Norwood Financial (NWFL) 10-Q 6 Nov 15 2015 Q3 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	9 Months Ended
	Sep. 30, 2015	Nov. 02, 2015
Document And Entity Information [Abstract]
Document Type	10-Q
Amendment Flag	false
Document Period End Date	Sep. 30, 2015
Entity Registrant Name	NORWOOD FINANCIAL CORP
Entity Central Index Key	1,013,272
Current Fiscal Year End Date	--12-31
Entity Filer Category	Accelerated Filer
Entity Common Stock, Shares Outstanding		3,684,719
Document Fiscal Year Focus	2,015
Document Fiscal Period Focus	Q3

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
ASSETS
Cash and due from banks	$ 11,164	$ 8,081
Interest bearing deposits with banks	552	4,295
Cash and cash equivalents	11,716	12,376
Securities available for sale, at fair value	153,305	156,395
Loans receivable	543,536	501,135
Less: Allowance for loan losses	5,747	5,875
Net loans receivable	537,789	495,260
Regulatory stock, at cost	2,488	1,714
Bank premises and equipment, net	6,503	6,734
Bank owned life insurance	18,686	18,284
Accrued interest receivable	2,499	2,339
Foreclosed real estate owned	1,345	3,726
Goodwill	9,715	9,715
Other intangibles	309	389
Deferred tax asset	3,345	3,285
Other assets	1,629	1,418
Total Assets	749,329	711,635
LIABILITIES
Deposits: Non-interest bearing demand	115,313	98,064
Deposits: Interest-bearing	456,040	461,880
Total deposits	571,353	559,944
Short-term borrowings	41,546	25,695
Other borrowings	29,162	22,200
Accrued interest payable	996	966
Other liabilities	4,332	3,789
Total Liabilities	647,389	612,594
STOCKHOLDERS' EQUITY
Common stock, $.10 par value per share, authorized 10,000,000 shares; issued 3,718,018 shares	372	372
Surplus	35,310	35,206
Retained earnings	66,431	64,078
Treasury stock at cost: 2015: 33,299 shares, 2014: 40,576 shares	(894)	(1,077)
Accumulated other comprehensive (loss) income	721	462
Total Stockholders' Equity	101,940	99,041
Total Liabilities and Stockholders' Equity	$ 749,329	$ 711,635

Consolidated Balance Sheets (pa

Consolidated Balance Sheets (parenthetical) - $ / shares	Sep. 30, 2015	Dec. 31, 2014
Consolidated Balance Sheets [Abstract]
Common Stock, Par or Stated Value Per Share	$ 0.10	$ 0.10
Common Stock, Shares Authorized	10,000,000	10,000,000
Common Stock, Shares, Issued	3,718,018	3,718,018
Treasury Stock, Shares	33,299	40,576

Consolidated Statements of Inco

Consolidated Statements of Income - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
INTEREST INCOME
Loans receivable, including fees	$ 5,958	$ 5,972	$ 17,943	$ 17,885
Securities	911	968	2,884	2,981
Other	3	1	15	3
Total interest income	6,872	6,941	20,842	20,869
INTEREST EXPENSE
Deposits	611	600	1,833	1,852
Short-term borrowings	19	19	47	62
Other borrowings	189	168	553	501
Total interest expense	819	787	2,433	2,415
Net Interest Income	6,053	6,154	18,409	18,454
Provision for loan losses	720	420	1,760	1,260
Net interest income after provision for loan losses	5,333	5,734	16,649	17,194
OTHER INCOME
Service charges and fees	595	587	1,789	1,746
Income from fiduciary activities	126	125	341	328
Net realized gains on sales of securities	63	301	508	904
Gains on sale of loans and servicing rights, net	13	(15)	43	50
Earnings and proceeds on bank owned life insurance	167	170	497	514
Other	107	94	305	241
Total other income	1,071	1,262	3,483	3,783
OTHER EXPENSES
Salaries and employee benefits	2,175	2,028	6,383	6,364
Occupancy, furniture & equipment, net	473	505	1,571	1,601
Data processing related	247	240	682	680
Taxes, other than income	175	161	525	488
Professional fees	140	136	447	475
Federal Deposit Insurance Corporation insurance	119	104	278	320
Foreclosed real estate owned	47	271	436	733
Amortization of intangibles	24	28	80	92
Other	670	651	2,023	1,976
Total other expenses	4,070	4,124	12,425	12,729
Income before Income Taxes	2,334	2,872	7,707	8,248
Income tax expense	557	754	1,926	2,132
Net Income	$ 1,777	$ 2,118	$ 5,781	$ 6,116
EARNINGS PER SHARE
BASIC EARNINGS PER SHARE	$ 0.48	$ 0.58	$ 1.57	$ 1.68
DILUTED EARNINGS PER SHARE	$ 0.48	$ 0.58	$ 1.57	$ 1.68

Consolidated Statement of Compr

Consolidated Statement of Comprehensive Income - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Consolidated Statement of Comprehensive Income [Abstract]
Net income	$ 1,777	$ 2,118	$ 5,781	$ 6,116
Other comprehensive (loss) income:
Investment securities available for sale: Unrealized holding gains (losses)	1,938	186	890	4,742
Investment securities available for sale: Tax effect	(654)	(63)	(296)	(1,614)
Reclassification of gains recognized in net income	(63)	(301)	(508)	(904)
Reclassification of gains recognized in net income: Tax effect	22	102	173	307
Other comprehensive income (loss)	1,243	(76)	259	2,531
Comprehensive Income	$ 3,020	$ 2,042	$ 6,040	$ 8,647

Consolidated Statements of Chan

Consolidated Statements of Changes in Stockholders' Equity - 9 months ended Sep. 30, 2015 - USD ($) $ in Thousands	Common Stock [Member]	Surplus [Member]	Retained Earnings [Member]	Treasury Stock [Member]	Accumulated Other Comprehensive Income [Member]	Total
Beginning balance at Dec. 31, 2014	$ 372	$ 35,206	$ 64,078	$ (1,077)	$ 462	$ 99,041
Common Stock, Beginning Balance at Dec. 31, 2014	3,718,018			40,576
Net Income			5,781			5,781
Other comprehensive loss					259	259
Cash dividends declared ($.93 per share)			(3,428)			(3,428)
Compensation expense related to restricted stock		49		$ (8)		$ 41
Compensation expense related to restricted stock, shares				280		280
Acquisition of treasury stock				$ (127)		$ (127)
Acquisition of treasury stock, shares				4,374
Stock options exercised		(8)		$ 318		$ 310
Stock options exercised, shares				(11,931)		(11,931)
Tax benefit of stock options		14				$ 14
Compensation expense related to stock options		49				49
Common Stock, Ending Balance at Sep. 30, 2015	3,718,018			33,299
Ending balance at Sep. 30, 2015	$ 372	$ 35,310	$ 66,431	$ (894)	$ 721	$ 101,940

Consolidated Statements of Cha7

Consolidated Statements of Changes in Stockholders' Equity (parenthetical)	9 Months Ended
	Sep. 30, 2015$ / shares
Consolidated Statements of Changes in Stockholders' Equity [Abstract]
Common Stock, Dividends, Per Share, Declared	$ 0.93

Consolidated Statements of Cash

Consolidated Statements of Cash Flows - USD ($)	9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014
CASH FLOWS FROM OPERATING ACTIVITIES
Net Income	$ 5,781,000	$ 6,116,000
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan losses	1,760,000	1,260,000
Depreciation	414,000	433,000
Amortization of intangible assets	80,000	92,000
Deferred income taxes	184,000	(179,000)
Net amortization of securities premiums and discounts	711,000	645,000
Net realized gain on sales of securities	(508,000)	(904,000)
Earnings and proceeds on bank owned life insurance	(497,000)	(514,000)
Loss on sale of foreclosed real estate	271,000	182,000
Gain on sale of mortgage loans	(56,000)	(72,000)
Mortgage loans originated for sale	(2,605,000)	(2,228,000)
Proceeds from sale of mortgage loans originated for sale	2,661,000	2,300,000
Compensation expense related to stock options	49,000	120,000
Compensation expense related to restricted stock	49,000	0
Increase in accrued interest receivable and other assets	(609,000)	(157,000)
Increase in accrued interest payable and other liabilities	531,000	659,000
Net cash provided by operating activities	8,216,000	7,753,000
CASH FLOWS FROM INVESTING ACTIVITIES
Securities available for sale: Proceeds from sales	28,850,000	39,117,000
Securities available for sale: Proceeds from maturities and principal reductions on mortgage-backed securities	19,408,000	12,021,000
Securities available for sale: Purchases	(44,987,000)	(47,611,000)
Proceeds from maturities on securities held to maturity	0	175,000
Purchase of regulatory stock	(1,830,000)	(1,811,000)
Redemption of regulatory stock	1,056,000	1,478,000
Net increase in loans	(44,592,000)	(3,752,000)
Proceeds from life insurance policies	0	75,000
Purchase of premises and equipment	(184,000)	(145,000)
Proceeds from sale of foreclosed real estate	2,378,000	547,000
Net cash (used in) provided by investing activities	(39,901,000)	94,000
CASH FLOWS FROM FINANCING ACTIVITIES
Net increase in deposits	11,409,000	7,156,000
Net increase (decrease) in short-term borrowings	15,851,000	(5,210,000)
Repayments of other borrowings	(9,038,000)	(1,169,000)
Proceeds from other borrowings	16,000,000	0
Stock options exercised	310,000	227,000
Tax benefit of stock options exercised	14,000	5,000
Purchase of treasury stock	(135,000)	(179,000)
Cash dividends paid	(3,386,000)	(3,277,000)
Net cash provided by (used in) financing activities	31,025,000	(2,447,000)
(Decrease) increase in cash and cash equivalents	(660,000)	5,400,000
CASH AND CASH EQUIVALENTS, BEGINNING OF PERIOD	12,376,000	7,863,000
CASH AND CASH EQUIVALENTS, END OF PERIOD	11,716,000	13,263,000
Supplemental Disclosure of Cash Flow Information
Cash payments for: Interest on deposits and borrowings	2,403,000	2,462,000
Cash payments for: Income taxes paid, net of refunds	1,881,000	2,016,000
Supplemental Schedule of Noncash Investing Activities
Transfers of loans to foreclosed real estate and repossession of other assets	290,000	4,670,000
Cash dividends declared	$ 1,142,000	$ 1,094,000

Basis of Presentation

Basis of Presentation	9 Months Ended
	Sep. 30, 2015
Basis of Presentation [Abstract]
Basis of Presentation	1. Basis of Presentation The unaudited consolidated financial statements include the accounts of Norwood Financial Corp. (Company) and its wholly-owned subsidiary, Wayne Bank (Bank) and the Bank’s wholly-owned subsidiaries, WCB Realty Corp., Norwood Investment Corp., Norwood Settlement Services, LLC, and WTRO Properties, Inc. All significant intercompany transactions have been eliminated in consolidation. The accompanying unaudited consolidated financial statements have been prepared in conformity with generally accepted accounting principles for interim financial statements and with instructions to Form 10-Q. Accordingly, they do not include all of the information and footnotes required by generally accepted accounting principles for complete financial statements. In preparing the financial statements, management is required to make estimates and assumptions that affect the reported amounts of assets and liabilities as of the date of the balance sheet and revenues and expenses for the period. Actual results could differ from those estimates. The financial statements reflect, in the opinion of management, all normal, recurring adjustments necessary to present fairly the financial position and results of operations of the Company. The operating results for the three and nine month periods ended September 30, 2015 are not necessarily indicative of the results that may be expected for the year ending December 31, 2015 or any other future interim period. These statements should be read in conjunction with the consolidated financial statements and related notes which are incorporated by reference in the Company’s Annual Report on Form 10-K for the year-ended December 31, 2014.

Earnings Per Share

Earnings Per Share	9 Months Ended
	Sep. 30, 2015
Earnings Per Share [Abstract]
EARNINGS PER SHARE	2. Earnings Per Share Basic earnings per share represents income available to common stockholders divided by the weighted average number of common shares outstanding during the period. Diluted earnings per share reflect additional common shares that would have been outstanding if dilutive potential common shares had been issued, as well as any adjustment to income that would result from the assumed issuance. Potential common shares that may be issued by the Company relate solely to outstanding stock options and are determined using the treasury stock method. The following table sets forth the weighted average shares outstanding used in the computations of basic and diluted earnings per share. (in thousands) Three Months Ended Nine Months Ended September 30, September 30, 2015 2014 2015 2014 Weighted average shares outstanding Less: Unvested restricted shares - - Basic EPS weighted average shares outstanding Weighted average shares outstanding Dilutive effect of stock options Diluted EPS weighted average shares outstanding Stock options which had no intrinsic value, because their effect would be anti-dilutive and therefore would not be included in the diluted EPS calculation were 12,000 as of September 30, 2015 based upon the closing price of Norwood common stock of $29.00 per share on September 30, 2015. There were 19,600 anti-dilutive shares at September 30, 2014 based on Norwood’s closing price of $28.60 .

Stock-Based Compensation

Stock-Based Compensation	9 Months Ended
	Sep. 30, 2015
Stock-Based Compensation [Abstract]
Stock-Based Compensation	3. Stock-Based Compensation No awards were granted during the nine-month period ending September 30, 2015. As of September 30, 2015, there was $16,000 of total unrecognized cost related to non-vested stock options granted in 2014 under the 20 06 Stock Option Plan, which will be fully amortized by December 31, 2015. Total compensation cost related to stock options during the nine-month period ending September 30, 2015 was $49,000 . A summary of stock options from all plans, adjusted for stock dividends declared, is shown below. Weighted Average Exercise Weighted Average Aggregate Price Remaining Intrinsic Value Options Per Share Contractual Term ($000) Outstanding at January 1, 2015 $ Yrs. $ Granted - - - - Exercised - Forfeited - Outstanding at September 30, 2015 $ Yrs. $ Exercisable at September 30, 2015 $ Yrs. $ Intrinsic value represents the amount by which the market price of the stock on the measurement date exceeded the exercise price of the option. The stock price was $29.00 as of September 30, 2015 and $29.05 as of December 31, 2014 A summary of the Company’s restricted stock activity and related information for the nine-month period ended September 30, 2015, is as follows: Weighted-Average Number of Grant Date Restricted Stock Fair Value Outstanding, January 1, 2015 $ Granted - - Vested Forfeited Non-vested at September 30, 2015 $ The expected future compensation expense relating to the 8,950 shares of non-vested restricted stock outstanding as of September 30, 2015 is $ 222,000 to be recognized over the next 4.25 years. Total compensation cost related to restricted stock during the nine-month period ending September 30, 2015 was $ 41,000 .

Accumulated Other Comprehensive

Accumulated Other Comprehensive Income (Loss)	9 Months Ended
	Sep. 30, 2015
Accumulated Other Comprehensive Income (Loss) [Abstract]
Accumulated Other Comprehensive Income (Loss)	4. Accumulated Other Comprehensive Income The following tables present the changes in accumulated other comprehensive income (in thousands) by component net of tax for the three months and nine months ended September 30, 2015 and 2014: Unrealized gains (losses) on available for sale securities (a) Balance as of December 31, 2014 $ Other comprehensive income before reclassification Amount reclassified from accumulated other comprehensive income (loss) Total other comprehensive income Balance as of September 30, 2015 $ Unrealized gains (losses) on available for sale securities (a) Balance as of December 31, 2013 $ Other comprehensive income before reclassification Amount reclassified from accumulated other comprehensive (loss) Total other comprehensive income Balance as of September 30, 2014 $ Unrealized gains (losses) on available for sale securities (a) Balance as of June 30, 2015 $ Other comprehensive income before reclassification Amount reclassified from accumulated other comprehensive income Total other comprehensive income Balance as of September 30, 2015 $ Unrealized gains (losses) on available for sale securities (a) Balance as of June 30, 2014 $ Other comprehensive income before reclassification Amount reclassified from accumulated other comprehensive (loss) Total other comprehensive (loss) Balance as of September 30, 2014 $ (a) All amounts are net of tax. Amounts in parentheses indicate debits. The following tables present significant amounts reclassified out of each component of accumulated other comprehensive income (loss) (in thousands) for the three and nine months ended September 30, 2015 and 2014: Amount Reclassified From Accumulated Affected Line Item in Other the Statement Where Comprehensive Net Income is Details about other comprehensive income (loss) Income (Loss) (a) Presented Three months ended September 30, 2015 2014 Unrealized gains on available for sale securities $ $ Net realized gains on sales of securities Income tax expense $ $ Net of tax Nine months ended September 30, 2015 2014 Unrealized gains on available for sale securities $ $ Net realized gains on sales of securities Income tax expense $ $ Net of tax (a) Amounts in parentheses indicate debits to net income

Off-Balance Sheet Financial Ins

Off-Balance Sheet Financial Instruments and Guarantees	9 Months Ended
	Sep. 30, 2015
Off-Balance Sheet Financial Instruments and Guarantees [Abstract]
Off-Balance Sheet Financial Instruments and Guarantees	5. Off-Balance Sheet Financial Instruments and Guarantees The Bank is a party to financial instruments with off-balance-sheet risk in the normal course of business to meet the financing needs of its customers. These financial instruments include commitments to extend credit and letters of credit. Those instruments involve, to varying degrees, elements of credit and interest rate risk in excess of the amount recognized in the balance sheets. The Bank’s exposure to credit loss in the event of nonperformance by the other party to the financial instrument for commitments to extend credit and letters of credit is represented by the contractual amount of those instruments. The Bank uses the same credit policies in making commitments and conditional obligations as it does for on-balance sheet instruments. A summary of the Bank’s financial instrument commitments is as follows: (in thousands) September 30, 2015 2014 Unfunded availability under loan commitments $ $ Unfunded commitments under lines of credit Standby letters of credit $ $ Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee. Since some of the commitments are expected to expire without being drawn upon, the total commitment amount does not necessarily represent future cash requirements. The Bank evaluates each customer’s credit worthiness on a case-by-case basis. The amount of collateral obtained, if deemed necessary by the Bank upon extension of credit, is based on management’s credit evaluation of the customer and generally consists of real estate. The Bank does not issue any guarantees that would require liability recognition or disclosure, other than its standby letters of credit. Standby letters of credit written are conditional commitments issued by the Bank to guarantee the performance of a customer to a third party. Generally, all letters of credit, when issued, have expiration dates within one year. The credit risk involved in issuing letters of credit is essentially the same as those that are involved in extending loan facilities to customers. The Bank, generally, holds collateral and/or personal guarantees supporting these commitments. Management believes that the proceeds obtained through a liquidation of collateral and the enforcement of guarantees would be sufficient to cover the potential amount of future payments required under the corresponding guarantees. The current amount of the liability as of September 30, 2015 for guarantees under standby letters of credit issued is not material.

