Norwood Financial (NWFL) 10-Q 9 May 14 2014 Q1 Quarterly report Financial data

Document_and_Entity_Informatio

Document and Entity Information	3 Months Ended
	Mar. 31, 2014	1-May-14
Document And Entity Information [Abstract]	'	'
Document Type	'10-Q	'
Amendment Flag	'false	'
Document Period End Date	31-Mar-14	'
Entity Registrant Name	'NORWOOD FINANCIAL CORP	'
Entity Central Index Key	'0001013272	'
Current Fiscal Year End Date	'--12-31	'
Entity Filer Category	'Accelerated Filer	'
Entity Common Stock, Shares Outstanding	'	3,637,971
Document Fiscal Year Focus	'2014	'
Document Fiscal Period Focus	'Q1	'

Consolidated_Balance_Sheets

Consolidated Balance Sheets (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
ASSETS	'	'
Cash and due from banks	$8,607	$7,528
Interest bearing deposits with banks	142	335
Cash and cash equivalents	8,749	7,863
Securities available for sale	156,165	158,132
Securities held to maturity, fair value 2014: $176, 2013: $177	175	174
Loans receivable (net of unearned income)	496,016	503,097
Less: Allowance for loan losses	5,727	5,708
Net loans receivable	490,289	497,389
Regulatory stock, at cost	2,741	2,877
Bank premises and equipment, net	7,031	7,125
Bank owned life insurance	17,930	17,790
Accrued interest receivable	2,330	2,422
Foreclosed real estate owned	1,364	1,009
Goodwill	9,715	9,715
Other intangibles	477	510
Deferred tax asset	4,294	4,819
Other assets	1,974	1,409
Total Assets	703,234	711,234
LIABILITIES	'	'
Deposits: Non-interest bearing demand	93,400	92,684
Deposits: Interest-bearing	446,676	448,498
Total deposits	540,076	541,182
Short-term borrowings	40,373	49,914
Other borrowings	23,373	23,761
Accrued interest payable	973	1,022
Other liabilities	4,239	3,491
Total Liabilities	609,034	619,370
STOCKHOLDERS' EQUITY	'	'
Common stock, $.10 par value per share, authorized 10,000,000; issued 3,708,718 shares	371	371
Surplus	35,050	35,010
Retained earnings	61,671	60,798
Treasury stock at cost: 2014: 71,297 shares, 2013: 64,628 shares	-1,892	-1,713
Accumulated other comprehensive income	-1,000	-2,602
Total Stockholders' Equity	94,200	91,864
Total Liabilities and Stockholders' Equity	$703,234	$711,234

Consolidated_Balance_Sheets_pa

Consolidated Balance Sheets (parenthetical) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, except Share data, unless otherwise specified
Consolidated Balance Sheets [Abstract]	'	'
Held-to-maturity Securities, Fair Value	$176	$177
Financing Receivable, Allowance for Credit Losses	$5,727	$5,708
Common Stock, Par or Stated Value Per Share	$0.10	$0.10
Common Stock, Shares Authorized	10,000,000	10,000,000
Common Stock, Shares, Issued	3,708,718	3,708,718
Treasury Stock, Shares	71,297	64,628

Consolidated_Statements_of_Inc

Consolidated Statements of Income (USD $)	3 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
INTEREST INCOME	'	'
Loans receivable, including fees	$5,980	$6,186
Securities	987	868
Other	1	3
Total interest income	6,968	7,057
INTEREST EXPENSE	'	'
Deposits	635	754
Short-term borrowings	22	12
Other borrowings	166	190
Total Interest Expense	823	956
Net Interest Income	6,145	6,101
PROVISION FOR LOAN LOSSES	420	800
Net Interest Income after Provision for Loan Losses	5,725	5,301
OTHER INCOME	'	'
Service charges and fees	576	592
Income from fiduciary activities	104	85
Net realized gains on sales of securities	95	138
Net gain on sale of loans and servicing rights	39	11
Earnings and proceeds on Bank Owned Life Insurance	168	925
Other	71	126
Total Other Income	1,053	1,877
OTHER EXPENSES	'	'
Salaries and employee benefits	2,165	2,211
Occupancy, furniture & equipment, net	578	529
Data processing related	212	221
Taxes, other than income	165	174
Professional fees	165	187
Federal Deposit Insurance Corporation insurance assessment	114	111
Foreclosed real estate owned	65	191
Other	668	677
Total other expenses	4,132	4,301
Income before Income Taxes	2,646	2,877
INCOME TAX EXPENSE	682	569
Net Income	$1,964	$2,308
EARNINGS PER SHARE	'	'
BASIC EARNINGS PER SHARE	$0.54	$0.64
DILUTED EARNINGS PER SHARE	$0.54	$0.63

Consolidated_Statement_of_Comp

Consolidated Statement of Comprehensive Income (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Consolidated Statement of Comprehensive Income [Abstract]	'	'
NET INCOME	$1,964	$2,308
Other comprehensive (loss) income:	'	'
Investment securities available for sale: Unrealized holding gains (losses)	2,525	-864
Investment securities available for sale: Tax effect	-860	293
Reclassification of gains recognized in net income	-95	-138
Reclassification of gains recognized in net income: Tax effect	32	47
Other comprehensive (loss) income	1,602	-662
COMPREHENSIVE INCOME	$3,566	$1,646

Consolidated_Statements_of_Cha

Consolidated Statements of Changes in Stockholders' Equity (USD $)	Common Stock [Member]	Surplus [Member]	Retained Earnings [Member]	Treasury Stock [Member]	Accumulated Other Comprehensive Income [Member]	Total
In Thousands, except Share data
Balance, at Dec. 31, 2013	$371	$35,010	$60,798	($1,713)	($2,602)	$91,864
Shares, Issued, Beginning Balance at Dec. 31, 2013	3,708,718	'	'	64,628	'	'
Net Income	'	'	1,964	'	'	1,964
Other comprehensive income (loss)	'	'	'	'	1,602	1,602
Cash dividends declared per share	'	'	-1,091	'	'	-1,091
Acquisition of treasury stock	'	'	'	-179	'	-179
Acquisition of treasury stock, shares	'	'	'	6,669	'	'
Compensation expense related to stock options	'	40	'	'	'	40
Balance, at Mar. 31, 2014	$371	$35,050	$61,671	($1,892)	($1,000)	$94,200
Shares, Issued, Ending Balance at Mar. 31, 2014	3,708,718	'	'	71,297	'	'

Consolidated_Statements_of_Cha1

Consolidated Statements of Changes in Stockholders' Equity (parenthetical) (USD $)	3 Months Ended
	Mar. 31, 2014
Consolidated Statements of Changes in Stockholders' Equity [Abstract]	'
Common Stock, Dividends, Per Share, Declared	$0.30

Consolidated_Statements_of_Cas

Consolidated Statements of Cash Flows (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
CASH FLOWS FROM OPERATING ACTIVITIES	'	'
Net Income	$1,964	$2,308
Adjustments to reconcile net income to net cash provided by operating activities:	'	'
Provision for loan losses	420	800
Depreciation	147	149
Amortization of intangible assets	33	37
Deferred income taxes	-303	12
Net amortization of securities premiums and discounts	211	298
Net realized gains on sales of securities	-95	-138
Gain on life insurance policy	'	-770
Net increase in value of life insurance	-168	-155
Loss on sale of bank premises and equipment and foreclosed real estate	19	97
Net gain on sale of mortgage loans and servicing rights	-41	-11
Mortgage loans originated for sale	-1,110	-1,101
Proceeds from sale of mortgage loans originated for sale	1,151	1,112
Compensation expense related to stock options	40	39
Decrease in accrued interest receivable and other assets	-445	-530
Increase in accrued interest payable and other liabilities	701	732
Net Cash Provided by Operating Activities	2,524	2,879
CASH FLOWS FROM INVESTING ACTIVITIES	'	'
Securities available for sale: Proceeds from sales	12,080	7,403
Securities available for sale: Proceeds from maturities and principal reductions on mortgage-backed securities	3,150	5,093
Securities available for sale: Purchases	-10,950	-16,867
Purchase of FHLB Stock	-504	'
Redemption of FHLB Stock	640	97
Net decrease (increase) in loans	6,297	-2,964
Proceeds from life insurance policy	'	1,859
Purchase of bank premises and equipment	-53	-14
Proceeds from sale of bank premises and equipment and foreclosed real estate	9	127
Net Cash (Used In) Provided by Investing Activities	10,669	-5,266
CASH FLOWS FROM FINANCING ACTIVITIES	'	'
Net (decrease) increase in deposits	-1,106	11,207
Net decrease in short-term borrowings	-9,541	-6,838
Repayments of other borrowings	-388	-144
Proceeds from other borrowings	'	3,000
Stock options exercised	'	142
Tax benefit of stock options exercised	'	11
Acquisition of treasury stock	-179	-319
Cash dividends paid	-1,093	-1,022
Net Cash (Used in) Provided by Financing Activities	-12,307	6,037
Increase In Cash and Cash Equivalents	886	3,650
CASH AND CASH EQUIVALENTS, BEGINNING	7,863	12,295
CASH AND CASH EQUIVALENTS, ENDING	8,749	15,945
Supplemental Disclosure of Cash Flow Information	'	'
Cash payments for: Interest on deposits and borrowings	872	1,116
Cash payments for: Income taxes paid, net of refunds	204	-3
Supplemental Schedule of Noncash Investing Activities	'	'
Transfers of loans to foreclosed real estate and repossession of other assets	$383	$486

Basis_of_Presentation

Basis of Presentation	3 Months Ended
	Mar. 31, 2014
Nature of Operations [Abstract]	'
Basis of Presentation	'
	1.         Basis of Presentation
	The unaudited consolidated financial statements include the accounts of Norwood Financial Corp. (Company) and its wholly-owned subsidiary, Wayne Bank (Bank) and the Bank’s wholly-owned subsidiaries, WCB Realty Corp., Norwood Investment Corp., Norwood Settlement Services, LLC,  and WTRO Properties.   All significant intercompany transactions have been eliminated in consolidation.
	The accompanying unaudited consolidated  financial statements have been prepared in conformity with generally accepted accounting principles for interim financial statements and with instructions to Form 10-Q. Accordingly, they do not include all of the information and footnotes required by generally accepted accounting principles for complete financial statements. In preparing the financial statements, management is required to make estimates and assumptions that affect the reported amounts of assets and liabilities as of the date of the balance sheet and revenues and expenses for the period.  Actual results could differ from those estimates.  The financial statements reflect, in the opinion of management, all normal, recurring adjustments necessary to present fairly the financial position and results of operations of the Company.  The operating results for the three month period ended March 31, 2014 are not necessarily indicative of the results that may be expected for the year ending December 31, 2014 or any other future interim period.
	These statements should be read in conjunction with the consolidated financial statements and related notes which are incorporated by reference in the Company’s Annual Report on Form 10-K for the year-ended December 31, 2013.

Earnings_Per_Share

Earnings Per Share	3 Months Ended
	Mar. 31, 2014
Earnings Per Share [Abstract]	'
EARNINGS PER SHARE	'
	2.         Earnings Per Share
	Basic earnings per share represents income available to common stockholders divided by the weighted average number of common shares outstanding during the period.  Diluted earnings per share reflect additional common shares that would have been outstanding if dilutive potential common shares had been issued, as well as any adjustment to income that would result from the assumed issuance.  Potential common shares that may be issued by the Company relate solely to outstanding stock options and are determined using the treasury stock method.
	The following table sets forth the weighted average shares outstanding used in the computations of basic and diluted earnings per share.
	(in thousands)
		Three Months Ended
		March 31,
		2014	2013
	Basic EPS weighted average shares outstanding	3,643	3,628
	Dilutive effect of stock options	10	9
	Diluted EPS weighted average shares outstanding	3,653	3,637
	Stock options which had no intrinsic value, because their effect would be anti-dilutive and therefore would not be included in the diluted EPS calculation were 20,700 and 40,700 as of March 31, 2014 and 2013, respectively, based upon the closing prices of Norwood common stock of $28.60 and $27.82 per share on March 31, 2014 and 2013, respectively.

StockBased_Compensation

Stock-Based Compensation	3 Months Ended
	Mar. 31, 2014
Stock-Based Compensation [Abstract]	'
Stock-Based Compensation	'
	3.         Stock-Based Compensation
	The Company’s shareholders approved the Norwood Financial Corp 2006 Stock Option Plan at the annual meeting on April 25, 2006.  No awards were granted during the three month period ending March 31, 2014. As of March 31, 2014, there was $117,000 of total unrecognized compensation cost related to non-vested options granted in 2013 under the plan, which will be fully amortized by December 31, 2014.
	A summary of stock options from all plans, adjusted for stock dividends declared, is shown below.
			Weighted
			Average Exercise		Weighted Average		Aggregate
			Price		Remaining		Intrinsic Value
		Options	Per Share		Contractual Term		$0
	Outstanding at January 1, 2014	219,540	$	26.64	6.1	Yrs.	$	147
	Granted	-		-	-	Yrs.		-
	Exercised	-		-	-	Yrs.		-
	Forfeited	-		-	-	Yrs.		-
	Outstanding at March 31, 2014	219,540	$	26.64	5.8	Yrs.	$	431
	Exercisable at March 31, 2014	192,040	$	26.58	5.2	Yrs.	$	388
	Intrinsic value represents the amount by which the market price of the stock on the measurement date exceeded the exercise price of the option.  The stock price was $28.60 as of March 31, 2014 and $26.90 as of December 31, 2013.

