Norwood Financial (NWFL) 10-Q 7 Nov 24 2024 Q3 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	9 Months Ended
	Sep. 30, 2024	Nov. 01, 2024
Document And Entity Information [Abstract]
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Sep. 30, 2024
Current Fiscal Year End Date	--12-31
Document Fiscal Year Focus	2024
Document Transition Report	false
Entity File Number	0-28364
Entity Registrant Name	Norwood Financial Corp
Entity Incorporation, State or Country Code	PA
Entity Tax Identification Number	23-2828306
Entity Address, Address Line One	717 Main Street
Entity Address, City or Town	Honesdale
Entity Address, State or Province	PA
Entity Address, Postal Zip Code	18431
City Area Code	570
Local Phone Number	253-1455
Title of 12(b) Security	Common Stock, par value $0.10 per share
Trading Symbol	NWFL
Security Exchange Name	NASDAQ
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		8,091,755
Entity Central Index Key	0001013272
Amendment Flag	false
Document Fiscal Period Focus	Q3

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($)	Sep. 30, 2024	Dec. 31, 2023
ASSETS
Cash and due from banks	$ 47,072,000	$ 28,533,000
Interest-bearing deposits with banks	35,808,000	37,587,000
Cash and cash equivalents	82,880,000	66,120,000
Securities available for sale, at fair value (net of allowance for credit losses of $0)	396,891,000	406,259,000
Loans receivable (net of allowance for credit losses of $18,699 and $18,968)	1,656,440,000	1,584,650,000
Regulatory stock, at cost	6,329,000	7,318,000
Bank premises and equipment, net	18,503,000	17,838,000
Bank owned life insurance	46,382,000	46,439,000
Accrued interest receivable	8,062,000	8,123,000
Foreclosed real estate owned	0	97,000
Deferred tax assets, net	18,818,000	21,353,000
Goodwill	29,266,000	29,266,000
Other intangibles	167,000	221,000
Other assets	16,013,000	13,395,000
TOTAL ASSETS	2,279,751,000	2,201,079,000
Deposits:
Non-interest bearing demand	420,967,000	399,545,000
Interest-bearing	1,434,284,000	1,395,614,000
Total deposits	1,855,251,000	1,795,159,000
Short-term borrowings	52,453,000	74,076,000
Other borrowings	144,959,000	124,236,000
Accrued interest payable	12,688,000	10,510,000
Other liabilities	18,746,000	16,028,000
TOTAL LIABILITIES	2,084,097,000	2,020,009,000
STOCKHOLDERS' EQUITY
Preferred stock, no par value per share, authorized: 5,000,000 shares; issued: none
Common stock, $0.10 par value per share, authorized: 20,000,000 shares, issued: 2024: 8,311,851 shares, 2023: 8,310,847 shares	831,000	831,000
Surplus	98,330,000	97,700,000
Retained earnings	140,489,000	135,284,000
Treasury stock at cost: 2024: 221,140 shares; 2023: 200,690 shares	(5,969,000)	(5,397,000)
Accumulated other comprehensive loss	(38,027,000)	(47,348,000)
TOTAL STOCKHOLDERS’ EQUITY	195,654,000	181,070,000
TOTAL LIABILITIES AND STOCKHOLDERS’ EQUITY	$ 2,279,751,000	$ 2,201,079,000

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parenthetical) - USD ($)	Sep. 30, 2024	Dec. 31, 2023
Consolidated Balance Sheets [Abstract]
Securities available for sale, at fair value, allowance for credit losses	$ 0	$ 0
Net of Allowance for Loan losses	$ 18,699,000	$ 18,968,000
Preferred Stock, No Par Value	$ 0	$ 0
Preferred Stock, Shares Authorized	5,000,000	5,000,000
Preferred Stock, Shares Issued	0	0
Common Stock, Par Value Per Share	$ 0.10	$ 0.10
Common Stock, Shares Authorized	20,000,000	20,000,000
Common Stock, Shares, Issued	8,311,851	8,310,847
Treasury Stock, Shares	221,140	200,690

Consolidated Statements Of Inco

Consolidated Statements Of Income - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
INTEREST INCOME
Loans receivable, including fees	$ 25,464,000	$ 22,021,000	$ 73,266,000	$ 61,881,000
Securities	2,526,000	2,433,000	7,635,000	7,418,000
Other	497,000	54,000	2,194,000	156,000
Total interest income	28,487,000	24,508,000	83,095,000	69,455,000
INTEREST EXPENSE
Deposits	10,553,000	7,017,000	31,349,000	17,119,000
Short-term borrowings	323,000	1,126,000	1,015,000	2,702,000
Other borrowings	1,680,000	1,326,000	5,165,000	2,860,000
Total interest expense	12,556,000	9,469,000	37,529,000	22,681,000
NET INTEREST INCOME	15,931,000	15,039,000	45,566,000	46,774,000
PROVISION FOR (RELEASE OF) CREDIT LOSS EXPENSE	1,345,000	882,000	1,069,000	(568,000)
NET INTEREST INCOME AFTER PROVISION FOR (RELEASE OF) CREDIT LOSSES	14,586,000	14,157,000	44,497,000	47,342,000
OTHER INCOME
Other income	1,874,000	1,922,000	5,466,000	5,325,000
Net realized gains on sales of securities				(209,000)
Gains on sales of loans, net	103,000	18,000	145,000	27,000
Gain on sales of foreclosed real estate owned		13,000	32,000	13,000
Earnings and proceeds on bank owned life insurance	261,000	328,000	781,000	770,000
Other	158,000	174,000	467,000	520,000
Total other income	2,295,000	2,306,000	6,508,000	6,001,000
OTHER EXPENSES
Salaries and employee benefits	6,239,000	6,083,000	18,328,000	17,893,000
Occupancy, furniture & equipment, net	1,269,000	1,242,000	3,758,000	3,818,000
Data processing and related operations	1,162,000	876,000	3,208,000	2,465,000
Taxes, other than income	179,000	167,000	452,000	490,000
Professional fees	576,000	524,000	1,669,000	1,132,000
Federal Deposit Insurance Corporation insurance	339,000	254,000	1,009,000	699,000
Foreclosed real estate	9,000	9,000	45,000	112,000
Amortization of intangibles	16,000	20,000	54,000	66,000
Other	2,242,000	2,101,000	6,683,000	5,974,000
Total other expenses	12,031,000	11,276,000	35,206,000	32,649,000
INCOME BEFORE INCOME TAXES	4,850,000	5,187,000	15,799,000	20,694,000
INCOME TAX EXPENSE	1,006,000	1,068,000	3,308,000	4,289,000
Net income	$ 3,844,000	$ 4,119,000	$ 12,491,000	$ 16,405,000
BASIC EARNINGS PER SHARE	$ 0.48	$ 0.51	$ 1.55	$ 2.03
DILUTED EARNINGS PER SHARE	$ 0.48	$ 0.51	$ 1.55	$ 2.03
Service Charges And Fees [Member]
OTHER INCOME
Other income	$ 1,517,000	$ 1,527,000	$ 4,364,000	$ 4,192,000
Income From Fiduciary Activities [Member]
OTHER INCOME
Other income	$ 256,000	$ 246,000	$ 719,000	$ 688,000

Consolidated Statements Of Comp

Consolidated Statements Of Comprehensive Income - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Consolidated Statements Of Comprehensive Income [Abstract]
Net income	$ 3,844,000	$ 4,119,000	$ 12,491,000	$ 16,405,000
Investment securities available for sale:
Unrealized holding (losses) gains	14,928,000	(13,586,000)	11,799,000	(9,867,000)
Tax effect	(3,136,000)	2,853,000	(2,478,000)	2,073,000
Reclassification of investment securities losses recognized in net income				209,000
Tax effect				(44,000)
Other comprehensive income (loss)	11,792,000	(10,733,000)	9,321,000	(7,629,000)
Comprehensive Income (loss)	$ 15,636,000	$ (6,614,000)	$ 21,812,000	$ 8,776,000

Consolidated Statements Of Chan

Consolidated Statements Of Changes In Stockholders’ Equity - USD ($)	Common Stock [Member]	Surplus [Member]	Retained Earnings [Member] Cumulative Effect, Period of Adoption, Adjustment [Member]	Retained Earnings [Member]	Treasury Stock [Member]	Accumulated Other Comprehensive Income (Loss) [Member]	Cumulative Effect, Period of Adoption, Adjustment [Member]	Total
Beginning balance at Dec. 31, 2022	$ 829,000	$ 96,897,000	$ (2,011,000)	$ 130,020,000	$ (3,308,000)	$ (57,353,000)	$ (2,011,000)	$ 167,085,000
Beginning balance, shares at Dec. 31, 2022	8,291,401				124,650
Net Income				16,405,000				16,405,000
Other comprehensive income (loss)						(7,629,000)		(7,629,000)
Cash dividends declared				(7,051,000)				(7,051,000)
Acquisition of treasury stock					$ (3,077,000)			(3,077,000)
Acquisition of treasury stock, shares					113,526
Compensation expense related to restricted stock		326,000						326,000
Stock options exercised		(61,000)			$ 428,000			367,000
Stock options exercised, shares					(16,125)
Compensation expense related to stock options		287,000						287,000
Ending balance at Sep. 30, 2023	$ 829,000	97,449,000		137,363,000	$ (5,957,000)	(64,982,000)		164,702,000
Ending balance, shares at Sep. 30, 2023	8,291,401				222,051
Beginning balance at Jun. 30, 2023	$ 829,000	97,268,000		135,583,000	$ (6,007,000)	(54,249,000)		173,424,000
Beginning balance, shares at Jun. 30, 2023	8,291,401				223,926
Net Income				4,119,000				4,119,000
Other comprehensive income (loss)						(10,733,000)		(10,733,000)
Cash dividends declared				(2,339,000)				(2,339,000)
Compensation expense related to restricted stock		102,000						102,000
Stock options exercised		(17,000)			$ 50,000			33,000
Stock options exercised, shares					(1,875)
Compensation expense related to stock options		96,000						96,000
Ending balance at Sep. 30, 2023	$ 829,000	97,449,000		137,363,000	$ (5,957,000)	(64,982,000)		164,702,000
Ending balance, shares at Sep. 30, 2023	8,291,401				222,051
Beginning balance at Dec. 31, 2023	$ 831,000	97,700,000		135,284,000	$ (5,397,000)	(47,348,000)		181,070,000
Beginning balance, shares at Dec. 31, 2023	8,310,847				200,690
Net Income				12,491,000				12,491,000
Other comprehensive income (loss)						9,321,000		9,321,000
Cash dividends declared				(7,286,000)				(7,286,000)
Acquisition of treasury stock					$ (676,000)			(676,000)
Acquisition of treasury stock, shares					24,780
Compensation expense related to restricted stock		410,000			$ (130,000)			280,000
Compensation expense related to restricted stock, shares	1,004				4,350
Stock options exercised		(41,000)			$ 234,000			$ 193,000
Stock options exercised, shares					(8,680)			(8,680)
Compensation expense related to stock options		261,000						$ 261,000
Ending balance at Sep. 30, 2024	$ 831,000	98,330,000		140,489,000	$ (5,969,000)	(38,027,000)		195,654,000
Ending balance, shares at Sep. 30, 2024	8,311,851				221,140
Beginning balance at Jun. 30, 2024	$ 831,000	98,082,000		139,070,000	$ (5,977,000)	(49,819,000)		182,187,000
Beginning balance, shares at Jun. 30, 2024	8,311,851				221,540
Net Income				3,844,000				3,844,000
Other comprehensive income (loss)						11,792,000		11,792,000
Cash dividends declared				(2,425,000)				(2,425,000)
Acquisition of treasury stock					$ (226,000)			(226,000)
Acquisition of treasury stock, shares					8,280
Compensation expense related to restricted stock		203,000						203,000
Stock options exercised		(41,000)			$ 234,000			193,000
Stock options exercised, shares					(8,680)
Compensation expense related to stock options		86,000						86,000
Ending balance at Sep. 30, 2024	$ 831,000	$ 98,330,000		$ 140,489,000	$ (5,969,000)	$ (38,027,000)		$ 195,654,000
Ending balance, shares at Sep. 30, 2024	8,311,851				221,140

Consolidated Statements Of Stoc

Consolidated Statements Of Stockholders’ Equity (Parenthetical) - $ / shares	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Consolidated Statements of Changes in Stockholders’ Equity [Abstract]
Cash dividends declared	$ 0.30	$ 0.29	$ 0.90	$ 0.87

Consolidated Statements Of Cash

Consolidated Statements Of Cash Flows - USD ($)	9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023
CASH FLOWS FROM OPERATING ACTIVITIES
Net Income	$ 12,491,000	$ 16,405,000
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for (Release of) credit losses	1,069,000	(568,000)
Depreciation	995,000	1,043,000
Amortization of intangible assets	54,000	66,000
Deferred income taxes	57,000	(33,000)
Net amortization of securities premiums and discounts	442,000	694,000
Net realized gain on sales of securities		209,000
Earnings and proceeds on life insurance policies	(781,000)	(770,000)
Gain (loss) on sales and write-downs of fixed assets and foreclosed real estate owned, net	(32,000)	163,000
Net amortization of loan fees	474,000	428,000
Net gain on sale of loans	(145,000)	(27,000)
Mortgage loans originated for sale	(6,490,000)	(3,310,000)
Proceeds from sale of loans originated for sale	6,635,000	3,337,000
Compensation expense related to stock options	261,000	287,000
Compensation expense related to restricted stock	280,000	326,000
Decrease (increase) in accrued interest receivable	61,000	(842,000)
Increase in accrued interest payable	2,178,000	5,952,000
Other, net	452,000	(251,000)
Net cash provided by operating activities	18,001,000	23,109,000
Securities available for sale:
Proceeds from sales		3,345,000
Proceeds from maturities and principal reductions on mortgage-backed securities	44,714,000	24,523,000
Purchases	(23,990,000)
Purchase of regulatory stock	(7,961,000)	(15,242,000)
Redemption of regulatory stock	8,950,000	11,817,000
Net increase in loans	(73,658,000)	(140,442,000)
Proceeds from bank-owned life insurance	838,000	437,000
Purchase of bank-owned life insurance		(2,500,000)
Purchase of premises and equipment	(1,660,000)	(496,000)
Proceeds from sales of foreclosed real estate owned	109,000	305,000
Proceeds from sales of bank premises and fixed assets		1,000
Net cash used in investing activities	(52,658,000)	(118,252,000)
CASH FLOWS FROM FINANCING ACTIVITIES
Net increase in deposits	60,092,000	19,097,000
Net (decrease) increase in short-term borrowings	(21,623,000)	10,666,000
Repayments of other borrowings	(39,277,000)	(57,553,000)
Proceeds from other borrowings	60,000,000	155,000,000
Stock options exercised	193,000	367,000
Purchase of treasury stock	(676,000)	(3,077,000)
Cash dividends paid	(7,292,000)	(7,077,000)
Net cash provided by financing activities	51,417,000	117,423,000
Increase in cash and cash equivalents	16,760,000	22,280,000
CASH AND CASH EQUIVALENTS, BEGINNING OF PERIOD	66,120,000	31,866,000
CASH AND CASH EQUIVALENTS, END OF PERIOD	82,880,000	54,146,000
Cash payments for:
Interest on deposits and borrowings	35,351,000	16,729,000
Income taxes paid, net of refunds	1,682,000	4,777,000
Supplemental Schedule of Noncash Investing Activities:
Transfers of loans to foreclosed real estate and repossession of other assets	1,502,000	1,451,000
Dividends payable	2,427,000	$ 2,340,000
Right of use for operating leases	431,000
Lease liability for operating leases	$ 431,000

Basis of Presentation

Basis of Presentation	9 Months Ended
	Sep. 30, 2024
Basis of Presentation [Abstract]
Basis of Presentation	1. Basis of Presentation The unaudited consolidated financial statements include the accounts of Norwood Financial Corp (the “Company”) and its wholly-owned subsidiary, Wayne Bank (the “Bank”) and the Bank’s wholly-owned subsidiaries, WCB Realty Corp., Norwood Investment Corp., and WTRO Properties, Inc. All significant intercompany accounts and transactions have been eliminated in consolidation. The accompanying unaudited consolidated financial statements have been prepared in conformity with generally accepted accounting principles for interim financial statements and with instructions to Form 10-Q. Accordingly, they do not include all of the information and footnotes required by generally accepted accounting principles for complete financial statements. In preparing the financial statements, management is required to make estimates and assumptions that affect the reported amounts of assets and liabilities as of the date of the balance sheet and revenues and expenses for the period. Actual results could differ from those estimates. The financial statements reflect, in the opinion of management, all normal, recurring adjustments necessary to present fairly the consolidated financial position and results of operations of the Company. The operating results for the three-month and nine-month periods ended September 30, 2024 are not necessarily indicative of the results that may be expected for the year ending December 31, 2024 or any other future interim period.

Revenue Recognition

Revenue Recognition	9 Months Ended
	Sep. 30, 2024
Revenue Recognition [Abstract]
Revenue Recognition	2. Revenue Recognition Under ASC Topic 606, management determined that the primary sources of revenue emanating from interest and dividend income on loans and investments along with noninterest revenue resulting from investment security gains, loan servicing, gains on the sale of loans sold and earnings on bank-owned life insurance are not within the scope of this Topic. The following presents noninterest income, segregated by revenue streams in-scope and out-of-scope of Topic 606, for the three and nine months ended September 30: Three months ended September 30, (dollars in thousands) Noninterest Income 2024 2023 In-scope of Topic 606: Service charges on deposit accounts $ 113 $ 108 ATM fees 112 120 Overdraft fees 363 334 Safe deposit box rental 23 23 Loan related service fees 128 146 Debit card fees 590 591 Fiduciary activities 256 246 Commissions on mutual funds and annuities 131 167 Gains on sales of other real estate owned — 13 Other income 158 174 Noninterest Income ( in-scope of Topic 606 ) 1,874 1,922 Out-of-scope of Topic 606: Net realized gains (losses) on sales of securities — — Loan servicing fees 57 38 Gains on sales of loans 103 18 Earnings on and proceeds from bank-owned life insurance 261 328 Noninterest Income ( out-of-scope of Topic 606 ) 421 384 Total Noninterest Income $ 2,295 $ 2,306 Nine months ended September 30, (dollars in thousands) Noninterest Income 2024 2023 In-scope of Topic 606: Service charges on deposit accounts $ 338 $ 322 ATM fees 325 332 Overdraft fees 1,063 995 Safe deposit box rental 68 71 Loan related service fees 447 430 Debit card fees 1,732 1,726 Fiduciary activities 719 688 Commissions on mutual funds and annuities 275 228 Gains on sales of other real estate owned 32 13 Other income 467 520 Noninterest Income ( in-scope of Topic 606 ) 5,466 5,325 Out-of-scope of Topic 606: Net realized gains (losses) on sales of securities — ( 209 ) Loan servicing fees 116 88 Gains on sales of loans 145 27 Earnings on and proceeds from bank-owned life insurance 781 770 Noninterest Income ( out-of-scope of Topic 606 ) 1,042 676 Total Noninterest Income $ 6,508 $ 6,001

Earnings Per Share

Earnings Per Share	9 Months Ended
	Sep. 30, 2024
Earnings Per Share [Abstract]
Earnings Per Share	3. Earnings Per Share Basic earnings per share represents income available to common stockholders divided by the weighted average number of common shares outstanding during the period. Diluted earnings per share reflect additional common shares that would have been outstanding if dilutive potential common shares had been issued, as well as any adjustment to income that would result from the assumed issuance. Potential common shares that may be issued by the Company relate solely to outstanding stock options and restricted stock, and are determined using the treasury stock method. The following table sets forth the weighted average shares outstanding used in the computations of basic and diluted earnings per share. (in thousands) Three Months Ended Nine Months Ended September 30, September 30, 2024 2023 2024 2023 Weighted average shares outstanding 8,091 8,069 8,099 8,115 Less: Unvested restricted shares ( 45 ) ( 42 ) ( 45 ) ( 43 ) Basic EPS weighted average shares outstanding 8,046 8,027 8,054 8,072 Basic EPS weighted average shares outstanding 8,046 8,027 8,054 8,072 Add: Dilutive effect of stock options and restricted shares 6 6 6 6 Diluted EPS weighted average shares outstanding 8,052 8,033 8,060 8,078 For the three and nine month periods ended September 30, 2024, there were 135,350 stock options that were anti-dilutive and thereby excluded from the earnings per share calculations based upon the closing price of the Company’s common stock of $ 27.58 per share as of September 30, 2024. For the three and nine month periods ended September 30, 2023, there were 166,100 stock options that were anti-dilutive and thereby excluded from the earnings per share calculations based upon the closing price of the Company’s common stock of $ 25.76 per share as of September 30, 2023.

Stock-Based Compensation

Stock-Based Compensation	9 Months Ended
	Sep. 30, 2024
Stock-Based Compensation [Abstract]
Stock-Based Compensation	4. Stock-Based Compensation During the nine-month period ended September 30, 2024, no stock options were granted. As of September 30, 2024, there was $ 86,000 of total unrecognized compensation cost related to non-vested options granted in 2024 and 2023 under the 2014 Equity Incentive Plan, which will be fully amortized by December 31, 2024. Compensation costs related to stock options amounted to $ 261,000 and $ 287,000 during the nine-month periods ended September 30, 2024 and 2023, respectively. A summary of the Company’s stock option activity for the nine-month period ended September 30, 2024 is as follows: Weighted Average Exercise Weighted Average Aggregate Price Remaining Intrinsic Value Options Per Share Contractual Term ($000) Outstanding at January 1, 2024 215,725 $ 29.81 6.9 Yrs. $ 759 Granted - - - Exercised ( 8,680 ) 22.22 3.3 Forfeited ( 7,500 ) 30.93 8.1 Outstanding at September 30, 2024 199,545 $ 30.32 6.2 Yrs. $ 122 Exercisable at September 30, 2024 164,045 $ 30.20 5.5 Yrs. $ 122 Intrinsic value represents the amount by which the market price of the stock on the measurement date exceeded the exercise price of the option. The market price was $ 27.58 per share as of September 30, 2024 and $ 32.91 per share as of December 31, 2023. A summary of the Company’s restricted stock activity for the nine-month periods ended September 30, 2024 and 2023 is as follows: 2024 2023 Weighted-Average Weighted-Average Number of Grant Date Number of Grant Date Restricted Stock Fair Value Restricted Stock Fair Value Non-vested, January 1, 45,966 $ 29.90 44,460 $ 30.12 Granted 1,004 24.90 - - Vested ( 1,200 ) 25.71 ( 3,000 ) 25.71 Forfeited ( 4,350 ) 29.98 - - Non-vested, September 30, 41,420 $ 29.72 41,460 $ 30.44 The expected future compensation expense relating to the 41,420 shares of non-vested restricted stock outstanding as of September 30, 2024 is $ 970,000 . This cost will be recognized over the remaining vesting period of 4.25 years. Compensation costs related to restricted stock amounted to $ 280,000 and $ 326,000 during the nine-month periods ended September 30, 2024 and 2023, respectively.

