Norwood Financial (NWFL) 10-Q 7 Nov 13 2013 Q3 Quarterly report Financial data

Document_and_Entity_Informatio

Document and Entity Information	9 Months Ended
	Sep. 30, 2013	Nov. 01, 2013
Document And Entity Information [Abstract]	'	'
Document Type	'10-Q	'
Amendment Flag	'false	'
Document Period End Date	30-Sep-13	'
Entity Registrant Name	'NORWOOD FINANCIAL CORP	'
Entity Central Index Key	'0001013272	'
Current Fiscal Year End Date	'--12-31	'
Entity Filer Category	'Accelerated Filer	'
Entity Common Stock, Shares Outstanding	'	3,627,469
Document Fiscal Year Focus	'2013	'
Document Fiscal Period Focus	'Q3	'

Consolidated_Balance_Sheets

Consolidated Balance Sheets (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
ASSETS	'	'
Cash and due from banks	$15,193	$10,867
Interest bearing deposits with banks	12,221	1,428
Cash and cash equivalents	27,414	12,295
Securities available for sale	150,904	145,390
Securities held to maturity, fair value 2013: $176, 2012: $177	174	173
Loans receivable (net of unearned income)	486,968	476,710
Less: Allowance for loan losses	5,559	5,502
Net loans receivable	481,409	471,208
Regulatory stock, at cost	2,141	2,630
Bank premises and equipment, net	7,250	7,326
Bank owned life insurance	14,653	15,357
Accrued interest receivable	2,373	2,393
Foreclosed real estate owned	993	852
Goodwill	9,715	9,715
Other intangibles	543	647
Other assets	6,202	4,313
Total Assets	703,771	672,299
LIABILITIES	'	'
Deposits: Non-interest bearing demand	101,632	82,075
Deposits: Interest-bearing	447,066	442,350
Total deposits	548,698	524,425
Short-term borrowings	38,466	28,697
Other borrowings	19,956	22,487
Accrued interest payable	1,075	1,242
Other liabilities	4,230	3,027
Total Liabilities	612,425	579,878
STOCKHOLDERS' EQUITY	'	'
Common stock, $.10 par value per share, authorized 10,000,000; shares issued 2013: 3,708,718 shares, 2012: 3,371,849 shares	371	337
Surplus	34,991	24,737
Retained earnings	59,710	66,742
Treasury stock at cost: 2013: 81,249 shares, 2012: 75,426 shares	-2,154	-2,192
Accumulated other comprehensive income (loss)	-1,572	2,797
Total Stockholders' Equity	91,346	92,421
Total Liabilities and Stockholders' Equity	$703,771	$672,299

Consolidated_Balance_Sheets_pa

Consolidated Balance Sheets (parenthetical) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, except Share data, unless otherwise specified
Consolidated Balance Sheets [Abstract]	'	'
Held-to-maturity Securities, Fair Value	$176	$177
Common Stock, Par or Stated Value Per Share	$0.10	$0.10
Common Stock, Shares Authorized	10,000,000	10,000,000
Common Stock, Shares, Issued	3,708,718	3,371,849
Treasury Stock, Shares	81,249	75,426

Consolidated_Statements_of_Inc

Consolidated Statements of Income (USD $)	3 Months Ended		9 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
INTEREST INCOME	'	'	'	'
Loans receivable, including fees	$6,202	$6,429	$18,557	$19,233
Securities	939	971	2,685	3,004
Other	5	9	17	20
Total interest income	7,146	7,409	21,259	22,257
INTEREST EXPENSE	'	'	'	'
Deposits	701	897	2,174	2,800
Short-term borrowings	17	14	44	38
Other borrowings	158	246	525	733
Total Interest Expense	876	1,157	2,743	3,571
NET INTEREST INCOME	6,270	6,252	18,516	18,686
PROVISION FOR LOAN LOSSES	400	900	2,000	1,650
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	5,870	5,352	16,516	17,036
OTHER INCOME	'	'	'	'
Service charges and fees	614	561	1,834	1,674
Income from fiduciary activities	111	96	285	274
Net realized gains on sales of securities	198	631	590	1,318
Gains (losses) on sale of loans and servicing rights, net	-12	83	-9	143
Earnings and proceeds on Bank Owned Life Insurance	150	132	1,224	395
Other	155	88	381	284
Total Other Income	1,216	1,591	4,305	4,088
OTHER EXPENSES	'	'	'	'
Salaries and employee benefits	2,103	2,102	6,438	6,300
Occupancy, furniture & equipment, net	507	512	1,586	1,489
Data processing related	221	222	673	670
Taxes, other than income	179	150	531	451
Professional fees	139	157	498	601
Federal Deposit Insurance Corporation insurance assessment	114	94	335	290
Foreclosed real estate owned	217	-23	494	184
Other	693	743	2,052	2,076
Total other expenses	4,173	3,957	12,607	12,061
INCOME BEFORE INCOME TAXES	2,913	2,986	8,214	9,063
INCOME TAX EXPENSE	777	786	1,930	2,419
NET INCOME	$2,136	$2,200	$6,284	$6,644
BASIC EARNINGS PER SHARE	$0.59	$0.61	$1.73	$1.84
DILUTED EARNINGS PER SHARE	$0.59	$0.61	$1.73	$1.84

Consolidated_Statement_of_Comp

Consolidated Statement of Comprehensive Income (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Consolidated Statement of Comprehensive Income [Abstract]	'	'	'	'
Net Income	$2,136	$2,200	$6,284	$6,644
Other comprehensive (loss) income:	'	'	'	'
Investment securities available for sale: Unrealized holding gains (losses)	-385	1,331	-6,028	1,775
Investment securities available for sale: Tax effect	130	-453	2,048	-602
Reclassification of gains recognized in net income	-198	-631	-590	-1,318
Reclassification of gains recognized in net income: Tax effect	68	214	201	450
Other comprehensive (loss) income	-385	461	-4,369	305
Comprehensive Income	$1,751	$2,661	$1,915	$6,949

Consolidated_Statements_of_Cha

Consolidated Statements of Changes in Stockholders' Equity (USD $)	Common Stock [Member]	Surplus [Member]	Retained Earnings [Member]	Treasury Stock [Member]	Accumulated Other Comprehensive Income [Member]	Total
In Thousands, except Share data
Balance, at Dec. 31, 2012	$337	$24,737	$66,742	($2,192)	$2,797	$92,421
Shares, Issued, Beginning Balance at Dec. 31, 2012	3,371,849	'	'	75,426	'	'
Net Income	'	'	6,284	'	'	6,284
Other comprehensive loss	'	'	'	'	-4,369	-4,369
Cash dividends declared per share	'	'	-3,123	'	'	-3,123
Acquisition of treasury stock	'	'	'	-319	'	-319
Acquisition of treasury stock, shares	'	'	'	10,712	'	'
10% stock dividend	34	10,149	-10,183	'	'	'
10% stock dividend, shares	336,869	'	'	8,043	'	'
Compensation expense related to stock options	'	119	'	'	'	119
Stock options exercised	'	-37	'	357	'	320
Stock options exercised, shares	'	'	'	-12,933	'	-12,933
Tax benefit on stock options exercised	'	23	'	'	'	23
Balance, at Sep. 30, 2013	$371	$34,991	$59,710	($2,154)	($1,572)	$91,346
Shares, Issued, Ending Balance at Sep. 30, 2013	3,708,718	'	'	81,248	'	'

Consolidated_Statements_of_Cha1

Consolidated Statements of Changes in Stockholders' Equity (parenthetical) (USD $)	9 Months Ended
	Sep. 30, 2013
Consolidated Statements of Changes in Stockholders' Equity [Abstract]	'
Common Stock, Dividends, Per Share, Declared	$0.86
Common Stock, Dividend Rate, Percentage	10.00%

Consolidated_Statements_of_Cas

Consolidated Statements of Cash Flows (USD $)	9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012
CASH FLOWS FROM OPERATING ACTIVITIES	'	'
Net Income	$6,284	$6,644
Adjustments to reconcile net income to net cash provided by operating activities:	'	'
Provision for loan losses	2,000	1,650
Depreciation	447	420
Amortization of intangible assets	104	116
Deferred income taxes	-36	-404
Net amortization of securities premiums and discounts	831	888
Net realized gains on sales of securities	-590	-1,318
Gain on life insurance policy	-770	'
Net increase in value of life insurance	-454	-395
Loss (gain) on sale of bank premises and equipment and foreclosed real estate	290	-24
Net gain on sale of mortgage loans	-25	-163
Mortgage loans originated for sale	-1,609	-4,343
Proceeds from sale of mortgage loans originated for sale	1,634	4,506
Compensation expense related to stock options	119	98
Decrease in accrued interest receivable and other assets	428	1,434
Increase (decrease) in accrued interest payable and other liabilities	1,006	-281
Net cash provided by operating activities	9,659	8,828
CASH FLOWS FROM INVESTING ACTIVITIES	'	'
Securities available for sale: Proceeds from sales	29,962	23,265
Securities available for sale: Proceeds from maturities and principal reductions on mortgage-backed securities	16,998	25,251
Securities available for sale: Purchases	-59,334	-45,780
Redemption of FHLB stock	489	661
Net increase in loans	-12,908	-24,261
Proceeds from life insurance policy	1,859	'
Purchase of bank premises and equipment	-371	-394
Proceeds from sale of bank premises and equipment and foreclosed real estate	333	3,229
Net cash used in investing activities	-22,972	-18,029
CASH FLOWS FROM FINANCING ACTIVITIES	'	'
Net increase in deposits	24,273	15,823
Net increase (decrease) in short-term borrowings	9,769	10,592
Repayments of other borrowings	-5,531	-137
Proceeds from other borrowings	3,000	'
Stock options exercised	320	99
Tax benefit of stock options exercised	23	11
Acquisition of treasury stock	-319	-320
Cash dividends paid	-3,103	-2,951
Net Cash Provided by Financing Activities	28,432	23,117
Increase in cash and cash Equivalents	15,119	13,916
CASH AND CASH EQUIVALENTS, BEGINNING OF PERIOD	12,295	21,423
CASH AND CASH EQUIVALENTS, END OF PERIOD	27,414	35,339
Supplemental Disclosure of Cash Flow Information	'	'
Cash payments for: Interest on deposits and borrowings	2,910	3,430
Cash payments for: Income taxes paid, net of refunds	1,664	1,408
Supplemental Schedule of Noncash Investing Activities	'	'
Investment purchases	'	-774
Transfers of loans to foreclosed real estate and repossession of other assets	$787	$954

Basis_of_Presentation

Basis of Presentation	9 Months Ended
	Sep. 30, 2013
Basis of Presentation [Abstract]	'
Basis of Presentation	'
	1.         Basis of Presentation
	The unaudited consolidated financial statements include the accounts of Norwood Financial Corp. (Company) and its wholly-owned subsidiary, Wayne Bank (Bank) and the Bank’s wholly-owned subsidiaries, WCB Realty Corp., Norwood Investment Corp., Norwood Settlement Services, LLC,  and WTRO Properties.   All significant intercompany transactions have been eliminated in consolidation.
	The accompanying unaudited consolidated  financial statements have been prepared in conformity with generally accepted accounting principles for interim financial statements and with instructions to Form 10-Q. Accordingly, they do not include all of the information and footnotes required by generally accepted accounting principles for complete financial statements. In preparing the financial statements, management is required to make estimates and assumptions that affect the reported amounts of assets and liabilities as of the date of the balance sheet and revenues and expenses for the period.  Actual results could differ from those estimates.  The financial statements reflect, in the opinion of management, all normal, recurring adjustments necessary to present fairly the financial position and results of operations of the Company.  The operating results for the three and nine month periods ended September 30, 2013 are not necessarily indicative of the results that may be expected for the year ending December 31, 2013 or any other future interim period.
	These statements should be read in conjunction with the consolidated financial statements and related notes which are incorporated by reference in the Company’s Annual Report on Form 10-K for the year-ended December 31, 2012.

Earnings_Per_Share

Earnings Per Share	9 Months Ended
	Sep. 30, 2013
Earnings Per Share [Abstract]	'
Earnings Per Share	'
	2.         Earnings Per Share
	Basic earnings per share represents income available to common stockholders divided by the weighted average number of common shares outstanding during the period.  Diluted earnings per share reflects additional common shares that would have been outstanding if dilutive potential common shares had been issued, as well as any adjustment to income that would result from the assumed issuance.  Potential common shares that may be issued by the Company relate solely to outstanding stock options and are determined using the treasury stock method.
	The following table sets forth the weighted average shares outstanding used in the computations of basic and diluted earnings per share.  All share and per share data has been adjusted to reflect the retroactive effect of the 10% stock dividend declared during the period ending March 31, 2013.
	(in thousands)
		Three Months Ended		Nine Months Ended
		September 30,		September 30,
		2013	2012	2013	2012
	Basic EPS weighted average shares outstanding	3,626	3,606	3,624	3,607
	Dilutive effect of stock options	12	9	13	5
	Diluted EPS weighted average shares outstanding	3,638	3,615	3,637	3,612
	Stock options which had no intrinsic value, because their effect would be anti-dilutive and therefore would not be included in the diluted EPS calculation were 0 and 66,000 as of September 30, 2013 and 2012, respectively, based upon the closing prices of Norwood common stock of $28.95 and $27.45 per share on September 30, 2013 and 2012, respectively.

StockBased_Compensation

Stock-Based Compensation	9 Months Ended
	Sep. 30, 2013
Stock-Based Compensation [Abstract]	'
Stock-Based Compensation	'
	3.         Stock-Based Compensation
	The Company’s shareholders approved the Norwood Financial Corp 2006 Stock Option Plan at the annual meeting on April 25, 2006.  The Company awarded 1,100 options in 2013 which have a twelve-month vesting period. As of September 30, 2013, there was $40,000 of total unrecognized compensation cost related to non-vested options granted in 2012 and 2013 under the plan, which will be fully amortized by December 31, 2013.  All share and per share data has been adjusted to reflect the retroactive effect of the 10% stock dividend declared during the period ended March 31, 2013.
	A summary of stock options from all plans, adjusted for stock dividends declared, is shown below.
			Weighted
			Average Exercise		Weighted Average		Aggregate
			Price		Remaining		Intrinsic Value
		Options	Per Share		Contractual Term		$0
	Outstanding at January 1, 2013	225,670	$	26.39	6.1	Yrs.	$	256
	Granted	1,100		27.55	9.2	Yrs.		-
	Exercised	-12,933		24.77	4.2	Yrs.		-
	Forfeited	-7,825		29.33	4.7	Yrs.		-
	Outstanding at September 30, 2013	206,012	$	26.39	5.5	Yrs.	$	527
	Exercisable at September 30, 2013	176,862	$	26.28	4.8	Yrs.	$	472
	Intrinsic value represents the amount by which the market price of the stock on the measurement date exceeded the exercise price of the option.  The stock price was $28.95 as of September 30, 2013 and $27.05 as of December 31, 2012.