Securities

Securities	9 Months Ended
	Sep. 30, 2015
Securities [Abstract]
Securities	6. Securities The amortized cost and fair value of securities were as follows: September 30, 2015 Gross Gross Amortized Unrealized Unrealized Fair Cost Gains Losses Value (In Thousands) Available for Sale: U.S. Government agencies $ $ $ $ States and political subdivisions Corporate obligations - Mortgage-backed securities- government sponsored entities Total debt securities Equity securities-financial services - $ $ $ $ December 31, 2014 Gross Gross Amortized Unrealized Unrealized Fair Cost Gains Losses Value (In Thousands) Available for Sale: U.S. Government agencies $ $ $ $ States and political subdivisions Corporate obligations Mortgage-backed securities-government sponsored entities Total debt securities Equity securities-financial services - $ $ $ $ The following tables show the Company’s investment securities gross unrealized losses and fair value aggregated by length of time that individual securities have been in a continuous unrealized loss position (in thousands): September 30, 2015 Less than 12 Months 12 Months or More Total Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses U.S. Government agencies $ $ $ $ $ $ States and political subdivisions Corporate obligations - - - - - - Mortgage-backed securities-government sponsored agencies $ $ $ $ $ $ December 31, 2014 Less than 12 Months 12 Months or More Total Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses U.S. Government agencies $ $ $ $ $ $ States and political subdivisions Corporate obligations - - Mortgage-backed securities-government sponsored agencies $ $ $ $ $ $ At September 30, 2015, the Company has 44 debt securities in an unrealized loss position in the less than twelve months category and 25 debt securities in the twelve months or more category. In Management’s opinion the unrealized losses reflect changes in interest rates subsequent to the acquisition of specific securities. No other-than-temporary-impairment charges were recorded in 2015. Management believes that all unrealized losses represent temporary impairment of the securities as the Company does not have the intent to sell the securities and it is more likely than not that it will not have to sell the securities before recovery of its cost basis. The amortized cost and fair value of debt securities as of September 30, 2015 by contractual maturity are shown below. Expected maturities may differ from contractual maturities because borrowers may have the right to prepay obligations with or without call or prepayment penalties. Available for Sale (In Thousands) Amortized Cost Fair Value Due in one year or less $ $ Due after one year through five years Due after five years through ten years Due after ten years Mortgage-backed securities-government sponsored agencies $ $ Gross realized gains and gross realized losses on sales of securities available for sale were as follows (in thousands): Three Months Nine Months Ended September 30, Ended September 30, 2015 2014 2015 2014 Gross realized gains $ $ $ $ Gross realized losses - - - Net realized gain $ $ $ $ Proceeds from sales of securities $ $ $ $

Loans Receivable and Allowance

Loans Receivable and Allowance for Loan Losses	9 Months Ended
	Sep. 30, 2015
Loans Receivable and Allowance for Loan Losses [Abstract]
Loans Receivable and Allowance for Loan Losses	7. Loans Receivable and Allowance for Loan Losses Set forth below is selected data relating to the composition of the loan portfolio at the dates indicated: Types of loans (dollars in thousands) September 30, 2015 December 31, 2014 Real Estate Loans: Residential $ % $ % Commercial Construction Commercial, financial and agricultural Consumer loans to individuals Total loans % % Deferred fees, net Total loans receivable Allowance for loan losses Net loans receivable $ $ Changes in the accretable yield for purchased credit-impaired loans were as follows for the nine months ended September 30 (in thousands): 2015 2014 Balance at beginning of period $ $ Accretion Reclassification and other - - Balance at end of period $ $ The following table presents additional information regarding loans acquired and accounted for in accordance with ASC 310-30 (in thousands): September 30, 2015 December 31, 2014 Outstanding Balance $ 585 $ 1,057 Carrying Amount $ 578 $ 1,049 There were no material increases or decreases in the expected cash flows of these loans since the acquisition date. As of December 31, 2014, for loans that were acquired with or without specific evidence of deterioration in credit quality, adjustments to the allowance for loan losses have been accounted for through the allowance for loan loss adequacy calculation. The Company maintains a loan review system, which allows for a periodic review of our loan portfolio and the early identification of potential impaired loans. Such system takes into consideration, among other things, delinquency status, size of loans, type and market value of collateral and financial condition of the borrowers. Specific loan loss allowances are established for identified losses based on a review of such information. A loan evaluated for impairment is considered to be impaired when, based on current information and events, it is probabl e that we will be unable to collect all amounts due according to the contractual terms of the loan agreement. All loans identified as impaired are evaluated independently. We do not aggregate such loans for evaluation purposes. Impairment is measured on a loan-by-loan basis for commercial and construction loans by the present value of expected future cash flows discounted at the loan’s effective interest rate, the loan’s obtainable market price, or the fair value of the collateral if the loan is collateral-dependent. Large groups of smaller balance homogeneous loans are collectively evaluated for impairment. Accordingly, the Company does not separately identify individual consumer and residential mortgage loans for impairment disclosures, unless such loans are part of a larger relationship that is impaired, or are classified as a troubled debt restructuring. A loan is considered to be a troubled debt restructuring (“TDR”) loan when the Company grants a concession to the borrower because of the borrower’s financial condition that it would not otherwise consider. Such concessions include the reduction of interest rates, forgiveness of principal or interest, or other modifications of interest rates that are less than the current market rate for new obligations with similar risk. Foreclosed assets acquired in settlement of loans are carried at fair value less estimated costs to sell and are included in foreclosed real estate owned on the Consolidated Balance Sheets. As of September 30, 2015 and December 31, 2014, foreclosed real estate owned totaled $1,345,000 and $3,726,000 , respectively. As of September 30, 2015, included within foreclosed real estate owned is $63,000 of consumer residential mortgages that were foreclosed on or received via a deed in lieu transaction prior to the period end. As of September 30, 2015, the Company has initiated formal foreclosure proceedings on $503,000 of consumer residential mortgage loans. The following tables show the amount of loans in each category that were individually and collectively evaluated for impairment at the dates indicated: Real Estate Loans Commercial Consumer Residential Commercial Construction Loans Loans Total September 30, 2015 (In thousands) Individually evaluated for impairment $ $ $ - $ - $ - $ Loans acquired with deteriorated credit quality - - - Collectively evaluated for impairment Total Loans $ $ $ $ $ $ Real Estate Loans Commercial Consumer Residential Commercial Construction Loans Loans Total (In thousands) December 31, 2014 Individually evaluated for impairment $ - $ $ - $ - $ - $ Loans acquired with deteriorated credit quality - - - Collectively evaluated for impairment Total Loans $ $ $ $ $ $ The following tables includes the recorded investment and unpaid principal balances for impaired loans with the associated allowance amount, if applicable. Unpaid Recorded Principal Associated Investment Balance Allowance September 30, 2015 (in thousands) With no related allowance recorded: Real Estate Loans Residential $ $ $ - Commercial - Subtotal - With an allowance recorded: Real Estate Loans Commercial Subtotal Total: Real Estate Loans Residential - Commercial Total Impaired Loans $ $ $ Unpaid Recorded Principal Associated Investment Balance Allowance December 31, 2014 (in thousands) With no related allowance recorded: Real Estate Loans Residential $ $ $ - Commercial - Subtotal - With an allowance recorded: Real Estate Loans Commercial Subtotal Total: Real Estate Loans Residential - Commercial Total Impaired Loans $ $ $ The following information for impaired loans is presented (in thousands) for the nine months ended September 30, 2015 and 2014: Average Recorded Interest Income Investment Recognized 2015 2014 2015 2014 Real Estate Loans: Residential $ $ $ $ Commercial Total $ $ $ $ The following information for impaired loans is presented (in thousands) for the three months ended September 30, 2015 and 2014: Average Recorded Interest Income Investment Recognized 2015 2014 2015 2014 Real Estate Loans: Residential $ $ $ $ Commercial Total $ $ $ $ Troubled debt restructured loans are those loans whose terms have been renegotiated to provide a reduction or deferral of principal or interest as a result of financial difficulties experienced by the borrower, who could not obtain comparable terms from alternate financing sources. As of September 30, 2015, troubled debt restructured loans totaled $8.5 million and resulted in a specific allowance of $389,000 . For the period ended September 30, 201 5 , there were no new loans identified as troubled debt restructurings. In 2015, the Company recognized write-downs in the amount of $439,000 on three loans previously identified as troubled debt restructurings with a carrying value of $2.5 million as of September 30, 2015. As of December 31, 2014, troubled debt restructured loans totaled $8.8 million and resulted in a specific allowance of $293,000 . For the period ended September 30, 2014, there were no new loans identified as troubled debt restructurings. During the nine month period ended September 30, 2014, the Company recognized write-downs in the amount of $227,000 on two loans identified as troubled debt restructurings with a carrying value of $1.2 million as of September 30, 2014. Management uses an eight point internal risk rating system to monitor the credit quality of the overall loan portfolio. The first four categories are considered not criticized, and are aggregated as “Pass” rated. The criticized rating categories utilized by management generally follow bank regulatory definitions. The Special Mention category includes assets that are currently protected but are potentially weak, resulting in an undue and unwarranted credit risk, but not to the point of justifying a Substandard classification. Loans in the Substandard category have well-defined weaknesses that jeopardize the liquidation of the debt, and have a distinct possibility that some loss will be sustained if the weaknesses are not corrected. All loans greater than 90 days past due are considered Substandard. Any portion of a loan that has been charged off is placed in the Loss category. To help ensure that risk ratings are accurate and reflect the present and future capacity of borrowers to repay a loan as agreed, the Bank has a structured loan rating process with several layers of internal and external oversight. Generally, consumer and residential mortgage loans are included in the Pass categories unless a specific action, such as non performance, repossession, or death occurs to raise awareness of a possible credit event. The Company’s Loan Review Department is responsible for the timely and accurate risk rating of the loans on an ongoing basis. Every credit which must be approved by Loan Committee or the Board of Directors is assigned a risk rating at time of consideration. Loan Review also annually reviews relationships of $1,000,000 and over to assign or re-affirm risk ratings. Loans in the Substandard categories that are collectively evaluated for impairment are given separate consideration in the determination of the allowance. The following tables present the classes of the loan portfolio summarized by the aggregate Pass and the criticized categories of Special Mention, Substandard, Doubtful and Loss within the internal risk rating system as of September 30, 2015 and December 31, 2014 (in thousands): Special Doubtful Pass Mention Substandard or Loss Total September 30, 2015 Commercial real estate loans $ $ $ $ - $ Commercial loans - - - Total $ $ $ $ - $ Special Doubtful Pass Mention Substandard or Loss Total December 31, 2014 Commercial real estate loans $ $ $ $ - $ Commercial loans - - - Total $ $ $ $ - $ For residential real estate loans, construction loans and consumer loans, the Company evaluates credit quality based on the performance of the individual credits. The following tables present the recorded investment in the loan classes based on payment activity as of September 30, 2015 and December 31, 2014 (in thousands): Performing Nonperforming Total September 30, 2015 Residential real estate loans $ $ $ Construction - Consumer loans Total $ $ $ Performing Nonperforming Total December 31, 2014 Residential real estate loans $ $ $ Construction - Consumer loans Total $ $ $ Management further monitors the performance and credit quality of the loan portfolio by analyzing the age of the portfolio as determined by the length of time a recorded payment is past due. The following tables present the classes of the loan portfolio summarized by the aging categories of performing loans and nonaccrual loans as of September 30, 2015 and December 31, 2014 (in thousands): Current 31-60 Days Past Due 61-90 Days Past Due Greater than 90 Days Past Due and still accruing Non-Accrual Total Past Due and Non-Accrual Total Loans September 30, 2015 Real Estate loans Residential $ $ $ $ - $ $ $ Commercial - Construction - - - - - Commercial loans - - - - - Consumer loans - Total $ $ $ $ - $ $ $ Current 31-60 Days Past Due 61-90 Days Past Due Greater than 90 Days Past Due and still accruing Non-Accrual Total Past Due and Non-Accrual Total Loans December 31, 2014 Real Estate loans Residential $ $ $ - $ - $ $ $ Commercial - Construction - - - - - Commercial loans - - - Consumer loans - - Total $ $ $ $ - $ $ $ The following tables present the allowance for loan losses by the classes of the loan portfolio: (In thousands) Residential Real Estate Commercial Real Estate Construction Commercial Consumer Total Beginning balance, December 31, 2014 $ $ $ $ $ $ Charge Offs - - Recoveries - - - Provision for loan losses Ending balance, September 30, 2015 $ $ $ $ $ $ Ending balance individually evaluated for impairment $ - $ $ - $ - $ - $ Ending balance collectively evaluated for impairment $ $ $ $ $ $ (In thousands) Residential Real Estate Commercial Real Estate Construction Commercial Consumer Total Beginning balance, June 30, 2015 $ $ $ $ $ $ Charge Offs - - Recoveries - - - - Provision for loan losses Ending balance, September 30, 2015 $ $ $ $ $ $ (In thousands) Residential Real Estate Commercial Real Estate Construction Commercial Consumer Total Beginning balance, December 31, 2013 $ $ $ $ $ $ Charge Offs - - Recoveries - - - - Provision for loan losses Ending balance, September 30, 2014 $ $ $ $ $ $ Ending balance individually evaluated for impairment $ - $ $ - $ - $ - $ Ending balance collectively evaluated for impairment $ $ $ $ $ $ (In thousands) Residential Real Estate Commercial Real Estate Construction Commercial Consumer Total Beginning balance, June 30, 2014 $ $ $ $ $ $ Charge Offs - - Recoveries - - - - Provision for loan losses Ending balance, September 30, 2014 $ $ $ $ $ $ The Company’s primary business activity as of September 30, 2015 and December 31, 2014 is with customers located in northeastern Pennsylvania. Accordingly, the Company has extended credit primarily to commercial entities and individuals in this area whose ability to honor their contracts is influenced by the region’s economy. As of September 30, 2015, the Company considered its concentration of credit risk to be acceptable. The highest concentration was in the hospitality lodging industry with loans outstanding of $61.8 million, or 11.4% of loans outstanding. During 2015, the Company recorded a charge-off of $643,000 on a motel property which has been sold. Gross realized gains and gross realized losses on sales of residential mortgage loans were $56,000 and $0 , respectively, in the first nine months of 201 5 compared to $72,000 and $0 , respectively, in the same period in 2014. The proceeds from the sales of residential mortgage loans totaled $ 2. 7 million and $ 2.3 million for the nine months ended September 30, 2015 and 2014, respectively. Gross realized gains and gross realized losses on sales of residential mortgage loans were $16,000 and $0 , respectively, for the three months ended September 30, 2015. The proceeds from the sales of residential mortgage loans totaled $818,000 for the three months ended September 30, 2015. There were no sales of residential mortgages during the three months ended September 30, 2014.