Accumulated Other Comprehensive

Accumulated Other Comprehensive Income (Loss)	9 Months Ended
	Sep. 30, 2024
Accumulated Other Comprehensive Income (Loss) [Abstract]
Accumulated Other Comprehensive Income (Loss)	5. Accumulated Other Comprehensive Income (Loss) The following table presents the changes in accumulated other comprehensive income (loss) (in thousands) by component net of tax for the three and nine months ended September 30, 2024 and 2023: Unrealized gains (losses) on available for sale securities (a) Balance as of December 31, 2023 $ ( 47,348 ) Other comprehensive income before reclassification 9,321 Amount reclassified from accumulated other comprehensive loss - Total other comprehensive income 9,321 Balance as of September 30, 2024 $ ( 38,027 ) Unrealized gains (losses) on available for sale securities (a) Balance as of December 31, 2022 $ ( 57,353 ) Other comprehensive loss before reclassification ( 7,794 ) Amount reclassified from accumulated other comprehensive income 165 Total other comprehensive loss ( 7,629 ) Balance as of September 30, 2023 $ ( 64,982 ) Unrealized gains (losses) on available for sale securities (a) Balance as of June 30, 2024 $ ( 49,819 ) Other comprehensive loss before reclassification 11,792 Amount reclassified from accumulated other comprehensive loss - Total other comprehensive loss 11,792 Balance as of September 30, 2024 $ ( 38,027 ) Unrealized gains (losses) on available for sale securities (a) Balance as of June 30, 2023 $ ( 54,249 ) Other comprehensive loss before reclassification ( 10,733 ) Amount reclassified from accumulated other comprehensive loss - Total other comprehensive loss ( 10,733 ) Balance as of September 30, 2023 $ ( 64,982 ) (a) All amounts are net of tax. Amounts in parentheses indicate debits. The following table presents significant amounts reclassified out of each component of accumulated other comprehensive income (loss) (in thousands) for the three and nine months ended September 30, 2024 and 2023: Amount Reclassified From Accumulated Other Comprehensive Income (Loss) (a) Affected Line Item in Three months ended Consolidated September 30, Statements Details about other comprehensive income 2024 2023 of Income Unrealized losses on available for sale securities $ — $ — Net realized (losses) gains on sales of securities Tax effect — — Income tax expense $ — $ — Nine months ended September 30, 2024 2023 Unrealized losses on available for sale securities $ — $ ( 209 ) Net realized (losses) gains on sales of securities Tax effect — 44 Income tax expense $ — $ ( 165 ) (a) Amounts in parentheses indicate debits to net income

Off-Balance Sheet Financial Ins

Off-Balance Sheet Financial Instruments and Guarantees	9 Months Ended
	Sep. 30, 2024
Off-Balance Sheet Financial Instruments and Guarantees [Abstract]
Off-Balance Sheet Financial Instruments and Guarantees	6. Off-Balance Sheet Financial Instruments and Guarantees The Bank is a party to financial instruments with off-balance-sheet risk in the normal course of business to meet the financing needs of its customers. These financial instruments include commitments to extend credit and letters of credit. Those instruments involve, to varying degrees, elements of credit and interest rate risk in excess of the amount recognized in the balance sheets. The Bank’s exposure to credit loss in the event of nonperformance by the other party to the financial instrument for commitments to extend credit and letters of credit is represented by the contractual amount of those instruments. The Bank uses the same credit policies in making commitments and conditional obligations as it does for on-balance sheet instruments. A summary of the Bank’s financial instrument commitments is as follows: (in thousands) September 30, 2024 2023 Commitments to grant loans $ 93,685 $ 88,184 Unfunded commitments under lines of credit 160,659 162,207 Standby letters of credit 6,973 13,616 $ 261,317 $ 264,007 Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee. Since some of the commitments are expected to expire without being drawn upon, the total commitment amount does not necessarily represent future cash requirements. The Bank evaluates each customer’s credit worthiness on a case-by-case basis. The amount of collateral obtained, if deemed necessary by the Bank upon extension of credit, is based on management’s credit evaluation of the customer and generally consists of real estate. The Bank does not issue any guarantees that would require liability recognition or disclosure, other than its standby letters of credit. Standby letters of credit written are conditional commitments issued by the Bank to guarantee the performance of a customer to a third party. Generally, all letters of credit, when issued, have expiration dates within one year. The credit risk involved in issuing letters of credit is essentially the same as those that are involved in extending loan facilities to customers. The Bank, generally, holds collateral and/or personal guarantees supporting these commitments. Management believes that the proceeds obtained through a liquidation of collateral and the enforcement of guarantees would be sufficient to cover the potential amount of future payments required under the corresponding guarantees.

Securities

Securities	9 Months Ended
	Sep. 30, 2024
Securities [Abstract]
Securities	7 . Securities The amortized cost, gross unrealized gains and losses, approximate fair value, and allowance for credit losses of securities available for sale were as follows: September 30, 2024 Gross Gross Allowance Amortized Unrealized Unrealized for Credit Fair Cost Gains Losses Losses Value (In Thousands) Available for Sale: U.S. Treasury securities $ 35,294 $ - $ ( 1,564 ) $ - $ 33,730 U.S. Government agencies 27,581 67 ( 1,941 ) - 25,707 States and political subdivisions 149,035 - ( 18,334 ) - 130,701 Mortgage-backed securities- government sponsored entities 233,741 57 ( 27,045 ) - 206,753 Total debt securities $ 445,651 $ 124 $ ( 48,884 ) $ - $ 396,891 December 31, 2023 Gross Gross Allowance Amortized Unrealized Unrealized for Credit Fair Cost Gains Losses Losses Value (In Thousands) Available for Sale: U.S. Treasury securities $ 55,968 $ 14 $ ( 2,382 ) $ - $ 53,600 U.S. Government agencies 18,486 - ( 2,490 ) - 15,996 States and political subdivisions 151,764 - ( 22,285 ) - 129,479 Mortgage-backed securities-government sponsored entities 240,600 - ( 33,416 ) - 207,184 Total debt securities $ 466,818 $ 14 $ ( 60,573 ) $ - $ 406,259 The following tables summarize debt securities available for sale in a loss position for which an allowance for credit losses has not been recorded, aggregated by security type and length of time that individual securities have been in a continuous unrealized loss position (in thousands): September 30, 2024 Less than 12 Months 12 Months or More Total Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses U.S. Treasury securities $ - $ - $ 33,730 $ ( 1,564 ) $ 33,730 $ ( 1,564 ) U.S. Government agencies - - 16,638 ( 1,941 ) 16,638 ( 1,941 ) States and political subdivisions 549 ( 1 ) 129,162 ( 18,333 ) 129,711 ( 18,334 ) Mortgage-backed securities-government sponsored entities 7,145 ( 19 ) 193,322 ( 27,026 ) 200,467 ( 27,045 ) $ 7,694 $ ( 20 ) $ 372,852 $ ( 48,864 ) $ 380,546 $ ( 48,884 ) December 31, 2023 Less than 12 Months 12 Months or More Total Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses U.S. Treasury securities $ - $ - $ 40,833 $ ( 2,382 ) $ 40,833 $ ( 2,382 ) U.S. Government agencies - - 15,996 ( 2,490 ) 15,996 ( 2,490 ) States and political subdivisions 2,261 ( 12 ) 125,452 ( 22,273 ) 127,713 ( 22,285 ) Mortgage-backed securities-government sponsored entities - - 207,184 ( 33,416 ) 207,184 ( 33,416 ) $ 2,261 $ ( 12 ) $ 389,465 $ ( 60,561 ) $ 391,726 $ ( 60,573 ) At September 30, 2024, the Company had 3 debt securities in an unrealized loss position in the less than twelve months category and 327 debt securities in the twelve months or more category. In Management’s opinion the unrealized losses reflect changes in interest rates subsequent to the acquisition of specific securities. The Company concluded that the decline in the value of these securities was not indicative of a credit loss. The Company did no t recognize any credit losses on these available for sale debt securities for the nine months ended September 30, 2024 and 2023. The Company does not have the intent to sell the securities and it is more likely than not that it will not have to sell the securities before recovery of its cost basis. The amortized cost and fair value of debt securities as of September 30, 2024 by contractual maturity are shown below. Expected maturities may differ from contractual maturities because borrowers may have the right to prepay obligations with or without call or prepayment penalties. Available for Sale Amortized Cost Fair Value (In Thousands) Due in one year or less $ 16,155 $ 16,055 Due after one year through five years 42,178 39,916 Due after five years through ten years 81,379 70,130 Due after ten years 72,198 64,037 211,910 190,138 Mortgage-backed securities-government sponsored entities 233,741 206,753 $ 445,651 $ 396,891 Gross realized gains and gross realized losses on sales of securities available for sale were as follows (in thousands): Three Months Nine Months Ended September 30, Ended September 30, 2024 2023 2024 2023 Gross realized gains $ — $ — $ — $ 4 Gross realized losses — — — ( 213 ) Net realized gains (losses) $ — $ — $ — $ ( 209 ) Proceeds from sales of securities $ — $ — $ — $ 3,345 Securities with a carrying value of $ 360,529,000 and $ 344,204,000 at September 30, 2024 and December 31, 2023, respectively, were pledged to secure public deposits, securities sold under agreements to repurchase and for other purposes as required or permitted by law.

Loans Receivable and Allowance

Loans Receivable and Allowance for Credit Losses	9 Months Ended
	Sep. 30, 2024
Loans Receivable and Allowance for Credit Losses [Abstract]
Loans Receivable and Allowance for Credit Losses	8. Loans Receivable and Allowance for Credit Losses Set forth below is selected data relating to the composition of the loan portfolio at the dates indicated (dollars in thousands): September 30, 2024 December 31, 2023 Real Estate Loans: Residential $ 321,478 19.2 % $ 316,546 19.7 % Commercial 715,475 42.7 675,156 42.1 Agricultural 63,390 3.8 63,859 4.0 Construction 47,800 2.8 51,453 3.2 Commercial loans 199,152 11.9 200,576 12.5 Other agricultural loans 30,174 1.8 31,966 2.0 Consumer loans to individuals 298,110 17.8 264,321 16.5 Total loans 1,675,579 100.0 % 1,603,877 100.0 % Deferred fees, net ( 440 ) ( 259 ) Total loans receivable 1,675,139 1,603,618 Allowance for credit losses ( 18,699 ) ( 18,968 ) Net loans receivable $ 1,656,440 $ 1,584,650 Foreclosed assets acquired in settlement of loans are carried at fair value less estimated costs to sell and are included in foreclosed real estate owned on the Consolidated Balance Sheets. As of September 30, 2024 and December 31, 2023, foreclosed real estate owned totaled $ 0 and $ 97,000 , respectively. During the nine months ended September 30, 2024, there were no additions to the foreclosed real estate category. As of September 30, 2024, the Company has initiated formal foreclosure proceedings on 8 properties classified as consumer residential mortgages with an aggregate carrying value of $ 449,000 . The following tables show the amount of loans in each category that were individually and collectively evaluated for credit loss: Real Estate Loans Commercial Other Consumer Residential Commercial Agricultural Construction Loans Agricultural Loans Total September 30, 2024 (In thousands) Individually evaluated $ 908 $ 5,906 $ — $ — $ 128 $ — $ 946 $ 7,888 Collectively evaluated 320,570 709,569 63,390 47,800 199,024 30,174 297,164 1,667,691 Total Loans $ 321,478 $ 715,475 $ 63,390 $ 47,800 $ 199,152 $ 30,174 $ 298,110 $ 1,675,579 Real Estate Loans Commercial Other Consumer Residential Commercial Agricultural Construction Loans Agricultural Loans Total (In thousands) December 31, 2023 Individually evaluated $ 432 $ 2,211 $ — $ — $ 4,264 $ — $ 715 $ 7,622 Collectively evaluated 316,114 672,945 63,859 51,453 196,312 31,966 263,606 1,596,255 Total Loans $ 316,546 $ 675,156 $ 63,859 $ 51,453 $ 200,576 $ 31,966 $ 264,321 $ 1,603,877 Management uses an eight point internal risk rating system to monitor the credit quality of the overall loan portfolio. The first four categories are considered not criticized, and are aggregated as “Pass” rated. The criticized rating categories utilized by management generally follow bank regulatory definitions. The Special Mention category includes assets that are currently protected but are potentially weak, resulting in an undue and unwarranted credit risk, but not to the point of justifying a Substandard classification. Loans in the Substandard category have well-defined weaknesses that jeopardize the liquidation of the debt, and have a distinct possibility that some loss will be sustained if the weaknesses are not corrected. All loans greater than 90 days past due are considered Substandard. Any portion of a loan that has been charged off is placed in the Loss category. To help ensure that risk ratings are accurate and reflect the present and future capacity of borrowers to repay a loan as agreed, the Bank has a structured loan rating process with several layers of internal and external oversight. Generally, consumer and residential mortgage loans are included in the Pass categories unless a specific action, such as nonperformance, repossession, or death occurs to raise awareness of a possible credit event. The Company’s Loan Review Department is responsible for the timely and accurate risk rating of the loans on an ongoing basis. Every credit which must be approved by Loan Committee or the Board of Directors is assigned a risk rating at time of consideration. Loan Review, in conjunction with a third-party consultant, also annually reviews all criticized credits and relationships of $ 1,500,000 and over to re-affirm risk ratings. Management further monitors the performance and credit quality of the loan portfolio by analyzing the age of the portfolio as determined by the length of time a recorded payment is past due. The following table presents the classes of the loan portfolio summarized by the aging categories of performing loans and nonaccrual loans as of September 30, 2024 and December 31, 2023 (in thousands): Current 31-60 Days Past Due 61-90 Days Past Due Greater than 90 Days Past Due and still accruing Non-accrual Total Past Due and Non-Accrual Total Loans September 30, 2024 Real Estate loans Residential $ 320,080 $ 437 $ 53 $ - $ 908 $ 1,398 $ 321,478 Commercial 707,628 1,417 524 - 5,906 7,847 715,475 Agricultural 63,390 - - - - - 63,390 Construction 47,787 13 - - - 13 47,800 Commercial loans 198,691 293 40 - 128 461 199,152 Other agricultural loans 29,854 320 - - 320 30,174 Consumer loans 296,451 525 188 - 946 1,659 298,110 Total $ 1,663,881 $ 3,005 $ 805 $ - $ 7,888 $ 11,698 $ 1,675,579 Current 31-60 Days Past Due 61-90 Days Past Due Greater than 90 Days Past Due and still accruing Non-accrual Total Past Due and Non-Accrual Total Loans December 31, 2023 Real Estate loans Residential $ 315,224 $ 877 $ 13 $ - $ 432 $ 1,322 $ 316,546 Commercial 666,768 6,177 - - 2,211 8,388 675,156 Agricultural 63,732 127 - - 127 63,859 Construction 51,435 - 18 - - 18 51,453 Commercial loans 192,988 3,170 154 - 4,264 7,588 200,576 Other agricultural loans 31,959 7 - - 7 31,966 Consumer loans 262,578 865 163 - 715 1,743 264,321 Total $ 1,584,684 $ 11,223 $ 348 $ - $ 7,622 $ 19,193 $ 1,603,877 Management reviews the loan portfolio on a quarterly basis using a defined, consistently applied process in order to make appropriate and timely adjustments to the allowance for credit losses. When information confirms all or part of specific loans to be uncollectible, these amounts are promptly charged off against the allowance. The following table presents the allowance for credit losses by the classes of the loan portfolio: (In thousands) Residential Real Estate Commercial Real Estate Agricultural Construction Commercial Other Agricultural Consumer Total Beginning balance, December 31, 2023 $ 1,351 $ 11,871 $ 58 $ 933 $ 1,207 $ 94 $ 3,454 $ 18,968 Charge Offs - - - - ( 85 ) - ( 1,297 ) ( 1,382 ) Recoveries 42 106 - - - - 77 225 (Release of) Provision for credit losses ( 344 ) ( 1,511 ) ( 32 ) ( 77 ) 772 38 2,042 888 Ending balance, September 30, 2024 $ 1,049 $ 10,466 $ 26 $ 856 $ 1,894 $ 132 $ 4,276 $ 18,699 Ending balance individually evaluated $ - $ 4 $ - $ - $ - $ - $ 235 $ 239 Ending balance collectively evaluated $ 1,049 $ 10,462 $ 26 $ 856 $ 1,894 $ 132 $ 4,041 $ 18,460 (In thousands) Residential Real Estate Commercial Real Estate Farmland Construction Commercial Other Agricultural Consumer Total Beginning balance, June 30, 2024 $ 1,131 $ 9,552 $ 41 $ 840 $ 2,035 $ 130 $ 4,077 $ 17,806 Charge Offs - - - - - - ( 358 ) ( 358 ) Recoveries - 2 - - - - 33 35 (Release of) Provision for credit losses ( 82 ) 912 ( 15 ) 16 ( 141 ) 2 524 1,216 Ending balance, September 30, 2024 $ 1,049 $ 10,466 $ 26 $ 856 $ 1,894 $ 132 $ 4,276 $ 18,699 (In thousands) Residential Real Estate Commercial Real Estate Agricultural Construction Commercial Other Agricultural Consumer Total Beginning balance, December 31, 2022 $ 2,833 $ 8,293 $ 259 $ 409 $ 2,445 $ 124 $ 2,636 $ 16,999 Impact of adopting ASC 326 ( 1,545 ) 5,527 ( 200 ) 388 ( 1,156 ) 3 ( 551 ) 2,466 Charge Offs ( 6 ) ( 154 ) - - ( 2,147 ) - ( 692 ) ( 2,999 ) Recoveries 6 12 - - 20 - 64 102 Provision for credit losses 45 ( 3,689 ) ( 26 ) 45 1,848 ( 44 ) 1,339 ( 482 ) Ending balance, September 30, 2023 $ 1,333 $ 9,989 $ 33 $ 842 $ 1,010 $ 83 $ 2,796 $ 16,086 Ending balance individually evaluated for impairment $ - $ - $ - $ - $ - $ - $ - $ - Ending balance collectively evaluated for impairment $ 1,333 $ 9,989 $ 33 $ 842 $ 1,010 $ 83 $ 2,796 $ 16,086 (In thousands) Residential Real Estate Commercial Real Estate Farmland Construction Commercial Other Agricultural Consumer Total Beginning balance, June 30, 2023 $ 1,264 $ 11,253 $ 55 $ 819 $ 1,281 $ 86 $ 2,725 $ 17,483 Charge Offs - - - - ( 2,000 ) - ( 384 ) ( 2,384 ) Recoveries - 3 - - 14 - 18 35 Provision for loan losses 69 ( 1,267 ) ( 22 ) 23 1,715 ( 3 ) 437 952 Ending balance, September 30, 2023 $ 1,333 $ 9,989 $ 33 $ 842 $ 1,010 $ 83 $ 2,796 $ 16,086 During the nine months ended September 30, 2024, the Company recorded a provision for credit losses related to loans totaling $ 888,000 . Factors impacting the provision include changes in the cumulative loss rates applied to the respective loan pools due to loss activity being added or subtracted with the passage of time, and variances in Qualitative Factors and Economic Factors. The cumulative loss rate used as the basis for the estimate of credit losses is comprised of the Company’s historical loss experience. The Company chose to apply qualitative factors based on “quantitative metrics” which link the quantifiable metrics to historical changes in the qualitative factor categories. The Company also chose to apply economic projections to the model. A select group of economic indicators was utilized which was then correlated to the historical loss experience of the Company and its peers. Based on the correlation results, the economic adjustments are then weighted for relevancy and applied to the individual loan pools. The following table presents the carrying value of loans on nonaccrual status and loans past due over 90 days still accruing interest (in thousands): Nonaccrual Nonaccrual Loans Past Due with no with Total Over 90 Days Total ACL ACL Nonaccrual Still Accruing Nonperforming September 30, 2024 Real Estate loans Residential $ 908 $ - $ 908 $ - $ 908 Commercial 5,885 21 5,906 - 5,906 Agricultural - - - - - Construction - - - - - Commercial loans 128 - 128 - 128 Other agricultural loans - - - - - Consumer loans 271 675 946 - 946 Total $ 7,192 $ 696 $ 7,888 $ - $ 7,888 Nonaccrual Nonaccrual Loans Past Due with no with Total Over 90 Days Total ACL ACL Nonaccrual Still Accruing Nonperforming December 31, 2023 Real Estate loans Residential $ 432 $ - $ 432 $ - $ 432 Commercial 2,211 - 2,211 - 2,211 Agricultural - - - - - Construction - - - - - Commercial loans 4,264 - 4,264 - 4,264 Other agricultural loans - - - - - Consumer loans 162 553 715 - 715 Total $ 7,069 $ 553 $ 7,622 $ - $ 7,622 Based on the most recent analysis performed, the following table presents the recorded investment in non-homogenous pools by internal risk rating systems (in thousands): Revolving Revolving Term Loans Amortized Costs Basis by Origination Year Loans Loans Amortized Converted September 30, 2024 2024 2023 2022 2021 2020 Prior Cost Basis to Term Total Commercial real estate Risk Rating Pass $ 85,885 $ 77,192 $ 127,866 $ 106,473 $ 63,578 $ 226,803 $ 14,503 $ - $ 702,300 Special Mention 6 - 307 2,409 - 2,801 282 - 5,805 Substandard - - - 75 1,415 5,880 - - 7,370 Doubtful - - - - - - - - - Total $ 85,891 $ 77,192 $ 128,173 $ 108,957 $ 64,993 $ 235,484 $ 14,785 $ - $ 715,475 Commercial real estate Current period gross charge-offs $ - $ - $ - $ - $ - $ - $ - $ - $ - Real Estate - Agriculture Risk Rating Pass $ 3,591 $ 3,694 $ 12,151 $ 4,074 $ 7,248 $ 31,251 $ 450 $ - $ 62,459 Special Mention - - - - - 781 150 - 931 Substandard - - - - - - - - - Doubtful - - - - - - - - - Total $ 3,591 $ 3,694 $ 12,151 $ 4,074 $ 7,248 $ 32,032 $ 600 $ - $ 63,390 Real Estate - Agriculture Current period gross charge-offs $ - $ - $ - $ - $ - $ - $ - $ - $ - Commercial loans Risk Rating Pass $ 46,246 $ 36,321 $ 31,356 $ 20,127 $ 11,152 $ 16,977 $ 34,569 $ - $ 196,748 Special Mention - 283 407 643 - 111 699 - 2,143 Substandard - - 65 146 1 49 - - 261 Doubtful - - - - - - - - - Total $ 46,246 $ 36,604 $ 31,828 $ 20,916 $ 11,153 $ 17,137 $ 35,268 $ - $ 199,152 Commercial loans Current period gross charge-offs $ - $ - $ - $ - $ 4 $ 51 $ 30 $ - $ 85 Other agricultural loans Risk Rating Pass $ 2,920 $ 1,939 $ 4,112 $ 2,562 $ 2,364 $ 4,652 $ 10,014 $ - $ 28,563 Special Mention - - - 1 - 138 1,472 - 1,611 Substandard - - - - - - - - - Doubtful - - - - - - - - - Total $ 2,920 $ 1,939 $ 4,112 $ 2,563 $ 2,364 $ 4,790 $ 11,486 $ - $ 30,174 Other agricultural loans Current period gross charge-offs $ - $ - $ - $ - $ - $ - $ - $ - $ - Total Risk Rating Pass $ 138,642 $ 119,146 $ 175,485 $ 133,236 $ 84,342 $ 279,683 $ 59,536 $ - $ 990,070 Special Mention 6 283 714 3,053 - 3,831 2,603 - 10,490 Substandard - - 65 221 1,416 5,929 - - 7,631 Doubtful - - - - - - - - - Total $ 138,648 $ 119,429 $ 176,264 $ 136,510 $ 85,758 $ 289,443 $ 62,139 $ - $ 1,008,191 Revolving Revolving Term Loans Amortized Costs Basis by Origination Year Loans Loans Amortized Converted December 31, 2023 2023 2022 2021 2020 2019 Prior Cost Basis to Term Total Commercial real estate Risk Rating Pass $ 78,496 $ 131,948 $ 112,102 $ 65,949 $ 72,480 $ 186,116 $ 13,332 $ - $ 660,423 Special Mention 1,300 411 243 1,331 - 6,157 1,579 - 11,021 Substandard - - - 1,444 36 2,232 - - 3,712 Doubtful - - - - - - - - - Total $ 79,796 $ 132,359 $ 112,345 $ 68,724 $ 72,516 $ 194,505 $ 14,911 $ - $ 675,156 Commercial real estate Current period gross charge-offs $ - $ - $ - $ - $ 112 $ 42 $ - $ - $ 154 Real Estate - Agriculture Risk Rating Pass $ 2,635 $ 12,509 $ 5,433 $ 7,606 $ 7,746 $ 24,654 $ 522 $ - $ 61,105 Special Mention - - - - 399 490 150 - 1,039 Substandard - 508 - 1,018 - 189 - - 1,715 Doubtful - - - - - - - - - Total $ 2,635 $ 13,017 $ 5,433 $ 8,624 $ 8,145 $ 25,333 $ 672 $ - $ 63,859 Real Estate - Agriculture Current period gross charge-offs $ - $ - $ - $ - $ - $ - $ - $ - $ - Commercial loans Risk Rating Pass $ 48,571 $ 41,863 $ 24,443 $ 13,752 $ 9,914 $ 15,384 $ 38,644 $ - $ 192,571 Special Mention 553 1,412 257 134 20 188 768 - 3,332 Substandard - 126 342 656 - 49 3,500 - 4,673 Doubtful - - - - - - - - - Total $ 49,124 $ 43,401 $ 25,042 $ 14,542 $ 9,934 $ 15,621 $ 42,912 $ - $ 200,576 Commercial loans Current period gross charge-offs $ - $ 32 $ 24 $ 4,856 $ - $ 41 $ - $ - $ 4,953 Other agricultural loans Risk Rating Pass $ 2,670 $ 5,286 $ 3,251 $ 2,912 $ 2,373 $ 3,836 $ 11,091 $ - $ 31,419 Special Mention - - 2 185 86 - 155 - 428 Substandard - - - - 119 - - - 119 Doubtful - - - - - - - - - Total $ 2,670 $ 5,286 $ 3,253 $ 3,097 $ 2,578 $ 3,836 $ 11,246 $ - $ 31,966 Other agricultural loans Current period gross charge-offs $ - $ - $ - $ - $ - $ - $ - $ - $ - Total Risk Rating Pass $ 132,372 $ 191,606 $ 145,229 $ 90,219 $ 92,513 $ 229,990 $ 63,589 $ - $ 945,518 Special Mention 1,853 1,823 502 1,650 505 6,835 2,652 - 15,820 Substandard - 634 342 3,118 155 2,470 3,500 - 10,219 Doubtful - - - - - - - - - Total $ 134,225 $ 194,063 $ 146,073 $ 94,987 $ 93,173 $ 239,295 $ 69,741 $ - $ 971,557 The Company monitors the credit risk profile by payment activity for residential and consumer loan classes. Loans past due over 90 days and loans on nonaccrual status are considered nonperforming. Nonperforming loans are reviewed monthly. The following table presents the carrying value of residential and consumer loans based on payment activity (in thousands): Revolving Revolving Term Loans Amortized Costs Basis by Origination Year Loans Loans Amortized Converted September 30, 2024 2024 2023 2022 2021 2020 Prior Cost Basis to Term Total Residential real estate Payment Performance Performing $ 11,110 $ 37,617 $ 61,638 $ 54,258 $ 32,824 $ 93,613 $ 29,510 $ - $ 320,570 Nonperforming - 135 - 188 - 566 19 - 908 Total $ 11,110 $ 37,752 $ 61,638 $ 54,446 $ 32,824 $ 94,179 $ 29,529 $ - $ 321,478 Residential real estate Current period gross charge-offs $ - $ - $ - $ - $ - $ - $ - $ - $ - Construction Payment Performance Performing $ 17,638 $ 18,500 $ 9,096 $ 445 $ - $ 175 $ 1,946 $ - $ 47,800 Nonperforming - - - - - - - - - Total $ 17,638 $ 18,500 $ 9,096 $ 445 $ - $ 175 $ 1,946 $ - $ 47,800 Construction Current period gross charge-offs $ - $ - $ - $ - $ - $ - $ - $ - $ - Consumer loans to individuals Payment Performance Performing $ 96,713 $ 101,980 $ 57,642 $ 17,726 $ 9,608 $ 12,634 $ 861 $ - $ 297,164 Nonperforming 67 330 372 115 37 25 - - 946 Total $ 96,780 $ 102,310 $ 58,014 $ 17,841 $ 9,645 $ 12,659 $ 861 $ - $ 298,110 Consumer loans to individuals Current period gross charge-offs $ 44 $ 353 $ 636 $ 153 $ 58 $ 53 $ - $ - $ 1,297 Total Payment Performance Performing $ 125,461 $ 158,097 $ 128,376 $ 72,429 $ 42,432 $ 106,422 $ 32,317 $ - $ 665,534 Nonperforming 67 465 372 303 37 591 19 - 1,854 Total $ 125,528 $ 158,562 $ 128,748 $ 72,732 $ 42,469 $ 107,013 $ 32,336 $ - $ 667,388 Revolving Revolving Term Loans Amortized Costs Basis by Origination Year Loans Loans Amortized Converted December 31, 2023 2023 2022 2021 2020 2019 Prior Cost Basis to Term Total Residential real estate Payment Performance Performing $ 27,446 $ 62,178 $ 57,691 $ 35,357 $ 16,406 $ 87,951 $ 29,085 $ - $ 316,114 Nonperforming - - - - 58 324 50 - 432 Total $ 27,446 $ 62,178 $ 57,691 $ 35,357 $ 16,464 $ 88,275 $ 29,135 $ - $ 316,546 Residential real estate Current period gross charge-offs $ - $ - $ - $ - $ - $ 34 $ - $ - $ 34 Construction Payment Performance Performing $ 23,500 $ 14,906 $ 6,791 $ 1,599 $ 1,829 $ 624 $ 2,204 $ - $ 51,453 Nonperforming - - - - - - - - - Total $ 23,500 $ 14,906 $ 6,791 $ 1,599 $ 1,829 $ 624 $ 2,204 $ - $ 51,453 Construction Current period gross charge-offs $ - $ - $ - $ - $ - $ - $ - $ - $ - Consumer loans to individuals Payment Performance Performing $ 127,243 $ 76,339 $ 24,584 $ 14,343 $ 10,217 $ 9,942 $ 938 $ - $ 263,606 Nonperforming 111 404 118 31 41 10 - - 715 Total $ 127,354 $ 76,743 $ 24,702 $ 14,374 $ 10,258 $ 9,952 $ 938 $ - $ 264,321 Consumer loans to individuals Current period gross charge-offs $ 45 $ 710 $ 200 $ 35 $ 45 $ 28 $ 4 $ - $ 1,067 Total Payment Performance Performing $ 178,189 $ 153,423 $ 89,066 $ 51,299 $ 28,452 $ 98,517 $ 32,227 $ - $ 631,173 Nonperforming 111 404 118 31 99 334 50 - 1,147 Total $ 178,300 $ 153,827 $ 89,184 $ 51,330 $ 28,551 $ 98,851 $ 32,277 $ - $ 632,320 Occasionally, the Bank modifies loans to borrowers in financial distress by providing principal forgiveness, term extension, and other-than-insignificant payment delay or interest rate reduction. When principal forgiveness is provided, the amount of forgiveness is charged-off against the allowance for credit losses. In some cases, the Bank provides multiple types of concessions on one loan. Typically, one type of concession, such as a term extension, is granted initially. If the borrower continues to experience financial difficulty, another concession, such as principal forgiveness, may be granted. During the nine months ended September 30, 2024, there were modifications made to borrowers experiencing financial difficulty consisting of 10 relationships. The following table presents modifications made to borrowers experiencing financial difficulty: Significant Payment Delay Amortized Cost Basis at September 30, 2024 % of Total Class of Financing Receivable Financial Effect (in thousands) Commercial real estate loans $ 900 0.13 % Deferred principal for 2 - 12 months Commercial loans 191 0.10 Deferred principal for 2 - 4 months Other agricultural loans 10 0.03 Deferred principal for 5 months Construction 56 0.12 Deferred principal for 4 months Total $ 1,157 Term Extension Amortized Cost Basis at September 30, 2024 % of Total Class of Financing Receivable Financial Effect (in thousands) Residential real estate loans $ 69 0.02 % New loans granted, extending terms by 35 - 76 months Commercial real estate loans 6 0.00 New loan granted, extending term by 5 years Agricultural real estate loans 565 0.89 New loan granted, extending term by 20 years Other agricultural loans 300 0.99 New loan granted, extending term by 18 years Consumer loans to individuals 28 0.01 New loan granted, extending term by 6 months Total $ 968 Combination -Significant Payment Delay and Term Extension Amortized Cost Basis at September 30, 2024 % of Total Class of Financing Receivable Financial Effect Commercial real estate loans $ 3,779 0.53 % Deferred principal for 6 months and extended term by 4 months Total $ 3,779 The following table provides the amortized cost basis of financing receivables that had a payment default during the period and were modified (in thousands): Amortized Cost Basis of Modified Loans That Subsequently Defaulted Significant Payment Delay Commercial real estate loans $ 524 $ 524 The following table depicts the performance of loans that have been modified during the period for which a payment default has occurred (in thousands): Payment Status (Amortized Cost Basis) 30-59 Days Past Due 60-89 Days Past Due 90 + Days Past Due Total Past Due Commercial real estate loans $ - $ 524 $ - $ 524 $ - $ 524 $ - $ 524 The Company’s primary business activity as of September 30, 2024 was with customers located in northeastern Pennsylvania and the New York counties of Delaware, Sullivan, Ontario, Otsego and Yates. Accordingly, the Company has extended credit primarily to commercial entities and individuals in this area whose ability to repay their loans is influenced by the region’s economy. As of September 30, 2024, the Company considered its concentration of credit risk to be acceptable. The highest concentrations are in commercial rentals with $ 150.9 million of loans outstanding, or 9.0 % of total loans outstanding, and residential rentals with loans outstanding of $ 120.9 million, or 7.2 % of loans outstanding. For the nine months ended September 30, 2024, the Company recognized charge offs of $ 0 on commercial rentals and $ 0 on residential rentals. The following table presents additional details regarding the company’s largest loan concentrations by industry as of September 30, 2024 (in thousands): Account Type Outstanding as of September 30, 2024 Percent of Loans as of September 30, 2024 Commercial Rentals $ 150,940 9.01 % Residential Rentals 120,934 7.22 Hotels/Motels 104,025 6.21 Builders/Contractors 35,336 2.11 Dairy Cattle/Milk Product 45,461 2.71 Fuel/Gas Stations 50,054 2.99 Government Support 24,899 1.49 Mobile Home Park 26,917 1.61 Wineries 23,471 1.40 Camps 24,334 1.45 Resorts 35,470 2.12

