MO | 43-0903811 | |
(State or other jurisdiction of | (IRS Employer | |
incorporation) | Identification No.) |
[ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
[ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
[ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
We may elect to replace some or all of the funding currently provided by these deposits. If all of the funding were replace in the near term, our earnings per share in 2014 could decline by $0.04 to $0.09 based on the current rate environment and our assumptions about the cost and availability of other funding sources. We can provide no assurance that we will be able to replace the funding provided by these deposits if we were to elect or need to do so, that our assumptions about the cost and availability of other funding sources will turn out to be accurate, or that the impact on our earnings per share or other results of operations will not be better or worse than we project.
UMB FINANCIAL CORP | ||||||||
Date: September 05, 2013 | By: | /s/ Michael D. Hagedorn | ||||||
Michael D. Hagedorn | ||||||||
Vice Chairman, CFO and CAO | ||||||||