Fair Values Measurements

Fair Values Measurements	9 Months Ended
	Sep. 30, 2015
Fair Value Measurements [Abstract]
Fair Value Measurements	8. Fair Value Measurements Fair value estimates are based on quoted market prices, if available, quoted market prices of similar assets or liabilities, or the present value of expected future cash flows and other valuation techniques. These valuations are significantly affected by discount rates, cash flow assumptions and risk assumptions used. Therefore, fair value estimates may not be substantiated by comparison to independent markets and are not intended to reflect the proceeds that may be realizable in an immediate settlement of the instruments. Fair value is determined at one point in time and is not representative of future value. These amounts do not reflect the total value of a going concern organization. Management does not have the intention to dispose of a significant portion of its assets and liabilities and therefore, the unrealized gains or losses should not be interpreted as a forecast of future earnings and cash flows. The following is a discussion of assets and liabilities measured at fair value on a recurring basis and valuation techniques applied: Securities: The fair value of securities available for sale (carried at fair value) are determined by obtaining quoted market prices on nationally recognized securities exchanges (Level 1), or matrix pricing (Level 2), which is a mathematical technique used widely in the industry to value debt securities without relying exclusively on quoted market prices for the specific securities but rather by relying on the securities’ relationship to other benchmark quoted prices. For certain securities which are not traded in active markets or are subject to transfer restrictions, valuations are adjusted to reflect illiquidity and/or non-transferability, and such adjustments are generally based on available market evidence (Level 3). In the absence of such evidence, management’s best estimate is used. Management’s best estimate consists of both internal and external support on certain Level 3 investments. Internal cash flow models using a present value formula that includes assumptions market participants would use along with indicative exit pricing obtained from broker/dealers (where available) are used to support fair values of certain Level 3 investments, if applicable. For financial assets measured at fair value on a recurring basis, the fair value measurements by level within the fair value hierarchy used at September 30, 2015 and December 31, 2014 are as follows: Fair Value Measurement Using Reporting Date Description Total Level 1 Level 2 Level 3 (In thousands) September 30, 2015 Available for Sale: U.S. Government agencies $ $ - $ $ - States and political subdivisions - - Corporate obligations - - Mortgage-backed securities-government sponsored agencies - - Equity securities-financial services - - Total $ $ $ $ - Description Total Level 1 Level 2 Level 3 (In thousands) December 31, 2014 Available for Sale: U.S. Government agencies $ $ - $ $ - States and political subdivisions - - Corporate obligations - - Mortgage-backed securities-government sponsored agencies - - Equity securities-financial services - - Total $ $ $ $ - The following is a discussion of assets and liabilities measured at fair value on a non-recurring basis and valuation techniques applied: Impaired loans (generally carried at fair value): The Company measures impairment generally based on the fair value of the loan’s collateral. Fair value is generally determined based upon independent third-party appraisals of the properties, or discounted cash flows based upon the lowest level of input that is significant to the fair value measurements. Foreclosed real estate owned (carried at fair value): Real estate properties acquired through, or in lieu of loan foreclosure are to be sold and are carried at fair value less estimated cost to sell. Fair value is based upon independent market prices, appraised value of the collateral or management’s estimation of the value of the collateral. These assets are included in Level 3 fair value based upon the lowest level of input that is significant to the fair value measurement. For financial assets measured at fair value on a nonrecurring basis, the fair value measurements by level within the fair value hierarchy used at September 30, 2015 and December 31, 2014 are as follows: Fair Value Measurement Reporting Date using Reporting Date (In thousands) Description Total Level 1 Level 2 Level 3 September 30, 2015 Impaired Loans $ $ - $ - $ Foreclosed Real Estate Owned - - December 31, 2014 Impaired Loans $ $ - $ - $ Foreclosed Real Estate Owned - - The following tables present additional quantitative information about assets measured at fair value on a nonrecurring basis and for which the Company has utilized Level 3 inputs to determine fair value: Quantitative Information about Level 3 Fair Value Measurements (dollars in thousands) Fair Value Estimate Valuation Techniques Unobservable Input Range (Weighted Average) September 30, 2015 Impaired loans $ Appraisal of collateral(1) Appraisal adjustments(2) 10% - 25% (17.36%) Impaired loans $ Present value of future cash flows Loan discount rate 5.75% - 6.75% (6.25%) Foreclosed real estate owned $ Appraisal of collateral(1) Liquidation Expenses(2) 10% Quantitative Information about Level 3 Fair Value Measurements (dollars in thousands) Fair Value Estimate Valuation Techniques Unobservable Input Range (Weighted Average) December 31, 2014 Impaired loans $ Appraisal of collateral(1) Appraisal adjustments(2) 6 -33% (23.35%) Foreclosed real estate owned $ Appraisal of collateral(1) Liquidation Expenses(2) 10% (1) Fair value is generally determined through independent appraisals of the underlying collateral, which generally include various Level 3 inputs which are not identifiable, less any associated allowance. (2) Appraisals may be adjusted by management for qualitative factors such as economic conditions and estimated liquidation expenses. The range and weighted average of liquidation expenses and other appraisal adjustments are presented as a percent of the appraisal. The following information should not be interpreted as an estimate of the fair value of the entire Company since a fair value calculation is only provided for a limited portion of the Company’s assets and liabilities. Due to a wide range of valuation techniques and the degree of subjectivity used in making the estimates, comparisons between the Company’s disclosures and those of other companies may not be meaningful. The following methods and assumptions were used to estimate the fair values of the Company’s financial instruments at September 30, 2015 and December 31, 2014. Cash and cash equivalents (carried at cost): The carrying amounts reported in the consolidated balance sheet for cash and short-term instruments approximate those assets’ fair values. Securities: The fair value of securities available for sale (carried at fair value) and held to maturity (carried at amortized cost) are determined by obtaining quoted market prices on nationally recognized securities exchanges (Level 1), or matrix pricing (Level 2), which is a mathematical technique used widely in the industry to value debt securities without relying exclusively on quoted market prices for the specific securities but rather by relying on the securities’ relationship to other benchmark quoted prices. For certain securities which are not traded in active markets or are subject to transfer restrictions, valuations are adjusted to reflect illiquidity and/or non-transferability, and such adjustments are generally based on available market evidence (Level 3). In the absence of such evidence, management’s best estimate is used. Management’s best estimate consists of both internal and external support on certain Level 3 investments. Internal cash flow models using a present value formula that includes assumptions market participants would use along with indicative exit pricing obtained from broker/dealers (where available) are used to support fair values of certain Level 3 investments, if applicable. Loans receivable (carried at cost): The fair values of loans are estimated using discounted cash flow analyses, using market rates at the balance sheet date that reflect the credit and interest rate-risk inherent in the loans. Projected future cash flows are calculated based upon contractual maturity or call dates, projected repayments and prepayments of principal. Generally, for variable rate loans that reprice frequently and with no significant change in credit risk, fair values are based on carrying values. Impaired loans (generally carried at fair value): The Company measures impairment generally based on the fair value of the loan’s collateral. Fair value is generally determined based upon independent third-party appraisals of the properties, or discounted cash flows based upon the lowest level of input that is significant to the fair value measurements. As of September 30, 2015, the fair value investment in impaired loans totaled $10,051,000 which included one loan relationship for $1,648,000 for which a valuation allowance of $389,000 had been provided based on the estimated value of the collateral or the present value of estimated cash flows, and sixteen loan relationships for $8,792,000 which did not require a valuation allowance since the estimated realizable value of the collateral exceeded the recorded investment in the loan. As of September 30, 2015, the Company has recognized charge-offs against the allowance for loan losses on these impaired loans in the amount of $1,742,000 over the life of the loans. As of December 31, 2014, the fair value investment in impaired loans totaled $11,312,000 which included three loans for $2,973,000 for which a valuation allowance of $293,000 had been provided based on the estimated value of the collateral or the present value of estimated cash flows, and fourteen loans for $8,632,000 which did not require a valuation allowance since the estimated realizable value of the collateral exceeded the recorded investment in the loan. As of December 31, 2014, the Company had recognized charge-offs against the allowance for loan losses on these impaired loans in the amount of $1,022,000 over the life of the loans. Mortgage servicing rights (generally carried at cost) The Company utilizes a third party provider to estimate the fair value of certain loan servicing rights. Fair value for the purpose of this measurement is defined as the amount at which the asset could be exchanged in a current transaction between willing parties, other than in a forced liquidation. Foreclosed real estate owned (carried at fair value): Real estate properties acquired through, or in lieu of loan foreclosure are to be sold and are carried at fair value less estimated cost to sell. Fair value is based upon independent market prices, appraised value of the collateral or management’s estimation of the value of the collateral. These assets are included in Level 3 fair value based upon the lowest level of input that is significant to the fair value measurement. Restricted investment in Federal Home Loan Bank stock (carried at cost): The Company, as a member of the Federal Home Loan Bank (FHLB) system is required to maintain an investment in capital stock of its district FHLB according to a predetermined formula. This regulatory stock has no quoted market value and is carried at cost. Bank owned life insurance (carried at cost): The fair value is equal to the cash surrender value of the Bank owned life insurance. Accrued interest receivable and payable (carried at cost): The carrying amount of accrued interest receivable and accrued interest payable approximates its fair value. Deposit liabilities (carried at cost): The fair values disclosed for demand deposits (e.g., interest and noninterest checking, passbook savings and money market accounts) are, by definition, equal to the amount payable on demand at the reporting date (i.e., their carrying amounts). Fair values for fixed-rate certificates of deposit are estimated using a discounted cash flow calculation that applies interest rates currently being offered in the market on certificates to a schedule of aggregated expected monthly maturities on time deposits. Short-term borrowings (carried at cost): The carrying amounts of short-term borrowings approximate their fair values. Other borrowings (carried at cost): Fair values of FHLB advances are estimated using discounted cash flow analysis, based on quoted prices for new FHLB advances with similar credit risk characteristics, terms and remaining maturity. These prices obtained from this active market represent a market value that is deemed to represent the transfer price if the liability were assumed by a third party. Off-balance sheet financial instruments (disclosed at cost): Fair values for the Company’s off-balance sheet financial instruments (lending commitments and letters of credit) are based on fees currently charged in the market to enter into similar agreements, taking into account, the remaining terms of the agreements and the counterparties’ credit standing. The estimated fair values of the Bank’s financial instruments were as follows at September 30, 2015 and December 31, 2014. (In thousands) Fair Value Measurements at September 30, 2015 Carrying Amount Fair Value Level 1 Level 2 Level 3 Financial assets: Cash and cash equivalents $ $ $ $ - $ - Securities - Loans receivable, net - - Mortgage servicing rights - - Regulatory stock - - Bank owned life insurance - - Accrued interest receivable - - Financial liabilities: Deposits - Short-term borrowings - - Other borrowings - - Accrued interest payable - - Off-balance sheet financial instruments: Commitments to extend credit and outstanding letters of credit - - - - - Fair Value Measurements at December 31, 2014 Carrying Amount Fair Value Level 1 Level 2 Level 3 Financial assets: Cash and cash equivalents $ $ $ $ - $ - Securities - Loans receivable, net - - Mortgage servicing rights - - Regulatory stock - - Bank owned life insurance - - Accrued interest receivable - - Financial liabilities: Deposits - Short-term borrowings - - Other borrowings - - Accrued interest payable - - Off-balance sheet financial instruments: Commitments to extend credit and outstanding letters of credit - - - - -