Fair Value of Assets and Liabil

Fair Value of Assets and Liabilities	9 Months Ended
	Sep. 30, 2024
Fair Value of Assets and Liabilities [Abstract]
Fair Value of Assets and Liabilities	9 . Fair Value of Assets and Liabilities Fair value is the exchange price that would be received for an asset or paid to transfer a liability (exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. In accordance with fair value accounting guidance, the Company measures, records, and reports various types of assets and liabilities at fair value on either a recurring or non-recurring basis in the Consolidated Financial Statements. Those assets and liabilities are presented in the sections entitled “Assets and Liabilities Required to be Measured and Reported at Fair Value on a Recurring Basis” and “Assets and Liabilities Required to be Measured and Reported at Fair Value on a Non-Recurring Basis”. There are three levels of inputs that may be used to measure fair values: Level 1 – Quoted prices (unadjusted) for identical assets or liabilities in active markets that the entity has the ability to access as of the measurement date. Level 2 – Significant other observable inputs other than Level 1 prices such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data. Level 3 – Significant unobservable inputs that reflect a company’s own assumptions about the assumptions that market participants would use in pricing an asset or liability. The methods of determining the fair value of assets and liabilities presented in this note are consistent with our methodologies disclosed in Note 16 of the Company’s Annual Report on Form 10-K for the fiscal year ended December 31, 2023. Assets and Liabilities Required to be Measured and Reported at Fair Value on a Recurring Basis For financial assets measured at fair value on a recurring basis, the fair value measurements by level within the fair value hierarchy used at September 30, 2024 and December 31, 2023 are as follows: Fair Value Measurement Using Reporting Date Description Total Level 1 Level 2 Level 3 September 30, 2024 (In thousands) ASSETS Available for Sale: U.S. Treasury securities $ 33,730 $ - $ 33,730 $ - U.S. Government agencies 25,707 - 25,707 - States and political subdivisions 130,701 - 130,701 - Mortgage-backed securities-government sponsored entities 206,753 - 206,753 - Interest rate derivatives 966 - 966 - LIABILITIES Interest rate derivatives 966 - 966 - Description Total Level 1 Level 2 Level 3 December 31, 2023 (In thousands) ASSETS Available for Sale: U.S. Treasury securities $ 53,600 $ - $ 53,600 $ - U.S. Government agencies 15,996 - 15,996 - States and political subdivisions 129,479 - 129,479 - Mortgage-backed securities-government sponsored entities 207,184 - 207,184 - Interest rate derivatives 1,225 - 1,225 - LIABILITIES Interest rate derivatives 1,225 - 1,225 - Securities: The fair value of securities available for sale (carried at fair value) and held to maturity (carried at amortized cost) are determined by obtaining quoted market prices on nationally recognized securities exchanges (Level 1), or matrix pricing (Level 2), which is a mathematical technique used widely in the industry to value debt securities without relying exclusively on quoted market prices for the specific securities but rather by relying on the securities’ relationship to other benchmark quoted prices. For certain securities which are not traded in active markets or are subject to transfer restrictions, valuations are adjusted to reflect illiquidity and/or non-transferability, and such adjustments are generally based on available market evidence (Level 3). In the absence of such evidence, management’s best estimate is used. Management’s best estimate consists of both internal and external support on certain Level 3 investments. Internal cash flow models using a present value formula that includes assumptions market participants would use along with indicative exit pricing obtained from broker/dealers (where available) are used to support fair values of certain Level 3 investments, if applicable. Interest Rate Swaps: The fair value of interest rate swaps is based upon the present value of the expected future cash flows using the Secured Overnight Financing Rate (“SOFR”) swap curve, the basis for the underlying interest rate. To price interest rate swaps, cash flows are first projected for each payment date using the fixed rate for the fixed side of the swap and the forward rates for the floating side of the swap. These swap cash flows are then discounted to time zero using SOFR zero-coupon interest rates. The sum of the present value of both legs is the fair market value of the interest rate swap. These valuations have been derived from our third party vendor’s proprietary models rather than actual market quotations. The proprietary models are based upon financial principles and assumptions that we believe to be reasonable. Assets and Liabilities Required to be Measured and Reported at Fair Value on a Non-Recurring Basis For financial assets measured at fair value on a nonrecurring basis, the fair value measurements by level within the fair value hierarchy used at September 30, 2024 and December 31, 2023 are as follows: Fair Value Measurement Using Reporting Date (In thousands) Description Total Level 1 Level 2 Level 3 September 30, 2024 Individually analyzed loans held for investment $ 7,649 $ - $ - $ 7,649 Foreclosed Real Estate Owned - - - - December 31, 2023 Individually analyzed loans held for investment $ 7,487 $ - $ - $ 7,487 Foreclosed Real Estate Owned 97 - - 97 Individually analyzed loans held for investment: The Company measures impairment generally based on the fair value of the loan’s collateral. Fair value is generally determined based upon independent third-party appraisals of the properties, or discounted cash flows based upon the lowest level of input that is significant to the fair value measurements. As of September 30, 2024, the fair value investment in individually analyzed loans totaled $ 7,649,000 , which included 40 loan relationships with a carrying value of $ 7,192,000 that did not require a specific allowance for credit loss since either the estimated realizable value of the collateral or the discounted cash flows exceeded the recorded investment in the loan. As of September 30, 2024, the Company has recognized charge-offs against the allowance for credit losses on these individually analyzed loans in the amount of $ 456,000 . As of September 30, 2024, the fair value investment in individually analyzed loans included 30 loan relationships with a carrying value of $ 696,000 that required a valuation allowance of $ 239,000 since the estimated realizable value of the collateral did not support the recorded investment in the loan. As of September 30, 2024, the Company has recognized charge-offs against the allowance for credit losses on these individually analyzed loans in the amount of $ 0 over the life of the loan. As of December 31, 2023, the fair value investment in individually analyzed loans totaled $ 7,487,000 , which included 33 loan relationships with a carrying value of $ 7,069,000 that did not require a specific allowance for credit loss since either the estimated realizable value of the collateral or the discounted cash flows exceeded the recorded investment in the loan. As of December 31, 2023, the Company has recognized charge-offs against the allowance for credit losses on these individually analyzed loans in the amount of $ 5,277,000 over the life of the loans. As of December 31, 2023, the fair value investment in individually analyzed loans included 21 loan relationships with a carrying value of $ 553,000 that required a valuation allowance of $ 135,000 since the estimated realizable value of the collateral did not support the recorded investment in the loan. As of December 31, 2023, the Company has recognized charge-offs against the allowance for credit losses on these individually analyzed loans in the amount of $ 0 over the life of the loan. Foreclosed real estate owned: Real estate properties acquired through loan foreclosures, or by deed in lieu of loan foreclosure are to be sold and are carried at fair value less estimated cost to sell. Fair value is based upon independent market prices, appraised value of the collateral or management’s estimation of the value of the collateral. These assets are included in Level 3 fair value based upon the lowest level of input that is significant to the fair value measurement. The following table presents additional quantitative information about assets measured at fair value on a non-recurring basis and for which the Company has utilized Level 3 inputs to determine fair value: Quantitative Information about Level 3 Fair Value Measurements (dollars in thousands) Fair Value Estimate Valuation Techniques Unobservable Input Range (Weighted Average) September 30, 2024 Individually analyzed loans held for investment $ 7,649 Appraisal of collateral(1) Appraisal adjustments(2) 2.38 %- 20.0 % ( 9.87 %) Foreclosed real estate owned $ - Appraisal of collateral(1) Liquidation Expenses(2) 0.0 %- 0.0 % ( 0.0 %) Quantitative Information about Level 3 Fair Value Measurements (dollars in thousands) Fair Value Estimate Valuation Techniques Unobservable Input Range (Weighted Average) December 31, 2023 Individually analyzed loans held for investment $ 7,487 Appraisal of collateral(1) Appraisal adjustments(2) 0 %- 10.0 % ( 2.68 %) Foreclosed real estate owned $ 97 Appraisal of collateral(1) Liquidation Expenses(2) 16.67 %- 37.20 % ( 28.07 %) (1) Fair value is generally determined through independent appraisals of the underlying collateral, which generally include various Level 3 inputs which are not identifiable, less any associated allowance. (2) Appraisals may be adjusted by management for qualitative factors such as economic conditions and estimated liquidation expenses. The range and weighted average of liquidation expenses and other appraisal adjustments are presented as a percent of the appraisal. Assets and Liabilities Not Required to be Measured or Reported at Fair Value The following information should not be interpreted as an estimate of the fair value of the entire Company since a fair value calculation is only provided for a limited portion of the Company’s assets and liabilities. Due to a wide range of valuation techniques and the degree of subjectivity used in making the estimates, comparisons between the Company’s disclosures and those of other companies may not be meaningful. The following methods and assumptions were used to estimate the fair values of the Company’s financial instruments at September 30, 2024 and December 31, 2023. Loans receivable (carried at cost): The fair values of loans are estimated using discounted cash flow analyses, using market rates at the balance sheet date that reflect the credit and interest rate-risk inherent in the loans. Projected future cash flows are calculated based upon contractual maturity or call dates, projected repayments and prepayments of principal. Generally, for variable rate loans that reprice frequently and with no significant change in credit risk, fair values are based on carrying values. Mortgage servicing rights (generally carried at cost) The Company utilizes a third party provider to estimate the fair value of certain loan servicing rights. Fair value for the purpose of this measurement is defined as the amount at which the asset could be exchanged in a current transaction between willing parties, other than in a forced liquidation. Deposit liabilities (carried at cost): The fair values disclosed for demand deposits (e.g., interest and noninterest checking, passbook savings and money market accounts) are, by definition, equal to the amount payable on demand at the reporting date (i.e., their carrying amounts). Fair values for fixed-rate certificates of deposit are estimated using a discounted cash flow calculation that applies interest rates currently being offered in the market on certificates to a schedule of aggregated expected monthly maturities on time deposits. Other borrowings (carried at cost): Fair values of FHLB advances are estimated using discounted cash flow analysis, based on quoted prices for new FHLB advances with similar credit risk characteristics, terms and remaining maturity. These prices obtained from this active market represent a fair value that is deemed to represent the transfer price if the liability were assumed by a third party. The estimated fair values of the Bank’s financial instruments not required to be measured or reported at fair value were as follows at September 30, 2024 and December 31, 2023. (In thousands) Fair Value Measurements at September 30, 2024 Carrying Amount Fair Value Level 1 Level 2 Level 3 Financial assets: Cash and cash equivalents (1) $ 82,880 $ 82,880 $ 82,880 $ - $ - Loans receivable, net 1,656,440 1,627,200 - - 1,627,200 Mortgage servicing rights 193 529 - - 529 Regulatory stock (1) 6,329 6,329 6,329 - - Bank owned life insurance (1) 46,382 46,382 46,382 - - Accrued interest receivable (1) 8,062 8,062 8,062 - - Financial liabilities: Deposits 1,855,251 1,799,780 1,059,146 - 740,634 Short-term borrowings (1) 52,453 52,453 52,453 - - Other borrowings 144,959 145,465 - - 145,465 Accrued interest payable (1) 12,688 12,688 12,688 - - Off-balance sheet financial instruments: Commitments to extend credit and outstanding letters of credit - - - - - Fair Value Measurements at December 31, 2023 Carrying Amount Fair Value Level 1 Level 2 Level 3 Financial assets: Cash and cash equivalents (1) $ 66,120 $ 66,120 $ 66,120 $ - $ - Loans receivable, net 1,584,650 1,521,667 - - 1,521,667 Mortgage servicing rights 188 506 - - 506 Regulatory stock (1) 7,318 7,318 7,318 - - Bank owned life insurance (1) 46,439 46,439 46,439 - - Accrued interest receivable (1) 8,123 8,123 8,123 - - Financial liabilities: Deposits 1,795,159 1,800,104 1,086,050 - 714,054 Short-term borrowings (1) 74,076 74,076 74,076 - - Other borrowings 124,236 124,058 - - 124,058 Accrued interest payable (1) 10,510 10,510 10,510 - - Off-balance sheet financial instruments: Commitments to extend credit and outstanding letters of credit - - - - - (1) This financial instrument is carried at cost, which approximates the fair value of the instrument.

