Provident Financial (PROV) 10-Q 8 Feb 18 2018 Q2 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	6 Months Ended
	Dec. 31, 2017	Jan. 31, 2018
Document and Entity Information
Entity Registrant Name	PROVIDENT FINANCIAL HOLDINGS INC
Document Type	10-Q
Document Period End Date	Dec. 31, 2017
Amendment Flag	false
Entity Central Index Key	1,010,470
Current Fiscal Year End Date	--06-30
Entity Common Stock, Shares Outstanding		7,477,776
Entity Filer Category	Accelerated Filer
Entity Current Reporting Status	Yes
Entity Voluntary Filers	No
Entity Well-known Seasoned Issuer	No
Document Fiscal Year Focus	2,018
Document Fiscal Period Focus	Q2

Provident Financial Holdings, I

Provident Financial Holdings, Inc. Condensed Consolidated Statements of Financial Condition (Unaudited) - USD ($) $ in Thousands	Dec. 31, 2017	Jun. 30, 2017
Assets
Cash and cash equivalents	$ 47,173	$ 72,826
Investment securities – held to maturity, at cost	87,626	60,441
Investment securities – available for sale, at fair value	8,405	9,318
Loans held for investment, net of allowance for loan losses of $8,075 and $8,039, respectively; includes $5,157 and $6,445 at fair value, respectively	885,976	904,919
Loans held for sale, at fair value	96,589	116,548
Accrued interest receivable	3,147	2,915
Real estate owned, net	621	1,615
Federal Home Loan Bank (“FHLB”) – San Francisco stock	8,108	8,108
Premises and equipment, net	7,816	6,641
Prepaid expenses and other assets	16,670	17,302
Total assets	1,162,131	1,200,633
Liabilities:
Non interest-bearing deposits	77,144	77,917
Interest-bearing deposits	830,644	848,604
Total deposits	907,788	926,521
Borrowings	111,189	126,226
Accounts payable, accrued interest and other liabilities	22,454	19,656
Total liabilities	1,041,431	1,072,403
Commitments and Contingencies
Stockholders’ equity:
Preferred stock, $.01 par value (2,000,000 shares authorized; none issued and outstanding)	0	0
Common stock, $.01 par value (40,000,000 shares authorized; 17,976,615 and 17,949,365 shares issued; 7,474,776 and 7,714,052 shares outstanding, respectively)	180	180
Additional paid-in capital	94,011	93,209
Retained earnings	189,610	192,754
Treasury stock at cost (10,501,839 and 10,235,313 shares, respectively)	(163,311)	(158,142)
Accumulated other comprehensive income, net of tax	210	229
Total stockholders’ equity	120,700	128,230
Total liabilities and stockholders’ equity	$ 1,162,131	$ 1,200,633

Provident Financial Holdings, 3

Provident Financial Holdings, Inc. Condensed Consolidated Statements of Financial Condition - Parenthetical (Unaudited) - USD ($) $ in Thousands	Dec. 31, 2017	Jun. 30, 2017
Statement of Financial Position [Abstract]
Allowance for loan losses on Loans held for investment	$ 8,075	$ 8,039
Loans Held for Investment, at Fair Value	$ 5,157	$ 6,445
Preferred stock par value per share	$ 0.01	$ 0.01
Preferred stock shares authorized	2,000,000	2,000,000
Preferred stock shares issued	0	0
Preferred stock shares outstanding	0	0
Common stock par value per share	$ 0.01	$ 0.01
Common stock shares authorized	40,000,000	40,000,000
Common stock shares issued	17,976,615	17,949,365
Common stock shares outstanding	7,474,776	7,714,052
Treasury stock shares	10,501,839	10,235,313

Provident Financial Holdings, 4

Provident Financial Holdings, Inc. Condensed Consolidated Statements of Operations (Unaudited) - USD ($) $ in Thousands	3 Months Ended				6 Months Ended
	Dec. 31, 2017		Dec. 31, 2016		Dec. 31, 2017		Dec. 31, 2016
Interest income:
Loans receivable, net	$ 9,735		$ 10,116		$ 19,892		$ 20,596
Investment securities	319		128		576		212
FHLB – San Francisco stock	143		458		284		643
Interest-earning deposits	168		101		358		156
Total interest income	10,365		10,803		21,110		21,607
Interest expense:
Checking and money market deposits	112		105		215		203
Savings deposits	149		146		298		290
Time deposits	625		731		1,264		1,503
Borrowings	728		736		1,464		1,438
Total interest expense	1,614		1,718		3,241		3,434
Net interest income	8,751		9,085		17,869		18,173
(Recovery) provision for loan losses	(11)		(350)		158		(500)
Net interest income, after (recovery) provision for loan losses	8,762		9,435		17,711		18,673
Non-interest income:
Loan servicing and other fees	317	[1]	310	[2]	680	[3]	577	[4]
Gain on sale of loans, net	4,317	[5]	6,478	[5]	9,164	[6]	14,474	[7]
Deposit account fees	536		552		1,094		1,102
Loss on sale and operations of real estate owned acquired in the settlement of loans, net	(22)		(63)		(62)		(166)
Card and processing fees	373		361		754		725
Other	220		194		463		372
Total non-interest income	5,741		7,832		12,093		17,084
Non-interest expense:
Salaries and employee benefits	8,633		10,349		17,902		21,663
Premises and occupancy	1,260		1,235		2,574		2,524
Equipment	375		340		737		702
Professional expenses	521		630		1,041		1,135
Sales and marketing expenses	301		253		504		549
Deposit insurance premiums and regulatory assessments	218		177		402		425
Other1	1,905	[8]	1,684	[8]	5,787		3,302
Total non-interest expense	13,213		14,668		28,947		30,300
Income before income taxes	1,290		2,599		857		5,457
Provision for income taxes	1,800				1,800
Net (loss) income	(777)		1,504		(1,002)		3,098
Provision for income taxes	$ 2,067		$ 1,095		$ 1,859		$ 2,359
Basic earnings per share	$ (0.10)		$ 0.19		$ (0.13)		$ 0.39
Diluted earnings per share	(0.10)		0.18		(0.13)		0.38
Cash dividends per share	$ 0.14		$ 0.13		$ 0.28		$ 0.26
Litigation Settlement, Expense	$ 650				$ 3,400
[1]	Includes an inter-company charge of $99 credited to PBM by the Bank during the period to compensate PBM for originating loans held for investment.
[2]	Includes an inter-company charge of $128 credited to PBM by the Bank during the period to compensate PBM for originating loans held for investment.
[3]	For the Six Months Ended December 31, 2016(In Thousands)ProvidentBankProvidentBankMortgageConsolidatedTotalsNet interest income$15,396$2,777$18,173Recovery from the allowance for loan losses(310)(190)(500)Net interest income, after recovery from the allowance for loan losses15,7062,96718,673 Non-interest income: Loan servicing and other fees (1)319258577 Gain on sale of loans, net (2)3814,43614,474Deposit account fees1,102—1,102 Loss on sale and operations of real estate owned acquired in the settlement of loans, net(163)(3)(166)Card and processing fees725—725Other372—372Total non-interest income2,39314,69117,084 Non-interest expense: Salaries and employee benefits9,53612,12721,663Premises and occupancy1,6488762,524Operating and administrative expenses2,2993,8146,113Total non-interest expense13,48316,81730,300Income before income taxes4,6168415,457Provision for income taxes2,0053542,359Net income$2,611$487$3,098Total assets, end of period$1,035,158$156,997$1,192,155
[4]	{F|ahBzfndlYmZpbGluZ3MtaHJkcmoLEgZYTUxEb2MiXlhCUkxEb2NHZW5JbmZvOmEwMjc5YzkwODg4NjQ1ZTFiMjQ4Y2JhMjQzMDYyOWRifFRleHRTZWxlY3Rpb246QUM3NEIyNDQ2N0FBNUY1QkI5QjYyMzA1QUFDNzE1RTUM}
[5]	Includes an inter-company charge of $79 credited to PBM by the Bank during the period to compensate PBM for servicing fees on loans sold on a servicing retained basis.
[6]	For the Six Months Ended December 31, 2016(In Thousands)ProvidentBankProvidentBankMortgageConsolidatedTotalsNet interest income$15,396$2,777$18,173Recovery from the allowance for loan losses(310)(190)(500)Net interest income, after recovery from the allowance for loan losses15,7062,96718,673 Non-interest income: Loan servicing and other fees (1)319258577 Gain on sale of loans, net (2)3814,43614,474Deposit account fees1,102—1,102 Loss on sale and operations of real estate owned acquired in the settlement of loans, net(163)(3)(166)Card and processing fees725—725Other372—372Total non-interest income2,39314,69117,084 Non-interest expense: Salaries and employee benefits9,53612,12721,663Premises and occupancy1,6488762,524Operating and administrative expenses2,2993,8146,113Total non-interest expense13,48316,81730,300Income before income taxes4,6168415,457Provision for income taxes2,0053542,359Net income$2,611$487$3,098Total assets, end of period$1,035,158$156,997$1,192,155
[7]	{F|ahBzfndlYmZpbGluZ3MtaHJkcmoLEgZYTUxEb2MiXlhCUkxEb2NHZW5JbmZvOmEwMjc5YzkwODg4NjQ1ZTFiMjQ4Y2JhMjQzMDYyOWRifFRleHRTZWxlY3Rpb246OUExMDMwQzdFMDczNTA3Nzg4NzJGNTIxNDQ3RjdDQzgM}
[8]	Includes $650,000 of litigation expense accrual related to "McKeen-Chaplin" and "Neal" matters for the quarter ended December 31, 2017 and $3.4 million of litigation expense accruals related to "McKeen-Chaplin," "Neal" and "Cannon" matters for the six months ended December 31, 2017

Provident Financial Holdings, 5

Provident Financial Holdings, Inc. Condensed Consolidated Statements of Comprehensive Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Dec. 31, 2017	Dec. 31, 2016	Dec. 31, 2017	Dec. 31, 2016
Statement of Comprehensive Income [Abstract]
Net (loss) income	$ (777)	$ 1,504	$ (1,002)	$ 3,098
Change in unrealized holding loss on securities available for sale	(80)	(28)	(78)	(84)
Other Comprehensive (Income) Loss, Reclassification Adjustment from AOCI for Write-down of Securities, before Tax	45	0	45	0
Other comprehensive loss, before income taxes	(35)	(28)	(33)	(84)
Income tax benefit	15	12	14	35
Other comprehensive loss	(20)	(16)	(19)	(49)
Total comprehensive (loss) income	$ (797)	$ 1,488	$ (1,021)	$ 3,049

Provident Financial Holdings, 6

Provident Financial Holdings, Inc. Condensed Consolidated Statements of Stockholders' Equity (Unaudited) - USD ($) $ in Thousands		Total	Common Stock	Additional Paid-In Capital	Retained Earnings	Treasury Stock	Accumulated Other Conprehensive Income, Net of Tax	Restricted Stock [Member]
Stock Repurchased During Period, Shares								25,598
Common Stock, Dividends, Per Share, Cash Paid		$ 0.26
Shares outstanding, beginning balance at Jun. 30, 2016			7,975,250
Balances at beginning of period-Amount at Jun. 30, 2016		$ 133,451	$ 178	$ 90,802	$ 191,666	$ (149,508)	$ 313
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net (loss) income		3,098			3,098
Other comprehensive loss		(49)					(49)
Purchase of treasury stock - Shares			(171,634)
Purchase of treasury stock - Amount		(3,321)				(3,321)
Exercise of stock options - Shares			23,750
Exercise of stock options - Amount		285	$ (1)	(284)
Stock Issued During Period, Shares, Restricted Stock Award, Gross			87,750
Stock Issued During Period, Value, Restricted Stock Award, Gross		0
Amortization of restricted stock		495		495
Awards of Restricted Stock		0		(161)		161
Stock options expense				179
Adjustments to Additional Paid in Capital, Income Tax Benefit from Share-based Compensation		179
Tax benefit from non-qualified equity compensation		(179)
Cash dividends		(2,065)			(2,065)
Shares outstanding, ending balance at Dec. 31, 2016			7,915,116
Balances at end of period-Amount at Dec. 31, 2016		132,555	$ 179	92,215	192,699	(152,802)	264
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Stock Issued During Period, Value, Restricted Stock Award, Forfeitures		0		134		(134)
Stock or Unit Option Plan Expense		$ (482)		(482)
Common Stock, Dividends, Per Share, Cash Paid		$ 0.13
Shares outstanding, beginning balance at Sep. 30, 2016			7,978,166
Balances at beginning of period-Amount at Sep. 30, 2016		$ 133,223	$ 178	91,633	192,227	(151,095)	280
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net (loss) income		1,504			1,504
Other comprehensive loss		(16)					(16)
Purchase of treasury stock - Shares	[1]		(85,800)
Purchase of treasury stock - Amount	[1]	(1,659)				(1,659)
Exercise of stock options - Shares			22,750
Exercise of stock options - Amount		268	$ (1)	(267)
Amortization of restricted stock		133		133
Awards of Restricted Stock		0		(25)		25
Stock options expense		142		142
Tax benefit from non-qualified equity compensation		(8)		(8)
Cash dividends	[2]	(1,032)			(1,032)
Shares outstanding, ending balance at Dec. 31, 2016			7,915,116
Balances at end of period-Amount at Dec. 31, 2016		132,555	$ 179	92,215	192,699	(152,802)	264
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Stock Issued During Period, Value, Restricted Stock Award, Forfeitures		$ 0		73		(73)
Common Stock, Dividends, Per Share, Cash Paid		$ 0.28
Shares outstanding, beginning balance at Jun. 30, 2017		7,714,052	7,714,052
Balances at beginning of period-Amount at Jun. 30, 2017		$ 128,230	$ 180	93,209	192,754	(158,142)	229
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net (loss) income		(1,002)			(1,002)
Other comprehensive loss		(19)					(19)
Purchase of treasury stock - Shares			(266,526)
Purchase of treasury stock - Amount		(5,152)				(5,152)
Exercise of stock options - Shares			27,250
Exercise of stock options - Amount		261		(261)
Amortization of restricted stock		291		291
Tax benefit from non-qualified equity compensation		0
Cash dividends		$ (2,142)			(2,142)
Shares outstanding, ending balance at Dec. 31, 2017		7,474,776	7,474,776
Balances at end of period-Amount at Dec. 31, 2017		$ 120,700	$ 180	94,011	189,610	(163,311)	210
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Stock Issued During Period, Value, Restricted Stock Award, Forfeitures		0		17		(17)
Stock or Unit Option Plan Expense		$ (233)		(233)
Common Stock, Dividends, Per Share, Cash Paid		$ 0.14
Shares outstanding, beginning balance at Sep. 30, 2017			7,609,552
Balances at beginning of period-Amount at Sep. 30, 2017		$ 124,921	$ 180	93,669	191,451	(160,609)	230
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net (loss) income		(777)			(777)
Other comprehensive loss		(20)					(20)
Purchase of treasury stock - Shares			(140,526)
Purchase of treasury stock - Amount		(2,702)				(2,702)
Exercise of stock options - Shares			5,750
Exercise of stock options - Amount		84		(84)
Amortization of restricted stock		142		142
Stock options expense		116		116
Cash dividends	[3]	$ (1,064)			(1,064)
Shares outstanding, ending balance at Dec. 31, 2017		7,474,776	7,474,776
Balances at end of period-Amount at Dec. 31, 2017		$ 120,700	$ 180	$ 94,011	$ 189,610	$ (163,311)	$ 210
[1]	{F|ahBzfndlYmZpbGluZ3MtaHJkcmoLEgZYTUxEb2MiXlhCUkxEb2NHZW5JbmZvOmEwMjc5YzkwODg4NjQ1ZTFiMjQ4Y2JhMjQzMDYyOWRifFRleHRTZWxlY3Rpb246QkZFOTAyQkI2OUI2NUI4NEFBOTUxRkM4NUFDMDIyMUIM}
[2]	Cash dividends of $0.13 per share were paid in the quarter ended December 31, 2016.
[3]	Cash dividends of $0.14 per share were paid in the quarter ended December 31, 2017.

Provident Financial Holdings, 7

Provident Financial Holdings, Inc. Condensed Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	6 Months Ended
	Dec. 31, 2017		Dec. 31, 2016
Cash flows from operating activities:
Net (loss) income	$ (1,002)		$ 3,098
Adjustments to reconcile net (loss) income to net cash provided by operating activities:
Depreciation and amortization	1,582		1,334
Provision (recovery) for loan losses	158		(500)
Unrealized gain on real estate owned	(552)		76
Gain on sale of loans, net	(9,164)	[1]	(14,474)	[2]
Loss (gain) on sale of real estate owned, net	580		(33)
Stock-based compensation	524		977
(Benefit) provision for deferred income taxes	(79)		1,504
Tax effect from stock based compensation	0		(179)
Increase in accounts payable, accrued interest and other liabilities	3,278		3,441
Increase in prepaid expenses and other assets	(306)		(497)
Loans originated for sale	(724,156)		(1,189,253)
Proceeds from sale of loans	753,571		1,230,321
Net cash provided by operating activities	24,434		35,815
Cash flows from investing activities:
Decrease (increase) in loans held for investment, net	17,548		(29,008)
Proceeds from Sale and Maturity of Held-to-maturity Securities	10,837		6,252
Principal payments from investment securities available for sale	11,722		7,296
Proceeds from Sale of Mortgage Backed Securities (MBS) categorized as Available-for-sale	885		1,044
Purchase of investment securities held to maturity	38,511		0
Proceeds from sale of real estate owned	1,587		857
Purchase of premises and equipment	(1,589)		(185)
Net cash used for investing activities	(9,243)		(21,040)
Cash flows from financing activities:
(Decrease) increase in deposits, net	(18,733)		2,289
Proceeds from (Repayments of) Short-term Debt	(15,000)		0
Proceeds from Issuance of Long-term Debt	0		20,000
Repayments of long-term borrowings	(37)		(36)
Exercise of stock options	261		285
Payments Related to Tax Withholding for Share-based Compensation	(41)		(501)
Tax effect from stock based compensation	0		179
Cash dividends	(2,142)		(2,065)
Treasury stock purchases	(5,152)		(3,321)
Net cash (used for) provided by financing activities	(40,844)		16,830
Net (decrease) increase in cash and cash equivalents	(25,653)		31,605
Cash and cash equivalents at beginning of period	72,826		51,206
Cash and cash equivalents at end of period	47,173		82,811
Supplemental information:
Cash paid for interest	3,252		3,411
Cash paid for income taxes	2,350		1,934
Transfer of loans held for sale to held for investment	521		1,584
Real estate acquired in the settlement of loans	$ 700		$ 1,298
[1]	For the Six Months Ended December 31, 2016(In Thousands)ProvidentBankProvidentBankMortgageConsolidatedTotalsNet interest income$15,396$2,777$18,173Recovery from the allowance for loan losses(310)(190)(500)Net interest income, after recovery from the allowance for loan losses15,7062,96718,673 Non-interest income: Loan servicing and other fees (1)319258577 Gain on sale of loans, net (2)3814,43614,474Deposit account fees1,102—1,102 Loss on sale and operations of real estate owned acquired in the settlement of loans, net(163)(3)(166)Card and processing fees725—725Other372—372Total non-interest income2,39314,69117,084 Non-interest expense: Salaries and employee benefits9,53612,12721,663Premises and occupancy1,6488762,524Operating and administrative expenses2,2993,8146,113Total non-interest expense13,48316,81730,300Income before income taxes4,6168415,457Provision for income taxes2,0053542,359Net income$2,611$487$3,098Total assets, end of period$1,035,158$156,997$1,192,155
[2]	{F|ahBzfndlYmZpbGluZ3MtaHJkcmoLEgZYTUxEb2MiXlhCUkxEb2NHZW5JbmZvOmEwMjc5YzkwODg4NjQ1ZTFiMjQ4Y2JhMjQzMDYyOWRifFRleHRTZWxlY3Rpb246OUExMDMwQzdFMDczNTA3Nzg4NzJGNTIxNDQ3RjdDQzgM}

Accounting Standard Updates ("A

Accounting Standard Updates ("ASU")	6 Months Ended
	Dec. 31, 2017
New Accounting Pronouncements and Changes in Accounting Principles [Abstract]
Accounting Standard Updates (ASU)	Accounting Standard Updates (“ASU”) There have been no accounting standard updates or changes in the status of their adoption that are applicable to the Corporation as previously disclosed in Note 1 of the Corporation's Annual Report on Form 10-K for the year ended June 30, 2017, except the adoption of ASU 2016-09, "Compensation - Stock Compensation (Topic 718): Improvements to Employee Share-Based Payment Accounting)," beginning in fiscal 2018 which did not have a material impact on its condensed consolidated financial statements.

Basis of Presentation

Basis of Presentation	6 Months Ended
	Dec. 31, 2017
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Basis of Presentation	Basis of Presentation The unaudited interim condensed consolidated financial statements included herein reflect all adjustments which are, in the opinion of management, necessary to present a fair statement of the results of operations for the interim periods presented. All such adjustments are of a normal, recurring nature. The condensed consolidated statement of financial condition at June 30, 2017 is derived from the audited consolidated financial statements of Provident Financial Holdings, Inc. and its wholly-owned subsidiary, Provident Savings Bank, F.S.B. (the “Bank”) (collectively, the “Corporation”). Certain information and note disclosures normally included in financial statements prepared in accordance with accounting principles generally accepted in the United States of America (“GAAP”) have been omitted pursuant to the rules and regulations of the United States Securities and Exchange Commission (“SEC”) with respect to interim financial reporting. It is recommended that these unaudited interim condensed consolidated financial statements be read in conjunction with the audited consolidated financial statements and notes thereto included in the Corporation’s Annual Report on Form 10-K for the year ended June 30, 2017. The results of operations for the quarter and six months ended December 31, 2017 are not necessarily indicative of results that may be expected for the entire fiscal year ending June 30, 2018.

Earnings Per Share

Earnings Per Share	6 Months Ended
	Dec. 31, 2017
Earnings Per Share [Abstract]
Earnings Per Share	Earnings Per Share Basic (loss) earnings per share (“EPS”) excludes dilution and is computed by dividing income available to common shareholders by the weighted-average number of shares outstanding for the period. Diluted EPS reflects the potential dilution that could occur if securities or other contracts to issue common stock were exercised or converted into common stock or resulted in the issuance of common stock that would then share in the earnings of the entity. As of December 31, 2017 and 2016, there were outstanding options to purchase 585,500 shares and 903,000 shares of the Corporation’s common stock, respectively. Of those shares, as of December 31, 2017 and 2016, there were 585,500 shares and 151,000 shares, respectively, which were excluded from the diluted EPS computation as their effect was anti-dilutive. As of December 31, 2017, there were outstanding restricted stock awards of 109,000 shares with no dilutive effect in the second quarter of fiscal 2018; and as of December 31, 2016, there were outstanding restricted stock awards of 105,000 shares which had a dilutive effect in the second quarter of fiscal 2017. The following table provides the basic and diluted EPS computations for the quarters and six months ended December 31, 2017 and 2016, respectively. (In Thousands, Except Earnings Per Share) For the Quarters Ended For the Six Months Ended 2017 2016 2017 2016 Numerator: Net (loss) income – numerator for basic earnings per share and diluted earnings per share - available to common stockholders $ (777 ) $ 1,504 $ (1,002 ) $ 3,098 Denominator: Denominator for basic earnings per share: Weighted-average shares 7,566 7,954 7,630 7,951 Effect of dilutive shares: Stock options — 170 — 164 Restricted stock — 21 — 35 Denominator for diluted earnings per share: Adjusted weighted-average shares and assumed conversions 7,566 8,145 7,630 8,150 Basic (loss) earnings per share $ (0.10 ) $ 0.19 $ (0.13 ) $ 0.39 Diluted (loss) earnings per share $ (0.10 ) $ 0.18 $ (0.13 ) $ 0.38

Operating Segment Reports

Operating Segment Reports	6 Months Ended
	Dec. 31, 2017
Segment Reporting [Abstract]
Operating Segment Reports	Operating Segment Reports The Corporation operates in two business segments: community banking through the Bank and mortgage banking through Provident Bank Mortgage (“PBM”), a division of the Bank. The following tables set forth condensed consolidated statements of operations and total assets for the Corporation’s operating segments for the quarters and six months ended December 31, 2017 and 2016, respectively. For the Quarter Ended December 31, 2017 (In Thousands) Provident Provident Consolidated Net interest income $ 8,217 $ 534 $ 8,751 Recovery from the allowance for loan losses (11 ) — (11 ) Net interest income, after recovery from the allowance for loan losses 8,228 534 8,762 Non-interest income: Loan servicing and other fees (1) 108 209 317 Gain on sale of loans, net (2) 22 4,295 4,317 Deposit account fees 536 — 536 Loss on sale and operations of real estate owned acquired in the settlement of loans, net (22 ) — (22 ) Card and processing fees 373 — 373 Other 220 — 220 Total non-interest income 1,237 4,504 5,741 Non-interest expense: Salaries and employee benefits 4,449 4,184 8,633 Premises and occupancy 822 438 1,260 Operating and administrative expenses (3) 1,189 2,131 3,320 Total non-interest expense 6,460 6,753 13,213 Income (loss) before income taxes 3,005 (1,715 ) 1,290 Provision (benefit) for income taxes (4) 2,532 (465 ) 2,067 Net income (loss) $ 473 $ (1,250 ) $ (777 ) Total assets, end of period $ 1,065,204 $ 96,927 $ 1,162,131 (1) Includes an inter-company charge of $99 credited to PBM by the Bank during the period to compensate PBM for originating loans held for investment. (2) Includes an inter-company charge of $79 credited to PBM by the Bank during the period to compensate PBM for servicing fees on loans sold on a servicing retained basis. (3) Includes $650,000 of litigation expense accrual for the second quarter of fiscal 2018, all of which was allocated to PBM. (4) Includes a net tax charge of $1.8 million resulting from the revaluation of net deferred tax assets consistent with the Tax Cuts and Jobs Act for the quarter ended December 31, 2017. For the Quarter Ended December 31, 2016 (In Thousands) Provident Provident Consolidated Net interest income $ 7,821 $ 1,264 $ 9,085 Recovery from the allowance for loan losses (346 ) (4 ) (350 ) Net interest income after recovery from the allowance for loan losses 8,167 1,268 9,435 Non-interest income: Loan servicing and other fees (1) 250 60 310 Gain on sale of loans, net (2) 37 6,441 6,478 Deposit account fees 552 — 552 Loss on sale and operations of real estate owned acquired in the settlement of loans, net (58 ) (5 ) (63 ) Card and processing fees 361 — 361 Other 194 — 194 Total non-interest income 1,336 6,496 7,832 Non-interest expense: Salaries and employee benefits 4,642 5,707 10,349 Premises and occupancy 792 443 1,235 Operating and administrative expenses 1,152 1,932 3,084 Total non-interest expense 6,586 8,082 14,668 Income (loss) before income taxes 2,917 (318 ) 2,599 Provision (benefit) for income taxes 1,228 (133 ) 1,095 Net income (loss) $ 1,689 $ (185 ) $ 1,504 Total assets, end of period $ 1,035,158 $ 156,997 $ 1,192,155 (1) Includes an inter-company charge of $128 credited to PBM by the Bank during the period to compensate PBM for originating loans held for investment. (2) Includes an inter-company charge of $109 credited to PBM by the Bank during the period to compensate PBM for servicing fees on loans sold on a servicing retained basis. For the Six Months Ended December 31, 2017 (In Thousands) Provident Provident Consolidated Net interest income $ 16,767 $ 1,102 $ 17,869 Provision for loan losses 158 — 158 Net interest income, after provision for loan losses 16,609 1,102 17,711 Non-interest income: Loan servicing and other fees (1) 155 525 680 Gain on sale of loans, net (2) 22 9,142 9,164 Deposit account fees 1,094 — 1,094 Loss on sale and operations of real estate owned acquired in the settlement of loans, net (62 ) — (62 ) Card and processing fees 754 — 754 Other 463 — 463 Total non-interest income 2,426 9,667 12,093 Non-interest expense: Salaries and employee benefits 8,951 8,951 17,902 Premises and occupancy 1,649 925 2,574 Operating and administrative expenses (3) 3,440 5,031 8,471 Total non-interest expense 14,040 14,907 28,947 Income (loss) before income taxes 4,995 (4,138 ) 857 Provision (benefit) for income taxes (4) 3,343 (1,484 ) 1,859 Net income (loss) $ 1,652 $ (2,654 ) $ (1,002 ) Total assets, end of period $ 1,065,204 $ 96,927 $ 1,162,131 (1) Includes an inter-company charge of $339 credited to PBM by the Bank during the period to compensate PBM for originating loans held for investment. (2) Includes an inter-company charge of $138 credited to PBM by the Bank during the period to compensate PBM for servicing fees on loans sold on a servicing retained basis. (3) Includes $3.4 million of litigation accrual expense for the first six months of fiscal 2018, of which $2.1 million was allocated to PBM. (4) Includes a net tax charge of $1.8 million resulting from the revaluation of net deferred tax assets consistent with the Tax Cuts and Jobs Act for the six months ended December 31, 2017. For the Six Months Ended December 31, 2016 (In Thousands) Provident Provident Consolidated Net interest income $ 15,396 $ 2,777 $ 18,173 Recovery from the allowance for loan losses (310 ) (190 ) (500 ) Net interest income, after recovery from the allowance for loan losses 15,706 2,967 18,673 Non-interest income: Loan servicing and other fees (1) 319 258 577 Gain on sale of loans, net (2) 38 14,436 14,474 Deposit account fees 1,102 — 1,102 Loss on sale and operations of real estate owned acquired in the settlement of loans, net (163 ) (3 ) (166 ) Card and processing fees 725 — 725 Other 372 — 372 Total non-interest income 2,393 14,691 17,084 Non-interest expense: Salaries and employee benefits 9,536 12,127 21,663 Premises and occupancy 1,648 876 2,524 Operating and administrative expenses 2,299 3,814 6,113 Total non-interest expense 13,483 16,817 30,300 Income before income taxes 4,616 841 5,457 Provision for income taxes 2,005 354 2,359 Net income $ 2,611 $ 487 $ 3,098 Total assets, end of period $ 1,035,158 $ 156,997 $ 1,192,155 (1) Includes an inter-company charge of $223 credited to PBM by the Bank during the period to compensate PBM for originating loans held for investment. (2) Includes an inter-company charge of $168 credited to PBM by the Bank during the period to compensate PBM for servicing fees on loans sold on a servicing retained basis.

