UMB Financial (UMBF) 10-K 24 Feb 22 2021 FY Annual report Financial data

Document and Entity Information

Document and Entity Information - USD ($)	12 Months Ended
	Dec. 31, 2021	Feb. 18, 2022	Jun. 30, 2021
Cover [Abstract]
Document Type	10-K
Amendment Flag	false
Document Period End Date	Dec. 31, 2021
Document Fiscal Year Focus	2021
Document Fiscal Period Focus	FY
Entity Registrant Name	UMB FINANCIAL CORP
Trading Symbol	UMBF
Entity Central Index Key	0000101382
Current Fiscal Year End Date	--12-31
Entity Well-known Seasoned Issuer	Yes
Entity Current Reporting Status	Yes
Entity Voluntary Filers	No
Entity Interactive Data Current	Yes
Entity Filer Category	Large Accelerated Filer
Entity Small Business	false
Entity Emerging Growth Company	false
Entity Shell Company	false
ICFR Auditor Attestation Flag	true
Entity Common Stock, Shares Outstanding		48,455,423
Entity Public Float			$ 4,068,899,227
Title of 12(b) Security	Common Stock, $1.00 Par Value
Security Exchange Name	NASDAQ
Entity File Number	001-38481
Entity Incorporation, State or Country Code	MO
Entity Tax Identification Number	43-0903811
Entity Address, Address Line One	1010 Grand Boulevard
Entity Address, City or Town	Kansas City
Entity Address, State or Province	MO
Entity Address, Postal Zip Code	64106
City Area Code	816
Local Phone Number	860-7000
Document Annual Report	true
Document Transition Report	false
Auditor Firm ID	185
Auditor Name	KPMG LLP
Auditor Location	Kansas City, Missouri, United States
Documents Incorporated by Reference	Portions of the Company's Definitive Proxy Statement on Schedule 14A (the “Proxy Statement”) to be delivered to shareholders in connection with the Annual Meeting of Shareholders to be held on April 26, 2022, are incorporated by reference into Part III of this Annual Report on Form 10-K.

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
ASSETS
Loans	$ 17,170,871	$ 16,103,651
Allowance for credit losses on loans	(194,771)	(215,973)
Net loans	16,976,100	15,887,678
Loans held for sale	1,277	6,708
Securities:
Available for sale (amortized cost of $11,822,584 and $8,887,734, respectively)	11,976,514	9,299,688
Held to maturity, net of allowance for credit losses of $1,940 and $2,610, respectively (fair value of $1,442,391 and $1,029,444, respectively)	1,478,476	1,012,004
Trading securities	31,875	35,020
Other securities	327,098	296,053
Total securities	13,813,963	10,642,765
Federal funds sold and securities purchased under agreements to resell	1,216,357	1,650,335
Interest-bearing due from banks	8,841,906	3,110,042
Cash and due from banks	413,821	430,638
Premises and equipment, net	270,933	293,095
Accrued income	131,102	139,892
Goodwill	174,518	180,867
Other intangibles, net	14,416	21,056
Other assets	839,091	764,428
Total assets	42,693,484	33,127,504
Deposits:
Noninterest-bearing demand	16,342,642	9,879,970
Interest-bearing demand and savings	18,405,644	16,295,186
Time deposits under $250,000	403,660	477,748
Time deposits of $250,000 or more	447,981	398,347
Total deposits	35,599,927	27,051,251
Federal funds purchased and repurchase agreements	3,238,435	2,315,497
Long-term debt	271,544	269,595
Accrued expenses and taxes	249,492	319,676
Other liabilities	188,662	154,537
Total liabilities	39,548,060	30,110,556
SHAREHOLDERS’ EQUITY
Common stock, $1.00 par value; 80,000,000 shares authorized; 55,056,730 shares issued, 48,430,805 and 48,006,386 shares outstanding, respectively	55,057	55,057
Capital surplus	1,110,520	1,090,450
Retained earnings	2,176,998	1,891,246
Accumulated other comprehensive income, net	126,314	318,340
Treasury stock, 6,625,925 and 7,050,344 shares, at cost, respectively	(323,465)	(338,145)
Total shareholders' equity	3,145,424	3,016,948
Total liabilities and shareholders' equity	$ 42,693,484	$ 33,127,504

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parenthetical) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Statement Of Financial Position [Abstract]
Available for sale securities, amortized cost	$ 11,822,584	$ 8,887,734
Held to maturity securities, allowance for credit losses	1,940	2,610
Held to Maturity, Fair value	$ 1,442,391	$ 1,029,444
Common stock, par value	$ 1	$ 1
Common stock, shares authorized	80,000,000	80,000,000
Common stock, shares issued	55,056,730	55,056,730
Common stock, shares outstanding	48,430,805	48,006,386
Treasury stock, shares	6,625,925	7,050,344

Consolidated Statements of Inco

Consolidated Statements of Income - USD ($) $ in Thousands		12 Months Ended
		Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
INTEREST INCOME
Loans		$ 619,273	$ 585,957	$ 637,845
Securities:
Taxable interest		127,625	105,701	106,053
Tax-exempt interest		98,305	99,820	90,064
Total securities income		225,930	205,521	196,117
Federal funds and resell agreements		10,048	11,840	13,843
Interest-bearing due from banks		5,417	3,744	12,882
Trading securities		854	1,427	2,205
Total interest income		861,522	808,489	862,892
INTEREST EXPENSE
Deposits		26,412	58,214	154,192
Federal funds and repurchase agreements		6,934	11,787	32,553
Other		12,655	7,259	5,242
Total interest expense		46,001	77,260	191,987
Net interest income		815,521	731,229	670,905
Provision for credit losses	[1]	20,000	130,500	32,850
Net interest income after provision for credit losses		795,521	600,729	638,055
NONINTEREST INCOME
Trust and securities processing		224,126	194,646	176,913
Trading and investment banking		30,939	32,945	23,466
Service charges on deposit accounts		86,056	83,879	82,748
Insurance fees and commissions		1,309	1,369	1,634
Brokerage fees		12,171	24,350	31,261
Bankcard fees		64,576	60,544	66,727
Investment securities gains, net		5,057	120,634	2,245
Other		42,941	41,799	41,776
Total noninterest income		467,175	560,166	426,770
NONINTEREST EXPENSE
Salaries and employee benefits		504,442	495,464	461,445
Occupancy, net		47,345	47,476	47,771
Equipment		78,398	85,719	79,086
Supplies and services		14,986	15,537	18,699
Marketing and business development		18,533	14,679	26,257
Processing fees		67,563	54,213	52,198
Legal and consulting		32,406	29,765	31,504
Bankcard		19,145	18,954	17,750
Amortization of other intangible assets		4,757	6,517	5,506
Regulatory fees		11,894	10,279	11,489
Other		34,167	43,402	27,155
Total noninterest expense		833,636	822,005	778,860
Income before income taxes		429,060	338,890	285,965
Income tax expense		76,042	52,388	42,365
NET INCOME		$ 353,018	$ 286,502	$ 243,600
PER SHARE DATA
Net income – basic		$ 7.31	$ 5.95	$ 4.99
Net income – diluted		7.24	5.93	4.96
Dividends		$ 1.38	$ 1.25	$ 1.21
Weighted average shares outstanding – basic		48,271,462	48,137,791	48,779,263
Weighted average shares outstanding – diluted		48,738,292	48,343,750	49,089,877
[1]	For the year ended December 31, 2019, this line represents the Provision for loan losses. See further discussion of this change in Note 2, “New Accounting Pronouncements.”

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Statement Of Income And Comprehensive Income [Abstract]
Net income	$ 353,018	$ 286,502	$ 243,600
Unrealized gains and losses on debt securities:
Change in unrealized holding gains and losses, net	(244,695)	295,552	253,891
Less: Reclassification adjustment for gains included in net income	(7,817)	(6,980)	(3,218)
Change in unrealized gains and losses on debt securities during the period	(252,512)	288,572	250,673
Unrealized gains and losses on derivative hedges:
Change in unrealized gains and losses on derivative hedges	3,106	20,979	(15,318)
Less: Reclassification adjustment for (gains) losses included in net income	(3,352)	(1,905)	1,023
Change in unrealized gains and losses on derivative hedges	(246)	19,074	(14,295)
Other comprehensive (loss) income, before tax	(252,758)	307,646	236,378
Income tax benefit (expense)	60,732	(72,486)	(57,416)
Other comprehensive (loss) income	(192,026)	235,160	178,962
Comprehensive income	$ 160,992	$ 521,662	$ 422,562

Consolidated Statements of Chan

Consolidated Statements of Changes in Shareholders' Equity - USD ($) $ in Thousands	Total	Cumulative Effect Adjustments [Member]	[1]	Adjusted Balance [Member]	Common Stock	Common StockAdjusted Balance [Member]	Capital Surplus	Capital SurplusAdjusted Balance [Member]	Retained Earnings	Retained EarningsCumulative Effect Adjustments [Member]	[1]	Retained EarningsAdjusted Balance [Member]	Accumulated Other Comprehensive (Loss) Income	Accumulated Other Comprehensive (Loss) IncomeAdjusted Balance [Member]	Treasury Stock	Treasury StockAdjusted Balance [Member]
Beginning Balance at Dec. 31, 2018	$ 2,228,470				$ 55,057		$ 1,054,601		$ 1,488,421				$ (95,782)		$ (273,827)
Total comprehensive income (loss)	422,562								243,600				178,962
Dividends	(59,583)								(59,583)
Purchase of treasury stock	(4,496)														(4,496)
Forfeitures of equity awards, net of issuances	616						3,820								(3,204)
Recognition of equity-based compensation	14,234						14,234
Sale of treasury stock	831						344								487
Exercise of stock options	3,806						765								3,041
Ending Balance at Dec. 31, 2019	2,606,440	$ (7,039)		$ 2,599,401	55,057	$ 55,057	1,073,764	$ 1,073,764	1,672,438	$ (7,039)		$ 1,665,399	83,180	$ 83,180	(277,999)	$ (277,999)
Total comprehensive income (loss)	521,662								286,502				235,160
Dividends	(60,655)								(60,655)
Purchase of treasury stock	(63,766)						616								(64,382)
Forfeitures of equity awards, net of issuances	608						624								(16)
Recognition of equity-based compensation	14,512						14,512
Sale of treasury stock	615						201								414
Exercise of stock options	4,571						733								3,838
Ending Balance at Dec. 31, 2020	3,016,948				55,057		1,090,450		1,891,246				318,340		(338,145)
Total comprehensive income (loss)	160,992								353,018				(192,026)
Dividends	(67,266)								(67,266)
Purchase of treasury stock	(5,506)														(5,506)
Forfeitures of equity awards, net of issuances	694						(4,605)								5,299
Recognition of equity-based compensation	20,514						20,514
Sale of treasury stock	599						316								283
Exercise of stock options	18,449						3,845								14,604
Ending Balance at Dec. 31, 2021	$ 3,145,424				$ 55,057		$ 1,110,520		$ 2,176,998				$ 126,314		$ (323,465)
[1]	Related to the adoption of ASU No. 2016-13.  See Note 2, “New Accounting Pronouncements,” for further detail.

Consolidated Statements of Ch_2

Consolidated Statements of Changes in Shareholders' Equity (Parenthetical) - $ / shares	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Statement Of Stockholders Equity [Abstract]
Dividends, per share	$ 1.38	$ 1.25	$ 1.21

Consolidated Statements of Cash

Consolidated Statements of Cash Flows - USD ($) $ in Thousands		12 Months Ended
		Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
OPERATING ACTIVITIES
Net income		$ 353,018	$ 286,502	$ 243,600
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for credit losses	[1]	20,000	130,500	32,850
Net amortization of premiums and discounts from acquisition		535	251	215
Depreciation and amortization		55,747	62,803	56,258
Amortization of debt issuance costs		450	131
Deferred income tax benefit		(12,724)	(4,836)	(153)
Net (increase) decrease in trading securities and other earning assets		(10,329)	10,598	15,393
Gains on investment securities, net		(5,057)	(120,634)	(2,245)
Gains on sales of assets		(2,666)	(797)	(374)
Amortization of securities premiums, net of discount accretion		53,467	44,302	33,441
Originations of loans held for sale		(137,337)	(128,123)	(216,334)
Gains on sales of loans held for sale, net		(5,128)	(3,964)	(1,370)
Proceeds from sales of loans held for sale		147,896	133,182	213,093
Equity based compensation		21,208	15,120	14,850
Net tax benefit related to equity compensation plans		2,597	345	766
Changes in:
Accrued income		4,587	(15,384)	(14,340)
Accrued expenses and taxes		(51,740)	91,693	76,846
Other assets and liabilities, net		99,558	(128,091)	(112,563)
Net cash provided by operating activities		534,082	373,598	339,933
Securities held to maturity:
Maturities, calls and principal repayments		198,783	193,629	208,009
Purchases		(664,661)	(92,141)	(156,143)
Securities available for sale:
Sales		372,644	315,890	411,981
Maturities, calls and principal repayments		1,743,809	2,455,185	1,251,051
Purchases		(5,080,172)	(4,373,394)	(2,346,927)
Equity securities with readily determinable fair values:
Sales		79,013
Maturities, calls and principal repayments			50,047	3,487
Purchases		(6,376)	(75,177)
Equity securities without readily determinable fair values:
Sales		14
Maturities, calls and principal repayments		2,514	16,735	1,979
Purchases		(77,709)	(9,145)	(24,075)
Payment of low-income housing tax credit (LIHTC) investment commitments		(15,410)	(42,995)	(4,826)
Net increase in loans		(1,117,707)	(2,693,761)	(1,284,818)
Net decrease (increase) in fed funds sold and resell agreements		433,978	(71,990)	(951,344)
Net cash activity from acquisitions and divestitures		18,431	24	(18,498)
Net decrease (increase) in interest-bearing balances due from other financial institutions		7,146	(13,835)	(10,447)
Purchases of bank premises and equipment		(33,687)	(60,216)	(72,313)
Proceeds from sales of bank premises and equipment		3,900	8,568	5,536
Purchases of bank-owned and company-owned life insurance		(100,000)	(100,000)
Proceeds from bank-owned and company-owned life insurance death benefit			1,489	2,187
Net cash used in investing activities		(4,235,490)	(4,491,087)	(2,985,161)
FINANCING ACTIVITIES
Net increase in demand and savings deposits		8,573,130	5,798,276	2,242,368
Net (decrease) increase in time deposits		(24,454)	(350,269)	79,616
Net increase in fed funds purchased and repurchase agreements		922,938	418,989	377,588
Proceeds from short-term debt			15,000
Repayment of short-term debt			(15,000)
Proceeds from long-term debt			200,000
Payment of debt issuance costs			(2,250)
Cash dividends paid		(66,750)	(60,281)	(59,436)
Proceeds from exercise of stock options and sales of treasury shares		19,048	5,186	4,637
Purchases of treasury stock		(5,506)	(63,766)	(4,496)
Net cash provided by financing activities		9,418,406	5,945,885	2,640,277
Increase (decrease) in cash and cash equivalents		5,716,998	1,828,396	(4,951)
Cash and cash equivalents at beginning of year		3,497,566	1,669,170	1,674,121
Cash and cash equivalents at end of year		9,214,564	3,497,566	1,669,170
Supplemental disclosures:
Income tax payments		92,584	34,068	2,245
Total interest payments		47,106	84,105	189,582
Noncash disclosures:
Acquisition of low-income housing tax credit investments		30,182	59,072	18,602
Commitment to fund low-income housing tax credit investments		$ 30,182	$ 59,072	$ 18,602
[1]	For the year ended December 31, 2019, this line represents the Provision for loan losses. See further discussion of this change in Note 2, “New Accounting Pronouncements.”

SUMMARY OF SIGNIFICANT ACCOUNTI

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES	12 Months Ended
	Dec. 31, 2021
Accounting Policies [Abstract]
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES	1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES UMB Financial Corporation is a bank holding company, which offers a wide range of banking and other financial services to its customers through its branches and offices in the states of Missouri, Kansas, Colorado, Illinois, Oklahoma, Texas, Arizona, Nebraska, Iowa, Pennsylvania, South Dakota, Indiana, Utah, Minnesota, California, and Wisconsin. The preparation of consolidated financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amount of assets and liabilities and disclosure of contingent assets and liabilities at the date of the consolidated financial statements. These estimates and assumptions also impact reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Following is a summary of the more significant accounting policies to assist the reader in understanding the financial presentation. Consolidation The Company and its wholly owned subsidiaries are included in the Consolidated Financial Statements (references hereinafter to the Company in these Notes to Consolidated Financial Statements include wholly owned subsidiaries). Intercompany accounts and transactions have been eliminated in consolidation. Revenue Recognition Interest on loans and securities is recognized based on rate times the principal amount outstanding. This includes the impact of amortization of premiums and discounts. Interest accrual is discontinued when, in the opinion of management, the likelihood of collection becomes doubtful. Other noninterest income is recognized when performance obligations are satisfied. Cash and cash equivalents Cash and cash equivalents include Cash and due from banks and amounts due from the FRB. Cash on hand, cash items in the process of collection, and amounts due from correspondent banks are included in Cash and due from banks. Amounts due from the FRB are interest-bearing for all periods presented and are included in the Interest-bearing due from banks line on the Company’s Consolidated Balance Sheets. This table provides a summary of cash and cash equivalents as presented on the Consolidated Statements of Cash Flows as of December 31, 2021 and 2020 (in thousands) : December 31, 2021 2020 Due from the FRB $ 8,800,743 $ 3,066,928 Cash and due from banks 413,821 430,638 Cash and cash equivalents at end of year $ 9,214,564 $ 3,497,566 Also included in the Interest-bearing due from banks line, but not considered cash and cash equivalents are interest-bearing accounts held at other financial institutions, which totaled $41.2 million and $43.1 million at December 31, 2021 and 2020, respectively. Loans and Loans Held for Sale As further discussed below, the Company adopted ASU 2016-13, “Measurement of Credit Losses on Financial Instruments,” on January 1, 2020. The revised accounting policies are described below. Loans are classified by the portfolio segments of commercial and industrial, specialty lending, commercial real estate, consumer real estate, consumer, credit cards, and leases and other. A loan is considered to be collateral dependent when management believes it is probable that it will be unable to collect all principal and interest due according to the contractual terms of the loan. If a loan is collateral dependent, the Company records a valuation allowance equal to the carrying amount of the loan in excess of the present value of the estimated future cash flows discounted at the loan’s effective rate, based on the loan’s observable market price or the fair value of the collateral. A loan is accounted for as a troubled debt restructuring when a concession had been granted to a debtor experiencing financial difficulties. The Company’s modifications generally include interest rate adjustments, and amortization and maturity date extensions. These modifications allow the debtor short-term cash relief to allow them to improve their financial condition. Restructured loans are considered to be collateral dependent and are individually evaluated for credit loss as part of the allowance for credit loss analysis. Loans, including those that are considered to be collateral dependent or a troubled debt restructuring, are evaluated regularly by management. Loans are considered delinquent when payment has not been received within 30 days of its contractual due date. The adequacy of the ACL on loans is based on management’s judgment and continuous evaluation of the pertinent factors underlying the credit quality inherent in the loan portfolio. Consideration of quantitative and qualitative factors relevant to each specific segmentation of loans includes lifetime historical loss experience, the impact of the current economic environment, reasonable and supportable forecasts, and detailed analysis of loans determined to be collateral dependent. The actual losses incurred over the lifetime of the portfolio, notwithstanding such considerations, however, could differ from the amounts estimated by management. The Company maintains an allowance for off-balance sheet credit exposures, to address the credit risk to which the Company is exposed via a contractual obligation to extend credit, unless that obligation is unconditionally cancelable by the Company. The allowance for off-balance sheet credit exposure is included in the Accrued expenses and taxes line item in the Consolidated Balance Sheets. In order to maintain the allowance for off-balance sheet items at an appropriate level, a provision to increase or reduce the allowance is included in the Provision for credit losses line item in the Company’s Consolidated Statements of Income. The allowance for off-balance sheet credit exposure is calculated by applying portfolio segment expected credit loss rates to the expected amount to be funded. Loans held for sale are carried at the lower of aggregate cost or market value. Loan fees (net of certain direct loan origination costs) on loans held for sale are deferred until the related loans are sold or repaid. Gains or losses on loan sales are recognized at the time of sale and determined using the specific identification method. Prior to the adoption of ASU 2016-13, loans were classified by the portfolio segments of commercial, real estate, consumer, and leases. The portfolio segments were further disaggregated into loan classes of commercial, asset-based, factoring, commercial credit card, real estate – construction, real estate – commercial, real estate – residential, real estate – HELOC, consumer – credit card, consumer – other, and leases. A loan was considered to be impaired when management believed it was probable that it would be unable to collect all principal and interest due according to the contractual terms of the loan. Additionally, the adequacy of the allowance for loan losses was based on management’s evaluation of the inherent losses that had been incurred within the existing portfolio of loans. Further, a reserve to address the risk of loss associated with loan contingencies was separately maintained. This reserve was assessed by dividing the contingencies into pools of similar loan commitments and applying to factors to each pool. The gross amount of contingent exposure was first multiplied by a potential factor to estimate the degree to which the unused commitments might reasonably be expected to be used in a time of high usage. The resultant figure was then multiplied by a factor to estimate the risk of loss assuming funding of these loans. The potential loss estimates for each segment of the portfolio were added to arrive at a total potential loss estimate that was used to set the reserve. Securities Debt securities available for sale principally include U.S. Treasury and Agency securities, GSE mortgage-backed securities, certain securities of state and political subdivisions, corporates, and collateralized loan obligations. Debt securities classified as available for sale are measured at fair value. Unrealized holding gains and losses are excluded from earnings and reported in Accumulated other comprehensive income (AOCI) until realized. Securities held to maturity are carried at amortized historical cost , net of the allowance for credit losses, based on management’s intention, and the Company’s ability to hold them to maturity. The Company classifies certain mortgage-backed securities and securities of state and political subdivisions as held to maturity. Trading securities, acquired for subsequent sale to customers, are carried at fair value. Market adjustments, fees and gains or losses on the sale of trading securities are considered to be a normal part of operations and are included in trading and investment banking income. Equity-method investments The Company accounts for certain other investments using equity-method accounting. For equity securities without readily determinable fair values, the Company’s proportionate share of the income or loss is recognized on a one-quarter lag. When transparency in pricing exists, other investments are considered equity securities with readily determinable fair values. Goodwill and Other Intangibles Goodwill is tested for impairment annually and more frequently whenever events or changes in circumstances indicate that it is more likely than not that the fair value of a reporting unit is less than its carrying value. To test goodwill for impairment, the Company performs a qualitative assessment of each reporting unit. If the Company determines, on the basis of qualitative factors, that the fair value of the reporting unit is more likely than not greater than the carrying amount, the quantitative impairment test is not required. Otherwise, the Company compares the fair value of its reporting units to their carrying amounts to determine if an impairment exists and the amount of impairment loss. An impairment loss is measured as the excess of the carrying value of a reporting unit’s goodwill over its fair value. No goodwill impairments were recognized in 2021, 2020, or 2019. Other intangible assets, which relate to core deposits, non-compete agreements, and customer relationships, are amortized over their useful life. Intangible assets are evaluated for impairment when events or circumstances dictate. No intangible asset impairments were recognized in 2021, 2020, or 2019. The Company does not have any indefinite lived intangible assets. Premises and Equipment Premises and equipment are stated at cost less accumulated depreciation, which is computed primarily on the straight-line method. Premises are depreciated over 15 to 40 year lives, while equipment is depreciated over lives of 3 to 20 years. Gains and losses from the sale of Premises and equipment are included in Other noninterest income and Other noninterest expense, respectively. Impairment of Long-Lived Assets Long-lived assets, including Premises and equipment, are reviewed for impairment whenever events or changes in circumstances indicate the carrying amount of an asset or group of assets may not be recoverable. The impairment review includes a comparison of future cash flows expected to be generated by the asset or group of assets to their current carrying value. If the carrying value of the asset or group of assets exceeds expected cash flows (undiscounted and without interest charges), an impairment loss is recognized to the extent the carrying value exceeds fair value. No impairments were recognized in 2021, 2020, or 2019. Income Taxes The Company accounts for income taxes under the asset and liability method, which requires the recognition of deferred tax assets and liabilities for the expected future tax consequences of events that have been included in the financial statements. Under this method, deferred tax assets and liabilities are measured based on the differences between the financial statement and tax basis of assets and liabilities using enacted tax rates in effect for the periods in which the differences are expected to reverse. The effect of a change in tax rates on deferred tax assets and liabilities is recognized in income in the period that includes the enactment date. The provision for deferred income taxes represents the change in the deferred income tax accounts during the year excluding the tax effect of the change in net unrealized gain (loss) on securities available for sale and certain derivative items. The Company records deferred tax assets to the extent these assets will more likely than not be realized. All available evidence is considered in making such determination, including future reversals of existing taxable temporary differences, projected future taxable income, tax planning strategies and recent financial operations. A valuation allowance is recorded for the portion of deferred tax assets that are not more-likely-than-not to be realized , and any changes to the valuation allowance are recorded in income tax expense. The Company records the financial statement effects of an income tax position when it is more likely than not, based on the technical merits, that it will be sustained upon examination. A tax position that meets the more-likely-than-not recognition threshold is measured and recorded as the largest amount of tax benefit that is greater than 50 percent likely of being realized upon ultimate settlement with a taxing authority. Previously recognized tax positions are derecognized in the first period in which it is no longer more likely than not that the tax position will be sustained. The benefit associated with previously unrecognized tax positions are generally recognized in the first period in which the more-likely-than-not threshold is met at the reporting date, the tax matter is ultimately settled through negotiation or litigation, or when the related statute of limitations for the relevant taxing authority to examine and challenge the tax position has expired. The recognition, derecognition and measurement of tax positions are based on management’s best judgment given the facts, circumstance and information available at the reporting date. The Company recognizes accrued interest related to unrecognized tax benefits in interest expense and penalties in other noninterest expense. Accrued interest and penalties are included within the related liability lines in the Consolidated Balance Sheets. For the year ended December 31, 2021, the Company has recognized an immaterial amount in interest and penalties related to the unrecognized tax benefits. Derivatives The Company records all derivatives on the Consolidated Balance Sheets at fair value. The accounting for changes in the fair value of derivatives depends on the intended use of the derivative, whether the Company has elected to designate a derivative in a hedging relationship and apply hedge accounting, and whether the hedging relationship has satisfied the criteria necessary to apply hedge accounting. Currently, 12 of the Company’s derivatives are designated in qualifying hedging relationships. The remainder of the Company’s derivatives are not designated in qualifying hedging relationships, as the derivatives are not used to manage risks within the Company’s assets or liabilities. All changes in fair value of the Company’s non-designated derivatives and fair value hedges are recognized directly in earnings. Changes in fair value of the Company’s cash flow hedges are recognized in AOCI and are reclassified to earnings when the hedged transaction affects earnings. Per Share Data Basic income per share is computed based on the weighted average number of shares of common stock outstanding during each period. Diluted year-to-date income per share includes the dilutive effect of 466,830, 205,959, and 310,614 shares issuable upon the exercise of stock options, nonvested restricted shares, and nonvested restricted stock units, granted by the Company that were outstanding at December 31, 2021, 2020, and 2019, respectively. Certain options, restricted stock and restricted stock units issued under employee benefit plans were excluded from the computation of diluted earnings per share because they were anti-dilutive. For the year ended December 31, 2021, there were no outstanding stock options, restricted stock and restricted stock units excluded from the computation of diluted income per share. Outstanding options, restricted stock and restricted stock units of 198,671, and 114,130 for the years ended December 31, 2020 and 2019, respectively, were excluded from the computation of diluted income per share because their inclusion would have been anti-dilutive. Accounting for Stock-Based Compensation The Company measures the cost of employee services received in exchange for an award of equity instruments based on the fair value of the award on the date of the grant. For stock options, restricted stock, and service-based restricted stock unit awards, the grant date fair value is estimated using either an option-pricing model which is consistent with the terms of the award or an observed market price, if such a price exists. For performance-based restricted stock unit awards, the grant date fair value is based on the quoted price of the Company’s common stock on the grant date less the present value of expected dividends not received during the vesting period. Such cost is generally recognized over the vesting period during which an employee is required to provide service in exchange for the award and, in some cases, when performance metrics are met. The Company accounts f or forfeitures of stock-based compensation on an actual basis as they occur .

NEW ACCOUNTING PRONOUNCEMENTS

NEW ACCOUNTING PRONOUNCEMENTS	12 Months Ended
	Dec. 31, 2021
Accounting Changes And Error Corrections [Abstract]
NEW ACCOUNTING PRONOUNCEMENTS	2. NEW ACCOUNTING PRONOUNCEMENTS Leases In February 2016, the FASB issued ASU No. 2016-02, “Leases” – ASC Topic 842. In January, July, and December 2018 and March 2019, the FASB issued implementation amendments to the February 2016 ASU (collectively, the amended guidance). The amended guidance changed the accounting treatment of leases, in that lessees recognize most leases on-balance sheet. This increased reported assets and liabilities, as lessees are required to recognize a right-of-use asset along with a lease liability, measured on a discounted basis. The amended guidance allows an entity to choose either the effective date, or the beginning of the earliest comparative period presented in the financial statements, as its date of initial application. The Company adopted the amended guidance on January 1, 2019, using the effective date as the date of initial application. Adoption of the amended guidance resulted in the recording of a right-of-use asset of $58.2 million and a lease liability of $63.0 million to its Consolidated Balance Sheets as of January 1, 2019. The most significant effects of the adoption of the amended guidance are additional financial statement disclosures. See Note 8, “Premises, Equipment, and Leases” for related disclosures. Credit Losses In June 2016, the FASB issued ASU 2016-13, “Measurement of Credit Losses on Financial Instruments.” In April and November 2019, the FASB issued implementation amendments to the June 2016 ASU (collectively, the amended guidance). The amended guidance replaced the current incurred loss methodology for recognizing credit losses with a current expected credit loss model, which requires the measurement of all expected credit losses for financial assets held at the reporting date based on historical experience, current conditions, and reasonable and supportable forecasts. The amended guidance broadened the information that an entity must consider in developing its expected credit loss estimates. Additionally, the updates amended the accounting for credit losses for available-for-sale debt securities and purchased financial assets with a more-than-insignificant amount of credit deterioration since origination. The amended guidance required enhanced disclosures to help investors and other financial statement users better understand significant estimates and judgments used in estimating credit losses, as well as the credit quality and underwriting standards of a company’s loan portfolio. The Company adopted the amended guidance on January 1, 2020 using a modified retrospective approach for adoption. Results for the reporting periods beginning after December 31, 2019 are presented under ASC Topic 326, Financial Instruments – Credit Losses , while prior period amounts continue to be presented in accordance with previously applicable GAAP. Upon adoption, the Company recorded a cumulative effect adjustment to the Company’s Consolidated Balance Sheets of $9.0 million as an increase to the allowance for credit losses and $7.0 million as a reduction to retained earnings, net of deferred tax balances. See Note 3, “Loans and Allowance for Credit Losses” for related disclosures.

LOANS AND ALLOWANCE FOR CREDIT

LOANS AND ALLOWANCE FOR CREDIT LOSSES	12 Months Ended
	Dec. 31, 2021
Receivables [Abstract]
Loans and Allowance for Credit Losses	3. LOANS AND ALLOWANCE FOR CREDIT LOSSES The Company adopted the CECL methodology for measuring credit losses as of January 1, 2020 using a modified retrospective approach for adoption. All disclosures as of and for the years ended December 31, 2021 and 2020 are presented in accordance with ASC 326, Financial Instruments – Credit Losses Loan Origination/Risk Management The Company has certain lending policies and procedures in place that are designed to minimize the level of risk within the loan portfolio. Diversification of the loan portfolio manages the risk associated with fluctuations in economic conditions. Authority levels are established for the extension of credit to ensure consistency throughout the Company. It is necessary that policies, processes, and practices implemented to control the risks of individual credit transactions and portfolio segments are sound and adhered to. The Company maintains an independent loan review department that reviews and validates the risk assessment on a continual basis. Management regularly evaluates the results of the loan reviews. The loan review process complements and reinforces the risk identification and assessment decisions made by lenders and credit personnel, as well as the Company’s policies and procedures. Commercial and industrial loans are underwritten after evaluating and understanding the borrower’s ability to operate profitably and prudently expand its business. Commercial loans are made based on the identified cash flows of the borrower and on the underlying collateral provided by the borrower. The cash flows of the borrower, however, may not be as expected and the collateral securing these loans may fluctuate in value. Most commercial loans are secured by the assets being financed or other business assets such as accounts receivable or inventory and may incorporate a personal guarantee. In the case of loans secured by accounts receivable, the availability of funds for the repayment of these loans may be substantially dependent on the ability of the borrower to collect amounts from its customers. Specialty lending loans include Asset-based and Factoring loans. Asset-based loans are offered primarily in the form of revolving lines of credit to commercial borrowers that do not generally qualify for traditional bank financing. Asset-based loans are underwritten based primarily upon the value of the collateral pledged to secure the loan, rather than on the borrower’s general financial condition. The Company utilizes pre-loan due diligence techniques, monitoring disciplines, and loan management practices common within the asset-based lending industry to underwrite loans to these borrowers. Factoring loans provide working capital through the purchase and/or financing of accounts receivable to borrowers in the transportation industry and to commercial borrowers that do not generally qualify for traditional bank financing. Commercial real estate loans are subject to underwriting standards and processes similar to commercial loans, in addition to those of real estate loans. These loans are viewed primarily as cash flow loans and secondarily as loans secured by real estate. Commercial real estate lending typically involves higher loan principal amounts, and the repayment of these loans is largely dependent on the successful operation of the property securing the loan or the business conducted on the property securing the loan. The Company requires that an appraisal of the collateral be made at origination and on an as-needed basis, in conformity with current market conditions and regulatory requirements. The underwriting standards address both owner and non-owner-occupied real estate. Also included in Commercial real estate are Construction loans that are underwritten using feasibility studies, independent appraisal reviews, sensitivity analysis or absorption and lease rates, and financial analysis of the developers and property owners. Construction loans are based upon estimates of costs and value associated with the complete project. Construction loans often involve the disbursement of substantial funds with repayment substantially dependent on the success of the ultimate project. Sources of repayment for these types of loans may be pre-committed permanent loans, sales of developed property or an interim loan commitment from the Company until permanent financing is obtained. These loans are closely monitored by on-site inspections and are considered to have higher risks than other real estate loans due to their repayment being sensitive to interest rate changes, governmental regulation of real property, economic conditions, and the availability of long-term financing. Consumer real estate loans, including residential real estate and home equity loans, are underwritten based on the borrower’s loan-to-value percentage, collection remedies, and overall credit history. Consumer loans are underwritten based on the borrower’s repayment ability. The Company monitors delinquencies on all of its consumer loans and leases. The underwriting and review practices combined with the relatively small loan amounts that are spread across many individual borrowers, minimizes risk. Consumer loans and leases that are 90 days past due or more are considered non-performing. Credit cards include both commercial and consumer credit cards. Commercial credit cards are generally unsecured and are underwritten with criteria similar to commercial loans, including an analysis of the borrower’s cash flow, available business capital, and overall creditworthiness of the borrower. Consumer credit cards are underwritten based on the borrower’s repayment ability. The Company monitors delinquencies on all of its consumer credit cards and periodically reviews the distribution of FICO scores relative to historical periods to monitor credit risk on its consumer credit card loans. Credit risk is a potential loss resulting from nonpayment of either the primary or secondary exposure. Credit risk is mitigated with formal risk management practices and a thorough initial credit-granting process including consistent underwriting standards and approval process. Control factors or techniques to minimize credit risk include knowing the client, understanding total exposure, analyzing the client and debtor’s financial capacity, and monitoring the client’s activities. Credit risk and portions of the portfolio risk are managed through concentration considerations, average risk ratings, and other aggregate characteristics. Loan Aging Analysis The following tables provide a summary of loan classes and an aging of past due loans at December 31, 2021 and 2020 (in thousands): December 31, 2021 30-89 Days Past Due and Accruing Greater than 90 Days Past Due and Accruing Nonaccrual Loans Total Past Due Current Total Loans Loans Commercial and industrial $ 2,827 $ 896 $ 82,845 $ 86,568 $ 7,171,552 $ 7,258,120 Specialty lending — — — — 522,362 522,362 Commercial real estate 962 — 4,688 5,650 6,261,894 6,267,544 Consumer real estate 246 489 4,210 4,945 2,315,088 2,320,033 Consumer 105 2 75 182 128,953 129,135 Credit cards 2,369 1,246 457 4,072 387,317 391,389 Leases and other — — 25 25 282,263 282,288 Total loans $ 6,509 $ 2,633 $ 92,300 $ 101,442 $ 17,069,429 $ 17,170,871 December 31, 2020 30-89 Days Past Due and Accruing Greater than 90 Days Past Due and Accruing Nonaccrual Loans Total Past Due Current Total Loans Loans Commercial and industrial $ 4,652 $ 319 $ 33,769 $ 38,740 $ 7,023,334 $ 7,062,074 Specialty lending — — 19,437 19,437 491,863 511,300 Commercial real estate 2,351 225 28,386 30,962 5,877,972 5,908,934 Consumer real estate 524 — 5,345 5,869 1,939,625 1,945,494 Consumer 281 120 88 489 117,497 117,986 Credit cards 2,061 1,288 798 4,147 362,821 366,968 Leases and other — — — — 190,895 190,895 Total loans $ 9,869 $ 1,952 $ 87,823 $ 99,644 $ 16,004,007 $ 16,103,651 The Company sold consumer real estate loans with proceeds of $147.9 million, $133.2 million, and $213.1 million in the secondary market without recourse during the periods ended December 31, 2021, 2020, and 2019, respectively. The Company has ceased the recognition of interest on loans with a carrying value of $92.3 million and $87.8 million at December 31, 2021 and 2020, respectively. Restructured loans totaled $7.3 million and $10.8 million at December 31, 2021 and 2020, respectively. Loans 90 days past due and still accruing interest amounted to $2.6 million and $2.0 million at December 31, 2021 and 2020, respectively. All interest accrued but not received for loans placed on nonaccrual is reversed against interest income. There was an insignificant amount of interest reversed related to loans on nonaccrual during 2021 and 2020. Nonaccrual loans with no related allowance for credit losses totaled $85.9 million and $42.1 million at December 31, 2021 and 2020, respectively. The following tables provide the amortized cost of nonaccrual loans with no related allowance for credit losses by loan class at December 31, 2021 and 2020 (in thousands): December 31, 2021 Nonaccrual Loans Amortized Cost of Nonaccrual Loans with no related Allowance Loans Commercial and industrial $ 82,845 $ 76,493 Specialty lending — — Commercial real estate 4,688 4,688 Consumer real estate 4,210 4,210 Consumer 75 75 Credit cards 457 457 Leases and other 25 25 Total loans $ 92,300 $ 85,948 December 31, 2020 Nonaccrual Loans Amortized Cost of Nonaccrual Loans with no related Allowance Loans Commercial and industrial $ 33,769 $ 9,916 Specialty lending 19,437 242 Commercial real estate 28,386 25,733 Consumer real estate 5,345 5,345 Consumer 88 88 Credit cards 798 798 Leases and other — — Total loans $ 87,823 $ 42,122 Amortized Cost The following tables provide a summary of the amortized cost balance of each of the Company’s loan classes disaggregated by collateral type and origination year as of December 31, 2021 and 2020 (in thousands): December 31, 2021 Amortized Cost - Revolving Loans Amortized Cost - Revolving Loans Converted to Term Loans Loan Segment and Type Amortized Cost Basis by Origination Year - Term Loans 2021 2020 2019 2018 2017 Prior Total Commercial and industrial: Equipment/Accounts Receivable/Inventory $ 2,400,110 $ 945,383 $ 356,348 $ 150,892 $ 115,571 $ 131,900 $ 2,984,740 $ 247 $ 7,085,191 Agriculture 12,077 5,884 3,308 640 344 1,143 130,946 — 154,342 Overdrafts — — — — — — 18,587 — 18,587 Total Commercial and industrial 2,412,187 951,267 359,656 151,532 115,915 133,043 3,134,273 247 7,258,120 Specialty lending: Asset-based lending 34,552 49,373 — — — — 331,282 — 415,207 Factoring — — — — — — 107,155 — 107,155 Total Specialty lending 34,552 49,373 — — — — 438,437 — 522,362 Commercial real estate: Owner-occupied 680,135 519,448 226,631 177,576 91,539 159,482 11,727 — 1,866,538 Non-owner-occupied 1,058,025 689,167 591,886 162,491 135,100 258,541 10,969 — 2,906,179 Farmland 61,505 273,624 34,145 16,969 19,929 34,858 38,239 999 480,268 5+ Multi-family 58,268 95,024 41,426 1,206 511 6,820 2,057 — 205,312 1-4 Family construction 53,004 4,933 17,333 — — — 985 — 76,255 General construction 439,973 160,553 64,283 38,505 203 256 29,219 — 732,992 Total Commercial real estate 2,350,910 1,742,749 975,704 396,747 247,282 459,957 93,196 999 6,267,544 Consumer real estate: HELOC 248 547 327 574 646 6,363 320,410 2,523 331,638 First lien: 1-4 family 830,513 712,264 200,167 58,734 61,641 102,997 19 — 1,966,335 Junior lien: 1-4 family 9,114 6,299 3,361 1,150 820 1,299 17 — 22,060 Total Consumer real estate 839,875 719,110 203,855 60,458 63,107 110,659 320,446 2,523 2,320,033 Consumer: Revolving line 974 — — — — — 60,049 120 61,143 Auto 9,886 7,775 5,462 1,107 479 220 — — 24,929 Other 31,391 2,041 1,949 1,543 2,542 708 2,889 — 43,063 Total Consumer 42,251 9,816 7,411 2,650 3,021 928 62,938 120 129,135 Credit cards: Consumer — — — — — — 180,296 — 180,296 Commercial — — — — — — 211,093 — 211,093 Total Credit cards — — — — — — 391,389 — 391,389 Leases and other: Leases — — 814 — 739 614 — — 2,167 Other 99,952 44,113 58,164 22,344 5,631 779 49,138 — 280,121 Total Leases and other 99,952 44,113 58,978 22,344 6,370 1,393 49,138 — 282,288 Total loans $ 5,779,727 $ 3,516,428 $ 1,605,604 $ 633,731 $ 435,695 $ 705,980 $ 4,489,817 $ 3,889 $ 17,170,871 December 31, 2020 Amortized Cost - Revolving Loans Amortized Cost - Revolving Loans Converted to Term Loans Loan Segment and Type Amortized Cost Basis by Origination Year - Term Loans 2020 2019 2018 2017 2016 Prior Total Commercial and industrial: Equipment/Accounts Receivable/Inventory $ 3,185,589 $ 684,488 $ 471,950 $ 185,167 $ 178,576 $ 69,599 $ 2,108,799 $ — $ 6,884,168 Agriculture 8,886 6,495 1,976 3,651 2,164 416 137,955 38 161,581 Overdrafts — — — — — — 16,325 — 16,325 Total Commercial and industrial 3,194,475 690,983 473,926 188,818 180,740 70,015 2,263,079 38 7,062,074 Specialty lending: Asset-based lending 64,258 — — — — — 291,091 — 355,349 Factoring — — — — — — 155,951 — 155,951 Total Specialty lending 64,258 — — — — — 447,042 — 511,300 Commercial real estate: Owner-occupied 579,212 334,098 233,192 170,913 120,603 176,377 18,880 51,910 1,685,185 Non-owner-occupied 846,030 630,457 230,549 169,193 333,215 115,753 49,384 97,954 2,472,535 Farmland 297,788 37,288 31,454 37,485 28,925 29,480 40,043 — 502,463 5+ Multi-family 190,922 80,293 2,835 32,498 39,802 6,298 2,418 94,789 449,855 1-4 Family construction 144 — — — — — 30,131 — 30,275 General construction 20,452 3,082 1,215 514 358 2,738 733,952 6,310 768,621 Total Commercial real estate 1,934,548 1,085,218 499,245 410,603 522,903 330,646 874,808 250,963 5,908,934 Consumer real estate: HELOC 82,410 11,236 4,263 241 63 2,561 294,390 5 395,169 First lien: 1-4 family 896,676 304,017 83,429 87,927 78,458 75,408 2,579 — 1,528,494 Junior lien: 1-4 family 9,142 6,383 2,360 1,247 948 1,470 281 — 21,831 Total Consumer real estate 988,228 321,636 90,052 89,415 79,469 79,439 297,250 5 1,945,494 Consumer: Revolving line — — — — — — 65,215 — 65,215 Auto 12,470 9,846 2,960 1,645 680 348 — — 27,949 Other 5,017 3,200 2,131 216 1,005 172 13,081 — 24,822 Total Consumer 17,487 13,046 5,091 1,861 1,685 520 78,296 — 117,986 Credit cards: Consumer — — — — — — 188,681 — 188,681 Commercial — — — — — — 178,287 — 178,287 Total Credit cards — — — — — — 366,968 — 366,968 Leases and other: Leases — 915 — 787 — 711 — — 2,413 Other 33,626 10,758 7,659 2,611 1,323 646 131,859 — 188,482 Total Leases and other 33,626 11,673 7,659 3,398 1,323 1,357 131,859 — 190,895 Total loans $ 6,232,622 $ 2,122,556 $ 1,075,973 $ 694,095 $ 786,120 $ 481,977 $ 4,459,302 $ 251,006 $ 16,103,651 Accrued interest on loans totaled $45.2 million and $58.8 million as of December 31, 2021 and 2020, respectively, and is included in the Accrued income line on the Company’s Consolidated Balance Sheets. The total amount of accrued interest is excluded from the amortized cost basis of loans presented above. Further, the Company has elected not to measure an allowance for credit losses for accrued interest receivable. Credit Quality Indicators As part of the on-going monitoring of the credit quality of the Company’s loan portfolio, management tracks certain credit quality indicators including trends related to the risk grading of specified classes of loans, net charge-offs, non-performing loans, and general economic conditions. The Company utilizes a risk grading matrix to assign a rating to each of its commercial, commercial real estate, and construction real estate loans. Changes in credit risk are monitored on a continuous basis and changes in risk ratings are made when identified. The loan ratings are summarized into the following categories: Non-watch list, Watch, Special Mention, Substandard, and Doubtful. Any loan not classified in one of the categories described below is considered to be a Non-watch list loan. A description of the general characteristics of the loan rating categories is as follows: • Watch – This rating represents credit exposure that presents higher than average risk and warrants greater than routine attention by Company personnel due to conditions affecting the borrower, the borrower’s industry, or the economic environment. These conditions have resulted in some degree of uncertainty that results in higher than average credit risk. These loans are considered pass-rated credits. • Special Mention – This rating reflects a potential weakness that deserves management’s close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the asset or the borrower’s credit position at some future date. The rating is not adversely classified and does not expose an institution to sufficient risk to warrant adverse classification. • Substandard – This rating represents an asset inadequately protected by the current sound worth and paying capacity of the borrower or of the collateral pledged, if any. Assets so classified must have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt. Loans in this category are characterized by the distinct possibility that the Company will sustain some loss if the deficiencies are not corrected. Loss potential, while existing in the aggregate amount of substandard assets, does not have to exist in individual assets classified as substandard. • Doubtful – This rating represents an asset that has all the weaknesses inherent in an asset classified as substandard, with the added characteristic that the weaknesses make collection or liquidation in full, based on currently existing facts, conditions and values, highly questionable and improbable. The possibility of loss is extremely high, but because of certain important and reasonably specific pending factors, which may work to the advantage of strengthening the asset, its classification as an estimated loss is deferred until its more exact status may be determined. Pending factors include proposed merger, acquisition, liquidation procedures, capital injection, or perfecting liens. Commercial and industrial A discussion of the credit quality indicators that impact each type of collateral securing Commercial and industrial loans is included below: Equipment, accounts receivable, and inventory General commercial and industrial loans are secured by working capital assets and non-real estate assets. The general purpose of these loans is for financing capital expenditures and current operations for commercial and industrial entities. These assets are short-term in nature. In the case of accounts receivable and inventories, the repayment of debt is reliant upon converting assets into cash or through goods and services being sold and collected. Collateral based risk is due to aged short-term assets, which can be indicative of underlying issues with the borrower and lead to the value of the collateral being overstated. Agriculture Agricultural loans are secured by non-real estate agricultural assets. These include shorter-term assets such as equipment, crops, and livestock. The risks associated with loans to finance crops or livestock include the borrower’s ability to successfully raise and market the commodity. Adverse weather conditions and other natural perils can dramatically affect farmers’ or ranchers’ production and ability to service debt. Volatile commodity prices present another significant risk for agriculture borrowers. Market price volatility and production cost volatility can affect both revenues and expenses. Overdrafts Commercial overdrafts are typically short-term and unsecured. Some commercial borrowers tie their overdraft obligation to their line of credit, so any draw on the line of credit will satisfy the overdraft. Based on the factors noted above for each type of collateral, the Company assigns risk ratings to borrowers based on their most recently assessed financial position. The following tables provide a summary of the amortized cost balance by collateral type and risk rating as of December 31, 2021 and 2020 (in thousands): December 31, 2021 Amortized Cost - Revolving Loans Amortized Cost - Revolving Loans Converted to Term Loans Risk by Collateral Amortized Cost Basis by Origination Year - Term Loans 2021 2020 2019 2018 2017 Prior Total Equipment/Accounts Receivable/Inventory Non-watch list – Pass $ 2,299,784 $ 874,786 $ 325,630 $ 141,667 $ 106,141 $ 130,153 $ 2,750,764 $ 247 $ 6,629,172 Watch – Pass 68,322 34,324 25,572 5,056 1,794 698 106,177 — 241,943 Special Mention 5,886 — 2,600 592 1,742 997 41,209 — 53,026 Substandard 25,466 3,023 2,546 3,577 1,202 52 45,053 — 80,919 Doubtful 652 33,250 — — 4,692 — 41,537 — 80,131 Total Equipment/Accounts Receivable/Inventory $ 2,400,110 $ 945,383 $ 356,348 $ 150,892 $ 115,571 $ 131,900 $ 2,984,740 $ 247 $ 7,085,191 Agriculture Non-watch list – Pass $ 11,512 $ 5,394 $ 2,608 $ 212 $ 344 $ 1,143 $ 100,630 $ — $ 121,843 Watch – Pass 500 222 328 428 — — 6,532 — 8,010 Special Mention — — 372 — — — 1,361 — 1,733 Substandard 65 268 — — — — 22,423 — 22,756 Doubtful — — — — — — — — — Total Agriculture $ 12,077 $ 5,884 $ 3,308 $ 640 $ 344 $ 1,143 $ 130,946 $ — $ 154,342 December 31, 2020 Amortized Cost - Revolving Loans Amortized Cost - Revolving Loans Converted to Term Loans Risk by Collateral Amortized Cost Basis by Origination Year - Term Loans 2020 2019 2018 2017 2016 Prior Total Equipment/Accounts Receivable/Inventory Non-watch list – Pass $ 2,975,305 $ 664,016 $ 439,460 $ 171,409 $ 165,321 $ 67,442 $ 1,948,261 $ — $ 6,431,214 Watch – Pass 89,746 10,400 9,309 5,126 11,044 1,592 70,768 — 197,985 Special Mention 53,334 9,788 15,524 1,898 2,158 — 8,485 — 91,187 Substandard 67,118 231 7,657 1,369 53 565 81,246 — 158,239 Doubtful 86 53 — 5,365 — — 39 — 5,543 Total Equipment/Accounts Receivable/Inventory $ 3,185,589 $ 684,488 $ 471,950 $ 185,167 $ 178,576 $ 69,599 $ 2,108,799 $ — $ 6,884,168 Agriculture Non-watch list – Pass $ 7,880 $ 3,924 $ 1,389 $ 1,379 $ 1,759 $ 404 $ 92,917 $ 38 $ 109,690 Watch – Pass 179 2,571 188 102 345 — 17,956 — 21,341 Special Mention 303 — 399 22 — 12 6,674 — 7,410 Substandard 524 — — 2,148 60 — 20,408 — 23,140 Doubtful — — — — — — — — — Total Agriculture $ 8,886 $ 6,495 $ 1,976 $ 3,651 $ 2,164 $ 416 $ 137,955 $ 38 $ 161,581 Specialty lending A discussion of the credit quality indicators that impact each type of collateral securing Specialty loans is included below: Asset-based lending General asset-based loans are secured by accounts receivable, inventory, equipment, and real estate. The purpose of these loans is for financing current operations for commercial customers. The repayment of debt is reliant upon collection of the accounts receivable within 30 to 90 days or converting assets into cash or through goods and services being sold and collected. The Company tracks each individual borrower credit risk based on their loan to collateral position. Any borrower position where the underlying value of collateral is below the fair value of the loan is considered out-of-margin and inherently higher risk. Factoring General factoring loans are secured by accounts receivable. The purpose of these loans is for financing current operations for trucking or other commercial customers. The repayment of debt is reliant upon collection of the accounts receivable within 30 to 90 days. The Company tracks each individual borrower’s credit risk based on their loan to collateral position. To assess credit risk, the portfolio is separated into two tiers and a specifically impaired category. Tier 1 are loans that have not experienced collateral coverage rates falling below an internally tracked threshold at any time during their relationship history. The internal threshold is lower than each customers’ actual contractual collateral coverage ratio. Tier 2 are loans that have experienced collateral coverage rates falling below the same internally tracked threshold during their relationship history. Loans individually evaluated are loans that have either experienced collateral coverage rates falling below an internally tracked threshold during their relationship history or have balances that are greater than an internally tracked threshold. Individually evaluated loans utilize a practical expedient for the purpose of determining the expected credit loss. Collateral dependent assets are loans placed on non-accrual and loans considered to be TDRs. The combination of these categories has created an associated allowance to this portfolio of $1.0 million and $0.6 million as of December 31, 2021 and 2020, respectively. The following table provides a summary of the amortized cost balance by risk rating for asset-based loans as of December 31, 2021 and 2020 (in thousands): Asset-based lending Risk December 31, 2021 December 31, 2020 In-margin $ 409,844 $ 331,360 Out-of-margin 5,363 23,989 Total $ 415,207 $ 355,349 The following table provides a summary of the amortized cost balance by risk rating for factoring loans as of December 31, 2021 and 2020 (in thousands): Factoring Risk December 31, 2021 December 31, 2020 Tier 1 $ 9,433 $ 10,774 Tier 2 65,149 135,861 Evaluated for impairment 32,573 7,755 Collateral dependent assets — 1,561 Total $ 107,155 $ 155,951 Commercial real estate A discussion of the credit quality indicators that impact each type of collateral securing Commercial real estate loans is included below: Owner-occupied Owner-occupied loans are secured by commercial real estate. These loans are often longer tenured and susceptible to multiple economic cycles. The loans rely on the owner-occupied operations to service debt which cover a broad spectrum of industries. Real estate debt can carry a significant amount of leverage for a borrower to maintain. Non-owner-occupied Non-owner-occupied loans are secured by commercial real estate. These loans are often longer tenured and susceptible to multiple economic cycles. The key element of risk in this type of lending is the cyclical nature of real estate markets. Although national conditions affect the overall real estate industry, the effect of national conditions on local markets is equally important. Factors such as unemployment rates, consumer demand, household formation, and the level of economic activity can vary widely from state to state and among metropolitan areas. In addition to geographic considerations, markets can be defined by property type. While all sectors are influenced by economic conditions, some sectors are more sensitive to certain economic factors than others. Farmland Farmland loans are secured by real estate used for agricultural purposes such as crop and livestock production. Assets used as collateral are long-term assets that carry the ability to have longer amortizations and maturities. Longer terms carry the risk of added susceptibility to market conditions. The limited purpose of some Agriculture-related collateral affects credit risk because such collateral may have limited or no other uses to support values when loan repayment problems emerge. 5+ Multi-family 5+ multi-family loans are secured by a multi-family residential property. The primary risks associated with this type of collateral are largely driven by economic conditions. The national and local market conditions can change with unemployment rates or competing supply of multi-family housing. Tenants may not be able to afford their housing or have better options and this can result in increased vacancy. Rents may need to be lowered to fill apartment units. Increased vacancy and lower rental rates not only drive the borrower’s ability to repay debt but also contribute to how the collateral is valued. 1-4 Family construction 1-4 family construction loans are secured by 1-4 family residential real estate and are in the process of construction or improvements being made. The predominant risk inherent to this portfolio is the risk associated with a borrower’s ability to successfully complete a project on time and within budget. Market conditions also play an important role in understanding the risk profile. Risk from adverse changes in market conditions from the start of development to completion can result in deflated collateral values General construction General construction loans are secured by commercial real estate in process of construction or improvements being made and their repayment is dependent on the collateral’s completion. Construction lending presents unique risks not encountered in term financing of existing real estate. The predominant risk inherent to this portfolio is the risk associated with a borrower’s ability to successfully complete a project on time and within budget. Commercial properties under construction are susceptible to market and economic conditions. Demand from prospective customers may erode after construction begins because of a general economic slowdown or an increase in the supply of competing properties. Based on the factors noted above for each type of collateral, the Company assigns risk ratings to borrowers based on their most recently assessed financial position. The following tables provide a summary of the amortized cost balance by collateral type and risk rating as of December 31, 2021 and 2020 December 31, 2021 Amortized Cost - Revolving Loans Amortized Cost - Revolving Loans Converted to Term Loans Risk by Collateral Amortized Cost Basis by Origination Year - Term Loans 2021 2020 2019 2018 2017 Prior Total Owner-occupied Non-watch list – Pass $ 679,662 $ 507,220 $ 208,376 $ 174,352 $ 89,588 $ 154,920 $ 11,627 $ — $ 1,825,745 Watch – Pass 191 10,891 16,493 1,055 1,143 1,572 — — 31,345 Special Mention 93 1,304 — — — — — — 1,397 Substandard 189 33 1,762 2,169 808 2,990 100 — 8,051 Doubtful — — — — — — — — — Total Owner-occupied $ 680,135 $ 519,448 $ 226,631 $ 177,576 $ 91,539 $ 159,482 $ 11,727 $ — $ 1,866,538 Non-owner-occupied Non-watch list – Pass $ 976,097 $ 679,313 $ 536,084 $ 143,243 $ 129,820 $ 219,701 $ 10,969 $ — $ 2,695,227 Watch – Pass 57,052 1,277 55,802 19,248 5,280 2,587 — — 141,246 Special Mention 24,876 8,577 — — — 36,223 — — 69,676 Substandard — — — — — 30 — — 30 Doubtful — — — — — — — — — Total Non-owner-occupied $ 1,058,025 $ 689,167 $ 591,886 $ 162,491 $ 135,100 $ 258,541 $ 10,969 $ — $ 2,906,179 Farmland Non-watch list – Pass $ 40,526 $ 246,955 $ 26,332 $ 2,147 $ 19,199 $ 29,136 $ 28,276 $ — $ 392,571 Watch – Pass 2,263 10,177 — 823 213 4,889 — — 18,365 Special Mention 3,800 — 6,875 13,983 517 — 8,999 — 34,174 Substandard 14,916 16,492 938 16 — 833 964 999 35,158 Doubtful — — — — — — — — — Total Farmland $ 61,505 $ 273,624 $ 34,145 $ 16,969 $ 19,929 $ 34,858 $ 38,239 $ 999 $ 480,268 5+ Multi-family Non-watch list – Pass $ 58,268 $ 95,024 $ 41,426 $ 1,206 $ 511 $ 6,820 $ 2,057 $ — $ 205,312 Watch – Pass — — — — — — — — — Special Mention — — — — — — — — — Substandard — — — — — — — — — Doubtful — — — — — — — — — Total 5+ Multi-family $ 58,268 $ 95,024 $ 41,426 $ 1,206 $ 511 $ 6,820 $ 2,057 $ — $ 205,312 1-4 Family construction Non-watch list – Pass $ 53,004 $ 4,933 $ 17,333 $ — $ — $ — $ 985 $ — $ 76,255 Watch – Pass — — — — — — — — — Special Mention — — — — — — — — — Substandard — — — — — — — — — Doubtful — — — — — — — — — Total 1-4 Family construction $ 53,004 $ 4,933 $ 17,333 $ — $ — $ — $ 985 $ — $ 76,255 General construction Non-watch list – Pass $ 436,696 $ 160,553 $ 62,675 $ 38,505 $ 203 $ 239 $ 29,219 $ — $ 728,090 Watch – Pass 3,277 — — — — — — — 3,277 Special Mention — — — — — — — — — Substandard — — 1,522 — — 17 — — 1,539 Doubtful — — 86 — — — — — 86 Total General construction $ 439,973 $ 160,553 $ 64,283 $ 38,505 $ 203 $ 256 $ 29,219 $ — $ 732,992 December 31, 2020 Amortized Cost - Revolving Loans Amortized Cost - Revolving Loans Converted to Term Loans Risk by Collateral Amortized Cost Basis by Origination Year - Term Loans 2020 2019 2018 2017 2016 Prior Total Owner-occupied Non-watch list – Pass $ 568,636 $ 327,579 $ 227,581 $ 141,758 $ 118,593 $ 163,292 $ 15,052 $ 51,910 $ 1,614,401 Watch – Pass 1,712 6,413 4,761 1,194 — 8,581 — — 22,661 Special Mention 1,424 — — — 1,588 — — — 3,012 Substandard 7,440 106 850 27,961 422 4,504 3,828 — 45,111 Doubtful — — — — — — — — — Total Owner-occupied $ 579,212 $ 334,098 $ 233,192 $ 170,913 $ 120,603 $ 176,377 $ 18,880 $ 51,910 $ 1,685,185 Non-owner-occupied Non-watch list – Pass $ 802,078 $ 525,246 $ 205,484 $ 156,290 $ 294,979 $ 101,616 $ 49,384 $ 81,499 $ 2,216,576 Watch – Pass 43,769 45,748 25,065 12,903 1,936 7,701 — 16,455 153,577 Special Mention 183 32,953 — — 36,300 5,100 — — 74,536 Substandard — 26,510 — — — 1,336 — — 27,846 Doubtful — — — — — — — — — Total Non-owner-occupied $ 846,030 $ 630,457 $ 230,549 $ 169,193 $ 333,215 $ 115,753 $ 49,384 $ 97,954 $ 2,472,535 Farmland Non-watch lis

