UMB Financial (UMBF) 10-K 23 Feb 23 2022 FY Annual report Financial data

Document and Entity Information

Document and Entity Information - USD ($)	12 Months Ended
	Dec. 31, 2022	Feb. 16, 2023	Jun. 30, 2022
Cover [Abstract]
Document Type	10-K
Amendment Flag	false
Document Period End Date	Dec. 31, 2022
Document Fiscal Year Focus	2022
Document Fiscal Period Focus	FY
Entity Registrant Name	UMB FINANCIAL CORP
Trading Symbol	UMBF
Entity Central Index Key	0000101382
Current Fiscal Year End Date	--12-31
Entity Well-known Seasoned Issuer	Yes
Entity Current Reporting Status	Yes
Entity Voluntary Filers	No
Entity Interactive Data Current	Yes
Entity Filer Category	Large Accelerated Filer
Entity Small Business	false
Entity Emerging Growth Company	false
Entity Shell Company	false
ICFR Auditor Attestation Flag	true
Entity Common Stock, Shares Outstanding		48,503,947
Entity Public Float			$ 3,765,571,733
Title of 12(b) Security	Common Stock, $1.00 Par Value
Security Exchange Name	NASDAQ
Entity File Number	001-38481
Entity Incorporation, State or Country Code	MO
Entity Tax Identification Number	43-0903811
Entity Address, Address Line One	1010 Grand Boulevard
Entity Address, City or Town	Kansas City
Entity Address, State or Province	MO
Entity Address, Postal Zip Code	64106
City Area Code	816
Local Phone Number	860-7000
Document Annual Report	true
Document Transition Report	false
Auditor Firm ID	185
Auditor Name	KPMG LLP
Auditor Location	Kansas City, Missouri
Documents Incorporated by Reference	Portions of the Company's Definitive Proxy Statement on Schedule 14A (the “Proxy Statement”) to be delivered to shareholders in connection with the Annual Meeting of Shareholders to be held on April 26, 2023, are incorporated by reference into Part III of this Annual Report on Form 10-K.

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
ASSETS
Loans	$ 21,031,189	$ 17,170,871
Allowance for credit losses on loans	(191,836)	(194,771)
Net loans	20,839,353	16,976,100
Loans held for sale	1,978	1,277
Securities:
Available for sale (amortized cost of $7,777,950 and $11,822,584, respectively)	7,006,347	11,976,514
Held to maturity, net of allowance for credit losses of $2,407 and $1,940, respectively (fair value of $5,280,659 and $1,442,391, respectively)	5,859,192	1,478,476
Trading securities	17,980	31,875
Other securities	349,758	327,098
Total securities	13,233,277	13,813,963
Federal funds sold and securities purchased under agreements to resell	958,597	1,216,357
Interest-bearing due from banks	1,179,105	8,841,906
Cash and due from banks	500,682	413,821
Premises and equipment, net	263,649	270,933
Accrued income	189,231	131,102
Goodwill	207,385	174,518
Other intangibles, net	78,724	14,416
Other assets	1,060,480	839,091
Total assets	38,512,461	42,693,484
Deposits:
Noninterest-bearing demand	13,260,363	16,342,642
Interest-bearing demand and savings	18,461,632	18,405,644
Time deposits under $250,000	379,087	403,660
Time deposits of $250,000 or more	538,051	447,981
Total deposits	32,639,133	35,599,927
Federal funds purchased and repurchase agreements	2,222,167	3,238,435
Long-term debt	381,311	271,544
Accrued expenses and taxes	239,624	249,492
Other liabilities	363,133	188,662
Total liabilities	35,845,368	39,548,060
SHAREHOLDERS’ EQUITY
Common stock, $1.00 par value; 80,000,000 shares authorized; 55,056,730 shares issued, 48,319,404 and 48,430,805 shares outstanding, respectively	55,057	55,057
Capital surplus	1,125,949	1,110,520
Retained earnings	2,536,086	2,176,998
Accumulated other comprehensive (loss) income, net	(702,735)	126,314
Treasury stock, 6,737,326 and 6,625,925 shares, at cost, respectively	(347,264)	(323,465)
Total shareholders' equity	2,667,093	3,145,424
Total liabilities and shareholders' equity	$ 38,512,461	$ 42,693,484

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parenthetical) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Statement Of Financial Position [Abstract]
Available for sale securities, amortized cost	$ 7,777,950	$ 11,822,584
Held to maturity securities, allowance for credit losses	2,407	1,940
Held to Maturity, Fair value	$ 5,280,659	$ 1,442,391
Common stock, par value	$ 1	$ 1
Common stock, shares authorized	80,000,000	80,000,000
Common stock, shares issued	55,056,730	55,056,730
Common stock, shares outstanding	48,319,404	48,430,805
Treasury stock, shares	6,737,326	6,625,925

Consolidated Statements of Inco

Consolidated Statements of Income - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
INTEREST INCOME
Loans	$ 810,007	$ 619,273	$ 585,957
Securities:
Taxable interest	192,121	127,625	105,701
Tax-exempt interest	97,190	98,305	99,820
Total securities income	289,311	225,930	205,521
Federal funds and resell agreements	19,109	10,048	11,840
Interest-bearing due from banks	18,582	5,417	3,744
Trading securities	511	854	1,427
Total interest income	1,137,520	861,522	808,489
INTEREST EXPENSE
Deposits	167,553	26,412	58,214
Federal funds and repurchase agreements	40,703	6,934	11,787
Other	15,467	12,655	7,259
Total interest expense	223,723	46,001	77,260
Net interest income	913,797	815,521	731,229
Provision for credit losses	37,900	20,000	130,500
Net interest income after provision for credit losses	875,897	795,521	600,729
NONINTEREST INCOME
Trust and securities processing	237,207	224,126	194,646
Trading and investment banking	23,201	30,939	32,945
Service charges on deposit accounts	85,167	86,056	83,879
Insurance fees and commissions	1,338	1,309	1,369
Brokerage fees	43,019	12,171	24,350
Bankcard fees	73,451	64,576	60,544
Investment securities gains, net	58,444	5,057	120,634
Other	32,406	42,941	41,799
Total noninterest income	554,233	467,175	560,166
NONINTEREST EXPENSE
Salaries and employee benefits	524,431	504,442	495,464
Occupancy, net	48,848	47,345	47,476
Equipment	74,259	78,398	85,719
Supplies and services	13,590	14,986	15,537
Marketing and business development	25,699	18,533	14,679
Processing fees	82,227	67,563	54,213
Legal and consulting	39,095	32,406	29,765
Bankcard	26,367	19,145	18,954
Amortization of other intangible assets	5,037	4,757	6,517
Regulatory fees	15,378	11,894	10,279
Other	43,188	34,167	43,402
Total noninterest expense	898,119	833,636	822,005
Income before income taxes	532,011	429,060	338,890
Income tax expense	100,329	76,042	52,388
NET INCOME	$ 431,682	$ 353,018	$ 286,502
PER SHARE DATA
Net income – basic	$ 8.93	$ 7.31	$ 5.95
Net income – diluted	8.86	7.24	5.93
Dividends	$ 1.49	$ 1.38	$ 1.25
Weighted average shares outstanding – basic	48,340,922	48,271,462	48,137,791
Weighted average shares outstanding – diluted	48,747,399	48,738,292	48,343,750

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Statement Of Income And Comprehensive Income [Abstract]
Net income	$ 431,682	$ 353,018	$ 286,502
Unrealized gains and losses on debt securities:
Change in unrealized holding gains and losses, net	(1,137,417)	(244,695)	295,552
Less: Reclassification adjustment for gains included in net income		(7,817)	(6,980)
Amortization of net unrealized loss on securities transferred from available-for-sale to held-to-maturity	36,894
Change in unrealized gains and losses on debt securities during the period	(1,100,523)	(252,512)	288,572
Unrealized gains and losses on derivative hedges:
Change in unrealized gains and losses on derivative hedges	12,608	3,106	20,979
Less: Reclassification adjustment for gains included in net income	(5,353)	(3,352)	(1,905)
Change in unrealized gains and losses on derivative hedges	7,255	(246)	19,074
Other comprehensive (loss) income, before tax	(1,093,268)	(252,758)	307,646
Income tax benefit (expense)	264,219	60,732	(72,486)
Other comprehensive (loss) income	(829,049)	(192,026)	235,160
Comprehensive (loss) income	$ (397,367)	$ 160,992	$ 521,662

Consolidated Statements of Chan

Consolidated Statements of Changes in Shareholders' Equity - USD ($) $ in Thousands	Total	Cumulative Effect Adjustments	[1]	Adjusted Balance	Common Stock	Common Stock Adjusted Balance	Capital Surplus	Capital Surplus Adjusted Balance	Retained Earnings	Retained Earnings Cumulative Effect Adjustments	[1]	Retained Earnings Adjusted Balance	Accumulated Other Comprehensive Income (Loss)	Accumulated Other Comprehensive Income (Loss) Adjusted Balance	Treasury Stock	Treasury Stock Adjusted Balance
Beginning Balance at Dec. 31, 2019	$ 2,606,440	$ (7,039)		$ 2,599,401	$ 55,057	$ 55,057	$ 1,073,764	$ 1,073,764	$ 1,672,438	$ (7,039)		$ 1,665,399	$ 83,180	$ 83,180	$ (277,999)	$ (277,999)
Total comprehensive income (loss)	521,662								286,502				235,160
Dividends	(60,655)								(60,655)
Purchase of treasury stock	(63,766)						616								(64,382)
Forfeitures of equity awards, net of issuances	608						624								(16)
Recognition of equity-based compensation	14,512						14,512
Sale of treasury stock	615						201								414
Exercise of stock options	4,571						733								3,838
Ending Balance at Dec. 31, 2020	3,016,948				55,057		1,090,450		1,891,246				318,340		(338,145)
Total comprehensive income (loss)	160,992								353,018				(192,026)
Dividends	(67,266)								(67,266)
Purchase of treasury stock	(5,506)														(5,506)
Forfeitures of equity awards, net of issuances	694						(4,605)								5,299
Recognition of equity-based compensation	20,514						20,514
Sale of treasury stock	599						316								283
Exercise of stock options	18,449						3,845								14,604
Ending Balance at Dec. 31, 2021	3,145,424				55,057		1,110,520		2,176,998				126,314		(323,465)
Total comprehensive income (loss)	(397,367)								431,682				(829,049)
Dividends	(72,594)								(72,594)
Purchase of treasury stock	(31,997)														(31,997)
Forfeitures of equity awards, net of issuances	679						(6,143)								6,822
Recognition of equity-based compensation	20,812						20,812
Sale of treasury stock	596						351								245
Exercise of stock options	1,540						409								1,131
Ending Balance at Dec. 31, 2022	$ 2,667,093				$ 55,057		$ 1,125,949		$ 2,536,086				$ (702,735)		$ (347,264)
[1]Related to the adoption of ASU No. 2016-13.  See Note 2, “New Accounting Pronouncements,” for further detail.

Consolidated Statements of Ch_2

Consolidated Statements of Changes in Shareholders' Equity (Parenthetical) - $ / shares	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Statement Of Stockholders Equity [Abstract]
Dividends, per share	$ 1.49	$ 1.38	$ 1.25

Consolidated Statements of Cash

Consolidated Statements of Cash Flows - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
OPERATING ACTIVITIES
Net income	$ 431,682	$ 353,018	$ 286,502
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for credit losses	37,900	20,000	130,500
Net amortization of premiums and discounts from acquisition	1,340	535	251
Depreciation and amortization	54,022	55,747	62,803
Amortization of debt issuance costs	556	450	131
Deferred income tax benefit	(6,308)	(12,724)	(4,836)
Net decrease (increase) in trading securities and other earning assets	13,895	(10,329)	10,598
Gains on investment securities, net	(58,444)	(5,057)	(120,634)
Gains on sales of assets	(3,063)	(2,666)	(797)
Amortization of securities premiums, net of discount accretion	45,184	53,467	44,302
Originations of loans held for sale	(47,639)	(137,337)	(128,123)
Gains on sales of loans held for sale, net	(1,195)	(5,128)	(3,964)
Proceeds from sales of loans held for sale	48,133	147,896	133,182
Equity based compensation	21,491	21,208	15,120
Changes in:
Accrued income	(58,222)	4,587	(15,384)
Accrued expenses and taxes	(10,995)	(51,740)	91,693
Other assets and liabilities, net	301,217	102,155	(127,746)
Net cash provided by operating activities	769,554	534,082	373,598
Securities held to maturity:
Maturities, calls and principal repayments	460,413	198,783	193,629
Purchases	(990,648)	(664,661)	(92,141)
Securities available for sale:
Sales	0	372,644	315,890
Maturities, calls and principal repayments	1,114,560	1,743,809	2,455,185
Purchases	(1,205,396)	(5,080,172)	(4,373,394)
Equity securities with readily determinable fair values:
Sales	46,379	79,013
Maturities, calls and principal repayments			50,047
Purchases	(1,085)	(6,376)	(75,177)
Equity securities without readily determinable fair values:
Sales	194	14
Maturities, calls and principal repayments	172	2,514	16,735
Purchases	(29,660)	(77,709)	(9,145)
Payment of low-income housing tax credit (LIHTC) investment commitments	(35,854)	(15,410)	(42,995)
Net increase in loans	(3,952,154)	(1,117,707)	(2,693,761)
Net decrease (increase) in fed funds sold and resell agreements	257,760	433,978	(71,990)
Net cash activity from acquisitions and divestitures	548,624	18,431	24
Net (increase) decrease in interest-bearing balances due from other financial institutions	(13,705)	7,146	(13,835)
Purchases of bank premises and equipment	(51,716)	(33,687)	(60,216)
Proceeds from sales of bank premises and equipment	6,731	3,900	8,568
Purchases of bank-owned and company-owned life insurance		(100,000)	(100,000)
Proceeds from bank-owned and company-owned life insurance death benefit			1,489
Net cash used in investing activities	(3,845,385)	(4,235,490)	(4,491,087)
FINANCING ACTIVITIES
Net (decrease) increase in demand and savings deposits	(3,636,068)	8,573,130	5,798,276
Net increase (decrease) in time deposits	65,497	(24,454)	(350,269)
Net (decrease) increase in fed funds purchased and repurchase agreements	(1,016,268)	922,938	418,989
Proceeds from short-term debt			15,000
Repayment of short-term debt			(15,000)
Proceeds from long-term debt	110,000		200,000
Payment of debt issuance costs	(2,129)		(2,250)
Cash dividends paid	(72,030)	(66,750)	(60,281)
Proceeds from exercise of stock options and sales of treasury shares	2,136	19,048	5,186
Purchases of treasury stock	(31,997)	(5,506)	(63,766)
Net cash (used in) provided by financing activities	(4,580,859)	9,418,406	5,945,885
(Decrease) increase in cash and cash equivalents	(7,656,690)	5,716,998	1,828,396
Cash and cash equivalents at beginning of year	9,214,564	3,497,566	1,669,170
Cash and cash equivalents at end of year	1,557,874	9,214,564	3,497,566
Supplemental disclosures:
Income tax payments	101,952	92,584	34,068
Total interest payments	196,482	47,106	84,105
Noncash disclosures:
Acquisition of low-income housing tax credit investments	58,337	30,182	59,072
Commitment to fund low-income housing tax credit investments	58,337	$ 30,182	$ 59,072
Transfer of loans to other real estate owned	12,381
Transfer of securities from available-for-sale to held-to-maturity	$ 3,823,670

SUMMARY OF SIGNIFICANT ACCOUNTI

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES	12 Months Ended
	Dec. 31, 2022
Accounting Policies [Abstract]
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES	1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES UMB Financial Corporation is a bank holding company, which offers a wide range of banking and other financial services to its customers through its branches and offices in the states of Missouri, Kansas, Colorado, Illinois, Oklahoma, Texas, Arizona, Nebraska, Iowa, Pennsylvania, South Dakota, Indiana, Utah, Minnesota, California, Wisconsin, Delaware, and New York. The preparation of consolidated financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amount of assets and liabilities and disclosure of contingent assets and liabilities at the date of the consolidated financial statements. These estimates and assumptions also impact reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Following is a summary of the more significant accounting policies to assist the reader in understanding the financial presentation. Consolidation The Company and its wholly owned subsidiaries are included in the Consolidated Financial Statements (references hereinafter to the Company in these Notes to Consolidated Financial Statements include wholly owned subsidiaries). Intercompany accounts and transactions have been eliminated in consolidation. Revenue Recognition Interest on loans and securities is recognized based on rate times the principal amount outstanding. This includes the impact of amortization of premiums and discounts. Interest accrual is discontinued when, in the opinion of management, the likelihood of collection becomes doubtful. Noninterest income is recognized when performance obligations are satisfied. Cash and cash equivalents Cash and cash equivalents include Cash and due from banks and amounts due from the FRB. Cash on hand, cash items in the process of collection, and amounts due from correspondent banks are included in Cash and due from banks. Amounts due from the FRB are interest-bearing for all periods presented and are included in the Interest-bearing due from banks line on the Company’s Consolidated Balance Sheets. This table provides a summary of cash and cash equivalents as presented on the Consolidated Statements of Cash Flows as of December 31, 2022 and 2021 (in thousands) : December 31, 2022 2021 Due from the FRB $ 1,057,192 $ 8,800,743 Cash and due from banks 500,682 413,821 Cash and cash equivalents at end of year $ 1,557,874 $ 9,214,564 Also included in the Interest-bearing due from banks line, but not considered cash and cash equivalents are interest-bearing accounts held at other financial institutions, which totaled $121.7 million and $41.2 million at December 31, 2022 and 2021, respectively. Loans and Loans Held for Sale Loans are classified by the portfolio segments of commercial and industrial, specialty lending, commercial real estate, consumer real estate, consumer, credit cards, and leases and other. A loan is considered to be collateral dependent when management believes it is probable that it will be unable to collect all principal and interest due according to the contractual terms of the loan. If a loan is collateral dependent, the Company records a valuation allowance equal to the carrying amount of the loan in excess of the present value of the estimated future cash flows discounted at the loan’s effective rate, based on the loan’s observable market price or the fair value of the collateral. A loan is accounted for as a troubled debt restructuring when a concession had been granted to a debtor experiencing financial difficulties. The Company’s modifications generally include interest rate adjustments, and amortization and maturity date extensions. These modifications allow the debtor short-term cash relief to allow them to improve their financial condition. Restructured loans are considered to be collateral dependent and are individually evaluated for credit loss as part of the allowance for credit loss analysis. Loans, including those that are considered to be collateral dependent or a troubled debt restructuring, are evaluated regularly by management. Loans are considered delinquent when payment has not been received within 30 days of its contractual due date. The adequacy of the ACL on loans is based on management’s judgment and continuous evaluation of the pertinent factors underlying the credit quality inherent in the loan portfolio. Consideration of quantitative and qualitative factors relevant to each specific segmentation of loans includes lifetime historical loss experience, the impact of the current economic environment, reasonable and supportable forecasts, and detailed analysis of loans determined to be collateral dependent. The actual losses incurred over the lifetime of the portfolio, notwithstanding such considerations, however, could differ from the amounts estimated by management. The Company maintains an allowance for off-balance sheet credit exposures, to address the credit risk to which the Company is exposed via a contractual obligation to extend credit, unless that obligation is unconditionally cancelable by the Company. The allowance for off-balance sheet credit exposure is included in the Accrued expenses and taxes line item in the Consolidated Balance Sheets. In order to maintain the allowance for off-balance sheet items at an appropriate level, a provision to increase or reduce the allowance is included in the Provision for credit losses line item in the Company’s Consolidated Statements of Income. The allowance for off-balance sheet credit exposure is calculated by applying portfolio segment expected credit loss rates to the expected amount to be funded. Loans held for sale are carried at the lower of aggregate cost or market value. Loan fees (net of certain direct loan origination costs) on loans held for sale are deferred until the related loans are sold or repaid. Gains or losses on loan sales are recognized at the time of sale and determined using the specific identification method. Securities Debt securities available for sale principally include U.S. Treasury and Agency securities, GSE mortgage-backed securities, certain securities of state and political subdivisions, corporates, and collateralized loan obligations. Debt securities classified as available for sale are measured at fair value. Unrealized holding gains and losses are excluded from earnings and reported in AOCI until realized. Securities held to maturity are carried at amortized historical cost, net of the allowance for credit losses, based on management’s intention, and the Company’s ability to hold them to maturity. The Company classifies certain U.S. Agency securities, mortgage-backed securities, and securities of state and political subdivisions as held to maturity. Trading securities, acquired for subsequent sale to customers, are carried at fair value. Market adjustments, fees and gains or losses on the sale of trading securities are considered to be a normal part of operations and are included in trading and investment banking income. Securities may be transferred from the available-for-sale classification to the held-to-maturity classification when the Company has the positive intent and ability to hold these securities to maturity. Transfers of securities are made at fair value at the time of transfer. The unrealized holding gain or loss at the time of transfer is retained in AOCI and amortized over the remaining life of the securities, offsetting the related amortization of discount or premium on the transferred securities. No gains or losses are recognized at the time of the transfer. Equity-method investments The Company accounts for certain other investments using equity-method accounting. For equity securities without readily determinable fair values, the Company’s proportionate share of the income or loss is recognized on a one-quarter lag. When transparency in pricing exists, other investments are considered equity securities with readily determinable fair values. Goodwill and Other Intangibles Goodwill is tested for impairment annually and more frequently whenever events or changes in circumstances indicate that it is more likely than not that the fair value of a reporting unit is less than its carrying value. To test goodwill for impairment, the Company performs a qualitative assessment of each reporting unit. If the Company determines, on the basis of qualitative factors, that the fair value of the reporting unit is more likely than not greater than the carrying amount, the quantitative impairment test is not required. Otherwise, the Company compares the fair value of its reporting units to their carrying amounts to determine if an impairment exists and the amount of impairment loss. An impairment loss is measured as the excess of the carrying value of a reporting unit’s goodwill over its fair value. No goodwill impairments were recognized in 2022, 2021, or 2020. Other intangible assets, which relate to core deposits, non-compete agreements, and customer relationships, are amortized over their useful life. Intangible assets are evaluated for impairment when events or circumstances dictate. No intangible asset impairments were recognized in 2022, 2021, or 2020. The Company does not have any indefinite lived intangible assets. Premises and Equipment Premises and equipment are stated at cost less accumulated depreciation, which is computed primarily on the straight-line method. Premises are depreciated over 15 to 40 year lives, while equipment is depreciated over lives of 3 to 20 years. Gains and losses from the sale of Premises and equipment are included in Other noninterest income and Other noninterest expense, respectively. Impairment of Long-Lived Assets Long-lived assets, including Premises and equipment, are reviewed for impairment whenever events or changes in circumstances indicate the carrying amount of an asset or group of assets may not be recoverable. The impairment review includes a comparison of future cash flows expected to be generated by the asset or group of assets to their current carrying value. If the carrying value of the asset or group of assets exceeds expected cash flows (undiscounted and without interest charges), an impairment loss is recognized to the extent the carrying value exceeds fair value. No impairments were recognized in 2022, 2021, or 2020. Income Taxes The Company accounts for income taxes under the asset and liability method, which requires the recognition of deferred tax assets and liabilities for the expected future tax consequences of events that have been included in the financial statements. Under this method, deferred tax assets and liabilities are measured based on the differences between the financial statement and tax basis of assets and liabilities using enacted tax rates in effect for the periods in which the differences are expected to reverse. The effect of a change in tax rates on deferred tax assets and liabilities is recognized in income in the period that includes the enactment date. The provision for deferred income taxes represents the change in the deferred income tax accounts during the year excluding the tax effect of the change in net unrealized gain (loss) on securities available for sale and certain derivative items. The Company records deferred tax assets to the extent these assets will more likely than not be realized. All available evidence is considered in making such determination, including future reversals of existing taxable temporary differences, projected future taxable income, tax planning strategies and recent financial operations. A valuation allowance is recorded for the portion of deferred tax assets that are not more-likely-than-not to be realized, and any changes to the valuation allowance are recorded in income tax expense. The Company records the financial statement effects of an income tax position when it is more likely than not, based on the technical merits, that it will be sustained upon examination. A tax position that meets the more-likely-than-not recognition threshold is measured and recorded as the largest amount of tax benefit that is greater than 50 percent likely of being realized upon ultimate settlement with a taxing authority. Previously recognized tax positions are derecognized in the first period in which it is no longer more likely than not that the tax position will be sustained. The benefit associated with previously unrecognized tax positions are generally recognized in the first period in which the more-likely-than-not threshold is met at the reporting date, the tax matter is ultimately settled through negotiation or litigation , or when the related statute of limitations for the relevant taxing authority to examine and challenge the tax position has expired. The recognition, derecognition and measurement of tax positions are based on management’s best judgment given the facts, circumstance and information available at the reporting date. The Company recognizes accrued interest related to unrecognized tax benefits in interest expense and penalties in other noninterest expense. Accrued interest and penalties are included within the related liability lines in the Consolidated Balance Sheets. For the year ended December 31, 2022, the Company has recognized an immaterial amount in interest and penalties related to the unrecognized tax benefits. Derivatives The Company records all derivatives on the Consolidated Balance Sheets at fair value. The accounting for changes in the fair value of derivatives depends on the intended use of the derivative, whether the Company has elected to designate a derivative in a hedging relationship and apply hedge accounting, and whether the hedging relationship has satisfied the criteria necessary to apply hedge accounting. Currently, five of the Company’s derivatives are designated in qualifying hedging relationships. The remainder of the Company’s derivatives are not designated in qualifying hedging relationships, as the derivatives are not used to manage risks within the Company’s assets or liabilities. All changes in fair value of the Company’s non-designated derivatives and fair value hedges are recognized directly in earnings. Changes in fair value of the Company’s cash flow hedges are recognized in AOCI and are reclassified to earnings when the hedged transaction affects earnings. Per Share Data Basic income per share is computed based on the weighted average number of shares of common stock outstanding during each period. Diluted year-to-date income per share includes the dilutive effect of 406,477, 466,830, and 205,959 shares issuable upon the exercise of stock options, nonvested restricted shares, and nonvested restricted stock units, granted by the Company that were outstanding at December 31, 2022, 2021, and 2020, respectively. Certain options, restricted stock and restricted stock units issued under employee benefit plans were excluded from the computation of diluted earnings per share because they were anti-dilutive. For the years ended December 31, 2022 and 2021, there were no outstanding stock options, restricted stock and restricted stock units excluded from the computation of diluted income per share. Outstanding options, restricted stock and restricted stock units of 198,671 for the year ended December 31, 2020, were excluded from the computation of diluted income per share because their inclusion would have been anti-dilutive. Accounting for Stock-Based Compensation The Company measures the cost of employee services received in exchange for an award of equity instruments based on the fair value of the award on the date of the grant. For stock options, restricted stock, and service-based restricted stock unit awards, the grant date fair value is estimated using either an option-pricing model which is consistent with the terms of the award or an observed market price, if such a price exists. For performance-based restricted stock unit awards, the grant date fair value is based on the quoted price of the Company’s common stock on the grant date less the present value of expected dividends not received during the vesting period. Such cost is generally recognized over the vesting period during which an employee is required to provide service in exchange for the award and, in some cases, when performance metrics are met. The Company accounts for forfeitures of stock-based compensation on an actual basis as they occur.