Accumulated_Other_Comprehensiv

Accumulated Other Comprehensive Income	9 Months Ended
	Sep. 30, 2013
Accumulated Other Comprehensive Income [Abstract]	'
Accumulated Other Comprehensive Income	'
	4.         Accumulated Other Comprehensive Income
	The following table presents the changes in accumulated other comprehensive income (in thousands) by component net of tax for the three months and nine months ended September 30, 2013:
		Unrealized gains on
		available for sale
		securities (a)
	Balance as of December 31, 2012	$	2,797
	Other comprehensive loss before reclassification		-3,980
	Amount reclassified from accumulated other comprehensive income		-389
	Total other comprehensive loss		-4,369
	Balance as of September 30, 2013	$	-1,572
		Unrealized gains on
		available for sale
		securities (a)
	Balance as of June 30, 2013	$	-1,187
	Other comprehensive loss before reclassification		-255
	Amount reclassified from accumulated other comprehensive income		-130
	Total other comprehensive loss		-385
	Balance as of September 30, 2013	$	-1,572
	(a)  All amounts are net of tax.  Amounts in parentheses indicate debits.
	The following table presents significant amounts reclassified out of each component of accumulated other comprehensive income (loss) (in thousands) for the three months and nine months ended September 30, 2013:
			Amount Reclassified
			From Accumulated			Affected Line Item in
			Other			the Statement Where
			Comprehensive			Net Income is
	Details about other comprehensive income		Income (a)			Presented
				Three months	Nine months
				ended	ended
				September 30,	September 30,
				2013	2013
	Unrealized gains on available for sale securities		$	198	590	Net realized gains on sales of securities
				-68	-201	Income tax expense
			$	130	389	Net of tax
	(a)  Amounts in parentheses indicate debits to net income

OffBalance_Sheet_Financial_Ins

Off-Balance Sheet Financial Instruments and Guarantees	9 Months Ended
	Sep. 30, 2013
Off-Balance Sheet Financial Instruments and Guarantees [Abstract]	'
Off-Balance Sheet Financial Instruments and Guarantees	'
	5.         Off-Balance Sheet Financial Instruments and Guarantees
	The Bank is a party to financial instruments with off-balance-sheet risk in the normal course of business to meet the financing needs of its customers.  These financial instruments include commitments to extend credit and letters of credit.  Those instruments involve, to varying degrees, elements of credit and interest rate risk in excess of the amount recognized in the balance sheets.
	The Bank’s exposure to credit loss in the event of nonperformance by the other party to the financial instrument for commitments to extend credit and letters of credit is represented by the contractual amount of those instruments.  The Bank uses the same credit policies in making commitments and conditional obligations as it does for on-balance sheet instruments.
	A summary of the Bank’s financial instrument commitments is as follows:
	(in thousands)	September 30,
		2013		2012
	Unfunded availability under loan commitments	$	23,223		38,297
	Unfunded commitments under lines of credit		46,597		37,081
	Standby letters of credit		6,991		11,277
		$	76,811		86,655
	Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract.  Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee.  Since some of the commitments are expected to expire without being drawn upon, the total commitment amount does not necessarily represent future cash requirements.  The Bank evaluates each customer’s credit worthiness on a case-by-case basis.  The amount of collateral obtained, if deemed necessary by the Bank upon extension of credit, is based on management’s credit evaluation of the customer and generally consists of real estate.
	The Bank does not issue any guarantees that would require liability recognition or disclosure, other than its standby letters of credit.  Standby letters of credit written are conditional commitments issued by the Bank to guarantee the performance of a customer to a third party.  Generally, all letters of credit, when issued, have expiration dates within one year.  The credit risk involved in issuing letters of credit is essentially the same as those that are involved in extending loan facilities to customers.  The Bank, generally, holds collateral and/or personal guarantees supporting these commitments.  Management believes that the proceeds obtained through a liquidation of collateral and the enforcement of guarantees would be sufficient to cover the potential amount of future payments required under the corresponding guarantees.  The current amount of the liability as of September 30, 2013 for guarantees under standby letters of credit issued is not material.

Securities

Securities	9 Months Ended
	Sep. 30, 2013
Securities [Abstract]	'
Securities	'
	6.         Securities
	The amortized cost and fair value of securities were as follows:
			30-Sep-13
						Gross			Gross
			Amortized			Unrealized			Unrealized			Fair
			Cost			Gains			Losses			Value
			(In Thousands)
	Available for Sale:
	U.S. Government agencies		$	28,259		$	5		$	-745		$	27,519
	States and political subdivisions			64,413			942			-1,561			63,794
	Corporate obligations			4,690			138			-74			4,754
	Mortgage-backed securities-
	government sponsored entities			55,628			214			-1,348			54,494
	Equity securities-financial services			292			51			-			343
			$	153,282		$	1,350		$	-3,728		$	150,904
	Held to Maturity:
	States and political subdivisions		$	174		$	2		$	-		$	176
			31-Dec-12
						Gross			Gross
			Amortized			Unrealized			Unrealized			Fair
			Cost			Gains			Losses			Value
			(In Thousands)
	Available for Sale:
	U.S. Government agencies		$	13,076		$	36		$	-20		$	13,092
	States and political subdivisions			55,864			2,995			-73			58,786
	Corporate obligations			8,521			347			-			8,868
	Mortgage-backed securities-government
	sponsored entities			63,397			1,041			-113			64,325
	Equity securities-financial services			292			27			-			319
			$	141,150		$	4,446		$	-206		$	145,390
	Held to Maturity:
	States and political subdivisions		$	173		$	4		$	-		$	177
	The following tables show the Company’s investments’ gross unrealized losses and fair value aggregated by length of time that individual securities have been in a continuous unrealized loss position (in thousands):
		30-Sep-13
		Less than 12 Months						12 Months or More						Total
		Fair Value			Unrealized Losses			Fair Value			Unrealized Losses			Fair Value		Unrealized Losses
	U.S. government agencies	$	25,401		$	-745		$	-		$	-		$	25,401	$	-745
	States and political subdivisions		24,672			-1,550			772			-11			25,444		-1,561
	Corporate Obligations		2,505			-74			-			-			2,505		-74
	Mortgage-backed securities-government sponsored agencies		33,903			-1,337			820			-11			34,723		-1,348
		$	86,481		$	-3,706		$	1,592		$	-22		$	88,073	$	-3,728
		31-Dec-12
		Less than 12 Months						12 Months or More						Total
		Fair Value			Unrealized Losses			Fair Value			Unrealized Losses			Fair Value		Unrealized Losses
	U.S. government agencies	$	7,056		$	-20		$	-		$	-		$	7,056	$	-20
	States and political subdivisions		5,821			-73			-			-			5,821		-73
	Mortgage-backed securities-government sponsored agencies		17,199			-113			-			-			17,199		-113
		$	30,076		$	-206		$	-		$	-		$	30,076	$	-206
	At September 30, 2013, the Company has 107 debt securities in an unrealized loss position in the less than twelve months category and two debt securities in the twelve months or more category.  In Management’s opinion the unrealized losses reflect changes in interest rates subsequent to the acquisition of specific securities.  No other-than-temporary-impairment charges were recorded in 2013.  Management believes that all unrealized losses represent temporary impairment of the securities as the Company does not have the intent to sell the securities and it is more likely than not that it will not have to sell the securities before recovery of its cost basis.
	The amortized cost and fair value of debt securities as of September 30, 2013 by contractual maturity are shown below.  Expected maturities may differ from contractual maturities because borrowers may have the right to prepay obligations with or without call or prepayment penalties.
			Available for Sale						Held to Maturity
			Amortized Cost			Fair Value			Amortized Cost			Fair Value
			(In Thousands)
	Due in one year or less		$	2,418		$	2,436		$	174		$	176
	Due after one year through five years			13,948			14,009			-			-
	Due after five years through ten years			38,573			38,015			-			-
	Due after ten years			42,423			41,607			-			-
	Mortgage-backed securities-government sponsored agencies			55,628			54,494			-			-
			$	152,990		$	150,561		$	174		$	176
	Gross realized gains and gross realized losses on sales of securities available for sale were as follows (in thousands):
			Three Months						Nine Months
			Ended September 30,						Ended September 30,
			2013			2012			2013			2012
Gross realized gains		$	198		$	631		$	608		$	1,318
Gross realized losses			-			-			-18			-
Net realized gain		$	198		$	631		$	590		$	1,318
Proceeds from sales of securities		$	14,663		$	15,549		$	29,962		$	23,265