New and Recently Adopted Accoun

New and Recently Adopted Accounting Pronouncements	9 Months Ended
	Sep. 30, 2015
New and Recently Adopted Accounting Pronouncements [Abstract]
New and Recently Adopted Accounting Pronouncements	9. New and Recently Adopted Accounting Pronouncements In January 2014, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update (“ASU”) 2014-01, Investments – Equity Method and Joint Ventures (Topic 323): Accounting for Investments in Qualified Affordable Housing Projects. The amendments in this Update permit reporting entities to make an accounting policy election to account for their investments in qualified affordable housing projects using the proportional amortization method if certain conditions are met. Under the proportional amortization method, an entity amortizes the initial cost of the investment in proportion to the tax credits and other tax benefits received and recognizes the net investment performance in the income statement as a component of income tax expense (benefit). The amendments in this Update should be applied retrospectively to all periods presented. A reporting entity that uses the effective yield method to account for its investments in qualified affordable housing projects before the date of adoption may continue to apply the effective yield method for those preexisting investments. The amendments in this Update are effective for public business entities for annual periods and interim reporting periods within those annual periods, beginning after December 15, 2014. Early adoption is permitted. This Update did not have a significant impact on the Company’s financial statements. In January 2014, the FASB issued ASU 2014-04, Receivables – Troubled Debt Restructurings by Creditors (Subtopic 310-40): Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans upon Foreclosure. The amendments in this Update clarify that an in substance repossession or foreclosure occurs, and a creditor is considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan, upon either (1) the creditor obtaining legal title to the residential real estate property upon completion of a foreclosure or (2) the borrower conveying all interest in the residential real estate property to the creditor to satisfy that loan through completion of a deed in lieu of foreclosure or through a similar legal agreement. Additionally, the amendments require interim and annual disclosure of both (1) the amount of foreclosed residential real estate property held by the creditor and (2) the recorded investment in consumer mortgage loans collateralized by residential real estate property that are in the process of foreclosure according to local requirements of the applicable jurisdiction. The amendments in this Update are effective for public business entities for annual periods, and interim periods within those annual periods, beginning after December 15, 2014. An entity can elect to adopt the amendments in this Update using either a modified retrospective transition method or a prospective transition method. The Company has included the disclosures related to this Update in Note 7. In May 2014, the FASB issued ASU 2014-09, Revenue from Contracts with Customers (a new revenue recognition standard). The Update’s core principle is that a company will recognize revenue to depict the transfer of goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those goods or services. In addition, this update specifies the accounting for certain costs to obtain or fulfill a contract with a customer and expands disclosure requirements for revenue recognition. This Update is effective for annual reporting periods beginning after December 15, 2016, including interim periods within that reporting period . The Company is evaluating the effect of adopting this new accounting Update. In June 2014, the FASB issued ASU 2014-11, Transfers and Servicing (Topic 860): Repurchase-to-Maturity Transactions, Repurchase Financings, and Disclosures. The amendments in this Update change the accounting for repurchase-to-maturity transactions to secured borrowing accounting. For repurchase financing arrangements, the amendments require separate accounting for a transfer of a financial asset executed contemporaneously with a repurchase agreement with the same counterparty, which will result in secured borrowing accounting for the repurchase agreement. The amendments also require enhanced disclosures. The accounting changes in this Update are effective for the first interim or annual period beginning after December 15, 2014. An entity is required to present changes in accounting for transactions outstanding on the effective date as a cumulative-effect adjustment to retained earnings as of the beginning of the period of adoption. Earlier application is prohibited. The disclosure for certain transactions accounted for as a sale is required to be presented for interim and annual periods beginning after December 15, 2014, and the disclosure for repurchase agreements, securities lending transactions, and repurchase-to-maturity transactions accounted for as secured borrowings is required to be presented for annual periods beginning after December 15, 2014, and for interim periods beginning after March 15, 2015. The disclosures are not required to be presented for comparative periods before the effective date. This Update did not have a significant impact on the Company’s financial statements. In June 2014, the FASB issued ASU 2014-12, Compensation – Stock Compensation ( Topic 718 ): Accounting for Share-Based Payments when the Terms of an Award Provide that a Performance Target Could Be Achieved After the Requisite Service Period. The amendments require that a performance target that affects vesting and that could be achieved after the requisite service period be treated as a performance condition. The amendments in this Update are effective for annual periods and interim periods within those annual periods beginning after December 15, 2015. Earlier adoption is permitted. Entities may apply the amendments in this Update either (a) prospectively to all awards granted or modified after the effective date or (b) retrospectively to all awards with performance targets that are outstanding as of the beginning of the earliest annual period presented in the financial statements and to all new or modified awards thereafter. If retrospective transition is adopted, the cumulative effect of applying this Update as of the beginning of the earliest annual period presented in the financial statements should be recognized as an adjustment to the opening retained earnings balance at that date. Additionally, if retrospective transition is adopted, an entity may use hindsight in measuring and recognizing the compensation cost . This Update is not expected to have a significant impact on the Company’s financial. In August 2014, the FASB issued ASU 2014-14, Receivables – Troubled Debt Restructurings by Creditors (Subtopic 310-40). The amendments in this Update require that a mortgage loan be derecognized and that a separate other receivable be recognized upon foreclosure if the following conditions are met: (1) the loan has a government guarantee that is not separable from the loan before foreclosure, (2) at the time of foreclosure, the creditor has the intent to convey the real estate property to the guarantor and make a claim on the guarantee, and the creditor has the ability to recover under that claim, and (3) at the time of foreclosure, any amount of the claim that is determined on the basis of the fair value of the real estate is fixed. Upon foreclosure, the separate other receivable should be measured based on the amount of the loan balance (principal and interest) expected to be recovered from the guarantor. The amendments in this Update are effective for public business entities for annual periods, and interim periods within those annual periods, beginning after December 15, 2014. This Update did not have a significant impact on the Company’s financial statements. I n August 2014, the FASB issued ASU 2014-15, Presentation of Financial Statements – Going Concern (Subtopic 205-40). The amendments in this Update provide guidance in accounting principles generally accepted in the United States of America about management's responsibility to evaluate whether there is substantial doubt about an entity's ability to continue as a going concern and to provide related footnote disclosures. The amendments in this Update are effective for the annual period ending after December 15, 2016, and for annual periods and interim periods thereafter. Early application is permitted . This Update is not expected to have a significant impact on the Company’s financial statements. I n November 2014, the FASB issued ASU 2014-16, Derivatives and Hedging (Topic 815): Determining Whether the Host Contract in a Hybrid Financial Instrument Issued in the Form of a Share Is More Akin to Debt or to Equity (a consensus of the FASB Emerging Issues Task Force). This Update clarifies how current U.S. GAAP should be interpreted in subjectively evaluating the economic characteristics and risks of a host contract in a hybrid financial instrument that is issued in the form of a share. Public business entities are required to implement the new requirements in fiscal years and interim periods within those fiscal years beginning after December 15, 2015. This Update is not expected to have a significant impact on the Company’s financial statements. In November 2014, the FASB issued ASU 2014-17, Business Combinations (Topic 805): Pushdown Accounting. The amendments in this Update apply to the separate financial statements of an acquired entity and its subsidiaries that are a business or nonprofit activity (either public or nonpublic) upon the occurrence of an event in which an acquirer (an individual or an entity) obtains control of the acquired entity. An acquired entity may elect the option to apply pushdown accounting in the reporting period in which the change-in-control event occurs. If pushdown accounting is not applied in the reporting period in which the change-in-control event occurs, an acquired entity will have the option to elect to apply pushdown accounting in a subsequent reporting period to the acquired entity's most recent change-in-control event. The amendments in this Update are effective on November 18, 2014. After the effective date, an acquired entity can make an election to apply the guidance to future change-in-control events or to its most recent change-in-control event. This Update did not have a significant impact on the Company’s financial statements. In January 2015, the FASB issued ASU 2015-01, Income Statement – Extraordinary and Unusual Items, as part of its initiative to reduce complexity in accounting standards. This Update eliminates from U.S. GAAP the concept of extraordinary items. The amendments in this Update are effective for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2015. A reporting entity may apply the amendments prospectively. A reporting entity may also apply the amendments retrospectively to all prior periods presented in the financial statements. Early adoption is permitted provided that the guidance is applied from the beginning of the fiscal year of adoption. This Update is not expected to have a significant impact on the Company’s financial statements. In February 2015, the FASB issued ASU 2015-02, Consolidation (Topic 810). The amendments in this Update affect reporting entities that are required to evaluate whether they should consolidate certain legal entities. All legal entities are subject to reevaluation under the revised consolidation model. Specifically, the amendments (1) modify the evaluation of whether limited partnerships and similar legal entities are variable interest entities (“VIEs”) or voting interest entities; (2) eliminate the presumption that a general partner should consolidate a limited partnership; (3) affect the consolidation analysis of reporting entities that are involved with VIEs, particularly those that have fee arrangements and related-party relationships; and (4) provide a scope exception from consolidation guidance for reporting entities with interests in legal entities that are required to comply with or operate in accordance with requirements that are similar to those in Rule 2a-7 of the Investment Company Act of 1940 for registered money market funds. The amendments in this Update are effective for public business entities for fiscal years, and for interim periods within those fiscal years, beginning after December 15, 2015. For all other entities, the amendments in this Update are effective for fiscal years beginning after December 15, 2016, and for interim periods within fiscal years beginning after December 15, 2017. This Update is not expected to have a significant impact on the Company’s financial statements. In April 2015, the FASB issued ASU 2015-03, Interest – Imputation of Interest (Subtopic 835-30), as part of its initiative to reduce complexity in accounting standards. To simplify presentation of debt issuance costs, the amendments in this Update require that debt issuance costs related to a recognized debt liability be presented in the balance sheet as a direct deduction from the carrying amount of that debt liability, consistent with debt discounts. The recognition and measurement guidance for debt issuance costs are not affected by the amendments in this Update. For public business entities, the amendments in this Update are effective for financial statements issued for fiscal years beginning after December 15, 2015, and interim periods within those fiscal years. For all other entities, the amendments in this Update are effective for financial statements issued for fiscal years beginning after December 15, 2015, and interim periods within fiscal years beginning after December 15, 2016. An entity should apply the new guidance on a retrospective basis, wherein the balance sheet of each individual period presented should be adjusted to reflect the period-specific effects of applying the new guidance. This Update is not expected to have a significant impact on the Company’s financial statements. In April 2015, the FASB issued ASU 2015-04, Compensation – Retirement Benefits (Topic 715), as part of its initiative to reduce complexity in accounting standards. For an entity with a fiscal year-end that does not coincide with a month-end, the amendments in this Update provide a practical expedient that permits the entity to measure defined benefit plan assets and obligations using the month-end that is closest to the entity's fiscal year-end and apply that practical expedient consistently from year to year. The practical expedient should be applied consistently to all plans if an entity has more than one plan. The amendments in this Update are effective for public business entities for financial statements issued for fiscal years beginning after December 15, 2015, and interim periods within those fiscal years. For all other entities, the amendments in this Update are effective for financial statements issued for fiscal years beginning after December 15, 2016, and interim periods within fiscal years beginning after December 15, 2017. Earlier application is permitted. This Update is not expected to have a significant impact on the Company’s financial statements. In April 2015, the FASB issued ASU 2015-05, Intangibles – Goodwill and Other – Internal-Use Software (Subtopic 350-40), as part of its initiative to reduce complexity in accounting standards. This guidance will help entities evaluate the accounting for fees paid by a customer in a cloud computing arrangement. The amendments in this Update provide guidance to customers about whether a cloud computing arrangement includes a software license. If a cloud computing arrangement includes a software license, then the customer should account for the software license element of the arrangement consistent with the acquisition of other software licenses. If a cloud computing arrangement does not include a software license, the customer should account for the arrangement as a service contract. For public business entities, the FASB decided that the amendments will be effective for annual periods, including interim periods within those annual periods, beginning after December 15, 2015. For all other entities, the amendments will be effective for annual periods beginning after December 15, 2015, and interim periods in annual periods beginning after December 15, 2016. Early adoption is permitted for all entities. This Update is not expected to have a significant impact on the Company’s financial statements. In April 2015, the FASB issued ASU 2015-06, Earnings Per Share (Topic 260): Effects on Historical Earnings per Unit of Master Limited Partnership Dropdown Transactions. Topic 260, Earnings Per Share, contains guidance that addresses master limited partnerships that originated from Emerging Issues Task Force (“EITF”) Issue No. 07-4, Application of the Two-Class Method Under FASB Statement No. 128 to Master Limited Partnerships. Under Topic 260, master limited partnerships apply the two-class method of calculating earnings per unit because the general partner, limited partners, and incentive distribution rights holders each participate differently in the distribution of available cash in accordance with the contractual rights contained in the partnership agreement. The amendments in this Update specify that for purposes of calculating historical earnings per unit under the two-class method, the earnings (losses) of a transferred business before the date of a dropdown transaction should be allocated entirely to the general partner. In that circumstance, the previously reported earnings per unit of the limited partners (which is typically the earnings per unit measure presented in the financial statements) would not change as a result of the dropdown transaction. Qualitative disclosures about how the rights to the earnings (losses) differ before and after the dropdown transaction occurs for purposes of computing earnings per unit under the two-class method are also required. The amendments in this Update are effective for fiscal years beginning after December 15, 2015, and interim periods within those fiscal years. Earlier application is permitted. This Update is not expected to have a significant impact on the Company’s financial statements. In May 2015, the FASB issued ASU 2015-07, Disclosures for Investments in Certain Entities that Calculate Net Asset Value per Share (or Its Equivalent). The Update applies to reporting entities that elect to measure the fair value of an investment using the net asset value per share (or its equivalent) practical expedient. Under the amendments in this Update, investments for which fair value is measured at net asset value per share (or its equivalent) using the practical expedient should not be categorized in the fair value hierarchy. Removing those investments from the fair value hierarchy not only eliminates the diversity in practice resulting from the way in which investments measured at net asset value per share (or its equivalent) with future redemption dates are classified, but also ensures that all investments categorized in the fair value hierarchy are classified using a consistent approach. Investments that calculate net asset value per share (or its equivalent), but for which the practical expedient is not applied will continue to be included in the fair value hierarchy. A reporting entity should continue to disclose information on investments for which fair value is measured at net asset value (or its equivalent) as a practical expedient to help users understand the nature and risks of the investments and whether the investments, if sold, are probable of being sold at amounts different from net asset value. The amendments in this Update are effective for public business entities for fiscal years beginning after December 15, 2015, and interim periods within those fiscal years. For all other entities, the amendments in this Update are effective for fiscal years beginning after December 15, 2016, and interim periods within those fiscal years. A reporting entity should apply the amendments retrospectively to all periods presented. The retrospective approach requires that an investment for which fair value is measured using the net asset value per share practical expedient be removed from the fair value hierarchy in all periods presented in an entity's financial statements. Earlier application is permitted. This Update is not expected to have a significant impact on the Company’s financial statements. In May 2015, the FASB issued ASU 2015-08, Business Combinations – Pushdown Accounting – Amendment to SEC Paragraphs Pursuant to Staff Accounting Bulletin No. 115. This Update was issued to amend various SEC paragraphs pursuant to the issuance of Staff Accounting Bulletin No. 115. This Update is not expected to have a significant impact on the Company’s financial statements. In May 2015, the FASB issued ASU 2015-09, Financial Services – Insurance (Topic 944): Disclosure About Short-Duration Contracts. The amendments apply to all insurance entities that issue short-duration contracts as defined in Topic 944, Financial Services – Insurance. The amendments require insurance entities to disclose for annual reporting periods certain information about the liability for unpaid claims and claim adjustment expenses. The amendments also require insurance entities to disclose information about significant changes in methodologies and assumptions used to calculate the liability for unpaid claims and claim adjustment expenses, including reasons for the change and the effects on the financial statements. Additionally, the amendments require insurance entities to disclose for annual and interim reporting periods a rollforward of the liability for unpaid claims and claim adjustment expenses, described in Topic 944. For health insurance claims, the amendments require the disclosure of the total of incurred-but-not-reported liabilities plus expected development on reported claims included in the liability for unpaid claims and claim adjustment expenses. For public business entities, the amendments in this Update are effective for annual periods beginning after December 15, 2015, and interim periods within annual periods beginning after December 15, 2016. For all other entities, the amendments in this Update are effective for annual periods beginning after December 15, 2016, and interim periods within annual periods beginning after December 15, 2017. This Update is not expected to have a significant impact on the Company’s financial statements. In June 2015, the FASB issued ASU 2015-10, Technical Corrections and Improvements. The amendments in this Update represent changes to clarify the FASB Accounting Standards Codification (“Codification”), correct unintended application of guidance, or make minor improvements to the Codification that are not expected to have a significant effect on current accounting practice or create a significant administrative cost to most entities. Transition guidance varies based on the amendments in this Update. The amendments in this Update that require transition guidance are effective for all entities for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2015. Early adoption is permitted, including adoption in an interim period. All other amendments will be effective upon the issuance of this Update. This Update is not expected to have a significant impact on the Company’s financial statements. In August 2015, the FASB issued ASU 2015-14, Revenue from Contract with Customers (Topic 606). The amendments in this Update defer the effective date of ASU 2014-09 for all entities by one year. Public business entities, certain not-for-profit entities, and certain employee benefit plans should apply the guidance in ASU 2014-09 to annual reporting periods beginning after December 15, 2017, including interim reporting periods within that reporting period. All other entities should apply the guidance in ASU 2014-09 to annual reporting periods beginning after December 15, 2018, and interim reporting periods within annual reporting periods beginning after December 15, 2019 . The Company is evaluating the effect of adopting this new accounting Update. In August 2015, the FASB issued ASU 2015-15, Interest-Imputation of Interest (Subtopic 835-30) Presentation and Subsequent Measurement of Debt Issuance Costs Associated with Line-of-Credit Arrangements Amendments to SEC Paragraphs Pursuant to Staff Announcement at June 18, 2015 EITF Meeting. This ASU adds SEC paragraphs pursuant to the SEC Staff Announcement at the June 18, 2015 Emerging Issues Task Force meeting about the presentation and subsequent measurement of debt issuance costs associated with line-of-credit arrangements. This Update is not expected to have a significant impact on the Company’s financial statements. In September 2015, the FASB issued ASU 2015-16, Business Combinations (Topic 805). The amendments in this Update require that an acquirer recognize adjustments to provisional amounts that are identified during the measurement period in the reporting period in which the adjustment amounts are determined. The amendments in this Update require that the acquirer record, in the same period's financial statements, the effect on earnings of changes in depreciation, amortization, or other income effects, if any, as a result of the change to the provisional amounts, calculated as if the accounting had been completed at the acquisition date. The amendments in this Update require an entity to present separately on the face of the income statement or disclose in the notes the portion of the amount recorded in current-period earnings by line item that would have been recorded in previous reporting periods if the adjustment to the provisional amounts had been recognized as of the acquisition date. For public business entities, the amendments in this Update are effective for fiscal years beginning after December 15, 2015, including interim periods within those fiscal years. For all other entities, the amendments in this Update are effective for fiscal years beginning after December 15, 2016, and interim periods within fiscal years beginning after December 15, 2017. This Update is not expected to have a significant impact on the Company’s financial statements.

Basis of Presentation (Policy)

Basis of Presentation (Policy)	9 Months Ended
	Sep. 30, 2015
Basis of Presentation [Abstract]
Basis of Accounting, Policy [Policy Text Block]	The accompanying unaudited consolidated financial statements have been prepared in conformity with generally accepted accounting principles for interim financial statements and with instructions to Form 10-Q. Accordingly, they do not include all of the information and footnotes required by generally accepted accounting principles for complete financial statements. In preparing the financial statements, management is required to make estimates and assumptions that affect the reported amounts of assets and liabilities as of the date of the balance sheet and revenues and expenses for the period. Actual results could differ from those estimates. The financial statements reflect, in the opinion of management, all normal, recurring adjustments necessary to present fairly the financial position and results of operations of the Company. The operating results for the three and nine month periods ended September 30, 2015 are not necessarily indicative of the results that may be expected for the year ending December 31, 2015 or any other future interim period.

Earnings Per Share (Policy)

Earnings Per Share (Policy)	9 Months Ended
	Sep. 30, 2015
Earnings Per Share [Abstract]
Earnings Per Share, Policy [Policy Text Block]	Basic earnings per share represents income available to common stockholders divided by the weighted average number of common shares outstanding during the period. Diluted earnings per share reflect additional common shares that would have been outstanding if dilutive potential common shares had been issued, as well as any adjustment to income that would result from the assumed issuance. Potential common shares that may be issued by the Company relate solely to outstanding stock options and are determined using the treasury stock method.

Loans Receivable and Allowanc20

Loans Receivable and Allowance for Loan Losses (Policy)	9 Months Ended
	Sep. 30, 2015
Loans Receivable and Allowance for Loan Losses [Abstract]
Finance, Loans and Leases Receivable, Policy [Policy Text Block]	The Company maintains a loan review system, which allows for a periodic review of our loan portfolio and the early identification of potential impaired loans. Such system takes into consideration, among other things, delinquency status, size of loans, type and market value of collateral and financial condition of the borrowers. Specific loan loss allowances are established for identified losses based on a review of such information. A loan evaluated for impairment is considered to be impaired when, based on current information and events, it is probabl e that we will be unable to collect all amounts due according to the contractual terms of the loan agreement. All loans identified as impaired are evaluated independently. We do not aggregate such loans for evaluation purposes. Impairment is measured on a loan-by-loan basis for commercial and construction loans by the present value of expected future cash flows discounted at the loan’s effective interest rate, the loan’s obtainable market price, or the fair value of the collateral if the loan is collateral-dependent. Large groups of smaller balance homogeneous loans are collectively evaluated for impairment. Accordingly, the Company does not separately identify individual consumer and residential mortgage loans for impairment disclosures, unless such loans are part of a larger relationship that is impaired, or are classified as a troubled debt restructuring. A loan is considered to be a troubled debt restructuring (“TDR”) loan when the Company grants a concession to the borrower because of the borrower’s financial condition that it would not otherwise consider. Such concessions include the reduction of interest rates, forgiveness of principal or interest, or other modifications of interest rates that are less than the current market rate for new obligations with similar risk.