NEW ACCOUNTING PRONOUNCEMENTS

NEW ACCOUNTING PRONOUNCEMENTS	12 Months Ended
	Dec. 31, 2022
Accounting Changes And Error Corrections [Abstract]
NEW ACCOUNTING PRONOUNCEMENTS	2. NEW ACCOUNTING PRONOUNCEMENTS Credit Losses In June 2016, the FASB issued ASU 2016-13, “Measurement of Credit Losses on Financial Instruments.” In April and November 2019, the FASB issued implementation amendments to the June 2016 ASU (collectively, the amended guidance). The amended guidance replaced the current incurred loss methodology for recognizing credit losses with a current expected credit loss model, which requires the measurement of all expected credit losses for financial assets held at the reporting date based on historical experience, current conditions, and reasonable and supportable forecasts. The amended guidance broadened the information that an entity must consider in developing its expected credit loss estimates. Additionally, the updates amended the accounting for credit losses for available-for-sale debt securities and purchased financial assets with a more-than-insignificant amount of credit deterioration since origination. The amended guidance required enhanced disclosures to help investors and other financial statement users better understand significant estimates and judgments used in estimating credit losses, as well as the credit quality and underwriting standards of a company’s loan portfolio. The Company adopted the amended guidance on January 1, 2020 using a modified retrospective approach for adoption. Results for the reporting periods beginning after December 31, 2019 are presented under ASC Topic 326, Financial Instruments – Credit Losses , while prior period amounts continue to be presented in accordance with previously applicable GAAP. Upon adoption, the Company recorded a cumulative effect adjustment to the Company’s Consolidated Balance Sheets of $ 9.0 million as an increase to the allowance for credit losses and $ 7.0 million as a reduction to retained earnings, net of deferred tax balances. See Note 3, “Loans and Allowance for Credit Losses” for related disclosures. Troubled Debt Restructurings In March 2022, the FASB issued ASU No. 2022-02, “Financial Instruments – Credit Losses: Troubled Debt Restructurings and Vintage Disclosures.” The ASU eliminates the accounting guidance for troubled debt restructurings (TDR) by creditors and enhances disclosure requirements for certain loan re-financings and restructurings by creditors when a borrower is experiencing financial difficulty. The amendments also add requirements to disclose current-period gross write-offs by year of origination for financing receivables and net investments in leases, disclosed by credit-quality indicator and class of financing receivable. The amendments in this update are effective for fiscal years beginning after December 15, 2022, including interim periods within those fiscal years. Early adoption is permitted, including in an interim period. The adoption of this accounting pronouncement will have no impact on the Consolidated Financial Statements aside from additional and revised disclosures.

LOANS AND ALLOWANCE FOR CREDIT

LOANS AND ALLOWANCE FOR CREDIT LOSSES	12 Months Ended
	Dec. 31, 2022
Receivables [Abstract]
Loans and Allowance for Credit Losses	3. LOANS AND ALLOWANCE FOR CREDIT LOSSES Loan Origination/Risk Management The Company has certain lending policies and procedures in place that are designed to minimize the level of risk within the loan portfolio. Diversification of the loan portfolio manages the risk associated with fluctuations in economic conditions. Authority levels are established for the extension of credit to ensure consistency throughout the Company. It is necessary that policies, processes, and practices implemented to control the risks of individual credit transactions and portfolio segments are sound and adhered to. The Company maintains an independent loan review department that reviews and validates the risk assessment on a continual basis. Management regularly evaluates the results of the loan reviews. The loan review process complements and reinforces the risk identification and assessment decisions made by lenders and credit personnel, as well as the Company’s policies and procedures. Commercial and industrial loans are underwritten after evaluating and understanding the borrower’s ability to operate profitably and prudently expand its business. Commercial loans are made based on the identified cash flows of the borrower and on the underlying collateral provided by the borrower. The cash flows of the borrower, however, may not be as expected and the collateral securing these loans may fluctuate in value. Most commercial loans are secured by the assets being financed or other business assets such as accounts receivable or inventory and may incorporate a personal guarantee. In the case of loans secured by accounts receivable, the availability of funds for the repayment of these loans may be substantially dependent on the ability of the borrower to collect amounts from its customers. Specialty lending loans include Asset-based and Factoring loans. Asset-based loans are offered primarily in the form of revolving lines of credit to commercial borrowers that do not generally qualify for traditional bank financing. Asset-based loans are underwritten based primarily upon the value of the collateral pledged to secure the loan, rather than on the borrower’s general financial condition. The Company utilizes pre-loan due diligence techniques, monitoring disciplines, and loan management practices common within the asset-based lending industry to underwrite loans to these borrowers. Factoring loans provide working capital through the purchase and/or financing of accounts receivable to borrowers in the transportation industry and to commercial borrowers that do not generally qualify for traditional bank financing. During the first quarter of 2022, the Company sold its factoring loan portfolio to an alternative financing company. The sale included $ 82.6 million of loans, resulting in a gain of $ 2.4 million. Commercial real estate loans are subject to underwriting standards and processes similar to commercial loans, in addition to those of real estate loans. These loans are viewed primarily as cash flow loans and secondarily as loans secured by real estate. Commercial real estate lending typically involves higher loan principal amounts, and the repayment of these loans is largely dependent on the successful operation of the property securing the loan or the business conducted on the property securing the loan. The Company requires that an appraisal of the collateral be made at origination and on an as-needed basis, in conformity with current market conditions and regulatory requirements. The underwriting standards address both owner and non-owner-occupied real estate. Also included in Commercial real estate are Construction loans that are underwritten using feasibility studies, independent appraisal reviews, sensitivity analysis or absorption and lease rates, and financial analysis of the developers and property owners. Construction loans are based upon estimates of costs and value associated with the complete project. Construction loans often involve the disbursement of substantial funds with repayment substantially dependent on the success of the ultimate project. Sources of repayment for these types of loans may be pre-committed permanent loans, sales of developed property or an interim loan commitment from the Company until permanent financing is obtained. These loans are closely monitored by on-site inspections and are considered to have higher risks than other real estate loans due to their repayment being sensitive to interest rate changes, governmental regulation of real property, economic conditions, and the availability of long-term financing. Consumer real estate loans, including residential real estate and home equity loans, are underwritten based on the borrower’s loan-to-value percentage, collection remedies, and overall credit history. Consumer loans are underwritten based on the borrower’s repayment ability. The Company monitors delinquencies on all of its consumer loans and leases. The underwriting and review practices combined with the relatively small loan amounts that are spread across many individual borrowers, minimizes risk. Consumer loans and leases that are 90 days past due or more are considered non-performing. Credit cards include both commercial and consumer credit cards. Commercial credit cards are generally unsecured and are underwritten with criteria similar to commercial loans, including an analysis of the borrower’s cash flow, available business capital, and overall creditworthiness of the borrower. Consumer credit cards are underwritten based on the borrower’s repayment ability. The Company monitors delinquencies on all of its consumer credit cards and periodically reviews the distribution of credit scores relative to historical periods to monitor credit risk on its consumer credit card loans. Credit risk is a potential loss resulting from nonpayment of either the primary or secondary exposure. Credit risk is mitigated with formal risk management practices and a thorough initial credit-granting process including consistent underwriting standards and approval process. Control factors or techniques to minimize credit risk include knowing the client, understanding total exposure, analyzing the client and debtor’s financial capacity, and monitoring the client’s activities. Credit risk and portions of the portfolio risk are managed through concentration considerations, average risk ratings, and other aggregate characteristics. Loan Aging Analysis The following tables provide a summary of loan classes and an aging of past due loans at December 31, 2022 and 2021 (in thousands): December 31, 2022 30-89 Days Past Due and Accruing Greater than 90 Days Past Due and Accruing Nonaccrual Loans Total Past Due Current Total Loans Loans Commercial and industrial $ 2,456 $ 2 $ 11,356 $ 13,814 $ 9,192,172 $ 9,205,986 Specialty lending — — — — 602,706 602,706 Commercial real estate 2,167 191 2,505 4,863 7,611,223 7,616,086 Consumer real estate 10 — 4,882 4,892 2,718,377 2,723,269 Consumer 613 20 61 694 144,972 145,666 Credit cards 3,529 1,404 441 5,374 426,298 431,672 Leases and other — — 24 24 305,780 305,804 Total loans $ 8,775 $ 1,617 $ 19,269 $ 29,661 $ 21,001,528 $ 21,031,189 December 31, 2021 30-89 Days Past Due and Accruing Greater than 90 Days Past Due and Accruing Nonaccrual Loans Total Past Due Current Total Loans Loans Commercial and industrial $ 2,827 $ 896 $ 82,845 $ 86,568 $ 7,171,552 $ 7,258,120 Specialty lending — — — — 522,362 522,362 Commercial real estate 962 — 4,688 5,650 6,261,894 6,267,544 Consumer real estate 246 489 4,210 4,945 2,315,088 2,320,033 Consumer 105 2 75 182 128,953 129,135 Credit cards 2,369 1,246 457 4,072 387,317 391,389 Leases and other — — 25 25 282,263 282,288 Total loans $ 6,509 $ 2,633 $ 92,300 $ 101,442 $ 17,069,429 $ 17,170,871 The Company sold consumer real estate loans with proceeds of $48.1 million, $147.9 million, and $133.2 million in the secondary market without recourse during the periods ended December 31, 2022, 2021, and 2020, respectively. The Company has ceased the recognition of interest on loans with a carrying value of $19.3 million and $92.3 million at December 31, 2022 and 2021, respectively. Restructured loans totaled $5.2 million and $7.3 million at December 31, 2022 and 2021, respectively. Loans 90 days past due and still accruing interest amounted to $1.6 million and $2.6 million at December 31, 2022 and 2021, respectively. All interest accrued but not received for loans placed on nonaccrual is reversed against interest income. There was an insignificant amount of interest reversed related to loans on nonaccrual during 2022 and 2021. Nonaccrual loans with no related allowance for credit losses totaled $16.7 million and $85.9 million at December 31, 2022 and 2021, respectively. The following tables provide the amortized cost of nonaccrual loans with no related allowance for credit losses by loan class at December 31, 2022 and 2021 (in thousands): December 31, 2022 Nonaccrual Loans Amortized Cost of Nonaccrual Loans with no related Allowance Loans Commercial and industrial $ 11,356 $ 9,447 Specialty lending — — Commercial real estate 2,505 2,505 Consumer real estate 4,882 4,226 Consumer 61 61 Credit cards 441 441 Leases and other 24 24 Total loans $ 19,269 $ 16,704 December 31, 2021 Nonaccrual Loans Amortized Cost of Nonaccrual Loans with no related Allowance Loans Commercial and industrial $ 82,845 $ 76,493 Specialty lending — — Commercial real estate 4,688 4,688 Consumer real estate 4,210 4,210 Consumer 75 75 Credit cards 457 457 Leases and other 25 25 Total loans $ 92,300 $ 85,948 Amortized Cost The following tables provide a summary of the amortized cost balance of each of the Company’s loan classes disaggregated by collateral type and origination year as of December 31, 2022 and 2021 (in thousands): December 31, 2022 Amortized Cost - Revolving Loans Amortized Cost - Revolving Loans Converted to Term Loans Loan Segment and Type Amortized Cost Basis by Origination Year - Term Loans 2022 2021 2020 2019 2018 Prior Total Commercial and industrial: Equipment/Accounts Receivable/Inventory $ 2,140,609 $ 1,562,527 $ 642,649 $ 267,444 $ 96,916 $ 86,787 $ 4,223,358 $ 3,926 $ 9,024,216 Agriculture 13,630 5,415 2,046 1,985 396 541 149,266 562 173,841 Overdrafts — — — — — — 7,929 — 7,929 Total Commercial and industrial 2,154,239 1,567,942 644,695 269,429 97,312 87,328 4,380,553 4,488 9,205,986 Specialty lending: Asset-based lending 18,084 55,469 36,040 — — — 493,113 — 602,706 Total Specialty lending 18,084 55,469 36,040 — — — 493,113 — 602,706 Commercial real estate: Owner-occupied 656,860 593,861 388,519 180,786 136,499 167,628 8,685 — 2,132,838 Non-owner-occupied 1,128,978 855,508 568,489 368,203 64,915 229,826 28,679 — 3,244,598 Farmland 94,989 47,092 220,796 24,057 15,963 24,162 121,054 — 548,113 5+ Multi-family 30,920 35,869 68,996 18,978 1,334 5,776 4,908 — 166,781 1-4 Family construction 61,943 15,217 — — — — 19 — 77,179 General construction 628,820 719,437 43,166 15,492 — 395 39,267 — 1,446,577 Total Commercial real estate 2,602,510 2,266,984 1,289,966 607,516 218,711 427,787 202,612 — 7,616,086 Consumer real estate: HELOC 237 — 618 224 654 5,389 339,066 981 347,169 First lien: 1-4 family 628,703 748,362 607,105 173,466 45,907 140,443 12 — 2,343,998 Junior lien: 1-4 family 13,490 8,445 5,107 2,529 940 1,504 87 — 32,102 Total Consumer real estate 642,430 756,807 612,830 176,219 47,501 147,336 339,165 981 2,723,269 Consumer: Revolving line 467 584 — — — — 58,133 1,403 60,587 Auto 9,124 6,543 4,455 2,743 335 159 — — 23,359 Other 26,306 27,751 1,096 876 1,133 591 3,967 — 61,720 Total Consumer 35,897 34,878 5,551 3,619 1,468 750 62,100 1,403 145,666 Credit cards: Consumer — — — — — — 200,348 — 200,348 Commercial — — — — — — 231,324 — 231,324 Total Credit cards — — — — — — 431,672 — 431,672 Leases and other: Leases — — — 712 — 1,224 — — 1,936 Other 125,095 34,282 22,552 32,055 17,764 1,066 71,054 — 303,868 Total Leases and other 125,095 34,282 22,552 32,767 17,764 2,290 71,054 — 305,804 Total loans $ 5,578,255 $ 4,716,362 $ 2,611,634 $ 1,089,550 $ 382,756 $ 665,491 $ 5,980,269 $ 6,872 $ 21,031,189 December 31, 2021 Amortized Cost - Revolving Loans Amortized Cost - Revolving Loans Converted to Term Loans Loan Segment and Type Amortized Cost Basis by Origination Year - Term Loans 2021 2020 2019 2018 2017 Prior Total Commercial and industrial: Equipment/Accounts Receivable/Inventory $ 2,400,110 $ 945,383 $ 356,348 $ 150,892 $ 115,571 $ 131,900 $ 2,984,740 $ 247 $ 7,085,191 Agriculture 12,077 5,884 3,308 640 344 1,143 130,946 — 154,342 Overdrafts — — — — — — 18,587 — 18,587 Total Commercial and industrial 2,412,187 951,267 359,656 151,532 115,915 133,043 3,134,273 247 7,258,120 Specialty lending: Asset-based lending 34,552 49,373 — — — — 331,282 — 415,207 Factoring — — — — — — 107,155 — 107,155 Total Specialty lending 34,552 49,373 — — — — 438,437 — 522,362 Commercial real estate: Owner-occupied 680,135 519,448 226,631 177,576 91,539 159,482 11,727 — 1,866,538 Non-owner-occupied 1,058,025 689,167 591,886 162,491 135,100 258,541 10,969 — 2,906,179 Farmland 61,505 273,624 34,145 16,969 19,929 34,858 38,239 999 480,268 5+ Multi-family 58,268 95,024 41,426 1,206 511 6,820 2,057 — 205,312 1-4 Family construction 53,004 4,933 17,333 — — — 985 — 76,255 General construction 439,973 160,553 64,283 38,505 203 256 29,219 — 732,992 Total Commercial real estate 2,350,910 1,742,749 975,704 396,747 247,282 459,957 93,196 999 6,267,544 Consumer real estate: HELOC 248 547 327 574 646 6,363 320,410 2,523 331,638 First lien: 1-4 family 830,513 712,264 200,167 58,734 61,641 102,997 19 — 1,966,335 Junior lien: 1-4 family 9,114 6,299 3,361 1,150 820 1,299 17 — 22,060 Total Consumer real estate 839,875 719,110 203,855 60,458 63,107 110,659 320,446 2,523 2,320,033 Consumer: Revolving line 974 — — — — — 60,049 120 61,143 Auto 9,886 7,775 5,462 1,107 479 220 — — 24,929 Other 31,391 2,041 1,949 1,543 2,542 708 2,889 — 43,063 Total Consumer 42,251 9,816 7,411 2,650 3,021 928 62,938 120 129,135 Credit cards: Consumer — — — — — — 180,296 — 180,296 Commercial — — — — — — 211,093 — 211,093 Total Credit cards — — — — — — 391,389 — 391,389 Leases and other: Leases — — 814 — 739 614 — — 2,167 Other 99,952 44,113 58,164 22,344 5,631 779 49,138 — 280,121 Total Leases and other 99,952 44,113 58,978 22,344 6,370 1,393 49,138 — 282,288 Total loans $ 5,779,727 $ 3,516,428 $ 1,605,604 $ 633,731 $ 435,695 $ 705,980 $ 4,489,817 $ 3,889 $ 17,170,871 Accrued interest on loans totaled $90.6 million and $45.2 million as of December 31, 2022 and 2021, respectively, and is included in the Accrued income line on the Company’s Consolidated Balance Sheets. The total amount of accrued interest is excluded from the amortized cost basis of loans presented above. Further, the Company has elected not to measure an allowance for credit losses for accrued interest receivable. Credit Quality Indicators As part of the on-going monitoring of the credit quality of the Company’s loan portfolio, management tracks certain credit quality indicators including trends related to the risk grading of specified classes of loans, net charge-offs, non-performing loans, and general economic conditions. The Company utilizes a risk grading matrix to assign a rating to each of its commercial, commercial real estate, and construction real estate loans. Changes in credit risk are monitored on a continuous basis and changes in risk ratings are made when identified. The loan ratings are summarized into the following categories: Non-watch list, Watch, Special Mention, Substandard, and Doubtful. Any loan not classified in one of the categories described below is considered to be a Non-watch list loan. A description of the general characteristics of the loan rating categories is as follows: • Watch – This rating represents credit exposure that presents higher than average risk and warrants greater than routine attention by Company personnel due to conditions affecting the borrower, the borrower’s industry, or the economic environment. These conditions have resulted in some degree of uncertainty that results in higher-than-average credit risk. These loans are considered pass-rated credits. • Special Mention – This rating reflects a potential weakness that deserves management’s close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the asset or the borrower’s credit position at some future date. The rating is not adversely classified and does not expose an institution to sufficient risk to warrant adverse classification. • Substandard – This rating represents an asset inadequately protected by the current sound worth and paying capacity of the borrower or of the collateral pledged, if any. Assets so classified must have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt. Loans in this category are characterized by the distinct possibility that the Company will sustain some loss if the deficiencies are not corrected. Loss potential, while existing in the aggregate amount of substandard assets, does not have to exist in individual assets classified as substandard. • Doubtful – This rating represents an asset that has all the weaknesses inherent in an asset classified as substandard, with the added characteristic that the weaknesses make collection or liquidation in full, based on currently existing facts, conditions and values, highly questionable and improbable. The possibility of loss is extremely high, but because of certain important and reasonably specific pending factors, which may work to the advantage of strengthening the asset, its classification as an estimated loss is deferred until its more exact status may be determined. Pending factors include proposed merger, acquisition, liquidation procedures, capital injection, or perfecting liens. Commercial and industrial A discussion of the credit quality indicators that impact each type of collateral securing Commercial and industrial loans is included below: Equipment, accounts receivable, and inventory General commercial and industrial loans are secured by working capital assets and non-real estate assets. The general purpose of these loans is for financing capital expenditures and current operations for commercial and industrial entities. These assets are short-term in nature. In the case of accounts receivable and inventories, the repayment of debt is reliant upon converting assets into cash or through goods and services being sold and collected. Collateral-based risk is due to aged short-term assets, which can be indicative of underlying issues with the borrower and lead to the value of the collateral being overstated. Agriculture Agricultural loans are secured by non-real estate agricultural assets. These include shorter-term assets such as equipment, crops, and livestock. The risks associated with loans to finance crops or livestock include the borrower’s ability to successfully raise and market the commodity. Adverse weather conditions and other natural perils can dramatically affect farmers’ or ranchers’ production and ability to service debt. Volatile commodity prices present another significant risk for agriculture borrowers. Market price volatility and production cost volatility can affect both revenues and expenses. Overdrafts Commercial overdrafts are typically short-term and unsecured. Some commercial borrowers tie their overdraft obligation to their line of credit, so any draw on the line of credit will satisfy the overdraft. Based on the factors noted above for each type of collateral, the Company assigns risk ratings to borrowers based on their most recently assessed financial position. The following tables provide a summary of the amortized cost balance by collateral type and risk rating as of December 31, 2022 and 2021 (in thousands): December 31, 2022 Amortized Cost - Revolving Loans Amortized Cost - Revolving Loans Converted to Term Loans Risk by Collateral Amortized Cost Basis by Origination Year - Term Loans 2022 2021 2020 2019 2018 Prior Total Equipment/Accounts Receivable/Inventory Non-watch list – Pass $ 2,079,002 $ 1,466,120 $ 588,562 $ 246,387 $ 90,656 $ 83,054 $ 3,879,709 $ 3,633 $ 8,437,123 Watch – Pass 28,570 78,523 52,696 7,493 3,617 2,275 213,871 — 387,045 Special Mention 4,072 5,637 1,178 — 1,817 899 34,631 — 48,234 Substandard 26,698 12,247 213 13,564 826 559 92,352 293 146,752 Doubtful 2,267 — — — — — 2,795 — 5,062 Total Equipment/Accounts Receivable/Inventory $ 2,140,609 $ 1,562,527 $ 642,649 $ 267,444 $ 96,916 $ 86,787 $ 4,223,358 $ 3,926 $ 9,024,216 Agriculture Non-watch list – Pass $ 12,252 $ 5,351 $ 1,693 $ 1,985 $ 396 $ 541 $ 137,759 $ — $ 159,977 Watch – Pass 550 — 206 — — — 8,512 562 9,830 Special Mention 828 64 147 — — — 1,539 — 2,578 Substandard — — — — — — 1,456 — 1,456 Doubtful — — — — — — — — — Total Agriculture $ 13,630 $ 5,415 $ 2,046 $ 1,985 $ 396 $ 541 $ 149,266 $ 562 $ 173,841 December 31, 2021 Amortized Cost - Revolving Loans Amortized Cost - Revolving Loans Converted to Term Loans Risk by Collateral Amortized Cost Basis by Origination Year - Term Loans 2021 2020 2019 2018 2017 Prior Total Equipment/Accounts Receivable/Inventory Non-watch list – Pass $ 2,299,784 $ 874,786 $ 325,630 $ 141,667 $ 106,141 $ 130,153 $ 2,750,764 $ 247 $ 6,629,172 Watch – Pass 68,322 34,324 25,572 5,056 1,794 698 106,177 — 241,943 Special Mention 5,886 — 2,600 592 1,742 997 41,209 — 53,026 Substandard 25,466 3,023 2,546 3,577 1,202 52 45,053 — 80,919 Doubtful 652 33,250 — — 4,692 — 41,537 — 80,131 Total Equipment/Accounts Receivable/Inventory $ 2,400,110 $ 945,383 $ 356,348 $ 150,892 $ 115,571 $ 131,900 $ 2,984,740 $ 247 $ 7,085,191 Agriculture Non-watch list – Pass $ 11,512 $ 5,394 $ 2,608 $ 212 $ 344 $ 1,143 $ 100,630 $ — $ 121,843 Watch – Pass 500 222 328 428 — — 6,532 — 8,010 Special Mention — — 372 — — — 1,361 — 1,733 Substandard 65 268 — — — — 22,423 — 22,756 Doubtful — — — — — — — — — Total Agriculture $ 12,077 $ 5,884 $ 3,308 $ 640 $ 344 $ 1,143 $ 130,946 $ — $ 154,342 Specialty lending A discussion of the credit quality indicators that impact each type of collateral securing Specialty loans is included below: Asset-based lending General asset-based loans are secured by accounts receivable, inventory, equipment, and real estate. The purpose of these loans is for financing current operations for commercial customers. The repayment of debt is reliant upon collection of the accounts receivable within 30 to 90 days or converting assets into cash or through goods and services being sold and collected. The Company tracks each individual borrower credit risk based on their loan to collateral position. Any borrower position where the underlying value of collateral is below the fair value of the loan is considered out-of-margin and inherently higher risk. Factoring During the first quarter of 2022, the Company sold its factoring loan portfolio to an alternative financing company. Prior to the sale of this portfolio, factoring loans were secured by accounts receivable. The purpose of these loans was for financing current operations for trucking or other commercial customers. The repayment of debt was reliant upon collection of the accounts receivable within 30 to 90 days. The Company tracked each individual borrower’s credit risk based on their loan to collateral position. To assess credit risk, the portfolio was separated into two tiers and a specifically impaired category. Tier 1 were loans that had not experienced collateral coverage rates falling below an internally tracked threshold at any time during their relationship history. The internal threshold was lower than each customers’ actual contractual collateral coverage ratio. Tier 2 were loans that had experienced collateral coverage rates falling below the same internally tracked threshold during their relationship history. Loans individually evaluated were loans that had either experienced collateral coverage rates falling below an internally tracked threshold during their relationship history or had balances that were greater than an internally tracked threshold. Individually evaluated loans utilized a practical expedient for the purpose of determining the expected credit loss. Collateral dependent assets were loans placed on non-accrual and loans considered to be TDRs. The combination of these categories created an associated allowance to this portfolio of $1.0 million as of December 31, 2021. The following table provides a summary of the amortized cost balance by risk rating for asset-based loans as of December 31, 2022 and 2021 (in thousands): Asset-based lending Risk December 31, 2022 December 31, 2021 In-margin $ 602,706 $ 409,844 Out-of-margin — 5,363 Total $ 602,706 $ 415,207 The following table provides a summary of the amortized cost balance by risk rating for factoring loans as of December 31, 2021 (in thousands): Factoring Risk December 31, 2021 Tier 1 $ 9,433 Tier 2 65,149 Evaluated for impairment 32,573 Collateral dependent assets — Total $ 107,155 Commercial real estate A discussion of the credit quality indicators that impact each type of collateral securing Commercial real estate loans is included below: Owner-occupied Owner-occupied loans are secured by commercial real estate. These loans are often longer tenured and susceptible to multiple economic cycles. The loans rely on the owner-occupied operations to service debt which cover a broad spectrum of industries. Real estate debt can carry a significant amount of leverage for a borrower to maintain. Non-owner-occupied Non-owner-occupied loans are secured by commercial real estate. These loans are often longer tenured and susceptible to multiple economic cycles. The key element of risk in this type of lending is the cyclical nature of real estate markets. Although national conditions affect the overall real estate industry, the effect of national conditions on local markets is equally important. Factors such as unemployment rates, consumer demand, household formation, and the level of economic activity can vary widely from state to state and among metropolitan areas. In addition to geographic considerations, markets can be defined by property type. While all sectors are influenced by economic conditions, some sectors are more sensitive to certain economic factors than others. Farmland Farmland loans are secured by real estate used for agricultural purposes such as crop and livestock production. Assets used as collateral are long-term assets that carry the ability to have longer amortizations and maturities. Longer terms carry the risk of added susceptibility to market conditions. The limited purpose of some Agriculture-related collateral affects credit risk because such collateral may have limited or no other uses to support values when loan repayment problems emerge. 5+ Multi-family 5+ multi-family loans are secured by a multi-family residential property. The primary risks associated with this type of collateral are largely driven by economic conditions. The national and local market conditions can change with unemployment rates or competing supply of multi-family housing. Tenants may not be able to afford their housing or have better options and this can result in increased vacancy. Rents may need to be lowered to fill apartment units. Increased vacancy and lower rental rates not only drive the borrower’s ability to repay debt but also contribute to how the collateral is valued. 1-4 Family construction 1-4 family construction loans are secured by 1-4 family residential real estate and are in the process of construction or improvements being made. The predominant risk inherent to this portfolio is the risk associated with a borrower’s ability to successfully complete a project on time and within budget. Market conditions also play an important role in understanding the risk profile. Risk from adverse changes in market conditions from the start of development to completion can result in deflated collateral values. General construction General construction loans are secured by commercial real estate in process of construction or improvements being made and their repayment is dependent on the collateral’s completion. Construction lending presents unique risks not encountered in term financing of existing real estate. The predominant risk inherent to this portfolio is the risk associated with a borrower’s ability to successfully complete a project on time and within budget. Commercial properties under construction are susceptible to market and economic conditions. Demand from prospective customers may erode after construction begins because of a general economic slowdown or an increase in the supply of competing properties. Based on the factors noted above for each type of collateral, the Company assigns risk ratings to borrowers based on their most recently assessed financial position. The following tables provide a summary of the amortized cost balance by collateral type and risk rating as of December 31, 2022 and 2021 December 31, 2022 Amortized Cost - Revolving Loans Amortized Cost - Revolving Loans Converted to Term Loans Risk by Collateral Amortized Cost Basis by Origination Year - Term Loans 2022 2021 2020 2019 2018 Prior Total Owner-occupied Non-watch list – Pass $ 628,858 $ 559,067 $ 364,760 $ 149,183 $ 133,339 $ 162,412 $ 7,850 $ — $ 2,005,469 Watch – Pass 19,405 32,581 17,061 9,785 2,664 2,121 — — 83,617 Special Mention 5,435 2,213 5,120 18,946 — — 835 — 32,549 Substandard 3,162 — 1,578 2,872 496 3,095 — — 11,203 Doubtful — — — — — — — — — Total Owner-occupied $ 656,860 $ 593,861 $ 388,519 $ 180,786 $ 136,499 $ 167,628 $ 8,685 $ — $ 2,132,838 Non-owner-occupied Non-watch list – Pass $ 1,075,444 $ 810,926 $ 568,489 $ 356,896 $ 64,915 $ 214,635 $ 28,679 $ — $ 3,119,984 Watch – Pass 53,534 44,582 — 11,307 — 5,071 — — 114,494 Special Mention — — — — — 10,109 — — 10,109 Substandard — — — — — — — — — Doubtful — — — — — 11 — — 11 Total Non-owner-occupied $ 1,128,978 $ 855,508 $ 568,489 $ 368,203 $ 64,915 $ 229,826 $ 28,679 $ — $ 3,244,598 Farmland Non-watch list – Pass $ 62,357 $ 36,698 $ 218,704 $ 17,563 $ 2,830 $ 20,285 $ 113,385 $ — $ 471,822 Watch – Pass 20,327 6,454 1,055 101 — 2,559 395 — 30,891 Special Mention 5,505 — 1,001 — — — — — 6,506 Substandard 6,800 3,940 36 6,393 13,133 1,318 7,274 — 38,894 Doubtful — — — — — — — — — Total Farmland $ 94,989 $ 47,092 $ 220,796 $ 24,057 $ 15,963 $ 24,162 $ 121,054 $ — $ 548,113 5+ Multi-family Non-watch list – Pass $ 30,920 $ 35,869 $ 68,996 $ 18,978 $ 1,334 $ 5,776 $ 4,908 $ — $ 166,781 Watch – Pass — — — — — — — — — Special Mention — — — — — — — — — Substandard — — — — — — — — — Doubtful — — — — — — — — — Total 5+ Multi-family $ 30,920 $ 35,869 $ 68,996 $ 18,978 $ 1,334 $ 5,776 $ 4,908 $ — $ 166,781 1-4 Family construction Non-watch list – Pass $ 61,943 $ 15,217 $ — $ — $ — $ — $ 19 $ — $ 77,179 Watch – Pass — — — — — — — — — Special Mention — — — — — — — — — Substandard — — — — — — — — — Doubtful — — — — — — — — — Total 1-4 Family construction $ 61,943 $ 15,217 $ — $ — $ — $ — $ 19 $ — $ 77,179 General construction Non-watch list – Pass $ 628,479 $ 699,698 $ 43,166 $ 15,384 $ — $ 380 $ 39,267 $ — $ 1,426,374 Watch – Pass 341 — — 22 — — — — 363 Special Mention — 8,340 — — — — — — 8,340 Substandard — 11,399 — — — 15 — — 11,414 Doubtful — — — 86 — — — — 86 Total General construction $ 628,820 $ 719,437 $ 43,166 $ 15,492 $ — $ 395 $ 39,267 $ — $ 1,446,577 December 31, 2021 Amortized Cost - Revolving Loans Amortized Cost - Revolving Loans Converted to Term Loans Risk by Collateral Amortized Cost Basis by Origination Year - Term Loans 2021 2020 2019 2018 2017 Prior Total Owner-occupied Non-watch list – Pass $ 679,662 $ 507,220 $ 208,376 $ 174,352 $ 89,588 $ 154,920 $ 11,627 $ — $ 1,825,745 Watch – Pass 191 10,891 16,493 1,055 1,143 1,572 — — 31,345 Special Mention 93 1,304 — — — — — — 1,397 Substandard 189 33 1,762 2,169 808 2,990 100 — 8,051 Doubtful — — — — — — — — — Total Owner-occupied $ 680,135 $ 519,448 $ 226,631 $ 177,576 $ 91,539 $ 159,482 $ 11,727 $ — $ 1,866,538 Non-owner-occupied Non-watch list – Pass $ 976,097 $ 679,313 $ 536,084 $ 143,243 $ 129,820 $ 219,701 $ 10,969 $ — $ 2,695,227 Watch – Pass 57,052 1,277 55,802 19,248 5,280 2,587 — — 141,246 Special Mention 24,876 8,577 — — — 36,223 — — 69,676 Substandard — — — — — 30 — — 30 Doubtful — — — — — — — — — Total Non-owner-occupied $ 1,058,025 $ 689,167 $ 591,886 $ 162,491 $ 135,100 $ 258,541 $ 10,969 $ — $ 2,906,179 Farmland Non-watch list – Pass $ 40,526 $ 246,955 $ 26,332 $ 2,147 $ 19,199 $ 29,136 $ 28,276 $ — $ 392,571 Watch – Pass 2,263 10,177 — 823 213 4,889 — — 18,36