Accumulated_Other_Comprehensiv

Accumulated Other Comprehensive Income	3 Months Ended
	Mar. 31, 2014
Accumulated Other Comprehensive Income [Abstract]	'
ACCUMULATED OTHER COMPREHENSIVE INCOME	'
	4.         Accumulated Other Comprehensive Income
	The following table presents the changes in accumulated other comprehensive income (in thousands) by component net of tax for the three months ended March 31,  2014 and 2013:
		Unrealized gains (losses) on
		available for sale
		securities (a)
	Balance as of December 31, 2013	$	-2,602
	Other comprehensive loss before reclassification		1,665
	Amount reclassified from accumulated other comprehensive income (loss)		-63
	Total other comprehensive loss		1,602
	Balance as of March 31, 2014	$	-1,000
		Unrealized gains (losses) on
		available for sale
		securities (a)
	Balance as of December 31, 2012	$	2,797
	Other comprehensive loss before reclassification		-571
	Amount reclassified from accumulated other comprehensive income (loss)		-91
	Total other comprehensive loss		-662
	Balance as of March 31, 2013	$	2,135
	(a)  All amounts are net of tax.  Amounts in parentheses indicate debits.
	The following table presents significant amounts reclassified out of each component of accumulated other comprehensive income (loss) (in thousands) for the three months ended March 31,  2014 and 2013:
			Amount Reclassified
			From Accumulated				Affected Line Item in
			Other				the Statement Where
			Comprehensive				Net Income is
	Details about other comprehensive income		Income (a)				Presented
				Three months		Three months
				ended		ended
				March 31,		March 31,
				2014		2013
	Unrealized gains on available for sale securities		$	95	$	138	Net realized gains on sales of securities
				-32		-47	Income tax expense
			$	63	$	91	Net of tax
	(a)  Amounts in parentheses indicate debits to net income

OffBalance_Sheet_Financial_Ins

Off-Balance Sheet Financial Instruments and Guarantees	3 Months Ended
	Mar. 31, 2014
Off-Balance Sheet Financial Instruments and Guarantees [Abstract]	'
OFF-BALANCE SHEET FINANCIAL INSTRUMENTS AND GUARANTEES	'
	5.         Off-Balance Sheet Financial Instruments and Guarantees
	The Bank is a party to financial instruments with off-balance-sheet risk in the normal course of business to meet the financing needs of its customers.  These financial instruments include commitments to extend credit and letters of credit.  Those instruments involve, to varying degrees, elements of credit and interest rate risk in excess of the amount recognized in the balance sheets.
	The Bank’s exposure to credit loss in the event of nonperformance by the other party to the financial instrument for commitments to extend credit and letters of credit is represented by the contractual amount of those instruments.  The Bank uses the same credit policies in making commitments and conditional obligations as it does for on-balance sheet instruments.
	A summary of the Bank’s financial instrument commitments is as follows:
	(in thousands)	March 31,
		2014		2013
	Unfunded availability under loan commitments	$	24,728	$	22,836
	Unfunded commitments under lines of credit		46,360		49,433
	Standby letters of credit		5,700		6,128
		$	76,788	$	78,397
	Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract.  Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee.  Since some of the commitments are expected to expire without being drawn upon, the total commitment amount does not necessarily represent future cash requirements.  The Bank evaluates each customer’s credit worthiness on a case-by-case basis.  The amount of collateral obtained, if deemed necessary by the Bank upon extension of credit, is based on management’s credit evaluation of the customer and generally consists of real estate.
	The Bank does not issue any guarantees that would require liability recognition or disclosure, other than its standby letters of credit.  Standby letters of credit written are conditional commitments issued by the Bank to guarantee the performance of a customer to a third party.  Generally, all letters of credit, when issued, have expiration dates within one year.  The credit risk involved in issuing letters of credit is essentially the same as those that are involved in extending loan facilities to customers.  The Bank, generally, holds collateral and/or personal guarantees supporting these commitments.  Management believes that the proceeds obtained through a liquidation of collateral and the enforcement of guarantees would be sufficient to cover the potential amount of future payments required under the corresponding guarantees.  The current amount of the liability as of March 31, 2014 for guarantees under standby letters of credit issued is not material.

Securities

Securities	3 Months Ended
	Mar. 31, 2014
Securities [Abstract]	'
SECURITIES	'
	6.         Securities
	The amortized cost and fair value of securities were as follows:
			31-Mar-14
						Gross			Gross
			Amortized			Unrealized			Unrealized			Fair
			Cost			Gains			Losses			Value
			(In Thousands)
	Available for Sale:
	U.S. Government agencies		$	27,762		$	5		$	-675		$	27,092
	States and political subdivisions			62,177			1,239			-833			62,583
	Corporate obligations			3,646			81			-27			3,700
	Mortgage-backed securities-
	government sponsored entities			63,798			132			-1,485			62,445
	Equity securities-financial services			292			53			-			345
			$	157,675		$	1,510		$	-3,020		$	156,165
	Held to Maturity:
	States and political subdivisions		$	175		$	1		$	-		$	176
			31-Dec-13
						Gross			Gross
			Amortized			Unrealized			Unrealized			Fair
			Cost			Gains			Losses			Value
			(In Thousands)
	Available for Sale:
	U.S. Government agencies		$	34,471		$	-		$	-1,058		$	33,413
	States and political subdivisions			60,174			650			-1,794			59,030
	Corporate obligations			3,667			84			-40			3,711
	Mortgage-backed securities-government
	sponsored entities			63,467			81			-1,898			61,650
	Equity securities-financial services			293			50			-15			328
			$	162,072		$	865		$	-4,805		$	158,132
	Held to Maturity:
	States and political subdivisions		$	174		$	3		$	-		$	177
	The following tables show the Company’s investments’ gross unrealized losses and fair value aggregated by length of time that individual securities have been in a continuous unrealized loss position (in thousands):
		31-Mar-14
		Less than 12 Months						12 Months or More						Total
		Fair Value			Unrealized Losses			Fair Value			Unrealized Losses			Fair Value		Unrealized Losses
	U.S. government agencies	$	23,010		$	-622		$	947		$	-53		$	23,957	$	-675
	States and political subdivisions		15,113			-506			5,406			-327			20,519		-833
	Corporate Obligations		1,151			-27			-			-			1,151		-27
	Mortgage-backed securities-government sponsored agencies		31,166			-632			16,545			-853			47,711		-1,485
		$	70,440		$	-1,787		$	22,898		$	-1,233		$	93,338	$	-3,020
		31-Dec-13
		Less than 12 Months						12 Months or More						Total
		Fair Value			Unrealized Losses			Fair Value			Unrealized Losses			Fair Value		Unrealized Losses
	U.S. government agencies	$	32,481		$	-990		$	932		$	-68		$	33,413	$	-1,058
	States and political subdivisions		26,281			-1,415			4,228			-379			30,509		-1,794
	Corporate obligations		1,145			-40			-			-			1,145		-40
	Mortgage-backed securities-government sponsored agencies		47,014			-1,524			7,478			-374			54,492		-1,898
	Equity securities - financial services		170			-15			-			-			170		-15
		$	107,091		$	-3,984		$	12,638		$	-821		$	119,729	$	-4,805
	At March 31, 2014, the Company has 80 debt securities in an unrealized loss position in the less than twelve months category and 24 debt securities in the twelve months or more category.  In Management’s opinion the unrealized losses reflect changes in interest rates subsequent to the acquisition of specific securities.  No other-than-temporary-impairment charges were recorded in 2014.  Management believes that all unrealized losses represent temporary impairment of the securities as the Company does not have the intent to sell the securities and it is more likely than not that it will not have to sell the securities before recovery of its cost basis.
	The amortized cost and fair value of debt securities as of March 31, 2014 by contractual maturity are shown below.  Expected maturities may differ from contractual maturities because borrowers may have the right to prepay obligations with or without call or prepayment penalties.
			Available for Sale						Held to Maturity
			Amortized Cost			Fair Value			Amortized Cost			Fair Value
			(In Thousands)
	Due in one year or less		$	-		$	-		$	175		$	176
	Due after one year through five years			16,825			16,692			-			-
	Due after five years through ten years			28,352			28,041			-			-
	Due after ten years			48,408			48,642			-			-
	Mortgage-backed securities-government sponsored agencies			63,798			62,445			-			-
			$	157,383		$	155,820		$	175		$	176
	Gross realized gains and gross realized losses on sales of securities available for sale were as follows (in thousands):
			Three Months
		Ended March 31,
		2014			2013
Gross realized gains		$	95		$	156
Gross realized losses			-			-18
Net realized gain		$	95		$	138
Proceeds from sales of securities		$	12,080		$	7,403