Interest Rate Swaps

Interest Rate Swaps	9 Months Ended
	Sep. 30, 2024
Interest Rate Swaps [Abstract]
Interest Rate Swaps	10 . Interest Rate Swaps The Company enters into interest rate swaps that allow our commercial loan customers to effectively convert a variable-rate commercial loan agreement to a fixed-rate commercial loan agreement. Under these agreements, the Company enters into a variable-rate loan agreement with a customer in addition to an interest rate swap agreement, which serves to effectively swap the customer’s variable-rate into a fixed-rate. The Company then enters into a corresponding swap agreement with a third party in order to economically hedge its exposure through the customer agreement. The interest rate swaps with both the customers and third parties are not designated as hedges under FASB ASC 815 and are not marked to market through earnings. As the interest rate swaps are structured to offset each other, changes to the underlying benchmark interest rates considered in the valuation of these instruments do not result in an impact to earnings; however, there may be fair value adjustments related to credit quality variations between counterparties, which may impact earnings as required by FASB ASC 820. There was no effect on earnings in any periods presented. At September 30, 2024 and December 31, 2023, based upon the swap contract values, the company pledged cash in the amount of $ 350,000 as collateral for its interest rate swaps with a third-party financial institution. The fair value of the swaps as of September 30, 2024 and December 31, 2023 was $ 966,000 and $ 1,225,000 , respectively. Summary information regarding these derivatives is presented below (Amounts in thousands) Notional Amount Fair Value September 30, 2024 December 31, 2023 Interest Rate Paid Interest Rate Received September 30, 2024 December 31, 2023 Customer interest rate swap Maturing November, 2030 $ 5,862 $ 6,145 Term SOFR + Margin Fixed $ 590 $ 746 Maturing December, 2030 3,828 4,032 Term SOFR + Margin Fixed 376 479 Total $ 9,690 $ 10,177 $ 966 $ 1,225 Third party interest rate swap Maturing November, 2030 $ 5,862 $ 6,145 Fixed Term SOFR + Margin $ 590 $ 746 Maturing December, 2030 3,828 4,032 Fixed Term SOFR + Margin 376 479 Total $ 9,690 $ 10,177 $ 966 $ 1,225 The following table presents the fair values of derivative instruments in the Consolidated Balance Sheet. (Amounts in thousands) Assets Liabilities Balance Sheet Location Fair Value Balance Sheet Location Fair Value September 30, 2024 Interest rate derivatives Other assets $ 966 Other liabilities $ 966 December 31, 2023 Interest rate derivatives Other assets 1,225 Other liabilities 1,225

New and Recently Adopted Accoun

New and Recently Adopted Accounting Pronouncements	9 Months Ended
	Sep. 30, 2024
New and Recently Adopted Accounting Pronouncements [Abstract]
New and Recently Adopted Accounting Pronouncements	11 . New and Recently Adopted Accounting Pronouncements In November 2023, the FASB issued ASU 2023-07, Segment Reporting (Topic 280): Improvements to Reportable Segment Disclosures, which requires public entities to disclose information about their reportable segments’ significant expenses on an interim and annual basis. This ASU is effective for fiscal years beginning after December 15, 2023, and interim periods within fiscal years beginning after December 15, 2024. Early adoption is permitted. Public entities are required to adopt the changes retrospectively, recasting each prior-period disclosure for which a comparative income statement is presented in the period of adoption. This Update is not expected to have a significant impact on the Company’s financial statements. In December 2023, the FASB issued ASU 2023-09, Income Taxes (Topic 740): Improvements to Income Tax Disclosures , which provides for improvements to income tax disclosures primarily related to the rate reconciliation and income taxes paid information. This guidance is effective for public business entities for annual periods beginning after December 15, 2024. This Update is not expected to have a significant impact on the Company’s financial statements.

Basis of Presentation (Policies

Basis of Presentation (Policies)	9 Months Ended
	Sep. 30, 2024
Basis of Presentation [Abstract]
Principles of Consolidation	The unaudited consolidated financial statements include the accounts of Norwood Financial Corp (the “Company”) and its wholly-owned subsidiary, Wayne Bank (the “Bank”) and the Bank’s wholly-owned subsidiaries, WCB Realty Corp., Norwood Investment Corp., and WTRO Properties, Inc. All significant intercompany accounts and transactions have been eliminated in consolidation.
Basis of Presentation	The accompanying unaudited consolidated financial statements have been prepared in conformity with generally accepted accounting principles for interim financial statements and with instructions to Form 10-Q. Accordingly, they do not include all of the information and footnotes required by generally accepted accounting principles for complete financial statements. In preparing the financial statements, management is required to make estimates and assumptions that affect the reported amounts of assets and liabilities as of the date of the balance sheet and revenues and expenses for the period. Actual results could differ from those estimates. The financial statements reflect, in the opinion of management, all normal, recurring adjustments necessary to present fairly the consolidated financial position and results of operations of the Company. The operating results for the three-month and nine-month periods ended September 30, 2024 are not necessarily indicative of the results that may be expected for the year ending December 31, 2024 or any other future interim period.

Revenue Recognition (Tables)

Revenue Recognition (Tables)	9 Months Ended
	Sep. 30, 2024
Revenue Recognition [Abstract]
Noninterest Income	Three months ended September 30, (dollars in thousands) Noninterest Income 2024 2023 In-scope of Topic 606: Service charges on deposit accounts $ 113 $ 108 ATM fees 112 120 Overdraft fees 363 334 Safe deposit box rental 23 23 Loan related service fees 128 146 Debit card fees 590 591 Fiduciary activities 256 246 Commissions on mutual funds and annuities 131 167 Gains on sales of other real estate owned — 13 Other income 158 174 Noninterest Income ( in-scope of Topic 606 ) 1,874 1,922 Out-of-scope of Topic 606: Net realized gains (losses) on sales of securities — — Loan servicing fees 57 38 Gains on sales of loans 103 18 Earnings on and proceeds from bank-owned life insurance 261 328 Noninterest Income ( out-of-scope of Topic 606 ) 421 384 Total Noninterest Income $ 2,295 $ 2,306 Nine months ended September 30, (dollars in thousands) Noninterest Income 2024 2023 In-scope of Topic 606: Service charges on deposit accounts $ 338 $ 322 ATM fees 325 332 Overdraft fees 1,063 995 Safe deposit box rental 68 71 Loan related service fees 447 430 Debit card fees 1,732 1,726 Fiduciary activities 719 688 Commissions on mutual funds and annuities 275 228 Gains on sales of other real estate owned 32 13 Other income 467 520 Noninterest Income ( in-scope of Topic 606 ) 5,466 5,325 Out-of-scope of Topic 606: Net realized gains (losses) on sales of securities — ( 209 ) Loan servicing fees 116 88 Gains on sales of loans 145 27 Earnings on and proceeds from bank-owned life insurance 781 770 Noninterest Income ( out-of-scope of Topic 606 ) 1,042 676 Total Noninterest Income $ 6,508 $ 6,001

Earnings Per Share (Tables)

Earnings Per Share (Tables)	9 Months Ended
	Sep. 30, 2024
Earnings Per Share [Abstract]
Schedule of Weighted Average Shares Outstanding used in the Computations of Basic and Diluted Earnings Per Share	(in thousands) Three Months Ended Nine Months Ended September 30, September 30, 2024 2023 2024 2023 Weighted average shares outstanding 8,091 8,069 8,099 8,115 Less: Unvested restricted shares ( 45 ) ( 42 ) ( 45 ) ( 43 ) Basic EPS weighted average shares outstanding 8,046 8,027 8,054 8,072 Basic EPS weighted average shares outstanding 8,046 8,027 8,054 8,072 Add: Dilutive effect of stock options and restricted shares 6 6 6 6 Diluted EPS weighted average shares outstanding 8,052 8,033 8,060 8,078

Stock-Based Compensation (Table

Stock-Based Compensation (Tables)	9 Months Ended
	Sep. 30, 2024
Stock-Based Compensation [Abstract]
Summary of Stock Option Activity	Weighted Average Exercise Weighted Average Aggregate Price Remaining Intrinsic Value Options Per Share Contractual Term ($000) Outstanding at January 1, 2024 215,725 $ 29.81 6.9 Yrs. $ 759 Granted - - - Exercised ( 8,680 ) 22.22 3.3 Forfeited ( 7,500 ) 30.93 8.1 Outstanding at September 30, 2024 199,545 $ 30.32 6.2 Yrs. $ 122 Exercisable at September 30, 2024 164,045 $ 30.20 5.5 Yrs. $ 122
Summary of Restricted Stock Activity	2024 2023 Weighted-Average Weighted-Average Number of Grant Date Number of Grant Date Restricted Stock Fair Value Restricted Stock Fair Value Non-vested, January 1, 45,966 $ 29.90 44,460 $ 30.12 Granted 1,004 24.90 - - Vested ( 1,200 ) 25.71 ( 3,000 ) 25.71 Forfeited ( 4,350 ) 29.98 - - Non-vested, September 30, 41,420 $ 29.72 41,460 $ 30.44

Accumulated Other Comprehensi_2

Accumulated Other Comprehensive Income (Loss) (Tables)	9 Months Ended
	Sep. 30, 2024
Accumulated Other Comprehensive Income (Loss) [Abstract]
Summary of Changes In Accumulated Other Comprehensive Income (Loss)	Unrealized gains (losses) on available for sale securities (a) Balance as of December 31, 2023 $ ( 47,348 ) Other comprehensive income before reclassification 9,321 Amount reclassified from accumulated other comprehensive loss - Total other comprehensive income 9,321 Balance as of September 30, 2024 $ ( 38,027 ) Unrealized gains (losses) on available for sale securities (a) Balance as of December 31, 2022 $ ( 57,353 ) Other comprehensive loss before reclassification ( 7,794 ) Amount reclassified from accumulated other comprehensive income 165 Total other comprehensive loss ( 7,629 ) Balance as of September 30, 2023 $ ( 64,982 ) Unrealized gains (losses) on available for sale securities (a) Balance as of June 30, 2024 $ ( 49,819 ) Other comprehensive loss before reclassification 11,792 Amount reclassified from accumulated other comprehensive loss - Total other comprehensive loss 11,792 Balance as of September 30, 2024 $ ( 38,027 ) Unrealized gains (losses) on available for sale securities (a) Balance as of June 30, 2023 $ ( 54,249 ) Other comprehensive loss before reclassification ( 10,733 ) Amount reclassified from accumulated other comprehensive loss - Total other comprehensive loss ( 10,733 ) Balance as of September 30, 2023 $ ( 64,982 ) (a) All amounts are net of tax. Amounts in parentheses indicate debits.
Significant Amounts Reclassified out of each Component of Accumulated Other Comprehensive Income (Loss)	Amount Reclassified From Accumulated Other Comprehensive Income (Loss) (a) Affected Line Item in Three months ended Consolidated September 30, Statements Details about other comprehensive income 2024 2023 of Income Unrealized losses on available for sale securities $ — $ — Net realized (losses) gains on sales of securities Tax effect — — Income tax expense $ — $ — Nine months ended September 30, 2024 2023 Unrealized losses on available for sale securities $ — $ ( 209 ) Net realized (losses) gains on sales of securities Tax effect — 44 Income tax expense $ — $ ( 165 ) (a) Amounts in parentheses indicate debits to net income

Off-Balance Sheet Financial I_2

Off-Balance Sheet Financial Instruments and Guarantees (Tables)	9 Months Ended
	Sep. 30, 2024
Off-Balance Sheet Financial Instruments and Guarantees [Abstract]
Schedule of Fair Value, Off-balance Sheet Risks	(in thousands) September 30, 2024 2023 Commitments to grant loans $ 93,685 $ 88,184 Unfunded commitments under lines of credit 160,659 162,207 Standby letters of credit 6,973 13,616 $ 261,317 $ 264,007

Securities (Tables)

Securities (Tables)	9 Months Ended
	Sep. 30, 2024
Securities [Abstract]
Schedule of Amortized Cost Gross Unrealized Gains and Losses, and Fair Values of Securities	September 30, 2024 Gross Gross Allowance Amortized Unrealized Unrealized for Credit Fair Cost Gains Losses Losses Value (In Thousands) Available for Sale: U.S. Treasury securities $ 35,294 $ - $ ( 1,564 ) $ - $ 33,730 U.S. Government agencies 27,581 67 ( 1,941 ) - 25,707 States and political subdivisions 149,035 - ( 18,334 ) - 130,701 Mortgage-backed securities- government sponsored entities 233,741 57 ( 27,045 ) - 206,753 Total debt securities $ 445,651 $ 124 $ ( 48,884 ) $ - $ 396,891 December 31, 2023 Gross Gross Allowance Amortized Unrealized Unrealized for Credit Fair Cost Gains Losses Losses Value (In Thousands) Available for Sale: U.S. Treasury securities $ 55,968 $ 14 $ ( 2,382 ) $ - $ 53,600 U.S. Government agencies 18,486 - ( 2,490 ) - 15,996 States and political subdivisions 151,764 - ( 22,285 ) - 129,479 Mortgage-backed securities-government sponsored entities 240,600 - ( 33,416 ) - 207,184 Total debt securities $ 466,818 $ 14 $ ( 60,573 ) $ - $ 406,259
Schedule of Investments' Gross Unrealized Losses and Fair Value Aggregated by Security Type and Length of Time that Individual Securities have been in a Continuous Unrealized Loss Position	September 30, 2024 Less than 12 Months 12 Months or More Total Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses U.S. Treasury securities $ - $ - $ 33,730 $ ( 1,564 ) $ 33,730 $ ( 1,564 ) U.S. Government agencies - - 16,638 ( 1,941 ) 16,638 ( 1,941 ) States and political subdivisions 549 ( 1 ) 129,162 ( 18,333 ) 129,711 ( 18,334 ) Mortgage-backed securities-government sponsored entities 7,145 ( 19 ) 193,322 ( 27,026 ) 200,467 ( 27,045 ) $ 7,694 $ ( 20 ) $ 372,852 $ ( 48,864 ) $ 380,546 $ ( 48,884 ) December 31, 2023 Less than 12 Months 12 Months or More Total Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses U.S. Treasury securities $ - $ - $ 40,833 $ ( 2,382 ) $ 40,833 $ ( 2,382 ) U.S. Government agencies - - 15,996 ( 2,490 ) 15,996 ( 2,490 ) States and political subdivisions 2,261 ( 12 ) 125,452 ( 22,273 ) 127,713 ( 22,285 ) Mortgage-backed securities-government sponsored entities - - 207,184 ( 33,416 ) 207,184 ( 33,416 ) $ 2,261 $ ( 12 ) $ 389,465 $ ( 60,561 ) $ 391,726 $ ( 60,573 )
Schedule of Amortized Cost and Fair Value of Debt Securities by Contractual Maturity	Available for Sale Amortized Cost Fair Value (In Thousands) Due in one year or less $ 16,155 $ 16,055 Due after one year through five years 42,178 39,916 Due after five years through ten years 81,379 70,130 Due after ten years 72,198 64,037 211,910 190,138 Mortgage-backed securities-government sponsored entities 233,741 206,753 $ 445,651 $ 396,891
Gross Realized Gains and Losses on Sales of Securities Available-for-Sale	Three Months Nine Months Ended September 30, Ended September 30, 2024 2023 2024 2023 Gross realized gains $ — $ — $ — $ 4 Gross realized losses — — — ( 213 ) Net realized gains (losses) $ — $ — $ — $ ( 209 ) Proceeds from sales of securities $ — $ — $ — $ 3,345