SECURITIES

SECURITIES	12 Months Ended
	Dec. 31, 2022
Investments Debt And Equity Securities [Abstract]
SECURITIES	4. SECURITIES Securities Available for Sale This table provides detailed information about securities available for sale at December 31, 2022 and 2021 (in thousands): Gross Gross Amortized Unrealized Unrealized Fair 2022 Cost Gains Losses Value U.S. Treasury $ 804,158 $ 58 $ (27,146 ) $ 777,070 U.S. Agencies 178,261 — (6,965 ) 171,296 Mortgage-backed 4,574,905 92 (592,875 ) 3,982,122 State and political subdivisions 1,465,598 1,608 (104,799 ) 1,362,407 Corporates 401,059 — (33,559 ) 367,500 Collateralized loan obligations 353,969 32 (8,049 ) 345,952 Total $ 7,777,950 $ 1,790 $ (773,393 ) $ 7,006,347 Gross Gross Amortized Unrealized Unrealized Fair 2021 Cost Gains Losses Value U.S. Treasury $ 69,551 $ 374 $ (751 ) $ 69,174 U.S. Agencies 121,681 3,252 (1 ) 124,932 Mortgage-backed 7,967,537 93,390 (95,872 ) 7,965,055 State and political subdivisions 3,270,160 161,674 (9,146 ) 3,422,688 Corporates 316,840 2,504 (1,498 ) 317,846 Collateralized loan obligations 76,815 4 — 76,819 Total $ 11,822,584 $ 261,198 $ (107,268 ) $ 11,976,514 The following table presents contractual maturity information for securities available for sale at December 31, 2022 (in thousands): Amortized Fair Cost Value Due in 1 year or less $ 172,698 $ 170,616 Due after 1 year through 5 years 1,677,013 1,612,729 Due after 5 years through 10 years 803,950 759,939 Due after 10 years 549,384 480,941 Total 3,203,045 3,024,225 Mortgage-backed securities 4,574,905 3,982,122 Total securities available for sale $ 7,777,950 $ 7,006,347 Securities may be disposed of before contractual maturities due to sales by the Company or because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties. There were no sales of securities available for sale in 2022. Proceeds from the sales of securities available for sale were $372.6 million and $315.9 million for 2021 and 2020, respectively. There were no gross realized gains due to securities transactions in 2022. Securities transactions resulted in gross realized gains of $7.8 million for 2021 and $7.3 million for 2020. There were no gross realized losses in 2022. The gross realized losses were $2 thousand for 2021 and $274 thousand for 2020. There were $10.3 billion and $10.2 billion of securities pledged to secure U.S. Government deposits, other public deposits, certain trust deposits, derivative transactions, and repurchase agreements at December 31, 2022 and December 31, 2021, respectively. There were no securities pledged at the Federal Reserve Discount Window at December 31, 2022. Of the amount pledged at December 31, 2021, securities with a fair value of $171.2 million were pledged at the Federal Reserve Discount Window but were unencumbered as of that date. Accrued interest on securities available for sale totaled $32.1 million and $45.8 million as of December 31, 2022 and 2021, respectively, and is included in the Accrued income line on the Company’s Consolidated Balance Sheets. The total amount of accrued interest is excluded from the amortized cost of available securities presented above. Further, the Company has elected not to measure an ACL for accrued interest receivable. The following table shows the Company’s available-for-sale investments’ gross unrealized losses and fair value, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, at December 31, 2022 and 2021 (in thousands): Less than 12 months 12 months or more Total 2022 Count Fair Value Unrealized Losses Count Fair Value Unrealized Losses Count Fair Value Unrealized Losses Description of Securities U.S. Treasury 61 $ 688,208 $ (22,731 ) 4 $ 55,314 $ (4,415 ) 65 $ 743,522 $ (27,146 ) U.S. Agencies 27 140,877 (4,734 ) 2 30,419 (2,231 ) 29 171,296 (6,965 ) Mortgage-backed 687 1,415,169 (102,881 ) 205 2,557,035 (489,994 ) 892 3,972,204 (592,875 ) State and political subdivisions 1,744 936,865 (51,427 ) 273 233,679 (53,372 ) 2,017 1,170,544 (104,799 ) Corporates 86 146,615 (8,783 ) 189 216,885 (24,776 ) 275 363,500 (33,559 ) Collateralized loan obligations 41 326,659 (7,820 ) 1 4,785 (229 ) 42 331,444 (8,049 ) Total 2,646 $ 3,654,393 $ (198,376 ) 674 $ 3,098,117 $ (575,017 ) 3,320 $ 6,752,510 $ (773,393 ) Less than 12 months 12 months or more Total 2021 Count Fair Value Unrealized Losses Count Fair Value Unrealized Losses Count Fair Value Unrealized Losses Description of Securities U.S. Treasury 4 $ 58,867 $ (751 ) — $ — $ — 4 $ 58,867 $ (751 ) U.S. Agencies 1 11,149 (1 ) — — — 1 11,149 (1 ) Mortgage-backed 344 5,404,968 (87,301 ) 13 233,295 (8,571 ) 357 5,638,263 (95,872 ) State and political subdivisions 357 329,042 (6,969 ) 31 44,939 (2,177 ) 388 373,981 (9,146 ) Corporates 152 193,899 (1,498 ) — — — 152 193,899 (1,498 ) Collateralized loan obligations — — — — — — — — — Total 858 $ 5,997,925 $ (96,520 ) 44 $ 278,234 $ (10,748 ) 902 $ 6,276,159 $ (107,268 ) The unrealized losses in the Company’s investments were caused by changes in interest rates, and not from a decline in credit of the underlying issuers. The U.S. Treasury, U.S. Agency, and GSE mortgage-backed securities are all considered to be agency-backed securities with no risk of loss as they are either explicitly or implicitly guaranteed by the U.S. government. The changes in fair value in the agency-backed portfolios are solely driven by change in interest rates caused by changing economic conditions. The Company has no knowledge of any underlying credit issues and the cash flows underlying the debt securities have not changed and are not expected to be impacted by changes in interest rates. For the State and political subdivision portfolio, the majority of the Company’s holdings are in general obligation bonds, which have a very low historical default rate due to issuers generally having unlimited taxing authority to service the debt. For the State and political, Corporates, and Collateralized loan obligations portfolios, the Company has a robust process for monitoring credit risk, including both pre-purchase and ongoing post-purchase credit reviews and analysis. The Company monitors credit ratings of all bond issuers in these segments and reviews available financial data, including market and sector trends. As of both December 31, 2022 and 2021, there is no ACL related to the Company’s available-for-sale securities as the decline in fair value did not result from credit issues Securities Held to Maturity The following table provides detailed information about securities held to maturity at December 31, 2022 and 2021, respectively (in thousands): 2022 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value Allowance for Credit Losses Net Carrying Amount U.S. Agency $ 123,091 $ — $ (4,567 ) $ 118,524 $ — $ 123,091 Mortgage-backed 2,965,586 11 (392,530 ) 2,573,067 — 2,965,586 State and political subdivisions 2,772,922 17,618 (201,472 ) 2,589,068 (2,407 ) 2,770,515 Total $ 5,861,599 $ 17,629 $ (598,569 ) $ 5,280,659 $ (2,407 ) $ 5,859,192 2021 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value Allowance for Credit Losses Net Carrying Amount Mortgage-backed $ 396,134 $ 14 $ (2,431 ) $ 393,717 $ — $ 396,134 State and political subdivisions 1,084,282 3,346 (38,954 ) 1,048,674 (1,940 ) 1,082,342 Total $ 1,480,416 $ 3,360 $ (41,385 ) $ 1,442,391 $ (1,940 ) $ 1,478,476 The following table presents contractual maturity information for securities held to maturity at December 31, 2022 (in thousands): Amortized Fair Cost Value Due in 1 year or less $ 82,196 $ 81,893 Due after 1 year through 5 years 347,137 338,148 Due after 5 years through 10 years 743,395 704,133 Due after 10 years 1,723,285 1,583,418 Total 2,896,013 2,707,592 Mortgage-backed securities 2,965,586 2,573,067 Total securities held to maturity $ 5,861,599 $ 5,280,659 Expected maturities will differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties. There were no sales of securities held to maturity during 2022, 2021, or 2020. During the year ended December 31, 2022, securities with an amortized cost of $4.1 billion and a fair value of $3.8 billion were transferred from the available-for-sale classification to the held-to-maturity classification as the Company has the positive intent and ability to hold these securities to maturity. The transfers of securities were made at fair value at the time of transfer. The unrealized holding gain or loss at the time of transfer is retained in AOCI and will be amortized over the remaining life of the securities, offsetting the related amortization of discount or premium on the transferred securities. No gains or losses were recognized at the time of the transfers. The amortized cost balance of securities held to maturity in the tables above includes a net unamortized unrealized loss of $247.0 million at December 31, 2022. Accrued interest on securities held to maturity totaled $27.0 million and $5.3 million as of December 31, 2022 and 2021, respectively, and is included in the Accrued income line on the Company’s Consolidated Balance Sheets. The total amount of accrued interest is excluded from the amortized cost of held-to-maturity securities presented above. Further, the Company has elected not to measure an ACL for accrued interest receivable. The following table shows the Company’s held-to-maturity investments’ gross unrealized losses and fair value, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, at December 31, 2022 and 2021 (in thousands): Less than 12 months 12 months or more Total 2022 Count Fair Value Unrealized Losses Count Fair Value Unrealized Losses Count Fair Value Unrealized Losses U.S. Agency 11 $ 118,524 $ (4,567 ) — $ — $ — 11 $ 118,524 $ (4,567 ) Mortgage-backed 254 2,342,656 (346,611 ) 11 228,079 (45,919 ) 265 2,570,735 (392,530 ) State and political subdivisions 1,403 1,543,692 (177,957 ) 61 617,805 (23,515 ) 1,464 2,161,497 (201,472 ) Total 1,668 $ 4,004,872 $ (529,135 ) 72 $ 845,884 $ (69,434 ) 1,740 $ 4,850,756 $ (598,569 ) Less than 12 months 12 months or more Total 2021 Count Fair Value Unrealized Losses Count Fair Value Unrealized Losses Count Fair Value Unrealized Losses Mortgage-backed 12 $ 317,887 $ (2,431 ) — $ — $ — 12 $ 317,887 $ (2,431 ) State and political subdivisions 58 585,153 (12,494 ) 28 217,579 (26,460 ) 86 802,732 (38,954 ) Total 70 $ 903,040 $ (14,925 ) 28 $ 217,579 $ (26,460 ) 98 $ 1,120,619 $ (41,385 ) The unrealized losses in the Company’s held-to-maturity portfolio were caused by changes in the interest rate environment. The U.S. Agency and GSE mortgage-backed securities are considered to be agency-backed securities with no risk of loss as they are either explicitly or implicitly guaranteed by the U.S. government. Therefore, the Company’s expected lifetime loss for these portfolios is zero and there is no ACL recorded for these portfolios. The Company has no knowledge of any underlying credit issues and the cash flows underlying the debt securities have not changed and are not expected to be impacted by changes in interest rates. For the State and political subdivision portfolio, the Company’s holdings are in general obligation bonds as well as private placement bonds, which have very low historical default rates due to issuers generally having unlimited taxing authority to service the debt. The Company has a robust process for monitoring credit risk, including both pre-purchase and ongoing post-purchase credit reviews and analysis. The Company monitors credit ratings of all bond issuers in these segments and reviews available financial data, including market and sector trends. The underlying bonds are evaluated for credit losses in conjunction with management’s estimate of the ACL based on credit rating. The following table shows the amortized cost basis by credit rating of the Company’s held-to-maturity State and political subdivisions bond investments at December 31, 2022 and 2021 (in thousands): Amortized Cost Basis by Credit Rating - HTM Debt Securities 2022 AAA AA A BBB BB CCC-C Total State and political subdivisions: Competitive $ — $ — $ 435,953 $ 618,517 $ 17,120 $ 2,934 $ 1,074,524 Utilities 759,539 824,386 84,293 29,599 581 — 1,698,398 Total state and political subdivisions $ 759,539 $ 824,386 $ 520,246 $ 648,116 $ 17,701 $ 2,934 $ 2,772,922 Amortized Cost Basis by Credit Rating - HTM Debt Securities 2021 A BBB BB CCC-C Total State and political subdivisions: Competitive $ 372,696 $ 605,104 $ 20,678 $ 870 $ 999,348 Utilities 55,096 29,838 — — 84,934 Total state and political subdivisions $ 427,792 $ 634,942 $ 20,678 $ 870 $ 1,084,282 Competitive held-to-maturity securities include not-for-profit enterprises that provide public functions such as housing, higher education, or healthcare, but do so in a competitive environment. It also includes project financings that can have relatively high enterprise risk, such as deals backed by revenues from sports or convention facilities or start-up transportation revenues. Utilities are public enterprises providing essential services with a monopoly or near-monopoly over the service area. This includes environmental utilities (water, sewer, solid waste), power utilities (electric distribution and generation, gas), and transportation utilities (airports, parking, toll roads, mass transit, ports). All held-to-maturity securities were current and not past due at December 31, 2022. The following table presents the aging of past due held-to-maturity securities at December 31, 2021 (in thousands): 2021 30-89 Days Past Due and Accruing Greater than 90 Days Past Due and Accruing Non- Accrual Total Past Due Current Total State and political subdivisions: Competitive $ 7,795 $ — $ — $ 7,795 $ 991,553 $ 999,348 Utilities — — — — 84,934 84,934 Total state and political subdivisions $ 7,795 $ — $ — $ 7,795 $ 1,076,487 $ 1,084,282 Trading Securities The net unrealized loss on trading securities was $26 thousand as of December 31, 2022. The net unrealized gain on trading securities was $2 thousand and $13 thousand as of December 31, 2021, and 2020, respectively. Net unrealized gains and losses are included in trading and investment banking income on the Consolidated Statements of Income. Securities sold not yet purchased totaled $3.5 million and $3.2 million at December 31, 2022 and 2021, respectively, and are classified within the Other liabilities line of the Company’s Consolidated Balance Sheets. Other Securities The table below provides detailed information for Other securities at December 31, 2022 and 2021 (in thousands): December 31, 2022 2021 FRB and FHLB stock $ 41,472 $ 36,222 Equity securities with readily determinable fair values 10,782 64,149 Equity securities without readily determinable fair values 297,504 226,727 Total $ 349,758 $ 327,098 Investment in FRB stock is based on the capital structure of the investing bank, and investment in FHLB stock is mainly tied to the level of borrowings from the FHLB. These holdings are carried at cost. Equity securities with readily determinable fair values are generally traded on an exchange and market prices are readily available. Equity securities without readily determinable fair values include equity investments which are held by a subsidiary qualified as a Small Business Investment Company, as well as investments in low-income housing partnerships within the areas the Company serves. Unrealized gains or losses on equity securities with and without readily determinable fair values are recognized in the Investment securities gains, net line of the Company’s Consolidated Statements of Income. Investment Securities Gains, Net The following table presents the components of Investment securities gains, net for the years ended December 31, 2022, 2021, and 2020 (in thousands): Year Ended December 31, 2022 2021 2020 Investment securities gains, net Available-for-sale debt securities: Gains realized on sales $ — $ 7,819 $ 7,255 Losses realized on sales — (2 ) (274 ) Equity securities with readily determinable fair values: Fair value adjustments, net (8,073 ) (10,881 ) 110,768 Equity securities without readily determinable fair values: Fair value adjustments, net 355 8,121 2,885 Sales 66,162 — — Total investment securities gains, net $ 58,444 $ 5,057 $ 120,634 During 2022, the Company sold the entirety of its Visa Inc. Class B common shares in a cash transaction which resulted in a pre-tax gain of $66.2 million. Prior to the sale, the Visa Inc. Class B shares had no carrying value on the Company’s Consolidated Balance Sheets as the Company had no historical cost basis in the shares.

SECURITIES PURCHASED UNDER AGRE

SECURITIES PURCHASED UNDER AGREEMENTS TO RESELL	12 Months Ended
	Dec. 31, 2022
Securities Purchased Under Agreements To Resell [Abstract]
SECURITIES PURCHASED UNDER AGREEMENTS TO RESELL	5. SECURITIES PURCHASED UNDER AGREEMENTS TO RESELL The Company regularly enters into agreements for the purchase of securities with simultaneous agreements to resell (resell agreements). The agreements permit the Company to sell or repledge these securities. Resell agreements were $951.6 million and $1.2 billion at December 31, 2022 and 2021, respectively. The Company obtains possession of collateral with a market value equal to or in excess of the principal amount loaned under resell agreements.

LOANS TO OFFICERS AND DIRECTORS

LOANS TO OFFICERS AND DIRECTORS	12 Months Ended
	Dec. 31, 2022
Related Party Transactions [Abstract]
LOANS TO OFFICERS AND DIRECTORS	6. LOANS TO OFFICERS AND DIRECTORS Certain executive officers and directors of the Company and the Bank, including companies in which those persons are principal holders of equity securities or are general partners, borrow in the normal course of business from the Bank. All such loans have been made on substantially the same terms, including interest rates and collateral, as those prevailing at the same time for comparable transactions with unrelated parties. In addition, all such loans are current as to repayment terms. For the years 2022 and 2021, an analysis of activity with respect to such aggregate loans to related parties appears below (in thousands): Year Ended December 31, 2022 2021 Balance – beginning of year $ 279,717 $ 165,395 New loans 192,595 176,226 Repayments (109,459 ) (61,780 ) Reduction due to change in reportable loans — (124 ) Balance – end of year $ 362,853 $ 279,717

GOODWILL AND OTHER INTANGIBLES

GOODWILL AND OTHER INTANGIBLES	12 Months Ended
	Dec. 31, 2022
Goodwill And Intangible Assets Disclosure [Abstract]
GOODWILL AND OTHER INTANGIBLES	7. GOODWILL AND OTHER INTANGIBLES Changes in the carrying amount of goodwill for the years ended December 31, 2022 and December 31, 2021 by operating segment are as follows (in thousands): Commercial Banking Institutional Banking Personal Banking Total Balances as of January 1, 2022 $ 59,419 $ 51,332 $ 63,767 $ 174,518 Healthcare savings account business acquisition — 25,160 — 25,160 Branch acquisition 3,694 — 4,013 7,707 Balances as of December 31, 2022 $ 63,113 $ 76,492 $ 67,780 $ 207,385 Balances as of January 1, 2021 $ 59,419 $ 51,332 $ 70,116 $ 180,867 Sale of component of business segment — — (6,349 ) (6,349 ) Balances as of December 31, 2021 $ 59,419 $ 51,332 $ 63,767 $ 174,518 Following are the intangible assets that continue to be subject to amortization as of December 31, 2022 and 2021 (in thousands) : As of December 31, 2022 Core Deposit Intangible Assets Customer Relationships Total Gross carrying amount $ 16,661 $ 114,978 $ 131,639 Accumulated amortization 14,827 38,088 52,915 Net carrying amount $ 1,834 $ 76,890 $ 78,724 As of December 31, 2021 Core Deposit Intangible Assets Customer Relationships Total Gross carrying amount $ 50,059 $ 71,167 $ 121,226 Accumulated amortization 49,623 57,187 106,810 Net carrying amount $ 436 $ 13,980 $ 14,416 On November 18, 2022, the Company acquired a healthcare savings account business, which included $383.0 million of deposits. The purchase resulted in recognition of $25.2 million of goodwill and a $67.0 million customer relationship intangible asset. On March 28, 2022, the Company acquired a bank branch. Included in the branch acquisition were $43.0 million in loans and $226.8 million of deposits. The purchase resulted in recognition of $7.7 million of goodwill and a $2.3 million core deposit intangible asset. On March 31, 2021, the Company sold its membership interests in its PCM and UMB Merchant Banc, LLC subsidiaries, components of its Personal Banking segment. The sale included disposition of $6.3 million of goodwill and $1.9 million of net unamortized customer relationship intangibles. Amortization expense for the years ended December 31, 2022, 2021, and 2020 was $5.0 million, $4.8 million, and $6.5 million, respectively. The following table discloses the estimated amortization expense of intangible assets in future years (in thousands): For the year ending December 31, 2023 $ 8,366 For the year ending December 31, 2024 7,636 For the year ending December 31, 2025 7,429 For the year ending December 31, 2026 6,569 For the year ending December 31, 2027 4,597