Loans_Receivable_and_Allowance

Loans Receivable and Allowance for Loan Losses	9 Months Ended
	Sep. 30, 2013
Loans Receivable and Allowance for Loan Losses [Abstract]	'
Loans Receivable and Allowance for Loan Losses	'
	7.        Loans Receivable and Allowance for Loan Losses
	Set forth below is selected data relating to the composition of the loan portfolio at the dates indicated:
		Types of loans
		(dollars in thousands)
		30-Sep-13					31-Dec-12
	Real Estate-Residential	$	160,034		32.8%		$	150,043		31.4%
	Commercial		267,385		54.9			274,484		57.5
	Construction		20,146		4.1			13,435		2.8
	Commercial, financial and agricultural		24,520		5.0			25,113		5.3
	Consumer loans to individuals		15,379		3.2			14,154		3.0
	Total loans		487,464		100.0%			477,229		100.0%
	Deferred fees, net		-496					-519
	Total loans receivable		486,968					476,710
	Allowance for loan losses		-5,559					-5,502
	Net loans receivable	$	481,409				$	471,208
	Changes in the accretable yield for purchased credit-impaired loans were as follows for the nine months ended September 30 (in thousands):
		2013			2012
	Balance at beginning of period	$	76		$	171
	Accretion		-49			-71
	Reclassification and other		-			-
	Balance at end of period	$	27		$	100
	The following table presents additional information regarding loans acquired and accounted for in accordance with ASC 310-30 (in thousands):
		30-Sep-13			31-Dec-12
	Outstanding Balance	$	1,121		$	1,145
	Carrying Amount	$	1,094		$	1,069
	There were no material increases or decreases in the expected cash flows of these loans between May 31, 2011 (the “acquisition date”) and September 30, 2013.  There has been no allowance for loan losses recorded for acquired loans with specific evidence of deterioration in credit quality as of May 31, 2011. In addition, there has been no allowance for loan losses on these loans reversed.  For loans that were acquired without specific evidence of deterioration in credit quality, adjustments to the allowance for loan losses have been accounted for through the allowance for loan loss adequacy calculation.
	The Company maintains a loan review system, which allows for a periodic review of our loan portfolio and the early identification of potential impaired loans.  Such system takes into consideration, among other things, delinquency status, size of loans, type and market value of collateral and financial condition of the borrowers.  Specific loan loss allowances are established for identified losses based on a review of such information.  A loan evaluated for impairment is considered to be impaired when, based on current information and events, it is probably that we will be unable to collect all amounts due according to the contractual terms of the loan agreement.  All loans identified as impaired are evaluated independently.  We do not aggregate such loans for evaluation purposes.  Impairment is measured on a loan-by-loan basis for commercial and construction loans by the present value of expected future cash flows discounted at the loan’s effective interest rate, the loan’s obtainable market price, or the fair value of the collateral if the loan is collateral-dependent.
	Large groups of smaller balance homogeneous loans are collectively evaluated for impairment.  Accordingly, the Company does not separately identify individual consumer and residential mortgage loans for impairment disclosures, unless such loans are part of a larger relationship that is impaired, or are classified as a troubled debt restructuring.
	A loan is considered to be a troubled debt restructuring (“TDR”) loan when the Company grants a concession to the borrower because of the borrower’s financial condition that it would not otherwise consider.  Such concessions include the reduction of interest rates, forgiveness of principal or interest, or other modifications of interest rates that are less than the current market rate for new obligations with similar risk.
	The following table shows the amount of loans in each category that were individually and collectively evaluated for impairment at the dates indicated:
		Real Estate Loans
											Commercial		Consumer
		Residential			Commercial			Construction			Loans		Loans		Total
	30-Sep-13	(In thousands)
	Individually evaluated for  impairment	$	-		$	8,275		$	-		$	-	$	-	$	8,275
	Loans acquired with deteriorated credit		245			849			-			-		-		1,094
	quality
	Collectively evaluated for impairment		159,789			258,261			20,146			24,520		15,379		478,095
	Total Loans	$	160,034		$	267,385		$	20,146		$	24,520	$	15,379	$	487,464
		Real Estate Loans
											Commercial		Consumer
		Residential			Commercial			Construction			Loans		Loans		Total
		(In thousands)
	31-Dec-12
	Individually evaluated for impairment	$	-		$	10,246		$	-		$	310	$	-	$	10,556
	Loans acquired with deteriorated credit		270			799			-			-		-		1,069
	quality
	Collectively evaluated for impairment		149,773			263,439			13,435			24,803		14,154		465,604
	Total Loans	$	150,043		$	274,484		$	13,435		$	25,113	$	14,154	$	477,229
	The following table includes the recorded investment and unpaid principal balances for impaired loans with the associated allowance amount, if applicable.  Also presented are the average recorded investments in the impaired loans and the related amount of interest recognized during the time within the period that the impaired loans were impaired.
					Unpaid Principal
		Recorded			Principal			Associated
		Investment			Balance			Allowance
	30-Sep-13					(in thousands)
	With no related allowance recorded:
	Real Estate Loans
	Residential	$	245		$	254		$	-
	Commercial		9,124			9,141			-
	Subtotal		9,369			9,395			-
	With an allowance recorded:
	Subtotal		-			-			-
	Total:
	Real Estate Loans
Residential		245			254			-
Commercial		9,124			9,141			-
Total Impaired Loans	$	9,369		$	9,395		$	-
				Unpaid Principal
	Recorded			Principal			Associated
	Investment			Balance			Allowance
31-Dec-12					(in thousands)
With no related allowance recorded:
Real Estate Loans
Residential	$	270		$	286		$	-
Commercial		10,494			10,554			-
Commercial Loans		310			310			-
Subtotal		11,074			11,150			-
With an allowance recorded:
Real Estate Loans
Commercial		551			551			9
Subtotal		551			551			9
Total:
Real Estate Loans
Residential		270			286			-
Commercial		11,045			11,105			9
Commercial Loans		310			310			-
Total Impaired Loans	$	11,625		$	11,701		$	9
The following information for impaired loans is presented (in thousands) for the nine months ended September 30, 2013 and 2012:
	Average Recorded						Interest Income
	Investment						Recognized
	2013			2012			2013			2012
Total:
Real Estate Loans
Residential	$	255		$	284		$	4		$	4
Commercial		10,120			12,937			47			206
Commercial Loans		-			401			-			-
Total Loans	$	10,375		$	13,622		$	51		$	210
The following information for impaired loans is presented (in thousands) for the three months ended September 30, 2013 and 2012:
	Average Recorded						Interest Income
	Investment						Recognized
	2013			2012			2013			2012
Total:
Real Estate Loans
Residential	$	245		$	275		$	2		$	1
Commercial		9,124			13,536			30			71
Commercial Loans		-			385			-			-
Total Loans	$	9,369		$	14,916		$	32		$	72
Troubled debt restructured loans are those loans whose terms have been renegotiated to provide a reduction or deferral of principal or interest as a result of financial difficulties experienced by the borrower, who could not obtain comparable terms from alternate financing sources.  As of September 30, 2013, troubled debt restructured loans totaled $7.7 million and had no specific reserves. During 2013, four loans with a balance of $3.4 million were classified as a troubled debt restructuring.  One credit in the amount of $1.2 million resulted in a decrease in the borrower’s debt but the remaining balance was classified as troubled debt since it would be unlikely that the borrower could obtain comparable financing elsewhere.    Three credits in the amount of $2.2 million  were classified as troubled debt restructurings based on extended periods of principal deferrals on the loans.  As of December 31, 2012, troubled debt restructured loans totaled $5.6 million and resulted in specific reserves of $9,000.  For the period ended September 30, 2013, there were no loans identified as troubled debt restructurings that subsequently defaulted during the period. For the period ended September 30, 2012, there were no new loans identified as troubled debt restructurings, nor were there any loan modifications classified as troubled debt restructurings that subsequently defaulted during the period.
The following is a summary of troubled debt restructurings granted during the three and nine month periods ended September 30, 2013 (dollars in thousands):
	For the Three Months Ended September 30, 2013
				Pre-Modification			Post-Modification
				Outstanding Recorded			Outstanding Recorded
	Number of Contracts			Investment			Investment
Troubled Debt Restructurings
Real Estate Loans:
Commercial	3		$	2,165		$	2,165
	For the Nine Months Ended September 30, 2013
				Pre-Modification			Post-Modification
				Outstanding Recorded			Outstanding Recorded
	Number of Contracts			Investment			Investment
Troubled Debt Restructurings
Real Estate Loans:
Commercial	4		$	3,424		$	3,424
Management uses an eight point internal risk rating system to monitor the credit quality of the overall loan portfolio.  The first four categories are considered not criticized, and are aggregated as “Pass” rated.  The criticized rating categories utilized by management generally follow bank regulatory definitions.  The Special Mention category includes assets that are currently protected but are potentially weak, resulting in an undue and unwarranted credit risk, but not to the point of justifying a Substandard classification.  Loans in the Substandard category have well-defined weaknesses that jeopardize the liquidation of the debt, and have a distinct possibility that some loss will be sustained if the weaknesses are not corrected.  All loans greater than 90 days past due are considered Substandard.  Any portion of a loan that has been charged off is placed in the Loss category.
To help ensure that risk ratings are accurate and reflect the present and future capacity of borrowers to repay a loan as agreed, the Bank has a structured loan rating process with several layers of internal and external oversight.  Generally, consumer and residential mortgage loans are included in the Pass categories unless a specific action, such as non performance, repossession, or death occurs to raise awareness of a possible credit event.  The Company’s Loan Review Department is responsible for the timely and accurate risk rating of the loans on an ongoing basis.  Every credit which must be approved by Loan Committee or the Board of Directors is assigned a risk rating at time of consideration.  Loan Review also annually reviews relationships of $500,000 and over to assign or re-affirm risk ratings.  Loans in the Substandard categories that are collectively evaluated for impairment are given separate consideration in the determination of the allowance.
The following table presents the classes of the loan portfolio summarized by the aggregate Pass and the criticized categories of Special Mention, Substandard, Doubtful and Loss within the internal risk rating system as of  September 30, 2013 and December 31, 2012 (in thousands):
				Special							Doubtful
	Pass			Mention			Substandard			and Loss		Total
30-Sep-13
Commercial real estate loans	$	240,217		$	17,371		$	9,797		$	-	$	267,385
Commercial loans		24,520			-			-			-		24,520
Total	$	264,737		$	17,371		$	9,797		$	-	$	291,905
				Special							Doubtful
	Pass			Mention			Substandard			and Loss		Total
31-Dec-12
Commercial real estate loans	$	251,484		$	11,245		$	11,755		$	-	$	274,484
Commercial loans		24,427			318			368			-		25,113
Total	$	275,911		$	11,563		$	12,123		$	-	$	299,597
For residential real estate loans, construction loans and consumer loans, the Company evaluates credit quality based on the performance of the individual credits.  The following table presents the recorded investment in the loan classes based on payment activity as of September 30, 2013 and December 31, 2012 (in thousands):
	Performing			Nonperforming			Total
30-Sep-13
Residential real estate loans	$	158,083		$	1,951		$	160,034
Construction		20,146			-			20,146
Consumer loans		15,379			-			15,379
Total	$	193,608		$	1,951		$	195,559
	Performing			Nonperforming			Total
31-Dec-12
Residential real estate loans	$	147,197		$	2,846		$	150,043
Construction		13,435			-			13,435
Consumer loans		14,154			-			14,154
Total	$	174,786		$	2,846		$	177,632
Management further monitors the performance and credit quality of the loan portfolio by analyzing the age of the portfolio as determined by the length of time a recorded payment is past due.  The following table presents the classes of the loan portfolio summarized by the aging categories of performing loans and nonaccrual loans as of September 30, 2013 and December 31, 2012 (in thousands):
	Current			31-60 Days Past Due			61-90 Days Past Due			Greater than 90 Days Past Due and still accruing		Non-Accrual		Total Past Due and Non-Accrual		Total Loans
30-Sep-13
Real Estate loans
Residential	$	157,035		$	1,038		$	10		$	-	$	1,951	$	2,999	$	160,034
Commercial		254,215			2,038			2,798			-		8,334		13,170		267,385
Construction		20,146			-			-			-		-		-		20,146
Commercial  loans		24,490			30			-			-		-		30		24,520
Consumer  loans		15,336			43			-			-		-		43		15,379
Total	$	471,222		$	3,149		$	2,808		$	-	$	10,285	$	16,242	$	487,464
	Current			31-60 Days Past Due			61-90 Days Past Due			Greater than 90 Days Past Due and still accruing		Non-Accrual		Total Past Due and Non-Accrual		Total Loans
31-Dec-12
Real Estate loans
Residential	$	146,847		$	94		$	256		$	-	$	2,846	$	3,196	$	150,043
Commercial		261,527			2,333			598			-		10,026		12,957		274,484
Construction		13,363			72			-			-		-		72		13,435
Commercial  loans		24,785			-			-			-		328		328		25,113
Consumer  loans		14,029			114			11			-		-		125		14,154
Total	$	460,551		$	2,613		$	865		$	-	$	13,200	$	16,678	$	477,229
The following table presents the allowance for loan losses by the classes of the loan portfolio:
(In thousands)	Residential Real Estate			Commercial Real Estate			Construction			Commercial		Consumer		Total
Beginning balance, December 31, 2012	$	1,797		$	3,183		$	119		$	223	$	180	$	5,502
Charge Offs		-547			-1,308			-40			-		-74		-1,969
Recoveries		9			-			-			-		17		26
Provision Expense		406			1,288			329			-76		53		2,000
Ending balance, September 30, 2013	$	1,665		$	3,163		$	408		$	147	$	176	$	5,559
Ending balance individually evaluated	$	-		$	-		$	-		$	-	$	-	$	-
for impairment
Ending balance collectively evaluated	$	1,665		$	3,163		$	408		$	147	$	176	$	5,559
for impairment
(In thousands)	Residential Real Estate			Commercial Real Estate			Construction			Commercial		Consumer		Total
Beginning balance, June 30, 2013	$	1,764		$	3,318		$	363		$	147	$	157	$	5,749
Charge Offs		-157			-380			-40			-		-28		-605
Recoveries		9			-			-			-		6		15
Provision Expense		49			225			85			-		41		400
Ending balance, September 30, 2013	$	1,665			3,163			408			147		176	$	5,559
(In thousands)	Residential Real Estate			Commercial Real Estate			Construction			Commercial		Consumer		Total
Beginning balance, December 31, 2011	$	1,257		$	3,838		$	72		$	147	$	144	$	5,458
Charge Offs		-402			-1,316			-7			-23		-46		-1,794
Recoveries		6			1			-			-		20		27
Provision Expense		836			594			10			158		52		1,650
Ending balance, September 30, 2012	$	1,697		$	3,117		$	75		$	282	$	170	$	5,341
Ending balance individually evaluated	$	-		$	89		$	-		$	-	$	-	$	89
for impairment
Ending balance collectively evaluated	$	1,697		$	3,028		$	75		$	282	$	170	$	5,252
for impairment
(In thousands)	Residential Real Estate			Commercial Real Estate			Construction			Commercial		Consumer		Total
Beginning balance, June 30, 2012	$	1,559		$	3,691		$	87		$	263	$	175	$	5,775
Charge Offs		-94			-1,220			-			-23		-13		-1,350
Recoveries		5			1			-			-		10		16
Provision Expense		227			645			-12			42		-2		900
Ending balance, September 30, 2012	$	1,697		$	3,117		$	75		$	282	$	170	$	5,341
The Company’s primary business activity is with customers located in northeastern Pennsylvania. Accordingly, the Company has extended credit primarily to commercial entities and individuals in this area whose ability to honor their contracts is influenced by the region’s economy.
As of September 30, 2013, the Company considered its concentration of credit risk to be acceptable.  The highest concentrations are in the hospitality lodging industry and property owners associations with loans outstanding of $37.4 million, or 39.5% of capital, to the hospitality lodging industry and $12.6 million, or 13.3% of capital, to property owners associations. There were no losses recognized on loans within these concentrations during the current period.
Gross realized gains and gross realized losses on sales of residential mortgage loans were $32,000 and $7,000, respectively, in the first nine months of 2013 compared to $163,000 and $0, respectively, in the same period in 2012.  The proceeds from the sales of residential mortgage loans totaled $1.6 million and $4.5 million for the nine months ended September 30, 2013 and 2012, respectively.
Gross realized gains and gross realized losses on sales of residential mortgage loans were $0 and $0 respectively, for the three months ended September 30, 2013 compared to $88,000 and $0, respectively, in the same period in 2012.  The proceeds from the sales of residential mortgage loans totaled $0 and $2.2 million for the three months ended September 30, 2013 and 2012, respectively.

