Provident Financial (PROV) 10-Q 8 Nov 18 2019 Q1 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	3 Months Ended
	Sep. 30, 2018	Nov. 02, 2018
Document and Entity Information
Entity Registrant Name	PROVIDENT FINANCIAL HOLDINGS INC
Document Type	10-Q
Document Period End Date	Sep. 30, 2018
Amendment Flag	false
Entity Central Index Key	1,010,470
Current Fiscal Year End Date	--06-30
Entity Common Stock, Shares Outstanding		7,506,855
Entity Filer Category	Accelerated Filer
Entity Current Reporting Status	Yes
Document Fiscal Year Focus	2,019
Document Fiscal Period Focus	Q1
Entity Small Business	true
Entity Emerging Growth Company	false

Condensed Consolidated Statemen

Condensed Consolidated Statements of Financial Condition - USD ($) $ in Thousands	Sep. 30, 2018	Jun. 30, 2018
Assets
Cash and cash equivalents	$ 78,928	$ 43,301
Investment securities - held to maturity, at cost	79,611	87,813
Investment securities - available for sale, at fair value	7,033	7,496
Loans held for investment, net of allowance for loan losses of $7,155 and $7,385, respectively; includes $4,945 and $5,234 at fair value, respectively	877,091	902,685
Loans held for sale, at fair value	78,794	96,298
Accrued interest receivable	3,350	3,212
Real estate owned, net	524	906
Federal Home Loan Bank ("FHLB") - San Francisco stock	8,199	8,199
Premises and equipment, net	8,779	8,696
Prepaid expenses and other assets	15,171	16,943
Total assets	1,157,480	1,175,549
Liabilities:
Non interest-bearing deposits	87,250	86,174
Interest-bearing deposits	814,862	821,424
Total deposits	902,112	907,598
Borrowings	111,149	126,163
Accounts payable, accrued interest and other liabilities	22,539	21,331
Total liabilities	1,035,800	1,055,092
Commitments and Contingencies
Stockholders' equity:
Preferred stock, $.01 par value (2,000,000 shares authorized; none issued and outstanding)
Common stock, $.01 par value (40,000,000 shares authorized; 18,048,115 and 18,033,115 shares issued; 7,500,860 and 7,421,426 shares outstanding, respectively)	181	181
Additional paid-in capital	95,795	94,957
Retained earnings	191,399	190,616
Treasury stock at cost (10,547,255 and 10,611,689 shares, respectively)	(165,884)	(165,507)
Accumulated other comprehensive income, net of tax	189	210
Total stockholders' equity	121,680	120,457
Total liabilities and stockholders' equity	$ 1,157,480	$ 1,175,549

Condensed Consolidated Statem_2

Condensed Consolidated Statements of Financial Condition (Parentheticals) - USD ($) $ in Thousands	Sep. 30, 2018	Jun. 30, 2018
Statement of Financial Position [Abstract]
Allowance for loan losses on Loans held for investment	$ 7,155	$ 7,385
Loans held for investment fair value	$ 4,945	$ 5,234
Preferred stock par value (in dollars per share)	$ 0.01	$ 0.01
Preferred stock shares authorized	2,000,000	2,000,000
Preferred stock shares issued	0	0
Preferred stock shares outstanding	0	0
Common stock par value (in dollars per share)	$ 0.01	$ 0.01
Common stock shares authorized	40,000,000	40,000,000
Common stock shares issued	18,048,115	18,033,115
Common stock shares outstanding	7,500,860	7,421,426
Treasury stock shares	10,547,255	10,611,689

Condensed Consolidated Statem_3

Condensed Consolidated Statements of Operations (Unaudited) - USD ($) $ in Thousands		3 Months Ended
		Sep. 30, 2018		Sep. 30, 2017
Interest income:
Loans receivable, net		$ 10,174		$ 10,157
Investment securities		345		257
FHLB - San Francisco stock		143		141
Interest-earning deposits		338		190
Total interest income		11,000		10,745
Interest expense:
Checking and money market deposits		108		103
Savings deposits		151		149
Time deposits		621		639
Borrowings		763		736
Total interest expense		1,643		1,627
Net interest income		9,357		9,118
(Recovery) provision for loan losses		(237)		169
Net interest income, after (recovery) provision for loan losses		9,594		8,949
Non-interest income:
Gain on sale of loans, net		3,132	[1]	4,847	[2]
Gain (loss) on sale and operations of real estate owned acquired in the settlement of loans, net		1		(40)
Other		189		243
Total non-interest income		4,549		6,352
Non-interest expense:
Salaries and employee benefits		8,250		9,269
Premises and occupancy		1,345		1,314
Equipment		421		362
Professional expenses		447		520
Sales and marketing expenses		169		203
Deposit insurance premiums and regulatory assessments		165		184
Other	[3]	907		3,882
Total non-interest expense		11,704		15,734
Income (loss) before income taxes		2,439		(433)
Provision (benefit) for income taxes		616		(208)
Net income (loss)		$ 1,823		$ (225)
Basic earnings (loss) per share (in dollars per share)		$ 0.25		$ (0.03)
Diluted earnings (loss) per share (in dollars per share)		0.24		(0.03)
Cash dividends per share (in dollars per share)		$ 0.14		$ 0.14
Loan servicing and other fees
Non-interest income:
Revenue from loan servicing and other fees, deposit account fees & card and processing fees		$ 324	[4]	$ 363	[5]
Total non-interest income	[6]	324		363
Deposit account fees
Non-interest income:
Revenue from loan servicing and other fees, deposit account fees & card and processing fees		505		558
Total non-interest income		519		567
Card and processing fees
Non-interest income:
Revenue from loan servicing and other fees, deposit account fees & card and processing fees		$ 398		$ 381
[1]	Includes an inter-company charge of $6 credited to PBM by the Bank during the period to compensate PBM for servicing fees on loans sold on a servicing retained basis.
[2]	Includes an inter-company charge of $59 credited to PBM by the Bank during the period to compensate PBM for servicing fees on loans sold on a servicing retained basis.
[3]	Includes $2.75 million of litigation settlement expense for the quarter ended September 30, 2017.
[4]	Includes an inter-company charge of $168 credited to PBM by the Bank during the period to compensate PBM for originating loans held for investment.
[5]	Includes an inter-company charge of $240 credited to PBM by the Bank during the period to compensate PBM for originating loans held for investment.
[6]	Not in scope of ASC 606.

Condensed Consolidated Statem_4

Condensed Consolidated Statements of Operations (Unaudited) (Parentheticals) $ in Thousands	3 Months Ended
	Sep. 30, 2017USD ($)
Income Statement [Abstract]
Litigation settlement expense	$ 2,750

Condensed Consolidated Statem_5

Condensed Consolidated Statements of Comprehensive Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Sep. 30, 2018	Sep. 30, 2017
Statement of Comprehensive Income [Abstract]
Net income (loss)	$ 1,823	$ (225)
Change in unrealized holding (loss) gain on securities available for sale	(30)	2
Reclassification of (gains) losses to net income	0	0
Other comprehensive (loss) income, before income taxes	(30)	2
Income tax (benefit) provision	(9)	1
Other comprehensive (loss) income	(21)	1
Total comprehensive income (loss)	$ 1,802	$ (224)

Condensed Consolidated Statem_6

Condensed Consolidated Statements of Stockholders' Equity (Unaudited) - USD ($) $ in Thousands		Common Stock	Additional Paid-In Capital	Retained Earnings	Treasury Stock	Accumulated Other Comprehensive Income (loss), Net of Tax	Total
Balance at Jun. 30, 2017		$ 180	$ 93,209	$ 192,754	$ (158,142)	$ 229	$ 128,230
Balance (in shares) at Jun. 30, 2017		7,714,052
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income (loss)				(225)			(225)
Other comprehensive income (loss)						1	1
Purchase of treasury stock					(2,450)		(2,450)
Purchase of treasury stock (in shares)		(126,000)
Exercise of stock options			177				177
Exercise of stock options (in shares)		21,500
Amortization of restricted stock			149				149
Forfeiture of restricted stock			17		(17)
Stock options expense			117				117
Cash dividends	[1]			(1,078)			(1,078)
Balance at Sep. 30, 2017		$ 180	93,669	191,451	(160,609)	230	124,921
Balance (in shares) at Sep. 30, 2017		7,609,552
Balance at Jun. 30, 2018		$ 181	94,957	190,616	(165,507)	210	$ 120,457
Balance (in shares) at Jun. 30, 2018		7,421,426					7,421,426
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income (loss)				1,823			$ 1,823
Other comprehensive income (loss)						(21)	(21)
Purchase of treasury stock	[2]				(377)		(377)
Purchase of treasury stock (in shares)	[2]	(20,566)
Exercise of stock options			153				153
Exercise of stock options (in shares)		15,000
Distribution of restricted stock (in shares)		85,000
Amortization of restricted stock			364				364
Stock options expense			321				321
Cash dividends	[3]			(1,040)			(1,040)
Balance at Sep. 30, 2018		$ 181	$ 95,795	$ 191,399	$ (165,884)	$ 189	$ 121,680
Balance (in shares) at Sep. 30, 2018		7,500,860					7,500,860
[1]	Cash dividends of $0.14 per share were paid in the quarter ended September 30, 2017.
[2]	Includes the repurchase of 20,566 shares of distributed restricted stock in settlement of employee withholding tax obligations.
[3]	Cash dividends of $0.14 per share were paid in the quarter ended September 30, 2018.

Condensed Consolidated Statem_7

Condensed Consolidated Statements of Stockholders' Equity (Unaudited) (Parentheticals) - $ / shares	3 Months Ended
	Sep. 30, 2018	Sep. 30, 2017
Statement of Stockholders' Equity [Abstract]
Number of shares repurchase of distributed restricted stock in settlement of employee withholding tax obligations	20,566	0
Cash dividends per share	$ 0.14	$ 0.14

Condensed Consolidated Statem_8

Condensed Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Sep. 30, 2018		Sep. 30, 2017
Cash flows from operating activities:
Net income (loss)	$ 1,823		$ (225)
Adjustments to reconcile net income (loss) to net cash provided by (used for) operating activities:
Depreciation and amortization	928		664
(Recovery) provision for loan losses	(237)		169
Recovery of losses on real estate owned	0		(552)
Gain on sale of loans, net	(3,132)	[1]	(4,847)	[2]
(Gain) loss on sale of real estate owned, net	(13)		580
Stock-based compensation	685		266
Provision (benefit) for deferred income taxes	505		(930)
Increase in accounts payable, accrued interest and other liabilities	2,446		1,039
Decrease in prepaid expenses and other assets	1,172		617
Loans originated for sale	(196,321)		(392,292)
Proceeds from sale of loans	215,761		386,799
Net cash provided by (used for) operating activities	23,617		(8,712)
Cash flows from investing activities:
Decrease (increase) in loans held for investment, net	25,927		(3,517)
Maturity of investment securities held to maturity	200
Principal payments from investment securities held to maturity	7,915		5,570
Principal payments from investment securities available for sale	432		383
Purchase of investment securities held to maturity	(200)		(10,102)
Proceeds from sale of real estate owned	395		1,587
Purchase of premises and equipment	(307)		(901)
Net cash provided by (used for) investing activities	34,362		(6,980)
Cash flows from financing activities:
(Decrease) increase in deposits, net	(5,486)		495
Repayments of short-term borrowings, net	(15,000)		(5,000)
Repayments of long-term borrowings	(14)		(20)
Exercise of stock options	153		177
Withholding taxes on stock based compensation	(588)		(41)
Cash dividends	(1,040)		(1,078)
Treasury stock purchases	(377)		(2,450)
Net cash used for financing activities	(22,352)		(7,917)
Net increase (decrease) in cash and cash equivalents	35,627		(23,609)
Cash and cash equivalents at beginning of period	43,301		72,826
Cash and cash equivalents at end of period	78,928		49,217
Supplemental information:
Cash paid for interest	1,623		1,606
Cash paid for income taxes	0		0
Transfer of loans held for sale to held for investment	724		521
Real estate acquired in the settlement of loans	$ 0		$ 0
[1]	Includes an inter-company charge of $6 credited to PBM by the Bank during the period to compensate PBM for servicing fees on loans sold on a servicing retained basis.
[2]	Includes an inter-company charge of $59 credited to PBM by the Bank during the period to compensate PBM for servicing fees on loans sold on a servicing retained basis.

Basis of Presentation

Basis of Presentation	3 Months Ended
	Sep. 30, 2018
Accounting Policies [Abstract]
Basis of Presentation	Note 1: Basis of Presentation The unaudited interim condensed consolidated financial statements included herein reflect all adjustments which are, in the opinion of management, necessary to present a fair statement of the results of operations for the interim periods presented. All such adjustments are of a normal, recurring nature. The condensed consolidated statement of financial condition at June 30, 2018 is derived from the audited consolidated financial statements of Provident Financial Holdings, Inc. and its wholly-owned subsidiary, Provident Savings Bank, F.S.B. (the “Bank”) (collectively, the “Corporation”). Certain information and note disclosures normally included in financial statements prepared in accordance with accounting principles generally accepted in the United States of America (“GAAP”) have been omitted pursuant to the rules and regulations of the United States Securities and Exchange Commission (“SEC”) with respect to interim financial reporting. It is recommended that these unaudited interim condensed consolidated financial statements be read in conjunction with the audited consolidated financial statements and notes thereto included in the Corporation’s Annual Report on Form 10-K for the year ended June 30, 2018. The results of operations for the quarter ended September 30, 2018 are not necessarily indicative of results that may be expected for the entire fiscal year ending June 30, 2019.

Accounting Standard Updates ("A

Accounting Standard Updates ("ASU")	3 Months Ended
	Sep. 30, 2018
Accounting Changes and Error Corrections [Abstract]
Accounting Standard Updates ("ASU")	Note 2: Accounting Standard Updates (“ASU”) There have been no accounting standard updates or changes in the status of their adoption that are significant to the Corporation as previously disclosed in Note 1 of the Corporation's Annual Report on Form 10-K for the year ended June 30, 2018, other than: ASU 2014-09: In May 2014, the Financial Accounting Standards Board ("FASB") issued ASU 2014-09, "Revenue from Contracts with Customers," which created FASB Accounting Standards Codification (ASC) Topic 606 ("ASC 606"). ASC 606 implements a common revenue standard that clarifies the principles for recognizing revenue. The core principle of ASC 606 is that an entity should recognize revenue to depict the transfer of promised goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those goods or services. To achieve that core principle, an entity should apply the following steps: (1) identify the contract(s) with a customer, (2) identify the performance obligations in the contract, (3) determine the transaction price, (4) allocate the transaction price to the performance obligations in the contract and (5) recognize revenue when (or as) the entity satisfies a performance obligation. ASC 606 was effective for annual periods, and interim reporting periods within those annual periods, beginning after December 15, 2017. The Corporation adopted ASC 606 on July 1, 2018 using the modified retrospective approach. Therefore, the comparative information has not been adjusted and continues to be reported under superseded ASC 605. There was no cumulative effect adjustment as of July 1, 2018, and there were no material changes to the timing or amount of revenue recognized for the three months ended September 30, 2018; however, additional disclosures were incorporated in the footnotes upon adoption. The majority of the Company's revenue is comprised of interest income from financial assets, which is explicitly excluded from the scope of ASC 606. The Corporation elected to apply the practical expedient pursuant to ASC 606 and therefore does not disclose information about remaining performance obligations that have an original expected term of one year or less and allows the Corporation to expense costs related to obtaining a contract as incurred when the original amortization period would have been one year or less. See Note 12 for additional discussion. ASU 2018-11 In February 2016, the FASB issued ASU 2016-02, "Leases (Topic 842)." This ASU introduces a lessee model that brings most leases on the balance sheet and aligns many of the underlying principles of the new lessor model with those in the new revenue recognition standard, ASC 606, Revenue From Contracts With Customers. The new leases standard represents a wholesale change to lease accounting and will most likely result in significant implementation challenges during the transition period and beyond. This ASU will be effective for annual periods beginning after December 15, 2018 (i.e., calendar periods beginning on January 1, 2019), and interim periods therein, early adoption is permitted. In July 2018, the FASB issued ASU 2018-11, Leases, Targeted Improvements, which allows entities the option of initially applying the new leases standard at the adoption date (such as January 1, 2019, for calendar year- end public business entities) and recognize a cumulative-effect adjustment to the opening balance of retained earnings in the period of adoption. The Corporation plans to adopt ASU 2018-11 on July 1, 2019. Management is currently assessing the impact of ASU 2016-02 on the Corporation's financial position and results of operations but does not believe that adoption of ASU 2018-11 will have a material impact on its consolidated financial statements. ASU 2018-13 In August 2018, the FASB issued ASU 2018-13, Disclosure Framework - Changes to the Disclosure Requirements for Fair Value Measurement, which modifies disclosure requirements on fair value measurements to improve their effectiveness. The guidance permits entities to consider materiality when evaluating fair value measurement disclosures and, among other modifications, requires certain new disclosures related to Level 3 fair value measurements. The guidance will be effective beginning January 1, 2020, with early adoption permitted. The guidance only affects disclosures in the notes to the consolidated financial statements and will not affect the Corporation’s financial position or results of operations.

Earnings (Loss) Per Share

Earnings (Loss) Per Share	3 Months Ended
	Sep. 30, 2018
Earnings Per Share [Abstract]
Earnings (Loss) Per Share	Note 3: Earnings (Loss) Per Share Basic earnings (loss) per share ("EPS") excludes dilution and is computed by dividing income available to common shareholders by the weighted-average number of shares outstanding for the period. Diluted EPS reflects the potential dilution that could occur if securities or other contracts to issue common stock were exercised or converted into common stock or resulted in the issuance of common stock that would then share in the earnings of the entity. As of September 30, 2018 and 2017, there were outstanding options to purchase 514,000 shares and 591,250 shares of the Corporation's common stock, respectively. Of those shares, as of September 30, 2018 and 2017, there were 20,000 shares and 591,250 shares, respectively, which were excluded from the diluted EPS computation as their effect was anti-dilutive. As of September 30, 2018, there were outstanding restricted stock awards of 13,500 shares which have a dilutive effect in the first quarter of fiscal 2019; and as of September 30, 2017, there were outstanding restricted stock awards of 109,000 shares with no dilutive effect in the first quarter of fiscal 2018. (In Thousands, Except Earnings Per Share) For the Quarters Ended 2018 2017 Numerator: Net income (loss) – numerator for basic earnings per share and diluted earnings per share - available to common stockholders $ 1,823 $ (225 ) Denominator: Denominator for basic earnings per share: Weighted-average shares 7,431 7,694 Effect of dilutive shares: Stock options 91 — Restricted stock 35 — Denominator for diluted earnings per share: Adjusted weighted-average shares and assumed conversions 7,557 7,694 Basic earnings (loss) per share $ 0.25 $ (0.03 ) Diluted earnings (loss) per share $ 0.24 $ (0.03 )

Operating Segment Reports

Operating Segment Reports	3 Months Ended
	Sep. 30, 2018
Segment Reporting [Abstract]
Operating Segment Reports	Note 4: Operating Segment Reports The Corporation operates in two business segments: community banking through the Bank and mortgage banking through Provident Bank Mortgage ("PBM"), a division of the Bank. The following tables set forth condensed consolidated statements of operations and total assets for the Corporation's operating segments for the quarters ended September 30, 2018 and 2017, respectively. For the Quarter Ended September 30, 2018 (In Thousands) Provident Provident Consolidated Net interest income $ 9,000 $ 357 $ 9,357 (Recovery) provision for loan losses (332 ) 95 (237 ) Net interest income, after (recovery) provision for loan losses 9,332 262 9,594 Non-interest income: Loan servicing and other fees (1) 133 191 324 Gain on sale of loans, net (2) 34 3,098 3,132 Deposit account fees 505 — 505 Gain on sale and operations of real estate owned acquired in the settlement of loans, net 1 — 1 Card and processing fees 398 — 398 Other 189 — 189 Total non-interest income 1,260 3,289 4,549 Non-interest expense: Salaries and employee benefits 4,836 3,414 8,250 Premises and occupancy 908 437 1,345 Operating and administrative expenses 926 1,183 2,109 Total non-interest expense 6,670 5,034 11,704 Income (loss) before income taxes 3,922 (1,483 ) 2,439 Provision (benefit) for income taxes 1,055 (439 ) 616 Net income (loss) $ 2,867 $ (1,044 ) $ 1,823 Total assets, end of period $ 1,078,441 $ 79,039 $ 1,157,480 (1) Includes an inter-company charge of $168 credited to PBM by the Bank during the period to compensate PBM for originating loans held for investment. (2) Includes an inter-company charge of $6 credited to PBM by the Bank during the period to compensate PBM for servicing fees on loans sold on a servicing retained basis. For the Quarter Ended September 30, 2017 (In Thousands) Provident Provident Consolidated Net interest income $ 8,550 $ 568 $ 9,118 Provision for loan losses 169 — 169 Net interest income after provision for loan losses 8,381 568 8,949 Non-interest income: Loan servicing and other fees (1) 47 316 363 Gain on sale of loans, net (2) — 4,847 4,847 Deposit account fees 558 — 558 Loss on sale and operations of real estate owned acquired in the settlement of loans, net (40 ) — (40 ) Card and processing fees 381 — 381 Other 243 — 243 Total non-interest income 1,189 5,163 6,352 Non-interest expense: Salaries and employee benefits 4,502 4,767 9,269 Premises and occupancy 827 487 1,314 Operating and administrative expenses 2,251 2,900 5,151 Total non-interest expense 7,580 8,154 15,734 Income (loss) before income taxes 1,990 (2,423 ) (433 ) Provision (benefit) for income taxes 811 (1,019 ) (208 ) Net income (loss) $ 1,179 $ (1,404 ) $ (225 ) Total assets, end of period $ 1,066,294 $ 127,492 $ 1,193,786 (1) Includes an inter-company charge of $240 credited to PBM by the Bank during the period to compensate PBM for originating loans held for investment. (2) Includes an inter-company charge of $59 credited to PBM by the Bank during the period to compensate PBM for servicing fees on loans sold on a servicing retained basis.