Loans_Receivable_and_Allowance

Loans Receivable and Allowance for Loan Losses	3 Months Ended
	Mar. 31, 2014
Loans Receivable and Allowance for Loan Losses [Abstract]	'
LOANS RECEIVABLE AND ALLOWANCE FOR LOAN LOSSES	'
	7.        Loans Receivable and Allowance for Loan Losses
	Set forth below is selected data relating to the composition of the loan portfolio at the dates indicated:
		Types of loans
		(dollars in thousands)
		31-Mar-14				31-Dec-13
	Real Estate-Residential	$	156,651	31.5	%	$	158,842	31.6	%
	Commercial		265,571	53.5			273,144	54.2
	Construction		21,400	4.3			20,551	4.1
	Commercial, financial and agricultural		37,606	7.6			35,745	7.1
	Consumer loans to individuals		15,245	3.1			15,295	3.0
	Total loans		496,473	100.0	%		503,577	100.0	%
	Deferred fees, net		-457				-480
	Total loans receivable		496,016				503,097
	Allowance for loan losses		-5,727				-5,708
	Net loans receivable	$	490,289			$	497,389
	Changes in the accretable yield for purchased credit-impaired loans were as follows for the three months ended March 31 (in thousands):
		2014		2013
	Balance at beginning of period	$	20	$	76
	Accretion		-7		-23
	Reclassification and other		-		-
	Balance at end of period	$	13	$	53
	The following table presents additional information regarding loans acquired and accounted for in accordance with ASC 310-30 (in thousands):
		31-Mar-14		31-Dec-13
	Outstanding Balance	$	1,098	$	1,110
	Carrying Amount	$	1,085	$	1,090
	There were no material increases or decreases in the expected cash flows of these loans between May 31, 2011 (the “acquisition date”) and March 31, 2014.  There has been no allowance for loan losses recorded for acquired loans with specific evidence of deterioration in credit quality as of May 31, 2011. In addition, there has been no allowance for loan losses on these loans reversed.  For loans that were acquired without specific evidence of deterioration in credit quality, adjustments to the allowance for loan losses have been accounted for through the allowance for loan loss adequacy calculation.
	The Company maintains a loan review system, which allows for a periodic review of our loan portfolio and the early identification of potential impaired loans.  Such system takes into consideration, among other things, delinquency status, size of loans, type and market value of collateral and financial condition of the borrowers.  Specific loan loss allowances are established for identified losses based on a review of such information.  A loan evaluated for impairment is considered to be impaired when, based on current information and events, it is probably that we will be unable to collect all amounts due according to the contractual terms of the loan agreement.  All loans identified as impaired are evaluated independently.  We do not aggregate such loans for evaluation purposes.  Impairment is measured on a loan-by-loan basis for commercial and construction loans by the present value of expected future cash flows discounted at the loan’s effective interest rate, the loan’s obtainable market price, or the fair value of the collateral if the loan is collateral-dependent.
	Large groups of smaller balance homogeneous loans are collectively evaluated for impairment.  Accordingly, the Company does not separately identify individual consumer and residential mortgage loans for impairment disclosures, unless such loans are part of a larger relationship that is impaired, or are classified as a troubled debt restructuring.
	A loan is considered to be a troubled debt restructuring (“TDR”) loan when the Company grants a concession to the borrower because of the borrower’s financial condition that it would not otherwise consider.  Such concessions include the reduction of interest rates, forgiveness of principal or interest, or other modifications of interest rates that are less than the current market rate for new obligations with similar risk.
	The following table shows the amount of loans in each category that were individually and collectively evaluated for impairment at the dates indicated:
		Real Estate Loans
								Commercial		Consumer
		Residential		Commercial		Construction		Loans		Loans		Total
	31-Mar-14	(In thousands)
	Individually evaluated for  impairment	$	-	$	10,634	$	-	$	-	$	-	$	10,634
	Loans acquired with deteriorated credit quality		237		848		-		-		-		1,085
	Collectively evaluated for impairment		156,414		254,089		21,400		37,606		15,245		484,754
	Total Loans	$	156,651	$	265,571	$	21,400	$	37,606	$	15,245	$	496,473
		Real Estate Loans
								Commercial		Consumer
		Residential		Commercial		Construction		Loans		Loans		Total
		(In thousands)
	31-Dec-13
	Individually evaluated for impairment	$	-	$	11,519	$	-	$	-	$	-	$	11,519
	Loans acquired with deteriorated credit quality		242		848		-		-		-		1,090
	Collectively evaluated for impairment		158,600		260,777		20,551		35,745		15,295		490,968
	Total Loans	$	158,842	$	273,144	$	20,551	$	35,745	$	15,295	$	503,577
	The following table includes the recorded investment and unpaid principal balances for impaired loans with the associated allowance amount, if applicable.  Also presented are the average recorded investments in the impaired loans and the related amount of interest recognized during the time within the period that the impaired loans were impaired.
				Unpaid Principal
		Recorded		Principal		Associated
		Investment		Balance		Allowance
	31-Mar-14				(in thousands)
	With no related allowance recorded:
	Real Estate Loans
	Residential	$	237	$	245	$	-
	Commercial		9,310		12,631		-
	Subtotal		9,547		12,876		-
	With an allowance recorded:
	Real Estate Loans
	Commercial		2,172		2,882		203
	Subtotal		2,172		2,882		-
	Total:
	Real Estate Loans
Residential		237		245		-
Commercial		11,482		15,513		203
Total Impaired Loans	$	11,719	$	15,758	$	203
			Unpaid Principal
	Recorded		Principal		Associated
	Investment		Balance		Allowance
31-Dec-13				(in thousands)
With no related allowance recorded:
Real Estate Loans
Residential	$	242	$	251	$	-
Commercial		10,644		14,400		-
Subtotal		10,886		14,651		-
With an allowance recorded:
Real Estate Loans
Commercial		1,723		1,723		53
Subtotal		1,723		1,723		53
Total:
Real Estate Loans
Residential		242		251		-
Commercial		12,367		16,123		53
Total Impaired Loans	$	12,609	$	16,374	$	53
The following information for impaired loans is presented (in thousands) for the three months ended March 31, 2014 and 2013:
	Average Recorded				Interest Income
	Investment				Recognized
	2014		2013		2014		2013
Total:
Real Estate Loans
Residential	$	240	$	262	$	1	$	1
Commercial		11,754		10,839		57		19
Total Loans	$	11,994	$	11,101	$	58	$	20
Troubled debt restructured loans are those loans whose terms have been renegotiated to provide a reduction or deferral of principal or interest as a result of financial difficulties experienced by the borrower, who could not obtain comparable terms from alternate financing sources.  As of March 31, 2014, troubled debt restructured loans totaled $9.1 million and resulted in specific reserves of $203,000.  As of December 31, 2013, troubled debt restructured loans totaled $9.2 million and resulted in specific reserves of $53,000.  For the periods ended March 31, 2014 and 2013, there were no new loans identified as troubled debt restructurings, nor were there any loan modifications classified as troubled debt restructurings that subsequently defaulted during the period.
Management uses an eight point internal risk rating system to monitor the credit quality of the overall loan portfolio.  The first four categories are considered not criticized, and are aggregated as “Pass” rated.  The criticized rating categories utilized by management generally follow bank regulatory definitions.  The Special Mention category includes assets that are currently protected but are potentially weak, resulting in an undue and unwarranted credit risk, but not to the point of justifying a Substandard classification.  Loans in the Substandard category have well-defined weaknesses that jeopardize the liquidation of the debt, and have a distinct possibility that some loss will be sustained if the weaknesses are not corrected.  All loans greater than 90 days past due are considered Substandard.  Any portion of a loan that has been charged off is placed in the Loss category.
To help ensure that risk ratings are accurate and reflect the present and future capacity of borrowers to repay a loan as agreed, the Bank has a structured loan rating process with several layers of internal and external oversight.  Generally, consumer and residential mortgage loans are included in the Pass categories unless a specific action, such as non performance, repossession, or death occurs to raise awareness of a possible credit event.  The Company’s Loan Review Department is responsible for the timely and accurate risk rating of the loans on an ongoing basis.  Every credit which must be approved by Loan Committee or the Board of Directors is assigned a risk rating at time of consideration.  Loan Review also annually reviews relationships of $500,000 and over to assign or re-affirm risk ratings.  Loans in the Substandard categories that are collectively evaluated for impairment are given separate consideration in the determination of the allowance.
The following table presents the classes of the loan portfolio summarized by the aggregate Pass and the criticized categories of Special Mention, Substandard, Doubtful and Loss within the internal risk rating system as of  March 31, 2014 and December 31, 2013 (in thousands):
			Special					Doubtful
	Pass		Mention		Substandard		and Loss		Total
31-Mar-14
Commercial real estate loans	$	244,455	$	3,752	$	17,364	$	-	$	265,571
Commercial loans		37,606		-		-		-		37,606
Total	$	282,061	$	3,752	$	17,364	$	-	$	303,177
			Special					Doubtful
	Pass		Mention		Substandard		and Loss		Total
31-Dec-13
Commercial real estate loans	$	250,566	$	3,651	$	18,927	$	-	$	273,144
Commercial loans		35,745		-		-		-		35,745
Total	$	286,311	$	3,651	$	18,927	$	-	$	308,889
For residential real estate loans, construction loans and consumer loans, the Company evaluates credit quality based on the performance of the individual credits.  The following table presents the recorded investment in the loan classes based on payment activity as of March 31, 2014 and December 31, 2013 (in thousands):
	Performing		Nonperforming		Total
31-Mar-14
Residential real estate loans	$	155,022	$	1,629	$	156,651
Construction		21,400		-		21,400
Consumer loans		15,245		-		15,245
Total	$	191,667	$	1,629	$	193,296
	Performing		Nonperforming		Total
31-Dec-13
Residential real estate loans	$	157,138	$	1,704	$	158,842
Construction		20,551		-		20,551
Consumer loans		15,295		-		15,295
Total	$	192,984	$	1,704	$	194,688
Management further monitors the performance and credit quality of the loan portfolio by analyzing the age of the portfolio as determined by the length of time a recorded payment is past due.  The following table presents the classes of the loan portfolio summarized by the aging categories of performing loans and nonaccrual loans as of March 31, 2014 and December 31, 2013 (in thousands):
	Current		31-60 Days Past Due		61-90 Days Past Due		Greater than 90 Days Past Due and still accruing		Non-Accrual		Total Past Due and Non-Accrual		Total Loans
31-Mar-14
Real Estate loans
Residential	$	154,518	$	377	$	127	$	-	$	1,629	$	2,133	$	156,651
Commercial		257,381		287		-		-		7,903		8,190		265,571
Construction		21,400		-		-		-		-		-		21,400
Commercial  loans		37,584		22		-		-		-		22		37,606
Consumer  loans		15,134		96		15		-		-		111		15,245
Total	$	486,017	$	782	$	142	$	-	$	9,532	$	10,456	$	496,473
	Current		31-60 Days Past Due		61-90 Days Past Due		Greater than 90 Days Past Due and still accruing		Non-Accrual		Total Past Due and Non-Accrual		Total Loans
31-Dec-13
Real Estate loans
Residential	$	156,066	$	1,018	$	54	$	-	$	1,704	$	2,776	$	158,842
Commercial		263,837		977		487		-		7,843		9,307		273,144
Construction		20,551		-		-		-		-		-		20,551
Commercial  loans		35,717		28		-		-		-		28		35,745
Consumer  loans		15,228		57		10		-		-		67		15,295
Total	$	491,399	$	2,080	$	551	$	-	$	9,547	$	12,178	$	503,577
The following table presents the allowance for loan losses by the classes of the loan portfolio:
(In thousands)	Residential Real Estate		Commercial Real Estate		Construction		Commercial		Consumer		Total
Beginning balance, December 31, 2013	$	1,441	$	3,025	$	898	$	184	$	160	$	5,708
Charge Offs		-75		-329		-		-		-11		-415
Recoveries		-		-		-		-		14		14
Provision Expense		-34		1,146		-667		-		-25		420
Ending balance, March 31, 2014	$	1,332	$	3,842	$	231	$	184	$	138	$	5,727
Ending balance individually evaluated	$	-	$	203	$	-	$	-	$	-	$	203
for impairment
Ending balance collectively evaluated	$	1,332	$	3,639	$	231	$	184	$	138	$	5,524
for impairment
(In thousands)	Residential Real Estate		Commercial Real Estate		Construction		Commercial		Consumer		Total
Beginning balance, December 31, 2012	$	1,797	$	3,183	$	119	$	223	$	180	$	5,502
Charge Offs		-250		-313		-		-		-19		-582
Recoveries		-		-		-		-		6		6
Provision Expense		427		420		5		-47		-5		800
Ending balance, March 31, 2013	$	1,974	$	3,290	$	124	$	176	$	162	$	5,726
Ending balance individually evaluated	$	-	$	-	$	-	$	-	$	-	$	-
for impairment
Ending balance collectively evaluated	$	1,974	$	3,290	$	124	$	176	$	162	$	5,726
for impairment
The Company’s primary business activity as of March 31, 2014 and December 31, 2013 is with customers located in northeastern Pennsylvania. Accordingly, the Company has extended credit primarily to commercial entities and individuals in this area whose ability to honor their contracts is influenced by the region’s economy.
As of March 31, 2014, the Company considered its concentration of credit risk to be acceptable.  The highest concentrations are in the hospitality lodging industry, automobile dealers, property owners associations and resorts with loans outstanding of $37.2 million, or 42.8% of capital, to the hospitality lodging industry,  $14.3 million, or 16.5% of capital to automobile dealers, $12.1 million, or 13.9% of capital, to property owners associations and $9.1 million, or 10.6% of capital, to the resort industry.  During the current period, the Company recorded a write down of $300,000 on a motel property.
Gross realized gains and gross realized losses on sales of residential mortgage loans were $42,000 and $0, respectively, in the first three months of 2014 compared to $18,000 and $7,000, respectively, in the same period in 2013.  The proceeds from the sales of residential mortgage loans totaled $1.1 million for each of the three month periods ended March 31, 2014 and 2013, respectively.

