis as long as the employee or director remains in service to the Corporation. The stock options are exercisable after vesting for up to the remaining term of the original grant. The maximum term of the stock options granted is 10 years . As of September 30, 2017, no stock options remain available for future grants under the Stock Option Plan, which expired in November 2013. The fair value of each stock option grant was estimated on the date of the grant using the Black-Scholes option valuation model with the following assumptions. The expected volatility was based on implied volatility from historical common stock closing prices for the prior 84 months. The expected dividend yield was based on the most recent quarterly dividend on an annualized basis. The expected term was based on the historical experience of stock option grants and is reviewed annually. The risk-free interest rate was based on the U.S. Treasury note rate with a term similar to the underlying stock option on the particular grant date. For the first quarter of fiscal 2018 and 2017, there was no activity in the Stock Option Plan, except forfeitures of 50,000 shares and 12,500 shares, respectively. As of September 30, 2017 and 2016, there were no stock options available for future grants under the Stock Option Plan. The following table summarizes the activity in the Stock Option Plan for the quarter ended September 30, 2017. For the Quarter Ended September 30, 2017 Options Shares Weighted- Average Exercise Price Weighted- Average Remaining Contractual Term (Years) Aggregate Intrinsic Value ($000) Outstanding at June 30, 2017 50,000 $19.92 Granted — $— Exercised — $— Forfeited (50,000 ) $19.92 Outstanding at September 30, 2017 — $— 0 $— Vested and expected to vest at September 30, 2017 — $— 0 $— Exercisable at September 30, 2017 — $— 0 $— As of September 30, 2017 and 2016, there was no unrecognized compensation expense at either date, related to unvested share-based compensation arrangements under the Stock Option Plan.

Reclassification Adjustment of

Reclassification Adjustment of Accumulated Other Comprehensive Income ("AOCI")	3 Months Ended
	Sep. 30, 2017
Equity [Abstract]
Reclassification Adjustment of Accumulated Other Comprehensive Income (AOCI)	Reclassification adjustment of Accumulated Other Comprehensive Income ("AOCI") The following tables provide the changes in AOCI by component for the quarters ended September 30, 2017 and 2016. For the Quarter Ended September 30, 2017 Unrealized gains and losses on (In Thousands) Investment securities available for sale Interest-only strips Total Beginning balance at June 30, 2017 $ 211 $ 18 $ 229 Other comprehensive income (loss) before reclassifications 3 (2 ) 1 Amount reclassified from accumulated other comprehensive income — — — Net other comprehensive income (loss) 3 (2 ) 1 Ending balance at September 30, 2017 $ 214 $ 16 $ 230 For the Quarter Ended September 30, 2016 Unrealized gains and losses on (In Thousands) Investment securities available for sale Interest-only strips Total Beginning balance at June 30, 2016 $ 286 $ 27 $ 313 Other comprehensive loss before reclassifications (30 ) (3 ) (33 ) Amount reclassified from accumulated other comprehensive income — — — Net other comprehensive loss (30 ) (3 ) (33 ) Ending balance at September 30, 2016 $ 256 $ 24 $ 280

Offsetting Derivative and Other

Offsetting Derivative and Other Financial Instruments (Notes)	3 Months Ended
	Sep. 30, 2017
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Derivative Instruments and Hedging Activities Disclosure [Text Block]	Offsetting Derivative and Other Financial Instruments The Corporation’s derivative transactions are generally governed by International Swaps and Derivatives Association Master Agreements and similar arrangements, which include provisions governing the setoff of assets and liabilities between the parties. When the Corporation has more than one outstanding derivative transaction with a single counterparty, the setoff provisions contained within these agreements generally allow the non-defaulting party the right to reduce its liability to the defaulting party by amounts eligible for setoff, including the collateral received as well as eligible offsetting transactions with that counterparty, irrespective of the currency, place of payment, or booking office. The Corporation’s policy is to present its derivative assets and derivative liabilities on the Condensed Consolidated Statements of Financial Condition on a net basis. The derivative assets and liabilities are comprised of mandatory loan sale commitments, TBA MBS trades and option contracts. The following tables present the gross and net amounts of derivative assets and liabilities and other financial instruments as reported in the Corporation’s Condensed Consolidated Statement of Financial Condition, and the gross amount not offset in the Corporation’s Condensed Consolidated Statement of Financial Condition as of the dates indicated. As of September 30, 2017: Gross Net Amount Amount Offset in the of Assets in Gross Amount Not Offset in Condensed the Condensed the Condensed Consolidated Gross Consolidated Consolidated Statements of Financial Condition Amount of Statements Statements Cash Recognized of Financial of Financial Financial Collateral Net (In Thousands) Assets Condition Condition Instruments Received Amount Assets Derivatives $ 387 $ — $ 387 $ — $ — $ 387 Total $ 387 $ — $ 387 $ — $ — $ 387 Gross Net Amount Amount Offset in the of Liabilities in Gross Amount Not Offset in Condensed the Condensed the Condensed Consolidated Gross Consolidated Consolidated Statements of Financial Condition Amount of Statements Statements Cash Recognized of Financial of Financial Financial Collateral Net (In Thousands) Liabilities Condition Condition Instruments Received Amount Liabilities Derivatives $ 10 $ — $ 10 $ — $ — $ 10 Total $ 10 $ — $ 10 $ — $ — $ 10 As of June 30, 2017: Gross Net Amount Amount Offset in the of Assets in Gross Amount Not Offset in Condensed the Condensed the Condensed Consolidated Gross Consolidated Consolidated Statements of Financial Condition Amount of Statements Statements Cash Recognized of Financial of Financial Financial Collateral Net (In Thousands) Assets Condition Condition Instruments Received Amount Assets Derivatives $ 623 $ — $ 623 $ — $ — $ 623 Total $ 623 $ — $ 623 $ — $ — $ 623 Gross Net Amount Amount Offset in the of Liabilities in Gross Amount Not Offset in Condensed the Condensed the Condensed Consolidated Gross Consolidated Consolidated Statements of Financial Condition Amount of Statements Statements Cash Recognized of Financial of Financial Financial Collateral Net (In Thousands) Liabilities Condition Condition Instruments Received Amount Liabilities Derivatives $ — $ — $ — $ — $ — $ — Total $ — $ — $ — $ — $ — $ —

Subsequent Events

Subsequent Events	3 Months Ended
	Sep. 30, 2017
Subsequent Events [Abstract]
Subsequent Events	Subsequent Event On October 24, 2017, the Corporation announced that the Corporation’s Board of Directors declared a quarterly cash dividend of $0.14 per share. Shareholders of the Corporation’s common stock at the close of business on November 14, 2017 will be entitled to receive the cash dividend. The cash dividend will be payable on December 5, 2017.

Accounting Standard Updates (20

Accounting Standard Updates ("ASU") (Policies)	3 Months Ended
	Sep. 30, 2017
New Accounting Pronouncements and Changes in Accounting Principles [Abstract]
Segment Reporting Policy	The Corporation operates in two business segments: community banking through the Bank and mortgage banking through Provident Bank Mortgage (“PBM”), a division of the Bank.
Other Than Temporary Impairment Policy	The Corporation evaluates individual investment securities quarterly for other-than-temporary declines in market value. As of September 30, 2017 and June 30, 2017, the unrealized holding loss was less than 12 months. The Corporation does not believe that there are any other-than-temporary impairments on the investment securities at September 30, 2017 and 2016; therefore, no impairment losses were recorded for the quarters ended September 30, 2017 and 2016.
Impaired Financing Receivables	on-performing loans are charged-off to their fair market values in the period the loans, or portion thereof, are deemed uncollectible, generally after the loan becomes 150 days delinquent for real estate secured first trust deed loans and 120 days delinquent for commercial business or real estate secured second trust deed loans. For loans that were modified from their original terms, were re-underwritten and identified in the Corporation’s asset quality reports as troubled debt restructurings (“restructured loans”), the charge-off occurs when the loan becomes 90 days delinquent; and where borrowers file bankruptcy, the charge-off occurs when the loan becomes 60 days delinquent. The amount of the charge-off is determined by comparing the loan balance to the estimated fair value of the underlying collateral, less disposition costs, with the loan balance in excess of the estimated fair value charged-off against the allowance for loan losses. The allowance for loan losses for non-performing loans is determined by applying Accounting Standards Codification (“ASC”) 310 , “Receivables.” For restructured loans that are less than 90 days delinquent, the allowance for loan losses are segregated into (a) individually evaluated allowances for those loans with applicable discounted cash flow calculations still in their restructuring period, classified lower than pass, and containing an embedded loss component or (b) collectively evaluated allowances based on the aggregated pooling method. For non-performing loans less than 60 days delinquent where the borrower has filed bankruptcy, the collectively evaluated allowances are assigned based on the aggregated pooling method.
Non-Performing Loans Policy	The Corporation records payments on non-performing loans utilizing the cash basis or cost recovery method of accounting during the periods when the loans are on non-performing status.
Off-Balance-Sheet Credit Exposure, Policy	The Corporation is a party to financial instruments with off-balance sheet risk in the normal course of business to meet the financing needs of its customers. These financial instruments include commitments to extend credit in the form of originating loans or providing funds under existing lines of credit, loan sale commitments to third parties and option contracts. These instruments involve, to varying degrees, elements of credit and interest-rate risk in excess of the amount recognized in the accompanying Condensed Consolidated Statements of Financial Condition. The Corporation’s exposure to credit loss, in the event of non-performance by the counterparty to these financial instruments, is represented by the contractual amount of these instruments. The Corporation uses the same credit policies in entering into financial instruments with off-balance sheet risk as it does for on-balance sheet instruments. As of September 30, 2017 and June 30, 2017, the Corporation had commitments to extend credit (on loans to be held for investment and loans to be held for sale) of $96.3 million and $111.8 million , respectively.
Commitments on Undisbursed Funds Held for Investment Policy	In accordance with ASC 815, “Derivatives and Hedging,” and interpretations of the Derivatives Implementation Group of the FASB, the fair value of the commitments to extend credit on loans to be held for sale, loan sale commitments, to be announced (“TBA”) MBS trades, put option contracts and call option contracts are recorded at fair value on the Condensed Consolidated Statements of Financial Condition. At September 30, 2017, $1.1 million was included in other assets and $49,000 was included in other liabilities; at June 30, 2017, $1.5 million was included in other assets and $38,000 was included in other liabilities. The Corporation does not apply hedge accounting to its derivative financial instruments; therefore, all changes in fair value are recorded in earnings.

Earnings Per Share (Tables)

Earnings Per Share (Tables)	3 Months Ended
	Sep. 30, 2017
Earnings Per Share [Abstract]
Schedule of Earnings Per Share, Basic and Diluted	The following table provides the basic and diluted EPS computations for the quarters ended September 30, 2017 and 2016, respectively. (In Thousands, Except Earnings Per Share) For the Quarters Ended 2017 2016 Numerator: Net (loss) income – numerator for basic earnings per share and diluted earnings per share - available to common stockholders $ (225 ) $ 1,594 Denominator: Denominator for basic earnings per share: Weighted-average shares 7,694 7,948 Effect of dilutive shares: Stock options — 158 Restricted stock — 48 Denominator for diluted earnings per share: Adjusted weighted-average shares and assumed conversions 7,694 8,154 Basic (loss) earnings per share $ (0.03 ) $ 0.20 Diluted (loss) earnings per share $ (0.03 ) $ 0.20

Operating Segment Reports (Tabl

Operating Segment Reports (Tables)	3 Months Ended
	Sep. 30, 2017
Segment Reporting [Abstract]
Schedule of Segment Reporting Information, by Segment	The following tables set forth condensed consolidated statements of operations and total assets for the Corporation’s operating segments for the quarters ended September 30, 2017 and 2016, respectively. For the Quarter Ended September 30, 2017 (In Thousands) Provident Provident Consolidated Net interest income $ 8,550 $ 568 $ 9,118 Provision for loan losses 169 — 169 Net interest income, after provision for loan losses 8,381 568 8,949 Non-interest income: Loan servicing and other fees (1) 47 316 363 Gain on sale of loans, net (2) — 4,847 4,847 Deposit account fees 558 — 558 Loss on sale and operations of real estate owned acquired in the settlement of loans, net (40 ) — (40 ) Card and processing fees 381 — 381 Other 243 — 243 Total non-interest income 1,189 5,163 6,352 Non-interest expense: Salaries and employee benefits 4,502 4,767 9,269 Premises and occupancy 827 487 1,314 Operating and administrative expenses 2,251 2,900 5,151 Total non-interest expense 7,580 8,154 15,734 Income (loss) before income taxes 1,990 (2,423 ) (433 ) Provision (benefit) for income taxes 811 (1,019 ) (208 ) Net income (loss) $ 1,179 $ (1,404 ) $ (225 ) Total assets, end of period $ 1,066,294 $ 127,492 $ 1,193,786 (1) Includes an inter-company charge of $240 credited to PBM by the Bank during the period to compensate PBM for originating loans held for investment. (2) Includes an inter-company charge of $59 credited to PBM by the Bank during the period to compensate PBM for servicing fees on loans sold on a servicing retained basis. For the Quarter Ended September 30, 2016 (In Thousands) Provident Provident Consolidated Net interest income $ 7,575 $ 1,513 $ 9,088 Provision (recovery) for loan losses 36 (186 ) (150 ) Net interest income after provision (recovery) for loan losses 7,539 1,699 9,238 Non-interest income: Loan servicing and other fees (1) 69 198 267 Gain on sale of loans, net (2) 1 7,995 7,996 Deposit account fees 550 — 550 Loss (gain) on sale and operations of real estate owned acquired in the settlement of loans, net (105 ) 2 (103 ) Card and processing fees 364 — 364 Other 178 — 178 Total non-interest income 1,057 8,195 9,252 Non-interest expense: Salaries and employee benefits 4,894 6,420 11,314 Premises and occupancy 856 433 1,289 Operating and administrative expenses 1,147 1,882 3,029 Total non-interest expense 6,897 8,735 15,632 Income before income taxes 1,699 1,159 2,858 Provision for income taxes 777 487 1,264 Net income $ 922 $ 672 $ 1,594 Total assets, end of period $ 977,964 $ 264,550 $ 1,242,514 (1) Includes an inter-company charge of $95 credited to PBM by the Bank during the period to compensate PBM for originating loans held for investment. (2) Includes an inter-company charge of $59 credited to PBM by the Bank during the period to compensate PBM for servicing fees on loans sold on a servicing retained basis.