Investment Securities

Investment Securities	6 Months Ended
	Dec. 31, 2017
Investments, Debt and Equity Securities [Abstract]
Investment Securities	Investment Securities The amortized cost and estimated fair value of investment securities as of December 31, 2017 and June 30, 2017 were as follows: As of December 31, 2017 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Estimated Fair Value Carrying Value (In Thousands) Held to maturity: Certificates of deposit $ 600 $ — $ — $ 600 $ 600 U.S. government sponsored enterprise MBS (1) 87,026 147 437 86,736 87,026 Total investment securities - held to maturity $ 87,626 $ 147 $ 437 $ 87,336 $ 87,626 Available for sale: U.S. government agency MBS $ 4,678 $ 181 $ — $ 4,859 $ 4,859 U.S. government sponsored enterprise MBS 2,977 150 — 3,127 3,127 Private issue CMO (2) 413 6 — 419 419 Total investment securities - available for sale $ 8,068 $ 337 $ — $ 8,405 $ 8,405 Total investment securities $ 95,694 $ 484 $ 437 $ 95,741 $ 96,031 (1) Mortgage-Backed Securities (“MBS”). (2) Collateralized Mortgage Obligations (“CMO”). As of June 30, 2017 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Estimated Fair Value Carrying Value (In Thousands) Held to maturity: Certificates of deposit $ 600 $ — $ — $ 600 $ 600 U.S. government sponsored enterprise MBS 59,841 265 77 60,029 59,841 Total investment securities - held to maturity $ 60,441 $ 265 $ 77 $ 60,629 $ 60,441 Available for sale: U.S. government agency MBS $ 5,197 $ 186 $ — $ 5,383 $ 5,383 U.S. government sponsored enterprise MBS 3,301 173 — 3,474 3,474 Private issue CMO 456 5 — 461 461 Total investment securities - available for sale $ 8,954 $ 364 $ — $ 9,318 $ 9,318 Total investment securities $ 69,395 $ 629 $ 77 $ 69,947 $ 69,759 In the second quarters of fiscal 2018 and 2017, the Corporation received MBS principal payments of $5.8 million and $3.2 million , respectively, and there were no sales of investment securities during these periods. The Corporation purchased U.S. government sponsored enterprise MBS totaling $28.4 million , to be held to maturity, during the second quarter of fiscal 2018 and no purchases were made during the second quarter of fiscal 2017. For the first six months of fiscal 2018 and 2017, the Corporation received MBS principal payments of $11.7 million and $7.3 million , respectively, and there were no sales of investment securities during these periods. In the first six months of fiscal 2018, the Corporation purchased U.S. government sponsored enterprise MBS totaling $38.5 million , to be held to maturity, and none were purchased in the first six months of fiscal 2017. The Corporation held investments with an unrealized loss position of $437,000 at December 31, 2017 and $77,000 at June 30, 2017. As of December 31, 2017 Unrealized Holding Losses Unrealized Holding Losses Unrealized Holding Losses (In Thousands) Less Than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized Description of Securities Value Losses Value Losses Value Losses Held to maturity: U.S. government sponsored enterprise MBS $ 71,893 $ 437 $ — $ — $ 71,893 $ 437 Total investment securities $ 71,893 $ 437 $ — $ — $ 71,893 $ 437 As of June 30, 2017 Unrealized Holding Losses Unrealized Holding Losses Unrealized Holding Losses (In Thousands) Less Than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized Description of Securities Value Losses Value Losses Value Losses Held to maturity: U.S. government sponsored enterprise MBS $ 28,722 $ 77 $ — $ — $ 28,722 $ 77 Total investment securities $ 28,722 $ 77 $ — $ — $ 28,722 $ 77 The Corporation evaluates individual investment securities quarterly for other-than-temporary declines in market value. As of December 31, 2017 and June 30, 2017, the unrealized holding losses were for a term of less than 12 months. The Corporation does not believe that there are any other-than-temporary impairments on the investment securities at December 31, 2017 and 2016; therefore, no impairment losses were recorded for the quarters and six months ended December 31, 2017 and 2016. Contractual maturities of investment securities as of December 31, 2017 and June 30, 2017 were as follows: December 31, 2017 June 30, 2017 (In Thousands) Amortized Estimated Amortized Estimated Held to maturity: Due in one year or less $ 600 $ 600 $ 600 $ 600 Due after one through five years 11,036 11,002 4,698 4,708 Due after five through ten years 43,596 43,286 41,404 41,374 Due after ten years 32,394 32,448 13,739 13,947 Total investment securities - held to maturity $ 87,626 $ 87,336 $ 60,441 $ 60,629 Available for sale: Due in one year or less $ — $ — $ — $ — Due after one through five years — — — — Due after five through ten years — — — — Due after ten years 8,068 8,405 8,954 9,318 Total investment securities - available for sale $ 8,068 $ 8,405 $ 8,954 $ 9,318 Total investment securities $ 95,694 $ 95,741 $ 69,395 $ 69,947

Derivative and Other Financial

Derivative and Other Financial Instruments with Off-Balance Sheet Risks	6 Months Ended
	Dec. 31, 2017
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Derivative and Other Financial Instruments with Off-Balance Sheet Risks	Derivative and Other Financial Instruments with Off-Balance Sheet Risks The Corporation is a party to financial instruments with off-balance sheet risk in the normal course of business to meet the financing needs of its customers. These financial instruments include commitments to extend credit in the form of originating loans or providing funds under existing lines of credit, loan sale commitments to third parties and option contracts. These instruments involve, to varying degrees, elements of credit and interest-rate risk in excess of the amount recognized in the accompanying Condensed Consolidated Statements of Financial Condition. The Corporation’s exposure to credit loss, in the event of non-performance by the counterparty to these financial instruments, is represented by the contractual amount of these instruments. The Corporation uses the same credit policies in entering into financial instruments with off-balance sheet risk as it does for on-balance sheet instruments. As of December 31, 2017 and June 30, 2017, the Corporation had commitments to extend credit (on loans to be held for investment and loans to be held for sale) of $57.7 million and $111.8 million , respectively. The following table provides information at the dates indicated regarding undisbursed funds to borrowers on existing lines of credit with the Corporation as well as commitments to originate loans to be held for investment at the dates indicated below. Commitments December 31, 2017 June 30, 2017 (In Thousands) Undisbursed loan funds – Construction loans $ 7,358 $ 9,015 Undisbursed lines of credit – Commercial business loans 559 646 Undisbursed lines of credit – Consumer loans 525 562 Commitments to extend credit on loans to be held for investment 9,702 19,119 Total $ 18,144 $ 29,342 The following table provides information regarding the allowance for loan losses for the undisbursed funds and commitments to extend credit on loans to be held for investment for the quarters and six months ended December 31, 2017 and 2016. For the Quarters Ended For the Six Months (In Thousands) 2017 2016 2017 2016 Balance, beginning of the period $ 213 $ 173 $ 277 $ 204 Recovery (25 ) — (89 ) (31 ) Balance, end of the period $ 188 $ 173 $ 188 $ 173 In accordance with ASC 815, “Derivatives and Hedging,” and interpretations of the Derivatives Implementation Group of the FASB, the fair value of the commitments to extend credit on loans to be held for sale, loan sale commitments, to be announced (“TBA”) MBS trades, put option contracts and call option contracts are recorded at fair value on the Condensed Consolidated Statements of Financial Condition. At December 31, 2017, $739,000 was included in other assets and $228,000 was included in other liabilities; at June 30, 2017, $1.5 million was included in other assets and $38,000 was included in other liabilities. The Corporation does not apply hedge accounting to its derivative financial instruments; therefore, all changes in fair value are recorded in earnings. The net impact of derivative financial instruments is recorded within the gain on sale of loans contained in the Condensed Consolidated Statements of Operations during the quarters and six months ended December 31, 2017 and 2016 were as follows: For the Quarters Ended For the Six Months Derivative Financial Instruments 2017 2016 2017 2016 (In Thousands) Commitments to extend credit on loans to be held for sale $ 29 $ (1,098 ) $ (93 ) $ (2,309 ) Mandatory loan sale commitments and TBA MBS trades (582 ) 1,068 (791 ) 2,865 Option contracts, net — 366 (37 ) 344 Total net (loss) gain $ (553 ) $ 336 $ (921 ) $ 900 The outstanding derivative financial instruments and other loan sale agreements at the dates indicated were as follows: December 31, 2017 June 30, 2017 Derivative Financial Instruments Amount Fair Amount Fair (In Thousands) Commitments to extend credit on loans to be held for sale (1) $ 48,032 $ 716 $ 92,726 $ 809 Best efforts loan sale commitments (12,890 ) — (17,225 ) — Mandatory loan sale commitments and TBA MBS trades (121,575 ) (205 ) (179,777 ) 586 Option contracts, net — — (3,000 ) 37 Total $ (86,433 ) $ 511 $ (107,276 ) $ 1,432 (1) Net of 30.6 percent at December 31, 2017 and 25.7 percent at June 30, 2017 of commitments which management has estimated may not fund.

Loans Held For Investment

Loans Held For Investment	6 Months Ended
	Dec. 31, 2017
Loans and Leases Receivable Disclosure [Abstract]
Loans Held For Investment	Loans Held for Investment Loans held for investment, net of fair value adjustments, consisted of the following: (In Thousands) December 31, 2017 June 30, 2017 Mortgage loans: Single-family $ 313,837 $ 322,197 Multi-family 463,786 479,959 Commercial real estate 103,366 97,562 Construction 14,430 16,009 Commercial business loans 478 576 Consumer loans 144 129 Total loans held for investment, gross 896,041 916,432 Undisbursed loan funds (7,358 ) (9,015 ) Advance payments of escrows 46 61 Deferred loan costs, net 5,322 5,480 Allowance for loan losses (8,075 ) (8,039 ) Total loans held for investment, net $ 885,976 $ 904,919 The following table sets forth information at December 31, 2017 regarding the dollar amount of loans held for investment that are contractually repricing during the periods indicated, segregated between adjustable rate loans and fixed rate loans. Fixed-rate loans comprised 2 percent of loans held for investment at both December 31, 2017 and June 30, 2017. Adjustable rate loans having no stated repricing dates that reprice when the index they are tied to reprices (e.g. prime rate index) and checking account overdrafts are reported as repricing within one year. The table does not include any estimate of prepayments which may cause the Corporation’s actual repricing experience to differ materially from that shown. Adjustable Rate (In Thousands) Within One Year After After After Fixed Rate Total Mortgage loans: Single-family $ 152,732 $ 23,887 $ 73,968 $ 51,007 $ 12,243 $ 313,837 Multi-family 117,609 169,374 160,034 14,216 2,553 463,786 Commercial real estate 27,941 38,106 31,511 5,220 588 103,366 Construction 12,527 — — — 1,903 14,430 Commercial business loans 46 — — — 432 478 Consumer loans 144 — — — — 144 Total loans held for investment, gross $ 310,999 $ 231,367 $ 265,513 $ 70,443 $ 17,719 $ 896,041 The Corporation has developed an internal loan grading system to evaluate and quantify the Bank’s loans held for investment portfolio with respect to quality and risk. Management continually evaluates the credit quality of the Corporation’s loan portfolio and conducts a quarterly review of the adequacy of the allowance for loan losses using quantitative and qualitative methods. The Corporation has adopted an internal risk rating policy in which each loan is rated for credit quality with a rating of pass, special mention, substandard, doubtful or loss. The two primary components that are used during the loan review process to determine the proper allowance levels are individually evaluated allowances and collectively evaluated allowances. Quantitative loan loss factors are developed by determining the historical loss experience, expected future cash flows, discount rates and collateral fair values, among other components. Qualitative loan loss factors are developed by assessing general economic indicators such as gross domestic product, retail sales, unemployment rates, employment growth, California home sales and median California home prices. The Corporation assigns individual factors for the quantitative and qualitative methods for each loan category and each internal risk rating. The Corporation categorizes all of the loans held for investment into risk categories based on relevant information about the ability of the borrower to service their debt such as current financial information, historical payment experience, credit documentation, public information, and current economic trends, among other factors. A description of the general characteristics of the risk grades is as follows: ▪ Pass - These loans range from minimal credit risk to average, but still acceptable, credit risk. The likelihood of loss is considered remote. ▪ Special Mention - A Special Mention asset has potential weaknesses that may be temporary or, if left uncorrected, may result in a loss. While concerns exist, the bank is currently protected and loss is considered unlikely and not imminent. ▪ Substandard - A substandard loan is inadequately protected by the current sound worth and paying capacity of the borrower or of the collateral pledged, if any. Loans so classified must have a well-defined weakness, or weaknesses, that may jeopardize the liquidation of the debt. A substandard loan is characterized by the distinct possibility that the Bank will sustain some loss if the deficiencies are not corrected. ▪ Doubtful - A doubtful loan has all of the weaknesses inherent in one classified as substandard with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of the currently existing facts, conditions and values, highly questionable and improbable. ▪ Loss - A loss loan is considered uncollectible and of such little value that continuance as an asset of the institution is not warranted. The following tables summarize gross loans held for investment, net of fair value adjustments, by loan types and risk category at the dates indicated: December 31, 2017 (In Thousands) Single-family Multi-family Commercial Real Estate Construction Commercial Business Consumer Total Pass $ 302,868 $ 463,786 $ 103,366 $ 10,734 $ 402 $ 144 $ 881,300 Special Mention 2,842 — — 926 — — 3,768 Substandard 8,127 — — 2,770 76 — 10,973 Total loans held for investment, gross $ 313,837 $ 463,786 $ 103,366 $ 14,430 $ 478 $ 144 $ 896,041 June 30, 2017 (In Thousands) Single-family Multi-family Commercial Real Estate Construction Commercial Business Consumer Total Pass $ 310,738 $ 479,687 $ 97,361 $ 16,009 $ 496 $ 129 $ 904,420 Special Mention 3,443 272 — — — — 3,715 Substandard 8,016 — 201 — 80 — 8,297 Total loans held for investment, gross $ 322,197 $ 479,959 $ 97,562 $ 16,009 $ 576 $ 129 $ 916,432 The allowance for loan losses is maintained at a level sufficient to provide for estimated losses based on evaluating known and inherent risks in the loans held for investment and upon management’s continuing analysis of the factors underlying the quality of the loans held for investment. These factors include changes in the size and composition of the loans held for investment, actual loan loss experience, current economic conditions, detailed analysis of individual loans for which full collectability may not be assured, and determination of the realizable value of the collateral securing the loans. The provision (recovery) for (from) the allowance for loan losses is charged (credited) against operations on a quarterly basis, as necessary, to maintain the allowance at appropriate levels. Although management believes it uses the best information available to make such determinations, there can be no assurance that regulators, in reviewing the Corporation’s loans held for investment, will not request a significant increase in its allowance for loan losses. Future adjustments to the allowance for loan losses may be necessary and results of operations could be significantly and adversely affected as a result of economic, operating, regulatory, and other conditions beyond the Corporation’s control. Non-performing loans are charged-off to their fair market values in the period the loans, or portion thereof, are deemed uncollectible, generally after the loan becomes 150 days delinquent for real estate secured first trust deed loans and 120 days delinquent for commercial business or real estate secured second trust deed loans. For loans that were modified from their original terms, were re-underwritten and identified in the Corporation’s asset quality reports as troubled debt restructurings (“restructured loans”), the charge-off occurs when the loan becomes 90 days delinquent; and where borrowers file bankruptcy, the charge-off occurs when the loan becomes 60 days delinquent. The amount of the charge-off is determined by comparing the loan balance to the estimated fair value of the underlying collateral, less disposition costs, with the loan balance in excess of the estimated fair value charged-off against the allowance for loan losses. The allowance for loan losses for non-performing loans is determined by applying Accounting Standards Codification (“ASC”) 310 , “Receivables.” For restructured loans that are less than 90 days delinquent, the allowance for loan losses are segregated into (a) individually evaluated allowances for those loans with applicable discounted cash flow calculations still in their restructuring period, classified lower than pass, and containing an embedded loss component or (b) collectively evaluated allowances based on the aggregated pooling method. For non-performing loans less than 60 days delinquent where the borrower has filed bankruptcy, the collectively evaluated allowances are assigned based on the aggregated pooling method. For non-performing commercial real estate loans, an individually evaluated allowance is derived based on the loan's discounted cash flow fair value (for restructured loans) or collateral fair value less estimated selling costs and if the fair value is higher than the loan balance, no allowance is required. The following table summarizes the Corporation’s allowance for loan losses at December 31, 2017 and June 30, 2017: (In Thousands) December 31, 2017 June 30, 2017 Collectively evaluated for impairment: Mortgage loans: Single-family $ 3,303 $ 3,515 Multi-family 3,295 3,420 Commercial real estate 933 879 Construction 504 96 Commercial business loans 17 21 Consumer loans 8 7 Total collectively evaluated allowance 8,060 7,938 Individually evaluated for impairment: Mortgage loans: Single-family — 86 Commercial business loans 15 15 Total individually evaluated allowance 15 101 Total loan loss allowance $ 8,075 $ 8,039 The following table is provided to disclose additional details on the Corporation’s allowance for loan losses: For the Quarters Ended For the Six Months Ended (Dollars in Thousands) 2017 2016 2017 2016 Allowance at beginning of period $ 8,063 $ 8,725 $ 8,039 $ 8,670 (Recovery) provision for loan losses (11 ) (350 ) 158 (500 ) Recoveries: Mortgage loans: Single-family 48 33 132 296 Multi-family — 6 — 13 Consumer loans — — — 1 Total recoveries 48 39 132 310 Charge-offs: Mortgage loans: Single-family (25 ) (21 ) (254 ) (87 ) Consumer loans — (2 ) — (2 ) Total charge-offs (25 ) (23 ) (254 ) (89 ) Net recoveries (charge-offs) 23 16 (122 ) 221 Balance at end of period $ 8,075 $ 8,391 $ 8,075 $ 8,391 Allowance for loan losses as a percentage of gross loans held for investment at the end of the period 0.90 % 0.96 % 0.90 % 0.96 % Net (recoveries) charge-offs as a percentage of average loans receivable, net, during the period (annualized) (0.01 )% (0.01 )% 0.02 % (0.04 )% The following tables denote the past due status of the Corporation's gross loans held for investment, net of fair value adjustments, at the dates indicated. December 31, 2017 (In Thousands) Current 30-89 Days Past Due Non-Accrual (1) Total Loans Held for Investment Mortgage loans: Single-family $ 304,173 $ 1,537 $ 8,127 $ 313,837 Multi-family 463,786 — — 463,786 Commercial real estate 103,366 — — 103,366 Construction 14,430 — — 14,430 Commercial business loans 402 — 76 478 Consumer loans 144 — — 144 Total loans held for investment, gross $ 886,301 $ 1,537 $ 8,203 $ 896,041 (1) All loans 90 days or greater past due are placed on non-accrual status. June 30, 2017 (In Thousands) Current 30-89 Days Past Due Non-Accrual (1) Total Loans Held for Investment Mortgage loans: Single-family $ 313,146 $ 1,035 $ 8,016 $ 322,197 Multi-family 479,959 — — 479,959 Commercial real estate 97,361 — 201 97,562 Construction 16,009 — — 16,009 Commercial business loans 496 — 80 576 Consumer loans 129 — — 129 Total loans held for investment, gross $ 907,100 $ 1,035 $ 8,297 $ 916,432 (1) All loans 90 days or greater past due are placed on non-accrual status. The following tables summarize the Corporation’s allowance for loan losses and recorded investment in gross loans, by portfolio type, at the dates and for the periods indicated. Quarter Ended December 31, 2017 (In Thousands) Single-family Multi-family Commercial Real Estate Construction Commercial Business Consumer Total Allowance for loan losses: Allowance at beginning of period $ 3,579 $ 3,431 $ 875 $ 140 $ 31 $ 7 $ 8,063 (Recovery) provision for loan losses (299 ) (136 ) 58 364 1 1 (11 ) Recoveries 48 — — — — — 48 Charge-offs (25 ) — — — — — (25 ) Allowance for loan losses, end of period $ 3,303 $ 3,295 $ 933 $ 504 $ 32 $ 8 $ 8,075 Allowance for loan losses: Individually evaluated for impairment $ — $ — $ — $ — $ 15 $ — $ 15 Collectively evaluated for impairment 3,303 3,295 933 504 17 8 8,060 Allowance for loan losses, end of period $ 3,303 $ 3,295 $ 933 $ 504 $ 32 $ 8 $ 8,075 Loans held for investment: Individually evaluated for impairment $ 7,038 $ — $ — $ — $ 76 $ — $ 7,114 Collectively evaluated for impairment 306,799 463,786 103,366 14,430 402 144 888,927 Total loans held for investment, gross $ 313,837 $ 463,786 $ 103,366 $ 14,430 $ 478 $ 144 $ 896,041 Allowance for loan losses as a percentage of gross loans held for investment 1.05 % 0.71 % 0.90 % 3.49 % 6.69 % 5.56 % 0.90 % Quarter Ended December 31, 2016 (In Thousands) Single-family Multi-family Commercial Real Estate Construction Other Mortgage Commercial Business Consumer Total Allowance for loan losses: Allowance at beginning of period $ 4,575 $ 3,186 $ 854 $ 53 $ 7 $ 42 $ 8 $ 8,725 (Recovery) provision for loan losses (304 ) (36 ) (18 ) 12 (1 ) (5 ) 2 (350 ) Recoveries 33 6 — — — — — 39 Charge-offs (21 ) — — — — — (2 ) (23 ) Allowance for loan losses, end of period $ 4,283 $ 3,156 $ 836 $ 65 $ 6 $ 37 $ 8 $ 8,391 Allowance for loan losses: Individually evaluated for impairment $ 97 $ — $ — $ — $ — $ 15 $ — $ 112 Collectively evaluated for impairment 4,186 3,156 836 65 6 22 8 8,279 Allowance for loan losses, end of period $ 4,283 $ 3,156 $ 836 $ 65 $ 6 $ 37 $ 8 $ 8,391 Loans held for investment: Individually evaluated for impairment $ 7,844 $ 374 $ — $ — $ — $ 85 $ — $ 8,303 Collectively evaluated for impairment 308,751 448,091 98,044 16,872 265 525 184 872,732 Total loans held for investment, gross $ 316,595 $ 448,465 $ 98,044 $ 16,872 $ 265 $ 610 $ 184 $ 881,035 Allowance for loan losses as a percentage of gross loans held for investment 1.35 % 0.70 % 0.85 % 0.39 % 2.26 % 6.07 % 4.35 % 0.96 % Six Months Ended December 31, 2017 (In Thousands) Single-family Multi-family Commercial Real Estate Construction Commercial Business Consumer Total Allowance for loan losses: Allowance at beginning of period $ 3,601 $ 3,420 $ 879 $ 96 $ 36 $ 7 $ 8,039 (Recovery) provision for loan losses (176 ) (125 ) 54 408 (4 ) 1 158 Recoveries 132 — — — — — 132 Charge-offs (254 ) — — — — — (254 ) Allowance for loan losses, end of period $ 3,303 $ 3,295 $ 933 $ 504 $ 32 $ 8 $ 8,075 Allowance for loan losses: Individually evaluated for impairment $ — $ — $ — $ — $ 15 $ — $ 15 Collectively evaluated for impairment 3,303 3,295 933 504 17 8 8,060 Allowance for loan losses, end of period $ 3,303 $ 3,295 $ 933 $ 504 $ 32 $ 8 $ 8,075 Loans held for investment: Individually evaluated for impairment $ 7,038 $ — $ — $ — $ 76 $ — $ 7,114 Collectively evaluated for impairment 306,799 463,786 103,366 14,430 402 144 888,927 Total loans held for investment, gross $ 313,837 $ 463,786 $ 103,366 $ 14,430 $ 478 $ 144 $ 896,041 Allowance for loan losses as a percentage of gross loans held for investment 1.05 % 0.71 % 0.90 % 3.49 % 6.69 % 5.56 % 0.90 % Six Months Ended December 31, 2016 (In Thousands) Single-family Multi-family Commercial Real Estate Construction Other Mortgage Commercial Business Consumer Total Allowance for loan losses: Allowance at beginning of period $ 4,933 $ 2,800 $ 848 $ 31 $ 7 $ 43 $ 8 $ 8,670 (Recovery) provision for loan (859 ) 343 (12 ) 34 (1 ) (6 ) 1 (500 ) Recoveries 296 13 — — — — 1 310 Charge-offs (87 ) — — — — — (2 ) (89 ) Allowance for loan losses, end of period $ 4,283 $ 3,156 $ 836 $ 65 $ 6 $ 37 $ 8 $ 8,391 Allowance for loan losses: Individually evaluated for impairment $ 97 $ — $ — $ — $ — $ 15 $ — $ 112 Collectively evaluated for impairment 4,186 3,156 836 65 6 22 8 8,279 Allowance for loan losses, end of period $ 4,283 $ 3,156 $ 836 $ 65 $ 6 $ 37 $ 8 $ 8,391 Loans held for investment: Individually evaluated for impairment $ 7,844 $ 374 $ — $ — $ — $ 85 $ — $ 8,303 Collectively evaluated for impairment 308,751 448,091 98,044 16,872 265 525 184 872,732 Total loans held for investment, gross $ 316,595 $ 448,465 $ 98,044 $ 16,872 $ 265 $ 610 $ 184 $ 881,035 Allowance for loan losses as a percentage of gross loans held for investment 1.35 % 0.70 % 0.85 % 0.39 % 2.26 % 6.07 % 4.35 % 0.96 % The following tables identify the Corporation’s total recorded investment in non-performing loans by type at the dates and for the periods indicated. Generally, a loan is placed on non-accrual status when it becomes 90 days past due as to principal or interest or if the loan is deemed impaired, after considering economic and business conditions and collection efforts, where the borrower’s financial condition is such that collection of the contractual principal or interest on the loan is doubtful. In addition, interest income is not recognized on any loan where management has determined that collection is not reasonably assured. A non-performing loan may be restored to accrual status when delinquent principal and interest payments are brought current, the borrower(s) has demonstrated sustained payment performance and future monthly principal and interest payments are expected to be collected on a timely basis. Loans with a related allowance reserve have been individually evaluated for impairment using either a discounted cash flow analysis or, for collateral dependent loans, current appraisals less costs to sell, to establish realizable value. This analysis may identify a specific impairment amount needed or may conclude that no reserve is needed. Loans that are not individually evaluated for impairment are included in pools of homogeneous loans for evaluation of related allowance reserves. At December 31, 2017 Unpaid Net Principal Related Recorded Recorded (In Thousands) Balance Charge-offs Investment Allowance (1) Investment Mortgage loans: Single-family: With a related allowance $ 1,126 $ — $ 1,126 $ (240 ) $ 886 Without a related allowance (2) 7,951 (913 ) 7,038 — 7,038 Total single-family 9,077 (913 ) 8,164 (240 ) 7,924 Commercial business loans: With a related allowance 76 — 76 (15 ) 61 Total commercial business loans 76 — 76 (15 ) 61 Total non-performing loans $ 9,153 $ (913 ) $ 8,240 $ (255 ) $ 7,985 (1) Consists of collectively and individually evaluated allowances, specifically assigned to the individual loan, and fair value adjustments. (2) There was no related allowance for loan losses because the loans have been charged-off to their fair value or the fair value of the collateral is higher than the loan balance. At June 30, 2017 Unpaid Net Principal Related Recorded Recorded (In Thousands) Balance Charge-offs Investment Allowance (1) Investment Mortgage loans: Single-family: With a related allowance $ 1,821 $ — $ 1,821 $ (325 ) $ 1,496 Without a related allowance (2) 7,119 (886 ) 6,233 — 6,233 Total single-family 8,940 (886 ) 8,054 (325 ) 7,729 Commercial real estate: Without a related allowance (2) 201 — 201 — 201 Total commercial real estate 201 — 201 — 201 Commercial business loans: With a related allowance 80 — 80 (15 ) 65 Total commercial business loans 80 — 80 (15 ) 65 Total non-performing loans $ 9,221 $ (886 ) $ 8,335 $ (340 ) $ 7,995 (1) Consists of collectively and individually evaluated allowances, specifically assigned to the individual loan, and fair value adjustments. (2) There was no related allowance for loan losses because the loans have been charged-off to their fair value or the fair value of the collateral is higher than the loan balance. At both December 31, 2017 and June 30, 2017, there were no commitments to lend additional funds to those borrowers whose loans were classified as non-performing. For the quarters ended December 31, 2017 and 2016, the Corporation’s average recorded investment in non-performing loans was $8.2 million and $10.6 million , respectively. The Corporation records payments on non-performing loans utilizing the cash basis or cost recovery method of accounting during the periods when the loans are on non-performing status. For both quarters ended December 31, 2017 and 2016, interest income of $10,000 and $34,000 , respectively, was recognized, based on cash receipts from loan payments on non-performing loans and $80,000 and $68,000 , respectively, was collected and applied to reduce the loan balances under the cost recovery method. Forgone interest income, which would have been recorded had the non-performing loans been current in accordance with their original terms, amounted to $35,000 and $37,000 for the quarters ended December 31, 2017 and 2016, respectively, and was not included in the results of operations. For the six months ended December 31, 2017 and 2016, the Corporation’s average recorded investment in non-performing loans was $8.4 million and $11.0 million , respectively. For the six months ended December 31, 2017 and 2016, interest income of $170,000 and $103,000 , respectively, was recognized, based on cash receipts from loan payments on non-performing loans and $174,000 and $136,000 , respectively, was collected and applied to reduce the loan balances under the cost recovery method. Forgone interest income, which would have been recorded had the non-performing loans been current in accordance with their original terms, amounted to $84,000 and $76,000 for the six months ended December 31, 2017 and 2016, respectively, and was not included in the results of operations. The following tables present the average recorded investment in non-performing loans and the related interest income recognized for the quarters and six months ended December 31, 2017 and 2016: Quarter Ended December 31, 2017 2016 Average Interest Average Interest Recorded Income Recorded Income (In Thousands) Investment Recognized Investment Recognized Without related allowances: Mortgage loans: Single-family $ 7,301 $ — $ 7,458 $ 1 Multi-family — — 375 — 7,301 — 7,833 1 With related allowances: Mortgage loans: Single-family 786 8 2,578 19 Multi-family — — 92 12 Commercial business loans 76 2 88 2 862 10 2,758 33 Total $ 8,163 $ 10 $ 10,591 $ 34 Six Months Ended December 31, 2017 2016 Average Interest Average Interest Recorded Income Recorded Income Investment Recognized Investment Recognized Without related allowances: Mortgage loans: Single-family $ 7,659 $ 135 $ 7,771 $ 37 Multi-family — — 377 — Commercial real estate 34 13 — — 7,693 148 8,148 37 With related allowances: Mortgage loans: Single-family 608 19 2,517 46 Multi-family — — 279 17 Commercial business loans 77 3 91 3 685 22 2,887 66 Total $ 8,378 $ 170 $ 11,035 $ 103 For the quarters and six months ended December 31, 2017 and 2016, there were no loans that were newly modified from their original terms, re-underwritten or identified in the Corporation’s asset quality reports as restructured loans. During the quarters and six months ended December 31, 2017 and 2016, no restructured loans were in default within a 12-month period subsequent to their original restructuring. Additionally, during the quarters and six months ended December 31, 2017 and 2016, there were no loans whose modification was extended beyond the initial maturity of the modification, except for one commercial business loan with an outstanding balance of $85,000 which was extended for two years during the second quarter of fiscal 2017. At both December 31, 2017 and June 30, 2017, there were no commitments to lend additional funds to those borrowers whose loans were restructured. As of December 31, 2017, the Corporation held 12 restructured loans with a net outstanding balance of $4.4 million : two were classified as special mention on accrual status ( $962,000 ); and 10 were classified as substandard ( $3.5 million , all on non-accrual status). As of June 30, 2017, the Corporation held 10 restructured loans with a net outstanding balance of $3.6 million : one was classified as special mention on accrual status ( $506,000 ); and nine were classified as substandard ( $3.1 million , all on non-accrual status). Substandard assets have one or more defined weaknesses and are characterized by the distinct possibility that the Corporation will sustain some loss if the deficiencies are not corrected. Assets that do not currently expose the Corporation to sufficient risk to warrant adverse classification but possess weaknesses are designated as special mention and are closely monitored by the Corporation. As of December 31, 2017 and June 30, 2017, $2.8 million or 64 percent , and $1.7 million or 46 percent , respectively, of the restructured loans were current with respect to their modified payment terms. The Corporation upgrades restructured single-family loans to the pass category if the borrower has demonstrated satisfactory contractual payments for at least six consecutive months; 12 months for those loans that were restructured more than once; and if the borrower has demonstrated satisfactory contractual payments beyond 12 consecutive months, the loan is no longer categorized as a restructured loan. In addition to the payment history described above, multi-family, commercial real estate, construction and commercial business loans (which are sometimes referred to in this report as “preferred loans”) must also demonstrate a combination of the following characteristics to be upgraded: satisfactory cash flow, satisfactory guarantor support, and additional collateral support, among other characteristics. To qualify for restructuring, a borrower must provide evidence of their creditworthiness such as, current financial statements, their most recent income tax returns, current paystubs, current W-2s, and most recent bank statements, among other documents, which are then verified by the Corporation. The Corporation re-underwrites the loan with the borrower’s updated financial information, new credit report, current loan balance, new interest rate, remaining loan term, updated property value and modified payment schedule, among other considerations, to determine if the borrower qualifies. The following table summarizes at the dates indicated the restructured loan balances, net of allowance for loan losses, by loan type and non-accrual versus accrual status: At At (In Thousands) December 31, 2017 June 30, 2017 Restructured loans on non-accrual status: Mortgage loans: Single-family $ 3,416 $ 3,061 Commercial business loans 61 65 Total 3,477 3,126 Restructured loans on accrual status: Mortgage loans: Single-family 962 506 Total 962 506 Total restructured loans $ 4,439 $ 3,632 The following tables identify the Corporation’s total recorded investment in restructured loans by type at the dates and for the periods indicated. At December 31, 2017 Unpaid Net Principal Related Recorded Recorded (In Thousands) Balance Charge-offs Investment Allowance (1) Investment Mortgage loans: Single-family: Without a related allowance (2) $ 4,914 $ (536 ) $ 4,378 $ — $ 4,378 Total single-family 4,914 (536 ) 4,378 — 4,378 Commercial business loans: With a related allowance 76 — 76 (15 ) 61 Total commercial business loans 76 — 76 (15 ) 61 Total restructured loans $ 4,990 $ (536 ) $ 4,454 $ (15 ) $ 4,439 (1) Consists of collectively and individually evaluated allowances, specifically assigned to the individual loan. (2) There was no related allowance for loan losses because the loans have been charged-off to their fair value or the fair value of the collateral is higher than the loan balance. At June 30, 2017 Unpaid Net Principal Related Recorded Recorded (In Thousands) Balance Charge-offs Investment Allowance (1) Investment Mortgage loans: Single-family With a related allowance $ 485 $ — $ 485 $ (97 ) $ 388 Without a related allowance (2) 3,618 (439 ) 3,179 — 3,179 Total single-family 4,103 (439 ) 3,664 (97 ) 3,567 Commercial business loans: With a related allowance 80 — 80 (15 ) 65 Total commercial business loans 80 — 80 (15 ) 65 Total restructured loans $ 4,183 $ (439 ) $ 3,744 $ (112 ) $ 3,632 (1) Consists of collectively and individually evaluated allowances, specifically assigned to the individual loan. (2) There was no related allowance for loan losses because the loans have been charged-off to their fair value or the fair value of the collateral is higher than the loan balance. During the quarter ended December 31, 2017, one property was acquired in the settlement of loans, while no previously foreclosed upon properties were sold. This compares to the quarter ended December 31, 2016 when no properties were acquired in the settlement of loans, while two previously foreclosed upon properties were sold. For the six months ended December 31, 2017, one property was acquired in the settlement of loans, while two previously foreclosed upon properties were sold. This compares to the six months ended December 31, 2016 when three properties were acquired in the settlement of loans, while three previously foreclosed upon properties were sold. As of December 31, 2017, there was one outstanding real estate owned property located in California with a net fair value of $621,000. This compares to the real estate owned with a net fair value of $1.6 million at June 30, 2017, comprised of one property located in California and one property located in Arizona. A new appraisal was obtained on each of the properties at the time of foreclosure and fair value was derived by using the lower of the appraised value or the listing price of the property, net of selling costs. Any initial loss was recorded as a charge to the allowance for loan losses before being transferred to real estate owned. Subsequent to transfer to real estate owned, if there is further deterioration in real estate values, specific real estate owned loss reserves are established and charged to the statement of operations. In addition, the Corporation records costs to carry real estate owned as real estate operating expenses as incurred.