Fair_Value_Measurements

Fair Value Measurements	3 Months Ended
	Mar. 31, 2014
Fair Value Measurements [Abstract]	'
FAIR VALUE MEASUREMENTS	'
	8.         Fair Value Measurements
	Fair value estimates are based on quoted market prices, if available, quoted market prices of similar assets or liabilities, or the present value of expected future cash flows and other valuation techniques.  These valuations are significantly affected by discount rates, cash flow assumptions and risk assumptions used.  Therefore, fair value estimates may not be substantiated by comparison to independent markets and are not intended to reflect the proceeds that may be realizable in an immediate settlement of the instruments.
	Fair value is determined at one point in time and is not representative of future value.  These amounts do not reflect the total value of a going concern organization.  Management does not have the intention to dispose of a significant portion of its assets and liabilities and therefore, the unrealized gains or losses should not be interpreted as a forecast of future earnings and cash flows.
	The following is a discussion of assets and liabilities measured at fair value on a recurring basis and valuation techniques applied:
	Securities:
	The fair value of securities available for sale (carried at fair value) and held to maturity (carried at amortized cost) are determined by obtaining quoted market prices on nationally recognized securities exchanges (Level 1), or matrix pricing (Level 2), which is a mathematical technique used widely in the industry to value debt securities without relying exclusively on quoted market prices for the specific securities but rather by relying on the securities’ relationship to other benchmark quoted prices. For certain securities which are not traded in active markets or are subject to transfer restrictions, valuations are adjusted to reflect illiquidity and/or non-transferability, and such adjustments are generally based on available market evidence (Level 3). In the absence of such evidence, management’s best estimate is used. Management’s best estimate consists of both internal and external support on certain Level 3 investments. Internal cash flow models using a present value formula that includes assumptions market participants would use along with indicative exit pricing obtained from broker/dealers (where available) are used to support fair values of certain Level 3 investments, if applicable.
	Impaired loans (generally carried at fair value):
	The Company measures impairment generally based on the fair value of the loan’s collateral.  Fair value is generally determined based upon independent third-party appraisals of the properties, or discounted cash flows based upon the lowest level of input that is significant to the fair value measurements.
	Foreclosed real estate owned (carried at fair value):
	Real estate properties acquired through, or in lieu of loan foreclosure are to be sold and are carried at fair value less estimated cost to sell.  Fair value is based upon independent market prices, appraised value of the collateral or management’s estimation of the value of the collateral.  These assets are included in Level 3 fair value based upon the lowest level of input that is significant to the fair value measurement.
	For financial assets measured at fair value on a recurring basis, the fair value measurements by level within the fair value hierarchy used at March 31, 2014 and December 31, 2013 are as follows:
			Fair Value Measurement Using
			Reporting Date
	Description		Total			Level 1			Level 2			Level 3
			(In thousands)
	31-Mar-14
	Available for Sale:
	US Government agencies		$	27,092		$	-		$	27,092		$	-
	States and political subdivisions			62,583			-			62,583			-
	Corporate obligations			3,700			-			3,700			-
	Mortgage-backed securities-government
	sponsored agencies			62,445			-			62,445			-
	Equity securities-financial services			345			345			-			-
	Total		$	156,165		$	345		$	155,820		$	-
	31-Dec-13
	Available for Sale:
	US Government agencies		$	33,413		$	-		$	33,413		$	-
	States and political subdivisions			59,030			-			59,030			-
	Corporate obligations			3,711			-			3,711			-
	Mortgage-backed securities-government
	sponsored agencies			61,650			-			61,650			-
	Equity securities-financial services			328			328			-			-
	Total		$	158,132		$	328		$	157,804		$	-
	For financial assets measured at fair value on a nonrecurring basis, the fair value measurements by level within the fair value hierarchy used at March 31, 2014 and December 31, 2013 are as follows:
						Fair Value Measurement Reporting Date using
	(In thousands)
	Description		Total			Level 1			Level 2			Level 3
	31-Mar-14
	Impaired Loans		$	11,516		$	-		$	-		$	11,516
	Foreclosed Real Estate Owned			1,364			-			-			1,364
	31-Dec-13
	Impaired Loans		$	12,556		$	-		$	-		$	12,556
	Foreclosed Real Estate Owned			1,009			-			-			1,009
	The following tables present additional quantitative information about assets measured at fair value on a nonrecurring basis and for which the Company has utilized Level 3 inputs to determine fair value:
			Quantitative Information about Level 3 Fair Value Measurements
	(In thousands)	Fair Value Estimate			Valuation Techniques	Unobservable Input		Range (Weighted Average)
	31-Mar-14
	Impaired loans	$	11,516		Appraisal of collateral(1)	Appraisal adjustments(2)		10% (10.0)%
	Foreclosed real estate owned	$	1,364		Appraisal of collateral(1)	Liquidation Expenses(2)		10%
		Quantitative Information about Level 3 Fair Value Measurements
	(In thousands)	Fair Value Estimate			Valuation Techniques	Unobservable Input		Range (Weighted Average)
	31-Dec-13
	Impaired loans	$	12,556		Appraisal of collateral(1)	Appraisal adjustments(2)		10-15% (10.67%)
	Foreclosed real estate owned	$	1,009		Appraisal of collateral(1)	Liquidation Expenses(2)		10%
		-1		Fair value is generally determined through independent appraisals of the underlying collateral, which generally include various Level 3 inputs which are not identifiable, less any associated allowance.
		-2		Appraisals may be adjusted by management for qualitative factors such as economic conditions and estimated liquidation expenses.  The range and weighted average of liquidation expenses and other appraisal adjustments are presented as a percent of the appraisal.
	The following information should not be interpreted as an estimate of the fair value of the entire Company since a fair value calculation is only provided for a limited portion of the Company’s assets and liabilities.  Due to a wide range of valuation techniques and the degree of subjectivity used in making the estimates, comparisons between the Company’s disclosures and those of other companies may not be meaningful.  The following methods and assumptions were used to estimate the fair values of the Company’s financial instruments at March 31, 2014 and December 31, 2013.
	Cash and cash equivalents (carried at cost):
	The carrying amounts reported in the consolidated balance sheet for cash and short-term instruments approximate those assets’ fair values.
	Securities:
	The fair value of securities available for sale (carried at fair value) and held to maturity (carried at amortized cost) are determined by obtaining quoted market prices on nationally recognized securities exchanges (Level 1), or matrix pricing (Level 2), which is a mathematical technique used widely in the industry to value debt securities without relying exclusively on quoted market prices for the specific securities but rather by relying on the securities’ relationship to other benchmark quoted prices. For certain securities which are not traded in active markets or are subject to transfer restrictions, valuations are adjusted to reflect illiquidity and/or non-transferability, and such adjustments are generally based on available market evidence (Level 3). In the absence of such evidence, management’s best estimate is used. Management’s best estimate consists of both internal and external support on certain Level 3 investments. Internal cash flow models using a present value formula that includes assumptions market participants would use along with indicative exit pricing obtained from broker/dealers (where available) are used to support fair values of certain Level 3 investments, if applicable.
	Loans receivable (carried at cost):
	The fair values of loans are estimated using discounted cash flow analyses, using market rates at the balance sheet date that reflect the credit and interest rate-risk inherent in the loans. Projected future cash flows are calculated based upon contractual maturity or call dates, projected repayments and prepayments of principal. Generally, for variable rate loans that reprice frequently and with no significant change in credit risk, fair values are based on carrying values.
Impaired loans (generally carried at fair value):
The Company measures impairment generally based on the fair value of the loan’s collateral.  Fair value is generally determined based upon independent third-party appraisals of the properties, or discounted cash flows based upon the lowest level of input that is significant to the fair value measurements.
As of March 31, 2014, the fair value investment in impaired loans totaled $11,516,000 which included two loans for $2,172,000 for which a valuation allowance of $203,000 had been provided based on the estimated value of the collateral or the present value of estimated cash flows, and fifteen loans for $9,547,000 which did not require a valuation allowance since the estimated realizable value of the collateral exceeded the recorded investment in the loan.  As of March 31, 2014, the Company has recognized charge-offs against the allowance for loan losses on these impaired loans in the amount of $3,847,000 over the life of the loans.
As of December 31, 2013, the fair value investment in impaired loans totaled $12,556,000 which included one loan for $1,723,000 for which a valuation allowance of $53,000 had been provided based on the estimated value of the collateral or the present value of estimated cash flows, and twenty loans for $10,886,000 which did not require a valuation allowance since the estimated realizable value of the collateral exceeded the recorded investment in the loan.  As of December 31, 2013, the Company has recognized charge-offs against the allowance for loan losses on these impaired loans in the amount of $3,714,000 over the life of the loans.
Mortgage servicing rights (generally carried at cost)
The Company utilizes a third party provider to estimate the fair value of certain loan servicing rights.  Fair value for the purpose of this measurement is defined as the amount at which the asset could be exchanged in a current transaction between willing parties, other than in a forced liquidation.
Foreclosed real estate owned (carried at fair value):
Real estate properties acquired through, or in lieu of loan foreclosure are to be sold and are carried at fair value less estimated cost to sell. Fair value is based upon independent market prices, appraised value of the collateral or management’s estimation of the value of the collateral. These assets are included in Level 3 fair value based upon the lowest level of input that is significant to the fair value measurement.
Restricted investment in Federal Home Loan Bank stock (carried at cost):
The Company, as a member of the Federal Home Loan Bank (FHLB) system is required to maintain an investment in capital stock of its district FHLB according to a predetermined formula. This regulatory stock has no quoted market value and is carried at cost.
Bank owned life insurance (carried at cost):
The fair value is equal to the cash surrender value of the Bank owned life insurance.
Accrued interest receivable and payable (carried at cost):
The carrying amount of accrued interest receivable and accrued interest payable approximates its fair value.
Deposit liabilities (carried at cost except certificates of deposit which are at fair value):
The fair values disclosed for demand deposits (e.g., interest and noninterest checking, passbook savings and money market accounts) are, by definition, equal to the amount payable on demand at the reporting date (i.e., their carrying amounts). Fair values for fixed-rate certificates of deposit are estimated using a discounted cash flow calculation that applies interest rates currently being offered in the market on certificates to a schedule of aggregated expected monthly maturities on time deposits.
Short-term borrowings (carried at cost):
The carrying amounts of short-term borrowings approximate their fair values.
Other borrowings (carried at cost):
Fair values of FHLB advances are estimated using discounted cash flow analysis, based on quoted prices for new FHLB advances with similar credit risk characteristics, terms and remaining maturity. These prices obtained from this active market represent a market value that is deemed to represent the transfer price if the liability were assumed by a third party.
Off-balance sheet financial instruments (disclosed at cost):
Fair values for the Company’s off-balance sheet financial instruments (lending commitments and letters of credit) are based on fees currently charged in the market to enter into similar agreements, taking into account, the remaining terms of the agreements and the counterparties’ credit standing.
The estimated fair values of the Bank’s financial instruments were as follows at March 31, 2014 and December 31, 2013. (In thousands)
	Fair Value Measurements at March 31, 2014
	Carrying Amount			Fair Value			Level 1			Level 2			Level 3
Financial assets:
Cash and cash equivalents	$	8,749		$	8,749		$	8,749		$	-		$	-
Securities		156,340			156,341			345			155,996			-
Loans receivable, net		490,289			505,518			-			-			505,518
Mortgage servicing rights		286			286			286			-			-
Regulatory Stock		2,741			2,741			2,741			-			-
Bank owned life insurance		17,930			17,930			17,930			-			-
Accrued interest receivable		2,330			2,330			2,330			-			-
Financial liabilities:
Deposits		540,076			540,858			331,722			-			209,136
Short-term borrowings		40,373			40,373			40,373			-			-
Other borrowings		23,373			25,181			-			-			25,181
Accrued interest payable		973			973			973			-			-
Off-balance sheet financial instruments:
Commitments to extend credit and		-			-			-			-			-
outstanding letters of credit
	Fair Value Measurements at December 31, 2013
	Carrying Amount			Fair Value			Level 1			Level 2			Level 3
Financial assets:
Cash and cash equivalents	$	7,863		$	7,863		$	7,863		$	-		$	-
Securities		158,306			158,309			328			157,981			-
Loans receivable, net		497,389			506,113			-			-			506,113
Mortgage servicing rights		289			289			-			289			-
Regulatory stock		2,877			2,877			2,877			-			-
Bank owned life insurance		17,790			17,790			17,790			-			-
Accrued interest receivable		2,422			2,422			2,422			-			-
Financial liabilities:
Deposits		541,182			542,123			329,753			-			212,370
Short-term borrowings		49,914			49,914			49,914			-			-
Other borrowings		23,761			25,923			-			-			25,923
Accrued interest payable		1,022			1,022			1,022			-			-
Off-balance sheet financial instruments:
Commitments to extend credit and		-			-			-			-			-
outstanding letters of  credit

New_and_Recently_Adopted_Accou

New and Recently Adopted Accounting Pronouncements	3 Months Ended
	Mar. 31, 2014
New and Recently Adopted Accounting Pronouncements [Abstract]	'
New and Recently Adopted Accounting Pronouncements	'
	9. New and Recently Adopted Accounting Pronouncements
	In June 2013, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update (“ASU”) 2013-08, Financial Services – Investment Companies (Topic 946): Amendments to the Scope, Measurement, and Disclosure Requirements. The amendments in this Update affect the scope, measurement, and disclosure requirements for investment companies under U.S. GAAP. The amendments do all of the following: 1. Change the approach to the investment company assessment in Topic 946, clarify the characteristics of an investment company, and provide comprehensive guidance for assessing whether an entity is an investment Company. 2. Require an investment company to measure non-controlling ownership interests in other investment companies at fair value rather than using the equity method of accounting. 3. Require the following additional disclosures: (a) the fact that the entity is an investment company and is applying the guidance in Topic 946, (b) information about changes, if any, in an entity’s status as an investment company, and (c) information about financial support provided or contractually required to be provided by an investment company to any of its investees. The amendments in this Update are effective for an entity’s interim and annual reporting periods in fiscal years that begin after December 15, 2013. Earlier application is prohibited. This ASU is not expected to have a significant impact on the Company’s financial statements.
	In July 2013, the FASB issued ASU 2013-11, Income Taxes (Topic 740): Presentation of an Unrecognized Tax Benefit When a Net Operating Loss Carry forward, a Similar Tax Loss, or a Tax Credit Carry forward Exists. This Update applies to all entities that have unrecognized tax benefits when a net operating loss carry forward, a similar tax loss, or a tax credit carry forward exists at the reporting date. An unrecognized tax benefit, or a portion of an unrecognized tax benefit, should be presented in the financial statements as a reduction to a deferred tax asset for a net operating loss carry forward, a similar tax loss, or a tax credit carry forward, except as follows. To the extent a net operating loss carry forward, a similar tax loss, or a tax credit carry forward is not available at the reporting date under the tax law of the applicable jurisdiction to settle any additional income taxes that would result from the disallowance of a tax position or the tax law of the applicable jurisdiction does not require the entity to use, and the entity does not intend to use, the deferred tax asset for such purpose, the unrecognized tax benefit should be presented in the financial statements as a liability and should not be combined with deferred tax assets. The assessment of whether a deferred tax asset is available is based on the unrecognized tax benefit and deferred tax asset that exist at the reporting date and should be made presuming disallowance of the tax position at the reporting date. The amendments in this Update are effective for fiscal years, and interim periods within those years, beginning after December 15, 2013.  The amendments should be applied prospectively to all unrecognized tax benefits that exist at the effective date. Retrospective application is permitted.  This ASU is not expected to have a significant impact on the Company’s financial statements.
	In January 2014, FASB issued ASU 2014-01, Investments – Equity Method and Join Ventures (Topic 323): Accounting for Investments in Qualified Affordable Housing Projects. The amendments in this Update permit reporting entities to make an accounting policy election to account for their investments in qualified affordable housing projects using the proportional amortization method if certain conditions are met. Under the proportional amortization method, an entity amortizes the initial cost of the investment in proportion to the tax credits and other tax benefits  received and recognizes the net investment performance in the income statement as a component of income tax expense (benefit).  The amendments in this Update should be applied retrospectively to all periods presented. A reporting entity that uses the effective yield method to account for its investments in qualified affordable housing projects before the date of adoption may continue to apply the effective yield method for those preexisting investments. The amendments in this Update are effective for public business entities for annual periods and interim reporting periods within those annual periods, beginning after December 15, 2014.  Early adoption is permitted. This ASU is not expected to have a significant impact on the Company’s financial statements.
	In January 2014, the FASB issued ASU 2014-04, Receivables – Troubled Debt Restructurings by Creditors (Subtopic 310-40): Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans upon Foreclosure. The amendments in this Update clarify that an in substance repossession or foreclosure occurs, and a creditor is considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan, upon either (1) the creditor obtaining legal title to the residential real estate property upon completion of a foreclosure or (2) the borrower conveying all interest in the residential real estate property to the creditor to satisfy that loan through completion of a deed in lieu of foreclosure or through a similar legal agreement. Additionally, the amendments require interim and annual disclosure of both (1) the amount of foreclosed residential real estate property held by the creditor and (2) the recorded investment in consumer mortgage loans collateralized by residential real estate property that are in the process of foreclosure according to local requirements of the applicable jurisdiction. The amendments in this Update are effective for public business entities for annual periods, and interim periods within those annual periods, beginning after December 15, 2014. An entity can elect to adopt the amendments in this Update using either a modified retrospective transition method or a prospective transition method.  The Company is currently evaluating the impact the adoption of the standard will have on the Company’s financial position or results of operations.