Investment Securities (Tables)

Investment Securities (Tables)	3 Months Ended
	Sep. 30, 2017
Investments, Debt and Equity Securities [Abstract]
Schedule of Available-for-sale Securities Reconciliation	The amortized cost and estimated fair value of investment securities as of September 30, 2017 and June 30, 2017 were as follows: September 30, 2017 Amortized Cost Gross Unrealized Gains Gross Unrealized (Losses) Estimated Fair Value Carrying Value (In Thousands) Held to maturity: Certificates of deposit $ 600 $ — $ — $ 600 $ 600 U.S. government sponsored enterprise MBS (1) 64,151 205 (28 ) 64,328 64,151 Total investment securities - held to maturity $ 64,751 $ 205 $ (28 ) $ 64,928 $ 64,751 Available for sale: U.S. government agency MBS $ 4,943 $ 199 $ — $ 5,142 $ 5,142 U.S. government sponsored enterprise MBS 3,186 164 — 3,350 3,350 Private issue CMO (2) 442 6 — 448 448 Total investment securities - available for sale $ 8,571 $ 369 $ — $ 8,940 $ 8,940 Total investment securities $ 73,322 $ 574 $ (28 ) $ 73,868 $ 73,691 (1) Mortgage-Backed Securities (“MBS”). (2) Collateralized Mortgage Obligations (“CMO”). June 30, 2017 Amortized Cost Gross Unrealized Gains Gross Unrealized (Losses) Estimated Fair Value Carrying Value (In Thousands) Held to maturity: Certificates of deposit $ 600 $ — $ — $ 600 $ 600 U.S. government sponsored enterprise MBS 59,841 265 (77 ) 60,029 59,841 Total investment securities - held to maturity $ 60,441 $ 265 $ (77 ) $ 60,629 $ 60,441 Available for sale: U.S. government agency MBS $ 5,197 $ 186 $ — $ 5,383 $ 5,383 U.S. government sponsored enterprise MBS 3,301 173 — 3,474 3,474 Private issue CMO 456 5 — 461 461 Total investment securities - available for sale $ 8,954 $ 364 $ — $ 9,318 $ 9,318 Total investment securities $ 69,395 $ 629 $ (77 ) $ 69,947 $ 69,759
Investments Classified by Contractual Maturity	Contractual maturities of investment securities as of September 30, 2017 and June 30, 2017 were as follows: September 30, 2017 June 30, 2017 (In Thousands) Amortized Estimated Amortized Estimated Held to maturity: Due in one year or less $ 600 $ 600 $ 600 $ 600 Due after one through five years 7,840 7,882 4,698 4,708 Due after five through ten years 44,245 44,236 41,404 41,374 Due after ten years 12,066 12,210 13,739 13,947 Total investment securities - held to maturity $ 64,751 $ 64,928 $ 60,441 $ 60,629 Available for sale: Due in one year or less $ — $ — $ — $ — Due after one through five years — — — — Due after five through ten years — — — — Due after ten years 8,571 8,940 8,954 9,318 Total investment securities - available for sale $ 8,571 $ 8,940 $ 8,954 $ 9,318 Total investment securities $ 73,322 $ 73,868 $ 69,395 $ 69,947

Loans Held For Investment (Tabl

Loans Held For Investment (Tables)	3 Months Ended
	Sep. 30, 2017
Loans and Leases Receivable Disclosure [Abstract]
Schedule of Loans Held for Investment	Loans held for investment, net of fair value adjustments, consisted of the following: (In Thousands) September 30, June 30, Mortgage loans: Single-family $ 322,363 $ 322,197 Multi-family 482,617 479,959 Commercial real estate 96,863 97,562 Construction 16,290 16,009 Commercial business loans 466 576 Consumer loans 131 129 Total loans held for investment, gross 918,730 916,432 Undisbursed loan funds (8,189 ) (9,015 ) Advance payments of escrows 24 61 Deferred loan costs, net 5,558 5,480 Allowance for loan losses (8,063 ) (8,039 ) Total loans held for investment, net $ 908,060 $ 904,919
Schedule of Loans Held for Investment, Contractual Repricing	Adjustable Rate (In Thousands) Within One Year After After After Fixed Rate Total Mortgage loans: Single-family $ 161,098 $ 21,404 $ 77,223 $ 48,293 $ 14,345 $ 322,363 Multi-family 111,180 174,809 179,602 14,441 2,585 482,617 Commercial real estate 23,134 40,725 32,377 — 627 96,863 Construction 15,861 — — — 429 16,290 Commercial business loans 61 — — — 405 466 Consumer loans 131 — — — — 131 Total loans held for investment, gross $ 311,465 $ 236,938 $ 289,202 $ 62,734 $ 18,391 $ 918,730
Schedule of Allowance for Loan Losses and Recorded Investment [Table Text Block]	The following tables summarize the Corporation’s allowance for loan losses and recorded investment in gross loans, by portfolio type, at the dates and for the periods indicated. Quarter Ended September 30, 2017 (In Thousands) Single-family Multi-family Commercial Real Estate Construction Commercial Business Consumer Total Allowance for loan losses: Allowance at beginning of period $ 3,601 $ 3,420 $ 879 $ 96 $ 36 $ 7 $ 8,039 Provision (recovery) for loan losses 123 11 (4 ) 44 (5 ) — 169 Recoveries 84 — — — — — 84 Charge-offs (229 ) — — — — — (229 ) Allowance for loan losses, end of period $ 3,579 $ 3,431 $ 875 $ 140 $ 31 $ 7 $ 8,063 Allowance for loan losses: Individually evaluated for impairment $ 17 $ — $ — $ — $ 15 $ — $ 32 Collectively evaluated for impairment 3,562 3,431 875 140 16 7 8,031 Allowance for loan losses, end of period $ 3,579 $ 3,431 $ 875 $ 140 $ 31 $ 7 $ 8,063 Loans held for investment: Individually evaluated for impairment $ 6,239 $ — $ — $ — $ 79 $ — $ 6,318 Collectively evaluated for impairment 316,124 482,617 96,863 16,290 387 131 912,412 Total loans held for investment, gross $ 322,363 $ 482,617 $ 96,863 $ 16,290 $ 466 $ 131 $ 918,730 Allowance for loan losses as a percentage of gross loans held for investment 1.11 % 0.71 % 0.90 % 0.86 % 6.65 % 5.34 % 0.88 % Quarter Ended September 30, 2016 (In Thousands) Single-family Multi-family Commercial Real Estate Construction Other Mortgage Commercial Business Consumer Total Allowance for loan losses: Allowance at beginning of period $ 4,933 $ 2,800 $ 848 $ 31 $ 7 $ 43 $ 8 $ 8,670 (Recovery) provision for loan losses (555 ) 379 6 22 — (1 ) (1 ) (150 ) Recoveries 263 7 — — — — 1 271 Charge-offs (66 ) — — — — — — (66 ) Allowance for loan losses, end of period $ 4,575 $ 3,186 $ 854 $ 53 $ 7 $ 42 $ 8 $ 8,725 Allowance for loan losses: Individually evaluated for impairment $ — $ — $ — $ — $ — $ 20 $ — $ 20 Collectively evaluated for impairment 4,575 3,186 854 53 7 22 8 8,705 Allowance for loan losses, end of period $ 4,575 $ 3,186 $ 854 $ 53 $ 7 $ 42 $ 8 $ 8,725 Loans held for investment: Individually evaluated for impairment $ 6,634 $ 377 $ — $ — $ — $ 94 $ — $ 7,105 Collectively evaluated for impairment 306,161 438,046 100,136 15,811 331 530 199 861,214 Total loans held for investment, gross $ 312,795 $ 438,423 $ 100,136 $ 15,811 $ 331 $ 624 $ 199 $ 868,319 Allowance for loan losses as a percentage of gross loans held for investment 1.46 % 0.73 % 0.85 % 0.34 % 2.11 % 6.73 % 4.02 % 1.01 %
Schedule of Allowance for Loan Losses	The following table summarizes the Corporation’s allowance for loan losses at September 30, 2017 and June 30, 2017: (In Thousands) September 30, 2017 June 30, 2017 Collectively evaluated for impairment: Mortgage loans: Single-family $ 3,562 $ 3,515 Multi-family 3,431 3,420 Commercial real estate 875 879 Construction 140 96 Commercial business loans 16 21 Consumer loans 7 7 Total collectively evaluated allowance 8,031 7,938 Individually evaluated for impairment: Mortgage loans: Single-family 17 86 Commercial business loans 15 15 Total individually evaluated allowance 32 101 Total loan loss allowance $ 8,063 $ 8,039 The following table is provided to disclose additional details on the Corporation’s allowance for loan losses: For the Quarters Ended (Dollars in Thousands) 2017 2016 Allowance at beginning of period $ 8,039 $ 8,670 Provision (recovery) for loan losses 169 (150 ) Recoveries: Mortgage loans: Single-family 84 263 Multi-family — 7 Consumer loans — 1 Total recoveries 84 271 Charge-offs: Mortgage loans: Single-family (229 ) (66 ) Total charge-offs (229 ) (66 ) Net (charge-offs) recoveries (145 ) 205 Balance at end of period $ 8,063 $ 8,725 Allowance for loan losses as a percentage of gross loans held for investment at the end of the period 0.88 % 1.01 % Net charge-offs (recoveries) as a percentage of average loans receivable, net, during the period (annualized) 0.06 % (0.08 )%
Schedule of Recorded Investment in Non-Performing Loans	At September 30, 2017 Unpaid Net Principal Related Recorded Recorded (In Thousands) Balance Charge-offs Investment Allowance (1) Investment Mortgage loans: Single-family: With a related allowance $ 2,407 $ — $ 2,407 $ (463 ) $ 1,944 Without a related allowance (2) 7,013 (1,030 ) 5,983 — 5,983 Total single-family 9,420 (1,030 ) 8,390 (463 ) 7,927 Commercial business loans: With a related allowance 79 — 79 (15 ) 64 Total commercial business loans 79 — 79 (15 ) 64 Total non-performing loans $ 9,499 $ (1,030 ) $ 8,469 $ (478 ) $ 7,991 (1) Consists of collectively and individually evaluated allowances, specifically assigned to the individual loan, and fair value credit adjustments. (2) There was no related allowance for loan losses because the loans have been charged-off to their fair value or the fair value of the collateral is higher than the loan balance. At June 30, 2017 Unpaid Net Principal Related Recorded Recorded (In Thousands) Balance Charge-offs Investment Allowance (1) Investment Mortgage loans: Single-family: With a related allowance $ 1,821 $ — $ 1,821 $ (325 ) $ 1,496 Without a related allowance (2) 7,119 (886 ) 6,233 — 6,233 Total single-family 8,940 (886 ) 8,054 (325 ) 7,729 Commercial real estate: Without a related allowance (2) 201 — 201 — 201 Total commercial real estate 201 — 201 — 201 Commercial business loans: With a related allowance 80 — 80 (15 ) 65 Total commercial business loans 80 — 80 (15 ) 65 Total non-performing loans $ 9,221 $ (886 ) $ 8,335 $ (340 ) $ 7,995 (1) Consists of collectively and individually evaluated allowances, specifically assigned to the individual loan. (2) There was no related allowance for loan losses because the loans have been charged-off to their fair value or the fair value of the collateral is higher than the loan balance.
Schedule of Average Recorded Investment in Non-Performing Loans and Related Interest Income [Table Text Block]	The following table presents the average recorded investment in non-performing loans and the related interest income recognized for the quarters ended September 30, 2017 and 2016: Quarter Ended September 30, 2017 2016 Average Interest Average Interest Recorded Income Recorded Income (In Thousands) Investment Recognized Investment Recognized Without related allowances: Mortgage loans: Single-family $ 6,167 $ 135 $ 7,310 $ 35 Multi-family — — 379 — Commercial real estate 67 13 — — 6,234 148 7,689 35 With related allowances: Mortgage loans: Single-family 1,609 11 3,230 27 Multi-family — — 467 5 Commercial business loans 79 1 94 2 1,688 12 3,791 34 Total $ 7,922 $ 160 $ 11,480 $ 69
Schedule of Aging Analysis of Non-Performing Loans	The following tables denote the past due status of the Corporation's gross loans held for investment, net of fair value adjustments, at the dates indicated. September 30, 2017 (In Thousands) Current 30-89 Days Past Due Non-Accrual (1) Total Loans Held for Investment Mortgage loans: Single-family $ 312,499 $ 1,512 $ 8,352 $ 322,363 Multi-family 482,617 — — 482,617 Commercial real estate 96,863 — — 96,863 Construction 16,290 — — 16,290 Commercial business loans 387 — 79 466 Consumer loans 131 — — 131 Total loans held for investment, gross $ 908,787 $ 1,512 $ 8,431 $ 918,730 (1) All loans 90 days or greater past due are placed on non-accrual status. June 30, 2017 (In Thousands) Current 30-89 Days Past Due Non-Accrual (1) Total Loans Held for Investment Mortgage loans: Single-family $ 313,146 $ 1,035 $ 8,016 $ 322,197 Multi-family 479,959 — — 479,959 Commercial real estate 97,361 — 201 97,562 Construction 16,009 — — 16,009 Commercial business loans 496 — 80 576 Consumer loans 129 — — 129 Total loans held for investment, gross $ 907,100 $ 1,035 $ 8,297 $ 916,432 (1) All loans 90 days or greater past due are placed on non-accrual status.
Schedule of Troubled Debt Restructurings by Nonaccrual Versus Accrual Status	The following table summarizes at the dates indicated the restructured loan balances, net of allowance for loan losses, by loan type and non-accrual versus accrual status: At At (In Thousands) September 30, 2017 June 30, 2017 Restructured loans on non-accrual status: Mortgage loans: Single-family $ 3,393 $ 3,061 Commercial business loans 64 65 Total 3,457 3,126 Restructured loans on accrual status: Mortgage loans: Single-family 996 506 Total 996 506 Total restructured loans $ 4,453 $ 3,632
Schedule of Recorded Investment in Restructured Loans [Table Text Block]	The following tables identify the Corporation’s total recorded investment in restructured loans by type at the dates and for the periods indicated. At September 30, 2017 Unpaid Net Principal Related Recorded Recorded (In Thousands) Balance Charge-offs Investment Allowance (1) Investment Mortgage loans: Single-family: With a related allowance $ 482 $ — $ 482 $ (97 ) $ 385 Without a related allowance (2) 4,559 (555 ) 4,004 — 4,004 Total single-family 5,041 (555 ) 4,486 (97 ) 4,389 Commercial business loans: With a related allowance 79 — 79 (15 ) 64 Total commercial business loans 79 — 79 (15 ) 64 Total restructured loans $ 5,120 $ (555 ) $ 4,565 $ (112 ) $ 4,453 (1) Consists of collectively and individually evaluated allowances, specifically assigned to the individual loan. (2) There was no related allowance for loan losses because the loans have been charged-off to their fair value or the fair value of the collateral is higher than the loan balance. At June 30, 2017 Unpaid Net Principal Related Recorded Recorded (In Thousands) Balance Charge-offs Investment Allowance (1) Investment Mortgage loans: Single-family With a related allowance $ 485 $ — $ 485 $ (97 ) $ 388 Without a related allowance (2) 3,618 (439 ) 3,179 — 3,179 Total single-family 4,103 (439 ) 3,664 (97 ) 3,567 Commercial business loans: With a related allowance 80 — 80 (15 ) 65 Total commercial business loans 80 — 80 (15 ) 65 Total restructured loans $ 4,183 $ (439 ) $ 3,744 $ (112 ) $ 3,632 (1) Consists of collectively and individually evaluated allowances, specifically assigned to the individual loan. (2) There was no related allowance for loan losses because the loans have been charged-off to their fair value or the fair value of the collateral is higher than the loan balance.
Schedule of Gross Loans Held for Investment by Loan Types and Risk Category [Table Text Block]	The following tables summarize gross loans held for investment, net of fair value adjustments, by loan types and risk category at the dates indicated: September 30, 2017 (In Thousands) Single-family Multi-family Commercial Real Estate Construction Commercial Business Consumer Total Pass $ 309,744 $ 482,617 $ 96,863 $ 15,364 $ 387 $ 131 $ 905,106 Special Mention 4,267 — — 926 — — 5,193 Substandard 8,352 — — — 79 — 8,431 Total loans held for investment, gross $ 322,363 $ 482,617 $ 96,863 $ 16,290 $ 466 $ 131 $ 918,730 June 30, 2017 (In Thousands) Single-family Multi-family Commercial Real Estate Construction Commercial Business Consumer Total Pass $ 310,738 $ 479,687 $ 97,361 $ 16,009 $ 496 $ 129 $ 904,420 Special Mention 3,443 272 — — — — 3,715 Substandard 8,016 — 201 — 80 — 8,297 Total loans held for investment, gross $ 322,197 $ 479,959 $ 97,562 $ 16,009 $ 576 $ 129 $ 916,432

Derivative and Other Financia25

Derivative and Other Financial Instruments with Off-Balance Sheet Risks (Tables)	3 Months Ended
	Sep. 30, 2017
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Schedule of Undisbursed Funds Commitments	The following table provides information at the dates indicated regarding undisbursed funds to borrowers on existing lines of credit with the Corporation as well as commitments to originate loans to be held for investment at the dates indicated below. Commitments September 30, 2017 June 30, 2017 (In Thousands) Undisbursed loan funds – Construction loans $ 8,189 $ 9,015 Undisbursed lines of credit – Commercial business loans 674 646 Undisbursed lines of credit – Consumer loans 549 562 Commitments to extend credit on loans to be held for investment 4,276 19,119 Total $ 13,688 $ 29,342
Schedule of Allowance for Loan Losses of Undisbursed Funds and Commitments on Loans Held for Investment	The following table provides information regarding the allowance for loan losses for the undisbursed funds and commitments to extend credit on loans to be held for investment for the quarters ended September 30, 2017 and 2016. For the Quarters (In Thousands) 2017 2016 Balance, beginning of the period $ 277 $ 204 Recovery (64 ) (31 ) Balance, end of the period $ 213 $ 173
Schedule of Impact of Derivative Financial Instruments on Gain on Sale of Loans	The net impact of derivative financial instruments is recorded within the gain on sale of loans contained in the Condensed Consolidated Statements of Operations during the quarters ended September 30, 2017 and 2016 was as follows: For the Quarters Derivative Financial Instruments 2017 2016 (In Thousands) Commitments to extend credit on loans to be held for sale $ (122 ) $ (1,211 ) Mandatory loan sale commitments and TBA MBS trades (209 ) 1,797 Option contracts, net (37 ) (22 ) Total net (loss) gain $ (368 ) $ 564
Schedule of Outstanding Derivative Instruments	The outstanding derivative financial instruments and other loan sale agreements at the dates indicated were as follows: September 30, 2017 June 30, 2017 Derivative Financial Instruments Amount Fair Amount Fair (In Thousands) Commitments to extend credit on loans to be held for sale (1) $ 92,065 $ 687 $ 92,726 $ 809 Best efforts loan sale commitments (22,965 ) — (17,225 ) — Mandatory loan sale commitments and TBA MBS trades (185,888 ) 377 (179,777 ) 586 Option contracts, net — — (3,000 ) 37 Total $ (116,788 ) $ 1,064 $ (107,276 ) $ 1,432 (1) Net of 27.8% at September 30, 2017 and 25.7% at June 30, 2017 of commitments which management has estimated may not fund.