Fair Value of Financial Instrum

Fair Value of Financial Instruments	6 Months Ended
	Dec. 31, 2017
Fair Value Disclosures [Abstract]
Fair Value of Financial Instruments	Fair Value of Financial Instruments The Corporation adopted ASC 820, “Fair Value Measurements and Disclosures,” and elected the fair value option pursuant to ASC 825, “Financial Instruments” on loans originated for sale by PBM. ASC 820 defines fair value, establishes a framework for measuring fair value, and expands disclosures about fair value measurements. ASC 825 permits entities to elect to measure many financial instruments and certain other assets and liabilities at fair value on an instrument-by-instrument basis (the “Fair Value Option”) at specified election dates. At each subsequent reporting date, an entity is required to report unrealized gains and losses on items in earnings for which the fair value option has been elected. The objective of the Fair Value Option is to improve financial reporting by providing entities with the opportunity to mitigate volatility in reported earnings caused by measuring related assets and liabilities differently without having to apply complex hedge accounting provisions. The following table describes the difference at the dates indicated between the aggregate fair value and the aggregate unpaid principal balance of loans held for investment at fair value and loans held for sale at fair value: (In Thousands) Aggregate Fair Value Aggregate Unpaid Principal Balance Net Unrealized (Loss) Gain As of December 31, 2017: Loans held for investment, at fair value $ 5,157 $ 5,362 $ (205 ) Loans held for sale, at fair value $ 96,589 $ 93,449 $ 3,140 As of June 30, 2017: Loans held for investment, at fair value $ 6,445 $ 6,696 $ (251 ) Loans held for sale, at fair value $ 116,548 $ 112,940 $ 3,608 ASC 820-10-65-4, “Determining Fair Value When the Volume and Level of Activity for the Asset or Liability Have Significantly Decreased and Identifying Transactions That Are Not Orderly,” provides additional guidance for estimating fair value in accordance with ASC 820, “Fair Value Measurements,” when the volume and level of activity for the asset or liability have significantly decreased. ASC 820 establishes a three-level valuation hierarchy that prioritizes inputs to valuation techniques used in fair value calculations. The three levels of inputs are defined as follows: Level 1 - Unadjusted quoted prices in active markets for identical assets or liabilities that the Corporation has the ability to access at the measurement date. Level 2 - Observable inputs other than Level 1 such as: quoted prices for similar assets or liabilities in active markets, quoted prices for identical or similar assets or liabilities in markets that are not active, or other inputs that are observable or can be corroborated to observable market data for substantially the full term of the asset or liability. Level 3 - Unobservable inputs for the asset or liability that use significant assumptions, including assumptions of risks. These unobservable assumptions reflect the Corporation’s estimate of assumptions that market participants would use in pricing the asset or liability. Valuation techniques include the use of pricing models, discounted cash flow models and similar techniques. ASC 820 requires the Corporation to maximize the use of observable inputs and minimize the use of unobservable inputs. If a financial instrument uses inputs that fall in different levels of the hierarchy, the instrument will be categorized based upon the lowest level of input that is significant to the fair value calculation. The Corporation’s financial assets and liabilities measured at fair value on a recurring basis consist of investment securities available for sale, loans held for investment at fair value, loans held for sale at fair value, interest-only strips and derivative financial instruments; while non-performing loans, mortgage servicing assets ("MSA") and real estate owned are measured at fair value on a nonrecurring basis. Investment securities - available for sale are primarily comprised of U.S. government agency MBS and U.S. government sponsored enterprise MBS. The Corporation utilizes quoted prices in active and less than active markets for similar securities for its fair value measurement of MBS and debt securities (Level 2) and broker price indications for similar securities in non-active markets for its fair value measurement of the CMO (Level 3). Derivative financial instruments are comprised of commitments to extend credit on loans to be held for sale, mandatory loan sale commitments, TBA MBS trades and option contracts. The fair value of TBA MBS trades is determined using quoted secondary-market prices (Level 2). The fair values of other derivative financial instruments are determined by quoted prices for a similar commitment or commitments, adjusted for the specific attributes of each commitment (Level 3). Loans held for investment at fair value are primarily single-family loans which have been transferred from loans held for sale. The fair value is determined by the quoted secondary-market prices which account for interest rate characteristics, and are then adjusted for management estimates of the specific credit risk attributes of each loan (Level 3). Loans held for sale at fair value are primarily single-family loans. The fair value is determined, when possible, using quoted secondary-market prices such as mandatory loan sale commitments. If no such quoted price exists, the fair value of a loan is determined by quoted prices for a similar loan or loans, adjusted for the specific attributes of each loan (Level 2). Non-performing loans are loans which are inadequately protected by the current net worth and paying capacity of the borrowers or of the collateral pledged. The non-performing loans are characterized by the distinct possibility that the Corporation will sustain some loss if the deficiencies are not corrected. The fair value of a non-performing loan is determined based on an observable market price or current appraised value of the underlying collateral. Appraised and reported values may be discounted based on management’s historical knowledge, changes in market conditions from the time of valuation, and/or management’s expertise and knowledge of the borrower. For non-performing loans which are restructured loans, the fair value is derived from discounted cash flow analysis (Level 3), except those which are in the process of foreclosure or 90 days delinquent for which the fair value is derived from the appraised value of its collateral (Level 2). For other non-performing loans which are not restructured loans, other than non-performing commercial real estate loans, the fair value is derived from relative value analysis: historical experience and management estimates by loan type for which collectively evaluated allowances are assigned (Level 3); or the appraised value of its collateral for loans which are in the process of foreclosure or where borrowers file bankruptcy (Level 2). For non-performing commercial real estate loans, the fair value is derived from the appraised value of its collateral (Level 2). Non-performing loans are reviewed and evaluated on at least a quarterly basis for additional allowance and adjusted accordingly, based on the same factors identified above. This loss is not recorded directly as an adjustment to current earnings or other comprehensive income (loss), but rather as a component in determining the overall adequacy of the allowance for loan losses. These adjustments to the estimated fair value of non-performing loans may result in increases or decreases to the provision for loan losses recorded in current earnings. The Corporation uses the amortization method for its MSA, which amortizes the MSA in proportion to and over the period of estimated net servicing income and assesses the MSA for impairment based on fair value at each reporting date. The fair value of MSA is derived using the present value method; which includes a third party’s prepayment projections of similar instruments, weighted-average coupon rates and the estimated average life (Level 3). The rights to future income from serviced loans that exceed contractually specified servicing fees are recorded as interest-only strips. The fair value of interest-only strips is derived using the same assumptions that are used to value the related MSA (Level 3). The fair value of real estate owned is derived from the lower of the appraised value or the listing price, net of estimated selling costs (Level 2). The Corporation’s valuation methodologies may produce a fair value calculation that may not be indicative of net realizable value or reflective of future fair values. While management believes the Corporation’s valuation methodologies are appropriate and consistent with other market participants, the use of different methodologies or assumptions to determine the fair value of certain financial instruments could result in a different estimate of fair value at the reporting date. The following fair value hierarchy tables present information at the dates indicated about the Corporation’s assets measured at fair value on a recurring basis: Fair Value Measurement at December 31, 2017 Using: (In Thousands) Level 1 Level 2 Level 3 Total Assets: Investment securities - available for sale: U.S. government agency MBS $ — $ 4,859 $ — $ 4,859 U.S. government sponsored enterprise MBS — 3,127 — 3,127 Private issue CMO — — 419 419 Investment securities - available for sale — 7,986 419 8,405 Loans held for investment, at fair value — — 5,157 5,157 Loans held for sale, at fair value — 96,589 — 96,589 Interest-only strips — — 26 26 Derivative assets: Commitments to extend credit on loans to be held for sale — — 737 737 TBA MBS trades — 2 — 2 Derivative assets — 2 737 739 Total assets $ — $ 104,577 $ 6,339 $ 110,916 Liabilities: Derivative liabilities: Commitments to extend credit on loans to be held for sale $ — $ — $ 21 $ 21 Mandatory loan sale commitments — — 24 24 TBA MBS trades — 183 — 183 Derivative liabilities — 183 45 228 Total liabilities $ — $ 183 $ 45 $ 228 Fair Value Measurement at June 30, 2017 Using: (In Thousands) Level 1 Level 2 Level 3 Total Assets: Investment securities - available for sale: U.S. government agency MBS $ — $ 5,383 $ — $ 5,383 U.S. government sponsored enterprise MBS — 3,474 — 3,474 Private issue CMO — — 461 461 Investment securities - available for sale — 8,857 461 9,318 Loans held for investment, at fair value — — 6,445 6,445 Loans held for sale, at fair value — 116,548 — 116,548 Interest-only strips — — 31 31 Derivative assets: Commitments to extend credit on loans to be held for sale — — 847 847 Mandatory loan sale commitments — — 47 47 TBA MBS trades — 539 — 539 Option contracts — — 37 37 Derivative assets — 539 931 1,470 Total assets $ — $ 125,944 $ 7,868 $ 133,812 Liabilities: Derivative liabilities: Commitments to extend credit on loans to be held for sale $ — $ — $ 38 $ 38 Derivative liabilities — — 38 38 Total liabilities $ — $ — $ 38 $ 38 The following tables summarize reconciliations of the beginning and ending balances during the periods shown of recurring fair value measurements recognized in the Condensed Consolidated Statements of Financial Condition using Level 3 inputs: For the Quarter Ended December 31, 2017 Fair Value Measurement Using Significant Other Unobservable Inputs (Level 3) (In Thousands) Private Issue CMO Loans Held For Investment, at fair value (1) Interest- Only Strips Loan Commit- ments to Originate (2) Manda- tory Commit- ments (3) Total Beginning balance at September 30, 2017 $ 448 $ 6,924 $ 28 $ 687 $ (4 ) $ 8,083 Total gains or losses (realized/unrealized): Included in earnings — 38 — 29 (20 ) 47 Included in other comprehensive loss — — (2 ) — — (2 ) Purchases — — — — — — Issuances — — — — — — Settlements (29 ) (1,805 ) — — — (1,834 ) Transfers in and/or out of Level 3 — — — — — — Ending balance at December 31, 2017 $ 419 $ 5,157 $ 26 $ 716 $ (24 ) $ 6,294 (1) The valuation of loans held for investment at fair value includes the management estimates of the specific credit risk attributes of each loan (Level 3), in addition to the quoted secondary-market prices which account for interest rate characteristics. (2) Consists of commitments to extend credit on loans to be held for sale. (3) Consists of mandatory loan sale commitments. For the Quarter Ended December 31, 2016 Fair Value Measurement Using Significant Other Unobservable Inputs (Level 3) (In Thousands) Private Issue CMO Loans Held For Investment, at fair value (1) Interest- Only Strips Loan Commit- ments to Originate (2) Manda- tory Commit- ments (3) Option Contracts Total Beginning balance at September 30, 2016 $ 560 $ 5,529 $ 42 $ 2,574 $ (24 ) $ 22 $ 8,703 Total gains or losses (realized/unrealized): Included in earnings — (139 ) — (1,098 ) (250 ) 366 (1,121 ) Included in other comprehensive income (loss) — — (5 ) — — — (5 ) Purchases — — — — — 94 94 Issuances — — — — — — — Settlements (22 ) (250 ) — — (6 ) (482 ) (760 ) Transfers in and/or out of Level 3 — 824 — — — — 824 Ending balance at December 31, 2016 $ 538 $ 5,964 $ 37 $ 1,476 $ (280 ) $ — $ 7,735 (1) The valuation of loans held for investment at fair value includes the management estimates of the specific credit risk attributes of each loan (Level 3), in addition to the quoted secondary-market prices which account for interest rate characteristics. (2) Consists of commitments to extend credit on loans to be held for sale. (3) Consists of mandatory loan sale commitments. For the Six Months Ended December 31, 2017 Fair Value Measurement Using Significant Other Unobservable Inputs (Level 3) (In Thousands) Private Issue CMO Loans Held For Investment, at fair value (1) Interest- Only Strips Loan Commit- ments to Originate (2) Manda- tory Commit- ments (3) Option Contracts Total Beginning balance at June 30, 2017 $ 461 $ 6,445 $ 31 $ 809 $ 47 $ 37 $ 7,830 Total gains or losses (realized/unrealized): Included in earnings — 46 — (93 ) (73 ) (37 ) (157 ) Included in other comprehensive loss 1 — (5 ) — — — (4 ) Purchases — — — — — — — Issuances — — — — — — — Settlements (43 ) (1,856 ) — — 2 — (1,897 ) Transfers in and/or out of Level 3 — 522 — — — — 522 Ending balance at December 31, 2017 $ 419 $ 5,157 $ 26 $ 716 $ (24 ) $ — $ 6,294 (1) The valuation of loans held for investment at fair value includes the management estimates of the specific credit risk attributes of each loan (Level 3), in addition to the quoted secondary-market prices which account for interest rate characteristics. (2) Consists of commitments to extend credit on loans to be held for sale. (3) Consists of mandatory loan sale commitments. For the Six Months Ended December 31, 2016 Fair Value Measurement Using Significant Other Unobservable Inputs (Level 3) (In Thousands) Private Issue CMO Loans Held For Investment, at fair value (1) Interest- Only Strips Loan Commit- ments to originate (2) Manda- tory Commit- ments (3) Option Contracts Total Beginning balance at June 30, 2016 $ 601 $ 5,159 $ 47 $ 3,785 $ (31 ) $ — $ 9,561 Total gains or losses (realized/ unrealized): Included in earnings — (101 ) — (2,309 ) (255 ) 344 (2,321 ) Included in other comprehensive (loss) income 1 — (10 ) — — — (9 ) Purchases — — — — — 138 138 Issuances — — — — — — — Settlements (64 ) (678 ) — — 6 (482 ) (1,218 ) Transfers in and/or out of Level 3 — 1,584 — — — — 1,584 Ending balance at December 31, 2016 $ 538 $ 5,964 $ 37 $ 1,476 $ (280 ) $ — $ 7,735 (1) The valuation of loans held for investment at fair value includes the management estimates of the specific credit risk attributes of each loan (Level 3), in addition to the quoted secondary-market prices which account for interest rate characteristics. (2) Consists of commitments to extend credit on loans to be held for sale. (3) Consists of mandatory loan sale commitments. The following fair value hierarchy tables present information about the Corporation’s assets measured at fair value at the dates indicated on a nonrecurring basis: Fair Value Measurement at December 31, 2017 Using: (In Thousands) Level 1 Level 2 Level 3 Total Non-performing loans $ — $ 7,038 $ 947 $ 7,985 MSA — — 450 450 Real estate owned, net — 621 — 621 Total $ — $ 7,659 $ 1,397 $ 9,056 Fair Value Measurement at June 30, 2017 Using: (In Thousands) Level 1 Level 2 Level 3 Total Non-performing loans $ — $ 7,049 $ 946 $ 7,995 MSA — — 407 407 Real estate owned, net — 1,615 — 1,615 Total $ — $ 8,664 $ 1,353 $ 10,017 The following table presents additional information about valuation techniques and inputs used for assets and liabilities, including derivative financial instruments, which are measured at fair value and categorized within Level 3 as of December 31, 2017: (Dollars In Thousands) Fair Value Valuation Techniques Unobservable Inputs Range (1) (Weighted Average) Impact to Valuation from an Increase in Inputs (2) Assets: Securities available - for sale: Private issue CMO $ 419 Market comparable pricing Comparability adjustment 0.6% – 1.7% (1.5%) Increase Loans held for investment, at fair value $ 5,157 Relative value Broker quotes 97.9% – 104.8% Increase Non-performing loans $ 61 Discounted cash flow Default rates 5.0% Decrease Non-performing loans $ 886 Relative value analysis Loss severity 20.0% - 30.0% (21.4%) Decrease MSA $ 450 Discounted cash flow Prepayment speed (CPR) Discount rate 10.2% - 60.0% (21.3%) Decrease Interest-only strips $ 26 Discounted cash flow Prepayment speed (CPR) Discount rate 15.6% - 29.7% (27.4%) Decrease Commitments to extend credit on loans to be held for sale $ 737 Relative value analysis TBA-MBS broker quotes Fall-out ratio (3) 99.3% – 105.1% Increase Liabilities: Commitments to extend credit on loans to be held for sale $ 21 Relative value analysis TBA-MBS broker quotes Fall-out ratio (3) 98.5% – 101.5% Increase Mandatory loan sale commitments $ 24 Relative value analysis TBA MBS broker quotes Roll-forward costs (4) 100.9% - 103.4% Decrease (1) The range is based on the estimated fair values and management estimates. (2) Unless otherwise noted, this column represents the directional change in the fair value of the Level 3 investments that would result from an increase to the corresponding unobservable input. A decrease to the unobservable input would have the opposite effect. Significant changes in these inputs in isolation could result in significantly higher or lower fair value measurements. (3) The percentage of commitments to extend credit on loans to be held for sale which management has estimated may not fund. (4) An estimated cost to roll forward the mandatory loan sale commitments which management has estimated may not be delivered to the corresponding investors in a timely manner. The significant unobservable inputs used in the fair value measurement of the Corporation’s assets and liabilities include the following: prepayment speeds, discount rates, MBS – TBA quotes, fallout ratios, broker quotes and roll-forward costs, among other inputs. Significant increases or decreases in any of these inputs in isolation could result in significantly lower or higher fair value measurement. The various unobservable inputs used to determine valuations may have similar or diverging impacts on valuation. The carrying amount and fair value of the Corporation’s other financial instruments as of December 31, 2017 and June 30, 2017 was as follows: December 31, 2017 (In Thousands) Carrying Fair Financial assets: Investment securities - held to maturity $ 87,626 $ 87,336 — $ 87,336 $ — Loans held for investment, not recorded at fair value $ 880,819 $ 864,096 — — $ 864,096 FHLB – San Francisco stock $ 8,108 $ 8,108 — $ 8,108 — Financial liabilities: Deposits $ 907,788 $ 874,441 — — $ 874,441 Borrowings $ 111,189 $ 111,141 — — $ 111,141 June 30, 2017 (In Thousands) Carrying Fair Financial assets: Investment securities - held to maturity $ 60,441 $ 60,629 — $ 60,629 — Loans held for investment, not recorded at fair value $ 898,474 $ 885,650 — — $ 885,650 FHLB – San Francisco stock $ 8,108 $ 8,108 — $ 8,108 — Financial liabilities: Deposits $ 926,521 $ 896,140 — — $ 896,140 Borrowings $ 126,226 $ 126,083 — — $ 126,083 Investment securities - held to maturity: The investment securities - held to maturity consist of time deposits at CRA qualified minority financial institutions and U.S. government sponsored enterprise MBS. Due to the short-term nature of the time deposits, the principal balances approximated fair value (Level 2). For the MBS, the Corporation utilizes quoted prices in active and less than active markets for similar securities for its fair value measurement of MBS and debt securities (Level 2). Loans held for investment, not recorded at fair value: For loans that reprice frequently at market rates, the carrying amount approximates the fair value. For fixed-rate loans, the fair value is determined by either (i) discounting the estimated future cash flows of such loans over their estimated remaining contractual maturities using a current interest rate at which such loans would be made to borrowers, or (ii) quoted market prices. The allowance for loan losses is subtracted as an estimate of the underlying credit risk. FHLB – San Francisco stock: The carrying amount reported for FHLB – San Francisco stock approximates fair value. When redeemed, the Corporation will receive an amount equal to the par value of the stock. Deposits: The fair value of time deposits is estimated using a discounted cash flow calculation. The discount rate is based upon rates currently offered for deposits of similar remaining maturities. The fair value of transaction accounts (checking, money market and savings accounts) is estimated using a discounted cash flow calculation and management estimates of current market conditions. Borrowings: The fair value of borrowings has been estimated using a discounted cash flow calculation. The discount rate on such borrowings is based upon rates currently offered for borrowings of similar remaining maturities. The Corporation has various processes and controls in place to ensure that fair value is reasonably estimated. The Corporation generally determines fair value of their Level 3 assets and liabilities by using internally developed models which primarily utilize discounted cash flow techniques and prices obtained from independent management services or brokers. The Corporation performs due diligence procedures over third-party pricing service providers in order to support their use in the valuation process. The fair values of investment securities, commitments to extend credit on loans held for sale, mandatory commitments and option contracts are determined from the independent management services or brokers; while the fair value of MSA and interest-only strips are determined using the internally developed models which are based on discounted cash flow analysis. The fair value of non-performing loans is determined by calculating discounted cash flows, relative value analysis or collateral value, less selling costs. While the Corporation believes its valuation methods are appropriate and consistent with other market participants, the use of different methodologies or assumptions to determine the fair value of certain financial instruments could result in a different estimate of fair value at the reporting date. During the quarter ended December 31, 2017, there were no significant changes to the Corporation’s valuation techniques that had, or are expected to have, a material impact on its consolidated financial position or results of operations.