PREMISES, EQUIPMENT, AND LEASES

PREMISES, EQUIPMENT, AND LEASES	12 Months Ended
	Dec. 31, 2022
Premises Equipment And Leases [Abstract]
PREMISES, EQUIPMENT, AND LEASES	8 . PREMISES, EQUIPMENT, AND LEASES Premises and equipment consisted of the following (in thousands): December 31, 2022 2021 Land $ 41,368 $ 41,513 Buildings and leasehold improvements 361,346 352,954 Equipment 187,208 181,218 Software 285,833 273,342 Total 875,755 849,027 Accumulated depreciation (371,958 ) (357,503 ) Accumulated amortization (240,148 ) (220,591 ) Premises and equipment, net $ 263,649 $ 270,933 Premises and equipment depreciation and amortization expenses were $46.8 million in 2022, $49.6 million in 2021, and $56.1 million in 2020. The Company primarily has leases of real estate, including buildings, or portions of buildings, used for bank branches or general office operations. These leases have remaining lease terms that range from less than one year to 25 years and most leases include one or more options to renew, with renewal terms that can extend the lease term from one month to 35 years or more. The exercise of lease renewal options is at the Company’s sole discretion. No renewal options were included in the Company’s calculation of its lease liabilities or right of use assets since it is not reasonably certain that the Company will exercise these options. No leases include options to purchase the leased property. The lease agreements do not contain any material residual value guarantees or material restrictive covenants. An insignificant number of leases include variable lease payments that are based on the Consumer Price Index (CPI). For the calculation of the lease liability and right of use asset for these leases, the Company has included lease payments based on CPI as of the effective date of ASC 842. The Company has made the election not to separate lease and non-lease components for existing real estate leases when determining consideration within the lease contract. All of the Company’s lease agreements are classified as operating leases under ASC 842. As of December 31, 2022 and 2021, right-of-use assets of $54.6 million and $57.1 million, respectively, were included as part of Other assets on the Company’s Consolidated Balance Sheets. In addition, lease liabilities of $63.5 million and $64.6 million were included as part of Other liabilities on the Company’s Consolidated Balance Sheets as of December 31, 202 2 and 20 2 1 , respectively . For the year s ended December 31, 202 2, 20 2 1 , and 2020, lease expense of $ 11.9 million , $ million, and $ 12.8 million, respectively, was recognized as part of Occupancy expense on the Company’s Consolidated Statements of Income. For the year s ended December 31, 202 2, 20 2 1 , and 2020, cash payments of $ 12.9 million , $ million, and $ 12.3 million, respectively, were made for leases included in the measurement of lease liabilities and are classified as cash flows from operating activities in the Company’s Consolidated Statements of Cash Flows. For the year s ended December 31, 202 2 and 20 2 1 , leased assets obtained in exchange for new operating lease liabilities were $ 11.3 million and $ 2.4 million, respectively . As of December 31, 202 2 and 20 2 1 , the weighted average remaining lease term s of the Company’s leases w ere 7.0 years and 7.5 years , respectively, and the weighted average discount rate s were 2.96 % and 2.74 %, respectively . As of December 31, 2022, future minimum lease payments under non-cancelable operating leases were as follows (in thousands): 2023 $ 12,278 2024 11,652 2025 10,005 2026 9,326 2027 8,297 Thereafter 19,430 Total lease payments 70,988 Less: Interest 7,516 Present value of lease liabilities $ 63,472

BORROWED FUNDS

BORROWED FUNDS	12 Months Ended
	Dec. 31, 2022
Debt Disclosure [Abstract]
BORROWED FUNDS	9. BORROWED FUNDS The components of the Company's long-term debt are as follows (in thousands): December 31, 2022 2021 Trust Preferred Securities: Marquette Capital Trust I Subordinated Debentures 5.41% due 2036 $ 18,319 $ 17,956 Marquette Capital Trust II Subordinated Debentures 5.41% due 2036 18,863 18,526 Marquette Capital Trust III Subordinated Debentures 6.23% due 2036 7,415 7,286 Marquette Capital Trust IV Subordinated Debentures 6.37% due 2036 29,956 29,445 Subordinated notes 3.70% due 2030, net of issuance costs 198,781 198,331 Subordinated notes 6.25% due 2032, net issuance costs 107,977 — Total long-term debt $ 381,311 $ 271,544 The aggregate contractual repayment of long-term debt of $413.1 million is due after December 31, 2027. The Company assumed long-term debt obligations from the acquisition of Marquette consisting of debt obligations payable to four unconsolidated trusts (Marquette Capital Trust I, Marquette Capital Trust II, Marquette Capital Trust III, and Marquette Capital Trust IV) that previously issued trust preferred securities. These long-term debt obligations had an aggregate contractual balance of $103.1 million and had a carrying value of $74.6 million as of December 31, 2022. Interest rates on trust preferred securities are tied to the three-month January 2036 September 2036 In September 2020 In September 2022 The Company is a member bank of the FHLB of Des Moines. Through this relationship, the Company purchased $10.0 million of FHLB stock and has access to additional liquidity and funding sources through FHLB advances. The Company’s borrowing capacity is dependent upon the amount of collateral the Company places at the FHLB. The Company’s borrowing capacity with the FHLB was $1.9 billion as of December 31, 2022. The Company had no outstanding FHLB advances at FHLB Des Moines as of December 31, 2022. The Company has a revolving line of credit with Wells Fargo Bank, N.A. which allows the Company to borrow up to $30.0 million for general working capital purposes. The interest rate applied to borrowed balances will be at the Company’s option either 1.40% above Term SOFR or 1.75% below the prime rate on the date of an advance. The Company pays 0.4% unused commitment fee for unused portions of the line of credit. The Company currently has no outstanding balance on this line of credit. The Company enters into sales of securities with simultaneous agreements to repurchase (repurchase agreements). The Company utilizes repurchase agreements to facilitate the needs of customers and to facilitate secured short-term funding needs. Repurchase agreements are stated at the amount of cash received in connection with the transaction. The Company monitors collateral levels on a continuous basis and may be required to provide additional collateral based on the fair value of the underlying securities. Securities pledged as collateral under repurchase agreements are maintained with the Company’s safekeeping agents. The amounts received under these agreements represent short-term borrowings. The amount outstanding at December 31, 2022, was $2.2 billion, with accrued interest payable of $1.4 million. The amount outstanding at December 31, 2021, was $3.2 billion, with accrued interest payable of $245 thousand. The carrying amounts and market values of the securities and the related repurchase liabilities and weighted average interest rates of the repurchase liabilities (grouped by maturity of the repurchase agreements) were as follows as of December 31, 2022 and 2021 (in thousands): As of December 31, 2022 Securities Fair Market Value Repurchase Liabilities Weighted Average Interest Rate Maturity of the Repurchase Liabilities 2 to 29 days $ 1,756,837 $ 1,869,186 3.32 % 30 to 90 Days 295,901 290,501 4.59 Total $ 2,052,738 $ 2,159,687 3.49 % As of December 31, 2021 Securities Fair Market Value Repurchase Liabilities Weighted Average Interest Rate Maturity of the Repurchase Liabilities 2 to 29 days $ 2,797,268 $ 2,820,788 0.19 % 30 to 90 Days 414,091 404,800 0.70 Over 90 Days 250 250 0.01 Total $ 3,211,609 $ 3,225,838 0.25 % The table below presents the remaining contractual maturities of repurchase agreements outstanding at December 31, 2022 and 2021, in addition to the various types of marketable securities that have been pledged as collateral for these borrowings (in thousands): As of December 31, 2022 Remaining Contractual Maturities of the Agreements 2-29 days 30-90 days Total Repurchase agreements, secured by: U.S. Treasury $ 33,888 $ — $ 33,888 U.S. Agency 1,835,298 290,501 2,125,799 Total repurchase agreements $ 1,869,186 $ 290,501 $ 2,159,687 As of December 31, 2021 Remaining Contractual Maturities of the Agreements 2-29 days 30-90 days Over 90 Days Total Repurchase agreements, secured by: U.S. Agency $ 2,820,788 $ 404,800 $ 250 $ 3,225,838 Total repurchase agreements $ 2,820,788 $ 404,800 $ 250 $ 3,225,838

REGULATORY REQUIREMENTS

REGULATORY REQUIREMENTS	12 Months Ended
	Dec. 31, 2022
Regulatory Capital Requirements [Abstract]
REGULATORY REQUIREMENTS	10. REGULATORY REQUIREMENTS Payment of dividends by the Bank to the parent company is subject to various regulatory restrictions. For national banks, the governing regulatory agency must approve the declaration of any dividends generally in excess of the sum of net income for that year and retained net income for the preceding two years. The Bank maintains a reserve balance with the FRB as required by law. During 2022, this amount averaged $2.3 billion, compared to $4.0 billion in 2021. At December 31, 2022, the Company is required to have minimum common equity tier 1, tier 1, and total capital ratios of 4.5%, 6.0% and 8.0%, respectively. The Company’s actual ratios at that date were 10.62%, 10.62% and 12.50%, respectively. The Company is required to have a minimum leverage ratio of 4.0%, and the leverage ratio at December 31, 2022, was 8.43%. As of December 31, 2022, the most recent notification from the OCC categorized the Bank as well capitalized under the regulatory framework for prompt corrective action. To be categorized as well-capitalized the Bank must maintain total risk-based, tier 1 risk-based, common equity tier 1, and tier 1 leverage ratios of 10.0%, 8.0%, 6.5%, and 5.0%, respectively. There are no conditions or events that have occurred since the receipt of the most recent notification that management believes have changed the Bank’s categorization. In addition, under amendments to the BHCA introduced by the Dodd-Frank Act and commonly known as the Volcker Rule, the Company and its subsidiaries are subject to extensive limits on proprietary trading and on owning or sponsoring hedge funds and private-equity funds. The limits on proprietary trading are largely focused on purchases or sales of financial instruments by a banking entity as principal primarily for the purpose of short-term resale, benefitting from actual or expected short-term price movements, or realizing short-term arbitrage profits. The limits on owning or sponsoring hedge funds and private-equity funds are designed to ensure that banking entities generally maintain only small positions in managed or advised funds and are not exposed to significant losses arising directly or indirectly from them. The Volcker Rule also provides for increased capital charges, quantitative limits, rigorous compliance programs, and other restrictions on permitted proprietary trading and fund activities, including a prohibition on transactions with a covered fund that would constitute a covered transaction under Sections 23A and 23B of the Federal Reserve Act. The fund activities of the Company and its subsidiaries are in conformance with the Volcker Rule. Actual capital amounts as well as required and well-capitalized common equity tier 1, tier 1, total and tier 1 leverage ratios as of December 31, 2022 and 2021 for the Company and the Bank are as follows (in thousands): 2022 Actual For Capital Adequacy Purposes To Be Well Capitalized Under Prompt Corrective Action Provisions Amount Ratio Amount Ratio Amount Ratio Common Equity Tier 1 Capital: UMB Financial Corporation $ 3,129,030 10.62 % $ 1,325,893 4.50 % $ N/A N/A % UMB Bank, n. a. 3,184,837 10.88 1,317,571 4.50 1,903,158 6.50 Tier 1 Capital: UMB Financial Corporation 3,129,030 10.62 1,767,857 6.00 N/A N/A UMB Bank, n. a. 3,184,837 10.88 1,756,762 6.00 2,342,349 8.00 Total Capital: UMB Financial Corporation 3,682,619 12.50 2,357,142 8.00 N/A N/A UMB Bank, n. a. 3,359,158 11.47 2,342,349 8.00 2,927,936 10.00 Tier 1 Leverage: UMB Financial Corporation 3,129,030 8.43 1,483,953 4.00 N/A N/A UMB Bank, n. a. 3,184,837 8.46 1,506,443 4.00 1,883,054 5.00 2021 Common Equity Tier 1 Capital: UMB Financial Corporation $ 2,885,576 12.05 % $ 1,077,971 4.50 % $ N/A N/A % UMB Bank, n. a. 2,734,377 11.53 1,067,154 4.50 1,541,444 6.50 Tier 1 Capital: UMB Financial Corporation 2,885,576 12.05 1,437,295 6.00 N/A N/A UMB Bank, n. a. 2,734,377 11.53 1,422,872 6.00 1,897,162 8.00 Total Capital: UMB Financial Corporation 3,324,284 13.88 1,916,393 8.00 N/A N/A UMB Bank, n. a. 2,902,996 12.24 1,897,162 8.00 2,371,453 10.00 Tier 1 Leverage: UMB Financial Corporation 2,885,576 7.61 1,517,616 4.00 N/A N/A UMB Bank, n. a. 2,734,377 7.26 1,506,293 4.00 1,882,866 5.00

EMPLOYEE BENEFITS

EMPLOYEE BENEFITS	12 Months Ended
	Dec. 31, 2022
Disclosure Of Compensation Related Costs Sharebased Payments [Abstract]
EMPLOYEE BENEFITS	11. EMPLOYEE BENEFITS The Company has a discretionary noncontributory profit-sharing plan, which features an employee stock ownership plan. This plan is for the benefit of substantially all eligible officers and employees of the Company and its subsidiaries. The Company recognized expense related to such contributions of $2.0 million, $2.5 million, and $2.0 million for the years ended December 31, 2022, 2021, and 2020, respectively. The Company has a qualified 401(k) profit sharing plan that permits participants to make contributions by salary deduction, to which the Company makes matching contributions. The Company recognized expense related to matching contributions of $13.6 million, $11.4 million, and $11.0 million for the years ended December 31, 2022, 2021 and 2020, respectively. The Company recognized $20.6 million, $18.6 million, and $10.5 million in expense related to outstanding restricted stock unit grants for the years ended December 31, 2022, 2021 and 2020, respectively. The Company recognized $196 thousand, $1.9 million, and $3.4 million in expense related to outstanding restricted stock grants for the years ended December 31, 2022, 2021, and 2020, respectively. The Company also recognized $40 thousand and $596 thousand in expense related to outstanding stock options for the years ended December 31, 2021 and 2020, respectively. The Company did not recognize any expense related to outstanding stock options for the year ended December 31, 2022. The Company had $18.2 million of unrecognized compensation expense related to outstanding restricted stock unit grants at December 31, 2022. Long-Term Incentive Compensation Plan At the April 26, 2005 shareholders’ meeting, the shareholders of the Company approved the UMB Financial Corporation Long-Term Incentive Compensation Plan (LTIP) which became effective as of January 1, 2005. The LTIP permits the issuance to selected officers of the Company service-based restricted stock grants, performance-based restricted stock grants and non-qualified stock options. Service-based restricted stock grants contain a service requirement. The performance-based restricted grants contain performance and service requirements. The non-qualified stock option grants contain a service requirement. At the April 23, 2013 shareholders’ meeting, the shareholders of the Company approved amendments to the LTIP Plan, including increasing the number of shares of the Company’s stock reserved for issuance under the Plan from 5.25 million shares to 7.44 million shares. Additionally, the shareholders approved increasing the maximum benefits any one eligible employee may receive under the plan during any one fiscal year from $1 million to $2 million taking into account the value of all stock options and restricted stock received. At the April 24, 2018 shareholders’ meeting, the shareholders of the Company approved the UMB Financial Corporation Omnibus Incentive Compensation Plan which became effective as of April 24, 2018 and replaced the LTIP plan. No service-based restricted stock grants, performance-based restricted stock grants or non-qualified stock options have been issued under the LTIP since 2018. The service-based restricted stock grants issued under the LTIP contain a service requirement with varying vesting schedules. The majority of these grants issued in 2016 through 2018 utilized a vesting schedule in which 50% of the shares vest after two years of service, 75% after three years of service and 100% after four years of service. Certain other grants utilized vesting schedules in which the grants vest ratably over the requisite service period or contain a three-year cliff vesting. The dividends on service-based restricted stock grants are treated as two separate transactions. First, cash dividends are paid on the restricted stock. Those cash dividends are then paid to purchase additional shares of restricted stock. Dividends earned as additional shares of restricted stock have the same terms as the associated grant. The dividends paid on the stock are recorded as a reduction to retained earnings, similar to all dividend transactions. The table below discloses the status of the service-based restricted shares during 2022: Number of Shares Weighted Average Grant Date Fair Value Service-Based Restricted Stock Nonvested - December 31, 2021 23,618 $ 72.28 Granted — — Canceled — — Vested (23,618 ) 72.28 Nonvested - December 31, 2022 — $ — Total fair value of shares vested during the years ended December 31, 2022, 2021, and 2020 was $2.5 million, $3.2 million, and $9.2 million, respectively. The non-qualified stock options carry a service requirement and grants issued prior to 2016 vested 50% after three years, 75% after four years and 100% after five years, while grants issued in 2016 through 2018 vested 50% after two years, 75% after three years and 100% after four years. The table below discloses the information relating to non-qualified option activity in 2022 under the LTIP: Number of Shares Weighted Average Price Per Share Weighted Average Remaining Contractual Term Aggregate Intrinsic Value Stock Options Under the LTIP Outstanding - December 31, 2021 171,340 $ 60.19 Granted — — Canceled — — Expired (3,783 ) 56.86 Exercised (29,699 ) 51.84 Outstanding - December 31, 2022 137,858 $ 62.08 3.0 $ 2,955,637 Exercisable - December 31, 2022 137,858 $ 62.08 3.0 $ 2,955,637 There were no options granted during 2022, 2021, or 2020. The total intrinsic value of options exercised during the years ended December 31, 2022, 2021, and 2020, was $1.2 million, $12.9 million and $2.0 million, respectively. As of December 31, 2022, there was no unrecognized compensation cost related to the nonvested options. Cash received from options exercised under all share-based compensation plans was $1.5 million, $18.4 million, and $4.6 million for the years ended December 31, 2022, 2021, and 2020, respectively. The tax benefit realized for stock options exercised was $2.2 million, $2.6 million, and $345 thousand for the years ended December 31, 2022, 2021, and 2020, respectively. The Company has no specific policy to repurchase common shares to mitigate the dilutive impact of options; however, the Company has historically made adequate discretionary repurchases of common shares in an amount that exceeds stock option exercise activity. See a description of the Company’s Repurchase Authorizations in Note 14, “Common Stock and Earnings Per Share,” in the Notes to the Consolidated Financial Statements provided in Item 8 of this report. Omnibus Incentive Compensation Plan At the April 24, 2018 shareholders’ meeting, the shareholders of the Company approved the UMB Financial Corporation Omnibus Incentive Compensation Plan (OICP) which became effective as of April 24, 2018. The OICP permits the issuance to key employees of the Company various types of awards, including stock options, restricted stock and restricted stock units, performance awards and other stock-based awards. Service-based restricted stock unit awards contain a service requirement and the performance-based restricted stock unit awards contain performance and service requirements. The number of shares of the Company’s stock reserved for issuance under the OICP is 5.40 million shares. The service-based restricted stock unit awards are payable in shares of stock and the majority contain a service requirement with a four-year graded vesting schedule in which 50% of the units are vested after two years, 75% are vested after three years, and 100% are vested after four years. Certain other grants contain a service requirement with either a two-year cliff vesting or a three-year graded vesting schedule in which 50% of the units vest after two years of service and the remaining 50% vest after three years of service. The performance-based restricted stock unit awards are payable in shares of stock and contain a service and a performance requirement. The performance requirement is based on two predetermined performance requirements over a three-year The dividends on service-based restricted stock units are treated as two separate transactions. First, cash dividends are paid on the restricted stock units. Those cash dividends are then paid to purchase additional shares of restricted stock units. Dividends earned as additional shares of restricted stock units have the same terms as the associated grant. The dividends paid on the stock are recorded as a reduction to retained earnings, similar to all dividend transactions. Dividends are not paid on performance-based restricted stock units. The table below discloses the status of the service-based restricted stock units during 2022: Number of Units Weighted Average Price Per Unit Service Based Restricted Stock Units Under the OICP Nonvested - December 31, 2021 363,148 $ 70.47 Granted 156,869 98.76 Canceled (27,880 ) 80.54 Vested (112,151 ) 66.32 Nonvested - December 31, 2022 379,986 $ 82.64 As of December 31, 2022, there was $14.5 million of unrecognized compensation cost related to the nonvested service-based restricted stock units. The cost is expected to be recognized over a period of 2.5 years. Total fair value of units vested during the years ended December 31, 2022, 2021, and 2020 was $11.4 million, $6.7 million, and The table below discloses the status of the performance-based restricted stock units during 2022: Number of Units Weighted Average Price Per Unit Performance Based Restricted Stock Units Under the OICP Nonvested - December 31, 2021 165,822 $ 64.08 Granted 48,416 93.43 Canceled (1,375 ) 65.02 Vested (71,461 ) 60.35 Performance based adjustment 23,708 60.35 Nonvested - December 31, 2022 165,110 $ 64.21 As of December 31, 2022, there was $3.7 million of unrecognized compensation cost related to the nonvested performance-based restricted stock units. The cost is expected to be recognized over a period of 1.7 years. The fair value of units vested during the years ended December 31, 2022 and 2021 was $7.4 million and $2.7 million, respectively. There were no units vested during 2020.

BUSINESS SEGMENT REPORTING

BUSINESS SEGMENT REPORTING	12 Months Ended
	Dec. 31, 2022
Segment Reporting [Abstract]
BUSINESS SEGMENT REPORTING	12. BUSINESS SEGMENT REPORTING The Company has strategically aligned its operations into the following three reportable segments: Commercial Banking, Institutional Banking, and Personal Banking (collectively, the Business Segments, and each, a Business Segment). The Company’s senior executive officers regularly evaluate Business Segment financial results produced by the Company’s internal reporting system in deciding how to allocate resources and assess performance for individual Business Segments. The Company’s reportable Business Segments include certain corporate overhead, technology and service costs that are allocated based on methodologies that are applied consistently between periods. For comparability purposes, amounts in all periods are based on methodologies in effect at December 31, 2022. Previously reported results have been reclassified in this filing to conform to the current organizational structure. The following summaries provide information about the activities of each segment: Commercial Banking serves the commercial banking and treasury management needs of the Company’s small to middle-market businesses through a variety of products and services. Such services include commercial loans, commercial real estate financing, commercial credit cards, letters of credit, loan syndication services, and consultative services. In addition, the Company’s specialty lending group offers a variety of business solutions including asset-based lending, mezzanine debt and minority equity investments. Treasury management services include depository services, account reconciliation and cash management tools such as, accounts payable and receivable solutions, electronic fund transfer and automated payments, controlled disbursements, lockbox services, and remote deposit capture services. Institutional Banking is a combination of banking services, fund services, asset management services , and healthcare services provided to institutional clients. This segment also provides fixed income sales, trading and underwriting, corporate trust and escrow services, as well as institutional custody . Institutional Banking includes UMB FS , which provides fund administration and accounting, investor services and transfer agency, and other services to mutual fund and alternative investment groups . Healthcare services provides healthcare payment solutions including custodial services for health savings accounts (HSAs) and private label, multipurpose debit cards to insurance carriers, third-party administrators, software companies, employers, and financial institutions. Personal Banking combines consumer banking and wealth management services offered to clients and delivered through personal relationships and the Company’s bank branches, ATM network and internet banking. Products offered include deposit accounts, retail credit cards, private banking, installment loans, home equity lines of credit, and residential mortgages. The range of client services extends from a basic checking account to estate planning and trust services and includes private banking, brokerage services, and insurance services in addition to a full spectrum of investment advisory, trust, and custody services. BUSINESS SEGMENT INFORMATION S egment financial results were as follows (in thousands): Year Ended December 31, 2022 Commercial Banking Institutional Banking Personal Banking Total Net interest income $ 596,031 $ 159,679 $ 158,087 $ 913,797 Provision for credit losses 32,851 495 4,554 37,900 Noninterest income 122,614 323,794 107,825 554,233 Noninterest expense 332,912 320,976 244,231 898,119 Income before taxes 352,882 162,002 17,127 532,011 Income tax expense 66,548 30,551 3,230 100,329 Net income $ 286,334 $ 131,451 $ 13,897 $ 431,682 Average assets $ 17,489,000 $ 13,100,000 $ 6,990,000 $ 37,579,000 Year Ended December 31, 2021 Commercial Banking Institutional Banking Personal Banking Total Net interest income $ 579,992 $ 87,644 $ 147,885 $ 815,521 Provision for credit losses 15,543 630 3,827 20,000 Noninterest income 84,417 273,483 109,275 467,175 Noninterest expense 306,424 292,142 235,070 833,636 Income before taxes 342,442 68,355 18,263 429,060 Income tax expense 60,691 12,113 3,238 76,042 Net income $ 281,751 $ 56,242 $ 15,025 $ 353,018 Average assets $ 15,243,000 $ 12,255,000 $ 7,831,000 $ 35,329,000 Year Ended December 31, 2020 Commercial Banking Institutional Banking Personal Banking Total Net interest income $ 489,501 $ 106,856 $ 134,872 $ 731,229 Provision for credit losses 119,526 882 10,092 130,500 Noninterest income 192,230 254,874 113,062 560,166 Noninterest expense 289,072 286,635 246,298 822,005 Income (loss) before taxes 273,133 74,213 (8,456 ) 338,890 Income tax expense (benefit) 42,223 11,472 (1,307 ) 52,388 Net income (loss) $ 230,910 $ 62,741 $ (7,149 ) $ 286,502 Average assets $ 12,614,000 $ 9,746,000 $ 6,208,000 $ 28,568,000