Fair Value of Financial Instr26

Fair Value of Financial Instruments (Tables)	3 Months Ended
	Sep. 30, 2017
Fair Value Disclosures [Abstract]
Schedule of Aggregate Fair Value and Aggregate Unpaid Principal Balance of Loans Held for Sale	(In Thousands) Aggregate Fair Value Aggregate Unpaid Principal Balance Net Unrealized (Loss) Gain As of September 30, 2017: Loans held for investment, at fair value $ 6,924 $ 7,167 $ (243 ) Loans held for sale, at fair value $ 127,234 $ 123,352 $ 3,882 As of June 30, 2017: Loans held for investment, at fair value $ 6,445 $ 6,696 $ (251 ) Loans held for sale, at fair value $ 116,548 $ 112,940 $ 3,608
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis	The following fair value hierarchy tables present information at the dates indicated about the Corporation’s assets measured at fair value on a recurring basis: Fair Value Measurement at September 30, 2017 Using: (In Thousands) Level 1 Level 2 Level 3 Total Assets: Investment securities - available for sale: U.S. government agency MBS $ — $ 5,142 $ — $ 5,142 U.S. government sponsored enterprise MBS — 3,350 — 3,350 Private issue CMO — — 448 448 Investment securities - available for sale — 8,492 448 8,940 Loans held for investment, at fair value — — 6,924 6,924 Loans held for sale, at fair value — 127,234 — 127,234 Interest-only strips — — 28 28 Derivative assets: Commitments to extend credit on loans to be held for sale — — 726 726 Mandatory loan sale commitments — — 6 6 TBA MBS trades — 381 — 381 Derivative assets — 381 732 1,113 Total assets $ — $ 136,107 $ 8,132 $ 144,239 Liabilities: Derivative liabilities: Commitments to extend credit on loans to be held for sale $ — $ — $ 39 $ 39 Mandatory loan sale commitments — — 10 10 Derivative liabilities — — 49 49 Total liabilities $ — $ — $ 49 $ 49 Fair Value Measurement at June 30, 2017 Using: (In Thousands) Level 1 Level 2 Level 3 Total Assets: Investment securities - available for sale: U.S. government agency MBS $ — $ 5,383 $ — $ 5,383 U.S. government sponsored enterprise MBS — 3,474 — 3,474 Private issue CMO — — 461 461 Investment securities - available for sale — 8,857 461 9,318 Loans held for investment, at fair value — — 6,445 6,445 Loans held for sale, at fair value — 116,548 — 116,548 Interest-only strips — — 31 31 Derivative assets: Commitments to extend credit on loans to be held for sale — — 847 847 Mandatory loan sale commitments — — 47 47 TBA MBS trades — 539 — 539 Option contracts — — 37 37 Derivative assets — 539 931 1,470 Total assets $ — $ 125,944 $ 7,868 $ 133,812 Liabilities: Derivative liabilities: Commitments to extend credit on loans to be held for sale $ — $ — $ 38 $ 38 Derivative liabilities — — 38 38 Total liabilities $ — $ — $ 38 $ 38
Schedule for Reconciliation of Recurring Fair Value Measurements Using Level 3 Inputs	The following tables summarize reconciliations of the beginning and ending balances during the periods shown of recurring fair value measurements recognized in the Condensed Consolidated Statements of Financial Condition using Level 3 inputs: For the Quarter Ended September 30, 2017 Fair Value Measurement Using Significant Other Unobservable Inputs (Level 3) (In Thousands) Private Issue CMO Loans Held For Investment, at fair value (1) Interest- Only Strips Loan Commit- ments to Originate (2) Manda- tory Commit- ments (3) Option Contracts Total Beginning balance at June 30, 2017 $ 461 $ 6,445 $ 31 $ 809 $ 47 $ 37 $ 7,830 Total gains or losses (realized/unrealized): Included in earnings — 8 — (122 ) (53 ) (37 ) (204 ) Included in other comprehensive loss 1 — (3 ) — — — (2 ) Purchases — — — — — — — Issuances — — — — — — — Settlements (14 ) (51 ) — — 2 — (63 ) Transfers in and/or out of Level 3 — 522 — — — — 522 Ending balance at September 30, 2017 $ 448 $ 6,924 $ 28 $ 687 $ (4 ) $ — $ 8,083 (1) The valuation of loans held for investment at fair value includes the management estimates of the specific credit risk attributes of each loan (Level 3), in addition to the quoted secondary-market prices which account for interest rate characteristics. (2) Consists of commitments to extend credit on loans to be held for sale. (3) Consists of mandatory loan sale commitments. For the Quarter Ended September 30, 2016 Fair Value Measurement Using Significant Other Unobservable Inputs (Level 3) (In Thousands) Private Issue CMO Loans Held For Investment, at fair value (1) Interest- Only Strips Loan Commit- ments to Originate (2) Manda- tory Commit- ments (3) Option Contracts Total Beginning balance at June 30, 2016 $ 601 $ 5,159 $ 47 $ 3,785 $ (31 ) $ — $ 9,561 Total gains or losses (realized/unrealized): Included in earnings — 38 — (1,211 ) (5 ) (22 ) (1,200 ) Included in other comprehensive income (loss) 1 — (5 ) — — — (4 ) Purchases — — — — — 44 44 Issuances — — — — — — — Settlements (42 ) (428 ) — — 12 — (458 ) Transfers in and/or out of Level 3 — 760 — — — — 760 Ending balance at September 30, 2016 $ 560 $ 5,529 $ 42 $ 2,574 $ (24 ) $ 22 $ 8,703 (1) The valuation of loans held for investment at fair value includes the management estimates of the specific credit risk attributes of each loan (Level 3), in addition to the quoted secondary-market prices which account for interest rate characteristics. (2) Consists of commitments to extend credit on loans to be held for sale. (3) Consists of mandatory loan sale commitments.
Schedule of Fair Value Assets Measured on Nonrecurring Basis	The following fair value hierarchy tables present information about the Corporation’s assets measured at fair value at the dates indicated on a nonrecurring basis: Fair Value Measurement at September 30, 2017 Using: (In Thousands) Level 1 Level 2 Level 3 Total Non-performing loans $ — $ 6,222 $ 1,769 $ 7,991 MSA — — 412 412 Real estate owned, net — — — — Total $ — $ 6,222 $ 2,181 $ 8,403 Fair Value Measurement at June 30, 2017 Using: (In Thousands) Level 1 Level 2 Level 3 Total Non-performing loans $ — $ 7,049 $ 946 $ 7,995 MSA — — 407 407 Real estate owned, net — 1,615 — 1,615 Total $ — $ 8,664 $ 1,353 $ 10,017
Schedule of Additional Information About Valuation Techniques and Inputs Used for Assets and Liabilities	The following table presents additional information about valuation techniques and inputs used for assets and liabilities, including derivative financial instruments, which are measured at fair value and categorized within Level 3 as of September 30, 2017: (Dollars In Thousands) Fair Value Valuation Techniques Unobservable Inputs Range (1) (Weighted Average) Impact to Valuation from an Increase in Inputs (2) Assets: Securities available - for sale: Private issue CMO $ 448 Market comparable pricing Comparability adjustment 0.5% – 1.7% (1.5%) Increase Loans held for investment, at fair value $ 6,924 Relative value Broker quotes 98.4% – 105.3% Increase Non-performing loans $ 64 Discounted cash flow Default rates 5.0% Decrease Non-performing loans $ 1,705 Relative value analysis Loss severity 20.0% - 30.0% (20.8%) Decrease MSA $ 412 Discounted cash flow Prepayment speed (CPR) Discount rate 13.1% - 60.0% (23.1%) Decrease Interest-only strips $ 28 Discounted cash flow Prepayment speed (CPR) Discount rate 15.4% - 27.3% (25.7%) Decrease Commitments to extend credit on loans to be held for sale $ 726 Relative value analysis TBA-MBS broker quotes Fall-out ratio (3) 98.9% – 104.6% Increase Mandatory loan sale commitments $ 6 Relative value analysis TBA MBS broker quotes Roll-forward costs (4) 103.9% of par Decrease Liabilities: Commitments to extend credit on loans to be held for sale $ 39 Relative value analysis TBA-MBS broker quotes Fall-out ratio (3) 100.8% – 104.8% Increase Mandatory loan sale commitments $ 10 Relative value analysis TBA MBS broker quotes Roll-forward costs (4) 101.3% - 103.9% Decrease (1) The range is based on the estimated fair values and management estimates. (2) Unless otherwise noted, this column represents the directional change in the fair value of the Level 3 investments that would result from an increase to the corresponding unobservable input. A decrease to the unobservable input would have the opposite effect. Significant changes in these inputs in isolation could result in significantly higher or lower fair value measurements. (3) The percentage of commitments to extend credit on loans to be held for sale which management has estimated may not fund. (4) An estimated cost to roll forward the mandatory loan sale commitments which management has estimated may not be delivered to the corresponding investors in a timely manner.
Schedule of Carrying Amount and Fair Value of Financial Instruments	The carrying amount and fair value of the Corporation’s other financial instruments as of September 30, 2017 and June 30, 2017 was as follows: September 30, 2017 (In Thousands) Carrying Fair Financial assets: Investment securities - held to maturity $ 64,751 $ 64,928 — $ 64,928 $ — Loans held for investment, not recorded at fair value $ 901,136 $ 890,098 — — $ 890,098 FHLB – San Francisco stock $ 8,108 $ 8,108 — $ 8,108 — Financial liabilities: Deposits $ 927,016 $ 895,912 — — $ 895,912 Borrowings $ 121,206 $ 122,147 — — $ 122,147 June 30, 2017 (In Thousands) Carrying Fair Financial assets: Investment securities - held to maturity $ 60,441 $ 60,629 — $ 60,629 — Loans held for investment, not recorded at fair value $ 898,474 $ 885,650 — — $ 885,650 FHLB – San Francisco stock $ 8,108 $ 8,108 — $ 8,108 — Financial liabilities: Deposits $ 926,521 $ 896,140 — — $ 896,140 Borrowings $ 126,226 $ 126,083 — — $ 126,083

Incentive Plans (Tables)

Incentive Plans (Tables)	3 Months Ended
	Sep. 30, 2017
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Schedule of Share-based Payment Award, Stock Options, Valuation Assumptions [Table Text Block]
Schedule of Nonvested Share Activity [Table Text Block]	The following table summarizes the unvested restricted stock activity in the quarter ended September 30, 2017. For the Quarter Ended September 30, 2017 Unvested Shares Shares Weighted-Average Award Date Fair Value Unvested at June 30, 2017 111,000 $14.16 Granted — $— Vested — $— Forfeited (2,000 ) $13.30 Unvested at September 30, 2017 109,000 $14.45 Expected to vest at September 30, 2017 87,200 $14.45
Equity Incentive Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Schedule of Share-based Compensation, Stock Options, Activity [Table Text Block]	The following table summarizes the stock option activity in the Plans for the quarter ended September 30, 2017. For the Quarter Ended September 30, 2017 Options Shares Weighted- Average Exercise Price Weighted- Average Remaining Contractual Term (Years) Aggregate Intrinsic Value ($000) Outstanding at June 30, 2017 615,250 $12.14 Granted — $— Exercised (21,500 ) $8.23 Forfeited (2,500 ) $14.59 Outstanding at September 30, 2017 591,250 $12.27 5.56 $4,337 Vested and expected to vest at September 30, 2017 553,100 $12.05 5.43 $4,163 Exercisable at September 30, 2017 390,500 $10.73 4.69 $3,463
Stock Option Plans [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Schedule of Share-based Compensation, Stock Options, Activity [Table Text Block]	The following table summarizes the activity in the Stock Option Plan for the quarter ended September 30, 2017. For the Quarter Ended September 30, 2017 Options Shares Weighted- Average Exercise Price Weighted- Average Remaining Contractual Term (Years) Aggregate Intrinsic Value ($000) Outstanding at June 30, 2017 50,000 $19.92 Granted — $— Exercised — $— Forfeited (50,000 ) $19.92 Outstanding at September 30, 2017 — $— 0 $— Vested and expected to vest at September 30, 2017 — $— 0 $— Exercisable at September 30, 2017 — $— 0 $—

Reclassification Adjustment o28

Reclassification Adjustment of Accumulated Other Comprehensive Income ("AOCI") (Tables)	3 Months Ended
	Sep. 30, 2017
Equity [Abstract]
Schedule of Accumulated Other Comprehensive Income	The following tables provide the changes in AOCI by component for the quarters ended September 30, 2017 and 2016. For the Quarter Ended September 30, 2017 Unrealized gains and losses on (In Thousands) Investment securities available for sale Interest-only strips Total Beginning balance at June 30, 2017 $ 211 $ 18 $ 229 Other comprehensive income (loss) before reclassifications 3 (2 ) 1 Amount reclassified from accumulated other comprehensive income — — — Net other comprehensive income (loss) 3 (2 ) 1 Ending balance at September 30, 2017 $ 214 $ 16 $ 230