Fair_Value_Measurements

Fair Value Measurements	9 Months Ended
	Sep. 30, 2013
Fair Value Measurements [Abstract]	'
Fair Value Measurements	'
	8.         Fair Value Measurements
	Fair value estimates are based on quoted market prices, if available, quoted market prices of similar assets or liabilities, or the present value of expected future cash flows and other valuation techniques.  These valuations are significantly affected by discount rates, cash flow assumptions and risk assumptions used.  Therefore, fair value estimates may not be substantiated by comparison to independent markets and are not intended to reflect the proceeds that may be realizable in an immediate settlement of the instruments.
	Fair value is determined at one point in time and is not representative of future value.  These amounts do not reflect the total value of a going concern organization.  Management does not have the intention to dispose of a significant portion of its assets and liabilities and therefore, the unrealized gains or losses should not be interpreted as a forecast of future earnings and cash flows.
	The following is a discussion of assets and liabilities measured at fair value on a recurring basis and valuation techniques applied:
	Securities:
	The fair value of securities available for sale (carried at fair value) and held to maturity (carried at amortized cost) are determined by obtaining quoted market prices on nationally recognized securities exchanges (Level 1), or matrix pricing (Level 2), which is a mathematical technique used widely in the industry to value debt securities without relying exclusively on quoted market prices for the specific securities but rather by relying on the securities’ relationship to other benchmark quoted prices. For certain securities which are not traded in active markets or are subject to transfer restrictions, valuations are adjusted to reflect illiquidity and/or non-transferability, and such adjustments are generally based on available market evidence (Level 3). In the absence of such evidence, management’s best estimate is used. Management’s best estimate consists of both internal and external support on certain Level 3 investments. Internal cash flow models using a present value formula that includes assumptions market participants would use along with indicative exit pricing obtained from broker/dealers (where available) are used to support fair values of certain Level 3 investments, if applicable.
	Impaired loans (generally carried at fair value):
	The Company measures impairment generally based on the fair value of the loan’s collateral.  Fair value is generally determined based upon independent third-party appraisals of the properties, or discounted cash flows based upon the lowest level of input that is significant to the fair value measurements.
	Foreclosed real estate owned (carried at fair value):
	Real estate properties acquired through, or in lieu of loan foreclosure are to be sold and are carried at fair value less estimated cost to sell.  Fair value is based upon independent market prices, appraised value of the collateral or management’s estimation of the value of the collateral.  These assets are included in Level 3 fair value based upon the lowest level of input that is significant to the fair value measurement.
	For financial assets measured at fair value on a recurring basis, the fair value measurements by level within the fair value hierarchy used at September 30, 2013 and December 31, 2012 are as follows:
			Fair Value Measurement Using
			Reporting Date
	Description		Total			(Level 1)			(Level 2)			(Level 3)
			(In thousands)
	30-Sep-13
	Available for Sale:
	U.S. Government agencies		$	27,519		$	-		$	27,519		$	-
	States and political subdivisions			63,794			-			63,794			-
	Corporate obligations			4,754			-			4,754			-
	Mortgage-backed securities-government
	sponsored agencies			54,494			-			54,494			-
	Equity securities-financial services			343			343			-			-
	Total		$	150,904		$	343		$	150,561		$	-
	31-Dec-12
	Available for Sale:
	U.S. Government agencies		$	13,092		$	-		$	13,092		$	-
	States and political subdivisions			58,786			-			58,786			-
	Corporate obligations			8,868			-			8,868			-
	Mortgage-backed securities-government									64,325
	sponsored agencies			64,325			-						-
	Equity securities-financial services			319			319			-			-
	Total		$	145,390		$	319		$	145,071		$	-
	For financial assets measured at fair value on a nonrecurring basis, the fair value measurements by level within the fair value hierarchy used at September 30, 2013 and December 31, 2012 are as follows:
						Fair Value Measurement Using Reporting Date
	(In thousands)
	Description		Total			(Level 1)			(Level 2)			(Level 3)
	30-Sep-13
	Impaired Loans		$	9,369		$	-		$	-		$	9,369
	Foreclosed Real Estate Owned			993			-			-			993
	31-Dec-12
	Impaired Loans		$	11,616		$	-		$	-		$	11,616
	Foreclosed Real Estate Owned			852			-			-			852
	The following tables present additional quantitative information about assets measured at fair value on a nonrecurring basis and for which the Company has utilized Level 3 inputs to determine fair value:
			Quantitative Information about Level 3 Fair Value Measurements
	(In thousands)	Fair Value Estimate			Valuation Techniques	Unobservable Input		Range (Weighted Average)
	30-Sep-13
	Impaired loans	$	9,369		Appraisal of collateral(1)	Appraisal adjustments(2)		10% (10.0)%
	Foreclosed real estate owned	$	993		Appraisal of collateral(1)	Liquidation Expenses(2)		10%
		Quantitative Information about Level 3 Fair Value Measurements
	(In thousands)	Fair Value Estimate			Valuation Techniques	Unobservable Input		Range (Weighted Average)
	31-Dec-12
	Impaired loans	$	11,616		Appraisal of collateral(1)	Appraisal adjustments(2)		0-30% (24.10%)
	Foreclosed real estate owned	$	852		Appraisal of collateral(1)	Liquidation Expenses(2)		20%
	-1	Fair value is generally determined through independent appraisals of the underlying collateral, which generally include various Level 3 inputs which are not identifiable, less any associated allowance.
	-2	Appraisals may be adjusted by management for qualitative factors such as economic conditions and estimated liquidation expenses.  The range and weighted average of liquidation expenses and other appraisal adjustments are presented as a percent of the appraisal.
	The following information should not be interpreted as an estimate of the fair value of the entire Company since a fair value calculation is only provided for a limited portion of the Company’s assets and liabilities.  Due to a wide range of valuation techniques and the degree of subjectivity used in making the estimates, comparisons between the Company’s disclosures and those of other companies may not be meaningful.  The following methods and assumptions were used to estimate the fair values of the Company’s financial instruments at September 30, 2013 and December 31, 2012.
	Cash and cash equivalents (carried at cost):
	The carrying amounts reported in the consolidated balance sheet for cash and short-term instruments approximate those assets’ fair values.
	Loans receivable (carried at cost):
	The fair values of loans are estimated using discounted cash flow analyses, using market rates at the balance sheet date that reflect the credit and interest rate-risk inherent in the loans.  Projected future cash flows are calculated based upon contractual maturity or call dates, projected repayments and prepayments of principal.  Generally, for variable rate loans that reprice frequently and with no significant change in credit risk, fair values are based on carrying values.
	Mortgage servicing rights (generally carried at cost)
	The Company utilizes a third party provider to estimate the fair value of certain loan servicing rights.  Fair value for the purpose of this measurement is defined as the amount at which the asset could be exchanged in a current transaction between willing parties, other than in a forced liquidation.
Regulatory stock (carried at cost):
The Bank as a member of the Federal Home Loan Bank (FHLB) system is required to maintain an investment in capital stock of its district FHLB according to a predetermined formula.  This restricted stock has no quoted market value and is carried at cost.
Bank Owned Life Insurance (carried at cost):
The fair value is equal to the cash surrender value of the Bank-owned life insurance.
Accrued interest receivable and payable (carried at cost):
The carrying amount of accrued interest receivable and accrued interest payable approximates its fair value.
Deposit liabilities (carried at cost):
The fair values disclosed for demand deposits (e.g. interest and noninterest checking, passbook savings and money market accounts) are, by definition, equal to the amount payable on demand at the reporting date (i.e. their carrying amounts).  Fair values for fixed-rate certificates of deposit are estimated using a discounted cash flow calculation that applies interest rates currently being offered in the market on certificates to a schedule of aggregated expected monthly maturities on time deposits.
Short-term borrowings (carried at cost):
The carrying amounts of short-term borrowings approximate their fair values.
Other borrowings (carried at cost):
Fair values of FHLB advances are estimated using discounted cash flow analysis, based on quoted prices for new FHLB advances with similar credit risk characteristics, terms and remaining maturity.  These prices obtained from this active market represent a market value that is deemed to represent the transfer price if the liability were assumed by a third party.
Off-balance sheet financial instruments (disclosed at cost):
Fair values for the Company’s off-balance sheet financial instruments (lending commitments and letters of credit) are based on fees currently charged in the market to enter into similar agreements, taking into account, the remaining terms of the agreements and the counterparties’ credit standing.
The estimated fair values of the Bank’s financial instruments were as follows at September 30, 2013 and December 31, 2012. (In thousands)
	Fair Value Measurements at September 30, 2013
							Quoted Prices in Active			Significant Other Observable			Significant Unobservable Inputs
							Markets for Identical Assets			Inputs
	Carrying Amount			Fair Value			(Level 1)			(Level 2)			(Level 3)
Financial assets:
Cash and cash equivalents	$	27,414		$	27,414		$	27,414		$	-		$	-
Securities		151,078			151,080			343			150,737			-
Loans receivable, net		481,409			490,413			-			-			490,413
Mortgage servicing rights		210			210			-			-			210
Regulatory Stock		2,141			2,141			2,141			-			-
Bank owned life insurance		14,653			14,653			14,653			-			-
Accrued interest receivable		2,373			2,373			2,373			-			-
Financial liabilities:
Deposits		548,698			549,844			346,586			-			203,258
Short-term borrowings		38,466			38,466			38,466			-			-
Other borrowings		19,956			22,155			-			-			22,155
Accrued interest payable		1,075			1,075			1,075			-			-
Off-balance sheet financial instruments:
Commitments to extend credit and		-			-			-			-			-
outstanding letters of credit
	Fair Value Measurements at December 31, 2012
							Quoted Prices in Active			Significant Other Observable			Significant Unobservable Inputs
							Markets for Identical Assets			Inputs
	Carrying Amount			Fair Value			(Level 1)			(Level 2)			(Level 3)
Financial assets:
Cash and cash equivalents	$	12,295		$	12,295		$	12,295		$	-		$	-
Securities		145,563			145,567			319			145,248			-
Loans receivable, net		471,208			485,848			-			-			485,848
Mortgage servicing rights		243			243			-			243			-
Regulatory stock		2,630			2,630			2,630			-			-
Bank owned life insurance		15,357			15,357			15,357			-			-
Accrued interest receivable		2,393			2,393			2,393			-			-
Financial liabilities:
Deposits		524,425			526,081			313,166			-			212,915
Short-term borrowings		28,697			28,697			28,697			-			-
Other borrowings		22,487			25,426			-			-			25,426
Accrued interest payable		1,242			1,242			1,242			-			-
Off-balance sheet financial instruments:
Commitments to extend credit and		-			-			-			-			-
outstanding letters of  credit

New_and_Recently_Adopted_Accou

New and Recently Adopted Accounting Pronouncements	9 Months Ended
	Sep. 30, 2013
New and Recently Adopted Accounting Pronouncements [Abstract]	'
New and Recently Adopted Accounting Pronouncements	'
	9.         New and Recently Adopted Accounting Pronouncements
	In February 2013, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update (“ASU”) 2013-02, Reporting of Amounts Reclassified Out of Accumulated Other Comprehensive Income.  The standard requires that companies present either in a single note or parenthetically on the face of the financial statements, the effect of significant amounts reclassified from each component of accumulated other comprehensive income based on its source and the income statement line items affected by the reclassification. The new requirements will take effect for public companies in fiscal years, and interim periods within those years, beginning after December 15, 2012. The Company adopted this standard on January 1, 2013. The effect of adopting this standard increased our disclosure surrounding reclassification items out of accumulated other comprehensive income.
	In February 2013, the FASB issued ASU 2013-04, Obligations Resulting from Joint and Several Liability Arrangements for Which the Total Amount of the Obligation is Fixed at the Reporting Date. The ASU requires the measurement of obligations resulting from joint and several liability arrangements for which the total amount of the obligation is fixed at the reporting date as the sum of the amount the reporting entity agreed to pay on the basis of its arrangement with its co-obligors as well as any additional amount that the entity expects to pay on behalf of its co-obligors. The new standard is effective retrospectively for fiscal years and interim periods within those years, beginning after December 15, 2013, and early adoption is permitted. This ASU is not expected to have a significant impact on the Company’s financial statements.
	In June 2013, the FASB issued ASU 2013-08, Financial Services – Investment Companies (Topic 946): Amendments to the Scope, Measurement, and Disclosure Requirements. The amendments in this Update affect the scope, measurement, and disclosure requirements for investment companies under U.S. GAAP. The amendments do all of the following: 1. Change the approach to the investment company assessment in Topic 946, clarify the characteristics of an investment company, and provide comprehensive guidance for assessing whether an entity is an investment Company. 2. Require an investment company to measure non-controlling ownership interests in other investment companies at fair value rather than using the equity method of accounting. 3. Require the following additional disclosures: (a) the fact that the entity is an investment company and is applying the guidance in Topic 946, (b) information about changes, if any, in an entity’s status as an investment company, and (c) information about financial support provided or contractually required to be provided by an investment company to any of its investees. The amendments in this Update are effective for an entity’s interim and annual reporting periods in fiscal years that begin after December 15, 2013. Earlier application is prohibited. This ASU is not expected to have a significant impact on the Company’s financial statements.
	In July 2013, the FASB issued ASU 2013-10, Derivatives and Hedging (Topic 815): Inclusion of the Fed Funds Effective Swap Rate (or Overnight Index Swap Rate) as a Benchmark Interest Rate for Hedge Accounting Purposes. The amendments in this Update permit the Fed Funds Effective Swap Rate (OIS) to be used as a U.S. benchmark interest rate for hedge accounting purposes under Topic 815, in addition to UST and LIBOR. The amendments also remove the restriction on using different benchmark rates for similar hedges. The amendments are effective prospectively for qualifying new or re-designated hedging relationships entered into on or after July 17, 2013.  This ASU did not have a significant impact on the Company’s financial statements.
	In July 2013, the FASB issued ASU 2013-11, Income Taxes (Topic 740): Presentation of an Unrecognized Tax Benefit When a Net Operating Loss Carry forward, a Similar Tax Loss, or a Tax Credit Carry forward Exists. This Update applies to all entities that have unrecognized tax benefits when a net operating loss carry forward, a similar tax loss, or a tax credit carry forward exists at the reporting date. An unrecognized tax benefit, or a portion of an unrecognized tax benefit, should be presented in the financial statements as a reduction to a deferred tax asset for a net operating loss carry forward, a similar tax loss, or a tax credit carry forward, except as follows. To the extent a net operating loss carry forward, a similar tax loss, or a tax credit carry forward is not available at the reporting date under the tax law of the applicable jurisdiction to settle any additional income taxes that would result from the disallowance of a tax position or the tax law of the applicable jurisdiction does not require the entity to use, and the entity does not intend to use, the deferred tax asset for such purpose, the unrecognized tax benefit should be presented in the financial statements as a liability and should not be combined with deferred tax assets. The assessment of whether a deferred tax asset is available is based on the unrecognized tax benefit and deferred tax asset that exist at the reporting date and should be made presuming disallowance of the tax position at the reporting date. The amendments in this Update are effective for fiscal years, and interim periods within those years, beginning after December 15, 2013. For nonpublic entities, the amendments are effective for fiscal years, and interim periods within those years, beginning after December 15, 2014. Early adoption is permitted. The amendments should be applied prospectively to all unrecognized tax benefits that exist at the effective date. Retrospective application is permitted.  This ASU is not expected to have a significant impact on the Company’s financial statements.

Basis_of_Presentation_Policy

Basis of Presentation (Policy)	9 Months Ended
	Sep. 30, 2013
Basis of Presentation [Abstract]	'
Basis of Accounting, Policy [Policy Text Block]	'
	The accompanying unaudited consolidated  financial statements have been prepared in conformity with generally accepted accounting principles for interim financial statements and with instructions to Form 10-Q. Accordingly, they do not include all of the information and footnotes required by generally accepted accounting principles for complete financial statements. In preparing the financial statements, management is required to make estimates and assumptions that affect the reported amounts of assets and liabilities as of the date of the balance sheet and revenues and expenses for the period.  Actual results could differ from those estimates.  The financial statements reflect, in the opinion of management, all normal, recurring adjustments necessary to present fairly the financial position and results of operations of the Company.  The operating results for the three and nine month periods ended September 30, 2013 are not necessarily indicative of the results that may be expected for the year ending December 31, 2013 or any other future interim period.

Earnings_Per_Share_Policy

Earnings Per Share (Policy)	9 Months Ended
	Sep. 30, 2013
Earnings Per Share [Abstract]	'
Earnings Per Share, Policy [Policy Text Block]	'
	Basic earnings per share represents income available to common stockholders divided by the weighted average number of common shares outstanding during the period.  Diluted earnings per share reflects additional common shares that would have been outstanding if dilutive potential common shares had been issued, as well as any adjustment to income that would result from the assumed issuance.  Potential common shares that may be issued by the Company relate solely to outstanding stock options and are determined using the treasury stock method.