SECURITIES

SECURITIES	12 Months Ended
	Dec. 31, 2021
Investments Debt And Equity Securities [Abstract]
SECURITIES	4. SECURITIES Securities Available for Sale This table provides detailed information about securities available for sale at December 31, 2021 and 2020 (in thousands): Gross Gross Amortized Unrealized Unrealized Fair 2021 Cost Gains Losses Value U.S. Treasury $ 69,551 $ 374 $ (751 ) $ 69,174 U.S. Agencies 121,681 3,252 (1 ) 124,932 Mortgage-backed 7,967,537 93,390 (95,872 ) 7,965,055 State and political subdivisions 3,270,160 161,674 (9,146 ) 3,422,688 Corporates 316,840 2,504 (1,498 ) 317,846 Collateralized loan obligations 76,815 4 — 76,819 Total $ 11,822,584 $ 261,198 $ (107,268 ) $ 11,976,514 Gross Gross Amortized Unrealized Unrealized Fair 2020 Cost Gains Losses Value U.S. Treasury $ 29,911 $ 829 $ — $ 30,740 U.S. Agencies 89,554 6,395 — 95,949 Mortgage-backed 5,266,394 202,944 (1,157 ) 5,468,181 State and political subdivisions 3,424,309 199,848 (538 ) 3,623,619 Corporates 77,566 3,649 (16 ) 81,199 Total $ 8,887,734 $ 413,665 $ (1,711 ) $ 9,299,688 The following table presents contractual maturity information for securities available for sale at December 31, 2021 (in thousands): Amortized Fair Cost Value Due in 1 year or less $ 167,515 $ 168,443 Due after 1 year through 5 years 748,552 759,638 Due after 5 years through 10 years 815,408 839,508 Due after 10 years 2,123,572 2,243,870 Total 3,855,047 4,011,459 Mortgage-backed securities 7,967,537 7,965,055 Total securities available for sale $ 11,822,584 $ 11,976,514 Securities may be disposed of before contractual maturities due to sales by the Company or because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties. Proceeds from the sales of securities available for sale were $372.6 million, $315.9 million, and $412.0 million for 2021, 2020, and 2019, respectively. Securities transactions resulted in gross realized gains of $7.8 million for 2021, $7.3 million for 2020, and $4.6 million for 2019. The gross realized losses were $2 thousand for 2021, $274 thousand for 2020, and $1.4 million for 2019. Securities available for sale with a fair value of $10.2 billion and $7.8 billion at December 31, 2021 and December 31, 2020, respectively, were pledged to secure U.S. Government deposits, other public deposits, certain trust deposits, derivative transactions, and repurchase agreements. Of these amounts, securities with a fair value of $171.2 million at December 31, 2021 and $371.5 million at December 31, 2020 were pledged at the Federal Reserve Discount Window but were unencumbered as of those dates. Accrued interest on securities available for sale totaled $45.8 million and $42.6 million as of December 31, 2021 and 2020, respectively, and is included in the Accrued income line on the Company’s Consolidated Balance Sheets. The total amount of accrued interest is excluded from the amortized cost of available securities presented above. Further, the Company has elected not to measure an ACL for accrued interest receivable. The following table shows the Company’s available-for-sale investments’ gross unrealized losses and fair value, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, at December 31, 2021 and 2020 (in thousands): Less than 12 months 12 months or more Total 2021 Count Fair Value Unrealized Losses Count Fair Value Unrealized Losses Count Fair Value Unrealized Losses Description of Securities U.S. Treasury 4 $ 58,867 $ (751 ) — $ — $ — 4 $ 58,867 $ (751 ) U.S. Agencies 1 11,149 (1 ) — — — 1 11,149 (1 ) Mortgage-backed 344 5,404,968 (87,301 ) 13 233,295 (8,571 ) 357 5,638,263 (95,872 ) State and political subdivisions 357 329,042 (6,969 ) 31 44,939 (2,177 ) 388 373,981 (9,146 ) Corporates 152 193,899 (1,498 ) — — — 152 193,899 (1,498 ) Collateralized loan obligations — — — — — — — — — Total 858 $ 5,997,925 $ (96,520 ) 44 $ 278,234 $ (10,748 ) 902 $ 6,276,159 $ (107,268 ) Less than 12 months 12 months or more Total 2020 Count Fair Value Unrealized Losses Count Fair Value Unrealized Losses Count Fair Value Unrealized Losses Description of Securities U.S. Treasury — $ — $ — — $ — $ — — $ — $ — U.S. Agencies — — — — — — — — — Mortgage-backed 16 174,234 (1,157 ) — — — 16 174,234 (1,157 ) State and political subdivisions 24 55,653 (279 ) 6 2,833 (259 ) 30 58,486 (538 ) Corporates 4 5,335 (16 ) — — — 4 5,335 (16 ) Total 44 $ 235,222 $ (1,452 ) 6 $ 2,833 $ (259 ) 50 $ 238,055 $ (1,711 ) The unrealized losses in the Company’s investments were caused by changes in interest rates, and not from a decline in credit of the underlying issuers. The U.S. Treasury, U.S. Agency, and GSE mortgage-backed securities are all considered to be agency-backed securities with no risk of loss as they are either explicitly or implicitly guaranteed by the U.S. government. The changes in fair value in the agency-backed portfolios are solely driven by change in interest rates caused by changing economic conditions. The Company has no knowledge of any underlying credit issues and the cash flows underlying the debt securities have not changed and are not expected to be impacted by changes in interest rates. For the State and political subdivision portfolio, the majority of the Company’s holdings are in general obligation bonds, which have a very low historical default rate due to issuers generally having unlimited taxing authority to service the debt. For the State and political, Corporates, and Collateralized loan obligations portfolios, the Company has a robust process for monitoring credit risk, including both pre-purchase and ongoing post-purchase credit reviews and analysis. The Company monitors credit ratings of all bond issuers in these segments and reviews available financial data, including market and sector trends. As of both December 31, 2021 and 2020, there is no ACL related to the Company’s available-for-sale securities as the decline in fair value did not result from credit issues Securities Held to Maturity The following table shows the Company’s held-to-maturity investments’ amortized cost, fair value, and gross unrealized gains and losses at December 31, 2021 and 2020, respectively (in thousands): 2021 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value Allowance for Credit Losses Net Carrying Amount State and political subdivisions $ 1,084,282 $ 3,346 $ (38,954 ) $ 1,048,674 $ (1,940 ) $ 1,082,342 Mortgage-backed 396,134 14 (2,431 ) 393,717 — 396,134 Total $ 1,480,416 $ 3,360 $ (41,385 ) $ 1,442,391 $ (1,940 ) $ 1,478,476 2020 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value Allowance for Credit Losses Net Carrying Amount State and political subdivisions $ 1,014,614 $ 29,723 $ (14,893 ) $ 1,029,444 $ (2,610 ) $ 1,012,004 Total $ 1,014,614 $ 29,723 $ (14,893 ) $ 1,029,444 $ (2,610 ) $ 1,012,004 The following table presents contractual maturity information for securities held to maturity at December 31, 2021 (in thousands): Amortized Fair Cost Value Due in 1 year or less $ 17,440 $ 17,797 Due after 1 year through 5 years 158,005 156,927 Due after 5 years through 10 years 489,816 481,785 Due after 10 years 419,021 392,165 Total 1,084,282 1,048,674 Mortgage-backed securities 396,134 393,717 Total securities held to maturity $ 1,480,416 $ 1,442,391 Expected maturities will differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties. There were no sales of securities held to maturity during 2021, 2020, or 2019. Accrued interest on securities held to maturity totaled $5.3 million as of both December 31, 2021 and 2020 and is included in the Accrued income line on the Company’s Consolidated Balance Sheets. The total amount of accrued interest is excluded from the amortized cost of held-to-maturity securities presented above. Further, the Company has elected not to measure an ACL for accrued interest receivable. The following table shows the Company’s held-to-maturity investments’ gross unrealized losses and fair value, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, at December 31, 2021 and 2020 (in thousands): Less than 12 months 12 months or more Total 2021 Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses State and political subdivisions $ 585,153 $ (12,494 ) $ 217,579 $ (26,460 ) $ 802,732 $ (38,954 ) Mortgage-backed 317,887 (2,431 ) — — 317,887 (2,431 ) Total $ 903,040 $ (14,925 ) $ 217,579 $ (26,460 ) $ 1,120,619 $ (41,385 ) Less than 12 months 12 months or more Total 2020 Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses State and political subdivisions $ 132,271 $ (4,591 ) $ 109,712 $ (10,302 ) $ 241,983 $ (14,893 ) Total $ 132,271 $ (4,591 ) $ 109,712 $ (10,302 ) $ 241,983 $ (14,893 ) The unrealized losses in the Company’s held-to-maturity portfolio were caused by changes in the interest rate environment. The GSE mortgage-backed securities are considered to be agency-backed securities with no risk of loss as they are either explicitly or implicitly guaranteed by the U.S. government. The changes in fair value in the agency-backed portfolios are solely driven by change in interest rates caused by changing economic conditions. The Company has no knowledge of any underlying credit issues and the cash flows underlying the debt securities have not changed and are not expected to be impacted by changes in interest rates. As of December 31, 2021, there is no ACL related to the Company’s held-to-maturity mortgage-backed securities as the decline in fair value did not result from credit issues. The underlying bonds in the Company’s held-to-maturity State and political subdivisions bond portfolio are evaluated for credit losses in conjunction with management’s estimate of the ACL based on credit rating. The following table shows the amortized cost basis by credit rating of the Company’s held-to-maturity State and political subdivisions bond investments at December 31, 2021 and 2020 (in thousands): Amortized Cost Basis by Credit Rating - HTM Debt Securities 2021 A BBB BB CCC-C Total State and political subdivisions: Competitive $ 372,696 $ 605,104 $ 20,678 $ 870 $ 999,348 Utilities 55,096 29,838 — — 84,934 Total state and political subdivisions $ 427,792 $ 634,942 $ 20,678 $ 870 $ 1,084,282 Amortized Cost Basis by Credit Rating - HTM Debt Securities 2020 A BBB BB CCC-C Total State and political subdivisions: Competitive $ 340,290 $ 558,786 $ 18,078 $ 8,135 $ 925,289 Utilities 56,232 33,093 — — 89,325 Total state and political subdivisions $ 396,522 $ 591,879 $ 18,078 $ 8,135 $ 1,014,614 Competitive held-to-maturity securities include not-for-profit enterprises that provide public functions such as housing, higher education, or healthcare, but do so in a competitive environment. It also includes project financings that can have relatively high enterprise risk, such as deals backed by revenues from sports or convention facilities or start-up transportation revenues. Utilities are public enterprises providing essential services with a monopoly or near-monopoly over the service area. This includes environmental utilities (water, sewer, solid waste), power utilities (electric distribution and generation, gas), and transportation utilities (airports, parking, toll roads, mass transit, ports). The following table presents the aging of past due held-to-maturity securities at December 31, 2021 (in thousands): 2021 30-89 Days Past Due and Accruing Greater than 90 Days Past Due and Accruing Non- Accrual Total Past Due Current Total State and political subdivisions: Competitive $ 7,795 $ — $ — $ 7,795 $ 991,553 $ 999,348 Utilities — — — — 84,934 84,934 Total state and political subdivisions $ 7,795 $ — $ — $ 7,795 $ 1,076,487 $ 1,084,282 All held-to-maturity securities were current and not past due at December 31, 2020. Trading Securities The net unrealized gain on trading securities was $2 thousand, $13 thousand, and $1 thousand as of December 31, 2021, 2020, and 2019, respectively. Net unrealized gains and losses are included in trading and investment banking income on the Consolidated Statements of Income. Securities sold not yet purchased totaled $3.2 million and $2.2 million at December 31, 2021 and 2020, respectively, and are classified within the Other liabilities line of the Company’s Consolidated Balance Sheets. Other Securities The table below provides detailed information for Other securities at December 31, 2021 and 2020 (in thousands): December 31, 2021 2020 FRB and FHLB stock $ 36,222 $ 33,222 Equity securities with readily determinable fair values 64,149 134,197 Equity securities without readily determinable fair values 226,727 128,634 Total $ 327,098 $ 296,053 Investment in FRB stock is based on the capital structure of the investing bank, and investment in FHLB stock is mainly tied to the level of borrowings from the FHLB. These holdings are carried at cost. Equity securities with readily determinable fair values are generally traded on an exchange and market prices are readily available. Equity securities without readily determinable fair values include PCM alternative investments in hedge funds and private equity funds, which are accounted for as equity-method investments. Also included in this category are equity investments which are held by a subsidiary qualified as a Small Business Investment Company, as well as investments in low-income housing partnerships within the areas the Company serves. During the first quarter of 2021, the Company sold its membership interests in PCM. Unrealized gains or losses on equity securities with and without readily determinable fair values are recognized in the Investment securities gains, net line of the Company’s Consolidated Statements of Income. Investment Securities Gains, Net The following table presents the components of Investment securities gains, net for the years ended December 31, 2021, 2020, and 2019 (in thousands): Year Ended December 31, 2021 2020 2019 Investment securities gains, net Available-for-sale debt securities: Gains realized on sales $ 7,819 $ 7,255 $ 4,636 Losses realized on sales (2 ) (274 ) (1,418 ) Equity securities with readily determinable fair values: Fair value adjustments, net (10,881 ) 110,768 — Equity securities without readily determinable fair values: Fair value adjustments, net 8,121 2,885 (973 ) Total investment securities gains, net $ 5,057 $ 120,634 $ 2,245

SECURITIES PURCHASED UNDER AGRE

SECURITIES PURCHASED UNDER AGREEMENTS TO RESELL	12 Months Ended
	Dec. 31, 2021
Securities Purchased Under Agreements To Resell [Abstract]
SECURITIES PURCHASED UNDER AGREEMENTS TO RESELL	5. SECURITIES PURCHASED UNDER AGREEMENTS TO RESELL The Company regularly enters into agreements for the purchase of securities with simultaneous agreements to resell (resell agreements). The agreements permit the Company to sell or repledge these securities. Resell agreements were $1.2 billion and $1.7 billion at December 31, 2021 and 2020, respectively. The Company obtains possession of collateral with a market value equal to or in excess of the principal amount loaned under resell agreements.

LOANS TO OFFICERS AND DIRECTORS

LOANS TO OFFICERS AND DIRECTORS	12 Months Ended
	Dec. 31, 2021
Related Party Transactions [Abstract]
LOANS TO OFFICERS AND DIRECTORS	6. LOANS TO OFFICERS AND DIRECTORS Certain executive officers and directors of the Company and the Bank, including companies in which those persons are principal holders of equity securities or are general partners, borrow in the normal course of business from the Bank. All such loans have been made on substantially the same terms, including interest rates and collateral, as those prevailing at the same time for comparable transactions with unrelated parties. In addition, all such loans are current as to repayment terms. For the years 2021 and 2020, an analysis of activity with respect to such aggregate loans to related parties appears below (in thousands): Year Ended December 31, 2021 2020 Balance – beginning of year $ 165,395 $ 207,734 New loans 176,226 39,217 Repayments (61,780 ) (81,556 ) Reduction due to change in reportable loans (124 ) — Balance – end of year $ 279,717 $ 165,395

GOODWILL AND OTHER INTANGIBLES

GOODWILL AND OTHER INTANGIBLES	12 Months Ended
	Dec. 31, 2021
Goodwill And Intangible Assets Disclosure [Abstract]
GOODWILL AND OTHER INTANGIBLES	7. GOODWILL AND OTHER INTANGIBLES Changes in the carrying amount of goodwill for the years ended December 31, 2021 and December 31, 2020 by operating segment are as follows (in thousands): Commercial Banking Institutional Banking Personal Banking Total Balances as of January 1, 2021 $ 59,419 $ 51,332 $ 70,116 $ 180,867 Sale of component of business segment — — (6,349 ) (6,349 ) Balances as of December 31, 2021 $ 59,419 $ 51,332 $ 63,767 $ 174,518 Balances as of January 1, 2020 $ 59,419 $ 51,332 $ 70,116 $ 180,867 Balances as of December 31, 2020 $ 59,419 $ 51,332 $ 70,116 $ 180,867 Following are the intangible assets that continue to be subject to amortization as of December 31, 2021 and 2020 (in thousands) : As of December 31, 2021 Core Deposit Intangible Assets Customer Relationships Total Gross carrying amount $ 50,059 $ 71,167 $ 121,226 Accumulated amortization 49,623 57,187 106,810 Net carrying amount $ 436 $ 13,980 $ 14,416 As of December 31, 2020 Core Deposit Intangible Assets Customer Relationships Total Gross carrying amount $ 50,059 $ 89,928 $ 139,987 Accumulated amortization 48,746 70,185 118,931 Net carrying amount $ 1,313 $ 19,743 $ 21,056 On March 31, 2021, the Company sold its membership interests in its PCM and UMB Merchant Banc, LLC subsidiaries, components of its Personal Banking segment. The sale included disposition of $6.3 million of goodwill and $1.9 million of net unamortized customer relationship intangibles. Amortization expense for the years ended December 31, 2021, 2020, and 2019 was $4.8 million, $6.5 million, and $5.5 million, respectively. The following table discloses the estimated amortization expense of intangible assets in future years (in thousands): For the year ending December 31, 2022 $ 3,920 For the year ending December 31, 2023 3,323 For the year ending December 31, 2024 2,704 For the year ending December 31, 2025 2,608 For the year ending December 31, 2026 1,861

PREMISES, EQUIPMENT, AND LEASES

PREMISES, EQUIPMENT, AND LEASES	12 Months Ended
	Dec. 31, 2021
Premises Equipment And Leases [Abstract]
PREMISES, EQUIPMENT, AND LEASES	8 . PREMISES, EQUIPMENT, AND LEASES Premises and equipment consisted of the following (in thousands): December 31, 2021 2020 Land $ 41,513 $ 42,323 Buildings and leasehold improvements 352,954 351,957 Equipment 181,218 176,018 Software 273,342 264,251 Total 849,027 834,549 Accumulated depreciation (357,503 ) (341,379 ) Accumulated amortization (220,591 ) (200,075 ) Premises and equipment, net $ 270,933 $ 293,095 Premises and equipment depreciation and amortization expenses were $49.6 million in 2021, $56.1 million in 2020, and $50.8 million in 2019. The Company primarily has leases of real estate, including buildings, or portions of buildings, used for bank branches or general office operations. These leases have remaining lease terms that range from less than one year to 26 years and most leases include one or more options to renew, with renewal terms that can extend the lease term from one month to 35 years or more. The exercise of lease renewal options is at the Company’s sole discretion. No renewal options were included in the Company’s calculation of its lease liabilities or right of use assets since it is not reasonably certain that the Company will exercise these options. No leases include options to purchase the leased property. The lease agreements do not contain any material residual value guarantees or material restrictive covenants. An insignificant number of leases include variable lease payments that are based on the Consumer Price Index (CPI). For the calculation of the lease liability and right of use asset for these leases, the Company has included lease payments based on CPI as of the effective date of ASC 842. The Company has made the election not to separate lease and non-lease components for existing real estate leases when determining consideration within the lease contract. All of the Company’s lease agreements are classified as operating leases under ASC 842. As of December 31, 2021 and 2020, right-of-use assets of $57.1 million and $63.4 million, respectively, were included as part of Other assets on the Company’s Consolidated Balance Sheets. In addition, lease liabilities of $64.6 million and $71.7 million were included as part of Other liabilities on the Company’s Consolidated Balance Sheets as of December 31, 2021 and 2020, respectively. For the years ended December 31, 2021 and 2020, lease expense of $11.8 million and $12.8 million, respectively, was recognized as part of Occupancy expense on the Company’s Consolidated Statements of Income. For the years ended December 31, 2021 and 2020, cash payments of $12.6 million and $12.3 million, respectively, were made for leases included in the measurement of lease liabilities and are classified as cash flows from operating activities in the Company’s Consolidated Statements of Cash Flows. For the years ended December 31, 2021 and 2020, leased assets obtained in exchange for new operating lease liabilities were $2.4 million and $7.2 million, respectively. As of December 31, 2021 and 2020, the weighted average remaining lease terms of the Company’s leases were 7.5 years and 8.2 years, respectively, and the weighted average discount rates were 2.74% and 2.85%, respectively. As of December 31, 2021, future minimum lease payments under non-cancelable operating leases were as follows (in thousands): 2022 $ 12,398 2023 10,594 2024 9,506 2025 8,478 2026 7,897 Thereafter 23,365 Total lease payments 72,238 Less: Interest 7,621 Present value of lease liabilities $ 64,617

BORROWED FUNDS

BORROWED FUNDS	12 Months Ended
	Dec. 31, 2021
Debt Disclosure [Abstract]
BORROWED FUNDS	9. BORROWED FUNDS The components of the Company's long-term debt are as follows (in thousands): December 31, 2021 2020 Trust Preferred Securities: Marquette Capital Trust I Subordinated Debentures 1.45% due 2036 $ 17,956 $ 17,553 Marquette Capital Trust II Subordinated Debentures 1.45% due 2036 18,526 18,149 Marquette Capital Trust III Subordinated Debentures 1.72% due 2036 7,286 7,139 Marquette Capital Trust IV Subordinated Debentures 1.80% due 2036 29,445 28,873 Subordinated notes 3.70% due 2030, net of issuance costs 198,331 197,881 Total long-term debt $ 271,544 $ 269,595 The aggregate repayment of long-term debt of $273.2 million is due after December 31, 2026. The Company assumed long-term debt obligations from the acquisition of Marquette consisting of debt obligations payable to four unconsolidated trusts (Marquette Capital Trust I, Marquette Capital Trust II, Marquette Capital Trust III, and Marquette Capital Trust IV) that previously issued trust preferred securities. These long-term debt obligations had an aggregate contractual balance of $103.1 million and had a carrying value of $73.2 million as of December 31, 2021. Interest rates on trust preferred securities are tied to the three-month January 2036 September 2036 In September 2020 The Company is a member bank of the FHLB of Des Moines. Through this relationship, the Company purchased $10.0 million of FHLB stock and has access to additional liquidity and funding sources through FHLB advances. The Company’s borrowing capacity is dependent upon the amount of collateral the Company places at the FHLB. The Company’s borrowing capacity with the FHLB was $1.6 billion as of December 31, 2021. The Company had no outstanding FHLB advances at FHLB Des Moines as of December 31, 2021. The Company has a revolving line of credit with Wells Fargo Bank, N.A. which allows the Company to borrow up to $30.0 million for general working capital purposes. The interest rate applied to borrowed balances will be at the Company’s option either 1.25% above LIBOR or 1.75% below the prime rate on the date of an advance. The Company pays % unused commitment fee for unused portions of the line of credit. The Company currently has no outstanding balance on this line of credit. The Company enters into sales of securities with simultaneous agreements to repurchase (repurchase agreements). The Company utilizes repurchase agreements to facilitate the needs of customers and to facilitate secured short-term funding needs. Repurchase agreements are stated at the amount of cash received in connection with the transaction. The Company monitors collateral levels on a continuous basis and may be required to provide additional collateral based on the fair value of the underlying securities. Securities pledged as collateral under repurchase agreements are maintained with the Company’s safekeeping agents. The amounts received under these agreements represent short-term borrowings. The amount outstanding at December 31, 2021, was $3.2 billion, with accrued interest payable of $245 thousand. The amount outstanding at December 31, 2020, was $2.2 billion, with accrued interest payable of $326 thousand. The carrying amounts and market values of the securities and the related repurchase liabilities and weighted average interest rates of the repurchase liabilities (grouped by maturity of the repurchase agreements) were as follows as of December 31, 2021 and 2020 (in thousands): As of December 31, 2021 Securities Fair Market Value Repurchase Liabilities Weighted Average Interest Rate Maturity of the Repurchase Liabilities 2 to 29 days $ 2,797,268 $ 2,820,788 0.19 % 30 to 90 Days 414,091 404,800 0.70 Over 90 Days 250 250 0.01 Total $ 3,211,609 $ 3,225,838 0.25 % As of December 31, 2020 Securities Fair Market Value Repurchase Liabilities Weighted Average Interest Rate Maturity of the Repurchase Liabilities 2 to 29 days $ 1,625,230 $ 1,759,559 0.34 % 30 to 90 Days 504,435 489,302 1.17 Over 90 Days 1,005 1,000 — Total $ 2,130,670 $ 2,249,861 0.52 % The table below presents the remaining contractual maturities of repurchase agreements outstanding at December 31, 2021 and 2020, in addition to the various types of marketable securities that have been pledged as collateral for these borrowings (in thousands): As of December 31, 2021 Remaining Contractual Maturities of the Agreements 2-29 days 30-90 days Over 90 Days Total Repurchase agreements, secured by: U.S. Agency $ 2,820,788 $ 404,800 $ 250 $ 3,225,838 Total repurchase agreements $ 2,820,788 $ 404,800 $ 250 $ 3,225,838 As of December 31, 2020 Remaining Contractual Maturities of the Agreements 2-29 days 30-90 days Over 90 Days Total Repurchase agreements, secured by: U.S. Treasury $ 2,440 $ — $ — $ 2,440 U.S. Agency 1,757,119 489,302 1,000 2,247,421 Total repurchase agreements $ 1,759,559 $ 489,302 $ 1,000 $ 2,249,861

REGULATORY REQUIREMENTS

REGULATORY REQUIREMENTS	12 Months Ended
	Dec. 31, 2021
Regulatory Capital Requirements [Abstract]
REGULATORY REQUIREMENTS	10. REGULATORY REQUIREMENTS Payment of dividends by the Bank to the parent company is subject to various regulatory restrictions. For national banks, the governing regulatory agency must approve the declaration of any dividends generally in excess of the sum of net income for that year and retained net income for the preceding two years. The Bank maintains a reserve balance with the FRB as required by law. During 2021, this amount averaged $4.0 billion, compared to $1.2 billion in 2020. At December 31, 2021, the Company is required to have minimum common equity tier 1, tier 1, and total capital ratios of 4.5%, 6.0% and 8.0%, respectively. The Company’s actual ratios at that date were 12.05%, 12.05% and 13.88%, respectively. The Company is required to have a minimum leverage ratio of 4.0%, and the leverage ratio at December 31, 2021, was 7.61%. As of December 31, 2021, the most recent notification from the OCC categorized the Bank as well capitalized under the regulatory framework for prompt corrective action. To be categorized as well-capitalized the Bank must maintain total risk-based, tier 1 risk-based, common equity tier 1, and tier 1 leverage ratios of 10.0%, 8.0%, 6.5%, and 5.0%, respectively. There are no conditions or events that have occurred since the receipt of the most recent notification that management believes have changed the Bank’s categorization. In addition, under amendments to the BHCA introduced by the Dodd-Frank Act and commonly known as the Volcker Rule, the Company and its subsidiaries are subject to extensive limits on proprietary trading and on owning or sponsoring hedge funds and private-equity funds. The limits on proprietary trading are largely focused on purchases or sales of financial instruments by a banking entity as principal primarily for the purpose of short-term resale, benefitting from actual or expected short-term price movements, or realizing short-term arbitrage profits. The limits on owning or sponsoring hedge funds and private-equity funds are designed to ensure that banking entities generally maintain only small positions in managed or advised funds and are not exposed to significant losses arising directly or indirectly from them. The Volcker Rule also provides for increased capital charges, quantitative limits, rigorous compliance programs, and other restrictions on permitted proprietary trading and fund activities, including a prohibition on transactions with a covered fund that would constitute a covered transaction under Sections 23A and 23B of the Federal Reserve Act. The fund activities of the Company and its subsidiaries are in conformance with the Volcker Rule. Actual capital amounts as well as required and well-capitalized common equity tier 1, tier 1, total and tier 1 leverage ratios as of December 31, 2021 and 2020 for the Company and the Bank are as follows (in thousands): 2021 Actual For Capital Adequacy Purposes To Be Well Capitalized Under Prompt Corrective Action Provisions Amount Ratio Amount Ratio Amount Ratio Common Equity Tier 1 Capital: UMB Financial Corporation $ 2,885,576 12.05 % $ 1,077,971 4.50 % $ N/A N/A % UMB Bank, n. a. 2,734,377 11.53 1,067,154 4.50 1,541,444 6.50 Tier 1 Capital: UMB Financial Corporation 2,885,576 12.05 1,437,295 6.00 N/A N/A UMB Bank, n. a. 2,734,377 11.53 1,422,872 6.00 1,897,162 8.00 Total Capital: UMB Financial Corporation 3,324,284 13.88 1,916,393 8.00 N/A N/A UMB Bank, n. a. 2,902,996 12.24 1,897,162 8.00 2,371,453 10.00 Tier 1 Leverage: UMB Financial Corporation 2,885,576 7.61 1,517,616 4.00 N/A N/A UMB Bank, n. a. 2,734,377 7.26 1,506,293 4.00 1,882,866 5.00 2020 Common Equity Tier 1 Capital: UMB Financial Corporation $ 2,547,634 12.10 % $ 947,486 4.50 % $ N/A N/A % UMB Bank, n. a. 2,492,571 11.92 941,036 4.50 1,359,275 6.50 Tier 1 Capital: UMB Financial Corporation 2,547,634 12.10 1,263,315 6.00 N/A N/A UMB Bank, n. a. 2,492,571 11.92 1,254,715 6.00 1,672,954 8.00 Total Capital: UMB Financial Corporation 3,002,545 14.26 1,684,420 8.00 N/A N/A UMB Bank, n. a. 2,679,844 12.81 1,672,954 8.00 2,091,192 10.00 Tier 1 Leverage: UMB Financial Corporation 2,547,634 8.37 1,217,386 4.00 N/A N/A UMB Bank, n. a. 2,492,571 8.28 1,203,559 4.00 1,504,449 5.00

EMPLOYEE BENEFITS

EMPLOYEE BENEFITS	12 Months Ended
	Dec. 31, 2021
Disclosure Of Compensation Related Costs Sharebased Payments [Abstract]
EMPLOYEE BENEFITS	11. EMPLOYEE BENEFITS The Company has a discretionary noncontributory profit-sharing plan, which features an employee stock ownership plan. This plan is for the benefit of substantially all eligible officers and employees of the Company and its subsidiaries. The Company recognized expense related to such contributions of $2.5 million, $2.0 million, and $2.0 million for the years ended December 31, 2021, 2020, and 2019, respectively. The Company has a qualified 401(k) profit sharing plan that permits participants to make contributions by salary deduction, to which the Company makes matching contributions. The Company recognized expense related to matching contributions of $11.4 million, $11.0 million, and $10.6 million for the years ended December 31, 2021, 2020 and 2019, respectively. The Company recognized $40 thousand, $0.6 million, and $1.3 million in expense related to outstanding stock options and $1.9 million, $3.4 million, and $6.9 million in expense related to outstanding restricted stock grants for the years ended December 31, 2021, 2020, and 2019, respectively. The Company also recognized $18.6 million, $10.5 million, and $6.0 million in expense related to outstanding restricted stock unit grants for the years ended December 31, 2021, 2020 and 2019, respectively. The Company had $0.2 million of unrecognized compensation expense related to outstanding restricted stock, and $15.2 million of unrecognized compensation expense related to outstanding restricted stock unit grants at December 31, 2021. Long-Term Incentive Compensation Plan At the April 26, 2005 shareholders’ meeting, the shareholders of the Company approved the UMB Financial Corporation Long-Term Incentive Compensation Plan (LTIP) which became effective as of January 1, 2005. The LTIP permits the issuance to selected officers of the Company service-based restricted stock grants, performance-based restricted stock grants and non-qualified stock options. Service-based restricted stock grants contain a service requirement. The performance-based restricted grants contain performance and service requirements. The non-qualified stock option grants contain a service requirement. At the April 23, 2013 shareholders’ meeting, the shareholders of the Company approved amendments to the LTIP Plan, including increasing the number of shares of the Company’s stock reserved for issuance under the Plan from 5.25 million shares to 7.44 million shares. Additionally, the shareholders approved increasing the maximum benefits any one eligible employee may receive under the plan during any one fiscal year from $1 million to $2 million taking into account the value of all stock options and restricted stock received. The service-based restricted stock grants contain a service requirement with varying vesting schedules. The majority of these grants issued in 2016 and beyond utilize a vesting schedule in which 50% of the shares vest after two years of service, 75% after three years of service and 100% after four years of service. Certain other grants utilize vesting schedules in which the grants vest ratably over the requisite service period or contain a three-year cliff vesting. The dividends on service-based restricted stock grants are treated as two separate transactions. First, cash dividends are paid on the restricted stock. Those cash dividends are then paid to purchase additional shares of restricted stock. Dividends earned as additional shares of restricted stock have the same terms as the associated grant. The dividends paid on the stock are recorded as a reduction to retained earnings, similar to all dividend transactions. The table below discloses the status of the service-based restricted shares during 2021: Number of Shares Weighted Average Grant Date Fair Value Service-Based Restricted Stock Nonvested - December 31, 2020 66,298 $ 72.98 Granted — — Canceled (1,484 ) 72.80 Vested (41,196 ) 73.39 Nonvested - December 31, 2021 23,618 $ 72.28 As of December 31, 2021, there was $0.2 million of unrecognized compensation cost related to the nonvested shares. The cost is expected to be recognized over a period of 0.1 years. Total fair value of shares vested during the years ended December 31, 2021, 2020, and 2019 was $3.2 million, $9.2 million, and $8.7 million, respectively. The non-qualified stock options carry a service requirement and grants issued prior to 2016 will vest 50 % after three years , 75 % after four years a nd 100 % after five years , while grants issued in 2016 and beyond will vest 50 % after two years , 75 % after three year s and 100 % after four years . The table below discloses the information relating to non-qualified option activity in 2021 under the LTIP: Number of Shares Weighted Average Price Per Share Weighted Average Remaining Contractual Term Aggregate Intrinsic Value Stock Options Under the LTIP Outstanding - December 31, 2020 527,941 $ 54.89 Granted — — Canceled (319 ) 75.25 Expired (3,046 ) 62.71 Exercised (353,236 ) 52.23 Outstanding - December 31, 2021 171,340 $ 60.19 3.7 $ 7,867,900 Exercisable - December 31, 2021 171,340 $ 60.19 3.7 $ 7,867,900 There were no options granted during 2021, 2020, or 2019. The total intrinsic value of options exercised during the years ended December 31, 2021, 2020, and 2019, was $12.9 million, $2.0 million and $1.6 million, respectively. As of December 31, 2021, there was no unrecognized compensation cost related to the nonvested options. Cash received from options exercised under all share-based compensation plans was $18.4 million, $4.6 million, and $3.8 million for the years ended December 31, 2021, 2020, and 2019, respectively. The tax benefit realized for stock options exercised was $2.6 million, $345 thousand, and $766 thousand for the years ended December 31, 2021, 2020, and 2019, respectively. The Company has no specific policy to repurchase common shares to mitigate the dilutive impact of options; however, the Company has historically made adequate discretionary repurchases of common shares in an amount that exceeds stock option exercise activity. See a description of the Company’s Repurchase Authorizations in Note 14, “Common Stock and Earnings Per Share,” in the Notes to the Consolidated Financial Statements provided in Item 8 of this report. Omnibus Incentive Compensation Plan At the April 24, 2018 shareholders’ meeting, the shareholders of the Company approved the UMB Financial Corporation Omnibus Incentive Compensation Plan (OICP) which became effective as of April 24, 2018. The OICP permits the issuance to key employees of the Company various types of awards, including stock options, restricted stock and restricted stock units, performance awards and other stock-based awards. Service-based restricted stock unit awards contain a service requirement and the performance-based restricted stock unit awards contain performance and service requirements. The number of shares of the Company’s stock reserved for issuance under the OICP is 5.40 million shares. The service-based restricted stock unit awards are payable in shares of stock and the majority contain a service requirement with a four-year graded vesting schedule in which 50% of the units are vested after two years, 75% are vested after three years, and 100% are vested after four years. Certain other grants contain a service requirement with either a two-year cliff vesting or a three-year graded vesting schedule in which 50% of the units vest after two years of service and the remaining 50% vest after three years of service. The performance-based restricted stock unit awards are payable in shares of stock and contain a service and a performance requirement. The performance requirement is based on two predetermined performance requirements over a three-year The dividends on service-based restricted stock units are treated as two separate transactions. First, cash dividends are paid on the restricted stock units. Those cash dividends are then paid to purchase additional shares of restricted stock units. Dividends earned as additional shares of restricted stock units have the same terms as the associated grant. The dividends paid on the stock are recorded as a reduction to retained earnings, similar to all dividend transactions. Dividends are not paid on performance-based restricted stock units. The table below discloses the status of the service-based restricted stock units during 2021: Number of Units Weighted Average Price Per Unit Service Based Restricted Stock Units Under the OICP Nonvested - December 31, 2020 319,798 $ 66.25 Granted 150,328 76.83 Canceled (24,749 ) 69.43 Vested (82,229 ) 66.01 Nonvested - December 31, 2021 363,148 $ 70.47 As of December 31, 2021, there was $11.9 million of unrecognized compensation cost related to the nonvested service-based restricted stock units. The cost is expected to be recognized over a period of 2.5 years. Total fair value of units vested during the years ended December 31, 2021 and 2020 was $6.7 million and $0.3 million, respectively. The table below discloses the status of the performance-based restricted stock units during 2021: Number of Units Weighted Average Price Per Unit Performance Based Restricted Stock Units Under the OICP Nonvested - December 31, 2020 148,073 $ 64.82 Granted 52,976 70.92 Canceled — — Vested (37,479 ) 76.68 Performance based adjustment 2,252 76.68 Nonvested - December 31, 2021 165,822 $ 64.08 As of December 31, 2021, there was $3.3 million of unrecognized compensation cost related to the nonvested performance-based restricted stock units. The cost is expected to be recognized over a period of 1.7 years. The fair value of units vested during the year ended December 31, 2021 was $2.7 million. There were no units vested during 2020 or 2019.