Incentive Plans

Incentive Plans	6 Months Ended
	Dec. 31, 2017
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
Incentive Plans	Incentive Plans As of December 31, 2017, the Corporation had two active share-based compensation plans, which are described below. These plans are the 2013 Equity Incentive Plan (“2013 Plan”) and the 2010 Equity Incentive Plan (“2010 Plan”). Additionally, the Corporation had one inactive share-based compensation plan - the 2006 Equity Incentive Plan (“2006 Plan”) where no new awards can be granted but outstanding grants remain eligible for exercise. For the quarters ended December 31, 2017 and 2016, the compensation cost for these plans was $258,000 and $275,000 , respectively. The income tax expense recognized in the Condensed Consolidated Statements of Operations per adoption of ASU 2016-09 for share-based compensation plans for the quarter ended December 31, 2017 was $7,000 ; while the income tax expense recognized in the Condensed Consolidated Statements of Stockholders' Equity for share-based compensation plans for the quarter ended December 31, 2016 was $8,000 . For the first six months ended December 31, 2017 and 2016, the compensation cost for these plans was $524,000 and $977,000 , respectively. The income tax benefit recognized in the Condensed Consolidated Statements of Operations per adoption of ASU 2016-09 for share-based compensation plans for the first six months ended December 31, 2017 was $20,000 ; while the income tax benefit recognized in the Condensed Consolidated Statements of Stockholders' Equity for share-based compensation plans for the first six months ended December 31, 2016 was $179,000 . Equity Incentive Plans. The Corporation established and the shareholders approved the 2013 Plan, the 2010 Plan and the 2006 Plan (collectively, "the Plans") for directors, advisory directors, directors emeriti, officers and employees of the Corporation and its subsidiary. The 2013 Plan authorizes 300,000 stock options and 300,000 shares of restricted stock. The 2013 Plan also provides that no person may be granted more than 60,000 stock options or 45,000 shares of restricted stock in any one year. The 2010 Plan authorizes 586,250 stock options and 288,750 shares of restricted stock. The 2010 Plan also provides that no person may be granted more than 117,250 stock options or 43,312 shares of restricted stock in any one year. The 2006 Plan authorized 365,000 stock options and 185,000 shares of restricted stock. The 2006 Plan also provided that no person may be granted more than 73,000 stock options or 27,750 shares of restricted stock in any one year. Equity Incentive Plans - Stock Options. Under the Plans, options may not be granted at a price less than the fair market value at the date of the grant. Options typically vest over a five -year or shorter period as long as the director, advisory director, director emeritus, officer or employee remains in service to the Corporation. The options are exercisable after vesting for up to the remaining term of the original grant. The maximum term of the options granted is 10 years . The fair value of each option grant is estimated on the date of the grant using the Black-Scholes option valuation model with the following assumptions. The expected volatility is based on implied volatility from historical common stock closing prices for the prior 84 months. The expected dividend yield is based on the most recent quarterly dividend on an annualized basis. The expected term is based on the historical experience of all fully vested stock option grants and is reviewed annually. The risk-free interest rate is based on the U.S. Treasury note rate with a term similar to the underlying stock option on the particular grant date. During the second quarter of fiscal 2018, no options were granted, while 5,750 options were exercised and no options were forfeited. This compares to the second quarter of fiscal 2017 when 6,000 options were granted, 22,750 options were exercised and 11,250 options were forfeited. During the first six months of fiscal 2018, no options were granted, 27,250 options were exercised and 2,500 options were forfeited. This compares to the first six months of fiscal 2017 when 26,000 options were granted, while 23,750 options were exercised and 27,250 options were forfeited. As of December 31, 2017 and 2016, there were 147,500 and 138,000 stock options available for future grants under the Plans, respectively. The following tables summarize the stock option activity in the Plans for the quarter and six months ended December 31, 2017. For the Quarter Ended December 31, 2017 Options Shares Weighted- Average Exercise Price Weighted- Average Remaining Contractual Term (Years) Aggregate Intrinsic Value ($000) Outstanding at September 30, 2017 591,250 $12.27 Granted — $— Exercised (5,750 ) $14.59 Forfeited — $— Outstanding at December 31, 2017 585,500 $12.25 5.29 $3,633 Vested and expected to vest at December 31, 2017 545,350 $12.03 5.17 $3,501 Exercisable at December 31, 2017 384,750 $10.67 4.41 $2,973 For the Six Months Ended December 31, 2017 Options Shares Weighted- Average Exercise Price Weighted- Average Remaining Contractual Term (Years) Aggregate Intrinsic Value ($000) Outstanding at June 30, 2017 615,250 $12.14 Granted — $— Exercised (27,250 ) $9.57 Forfeited (2,500 ) $14.59 Outstanding at December 31, 2017 585,500 $12.25 5.29 $3,633 Vested and expected to vest at December 31, 2017 545,350 $12.03 5.17 $3,501 Exercisable at December 31, 2017 384,750 $10.67 4.41 $2,973 As of December 31, 2017 and 2016, there was $652,000 and $1.1 million of unrecognized compensation expense, respectively, related to unvested share-based compensation arrangements under the Plans. The expense is expected to be recognized over a weighted-average period of 1.1 years and 2.0 years , respectively. The forfeiture rate during the first six months of fiscal 2018 and 2017 was 20 percent for both periods, and was calculated by using the historical forfeiture experience of stock option grants and is reviewed annually. Equity Incentive Plans – Restricted Stock. The Corporation used 300,000 shares, 288,750 shares and 185,000 shares of its treasury stock to fund the 2013 Plan, the 2010 Plan and the 2006 Plan, respectively. Awarded shares typically vest over a five -year or shorter period as long as the director, advisory director, director emeriti, officer or employee remains in service to the Corporation. Once vested, a recipient of restricted stock will have all rights of a shareholder, including the power to vote and the right to receive dividends. The Corporation recognizes compensation expense for the restricted stock awards based on the fair value of the shares at the award date. There was no restricted stock activity in the second quarter of fiscal 2018. This compares to the award of 3,000 shares, the forfeiture of 8,250 shares and no vesting of restricted stock in the second quarter of fiscal 2017. For the first six months of fiscal 2018, there was no restricted stock activity, other than the forfeiture of 2,000 shares. This compares to the award of 18,000 shares, the forfeiture of 15,250 shares and the vesting of 87,750 shares of restricted stock in the first six months of fiscal 2017. As of December 31, 2017 and 2016, there were 267,750 shares and 271,750 shares of restricted stock, respectively available for future awards under the Plans. The following table summarizes the unvested restricted stock activity in the quarter and six months ended December 31, 2017. For the Quarter Ended December 31, 2017 Unvested Shares Shares Weighted-Average Award Date Fair Value Unvested at September 30, 2017 109,000 $14.45 Granted — $— Vested — $— Forfeited — $— Unvested at December 31, 2017 109,000 $14.45 Expected to vest at December 31, 2017 87,200 $14.45 For the Six Months Ended December 31, 2017 Unvested Shares Shares Weighted-Average Award Date Fair Value Unvested at June 30, 2017 111,000 $14.16 Granted — $— Vested — $— Forfeited (2,000 ) $13.30 Unvested at December 31, 2017 109,000 $14.45 Expected to vest at December 31, 2017 87,200 $14.45 As of December 31, 2017 and 2016, the unrecognized compensation expense was $867,000 and $1.3 million , respectively, related to unvested share-based compensation arrangements under the Plans, and reported as a reduction to stockholders’ equity. This expense is expected to be recognized over a weighted-average period of 1.3 years and 2.2 years , respectively. Similar to stock options, a forfeiture rate of 20 percent has been applied for the restricted stock compensation expense calculations in the first six months of fiscal 2018 and 2017. Stock Option Plan. The Corporation established the Stock Option Plan for key employees and eligible directors under which options to acquire up to 352,500 shares of common stock may be granted. Under the Stock Option Plan, stock options may not be granted at a price less than the fair market value at the date of the grant. Stock options typically vest over a five -year period on a pro-rata basis as long as the employee or director remains in service to the Corporation. The stock options are exercisable after vesting for up to the remaining term of the original grant. The maximum term of the stock options granted is 10 years . As of December 31, 2017, no stock options remain available for future grants under the Stock Option Plan, which expired in November 2013. The fair value of each stock option grant was estimated on the date of the grant using the Black-Scholes option valuation model with the following assumptions. The expected volatility was based on implied volatility from historical common stock closing prices for the prior 84 months. The expected dividend yield was based on the most recent quarterly dividend on an annualized basis. The expected term was based on the historical experience of stock option grants and is reviewed annually. The risk-free interest rate was based on the U.S. Treasury note rate with a term similar to the underlying stock option on the particular grant date. For the second quarter of fiscal 2018 and 2017, there was no activity in the Stock Option Plan. For the first six months of fiscal 2018 and 2017, there was no activity in the Stock Option Plan, except forfeitures of 50,000 shares and 12,500 shares, respectively. As of December 31, 2017 and 2016, there were no stock options available for future grants under the Stock Option Plan. The following table summarizes the activity in the Stock Option Plan for the six months ended December 31, 2017. For the Six Months Ended December 31, 2017 Options Shares Weighted- Average Exercise Price Weighted- Average Remaining Contractual Term (Years) Aggregate Intrinsic Value ($000) Outstanding at June 30, 2017 50,000 $19.92 Granted — $— Exercised — $— Forfeited (50,000 ) $19.92 Outstanding at December 31, 2017 — $— — $— Vested and expected to vest at December 31, 2017 — $— — $— Exercisable at December 31, 2017 — $— — $— As of December 31, 2017 and 2016, there was no unrecognized compensation expense at either date, related to unvested share-based compensation arrangements under the Stock Option Plan.

Offsetting Derivative and Other

Offsetting Derivative and Other Financial Instruments (Notes)	6 Months Ended
	Dec. 31, 2017
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Derivative Instruments and Hedging Activities Disclosure [Text Block]	Offsetting Derivative and Other Financial Instruments The Corporation’s derivative transactions are generally governed by International Swaps and Derivatives Association Master Agreements and similar arrangements, which include provisions governing the setoff of assets and liabilities between the parties. When the Corporation has more than one outstanding derivative transaction with a single counterparty, the setoff provisions contained within these agreements generally allow the non-defaulting party the right to reduce its liability to the defaulting party by amounts eligible for setoff, including the collateral received as well as eligible offsetting transactions with that counterparty, irrespective of the currency, place of payment, or booking office. The Corporation’s policy is to present its derivative assets and derivative liabilities on the Condensed Consolidated Statements of Financial Condition on a net basis. The derivative assets and liabilities are comprised of mandatory loan sale commitments, TBA MBS trades and option contracts. The following tables present the gross and net amounts of derivative assets and liabilities and other financial instruments as reported in the Corporation’s Condensed Consolidated Statement of Financial Condition, and the gross amount not offset in the Corporation’s Condensed Consolidated Statement of Financial Condition as of the dates indicated. As of December 31, 2017: Gross Net Amount Amount Offset in the of Assets in Gross Amount Not Offset in Condensed the Condensed the Condensed Consolidated Gross Consolidated Consolidated Statements of Financial Condition Amount of Statements Statements Cash Recognized of Financial of Financial Financial Collateral Net (In Thousands) Assets Condition Condition Instruments Received Amount Assets Derivatives $ 2 $ — $ 2 $ — $ — $ 2 Total $ 2 $ — $ 2 $ — $ — $ 2 Gross Net Amount Amount Offset in the of Liabilities in Gross Amount Not Offset in Condensed the Condensed the Condensed Consolidated Gross Consolidated Consolidated Statements of Financial Condition Amount of Statements Statements Cash Recognized of Financial of Financial Financial Collateral Net (In Thousands) Liabilities Condition Condition Instruments Received Amount Liabilities Derivatives $ 207 $ — $ 207 $ — $ — $ 207 Total $ 207 $ — $ 207 $ — $ — $ 207 As of June 30, 2017: Gross Net Amount Amount Offset in the of Assets in Gross Amount Not Offset in Condensed the Condensed the Condensed Consolidated Gross Consolidated Consolidated Statements of Financial Condition Amount of Statements Statements Cash Recognized of Financial of Financial Financial Collateral Net (In Thousands) Assets Condition Condition Instruments Received Amount Assets Derivatives $ 623 $ — $ 623 $ — $ — $ 623 Total $ 623 $ — $ 623 $ — $ — $ 623 Gross Net Amount Amount Offset in the of Liabilities in Gross Amount Not Offset in Condensed the Condensed the Condensed Consolidated Gross Consolidated Consolidated Statements of Financial Condition Amount of Statements Statements Cash Recognized of Financial of Financial Financial Collateral Net (In Thousands) Liabilities Condition Condition Instruments Received Amount Liabilities Derivatives $ — $ — $ — $ — $ — $ — Total $ — $ — $ — $ — $ — $ —

Reclassification Adjustment of

Reclassification Adjustment of Accumulated Other Comprehensive Income ("AOCI")	6 Months Ended
	Dec. 31, 2017
Equity [Abstract]
Reclassification Adjustment of Accumulated Other Comprehensive Income (AOCI)	Reclassification adjustment of Accumulated Other Comprehensive Income ("AOCI") The following tables provide the changes in AOCI by component for the quarters and six months ended December 31, 2017 and 2016. For the Quarter Ended December 31, 2017 Unrealized gains and losses on (In Thousands) Investment securities available for sale Interest-only strips Total Beginning balance at September 30, 2017 $ 214 $ 16 $ 230 Other comprehensive loss before reclassifications (61 ) (4 ) (65 ) Amount reclassified from accumulated other comprehensive income 42 3 45 Net other comprehensive loss (19 ) (1 ) (20 ) Ending balance at December 31, 2017 $ 195 $ 15 $ 210 For the Quarter Ended December 31, 2016 Unrealized gains and losses on (In Thousands) Investment securities available for sale Interest-only strips Total Beginning balance at September 30, 2016 $ 256 $ 24 $ 280 Other comprehensive loss before reclassifications (14 ) (2 ) (16 ) Amount reclassified from accumulated other comprehensive income — — — Net other comprehensive loss (14 ) (2 ) (16 ) Ending balance at December 31, 2016 $ 242 $ 22 $ 264 For the Six Months Ended December 31, 2017 Unrealized gains and losses on (In Thousands) Investment securities available for sale Interest-only strips Total Beginning balance at June 30, 2017 $ 211 $ 18 $ 229 Other comprehensive loss before reclassifications (58 ) (6 ) (64 ) Amount reclassified from accumulated other comprehensive income 42 3 45 Net other comprehensive loss (16 ) (3 ) (19 ) Ending balance at December 31, 2017 $ 195 $ 15 $ 210 For the Six Months Ended December 31, 2016 Unrealized gains and losses on (In Thousands) Investment securities available for sale Interest-only strips Total Beginning balance at June 30, 2016 $ 286 $ 27 $ 313 Other comprehensive loss before reclassifications (44 ) (5 ) (49 ) Amount reclassified from accumulated other comprehensive income — — — Net other comprehensive loss (44 ) (5 ) (49 ) Ending balance at December 31, 2016 $ 242 $ 22 $ 264

Income Taxes

Income Taxes	6 Months Ended
	Dec. 31, 2017
Income Taxes [Abstract]
Income Tax Disclosure [Text Block]	Note 12: Income Taxes On December 22, 2017, the U.S. Government enacted comprehensive tax legislation commonly referred to as the Tax Cuts and Jobs Act (the “Tax Act”). The Tax Act amends the Internal Revenue Code to reduce tax rates and modify policies, credits, and deductions for individuals and businesses. For businesses, the Tax Act reduces the corporate federal tax rate from a maximum of 35 percent to a flat 21 percent . The corporate tax rate reduction was effective January 1, 2018. Since the Corporation has a fiscal year end of June 30 th , the reduced corporate tax rate for its fiscal year 2018 will result in the application of a blended federal statutory tax rate of 28.06 percent , which is based on the applicable tax rates before and after the Tax Act and corresponding number of days in the fiscal year before and after enactment, and then a flat 21 percent tax rate thereafter. Under generally accepted accounting principles, the Corporation uses the asset and liability method of accounting for income taxes. Under this method, deferred tax assets and liabilities are recognized for the future tax consequences attributable to differences between the financial statement carrying amounts of existing assets and liabilities and their respective tax bases. Deferred tax assets and liabilities are measured using enacted tax rates expected to apply to taxable income in the years in which those temporary differences are expected to be recovered or settled. At June 30, 2017, the Corporation’s deferred tax assets and liabilities were determined based on the then-current enacted federal tax rate of 35 percent . As a result of the reduction in the corporate income tax rate under the Tax Act, the Corporation revalued its deferred tax assets and liabilities at December 31, 2017. Deferred tax assets and liabilities expected to be realized in fiscal year 2018 were re-measured using the aforementioned blended rate. All remaining deferred tax assets and liabilities were re-measured using the new statutory federal rate of 21 percent . These re-measurements collectively resulted in a discrete tax expense of $1.8 million that was recognized during the quarter ended December 31, 2017. The Corporation’s revaluation of its deferred tax assets and liabilities is subject to further clarification of the Tax Act and refinements of its estimates. As a result, the actual impact on the deferred tax assets and liabilities and income tax expense due to the Tax Act may vary from the amounts estimated. The estimated combined federal and state statutory tax rates, before discrete items, for the remainder of fiscal 2018 and for fiscal 2019 are as follows: Statutory Tax Rates Q3FY2018 Q4FY2018 FY2019 Federal Tax Rate 28.06% 28.06% 21.00% State Tax Rate 10.84% 10.84% 10.84% Combined Statutory Tax Rate (1) 35.86% 35.86% 29.56% (1) The combined statutory tax rate is net of the federal tax benefit for the state tax deduction. The Corporation’s effective tax rate may differ from the estimated statutory tax rates described above due to discrete items such as further adjustments to net deferred tax assets, excess tax benefits derived from stock option exercises and non-taxable earnings from bank owned life insurance, among other items.

Subsequent Events

Subsequent Events	6 Months Ended
	Dec. 31, 2017
Subsequent Events [Abstract]
Subsequent Events	Subsequent Event On January 30, 2018, the Corporation announced that the Corporation’s Board of Directors declared a quarterly cash dividend of $0.14 per share. Shareholders of the Corporation’s common stock at the close of business on February 20, 2018 will be entitled to receive the cash dividend. The cash dividend will be payable on March 13, 2018.

Accounting Standard Updates (21

Accounting Standard Updates ("ASU") (Policies)	6 Months Ended
	Dec. 31, 2017
New Accounting Pronouncements and Changes in Accounting Principles [Abstract]
Segment Reporting Policy	The Corporation operates in two business segments: community banking through the Bank and mortgage banking through Provident Bank Mortgage (“PBM”), a division of the Bank.
Other Than Temporary Impairment Policy	2017. As of December 31, 2017 Unrealized Holding Losses Unrealized Holding Losses Unrealized Holding Losses (In Thousands) Less Than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized Description of Securities Value Losses Value Losses Value Losses Held to maturity: U.S. government sponsored enterprise MBS $ 71,893 $ 437 $ — $ — $ 71,893 $ 437 Total investment securities $ 71,893 $ 437 $ — $ — $ 71,893 $ 437 As of June 30, 2017 Unrealized Holding Losses Unrealized Holding Losses Unrealized Holding Losses (In Thousands) Less Than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized Description of Securities Value Losses Value Losses Value Losses Held to maturity: U.S. government sponsored enterprise MBS $ 28,722 $ 77 $ — $ — $ 28,722 $ 77 Total investment securities $ 28,722 $ 77 $ — $ — $ 28,722 $ 77 The Corporation evaluates individual investment securities quarterly for other-than-temporary declines in market value. As of December 31, 2017 and June 30, 2017, the unrealized holding losses were for a term of less than 12 months. The Corporation does not believe that there are any other-than-temporary impairments on the investment securities at December 31, 2017 and 2016; therefore, no impairment losses were recorded for the quarters and six months ended December 31, 2
Impaired Financing Receivables	on-performing loans are charged-off to their fair market values in the period the loans, or portion thereof, are deemed uncollectible, generally after the loan becomes 150 days delinquent for real estate secured first trust deed loans and 120 days delinquent for commercial business or real estate secured second trust deed loans. For loans that were modified from their original terms, were re-underwritten and identified in the Corporation’s asset quality reports as troubled debt restructurings (“restructured loans”), the charge-off occurs when the loan becomes 90 days delinquent; and where borrowers file bankruptcy, the charge-off occurs when the loan becomes 60 days delinquent. The amount of the charge-off is determined by comparing the loan balance to the estimated fair value of the underlying collateral, less disposition costs, with the loan balance in excess of the estimated fair value charged-off against the allowance for loan losses. The allowance for loan losses for non-performing loans is determined by applying Accounting Standards Codification (“ASC”) 310 , “Receivables.” For restructured loans that are less than 90 days delinquent, the allowance for loan losses are segregated into (a) individually evaluated allowances for those loans with applicable discounted cash flow calculations still in their restructuring period, classified lower than pass, and containing an embedded loss component or (b) collectively evaluated allowances based on the aggregated pooling method. For non-performing loans less than 60 days delinquent where the borrower has filed bankruptcy, the collectively evaluated allowances are assigned based on the aggregated pooling method.
Non-Performing Loans Policy	The Corporation records payments on non-performing loans utilizing the cash basis or cost recovery method of accounting during the periods when the loans are on non-performing status.
Off-Balance-Sheet Credit Exposure, Policy	The Corporation is a party to financial instruments with off-balance sheet risk in the normal course of business to meet the financing needs of its customers. These financial instruments include commitments to extend credit in the form of originating loans or providing funds under existing lines of credit, loan sale commitments to third parties and option contracts. These instruments involve, to varying degrees, elements of credit and interest-rate risk in excess of the amount recognized in the accompanying Condensed Consolidated Statements of Financial Condition. The Corporation’s exposure to credit loss, in the event of non-performance by the counterparty to these financial instruments, is represented by the contractual amount of these instruments. The Corporation uses the same credit policies in entering into financial instruments with off-balance sheet risk as it does for on-balance sheet instruments. As of December 31, 2017 and June 30, 2017, the Corporation had commitments to extend credit (on loans to be held for investment and loans to be held for sale) of $57.7 million and $111.8 million , respectively.
Commitments on Undisbursed Funds Held for Investment Policy	In accordance with ASC 815, “Derivatives and Hedging,” and interpretations of the Derivatives Implementation Group of the FASB, the fair value of the commitments to extend credit on loans to be held for sale, loan sale commitments, to be announced (“TBA”) MBS trades, put option contracts and call option contracts are recorded at fair value on the Condensed Consolidated Statements of Financial Condition. At December 31, 2017, $739,000 was included in other assets and $228,000 was included in other liabilities; at June 30, 2017, $1.5 million was included in other assets and $38,000 was included in other liabilities. The Corporation does not apply hedge accounting to its derivative financial instruments; therefore, all changes in fair value are recorded in earnings.

Earnings Per Share (Tables)

Earnings Per Share (Tables)	6 Months Ended
	Dec. 31, 2017
Earnings Per Share [Abstract]
Schedule of Earnings Per Share, Basic and Diluted	The following table provides the basic and diluted EPS computations for the quarters and six months ended December 31, 2017 and 2016, respectively. (In Thousands, Except Earnings Per Share) For the Quarters Ended For the Six Months Ended 2017 2016 2017 2016 Numerator: Net (loss) income – numerator for basic earnings per share and diluted earnings per share - available to common stockholders $ (777 ) $ 1,504 $ (1,002 ) $ 3,098 Denominator: Denominator for basic earnings per share: Weighted-average shares 7,566 7,954 7,630 7,951 Effect of dilutive shares: Stock options — 170 — 164 Restricted stock — 21 — 35 Denominator for diluted earnings per share: Adjusted weighted-average shares and assumed conversions 7,566 8,145 7,630 8,150 Basic (loss) earnings per share $ (0.10 ) $ 0.19 $ (0.13 ) $ 0.39 Diluted (loss) earnings per share $ (0.10 ) $ 0.18 $ (0.13 ) $ 0.38

Operating Segment Reports (Tabl

Operating Segment Reports (Tables)	6 Months Ended
	Dec. 31, 2017
Segment Reporting [Abstract]
Schedule of Segment Reporting Information, by Segment	The following tables set forth condensed consolidated statements of operations and total assets for the Corporation’s operating segments for the quarters and six months ended December 31, 2017 and 2016, respectively. For the Quarter Ended December 31, 2017 (In Thousands) Provident Provident Consolidated Net interest income $ 8,217 $ 534 $ 8,751 Recovery from the allowance for loan losses (11 ) — (11 ) Net interest income, after recovery from the allowance for loan losses 8,228 534 8,762 Non-interest income: Loan servicing and other fees (1) 108 209 317 Gain on sale of loans, net (2) 22 4,295 4,317 Deposit account fees 536 — 536 Loss on sale and operations of real estate owned acquired in the settlement of loans, net (22 ) — (22 ) Card and processing fees 373 — 373 Other 220 — 220 Total non-interest income 1,237 4,504 5,741 Non-interest expense: Salaries and employee benefits 4,449 4,184 8,633 Premises and occupancy 822 438 1,260 Operating and administrative expenses (3) 1,189 2,131 3,320 Total non-interest expense 6,460 6,753 13,213 Income (loss) before income taxes 3,005 (1,715 ) 1,290 Provision (benefit) for income taxes (4) 2,532 (465 ) 2,067 Net income (loss) $ 473 $ (1,250 ) $ (777 ) Total assets, end of period $ 1,065,204 $ 96,927 $ 1,162,131 (1) Includes an inter-company charge of $99 credited to PBM by the Bank during the period to compensate PBM for originating loans held for investment. (2) Includes an inter-company charge of $79 credited to PBM by the Bank during the period to compensate PBM for servicing fees on loans sold on a servicing retained basis. (3) Includes $650,000 of litigation expense accrual for the second quarter of fiscal 2018, all of which was allocated to PBM. (4) Includes a net tax charge of $1.8 million resulting from the revaluation of net deferred tax assets consistent with the Tax Cuts and Jobs Act for the quarter ended December 31, 2017. For the Quarter Ended December 31, 2016 (In Thousands) Provident Provident Consolidated Net interest income $ 7,821 $ 1,264 $ 9,085 Recovery from the allowance for loan losses (346 ) (4 ) (350 ) Net interest income after recovery from the allowance for loan losses 8,167 1,268 9,435 Non-interest income: Loan servicing and other fees (1) 250 60 310 Gain on sale of loans, net (2) 37 6,441 6,478 Deposit account fees 552 — 552 Loss on sale and operations of real estate owned acquired in the settlement of loans, net (58 ) (5 ) (63 ) Card and processing fees 361 — 361 Other 194 — 194 Total non-interest income 1,336 6,496 7,832 Non-interest expense: Salaries and employee benefits 4,642 5,707 10,349 Premises and occupancy 792 443 1,235 Operating and administrative expenses 1,152 1,932 3,084 Total non-interest expense 6,586 8,082 14,668 Income (loss) before income taxes 2,917 (318 ) 2,599 Provision (benefit) for income taxes 1,228 (133 ) 1,095 Net income (loss) $ 1,689 $ (185 ) $ 1,504 Total assets, end of period $ 1,035,158 $ 156,997 $ 1,192,155 (1) Includes an inter-company charge of $128 credited to PBM by the Bank during the period to compensate PBM for originating loans held for investment. (2) Includes an inter-company charge of $109 credited to PBM by the Bank during the period to compensate PBM for servicing fees on loans sold on a servicing retained basis. For the Six Months Ended December 31, 2017 (In Thousands) Provident Provident Consolidated Net interest income $ 16,767 $ 1,102 $ 17,869 Provision for loan losses 158 — 158 Net interest income, after provision for loan losses 16,609 1,102 17,711 Non-interest income: Loan servicing and other fees (1) 155 525 680 Gain on sale of loans, net (2) 22 9,142 9,164 Deposit account fees 1,094 — 1,094 Loss on sale and operations of real estate owned acquired in the settlement of loans, net (62 ) — (62 ) Card and processing fees 754 — 754 Other 463 — 463 Total non-interest income 2,426 9,667 12,093 Non-interest expense: Salaries and employee benefits 8,951 8,951 17,902 Premises and occupancy 1,649 925 2,574 Operating and administrative expenses (3) 3,440 5,031 8,471 Total non-interest expense 14,040 14,907 28,947 Income (loss) before income taxes 4,995 (4,138 ) 857 Provision (benefit) for income taxes (4) 3,343 (1,484 ) 1,859 Net income (loss) $ 1,652 $ (2,654 ) $ (1,002 ) Total assets, end of period $ 1,065,204 $ 96,927 $ 1,162,131 (1) Includes an inter-company charge of $339 credited to PBM by the Bank during the period to compensate PBM for originating loans held for investment. (2) Includes an inter-company charge of $138 credited to PBM by the Bank during the period to compensate PBM for servicing fees on loans sold on a servicing retained basis. (3) Includes $3.4 million of litigation accrual expense for the first six months of fiscal 2018, of which $2.1 million was allocated to PBM. (4) Includes a net tax charge of $1.8 million resulting from the revaluation of net deferred tax assets consistent with the Tax Cuts and Jobs Act for the six months ended December 31, 2017. For the Six Months Ended December 31, 2016 (In Thousands) Provident Provident Consolidated Net interest income $ 15,396 $ 2,777 $ 18,173 Recovery from the allowance for loan losses (310 ) (190 ) (500 ) Net interest income, after recovery from the allowance for loan losses 15,706 2,967 18,673 Non-interest income: Loan servicing and other fees (1) 319 258 577 Gain on sale of loans, net (2) 38 14,436 14,474 Deposit account fees 1,102 — 1,102 Loss on sale and operations of real estate owned acquired in the settlement of loans, net (163 ) (3 ) (166 ) Card and processing fees 725 — 725 Other 372 — 372 Total non-interest income 2,393 14,691 17,084 Non-interest expense: Salaries and employee benefits 9,536 12,127 21,663 Premises and occupancy 1,648 876 2,524 Operating and administrative expenses 2,299 3,814 6,113 Total non-interest expense 13,483 16,817 30,300 Income before income taxes 4,616 841 5,457 Provision for income taxes 2,005 354 2,359 Net income $ 2,611 $ 487 $ 3,098 Total assets, end of period $ 1,035,158 $ 156,997 $ 1,192,155 (1) Includes an inter-company charge of $223 credited to PBM by the Bank during the period to compensate PBM for originating loans held for investment. (2) Includes an inter-company charge of $168 credited to PBM by the Bank during the period to compensate PBM for servicing fees on loans sold on a servicing retained basis.

Investment Securities (Tables)

Investment Securities (Tables)	6 Months Ended
	Dec. 31, 2017
Investments, Debt and Equity Securities [Abstract]
Schedule of Available-for-sale Securities Reconciliation	The amortized cost and estimated fair value of investment securities as of December 31, 2017 and June 30, 2017 were as follows: As of December 31, 2017 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Estimated Fair Value Carrying Value (In Thousands) Held to maturity: Certificates of deposit $ 600 $ — $ — $ 600 $ 600 U.S. government sponsored enterprise MBS (1) 87,026 147 437 86,736 87,026 Total investment securities - held to maturity $ 87,626 $ 147 $ 437 $ 87,336 $ 87,626 Available for sale: U.S. government agency MBS $ 4,678 $ 181 $ — $ 4,859 $ 4,859 U.S. government sponsored enterprise MBS 2,977 150 — 3,127 3,127 Private issue CMO (2) 413 6 — 419 419 Total investment securities - available for sale $ 8,068 $ 337 $ — $ 8,405 $ 8,405 Total investment securities $ 95,694 $ 484 $ 437 $ 95,741 $ 96,031 (1) Mortgage-Backed Securities (“MBS”). (2) Collateralized Mortgage Obligations (“CMO”). As of June 30, 2017 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Estimated Fair Value Carrying Value (In Thousands) Held to maturity: Certificates of deposit $ 600 $ — $ — $ 600 $ 600 U.S. government sponsored enterprise MBS 59,841 265 77 60,029 59,841 Total investment securities - held to maturity $ 60,441 $ 265 $ 77 $ 60,629 $ 60,441 Available for sale: U.S. government agency MBS $ 5,197 $ 186 $ — $ 5,383 $ 5,383 U.S. government sponsored enterprise MBS 3,301 173 — 3,474 3,474 Private issue CMO 456 5 — 461 461 Total investment securities - available for sale $ 8,954 $ 364 $ — $ 9,318 $ 9,318 Total investment securities $ 69,395 $ 629 $ 77 $ 69,947 $ 69,759
Investments Classified by Contractual Maturity	7 and 2016. Contractual maturities of investment securities as of December 31, 2017 and June 30, 2017 were

Derivative and Other Financia25

Derivative and Other Financial Instruments with Off-Balance Sheet Risks (Tables)	6 Months Ended
	Dec. 31, 2017
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Schedule of Undisbursed Funds Commitments	The following table provides information at the dates indicated regarding undisbursed funds to borrowers on existing lines of credit with the Corporation as well as commitments to originate loans to be held for investment at the dates indicated below. Commitments December 31, 2017 June 30, 2017 (In Thousands) Undisbursed loan funds – Construction loans $ 7,358 $ 9,015 Undisbursed lines of credit – Commercial business loans 559 646 Undisbursed lines of credit – Consumer loans 525 562 Commitments to extend credit on loans to be held for investment 9,702 19,119 Total $ 18,144 $ 29,342
Schedule of Allowance for Loan Losses of Undisbursed Funds and Commitments on Loans Held for Investment	The following table provides information regarding the allowance for loan losses for the undisbursed funds and commitments to extend credit on loans to be held for investment for the quarters and six months ended December 31, 2017 and 2016. For the Quarters Ended For the Six Months (In Thousands) 2017 2016 2017 2016 Balance, beginning of the period $ 213 $ 173 $ 277 $ 204 Recovery (25 ) — (89 ) (31 ) Balance, end of the period $ 188 $ 173 $ 188 $ 173
Schedule of Impact of Derivative Financial Instruments on Gain on Sale of Loans	The net impact of derivative financial instruments is recorded within the gain on sale of loans contained in the Condensed Consolidated Statements of Operations during the quarters and six months ended December 31, 2017 and 2016 were as follows: For the Quarters Ended For the Six Months Derivative Financial Instruments 2017 2016 2017 2016 (In Thousands) Commitments to extend credit on loans to be held for sale $ 29 $ (1,098 ) $ (93 ) $ (2,309 ) Mandatory loan sale commitments and TBA MBS trades (582 ) 1,068 (791 ) 2,865 Option contracts, net — 366 (37 ) 344 Total net (loss) gain $ (553 ) $ 336 $ (921 ) $ 900
Schedule of Outstanding Derivative Instruments	The outstanding derivative financial instruments and other loan sale agreements at the dates indicated were as follows: December 31, 2017 June 30, 2017 Derivative Financial Instruments Amount Fair Amount Fair (In Thousands) Commitments to extend credit on loans to be held for sale (1) $ 48,032 $ 716 $ 92,726 $ 809 Best efforts loan sale commitments (12,890 ) — (17,225 ) — Mandatory loan sale commitments and TBA MBS trades (121,575 ) (205 ) (179,777 ) 586 Option contracts, net — — (3,000 ) 37 Total $ (86,433 ) $ 511 $ (107,276 ) $ 1,432 (1) Net of 30.6 percent at December 31, 2017 and 25.7 percent at June 30, 2017 of commitments which management has estimated may not fund.