Investment Securities

Investment Securities	3 Months Ended
	Sep. 30, 2018
Investments, Debt and Equity Securities [Abstract]
Investment Securities	Note 5: Investment Securities The amortized cost and estimated fair value of investment securities as of September 30, 2018 and June 30, 2018 were as follows: September 30, 2018 Amortized Cost Gross Unrealized Gains Gross Unrealized (Losses) Estimated Fair Value Carrying Value (In Thousands) Held to maturity: U.S. government sponsored enterprise MBS (1) $ 76,051 $ 215 $ (835 ) $ 75,431 $ 76,051 U.S. SBA securities (2) 2,960 — (17 ) 2,943 2,960 Certificate of deposits 600 — — 600 600 Total investment securities - held to maturity $ 79,611 $ 215 $ (852 ) $ 78,974 $ 79,611 Available for sale: U.S. government agency MBS $ 4,024 $ 132 $ — $ 4,156 $ 4,156 U.S. government sponsored enterprise MBS 2,451 110 — 2,561 2,561 Private issue CMO (3) 313 3 — 316 316 Total investment securities - available for sale $ 6,788 $ 245 $ — $ 7,033 $ 7,033 Total investment securities $ 86,399 $ 460 $ (852 ) $ 86,007 $ 86,644 (1) Mortgage-Backed Securities ("MBS"). (2) Small Business Administration ("SBA"). (3) Collateralized Mortgage Obligations ("CMO"). June 30, 2018 Amortized Cost Gross Unrealized Gains Gross Unrealized (Losses) Estimated Fair Value Carrying Value (In Thousands) Held to maturity: U.S. government sponsored enterprise MBS $ 84,227 $ 203 $ (762 ) $ 83,668 $ 84,227 U.S. SBA securities 2,986 — (15 ) 2,971 2,986 Certificate of deposits 600 — — 600 600 Total investment securities - held to maturity $ 87,813 $ 203 $ (777 ) $ 87,239 $ 87,813 Available for sale: U.S. government agency MBS $ 4,234 $ 150 $ — $ 4,384 $ 4,384 U.S. government sponsored enterprise MBS 2,640 122 — 2,762 2,762 Private issue CMO 346 4 — 350 350 Total investment securities - available for sale $ 7,220 $ 276 $ — $ 7,496 $ 7,496 Total investment securities $ 95,033 $ 497 $ (777 ) $ 94,735 $ 95,309 In the first quarters of fiscal 2019 and 2018, the Corporation received MBS principal payments of $8.3 million and $6.0 million, respectively, and there were no sales of investment securities during these periods. The Corporation did not purchase any investment securities in the first quarter of fiscal 2019; while the Corporation purchased U.S. government sponsored enterprise MBS totaling $10.1 million, to be held to maturity, during the first quarter of fiscal 2018. The Corporation held investments with an unrealized loss position of $852,000 at September 30, 2018 and $777,000 at June 30, 2018. As of September 30, 2018 Unrealized Holding Losses Unrealized Holding Losses Unrealized Holding Losses (In Thousands) Less Than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized Description of Securities Value Losses Value Losses Value Losses Held to maturity: U.S. government sponsored enterprise MBS $ 16,232 $ 264 $ 26,623 $ 571 $ 42,855 $ 835 U.S. SBA securities 2,936 17 — — 2,936 17 Total investment securities $ 19,168 $ 281 $ 26,623 $ 571 $ 45,791 $ 852 As of June 30, 2018 Unrealized Holding Losses Unrealized Holding Losses Unrealized Holding Losses (In Thousands) Less Than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized Description of Securities Value Losses Value Losses Value Losses Held to maturity: U.S. government sponsored enterprise MBS $ 47,045 $ 762 $ — $ — $ 47,045 $ 762 U.S. SBA securities 2,964 15 — — 2,964 15 Total investment securities $ 50,009 $ 777 $ — $ — $ 50,009 $ 777 The Corporation evaluates individual investment securities quarterly for other-than-temporary declines in market value. At September 30, 2018, $571,000 of the total $852,000 unrealized holding losses were more than 12 months; while at June 30, 2018, all of the unrealized holding loss was less than 12 months. The Corporation does not believe that there were any other-than-temporary impairments on the investment securities at September 30, 2018 and 2017; therefore, no impairment losses were recorded for the quarters ended September 30, 2018 and 2017. Contractual maturities of investment securities as of September 30, 2018 and June 30, 2018 were as follows: September 30, 2018 June 30, 2018 (In Thousands) Amortized Estimated Amortized Estimated Held to maturity: Due in one year or less $ 600 $ 600 $ 600 $ 600 Due after one through five years 29,549 28,969 24,961 24,569 Due after five through ten years 14,141 13,886 22,847 22,477 Due after ten years 35,321 35,519 39,405 39,593 Total investment securities - held to maturity $ 79,611 $ 78,974 $ 87,813 $ 87,239 Available for sale: Due in one year or less $ — $ — $ — $ — Due after one through five years — — — — Due after five through ten years — — — — Due after ten years 6,788 7,033 7,220 7,496 Total investment securities - available for sale $ 6,788 $ 7,033 $ 7,220 $ 7,496 Total investment securities $ 86,399 $ 86,007 $ 95,033 $ 94,735

Loans Held For Investment

Loans Held For Investment	3 Months Ended
	Sep. 30, 2018
Loans and Leases Receivable Disclosure [Abstract]
Loans Held For Investment	Note 6: Loans Held for Investment Loans held for investment, net of fair value adjustments, consisted of the following: (In Thousands) September 30, June 30, Mortgage loans: Single-family $ 307,480 $ 314,808 Multi-family 454,821 476,008 Commercial real estate 112,026 109,726 Construction 8,956 7,476 Other 167 167 Commercial business loans (1) 416 500 Consumer loans (2) 104 109 Total loans held for investment, gross 883,970 908,794 Undisbursed loan funds (3) (5,110 ) (4,302 ) Advance payments of escrows 3 18 Deferred loan costs, net 5,383 5,560 Allowance for loan losses (7,155 ) (7,385 ) Total loans held for investment, net $ 877,091 $ 902,685 (1) Net of $1.5 million and $495 of undisbursed lines of credit as of September 30, 2018 and June 30, 2018, respectively. (2) Net of $497 and $503 of undisbursed lines of credit as of September 30, 2018 and June 30, 2018, respectively. (3) Comprised solely of undisbursed construction loan funds. The following table sets forth information at September 30, 2018 regarding the dollar amount of loans held for investment that are contractually repricing during the periods indicated, segregated between adjustable rate loans and fixed rate loans. Fixed-rate loans comprised 2% of loans held for investment at both September 30, 2018 and June 30, 2018. Adjustable rate loans having no stated repricing dates that reprice when the index they are tied to reprices (e.g. prime rate index) and checking account overdrafts are reported as repricing within one year. The table does not include any estimate of prepayments which may cause the Corporation's actual repricing experience to differ materially from that shown. Adjustable Rate (In Thousands) Within One Year After After After Fixed Rate Total Mortgage loans: Single-family $ 116,585 $ 28,559 $ 93,276 $ 57,120 $ 11,940 $ 307,480 Multi-family 130,379 161,337 148,803 14,093 209 454,821 Commercial real estate 32,602 43,629 35,269 — 526 112,026 Construction 7,273 — — — 1,683 8,956 Other — — — — 167 167 Commercial business loans 42 — — — 374 416 Consumer loans 104 — — — — 104 Total loans held for investment, gross $ 286,985 $ 233,525 $ 277,348 $ 71,213 $ 14,899 $ 883,970 The Corporation has developed an internal loan grading system to evaluate and quantify the Bank's loans held for investment portfolio with respect to quality and risk. Management continually evaluates the credit quality of the Corporation's loan portfolio and conducts a quarterly review of the adequacy of the allowance for loan losses using quantitative and qualitative methods. The Corporation has adopted an internal risk rating policy in which each loan is rated for credit quality with a rating of pass, special mention, substandard, doubtful or loss. The two primary components that are used during the loan review process to determine the proper allowance levels are individually evaluated allowances and collectively evaluated allowances. Quantitative loan loss factors are developed by determining the historical loss experience, expected future cash flows, discount rates and collateral fair values, among others. Qualitative loan loss factors are developed by assessing general economic indicators such as gross domestic product, retail sales, unemployment rates, employment growth, California home sales and median California home prices. The Corporation assigns individual factors for the quantitative and qualitative methods for each loan category and each internal risk rating. The Corporation categorizes all of the loans held for investment into risk categories based on relevant information about the ability of the borrower to service their debt such as current financial information, historical payment experience, credit documentation, public information, and current economic trends, among other factors. A description of the general characteristics of the risk grades is as follows: ▪ Pass - These loans range from minimal credit risk to average, but still acceptable, credit risk. The likelihood of loss is considered remote. ▪ Special Mention - A special mention loan has potential weaknesses that may be temporary or, if left uncorrected, may result in a loss. While concerns exist, the bank is currently protected and loss is considered unlikely and not imminent. ▪ Substandard - A substandard loan is inadequately protected by the current sound worth and paying capacity of the borrower or of the collateral pledged, if any. Loans so classified must have a well-defined weakness, or weaknesses, that may jeopardize the liquidation of the debt. A substandard loan is characterized by the distinct possibility that the Bank will sustain some loss if the deficiencies are not corrected. ▪ Doubtful - A doubtful loan has all of the weaknesses inherent in one classified as substandard with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of the currently existing facts, conditions and values, highly questionable and improbable. ▪ Loss - A loss loan is considered uncollectible and of such little value that continuance as an asset of the institution is not warranted. The following tables summarize gross loans held for investment, net of fair value adjustments, by loan types and risk category at the dates indicated: September 30, 2018 In Thousands) Single- family Multi- family Commercial Real Estate Construction Other Mortgage Commercial Business Consumer Total Pass $ 298,414 $ 450,894 $ 112,026 $ 6,906 $ 167 $ 348 $ 104 $ 868,859 Special Mention 1,141 3,927 — — — — — 5,068 Substandard 7,925 — — 2,050 — 68 — 10,043 Total loans held for investment, gross $ 307,480 $ 454,821 $ 454,821 $ 8,956 $ 167 $ 416 $ 104 $ 883,970 June 30, 2018 In Thousands) Single- family Multi- family Commercial Real Estate Construction Other Mortgage Commercial Business Consumer Total Pass $ 304,619 $ 472,061 $ 108,786 $ 7,476 $ 167 $ 430 $ 109 $ 893,648 Special Mention 2,548 3,947 940 — — — — 7,435 Substandard 7,641 — — — — 70 — 7,711 Total loans held for investment, gross $ 314,808 $ 476,008 $ 109,726 $ 7,476 $ 167 $ 500 $ 109 $ 908,794 The allowance for loan losses is maintained at a level sufficient to provide for estimated losses based on evaluating known and inherent risks in the loans held for investment and upon management's continuing analysis of the factors underlying the quality of the loans held for investment. These factors include changes in the size and composition of the loans held for investment, actual loan loss experience, current economic conditions, detailed analysis of individual loans for which full collectability may not be assured, and determination of the realizable value of the collateral securing the loans. The provision (recovery) for (from) the allowance for loan losses is charged (credited) against operations on a quarterly basis, as necessary, to maintain the allowance at appropriate levels. Although management believes it uses the best information available to make such determinations, there can be no assurance that regulators, in reviewing the Corporation's loans held for investment, will not request a significant increase in its allowance for loan losses. Future adjustments to the allowance for loan losses may be necessary and results of operations could be significantly and adversely affected as a result of economic, operating, regulatory, and other conditions beyond the Corporation's control. Non-performing loans are charged-off to their fair market values in the period the loans, or portion thereof, are deemed uncollectible, generally after the loan becomes 150 days delinquent for real estate secured first trust deed loans and 120 days delinquent for commercial business or real estate secured second trust deed loans. For loans that were modified from their original terms, were re-underwritten and identified in the Corporation's asset quality reports as troubled debt restructurings ("restructured loans"), the charge-off occurs when the loan becomes 90 days delinquent; and where borrowers file bankruptcy, the charge-off occurs when the loan becomes 60 days delinquent. The amount of the charge-off is determined by comparing the loan balance to the estimated fair value of the underlying collateral, less disposition costs, with the loan balance in excess of the estimated fair value charged-off against the allowance for loan losses. The allowance for loan losses for non-performing loans is determined by applying Accounting Standards Codification ("ASC") 310, "Receivables." For restructured loans that are less than 90 days delinquent, the allowance for loan losses are segregated into (a) individually evaluated allowances for those loans with applicable discounted cash flow calculations still in their restructuring period, classified lower than pass, and containing an embedded loss component or (b) collectively evaluated allowances based on the aggregated pooling method. For non-performing loans less than 60 days delinquent where the borrower has filed bankruptcy, the collectively evaluated allowances are assigned based on the aggregated pooling method. For non-performing commercial real estate loans, an individually evaluated allowance is derived based on the loan's discounted cash flow fair value (for restructured loans) or collateral fair value less estimated selling costs and if the fair value is higher than the loan balance, no allowance is required. The following table summarizes the Corporation's allowance for loan losses at September 30, 2018 and June 30, 2018: (In Thousands) September 30, 2018 June 30, 2018 Collectively evaluated for impairment: Mortgage loans: Single-family $ 2,617 $ 2,632 Multi-family 3,336 3,492 Commercial real estate 1,012 1,030 Construction 38 47 Other 3 3 Commercial business loans 14 18 Consumer loans 6 6 Total collectively evaluated allowance 7,026 7,228 Individually evaluated for impairment: Mortgage loans: Single-family 124 151 Commercial business loans 5 6 Total individually evaluated allowance 129 157 Total loan loss allowance $ 7,155 $ 7,385 The following table is provided to disclose additional details on the Corporation's allowance for loan losses: For the Quarters Ended (Dollars in Thousands) 2018 2017 Allowance at beginning of period $ 7,385 $ 8,039 (Recovery) provision for loan losses (237 ) 169 Recoveries: Mortgage loans: Single-family 32 84 Consumer loans 1 — Total recoveries 33 84 Charge-offs: Mortgage loans: Single-family (25 ) (229 ) Consumer loans (1 ) — Total charge-offs (26 ) (229 ) Net recoveries (charge-offs) 7 (145 ) Balance at end of period $ 7,155 $ 8,063 Allowance for loan losses as a percentage of gross loans held for investment at the end of the period 0.81 % 0.88 % Net (recoveries) charge-offs as a percentage of average loans receivable, net, during the period (annualized) 0.00 % 0.06 % The following tables denote the past due status of the Corporation's gross loans held for investment, net of fair value adjustments, at the dates indicated. September 30, 2018 (In Thousands) Current 30-89 Days Past Due Non-Accrual (1) Total Loans Held for Investment, Gross Mortgage loans: Single-family $ 301,055 $ — $ 6,425 $ 307,480 Multi-family 454,821 — — 454,821 Commercial real estate 112,026 — — 112,026 Construction 6,906 — 2,050 8,956 Other 167 — — 167 Commercial business loans 348 — 68 416 Consumer loans 104 — — 104 Total loans held for investment, gross $ 875,427 $ — $ 8,543 $ 883,970 (1) June 30, 2018 (In Thousands) Current 30-89 Days Past Due Non-Accrual (1) Total Loans Held for Investment, Gross Mortgage loans: Single-family $ 307,863 $ 804 $ 6,141 $ 314,808 Multi-family 476,008 — — 476,008 Commercial real estate 109,726 — — 109,726 Construction 7,476 — — 7,476 Other 167 — — 167 Commercial business loans 430 — 70 500 Consumer loans 108 1 — 109 Total loans held for investment, gross $ 901,778 $ 805 $ 6,211 $ 908,794 (1) The following tables summarize the Corporation's allowance for loan losses and recorded investment in gross loans, by portfolio type, at the dates and for the periods indicated. Quarter Ended September 30, 2018 (In Thousands) Single- family Multi- family Commercial Real Estate Construction Other Commercial Business Consumer Total Allowance for loan losses: Allowance at beginning of period $ 2,783 $ 3,492 $ 1,030 $ 47 $ 3 $ 24 $ 6 $ 7,385 Recovery from the allowance for loan losses (49 ) (156 ) (18 ) (9 ) — (5 ) — (237 ) Recoveries 32 — — — — — 1 33 Charge-offs (25 ) — — — — — (1 ) (26 ) Allowance for loan losses, end of period $ 2,741 $ 3,336 $ 1,012 $ 38 $ 3 $ 19 $ 6 $ 7,155 Allowance for loan losses: Individually evaluated for impairment $ 124 $ — $ — $ — $ — $ 5 $ — $ 129 Collectively evaluated for impairment 2,617 3,336 1,012 38 3 14 6 7,026 Allowance for loan losses, end of period $ 2,741 $ 3,336 $ 1,012 $ 38 $ 3 $ 19 $ 6 $ 7,155 Loans held for investment: Individually evaluated for impairment $ 6,370 $ — $ — $ 2,050 $ — $ 68 $ — $ 8,488 Collectively evaluated for impairment 301,110 454,821 112,026 6,906 167 348 104 875,482 Total loans held for investment, gross $ 307,480 $ 454,821 $ 112,026 $ 8,956 $ 167 $ 416 $ 104 $ 883,970 Allowance for loan losses as a percentage of gross loans held for investment 0.89 % 0.73 % 0.90 % 0.42 % 1.80 % 4.57 % 5.77 % 0.81 % Quarter Ended September 30, 2017 (In Thousands) Single- family Multi- family Commercial Real Estate Construction Commercial Business Consumer Total Allowance for loan losses: Allowance at beginning of period $ 3,601 $ 3,420 $ 879 $ 96 $ 36 $ 7 $ 8,039 Provision (recovery) for loan losses 123 11 (4 ) 44 (5 ) — 169 Recoveries 84 — — — — — 84 Charge-offs (229 ) — — — — — (229 ) Allowance for loan losses, end of period $ 3,579 $ 3,431 $ 875 $ 140 $ 31 $ 7 $ 8,063 Allowance for loan losses: Individually evaluated for impairment $ 17 $ — $ — $ — $ 15 $ — $ 32 Collectively evaluated for impairment 3,562 3,431 875 140 16 7 8,031 Allowance for loan losses, end of period $ 3,579 $ 3,431 $ 875 $ 140 $ 31 $ 7 $ 8,063 Loans held for investment: Individually evaluated for impairment $ 6,239 $ — $ — $ — $ 79 $ — $ 6,318 Collectively evaluated for impairment 316,124 482,617 96,863 16,290 387 131 912,412 Total loans held for investment, gross $ 322,363 $ 482,617 $ 96,863 $ 16,290 $ 466 $ 131 $ 918,730 Allowance for loan losses as a percentage of gross loans held for investment 1.11 % 0.71 % 0.90 % 0.86 % 6.65 % 5.34 % 0.88 % The following tables identify the Corporation's total recorded investment in non-performing loans by type at the dates and for the periods indicated. Generally, a loan is placed on non-accrual status when it becomes 90 days past due as to principal or interest or if the loan is deemed impaired, after considering economic and business conditions and collection efforts, where the borrower's financial condition is such that collection of the contractual principal or interest on the loan is doubtful. In addition, interest income is not recognized on any loan where management has determined that collection is not reasonably assured. A non-performing loan may be restored to accrual status when delinquent principal and interest payments are brought current, the borrower(s) has demonstrated sustained payment performance and future monthly principal and interest payments are expected to be collected on a timely basis. Loans with a related allowance reserve have been individually evaluated for impairment using either a discounted cash flow analysis or, for collateral dependent loans, current appraisals less costs to sell, to establish realizable value. This analysis may identify a specific impairment amount needed or may conclude that no reserve is needed. Loans that are not individually evaluated for impairment are included in pools of homogeneous loans for evaluation of related allowance reserves. At September 30, 2018 Unpaid Net Principal Related Recorded Recorded (In Thousands) Balance Charge-offs Investment Allowance (1) Investment Mortgage loans: Single-family: With a related allowance $ 2,313 $ — $ 2,313 $ (408 ) $ 1,905 Without a related allowance (2) 4,832 (684 ) 4,148 — 4,148 Total single-family 7,145 (684 ) 6,461 (408 ) 6,053 Construction: Without a related allowance (3) 745 — 745 — 745 Total construction 745 — 745 — 745 Commercial business loans: With a related allowance 68 — 68 (4 ) 64 Total commercial business loans 68 — 68 (4 ) 64 Total non-performing loans $ 7,958 $ (684 ) $ 7,274 $ (412 ) $ 6,862 (1) (2) (3) At June 30, 2018 Unpaid Net Principal Related Recorded Recorded (In Thousands) Balance Charge-offs Investment Allowance (1) Investment Mortgage loans: Single-family: With a related allowance $ 1,333 $ — $ 1,333 $ (185 ) $ 1,148 Without a related allowance (2) 5,569 (724 ) 4,845 — 4,845 Total single-family 6,902 (724 ) 6,178 (185 ) 5,993 Commercial business loans: With a related allowance 70 — 70 (6 ) 64 Total commercial business loans 70 — 70 (6 ) 64 Total non-performing loans $ 6,972 $ (724 ) $ 6,248 $ (191 ) $ 6,057 (1) (2) At both September 30, 2018 and June 30, 2018, there were no commitments to lend additional funds to those borrowers whose loans were classified as non-performing, except for one construction loan with undisbursed loan funds at September 30, 2018.. For the quarters ended September 30, 2018 and 2017, the Corporation's average recorded investment in non-performing loans was $7.0 million and $7.9 million, respectively. The Corporation records payments on non-performing loans utilizing the cash basis or cost recovery method of accounting during the periods when the loans are on non-performing status. For both quarters ended September 30, 2018 and 2017, interest income of $65,000 and $160,000, respectively, was recognized, based on cash receipts from loan payments on non-performing loans and $56,000 and $94,000, respectively, was collected and applied to reduce the loan balances under the cost recovery method. The following table presents the average recorded investment in non-performing loans and the related interest income recognized for the quarters ended September 30, 2018 and 2017: Quarter Ended September 30, 2018 2017 Average Interest Average Interest Recorded Income Recorded Income (In Thousands) Investment Recognized Investment Recognized Without related allowances: Mortgage loans: Single-family $ 4,599 $ 40 $ 6,167 $ 135 Commercial real estate — — 67 13 Construction 248 — — — 4,847 40 6,234 148 With related allowances: Mortgage loans: Single-family 2,071 24 1,609 11 Commercial business loans 68 1 79 1 2,139 25 1,688 12 Total $ 6,986 $ 65 $ 7,922 $ 160 For the quarters ended September 30, 2018 and 2017, there were no loans that were newly modified from their original terms, re-underwritten or identified in the Corporation's asset quality reports as restructured loans. During the quarters ended September 30, 2018 and 2017, no restructured loans were in default within a 12-month period subsequent to their original restructuring. Additionally, during the quarters ended September 30, 2018 and 2017, there were no loans whose modification was extended beyond the initial maturity of the modification. At both September 30, 2018 and June 30, 2018, there were no commitments to lend additional funds to those borrowers whose loans were restructured. As of September 30, 2018, the Corporation held 10 restructured loans with a net outstanding balance of $4.8 million: one loan was classified as substandard and remains on accrual status ($1.4 million); and nine loans were classified as substandard on non-accrual status ($3.4 million). As of June 30, 2018, the Corporation held 11 restructured loans with a net outstanding balance of $5.2 million: one loan was classified as special mention and remains on accrual status ($389,000); one loan was classified as substandard and remains on accrual status ($1.4 million); and nine loans were classified as substandard on non-accrual status ($3.4 million). Substandard assets have one or more defined weaknesses and are characterized by the distinct possibility that the Corporation will sustain some loss if the deficiencies are not corrected. Assets that do not currently expose the Corporation to sufficient risk to warrant adverse classification but possess weaknesses are designated as special mention and are closely monitored by the Corporation. As of September 30, 2018 and June 30, 2018, $3.1 million or 66%, and $2.9 million or 56%, respectively, of the restructured loans were current with respect to their modified payment terms. The Corporation upgrades restructured single-family loans to the pass category if the borrower has demonstrated satisfactory contractual payments for at least six consecutive months; 12 months for those loans that were restructured more than once; and if the borrower has demonstrated satisfactory contractual payments beyond 12 consecutive months, the loan is no longer categorized as a restructured loan. In addition to the payment history described above, multi-family, commercial real estate, construction and commercial business loans must also demonstrate a combination of the following characteristics to be upgraded: satisfactory cash flow, satisfactory guarantor support, and additional collateral support, among others. To qualify for restructuring, a borrower must provide evidence of their creditworthiness such as, current financial statements, their most recent income tax returns, current paystubs, current W-2s, and most recent bank statements, among other documents, which are then verified by the Corporation. The Corporation re-underwrites the loan with the borrower's updated financial information, new credit report, current loan balance, new interest rate, remaining loan term, updated property value and modified payment schedule, among other considerations, to determine if the borrower qualifies. The following table summarizes at the dates indicated the restructured loan balances, net of allowance for loan losses, by loan type and non-accrual versus accrual status: At At (In Thousands) September 30, 2018 June 30, 2018 Restructured loans on non-accrual status: Mortgage loans: Single-family $ 3,280 $ 3,328 Commercial business loans 64 64 Total 3,344 3,392 Restructured loans on accrual status: Mortgage loans: Single-family 1,425 1,788 Total 1,425 1,788 Total restructured loans $ 4,769 $ 5,180 The following tables identify the Corporation's total recorded investment in restructured loans by type at the dates and for the periods indicated. At September 30, 2018 Unpaid Net Principal Related Recorded Recorded (In Thousands) Balance Charge-offs Investment Allowance (1) Investment Mortgage loans: Single-family: With a related allowance $ 2,221 $ — $ 2,221 $ (125 ) $ 2,096 Without a related allowance (2) 3,015 (406 ) 2,609 — 2,609 Total single-family 5,236 (406 ) 4,830 (125 ) 4,705 Commercial business loans: With a related allowance 68 — 68 (4 ) 64 Total commercial business loans 68 — 68 (4 ) 64 Total restructured loans $ 5,304 $ (406 ) $ 4,898 $ (129 ) $ 4,769 (1) (2) At June 30, 2018 Unpaid Net Principal Related Recorded Recorded (In Thousands) Balance Charge-offs Investment Allowance (1) Investment Mortgage loans: Single-family With a related allowance $ 2,228 $ — $ 2,228 $ (151 ) $ 2,077 Without a related allowance (2) 3,450 (411 ) 3,039 — 3,039 Total single-family 5,678 (411 ) 5,267 (151 ) 5,116 Commercial business loans: With a related allowance 70 — 70 (6 ) 64 Total commercial business loans 70 — 70 (6 ) 64 Total restructured loans $ 5,748 $ (411 ) $ 5,337 $ (157 ) $ 5,180 (1) (2) During the quarter ended September 30, 2018, no properties were acquired in the settlement of loans, while one previously foreclosed upon property was sold. This compares to the quarter ended September 30, 2017 when no properties were acquired in the settlement of loans, while two previously foreclosed upon properties were sold. As of September 30, 2018, there was one outstanding real estate owned property located in California with a net fair value of $524,000. This compares to two real estate owned properties located in California with total net fair value of $906,000 at June 30, 2018. A new appraisal was obtained on each of the properties at the time of foreclosure and fair value was derived by using the lower of the appraised value or the listing price of the property, net of selling costs. Any initial loss was recorded as a charge to the allowance for loan losses before being transferred to real estate owned. Subsequent to transfer to real estate owned, if there is further deterioration in real estate values, specific real estate owned loss reserves are established and charged to the statement of operations. In addition, the Corporation records costs to carry real estate owned as real estate operating expenses as incurred.