Offsetting Derivative and Oth29

Offsetting Derivative and Other Financial Instruments (Tables)	3 Months Ended
	Sep. 30, 2017
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block]	As of September 30, 2017: Gross Net Amount Amount Offset in the of Assets in Gross Amount Not Offset in Condensed the Condensed the Condensed Consolidated Gross Consolidated Consolidated Statements of Financial Condition Amount of Statements Statements Cash Recognized of Financial of Financial Financial Collateral Net (In Thousands) Assets Condition Condition Instruments Received Amount Assets Derivatives $ 387 $ — $ 387 $ — $ — $ 387 Total $ 387 $ — $ 387 $ — $ — $ 387 Gross Net Amount Amount Offset in the of Liabilities in Gross Amount Not Offset in Condensed the Condensed the Condensed Consolidated Gross Consolidated Consolidated Statements of Financial Condition Amount of Statements Statements Cash Recognized of Financial of Financial Financial Collateral Net (In Thousands) Liabilities Condition Condition Instruments Received Amount Liabilities Derivatives $ 10 $ — $ 10 $ — $ — $ 10 Total $ 10 $ — $ 10 $ — $ — $ 10 As of June 30, 2017: Gross Net Amount Amount Offset in the of Assets in Gross Amount Not Offset in Condensed the Condensed the Condensed Consolidated Gross Consolidated Consolidated Statements of Financial Condition Amount of Statements Statements Cash Recognized of Financial of Financial Financial Collateral Net (In Thousands) Assets Condition Condition Instruments Received Amount Assets Derivatives $ 623 $ — $ 623 $ — $ — $ 623 Total $ 623 $ — $ 623 $ — $ — $ 623 Gross Net Amount Amount Offset in the of Liabilities in Gross Amount Not Offset in Condensed the Condensed the Condensed Consolidated Gross Consolidated Consolidated Statements of Financial Condition Amount of Statements Statements Cash Recognized of Financial of Financial Financial Collateral Net (In Thousands) Liabilities Condition Condition Instruments Received Amount Liabilities Derivatives $ — $ — $ — $ — $ — $ — Total $ — $ — $ — $ — $ — $ —

Earnings Per Share (Details)

Earnings Per Share (Details) - shares	3 Months Ended
	Sep. 30, 2017	Sep. 30, 2016
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Stock options, outstanding	591,250	932,000
Restricted Stock Shares	109,000	110,250
Stock Options [Member]
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Antidilutive securities excluded from computation of earnings per share	591,250	200,000

Earnings Per Share_ Schedule of

Earnings Per Share: Schedule of Earnings Per Share, Basic and Diluted (Details) - USD ($) $ / shares in Units, shares in Thousands, $ in Thousands	3 Months Ended
	Sep. 30, 2017	Sep. 30, 2016
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Net income – numerator for basic earnings per share and diluted earnings per share - available to common stockholders	$ (225)	$ 1,594
Weighted-average shares, Basic	7,694	7,948
Adjusted weighted-average shares and assumed conversions	7,694	8,154
Basic earnings per share (in dollars per share)	$ (0.03)	$ 0.20
Diluted earnings per share (in dollars per share)	$ (0.03)	$ 0.20
Stock Options [Member]
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Effect of dilutive securities	0	158
Restricted Stock [Member]
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Effect of dilutive securities	0	48

Operating Segment Reports (Deta

Operating Segment Reports (Details) $ in Thousands		3 Months Ended
		Sep. 30, 2017USD ($)segment		Sep. 30, 2016USD ($)		Jun. 30, 2017USD ($)
Number of operating segments | segment		2
Net interest income		$ 9,118		$ 9,088
Provision for loan losses		169		(150)
Net interest income, after provision (recovery) for loan losses		8,949		9,238
Loan servicing and other fees		363	[1]	267	[2]
(Loss) gain on sale of loans, net	[3]	4,847		7,996
Deposit account fees		558		550
Loss on sale and operations of real estate owned acquired in the settlement of loans, net		(40)		(103)
Card and processing fees		381		364
Other		243		178
Total non-interest income		6,352		9,252
Salaries and employee benefits		9,269		11,314
Premises and occupancy		1,314		1,289
Operating and administrative expenses		5,151		3,029
Total non-interest expense		15,734		15,632
(Loss) income before income taxes		(433)		2,858
Provision for income taxes		(208)		1,264
Net (loss) income		(225)		1,594
Total assets, end of period		1,193,786		1,242,514		$ 1,200,633
Loan Origination Fees
Inter-company charge		240		95
Loan Servicing Fees
Inter-company charge		59		59
Provident Bank
Net interest income		8,550		7,575
Provision for loan losses		169		36
Net interest income, after provision (recovery) for loan losses		8,381		7,539
Loan servicing and other fees		47	[1]	69	[2]
(Loss) gain on sale of loans, net	[3]	0		1
Deposit account fees		558		550
Loss on sale and operations of real estate owned acquired in the settlement of loans, net		(40)		(105)
Card and processing fees		381		364
Other		243		178
Total non-interest income		1,189		1,057
Salaries and employee benefits		4,502		4,894
Premises and occupancy		827		856
Operating and administrative expenses		2,251		1,147
Total non-interest expense		7,580		6,897
(Loss) income before income taxes		1,990		1,699
Provision for income taxes		811		777
Net (loss) income		1,179		922
Total assets, end of period		1,066,294		977,964
Provident Bank Mortgage
Net interest income		568		1,513
Provision for loan losses		0		(186)
Net interest income, after provision (recovery) for loan losses		568		1,699
Loan servicing and other fees		316	[1]	198	[2]
(Loss) gain on sale of loans, net	[3]	4,847		7,995
Deposit account fees		0		0
Loss on sale and operations of real estate owned acquired in the settlement of loans, net		0		2
Card and processing fees		0		0
Other		0		0
Total non-interest income		5,163		8,195
Salaries and employee benefits		4,767		6,420
Premises and occupancy		487		433
Operating and administrative expenses		2,900		1,882
Total non-interest expense		8,154		8,735
(Loss) income before income taxes		(2,423)		1,159
Provision for income taxes		(1,019)		487
Net (loss) income		(1,404)		672
Total assets, end of period		$ 127,492		$ 264,550
[1]	Includes an inter-company charge of $240 credited to PBM by the Bank during the period to compensate PBM for originating loans held for investment.
[2]	Includes an inter-company charge of $95 credited to PBM by the Bank during the period to compensate PBM for originating loans held for investment.
[3]	Includes an inter-company charge of $59 credited to PBM by the Bank during the period to compensate PBM for servicing fees on loans sold on a servicing retained basis.

Investment Securities_ Schedule

Investment Securities: Schedule of Available-for-sale Securities Reconciliation (Details) - USD ($) $ in Thousands		3 Months Ended			12 Months Ended
		Sep. 30, 2017		Sep. 30, 2016	Jun. 30, 2017		Jun. 30, 2016
Schedule of Available-for-sale Securities [Line Items]
Total Investment Securities, Amortized Cost Basis		$ 73,322			$ 69,395		$ 69,395
Proceeds from Maturities, Prepayments and Calls of Mortgage Backed Securities (MBS)		5,987		$ 4,048
Amortized Cost		8,571			8,954
Held-to-maturity Securities, Gross Gains, Derivatives		205			265
Held-to-maturity Securities, Gross Losses, Derivatives		(28)			(77)
Held-to-maturity Securities		64,751			60,441
Held-to-maturity Securities, Fair Value		64,928			60,629
Held-to-maturity Securities, Amortized Cost before Other than Temporary Impairment		64,751			60,441
Gross Unrealized Gains		369			364
Gross Unrealized (Losses)		0			0
Investment securities – available for sale, at fair value		8,940			9,318
Carrying Value		8,940			9,318
Total Investment Securities, Gross Unrealized Gains		574			629
Total Investment Securities, Gross Unrealized Losses		28			77
Total Investment Securites		73,868			69,947		69,947
Total Investment Securities, Carrying Value		73,691			69,759
Certificates of Deposit [Member]
Schedule of Available-for-sale Securities [Line Items]
Held-to-maturity Securities, Gross Gains, Derivatives		0			0
Held-to-maturity Securities, Gross Losses, Derivatives		0			0
Held-to-maturity Securities		600			600
Held-to-maturity Securities, Amortized Cost before Other than Temporary Impairment		600			600
Categories of Investments, Marketable Securities, Available-for-sale Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Investment securities – available for sale, at fair value		8,940					9,318
Carrying Value		8,940					$ 9,318
U.S. government agency MBS
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost		4,943			5,197	[1]
Gross Unrealized Gains		199			186	[1]
Gross Unrealized (Losses)		0			0	[1]
Investment securities – available for sale, at fair value		5,142			5,383
Carrying Value		5,142			5,383
U.S. government sponsored enterprise MBS
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost		3,186			3,301
Held-to-maturity Securities, Gross Gains, Derivatives		205	[1]		265
Held-to-maturity Securities, Gross Losses, Derivatives		(28)	[1]		(77)
Held-to-maturity Securities		64,151			59,841
Held-to-maturity Securities, Fair Value		64,328			60,029
Held-to-maturity Securities, Amortized Cost before Other than Temporary Impairment		64,151	[1]		59,841
Gross Unrealized Gains		164			173
Gross Unrealized (Losses)		0			0
Investment securities – available for sale, at fair value		3,350			3,474
Carrying Value		3,350			3,474
Collateralized Mortgage Obligations [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	[2]	442			456
Gross Unrealized Gains	[2]	6			5
Gross Unrealized (Losses)	[2]	0			0
Investment securities – available for sale, at fair value		448			461
Carrying Value		$ 448			$ 461
[1]	Mortgage-Backed Securities (“MBS”).
[2]	Collateralized Mortgage Obligations (“CMO”).

Investment Securities_ Mortgage

Investment Securities: Mortgage Backed Securities Policy (Details) security in Thousands, $ in Thousands	3 Months Ended
	Sep. 30, 2017USD ($)	Sep. 30, 2016USD ($)	Jun. 30, 2016security
Schedule of Available-for-sale Securities [Line Items]
Principal payments from investment securities available for sale	$ 5,987	$ 4,048
Other-than-temporary impairments, investments	0	0
U.S. government sponsored enterprise MBS
Schedule of Available-for-sale Securities [Line Items]
Payments to Acquire Mortgage Backed Securities (MBS) categorized as Held-to-maturity	$ 10,100	$ 0
Available for sale | Private issue CMO
Schedule of Available-for-sale Securities [Line Items]
Number of investment securities held | security			28

Investment Securities Investmen

Investment Securities Investment Securities: Investments with Unrealized Loss Positions (Details) - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Sep. 30, 2017	Jun. 30, 2017
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	$ 35,179	$ 28,722
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Loss	28	77
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	0	0
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Loss	0	0
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	35,179	28,722
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Loss	28	77
U.S. government sponsored enterprise MBS
Held-to-maturity Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	35,179	28,722
Held-to-maturity Securities, Continuous Unrealized Loss Position, Fair Value	35,179	28,722
Held-to-maturity Securities, Continuous Unrealized Loss Position, Accumulated Loss	28	77
Held-to-maturity Securities, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	28	77
Held-to-maturity Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	0	0
Held-to-maturity Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	$ 0	$ 0

Investment Securities_ Schedu36

Investment Securities: Schedule of Available for Sale Securities by Contractual Maturity (Details) - USD ($) $ in Thousands	Sep. 30, 2017	Jun. 30, 2017	Jun. 30, 2016
Held-to-maturity Securities, Debt Maturities, within One Year, Net Carrying Amount	$ 600	$ 600
Held-to-maturity Securities, Debt Maturities, Next Twelve Months, Fair Value	600	600
Held-to-maturity Securities, Debt Maturities, after One Through Five Years, Net Carrying Amount	7,840	4,698
Held-to-maturity Securities, Debt Maturities, Year Two Through Five, Fair Value	7,882	4,708
Held-to-maturity Securities, Debt Maturities, after Five Through Ten Years, Net Carrying Amount	44,245	41,404
Held-to-maturity Securities, Debt Maturities, Year Six Through Ten, Fair Value	44,236	41,374
Held-to-maturity Securities, Debt Maturities, after Ten Years, Net Carrying Amount	12,066	13,739
Held-to-maturity Securities, Debt Maturities, after Ten Years, Fair Value	12,210	13,947
Investment securities – held to maturity, at cost	64,751	60,441
Held-to-maturity Securities, Fair Value	64,928	60,629
Available-for-sale Securities	8,940	9,318
Total Investment Securities, Amortized Cost Basis	73,322	69,395	$ 69,395
Total Investment Securites	73,868	$ 69,947	69,947
Available for sale
Due in one year or less, Amortized Cost	0		0
Due after one through five years, Amortized Cost	0		0
Due after five through ten years, Amortized Cost	0		0
Due after ten years, Amortized Cost	8,571		8,954
Total investment securities, Amortized Cost	8,571		8,954
Available-for-sale Securities	8,940		9,318
Due in one year of less, Estimated Fair Value	0		0
Due after one through five years, Estimated Fair Value	0		0
Due after five through ten years, Estimated Fair Value	0		0
Due after ten years, Estimated Fair Value	$ 8,940		$ 9,318

Loans Held For Investment_ Sche

Loans Held For Investment: Schedule of Loans Held for Investment (Details) - USD ($) $ in Thousands	Sep. 30, 2017	Jun. 30, 2017	Dec. 31, 2016	Sep. 30, 2016	Jun. 30, 2016	Dec. 31, 2015
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held for investment, gross	$ 918,730	$ 916,432
Loans and Leases Receivable, Loans in Process	(8,189)	(9,015)
Escrow Deposit	24	61
Deferred loan costs, net	5,558	5,480
Allowance for loan losses	(8,063)	(8,039)	$ (8,039)	$ (8,725)	$ (8,670)	$ (8,670)
Total loans held for investment, net	908,060	904,919
Mortgage loans, Single-family
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held for investment, gross	322,363	322,197
Mortgage loans, Multi-family
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held for investment, gross	482,617	479,959
Commercial Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held for investment, gross	96,863	97,562
Construction Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held for investment, gross	16,290	16,009
Commercial Business Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held for investment, gross	466	576
Consumer Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held for investment, gross	$ 131	$ 129

Loans Held For Investment_ Narr

Loans Held For Investment: Narrative (Details)	3 Months Ended			12 Months Ended
	Sep. 30, 2017USD ($)propertyloan	Sep. 30, 2016USD ($)property	Jun. 30, 2016loan	Jun. 30, 2017USD ($)loan
Number of Previously Foreclosed Properties Sold | property	2	1
Financing Receivable, Modifications, Number of Contracts | loan	12			10
Financing Receivable, Recorded Investment, Nonaccrual Status	$ 3,457,000			$ 3,126,000
Financing Receivable, Recorded Investment, Accrual Status	996,000			506,000
Financing Receivable, Modifications, Recorded Investment	$ 4,453,000			3,632,000
Financing Receivable, Modifications, Number of Contracts, Extending Beyond Initial Maturity | loan	0
Impaired Financing Receivable, Average Recorded Investment	$ 7,922,000	$ 11,480,000
Loans held for investment	$ 918,730,000			$ 916,432,000
Loan interest income added to negative amortization loan balance		0
Fixed-rate loans as a percentage of total loans held for investment	2.00%		2.00%
Impaired Financing Receivable, Interest Income, Cash Basis Method	$ 160,000	69,000
Loans and Leases Receivable, Impaired, Interest Lost on Nonaccrual Loans	$ 49,000	$ 39,000
Percent of Total Restructured Loans on Current Status	32.00%			46.00%
Loans and Leases Receivable, Impaired, Commitment to Lend	$ 0			$ 0
First Trust Deed Loans
Loans deemed uncollectible, period of delinquency	150 days
Commercial Business or Second Trust Deed Loans
Loans deemed uncollectible, period of delinquency	120 days
Troubled Debt Restructurings
Loans deemed uncollectible, period of delinquency	90 days
Bankruptcy
Loans deemed uncollectible, period of delinquency	60 days
Maximum
Segregated restructured loans, period of delinquency	90 days
Maximum | Bankruptcy
Allowance for loan losses, pooling method, period of delinquency	60 days
Mortgage loans, Multi-family
Loans held for investment	$ 482,617,000			479,959,000
Mortgage loans, Single-family
Loans held for investment	322,363,000			322,197,000
Commercial Real Estate [Member]
Loans held for investment	96,863,000			97,562,000
Special Mention [Member]
Loans held for investment	$ 5,193,000			3,715,000
Special Mention [Member] | Restructured loans on accrual status
Financing Receivable, Modifications, Number of Contracts | loan	2		1
Financing Receivable, Recorded Investment, Accrual Status	$ 996,000			506,000
Special Mention [Member] | Mortgage loans, Multi-family
Loans held for investment	0			272,000
Special Mention [Member] | Mortgage loans, Single-family
Loans held for investment	4,267,000			3,443,000
Special Mention [Member] | Commercial Real Estate [Member]
Loans held for investment	$ 0			0
Substandard [Member]
Financing Receivable, Modifications, Number of Contracts | loan	10		9
Financing Receivable, Recorded Investment, Nonaccrual Status	$ 3,500,000			3,100,000
Loans held for investment	8,431,000			8,297,000
Substandard [Member] | Mortgage loans, Multi-family
Loans held for investment	0			0
Substandard [Member] | Mortgage loans, Single-family
Loans held for investment	8,352,000			8,016,000
Substandard [Member] | Commercial Real Estate [Member]
Loans held for investment	0			201,000
Current [Member]
Financing Receivable, Modifications, Recorded Investment	$ 1,400,000			$ 1,700,000