BUSINESS SEGMENT REPORTING

BUSINESS SEGMENT REPORTING	12 Months Ended
	Dec. 31, 2020
Segment Reporting [Abstract]
BUSINESS SEGMENT REPORTING	12. BUSINESS SEGMENT REPORTING The Company has strategically aligned its operations into the following three reportable segments: Commercial Banking, Institutional Banking, and Personal Banking (collectively, the Business Segments, and each, a Business Segment). The Company’s senior executive officers regularly evaluate Business Segment financial results produced by the Company’s internal reporting system in deciding how to allocate resources and assess performance for individual Business Segments. Prior to 2020, the Company had the following four Business Segments: Commercial Banking, Institutional Banking, Personal Banking, and Healthcare Services. In the first quarter of 2020, the Company merged the Healthcare Services segment into the Institutional Banking segment to better reflect how the core businesses, products and services are currently being evaluated by management. The Company’s Healthcare Services leadership structure and financial performance assessments are now included in the Institutional Banking segment, and accordingly, the reportable segments were realigned to reflect these changes. The Company’s reportable Business Segments include certain corporate overhead, technology and service costs that are allocated based on methodologies that are applied consistently between periods. For comparability purposes, amounts in all periods are based on methodologies in effect at December 31, 2021. Previously reported results have been reclassified in this filing to conform to the current organizational structure. The following summaries provide information about the activities of each segment: Commercial Banking serves the commercial banking and treasury management needs of the Company’s small to mid-market businesses through a variety of products and services. Such services include commercial loans, commercial real estate financing, commercial credit cards, letters of credit, loan syndication services, and consultative services. In addition, the Company’s specialty lending group offers a variety of business solutions including asset-based lending , accounts receivable financing, mezzanine debt and minority equity investments . Treasury management services include depository services, account reconciliation and cash management tools such as, accounts payable and receivable solutions, electronic fund transfer and automated payments , controlled disbursements, lockbox services, and remote deposit capture services. Institutional Banking is a combination of banking services, fund services, asset management services, and healthcare services provided to institutional clients. This segment also provides fixed income sales, trading and underwriting, corporate trust and escrow services, as well as institutional custody. Institutional Banking includes UMBFS, which provides fund administration and accounting, investor services and transfer agency, marketing and distribution, custody, and alternative investment services. Healthcare services provides healthcare payment solutions including custodial services for health savings accounts (HSAs) and private label, multipurpose debit cards to insurance carriers, third-party administrators, software companies, employers, and financial institutions. Personal Banking combines consumer banking and wealth management services offered to clients and delivered through personal relationships and the Company’s bank branches, ATM network and internet banking. Products offered include deposit accounts, retail credit cards, private banking, installment loans, home equity lines of credit, residential mortgages, and small business loans. The range of client services extends from a basic checking account to estate planning and trust services and includes private banking, brokerage services, and insurance services in addition to a full spectrum of investment advisory, trust, and custody services. BUSINESS SEGMENT INFORMATION S egment financial results were as follows (in thousands): Year Ended December 31, 2021 Commercial Banking Institutional Banking Personal Banking Total Net interest income $ 556,673 $ 87,644 $ 171,204 $ 815,521 Provision for credit losses 15,553 630 3,817 20,000 Noninterest income 81,752 273,413 112,010 467,175 Noninterest expense 289,039 292,080 252,517 833,636 Income before taxes 333,833 68,347 26,880 429,060 Income tax expense 59,165 12,113 4,764 76,042 Net income $ 274,668 $ 56,234 $ 22,116 $ 353,018 Average assets $ 15,243,000 $ 12,255,000 $ 7,831,000 $ 35,329,000 Year Ended December 31, 2020 Commercial Banking Institutional Banking Personal Banking Total Net interest income $ 475,425 $ 106,856 $ 148,948 $ 731,229 Provision for credit losses 119,424 882 10,194 130,500 Noninterest income 189,412 254,874 115,880 560,166 Noninterest expense 272,283 286,635 263,087 822,005 Income (loss) before taxes 273,130 74,213 (8,453 ) 338,890 Income tax expense (benefit) 42,223 11,472 (1,307 ) 52,388 Net income (loss) $ 230,907 $ 62,741 $ (7,146 ) $ 286,502 Average assets $ 12,614,000 $ 9,746,000 $ 6,208,000 $ 28,568,000 Year Ended December 31, 2019 Commercial Banking Institutional Banking Personal Banking Total Net interest income $ 412,232 $ 126,591 $ 132,082 $ 670,905 Provision for credit losses 26,159 975 5,716 32,850 Noninterest income 81,609 232,444 112,717 426,770 Noninterest expense 267,345 268,423 243,092 778,860 Income (loss) before taxes 200,337 89,637 (4,009 ) 285,965 Income tax expense (benefit) 29,679 13,280 (594 ) 42,365 Net income (loss) $ 170,658 $ 76,357 $ (3,415 ) $ 243,600 Average assets $ 10,740,000 $ 7,714,000 $ 5,331,000 $ 23,785,000

REVENUE RECOGNITION

REVENUE RECOGNITION	12 Months Ended
	Dec. 31, 2021
Revenue From Contract With Customer [Abstract]
REVENUE RECOGNITION	13. REVENUE RECOGNITION The following is a description of the principal activities from which the Company generates revenue that are within the scope of ASC 606, Revenue from Contracts with Customers Trust and securities processing – Trust and securities processing income consists of fees earned on personal and corporate trust accounts, custody of securities services, trust investments and wealth management services, and mutual fund and alternative asset servicing. The performance obligations related to this revenue include items such as performing full bond trustee service administration, investment advisory services, custody and record-keeping services, and fund administrative and accounting services. These fees are part of long-term contractual agreements and the performance obligations are satisfied upon completion of service and fees are generally a fixed flat monthly rate or based on a percentage of the account’s market value per the contract with the customer. These fees are primarily recorded within the Company’s Institutional and Personal Banking segments. Trading and investment banking – Trading and investment banking income consists of income earned related to the Company’s trading securities portfolio, including futures hedging, dividends, bond underwriting, and other securities incomes. The vast majority of this revenue is recognized in accordance with ASC 320, , and is out of the scope of ASC 606. A portion of trading and investment banking represents fees earned for management fees, commissions, and underwriting of corporate bond issuances. The performance obligations related to these fees include reviewing the credit worthiness of the customer, ensuring appropriate regulatory approval and participating in due diligence. The fees are fixed per the bond prospectus and the performance obligations are satisfied upon registration approval of the bonds by the applicable regulatory agencies. Revenue is recognized at the point in time upon completion of service and when approval is granted by the regulators. Service charges on deposits – Service charges on deposit accounts represent monthly analysis fees recognized for the services related to customer deposit accounts, including account maintenance and depository transactions processing fees. Commercial Banking and Institutional Banking depository accounts charge fees in accordance with the customer’s pricing schedule while Personal Banking account holders are generally charged a flat service fee per month. Deposit service charges for the healthcare accounts included in the Institutional Banking segment are priced according to either standard pricing schedules with individual account holders or according to service agreements between the Company and employer groups or third-party administrators. The Company satisfies the performance obligation related to providing depository accounts monthly as transactions are processed and deposit service charge revenue is recorded monthly. These fees are recognized within all Business Segments. Insurance fees and commissions – Insurance fees and commissions includes all insurance-related fees earned, including commissions for individual life, variable life, group life, health, group health, fixed annuity, and variable annuity insurance contracts. The performance obligations related to these revenues primarily represent the placement of insurance policies with the insurance company partners. The fees are based on the contracts with insurance company partners and the performance obligations are satisfied when the terms of the policy have been agreed to and the insurance policy becomes effective. Brokerage fees – Brokerage fees represent income earned related to providing brokerage transaction services, including commissions on equity and commodity trades, and fees for investment management, advisory and administration. The performance obligations related to transaction services are executing the specified trade and are priced according to the customer’s fee schedule. Such income is recognized at a point in time as the trade occurs and the performance obligation is fulfilled. The performance obligations related to investment management, advisory and administration include allocating customer assets across a wide range of mutual funds and other investments, on-going account monitoring and re-balancing of the portfolio. These performance obligations are satisfied over time and the related revenue is calculated monthly based on the assets under management of each customer. All material performance obligations are satisfied as of the end of each accounting period. Bankcard fees – Bankcard fees primarily represent income earned from interchange revenue from MasterCard and Visa for the Company’s processing of debit, credit, HSA, and flexible spending account transactions. Additionally, the Company earns income and incentives related to various referrals of customers to card programs. The performance obligation for interchange revenue is the processing of each transaction through the Company’s access to the banking system. This performance obligation is completed for each individual transaction and income is recognized per transaction in accordance with interchange rates established by MasterCard and Visa. The performance obligations for various referral and incentive programs include either referring customers to certain card products or issuing exclusively branded cards for certain customer segments. The pricing of these incentive and referral programs are in accordance with the agreement with the individual card partner. These performance obligations are completed as the referrals are made or over a period of time when the Company is exclusively issuing branded cards. For the years ended December 31, 2021, 2020 and 2019, the Company also has approximately $34.0 million, $30.0 million, and $38.1 million of expense, respectively, recorded within the Bankcard fees line on the Company’s Consolidated Statements of Income related to rebates and rewards programs that are outside of the scope of ASC 606. All material performance obligations are satisfied as of the end of each accounting period. Investment securities gains, net – In the regular course of business, the Company recognizes gains on the sale of available-for-sale securities. Additionally, the Company recognizes gains and losses on equity securities with readily determinable fair values and equity securities without readily determinable fair values. These gains and losses are recognized in accordance with ASC 320, , and are outside of the scope of ASC 606. Other income – The Company recognizes other miscellaneous income through a variety of other revenue streams, the most material of which include letter of credit fees, certain loan origination fees, gains on the sale of assets, derivative income, and bank-owned and company-owned life insurance income. These revenue streams are outside of the scope of ASC 606 and are recognized in accordance with the applicable U.S. GAAP. The remainder of Other income is primarily earned through transactions with personal banking customers, including wire transfer service charges, stop payment charges, and fees for items like money orders and cashier’s checks. The performance obligations of these types of fees are satisfied as transactions are completed and revenue is recognized upon transaction execution according to established fee schedules with the customers. The Company had no material contract assets, contract liabilities, or remaining performance obligations as of December 31, 2021 or 2020. Total receivables from revenue recognized under the scope of ASC 606 were $73.6 million and $62.1 million as of December 31, 2021 and December 31, 2020, respectively. These receivables are included as part of the Other assets line on the Company’s Consolidated Balance Sheets. The following tables depict the disaggregation of revenue according to revenue stream and Business Segment for the three years ended December 31, 2021, 2020, and 2019. As stated in Note 12, “Business Segment Reporting,” for comparability purposes, amounts in all periods are based on methodologies in effect at December 31, 2021 and previously reported results have been reclassified in this filing to conform to the current organizational structure. Disaggregated revenue is as follows (in thousands): Year Ended December 31, 2021 NONINTEREST INCOME Commercial Banking Institutional Banking Personal Banking Revenue (Expense) out of Scope of ASC 606 Total Trust and securities processing $ — $ 164,480 $ 59,646 $ — $ 224,126 Trading and investment banking — 793 — 30,146 30,939 Service charges on deposit accounts 32,052 45,934 7,755 315 86,056 Insurance fees and commissions — — 1,309 — 1,309 Brokerage fees 107 4,069 7,995 — 12,171 Bankcard fees 56,246 19,117 22,451 (33,238 ) 64,576 Investment securities gains, net — — — 5,057 5,057 Other 817 1,634 2,694 37,796 42,941 Total noninterest income $ 89,222 $ 236,027 $ 101,850 $ 40,076 $ 467,175 Year Ended December 31, 2020 NONINTEREST INCOME Commercial Banking Institutional Banking Personal Banking Revenue (Expense) out of Scope of ASC 606 Total Trust and securities processing $ — $ 131,249 $ 63,397 $ — $ 194,646 Trading and investment banking — 755 — 32,190 32,945 Service charges on deposit accounts 28,736 46,611 8,321 211 83,879 Insurance fees and commissions — — 1,369 — 1,369 Brokerage fees 245 16,075 8,030 — 24,350 Bankcard fees 51,755 17,731 20,123 (29,065 ) 60,544 Investment securities gains, net — — — 120,634 120,634 Other 1,135 1,469 2,603 36,592 41,799 Total noninterest income $ 81,871 $ 213,890 $ 103,843 $ 160,562 $ 560,166 Year Ended December 31, 2019 NONINTEREST INCOME Commercial Banking Institutional Banking Personal Banking Revenue (Expense) out of Scope of ASC 606 Total Trust and securities processing $ — $ 113,313 $ 63,600 $ — $ 176,913 Trading and investment banking — 741 — 22,725 23,466 Service charges on deposit accounts 29,716 41,923 10,964 145 82,748 Insurance fees and commissions — — 1,634 — 1,634 Brokerage fees 214 23,231 7,816 — 31,261 Bankcard fees 60,375 21,386 21,911 (36,945 ) 66,727 Investment securities gains, net — — — 2,245 2,245 Other 1,196 1,469 3,190 35,921 41,776 Total noninterest income $ 91,501 $ 202,063 $ 109,115 $ 24,091 $ 426,770

COMMON STOCK AND EARNINGS PER S

COMMON STOCK AND EARNINGS PER SHARE	12 Months Ended
	Dec. 31, 2021
Text Block [Abstract]
COMMON STOCK AND EARNINGS PER SHARE	14. COMMON STOCK AND EARNINGS PER SHARE The following table summarizes the share transactions for the three years ended December 31, 2021 (in thousands, except for share data): Shares Issued Shares in Treasury Balance January 1, 2019 55,056,730 (5,939,508 ) Purchase of Treasury Stock — (124,109 ) Sale of Treasury Stock — 12,968 Issued for stock options and restricted stock — 91,525 Balance December 31, 2019 55,056,730 (5,959,124 ) Accelerated Share Repurchase Program — (653,498 ) Purchase of Treasury Stock — (563,830 ) Sale of Treasury Stock — 11,372 Issued for stock options and restricted stock — 114,736 Balance December 31, 2020 55,056,730 (7,050,344 ) Purchase of Treasury Stock — (67,671 ) Sale of Treasury Stock — 6,835 Issued for stock options and restricted stock — 485,255 Balance December 31, 2021 55,056,730 (6,625,925 ) The Board authorized the repurchase of up to 2 million shares of common stock annually at its 2019, 2020 and 2021 meetings. During 2020, the Company entered into an agreement with BAML to repurchase an aggregate of $30.0 million of the Company’s common stock through an ASR. Under the ASR, the Company repurchased a total of 653,498 shares. The final settlement of the transactions under the ASR occurred in the second quarter of 2020. Other than purchases pursuant to the ASR, all share purchases pursuant to the Repurchase Authorizations are intended to be within the scope of Rule 10b-18 promulgated under the Exchange Act. Rule 10b-18 provides a safe harbor for purchases in a given day if the Company satisfies the manner, timing and volume conditions of the rule when purchasing its own common shares. The Company has not made any repurchase of its securities other than pursuant to the Repurchase Authorizations. Basic earnings per share are computed by dividing income available to common shareholders by the weighted average number of shares outstanding during the year. Diluted earnings per share gives effect to all potential common shares that were outstanding during the year. The shares used in the calculation of basic and diluted earnings per share, are shown below: For the Years Ended December 31, 2021 2020 2019 Weighted average basic common shares outstanding 48,271,462 48,137,791 48,779,263 Dilutive effect of stock options and restricted stock 466,830 205,959 310,614 Weighted average diluted common shares outstanding 48,738,292 48,343,750 49,089,877

COMMITMENTS, CONTINGENCIES AND

COMMITMENTS, CONTINGENCIES AND GUARANTEES	12 Months Ended
	Dec. 31, 2021
Commitments And Contingencies Disclosure [Abstract]
COMMITMENTS, CONTINGENCIES AND GUARANTEES	15. COMMITMENTS, CONTINGENCIES AND GUARANTEES In the normal course of business, the Company is a party to financial instruments with off-balance-sheet risk in order to meet the financing needs of its customers and to reduce its own exposure to fluctuations in interest rates. These financial instruments include commitments to extend credit, commercial letters of credit, standby letters of credit, and futures contracts. These instruments involve, to varying degrees, elements of credit and interest rate risk in excess of the amount recognized in the Consolidated Balance Sheets. The contract or notional amount of those instruments reflects the extent of involvement the Company has in particular classes of financial instruments. Many of the commitments expire without being drawn upon; therefore, the total amount of these commitments does not necessarily represent the future cash requirements of the Company. The Company’s exposure to credit loss in the event of nonperformance by the other party to the financial instruments for commitments to extend credit, commercial letters of credit, and standby letters of credit is represented by the contract or notional amount of those instruments. The Company uses the same credit policies in making commitments and conditional obligations as it does for on-balance-sheet instruments. Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the agreement. These conditions generally include, but are not limited to, each customer being current as to repayment terms of existing loans and no deterioration in the customer’s financial condition. Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee. The interest rate is generally a variable rate. If the commitment has a fixed interest rate, the rate is generally not set until such time as credit is extended. For credit card customers, the Company has the right to change or terminate terms or conditions of the credit card account at any time. Since a large portion of the commitments and unused credit card lines are never actually drawn upon, the total commitment amount does not necessarily represent future cash requirements. The Company evaluates each customer’s creditworthiness on an individual basis. The amount of collateral obtained, if deemed necessary by the Company upon extension of credit, is based on management’s credit evaluation. Collateral pledged by customers varies but may include accounts receivable, inventory, real estate, plant and equipment, stock, securities and certificates of deposit. Commercial letters of credit are issued specifically to facilitate trade or commerce. Under the terms of a commercial letter of credit, as a general rule, drafts will be drawn when the underlying transaction is consummated as intended. Standby letters of credit are conditional commitments issued by the Company payable upon the non-performance of a customer’s obligation to a third party. The Company issues standby letters of credit for terms ranging from three months to six years. The Company generally requires the customer to pledge collateral to support the letter of credit. The maximum liability to the Company under standby letters of credit at December 31, 2021 and 2020, was $365.0 million and $346.6 million, respectively. As of December 31, 2021 and 2020, standby letters of credit totaling $28.6 million and $3.8 million, respectively, were with related parties to the Company. The credit risk involved in issuing letters of credit is essentially the same as that involved in extending loan facilities. The Company holds collateral supporting those commitments when deemed necessary. Collateral varies but may include such items as those described for commitments to extend credit. Futures contracts are contracts for delayed delivery of securities or money market instruments in which the seller agrees to make delivery at a specified future date, of a specified instrument, at a specified yield. Risks arise from the possible inability of counterparties to meet the terms of their contracts and from movement in securities values and interest rates. Instruments used in trading activities are carried at fair value and gains and losses on futures contracts are settled in cash daily. Any changes in the fair value are recognized in trading and investment banking income. The Company uses contracts to offset interest rate risk on specific securities held in the trading portfolio. As of December 31, 2021 and 2020, there were no notional amounts outstanding for these contracts. There were no open futures contract positions during the years ended December 31, 2021 or 2020. There was no net futures activity for the years ended December 31, 2021 or 2020. Net futures activity resulted in gains of $5 thousand for the year ended December 31, 2019. The Company controls the credit risk of its futures contracts through credit approvals, limits and monitoring procedures. The Company also enters into foreign exchange contracts on a limited basis. For operating purposes, the Company maintains certain balances in foreign banks. Foreign exchange contracts are purchased on a monthly basis to avoid foreign exchange risk on these foreign balances. The Company will also enter into foreign exchange contracts to facilitate foreign exchange needs of customers. The Company will enter into a contract to buy or sell a foreign currency at a future date only as part of a contract to sell or buy the foreign currency at the same future date to a customer. During 2021, contracts to purchase and to sell foreign currency averaged approximately $21.4 million compared to $21.0 million during 2020. The net gains on these foreign exchange contracts for 2021, 2020 and 2019 were $2.6 million, $1.9 million and $1.8 million, respectively. With respect to group concentrations of credit risk, most of the Company’s business activity is with customers in the states of Missouri, Kansas, Colorado, Oklahoma, Nebraska, Arizona, Illinois, and Texas. At December 31, 2021, the Company did not have any significant credit concentrations in any particular industry. The following table summarizes the Company’s off-balance sheet financial instruments as described above (in thousands): Contract or Notional Amount December 31, 2021 2020 Commitments to extend credit for loans (excluding credit card loans) $ 10,122,617 $ 8,851,333 Commitments to extend credit under credit card loans 3,743,165 3,472,339 Commercial letters of credit 2,754 3,160 Standby letters of credit 365,030 346,617 Forward contracts 9,729 51,273 Spot foreign exchange contracts 2,946 680 Allowance for Credit Losses on Off-Balance Sheet Credit Exposure The Company estimates expected credit losses over the contractual period in which the Company is exposed to credit risk via a contractual obligation to extend credit, unless that obligation is unconditionally cancelable by the Company. The estimate includes consideration of the likelihood that funding will occur and an estimate of expected credit losses on commitments expected to be funded over its estimated life. The estimate is based on expected utilization rates by portfolio segment. Utilization rates are influenced by historical trends and current conditions. The expected utilization rates are applied to the total commitment to determine the expected amount to be funded. The allowance for off-balance sheet credit exposure is calculated by applying portfolio segment expected credit loss rates to the expected amount to be funded. The following categories of off-balance sheet credit exposures have been identified: Revolving Lines of Credit: includes commercial, construction, agricultural, personal, and home-equity. Risk inherent to revolving lines of credit often are related to the susceptibility of an individual or business experiencing unpredictable cash flow or financial troubles, thus leading to payment default. During these financial troubles, the borrower could have less than desirable assets collateralizing the revolving line of credit. The financial strain the borrower is experiencing could lead to drawing against the line without the ability to pay the line down. Non-Revolving Lines of Credit: include commercial and personal. Lines that do not carry a revolving feature are generally associated with a specific expenditure or project, such as to purchase equipment or the construction of real estate. The predominate risk associated with non-revolving lines is the diversion of funds for other expenditures. If the funds get diverted, the contributory value to collateral suffers. Letters of Credit: includes standby letters of credit. Generally, a standby letter of credit is established to provide assurance to the beneficiary that the applicant will perform certain obligations arising out of a separate transaction between the beneficiary and the applicant. These obligations might be the performance of a service or delivery of a product. If the obligations are not met, it gives the beneficiary the right to draw on the letter of credit. The ACL for off-balance sheet credit exposures was $2.6 million and $5.6 million as of December 31, 2021 and 2020, respectively, and was recorded in the Accrued expenses and taxes line of the Company’s Consolidated Balance Sheets. A reduction of $3.0 million of provision for off-balance sheet credit exposures was recorded for the year ended December 31, 2021. Provision for off-balance sheet credit exposures of $2.6 million was recorded for the year ended December 31, 2020. Provision for off-balance sheet credit exposures is recorded in the Provision for credit losses line of the Company’s Consolidated Statements of Income.

INCOME TAXES

INCOME TAXES	12 Months Ended
	Dec. 31, 2021
Income Tax Disclosure [Abstract]
INCOME TAXES	16. INCOME TAXES Income taxes as set forth below produce effective income tax rates of 17.7% in 2021, 15.5% in 2020, and 14.8% in 2019. These percentages are computed by dividing Income tax expense by Income before income taxes. Income tax expense includes the following components (in thousands): Year Ended December 31, 2021 2020 2019 Current tax Federal $ 72,410 $ 49,053 $ 37,134 State 16,356 8,171 5,384 Total current tax expense 88,766 57,224 42,518 Deferred tax Federal (9,872 ) (4,045 ) (177 ) State (2,852 ) (791 ) 24 Total deferred tax benefit (12,724 ) (4,836 ) (153 ) Total tax expense $ 76,042 $ 52,388 $ 42,365 The reconciliation between the income tax expense and the amount computed by applying the statutory federal tax rate of 21% for income before income taxes is as follows (in thousands): Year Ended December 31, 2021 2020 2019 Statutory federal income tax expense $ 90,103 $ 71,167 $ 60,053 Tax-exempt interest income (20,635 ) (20,914 ) (18,725 ) Tax-exempt life insurance related income (2,631 ) (3,420 ) (4,007 ) Meals, entertainment and related expenses 580 924 1,647 State and local income taxes, net of federal tax benefits 10,659 5,835 4,273 Equity-based compensation (1,889 ) (299 ) (597 ) Federal tax credits, net of amortization of LIHTC investments (2,634 ) (1,772 ) (980 ) Other 2,489 867 701 Total tax expense $ 76,042 $ 52,388 $ 42,365 In preparing its tax returns, the Company is required to interpret tax laws and regulations to determine its taxable income. Periodically, the Company is subject to examinations by various taxing authorities that may give rise to differing interpretations of these laws. Upon examination, agreement of tax liabilities between the Company and the multiple tax jurisdictions in which the Company files tax returns may ultimately be different. The Company is in the examination process with the Internal Revenue Service for tax years 2014 and 2015 and with one state taxing authority for tax year 2018. The Company believes the aggregate amount of any additional liabilities that may result from these examinations, if any, will not have a material adverse effect on the financial condition, results of operations, or cash flows of the Company. Deferred income taxes result from differences between the carrying value of assets and liabilities measured for financial reporting and the tax basis of assets and liabilities for income tax return purposes. The significant components of deferred tax assets and liabilities are reflected in the following table (in thousands): December 31, 2021 2020 Deferred tax assets: Loans, principally due to allowance for credit losses $ 45,029 $ 52,583 Equity-based compensation 6,493 6,293 Accrued expenses 23,032 19,878 Deferred compensation 16,320 14,830 Miscellaneous 5,515 6,471 Total deferred tax assets before valuation allowance 96,389 100,055 Valuation allowance (1,335 ) (3,278 ) Total deferred tax assets 95,054 96,777 Deferred tax liabilities: Net unrealized gain on securities available for sale (35,447 ) (97,434 ) Securities (788 ) (13,462 ) Land, buildings and equipment (37,370 ) (41,339 ) Original issue discount (1,486 ) (1,969 ) Partnership investments (5,627 ) (6,948 ) Trust preferred securities (7,250 ) (7,538 ) Intangibles (20,067 ) (15,215 ) Miscellaneous (9,121 ) (8,430 ) Total deferred tax liabilities (117,156 ) (192,335 ) Net deferred tax liability $ (22,102 ) $ (95,558 ) As of December 31, 2021, state net operating loss carryforwards of approximately $649 thousand are included in the miscellaneous deferred tax assets line item above. Most of these net operating losses expire at various times between 2022 and 2041 and some have an indefinite carryforward. During the year ended December 31, 2021, the Company released a portion of the state valuation allowance of $1.7 million, due to positive evidence outweighing negative evidence, specifically no longer being in a cumulative loss position in certain jurisdictions. As of December 31, 2021 and 2020, the Company had a valuation allowance of $514 thousand and $1.1 million, respectively, for certain state net operating losses as they are not expected to be realized. In addition, as of December 31, 20201 and 2020, the Company had a valuation allowance of $821 thousand and $2.2 million, respectively, to reduce certain other state deferred tax assets to the amount of tax benefit management believes it will more likely than not realize. The net deferred tax liability is included in the Accrued expenses and taxes line of the Company’s Consolidated Balance Sheets. The Company and its subsidiaries file income tax returns in the U.S. federal jurisdiction and various states. With few exceptions, the Company is no longer subject to U.S. federal, state and local income tax examinations by tax authorities for tax years prior to 2014 in the jurisdictions in which it files. Liabilities Associated With Unrecognized Tax Benefits The gross amount of unrecognized tax benefits totaled $8.8 million and $6.7 million at December 31, 2021 and 2020, respectively. The total amount of unrecognized tax benefits, net of associated deferred tax benefit, that would impact the effective tax rate, if recognized, would be $7.0 million and $5.3 million at December 31, 2021 and December 31, 2020, respectively. The unrecognized tax benefits relate to state tax positions that have a corresponding federal tax benefit. While it is expected that the amount of unrecognized tax benefits will change in the next twelve months, the Company does not expect this change to have a material impact on the financial condition, results of operations, or cash flows of the Company. A reconciliation of the beginning and ending amount of unrecognized tax benefits is as follows (in thousands): December 31, 2021 2020 Unrecognized tax benefits - opening balance $ 6,717 $ 5,802 Gross increases - tax positions in prior period 291 — Gross decreases - tax positions in prior period — (96 ) Gross increases - current-period tax positions 2,201 1,656 Lapse of statute of limitations (411 ) (645 ) Unrecognized tax benefits - ending balance $ 8,798 $ 6,717

DERIVATIVES AND HEDGING ACTIVIT

DERIVATIVES AND HEDGING ACTIVITIES	12 Months Ended
	Dec. 31, 2021
Derivative Instruments And Hedging Activities Disclosure [Abstract]
Derivatives and Hedging Activities	17. DERIVATIVES AND HEDGING ACTIVITIES Risk Management Objective of Using Derivatives The Company is exposed to certain risks arising from both its business operations and economic conditions. The Company principally manages its exposures to a wide variety of business and operational risks through management of its core business activities. The Company manages economic risks, including interest rate, liquidity, and credit risk, primarily by managing the amount, sources, and duration of its assets and liabilities. Specifically, the Company enters into derivative financial instruments to manage exposures that arise from business activities that result in the receipt or payment of future known and uncertain cash amounts, the value of which are determined by interest rates. The Company’s derivative financial instruments are used to manage differences in the amount, timing, and duration of the Company’s known or expected cash receipts and its known or expected cash payments principally related to the Company’s loans and borrowings. The Company also has interest rate derivatives that result from a service provided to certain qualifying customers and, therefore, are not used to manage interest rate risk of the Company’s assets or liabilities. The Company has entered into an offsetting position for each of these derivative instruments with a matching instrument from another financial institution in order to minimize its net risk exposure resulting from such transactions. Fair Values of Derivative Instruments on the Consolidated Balance Sheets The table below presents the fair value of the Company’s derivative financial instruments as of December 31, 2021 and 2020. The Company’s derivative assets and derivative liabilities are located within Other assets and Other liabilities, respectively, on the Company’s Consolidated Balance Sheets. Derivative fair values are determined using valuation techniques including discounted cash flow analysis on the expected cash flows from each derivative. This analysis reflects the contractual terms of the derivatives, including the period to maturity, and uses observable market-based inputs, including interest rate curves, foreign exchange rates, and implied volatilities. The Company incorporates credit valuation adjustments to appropriately reflect both its own nonperformance risk and the respective counterparty’s nonperformance risk in the fair value measurements. In adjusting the fair value of its derivative contracts for the effect of nonperformance risk, the Company has considered the impact of netting and any applicable credit enhancements, such as collateral postings, thresholds, mutual puts, and guarantees. This table provides a summary of the fair value of the Company’s derivative assets and liabilities as of December 31, 2021 and December 31, 2020 : Derivative Assets Derivative Liabilities December 31, December 31, Fair Value 2021 2020 2021 2020 Interest Rate Products: Derivatives not designated as hedging instruments $ 57,134 $ 103,506 $ 13,944 $ 9,375 Derivatives designated as hedging instruments 546 48 — — Total $ 57,680 $ 103,554 $ 13,944 $ 9,375 Fair Value Hedges of Interest Rate Risk The Company is exposed to changes in the fair value of certain of its fixed-rate assets and liabilities due to changes in the benchmark interest rate, LIBOR. Interest rate swaps designated as fair value hedges involve making fixed rate payments to a counterparty in exchange for the Company receiving variable rate payments over the life of the agreements without the exchange of the underlying notional amount. As of December 31, 2021, the Company had 10 interest rate swaps that were designated as fair value hedges of interest rate risk associated with the Company’s municipal bond securities. These swaps had a notional amount of $1.0 billion as of December 31, 2021. As of December 31, 2020, the Company had one interest rate swap that was designated as a fair value hedge of interest rate risk associated with the Company’s fixed rate loan assets. This swap had a notional amount of $5.0 million as of December 31, 2020. For derivatives designated and that qualify as fair value hedges, the gain or loss on the derivative as well as the offsetting loss or gain on the hedged item attributable to the hedged risk are recognized in Interest income in the Consolidated Statements of Income. Cash Flow Hedges of Interest Rate Risk The Company’s objective in using interest rate derivatives is to manage its exposure to interest rate movements. To accomplish this objective, the Company primarily uses interest rate swaps and floors as part of its interest rate risk management strategy. Interest rate swaps designated as cash flow hedges involve the receipt of variable amounts from a counterparty in exchange for the Company making fixed-rate payments over the life of the agreements without exchange of the underlying notional amount. As of December 31, 2021 and 2020, the Company had two interest rate swaps that were designated as cash flow hedges of interest rate risk associated with the Company’s variable-rate subordinated debentures issued by Marquette Capital Trusts III and IV. These swaps had an aggregate notional amount of $51.5 million at both December 31, 2021 and 2020. Interest rate floors designated as cash flow hedges involve the receipt of variable-rate amounts from a counterparty if interest rates fall below the strike rate on the contract in exchange for an upfront premium. On August 28, 2020, the Company terminated an interest rate floor with a notional amount of $750.0 million. At the date of termination, the interest rate floor had a net asset fair value of $34.1 million. The gross unrealized gain on the terminated interest rate floor remaining in AOCI was $12.3 million, or $9.4 million net of tax, and $17.0 million, or $12.9 million net of tax, as of December 31, 2021 and 2020, respectively. The unrealized gain will be reclassified into Interest income as the underlying forecasted transactions impact earnings through the original maturity of the hedged forecasted transactions. The total remaining term over which the unrealized gain will be reclassified into earnings is 2.7 years. For derivatives designated and that qualify as cash flow hedges of interest rate risk, the gain or loss on the derivative is recorded in AOCI and is subsequently reclassified into interest expense and interest income in the period during which the hedged forecasted transaction affects earnings. Amounts reported in AOCI related to interest rate swap derivatives will be reclassified to Interest expense as interest payments are received or paid on the Company’s hedged items. Amounts reported in AOCI related to interest rate floor derivatives will be reclassified to Interest income as interest payments are received or paid on the Company’s hedged items. The Company expects to reclassify $1.2 million from AOCI to Interest expense and $5.0 million from AOCI to Interest income during the next 12 months. As of December 31, 2021, the Company is hedging its exposure to the variability in future cash flows for forecasted transactions over a maximum period of 14.7 years. Non-designated Hedges The remainder of the Company’s derivatives are not designated in qualifying hedging relationships. Derivatives not designated as hedges are not speculative and result from a service the Company provides to certain customers. The Company executes interest rate swaps with commercial banking customers to facilitate their respective risk management strategies. Those interest rate swaps are simultaneously offset by interest rate swaps that the Company executes with a third party, such that the Company minimizes its net risk exposure resulting from such transactions. As the interest rate swaps associated with this program do not meet the strict hedge accounting requirements, changes in the fair value of both the customer swaps and the offsetting swaps are recognized directly in earnings. As of December 31, 2021, the Company had 188 interest rate swaps with an aggregate notional amount of $2.9 billion related to this program. As of December 31, 2020, the Company had 176 interest rate swaps with an aggregate notional amount of $2.5 billion. Effect of Derivative Instruments on the Consolidated Statements of Income and Accumulated Other Comprehensive Income This table provides a summary of the amount of gain or loss recognized in Other noninterest expense in the Consolidated Statements of Income for the years ended December 31, 2021, 2020, and 2019 related to the Company’s derivative assets and liabilities (in thousands): Amount of Gain (Loss) Recognized For the Year Ended December 31, 2021 2020 2019 Interest Rate Products Derivatives not designated as hedging instruments $ 387 $ (720 ) $ 464 Total $ 387 $ (720 ) $ 464 Interest Rate Products Derivatives designated as hedging instruments: Fair value adjustments on derivatives $ 5,231 $ (139 ) $ (150 ) Fair value adjustments on hedged items (5,832 ) 139 150 Total $ (601 ) $ — $ — This table provides a summary of the effect of hedges on AOCI in the Consolidated Statements of Comprehensive Income for the years ended December 31, 2021, 2020, and 2019 related to the Company’s derivative assets and liabilities (in thousands): For the Year Ended December 31, 2021 Derivatives in Cash Flow Hedging Relationships Gain Recognized in OCI on Derivative Gain Recognized in OCI Included Component Gain Recognized in OCI Excluded Component Gain (Loss) Reclassified from AOCI into Earnings Gain (Loss) Reclassified from AOCI into Earnings Included Component Loss Reclassified from AOCI into Earnings Excluded Component Interest rate floor $ — $ — $ — $ 4,696 $ 6,946 $ (2,250 ) Interest rate swaps 3,106 3,106 — (1,344 ) (1,344 ) — Total $ 3,106 $ 3,106 $ — $ 3,352 $ 5,602 $ (2,250 ) For the Year Ended December 31, 2020 Derivatives in Cash Flow Hedging Relationships Gain (Loss) Recognized in OCI on Derivative Gain (Loss) Recognized in OCI Included Component Loss Recognized in OCI Excluded Component Gain (Loss) Reclassified from AOCI into Earnings Gain (Loss) Reclassified from AOCI into Earnings Included Component Loss Reclassified from AOCI into Earnings Excluded Component Interest rate floor $ 28,390 $ 34,917 $ (6,527 ) $ 2,943 $ 5,398 $ (2,455 ) Interest rate swaps (7,411 ) (7,411 ) — (1,038 ) (1,038 ) — Total $ 20,979 $ 27,506 $ (6,527 ) $ 1,905 $ 4,360 $ (2,455 ) For the Year Ended December 31, 2019 Derivatives in Cash Flow Hedging Relationships Loss Recognized in OCI on Derivative Loss Recognized in OCI Included Component Loss Recognized in OCI Excluded Component Loss Reclassified from AOCI into Earnings Loss Reclassified from AOCI into Earnings Included Component Loss Reclassified from AOCI into Earnings Excluded Component Interest rate floor $ (9,278 ) $ (4,245 ) $ (5,033 ) $ (874 ) $ — $ (874 ) Interest rate swaps (6,040 ) (6,040 ) — (149 ) (149 ) — Total $ (15,318 ) $ (10,285 ) $ (5,033 ) $ (1,023 ) $ (149 ) $ (874 ) Credit-risk-related Contingent Features The Company has agreements with certain of its derivative counterparties that contain a provision that if the Company defaults on any of its indebtedness, including default where repayment of the indebtedness has not been accelerated by the lender, then the Company could also be declared in default on its derivative obligations. As of December 31, 2021, the termination value of derivatives in a net liability position, which includes accrued interest, related to these agreements was $7.9 million. The Company has minimum collateral posting thresholds with certain of its derivative counterparties. As of December 31, 2021, the Company had posted $12.7 million of collateral. If the Company had breached any of these provisions at December 31, 2021, it could have been required to settle its obligations under the agreements at the termination value.

DISCLOSURES ABOUT FAIR VALUE OF

DISCLOSURES ABOUT FAIR VALUE OF FINANCIAL INSTRUMENTS	12 Months Ended
	Dec. 31, 2021
Fair Value Disclosures [Abstract]
DISCLOSURES ABOUT FAIR VALUE OF FINANCIAL INSTRUMENTS	18. DISCLOSURES ABOUT FAIR VALUE OF FINANCIAL INSTRUMENTS The following table presents information about the Company’s assets and liabilities measured at fair value on a recurring basis as of December 31, 2021 and 2020 and indicates the fair value hierarchy of the valuation techniques utilized by the Company to determine such fair value. Fair values determined by Level 1 inputs utilize quoted prices in active markets for identical assets and liabilities that the Company has the ability to access. Fair values determined by Level 2 inputs utilize inputs other than quoted prices included in Level 1 that are observable for the asset or liability, either directly or indirectly. Level 2 inputs include quoted prices for similar assets or liabilities in active markets, and inputs other than quoted prices that are observable for the asset or liability, such as interest rates and yield curves that are observable at commonly quoted intervals. Level 3 inputs are unobservable inputs for the asset or liability, and include situations where there is little, if any, market activity for the asset or liability. In certain cases, the inputs used to measure fair value may fall into different levels of the hierarchy. In such cases, the fair value is determined based on the lowest level input that is significant to the fair value measurement in its entirety. Assets and liabilities measured at fair value on a recurring basis as of December 31, 2021 and 2020 Fair Value Measurement at December 31, 2021 Using Description December 31, 2021 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets U.S. Treasury $ 1,625 $ 1,625 $ — $ — U.S. Agencies 2,159 — 2,159 — Mortgage-backed 2,060 — 2,060 — State and political subdivisions 21,671 — 21,671 — Corporates 4,000 4,000 — — Trading – other 360 360 — — Trading securities 31,875 5,985 25,890 — U.S. Treasury 69,174 69,174 — — U.S. Agencies 124,932 — 124,932 — Mortgage-backed 7,965,055 — 7,965,055 — State and political subdivisions 3,422,688 — 3,422,688 — Corporates 317,846 317,846 — — Collateralized loan obligations 76,819 — 76,819 — Securities available for sale 11,976,514 387,020 11,589,494 — Equity securities with readily determinable fair values 64,149 64,149 — — Company-owned life insurance 65,245 — 65,245 — Bank-owned life insurance 498,373 — 498,373 — Derivatives 57,680 — 57,680 — Total $ 12,693,836 $ 457,154 $ 12,236,682 $ — Liabilities Derivatives $ 13,944 $ — $ 13,944 $ — Securities sold not yet purchased 3,197 — 3,197 — Total $ 17,141 $ — $ 17,141 $ — Fair Value Measurement at December 31, 2020 Using Description December 31, 2020 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets U.S. Treasury $ 651 $ 651 $ — $ — U.S. Agencies 1,568 — 1,568 — Mortgage-backed 4 — 4 — State and political subdivisions 18,545 — 18,545 — Corporates 711 711 — — Trading – other 13,541 13,541 — — Trading securities 35,020 14,903 20,117 — U.S. Treasury 30,740 30,740 — — U.S. Agencies 95,949 — 95,949 — Mortgage-backed 5,468,181 — 5,468,181 — State and political subdivisions 3,623,619 — 3,623,619 — Corporates 81,199 81,199 — — Securities available for sale 9,299,688 111,939 9,187,749 — Equity securities with readily determinable fair values 134,197 134,197 — — Company-owned life insurance 63,575 — 63,575 — Bank-owned life insurance 387,513 — 387,513 — Derivatives 103,554 — 103,554 — Total $ 10,023,547 $ 261,039 $ 9,762,508 $ — Liabilities Derivatives $ 9,375 $ — $ 9,375 $ — Securities sold not yet purchased 2,177 — 2,177 — Total $ 11,552 $ — $ 11,552 $ — Valuation methods for instruments measured at fair value on a recurring basis The following methods and assumptions were used to estimate the fair value of each class of financial instruments measured on a recurring basis: Trading Securities Fair values for trading securities (including financial futures), are based on quoted market prices where available. If quoted market prices are not available, fair values are based on quoted market prices for similar securities. Securities Available for Sale Fair values are based on quoted market prices or dealer quotes, if available. If a quoted market price is not available, fair value is estimated using quoted market prices for similar securities. Prices are provided by third-party pricing services and are based on observable market inputs. On an annual basis, the Company compares a sample of these prices to other independent sources for the same securities. Additionally, throughout the year, if securities are sold, comparisons are made between the pricing services prices and the market prices at which the securities were sold. Variances are analyzed, and, if appropriate, additional research is conducted with the third-party pricing services. Based on this research, the pricing services may affirm or revise their quoted price. No significant adjustments have been made to the prices provided by the pricing services. The pricing services also provide documentation on an ongoing basis that includes reference data, inputs and methodology by asset class, which is reviewed to ensure that security placement within the fair value hierarchy is appropriate. Equity securities with readily determinable fair values Fair values are based on quoted market prices. Company-owned Life Insurance Fair value is equal to the cash surrender value of the life insurance policies. Bank-owned Life Insurance Fair value is equal to the cash surrender value of the life insurance policies. Derivatives Fair values are determined using valuation techniques including discounted cash flow analysis on the expected cash flows from each derivative. This analysis reflects the contractual terms of the derivatives, including the period to maturity, and uses observable market-based inputs, including interest rate curves, foreign exchange rates, and implied volatilities. The Company incorporates credit valuation adjustments to appropriately reflect both its own nonperformance risk and the respective counterparty’s nonperformance risk in the fair value measurements. In adjusting the fair value of its derivative contracts for the effect of nonperformance risk, the Company has considered the impact of netting and any applicable credit enhancements, such as collateral postings, thresholds, mutual puts, and guarantees. Securities sold not yet purchased Fair values are based on quoted market prices or dealer quotes, if available. If a quoted market price is not available, fair value is estimated using quoted market prices for similar securities. Prices are provided by third-party pricing services and are based on observable market inputs. Assets measured at fair value on a non-recurring basis as of December 31, 2021 and 2020 Fair Value Measurement at December 31, 2021 Using Description December 31, 2021 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Total Gains Recognized During the Twelve Months Ended December 31 Collateral dependent assets $ 46,979 $ — $ — $ 46,979 $ 1,521 Other real estate owned — — — — — Total $ 46,979 $ — $ — $ 46,979 $ 1,521 Fair Value Measurement at December 31, 2020 Using Description December 31, 2020 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Total Losses Recognized During the Twelve Months Ended December 31 Collateral dependent assets $ 35,995 $ — $ — $ 35,995 $ (9,389 ) Other real estate owned 2,798 — — 2,798 (938 ) Total $ 38,793 $ — $ — $ 38,793 $ (10,327 ) Valuation methods for instruments measured at fair value on a non-recurring basis The following methods and assumptions were used to estimate the fair value of each class of financial instruments measured on a non-recurring basis: Collateral Dependent Assets C ollateral dependent assets are assets evaluated as part of the ACL on an individual basis. Those assets for which there is an associated allowance are considered financial assets measured at fair value on a non-recurring basis. Adjustments are recorded on certain assets to reflect write-downs that are based on the external appraised value of the underlying collateral. The external appraisals are generally based on recent sales of comparable properties which are then adjusted for the unique characteristics of the property being valued. In the case of non-real estate collateral, reliance is placed on a variety of sources, including external estimates of value and judgments based on the experience and expertise of internal specialists within the Company’s property management group and the Company’s credit department. The valuation of collateral dependent assets and impaired loans are reviewed on a quarterly basis. Because many of these inputs are not observable, the measurements are classified as Level 3. Other real estate owned Other real estate owned consists of loan collateral which has been repossessed through foreclosure. This collateral is comprised of commercial and residential real estate and other non-real estate property, including auto, recreational and marine vehicles. Other real estate owned is recorded as held for sale initially at the fair value of the collateral less estimated selling costs. The initial valuation of the foreclosed property is obtained through an appraisal process similar to the process described in the collateral dependent/ impaired loans paragraph above. Subsequent to foreclosure, valuations are reviewed quarterly and updated periodically, and the assets may be marked down further, reflecting a new cost basis. Fair value measurements may be based upon appraisals, third-party price opinions, or internally developed pricing methods and those measurements are classified as Level 3. Fair value disclosures require disclosure of the fair value of financial assets and financial liabilities, including those financial assets and financial liabilities that are not measured and reported at fair value on a recurring basis or non-recurring basis. The estimated fair value of the Company’s financial instruments at December 31, 2021 and 2020 are as follows (in thousands): Fair Value Measurement at December 31, 2021 Using Carrying Amount Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Total Estimated Fair Value FINANCIAL ASSETS Cash and short-term investments $ 10,472,084 $ 9,255,727 $ 1,216,357 $ — $ 10,472,084 Securities available for sale 11,976,514 387,020 11,589,494 — 11,976,514 Securities held to maturity (exclusive of allowance for credit losses) 1,480,416 — 1,442,391 — 1,442,391 Trading securities 31,875 5,985 25,890 — 31,875 Other securities 327,098 64,149 262,949 — 327,098 Loans (exclusive of allowance for credit losses) 17,172,148 — 17,506,662 — 17,506,662 Derivatives 57,680 — 57,680 — 57,680 FINANCIAL LIABILITIES Demand and savings deposits 34,748,286 34,748,286 — — 34,748,286 Time deposits 851,641 — 851,641 — 851,641 Other borrowings 3,238,435 12,597 3,225,838 — 3,238,435 Long-term debt 271,544 — 285,961 — 285,961 Derivatives 13,944 — 13,944 — 13,944 OFF-BALANCE SHEET ARRANGEMENTS Commitments to extend credit for loans 7,841 Commercial letters of credit 179 Standby letters of credit 3,553 Fair Value Measurement at December 31, 2020 Using Carrying Amount Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Total Estimated Fair Value FINANCIAL ASSETS Cash and short-term investments $ 5,191,015 $ 3,540,680 $ 1,650,335 $ — $ 5,191,015 Securities available for sale 9,299,688 111,939 9,187,749 — 9,299,688 Securities held to maturity (exclusive of allowance for credit losses) 1,014,614 — 1,029,444 — 1,029,444 Trading securities 35,020 14,903 20,117 — 35,020 Other securities 296,053 134,197 161,856 — 296,053 Loans (exclusive of allowance for credit losses) 16,110,359 — 16,413,132 — 16,413,132 Derivatives 103,554 — 103,554 — 103,554 FINANCIAL LIABILITIES Demand and savings deposits 26,175,156 26,175,156 — — 26,175,156 Time deposits 876,095 — 879,841 — 879,841 Other borrowings 2,315,497 65,636 2,249,861 — 2,315,497 Long-term debt 269,595 — 299,858 — 299,858 Derivatives 9,375 — 9,375 — 9,375 OFF-BALANCE SHEET ARRANGEMENTS Commitments to extend credit for loans 6,405 Commercial letters of credit 150 Standby letters of credit 3,365 Cash and short-term investments The carrying amounts of cash and due from banks, federal funds sold and resell agreements are reasonable estimates of their fair values. Securities held to maturity Fair value of held-to-maturity securities are estimated by discounting the future cash flows using current market rates. Other securities Amount consists of FRB and FHLB stock held by the Company, equity securities with readily determinable fair values, and equity securities without readily determinable fair values, including equity-method investments and other miscellaneous investments. The carrying amount of the FRB and FHLB stock equals its fair value because the shares can only be redeemed by the FRB and FHLB at their carrying amount. Equity securities with readily determinable fair values are measured at fair value using quoted market prices. Equity securities without readily determinable fair values are carried at cost, which approximates fair value. As of December 31, 2020, equity securities without readily determinable fair values also included PCM equity-method investments, for which the Company’s proportionate share of the income or loss was recognized on a one-quarter lag based on the valuation of the underlying investment(s). Loans Fair values are estimated for portfolios with similar financial characteristics. Loans are segregated by type, such as commercial, real estate, consumer, and credit card. Each loan category is further segmented into fixed and variable interest rate categories. The fair value of loans is estimated by discounting the future cash flows. The discount rates used are estimated using comparable market rates for similar types of instruments adjusted to be commensurate with the credit risk, overhead costs, and optionality of such instruments. Demand and savings deposits The fair value of demand deposits and savings accounts was the amount payable on demand at December 31, 2021 and 2020. Time deposits The fair value of fixed-maturity certificates of deposit is estimated by discounting the future cash flows using the rates that are currently offered for deposits of similar remaining maturities. Other borrowings The carrying amounts of federal funds purchased, repurchase agreements and other short-term debt are reasonable estimates of their fair value because of the short-term nature of their maturities. Long-term debt Rates currently available to the Company for debt with similar terms and remaining maturities are used to estimate fair value of existing debt. Other off-balance sheet instruments The fair value of loan commitments and letters of credit are determined based on the fees currently charged to enter into similar agreements, taking into account the remaining terms of the agreement and the present creditworthiness of the counterparties. Neither the fees earned during the year on these instruments nor their fair value at period-end are significant to the Company’s consolidated financial position.