REVENUE RECOGNITION

REVENUE RECOGNITION	12 Months Ended
	Dec. 31, 2022
Revenue From Contract With Customer [Abstract]
REVENUE RECOGNITION	13. REVENUE RECOGNITION The following is a description of the principal activities from which the Company generates revenue that are within the scope of ASC 606, Revenue from Contracts with Customers Trust and securities processing – Trust and securities processing income consists of fees earned on personal and corporate trust accounts, custody of securities services, trust investments and wealth management services, and mutual fund and alternative asset servicing. The performance obligations related to this revenue include items such as performing full bond trustee service administration, investment advisory services, custody and record-keeping services, and fund administrative and accounting services. These fees are part of long-term contractual agreements and the performance obligations are satisfied upon completion of service and fees are generally a fixed flat monthly rate or based on a percentage of the account’s market value per the contract with the customer. These fees are primarily recorded within the Company’s Institutional and Personal Banking segments. Trading and investment banking – Trading and investment banking income consists of income earned related to the Company’s trading securities portfolio, including futures hedging, dividends, bond underwriting, and other securities incomes. The vast majority of this revenue is recognized in accordance with ASC 320, , and is out of the scope of ASC 606. A portion of trading and investment banking represents fees earned for management fees, commissions, and underwriting of corporate bond issuances. The performance obligations related to these fees include reviewing the credit worthiness of the customer, ensuring appropriate regulatory approval and participating in due diligence. The fees are fixed per the bond prospectus and the performance obligations are satisfied upon registration approval of the bonds by the applicable regulatory agencies. Revenue is recognized at the point in time upon completion of service and when approval is granted by the regulators. Service charges on deposits – Service charges on deposit accounts represent monthly analysis fees recognized for the services related to customer deposit accounts, including account maintenance and depository transactions processing fees. Commercial Banking and Institutional Banking depository accounts charge fees in accordance with the customer’s pricing schedule while Personal Banking account holders are generally charged a flat service fee per month. Deposit service charges for the healthcare accounts included in the Institutional Banking segment are priced according to either standard pricing schedules with individual account holders or according to service agreements between the Company and employer groups or third-party administrators. The Company satisfies the performance obligation related to providing depository accounts monthly as transactions are processed and deposit service charge revenue is recorded monthly. These fees are recognized within all Business Segments. Insurance fees and commissions – Insurance fees and commissions includes all insurance-related fees earned, including commissions for individual life, variable life, group life, health, group health, fixed annuity, and variable annuity insurance contracts. The performance obligations related to these revenues primarily represent the placement of insurance policies with the insurance company partners. The fees are based on the contracts with insurance company partners and the performance obligations are satisfied when the terms of the policy have been agreed to and the insurance policy becomes effective. Brokerage fees – Brokerage fees represent income earned related to providing brokerage transaction services, including commissions on equity and commodity trades, and fees for investment management, advisory and administration. The performance obligations related to transaction services are executing the specified trade and are priced according to the customer’s fee schedule. Such income is recognized at a point in time as the trade occurs and the performance obligation is fulfilled. The performance obligations related to investment management, advisory and administration include allocating customer assets across a wide range of mutual funds and other investments, on-going account monitoring and re-balancing of the portfolio. These performance obligations are satisfied over time and the related revenue is calculated monthly based on the assets under management of each customer. All material performance obligations are satisfied as of the end of each accounting period. Bankcard fees – Bankcard fees primarily represent income earned from interchange revenue from MasterCard and Visa for the Company’s processing of debit, credit, HSA, and flexible spending account transactions. Additionally, the Company earns income and incentives related to various referrals of customers to card programs. The performance obligation for interchange revenue is the processing of each transaction through the Company’s access to the banking system. This performance obligation is completed for each individual transaction and income is recognized per transaction in accordance with interchange rates established by MasterCard and Visa. The performance obligations for various referral and incentive programs include either referring customers to certain card products or issuing exclusively branded cards for certain customer segments. The pricing of these incentive and referral programs are in accordance with the agreement with the individual card partner. These performance obligations are completed as the referrals are made or over a period of time when the Company is exclusively issuing branded cards. For the years ended December 31, 20 2 2 , 20 2 1 and 20 20 , the Company also has approximately $ 34.5 million, $ million, and $ million of expense, respectively, recorded within the Bankcard fees line on the Company’s Consolidated Statements of Income related to rebates and rewards programs that are outside of the scope of ASC 606. All material performance obligations are satisfied as of the end of each accounting period. Investment securities gains, net – In the regular course of business, the Company recognizes gains on the sale of available-for-sale securities. Additionally, the Company recognizes gains and losses on equity securities with readily determinable fair values and equity securities without readily determinable fair values. These gains and losses are recognized in accordance with ASC 320, , and are outside of the scope of ASC 606. Other income – The Company recognizes other miscellaneous income through a variety of other revenue streams, the most material of which include letter of credit fees, certain loan origination fees, gains on the sale of assets, derivative income, and bank-owned and company-owned life insurance income. These revenue streams are outside of the scope of ASC 606 and are recognized in accordance with the applicable U.S. GAAP. The remainder of Other income is primarily earned through transactions with personal banking customers, including wire transfer service charges, stop payment charges, and fees for items like money orders and cashier’s checks. The performance obligations of these types of fees are satisfied as transactions are completed and revenue is recognized upon transaction execution according to established fee schedules with the customers. The Company had no material contract assets, contract liabilities, or remaining performance obligations as of December 31, 2022 or 2021. Total receivables from revenue recognized under the scope of ASC 606 were $76.1 million and $73.6 million as of December 31, 2022 and December 31, 2021, respectively. These receivables are included as part of the Other assets line on the Company’s Consolidated Balance Sheets. The following tables depict the disaggregation of revenue according to revenue stream and Business Segment for the three years ended December 31, 2022, 2021, and 2020. As stated in Note 12, “Business Segment Reporting,” for comparability purposes, amounts in all periods are based on methodologies in effect at December 31, 2022 and previously reported results have been reclassified in this filing to conform to the current organizational structure. Disaggregated revenue is as follows (in thousands): Year Ended December 31, 2022 NONINTEREST INCOME Commercial Banking Institutional Banking Personal Banking Revenue (Expense) out of Scope of ASC 606 Total Trust and securities processing $ — $ 183,724 $ 53,483 $ — $ 237,207 Trading and investment banking — 319 — 22,882 23,201 Service charges on deposit accounts 34,399 43,054 7,543 171 85,167 Insurance fees and commissions — — 1,338 — 1,338 Brokerage fees 230 35,141 7,648 — 43,019 Bankcard fees 61,939 21,998 23,049 (33,535 ) 73,451 Investment securities gains, net — — — 58,444 58,444 Other 810 1,812 2,642 27,142 32,406 Total noninterest income $ 97,378 $ 286,048 $ 95,703 $ 75,104 $ 554,233 Year Ended December 31, 2021 NONINTEREST INCOME Commercial Banking Institutional Banking Personal Banking Revenue (Expense) out of Scope of ASC 606 Total Trust and securities processing $ — $ 164,480 $ 59,646 $ — $ 224,126 Trading and investment banking — 793 — 30,146 30,939 Service charges on deposit accounts 33,350 45,934 6,457 315 86,056 Insurance fees and commissions — — 1,309 — 1,309 Brokerage fees 107 4,069 7,995 — 12,171 Bankcard fees 56,918 19,117 21,779 (33,238 ) 64,576 Investment securities gains, net — — — 5,057 5,057 Other 889 1,634 2,622 37,796 42,941 Total noninterest income $ 91,264 $ 236,027 $ 99,808 $ 40,076 $ 467,175 Year Ended December 31, 2020 NONINTEREST INCOME Commercial Banking Institutional Banking Personal Banking Revenue (Expense) out of Scope of ASC 606 Total Trust and securities processing $ — $ 131,249 $ 63,397 $ — $ 194,646 Trading and investment banking — 755 — 32,190 32,945 Service charges on deposit accounts 30,470 46,611 6,587 211 83,879 Insurance fees and commissions — — 1,369 — 1,369 Brokerage fees 245 16,075 8,030 — 24,350 Bankcard fees 52,257 17,731 19,621 (29,065 ) 60,544 Investment securities gains, net — — — 120,634 120,634 Other 1,135 1,469 2,603 36,592 41,799 Total noninterest income $ 84,107 $ 213,890 $ 101,607 $ 160,562 $ 560,166

COMMON STOCK AND EARNINGS PER S

COMMON STOCK AND EARNINGS PER SHARE	12 Months Ended
	Dec. 31, 2022
Text Block [Abstract]
COMMON STOCK AND EARNINGS PER SHARE	14. COMMON STOCK AND EARNINGS PER SHARE The following table summarizes the share transactions for the three years ended December 31, 2022 (in thousands, except for share data): Shares Issued Shares in Treasury Balance January 1, 2020 55,056,730 (5,959,124 ) Accelerated Share Repurchase Program — (653,498 ) Purchase of Treasury Stock — (563,830 ) Sale of Treasury Stock — 11,372 Issued for stock options and restricted stock — 114,736 Balance December 31, 2020 55,056,730 (7,050,344 ) Purchase of Treasury Stock — (67,671 ) Sale of Treasury Stock — 6,835 Issued for stock options and restricted stock — 485,255 Balance December 31, 2021 55,056,730 (6,625,925 ) Purchase of Treasury Stock — (341,785 ) Sale of Treasury Stock — 6,487 Issued for stock options and restricted stock — 223,897 Balance December 31, 2022 55,056,730 (6,737,326 ) The Board authorized the repurchase of up to 2 million shares of common stock annually at its 2020, 2021 and 2022 meetings. During 2020, the Company entered into an agreement with BAML to repurchase an aggregate of $ 30.0 million of the Company’s common stock through an accelerated share repurchase agreement ( ASR ) . Under the ASR, the Company repurchased a total of 653,498 shares. The final settlement of the transactions under the ASR occurred in the second quarter of 2020. Other than purchases pursuant to the ASR, all share purchases pursuant to the Repurchase Authorization s are intended to be within the scope of Rule 10b-18 promulgated under the Exchange Act. Rule 10b-18 provides a safe harbor for purchases in a given day if the Company satisfies the manner, timing and volume conditions of the rule when purchasing its own common shares. The Company has not made any repurchase of its securities other than pursuant to the Repurchase Authorizations . Basic earnings per share are computed by dividing income available to common shareholders by the weighted average number of shares outstanding during the year. Diluted earnings per share gives effect to all potential common shares that were outstanding during the year. The shares used in the calculation of basic and diluted earnings per share, are shown below: For the Years Ended December 31, 2022 2021 2020 Weighted average basic common shares outstanding 48,340,922 48,271,462 48,137,791 Dilutive effect of stock options and restricted stock 406,477 466,830 205,959 Weighted average diluted common shares outstanding 48,747,399 48,738,292 48,343,750

COMMITMENTS, CONTINGENCIES AND

COMMITMENTS, CONTINGENCIES AND GUARANTEES	12 Months Ended
	Dec. 31, 2022
Commitments And Contingencies Disclosure [Abstract]
COMMITMENTS, CONTINGENCIES AND GUARANTEES	15. COMMITMENTS, CONTINGENCIES AND GUARANTEES In the normal course of business, the Company is a party to financial instruments with off-balance-sheet risk in order to meet the financing needs of its customers and to reduce its own exposure to fluctuations in interest rates. These financial instruments include commitments to extend credit, commercial letters of credit, standby letters of credit, and futures contracts. These instruments involve, to varying degrees, elements of credit and interest rate risk in excess of the amount recognized in the Consolidated Balance Sheets. The contract or notional amount of those instruments reflects the extent of involvement the Company has in particular classes of financial instruments. Many of the commitments expire without being drawn upon; therefore, the total amount of these commitments does not necessarily represent the future cash requirements of the Company. The Company’s exposure to credit loss in the event of nonperformance by the other party to the financial instruments for commitments to extend credit, commercial letters of credit, and standby letters of credit is represented by the contract or notional amount of those instruments. The Company uses the same credit policies in making commitments and conditional obligations as it does for on-balance-sheet instruments. Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the agreement. These conditions generally include, but are not limited to, each customer being current as to repayment terms of existing loans and no deterioration in the customer’s financial condition. Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee. The interest rate is generally a variable rate. If the commitment has a fixed interest rate, the rate is generally not set until such time as credit is extended. For credit card customers, the Company has the right to change or terminate terms or conditions of the credit card account at any time. Since a large portion of the commitments and unused credit card lines are never actually drawn upon, the total commitment amount does not necessarily represent future cash requirements. The Company evaluates each customer’s creditworthiness on an individual basis. The amount of collateral obtained, if deemed necessary by the Company upon extension of credit, is based on management’s credit evaluation. Collateral pledged by customers varies but may include accounts receivable, inventory, real estate, plant and equipment, stock, securities and certificates of deposit. Commercial letters of credit are issued specifically to facilitate trade or commerce. Under the terms of a commercial letter of credit, as a general rule, drafts will be drawn when the underlying transaction is consummated as intended. Standby letters of credit are conditional commitments issued by the Company payable upon the non-performance of a customer’s obligation to a third party. The Company issues standby letters of credit for terms ranging from three months to six years. The Company generally requires the customer to pledge collateral to support the letter of credit. The maximum liability to the Company under standby letters of credit at December 31, 20 2 2 and 20 2 1 , was $ 437.0 million and $ million, respectively. As of December 31, 20 2 2 and 20 2 1 , standby letters of credit totaling $ 25.5 million and $ 28.6 million, respectively, were with related parties to the Company. The credit risk involved in issuing letters of credit is essentially the same as that involved in extending loan facilities. The Company holds collateral supporting those commitments when deemed necessary. Collateral varies but may include such items as those described for commitments to extend credit. Futures contracts are contracts for delayed delivery of securities or money market instruments in which the seller agrees to make delivery at a specified future date, of a specified instrument, at a specified yield. Risks arise from the possible inability of counterparties to meet the terms of their contracts and from movement in securities values and interest rates. Instruments used in trading activities are carried at fair value and gains and losses on futures contracts are settled in cash daily. Any changes in the fair value are recognized in trading and investment banking income. The Company uses contracts to offset interest rate risk on specific securities held in the trading portfolio. As of December 31, 2022 and 2021, there were no notional amounts outstanding for these contracts. There were no open futures contract positions during the years ended December 31, 2022 or 2021. There was no net futures activity for the years ended December 31, 2022, 2021, or 2020. The Company controls the credit risk of its futures contracts through credit approvals, limits and monitoring procedures. The Company also enters into foreign exchange contracts on a limited basis. For operating purposes, the Company maintains certain balances in foreign banks. Foreign exchange contracts are purchased on a monthly basis to avoid foreign exchange risk on these foreign balances. The Company will also enter into foreign exchange contracts to facilitate foreign exchange needs of customers. The Company will enter into a contract to buy or sell a foreign currency at a future date only as part of a contract to sell or buy the foreign currency at the same future date to a customer. During 2022, contracts to purchase and to sell foreign currency averaged approximately $13.8 million compared to $21.4 million during 2021. The net gains on these foreign exchange contracts for 2022, 2021 and 2020 were $3.4 million, $2.6 million and $1.9 million, respectively. With respect to group concentrations of credit risk, most of the Company’s business activity is with customers in the states of Missouri, Kansas, Colorado, Oklahoma, Nebraska, Arizona, Illinois, and Texas. At December 31, 2022, the Company did not have any significant credit concentrations in any particular industry. The following table summarizes the Company’s off-balance sheet financial instruments as described above (in thousands): Contract or Notional Amount December 31, 2022 2021 Commitments to extend credit for loans (excluding credit card loans) $ 12,988,231 $ 10,122,617 Commitments to extend credit under credit card loans 4,008,386 3,743,165 Commercial letters of credit 3,334 2,754 Standby letters of credit 436,965 365,030 Forward contracts 32,552 9,729 Spot foreign exchange contracts 5,112 2,946 Allowance for Credit Losses on Off-Balance Sheet Credit Exposure The Company estimates expected credit losses over the contractual period in which the Company is exposed to credit risk via a contractual obligation to extend credit, unless that obligation is unconditionally cancelable by the Company. The estimate includes consideration of the likelihood that funding will occur and an estimate of expected credit losses on commitments expected to be funded over its estimated life. The estimate is based on expected utilization rates by portfolio segment. Utilization rates are influenced by historical trends and current conditions. The expected utilization rates are applied to the total commitment to determine the expected amount to be funded. The allowance for off-balance sheet credit exposure is calculated by applying portfolio segment expected credit loss rates to the expected amount to be funded. The following categories of off-balance sheet credit exposures have been identified: Revolving Lines of Credit: includes commercial, construction, agricultural, personal, and home-equity. Risk inherent to revolving lines of credit often are related to the susceptibility of an individual or business experiencing unpredictable cash flow or financial troubles, thus leading to payment default. During these financial troubles, the borrower could have less than desirable assets collateralizing the revolving line of credit. The financial strain the borrower is experiencing could lead to drawing against the line without the ability to pay the line down. Non-Revolving Lines of Credit: include commercial and personal. Lines that do not carry a revolving feature are generally associated with a specific expenditure or project, such as to purchase equipment or the construction of real estate. The predominate risk associated with non-revolving lines is the diversion of funds for other expenditures. If the funds get diverted, the contributory value to collateral suffers. Letters of Credit: includes standby letters of credit. Generally, a standby letter of credit is established to provide assurance to the beneficiary that the applicant will perform certain obligations arising out of a separate transaction between the beneficiary and the applicant. These obligations might be the performance of a service or delivery of a product. If the obligations are not met, it gives the beneficiary the right to draw on the letter of credit. The ACL for off-balance sheet credit exposures was $3.1 million and $2.6 million as of December 31, 2022 and 2021, respectively, and was recorded in the Accrued expenses and taxes line of the Company’s Consolidated Balance Sheets. Provision of $500 thousand was recorded for off-balance sheet credit exposures for the year ended December 31, 2022. A reduction of $3.0 million of provision for off-balance sheet credit exposures was recorded for the year ended December 31, 2021. Provision for off-balance sheet credit exposures is recorded in the Provision for credit losses line of the Company’s Consolidated Statements of Income.

INCOME TAXES

INCOME TAXES	12 Months Ended
	Dec. 31, 2022
Income Tax Disclosure [Abstract]
INCOME TAXES	16. INCOME TAXES Income taxes as set forth below produce effective income tax rates of 18.9% in 2022, 17.7% in 2021, and 15.5% in 2020. These percentages are computed by dividing Income tax expense by Income before income taxes. Income tax expense includes the following components (in thousands): Year Ended December 31, 2022 2021 2020 Current tax Federal $ 92,673 $ 72,410 $ 49,053 State 13,964 16,356 8,171 Total current tax expense 106,637 88,766 57,224 Deferred tax Federal (3,998 ) (9,872 ) (4,045 ) State (2,310 ) (2,852 ) (791 ) Total deferred tax benefit (6,308 ) (12,724 ) (4,836 ) Total tax expense $ 100,329 $ 76,042 $ 52,388 The reconciliation between the income tax expense and the amount computed by applying the statutory federal tax rate of 21% for income before income taxes is as follows (in thousands): Year Ended December 31, 2022 2021 2020 Statutory federal income tax expense $ 111,722 $ 90,103 $ 71,167 Tax-exempt interest income (20,206 ) (20,635 ) (20,914 ) Tax-exempt life insurance related income (723 ) (2,631 ) (3,420 ) Meals, entertainment and related expenses 854 580 924 State and local income taxes, net of federal tax benefits 9,207 10,659 5,835 Equity-based compensation (1,921 ) (1,889 ) (299 ) Federal tax credits, net of amortization of LIHTC investments (3,748 ) (2,634 ) (1,772 ) Other 5,144 2,489 867 Total tax expense $ 100,329 $ 76,042 $ 52,388 In preparing its tax returns, the Company is required to interpret tax laws and regulations to determine its taxable income. Periodically, the Company is subject to examinations by various taxing authorities that may give rise to differing interpretations of these laws. Upon examination, agreement of tax liabilities between the Company and the multiple tax jurisdictions in which the Company files tax returns may ultimately be different. During 2022, the Internal Revenue Service closed the examination of tax years 2014 and 2015 with no changes to the tax returns as filed. The Company is in the examination process with two state tax authorities for tax years 2018, 2019, and 2020. The Company believes the aggregate amount of any additional liabilities that may result from these examinations, if any, will not have a material adverse effect on the financial condition, results of operations, or cash flows of the Company. Deferred income taxes result from differences between the carrying value of assets and liabilities measured for financial reporting and the tax basis of assets and liabilities for income tax return purposes. The significant components of deferred tax assets and liabilities are reflected in the following table (in thousands): December 31, 2022 2021 Deferred tax assets: Net unrealized loss on securities available for sale $ 248,001 $ — Loans, principally due to allowance for credit losses 43,129 45,029 Equity-based compensation 7,743 6,493 Accrued expenses 25,007 23,032 Deferred compensation 15,375 16,320 Miscellaneous 2,289 5,515 Total deferred tax assets before valuation allowance 341,544 96,389 Valuation allowance (180 ) (1,335 ) Total deferred tax assets 341,364 95,054 Deferred tax liabilities: Net unrealized gain on securities available for sale — (35,447 ) Net unrealized gain on fair value hedges (18,617 ) (1,336 ) Securities (87 ) (788 ) Land, buildings and equipment (33,036 ) (37,370 ) Original issue discount (992 ) (1,486 ) Prepaid expenses (5,862 ) (4,359 ) Partnership investments (6,737 ) (5,627 ) Trust preferred securities (6,912 ) (7,250 ) Intangibles (17,225 ) (20,067 ) Miscellaneous (3,471 ) (3,426 ) Total deferred tax liabilities (92,939 ) (117,156 ) Net deferred tax asset (liability) $ 248,425 $ (22,102 ) As of December 31, 2022, state net operating loss carryforwards of approximately $544 thousand are included in the miscellaneous deferred tax assets line item above. These deferred tax assets include approximately $16.5 million related to net operating losses that can be used to offset taxable income in future periods and reduce our income taxes payable in those future periods. Most of these net operating losses expire at various times between 2023 and 2041 and some have an indefinite carryforward. During the year ended December 31, 2022, the Company released a portion of the state valuation allowance of $1.2 million, due to positive evidence outweighing negative evidence, specifically no longer being in a cumulative loss position in certain jurisdictions. As of December 31, 2022 and 2021, the Company had a valuation allowance of $13 thousand and $514 thousand, respectively, for certain state net operating losses as they are not expected to be realized. In addition, as of December 31, 2022 and 2021, the Company had a valuation allowance of $167 thousand and $821 thousand, respectively, to reduce certain other state deferred tax assets to the amount of tax benefit management believes will be more likely than not realized. The net deferred tax asset at December 31, 2022 is included in the Other assets line of the Company’s Consolidated Balance Sheets while the net deferred tax liability at December 31, 2021 is included in the Accrued expenses and taxes line of the Company’s Consolidated Balance Sheets. The Company and its subsidiaries file income tax returns in the U.S. federal jurisdiction and various states. With few exceptions, the Company is no longer subject to U.S. federal, state and local income tax examinations by tax authorities for tax years prior to 2017 in the jurisdictions in which it files. Liabilities Associated With Unrecognized Tax Benefits The gross amount of unrecognized tax benefits totaled $9.4 million and $8.8 million at December 31, 2022 and 2021, respectively. The total amount of unrecognized tax benefits, net of associated deferred tax benefit, that would impact the effective tax rate, if recognized, would be $7.4 million and $7.0 million at December 31, 2022 and December 31, 2021, respectively. The unrecognized tax benefits relate to state tax positions that have a corresponding federal tax benefit. While it is expected that the amount of unrecognized tax benefits will change in the next twelve months, the Company does not expect this change to have a material impact on the financial condition, results of operations, or cash flows of the Company. A reconciliation of the beginning and ending amount of unrecognized tax benefits is as follows (in thousands): December 31, 2022 2021 Unrecognized tax benefits - opening balance $ 8,798 $ 6,717 Gross increases - tax positions in prior period — 291 Gross decreases - tax positions in prior period (63 ) — Gross increases - current-period tax positions 2,621 2,201 Lapse of statute of limitations (1,996 ) (411 ) Unrecognized tax benefits - ending balance $ 9,360 $ 8,798

DERIVATIVES AND HEDGING ACTIVIT

DERIVATIVES AND HEDGING ACTIVITIES	12 Months Ended
	Dec. 31, 2022
Derivative Instruments And Hedging Activities Disclosure [Abstract]
Derivatives and Hedging Activities	17. DERIVATIVES AND HEDGING ACTIVITIES Risk Management Objective of Using Derivatives The Company is exposed to certain risks arising from both its business operations and economic conditions. The Company principally manages its exposures to a wide variety of business and operational risks through management of its core business activities. The Company manages economic risks, including interest rate, liquidity, and credit risk, primarily by managing the amount, sources, and duration of its assets and liabilities. Specifically, the Company enters into derivative financial instruments to manage exposures that arise from business activities that result in the receipt or payment of future known and uncertain cash amounts, the value of which are determined by interest rates. The Company’s derivative financial instruments are used to manage differences in the amount, timing, and duration of the Company’s known or expected cash receipts and its known or expected cash payments principally related to the Company’s loans and borrowings. The Company also has interest rate derivatives that result from a service provided to certain qualifying customers and, therefore, are not used to manage interest rate risk of the Company’s assets or liabilities. The Company has entered into an offsetting position for each of these derivative instruments with a matching instrument from another financial institution in order to minimize its net risk exposure resulting from such transactions. Fair Values of Derivative Instruments on the Consolidated Balance Sheets The table below presents the fair value of the Company’s derivative financial instruments as of December 31, 2022 and 2021. The Company’s derivative assets and derivative liabilities are located within Other assets and Other liabilities, respectively, on the Company’s Consolidated Balance Sheets. Derivative fair values are determined using valuation techniques including discounted cash flow analysis on the expected cash flows from each derivative. This analysis reflects the contractual terms of the derivatives, including the period to maturity, and uses observable market-based inputs, including interest rate curves, foreign exchange rates, and implied volatilities. The Company incorporates credit valuation adjustments to appropriately reflect both its own nonperformance risk and the respective counterparty’s nonperformance risk in the fair value measurements. In adjusting the fair value of its derivative contracts for the effect of nonperformance risk, the Company has considered the impact of netting and any applicable credit enhancements, such as collateral postings, thresholds, mutual puts, and guarantees. This table provides a summary of the fair value of the Company’s derivative assets and liabilities as of December 31, 2022 and December 31, 2021 : Derivative Assets Derivative Liabilities December 31, December 31, Fair Value 2022 2021 2022 2021 Interest Rate Products: Derivatives not designated as hedging instruments $ 47,638 $ 57,134 $ 126,231 $ 13,944 Derivatives designated as hedging instruments 483 546 103 — Total $ 48,121 $ 57,680 $ 126,334 $ 13,944 Fair Value Hedges of Interest Rate Risk The Company is exposed to changes in the fair value of certain of its fixed-rate assets and liabilities due to changes in the benchmark interest rate, LIBOR. Interest rate swaps designated as fair value hedges involve making fixed rate payments to a counterparty in exchange for the Company receiving variable rate payments over the life of the agreements without the exchange of the underlying notional amount. As of December 31, 2022, the Company had three interest rate swaps that were designated as fair value hedges of interest rate risk associated with the Company’s municipal bond securities. These swaps had a notional amount of $254.6 million as of December 31, 2022. As of December 31, 2021, the Company had 10 interest rate swaps that were designated as fair value hedges of interest rate risk associated with the Company’s municipal bond securities. These swaps had a notional amount of $1.0 billion as of December 31, 2021. During the year ended December 31, 2022, the Company terminated seven fair value hedges. In connection with these terminated hedges, $58.1 million of hedging adjustments will be amortized through the contractual maturity date of each respective hedged item. For derivatives designated and that qualify as fair value hedges, the gain or loss on the derivative as well as the offsetting loss or gain on the hedged item attributable to the hedged risk are recognized in Interest income in the Consolidated Statements of Income. Cash Flow Hedges of Interest Rate Risk The Company’s objective in using interest rate derivatives is to manage its exposure to interest rate movements. To accomplish this objective, the Company primarily uses interest rate swaps and floors as part of its interest rate risk management strategy. Interest rate swaps designated as cash flow hedges involve the receipt of variable amounts from a counterparty in exchange for the Company making fixed-rate payments over the life of the agreements without exchange of the underlying notional amount. As of December 31, 2022 and 2021, the Company had two interest rate swaps that were designated as cash flow hedges of interest rate risk associated with the Company’s variable-rate subordinated debentures issued by Marquette Capital Trusts III and IV. These swaps had an aggregate notional amount of $51.5 million at both December 31, 2022 and 2021. Interest rate floors designated as cash flow hedges involve the receipt of variable-rate amounts from a counterparty if interest rates fall below the strike rate on the contract in exchange for an upfront premium. On August 28, 2020 , the Company terminated an interest rate floor with a notional amount of $ 750.0 million . At the date of termination, the interest rate floor had a net asset fair value of $ 34.1 million. T he gross unrealized gain on the terminated interest rate floor remaining in AOCI was $ 7.4 million, or $ 5.6 million net of tax, and $ 12.3 million, or $ 9.4 million net of tax , as of December 31, 202 2 and 202 1 , respectively . The unrealized gain will be reclassified into Interest income as the underlying forecasted transactions impact earnings through the original maturity of the hedged forecasted transactions. The total remaining term over which the unrealized gain will be reclassified into earnings is 1.7 years . For derivatives designated and that qualify as cash flow hedges of interest rate risk, the gain or loss on the derivative is recorded in AOCI and is subsequently reclassified into interest expense and interest income in the period during which the hedged forecasted transaction affects earnings. Amounts reported in AOCI related to interest rate swap derivatives will be reclassified to Interest expense as interest payments are received or paid on the Company’s hedged items. Amounts reported in AOCI related to interest rate floor derivatives will be reclassified to Interest income as interest payments are received or paid on the Company’s hedged items. The Company expects to reclassify $1.2 million from AOCI as a reduction to Interest expense and $4.7 million from AOCI to Interest income during the next 12 months. As of December 31, 2022, the Company is hedging its exposure to the variability in future cash flows for forecasted transactions over a maximum period of 13.7 years. Non-designated Hedges The remainder of the Company’s derivatives are not designated in qualifying hedging relationships. Derivatives not designated as hedges are not speculative and result from a service the Company provides to certain customers. The Company executes interest rate swaps with commercial banking customers to facilitate their respective risk management strategies. Those interest rate swaps are simultaneously offset by interest rate swaps that the Company executes with a third party, such that the Company minimizes its net risk exposure resulting from such transactions. As the interest rate swaps associated with this program do not meet the strict hedge accounting requirements, changes in the fair value of both the customer swaps and the offsetting swaps are recognized directly in earnings. As of December 31, 2022, the Company had 230 interest rate swaps with an aggregate notional amount of $3.5 billion related to this program. As of December 31, 2021, the Company had 188 interest rate swaps with an aggregate notional amount of $2.9 billion. Effect of Derivative Instruments on the Consolidated Statements of Income and Accumulated Other Comprehensive Income This table provides a summary of the amount of gain or loss recognized in Other noninterest expense in the Consolidated Statements of Income for the years ended December 31, 2022, 2021, and 2020 related to the Company’s derivative assets and liabilities (in thousands): Amount of Gain (Loss) Recognized For the Year Ended December 31, 2022 2021 2020 Interest Rate Products Derivatives not designated as hedging instruments $ 423 $ 387 $ (720 ) Total $ 423 $ 387 $ (720 ) Interest Rate Products Derivatives designated as hedging instruments: Fair value adjustments on derivatives $ 72,539 $ 5,231 $ (139 ) Fair value adjustments on hedged items (72,047 ) (5,832 ) 139 Total $ 492 $ (601 ) $ — This table provides a summary of the effect of hedges on AOCI in the Consolidated Statements of Comprehensive Income for the years ended December 31, 2022, 2021, and 2020 related to the Company’s derivative assets and liabilities (in thousands): For the Year Ended December 31, 2022 Derivatives in Cash Flow Hedging Relationships Gain Recognized in OCI on Derivative Gain Recognized in OCI Included Component Gain Recognized in OCI Excluded Component Gain (Loss) Reclassified from AOCI into Earnings Gain (Loss) Reclassified from AOCI into Earnings Included Component Loss Reclassified from AOCI into Earnings Excluded Component Interest rate floor $ — $ — $ — $ 4,998 $ 7,248 $ (2,250 ) Interest rate swaps 12,608 12,608 — (502 ) (502 ) — Total $ 12,608 $ 12,608 $ — $ 4,496 $ 6,746 $ (2,250 ) For the Year Ended December 31, 2021 Derivatives in Cash Flow Hedging Relationships Gain Recognized in OCI on Derivative Gain Recognized in OCI Included Component Gain Recognized in OCI Excluded Component Gain (Loss) Reclassified from AOCI into Earnings Gain (Loss) Reclassified from AOCI into Earnings Included Component Loss Reclassified from AOCI into Earnings Excluded Component Interest rate floor $ — $ — $ — $ 4,696 $ 6,946 $ (2,250 ) Interest rate swaps 3,106 3,106 — (1,344 ) (1,344 ) — Total $ 3,106 $ 3,106 $ — $ 3,352 $ 5,602 $ (2,250 ) For the Year Ended December 31, 2020 Derivatives in Cash Flow Hedging Relationships Gain (Loss) Recognized in OCI on Derivative Gain (Loss) Recognized in OCI Included Component Loss Recognized in OCI Excluded Component Gain (Loss) Reclassified from AOCI into Earnings Gain (Loss) Reclassified from AOCI into Earnings Included Component Loss Reclassified from AOCI into Earnings Excluded Component Interest rate floor $ 28,390 $ 34,917 $ (6,527 ) $ 2,943 $ 5,398 $ (2,455 ) Interest rate swaps (7,411 ) (7,411 ) — (1,038 ) (1,038 ) — Total $ 20,979 $ 27,506 $ (6,527 ) $ 1,905 $ 4,360 $ (2,455 ) Credit-risk-related Contingent Features The Company has agreements with certain of its derivative counterparties that contain a provision that if the Company defaults on any of its indebtedness, including default where repayment of the indebtedness has not been accelerated by the lender, then the Company could also be declared in default on its derivative obligations. The Company has minimum collateral posting thresholds with certain of its derivative counterparties. As of December 31, 2022, the Company had not posted any collateral as there were no derivatives in a net liability position. If the Company had breached any of these provisions at December 31, 2022, it could have been required to settle its obligations under the agreements at the termination value.