New and Recently Adopted Acco21

New and Recently Adopted Accounting Pronouncements (Policy)	9 Months Ended
	Sep. 30, 2015
New and Recently Adopted Accounting Pronouncements [Abstract]
New Accounting Pronouncements, Policy [Policy Text Block]	In January 2014, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update (“ASU”) 2014-01, Investments – Equity Method and Joint Ventures (Topic 323): Accounting for Investments in Qualified Affordable Housing Projects. The amendments in this Update permit reporting entities to make an accounting policy election to account for their investments in qualified affordable housing projects using the proportional amortization method if certain conditions are met. Under the proportional amortization method, an entity amortizes the initial cost of the investment in proportion to the tax credits and other tax benefits received and recognizes the net investment performance in the income statement as a component of income tax expense (benefit). The amendments in this Update should be applied retrospectively to all periods presented. A reporting entity that uses the effective yield method to account for its investments in qualified affordable housing projects before the date of adoption may continue to apply the effective yield method for those preexisting investments. The amendments in this Update are effective for public business entities for annual periods and interim reporting periods within those annual periods, beginning after December 15, 2014. Early adoption is permitted. This Update did not have a significant impact on the Company’s financial statements. In January 2014, the FASB issued ASU 2014-04, Receivables – Troubled Debt Restructurings by Creditors (Subtopic 310-40): Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans upon Foreclosure. The amendments in this Update clarify that an in substance repossession or foreclosure occurs, and a creditor is considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan, upon either (1) the creditor obtaining legal title to the residential real estate property upon completion of a foreclosure or (2) the borrower conveying all interest in the residential real estate property to the creditor to satisfy that loan through completion of a deed in lieu of foreclosure or through a similar legal agreement. Additionally, the amendments require interim and annual disclosure of both (1) the amount of foreclosed residential real estate property held by the creditor and (2) the recorded investment in consumer mortgage loans collateralized by residential real estate property that are in the process of foreclosure according to local requirements of the applicable jurisdiction. The amendments in this Update are effective for public business entities for annual periods, and interim periods within those annual periods, beginning after December 15, 2014. An entity can elect to adopt the amendments in this Update using either a modified retrospective transition method or a prospective transition method. The Company has included the disclosures related to this Update in Note 7. In May 2014, the FASB issued ASU 2014-09, Revenue from Contracts with Customers (a new revenue recognition standard). The Update’s core principle is that a company will recognize revenue to depict the transfer of goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those goods or services. In addition, this update specifies the accounting for certain costs to obtain or fulfill a contract with a customer and expands disclosure requirements for revenue recognition. This Update is effective for annual reporting periods beginning after December 15, 2016, including interim periods within that reporting period . The Company is evaluating the effect of adopting this new accounting Update. In June 2014, the FASB issued ASU 2014-11, Transfers and Servicing (Topic 860): Repurchase-to-Maturity Transactions, Repurchase Financings, and Disclosures. The amendments in this Update change the accounting for repurchase-to-maturity transactions to secured borrowing accounting. For repurchase financing arrangements, the amendments require separate accounting for a transfer of a financial asset executed contemporaneously with a repurchase agreement with the same counterparty, which will result in secured borrowing accounting for the repurchase agreement. The amendments also require enhanced disclosures. The accounting changes in this Update are effective for the first interim or annual period beginning after December 15, 2014. An entity is required to present changes in accounting for transactions outstanding on the effective date as a cumulative-effect adjustment to retained earnings as of the beginning of the period of adoption. Earlier application is prohibited. The disclosure for certain transactions accounted for as a sale is required to be presented for interim and annual periods beginning after December 15, 2014, and the disclosure for repurchase agreements, securities lending transactions, and repurchase-to-maturity transactions accounted for as secured borrowings is required to be presented for annual periods beginning after December 15, 2014, and for interim periods beginning after March 15, 2015. The disclosures are not required to be presented for comparative periods before the effective date. This Update did not have a significant impact on the Company’s financial statements. In June 2014, the FASB issued ASU 2014-12, Compensation – Stock Compensation ( Topic 718 ): Accounting for Share-Based Payments when the Terms of an Award Provide that a Performance Target Could Be Achieved After the Requisite Service Period. The amendments require that a performance target that affects vesting and that could be achieved after the requisite service period be treated as a performance condition. The amendments in this Update are effective for annual periods and interim periods within those annual periods beginning after December 15, 2015. Earlier adoption is permitted. Entities may apply the amendments in this Update either (a) prospectively to all awards granted or modified after the effective date or (b) retrospectively to all awards with performance targets that are outstanding as of the beginning of the earliest annual period presented in the financial statements and to all new or modified awards thereafter. If retrospective transition is adopted, the cumulative effect of applying this Update as of the beginning of the earliest annual period presented in the financial statements should be recognized as an adjustment to the opening retained earnings balance at that date. Additionally, if retrospective transition is adopted, an entity may use hindsight in measuring and recognizing the compensation cost . This Update is not expected to have a significant impact on the Company’s financial. In August 2014, the FASB issued ASU 2014-14, Receivables – Troubled Debt Restructurings by Creditors (Subtopic 310-40). The amendments in this Update require that a mortgage loan be derecognized and that a separate other receivable be recognized upon foreclosure if the following conditions are met: (1) the loan has a government guarantee that is not separable from the loan before foreclosure, (2) at the time of foreclosure, the creditor has the intent to convey the real estate property to the guarantor and make a claim on the guarantee, and the creditor has the ability to recover under that claim, and (3) at the time of foreclosure, any amount of the claim that is determined on the basis of the fair value of the real estate is fixed. Upon foreclosure, the separate other receivable should be measured based on the amount of the loan balance (principal and interest) expected to be recovered from the guarantor. The amendments in this Update are effective for public business entities for annual periods, and interim periods within those annual periods, beginning after December 15, 2014. This Update did not have a significant impact on the Company’s financial statements. I n August 2014, the FASB issued ASU 2014-15, Presentation of Financial Statements – Going Concern (Subtopic 205-40). The amendments in this Update provide guidance in accounting principles generally accepted in the United States of America about management's responsibility to evaluate whether there is substantial doubt about an entity's ability to continue as a going concern and to provide related footnote disclosures. The amendments in this Update are effective for the annual period ending after December 15, 2016, and for annual periods and interim periods thereafter. Early application is permitted . This Update is not expected to have a significant impact on the Company’s financial statements. I n November 2014, the FASB issued ASU 2014-16, Derivatives and Hedging (Topic 815): Determining Whether the Host Contract in a Hybrid Financial Instrument Issued in the Form of a Share Is More Akin to Debt or to Equity (a consensus of the FASB Emerging Issues Task Force). This Update clarifies how current U.S. GAAP should be interpreted in subjectively evaluating the economic characteristics and risks of a host contract in a hybrid financial instrument that is issued in the form of a share. Public business entities are required to implement the new requirements in fiscal years and interim periods within those fiscal years beginning after December 15, 2015. This Update is not expected to have a significant impact on the Company’s financial statements. In November 2014, the FASB issued ASU 2014-17, Business Combinations (Topic 805): Pushdown Accounting. The amendments in this Update apply to the separate financial statements of an acquired entity and its subsidiaries that are a business or nonprofit activity (either public or nonpublic) upon the occurrence of an event in which an acquirer (an individual or an entity) obtains control of the acquired entity. An acquired entity may elect the option to apply pushdown accounting in the reporting period in which the change-in-control event occurs. If pushdown accounting is not applied in the reporting period in which the change-in-control event occurs, an acquired entity will have the option to elect to apply pushdown accounting in a subsequent reporting period to the acquired entity's most recent change-in-control event. The amendments in this Update are effective on November 18, 2014. After the effective date, an acquired entity can make an election to apply the guidance to future change-in-control events or to its most recent change-in-control event. This Update did not have a significant impact on the Company’s financial statements. In January 2015, the FASB issued ASU 2015-01, Income Statement – Extraordinary and Unusual Items, as part of its initiative to reduce complexity in accounting standards. This Update eliminates from U.S. GAAP the concept of extraordinary items. The amendments in this Update are effective for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2015. A reporting entity may apply the amendments prospectively. A reporting entity may also apply the amendments retrospectively to all prior periods presented in the financial statements. Early adoption is permitted provided that the guidance is applied from the beginning of the fiscal year of adoption. This Update is not expected to have a significant impact on the Company’s financial statements. In February 2015, the FASB issued ASU 2015-02, Consolidation (Topic 810). The amendments in this Update affect reporting entities that are required to evaluate whether they should consolidate certain legal entities. All legal entities are subject to reevaluation under the revised consolidation model. Specifically, the amendments (1) modify the evaluation of whether limited partnerships and similar legal entities are variable interest entities (“VIEs”) or voting interest entities; (2) eliminate the presumption that a general partner should consolidate a limited partnership; (3) affect the consolidation analysis of reporting entities that are involved with VIEs, particularly those that have fee arrangements and related-party relationships; and (4) provide a scope exception from consolidation guidance for reporting entities with interests in legal entities that are required to comply with or operate in accordance with requirements that are similar to those in Rule 2a-7 of the Investment Company Act of 1940 for registered money market funds. The amendments in this Update are effective for public business entities for fiscal years, and for interim periods within those fiscal years, beginning after December 15, 2015. For all other entities, the amendments in this Update are effective for fiscal years beginning after December 15, 2016, and for interim periods within fiscal years beginning after December 15, 2017. This Update is not expected to have a significant impact on the Company’s financial statements. In April 2015, the FASB issued ASU 2015-03, Interest – Imputation of Interest (Subtopic 835-30), as part of its initiative to reduce complexity in accounting standards. To simplify presentation of debt issuance costs, the amendments in this Update require that debt issuance costs related to a recognized debt liability be presented in the balance sheet as a direct deduction from the carrying amount of that debt liability, consistent with debt discounts. The recognition and measurement guidance for debt issuance costs are not affected by the amendments in this Update. For public business entities, the amendments in this Update are effective for financial statements issued for fiscal years beginning after December 15, 2015, and interim periods within those fiscal years. For all other entities, the amendments in this Update are effective for financial statements issued for fiscal years beginning after December 15, 2015, and interim periods within fiscal years beginning after December 15, 2016. An entity should apply the new guidance on a retrospective basis, wherein the balance sheet of each individual period presented should be adjusted to reflect the period-specific effects of applying the new guidance. This Update is not expected to have a significant impact on the Company’s financial statements. In April 2015, the FASB issued ASU 2015-04, Compensation – Retirement Benefits (Topic 715), as part of its initiative to reduce complexity in accounting standards. For an entity with a fiscal year-end that does not coincide with a month-end, the amendments in this Update provide a practical expedient that permits the entity to measure defined benefit plan assets and obligations using the month-end that is closest to the entity's fiscal year-end and apply that practical expedient consistently from year to year. The practical expedient should be applied consistently to all plans if an entity has more than one plan. The amendments in this Update are effective for public business entities for financial statements issued for fiscal years beginning after December 15, 2015, and interim periods within those fiscal years. For all other entities, the amendments in this Update are effective for financial statements issued for fiscal years beginning after December 15, 2016, and interim periods within fiscal years beginning after December 15, 2017. Earlier application is permitted. This Update is not expected to have a significant impact on the Company’s financial statements. In April 2015, the FASB issued ASU 2015-05, Intangibles – Goodwill and Other – Internal-Use Software (Subtopic 350-40), as part of its initiative to reduce complexity in accounting standards. This guidance will help entities evaluate the accounting for fees paid by a customer in a cloud computing arrangement. The amendments in this Update provide guidance to customers about whether a cloud computing arrangement includes a software license. If a cloud computing arrangement includes a software license, then the customer should account for the software license element of the arrangement consistent with the acquisition of other software licenses. If a cloud computing arrangement does not include a software license, the customer should account for the arrangement as a service contract. For public business entities, the FASB decided that the amendments will be effective for annual periods, including interim periods within those annual periods, beginning after December 15, 2015. For all other entities, the amendments will be effective for annual periods beginning after December 15, 2015, and interim periods in annual periods beginning after December 15, 2016. Early adoption is permitted for all entities. This Update is not expected to have a significant impact on the Company’s financial statements. In April 2015, the FASB issued ASU 2015-06, Earnings Per Share (Topic 260): Effects on Historical Earnings per Unit of Master Limited Partnership Dropdown Transactions. Topic 260, Earnings Per Share, contains guidance that addresses master limited partnerships that originated from Emerging Issues Task Force (“EITF”) Issue No. 07-4, Application of the Two-Class Method Under FASB Statement No. 128 to Master Limited Partnerships. Under Topic 260, master limited partnerships apply the two-class method of calculating earnings per unit because the general partner, limited partners, and incentive distribution rights holders each participate differently in the distribution of available cash in accordance with the contractual rights contained in the partnership agreement. The amendments in this Update specify that for purposes of calculating historical earnings per unit under the two-class method, the earnings (losses) of a transferred business before the date of a dropdown transaction should be allocated entirely to the general partner. In that circumstance, the previously reported earnings per unit of the limited partners (which is typically the earnings per unit measure presented in the financial statements) would not change as a result of the dropdown transaction. Qualitative disclosures about how the rights to the earnings (losses) differ before and after the dropdown transaction occurs for purposes of computing earnings per unit under the two-class method are also required. The amendments in this Update are effective for fiscal years beginning after December 15, 2015, and interim periods within those fiscal years. Earlier application is permitted. This Update is not expected to have a significant impact on the Company’s financial statements. In May 2015, the FASB issued ASU 2015-07, Disclosures for Investments in Certain Entities that Calculate Net Asset Value per Share (or Its Equivalent). The Update applies to reporting entities that elect to measure the fair value of an investment using the net asset value per share (or its equivalent) practical expedient. Under the amendments in this Update, investments for which fair value is measured at net asset value per share (or its equivalent) using the practical expedient should not be categorized in the fair value hierarchy. Removing those investments from the fair value hierarchy not only eliminates the diversity in practice resulting from the way in which investments measured at net asset value per share (or its equivalent) with future redemption dates are classified, but also ensures that all investments categorized in the fair value hierarchy are classified using a consistent approach. Investments that calculate net asset value per share (or its equivalent), but for which the practical expedient is not applied will continue to be included in the fair value hierarchy. A reporting entity should continue to disclose information on investments for which fair value is measured at net asset value (or its equivalent) as a practical expedient to help users understand the nature and risks of the investments and whether the investments, if sold, are probable of being sold at amounts different from net asset value. The amendments in this Update are effective for public business entities for fiscal years beginning after December 15, 2015, and interim periods within those fiscal years. For all other entities, the amendments in this Update are effective for fiscal years beginning after December 15, 2016, and interim periods within those fiscal years. A reporting entity should apply the amendments retrospectively to all periods presented. The retrospective approach requires that an investment for which fair value is measured using the net asset value per share practical expedient be removed from the fair value hierarchy in all periods presented in an entity's financial statements. Earlier application is permitted. This Update is not expected to have a significant impact on the Company’s financial statements. In May 2015, the FASB issued ASU 2015-08, Business Combinations – Pushdown Accounting – Amendment to SEC Paragraphs Pursuant to Staff Accounting Bulletin No. 115. This Update was issued to amend various SEC paragraphs pursuant to the issuance of Staff Accounting Bulletin No. 115. This Update is not expected to have a significant impact on the Company’s financial statements. In May 2015, the FASB issued ASU 2015-09, Financial Services – Insurance (Topic 944): Disclosure About Short-Duration Contracts. The amendments apply to all insurance entities that issue short-duration contracts as defined in Topic 944, Financial Services – Insurance. The amendments require insurance entities to disclose for annual reporting periods certain information about the liability for unpaid claims and claim adjustment expenses. The amendments also require insurance entities to disclose information about significant changes in methodologies and assumptions used to calculate the liability for unpaid claims and claim adjustment expenses, including reasons for the change and the effects on the financial statements. Additionally, the amendments require insurance entities to disclose for annual and interim reporting periods a rollforward of the liability for unpaid claims and claim adjustment expenses, described in Topic 944. For health insurance claims, the amendments require the disclosure of the total of incurred-but-not-reported liabilities plus expected development on reported claims included in the liability for unpaid claims and claim adjustment expenses. For public business entities, the amendments in this Update are effective for annual periods beginning after December 15, 2015, and interim periods within annual periods beginning after December 15, 2016. For all other entities, the amendments in this Update are effective for annual periods beginning after December 15, 2016, and interim periods within annual periods beginning after December 15, 2017. This Update is not expected to have a significant impact on the Company’s financial statements. In June 2015, the FASB issued ASU 2015-10, Technical Corrections and Improvements. The amendments in this Update represent changes to clarify the FASB Accounting Standards Codification (“Codification”), correct unintended application of guidance, or make minor improvements to the Codification that are not expected to have a significant effect on current accounting practice or create a significant administrative cost to most entities. Transition guidance varies based on the amendments in this Update. The amendments in this Update that require transition guidance are effective for all entities for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2015. Early adoption is permitted, including adoption in an interim period. All other amendments will be effective upon the issuance of this Update. This Update is not expected to have a significant impact on the Company’s financial statements. In August 2015, the FASB issued ASU 2015-14, Revenue from Contract with Customers (Topic 606). The amendments in this Update defer the effective date of ASU 2014-09 for all entities by one year. Public business entities, certain not-for-profit entities, and certain employee benefit plans should apply the guidance in ASU 2014-09 to annual reporting periods beginning after December 15, 2017, including interim reporting periods within that reporting period. All other entities should apply the guidance in ASU 2014-09 to annual reporting periods beginning after December 15, 2018, and interim reporting periods within annual reporting periods beginning after December 15, 2019 . The Company is evaluating the effect of adopting this new accounting Update. In August 2015, the FASB issued ASU 2015-15, Interest-Imputation of Interest (Subtopic 835-30) Presentation and Subsequent Measurement of Debt Issuance Costs Associated with Line-of-Credit Arrangements Amendments to SEC Paragraphs Pursuant to Staff Announcement at June 18, 2015 EITF Meeting. This ASU adds SEC paragraphs pursuant to the SEC Staff Announcement at the June 18, 2015 Emerging Issues Task Force meeting about the presentation and subsequent measurement of debt issuance costs associated with line-of-credit arrangements. This Update is not expected to have a significant impact on the Company’s financial statements. In September 2015, the FASB issued ASU 2015-16, Business Combinations (Topic 805). The amendments in this Update require that an acquirer recognize adjustments to provisional amounts that are identified during the measurement period in the reporting period in which the adjustment amounts are determined. The amendments in this Update require that the acquirer record, in the same period's financial statements, the effect on earnings of changes in depreciation, amortization, or other income effects, if any, as a result of the change to the provisional amounts, calculated as if the accounting had been completed at the acquisition date. The amendments in this Update require an entity to present separately on the face of the income statement or disclose in the notes the portion of the amount recorded in current-period earnings by line item that would have been recorded in previous reporting periods if the adjustment to the provisional amounts had been recognized as of the acquisition date. For public business entities, the amendments in this Update are effective for fiscal years beginning after December 15, 2015, including interim periods within those fiscal years. For all other entities, the amendments in this Update are effective for fiscal years beginning after December 15, 2016, and interim periods within fiscal years beginning after December 15, 2017. This Update is not expected to have a significant impact on the Company’s financial statements.