Loans Held For Investment_ Sc39

Loans Held For Investment: Schedule of Loans Held for Investment Contractually Repricing (Details) - USD ($) $ in Thousands	Sep. 30, 2017	Jun. 30, 2017
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Fixed Rate	$ 18,391
Total loans held for investment, gross	918,730	$ 916,432
Mortgage loans, Single-family
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Fixed Rate	14,345
Total loans held for investment, gross	322,363	322,197
Mortgage loans, Multi-family
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Fixed Rate	2,585
Total loans held for investment, gross	482,617	479,959
Commercial Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Fixed Rate	627
Total loans held for investment, gross	96,863	97,562
Construction Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Fixed Rate	429
Total loans held for investment, gross	16,290	16,009
Commercial Business Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Fixed Rate	405
Total loans held for investment, gross	466	576
Consumer Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Fixed Rate	0
Total loans held for investment, gross	131	$ 129
Within One Year
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	311,465
Within One Year | Mortgage loans, Single-family
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	161,098
Within One Year | Mortgage loans, Multi-family
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	111,180
Within One Year | Commercial Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	23,134
Within One Year | Construction Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	15,861
Within One Year | Commercial Business Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	61
Within One Year | Consumer Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	131
After One Year Through 3 Years
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	236,938
After One Year Through 3 Years | Mortgage loans, Single-family
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	21,404
After One Year Through 3 Years | Mortgage loans, Multi-family
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	174,809
After One Year Through 3 Years | Commercial Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	40,725
After One Year Through 3 Years | Construction Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	0
After One Year Through 3 Years | Commercial Business Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	0
After One Year Through 3 Years | Consumer Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	0
After 3 Years Through 5 Years
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	289,202
After 3 Years Through 5 Years | Mortgage loans, Single-family
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	77,223
After 3 Years Through 5 Years | Mortgage loans, Multi-family
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	179,602
After 3 Years Through 5 Years | Commercial Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	32,377
After 3 Years Through 5 Years | Construction Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	0
After 3 Years Through 5 Years | Commercial Business Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	0
After 3 Years Through 5 Years | Consumer Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	0
After 5 Years Through 10 Years
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	62,734
After 5 Years Through 10 Years | Mortgage loans, Single-family
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	48,293
After 5 Years Through 10 Years | Mortgage loans, Multi-family
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	14,441
After 5 Years Through 10 Years | Commercial Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	0
After 5 Years Through 10 Years | Construction Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	0
After 5 Years Through 10 Years | Commercial Business Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	0
After 5 Years Through 10 Years | Consumer Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	$ 0

Loans Held For Investment Loans

Loans Held For Investment Loans Held For Investment: Schedule of Gross Loans Held for Investment by Loan Types and Risk Category (Details) - USD ($) $ in Thousands	Sep. 30, 2017	Jun. 30, 2017
Loans and Leases Receivable, Gross	$ 918,730	$ 916,432
Mortgage loans, Single-family
Loans and Leases Receivable, Gross	322,363	322,197
Mortgage loans, Multi-family
Loans and Leases Receivable, Gross	482,617	479,959
Commercial Real Estate [Member]
Loans and Leases Receivable, Gross	96,863	97,562
Construction Loans [Member]
Loans and Leases Receivable, Gross	16,290	16,009
Commercial Portfolio Segment [Member]
Loans and Leases Receivable, Gross	466	576
Consumer Loans
Loans and Leases Receivable, Gross	131	129
Pass [Member]
Loans and Leases Receivable, Gross	905,106	904,420
Pass [Member] | Mortgage loans, Single-family
Loans and Leases Receivable, Gross	309,744	310,738
Pass [Member] | Mortgage loans, Multi-family
Loans and Leases Receivable, Gross	482,617	479,687
Pass [Member] | Commercial Real Estate [Member]
Loans and Leases Receivable, Gross	96,863	97,361
Pass [Member] | Construction Loans [Member]
Loans and Leases Receivable, Gross	15,364	16,009
Pass [Member] | Commercial Portfolio Segment [Member]
Loans and Leases Receivable, Gross	387	496
Pass [Member] | Consumer Loans
Loans and Leases Receivable, Gross	131	129
Special Mention [Member]
Loans and Leases Receivable, Gross	5,193	3,715
Special Mention [Member] | Mortgage loans, Single-family
Loans and Leases Receivable, Gross	4,267	3,443
Special Mention [Member] | Mortgage loans, Multi-family
Loans and Leases Receivable, Gross	0	272
Special Mention [Member] | Commercial Real Estate [Member]
Loans and Leases Receivable, Gross	0	0
Special Mention [Member] | Construction Loans [Member]
Loans and Leases Receivable, Gross	926	0
Special Mention [Member] | Commercial Portfolio Segment [Member]
Loans and Leases Receivable, Gross	0	0
Special Mention [Member] | Consumer Loans
Loans and Leases Receivable, Gross	0	0
Substandard [Member]
Loans and Leases Receivable, Gross	8,431	8,297
Substandard [Member] | Mortgage loans, Single-family
Loans and Leases Receivable, Gross	8,352	8,016
Substandard [Member] | Mortgage loans, Multi-family
Loans and Leases Receivable, Gross	0	0
Substandard [Member] | Commercial Real Estate [Member]
Loans and Leases Receivable, Gross	0	201
Substandard [Member] | Construction Loans [Member]
Loans and Leases Receivable, Gross	0	0
Substandard [Member] | Commercial Portfolio Segment [Member]
Loans and Leases Receivable, Gross	79	80
Substandard [Member] | Consumer Loans
Loans and Leases Receivable, Gross	$ 0	$ 0

Loans Held For Investment_ Sc41

Loans Held For Investment: Schedule of Allowance for Loan Losses (Details) - USD ($) $ in Thousands	Sep. 30, 2017	Jun. 30, 2017	Dec. 31, 2016	Sep. 30, 2016	Jun. 30, 2016	Dec. 31, 2015
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, collectively evaluated allowance	$ 8,031	$ 7,938		$ 8,705
Loans receivable, individually evaluated allowance	32	101		20
Total loan loss allowance	8,063	8,039	$ 8,039	8,725	$ 8,670	$ 8,670
Mortgage loans, Single-family
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, collectively evaluated allowance	3,562	3,515		4,575
Loans receivable, individually evaluated allowance	17	86		0
Total loan loss allowance	3,579	3,601		4,575	4,933
Mortgage loans, Multi-family
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, collectively evaluated allowance	3,431	3,420		3,186
Loans receivable, individually evaluated allowance	0			0
Total loan loss allowance	3,431	3,420		3,186	2,800
Commercial Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, collectively evaluated allowance	875	879		854
Loans receivable, individually evaluated allowance	0			0
Total loan loss allowance	875	879		854	848
Construction Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, collectively evaluated allowance	140	96		53
Loans receivable, individually evaluated allowance	0			0
Total loan loss allowance	140	96		53	31
Mortgage Loans, Other [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, collectively evaluated allowance				7
Loans receivable, individually evaluated allowance				0
Total loan loss allowance				7	7
Commercial Business Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, collectively evaluated allowance	16	21		22
Loans receivable, individually evaluated allowance	15	15		20
Total loan loss allowance	31	36		42	43
Consumer Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, collectively evaluated allowance	7	7		8
Loans receivable, individually evaluated allowance	0			0
Total loan loss allowance	$ 7	$ 7		$ 8	$ 8

Loans Held For Investment_ Sc42

Loans Held For Investment: Schedule of Allowance for Loan Losses Additional Detail (Details) - USD ($) $ in Thousands	3 Months Ended
	Sep. 30, 2017	Sep. 30, 2016
Allowance for Loan and Lease Losses [Roll Forward]
Allowance at beginning of period	$ 8,039	$ 8,670
Provision (recovery) for loan losses	169	(150)
Recoveries	84	271
Charge-offs	(229)	(66)
Net charge-offs	(145)	205
Balance at end of period	$ 8,063	$ 8,725
Allowance for loan losses as a percentage of gross loans held for investment at the end of the period	0.88%	1.01%
Net charge-offs (recoveries) as a percentage of average loans receivable, net, during the period (annualized)	0.06%	(0.08%)
Mortgage loans, Single-family
Allowance for Loan and Lease Losses [Roll Forward]
Recoveries	$ 84	$ 263
Charge-offs	(229)	(66)
Mortgage loans, Multi-family
Allowance for Loan and Lease Losses [Roll Forward]
Recoveries	0	7
Consumer Loans
Allowance for Loan and Lease Losses [Roll Forward]
Recoveries	$ 0	$ 1

Loans Held For Investment Loa43

Loans Held For Investment Loans Held For Investment: Schedule of Past Due Status of Loans Held for Investment, Gross (Details) - USD ($) $ in Thousands	Sep. 30, 2017	Jun. 30, 2017	Sep. 30, 2016
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Held For Investment, Gross, Current	$ 908,787	$ 907,100
Loans Held For Investment, Gross, 30-89 Days Past Due	1,512	1,035
Loans Held For Investment, Gross, Non-Accrual	8,431	8,297
Loans Held For Investment, Gross	918,730	916,432	$ 868,319
Mortgage loans, Single-family
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Held For Investment, Gross, Current	312,499	313,146
Loans Held For Investment, Gross, 30-89 Days Past Due	1,512	1,035
Loans Held For Investment, Gross, Non-Accrual	8,352	8,016
Loans Held For Investment, Gross	322,363	322,197	312,795
Mortgage loans, Multi-family
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Held For Investment, Gross, Current	482,617	479,959
Loans Held For Investment, Gross, 30-89 Days Past Due	0	0
Loans Held For Investment, Gross, Non-Accrual	0	0
Loans Held For Investment, Gross	482,617	479,959	438,423
Commercial Real Estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Held For Investment, Gross, Current	96,863	97,361
Loans Held For Investment, Gross, 30-89 Days Past Due	0	0
Loans Held For Investment, Gross, Non-Accrual	0	201
Loans Held For Investment, Gross	96,863	97,562	100,136
Construction Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Held For Investment, Gross, Current	16,290	16,009
Loans Held For Investment, Gross, 30-89 Days Past Due	0	0
Loans Held For Investment, Gross, Non-Accrual	0	0
Loans Held For Investment, Gross	16,290	16,009	15,811
Mortgage Loans, Other [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Held For Investment, Gross			331
Commercial Business Loans
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Held For Investment, Gross, Current	387	496
Loans Held For Investment, Gross, 30-89 Days Past Due	0	0
Loans Held For Investment, Gross, Non-Accrual	79	80
Loans Held For Investment, Gross	466	576	624
Consumer Loans
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Held For Investment, Gross, Current	131	129
Loans Held For Investment, Gross, 30-89 Days Past Due	0	0
Loans Held For Investment, Gross, Non-Accrual	0	0
Loans Held For Investment, Gross	$ 131	$ 129	$ 199

Loans Held For Investment Loa44

Loans Held For Investment Loans Held For Investment: Schedule of Allowance For Loan Losses and Recorded Investment in Gross Loans, by Portfolio Type (Details) - USD ($) $ in Thousands	3 Months Ended
	Sep. 30, 2017	Sep. 30, 2016	Jun. 30, 2017
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance at beginning of period	$ 8,039	$ 8,670
Provision (recovery) for loan losses	169	(150)
Recoveries	84	271
Allowance for Loan and Lease Losses Write-offs, Net	(229)	(66)
Balance at end of period	8,063	8,725
Loans receivable, individually evaluated allowance	32	20	$ 101
Loans receivable, collectively evaluated allowance	8,031	8,705	7,938
Financing Receivable, Individually Evaluated for Impairment	6,318	7,105
Financing Receivable, Collectively Evaluated for Impairment	912,412	861,214
Loans Held For Investment, Gross	$ 918,730	$ 868,319	916,432
Allowance for loan losses as a percentage of gross loans held for investment at the end of the period	0.88%	1.01%
Mortgage loans, Single-family
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance at beginning of period	$ 3,601	$ 4,933
Provision (recovery) for loan losses	123	(555)
Recoveries	84	263
Allowance for Loan and Lease Losses Write-offs, Net	(229)	(66)
Balance at end of period	3,579	4,575
Loans receivable, individually evaluated allowance	17	0	86
Loans receivable, collectively evaluated allowance	3,562	4,575	3,515
Financing Receivable, Individually Evaluated for Impairment	6,239	6,634
Financing Receivable, Collectively Evaluated for Impairment	316,124	306,161
Loans Held For Investment, Gross	$ 322,363	$ 312,795	322,197
Allowance for loan losses as a percentage of gross loans held for investment at the end of the period	1.11%	1.46%
Mortgage loans, Multi-family
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance at beginning of period	$ 3,420	$ 2,800
Provision (recovery) for loan losses	11	379
Recoveries	0	7
Allowance for Loan and Lease Losses Write-offs, Net	0	0
Balance at end of period	3,431	3,186
Loans receivable, individually evaluated allowance	0	0
Loans receivable, collectively evaluated allowance	3,431	3,186	3,420
Financing Receivable, Individually Evaluated for Impairment	0	377
Financing Receivable, Collectively Evaluated for Impairment	482,617	438,046
Loans Held For Investment, Gross	$ 482,617	$ 438,423	479,959
Allowance for loan losses as a percentage of gross loans held for investment at the end of the period	0.71%	0.73%
Commercial Real Estate [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance at beginning of period	$ 879	$ 848
Provision (recovery) for loan losses	(4)	6
Recoveries	0	0
Allowance for Loan and Lease Losses Write-offs, Net	0	0
Balance at end of period	875	854
Loans receivable, individually evaluated allowance	0	0
Loans receivable, collectively evaluated allowance	875	854	879
Financing Receivable, Individually Evaluated for Impairment	0	0
Financing Receivable, Collectively Evaluated for Impairment	96,863	100,136
Loans Held For Investment, Gross	$ 96,863	$ 100,136	97,562
Allowance for loan losses as a percentage of gross loans held for investment at the end of the period	0.90%	0.85%
Construction Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance at beginning of period	$ 96	$ 31
Provision (recovery) for loan losses	44	22
Recoveries	0	0
Allowance for Loan and Lease Losses Write-offs, Net	0	0
Balance at end of period	140	53
Loans receivable, individually evaluated allowance	0	0
Loans receivable, collectively evaluated allowance	140	53	96
Financing Receivable, Individually Evaluated for Impairment	0	0
Financing Receivable, Collectively Evaluated for Impairment	16,290	15,811
Loans Held For Investment, Gross	$ 16,290	$ 15,811	16,009
Allowance for loan losses as a percentage of gross loans held for investment at the end of the period	0.86%	0.34%
Mortgage Loans, Other [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance at beginning of period		$ 7
Provision (recovery) for loan losses		0
Recoveries		0
Allowance for Loan and Lease Losses Write-offs, Net		0
Balance at end of period		7
Loans receivable, individually evaluated allowance		0
Loans receivable, collectively evaluated allowance		7
Financing Receivable, Individually Evaluated for Impairment		0
Financing Receivable, Collectively Evaluated for Impairment		331
Loans Held For Investment, Gross		$ 331
Allowance for loan losses as a percentage of gross loans held for investment at the end of the period		2.11%
Commercial Business Loans
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance at beginning of period	$ 36	$ 43
Provision (recovery) for loan losses	(5)	(1)
Recoveries	0	0
Allowance for Loan and Lease Losses Write-offs, Net	0	0
Balance at end of period	31	42
Loans receivable, individually evaluated allowance	15	20	15
Loans receivable, collectively evaluated allowance	16	22	21
Financing Receivable, Individually Evaluated for Impairment	79	94
Financing Receivable, Collectively Evaluated for Impairment	387	530
Loans Held For Investment, Gross	$ 466	$ 624	576
Allowance for loan losses as a percentage of gross loans held for investment at the end of the period	6.65%	6.73%
Consumer Loans
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance at beginning of period	$ 7	$ 8
Provision (recovery) for loan losses	0	(1)
Recoveries	0	1
Allowance for Loan and Lease Losses Write-offs, Net	0	0
Balance at end of period	7	8
Loans receivable, individually evaluated allowance	0	0
Loans receivable, collectively evaluated allowance	7	8	7
Financing Receivable, Individually Evaluated for Impairment	0	0
Financing Receivable, Collectively Evaluated for Impairment	131	199
Loans Held For Investment, Gross	$ 131	$ 199	$ 129
Allowance for loan losses as a percentage of gross loans held for investment at the end of the period	5.34%	4.02%