Derivative and Other Financial

Derivative and Other Financial Instruments with Off-Balance Sheet Risks	3 Months Ended
	Sep. 30, 2018
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Derivative and Other Financial Instruments with Off-Balance Sheet Risks	Note 7: Derivative and Other Financial Instruments with Off-Balance Sheet Risks The Corporation is a party to financial instruments with off-balance sheet risk in the normal course of business to meet the financing needs of its customers. These financial instruments include commitments to extend credit in the form of originating loans or providing funds under existing lines of credit, loan sale commitments to third parties and option contracts. These instruments involve, to varying degrees, elements of credit and interest-rate risk in excess of the amount recognized in the accompanying Condensed Consolidated Statements of Financial Condition. The Corporation's exposure to credit loss, in the event of non-performance by the counterparty to these financial instruments, is represented by the contractual amount of these instruments. The Corporation uses the same credit policies in entering into financial instruments with off-balance sheet risk as it does for on-balance sheet instruments. As of September 30, 2018 and June 30, 2018, the Corporation had commitments to extend credit (on loans to be held for investment and loans to be held for sale) of $49.2 million and $66.3 million, respectively. The following table provides information at the dates indicated regarding undisbursed funds on construction loans, undisbursed funds to borrowers on existing lines of credit with the Corporation as well as commitments to originate loans to be held for investment at the dates indicated below. Commitments September 30, 2018 June 30, 2018 (In Thousands) Undisbursed loan funds – Construction loans $ 5,110 $ 4,302 Undisbursed lines of credit – Commercial business loans 1,548 495 Undisbursed lines of credit – Consumer loans 497 503 Commitments to extend credit on loans to be held for investment 6,793 9,352 Total $ 13,948 $ 14,652 The following table provides information regarding the allowance for loan losses for the undisbursed funds and commitments to extend credit on loans to be held for investment for the quarters ended September 30, 2018 and 2017. For the Quarters (In Thousands) 2018 2017 Balance, beginning of the period $ 157 $ 277 Recovery (8 ) (64 ) Balance, end of the period $ 149 $ 213 In accordance with ASC 815, "Derivatives and Hedging," and interpretations of the Derivatives Implementation Group of the FASB, the fair value of the commitments to extend credit on loans to be held for sale, loan sale commitments, to be announced ("TBA") MBS trades, put option contracts and call option contracts are recorded at fair value on the Condensed Consolidated Statements of Financial Condition. At September 30, 2018, $765,000 was included in other assets and $30,000 was included in other liabilities; at June 30, 2018, $849,000 was included in other assets and $464,000 was included in other liabilities. The Corporation does not apply hedge accounting to its derivative financial instruments; therefore, all changes in fair value are recorded in earnings. The net impact of derivative financial instruments is recorded within the gain on sale of loans contained in the Condensed Consolidated Statements of Operations during the quarters ended September 30, 2018 and 2017 was as follows: For the Quarters Derivative Financial Instruments 2018 2017 (In Thousands) Commitments to extend credit on loans to be held for sale $ (329 ) $ (122 ) Mandatory loan sale commitments and TBA 679 (209 ) Option contracts, net — (37 ) Total net gain (loss) $ 350 $ (368 The outstanding derivative financial instruments and other loan sale agreements at the dates indicated were as follows: September 30, 2018 June 30, 2018 Derivative Financial Instruments Amount Fair Amount Fair (In Thousands) Commitments to extend credit on loans to be held for sale (1) $ 42,403 $ 496 $ 56,906 $ 825 Best efforts loan sale commitments (24,843 ) — (29,502 ) — Mandatory loan sale commitments and TBA MBS trades (93,793 ) 239 (117,759 ) (440 ) Total $ (76,233 ) $ 735 $ (90,355 ) $ 385 (1) Net of 22.6% at September 30, 2018 and 24.7% at June 30, 2018 of commitments which management has estimated may not fund.

Fair Value of Financial Instrum

Fair Value of Financial Instruments	3 Months Ended
	Sep. 30, 2018
Fair Value Disclosures [Abstract]
Fair Value of Financial Instruments	Note 8: Fair Value of Financial Instruments The Corporation adopted ASC 820, "Fair Value Measurements and Disclosures," and elected the fair value option pursuant to ASC 825, "Financial Instruments" on loans originated for sale by PBM. ASC 820 defines fair value, establishes a framework for measuring fair value, and expands disclosures about fair value measurements. ASC 825 permits entities to elect to measure many financial instruments and certain other assets and liabilities at fair value on an instrument-by-instrument basis (the "Fair Value Option") at specified election dates. At each subsequent reporting date, an entity is required to report unrealized gains and losses on items in earnings for which the fair value option has been elected. The objective of the Fair Value Option is to improve financial reporting by providing entities with the opportunity to mitigate volatility in reported earnings caused by measuring related assets and liabilities differently without having to apply complex hedge accounting provisions. The following table describes the difference at the dates indicated between the aggregate fair value and the aggregate unpaid principal balance of loans held for investment at fair value and loans held for sale at fair value: (In Thousands) Aggregate Fair Value Aggregate Unpaid Principal Balance Net Unrealized (Loss) Gain As of September 30, 2018: Loans held for investment, at fair value $ 4,945 $ 5,306 $ (361 ) Loans held for sale, at fair value $ 78,794 $ 77,126 $ 1,668 As of June 30, 2018: Loans held for investment, at fair value $ 5,234 $ 5,546 $ (312 ) Loans held for sale, at fair value $ 96,298 $ 93,791 $ 2,507 ASC 820-10-65-4, "Determining Fair Value When the Volume and Level of Activity for the Asset or Liability Have Significantly Decreased and Identifying Transactions That Are Not Orderly," provides additional guidance for estimating fair value in accordance with ASC 820, "Fair Value Measurements," when the volume and level of activity for the asset or liability have significantly decreased. ASC 820 establishes a three-level valuation hierarchy that prioritizes inputs to valuation techniques used in fair value calculations. The three levels of inputs are defined as follows: Level 1 - Unadjusted quoted prices in active markets for identical assets or liabilities that the Corporation has the ability to access at the measurement date. Level 2 - Observable inputs other than Level 1 such as: quoted prices for similar assets or liabilities in active markets, quoted prices for identical or similar assets or liabilities in markets that are not active, or other inputs that are observable or can be corroborated to observable market data for substantially the full term of the asset or liability. Level 3 - Unobservable inputs for the asset or liability that use significant assumptions, including assumptions of risks. These unobservable assumptions reflect the Corporation's estimate of assumptions that market participants would use in pricing the asset or liability. Valuation techniques include the use of pricing models, discounted cash flow models and similar techniques. ASC 820 requires the Corporation to maximize the use of observable inputs and minimize the use of unobservable inputs. If a financial instrument uses inputs that fall in different levels of the hierarchy, the instrument will be categorized based upon the lowest level of input that is significant to the fair value calculation. The Corporation's financial assets and liabilities measured at fair value on a recurring basis consist of investment securities available for sale, loans held for investment at fair value, loans held for sale at fair value, interest-only strips and derivative financial instruments; while non-performing loans, mortgage servicing assets ("MSA") and real estate owned are measured at fair value on a nonrecurring basis. Investment securities - available for sale are primarily comprised of U.S. government agency MBS, U.S. government sponsored enterprise MBS and privately issued CMO. The Corporation utilizes quoted prices in active markets for similar securities for its fair value measurement of MBS and debt securities (Level 2) and broker price indications for similar securities in non-active markets for its fair value measurement of the CMO (Level 3). Derivative financial instruments are comprised of commitments to extend credit on loans to be held for sale, mandatory loan sale commitments, TBA MBS trades and option contracts. The fair value of TBA MBS trades is determined using quoted secondary-market prices (Level 2). The fair values of other derivative financial instruments are determined by quoted prices for a similar commitment or commitments, adjusted for the specific attributes of each commitment (Level 3). Loans held for investment at fair value are primarily single-family loans which have been transferred from loans held for sale. The fair value is determined by the management estimates of the specific credit risk attributes of each loan, in addition to the quoted secondary-market prices which account for the interest rate characteristics of each loan (Level 3). Loans held for sale at fair value are primarily single-family loans. The fair value is determined, when possible, using quoted secondary-market prices such as mandatory loan sale commitments. If no such quoted price exists, the fair value of a loan is determined by quoted prices for a similar loan or loans, adjusted for the specific attributes of each loan (Level 2). Non-performing loans are loans which are inadequately protected by the current net worth and paying capacity of the borrowers or of the collateral pledged. The non-performing loans are characterized by the distinct possibility that the Corporation will sustain some loss if the deficiencies are not corrected. The fair value of a non-performing loan is determined based on an observable market price or current appraised value of the underlying collateral. Appraised and reported values may be discounted based on management's historical knowledge, changes in market conditions from the time of valuation, and/or management's expertise and knowledge of the borrower. For non-performing loans which are restructured loans, the fair value is derived from discounted cash flow analysis (Level 3), except those which are in the process of foreclosure or 90 days delinquent for which the fair value is derived from the appraised value of its collateral (Level 2). For other non-performing loans which are not restructured loans, other than non-performing commercial real estate loans, the fair value is derived from relative value analysis: historical experience and management estimates by loan type for which collectively evaluated allowances are assigned (Level 3); or the appraised value of its collateral for loans which are in the process of foreclosure or where borrowers file bankruptcy (Level 2). For non-performing commercial real estate loans, the fair value is derived from the appraised value of its collateral (Level 2). Non-performing loans are reviewed and evaluated on at least a quarterly basis for additional allowance and adjusted accordingly, based on the same factors identified above. This loss is not recorded directly as an adjustment to current earnings or other comprehensive income (loss), but rather as a component in determining the overall adequacy of the allowance for loan losses. These adjustments to the estimated fair value of non-performing loans may result in increases or decreases to the provision for loan losses recorded in current earnings. The Corporation uses the amortization method for its MSA, which amortizes the MSA in proportion to and over the period of estimated net servicing income and assesses the MSA for impairment based on fair value at each reporting date. The fair value of the MSA is derived using the present value method; which includes a third party's prepayment projections of similar instruments, weighted-average coupon rates, estimated servicing costs and discount interest rates (Level 3). The rights to future income from serviced loans that exceed contractually specified servicing fees are recorded as interest-only strips. The fair value of interest-only strips is derived using the same assumptions that are used to value the related MSA (Level 3). The fair value of real estate owned is derived from the lower of the appraised value or the listing price, net of estimated selling costs (Level 2). The Corporation's valuation methodologies may produce a fair value calculation that may not be indicative of net realizable value or reflective of future fair values. While management believes the Corporation's valuation methodologies are appropriate and consistent with other market participants, the use of different methodologies or assumptions to determine the fair value of certain financial instruments could result in a different estimate of fair value at the reporting date. The following fair value hierarchy tables present information at the dates indicated about the Corporation's assets measured at fair value on a recurring basis: Fair Value Measurement at September 30, 2018 Using: (In Thousands) Level 1 Level 2 Level 3 Total Assets: Investment securities - available for sale: U.S. government agency MBS $ — $ 4,156 $ — $ 4,156 U.S. government sponsored enterprise MBS — 2,561 — 2,561 Private issue CMO — — 316 316 Investment securities - available for sale — 6,717 316 7,033 Loans held for investment, at fair value — — 4,945 4,945 Loans held for sale, at fair value — 78,794 — 78,794 Interest-only strips — — 24 24 Derivative assets: Commitments to extend credit on loans to be held for sale — — 516 516 Mandatory loan sale commitments — — 1 1 TBA MBS trades — 248 — 248 Derivative assets — 248 517 765 Total assets $ — $ 85,759 $ 5,802 $ 91,561 Liabilities: Derivative liabilities: Commitments to extend credit on loans to be held for sale $ — $ — $ 20 $ 20 Mandatory loan sale commitments — — 10 10 Derivative liabilities — — 30 30 Total liabilities $ — $ — $ 30 $ 30 Fair Value Measurement at June 30, 2018 Using: (In Thousands) Level 1 Level 2 Level 3 Total Assets: Investment securities - available for sale: U.S. government agency MBS $ — $ 4,384 $ — $ 4,384 U.S. government sponsored enterprise MBS — 2,762 — 2,762 Private issue CMO — — 350 350 Investment securities - available for sale — 7,146 350 7,496 Loans held for investment, at fair value — — 5,234 5,234 Loans held for sale, at fair value — 96,298 — 96,298 Interest-only strips — — 23 23 Derivative assets: Commitments to extend credit on loans to be held for sale — — 849 849 Derivative assets — — 849 849 Total assets $ — $ 103,444 $ 6,456 $ 109,900 Liabilities: Derivative liabilities: Commitments to extend credit on loans to be held for sale $ — $ — $ 24 $ 24 Mandatory loan sale commitments — — 32 32 TBA MBS trades — 408 — 408 Derivative liabilities — 408 56 464 Total liabilities $ — $ 408 $ 56 $ 464 The following tables summarize reconciliations of the beginning and ending balances during the periods shown of recurring fair value measurements recognized in the Condensed Consolidated Statements of Financial Condition using Level 3 inputs: For the Quarter Ended September 30, 2018 Fair Value Measurement Using Significant Other Unobservable Inputs (Level 3) (In Thousands) Private Issue CMO Loans Held For Investment, at fair value (1) Interest- Only Strips Loan Commitments to Originate (2) Mandatory Commitments (3) Total Beginning balance at June 30, 2018 $ 350 $ 5,234 $ 23 $ 825 $ (32 ) $ 6,400 Total gains or losses (realized/unrealized): Included in earnings — (49 ) — (329 ) 22 (356 ) Included in other comprehensive loss — — 1 — — 1 Purchases — — — — — — Issuances — — — — — — Settlements (34 ) (710 ) — — 1 (743 ) Transfers in and/or out of Level 3 — 470 — — — 470 Ending balance at September 30, 2018 $ 316 $ 4,945 $ 24 $ 496 $ (9 ) $ 5,772 (1) The valuation of loans held for investment at fair value includes the management estimates of the specific credit risk attributes of each loan, in addition to the quoted secondary-market prices which account for the interest rate characteristics of each loan. (2) Consists of commitments to extend credit on loans to be held for sale. (3) Consists of mandatory loan sale commitments. For the Quarter Ended September 30, 2017 Fair Value Measurement Using Significant Other Unobservable Inputs (Level 3) (In Thousands) Private Issue CMO Loans Held For Investment, at fair value (1) Interest- Only Strips Loan Commit- ments to Originate (2) Manda- tory Commit- ments (3) Option Contracts Total Beginning balance at June 30, 2017 $ 461 $ 6,445 $ 31 $ 809 $ 47 $ 37 $ 7,830 Total gains or losses (realized/unrealized): Included in earnings — 8 — (122 ) (53 ) (37 ) (204 ) Included in other comprehensive income 1 — (3 ) — — — (2 ) Purchases — — — — — — — Issuances — — — — — — — Settlements (14 ) (51 ) — — 2 — (63 ) Transfers in and/or out of Level 3 — 522 — — — — 522 Ending balance at September 30, 2017 $ 448 $ 6,924 $ 28 $ 687 $ (4 ) $ — $ 8,083 (1) The valuation of loans held for investment at fair value includes the management estimates of the specific credit risk attributes of each loan, in addition to the quoted secondary-market prices which account for the interest rate characteristics of each loan. (2) Consists of commitments to extend credit on loans to be held for sale. (3) Consists of mandatory loan sale commitments. The following fair value hierarchy tables present information about the Corporation's assets measured at fair value at the dates indicated on a nonrecurring basis: Fair Value Measurement at September 30, 2018 Using: (In Thousands) Level 1 Level 2 Level 3 Total Non-performing loans $ — $ 4,893 $ 1,969 $ 6,862 Mortgage servicing assets — — 125 125 Real estate owned, net — 524 — 524 Total $ — $ 5,417 $ 2,094 $ 7,511 Fair Value Measurement at June 30, 2018 Using: (In Thousands) Level 1 Level 2 Level 3 Total Non-performing loans $ — $ 4,845 $ 1,212 $ 6,057 Mortgage servicing assets — — 135 135 Real estate owned, net — 906 — 906 Total $ — $ 5,751 $ 1,347 $ 7,098 The following table presents additional information about valuation techniques and inputs used for assets and liabilities, including derivative financial instruments, which are measured at fair value and categorized within Level 3 as of September 30, 2018: (Dollars In Thousands) Fair Value Valuation Techniques Unobservable Inputs Range (1) (Weighted Average) Impact to Valuation from an Increase in Inputs (2) Assets: Securities available - for sale: Private issue CMO $ 316 Market comparable pricing Comparability adjustment 1.1% – 1.3% (1.1%) Increase Loans held for investment, at fair value $ 4,945 Relative value Broker quotes 95.4% – 103.5% Increase Non-performing loans $ 735 Discounted cash flow Default rates 5.0% Decrease Non-performing loans $ 1,234 Relative value analysis Loss severity 20.0% - 30.0% (22.5%) Decrease Mortgage servicing assets $ 125 Discounted cash flow Prepayment speed (CPR) Discount rate 7.6% - 60.0% (27.0%)9.0% - 10.5%(9.4%) Decrease Interest-only strips $ 24 Discounted cash flow Prepayment speed (CPR) Discount rate 12.2% - 25.8% (24.1%) 9.0% Decrease Commitments to extend credit on loans to be held for sale $ 516 Relative value analysis TBA-MBS broker quotes Fall-out ratio (3) 97.3% – 104.6% Increase Mandatory loan sale commitments $ 1 Relative value analysis TBA MBS broker quotes Roll-forward costs (4) 99.1% of par Decrease Liabilities: Commitments to extend credit on loans to be held for sale $ 20 Relative value analysis TBA-MBS broker quotes Fall-out ratio (3) 101.3% – 103.5% Decrease Mandatory loan sale commitments $ 10 Relative value analysis TBA MBS broker quotes Roll-forward costs (4) 98.8% - 104.4% Increase (1) The range is based on the estimated fair values and management estimates. (2) Unless otherwise noted, this column represents the directional change in the fair value of the Level 3 investments that would result from an increase to the corresponding unobservable input. A decrease to the unobservable input would have the opposite effect. Significant changes in these inputs in isolation could result in significantly higher or lower fair value measurements. (3) The percentage of commitments to extend credit on loans to be held for sale which management has estimated may not fund. (4) An estimated cost to roll forward the mandatory loan sale commitments which management has estimated may not be delivered to the corresponding investors in a timely manner. The significant unobservable inputs used in the fair value measurement of the Corporation's assets and liabilities include the following: prepayment speeds, discount rates, MBS – TBA quotes, fallout ratios, broker quotes and roll-forward costs, among others. Significant increases or decreases in any of these inputs in isolation could result in significantly lower or higher fair value measurement. The various unobservable inputs used to determine valuations may have similar or diverging impacts on valuation. The carrying amount and fair value of the Corporation's other financial instruments as of September 30, 2018 and June 30, 2018 was as follows: September 30, 2018 (In Thousands) Carrying Fair Financial assets: Investment securities - held to maturity $ 79,611 $ 78,974 — $ 78,974 $ — Loans held for investment, not recorded at fair value $ 872,146 $ 842,453 — — $ 842,453 FHLB – San Francisco stock $ 8,199 $ 8,199 — $ 8,199 — Financial liabilities: Deposits $ 902,112 $ 872,546 — — $ 872,546 Borrowings $ 111,149 $ 108,367 — — $ 108,367 June 30, 2018 (In Thousands) Carrying Fair Financial assets: Investment securities - held to maturity $ 87,813 $ 87,239 — $ 87,239 — Loans held for investment, not recorded at fair value $ 897,451 $ 873,112 — — $ 873,112 FHLB – San Francisco stock $ 8,199 $ 8,199 — $ 8,199 — Financial liabilities: Deposits $ 907,598 $ 877,641 — — $ 877,641 Borrowings $ 126,163 $ 123,778 — — $ 123,778 Investment securities - held to maturity: The investment securities - held to maturity consist of time deposits at CRA qualified minority financial institutions, U.S. SBA securities and U.S. government sponsored enterprise MBS. Due to the short-term nature of the time deposits, the principal balance approximated fair value (Level 2). For the MBS and the U.S. SBA securities, the Corporation utilizes quoted prices in active markets for similar securities for its fair value measurement (Level 2). Loans held for investment, not recorded at fair value: For loans that reprice frequently at market rates, the carrying amount approximates the fair value. For fixed-rate loans, the fair value is determined by either (i) discounting the estimated future cash flows of such loans over their estimated remaining contractual maturities using a current interest rate at which such loans would be made to borrowers, or (ii) quoted market prices. FHLB – San Francisco stock: The carrying amount reported for FHLB – San Francisco stock approximates fair value. When redeemed, the Corporation will receive an amount equal to the par value of the stock. Deposits: The fair value of time deposits is estimated using a discounted cash flow calculation. The discount rate is based upon rates currently offered for deposits of similar remaining maturities. The fair value of transaction accounts (checking, money market and savings accounts) is estimated using a discounted cash flow calculation and management estimates of current market conditions. Borrowings: The fair value of borrowings has been estimated using a discounted cash flow calculation. The discount rate on such borrowings is based upon rates currently offered for borrowings of similar remaining maturities. The Corporation has various processes and controls in place to ensure that fair value is reasonably estimated. The Corporation generally determines fair value of their Level 3 assets and liabilities by using internally developed models which primarily utilize discounted cash flow techniques and prices obtained from independent management services or brokers. The Corporation performs due diligence procedures over third-party pricing service providers in order to support their use in the valuation process. While the Corporation believes its valuation methods are appropriate and consistent with other market participants, the use of different methodologies or assumptions to determine the fair value of certain financial instruments could result in a different estimate of fair value at the reporting date. During the quarter ended September 30, 2018, there were no significant changes to the Corporation's valuation techniques that had, or are expected to have, a material impact on its consolidated financial position or results of operations.

Incentive Plans

Incentive Plans	3 Months Ended
	Sep. 30, 2018
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
Incentive Plans	Note 9: Incentive Plans As of September 30, 2018, the Corporation had two active share-based compensation plans, which are described below. These plans are the 2013 Equity Incentive Plan ("2013 Plan") and the 2010 Equity Incentive Plan ("2010 Plan"). Additionally, the Corporation had one inactive share-based compensation plan - the 2006 Equity Incentive Plan ("2006 Plan") where no new awards can be granted but outstanding grants remain eligible for exercise. For the quarters ended September 30, 2018 and 2017, the compensation cost for these plans was $685,000 and $266,000, respectively. The income tax benefit recognized in the Condensed Consolidated Statements of Operations per adoption of ASU 2016-09 for share-based compensation plans for the quarters ended September 30, 2018 and 2017 were $126,000 and $27,000, respectively. Equity Incentive Plans. Equity Incentive Plans - Stock Options. The fair value of each option grant is estimated on the date of the grant using the Black-Scholes option valuation model with the following assumptions. The expected volatility is based on implied volatility from historical common stock closing prices for the prior 84 months. The expected dividend yield is based on the most recent quarterly dividend on an annualized basis. The expected term is based on the historical experience of all fully vested stock option grants and is reviewed annually. The risk-free interest rate is based on the U.S. Treasury note rate with a term similar to the underlying stock option on the particular grant date. During the first quarter of fiscal 2019, no options were granted or forfeited, while 15,000 options were exercised. This compares to the first quarter of fiscal 2018 when no options were granted, 21,500 options were exercised and 2,500 options were forfeited. As of September 30, 2018 and 2017, there were 147,500 stock options available for future grants under the Plans at both dates. The following table summarizes the stock option activity in the Plans for the quarter ended September 30, 2018. For the Quarter Ended September 30, 2018 Options Shares Weighted- Average Exercise Price Weighted- Average Remaining Contractual Term (Years) Aggregate Intrinsic Value ($000) Outstanding at June 30, 2018 529,000 $ 12.77 Granted — $ — Exercised (15,000 ) $ 10.21 Forfeited — $ — Outstanding at September 30, 2018 514,000 $ 12.84 5.06 $ 2,838 Vested and expected to vest at September 30, 2018 510,800 $ 12.80 5.04 $ 2,838 Exercisable at September 30, 2018 498,000 $ 12.63 4.96 $ 2,838 As of September 30, 2018 and 2017, there was $88,000 and $777,000 of unrecognized compensation expense, respectively, related to unvested share-based compensation arrangements under the Plans. The expense is expected to be recognized over a weighted-average period of 2.0 years and 1.3 years, respectively. The forfeiture rate during the first three months of fiscal 2019 and 2018 was 20 percent for both periods, and was calculated by using the historical forfeiture experience of stock option grants and is reviewed annually. Equity Incentive Plans – Restricted Stock. There were no restricted stock awards and no forfeitures, while there were 85,000 shares of restricted stock vested in the first quarter of fiscal 2019. This compares to no restricted stock activity, other than the forfeiture of 2,000 shares of restricted stock in the first quarter of fiscal 2018. As of September 30, 2018 and 2017, there were 267,750 shares and 267,750 shares of restricted stock, respectively available for future awards under the Plans. The following table summarizes the unvested restricted stock activity in the quarter ended September 30, 2018. For the Quarter Ended September 30, 2018 Unvested Shares Shares Weighted-Average Award Date Fair Value Unvested at June 30, 2018 98,500 $ 14.35 Granted — $ — Vested (85,000 ) $ 13.74 Forfeited — $ — Unvested at September 30, 2018 13,500 $ 18.20 Expected to vest at September 30, 2018 10,800 $ 18.20 As of September 30, 2018 and 2017, the unrecognized compensation expense was $192,000 and $1.0 million, respectively, related to unvested share-based compensation arrangements under the Plans, and reported as a reduction to stockholders' equity. This expense is expected to be recognized over a weighted-average period of 1.8 years and 1.5 years, respectively. Similar to stock options, a forfeiture rate of 20 percent has been applied for the restricted stock compensation expense calculations in the first three months of fiscal 2019 and 2018.