Earnings_Per_Share_Tables

Earnings Per Share (Tables)	9 Months Ended
	Sep. 30, 2013
Earnings Per Share [Abstract]	'
Earnings Per Share [Table Text Block]	'
	(in thousands)
		Three Months Ended		Nine Months Ended
		September 30,		September 30,
		2013	2012	2013	2012
	Basic EPS weighted average shares outstanding	3,626	3,606	3,624	3,607
	Dilutive effect of stock options	12	9	13	5
	Diluted EPS weighted average shares outstanding	3,638	3,615	3,637	3,612

StockBased_Compensation_Tables

Stock-Based Compensation (Tables)	9 Months Ended
	Sep. 30, 2013
Stock-Based Compensation [Abstract]	'
Summary of Stock Option Activity [Table Text Block]	'
			Weighted
			Average Exercise		Weighted Average		Aggregate
			Price		Remaining		Intrinsic Value
		Options	Per Share		Contractual Term		$0
	Outstanding at January 1, 2013	225,670	$	26.39	6.1	Yrs.	$	256
	Granted	1,100		27.55	9.2	Yrs.		-
	Exercised	-12,933		24.77	4.2	Yrs.		-
	Forfeited	-7,825		29.33	4.7	Yrs.		-
	Outstanding at September 30, 2013	206,012	$	26.39	5.5	Yrs.	$	527
	Exercisable at September 30, 2013	176,862	$	26.28	4.8	Yrs.	$	472

Accumulated_Other_Comprehensiv1

Accumulated Other Comprehensive Income (Tables)	9 Months Ended
	Sep. 30, 2013
Accumulated Other Comprehensive Income [Abstract]	'
Components of Accumulated Other Comprehensive Income [Table Text Block]	'
		Unrealized gains on
		available for sale
		securities (a)
	Balance as of December 31, 2012	$	2,797
	Other comprehensive loss before reclassification		-3,980
	Amount reclassified from accumulated other comprehensive income		-389
	Total other comprehensive loss		-4,369
	Balance as of September 30, 2013	$	-1,572
		Unrealized gains on
		available for sale
		securities (a)
	Balance as of June 30, 2013	$	-1,187
	Other comprehensive loss before reclassification		-255
	Amount reclassified from accumulated other comprehensive income		-130
	Total other comprehensive loss		-385
	Balance as of September 30, 2013	$	-1,572
Items Reclassified Out of Each Component of OCI [Table Text Block]	'
			Amount Reclassified
			From Accumulated			Affected Line Item in
			Other			the Statement Where
			Comprehensive			Net Income is
	Details about other comprehensive income		Income (a)			Presented
				Three months	Nine months
				ended	ended
				September 30,	September 30,
				2013	2013
	Unrealized gains on available for sale securities		$	198	590	Net realized gains on sales of securities
				-68	-201	Income tax expense
			$	130	389	Net of tax

OffBalance_Sheet_Financial_Ins1

Off-Balance Sheet Financial Instruments and Guarantees (Tables)	9 Months Ended
	Sep. 30, 2013
Off-Balance Sheet Financial Instruments and Guarantees [Abstract]	'
Schedule of Fair Value, Off-balance Sheet Risks [Table Text Block]	'
	A summary of the Bank’s financial instrument commitments is as follows:
	(in thousands)	September 30,
		2013		2012
	Unfunded availability under loan commitments	$	23,223		38,297
	Unfunded commitments under lines of credit		46,597		37,081
	Standby letters of credit		6,991		11,277
		$	76,811		86,655

Securities_Tables

Securities (Tables)	9 Months Ended
	Sep. 30, 2013
Securities [Abstract]	'
Amortized Cost and Fair Values of Securities [Table Text Block]	'
			30-Sep-13
						Gross			Gross
			Amortized			Unrealized			Unrealized			Fair
			Cost			Gains			Losses			Value
			(In Thousands)
	Available for Sale:
	U.S. Government agencies		$	28,259		$	5		$	-745		$	27,519
	States and political subdivisions			64,413			942			-1,561			63,794
	Corporate obligations			4,690			138			-74			4,754
	Mortgage-backed securities-
	government sponsored entities			55,628			214			-1,348			54,494
	Equity securities-financial services			292			51			-			343
			$	153,282		$	1,350		$	-3,728		$	150,904
	Held to Maturity:
	States and political subdivisions		$	174		$	2		$	-		$	176
			31-Dec-12
						Gross			Gross
			Amortized			Unrealized			Unrealized			Fair
			Cost			Gains			Losses			Value
			(In Thousands)
	Available for Sale:
	U.S. Government agencies		$	13,076		$	36		$	-20		$	13,092
	States and political subdivisions			55,864			2,995			-73			58,786
	Corporate obligations			8,521			347			-			8,868
	Mortgage-backed securities-government
	sponsored entities			63,397			1,041			-113			64,325
	Equity securities-financial services			292			27			-			319
			$	141,150		$	4,446		$	-206		$	145,390
	Held to Maturity:
	States and political subdivisions		$	173		$	4		$	-		$	177
Investments' Gross Unrealized Losses and Fair Value [Table Text Block]	'
		30-Sep-13
		Less than 12 Months						12 Months or More						Total
		Fair Value			Unrealized Losses			Fair Value			Unrealized Losses			Fair Value		Unrealized Losses
	U.S. government agencies	$	25,401		$	-745		$	-		$	-		$	25,401	$	-745
	States and political subdivisions		24,672			-1,550			772			-11			25,444		-1,561
	Corporate Obligations		2,505			-74			-			-			2,505		-74
	Mortgage-backed securities-government sponsored agencies		33,903			-1,337			820			-11			34,723		-1,348
		$	86,481		$	-3,706		$	1,592		$	-22		$	88,073	$	-3,728
		31-Dec-12
		Less than 12 Months						12 Months or More						Total
		Fair Value			Unrealized Losses			Fair Value			Unrealized Losses			Fair Value		Unrealized Losses
	U.S. government agencies	$	7,056		$	-20		$	-		$	-		$	7,056	$	-20
	States and political subdivisions		5,821			-73			-			-			5,821		-73
	Mortgage-backed securities-government sponsored agencies		17,199			-113			-			-			17,199		-113
		$	30,076		$	-206		$	-		$	-		$	30,076	$	-206
Securities by Contractual Maturity [Table Text Block]	'
			Available for Sale						Held to Maturity
			Amortized Cost			Fair Value			Amortized Cost			Fair Value
			(In Thousands)
	Due in one year or less		$	2,418		$	2,436		$	174		$	176
	Due after one year through five years			13,948			14,009			-			-
	Due after five years through ten years			38,573			38,015			-			-
	Due after ten years			42,423			41,607			-			-
	Mortgage-backed securities-government sponsored agencies			55,628			54,494			-			-
			$	152,990		$	150,561		$	174		$	176
Gross Realized Gains and Losses on Sales of Securities Available-for-Sale [Table Text Block]	'
			Three Months						Nine Months
			Ended September 30,						Ended September 30,
			2013			2012			2013			2012
	Gross realized gains		$	198		$	631		$	608		$	1,318
	Gross realized losses			-			-			-18			-
	Net realized gain		$	198		$	631		$	590		$	1,318
	Proceeds from sales of securities		$	14,663		$	15,549		$	29,962		$	23,265

Loans_Receivable_and_Allowance1

Loans Receivable and Allowance for Loan Losses (Tables)	9 Months Ended
	Sep. 30, 2013
Loans Receivable and Allowance for Loan Losses [Abstract]	'
Composition of Loans Receivable [Table Text Block]	'
		Types of loans
		(dollars in thousands)
		30-Sep-13					31-Dec-12
	Real Estate-Residential	$	160,034		32.8%		$	150,043		31.4%
	Commercial		267,385		54.9			274,484		57.5
	Construction		20,146		4.1			13,435		2.8
	Commercial, financial and agricultural		24,520		5.0			25,113		5.3
	Consumer loans to individuals		15,379		3.2			14,154		3.0
	Total loans		487,464		100.0%			477,229		100.0%
	Deferred fees, net		-496					-519
	Total loans receivable		486,968					476,710
	Allowance for loan losses		-5,559					-5,502
	Net loans receivable	$	481,409				$	471,208
Changes In The Accretable Yield For Purchased Credit Impaired Loans [Table Text Block]	'
		2013			2012
	Balance at beginning of period	$	76		$	171
	Accretion		-49			-71
	Reclassification and other		-			-
	Balance at end of period	$	27		$	100
Loans Acquired And Accounted For in Accordance With ASC 310-30 [Table Text Block]	'
		30-Sep-13			31-Dec-12
	Outstanding Balance	$	1,121		$	1,145
	Carrying Amount	$	1,094		$	1,069
Impaired Loans and Related Interest Income by Loan Portfolio Class [Table Text Block]	'
	The following table shows the amount of loans in each category that were individually and collectively evaluated for impairment at the dates indicated:
		Real Estate Loans
											Commercial		Consumer
		Residential			Commercial			Construction			Loans		Loans		Total
	30-Sep-13	(In thousands)
	Individually evaluated for  impairment	$	-		$	8,275		$	-		$	-	$	-	$	8,275
	Loans acquired with deteriorated credit		245			849			-			-		-		1,094
	quality
	Collectively evaluated for impairment		159,789			258,261			20,146			24,520		15,379		478,095
	Total Loans	$	160,034		$	267,385		$	20,146		$	24,520	$	15,379	$	487,464
		Real Estate Loans
											Commercial		Consumer
		Residential			Commercial			Construction			Loans		Loans		Total
		(In thousands)
	31-Dec-12
	Individually evaluated for impairment	$	-		$	10,246		$	-		$	310	$	-	$	10,556
	Loans acquired with deteriorated credit		270			799			-			-		-		1,069
	quality
	Collectively evaluated for impairment		149,773			263,439			13,435			24,803		14,154		465,604
	Total Loans	$	150,043		$	274,484		$	13,435		$	25,113	$	14,154	$	477,229
	The following table includes the recorded investment and unpaid principal balances for impaired loans with the associated allowance amount, if applicable.  Also presented are the average recorded investments in the impaired loans and the related amount of interest recognized during the time within the period that the impaired loans were impaired.
					Unpaid Principal
		Recorded			Principal			Associated
		Investment			Balance			Allowance
	30-Sep-13					(in thousands)
	With no related allowance recorded:
	Real Estate Loans
	Residential	$	245		$	254		$	-
	Commercial		9,124			9,141			-
	Subtotal		9,369			9,395			-
	With an allowance recorded:
	Subtotal		-			-			-
	Total:
	Real Estate Loans
	Residential		245			254			-
	Commercial		9,124			9,141			-
	Total Impaired Loans	$	9,369		$	9,395		$	-
					Unpaid Principal
		Recorded			Principal			Associated
		Investment			Balance			Allowance
	31-Dec-12					(in thousands)
	With no related allowance recorded:
	Real Estate Loans
	Residential	$	270		$	286		$	-
	Commercial		10,494			10,554			-
	Commercial Loans		310			310			-
	Subtotal		11,074			11,150			-
	With an allowance recorded:
	Real Estate Loans
	Commercial		551			551			9
	Subtotal		551			551			9
	Total:
	Real Estate Loans
	Residential		270			286			-
	Commercial		11,045			11,105			9
	Commercial Loans		310			310			-
	Total Impaired Loans	$	11,625		$	11,701		$	9
	The following information for impaired loans is presented (in thousands) for the nine months ended September 30, 2013 and 2012:
		Average Recorded						Interest Income
		Investment						Recognized
		2013			2012			2013			2012
	Total:
	Real Estate Loans
Residential	$	255		$	284		$	4		$	4
Commercial		10,120			12,937			47			206
Commercial Loans		-			401			-			-
Total Loans	$	10,375		$	13,622		$	51		$	210
The following information for impaired loans is presented (in thousands) for the three months ended September 30, 2013 and 2012:
	Average Recorded						Interest Income
	Investment						Recognized
	2013			2012			2013			2012
Total:
Real Estate Loans
Residential	$	245		$	275		$	2		$	1
Commercial		9,124			13,536			30			71
Commercial Loans		-			385			-			-
Total Loans	$	9,369		$	14,916		$	32		$	72
Troubled Debt Restructurings on Financing Receivables [Table Text Block]	'
	The following is a summary of troubled debt restructurings granted during the three and nine month periods ended September 30, 2013 (dollars in thousands):
		For the Three Months Ended September 30, 2013
					Pre-Modification			Post-Modification
					Outstanding Recorded			Outstanding Recorded
		Number of Contracts			Investment			Investment
	Troubled Debt Restructurings
	Real Estate Loans:
	Commercial	3		$	2,165		$	2,165
		For the Nine Months Ended September 30, 2013
					Pre-Modification			Post-Modification
					Outstanding Recorded			Outstanding Recorded
		Number of Contracts			Investment			Investment
	Troubled Debt Restructurings
	Real Estate Loans:
	Commercial	4		$	3,424		$	3,424
Classes of the Loan Portfolio Summarized by the Aggregate Risk Rating [Table Text Block]	'
					Special							Doubtful
		Pass			Mention			Substandard			and Loss		Total
	30-Sep-13
	Commercial real estate loans	$	240,217		$	17,371		$	9,797		$	-	$	267,385
	Commercial loans		24,520			-			-			-		24,520
	Total	$	264,737		$	17,371		$	9,797		$	-	$	291,905
					Special							Doubtful
		Pass			Mention			Substandard			and Loss		Total
	31-Dec-12
	Commercial real estate loans	$	251,484		$	11,245		$	11,755		$	-	$	274,484
	Commercial loans		24,427			318			368			-		25,113
	Total	$	275,911		$	11,563		$	12,123		$	-	$	299,597
	For residential real estate loans, construction loans and consumer loans, the Company evaluates credit quality based on the performance of the individual credits.  The following table presents the recorded investment in the loan classes based on payment activity as of September 30, 2013 and December 31, 2012 (in thousands):
		Performing			Nonperforming			Total
	30-Sep-13
	Residential real estate loans	$	158,083		$	1,951		$	160,034
	Construction		20,146			-			20,146
	Consumer loans		15,379			-			15,379
	Total	$	193,608		$	1,951		$	195,559
		Performing			Nonperforming			Total
	31-Dec-12
	Residential real estate loans	$	147,197		$	2,846		$	150,043
	Construction		13,435			-			13,435
	Consumer loans		14,154			-			14,154
	Total	$	174,786		$	2,846		$	177,632
Loan Portfolio Summarized by the Past Due Status [Table Text Block]	'
		Current			31-60 Days Past Due			61-90 Days Past Due			Greater than 90 Days Past Due and still accruing		Non-Accrual		Total Past Due and Non-Accrual		Total Loans
	30-Sep-13
	Real Estate loans
	Residential	$	157,035		$	1,038		$	10		$	-	$	1,951	$	2,999	$	160,034
	Commercial		254,215			2,038			2,798			-		8,334		13,170		267,385
	Construction		20,146			-			-			-		-		-		20,146
	Commercial  loans		24,490			30			-			-		-		30		24,520
	Consumer  loans		15,336			43			-			-		-		43		15,379
	Total	$	471,222		$	3,149		$	2,808		$	-	$	10,285	$	16,242	$	487,464
		Current			31-60 Days Past Due			61-90 Days Past Due			Greater than 90 Days Past Due and still accruing		Non-Accrual		Total Past Due and Non-Accrual		Total Loans
	31-Dec-12
	Real Estate loans
	Residential	$	146,847		$	94		$	256		$	-	$	2,846	$	3,196	$	150,043
	Commercial		261,527			2,333			598			-		10,026		12,957		274,484
	Construction		13,363			72			-			-		-		72		13,435
	Commercial  loans		24,785			-			-			-		328		328		25,113
	Consumer  loans		14,029			114			11			-		-		125		14,154
	Total	$	460,551		$	2,613		$	865		$	-	$	13,200	$	16,678	$	477,229
Allowance for Loan Losses and Recorded Investment in Financing Receivables [Table Text Block]	'
	The following table presents the allowance for loan losses by the classes of the loan portfolio:
	(In thousands)	Residential Real Estate			Commercial Real Estate			Construction			Commercial		Consumer		Total
	Beginning balance, December 31, 2012	$	1,797		$	3,183		$	119		$	223	$	180	$	5,502
	Charge Offs		-547			-1,308			-40			-		-74		-1,969
	Recoveries		9			-			-			-		17		26
	Provision Expense		406			1,288			329			-76		53		2,000
	Ending balance, September 30, 2013	$	1,665		$	3,163		$	408		$	147	$	176	$	5,559
	Ending balance individually evaluated	$	-		$	-		$	-		$	-	$	-	$	-
	for impairment
	Ending balance collectively evaluated	$	1,665		$	3,163		$	408		$	147	$	176	$	5,559
	for impairment
	(In thousands)	Residential Real Estate			Commercial Real Estate			Construction			Commercial		Consumer		Total
	Beginning balance, June 30, 2013	$	1,764		$	3,318		$	363		$	147	$	157	$	5,749
	Charge Offs		-157			-380			-40			-		-28		-605
	Recoveries		9			-			-			-		6		15
	Provision Expense		49			225			85			-		41		400
	Ending balance, September 30, 2013	$	1,665			3,163			408			147		176	$	5,559
	(In thousands)	Residential Real Estate			Commercial Real Estate			Construction			Commercial		Consumer		Total
	Beginning balance, December 31, 2011	$	1,257		$	3,838		$	72		$	147	$	144	$	5,458
	Charge Offs		-402			-1,316			-7			-23		-46		-1,794
	Recoveries		6			1			-			-		20		27
	Provision Expense		836			594			10			158		52		1,650
	Ending balance, September 30, 2012	$	1,697		$	3,117		$	75		$	282	$	170	$	5,341
	Ending balance individually evaluated	$	-		$	89		$	-		$	-	$	-	$	89
	for impairment
	Ending balance collectively evaluated	$	1,697		$	3,028		$	75		$	282	$	170	$	5,252
	for impairment
	(In thousands)	Residential Real Estate			Commercial Real Estate			Construction			Commercial		Consumer		Total
	Beginning balance, June 30, 2012	$	1,559		$	3,691		$	87		$	263	$	175	$	5,775
	Charge Offs		-94			-1,220			-			-23		-13		-1,350
	Recoveries		5			1			-			-		10		16
	Provision Expense		227			645			-12			42		-2		900
	Ending balance, September 30, 2012	$	1,697		$	3,117		$	75		$	282	$	170	$	5,341