Loans Held For Investment Loa45

Loans Held For Investment Loans Held For Investment: Schedule of Total Recorded Investment in Non-Performing Loans by Type (Details) - USD ($) $ in Thousands	Sep. 30, 2017	Jun. 30, 2017
Financing Receivable, Allowance for Credit Losses [Line Items]
Impaired Financing Receivable, Related Allowance	$ (478)	$ (340)
Impaired Financing Receivable, Unpaid Principal Balance	9,499	9,221
Impaired Financing Receivable, Related Charge-Offs	(1,030)	(886)
Impaired Financing Receivable, Recorded Investment	8,469	8,335
Impaired Financing Receivable, Recorded Investment, Net of Allowance	7,991	7,995
Mortgage loans, Single-family
Financing Receivable, Allowance for Credit Losses [Line Items]
Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance	2,407	1,821
Impaired Financing Receivable, with Related Allowance, Related Charge-Offs	0	0
Impaired Financing Receivable, with Related Allowance, Recorded Investment	2,407	1,821
Impaired Financing Receivable, Related Allowance	(463)	(325)
Impaired Financing Receivable, Recorded Investment, with Related Allowance, Net	1,944	1,496
Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance	7,013	7,119
Impaired Financing Receivable, with No Related Allowance, Related Charge-Offs	(1,030)	(886)
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	5,983	6,233
Impaired Financing Receivable, Recorded Investment, with No Related Allowance, Net	5,983	6,233
Impaired Financing Receivable, Unpaid Principal Balance	9,420	8,940
Impaired Financing Receivable, Related Charge-Offs	(1,030)	(886)
Impaired Financing Receivable, Recorded Investment	8,390	8,054
Impaired Financing Receivable, Recorded Investment, Net of Allowance	7,927	7,729
Commercial Real Estate [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Impaired Financing Receivable, Related Allowance		0
Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance		201
Impaired Financing Receivable, with No Related Allowance, Related Charge-Offs		0
Impaired Financing Receivable, with No Related Allowance, Recorded Investment		201
Impaired Financing Receivable, Recorded Investment, with No Related Allowance, Net		201
Impaired Financing Receivable, Unpaid Principal Balance		201
Impaired Financing Receivable, Related Charge-Offs		0
Impaired Financing Receivable, Recorded Investment		201
Impaired Financing Receivable, Recorded Investment, Net of Allowance		201
Commercial Business Loans
Financing Receivable, Allowance for Credit Losses [Line Items]
Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance	79	80
Impaired Financing Receivable, with Related Allowance, Related Charge-Offs	0	0
Impaired Financing Receivable, with Related Allowance, Recorded Investment	79	80
Impaired Financing Receivable, Related Allowance	(15)	(15)
Impaired Financing Receivable, Recorded Investment, with Related Allowance, Net	64	65
Impaired Financing Receivable, Unpaid Principal Balance	79	80
Impaired Financing Receivable, Related Charge-Offs	0	0
Impaired Financing Receivable, Recorded Investment	79	80
Impaired Financing Receivable, Recorded Investment, Net of Allowance	$ 64	$ 65

Loans Held For Investment_ Na46

Loans Held For Investment: Narrative 2 (Details) $ / shares in Thousands	3 Months Ended			12 Months Ended
	Sep. 30, 2017USD ($)propertyloan$ / shares	Sep. 30, 2016USD ($)property$ / shares	Jun. 30, 2016loan	Jun. 30, 2017USD ($)loan
Accounts, Notes, Loans and Financing Receivable [Line Items]
Number of Properties Acquired in Settlement of Loans | property	0	3
Number of Previously Foreclosed Properties Sold | property	2	1
Average investment in non-performing loans	$ 7,922,000	$ 11,480,000
Interest income, non-performing loans, cash basis	160,000	69,000
Interest lost on non-performing Loans	$ 49,000	$ 39,000
Number of modified loans | loan	12			10
Number of loans modified, extended beyond initial maturity | loan	0
Loans and Leases Receivable, Impaired, Commitment to Lend	$ 0			$ 0
Number of Loans Modified as Troubled Debt Restructurings in Default | $ / shares	$ 0	$ 0
Loans receivable, restructured loans, accrual status	$ 3,457,000			3,126,000
Loans receivable, restructured loans, nonaccrual status	996,000			506,000
Restructured loans	$ 4,453,000			$ 3,632,000
Percent of Total Restructured Loans on Current Status	32.00%			46.00%
Substandard [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Number of modified loans | loan	10		9
Loans receivable, restructured loans, accrual status	$ 3,500,000			$ 3,100,000
Current [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Restructured loans	$ 1,400,000			1,700,000
Restructured loans on accrual status | Special Mention [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Number of modified loans | loan	2		1
Loans receivable, restructured loans, nonaccrual status	$ 996,000			$ 506,000
Collected and Applied to Principal Balance [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Interest lost on non-performing Loans	$ 94,000	$ 67,000
In Default and Required and Additional Provision [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Number of Loans Modified as Troubled Debt Restructurings | loan	0

Loans Held For Investment_ Sc47

Loans Held For Investment: Schedule of Average Recorded Investment in Non-Performing Loans and Related Interest Income (Details) - USD ($) $ in Thousands	3 Months Ended
	Sep. 30, 2017	Sep. 30, 2016
Non-performing Loans, with No Related Allowance, Average Recorded Investment	$ 6,234	$ 7,689
Non-performing Loans, with No Related Allowance, Interest Income	148	35
Non-performing Loans, with Related Allowance, Average Recorded Investment	1,688	3,791
Non-performing Loans, with Related Allowance, Interest Income	12	34
Average investment in non-performing loans	7,922	11,480
Non-performing Loans, Interest Income	160	69
Mortgage loans, Single-family
Non-performing Loans, with No Related Allowance, Average Recorded Investment	6,167	7,310
Non-performing Loans, with No Related Allowance, Interest Income	135	35
Non-performing Loans, with Related Allowance, Average Recorded Investment	1,609	3,230
Non-performing Loans, with Related Allowance, Interest Income	11	27
Mortgage loans, Multi-family
Non-performing Loans, with No Related Allowance, Average Recorded Investment	0	379
Non-performing Loans, with No Related Allowance, Interest Income	0	0
Non-performing Loans, with Related Allowance, Average Recorded Investment	0	467
Non-performing Loans, with Related Allowance, Interest Income	0	5
Commercial Real Estate [Member]
Non-performing Loans, with No Related Allowance, Average Recorded Investment	67	0
Non-performing Loans, with No Related Allowance, Interest Income	13	0
Commercial Business Loans
Non-performing Loans, with Related Allowance, Average Recorded Investment	79	94
Non-performing Loans, with Related Allowance, Interest Income	$ 1	$ 2

Loans Held For Investment_ Sc48

Loans Held For Investment: Schedule of Troubled Debt Restructurings by Nonaccrual Versus Accrual Status (Details) - USD ($) $ / shares in Thousands, $ in Thousands	3 Months Ended
	Sep. 30, 2017	Sep. 30, 2016	Jun. 30, 2017
Financing Receivable, Modifications [Line Items]
Number of Loans Modified as Troubled Debt Restructurings in Default	$ 0	$ 0
Restructured loans on non-accrual status	$ 3,457		$ 3,126
Restructured loans on accrual status	996		506
Restructured loans	4,453		3,632
Mortgage loans, Single-family
Financing Receivable, Modifications [Line Items]
Restructured loans on non-accrual status	3,393		3,061
Restructured loans on accrual status	996		506
Commercial Business Loans
Financing Receivable, Modifications [Line Items]
Restructured loans on non-accrual status	$ 64		$ 65

Loans Held For Investment_ Sc49

Loans Held For Investment: Schedule of Restructured Loans by Type, Net of Individually Evaluated Allowances (Details) - USD ($) $ in Thousands	Sep. 30, 2017	Jun. 30, 2017
Financing Receivable, Impaired [Line Items]
Restructured Loans, Allowance for Loan Losses	$ (112)	$ (112)
Restructured Loans, Unpaid Principal Balance	5,120	4,183
Restructured Loans, Related Charge-offs	(555)	(439)
Restructured Loans, Recorded Investment	4,565	3,744
Restructured Loans, Recorded Investment, Net of Allowance	4,453	3,632
Mortgage loans, Single-family
Financing Receivable, Impaired [Line Items]
Restructured Loans, With Related Allowance, Unpaid Principal Balance	482	485
Restructured Loans, With Related Allowance, Related Charge-offs	0	0
Restructured Loans, With a Related Allowance, Recorded Investment	482	485
Restructured Loans, Allowance for Loan Losses	(97)	(97)
Restructured Loans, Recorded Investment, With Related Allowance, Net	385	388
Restructured Loans, Without a Related Allowance, Unpaid Principal Balance	4,559	3,618
Restructured Loans, Without a Related Allowance, Related Charge-offs	(555)	(439)
Restructured Loans, Without a Related Allowance, Recorded Investment	4,004	3,179
Restructured Loans, Without a Related Allowance, Net Investment	4,004	3,179
Restructured Loans, Unpaid Principal Balance	5,041	4,103
Restructured Loans, Related Charge-offs	(555)	(439)
Restructured Loans, Recorded Investment	4,486	3,664
Restructured Loans, Recorded Investment, Net of Allowance	4,389	3,567
Commercial Business Loans
Financing Receivable, Impaired [Line Items]
Restructured Loans, With Related Allowance, Unpaid Principal Balance	79	80
Restructured Loans, With Related Allowance, Related Charge-offs	0	0
Restructured Loans, With a Related Allowance, Recorded Investment	79	80
Restructured Loans, Allowance for Loan Losses	(15)	(15)
Restructured Loans, Recorded Investment, With Related Allowance, Net	64	65
Restructured Loans, Unpaid Principal Balance	79	80
Restructured Loans, Related Charge-offs	0	0
Restructured Loans, Recorded Investment	79	80
Restructured Loans, Recorded Investment, Net of Allowance	$ 64	$ 65

Loans Held For Investment_ Na50

Loans Held For Investment: Narrative 3 (Details) $ in Thousands	3 Months Ended
	Sep. 30, 2017USD ($)property	Sep. 30, 2016property	Jun. 30, 2017USD ($)property
Number of Properties Acquired in Settlement of Loans	0	3
Number of Previously Foreclosed Properties Sold	2	1
Real estate owned fair value | $	$ 0		$ 1,600
Southern California [Member]
Number of real estate owned properties			1
Nevada [Member]
Number of real estate owned properties			1

Derivative and Other Financia51

Derivative and Other Financial Instruments with Off-Balance Sheet Risks: Off-Balance-Sheet Credit Exposure, Policy (Details) - USD ($) $ in Thousands	Sep. 30, 2017	Jun. 30, 2017	Jun. 30, 2016
Derivative [Line Items]
Commitments to Extend Credit	$ 8,189	$ 9,015
Loans Held for Investment and Loans Held for Sale [Member]
Derivative [Line Items]
Commitments to Extend Credit	$ 96,300		$ 111,800

Derivative and Other Financia52

Derivative and Other Financial Instruments with Off-Balance Sheet Risks: Schedule of Undisbursed Funds Commitments (Details) - USD ($) $ in Thousands	Sep. 30, 2017	Jun. 30, 2017
Derivative [Line Items]
Loans and Leases Receivable, Loans in Process	$ 8,189	$ 9,015
Fair Value Disclosure, Off-balance Sheet Risks, Face Amount, Liability	13,688	29,342
Undisbursed Lines of Credit - Mortgage Loans
Derivative [Line Items]
Loans and Leases Receivable, Loans in Process	8,189	9,015
Undisbursed Lines of Credit - Commercial Business Loans
Derivative [Line Items]
Fair Value Disclosure, Off-balance Sheet Risks, Face Amount, Liability	674	646
Undisbursed Lines of Credit - Consumer Loans
Derivative [Line Items]
Fair Value Disclosure, Off-balance Sheet Risks, Face Amount, Liability	549	562
Commitments to Extend Credit, Loans to be Held for Investment
Derivative [Line Items]
Fair Value Disclosure, Off-balance Sheet Risks, Face Amount, Liability	$ 4,276	$ 19,119

Derivative and Other Financia53

Derivative and Other Financial Instruments with Off-Balance Sheet Risks: Commitments on Undisbursed Funds Held for Investment Policy (Details) - USD ($) $ in Thousands	Sep. 30, 2017	Jun. 30, 2016
Other Assets
Derivative [Line Items]
Undisbursed commitments to extend credit, Assets	$ 1,100	$ 1,500
Other Liabilities [Member]
Derivative [Line Items]
Derivative Liability	$ 49	$ 38

Derivative and Other Financia54

Derivative and Other Financial Instruments with Off-Balance Sheet Risks: Schedule of Allowance for Loan Losses of Undisbursed Funds and Commitments on Loans Held for Investment (Details) - USD ($) $ in Thousands	3 Months Ended
	Sep. 30, 2017	Sep. 30, 2016	Jun. 30, 2016
Allowance for Loan and Lease Losses [Roll Forward]
Allowance at beginning of period	$ 8,039	$ 8,670
Recovery from the allowance for loan losses	169	(150)
Balance at end of period	8,063	8,725
Commitments to Extend Credit and Undisbursed Funds
Allowance for Loan and Lease Losses [Roll Forward]
Allowance at beginning of period	277	204
Recovery from the allowance for loan losses	(64)	(31)
Balance at end of period	213	$ 173
Other Liabilities [Member]
Derivative [Line Items]
Derivative Liability	$ 49		$ 38

Derivative and Other Financia55

Derivative and Other Financial Instruments with Off-Balance Sheet Risks: Schedule of Impact of Derivative Financial Instruments on Gain on Sale of Loans (Details) - USD ($) $ in Thousands	3 Months Ended
	Sep. 30, 2017	Sep. 30, 2016	Jun. 30, 2016
Derivative [Line Items]
Total derivative financial instruments	$ (368)	$ 564
Commitments to extend credit on loans to be held for sale
Derivative [Line Items]
Total derivative financial instruments	(122)	(1,211)
Mandatory loan sale commitments and TBA MBS trades
Derivative [Line Items]
Total derivative financial instruments	(209)	1,797
Option contracts
Derivative [Line Items]
Total derivative financial instruments	(37)	$ (22)
Other Liabilities [Member]
Derivative [Line Items]
Derivative liabilities	$ 49		$ 38