Loans Held For Investment (Tabl

Loans Held For Investment (Tables)	6 Months Ended
	Dec. 31, 2017
Loans and Leases Receivable Disclosure [Abstract]
Schedule of Loans Held for Investment	Loans held for investment, net of fair value adjustments, consisted of the following: (In Thousands) December 31, 2017 June 30, 2017 Mortgage loans: Single-family $ 313,837 $ 322,197 Multi-family 463,786 479,959 Commercial real estate 103,366 97,562 Construction 14,430 16,009 Commercial business loans 478 576 Consumer loans 144 129 Total loans held for investment, gross 896,041 916,432 Undisbursed loan funds (7,358 ) (9,015 ) Advance payments of escrows 46 61 Deferred loan costs, net 5,322 5,480 Allowance for loan losses (8,075 ) (8,039 ) Total loans held for investment, net $ 885,976 $ 904,919
Schedule of Loans Held for Investment, Contractual Repricing	Adjustable Rate (In Thousands) Within One Year After After After Fixed Rate Total Mortgage loans: Single-family $ 152,732 $ 23,887 $ 73,968 $ 51,007 $ 12,243 $ 313,837 Multi-family 117,609 169,374 160,034 14,216 2,553 463,786 Commercial real estate 27,941 38,106 31,511 5,220 588 103,366 Construction 12,527 — — — 1,903 14,430 Commercial business loans 46 — — — 432 478 Consumer loans 144 — — — — 144 Total loans held for investment, gross $ 310,999 $ 231,367 $ 265,513 $ 70,443 $ 17,719 $ 896,041
Schedule of Allowance for Loan Losses and Recorded Investment [Table Text Block]	The following tables summarize the Corporation’s allowance for loan losses and recorded investment in gross loans, by portfolio type, at the dates and for the periods indicated. Quarter Ended December 31, 2017 (In Thousands) Single-family Multi-family Commercial Real Estate Construction Commercial Business Consumer Total Allowance for loan losses: Allowance at beginning of period $ 3,579 $ 3,431 $ 875 $ 140 $ 31 $ 7 $ 8,063 (Recovery) provision for loan losses (299 ) (136 ) 58 364 1 1 (11 ) Recoveries 48 — — — — — 48 Charge-offs (25 ) — — — — — (25 ) Allowance for loan losses, end of period $ 3,303 $ 3,295 $ 933 $ 504 $ 32 $ 8 $ 8,075 Allowance for loan losses: Individually evaluated for impairment $ — $ — $ — $ — $ 15 $ — $ 15 Collectively evaluated for impairment 3,303 3,295 933 504 17 8 8,060 Allowance for loan losses, end of period $ 3,303 $ 3,295 $ 933 $ 504 $ 32 $ 8 $ 8,075 Loans held for investment: Individually evaluated for impairment $ 7,038 $ — $ — $ — $ 76 $ — $ 7,114 Collectively evaluated for impairment 306,799 463,786 103,366 14,430 402 144 888,927 Total loans held for investment, gross $ 313,837 $ 463,786 $ 103,366 $ 14,430 $ 478 $ 144 $ 896,041 Allowance for loan losses as a percentage of gross loans held for investment 1.05 % 0.71 % 0.90 % 3.49 % 6.69 % 5.56 % 0.90 % Quarter Ended December 31, 2016 (In Thousands) Single-family Multi-family Commercial Real Estate Construction Other Mortgage Commercial Business Consumer Total Allowance for loan losses: Allowance at beginning of period $ 4,575 $ 3,186 $ 854 $ 53 $ 7 $ 42 $ 8 $ 8,725 (Recovery) provision for loan losses (304 ) (36 ) (18 ) 12 (1 ) (5 ) 2 (350 ) Recoveries 33 6 — — — — — 39 Charge-offs (21 ) — — — — — (2 ) (23 ) Allowance for loan losses, end of period $ 4,283 $ 3,156 $ 836 $ 65 $ 6 $ 37 $ 8 $ 8,391 Allowance for loan losses: Individually evaluated for impairment $ 97 $ — $ — $ — $ — $ 15 $ — $ 112 Collectively evaluated for impairment 4,186 3,156 836 65 6 22 8 8,279 Allowance for loan losses, end of period $ 4,283 $ 3,156 $ 836 $ 65 $ 6 $ 37 $ 8 $ 8,391 Loans held for investment: Individually evaluated for impairment $ 7,844 $ 374 $ — $ — $ — $ 85 $ — $ 8,303 Collectively evaluated for impairment 308,751 448,091 98,044 16,872 265 525 184 872,732 Total loans held for investment, gross $ 316,595 $ 448,465 $ 98,044 $ 16,872 $ 265 $ 610 $ 184 $ 881,035 Allowance for loan losses as a percentage of gross loans held for investment 1.35 % 0.70 % 0.85 % 0.39 % 2.26 % 6.07 % 4.35 % 0.96 % Six Months Ended December 31, 2017 (In Thousands) Single-family Multi-family Commercial Real Estate Construction Commercial Business Consumer Total Allowance for loan losses: Allowance at beginning of period $ 3,601 $ 3,420 $ 879 $ 96 $ 36 $ 7 $ 8,039 (Recovery) provision for loan losses (176 ) (125 ) 54 408 (4 ) 1 158 Recoveries 132 — — — — — 132 Charge-offs (254 ) — — — — — (254 ) Allowance for loan losses, end of period $ 3,303 $ 3,295 $ 933 $ 504 $ 32 $ 8 $ 8,075 Allowance for loan losses: Individually evaluated for impairment $ — $ — $ — $ — $ 15 $ — $ 15 Collectively evaluated for impairment 3,303 3,295 933 504 17 8 8,060 Allowance for loan losses, end of period $ 3,303 $ 3,295 $ 933 $ 504 $ 32 $ 8 $ 8,075 Loans held for investment: Individually evaluated for impairment $ 7,038 $ — $ — $ — $ 76 $ — $ 7,114 Collectively evaluated for impairment 306,799 463,786 103,366 14,430 402 144 888,927 Total loans held for investment, gross $ 313,837 $ 463,786 $ 103,366 $ 14,430 $ 478 $ 144 $ 896,041 Allowance for loan losses as a percentage of gross loans held for investment 1.05 % 0.71 % 0.90 % 3.49 % 6.69 % 5.56 % 0.90 % Six Months Ended December 31, 2016 (In Thousands) Single-family Multi-family Commercial Real Estate Construction Other Mortgage Commercial Business Consumer Total Allowance for loan losses: Allowance at beginning of period $ 4,933 $ 2,800 $ 848 $ 31 $ 7 $ 43 $ 8 $ 8,670 (Recovery) provision for loan (859 ) 343 (12 ) 34 (1 ) (6 ) 1 (500 ) Recoveries 296 13 — — — — 1 310 Charge-offs (87 ) — — — — — (2 ) (89 ) Allowance for loan losses, end of period $ 4,283 $ 3,156 $ 836 $ 65 $ 6 $ 37 $ 8 $ 8,391 Allowance for loan losses: Individually evaluated for impairment $ 97 $ — $ — $ — $ — $ 15 $ — $ 112 Collectively evaluated for impairment 4,186 3,156 836 65 6 22 8 8,279 Allowance for loan losses, end of period $ 4,283 $ 3,156 $ 836 $ 65 $ 6 $ 37 $ 8 $ 8,391 Loans held for investment: Individually evaluated for impairment $ 7,844 $ 374 $ — $ — $ — $ 85 $ — $ 8,303 Collectively evaluated for impairment 308,751 448,091 98,044 16,872 265 525 184 872,732 Total loans held for investment, gross $ 316,595 $ 448,465 $ 98,044 $ 16,872 $ 265 $ 610 $ 184 $ 881,035 Allowance for loan losses as a percentage of gross loans held for investment 1.35 % 0.70 % 0.85 % 0.39 % 2.26 % 6.07 % 4.35 % 0.96 %
Schedule of Allowance for Loan Losses	The following table summarizes the Corporation’s allowance for loan losses at December 31, 2017 and June 30, 2017: (In Thousands) December 31, 2017 June 30, 2017 Collectively evaluated for impairment: Mortgage loans: Single-family $ 3,303 $ 3,515 Multi-family 3,295 3,420 Commercial real estate 933 879 Construction 504 96 Commercial business loans 17 21 Consumer loans 8 7 Total collectively evaluated allowance 8,060 7,938 Individually evaluated for impairment: Mortgage loans: Single-family — 86 Commercial business loans 15 15 Total individually evaluated allowance 15 101 Total loan loss allowance $ 8,075 $ 8,039 The following table is provided to disclose additional details on the Corporation’s allowance for loan losses: For the Quarters Ended For the Six Months Ended (Dollars in Thousands) 2017 2016 2017 2016 Allowance at beginning of period $ 8,063 $ 8,725 $ 8,039 $ 8,670 (Recovery) provision for loan losses (11 ) (350 ) 158 (500 ) Recoveries: Mortgage loans: Single-family 48 33 132 296 Multi-family — 6 — 13 Consumer loans — — — 1 Total recoveries 48 39 132 310 Charge-offs: Mortgage loans: Single-family (25 ) (21 ) (254 ) (87 ) Consumer loans — (2 ) — (2 ) Total charge-offs (25 ) (23 ) (254 ) (89 ) Net recoveries (charge-offs) 23 16 (122 ) 221 Balance at end of period $ 8,075 $ 8,391 $ 8,075 $ 8,391 Allowance for loan losses as a percentage of gross loans held for investment at the end of the period 0.90 % 0.96 % 0.90 % 0.96 % Net (recoveries) charge-offs as a percentage of average loans receivable, net, during the period (annualized) (0.01 )% (0.01 )% 0.02 % (0.04 )%
Schedule of Recorded Investment in Non-Performing Loans	At December 31, 2017 Unpaid Net Principal Related Recorded Recorded (In Thousands) Balance Charge-offs Investment Allowance (1) Investment Mortgage loans: Single-family: With a related allowance $ 1,126 $ — $ 1,126 $ (240 ) $ 886 Without a related allowance (2) 7,951 (913 ) 7,038 — 7,038 Total single-family 9,077 (913 ) 8,164 (240 ) 7,924 Commercial business loans: With a related allowance 76 — 76 (15 ) 61 Total commercial business loans 76 — 76 (15 ) 61 Total non-performing loans $ 9,153 $ (913 ) $ 8,240 $ (255 ) $ 7,985 (1) Consists of collectively and individually evaluated allowances, specifically assigned to the individual loan, and fair value adjustments. (2) There was no related allowance for loan losses because the loans have been charged-off to their fair value or the fair value of the collateral is higher than the loan balance. At June 30, 2017 Unpaid Net Principal Related Recorded Recorded (In Thousands) Balance Charge-offs Investment Allowance (1) Investment Mortgage loans: Single-family: With a related allowance $ 1,821 $ — $ 1,821 $ (325 ) $ 1,496 Without a related allowance (2) 7,119 (886 ) 6,233 — 6,233 Total single-family 8,940 (886 ) 8,054 (325 ) 7,729 Commercial real estate: Without a related allowance (2) 201 — 201 — 201 Total commercial real estate 201 — 201 — 201 Commercial business loans: With a related allowance 80 — 80 (15 ) 65 Total commercial business loans 80 — 80 (15 ) 65 Total non-performing loans $ 9,221 $ (886 ) $ 8,335 $ (340 ) $ 7,995 (1) Consists of collectively and individually evaluated allowances, specifically assigned to the individual loan, and fair value adjustments. (2) There was no related allowance for loan losses because the loans have been charged-off to their fair value or the fair value of the collateral is higher than the loan balance.
Schedule of Average Recorded Investment in Non-Performing Loans and Related Interest Income [Table Text Block]	The following tables present the average recorded investment in non-performing loans and the related interest income recognized for the quarters and six months ended December 31, 2017 and 2016: Quarter Ended December 31, 2017 2016 Average Interest Average Interest Recorded Income Recorded Income (In Thousands) Investment Recognized Investment Recognized Without related allowances: Mortgage loans: Single-family $ 7,301 $ — $ 7,458 $ 1 Multi-family — — 375 — 7,301 — 7,833 1 With related allowances: Mortgage loans: Single-family 786 8 2,578 19 Multi-family — — 92 12 Commercial business loans 76 2 88 2 862 10 2,758 33 Total $ 8,163 $ 10 $ 10,591 $ 34 Six Months Ended December 31, 2017 2016 Average Interest Average Interest Recorded Income Recorded Income Investment Recognized Investment Recognized Without related allowances: Mortgage loans: Single-family $ 7,659 $ 135 $ 7,771 $ 37 Multi-family — — 377 — Commercial real estate 34 13 — — 7,693 148 8,148 37 With related allowances: Mortgage loans: Single-family 608 19 2,517 46 Multi-family — — 279 17 Commercial business loans 77 3 91 3 685 22 2,887 66 Total $ 8,378 $ 170 $ 11,035 $ 103
Schedule of Aging Analysis of Non-Performing Loans	The following tables denote the past due status of the Corporation's gross loans held for investment, net of fair value adjustments, at the dates indicated. December 31, 2017 (In Thousands) Current 30-89 Days Past Due Non-Accrual (1) Total Loans Held for Investment Mortgage loans: Single-family $ 304,173 $ 1,537 $ 8,127 $ 313,837 Multi-family 463,786 — — 463,786 Commercial real estate 103,366 — — 103,366 Construction 14,430 — — 14,430 Commercial business loans 402 — 76 478 Consumer loans 144 — — 144 Total loans held for investment, gross $ 886,301 $ 1,537 $ 8,203 $ 896,041 (1) All loans 90 days or greater past due are placed on non-accrual status. June 30, 2017 (In Thousands) Current 30-89 Days Past Due Non-Accrual (1) Total Loans Held for Investment Mortgage loans: Single-family $ 313,146 $ 1,035 $ 8,016 $ 322,197 Multi-family 479,959 — — 479,959 Commercial real estate 97,361 — 201 97,562 Construction 16,009 — — 16,009 Commercial business loans 496 — 80 576 Consumer loans 129 — — 129 Total loans held for investment, gross $ 907,100 $ 1,035 $ 8,297 $ 916,432 (1) All loans 90 days or greater past due are placed on non-accrual status.
Schedule of Troubled Debt Restructurings by Nonaccrual Versus Accrual Status	The following table summarizes at the dates indicated the restructured loan balances, net of allowance for loan losses, by loan type and non-accrual versus accrual status: At At (In Thousands) December 31, 2017 June 30, 2017 Restructured loans on non-accrual status: Mortgage loans: Single-family $ 3,416 $ 3,061 Commercial business loans 61 65 Total 3,477 3,126 Restructured loans on accrual status: Mortgage loans: Single-family 962 506 Total 962 506 Total restructured loans $ 4,439 $ 3,632
Schedule of Recorded Investment in Restructured Loans [Table Text Block]	The following tables identify the Corporation’s total recorded investment in restructured loans by type at the dates and for the periods indicated. At December 31, 2017 Unpaid Net Principal Related Recorded Recorded (In Thousands) Balance Charge-offs Investment Allowance (1) Investment Mortgage loans: Single-family: Without a related allowance (2) $ 4,914 $ (536 ) $ 4,378 $ — $ 4,378 Total single-family 4,914 (536 ) 4,378 — 4,378 Commercial business loans: With a related allowance 76 — 76 (15 ) 61 Total commercial business loans 76 — 76 (15 ) 61 Total restructured loans $ 4,990 $ (536 ) $ 4,454 $ (15 ) $ 4,439 (1) Consists of collectively and individually evaluated allowances, specifically assigned to the individual loan. (2) There was no related allowance for loan losses because the loans have been charged-off to their fair value or the fair value of the collateral is higher than the loan balance. At June 30, 2017 Unpaid Net Principal Related Recorded Recorded (In Thousands) Balance Charge-offs Investment Allowance (1) Investment Mortgage loans: Single-family With a related allowance $ 485 $ — $ 485 $ (97 ) $ 388 Without a related allowance (2) 3,618 (439 ) 3,179 — 3,179 Total single-family 4,103 (439 ) 3,664 (97 ) 3,567 Commercial business loans: With a related allowance 80 — 80 (15 ) 65 Total commercial business loans 80 — 80 (15 ) 65 Total restructured loans $ 4,183 $ (439 ) $ 3,744 $ (112 ) $ 3,632 (1) Consists of collectively and individually evaluated allowances, specifically assigned to the individual loan. (2) There was no related allowance for loan losses because the loans have been charged-off to their fair value or the fair value of the collateral is higher than the loan balance.
Schedule of Gross Loans Held for Investment by Loan Types and Risk Category [Table Text Block]	The following tables summarize gross loans held for investment, net of fair value adjustments, by loan types and risk category at the dates indicated: December 31, 2017 (In Thousands) Single-family Multi-family Commercial Real Estate Construction Commercial Business Consumer Total Pass $ 302,868 $ 463,786 $ 103,366 $ 10,734 $ 402 $ 144 $ 881,300 Special Mention 2,842 — — 926 — — 3,768 Substandard 8,127 — — 2,770 76 — 10,973 Total loans held for investment, gross $ 313,837 $ 463,786 $ 103,366 $ 14,430 $ 478 $ 144 $ 896,041 June 30, 2017 (In Thousands) Single-family Multi-family Commercial Real Estate Construction Commercial Business Consumer Total Pass $ 310,738 $ 479,687 $ 97,361 $ 16,009 $ 496 $ 129 $ 904,420 Special Mention 3,443 272 — — — — 3,715 Substandard 8,016 — 201 — 80 — 8,297 Total loans held for investment, gross $ 322,197 $ 479,959 $ 97,562 $ 16,009 $ 576 $ 129 $ 916,432

Fair Value of Financial Instr27

Fair Value of Financial Instruments (Tables)	6 Months Ended
	Dec. 31, 2017
Fair Value Disclosures [Abstract]
Schedule of Aggregate Fair Value and Aggregate Unpaid Principal Balance of Loans Held for Sale	(In Thousands) Aggregate Fair Value Aggregate Unpaid Principal Balance Net Unrealized (Loss) Gain As of December 31, 2017: Loans held for investment, at fair value $ 5,157 $ 5,362 $ (205 ) Loans held for sale, at fair value $ 96,589 $ 93,449 $ 3,140 As of June 30, 2017: Loans held for investment, at fair value $ 6,445 $ 6,696 $ (251 ) Loans held for sale, at fair value $ 116,548 $ 112,940 $ 3,608
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis	The following fair value hierarchy tables present information at the dates indicated about the Corporation’s assets measured at fair value on a recurring basis: Fair Value Measurement at December 31, 2017 Using: (In Thousands) Level 1 Level 2 Level 3 Total Assets: Investment securities - available for sale: U.S. government agency MBS $ — $ 4,859 $ — $ 4,859 U.S. government sponsored enterprise MBS — 3,127 — 3,127 Private issue CMO — — 419 419 Investment securities - available for sale — 7,986 419 8,405 Loans held for investment, at fair value — — 5,157 5,157 Loans held for sale, at fair value — 96,589 — 96,589 Interest-only strips — — 26 26 Derivative assets: Commitments to extend credit on loans to be held for sale — — 737 737 TBA MBS trades — 2 — 2 Derivative assets — 2 737 739 Total assets $ — $ 104,577 $ 6,339 $ 110,916 Liabilities: Derivative liabilities: Commitments to extend credit on loans to be held for sale $ — $ — $ 21 $ 21 Mandatory loan sale commitments — — 24 24 TBA MBS trades — 183 — 183 Derivative liabilities — 183 45 228 Total liabilities $ — $ 183 $ 45 $ 228 Fair Value Measurement at June 30, 2017 Using: (In Thousands) Level 1 Level 2 Level 3 Total Assets: Investment securities - available for sale: U.S. government agency MBS $ — $ 5,383 $ — $ 5,383 U.S. government sponsored enterprise MBS — 3,474 — 3,474 Private issue CMO — — 461 461 Investment securities - available for sale — 8,857 461 9,318 Loans held for investment, at fair value — — 6,445 6,445 Loans held for sale, at fair value — 116,548 — 116,548 Interest-only strips — — 31 31 Derivative assets: Commitments to extend credit on loans to be held for sale — — 847 847 Mandatory loan sale commitments — — 47 47 TBA MBS trades — 539 — 539 Option contracts — — 37 37 Derivative assets — 539 931 1,470 Total assets $ — $ 125,944 $ 7,868 $ 133,812 Liabilities: Derivative liabilities: Commitments to extend credit on loans to be held for sale $ — $ — $ 38 $ 38 Derivative liabilities — — 38 38 Total liabilities $ — $ — $ 38 $ 38
Schedule for Reconciliation of Recurring Fair Value Measurements Using Level 3 Inputs	The following tables summarize reconciliations of the beginning and ending balances during the periods shown of recurring fair value measurements recognized in the Condensed Consolidated Statements of Financial Condition using Level 3 inputs: For the Quarter Ended December 31, 2017 Fair Value Measurement Using Significant Other Unobservable Inputs (Level 3) (In Thousands) Private Issue CMO Loans Held For Investment, at fair value (1) Interest- Only Strips Loan Commit- ments to Originate (2) Manda- tory Commit- ments (3) Total Beginning balance at September 30, 2017 $ 448 $ 6,924 $ 28 $ 687 $ (4 ) $ 8,083 Total gains or losses (realized/unrealized): Included in earnings — 38 — 29 (20 ) 47 Included in other comprehensive loss — — (2 ) — — (2 ) Purchases — — — — — — Issuances — — — — — — Settlements (29 ) (1,805 ) — — — (1,834 ) Transfers in and/or out of Level 3 — — — — — — Ending balance at December 31, 2017 $ 419 $ 5,157 $ 26 $ 716 $ (24 ) $ 6,294 (1) The valuation of loans held for investment at fair value includes the management estimates of the specific credit risk attributes of each loan (Level 3), in addition to the quoted secondary-market prices which account for interest rate characteristics. (2) Consists of commitments to extend credit on loans to be held for sale. (3) Consists of mandatory loan sale commitments. For the Quarter Ended December 31, 2016 Fair Value Measurement Using Significant Other Unobservable Inputs (Level 3) (In Thousands) Private Issue CMO Loans Held For Investment, at fair value (1) Interest- Only Strips Loan Commit- ments to Originate (2) Manda- tory Commit- ments (3) Option Contracts Total Beginning balance at September 30, 2016 $ 560 $ 5,529 $ 42 $ 2,574 $ (24 ) $ 22 $ 8,703 Total gains or losses (realized/unrealized): Included in earnings — (139 ) — (1,098 ) (250 ) 366 (1,121 ) Included in other comprehensive income (loss) — — (5 ) — — — (5 ) Purchases — — — — — 94 94 Issuances — — — — — — — Settlements (22 ) (250 ) — — (6 ) (482 ) (760 ) Transfers in and/or out of Level 3 — 824 — — — — 824 Ending balance at December 31, 2016 $ 538 $ 5,964 $ 37 $ 1,476 $ (280 ) $ — $ 7,735 (1) The valuation of loans held for investment at fair value includes the management estimates of the specific credit risk attributes of each loan (Level 3), in addition to the quoted secondary-market prices which account for interest rate characteristics. (2) Consists of commitments to extend credit on loans to be held for sale. (3) Consists of mandatory loan sale commitments. For the Six Months Ended December 31, 2017 Fair Value Measurement Using Significant Other Unobservable Inputs (Level 3) (In Thousands) Private Issue CMO Loans Held For Investment, at fair value (1) Interest- Only Strips Loan Commit- ments to Originate (2) Manda- tory Commit- ments (3) Option Contracts Total Beginning balance at June 30, 2017 $ 461 $ 6,445 $ 31 $ 809 $ 47 $ 37 $ 7,830 Total gains or losses (realized/unrealized): Included in earnings — 46 — (93 ) (73 ) (37 ) (157 ) Included in other comprehensive loss 1 — (5 ) — — — (4 ) Purchases — — — — — — — Issuances — — — — — — — Settlements (43 ) (1,856 ) — — 2 — (1,897 ) Transfers in and/or out of Level 3 — 522 — — — — 522 Ending balance at December 31, 2017 $ 419 $ 5,157 $ 26 $ 716 $ (24 ) $ — $ 6,294 (1) The valuation of loans held for investment at fair value includes the management estimates of the specific credit risk attributes of each loan (Level 3), in addition to the quoted secondary-market prices which account for interest rate characteristics. (2) Consists of commitments to extend credit on loans to be held for sale. (3) Consists of mandatory loan sale commitments. For the Six Months Ended December 31, 2016 Fair Value Measurement Using Significant Other Unobservable Inputs (Level 3) (In Thousands) Private Issue CMO Loans Held For Investment, at fair value (1) Interest- Only Strips Loan Commit- ments to originate (2) Manda- tory Commit- ments (3) Option Contracts Total Beginning balance at June 30, 2016 $ 601 $ 5,159 $ 47 $ 3,785 $ (31 ) $ — $ 9,561 Total gains or losses (realized/ unrealized): Included in earnings — (101 ) — (2,309 ) (255 ) 344 (2,321 ) Included in other comprehensive (loss) income 1 — (10 ) — — — (9 ) Purchases — — — — — 138 138 Issuances — — — — — — — Settlements (64 ) (678 ) — — 6 (482 ) (1,218 ) Transfers in and/or out of Level 3 — 1,584 — — — — 1,584 Ending balance at December 31, 2016 $ 538 $ 5,964 $ 37 $ 1,476 $ (280 ) $ — $ 7,735
Schedule of Fair Value Assets Measured on Nonrecurring Basis	The following fair value hierarchy tables present information about the Corporation’s assets measured at fair value at the dates indicated on a nonrecurring basis: Fair Value Measurement at December 31, 2017 Using: (In Thousands) Level 1 Level 2 Level 3 Total Non-performing loans $ — $ 7,038 $ 947 $ 7,985 MSA — — 450 450 Real estate owned, net — 621 — 621 Total $ — $ 7,659 $ 1,397 $ 9,056 Fair Value Measurement at June 30, 2017 Using: (In Thousands) Level 1 Level 2 Level 3 Total Non-performing loans $ — $ 7,049 $ 946 $ 7,995 MSA — — 407 407 Real estate owned, net — 1,615 — 1,615 Total $ — $ 8,664 $ 1,353 $ 10,017
Schedule of Additional Information About Valuation Techniques and Inputs Used for Assets and Liabilities	The following table presents additional information about valuation techniques and inputs used for assets and liabilities, including derivative financial instruments, which are measured at fair value and categorized within Level 3 as of December 31, 2017: (Dollars In Thousands) Fair Value Valuation Techniques Unobservable Inputs Range (1) (Weighted Average) Impact to Valuation from an Increase in Inputs (2) Assets: Securities available - for sale: Private issue CMO $ 419 Market comparable pricing Comparability adjustment 0.6% – 1.7% (1.5%) Increase Loans held for investment, at fair value $ 5,157 Relative value Broker quotes 97.9% – 104.8% Increase Non-performing loans $ 61 Discounted cash flow Default rates 5.0% Decrease Non-performing loans $ 886 Relative value analysis Loss severity 20.0% - 30.0% (21.4%) Decrease MSA $ 450 Discounted cash flow Prepayment speed (CPR) Discount rate 10.2% - 60.0% (21.3%) Decrease Interest-only strips $ 26 Discounted cash flow Prepayment speed (CPR) Discount rate 15.6% - 29.7% (27.4%) Decrease Commitments to extend credit on loans to be held for sale $ 737 Relative value analysis TBA-MBS broker quotes Fall-out ratio (3) 99.3% – 105.1% Increase Liabilities: Commitments to extend credit on loans to be held for sale $ 21 Relative value analysis TBA-MBS broker quotes Fall-out ratio (3) 98.5% – 101.5% Increase Mandatory loan sale commitments $ 24 Relative value analysis TBA MBS broker quotes Roll-forward costs (4) 100.9% - 103.4% Decrease (1) The range is based on the estimated fair values and management estimates. (2) Unless otherwise noted, this column represents the directional change in the fair value of the Level 3 investments that would result from an increase to the corresponding unobservable input. A decrease to the unobservable input would have the opposite effect. Significant changes in these inputs in isolation could result in significantly higher or lower fair value measurements. (3) The percentage of commitments to extend credit on loans to be held for sale which management has estimated may not fund. (4) An estimated cost to roll forward the mandatory loan sale commitments which management has estimated may not be delivered to the corresponding investors in a timely manner.
Schedule of Carrying Amount and Fair Value of Financial Instruments	The carrying amount and fair value of the Corporation’s other financial instruments as of December 31, 2017 and June 30, 2017 was as follows: December 31, 2017 (In Thousands) Carrying Fair Financial assets: Investment securities - held to maturity $ 87,626 $ 87,336 — $ 87,336 $ — Loans held for investment, not recorded at fair value $ 880,819 $ 864,096 — — $ 864,096 FHLB – San Francisco stock $ 8,108 $ 8,108 — $ 8,108 — Financial liabilities: Deposits $ 907,788 $ 874,441 — — $ 874,441 Borrowings $ 111,189 $ 111,141 — — $ 111,141 June 30, 2017 (In Thousands) Carrying Fair Financial assets: Investment securities - held to maturity $ 60,441 $ 60,629 — $ 60,629 — Loans held for investment, not recorded at fair value $ 898,474 $ 885,650 — — $ 885,650 FHLB – San Francisco stock $ 8,108 $ 8,108 — $ 8,108 — Financial liabilities: Deposits $ 926,521 $ 896,140 — — $ 896,140 Borrowings $ 126,226 $ 126,083 — — $ 126,083

Incentive Plans (Tables)