PARENT COMPANY FINANCIAL INFORM

PARENT COMPANY FINANCIAL INFORMATION	12 Months Ended
	Dec. 31, 2021
Condensed Financial Information Of Parent Company Only Disclosure [Abstract]
PARENT COMPANY FINANCIAL INFORMATION	19. PARENT COMPANY FINANCIAL INFORMATION UMB FINANCIAL CORPORATION BALANCE SHEETS (in thousands) December 31, 2021 2020 ASSETS Investment in subsidiaries: Banks $ 2,970,227 $ 2,902,559 Non-banks 169,123 138,450 Total investment in subsidiaries 3,139,350 3,041,009 Goodwill on purchased affiliates 5,011 5,011 Cash 185,372 172,745 Investment securities and other 155,196 135,609 Total assets $ 3,484,929 $ 3,354,374 LIABILITIES AND SHAREHOLDERS' EQUITY Long-term debt $ 271,544 $ 269,595 Accrued expenses and other 67,961 67,831 Total liabilities 339,505 337,426 Shareholders' equity 3,145,424 3,016,948 Total liabilities and shareholders' equity $ 3,484,929 $ 3,354,374 STATEMENTS OF INCOME AND COMPREHENSIVE INCOME (in thousands) Year Ended December 31, 2021 2020 2019 INCOME Dividends and income received from subsidiaries $ 129,217 $ 78,360 $ 56,500 Service fees from subsidiaries 60,346 49,191 52,416 Other 12,771 9,241 11,249 Total income 202,334 136,792 120,165 EXPENSE Salaries and employee benefits 62,109 56,919 57,487 Other 31,022 22,657 21,124 Total expense 93,131 79,576 78,611 Income before income taxes and equity in undistributed earnings of subsidiaries 109,203 57,216 41,554 Income tax (benefit) expense (10,322 ) (6,230 ) 12,201 Income before equity in undistributed earnings of subsidiaries 119,525 63,446 29,353 Equity in undistributed earnings of subsidiaries: Banks 263,084 234,014 221,215 Non-Banks (29,591 ) (10,958 ) (6,968 ) Net income $ 353,018 $ 286,502 $ 243,600 Other comprehensive (loss) income (192,026 ) 235,160 178,962 Comprehensive income $ 160,992 $ 521,662 $ 422,562 STATEMENTS OF CASH FLOWS (in thousands) Year Ended December 31, 2021 2020 2019 OPERATING ACTIVITIES Net income $ 353,018 $ 286,502 $ 243,600 Adjustments to reconcile net income to cash provided by operating activities: Equity in earnings of subsidiaries (362,709 ) (301,415 ) (270,747 ) Dividends received from subsidiaries 129,217 78,360 56,500 Depreciation and amortization 15 15 (78 ) Amortization of debt issuance costs 450 131 — Equity based compensation 21,208 15,120 14,850 Net tax benefit related to equity compensation plans 2,597 345 766 Changes in other assets and liabilities, net (6,646 ) (2,069 ) (7,864 ) Net cash provided by operating activities 137,150 76,989 37,027 INVESTING ACTIVITIES Net capital investment in subsidiaries (60,264 ) (96,678 ) (331 ) Net (increase) decrease in investment securities (11,051 ) (29,648 ) 21 Net cash used in investing activities (71,315 ) (126,326 ) (310 ) FINANCING ACTIVITIES Cash dividends paid (66,750 ) (60,281 ) (59,436 ) Proceeds from short-term debt — 15,000 — Repayment of short-term debt — (15,000 ) — Proceeds from long-term debt — 200,000 — Payment of debt issuance costs — (2,250 ) — Proceeds from exercise of stock options and sales of treasury stock 19,048 5,186 4,637 Purchases of treasury stock (5,506 ) (63,766 ) (4,496 ) Net cash (used in) provided by in financing activities (53,208 ) 78,889 (59,295 ) Net increase (decrease) in cash 12,627 29,552 (22,578 ) Cash and cash equivalents at beginning of period 172,745 143,193 165,771 Cash and cash equivalents at end of period $ 185,372 $ 172,745 $ 143,193

SUMMARY OF SIGNIFICANT ACCOUN_2

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Policies)	12 Months Ended
	Dec. 31, 2021
Accounting Policies [Abstract]
Nature Of Operations	UMB Financial Corporation is a bank holding company, which offers a wide range of banking and other financial services to its customers through its branches and offices in the states of Missouri, Kansas, Colorado, Illinois, Oklahoma, Texas, Arizona, Nebraska, Iowa, Pennsylvania, South Dakota, Indiana, Utah, Minnesota, California, and Wisconsin. The preparation of consolidated financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amount of assets and liabilities and disclosure of contingent assets and liabilities at the date of the consolidated financial statements. These estimates and assumptions also impact reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Following is a summary of the more significant accounting policies to assist the reader in understanding the financial presentation.
Consolidation	Consolidation The Company and its wholly owned subsidiaries are included in the Consolidated Financial Statements (references hereinafter to the Company in these Notes to Consolidated Financial Statements include wholly owned subsidiaries). Intercompany accounts and transactions have been eliminated in consolidation.
Revenue Recognition	Revenue Recognition Interest on loans and securities is recognized based on rate times the principal amount outstanding. This includes the impact of amortization of premiums and discounts. Interest accrual is discontinued when, in the opinion of management, the likelihood of collection becomes doubtful. Other noninterest income is recognized when performance obligations are satisfied.
Cash and cash equivalents	Cash and cash equivalents Cash and cash equivalents include Cash and due from banks and amounts due from the FRB. Cash on hand, cash items in the process of collection, and amounts due from correspondent banks are included in Cash and due from banks. Amounts due from the FRB are interest-bearing for all periods presented and are included in the Interest-bearing due from banks line on the Company’s Consolidated Balance Sheets. This table provides a summary of cash and cash equivalents as presented on the Consolidated Statements of Cash Flows as of December 31, 2021 and 2020 (in thousands) : December 31, 2021 2020 Due from the FRB $ 8,800,743 $ 3,066,928 Cash and due from banks 413,821 430,638 Cash and cash equivalents at end of year $ 9,214,564 $ 3,497,566 Also included in the Interest-bearing due from banks line, but not considered cash and cash equivalents are interest-bearing accounts held at other financial institutions, which totaled $41.2 million and $43.1 million at December 31, 2021 and 2020, respectively.
Loans and Loans Held for Sale	Loans and Loans Held for Sale As further discussed below, the Company adopted ASU 2016-13, “Measurement of Credit Losses on Financial Instruments,” on January 1, 2020. The revised accounting policies are described below. Loans are classified by the portfolio segments of commercial and industrial, specialty lending, commercial real estate, consumer real estate, consumer, credit cards, and leases and other. A loan is considered to be collateral dependent when management believes it is probable that it will be unable to collect all principal and interest due according to the contractual terms of the loan. If a loan is collateral dependent, the Company records a valuation allowance equal to the carrying amount of the loan in excess of the present value of the estimated future cash flows discounted at the loan’s effective rate, based on the loan’s observable market price or the fair value of the collateral. A loan is accounted for as a troubled debt restructuring when a concession had been granted to a debtor experiencing financial difficulties. The Company’s modifications generally include interest rate adjustments, and amortization and maturity date extensions. These modifications allow the debtor short-term cash relief to allow them to improve their financial condition. Restructured loans are considered to be collateral dependent and are individually evaluated for credit loss as part of the allowance for credit loss analysis. Loans, including those that are considered to be collateral dependent or a troubled debt restructuring, are evaluated regularly by management. Loans are considered delinquent when payment has not been received within 30 days of its contractual due date. The adequacy of the ACL on loans is based on management’s judgment and continuous evaluation of the pertinent factors underlying the credit quality inherent in the loan portfolio. Consideration of quantitative and qualitative factors relevant to each specific segmentation of loans includes lifetime historical loss experience, the impact of the current economic environment, reasonable and supportable forecasts, and detailed analysis of loans determined to be collateral dependent. The actual losses incurred over the lifetime of the portfolio, notwithstanding such considerations, however, could differ from the amounts estimated by management. The Company maintains an allowance for off-balance sheet credit exposures, to address the credit risk to which the Company is exposed via a contractual obligation to extend credit, unless that obligation is unconditionally cancelable by the Company. The allowance for off-balance sheet credit exposure is included in the Accrued expenses and taxes line item in the Consolidated Balance Sheets. In order to maintain the allowance for off-balance sheet items at an appropriate level, a provision to increase or reduce the allowance is included in the Provision for credit losses line item in the Company’s Consolidated Statements of Income. The allowance for off-balance sheet credit exposure is calculated by applying portfolio segment expected credit loss rates to the expected amount to be funded. Loans held for sale are carried at the lower of aggregate cost or market value. Loan fees (net of certain direct loan origination costs) on loans held for sale are deferred until the related loans are sold or repaid. Gains or losses on loan sales are recognized at the time of sale and determined using the specific identification method. Prior to the adoption of ASU 2016-13, loans were classified by the portfolio segments of commercial, real estate, consumer, and leases. The portfolio segments were further disaggregated into loan classes of commercial, asset-based, factoring, commercial credit card, real estate – construction, real estate – commercial, real estate – residential, real estate – HELOC, consumer – credit card, consumer – other, and leases. A loan was considered to be impaired when management believed it was probable that it would be unable to collect all principal and interest due according to the contractual terms of the loan. Additionally, the adequacy of the allowance for loan losses was based on management’s evaluation of the inherent losses that had been incurred within the existing portfolio of loans. Further, a reserve to address the risk of loss associated with loan contingencies was separately maintained. This reserve was assessed by dividing the contingencies into pools of similar loan commitments and applying to factors to each pool. The gross amount of contingent exposure was first multiplied by a potential factor to estimate the degree to which the unused commitments might reasonably be expected to be used in a time of high usage. The resultant figure was then multiplied by a factor to estimate the risk of loss assuming funding of these loans. The potential loss estimates for each segment of the portfolio were added to arrive at a total potential loss estimate that was used to set the reserve.
Securities	Securities Debt securities available for sale principally include U.S. Treasury and Agency securities, GSE mortgage-backed securities, certain securities of state and political subdivisions, corporates, and collateralized loan obligations. Debt securities classified as available for sale are measured at fair value. Unrealized holding gains and losses are excluded from earnings and reported in Accumulated other comprehensive income (AOCI) until realized. Securities held to maturity are carried at amortized historical cost , net of the allowance for credit losses, based on management’s intention, and the Company’s ability to hold them to maturity. The Company classifies certain mortgage-backed securities and securities of state and political subdivisions as held to maturity. Trading securities, acquired for subsequent sale to customers, are carried at fair value. Market adjustments, fees and gains or losses on the sale of trading securities are considered to be a normal part of operations and are included in trading and investment banking income.
Equity-method investments	Equity-method investments The Company accounts for certain other investments using equity-method accounting. For equity securities without readily determinable fair values, the Company’s proportionate share of the income or loss is recognized on a one-quarter lag. When transparency in pricing exists, other investments are considered equity securities with readily determinable fair values.
Goodwill and Other Intangibles	Goodwill and Other Intangibles Goodwill is tested for impairment annually and more frequently whenever events or changes in circumstances indicate that it is more likely than not that the fair value of a reporting unit is less than its carrying value. To test goodwill for impairment, the Company performs a qualitative assessment of each reporting unit. If the Company determines, on the basis of qualitative factors, that the fair value of the reporting unit is more likely than not greater than the carrying amount, the quantitative impairment test is not required. Otherwise, the Company compares the fair value of its reporting units to their carrying amounts to determine if an impairment exists and the amount of impairment loss. An impairment loss is measured as the excess of the carrying value of a reporting unit’s goodwill over its fair value. No goodwill impairments were recognized in 2021, 2020, or 2019. Other intangible assets, which relate to core deposits, non-compete agreements, and customer relationships, are amortized over their useful life. Intangible assets are evaluated for impairment when events or circumstances dictate. No intangible asset impairments were recognized in 2021, 2020, or 2019. The Company does not have any indefinite lived intangible assets.
Premises and Equipment	Premises and Equipment Premises and equipment are stated at cost less accumulated depreciation, which is computed primarily on the straight-line method. Premises are depreciated over 15 to 40 year lives, while equipment is depreciated over lives of 3 to 20 years. Gains and losses from the sale of Premises and equipment are included in Other noninterest income and Other noninterest expense, respectively.
Impairment of Long-Lived Assets	Impairment of Long-Lived Assets Long-lived assets, including Premises and equipment, are reviewed for impairment whenever events or changes in circumstances indicate the carrying amount of an asset or group of assets may not be recoverable. The impairment review includes a comparison of future cash flows expected to be generated by the asset or group of assets to their current carrying value. If the carrying value of the asset or group of assets exceeds expected cash flows (undiscounted and without interest charges), an impairment loss is recognized to the extent the carrying value exceeds fair value. No impairments were recognized in 2021, 2020, or 2019.
Income Taxes	Income Taxes The Company accounts for income taxes under the asset and liability method, which requires the recognition of deferred tax assets and liabilities for the expected future tax consequences of events that have been included in the financial statements. Under this method, deferred tax assets and liabilities are measured based on the differences between the financial statement and tax basis of assets and liabilities using enacted tax rates in effect for the periods in which the differences are expected to reverse. The effect of a change in tax rates on deferred tax assets and liabilities is recognized in income in the period that includes the enactment date. The provision for deferred income taxes represents the change in the deferred income tax accounts during the year excluding the tax effect of the change in net unrealized gain (loss) on securities available for sale and certain derivative items. The Company records deferred tax assets to the extent these assets will more likely than not be realized. All available evidence is considered in making such determination, including future reversals of existing taxable temporary differences, projected future taxable income, tax planning strategies and recent financial operations. A valuation allowance is recorded for the portion of deferred tax assets that are not more-likely-than-not to be realized , and any changes to the valuation allowance are recorded in income tax expense. The Company records the financial statement effects of an income tax position when it is more likely than not, based on the technical merits, that it will be sustained upon examination. A tax position that meets the more-likely-than-not recognition threshold is measured and recorded as the largest amount of tax benefit that is greater than 50 percent likely of being realized upon ultimate settlement with a taxing authority. Previously recognized tax positions are derecognized in the first period in which it is no longer more likely than not that the tax position will be sustained. The benefit associated with previously unrecognized tax positions are generally recognized in the first period in which the more-likely-than-not threshold is met at the reporting date, the tax matter is ultimately settled through negotiation or litigation, or when the related statute of limitations for the relevant taxing authority to examine and challenge the tax position has expired. The recognition, derecognition and measurement of tax positions are based on management’s best judgment given the facts, circumstance and information available at the reporting date. The Company recognizes accrued interest related to unrecognized tax benefits in interest expense and penalties in other noninterest expense. Accrued interest and penalties are included within the related liability lines in the Consolidated Balance Sheets. For the year ended December 31, 2021, the Company has recognized an immaterial amount in interest and penalties related to the unrecognized tax benefits.
Derivatives	Derivatives The Company records all derivatives on the Consolidated Balance Sheets at fair value. The accounting for changes in the fair value of derivatives depends on the intended use of the derivative, whether the Company has elected to designate a derivative in a hedging relationship and apply hedge accounting, and whether the hedging relationship has satisfied the criteria necessary to apply hedge accounting. Currently, 12 of the Company’s derivatives are designated in qualifying hedging relationships. The remainder of the Company’s derivatives are not designated in qualifying hedging relationships, as the derivatives are not used to manage risks within the Company’s assets or liabilities. All changes in fair value of the Company’s non-designated derivatives and fair value hedges are recognized directly in earnings. Changes in fair value of the Company’s cash flow hedges are recognized in AOCI and are reclassified to earnings when the hedged transaction affects earnings.
Per Share Data	Per Share Data Basic income per share is computed based on the weighted average number of shares of common stock outstanding during each period. Diluted year-to-date income per share includes the dilutive effect of 466,830, 205,959, and 310,614 shares issuable upon the exercise of stock options, nonvested restricted shares, and nonvested restricted stock units, granted by the Company that were outstanding at December 31, 2021, 2020, and 2019, respectively. Certain options, restricted stock and restricted stock units issued under employee benefit plans were excluded from the computation of diluted earnings per share because they were anti-dilutive. For the year ended December 31, 2021, there were no outstanding stock options, restricted stock and restricted stock units excluded from the computation of diluted income per share. Outstanding options, restricted stock and restricted stock units of 198,671, and 114,130 for the years ended December 31, 2020 and 2019, respectively, were excluded from the computation of diluted income per share because their inclusion would have been anti-dilutive.
Accounting for Stock-Based Compensation	Accounting for Stock-Based Compensation The Company measures the cost of employee services received in exchange for an award of equity instruments based on the fair value of the award on the date of the grant. For stock options, restricted stock, and service-based restricted stock unit awards, the grant date fair value is estimated using either an option-pricing model which is consistent with the terms of the award or an observed market price, if such a price exists. For performance-based restricted stock unit awards, the grant date fair value is based on the quoted price of the Company’s common stock on the grant date less the present value of expected dividends not received during the vesting period. Such cost is generally recognized over the vesting period during which an employee is required to provide service in exchange for the award and, in some cases, when performance metrics are met. The Company accounts f or forfeitures of stock-based compensation on an actual basis as they occur .

SUMMARY OF SIGNIFICANT ACCOUN_3

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Tables)	12 Months Ended
	Dec. 31, 2021
Accounting Policies [Abstract]
Summary of Cash and Cash Equivalents	This table provides a summary of cash and cash equivalents as presented on the Consolidated Statements of Cash Flows as of December 31, 2021 and 2020 (in thousands) : December 31, 2021 2020 Due from the FRB $ 8,800,743 $ 3,066,928 Cash and due from banks 413,821 430,638 Cash and cash equivalents at end of year $ 9,214,564 $ 3,497,566

LOANS AND ALLOWANCE FOR CREDI_2

LOANS AND ALLOWANCE FOR CREDIT LOSSES (Tables)	12 Months Ended
	Dec. 31, 2021
Receivables [Abstract]
Summary of Loan Classes and Aging of Past Due Loans	The following tables provide a summary of loan classes and an aging of past due loans at December 31, 2021 and 2020 (in thousands): December 31, 2021 30-89 Days Past Due and Accruing Greater than 90 Days Past Due and Accruing Nonaccrual Loans Total Past Due Current Total Loans Loans Commercial and industrial $ 2,827 $ 896 $ 82,845 $ 86,568 $ 7,171,552 $ 7,258,120 Specialty lending — — — — 522,362 522,362 Commercial real estate 962 — 4,688 5,650 6,261,894 6,267,544 Consumer real estate 246 489 4,210 4,945 2,315,088 2,320,033 Consumer 105 2 75 182 128,953 129,135 Credit cards 2,369 1,246 457 4,072 387,317 391,389 Leases and other — — 25 25 282,263 282,288 Total loans $ 6,509 $ 2,633 $ 92,300 $ 101,442 $ 17,069,429 $ 17,170,871 December 31, 2020 30-89 Days Past Due and Accruing Greater than 90 Days Past Due and Accruing Nonaccrual Loans Total Past Due Current Total Loans Loans Commercial and industrial $ 4,652 $ 319 $ 33,769 $ 38,740 $ 7,023,334 $ 7,062,074 Specialty lending — — 19,437 19,437 491,863 511,300 Commercial real estate 2,351 225 28,386 30,962 5,877,972 5,908,934 Consumer real estate 524 — 5,345 5,869 1,939,625 1,945,494 Consumer 281 120 88 489 117,497 117,986 Credit cards 2,061 1,288 798 4,147 362,821 366,968 Leases and other — — — — 190,895 190,895 Total loans $ 9,869 $ 1,952 $ 87,823 $ 99,644 $ 16,004,007 $ 16,103,651
Summary of Amortized Cost of Nonaccrual Loans with No Related Allowance	The following tables provide the amortized cost of nonaccrual loans with no related allowance for credit losses by loan class at December 31, 2021 and 2020 (in thousands): December 31, 2021 Nonaccrual Loans Amortized Cost of Nonaccrual Loans with no related Allowance Loans Commercial and industrial $ 82,845 $ 76,493 Specialty lending — — Commercial real estate 4,688 4,688 Consumer real estate 4,210 4,210 Consumer 75 75 Credit cards 457 457 Leases and other 25 25 Total loans $ 92,300 $ 85,948 December 31, 2020 Nonaccrual Loans Amortized Cost of Nonaccrual Loans with no related Allowance Loans Commercial and industrial $ 33,769 $ 9,916 Specialty lending 19,437 242 Commercial real estate 28,386 25,733 Consumer real estate 5,345 5,345 Consumer 88 88 Credit cards 798 798 Leases and other — — Total loans $ 87,823 $ 42,122
Summary Of Amortized Cost Of Loans By Loan Segments And Related Collateral Table [Text Block]	The following tables provide a summary of the amortized cost balance of each of the Company’s loan classes disaggregated by collateral type and origination year as of December 31, 2021 and 2020 (in thousands): December 31, 2021 Amortized Cost - Revolving Loans Amortized Cost - Revolving Loans Converted to Term Loans Loan Segment and Type Amortized Cost Basis by Origination Year - Term Loans 2021 2020 2019 2018 2017 Prior Total Commercial and industrial: Equipment/Accounts Receivable/Inventory $ 2,400,110 $ 945,383 $ 356,348 $ 150,892 $ 115,571 $ 131,900 $ 2,984,740 $ 247 $ 7,085,191 Agriculture 12,077 5,884 3,308 640 344 1,143 130,946 — 154,342 Overdrafts — — — — — — 18,587 — 18,587 Total Commercial and industrial 2,412,187 951,267 359,656 151,532 115,915 133,043 3,134,273 247 7,258,120 Specialty lending: Asset-based lending 34,552 49,373 — — — — 331,282 — 415,207 Factoring — — — — — — 107,155 — 107,155 Total Specialty lending 34,552 49,373 — — — — 438,437 — 522,362 Commercial real estate: Owner-occupied 680,135 519,448 226,631 177,576 91,539 159,482 11,727 — 1,866,538 Non-owner-occupied 1,058,025 689,167 591,886 162,491 135,100 258,541 10,969 — 2,906,179 Farmland 61,505 273,624 34,145 16,969 19,929 34,858 38,239 999 480,268 5+ Multi-family 58,268 95,024 41,426 1,206 511 6,820 2,057 — 205,312 1-4 Family construction 53,004 4,933 17,333 — — — 985 — 76,255 General construction 439,973 160,553 64,283 38,505 203 256 29,219 — 732,992 Total Commercial real estate 2,350,910 1,742,749 975,704 396,747 247,282 459,957 93,196 999 6,267,544 Consumer real estate: HELOC 248 547 327 574 646 6,363 320,410 2,523 331,638 First lien: 1-4 family 830,513 712,264 200,167 58,734 61,641 102,997 19 — 1,966,335 Junior lien: 1-4 family 9,114 6,299 3,361 1,150 820 1,299 17 — 22,060 Total Consumer real estate 839,875 719,110 203,855 60,458 63,107 110,659 320,446 2,523 2,320,033 Consumer: Revolving line 974 — — — — — 60,049 120 61,143 Auto 9,886 7,775 5,462 1,107 479 220 — — 24,929 Other 31,391 2,041 1,949 1,543 2,542 708 2,889 — 43,063 Total Consumer 42,251 9,816 7,411 2,650 3,021 928 62,938 120 129,135 Credit cards: Consumer — — — — — — 180,296 — 180,296 Commercial — — — — — — 211,093 — 211,093 Total Credit cards — — — — — — 391,389 — 391,389 Leases and other: Leases — — 814 — 739 614 — — 2,167 Other 99,952 44,113 58,164 22,344 5,631 779 49,138 — 280,121 Total Leases and other 99,952 44,113 58,978 22,344 6,370 1,393 49,138 — 282,288 Total loans $ 5,779,727 $ 3,516,428 $ 1,605,604 $ 633,731 $ 435,695 $ 705,980 $ 4,489,817 $ 3,889 $ 17,170,871 December 31, 2020 Amortized Cost - Revolving Loans Amortized Cost - Revolving Loans Converted to Term Loans Loan Segment and Type Amortized Cost Basis by Origination Year - Term Loans 2020 2019 2018 2017 2016 Prior Total Commercial and industrial: Equipment/Accounts Receivable/Inventory $ 3,185,589 $ 684,488 $ 471,950 $ 185,167 $ 178,576 $ 69,599 $ 2,108,799 $ — $ 6,884,168 Agriculture 8,886 6,495 1,976 3,651 2,164 416 137,955 38 161,581 Overdrafts — — — — — — 16,325 — 16,325 Total Commercial and industrial 3,194,475 690,983 473,926 188,818 180,740 70,015 2,263,079 38 7,062,074 Specialty lending: Asset-based lending 64,258 — — — — — 291,091 — 355,349 Factoring — — — — — — 155,951 — 155,951 Total Specialty lending 64,258 — — — — — 447,042 — 511,300 Commercial real estate: Owner-occupied 579,212 334,098 233,192 170,913 120,603 176,377 18,880 51,910 1,685,185 Non-owner-occupied 846,030 630,457 230,549 169,193 333,215 115,753 49,384 97,954 2,472,535 Farmland 297,788 37,288 31,454 37,485 28,925 29,480 40,043 — 502,463 5+ Multi-family 190,922 80,293 2,835 32,498 39,802 6,298 2,418 94,789 449,855 1-4 Family construction 144 — — — — — 30,131 — 30,275 General construction 20,452 3,082 1,215 514 358 2,738 733,952 6,310 768,621 Total Commercial real estate 1,934,548 1,085,218 499,245 410,603 522,903 330,646 874,808 250,963 5,908,934 Consumer real estate: HELOC 82,410 11,236 4,263 241 63 2,561 294,390 5 395,169 First lien: 1-4 family 896,676 304,017 83,429 87,927 78,458 75,408 2,579 — 1,528,494 Junior lien: 1-4 family 9,142 6,383 2,360 1,247 948 1,470 281 — 21,831 Total Consumer real estate 988,228 321,636 90,052 89,415 79,469 79,439 297,250 5 1,945,494 Consumer: Revolving line — — — — — — 65,215 — 65,215 Auto 12,470 9,846 2,960 1,645 680 348 — — 27,949 Other 5,017 3,200 2,131 216 1,005 172 13,081 — 24,822 Total Consumer 17,487 13,046 5,091 1,861 1,685 520 78,296 — 117,986 Credit cards: Consumer — — — — — — 188,681 — 188,681 Commercial — — — — — — 178,287 — 178,287 Total Credit cards — — — — — — 366,968 — 366,968 Leases and other: Leases — 915 — 787 — 711 — — 2,413 Other 33,626 10,758 7,659 2,611 1,323 646 131,859 — 188,482 Total Leases and other 33,626 11,673 7,659 3,398 1,323 1,357 131,859 — 190,895 Total loans $ 6,232,622 $ 2,122,556 $ 1,075,973 $ 694,095 $ 786,120 $ 481,977 $ 4,459,302 $ 251,006 $ 16,103,651
Summary of Amortized Cost Balance by Collateral Type and Risk Rating	The following tables provide a summary of the amortized cost balance by collateral type and risk rating as of December 31, 2021 and 2020 (in thousands): December 31, 2021 Amortized Cost - Revolving Loans Amortized Cost - Revolving Loans Converted to Term Loans Risk by Collateral Amortized Cost Basis by Origination Year - Term Loans 2021 2020 2019 2018 2017 Prior Total Equipment/Accounts Receivable/Inventory Non-watch list – Pass $ 2,299,784 $ 874,786 $ 325,630 $ 141,667 $ 106,141 $ 130,153 $ 2,750,764 $ 247 $ 6,629,172 Watch – Pass 68,322 34,324 25,572 5,056 1,794 698 106,177 — 241,943 Special Mention 5,886 — 2,600 592 1,742 997 41,209 — 53,026 Substandard 25,466 3,023 2,546 3,577 1,202 52 45,053 — 80,919 Doubtful 652 33,250 — — 4,692 — 41,537 — 80,131 Total Equipment/Accounts Receivable/Inventory $ 2,400,110 $ 945,383 $ 356,348 $ 150,892 $ 115,571 $ 131,900 $ 2,984,740 $ 247 $ 7,085,191 Agriculture Non-watch list – Pass $ 11,512 $ 5,394 $ 2,608 $ 212 $ 344 $ 1,143 $ 100,630 $ — $ 121,843 Watch – Pass 500 222 328 428 — — 6,532 — 8,010 Special Mention — — 372 — — — 1,361 — 1,733 Substandard 65 268 — — — — 22,423 — 22,756 Doubtful — — — — — — — — — Total Agriculture $ 12,077 $ 5,884 $ 3,308 $ 640 $ 344 $ 1,143 $ 130,946 $ — $ 154,342 December 31, 2020 Amortized Cost - Revolving Loans Amortized Cost - Revolving Loans Converted to Term Loans Risk by Collateral Amortized Cost Basis by Origination Year - Term Loans 2020 2019 2018 2017 2016 Prior Total Equipment/Accounts Receivable/Inventory Non-watch list – Pass $ 2,975,305 $ 664,016 $ 439,460 $ 171,409 $ 165,321 $ 67,442 $ 1,948,261 $ — $ 6,431,214 Watch – Pass 89,746 10,400 9,309 5,126 11,044 1,592 70,768 — 197,985 Special Mention 53,334 9,788 15,524 1,898 2,158 — 8,485 — 91,187 Substandard 67,118 231 7,657 1,369 53 565 81,246 — 158,239 Doubtful 86 53 — 5,365 — — 39 — 5,543 Total Equipment/Accounts Receivable/Inventory $ 3,185,589 $ 684,488 $ 471,950 $ 185,167 $ 178,576 $ 69,599 $ 2,108,799 $ — $ 6,884,168 Agriculture Non-watch list – Pass $ 7,880 $ 3,924 $ 1,389 $ 1,379 $ 1,759 $ 404 $ 92,917 $ 38 $ 109,690 Watch – Pass 179 2,571 188 102 345 — 17,956 — 21,341 Special Mention 303 — 399 22 — 12 6,674 — 7,410 Substandard 524 — — 2,148 60 — 20,408 — 23,140 Doubtful — — — — — — — — — Total Agriculture $ 8,886 $ 6,495 $ 1,976 $ 3,651 $ 2,164 $ 416 $ 137,955 $ 38 $ 161,581 The following table provides a summary of the amortized cost balance by risk rating for asset-based loans as of December 31, 2021 and 2020 (in thousands): Asset-based lending Risk December 31, 2021 December 31, 2020 In-margin $ 409,844 $ 331,360 Out-of-margin 5,363 23,989 Total $ 415,207 $ 355,349 The following table provides a summary of the amortized cost balance by risk rating for factoring loans as of December 31, 2021 and 2020 (in thousands): Factoring Risk December 31, 2021 December 31, 2020 Tier 1 $ 9,433 $ 10,774 Tier 2 65,149 135,861 Evaluated for impairment 32,573 7,755 Collateral dependent assets — 1,561 Total $ 107,155 $ 155,951 The following tables provide a summary of the amortized cost balance by collateral type and risk rating as of December 31, 2021 and 2020 December 31, 2021 Amortized Cost - Revolving Loans Amortized Cost - Revolving Loans Converted to Term Loans Risk by Collateral Amortized Cost Basis by Origination Year - Term Loans 2021 2020 2019 2018 2017 Prior Total Owner-occupied Non-watch list – Pass $ 679,662 $ 507,220 $ 208,376 $ 174,352 $ 89,588 $ 154,920 $ 11,627 $ — $ 1,825,745 Watch – Pass 191 10,891 16,493 1,055 1,143 1,572 — — 31,345 Special Mention 93 1,304 — — — — — — 1,397 Substandard 189 33 1,762 2,169 808 2,990 100 — 8,051 Doubtful — — — — — — — — — Total Owner-occupied $ 680,135 $ 519,448 $ 226,631 $ 177,576 $ 91,539 $ 159,482 $ 11,727 $ — $ 1,866,538 Non-owner-occupied Non-watch list – Pass $ 976,097 $ 679,313 $ 536,084 $ 143,243 $ 129,820 $ 219,701 $ 10,969 $ — $ 2,695,227 Watch – Pass 57,052 1,277 55,802 19,248 5,280 2,587 — — 141,246 Special Mention 24,876 8,577 — — — 36,223 — — 69,676 Substandard — — — — — 30 — — 30 Doubtful — — — — — — — — — Total Non-owner-occupied $ 1,058,025 $ 689,167 $ 591,886 $ 162,491 $ 135,100 $ 258,541 $ 10,969 $ — $ 2,906,179 Farmland Non-watch list – Pass $ 40,526 $ 246,955 $ 26,332 $ 2,147 $ 19,199 $ 29,136 $ 28,276 $ — $ 392,571 Watch – Pass 2,263 10,177 — 823 213 4,889 — — 18,365 Special Mention 3,800 — 6,875 13,983 517 — 8,999 — 34,174 Substandard 14,916 16,492 938 16 — 833 964 999 35,158 Doubtful — — — — — — — — — Total Farmland $ 61,505 $ 273,624 $ 34,145 $ 16,969 $ 19,929 $ 34,858 $ 38,239 $ 999 $ 480,268 5+ Multi-family Non-watch list – Pass $ 58,268 $ 95,024 $ 41,426 $ 1,206 $ 511 $ 6,820 $ 2,057 $ — $ 205,312 Watch – Pass — — — — — — — — — Special Mention — — — — — — — — — Substandard — — — — — — — — — Doubtful — — — — — — — — — Total 5+ Multi-family $ 58,268 $ 95,024 $ 41,426 $ 1,206 $ 511 $ 6,820 $ 2,057 $ — $ 205,312 1-4 Family construction Non-watch list – Pass $ 53,004 $ 4,933 $ 17,333 $ — $ — $ — $ 985 $ — $ 76,255 Watch – Pass — — — — — — — — — Special Mention — — — — — — — — — Substandard — — — — — — — — — Doubtful — — — — — — — — — Total 1-4 Family construction $ 53,004 $ 4,933 $ 17,333 $ — $ — $ — $ 985 $ — $ 76,255 General construction Non-watch list – Pass $ 436,696 $ 160,553 $ 62,675 $ 38,505 $ 203 $ 239 $ 29,219 $ — $ 728,090 Watch – Pass 3,277 — — — — — — — 3,277 Special Mention — — — — — — — — — Substandard — — 1,522 — — 17 — — 1,539 Doubtful — — 86 — — — — — 86 Total General construction $ 439,973 $ 160,553 $ 64,283 $ 38,505 $ 203 $ 256 $ 29,219 $ — $ 732,992 December 31, 2020 Amortized Cost - Revolving Loans Amortized Cost - Revolving Loans Converted to Term Loans Risk by Collateral Amortized Cost Basis by Origination Year - Term Loans 2020 2019 2018 2017 2016 Prior Total Owner-occupied Non-watch list – Pass $ 568,636 $ 327,579 $ 227,581 $ 141,758 $ 118,593 $ 163,292 $ 15,052 $ 51,910 $ 1,614,401 Watch – Pass 1,712 6,413 4,761 1,194 — 8,581 — — 22,661 Special Mention 1,424 — — — 1,588 — — — 3,012 Substandard 7,440 106 850 27,961 422 4,504 3,828 — 45,111 Doubtful — — — — — — — — — Total Owner-occupied $ 579,212 $ 334,098 $ 233,192 $ 170,913 $ 120,603 $ 176,377 $ 18,880 $ 51,910 $ 1,685,185 Non-owner-occupied Non-watch list – Pass $ 802,078 $ 525,246 $ 205,484 $ 156,290 $ 294,979 $ 101,616 $ 49,384 $ 81,499 $ 2,216,576 Watch – Pass 43,769 45,748 25,065 12,903 1,936 7,701 — 16,455 153,577 Special Mention 183 32,953 — — 36,300 5,100 — — 74,536 Substandard — 26,510 — — — 1,336 — — 27,846 Doubtful — — — — — — — — — Total Non-owner-occupied $ 846,030 $ 630,457 $ 230,549 $ 169,193 $ 333,215 $ 115,753 $ 49,384 $ 97,954 $ 2,472,535 Farmland Non-watch list – Pass $ 237,124 $ 27,815 $ 15,907 $ 26,071 $ 13,376 $ 8,924 $ 19,074 $ — $ 348,291 Watch – Pass 20,992 9,221 13,404 5,133 6,301 19,835 17,699 — 92,585 Special Mention — — 630 1,854 4,901 40 861 — 8,286 Substandard 39,672 252 1,513 4,427 4,347 681 2,409 — 53,301 Doubtful — — — — — — — — — Total Farmland $ 297,788 $ 37,288 $ 31,454 $ 37,485 $ 28,925 $ 29,480 $ 40,043 $ — $ 502,463 5+ Multi-family Non-watch list – Pass $ 190,922 $ 77,846 $ 2,835 $ 31,173 $ 39,802 $ 6,298 $ 2,418 $ 94,789 $ 446,083 Watch – Pass — — — 1,325 — — — — 1,325 Special Mention — 2,447 — — — — — — 2,447 Substandard — — — — — — — — — Doubtful — — — — — — — — — Total 5+ Multi-family $ 190,922 $ 80,293 $ 2,835 $ 32,498 $ 39,802 $ 6,298 $ 2,418 $ 94,789 $ 449,855 1-4 Family construction Non-watch list – Pass $ 144 $ — $ — $ — $ — $ — $ 30,131 $ — $ 30,275 Watch – Pass — — — — — — — — — Special Mention — — — — — — — — — Substandard — — — — — — — — — Doubtful — — — — — — — — — Total 1-4 Family construction $ 144 $ — $ — $ — $ — $ — $ 30,131 $ — $ 30,275 General construction Non-watch list – Pass $ 20,452 $ 2,996 $ 1,215 $ 514 $ 358 $ 2,738 $ 730,616 $ 6,310 $ 765,199 Watch – Pass — — — — — — — — — Special Mention — — — — — — — — — Substandard — — — — — — 3,336 — 3,336 Doubtful — 86 — — — — — — 86 Total General construction $ 20,452 $ 3,082 $ 1,215 $ 514 $ 358 $ 2,738 $ 733,952 $ 6,310 $ 768,621 The following tables provide a summary of the amortized cost balance by collateral type and risk rating as of December 31, 2021 and 2020 (in thousands): December 31, 2021 Amortized Cost - Revolving Loans Amortized Cost - Revolving Loans Converted to Term Loans Risk by Collateral Amortized Cost Basis by Origination Year - Term Loans 2021 2020 2019 2018 2017 Prior Total HELOC Performing $ 248 $ 531 $ 188 $ 165 $ 381 $ 4,956 $ 320,241 $ 2,440 $ 329,150 Non-performing — 16 139 409 265 1,407 169 83 2,488 Total HELOC $ 248 $ 547 $ 327 $ 574 $ 646 $ 6,363 $ 320,410 $ 2,523 $ 331,638 First lien: 1-4 family Performing $ 830,513 $ 712,194 $ 199,949 $ 58,585 $ 61,233 $ 102,194 $ 19 $ — $ 1,964,687 Non-performing — 70 218 149 408 803 — — 1,648 Total First lien: 1-4 family $ 830,513 $ 712,264 $ 200,167 $ 58,734 $ 61,641 $ 102,997 $ 19 $ — $ 1,966,335 Junior lien: 1-4 family Performing $ 9,114 $ 6,299 $ 3,361 $ 1,143 $ 800 $ 1,251 $ 17 $ — $ 21,985 Non-performing — — — 7 20 48 — — 75 Total Junior lien: 1-4 family $ 9,114 $ 6,299 $ 3,361 $ 1,150 $ 820 $ 1,299 $ 17 $ — $ 22,060 December 31, 2020 Amortized Cost - Revolving Loans Amortized Cost - Revolving Loans Converted to Term Loans Risk by Collateral Amortized Cost Basis by Origination Year - Term Loans 2020 2019 2018 2017 2016 Prior Total HELOC Performing $ 82,410 $ 11,209 $ 4,213 $ 241 $ 63 $ 2,518 $ 291,340 $ 5 $ 391,999 Non-performing — 27 50 — — 43 3,050 — 3,170 Total HELOC $ 82,410 $ 11,236 $ 4,263 $ 241 $ 63 $ 2,561 $ 294,390 $ 5 $ 395,169 First lien: 1-4 family Performing $ 896,676 $ 303,810 $ 83,429 $ 87,637 $ 77,466 $ 74,849 $ 2,579 $ — $ 1,526,446 Non-performing — 207 — 290 992 559 — — 2,048 Total First lien: 1-4 family $ 896,676 $ 304,017 $ 83,429 $ 87,927 $ 78,458 $ 75,408 $ 2,579 $ — $ 1,528,494 Junior lien: 1-4 family Performing $ 9,142 $ 6,374 $ 2,317 $ 1,225 $ 908 $ 1,456 $ 281 $ — $ 21,703 Non-performing — 9 43 22 40 14 — — 128 Total Junior lien: 1-4 family $ 9,142 $ 6,383 $ 2,360 $ 1,247 $ 948 $ 1,470 $ 281 $ — $ 21,831 The following tables provide a summary of the amortized cost balance by collateral type and risk rating as of December 31, 2021 and 2020 (in thousands): December 31, 2021 Amortized Cost - Revolving Loans Amortized Cost - Revolving Loans Converted to Term Loans Risk by Collateral Amortized Cost Basis by Origination Year - Term Loans 2021 2020 2019 2018 2017 Prior Total Revolving line Performing $ 974 $ — $ — $ — $ — $ — $ 60,049 $ 120 $ 61,143 Non-performing — — — — — — — — — Total Revolving line $ 974 $ — $ — $ — $ — $ — $ 60,049 $ 120 $ 61,143 Auto Performing $ 9,886 $ 7,775 $ 5,424 $ 1,107 $ 479 $ 220 $ — $ — $ 24,891 Non-performing — — 38 — — — — — 38 Total Auto $ 9,886 $ 7,775 $ 5,462 $ 1,107 $ 479 $ 220 $ — $ — $ 24,929 Other Performing $ 31,391 $ 2,025 $ 1,949 $ 1,525 $ 2,542 $ 704 $ 2,889 $ — $ 43,025 Non-performing — 16 — 18 — 4 — — 38 Total Other $ 31,391 $ 2,041 $ 1,949 $ 1,543 $ 2,542 $ 708 $ 2,889 $ — $ 43,063 December 31, 2020 Amortized Cost - Revolving Loans Amortized Cost - Revolving Loans Converted to Term Loans Risk by Collateral Amortized Cost Basis by Origination Year - Term Loans 2020 2019 2018 2017 2016 Prior Total Revolving line Performing $ — $ — $ — $ — $ — $ — $ 65,215 $ — $ 65,215 Non-performing — — — — — — — — — Total Revolving line $ — $ — $ — $ — $ — $ — $ 65,215 $ — $ 65,215 Auto Performing $ 12,465 $ 9,784 $ 2,960 $ 1,645 $ 680 $ 347 $ — $ — $ 27,881 Non-performing 5 62 — — — 1 — — 68 Total Auto $ 12,470 $ 9,846 $ 2,960 $ 1,645 $ 680 $ 348 $ — $ — $ 27,949 Other Performing $ 5,000 $ 3,200 $ 2,131 $ 214 $ 1,005 $ 172 $ 13,081 $ — $ 24,803 Non-performing 17 — — 2 — — — — 19 Total Other $ 5,017 $ 3,200 $ 2,131 $ 216 $ 1,005 $ 172 $ 13,081 $ — $ 24,822 The following table provides a summary of the amortized cost balance of consumer credit cards by risk rating as of December 31, 2021 and 2020 (in thousands): Consumer Risk December 31, 2021 December 31, 2020 Transactor accounts $ 57,777 $ 51,017 Revolver accounts (by FICO score): Less than 600 6,065 7,230 600-619 2,416 2,950 620-639 4,158 5,493 640-659 7,854 9,497 660-679 13,185 15,541 680-699 15,365 19,345 700-719 16,308 18,048 720-739 14,753 16,288 740-759 12,734 13,944 760-779 8,879 9,493 780-799 7,048 7,088 800-819 5,787 5,513 820-839 5,026 4,570 840+ 2,941 2,664 Total $ 180,296 $ 188,681 The following table provides a summary of the amortized cost balance of commercial credit cards by risk rating as of December 31, 2021 and 2020 (in thousands): Commercial Risk December 31, 2021 December 31, 2020 Current $ 200,402 $ 170,412 Past Due 10,691 7,875 Total $ 211,093 $ 178,287 The following table provides a summary of the amortized cost balance by collateral type and risk rating as of December 31, 2021 and 2020 Leases Other Risk December 31, 2021 December 31, 2020 December 31, 2021 December 31, 2020 Non-watch list – Pass $ 2,167 $ 2,413 $ 279,401 $ 187,924 Watch – Pass — — 695 350 Special Mention — — — — Substandard — — 25 208 Doubtful — — — — Total $ 2,167 $ 2,413 $ 280,121 $ 188,482
Rollforward of Allowance for Credit/Loan Losses by Portfolio Segment	The following tables provide a rollforward of the allowance for credit losses by portfolio segment for the year ended December 31, 2021 and 2020 (in thousands): Year Ended December 31, 2021 Commercial and industrial Specialty lending Commercial real estate Consumer real estate Consumer Credit cards Leases and other Total - Loans HTM Total Allowance for credit losses: Beginning balance $ 122,700 $ 5,219 $ 61,931 $ 6,586 $ 1,480 $ 15,786 $ 2,271 $ 215,973 $ 2,610 $ 218,583 Charge-offs (13,981 ) (31,945 ) (1,198 ) (96 ) (2,424 ) (6,011 ) (8 ) (55,663 ) — (55,663 ) Recoveries 6,694 187 1,560 142 223 1,967 18 10,791 — 10,791 Provision 8,319 28,277 (6,028 ) (2,711 ) 1,566 (5,667 ) (86 ) 23,670 (670 ) 23,000 Ending balance - ACL $ 123,732 $ 1,738 $ 56,265 $ 3,921 $ 845 $ 6,075 $ 2,195 $ 194,771 $ 1,940 $ 196,711 Allowance for credit losses on off-balance sheet credit exposures: Beginning balance $ 3,859 $ 287 $ 447 $ 145 $ 381 $ — $ 414 $ 5,533 $ 55 $ 5,588 Provision (2,120 ) (127 ) 33 (39 ) (381 ) — (399 ) (3,033 ) 33 (3,000 ) Ending balance - ACL on off-balance sheet $ 1,739 $ 160 $ 480 $ 106 $ — $ — $ 15 $ 2,500 $ 88 $ 2,588 Year Ended December 31, 2020 Commercial and industrial Specialty lending Commercial real estate Consumer real estate Consumer Credit cards Leases and other Total - Loans HTM Total Allowance for credit losses: Beginning balance $ 63,313 $ 2,545 $ 15,951 $ 2,623 $ 543 $ 15,739 $ 1,074 $ 101,788 $ — $ 101,788 ASU 2016-13 adjustment 3,677 148 926 152 31 914 62 5,910 3,120 9,030 Adjusted beginning balance 66,990 2,693 16,877 2,775 574 16,653 1,136 107,698 3,120 110,818 Charge-offs (8,587 ) — (11,939 ) (219 ) (607 ) (7,326 ) (11 ) (28,689 ) — (28,689 ) Recoveries 6,473 — 91 69 307 1,618 6 8,564 — 8,564 Provision 57,824 2,526 56,902 3,961 1,206 4,841 1,140 128,400 (510 ) 127,890 Ending balance - ACL $ 122,700 $ 5,219 $ 61,931 $ 6,586 $ 1,480 $ 15,786 $ 2,271 $ 215,973 $ 2,610 $ 218,583 Allowance for credit losses on off-balance sheet credit exposures: Beginning balance $ 2,263 $ 53 $ 257 $ 102 $ 22 $ — $ 211 $ 2,908 $ 70 $ 2,978 Provision 1,596 234 190 43 359 — 203 2,625 (15 ) 2,610 Ending balance - ACL on off-balance sheet $ 3,859 $ 287 $ 447 $ 145 $ 381 $ — $ 414 $ 5,533 $ 55 $ 5,588 This table provides a rollforward of the allowance for loan losses by portfolio segment for the year ended December 31, 2019 (in thousands): Year Ended December 31, 2019 Commercial Real estate Consumer Leases Total Allowance for loan losses: Beginning balance $ 80,888 $ 13,664 $ 9,071 $ 12 $ 103,635 Charge-offs (36,716 ) (444 ) (8,920 ) — (46,080 ) Recoveries 7,746 1,122 2,515 — 11,383 Provision 19,340 5,972 7,545 (7 ) 32,850 Ending Balance $ 71,258 $ 20,314 $ 10,211 $ 5 $ 101,788 Ending Balance: individually evaluated for impairment $ 271 $ 467 $ — $ — $ 738 Ending Balance: collectively evaluated for impairment 70,987 19,847 10,211 5 101,050 Loans: Ending Balance: loans $ 6,487,031 $ 6,582,497 $ 360,216 $ 1,978 $ 13,431,722 Ending Balance: individually evaluated for impairment 25,769 26,047 — — 51,816 Ending Balance: collectively evaluated for impairment 6,461,262 6,556,450 360,216 1,978 13,379,906
Summary of Amortized Cost Balance of Financial Assets Considered Collateral Dependent	The following tables provide the amortized cost balance of financial assets considered collateral dependent as of December 31, 2021 and 2020 (in thousands): December 31, 2021 Loan Segment and Type Amortized Cost of Collateral Dependent Assets Related Allowance for Credit Losses Amortized Cost of Collateral Dependent Assets with no related Allowance Commercial and industrial: Equipment/Accounts Receivable/Inventory $ 82,845 $ 2,421 $ 76,493 Agriculture — — — Total Commercial and industrial 82,845 2,421 76,493 Specialty lending: Asset-based lending — — — Factoring — — — Total Specialty lending — — — Commercial real estate: Owner-occupied 2,764 — 2,764 Non-owner-occupied — — — Farmland 487 — 487 5+ Multi-family — — — 1-4 Family construction — — — General construction 1,626 — 1,626 Total Commercial real estate 4,877 — 4,877 Consumer real estate: HELOC 2,488 — 2,488 First lien: 1-4 family 1,647 — 1,647 Junior lien: 1-4 family 75 — 75 Total Consumer real estate 4,210 — 4,210 Consumer: Revolving line — — — Auto 38 — 38 Other 37 — 37 Total Consumer 75 — 75 Leases and other: Leases — — — Other 25 — 25 Total Leases and other 25 — 25 Total loans $ 92,032 $ 2,421 $ 85,680 December 31, 2020 Loan Segment and Type Amortized Cost of Collateral Dependent Assets Related Allowance for Credit Losses Amortized Cost of Collateral Dependent Assets with no related Allowance Commercial and industrial: Equipment/Accounts Receivable/Inventory $ 29,684 $ 4,828 $ 5,830 Agriculture 4,086 — 4,086 Total Commercial and industrial 33,770 4,828 9,916 Specialty lending: Asset-based lending 17,875 4,490 242 Factoring 1,561 173 — Total Specialty lending 19,436 4,663 242 Commercial real estate: Owner-occupied 16,539 — 16,539 Non-owner-occupied — — — Farmland 8,625 — 8,625 5+ Multi-family — — — 1-4 Family construction — — — General construction 3,423 582 770 Total Commercial real estate 28,587 582 25,934 Consumer real estate: HELOC 3,170 — 3,170 First lien: 1-4 family 2,468 54 2,047 Junior lien: 1-4 family 212 — 212 Total Consumer real estate 5,850 54 5,429 Consumer: Revolving line — — — Auto 69 — 69 Other 19 — 19 Total Consumer 88 — 88 Leases and other: Leases — — — Other — — — Total Leases and other — — — Total loans $ 87,731 $ 10,127 $ 41,609