Loans Receivable and Allowanc_2

Loans Receivable and Allowance for Credit Losses (Tables)	9 Months Ended
	Sep. 30, 2024
Loans Receivable and Allowance for Credit Losses [Abstract]
Composition of the Loan Portfolio	September 30, 2024 December 31, 2023 Real Estate Loans: Residential $ 321,478 19.2 % $ 316,546 19.7 % Commercial 715,475 42.7 675,156 42.1 Agricultural 63,390 3.8 63,859 4.0 Construction 47,800 2.8 51,453 3.2 Commercial loans 199,152 11.9 200,576 12.5 Other agricultural loans 30,174 1.8 31,966 2.0 Consumer loans to individuals 298,110 17.8 264,321 16.5 Total loans 1,675,579 100.0 % 1,603,877 100.0 % Deferred fees, net ( 440 ) ( 259 ) Total loans receivable 1,675,139 1,603,618 Allowance for credit losses ( 18,699 ) ( 18,968 ) Net loans receivable $ 1,656,440 $ 1,584,650
Summary of Amount of Loans in Each Category that were Individually and Collectively Evaluated for Impairment	Real Estate Loans Commercial Other Consumer Residential Commercial Agricultural Construction Loans Agricultural Loans Total September 30, 2024 (In thousands) Individually evaluated $ 908 $ 5,906 $ — $ — $ 128 $ — $ 946 $ 7,888 Collectively evaluated 320,570 709,569 63,390 47,800 199,024 30,174 297,164 1,667,691 Total Loans $ 321,478 $ 715,475 $ 63,390 $ 47,800 $ 199,152 $ 30,174 $ 298,110 $ 1,675,579 Real Estate Loans Commercial Other Consumer Residential Commercial Agricultural Construction Loans Agricultural Loans Total (In thousands) December 31, 2023 Individually evaluated $ 432 $ 2,211 $ — $ — $ 4,264 $ — $ 715 $ 7,622 Collectively evaluated 316,114 672,945 63,859 51,453 196,312 31,966 263,606 1,596,255 Total Loans $ 316,546 $ 675,156 $ 63,859 $ 51,453 $ 200,576 $ 31,966 $ 264,321 $ 1,603,877
Loan Portfolio Summarized by the Past Due Status	Current 31-60 Days Past Due 61-90 Days Past Due Greater than 90 Days Past Due and still accruing Non-accrual Total Past Due and Non-Accrual Total Loans September 30, 2024 Real Estate loans Residential $ 320,080 $ 437 $ 53 $ - $ 908 $ 1,398 $ 321,478 Commercial 707,628 1,417 524 - 5,906 7,847 715,475 Agricultural 63,390 - - - - - 63,390 Construction 47,787 13 - - - 13 47,800 Commercial loans 198,691 293 40 - 128 461 199,152 Other agricultural loans 29,854 320 - - 320 30,174 Consumer loans 296,451 525 188 - 946 1,659 298,110 Total $ 1,663,881 $ 3,005 $ 805 $ - $ 7,888 $ 11,698 $ 1,675,579 Current 31-60 Days Past Due 61-90 Days Past Due Greater than 90 Days Past Due and still accruing Non-accrual Total Past Due and Non-Accrual Total Loans December 31, 2023 Real Estate loans Residential $ 315,224 $ 877 $ 13 $ - $ 432 $ 1,322 $ 316,546 Commercial 666,768 6,177 - - 2,211 8,388 675,156 Agricultural 63,732 127 - - 127 63,859 Construction 51,435 - 18 - - 18 51,453 Commercial loans 192,988 3,170 154 - 4,264 7,588 200,576 Other agricultural loans 31,959 7 - - 7 31,966 Consumer loans 262,578 865 163 - 715 1,743 264,321 Total $ 1,584,684 $ 11,223 $ 348 $ - $ 7,622 $ 19,193 $ 1,603,877
Allowance for Loan Losses and Recorded Investment in Financing Receivables	(In thousands) Residential Real Estate Commercial Real Estate Agricultural Construction Commercial Other Agricultural Consumer Total Beginning balance, December 31, 2023 $ 1,351 $ 11,871 $ 58 $ 933 $ 1,207 $ 94 $ 3,454 $ 18,968 Charge Offs - - - - ( 85 ) - ( 1,297 ) ( 1,382 ) Recoveries 42 106 - - - - 77 225 (Release of) Provision for credit losses ( 344 ) ( 1,511 ) ( 32 ) ( 77 ) 772 38 2,042 888 Ending balance, September 30, 2024 $ 1,049 $ 10,466 $ 26 $ 856 $ 1,894 $ 132 $ 4,276 $ 18,699 Ending balance individually evaluated $ - $ 4 $ - $ - $ - $ - $ 235 $ 239 Ending balance collectively evaluated $ 1,049 $ 10,462 $ 26 $ 856 $ 1,894 $ 132 $ 4,041 $ 18,460 (In thousands) Residential Real Estate Commercial Real Estate Farmland Construction Commercial Other Agricultural Consumer Total Beginning balance, June 30, 2024 $ 1,131 $ 9,552 $ 41 $ 840 $ 2,035 $ 130 $ 4,077 $ 17,806 Charge Offs - - - - - - ( 358 ) ( 358 ) Recoveries - 2 - - - - 33 35 (Release of) Provision for credit losses ( 82 ) 912 ( 15 ) 16 ( 141 ) 2 524 1,216 Ending balance, September 30, 2024 $ 1,049 $ 10,466 $ 26 $ 856 $ 1,894 $ 132 $ 4,276 $ 18,699 (In thousands) Residential Real Estate Commercial Real Estate Agricultural Construction Commercial Other Agricultural Consumer Total Beginning balance, December 31, 2022 $ 2,833 $ 8,293 $ 259 $ 409 $ 2,445 $ 124 $ 2,636 $ 16,999 Impact of adopting ASC 326 ( 1,545 ) 5,527 ( 200 ) 388 ( 1,156 ) 3 ( 551 ) 2,466 Charge Offs ( 6 ) ( 154 ) - - ( 2,147 ) - ( 692 ) ( 2,999 ) Recoveries 6 12 - - 20 - 64 102 Provision for credit losses 45 ( 3,689 ) ( 26 ) 45 1,848 ( 44 ) 1,339 ( 482 ) Ending balance, September 30, 2023 $ 1,333 $ 9,989 $ 33 $ 842 $ 1,010 $ 83 $ 2,796 $ 16,086 Ending balance individually evaluated for impairment $ - $ - $ - $ - $ - $ - $ - $ - Ending balance collectively evaluated for impairment $ 1,333 $ 9,989 $ 33 $ 842 $ 1,010 $ 83 $ 2,796 $ 16,086 (In thousands) Residential Real Estate Commercial Real Estate Farmland Construction Commercial Other Agricultural Consumer Total Beginning balance, June 30, 2023 $ 1,264 $ 11,253 $ 55 $ 819 $ 1,281 $ 86 $ 2,725 $ 17,483 Charge Offs - - - - ( 2,000 ) - ( 384 ) ( 2,384 ) Recoveries - 3 - - 14 - 18 35 Provision for loan losses 69 ( 1,267 ) ( 22 ) 23 1,715 ( 3 ) 437 952 Ending balance, September 30, 2023 $ 1,333 $ 9,989 $ 33 $ 842 $ 1,010 $ 83 $ 2,796 $ 16,086
Summary of Carrying Value of Loan on Nonaccrual Status	Nonaccrual Nonaccrual Loans Past Due with no with Total Over 90 Days Total ACL ACL Nonaccrual Still Accruing Nonperforming September 30, 2024 Real Estate loans Residential $ 908 $ - $ 908 $ - $ 908 Commercial 5,885 21 5,906 - 5,906 Agricultural - - - - - Construction - - - - - Commercial loans 128 - 128 - 128 Other agricultural loans - - - - - Consumer loans 271 675 946 - 946 Total $ 7,192 $ 696 $ 7,888 $ - $ 7,888 Nonaccrual Nonaccrual Loans Past Due with no with Total Over 90 Days Total ACL ACL Nonaccrual Still Accruing Nonperforming December 31, 2023 Real Estate loans Residential $ 432 $ - $ 432 $ - $ 432 Commercial 2,211 - 2,211 - 2,211 Agricultural - - - - - Construction - - - - - Commercial loans 4,264 - 4,264 - 4,264 Other agricultural loans - - - - - Consumer loans 162 553 715 - 715 Total $ 7,069 $ 553 $ 7,622 $ - $ 7,622
Summary of Recorded Investment by Internal Risk Rating Systems	Based on the most recent analysis performed, the following table presents the recorded investment in non-homogenous pools by internal risk rating systems (in thousands): Revolving Revolving Term Loans Amortized Costs Basis by Origination Year Loans Loans Amortized Converted September 30, 2024 2024 2023 2022 2021 2020 Prior Cost Basis to Term Total Commercial real estate Risk Rating Pass $ 85,885 $ 77,192 $ 127,866 $ 106,473 $ 63,578 $ 226,803 $ 14,503 $ - $ 702,300 Special Mention 6 - 307 2,409 - 2,801 282 - 5,805 Substandard - - - 75 1,415 5,880 - - 7,370 Doubtful - - - - - - - - - Total $ 85,891 $ 77,192 $ 128,173 $ 108,957 $ 64,993 $ 235,484 $ 14,785 $ - $ 715,475 Commercial real estate Current period gross charge-offs $ - $ - $ - $ - $ - $ - $ - $ - $ - Real Estate - Agriculture Risk Rating Pass $ 3,591 $ 3,694 $ 12,151 $ 4,074 $ 7,248 $ 31,251 $ 450 $ - $ 62,459 Special Mention - - - - - 781 150 - 931 Substandard - - - - - - - - - Doubtful - - - - - - - - - Total $ 3,591 $ 3,694 $ 12,151 $ 4,074 $ 7,248 $ 32,032 $ 600 $ - $ 63,390 Real Estate - Agriculture Current period gross charge-offs $ - $ - $ - $ - $ - $ - $ - $ - $ - Commercial loans Risk Rating Pass $ 46,246 $ 36,321 $ 31,356 $ 20,127 $ 11,152 $ 16,977 $ 34,569 $ - $ 196,748 Special Mention - 283 407 643 - 111 699 - 2,143 Substandard - - 65 146 1 49 - - 261 Doubtful - - - - - - - - - Total $ 46,246 $ 36,604 $ 31,828 $ 20,916 $ 11,153 $ 17,137 $ 35,268 $ - $ 199,152 Commercial loans Current period gross charge-offs $ - $ - $ - $ - $ 4 $ 51 $ 30 $ - $ 85 Other agricultural loans Risk Rating Pass $ 2,920 $ 1,939 $ 4,112 $ 2,562 $ 2,364 $ 4,652 $ 10,014 $ - $ 28,563 Special Mention - - - 1 - 138 1,472 - 1,611 Substandard - - - - - - - - - Doubtful - - - - - - - - - Total $ 2,920 $ 1,939 $ 4,112 $ 2,563 $ 2,364 $ 4,790 $ 11,486 $ - $ 30,174 Other agricultural loans Current period gross charge-offs $ - $ - $ - $ - $ - $ - $ - $ - $ - Total Risk Rating Pass $ 138,642 $ 119,146 $ 175,485 $ 133,236 $ 84,342 $ 279,683 $ 59,536 $ - $ 990,070 Special Mention 6 283 714 3,053 - 3,831 2,603 - 10,490 Substandard - - 65 221 1,416 5,929 - - 7,631 Doubtful - - - - - - - - - Total $ 138,648 $ 119,429 $ 176,264 $ 136,510 $ 85,758 $ 289,443 $ 62,139 $ - $ 1,008,191 Revolving Revolving Term Loans Amortized Costs Basis by Origination Year Loans Loans Amortized Converted December 31, 2023 2023 2022 2021 2020 2019 Prior Cost Basis to Term Total Commercial real estate Risk Rating Pass $ 78,496 $ 131,948 $ 112,102 $ 65,949 $ 72,480 $ 186,116 $ 13,332 $ - $ 660,423 Special Mention 1,300 411 243 1,331 - 6,157 1,579 - 11,021 Substandard - - - 1,444 36 2,232 - - 3,712 Doubtful - - - - - - - - - Total $ 79,796 $ 132,359 $ 112,345 $ 68,724 $ 72,516 $ 194,505 $ 14,911 $ - $ 675,156 Commercial real estate Current period gross charge-offs $ - $ - $ - $ - $ 112 $ 42 $ - $ - $ 154 Real Estate - Agriculture Risk Rating Pass $ 2,635 $ 12,509 $ 5,433 $ 7,606 $ 7,746 $ 24,654 $ 522 $ - $ 61,105 Special Mention - - - - 399 490 150 - 1,039 Substandard - 508 - 1,018 - 189 - - 1,715 Doubtful - - - - - - - - - Total $ 2,635 $ 13,017 $ 5,433 $ 8,624 $ 8,145 $ 25,333 $ 672 $ - $ 63,859 Real Estate - Agriculture Current period gross charge-offs $ - $ - $ - $ - $ - $ - $ - $ - $ - Commercial loans Risk Rating Pass $ 48,571 $ 41,863 $ 24,443 $ 13,752 $ 9,914 $ 15,384 $ 38,644 $ - $ 192,571 Special Mention 553 1,412 257 134 20 188 768 - 3,332 Substandard - 126 342 656 - 49 3,500 - 4,673 Doubtful - - - - - - - - - Total $ 49,124 $ 43,401 $ 25,042 $ 14,542 $ 9,934 $ 15,621 $ 42,912 $ - $ 200,576 Commercial loans Current period gross charge-offs $ - $ 32 $ 24 $ 4,856 $ - $ 41 $ - $ - $ 4,953 Other agricultural loans Risk Rating Pass $ 2,670 $ 5,286 $ 3,251 $ 2,912 $ 2,373 $ 3,836 $ 11,091 $ - $ 31,419 Special Mention - - 2 185 86 - 155 - 428 Substandard - - - - 119 - - - 119 Doubtful - - - - - - - - - Total $ 2,670 $ 5,286 $ 3,253 $ 3,097 $ 2,578 $ 3,836 $ 11,246 $ - $ 31,966 Other agricultural loans Current period gross charge-offs $ - $ - $ - $ - $ - $ - $ - $ - $ - Total Risk Rating Pass $ 132,372 $ 191,606 $ 145,229 $ 90,219 $ 92,513 $ 229,990 $ 63,589 $ - $ 945,518 Special Mention 1,853 1,823 502 1,650 505 6,835 2,652 - 15,820 Substandard - 634 342 3,118 155 2,470 3,500 - 10,219 Doubtful - - - - - - - - - Total $ 134,225 $ 194,063 $ 146,073 $ 94,987 $ 93,173 $ 239,295 $ 69,741 $ - $ 971,557
Summary of Recorded Investment in Loan Classes Based on Payment Activity	Revolving Revolving Term Loans Amortized Costs Basis by Origination Year Loans Loans Amortized Converted September 30, 2024 2024 2023 2022 2021 2020 Prior Cost Basis to Term Total Residential real estate Payment Performance Performing $ 11,110 $ 37,617 $ 61,638 $ 54,258 $ 32,824 $ 93,613 $ 29,510 $ - $ 320,570 Nonperforming - 135 - 188 - 566 19 - 908 Total $ 11,110 $ 37,752 $ 61,638 $ 54,446 $ 32,824 $ 94,179 $ 29,529 $ - $ 321,478 Residential real estate Current period gross charge-offs $ - $ - $ - $ - $ - $ - $ - $ - $ - Construction Payment Performance Performing $ 17,638 $ 18,500 $ 9,096 $ 445 $ - $ 175 $ 1,946 $ - $ 47,800 Nonperforming - - - - - - - - - Total $ 17,638 $ 18,500 $ 9,096 $ 445 $ - $ 175 $ 1,946 $ - $ 47,800 Construction Current period gross charge-offs $ - $ - $ - $ - $ - $ - $ - $ - $ - Consumer loans to individuals Payment Performance Performing $ 96,713 $ 101,980 $ 57,642 $ 17,726 $ 9,608 $ 12,634 $ 861 $ - $ 297,164 Nonperforming 67 330 372 115 37 25 - - 946 Total $ 96,780 $ 102,310 $ 58,014 $ 17,841 $ 9,645 $ 12,659 $ 861 $ - $ 298,110 Consumer loans to individuals Current period gross charge-offs $ 44 $ 353 $ 636 $ 153 $ 58 $ 53 $ - $ - $ 1,297 Total Payment Performance Performing $ 125,461 $ 158,097 $ 128,376 $ 72,429 $ 42,432 $ 106,422 $ 32,317 $ - $ 665,534 Nonperforming 67 465 372 303 37 591 19 - 1,854 Total $ 125,528 $ 158,562 $ 128,748 $ 72,732 $ 42,469 $ 107,013 $ 32,336 $ - $ 667,388 Revolving Revolving Term Loans Amortized Costs Basis by Origination Year Loans Loans Amortized Converted December 31, 2023 2023 2022 2021 2020 2019 Prior Cost Basis to Term Total Residential real estate Payment Performance Performing $ 27,446 $ 62,178 $ 57,691 $ 35,357 $ 16,406 $ 87,951 $ 29,085 $ - $ 316,114 Nonperforming - - - - 58 324 50 - 432 Total $ 27,446 $ 62,178 $ 57,691 $ 35,357 $ 16,464 $ 88,275 $ 29,135 $ - $ 316,546 Residential real estate Current period gross charge-offs $ - $ - $ - $ - $ - $ 34 $ - $ - $ 34 Construction Payment Performance Performing $ 23,500 $ 14,906 $ 6,791 $ 1,599 $ 1,829 $ 624 $ 2,204 $ - $ 51,453 Nonperforming - - - - - - - - - Total $ 23,500 $ 14,906 $ 6,791 $ 1,599 $ 1,829 $ 624 $ 2,204 $ - $ 51,453 Construction Current period gross charge-offs $ - $ - $ - $ - $ - $ - $ - $ - $ - Consumer loans to individuals Payment Performance Performing $ 127,243 $ 76,339 $ 24,584 $ 14,343 $ 10,217 $ 9,942 $ 938 $ - $ 263,606 Nonperforming 111 404 118 31 41 10 - - 715 Total $ 127,354 $ 76,743 $ 24,702 $ 14,374 $ 10,258 $ 9,952 $ 938 $ - $ 264,321 Consumer loans to individuals Current period gross charge-offs $ 45 $ 710 $ 200 $ 35 $ 45 $ 28 $ 4 $ - $ 1,067 Total Payment Performance Performing $ 178,189 $ 153,423 $ 89,066 $ 51,299 $ 28,452 $ 98,517 $ 32,227 $ - $ 631,173 Nonperforming 111 404 118 31 99 334 50 - 1,147 Total $ 178,300 $ 153,827 $ 89,184 $ 51,330 $ 28,551 $ 98,851 $ 32,277 $ - $ 632,320
Loan Modifications Made to Borrowers	Significant Payment Delay Amortized Cost Basis at September 30, 2024 % of Total Class of Financing Receivable Financial Effect (in thousands) Commercial real estate loans $ 900 0.13 % Deferred principal for 2 - 12 months Commercial loans 191 0.10 Deferred principal for 2 - 4 months Other agricultural loans 10 0.03 Deferred principal for 5 months Construction 56 0.12 Deferred principal for 4 months Total $ 1,157 Term Extension Amortized Cost Basis at September 30, 2024 % of Total Class of Financing Receivable Financial Effect (in thousands) Residential real estate loans $ 69 0.02 % New loans granted, extending terms by 35 - 76 months Commercial real estate loans 6 0.00 New loan granted, extending term by 5 years Agricultural real estate loans 565 0.89 New loan granted, extending term by 20 years Other agricultural loans 300 0.99 New loan granted, extending term by 18 years Consumer loans to individuals 28 0.01 New loan granted, extending term by 6 months Total $ 968 Combination -Significant Payment Delay and Term Extension Amortized Cost Basis at September 30, 2024 % of Total Class of Financing Receivable Financial Effect Commercial real estate loans $ 3,779 0.53 % Deferred principal for 6 months and extended term by 4 months Total $ 3,779 The following table provides the amortized cost basis of financing receivables that had a payment default during the period and were modified (in thousands): Amortized Cost Basis of Modified Loans That Subsequently Defaulted Significant Payment Delay Commercial real estate loans $ 524 $ 524 The following table depicts the performance of loans that have been modified during the period for which a payment default has occurred (in thousands): Payment Status (Amortized Cost Basis) 30-59 Days Past Due 60-89 Days Past Due 90 + Days Past Due Total Past Due Commercial real estate loans $ - $ 524 $ - $ 524 $ - $ 524 $ - $ 524
Summary of Loan Concentrations by Industry	Account Type Outstanding as of September 30, 2024 Percent of Loans as of September 30, 2024 Commercial Rentals $ 150,940 9.01 % Residential Rentals 120,934 7.22 Hotels/Motels 104,025 6.21 Builders/Contractors 35,336 2.11 Dairy Cattle/Milk Product 45,461 2.71 Fuel/Gas Stations 50,054 2.99 Government Support 24,899 1.49 Mobile Home Park 26,917 1.61 Wineries 23,471 1.40 Camps 24,334 1.45 Resorts 35,470 2.12

Fair Value of Assets and Liab_2

Fair Value of Assets and Liabilities (Tables)	9 Months Ended
	Sep. 30, 2024
Fair Value of Assets and Liabilities [Abstract]
Fair Value, Assets and Liabilities Measured on Recurring Basis	Fair Value Measurement Using Reporting Date Description Total Level 1 Level 2 Level 3 September 30, 2024 (In thousands) ASSETS Available for Sale: U.S. Treasury securities $ 33,730 $ - $ 33,730 $ - U.S. Government agencies 25,707 - 25,707 - States and political subdivisions 130,701 - 130,701 - Mortgage-backed securities-government sponsored entities 206,753 - 206,753 - Interest rate derivatives 966 - 966 - LIABILITIES Interest rate derivatives 966 - 966 - Description Total Level 1 Level 2 Level 3 December 31, 2023 (In thousands) ASSETS Available for Sale: U.S. Treasury securities $ 53,600 $ - $ 53,600 $ - U.S. Government agencies 15,996 - 15,996 - States and political subdivisions 129,479 - 129,479 - Mortgage-backed securities-government sponsored entities 207,184 - 207,184 - Interest rate derivatives 1,225 - 1,225 - LIABILITIES Interest rate derivatives 1,225 - 1,225 -
Fair Value, Assets and Liabilities Measured on Nonrecurring Basis	Fair Value Measurement Using Reporting Date (In thousands) Description Total Level 1 Level 2 Level 3 September 30, 2024 Individually analyzed loans held for investment $ 7,649 $ - $ - $ 7,649 Foreclosed Real Estate Owned - - - - December 31, 2023 Individually analyzed loans held for investment $ 7,487 $ - $ - $ 7,487 Foreclosed Real Estate Owned 97 - - 97
Additional Qualitative Information about Level 3 Assets	Quantitative Information about Level 3 Fair Value Measurements (dollars in thousands) Fair Value Estimate Valuation Techniques Unobservable Input Range (Weighted Average) September 30, 2024 Individually analyzed loans held for investment $ 7,649 Appraisal of collateral(1) Appraisal adjustments(2) 2.38 %- 20.0 % ( 9.87 %) Foreclosed real estate owned $ - Appraisal of collateral(1) Liquidation Expenses(2) 0.0 %- 0.0 % ( 0.0 %) Quantitative Information about Level 3 Fair Value Measurements (dollars in thousands) Fair Value Estimate Valuation Techniques Unobservable Input Range (Weighted Average) December 31, 2023 Individually analyzed loans held for investment $ 7,487 Appraisal of collateral(1) Appraisal adjustments(2) 0 %- 10.0 % ( 2.68 %) Foreclosed real estate owned $ 97 Appraisal of collateral(1) Liquidation Expenses(2) 16.67 %- 37.20 % ( 28.07 %) (1) Fair value is generally determined through independent appraisals of the underlying collateral, which generally include various Level 3 inputs which are not identifiable, less any associated allowance. (2) Appraisals may be adjusted by management for qualitative factors such as economic conditions and estimated liquidation expenses. The range and weighted average of liquidation expenses and other appraisal adjustments are presented as a percent of the appraisal.
Fair Value, by Balance Sheet Grouping	Fair Value Measurements at September 30, 2024 Carrying Amount Fair Value Level 1 Level 2 Level 3 Financial assets: Cash and cash equivalents (1) $ 82,880 $ 82,880 $ 82,880 $ - $ - Loans receivable, net 1,656,440 1,627,200 - - 1,627,200 Mortgage servicing rights 193 529 - - 529 Regulatory stock (1) 6,329 6,329 6,329 - - Bank owned life insurance (1) 46,382 46,382 46,382 - - Accrued interest receivable (1) 8,062 8,062 8,062 - - Financial liabilities: Deposits 1,855,251 1,799,780 1,059,146 - 740,634 Short-term borrowings (1) 52,453 52,453 52,453 - - Other borrowings 144,959 145,465 - - 145,465 Accrued interest payable (1) 12,688 12,688 12,688 - - Off-balance sheet financial instruments: Commitments to extend credit and outstanding letters of credit - - - - - Fair Value Measurements at December 31, 2023 Carrying Amount Fair Value Level 1 Level 2 Level 3 Financial assets: Cash and cash equivalents (1) $ 66,120 $ 66,120 $ 66,120 $ - $ - Loans receivable, net 1,584,650 1,521,667 - - 1,521,667 Mortgage servicing rights 188 506 - - 506 Regulatory stock (1) 7,318 7,318 7,318 - - Bank owned life insurance (1) 46,439 46,439 46,439 - - Accrued interest receivable (1) 8,123 8,123 8,123 - - Financial liabilities: Deposits 1,795,159 1,800,104 1,086,050 - 714,054 Short-term borrowings (1) 74,076 74,076 74,076 - - Other borrowings 124,236 124,058 - - 124,058 Accrued interest payable (1) 10,510 10,510 10,510 - - Off-balance sheet financial instruments: Commitments to extend credit and outstanding letters of credit - - - - - (1) This financial instrument is carried at cost, which approximates the fair value of the instrument.