Fair_Value_Measurements_Tables

Fair Value Measurements (Tables)	9 Months Ended
	Sep. 30, 2013
Fair Value Measurements [Abstract]	'
Fair Value, Assets Measured on Recurring Basis [Table Text Block]	'
			Fair Value Measurement Using
			Reporting Date
	Description		Total			(Level 1)			(Level 2)			(Level 3)
			(In thousands)
	30-Sep-13
	Available for Sale:
	U.S. Government agencies		$	27,519		$	-		$	27,519		$	-
	States and political subdivisions			63,794			-			63,794			-
	Corporate obligations			4,754			-			4,754			-
	Mortgage-backed securities-government
	sponsored agencies			54,494			-			54,494			-
	Equity securities-financial services			343			343			-			-
	Total		$	150,904		$	343		$	150,561		$	-
	31-Dec-12
	Available for Sale:
	U.S. Government agencies		$	13,092		$	-		$	13,092		$	-
	States and political subdivisions			58,786			-			58,786			-
	Corporate obligations			8,868			-			8,868			-
	Mortgage-backed securities-government									64,325
	sponsored agencies			64,325			-						-
	Equity securities-financial services			319			319			-			-
	Total		$	145,390		$	319		$	145,071		$	-
Fair Value, Assets Measured on Nonrecurring Basis [Table Text Block]	'
						Fair Value Measurement Using Reporting Date
	(In thousands)
	Description		Total			(Level 1)			(Level 2)			(Level 3)
	30-Sep-13
	Impaired Loans		$	9,369		$	-		$	-		$	9,369
	Foreclosed Real Estate Owned			993			-			-			993
	31-Dec-12
	Impaired Loans		$	11,616		$	-		$	-		$	11,616
	Foreclosed Real Estate Owned			852			-			-			852
Fair Value, Assets and Liabilities Measured on Nonrecurring Basis, Valuation Techniques [Table Text Block]	'
			Quantitative Information about Level 3 Fair Value Measurements
	(In thousands)	Fair Value Estimate			Valuation Techniques	Unobservable Input		Range (Weighted Average)
	30-Sep-13
	Impaired loans	$	9,369		Appraisal of collateral(1)	Appraisal adjustments(2)		10% (10.0)%
	Foreclosed real estate owned	$	993		Appraisal of collateral(1)	Liquidation Expenses(2)		10%
		Quantitative Information about Level 3 Fair Value Measurements
	(In thousands)	Fair Value Estimate			Valuation Techniques	Unobservable Input		Range (Weighted Average)
	31-Dec-12
	Impaired loans	$	11,616		Appraisal of collateral(1)	Appraisal adjustments(2)		0-30% (24.10%)
	Foreclosed real estate owned	$	852		Appraisal of collateral(1)	Liquidation Expenses(2)		20%
	-1	Fair value is generally determined through independent appraisals of the underlying collateral, which generally include various Level 3 inputs which are not identifiable, less any associated allowance.
	-2	Appraisals may be adjusted by management for qualitative factors such as economic conditions and estimated liquidation expenses.  The range and weighted average of liquidation expenses and other appraisal adjustments are presented as a percent of the appraisal.
Fair Value, by Balance Sheet Grouping [Table Text Block]	'
		Fair Value Measurements at September 30, 2013
								Quoted Prices in Active			Significant Other Observable			Significant Unobservable Inputs
								Markets for Identical Assets			Inputs
		Carrying Amount			Fair Value			(Level 1)			(Level 2)			(Level 3)
	Financial assets:
	Cash and cash equivalents	$	27,414		$	27,414		$	27,414		$	-		$	-
	Securities		151,078			151,080			343			150,737			-
	Loans receivable, net		481,409			490,413			-			-			490,413
	Mortgage servicing rights		210			210			-			-			210
	Regulatory Stock		2,141			2,141			2,141			-			-
	Bank owned life insurance		14,653			14,653			14,653			-			-
	Accrued interest receivable		2,373			2,373			2,373			-			-
	Financial liabilities:
	Deposits		548,698			549,844			346,586			-			203,258
	Short-term borrowings		38,466			38,466			38,466			-			-
	Other borrowings		19,956			22,155			-			-			22,155
	Accrued interest payable		1,075			1,075			1,075			-			-
	Off-balance sheet financial instruments:
	Commitments to extend credit and		-			-			-			-			-
	outstanding letters of credit
		Fair Value Measurements at December 31, 2012
								Quoted Prices in Active			Significant Other Observable			Significant Unobservable Inputs
								Markets for Identical Assets			Inputs
		Carrying Amount			Fair Value			(Level 1)			(Level 2)			(Level 3)
	Financial assets:
	Cash and cash equivalents	$	12,295		$	12,295		$	12,295		$	-		$	-
	Securities		145,563			145,567			319			145,248			-
	Loans receivable, net		471,208			485,848			-			-			485,848
	Mortgage servicing rights		243			243			-			243			-
	Regulatory stock		2,630			2,630			2,630			-			-
	Bank owned life insurance		15,357			15,357			15,357			-			-
	Accrued interest receivable		2,393			2,393			2,393			-			-
	Financial liabilities:
	Deposits		524,425			526,081			313,166			-			212,915
	Short-term borrowings		28,697			28,697			28,697			-			-
	Other borrowings		22,487			25,426			-			-			25,426
	Accrued interest payable		1,242			1,242			1,242			-			-
	Off-balance sheet financial instruments:
	Commitments to extend credit and		-			-			-			-			-
	outstanding letters of  credit

Earnings_Per_Share_Details

Earnings Per Share (Details) (USD $)	3 Months Ended			9 Months Ended
	Sep. 30, 2013	Mar. 31, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	Dec. 31, 2012
Earnings Per Share [Abstract]	'	'	'	'	'	'
Common Stock, Dividend Rate, Percentage	'	10.00%	'	10.00%	'	'
Denominator for basic earnings per share, weighted average shares	3,626,000	'	3,606,000	3,624,000	3,607,000	'
Effect of dilutive securities, employee stock options	12,000	'	9,000	13,000	5,000	'
Denominator for diluted earnings per share, adjusted weighted average shares and assumed conversions	3,638,000	'	3,615,000	3,637,000	3,612,000	'
Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount	'	'	'	0	66,000	'
Share Price	$28.95	'	$27.45	$28.95	$27.45	$27.05

StockBased_Compensation_Summar

Stock-Based Compensation (Summary of Stock Option Activity) (Details) (USD $)	9 Months Ended		12 Months Ended
In Thousands, except Share data, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Dec. 31, 2012
Stock-Based Compensation [Abstract]	'	'	'
Options, Outstanding, beginning of year	225,670	'	'
Options, Granted	1,100	'	'
Options, Exercised	-12,933	'	'
Options, Forfeited	-7,825	'	'
Options, Outstanding, end of year	206,012	'	225,670
Options, Exercisable, end of year	176,862	'	'
Weighted Average Exercise Price Per Share, Outstanding, beginning of year	$26.39	'	'
Weighted Average Exercise Price Per Share, Granted	$27.55	'	'
Weighted Average Exercise Price Per Share, Exercised	$24.77	'	'
Weighted Average Exercise Price Per Share, Forfeited	$29.33	'	'
Weighted Average Exercise Price Per Share, Outstanding, end of year	$26.39	'	$26.39
Weighted Average Exercise Price Per Share, Exercisable, end of year	$26.28	'	'
Weighted Average Remaining Contractual Term, Outstanding,	'5 years 6 months	'	'6 years 1 month 6 days
Weighted Average Remaining Contractual Term, Granted in Period	'9 years 2 months 12 days	'	'
Weighted Average Remaining Contractual Term, Exercised During Period	'4 years 2 months 12 days	'	'
Weighted Average Remaining Contractual Term, Forfeited During Period	'4 years 8 months 12 days	'	'
Weighted Average Remaining Contractual Term, Outstanding,	'5 years 6 months	'	'6 years 1 month 6 days
Weighted Average Remaining Contractual Term, Exercisable at End of Period	'4 years 9 months 18 days	'	'
Aggregate Intrinsic Value, Outstanding,	$256	'	'
Aggregate Intrinsic Value, Outstanding, end of year	527	'	256
Aggregate Intrinsic Value, Exercisable, end of year	472	'	'
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period	'12 months	'	'
Employee Service Share-based Compensation, Nonvested Awards, Compensation Cost Not yet Recognized	40	'	'
Share Price	$28.95	$27.45	$27.05
Proceeds from Stock Options Exercised	320	99	'
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Intrinsic Value	$527	'	$256

StockBased_Compensation_Narrat

Stock-Based Compensation (Narrative) (Details) (USD $)	3 Months Ended	9 Months Ended
In Thousands, except Share data, unless otherwise specified	Mar. 31, 2013	Sep. 30, 2013	Dec. 31, 2012	Sep. 30, 2012
Stock-Based Compensation [Abstract]	'	'	'	'
Options, Granted	'	1,100	'	'
Options, Exercised	'	-12,933	'	'
Share Price	'	$28.95	$27.05	$27.45
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period	'	'12 months	'	'
Employee Service Share-based Compensation, Nonvested Awards, Compensation Cost Not yet Recognized	'	$40	'	'
Common Stock, Dividend Rate, Percentage	10.00%	10.00%	'	'

Accumulated_Other_Comprehensiv2

Accumulated Other Comprehensive Income (Components of Accumulated Other Comprehensive Income and Accumulated Other Comprehensive Income) (Details) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Beginning balance	'	'	$2,797	'
Other comprehensive loss	-385	461	-4,369	305
Ending balance	-1,572	'	-1,572	'
Unrealized gains on available for sale securities [Member]	'	'	'	'
Beginning balance	-1,187	'	2,797	'
Other comprehensive loss before reclassification	-255	'	-3,980	'
Amount reclassified from accumulated other comprehensive income	-130	'	-389	'
Other comprehensive loss	-385	'	-4,369	'
Ending balance	($1,572)	'	($1,572)	'

Accumulated_Other_Comprehensiv3

Accumulated Other Comprehensive Income (Items Reclassified Out of Each Component of OCI) (Details) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]	'	'	'	'
Net realized gains on sales of securities	$198	$631	$590	$1,318
Income tax expense	-777	-786	-1,930	-2,419
Net Income	2,136	2,200	6,284	6,644
Unrealized gains on available for sale securities [Member] | Reclassification out of Accumulated Other Comprehensive Income [Member]	'	'	'	'
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]	'	'	'	'
Net realized gains on sales of securities	198	'	590	'
Income tax expense	-68	'	-201	'
Net Income	$130	'	$389	'