Reclassification adjustment of

Reclassification adjustment of Accumulated Other Comprehensive Income ("AOCI")	3 Months Ended
	Sep. 30, 2018
Equity [Abstract]
Reclassification adjustment of Accumulated Other Comprehensive Income ("AOCI")	Note 10: Reclassification adjustment of Accumulated Other Comprehensive Income ("AOCI") The following tables provide the changes in AOCI by component for the quarters ended September 30, 2018 and 2017. For the Quarter Ended September 30, 2018 Unrealized gains and losses on (In Thousands) Investment securities available for sale Interest- only strips Total Beginning balance at June 30, 2018 $ 194 $ 16 $ 210 Other comprehensive (loss) income before reclassifications (22 ) 1 (21 ) Amount reclassified from accumulated other comprehensive income — — — Net other comprehensive (loss) income (22 ) 1 (21 ) Ending balance at September 30, 2018 $ 172 $ 17 $ 189 For the Quarter Ended September 30, 2017 Unrealized gains and losses on (In Thousands) Investment securities available for sale Interest- only strips Total Beginning balance at June 30, 2017 $ 211 $ 18 $ 229 Other comprehensive income (loss) before reclassifications 3 (2 ) 1 Amount reclassified from accumulated other comprehensive income — — — Net other comprehensive income (loss) 3 (2 ) 1 Ending balance at September 30, 2017 $ 214 $ 16 $ 230

Offsetting Derivative and Other

Offsetting Derivative and Other Financial Instruments	3 Months Ended
	Sep. 30, 2018
Offsetting [Abstract]
Offsetting Derivative and Other Financial Instruments	Note 11: Offsetting Derivative and Other Financial Instruments The Corporation's derivative transactions are generally governed by International Swaps and Derivatives Association Master Agreements and similar arrangements, which include provisions governing the setoff of assets and liabilities between the parties. When the Corporation has more than one outstanding derivative transaction with a single counterparty, the setoff provisions contained within these agreements generally allow the non-defaulting party the right to reduce its liability to the defaulting party by amounts eligible for setoff, including the collateral received as well as eligible offsetting transactions with that counterparty, irrespective of the currency, place of payment, or booking office. The Corporation's policy is to present its derivative assets and derivative liabilities on the Condensed Consolidated Statements of Financial Condition on a net basis. The derivative assets and liabilities are comprised of mandatory loan sale commitments, TBA MBS trades and option contracts. The following tables present the gross and net amounts of derivative assets and liabilities and other financial instruments as reported in the Corporation's Condensed Consolidated Statement of Financial Condition, and the gross amount not offset in the Corporation's Condensed Consolidated Statement of Financial Condition as of the dates indicated. As of September 30, 2018: Gross Net Amount Amount Offset in the of Assets in Gross Amount Not Offset in Condensed the Condensed the Condensed Consolidated Gross Consolidated Consolidated Statements of Financial Condition Amount of Statements Statements Cash Recognized of Financial of Financial Financial Collateral Net (In Thousands) Assets Condition Condition Instruments Received Amount Assets Derivatives $249 $— $249 $— $— $249 Total $249 $— $249 $— $— $249 Gross Net Amount Amount Offset in the of Liabilities in Gross Amount Not Offset in Condensed the Condensed the Condensed Consolidated Gross Consolidated Consolidated Statements of Financial Condition Amount of Statements Statements Cash Recognized of Financial of Financial Financial Collateral Net (In Thousands) Liabilities Condition Condition Instruments Received Amount Liabilities Derivatives $10 $— $10 $— $— $10 Total $10 $— $10 $— $— $10 As of June 30, 2018: Gross Net Amount Amount Offset in the of Assets in Gross Amount Not Offset in Condensed the Condensed the Condensed Consolidated Gross Consolidated Consolidated Statements of Financial Condition Amount of Statements Statements Cash Recognized of Financial of Financial Financial Collateral Net (In Thousands) Assets Condition Condition Instruments Received Amount Assets Derivatives $— $— $— $— $— $— Total $— $— $— $— $— $— Gross Net Amount Amount Offset in the of Liabilities in Gross Amount Not Offset in Condensed the Condensed the Condensed Consolidated Gross Consolidated Consolidated Statements of Financial Condition Amount of Statements Statements Cash Recognized of Financial of Financial Financial Collateral Net (In Thousands) Liabilities Condition Condition Instruments Received Amount Liabilities Derivatives $440 $— $440 $— $— $440 Total $440 $— $440 $— $— $440

Revenue From Contracts With Cus

Revenue From Contracts With Customers	3 Months Ended
	Sep. 30, 2018
Revenue Recognition [Abstract]
Revenue From Contracts With Customers	Note 12: Revenue From Contracts With Customers In accordance with ASC 606, revenues are recognized when goods or services are transferred to the customer in exchange for the consideration the Company expects to be entitled to receive. The largest portion of the Company's revenue is from interest income, which is not in the scope of ASC 606. All of the Company's revenue from contracts with customers in the scope of ASC 606 is recognized in non-interest income. If a contract is determined to be within the scope of ASC 606, the Company recognizes revenue as it satisfies a performance obligation. Payments from customers are generally collected at the time services are rendered, monthly, or quarterly. For contracts with customers within the scope of ASC 606, revenue is either earned at a point in time or revenue is earned over time. Examples of revenue earned at a point in time are automated teller machine ("ATM") transaction fees, wire transfer fees, overdraft fees and interchange fees. Revenue is primarily based on the number and type of transactions that are generally derived from transactional information accumulated by our systems and is recognized immediately as the transactions occur or upon providing the service to complete the customer's transaction. The Company is generally the principal in these contracts, with the exception of interchanges fees, in which case the Company is acting as the agent and records revenue net of expenses paid to the principal. Examples of revenue earned over time, which generally occur on a monthly basis, are deposit account maintenance fees, investment advisory fees, merchant revenue, trust and investment management fees and safe deposit box fees. Revenue is generally derived from transactional information accumulated by our systems or those of third-parties and is recognized as the related transactions occur or services are rendered to the customer. Disaggregation of Revenue: The following table includes the Company's non-interest income disaggregated by type of services for the quarters ended September 30, 2018 and 2017: For the Quarters Types of Services 2018 2017 (In Thousands) Asset management fees $ 82 $ 119 Debit card and ATM fees 419 402 Deposit related fees 519 567 Loan related fees 12 (25 ) BOLI (1) 46 67 Loan servicing fees (1) 324 363 Net gain on sale of loans (1) 3,132 4,847 Other 15 12 Total non-interest income $ 4,549 $ 6,352 (1) Not in scope of ASC 606. For the quarters ended September 30, 2018 and 2017, substantially all of the Company's revenues within the scope of ASC 606 are for performance obligations satisfied at a specified date. Revenues recognized in scope of ASC 606: Asset management fees Debit card and ATM fees ® Deposit related fees Loan related fees Other

Income Tax

Income Tax	3 Months Ended
	Sep. 30, 2018
Income Tax Disclosure [Abstract]
Income Taxes	Note 13: Income Taxes On December 22, 2017, the U.S. Government enacted comprehensive tax legislation commonly referred to as the Tax Cuts and Jobs Act (the "Tax Act"). The Tax Act amends the Internal Revenue Code to reduce tax rates and modify policies, credits, and deductions for individuals and businesses. For businesses, the Tax Act reduces the corporate federal tax income rate from a maximum of 35 percent to a flat 21 percent. The corporate tax rate reduction was effective January 1, 2018. Since the Corporation has a fiscal year end of June 30 th Under generally accepted accounting principles, the Corporation uses the asset and liability method of accounting for income taxes. Under this method, deferred tax assets and liabilities are recognized for the future tax consequences attributable to differences between the financial statement carrying amounts of existing assets and liabilities and their respective tax bases. Deferred tax assets and liabilities are measured using enacted tax rates expected to apply to taxable income in the years in which those temporary differences are expected to be recovered or settled. At June 30, 2017, the Corporation's deferred tax assets and liabilities were determined based on the then-current enacted federal tax rate of 35 percent. As a result of the reduction in the corporate income tax rate under the Tax Act, the Corporation revalued its deferred tax assets and liabilities at December 31, 2017. Deferred tax assets and liabilities realized in fiscal year 2018 were re-measured using the aforementioned blended rate. All remaining deferred tax assets and liabilities were re-measured using the new statutory federal rate of 21 percent. These re-measurements collectively resulted in a discrete tax expense of $1.8 million that was recognized in fiscal 2018. The estimated combined federal and state statutory tax rates, before discrete items, for fiscal 2018 and 2019 are as follows: Statutory Tax Rates Q1FY2018 Q2-Q4FY2018 FY2019 Federal Tax Rate 35.00% 28.06% 21.00% State Tax Rate 10.84% 10.84% 10.84% Combined Statutory Tax Rate (1) 42.05% 35.86% 29.56% (1) The Corporation's effective tax rate may differ from the estimated statutory tax rates described above due to discrete items such as further adjustments to net deferred tax assets, excess tax benefits derived from stock option exercises and non-taxable earnings from bank owned life insurance, among other items.

Subsequent Event

Subsequent Event	3 Months Ended
	Sep. 30, 2018
Subsequent Events [Abstract]
Subsequent Event	Note 14: Subsequent Event On October 25, 2018, the Corporation announced that the Corporation’s Board of Directors declared a quarterly cash dividend of $0.14 per share. Shareholders of the Corporation’s common stock at the close of business on November 15, 2018 will be entitled to receive the cash dividend. The cash dividend will be payable on December 6, 2018.

Significant Accounting Policies

Significant Accounting Policies (Policies)	3 Months Ended
	Sep. 30, 2018
Accounting Policies [Abstract]
Basis of Presentation	Basis of Presentation The unaudited interim condensed consolidated financial statements included herein reflect all adjustments which are, in the opinion of management, necessary to present a fair statement of the results of operations for the interim periods presented. All such adjustments are of a normal, recurring nature. The condensed consolidated statement of financial condition at June 30, 2018 is derived from the audited consolidated financial statements of Provident Financial Holdings, Inc. and its wholly-owned subsidiary, Provident Savings Bank, F.S.B. (the “Bank”) (collectively, the “Corporation”). Certain information and note disclosures normally included in financial statements prepared in accordance with accounting principles generally accepted in the United States of America (“GAAP”) have been omitted pursuant to the rules and regulations of the United States Securities and Exchange Commission (“SEC”) with respect to interim financial reporting. It is recommended that these unaudited interim condensed consolidated financial statements be read in conjunction with the audited consolidated financial statements and notes thereto included in the Corporation’s Annual Report on Form 10-K for the year ended June 30, 2018. The results of operations for the quarter ended September 30, 2018 are not necessarily indicative of results that may be expected for the entire fiscal year ending June 30, 2019.
Accounting Standard Updates ("ASU")	Accounting Standard Updates (“ASU”) There have been no accounting standard updates or changes in the status of their adoption that are significant to the Corporation as previously disclosed in Note 1 of the Corporation's Annual Report on Form 10-K for the year ended June 30, 2018, other than: ASU 2014-09: In May 2014, the Financial Accounting Standards Board ("FASB") issued ASU 2014-09, "Revenue from Contracts with Customers," which created FASB Accounting Standards Codification (ASC) Topic 606 ("ASC 606"). ASC 606 implements a common revenue standard that clarifies the principles for recognizing revenue. The core principle of ASC 606 is that an entity should recognize revenue to depict the transfer of promised goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those goods or services. To achieve that core principle, an entity should apply the following steps: (1) identify the contract(s) with a customer, (2) identify the performance obligations in the contract, (3) determine the transaction price, (4) allocate the transaction price to the performance obligations in the contract and (5) recognize revenue when (or as) the entity satisfies a performance obligation. ASC 606 was effective for annual periods, and interim reporting periods within those annual periods, beginning after December 15, 2017. The Corporation adopted ASC 606 on July 1, 2018 using the modified retrospective approach. Therefore, the comparative information has not been adjusted and continues to be reported under superseded ASC 605. There was no cumulative effect adjustment as of July 1, 2018, and there were no material changes to the timing or amount of revenue recognized for the three months ended September 30, 2018; however, additional disclosures were incorporated in the footnotes upon adoption. The majority of the Company's revenue is comprised of interest income from financial assets, which is explicitly excluded from the scope of ASC 606. The Corporation elected to apply the practical expedient pursuant to ASC 606 and therefore does not disclose information about remaining performance obligations that have an original expected term of one year or less and allows the Corporation to expense costs related to obtaining a contract as incurred when the original amortization period would have been one year or less. See Note 12 for additional discussion. ASU 2018-11 In February 2016, the FASB issued ASU 2016-02, "Leases (Topic 842)." This ASU introduces a lessee model that brings most leases on the balance sheet and aligns many of the underlying principles of the new lessor model with those in the new revenue recognition standard, ASC 606, Revenue From Contracts With Customers. The new leases standard represents a wholesale change to lease accounting and will most likely result in significant implementation challenges during the transition period and beyond. This ASU will be effective for annual periods beginning after December 15, 2018 (i.e., calendar periods beginning on January 1, 2019), and interim periods therein, early adoption is permitted. In July 2018, the FASB issued ASU 2018-11, Leases, Targeted Improvements, which allows entities the option of initially applying the new leases standard at the adoption date (such as January 1, 2019, for calendar year- end public business entities) and recognize a cumulative-effect adjustment to the opening balance of retained earnings in the period of adoption. The Corporation plans to adopt ASU 2018-11 on July 1, 2019. Management is currently assessing the impact of ASU 2016-02 on the Corporation's financial position and results of operations but does not believe that adoption of ASU 2018-11 will have a material impact on its consolidated financial statements. ASU 2018-13 In August 2018, the FASB issued ASU 2018-13, Disclosure Framework - Changes to the Disclosure Requirements for Fair Value Measurement, which modifies disclosure requirements on fair value measurements to improve their effectiveness. The guidance permits entities to consider materiality when evaluating fair value measurement disclosures and, among other modifications, requires certain new disclosures related to Level 3 fair value measurements. The guidance will be effective beginning January 1, 2020, with early adoption permitted. The guidance only affects disclosures in the notes to the consolidated financial statements and will not affect the Corporation’s financial position or results of operations.

Earnings (Loss) Per Share (Tabl

Earnings (Loss) Per Share (Tables)	3 Months Ended
	Sep. 30, 2018
Earnings Per Share [Abstract]
Schedule of earnings per share, basic and diluted	(In Thousands, Except Earnings Per Share) For the Quarters Ended 2018 2017 Numerator: Net income (loss) – numerator for basic earnings per share and diluted earnings per share - available to common stockholders $ 1,823 $ (225 ) Denominator: Denominator for basic earnings per share: Weighted-average shares 7,431 7,694 Effect of dilutive shares: Stock options 91 — Restricted stock 35 — Denominator for diluted earnings per share: Adjusted weighted-average shares and assumed conversions 7,557 7,694 Basic earnings (loss) per share $ 0.25 $ (0.03 ) Diluted earnings (loss) per share $ 0.24 $ (0.03 )

Operating Segment Reports (Tabl

Operating Segment Reports (Tables)	3 Months Ended
	Sep. 30, 2018
Segment Reporting [Abstract]
Schedule of condensed consolidated statements of operations and total assets for operating segment	For the Quarter Ended September 30, 2018 (In Thousands) Provident Provident Consolidated Net interest income $ 9,000 $ 357 $ 9,357 (Recovery) provision for loan losses (332 ) 95 (237 ) Net interest income, after (recovery) provision for loan losses 9,332 262 9,594 Non-interest income: Loan servicing and other fees (1) 133 191 324 Gain on sale of loans, net (2) 34 3,098 3,132 Deposit account fees 505 — 505 Gain on sale and operations of real estate owned acquired in the settlement of loans, net 1 — 1 Card and processing fees 398 — 398 Other 189 — 189 Total non-interest income 1,260 3,289 4,549 Non-interest expense: Salaries and employee benefits 4,836 3,414 8,250 Premises and occupancy 908 437 1,345 Operating and administrative expenses 926 1,183 2,109 Total non-interest expense 6,670 5,034 11,704 Income (loss) before income taxes 3,922 (1,483 ) 2,439 Provision (benefit) for income taxes 1,055 (439 ) 616 Net income (loss) $ 2,867 $ (1,044 ) $ 1,823 Total assets, end of period $ 1,078,441 $ 79,039 $ 1,157,480 (1) Includes an inter-company charge of $168 credited to PBM by the Bank during the period to compensate PBM for originating loans held for investment. (2) Includes an inter-company charge of $6 credited to PBM by the Bank during the period to compensate PBM for servicing fees on loans sold on a servicing retained basis. For the Quarter Ended September 30, 2017 (In Thousands) Provident Provident Consolidated Net interest income $ 8,550 $ 568 $ 9,118 Provision for loan losses 169 — 169 Net interest income after provision for loan losses 8,381 568 8,949 Non-interest income: Loan servicing and other fees (1) 47 316 363 Gain on sale of loans, net (2) — 4,847 4,847 Deposit account fees 558 — 558 Loss on sale and operations of real estate owned acquired in the settlement of loans, net (40 ) — (40 ) Card and processing fees 381 — 381 Other 243 — 243 Total non-interest income 1,189 5,163 6,352 Non-interest expense: Salaries and employee benefits 4,502 4,767 9,269 Premises and occupancy 827 487 1,314 Operating and administrative expenses 2,251 2,900 5,151 Total non-interest expense 7,580 8,154 15,734 Income (loss) before income taxes 1,990 (2,423 ) (433 ) Provision (benefit) for income taxes 811 (1,019 ) (208 ) Net income (loss) $ 1,179 $ (1,404 ) $ (225 ) Total assets, end of period $ 1,066,294 $ 127,492 $ 1,193,786 (1) Includes an inter-company charge of $240 credited to PBM by the Bank during the period to compensate PBM for originating loans held for investment. (2) Includes an inter-company charge of $59 credited to PBM by the Bank during the period to compensate PBM for servicing fees on loans sold on a servicing retained basis.

Investment Securities (Tables)

Investment Securities (Tables)	3 Months Ended
	Sep. 30, 2018
Investments, Debt and Equity Securities [Abstract]
Schedule of available-for-sale securities reconciliation	September 30, 2018 Amortized Cost Gross Unrealized Gains Gross Unrealized (Losses) Estimated Fair Value Carrying Value (In Thousands) Held to maturity: U.S. government sponsored enterprise MBS (1) $ 76,051 $ 215 $ (835 ) $ 75,431 $ 76,051 U.S. SBA securities (2) 2,960 — (17 ) 2,943 2,960 Certificate of deposits 600 — — 600 600 Total investment securities - held to maturity $ 79,611 $ 215 $ (852 ) $ 78,974 $ 79,611 Available for sale: U.S. government agency MBS $ 4,024 $ 132 $ — $ 4,156 $ 4,156 U.S. government sponsored enterprise MBS 2,451 110 — 2,561 2,561 Private issue CMO (3) 313 3 — 316 316 Total investment securities - available for sale $ 6,788 $ 245 $ — $ 7,033 $ 7,033 Total investment securities $ 86,399 $ 460 $ (852 ) $ 86,007 $ 86,644 (1) Mortgage-Backed Securities (“MBS”). (2) Small Business Administration (“SBA”). (3) Collateralized Mortgage Obligations (“CMO”). June 30, 2018 Amortized Cost Gross Unrealized Gains Gross Unrealized (Losses) Estimated Fair Value Carrying Value (In Thousands) Held to maturity: U.S. government sponsored enterprise MBS $ 84,227 $ 203 $ (762 ) $ 83,668 $ 84,227 U.S. SBA securities 2,986 — (15 ) 2,971 2,986 Certificate of deposits 600 — — 600 600 Total investment securities - held to maturity $ 87,813 $ 203 $ (777 ) $ 87,239 $ 87,813 Available for sale: U.S. government agency MBS $ 4,234 $ 150 $ — $ 4,384 $ 4,384 U.S. government sponsored enterprise MBS 2,640 122 — 2,762 2,762 Private issue CMO 346 4 — 350 350 Total investment securities - available for sale $ 7,220 $ 276 $ — $ 7,496 $ 7,496 Total investment securities $ 95,033 $ 497 $ (777 ) $ 94,735 $ 95,309
Schedule of investments with unrealized loss position	As of September 30, 2018 Unrealized Holding Losses Unrealized Holding Losses Unrealized Holding Losses (In Thousands) Less Than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized Description of Securities Value Losses Value Losses Value Losses Held to maturity: U.S. government sponsored enterprise MBS $ 16,232 $ 264 $ 26,623 $ 571 $ 42,855 $ 835 U.S. SBA securities 2,936 17 — — 2,936 17 Total investment securities $ 19,168 $ 281 $ 26,623 $ 571 $ 45,791 $ 852 As of June 30, 2018 Unrealized Holding Losses Unrealized Holding Losses Unrealized Holding Losses (In Thousands) Less Than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized Description of Securities Value Losses Value Losses Value Losses Held to maturity: U.S. government sponsored enterprise MBS $ 47,045 $ 762 $ — $ — $ 47,045 $ 762 U.S. SBA securities 2,964 15 — — 2,964 15 Total investment securities $ 50,009 $ 777 $ — $ — $ 50,009 $ 777
Schedule of investments classified by contractual maturity	September 30, 2018 June 30, 2018 (In Thousands) Amortized Estimated Amortized Estimated Held to maturity: Due in one year or less $ 600 $ 600 $ 600 $ 600 Due after one through five years 29,549 28,969 24,961 24,569 Due after five through ten years 14,141 13,886 22,847 22,477 Due after ten years 35,321 35,519 39,405 39,593 Total investment securities - held to maturity $ 79,611 $ 78,974 $ 87,813 $ 87,239 Available for sale: Due in one year or less $ — $ — $ — $ — Due after one through five years — — — — Due after five through ten years — — — — Due after ten years 6,788 7,033 7,220 7,496 Total investment securities - available for sale $ 6,788 $ 7,033 $ 7,220 $ 7,496 Total investment securities $ 86,399 $ 86,007 $ 95,033 $ 94,735

