EXHIBIT 24 TO FORM 10-K
UMB FINANCIAL CORPORATION
Power of Attorney
Each person whose signature appears below hereby constitutes and appoints R. Crosby Kemper, R. Crosby Kemper III and Peter J. Genovese his true and lawful attorneys-in-fact and agents, each acting alone, with full power of substitution and resubstitution, for and in his name, place and stead, in any and all capacities, to file this report the same, with all exhibits thereto, and other documents in connection therewith, with the Securities and Exchange Commission, granting unto such attorneys-in-fact and agents, each acting alone, full power and authority to do and perform each and every act and thing required and necessary to be done in and about the premises, as fully to all intents and purposes as he might or could do in person, hereby ratifying and confirming all that such attorneys-in-fact and agents, each acting alone, or his substitute or substitutes, may lawfully do or cause to be done by virtue hereof.
Pursuant to the requirements of the Securities Exchange Act of 1934, this report has been signed below by the following persons on behalf of the registrant in the capacities and on the dates indicated.
| SIGNATURE AND NAME | CAPACITY | DATE |
| /s/ MIRIAM M. ALLISON Miriam M. Allison | Director | January 17, 2002 |
| /s/ PAUL D. BARTLETT Paul D. Bartlett, Jr. | Director | January 17, 2002 |
| /s/ THOMAS E. BEAL Thomas E. Beal | Director | January 17, 2002 |
| H. Alan Bell | Director | |
| /s/ WILLIAM L. BISHOP William L. Bishopl | Director | January 17, 2002 |
| /s/ DAVID R. BRADLEY David R. Bradley | Director | January 17, 2002 |
| /s/ NEWTON A. CAMPBELL Newton A. Campbell | Director | January 17, 2002 |
| /s/ DANIEL C. STEVENS Daniel C. Stevens | Chief Financial Officer | January 17, 2002 |
| /s/ WILLIAM TERRY FULDNER William Terry Fuldner | Director | January 17, 2002 |
| /s/ PETER J. GENOVESE Peter J. Genovese | Director, President | January 17, 2002 |
| Jack T. Gentry | Director | |
| /s/ RICHARD HARVEY Richard Harvey | Director | January 17, 2002 |
| /s/ C. N. HOFFMAN, III C. N. Hoffman, III | Director | January 17, 2002 |
| /s/ ALEXANDER C. KEMPER Alexander C. Kemper | Director | January 17, 2002 |
| /s/ R. CROSBY KEMPER R. Crosby Kemper | Director, Senior Chairman | January 17, 2002 |
| /s/ R. CROSBY KEMPER III R. Crosby Kemper III | Director, Chairman and CEO | January 17, 2002 |
| Daniel N. League, Jr. | Director | |
| /s/ TOM J. McDANIEL Tom J. McDaniel | Director | January 17, 2002 |
| Tom J. McDaniel | Director | |
| William J. McKenna | Director | |
| /s/ JOHN H. MIZE, JR. John H. Mize, Jr. | Director | January 17, 2002 |
| Mary Lynn Oliver | Director | |
| /s/ ROBERT W. PLASTER Robert W. Plaster | Director | January 17, 2002 |
| Kris A. Robbins | Director | |
| /s/ ALAN W. ROLLEY Alan W. Rolley | Director | January 17, 2002 |
| /s/ THOMAS D. SANDERS Thomas D. Sanders | Director | January 17, 2002 |
| /s/ L. JOSHUA SOSLAND L. Joshua Sosland | Director | January 17, 2002 |
| /s/ HERMAN R. SUTHERLAND Herman R. Sutherland | Director | January 17, 2002 |
| /s/ PAUL UHLMANN III Paul Uhlmann III | Director | January 17, 2002 |
| E. Jack Webster | Director | |
| Jon Wefald | Director | |
| /s/ JOHN E. WILLIAMS John E. Williams | Director | January 17, 2002 |
| /s/ THOMAS J. WOOD III Thomas J. Wood III | Director | January 17, 2002 |