Derivative and Other Financia56

Derivative and Other Financial Instruments with Off-Balance Sheet Risks: Schedule of Outstanding Derivative Instruments (Details) - USD ($) $ in Thousands	Sep. 30, 2017	Jun. 30, 2017	Jun. 30, 2016
Amount
Derivative [Line Items]
Derivative financial instruments	$ (116,788)	$ (107,276)
Fair Value
Derivative [Line Items]
Derivative financial instruments	$ 1,064	1,432
Commitments to extend credit on loans to be held for sale
Derivative [Line Items]
Commitments estimated may not fund (percent)	27.80%		25.70%
Commitments to extend credit on loans to be held for sale | Amount
Derivative [Line Items]
Derivative financial instruments	$ 92,065	92,726
Commitments to extend credit on loans to be held for sale | Fair Value
Derivative [Line Items]
Derivative financial instruments	687	809
Best efforts loan sale commitments | Amount
Derivative [Line Items]
Derivative financial instruments	(22,965)	(17,225)
Best efforts loan sale commitments | Fair Value
Derivative [Line Items]
Derivative financial instruments	0	0
Mandatory loan sale commitments and TBA MBS trades | Amount
Derivative [Line Items]
Derivative financial instruments	(185,888)	(179,777)
Mandatory loan sale commitments and TBA MBS trades | Fair Value
Derivative [Line Items]
Derivative financial instruments	377	586
Call Option [Member] | Amount
Derivative [Line Items]
Derivative financial instruments	0	(3,000)
Call Option [Member] | Fair Value
Derivative [Line Items]
Derivative financial instruments	$ 0	$ 37

Income Taxes (Details)

Income Taxes (Details) - USD ($) $ in Thousands	3 Months Ended
	Sep. 30, 2017	Sep. 30, 2016
Income Tax Examination [Line Items]
Provision for income taxes	$ (208)	$ 1,264

Fair Value of Financial Instr58

Fair Value of Financial Instruments: Schedule of Aggregate Fair Value and Aggregate Unpaid Principal Balance of Loans Held for Sale (Details) - USD ($) $ in Thousands	Sep. 30, 2017	Jun. 30, 2017
Fair Value Disclosures [Abstract]
Loans Held for Investment, at Fair Value	$ 6,924	$ 6,445
Loans held for investment, Aggregate Unpaid Principal Balance	7,167	6,696
Loans held for investment, Net Unrealized Gain	(243)	(251)
Loans held for sale, Aggregate Fair Value	127,234	116,548
Loans held for sale, Aggregate Unpaid Principal Balance	123,352	112,940
Loans held for sale, Net Unrealized Gain	$ 3,882	$ 3,608

Fair Value of Financial Instr59

Fair Value of Financial Instruments: Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis (Details) - USD ($) $ in Thousands	Sep. 30, 2017	Jun. 30, 2017
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans Held for Investment, at Fair Value	$ 6,924	$ 6,445
Loans held for sale, at fair value	127,234	116,548
Recurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities	8,940	9,318
Loans Held for Investment, at Fair Value	6,924	6,445
Loans held for sale, at fair value	127,234	116,548
Interest-only strips	28	31
Derivative assets	1,113	1,470
Total assets	144,239	133,812
Derivative liabilities	49	38
Total liabilities	49	38
Recurring | Commitments to extend credit on loans to be held for sale
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	726	847
Derivative liabilities	39	38
Recurring | Mandatory loan sale commitments
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	6	47
Derivative liabilities	10
Recurring | TBA MBS trades
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	381	539
Recurring | Option contracts
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets		37
Recurring | U.S. government agency MBS
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities	5,142	5,383
Recurring | U.S. government sponsored enterprise MBS
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities	3,350	3,474
Recurring | Private issue CMO
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities	448	461
Recurring | Fair Value, Inputs, Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities	0	0
Loans Held for Investment, at Fair Value	0	0
Loans held for sale, at fair value	0	0
Interest-only strips	0	0
Derivative assets	0	0
Total assets	0	0
Derivative liabilities	0	0
Total liabilities	0	0
Recurring | Fair Value, Inputs, Level 1 | Commitments to extend credit on loans to be held for sale
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	0	0
Derivative liabilities	0	0
Recurring | Fair Value, Inputs, Level 1 | Mandatory loan sale commitments
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	0	0
Derivative liabilities	0
Recurring | Fair Value, Inputs, Level 1 | TBA MBS trades
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	0	0
Recurring | Fair Value, Inputs, Level 1 | Option contracts
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets		0
Recurring | Fair Value, Inputs, Level 1 | U.S. government agency MBS
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities	0	0
Recurring | Fair Value, Inputs, Level 1 | U.S. government sponsored enterprise MBS
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities	0	0
Recurring | Fair Value, Inputs, Level 1 | Private issue CMO
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities	0	0
Recurring | Fair Value, Inputs, Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities	8,492	8,857
Loans Held for Investment, at Fair Value	0	0
Loans held for sale, at fair value	127,234	116,548
Interest-only strips	0	0
Derivative assets	381	539
Total assets	136,107	125,944
Derivative liabilities	0	0
Total liabilities	0	0
Recurring | Fair Value, Inputs, Level 2 | Commitments to extend credit on loans to be held for sale
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	0	0
Derivative liabilities	0	0
Recurring | Fair Value, Inputs, Level 2 | Mandatory loan sale commitments
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	0	0
Derivative liabilities	0
Recurring | Fair Value, Inputs, Level 2 | TBA MBS trades
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	381	539
Recurring | Fair Value, Inputs, Level 2 | Option contracts
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets		0
Recurring | Fair Value, Inputs, Level 2 | U.S. government agency MBS
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities	5,142	5,383
Recurring | Fair Value, Inputs, Level 2 | U.S. government sponsored enterprise MBS
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities	3,350	3,474
Recurring | Fair Value, Inputs, Level 2 | Private issue CMO
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities	0	0
Recurring | Fair Value, Inputs, Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities	448	461
Loans Held for Investment, at Fair Value	6,924	6,445
Loans held for sale, at fair value	0	0
Interest-only strips	28	31
Derivative assets	732	931
Total assets	8,132	7,868
Derivative liabilities	49	38
Total liabilities	49	38
Recurring | Fair Value, Inputs, Level 3 | Commitments to extend credit on loans to be held for sale
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	726	847
Derivative liabilities	39	38
Recurring | Fair Value, Inputs, Level 3 | Mandatory loan sale commitments
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	6	47
Derivative liabilities	10
Recurring | Fair Value, Inputs, Level 3 | TBA MBS trades
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	0	0
Recurring | Fair Value, Inputs, Level 3 | Option contracts
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets		37
Recurring | Fair Value, Inputs, Level 3 | U.S. government agency MBS
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities	0	0
Recurring | Fair Value, Inputs, Level 3 | U.S. government sponsored enterprise MBS
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities	0	0
Recurring | Fair Value, Inputs, Level 3 | Private issue CMO
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities	$ 448	$ 461

Fair Value of Financial Instr60

Fair Value of Financial Instruments: Schedule of Reconciliation of Beginning and Ending Balances of Recurring Fair Value Measurements Using Level 3 Inputs (Details) - USD ($) $ in Thousands	3 Months Ended
	Sep. 30, 2017		Sep. 30, 2016
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Beginning balance	$ 7,830		$ 9,561
Total gains or losses included in earnings	(204)		(1,200)
Total gains or losses included in other comprehensive loss	(2)		(4)
Purchases	0		44
Issuances	0		0
Settlements	(63)		(458)
Transfers in and/or out of Level 3	522		760
Ending balance	8,083		8,703
Private issue CMO
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Beginning balance	461		601
Total gains or losses included in earnings	0		0
Total gains or losses included in other comprehensive loss	1		1
Purchases	0		0
Issuances	0		0
Settlements	(14)		(42)
Transfers in and/or out of Level 3	0		0
Ending balance	448		560
Loans Held For Investment, at Fair Value [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Beginning balance	6,445		5,159
Total gains or losses included in earnings	8		38
Total gains or losses included in other comprehensive loss	0		0
Purchases	0		0
Issuances	0		0
Settlements	(51)		(428)
Transfers in and/or out of Level 3	522		760
Ending balance	6,924		5,529
Interest-Only Strips
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Beginning balance	31		47
Total gains or losses included in earnings	0		0
Total gains or losses included in other comprehensive loss	(3)		(5)
Purchases	0		0
Issuances	0		0
Settlements	0		0
Transfers in and/or out of Level 3	0		0
Ending balance	28		42
Loan Commitments to Originate
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Beginning balance	809	[1]	3,785	[2]
Total gains or losses included in earnings	(122)	[1]	(1,211)	[2]
Total gains or losses included in other comprehensive loss	0	[1]	0	[2]
Purchases	0	[1]	0	[2]
Issuances	0	[1]	0	[2]
Settlements	0	[1]	0	[2]
Transfers in and/or out of Level 3	0	[1]	0	[2]
Ending balance	687		2,574
Mandatory Commitments
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Beginning balance	47	[3]	(31)	[4]
Total gains or losses included in earnings	(53)	[3]	(5)	[4]
Total gains or losses included in other comprehensive loss	0	[3]	0	[4]
Purchases	0	[3]	0	[4]
Issuances	0	[3]	0	[4]
Settlements	2	[3]	12	[4]
Transfers in and/or out of Level 3	0	[3]	0	[4]
Ending balance	(4)		(24)
Option Contracts
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Beginning balance	37		0
Total gains or losses included in earnings	(37)		(22)
Total gains or losses included in other comprehensive loss	0		0
Purchases	0		44
Issuances	0		0
Settlements	0		0
Transfers in and/or out of Level 3	0		0
Ending balance	$ 0		$ 22
[1]	Consists of commitments to extend credit on loans to be held for sale.
[2]	Consists of commitments to extend credit on loans to be held for sale.
[3]	Consists of mandatory loan sale commitments.
[4]	Consists of mandatory loan sale commitments.

Fair Value of Financial Instr61

Fair Value of Financial Instruments: Schedule of Fair Value Assets Measured on Nonrecurring Basis (Details) - Nonrecurring - USD ($) $ in Thousands	Sep. 30, 2017	Jun. 30, 2017
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired Loans, Fair value Disclosure	$ 7,991	$ 7,995
Servicing Asset at Fair Value, Amount	412	407
Real Estate Owned, Fair Value Disclosure	0	1,615
Assets measured at fair value, nonrecurring	8,403	10,017
Fair Value, Inputs, Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired Loans, Fair value Disclosure	0	0
Servicing Asset at Fair Value, Amount	0	0
Real Estate Owned, Fair Value Disclosure	0	0
Assets measured at fair value, nonrecurring	0	0
Fair Value, Inputs, Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired Loans, Fair value Disclosure	6,222	7,049
Servicing Asset at Fair Value, Amount	0	0
Real Estate Owned, Fair Value Disclosure	0	1,615
Assets measured at fair value, nonrecurring	6,222	8,664
Fair Value, Inputs, Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired Loans, Fair value Disclosure	1,769	946
Servicing Asset at Fair Value, Amount	412	407
Real Estate Owned, Fair Value Disclosure	0	0
Assets measured at fair value, nonrecurring	$ 2,181	$ 1,353

Fair Value of Financial Instr62

Fair Value of Financial Instruments: Schedule of Additional Information About Valuation Techniques and Inputs Used for Assets and Liabilities (Details) - Fair Value, Inputs, Level 3 $ in Thousands	3 Months Ended
	Sep. 30, 2017USD ($)
Commitments to extend credit on loans to be held for sale
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Liabilities, fair value	$ 39
Valuation Techniques	Relative value analysis
Commitments to extend credit on loans to be held for sale | Minimum | Liability
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Broker quotes (percent)	102.40%	[1]
Fall-out ratio (percent)	15.80%	[1],[2]
Commitments to extend credit on loans to be held for sale | Maximum | Liability
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Broker quotes (percent)	104.80%	[1]
Fall-out ratio (percent)	29.40%	[1],[2]
Commitments to extend credit on loans to be held for sale | Weighted Average | Liability
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Broker quotes (percent)	101.90%	[1]
Fall-out ratio (percent)	27.80%	[1],[2]
Mandatory loan sale commitments
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Liabilities, fair value	$ 10
Valuation Techniques	Relative value analysis
Mandatory loan sale commitments | Minimum | Assets
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investor quotes (percent)	0.00%	[1]
Roll-forward costs (percent)	0.00%	[1],[3]
Mandatory loan sale commitments | Minimum | Liability
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investor quotes (percent)		[1]
Roll-forward costs (percent)	0.00%	[1],[3]
Mandatory loan sale commitments | Maximum | Assets
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investor quotes (percent)	0.00%	[1]
Roll-forward costs (percent)	0.00%	[1],[3]
Mandatory loan sale commitments | Maximum | Liability
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investor quotes (percent)		[1]
Roll-forward costs (percent)	0.00%	[1],[3]
Mandatory loan sale commitments | Weighted Average | Assets
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investor quotes (percent)	0.00%	[1]
Roll-forward costs (percent)	0.00%	[1],[3]
Mandatory loan sale commitments | Weighted Average | Liability
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investor quotes (percent)		[1]
Roll-forward costs (percent)	0.00%	[1],[3]
Private issue CMO
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	$ 448
Valuation Techniques	Market comparable pricing
Private issue CMO | Minimum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value Inputs, Comparability Adjustments	0.50%	[1]
Private issue CMO | Maximum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value Inputs, Comparability Adjustments	1.70%	[1]
Private issue CMO | Weighted Average
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value Inputs, Comparability Adjustments	1.50%	[1]
Loans Held For Investment, at Fair Value [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	$ 6,924
Valuation Techniques	Relative value analysis
Loans Held For Investment, at Fair Value [Member] | Minimum | Assets
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Broker quotes (percent)	98.40%	[1]
Fair Value Inputs, Entity Credit Risk	1.20%	[1]
Loans Held For Investment, at Fair Value [Member] | Maximum | Assets
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Broker quotes (percent)	105.30%	[1]
Fair Value Inputs, Entity Credit Risk	100.00%	[1]
Loans Held For Investment, at Fair Value [Member] | Weighted Average | Assets
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Broker quotes (percent)	101.70%	[1]
Fair Value Inputs, Entity Credit Risk	5.00%	[1]
Non-performing loans | Discounted Cash Flow
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	$ 64
Valuation Techniques	Discounted cash flow
Non-performing loans | Relative Value Analysis
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	$ 1,705
Valuation Techniques	Relative value analysis
Non-performing loans | Minimum | Discounted Cash Flow
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Probability of default (percent)	5.00%	[1]
Non-performing loans | Minimum | Relative Value Analysis
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Probability of default (percent)	20.00%	[1]
Non-performing loans | Maximum | Discounted Cash Flow
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Probability of default (percent)	5.00%	[1]
Non-performing loans | Maximum | Relative Value Analysis
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Probability of default (percent)	30.00%	[1]
Non-performing loans | Weighted Average | Discounted Cash Flow
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Probability of default (percent)	5.00%	[1]
Non-performing loans | Weighted Average | Relative Value Analysis
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Probability of default (percent)	20.80%	[1]
MSA
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	$ 412
Valuation Techniques	Discounted cash flow
MSA | Minimum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Prepayment speed (percent)	13.10%	[1]
Discount rate (percent)	9.00%	[1]
MSA | Maximum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Prepayment speed (percent)	60.00%	[1]
Discount rate (percent)	10.50%	[1]
MSA | Weighted Average
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Prepayment speed (percent)	23.10%	[1]
Discount rate (percent)	9.20%	[1]
Interest-Only Strips
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	$ 28
Valuation Techniques	Discounted cash flow
Interest-Only Strips | Minimum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Prepayment speed (percent)	15.40%	[1]
Discount rate (percent)	9.00%	[1]
Interest-Only Strips | Maximum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Prepayment speed (percent)	27.30%	[1]
Discount rate (percent)	9.00%	[1]
Interest-Only Strips | Weighted Average
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Prepayment speed (percent)	25.70%	[1]
Discount rate (percent)	9.00%	[1]
Commitments to extend credit on loans to be held for sale
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	$ 726
Valuation Techniques	Relative value analysis
Commitments to extend credit on loans to be held for sale | Minimum | Assets
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Broker quotes (percent)	98.90%	[1]
Fall-out ratio (percent)	15.80%	[1],[2]
Commitments to extend credit on loans to be held for sale | Maximum | Assets
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Broker quotes (percent)	104.60%	[1]
Fall-out ratio (percent)	29.40%	[1],[2]
Commitments to extend credit on loans to be held for sale | Weighted Average | Assets
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Broker quotes (percent)	102.00%	[1]
Fall-out ratio (percent)	27.80%	[1],[2]
Mandatory loan sale commitments
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	$ 6
Valuation Techniques	Relative value analysis
Mandatory loan sale commitments | Minimum | Assets
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Broker quotes (percent)	103.90%	[1]
Mandatory loan sale commitments | Minimum | Liability
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Broker quotes (percent)	101.30%	[1]
Mandatory loan sale commitments | Maximum | Assets
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Broker quotes (percent)	103.90%	[1]
Mandatory loan sale commitments | Maximum | Liability
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Broker quotes (percent)	103.90%	[1]
Mandatory loan sale commitments | Weighted Average | Assets
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Broker quotes (percent)	103.90%	[1]
Mandatory loan sale commitments | Weighted Average | Liability
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Broker quotes (percent)	103.30%	[1]
Put options | Minimum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Broker quotes (percent)	124.60%	[1]
Put options | Maximum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Broker quotes (percent)	124.60%	[1]
Put options | Weighted Average
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Broker quotes (percent)	124.60%	[1]
[1]	The range is based on the estimated fair values and management estimates.
[2]	The percentage of commitments to extend credit on loans to be held for sale which management has estimated may not fund.
[3]	An estimated cost to roll forward the mandatory loan sale commitments which management has estimated may not be delivered to the corresponding investors in a timely manner.