Incentive Plans (Tables)	6 Months Ended
	Dec. 31, 2017
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Schedule of Share-based Payment Award, Stock Options, Valuation Assumptions [Table Text Block]
Schedule of Nonvested Share Activity [Table Text Block]	The following table summarizes the unvested restricted stock activity in the quarter and six months ended December 31, 2017. For the Quarter Ended December 31, 2017 Unvested Shares Shares Weighted-Average Award Date Fair Value Unvested at September 30, 2017 109,000 $14.45 Granted — $— Vested — $— Forfeited — $— Unvested at December 31, 2017 109,000 $14.45 Expected to vest at December 31, 2017 87,200 $14.45 For the Six Months Ended December 31, 2017 Unvested Shares Shares Weighted-Average Award Date Fair Value Unvested at June 30, 2017 111,000 $14.16 Granted — $— Vested — $— Forfeited (2,000 ) $13.30 Unvested at December 31, 2017 109,000 $14.45 Expected to vest at December 31, 2017 87,200 $14.45
Equity Incentive Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Schedule of Share-based Compensation, Stock Options, Activity [Table Text Block]	The following tables summarize the stock option activity in the Plans for the quarter and six months ended December 31, 2017. For the Quarter Ended December 31, 2017 Options Shares Weighted- Average Exercise Price Weighted- Average Remaining Contractual Term (Years) Aggregate Intrinsic Value ($000) Outstanding at September 30, 2017 591,250 $12.27 Granted — $— Exercised (5,750 ) $14.59 Forfeited — $— Outstanding at December 31, 2017 585,500 $12.25 5.29 $3,633 Vested and expected to vest at December 31, 2017 545,350 $12.03 5.17 $3,501 Exercisable at December 31, 2017 384,750 $10.67 4.41 $2,973 For the Six Months Ended December 31, 2017 Options Shares Weighted- Average Exercise Price Weighted- Average Remaining Contractual Term (Years) Aggregate Intrinsic Value ($000) Outstanding at June 30, 2017 615,250 $12.14 Granted — $— Exercised (27,250 ) $9.57 Forfeited (2,500 ) $14.59 Outstanding at December 31, 2017 585,500 $12.25 5.29 $3,633 Vested and expected to vest at December 31, 2017 545,350 $12.03 5.17 $3,501 Exercisable at December 31, 2017 384,750 $10.67 4.41 $2,973
Stock Option Plans [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Schedule of Share-based Compensation, Stock Options, Activity [Table Text Block]	The following table summarizes the activity in the Stock Option Plan for the six months ended December 31, 2017. For the Six Months Ended December 31, 2017 Options Shares Weighted- Average Exercise Price Weighted- Average Remaining Contractual Term (Years) Aggregate Intrinsic Value ($000) Outstanding at June 30, 2017 50,000 $19.92 Granted — $— Exercised — $— Forfeited (50,000 ) $19.92 Outstanding at December 31, 2017 — $— — $— Vested and expected to vest at December 31, 2017 — $— — $— Exercisable at December 31, 2017 — $— — $—

Offsetting Derivative and Oth29

Offsetting Derivative and Other Financial Instruments (Tables)	6 Months Ended
	Dec. 31, 2017
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block]	As of December 31, 2017: Gross Net Amount Amount Offset in the of Assets in Gross Amount Not Offset in Condensed the Condensed the Condensed Consolidated Gross Consolidated Consolidated Statements of Financial Condition Amount of Statements Statements Cash Recognized of Financial of Financial Financial Collateral Net (In Thousands) Assets Condition Condition Instruments Received Amount Assets Derivatives $ 2 $ — $ 2 $ — $ — $ 2 Total $ 2 $ — $ 2 $ — $ — $ 2 Gross Net Amount Amount Offset in the of Liabilities in Gross Amount Not Offset in Condensed the Condensed the Condensed Consolidated Gross Consolidated Consolidated Statements of Financial Condition Amount of Statements Statements Cash Recognized of Financial of Financial Financial Collateral Net (In Thousands) Liabilities Condition Condition Instruments Received Amount Liabilities Derivatives $ 207 $ — $ 207 $ — $ — $ 207 Total $ 207 $ — $ 207 $ — $ — $ 207 As of June 30, 2017: Gross Net Amount Amount Offset in the of Assets in Gross Amount Not Offset in Condensed the Condensed the Condensed Consolidated Gross Consolidated Consolidated Statements of Financial Condition Amount of Statements Statements Cash Recognized of Financial of Financial Financial Collateral Net (In Thousands) Assets Condition Condition Instruments Received Amount Assets Derivatives $ 623 $ — $ 623 $ — $ — $ 623 Total $ 623 $ — $ 623 $ — $ — $ 623 Gross Net Amount Amount Offset in the of Liabilities in Gross Amount Not Offset in Condensed the Condensed the Condensed Consolidated Gross Consolidated Consolidated Statements of Financial Condition Amount of Statements Statements Cash Recognized of Financial of Financial Financial Collateral Net (In Thousands) Liabilities Condition Condition Instruments Received Amount Liabilities Derivatives $ — $ — $ — $ — $ — $ — Total $ — $ — $ — $ — $ — $ —

Reclassification Adjustment o30

Reclassification Adjustment of Accumulated Other Comprehensive Income ("AOCI") (Tables)	6 Months Ended
	Dec. 31, 2017
Equity [Abstract]
Schedule of Accumulated Other Comprehensive Income	The following tables provide the changes in AOCI by component for the quarters and six months ended December 31, 2017 and 2016. For the Quarter Ended December 31, 2017 Unrealized gains and losses on (In Thousands) Investment securities available for sale Interest-only strips Total Beginning balance at September 30, 2017 $ 214 $ 16 $ 230 Other comprehensive loss before reclassifications (61 ) (4 ) (65 ) Amount reclassified from accumulated other comprehensive income 42 3 45 Net other comprehensive loss (19 ) (1 ) (20 ) Ending balance at December 31, 2017 $ 195 $ 15 $ 210

Earnings Per Share (Details)

Earnings Per Share (Details) - shares	3 Months Ended
	Dec. 31, 2017	Dec. 31, 2016
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Stock options, outstanding	585,500	903,000
Restricted Stock Shares	109,000	105,000
Stock Options [Member]
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Antidilutive securities excluded from computation of earnings per share	585,500	151,000

Earnings Per Share_ Schedule of

Earnings Per Share: Schedule of Earnings Per Share, Basic and Diluted (Details) - USD ($) $ / shares in Units, shares in Thousands, $ in Thousands	3 Months Ended		6 Months Ended
	Dec. 31, 2017	Dec. 31, 2016	Dec. 31, 2017	Dec. 31, 2016
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Net income – numerator for basic earnings per share and diluted earnings per share - available to common stockholders	$ (777)	$ 1,504	$ (1,002)	$ 3,098
Weighted-average shares, Basic	7,566	7,954	7,630	7,951
Adjusted weighted-average shares and assumed conversions	7,566	8,145	7,630	8,150
Basic earnings per share (in dollars per share)	$ (0.10)	$ 0.19	$ (0.13)	$ 0.39
Diluted earnings per share (in dollars per share)	$ (0.10)	$ 0.18	$ (0.13)	$ 0.38
Stock Options [Member]
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Effect of dilutive securities	0	170	0	164
Restricted Stock [Member]
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Effect of dilutive securities	0	21	0	35

Operating Segment Reports (Deta

Operating Segment Reports (Details) $ in Thousands	3 Months Ended				6 Months Ended
	Dec. 31, 2017USD ($)		Dec. 31, 2016USD ($)		Dec. 31, 2017USD ($)segment		Dec. 31, 2016USD ($)		Jun. 30, 2017USD ($)
Number of operating segments | segment					2
Net interest income	$ 8,751		$ 9,085		$ 17,869		$ 18,173
Recovery from the allowance for loan losses	(11)		(350)		158		(500)
Net interest income, after (recovery) provision for loan losses	8,762		9,435		17,711		18,673
Loan servicing and other fees	317	[1]	310	[2]	680	[3]	577	[4]
(Loss) gain on sale of loans, net	4,317	[5]	6,478	[5]	9,164	[6]	14,474	[7]
Deposit account fees	536		552		1,094		1,102
Loss on sale and operations of real estate owned acquired in the settlement of loans, net	(22)		(63)		(62)		(166)
Card and processing fees	373		361		754		725
Other	220		194		463		372
Total non-interest income	5,741		7,832		12,093		17,084
Salaries and employee benefits	8,633		10,349		17,902		21,663
Premises and occupancy	1,260		1,235		2,574		2,524
Operating and administrative expenses	3,320		3,084		8,471		6,113
Total non-interest expense	13,213		14,668		28,947		30,300
Income before income taxes	1,290		2,599		857		5,457
Provision for income taxes	2,067		1,095		1,859		2,359
Net (loss) income	(777)		1,504		(1,002)		3,098
Total assets, end of period	1,162,131		1,192,155		1,162,131		1,192,155		$ 1,200,633
Litigation Settlement, Expense	650				3,400
Income Tax Expense - DTA	1,800				1,800
Loan Origination Fees
Inter-company charge	99		128		339		223
Loan Servicing Fees
Inter-company charge	79		109		138		168
Provident Bank Mortgage (PBM) [Member]
Litigation Settlement, Expense	650
Provident Bank
Net interest income	8,217		7,821		16,767		15,396
Recovery from the allowance for loan losses	(11)		(346)		158		(310)
Net interest income, after (recovery) provision for loan losses	8,228		8,167		16,609		15,706
Loan servicing and other fees	108	[1]	250	[2]	155	[3]	319	[4]
(Loss) gain on sale of loans, net	22	[5]	37	[5]	22	[6]	38	[7]
Deposit account fees	536		552		1,094		1,102
Loss on sale and operations of real estate owned acquired in the settlement of loans, net	(22)		(58)		(62)		(163)
Card and processing fees	373		361		754		725
Other	220		194		463		372
Total non-interest income	1,237		1,336		2,426		2,393
Salaries and employee benefits	4,449		4,642		8,951		9,536
Premises and occupancy	822		792		1,649		1,648
Operating and administrative expenses	1,189		1,152		3,440		2,299
Total non-interest expense	6,460		6,586		14,040		13,483
Income before income taxes	3,005		2,917		4,995		4,616
Provision for income taxes	2,532		1,228		3,343		2,005
Net (loss) income	473		1,689		1,652		2,611
Total assets, end of period	1,065,204		1,035,158		1,065,204		1,035,158
Provident Bank Mortgage
Net interest income	534		1,264		1,102		2,777
Recovery from the allowance for loan losses	0		(4)		0		(190)
Net interest income, after (recovery) provision for loan losses	534		1,268		1,102		2,967
Loan servicing and other fees	209	[1]	60	[2]	525	[3]	258	[4]
(Loss) gain on sale of loans, net	4,295	[5]	6,441	[5]	9,142	[6]	14,436	[7]
Deposit account fees	0		0		0		0
Loss on sale and operations of real estate owned acquired in the settlement of loans, net	0		(5)		0		(3)
Card and processing fees	0		0		0		0
Other	0		0		0		0
Total non-interest income	4,504		6,496		9,667		14,691
Salaries and employee benefits	4,184		5,707		8,951		12,127
Premises and occupancy	438		443		925		876
Operating and administrative expenses	2,131		1,932		5,031		3,814
Total non-interest expense	6,753		8,082		14,907		16,817
Income before income taxes	(1,715)		(318)		(4,138)		841
Provision for income taxes	(465)		(133)		(1,484)		354
Net (loss) income	(1,250)		(185)		(2,654)		487
Total assets, end of period	$ 96,927		$ 156,997		96,927		$ 156,997
Litigation Settlement, Expense					$ 2,100
[1]	Includes an inter-company charge of $99 credited to PBM by the Bank during the period to compensate PBM for originating loans held for investment.
[2]	Includes an inter-company charge of $128 credited to PBM by the Bank during the period to compensate PBM for originating loans held for investment.
[3]	For the Six Months Ended December 31, 2016(In Thousands)ProvidentBankProvidentBankMortgageConsolidatedTotalsNet interest income$15,396$2,777$18,173Recovery from the allowance for loan losses(310)(190)(500)Net interest income, after recovery from the allowance for loan losses15,7062,96718,673 Non-interest income: Loan servicing and other fees (1)319258577 Gain on sale of loans, net (2)3814,43614,474Deposit account fees1,102—1,102 Loss on sale and operations of real estate owned acquired in the settlement of loans, net(163)(3)(166)Card and processing fees725—725Other372—372Total non-interest income2,39314,69117,084 Non-interest expense: Salaries and employee benefits9,53612,12721,663Premises and occupancy1,6488762,524Operating and administrative expenses2,2993,8146,113Total non-interest expense13,48316,81730,300Income before income taxes4,6168415,457Provision for income taxes2,0053542,359Net income$2,611$487$3,098Total assets, end of period$1,035,158$156,997$1,192,155
[4]	{F|ahBzfndlYmZpbGluZ3MtaHJkcmoLEgZYTUxEb2MiXlhCUkxEb2NHZW5JbmZvOmEwMjc5YzkwODg4NjQ1ZTFiMjQ4Y2JhMjQzMDYyOWRifFRleHRTZWxlY3Rpb246QUM3NEIyNDQ2N0FBNUY1QkI5QjYyMzA1QUFDNzE1RTUM}
[5]	Includes an inter-company charge of $79 credited to PBM by the Bank during the period to compensate PBM for servicing fees on loans sold on a servicing retained basis.
[6]	For the Six Months Ended December 31, 2016(In Thousands)ProvidentBankProvidentBankMortgageConsolidatedTotalsNet interest income$15,396$2,777$18,173Recovery from the allowance for loan losses(310)(190)(500)Net interest income, after recovery from the allowance for loan losses15,7062,96718,673 Non-interest income: Loan servicing and other fees (1)319258577 Gain on sale of loans, net (2)3814,43614,474Deposit account fees1,102—1,102 Loss on sale and operations of real estate owned acquired in the settlement of loans, net(163)(3)(166)Card and processing fees725—725Other372—372Total non-interest income2,39314,69117,084 Non-interest expense: Salaries and employee benefits9,53612,12721,663Premises and occupancy1,6488762,524Operating and administrative expenses2,2993,8146,113Total non-interest expense13,48316,81730,300Income before income taxes4,6168415,457Provision for income taxes2,0053542,359Net income$2,611$487$3,098Total assets, end of period$1,035,158$156,997$1,192,155
[7]	{F|ahBzfndlYmZpbGluZ3MtaHJkcmoLEgZYTUxEb2MiXlhCUkxEb2NHZW5JbmZvOmEwMjc5YzkwODg4NjQ1ZTFiMjQ4Y2JhMjQzMDYyOWRifFRleHRTZWxlY3Rpb246OUExMDMwQzdFMDczNTA3Nzg4NzJGNTIxNDQ3RjdDQzgM}

Investment Securities_ Schedule

Investment Securities: Schedule of Available-for-sale Securities Reconciliation (Details) - USD ($) $ in Thousands		3 Months Ended			6 Months Ended			12 Months Ended
		Dec. 31, 2017		Dec. 31, 2016	Dec. 31, 2017		Dec. 31, 2016	Jun. 30, 2017		Jun. 30, 2016
Schedule of Available-for-sale Securities [Line Items]
Total Investment Securities, Amortized Cost Basis		$ 95,694			$ 95,694			$ 69,395		$ 69,395
Proceeds from Maturities, Prepayments and Calls of Mortgage Backed Securities (MBS)		5,800		$ 3,200	11,722		$ 7,296
Amortized Cost		8,068			8,068			8,954
Held-to-maturity Securities, Gross Gains, Derivatives					147			265
Held-to-maturity Securities, Gross Losses, Derivatives					437			77
Held-to-maturity Securities		87,626			87,626			60,441
Held-to-maturity Securities, Fair Value		87,336			87,336			60,629
Held-to-maturity Securities, Amortized Cost before Other than Temporary Impairment		87,626			87,626			60,441
Gross Unrealized Gains					337			364
Gross Unrealized Losses					0			0
Investment securities – available for sale, at fair value		8,405			8,405			9,318
Carrying Value		8,405			8,405			9,318
Total Investment Securities, Gross Unrealized Gains					484			629
Total Investment Securities, Gross Unrealized Losses					437			77
Total Investment Securites		95,741			95,741			69,947		69,947
Total Investment Securities, Carrying Value		96,031			96,031			69,759
Certificates of Deposit [Member]
Schedule of Available-for-sale Securities [Line Items]
Held-to-maturity Securities, Gross Gains, Derivatives					0			0
Held-to-maturity Securities, Gross Losses, Derivatives					0			0
Held-to-maturity Securities		600			600			600
Held-to-maturity Securities, Amortized Cost before Other than Temporary Impairment		600			600			600
Categories of Investments, Marketable Securities, Available-for-sale Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Investment securities – available for sale, at fair value		8,405			8,405					9,318
Carrying Value		8,405			8,405					$ 9,318
U.S. government agency MBS
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost		4,678			4,678			5,197	[1]
Gross Unrealized Gains					181			186	[1]
Gross Unrealized Losses					0			0	[1]
Investment securities – available for sale, at fair value		4,859			4,859			5,383
Carrying Value		4,859			4,859			5,383
U.S. government sponsored enterprise MBS
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost		2,977			2,977			3,301
Held-to-maturity Securities, Gross Gains, Derivatives					147	[1]		265
Held-to-maturity Securities, Gross Losses, Derivatives					437	[1]		77
Held-to-maturity Securities		87,026			87,026			59,841
Held-to-maturity Securities, Fair Value		86,736			86,736			60,029
Held-to-maturity Securities, Amortized Cost before Other than Temporary Impairment		87,026	[1]		87,026	[1]		59,841
Gross Unrealized Gains					150			173
Gross Unrealized Losses					0			0
Investment securities – available for sale, at fair value		3,127			3,127			3,474
Carrying Value		3,127			3,127			3,474
Collateralized Mortgage Obligations [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	[2]	413			413			456
Gross Unrealized Gains	[2]				6			5
Gross Unrealized Losses	[2]				0			0
Investment securities – available for sale, at fair value		419			419			461
Carrying Value		$ 419			$ 419			$ 461
[1]	Mortgage-Backed Securities (“MBS”).
[2]	Collateralized Mortgage Obligations (“CMO”).

Investment Securities_ Mortgage

Investment Securities: Mortgage Backed Securities Policy (Details) security in Thousands, $ in Thousands	3 Months Ended		6 Months Ended
	Dec. 31, 2017USD ($)	Dec. 31, 2016USD ($)	Dec. 31, 2017USD ($)	Dec. 31, 2016USD ($)	Jun. 30, 2016security
Schedule of Available-for-sale Securities [Line Items]
Principal payments from investment securities available for sale	$ 5,800	$ 3,200	$ 11,722	$ 7,296
Other-than-temporary impairments, investments	0	0	0	0
U.S. government sponsored enterprise MBS
Schedule of Available-for-sale Securities [Line Items]
Payments to Acquire Mortgage Backed Securities (MBS) categorized as Held-to-maturity	$ 28,400	$ 0	$ 38,500	$ 0
Available for sale | Private issue CMO
Schedule of Available-for-sale Securities [Line Items]
Number of investment securities held | security					28

Investment Securities Investmen

Investment Securities Investment Securities: Investments with Unrealized Loss Positions (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended		12 Months Ended
	Dec. 31, 2017	Dec. 31, 2016	Dec. 31, 2017	Dec. 31, 2016	Jun. 30, 2017
Principal payments from investment securities available for sale	$ 5,800	$ 3,200	$ 11,722	$ 7,296
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	71,893		71,893		$ 28,722
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Loss	437				77
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	0		0		0
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Loss	0				0
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	71,893		71,893		28,722
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Loss	437				77
U.S. government sponsored enterprise MBS
Payments to Acquire Mortgage Backed Securities (MBS) categorized as Held-to-maturity	28,400	$ 0	38,500	$ 0
Held-to-maturity Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	71,893		71,893		28,722
Held-to-maturity Securities, Continuous Unrealized Loss Position, Fair Value	71,893		71,893		28,722
Held-to-maturity Securities, Continuous Unrealized Loss Position, Accumulated Loss	437		437		77
Held-to-maturity Securities, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	437		437		77
Held-to-maturity Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	0		0		0
Held-to-maturity Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	$ 0		$ 0		$ 0

Investment Securities_ Schedu37

Investment Securities: Schedule of Available for Sale Securities by Contractual Maturity (Details) - USD ($) $ in Thousands	Dec. 31, 2017	Jun. 30, 2017	Jun. 30, 2016
Held-to-maturity Securities, Debt Maturities, within One Year, Net Carrying Amount	$ 600	$ 600
Held-to-maturity Securities, Debt Maturities, Next Twelve Months, Fair Value	600	600
Held-to-maturity Securities, Debt Maturities, after One Through Five Years, Net Carrying Amount	11,036	4,698
Held-to-maturity Securities, Debt Maturities, Year Two Through Five, Fair Value	11,002	4,708
Held-to-maturity Securities, Debt Maturities, after Five Through Ten Years, Net Carrying Amount	43,596	41,404
Held-to-maturity Securities, Debt Maturities, Year Six Through Ten, Fair Value	43,286	41,374
Held-to-maturity Securities, Debt Maturities, after Ten Years, Net Carrying Amount	32,394	13,739
Held-to-maturity Securities, Debt Maturities, after Ten Years, Fair Value	32,448	13,947
Investment securities – held to maturity, at cost	87,626	60,441
Held-to-maturity Securities, Fair Value	87,336	60,629
Available-for-sale Securities	8,405	9,318
Total Investment Securities, Amortized Cost Basis	95,694	69,395	$ 69,395
Total Investment Securites	95,741	$ 69,947	69,947
Available for sale
Due in one year or less, Amortized Cost	0		0
Due after one through five years, Amortized Cost	0		0
Due after five through ten years, Amortized Cost	0		0
Due after ten years, Amortized Cost	8,068		8,954
Total investment securities, Amortized Cost	8,068		8,954
Available-for-sale Securities	8,405		9,318
Due in one year of less, Estimated Fair Value	0		0
Due after one through five years, Estimated Fair Value	0		0
Due after five through ten years, Estimated Fair Value	0		0
Due after ten years, Estimated Fair Value	$ 8,405		$ 9,318

Derivative and Other Financia38

Derivative and Other Financial Instruments with Off-Balance Sheet Risks: Off-Balance-Sheet Credit Exposure, Policy (Details) - USD ($) $ in Thousands	Dec. 31, 2017	Jun. 30, 2017	Jun. 30, 2016
Derivative [Line Items]
Commitments to Extend Credit	$ 7,358	$ 9,015
Loans Held for Investment and Loans Held for Sale [Member]
Derivative [Line Items]
Commitments to Extend Credit	$ 57,700		$ 111,800

Loans Held For Investment_ Sche

Loans Held For Investment: Schedule of Loans Held for Investment (Details) - USD ($) $ in Thousands	Dec. 31, 2017	Sep. 30, 2017	Jun. 30, 2017	Dec. 31, 2016	Sep. 30, 2016	Jun. 30, 2016
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held for investment, gross	$ 896,041		$ 916,432
Loans and Leases Receivable, Loans in Process	(7,358)		(9,015)
Escrow Deposit	46		61
Deferred loan costs, net	5,322		5,480
Allowance for loan losses	(8,075)	$ (8,063)	(8,039)	$ (8,391)	$ (8,725)	$ (8,670)
Total loans held for investment, net	885,976		904,919
Mortgage loans, Single-family
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held for investment, gross	313,837		322,197
Mortgage loans, Multi-family
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held for investment, gross	463,786		479,959
Commercial Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held for investment, gross	103,366		97,562
Construction Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held for investment, gross	14,430		16,009
Commercial Business Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held for investment, gross	478		576
Consumer Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held for investment, gross	$ 144		$ 129

Derivative and Other Financia40

Derivative and Other Financial Instruments with Off-Balance Sheet Risks: Schedule of Undisbursed Funds Commitments (Details) - USD ($) $ in Thousands	Dec. 31, 2017	Jun. 30, 2017
Derivative [Line Items]
Loans and Leases Receivable, Loans in Process	$ 7,358	$ 9,015
Fair Value Disclosure, Off-balance Sheet Risks, Face Amount, Liability	18,144	29,342
Undisbursed Lines of Credit - Mortgage Loans
Derivative [Line Items]
Loans and Leases Receivable, Loans in Process	7,358	9,015
Undisbursed Lines of Credit - Commercial Business Loans
Derivative [Line Items]
Fair Value Disclosure, Off-balance Sheet Risks, Face Amount, Liability	559	646
Undisbursed Lines of Credit - Consumer Loans
Derivative [Line Items]
Fair Value Disclosure, Off-balance Sheet Risks, Face Amount, Liability	525	562
Commitments to Extend Credit, Loans to be Held for Investment
Derivative [Line Items]
Fair Value Disclosure, Off-balance Sheet Risks, Face Amount, Liability	$ 9,702	$ 19,119

Loans Held For Investment_ Narr

Loans Held For Investment: Narrative (Details)	3 Months Ended			6 Months Ended		12 Months Ended
	Dec. 31, 2017USD ($)loanproperty	Dec. 31, 2016USD ($)property	Jun. 30, 2016loan	Dec. 31, 2017USD ($)loanproperty	Dec. 31, 2016USD ($)property	Jun. 30, 2017USD ($)loan
Number of Previously Foreclosed Properties Sold | property	0	2		2	3
Financing Receivable, Modifications, Number of Contracts | loan				12		10
Financing Receivable, Recorded Investment, Nonaccrual Status	$ 3,477,000			$ 3,477,000		$ 3,126,000
Financing Receivable, Recorded Investment, Accrual Status	962,000			962,000		506,000
Financing Receivable, Modifications, Recorded Investment	$ 4,439,000			4,439,000		3,632,000
Financing Receivable, Modifications, Number of Contracts, Extending Beyond Initial Maturity | loan	0
Impaired Financing Receivable, Average Recorded Investment	$ 8,163,000	$ 10,591,000		8,378,000	$ 11,035,000
Loans held for investment	$ 896,041,000			$ 896,041,000		$ 916,432,000
Loan interest income added to negative amortization loan balance		0
Fixed-rate loans as a percentage of total loans held for investment	2.00%		2.00%	2.00%
Impaired Financing Receivable, Interest Income, Cash Basis Method	$ 10,000	34,000		$ 170,000	103,000
Loans and Leases Receivable, Impaired, Interest Lost on Nonaccrual Loans	$ 35,000	$ 37,000		$ 84,000	$ 76,000
Percent of Total Restructured Loans on Current Status	64.00%			64.00%		46.00%
Loans and Leases Receivable, Impaired, Commitment to Lend	$ 0			$ 0		$ 0
First Trust Deed Loans
Loans deemed uncollectible, period of delinquency				150 days
Commercial Business or Second Trust Deed Loans
Loans deemed uncollectible, period of delinquency				120 days
Troubled Debt Restructurings
Loans deemed uncollectible, period of delinquency				90 days
Bankruptcy
Loans deemed uncollectible, period of delinquency				60 days
Maximum
Segregated restructured loans, period of delinquency				90 days
Maximum | Bankruptcy
Allowance for loan losses, pooling method, period of delinquency				60 days
Mortgage loans, Multi-family
Loans held for investment	463,786,000			$ 463,786,000		479,959,000
Mortgage loans, Single-family
Loans held for investment	313,837,000			313,837,000		322,197,000
Commercial Real Estate [Member]
Loans held for investment	103,366,000			103,366,000		97,562,000
Special Mention [Member]
Loans held for investment	$ 3,768,000			3,768,000		3,715,000
Special Mention [Member] | Restructured loans on accrual status
Financing Receivable, Modifications, Number of Contracts | loan	2		1
Financing Receivable, Recorded Investment, Accrual Status	$ 962,000			962,000		506,000
Special Mention [Member] | Mortgage loans, Multi-family
Loans held for investment	0			0		272,000
Special Mention [Member] | Mortgage loans, Single-family
Loans held for investment	2,842,000			2,842,000		3,443,000
Special Mention [Member] | Commercial Real Estate [Member]
Loans held for investment	$ 0			0		0
Substandard [Member]
Financing Receivable, Modifications, Number of Contracts | loan	10		9
Financing Receivable, Recorded Investment, Nonaccrual Status	$ 3,477,000			3,477,000		3,100,000
Loans held for investment	10,973,000			10,973,000		8,297,000
Substandard [Member] | Mortgage loans, Multi-family
Loans held for investment	0			0		0
Substandard [Member] | Mortgage loans, Single-family
Loans held for investment	8,127,000			8,127,000		8,016,000
Substandard [Member] | Commercial Real Estate [Member]
Loans held for investment	0			0		201,000
Current [Member]
Financing Receivable, Modifications, Recorded Investment	$ 2,825,000			$ 2,825,000		$ 1,700,000

Derivative and Other Financia42

Derivative and Other Financial Instruments with Off-Balance Sheet Risks: Commitments on Undisbursed Funds Held for Investment Policy (Details) - USD ($) $ in Thousands	Dec. 31, 2017	Jun. 30, 2016
Other Assets
Derivative [Line Items]
Undisbursed commitments to extend credit, Assets	$ 739	$ 1,500
Other Liabilities [Member]
Derivative [Line Items]
Derivative Liability	$ 228	$ 38

Loans Held For Investment_ Sc43

Loans Held For Investment: Schedule of Loans Held for Investment Contractually Repricing (Details) - USD ($) $ in Thousands	Dec. 31, 2017	Jun. 30, 2017
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Fixed Rate	$ 17,719
Total loans held for investment, gross	896,041	$ 916,432
Mortgage loans, Single-family
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Fixed Rate	12,243
Total loans held for investment, gross	313,837	322,197
Mortgage loans, Multi-family
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Fixed Rate	2,553
Total loans held for investment, gross	463,786	479,959
Commercial Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Fixed Rate	588
Total loans held for investment, gross	103,366	97,562
Construction Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Fixed Rate	1,903
Total loans held for investment, gross	14,430	16,009
Commercial Business Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Fixed Rate	432
Total loans held for investment, gross	478	576
Consumer Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Fixed Rate	0
Total loans held for investment, gross	144	$ 129
Within One Year
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	310,999
Within One Year | Mortgage loans, Single-family
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	152,732
Within One Year | Mortgage loans, Multi-family
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	117,609
Within One Year | Commercial Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	27,941
Within One Year | Construction Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	12,527
Within One Year | Commercial Business Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	46
Within One Year | Consumer Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	144
After One Year Through 3 Years
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	231,367
After One Year Through 3 Years | Mortgage loans, Single-family
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	23,887
After One Year Through 3 Years | Mortgage loans, Multi-family
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	169,374
After One Year Through 3 Years | Commercial Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	38,106
After One Year Through 3 Years | Construction Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	0
After One Year Through 3 Years | Commercial Business Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	0
After One Year Through 3 Years | Consumer Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	0
After 3 Years Through 5 Years
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	265,513
After 3 Years Through 5 Years | Mortgage loans, Single-family
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	73,968
After 3 Years Through 5 Years | Mortgage loans, Multi-family
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	160,034
After 3 Years Through 5 Years | Commercial Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	31,511
After 3 Years Through 5 Years | Construction Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	0
After 3 Years Through 5 Years | Commercial Business Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	0
After 3 Years Through 5 Years | Consumer Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	0
After 5 Years Through 10 Years
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	70,443
After 5 Years Through 10 Years | Mortgage loans, Single-family
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	51,007
After 5 Years Through 10 Years | Mortgage loans, Multi-family
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	14,216
After 5 Years Through 10 Years | Commercial Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	5,220
After 5 Years Through 10 Years | Construction Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	0
After 5 Years Through 10 Years | Commercial Business Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	0
After 5 Years Through 10 Years | Consumer Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate	$ 0