Basis_of_Presentation_Policy

Basis of Presentation (Policy)	3 Months Ended
	Mar. 31, 2014
Nature of Operations [Abstract]	'
Basis of Accounting, Policy [Policy Text Block]	'
	The accompanying unaudited consolidated  financial statements have been prepared in conformity with generally accepted accounting principles for interim financial statements and with instructions to Form 10-Q. Accordingly, they do not include all of the information and footnotes required by generally accepted accounting principles for complete financial statements. In preparing the financial statements, management is required to make estimates and assumptions that affect the reported amounts of assets and liabilities as of the date of the balance sheet and revenues and expenses for the period.  Actual results could differ from those estimates.  The financial statements reflect, in the opinion of management, all normal, recurring adjustments necessary to present fairly the financial position and results of operations of the Company.  The operating results for the three month period ended March 31, 2014 are not necessarily indicative of the results that may be expected for the year ending December 31, 2014 or any other future interim period.

Earnings_Per_Share_Policy

Earnings Per Share (Policy)	3 Months Ended
	Mar. 31, 2014
Earnings Per Share [Abstract]	'
Earnings Per Share, Policy [Policy Text Block]	'
	Basic earnings per share represents income available to common stockholders divided by the weighted average number of common shares outstanding during the period.  Diluted earnings per share reflect additional common shares that would have been outstanding if dilutive potential common shares had been issued, as well as any adjustment to income that would result from the assumed issuance.  Potential common shares that may be issued by the Company relate solely to outstanding stock options and are determined using the treasury stock method.

Earnings_Per_Share_Tables

Earnings Per Share (Tables)	3 Months Ended
	Mar. 31, 2014
Earnings Per Share [Abstract]	'
Earnings Per Share [Table Text Block]	'
	(in thousands)
		Three Months Ended
		March 31,
		2014	2013
	Basic EPS weighted average shares outstanding	3,643	3,628
	Dilutive effect of stock options	10	9
	Diluted EPS weighted average shares outstanding	3,653	3,637

StockBased_Compensation_Tables

Stock-Based Compensation (Tables)	3 Months Ended
	Mar. 31, 2014
Stock-Based Compensation [Abstract]	'
Summary of Stock Option Activity [Table Text Block]	'
			Weighted
			Average Exercise		Weighted Average		Aggregate
			Price		Remaining		Intrinsic Value
		Options	Per Share		Contractual Term		$0
	Outstanding at January 1, 2014	219,540	$	26.64	6.1	Yrs.	$	147
	Granted	-		-	-	Yrs.		-
	Exercised	-		-	-	Yrs.		-
	Forfeited	-		-	-	Yrs.		-
	Outstanding at March 31, 2014	219,540	$	26.64	5.8	Yrs.	$	431
	Exercisable at March 31, 2014	192,040	$	26.58	5.2	Yrs.	$	388

Accumulated_Other_Comprehensiv1

Accumulated Other Comprehensive Income (Tables)	3 Months Ended
	Mar. 31, 2014
Accumulated Other Comprehensive Income [Abstract]	'
Components of Accumulated Other Comprehensive Income [Table Text Block]	'
		Unrealized gains (losses) on
		available for sale
		securities (a)
	Balance as of December 31, 2013	$	-2,602
	Other comprehensive loss before reclassification		1,665
	Amount reclassified from accumulated other comprehensive income (loss)		-63
	Total other comprehensive loss		1,602
	Balance as of March 31, 2014	$	-1,000
		Unrealized gains (losses) on
		available for sale
		securities (a)
	Balance as of December 31, 2012	$	2,797
	Other comprehensive loss before reclassification		-571
	Amount reclassified from accumulated other comprehensive income (loss)		-91
	Total other comprehensive loss		-662
	Balance as of March 31, 2013	$	2,135
Items Reclassified Out of Each Component of OCI [Table Text Block]	'
			Amount Reclassified
			From Accumulated				Affected Line Item in
			Other				the Statement Where
			Comprehensive				Net Income is
	Details about other comprehensive income		Income (a)				Presented
				Three months		Three months
				ended		ended
				March 31,		March 31,
				2014		2013
	Unrealized gains on available for sale securities		$	95	$	138	Net realized gains on sales of securities
				-32		-47	Income tax expense
			$	63	$	91	Net of tax

OffBalance_Sheet_Financial_Ins1

Off-Balance Sheet Financial Instruments and Guarantees (Tables)	3 Months Ended
	Mar. 31, 2014
Off-Balance Sheet Financial Instruments and Guarantees [Abstract]	'
Schedule of Fair Value, Off-balance Sheet Risks [Table Text Block]	'
	A summary of the Bank’s financial instrument commitments is as follows:
	(in thousands)	March 31,
		2014		2013
	Unfunded availability under loan commitments	$	24,728	$	22,836
	Unfunded commitments under lines of credit		46,360		49,433
	Standby letters of credit		5,700		6,128
		$	76,788	$	78,397

Securities_Tables

Securities (Tables)	3 Months Ended
	Mar. 31, 2014
Securities [Abstract]	'
Amortized Cost and Fair Values of Securities [Table Text Block]	'
			31-Mar-14
						Gross			Gross
			Amortized			Unrealized			Unrealized			Fair
			Cost			Gains			Losses			Value
			(In Thousands)
	Available for Sale:
	U.S. Government agencies		$	27,762		$	5		$	-675		$	27,092
	States and political subdivisions			62,177			1,239			-833			62,583
	Corporate obligations			3,646			81			-27			3,700
	Mortgage-backed securities-
	government sponsored entities			63,798			132			-1,485			62,445
	Equity securities-financial services			292			53			-			345
			$	157,675		$	1,510		$	-3,020		$	156,165
	Held to Maturity:
	States and political subdivisions		$	175		$	1		$	-		$	176
			31-Dec-13
						Gross			Gross
			Amortized			Unrealized			Unrealized			Fair
			Cost			Gains			Losses			Value
			(In Thousands)
	Available for Sale:
	U.S. Government agencies		$	34,471		$	-		$	-1,058		$	33,413
	States and political subdivisions			60,174			650			-1,794			59,030
	Corporate obligations			3,667			84			-40			3,711
	Mortgage-backed securities-government
	sponsored entities			63,467			81			-1,898			61,650
	Equity securities-financial services			293			50			-15			328
			$	162,072		$	865		$	-4,805		$	158,132
	Held to Maturity:
	States and political subdivisions		$	174		$	3		$	-		$	177
Investments' Gross Unrealized Losses and Fair Value [Table Text Block]	'
		31-Mar-14
		Less than 12 Months						12 Months or More						Total
		Fair Value			Unrealized Losses			Fair Value			Unrealized Losses			Fair Value		Unrealized Losses
	U.S. government agencies	$	23,010		$	-622		$	947		$	-53		$	23,957	$	-675
	States and political subdivisions		15,113			-506			5,406			-327			20,519		-833
	Corporate Obligations		1,151			-27			-			-			1,151		-27
	Mortgage-backed securities-government sponsored agencies		31,166			-632			16,545			-853			47,711		-1,485
		$	70,440		$	-1,787		$	22,898		$	-1,233		$	93,338	$	-3,020
		31-Dec-13
		Less than 12 Months						12 Months or More						Total
		Fair Value			Unrealized Losses			Fair Value			Unrealized Losses			Fair Value		Unrealized Losses
	U.S. government agencies	$	32,481		$	-990		$	932		$	-68		$	33,413	$	-1,058
	States and political subdivisions		26,281			-1,415			4,228			-379			30,509		-1,794
	Corporate obligations		1,145			-40			-			-			1,145		-40
	Mortgage-backed securities-government sponsored agencies		47,014			-1,524			7,478			-374			54,492		-1,898
	Equity securities - financial services		170			-15			-			-			170		-15
		$	107,091		$	-3,984		$	12,638		$	-821		$	119,729	$	-4,805
Securities by Contractual Maturity [Table Text Block]	'
			Available for Sale						Held to Maturity
			Amortized Cost			Fair Value			Amortized Cost			Fair Value
			(In Thousands)
	Due in one year or less		$	-		$	-		$	175		$	176
	Due after one year through five years			16,825			16,692			-			-
	Due after five years through ten years			28,352			28,041			-			-
	Due after ten years			48,408			48,642			-			-
	Mortgage-backed securities-government sponsored agencies			63,798			62,445			-			-
			$	157,383		$	155,820		$	175		$	176
Gross Realized Gains and Losses on Sales of Securities Available-for-Sale [Table Text Block]	'
			Three Months
			Ended March 31,
			2014			2013
	Gross realized gains		$	95		$	156
	Gross realized losses			-			-18
	Net realized gain		$	95		$	138
	Proceeds from sales of securities		$	12,080		$	7,403

Loans_Receivable_and_Allowance1

Loans Receivable and Allowance for Loan Losses (Tables)	3 Months Ended
	Mar. 31, 2014
Loans Receivable and Allowance for Loan Losses [Abstract]	'
Composition of Loans Receivable [Table Text Block]	'
		Types of loans
		(dollars in thousands)
		31-Mar-14				31-Dec-13
	Real Estate-Residential	$	156,651	31.5	%	$	158,842	31.6	%
	Commercial		265,571	53.5			273,144	54.2
	Construction		21,400	4.3			20,551	4.1
	Commercial, financial and agricultural		37,606	7.6			35,745	7.1
	Consumer loans to individuals		15,245	3.1			15,295	3.0
	Total loans		496,473	100.0	%		503,577	100.0	%
	Deferred fees, net		-457				-480
	Total loans receivable		496,016				503,097
	Allowance for loan losses		-5,727				-5,708
	Net loans receivable	$	490,289			$	497,389
Loans Acquired And Accounted For in Accordance With ASC 310-30 [Table Text Block]	'
		31-Mar-14		31-Dec-13
	Outstanding Balance	$	1,098	$	1,110
	Carrying Amount	$	1,085	$	1,090
Changes In The Accretable Yield For Purchased Credit Impaired Loans [Table Text Block]	'
		2014		2013
	Balance at beginning of period	$	20	$	76
	Accretion		-7		-23
	Reclassification and other		-		-
	Balance at end of period	$	13	$	53
Impaired Loans and Related Interest Income by Loan Portfolio Class [Table Text Block]	'
	The following table shows the amount of loans in each category that were individually and collectively evaluated for impairment at the dates indicated:
		Real Estate Loans
								Commercial		Consumer
		Residential		Commercial		Construction		Loans		Loans		Total
	31-Mar-14	(In thousands)
	Individually evaluated for  impairment	$	-	$	10,634	$	-	$	-	$	-	$	10,634
	Loans acquired with deteriorated credit quality		237		848		-		-		-		1,085
	Collectively evaluated for impairment		156,414		254,089		21,400		37,606		15,245		484,754
	Total Loans	$	156,651	$	265,571	$	21,400	$	37,606	$	15,245	$	496,473
		Real Estate Loans
								Commercial		Consumer
		Residential		Commercial		Construction		Loans		Loans		Total
		(In thousands)
	31-Dec-13
	Individually evaluated for impairment	$	-	$	11,519	$	-	$	-	$	-	$	11,519
	Loans acquired with deteriorated credit quality		242		848		-		-		-		1,090
	Collectively evaluated for impairment		158,600		260,777		20,551		35,745		15,295		490,968
	Total Loans	$	158,842	$	273,144	$	20,551	$	35,745	$	15,295	$	503,577
	The following table includes the recorded investment and unpaid principal balances for impaired loans with the associated allowance amount, if applicable.  Also presented are the average recorded investments in the impaired loans and the related amount of interest recognized during the time within the period that the impaired loans were impaired.
				Unpaid Principal
		Recorded		Principal		Associated
		Investment		Balance		Allowance
	31-Mar-14				(in thousands)
	With no related allowance recorded:
	Real Estate Loans
	Residential	$	237	$	245	$	-
	Commercial		9,310		12,631		-
	Subtotal		9,547		12,876		-
	With an allowance recorded:
	Real Estate Loans
	Commercial		2,172		2,882		203
	Subtotal		2,172		2,882		-
	Total:
	Real Estate Loans
	Residential		237		245		-
	Commercial		11,482		15,513		203
	Total Impaired Loans	$	11,719	$	15,758	$	203
				Unpaid Principal
		Recorded		Principal		Associated
		Investment		Balance		Allowance
	31-Dec-13				(in thousands)
	With no related allowance recorded:
	Real Estate Loans
	Residential	$	242	$	251	$	-
	Commercial		10,644		14,400		-
	Subtotal		10,886		14,651		-
	With an allowance recorded:
	Real Estate Loans
	Commercial		1,723		1,723		53
	Subtotal		1,723		1,723		53
	Total:
	Real Estate Loans
	Residential		242		251		-
	Commercial		12,367		16,123		53
	Total Impaired Loans	$	12,609	$	16,374	$	53
	The following information for impaired loans is presented (in thousands) for the three months ended March 31, 2014 and 2013:
		Average Recorded				Interest Income
		Investment				Recognized
		2014		2013		2014		2013
	Total:
	Real Estate Loans
	Residential	$	240	$	262	$	1	$	1
	Commercial		11,754		10,839		57		19
Total Loans	$	11,994	$	11,101	$	58	$	20
Classes of the Loan Portfolio Summarized by the Aggregate Risk Rating [Table Text Block]	'
				Special					Doubtful
		Pass		Mention		Substandard		and Loss		Total
	31-Mar-14
	Commercial real estate loans	$	244,455	$	3,752	$	17,364	$	-	$	265,571
	Commercial loans		37,606		-		-		-		37,606
	Total	$	282,061	$	3,752	$	17,364	$	-	$	303,177
				Special					Doubtful
		Pass		Mention		Substandard		and Loss		Total
	31-Dec-13
	Commercial real estate loans	$	250,566	$	3,651	$	18,927	$	-	$	273,144
	Commercial loans		35,745		-		-		-		35,745
	Total	$	286,311	$	3,651	$	18,927	$	-	$	308,889
	For residential real estate loans, construction loans and consumer loans, the Company evaluates credit quality based on the performance of the individual credits.  The following table presents the recorded investment in the loan classes based on payment activity as of March 31, 2014 and December 31, 2013 (in thousands):
		Performing		Nonperforming		Total
	31-Mar-14
	Residential real estate loans	$	155,022	$	1,629	$	156,651
	Construction		21,400		-		21,400
	Consumer loans		15,245		-		15,245
	Total	$	191,667	$	1,629	$	193,296
		Performing		Nonperforming		Total
	31-Dec-13
	Residential real estate loans	$	157,138	$	1,704	$	158,842
	Construction		20,551		-		20,551
	Consumer loans		15,295		-		15,295
	Total	$	192,984	$	1,704	$	194,688
Allowance for Loan Losses and Recorded Investment in Financing Receivables [Table Text Block]	'
	The following table presents the allowance for loan losses by the classes of the loan portfolio:
	(In thousands)	Residential Real Estate		Commercial Real Estate		Construction		Commercial		Consumer		Total
	Beginning balance, December 31, 2013	$	1,441	$	3,025	$	898	$	184	$	160	$	5,708
	Charge Offs		-75		-329		-		-		-11		-415
	Recoveries		-		-		-		-		14		14
	Provision Expense		-34		1,146		-667		-		-25		420
	Ending balance, March 31, 2014	$	1,332	$	3,842	$	231	$	184	$	138	$	5,727
	Ending balance individually evaluated	$	-	$	203	$	-	$	-	$	-	$	203
	for impairment
	Ending balance collectively evaluated	$	1,332	$	3,639	$	231	$	184	$	138	$	5,524
	for impairment
	(In thousands)	Residential Real Estate		Commercial Real Estate		Construction		Commercial		Consumer		Total
	Beginning balance, December 31, 2012	$	1,797	$	3,183	$	119	$	223	$	180	$	5,502
	Charge Offs		-250		-313		-		-		-19		-582
	Recoveries		-		-		-		-		6		6
	Provision Expense		427		420		5		-47		-5		800
	Ending balance, March 31, 2013	$	1,974	$	3,290	$	124	$	176	$	162	$	5,726
	Ending balance individually evaluated	$	-	$	-	$	-	$	-	$	-	$	-
	for impairment
	Ending balance collectively evaluated	$	1,974	$	3,290	$	124	$	176	$	162	$	5,726
	for impairment