SECURITIES (Tables)

SECURITIES (Tables)	12 Months Ended
	Dec. 31, 2021
Securities Available for Sale	This table provides detailed information about securities available for sale at December 31, 2021 and 2020 (in thousands): Gross Gross Amortized Unrealized Unrealized Fair 2021 Cost Gains Losses Value U.S. Treasury $ 69,551 $ 374 $ (751 ) $ 69,174 U.S. Agencies 121,681 3,252 (1 ) 124,932 Mortgage-backed 7,967,537 93,390 (95,872 ) 7,965,055 State and political subdivisions 3,270,160 161,674 (9,146 ) 3,422,688 Corporates 316,840 2,504 (1,498 ) 317,846 Collateralized loan obligations 76,815 4 — 76,819 Total $ 11,822,584 $ 261,198 $ (107,268 ) $ 11,976,514 Gross Gross Amortized Unrealized Unrealized Fair 2020 Cost Gains Losses Value U.S. Treasury $ 29,911 $ 829 $ — $ 30,740 U.S. Agencies 89,554 6,395 — 95,949 Mortgage-backed 5,266,394 202,944 (1,157 ) 5,468,181 State and political subdivisions 3,424,309 199,848 (538 ) 3,623,619 Corporates 77,566 3,649 (16 ) 81,199 Total $ 8,887,734 $ 413,665 $ (1,711 ) $ 9,299,688
Gross Unrealized Losses and Fair Value of Investment Securities Available for Sale	The following table shows the Company’s available-for-sale investments’ gross unrealized losses and fair value, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, at December 31, 2021 and 2020 (in thousands): Less than 12 months 12 months or more Total 2021 Count Fair Value Unrealized Losses Count Fair Value Unrealized Losses Count Fair Value Unrealized Losses Description of Securities U.S. Treasury 4 $ 58,867 $ (751 ) — $ — $ — 4 $ 58,867 $ (751 ) U.S. Agencies 1 11,149 (1 ) — — — 1 11,149 (1 ) Mortgage-backed 344 5,404,968 (87,301 ) 13 233,295 (8,571 ) 357 5,638,263 (95,872 ) State and political subdivisions 357 329,042 (6,969 ) 31 44,939 (2,177 ) 388 373,981 (9,146 ) Corporates 152 193,899 (1,498 ) — — — 152 193,899 (1,498 ) Collateralized loan obligations — — — — — — — — — Total 858 $ 5,997,925 $ (96,520 ) 44 $ 278,234 $ (10,748 ) 902 $ 6,276,159 $ (107,268 ) Less than 12 months 12 months or more Total 2020 Count Fair Value Unrealized Losses Count Fair Value Unrealized Losses Count Fair Value Unrealized Losses Description of Securities U.S. Treasury — $ — $ — — $ — $ — — $ — $ — U.S. Agencies — — — — — — — — — Mortgage-backed 16 174,234 (1,157 ) — — — 16 174,234 (1,157 ) State and political subdivisions 24 55,653 (279 ) 6 2,833 (259 ) 30 58,486 (538 ) Corporates 4 5,335 (16 ) — — — 4 5,335 (16 ) Total 44 $ 235,222 $ (1,452 ) 6 $ 2,833 $ (259 ) 50 $ 238,055 $ (1,711 )
Gross Unrealized Losses and Fair Value of Investment Securities Held to Maturity	The following table shows the Company’s held-to-maturity investments’ gross unrealized losses and fair value, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, at December 31, 2021 and 2020 (in thousands): Less than 12 months 12 months or more Total 2021 Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses State and political subdivisions $ 585,153 $ (12,494 ) $ 217,579 $ (26,460 ) $ 802,732 $ (38,954 ) Mortgage-backed 317,887 (2,431 ) — — 317,887 (2,431 ) Total $ 903,040 $ (14,925 ) $ 217,579 $ (26,460 ) $ 1,120,619 $ (41,385 ) Less than 12 months 12 months or more Total 2020 Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses State and political subdivisions $ 132,271 $ (4,591 ) $ 109,712 $ (10,302 ) $ 241,983 $ (14,893 ) Total $ 132,271 $ (4,591 ) $ 109,712 $ (10,302 ) $ 241,983 $ (14,893 )
Schedule of Amortized Cost Basis by Credit Rating of Held to Maturity Investment	The following table shows the amortized cost basis by credit rating of the Company’s held-to-maturity State and political subdivisions bond investments at December 31, 2021 and 2020 (in thousands): Amortized Cost Basis by Credit Rating - HTM Debt Securities 2021 A BBB BB CCC-C Total State and political subdivisions: Competitive $ 372,696 $ 605,104 $ 20,678 $ 870 $ 999,348 Utilities 55,096 29,838 — — 84,934 Total state and political subdivisions $ 427,792 $ 634,942 $ 20,678 $ 870 $ 1,084,282 Amortized Cost Basis by Credit Rating - HTM Debt Securities 2020 A BBB BB CCC-C Total State and political subdivisions: Competitive $ 340,290 $ 558,786 $ 18,078 $ 8,135 $ 925,289 Utilities 56,232 33,093 — — 89,325 Total state and political subdivisions $ 396,522 $ 591,879 $ 18,078 $ 8,135 $ 1,014,614
Schedule of Aging of Past Due Held to Maturity Securities	The following table presents the aging of past due held-to-maturity securities at December 31, 2021 (in thousands): 2021 30-89 Days Past Due and Accruing Greater than 90 Days Past Due and Accruing Non- Accrual Total Past Due Current Total State and political subdivisions: Competitive $ 7,795 $ — $ — $ 7,795 $ 991,553 $ 999,348 Utilities — — — — 84,934 84,934 Total state and political subdivisions $ 7,795 $ — $ — $ 7,795 $ 1,076,487 $ 1,084,282
Schedule of Other Securities	The table below provides detailed information for Other securities at December 31, 2021 and 2020 (in thousands): December 31, 2021 2020 FRB and FHLB stock $ 36,222 $ 33,222 Equity securities with readily determinable fair values 64,149 134,197 Equity securities without readily determinable fair values 226,727 128,634 Total $ 327,098 $ 296,053
Schedule of Components of Investment Securities Gains, Net	The following table presents the components of Investment securities gains, net for the years ended December 31, 2021, 2020, and 2019 (in thousands): Year Ended December 31, 2021 2020 2019 Investment securities gains, net Available-for-sale debt securities: Gains realized on sales $ 7,819 $ 7,255 $ 4,636 Losses realized on sales (2 ) (274 ) (1,418 ) Equity securities with readily determinable fair values: Fair value adjustments, net (10,881 ) 110,768 — Equity securities without readily determinable fair values: Fair value adjustments, net 8,121 2,885 (973 ) Total investment securities gains, net $ 5,057 $ 120,634 $ 2,245
Available-for-sale Securities [Member]
Contractual Maturity Information	The following table presents contractual maturity information for securities available for sale at December 31, 2021 (in thousands): Amortized Fair Cost Value Due in 1 year or less $ 167,515 $ 168,443 Due after 1 year through 5 years 748,552 759,638 Due after 5 years through 10 years 815,408 839,508 Due after 10 years 2,123,572 2,243,870 Total 3,855,047 4,011,459 Mortgage-backed securities 7,967,537 7,965,055 Total securities available for sale $ 11,822,584 $ 11,976,514
Held-to-maturity Securities [Member]
Contractual Maturity Information	The following table shows the Company’s held-to-maturity investments’ amortized cost, fair value, and gross unrealized gains and losses at December 31, 2021 and 2020, respectively (in thousands): 2021 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value Allowance for Credit Losses Net Carrying Amount State and political subdivisions $ 1,084,282 $ 3,346 $ (38,954 ) $ 1,048,674 $ (1,940 ) $ 1,082,342 Mortgage-backed 396,134 14 (2,431 ) 393,717 — 396,134 Total $ 1,480,416 $ 3,360 $ (41,385 ) $ 1,442,391 $ (1,940 ) $ 1,478,476 2020 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value Allowance for Credit Losses Net Carrying Amount State and political subdivisions $ 1,014,614 $ 29,723 $ (14,893 ) $ 1,029,444 $ (2,610 ) $ 1,012,004 Total $ 1,014,614 $ 29,723 $ (14,893 ) $ 1,029,444 $ (2,610 ) $ 1,012,004 The following table presents contractual maturity information for securities held to maturity at December 31, 2021 (in thousands): Amortized Fair Cost Value Due in 1 year or less $ 17,440 $ 17,797 Due after 1 year through 5 years 158,005 156,927 Due after 5 years through 10 years 489,816 481,785 Due after 10 years 419,021 392,165 Total 1,084,282 1,048,674 Mortgage-backed securities 396,134 393,717 Total securities held to maturity $ 1,480,416 $ 1,442,391

LOANS TO OFFICERS AND DIRECTO_2

LOANS TO OFFICERS AND DIRECTORS (Tables)	12 Months Ended
	Dec. 31, 2021
Related Party Transactions [Abstract]
Activity with Respect to Aggregate Loans to Related Parties	For the years 2021 and 2020, an analysis of activity with respect to such aggregate loans to related parties appears below (in thousands): Year Ended December 31, 2021 2020 Balance – beginning of year $ 165,395 $ 207,734 New loans 176,226 39,217 Repayments (61,780 ) (81,556 ) Reduction due to change in reportable loans (124 ) — Balance – end of year $ 279,717 $ 165,395

GOODWILL AND OTHER INTANGIBLES

GOODWILL AND OTHER INTANGIBLES (Tables)	12 Months Ended
	Dec. 31, 2021
Goodwill And Intangible Assets Disclosure [Abstract]
Changes in Carrying Amount of Goodwill	Changes in the carrying amount of goodwill for the years ended December 31, 2021 and December 31, 2020 by operating segment are as follows (in thousands): Commercial Banking Institutional Banking Personal Banking Total Balances as of January 1, 2021 $ 59,419 $ 51,332 $ 70,116 $ 180,867 Sale of component of business segment — — (6,349 ) (6,349 ) Balances as of December 31, 2021 $ 59,419 $ 51,332 $ 63,767 $ 174,518 Balances as of January 1, 2020 $ 59,419 $ 51,332 $ 70,116 $ 180,867 Balances as of December 31, 2020 $ 59,419 $ 51,332 $ 70,116 $ 180,867
Changes in Intangible Assets	Following are the intangible assets that continue to be subject to amortization as of December 31, 2021 and 2020 (in thousands) : As of December 31, 2021 Core Deposit Intangible Assets Customer Relationships Total Gross carrying amount $ 50,059 $ 71,167 $ 121,226 Accumulated amortization 49,623 57,187 106,810 Net carrying amount $ 436 $ 13,980 $ 14,416 As of December 31, 2020 Core Deposit Intangible Assets Customer Relationships Total Gross carrying amount $ 50,059 $ 89,928 $ 139,987 Accumulated amortization 48,746 70,185 118,931 Net carrying amount $ 1,313 $ 19,743 $ 21,056
Estimated Amortization Expense of Intangible Assets	The following table discloses the estimated amortization expense of intangible assets in future years (in thousands): For the year ending December 31, 2022 $ 3,920 For the year ending December 31, 2023 3,323 For the year ending December 31, 2024 2,704 For the year ending December 31, 2025 2,608 For the year ending December 31, 2026 1,861

PREMISES, EQUIPMENT, AND LEAS_2

PREMISES, EQUIPMENT, AND LEASES (Tables)	12 Months Ended
	Dec. 31, 2021
Premises Equipment And Leases [Abstract]
Components of Premises and Equipment	Premises and equipment consisted of the following (in thousands): December 31, 2021 2020 Land $ 41,513 $ 42,323 Buildings and leasehold improvements 352,954 351,957 Equipment 181,218 176,018 Software 273,342 264,251 Total 849,027 834,549 Accumulated depreciation (357,503 ) (341,379 ) Accumulated amortization (220,591 ) (200,075 ) Premises and equipment, net $ 270,933 $ 293,095
Summary of Future Minimum Lease Payments	As of December 31, 2021, future minimum lease payments under non-cancelable operating leases were as follows (in thousands): 2022 $ 12,398 2023 10,594 2024 9,506 2025 8,478 2026 7,897 Thereafter 23,365 Total lease payments 72,238 Less: Interest 7,621 Present value of lease liabilities $ 64,617

BORROWED FUNDS (Tables)

BORROWED FUNDS (Tables)	12 Months Ended
	Dec. 31, 2021
Components of Short-Term and Long Term Debt	The components of the Company's long-term debt are as follows (in thousands): December 31, 2021 2020 Trust Preferred Securities: Marquette Capital Trust I Subordinated Debentures 1.45% due 2036 $ 17,956 $ 17,553 Marquette Capital Trust II Subordinated Debentures 1.45% due 2036 18,526 18,149 Marquette Capital Trust III Subordinated Debentures 1.72% due 2036 7,286 7,139 Marquette Capital Trust IV Subordinated Debentures 1.80% due 2036 29,445 28,873 Subordinated notes 3.70% due 2030, net of issuance costs 198,331 197,881 Total long-term debt $ 271,544 $ 269,595
Remaining Contractual Maturities Of Repurchase Agreements	The carrying amounts and market values of the securities and the related repurchase liabilities and weighted average interest rates of the repurchase liabilities (grouped by maturity of the repurchase agreements) were as follows as of December 31, 2021 and 2020 (in thousands): As of December 31, 2021 Securities Fair Market Value Repurchase Liabilities Weighted Average Interest Rate Maturity of the Repurchase Liabilities 2 to 29 days $ 2,797,268 $ 2,820,788 0.19 % 30 to 90 Days 414,091 404,800 0.70 Over 90 Days 250 250 0.01 Total $ 3,211,609 $ 3,225,838 0.25 % As of December 31, 2020 Securities Fair Market Value Repurchase Liabilities Weighted Average Interest Rate Maturity of the Repurchase Liabilities 2 to 29 days $ 1,625,230 $ 1,759,559 0.34 % 30 to 90 Days 504,435 489,302 1.17 Over 90 Days 1,005 1,000 — Total $ 2,130,670 $ 2,249,861 0.52 %
Repurchase Agreements
Remaining Contractual Maturities Of Repurchase Agreements	The table below presents the remaining contractual maturities of repurchase agreements outstanding at December 31, 2021 and 2020, in addition to the various types of marketable securities that have been pledged as collateral for these borrowings (in thousands): As of December 31, 2021 Remaining Contractual Maturities of the Agreements 2-29 days 30-90 days Over 90 Days Total Repurchase agreements, secured by: U.S. Agency $ 2,820,788 $ 404,800 $ 250 $ 3,225,838 Total repurchase agreements $ 2,820,788 $ 404,800 $ 250 $ 3,225,838 As of December 31, 2020 Remaining Contractual Maturities of the Agreements 2-29 days 30-90 days Over 90 Days Total Repurchase agreements, secured by: U.S. Treasury $ 2,440 $ — $ — $ 2,440 U.S. Agency 1,757,119 489,302 1,000 2,247,421 Total repurchase agreements $ 1,759,559 $ 489,302 $ 1,000 $ 2,249,861

REGULATORY REQUIREMENTS (Tables

REGULATORY REQUIREMENTS (Tables)	12 Months Ended
	Dec. 31, 2021
Regulatory Capital Requirements [Abstract]
Actual Capital Amounts as well as Required and Well-Capitalized Common Equity Tier One, Tier One, Total and Tier One Leverage Ratios	Actual capital amounts as well as required and well-capitalized common equity tier 1, tier 1, total and tier 1 leverage ratios as of December 31, 2021 and 2020 for the Company and the Bank are as follows (in thousands): 2021 Actual For Capital Adequacy Purposes To Be Well Capitalized Under Prompt Corrective Action Provisions Amount Ratio Amount Ratio Amount Ratio Common Equity Tier 1 Capital: UMB Financial Corporation $ 2,885,576 12.05 % $ 1,077,971 4.50 % $ N/A N/A % UMB Bank, n. a. 2,734,377 11.53 1,067,154 4.50 1,541,444 6.50 Tier 1 Capital: UMB Financial Corporation 2,885,576 12.05 1,437,295 6.00 N/A N/A UMB Bank, n. a. 2,734,377 11.53 1,422,872 6.00 1,897,162 8.00 Total Capital: UMB Financial Corporation 3,324,284 13.88 1,916,393 8.00 N/A N/A UMB Bank, n. a. 2,902,996 12.24 1,897,162 8.00 2,371,453 10.00 Tier 1 Leverage: UMB Financial Corporation 2,885,576 7.61 1,517,616 4.00 N/A N/A UMB Bank, n. a. 2,734,377 7.26 1,506,293 4.00 1,882,866 5.00 2020 Common Equity Tier 1 Capital: UMB Financial Corporation $ 2,547,634 12.10 % $ 947,486 4.50 % $ N/A N/A % UMB Bank, n. a. 2,492,571 11.92 941,036 4.50 1,359,275 6.50 Tier 1 Capital: UMB Financial Corporation 2,547,634 12.10 1,263,315 6.00 N/A N/A UMB Bank, n. a. 2,492,571 11.92 1,254,715 6.00 1,672,954 8.00 Total Capital: UMB Financial Corporation 3,002,545 14.26 1,684,420 8.00 N/A N/A UMB Bank, n. a. 2,679,844 12.81 1,672,954 8.00 2,091,192 10.00 Tier 1 Leverage: UMB Financial Corporation 2,547,634 8.37 1,217,386 4.00 N/A N/A UMB Bank, n. a. 2,492,571 8.28 1,203,559 4.00 1,504,449 5.00

EMPLOYEE BENEFITS (Tables)

EMPLOYEE BENEFITS (Tables)	12 Months Ended
	Dec. 31, 2021
Status of Service Based Restricted Shares	The table below discloses the status of the service-based restricted shares during 2021: Number of Shares Weighted Average Grant Date Fair Value Service-Based Restricted Stock Nonvested - December 31, 2020 66,298 $ 72.98 Granted — — Canceled (1,484 ) 72.80 Vested (41,196 ) 73.39 Nonvested - December 31, 2021 23,618 $ 72.28
Service Based Restricted Stock Units [Member]
Status of Service Based Restricted Shares	The table below discloses the status of the service-based restricted stock units during 2021: Number of Units Weighted Average Price Per Unit Service Based Restricted Stock Units Under the OICP Nonvested - December 31, 2020 319,798 $ 66.25 Granted 150,328 76.83 Canceled (24,749 ) 69.43 Vested (82,229 ) 66.01 Nonvested - December 31, 2021 363,148 $ 70.47
Performance Based Restricted Stock Unit [Member]
Status of Service Based Restricted Shares	The table below discloses the status of the performance-based restricted stock units during 2021: Number of Units Weighted Average Price Per Unit Performance Based Restricted Stock Units Under the OICP Nonvested - December 31, 2020 148,073 $ 64.82 Granted 52,976 70.92 Canceled — — Vested (37,479 ) 76.68 Performance based adjustment 2,252 76.68 Nonvested - December 31, 2021 165,822 $ 64.08
Long-Term Incentive Compensation Plan (LTIP) [Member]
Information Relating to Non-qualified Option Activity	The table below discloses the information relating to non-qualified option activity in 2021 under the LTIP: Number of Shares Weighted Average Price Per Share Weighted Average Remaining Contractual Term Aggregate Intrinsic Value Stock Options Under the LTIP Outstanding - December 31, 2020 527,941 $ 54.89 Granted — — Canceled (319 ) 75.25 Expired (3,046 ) 62.71 Exercised (353,236 ) 52.23 Outstanding - December 31, 2021 171,340 $ 60.19 3.7 $ 7,867,900 Exercisable - December 31, 2021 171,340 $ 60.19 3.7 $ 7,867,900

BUSINESS SEGMENT REPORTING (Tab

BUSINESS SEGMENT REPORTING (Tables)	12 Months Ended
	Dec. 31, 2020
Segment Reporting [Abstract]
Schedule of Segment Financial Results	S egment financial results were as follows (in thousands): Year Ended December 31, 2021 Commercial Banking Institutional Banking Personal Banking Total Net interest income $ 556,673 $ 87,644 $ 171,204 $ 815,521 Provision for credit losses 15,553 630 3,817 20,000 Noninterest income 81,752 273,413 112,010 467,175 Noninterest expense 289,039 292,080 252,517 833,636 Income before taxes 333,833 68,347 26,880 429,060 Income tax expense 59,165 12,113 4,764 76,042 Net income $ 274,668 $ 56,234 $ 22,116 $ 353,018 Average assets $ 15,243,000 $ 12,255,000 $ 7,831,000 $ 35,329,000 Year Ended December 31, 2020 Commercial Banking Institutional Banking Personal Banking Total Net interest income $ 475,425 $ 106,856 $ 148,948 $ 731,229 Provision for credit losses 119,424 882 10,194 130,500 Noninterest income 189,412 254,874 115,880 560,166 Noninterest expense 272,283 286,635 263,087 822,005 Income (loss) before taxes 273,130 74,213 (8,453 ) 338,890 Income tax expense (benefit) 42,223 11,472 (1,307 ) 52,388 Net income (loss) $ 230,907 $ 62,741 $ (7,146 ) $ 286,502 Average assets $ 12,614,000 $ 9,746,000 $ 6,208,000 $ 28,568,000 Year Ended December 31, 2019 Commercial Banking Institutional Banking Personal Banking Total Net interest income $ 412,232 $ 126,591 $ 132,082 $ 670,905 Provision for credit losses 26,159 975 5,716 32,850 Noninterest income 81,609 232,444 112,717 426,770 Noninterest expense 267,345 268,423 243,092 778,860 Income (loss) before taxes 200,337 89,637 (4,009 ) 285,965 Income tax expense (benefit) 29,679 13,280 (594 ) 42,365 Net income (loss) $ 170,658 $ 76,357 $ (3,415 ) $ 243,600 Average assets $ 10,740,000 $ 7,714,000 $ 5,331,000 $ 23,785,000

REVENUE RECOGNITION (Tables)

REVENUE RECOGNITION (Tables)	12 Months Ended
	Dec. 31, 2021
Revenue From Contract With Customer [Abstract]
Summary of Disaggregation of Revenue According to Revenue Stream and Business Segment	The following tables depict the disaggregation of revenue according to revenue stream and Business Segment for the three years ended December 31, 2021, 2020, and 2019. As stated in Note 12, “Business Segment Reporting,” for comparability purposes, amounts in all periods are based on methodologies in effect at December 31, 2021 and previously reported results have been reclassified in this filing to conform to the current organizational structure. Disaggregated revenue is as follows (in thousands): Year Ended December 31, 2021 NONINTEREST INCOME Commercial Banking Institutional Banking Personal Banking Revenue (Expense) out of Scope of ASC 606 Total Trust and securities processing $ — $ 164,480 $ 59,646 $ — $ 224,126 Trading and investment banking — 793 — 30,146 30,939 Service charges on deposit accounts 32,052 45,934 7,755 315 86,056 Insurance fees and commissions — — 1,309 — 1,309 Brokerage fees 107 4,069 7,995 — 12,171 Bankcard fees 56,246 19,117 22,451 (33,238 ) 64,576 Investment securities gains, net — — — 5,057 5,057 Other 817 1,634 2,694 37,796 42,941 Total noninterest income $ 89,222 $ 236,027 $ 101,850 $ 40,076 $ 467,175 Year Ended December 31, 2020 NONINTEREST INCOME Commercial Banking Institutional Banking Personal Banking Revenue (Expense) out of Scope of ASC 606 Total Trust and securities processing $ — $ 131,249 $ 63,397 $ — $ 194,646 Trading and investment banking — 755 — 32,190 32,945 Service charges on deposit accounts 28,736 46,611 8,321 211 83,879 Insurance fees and commissions — — 1,369 — 1,369 Brokerage fees 245 16,075 8,030 — 24,350 Bankcard fees 51,755 17,731 20,123 (29,065 ) 60,544 Investment securities gains, net — — — 120,634 120,634 Other 1,135 1,469 2,603 36,592 41,799 Total noninterest income $ 81,871 $ 213,890 $ 103,843 $ 160,562 $ 560,166 Year Ended December 31, 2019 NONINTEREST INCOME Commercial Banking Institutional Banking Personal Banking Revenue (Expense) out of Scope of ASC 606 Total Trust and securities processing $ — $ 113,313 $ 63,600 $ — $ 176,913 Trading and investment banking — 741 — 22,725 23,466 Service charges on deposit accounts 29,716 41,923 10,964 145 82,748 Insurance fees and commissions — — 1,634 — 1,634 Brokerage fees 214 23,231 7,816 — 31,261 Bankcard fees 60,375 21,386 21,911 (36,945 ) 66,727 Investment securities gains, net — — — 2,245 2,245 Other 1,196 1,469 3,190 35,921 41,776 Total noninterest income $ 91,501 $ 202,063 $ 109,115 $ 24,091 $ 426,770

COMMON STOCK AND EARNINGS PER_2

COMMON STOCK AND EARNINGS PER SHARE (Tables)	12 Months Ended
	Dec. 31, 2021
Text Block [Abstract]
Summary of Share Transactions	The following table summarizes the share transactions for the three years ended December 31, 2021 (in thousands, except for share data): Shares Issued Shares in Treasury Balance January 1, 2019 55,056,730 (5,939,508 ) Purchase of Treasury Stock — (124,109 ) Sale of Treasury Stock — 12,968 Issued for stock options and restricted stock — 91,525 Balance December 31, 2019 55,056,730 (5,959,124 ) Accelerated Share Repurchase Program — (653,498 ) Purchase of Treasury Stock — (563,830 ) Sale of Treasury Stock — 11,372 Issued for stock options and restricted stock — 114,736 Balance December 31, 2020 55,056,730 (7,050,344 ) Purchase of Treasury Stock — (67,671 ) Sale of Treasury Stock — 6,835 Issued for stock options and restricted stock — 485,255 Balance December 31, 2021 55,056,730 (6,625,925 )
Shares Used in Calculation of Basic and Diluted Earnings	The shares used in the calculation of basic and diluted earnings per share, are shown below: For the Years Ended December 31, 2021 2020 2019 Weighted average basic common shares outstanding 48,271,462 48,137,791 48,779,263 Dilutive effect of stock options and restricted stock 466,830 205,959 310,614 Weighted average diluted common shares outstanding 48,738,292 48,343,750 49,089,877

COMMITMENTS, CONTINGENCIES AN_2

COMMITMENTS, CONTINGENCIES AND GUARANTEES (Tables)	12 Months Ended
	Dec. 31, 2021
Commitments And Contingencies Disclosure [Abstract]
Notional Amount of Off-Balance Sheet Financial Instruments	The following table summarizes the Company’s off-balance sheet financial instruments as described above (in thousands): Contract or Notional Amount December 31, 2021 2020 Commitments to extend credit for loans (excluding credit card loans) $ 10,122,617 $ 8,851,333 Commitments to extend credit under credit card loans 3,743,165 3,472,339 Commercial letters of credit 2,754 3,160 Standby letters of credit 365,030 346,617 Forward contracts 9,729 51,273 Spot foreign exchange contracts 2,946 680

INCOME TAXES (Tables)

INCOME TAXES (Tables)	12 Months Ended
	Dec. 31, 2021
Income Tax Disclosure [Abstract]
Components of Income Tax Expense (Benefit)	Income tax expense includes the following components (in thousands): Year Ended December 31, 2021 2020 2019 Current tax Federal $ 72,410 $ 49,053 $ 37,134 State 16,356 8,171 5,384 Total current tax expense 88,766 57,224 42,518 Deferred tax Federal (9,872 ) (4,045 ) (177 ) State (2,852 ) (791 ) 24 Total deferred tax benefit (12,724 ) (4,836 ) (153 ) Total tax expense $ 76,042 $ 52,388 $ 42,365
Reconciliation Between Income Tax Expense and Amount Computed by Applying Federal Statutory Tax Rate	The reconciliation between the income tax expense and the amount computed by applying the statutory federal tax rate of 21% for income before income taxes is as follows (in thousands): Year Ended December 31, 2021 2020 2019 Statutory federal income tax expense $ 90,103 $ 71,167 $ 60,053 Tax-exempt interest income (20,635 ) (20,914 ) (18,725 ) Tax-exempt life insurance related income (2,631 ) (3,420 ) (4,007 ) Meals, entertainment and related expenses 580 924 1,647 State and local income taxes, net of federal tax benefits 10,659 5,835 4,273 Equity-based compensation (1,889 ) (299 ) (597 ) Federal tax credits, net of amortization of LIHTC investments (2,634 ) (1,772 ) (980 ) Other 2,489 867 701 Total tax expense $ 76,042 $ 52,388 $ 42,365
Components of Deferred Tax Assets and Liabilities	The significant components of deferred tax assets and liabilities are reflected in the following table (in thousands): December 31, 2021 2020 Deferred tax assets: Loans, principally due to allowance for credit losses $ 45,029 $ 52,583 Equity-based compensation 6,493 6,293 Accrued expenses 23,032 19,878 Deferred compensation 16,320 14,830 Miscellaneous 5,515 6,471 Total deferred tax assets before valuation allowance 96,389 100,055 Valuation allowance (1,335 ) (3,278 ) Total deferred tax assets 95,054 96,777 Deferred tax liabilities: Net unrealized gain on securities available for sale (35,447 ) (97,434 ) Securities (788 ) (13,462 ) Land, buildings and equipment (37,370 ) (41,339 ) Original issue discount (1,486 ) (1,969 ) Partnership investments (5,627 ) (6,948 ) Trust preferred securities (7,250 ) (7,538 ) Intangibles (20,067 ) (15,215 ) Miscellaneous (9,121 ) (8,430 ) Total deferred tax liabilities (117,156 ) (192,335 ) Net deferred tax liability $ (22,102 ) $ (95,558 )
Reconciliation of Unrecognized Tax Benefits	A reconciliation of the beginning and ending amount of unrecognized tax benefits is as follows (in thousands): December 31, 2021 2020 Unrecognized tax benefits - opening balance $ 6,717 $ 5,802 Gross increases - tax positions in prior period 291 — Gross decreases - tax positions in prior period — (96 ) Gross increases - current-period tax positions 2,201 1,656 Lapse of statute of limitations (411 ) (645 ) Unrecognized tax benefits - ending balance $ 8,798 $ 6,717

DERIVATIVES AND HEDGING ACTIV_2

DERIVATIVES AND HEDGING ACTIVITIES (Tables)	12 Months Ended
	Dec. 31, 2021
Derivative Instruments And Hedging Activities Disclosure [Abstract]
Summary of Fair Value of Derivative Assets and Liabilities	This table provides a summary of the fair value of the Company’s derivative assets and liabilities as of December 31, 2021 and December 31, 2020 : Derivative Assets Derivative Liabilities December 31, December 31, Fair Value 2021 2020 2021 2020 Interest Rate Products: Derivatives not designated as hedging instruments $ 57,134 $ 103,506 $ 13,944 $ 9,375 Derivatives designated as hedging instruments 546 48 — — Total $ 57,680 $ 103,554 $ 13,944 $ 9,375
Summary of Amount of Gain (Loss) Recognized in Other Non-Interest Expense in Consolidated Statements of Income Related to Derivative Assets and Liabilities	This table provides a summary of the amount of gain or loss recognized in Other noninterest expense in the Consolidated Statements of Income for the years ended December 31, 2021, 2020, and 2019 related to the Company’s derivative assets and liabilities (in thousands): Amount of Gain (Loss) Recognized For the Year Ended December 31, 2021 2020 2019 Interest Rate Products Derivatives not designated as hedging instruments $ 387 $ (720 ) $ 464 Total $ 387 $ (720 ) $ 464 Interest Rate Products Derivatives designated as hedging instruments: Fair value adjustments on derivatives $ 5,231 $ (139 ) $ (150 ) Fair value adjustments on hedged items (5,832 ) 139 150 Total $ (601 ) $ — $ —
Summary of Effect of Hedges on AOCI in Consolidated Statements of Comprehensive Income Related to Company's Derivative Assets and Liabilities	This table provides a summary of the effect of hedges on AOCI in the Consolidated Statements of Comprehensive Income for the years ended December 31, 2021, 2020, and 2019 related to the Company’s derivative assets and liabilities (in thousands): For the Year Ended December 31, 2021 Derivatives in Cash Flow Hedging Relationships Gain Recognized in OCI on Derivative Gain Recognized in OCI Included Component Gain Recognized in OCI Excluded Component Gain (Loss) Reclassified from AOCI into Earnings Gain (Loss) Reclassified from AOCI into Earnings Included Component Loss Reclassified from AOCI into Earnings Excluded Component Interest rate floor $ — $ — $ — $ 4,696 $ 6,946 $ (2,250 ) Interest rate swaps 3,106 3,106 — (1,344 ) (1,344 ) — Total $ 3,106 $ 3,106 $ — $ 3,352 $ 5,602 $ (2,250 ) For the Year Ended December 31, 2020 Derivatives in Cash Flow Hedging Relationships Gain (Loss) Recognized in OCI on Derivative Gain (Loss) Recognized in OCI Included Component Loss Recognized in OCI Excluded Component Gain (Loss) Reclassified from AOCI into Earnings Gain (Loss) Reclassified from AOCI into Earnings Included Component Loss Reclassified from AOCI into Earnings Excluded Component Interest rate floor $ 28,390 $ 34,917 $ (6,527 ) $ 2,943 $ 5,398 $ (2,455 ) Interest rate swaps (7,411 ) (7,411 ) — (1,038 ) (1,038 ) — Total $ 20,979 $ 27,506 $ (6,527 ) $ 1,905 $ 4,360 $ (2,455 ) For the Year Ended December 31, 2019 Derivatives in Cash Flow Hedging Relationships Loss Recognized in OCI on Derivative Loss Recognized in OCI Included Component Loss Recognized in OCI Excluded Component Loss Reclassified from AOCI into Earnings Loss Reclassified from AOCI into Earnings Included Component Loss Reclassified from AOCI into Earnings Excluded Component Interest rate floor $ (9,278 ) $ (4,245 ) $ (5,033 ) $ (874 ) $ — $ (874 ) Interest rate swaps (6,040 ) (6,040 ) — (149 ) (149 ) — Total $ (15,318 ) $ (10,285 ) $ (5,033 ) $ (1,023 ) $ (149 ) $ (874 )

DISCLOSURES ABOUT FAIR VALUE _2

DISCLOSURES ABOUT FAIR VALUE OF FINANCIAL INSTRUMENTS (Tables)	12 Months Ended
	Dec. 31, 2021
Fair Value Disclosures [Abstract]
Assets and Liabilities Measured at Fair Value on Recurring Basis	Assets and liabilities measured at fair value on a recurring basis as of December 31, 2021 and 2020 Fair Value Measurement at December 31, 2021 Using Description December 31, 2021 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets U.S. Treasury $ 1,625 $ 1,625 $ — $ — U.S. Agencies 2,159 — 2,159 — Mortgage-backed 2,060 — 2,060 — State and political subdivisions 21,671 — 21,671 — Corporates 4,000 4,000 — — Trading – other 360 360 — — Trading securities 31,875 5,985 25,890 — U.S. Treasury 69,174 69,174 — — U.S. Agencies 124,932 — 124,932 — Mortgage-backed 7,965,055 — 7,965,055 — State and political subdivisions 3,422,688 — 3,422,688 — Corporates 317,846 317,846 — — Collateralized loan obligations 76,819 — 76,819 — Securities available for sale 11,976,514 387,020 11,589,494 — Equity securities with readily determinable fair values 64,149 64,149 — — Company-owned life insurance 65,245 — 65,245 — Bank-owned life insurance 498,373 — 498,373 — Derivatives 57,680 — 57,680 — Total $ 12,693,836 $ 457,154 $ 12,236,682 $ — Liabilities Derivatives $ 13,944 $ — $ 13,944 $ — Securities sold not yet purchased 3,197 — 3,197 — Total $ 17,141 $ — $ 17,141 $ — Fair Value Measurement at December 31, 2020 Using Description December 31, 2020 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets U.S. Treasury $ 651 $ 651 $ — $ — U.S. Agencies 1,568 — 1,568 — Mortgage-backed 4 — 4 — State and political subdivisions 18,545 — 18,545 — Corporates 711 711 — — Trading – other 13,541 13,541 — — Trading securities 35,020 14,903 20,117 — U.S. Treasury 30,740 30,740 — — U.S. Agencies 95,949 — 95,949 — Mortgage-backed 5,468,181 — 5,468,181 — State and political subdivisions 3,623,619 — 3,623,619 — Corporates 81,199 81,199 — — Securities available for sale 9,299,688 111,939 9,187,749 — Equity securities with readily determinable fair values 134,197 134,197 — — Company-owned life insurance 63,575 — 63,575 — Bank-owned life insurance 387,513 — 387,513 — Derivatives 103,554 — 103,554 — Total $ 10,023,547 $ 261,039 $ 9,762,508 $ — Liabilities Derivatives $ 9,375 $ — $ 9,375 $ — Securities sold not yet purchased 2,177 — 2,177 — Total $ 11,552 $ — $ 11,552 $ —
Assets Measured at Fair Value on Non-Recurring Basis	Assets measured at fair value on a non-recurring basis as of December 31, 2021 and 2020 Fair Value Measurement at December 31, 2021 Using Description December 31, 2021 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Total Gains Recognized During the Twelve Months Ended December 31 Collateral dependent assets $ 46,979 $ — $ — $ 46,979 $ 1,521 Other real estate owned — — — — — Total $ 46,979 $ — $ — $ 46,979 $ 1,521 Fair Value Measurement at December 31, 2020 Using Description December 31, 2020 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Total Losses Recognized During the Twelve Months Ended December 31 Collateral dependent assets $ 35,995 $ — $ — $ 35,995 $ (9,389 ) Other real estate owned 2,798 — — 2,798 (938 ) Total $ 38,793 $ — $ — $ 38,793 $ (10,327 )
Estimated Fair Value of Financial Instruments	The estimated fair value of the Company’s financial instruments at December 31, 2021 and 2020 are as follows (in thousands): Fair Value Measurement at December 31, 2021 Using Carrying Amount Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Total Estimated Fair Value FINANCIAL ASSETS Cash and short-term investments $ 10,472,084 $ 9,255,727 $ 1,216,357 $ — $ 10,472,084 Securities available for sale 11,976,514 387,020 11,589,494 — 11,976,514 Securities held to maturity (exclusive of allowance for credit losses) 1,480,416 — 1,442,391 — 1,442,391 Trading securities 31,875 5,985 25,890 — 31,875 Other securities 327,098 64,149 262,949 — 327,098 Loans (exclusive of allowance for credit losses) 17,172,148 — 17,506,662 — 17,506,662 Derivatives 57,680 — 57,680 — 57,680 FINANCIAL LIABILITIES Demand and savings deposits 34,748,286 34,748,286 — — 34,748,286 Time deposits 851,641 — 851,641 — 851,641 Other borrowings 3,238,435 12,597 3,225,838 — 3,238,435 Long-term debt 271,544 — 285,961 — 285,961 Derivatives 13,944 — 13,944 — 13,944 OFF-BALANCE SHEET ARRANGEMENTS Commitments to extend credit for loans 7,841 Commercial letters of credit 179 Standby letters of credit 3,553 Fair Value Measurement at December 31, 2020 Using Carrying Amount Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Total Estimated Fair Value FINANCIAL ASSETS Cash and short-term investments $ 5,191,015 $ 3,540,680 $ 1,650,335 $ — $ 5,191,015 Securities available for sale 9,299,688 111,939 9,187,749 — 9,299,688 Securities held to maturity (exclusive of allowance for credit losses) 1,014,614 — 1,029,444 — 1,029,444 Trading securities 35,020 14,903 20,117 — 35,020 Other securities 296,053 134,197 161,856 — 296,053 Loans (exclusive of allowance for credit losses) 16,110,359 — 16,413,132 — 16,413,132 Derivatives 103,554 — 103,554 — 103,554 FINANCIAL LIABILITIES Demand and savings deposits 26,175,156 26,175,156 — — 26,175,156 Time deposits 876,095 — 879,841 — 879,841 Other borrowings 2,315,497 65,636 2,249,861 — 2,315,497 Long-term debt 269,595 — 299,858 — 299,858 Derivatives 9,375 — 9,375 — 9,375 OFF-BALANCE SHEET ARRANGEMENTS Commitments to extend credit for loans 6,405 Commercial letters of credit 150 Standby letters of credit 3,365

PARENT COMPANY FINANCIAL INFO_2

PARENT COMPANY FINANCIAL INFORMATION (Tables)	12 Months Ended
	Dec. 31, 2021
Condensed Financial Information Of Parent Company Only Disclosure [Abstract]
Schedule of Parent Company Balance Sheets	BALANCE SHEETS (in thousands) December 31, 2021 2020 ASSETS Investment in subsidiaries: Banks $ 2,970,227 $ 2,902,559 Non-banks 169,123 138,450 Total investment in subsidiaries 3,139,350 3,041,009 Goodwill on purchased affiliates 5,011 5,011 Cash 185,372 172,745 Investment securities and other 155,196 135,609 Total assets $ 3,484,929 $ 3,354,374 LIABILITIES AND SHAREHOLDERS' EQUITY Long-term debt $ 271,544 $ 269,595 Accrued expenses and other 67,961 67,831 Total liabilities 339,505 337,426 Shareholders' equity 3,145,424 3,016,948 Total liabilities and shareholders' equity $ 3,484,929 $ 3,354,374
Schedule of Parent Company Statements of Income and Comprehensive Income	STATEMENTS OF INCOME AND COMPREHENSIVE INCOME (in thousands) Year Ended December 31, 2021 2020 2019 INCOME Dividends and income received from subsidiaries $ 129,217 $ 78,360 $ 56,500 Service fees from subsidiaries 60,346 49,191 52,416 Other 12,771 9,241 11,249 Total income 202,334 136,792 120,165 EXPENSE Salaries and employee benefits 62,109 56,919 57,487 Other 31,022 22,657 21,124 Total expense 93,131 79,576 78,611 Income before income taxes and equity in undistributed earnings of subsidiaries 109,203 57,216 41,554 Income tax (benefit) expense (10,322 ) (6,230 ) 12,201 Income before equity in undistributed earnings of subsidiaries 119,525 63,446 29,353 Equity in undistributed earnings of subsidiaries: Banks 263,084 234,014 221,215 Non-Banks (29,591 ) (10,958 ) (6,968 ) Net income $ 353,018 $ 286,502 $ 243,600 Other comprehensive (loss) income (192,026 ) 235,160 178,962 Comprehensive income $ 160,992 $ 521,662 $ 422,562
Schedule of Parent Company Statements of Cash Flows	STATEMENTS OF CASH FLOWS (in thousands) Year Ended December 31, 2021 2020 2019 OPERATING ACTIVITIES Net income $ 353,018 $ 286,502 $ 243,600 Adjustments to reconcile net income to cash provided by operating activities: Equity in earnings of subsidiaries (362,709 ) (301,415 ) (270,747 ) Dividends received from subsidiaries 129,217 78,360 56,500 Depreciation and amortization 15 15 (78 ) Amortization of debt issuance costs 450 131 — Equity based compensation 21,208 15,120 14,850 Net tax benefit related to equity compensation plans 2,597 345 766 Changes in other assets and liabilities, net (6,646 ) (2,069 ) (7,864 ) Net cash provided by operating activities 137,150 76,989 37,027 INVESTING ACTIVITIES Net capital investment in subsidiaries (60,264 ) (96,678 ) (331 ) Net (increase) decrease in investment securities (11,051 ) (29,648 ) 21 Net cash used in investing activities (71,315 ) (126,326 ) (310 ) FINANCING ACTIVITIES Cash dividends paid (66,750 ) (60,281 ) (59,436 ) Proceeds from short-term debt — 15,000 — Repayment of short-term debt — (15,000 ) — Proceeds from long-term debt — 200,000 — Payment of debt issuance costs — (2,250 ) — Proceeds from exercise of stock options and sales of treasury stock 19,048 5,186 4,637 Purchases of treasury stock (5,506 ) (63,766 ) (4,496 ) Net cash (used in) provided by in financing activities (53,208 ) 78,889 (59,295 ) Net increase (decrease) in cash 12,627 29,552 (22,578 ) Cash and cash equivalents at beginning of period 172,745 143,193 165,771 Cash and cash equivalents at end of period $ 185,372 $ 172,745 $ 143,193

Summary of Significant Accoun_4

Summary of Significant Accounting Policies - Summary of Cash and Cash Equivalents (Detail) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Accounting Policies [Abstract]
Due from the FRB	$ 8,800,743	$ 3,066,928
Cash and due from banks	413,821	430,638
Cash and cash equivalents at end of year	$ 9,214,564	$ 3,497,566

Summary of Significant Accoun_5

Summary of Significant Accounting Policies - Additional Information (Detail) - USD ($)	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Summary Of Significant Accounting Policies [Line Items]
Interest bearing amounts held at other financial institutions	$ 41,200,000	$ 43,100,000
Days loan should be past due after contractual due date to be considered as delinquent loan	30 days
Days in which collection of interest or principal should be past to be placed on non-accrual status	90 days
Goodwill impairment	$ 0	0	$ 0
Impairment of intangible assets	0	0	0
Indefinite lived intangible assets	0
Impairment charges	$ 0	$ 0	$ 0
Dilutive effect of common stock issuable upon exercise of options	466,830	205,959	310,614
Anti-dilutive shares	0	198,671	114,130
Maximum [Member] | Premises [Member]
Summary Of Significant Accounting Policies [Line Items]
Property, plant and equipment, depreciation period	40 years
Maximum [Member] | Equipment [Member]
Summary Of Significant Accounting Policies [Line Items]
Property, plant and equipment, depreciation period	20 years
Minimum [Member]
Summary Of Significant Accounting Policies [Line Items]
Tax benefit, Percentage	50.00%
Minimum [Member] | Premises [Member]
Summary Of Significant Accounting Policies [Line Items]
Property, plant and equipment, depreciation period	15 years
Minimum [Member] | Equipment [Member]
Summary Of Significant Accounting Policies [Line Items]
Property, plant and equipment, depreciation period	3 years