DISCLOSURES ABOUT FAIR VALUE OF

DISCLOSURES ABOUT FAIR VALUE OF FINANCIAL INSTRUMENTS	12 Months Ended
	Dec. 31, 2022
Fair Value Disclosures [Abstract]
DISCLOSURES ABOUT FAIR VALUE OF FINANCIAL INSTRUMENTS	18. DISCLOSURES ABOUT FAIR VALUE OF FINANCIAL INSTRUMENTS The following table presents information about the Company’s assets and liabilities measured at fair value on a recurring basis as of December 31, 2022 and 2021 and indicates the fair value hierarchy of the valuation techniques utilized by the Company to determine such fair value. Fair values determined by Level 1 inputs utilize quoted prices in active markets for identical assets and liabilities that the Company has the ability to access. Fair values determined by Level 2 inputs utilize inputs other than quoted prices included in Level 1 that are observable for the asset or liability, either directly or indirectly. Level 2 inputs include quoted prices for similar assets or liabilities in active markets, and inputs other than quoted prices that are observable for the asset or liability, such as interest rates and yield curves that are observable at commonly quoted intervals. Level 3 inputs are unobservable inputs for the asset or liability, and include situations where there is little, if any, market activity for the asset or liability. In certain cases, the inputs used to measure fair value may fall into different levels of the hierarchy. In such cases, the fair value is determined based on the lowest level input that is significant to the fair value measurement in its entirety. Assets and liabilities measured at fair value on a recurring basis as of December 31, 2022 and 2021 Fair Value Measurement at December 31, 2022 Using Description December 31, 2022 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets U.S. Treasury $ 580 $ 580 $ — $ — U.S. Agencies 7,558 — 7,558 — Mortgage-backed — — — — State and political subdivisions 8,038 — 8,038 — Corporates 1,024 1,024 — — Trading – other 780 780 — — Trading securities 17,980 2,384 15,596 — U.S. Treasury 777,070 777,070 — — U.S. Agencies 171,296 — 171,296 — Mortgage-backed 3,982,122 — 3,982,122 — State and political subdivisions 1,362,407 — 1,362,407 — Corporates 367,500 367,500 — — Collateralized loan obligations 345,952 — 345,952 — Securities available for sale 7,006,347 1,144,570 5,861,777 — Equity securities with readily determinable fair values 10,782 10,782 — — Company-owned life insurance 56,769 — 56,769 — Bank-owned life insurance 510,293 — 510,293 — Derivatives 48,121 — 48,121 — Total $ 7,650,292 $ 1,157,736 $ 6,492,556 $ — Liabilities Derivatives $ 126,334 $ — $ 126,334 $ — Securities sold not yet purchased 3,503 — 3,503 — Total $ 129,837 $ — $ 129,837 $ — Fair Value Measurement at December 31, 2021 Using Description December 31, 2021 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets U.S. Treasury $ 1,625 $ 1,625 $ — $ — U.S. Agencies 2,159 — 2,159 — Mortgage-backed 2,060 — 2,060 — State and political subdivisions 21,671 — 21,671 — Corporates 4,000 4,000 — — Trading – other 360 360 — — Trading securities 31,875 5,985 25,890 — U.S. Treasury 69,174 69,174 — — U.S. Agencies 124,932 — 124,932 — Mortgage-backed 7,965,055 — 7,965,055 — State and political subdivisions 3,422,688 — 3,422,688 — Corporates 317,846 317,846 — — Collateralized loan obligations 76,819 — 76,819 — Securities available for sale 11,976,514 387,020 11,589,494 — Equity securities with readily determinable fair values 64,149 64,149 — — Company-owned life insurance 65,245 — 65,245 — Bank-owned life insurance 498,373 — 498,373 — Derivatives 57,680 — 57,680 — Total $ 12,693,836 $ 457,154 $ 12,236,682 $ — Liabilities Derivatives $ 13,944 $ — $ 13,944 $ — Securities sold not yet purchased 3,197 — 3,197 — Total $ 17,141 $ — $ 17,141 $ — Valuation methods for instruments measured at fair value on a recurring basis The following methods and assumptions were used to estimate the fair value of each class of financial instruments measured on a recurring basis: Trading Securities Fair values for trading securities (including financial futures), are based on quoted market prices where available. If quoted market prices are not available, fair values are based on quoted market prices for similar securities. Securities Available for Sale Fair values are based on quoted market prices or dealer quotes, if available. If a quoted market price is not available, fair value is estimated using quoted market prices for similar securities. Prices are provided by third-party pricing services and are based on observable market inputs. On an annual basis, the Company compares a sample of these prices to other independent sources for the same securities. Additionally, throughout the year, if securities are sold, comparisons are made between the pricing services prices and the market prices at which the securities were sold. Variances are analyzed, and, if appropriate, additional research is conducted with the third-party pricing services. Based on this research, the pricing services may affirm or revise their quoted price. No significant adjustments have been made to the prices provided by the pricing services. The pricing services also provide documentation on an ongoing basis that includes reference data, inputs and methodology by asset class, which is reviewed to ensure that security placement within the fair value hierarchy is appropriate. Equity securities with readily determinable fair values Fair values are based on quoted market prices. Company-owned Life Insurance Fair value is equal to the cash surrender value of the life insurance policies. Bank-owned Life Insurance Fair value is equal to the cash surrender value of the life insurance policies. Derivatives Fair values are determined using valuation techniques including discounted cash flow analysis on the expected cash flows from each derivative. This analysis reflects the contractual terms of the derivatives, including the period to maturity, and uses observable market-based inputs, including interest rate curves, foreign exchange rates, and implied volatilities. The Company incorporates credit valuation adjustments to appropriately reflect both its own nonperformance risk and the respective counterparty’s nonperformance risk in the fair value measurements. In adjusting the fair value of its derivative contracts for the effect of nonperformance risk, the Company has considered the impact of netting and any applicable credit enhancements, such as collateral postings, thresholds, mutual puts, and guarantees. Securities sold not yet purchased Fair values are based on quoted market prices or dealer quotes, if available. If a quoted market price is not available, fair value is estimated using quoted market prices for similar securities. Prices are provided by third-party pricing services and are based on observable market inputs. Assets measured at fair value on a non-recurring basis as of December 31, 2022 and 2021 Fair Value Measurement at December 31, 2022 Using Description December 31, 2022 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Total Losses Recognized During the Twelve Months Ended December 31 Collateral dependent assets $ 4,373 $ — $ — $ 4,373 $ (2,998 ) Other real estate owned 68 — — 68 — Total $ 4,441 $ — $ — $ 4,441 $ (2,998 ) Fair Value Measurement at December 31, 2021 Using Description December 31, 2021 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Total Gains Recognized During the Twelve Months Ended December 31 Collateral dependent assets $ 46,979 $ — $ — $ 46,979 $ 1,521 Other real estate owned — — — — — Total $ 46,979 $ — $ — $ 46,979 $ 1,521 Valuation methods for instruments measured at fair value on a non-recurring basis The following methods and assumptions were used to estimate the fair value of each class of financial instruments measured on a non-recurring basis: Collateral Dependent Assets C ollateral dependent assets are assets evaluated as part of the ACL on an individual basis. Those assets for which there is an associated allowance are considered financial assets measured at fair value on a non-recurring basis. Adjustments are recorded on certain assets to reflect write-downs that are based on the external appraised value of the underlying collateral. The external appraisals are generally based on recent sales of comparable properties which are then adjusted for the unique characteristics of the property being valued. In the case of non-real estate collateral, reliance is placed on a variety of sources, including external estimates of value and judgments based on the experience and expertise of internal specialists within the Company’s property management group and the Company’s credit department. The valuation of collateral dependent assets and impaired loans are reviewed on a quarterly basis. Because many of these inputs are not observable, the measurements are classified as Level 3. Other real estate owned Other real estate owned consists of loan collateral which has been repossessed through foreclosure. This collateral is comprised of commercial and residential real estate and other non-real estate property, including auto, recreational and marine vehicles. Other real estate owned is recorded as held for sale initially at the fair value of the collateral less estimated selling costs. The initial valuation of the foreclosed property is obtained through an appraisal process similar to the process described in the collateral dependent/ impaired loans paragraph above. Subsequent to foreclosure, valuations are reviewed quarterly and updated periodically, and the assets may be marked down further, reflecting a new cost basis. Fair value measurements may be based upon appraisals, third-party price opinions, or internally developed pricing methods and those measurements are classified as Level 3. Fair value disclosures require disclosure of the fair value of financial assets and financial liabilities, including those financial assets and financial liabilities that are not measured and reported at fair value on a recurring basis or non-recurring basis. The estimated fair value of the Company’s financial instruments at December 31, 2022 and 2021 are as follows (in thousands): Fair Value Measurement at December 31, 2022 Using Carrying Amount Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Total Estimated Fair Value FINANCIAL ASSETS Cash and short-term investments $ 2,638,384 $ 1,686,787 $ 951,597 $ — $ 2,638,384 Securities available for sale 7,006,347 1,144,570 5,861,777 — 7,006,347 Securities held to maturity (exclusive of allowance for credit losses) 5,861,599 — 5,280,659 — 5,280,659 Trading securities 17,980 2,384 15,596 — 17,980 Other securities 349,758 10,782 338,976 — 349,758 Loans (exclusive of allowance for credit losses) 21,033,167 — 20,816,899 — 20,816,899 Derivatives 48,121 — 48,121 — 48,121 FINANCIAL LIABILITIES Demand and savings deposits 31,721,995 31,721,995 — — 31,721,995 Time deposits 917,138 — 917,138 — 917,138 Other borrowings 2,222,167 62,480 2,159,687 — 2,222,167 Long-term debt 381,311 — 418,737 — 418,737 Derivatives 126,334 — 126,334 — 126,334 OFF-BALANCE SHEET ARRANGEMENTS Commitments to extend credit for loans 9,260 Commercial letters of credit 185 Standby letters of credit 3,982 Fair Value Measurement at December 31, 2021 Using Carrying Amount Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Total Estimated Fair Value FINANCIAL ASSETS Cash and short-term investments $ 10,472,084 $ 9,255,727 $ 1,216,357 $ — $ 10,472,084 Securities available for sale 11,976,514 387,020 11,589,494 — 11,976,514 Securities held to maturity (exclusive of allowance for credit losses) 1,480,416 — 1,442,391 — 1,442,391 Trading securities 31,875 5,985 25,890 — 31,875 Other securities 327,098 64,149 262,949 — 327,098 Loans (exclusive of allowance for credit losses) 17,172,148 — 17,506,662 — 17,506,662 Derivatives 57,680 — 57,680 — 57,680 FINANCIAL LIABILITIES Demand and savings deposits 34,748,286 34,748,286 — — 34,748,286 Time deposits 851,641 — 851,641 — 851,641 Other borrowings 3,238,435 12,597 3,225,838 — 3,238,435 Long-term debt 271,544 — 285,961 — 285,961 Derivatives 13,944 — 13,944 — 13,944 OFF-BALANCE SHEET ARRANGEMENTS Commitments to extend credit for loans 7,841 Commercial letters of credit 179 Standby letters of credit 3,553 Cash and short-term investments The carrying amounts of cash and due from banks, federal funds sold and resell agreements are reasonable estimates of their fair values. Securities held to maturity For U.S. Agency and mortgage-backed securities, as well as general obligation bonds in the State and political subdivision portfolio, fair values are based on quoted market prices or dealer quotes, if available. If a quoted market price is not available, fair value is estimated using quoted market prices for similar securities. Prices are provided by third-party pricing services and are based on observable market inputs. On an annual basis, the Company compares a sample of these prices to other independent sources for the same securities. Variances are analyzed, and, if appropriate, additional research is conducted with the third-party pricing services. Based on this research, the pricing services may affirm or revise their quoted price. No significant adjustments have been made to the prices provided by the pricing services. The pricing services also provide documentation on an ongoing basis that includes reference data, inputs and methodology by asset class, which is reviewed to ensure that security placement within the fair value hierarchy is appropriate. For private placement bonds in the State and political subdivision portfolio, fair values are estimated by discounting the future cash flows using current market rates. Other securities Amount consists of FRB and FHLB stock held by the Company, equity securities with readily determinable fair values, and equity securities without readily determinable fair values, including equity-method investments and other miscellaneous investments. The carrying amount of the FRB and FHLB stock equals its fair value because the shares can only be redeemed by the FRB and FHLB at their carrying amount. Equity securities with readily determinable fair values are measured at fair value using quoted market prices. Equity securities without readily determinable fair values are carried at cost, which approximates fair value. Loans Fair values are estimated for portfolios with similar financial characteristics. Loans are segregated by type, such as commercial, real estate, consumer, and credit card. Each loan category is further segmented into fixed and variable interest rate categories. The fair value of loans is estimated by discounting the future cash flows. The discount rates used are estimated using comparable market rates for similar types of instruments adjusted to be commensurate with the credit risk, overhead costs, and optionality of such instruments. Demand and savings deposits The fair value of demand deposits and savings accounts was the amount payable on demand at December 31, 20 2 2 and 20 2 1 . Time deposits The fair value of fixed-maturity certificates of deposit is estimated by discounting the future cash flows using the rates that are currently offered for deposits of similar remaining maturities. Other borrowings The carrying amounts of federal funds purchased, repurchase agreements and other short-term debt are reasonable estimates of their fair value because of the short-term nature of their maturities. Federal funds purchased are classified as Level 1 based on availability of quoted market prices and repurchase agreements and other short-term debt are classified as Level 2. Long-term debt Rates currently available to the Company for debt with similar terms and remaining maturities are used to estimate fair value of existing debt. Other off-balance sheet instruments The fair value of loan commitments and letters of credit are determined based on the fees currently charged to enter into similar agreements, taking into account the remaining terms of the agreement and the present creditworthiness of the counterparties. Neither the fees earned during the year on these instruments nor their fair value at period-end are significant to the Company’s consolidated financial position.

PARENT COMPANY FINANCIAL INFORM

PARENT COMPANY FINANCIAL INFORMATION	12 Months Ended
	Dec. 31, 2022
Condensed Financial Information Of Parent Company Only Disclosure [Abstract]
PARENT COMPANY FINANCIAL INFORMATION	19. PARENT COMPANY FINANCIAL INFORMATION UMB FINANCIAL CORPORATION BALANCE SHEETS (in thousands) December 31, 2022 2021 ASSETS Investment in subsidiaries: Banks $ 2,685,783 $ 2,970,227 Non-banks 178,973 169,123 Total investment in subsidiaries 2,864,756 3,139,350 Goodwill on purchased affiliates 5,011 5,011 Cash 139,058 185,372 Investment securities and other 106,294 155,196 Total assets $ 3,115,119 $ 3,484,929 LIABILITIES AND SHAREHOLDERS' EQUITY Long-term debt $ 381,311 $ 271,544 Accrued expenses and other 66,715 67,961 Total liabilities 448,026 339,505 Shareholders' equity 2,667,093 3,145,424 Total liabilities and shareholders' equity $ 3,115,119 $ 3,484,929 STATEMENTS OF INCOME AND COMPREHENSIVE INCOME (in thousands) Year Ended December 31, 2022 2021 2020 INCOME Dividends and income received from subsidiaries $ 57,000 $ 129,217 $ 78,360 Service fees from subsidiaries 74,472 60,346 49,191 Other 55,988 12,771 9,241 Total income 187,460 202,334 136,792 EXPENSE Salaries and employee benefits 60,094 62,109 56,919 Other 35,943 31,022 22,657 Total expense 96,037 93,131 79,576 Income before income taxes and equity in undistributed earnings of subsidiaries 91,423 109,203 57,216 Income tax expense (benefit) 10,958 (10,322 ) (6,230 ) Income before equity in undistributed earnings of subsidiaries 80,465 119,525 63,446 Equity in undistributed earnings of subsidiaries: Banks 344,567 263,084 234,014 Non-Banks 6,650 (29,591 ) (10,958 ) Net income $ 431,682 $ 353,018 $ 286,502 Other comprehensive (loss) income (829,049 ) (192,026 ) 235,160 Comprehensive (loss) income $ (397,367 ) $ 160,992 $ 521,662 STATEMENTS OF CASH FLOWS (in thousands) Year Ended December 31, 2022 2021 2020 OPERATING ACTIVITIES Net income $ 431,682 $ 353,018 $ 286,502 Adjustments to reconcile net income to cash provided by operating activities: Equity in earnings of subsidiaries (408,217 ) (362,709 ) (301,415 ) Dividends received from subsidiaries 57,000 129,217 78,360 Depreciation and amortization 12 15 15 Amortization of debt issuance costs 556 450 131 Equity based compensation 21,491 21,208 15,120 Changes in other assets and liabilities, net 12,522 (4,049 ) (1,724 ) Net cash provided by operating activities 115,046 137,150 76,989 INVESTING ACTIVITIES Net capital investment in subsidiaries (207,575 ) (60,264 ) (96,678 ) Net decrease (increase) in investment securities 40,235 (11,051 ) (29,648 ) Net cash used in investing activities (167,340 ) (71,315 ) (126,326 ) FINANCING ACTIVITIES Cash dividends paid (72,030 ) (66,750 ) (60,281 ) Proceeds from short-term debt — — 15,000 Repayment of short-term debt — — (15,000 ) Proceeds from long-term debt 110,000 — 200,000 Payment of debt issuance costs (2,129 ) — (2,250 ) Proceeds from exercise of stock options and sales of treasury stock 2,136 19,048 5,186 Purchases of treasury stock (31,997 ) (5,506 ) (63,766 ) Net cash provided by (used in) in financing activities 5,980 (53,208 ) 78,889 Net (decrease) increase in cash (46,314 ) 12,627 29,552 Cash and cash equivalents at beginning of period 185,372 172,745 143,193 Cash and cash equivalents at end of period $ 139,058 $ 185,372 $ 172,745

SUMMARY OF SIGNIFICANT ACCOUN_2

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Policies)	12 Months Ended
	Dec. 31, 2022
Accounting Policies [Abstract]
Nature Of Operations	UMB Financial Corporation is a bank holding company, which offers a wide range of banking and other financial services to its customers through its branches and offices in the states of Missouri, Kansas, Colorado, Illinois, Oklahoma, Texas, Arizona, Nebraska, Iowa, Pennsylvania, South Dakota, Indiana, Utah, Minnesota, California, Wisconsin, Delaware, and New York. The preparation of consolidated financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amount of assets and liabilities and disclosure of contingent assets and liabilities at the date of the consolidated financial statements. These estimates and assumptions also impact reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Following is a summary of the more significant accounting policies to assist the reader in understanding the financial presentation.
Consolidation	Consolidation The Company and its wholly owned subsidiaries are included in the Consolidated Financial Statements (references hereinafter to the Company in these Notes to Consolidated Financial Statements include wholly owned subsidiaries). Intercompany accounts and transactions have been eliminated in consolidation.
Revenue Recognition	Revenue Recognition Interest on loans and securities is recognized based on rate times the principal amount outstanding. This includes the impact of amortization of premiums and discounts. Interest accrual is discontinued when, in the opinion of management, the likelihood of collection becomes doubtful. Noninterest income is recognized when performance obligations are satisfied.
Cash and cash equivalents	Cash and cash equivalents Cash and cash equivalents include Cash and due from banks and amounts due from the FRB. Cash on hand, cash items in the process of collection, and amounts due from correspondent banks are included in Cash and due from banks. Amounts due from the FRB are interest-bearing for all periods presented and are included in the Interest-bearing due from banks line on the Company’s Consolidated Balance Sheets. This table provides a summary of cash and cash equivalents as presented on the Consolidated Statements of Cash Flows as of December 31, 2022 and 2021 (in thousands) : December 31, 2022 2021 Due from the FRB $ 1,057,192 $ 8,800,743 Cash and due from banks 500,682 413,821 Cash and cash equivalents at end of year $ 1,557,874 $ 9,214,564 Also included in the Interest-bearing due from banks line, but not considered cash and cash equivalents are interest-bearing accounts held at other financial institutions, which totaled $121.7 million and $41.2 million at December 31, 2022 and 2021, respectively.
Loans and Loans Held for Sale	Loans and Loans Held for Sale Loans are classified by the portfolio segments of commercial and industrial, specialty lending, commercial real estate, consumer real estate, consumer, credit cards, and leases and other. A loan is considered to be collateral dependent when management believes it is probable that it will be unable to collect all principal and interest due according to the contractual terms of the loan. If a loan is collateral dependent, the Company records a valuation allowance equal to the carrying amount of the loan in excess of the present value of the estimated future cash flows discounted at the loan’s effective rate, based on the loan’s observable market price or the fair value of the collateral. A loan is accounted for as a troubled debt restructuring when a concession had been granted to a debtor experiencing financial difficulties. The Company’s modifications generally include interest rate adjustments, and amortization and maturity date extensions. These modifications allow the debtor short-term cash relief to allow them to improve their financial condition. Restructured loans are considered to be collateral dependent and are individually evaluated for credit loss as part of the allowance for credit loss analysis. Loans, including those that are considered to be collateral dependent or a troubled debt restructuring, are evaluated regularly by management. Loans are considered delinquent when payment has not been received within 30 days of its contractual due date. The adequacy of the ACL on loans is based on management’s judgment and continuous evaluation of the pertinent factors underlying the credit quality inherent in the loan portfolio. Consideration of quantitative and qualitative factors relevant to each specific segmentation of loans includes lifetime historical loss experience, the impact of the current economic environment, reasonable and supportable forecasts, and detailed analysis of loans determined to be collateral dependent. The actual losses incurred over the lifetime of the portfolio, notwithstanding such considerations, however, could differ from the amounts estimated by management. The Company maintains an allowance for off-balance sheet credit exposures, to address the credit risk to which the Company is exposed via a contractual obligation to extend credit, unless that obligation is unconditionally cancelable by the Company. The allowance for off-balance sheet credit exposure is included in the Accrued expenses and taxes line item in the Consolidated Balance Sheets. In order to maintain the allowance for off-balance sheet items at an appropriate level, a provision to increase or reduce the allowance is included in the Provision for credit losses line item in the Company’s Consolidated Statements of Income. The allowance for off-balance sheet credit exposure is calculated by applying portfolio segment expected credit loss rates to the expected amount to be funded. Loans held for sale are carried at the lower of aggregate cost or market value. Loan fees (net of certain direct loan origination costs) on loans held for sale are deferred until the related loans are sold or repaid. Gains or losses on loan sales are recognized at the time of sale and determined using the specific identification method.
Securities	Securities Debt securities available for sale principally include U.S. Treasury and Agency securities, GSE mortgage-backed securities, certain securities of state and political subdivisions, corporates, and collateralized loan obligations. Debt securities classified as available for sale are measured at fair value. Unrealized holding gains and losses are excluded from earnings and reported in AOCI until realized. Securities held to maturity are carried at amortized historical cost, net of the allowance for credit losses, based on management’s intention, and the Company’s ability to hold them to maturity. The Company classifies certain U.S. Agency securities, mortgage-backed securities, and securities of state and political subdivisions as held to maturity. Trading securities, acquired for subsequent sale to customers, are carried at fair value. Market adjustments, fees and gains or losses on the sale of trading securities are considered to be a normal part of operations and are included in trading and investment banking income. Securities may be transferred from the available-for-sale classification to the held-to-maturity classification when the Company has the positive intent and ability to hold these securities to maturity. Transfers of securities are made at fair value at the time of transfer. The unrealized holding gain or loss at the time of transfer is retained in AOCI and amortized over the remaining life of the securities, offsetting the related amortization of discount or premium on the transferred securities. No gains or losses are recognized at the time of the transfer.
Equity-method investments	Equity-method investments The Company accounts for certain other investments using equity-method accounting. For equity securities without readily determinable fair values, the Company’s proportionate share of the income or loss is recognized on a one-quarter lag. When transparency in pricing exists, other investments are considered equity securities with readily determinable fair values.
Goodwill and Other Intangibles	Goodwill and Other Intangibles Goodwill is tested for impairment annually and more frequently whenever events or changes in circumstances indicate that it is more likely than not that the fair value of a reporting unit is less than its carrying value. To test goodwill for impairment, the Company performs a qualitative assessment of each reporting unit. If the Company determines, on the basis of qualitative factors, that the fair value of the reporting unit is more likely than not greater than the carrying amount, the quantitative impairment test is not required. Otherwise, the Company compares the fair value of its reporting units to their carrying amounts to determine if an impairment exists and the amount of impairment loss. An impairment loss is measured as the excess of the carrying value of a reporting unit’s goodwill over its fair value. No goodwill impairments were recognized in 2022, 2021, or 2020. Other intangible assets, which relate to core deposits, non-compete agreements, and customer relationships, are amortized over their useful life. Intangible assets are evaluated for impairment when events or circumstances dictate. No intangible asset impairments were recognized in 2022, 2021, or 2020. The Company does not have any indefinite lived intangible assets.
Premises and Equipment	Premises and Equipment Premises and equipment are stated at cost less accumulated depreciation, which is computed primarily on the straight-line method. Premises are depreciated over 15 to 40 year lives, while equipment is depreciated over lives of 3 to 20 years. Gains and losses from the sale of Premises and equipment are included in Other noninterest income and Other noninterest expense, respectively.
Impairment of Long-Lived Assets	Impairment of Long-Lived Assets Long-lived assets, including Premises and equipment, are reviewed for impairment whenever events or changes in circumstances indicate the carrying amount of an asset or group of assets may not be recoverable. The impairment review includes a comparison of future cash flows expected to be generated by the asset or group of assets to their current carrying value. If the carrying value of the asset or group of assets exceeds expected cash flows (undiscounted and without interest charges), an impairment loss is recognized to the extent the carrying value exceeds fair value. No impairments were recognized in 2022, 2021, or 2020.
Income Taxes	Income Taxes The Company accounts for income taxes under the asset and liability method, which requires the recognition of deferred tax assets and liabilities for the expected future tax consequences of events that have been included in the financial statements. Under this method, deferred tax assets and liabilities are measured based on the differences between the financial statement and tax basis of assets and liabilities using enacted tax rates in effect for the periods in which the differences are expected to reverse. The effect of a change in tax rates on deferred tax assets and liabilities is recognized in income in the period that includes the enactment date. The provision for deferred income taxes represents the change in the deferred income tax accounts during the year excluding the tax effect of the change in net unrealized gain (loss) on securities available for sale and certain derivative items. The Company records deferred tax assets to the extent these assets will more likely than not be realized. All available evidence is considered in making such determination, including future reversals of existing taxable temporary differences, projected future taxable income, tax planning strategies and recent financial operations. A valuation allowance is recorded for the portion of deferred tax assets that are not more-likely-than-not to be realized, and any changes to the valuation allowance are recorded in income tax expense. The Company records the financial statement effects of an income tax position when it is more likely than not, based on the technical merits, that it will be sustained upon examination. A tax position that meets the more-likely-than-not recognition threshold is measured and recorded as the largest amount of tax benefit that is greater than 50 percent likely of being realized upon ultimate settlement with a taxing authority. Previously recognized tax positions are derecognized in the first period in which it is no longer more likely than not that the tax position will be sustained. The benefit associated with previously unrecognized tax positions are generally recognized in the first period in which the more-likely-than-not threshold is met at the reporting date, the tax matter is ultimately settled through negotiation or litigation , or when the related statute of limitations for the relevant taxing authority to examine and challenge the tax position has expired. The recognition, derecognition and measurement of tax positions are based on management’s best judgment given the facts, circumstance and information available at the reporting date. The Company recognizes accrued interest related to unrecognized tax benefits in interest expense and penalties in other noninterest expense. Accrued interest and penalties are included within the related liability lines in the Consolidated Balance Sheets. For the year ended December 31, 2022, the Company has recognized an immaterial amount in interest and penalties related to the unrecognized tax benefits.
Derivatives	Derivatives The Company records all derivatives on the Consolidated Balance Sheets at fair value. The accounting for changes in the fair value of derivatives depends on the intended use of the derivative, whether the Company has elected to designate a derivative in a hedging relationship and apply hedge accounting, and whether the hedging relationship has satisfied the criteria necessary to apply hedge accounting. Currently, five of the Company’s derivatives are designated in qualifying hedging relationships. The remainder of the Company’s derivatives are not designated in qualifying hedging relationships, as the derivatives are not used to manage risks within the Company’s assets or liabilities. All changes in fair value of the Company’s non-designated derivatives and fair value hedges are recognized directly in earnings. Changes in fair value of the Company’s cash flow hedges are recognized in AOCI and are reclassified to earnings when the hedged transaction affects earnings.
Per Share Data	Per Share Data Basic income per share is computed based on the weighted average number of shares of common stock outstanding during each period. Diluted year-to-date income per share includes the dilutive effect of 406,477, 466,830, and 205,959 shares issuable upon the exercise of stock options, nonvested restricted shares, and nonvested restricted stock units, granted by the Company that were outstanding at December 31, 2022, 2021, and 2020, respectively. Certain options, restricted stock and restricted stock units issued under employee benefit plans were excluded from the computation of diluted earnings per share because they were anti-dilutive. For the years ended December 31, 2022 and 2021, there were no outstanding stock options, restricted stock and restricted stock units excluded from the computation of diluted income per share. Outstanding options, restricted stock and restricted stock units of 198,671 for the year ended December 31, 2020, were excluded from the computation of diluted income per share because their inclusion would have been anti-dilutive.
Accounting for Stock-Based Compensation	Accounting for Stock-Based Compensation The Company measures the cost of employee services received in exchange for an award of equity instruments based on the fair value of the award on the date of the grant. For stock options, restricted stock, and service-based restricted stock unit awards, the grant date fair value is estimated using either an option-pricing model which is consistent with the terms of the award or an observed market price, if such a price exists. For performance-based restricted stock unit awards, the grant date fair value is based on the quoted price of the Company’s common stock on the grant date less the present value of expected dividends not received during the vesting period. Such cost is generally recognized over the vesting period during which an employee is required to provide service in exchange for the award and, in some cases, when performance metrics are met. The Company accounts for forfeitures of stock-based compensation on an actual basis as they occur.