Fair_Value_Measurements_Tables

Fair Value Measurements (Tables)	3 Months Ended
	Mar. 31, 2014
Fair Value Measurements [Abstract]	'
Fair Value, Assets Measured on Recurring Basis [Table Text Block]	'
			Fair Value Measurement Using
			Reporting Date
	Description		Total			Level 1			Level 2			Level 3
			(In thousands)
	31-Mar-14
	Available for Sale:
	US Government agencies		$	27,092		$	-		$	27,092		$	-
	States and political subdivisions			62,583			-			62,583			-
	Corporate obligations			3,700			-			3,700			-
	Mortgage-backed securities-government
	sponsored agencies			62,445			-			62,445			-
	Equity securities-financial services			345			345			-			-
	Total		$	156,165		$	345		$	155,820		$	-
	31-Dec-13
	Available for Sale:
	US Government agencies		$	33,413		$	-		$	33,413		$	-
	States and political subdivisions			59,030			-			59,030			-
	Corporate obligations			3,711			-			3,711			-
	Mortgage-backed securities-government
	sponsored agencies			61,650			-			61,650			-
	Equity securities-financial services			328			328			-			-
	Total		$	158,132		$	328		$	157,804		$	-
Fair Value, Assets Measured on Nonrecurring Basis [Table Text Block]	'
						Fair Value Measurement Reporting Date using
	(In thousands)
	Description		Total			Level 1			Level 2			Level 3
	31-Mar-14
	Impaired Loans		$	11,516		$	-		$	-		$	11,516
	Foreclosed Real Estate Owned			1,364			-			-			1,364
	31-Dec-13
	Impaired Loans		$	12,556		$	-		$	-		$	12,556
	Foreclosed Real Estate Owned			1,009			-			-			1,009
Fair Value, Assets and Liabilities Measured on Nonrecurring Basis, Valuation Techniques [Table Text Block]	'
			Quantitative Information about Level 3 Fair Value Measurements
	(In thousands)	Fair Value Estimate			Valuation Techniques	Unobservable Input		Range (Weighted Average)
	31-Mar-14
	Impaired loans	$	11,516		Appraisal of collateral(1)	Appraisal adjustments(2)		10% (10.0)%
	Foreclosed real estate owned	$	1,364		Appraisal of collateral(1)	Liquidation Expenses(2)		10%
		Quantitative Information about Level 3 Fair Value Measurements
	(In thousands)	Fair Value Estimate			Valuation Techniques	Unobservable Input		Range (Weighted Average)
	31-Dec-13
	Impaired loans	$	12,556		Appraisal of collateral(1)	Appraisal adjustments(2)		10-15% (10.67%)
	Foreclosed real estate owned	$	1,009		Appraisal of collateral(1)	Liquidation Expenses(2)		10%
		-1		Fair value is generally determined through independent appraisals of the underlying collateral, which generally include various Level 3 inputs which are not identifiable, less any associated allowance.
		-2		Appraisals may be adjusted by management for qualitative factors such as economic conditions and estimated liquidation expenses.  The range and weighted average of liquidation expenses and other appraisal adjustments are presented as a percent of the appraisal.
Fair Value, by Balance Sheet Grouping [Table Text Block]	'
		Fair Value Measurements at March 31, 2014
		Carrying Amount			Fair Value			Level 1			Level 2			Level 3
	Financial assets:
	Cash and cash equivalents	$	8,749		$	8,749		$	8,749		$	-		$	-
	Securities		156,340			156,341			345			155,996			-
	Loans receivable, net		490,289			505,518			-			-			505,518
	Mortgage servicing rights		286			286			286			-			-
	Regulatory Stock		2,741			2,741			2,741			-			-
	Bank owned life insurance		17,930			17,930			17,930			-			-
	Accrued interest receivable		2,330			2,330			2,330			-			-
	Financial liabilities:
	Deposits		540,076			540,858			331,722			-			209,136
	Short-term borrowings		40,373			40,373			40,373			-			-
	Other borrowings		23,373			25,181			-			-			25,181
	Accrued interest payable		973			973			973			-			-
	Off-balance sheet financial instruments:
	Commitments to extend credit and		-			-			-			-			-
	outstanding letters of credit
		Fair Value Measurements at December 31, 2013
		Carrying Amount			Fair Value			Level 1			Level 2			Level 3
	Financial assets:
	Cash and cash equivalents	$	7,863		$	7,863		$	7,863		$	-		$	-
	Securities		158,306			158,309			328			157,981			-
	Loans receivable, net		497,389			506,113			-			-			506,113
	Mortgage servicing rights		289			289			-			289			-
	Regulatory stock		2,877			2,877			2,877			-			-
	Bank owned life insurance		17,790			17,790			17,790			-			-
	Accrued interest receivable		2,422			2,422			2,422			-			-
	Financial liabilities:
	Deposits		541,182			542,123			329,753			-			212,370
	Short-term borrowings		49,914			49,914			49,914			-			-
	Other borrowings		23,761			25,923			-			-			25,923
	Accrued interest payable		1,022			1,022			1,022			-			-
	Off-balance sheet financial instruments:
	Commitments to extend credit and		-			-			-			-			-
	outstanding letters of  credit

Earnings_Per_Share_Narrative_D

Earnings Per Share (Narrative) (Details) (USD $)	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013	Dec. 31, 2013
Earnings Per Share [Abstract]	'	'	'
Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount	20,700	40,700	'
Share Price	$28.60	$27.82	$26.90

Earnings_Per_Share_Basic_and_D

Earnings Per Share (Basic and Diluted Earnings Per Share) (Details) (USD $)	3 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Earnings Per Share [Abstract]	'	'
Net Income (Loss) Attributable to Parent	$1,964	$2,308
Denominator for basic earnings per share, weighted average shares	3,643	3,628
Effect of dilutive securities, employee stock options	10	9
Denominator for diluted earnings per share, adjusted weighted average shares and assumed conversions	3,653	3,637
Earnings Per Share, Basic	$0.54	$0.64
Earnings Per Share, Diluted	$0.54	$0.63

StockBased_Compensation_Summar

Stock-Based Compensation (Summary of Stock Option Activity) (Details) (USD $)	3 Months Ended	12 Months Ended
In Thousands, except Share data, unless otherwise specified	Mar. 31, 2014	Dec. 31, 2013	Mar. 31, 2013
Stock-Based Compensation [Abstract]	'	'	'
Options, Outstanding, beginning of year	219,540	'	'
Options, Outstanding, end of year	219,540	219,540	'
Options, Exercisable, end of year	192,040	'	'
Weighted Average Exercise Price Per Share, Outstanding, beginning of year	$26.64	'	'
Weighted Average Exercise Price Per Share, Outstanding, end of year	$26.64	$26.64	'
Weighted Average Exercise Price Per Share, Exercisable, end of year	$26.58	'	'
Weighted Average Remaining Contractual Term, Outstanding,	'5 years 9 months 18 days	'6 years 1 month 6 days	'
Weighted Average Remaining Contractual Term, Outstanding,	'5 years 9 months 18 days	'6 years 1 month 6 days	'
Weighted Average Remaining Contractual Term, Exercisable at End of Period	'5 years 2 months 12 days	'	'
Aggregate Intrinsic Value, Outstanding,	$147	'	'
Aggregate Intrinsic Value, Outstanding, end of year	431	147	'
Aggregate Intrinsic Value, Exercisable, end of year	388	'	'
Employee Service Share-based Compensation, Nonvested Awards, Compensation Cost Not yet Recognized	$117	'	'
Share Price	$28.60	$26.90	$27.82

StockBased_Compensation_Narrat

Stock-Based Compensation (Narrative) (Details) (USD $)	3 Months Ended		12 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013	Dec. 31, 2013
Stock-Based Compensation [Abstract]	'	'	'
Proceeds from Stock Options Exercised	'	$142	'
Remaining Life, Years	'5 years 9 months 18 days	'	'6 years 1 month 6 days
Average Exercise Price	$26.64	'	$26.64
Share Price	$28.60	$27.82	$26.90
Share Based Compensation	40	39	'
Unrecognized Salaries And Employee Benefits Expense	$117	'	'

Accumulated_Other_Comprehensiv2

Accumulated Other Comprehensive Income (Components of Accumulated Other Comprehensive Income and Accumulated Other Comprehensive Income) (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014		Mar. 31, 2013
Beginning balance	($2,602)		'
Other comprehensive income (loss)	1,602		-662
Ending balance	-1,000		'
Unrealized gains on available for sale securities [Member]	'		'
Beginning balance	-2,602	[1]	2,797	[1]
Other comprehensive loss before reclassification	1,665	[1]	-571	[1]
Amount reclassified from accumulated other comprehensive income	-63	[1]	-91	[1]
Other comprehensive income (loss)	1,602	[1]	-662	[1]
Ending balance	($1,000)	[1]	$2,135	[1]
[1]	All amounts are net of tax. Amounts in parentheses indicate debits.