Loans Held For Investment (Tabl

Loans Held For Investment (Tables)	3 Months Ended
	Sep. 30, 2018
Loans and Leases Receivable Disclosure [Abstract]
Schedule of loans held for investment	(In Thousands) September 30, June 30, Mortgage loans: Single-family $ 307,480 $ 314,808 Multi-family 454,821 476,008 Commercial real estate 112,026 109,726 Construction 8,956 7,476 Other 167 167 Commercial business loans (1) 416 500 Consumer loans (2) 104 109 Total loans held for investment, gross 883,970 908,794 Undisbursed loan funds (3) (5,110 ) (4,302 ) Advance payments of escrows 3 18 Deferred loan costs, net 5,383 5,560 Allowance for loan losses (7,155 ) (7,385 ) Total loans held for investment, net $ 877,091 $ 902,685 (1) Net of $1.5 million and $495 of undisbursed lines of credit as of September 30, 2018 and June 30, 2018, respectively. (2) Net of $497 and $503 of undisbursed lines of credit as of September 30, 2018 and June 30, 2018, respectively. (3) Comprised solely of undisbursed construction loan funds.
Schedule of loans held for investment, contractual repricing	Adjustable Rate (In Thousands) Within One Year After One Year Through 3 Years After 3 Years Through 5 Years After 5 Years Through 10 Years Fixed Rate Total Mortgage loans: Single-family $ 116,585 $ 28,559 $ 93,276 $ 57,120 $ 11,940 $ 307,480 Multi-family 130,379 161,337 148,803 14,093 209 454,821 Commercial real estate 32,602 43,629 35,269 — 526 112,026 Construction 7,273 — — — 1,683 8,956 Other — — — — 167 167 Commercial business loans 42 — — — 374 416 Consumer loans 104 — — — — 104 Total loans held for investment, gross $ 286,985 $ 233,525 $ 277,348 $ 71,213 $ 14,899 $ 883,970
Schedule of gross loans held for investment by loan types and risk category	September 30, 2018 In Thousands) Single- family Multi- family Commercial Real Estate Construction Other Mortgage Commercial Business Consumer Total Pass $ 298,414 $ 450,894 $ 112,026 $ 6,906 $ 167 $ 348 $ 104 $ 868,859 Special Mention 1,141 3,927 — — — — — 5,068 Substandard 7,925 — — 2,050 — 68 — 10,043 Total loans held for investment, gross $ 307,480 $ 454,821 $ 112,026 $ 8,956 $ 167 $ 416 $ 104 $ 883,970 June 30, 2018 In Thousands) Single- family Multi- family Commercial Real Estate Construction Other Mortgage Commercial Business Consumer Total Pass $ 304,619 $ 472,061 $ 108,786 $ 7,476 $ 167 $ 430 $ 109 $ 893,648 Special Mention 2,548 3,947 940 — — — — 7,435 Substandard 7,641 — — — — 70 — 7,711 Total loans held for investment, gross $ 314,808 $ 476,008 $ 109,726 $ 7,476 $ 167 $ 500 $ 109 $ 908,794
Schedule of allowance for loan losses	(In Thousands) September 30, 2018 June 30, 2018 Collectively evaluated for impairment: Mortgage loans: Single-family $ 2,617 $ 2,632 Multi-family 3,336 3,492 Commercial real estate 1,012 1,030 Construction 38 47 Other 3 3 Commercial business loans 14 18 Consumer loans 6 6 Total collectively evaluated allowance 7,026 7,228 Individually evaluated for impairment: Mortgage loans: Single-family 124 151 Commercial business loans 5 6 Total individually evaluated allowance 129 157 Total loan loss allowance $ 7,155 $ 7,385 The following table is provided to disclose additional details on the Corporation’s allowance for loan losses: For the Quarters Ended (Dollars in Thousands) 2018 2017 Allowance at beginning of period $ 7,385 $ 8,039 (Recovery) provision for loan losses (237 ) 169 Recoveries: Mortgage loans: Single-family 32 84 Consumer loans 1 — Total recoveries 33 84 Charge-offs: Mortgage loans: Single-family (25 ) (229 ) Consumer loans (1 ) — Total charge-offs (26 ) (229 ) Net recoveries (charge-offs) 7 (145 ) Balance at end of period $ 7,155 $ 8,063 Allowance for loan losses as a percentage of gross loans held for investment at the end of the period 0.81 % 0.88 % Net (recoveries) charge-offs as a percentage of average loans receivable, net, during the period (annualized) 0.00 % 0.06 %
Schedule of aging analysis of non-performing loans	September 30, 2018 (In Thousands) Current 30-89 Days Past Due Non-Accrual (1) Total Loans Held for Investment, Gross Mortgage loans: Single-family $ 301,055 $ — $ 6,425 $ 307,480 Multi-family 454,821 — — 454,821 Commercial real estate 112,026 — — 112,026 Construction 6,906 — 2,050 8,956 Other 167 — — 167 Commercial business loans 348 — 68 416 Consumer loans 104 — — 104 Total loans held for investment, gross $ 875,427 $ — $ 8,543 $ 883,970 (1) All loans 90 days or greater past due are placed on non-accrual status. June 30, 2018 (In Thousands) Current 30-89 Days Non-Accrual (1) Total Loans Held for Mortgage loans: Single-family $ 307,863 $ 804 $ 6,141 $ 314,808 Multi-family 476,008 — — 476,008 Commercial real estate 109,726 — — 109,726 Construction 7,476 — — 7,476 Other 167 — — 167 Commercial business loans 430 — 70 500 Consumer loans 108 1 — 109 Total loans held for investment, gross $ 901,778 $ 805 $ 6,211 $ 908,794 (1)
Schedule of allowance for loan losses and recorded investment	Quarter Ended September 30, 2018 (In Thousands) Single-family Multi-family Commercial Construction Other Commercial Consumer Total Allowance for loan losses: Allowance at beginning of period $ 2,783 $ 3,492 $ 1,030 $ 47 $ 3 $ 24 $ 6 $ 7,385 Recovery from the allowance for loan losses (49 ) (156 ) (18 ) (9 ) — (5 ) — (237 ) Recoveries 32 — — — — — 1 33 Charge-offs (25 ) — — — — — (1 ) (26 ) Allowance for loan losses, end of period $ 2,741 $ 3,336 $ 1,012 $ 38 $ 3 $ 19 $ 6 $ 7,155 Allowance for loan losses: Individually evaluated for impairment $ 124 $ — $ — $ — $ — $ 5 $ — $ 129 Collectively evaluated for impairment 2,617 3,336 1,012 38 3 14 6 7,026 Allowance for loan losses, end of period $ 2,741 $ 3,336 $ 1,012 $ 38 $ 3 $ 19 $ 6 $ 7,155 Loans held for investment: Individually evaluated for impairment $ 6,370 $ — $ — $ 2,050 $ — $ 68 $ — $ 8,488 Collectively evaluated for impairment 301,110 454,821 112,026 6,906 167 348 104 875,482 Total loans held for investment, gross $ 307,480 $ 454,821 $ 112,026 $ 8,956 $ 167 $ 416 $ 104 $ 883,970 Allowance for loan losses as a percentage of gross loans held for investment 0.89 % 0.73 % 0.90 % 0.42 % 1.80 % 4.57 % 5.77 % 0.81 % Quarter Ended September 30, 2017 (In Thousands) Single- Multi- Commercial Construction Commercial Consumer Total Allowance for loan losses: Allowance at beginning of period $ 3,601 $ 3,420 $ 879 $ 96 $ 36 $ 7 $ 8,039 Provision (recovery) for loan losses 123 11 (4 ) 44 (5 ) — 169 Recoveries 84 — — — — — 84 Charge-offs (229 ) — — — — — (229 ) Allowance for loan losses, end of period $ 3,579 $ 3,431 $ 875 $ 140 $ 31 $ 7 $ 8,063 Allowance for loan losses: Individually evaluated for impairment $ 17 $ — $ — $ — $ 15 $ — $ 32 Collectively evaluated for impairment 3,562 3,431 875 140 16 7 8,031 Allowance for loan losses, end of period $ 3,579 $ 3,431 $ 875 $ 140 $ 31 $ 7 $ 8,063 Loans held for investment: Individually evaluated for impairment $ 6,239 $ — $ — $ — $ 79 $ — $ 6,318 Collectively evaluated for impairment 316,124 482,617 96,863 16,290 387 131 912,412 Total loans held for investment, gross $ 322,363 $ 482,617 $ 96,863 $ 16,290 $ 466 $ 131 $ 918,730 Allowance for loan losses as a percentage of gross loans held for investment 1.11 % 0.71 % 0.90 % 0.86 % 6.65 % 5.34 % 0.88 %
Schedule of recorded investment in non-performing loans	At September 30, 2018 Unpaid Net Principal Related Recorded Recorded (In Thousands) Balance Charge-offs Investment Allowance (1) Investment Mortgage loans: Single-family: With a related allowance $ 2,313 $ — $ 2,313 $ (408 ) $ 1,905 Without a related allowance (2) 4,832 (684 ) 4,148 — 4,148 Total single-family 7,145 (684 ) 6,461 (408 ) 6,053 Construction: Without a related allowance (3) 745 — 745 — 745 Total construction 745 — 745 — 745 Commercial business loans: With a related allowance 68 — 68 (4 ) 64 Total commercial business loans 68 — 68 (4 ) 64 Total non-performing loans $ 7,958 $ (684 ) $ 7,274 $ (412 ) $ 6,862 (1) Consists of collectively and individually evaluated allowances, specifically assigned to the individual loan, and fair value credit adjustments. (2) There was no related allowance for loan losses because the loans have been charged-off to their fair value or the fair value of the collateral is higher than the loan balance. (3) There was no related allowance for loan losses because the loans, net of undisbursed loan funds, have been charged-off to their fair value or the fair value of the collateral is higher than the net loan balance. At June 30, 2018 Unpaid Net Principal Related Recorded Recorded (In Thousands) Balance Charge-offs Investment Allowance (1) Investment Mortgage loans: Single-family: With a related allowance $ 1,333 $ — $ 1,333 $ (185 ) $ 1,148 Without a related allowance (2) 5,569 (724 ) 4,845 — 4,845 Total single-family 6,902 (724 ) 6,178 (185 ) 5,993 Commercial business loans: With a related allowance 70 — 70 (6 ) 64 Total commercial business loans 70 — 70 (6 ) 64 Total non-performing loans $ 6,972 $ (724 ) $ 6,248 $ (191 ) $ 6,057 (1) Consists of collectively and individually evaluated allowances, specifically assigned to the individual loan, and fair value credit adjustments. (2) There was no related allowance for loan losses because the loans have been charged-off to their fair value or the fair value of the collateral is higher than the loan balance. Quarter Ended September 30, 2018 2017 Average Interest Average Interest Recorded Income Recorded Income (In Thousands) Investment Recognized Investment Recognized Without related allowances: Mortgage loans: Single-family $ 4,599 $ 40 $ 6,167 $ 135 Commercial real estate — — 67 13 Construction 248 — — — 4,847 40 6,234 148 With related allowances: Mortgage loans: Single-family 2,071 24 1,609 11 Commercial business loans 68 1 79 1 2,139 25 1,688 12 Total $ 6,986 $ 65 $ 7,922 $ 160
Schedule of troubled debt restructurings by nonaccrual versus accrual status	At At (In Thousands) September 30, 2018 June 30, 2018 Restructured loans on non-accrual status: Mortgage loans: Single-family $ 3,280 $ 3,328 Commercial business loans 64 64 Total 3,344 3,392 Restructured loans on accrual status: Mortgage loans: Single-family 1,425 1,788 Total 1,425 1,788 Total restructured loans $ 4,769 $ 5,180
Schedule of recorded investment in restructured loans	At September 30, 2018 Unpaid Net Principal Related Recorded Recorded (In Thousands) Balance Charge-offs Investment Allowance (1) Investment Mortgage loans: Single-family: With a related allowance $ 2,221 $ — $ 2,221 $ (125 ) $ 2,096 Without a related allowance (2) 3,015 (406 ) 2,609 — 2,609 Total single-family 5,236 (406 ) 4,830 (125 ) 4,705 Commercial business loans: With a related allowance 68 — 68 (4 ) 64 Total commercial business loans 68 — 68 (4 ) 64 Total restructured loans $ 5,304 $ (406 ) $ 4,898 $ (129 ) $ 4,769 (1) (2) At June 30, 2018 Unpaid Net Principal Related Recorded Recorded (In Thousands) Balance Charge-offs Investment Allowance (1) Investment Mortgage loans: Single-family With a related allowance $ 2,228 $ — $ 2,228 $ (151 ) $ 2,077 Without a related allowance (2) 3,450 (411 ) 3,039 — 3,039 Total single-family 5,678 (411 ) 5,267 (151 ) 5,116 Commercial business loans: With a related allowance 70 — 70 (6 ) 64 Total commercial business loans 70 — 70 (6 ) 64 Total restructured loans $ 5,748 $ (411 ) $ 5,337 $ (157 ) $ 5,180 (1) (2)

Derivative and Other Financia_2

Derivative and Other Financial Instruments with Off-Balance Sheet Risks (Tables)	3 Months Ended
	Sep. 30, 2018
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Schedule of undisbursed funds commitments	Commitments September 30, 2018 June 30, 2018 (In Thousands) Undisbursed loan funds – Construction loans $ 5,110 $ 4,302 Undisbursed lines of credit – Commercial business loans 1,548 495 Undisbursed lines of credit – Consumer loans 497 503 Commitments to extend credit on loans to be held for investment 6,793 9,352 Total $ 13,948 $ 14,652
Schedule of allowance for loan losses of undisbursed funds and commitments on loans held for investment	For the Quarters (In Thousands) 2018 2017 Balance, beginning of the period $ 157 $ 277 Recovery (8 ) (64 ) Balance, end of the period $ 149 $ 213
Schedule of impact of derivative financial instruments on gain on sale of loans	For the Quarters Derivative Financial Instruments 2018 2017 (In Thousands) Commitments to extend credit on loans to be held for sale $ (329 ) $ (122 ) Mandatory loan sale commitments and TBA 679 (209 ) Option contracts, net — (37 ) Total net gain (loss) $ 350 $ (368 )
Schedule of outstanding derivative instruments	September 30, 2018 June 30, 2018 Derivative Financial Instruments Amount Fair Amount Fair (In Thousands) Commitments to extend credit on loans to be held for sale (1) $ 42,403 $ 496 $ 56,906 $ 825 Best efforts loan sale commitments (24,843 ) — (29,502 ) — Mandatory loan sale commitments and TBA MBS trades (93,793 ) 239 (117,759 ) (440 ) Total $ (76,233 ) $ 735 $ (90,355 ) $ 385 (1) Net of 22.6% at September 30, 2018 and 24.7% at June 30, 2018 of commitments which management has estimated may not fund.

Fair Value of Financial Instr_2

Fair Value of Financial Instruments (Tables)	3 Months Ended
	Sep. 30, 2018
Fair Value Disclosures [Abstract]
Schedule of aggregate fair value and aggregate unpaid principal balance of loans held for sale	(In Thousands) Aggregate Aggregate Net As of September 30, 2018: Loans held for investment, at fair value $ 4,945 $ 5,306 $ (361 ) Loans held for sale, at fair value $ 78,794 $ 77,126 $ 1,668 As of June 30, 2018: Loans held for investment, at fair value $ 5,234 $ 5,546 $ (312 ) Loans held for sale, at fair value $ 96,298 $ 93,791 $ 2,507
Schedule of fair value, assets and liabilities measured on recurring basis	Fair Value Measurement at September 30, 2018 Using: (In Thousands) Level 1 Level 2 Level 3 Total Assets: Investment securities - available for sale: U.S. government agency MBS $ — $ 4,156 $ — $ 4,156 U.S. government sponsored enterprise MBS — 2,561 — 2,561 Private issue CMO — — 316 316 Investment securities - available for sale — 6,717 316 7,033 Loans held for investment, at fair value — — 4,945 4,945 Loans held for sale, at fair value — 78,794 — 78,794 Interest-only strips — — 24 24 Derivative assets: Commitments to extend credit on loans to be held for sale — — 516 516 Mandatory loan sale commitments — — 1 1 TBA MBS trades — 248 — 248 Derivative assets — 248 517 765 Total assets $ — $ 85,759 $ 5,802 $ 91,561 Liabilities: Derivative liabilities: Commitments to extend credit on loans to be held for sale $ — $ — $ 20 $ 20 Mandatory loan sale commitments — — 10 10 Derivative liabilities — — 30 30 Total liabilities $ — $ — $ 30 $ 30 Fair Value Measurement at June 30, 2018 Using: (In Thousands) Level 1 Level 2 Level 3 Total Assets: Investment securities - available for sale: U.S. government agency MBS $ — $ 4,384 $ — $ 4,384 U.S. government sponsored enterprise MBS — 2,762 — 2,762 Private issue CMO — — 350 350 Investment securities - available for sale — 7,146 350 7,496 Loans held for investment, at fair value — — 5,234 5,234 Loans held for sale, at fair value — 96,298 — 96,298 Interest-only strips — — 23 23 Derivative assets: Commitments to extend credit on loans to be held for sale — — 849 849 Derivative assets — — 849 849 Total assets $ — $ 103,444 $ 6,456 $ 109,900 Liabilities: Derivative liabilities: Commitments to extend credit on loans to be held for sale $ — $ — $ 24 $ 24 Mandatory loan sale commitments — — 32 32 TBA MBS trades — 408 — 408 Derivative liabilities — 408 56 464 Total liabilities $ — $ 408 $ 56 $ 464
Schedule for reconciliation of recurring fair value measurements using level 3 inputs	For the Quarter Ended September 30, 2018 Fair Value Measurement Using Significant Other Unobservable Inputs (Level 3) (In Thousands) Private Loans Held fair value (1) Interest- Loan Commitments to Originate (2) Mandatory Commitments (3) Total Beginning balance at June 30, 2018 $ 350 $ 5,234 $ 23 $ 825 $ (32 ) $ 6,400 Total gains or losses (realized/unrealized): Included in earnings — (49 ) — (329 ) 22 (356 ) Included in other comprehensive loss — — 1 — — 1 Purchases — — — — — — Issuances — — — — — — Settlements (34 ) (710 ) — — 1 (743 ) Transfers in and/or out of Level 3 — 470 — — — 470 Ending balance at September 30, 2018 $ 316 $ 4,945 $ 24 $ 496 $ (9 ) $ 5,772 (1) The valuation of loans held for investment at fair value includes the management estimates of the specific credit risk attributes of each loan, in addition to the quoted secondary-market prices which account for the interest rate characteristics of each loan. (2) Consists of commitments to extend credit on loans to be held for sale. (3) Consists of mandatory loan sale commitments. For the Quarter Ended September 30, 2017 Fair Value Measurement (In Thousands) Private Loans Held fair value (1) Interest- Loan Commit- ments to Originate (2) Manda- tory Commit- ments (3) Option Total Beginning balance at June 30, 2017 $ 461 $ 6,445 $ 31 $ 809 $ 47 $ 37 $ 7,830 Total gains or losses (realized/unrealized): Included in earnings — 8 — (122 ) (53 ) (37 ) (204 ) Included in other comprehensive income 1 — (3 ) — — — (2 ) Purchases — — — — — — — Issuances — — — — — — — Settlements (14 ) (51 ) — — 2 — (63 ) Transfers in and/or out of Level 3 — 522 — — — — 522 Ending balance at September 30, 2017 $ 448 $ 6,924 $ 28 $ 687 $ (4 ) $ — $ 8,083 (1) The valuation of loans held for investment at fair value includes the management estimates of the specific credit risk attributes of each loan, in addition to the quoted secondary-market prices which account for the interest rate characteristics of each loan. (2) Consists of commitments to extend credit on loans to be held for sale. (3) Consists of mandatory loan sale commitments.
Schedule of fair value assets measured on nonrecurring basis	Fair Value Measurement at September 30, 2018 Using: (In Thousands) Level 1 Level 2 Level 3 Total Non-performing loans $ — $ 4,893 $ 1,969 $ 6,862 Mortgage servicing assets — — 125 125 Real estate owned, net — 524 — 524 Total $ — $ 5,417 $ 2,094 $ 7,511 Fair Value Measurement at June 30, 2018 Using: (In Thousands) Level 1 Level 2 Level 3 Total Non-performing loans $ — $ 4,845 $ 1,212 $ 6,057 Mortgage servicing assets — — 135 135 Real estate owned, net — 906 — 906 Total $ — $ 5,751 $ 1,347 $ 7,098
Schedule of additional information about valuation techniques and inputs used for assets and liabilities	(Dollars In Thousands) Fair Value Valuation Techniques Unobservable Inputs Range (1) (Weighted Average) Impact to Valuation from an Increase in Inputs (2) Assets: Securities available - for sale: Private issue CMO $ 316 Market comparable pricing Comparability adjustment 1.1% – 1.3% (1.1%) Increase Loans held for investment, at fair value $ 4,945 Relative value analysis Broker quotes 95.4% – 103.5% Increase Non-performing loans $ 735 Discounted cash flow Default rates 5.0% Decrease Non-performing loans $ 1,234 Relative value analysis Loss severity 20.0% - 30.0% (22.5%) Decrease Mortgage servicing assets $ 125 Discounted cash flow Prepayment speed (CPR) 7.6% - 60.0% (27.0%) Decrease Interest-only strips $ 24 Discounted cash flow Prepayment speed (CPR) 12.2% - 25.8% (24.1%) Decrease Commitments to extend credit on loans to be held for sale $ 516 Relative value analysis TBA-MBS broker quotes Fall-out ratio (3) 97.3% – 104.6% Increase Mandatory loan sale commitments $ 1 Relative value analysis TBA MBS broker quotes Roll-forward costs (4) 99.1% of par Decrease Liabilities: Commitments to extend credit on loans to be held for sale $ 20 Relative value analysis TBA-MBS broker quotes Fall-out ratio (3) 101.3% – 103.5% Decrease Mandatory loan sale commitments $ 10 Relative value analysis TBA MBS broker quotes Roll-forward costs (4) 98.8% - 104.4% Increase (1) The range is based on the estimated fair values and management estimates. (2) Unless otherwise noted, this column represents the directional change in the fair value of the Level 3 investments that would result from an increase to the corresponding unobservable input. A decrease to the unobservable input would have the opposite effect. Significant changes in these inputs in isolation could result in significantly higher or lower fair value measurements. (3) The percentage of commitments to extend credit on loans to be held for sale which management has estimated may not fund. (4) An estimated cost to roll forward the mandatory loan sale commitments which management has estimated may not be delivered to the corresponding investors in a timely manner.
Schedule of carrying amount and fair value of financial instruments	September 30, 2018 (In Thousands) Carrying Fair Level 1 Level 2 Level 3 Financial assets: Investment securities - held to maturity $ 79,611 $ 78,974 — $ 78,974 $ — Loans held for investment, not recorded at fair value $ 872,146 $ 842,453 — — $ 842,453 FHLB – San Francisco stock $ 8,199 $ 8,199 — $ 8,199 — Financial liabilities: Deposits $ 902,112 $ 872,546 — — $ 872,546 Borrowings $ 111,149 $ 108,367 — — $ 108,367 June 30, 2018 (In Thousands) Carrying Fair Level 1 Level 2 Level 3 Financial assets: Investment securities - held to maturity $ 87,813 $ 87,239 — $ 87,239 — Loans held for investment, not recorded at fair value $ 897,451 $ 873,112 — — $ 873,112 FHLB – San Francisco stock $ 8,199 $ 8,199 — $ 8,199 — Financial liabilities: Deposits $ 907,598 $ 877,641 — — $ 877,641 Borrowings $ 126,163 $ 123,778 — — $ 123,778

Incentive Plans (Tables)

Incentive Plans (Tables)	3 Months Ended
	Sep. 30, 2018
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
Schedule of stock option activity	For the Quarter Ended September 30, 2018 Options Shares Weighted- Average Exercise Price Weighted- Average Remaining Contractual Term (Years) Aggregate Intrinsic Value ($000) Outstanding at June 30, 2018 529,000 $ 12.77 Granted — $ — Exercised (15,000 ) $ 10.21 Forfeited — $ — Outstanding at September 30, 2018 514,000 $ 12.84 5.06 $ 2,838 Vested and expected to vest at September 30, 2018 510,800 $ 12.80 5.04 $ 2,838 Exercisable at September 30, 2018 498,000 $ 12.63 4.96 $ 2,838
Schedule of unvested restricted stock activity	For the Quarter Ended Unvested Shares Shares Weighted- Unvested at June 30, 2018 98,500 $ 14.35 Granted — $ — Vested (85,000 ) $ 13.74 Forfeited — $ — Unvested at September 30, 2018 13,500 $ 18.20 Expected to vest at September 30, 2018 10,800 $ 18.20

Reclassification Adjustment o_2

Reclassification Adjustment of Accumulated Other Comprehensive Income ("AOCI") (Tables)	3 Months Ended
	Sep. 30, 2018
Equity [Abstract]
Schedule of accumulated other comprehensive income	For the Quarter Ended September 30, 2018 Unrealized gains and losses on (In Thousands) Investment securities Interest- Total Beginning balance at June 30, 2018 $ 194 $ 16 $ 210 Other comprehensive (loss) income before reclassifications (22 ) 1 (21 ) Amount reclassified from accumulated other comprehensive income — — — Net other comprehensive (loss) income (22 ) 1 (21 ) Ending balance at September 30, 2018 $ 172 $ 17 $ 189 For the Quarter Ended September 30, 2017 Unrealized gains and losses on (In Thousands) Investment securities Interest- Total Beginning balance at June 30, 2017 $ 211 $ 18 $ 229 Other comprehensive income (loss) before reclassifications 3 (2 ) 1 Amount reclassified from accumulated other comprehensive income — — — Net other comprehensive income (loss) 3 (2 ) 1 Ending balance at September 30, 2017 $ 214 $ 16 $ 230

Offsetting Derivative and Oth_2

Offsetting Derivative and Other Financial Instruments (Tables)	3 Months Ended
	Sep. 30, 2018
Offsetting [Abstract]
Schedule of gross and net amounts of derivative assets	As of September 30, 2018: Gross Net Amount Amount Offset in the of Assets in Gross Amount Not Offset in Condensed the Condensed the Condensed Consolidated Gross Consolidated Consolidated Statements of Financial Condition Amount of Statements Statements Cash Recognized of Financial of Financial Financial Collateral Net (In Thousands) Assets Condition Condition Instruments Received Amount Assets Derivatives $ 249 $ — $ 249 $ — $ — $ 249 Total $ 249 $ — $ 249 $ — $ — $ 249 As of June 30, 2018: Gross Net Amount Amount Offset in the of Assets in Gross Amount Not Offset in Condensed the Condensed the Condensed Consolidated Gross Consolidated Consolidated Statements of Financial Condition Amount of Statements Statements Cash Recognized of Financial of Financial Financial Collateral Net (In Thousands) Assets Condition Condition Instruments Received Amount Assets Derivatives $ — $ — $ — $ — $ — $ — Total $ — $ — $ — $ — $ — $ —
Schedule of gross and net amounts of derivative liabilities	As of September 30, 2018: Gross Net Amount Amount Offset in the of Liabilities in Gross Amount Not Offset in Condensed the Condensed the Condensed Consolidated Gross Consolidated Consolidated Statements of Financial Condition Amount of Statements Statements Cash Recognized of Financial of Financial Financial Collateral Net (In Thousands) Liabilities Condition Condition Instruments Received Amount Liabilities Derivatives $ 10 $ — $ 10 $ — $ — $ 10 Total $ 10 $ — $ 10 $ — $ — $ 10 As of June 30, 2018: Gross Net Amount Amount Offset in the of Liabilities in Gross Amount Not Offset in Condensed the Condensed the Condensed Consolidated Gross Consolidated Consolidated Statements of Financial Condition Amount of Statements Statements Cash Recognized of Financial of Financial Financial Collateral Net (In Thousands) Liabilities Condition Condition Instruments Received Amount Liabilities Derivatives $ 440 $ — $ 440 $ — $ — $ 440 Total $ 440 $ — $ 440 $ — $ — $ 440

Revenue From Contracts With C_2

Revenue From Contracts With Customers (Tables)	3 Months Ended
	Sep. 30, 2018
Revenue Recognition [Abstract]
Schedule of non-interest income disaggregated by type of service	For the Quarters Types of Services 2018 2017 (In Thousands) Asset management fees $ 82 $ 119 Debit card and ATM fees 419 402 Deposit related fees 519 567 Loan related fees 12 (25 ) BOLI (1) 46 67 Loan servicing fees (1) 324 363 Net gain on sale of loans (1) 3,132 4,847 Other 15 12 Total non-interest income $ 4,549 $ 6,352 (1) Not in scope of ASC 606.