OffBalance_Sheet_Financial_Ins2

Off-Balance Sheet Financial Instruments and Guarantees (Table) (Details) (USD $)	Sep. 30, 2013	Sep. 30, 2012
In Thousands, unless otherwise specified
Loss Contingencies [Line Items]	'	'
Financial Instrument Commitments	$76,811	$86,655
Unfunded availability under loan commitments [Member]	'	'
Loss Contingencies [Line Items]	'	'
Financial Instrument Commitments	23,223	38,297
Unfunded commitments under lines of credit [Member]	'	'
Loss Contingencies [Line Items]	'	'
Financial Instrument Commitments	46,597	37,081
Standby letters of credit [Member]	'	'
Loss Contingencies [Line Items]	'	'
Financial Instrument Commitments	$6,991	$11,277

Securities_Amortized_Cost_and_

Securities (Amortized Cost and Fair Values of Securities) (Details) (USD $)	9 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
Schedule of Investments [Line Items]	'	'
Available for Sale, Amortized Cost	$153,282	$141,150
Available-for-sale Securities, Gross Unrealized Gains	1,350	4,446
Available for Sale, Gross Unrealized Losses	-3,728	-206
Available for Sale, Fair Value	150,904	145,390
Held to Maturity, Amortized Cost	174	173
Held to Maturity, Fair Value	176	177
U.S. Government Agencies [Member]	'	'
Schedule of Investments [Line Items]	'	'
Available for Sale, Amortized Cost	28,259	13,076
Available-for-sale Securities, Gross Unrealized Gains	5	36
Available for Sale, Gross Unrealized Losses	-745	-20
Available for Sale, Fair Value	27,519	13,092
States and political subdivisions [Member]	'	'
Schedule of Investments [Line Items]	'	'
Available for Sale, Amortized Cost	64,413	55,864
Available-for-sale Securities, Gross Unrealized Gains	942	2,995
Available for Sale, Gross Unrealized Losses	-1,561	-73
Available for Sale, Fair Value	63,794	58,786
Held to Maturity, Amortized Cost	174	173
Held to Maturity, Gross Unrealized Gains	2	4
Held to Maturity, Fair Value	176	177
Corporate obligations [Member]	'	'
Schedule of Investments [Line Items]	'	'
Available for Sale, Amortized Cost	4,690	8,521
Available-for-sale Securities, Gross Unrealized Gains	138	347
Available for Sale, Gross Unrealized Losses	-74	'
Available for Sale, Fair Value	4,754	8,868
Mortgage-backed securities-government sponsored entities [Member]	'	'
Schedule of Investments [Line Items]	'	'
Available for Sale, Amortized Cost	55,628	63,397
Available-for-sale Securities, Gross Unrealized Gains	214	1,041
Available for Sale, Gross Unrealized Losses	-1,348	-113
Available for Sale, Fair Value	54,494	64,325
Equity securities-financial services [Member]	'	'
Schedule of Investments [Line Items]	'	'
Available for Sale, Amortized Cost	292	292
Available-for-sale Securities, Gross Unrealized Gains	51	27
Available for Sale, Fair Value	$343	$319

Securities_Investments_Gross_U

Securities (Investments' Gross Unrealized Losses and Fair Value) (Details) (USD $)	9 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
Schedule of Investments [Line Items]	'	'
Less than 12 Months, Fair Value	$86,481	$30,076
Less than 12 Months, Unrealized Losses	-3,706	-206
12 Months or More, Fair Value	1,592	'
12 Months or More, Unrealized Losses	-22	'
Total, Fair Value	88,073	30,076
Total, Unrealized Losses	-3,728	-206
U.S. Government Agencies [Member]	'	'
Schedule of Investments [Line Items]	'	'
Less than 12 Months, Fair Value	25,401	7,056
Less than 12 Months, Unrealized Losses	-745	-20
Total, Fair Value	25,401	7,056
Total, Unrealized Losses	-745	-20
States and political subdivisions [Member]	'	'
Schedule of Investments [Line Items]	'	'
Less than 12 Months, Fair Value	24,672	5,821
Less than 12 Months, Unrealized Losses	-1,550	-73
12 Months or More, Fair Value	772	'
12 Months or More, Unrealized Losses	-11	'
Total, Fair Value	25,444	5,821
Total, Unrealized Losses	-1,561	-73
Corporate obligations [Member]	'	'
Schedule of Investments [Line Items]	'	'
Less than 12 Months, Fair Value	2,505	'
Less than 12 Months, Unrealized Losses	-74	'
Total, Fair Value	2,505	'
Total, Unrealized Losses	-74	'
Mortgage-backed securities-government sponsored entities [Member]	'	'
Schedule of Investments [Line Items]	'	'
Less than 12 Months, Fair Value	33,903	17,199
Less than 12 Months, Unrealized Losses	-1,337	-113
12 Months or More, Fair Value	820	'
12 Months or More, Unrealized Losses	-11	'
Total, Fair Value	34,723	17,199
Total, Unrealized Losses	($1,348)	($113)
Less than 12 Months [Member]	'	'
Schedule of Investments [Line Items]	'	'
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions	107	'
12 Months or More [Member]	'	'
Schedule of Investments [Line Items]	'	'
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions	2	'

Securities_Securities_by_Contr

Securities (Securities by Contractual Maturity) (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Securities [Abstract]	'	'
Available for Sale, Amortized Cost, Due in one year or less	$2,418	'
Available for Sale, Amortized Cost, Due after one year through five years	13,948	'
Available for Sale, Amortized Cost, Due after five years through ten years	38,573	'
Available for Sale, Amortized Cost, Due after ten years	42,423	'
Available for Sale, Amortized Cost, Mortgage-backed securities- government sponsored agencies	55,628	'
Available for Sale, Amortized Cost, Total	152,990	'
Available for Sale, Fair Value, Due in one year or less	2,436	'
Available for Sale, Fair Value, Due after one year through five years	14,009	'
Available for Sale, Fair Value, Due after five years through ten years	38,015	'
Available for Sale, Fair Value, Due after ten years	41,607	'
Available for Sale, Fair Value, Mortgage-backed securities- government sponsored agencies	54,494	'
Available for Sale, Fair Value, Total	150,561	'
Held to Maturity, Amortized Cost, Due in one year or less	174	'
Held-to-maturity Securities, Total	174	173
Held to Maturity, Fair Value, Due in one year or less	176	'
Held to Maturity, Fair Value	$176	$177

Securities_Gross_Realized_Gain

Securities (Gross Realized Gains and Losses on Sales of Securities Available-for-Sale) (Details) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Securities [Abstract]	'	'	'	'
Gross realized gains	$198	$631	$608	$1,318
Gross realized losses	'	'	-18	'
Net realized gain	198	631	590	1,318
Proceeds from sale of securities	$14,663	$15,549	$29,962	$23,265

Loans_Receivable_and_Allowance2

Loans Receivable and Allowance for Loan Losses (Composition of Loans Receivable) (Details) (USD $)	Sep. 30, 2013	Jun. 30, 2013	Dec. 31, 2012	Sep. 30, 2012	Jun. 30, 2012	Dec. 31, 2011
In Thousands, unless otherwise specified
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'	'	'	'
Loans and Leases Receivable, Gross	$487,464	'	$477,229	'	'	'
Deferred fees (net)	-496	'	-519	'	'	'
Loans receivable, net of unearned income	486,968	'	476,710	'	'	'
Allowance for loan losses	-5,559	-5,749	-5,502	-5,341	-5,775	-5,458
Loans and Leases Receivable, Net Reported Amount	481,409	'	471,208	'	'	'
Percent of Loans	100.00%	'	100.00%	'	'	'
Residential Real Estate Loans [Member]	'	'	'	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'	'	'	'
Loans and Leases Receivable, Gross	160,034	'	150,043	'	'	'
Percent of Loans	32.80%	'	31.40%	'	'	'
Commercial Real Estate Loans [Member]	'	'	'	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'	'	'	'
Loans and Leases Receivable, Gross	267,385	'	274,484	'	'	'
Percent of Loans	54.90%	'	57.50%	'	'	'
Construction Real Estate Loans [Member]	'	'	'	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'	'	'	'
Loans and Leases Receivable, Gross	20,146	'	13,435	'	'	'
Percent of Loans	4.10%	'	2.80%	'	'	'
Commercial Loans [Member]	'	'	'	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'	'	'	'
Loans and Leases Receivable, Gross	24,520	'	25,113	'	'	'
Percent of Loans	5.00%	'	5.30%	'	'	'
Consumer Loans [Member]	'	'	'	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'	'	'	'
Loans and Leases Receivable, Gross	$15,379	'	$14,154	'	'	'
Percent of Loans	3.20%	'	3.00%	'	'	'

Loans_Receivable_and_Allowance3

Loans Receivable and Allowance for Loan Losses (Changes in the Accretable Yield for Purchased Credit Impaired Loans) (Details) (USD $)	9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012
Loans Receivable and Allowance for Loan Losses [Abstract]	'	'
Balance at beginning of period	$76	$171
Accretion	-49	-71
Balance at end of period	$27	$100

Loans_Receivable_and_Allowance4

Loans Receivable and Allowance for Loan Losses (Loans Acquired and Accounted for in Accordance with ASC 310-30) (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Loans Receivable and Allowance for Loan Losses [Abstract]	'	'
Acquired Loans with Specific Evidence of Deterioration in Credit Quality, Outstanding Balance	$1,121	$1,145
Acquired Loans with Specific Evidence of Deterioration in Credit Quality, Carrying Amount	$1,094	$1,069

Loans_Receivable_and_Allowance5

Loans Receivable and Allowance for Loan Losses (Impaired Loans and Related Interest Income by Loan Portfolio Class) (Details) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	Dec. 31, 2012
Financing Receivable, Impaired [Line Items]	'	'	'	'	'
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	$9,369	'	$9,369	'	$11,074
Impaired Financing Receivable, with Related Allowance, Recorded Investment	'	'	'	'	551
Impaired Financing Receivable, Recorded Investment	9,369	'	9,369	'	11,625
Unpaid Principal Balance, With no related allowance recorded	9,395	'	9,395	'	11,150
Unpaid Principal Balance, With an allowance recorded	'	'	'	'	551
Unpaid Principal Balance, Total	9,395	'	9,395	'	11,701
Associated Allowance	'	'	'	'	9
Average Recorded Investment, Total	9,369	14,916	10,375	13,622	'
Interest Income Recognized, Total	32	72	51	210	'
Residential Real Estate Loans [Member]	'	'	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'	'	'
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	245	'	245	'	270
Impaired Financing Receivable, Recorded Investment	245	'	245	'	270
Unpaid Principal Balance, With no related allowance recorded	254	'	254	'	286
Unpaid Principal Balance, Total	254	'	254	'	286
Average Recorded Investment, Total	245	275	255	284	'
Interest Income Recognized, Total	2	1	4	4	'
Commercial Real Estate Loans [Member]	'	'	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'	'	'
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	9,124	'	9,124	'	10,494
Impaired Financing Receivable, with Related Allowance, Recorded Investment	'	'	'	'	551
Impaired Financing Receivable, Recorded Investment	9,124	'	9,124	'	11,045
Unpaid Principal Balance, With no related allowance recorded	9,141	'	9,141	'	10,554
Unpaid Principal Balance, With an allowance recorded	'	'	'	'	551
Unpaid Principal Balance, Total	9,141	'	9,141	'	11,105
Associated Allowance	'	'	'	'	9
Average Recorded Investment, Total	9,124	13,536	10,120	12,937	'
Interest Income Recognized, Total	30	71	47	206	'
Commercial Loans [Member]	'	'	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'	'	'
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	'	'	'	'	310
Impaired Financing Receivable, Recorded Investment	'	'	'	'	310
Unpaid Principal Balance, With no related allowance recorded	'	'	'	'	310
Unpaid Principal Balance, Total	'	'	'	'	310
Average Recorded Investment, Total	'	$385	'	$401	'

Loans_Receivable_and_Allowance6

Loans Receivable and Allowance for Loan Losses (Troubled Debt Restructurings) (Details) (USD $)	9 Months Ended	12 Months Ended	9 Months Ended		3 Months Ended	9 Months Ended
	Sep. 30, 2013	Dec. 31, 2012	Sep. 30, 2013	Sep. 30, 2013	Sep. 30, 2013	Sep. 30, 2013
			Customer with Decrease in Borrower's Debt [Member]	Customers with Extended Periods of Principal Deferrals [Member]	Commercial Loans [Member]	Commercial Loans [Member]
					loan	loan
Financing Receivable, Impaired [Line Items]	'	'	'	'	'	'
Financing Receivable, Modifications, Number of Contracts	'	'	'	'	3	4
Financing Receivable, Modifications, Pre-Modification Recorded Investment	'	'	'	'	$2,165,000	$3,424,000
Financing Receivable, Modifications, Post-Modification Recorded Investment	'	'	'	'	2,165,000	3,424,000
New Loans Identified as Troubled Debt Restructurings	3,400,000	'	1,200,000	2,200,000	'	'
Financing Receivables, Impaired, Troubled Debt Restructuring, Write-down	'	9,000	'	'	'	'
Financing Receivable, Modifications, Recorded Investment	$7,700,000	$5,600,000	'	'	'	'

Loans_Receivable_and_Allowance7

Loans Receivable and Allowance for Loan Losses (Classes of the Loan Portfolio Summarized by the Aggregate Risk Rating) (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Pass [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Financing Receivable, Net	$264,737	$275,911
Special Mention [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Financing Receivable, Net	17,371	11,563
Substandard [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Financing Receivable, Net	9,797	12,123
Performing Financing Receivable [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Financing Receivable, Net	193,608	174,786
Nonperforming Financing Receivable [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Financing Receivable, Net	1,951	2,846
Total Summarized by Aggregate Risk Rating [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Financing Receivable, Net	291,905	299,597
Total Summarized by Performance of Individual Credits [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Financing Receivable, Net	195,559	177,632
Commercial Real Estate Loans [Member] | Pass [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Financing Receivable, Net	240,217	251,484
Commercial Real Estate Loans [Member] | Special Mention [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Financing Receivable, Net	17,371	11,245
Commercial Real Estate Loans [Member] | Substandard [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Financing Receivable, Net	9,797	11,755
Commercial Real Estate Loans [Member] | Total Summarized by Aggregate Risk Rating [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Financing Receivable, Net	267,385	274,484
Commercial Loans [Member] | Pass [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Financing Receivable, Net	24,520	24,427
Commercial Loans [Member] | Special Mention [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Financing Receivable, Net	'	318
Commercial Loans [Member] | Substandard [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Financing Receivable, Net	'	368
Commercial Loans [Member] | Total Summarized by Aggregate Risk Rating [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Financing Receivable, Net	24,520	25,113
Residential Real Estate Loans [Member] | Performing Financing Receivable [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Financing Receivable, Net	158,083	147,197
Residential Real Estate Loans [Member] | Nonperforming Financing Receivable [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Financing Receivable, Net	1,951	2,846
Residential Real Estate Loans [Member] | Total Summarized by Performance of Individual Credits [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Financing Receivable, Net	160,034	150,043
Construction Real Estate Loans [Member] | Performing Financing Receivable [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Financing Receivable, Net	20,146	13,435
Construction Real Estate Loans [Member] | Total Summarized by Performance of Individual Credits [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Financing Receivable, Net	20,146	13,435
Consumer Loans [Member] | Performing Financing Receivable [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Financing Receivable, Net	15,379	14,154
Consumer Loans [Member] | Total Summarized by Performance of Individual Credits [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Financing Receivable, Net	$15,379	$14,154