Accumulated_Other_Comprehensiv3

Accumulated Other Comprehensive Income (Items Reclassified Out of Each Component of OCI) (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014		Mar. 31, 2013
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]	'		'
Net realized gains on sales of securities	$95		$138
Income tax expense	-682		-569
Net Income	1,964		2,308
Unrealized gains on available for sale securities [Member] | Reclassification out of Accumulated Other Comprehensive Income [Member]	'		'
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]	'		'
Net realized gains on sales of securities	95	[1]	138	[1]
Income tax expense	-32	[1]	-47	[1]
Net Income	$63	[1]	$91	[1]
[1]	Amounts in parentheses indicate debits to net income

OffBalance_Sheet_Financial_Ins2

Off-Balance Sheet Financial Instruments and Guarantees (Table) (Details) (USD $)	Mar. 31, 2014	Mar. 31, 2013
In Thousands, unless otherwise specified
Loss Contingencies [Line Items]	'	'
Financial Instrument Commitments	$76,788	$78,397
Unfunded availability under loan commitments [Member]	'	'
Loss Contingencies [Line Items]	'	'
Financial Instrument Commitments	24,728	22,836
Unfunded commitments under lines of credit [Member]	'	'
Loss Contingencies [Line Items]	'	'
Financial Instrument Commitments	46,360	49,433
Standby letters of credit [Member]	'	'
Loss Contingencies [Line Items]	'	'
Financial Instrument Commitments	$5,700	$6,128

Securities_Amortized_Cost_and_

Securities (Amortized Cost and Fair Values of Securities) (Details) (USD $)	3 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Dec. 31, 2013
Schedule of Investments [Line Items]	'	'
Available for Sale, Amortized Cost	$157,675	$162,072
Available-for-sale Securities, Gross Unrealized Gains	1,510	865
Available for Sale, Gross Unrealized Losses	-3,020	-4,805
Available for Sale, Fair Value	156,165	158,132
Held to Maturity, Amortized Cost	175	174
Held to Maturity, Fair Value	176	177
U.S. Government Agencies [Member]	'	'
Schedule of Investments [Line Items]	'	'
Available for Sale, Amortized Cost	27,762	34,471
Available-for-sale Securities, Gross Unrealized Gains	5	'
Available for Sale, Gross Unrealized Losses	-675	-1,058
Available for Sale, Fair Value	27,092	33,413
States and political subdivisions [Member]	'	'
Schedule of Investments [Line Items]	'	'
Available for Sale, Amortized Cost	62,177	60,174
Available-for-sale Securities, Gross Unrealized Gains	1,239	650
Available for Sale, Gross Unrealized Losses	-833	-1,794
Available for Sale, Fair Value	62,583	59,030
Held to Maturity, Amortized Cost	175	174
Held to Maturity, Gross Unrealized Gains	1	3
Held to Maturity, Fair Value	176	177
Corporate obligations [Member]	'	'
Schedule of Investments [Line Items]	'	'
Available for Sale, Amortized Cost	3,646	3,667
Available-for-sale Securities, Gross Unrealized Gains	81	84
Available for Sale, Gross Unrealized Losses	-27	-40
Available for Sale, Fair Value	3,700	3,711
Mortgage-backed securities-government sponsored entities [Member]	'	'
Schedule of Investments [Line Items]	'	'
Available for Sale, Amortized Cost	63,798	63,467
Available-for-sale Securities, Gross Unrealized Gains	132	81
Available for Sale, Gross Unrealized Losses	-1,485	-1,898
Available for Sale, Fair Value	62,445	61,650
Equity securities-financial services [Member]	'	'
Schedule of Investments [Line Items]	'	'
Available for Sale, Amortized Cost	292	293
Available-for-sale Securities, Gross Unrealized Gains	53	50
Available for Sale, Gross Unrealized Losses	'	-15
Available for Sale, Fair Value	$345	$328

Securities_Investments_Gross_U

Securities (Investments' Gross Unrealized Losses and Fair Value) (Details) (USD $)	3 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Dec. 31, 2013
	security
Schedule of Investments [Line Items]	'	'
Less than 12 Months, Fair Value	$70,440	$107,091
Less than 12 Months, Unrealized Losses	-1,787	-3,984
12 Months or More, Fair Value	22,898	12,638
12 Months or More, Unrealized Losses	-1,233	-821
Total, Fair Value	93,338	119,729
Total, Unrealized Losses	-3,020	-4,805
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions, Greater than or Equal to One Year	24	'
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions, Less than One Year	80	'
Impairment of Investments	0	'
U.S. Government Agencies [Member]	'	'
Schedule of Investments [Line Items]	'	'
Less than 12 Months, Fair Value	23,010	32,481
Less than 12 Months, Unrealized Losses	-622	-990
12 Months or More, Fair Value	947	932
12 Months or More, Unrealized Losses	-53	-68
Total, Fair Value	23,957	33,413
Total, Unrealized Losses	-675	-1,058
States and political subdivisions [Member]	'	'
Schedule of Investments [Line Items]	'	'
Less than 12 Months, Fair Value	15,113	26,281
Less than 12 Months, Unrealized Losses	-506	-1,415
12 Months or More, Fair Value	5,406	4,228
12 Months or More, Unrealized Losses	-327	-379
Total, Fair Value	20,519	30,509
Total, Unrealized Losses	-833	-1,794
Corporate obligations [Member]	'	'
Schedule of Investments [Line Items]	'	'
Less than 12 Months, Fair Value	1,151	1,145
Less than 12 Months, Unrealized Losses	-27	-40
Total, Fair Value	1,151	1,145
Total, Unrealized Losses	-27	-40
Mortgage-backed securities-government sponsored entities [Member]	'	'
Schedule of Investments [Line Items]	'	'
Less than 12 Months, Fair Value	31,166	47,014
Less than 12 Months, Unrealized Losses	-632	-1,524
12 Months or More, Fair Value	16,545	7,478
12 Months or More, Unrealized Losses	-853	-374
Total, Fair Value	47,711	54,492
Total, Unrealized Losses	-1,485	-1,898
Equity securities-financial services [Member]	'	'
Schedule of Investments [Line Items]	'	'
Less than 12 Months, Fair Value	'	170
Less than 12 Months, Unrealized Losses	'	-15
Total, Fair Value	'	170
Total, Unrealized Losses	'	($15)

Securities_Securities_by_Contr

Securities (Securities by Contractual Maturity) (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Securities [Abstract]	'	'
Available for Sale, Amortized Cost, Due after one year through five years	$16,825	'
Available for Sale, Amortized Cost, Due after five years through ten years	28,352	'
Available for Sale, Amortized Cost, Due after ten years	48,408	'
Available for Sale, Amortized Cost, Mortgage-backed securities- government sponsored agencies	63,798	'
Available for Sale, Amortized Cost, Total	157,383	'
Available for Sale, Fair Value, Due after one year through five years	16,692	'
Available for Sale, Fair Value, Due after five years through ten years	28,041	'
Available for Sale, Fair Value, Due after ten years	48,642	'
Available for Sale, Fair Value, Mortgage-backed securities- government sponsored agencies	62,445	'
Available for Sale, Fair Value, Total	155,820	'
Held to Maturity, Amortized Cost, Due in one year or less	175	'
Held-to-maturity Securities, Total	175	174
Held to Maturity, Fair Value, Due in one year or less	176	'
Held to Maturity, Fair Value	$176	$177

Securities_Gross_Realized_Gain

Securities (Gross Realized Gains and Losses on Sales of Securities Available-for-Sale) (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Securities [Abstract]	'	'
Gross realized gains	$95	$156
Gross realized losses	'	18
Net realized gain	95	138
Proceeds from sale of securities	$12,080	$7,403

Loans_Receivable_and_Allowance2

Loans Receivable and Allowance for Loan Losses (Composition of Loans Receivable) (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013	Mar. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'	'
Loans and Leases Receivable, Gross	$496,473	$503,577	'	'
Deferred fees (net)	-457	-480	'	'
Loans receivable, net of unearned income	496,016	503,097	'	'
Allowance for loan losses	-5,727	-5,708	-5,726	-5,502
Loans and Leases Receivable, Net Reported Amount	490,289	497,389	'	'
Percent of Loans	100.00%	100.00%	'	'
Residential Real Estate Loans [Member]	'	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'	'
Loans and Leases Receivable, Gross	156,651	158,842	'	'
Allowance for loan losses	-1,332	-1,441	-1,974	-1,797
Percent of Loans	31.50%	31.60%	'	'
Commercial Real Estate Loans [Member]	'	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'	'
Loans and Leases Receivable, Gross	265,571	273,144	'	'
Allowance for loan losses	-3,842	-3,025	-3,290	-3,183
Percent of Loans	53.50%	54.20%	'	'
Construction Real Estate Loans [Member]	'	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'	'
Loans and Leases Receivable, Gross	21,400	20,551	'	'
Allowance for loan losses	-231	-898	-124	-119
Percent of Loans	4.30%	4.10%	'	'
Commercial Loans [Member]	'	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'	'
Loans and Leases Receivable, Gross	37,606	35,745	'	'
Allowance for loan losses	-184	-184	-176	-223
Percent of Loans	7.60%	7.10%	'	'
Consumer Loans [Member]	'	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'	'
Loans and Leases Receivable, Gross	15,245	15,295	'	'
Allowance for loan losses	($138)	($160)	($162)	($180)
Percent of Loans	3.10%	3.00%	'	'

Loans_Receivable_and_Allowance3

Loans Receivable and Allowance for Loan Losses (Changes in the Accretable Yield for Purchased Credit Impaired Loans) (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Loans Receivable and Allowance for Loan Losses [Abstract]	'	'
Balance at beginning of period	$20	$76
Accretion	-7	-23
Balance at end of period	$13	$53

Loans_Receivable_and_Allowance4

Loans Receivable and Allowance for Loan Losses (Loans Acquired and Accounted for in Accordance with ASC 310-30) (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Loans Receivable and Allowance for Loan Losses [Abstract]	'	'
Acquired Loans with Specific Evidence of Deterioration in Credit Quality, Outstanding Balance	$1,098	$1,110
Acquired Loans with Specific Evidence of Deterioration in Credit Quality, Carrying Amount	$1,085	$1,090

Loans_Receivable_and_Allowance5

Loans Receivable and Allowance for Loan Losses (Loans Individually and Collectively Evaluated for Impairment) (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Individually evaluated for impairment	$10,634	$11,519
Loans acquired with deteriorated credit quality	1,085	1,090
Collectively evaluated for impairment	484,754	490,968
Loans and Leases Receivable, Gross	496,473	503,577
Residential Real Estate Loans [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Loans acquired with deteriorated credit quality	237	242
Collectively evaluated for impairment	156,414	158,600
Loans and Leases Receivable, Gross	156,651	158,842
Commercial Real Estate Loans [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Individually evaluated for impairment	10,634	11,519
Loans acquired with deteriorated credit quality	848	848
Collectively evaluated for impairment	254,089	260,777
Loans and Leases Receivable, Gross	265,571	273,144
Construction Real Estate Loans [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Collectively evaluated for impairment	21,400	20,551
Loans and Leases Receivable, Gross	21,400	20,551
Commercial Loans [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Collectively evaluated for impairment	37,606	35,745
Loans and Leases Receivable, Gross	37,606	35,745
Consumer Loans [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Collectively evaluated for impairment	15,245	15,295
Loans and Leases Receivable, Gross	$15,245	$15,295

Loans_Receivable_and_Allowance6

Loans Receivable and Allowance for Loan Losses (Impaired Loans and Related Interest Income by Loan Portfolio Class) (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013	Dec. 31, 2013
Financing Receivable, Impaired [Line Items]	'	'	'
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	$9,547	'	$10,886
Impaired Financing Receivable, with Related Allowance, Recorded Investment	2,172	'	1,723
Impaired Financing Receivable, Recorded Investment	11,719	'	12,609
Unpaid Principal Balance, With no related allowance recorded	12,876	'	14,651
Unpaid Principal Balance, With an allowance recorded	2,882	'	1,723
Unpaid Principal Balance, Total	15,758	'	16,374
Associated Allowance	203	'	53
Average Recorded Investment, Total	11,994	11,101	'
Interest Income Recognized, Total	58	20	'
Residential Real Estate Loans [Member]	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	237	'	242
Impaired Financing Receivable, Recorded Investment	237	'	242
Unpaid Principal Balance, With no related allowance recorded	245	'	251
Unpaid Principal Balance, Total	245	'	251
Average Recorded Investment, Total	240	262	'
Interest Income Recognized, Total	1	1	'
Commercial Real Estate Loans [Member]	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	9,310	'	10,644
Impaired Financing Receivable, with Related Allowance, Recorded Investment	2,172	'	1,723
Impaired Financing Receivable, Recorded Investment	11,482	'	12,367
Unpaid Principal Balance, With no related allowance recorded	12,631	'	14,400
Unpaid Principal Balance, With an allowance recorded	2,882	'	1,723
Unpaid Principal Balance, Total	15,513	'	16,123
Associated Allowance	203	'	53
Average Recorded Investment, Total	11,754	10,839	'
Interest Income Recognized, Total	$57	$19	'

Loans_Receivable_and_Allowance7

Loans Receivable and Allowance for Loan Losses (Troubled Debt Restructurings) (Details) (USD $)	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013	Dec. 31, 2013
Loans Receivable and Allowance for Loan Losses [Abstract]	'	'	'
New Loans Identified as Troubled Debt Restructurings	$0	$0	'
Financing Receivable, Modifications, Recorded Investment	$9,100,000	'	$9,200,000