Income Tax (Tables)

Income Tax (Tables)	3 Months Ended
	Sep. 30, 2018
Income Tax Disclosure [Abstract]
Schedule of estimated combined federal and state statutory tax rates	Statutory Tax Rates Q1FY2018 Q2-Q4FY2018 FY2019 Federal Tax Rate 35.00 % 28.06 % 21.00 % State Tax Rate 10.84 % 10.84 % 10.84 % Combined Statutory Tax Rate (1) 42.05 % 35.86 % 29.56 % (1)

Earnings (Loss) Per Share - Sum

Earnings (Loss) Per Share - Summary of Earnings Per Share, Basic and Diluted (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended
	Sep. 30, 2018	Sep. 30, 2017
Earnings Per Share, Diluted, by Common Class, Including Two Class Method [Line Items]
Net income (loss) - numerator for basic earnings per share and diluted earnings per share - available to common stockholders	$ 1,823	$ (225)
Basic EPS, weighted-average shares (denominator)	7,431	7,694
Diluted EPS, weighted-average shares (denominator)	7,557	7,694
Basic earnings (loss) per share (in dollars per share)	$ 0.25	$ (0.03)
Diluted earnings (loss) per share (in dollars per share)	$ 0.24	$ (0.03)
Stock Option
Earnings Per Share, Diluted, by Common Class, Including Two Class Method [Line Items]
Effect of dilutive shares	91	0
Restricted Stock
Earnings Per Share, Diluted, by Common Class, Including Two Class Method [Line Items]
Effect of dilutive shares	35	0

Earnings (Loss) Per Share (Deta

Earnings (Loss) Per Share (Detail Textuals) - shares	3 Months Ended
	Sep. 30, 2018	Sep. 30, 2017
Stock Option
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Stock options, outstanding	514,000	591,200
Antidilutive securities excluded from computation of earnings per share	20,000	591,250
Restricted Stock
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Stock options, outstanding	13,500	109,000

Operating Segment Reports (Deta

Operating Segment Reports (Details) - USD ($) $ in Thousands		3 Months Ended
		Sep. 30, 2018		Sep. 30, 2017		Jun. 30, 2018
Net interest income		$ 9,357		$ 9,118
(Recovery) provision for loan losses		(237)		169
Net interest income, after (recovery) provision for loan losses		9,594		8,949
Non-interest income:
Gain on sale of loans, net		3,132	[1]	4,847	[2]
Gain (loss) on sale and operations of real estate owned acquired in the settlement of loans, net		1		(40)
Other		189		243
Total non-interest income		4,549		6,352
Non-interest expense:
Salaries and employee benefits		8,250		9,269
Premises and occupancy		1,345		1,314
Operating and administrative expenses		2,109		5,151
Total non-interest expense		11,704		15,734
Income (loss) before income taxes		2,439		(433)
Provision (benefit) for income taxes		616		(208)
Net income (loss)		1,823		(225)
Total assets, end of period		1,157,480		1,193,786		$ 1,175,549
Loan servicing and other fees
Non-interest income:
Non-interest income		324	[3]	363	[4]
Total non-interest income	[5]	324		363
Deposit account fees
Non-interest income:
Non-interest income		505		558
Total non-interest income		519		567
Card and processing fees
Non-interest income:
Non-interest income		398		381
Provident Bank
Net interest income		9,000		8,550
(Recovery) provision for loan losses		(332)		169
Net interest income, after (recovery) provision for loan losses		9,332		8,381
Non-interest income:
Gain on sale of loans, net		34	[1]	0	[2]
Gain (loss) on sale and operations of real estate owned acquired in the settlement of loans, net		1		(40)
Other		189		243
Total non-interest income		1,260		1,189
Non-interest expense:
Salaries and employee benefits		4,836		4,502
Premises and occupancy		908		827
Operating and administrative expenses		926		2,251
Total non-interest expense		6,670		7,580
Income (loss) before income taxes		3,922		1,990
Provision (benefit) for income taxes		1,055		811
Net income (loss)		2,867		1,179
Total assets, end of period		1,078,441		1,066,294
Provident Bank | Loan servicing and other fees
Non-interest income:
Non-interest income		133	[3]	47	[4]
Provident Bank | Deposit account fees
Non-interest income:
Non-interest income		505		558
Provident Bank | Card and processing fees
Non-interest income:
Non-interest income		398		381
Provident Bank Mortgage
Net interest income		357		568
(Recovery) provision for loan losses		95		0
Net interest income, after (recovery) provision for loan losses		262		568
Non-interest income:
Gain on sale of loans, net		3,098	[1]	4,847	[2]
Gain (loss) on sale and operations of real estate owned acquired in the settlement of loans, net		0		0
Other		0		0
Total non-interest income		3,289		5,163
Non-interest expense:
Salaries and employee benefits		3,414		4,767
Premises and occupancy		437		487
Operating and administrative expenses		1,183		2,900
Total non-interest expense		5,034		8,154
Income (loss) before income taxes		(1,483)		(2,423)
Provision (benefit) for income taxes		(439)		(1,019)
Net income (loss)		(1,044)		(1,404)
Total assets, end of period		79,039		127,492
Provident Bank Mortgage | Loan servicing and other fees
Non-interest income:
Non-interest income		191	[3]	316	[4]
Provident Bank Mortgage | Deposit account fees
Non-interest income:
Non-interest income		0		0
Provident Bank Mortgage | Card and processing fees
Non-interest income:
Non-interest income		$ 0		$ 0
[1]	Includes an inter-company charge of $6 credited to PBM by the Bank during the period to compensate PBM for servicing fees on loans sold on a servicing retained basis.
[2]	Includes an inter-company charge of $59 credited to PBM by the Bank during the period to compensate PBM for servicing fees on loans sold on a servicing retained basis.
[3]	Includes an inter-company charge of $168 credited to PBM by the Bank during the period to compensate PBM for originating loans held for investment.
[4]	Includes an inter-company charge of $240 credited to PBM by the Bank during the period to compensate PBM for originating loans held for investment.
[5]	Not in scope of ASC 606.

Operating Segment Reports (De_2

Operating Segment Reports (Detail Textuals) $ in Thousands	3 Months Ended
	Sep. 30, 2018USD ($)segment	Sep. 30, 2017USD ($)segment
Segment Reporting Information [Line Items]
Number of operating segments | segment	2	2
Provident Bank Mortgage
Segment Reporting Information [Line Items]
Payments for origination of mortgage loans held-for-sale	$ 168	$ 240
Servicing fees on loans sold	$ 6	$ 59

Investment Securities (Details)

Investment Securities (Details) - USD ($) $ in Thousands	Sep. 30, 2018		Jun. 30, 2018
Schedule of Held-to-maturity Securities [Line Items]
Amortized Cost	$ 79,611		$ 87,813
Gross Unrealized Gains	215		203
Gross Unrealized (Losses)	(852)		(777)
Estimated Fair Value	78,974		87,239
U.S. government sponsored enterprise MBS
Schedule of Held-to-maturity Securities [Line Items]
Amortized Cost	76,051	[1]	84,227
Gross Unrealized Gains	215	[1]	203
Gross Unrealized (Losses)	(835)	[1]	(762)
Estimated Fair Value	75,431	[1]	83,668
U.S. SBA securities
Schedule of Held-to-maturity Securities [Line Items]
Amortized Cost	2,960	[2]	2,986
Gross Unrealized Gains	0	[2]	0
Gross Unrealized (Losses)	(17)	[2]	(15)
Estimated Fair Value	2,943	[2]	2,971
Certificate of deposits
Schedule of Held-to-maturity Securities [Line Items]
Amortized Cost	600		600
Gross Unrealized Gains	0		0
Gross Unrealized (Losses)	0		0
Estimated Fair Value	$ 600		$ 600
[1]	Mortgage-Backed Securities ("MBS").
[2]	Small Business Administration ("SBA").

Investment Securities (Details

Investment Securities (Details 1) - USD ($) $ in Thousands		Sep. 30, 2018	Jun. 30, 2018
Debt Securities, Available-for-sale [Line Items]
Amortized Cost		$ 6,788	$ 7,220
Gross Unrealized Gains		245	276
Gross Unrealized (Losses)		0	0
Estimated Fair Value		7,033	7,496
Carrying value		7,033	7,496
U.S. government agency MBS
Debt Securities, Available-for-sale [Line Items]
Amortized Cost		4,024	4,234
Gross Unrealized Gains		132	150
Gross Unrealized (Losses)		0	0
Estimated Fair Value		4,156	4,384
Carrying value		4,156	4,384
U.S. government sponsored enterprise MBS
Debt Securities, Available-for-sale [Line Items]
Amortized Cost		2,451	2,640
Gross Unrealized Gains		110	122
Gross Unrealized (Losses)		0	0
Estimated Fair Value		2,561	2,762
Carrying value		2,561	2,762
Private issue CMO
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	[1]	313	346
Gross Unrealized Gains	[1]	3	4
Gross Unrealized (Losses)	[1]	0	0
Estimated Fair Value	[1]	316	350
Carrying value	[1]	$ 316	$ 350
[1]	Collateralized Mortgage Obligations ("CMO").

Investment Securities (Detail_2

Investment Securities (Details 2) - USD ($) $ in Thousands	Sep. 30, 2018	Jun. 30, 2018
Investments, Debt and Equity Securities [Abstract]
Amortized Cost	$ 86,399	$ 95,033
Gross Unrealized Gains	460	497
Gross Unrealized (Losses)	(852)	(777)
Estimated Fair Value	86,007	94,735
Carrying Value	$ 86,644	$ 95,309

Investment Securities (Detail_3

Investment Securities (Details 3) - USD ($) $ in Thousands	Sep. 30, 2018	Jun. 30, 2018
Schedule of Held-to-maturity Securities [Line Items]
Unrealized Holding Losses Less Than 12 Months, Fair Value	$ 19,168	$ 50,009
Unrealized Holding Losses Less Than 12 Months, Unrealized Losses	281	777
Unrealized Holding Losses 12 Months or More, Fair Value	26,623	0
Unrealized Holding Losses 12 Months or More, Unrealized Losses	571	0
Unrealized Holding Losses Total, Fair Value	45,791	50,009
Unrealized Holding Losses Total, Unrealized Losses	852	777
U.S. government sponsored enterprise MBS
Schedule of Held-to-maturity Securities [Line Items]
Unrealized Holding Losses Less Than 12 Months, Fair Value	16,232	47,045
Unrealized Holding Losses Less Than 12 Months, Unrealized Losses	264	762
Unrealized Holding Losses 12 Months or More, Fair Value	26,623	0
Unrealized Holding Losses 12 Months or More, Unrealized Losses	571	0
Unrealized Holding Losses Total, Fair Value	42,855	47,045
Unrealized Holding Losses Total, Unrealized Losses	835	762
U.S. SBA securities
Schedule of Held-to-maturity Securities [Line Items]
Unrealized Holding Losses Less Than 12 Months, Fair Value	2,936	2,964
Unrealized Holding Losses Less Than 12 Months, Unrealized Losses	17	15
Unrealized Holding Losses 12 Months or More, Fair Value	0	0
Unrealized Holding Losses 12 Months or More, Unrealized Losses	0	0
Unrealized Holding Losses Total, Fair Value	2,936	2,964
Unrealized Holding Losses Total, Unrealized Losses	$ 17	$ 15

Investment Securities (Detail_4

Investment Securities (Details 4) - USD ($) $ in Thousands	Sep. 30, 2018	Jun. 30, 2018
Held to maturity, Amortized Cost
Due in one year or less	$ 600	$ 600
Due after one through five years	29,549	24,961
Due after five through ten years	14,141	22,847
Due after ten years	35,321	39,405
Total investment securities - held to maturity, Amortized Cost	79,611	87,813
Held to maturity, Estimated Fair Value
Due in one year or less	600	600
Due after one through five years	28,969	24,569
Due after five through ten years	13,886	22,477
Due after ten years	35,519	39,593
Total investment securities - held to maturity, Estimated Fair Value	$ 78,974	$ 87,239

Investment Securities (Detail_5

Investment Securities (Details 5) - USD ($) $ in Thousands	Sep. 30, 2018	Jun. 30, 2018
Available for sale, Amortized Cost
Due in one year or less	$ 0	$ 0
Due after one through five years	0	0
Due after five through ten years	0	0
Due after ten years	6,788	7,220
Total investment securities - available for sale, Amortized Cost	6,788	7,220
Available for sale, Estimated Fair Value
Due in one year or less	0	0
Due after one through five years	0	0
Due after five through ten years	0	0
Due after ten years	7,033	7,496
Total investment securities - available for sale, Estimated Fair Value	$ 7,033	$ 7,496

Investment Securities (Detail T

Investment Securities (Detail Textuals) - USD ($) $ in Millions	3 Months Ended
	Sep. 30, 2018	Sep. 30, 2017
Debt Securities, Available-for-sale [Line Items]
Principal payments from investment securities available for sale	$ 8.3	$ 6
U.S. government sponsored enterprise MBS
Debt Securities, Available-for-sale [Line Items]
Payments to Acquire Mortgage Backed Securities (MBS) categorized as Held-to-maturity	$ 10.1

Loans Held For Investment_ Summ

Loans Held For Investment: Summary of Loans Held for Investment (Details) - USD ($) $ in Thousands		Sep. 30, 2018	Jun. 30, 2018	Sep. 30, 2017	Jun. 30, 2017
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held for investment, gross		$ 883,970	$ 908,794	$ 918,730
Loans and Leases Receivable, Loans in Process	[1]	(5,110)	(4,302)
Escrow Deposit		3	18
Deferred loan costs, net		5,383	5,560
Allowance for loan losses		(7,155)	(7,385)	$ (8,063)	$ (8,039)
Total loans held for investment, net		877,091	902,685
Mortgage loans, Single-family
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held for investment, gross		307,480	314,808
Mortgage loans, Multi-family
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held for investment, gross		454,821	476,008
Mortgage loans, Commercial real estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held for investment, gross		112,026	109,726
Construction Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held for investment, gross		8,956	7,476
Mortgage loans other
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held for investment, gross		167	167
Commercial business loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held for investment, gross	[2]	416	500
Loans and Leases Receivable, Loans in Process		(1,500)	(495)
Consumer loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held for investment, gross	[3]	104	109
Loans and Leases Receivable, Loans in Process		$ (497)	$ (503)
[1]	Comprised solely of undisbursed construction loan funds.
[2]	Net of $1.5 million and $495 of undisbursed lines of credit as of September 30, 2018 and June 30, 2018, respectively.
[3]	Net of $497 and $503 of undisbursed lines of credit as of September 30, 2018 and June 30, 2018, respectively.

Loans Held For Investment_ Su_2

Loans Held For Investment: Summary of Loans Held for Investment (Parentheticals) (Details) - USD ($) $ in Thousands	Sep. 30, 2018	Jun. 30, 2018
Commercial business loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Undisbursed lines of credit	$ 1,500	$ 495
Consumer loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Undisbursed lines of credit	$ 497	$ 503

Loans Held For Investment_ Su_3

Loans Held For Investment: Summary of Loans Held for Investment Contractually Repricing (Details 1) - USD ($) $ in Thousands		Sep. 30, 2018	Jun. 30, 2018	Sep. 30, 2017
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Fixed Rate		$ 14,899
Total loans held for investment, gross		883,970	$ 908,794	$ 918,730
Within One Year
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate		286,985
After One Year Through 3 Years
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate		233,525
After 3 Years Through 5 Years
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate		277,348
After 5 Years Through 10 Years
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate		71,213
Mortgage loans, Single-family
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Fixed Rate		11,940
Total loans held for investment, gross		307,480	314,808
Mortgage loans, Single-family | Within One Year
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate		116,585
Mortgage loans, Single-family | After One Year Through 3 Years
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate		28,559
Mortgage loans, Single-family | After 3 Years Through 5 Years
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate		93,276
Mortgage loans, Single-family | After 5 Years Through 10 Years
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate		57,120
Mortgage loans, Multi-family
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Fixed Rate		209
Total loans held for investment, gross		454,821	476,008
Mortgage loans, Multi-family | Within One Year
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate		130,379
Mortgage loans, Multi-family | After One Year Through 3 Years
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate		161,337
Mortgage loans, Multi-family | After 3 Years Through 5 Years
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate		148,803
Mortgage loans, Multi-family | After 5 Years Through 10 Years
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate		14,093
Mortgage loans, Commercial real estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Fixed Rate		526
Total loans held for investment, gross		112,026	109,726
Mortgage loans, Commercial real estate | Within One Year
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate		32,602
Mortgage loans, Commercial real estate | After One Year Through 3 Years
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate		43,629
Mortgage loans, Commercial real estate | After 3 Years Through 5 Years
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate		35,269
Mortgage loans, Commercial real estate | After 5 Years Through 10 Years
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate		0
Construction Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Fixed Rate		1,683
Total loans held for investment, gross		8,956	7,476
Construction Loans | Within One Year
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate		7,273
Construction Loans | After One Year Through 3 Years
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate		0
Construction Loans | After 3 Years Through 5 Years
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate		0
Construction Loans | After 5 Years Through 10 Years
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate		0
Mortgage loans other
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held for investment, gross		167	167
Commercial business loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Fixed Rate		374
Total loans held for investment, gross	[1]	416	500
Commercial business loans | Within One Year
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate		42
Commercial business loans | After One Year Through 3 Years
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate		0
Commercial business loans | After 3 Years Through 5 Years
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate		0
Commercial business loans | After 5 Years Through 10 Years
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate		0
Consumer loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Fixed Rate		0
Total loans held for investment, gross	[2]	104	$ 109
Consumer loans | Within One Year
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate		104
Consumer loans | After One Year Through 3 Years
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate		0
Consumer loans | After 3 Years Through 5 Years
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate		0
Consumer loans | After 5 Years Through 10 Years
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, Adjustable Rate		$ 0
[1]	Net of $1.5 million and $495 of undisbursed lines of credit as of September 30, 2018 and June 30, 2018, respectively.
[2]	Net of $497 and $503 of undisbursed lines of credit as of September 30, 2018 and June 30, 2018, respectively.

Loans Held For Investment_ Su_4

Loans Held For Investment: Summary of Gross Loans Held for Investment by Loan Types and Risk Category (Details 2) - USD ($) $ in Thousands		Sep. 30, 2018	Jun. 30, 2018	Sep. 30, 2017
Total loans held for investment, gross		$ 883,970	$ 908,794	$ 918,730
Pass
Total loans held for investment, gross		868,859	893,648
Special Mention
Total loans held for investment, gross		5,068	7,435
Substandard
Total loans held for investment, gross		10,043	7,711
Single-family
Total loans held for investment, gross		307,480	314,808
Single-family | Pass
Total loans held for investment, gross		298,414	304,619
Single-family | Special Mention
Total loans held for investment, gross		1,141	2,548
Single-family | Substandard
Total loans held for investment, gross		7,925	7,641
Multi-family
Total loans held for investment, gross		454,821	476,008
Multi-family | Pass
Total loans held for investment, gross		450,894	472,061
Multi-family | Special Mention
Total loans held for investment, gross		3,927	3,947
Multi-family | Substandard
Total loans held for investment, gross		0	0
Commercial Real Estate
Total loans held for investment, gross		112,026	109,726
Commercial Real Estate | Pass
Total loans held for investment, gross		112,026	108,786
Commercial Real Estate | Special Mention
Total loans held for investment, gross		0	940
Commercial Real Estate | Substandard
Total loans held for investment, gross		0	0
Construction
Total loans held for investment, gross		8,956	7,476
Construction | Pass
Total loans held for investment, gross		6,906	7,476
Construction | Special Mention
Total loans held for investment, gross		0	0
Construction | Substandard
Total loans held for investment, gross		2,050	0
Other Mortgage
Total loans held for investment, gross		167	167
Other Mortgage | Pass
Total loans held for investment, gross		167	167
Other Mortgage | Special Mention
Total loans held for investment, gross		0	0
Other Mortgage | Substandard
Total loans held for investment, gross		0	0
Commercial Business
Total loans held for investment, gross	[1]	416	500
Commercial Business | Pass
Total loans held for investment, gross		348	430
Commercial Business | Special Mention
Total loans held for investment, gross		0	0
Commercial Business | Substandard
Total loans held for investment, gross		68	70
Consumer
Total loans held for investment, gross	[2]	104	109
Consumer | Pass
Total loans held for investment, gross		104	109
Consumer | Special Mention
Total loans held for investment, gross		0	0
Consumer | Substandard
Total loans held for investment, gross		$ 0	$ 0
[1]	Net of $1.5 million and $495 of undisbursed lines of credit as of September 30, 2018 and June 30, 2018, respectively.
[2]	Net of $497 and $503 of undisbursed lines of credit as of September 30, 2018 and June 30, 2018, respectively.