SUMMARY OF SIGNIFICANT ACCOUN_3

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Tables)	12 Months Ended
	Dec. 31, 2022
Accounting Policies [Abstract]
Summary of Cash and Cash Equivalents	This table provides a summary of cash and cash equivalents as presented on the Consolidated Statements of Cash Flows as of December 31, 2022 and 2021 (in thousands) : December 31, 2022 2021 Due from the FRB $ 1,057,192 $ 8,800,743 Cash and due from banks 500,682 413,821 Cash and cash equivalents at end of year $ 1,557,874 $ 9,214,564

LOANS AND ALLOWANCE FOR CREDI_2

LOANS AND ALLOWANCE FOR CREDIT LOSSES (Tables)	12 Months Ended
	Dec. 31, 2022
Receivables [Abstract]
Summary of Loan Classes and Aging of Past Due Loans	The following tables provide a summary of loan classes and an aging of past due loans at December 31, 2022 and 2021 (in thousands): December 31, 2022 30-89 Days Past Due and Accruing Greater than 90 Days Past Due and Accruing Nonaccrual Loans Total Past Due Current Total Loans Loans Commercial and industrial $ 2,456 $ 2 $ 11,356 $ 13,814 $ 9,192,172 $ 9,205,986 Specialty lending — — — — 602,706 602,706 Commercial real estate 2,167 191 2,505 4,863 7,611,223 7,616,086 Consumer real estate 10 — 4,882 4,892 2,718,377 2,723,269 Consumer 613 20 61 694 144,972 145,666 Credit cards 3,529 1,404 441 5,374 426,298 431,672 Leases and other — — 24 24 305,780 305,804 Total loans $ 8,775 $ 1,617 $ 19,269 $ 29,661 $ 21,001,528 $ 21,031,189 December 31, 2021 30-89 Days Past Due and Accruing Greater than 90 Days Past Due and Accruing Nonaccrual Loans Total Past Due Current Total Loans Loans Commercial and industrial $ 2,827 $ 896 $ 82,845 $ 86,568 $ 7,171,552 $ 7,258,120 Specialty lending — — — — 522,362 522,362 Commercial real estate 962 — 4,688 5,650 6,261,894 6,267,544 Consumer real estate 246 489 4,210 4,945 2,315,088 2,320,033 Consumer 105 2 75 182 128,953 129,135 Credit cards 2,369 1,246 457 4,072 387,317 391,389 Leases and other — — 25 25 282,263 282,288 Total loans $ 6,509 $ 2,633 $ 92,300 $ 101,442 $ 17,069,429 $ 17,170,871
Summary of Amortized Cost of Nonaccrual Loans with No Related Allowance	The following tables provide the amortized cost of nonaccrual loans with no related allowance for credit losses by loan class at December 31, 2022 and 2021 (in thousands): December 31, 2022 Nonaccrual Loans Amortized Cost of Nonaccrual Loans with no related Allowance Loans Commercial and industrial $ 11,356 $ 9,447 Specialty lending — — Commercial real estate 2,505 2,505 Consumer real estate 4,882 4,226 Consumer 61 61 Credit cards 441 441 Leases and other 24 24 Total loans $ 19,269 $ 16,704 December 31, 2021 Nonaccrual Loans Amortized Cost of Nonaccrual Loans with no related Allowance Loans Commercial and industrial $ 82,845 $ 76,493 Specialty lending — — Commercial real estate 4,688 4,688 Consumer real estate 4,210 4,210 Consumer 75 75 Credit cards 457 457 Leases and other 25 25 Total loans $ 92,300 $ 85,948
Summary Of Amortized Cost Of Loans By Loan Segments And Related Collateral Table [Text Block]	The following tables provide a summary of the amortized cost balance of each of the Company’s loan classes disaggregated by collateral type and origination year as of December 31, 2022 and 2021 (in thousands): December 31, 2022 Amortized Cost - Revolving Loans Amortized Cost - Revolving Loans Converted to Term Loans Loan Segment and Type Amortized Cost Basis by Origination Year - Term Loans 2022 2021 2020 2019 2018 Prior Total Commercial and industrial: Equipment/Accounts Receivable/Inventory $ 2,140,609 $ 1,562,527 $ 642,649 $ 267,444 $ 96,916 $ 86,787 $ 4,223,358 $ 3,926 $ 9,024,216 Agriculture 13,630 5,415 2,046 1,985 396 541 149,266 562 173,841 Overdrafts — — — — — — 7,929 — 7,929 Total Commercial and industrial 2,154,239 1,567,942 644,695 269,429 97,312 87,328 4,380,553 4,488 9,205,986 Specialty lending: Asset-based lending 18,084 55,469 36,040 — — — 493,113 — 602,706 Total Specialty lending 18,084 55,469 36,040 — — — 493,113 — 602,706 Commercial real estate: Owner-occupied 656,860 593,861 388,519 180,786 136,499 167,628 8,685 — 2,132,838 Non-owner-occupied 1,128,978 855,508 568,489 368,203 64,915 229,826 28,679 — 3,244,598 Farmland 94,989 47,092 220,796 24,057 15,963 24,162 121,054 — 548,113 5+ Multi-family 30,920 35,869 68,996 18,978 1,334 5,776 4,908 — 166,781 1-4 Family construction 61,943 15,217 — — — — 19 — 77,179 General construction 628,820 719,437 43,166 15,492 — 395 39,267 — 1,446,577 Total Commercial real estate 2,602,510 2,266,984 1,289,966 607,516 218,711 427,787 202,612 — 7,616,086 Consumer real estate: HELOC 237 — 618 224 654 5,389 339,066 981 347,169 First lien: 1-4 family 628,703 748,362 607,105 173,466 45,907 140,443 12 — 2,343,998 Junior lien: 1-4 family 13,490 8,445 5,107 2,529 940 1,504 87 — 32,102 Total Consumer real estate 642,430 756,807 612,830 176,219 47,501 147,336 339,165 981 2,723,269 Consumer: Revolving line 467 584 — — — — 58,133 1,403 60,587 Auto 9,124 6,543 4,455 2,743 335 159 — — 23,359 Other 26,306 27,751 1,096 876 1,133 591 3,967 — 61,720 Total Consumer 35,897 34,878 5,551 3,619 1,468 750 62,100 1,403 145,666 Credit cards: Consumer — — — — — — 200,348 — 200,348 Commercial — — — — — — 231,324 — 231,324 Total Credit cards — — — — — — 431,672 — 431,672 Leases and other: Leases — — — 712 — 1,224 — — 1,936 Other 125,095 34,282 22,552 32,055 17,764 1,066 71,054 — 303,868 Total Leases and other 125,095 34,282 22,552 32,767 17,764 2,290 71,054 — 305,804 Total loans $ 5,578,255 $ 4,716,362 $ 2,611,634 $ 1,089,550 $ 382,756 $ 665,491 $ 5,980,269 $ 6,872 $ 21,031,189 December 31, 2021 Amortized Cost - Revolving Loans Amortized Cost - Revolving Loans Converted to Term Loans Loan Segment and Type Amortized Cost Basis by Origination Year - Term Loans 2021 2020 2019 2018 2017 Prior Total Commercial and industrial: Equipment/Accounts Receivable/Inventory $ 2,400,110 $ 945,383 $ 356,348 $ 150,892 $ 115,571 $ 131,900 $ 2,984,740 $ 247 $ 7,085,191 Agriculture 12,077 5,884 3,308 640 344 1,143 130,946 — 154,342 Overdrafts — — — — — — 18,587 — 18,587 Total Commercial and industrial 2,412,187 951,267 359,656 151,532 115,915 133,043 3,134,273 247 7,258,120 Specialty lending: Asset-based lending 34,552 49,373 — — — — 331,282 — 415,207 Factoring — — — — — — 107,155 — 107,155 Total Specialty lending 34,552 49,373 — — — — 438,437 — 522,362 Commercial real estate: Owner-occupied 680,135 519,448 226,631 177,576 91,539 159,482 11,727 — 1,866,538 Non-owner-occupied 1,058,025 689,167 591,886 162,491 135,100 258,541 10,969 — 2,906,179 Farmland 61,505 273,624 34,145 16,969 19,929 34,858 38,239 999 480,268 5+ Multi-family 58,268 95,024 41,426 1,206 511 6,820 2,057 — 205,312 1-4 Family construction 53,004 4,933 17,333 — — — 985 — 76,255 General construction 439,973 160,553 64,283 38,505 203 256 29,219 — 732,992 Total Commercial real estate 2,350,910 1,742,749 975,704 396,747 247,282 459,957 93,196 999 6,267,544 Consumer real estate: HELOC 248 547 327 574 646 6,363 320,410 2,523 331,638 First lien: 1-4 family 830,513 712,264 200,167 58,734 61,641 102,997 19 — 1,966,335 Junior lien: 1-4 family 9,114 6,299 3,361 1,150 820 1,299 17 — 22,060 Total Consumer real estate 839,875 719,110 203,855 60,458 63,107 110,659 320,446 2,523 2,320,033 Consumer: Revolving line 974 — — — — — 60,049 120 61,143 Auto 9,886 7,775 5,462 1,107 479 220 — — 24,929 Other 31,391 2,041 1,949 1,543 2,542 708 2,889 — 43,063 Total Consumer 42,251 9,816 7,411 2,650 3,021 928 62,938 120 129,135 Credit cards: Consumer — — — — — — 180,296 — 180,296 Commercial — — — — — — 211,093 — 211,093 Total Credit cards — — — — — — 391,389 — 391,389 Leases and other: Leases — — 814 — 739 614 — — 2,167 Other 99,952 44,113 58,164 22,344 5,631 779 49,138 — 280,121 Total Leases and other 99,952 44,113 58,978 22,344 6,370 1,393 49,138 — 282,288 Total loans $ 5,779,727 $ 3,516,428 $ 1,605,604 $ 633,731 $ 435,695 $ 705,980 $ 4,489,817 $ 3,889 $ 17,170,871
Summary of Amortized Cost Balance by Collateral Type and Risk Rating	The following tables provide a summary of the amortized cost balance by collateral type and risk rating as of December 31, 2022 and 2021 (in thousands): December 31, 2022 Amortized Cost - Revolving Loans Amortized Cost - Revolving Loans Converted to Term Loans Risk by Collateral Amortized Cost Basis by Origination Year - Term Loans 2022 2021 2020 2019 2018 Prior Total Equipment/Accounts Receivable/Inventory Non-watch list – Pass $ 2,079,002 $ 1,466,120 $ 588,562 $ 246,387 $ 90,656 $ 83,054 $ 3,879,709 $ 3,633 $ 8,437,123 Watch – Pass 28,570 78,523 52,696 7,493 3,617 2,275 213,871 — 387,045 Special Mention 4,072 5,637 1,178 — 1,817 899 34,631 — 48,234 Substandard 26,698 12,247 213 13,564 826 559 92,352 293 146,752 Doubtful 2,267 — — — — — 2,795 — 5,062 Total Equipment/Accounts Receivable/Inventory $ 2,140,609 $ 1,562,527 $ 642,649 $ 267,444 $ 96,916 $ 86,787 $ 4,223,358 $ 3,926 $ 9,024,216 Agriculture Non-watch list – Pass $ 12,252 $ 5,351 $ 1,693 $ 1,985 $ 396 $ 541 $ 137,759 $ — $ 159,977 Watch – Pass 550 — 206 — — — 8,512 562 9,830 Special Mention 828 64 147 — — — 1,539 — 2,578 Substandard — — — — — — 1,456 — 1,456 Doubtful — — — — — — — — — Total Agriculture $ 13,630 $ 5,415 $ 2,046 $ 1,985 $ 396 $ 541 $ 149,266 $ 562 $ 173,841 December 31, 2021 Amortized Cost - Revolving Loans Amortized Cost - Revolving Loans Converted to Term Loans Risk by Collateral Amortized Cost Basis by Origination Year - Term Loans 2021 2020 2019 2018 2017 Prior Total Equipment/Accounts Receivable/Inventory Non-watch list – Pass $ 2,299,784 $ 874,786 $ 325,630 $ 141,667 $ 106,141 $ 130,153 $ 2,750,764 $ 247 $ 6,629,172 Watch – Pass 68,322 34,324 25,572 5,056 1,794 698 106,177 — 241,943 Special Mention 5,886 — 2,600 592 1,742 997 41,209 — 53,026 Substandard 25,466 3,023 2,546 3,577 1,202 52 45,053 — 80,919 Doubtful 652 33,250 — — 4,692 — 41,537 — 80,131 Total Equipment/Accounts Receivable/Inventory $ 2,400,110 $ 945,383 $ 356,348 $ 150,892 $ 115,571 $ 131,900 $ 2,984,740 $ 247 $ 7,085,191 Agriculture Non-watch list – Pass $ 11,512 $ 5,394 $ 2,608 $ 212 $ 344 $ 1,143 $ 100,630 $ — $ 121,843 Watch – Pass 500 222 328 428 — — 6,532 — 8,010 Special Mention — — 372 — — — 1,361 — 1,733 Substandard 65 268 — — — — 22,423 — 22,756 Doubtful — — — — — — — — — Total Agriculture $ 12,077 $ 5,884 $ 3,308 $ 640 $ 344 $ 1,143 $ 130,946 $ — $ 154,342 The following table provides a summary of the amortized cost balance by risk rating for asset-based loans as of December 31, 2022 and 2021 (in thousands): Asset-based lending Risk December 31, 2022 December 31, 2021 In-margin $ 602,706 $ 409,844 Out-of-margin — 5,363 Total $ 602,706 $ 415,207 The following table provides a summary of the amortized cost balance by risk rating for factoring loans as of December 31, 2021 (in thousands): Factoring Risk December 31, 2021 Tier 1 $ 9,433 Tier 2 65,149 Evaluated for impairment 32,573 Collateral dependent assets — Total $ 107,155 The following tables provide a summary of the amortized cost balance by collateral type and risk rating as of December 31, 2022 and 2021 December 31, 2022 Amortized Cost - Revolving Loans Amortized Cost - Revolving Loans Converted to Term Loans Risk by Collateral Amortized Cost Basis by Origination Year - Term Loans 2022 2021 2020 2019 2018 Prior Total Owner-occupied Non-watch list – Pass $ 628,858 $ 559,067 $ 364,760 $ 149,183 $ 133,339 $ 162,412 $ 7,850 $ — $ 2,005,469 Watch – Pass 19,405 32,581 17,061 9,785 2,664 2,121 — — 83,617 Special Mention 5,435 2,213 5,120 18,946 — — 835 — 32,549 Substandard 3,162 — 1,578 2,872 496 3,095 — — 11,203 Doubtful — — — — — — — — — Total Owner-occupied $ 656,860 $ 593,861 $ 388,519 $ 180,786 $ 136,499 $ 167,628 $ 8,685 $ — $ 2,132,838 Non-owner-occupied Non-watch list – Pass $ 1,075,444 $ 810,926 $ 568,489 $ 356,896 $ 64,915 $ 214,635 $ 28,679 $ — $ 3,119,984 Watch – Pass 53,534 44,582 — 11,307 — 5,071 — — 114,494 Special Mention — — — — — 10,109 — — 10,109 Substandard — — — — — — — — — Doubtful — — — — — 11 — — 11 Total Non-owner-occupied $ 1,128,978 $ 855,508 $ 568,489 $ 368,203 $ 64,915 $ 229,826 $ 28,679 $ — $ 3,244,598 Farmland Non-watch list – Pass $ 62,357 $ 36,698 $ 218,704 $ 17,563 $ 2,830 $ 20,285 $ 113,385 $ — $ 471,822 Watch – Pass 20,327 6,454 1,055 101 — 2,559 395 — 30,891 Special Mention 5,505 — 1,001 — — — — — 6,506 Substandard 6,800 3,940 36 6,393 13,133 1,318 7,274 — 38,894 Doubtful — — — — — — — — — Total Farmland $ 94,989 $ 47,092 $ 220,796 $ 24,057 $ 15,963 $ 24,162 $ 121,054 $ — $ 548,113 5+ Multi-family Non-watch list – Pass $ 30,920 $ 35,869 $ 68,996 $ 18,978 $ 1,334 $ 5,776 $ 4,908 $ — $ 166,781 Watch – Pass — — — — — — — — — Special Mention — — — — — — — — — Substandard — — — — — — — — — Doubtful — — — — — — — — — Total 5+ Multi-family $ 30,920 $ 35,869 $ 68,996 $ 18,978 $ 1,334 $ 5,776 $ 4,908 $ — $ 166,781 1-4 Family construction Non-watch list – Pass $ 61,943 $ 15,217 $ — $ — $ — $ — $ 19 $ — $ 77,179 Watch – Pass — — — — — — — — — Special Mention — — — — — — — — — Substandard — — — — — — — — — Doubtful — — — — — — — — — Total 1-4 Family construction $ 61,943 $ 15,217 $ — $ — $ — $ — $ 19 $ — $ 77,179 General construction Non-watch list – Pass $ 628,479 $ 699,698 $ 43,166 $ 15,384 $ — $ 380 $ 39,267 $ — $ 1,426,374 Watch – Pass 341 — — 22 — — — — 363 Special Mention — 8,340 — — — — — — 8,340 Substandard — 11,399 — — — 15 — — 11,414 Doubtful — — — 86 — — — — 86 Total General construction $ 628,820 $ 719,437 $ 43,166 $ 15,492 $ — $ 395 $ 39,267 $ — $ 1,446,577 December 31, 2021 Amortized Cost - Revolving Loans Amortized Cost - Revolving Loans Converted to Term Loans Risk by Collateral Amortized Cost Basis by Origination Year - Term Loans 2021 2020 2019 2018 2017 Prior Total Owner-occupied Non-watch list – Pass $ 679,662 $ 507,220 $ 208,376 $ 174,352 $ 89,588 $ 154,920 $ 11,627 $ — $ 1,825,745 Watch – Pass 191 10,891 16,493 1,055 1,143 1,572 — — 31,345 Special Mention 93 1,304 — — — — — — 1,397 Substandard 189 33 1,762 2,169 808 2,990 100 — 8,051 Doubtful — — — — — — — — — Total Owner-occupied $ 680,135 $ 519,448 $ 226,631 $ 177,576 $ 91,539 $ 159,482 $ 11,727 $ — $ 1,866,538 Non-owner-occupied Non-watch list – Pass $ 976,097 $ 679,313 $ 536,084 $ 143,243 $ 129,820 $ 219,701 $ 10,969 $ — $ 2,695,227 Watch – Pass 57,052 1,277 55,802 19,248 5,280 2,587 — — 141,246 Special Mention 24,876 8,577 — — — 36,223 — — 69,676 Substandard — — — — — 30 — — 30 Doubtful — — — — — — — — — Total Non-owner-occupied $ 1,058,025 $ 689,167 $ 591,886 $ 162,491 $ 135,100 $ 258,541 $ 10,969 $ — $ 2,906,179 Farmland Non-watch list – Pass $ 40,526 $ 246,955 $ 26,332 $ 2,147 $ 19,199 $ 29,136 $ 28,276 $ — $ 392,571 Watch – Pass 2,263 10,177 — 823 213 4,889 — — 18,365 Special Mention 3,800 — 6,875 13,983 517 — 8,999 — 34,174 Substandard 14,916 16,492 938 16 — 833 964 999 35,158 Doubtful — — — — — — — — — Total Farmland $ 61,505 $ 273,624 $ 34,145 $ 16,969 $ 19,929 $ 34,858 $ 38,239 $ 999 $ 480,268 5+ Multi-family Non-watch list – Pass $ 58,268 $ 95,024 $ 41,426 $ 1,206 $ 511 $ 6,820 $ 2,057 $ — $ 205,312 Watch – Pass — — — — — — — — — Special Mention — — — — — — — — — Substandard — — — — — — — — — Doubtful — — — — — — — — — Total 5+ Multi-family $ 58,268 $ 95,024 $ 41,426 $ 1,206 $ 511 $ 6,820 $ 2,057 $ — $ 205,312 1-4 Family construction Non-watch list – Pass $ 53,004 $ 4,933 $ 17,333 $ — $ — $ — $ 985 $ — $ 76,255 Watch – Pass — — — — — — — — — Special Mention — — — — — — — — — Substandard — — — — — — — — — Doubtful — — — — — — — — — Total 1-4 Family construction $ 53,004 $ 4,933 $ 17,333 $ — $ — $ — $ 985 $ — $ 76,255 General construction Non-watch list – Pass $ 436,696 $ 160,553 $ 62,675 $ 38,505 $ 203 $ 239 $ 29,219 $ — $ 728,090 Watch – Pass 3,277 — — — — — — — 3,277 Special Mention — — — — — — — — — Substandard — — 1,522 — — 17 — — 1,539 Doubtful — — 86 — — — — — 86 Total General construction $ 439,973 $ 160,553 $ 64,283 $ 38,505 $ 203 $ 256 $ 29,219 $ — $ 732,992 The following tables provide a summary of the amortized cost balance by collateral type and risk rating as of December 31, 2022 and 2021 (in thousands): December 31, 2022 Amortized Cost - Revolving Loans Amortized Cost - Revolving Loans Converted to Term Loans Risk by Collateral Amortized Cost Basis by Origination Year - Term Loans 2022 2021 2020 2019 2018 Prior Total HELOC Performing $ 120 $ — $ 592 $ 90 $ 148 $ 3,919 $ 338,979 $ 759 $ 344,607 Non-performing 117 — 26 134 506 1,470 87 222 2,562 Total HELOC $ 237 $ — $ 618 $ 224 $ 654 $ 5,389 $ 339,066 $ 981 $ 347,169 First lien: 1-4 family Performing $ 628,678 $ 748,269 $ 607,055 $ 173,061 $ 45,907 $ 138,764 $ 12 $ — $ 2,341,746 Non-performing 25 93 50 405 — 1,679 — — 2,252 Total First lien: 1-4 family $ 628,703 $ 748,362 $ 607,105 $ 173,466 $ 45,907 $ 140,443 $ 12 $ — $ 2,343,998 Junior lien: 1-4 family Performing $ 13,490 $ 8,445 $ 5,107 $ 2,529 $ 940 $ 1,437 $ 87 $ — $ 32,035 Non-performing — — — — — 67 — — 67 Total Junior lien: 1-4 family $ 13,490 $ 8,445 $ 5,107 $ 2,529 $ 940 $ 1,504 $ 87 $ — $ 32,102 December 31, 2021 Amortized Cost - Revolving Loans Amortized Cost - Revolving Loans Converted to Term Loans Risk by Collateral Amortized Cost Basis by Origination Year - Term Loans 2021 2020 2019 2018 2017 Prior Total HELOC Performing $ 248 $ 531 $ 188 $ 165 $ 381 $ 4,956 $ 320,241 $ 2,440 $ 329,150 Non-performing — 16 139 409 265 1,407 169 83 2,488 Total HELOC $ 248 $ 547 $ 327 $ 574 $ 646 $ 6,363 $ 320,410 $ 2,523 $ 331,638 First lien: 1-4 family Performing $ 830,513 $ 712,194 $ 199,949 $ 58,585 $ 61,233 $ 102,194 $ 19 $ — $ 1,964,687 Non-performing — 70 218 149 408 803 — — 1,648 Total First lien: 1-4 family $ 830,513 $ 712,264 $ 200,167 $ 58,734 $ 61,641 $ 102,997 $ 19 $ — $ 1,966,335 Junior lien: 1-4 family Performing $ 9,114 $ 6,299 $ 3,361 $ 1,143 $ 800 $ 1,251 $ 17 $ — $ 21,985 Non-performing — — — 7 20 48 — — 75 Total Junior lien: 1-4 family $ 9,114 $ 6,299 $ 3,361 $ 1,150 $ 820 $ 1,299 $ 17 $ — $ 22,060 The following tables provide a summary of the amortized cost balance by collateral type and risk rating as of December 31, 2022 and 2021 (in thousands): December 31, 2022 Amortized Cost - Revolving Loans Amortized Cost - Revolving Loans Converted to Term Loans Risk by Collateral Amortized Cost Basis by Origination Year - Term Loans 2022 2021 2020 2019 2018 Prior Total Revolving line Performing $ 467 $ 584 $ — $ — $ — $ — $ 58,133 $ 1,403 $ 60,587 Non-performing — — — — — — — — — Total Revolving line $ 467 $ 584 $ — $ — $ — $ — $ 58,133 $ 1,403 $ 60,587 Auto Performing $ 9,124 $ 6,498 $ 4,454 $ 2,743 $ 335 $ 159 $ — $ — $ 23,313 Non-performing — 45 1 — — — — — 46 Total Auto $ 9,124 $ 6,543 $ 4,455 $ 2,743 $ 335 $ 159 $ — $ — $ 23,359 Other Performing $ 26,291 $ 27,751 $ 1,096 $ 876 $ 1,133 $ 591 $ 3,967 $ — $ 61,705 Non-performing 15 — — — — — — — 15 Total Other $ 26,306 $ 27,751 $ 1,096 $ 876 $ 1,133 $ 591 $ 3,967 $ — $ 61,720 December 31, 2021 Amortized Cost - Revolving Loans Amortized Cost - Revolving Loans Converted to Term Loans Risk by Collateral Amortized Cost Basis by Origination Year - Term Loans 2021 2020 2019 2018 2017 Prior Total Revolving line Performing $ 974 $ — $ — $ — $ — $ — $ 60,049 $ 120 $ 61,143 Non-performing — — — — — — — — — Total Revolving line $ 974 $ — $ — $ — $ — $ — $ 60,049 $ 120 $ 61,143 Auto Performing $ 9,886 $ 7,775 $ 5,424 $ 1,107 $ 479 $ 220 $ — $ — $ 24,891 Non-performing — — 38 — — — — — 38 Total Auto $ 9,886 $ 7,775 $ 5,462 $ 1,107 $ 479 $ 220 $ — $ — $ 24,929 Other Performing $ 31,391 $ 2,025 $ 1,949 $ 1,525 $ 2,542 $ 704 $ 2,889 $ — $ 43,025 Non-performing — 16 — 18 — 4 — — 38 Total Other $ 31,391 $ 2,041 $ 1,949 $ 1,543 $ 2,542 $ 708 $ 2,889 $ — $ 43,063 The following table provides a summary of the amortized cost balance of consumer credit cards by risk rating as of December 31, 2022 and 2021 (in thousands): Consumer Risk December 31, 2022 December 31, 2021 Transactor accounts $ 73,670 $ 57,777 Revolver accounts (by Credit score): Less than 600 4,684 6,065 600-619 2,515 2,416 620-639 4,959 4,158 640-659 8,655 7,854 660-679 9,593 13,185 680-699 12,023 15,365 700-719 14,098 16,308 720-739 15,036 14,753 740-759 13,638 12,734 760-779 13,768 8,879 780-799 13,172 7,048 800-819 9,257 5,787 820-839 4,363 5,026 840+ 917 2,941 Total $ 200,348 $ 180,296 The following table provides a summary of the amortized cost balance of commercial credit cards by risk rating as of December 31, 2022 and 2021 (in thousands): Commercial Risk December 31, 2022 December 31, 2021 Current $ 219,558 $ 200,402 Past Due 11,766 10,691 Total $ 231,324 $ 211,093 The following table provides a summary of the amortized cost balance by collateral type and risk rating as of December 31, 2022 and 2021 Leases Other Risk December 31, 2022 December 31, 2021 December 31, 2022 December 31, 2021 Non-watch list – Pass $ 1,936 $ 2,167 $ 303,107 $ 279,401 Watch – Pass — — 737 695 Special Mention — — — — Substandard — — 24 25 Doubtful — — — — Total $ 1,936 $ 2,167 $ 303,868 $ 280,121
Rollforward of Allowance for Credit/Loan Losses by Portfolio Segment	The following tables provide a rollforward of the allowance for credit losses by portfolio segment for the year ended December 31, 2022, 2021, and 2020 (in thousands): Year Ended December 31, 2022 Commercial and industrial Specialty lending Commercial real estate Consumer real estate Consumer Credit cards Leases and other Total - Loans HTM Total Allowance for credit losses: Beginning balance $ 123,732 $ 1,738 $ 56,265 $ 3,921 $ 845 $ 6,075 $ 2,195 $ 194,771 $ 1,940 $ 196,711 Charge-offs (37,269 ) — (29 ) (57 ) (800 ) (6,150 ) — (44,305 ) — (44,305 ) Recoveries 1,550 433 385 131 126 1,812 — 4,437 — 4,437 Provision 48,724 (2,171 ) (17,251 ) 2,153 323 5,129 26 36,933 467 37,400 Ending balance - ACL $ 136,737 $ — $ 39,370 $ 6,148 $ 494 $ 6,866 $ 2,221 $ 191,836 $ 2,407 $ 194,243 Allowance for credit losses on off-balance sheet credit exposures: Beginning balance $ 1,739 $ 160 $ 480 $ 106 $ — $ — $ 15 $ 2,500 $ 88 $ 2,588 Provision 439 26 (62 ) 18 13 — 47 481 19 500 Ending balance - ACL on off-balance sheet $ 2,178 $ 186 $ 418 $ 124 $ 13 $ — $ 62 $ 2,981 $ 107 $ 3,088 Year Ended December 31, 2021 Commercial and industrial Specialty lending Commercial real estate Consumer real estate Consumer Credit cards Leases and other Total - Loans HTM Total Allowance for credit losses: Beginning balance $ 122,700 $ 5,219 $ 61,931 $ 6,586 $ 1,480 $ 15,786 $ 2,271 $ 215,973 $ 2,610 $ 218,583 Charge-offs (13,981 ) (31,945 ) (1,198 ) (96 ) (2,424 ) (6,011 ) (8 ) (55,663 ) — (55,663 ) Recoveries 6,694 187 1,560 142 223 1,967 18 10,791 — 10,791 Provision 8,319 28,277 (6,028 ) (2,711 ) 1,566 (5,667 ) (86 ) 23,670 (670 ) 23,000 Ending balance – ACL $ 123,732 $ 1,738 $ 56,265 $ 3,921 $ 845 $ 6,075 $ 2,195 $ 194,771 $ 1,940 $ 196,711 Allowance for credit losses on off-balance sheet credit exposures: Beginning balance $ 3,859 $ 287 $ 447 $ 145 $ 381 $ — $ 414 $ 5,533 $ 55 $ 5,588 Provision (2,120 ) (127 ) 33 (39 ) (381 ) — (399 ) (3,033 ) 33 (3,000 ) Ending balance - ACL on off-balance sheet $ 1,739 $ 160 $ 480 $ 106 $ — $ — $ 15 $ 2,500 $ 88 $ 2,588 Year Ended December 31, 2020 Commercial and industrial Specialty lending Commercial real estate Consumer real estate Consumer Credit cards Leases and other Total - Loans HTM Total Allowance for credit losses: Beginning balance $ 63,313 $ 2,545 $ 15,951 $ 2,623 $ 543 $ 15,739 $ 1,074 $ 101,788 $ — $ 101,788 ASU 2016-13 adjustment 3,677 148 926 152 31 914 62 5,910 3,120 9,030 Adjusted beginning balance 66,990 2,693 16,877 2,775 574 16,653 1,136 107,698 3,120 110,818 Charge-offs (8,587 ) — (11,939 ) (219 ) (607 ) (7,326 ) (11 ) (28,689 ) — (28,689 ) Recoveries 6,473 — 91 69 307 1,618 6 8,564 — 8,564 Provision 57,824 2,526 56,902 3,961 1,206 4,841 1,140 128,400 (510 ) 127,890 Ending balance - ACL $ 122,700 $ 5,219 $ 61,931 $ 6,586 $ 1,480 $ 15,786 $ 2,271 $ 215,973 $ 2,610 $ 218,583 Allowance for credit losses on off-balance sheet credit exposures: Beginning balance $ 2,263 $ 53 $ 257 $ 102 $ 22 $ — $ 211 $ 2,908 $ 70 $ 2,978 Provision 1,596 234 190 43 359 — 203 2,625 (15 ) 2,610 Ending balance - ACL on off-balance sheet $ 3,859 $ 287 $ 447 $ 145 $ 381 $ — $ 414 $ 5,533 $ 55 $ 5,588
Summary of Amortized Cost Balance of Financial Assets Considered Collateral Dependent	The following tables provide the amortized cost balance of financial assets considered collateral dependent as of December 31, 2022 and 2021 (in thousands): December 31, 2022 Loan Segment and Type Amortized Cost of Collateral Dependent Assets Related Allowance for Credit Losses Amortized Cost of Collateral Dependent Assets with no related Allowance Commercial and industrial: Equipment/Accounts Receivable/Inventory $ 13,972 $ 713 $ 11,534 Agriculture — — — Total Commercial and industrial 13,972 713 11,534 Specialty lending: Asset-based lending — — — Total Specialty lending — — — Commercial real estate: Owner-occupied 2,204 — 2,204 Non-owner-occupied — — — Farmland 374 — 374 5+ Multi-family — — — 1-4 Family construction — — — General construction 101 — 101 Total Commercial real estate 2,679 — 2,679 Consumer real estate: HELOC 2,562 — 2,562 First lien: 1-4 family 2,253 6 1,597 Junior lien: 1-4 family 67 — 67 Total Consumer real estate 4,882 6 4,226 Consumer: Revolving line — — — Auto 46 — 46 Other 15 — 15 Total Consumer 61 — 61 Leases and other: Leases — — — Other 24 — 24 Total Leases and other 24 — 24 Total loans $ 21,618 $ 719 $ 18,524 December 31, 2021 Loan Segment and Type Amortized Cost of Collateral Dependent Assets Related Allowance for Credit Losses Amortized Cost of Collateral Dependent Assets with no related Allowance Commercial and industrial: Equipment/Accounts Receivable/Inventory $ 82,845 $ 2,421 $ 76,493 Agriculture — — — Total Commercial and industrial 82,845 2,421 76,493 Specialty lending: Asset-based lending — — — Factoring — — — Total Specialty lending — — — Commercial real estate: Owner-occupied 2,764 — 2,764 Non-owner-occupied — — — Farmland 487 — 487 5+ Multi-family — — — 1-4 Family construction — — — General construction 1,626 — 1,626 Total Commercial real estate 4,877 — 4,877 Consumer real estate: HELOC 2,488 — 2,488 First lien: 1-4 family 1,647 — 1,647 Junior lien: 1-4 family 75 — 75 Total Consumer real estate 4,210 — 4,210 Consumer: Revolving line — — — Auto 38 — 38 Other 37 — 37 Total Consumer 75 — 75 Leases and other: Leases — — — Other 25 — 25 Total Leases and other 25 — 25 Total loans $ 92,032 $ 2,421 $ 85,680