New Accounting Pronouncements -

New Accounting Pronouncements - Additional Information (Detail) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019	Jan. 01, 2019	Dec. 31, 2018
New Accounting Pronouncements Or Change In Accounting Principle [Line Items]
Right-of-use asset	$ 57,100	$ 63,400
Lease liability	64,617	71,700
Allowance for credit losses	194,771	215,973	$ 101,788		$ 103,635
Reduction to retained earnings, net of deferred tax balances	2,176,998	$ 1,891,246
Accounting Standards Update 2016-02 [Member]
New Accounting Pronouncements Or Change In Accounting Principle [Line Items]
Right-of-use asset				$ 58,200
Lease liability				$ 63,000
ASU Nos. 2016-13 [Member] | Cumulative Effect Adjustments [Member]
New Accounting Pronouncements Or Change In Accounting Principle [Line Items]
Allowance for credit losses	9,000
Reduction to retained earnings, net of deferred tax balances	$ 7,000

Loans and Allowance for Credi_3

Loans and Allowance for Credit Losses - Summary of Loan Classes and Aging of Past Due Loans (Detail) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	$ 17,170,871	$ 16,103,651
Nonaccrual Loans	92,300	87,823
30-89 Days Past Due and Accruing [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	6,509	9,869
Greater than 90 days Past Due and Accruing [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	2,633	1,952
Total Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	101,442	99,644
Current [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	17,069,429	16,004,007
Commercial and Industrial Portfolio [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	7,258,120	7,062,074
Nonaccrual Loans	82,845	33,769
Commercial and Industrial Portfolio [Member] | 30-89 Days Past Due and Accruing [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	2,827	4,652
Commercial and Industrial Portfolio [Member] | Greater than 90 days Past Due and Accruing [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	896	319
Commercial and Industrial Portfolio [Member] | Total Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	86,568	38,740
Commercial and Industrial Portfolio [Member] | Current [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	7,171,552	7,023,334
Specialty Lending Portfolio [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	522,362	511,300
Nonaccrual Loans		19,437
Specialty Lending Portfolio [Member] | Total Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans		19,437
Specialty Lending Portfolio [Member] | Current [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	522,362	491,863
Commercial Real Estate Portfolio [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	6,267,544	5,908,934
Nonaccrual Loans	4,688	28,386
Commercial Real Estate Portfolio [Member] | 30-89 Days Past Due and Accruing [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	962	2,351
Commercial Real Estate Portfolio [Member] | Greater than 90 days Past Due and Accruing [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans		225
Commercial Real Estate Portfolio [Member] | Total Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	5,650	30,962
Commercial Real Estate Portfolio [Member] | Current [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	6,261,894	5,877,972
Consumer Real Estate Portfolio [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	2,320,033	1,945,494
Nonaccrual Loans	4,210	5,345
Consumer Real Estate Portfolio [Member] | 30-89 Days Past Due and Accruing [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	246	524
Consumer Real Estate Portfolio [Member] | Greater than 90 days Past Due and Accruing [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	489
Consumer Real Estate Portfolio [Member] | Total Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	4,945	5,869
Consumer Real Estate Portfolio [Member] | Current [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	2,315,088	1,939,625
Consumer Portfolio [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	129,135	117,986
Nonaccrual Loans	75	88
Consumer Portfolio [Member] | 30-89 Days Past Due and Accruing [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	105	281
Consumer Portfolio [Member] | Greater than 90 days Past Due and Accruing [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	2	120
Consumer Portfolio [Member] | Total Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	182	489
Consumer Portfolio [Member] | Current [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	128,953	117,497
Credit Cards Portfolio [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	391,389	366,968
Nonaccrual Loans	457	798
Credit Cards Portfolio [Member] | 30-89 Days Past Due and Accruing [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	2,369	2,061
Credit Cards Portfolio [Member] | Greater than 90 days Past Due and Accruing [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	1,246	1,288
Credit Cards Portfolio [Member] | Total Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	4,072	4,147
Credit Cards Portfolio [Member] | Current [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	387,317	362,821
Leases and Other Portfolio [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	282,288	190,895
Nonaccrual Loans	25
Leases and Other Portfolio [Member] | Total Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	25
Leases and Other Portfolio [Member] | Current [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	$ 282,263	$ 190,895

Loans and Allowance for Credi_4

Loans and Allowance for Credit Losses - Additional Information (Detail)	12 Months Ended
	Dec. 31, 2021USD ($)	Dec. 31, 2020USD ($)	Dec. 31, 2019USD ($)
Financing Receivable, Allowance for Credit Losses [Line Items]
Proceeds from sales of loans held for sale	$ 147,896,000	$ 133,182,000	$ 213,093,000
Nonaccrual Loans	92,300,000	87,823,000
Restructured loans	7,300,000	10,800,000
Total Past Due	17,170,871,000	16,103,651,000
Non accrual loans with no related allowance for credit losses	85,948,000	42,122,000
Accrued interest on loans	$ 45,200,000	58,800,000
Number of reasonable and supportable forecast period	1 year
Outstanding commitments to lend to borrowers with loan modifications classified as TDR's	$ 0	0
Number of contracts	0
Default payment of troubled restructuring	$ 0	$ 0
Consumer Real Estate Portfolio [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Number of contracts		1
Default payment of troubled restructuring		$ 441,000
Minimum [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Number of reasonable and supportable forecast period	1 year
Maximum [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Number of reasonable and supportable forecast period	3 years
Impaired Loans With Associated Allowance [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans associated allowance	$ 1,000,000	600,000
Greater than 90 days Past Due and Accruing [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Total Past Due	$ 2,633,000	$ 1,952,000

Loans and Allowance for Credi_5

Loans and Allowance for Credit Losses - Summary of Amortized Cost of Nonaccrual Loans with No Related Allowance (Detail) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Financing Receivable Nonaccrual Status [Line Items]
Nonaccrual Loans	$ 92,300	$ 87,823
Amortized Cost of Nonaccrual Loans with no related Allowance	85,948	42,122
Commercial and Industrial Portfolio [Member]
Financing Receivable Nonaccrual Status [Line Items]
Nonaccrual Loans	82,845	33,769
Amortized Cost of Nonaccrual Loans with no related Allowance	76,493	9,916
Specialty Lending Portfolio [Member]
Financing Receivable Nonaccrual Status [Line Items]
Nonaccrual Loans		19,437
Amortized Cost of Nonaccrual Loans with no related Allowance		242
Commercial Real Estate Portfolio [Member]
Financing Receivable Nonaccrual Status [Line Items]
Nonaccrual Loans	4,688	28,386
Amortized Cost of Nonaccrual Loans with no related Allowance	4,688	25,733
Consumer Real Estate Portfolio [Member]
Financing Receivable Nonaccrual Status [Line Items]
Nonaccrual Loans	4,210	5,345
Amortized Cost of Nonaccrual Loans with no related Allowance	4,210	5,345
Consumer Portfolio [Member]
Financing Receivable Nonaccrual Status [Line Items]
Nonaccrual Loans	75	88
Amortized Cost of Nonaccrual Loans with no related Allowance	75	88
Credit Cards Portfolio [Member]
Financing Receivable Nonaccrual Status [Line Items]
Nonaccrual Loans	457	798
Amortized Cost of Nonaccrual Loans with no related Allowance	457	$ 798
Leases and Other Portfolio [Member]
Financing Receivable Nonaccrual Status [Line Items]
Nonaccrual Loans	25
Amortized Cost of Nonaccrual Loans with no related Allowance	$ 25

Loans and Allowance for Credi_6

Loans and Allowance for Credit Losses - Summary of Amortized Cost Balance of Each of Loan Classes Disaggregated by Collateral Type and Origination Year (Detail) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2021	$ 5,779,727	$ 6,232,622
Amortized Cost Basis by Origination Year 2020	3,516,428	2,122,556
Amortized Cost Basis by Origination Year 2019	1,605,604	1,075,973
Amortized Cost Basis by Origination Year 2018	633,731	694,095
Amortized Cost Basis by Origination Year 2017	435,695	786,120
Amortized Cost Basis by Origination Year Prior to 2017	705,980	481,977
Amortized Cost - Revolving Loans	4,489,817	4,459,302
Amortized Cost - Revolving Loans Converted to Term Loans	3,889	251,006
Total Loans	17,170,871	16,103,651
Commercial and Industrial Portfolio [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2021	2,412,187	3,194,475
Amortized Cost Basis by Origination Year 2020	951,267	690,983
Amortized Cost Basis by Origination Year 2019	359,656	473,926
Amortized Cost Basis by Origination Year 2018	151,532	188,818
Amortized Cost Basis by Origination Year 2017	115,915	180,740
Amortized Cost Basis by Origination Year Prior to 2017	133,043	70,015
Amortized Cost - Revolving Loans	3,134,273	2,263,079
Amortized Cost - Revolving Loans Converted to Term Loans	247	38
Total Loans	7,258,120	7,062,074
Commercial and Industrial Portfolio [Member] | Equipment/Accounts Receivable/Inventory [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2021	2,400,110	3,185,589
Amortized Cost Basis by Origination Year 2020	945,383	684,488
Amortized Cost Basis by Origination Year 2019	356,348	471,950
Amortized Cost Basis by Origination Year 2018	150,892	185,167
Amortized Cost Basis by Origination Year 2017	115,571	178,576
Amortized Cost Basis by Origination Year Prior to 2017	131,900	69,599
Amortized Cost - Revolving Loans	2,984,740	2,108,799
Amortized Cost - Revolving Loans Converted to Term Loans	247
Total Loans	7,085,191	6,884,168
Commercial and Industrial Portfolio [Member] | Agriculture [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2021	12,077	8,886
Amortized Cost Basis by Origination Year 2020	5,884	6,495
Amortized Cost Basis by Origination Year 2019	3,308	1,976
Amortized Cost Basis by Origination Year 2018	640	3,651
Amortized Cost Basis by Origination Year 2017	344	2,164
Amortized Cost Basis by Origination Year Prior to 2017	1,143	416
Amortized Cost - Revolving Loans	130,946	137,955
Amortized Cost - Revolving Loans Converted to Term Loans		38
Total Loans	154,342	161,581
Commercial and Industrial Portfolio [Member] | Overdrafts [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost - Revolving Loans	18,587	16,325
Total Loans	18,587	16,325
Specialty Lending Portfolio [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2021	34,552	64,258
Amortized Cost Basis by Origination Year 2020	49,373
Amortized Cost - Revolving Loans	438,437	447,042
Total Loans	522,362	511,300
Specialty Lending Portfolio [Member] | Asset-based Lending [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2021	34,552	64,258
Amortized Cost Basis by Origination Year 2020	49,373
Amortized Cost - Revolving Loans	331,282	291,091
Total Loans	415,207	355,349
Specialty Lending Portfolio [Member] | Factoring [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost - Revolving Loans	107,155	155,951
Total Loans	107,155	155,951
Commercial Real Estate Portfolio [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2021	2,350,910	1,934,548
Amortized Cost Basis by Origination Year 2020	1,742,749	1,085,218
Amortized Cost Basis by Origination Year 2019	975,704	499,245
Amortized Cost Basis by Origination Year 2018	396,747	410,603
Amortized Cost Basis by Origination Year 2017	247,282	522,903
Amortized Cost Basis by Origination Year Prior to 2017	459,957	330,646
Amortized Cost - Revolving Loans	93,196	874,808
Amortized Cost - Revolving Loans Converted to Term Loans	999	250,963
Total Loans	6,267,544	5,908,934
Commercial Real Estate Portfolio [Member] | Owner-occupied [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2021	680,135	579,212
Amortized Cost Basis by Origination Year 2020	519,448	334,098
Amortized Cost Basis by Origination Year 2019	226,631	233,192
Amortized Cost Basis by Origination Year 2018	177,576	170,913
Amortized Cost Basis by Origination Year 2017	91,539	120,603
Amortized Cost Basis by Origination Year Prior to 2017	159,482	176,377
Amortized Cost - Revolving Loans	11,727	18,880
Amortized Cost - Revolving Loans Converted to Term Loans		51,910
Total Loans	1,866,538	1,685,185
Commercial Real Estate Portfolio [Member] | Non-owner-occupied [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2021	1,058,025	846,030
Amortized Cost Basis by Origination Year 2020	689,167	630,457
Amortized Cost Basis by Origination Year 2019	591,886	230,549
Amortized Cost Basis by Origination Year 2018	162,491	169,193
Amortized Cost Basis by Origination Year 2017	135,100	333,215
Amortized Cost Basis by Origination Year Prior to 2017	258,541	115,753
Amortized Cost - Revolving Loans	10,969	49,384
Amortized Cost - Revolving Loans Converted to Term Loans		97,954
Total Loans	2,906,179	2,472,535
Commercial Real Estate Portfolio [Member] | Farmland [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2021	61,505	297,788
Amortized Cost Basis by Origination Year 2020	273,624	37,288
Amortized Cost Basis by Origination Year 2019	34,145	31,454
Amortized Cost Basis by Origination Year 2018	16,969	37,485
Amortized Cost Basis by Origination Year 2017	19,929	28,925
Amortized Cost Basis by Origination Year Prior to 2017	34,858	29,480
Amortized Cost - Revolving Loans	38,239	40,043
Amortized Cost - Revolving Loans Converted to Term Loans	999
Total Loans	480,268	502,463
Commercial Real Estate Portfolio [Member] | 5+ Multi-family [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2021	58,268	190,922
Amortized Cost Basis by Origination Year 2020	95,024	80,293
Amortized Cost Basis by Origination Year 2019	41,426	2,835
Amortized Cost Basis by Origination Year 2018	1,206	32,498
Amortized Cost Basis by Origination Year 2017	511	39,802
Amortized Cost Basis by Origination Year Prior to 2017	6,820	6,298
Amortized Cost - Revolving Loans	2,057	2,418
Amortized Cost - Revolving Loans Converted to Term Loans		94,789
Total Loans	205,312	449,855
Commercial Real Estate Portfolio [Member] | 1-4 Family Construction [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2021	53,004	144
Amortized Cost Basis by Origination Year 2020	4,933
Amortized Cost Basis by Origination Year 2019	17,333
Amortized Cost - Revolving Loans	985	30,131
Total Loans	76,255	30,275
Commercial Real Estate Portfolio [Member] | General Construction [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2021	439,973	20,452
Amortized Cost Basis by Origination Year 2020	160,553	3,082
Amortized Cost Basis by Origination Year 2019	64,283	1,215
Amortized Cost Basis by Origination Year 2018	38,505	514
Amortized Cost Basis by Origination Year 2017	203	358
Amortized Cost Basis by Origination Year Prior to 2017	256	2,738
Amortized Cost - Revolving Loans	29,219	733,952
Amortized Cost - Revolving Loans Converted to Term Loans		6,310
Total Loans	732,992	768,621
Consumer Real Estate Portfolio [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2021	839,875	988,228
Amortized Cost Basis by Origination Year 2020	719,110	321,636
Amortized Cost Basis by Origination Year 2019	203,855	90,052
Amortized Cost Basis by Origination Year 2018	60,458	89,415
Amortized Cost Basis by Origination Year 2017	63,107	79,469
Amortized Cost Basis by Origination Year Prior to 2017	110,659	79,439
Amortized Cost - Revolving Loans	320,446	297,250
Amortized Cost - Revolving Loans Converted to Term Loans	2,523	5
Total Loans	2,320,033	1,945,494
Consumer Real Estate Portfolio [Member] | HELOC [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2021	248	82,410
Amortized Cost Basis by Origination Year 2020	547	11,236
Amortized Cost Basis by Origination Year 2019	327	4,263
Amortized Cost Basis by Origination Year 2018	574	241
Amortized Cost Basis by Origination Year 2017	646	63
Amortized Cost Basis by Origination Year Prior to 2017	6,363	2,561
Amortized Cost - Revolving Loans	320,410	294,390
Amortized Cost - Revolving Loans Converted to Term Loans	2,523	5
Total Loans	331,638	395,169
Consumer Real Estate Portfolio [Member] | First Lien: 1-4 Family [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2021	830,513	896,676
Amortized Cost Basis by Origination Year 2020	712,264	304,017
Amortized Cost Basis by Origination Year 2019	200,167	83,429
Amortized Cost Basis by Origination Year 2018	58,734	87,927
Amortized Cost Basis by Origination Year 2017	61,641	78,458
Amortized Cost Basis by Origination Year Prior to 2017	102,997	75,408
Amortized Cost - Revolving Loans	19	2,579
Total Loans	1,966,335	1,528,494
Consumer Real Estate Portfolio [Member] | Junior Lien: 1-4 Family [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2021	9,114	9,142
Amortized Cost Basis by Origination Year 2020	6,299	6,383
Amortized Cost Basis by Origination Year 2019	3,361	2,360
Amortized Cost Basis by Origination Year 2018	1,150	1,247
Amortized Cost Basis by Origination Year 2017	820	948
Amortized Cost Basis by Origination Year Prior to 2017	1,299	1,470
Amortized Cost - Revolving Loans	17	281
Total Loans	22,060	21,831
Consumer Portfolio [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2021	42,251	17,487
Amortized Cost Basis by Origination Year 2020	9,816	13,046
Amortized Cost Basis by Origination Year 2019	7,411	5,091
Amortized Cost Basis by Origination Year 2018	2,650	1,861
Amortized Cost Basis by Origination Year 2017	3,021	1,685
Amortized Cost Basis by Origination Year Prior to 2017	928	520
Amortized Cost - Revolving Loans	62,938	78,296
Amortized Cost - Revolving Loans Converted to Term Loans	120
Total Loans	129,135	117,986
Consumer Portfolio [Member] | Revolving Line [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2021	974
Amortized Cost - Revolving Loans	60,049	65,215
Amortized Cost - Revolving Loans Converted to Term Loans	120
Total Loans	61,143	65,215
Consumer Portfolio [Member] | Auto [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2021	9,886	12,470
Amortized Cost Basis by Origination Year 2020	7,775	9,846
Amortized Cost Basis by Origination Year 2019	5,462	2,960
Amortized Cost Basis by Origination Year 2018	1,107	1,645
Amortized Cost Basis by Origination Year 2017	479	680
Amortized Cost Basis by Origination Year Prior to 2017	220	348
Total Loans	24,929	27,949
Consumer Portfolio [Member] | Other [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2021	31,391	5,017
Amortized Cost Basis by Origination Year 2020	2,041	3,200
Amortized Cost Basis by Origination Year 2019	1,949	2,131
Amortized Cost Basis by Origination Year 2018	1,543	216
Amortized Cost Basis by Origination Year 2017	2,542	1,005
Amortized Cost Basis by Origination Year Prior to 2017	708	172
Amortized Cost - Revolving Loans	2,889	13,081
Total Loans	43,063	24,822
Credit Cards Portfolio [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost - Revolving Loans	391,389	366,968
Total Loans	391,389	366,968
Credit Cards Portfolio [Member] | Consumer [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost - Revolving Loans	180,296	188,681
Total Loans	180,296	188,681
Credit Cards Portfolio [Member] | Commercial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost - Revolving Loans	211,093	178,287
Total Loans	211,093	178,287
Leases and Other Portfolio [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2021	99,952	33,626
Amortized Cost Basis by Origination Year 2020	44,113	11,673
Amortized Cost Basis by Origination Year 2019	58,978	7,659
Amortized Cost Basis by Origination Year 2018	22,344	3,398
Amortized Cost Basis by Origination Year 2017	6,370	1,323
Amortized Cost Basis by Origination Year Prior to 2017	1,393	1,357
Amortized Cost - Revolving Loans	49,138	131,859
Total Loans	282,288	190,895
Leases and Other Portfolio [Member] | Leases [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2020		915
Amortized Cost Basis by Origination Year 2019	814
Amortized Cost Basis by Origination Year 2018		787
Amortized Cost Basis by Origination Year 2017	739
Amortized Cost Basis by Origination Year Prior to 2017	614	711
Total Loans	2,167	2,413
Leases and Other Portfolio [Member] | Other [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2021	99,952	33,626
Amortized Cost Basis by Origination Year 2020	44,113	10,758
Amortized Cost Basis by Origination Year 2019	58,164	7,659
Amortized Cost Basis by Origination Year 2018	22,344	2,611
Amortized Cost Basis by Origination Year 2017	5,631	1,323
Amortized Cost Basis by Origination Year Prior to 2017	779	646
Amortized Cost - Revolving Loans	49,138	131,859
Total Loans	$ 280,121	$ 188,482

Loans and Allowance for Credi_7

Loans and Allowance for Credit Losses - Summary of Amortized Cost Balance by Collateral Type and Risk Rating (Detail) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2021	$ 5,779,727	$ 6,232,622
Amortized Cost Basis by Origination Year 2020	3,516,428	2,122,556
Amortized Cost Basis by Origination Year 2019	1,605,604	1,075,973
Amortized Cost Basis by Origination Year 2018	633,731	694,095
Amortized Cost Basis by Origination Year 2017	435,695	786,120
Amortized Cost Basis by Origination Year Prior to 2017	705,980	481,977
Amortized Cost - Revolving Loans	4,489,817	4,459,302
Amortized Cost - Revolving Loans Converted to Term Loans	3,889	251,006
Total Loans	17,170,871	16,103,651
Total Loans	17,170,871	16,103,651
Current [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	17,069,429	16,004,007
Total Loans	17,069,429	16,004,007
Total Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	101,442	99,644
Total Loans	101,442	99,644
Commercial and Industrial Portfolio [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2021	2,412,187	3,194,475
Amortized Cost Basis by Origination Year 2020	951,267	690,983
Amortized Cost Basis by Origination Year 2019	359,656	473,926
Amortized Cost Basis by Origination Year 2018	151,532	188,818
Amortized Cost Basis by Origination Year 2017	115,915	180,740
Amortized Cost Basis by Origination Year Prior to 2017	133,043	70,015
Amortized Cost - Revolving Loans	3,134,273	2,263,079
Amortized Cost - Revolving Loans Converted to Term Loans	247	38
Total Loans	7,258,120	7,062,074
Total Loans	7,258,120	7,062,074
Commercial and Industrial Portfolio [Member] | Current [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	7,171,552	7,023,334
Total Loans	7,171,552	7,023,334
Commercial and Industrial Portfolio [Member] | Total Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	86,568	38,740
Total Loans	86,568	38,740
Commercial and Industrial Portfolio [Member] | Equipment/Accounts Receivable/Inventory [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2021	2,400,110	3,185,589
Amortized Cost Basis by Origination Year 2020	945,383	684,488
Amortized Cost Basis by Origination Year 2019	356,348	471,950
Amortized Cost Basis by Origination Year 2018	150,892	185,167
Amortized Cost Basis by Origination Year 2017	115,571	178,576
Amortized Cost Basis by Origination Year Prior to 2017	131,900	69,599
Amortized Cost - Revolving Loans	2,984,740	2,108,799
Amortized Cost - Revolving Loans Converted to Term Loans	247
Total Loans	7,085,191	6,884,168
Total Loans	7,085,191	6,884,168
Commercial and Industrial Portfolio [Member] | Equipment/Accounts Receivable/Inventory [Member] | Non-watch List-Pass [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2021	2,299,784	2,975,305
Amortized Cost Basis by Origination Year 2020	874,786	664,016
Amortized Cost Basis by Origination Year 2019	325,630	439,460
Amortized Cost Basis by Origination Year 2018	141,667	171,409
Amortized Cost Basis by Origination Year 2017	106,141	165,321
Amortized Cost Basis by Origination Year Prior to 2017	130,153	67,442
Amortized Cost - Revolving Loans	2,750,764	1,948,261
Amortized Cost - Revolving Loans Converted to Term Loans	247
Total Loans	6,629,172	6,431,214
Total Loans	6,629,172	6,431,214
Commercial and Industrial Portfolio [Member] | Equipment/Accounts Receivable/Inventory [Member] | Watch-Pass [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2021	68,322	89,746
Amortized Cost Basis by Origination Year 2020	34,324	10,400
Amortized Cost Basis by Origination Year 2019	25,572	9,309
Amortized Cost Basis by Origination Year 2018	5,056	5,126
Amortized Cost Basis by Origination Year 2017	1,794	11,044
Amortized Cost Basis by Origination Year Prior to 2017	698	1,592
Amortized Cost - Revolving Loans	106,177	70,768
Total Loans	241,943	197,985
Total Loans	241,943	197,985
Commercial and Industrial Portfolio [Member] | Equipment/Accounts Receivable/Inventory [Member] | Special Mention [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2021	5,886	53,334
Amortized Cost Basis by Origination Year 2020		9,788
Amortized Cost Basis by Origination Year 2019	2,600	15,524
Amortized Cost Basis by Origination Year 2018	592	1,898
Amortized Cost Basis by Origination Year 2017	1,742	2,158
Amortized Cost Basis by Origination Year Prior to 2017	997
Amortized Cost - Revolving Loans	41,209	8,485
Total Loans	53,026	91,187
Total Loans	53,026	91,187
Commercial and Industrial Portfolio [Member] | Equipment/Accounts Receivable/Inventory [Member] | Substandard [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2021	25,466	67,118
Amortized Cost Basis by Origination Year 2020	3,023	231
Amortized Cost Basis by Origination Year 2019	2,546	7,657
Amortized Cost Basis by Origination Year 2018	3,577	1,369
Amortized Cost Basis by Origination Year 2017	1,202	53
Amortized Cost Basis by Origination Year Prior to 2017	52	565
Amortized Cost - Revolving Loans	45,053	81,246
Total Loans	80,919	158,239
Total Loans	80,919	158,239
Commercial and Industrial Portfolio [Member] | Equipment/Accounts Receivable/Inventory [Member] | Doubtful [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2021	652	86
Amortized Cost Basis by Origination Year 2020	33,250	53
Amortized Cost Basis by Origination Year 2018		5,365
Amortized Cost Basis by Origination Year 2017	4,692
Amortized Cost - Revolving Loans	41,537	39
Total Loans	80,131	5,543
Total Loans	80,131	5,543
Commercial and Industrial Portfolio [Member] | Agriculture [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2021	12,077	8,886
Amortized Cost Basis by Origination Year 2020	5,884	6,495
Amortized Cost Basis by Origination Year 2019	3,308	1,976
Amortized Cost Basis by Origination Year 2018	640	3,651
Amortized Cost Basis by Origination Year 2017	344	2,164
Amortized Cost Basis by Origination Year Prior to 2017	1,143	416
Amortized Cost - Revolving Loans	130,946	137,955
Amortized Cost - Revolving Loans Converted to Term Loans		38
Total Loans	154,342	161,581
Total Loans	154,342	161,581
Commercial and Industrial Portfolio [Member] | Agriculture [Member] | Non-watch List-Pass [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2021	11,512	7,880
Amortized Cost Basis by Origination Year 2020	5,394	3,924
Amortized Cost Basis by Origination Year 2019	2,608	1,389
Amortized Cost Basis by Origination Year 2018	212	1,379
Amortized Cost Basis by Origination Year 2017	344	1,759
Amortized Cost Basis by Origination Year Prior to 2017	1,143	404
Amortized Cost - Revolving Loans	100,630	92,917
Amortized Cost - Revolving Loans Converted to Term Loans		38
Total Loans	121,843	109,690
Total Loans	121,843	109,690
Commercial and Industrial Portfolio [Member] | Agriculture [Member] | Watch-Pass [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2021	500	179
Amortized Cost Basis by Origination Year 2020	222	2,571
Amortized Cost Basis by Origination Year 2019	328	188
Amortized Cost Basis by Origination Year 2018	428	102
Amortized Cost Basis by Origination Year 2017		345
Amortized Cost - Revolving Loans	6,532	17,956
Total Loans	8,010	21,341
Total Loans	8,010	21,341
Commercial and Industrial Portfolio [Member] | Agriculture [Member] | Special Mention [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2021		303
Amortized Cost Basis by Origination Year 2019	372	399
Amortized Cost Basis by Origination Year 2018		22
Amortized Cost Basis by Origination Year Prior to 2017		12
Amortized Cost - Revolving Loans	1,361	6,674
Total Loans	1,733	7,410
Total Loans	1,733	7,410
Commercial and Industrial Portfolio [Member] | Agriculture [Member] | Substandard [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2021	65	524
Amortized Cost Basis by Origination Year 2020	268
Amortized Cost Basis by Origination Year 2018		2,148
Amortized Cost Basis by Origination Year 2017		60
Amortized Cost - Revolving Loans	22,423	20,408
Total Loans	22,756	23,140
Total Loans	22,756	23,140
Specialty Lending Portfolio [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2021	34,552	64,258
Amortized Cost Basis by Origination Year 2020	49,373
Amortized Cost - Revolving Loans	438,437	447,042
Total Loans	522,362	511,300
Total Loans	522,362	511,300
Specialty Lending Portfolio [Member] | Current [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	522,362	491,863
Total Loans	522,362	491,863
Specialty Lending Portfolio [Member] | Total Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans		19,437
Total Loans		19,437
Specialty Lending Portfolio [Member] | Asset-based Lending [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2021	34,552	64,258
Amortized Cost Basis by Origination Year 2020	49,373
Amortized Cost - Revolving Loans	331,282	291,091
Total Loans	415,207	355,349
Total Loans	415,207	355,349
Specialty Lending Portfolio [Member] | Asset-based Lending [Member] | In Margin
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	409,844	331,360
Total Loans	409,844	331,360
Specialty Lending Portfolio [Member] | Asset-based Lending [Member] | Out Of Margin
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	5,363	23,989
Total Loans	5,363	23,989
Specialty Lending Portfolio [Member] | Factoring [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost - Revolving Loans	107,155	155,951
Total Loans	107,155	155,951
Total Loans	107,155	155,951
Specialty Lending Portfolio [Member] | Factoring [Member] | Tier One
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	9,433	10,774
Total Loans	9,433	10,774
Specialty Lending Portfolio [Member] | Factoring [Member] | Tier Two
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	65,149	135,861
Total Loans	65,149	135,861
Specialty Lending Portfolio [Member] | Factoring [Member] | Evaluated For Impairment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	32,573	7,755
Total Loans	32,573	7,755
Specialty Lending Portfolio [Member] | Factoring [Member] | Collateral Dependent Assets
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans		1,561
Total Loans		1,561
Commercial Real Estate Portfolio [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2021	2,350,910	1,934,548
Amortized Cost Basis by Origination Year 2020	1,742,749	1,085,218
Amortized Cost Basis by Origination Year 2019	975,704	499,245
Amortized Cost Basis by Origination Year 2018	396,747	410,603
Amortized Cost Basis by Origination Year 2017	247,282	522,903
Amortized Cost Basis by Origination Year Prior to 2017	459,957	330,646
Amortized Cost - Revolving Loans	93,196	874,808
Amortized Cost - Revolving Loans Converted to Term Loans	999	250,963
Total Loans	6,267,544	5,908,934
Total Loans	6,267,544	5,908,934
Commercial Real Estate Portfolio [Member] | Current [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	6,261,894	5,877,972
Total Loans	6,261,894	5,877,972
Commercial Real Estate Portfolio [Member] | Total Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	5,650	30,962
Total Loans	5,650	30,962
Commercial Real Estate Portfolio [Member] | Owner-occupied [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2021	680,135	579,212
Amortized Cost Basis by Origination Year 2020	519,448	334,098
Amortized Cost Basis by Origination Year 2019	226,631	233,192
Amortized Cost Basis by Origination Year 2018	177,576	170,913
Amortized Cost Basis by Origination Year 2017	91,539	120,603
Amortized Cost Basis by Origination Year Prior to 2017	159,482	176,377
Amortized Cost - Revolving Loans	11,727	18,880
Amortized Cost - Revolving Loans Converted to Term Loans		51,910
Total Loans	1,866,538	1,685,185
Total Loans	1,866,538	1,685,185
Commercial Real Estate Portfolio [Member] | Owner-occupied [Member] | Non-watch List-Pass [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2021	679,662	568,636
Amortized Cost Basis by Origination Year 2020	507,220	327,579
Amortized Cost Basis by Origination Year 2019	208,376	227,581
Amortized Cost Basis by Origination Year 2018	174,352	141,758
Amortized Cost Basis by Origination Year 2017	89,588	118,593
Amortized Cost Basis by Origination Year Prior to 2017	154,920	163,292
Amortized Cost - Revolving Loans	11,627	15,052
Amortized Cost - Revolving Loans Converted to Term Loans		51,910
Total Loans	1,825,745	1,614,401
Total Loans	1,825,745	1,614,401
Commercial Real Estate Portfolio [Member] | Owner-occupied [Member] | Watch-Pass [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2021	191	1,712
Amortized Cost Basis by Origination Year 2020	10,891	6,413
Amortized Cost Basis by Origination Year 2019	16,493	4,761
Amortized Cost Basis by Origination Year 2018	1,055	1,194
Amortized Cost Basis by Origination Year 2017	1,143
Amortized Cost Basis by Origination Year Prior to 2017	1,572	8,581
Total Loans	31,345	22,661
Total Loans	31,345	22,661
Commercial Real Estate Portfolio [Member] | Owner-occupied [Member] | Special Mention [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2021	93	1,424
Amortized Cost Basis by Origination Year 2020	1,304
Amortized Cost Basis by Origination Year 2017		1,588
Total Loans	1,397	3,012
Total Loans	1,397	3,012
Commercial Real Estate Portfolio [Member] | Owner-occupied [Member] | Substandard [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2021	189	7,440
Amortized Cost Basis by Origination Year 2020	33	106
Amortized Cost Basis by Origination Year 2019	1,762	850
Amortized Cost Basis by Origination Year 2018	2,169	27,961
Amortized Cost Basis by Origination Year 2017	808	422
Amortized Cost Basis by Origination Year Prior to 2017	2,990	4,504
Amortized Cost - Revolving Loans	100	3,828
Total Loans	8,051	45,111
Total Loans	8,051	45,111
Commercial Real Estate Portfolio [Member] | Non-owner-occupied [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2021	1,058,025	846,030
Amortized Cost Basis by Origination Year 2020	689,167	630,457
Amortized Cost Basis by Origination Year 2019	591,886	230,549
Amortized Cost Basis by Origination Year 2018	162,491	169,193
Amortized Cost Basis by Origination Year 2017	135,100	333,215
Amortized Cost Basis by Origination Year Prior to 2017	258,541	115,753
Amortized Cost - Revolving Loans	10,969	49,384
Amortized Cost - Revolving Loans Converted to Term Loans		97,954
Total Loans	2,906,179	2,472,535
Total Loans	2,906,179	2,472,535
Commercial Real Estate Portfolio [Member] | Non-owner-occupied [Member] | Non-watch List-Pass [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2021	976,097	802,078
Amortized Cost Basis by Origination Year 2020	679,313	525,246
Amortized Cost Basis by Origination Year 2019	536,084	205,484
Amortized Cost Basis by Origination Year 2018	143,243	156,290
Amortized Cost Basis by Origination Year 2017	129,820	294,979
Amortized Cost Basis by Origination Year Prior to 2017	219,701	101,616
Amortized Cost - Revolving Loans	10,969	49,384
Amortized Cost - Revolving Loans Converted to Term Loans		81,499
Total Loans	2,695,227	2,216,576
Total Loans	2,695,227	2,216,576
Commercial Real Estate Portfolio [Member] | Non-owner-occupied [Member] | Watch-Pass [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2021	57,052	43,769
Amortized Cost Basis by Origination Year 2020	1,277	45,748
Amortized Cost Basis by Origination Year 2019	55,802	25,065
Amortized Cost Basis by Origination Year 2018	19,248	12,903
Amortized Cost Basis by Origination Year 2017	5,280	1,936
Amortized Cost Basis by Origination Year Prior to 2017	2,587	7,701
Amortized Cost - Revolving Loans Converted to Term Loans		16,455
Total Loans	141,246	153,577
Total Loans	141,246	153,577
Commercial Real Estate Portfolio [Member] | Non-owner-occupied [Member] | Special Mention [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2021	24,876	183
Amortized Cost Basis by Origination Year 2020	8,577	32,953
Amortized Cost Basis by Origination Year 2017		36,300
Amortized Cost Basis by Origination Year Prior to 2017	36,223	5,100
Total Loans	69,676	74,536
Total Loans	69,676	74,536
Commercial Real Estate Portfolio [Member] | Non-owner-occupied [Member] | Substandard [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2020		26,510
Amortized Cost Basis by Origination Year Prior to 2017	30	1,336
Total Loans	30	27,846
Total Loans	30	27,846
Commercial Real Estate Portfolio [Member] | Farmland [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2021	61,505	297,788
Amortized Cost Basis by Origination Year 2020	273,624	37,288
Amortized Cost Basis by Origination Year 2019	34,145	31,454
Amortized Cost Basis by Origination Year 2018	16,969	37,485
Amortized Cost Basis by Origination Year 2017	19,929	28,925
Amortized Cost Basis by Origination Year Prior to 2017	34,858	29,480
Amortized Cost - Revolving Loans	38,239	40,043
Amortized Cost - Revolving Loans Converted to Term Loans	999
Total Loans	480,268	502,463
Total Loans	480,268	502,463
Commercial Real Estate Portfolio [Member] | Farmland [Member] | Non-watch List-Pass [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2021	40,526	237,124
Amortized Cost Basis by Origination Year 2020	246,955	27,815
Amortized Cost Basis by Origination Year 2019	26,332	15,907
Amortized Cost Basis by Origination Year 2018	2,147	26,071
Amortized Cost Basis by Origination Year 2017	19,199	13,376
Amortized Cost Basis by Origination Year Prior to 2017	29,136	8,924
Amortized Cost - Revolving Loans	28,276	19,074
Total Loans	392,571	348,291
Total Loans	392,571	348,291
Commercial Real Estate Portfolio [Member] | Farmland [Member] | Watch-Pass [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2021	2,263	20,992
Amortized Cost Basis by Origination Year 2020	10,177	9,221
Amortized Cost Basis by Origination Year 2019		13,404
Amortized Cost Basis by Origination Year 2018	823	5,133
Amortized Cost Basis by Origination Year 2017	213	6,301
Amortized Cost Basis by Origination Year Prior to 2017	4,889	19,835
Amortized Cost - Revolving Loans		17,699
Total Loans	18,365	92,585
Total Loans	18,365	92,585
Commercial Real Estate Portfolio [Member] | Farmland [Member] | Special Mention [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2021	3,800
Amortized Cost Basis by Origination Year 2019	6,875	630
Amortized Cost Basis by Origination Year 2018	13,983	1,854
Amortized Cost Basis by Origination Year 2017	517	4,901
Amortized Cost Basis by Origination Year Prior to 2017		40
Amortized Cost - Revolving Loans	8,999	861
Total Loans	34,174	8,286
Total Loans	34,174	8,286
Commercial Real Estate Portfolio [Member] | Farmland [Member] | Substandard [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2021	14,916	39,672
Amortized Cost Basis by Origination Year 2020	16,492	252
Amortized Cost Basis by Origination Year 2019	938	1,513
Amortized Cost Basis by Origination Year 2018	16	4,427
Amortized Cost Basis by Origination Year 2017		4,347
Amortized Cost Basis by Origination Year Prior to 2017	833	681
Amortized Cost - Revolving Loans	964	2,409
Amortized Cost - Revolving Loans Converted to Term Loans	999
Total Loans	35,158	53,301
Total Loans	35,158	53,301
Commercial Real Estate Portfolio [Member] | 5+ Multi-family [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2021	58,268	190,922
Amortized Cost Basis by Origination Year 2020	95,024	80,293
Amortized Cost Basis by Origination Year 2019	41,426	2,835
Amortized Cost Basis by Origination Year 2018	1,206	32,498
Amortized Cost Basis by Origination Year 2017	511	39,802
Amortized Cost Basis by Origination Year Prior to 2017	6,820	6,298
Amortized Cost - Revolving Loans	2,057	2,418
Amortized Cost - Revolving Loans Converted to Term Loans		94,789
Total Loans	205,312	449,855
Total Loans	205,312	449,855
Commercial Real Estate Portfolio [Member] | 5+ Multi-family [Member] | Non-watch List-Pass [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2021	58,268	190,922
Amortized Cost Basis by Origination Year 2020	95,024	77,846
Amortized Cost Basis by Origination Year 2019	41,426	2,835
Amortized Cost Basis by Origination Year 2018	1,206	31,173
Amortized Cost Basis by Origination Year 2017	511	39,802
Amortized Cost Basis by Origination Year Prior to 2017	6,820	6,298
Amortized Cost - Revolving Loans	2,057	2,418
Amortized Cost - Revolving Loans Converted to Term Loans		94,789
Total Loans	205,312	446,083
Total Loans	205,312	446,083
Commercial Real Estate Portfolio [Member] | 5+ Multi-family [Member] | Watch-Pass [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2018		1,325
Total Loans		1,325
Total Loans		1,325
Commercial Real Estate Portfolio [Member] | 5+ Multi-family [Member] | Special Mention [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2020		2,447
Total Loans		2,447
Total Loans		2,447
Commercial Real Estate Portfolio [Member] | 1-4 Family Construction [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2021	53,004	144
Amortized Cost Basis by Origination Year 2020	4,933
Amortized Cost Basis by Origination Year 2019	17,333
Amortized Cost - Revolving Loans	985	30,131
Total Loans	76,255	30,275
Total Loans	76,255	30,275
Commercial Real Estate Portfolio [Member] | 1-4 Family Construction [Member] | Non-watch List-Pass [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2021	53,004	144
Amortized Cost Basis by Origination Year 2020	4,933
Amortized Cost Basis by Origination Year 2019	17,333
Amortized Cost - Revolving Loans	985	30,131
Total Loans	76,255	30,275
Total Loans	76,255	30,275
Commercial Real Estate Portfolio [Member] | General Construction [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2021	439,973	20,452
Amortized Cost Basis by Origination Year 2020	160,553	3,082
Amortized Cost Basis by Origination Year 2019	64,283	1,215
Amortized Cost Basis by Origination Year 2018	38,505	514
Amortized Cost Basis by Origination Year 2017	203	358
Amortized Cost Basis by Origination Year Prior to 2017	256	2,738
Amortized Cost - Revolving Loans	29,219	733,952
Amortized Cost - Revolving Loans Converted to Term Loans		6,310
Total Loans	732,992	768,621
Total Loans	732,992	768,621
Commercial Real Estate Portfolio [Member] | General Construction [Member] | Non-watch List-Pass [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2021	436,696	20,452
Amortized Cost Basis by Origination Year 2020	160,553	2,996
Amortized Cost Basis by Origination Year 2019	62,675	1,215
Amortized Cost Basis by Origination Year 2018	38,505	514
Amortized Cost Basis by Origination Year 2017	203	358
Amortized Cost Basis by Origination Year Prior to 2017	239	2,738
Amortized Cost - Revolving Loans	29,219	730,616
Amortized Cost - Revolving Loans Converted to Term Loans		6,310
Total Loans	728,090	765,199
Total Loans	728,090	765,199
Commercial Real Estate Portfolio [Member] | General Construction [Member] | Watch-Pass [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2021	3,277
Total Loans	3,277
Total Loans	3,277
Commercial Real Estate Portfolio [Member] | General Construction [Member] | Substandard [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2019	1,522
Amortized Cost Basis by Origination Year Prior to 2017	17
Amortized Cost - Revolving Loans		3,336
Total Loans	1,539	3,336
Total Loans	1,539	3,336
Commercial Real Estate Portfolio [Member] | General Construction [Member] | Doubtful [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2020		86
Amortized Cost Basis by Origination Year 2019	86
Total Loans	86	86
Total Loans	86	86
Consumer Real Estate Portfolio [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2021	839,875	988,228
Amortized Cost Basis by Origination Year 2020	719,110	321,636
Amortized Cost Basis by Origination Year 2019	203,855	90,052
Amortized Cost Basis by Origination Year 2018	60,458	89,415
Amortized Cost Basis by Origination Year 2017	63,107	79,469
Amortized Cost Basis by Origination Year Prior to 2017	110,659	79,439
Amortized Cost - Revolving Loans	320,446	297,250
Amortized Cost - Revolving Loans Converted to Term Loans	2,523	5
Total Loans	2,320,033	1,945,494
Total Loans	2,320,033	1,945,494
Consumer Real Estate Portfolio [Member] | Current [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	2,315,088	1,939,625
Total Loans	2,315,088	1,939,625
Consumer Real Estate Portfolio [Member] | Total Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	4,945	5,869
Total Loans	4,945	5,869
Consumer Real Estate Portfolio [Member] | HELOC [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2021	248	82,410
Amortized Cost Basis by Origination Year 2020	547	11,236
Amortized Cost Basis by Origination Year 2019	327	4,263
Amortized Cost Basis by Origination Year 2018	574	241
Amortized Cost Basis by Origination Year 2017	646	63
Amortized Cost Basis by Origination Year Prior to 2017	6,363	2,561
Amortized Cost - Revolving Loans	320,410	294,390
Amortized Cost - Revolving Loans Converted to Term Loans	2,523	5
Total Loans	331,638	395,169
Total Loans	331,638	395,169
Consumer Real Estate Portfolio [Member] | HELOC [Member] | Performing [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2021	248	82,410
Amortized Cost Basis by Origination Year 2020	531	11,209
Amortized Cost Basis by Origination Year 2019	188	4,213
Amortized Cost Basis by Origination Year 2018	165	241
Amortized Cost Basis by Origination Year 2017	381	63
Amortized Cost Basis by Origination Year Prior to 2017	4,956	2,518
Amortized Cost - Revolving Loans	320,241	291,340
Amortized Cost - Revolving Loans Converted to Term Loans	2,440	5
Total Loans	329,150	391,999
Total Loans	329,150	391,999
Consumer Real Estate Portfolio [Member] | HELOC [Member] | Non-performing [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2020	16	27
Amortized Cost Basis by Origination Year 2019	139	50
Amortized Cost Basis by Origination Year 2018	409
Amortized Cost Basis by Origination Year 2017	265
Amortized Cost Basis by Origination Year Prior to 2017	1,407	43
Amortized Cost - Revolving Loans	169	3,050
Amortized Cost - Revolving Loans Converted to Term Loans	83
Total Loans	2,488	3,170
Total Loans	2,488	3,170
Consumer Real Estate Portfolio [Member] | First Lien: 1-4 Family [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2021	830,513	896,676
Amortized Cost Basis by Origination Year 2020	712,264	304,017
Amortized Cost Basis by Origination Year 2019	200,167	83,429
Amortized Cost Basis by Origination Year 2018	58,734	87,927
Amortized Cost Basis by Origination Year 2017	61,641	78,458
Amortized Cost Basis by Origination Year Prior to 2017	102,997	75,408
Amortized Cost - Revolving Loans	19	2,579
Total Loans	1,966,335	1,528,494
Total Loans	1,966,335	1,528,494
Consumer Real Estate Portfolio [Member] | First Lien: 1-4 Family [Member] | Performing [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2021	830,513	896,676
Amortized Cost Basis by Origination Year 2020	712,194	303,810
Amortized Cost Basis by Origination Year 2019	199,949	83,429
Amortized Cost Basis by Origination Year 2018	58,585	87,637
Amortized Cost Basis by Origination Year 2017	61,233	77,466
Amortized Cost Basis by Origination Year Prior to 2017	102,194	74,849
Amortized Cost - Revolving Loans	19	2,579
Total Loans	1,964,687	1,526,446
Total Loans	1,964,687	1,526,446
Consumer Real Estate Portfolio [Member] | First Lien: 1-4 Family [Member] | Non-performing [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2020	70	207
Amortized Cost Basis by Origination Year 2019	218
Amortized Cost Basis by Origination Year 2018	149	290
Amortized Cost Basis by Origination Year 2017	408	992
Amortized Cost Basis by Origination Year Prior to 2017	803	559
Total Loans	1,648	2,048
Total Loans	1,648	2,048
Consumer Real Estate Portfolio [Member] | Junior Lien: 1-4 Family [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2021	9,114	9,142
Amortized Cost Basis by Origination Year 2020	6,299	6,383
Amortized Cost Basis by Origination Year 2019	3,361	2,360
Amortized Cost Basis by Origination Year 2018	1,150	1,247
Amortized Cost Basis by Origination Year 2017	820	948
Amortized Cost Basis by Origination Year Prior to 2017	1,299	1,470
Amortized Cost - Revolving Loans	17	281
Total Loans	22,060	21,831
Total Loans	22,060	21,831
Consumer Real Estate Portfolio [Member] | Junior Lien: 1-4 Family [Member] | Performing [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2021	9,114	9,142
Amortized Cost Basis by Origination Year 2020	6,299	6,374
Amortized Cost Basis by Origination Year 2019	3,361	2,317
Amortized Cost Basis by Origination Year 2018	1,143	1,225
Amortized Cost Basis by Origination Year 2017	800	908
Amortized Cost Basis by Origination Year Prior to 2017	1,251	1,456
Amortized Cost - Revolving Loans	17	281
Total Loans	21,985	21,703
Total Loans	21,985	21,703
Consumer Real Estate Portfolio [Member] | Junior Lien: 1-4 Family [Member] | Non-performing [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2020		9
Amortized Cost Basis by Origination Year 2019		43
Amortized Cost Basis by Origination Year 2018	7	22
Amortized Cost Basis by Origination Year 2017	20	40
Amortized Cost Basis by Origination Year Prior to 2017	48	14
Total Loans	75	128
Total Loans	75	128
Consumer Portfolio [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2021	42,251	17,487
Amortized Cost Basis by Origination Year 2020	9,816	13,046
Amortized Cost Basis by Origination Year 2019	7,411	5,091
Amortized Cost Basis by Origination Year 2018	2,650	1,861
Amortized Cost Basis by Origination Year 2017	3,021	1,685
Amortized Cost Basis by Origination Year Prior to 2017	928	520
Amortized Cost - Revolving Loans	62,938	78,296
Amortized Cost - Revolving Loans Converted to Term Loans	120
Total Loans	129,135	117,986
Total Loans	129,135	117,986
Consumer Portfolio [Member] | Current [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	128,953	117,497
Total Loans	128,953	117,497
Consumer Portfolio [Member] | Total Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	182	489
Total Loans	182	489
Consumer Portfolio [Member] | Revolving Line [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2021	974
Amortized Cost - Revolving Loans	60,049	65,215
Amortized Cost - Revolving Loans Converted to Term Loans	120
Total Loans	61,143	65,215
Total Loans	61,143	65,215
Consumer Portfolio [Member] | Revolving Line [Member] | Performing [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2021	974
Amortized Cost - Revolving Loans	60,049	65,215
Amortized Cost - Revolving Loans Converted to Term Loans	120
Total Loans	61,143	65,215
Total Loans	61,143	65,215
Consumer Portfolio [Member] | Auto [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2021	9,886	12,470
Amortized Cost Basis by Origination Year 2020	7,775	9,846
Amortized Cost Basis by Origination Year 2019	5,462	2,960
Amortized Cost Basis by Origination Year 2018	1,107	1,645
Amortized Cost Basis by Origination Year 2017	479	680
Amortized Cost Basis by Origination Year Prior to 2017	220	348
Total Loans	24,929	27,949
Total Loans	24,929	27,949
Consumer Portfolio [Member] | Auto [Member] | Performing [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2021	9,886	12,465
Amortized Cost Basis by Origination Year 2020	7,775	9,784
Amortized Cost Basis by Origination Year 2019	5,424	2,960
Amortized Cost Basis by Origination Year 2018	1,107	1,645
Amortized Cost Basis by Origination Year 2017	479	680
Amortized Cost Basis by Origination Year Prior to 2017	220	347
Total Loans	24,891	27,881
Total Loans	24,891	27,881
Consumer Portfolio [Member] | Auto [Member] | Non-performing [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2021		5
Amortized Cost Basis by Origination Year 2020		62
Amortized Cost Basis by Origination Year 2019	38
Amortized Cost Basis by Origination Year Prior to 2017		1
Total Loans	38	68
Total Loans	38	68
Consumer Portfolio [Member] | Other [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2021	31,391	5,017
Amortized Cost Basis by Origination Year 2020	2,041	3,200
Amortized Cost Basis by Origination Year 2019	1,949	2,131
Amortized Cost Basis by Origination Year 2018	1,543	216
Amortized Cost Basis by Origination Year 2017	2,542	1,005
Amortized Cost Basis by Origination Year Prior to 2017	708	172
Amortized Cost - Revolving Loans	2,889	13,081
Total Loans	43,063	24,822
Total Loans	43,063	24,822
Consumer Portfolio [Member] | Other [Member] | Performing [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2021	31,391	5,000
Amortized Cost Basis by Origination Year 2020	2,025	3,200
Amortized Cost Basis by Origination Year 2019	1,949	2,131
Amortized Cost Basis by Origination Year 2018	1,525	214
Amortized Cost Basis by Origination Year 2017	2,542	1,005
Amortized Cost Basis by Origination Year Prior to 2017	704	172
Amortized Cost - Revolving Loans	2,889	13,081
Total Loans	43,025	24,803
Total Loans	43,025	24,803
Consumer Portfolio [Member] | Other [Member] | Non-performing [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2021		17
Amortized Cost Basis by Origination Year 2020	16
Amortized Cost Basis by Origination Year 2018	18	2
Amortized Cost Basis by Origination Year Prior to 2017	4
Total Loans	38	19
Total Loans	38	19
Credit Cards Portfolio [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost - Revolving Loans	391,389	366,968
Total Loans	391,389	366,968
Total Loans	391,389	366,968
Credit Cards Portfolio [Member] | Current [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	387,317	362,821
Total Loans	387,317	362,821
Credit Cards Portfolio [Member] | Total Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	4,072	4,147
Total Loans	4,072	4,147
Credit Cards Portfolio [Member] | Consumer [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost - Revolving Loans	180,296	188,681
Total Loans	180,296	188,681
Total Loans	180,296	188,681
Credit Cards Portfolio [Member] | Consumer [Member] | Transactor Accounts [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	57,777	51,017
Total Loans	57,777	51,017
Credit Cards Portfolio [Member] | Consumer [Member] | Revolver Accounts | FICO Score, Less than 600 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	6,065	7,230
Total Loans	6,065	7,230
Credit Cards Portfolio [Member] | Consumer [Member] | Revolver Accounts | FICO Score, 600-619 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	2,416	2,950
Total Loans	2,416	2,950
Credit Cards Portfolio [Member] | Consumer [Member] | Revolver Accounts | FICO Score, 620-639 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	4,158	5,493
Total Loans	4,158	5,493
Credit Cards Portfolio [Member] | Consumer [Member] | Revolver Accounts | FICO Score, 640-659 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	7,854	9,497
Total Loans	7,854	9,497
Credit Cards Portfolio [Member] | Consumer [Member] | Revolver Accounts | FICO Score, 660-679 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	13,185	15,541
Total Loans	13,185	15,541
Credit Cards Portfolio [Member] | Consumer [Member] | Revolver Accounts | FICO Score, 680-699 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	15,365	19,345
Total Loans	15,365	19,345
Credit Cards Portfolio [Member] | Consumer [Member] | Revolver Accounts | FICO Score, 700-719 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	16,308	18,048
Total Loans	16,308	18,048
Credit Cards Portfolio [Member] | Consumer [Member] | Revolver Accounts | FICO Score, 720-739 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	14,753	16,288
Total Loans	14,753	16,288
Credit Cards Portfolio [Member] | Consumer [Member] | Revolver Accounts | FICO Score, 740-759 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	12,734	13,944
Total Loans	12,734	13,944
Credit Cards Portfolio [Member] | Consumer [Member] | Revolver Accounts | FICO Score, 760-779 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	8,879	9,493
Total Loans	8,879	9,493
Credit Cards Portfolio [Member] | Consumer [Member] | Revolver Accounts | FICO Score, 780-799 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	7,048	7,088
Total Loans	7,048	7,088
Credit Cards Portfolio [Member] | Consumer [Member] | Revolver Accounts | FICO Score, 800-819 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	5,787	5,513
Total Loans	5,787	5,513
Credit Cards Portfolio [Member] | Consumer [Member] | Revolver Accounts | FICO Score, 820-839 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	5,026	4,570
Total Loans	5,026	4,570
Credit Cards Portfolio [Member] | Consumer [Member] | Revolver Accounts | FICO Score, 840+ [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	2,941	2,664
Total Loans	2,941	2,664
Credit Cards Portfolio [Member] | Commercial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost - Revolving Loans	211,093	178,287
Total Loans	211,093	178,287
Total Loans	211,093	178,287
Credit Cards Portfolio [Member] | Commercial [Member] | Current [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	200,402	170,412
Total Loans	200,402	170,412
Credit Cards Portfolio [Member] | Commercial [Member] | Total Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	10,691	7,875
Total Loans	10,691	7,875
Leases and Other Portfolio [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2021	99,952	33,626
Amortized Cost Basis by Origination Year 2020	44,113	11,673
Amortized Cost Basis by Origination Year 2019	58,978	7,659
Amortized Cost Basis by Origination Year 2018	22,344	3,398
Amortized Cost Basis by Origination Year 2017	6,370	1,323
Amortized Cost Basis by Origination Year Prior to 2017	1,393	1,357
Amortized Cost - Revolving Loans	49,138	131,859
Total Loans	282,288	190,895
Total Loans	282,288	190,895
Leases and Other Portfolio [Member] | Current [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	282,263	190,895
Total Loans	282,263	190,895
Leases and Other Portfolio [Member] | Total Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	25
Total Loans	25
Leases and Other Portfolio [Member] | Leases [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2020		915
Amortized Cost Basis by Origination Year 2019	814
Amortized Cost Basis by Origination Year 2018		787
Amortized Cost Basis by Origination Year 2017	739
Amortized Cost Basis by Origination Year Prior to 2017	614	711
Total Loans	2,167	2,413
Total Loans	2,167	2,413
Leases and Other Portfolio [Member] | Leases [Member] | Non-watch List-Pass [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	2,167	2,413
Total Loans	2,167	2,413
Leases and Other Portfolio [Member] | Other [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2021	99,952	33,626
Amortized Cost Basis by Origination Year 2020	44,113	10,758
Amortized Cost Basis by Origination Year 2019	58,164	7,659
Amortized Cost Basis by Origination Year 2018	22,344	2,611
Amortized Cost Basis by Origination Year 2017	5,631	1,323
Amortized Cost Basis by Origination Year Prior to 2017	779	646
Amortized Cost - Revolving Loans	49,138	131,859
Total Loans	280,121	188,482
Total Loans	280,121	188,482
Leases and Other Portfolio [Member] | Other [Member] | Non-watch List-Pass [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	279,401	187,924
Total Loans	279,401	187,924
Leases and Other Portfolio [Member] | Other [Member] | Watch-Pass [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	695	350
Total Loans	695	350
Leases and Other Portfolio [Member] | Other [Member] | Substandard [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	25	208
Total Loans	$ 25	$ 208