Loans_Receivable_and_Allowance8

Loans Receivable and Allowance for Loan Losses (Loan Portfolio Summarized by the Past Due Status) (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Current	$471,222	$460,551
31-60 Days Past Due	3,149	2,613
61-90 Days Past Due	2,808	865
Non-Accrual	10,285	13,200
Total Past Due and Non-Accrual	16,242	16,678
Total Loans	487,464	477,229
Residential Real Estate Loans [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Current	157,035	146,847
31-60 Days Past Due	1,038	94
61-90 Days Past Due	10	256
Non-Accrual	1,951	2,846
Total Past Due and Non-Accrual	2,999	3,196
Total Loans	160,034	150,043
Construction Real Estate Loans [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Current	20,146	13,363
31-60 Days Past Due	'	72
Total Past Due and Non-Accrual	'	72
Total Loans	20,146	13,435
Commercial Real Estate Loans [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Current	254,215	261,527
31-60 Days Past Due	2,038	2,333
61-90 Days Past Due	2,798	598
Non-Accrual	8,334	10,026
Total Past Due and Non-Accrual	13,170	12,957
Total Loans	267,385	274,484
Commercial Loans [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Current	24,490	24,785
31-60 Days Past Due	30	'
Non-Accrual	'	328
Total Past Due and Non-Accrual	30	328
Total Loans	24,520	25,113
Consumer Loans [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Current	15,336	14,029
31-60 Days Past Due	43	114
61-90 Days Past Due	'	11
Total Past Due and Non-Accrual	43	125
Total Loans	$15,379	$14,154

Loans_Receivable_and_Allowance9

Loans Receivable and Allowance for Loan Losses (Allowance for Loan Losses and Recorded Investment in Financing Receivables) (Details) (USD $)

3 Months Ended

9 Months Ended

9 Months Ended

3 Months Ended

9 Months Ended

3 Months Ended

9 Months Ended

3 Months Ended

9 Months Ended

3 Months Ended

9 Months Ended

3 Months Ended

9 Months Ended

In Thousands, unless otherwise specified

Sep. 30, 2013

Sep. 30, 2012

Sep. 30, 2013

Sep. 30, 2012

Dec. 31, 2012

Sep. 30, 2013

Sep. 30, 2013

Sep. 30, 2013

Sep. 30, 2012

Sep. 30, 2013

Sep. 30, 2012

Dec. 31, 2012

Sep. 30, 2013

Sep. 30, 2012

Sep. 30, 2013

Sep. 30, 2012

Dec. 31, 2012

Sep. 30, 2013

Sep. 30, 2012

Sep. 30, 2013

Sep. 30, 2012

Dec. 31, 2012

Sep. 30, 2012

Sep. 30, 2013

Sep. 30, 2012

Jun. 30, 2013

Dec. 31, 2012

Sep. 30, 2013

Sep. 30, 2012

Sep. 30, 2013

Sep. 30, 2012

Dec. 31, 2012

Hospitality Lodging Industry [Member]

Property Owners' Associations [Member]

Residential Real Estate Loans [Member]

Residential Real Estate Loans [Member]

Residential Real Estate Loans [Member]

Residential Real Estate Loans [Member]

Residential Real Estate Loans [Member]

Commercial Real Estate Loans [Member]

Commercial Real Estate Loans [Member]

Commercial Real Estate Loans [Member]

Commercial Real Estate Loans [Member]

Commercial Real Estate Loans [Member]

Construction Real Estate Loans [Member]

Construction Real Estate Loans [Member]

Construction Real Estate Loans [Member]

Construction Real Estate Loans [Member]

Construction Real Estate Loans [Member]

Commercial Loans [Member]

Commercial Loans [Member]

Commercial Loans [Member]

Commercial Loans [Member]

Commercial Loans [Member]

Consumer Loans [Member]

Consumer Loans [Member]

Consumer Loans [Member]

Consumer Loans [Member]

Consumer Loans [Member]

Financing Receivable, Allowance for Credit Losses [Line Items]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Individually evaluated for impairment

$8,275

'

$8,275

'

$10,556

'

'

'

'

'

'

'

$8,275

'

$8,275

'

$10,246

'

'

'

'

'

'

'

'

'

$310

'

'

'

'

'

Collectively evaluated for impairment

478,095

'

478,095

'

465,604

'

'

159,789

'

159,789

'

149,773

258,261

'

258,261

'

263,439

20,146

'

20,146

'

13,435

'

24,520

'

'

24,803

15,379

'

15,379

'

14,154

Total Loans

487,464

'

487,464

'

477,229

37,400

12,600

160,034

'

160,034

'

150,043

267,385

'

267,385

'

274,484

20,146

'

20,146

'

13,435

'

24,520

'

'

25,113

15,379

'

15,379

'

14,154

Beginning balance,

5,749

5,775

5,502

5,458

'

'

'

1,764

1,559

1,797

1,257

'

3,318

3,691

3,183

3,838

'

363

87

119

72

'

263

223

147

147

'

157

175

180

144

'

Charge Offs

-605

-1,350

-1,969

-1,794

'

'

'

-157

-94

-547

-402

'

-380

-1,220

-1,308

-1,316

'

-40

'

-40

-7

'

-23

'

-23

'

'

-28

-13

-74

-46

'

Recoveries

15

16

26

27

'

'

'

9

5

9

6

'

'

1

'

1

'

'

'

'

'

'

'

'

'

'

'

6

10

17

20

'

Provision for loan losses

400

900

2,000

1,650

'

'

'

49

227

406

836

'

225

645

1,288

594

'

85

-12

329

10

'

42

-76

158

'

'

41

-2

53

52

'

Ending balance,

5,559

5,341

5,559

5,341

'

'

'

1,665

1,697

1,665

1,697

'

3,163

3,117

3,163

3,117

'

408

75

408

75

'

282

147

282

147

'

176

170

176

170

'

Ending balance individually evaluated for impairment

'

89

'

89

'

'

'

'

'

'

'

'

'

89

'

89

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Loans acquired with deteriorated credit quality

1,094

'

1,094

'

1,069

'

'

245

'

245

'

270

849

'

849

'

799

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Ending balance collectively evaluated for impairment

5,559

5,252

5,559

5,252

'

'

'

1,665

1,697

1,665

1,697

'

3,163

3,028

3,163

3,028

'

408

75

408

75

'

282

147

282

'

'

176

170

176

170

'

Gross Realized Gains on Loans

0

88

32

163

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Gross Realized Losses on Loans

0

0

7

0

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Concentration Risk, Percentage

'

'

'

'

'

39.50%

13.30%

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Proceeds from Sale of Mortgage Loans Held-for-sale

$0

$2,200

$1,634

$4,506

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Fair_Value_Measurements_Fair_V

Fair Value Measurements (Fair Value, Assets and Liabilities Measured on Recurring Basis) (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale Securities	$150,904	$145,390
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale Securities	343	319
Significant Other Observable Inputs (Level 2) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale Securities	150,561	145,071
U.S. Government Agencies [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale Securities	27,519	13,092
U.S. Government Agencies [Member] | Significant Other Observable Inputs (Level 2) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale Securities	27,519	13,092
States and political subdivisions [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale Securities	63,794	58,786
States and political subdivisions [Member] | Significant Other Observable Inputs (Level 2) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale Securities	63,794	58,786
Corporate obligations [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale Securities	4,754	8,868
Corporate obligations [Member] | Significant Other Observable Inputs (Level 2) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale Securities	4,754	8,868
Mortgage-backed securities-government sponsored entities [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale Securities	54,494	64,325
Mortgage-backed securities-government sponsored entities [Member] | Significant Other Observable Inputs (Level 2) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale Securities	54,494	64,325
Equity securities-financial services [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale Securities	343	319
Equity securities-financial services [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale Securities	$343	$319

Fair_Value_Measurements_Fair_V1

Fair Value Measurements (Fair Value, Assets and Liabilities Measured on Nonrecurring Basis) (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Impaired Loans [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets, Fair Value Disclosure, Nonrecurring	$9,369	$11,616
Impaired Loans [Member] | Significant Unobservable Inputs (Level 3) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets, Fair Value Disclosure, Nonrecurring	9,369	11,616
Foreclosed Real Estate Owned [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets, Fair Value Disclosure, Nonrecurring	993	852
Foreclosed Real Estate Owned [Member] | Significant Unobservable Inputs (Level 3) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets, Fair Value Disclosure, Nonrecurring	$993	$852

Fair_Value_Measurements_and_Fa

Fair Value Measurements and Fair Value of Financial Instruments (Additional Qualitative Information about Level 3 Assets) (Details) (USD $)	9 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
Impaired Loans [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets, Fair Value Disclosure, Nonrecurring	$9,369	$11,616
Fair Value Measurements, Valuation Techniques	'Appraisal of collateral(1)	'Appraisal of collateral(1)
Fair Value Disclosure, Unbservable Input Range	'Appraisal adjustments(2)	'Appraisal adjustments(2)
Impaired Loans [Member] | Minimum [Member] | Unobservable Inputs Appraisal Adjustments [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Fair Value Inputs, Discount Rate	10.00%	0.00%
Impaired Loans [Member] | Maximum [Member] | Unobservable Inputs Appraisal Adjustments [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Fair Value Inputs, Discount Rate	'	30.00%
Impaired Loans [Member] | Weighted Average [Member] | Unobservable Inputs Appraisal Adjustments [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Fair Value Inputs, Discount Rate	10.00%	24.10%
Foreclosed Real Estate Owned [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets, Fair Value Disclosure, Nonrecurring	$993	$852
Fair Value Measurements, Valuation Techniques	'Appraisal of collateral(1)	'Appraisal of collateral(1)
Fair Value Disclosure, Unbservable Input Range	'Liquidation Expenses(2)	'Liquidation Expenses(2)
Foreclosed Real Estate Owned [Member] | Minimum [Member] | Unobservable Inputs - Liquidation Expenses [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Fair Value Inputs, Discount Rate	10.00%	20.00%

Fair_Value_Measurements_Fair_V2

Fair Value Measurements (Fair Value, by Balance Sheet Grouping) (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012	Sep. 30, 2012	Dec. 31, 2011
In Thousands, unless otherwise specified
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'	'	'
Financial assets: Cash and due from banks, interest-bearing deposits with banks and federal funds sold, Fair Value Disclosure	$27,414	$12,295	'	'
Financial assets: Securities, Fair Value Disclosure	151,080	145,567	'	'
Financial assets: Loans receivable, net, Fair Value Disclosure	490,413	485,848	'	'
Financial assets: Mortgage servicing rights, Fair Value Disclosure	210	243	'	'
Financial assets: Regulatory stock, Fair Value Disclosure	2,141	2,630	'	'
Financial assets: Bank owned life insurance, Fair Value Disclosure	14,653	15,357	'	'
Financial assets: Accrued interest receivable, Fair Value Disclosure	2,373	2,393	'	'
Financial liabilities: Deposits, Fair Value Disclosure	549,844	526,081	'	'
Financial liabilities: Short-term borrowings, Fair Value Disclosure	38,466	28,697	'	'
Financial liabilities: Other borrowings, Fair Value Disclosure	22,155	25,426	'	'
Financial liabilities: Accrued interest payable, Fair Value Disclosure	1,075	1,242	'	'
Financial assets: Cash and due from banks, interest-bearing deposits with banks and federal funds sold	27,414	12,295	35,339	21,423
Financial assets: Securities	151,078	145,563	'	'
Financial assets: Loans receivable, net	481,409	471,208	'	'
Financial assets: Mortgage servicing rights	210	243	'	'
Financial assets: Investment in FHLB stock	2,141	2,630	'	'
Financial assets: Bank owned life insurance	14,653	15,357	'	'
Financial assets: Accrued interest receivable	2,373	2,393	'	'
Financial liabilities: Deposits	548,698	524,425	'	'
Financial liabilities: Short-term borrowings	38,466	28,697	'	'
Financial liabilities: Other borrowings	19,956	22,487	'	'
Financial liabilities: Accrued interest payable	1,075	1,242	'	'
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]	'	'	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'	'	'
Financial assets: Cash and due from banks, interest-bearing deposits with banks and federal funds sold, Fair Value Disclosure	27,414	12,295	'	'
Financial assets: Securities, Fair Value Disclosure	343	319	'	'
Financial assets: Regulatory stock, Fair Value Disclosure	2,141	2,630	'	'
Financial assets: Bank owned life insurance, Fair Value Disclosure	14,653	15,357	'	'
Financial assets: Accrued interest receivable, Fair Value Disclosure	2,373	2,393	'	'
Financial liabilities: Deposits, Fair Value Disclosure	346,586	313,166	'	'
Financial liabilities: Short-term borrowings, Fair Value Disclosure	38,466	28,697	'	'
Financial liabilities: Accrued interest payable, Fair Value Disclosure	1,075	1,242	'	'
Significant Other Observable Inputs (Level 2) [Member]	'	'	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'	'	'
Financial assets: Securities, Fair Value Disclosure	150,737	145,248	'	'
Financial assets: Mortgage servicing rights, Fair Value Disclosure	'	243	'	'
Significant Unobservable Inputs (Level 3) [Member]	'	'	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'	'	'
Financial assets: Loans receivable, net, Fair Value Disclosure	490,413	485,848	'	'
Financial assets: Mortgage servicing rights, Fair Value Disclosure	210	'	'	'
Financial liabilities: Deposits, Fair Value Disclosure	203,258	212,915	'	'
Financial liabilities: Other borrowings, Fair Value Disclosure	$22,155	$25,426	'	'