Fair Value of Financial Instr63

Fair Value of Financial Instruments: Schedule of Carrying Amount and Fair Value of Financial Instruments (Details) - USD ($) $ in Thousands	Sep. 30, 2017	Jun. 30, 2017
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Held-to-maturity Securities, Fair Value	$ 64,928	$ 60,629
Carrying Amount
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Held-to-maturity Securities, Fair Value	64,751	60,441
Loans held for investment, not recorded at fair value	901,136	898,474
FHLB – San Francisco stock	8,108	8,108
Deposits	927,016	926,521
Borrowings	121,206	126,226
Fair Value
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Held-to-maturity Securities, Fair Value	64,928	60,629
Loans held for investment, not recorded at fair value	890,098	885,650
FHLB – San Francisco stock	8,108	8,108
Deposits	895,912	896,140
Borrowings	122,147	126,083
Fair Value | Fair Value, Inputs, Level 1
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Held-to-maturity Securities, Fair Value	0	0
Loans held for investment, not recorded at fair value	0	0
FHLB – San Francisco stock	0	0
Deposits	0	0
Borrowings	0	0
Fair Value | Fair Value, Inputs, Level 2
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Held-to-maturity Securities, Fair Value	64,928	60,629
Loans held for investment, not recorded at fair value	0	0
FHLB – San Francisco stock	8,108	8,108
Deposits	0	0
Borrowings	0	0
Fair Value | Fair Value, Inputs, Level 3
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Held-to-maturity Securities, Fair Value	0	0
Loans held for investment, not recorded at fair value	890,098	885,650
FHLB – San Francisco stock	0	0
Deposits	895,912	896,140
Borrowings	$ 122,147	$ 126,083

Incentive Plans Incentive Plans

Incentive Plans Incentive Plans: Equity Incentive Plan Policy: Valuation Assumptions (Details) - Equity Incentive Plan [Member] - Employee Stock Option [Member]	3 Months Ended
	Sep. 30, 2017
Minimum
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Expected volatility	0.00%
Maximum
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Expected volatility	0.00%

Incentive Plans_ Equity Incenti

Incentive Plans: Equity Incentive Plan Policy: Schedule of Incentive Plan Stock Option Activity (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended
	Sep. 30, 2017	Sep. 30, 2016
Shares:
Oustanding, End of Period	591,250	932,000
Equity Incentive Plan [Member]
Shares:
Outstanding, Beginning of Period	615,250
Granted	0
Exercised	(21,500)
Forfeited	(2,500)
Oustanding, End of Period	591,250
Vested and expected to vest at year end	553,100
Exercisable at year end	390,500
Weighted-Average Exercise Price (in dollars per share):
Oustanding, Beginning of Period	$ 12.14
Granted	0
Exercised	8.23
Forfeited	14.59
Outstanding, End of Period	12.27
Vested and expected to vest at year end	12.05
Exercisable at year end	$ 10.73
Weighted- Average Remaining Contractual Term (Years):
Outstanding at year end	5 years 6 months 22 days
Vested and expected to vest at year end	5 years 5 months 5 days
Exercisable at year end	4 years 8 months 7 days
Aggregate Intrinsic Value ($000):
Outstanding at year end	$ 4,337
Vested and expected to vest at year end	4,163
Exercisable at year end	$ 3,463

Incentive Plans_ Equity Incen66

Incentive Plans: Equity Incentive Plan Policy: Schedule of Share-based Compensation, Restricted Stock Units Award Activity (Details) - Restricted Stock [Member] - Equity Incentive Plan [Member] - $ / shares	3 Months Ended
	Sep. 30, 2017	Sep. 30, 2016
Shares:
Unvested, Beginning of Period	111,000
Awarded	0	15,000
Vested	0	(87,750)
Forfeited	(2,000)	(7,000)
Unvested, End of Period	109,000
Expected to vest at March 31, 2013	87,200
Weighted-Average Award Date Fair Value (in dollars per share):
Restricted stock, Nonvested, Weighted Average Award Date Fair Value	$ 14.16
Awarded	0
Vested	0
Forfeited	13.30
Restricted stock, Nonvested, Weighted Average Award Date Fair Value	14.45
Expected to vest at March 31, 2013	$ 14.45

Incentive Plans_ Stock Option P

Incentive Plans: Stock Option Plan Policy: Schedule of Stock Option Plan Stock Option Activity (Details) - USD ($)	3 Months Ended
	Sep. 30, 2017	Sep. 30, 2016
Shares:
Oustanding, End of Period	591,250	932,000
Stock Option Plans [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Employee Service Share-based Compensation, Nonvested Awards, Compensation Not yet Recognized, Stock Options	$ 0
Shares:
Outstanding, Beginning of Period	50,000
Granted	0
Exercised	0
Forfeited	(50,000)
Oustanding, End of Period	0
Vested and expected to vest at year end	0
Exercisable at year end	0
Weighted-Average Exercise Price (in dollars per share):
Oustanding, Beginning of Period	$ 19.92
Granted	0
Exercised	0
Forfeited	19.92
Outstanding, End of Period	0
Vested and expected to vest at year end	0
Exercisable at year end	$ 0
Weighted- Average Remaining Contractual Term (Years):
Outstanding at year end	0 years
Vested and expected to vest at year end	0 years
Exercisable at year end	0 years
Aggregate Intrinsic Value ($000):
Outstanding at year end	$ 0
Vested and expected to vest at year end	0
Exercisable at year end	$ 0

Incentive Plans Incentive Pla68

Incentive Plans Incentive Plans: Narrative (Details)	3 Months Ended		12 Months Ended
	Sep. 30, 2017USD ($)plan$ / sharesshares	Sep. 30, 2016USD ($)shares	Jun. 30, 2017shares	Dec. 31, 2013shares	Dec. 31, 2010shares	Dec. 31, 2006shares	Dec. 31, 2003shares
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of share-based compensation plans | plan	2
Share-based compensation expense | $	$ 266,000	$ 702,000
Income tax benefit recognized for share-based compensation plans | $	$ 27,000	187,000
Treasury stock, Shares used to fund Equity Incentive Plans for restricted stock	10,361,313		10,235,313
2013 Equity Incentive Plan [Member] | Employee Stock Option [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of shares authorized for Equity Incentive Plan				300,000
Annual limitation on awards granted to an individual under Equity Incentive Plan			60,000
2013 Equity Incentive Plan [Member] | Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of shares authorized for Equity Incentive Plan				300,000
Annual limitation on awards granted to an individual under Equity Incentive Plan			45,000
Equity Incentive Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Stock options granted, weighted average grant date fair value | $ / shares	$ 0
Stock options, Exercised	21,500
Stock options, Granted	0
Stock options, Forfeitured	2,500
Unrecognized share-based compensation expense, stock options | $	$ 800,000	$ 1,300,000
Equity Incentive Plan [Member] | Employee Stock Option [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Term used to calculate expected volatility	84 months
Stock options, Exercised	21,500	15,000
Stock options, Granted	0	20,000
Stock options, Forfeitured	2,500	16,000
Number of shares available for grant	147,500	131,750
Share-based compensation cost not yet recognized, weighted average period for recognition (less than)	1 year 3 months 18 days	2 years 1 month 24 days
Forfeiture rate for Equity Incentive Plans	20.00%	20.00%
Equity Incentive Plan [Member] | Employee Stock Option [Member] | Maximum
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Award vesting period			5 years
Maximum term for stock awards			10 years
Equity Incentive Plan [Member] | Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of shares available for grant	267,750	268,850
Share-based compensation cost not yet recognized, weighted average period for recognition (less than)	1 year 6 months	2 years 3 months
Forfeiture rate for Equity Incentive Plans	20.00%	20.00%
Restricted stock, Vesting and distribution	0	87,750
Restricted stock, Forfeited	2,000	7,000
Restricted stock, grants in period	0	15,000
Unrecognized share-based compensation expense, restricted stock | $	$ 1,000,000	$ 1,800,000
Equity Incentive Plan [Member] | Restricted Stock [Member] | Maximum
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Award vesting period			5 years
2010 Equity Incentive Plan | Employee Stock Option [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of shares authorized for Equity Incentive Plan					586,250
Annual limitation on awards granted to an individual under Equity Incentive Plan			117,250
2010 Equity Incentive Plan | Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of shares authorized for Equity Incentive Plan					288,750
Annual limitation on awards granted to an individual under Equity Incentive Plan			43,312
Treasury stock, Shares used to fund Equity Incentive Plans for restricted stock				300,000	288,750
2006 Equity Incentive Plan | Employee Stock Option [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of shares authorized for Equity Incentive Plan						365,000
Annual limitation on awards granted to an individual under Equity Incentive Plan			73,000
2006 Equity Incentive Plan | Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of shares authorized for Equity Incentive Plan						185,000
Annual limitation on awards granted to an individual under Equity Incentive Plan			27,750
Treasury stock, Shares used to fund Equity Incentive Plans for restricted stock						185,000
Stock Option Plans [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Stock options granted, weighted average grant date fair value | $ / shares	$ 0
Stock options, Exercised	0
Stock options, Granted	0
Stock options, Forfeitured	50,000
Unrecognized share-based compensation expense, stock options | $	$ 0
Stock Option Plans [Member] | Employee Stock Option [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range, Number of Outstanding Options	0
Term used to calculate expected volatility	84 months
Stock options, Forfeitured	50,000	12,500
Stock Option Plans [Member] | Employee Stock Option [Member] | Maximum
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Award vesting period	5 years
Maximum term for stock awards	10 years
2003 Stock Option Plan | Employee Stock Option [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of shares authorized for Equity Incentive Plan							352,500
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range, Number of Outstanding Options	0

Reclassification Adjustment o69

Reclassification Adjustment of Accumulated Other Comprehensive Income ("AOCI") (Details) - USD ($) $ in Thousands	3 Months Ended
	Sep. 30, 2017	Sep. 30, 2016
Accumulated Other Comprehensive Income [Roll Forward]
Beginning balance	$ 229	$ 313
Other Comprehensive (loss) income before reclassifications	1	(33)
Amount reclassified from accumulated other comprehensive income	0	0
Other comprehensive income (loss)	1	(33)
Ending balance	230	280
Unrealized Gain and Losses on Investment Securities Available For Sale [Member]
Accumulated Other Comprehensive Income [Roll Forward]
Beginning balance	211	286
Other Comprehensive (loss) income before reclassifications	3	(30)
Amount reclassified from accumulated other comprehensive income	0	0
Other comprehensive income (loss)	3	(30)
Ending balance	214	256
Unrealized Gain and Losses on Interest-only strips [Member]
Accumulated Other Comprehensive Income [Roll Forward]
Beginning balance	18	27
Other Comprehensive (loss) income before reclassifications	(2)	(3)
Amount reclassified from accumulated other comprehensive income	0	0
Other comprehensive income (loss)	(2)	(3)
Ending balance	$ 16	$ 24

Offsetting Derivative and Oth70

Offsetting Derivative and Other Financial Instruments (Details) - USD ($) $ in Thousands	Sep. 30, 2017	Jun. 30, 2017
Gross Amount of Recognized Assets or Liabilities [Member]
Derivative [Line Items]
Derivative Assets Interest Rate Contracts	$ 387	$ 623
Derivative assets	387	623
Derivative Liabilities Interest Rate Contracts	10	0
Derivative liabilities	10	0
Gross Amount Offset in the Condensed Statement of Financial Condition [Member]
Derivative [Line Items]
Derivative Assets Interest Rate Contracts	0	0
Derivative assets	0	0
Derivative Liabilities Interest Rate Contracts	0	0
Derivative liabilities	0	0
Net Amount of Assets or Liabilities Presented in the Condensed Statement of Financial Condition [Member]
Derivative [Line Items]
Derivative Assets Interest Rate Contracts	387	623
Derivative assets	387	623
Derivative Liabilities Interest Rate Contracts	10	0
Derivative liabilities	10	0
Gross Amount Not Offset in the Condensed Statement of Financial Condition, Financial Instruments [Member]
Derivative [Line Items]
Derivative Assets Interest Rate Contracts	0	0
Derivative assets	0	0
Derivative Liabilities Interest Rate Contracts	0	0
Derivative liabilities	0	0
Gross Amount Not Offset in the Condensed Statement of Financial Condition, Cash Collateral Received [Member]
Derivative [Line Items]
Derivative Assets Interest Rate Contracts	0	0
Derivative assets	0	0
Derivative Liabilities Interest Rate Contracts	0	0
Derivative liabilities	0	0
Net Amount [Member]
Derivative [Line Items]
Derivative Assets Interest Rate Contracts	387	623
Derivative assets	387	623
Derivative Liabilities Interest Rate Contracts	10	0
Derivative liabilities	$ 10	$ 0

Subsequent Events Subsequent Ev

Subsequent Events Subsequent Events (Details) - USD ($) $ / shares in Units, $ in Thousands	Oct. 24, 2017	Sep. 30, 2017	[1]	Sep. 30, 2016	[2]
Subsequent Event [Line Items]
Dividends, Common Stock, Cash		$ 1,078		$ 1,033
Subsequent Event [Member]
Subsequent Event [Line Items]
Quarterly cash dividend declared, common stock	$ 0.14
[1]	Cash dividends of $0.14 per share were paid in the quarter ended September 30, 2017.
[2]	Cash dividends of $0.13 per share were paid in the quarter ended September 30, 2016.