Earnings Per Share (Tables)

Earnings Per Share (Tables)	9 Months Ended
	Sep. 30, 2015
Earnings Per Share [Abstract]
Earnings Per Share [Table Text Block]	(in thousands) Three Months Ended Nine Months Ended September 30, September 30, 2015 2014 2015 2014 Weighted average shares outstanding Less: Unvested restricted shares - - Basic EPS weighted average shares outstanding Weighted average shares outstanding Dilutive effect of stock options Diluted EPS weighted average shares outstanding

Stock Based Compensation (Table

Stock Based Compensation (Tables)	9 Months Ended
	Sep. 30, 2015
Stock-Based Compensation [Abstract]
Summary of Stock Option Activity [Table Text Block]	Weighted Average Exercise Weighted Average Aggregate Price Remaining Intrinsic Value Options Per Share Contractual Term ($000) Outstanding at January 1, 2015 $ Yrs. $ Granted - - - - Exercised - Forfeited - Outstanding at September 30, 2015 $ Yrs. $ Exercisable at September 30, 2015 $ Yrs. $
Schedule of Share-based Compensation, Restricted Stock Units Award Activity [Table Text Block]	Weighted-Average Number of Grant Date Restricted Stock Fair Value Outstanding, January 1, 2015 $ Granted - - Vested Forfeited Non-vested at September 30, 2015 $

Accumulated Other Comprehensi24

Accumulated Other Comprehensive Income (Tables)	9 Months Ended
	Sep. 30, 2015
Accumulated Other Comprehensive Income (Loss) [Abstract]
Components of Accumulated Other Comprehensive Income [Table Text Block]	Unrealized gains (losses) on available for sale securities (a) Balance as of December 31, 2014 $ Other comprehensive income before reclassification Amount reclassified from accumulated other comprehensive income (loss) Total other comprehensive income Balance as of September 30, 2015 $ Unrealized gains (losses) on available for sale securities (a) Balance as of December 31, 2013 $ Other comprehensive income before reclassification Amount reclassified from accumulated other comprehensive (loss) Total other comprehensive income Balance as of September 30, 2014 $ Unrealized gains (losses) on available for sale securities (a) Balance as of June 30, 2015 $ Other comprehensive income before reclassification Amount reclassified from accumulated other comprehensive income Total other comprehensive income Balance as of September 30, 2015 $ Unrealized gains (losses) on available for sale securities (a) Balance as of June 30, 2014 $ Other comprehensive income before reclassification Amount reclassified from accumulated other comprehensive (loss) Total other comprehensive (loss) Balance as of September 30, 2014 $
Items Reclassified Out of Each Component of OCI [Table Text Block]	Amount Reclassified From Accumulated Affected Line Item in Other the Statement Where Comprehensive Net Income is Details about other comprehensive income (loss) Income (Loss) (a) Presented Three months ended September 30, 2015 2014 Unrealized gains on available for sale securities $ $ Net realized gains on sales of securities Income tax expense $ $ Net of tax Nine months ended September 30, 2015 2014 Unrealized gains on available for sale securities $ $ Net realized gains on sales of securities Income tax expense $ $ Net of tax

Off-Balance Sheet Financial I25

Off-Balance Sheet Financial Instruments and Guarantees (Tables)	9 Months Ended
	Sep. 30, 2015
Off-Balance Sheet Financial Instruments and Guarantees [Abstract]
Schedule of Fair Value, Off-balance Sheet Risks [Table Text Block]	A summary of the Bank’s financial instrument commitments is as follows: (in thousands) September 30, 2015 2014 Unfunded availability under loan commitments $ $ Unfunded commitments under lines of credit Standby letters of credit $ $

Securities (Tables)

Securities (Tables)	9 Months Ended
	Sep. 30, 2015
Securities [Abstract]
Amortized Cost and Fair Values of Securities [Table Text Block]	September 30, 2015 Gross Gross Amortized Unrealized Unrealized Fair Cost Gains Losses Value (In Thousands) Available for Sale: U.S. Government agencies $ $ $ $ States and political subdivisions Corporate obligations - Mortgage-backed securities- government sponsored entities Total debt securities Equity securities-financial services - $ $ $ $ December 31, 2014 Gross Gross Amortized Unrealized Unrealized Fair Cost Gains Losses Value (In Thousands) Available for Sale: U.S. Government agencies $ $ $ $ States and political subdivisions Corporate obligations Mortgage-backed securities-government sponsored entities Total debt securities Equity securities-financial services - $ $ $ $
Investments' Gross Unrealized Losses and Fair Value [Table Text Block]	September 30, 2015 Less than 12 Months 12 Months or More Total Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses U.S. Government agencies $ $ $ $ $ $ States and political subdivisions Corporate obligations - - - - - - Mortgage-backed securities-government sponsored agencies $ $ $ $ $ $ December 31, 2014 Less than 12 Months 12 Months or More Total Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses U.S. Government agencies $ $ $ $ $ $ States and political subdivisions Corporate obligations - - Mortgage-backed securities-government sponsored agencies $ $ $ $ $ $
Securities by Contractual Maturity [Table Text Block]	Available for Sale (In Thousands) Amortized Cost Fair Value Due in one year or less $ $ Due after one year through five years Due after five years through ten years Due after ten years Mortgage-backed securities-government sponsored agencies $ $
Gross Realized Gains and Losses on Sales of Securities Available-for-Sale [Table Text Block]	Three Months Nine Months Ended September 30, Ended September 30, 2015 2014 2015 2014 Gross realized gains $ $ $ $ Gross realized losses - - - Net realized gain $ $ $ $ Proceeds from sales of securities $ $ $ $

Loans Receivable and Allowanc27

Loans Receivable and Allowance for Loan Losses (Tables)	9 Months Ended
	Sep. 30, 2015
Loans Receivable and Allowance for Loan Losses [Abstract]
Composition of Loans Receivable [Table Text Block]	Types of loans (dollars in thousands) September 30, 2015 December 31, 2014 Real Estate Loans: Residential $ % $ % Commercial Construction Commercial, financial and agricultural Consumer loans to individuals Total loans % % Deferred fees, net Total loans receivable Allowance for loan losses Net loans receivable $ $
Changes In The Accretable Yield For Purchased Credit Impaired Loans [Table Text Block]	2015 2014 Balance at beginning of period $ $ Accretion Reclassification and other - - Balance at end of period $ $
Loans Acquired And Accounted For in Accordance With ASC 310-30 [Table Text Block]	September 30, 2015 December 31, 2014 Outstanding Balance $ 585 $ 1,057 Carrying Amount $ 578 $ 1,049
Impaired Loans and Related Interest Income by Loan Portfolio Class [Table Text Block]	The following tables show the amount of loans in each category that were individually and collectively evaluated for impairment at the dates indicated: Real Estate Loans Commercial Consumer Residential Commercial Construction Loans Loans Total September 30, 2015 (In thousands) Individually evaluated for impairment $ $ $ - $ - $ - $ Loans acquired with deteriorated credit quality - - - Collectively evaluated for impairment Total Loans $ $ $ $ $ $ Real Estate Loans Commercial Consumer Residential Commercial Construction Loans Loans Total (In thousands) December 31, 2014 Individually evaluated for impairment $ - $ $ - $ - $ - $ Loans acquired with deteriorated credit quality - - - Collectively evaluated for impairment Total Loans $ $ $ $ $ $ The following tables includes the recorded investment and unpaid principal balances for impaired loans with the associated allowance amount, if applicable. Unpaid Recorded Principal Associated Investment Balance Allowance September 30, 2015 (in thousands) With no related allowance recorded: Real Estate Loans Residential $ $ $ - Commercial - Subtotal - With an allowance recorded: Real Estate Loans Commercial Subtotal Total: Real Estate Loans Residential - Commercial Total Impaired Loans $ $ $ Unpaid Recorded Principal Associated Investment Balance Allowance December 31, 2014 (in thousands) With no related allowance recorded: Real Estate Loans Residential $ $ $ - Commercial - Subtotal - With an allowance recorded: Real Estate Loans Commercial Subtotal Total: Real Estate Loans Residential - Commercial Total Impaired Loans $ $ $ The following information for impaired loans is presented (in thousands) for the nine months ended September 30, 2015 and 2014: Average Recorded Interest Income Investment Recognized 2015 2014 2015 2014 Real Estate Loans: Residential $ $ $ $ Commercial Total $ $ $ $ The following information for impaired loans is presented (in thousands) for the three months ended September 30, 2015 and 2014: Average Recorded Interest Income Investment Recognized 2015 2014 2015 2014 Real Estate Loans: Residential $ $ $ $ Commercial Total $ $ $ $
Classes of the Loan Portfolio Summarized by the Aggregate Risk Rating [Table Text Block]	Special Doubtful Pass Mention Substandard or Loss Total September 30, 2015 Commercial real estate loans $ $ $ $ - $ Commercial loans - - - Total $ $ $ $ - $ Special Doubtful Pass Mention Substandard or Loss Total December 31, 2014 Commercial real estate loans $ $ $ $ - $ Commercial loans - - - Total $ $ $ $ - $ For residential real estate loans, construction loans and consumer loans, the Company evaluates credit quality based on the performance of the individual credits. The following tables present the recorded investment in the loan classes based on payment activity as of September 30, 2015 and December 31, 2014 (in thousands): Performing Nonperforming Total September 30, 2015 Residential real estate loans $ $ $ Construction - Consumer loans Total $ $ $ Performing Nonperforming Total December 31, 2014 Residential real estate loans $ $ $ Construction - Consumer loans Total $ $ $
Loan Portfolio Summarized by the Past Due Status [Table Text Block]	Current 31-60 Days Past Due 61-90 Days Past Due Greater than 90 Days Past Due and still accruing Non-Accrual Total Past Due and Non-Accrual Total Loans September 30, 2015 Real Estate loans Residential $ $ $ $ - $ $ $ Commercial - Construction - - - - - Commercial loans - - - - - Consumer loans - Total $ $ $ $ - $ $ $ Current 31-60 Days Past Due 61-90 Days Past Due Greater than 90 Days Past Due and still accruing Non-Accrual Total Past Due and Non-Accrual Total Loans December 31, 2014 Real Estate loans Residential $ $ $ - $ - $ $ $ Commercial - Construction - - - - - Commercial loans - - - Consumer loans - - Total $ $ $ $ - $ $ $
Allowance for Loan Losses and Recorded Investment in Financing Receivables [Table Text Block]	The following tables present the allowance for loan losses by the classes of the loan portfolio: (In thousands) Residential Real Estate Commercial Real Estate Construction Commercial Consumer Total Beginning balance, December 31, 2014 $ $ $ $ $ $ Charge Offs - - Recoveries - - - Provision for loan losses Ending balance, September 30, 2015 $ $ $ $ $ $ Ending balance individually evaluated for impairment $ - $ $ - $ - $ - $ Ending balance collectively evaluated for impairment $ $ $ $ $ $ (In thousands) Residential Real Estate Commercial Real Estate Construction Commercial Consumer Total Beginning balance, June 30, 2015 $ $ $ $ $ $ Charge Offs - - Recoveries - - - - Provision for loan losses Ending balance, September 30, 2015 $ $ $ $ $ $ (In thousands) Residential Real Estate Commercial Real Estate Construction Commercial Consumer Total Beginning balance, December 31, 2013 $ $ $ $ $ $ Charge Offs - - Recoveries - - - - Provision for loan losses Ending balance, September 30, 2014 $ $ $ $ $ $ Ending balance individually evaluated for impairment $ - $ $ - $ - $ - $ Ending balance collectively evaluated for impairment $ $ $ $ $ $ (In thousands) Residential Real Estate Commercial Real Estate Construction Commercial Consumer Total Beginning balance, June 30, 2014 $ $ $ $ $ $ Charge Offs - - Recoveries - - - - Provision for loan losses Ending balance, September 30, 2014 $ $ $ $ $ $

Fair Value Measurements (Tables

Fair Value Measurements (Tables)	9 Months Ended
	Sep. 30, 2015
Fair Value Measurements [Abstract]
Fair Value, Assets Measured on Recurring Basis [Table Text Block]	Fair Value Measurement Using Reporting Date Description Total Level 1 Level 2 Level 3 (In thousands) September 30, 2015 Available for Sale: U.S. Government agencies $ $ - $ $ - States and political subdivisions - - Corporate obligations - - Mortgage-backed securities-government sponsored agencies - - Equity securities-financial services - - Total $ $ $ $ - Description Total Level 1 Level 2 Level 3 (In thousands) December 31, 2014 Available for Sale: U.S. Government agencies $ $ - $ $ - States and political subdivisions - - Corporate obligations - - Mortgage-backed securities-government sponsored agencies - - Equity securities-financial services - - Total $ $ $ $ -
Fair Value, Assets Measured on Nonrecurring Basis [Table Text Block]	Fair Value Measurement Reporting Date using Reporting Date (In thousands) Description Total Level 1 Level 2 Level 3 September 30, 2015 Impaired Loans $ $ - $ - $ Foreclosed Real Estate Owned - - December 31, 2014 Impaired Loans $ $ - $ - $ Foreclosed Real Estate Owned - -
Fair Value, Assets and Liabilities Measured on Nonrecurring Basis, Valuation Techniques [Table Text Block]	Quantitative Information about Level 3 Fair Value Measurements (dollars in thousands) Fair Value Estimate Valuation Techniques Unobservable Input Range (Weighted Average) September 30, 2015 Impaired loans $ Appraisal of collateral(1) Appraisal adjustments(2) 10% - 25% (17.36%) Impaired loans $ Present value of future cash flows Loan discount rate 5.75% - 6.75% (6.25%) Foreclosed real estate owned $ Appraisal of collateral(1) Liquidation Expenses(2) 10% Quantitative Information about Level 3 Fair Value Measurements (dollars in thousands) Fair Value Estimate Valuation Techniques Unobservable Input Range (Weighted Average) December 31, 2014 Impaired loans $ Appraisal of collateral(1) Appraisal adjustments(2) 6 -33% (23.35%) Foreclosed real estate owned $ Appraisal of collateral(1) Liquidation Expenses(2) 10% (1) Fair value is generally determined through independent appraisals of the underlying collateral, which generally include various Level 3 inputs which are not identifiable, less any associated allowance. (2) Appraisals may be adjusted by management for qualitative factors such as economic conditions and estimated liquidation expenses. The range and weighted average of liquidation expenses and other appraisal adjustments are presented as a percent of the appraisal.
Fair Value, by Balance Sheet Grouping [Table Text Block]	Fair Value Measurements at September 30, 2015 Carrying Amount Fair Value Level 1 Level 2 Level 3 Financial assets: Cash and cash equivalents $ $ $ $ - $ - Securities - Loans receivable, net - - Mortgage servicing rights - - Regulatory stock - - Bank owned life insurance - - Accrued interest receivable - - Financial liabilities: Deposits - Short-term borrowings - - Other borrowings - - Accrued interest payable - - Off-balance sheet financial instruments: Commitments to extend credit and outstanding letters of credit - - - - - Fair Value Measurements at December 31, 2014 Carrying Amount Fair Value Level 1 Level 2 Level 3 Financial assets: Cash and cash equivalents $ $ $ $ - $ - Securities - Loans receivable, net - - Mortgage servicing rights - - Regulatory stock - - Bank owned life insurance - - Accrued interest receivable - - Financial liabilities: Deposits - Short-term borrowings - - Other borrowings - - Accrued interest payable - - Off-balance sheet financial instruments: Commitments to extend credit and outstanding letters of credit - - - - -

Earnings Per Share (Narrative)

Earnings Per Share (Narrative) (Details) - $ / shares	9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Dec. 31, 2014
Earnings Per Share [Abstract]
Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount	12,000	19,600
Share Price	$ 29	$ 28.60	$ 29.05

Earnings Per Share (Basic and D

Earnings Per Share (Basic and Diluted Earnings Per Share) (Details) - shares shares in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Earnings Per Share [Abstract]
Weighted average shares outstanding	3,683	3,642	3,681	3,641
Less: Unvested restricted shares	(9)	0	(9)	0
Weighted Average Number of Shares Outstanding, Basic, Total	3,674	3,642	3,672	3,641
Dilutive effect of stock options	9	10	10	10
Diluted EPS weighted average shares outstanding	3,692	3,652	3,691	3,651

Stock Based Compensation (Summa

Stock Based Compensation (Summary of Stock Option Activity) (Details) - USD ($) $ / shares in Units, $ in Thousands	9 Months Ended		12 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Dec. 31, 2014
Stock-Based Compensation [Abstract]
Options, Outstanding, beginning of period	206,463
Options, Granted	0
Options, Exercised	(11,931)
Options, Forfeited	(9,583)
Options, Outstanding, end of period	184,949		206,463
Options, Exercisable, end of period	172,949
Weighted Average Exercise Price Per Share, Outstanding, beginning of period	$ 26.74
Weighted Average Exercise Price Per Share, Exercised	26
Weighted Average Exercise Price Per Share, Forfeited	27.02
Weighted Average Exercise Price Per Share, Outstanding, end of period	26.77		$ 26.74
Weighted Average Exercise Price Per Share, Exercisable, end of period	$ 26.61
Weighted Average Remaining Contractual Term, Outstanding	5 years		5 years 8 months 12 days
Weighted Average Remaining Contractual Term, Exercised During Period	4 years 4 months 24 days
Weighted Average Remaining Contractual Term, Forfeited During Period	4 years 3 months 18 days
Weighted Average Remaining Contractual Term, Exercisable at End of Period	4 years 8 months 12 days
Aggregate Intrinsic Value, Outstanding, beginning of period	$ 478
Aggregate Intrinsic Value, Granted in Period	0
Aggregate Intrinsic Value, Exercised in Period	0
Aggregate Intrinsic Value, Forfeited in Period	0
Aggregate Intrinsic Value, Outstanding, end of period	413		$ 478
Aggregate Intrinsic Value, Exercisable at end of period	413
Unrecognized compensation cost related to non-vested options granted	16
Compensation expense related to stock options	$ 49	$ 120
Share Price	$ 29	$ 28.60	$ 29.05

Stock Based Compensation (Restr

Stock Based Compensation (Restricted Stock Rollforward) (Details) - USD ($) $ / shares in Units, $ in Thousands	9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014
Restricted stock outstanding, beginning balance	9,300
Restricted stock, granted	0
Restricted stock, vested	(70)
Restricted stock, forfeited	(280)
Restricted stock outstanding, ending balance	8,950
Restricted stock outstanding, weighted-average grant date fair value, beginning balance	$ 29.08
Restricted stock, granted, weighted-average grant date fair value	0
Restricted stock, vested, weighted-average grant date fair value	29.08
Restricted stock, forfeited, weighted-average grant date fair value	29.08
Restricted stock outstanding, weighted-average grant date fair value, ending balance	$ 29.08
Future compensation expense of non-vested restricted stock outstanding	$ 222
Non-vested restricted stock recognition period	4 years 3 months
Restricted Stock or Unit Expense	$ 49	$ 0
Restricted Stock [Member]
Compensation cost	$ 41

Accumulated Other Comprehensi33

Accumulated Other Comprehensive Income (Components of Accumulated Other Comprehensive Income and Accumulated Other Comprehensive Income) (Details) - USD ($) $ in Thousands		3 Months Ended		9 Months Ended
		Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Beginning balance				$ 462
Other comprehensive income (loss)		$ 1,243	$ (76)	259	$ 2,531
Ending balance		721		721
Unrealized gains on available for sale securities [Member]
Beginning balance	[1]	(522)	5	462	(2,602)
Other comprehensive income (loss) before reclassification	[1]	1,285	123	594	3,128
Amount reclassified from accumulated other comprehensive income (loss)	[1]	(42)	(199)	(335)	(597)
Other comprehensive income (loss)	[1]	1,243	(76)	259	2,531
Ending balance	[1]	$ 721	$ (71)	$ 721	$ (71)
[1]	All amounts are net of tax. Amounts in parentheses indicate debits.