Loans_Receivable_and_Allowance8

Loans Receivable and Allowance for Loan Losses (Classes of the Loan Portfolio Summarized by the Aggregate Risk Rating) (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Pass [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Financing Receivable, Net	$282,061	$286,311
Special Mention [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Financing Receivable, Net	3,752	3,651
Substandard [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Financing Receivable, Net	17,364	18,927
Performing Financing Receivable [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Financing Receivable, Net	191,667	192,984
Nonperforming Financing Receivable [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Financing Receivable, Net	1,629	1,704
Total Summarized by Aggregate Risk Rating [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Financing Receivable, Net	303,177	308,889
Total Summarized by Performance of Individual Credits [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Financing Receivable, Net	193,296	194,688
Commercial Real Estate Loans [Member] | Pass [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Financing Receivable, Net	244,455	250,566
Commercial Real Estate Loans [Member] | Special Mention [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Financing Receivable, Net	3,752	3,651
Commercial Real Estate Loans [Member] | Substandard [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Financing Receivable, Net	17,364	18,927
Commercial Real Estate Loans [Member] | Total Summarized by Aggregate Risk Rating [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Financing Receivable, Net	265,571	273,144
Commercial Loans [Member] | Pass [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Financing Receivable, Net	37,606	35,745
Commercial Loans [Member] | Total Summarized by Aggregate Risk Rating [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Financing Receivable, Net	37,606	35,745
Residential Real Estate Loans [Member] | Performing Financing Receivable [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Financing Receivable, Net	155,022	157,138
Residential Real Estate Loans [Member] | Nonperforming Financing Receivable [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Financing Receivable, Net	1,629	1,704
Residential Real Estate Loans [Member] | Total Summarized by Performance of Individual Credits [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Financing Receivable, Net	156,651	158,842
Construction Real Estate Loans [Member] | Performing Financing Receivable [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Financing Receivable, Net	21,400	20,551
Construction Real Estate Loans [Member] | Total Summarized by Performance of Individual Credits [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Financing Receivable, Net	21,400	20,551
Consumer Loans [Member] | Performing Financing Receivable [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Financing Receivable, Net	15,245	15,295
Consumer Loans [Member] | Total Summarized by Performance of Individual Credits [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Financing Receivable, Net	$15,245	$15,295

Loans_Receivable_and_Allowance9

Loans Receivable and Allowance for Loan Losses (Loan Portfolio Summarized by the Past Due Status) (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Current	$486,017	$491,399
31-60 Days Past Due	782	2,080
61-90 Days Past Due	142	551
Non-Accrual	9,532	9,547
Total Past Due and Non-Accrual	10,456	12,178
Total Loans	496,473	503,577
Residential Real Estate Loans [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Current	154,518	156,066
31-60 Days Past Due	377	1,018
61-90 Days Past Due	127	54
Non-Accrual	1,629	1,704
Total Past Due and Non-Accrual	2,133	2,776
Total Loans	156,651	158,842
Construction Real Estate Loans [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Current	21,400	20,551
Total Loans	21,400	20,551
Commercial Real Estate Loans [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Current	257,381	263,837
31-60 Days Past Due	287	977
61-90 Days Past Due	'	487
Non-Accrual	7,903	7,843
Total Past Due and Non-Accrual	8,190	9,307
Total Loans	265,571	273,144
Commercial Loans [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Current	37,584	35,717
31-60 Days Past Due	22	28
Total Past Due and Non-Accrual	22	28
Total Loans	37,606	35,745
Consumer Loans [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Current	15,134	15,228
31-60 Days Past Due	96	57
61-90 Days Past Due	15	10
Total Past Due and Non-Accrual	111	67
Total Loans	$15,245	$15,295

Recovered_Sheet1

Loans Receivable and Allowance for Loan Losses (Allowance for Loan Losses and Recorded Investment in Financing Receivables) (Details) (USD $)	3 Months Ended												3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013	Mar. 31, 2014	Mar. 31, 2014	Mar. 31, 2013	Mar. 31, 2014	Mar. 31, 2013	Mar. 31, 2014	Mar. 31, 2013	Mar. 31, 2013	Mar. 31, 2014	Dec. 31, 2013	Mar. 31, 2014	Mar. 31, 2013
			Hospitality Lodging Industry [Member]	Residential Real Estate Loans [Member]	Residential Real Estate Loans [Member]	Construction Real Estate Loans [Member]	Construction Real Estate Loans [Member]	Commercial Real Estate Loans [Member]	Commercial Real Estate Loans [Member]	Commercial Loans [Member]	Commercial Loans [Member]	Commercial Loans [Member]	Consumer Loans [Member]	Consumer Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'	'	'	'	'	'	'	'	'	'	'
Beginning balance,	$5,708	$5,502	'	$1,441	$1,797	$898	$119	$3,025	$3,183	$223	$184	$184	$160	$180
Charge Offs	-415	-582	-300	-75	-250	'	'	-329	-313	'	'	'	-11	-19
Recoveries	14	6	'	'	'	'	'	'	'	'	'	'	14	6
Provision for loan losses	420	800	'	-34	427	-667	5	1,146	420	-47	'	'	-25	-5
Ending balance,	5,727	5,726	'	1,332	1,974	231	124	3,842	3,290	176	184	184	138	162
Ending balance individually evaluated for impairment	203	'	'	'	'	'	'	203	'	'	'	'	'	'
Ending balance collectively evaluated for impairment	$5,524	$5,726	'	$1,332	$1,974	$231	$124	$3,639	$3,290	$176	$184	'	$138	$162

Recovered_Sheet2

Loans Receivable and Allowance for Loan Losses (Narrative) (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013	Dec. 31, 2013
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'
Loans and Leases Receivable, Gross	$496,473	'	$503,577
Financing Receivable, Allowance for Credit Losses, Write-downs	415	582	'
Gross Realized Gains on Loans	42	18	'
Gross Realized Losses on Loans	0	7	'
Proceeds from Sale of Mortgage Loans Held-for-sale	1,151	1,112	'
Hospitality Lodging Industry [Member]	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'
Loans and Leases Receivable, Gross	37,200	'	'
Financing Receivable, Allowance for Credit Losses, Write-downs	300	'	'
Concentration Risk, Percentage	42.80%	'	'
Property Owners' Associations [Member]	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'
Loans and Leases Receivable, Gross	12,100	'	'
Concentration Risk, Percentage	13.90%	'	'
Automobile Dealers [Member]	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'
Loans and Leases Receivable, Gross	14,300	'	'
Concentration Risk, Percentage	16.50%	'	'
Bars and Restaurants [Member]	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'
Loans and Leases Receivable, Gross	$9,100	'	'
Concentration Risk, Percentage	10.60%	'	'

Fair_Value_Measurements_Fair_V

Fair Value Measurements (Fair Value, Assets and Liabilities Measured on Recurring Basis) (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale Securities	$156,165	$158,132
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale Securities	345	328
Significant Other Observable Inputs (Level 2) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale Securities	155,820	157,804
U.S. Government Agencies [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale Securities	27,092	33,413
U.S. Government Agencies [Member] | Significant Other Observable Inputs (Level 2) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale Securities	27,092	33,413
States and political subdivisions [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale Securities	62,583	59,030
States and political subdivisions [Member] | Significant Other Observable Inputs (Level 2) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale Securities	62,583	59,030
Corporate obligations [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale Securities	3,700	3,711
Corporate obligations [Member] | Significant Other Observable Inputs (Level 2) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale Securities	3,700	3,711
Mortgage-backed securities-government sponsored entities [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale Securities	62,445	61,650
Mortgage-backed securities-government sponsored entities [Member] | Significant Other Observable Inputs (Level 2) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale Securities	62,445	61,650
Equity securities-financial services [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale Securities	345	328
Equity securities-financial services [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale Securities	$345	$328

Fair_Value_Measurements_Fair_V1

Fair Value Measurements (Fair Value, Assets and Liabilities Measured on Nonrecurring Basis) (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Impaired Loans [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets, Fair Value Disclosure, Nonrecurring	$11,516	$12,556
Impaired Loans [Member] | Significant Unobservable Inputs (Level 3) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets, Fair Value Disclosure, Nonrecurring	11,516	12,556
Foreclosed Real Estate Owned [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets, Fair Value Disclosure, Nonrecurring	1,364	1,009
Foreclosed Real Estate Owned [Member] | Significant Unobservable Inputs (Level 3) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets, Fair Value Disclosure, Nonrecurring	$1,364	$1,009

Fair_Value_Measurements_and_Fa

Fair Value Measurements and Fair Value of Financial Instruments (Additional Qualitative Information about Level 3 Assets) (Details) (USD $)	3 Months Ended		12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014		Dec. 31, 2013
Impaired Loans [Member]	'		'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'		'
Assets, Fair Value Disclosure, Nonrecurring	$11,516		$12,556
Fair Value Measurements, Valuation Techniques	'Appraisal of collateral(1)	[1]	'Appraisal of collateral(1)	[1]
Fair Value Disclosure, Unbservable Input Range	'Appraisal adjustments(2)	[2]	'Appraisal adjustments(2)	[2]
Impaired Loans [Member] | Minimum [Member] | Unobservable Inputs Appraisal Adjustments [Member]	'		'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'		'
Fair Value Inputs, Discount Rate	10.00%		10.00%
Impaired Loans [Member] | Maximum [Member] | Unobservable Inputs Appraisal Adjustments [Member]	'		'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'		'
Fair Value Inputs, Discount Rate	'		15.00%
Impaired Loans [Member] | Weighted Average [Member] | Unobservable Inputs Appraisal Adjustments [Member]	'		'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'		'
Fair Value Inputs, Discount Rate	10.00%		10.67%
Foreclosed Real Estate Owned [Member]	'		'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'		'
Assets, Fair Value Disclosure, Nonrecurring	$1,364		$1,009
Fair Value Measurements, Valuation Techniques	'Appraisal of collateral(1)	[1]	'Appraisal of collateral(1)	[1]
Fair Value Disclosure, Unbservable Input Range	'Liquidation Expenses(2)	[2]	'Liquidation Expenses(2)	[2]
Foreclosed Real Estate Owned [Member] | Minimum [Member] | Unobservable Inputs - Liquidation Expenses [Member]	'		'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'		'
Fair Value Inputs, Discount Rate	10.00%		10.00%
[1]	Fair value is generally determined through independent appraisals of the underlying collateral, which generally include various Level 3 inputs which are not identifiable, less any associated allowance.
[2]	Appraisals may be adjusted by management for qualitative factors such as economic conditions and estimated liquidation expenses. The range and weighted average of liquidation expenses and other appraisal adjustments are presented as a percent of the appraisal.

Fair_Value_Measurements_Fair_V2

Fair Value Measurements (Fair Value, by Balance Sheet Grouping) (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013	Mar. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'	'	'
Financial assets: Cash and due from banks, interest-bearing deposits with banks and federal funds sold, Fair Value Disclosure	$8,749	$7,863	'	'
Financial assets: Securities, Fair Value Disclosure	156,341	158,309	'	'
Financial assets: Loans receivable, net, Fair Value Disclosure	505,518	506,113	'	'
Financial assets: Mortgage servicing rights, Fair Value Disclosure	286	289	'	'
Financial assets: Regulatory stock, Fair Value Disclosure	2,741	2,877	'	'
Financial assets: Bank owned life insurance, Fair Value Disclosure	17,930	17,790	'	'
Financial assets: Accrued interest receivable, Fair Value Disclosure	2,330	2,422	'	'
Financial liabilities: Deposits, Fair Value Disclosure	540,858	542,123	'	'
Financial liabilities: Short-term borrowings, Fair Value Disclosure	40,373	49,914	'	'
Financial liabilities: Other borrowings, Fair Value Disclosure	25,181	25,923	'	'
Financial liabilities: Accrued interest payable, Fair Value Disclosure	973	1,022	'	'
Financial assets: Cash and due from banks, interest-bearing deposits with banks and federal funds sold	8,749	7,863	15,945	12,295
Financial assets: Securities	156,340	158,306	'	'
Financial assets: Loans receivable, net	490,289	497,389	'	'
Financial assets: Mortgage servicing rights	286	289	'	'
Financial assets: Investment in FHLB stock	2,741	2,877	'	'
Financial assets: Bank owned life insurance	17,930	17,790	'	'
Financial assets: Accrued interest receivable	2,330	2,422	'	'
Financial liabilities: Deposits	540,076	541,182	'	'
Financial liabilities: Short-term borrowings	40,373	49,914	'	'
Financial liabilities: Other borrowings	23,373	23,761	'	'
Financial liabilities: Accrued interest payable	973	1,022	'	'
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]	'	'	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'	'	'
Financial assets: Cash and due from banks, interest-bearing deposits with banks and federal funds sold, Fair Value Disclosure	8,749	7,863	'	'
Financial assets: Securities, Fair Value Disclosure	345	328	'	'
Financial assets: Mortgage servicing rights, Fair Value Disclosure	286	'	'	'
Financial assets: Regulatory stock, Fair Value Disclosure	2,741	2,877	'	'
Financial assets: Bank owned life insurance, Fair Value Disclosure	17,930	17,790	'	'
Financial assets: Accrued interest receivable, Fair Value Disclosure	2,330	2,422	'	'
Financial liabilities: Deposits, Fair Value Disclosure	331,722	329,753	'	'
Financial liabilities: Short-term borrowings, Fair Value Disclosure	40,373	49,914	'	'
Financial liabilities: Accrued interest payable, Fair Value Disclosure	973	1,022	'	'
Significant Other Observable Inputs (Level 2) [Member]	'	'	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'	'	'
Financial assets: Securities, Fair Value Disclosure	155,996	157,981	'	'
Financial assets: Mortgage servicing rights, Fair Value Disclosure	'	289	'	'
Significant Unobservable Inputs (Level 3) [Member]	'	'	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'	'	'
Financial assets: Loans receivable, net, Fair Value Disclosure	505,518	506,113	'	'
Financial liabilities: Deposits, Fair Value Disclosure	209,136	212,370	'	'
Financial liabilities: Other borrowings, Fair Value Disclosure	$25,181	$25,923	'	'