Interest Rate Swaps (Tables)

Interest Rate Swaps (Tables)	9 Months Ended
	Sep. 30, 2024
Interest Rate Swaps [Abstract]
Summary of Derivatives	(Amounts in thousands) Notional Amount Fair Value September 30, 2024 December 31, 2023 Interest Rate Paid Interest Rate Received September 30, 2024 December 31, 2023 Customer interest rate swap Maturing November, 2030 $ 5,862 $ 6,145 Term SOFR + Margin Fixed $ 590 $ 746 Maturing December, 2030 3,828 4,032 Term SOFR + Margin Fixed 376 479 Total $ 9,690 $ 10,177 $ 966 $ 1,225 Third party interest rate swap Maturing November, 2030 $ 5,862 $ 6,145 Fixed Term SOFR + Margin $ 590 $ 746 Maturing December, 2030 3,828 4,032 Fixed Term SOFR + Margin 376 479 Total $ 9,690 $ 10,177 $ 966 $ 1,225
Fair Value of Derivative Instruments	(Amounts in thousands) Assets Liabilities Balance Sheet Location Fair Value Balance Sheet Location Fair Value September 30, 2024 Interest rate derivatives Other assets $ 966 Other liabilities $ 966 December 31, 2023 Interest rate derivatives Other assets 1,225 Other liabilities 1,225

Revenue Recognition (Noninteres

Revenue Recognition (Noninterest Income) (Details) - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Noninterest Income (in scope of Topic 606)	$ 1,874,000	$ 1,922,000	$ 5,466,000	$ 5,325,000
Net realized gains on sales of securities				(209,000)
Loan servicing fees	57,000	38,000	116,000	88,000
Gains on sales of loans	103,000	18,000	145,000	27,000
Earnings on and proceeds from bank-owned life insurance	261,000	328,000	781,000	770,000
Noninterest Income (out-of-scope of Topic 606)	421,000	384,000	1,042,000	676,000
Total other income	2,295,000	2,306,000	6,508,000	6,001,000
Service Charges On Deposit Accounts [Member]
Noninterest Income (in scope of Topic 606)	113,000	108,000	338,000	322,000
ATM Fees [Member]
Noninterest Income (in scope of Topic 606)	112,000	120,000	325,000	332,000
Overdraft Fees [Member]
Noninterest Income (in scope of Topic 606)	363,000	334,000	1,063,000	995,000
Safe Deposit Box Rental [Member]
Noninterest Income (in scope of Topic 606)	23,000	23,000	68,000	71,000
Loan Related Service Fees [Member]
Noninterest Income (in scope of Topic 606)	128,000	146,000	447,000	430,000
Debit Card Fees[Member]
Noninterest Income (in scope of Topic 606)	590,000	591,000	1,732,000	1,726,000
Fiduciary Activities [Member]
Noninterest Income (in scope of Topic 606)	256,000	246,000	719,000	688,000
Commissions On Mutual Funds And Annuities [Member]
Noninterest Income (in scope of Topic 606)	131,000	167,000	275,000	228,000
Gains On Sales Of Other Real Estate Owned [Member]
Noninterest Income (in scope of Topic 606)		13,000	32,000	13,000
Other Income [Member]
Noninterest Income (in scope of Topic 606)	$ 158,000	$ 174,000	$ 467,000	$ 520,000

Earnings Per Share (Narrative)

Earnings Per Share (Narrative) (Details) - $ / shares	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023	Dec. 31, 2023
Earnings Per Share [Abstract]
Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount	135,350	166,100	135,350	166,100
Share price	$ 27.58	$ 25.76	$ 27.58	$ 25.76	$ 32.91

Earnings Per Share (Schedule of

Earnings Per Share (Schedule of Weighted Average Shares Outstanding used in the Computations of Basic and Diluted Earnings Per Share) (Details) - shares	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Weighted Average Number of Shares Outstanding, Basic [Abstract]
Weighted average shares outstanding	8,091,000	8,069,000	8,099,000	8,115,000
Less: Unvested restricted shares	(45,000)	(42,000)	(45,000)	(43,000)
Basic EPS weighted average shares outstanding	8,046,000	8,027,000	8,054,000	8,072,000
Basic EPS weighted average shares outstanding	8,046,000	8,027,000	8,054,000	8,072,000
Add: Dilutive effect of stock options and restricted shares	6,000	6,000	6,000	6,000
Diluted EPS weighted average shares outstanding	8,052,000	8,033,000	8,060,000	8,078,000

Stock-Based Compensation (Narra

Stock-Based Compensation (Narrative) (Details) - USD ($)	9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Dec. 31, 2023	Dec. 31, 2022
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Future compensation expense of non-vested restricted stock outstanding	$ 970,000
Non-vested restricted stock recognition period	4 years 3 months
Non-vested stock outstanding	41,420	41,460	45,966	44,460
Compensation expense related to stock options	$ 261,000	$ 287,000
Share price	$ 27.58	$ 25.76	$ 32.91
Share-based Payment Arrangement, Option [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Options, Granted	0
Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Compensation cost	$ 280,000	$ 326,000
Norwood Financial Corp 2014 Equity Incentive Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Unrecognized compensation cost related to non-vested options granted	$ 86,000

Stock Based Compensation (Summa

Stock Based Compensation (Summary of Stock Option Activity) (Details) $ / shares in Units, $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2024 USD ($) $ / shares shares	Dec. 31, 2023 USD ($) $ / shares shares
Stock-Based Compensation [Abstract]
Options, beginning of year | shares	215,725
Options, Exercised | shares	(8,680)
Options, Forfeited | shares	(7,500)
Options, end of year | shares	199,545	215,725
Options, Exercisable, end of period | shares	164,045
Weighted Average Exercise Price Per Share, Outstanding, beginning of period | $ / shares	$ 29.81
Weighted Average Exercise Price Per Share, Exercised | $ / shares	22.22
Weighted Average Exercise Price Per Share, Forfeited | $ / shares	30.93
Weighted Average Exercise Price Per Share, Outstanding, end of period | $ / shares	30.32	$ 29.81
Weighted Average Exercise Price Per Share, Exercisable, end of period | $ / shares	$ 30.20
Weighted Average Remaining Contractual Term, Outstanding	6 years 2 months 12 days	6 years 10 months 24 days
Weighted Average Remaining Contractual Term, Exercised During Period	3 years 3 months 18 days
Weighted Average Remaining Contractual Term, Forfeited During Period	8 years 1 month 6 days
Weighted Average Remaining Contractual Term, Exercisable at End of Period	5 years 6 months
Aggregate Intrinsic Value, Outstanding, beginning of period | $	$ 759
Aggregate Intrinsic Value, Outstanding, end of period | $	122	$ 759
Aggregate Intrinsic Value, Exercisable at end of period | $	$ 122

Stock Based Compensation (Sum_2

Stock Based Compensation (Summary of Restricted Stock Activity) (Details) - $ / shares	9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023
Stock-Based Compensation [Abstract]
Restricted stock Non-vested, beginning balance	45,966	44,460
Restricted stock, granted	1,004
Restricted stock, vested	(1,200)	(3,000)
Restricted stock, forfeited	(4,350)
Restricted stock Non-vested, ending balance	41,420	41,460
Restricted stock Non-vested, weighted-average grant date fair value, beginning balance	$ 29.90	$ 30.12
Restricted stock, granted, weighted-average grant date fair value	24.90
Restricted stock, vested, weighted-average grant date fair value	25.71	25.71
Restricted stock, forfeited, weighted-average grant date fair value	29.98
Restricted stock Non-vested, weighted-average grant date fair value, ending balance	$ 29.72	$ 30.44

Accumulated Other Comprehensi_3

Accumulated Other Comprehensive Income (Loss) (Summary of Changes in Accumulated Other Comprehensive Income (Loss)) (Details) - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Accumulated Other Comprehensive Income (Loss) [Line Items]
Beginning balance			$ (47,348,000)
Other comprehensive income (loss)	$ 11,792,000	$ (10,733,000)	9,321,000	$ (7,629,000)
Ending balance	(38,027,000)		(38,027,000)
Accumulated Other Comprehensive Income (Loss) [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Other comprehensive income (loss)	11,792,000	(10,733,000)	9,321,000	(7,629,000)
Amount Reclassified From Accumulated Other Comprehensive Income (Loss) [Member] | Unrealized Gains (Losses) On Available-For-Sale Securities [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Beginning balance	(49,819,000)	(54,249,000)	(47,348,000)	(57,353,000)
Other comprehensive income (loss) before reclassification	11,792,000	(10,733,000)	9,321,000	(7,794,000)
Amount reclassified from accumulated other comprehensive income (loss)				165,000
Other comprehensive income (loss)	11,792,000	(10,733,000)	9,321,000	(7,629,000)
Ending balance	$ (38,027,000)	$ (64,982,000)	$ (38,027,000)	$ (64,982,000)

Accumulated Other Comprehensi_4

Accumulated Other Comprehensive Income (Loss) (Significant Amounts Reclassified out of each Component of Accumulated Other Comprehensive Income (Loss)) (Details) - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Unrealized losses on available for sale securities				$ (209,000)
Income tax expense	$ 1,006,000	$ 1,068,000	$ 3,308,000	4,289,000
Net income	$ 3,844,000	$ 4,119,000	$ 12,491,000	16,405,000
Amount Reclassified From Accumulated Other Comprehensive Income (Loss) [Member] | Unrealized Gains (Losses) On Available-For-Sale Securities [Member]
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Unrealized losses on available for sale securities				(209,000)
Income tax expense				44,000
Net income				$ (165,000)

Off-Balance Sheet Financial I_3

Off-Balance Sheet Financial Instruments and Guarantees (Schedule of Fair Value, Off-balance Sheet Risks) (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Sep. 30, 2023
Loss Contingencies [Line Items]
Financial instrument commitments	$ 261,317	$ 264,007
Commitments to Grant Loans [Member]
Loss Contingencies [Line Items]
Financial instrument commitments	93,685	88,184
Unfunded Commitments Under Lines of Credit [Member]
Loss Contingencies [Line Items]
Financial instrument commitments	160,659	162,207
Standby Letters of Credit [Member]
Loss Contingencies [Line Items]
Financial instrument commitments	$ 6,973	$ 13,616

Securities (Narrative) (Details

Securities (Narrative) (Details)	Sep. 30, 2024 USD ($) security	Dec. 31, 2023 USD ($)	Sep. 30, 2023 USD ($)
Securities [Abstract]
Debt securities in unrealized loss position in the less than twelve months category | security	3
Debt securities in unrealized loss position in the twelve months or more category | security	327
ACL on debt securities available for sale | $	$ 0	$ 0	$ 0
Pledged financial instruments, not separately reported, securities | $	$ 360,529,000	$ 344,204,000

Securities (Schedule of Amortiz

Securities (Schedule of Amortized Cost Gross Unrealized Gains and Losses, and Fair Values of Securities) (Details) - USD ($)	Sep. 30, 2024	Dec. 31, 2023
Schedule of Investments [Line Items]
Available for Sale, Amortized Cost, Total	$ 445,651,000
Available for Sale, Fair Value	396,891,000	$ 406,259,000
Debt Securities [Member]
Schedule of Investments [Line Items]
Available for Sale, Amortized Cost, Total	445,651,000	466,818,000
Available for Sale, Gross Unrealized Gains	124,000	14,000
Available for Sale, Gross Unrealized Losses	(48,884,000)	(60,573,000)
Available for Sale, Fair Value	396,891,000	406,259,000
U.S. Treasury Securities [Member]
Schedule of Investments [Line Items]
Available for Sale, Amortized Cost, Total	35,294,000	55,968,000
Available for Sale, Gross Unrealized Gains		14,000
Available for Sale, Gross Unrealized Losses	(1,564,000)	(2,382,000)
Available for Sale, Fair Value	33,730,000	53,600,000
U.S. Government Agencies [Member]
Schedule of Investments [Line Items]
Available for Sale, Amortized Cost, Total	27,581,000	18,486,000
Available for Sale, Gross Unrealized Gains	67,000
Available for Sale, Gross Unrealized Losses	(1,941,000)	(2,490,000)
Available for Sale, Fair Value	25,707,000	15,996,000
States And Political Subdivisions [Member]
Schedule of Investments [Line Items]
Available for Sale, Amortized Cost, Total	149,035,000	151,764,000
Available for Sale, Gross Unrealized Losses	(18,334,000)	(22,285,000)
Available for Sale, Fair Value	130,701,000	129,479,000
Mortgage-backed Securities-Government Sponsored Entities [Member]
Schedule of Investments [Line Items]
Available for Sale, Amortized Cost, Total	233,741,000	240,600,000
Available for Sale, Gross Unrealized Gains	57,000
Available for Sale, Gross Unrealized Losses	(27,045,000)	(33,416,000)
Available for Sale, Fair Value	$ 206,753,000	$ 207,184,000

Securities (Schedule of Investm

Securities (Schedule of Investments' Gross Unrealized Losses and Fair Value Aggregated by Security Type and Length of Time that Individual Securities have been in a Continuous Unrealized Loss Position) (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Debt Securities [Member]
Schedule of Investments [Line Items]
Less than 12 Months, Fair Value	$ 7,694	$ 2,261
Less than 12 Months, Unrealized Losses	(20)	(12)
12 Months or More, Fair Value	372,852	389,465
12 Months or More, Unrealized Losses	(48,864)	(60,561)
Total, Fair Value	380,546	391,726
Total, Unrealized Losses	(48,884)	(60,573)
U.S. Treasury Securities [Member]
Schedule of Investments [Line Items]
12 Months or More, Fair Value	33,730	40,833
12 Months or More, Unrealized Losses	(1,564)	(2,382)
Total, Fair Value	33,730	40,833
Total, Unrealized Losses	(1,564)	(2,382)
U.S. Government Agencies [Member]
Schedule of Investments [Line Items]
12 Months or More, Fair Value	16,638	15,996
12 Months or More, Unrealized Losses	(1,941)	(2,490)
Total, Fair Value	16,638	15,996
Total, Unrealized Losses	(1,941)	(2,490)
States And Political Subdivisions [Member]
Schedule of Investments [Line Items]
Less than 12 Months, Fair Value	549	2,261
Less than 12 Months, Unrealized Losses	(1)	(12)
12 Months or More, Fair Value	129,162	125,452
12 Months or More, Unrealized Losses	(18,333)	(22,273)
Total, Fair Value	129,711	127,713
Total, Unrealized Losses	(18,334)	(22,285)
Mortgage-backed Securities-Government Sponsored Entities [Member]
Schedule of Investments [Line Items]
Less than 12 Months, Fair Value	7,145
Less than 12 Months, Unrealized Losses	(19)
12 Months or More, Fair Value	193,322	207,184
12 Months or More, Unrealized Losses	(27,026)	(33,416)
Total, Fair Value	200,467	207,184
Total, Unrealized Losses	$ (27,045)	$ (33,416)

Securities (Schedule of Amort_2

Securities (Schedule of Amortized Cost and Fair Value of Debt Securities by Contractual Maturity) (Details) - USD ($)	Sep. 30, 2024	Dec. 31, 2023
Securities [Abstract]
Available for Sale, Amortized Cost, Due in one year or less	$ 16,155,000
Available for Sale, Amortized Cost, Due after one year through five years	42,178,000
Available for Sale, Amortized Cost, Due after five years through ten years	81,379,000
Available for Sale, Amortized Cost, Due after ten years	72,198,000
Available-for-sale Securities, Debt Maturities, Single Maturity Date, Amortized Cost Basis, Total	211,910,000
Available for Sale, Amortized Cost, Mortgage-backed securities-government sponsored entities	233,741,000
Available for Sale, Amortized Cost, Total	445,651,000
Available for Sale, Fair Value, Due in one year or less	16,055,000
Available for Sale, Fair Value, Due after one year through five years	39,916,000
Available for Sale, Fair Value, Due after five years through ten years	70,130,000
Available for Sale, Fair Value, Due after ten years	64,037,000
Available-for-sale Securities, Debt Maturities, Single Maturity Date, Total	190,138,000
Available for Sale, Fair Value, Mortgage-backed securities-government sponsored entities	206,753,000
Available for Sale, Fair Value, Total	$ 396,891,000	$ 406,259,000

Securities (Gross Realized Gain

Securities (Gross Realized Gains and Losses on Sales of Securities Available-for-Sale) (Details)	9 Months Ended
	Sep. 30, 2023 USD ($)
Securities [Abstract]
Gross realized gains	$ 4,000
Gross realized losses	(213,000)
Net realized gains (losses)	(209,000)
Proceeds from sales of securities	$ 3,345,000

Loans Receivable and Allowanc_3

Loans Receivable and Allowance for Credit Losses (Narrative) (Details)	3 Months Ended		9 Months Ended
	Sep. 30, 2024 USD ($)	Sep. 30, 2023 USD ($)	Sep. 30, 2024 USD ($) property	Sep. 30, 2023 USD ($)	Dec. 31, 2023 USD ($)
Accounts, Notes, Loans and Financing Receivable [Line Items]
Real Estate Acquired Through Foreclosure	$ 0		$ 0		$ 97,000
Financing Receivable, before Allowance for Credit Loss	1,675,579,000		1,675,579,000		1,603,877,000
Charge offs	358,000	$ 2,384,000	1,382,000	$ 2,999,000
(Release of) Provision for credit losses	1,216,000	952,000	888,000	(482,000)
Residential Rentals [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Charge offs			0
Commercial Rentals [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Charge offs			$ 0
Residential Real Estate Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Number Of Properties Under Foreclosure Proceedings | property			8
Mortgage Loans in Process of Foreclosure, Amount	449,000		$ 449,000
Financing Receivable, before Allowance for Credit Loss	321,478,000		321,478,000		316,546,000
Charge offs				6,000
(Release of) Provision for credit losses	(82,000)	69,000	(344,000)	45,000
Residential Real Estate Loans [Member] | Residential Rentals [Member] | Loans Receivable [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, before Allowance for Credit Loss	120,934,000		$ 120,934,000
Concentration Risk, Percentage			7.22%
Commercial Real Estate Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, before Allowance for Credit Loss	715,475,000		$ 715,475,000		$ 675,156,000
Charge offs				154,000
(Release of) Provision for credit losses	912,000	$ (1,267,000)	(1,511,000)	$ (3,689,000)
Commercial Real Estate Loans [Member] | Commercial Rentals [Member] | Loans Receivable [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, before Allowance for Credit Loss	$ 150,940,000		$ 150,940,000
Concentration Risk, Percentage			9.01%
Minimum [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Annual Loan Review threshold, amount			$ 1,500,000

Loans Receivable and Allowanc_4

Loans Receivable and Allowance for Credit Losses (Composition of the Loan Portfolio) (Details) - USD ($)	Sep. 30, 2024	Jun. 30, 2024	Dec. 31, 2023	Sep. 30, 2023	Jun. 30, 2023	Dec. 31, 2022
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	$ 1,675,579,000		$ 1,603,877,000
Deferred fees, net	(440,000)		(259,000)
Total loans receivable	1,675,139,000		1,603,618,000
Allowance for credit losses	(18,699,000)	$ (17,806,000)	(18,968,000)	$ (16,086,000)	$ (17,483,000)	$ (16,999,000)
Net loans receivable	$ 1,656,440,000		$ 1,584,650,000
Percent of Loans	100%		100%
Residential Real Estate Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	$ 321,478,000		$ 316,546,000
Allowance for credit losses	$ (1,049,000)	(1,131,000)	$ (1,351,000)	(1,333,000)	(1,264,000)	(2,833,000)
Percent of Loans	19.20%		19.70%
Commercial Real Estate Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	$ 715,475,000		$ 675,156,000
Allowance for credit losses	$ (10,466,000)	(9,552,000)	$ (11,871,000)	(9,989,000)	(11,253,000)	(8,293,000)
Percent of Loans	42.70%		42.10%
Agricultural Real Estate Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	$ 63,390,000		$ 63,859,000
Percent of Loans	3.80%		4%
Construction Real Estate Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	$ 47,800,000		$ 51,453,000
Allowance for credit losses	$ (856,000)	(840,000)	$ (933,000)	(842,000)	(819,000)	(409,000)
Percent of Loans	2.80%		3.20%
Commercial Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	$ 199,152,000		$ 200,576,000
Allowance for credit losses	$ (1,894,000)	(2,035,000)	$ (1,207,000)	(1,010,000)	(1,281,000)	(2,445,000)
Percent of Loans	11.90%		12.50%
Other Agricultural Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	$ 30,174,000		$ 31,966,000
Percent of Loans	1.80%		2%
Consumer Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	$ 298,110,000		$ 264,321,000
Allowance for credit losses	$ (4,276,000)	$ (4,077,000)	$ (3,454,000)	$ (2,796,000)	$ (2,725,000)	$ (2,636,000)
Percent of Loans	17.80%		16.50%

Loans Receivable and Allowanc_5

Loans Receivable and Allowance for Credit Losses (Summary of Amount of Loans in Each Category that were Individually and Collectively Evaluated for Impairment) (Details) - USD ($)	Sep. 30, 2024	Dec. 31, 2023
Accounts, Notes, Loans and Financing Receivable [Line Items]
Individually evaluated for impairment	$ 7,888,000	$ 7,622,000
Collectively evaluated for impairment	1,667,691,000	1,596,255,000
Total	1,675,579,000	1,603,877,000
Residential Real Estate Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Individually evaluated for impairment	908,000	432,000
Collectively evaluated for impairment	320,570,000	316,114,000
Total	321,478,000	316,546,000
Commercial Real Estate Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Individually evaluated for impairment	5,906,000	2,211,000
Collectively evaluated for impairment	709,569,000	672,945,000
Total	715,475,000	675,156,000
Agricultural Real Estate Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Collectively evaluated for impairment	63,390,000	63,859,000
Total	63,390,000	63,859,000
Construction Real Estate Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Collectively evaluated for impairment	47,800,000	51,453,000
Total	47,800,000	51,453,000
Commercial Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Individually evaluated for impairment	128,000	4,264,000
Collectively evaluated for impairment	199,024,000	196,312,000
Total	199,152,000	200,576,000
Other Agricultural Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Collectively evaluated for impairment	30,174,000	31,966,000
Total	30,174,000	31,966,000
Consumer Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Individually evaluated for impairment	946,000	715,000
Collectively evaluated for impairment	297,164,000	263,606,000
Total	$ 298,110,000	$ 264,321,000

Loans Receivable and Allowanc_6

Loans Receivable and Allowance for Credit Losses (Loan Portfolio Summarized by the Past Due Status) (Details) - USD ($)	Sep. 30, 2024	Dec. 31, 2023
Financing Receivable, Past Due [Line Items]
Loans	$ 1,675,579,000	$ 1,603,877,000
Non-Accrual	7,888,000	7,622,000
Company Originated [Member]
Financing Receivable, Past Due [Line Items]
Non-Accrual	7,888,000	7,622,000
Total Past Due and Non-Accrual	11,698,000	19,193,000
Purchased Credit-Impaired [Member]
Financing Receivable, Past Due [Line Items]
Loans	1,675,579,000	1,603,877,000
Financial Asset, Not Past Due [Member]
Financing Receivable, Past Due [Line Items]
Loans	1,663,881,000	1,584,684,000
Financing Receivables, 31 to 60 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Loans	3,005,000	11,223,000
Financing Receivables, 61 to 90 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Loans	805,000	348,000
Residential Real Estate Loans [Member]
Financing Receivable, Past Due [Line Items]
Loans	321,478,000	316,546,000
Non-Accrual	908,000	432,000
Residential Real Estate Loans [Member] | Company Originated [Member]
Financing Receivable, Past Due [Line Items]
Non-Accrual	908,000	432,000
Total Past Due and Non-Accrual	1,398,000	1,322,000
Residential Real Estate Loans [Member] | Purchased Credit-Impaired [Member]
Financing Receivable, Past Due [Line Items]
Loans	321,478,000	316,546,000
Residential Real Estate Loans [Member] | Financial Asset, Not Past Due [Member]
Financing Receivable, Past Due [Line Items]
Loans	320,080,000	315,224,000
Residential Real Estate Loans [Member] | Financing Receivables, 31 to 60 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Loans	437,000	877,000
Residential Real Estate Loans [Member] | Financing Receivables, 61 to 90 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Loans	53,000	13,000
Commercial Real Estate Loans [Member]
Financing Receivable, Past Due [Line Items]
Loans	715,475,000	675,156,000
Non-Accrual	5,906,000	2,211,000
Commercial Real Estate Loans [Member] | Company Originated [Member]
Financing Receivable, Past Due [Line Items]
Non-Accrual	5,906,000	2,211,000
Total Past Due and Non-Accrual	7,847,000	8,388,000
Commercial Real Estate Loans [Member] | Purchased Credit-Impaired [Member]
Financing Receivable, Past Due [Line Items]
Loans	715,475,000	675,156,000
Commercial Real Estate Loans [Member] | Financial Asset, Not Past Due [Member]
Financing Receivable, Past Due [Line Items]
Loans	707,628,000	666,768,000
Commercial Real Estate Loans [Member] | Financing Receivables, 31 to 60 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Loans	1,417,000	6,177,000
Commercial Real Estate Loans [Member] | Financing Receivables, 61 to 90 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Loans	524,000
Agricultural Real Estate Loans [Member]
Financing Receivable, Past Due [Line Items]
Loans	63,390,000	63,859,000
Agricultural Real Estate Loans [Member] | Company Originated [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due and Non-Accrual		127,000
Agricultural Real Estate Loans [Member] | Purchased Credit-Impaired [Member]
Financing Receivable, Past Due [Line Items]
Loans	63,390,000	63,859,000
Agricultural Real Estate Loans [Member] | Financial Asset, Not Past Due [Member]
Financing Receivable, Past Due [Line Items]
Loans	63,390,000	63,732,000
Agricultural Real Estate Loans [Member] | Financing Receivables, 31 to 60 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Loans		127,000
Construction Real Estate Loans [Member]
Financing Receivable, Past Due [Line Items]
Loans	47,800,000	51,453,000
Construction Real Estate Loans [Member] | Company Originated [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due and Non-Accrual	13,000	18,000
Construction Real Estate Loans [Member] | Purchased Credit-Impaired [Member]
Financing Receivable, Past Due [Line Items]
Loans	47,800,000	51,453,000
Construction Real Estate Loans [Member] | Financial Asset, Not Past Due [Member]
Financing Receivable, Past Due [Line Items]
Loans	47,787,000	51,435,000
Construction Real Estate Loans [Member] | Financing Receivables, 31 to 60 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Loans	13,000
Construction Real Estate Loans [Member] | Financing Receivables, 61 to 90 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Loans		18,000
Commercial Loans [Member]
Financing Receivable, Past Due [Line Items]
Loans	199,152,000	200,576,000
Non-Accrual	128,000	4,264,000
Commercial Loans [Member] | Company Originated [Member]
Financing Receivable, Past Due [Line Items]
Non-Accrual	128,000	4,264,000
Total Past Due and Non-Accrual	461,000	7,588,000
Commercial Loans [Member] | Purchased Credit-Impaired [Member]
Financing Receivable, Past Due [Line Items]
Loans	199,152,000	200,576,000
Commercial Loans [Member] | Financial Asset, Not Past Due [Member]
Financing Receivable, Past Due [Line Items]
Loans	198,691,000	192,988,000
Commercial Loans [Member] | Financing Receivables, 31 to 60 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Loans	293,000	3,170,000
Commercial Loans [Member] | Financing Receivables, 61 to 90 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Loans	40,000	154,000
Other Agricultural Loans [Member]
Financing Receivable, Past Due [Line Items]
Loans	30,174,000	31,966,000
Other Agricultural Loans [Member] | Company Originated [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due and Non-Accrual	320,000	7,000
Other Agricultural Loans [Member] | Purchased Credit-Impaired [Member]
Financing Receivable, Past Due [Line Items]
Loans	30,174,000	31,966,000
Other Agricultural Loans [Member] | Financial Asset, Not Past Due [Member]
Financing Receivable, Past Due [Line Items]
Loans	29,854,000	31,959,000
Other Agricultural Loans [Member] | Financing Receivables, 31 to 60 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Loans	320,000	7,000
Consumer Loans [Member]
Financing Receivable, Past Due [Line Items]
Loans	298,110,000	264,321,000
Non-Accrual	946,000	715,000
Consumer Loans [Member] | Company Originated [Member]
Financing Receivable, Past Due [Line Items]
Non-Accrual	946,000	715,000
Total Past Due and Non-Accrual	1,659,000	1,743,000
Consumer Loans [Member] | Purchased Credit-Impaired [Member]
Financing Receivable, Past Due [Line Items]
Loans	298,110,000	264,321,000
Consumer Loans [Member] | Financial Asset, Not Past Due [Member]
Financing Receivable, Past Due [Line Items]
Loans	296,451,000	262,578,000
Consumer Loans [Member] | Financing Receivables, 31 to 60 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Loans	525,000	865,000
Consumer Loans [Member] | Financing Receivables, 61 to 90 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Loans	$ 188,000	$ 163,000