Accumulated Other Comprehensi34

Accumulated Other Comprehensive Income (Items Reclassified Out of Each Component of OCI) (Details) - USD ($) $ in Thousands		3 Months Ended		9 Months Ended
		Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Net realized gains on sales of securities		$ 63	$ 301	$ 508	$ 904
Income tax expense		(557)	(754)	(1,926)	(2,132)
Net Income		1,777	2,118	5,781	6,116
Reclassification out of Accumulated Other Comprehensive Income [Member] | Unrealized gains on available for sale securities [Member]
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Net realized gains on sales of securities	[1]	63	301	508	904
Income tax expense	[1]	(22)	(102)	(173)	(307)
Net Income	[1]	$ 41	$ 199	$ 335	$ 597
[1]	Amounts in parentheses indicate debits to net income

Off-Balance Sheet Financial I35

Off-Balance Sheet Financial Instruments and Guarantees (Table) (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Sep. 30, 2014
Loss Contingencies [Line Items]
Financial Instrument Commitments	$ 78,272	$ 78,013
Unfunded availability under loan commitments [Member]
Loss Contingencies [Line Items]
Financial Instrument Commitments	21,279	26,495
Unfunded commitments under lines of credit [Member]
Loss Contingencies [Line Items]
Financial Instrument Commitments	51,489	45,830
Standby letters of credit [Member]
Loss Contingencies [Line Items]
Financial Instrument Commitments	$ 5,504	$ 5,688

Securities (Amortized Cost and

Securities (Amortized Cost and Fair Values of Securities) (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Schedule of Investments [Line Items]
Available for Sale, Amortized Cost	$ 152,212	$ 155,685
Available-for-sale Securities, Gross Unrealized Gains	1,903	2,117
Available for Sale, Gross Unrealized Losses	(810)	(1,407)
Available for Sale, Fair Value	153,305	156,395
Total Debt Securities [Member]
Schedule of Investments [Line Items]
Available for Sale, Amortized Cost	151,920	155,393
Available-for-sale Securities, Gross Unrealized Gains	1,827	2,011
Available for Sale, Gross Unrealized Losses	(810)	(1,407)
Available for Sale, Fair Value	152,937	155,997
U.S. Government Agencies [Member]
Schedule of Investments [Line Items]
Available for Sale, Amortized Cost	18,310	29,289
Available-for-sale Securities, Gross Unrealized Gains	81	42
Available for Sale, Gross Unrealized Losses	(31)	(356)
Available for Sale, Fair Value	18,360	28,975
States and political subdivisions [Member]
Schedule of Investments [Line Items]
Available for Sale, Amortized Cost	62,078	52,685
Available-for-sale Securities, Gross Unrealized Gains	1,247	1,750
Available for Sale, Gross Unrealized Losses	(395)	(103)
Available for Sale, Fair Value	62,930	54,332
Corporate obligations [Member]
Schedule of Investments [Line Items]
Available for Sale, Amortized Cost	4,961	6,387
Available-for-sale Securities, Gross Unrealized Gains	97	110
Available for Sale, Gross Unrealized Losses	0	(11)
Available for Sale, Fair Value	5,058	6,486
Mortgage-backed securities-government sponsored entities [Member]
Schedule of Investments [Line Items]
Available for Sale, Amortized Cost	66,571	67,032
Available-for-sale Securities, Gross Unrealized Gains	402	109
Available for Sale, Gross Unrealized Losses	(384)	(937)
Available for Sale, Fair Value	66,589	66,204
Equity securities-financial services [Member]
Schedule of Investments [Line Items]
Available for Sale, Amortized Cost	292	292
Available-for-sale Securities, Gross Unrealized Gains	76	106
Available for Sale, Gross Unrealized Losses	0	0
Available for Sale, Fair Value	$ 368	$ 398

Securities (Investments' Gross

Securities (Investments' Gross Unrealized Losses and Fair Value) (Details) $ in Thousands	9 Months Ended
	Sep. 30, 2015USD ($)security	Dec. 31, 2014USD ($)
Schedule of Investments [Line Items]
Less than 12 Months, Fair Value	$ 30,623	$ 30,250
Less than 12 Months, Unrealized Losses	(414)	(226)
12 Months or More, Fair Value	22,876	46,878
12 Months or More, Unrealized Losses	(396)	(1,181)
Total, Fair Value	53,499	77,128
Total, Unrealized Losses	$ (810)	(1,407)
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions, Less than One Year | security	44
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions, Greater than or Equal to One Year | security	25
Impairment of Investments	$ 0
U.S. Government Agencies [Member]
Schedule of Investments [Line Items]
Less than 12 Months, Fair Value	4,033	4,965
Less than 12 Months, Unrealized Losses	(5)	(17)
12 Months or More, Fair Value	3,150	15,051
12 Months or More, Unrealized Losses	(26)	(339)
Total, Fair Value	7,183	20,016
Total, Unrealized Losses	(31)	(356)
States and political subdivisions [Member]
Schedule of Investments [Line Items]
Less than 12 Months, Fair Value	18,993	3,195
Less than 12 Months, Unrealized Losses	(359)	(20)
12 Months or More, Fair Value	2,186	4,633
12 Months or More, Unrealized Losses	(36)	(83)
Total, Fair Value	21,179	7,828
Total, Unrealized Losses	(395)	(103)
Corporate obligations [Member]
Schedule of Investments [Line Items]
Less than 12 Months, Fair Value	0	0
Less than 12 Months, Unrealized Losses	0	0
12 Months or More, Fair Value	0	1,144
12 Months or More, Unrealized Losses	0	(11)
Total, Fair Value	0	1,144
Total, Unrealized Losses	0	(11)
Mortgage-backed securities-government sponsored entities [Member]
Schedule of Investments [Line Items]
Less than 12 Months, Fair Value	7,597	22,090
Less than 12 Months, Unrealized Losses	(50)	(189)
12 Months or More, Fair Value	17,540	26,050
12 Months or More, Unrealized Losses	(334)	(748)
Total, Fair Value	25,137	48,140
Total, Unrealized Losses	$ (384)	$ (937)

Securities (Securities by Contr

Securities (Securities by Contractual Maturity) (Details) $ in Thousands	Sep. 30, 2015USD ($)
Securities [Abstract]
Available for Sale, Amortized Cost, Due in one year or less	$ 1,140
Available for Sale, Amortized Cost, Due after one year through five years	22,596
Available for Sale, Amortized Cost, Due after five years through ten years	9,542
Available for Sale, Amortized Cost, Due after ten years	52,071
Available for Sale, Amortized Cost, Mortgage-backed securities- government sponsored agencies	66,571
Available for Sale, Amortized Cost, Total	151,920
Available for Sale, Fair Value, Due in one year or less	1,155
Available for Sale, Fair Value, Due after one year through five years	22,748
Available for Sale, Fair Value, Due after five years through ten years	9,636
Available for Sale, Fair Value, Due after ten years	52,809
Available for Sale, Fair Value, Mortgage-backed securities- government sponsored agencies	66,589
Available for Sale, Fair Value, Total	$ 152,937

Securities (Gross Realized Gain

Securities (Gross Realized Gains and Losses on Sales of Securities Available-for-Sale) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Securities [Abstract]
Gross realized gains	$ 63	$ 301	$ 508	$ 918
Gross realized losses	0	0	0	(14)
Net realized gain	63	301	508	904
Proceeds from sale of securities	$ 5,466	$ 7,252	$ 28,850	$ 39,117

Loans Receivable and Allowanc40

Loans Receivable and Allowance for Loan Losses (Composition of Loans Receivable) (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Jun. 30, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Dec. 31, 2013
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans and Leases Receivable, Gross	$ 543,857		$ 501,534
Deferred fees (net)	(321)		(399)
Total loans receivable	543,536		501,135
Allowance for loan losses	(5,747)	$ (5,947)	(5,875)	$ (5,651)	$ (5,611)	$ (5,708)
Net loans receivable	$ 537,789		$ 495,260
Percent of Loans	100.00%		100.00%
Residential Real Estate Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans and Leases Receivable, Gross	$ 162,328		$ 158,139
Allowance for loan losses	$ (987)	(1,085)	$ (1,323)	(1,252)	(1,194)	(1,441)
Percent of Loans	29.80%		31.50%
Commercial Real Estate Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans and Leases Receivable, Gross	$ 266,035		$ 261,956
Allowance for loan losses	$ (4,178)	(4,152)	$ (3,890)	(3,853)	(3,900)	(3,025)
Percent of Loans	48.90%		52.20%
Construction Real Estate Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans and Leases Receivable, Gross	$ 20,047		$ 19,221
Allowance for loan losses	$ (85)	(97)	$ (222)	(194)	(205)	(898)
Percent of Loans	3.70%		3.90%
Commercial, financial and agricultural loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans and Leases Receivable, Gross	$ 68,264		$ 42,514
Allowance for loan losses	$ (284)	(405)	$ (256)	(198)	(179)	(184)
Percent of Loans	12.60%		8.50%
Consumer loans to individuals [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans and Leases Receivable, Gross	$ 27,183		$ 19,704
Allowance for loan losses	$ (213)	$ (208)	$ (184)	$ (154)	$ (133)	$ (160)
Percent of Loans	5.00%		3.90%

Loans Receivable and Allowanc41

Loans Receivable and Allowance for Loan Losses (Changes in the Accretable Yield for Purchased Credit Impaired Loans) (Details) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014
Loans Receivable and Allowance for Loan Losses [Abstract]
Balance at beginning of period	$ 8	$ 20
Accretion	(1)	(12)
Reclassification and other	0	0
Balance at end of period	$ 7	$ 8

Loans Receivable and Allowanc42

Loans Receivable and Allowance for Loan Losses (Loans Acquired and Accounted for in Accordance with ASC 310-30) (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Loans Receivable and Allowance for Loan Losses [Abstract]
Acquired Loans with Specific Evidence of Deterioration in Credit Quality, Outstanding Balance	$ 585	$ 1,057
Acquired Loans with Specific Evidence of Deterioration in Credit Quality, Carrying Amount	$ 578	$ 1,049

Loans Receivable and Allowanc43

Loans Receivable and Allowance for Loan Losses (Loans Individually and Collectively Evaluated for Impairment) (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Accounts, Notes, Loans and Financing Receivable [Line Items]
Individually evaluated for impairment	$ 9,862	$ 10,556
Collectively evaluated for impairment	533,417	489,929
Total Loans	543,857	501,534
Receivables Acquired with Deteriorated Credit Quality [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans acquired with deteriorated credit quality	578	1,049
Residential Real Estate Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Individually evaluated for impairment	34	0
Collectively evaluated for impairment	162,080	157,914
Total Loans	162,328	158,139
Residential Real Estate Loans [Member] | Receivables Acquired with Deteriorated Credit Quality [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans acquired with deteriorated credit quality	214	225
Commercial Real Estate Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Individually evaluated for impairment	9,828	10,556
Collectively evaluated for impairment	255,843	250,576
Total Loans	266,035	261,956
Commercial Real Estate Loans [Member] | Receivables Acquired with Deteriorated Credit Quality [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans acquired with deteriorated credit quality	364	824
Construction Real Estate Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Individually evaluated for impairment	0	0
Collectively evaluated for impairment	20,047	19,221
Total Loans	20,047	19,221
Construction Real Estate Loans [Member] | Receivables Acquired with Deteriorated Credit Quality [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans acquired with deteriorated credit quality	0	0
Commercial, financial and agricultural loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Individually evaluated for impairment	0	0
Collectively evaluated for impairment	68,264	42,514
Total Loans	68,264	42,514
Commercial, financial and agricultural loans [Member] | Receivables Acquired with Deteriorated Credit Quality [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans acquired with deteriorated credit quality	0	0
Consumer loans to individuals [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Individually evaluated for impairment	0	0
Collectively evaluated for impairment	27,183	19,704
Total Loans	27,183	19,704
Consumer loans to individuals [Member] | Receivables Acquired with Deteriorated Credit Quality [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans acquired with deteriorated credit quality	$ 0	$ 0

Loans Receivable and Allowanc44

Loans Receivable and Allowance for Loan Losses (Impaired Loans and Related Interest Income by Loan Portfolio Class) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014	Dec. 31, 2014
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	$ 8,792		$ 8,792		$ 8,632
Impaired Financing Receivable, with Related Allowance, Recorded Investment	1,648		1,648		2,973
Impaired Financing Receivable, Recorded Investment	10,440		10,440		11,605
Unpaid Principal Balance, With no related allowance recorded	10,484		10,484		8,799
Unpaid Principal Balance, With an allowance recorded	1,705		1,705		3,837
Unpaid Principal Balance, Total	12,189		12,189		12,636
Associated Allowance	389		389		293
Average Recorded Investment, Total	10,543	$ 6,960	10,713	$ 6,812
Interest Income Recognized, Total	46	53	513	154
Residential Real Estate Loans [Member]
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	248		248		225
Impaired Financing Receivable, Recorded Investment	248		248		225
Unpaid Principal Balance, With no related allowance recorded	255		255		233
Unpaid Principal Balance, Total	255		255		233
Average Recorded Investment, Total	249	230	236	235
Interest Income Recognized, Total	1	2	3	4
Commercial Real Estate Loans [Member]
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	8,544		8,544		8,407
Impaired Financing Receivable, with Related Allowance, Recorded Investment	1,648		1,648		2,973
Impaired Financing Receivable, Recorded Investment	10,192		10,192		11,380
Unpaid Principal Balance, With no related allowance recorded	10,229		10,229		8,566
Unpaid Principal Balance, With an allowance recorded	1,705		1,705		3,837
Unpaid Principal Balance, Total	11,934		11,934		12,403
Associated Allowance	389		389		$ 293
Average Recorded Investment, Total	10,294	6,730	10,477	6,577
Interest Income Recognized, Total	$ 45	$ 51	$ 510	$ 150

Loans Receivable and Allowanc45

Loans Receivable and Allowance for Loan Losses (Troubled Debt Restructurings) (Details) $ in Thousands	9 Months Ended
	Sep. 30, 2015USD ($)loan	Sep. 30, 2014USD ($)loan	Dec. 31, 2014USD ($)
Troubled Debt Restructuring, Debtor, Subsequent Periods [Line Items]
New Loans Identified as Troubled Debt Restructurings, Number of Loans | loan	0	0
Impaired Financing Receivable, Related Allowance	$ 389		$ 293
Troubled Debt Restructured Loans [Member]
Troubled Debt Restructuring, Debtor, Subsequent Periods [Line Items]
Financing Receivable, Modifications, Subsequent Default, Number of Contracts | loan	3	2
Financing Receivable, Modifications, Subsequent Default, Recorded Investment	$ 2,500	$ 1,200
Financing Receivables, Impaired, Troubled Debt Restructuring, Write-down	439	$ 227
Financing Receivable, Modifications, Recorded Investment	8,500		8,800
Impaired Financing Receivable, Related Allowance	$ 389		$ 293

Loans Receivable and Allowanc46

Loans Receivable and Allowance for Loan Losses (Classes of the Loan Portfolio Summarized by the Aggregate Risk Rating) (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Total Summarized by Aggregate Risk Rating [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Carrying Amount	$ 334,299	$ 304,470
Pass [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Carrying Amount	319,417	289,143
Special Mention [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Carrying Amount	2,653	1,983
Substandard [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Carrying Amount	12,229	13,344
Doubtful and Loss [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Carrying Amount	0	0
Total Summarized by Performance of Individual Credits [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Carrying Amount	209,558	197,064
Performing Financial Instruments [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Carrying Amount	208,604	195,385
Nonperforming Financial Instruments [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Carrying Amount	954	1,679
Commercial Real Estate Loans [Member] | Total Summarized by Aggregate Risk Rating [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Carrying Amount	266,035	261,956
Commercial Real Estate Loans [Member] | Pass [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Carrying Amount	251,153	246,629
Commercial Real Estate Loans [Member] | Special Mention [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Carrying Amount	2,653	1,983
Commercial Real Estate Loans [Member] | Substandard [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Carrying Amount	12,229	13,344
Commercial Real Estate Loans [Member] | Doubtful and Loss [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Carrying Amount	0	0
Commercial, financial and agricultural loans [Member] | Total Summarized by Aggregate Risk Rating [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Carrying Amount	68,264	42,514
Commercial, financial and agricultural loans [Member] | Pass [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Carrying Amount	68,264	42,514
Commercial, financial and agricultural loans [Member] | Special Mention [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Carrying Amount	0	0
Commercial, financial and agricultural loans [Member] | Substandard [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Carrying Amount	0	0
Commercial, financial and agricultural loans [Member] | Doubtful and Loss [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Carrying Amount	0	0
Residential Real Estate Loans [Member] | Total Summarized by Performance of Individual Credits [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Carrying Amount	162,328	158,139
Residential Real Estate Loans [Member] | Performing Financial Instruments [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Carrying Amount	161,375	156,464
Residential Real Estate Loans [Member] | Nonperforming Financial Instruments [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Carrying Amount	953	1,675
Construction Real Estate Loans [Member] | Total Summarized by Performance of Individual Credits [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Carrying Amount	20,047	19,221
Construction Real Estate Loans [Member] | Performing Financial Instruments [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Carrying Amount	20,047	19,221
Construction Real Estate Loans [Member] | Nonperforming Financial Instruments [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Carrying Amount	0	0
Consumer loans to individuals [Member] | Total Summarized by Performance of Individual Credits [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Carrying Amount	27,183	19,704
Consumer loans to individuals [Member] | Performing Financial Instruments [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Carrying Amount	27,182	19,700
Consumer loans to individuals [Member] | Nonperforming Financial Instruments [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Carrying Amount	$ 1	$ 4