Loans Held For Investment_ Su_5

Loans Held For Investment: Summary of Allowance for Loan Losses (Details 3) - USD ($) $ in Thousands	Sep. 30, 2018	Jun. 30, 2018	Sep. 30, 2017	Jun. 30, 2017
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total individually evaluated allowance	$ 129	$ 157	$ 32
Total collectively evaluated allowance	7,026	7,228	8,031
Total loan loss allowance	7,155	7,385	8,063	$ 8,039
Mortgage loans, Single-family
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total individually evaluated allowance	124	151	17
Total collectively evaluated allowance	2,617	2,632	3,562
Total loan loss allowance	2,741	2,783	3,579	3,601
Mortgage loans, Multi-family
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total individually evaluated allowance	0	0	0
Total collectively evaluated allowance	3,336	3,492	3,431
Total loan loss allowance	3,336	3,492	3,431	3,420
Mortgage loans, Commercial real estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total individually evaluated allowance	0	0	0
Total collectively evaluated allowance	1,012	1,030	875
Total loan loss allowance	1,012	1,030	875	879
Construction Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total individually evaluated allowance	0	0	0
Total collectively evaluated allowance	38	47	140
Total loan loss allowance	38	47	140	96
Mortgage loans other
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total individually evaluated allowance	0	0
Total collectively evaluated allowance	3	3
Total loan loss allowance	3	3
Commercial business loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total individually evaluated allowance	5	6	15
Total collectively evaluated allowance	14	18	16
Total loan loss allowance	19	24	31	36
Consumer loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total individually evaluated allowance	0	0	0
Total collectively evaluated allowance	6	6	7
Total loan loss allowance	$ 6	$ 6	$ 7	$ 7

Loans Held For Investment_ Su_6

Loans Held For Investment: Summary of Allowance For Loan Losses and Recorded Investment in Gross Loans, by Portfolio Type (Details 4) - USD ($) $ in Thousands	3 Months Ended
	Sep. 30, 2018	Sep. 30, 2017	Jun. 30, 2018
Financing Receivable, Allowance for Credit Losses [Line Items]
Balance, beginning of the year	$ 7,385	$ 8,039
(Recovery) provision for loan losses	(237)	169
Total recoveries	33	84
Total charge-offs	(26)	(229)
Net recoveries (charge-offs)	7	(145)
Balance, end of the year	$ 7,155	$ 8,063
Allowance for loan losses as a percentage of gross loans held for investment at the end of the period	0.81%	0.88%
Net (recoveries) charge-offs as a percentage of average loans receivable, net, during the period (annualized)	0.00%	0.06%
Total individually evaluated allowance	$ 129	$ 32	$ 157
Total collectively evaluated allowance	7,026	8,031	7,228
Individually Evaluated for Impairment	8,488	6,318
Collectively Evaluated for Impairment	875,482	912,412
Total loans held for investment, gross	883,970	918,730	908,794
Mortgage loans, Single-family
Financing Receivable, Allowance for Credit Losses [Line Items]
Balance, beginning of the year	2,783	3,601
(Recovery) provision for loan losses	(49)	123
Total recoveries	32	84
Total charge-offs	(25)	(229)
Balance, end of the year	$ 2,741	$ 3,579
Allowance for loan losses as a percentage of gross loans held for investment at the end of the period	0.89%	1.11%
Total individually evaluated allowance	$ 124	$ 17	151
Total collectively evaluated allowance	2,617	3,562	2,632
Individually Evaluated for Impairment	6,370	6,239
Collectively Evaluated for Impairment	301,110	316,124
Total loans held for investment, gross	307,480	322,363	314,808
Mortgage loans, Multi-family
Financing Receivable, Allowance for Credit Losses [Line Items]
Balance, beginning of the year	3,492	3,420
(Recovery) provision for loan losses	(156)	11
Total recoveries	0	0
Total charge-offs	0	0
Balance, end of the year	$ 3,336	$ 3,431
Allowance for loan losses as a percentage of gross loans held for investment at the end of the period	0.73%	0.71%
Total individually evaluated allowance	$ 0	$ 0	0
Total collectively evaluated allowance	3,336	3,431	3,492
Individually Evaluated for Impairment	0	0
Collectively Evaluated for Impairment	454,821	482,617
Total loans held for investment, gross	454,821	482,617	476,008
Mortgage loans, Commercial real estate
Financing Receivable, Allowance for Credit Losses [Line Items]
Balance, beginning of the year	1,030	879
(Recovery) provision for loan losses	(18)	(4)
Total recoveries	0	0
Total charge-offs	0	0
Balance, end of the year	$ 1,012	$ 875
Allowance for loan losses as a percentage of gross loans held for investment at the end of the period	0.90%	0.90%
Total individually evaluated allowance	$ 0	$ 0	0
Total collectively evaluated allowance	1,012	875	1,030
Individually Evaluated for Impairment	0	0
Collectively Evaluated for Impairment	112,026	96,863
Total loans held for investment, gross	112,026	96,863	109,726
Construction Loans
Financing Receivable, Allowance for Credit Losses [Line Items]
Balance, beginning of the year	47	96
(Recovery) provision for loan losses	(9)	44
Total recoveries	0	0
Total charge-offs	0	0
Balance, end of the year	$ 38	$ 140
Allowance for loan losses as a percentage of gross loans held for investment at the end of the period	0.42%	0.86%
Total individually evaluated allowance	$ 0	$ 0	0
Total collectively evaluated allowance	38	140	47
Individually Evaluated for Impairment	2,050	0
Collectively Evaluated for Impairment	6,906	16,290
Total loans held for investment, gross	8,956	16,290	7,476
Mortgage loans other
Financing Receivable, Allowance for Credit Losses [Line Items]
Balance, beginning of the year	3
(Recovery) provision for loan losses	0
Total recoveries	0
Total charge-offs	0
Balance, end of the year	$ 3
Allowance for loan losses as a percentage of gross loans held for investment at the end of the period	1.80%
Total individually evaluated allowance	$ 0		0
Total collectively evaluated allowance	3		3
Individually Evaluated for Impairment	0
Collectively Evaluated for Impairment	167
Total loans held for investment, gross	167		167
Commercial business loans
Financing Receivable, Allowance for Credit Losses [Line Items]
Balance, beginning of the year	24	36
(Recovery) provision for loan losses	(5)	(5)
Total recoveries	0	0
Total charge-offs	0	0
Balance, end of the year	$ 19	$ 31
Allowance for loan losses as a percentage of gross loans held for investment at the end of the period	4.57%	6.65%
Total individually evaluated allowance	$ 5	$ 15	6
Total collectively evaluated allowance	14	16	18
Individually Evaluated for Impairment	68	79
Collectively Evaluated for Impairment	348	387
Total loans held for investment, gross	416	466	500
Consumer loans
Financing Receivable, Allowance for Credit Losses [Line Items]
Balance, beginning of the year	6	7
(Recovery) provision for loan losses	0	0
Total recoveries	1	0
Total charge-offs	(1)	0
Balance, end of the year	$ 6	$ 7
Allowance for loan losses as a percentage of gross loans held for investment at the end of the period	5.77%	5.34%
Total individually evaluated allowance	$ 0	$ 0	0
Total collectively evaluated allowance	6	7	6
Individually Evaluated for Impairment	0	0
Collectively Evaluated for Impairment	104	131
Total loans held for investment, gross	$ 104	$ 131	$ 109

Loans Held For Investment_ Su_7

Loans Held For Investment: Summary of Past Due Status of Loans Held for Investment, Gross (Details 5) - USD ($) $ in Thousands		Sep. 30, 2018	Jun. 30, 2018	Sep. 30, 2017
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current		$ 875,427	$ 901,778
30-89 Days Past Due		0	805
Non-Accrual	[1]	8,543	6,211
Total Loans Held for Investment, Gross		883,970	908,794	$ 918,730
Mortgage loans, Single-family
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current		301,055	307,863
30-89 Days Past Due		0	804
Non-Accrual	[1]	6,425	6,141
Total Loans Held for Investment, Gross		307,480	314,808	322,363
Mortgage loans, Multi-family
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current		454,821	476,008
30-89 Days Past Due		0	0
Non-Accrual	[1]	0	0
Total Loans Held for Investment, Gross		454,821	476,008	482,617
Mortgage loans, Commercial real estate
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current		112,026	109,726
30-89 Days Past Due		0	0
Non-Accrual	[1]	0	0
Total Loans Held for Investment, Gross		112,026	109,726	96,863
Construction
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current		6,906	7,476
30-89 Days Past Due		0	0
Non-Accrual	[1]	2,050	0
Total Loans Held for Investment, Gross		8,956	7,476	16,290
Mortgage loans other
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current		167	167
30-89 Days Past Due		0	0
Non-Accrual	[1]	0	0
Total Loans Held for Investment, Gross		167	167
Commercial business loans
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current		348	430
30-89 Days Past Due		0	0
Non-Accrual	[1]	68	70
Total Loans Held for Investment, Gross		416	500	466
Consumer loans
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current		104	108
30-89 Days Past Due		0	1
Non-Accrual	[1]	0	0
Total Loans Held for Investment, Gross		$ 104	$ 109	$ 131
[1]	All loans 90 days or greater past due are placed on non-accrual status.

Loans Held For Investment_ Su_8

Loans Held For Investment: Summary of Total Recorded Investment in Non-Performing Loans by Type (Details 6) - USD ($) $ in Thousands		Sep. 30, 2018	Jun. 30, 2018
Impaired Financing Receivable, Unpaid Principal Balance [Abstract]
Unpaid Principal Balance		$ 7,958	$ 6,972
Related Charge-Offs		(684)	(724)
Impaired Financing Receivable, Recorded Investment [Abstract]
Recorded Investment		7,274	6,248
Related Allowance	[1]	(412)	(191)
Recorded Investment, Net of Allowance		6,862	6,057
Mortgage loans, Single-family
Impaired Financing Receivable, Unpaid Principal Balance [Abstract]
With a related allowance Unpaid Principal Balance		2,313	1,333
Without a related allowance, Unpaid Principal Balance	[2]	4,832	5,569
Unpaid Principal Balance		7,145	6,902
With Related Allowance, Related Charge-Offs		0	0
With No Related Allowance, Related Charge-Offs	[2]	(684)	(724)
Related Charge-Offs		(684)	(724)
Impaired Financing Receivable, Recorded Investment [Abstract]
With Related Allowance, Recorded Investment		2,313	1,333
With No Related Allowance, Recorded Investment	[2]	4,148	4,845
Recorded Investment		6,461	6,178
Related Allowance	[1]	(408)	(185)
Recorded Investment, with Related Allowance, Net		1,905	1,148
Recorded Investment, with No Related Allowance, Net	[2]	4,148	4,845
Recorded Investment, Net of Allowance		6,053	5,993
Construction Loans
Impaired Financing Receivable, Unpaid Principal Balance [Abstract]
Without a related allowance, Unpaid Principal Balance		745
Unpaid Principal Balance		745
With No Related Allowance, Related Charge-Offs		0
Related Charge-Offs	[3]	0
Impaired Financing Receivable, Recorded Investment [Abstract]
With No Related Allowance, Recorded Investment	[3]	745
Recorded Investment	[3]	745
Recorded Investment, with No Related Allowance, Net	[2]	745
Recorded Investment, Net of Allowance		745
Commercial business loans
Impaired Financing Receivable, Unpaid Principal Balance [Abstract]
With a related allowance Unpaid Principal Balance		68	70
Unpaid Principal Balance		68	70
With Related Allowance, Related Charge-Offs		0	0
Related Charge-Offs		0	0
Impaired Financing Receivable, Recorded Investment [Abstract]
With Related Allowance, Recorded Investment		68	70
Recorded Investment		68	70
Related Allowance	[1]	(4)	(6)
Recorded Investment, with Related Allowance, Net		64	64
Recorded Investment, Net of Allowance		$ 64	$ 64
[1]	Consists of collectively and individually evaluated allowances, specifically assigned to the individual loan, and fair value credit adjustments.
[2]	There was no related allowance for loan losses because the loans have been charged-off to their fair value or the fair value of the collateral is higher than the loan balance.
[3]	There was no related allowance for loan losses because the loans, net of undisbursed loan funds, have been charged-off to their fair value or the fair value of the collateral is higher than the net loan balance.

Loans Held For Investment (Deta

Loans Held For Investment (Details 7) - USD ($) $ in Thousands	3 Months Ended
	Sep. 30, 2018	Sep. 30, 2017
Impaired Financing Receivable, Average Recorded Investment [Abstract]
Without related allowances, Average Recorded Investment	$ 4,847	$ 6,234
With related allowances, Average Recorded Investment	2,139	1,688
Average Recorded Investment	6,986	7,922
Impaired Financing Receivable, Interest Income, Accrual Method [Abstract]
Without related allowances, Interest Income Recognized	40	148
With related allowances, Interest Income Recognized	25	12
Interest Income Recognized	65	160
Commercial business loans
Impaired Financing Receivable, Average Recorded Investment [Abstract]
With related allowances, Average Recorded Investment	68	79
Impaired Financing Receivable, Interest Income, Accrual Method [Abstract]
With related allowances, Interest Income Recognized	1	1
Commercial Real Estate
Impaired Financing Receivable, Average Recorded Investment [Abstract]
With related allowances, Average Recorded Investment	0	67
Impaired Financing Receivable, Interest Income, Accrual Method [Abstract]
Without related allowances, Interest Income Recognized		13
With related allowances, Interest Income Recognized	0
Mortgage loans, Multi-family
Impaired Financing Receivable, Average Recorded Investment [Abstract]
With related allowances, Average Recorded Investment	0	0
Impaired Financing Receivable, Interest Income, Accrual Method [Abstract]
With related allowances, Interest Income Recognized	0	0
Mortgage loans, Single-family
Impaired Financing Receivable, Average Recorded Investment [Abstract]
Without related allowances, Average Recorded Investment	4,599	6,167
With related allowances, Average Recorded Investment	2,071	1,609
Construction
Impaired Financing Receivable, Average Recorded Investment [Abstract]
Without related allowances, Average Recorded Investment	248	0
Impaired Financing Receivable, Interest Income, Accrual Method [Abstract]
Without related allowances, Interest Income Recognized	$ 0	$ 0

Loans Held For Investment_ Su_9

Loans Held For Investment: Summary of Troubled Debt Restructurings by Nonaccrual Versus Accrual Status (Details 8) $ in Thousands	3 Months Ended	12 Months Ended
	Sep. 30, 2018USD ($)loan	Jun. 30, 2018USD ($)loan
Financing Receivable, Modifications [Line Items]
Number of modified loans | loan	10	11
Restructured loans on non-accrual status	$ 3,344	$ 3,392
Restructured loans on accrual status	1,425	1,788
Restructured loans	4,769	5,180
Mortgage loans, Single-family
Financing Receivable, Modifications [Line Items]
Restructured loans on non-accrual status	3,280	3,328
Restructured loans on accrual status	1,425	1,788
Commercial business loans
Financing Receivable, Modifications [Line Items]
Restructured loans on non-accrual status	$ 64	$ 64
Substandard
Financing Receivable, Modifications [Line Items]
Number of modified loans | loan	9	9
Restructured loans on non-accrual status	$ 3,400	$ 3,400
Substandard | Restructured loans on accrual status
Financing Receivable, Modifications [Line Items]
Number of modified loans | loan	1	1
Restructured loans on accrual status	$ 1,400	$ 1,400
Special Mention | Restructured loans on accrual status
Financing Receivable, Modifications [Line Items]
Number of modified loans | loan		1
Restructured loans on accrual status		$ 389

Loans Held For Investment_ S_10

Loans Held For Investment: Summary of Restructured Loans by Type, Net of Individually Evaluated Allowances (Details 9) $ in Thousands		3 Months Ended	12 Months Ended
		Sep. 30, 2018USD ($)loan	Jun. 30, 2018USD ($)loan
Financing Receivable, Impaired [Line Items]
Number of modified loans | loan		10	11
Restructured Loans, Unpaid Principal Balance		$ 5,304	$ 5,748
Restructured Loans, Related Charge-offs		(406)	(411)
Restructured Loans, Recorded Investment		4,898	5,337
Restructured Loans, Allowance for Loan Losses	[1]	(129)	(157)
Restructured loans, Net Investment		4,769	5,180
Mortgage loans, Single-family
Financing Receivable, Impaired [Line Items]
Restructured Loans, With Related Allowance, Unpaid Principal Balance		2,221	2,228
Restructured Loans, Without a Related Allowance, Unpaid Principal Balance	[2]	3,015	3,450
Restructured Loans, Unpaid Principal Balance		5,236	5,678
Restructured Loans, With Related Allowance, Related Charge-offs		0	0
Restructured Loans, Without a Related Allowance, Related Charge-offs	[2]	(406)	(411)
Restructured Loans, Related Charge-offs		(406)	(411)
Restructured Loans, With a Related Allowance, Recorded Investment		2,221	2,228
Restructured Loans, Without a Related Allowance, Recorded Investment	[2]	2,609	3,039
Restructured Loans, Recorded Investment		4,830	5,267
Restructured Loans, Allowance for Loan Losses	[1]	(125)	(151)
Restructured loans, With a related allowance, Net Investment		2,096	2,077
Restructured Loans, Without a Related Allowance, Net Investment	[2]	2,609	3,039
Restructured loans, Net Investment		4,705	5,116
Commercial business loans
Financing Receivable, Impaired [Line Items]
Restructured Loans, With Related Allowance, Unpaid Principal Balance		68	70
Restructured Loans, Unpaid Principal Balance		68	70
Restructured Loans, With Related Allowance, Related Charge-offs		0	0
Restructured Loans, Related Charge-offs		0	0
Restructured Loans, With a Related Allowance, Recorded Investment		68	70
Restructured Loans, Recorded Investment		68	70
Restructured Loans, Allowance for Loan Losses	[1]	(4)	(6)
Restructured loans, With a related allowance, Net Investment		64	64
Restructured loans, Net Investment		$ 64	$ 64
Substandard
Financing Receivable, Impaired [Line Items]
Number of modified loans | loan		9	9
[1]	Consists of collectively and individually evaluated allowances, specifically assigned to the individual loan.
[2]	There was no related allowance for loan losses because the loans have been charged-off to their fair value or the fair value of the collateral is higher than the loan balance.

Loans Held For Investment (De_2

Loans Held For Investment (Detail Textuals) - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Sep. 30, 2018	Jun. 30, 2018
Loan interest income added to negative amortization loan balance	$ 0	$ 0
Fixed-rate loans as a percentage of total loans held for investment	2.00%	2.00%
First Trust Deed Loans
Loans deemed uncollectible, period of delinquency	150 days
Commercial Business or Second Trust Deed Loans
Loans deemed uncollectible, period of delinquency	120 days
Troubled Debt Restructurings
Loans deemed uncollectible, period of delinquency	90 days
Bankruptcy
Loans deemed uncollectible, period of delinquency	60 days
Maximum
Segregated restructured loans, period of delinquency	90 days
Maximum | Bankruptcy
Allowance for loan losses, pooling method, period of delinquency	60 days

Loans Held For Investment (De_3

Loans Held For Investment (Detail Textuals 1) $ in Thousands	3 Months Ended		12 Months Ended
	Sep. 30, 2018USD ($)loan	Sep. 30, 2017USD ($)	Jun. 30, 2018USD ($)loan
Accounts, Notes, Loans and Financing Receivable [Line Items]
Average investment in non-performing loans	$ 6,986	$ 7,922
Interest income, non-performing loans, cash basis	65	160
Interest lost on non-performing Loans	$ 56	$ 94
Number of modified loans | loan	10		11
Number of loans modified, extended beyond initial maturity | loan	0
Restructured loans	$ 4,769		$ 5,180
Restructured loans on accrual status	1,425		1,788
Restructured loans on non-accrual status	3,344		3,392
Mortgage loans, Single-family
Accounts, Notes, Loans and Financing Receivable [Line Items]
Restructured loans on accrual status	1,425		1,788
Restructured loans on non-accrual status	$ 3,280		$ 3,328
In Default and Required and Additional Provision
Accounts, Notes, Loans and Financing Receivable [Line Items]
Number of loans modified and require additional provision | loan	0
Special Mention | Restructured loans on accrual status
Accounts, Notes, Loans and Financing Receivable [Line Items]
Number of modified loans | loan			1
Restructured loans on accrual status			$ 389
Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
Number of modified loans | loan	9		9
Restructured loans on non-accrual status	$ 3,400		$ 3,400
Substandard | Restructured loans on accrual status
Accounts, Notes, Loans and Financing Receivable [Line Items]
Number of modified loans | loan	1		1
Restructured loans on accrual status	$ 1,400		$ 1,400
Current
Accounts, Notes, Loans and Financing Receivable [Line Items]
Restructured loans	$ 3,100		$ 2,900
Percent of total restructured loans on current status	66.00%		56.00%

Loans Held For Investment (De_4

Loans Held For Investment (Detail Textuals 2) $ in Thousands	3 Months Ended	12 Months Ended
	Sep. 30, 2018USD ($)property	Jun. 30, 2018USD ($)property
Number of properties acquired in settlement of loans	0	0
Number of previously foreclosed properties sold	1	2
Southern California
Number of real estate owned properties	1	2
Real estate owned fair value | $	$ 524	$ 906

Derivative and Other Financia_3

Derivative and Other Financial Instruments with Off-Balance Sheet Risks - Summary of Undisbursed funds to borrowers on existing lines of credit to originate loans to be held for investment (Details) - USD ($) $ in Thousands	Sep. 30, 2018	Jun. 30, 2018
Derivative [Line Items]
Undisbursed funds on existing lines of credit and commitments to originate loans	$ 13,948	$ 14,652
Undisbursed loan funds - Construction loans
Derivative [Line Items]
Undisbursed funds on existing lines of credit and commitments to originate loans	5,110	4,302
Undisbursed lines of credit - Commercial business loans
Derivative [Line Items]
Undisbursed funds on existing lines of credit and commitments to originate loans	1,548	495
Undisbursed lines of credit - Consumer loans
Derivative [Line Items]
Undisbursed funds on existing lines of credit and commitments to originate loans	497	503
Commitments to extend credit on loans to be held for investment
Derivative [Line Items]
Undisbursed funds on existing lines of credit and commitments to originate loans	$ 6,793	$ 9,352

Derivative and Other Financia_4

Derivative and Other Financial Instruments with Off-Balance Sheet Risks: Summary of allowance for loan losses for the undisbursed funds and commitments to extend credit on loans to be held for investment (Details 1) - USD ($) $ in Thousands	3 Months Ended
	Sep. 30, 2018	Sep. 30, 2017
Allowance for Loan and Lease Losses [Roll Forward]
Balance, beginning of the year	$ 7,385	$ 8,039
Recovery	237	(169)
Balance, end of the year	7,155	8,063
Commitments to extend credit and undisbursed funds
Allowance for Loan and Lease Losses [Roll Forward]
Balance, beginning of the year	157	277
Recovery	(8)	(64)
Balance, end of the year	$ 149	$ 213

Derivative and Other Financia_5

Derivative and Other Financial Instruments with Off-Balance Sheet Risks - Summary of derivative financial instruments within the gain on sale of loans in the Condensed Consolidated Statements of Operations (Details 2) - USD ($) $ in Thousands	3 Months Ended
	Sep. 30, 2018	Sep. 30, 2017
Derivative [Line Items]
Total derivative financial instruments	$ 350	$ (368)
Commitments to extend credit on loans to be held for sale
Derivative [Line Items]
Total derivative financial instruments	(329)	(122)
Mandatory loan sale commitments and TBA MBS trades
Derivative [Line Items]
Total derivative financial instruments	679	(209)
Option contracts
Derivative [Line Items]
Total derivative financial instruments	$ 0	$ (37)

Derivative and Other Financia_6

Derivative and Other Financial Instruments with Off-Balance Sheet Risks - Summary of derivative financial instruments and other loan sale agreements (Details 3) - USD ($) $ in Thousands		Sep. 30, 2018	Jun. 30, 2018
Amount
Derivative [Line Items]
Derivative financial instruments		$ (76,233)	$ (90,355)
Fair Value
Derivative [Line Items]
Derivative financial instruments		735	385
Commitments to extend credit on loans to be held for sale | Amount
Derivative [Line Items]
Derivative financial instruments	[1]	42,403	56,906
Commitments to extend credit on loans to be held for sale | Fair Value
Derivative [Line Items]
Derivative financial instruments	[1]	496	825
Best efforts loan sale commitments | Amount
Derivative [Line Items]
Derivative financial instruments		(24,843)	(29,502)
Best efforts loan sale commitments | Fair Value
Derivative [Line Items]
Derivative financial instruments		0	0
Mandatory loan sale commitments and TBA MBS trades | Amount
Derivative [Line Items]
Derivative financial instruments		(93,793)	(117,759)
Mandatory loan sale commitments and TBA MBS trades | Fair Value
Derivative [Line Items]
Derivative financial instruments		$ 239	$ (440)
[1]	Net of 22.6% at September 30, 2018 and 24.7% at June 30, 2018 of commitments which management has estimated may not fund.

Derivative and Other Financia_7

Derivative and Other Financial Instruments with Off-Balance Sheet Risks (Detail Textuals) - USD ($) $ in Thousands		Sep. 30, 2018	Jun. 30, 2018
Derivative [Line Items]
Commitments to extend credit	[1]	$ 5,110	$ 4,302
Derivative assets, Net Amount		249	0
Derivative liabilities, Net Amount		$ 10	$ 440
Commitments estimated may not fund (percent)		22.60%	24.70%
Other Assets
Derivative [Line Items]
Derivative assets, Net Amount		$ 765	$ 849
Other Liabilities
Derivative [Line Items]
Derivative liabilities, Net Amount		30	464
Loans held for investment and loans held for sale
Derivative [Line Items]
Commitments to extend credit		$ 49,200	$ 66,300
[1]	Comprised solely of undisbursed construction loan funds.