Loans Receivable and Allowanc_7

Loans Receivable and Allowance for Credit Losses (Allowance for Credit Losses and Recorded Investment in Financing Receivables) (Details) - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Financing Receivable, Allowance for Credit Loss [Line Items]
Beginning balance,	$ 17,806,000	$ 17,483,000	$ 18,968,000	$ 16,999,000
Charge Offs	(358,000)	(2,384,000)	(1,382,000)	(2,999,000)
Recoveries	35,000	35,000	225,000	102,000
(Release of) Provision for credit losses	1,216,000	952,000	888,000	(482,000)
Ending balance,	18,699,000	16,086,000	18,699,000	16,086,000
Ending balance individually evaluated for impairment	239,000		239,000
Ending balance collectively evaluated for impairment	18,460,000	16,086,000	18,460,000	16,086,000
Residential Real Estate Loans [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
Beginning balance,	1,131,000	1,264,000	1,351,000	2,833,000
Charge Offs				(6,000)
Recoveries			42,000	6,000
(Release of) Provision for credit losses	(82,000)	69,000	(344,000)	45,000
Ending balance,	1,049,000	1,333,000	1,049,000	1,333,000
Ending balance collectively evaluated for impairment	1,049,000	1,333,000	1,049,000	1,333,000
Commercial Real Estate Loans [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
Beginning balance,	9,552,000	11,253,000	11,871,000	8,293,000
Charge Offs				(154,000)
Recoveries	2,000	3,000	106,000	12,000
(Release of) Provision for credit losses	912,000	(1,267,000)	(1,511,000)	(3,689,000)
Ending balance,	10,466,000	9,989,000	10,466,000	9,989,000
Ending balance individually evaluated for impairment	4,000		4,000
Ending balance collectively evaluated for impairment	10,462,000	9,989,000	10,462,000	9,989,000
Farmland [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
Beginning balance,	41,000	55,000	58,000	259,000
(Release of) Provision for credit losses	(15,000)	(22,000)	(32,000)	(26,000)
Ending balance,	26,000	33,000	26,000	33,000
Ending balance collectively evaluated for impairment	26,000	33,000	26,000	33,000
Construction Real Estate Loans [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
Beginning balance,	840,000	819,000	933,000	409,000
(Release of) Provision for credit losses	16,000	23,000	(77,000)	45,000
Ending balance,	856,000	842,000	856,000	842,000
Ending balance collectively evaluated for impairment	856,000	842,000	856,000	842,000
Commercial Loans [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
Beginning balance,	2,035,000	1,281,000	1,207,000	2,445,000
Charge Offs		(2,000,000)	(85,000)	(2,147,000)
Recoveries		14,000		20,000
(Release of) Provision for credit losses	(141,000)	1,715,000	772,000	1,848,000
Ending balance,	1,894,000	1,010,000	1,894,000	1,010,000
Ending balance collectively evaluated for impairment	1,894,000	1,010,000	1,894,000	1,010,000
Other Agricultural [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
Beginning balance,	130,000	86,000	94,000	124,000
(Release of) Provision for credit losses	2,000	(3,000)	38,000	(44,000)
Ending balance,	132,000	83,000	132,000	83,000
Ending balance collectively evaluated for impairment	132,000	83,000	132,000	83,000
Consumer Loans [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
Beginning balance,	4,077,000	2,725,000	3,454,000	2,636,000
Charge Offs	(358,000)	(384,000)	(1,297,000)	(692,000)
Recoveries	33,000	18,000	77,000	64,000
(Release of) Provision for credit losses	524,000	437,000	2,042,000	1,339,000
Ending balance,	4,276,000	2,796,000	4,276,000	2,796,000
Ending balance individually evaluated for impairment	235,000		235,000
Ending balance collectively evaluated for impairment	$ 4,041,000	$ 2,796,000	$ 4,041,000	2,796,000
Adoption Impact [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
Beginning balance,				2,466,000
Adoption Impact [Member] | Residential Real Estate Loans [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
Beginning balance,				(1,545,000)
Adoption Impact [Member] | Commercial Real Estate Loans [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
Beginning balance,				5,527,000
Adoption Impact [Member] | Farmland [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
Beginning balance,				(200,000)
Adoption Impact [Member] | Construction Real Estate Loans [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
Beginning balance,				388,000
Adoption Impact [Member] | Commercial Loans [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
Beginning balance,				(1,156,000)
Adoption Impact [Member] | Other Agricultural [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
Beginning balance,				3,000
Adoption Impact [Member] | Consumer Loans [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
Beginning balance,				$ (551,000)

Loans Receivable and Allowanc_8

Loans Receivable and Allowance for Credit Losses (Summary of Carrying Value of Loan on Nonaccrual Status) (Details) - USD ($)	Sep. 30, 2024	Dec. 31, 2023
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual with no ACL	$ 7,192,000	$ 7,069,000
Nonaccrual with ACL	696,000	553,000
Non-Accrual	7,888,000	7,622,000
Total Nonperforming	7,888,000	7,622,000
Residential Real Estate Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual with no ACL	908,000	432,000
Non-Accrual	908,000	432,000
Total Nonperforming	908,000	432,000
Commercial Real Estate Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual with no ACL	5,885,000	2,211,000
Nonaccrual with ACL	21,000
Non-Accrual	5,906,000	2,211,000
Total Nonperforming	5,906,000	2,211,000
Commercial Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual with no ACL	128,000	4,264,000
Non-Accrual	128,000	4,264,000
Total Nonperforming	128,000	4,264,000
Consumer Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual with no ACL	271,000	162,000
Nonaccrual with ACL	675,000	553,000
Non-Accrual	946,000	715,000
Total Nonperforming	$ 946,000	$ 715,000

Loans Receivable and Allowanc_9

Loans Receivable and Allowance for Credit Losses (Summary of Recorded Investment by Internal Risk Rating Systems) (Details) - USD ($)	9 Months Ended	12 Months Ended
	Sep. 30, 2024	Dec. 31, 2023
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	$ 1,675,579,000	$ 1,603,877,000
Non-Homogenous Pools [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans, Current Fiscal Year	138,648,000	134,225,000
Total Loans, Fiscal Year Before Latest Fiscal Year	119,429,000	194,063,000
Total Loans, Two Years Before Latest Fiscal Year	176,264,000	146,073,000
Total Loans, Three Years Before Latest Fiscal Year	136,510,000	94,987,000
Total Loans, Four Years Before Latest Fiscal Year	85,758,000	93,173,000
Total Loans, Prior	289,443,000	239,295,000
Revolving Loans Amortized Cost Basis	62,139,000	69,741,000
Total	1,008,191,000	971,557,000
Pass [Member] | Non-Homogenous Pools [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans, Current Fiscal Year	138,642,000	132,372,000
Total Loans, Fiscal Year Before Latest Fiscal Year	119,146,000	191,606,000
Total Loans, Two Years Before Latest Fiscal Year	175,485,000	145,229,000
Total Loans, Three Years Before Latest Fiscal Year	133,236,000	90,219,000
Total Loans, Four Years Before Latest Fiscal Year	84,342,000	92,513,000
Total Loans, Prior	279,683,000	229,990,000
Revolving Loans Amortized Cost Basis	59,536,000	63,589,000
Total	990,070,000	945,518,000
Special Mention [Member] | Non-Homogenous Pools [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans, Current Fiscal Year	6,000	1,853,000
Total Loans, Fiscal Year Before Latest Fiscal Year	283,000	1,823,000
Total Loans, Two Years Before Latest Fiscal Year	714,000	502,000
Total Loans, Three Years Before Latest Fiscal Year	3,053,000	1,650,000
Total Loans, Four Years Before Latest Fiscal Year		505,000
Total Loans, Prior	3,831,000	6,835,000
Revolving Loans Amortized Cost Basis	2,603,000	2,652,000
Total	10,490,000	15,820,000
Substandard [Member] | Non-Homogenous Pools [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans, Fiscal Year Before Latest Fiscal Year		634,000
Total Loans, Two Years Before Latest Fiscal Year	65,000	342,000
Total Loans, Three Years Before Latest Fiscal Year	221,000	3,118,000
Total Loans, Four Years Before Latest Fiscal Year	1,416,000	155,000
Total Loans, Prior	5,929,000	2,470,000
Revolving Loans Amortized Cost Basis		3,500,000
Total	7,631,000	10,219,000
Commercial Real Estate Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	715,475,000	675,156,000
Commercial Real Estate Loans [Member] | Non-Homogenous Pools [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans, Current Fiscal Year	85,891,000	79,796,000
Total Loans, Fiscal Year Before Latest Fiscal Year	77,192,000	132,359,000
Total Loans, Two Years Before Latest Fiscal Year	128,173,000	112,345,000
Total Loans, Three Years Before Latest Fiscal Year	108,957,000	68,724,000
Total Loans, Four Years Before Latest Fiscal Year	64,993,000	72,516,000
Total Loans, Prior	235,484,000	194,505,000
Revolving Loans Amortized Cost Basis	14,785,000	14,911,000
Total	715,475,000	675,156,000
Current period gross charge-offs, Four Years Before Latest Fiscal Year		112,000
Current period gross charge-offs, Prior		42,000
Current period gross charge-offs, Total		154,000
Commercial Real Estate Loans [Member] | Pass [Member] | Non-Homogenous Pools [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans, Current Fiscal Year	85,885,000	78,496,000
Total Loans, Fiscal Year Before Latest Fiscal Year	77,192,000	131,948,000
Total Loans, Two Years Before Latest Fiscal Year	127,866,000	112,102,000
Total Loans, Three Years Before Latest Fiscal Year	106,473,000	65,949,000
Total Loans, Four Years Before Latest Fiscal Year	63,578,000	72,480,000
Total Loans, Prior	226,803,000	186,116,000
Revolving Loans Amortized Cost Basis	14,503,000	13,332,000
Total	702,300,000	660,423,000
Commercial Real Estate Loans [Member] | Special Mention [Member] | Non-Homogenous Pools [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans, Current Fiscal Year	6,000	1,300,000
Total Loans, Fiscal Year Before Latest Fiscal Year		411,000
Total Loans, Two Years Before Latest Fiscal Year	307,000	243,000
Total Loans, Three Years Before Latest Fiscal Year	2,409,000	1,331,000
Total Loans, Prior	2,801,000	6,157,000
Revolving Loans Amortized Cost Basis	282,000	1,579,000
Total	5,805,000	11,021,000
Commercial Real Estate Loans [Member] | Substandard [Member] | Non-Homogenous Pools [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans, Three Years Before Latest Fiscal Year	75,000	1,444,000
Total Loans, Four Years Before Latest Fiscal Year	1,415,000	36,000
Total Loans, Prior	5,880,000	2,232,000
Total	7,370,000	3,712,000
Agricultural Real Estate Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	63,390,000	63,859,000
Agricultural Real Estate Loans [Member] | Non-Homogenous Pools [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans, Current Fiscal Year	3,591,000	2,635,000
Total Loans, Fiscal Year Before Latest Fiscal Year	3,694,000	13,017,000
Total Loans, Two Years Before Latest Fiscal Year	12,151,000	5,433,000
Total Loans, Three Years Before Latest Fiscal Year	4,074,000	8,624,000
Total Loans, Four Years Before Latest Fiscal Year	7,248,000	8,145,000
Total Loans, Prior	32,032,000	25,333,000
Revolving Loans Amortized Cost Basis	600,000	672,000
Total	63,390,000	63,859,000
Agricultural Real Estate Loans [Member] | Pass [Member] | Non-Homogenous Pools [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans, Current Fiscal Year	3,591,000	2,635,000
Total Loans, Fiscal Year Before Latest Fiscal Year	3,694,000	12,509,000
Total Loans, Two Years Before Latest Fiscal Year	12,151,000	5,433,000
Total Loans, Three Years Before Latest Fiscal Year	4,074,000	7,606,000
Total Loans, Four Years Before Latest Fiscal Year	7,248,000	7,746,000
Total Loans, Prior	31,251,000	24,654,000
Revolving Loans Amortized Cost Basis	450,000	522,000
Total	62,459,000	61,105,000
Agricultural Real Estate Loans [Member] | Special Mention [Member] | Non-Homogenous Pools [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans, Four Years Before Latest Fiscal Year		399,000
Total Loans, Prior	781,000	490,000
Revolving Loans Amortized Cost Basis	150,000	150,000
Total	931,000	1,039,000
Agricultural Real Estate Loans [Member] | Substandard [Member] | Non-Homogenous Pools [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans, Fiscal Year Before Latest Fiscal Year		508,000
Total Loans, Three Years Before Latest Fiscal Year		1,018,000
Total Loans, Prior		189,000
Total		1,715,000
Commercial Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	199,152,000	200,576,000
Commercial Loans [Member] | Non-Homogenous Pools [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans, Current Fiscal Year	46,246,000	49,124,000
Total Loans, Fiscal Year Before Latest Fiscal Year	36,604,000	43,401,000
Total Loans, Two Years Before Latest Fiscal Year	31,828,000	25,042,000
Total Loans, Three Years Before Latest Fiscal Year	20,916,000	14,542,000
Total Loans, Four Years Before Latest Fiscal Year	11,153,000	9,934,000
Total Loans, Prior	17,137,000	15,621,000
Revolving Loans Amortized Cost Basis	35,268,000	42,912,000
Total	199,152,000	200,576,000
Current period gross charge-offs, Fiscal Year Before Latest Fiscal Year		32,000
Current period gross charge-offs, Two Years Before Latest Fiscal Year		24,000
Current period gross charge-offs, Three Years Before Latest Fiscal Year		4,856,000
Current period gross charge-offs, Four Years Before Latest Fiscal Year	4,000
Current period gross charge-offs, Prior	51,000	41,000
Current period gross charge-offs, Revolving loans amortized cost basis	30,000
Current period gross charge-offs, Total	85,000	4,953,000
Commercial Loans [Member] | Pass [Member] | Non-Homogenous Pools [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans, Current Fiscal Year	46,246,000	48,571,000
Total Loans, Fiscal Year Before Latest Fiscal Year	36,321,000	41,863,000
Total Loans, Two Years Before Latest Fiscal Year	31,356,000	24,443,000
Total Loans, Three Years Before Latest Fiscal Year	20,127,000	13,752,000
Total Loans, Four Years Before Latest Fiscal Year	11,152,000	9,914,000
Total Loans, Prior	16,977,000	15,384,000
Revolving Loans Amortized Cost Basis	34,569,000	38,644,000
Total	196,748,000	192,571,000
Commercial Loans [Member] | Special Mention [Member] | Non-Homogenous Pools [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans, Current Fiscal Year		553,000
Total Loans, Fiscal Year Before Latest Fiscal Year	283,000	1,412,000
Total Loans, Two Years Before Latest Fiscal Year	407,000	257,000
Total Loans, Three Years Before Latest Fiscal Year	643,000	134,000
Total Loans, Four Years Before Latest Fiscal Year		20,000
Total Loans, Prior	111,000	188,000
Revolving Loans Amortized Cost Basis	699,000	768,000
Total	2,143,000	3,332,000
Commercial Loans [Member] | Substandard [Member] | Non-Homogenous Pools [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans, Fiscal Year Before Latest Fiscal Year		126,000
Total Loans, Two Years Before Latest Fiscal Year	65,000	342,000
Total Loans, Three Years Before Latest Fiscal Year	146,000	656,000
Total Loans, Four Years Before Latest Fiscal Year	1,000
Total Loans, Prior	49,000	49,000
Revolving Loans Amortized Cost Basis		3,500,000
Total	261,000	4,673,000
Other Agricultural Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	30,174,000	31,966,000
Other Agricultural Loans [Member] | Non-Homogenous Pools [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans, Current Fiscal Year	2,920,000	2,670,000
Total Loans, Fiscal Year Before Latest Fiscal Year	1,939,000	5,286,000
Total Loans, Two Years Before Latest Fiscal Year	4,112,000	3,253,000
Total Loans, Three Years Before Latest Fiscal Year	2,563,000	3,097,000
Total Loans, Four Years Before Latest Fiscal Year	2,364,000	2,578,000
Total Loans, Prior	4,790,000	3,836,000
Revolving Loans Amortized Cost Basis	11,486,000	11,246,000
Total	30,174,000	31,966,000
Other Agricultural Loans [Member] | Pass [Member] | Non-Homogenous Pools [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans, Current Fiscal Year	2,920,000	2,670,000
Total Loans, Fiscal Year Before Latest Fiscal Year	1,939,000	5,286,000
Total Loans, Two Years Before Latest Fiscal Year	4,112,000	3,251,000
Total Loans, Three Years Before Latest Fiscal Year	2,562,000	2,912,000
Total Loans, Four Years Before Latest Fiscal Year	2,364,000	2,373,000
Total Loans, Prior	4,652,000	3,836,000
Revolving Loans Amortized Cost Basis	10,014,000	11,091,000
Total	28,563,000	31,419,000
Other Agricultural Loans [Member] | Special Mention [Member] | Non-Homogenous Pools [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans, Two Years Before Latest Fiscal Year		2,000
Total Loans, Three Years Before Latest Fiscal Year	1,000	185,000
Total Loans, Four Years Before Latest Fiscal Year		86,000
Total Loans, Prior	138,000
Revolving Loans Amortized Cost Basis	1,472,000	155,000
Total	$ 1,611,000	428,000
Other Agricultural Loans [Member] | Substandard [Member] | Non-Homogenous Pools [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans, Four Years Before Latest Fiscal Year		119,000
Total		$ 119,000

