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Filing tables
Filing exhibits
- 10-K Annual report
- 12 Statement Regarding Computation of Ratios of Earnings to Fixed Charges
- 21 Subsidiaries of the Registrant
- 23 Consent of Ernst & Young LLP, Independent Auditors
- 31.1 Section 302 CEO Certification
- 31.2 Section 302 CFO Certification
- 32.1 Section 906 CEO Certification
- 32.2 Section 906 CFO Certification
Related press release
UFCS similar filings
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EXHIBIT 12.
COMPUTATION OF RATIOS OF EARNINGS TO FIXED CHARGES
(Dollars in Thousands) | 2004 | 2003 | 2002 | 2001 | 2000 | ||||||||||
Earnings: | |||||||||||||||
Income before income taxes | $ | 114,809 | $ | 79,898 | $ | 26,053 | $ | 28,630 | $ | 17,349 | |||||
Add: fixed charges | 56,837 | 56,858 | 52,234 | 48,649 | 42,645 | ||||||||||
Total earnings | $ | 171,646 | $ | 136,756 | $ | 78,287 | $ | 77,279 | $ | 59,994 | |||||
Fixed charges: | |||||||||||||||
Interest on policyholders’ accounts | $ | 56,386 | $ | 56,459 | $ | 51,735 | $ | 48,213 | $ | 42,410 | |||||
Portion of rents representative of interest factor | 451 | 399 | 499 | 436 | 235 | ||||||||||
Total fixed charges | $ | 56,837 | $ | 56,858 | $ | 52,234 | $ | 48,649 | $ | 42,645 | |||||
Preferred stock dividend requirement | $ | 4,399 | $ | 4,399 | $ | 4,410 | — | — | |||||||
Combined fixed charges and preferred stock dividend requirements | $ | 61,236 | $ | 61,257 | $ | 56,644 | $ | 48,649 | $ | 42,645 | |||||
Ratio of earnings to fixed charges | 3.02 | 2.41 | 1.50 | 1.59 | 1.41 | ||||||||||
Ratio of earnings to combined fixed charges and preferred stock dividend requirements | 2.80 | 2.23 | 1.38 | ||||||||||||
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