Derivative and Other Financia44

Derivative and Other Financial Instruments with Off-Balance Sheet Risks: Schedule of Allowance for Loan Losses of Undisbursed Funds and Commitments on Loans Held for Investment (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Dec. 31, 2017	Dec. 31, 2016	Dec. 31, 2017	Dec. 31, 2016	Jun. 30, 2016
Allowance for Loan and Lease Losses [Roll Forward]
Allowance at beginning of period	$ 8,063	$ 8,725	$ 8,039	$ 8,670
Recovery from the allowance for loan losses	(11)	(350)	(158)	500
Balance at end of period	8,075	8,391	8,075	8,391
Commitments to Extend Credit and Undisbursed Funds
Allowance for Loan and Lease Losses [Roll Forward]
Allowance at beginning of period	213	173	277	204
Recovery from the allowance for loan losses	(25)	0	(89)	(31)
Balance at end of period	188	$ 173	188	$ 173
Other Liabilities [Member]
Derivative [Line Items]
Derivative Liability	$ 228		$ 228		$ 38

Loans Held For Investment Loans

Loans Held For Investment Loans Held For Investment: Schedule of Gross Loans Held for Investment by Loan Types and Risk Category (Details) - USD ($) $ in Thousands	Dec. 31, 2017	Jun. 30, 2017
Loans and Leases Receivable, Gross	$ 896,041	$ 916,432
Mortgage loans, Single-family
Loans and Leases Receivable, Gross	313,837	322,197
Mortgage loans, Multi-family
Loans and Leases Receivable, Gross	463,786	479,959
Commercial Real Estate [Member]
Loans and Leases Receivable, Gross	103,366	97,562
Construction Loans [Member]
Loans and Leases Receivable, Gross	14,430	16,009
Commercial Portfolio Segment [Member]
Loans and Leases Receivable, Gross	478	576
Consumer Loans
Loans and Leases Receivable, Gross	144	129
Pass [Member]
Loans and Leases Receivable, Gross	881,300	904,420
Pass [Member] | Mortgage loans, Single-family
Loans and Leases Receivable, Gross	302,868	310,738
Pass [Member] | Mortgage loans, Multi-family
Loans and Leases Receivable, Gross	463,786	479,687
Pass [Member] | Commercial Real Estate [Member]
Loans and Leases Receivable, Gross	103,366	97,361
Pass [Member] | Construction Loans [Member]
Loans and Leases Receivable, Gross	10,734	16,009
Pass [Member] | Commercial Portfolio Segment [Member]
Loans and Leases Receivable, Gross	402	496
Pass [Member] | Consumer Loans
Loans and Leases Receivable, Gross	144	129
Special Mention [Member]
Loans and Leases Receivable, Gross	3,768	3,715
Special Mention [Member] | Mortgage loans, Single-family
Loans and Leases Receivable, Gross	2,842	3,443
Special Mention [Member] | Mortgage loans, Multi-family
Loans and Leases Receivable, Gross	0	272
Special Mention [Member] | Commercial Real Estate [Member]
Loans and Leases Receivable, Gross	0	0
Special Mention [Member] | Construction Loans [Member]
Loans and Leases Receivable, Gross	926	0
Special Mention [Member] | Commercial Portfolio Segment [Member]
Loans and Leases Receivable, Gross	0	0
Special Mention [Member] | Consumer Loans
Loans and Leases Receivable, Gross	0	0
Substandard [Member]
Loans and Leases Receivable, Gross	10,973	8,297
Substandard [Member] | Mortgage loans, Single-family
Loans and Leases Receivable, Gross	8,127	8,016
Substandard [Member] | Mortgage loans, Multi-family
Loans and Leases Receivable, Gross	0	0
Substandard [Member] | Commercial Real Estate [Member]
Loans and Leases Receivable, Gross	0	201
Substandard [Member] | Construction Loans [Member]
Loans and Leases Receivable, Gross	2,770	0
Substandard [Member] | Commercial Portfolio Segment [Member]
Loans and Leases Receivable, Gross	76	80
Substandard [Member] | Consumer Loans
Loans and Leases Receivable, Gross	$ 0	$ 0

Derivative and Other Financia46

Derivative and Other Financial Instruments with Off-Balance Sheet Risks: Schedule of Impact of Derivative Financial Instruments on Gain on Sale of Loans (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Dec. 31, 2017	Dec. 31, 2016	Dec. 31, 2017	Dec. 31, 2016	Jun. 30, 2016
Derivative [Line Items]
Total derivative financial instruments	$ (553)	$ 336	$ (921)	$ 900
Commitments to extend credit on loans to be held for sale
Derivative [Line Items]
Total derivative financial instruments	29	(1,098)	(93)	(2,309)
Mandatory loan sale commitments and TBA MBS trades
Derivative [Line Items]
Total derivative financial instruments	(582)	1,068	(791)	2,865
Option contracts
Derivative [Line Items]
Total derivative financial instruments	0	$ 366	(37)	$ 344
Other Liabilities [Member]
Derivative [Line Items]
Derivative liabilities	$ 228		$ 228		$ 38

Loans Held For Investment_ Sc47

Loans Held For Investment: Schedule of Allowance for Loan Losses (Details) - USD ($) $ in Thousands	Dec. 31, 2017	Sep. 30, 2017	Jun. 30, 2017	Dec. 31, 2016	Sep. 30, 2016	Jun. 30, 2016
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, collectively evaluated allowance	$ 8,060		$ 7,938	$ 8,279
Loans receivable, individually evaluated allowance	15		101	112
Total loan loss allowance	8,075	$ 8,063	8,039	8,391	$ 8,725	$ 8,670
Mortgage loans, Single-family
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, collectively evaluated allowance	3,303		3,515	4,186
Loans receivable, individually evaluated allowance	0		86	97
Total loan loss allowance	3,303	3,579	3,601	4,283	4,575	4,933
Mortgage loans, Multi-family
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, collectively evaluated allowance	3,295		3,420	3,156
Loans receivable, individually evaluated allowance	0			0
Total loan loss allowance	3,295	3,431	3,420	3,156	3,186	2,800
Commercial Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, collectively evaluated allowance	933		879	836
Loans receivable, individually evaluated allowance	0			0
Total loan loss allowance	933	875	879	836	854	848
Construction Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, collectively evaluated allowance	504		96	65
Loans receivable, individually evaluated allowance	0			0
Total loan loss allowance	504	140	96	65	53	31
Mortgage Loans, Other [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, collectively evaluated allowance				6
Loans receivable, individually evaluated allowance				0
Total loan loss allowance				6	7	7
Commercial Business Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, collectively evaluated allowance	17		21	22
Loans receivable, individually evaluated allowance	15		15	15
Total loan loss allowance	32	31	36	37	42	43
Consumer Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, collectively evaluated allowance	8		7	8
Loans receivable, individually evaluated allowance	0			0
Total loan loss allowance	$ 8	$ 7	$ 7	$ 8	$ 8	$ 8

Derivative and Other Financia48

Derivative and Other Financial Instruments with Off-Balance Sheet Risks: Schedule of Outstanding Derivative Instruments (Details) - USD ($) $ in Thousands	Dec. 31, 2017	Jun. 30, 2017
Amount
Derivative [Line Items]
Derivative financial instruments	$ (86,433)	$ (107,276)
Fair Value
Derivative [Line Items]
Derivative financial instruments	$ 511	$ 1,432
Commitments to extend credit on loans to be held for sale
Derivative [Line Items]
Commitments estimated may not fund (percent)	30.60%	25.70%
Commitments to extend credit on loans to be held for sale | Amount
Derivative [Line Items]
Derivative financial instruments	$ 48,032	$ 92,726
Commitments to extend credit on loans to be held for sale | Fair Value
Derivative [Line Items]
Derivative financial instruments	716	809
Best efforts loan sale commitments | Amount
Derivative [Line Items]
Derivative financial instruments	(12,890)	(17,225)
Best efforts loan sale commitments | Fair Value
Derivative [Line Items]
Derivative financial instruments	0	0
Mandatory loan sale commitments and TBA MBS trades | Amount
Derivative [Line Items]
Derivative financial instruments	(121,575)	(179,777)
Mandatory loan sale commitments and TBA MBS trades | Fair Value
Derivative [Line Items]
Derivative financial instruments	(205)	586
Call Option [Member] | Amount
Derivative [Line Items]
Derivative financial instruments	0	(3,000)
Call Option [Member] | Fair Value
Derivative [Line Items]
Derivative financial instruments	$ 0	$ 37

Loans Held For Investment_ Sc49

Loans Held For Investment: Schedule of Allowance for Loan Losses Additional Detail (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Dec. 31, 2017	Dec. 31, 2016	Dec. 31, 2017	Dec. 31, 2016
Allowance for Loan and Lease Losses [Roll Forward]
Allowance at beginning of period	$ 8,063	$ 8,725	$ 8,039	$ 8,670
(Recovery) provision for loan losses	(11)	(350)	(158)	500
Recoveries	48	39	132	310
Charge-offs	(25)	(23)	(254)	(89)
Net charge-offs	23	16	(122)	221
Balance at end of period	$ 8,075	$ 8,391	$ 8,075	$ 8,391
Allowance for loan losses as a percentage of gross loans held for investment at the end of the period	0.90%	0.96%	0.90%	0.96%
Net (recoveries) charge-offs as a percentage of average loans receivable, net, during the period (annualized)	(0.01%)	(0.01%)	0.02%	(0.04%)
Mortgage loans, Single-family
Allowance for Loan and Lease Losses [Roll Forward]
Recoveries	$ 48	$ 33	$ 132	$ 296
Charge-offs	(25)	(21)	(254)	(87)
Mortgage loans, Multi-family
Allowance for Loan and Lease Losses [Roll Forward]
Recoveries	0	6	0	13
Consumer Loans
Allowance for Loan and Lease Losses [Roll Forward]
Recoveries	0	0	0	1
Charge-offs	$ 0	$ (2)	$ 0	$ (2)

Loans Held For Investment Loa50

Loans Held For Investment Loans Held For Investment: Schedule of Past Due Status of Loans Held for Investment, Gross (Details) - USD ($) $ in Thousands	Dec. 31, 2017	Jun. 30, 2017	Dec. 31, 2016
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Held For Investment, Gross, Current	$ 886,301	$ 907,100
Loans Held For Investment, Gross, 30-89 Days Past Due	1,537	1,035
Loans Held For Investment, Gross, Non-Accrual	8,203	8,297
Loans Held For Investment, Gross	896,041	916,432	$ 881,035
Mortgage loans, Single-family
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Held For Investment, Gross, Current	304,173	313,146
Loans Held For Investment, Gross, 30-89 Days Past Due	1,537	1,035
Loans Held For Investment, Gross, Non-Accrual	8,127	8,016
Loans Held For Investment, Gross	313,837	322,197	316,595
Mortgage loans, Multi-family
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Held For Investment, Gross, Current	463,786	479,959
Loans Held For Investment, Gross, 30-89 Days Past Due	0	0
Loans Held For Investment, Gross, Non-Accrual	0	0
Loans Held For Investment, Gross	463,786	479,959	448,465
Commercial Real Estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Held For Investment, Gross, Current	103,366	97,361
Loans Held For Investment, Gross, 30-89 Days Past Due	0	0
Loans Held For Investment, Gross, Non-Accrual	0	201
Loans Held For Investment, Gross	103,366	97,562	98,044
Construction Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Held For Investment, Gross, Current	14,430	16,009
Loans Held For Investment, Gross, 30-89 Days Past Due	0	0
Loans Held For Investment, Gross, Non-Accrual	0	0
Loans Held For Investment, Gross	14,430	16,009	16,872
Mortgage Loans, Other [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Held For Investment, Gross			265
Commercial Business Loans
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Held For Investment, Gross, Current	402	496
Loans Held For Investment, Gross, 30-89 Days Past Due	0	0
Loans Held For Investment, Gross, Non-Accrual	76	80
Loans Held For Investment, Gross	478	576	610
Consumer Loans
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Held For Investment, Gross, Current	144	129
Loans Held For Investment, Gross, 30-89 Days Past Due	0	0
Loans Held For Investment, Gross, Non-Accrual	0	0
Loans Held For Investment, Gross	$ 144	$ 129	$ 184

Loans Held For Investment Loa51

Loans Held For Investment Loans Held For Investment: Schedule of Allowance For Loan Losses and Recorded Investment in Gross Loans, by Portfolio Type (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Dec. 31, 2017	Dec. 31, 2016	Dec. 31, 2017	Dec. 31, 2016	Jun. 30, 2017
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance at beginning of period	$ 8,063	$ 8,725	$ 8,039	$ 8,670
(Recovery) provision for loan losses	11	350	158	(500)
Recoveries	48	39	132	310
Allowance for Loan and Lease Losses Write-offs, Net	(25)	(23)	(254)	(89)
Balance at end of period	8,075	8,391	8,075	8,391
Loans receivable, individually evaluated allowance	15	112	15	112	$ 101
Loans receivable, collectively evaluated allowance	8,060	8,279	8,060	8,279	7,938
Financing Receivable, Individually Evaluated for Impairment	7,114	8,303	7,114	8,303
Financing Receivable, Collectively Evaluated for Impairment	888,927	872,732	888,927	872,732
Loans Held For Investment, Gross	$ 896,041	$ 881,035	$ 896,041	$ 881,035	916,432
Allowance for loan losses as a percentage of gross loans held for investment at the end of the period	0.90%	0.96%	0.90%	0.96%
Mortgage loans, Single-family
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance at beginning of period	$ 3,579	$ 4,575	$ 3,601	$ 4,933
(Recovery) provision for loan losses	299	304	176	859
Recoveries	48	33	132	296
Allowance for Loan and Lease Losses Write-offs, Net	(25)	(21)	(254)	(87)
Balance at end of period	3,303	4,283	3,303	4,283
Loans receivable, individually evaluated allowance	0	97	0	97	86
Loans receivable, collectively evaluated allowance	3,303	4,186	3,303	4,186	3,515
Financing Receivable, Individually Evaluated for Impairment	7,038	7,844	7,038	7,844
Financing Receivable, Collectively Evaluated for Impairment	306,799	308,751	306,799	308,751
Loans Held For Investment, Gross	$ 313,837	$ 316,595	$ 313,837	$ 316,595	322,197
Allowance for loan losses as a percentage of gross loans held for investment at the end of the period	1.05%	1.35%	1.05%	1.35%
Mortgage loans, Multi-family
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance at beginning of period	$ 3,431	$ 3,186	$ 3,420	$ 2,800
(Recovery) provision for loan losses	136	36	125	(343)
Recoveries	0	6	0	13
Allowance for Loan and Lease Losses Write-offs, Net	0	0	0	0
Balance at end of period	3,295	3,156	3,295	3,156
Loans receivable, individually evaluated allowance	0	0	0	0
Loans receivable, collectively evaluated allowance	3,295	3,156	3,295	3,156	3,420
Financing Receivable, Individually Evaluated for Impairment	0	374	0	374
Financing Receivable, Collectively Evaluated for Impairment	463,786	448,091	463,786	448,091
Loans Held For Investment, Gross	$ 463,786	$ 448,465	$ 463,786	$ 448,465	479,959
Allowance for loan losses as a percentage of gross loans held for investment at the end of the period	0.71%	0.70%	0.71%	0.70%
Commercial Real Estate [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance at beginning of period	$ 875	$ 854	$ 879	$ 848
(Recovery) provision for loan losses	(58)	18	(54)	12
Recoveries	0	0	0	0
Allowance for Loan and Lease Losses Write-offs, Net	0	0	0	0
Balance at end of period	933	836	933	836
Loans receivable, individually evaluated allowance	0	0	0	0
Loans receivable, collectively evaluated allowance	933	836	933	836	879
Financing Receivable, Individually Evaluated for Impairment	0	0	0	0
Financing Receivable, Collectively Evaluated for Impairment	103,366	98,044	103,366	98,044
Loans Held For Investment, Gross	$ 103,366	$ 98,044	$ 103,366	$ 98,044	97,562
Allowance for loan losses as a percentage of gross loans held for investment at the end of the period	0.90%	0.85%	0.90%	0.85%
Construction Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance at beginning of period	$ 140	$ 53	$ 96	$ 31
(Recovery) provision for loan losses	(364)	(12)	(408)	(34)
Recoveries	0	0	0	0
Allowance for Loan and Lease Losses Write-offs, Net	0	0	0	0
Balance at end of period	504	65	504	65
Loans receivable, individually evaluated allowance	0	0	0	0
Loans receivable, collectively evaluated allowance	504	65	504	65	96
Financing Receivable, Individually Evaluated for Impairment	0	0	0	0
Financing Receivable, Collectively Evaluated for Impairment	14,430	16,872	14,430	16,872
Loans Held For Investment, Gross	$ 14,430	$ 16,872	$ 14,430	$ 16,872	16,009
Allowance for loan losses as a percentage of gross loans held for investment at the end of the period	3.49%	0.39%	3.49%	0.39%
Mortgage Loans, Other [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance at beginning of period		$ 7		$ 7
(Recovery) provision for loan losses		(1)		(1)
Recoveries		0		0
Allowance for Loan and Lease Losses Write-offs, Net		0		0
Balance at end of period		6		6
Loans receivable, individually evaluated allowance		0		0
Loans receivable, collectively evaluated allowance		6		6
Financing Receivable, Individually Evaluated for Impairment		0		0
Financing Receivable, Collectively Evaluated for Impairment		265		265
Loans Held For Investment, Gross		$ 265		$ 265
Allowance for loan losses as a percentage of gross loans held for investment at the end of the period		2.26%		2.26%
Commercial Business Loans
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance at beginning of period	$ 31	$ 42	$ 36	$ 43
(Recovery) provision for loan losses	(1)	5	4	6
Recoveries	0	0	0	0
Allowance for Loan and Lease Losses Write-offs, Net	0	0	0	0
Balance at end of period	32	37	32	37
Loans receivable, individually evaluated allowance	15	15	15	15	15
Loans receivable, collectively evaluated allowance	17	22	17	22	21
Financing Receivable, Individually Evaluated for Impairment	76	85	76	85
Financing Receivable, Collectively Evaluated for Impairment	402	525	402	525
Loans Held For Investment, Gross	$ 478	$ 610	$ 478	$ 610	576
Allowance for loan losses as a percentage of gross loans held for investment at the end of the period	6.69%	6.07%	6.69%	6.07%
Consumer Loans
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance at beginning of period	$ 7	$ 8	$ 7	$ 8
(Recovery) provision for loan losses	(1)	(2)	(1)	(1)
Recoveries	0	0	0	1
Allowance for Loan and Lease Losses Write-offs, Net	0	(2)	0	(2)
Balance at end of period	8	8	8	8
Loans receivable, individually evaluated allowance	0	0	0	0
Loans receivable, collectively evaluated allowance	8	8	8	8	7
Financing Receivable, Individually Evaluated for Impairment	0	0	0	0
Financing Receivable, Collectively Evaluated for Impairment	144	184	144	184
Loans Held For Investment, Gross	$ 144	$ 184	$ 144	$ 184	$ 129
Allowance for loan losses as a percentage of gross loans held for investment at the end of the period	5.56%	4.35%	5.56%	4.35%

Loans Held For Investment Loa52

Loans Held For Investment Loans Held For Investment: Schedule of Total Recorded Investment in Non-Performing Loans by Type (Details) - USD ($) $ in Thousands	Dec. 31, 2017	Jun. 30, 2017
Financing Receivable, Allowance for Credit Losses [Line Items]
Impaired Financing Receivable, Related Allowance	$ (255)	$ (340)
Impaired Financing Receivable, Unpaid Principal Balance	9,153	9,221
Impaired Financing Receivable, Related Charge-Offs	(913)	(886)
Impaired Financing Receivable, Recorded Investment	8,240	8,335
Impaired Financing Receivable, Recorded Investment, Net of Allowance	7,985	7,995
Mortgage loans, Single-family
Financing Receivable, Allowance for Credit Losses [Line Items]
Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance	1,126	1,821
Impaired Financing Receivable, with Related Allowance, Related Charge-Offs	0	0
Impaired Financing Receivable, with Related Allowance, Recorded Investment	1,126	1,821
Impaired Financing Receivable, Related Allowance	(240)	(325)
Impaired Financing Receivable, Recorded Investment, with Related Allowance, Net	886	1,496
Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance	7,951	7,119
Impaired Financing Receivable, with No Related Allowance, Related Charge-Offs	(913)	(886)
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	7,038	6,233
Impaired Financing Receivable, Recorded Investment, with No Related Allowance, Net	7,038	6,233
Impaired Financing Receivable, Unpaid Principal Balance	9,077	8,940
Impaired Financing Receivable, Related Charge-Offs	(913)	(886)
Impaired Financing Receivable, Recorded Investment	8,164	8,054
Impaired Financing Receivable, Recorded Investment, Net of Allowance	7,924	7,729
Commercial Real Estate [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Impaired Financing Receivable, Related Allowance		0
Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance		201
Impaired Financing Receivable, with No Related Allowance, Related Charge-Offs		0
Impaired Financing Receivable, with No Related Allowance, Recorded Investment		201
Impaired Financing Receivable, Recorded Investment, with No Related Allowance, Net		201
Impaired Financing Receivable, Unpaid Principal Balance		201
Impaired Financing Receivable, Related Charge-Offs		0
Impaired Financing Receivable, Recorded Investment		201
Impaired Financing Receivable, Recorded Investment, Net of Allowance		201
Commercial Business Loans
Financing Receivable, Allowance for Credit Losses [Line Items]
Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance	76	80
Impaired Financing Receivable, with Related Allowance, Related Charge-Offs	0	0
Impaired Financing Receivable, with Related Allowance, Recorded Investment	76	80
Impaired Financing Receivable, Related Allowance	(15)	(15)
Impaired Financing Receivable, Recorded Investment, with Related Allowance, Net	61	65
Impaired Financing Receivable, Unpaid Principal Balance	76	80
Impaired Financing Receivable, Related Charge-Offs	0	0
Impaired Financing Receivable, Recorded Investment	76	80
Impaired Financing Receivable, Recorded Investment, Net of Allowance	$ 61	$ 65

Loans Held For Investment_ Na53

Loans Held For Investment: Narrative 2 (Details) $ / shares in Thousands	3 Months Ended			6 Months Ended		12 Months Ended
	Dec. 31, 2017USD ($)loanproperty$ / shares	Dec. 31, 2016USD ($)property$ / shares	Jun. 30, 2016loan	Dec. 31, 2017USD ($)loanproperty	Dec. 31, 2016USD ($)property	Jun. 30, 2017USD ($)loan
Accounts, Notes, Loans and Financing Receivable [Line Items]
Number of Properties Acquired in Settlement of Loans | property	1	0		1	3
Number of Previously Foreclosed Properties Sold | property	0	2		2	3
Average investment in non-performing loans	$ 8,163,000	$ 10,591,000		$ 8,378,000	$ 11,035,000
Interest income, non-performing loans, cash basis	10,000	34,000		170,000	103,000
Interest lost on non-performing Loans	$ 35,000	$ 37,000		$ 84,000	76,000
Number of modified loans | loan				12		10
Number of loans modified, extended beyond initial maturity | loan	0
Loans and Leases Receivable, Impaired, Commitment to Lend	$ 0			$ 0		$ 0
Number of Loans Modified as Troubled Debt Restructurings in Default | $ / shares	$ 0	$ 0
Loans receivable, restructured loans, accrual status	$ 3,477,000			3,477,000		3,126,000
Loans receivable, restructured loans, nonaccrual status	962,000			962,000		506,000
Restructured loans	$ 4,439,000			$ 4,439,000		$ 3,632,000
Percent of Total Restructured Loans on Current Status	64.00%			64.00%		46.00%
Substandard [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Number of modified loans | loan	10		9
Loans receivable, restructured loans, accrual status	$ 3,477,000			$ 3,477,000		$ 3,100,000
Current [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Restructured loans	$ 2,825,000			2,825,000		1,700,000
Restructured loans on accrual status | Special Mention [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Number of modified loans | loan	2		1
Loans receivable, restructured loans, nonaccrual status	$ 962,000			962,000		$ 506,000
Collected and Applied to Principal Balance [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Interest lost on non-performing Loans	$ 80,000	$ 68,000		$ 174,000	$ 136,000
In Default and Required and Additional Provision [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Number of Loans Modified as Troubled Debt Restructurings | loan	0

Loans Held For Investment_ Sc54

Loans Held For Investment: Schedule of Average Recorded Investment in Non-Performing Loans and Related Interest Income (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Dec. 31, 2017	Dec. 31, 2016	Dec. 31, 2017	Dec. 31, 2016
Non-performing Loans, with No Related Allowance, Average Recorded Investment	$ 7,301	$ 7,833	$ 7,693	$ 8,148
Non-performing Loans, with No Related Allowance, Interest Income	0	1	148	37
Non-performing Loans, with Related Allowance, Average Recorded Investment	862	2,758	685	2,887
Non-performing Loans, with Related Allowance, Interest Income	10	33	22	66
Average investment in non-performing loans	8,163	10,591	8,378	11,035
Non-performing Loans, Interest Income	10	34	170	103
Mortgage loans, Single-family
Non-performing Loans, with No Related Allowance, Average Recorded Investment	7,301	7,458	7,659	7,771
Non-performing Loans, with No Related Allowance, Interest Income	0	1	135	37
Non-performing Loans, with Related Allowance, Average Recorded Investment	786	2,578	608	2,517
Non-performing Loans, with Related Allowance, Interest Income	8	19	19	46
Mortgage loans, Multi-family
Non-performing Loans, with No Related Allowance, Average Recorded Investment	0	375	0	377
Non-performing Loans, with No Related Allowance, Interest Income	0	0	0	0
Non-performing Loans, with Related Allowance, Average Recorded Investment	0	92	0	279
Non-performing Loans, with Related Allowance, Interest Income	0	12	0	17
Commercial Real Estate [Member]
Non-performing Loans, with No Related Allowance, Average Recorded Investment			34	0
Non-performing Loans, with No Related Allowance, Interest Income			13	0
Commercial Business Loans
Non-performing Loans, with Related Allowance, Average Recorded Investment	76	88	77	91
Non-performing Loans, with Related Allowance, Interest Income	$ 2	$ 2	$ 3	$ 3

Loans Held For Investment_ Sc55

Loans Held For Investment: Schedule of Troubled Debt Restructurings by Nonaccrual Versus Accrual Status (Details) - USD ($) $ / shares in Thousands, $ in Thousands	3 Months Ended
	Dec. 31, 2017	Dec. 31, 2016	Jun. 30, 2017
Financing Receivable, Modifications [Line Items]
Number of Loans Modified as Troubled Debt Restructurings in Default	$ 0	$ 0
Restructured loans on non-accrual status	$ 3,477		$ 3,126
Restructured loans on accrual status	962		506
Restructured loans	4,439		3,632
Mortgage loans, Single-family
Financing Receivable, Modifications [Line Items]
Restructured loans on non-accrual status	3,416		3,061
Restructured loans on accrual status	962		506
Commercial Business Loans
Financing Receivable, Modifications [Line Items]
Restructured loans on non-accrual status	$ 61		$ 65

Loans Held For Investment_ Sc56

Loans Held For Investment: Schedule of Restructured Loans by Type, Net of Individually Evaluated Allowances (Details) - USD ($) $ in Thousands	Dec. 31, 2017	Jun. 30, 2017
Financing Receivable, Impaired [Line Items]
Restructured Loans, Allowance for Loan Losses	$ (15)	$ (112)
Restructured Loans, Unpaid Principal Balance	4,990	4,183
Restructured Loans, Related Charge-offs	(536)	(439)
Restructured Loans, Recorded Investment	4,454	3,744
Restructured Loans, Recorded Investment, Net of Allowance	4,439	3,632
Mortgage loans, Single-family
Financing Receivable, Impaired [Line Items]
Restructured Loans, With Related Allowance, Unpaid Principal Balance		485
Restructured Loans, With Related Allowance, Related Charge-offs		0
Restructured Loans, With a Related Allowance, Recorded Investment		485
Restructured Loans, Allowance for Loan Losses	0	(97)
Restructured Loans, Recorded Investment, With Related Allowance, Net		388
Restructured Loans, Without a Related Allowance, Unpaid Principal Balance	4,914	3,618
Restructured Loans, Without a Related Allowance, Related Charge-offs	(536)	(439)
Restructured Loans, Without a Related Allowance, Recorded Investment	4,378	3,179
Restructured Loans, Without a Related Allowance, Net Investment	4,378	3,179
Restructured Loans, Unpaid Principal Balance	4,914	4,103
Restructured Loans, Related Charge-offs	(536)	(439)
Restructured Loans, Recorded Investment	4,378	3,664
Restructured Loans, Recorded Investment, Net of Allowance	4,378	3,567
Commercial Business Loans
Financing Receivable, Impaired [Line Items]
Restructured Loans, With Related Allowance, Unpaid Principal Balance	76	80
Restructured Loans, With Related Allowance, Related Charge-offs	0	0
Restructured Loans, With a Related Allowance, Recorded Investment	76	80
Restructured Loans, Allowance for Loan Losses	(15)	(15)
Restructured Loans, Recorded Investment, With Related Allowance, Net	61	65
Restructured Loans, Unpaid Principal Balance	76	80
Restructured Loans, Related Charge-offs	0	0
Restructured Loans, Recorded Investment	76	80
Restructured Loans, Recorded Investment, Net of Allowance	$ 61	$ 65

Loans Held For Investment_ Na57

Loans Held For Investment: Narrative 3 (Details) $ in Thousands	3 Months Ended		6 Months Ended
	Dec. 31, 2017USD ($)property	Dec. 31, 2016property	Dec. 31, 2017USD ($)property	Dec. 31, 2016property	Jun. 30, 2017USD ($)property
Number of Properties Acquired in Settlement of Loans	1	0	1	3
Number of Previously Foreclosed Properties Sold	0	2	2	3
Real estate owned fair value | $	$ 0		$ 0		$ 1,600
Southern California [Member]
Number of real estate owned properties					1
Nevada [Member]
Number of real estate owned properties					1

Fair Value of Financial Instr58

Fair Value of Financial Instruments: Schedule of Aggregate Fair Value and Aggregate Unpaid Principal Balance of Loans Held for Sale (Details) - USD ($) $ in Thousands	Dec. 31, 2017	Jun. 30, 2017
Fair Value Disclosures [Abstract]
Loans Held for Investment, at Fair Value	$ 5,157	$ 6,445
Loans held for investment, Aggregate Unpaid Principal Balance	5,362	6,696
Loans held for investment, Net Unrealized Gain	(205)	(251)
Loans held for sale, Aggregate Fair Value	96,589	116,548
Loans held for sale, Aggregate Unpaid Principal Balance	93,449	112,940
Loans held for sale, Net Unrealized Gain	$ 3,140	$ 3,608

