Forward Looking Statement
Statements contained in this presentation that are not historical facts are forward-looking statements as that
term is defined in the Private Securities Litigation Reform Act of 1995. Such forward-looking statements are
subject to risks and uncertainties which could cause actual results to differ materially from those currently
anticipated due to a number of factors, which include, but are not limited to, possible delays in completing
the merger, difficulties in achieving cost savings from the merger or in achieving such cost savings within
the expected time frame, and difficulties in integrating North Penn Bank into Wayne Bank, as well as factors
discussed in documents filed by Norwood Financial Corp. or North Penn Bancorp, Inc. with the Securities and
Exchange Commission (SEC) from time to time. Neither Norwood Financial Corp. nor North Penn Bancorp,
Inc. undertakes and both specifically disclaim any obligation to update any forward-looking statement,
whether written or oral, that may be made from time to time by or on behalf of Norwood Financial Corp. or
North Penn Bancorp, Inc.
Norwood Financial Corp. will file a Registration Statement on Form S-4 with the SEC, which will contain the
proxy materials of North Penn Bancorp, Inc. and certain other information regarding Norwood Financial Corp.
These proxy materials will set forth complete details of the merger. Investors are urged to carefully read the
proxy materials when filed with the SEC, as they will contain important information. Investors will be able to
obtain a copy of the proxy materials free of charge at the SEC’s website at www.sec.gov. The materials may
also be obtained for free by directing a written request to Norwood Financial Corp., 717 Main Street,
Honesdale, PA 18431, Attention: Corporate Secretary, or to North Penn Bancorp, 216 Adams Avenue,
Scranton, PA 18503, Attention: Corporate Secretary. Investors should read the proxy materials before
making a decision regarding the merger.
Norwood Financial Corp. and North Penn Bancorp, Inc. and their directors and executive officers may be
deemed to be “participants” in North Penn Bancorp, Inc.’s solicitation of proxies in connection with the
proposed merger. Information regarding directors and executive officers of Norwood Financial Corp. may be
found in Norwood Financial Corp.’s proxy statement for its 2010 annual meeting of shareholders dated March
22, 2010, as filed with the SEC. Information regarding directors and executive officers of North Penn
Bancorp, Inc. may be found in North Penn Bancorp, Inc.’s proxy statement for its 2010 annual meeting of
shareholders dated April 20, 2010, as filed with the SEC. Copies of the proxy statements are available free
of charge at the SEC’s website (www.sec.gov). Additional information regarding the interests of such
participants will be included in the proxy statement/prospectus and the other relevant documents filed with
the SEC when they become available.