Loans Receivable and Allowanc47

Loans Receivable and Allowance for Loan Losses (Loan Portfolio Summarized by the Past Due Status) (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current	$ 534,025	$ 490,064
Non-Accrual	9,131	5,600
Total Past Due and Non-Accrual	9,832	11,470
Total Loans	543,857	501,534
Financing Receivables, 31 to 60 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	504	5,430
Financing Receivables, 61 to 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	197	440
Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	0	0
Residential Real Estate Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current	160,916	156,242
Non-Accrual	953	1,675
Total Past Due and Non-Accrual	1,412	1,897
Total Loans	162,328	158,139
Residential Real Estate Loans [Member] | Financing Receivables, 31 to 60 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	374	222
Residential Real Estate Loans [Member] | Financing Receivables, 61 to 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	85	0
Residential Real Estate Loans [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	0	0
Commercial Real Estate Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current	257,694	252,495
Non-Accrual	8,177	3,921
Total Past Due and Non-Accrual	8,341	9,461
Total Loans	266,035	261,956
Commercial Real Estate Loans [Member] | Financing Receivables, 31 to 60 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	61	5,100
Commercial Real Estate Loans [Member] | Financing Receivables, 61 to 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	103	440
Commercial Real Estate Loans [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	0	0
Construction Real Estate Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current	20,047	19,221
Non-Accrual	0	0
Total Past Due and Non-Accrual	0	0
Total Loans	20,047	19,221
Construction Real Estate Loans [Member] | Financing Receivables, 31 to 60 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	0	0
Construction Real Estate Loans [Member] | Financing Receivables, 61 to 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	0	0
Construction Real Estate Loans [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	0	0
Commercial, financial and agricultural loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current	68,264	42,500
Non-Accrual	0	0
Total Past Due and Non-Accrual	0	14
Total Loans	68,264	42,514
Commercial, financial and agricultural loans [Member] | Financing Receivables, 31 to 60 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	0	14
Commercial, financial and agricultural loans [Member] | Financing Receivables, 61 to 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	0	0
Commercial, financial and agricultural loans [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	0	0
Consumer loans to individuals [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current	27,104	19,606
Non-Accrual	1	4
Total Past Due and Non-Accrual	79	98
Total Loans	27,183	19,704
Consumer loans to individuals [Member] | Financing Receivables, 31 to 60 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	69	94
Consumer loans to individuals [Member] | Financing Receivables, 61 to 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	9	0
Consumer loans to individuals [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	$ 0	$ 0

Loans Receivable and Allowanc48

Loans Receivable and Allowance for Loan Losses (Allowance for Loan Losses and Recorded Investment in Financing Receivables) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance,	$ 5,947	$ 5,611	$ 5,875	$ 5,708
Charge Offs	(927)	(391)	(1,910)	(1,345)
Recoveries	7	11	22	28
Provision for loan losses	720	420	1,760	1,260
Ending balance,	5,747	5,651	5,747	5,651
Ending balance individually evaluated for impairment	389	61	389	61
Ending balance collectively evaluated for impairment	5,358	5,590	5,358	5,590
Residential Real Estate Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance,	1,085	1,194	1,323	1,441
Charge Offs	(46)	(34)	(159)	(132)
Recoveries	0	0	4	0
Provision for loan losses	(52)	92	(181)	(57)
Ending balance,	987	1,252	987	1,252
Ending balance individually evaluated for impairment	0	0	0	0
Ending balance collectively evaluated for impairment	987	1,252	987	1,252
Commercial Real Estate Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance,	4,152	3,900	3,890	3,025
Charge Offs	(865)	(348)	(1,692)	(1,177)
Recoveries	0	0	0	0
Provision for loan losses	891	301	1,980	2,005
Ending balance,	4,178	3,853	4,178	3,853
Ending balance individually evaluated for impairment	389	61	389	61
Ending balance collectively evaluated for impairment	3,789	3,792	3,789	3,792
Construction Real Estate Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance,	97	205	222	898
Charge Offs	0	0	0	0
Recoveries	0	0	0	0
Provision for loan losses	(12)	(11)	(137)	(704)
Ending balance,	85	194	85	194
Ending balance individually evaluated for impairment	0	0	0	0
Ending balance collectively evaluated for impairment	85	194	85	194
Commercial, financial and agricultural loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance,	405	179	256	184
Charge Offs	0	0	0	0
Recoveries	0	0	0	0
Provision for loan losses	(121)	19	28	14
Ending balance,	284	198	284	198
Ending balance individually evaluated for impairment	0	0	0	0
Ending balance collectively evaluated for impairment	284	198	284	198
Consumer loans to individuals [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance,	208	133	184	160
Charge Offs	(16)	(9)	(59)	(36)
Recoveries	7	11	18	28
Provision for loan losses	14	19	70	2
Ending balance,	213	154	213	154
Ending balance individually evaluated for impairment	0		0
Ending balance collectively evaluated for impairment	$ 213	$ 154	$ 213	$ 154

Loans Receivable and Allowanc49

Loans Receivable and Allowance for Loan Losses (Narrative) (Details) - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014	Dec. 31, 2014
Accounts, Notes, Loans and Financing Receivable [Line Items]
Real Estate Acquired Through Foreclosure	$ 1,345,000		$ 1,345,000		$ 3,726,000
Certain Loans Acquired in Transfer Accounted for as Debt Securities, Accretable Yield, Period Increase (Decrease)			0
Loans and Leases Receivable, Gross	543,857,000		543,857,000		501,534,000
Financing Receivable, Allowance for Credit Losses, Write-downs	927,000	$ 391,000	1,910,000	$ 1,345,000
Gross Realized Gains on Loans	16,000		56,000	72,000
Gross Realized Losses on Loans	0		0	0
Proceeds from Sale of Mortgage Loans Held-for-sale	818,000	0	2,661,000	2,300,000
Hospitality Lodging Industry [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans and Leases Receivable, Gross	61,800,000		61,800,000
Financing Receivable, Allowance for Credit Losses, Write-downs			$ 643,000
Hospitality Lodging Industry [Member] | Loans Receivable [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Concentration Risk, Percentage			11.40%
Troubled Debt Restructured Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivables, Impaired, Troubled Debt Restructuring, Write-down			$ 439,000	227,000
Residential Real Estate Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Real Estate Acquired Through Foreclosure	63,000		63,000
Mortgage Loans in Process of Foreclosure, Amount	503,000		503,000
Loans and Leases Receivable, Gross	162,328,000		162,328,000		$ 158,139,000
Financing Receivable, Allowance for Credit Losses, Write-downs	$ 46,000	$ 34,000	$ 159,000	$ 132,000

Fair Value Measurements (Fair V

Fair Value Measurements (Fair Value, Assets and Liabilities Measured on Recurring Basis) (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	$ 153,305	$ 156,395
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	368	398
Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	152,937	155,997
Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	0	0
U.S. Government Agencies [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	18,360	28,975
U.S. Government Agencies [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	0	0
U.S. Government Agencies [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	18,360	28,975
U.S. Government Agencies [Member] | Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	0	0
States and political subdivisions [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	62,930	54,332
States and political subdivisions [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	0	0
States and political subdivisions [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	62,930	54,332
States and political subdivisions [Member] | Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	0	0
Corporate obligations [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	5,058	6,486
Corporate obligations [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	0	0
Corporate obligations [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	5,058	6,486
Corporate obligations [Member] | Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	0	0
Mortgage-backed securities-government sponsored entities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	66,589	66,204
Mortgage-backed securities-government sponsored entities [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	0	0
Mortgage-backed securities-government sponsored entities [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	66,589	66,204
Mortgage-backed securities-government sponsored entities [Member] | Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	0	0
Equity securities-financial services [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	368	398
Equity securities-financial services [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	368	398
Equity securities-financial services [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	0	0
Equity securities-financial services [Member] | Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	$ 0	$ 0

Fair Value Measurements (Fair51

Fair Value Measurements (Fair Value, Assets and Liabilities Measured on Nonrecurring Basis) (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Impaired Loans [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure, Nonrecurring	$ 10,051	$ 11,312
Impaired Loans [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure, Nonrecurring	0	0
Impaired Loans [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure, Nonrecurring	0	0
Impaired Loans [Member] | Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure, Nonrecurring	10,051	11,312
Foreclosed Real Estate Owned [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure, Nonrecurring	1,345	3,726
Foreclosed Real Estate Owned [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure, Nonrecurring	0	0
Foreclosed Real Estate Owned [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure, Nonrecurring	0	0
Foreclosed Real Estate Owned [Member] | Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure, Nonrecurring	$ 1,345	$ 3,726

Fair Value Measurements and Fai

Fair Value Measurements and Fair Value of Financial Instruments (Additional Qualitative Information about Level 3 Assets) (Details) $ in Thousands		9 Months Ended		12 Months Ended
		Sep. 30, 2015USD ($)loan	Sep. 30, 2014loan	Dec. 31, 2014USD ($)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired Financing Receivable, Recorded Investment		$ 10,440		$ 11,605
Number of impaired loans requiring a valuation allowance | loan		1	3
Impaired Financing Receivable, with Related Allowance, Recorded Investment		$ 1,648		2,973
Impaired Financing Receivable, Related Allowance		$ 389		293
Number of impaired loans not requiring a valuation allowance | loan		16	14
Impaired Financing Receivable, with No Related Allowance, Recorded Investment		$ 8,792		8,632
Impaired Loans, Cumulative Charge-Offs		1,742		1,022
Impaired Loans [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure, Nonrecurring		10,051		11,312
Impaired Loans [Member] | Appraisal of collateral [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure, Nonrecurring		$ 9,625		$ 11,312
Fair Value Measurements, Valuation Techniques	[1]	Appraisal of collateral(1)		Appraisal of collateral(1)
Fair Value Disclosure, Unobservable Input Range	[2]	Appraisal adjustments(2)		Appraisal adjustments(2)
Impaired Loans [Member] | Present value of future cash flows [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure, Nonrecurring		$ 426
Fair Value Measurements, Valuation Techniques		Present value of future cash flows
Fair Value Disclosure, Unobservable Input Range		Loan discount rate
Impaired Loans [Member] | Minimum [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value Inputs, Discount Rate				6.00%
Impaired Loans [Member] | Minimum [Member] | Appraisal of collateral [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value Inputs, Discount Rate		10.00%
Impaired Loans [Member] | Minimum [Member] | Present value of future cash flows [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value Inputs, Discount Rate		5.75%
Impaired Loans [Member] | Maximum [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value Inputs, Discount Rate				33.00%
Impaired Loans [Member] | Maximum [Member] | Appraisal of collateral [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value Inputs, Discount Rate		25.00%
Impaired Loans [Member] | Maximum [Member] | Present value of future cash flows [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value Inputs, Discount Rate		6.75%
Impaired Loans [Member] | Weighted Average [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value Inputs, Discount Rate				23.35%
Impaired Loans [Member] | Weighted Average [Member] | Appraisal of collateral [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value Inputs, Discount Rate		17.36%
Impaired Loans [Member] | Weighted Average [Member] | Present value of future cash flows [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value Inputs, Discount Rate		6.25%
Foreclosed Real Estate Owned [Member] | Appraisal of collateral [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure, Nonrecurring		$ 1,345		$ 3,726
Fair Value Measurements, Valuation Techniques	[1]	Appraisal of collateral(1)		Appraisal of collateral(1)
Fair Value Disclosure, Unobservable Input Range	[2]	Liquidation Expenses(2)		Liquidation Expenses(2)
Foreclosed Real Estate Owned [Member] | Weighted Average [Member] | Appraisal of collateral [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value Inputs, Discount Rate		10.00%		10.00%
[1]	Fair value is generally determined through independent appraisals of the underlying collateral, which generally include various Level 3 inputs which are not identifiable, less any associated allowance.
[2]	Appraisals may be adjusted by management for qualitative factors such as economic conditions and estimated liquidation expenses. The range and weighted average of liquidation expenses and other appraisal adjustments are presented as a percent of the appraisal.

Fair Value Measurements (Fair53

Fair Value Measurements (Fair Value, by Balance Sheet Grouping) (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014	Sep. 30, 2014	Dec. 31, 2013
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets: Cash and due from banks, interest-bearing deposits with banks and federal funds sold, Fair Value Disclosure	$ 11,716	$ 12,376
Financial assets: Securities, Fair Value Disclosure	153,305	156,395
Financial assets: Loans receivable, net, Fair Value Disclosure	548,575	507,833
Financial assets: Mortgage servicing rights, Fair Value Disclosure	258	277
Financial assets: Regulatory stock, Fair Value Disclosure	2,488	1,714
Financial assets: Bank owned life insurance, Fair Value Disclosure	18,686	18,284
Financial assets: Accrued interest receivable, Fair Value Disclosure	2,499	2,339
Financial liabilities: Deposits, Fair Value Disclosure	571,650	560,243
Financial liabilities: Short-term borrowings, Fair Value Disclosure	41,546	25,695
Financial liabilities: Other borrowings, Fair Value Disclosure	29,747	23,228
Financial liabilities: Accrued interest payable, Fair Value Disclosure	996	966
Off-balance sheet financial instruments: Commitments to extend credit and outstanding letters of credit, Fair Value Disclosure	0	0
Financial assets: Cash and due from banks, interest-bearing deposits with banks and federal funds sold	11,716	12,376	$ 13,263	$ 7,863
Financial assets: Securities	153,305	156,395
Financial assets: Loans receivable, net	537,789	495,260
Financial assets: Mortgage servicing rights	258	271
Financial assets: Investment in FHLB stock	2,488	1,714
Financial assets: Bank owned life insurance	18,686	18,284
Financial assets: Accrued interest receivable	2,499	2,339
Financial liabilities: Deposits	571,353	559,944
Financial liabilities: Short-term borrowings	41,546	25,695
Financial liabilities: Other borrowings	29,162	22,200
Financial liabilities: Accrued interest payable	996	966
Off-balance sheet financial instruments: Commitments to extend credit and outstanding letters of credit	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets: Cash and due from banks, interest-bearing deposits with banks and federal funds sold, Fair Value Disclosure	11,716	12,376
Financial assets: Securities, Fair Value Disclosure	368	398
Financial assets: Loans receivable, net, Fair Value Disclosure	0	0
Financial assets: Mortgage servicing rights, Fair Value Disclosure	258	0
Financial assets: Regulatory stock, Fair Value Disclosure	2,488	1,714
Financial assets: Bank owned life insurance, Fair Value Disclosure	18,686	18,284
Financial assets: Accrued interest receivable, Fair Value Disclosure	2,499	2,339
Financial liabilities: Deposits, Fair Value Disclosure	372,659	338,112
Financial liabilities: Short-term borrowings, Fair Value Disclosure	41,546	25,695
Financial liabilities: Other borrowings, Fair Value Disclosure	0	0
Financial liabilities: Accrued interest payable, Fair Value Disclosure	996	966
Off-balance sheet financial instruments: Commitments to extend credit and outstanding letters of credit, Fair Value Disclosure	0	0
Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets: Cash and due from banks, interest-bearing deposits with banks and federal funds sold, Fair Value Disclosure	0	0
Financial assets: Securities, Fair Value Disclosure	152,937	155,997
Financial assets: Loans receivable, net, Fair Value Disclosure	0	0
Financial assets: Mortgage servicing rights, Fair Value Disclosure	0	277
Financial assets: Regulatory stock, Fair Value Disclosure	0	0
Financial assets: Bank owned life insurance, Fair Value Disclosure	0	0
Financial assets: Accrued interest receivable, Fair Value Disclosure	0	0
Financial liabilities: Deposits, Fair Value Disclosure	0	0
Financial liabilities: Short-term borrowings, Fair Value Disclosure	0	0
Financial liabilities: Other borrowings, Fair Value Disclosure	0	0
Financial liabilities: Accrued interest payable, Fair Value Disclosure	0	0
Off-balance sheet financial instruments: Commitments to extend credit and outstanding letters of credit, Fair Value Disclosure	0	0
Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets: Cash and due from banks, interest-bearing deposits with banks and federal funds sold, Fair Value Disclosure	0	0
Financial assets: Securities, Fair Value Disclosure	0	0
Financial assets: Loans receivable, net, Fair Value Disclosure	548,575	507,833
Financial assets: Mortgage servicing rights, Fair Value Disclosure	0	0
Financial assets: Regulatory stock, Fair Value Disclosure	0	0
Financial assets: Bank owned life insurance, Fair Value Disclosure	0	0
Financial assets: Accrued interest receivable, Fair Value Disclosure	0	0
Financial liabilities: Deposits, Fair Value Disclosure	198,991	222,131
Financial liabilities: Short-term borrowings, Fair Value Disclosure	0	0
Financial liabilities: Other borrowings, Fair Value Disclosure	29,747	23,228
Financial liabilities: Accrued interest payable, Fair Value Disclosure	0	0
Off-balance sheet financial instruments: Commitments to extend credit and outstanding letters of credit, Fair Value Disclosure	$ 0	$ 0