Fair Value of Financial Instr59

Fair Value of Financial Instruments: Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis (Details) - USD ($) $ in Thousands	Dec. 31, 2017	Jun. 30, 2017
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans Held for Investment, at Fair Value	$ 5,157	$ 6,445
Loans held for sale, at fair value	96,589	116,548
Recurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities	8,405	9,318
Loans Held for Investment, at Fair Value	5,157	6,445
Loans held for sale, at fair value	96,589	116,548
Interest-only strips	26	31
Derivative assets	739	1,470
Total assets	110,916	133,812
Derivative liabilities	228	38
Total liabilities	228	38
Recurring | Commitments to extend credit on loans to be held for sale
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	737	847
Derivative liabilities	21	38
Recurring | Mandatory loan sale commitments
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets		47
Derivative liabilities	24
Recurring | TBA MBS trades
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	2	539
Derivative liabilities	183
Recurring | Option contracts
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets		37
Recurring | U.S. government agency MBS
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities	4,859	5,383
Recurring | U.S. government sponsored enterprise MBS
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities	3,127	3,474
Recurring | Private issue CMO
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities	419	461
Recurring | Fair Value, Inputs, Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities	0	0
Loans Held for Investment, at Fair Value	0	0
Loans held for sale, at fair value	0	0
Interest-only strips	0	0
Derivative assets	0	0
Total assets	0	0
Derivative liabilities	0	0
Total liabilities	0	0
Recurring | Fair Value, Inputs, Level 1 | Commitments to extend credit on loans to be held for sale
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	0	0
Derivative liabilities	0	0
Recurring | Fair Value, Inputs, Level 1 | Mandatory loan sale commitments
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets		0
Derivative liabilities	0
Recurring | Fair Value, Inputs, Level 1 | TBA MBS trades
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	0	0
Derivative liabilities	0
Recurring | Fair Value, Inputs, Level 1 | Option contracts
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets		0
Recurring | Fair Value, Inputs, Level 1 | U.S. government agency MBS
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities	0	0
Recurring | Fair Value, Inputs, Level 1 | U.S. government sponsored enterprise MBS
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities	0	0
Recurring | Fair Value, Inputs, Level 1 | Private issue CMO
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities	0	0
Recurring | Fair Value, Inputs, Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities	7,986	8,857
Loans Held for Investment, at Fair Value	0	0
Loans held for sale, at fair value	96,589	116,548
Interest-only strips	0	0
Derivative assets	2	539
Total assets	104,577	125,944
Derivative liabilities	183	0
Total liabilities	183	0
Recurring | Fair Value, Inputs, Level 2 | Commitments to extend credit on loans to be held for sale
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	0	0
Derivative liabilities	0	0
Recurring | Fair Value, Inputs, Level 2 | Mandatory loan sale commitments
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets		0
Derivative liabilities	0
Recurring | Fair Value, Inputs, Level 2 | TBA MBS trades
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	2	539
Derivative liabilities	183
Recurring | Fair Value, Inputs, Level 2 | Option contracts
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets		0
Recurring | Fair Value, Inputs, Level 2 | U.S. government agency MBS
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities	4,859	5,383
Recurring | Fair Value, Inputs, Level 2 | U.S. government sponsored enterprise MBS
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities	3,127	3,474
Recurring | Fair Value, Inputs, Level 2 | Private issue CMO
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities	0	0
Recurring | Fair Value, Inputs, Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities	419	461
Loans Held for Investment, at Fair Value	5,157	6,445
Loans held for sale, at fair value	0	0
Interest-only strips	26	31
Derivative assets	737	931
Total assets	6,339	7,868
Derivative liabilities	45	38
Total liabilities	45	38
Recurring | Fair Value, Inputs, Level 3 | Commitments to extend credit on loans to be held for sale
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	737	847
Derivative liabilities	21	38
Recurring | Fair Value, Inputs, Level 3 | Mandatory loan sale commitments
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets		47
Derivative liabilities	24
Recurring | Fair Value, Inputs, Level 3 | TBA MBS trades
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	0	0
Derivative liabilities	0
Recurring | Fair Value, Inputs, Level 3 | Option contracts
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets		37
Recurring | Fair Value, Inputs, Level 3 | U.S. government agency MBS
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities	0	0
Recurring | Fair Value, Inputs, Level 3 | U.S. government sponsored enterprise MBS
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities	0	0
Recurring | Fair Value, Inputs, Level 3 | Private issue CMO
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities	$ 419	$ 461

Fair Value of Financial Instr60

Fair Value of Financial Instruments: Schedule of Reconciliation of Beginning and Ending Balances of Recurring Fair Value Measurements Using Level 3 Inputs (Details) - USD ($) $ in Thousands	3 Months Ended				6 Months Ended
	Dec. 31, 2017		Dec. 31, 2016		Dec. 31, 2017	Dec. 31, 2016
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Beginning balance	$ 8,083		$ 8,703		$ 7,830	$ 9,561
Total gains or losses included in earnings	47		(1,121)		(157)	(2,321)
Total gains or losses included in other comprehensive loss	(2)		(5)		(4)	(9)
Purchases	0		94		0	138
Issuances	0		0		0	0
Settlements	(1,834)		(760)		(1,897)	(1,218)
Transfers in and/or out of Level 3	0		824		522	1,584
Ending balance	6,294		7,735		6,294	7,735
Private issue CMO
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Beginning balance	448		560		461	601
Total gains or losses included in earnings	0		0		0	0
Total gains or losses included in other comprehensive loss	0		0		1	1
Purchases	0		0		0	0
Issuances	0		0		0	0
Settlements	(29)		(22)		(43)	(64)
Transfers in and/or out of Level 3	0		0		0	0
Ending balance	419		538		419	538
Loans Held For Investment, at Fair Value [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Beginning balance	6,924		5,529		6,445	5,159
Total gains or losses included in earnings	38		(139)		46	(101)
Total gains or losses included in other comprehensive loss	0		0		0	0
Purchases	0		0		0	0
Issuances	0		0		0	0
Settlements	(1,805)		(250)		(1,856)	(678)
Transfers in and/or out of Level 3	0		824		522	1,584
Ending balance	5,157		5,964		5,157	5,964
Interest-Only Strips
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Beginning balance	28		42		31	47
Total gains or losses included in earnings	0		0		0	0
Total gains or losses included in other comprehensive loss	(2)		(5)		(5)	(10)
Purchases	0		0		0	0
Issuances	0		0		0	0
Settlements	0		0		0	0
Transfers in and/or out of Level 3	0		0		0	0
Ending balance	26		37		26	37
Loan Commitments to Originate
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Beginning balance	687	[1]	2,574	[2]	809	3,785
Total gains or losses included in earnings	29	[1]	(1,098)	[2]	(93)	(2,309)
Total gains or losses included in other comprehensive loss	0	[1]	0	[2]	0	0
Purchases	0	[1]	0	[2]	0	0
Issuances	0	[1]	0	[2]	0	0
Settlements	0	[1]	0	[2]	0	0
Transfers in and/or out of Level 3	0	[1]	0	[2]	0	0
Ending balance	716		1,476		716	1,476
Mandatory Commitments
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Beginning balance	(4)	[3]	(24)	[4]	47	(31)
Total gains or losses included in earnings	(20)	[3]	(250)	[4]	(73)	(255)
Total gains or losses included in other comprehensive loss	0	[3]	0	[4]	0	0
Purchases	0	[3]	0	[4]	0	0
Issuances	0	[3]	0	[4]	0	0
Settlements	0	[3]	(6)	[4]	2	6
Transfers in and/or out of Level 3	0	[3]	0	[4]	0	0
Ending balance	(24)		(280)		(24)	(280)
Option Contracts
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Beginning balance			22		37	0
Total gains or losses included in earnings			366		(37)	344
Total gains or losses included in other comprehensive loss			0		0	0
Purchases			94		0	138
Issuances			0		0	0
Settlements			(482)		0	(482)
Transfers in and/or out of Level 3			0		0	0
Ending balance	$ 0		$ 0		$ 0	$ 0
[1]	Consists of commitments to extend credit on loans to be held for sale.
[2]	Consists of commitments to extend credit on loans to be held for sale.
[3]	Consists of mandatory loan sale commitments.
[4]	Consists of mandatory loan sale commitments.

Fair Value of Financial Instr61

Fair Value of Financial Instruments: Schedule of Fair Value Assets Measured on Nonrecurring Basis (Details) - Nonrecurring - USD ($) $ in Thousands	Dec. 31, 2017	Jun. 30, 2017
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired Loans, Fair value Disclosure	$ 7,985	$ 7,995
Servicing Asset at Fair Value, Amount	450	407
Real Estate Owned, Fair Value Disclosure	621	1,615
Assets measured at fair value, nonrecurring	9,056	10,017
Fair Value, Inputs, Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired Loans, Fair value Disclosure	0	0
Servicing Asset at Fair Value, Amount	0	0
Real Estate Owned, Fair Value Disclosure	0	0
Assets measured at fair value, nonrecurring	0	0
Fair Value, Inputs, Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired Loans, Fair value Disclosure	7,038	7,049
Servicing Asset at Fair Value, Amount	0	0
Real Estate Owned, Fair Value Disclosure	621	1,615
Assets measured at fair value, nonrecurring	7,659	8,664
Fair Value, Inputs, Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired Loans, Fair value Disclosure	947	946
Servicing Asset at Fair Value, Amount	450	407
Real Estate Owned, Fair Value Disclosure	0	0
Assets measured at fair value, nonrecurring	$ 1,397	$ 1,353

Fair Value of Financial Instr62

Fair Value of Financial Instruments: Schedule of Additional Information About Valuation Techniques and Inputs Used for Assets and Liabilities (Details) - Fair Value, Inputs, Level 3 $ in Thousands	6 Months Ended
	Dec. 31, 2017USD ($)
Commitments to extend credit on loans to be held for sale
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Liabilities, fair value	$ 21
Valuation Techniques	Relative value analysis
Commitments to extend credit on loans to be held for sale | Minimum | Liability
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Broker quotes (percent)	100.90%	[1]
Fall-out ratio (percent)	12.90%	[1],[2]
Commitments to extend credit on loans to be held for sale | Maximum | Liability
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Broker quotes (percent)	103.40%	[1]
Fall-out ratio (percent)	32.00%	[1],[2]
Commitments to extend credit on loans to be held for sale | Weighted Average | Liability
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Broker quotes (percent)	103.40%	[1]
Fall-out ratio (percent)	30.60%	[1],[2]
Mandatory loan sale commitments
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Liabilities, fair value	$ 24
Valuation Techniques	Relative value analysis
Mandatory loan sale commitments | Minimum | Assets
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investor quotes (percent)	0.00%	[1]
Roll-forward costs (percent)	0.00%	[1],[3]
Mandatory loan sale commitments | Minimum | Liability
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investor quotes (percent)		[1]
Roll-forward costs (percent)	0.00%	[1],[3]
Mandatory loan sale commitments | Maximum | Assets
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investor quotes (percent)	0.00%	[1]
Roll-forward costs (percent)	0.00%	[1],[3]
Mandatory loan sale commitments | Maximum | Liability
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investor quotes (percent)		[1]
Roll-forward costs (percent)	0.00%	[1],[3]
Mandatory loan sale commitments | Weighted Average | Assets
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investor quotes (percent)	0.00%	[1]
Roll-forward costs (percent)	0.00%	[1],[3]
Mandatory loan sale commitments | Weighted Average | Liability
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investor quotes (percent)		[1]
Roll-forward costs (percent)	0.00%	[1],[3]
Private issue CMO
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	$ 419
Valuation Techniques	Market comparable pricing
Private issue CMO | Minimum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value Inputs, Comparability Adjustments	0.60%	[1]
Private issue CMO | Maximum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value Inputs, Comparability Adjustments	1.70%	[1]
Private issue CMO | Weighted Average
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value Inputs, Comparability Adjustments	1.50%	[1]
Loans Held For Investment, at Fair Value [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	$ 5,157
Valuation Techniques	Relative value analysis
Loans Held For Investment, at Fair Value [Member] | Minimum | Assets
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Broker quotes (percent)	97.90%	[1]
Fair Value Inputs, Entity Credit Risk	1.20%	[1]
Loans Held For Investment, at Fair Value [Member] | Maximum | Assets
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Broker quotes (percent)	104.80%	[1]
Fair Value Inputs, Entity Credit Risk	100.00%	[1]
Loans Held For Investment, at Fair Value [Member] | Weighted Average | Assets
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Broker quotes (percent)	100.80%	[1]
Fair Value Inputs, Entity Credit Risk	4.60%	[1]
Non-performing loans | Discounted Cash Flow
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	$ 61
Valuation Techniques	Discounted cash flow
Non-performing loans | Relative Value Analysis
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	$ 886
Valuation Techniques	Relative value analysis
Non-performing loans | Minimum | Discounted Cash Flow
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Probability of default (percent)	5.00%	[1]
Non-performing loans | Minimum | Relative Value Analysis
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Probability of default (percent)	20.00%	[1]
Non-performing loans | Maximum | Discounted Cash Flow
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Probability of default (percent)	5.00%	[1]
Non-performing loans | Maximum | Relative Value Analysis
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Probability of default (percent)	30.00%	[1]
Non-performing loans | Weighted Average | Discounted Cash Flow
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Probability of default (percent)	5.00%	[1]
Non-performing loans | Weighted Average | Relative Value Analysis
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Probability of default (percent)	21.40%	[1]
MSA
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	$ 450
Valuation Techniques	Discounted cash flow
MSA | Minimum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Prepayment speed (percent)	10.20%	[1]
Discount rate (percent)	9.00%	[1]
MSA | Maximum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Prepayment speed (percent)	60.00%	[1]
Discount rate (percent)	10.50%	[1]
MSA | Weighted Average
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Prepayment speed (percent)	21.30%	[1]
Discount rate (percent)	9.20%	[1]
Interest-Only Strips
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	$ 26
Valuation Techniques	Discounted cash flow
Interest-Only Strips | Minimum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Prepayment speed (percent)	15.60%	[1]
Discount rate (percent)	9.00%	[1]
Interest-Only Strips | Maximum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Prepayment speed (percent)	29.70%	[1]
Discount rate (percent)	9.00%	[1]
Interest-Only Strips | Weighted Average
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Prepayment speed (percent)	27.40%	[1]
Discount rate (percent)	9.00%	[1]
Commitments to extend credit on loans to be held for sale
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	$ 737
Valuation Techniques	Relative value analysis
Commitments to extend credit on loans to be held for sale | Minimum | Assets
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Broker quotes (percent)	99.30%	[1]
Fall-out ratio (percent)	12.90%	[1],[2]
Commitments to extend credit on loans to be held for sale | Maximum | Assets
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Broker quotes (percent)	105.10%	[1]
Fall-out ratio (percent)	32.00%	[1],[2]
Commitments to extend credit on loans to be held for sale | Weighted Average | Assets
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Broker quotes (percent)	102.00%	[1]
Fall-out ratio (percent)	30.60%	[1],[2]
Mandatory loan sale commitments | Minimum | Assets
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Broker quotes (percent)	0.00%	[1]
Mandatory loan sale commitments | Minimum | Liability
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Broker quotes (percent)	101.30%	[1]
Mandatory loan sale commitments | Maximum | Assets
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Broker quotes (percent)	0.00%	[1]
Mandatory loan sale commitments | Maximum | Liability
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Broker quotes (percent)	103.90%	[1]
Mandatory loan sale commitments | Weighted Average | Assets
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Broker quotes (percent)	0.00%	[1]
Mandatory loan sale commitments | Weighted Average | Liability
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Broker quotes (percent)	103.30%	[1]
Put options | Minimum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Broker quotes (percent)	0.00%	[1]
Put options | Maximum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Broker quotes (percent)	0.00%	[1]
Put options | Weighted Average
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Broker quotes (percent)	0.00%	[1]
[1]	The range is based on the estimated fair values and management estimates.
[2]	The percentage of commitments to extend credit on loans to be held for sale which management has estimated may not fund.
[3]	An estimated cost to roll forward the mandatory loan sale commitments which management has estimated may not be delivered to the corresponding investors in a timely manner.

Fair Value of Financial Instr63

Fair Value of Financial Instruments: Schedule of Carrying Amount and Fair Value of Financial Instruments (Details) - USD ($) $ in Thousands	Dec. 31, 2017	Jun. 30, 2017
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Held-to-maturity Securities, Fair Value	$ 87,336	$ 60,629
Carrying Amount
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Held-to-maturity Securities, Fair Value	87,626	60,441
Loans held for investment, not recorded at fair value	880,819	898,474
FHLB – San Francisco stock	8,108	8,108
Deposits	907,788	926,521
Borrowings	111,189	126,226
Fair Value
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Held-to-maturity Securities, Fair Value	87,336	60,629
Loans held for investment, not recorded at fair value	864,096	885,650
FHLB – San Francisco stock	8,108	8,108
Deposits	874,441	896,140
Borrowings	111,141	126,083
Fair Value | Fair Value, Inputs, Level 1
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Held-to-maturity Securities, Fair Value	0	0
Loans held for investment, not recorded at fair value	0	0
FHLB – San Francisco stock	0	0
Deposits	0	0
Borrowings	0	0
Fair Value | Fair Value, Inputs, Level 2
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Held-to-maturity Securities, Fair Value	87,336	60,629
Loans held for investment, not recorded at fair value	0	0
FHLB – San Francisco stock	8,108	8,108
Deposits	0	0
Borrowings	0	0
Fair Value | Fair Value, Inputs, Level 3
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Held-to-maturity Securities, Fair Value	0	0
Loans held for investment, not recorded at fair value	864,096	885,650
FHLB – San Francisco stock	0	0
Deposits	874,441	896,140
Borrowings	$ 111,141	$ 126,083

Incentive Plans Incentive Plans

Incentive Plans Incentive Plans: Equity Incentive Plan Policy: Valuation Assumptions (Details) - Equity Incentive Plan [Member] - Employee Stock Option [Member]	6 Months Ended
	Dec. 31, 2017
Minimum
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Expected volatility	0.00%
Maximum
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Expected volatility	0.00%

Incentive Plans_ Equity Incenti

Incentive Plans: Equity Incentive Plan Policy: Schedule of Incentive Plan Stock Option Activity (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		6 Months Ended
	Dec. 31, 2017	Dec. 31, 2016	Dec. 31, 2017
Shares:
Oustanding, End of Period	585,500	903,000	585,500
Equity Incentive Plan [Member]
Shares:
Outstanding, Beginning of Period	591,250		615,250
Granted	0		0
Exercised	(5,750)		(27,250)
Forfeited	0		(2,500)
Oustanding, End of Period	585,500		585,500
Vested and expected to vest at year end	545,350		545,350
Exercisable at year end	384,750		384,750
Weighted-Average Exercise Price (in dollars per share):
Oustanding, Beginning of Period	$ 12.27		$ 12.14
Granted	0		0
Exercised	14.59		9.57
Forfeited	0		14.59
Outstanding, End of Period	12.25		12.25
Vested and expected to vest at year end	12.03		12.03
Exercisable at year end	$ 10.67		$ 10.67
Weighted- Average Remaining Contractual Term (Years):
Outstanding at year end	5 years 3 months 15 days		5 years 3 months 15 days
Vested and expected to vest at year end	5 years 2 months		5 years 2 months
Exercisable at year end	4 years 4 months 27 days		4 years 4 months 27 days
Aggregate Intrinsic Value ($000):
Outstanding at year end	$ 3,633		$ 3,633
Vested and expected to vest at year end	3,501		3,501
Exercisable at year end	$ 2,973		$ 2,973

Incentive Plans_ Equity Incen66

Incentive Plans: Equity Incentive Plan Policy: Schedule of Share-based Compensation, Restricted Stock Units Award Activity (Details) - Restricted Stock [Member] - Equity Incentive Plan [Member] - $ / shares	3 Months Ended		6 Months Ended
	Dec. 31, 2017	Dec. 31, 2016	Dec. 31, 2017	Dec. 31, 2016
Shares:
Unvested, Beginning of Period	109,000		111,000
Awarded	0	3,000	0	18,000
Vested	0	0	0	(87,750)
Forfeited	0	(8,250)	(2,000)	(15,250)
Unvested, End of Period	109,000		109,000
Expected to vest at March 31, 2013	87,200		87,200
Weighted-Average Award Date Fair Value (in dollars per share):
Restricted stock, Nonvested, Weighted Average Award Date Fair Value	$ 14.45		$ 14.16
Awarded	0		0
Vested	0		0
Forfeited	0		13.30
Restricted stock, Nonvested, Weighted Average Award Date Fair Value	14.45		14.45
Expected to vest at March 31, 2013	$ 14.45		$ 14.45

Incentive Plans_ Stock Option P

Incentive Plans: Stock Option Plan Policy: Schedule of Stock Option Plan Stock Option Activity (Details)	6 Months Ended
	Dec. 31, 2017USD ($)$ / sharesshares	Dec. 31, 2016shares
Shares:
Oustanding, End of Period	585,500	903,000
Stock Option Plans [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Employee Service Share-based Compensation, Nonvested Awards, Compensation Not yet Recognized, Stock Options | $	$ 0
Shares:
Outstanding, Beginning of Period	50,000
Granted	0
Exercised	0
Forfeited	(50,000)
Oustanding, End of Period	0
Vested and expected to vest at year end	0
Exercisable at year end	0
Weighted-Average Exercise Price (in dollars per share):
Oustanding, Beginning of Period | $ / shares	$ 19.92
Granted | $ / shares	0
Exercised | $ / shares	0
Forfeited | $ / shares	19.92
Outstanding, End of Period | $ / shares	0
Vested and expected to vest at year end | $ / shares	0
Exercisable at year end | $ / shares	$ 0
Aggregate Intrinsic Value ($000):
Outstanding at year end | $	$ 0
Vested and expected to vest at year end | $	0
Exercisable at year end | $	$ 0

Incentive Plans Incentive Pla68

Incentive Plans Incentive Plans: Narrative (Details)	3 Months Ended		6 Months Ended		12 Months Ended
	Dec. 31, 2017USD ($)plan$ / sharesshares	Dec. 31, 2016USD ($)shares	Dec. 31, 2017USD ($)plan$ / sharesshares	Dec. 31, 2016USD ($)shares	Jun. 30, 2017shares	Dec. 31, 2013shares	Dec. 31, 2010shares	Dec. 31, 2006shares	Dec. 31, 2003shares
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of share-based compensation plans | plan	2		2
Share-based compensation expense | $	$ 258,000	$ 275,000	$ 524,000	$ 977,000
Income tax benefit recognized for share-based compensation plans | $	$ 7,000	8,000	$ 20,000	179,000
Treasury stock, Shares used to fund Equity Incentive Plans for restricted stock	10,501,839		10,501,839		10,235,313
2013 Equity Incentive Plan [Member] | Employee Stock Option [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of shares authorized for Equity Incentive Plan						300,000
Annual limitation on awards granted to an individual under Equity Incentive Plan					60,000
2013 Equity Incentive Plan [Member] | Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of shares authorized for Equity Incentive Plan						300,000
Annual limitation on awards granted to an individual under Equity Incentive Plan					45,000
Equity Incentive Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Stock options granted, weighted average grant date fair value | $ / shares	$ 0		$ 0
Stock options, Exercised	5,750		27,250
Stock options, Granted	0		0
Stock options, Forfeitured	0		2,500
Unrecognized share-based compensation expense, stock options | $	$ 700,000	$ 1,100,000	$ 700,000	$ 1,100,000
Equity Incentive Plan [Member] | Employee Stock Option [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Term used to calculate expected volatility			84 months
Stock options, Exercised	5,750	22,750	27,250	23,750
Stock options, Granted	0	6,000	0	26,000
Stock options, Forfeitured	0	11,250	2,500	27,250
Number of shares available for grant	147,500	138,000	147,500	138,000
Share-based compensation cost not yet recognized, weighted average period for recognition (less than)	1 year 1 month 18 days	2 years
Forfeiture rate for Equity Incentive Plans			20.00%	20.00%
Equity Incentive Plan [Member] | Employee Stock Option [Member] | Maximum
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Award vesting period					5 years
Maximum term for stock awards					10 years
Equity Incentive Plan [Member] | Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of shares available for grant	267,750	271,750	267,750	271,750
Share-based compensation cost not yet recognized, weighted average period for recognition (less than)	1 year 3 months	2 years 2 months
Forfeiture rate for Equity Incentive Plans			20.00%	20.00%
Restricted stock, Vesting and distribution	0	0	0	87,750
Restricted stock, Forfeited	0	8,250	2,000	15,250
Restricted stock, grants in period	0	3,000	0	18,000
Unrecognized share-based compensation expense, restricted stock | $	$ 867,000	$ 1,300,000	$ 867,000	$ 1,300,000
Equity Incentive Plan [Member] | Restricted Stock [Member] | Maximum
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Award vesting period					5 years
2010 Equity Incentive Plan | Employee Stock Option [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of shares authorized for Equity Incentive Plan							586,250
Annual limitation on awards granted to an individual under Equity Incentive Plan					117,250
2010 Equity Incentive Plan | Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of shares authorized for Equity Incentive Plan							288,750
Annual limitation on awards granted to an individual under Equity Incentive Plan					43,312
Treasury stock, Shares used to fund Equity Incentive Plans for restricted stock						300,000	288,750
2006 Equity Incentive Plan | Employee Stock Option [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of shares authorized for Equity Incentive Plan								365,000
Annual limitation on awards granted to an individual under Equity Incentive Plan					73,000
2006 Equity Incentive Plan | Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of shares authorized for Equity Incentive Plan								185,000
Annual limitation on awards granted to an individual under Equity Incentive Plan					27,750
Treasury stock, Shares used to fund Equity Incentive Plans for restricted stock								185,000
Stock Option Plans [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Stock options granted, weighted average grant date fair value | $ / shares			$ 0
Stock options, Exercised			0
Stock options, Granted			0
Stock options, Forfeitured			50,000
Unrecognized share-based compensation expense, stock options | $	$ 0		$ 0
Stock Option Plans [Member] | Employee Stock Option [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range, Number of Outstanding Options	0		0
Term used to calculate expected volatility			84 months
Stock options, Forfeitured			50,000	12,500
Stock Option Plans [Member] | Employee Stock Option [Member] | Maximum
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Award vesting period			5 years
Maximum term for stock awards			10 years
2003 Stock Option Plan | Employee Stock Option [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of shares authorized for Equity Incentive Plan									352,500
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range, Number of Outstanding Options	0		0

Offsetting Derivative and Oth69

Offsetting Derivative and Other Financial Instruments (Details) - USD ($) $ in Thousands	Dec. 31, 2017	Jun. 30, 2017
Gross Amount of Recognized Assets or Liabilities [Member]
Derivative [Line Items]
Derivative Assets Interest Rate Contracts	$ 2	$ 623
Derivative assets	2	623
Derivative Liabilities Interest Rate Contracts	207	0
Derivative liabilities	207	0
Gross Amount Offset in the Condensed Statement of Financial Condition [Member]
Derivative [Line Items]
Derivative Assets Interest Rate Contracts	0	0
Derivative assets	0	0
Derivative Liabilities Interest Rate Contracts	0	0
Derivative liabilities	0	0
Net Amount of Assets or Liabilities Presented in the Condensed Statement of Financial Condition [Member]
Derivative [Line Items]
Derivative Assets Interest Rate Contracts	2	623
Derivative assets	2	623
Derivative Liabilities Interest Rate Contracts	207	0
Derivative liabilities	207	0
Gross Amount Not Offset in the Condensed Statement of Financial Condition, Financial Instruments [Member]
Derivative [Line Items]
Derivative Assets Interest Rate Contracts	0	0
Derivative assets	0	0
Derivative Liabilities Interest Rate Contracts	0	0
Derivative liabilities	0	0
Gross Amount Not Offset in the Condensed Statement of Financial Condition, Cash Collateral Received [Member]
Derivative [Line Items]
Derivative Assets Interest Rate Contracts	0	0
Derivative assets	0	0
Derivative Liabilities Interest Rate Contracts	0	0
Derivative liabilities	0	0
Net Amount [Member]
Derivative [Line Items]
Derivative Assets Interest Rate Contracts	2	623
Derivative assets	2	623
Derivative Liabilities Interest Rate Contracts	207	0
Derivative liabilities	$ 207	$ 0

Reclassification Adjustment o70

Reclassification Adjustment of Accumulated Other Comprehensive Income ("AOCI") (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Dec. 31, 2017	Dec. 31, 2016	Dec. 31, 2017	Dec. 31, 2016
Accumulated Other Comprehensive Income [Roll Forward]
Beginning balance	$ 230	$ 280	$ 229	$ 313
Other Comprehensive (loss) income before reclassifications	(65)	(16)	(64)	(49)
Amount reclassified from accumulated other comprehensive income	45	0	45	0
Other comprehensive loss	(20)	(16)	(19)	(49)
Ending balance	210	264	210	264
Unrealized Gain and Losses on Investment Securities Available For Sale [Member]
Accumulated Other Comprehensive Income [Roll Forward]
Beginning balance	214	256	211	286
Other Comprehensive (loss) income before reclassifications	(61)	(14)	(58)	(44)
Amount reclassified from accumulated other comprehensive income	42	0	42	0
Other comprehensive loss	(19)	(14)	(16)	(44)
Ending balance	195	242	195	242
Unrealized Gain and Losses on Interest-only strips [Member]
Accumulated Other Comprehensive Income [Roll Forward]
Beginning balance	16	24	18	27
Other Comprehensive (loss) income before reclassifications	(4)	(2)	(6)	(5)
Amount reclassified from accumulated other comprehensive income	3	0	3	0
Other comprehensive loss	(1)	(2)	(3)	(5)
Ending balance	$ 15	$ 22	$ 15	$ 22

Income Taxes (Details)

Income Taxes (Details) - USD ($) $ in Thousands	3 Months Ended					6 Months Ended		12 Months Ended
	Jun. 30, 2018	Mar. 31, 2018	Dec. 31, 2017	Sep. 30, 2017	Sep. 30, 2016	Jun. 30, 2018	Dec. 31, 2017	Jun. 30, 2019	Jun. 30, 2018
Income Tax Examination [Line Items]
Effective Income Tax Rate Reconciliation, at Federal Statutory Income Tax Rate, Percent	28.06%	28.06%		35.00%	35.00%	21.00%		21.00%	28.06%
Provision for income taxes			$ 1,800				$ 1,800
Effective Income Tax Rate Reconciliation, State and Local Income Taxes, Percent	10.80%	10.80%						10.80%
Effective Income Tax Rate Reconciliation, Percent	35.90%	35.90%						29.60%

Subsequent Events Subsequent Ev

Subsequent Events Subsequent Events (Details) - USD ($) $ / shares in Units, $ in Thousands	Jan. 30, 2018	Dec. 31, 2017	[1]	Dec. 31, 2016	[2]	Dec. 31, 2017	Dec. 31, 2016
Subsequent Event [Line Items]
Dividends, Common Stock, Cash		$ 1,064		$ 1,032		$ 2,142	$ 2,065
Subsequent Event [Member]
Subsequent Event [Line Items]
Quarterly cash dividend declared, common stock	$ 0.14
[1]	Cash dividends of $0.14 per share were paid in the quarter ended December 31, 2017.
[2]	Cash dividends of $0.13 per share were paid in the quarter ended December 31, 2016.