Loans Receivable and Allowan_10

Loans Receivable and Allowance for Credit Losses (Summary of Recorded investment in Loan Classes Based on Payment Activity) (Details) - USD ($)	9 Months Ended	12 Months Ended
	Sep. 30, 2024	Dec. 31, 2023
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	$ 1,675,579,000	$ 1,603,877,000
Based on Payment Activity [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans, Current Fiscal Year	125,528,000	178,300,000
Total Loans, Fiscal Year Before Latest Fiscal Year	158,562,000	153,827,000
Total Loans, Two Years Before Latest Fiscal Year	128,748,000	89,184,000
Total Loans, Three Years Before Latest Fiscal Year	72,732,000	51,330,000
Total Loans, Four Years Before Latest Fiscal Year	42,469,000	28,551,000
Total Loans, Prior	107,013,000	98,851,000
Revolving Loans Amortized Cost Basis	32,336,000	32,277,000
Total	667,388,000	632,320,000
Performing [Member] | Based on Payment Activity [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans, Current Fiscal Year	125,461,000	178,189,000
Total Loans, Fiscal Year Before Latest Fiscal Year	158,097,000	153,423,000
Total Loans, Two Years Before Latest Fiscal Year	128,376,000	89,066,000
Total Loans, Three Years Before Latest Fiscal Year	72,429,000	51,299,000
Total Loans, Four Years Before Latest Fiscal Year	42,432,000	28,452,000
Total Loans, Prior	106,422,000	98,517,000
Revolving Loans Amortized Cost Basis	32,317,000	32,227,000
Total	665,534,000	631,173,000
Nonperforming [Member] | Based on Payment Activity [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans, Current Fiscal Year	67,000	111,000
Total Loans, Fiscal Year Before Latest Fiscal Year	465,000	404,000
Total Loans, Two Years Before Latest Fiscal Year	372,000	118,000
Total Loans, Three Years Before Latest Fiscal Year	303,000	31,000
Total Loans, Four Years Before Latest Fiscal Year	37,000	99,000
Total Loans, Prior	591,000	334,000
Revolving Loans Amortized Cost Basis	19,000	50,000
Total	1,854,000	1,147,000
Residential Real Estate Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	321,478,000	316,546,000
Residential Real Estate Loans [Member] | Based on Payment Activity [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans, Current Fiscal Year	11,110,000	27,446,000
Total Loans, Fiscal Year Before Latest Fiscal Year	37,752,000	62,178,000
Total Loans, Two Years Before Latest Fiscal Year	61,638,000	57,691,000
Total Loans, Three Years Before Latest Fiscal Year	54,446,000	35,357,000
Total Loans, Four Years Before Latest Fiscal Year	32,824,000	16,464,000
Total Loans, Prior	94,179,000	88,275,000
Revolving Loans Amortized Cost Basis	29,529,000	29,135,000
Total	321,478,000	316,546,000
Current period gross charge-offs, Prior		34,000
Current period gross charge-offs, Total		34,000
Residential Real Estate Loans [Member] | Performing [Member] | Based on Payment Activity [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans, Current Fiscal Year	11,110,000	27,446,000
Total Loans, Fiscal Year Before Latest Fiscal Year	37,617,000	62,178,000
Total Loans, Two Years Before Latest Fiscal Year	61,638,000	57,691,000
Total Loans, Three Years Before Latest Fiscal Year	54,258,000	35,357,000
Total Loans, Four Years Before Latest Fiscal Year	32,824,000	16,406,000
Total Loans, Prior	93,613,000	87,951,000
Revolving Loans Amortized Cost Basis	29,510,000	29,085,000
Total	320,570,000	316,114,000
Residential Real Estate Loans [Member] | Nonperforming [Member] | Based on Payment Activity [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans, Fiscal Year Before Latest Fiscal Year	135,000
Total Loans, Three Years Before Latest Fiscal Year	188,000
Total Loans, Four Years Before Latest Fiscal Year		58,000
Total Loans, Prior	566,000	324,000
Revolving Loans Amortized Cost Basis	19,000	50,000
Total	908,000	432,000
Construction Real Estate Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	47,800,000	51,453,000
Construction Real Estate Loans [Member] | Based on Payment Activity [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans, Current Fiscal Year	17,638,000	23,500,000
Total Loans, Fiscal Year Before Latest Fiscal Year	18,500,000	14,906,000
Total Loans, Two Years Before Latest Fiscal Year	9,096,000	6,791,000
Total Loans, Three Years Before Latest Fiscal Year	445,000	1,599,000
Total Loans, Four Years Before Latest Fiscal Year		1,829,000
Total Loans, Prior	175,000	624,000
Revolving Loans Amortized Cost Basis	1,946,000	2,204,000
Total	47,800,000	51,453,000
Construction Real Estate Loans [Member] | Performing [Member] | Based on Payment Activity [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans, Current Fiscal Year	17,638,000	23,500,000
Total Loans, Fiscal Year Before Latest Fiscal Year	18,500,000	14,906,000
Total Loans, Two Years Before Latest Fiscal Year	9,096,000	6,791,000
Total Loans, Three Years Before Latest Fiscal Year	445,000	1,599,000
Total Loans, Four Years Before Latest Fiscal Year		1,829,000
Total Loans, Prior	175,000	624,000
Revolving Loans Amortized Cost Basis	1,946,000	2,204,000
Total	47,800,000	51,453,000
Consumer Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	298,110,000	264,321,000
Consumer Loans [Member] | Based on Payment Activity [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans, Current Fiscal Year	96,780,000	127,354,000
Total Loans, Fiscal Year Before Latest Fiscal Year	102,310,000	76,743,000
Total Loans, Two Years Before Latest Fiscal Year	58,014,000	24,702,000
Total Loans, Three Years Before Latest Fiscal Year	17,841,000	14,374,000
Total Loans, Four Years Before Latest Fiscal Year	9,645,000	10,258,000
Total Loans, Prior	12,659,000	9,952,000
Revolving Loans Amortized Cost Basis	861,000	938,000
Total	298,110,000	264,321,000
Current period gross charge-offs, Current Fiscal Year	44,000	45,000
Current period gross charge-offs, Fiscal Year Before Latest Fiscal Year	353,000	710,000
Current period gross charge-offs, Two Years Before Latest Fiscal Year	636,000	200,000
Current period gross charge-offs, Three Years Before Latest Fiscal Year	153,000	35,000
Current period gross charge-offs, Four Years Before Latest Fiscal Year	58,000	45,000
Current period gross charge-offs, Prior	53,000	28,000
Current period gross charge-offs, Revolving loans amortized cost basis		4,000
Current period gross charge-offs, Total	1,297,000	1,067,000
Consumer Loans [Member] | Performing [Member] | Based on Payment Activity [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans, Current Fiscal Year	96,713,000	127,243,000
Total Loans, Fiscal Year Before Latest Fiscal Year	101,980,000	76,339,000
Total Loans, Two Years Before Latest Fiscal Year	57,642,000	24,584,000
Total Loans, Three Years Before Latest Fiscal Year	17,726,000	14,343,000
Total Loans, Four Years Before Latest Fiscal Year	9,608,000	10,217,000
Total Loans, Prior	12,634,000	9,942,000
Revolving Loans Amortized Cost Basis	861,000	938,000
Total	297,164,000	263,606,000
Consumer Loans [Member] | Nonperforming [Member] | Based on Payment Activity [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans, Current Fiscal Year	67,000	111,000
Total Loans, Fiscal Year Before Latest Fiscal Year	330,000	404,000
Total Loans, Two Years Before Latest Fiscal Year	372,000	118,000
Total Loans, Three Years Before Latest Fiscal Year	115,000	31,000
Total Loans, Four Years Before Latest Fiscal Year	37,000	41,000
Total Loans, Prior	25,000	10,000
Total	$ 946,000	$ 715,000

Loans Receivable and Allowan_11

Loans Receivable and Allowance for Credit Losses (Loan Modifications Made to Borrowers) (Details) - USD ($)	9 Months Ended	12 Months Ended
	Sep. 30, 2024	Dec. 31, 2023
Financing Receivable, Modified [Line Items]
Amortized Cost Basis	$ 524,000	$ 524,000
Combination - Significant Payment Delay and Term Extension [Member]
Financing Receivable, Modified [Line Items]
Amortized Cost Basis	3,779,000
Term Extension [Member]
Financing Receivable, Modified [Line Items]
Amortized Cost Basis	968,000
Significant Payment Delay [Member]
Financing Receivable, Modified [Line Items]
Amortized Cost Basis	1,157,000
Commercial Real Estate Loans [Member]
Financing Receivable, Modified [Line Items]
Amortized Cost Basis	524,000
Commercial Real Estate Loans [Member] | Combination - Significant Payment Delay and Term Extension [Member]
Financing Receivable, Modified [Line Items]
Amortized Cost Basis	$ 3,779,000
% of Total Class of Financing Receivable	0.53%
Commercial Real Estate Loans [Member] | Term Extension [Member]
Financing Receivable, Modified [Line Items]
Amortized Cost Basis	$ 6,000
% of Total Class of Financing Receivable	0%
Modified weighted average term	5 months
Commercial Real Estate Loans [Member] | Significant Payment Delay [Member]
Financing Receivable, Modified [Line Items]
Amortized Cost Basis	$ 900,000	$ 524,000
% of Total Class of Financing Receivable	0.13%
Commercial Real Estate Loans [Member] | Minimum [Member] | Combination - Significant Payment Delay and Term Extension [Member]
Financing Receivable, Modified [Line Items]
Modified weighted average term	4 months
Commercial Real Estate Loans [Member] | Minimum [Member] | Significant Payment Delay [Member]
Financing Receivable, Modified [Line Items]
Modified weighted average term	2 months
Commercial Real Estate Loans [Member] | Maximum [Member] | Combination - Significant Payment Delay and Term Extension [Member]
Financing Receivable, Modified [Line Items]
Modified weighted average term	6 months
Commercial Real Estate Loans [Member] | Maximum [Member] | Significant Payment Delay [Member]
Financing Receivable, Modified [Line Items]
Modified weighted average term	12 months
Commercial Loans [Member] | Term Extension [Member]
Financing Receivable, Modified [Line Items]
Amortized Cost Basis	$ 28,000
% of Total Class of Financing Receivable	0.01%
Commercial Loans [Member] | Significant Payment Delay [Member]
Financing Receivable, Modified [Line Items]
Amortized Cost Basis	$ 191,000
% of Total Class of Financing Receivable	0.10%
Commercial Loans [Member] | Minimum [Member] | Significant Payment Delay [Member]
Financing Receivable, Modified [Line Items]
Modified weighted average term	2 months
Commercial Loans [Member] | Maximum [Member] | Significant Payment Delay [Member]
Financing Receivable, Modified [Line Items]
Modified weighted average term	4 months
Consumer Loans [Member] | Term Extension [Member]
Financing Receivable, Modified [Line Items]
Modified weighted average term	6 months
Residential Real Estate Loans [Member] | Term Extension [Member]
Financing Receivable, Modified [Line Items]
Amortized Cost Basis	$ 69,000
% of Total Class of Financing Receivable	0.02%
Modified weighted average term	76 months
Residential Real Estate Loans [Member] | Minimum [Member] | Term Extension [Member]
Financing Receivable, Modified [Line Items]
Modified weighted average term	35 months
Other Agricultural Loans [Member] | Term Extension [Member]
Financing Receivable, Modified [Line Items]
Amortized Cost Basis	$ 300,000
% of Total Class of Financing Receivable	0.99%
Modified weighted average term	18 years
Other Agricultural Loans [Member] | Significant Payment Delay [Member]
Financing Receivable, Modified [Line Items]
Amortized Cost Basis	$ 10,000
% of Total Class of Financing Receivable	0.03%
Modified weighted average term	5 months
Construction Real Estate Loans [Member] | Significant Payment Delay [Member]
Financing Receivable, Modified [Line Items]
Amortized Cost Basis	$ 56,000
% of Total Class of Financing Receivable	0.12%
Modified weighted average term	4 months
Agricultural Real Estate Loans [Member] | Term Extension [Member]
Financing Receivable, Modified [Line Items]
Amortized Cost Basis	$ 565,000
% of Total Class of Financing Receivable	0.89%
Modified weighted average term	20 years
Financing Receivables, 61 to 90 Days Past Due [Member]
Financing Receivable, Modified [Line Items]
Amortized Cost Basis	$ 524,000
Financing Receivables, 61 to 90 Days Past Due [Member] | Commercial Real Estate Loans [Member]
Financing Receivable, Modified [Line Items]
Amortized Cost Basis	$ 524,000

Loans Receivable and Allowan_12

Loans Receivable and Allowance for Credit Losses (Loan Concentrations by Industry) (Details) - USD ($)	9 Months Ended
	Sep. 30, 2024	Dec. 31, 2023
Accounts, Notes, Loans and Financing Receivable [Line Items]
Outstanding Loans	$ 1,675,579,000	$ 1,603,877,000
Commercial Real Estate Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Outstanding Loans	715,475,000	675,156,000
Commercial Real Estate Loans [Member] | Loans Receivable [Member] | Commercial Rentals [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Outstanding Loans	$ 150,940,000
Percent of Loans Outstanding	9.01%
Residential Real Estate Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Outstanding Loans	$ 321,478,000	316,546,000
Residential Real Estate Loans [Member] | Loans Receivable [Member] | Residential Rentals [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Outstanding Loans	$ 120,934,000
Percent of Loans Outstanding	7.22%
Consumer Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Outstanding Loans	$ 298,110,000	264,321,000
Consumer Loans [Member] | Loans Receivable [Member] | Hotels/Motels [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Outstanding Loans	$ 104,025,000
Percent of Loans Outstanding	6.21%
Consumer Loans [Member] | Loans Receivable [Member] | Dairy Cattle/Milk Product [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Outstanding Loans	$ 45,461,000
Percent of Loans Outstanding	2.71%
Consumer Loans [Member] | Loans Receivable [Member] | Fuel/Gas Stations [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Outstanding Loans	$ 50,054,000
Percent of Loans Outstanding	2.99%
Consumer Loans [Member] | Loans Receivable [Member] | Government Support [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Outstanding Loans	$ 24,899,000
Percent of Loans Outstanding	1.49%
Consumer Loans [Member] | Loans Receivable [Member] | Mobile Home Park [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Outstanding Loans	$ 26,917,000
Percent of Loans Outstanding	1.61%
Consumer Loans [Member] | Loans Receivable [Member] | Wineries [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Outstanding Loans	$ 23,471,000
Percent of Loans Outstanding	1.40%
Consumer Loans [Member] | Loans Receivable [Member] | Camps [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Outstanding Loans	$ 24,334,000
Percent of Loans Outstanding	1.45%
Consumer Loans [Member] | Loans Receivable [Member] | Resorts [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Outstanding Loans	$ 35,470,000
Percent of Loans Outstanding	2.12%
Construction Real Estate Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Outstanding Loans	$ 47,800,000	$ 51,453,000
Construction Real Estate Loans [Member] | Loans Receivable [Member] | Builders/Contractors [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Outstanding Loans	$ 35,336,000
Percent of Loans Outstanding	2.11%

Fair Value of Assets and Liab_3

Fair Value of Assets and Liabilities (Narrative) (Details)	9 Months Ended	12 Months Ended
	Sep. 30, 2024 USD ($) loan	Dec. 31, 2023 USD ($) loan
Impaired Loans [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financing receivable, individually evaluated, without allowance for credit loss	$ 7,192,000	$ 7,069,000
Number of impaired loans requiring a valuation allowance | loan	40	33
Fair Value	$ 7,649,000	$ 7,487,000
Impaired Loans, Cumulative Charge-Offs	456,000	5,277,000
Loan [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financing receivable, individually evaluated, with allowance for credit loss	$ 696,000	$ 553,000
Number of loans with related allowance | loan	30	21
Valuation allowance	$ 239,000	$ 135,000
Impaired Loans, Cumulative Charge-Offs	$ 0	$ 0

Fair Value of Assets and Liab_4

Fair Value of Assets and Liabilities (Fair Value, Assets Measured on Recurring Basis) (Details) - Fair Value, Recurring [Member] - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
U.S. Treasury Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
ASSETS	$ 33,730	$ 53,600
U.S. Treasury Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
ASSETS	33,730	53,600
U.S. Government Agencies [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
ASSETS	25,707	15,996
U.S. Government Agencies [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
ASSETS	25,707	15,996
States And Political Subdivisions [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
ASSETS	130,701	129,479
States And Political Subdivisions [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
ASSETS	130,701	129,479
Mortgage-backed Securities-Government Sponsored Entities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
ASSETS	206,753	207,184
Mortgage-backed Securities-Government Sponsored Entities [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
ASSETS	206,753	207,184
Interest Rate Derivatives [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
ASSETS	966	1,225
LIABILITIES	966	1,225
Interest Rate Derivatives [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
ASSETS	966	1,225
LIABILITIES	$ 966	$ 1,225

Fair Value of Assets and Liab_5

Fair Value of Assets and Liabilities (Fair Value, Assets and Liabilities Measured on Nonrecurring Basis) (Details) - USD ($)	Sep. 30, 2024	Dec. 31, 2023
Impaired Loans [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure	$ 7,649,000	$ 7,487,000
Fair Value, Nonrecurring [Member] | Impaired Loans [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure	7,649,000	7,487,000
Fair Value, Nonrecurring [Member] | Impaired Loans [Member] | Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure	$ 7,649,000	7,487,000
Fair Value, Nonrecurring [Member] | Foreclosed Real Estate Owned [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure		97,000
Fair Value, Nonrecurring [Member] | Foreclosed Real Estate Owned [Member] | Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure		$ 97,000

Fair Value of Assets and Liab_6

Fair Value of Assets and Liabilities (Additional Qualitative Information about Level 3 Assets) (Details)	Sep. 30, 2024 USD ($) item	Dec. 31, 2023 USD ($) item
Impaired Loans [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure | $	$ 7,649,000	$ 7,487,000
Impaired Loans [Member] | Appraisal Of Collateral [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure | $	$ 7,649,000	$ 7,487,000
Impaired Loans [Member] | Minimum [Member] | Appraisal Of Collateral [Member] | Measurement Input, Appraised Value [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Servicing Asset, Measurement Input	2.38	0
Impaired Loans [Member] | Maximum [Member] | Appraisal Of Collateral [Member] | Measurement Input, Appraised Value [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Servicing Asset, Measurement Input	20	10
Impaired Loans [Member] | Weighted Average [Member] | Appraisal Of Collateral [Member] | Measurement Input, Appraised Value [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Servicing Asset, Measurement Input	9.87	2.68
Foreclosed Real Estate Owned [Member] | Appraisal Of Collateral [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure | $		$ 97,000
Foreclosed Real Estate Owned [Member] | Minimum [Member] | Appraisal Of Collateral [Member] | Measurement Input, Liquidation Expenses [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Other Real Estate Owned, Measurement Input	0	16.67
Foreclosed Real Estate Owned [Member] | Maximum [Member] | Appraisal Of Collateral [Member] | Measurement Input, Liquidation Expenses [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Other Real Estate Owned, Measurement Input	0	37.20
Foreclosed Real Estate Owned [Member] | Weighted Average [Member] | Appraisal Of Collateral [Member] | Measurement Input, Liquidation Expenses [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Other Real Estate Owned, Measurement Input	0	28.07

Fair Value of Assets and Liab_7

Fair Value of Assets and Liabilities (Fair Value, by Balance Sheet Grouping) (Details) - USD ($)	Sep. 30, 2024	Dec. 31, 2023	Sep. 30, 2023	Dec. 31, 2022
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets: Cash and cash equivalents, Fair Value Disclosure	$ 82,880,000	$ 66,120,000
Financial assets: Loans receivable, net, Fair Value Disclosure	1,627,200,000	1,521,667,000
Financial assets: Mortgage servicing rights, Fair Value Disclosure	529,000	506,000
Financial assets: Regulatory stock, Fair Value Disclosure	6,329,000	7,318,000
Financial assets: Bank owned life insurance, Fair Value Disclosure	46,382,000	46,439,000
Financial assets: Accrued interest receivable, Fair Value Disclosure	8,062,000	8,123,000
Financial liabilities: Deposits, Fair Value Disclosure	1,799,780,000	1,800,104,000
Financial liabilities: Short-term borrowings, Fair Value Disclosure	52,453,000	74,076,000
Financial liabilities: Other borrowings, Fair Value Disclosure	145,465,000	124,058,000
Financial liabilities: Accrued interest payable, Fair Value Disclosure	12,688,000	10,510,000
Financial assets: Cash and cash equivalents	82,880,000	66,120,000	$ 54,146,000	$ 31,866,000
Financial assets: Loans receivable, net	1,656,440,000	1,584,650,000
Financial assets: Mortgage servicing rights	193,000	188,000
Financial assets: Regulatory stock	6,329,000	7,318,000
Financial assets: Bank owned life insurance	46,382,000	46,439,000
Financial assets: Accrued interest receivable	8,062,000	8,123,000
Financial liabilities: Deposits	1,855,251,000	1,795,159,000
Financial liabilities: Short-term borrowings	52,453,000	74,076,000
Financial liabilities: Other borrowings	144,959,000	124,236,000
Financial liabilities: Accrued interest payable	12,688,000	10,510,000
Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets: Cash and cash equivalents, Fair Value Disclosure	82,880,000	66,120,000
Financial assets: Regulatory stock, Fair Value Disclosure	6,329,000	7,318,000
Financial assets: Bank owned life insurance, Fair Value Disclosure	46,382,000	46,439,000
Financial assets: Accrued interest receivable, Fair Value Disclosure	8,062,000	8,123,000
Financial liabilities: Deposits, Fair Value Disclosure	1,059,146,000	1,086,050,000
Financial liabilities: Short-term borrowings, Fair Value Disclosure	52,453,000	74,076,000
Financial liabilities: Accrued interest payable, Fair Value Disclosure	12,688,000	10,510,000
Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets: Loans receivable, net, Fair Value Disclosure	1,627,200,000	1,521,667,000
Financial assets: Mortgage servicing rights, Fair Value Disclosure	529,000	506,000
Financial liabilities: Deposits, Fair Value Disclosure	740,634,000	714,054,000
Financial liabilities: Other borrowings, Fair Value Disclosure	$ 145,465,000	$ 124,058,000

Interest Rate Swaps (Narrative)

Interest Rate Swaps (Narrative) (Details) - USD ($)	9 Months Ended	12 Months Ended
	Sep. 30, 2024	Dec. 31, 2023
Derivative Instruments and Hedging Activities Disclosures [Line Items]
Derivative Asset, Statement of Financial Position [Extensible Enumeration]	Prepaid Expense and Other Assets	Prepaid Expense and Other Assets
Interest Rate Contract [Member]
Derivative Instruments and Hedging Activities Disclosures [Line Items]
Effect on earnings	$ 0	$ 0
Pledged cash as collateral	350,000	350,000
Derivative Asset	$ 966,000	$ 1,225,000

Interest Rate Swaps (Summary of

Interest Rate Swaps (Summary of Derivatives) (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Derivative Instruments and Hedging Activities Disclosures [Line Items]
Investment, Variable Interest Rate, Type [Extensible Enumeration]	us-gaap:SecuredOvernightFinancingRateSofrOvernightIndexSwapRateMember	us-gaap:SecuredOvernightFinancingRateSofrOvernightIndexSwapRateMember
Customer Interest Rate Swap [Member]
Derivative Instruments and Hedging Activities Disclosures [Line Items]
Derivative, Notional Amount	$ 9,690	$ 10,177
Fair Value	966	1,225
Customer Interest Rate Swap [Member] | Maturing November, 2030 [Member]
Derivative Instruments and Hedging Activities Disclosures [Line Items]
Derivative, Notional Amount	5,862	6,145
Fair Value	590	746
Customer Interest Rate Swap [Member] | Maturing December, 2030 [Member]
Derivative Instruments and Hedging Activities Disclosures [Line Items]
Derivative, Notional Amount	3,828	4,032
Fair Value	376	479
Third Party Interest Rate Swap [Member]
Derivative Instruments and Hedging Activities Disclosures [Line Items]
Derivative, Notional Amount	9,690	10,177
Fair Value	966	1,225
Third Party Interest Rate Swap [Member] | Maturing November, 2030 [Member]
Derivative Instruments and Hedging Activities Disclosures [Line Items]
Derivative, Notional Amount	5,862	6,145
Fair Value	590	746
Third Party Interest Rate Swap [Member] | Maturing December, 2030 [Member]
Derivative Instruments and Hedging Activities Disclosures [Line Items]
Derivative, Notional Amount	3,828	4,032
Fair Value	$ 376	$ 479

Interest Rate Swaps (Fair Value

Interest Rate Swaps (Fair Value of Derivative Instruments) (Details) - USD ($)	Sep. 30, 2024	Dec. 31, 2023
Derivative Instruments and Hedging Activities Disclosures [Line Items]
Derivative Asset, Statement of Financial Position [Extensible Enumeration]	Prepaid Expense and Other Assets	Prepaid Expense and Other Assets
Derivative Liability, Statement of Financial Position [Extensible Enumeration]	Other liabilities	Other liabilities
Interest Rate Contract [Member]
Derivative Instruments and Hedging Activities Disclosures [Line Items]
Assets	$ 966,000	$ 1,225,000
Liabilities	$ 966,000	$ 1,225,000