Loans and Allowance for Credi_8

Loans and Allowance for Credit Losses - Rollforward of Allowance for Credit/Loan Losses by Portfolio Segment (Detail) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Accounts, Notes, Loans and Financing Receivable [Line Items]
Beginning balance	$ 218,583	$ 101,788
Charge-offs	(55,663)	(28,689)
Recoveries	10,791	8,564
Provision	23,000	127,890
Ending balance - ACL	196,711	218,583	$ 101,788
Beginning balance - ACL on off-balance sheet	5,588	2,978
Provision	(3,000)	2,610
Ending balance - ACL on off-balance sheet	2,588	5,588	2,978
Adjusted beginning balance		110,818
Beginning balance	215,973	101,788	103,635
Charge-offs			(46,080)
Recoveries			11,383
Provision			32,850
Ending Balance	194,771	215,973	101,788
Ending Balance: individually evaluated for impairment			738
Ending Balance: collectively evaluated for impairment			101,050
Ending Balance: loans	17,170,871	16,103,651	13,431,722
Ending Balance: individually evaluated for impairment			51,816
Ending Balance: collectively evaluated for impairment			13,379,906
ASU 2016-13 Adjustment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
ASU 2016-13 adjustment		9,030
Commercial and Industrial Portfolio [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Beginning balance	122,700	63,313
Charge-offs	(13,981)	(8,587)
Recoveries	6,694	6,473
Provision	8,319	57,824
Ending balance - ACL	123,732	122,700	63,313
Beginning balance - ACL on off-balance sheet	3,859	2,263
Provision	(2,120)	1,596
Ending balance - ACL on off-balance sheet	1,739	3,859	2,263
Adjusted beginning balance		66,990
Commercial and Industrial Portfolio [Member] | ASU 2016-13 Adjustment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
ASU 2016-13 adjustment		3,677
Credit Cards Portfolio [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Beginning balance	15,786	15,739
Charge-offs	(6,011)	(7,326)
Recoveries	1,967	1,618
Provision	(5,667)	4,841
Ending balance - ACL	6,075	15,786	15,739
Adjusted beginning balance		16,653
Credit Cards Portfolio [Member] | ASU 2016-13 Adjustment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
ASU 2016-13 adjustment		914
Specialty Lending Portfolio [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Beginning balance	5,219	2,545
Charge-offs	(31,945)
Recoveries	187
Provision	28,277	2,526
Ending balance - ACL	1,738	5,219	2,545
Beginning balance - ACL on off-balance sheet	287	53
Provision	(127)	234
Ending balance - ACL on off-balance sheet	160	287	53
Adjusted beginning balance		2,693
Specialty Lending Portfolio [Member] | ASU 2016-13 Adjustment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
ASU 2016-13 adjustment		148
Leases and Other Portfolio [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Beginning balance	2,271	1,074
Charge-offs	(8)	(11)
Recoveries	18	6
Provision	(86)	1,140
Ending balance - ACL	2,195	2,271	1,074
Beginning balance - ACL on off-balance sheet	414	211
Provision	(399)	203
Ending balance - ACL on off-balance sheet	15	414	211
Adjusted beginning balance		1,136
Leases and Other Portfolio [Member] | ASU 2016-13 Adjustment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
ASU 2016-13 adjustment		62
Commercial Real Estate Portfolio [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Beginning balance	61,931	15,951
Charge-offs	(1,198)	(11,939)
Recoveries	1,560	91
Provision	(6,028)	56,902
Ending balance - ACL	56,265	61,931	15,951
Beginning balance - ACL on off-balance sheet	447	257
Provision	33	190
Ending balance - ACL on off-balance sheet	480	447	257
Adjusted beginning balance		16,877
Commercial Real Estate Portfolio [Member] | ASU 2016-13 Adjustment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
ASU 2016-13 adjustment		926
Total - Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Beginning balance	215,973	101,788
Charge-offs	(55,663)	(28,689)
Recoveries	10,791	8,564
Provision	23,670	128,400
Ending balance - ACL	194,771	215,973	101,788
Beginning balance - ACL on off-balance sheet	5,533	2,908
Provision	(3,033)	2,625
Ending balance - ACL on off-balance sheet	2,500	5,533	2,908
Adjusted beginning balance		107,698
Total - Loans [Member] | ASU 2016-13 Adjustment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
ASU 2016-13 adjustment		5,910
Consumer Real Estate Portfolio [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Beginning balance	6,586	2,623
Charge-offs	(96)	(219)
Recoveries	142	69
Provision	(2,711)	3,961
Ending balance - ACL	3,921	6,586	2,623
Beginning balance - ACL on off-balance sheet	145	102
Provision	(39)	43
Ending balance - ACL on off-balance sheet	106	145	102
Adjusted beginning balance		2,775
Consumer Real Estate Portfolio [Member] | ASU 2016-13 Adjustment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
ASU 2016-13 adjustment		152
HTM [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Beginning balance	2,610
Provision	(670)	(510)
Ending balance - ACL	1,940	2,610
Beginning balance - ACL on off-balance sheet	55	70
Provision	33	(15)
Ending balance - ACL on off-balance sheet	88	55	70
Adjusted beginning balance		3,120
HTM [Member] | ASU 2016-13 Adjustment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
ASU 2016-13 adjustment		3,120
Consumer Portfolio [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Beginning balance	1,480	543
Charge-offs	(2,424)	(607)
Recoveries	223	307
Provision	1,566	1,206
Ending balance - ACL	845	1,480	543
Beginning balance - ACL on off-balance sheet	381	22
Provision	$ (381)	359
Ending balance - ACL on off-balance sheet		381	22
Adjusted beginning balance		574
Beginning balance		10,211	9,071
Charge-offs			(8,920)
Recoveries			2,515
Provision			7,545
Ending Balance			10,211
Ending Balance: collectively evaluated for impairment			10,211
Ending Balance: loans			360,216
Ending Balance: collectively evaluated for impairment			360,216
Consumer Portfolio [Member] | ASU 2016-13 Adjustment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
ASU 2016-13 adjustment		31
Commercial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Beginning balance		71,258	80,888
Charge-offs			(36,716)
Recoveries			7,746
Provision			19,340
Ending Balance			71,258
Ending Balance: individually evaluated for impairment			271
Ending Balance: collectively evaluated for impairment			70,987
Ending Balance: loans			6,487,031
Ending Balance: individually evaluated for impairment			25,769
Ending Balance: collectively evaluated for impairment			6,461,262
Real Estate Portfolio Segment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Beginning balance		20,314	13,664
Charge-offs			(444)
Recoveries			1,122
Provision			5,972
Ending Balance			20,314
Ending Balance: individually evaluated for impairment			467
Ending Balance: collectively evaluated for impairment			19,847
Ending Balance: loans			6,582,497
Ending Balance: individually evaluated for impairment			26,047
Ending Balance: collectively evaluated for impairment			6,556,450
Finance Leases Portfolio Segment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Beginning balance		$ 5	12
Provision			(7)
Ending Balance			5
Ending Balance: collectively evaluated for impairment			5
Ending Balance: loans			1,978
Ending Balance: collectively evaluated for impairment			$ 1,978

Loans and Allowance for Credi_9

Loans and Allowance for Credit Losses - Summary of Amortized Cost Balance of Financial Assets (Detail) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	$ 17,170,871	$ 16,103,651
Related Allowance for Credit Losses	196,711	218,583	$ 101,788
Collateral Dependent Assets [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	92,032	87,731
Related Allowance for Credit Losses	2,421	10,127
Amortized Cost of Collateral Dependent Assets with no related Allowance	85,680	41,609
Commercial and Industrial Portfolio [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	7,258,120	7,062,074
Related Allowance for Credit Losses	123,732	122,700	63,313
Commercial and Industrial Portfolio [Member] | Collateral Dependent Assets [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	82,845	33,770
Related Allowance for Credit Losses	2,421	4,828
Amortized Cost of Collateral Dependent Assets with no related Allowance	76,493	9,916
Commercial and Industrial Portfolio [Member] | Equipment/Accounts Receivable/Inventory [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	7,085,191	6,884,168
Commercial and Industrial Portfolio [Member] | Equipment/Accounts Receivable/Inventory [Member] | Collateral Dependent Assets [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	82,845	29,684
Related Allowance for Credit Losses	2,421	4,828
Amortized Cost of Collateral Dependent Assets with no related Allowance	76,493	5,830
Commercial and Industrial Portfolio [Member] | Agriculture [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	154,342	161,581
Commercial and Industrial Portfolio [Member] | Agriculture [Member] | Collateral Dependent Assets [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans		4,086
Amortized Cost of Collateral Dependent Assets with no related Allowance		4,086
Specialty Lending Portfolio [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	522,362	511,300
Related Allowance for Credit Losses	1,738	5,219	2,545
Specialty Lending Portfolio [Member] | Collateral Dependent Assets [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans		19,436
Related Allowance for Credit Losses		4,663
Amortized Cost of Collateral Dependent Assets with no related Allowance		242
Specialty Lending Portfolio [Member] | Asset-based Lending [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	415,207	355,349
Specialty Lending Portfolio [Member] | Asset-based Lending [Member] | Collateral Dependent Assets [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans		17,875
Related Allowance for Credit Losses		4,490
Amortized Cost of Collateral Dependent Assets with no related Allowance		242
Specialty Lending Portfolio [Member] | Factoring [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	107,155	155,951
Specialty Lending Portfolio [Member] | Factoring [Member] | Collateral Dependent Assets [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans		1,561
Related Allowance for Credit Losses		173
Commercial Real Estate Portfolio [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	6,267,544	5,908,934
Related Allowance for Credit Losses	56,265	61,931	15,951
Commercial Real Estate Portfolio [Member] | Collateral Dependent Assets [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	4,877	28,587
Related Allowance for Credit Losses		582
Amortized Cost of Collateral Dependent Assets with no related Allowance	4,877	25,934
Commercial Real Estate Portfolio [Member] | Owner-occupied [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	1,866,538	1,685,185
Commercial Real Estate Portfolio [Member] | Owner-occupied [Member] | Collateral Dependent Assets [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	2,764	16,539
Amortized Cost of Collateral Dependent Assets with no related Allowance	2,764	16,539
Commercial Real Estate Portfolio [Member] | Non-owner-occupied [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	2,906,179	2,472,535
Commercial Real Estate Portfolio [Member] | Farmland [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	480,268	502,463
Commercial Real Estate Portfolio [Member] | Farmland [Member] | Collateral Dependent Assets [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	487	8,625
Amortized Cost of Collateral Dependent Assets with no related Allowance	487	8,625
Commercial Real Estate Portfolio [Member] | 5+ Multi-family [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	205,312	449,855
Commercial Real Estate Portfolio [Member] | 1-4 Family Construction [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	76,255	30,275
Commercial Real Estate Portfolio [Member] | General Construction [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	732,992	768,621
Commercial Real Estate Portfolio [Member] | General Construction [Member] | Collateral Dependent Assets [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	1,626	3,423
Related Allowance for Credit Losses		582
Amortized Cost of Collateral Dependent Assets with no related Allowance	1,626	770
Consumer Real Estate Portfolio [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	2,320,033	1,945,494
Related Allowance for Credit Losses	3,921	6,586	2,623
Consumer Real Estate Portfolio [Member] | Collateral Dependent Assets [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	4,210	5,850
Related Allowance for Credit Losses		54
Amortized Cost of Collateral Dependent Assets with no related Allowance	4,210	5,429
Consumer Real Estate Portfolio [Member] | HELOC [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	331,638	395,169
Consumer Real Estate Portfolio [Member] | HELOC [Member] | Collateral Dependent Assets [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	2,488	3,170
Amortized Cost of Collateral Dependent Assets with no related Allowance	2,488	3,170
Consumer Real Estate Portfolio [Member] | First Lien: 1-4 Family [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	1,966,335	1,528,494
Consumer Real Estate Portfolio [Member] | First Lien: 1-4 Family [Member] | Collateral Dependent Assets [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	1,647	2,468
Related Allowance for Credit Losses		54
Amortized Cost of Collateral Dependent Assets with no related Allowance	1,647	2,047
Consumer Real Estate Portfolio [Member] | Junior Lien: 1-4 Family [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	22,060	21,831
Consumer Real Estate Portfolio [Member] | Junior Lien: 1-4 Family [Member] | Collateral Dependent Assets [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	75	212
Amortized Cost of Collateral Dependent Assets with no related Allowance	75	212
Consumer Portfolio [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	129,135	117,986
Related Allowance for Credit Losses	845	1,480	543
Consumer Portfolio [Member] | Collateral Dependent Assets [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	75	88
Amortized Cost of Collateral Dependent Assets with no related Allowance	75	88
Consumer Portfolio [Member] | Revolving Line [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	61,143	65,215
Consumer Portfolio [Member] | Auto [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	24,929	27,949
Consumer Portfolio [Member] | Auto [Member] | Collateral Dependent Assets [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	38	69
Amortized Cost of Collateral Dependent Assets with no related Allowance	38	69
Consumer Portfolio [Member] | Other [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	43,063	24,822
Consumer Portfolio [Member] | Other [Member] | Collateral Dependent Assets [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	37	19
Amortized Cost of Collateral Dependent Assets with no related Allowance	37	19
Leases and Other Portfolio [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	282,288	190,895
Related Allowance for Credit Losses	2,195	2,271	$ 1,074
Leases and Other Portfolio [Member] | Collateral Dependent Assets [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	25
Amortized Cost of Collateral Dependent Assets with no related Allowance	25
Leases and Other Portfolio [Member] | Leases [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	2,167	2,413
Leases and Other Portfolio [Member] | Other [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	280,121	$ 188,482
Leases and Other Portfolio [Member] | Other [Member] | Collateral Dependent Assets [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	25
Amortized Cost of Collateral Dependent Assets with no related Allowance	$ 25

Securities - Securities Availab

Securities - Securities Available for Sale (Detail) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	$ 11,822,584	$ 8,887,734
Gross Unrealized Gains	261,198	413,665
Gross Unrealized Losses	(107,268)	(1,711)
Fair Value	11,976,514	9,299,688
Collateralized Loan Obligations [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	76,815
Gross Unrealized Gains	4
Fair Value	76,819
U.S. Treasury [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	69,551	29,911
Gross Unrealized Gains	374	829
Gross Unrealized Losses	(751)
Fair Value	69,174	30,740
U.S. Agencies [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	121,681	89,554
Gross Unrealized Gains	3,252	6,395
Gross Unrealized Losses	(1)
Fair Value	124,932	95,949
Mortgage-backed [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	7,967,537	5,266,394
Gross Unrealized Gains	93,390	202,944
Gross Unrealized Losses	(95,872)	(1,157)
Fair Value	7,965,055	5,468,181
State and political subdivisions [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	3,270,160	3,424,309
Gross Unrealized Gains	161,674	199,848
Gross Unrealized Losses	(9,146)	(538)
Fair Value	3,422,688	3,623,619
Corporates [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	316,840	77,566
Gross Unrealized Gains	2,504	3,649
Gross Unrealized Losses	(1,498)	(16)
Fair Value	$ 317,846	$ 81,199

Securities - Summary of Contrac

Securities - Summary of Contractual Maturity Information for Securities Available for Sale (Detail) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Investments Debt And Equity Securities [Abstract]
Due in 1 year or less, Amortized Cost	$ 167,515
Due after 1 year through 5 years, Amortized Cost	748,552
Due after 5 years through 10 years, Amortized Cost	815,408
Due after 10 years, Amortized Cost	2,123,572
Total, Amortized Cost	3,855,047
Mortgage-backed securities, Amortized Cost	7,967,537
Amortized Cost	11,822,584	$ 8,887,734
Due in 1 year or less, Fair Value	168,443
Due after 1 year through 5 years, Fair Value	759,638
Due after 5 years through 10 years, Fair Value	839,508
Due after 10 years, Fair Value	2,243,870
Total, Fair Value	4,011,459
Mortgage-backed securities, Fair Value	7,965,055
Total securities available for sale, Fair Value	$ 11,976,514	$ 9,299,688

Securities - Additional Informa

Securities - Additional Information (Detail) - USD ($)	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Schedule of Trading Securities and Other Trading Assets [Line Items]
Proceeds from sales of securities available for sale	$ 372,644,000	$ 315,890,000	$ 411,981,000
Gross realized gains from securities	7,819,000	7,255,000	4,636,000
Gross realized losses from securities	2,000	274,000	1,418,000
Accrued interest on securities available for sale	45,800,000	42,600,000
ACL related to AFS Securities	0	0
Sales of securities held to maturity	0	0	0
Accrued interest on securities held to maturity	5,300,000	5,300,000
Unrealized gain (loss) on trading securities	2,000	13,000	$ 1,000
Securities sold not yet purchased	3,200,000	2,200,000
Collateral Dependent Assets [Member] | U.S. Government and Other Public Deposit [Member]
Schedule of Trading Securities and Other Trading Assets [Line Items]
Pledged securities for deposits	10,200,000,000	7,800,000,000
Collateral Dependent Assets [Member] | Federal Reserve Discount Window [Member]
Schedule of Trading Securities and Other Trading Assets [Line Items]
Pledged securities for deposits	$ 171,200,000	$ 371,500,000

Securities - Gross Unrealized L

Securities - Gross Unrealized Losses and Fair Value of Investment Securities Available for Sale (Detail) $ in Thousands	Dec. 31, 2021USD ($)Security	Dec. 31, 2020USD ($)Security
Gain (Loss) on Investments [Line Items]
Less than 12 months, Count | Security	858	44
Less than 12 months, Fair Value	$ 5,997,925	$ 235,222
Less than 12 months, Unrealized Losses	$ (96,520)	$ (1,452)
12 months or more, Count | Security	44	6
12 months or more, Fair Value	$ 278,234	$ 2,833
12 months or more, Unrealized Losses	$ (10,748)	$ (259)
Total Count | Security	902	50
Total Fair Value	$ 6,276,159	$ 238,055
Total Unrealized Losses	$ (107,268)	$ (1,711)
U.S. Treasury [Member]
Gain (Loss) on Investments [Line Items]
Less than 12 months, Count | Security	4
Less than 12 months, Fair Value	$ 58,867
Less than 12 months, Unrealized Losses	$ (751)
Total Count | Security	4
Total Fair Value	$ 58,867
Total Unrealized Losses	$ (751)
U.S. Agencies [Member]
Gain (Loss) on Investments [Line Items]
Less than 12 months, Count | Security	1
Less than 12 months, Fair Value	$ 11,149
Less than 12 months, Unrealized Losses	$ (1)
Total Count | Security	1
Total Fair Value	$ 11,149
Total Unrealized Losses	$ (1)
Mortgage-backed [Member]
Gain (Loss) on Investments [Line Items]
Less than 12 months, Count | Security	344	16
Less than 12 months, Fair Value	$ 5,404,968	$ 174,234
Less than 12 months, Unrealized Losses	$ (87,301)	$ (1,157)
12 months or more, Count | Security	13
12 months or more, Fair Value	$ 233,295
12 months or more, Unrealized Losses	$ (8,571)
Total Count | Security	357	16
Total Fair Value	$ 5,638,263	$ 174,234
Total Unrealized Losses	$ (95,872)	$ (1,157)
State and political subdivisions [Member]
Gain (Loss) on Investments [Line Items]
Less than 12 months, Count | Security	357	24
Less than 12 months, Fair Value	$ 329,042	$ 55,653
Less than 12 months, Unrealized Losses	$ (6,969)	$ (279)
12 months or more, Count | Security	31	6
12 months or more, Fair Value	$ 44,939	$ 2,833
12 months or more, Unrealized Losses	$ (2,177)	$ (259)
Total Count | Security	388	30
Total Fair Value	$ 373,981	$ 58,486
Total Unrealized Losses	$ (9,146)	$ (538)
Corporates [Member]
Gain (Loss) on Investments [Line Items]
Less than 12 months, Count | Security	152	4
Less than 12 months, Fair Value	$ 193,899	$ 5,335
Less than 12 months, Unrealized Losses	$ (1,498)	$ (16)
Total Count | Security	152	4
Total Fair Value	$ 193,899	$ 5,335
Total Unrealized Losses	$ (1,498)	$ (16)

Securities - Schedule of Amorti

Securities - Schedule of Amortized Cost, Fair Value and Gross Unrealized Gains and Losses for Securities Held to Maturity (Detail) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Schedule Of Held To Maturity Securities [Line Items]
Amortized Cost	$ 1,480,416	$ 1,014,614
Gross Unrealized Gains	3,360	29,723
Gross Unrealized Losses	(41,385)	(14,893)
Held to Maturity, Fair value	1,442,391	1,029,444
Allowance for Credit Losses	(1,940)	(2,610)
Net Carrying Amount	1,478,476	1,012,004
State and political subdivisions [Member]
Schedule Of Held To Maturity Securities [Line Items]
Amortized Cost	1,084,282	1,014,614
Gross Unrealized Gains	3,346	29,723
Gross Unrealized Losses	(38,954)	(14,893)
Held to Maturity, Fair value	1,048,674	1,029,444
Allowance for Credit Losses	(1,940)	(2,610)
Net Carrying Amount	1,082,342	$ 1,012,004
Mortgage-backed [Member]
Schedule Of Held To Maturity Securities [Line Items]
Amortized Cost	396,134
Gross Unrealized Gains	14
Gross Unrealized Losses	(2,431)
Held to Maturity, Fair value	393,717
Net Carrying Amount	$ 396,134

Securities - Contractual Maturi

Securities - Contractual Maturity Information for Securities Held to Maturity (Detail) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Investments Debt And Equity Securities [Abstract]
Due in 1 year or less, Amortized Cost	$ 17,440
Due after 1 year through 5 years, Amortized Cost	158,005
Due after 5 years through 10 years, Amortized Cost	489,816
Due after 10 years, Amortized Cost	419,021
Total, Amortized cost	1,084,282
Mortgage-backed securities, Amortized cost	396,134
Amortized Cost	1,480,416	$ 1,014,614
Due in 1 year or less, Fair Value	17,797
Due after 1 year through 5 years, Fair Value	156,927
Due after 5 years through 10 years, Fair Value	481,785
Due after 10 years, Fair Value	392,165
Total, Fair value	1,048,674
Mortgage-backed securities, Fiar value	393,717
Total securities held to maturity, Fair value	$ 1,442,391	$ 1,029,444

Securities - Gross Unrealized_2

Securities - Gross Unrealized Losses and Fair Value of Investment Securities Held to Maturity (Detail) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Schedule Of Held To Maturity Securities [Line Items]
Less than 12 months, Fair Value	$ 903,040	$ 132,271
Less than 12 months,Unrealized Losses	(14,925)	(4,591)
12 months or more, Fair Value	217,579	109,712
12 months or more, Unrealized Losses	(26,460)	(10,302)
Total Fair Value	1,120,619	241,983
Total Unrealized Losses	(41,385)	(14,893)
State and political subdivisions [Member]
Schedule Of Held To Maturity Securities [Line Items]
Less than 12 months, Fair Value	585,153	132,271
Less than 12 months,Unrealized Losses	(12,494)	(4,591)
12 months or more, Fair Value	217,579	109,712
12 months or more, Unrealized Losses	(26,460)	(10,302)
Total Fair Value	802,732	241,983
Total Unrealized Losses	(38,954)	$ (14,893)
Mortgage-backed [Member]
Schedule Of Held To Maturity Securities [Line Items]
Less than 12 months, Fair Value	317,887
Less than 12 months,Unrealized Losses	(2,431)
Total Fair Value	317,887
Total Unrealized Losses	$ (2,431)

Securities - Schedule of Amor_2

Securities - Schedule of Amortized Cost Basis by Credit Rating of Held to Maturity Investment (Detail) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Debt Securities Held To Maturity Credit Quality Indicator [Line Items]
Held to maturity securities	$ 1,480,416	$ 1,014,614
State and political subdivisions [Member]
Debt Securities Held To Maturity Credit Quality Indicator [Line Items]
Held to maturity securities	1,084,282	1,014,614
State and political subdivisions [Member] | Credit Rating, A [Member]
Debt Securities Held To Maturity Credit Quality Indicator [Line Items]
Held to maturity securities	427,792	396,522
State and political subdivisions [Member] | Credit Rating, BBB [Member]
Debt Securities Held To Maturity Credit Quality Indicator [Line Items]
Held to maturity securities	634,942	591,879
State and political subdivisions [Member] | Credit Rating, BB [Member]
Debt Securities Held To Maturity Credit Quality Indicator [Line Items]
Held to maturity securities	20,678	18,078
State and political subdivisions [Member] | Credit Rating, CCC-C [Member]
Debt Securities Held To Maturity Credit Quality Indicator [Line Items]
Held to maturity securities	870	8,135
Competitive [Member]
Debt Securities Held To Maturity Credit Quality Indicator [Line Items]
Held to maturity securities	999,348	925,289
Competitive [Member] | Credit Rating, A [Member]
Debt Securities Held To Maturity Credit Quality Indicator [Line Items]
Held to maturity securities	372,696	340,290
Competitive [Member] | Credit Rating, BBB [Member]
Debt Securities Held To Maturity Credit Quality Indicator [Line Items]
Held to maturity securities	605,104	558,786
Competitive [Member] | Credit Rating, BB [Member]
Debt Securities Held To Maturity Credit Quality Indicator [Line Items]
Held to maturity securities	20,678	18,078
Competitive [Member] | Credit Rating, CCC-C [Member]
Debt Securities Held To Maturity Credit Quality Indicator [Line Items]
Held to maturity securities	870	8,135
Utilities [Member]
Debt Securities Held To Maturity Credit Quality Indicator [Line Items]
Held to maturity securities	84,934	89,325
Utilities [Member] | Credit Rating, A [Member]
Debt Securities Held To Maturity Credit Quality Indicator [Line Items]
Held to maturity securities	55,096	56,232
Utilities [Member] | Credit Rating, BBB [Member]
Debt Securities Held To Maturity Credit Quality Indicator [Line Items]
Held to maturity securities	$ 29,838	$ 33,093

Securities - Schedule of Aging

Securities - Schedule of Aging of Past Due Held to Maturity Securities (Detail) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Debt Securities Held To Maturity Credit Quality Indicator [Line Items]
Total held to maturity securities	$ 1,480,416	$ 1,014,614
State and political subdivisions [Member]
Debt Securities Held To Maturity Credit Quality Indicator [Line Items]
Total held to maturity securities	1,084,282	1,014,614
Competitive [Member]
Debt Securities Held To Maturity Credit Quality Indicator [Line Items]
Total held to maturity securities	999,348	925,289
Utilities [Member]
Debt Securities Held To Maturity Credit Quality Indicator [Line Items]
Total held to maturity securities	84,934	$ 89,325
30-89 Days Past Due and Accruing [Member] | State and political subdivisions [Member]
Debt Securities Held To Maturity Credit Quality Indicator [Line Items]
Total held to maturity securities	7,795
30-89 Days Past Due and Accruing [Member] | Competitive [Member]
Debt Securities Held To Maturity Credit Quality Indicator [Line Items]
Total held to maturity securities	7,795
Total Past Due [Member] | State and political subdivisions [Member]
Debt Securities Held To Maturity Credit Quality Indicator [Line Items]
Total held to maturity securities	7,795
Total Past Due [Member] | Competitive [Member]
Debt Securities Held To Maturity Credit Quality Indicator [Line Items]
Total held to maturity securities	7,795
Current [Member] | State and political subdivisions [Member]
Debt Securities Held To Maturity Credit Quality Indicator [Line Items]
Total held to maturity securities	1,076,487
Current [Member] | Competitive [Member]
Debt Securities Held To Maturity Credit Quality Indicator [Line Items]
Total held to maturity securities	991,553
Current [Member] | Utilities [Member]
Debt Securities Held To Maturity Credit Quality Indicator [Line Items]
Total held to maturity securities	$ 84,934

Securities - Schedule of Other

Securities - Schedule of Other Securities (Detail) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Schedule of Other Securities [Line Items]
Other securities	$ 327,098	$ 296,053
FRB and FHLB stock [Member]
Schedule of Other Securities [Line Items]
Other securities	36,222	33,222
Equity Securities With Readily Determinable Fair Values [Member]
Schedule of Other Securities [Line Items]
Other securities	64,149	134,197
Equity Securities Without Readily Determinable Fair Values [Member]
Schedule of Other Securities [Line Items]
Other securities	$ 226,727	$ 128,634

Securities - Schedule of Compon

Securities - Schedule of Components of Investment Securities Gains, Net (Detail) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Available-for-sale debt securities:
Gains realized on sales	$ 7,819	$ 7,255	$ 4,636
Losses realized on sales	(2)	(274)	(1,418)
Equity securities with readily determinable fair values:
Fair value adjustments, net	(10,881)	110,768
Equity securities without readily determinable fair values:
Fair value adjustments, net	8,121	2,885	(973)
Total investment securities gains, net	$ 5,057	$ 120,634	$ 2,245

Securities Purchased Under Ag_2

Securities Purchased Under Agreements to Resell - Additional Information (Detail) - USD ($) $ in Billions	Dec. 31, 2021	Dec. 31, 2020
Disclosure Of Repurchase Agreements [Abstract]
Securities purchased under agreements to resell	$ 1.2	$ 1.7

Loans to Officers and Directo_3

Loans to Officers and Directors - Activity with Respect to Aggregate Loans to Related Parties (Detail) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Related Party Transactions [Abstract]
Balance – beginning of year	$ 165,395	$ 207,734
New loans	176,226	39,217
Repayments	(61,780)	(81,556)
Reduction due to change in reportable loans	(124)
Balance – end of year	$ 279,717	$ 165,395

Goodwill and Other Intangible_2

Goodwill and Other Intangibles - Changes in Carrying Amount of Goodwill (Detail) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Goodwill And Other Intangible Assets [Line Items]
Goodwill	$ 174,518	$ 180,867	$ 180,867
Sale of component of business segment	(6,349)
Commercial Banking [Member]
Goodwill And Other Intangible Assets [Line Items]
Goodwill	59,419	59,419	59,419
Institutional Banking [Member]
Goodwill And Other Intangible Assets [Line Items]
Goodwill	51,332	51,332	51,332
Personal Banking [Member]
Goodwill And Other Intangible Assets [Line Items]
Goodwill	63,767	$ 70,116	$ 70,116
Sale of component of business segment	$ (6,349)

Goodwill and Other Intangible_3

Goodwill and Other Intangibles - Changes In Intangible Assets (Detail) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Finite Lived Intangible Assets [Line Items]
Gross carrying amount	$ 121,226	$ 139,987
Accumulated amortization	106,810	118,931
Net carrying amount	14,416	21,056
Core Deposit Intangible Assets [Member]
Finite Lived Intangible Assets [Line Items]
Gross carrying amount	50,059	50,059
Accumulated amortization	49,623	48,746
Net carrying amount	436	1,313
Customer Relationships [Member]
Finite Lived Intangible Assets [Line Items]
Gross carrying amount	71,167	89,928
Accumulated amortization	57,187	70,185
Net carrying amount	$ 13,980	$ 19,743

Goodwill and Other Intangible_4

Goodwill and Other Intangibles - Additional Information (Detail) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Goodwill And Intangible Assets Disclosure [Abstract]
Disposition of goodwill	$ 6,300
Unamortized customer relationship intangibles	$ 1,900
Amortization expense		$ 4,757	$ 6,517	$ 5,506

Goodwill and Other Intangible_5

Goodwill and Other Intangibles - Estimated Amortization Expense of Intangible Assets (Detail) $ in Thousands	Dec. 31, 2021USD ($)
Goodwill And Intangible Assets Disclosure [Abstract]
For the year ending December 31, 2022	$ 3,920
For the year ending December 31, 2023	3,323
For the year ending December 31, 2024	2,704
For the year ending December 31, 2025	2,608
For the year ending December 31, 2026	$ 1,861

Premises, Equipment, and Leas_3

Premises, Equipment, and Leases - Components of Premises and Equipment (Detail) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Premises Equipment And Leases [Abstract]
Land	$ 41,513	$ 42,323
Buildings and leasehold improvements	352,954	351,957
Equipment	181,218	176,018
Software	273,342	264,251
Total	849,027	834,549
Accumulated depreciation	(357,503)	(341,379)
Accumulated amortization	(220,591)	(200,075)
Premises and equipment, net	$ 270,933	$ 293,095

Premises, Equipment, and Leas_4

Premises, Equipment, and Leases - Additional Information (Detail) $ in Thousands	12 Months Ended
	Dec. 31, 2021USD ($)Lease	Dec. 31, 2020USD ($)	Dec. 31, 2019USD ($)
Premises Equipment And Lessee Lease [Line Items]
Consolidated premises and equipment depreciation and amortization expenses	$ 49,600	$ 56,100	$ 50,800
Option to extend, operating lease, description	leases include one or more options to renew, with renewal terms that can extend the lease term from one month to 35 years or more.
Option to extend, existence, operating lease	true
Number of leases including option to purchase leased property | Lease	0
Right-of-use asset	$ 57,100	$ 63,400
Operating Lease, Right-of-Use Asset, Statement of Financial Position [Extensible List]	Other assets	Other assets
Lease liability	$ 64,617	$ 71,700
Operating Lease, Liability, Statement of Financial Position [Extensible List]	Other liabilities	Other liabilities
Lease expense	$ 11,800	$ 12,800
Lease payments	12,600	12,300
Leased assets obtained in exchange for new operating lease liabilities	$ 2,400	$ 7,200
Weighted average remaining lease term	7 years 6 months	8 years 2 months 12 days
Weighted average discount rate	2.74%	2.85%
Minimum [Member]
Premises Equipment And Lessee Lease [Line Items]
Remaining lease terms	1 year
Lessee, operating lease, renewal term	1 month
Maximum [Member]
Premises Equipment And Lessee Lease [Line Items]
Remaining lease terms	26 years
Lessee, operating lease, renewal term	35 years

Premises, Equipment, and Leas_5

Premises, Equipment, and Leases - Summary of Future Minimum Lease Payments (Detail) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Lessee, Operating Lease, Liability, Payment, Due [Abstract]
2022	$ 12,398
2023	10,594
2024	9,506
2025	8,478
2026	7,897
Thereafter	23,365
Total lease payments	72,238
Less: Interest	7,621
Present value of lease liabilities	$ 64,617	$ 71,700

Borrowed Funds - Components of

Borrowed Funds - Components of Long-Term Debt (Detail) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Debt Instrument [Line Items]
Long-term debt	$ 271,544	$ 269,595
Marquette Capital Trust I Subordinated Debentures 1.45% due 2036 [Member]
Debt Instrument [Line Items]
Long-term debt	17,956	17,553
Marquette Capital Trust II Subordinated Debentures 1.45% due 2036 [Member]
Debt Instrument [Line Items]
Long-term debt	18,526	18,149
Marquette Capital Trust III Subordinated Debentures 1.72% due 2036 [Member]
Debt Instrument [Line Items]
Long-term debt	7,286	7,139
Marquette Capital Trust IV Subordinated Debentures 1.80% due 2036 [Member]
Debt Instrument [Line Items]
Long-term debt	29,445	28,873
Subordinated notes 3.70% due 2030, net of issuance costs [Member]
Debt Instrument [Line Items]
Long-term debt	$ 198,331	$ 197,881

Borrowed Funds - Components o_2

Borrowed Funds - Components of Long-Term Debt (Parenthetical) (Detail)	12 Months Ended
	Dec. 31, 2021
Marquette Capital Trust I Subordinated Debentures 1.45% due 2036 [Member]
Debt Instrument [Line Items]
Debt instrument, interest rate	1.45%
Debt instrument, maturity year	2036
Marquette Capital Trust II Subordinated Debentures 1.45% due 2036 [Member]
Debt Instrument [Line Items]
Debt instrument, interest rate	1.45%
Debt instrument, maturity year	2036
Marquette Capital Trust III Subordinated Debentures 1.72% due 2036 [Member]
Debt Instrument [Line Items]
Debt instrument, interest rate	1.72%
Debt instrument, maturity year	2036
Marquette Capital Trust IV Subordinated Debentures 1.80% due 2036 [Member]
Debt Instrument [Line Items]
Debt instrument, interest rate	1.80%
Debt instrument, maturity year	2036
Subordinated notes 3.70% due 2030, net of issuance costs [Member]
Debt Instrument [Line Items]
Debt instrument, interest rate	3.70%
Debt instrument, maturity year	2030

Borrowed Funds - Additional Inf

Borrowed Funds - Additional Information (Detail) - USD ($)	1 Months Ended	12 Months Ended
	Sep. 30, 2020	Dec. 31, 2021	Dec. 31, 2020
Debt Instrument [Line Items]
Aggregate repayment of long-term debt after 2025		$ 273,200,000
Payments to acquire federal home loan bank stock		10,000,000
Securities sold under agreements to repurchase		3,225,838,000	$ 2,249,861,000
Accrued interest payable		245,000	$ 326,000
FHLB [Member]
Debt Instrument [Line Items]
Federal home loan bank amount outstanding		0
Letter of Credit [Member] | FHLB [Member]
Debt Instrument [Line Items]
Borrowing capacity		$ 1,600,000,000
Wells Fargo Bank 1.25% due 2012 [Member]
Debt Instrument [Line Items]
Interest rate based on LIBOR		1.25% above LIBOR
Borrowing capacity		$ 30,000,000
Debt instrument, interest rate based on prime lending rate		1.75% below the prime
Revolving line of credit, commitment fee for unused portion		0.40%
Revolving line of credit outstanding amount		$ 0
Subordinated Notes [Member]
Debt Instrument [Line Items]
Debt instrument, issuance date	Sep. 30, 2020
Subordinated notes, issued	$ 200,000,000
Debt instrument, interest rate	3.70%
Debt instrument, maturity date	Sep. 17, 2030
Debt instrument, frequency of periodic payment		semi-annually
Debt instrument, redemption, description		The Company may redeem the notes, in whole or in part, on September 17, 2025, or on any interest payment date thereafter.
Debt instrument, redemption period, start date	Sep. 17, 2025
Unamortized debt issuance costs		$ 1,700,000
Marquette Capital Trust I, Marquette Capital Trust II, Marquette Capital Trust III And Marquette Capital Trust IV [Member] | Marquette [Member]
Debt Instrument [Line Items]
Long-term debt		103,100,000
Long-term debt acquired at fair value		$ 73,200,000
Trust Preferred Securities [Member] | Marquette Capital Trust I, Marquette Capital Trust III And Marquette Capital Trust IV [Member] | Marquette [Member]
Debt Instrument [Line Items]
Interest rate based on LIBOR		LIBOR rate with spreads ranging from 133 basis points to 160 basis points
Preferred securities maturity date range, start		Jan. 31, 2036
Preferred securities maturity date range, end		Sep. 30, 2036
Minimum [Member] | Trust Preferred Securities [Member] | Marquette Capital Trust I, Marquette Capital Trust III And Marquette Capital Trust IV [Member] | Marquette [Member]
Debt Instrument [Line Items]
Interest rate of trust preferred securities		1.33%
Maximum [Member] | Trust Preferred Securities [Member] | Marquette Capital Trust I, Marquette Capital Trust III And Marquette Capital Trust IV [Member] | Marquette [Member]
Debt Instrument [Line Items]
Interest rate of trust preferred securities		1.60%

Borrowed Funds - Carrying Amoun

Borrowed Funds - Carrying Amounts and Market Values of Securities and Related Repurchase Liabilities and Weighted Average Interest Rates of Repurchase Liabilities (Detail) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Assets Sold under Agreements to Repurchase [Line Items]
Securities Fair Market Value	$ 3,211,609	$ 2,130,670
Repurchase Liabilities	$ 3,225,838	$ 2,249,861
Weighted Average Interest Rate	0.25%	0.52%
2 to 29 days [Member]
Assets Sold under Agreements to Repurchase [Line Items]
Securities Fair Market Value	$ 2,797,268	$ 1,625,230
Repurchase Liabilities	$ 2,820,788	$ 1,759,559
Weighted Average Interest Rate	0.19%	0.34%
30 to 90 Days [Member]
Assets Sold under Agreements to Repurchase [Line Items]
Securities Fair Market Value	$ 414,091	$ 504,435
Repurchase Liabilities	$ 404,800	$ 489,302
Weighted Average Interest Rate	0.70%	1.17%
Over 90 Days [Member]
Assets Sold under Agreements to Repurchase [Line Items]
Securities Fair Market Value	$ 250	$ 1,005
Repurchase Liabilities	$ 250	$ 1,000
Weighted Average Interest Rate	0.01%