Fair Value of Financial Instr_3

Fair Value of Financial Instruments (Details) - USD ($) $ in Thousands	Sep. 30, 2018	Jun. 30, 2018
Fair Value Disclosures [Abstract]
Loans held for investment, at fair value	$ 4,945	$ 5,234
Loans held for investment, aggregate unpaid principal balance	5,306	5,546
Loans held for investment, net unrealized (loss) gain	(361)	(312)
Loans held for sale, aggregate fair value	78,794	96,298
Loans held for sale, aggregate unpaid principal balance	77,126	93,791
Loans held for sale, Net Unrealized (loss) gain	$ 1,668	$ 2,507

Fair Value of Financial Instr_4

Fair Value of Financial Instruments (Details 1) - USD ($) $ in Thousands	Sep. 30, 2018	Jun. 30, 2018
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities - available for sale	$ 86,007	$ 94,735
Loans held for investment, at fair value	4,945	5,234
Loans held for sale, at fair value	78,794	96,298
Derivative assets	249	0
Derivative liabilities	10	440
Recurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities - available for sale	7,033	7,496
Loans held for investment, at fair value	4,945	5,234
Loans held for sale, at fair value	78,794	96,298
Interest-only strips	24	23
Derivative assets	765	849
Total assets	91,561	109,900
Derivative liabilities	30	464
Total liabilities	30	464
Recurring | Commitments to extend credit on loans to be held for sale
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	516	849
Derivative liabilities	20	24
Recurring | Mandatory loan sale commitments
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	1
Derivative liabilities	10	32
Recurring | TBA MBS trades
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	248
Derivative liabilities		408
Recurring | U.S. government agency MBS
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities - available for sale	4,156	4,384
Recurring | U.S. government sponsored enterprise MBS
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities - available for sale	2,561	2,762
Recurring | Private issue CMO
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities - available for sale	316	350
Recurring | Fair Value, Inputs, Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities - available for sale	0	0
Loans held for investment, at fair value	0	0
Loans held for sale, at fair value	0	0
Interest-only strips	0	0
Derivative assets	0	0
Total assets	0	0
Derivative liabilities	0	0
Total liabilities	0	0
Recurring | Fair Value, Inputs, Level 1 | Commitments to extend credit on loans to be held for sale
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	0	0
Derivative liabilities	0	0
Recurring | Fair Value, Inputs, Level 1 | Mandatory loan sale commitments
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	0	0
Derivative liabilities	0	0
Recurring | Fair Value, Inputs, Level 1 | TBA MBS trades
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	0	0
Derivative liabilities		0
Recurring | Fair Value, Inputs, Level 1 | U.S. government agency MBS
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities - available for sale	0	0
Recurring | Fair Value, Inputs, Level 1 | U.S. government sponsored enterprise MBS
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities - available for sale	0	0
Recurring | Fair Value, Inputs, Level 1 | Private issue CMO
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities - available for sale	0	0
Recurring | Fair Value, Inputs, Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities - available for sale	6,717	7,146
Loans held for investment, at fair value	0	0
Loans held for sale, at fair value	78,794	96,298
Interest-only strips	0	0
Derivative assets	248	0
Total assets	85,759	103,444
Derivative liabilities	0	408
Total liabilities	0	408
Recurring | Fair Value, Inputs, Level 2 | Commitments to extend credit on loans to be held for sale
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	0	0
Derivative liabilities	0	0
Recurring | Fair Value, Inputs, Level 2 | Mandatory loan sale commitments
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	0	0
Derivative liabilities	0	0
Recurring | Fair Value, Inputs, Level 2 | TBA MBS trades
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	248
Derivative liabilities		408
Recurring | Fair Value, Inputs, Level 2 | U.S. government agency MBS
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities - available for sale	4,156	4,384
Recurring | Fair Value, Inputs, Level 2 | U.S. government sponsored enterprise MBS
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities - available for sale	2,561	2,762
Recurring | Fair Value, Inputs, Level 2 | Private issue CMO
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities - available for sale	0	0
Recurring | Fair Value, Inputs, Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities - available for sale	316	350
Loans held for investment, at fair value	4,945	5,234
Loans held for sale, at fair value	0	0
Interest-only strips	24	23
Derivative assets	517	849
Total assets	5,802	6,456
Derivative liabilities	30	56
Total liabilities	30	56
Recurring | Fair Value, Inputs, Level 3 | Commitments to extend credit on loans to be held for sale
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	516	849
Derivative liabilities	20	24
Recurring | Fair Value, Inputs, Level 3 | Mandatory loan sale commitments
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	1
Derivative liabilities	10	32
Recurring | Fair Value, Inputs, Level 3 | TBA MBS trades
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	0	0
Derivative liabilities		0
Recurring | Fair Value, Inputs, Level 3 | U.S. government agency MBS
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities - available for sale	0	0
Recurring | Fair Value, Inputs, Level 3 | U.S. government sponsored enterprise MBS
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities - available for sale	0	0
Recurring | Fair Value, Inputs, Level 3 | Private issue CMO
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities - available for sale	$ 316	$ 350

Fair Value of Financial Instr_5

Fair Value of Financial Instruments (Details 2) - USD ($) $ in Thousands		3 Months Ended
		Sep. 30, 2018	Sep. 30, 2017
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Beginning balance		$ 6,400	$ 7,830
Total gains or losses included in earnings		(356)	(204)
Total gains or losses included in other comprehensive (income) loss		1	(2)
Purchases		0	0
Issuances		0	0
Settlements		(743)	(63)
Transfers in and/or out of Level 3		470	522
Ending balance		5,772	8,083
Private issue CMO
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Beginning balance		350	461
Total gains or losses included in earnings		0	0
Total gains or losses included in other comprehensive (income) loss		0	1
Purchases		0	0
Issuances		0	0
Settlements		(34)	(14)
Transfers in and/or out of Level 3		0	0
Ending balance		316	448
Loans held-for investment, at-fair value
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Beginning balance	[1]	5,234	6,445
Total gains or losses included in earnings	[1]	(49)	8
Total gains or losses included in other comprehensive (income) loss	[1]	0	0
Purchases	[1]	0	0
Issuances	[1]	0	0
Settlements	[1]	(710)	(51)
Transfers in and/or out of Level 3	[1]	470	522
Ending balance	[1]	4,945	6,924
Interest-Only Strips
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Beginning balance		23	31
Total gains or losses included in earnings		0	0
Total gains or losses included in other comprehensive (income) loss		1	(3)
Purchases		0	0
Issuances		0	0
Settlements		0	0
Transfers in and/or out of Level 3		0	0
Ending balance		24	28
Loan Commitments to Originate
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Beginning balance	[2]	825	809
Total gains or losses included in earnings	[2]	(329)	(122)
Total gains or losses included in other comprehensive (income) loss	[2]	0	0
Purchases	[2]	0	0
Issuances	[2]	0	0
Settlements	[2]	0	0
Transfers in and/or out of Level 3	[2]	0	0
Ending balance	[2]	496	687
Mandatory Commitments
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Beginning balance	[3]	(32)	47
Total gains or losses included in earnings	[3]	22	(53)
Total gains or losses included in other comprehensive (income) loss	[3]	0	0
Purchases	[3]	0	0
Issuances	[3]	0	0
Settlements	[3]	1	2
Transfers in and/or out of Level 3	[3]	0	0
Ending balance	[3]	(9)	(4)
Option contracts
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Beginning balance			37
Total gains or losses included in earnings			(37)
Total gains or losses included in other comprehensive (income) loss			0
Purchases			0
Issuances			0
Settlements			0
Transfers in and/or out of Level 3			0
Ending balance		$ 0	$ 0
[1]	The valuation of loans held for investment at fair value includes the management estimates of the specific credit risk attributes of each loan, in addition to the quoted secondary-market prices which account for interest rate characteristics of each loan.
[2]	Consists of commitments to extend credit on loans to be held for sale.
[3]	Consists of mandatory loan sale commitments.

Fair Value of Financial Instr_6

Fair Value of Financial Instruments (Details 3) - Nonrecurring - USD ($) $ in Thousands	Sep. 30, 2018	Jun. 30, 2018
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Non-performing loans	$ 6,862	$ 6,057
Mortgage servicing assets	125	135
Real estate owned, net	524	906
Total	7,511	7,098
Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Non-performing loans	0	0
Mortgage servicing assets	0	0
Real estate owned, net	0	0
Total	0	0
Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Non-performing loans	4,893	4,845
Mortgage servicing assets	0	0
Real estate owned, net	524	906
Total	5,417	5,751
Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Non-performing loans	1,969	1,212
Mortgage servicing assets	125	135
Real estate owned, net	0	0
Total	$ 2,094	$ 1,347

Fair Value of Financial Instr_7

Fair Value of Financial Instruments (Details 4) - Level 3 $ in Thousands	3 Months Ended
	Sep. 30, 2018USD ($)
Mandatory loan sale commitments | Relative value analysis | Broker quotes
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impact to valuation from an increase in inputs	Increase	[1]
Mandatory loan sale commitments | Relative value analysis | Roll-forward costs
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Liabilities, fair value	$ 10
Range	0.029%	[2],[3]
Impact to valuation from an increase in inputs	Increase	[1]
Mandatory loan sale commitments | Minimum | Relative value analysis | Broker quotes
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Range	98.80%	[3]
Mandatory loan sale commitments | Maximum | Relative value analysis | Broker quotes
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Range	104.40%	[3]
Mandatory loan sale commitments | Weighted Average | Relative value analysis | Broker quotes
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Range	101.90%	[3]
Commitments to extend credit on loans to be held for investment | Relative value analysis | Fall-out ratio
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impact to valuation from an increase in inputs	Decrease	[1]
Commitments to extend credit on loans to be held for investment | Minimum | Relative value analysis | Fall-out ratio
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Range	19.20%	[3],[4]
Commitments to extend credit on loans to be held for investment | Maximum | Relative value analysis | Broker quotes
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Range	103.50%	[3]
Commitments to extend credit on loans to be held for investment | Maximum | Relative value analysis | Fall-out ratio
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Range	23.50%	[3],[4]
Commitments to extend credit on loans to be held for investment | Weighted Average | Relative value analysis | Broker quotes
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Range	101.30%	[3]
Commitments to extend credit on loans to be held for investment | Weighted Average | Relative value analysis | Fall-out ratio
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Range	22.60%	[3],[4]
Private issue CMO | Market comparable pricing | Comparability adjustment
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure	$ 316
Impact to valuation from an increase in inputs	Increase	[1]
Private issue CMO | Minimum | Market comparable pricing | Comparability adjustment
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Range	1.10%	[3]
Private issue CMO | Maximum | Market comparable pricing | Comparability adjustment
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Range	1.30%	[3]
Private issue CMO | Weighted Average | Market comparable pricing | Comparability adjustment
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Range	1.10%	[3]
Loans held-for investment, at-fair value | Relative value analysis | Broker quotes
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impact to valuation from an increase in inputs	Increase	[1]
Loans held-for investment, at-fair value | Relative value analysis | Credit risk factors
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure	$ 4,945
Impact to valuation from an increase in inputs	Decrease	[1]
Loans held-for investment, at-fair value | Minimum | Relative value analysis | Broker quotes
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Range	95.40%	[3]
Loans held-for investment, at-fair value | Minimum | Relative value analysis | Credit risk factors
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Range	1.20%	[3]
Loans held-for investment, at-fair value | Maximum | Relative value analysis | Broker quotes
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Range	103.50%	[3]
Loans held-for investment, at-fair value | Maximum | Relative value analysis | Credit risk factors
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Range	100.00%	[3]
Loans held-for investment, at-fair value | Weighted Average | Relative value analysis | Broker quotes
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Range	98.40%	[3]
Loans held-for investment, at-fair value | Weighted Average | Relative value analysis | Credit risk factors
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Range	5.20%	[3]
Non-performing loans | Relative value analysis | Loss severity
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure	$ 1,234
Impact to valuation from an increase in inputs	Decrease	[1]
Non-performing loans | Discounted cash flow | Default rates
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure	$ 735
Range	5.00%	[3]
Impact to valuation from an increase in inputs	Decrease	[1]
Non-performing loans | Minimum | Relative value analysis | Loss severity
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Range	20.00%	[3]
Non-performing loans | Maximum | Relative value analysis | Loss severity
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Range	30.00%	[3]
Non-performing loans | Weighted Average | Relative value analysis | Loss severity
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Range	22.50%	[3]
Mortgage servicing assets | Discounted cash flow | Prepayment speed (CPR)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impact to valuation from an increase in inputs	Decrease	[1]
Mortgage servicing assets | Discounted cash flow | Discount rate
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure	$ 125
Impact to valuation from an increase in inputs	Decrease	[1]
Mortgage servicing assets | Minimum | Discounted cash flow | Prepayment speed (CPR)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Range	7.60%	[3]
Mortgage servicing assets | Minimum | Discounted cash flow | Discount rate
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Range	9.00%	[3]
Mortgage servicing assets | Maximum | Discounted cash flow | Prepayment speed (CPR)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Range	60.00%	[3]
Mortgage servicing assets | Maximum | Discounted cash flow | Discount rate
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Range	10.50%	[3]
Mortgage servicing assets | Weighted Average | Discounted cash flow | Prepayment speed (CPR)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Range	27.00%	[3]
Mortgage servicing assets | Weighted Average | Discounted cash flow | Discount rate
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Range	9.40%	[3]
Interest-only strips | Discounted cash flow | Prepayment speed (CPR)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impact to valuation from an increase in inputs	Decrease	[1]
Interest-only strips | Discounted cash flow | Discount rate
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure	$ 24
Range	9.00%	[3]
Impact to valuation from an increase in inputs	Decrease	[1]
Interest-only strips | Minimum | Discounted cash flow | Prepayment speed (CPR)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Range	12.20%	[3]
Interest-only strips | Maximum | Discounted cash flow | Prepayment speed (CPR)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Range	25.80%	[3]
Interest-only strips | Weighted Average | Discounted cash flow | Prepayment speed (CPR)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Range	24.10%	[3]
Mandatory loan sale commitments | Relative value analysis | Broker quotes
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Range	99.10%	[3]
Impact to valuation from an increase in inputs	Decrease	[1]
Mandatory loan sale commitments | Relative value analysis | Roll-forward costs
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure	$ 1
Liabilities, fair value	$ 10
Range	0.029%	[2],[3]
Impact to valuation from an increase in inputs	Decrease	[1]
Commitments to extend credit and undisbursed funds | Relative value analysis
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure	$ 516
Commitments to extend credit and undisbursed funds | Relative value analysis | Broker quotes
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impact to valuation from an increase in inputs	Increase	[1]
Commitments to extend credit and undisbursed funds | Relative value analysis | Fall-out ratio
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Liabilities, fair value	$ 20
Impact to valuation from an increase in inputs	Decrease	[1]
Commitments to extend credit and undisbursed funds | Minimum | Relative value analysis | Broker quotes
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Range	97.30%	[3]
Commitments to extend credit and undisbursed funds | Minimum | Relative value analysis | Fall-out ratio
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Range	19.20%	[3],[4]
Commitments to extend credit and undisbursed funds | Maximum | Relative value analysis | Broker quotes
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Range	104.60%	[3]
Commitments to extend credit and undisbursed funds | Maximum | Relative value analysis | Fall-out ratio
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Range	23.50%	[3],[4]
Commitments to extend credit and undisbursed funds | Weighted Average | Relative value analysis | Broker quotes
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Range	101.40%	[3]
Commitments to extend credit and undisbursed funds | Weighted Average | Relative value analysis | Fall-out ratio
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Range	22.60%	[3],[4]
[1]	Unless otherwise noted, this column represents the directional change in the fair value of the Level 3 investments that would result from an increase to the corresponding unobservable input. A decrease to the unobservable input would have the opposite effect. Significant changes in these inputs in isolation could result in significantly higher or lower fair value measurements.
[2]	An estimated cost to roll forward the mandatory loan sale commitments which management has estimated may not be delivered to the corresponding investors in a timely manner.
[3]	The range is based on the estimated fair values and management estimates.
[4]	The percentage of commitments to extend credit on loans to be held for sale which management has estimated may not fund.

Fair Value of Financial Instr_8

Fair Value of Financial Instruments (Details 5) - USD ($) $ in Thousands	Sep. 30, 2018	Jun. 30, 2018
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Amortized Cost	$ 79,611	$ 87,813
Carrying Amount
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Amortized Cost	79,611	87,813
Loans held for investment, not recorded at fair value	872,146	897,451
FHLB - San Francisco stock	8,199	8,199
Deposits	902,112	907,598
Borrowings	111,149	126,163
Fair Value
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Amortized Cost	78,974	87,239
Loans held for investment, not recorded at fair value	842,453	873,112
FHLB - San Francisco stock	8,199	8,199
Deposits	872,546	877,641
Borrowings	108,367	123,778
Fair Value | Level 1
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Amortized Cost	0	0
Loans held for investment, not recorded at fair value	0	0
FHLB - San Francisco stock	0	0
Deposits	0	0
Borrowings	0	0
Fair Value | Level 2
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Amortized Cost	78,974	87,239
Loans held for investment, not recorded at fair value	0	0
FHLB - San Francisco stock	8,199	8,199
Deposits	0	0
Borrowings	0	0
Fair Value | Level 3
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Amortized Cost	0	0
Loans held for investment, not recorded at fair value	842,453	873,112
FHLB - San Francisco stock	0	0
Deposits	872,546	877,641
Borrowings	$ 108,367	$ 123,778

Incentive Plan - Summary of sto

Incentive Plan - Summary of stock option activity (Details) - Equity Incentive Plans $ / shares in Units, $ in Thousands	3 Months Ended
	Sep. 30, 2018USD ($)$ / sharesshares
Shares:
Outstanding, Beginning of Period | shares	529,000
Granted | shares	0
Exercised | shares	(15,000)
Forfeited | shares	0
Outstanding, End of Period | shares	514,000
Vested and expected to vest at year end | shares	510,800
Exercisable at year end | shares	498,000
Weighted-Average Exercise Price (in dollars per share):
Outstanding, Beginning of Period | $ / shares	$ 12.77
Granted | $ / shares	0
Exercised | $ / shares	10.21
Forfeited | $ / shares	0
Outstanding, End of Period | $ / shares	12.84
Vested and expected to vest at year end | $ / shares	12.80
Exercisable at year end | $ / shares	$ 12.63
Weighted- Average Remaining Contractual Term (Years):
Outstanding at year end	5 years 22 days
Vested and expected to vest at year end	5 years 15 days
Exercisable at year end	4 years 11 months 16 days
Aggregate Intrinsic Value ($000):
Outstanding at year end | $	$ 2,838
Vested and expected to vest at year end | $	2,838
Exercisable at year end | $	$ 2,838

Incentive Plan - Summary of Unv

Incentive Plan - Summary of Unvested restricted stock activity (Details 1) - Restricted Stock - Equity Incentive Plans - $ / shares	3 Months Ended
	Sep. 30, 2018	Sep. 30, 2017
Shares:
Unvested, Beginning of Period	98,500
Awarded	0
Vested	(85,000)
Forfeited	0	(2,000)
Unvested, End of Period	13,500
Expected to vest at March 31, 2013	10,800
Weighted-Average Award Date Fair Value (in dollars per share):
Restricted stock, Nonvested, Weighted Average Award Date Fair Value	$ 14.35
Awarded	0
Vested	13.74
Forfeited	0
Restricted stock, Nonvested, Weighted Average Award Date Fair Value	18.20
Expected to vest at March 31, 2013	$ 18.20

Incentive Plans (Detail Textual

Incentive Plans (Detail Textuals) - USD ($) $ in Thousands	3 Months Ended
	Sep. 30, 2018	Sep. 30, 2017	Jun. 30, 2018
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share-based compensation expense	$ 685	$ 266
Income tax benefit recognized from non-qualified equity compensation	$ 126	$ 27
Treasury stock, Shares used to fund Equity Incentive Plans for restricted stock	10,547,255		10,611,689
Equity Incentive Plans
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Stock options, Exercised	15,000
Stock options, Granted	0
Stock options, Forfeitured	0
Stock Option | 2013 Equity Incentive Plan ("2013 Plan")
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of shares authorized for Equity Incentive Plan	300,000
Annual limitation on awards granted to an individual under Equity Incentive Plan	60,000
Stock Option | Equity Incentive Plans
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Award vesting period	5 years
Maximum term for stock awards	10 years
Term used to calculate expected volatility	84 months
Stock options, Exercised	21,500	15,000
Stock options, Granted	0	0
Stock options, Forfeitured	2,500	0
Number of shares available for grant	147,500	147,500
Share-based compensation cost not yet recognized, weighted average period for recognition (less than)	2 years	1 year 3 months 18 days
Forfeiture rate for equity incentive plans	20.00%	20.00%
Stock Option | 2010 Equity Incentive Plan ("2010 Plan")
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of shares authorized for Equity Incentive Plan	586,250
Annual limitation on awards granted to an individual under Equity Incentive Plan	117,250
Stock Option | the 2006 Equity Incentive Plan ("2006 Plan")
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of shares authorized for Equity Incentive Plan	365,000
Annual limitation on awards granted to an individual under Equity Incentive Plan	73,000
Restricted Stock | 2013 Equity Incentive Plan ("2013 Plan")
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of shares authorized for Equity Incentive Plan	300,000
Annual limitation on awards granted to an individual under Equity Incentive Plan	45,000
Treasury stock, Shares used to fund Equity Incentive Plans for restricted stock	300,000
Restricted Stock | Equity Incentive Plans
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Award vesting period	5 years
Number of shares available for grant	267,750	267,750
Unrecognized share-based compensation expense, stock options	$ 88	$ 777
Share-based compensation cost not yet recognized, weighted average period for recognition (less than)	1 year 9 months 18 days	1 year 6 months
Forfeiture rate for equity incentive plans	20.00%	20.00%
Restricted stock, grants in period	0
Restricted stock, Forfeited	0	2,000
Restricted stock, Vesting and distribution	85,000
Unrecognized share-based compensation expense, restricted stock	$ 192	$ 1,000
Restricted Stock | 2010 Equity Incentive Plan ("2010 Plan")
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of shares authorized for Equity Incentive Plan	288,750
Annual limitation on awards granted to an individual under Equity Incentive Plan	43,312
Treasury stock, Shares used to fund Equity Incentive Plans for restricted stock	288,750
Restricted Stock | the 2006 Equity Incentive Plan ("2006 Plan")
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of shares authorized for Equity Incentive Plan	185,000
Annual limitation on awards granted to an individual under Equity Incentive Plan	27,750
Treasury stock, Shares used to fund Equity Incentive Plans for restricted stock	185,000

Reclassification Adjustment o_3

Reclassification Adjustment of Accumulated Other Comprehensive Income ("AOCI") (Details) - USD ($) $ in Thousands	3 Months Ended
	Sep. 30, 2018	Sep. 30, 2017
Accumulated Other Comprehensive Income [Roll Forward]
Beginning balance	$ 210	$ 229
Other comprehensive (loss) income before reclassifications	(21)	1
Amount reclassified from accumulated other comprehensive income	0	0
Other comprehensive (loss) income	(21)	1
Ending balance	189	230
Investment securities, available for sale
Accumulated Other Comprehensive Income [Roll Forward]
Beginning balance	194	211
Other comprehensive (loss) income before reclassifications	(22)	3
Amount reclassified from accumulated other comprehensive income	0	0
Other comprehensive (loss) income	(22)	3
Ending balance	172	214
Interest-only strips
Accumulated Other Comprehensive Income [Roll Forward]
Beginning balance	16	18
Other comprehensive (loss) income before reclassifications	1	(2)
Amount reclassified from accumulated other comprehensive income	0	0
Other comprehensive (loss) income	1	(2)
Ending balance	$ 17	$ 16

Offsetting Derivative and Oth_3

Offsetting Derivative and Other Financial Instruments (Details) - USD ($) $ in Thousands	Sep. 30, 2018	Jun. 30, 2018
Offsetting [Abstract]
Derivative Asset, Gross Amount of Recognized Assets	$ 249	$ 0
Derivative Asset, Gross Amount Offset in the Condensed Consolidated Statements of Financial Condition	0	0
Derivative Asset, Net Amount of Assets in the Condensed Consolidated Statements of Financial Condition	249	0
Derivative Asset, Gross Amount Not Offset in the Condensed Consolidated, Financial Instruments	0	0
Derivative Asset, Gross Amount Not Offset in the Condensed Consolidated, Cash Collateral Received	0	0
Derivative assets, Net Amount	249	0
Derivative Liabilities, Gross Amount of Recognized Liabilities	10	440
Derivative Liabilities, Gross Amount Offset in the Condensed Consolidated Statements of Financial Condition	0	0
Derivative Liabilities, Net Amount of Liabilities in the Condensed Consolidated Statements of Financial Condition	10	440
Derivative Liabilities, Gross Amount Not Offset in the Condensed Consolidated Statements of Financial Condition, Financial Instruments	0	0
Derivative Liabilities, Gross Amount Not Offset in the Condensed Consolidated Statements of Financial Condition, Cash Collateral Received	0	0
Derivative liabilities, Net Amount	$ 10	$ 440

Revenue From Contracts With C_3

Revenue From Contracts With Customers (Details) - USD ($) $ in Thousands		3 Months Ended
		Sep. 30, 2018		Sep. 30, 2017
Total non-interest income		$ 4,549		$ 6,352
Net gain on sale of loans		3,132	[1]	4,847	[2]
Asset management fees
Total non-interest income		82		119
Debit card and ATM fees
Total non-interest income		419		402
Deposit related fees
Total non-interest income		519		567
Loan related fees
Total non-interest income		12		(25)
BOLI
Total non-interest income	[3]	46		67
Loan servicing fees
Total non-interest income	[3]	324		363
Other
Total non-interest income	[3]	$ 15		$ 12
[1]	Includes an inter-company charge of $6 credited to PBM by the Bank during the period to compensate PBM for servicing fees on loans sold on a servicing retained basis.
[2]	Includes an inter-company charge of $59 credited to PBM by the Bank during the period to compensate PBM for servicing fees on loans sold on a servicing retained basis.
[3]	Not in scope of ASC 606.

Income Taxes (Details)

Income Taxes (Details)	3 Months Ended	9 Months Ended	12 Months Ended
	Sep. 30, 2017	Jun. 30, 2018	Jun. 30, 2019
Schedule Of Income Tax [Line Items]
Federal Tax Rate	35.00%	28.06%
State Tax Rate	10.84%	10.84%
Combined Statutory Tax Rate	42.05%	35.86%
Forecast
Schedule Of Income Tax [Line Items]
Federal Tax Rate			21.00%
State Tax Rate			10.84%
Combined Statutory Tax Rate			29.56%

Income Taxes (Detail Textuals)

Income Taxes (Detail Textuals) - USD ($) $ in Millions	3 Months Ended	9 Months Ended	12 Months Ended
	Sep. 30, 2017	Jun. 30, 2018	Jun. 30, 2018
Income Tax Disclosure [Abstract]
Percentage of corporate federal tax income rate	35.00%	28.06%
Discrete tax expense			$ 1.8

Subsequent Event (Detail Textua

Subsequent Event (Detail Textuals)	1 Months Ended
	Oct. 25, 2018$ / shares
Subsequent Event
Subsequent Event [Line Items]
Quarterly cash dividend declared, common stock	$ 0.14