Borrowed Funds - Remaining Cont

Borrowed Funds - Remaining Contractual Maturities Of Repurchase Agreements (Detail) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Assets Sold under Agreements to Repurchase [Line Items]
Total repurchase agreements	$ 3,225,838	$ 2,249,861
2 to 29 days [Member]
Assets Sold under Agreements to Repurchase [Line Items]
Total repurchase agreements	2,820,788	1,759,559
30 to 90 Days [Member]
Assets Sold under Agreements to Repurchase [Line Items]
Total repurchase agreements	404,800	489,302
Over 90 Days [Member]
Assets Sold under Agreements to Repurchase [Line Items]
Total repurchase agreements	250	1,000
U.S. Treasury [Member]
Assets Sold under Agreements to Repurchase [Line Items]
Total repurchase agreements		2,440
U.S. Treasury [Member] | 2 to 29 days [Member]
Assets Sold under Agreements to Repurchase [Line Items]
Total repurchase agreements		2,440
U.S. Agencies [Member]
Assets Sold under Agreements to Repurchase [Line Items]
Total repurchase agreements	3,225,838	2,247,421
U.S. Agencies [Member] | 2 to 29 days [Member]
Assets Sold under Agreements to Repurchase [Line Items]
Total repurchase agreements	2,820,788	1,757,119
U.S. Agencies [Member] | 30 to 90 Days [Member]
Assets Sold under Agreements to Repurchase [Line Items]
Total repurchase agreements	404,800	489,302
U.S. Agencies [Member] | Over 90 Days [Member]
Assets Sold under Agreements to Repurchase [Line Items]
Total repurchase agreements	$ 250	$ 1,000

Regulatory Requirements - Addit

Regulatory Requirements - Additional Information (Detail) $ in Billions	12 Months Ended
	Dec. 31, 2021USD ($)	Dec. 31, 2020USD ($)
Regulatory Requirements [Line Items]
Reserve balance with Federal Reserve Bank maintained by affiliate bank	$ 4	$ 1.2
Tier 1 Capital For Capital Adequacy Purposes, Ratio	6
Total Capital For Capital Adequacy Purposes, Ratio	8
Tier 1 Capital, Actual Ratio	12.05
Total Capital, Actual Ratio	13.88
Tier 1 Leverage for Capital Adequacy Purposes, Ratio	4
Tier 1 Leverage, Actual Ratio	7.61
Tier 1 Capital To Be Well Capitalized Under Prompt Corrective Action Provisions, Ratio	10
Tier 1 Capital To Be Well Capitalized Under Prompt Corrective Action Provisions, Ratio	8
Tier 1 Leverage To Be Well Capitalized Under Prompt Corrective Action Provisions, Ratio	5
Common Equity Tier One Capital [Member]
Regulatory Requirements [Line Items]
Tier 1 Capital For Capital Adequacy Purposes, Ratio	4.5
Tier 1 Capital, Actual Ratio	12.05
Tier 1 Capital To Be Well Capitalized Under Prompt Corrective Action Provisions, Ratio	6.5

Regulatory Requirements - Actua

Regulatory Requirements - Actual Capital Amounts as well as Required and Well-Capitalized Common Equity Tier One, Tier One, Total and Tier One Leverage Ratios (Detail) $ in Thousands	Dec. 31, 2021USD ($)	Dec. 31, 2020USD ($)
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Tier 1 Capital, Actual Ratio	12.05
Tier 1 Capital For Capital Adequacy Purposes, Ratio	6
Tier 1 Capital To Be Well Capitalized Under Prompt Corrective Action Provisions, Ratio	8
Total Capital, Actual Ratio	13.88
Total Capital For Capital Adequacy Purposes, Ratio	8
Total Capital To Be Well Capitalized Under Prompt Corrective Action Provisions, Ratio	10
Tier 1 Leverage, Actual Ratio	7.61
Tier 1 Leverage for Capital Adequacy Purposes, Ratio	4
Tier 1 Leverage To Be Well Capitalized Under Prompt Corrective Action Provisions, Ratio	5
Common Equity Tier One Capital [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Tier 1 Capital, Actual Ratio	12.05
Tier 1 Capital For Capital Adequacy Purposes, Ratio	4.5
Tier 1 Capital To Be Well Capitalized Under Prompt Corrective Action Provisions, Ratio	6.5
UMB Financial Corporation [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Tier 1 Capital, Actual Amount	$ 2,885,576	$ 2,547,634
Tier 1 Capital, Actual Ratio	0.1205	0.1210
Tier 1 Capital For Capital Adequacy Purposes, Amount	$ 1,437,295	$ 1,263,315
Tier 1 Capital For Capital Adequacy Purposes, Ratio	0.0600	0.0600
Total Capital, Actual Amount	$ 3,324,284	$ 3,002,545
Total Capital, Actual Ratio	0.1388	0.1426
Total Capital For Capital Adequacy Purposes, Amount	$ 1,916,393	$ 1,684,420
Total Capital For Capital Adequacy Purposes, Ratio	0.0800	0.0800
Tier 1 Leverage, Actual Amount	$ 2,885,576	$ 2,547,634
Tier 1 Leverage, Actual Ratio	0.0761	0.0837
Tier 1 Leverage For Capital Adequacy Purposes, Amount	$ 1,517,616	$ 1,217,386
Tier 1 Leverage for Capital Adequacy Purposes, Ratio	0.0400	0.0400
UMB Financial Corporation [Member] | Common Equity Tier One Capital [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Tier 1 Capital, Actual Amount	$ 2,885,576	$ 2,547,634
Tier 1 Capital, Actual Ratio	0.1205	0.1210
Tier 1 Capital For Capital Adequacy Purposes, Amount	$ 1,077,971	$ 947,486
Tier 1 Capital For Capital Adequacy Purposes, Ratio	0.0450	0.0450
UMB Bank [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Tier 1 Capital, Actual Amount	$ 2,734,377	$ 2,492,571
Tier 1 Capital, Actual Ratio	0.1153	0.1192
Tier 1 Capital For Capital Adequacy Purposes, Amount	$ 1,422,872	$ 1,254,715
Tier 1 Capital For Capital Adequacy Purposes, Ratio	0.0600	0.0600
Tier 1 Capital To Be Well Capitalized Under Prompt Corrective Action Provisions, Amount	$ 1,897,162	$ 1,672,954
Tier 1 Capital To Be Well Capitalized Under Prompt Corrective Action Provisions, Ratio	0.0800	0.0800
Total Capital, Actual Amount	$ 2,902,996	$ 2,679,844
Total Capital, Actual Ratio	0.1224	0.1281
Total Capital For Capital Adequacy Purposes, Amount	$ 1,897,162	$ 1,672,954
Total Capital For Capital Adequacy Purposes, Ratio	0.0800	0.0800
Total Capital To Be Well Capitalized Under Prompt Corrective Action Provisions, Amount	$ 2,371,453	$ 2,091,192
Total Capital To Be Well Capitalized Under Prompt Corrective Action Provisions, Ratio	0.1000	0.1000
Tier 1 Leverage, Actual Amount	$ 2,734,377	$ 2,492,571
Tier 1 Leverage, Actual Ratio	0.0726	0.0828
Tier 1 Leverage For Capital Adequacy Purposes, Amount	$ 1,506,293	$ 1,203,559
Tier 1 Leverage for Capital Adequacy Purposes, Ratio	0.0400	0.0400
Tier 1 Leverage To Be Well Capitalized Under Prompt Corrective Action Provisions, Amount	$ 1,882,866	$ 1,504,449
Tier 1 Leverage To Be Well Capitalized Under Prompt Corrective Action Provisions, Ratio	0.0500	0.0500
UMB Bank [Member] | Common Equity Tier One Capital [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Tier 1 Capital, Actual Amount	$ 2,734,377	$ 2,492,571
Tier 1 Capital, Actual Ratio	0.1153	0.1192
Tier 1 Capital For Capital Adequacy Purposes, Amount	$ 1,067,154	$ 941,036
Tier 1 Capital For Capital Adequacy Purposes, Ratio	0.0450	0.0450
Tier 1 Capital To Be Well Capitalized Under Prompt Corrective Action Provisions, Amount	$ 1,541,444	$ 1,359,275
Tier 1 Capital To Be Well Capitalized Under Prompt Corrective Action Provisions, Ratio	0.0650	0.0650

Employee Benefits - Additional

Employee Benefits - Additional Information (Detail) - USD ($)	Apr. 23, 2013	Apr. 22, 2013	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019	Apr. 24, 2018
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Contributions related expenses			$ 2,500,000	$ 2,000,000	$ 2,000,000
Recognized matching contribution expense			11,400,000	11,000,000	10,600,000
Long-Term Incentive Compensation Plan (LTIP) [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Total intrinsic value of options exercised			12,900,000	2,000,000	1,600,000
Cash received from options exercised			18,400,000	4,600,000	3,800,000
Tax benefit realized for stock options exercised			2,600,000	345,000	766,000
Long-Term Incentive Compensation Plan (LTIP) [Member] | Maximum [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Shares of stock reserved	7,440,000	5,250,000
Benefits received by eligible employee	$ 2,000,000	$ 1,000,000
Omnibus Incentive Compensation Plan (OICP) [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Shares of stock reserved						5,400,000
Employee Stock Option [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Recognized expense			40,000	600,000	1,300,000
Employee Stock Option [Member] | Long-Term Incentive Compensation Plan (LTIP) [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Unrecognized compensation expense			0
Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Recognized expense			1,900,000	3,400,000	6,900,000
Unrecognized compensation expense			200,000
Restricted Stock Units [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Recognized expense			18,600,000	10,500,000	6,000,000
Unrecognized compensation expense			$ 15,200,000
Service Based Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vested			41,196
Service Based Restricted Stock [Member] | After Two Years [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vesting schedule			50% of the shares vest after two years of service
Service Based Restricted Stock [Member] | After Three Years [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vesting schedule			75% after three years of service
Service Based Restricted Stock [Member] | After Four Years [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vesting schedule			100% after four years of service
Service Based Restricted Stock [Member] | Long-Term Incentive Compensation Plan (LTIP) [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Unrecognized compensation expense			$ 200,000
Cost is expected to be recognized, (in years)			1 month 6 days
Total fair value of shares vested			$ 3,200,000	9,200,000	$ 8,700,000
Service Based Restricted Stock [Member] | Omnibus Incentive Compensation Plan (OICP) [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Cost is expected to be recognized, (in years)			2 years 6 months
Total fair value of shares vested			$ 6,700,000	$ 300,000
Unrecognized compensation expense			$ 11,900,000
Vested					0
Service Based Restricted Stock [Member] | Omnibus Incentive Compensation Plan (OICP) [Member] | After Two Years [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vesting schedule			50% of the units vest after two years of service
Service Based Restricted Stock [Member] | Omnibus Incentive Compensation Plan (OICP) [Member] | After Two Years [Member] | With in Four-Year [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vesting schedule			50% of the units are vested after two years
Service Based Restricted Stock [Member] | Omnibus Incentive Compensation Plan (OICP) [Member] | After Three Years [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vesting schedule			50% vest after three years of service
Service Based Restricted Stock [Member] | Omnibus Incentive Compensation Plan (OICP) [Member] | After Three Years [Member] | With in Four-Year [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vesting schedule			75% are vested after three years
Service Based Restricted Stock [Member] | Omnibus Incentive Compensation Plan (OICP) [Member] | After Four Years [Member] | With in Four-Year [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vesting schedule			100% are vested after four years
Nonqualified Stock Option Plan [Member] | Long-Term Incentive Compensation Plan (LTIP) [Member] | After Two Years [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vesting schedule			50% after two years
Nonqualified Stock Option Plan [Member] | Long-Term Incentive Compensation Plan (LTIP) [Member] | After Three Years [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vesting schedule			75% after three years
Nonqualified Stock Option Plan [Member] | Long-Term Incentive Compensation Plan (LTIP) [Member] | After Three Years [Member] | Prior to Twenty Sixteen [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vesting schedule			50% after three years
Nonqualified Stock Option Plan [Member] | Long-Term Incentive Compensation Plan (LTIP) [Member] | After Four Years [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vesting schedule			100% after four years
Nonqualified Stock Option Plan [Member] | Long-Term Incentive Compensation Plan (LTIP) [Member] | After Four Years [Member] | Prior to Twenty Sixteen [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vesting schedule			75% after four years
Nonqualified Stock Option Plan [Member] | Long-Term Incentive Compensation Plan (LTIP) [Member] | After Five Years [Member] | Prior to Twenty Sixteen [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vesting schedule			100% after five years
Performance Based Restricted Stock Unit [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Performance requirement period			3 years
Performance Based Restricted Stock Unit [Member] | Omnibus Incentive Compensation Plan (OICP) [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Cost is expected to be recognized, (in years)			1 year 8 months 12 days
Total fair value of shares vested			$ 2,700,000
Unrecognized compensation expense			$ 3,300,000
Vested			37,479	0	0

Employee Benefits - Status of S

Employee Benefits - Status of Service Based Restricted Shares (Detail) - $ / shares	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2019
Service Based Restricted Stock [Member]
Number of Shares
Nonvested, Beginning Balance	66,298
Canceled	(1,484)
Vested	(41,196)
Nonvested, Ending Balance	23,618
Weighted Average Grant Date Fair Value
Nonvested, Beginning Balance	$ 72.98
Canceled	72.80
Vested	73.39
Nonvested, Ending Balance	$ 72.28
Service Based Restricted Stock [Member] | Omnibus Incentive Compensation Plan (OICP) [Member]
Number of Shares
Vested		0
Service Based Restricted Stock Unit [Member] | Omnibus Incentive Compensation Plan (OICP) [Member]
Number of Shares
Nonvested, Beginning Balance	319,798
Granted	150,328
Canceled	(24,749)
Vested	(82,229)
Nonvested, Ending Balance	363,148
Service Based Restricted Stock Units [Member] | Omnibus Incentive Compensation Plan (OICP) [Member]
Weighted Average Grant Date Fair Value
Nonvested, Beginning Balance	$ 66.25
Granted	76.83
Canceled	69.43
Vested	66.01
Nonvested, Ending Balance	$ 70.47

Employee Benefits - Information

Employee Benefits - Information Relating to Non-qualified Option Activity (Detail) - Long-Term Incentive Compensation Plan (LTIP) [Member]	12 Months Ended
	Dec. 31, 2021USD ($)$ / sharesshares
Number of Shares
Outstanding, Beginning Balance | shares	527,941
Canceled | shares	(319)
Expired | shares	(3,046)
Exercised | shares	(353,236)
Outstanding, Ending Balance | shares	171,340
Exercisable | shares	171,340
Weighted Average Price Per Share
Outstanding, Beginning Balance | $ / shares	$ 54.89
Canceled | $ / shares	75.25
Expired | $ / shares	62.71
Exercised | $ / shares	52.23
Outstanding, Ending Balance | $ / shares	60.19
Exercisable | $ / shares	$ 60.19
Weighted Average Remaining Contractual Term
Outstanding	3 years 8 months 12 days
Exercisable	3 years 8 months 12 days
Aggregate Intrinsic Value
Outstanding | $	$ 7,867,900
Exercisable | $	$ 7,867,900

Employee Benefits - Status of P

Employee Benefits - Status of Performance Based Restricted Shares (Detail) - Omnibus Incentive Compensation Plan (OICP) [Member] - Performance Based Restricted Stock Unit [Member] - $ / shares	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Number of Shares
Nonvested, Beginning Balance	148,073
Granted	52,976
Vested	(37,479)	0	0
Performance based adjustment	2,252
Nonvested, Ending Balance	165,822	148,073
Weighted Average Grant Date Fair Value
Nonvested, Beginning Balance	$ 64.82
Granted	70.92
Vested	76.68
Performance based adjustment	76.68
Nonvested, Ending Balance	$ 64.08	$ 64.82

Business Segment Reporting - Ad

Business Segment Reporting - Additional Information (Detail) - Segment	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2019
Segment Reporting [Abstract]
Number of reportable segments	3	4

Business Segment Reporting - Sc

Business Segment Reporting - Schedule of Segment Financial Results (Detail) - USD ($) $ in Thousands		12 Months Ended
		Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Segment Reporting Information [Line Items]
Net interest income		$ 815,521	$ 731,229	$ 670,905
Provision for credit losses	[1]	20,000	130,500	32,850
Noninterest income		467,175	560,166	426,770
Noninterest expense		833,636	822,005	778,860
Income before income taxes		429,060	338,890	285,965
Income tax expense (benefit)		76,042	52,388	42,365
NET INCOME		353,018	286,502	243,600
Average assets		35,329,000	28,568,000	23,785,000
Commercial Banking [Member]
Segment Reporting Information [Line Items]
Net interest income		556,673	475,425	412,232
Provision for credit losses		15,553	119,424	26,159
Noninterest income		81,752	189,412	81,609
Noninterest expense		289,039	272,283	267,345
Income before income taxes		333,833	273,130	200,337
Income tax expense (benefit)		59,165	42,223	29,679
NET INCOME		274,668	230,907	170,658
Average assets		15,243,000	12,614,000	10,740,000
Institutional Banking [Member]
Segment Reporting Information [Line Items]
Net interest income		87,644	106,856	126,591
Provision for credit losses		630	882	975
Noninterest income		273,413	254,874	232,444
Noninterest expense		292,080	286,635	268,423
Income before income taxes		68,347	74,213	89,637
Income tax expense (benefit)		12,113	11,472	13,280
NET INCOME		56,234	62,741	76,357
Average assets		12,255,000	9,746,000	7,714,000
Personal Banking [Member]
Segment Reporting Information [Line Items]
Net interest income		171,204	148,948	132,082
Provision for credit losses		3,817	10,194	5,716
Noninterest income		112,010	115,880	112,717
Noninterest expense		252,517	263,087	243,092
Income before income taxes		26,880	(8,453)	(4,009)
Income tax expense (benefit)		4,764	(1,307)	(594)
NET INCOME		22,116	(7,146)	(3,415)
Average assets		$ 7,831,000	$ 6,208,000	$ 5,331,000
[1]	For the year ended December 31, 2019, this line represents the Provision for loan losses. See further discussion of this change in Note 2, “New Accounting Pronouncements.”

Revenue Recognition - Additiona

Revenue Recognition - Additional Information (Detail) - ASC 606 [Member] - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Disaggregation Of Revenue [Line Items]
Total receivables of revenue recognized	$ 73.6	$ 62.1
Bankcard Fees [Member]
Disaggregation Of Revenue [Line Items]
Bankcard expenses	$ 34	$ 30	$ 38.1

Revenue Recognition - Summary o

Revenue Recognition - Summary of Disaggregation of Revenue According to Revenue Stream and Business Segment (Detail) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Disaggregation Of Revenue [Line Items]
Revenue (Expense) out of Scope of ASC 606	$ 40,076	$ 160,562	$ 24,091
Noninterest income	467,175	560,166	426,770
Trust and Securities Processing [Member]
Disaggregation Of Revenue [Line Items]
Noninterest income	224,126	194,646	176,913
Trading and Investment Banking [Member]
Disaggregation Of Revenue [Line Items]
Revenue (Expense) out of Scope of ASC 606	30,146	32,190	22,725
Noninterest income	30,939	32,945	23,466
Service Charges On Deposit Accounts [Member]
Disaggregation Of Revenue [Line Items]
Revenue (Expense) out of Scope of ASC 606	315	211	145
Noninterest income	86,056	83,879	82,748
Insurance Fees and Commissions [Member]
Disaggregation Of Revenue [Line Items]
Noninterest income	1,309	1,369	1,634
Brokerage Fees [Member]
Disaggregation Of Revenue [Line Items]
Noninterest income	12,171	24,350	31,261
Bankcard Fees [Member]
Disaggregation Of Revenue [Line Items]
Revenue (Expense) out of Scope of ASC 606	(33,238)	(29,065)	(36,945)
Noninterest income	64,576	60,544	66,727
Investment Securities Gains, Net [Member]
Disaggregation Of Revenue [Line Items]
Revenue (Expense) out of Scope of ASC 606	5,057	120,634	2,245
Noninterest income	5,057	120,634	2,245
Other [Member]
Disaggregation Of Revenue [Line Items]
Revenue (Expense) out of Scope of ASC 606	37,796	36,592	35,921
Noninterest income	42,941	41,799	41,776
Commercial Banking [Member]
Disaggregation Of Revenue [Line Items]
Revenue Scope of ASC 606	89,222	81,871	91,501
Noninterest income	81,752	189,412	81,609
Commercial Banking [Member] | Service Charges On Deposit Accounts [Member]
Disaggregation Of Revenue [Line Items]
Revenue Scope of ASC 606	32,052	28,736	29,716
Commercial Banking [Member] | Brokerage Fees [Member]
Disaggregation Of Revenue [Line Items]
Revenue Scope of ASC 606	107	245	214
Commercial Banking [Member] | Bankcard Fees [Member]
Disaggregation Of Revenue [Line Items]
Revenue Scope of ASC 606	56,246	51,755	60,375
Commercial Banking [Member] | Other [Member]
Disaggregation Of Revenue [Line Items]
Revenue Scope of ASC 606	817	1,135	1,196
Institutional Banking [Member]
Disaggregation Of Revenue [Line Items]
Revenue Scope of ASC 606	236,027	213,890	202,063
Noninterest income	273,413	254,874	232,444
Institutional Banking [Member] | Trust and Securities Processing [Member]
Disaggregation Of Revenue [Line Items]
Revenue Scope of ASC 606	164,480	131,249	113,313
Institutional Banking [Member] | Trading and Investment Banking [Member]
Disaggregation Of Revenue [Line Items]
Revenue Scope of ASC 606	793	755	741
Institutional Banking [Member] | Service Charges On Deposit Accounts [Member]
Disaggregation Of Revenue [Line Items]
Revenue Scope of ASC 606	45,934	46,611	41,923
Institutional Banking [Member] | Brokerage Fees [Member]
Disaggregation Of Revenue [Line Items]
Revenue Scope of ASC 606	4,069	16,075	23,231
Institutional Banking [Member] | Bankcard Fees [Member]
Disaggregation Of Revenue [Line Items]
Revenue Scope of ASC 606	19,117	17,731	21,386
Institutional Banking [Member] | Other [Member]
Disaggregation Of Revenue [Line Items]
Revenue Scope of ASC 606	1,634	1,469	1,469
Personal Banking [Member]
Disaggregation Of Revenue [Line Items]
Revenue Scope of ASC 606	101,850	103,843	109,115
Noninterest income	112,010	115,880	112,717
Personal Banking [Member] | Trust and Securities Processing [Member]
Disaggregation Of Revenue [Line Items]
Revenue Scope of ASC 606	59,646	63,397	63,600
Personal Banking [Member] | Service Charges On Deposit Accounts [Member]
Disaggregation Of Revenue [Line Items]
Revenue Scope of ASC 606	7,755	8,321	10,964
Personal Banking [Member] | Insurance Fees and Commissions [Member]
Disaggregation Of Revenue [Line Items]
Revenue Scope of ASC 606	1,309	1,369	1,634
Personal Banking [Member] | Brokerage Fees [Member]
Disaggregation Of Revenue [Line Items]
Revenue Scope of ASC 606	7,995	8,030	7,816
Personal Banking [Member] | Bankcard Fees [Member]
Disaggregation Of Revenue [Line Items]
Revenue Scope of ASC 606	22,451	20,123	21,911
Personal Banking [Member] | Other [Member]
Disaggregation Of Revenue [Line Items]
Revenue Scope of ASC 606	$ 2,694	$ 2,603	$ 3,190

Common Stock and Earnings Per_3

Common Stock and Earnings Per Share - Summary of Share Transactions (Detail) - shares	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Earnings Per Share [Abstract]
Shares Issued, Beginning Balance	55,056,730	55,056,730	55,056,730
Shares Issued, Ending Balance	55,056,730	55,056,730	55,056,730
Shares in Treasury, Beginning Balance	(7,050,344)	(5,959,124)	(5,939,508)
Accelerated Share Repurchase Program		(653,498)
Purchase of Treasury Stock	(67,671)	(563,830)	(124,109)
Sale of Treasury Stock	6,835	11,372	12,968
Issued for stock options and restricted stock	485,255	114,736	91,525
Shares in Treasury, Ending Balance	(6,625,925)	(7,050,344)	(5,959,124)

Common Stock and Earnings Per_4

Common Stock and Earnings Per Share - Additional Information (Detail) - USD ($)	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2021	Dec. 31, 2019
Class Of Stock [Line Items]
Common stock share repurchase program, number of shares authorized to be repurchased	2,000,000	2,000,000	2,000,000
Total number of shares repurchased	653,498
BAML Share Repurchase Agreement [Member]
Class Of Stock [Line Items]
Aggregate amount of common stock, shares to be repurchase	$ 30,000,000
Total number of shares repurchased	653,498

Common Stock and Earnings Per_5

Common Stock and Earnings Per Share - Shares Used in Calculation of Basic and Diluted Earnings (Detail) - shares	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Earnings Per Share [Abstract]
Weighted average basic common shares outstanding	48,271,462	48,137,791	48,779,263
Dilutive effect of stock options and restricted stock	466,830	205,959	310,614
Weighted average diluted common shares outstanding	48,738,292	48,343,750	49,089,877

Commitments, Contingencies an_3

Commitments, Contingencies and Guarantees - Additional Information (Detail)	12 Months Ended
	Dec. 31, 2021USD ($)Activity	Dec. 31, 2020USD ($)Activity	Dec. 31, 2019USD ($)
Commitments and Contingencies Disclosure [Line Items]
Notional amount outstanding	$ 0	$ 0
Open futures contract positions and average	$ 0	$ 0
Net future activity | Activity	0	0
Gain (loss) from net futures activity			$ 5,000
Average of contracts to purchase and to sell foreign currency	$ 21,400,000	$ 21,000,000
Net gains on foreign exchange contracts	2,600,000	1,900,000	1,800,000
ACL for off-balance sheet credit exposures	2,588,000	5,588,000	$ 2,978,000
Provision for off-balance sheet credit exposures	(3,000,000)	2,610,000
Provision for Credit Losses [Member]
Commitments and Contingencies Disclosure [Line Items]
Provision for off-balance sheet credit exposures	3,000,000	2,600,000
Accrued Expenses and Taxes [Member]
Commitments and Contingencies Disclosure [Line Items]
ACL for off-balance sheet credit exposures	$ 2,600,000	5,600,000
Maximum [Member]
Commitments and Contingencies Disclosure [Line Items]
Standby letters of credit term	6 years
Standby letters of credit	$ 365,000,000	346,600,000
Minimum [Member]
Commitments and Contingencies Disclosure [Line Items]
Standby letters of credit term	3 months
Related Parties [Member]
Commitments and Contingencies Disclosure [Line Items]
Standby letters of credit	$ 28,600,000	$ 3,800,000

Commitments, Contingencies an_4

Commitments, Contingencies and Guarantees - Notional Amount of Off-Balance Sheet Financial Instruments (Detail) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Commitments to extend credit for loans (excluding credit card loans) [Member]
Commitments and Contingencies Disclosure [Line Items]
Contract or notional amount of off-balance sheet financial instruments	$ 10,122,617	$ 8,851,333
Commitments to extend credit under credit card loans [Member]
Commitments and Contingencies Disclosure [Line Items]
Contract or notional amount of off-balance sheet financial instruments	3,743,165	3,472,339
Commercial letters of credit [Member]
Commitments and Contingencies Disclosure [Line Items]
Contract or notional amount of off-balance sheet financial instruments	2,754	3,160
Standby letters of credit [Member]
Commitments and Contingencies Disclosure [Line Items]
Contract or notional amount of off-balance sheet financial instruments	365,030	346,617
Forward contracts [Member]
Commitments and Contingencies Disclosure [Line Items]
Contract or notional amount of off-balance sheet financial instruments	9,729	51,273
Spot foreign exchange contracts [Member]
Commitments and Contingencies Disclosure [Line Items]
Contract or notional amount of off-balance sheet financial instruments	$ 2,946	$ 680

Income Taxes - Additional Infor

Income Taxes - Additional Information (Detail) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Income Taxes [Line Items]
Effective income tax rates on continuing operations	17.70%	15.50%	14.80%
Statutory federal tax rate	21.00%
State net operating loss carry forwards	$ 649
Valuation allowance	1,335	$ 3,278
Net operating loss carryforward, Valuation loss	514	1,100
Change in valuation allowance, unrealized deferred tax assets	821	2,200
Gross amount of unrecognized tax benefits	8,798	6,717	$ 5,802
Total amount of unrecognized tax benefits, net of associated deferred tax benefit that would impact effective tax rate, if recognized	7,000	$ 5,300
State Jurisdiction [Member]
Income Taxes [Line Items]
Valuation allowance	$ 1,700
Minimum [Member]
Income Taxes [Line Items]
State net operating loss carry forwards, expiration year	2022
Maximum [Member]
Income Taxes [Line Items]
State net operating loss carry forwards, expiration year	2041

Income Taxes - Components of In

Income Taxes - Components of Income Tax Expense (Benefit) from Continuing Operations (Detail) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Current tax
Federal	$ 72,410	$ 49,053	$ 37,134
State	16,356	8,171	5,384
Total current tax expense	88,766	57,224	42,518
Deferred tax
Federal	(9,872)	(4,045)	(177)
State	(2,852)	(791)	24
Total deferred tax benefit	(12,724)	(4,836)	(153)
Total tax expense	$ 76,042	$ 52,388	$ 42,365

Income Taxes - Reconciliation B

Income Taxes - Reconciliation Between Income Tax Expense and Amount Computed by Applying Federal Statutory Tax Rate from Continuing Operations (Detail) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Income Tax Disclosure [Abstract]
Statutory federal income tax expense	$ 90,103	$ 71,167	$ 60,053
Tax-exempt interest income	(20,635)	(20,914)	(18,725)
Tax-exempt life insurance related income	(2,631)	(3,420)	(4,007)
Meals, entertainment and related expenses	580	924	1,647
State and local income taxes, net of federal tax benefits	10,659	5,835	4,273
Equity-based compensation	(1,889)	(299)	(597)
Federal tax credits, net of amortization of LIHTC investments	(2,634)	(1,772)	(980)
Other	2,489	867	701
Total tax expense	$ 76,042	$ 52,388	$ 42,365

Income Taxes - Components of De

Income Taxes - Components of Deferred Tax Assets and Liabilities (Detail) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Deferred tax assets:
Loans, principally due to allowance for credit losses	$ 45,029	$ 52,583
Equity-based compensation	6,493	6,293
Accrued expenses	23,032	19,878
Deferred compensation	16,320	14,830
Miscellaneous	5,515	6,471
Total deferred tax assets before valuation allowance	96,389	100,055
Valuation allowance	(1,335)	(3,278)
Total deferred tax assets	95,054	96,777
Deferred tax liabilities:
Net unrealized gain on securities available for sale	(35,447)	(97,434)
Securities	(788)	(13,462)
Land, buildings and equipment	(37,370)	(41,339)
Original issue discount	(1,486)	(1,969)
Partnership investments	(5,627)	(6,948)
Trust preferred securities	(7,250)	(7,538)
Intangibles	(20,067)	(15,215)
Miscellaneous	(9,121)	(8,430)
Total deferred tax liabilities	(117,156)	(192,335)
Net deferred tax liability	$ (22,102)	$ (95,558)

Income Taxes - Reconciliation o

Income Taxes - Reconciliation of Unrecognized Tax Benefits (Detail) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Income Tax Disclosure [Abstract]
Unrecognized tax benefits - opening balance	$ 6,717	$ 5,802
Gross increases - tax positions in prior period	291
Gross decreases - tax positions in prior period		(96)
Gross increases - current-period tax positions	2,201	1,656
Lapse of statute of limitations	(411)	(645)
Unrecognized tax benefits - ending balance	$ 8,798	$ 6,717

Derivatives and Hedging Activ_3

Derivatives and Hedging Activities - Summary of Fair Value of Derivative Assets and Liabilities (Detail) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Derivatives, Fair Value [Line Items]
Derivative Assets, Fair Value	$ 57,680	$ 103,554
Derivative Assets, Fair Value	13,944	9,375
Derivatives not Designated as Hedging Instruments [Member]
Derivatives, Fair Value [Line Items]
Derivative Assets, Fair Value	57,134	103,506
Derivative Assets, Fair Value	13,944	9,375
Derivatives Designated as Hedging Instruments [Member]
Derivatives, Fair Value [Line Items]
Derivative Assets, Fair Value	$ 546	$ 48

Derivatives and Hedging Activ_4

Derivatives and Hedging Activities - Additional Information (Detail)	12 Months Ended
	Dec. 31, 2021USD ($)Derivative	Dec. 31, 2020USD ($)Derivative	Aug. 28, 2020USD ($)
Derivative Instruments and Hedging Activities Disclosures [Line Items]
Termination value of derivatives in net liability position	$ 7,900,000
Collateral posted for derivative instruments	$ 12,700,000
Derivatives Designated as Hedging Instruments [Member] | Cash Flow Hedging [Member]
Derivative Instruments and Hedging Activities Disclosures [Line Items]
Interest rate hedging exposure to variability in future cash flows for forecasted transactions, maximum period	14 years 8 months 12 days
Interest Rate Swap [Member] | Derivatives Designated as Hedging Instruments [Member] | Fair Value Hedging [Member]
Derivative Instruments and Hedging Activities Disclosures [Line Items]
Derivative, notional amount	$ 1,000,000,000	$ 5,000,000
Number of interest rate swaps | Derivative	10	1
Interest Rate Swap [Member] | Derivatives Designated as Hedging Instruments [Member] | Cash Flow Hedging [Member]
Derivative Instruments and Hedging Activities Disclosures [Line Items]
Derivative, notional amount	$ 51,500,000	$ 51,500,000
Number of interest rate swaps | Derivative	2	2
Interest Rate Swap [Member] | Derivatives Designated as Hedging Instruments [Member] | Cash Flow Hedging [Member] | Interest Expense [Member]
Derivative Instruments and Hedging Activities Disclosures [Line Items]
Reclassification from AOCI to interest	$ 1,200,000
Interest Rate Swap [Member] | Derivatives not Designated as Hedging Instruments [Member]
Derivative Instruments and Hedging Activities Disclosures [Line Items]
Derivative, notional amount	$ 2,900,000,000	$ 2,500,000,000
Number of interest rate swaps | Derivative	188	176
Interest Rate Floor [Member] | Derivatives Designated as Hedging Instruments [Member] | Cash Flow Hedging [Member]
Derivative Instruments and Hedging Activities Disclosures [Line Items]
Derivative, notional amount			$ 750,000,000
Net asset fair value			$ 34,100,000
Unrealized gain on terminated interest rate floor remaining in AOCI, pre tax	$ 12,300,000	$ 17,000,000
Unrealized gain on terminated interest rate floor remaining in AOCI, net of tax	$ 9,400,000	$ 12,900,000
Unrealized gain reclassification to earnings, remaining term	2 years 8 months 12 days
Interest rate floor termination date	Aug. 28, 2020
Interest Rate Floor [Member] | Derivatives Designated as Hedging Instruments [Member] | Cash Flow Hedging [Member] | Increase To Interest Income [Member]
Derivative Instruments and Hedging Activities Disclosures [Line Items]
Reclassification from AOCI to interest	$ 5,000,000

Derivatives and Hedging Activ_5

Derivatives and Hedging Activities - Summary of Amount of Gain (Loss) Recognized in Other Non-Interest Expense in Consolidated Statements of Income Related to Derivative Assets and Liabilities (Detail) - Interest Rate Swap [Member] - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Derivatives not Designated as Hedging Instruments [Member]
Derivative Instruments, Gain (Loss) [Line Items]
Amount of Gain (Loss) Recognized	$ 387	$ (720)	$ 464
Derivatives Designated as Hedging Instruments [Member]
Derivative Instruments, Gain (Loss) [Line Items]
Amount of Gain (Loss) Recognized	(601)
Derivatives Designated as Hedging Instruments [Member] | Fair value adjustments on derivatives [Member]
Derivative Instruments, Gain (Loss) [Line Items]
Amount of Gain (Loss) Recognized	5,231	(139)	(150)
Derivatives Designated as Hedging Instruments [Member] | Fair Value Hedging [Member]
Derivative Instruments, Gain (Loss) [Line Items]
Amount of Gain (Loss) Recognized	$ (5,832)	$ 139	$ 150

Derivatives and Hedging Activ_6

Derivatives and Hedging Activities - Summary of Effect of Hedges On AOCI in Consolidated Statements of Comprehensive Income Related to Company's Derivative Assets and Liabilities (Detail) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Derivative Instruments, Gain (Loss) [Line Items]
Gain (Loss) Recognized in OCI on Derivative	$ 3,106	$ 20,979	$ (15,318)
Gain (Loss) Reclassified from AOCI into Earnings	3,352	1,905	(1,023)
Derivatives Designated as Hedging Instruments [Member] | Cash Flow Hedging [Member]
Derivative Instruments, Gain (Loss) [Line Items]
Gain (Loss) Recognized in OCI on Derivative	3,106	20,979	(15,318)
Gain (Loss) Recognized in OCI Included Component	3,106	27,506	(10,285)
Gain (Loss)Recognized in OCI Excluded Component		(6,527)	(5,033)
Gain (Loss) Reclassified from AOCI into Earnings	3,352	1,905	(1,023)
Gain (Loss) Reclassified from AOCI into Earnings Included Component	5,602	4,360	(149)
Gain (Loss) Reclassified from AOCI into Earnings Excluded Component	(2,250)	(2,455)	(874)
Derivatives Designated as Hedging Instruments [Member] | Interest Rate Floor [Member] | Cash Flow Hedging [Member]
Derivative Instruments, Gain (Loss) [Line Items]
Gain (Loss) Recognized in OCI on Derivative		28,390	(9,278)
Gain (Loss) Recognized in OCI Included Component		34,917	(4,245)
Gain (Loss)Recognized in OCI Excluded Component		(6,527)	(5,033)
Gain (Loss) Reclassified from AOCI into Earnings	4,696	2,943	(874)
Gain (Loss) Reclassified from AOCI into Earnings Included Component	6,946	5,398
Gain (Loss) Reclassified from AOCI into Earnings Excluded Component	(2,250)	(2,455)	(874)
Derivatives Designated as Hedging Instruments [Member] | Interest Rate Swap [Member] | Cash Flow Hedging [Member]
Derivative Instruments, Gain (Loss) [Line Items]
Gain (Loss) Recognized in OCI on Derivative	3,106	(7,411)	(6,040)
Gain (Loss) Recognized in OCI Included Component	3,106	(7,411)	(6,040)
Gain (Loss) Reclassified from AOCI into Earnings	(1,344)	(1,038)	(149)
Gain (Loss) Reclassified from AOCI into Earnings Included Component	$ (1,344)	$ (1,038)	$ (149)

Disclosures About Fair Value _3

Disclosures About Fair Value of Financial Instruments - Assets and Liabilities Measured at Fair Value on Recurring Basis (Detail) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Trading securities	$ 31,875	$ 35,020
Securities available for sale	11,976,514	9,299,688
Derivative Assets, Fair Value	57,680	103,554
Derivative Liabilities, Fair Value	13,944	9,375
Securities sold not yet purchased	3,200	2,200
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Trading securities	5,985	14,903
Securities available for sale	387,020	111,939
Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Trading securities	25,890	20,117
Securities available for sale	11,589,494	9,187,749
Collateralized Loan Obligations [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	76,819
U.S. Treasury [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	69,174	30,740
U.S. Agencies [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	124,932	95,949
Mortgage-backed [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	7,965,055	5,468,181
State and political subdivisions [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	3,422,688	3,623,619
Corporates [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	317,846	81,199
Fair Value Measurement, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Trading securities	31,875	35,020
Securities available for sale	11,976,514	9,299,688
Equity securities with readily determinable fair values	64,149	134,197
Company-owned life insurance	65,245	63,575
Bank-owned life insurance	498,373	387,513
Derivative Assets, Fair Value	57,680	103,554
Total	12,693,836	10,023,547
Derivative Liabilities, Fair Value	13,944	9,375
Securities sold not yet purchased	3,197	2,177
Total	17,141	11,552
Fair Value Measurement, Recurring [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Trading securities	5,985	14,903
Securities available for sale	387,020	111,939
Equity securities with readily determinable fair values	64,149	134,197
Total	457,154	261,039
Fair Value Measurement, Recurring [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Trading securities	25,890	20,117
Securities available for sale	11,589,494	9,187,749
Company-owned life insurance	65,245	63,575
Bank-owned life insurance	498,373	387,513
Derivative Assets, Fair Value	57,680	103,554
Total	12,236,682	9,762,508
Derivative Liabilities, Fair Value	13,944	9,375
Securities sold not yet purchased	3,197	2,177
Total	17,141	11,552
Fair Value Measurement, Recurring [Member] | Collateralized Loan Obligations [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	76,819
Fair Value Measurement, Recurring [Member] | Collateralized Loan Obligations [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	76,819
Fair Value Measurement, Recurring [Member] | Trading - other [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Trading securities	360	13,541
Fair Value Measurement, Recurring [Member] | Trading - other [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Trading securities	360	13,541
Fair Value Measurement, Recurring [Member] | U.S. Treasury [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Trading securities	1,625	651
Securities available for sale	69,174	30,740
Fair Value Measurement, Recurring [Member] | U.S. Treasury [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Trading securities	1,625	651
Securities available for sale	69,174	30,740
Fair Value Measurement, Recurring [Member] | U.S. Agencies [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Trading securities	2,159	1,568
Securities available for sale	124,932	95,949
Fair Value Measurement, Recurring [Member] | U.S. Agencies [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Trading securities	2,159	1,568
Securities available for sale	124,932	95,949
Fair Value Measurement, Recurring [Member] | Mortgage-backed [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Trading securities	2,060	4
Securities available for sale	7,965,055	5,468,181
Fair Value Measurement, Recurring [Member] | Mortgage-backed [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Trading securities	2,060	4
Securities available for sale	7,965,055	5,468,181
Fair Value Measurement, Recurring [Member] | State and political subdivisions [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Trading securities	21,671	18,545
Securities available for sale	3,422,688	3,623,619
Fair Value Measurement, Recurring [Member] | State and political subdivisions [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Trading securities	21,671	18,545
Securities available for sale	3,422,688	3,623,619
Fair Value Measurement, Recurring [Member] | Corporates [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Trading securities	4,000	711
Securities available for sale	317,846	81,199
Fair Value Measurement, Recurring [Member] | Corporates [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Trading securities	4,000	711
Securities available for sale	$ 317,846	$ 81,199

Disclosures About Fair Value _4

Disclosures About Fair Value of Financial Instruments - Assets Measured at Fair Value on Non-Recurring Basis (Detail) - Fair Value, Measurements, Non-Recurring [Member] - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value	$ 46,979	$ 38,793
Total Gains (Losses)Recognized	1,521	(10,327)
Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value	46,979	38,793
Collateral Dependent Assets
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value	46,979	35,995
Total Gains (Losses)Recognized	1,521	(9,389)
Collateral Dependent Assets | Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value	$ 46,979	35,995
Other real estate owned [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value		2,798
Total Gains (Losses)Recognized		(938)
Other real estate owned [Member] | Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value		$ 2,798

Disclosures About Fair Value _5

Disclosures About Fair Value of Financial Instruments - Estimated Fair Value of Financial Instruments (Detail) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Cash and short-term investments	$ 10,472,084	$ 5,191,015
Securities available for sale	11,976,514	9,299,688
Total held to maturity securities	1,480,416	1,014,614
Trading securities	31,875	35,020
Other securities	327,098	296,053
Loans (exclusive of allowance for credit/loan losses)	17,172,148	16,110,359
Derivatives	57,680	103,554
Demand and savings deposits	34,748,286	26,175,156
Time deposits	851,641	876,095
Other borrowings	3,238,435	2,315,497
Long-term debt	271,544	269,595
Derivatives	13,944	9,375
Estimate of Fair Value Measurement [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Cash and short-term investments	10,472,084	5,191,015
Securities available for sale	11,976,514	9,299,688
Total held to maturity securities	1,442,391	1,029,444
Trading securities	31,875	35,020
Other securities	327,098	296,053
Loans (exclusive of allowance for credit/loan losses)	17,506,662	16,413,132
Derivatives	57,680	103,554
Demand and savings deposits	34,748,286	26,175,156
Time deposits	851,641	879,841
Other borrowings	3,238,435	2,315,497
Long-term debt	285,961	299,858
Derivatives	13,944	9,375
Commitments to extend credit for loans	7,841	6,405
Commercial letters of credit	179	150
Standby letters of credit	3,553	3,365
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Cash and short-term investments	9,255,727	3,540,680
Securities available for sale	387,020	111,939
Trading securities	5,985	14,903
Other securities	64,149	134,197
Demand and savings deposits	34,748,286	26,175,156
Other borrowings	12,597	65,636
Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Cash and short-term investments	1,216,357	1,650,335
Securities available for sale	11,589,494	9,187,749
Total held to maturity securities	1,442,391	1,029,444
Trading securities	25,890	20,117
Other securities	262,949	161,856
Loans (exclusive of allowance for credit/loan losses)	17,506,662	16,413,132
Derivatives	57,680	103,554
Time deposits	851,641	879,841
Other borrowings	3,225,838	2,249,861
Long-term debt	285,961	299,858
Derivatives	$ 13,944	$ 9,375

Parent Company Financial Info_3

Parent Company Financial Information - Schedule of Parent Company Balance Sheets (Detail) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
ASSETS
Goodwill on purchased affiliates	$ 174,518	$ 180,867	$ 180,867
Investment securities and other	13,813,963	10,642,765
Total assets	42,693,484	33,127,504
LIABILITIES AND SHAREHOLDERS' EQUITY
Long-term debt	271,544	269,595
Total liabilities	39,548,060	30,110,556
Shareholders' equity	3,145,424	3,016,948	$ 2,606,440	$ 2,228,470
Total liabilities and shareholders' equity	42,693,484	33,127,504
Parent Company [Member]
ASSETS
Investment in subsidiaries: Banks	2,970,227	2,902,559
Investment in subsidiaries: Non-banks	169,123	138,450
Total investment in subsidiaries	3,139,350	3,041,009
Goodwill on purchased affiliates	5,011	5,011
Cash	185,372	172,745
Investment securities and other	155,196	135,609
Total assets	3,484,929	3,354,374
LIABILITIES AND SHAREHOLDERS' EQUITY
Long-term debt	271,544	269,595
Accrued expenses and other	67,961	67,831
Total liabilities	339,505	337,426
Shareholders' equity	3,145,424	3,016,948
Total liabilities and shareholders' equity	$ 3,484,929	$ 3,354,374

Parent Company Financial Info_4

Parent Company Financial Information - Schedule of Parent Company Statements of Income and Comprehensive Income (Detail) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
EXPENSE
Salaries and employee benefits	$ 504,442	$ 495,464	$ 461,445
Income tax expense (benefit)	76,042	52,388	42,365
NET INCOME	353,018	286,502	243,600
Other comprehensive (loss) income	(192,026)	235,160	178,962
Comprehensive income	160,992	521,662	422,562
Parent Company [Member]
INCOME
Dividends and income received from subsidiaries	129,217	78,360	56,500
Service fees from subsidiaries	60,346	49,191	52,416
Other	12,771	9,241	11,249
Total income	202,334	136,792	120,165
EXPENSE
Salaries and employee benefits	62,109	56,919	57,487
Other	31,022	22,657	21,124
Total expense	93,131	79,576	78,611
Income before income taxes and equity in undistributed earnings of subsidiaries	109,203	57,216	41,554
Income tax expense (benefit)	(10,322)	(6,230)	12,201
Income before equity in undistributed earnings of subsidiaries	119,525	63,446	29,353
Banks	263,084	234,014	221,215
Non-Banks	(29,591)	(10,958)	(6,968)
NET INCOME	353,018	286,502	243,600
Other comprehensive (loss) income	(192,026)	235,160	178,962
Comprehensive income	$ 160,992	$ 521,662	$ 422,562

Parent Company Financial Info_5

Parent Company Financial Information - Schedule of Parent Company Statements of Cash Flows (Detail) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
OPERATING ACTIVITIES
Net income	$ 353,018	$ 286,502	$ 243,600
Depreciation and amortization	55,747	62,803	56,258
Amortization of debt issuance costs	450	131
Equity based compensation	21,208	15,120	14,850
Net tax benefit related to equity compensation plans	2,597	345	766
Changes in other assets and liabilities, net	99,558	(128,091)	(112,563)
Net cash provided by operating activities	534,082	373,598	339,933
INVESTING ACTIVITIES
Net cash used in investing activities	(4,235,490)	(4,491,087)	(2,985,161)
FINANCING ACTIVITIES
Cash dividends paid	(66,750)	(60,281)	(59,436)
Proceeds from short-term debt		15,000
Repayment of short-term debt		(15,000)
Proceeds from long-term debt		200,000
Payment of debt issuance costs		(2,250)
Purchases of treasury stock	(5,506)	(63,766)	(4,496)
Net cash provided by financing activities	9,418,406	5,945,885	2,640,277
Cash and cash equivalents at beginning of period	3,497,566
Cash and cash equivalents at end of period	9,214,564	3,497,566
Parent Company [Member]
OPERATING ACTIVITIES
Net income	353,018	286,502	243,600
Equity in earnings of subsidiaries	(362,709)	(301,415)	(270,747)
Dividends received from subsidiaries	129,217	78,360	56,500
Depreciation and amortization	15	15	(78)
Amortization of debt issuance costs	450	131
Equity based compensation	21,208	15,120	14,850
Net tax benefit related to equity compensation plans	2,597	345	766
Changes in other assets and liabilities, net	(6,646)	(2,069)	(7,864)
Net cash provided by operating activities	137,150	76,989	37,027
INVESTING ACTIVITIES
Net capital investment in subsidiaries	(60,264)	(96,678)	(331)
Net (increase) decrease in investment securities	(11,051)	(29,648)	21
Net cash used in investing activities	(71,315)	(126,326)	(310)
FINANCING ACTIVITIES
Cash dividends paid	(66,750)	(60,281)	(59,436)
Proceeds from short-term debt		15,000
Repayment of short-term debt		(15,000)
Proceeds from long-term debt		200,000
Payment of debt issuance costs		(2,250)
Proceeds from exercise of stock options and sales of treasury stock	19,048	5,186	4,637
Purchases of treasury stock	(5,506)	(63,766)	(4,496)
Net cash provided by financing activities	(53,208)	78,889	(59,295)
Net increase (decrease) in cash	12,627	29,552	(22,578)
Cash and cash equivalents at beginning of period	172,745	143,193	165,771
Cash and cash equivalents at end of period	$ 185,372	$ 172,745	$ 143,193