SECURITIES (Tables)

SECURITIES (Tables)	12 Months Ended
	Dec. 31, 2022
Securities Available for Sale	This table provides detailed information about securities available for sale at December 31, 2022 and 2021 (in thousands): Gross Gross Amortized Unrealized Unrealized Fair 2022 Cost Gains Losses Value U.S. Treasury $ 804,158 $ 58 $ (27,146 ) $ 777,070 U.S. Agencies 178,261 — (6,965 ) 171,296 Mortgage-backed 4,574,905 92 (592,875 ) 3,982,122 State and political subdivisions 1,465,598 1,608 (104,799 ) 1,362,407 Corporates 401,059 — (33,559 ) 367,500 Collateralized loan obligations 353,969 32 (8,049 ) 345,952 Total $ 7,777,950 $ 1,790 $ (773,393 ) $ 7,006,347 Gross Gross Amortized Unrealized Unrealized Fair 2021 Cost Gains Losses Value U.S. Treasury $ 69,551 $ 374 $ (751 ) $ 69,174 U.S. Agencies 121,681 3,252 (1 ) 124,932 Mortgage-backed 7,967,537 93,390 (95,872 ) 7,965,055 State and political subdivisions 3,270,160 161,674 (9,146 ) 3,422,688 Corporates 316,840 2,504 (1,498 ) 317,846 Collateralized loan obligations 76,815 4 — 76,819 Total $ 11,822,584 $ 261,198 $ (107,268 ) $ 11,976,514
Gross Unrealized Losses and Fair Value of Investment Securities Available for Sale	The following table shows the Company’s available-for-sale investments’ gross unrealized losses and fair value, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, at December 31, 2022 and 2021 (in thousands): Less than 12 months 12 months or more Total 2022 Count Fair Value Unrealized Losses Count Fair Value Unrealized Losses Count Fair Value Unrealized Losses Description of Securities U.S. Treasury 61 $ 688,208 $ (22,731 ) 4 $ 55,314 $ (4,415 ) 65 $ 743,522 $ (27,146 ) U.S. Agencies 27 140,877 (4,734 ) 2 30,419 (2,231 ) 29 171,296 (6,965 ) Mortgage-backed 687 1,415,169 (102,881 ) 205 2,557,035 (489,994 ) 892 3,972,204 (592,875 ) State and political subdivisions 1,744 936,865 (51,427 ) 273 233,679 (53,372 ) 2,017 1,170,544 (104,799 ) Corporates 86 146,615 (8,783 ) 189 216,885 (24,776 ) 275 363,500 (33,559 ) Collateralized loan obligations 41 326,659 (7,820 ) 1 4,785 (229 ) 42 331,444 (8,049 ) Total 2,646 $ 3,654,393 $ (198,376 ) 674 $ 3,098,117 $ (575,017 ) 3,320 $ 6,752,510 $ (773,393 ) Less than 12 months 12 months or more Total 2021 Count Fair Value Unrealized Losses Count Fair Value Unrealized Losses Count Fair Value Unrealized Losses Description of Securities U.S. Treasury 4 $ 58,867 $ (751 ) — $ — $ — 4 $ 58,867 $ (751 ) U.S. Agencies 1 11,149 (1 ) — — — 1 11,149 (1 ) Mortgage-backed 344 5,404,968 (87,301 ) 13 233,295 (8,571 ) 357 5,638,263 (95,872 ) State and political subdivisions 357 329,042 (6,969 ) 31 44,939 (2,177 ) 388 373,981 (9,146 ) Corporates 152 193,899 (1,498 ) — — — 152 193,899 (1,498 ) Collateralized loan obligations — — — — — — — — — Total 858 $ 5,997,925 $ (96,520 ) 44 $ 278,234 $ (10,748 ) 902 $ 6,276,159 $ (107,268 )
Gross Unrealized Losses and Fair Value of Investment Securities Held to Maturity	The following table shows the Company’s held-to-maturity investments’ gross unrealized losses and fair value, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, at December 31, 2022 and 2021 (in thousands): Less than 12 months 12 months or more Total 2022 Count Fair Value Unrealized Losses Count Fair Value Unrealized Losses Count Fair Value Unrealized Losses U.S. Agency 11 $ 118,524 $ (4,567 ) — $ — $ — 11 $ 118,524 $ (4,567 ) Mortgage-backed 254 2,342,656 (346,611 ) 11 228,079 (45,919 ) 265 2,570,735 (392,530 ) State and political subdivisions 1,403 1,543,692 (177,957 ) 61 617,805 (23,515 ) 1,464 2,161,497 (201,472 ) Total 1,668 $ 4,004,872 $ (529,135 ) 72 $ 845,884 $ (69,434 ) 1,740 $ 4,850,756 $ (598,569 ) Less than 12 months 12 months or more Total 2021 Count Fair Value Unrealized Losses Count Fair Value Unrealized Losses Count Fair Value Unrealized Losses Mortgage-backed 12 $ 317,887 $ (2,431 ) — $ — $ — 12 $ 317,887 $ (2,431 ) State and political subdivisions 58 585,153 (12,494 ) 28 217,579 (26,460 ) 86 802,732 (38,954 ) Total 70 $ 903,040 $ (14,925 ) 28 $ 217,579 $ (26,460 ) 98 $ 1,120,619 $ (41,385 )
Schedule of Amortized Cost Basis by Credit Rating of Held to Maturity Investment	The following table shows the amortized cost basis by credit rating of the Company’s held-to-maturity State and political subdivisions bond investments at December 31, 2022 and 2021 (in thousands): Amortized Cost Basis by Credit Rating - HTM Debt Securities 2022 AAA AA A BBB BB CCC-C Total State and political subdivisions: Competitive $ — $ — $ 435,953 $ 618,517 $ 17,120 $ 2,934 $ 1,074,524 Utilities 759,539 824,386 84,293 29,599 581 — 1,698,398 Total state and political subdivisions $ 759,539 $ 824,386 $ 520,246 $ 648,116 $ 17,701 $ 2,934 $ 2,772,922 Amortized Cost Basis by Credit Rating - HTM Debt Securities 2021 A BBB BB CCC-C Total State and political subdivisions: Competitive $ 372,696 $ 605,104 $ 20,678 $ 870 $ 999,348 Utilities 55,096 29,838 — — 84,934 Total state and political subdivisions $ 427,792 $ 634,942 $ 20,678 $ 870 $ 1,084,282
Schedule of Aging of Past Due Held to Maturity Securities	The following table presents the aging of past due held-to-maturity securities at December 31, 2021 (in thousands): 2021 30-89 Days Past Due and Accruing Greater than 90 Days Past Due and Accruing Non- Accrual Total Past Due Current Total State and political subdivisions: Competitive $ 7,795 $ — $ — $ 7,795 $ 991,553 $ 999,348 Utilities — — — — 84,934 84,934 Total state and political subdivisions $ 7,795 $ — $ — $ 7,795 $ 1,076,487 $ 1,084,282
Schedule of Other Securities	The table below provides detailed information for Other securities at December 31, 2022 and 2021 (in thousands): December 31, 2022 2021 FRB and FHLB stock $ 41,472 $ 36,222 Equity securities with readily determinable fair values 10,782 64,149 Equity securities without readily determinable fair values 297,504 226,727 Total $ 349,758 $ 327,098
Schedule of Components of Investment Securities Gains, Net	The following table presents the components of Investment securities gains, net for the years ended December 31, 2022, 2021, and 2020 (in thousands): Year Ended December 31, 2022 2021 2020 Investment securities gains, net Available-for-sale debt securities: Gains realized on sales $ — $ 7,819 $ 7,255 Losses realized on sales — (2 ) (274 ) Equity securities with readily determinable fair values: Fair value adjustments, net (8,073 ) (10,881 ) 110,768 Equity securities without readily determinable fair values: Fair value adjustments, net 355 8,121 2,885 Sales 66,162 — — Total investment securities gains, net $ 58,444 $ 5,057 $ 120,634
Available-for-sale Securities [Member]
Contractual Maturity Information	The following table presents contractual maturity information for securities available for sale at December 31, 2022 (in thousands): Amortized Fair Cost Value Due in 1 year or less $ 172,698 $ 170,616 Due after 1 year through 5 years 1,677,013 1,612,729 Due after 5 years through 10 years 803,950 759,939 Due after 10 years 549,384 480,941 Total 3,203,045 3,024,225 Mortgage-backed securities 4,574,905 3,982,122 Total securities available for sale $ 7,777,950 $ 7,006,347
Held-to-maturity Securities [Member]
Contractual Maturity Information	The following table provides detailed information about securities held to maturity at December 31, 2022 and 2021, respectively (in thousands): 2022 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value Allowance for Credit Losses Net Carrying Amount U.S. Agency $ 123,091 $ — $ (4,567 ) $ 118,524 $ — $ 123,091 Mortgage-backed 2,965,586 11 (392,530 ) 2,573,067 — 2,965,586 State and political subdivisions 2,772,922 17,618 (201,472 ) 2,589,068 (2,407 ) 2,770,515 Total $ 5,861,599 $ 17,629 $ (598,569 ) $ 5,280,659 $ (2,407 ) $ 5,859,192 2021 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value Allowance for Credit Losses Net Carrying Amount Mortgage-backed $ 396,134 $ 14 $ (2,431 ) $ 393,717 $ — $ 396,134 State and political subdivisions 1,084,282 3,346 (38,954 ) 1,048,674 (1,940 ) 1,082,342 Total $ 1,480,416 $ 3,360 $ (41,385 ) $ 1,442,391 $ (1,940 ) $ 1,478,476 The following table presents contractual maturity information for securities held to maturity at December 31, 2022 (in thousands): Amortized Fair Cost Value Due in 1 year or less $ 82,196 $ 81,893 Due after 1 year through 5 years 347,137 338,148 Due after 5 years through 10 years 743,395 704,133 Due after 10 years 1,723,285 1,583,418 Total 2,896,013 2,707,592 Mortgage-backed securities 2,965,586 2,573,067 Total securities held to maturity $ 5,861,599 $ 5,280,659

LOANS TO OFFICERS AND DIRECTO_2

LOANS TO OFFICERS AND DIRECTORS (Tables)	12 Months Ended
	Dec. 31, 2022
Related Party Transactions [Abstract]
Activity with Respect to Aggregate Loans to Related Parties	For the years 2022 and 2021, an analysis of activity with respect to such aggregate loans to related parties appears below (in thousands): Year Ended December 31, 2022 2021 Balance – beginning of year $ 279,717 $ 165,395 New loans 192,595 176,226 Repayments (109,459 ) (61,780 ) Reduction due to change in reportable loans — (124 ) Balance – end of year $ 362,853 $ 279,717

GOODWILL AND OTHER INTANGIBLES

GOODWILL AND OTHER INTANGIBLES (Tables)	12 Months Ended
	Dec. 31, 2022
Goodwill And Intangible Assets Disclosure [Abstract]
Changes in Carrying Amount of Goodwill	Changes in the carrying amount of goodwill for the years ended December 31, 2022 and December 31, 2021 by operating segment are as follows (in thousands): Commercial Banking Institutional Banking Personal Banking Total Balances as of January 1, 2022 $ 59,419 $ 51,332 $ 63,767 $ 174,518 Healthcare savings account business acquisition — 25,160 — 25,160 Branch acquisition 3,694 — 4,013 7,707 Balances as of December 31, 2022 $ 63,113 $ 76,492 $ 67,780 $ 207,385 Balances as of January 1, 2021 $ 59,419 $ 51,332 $ 70,116 $ 180,867 Sale of component of business segment — — (6,349 ) (6,349 ) Balances as of December 31, 2021 $ 59,419 $ 51,332 $ 63,767 $ 174,518
Changes in Intangible Assets	Following are the intangible assets that continue to be subject to amortization as of December 31, 2022 and 2021 (in thousands) : As of December 31, 2022 Core Deposit Intangible Assets Customer Relationships Total Gross carrying amount $ 16,661 $ 114,978 $ 131,639 Accumulated amortization 14,827 38,088 52,915 Net carrying amount $ 1,834 $ 76,890 $ 78,724 As of December 31, 2021 Core Deposit Intangible Assets Customer Relationships Total Gross carrying amount $ 50,059 $ 71,167 $ 121,226 Accumulated amortization 49,623 57,187 106,810 Net carrying amount $ 436 $ 13,980 $ 14,416
Estimated Amortization Expense of Intangible Assets	The following table discloses the estimated amortization expense of intangible assets in future years (in thousands): For the year ending December 31, 2023 $ 8,366 For the year ending December 31, 2024 7,636 For the year ending December 31, 2025 7,429 For the year ending December 31, 2026 6,569 For the year ending December 31, 2027 4,597

PREMISES, EQUIPMENT, AND LEAS_2

PREMISES, EQUIPMENT, AND LEASES (Tables)	12 Months Ended
	Dec. 31, 2022
Premises Equipment And Leases [Abstract]
Components of Premises and Equipment	Premises and equipment consisted of the following (in thousands): December 31, 2022 2021 Land $ 41,368 $ 41,513 Buildings and leasehold improvements 361,346 352,954 Equipment 187,208 181,218 Software 285,833 273,342 Total 875,755 849,027 Accumulated depreciation (371,958 ) (357,503 ) Accumulated amortization (240,148 ) (220,591 ) Premises and equipment, net $ 263,649 $ 270,933
Summary of Future Minimum Lease Payments	As of December 31, 2022, future minimum lease payments under non-cancelable operating leases were as follows (in thousands): 2023 $ 12,278 2024 11,652 2025 10,005 2026 9,326 2027 8,297 Thereafter 19,430 Total lease payments 70,988 Less: Interest 7,516 Present value of lease liabilities $ 63,472

BORROWED FUNDS (Tables)

BORROWED FUNDS (Tables)	12 Months Ended
	Dec. 31, 2022
Components of Short-Term and Long Term Debt	The components of the Company's long-term debt are as follows (in thousands): December 31, 2022 2021 Trust Preferred Securities: Marquette Capital Trust I Subordinated Debentures 5.41% due 2036 $ 18,319 $ 17,956 Marquette Capital Trust II Subordinated Debentures 5.41% due 2036 18,863 18,526 Marquette Capital Trust III Subordinated Debentures 6.23% due 2036 7,415 7,286 Marquette Capital Trust IV Subordinated Debentures 6.37% due 2036 29,956 29,445 Subordinated notes 3.70% due 2030, net of issuance costs 198,781 198,331 Subordinated notes 6.25% due 2032, net issuance costs 107,977 — Total long-term debt $ 381,311 $ 271,544
Remaining Contractual Maturities Of Repurchase Agreements	The carrying amounts and market values of the securities and the related repurchase liabilities and weighted average interest rates of the repurchase liabilities (grouped by maturity of the repurchase agreements) were as follows as of December 31, 2022 and 2021 (in thousands): As of December 31, 2022 Securities Fair Market Value Repurchase Liabilities Weighted Average Interest Rate Maturity of the Repurchase Liabilities 2 to 29 days $ 1,756,837 $ 1,869,186 3.32 % 30 to 90 Days 295,901 290,501 4.59 Total $ 2,052,738 $ 2,159,687 3.49 % As of December 31, 2021 Securities Fair Market Value Repurchase Liabilities Weighted Average Interest Rate Maturity of the Repurchase Liabilities 2 to 29 days $ 2,797,268 $ 2,820,788 0.19 % 30 to 90 Days 414,091 404,800 0.70 Over 90 Days 250 250 0.01 Total $ 3,211,609 $ 3,225,838 0.25 %
Repurchase Agreements
Remaining Contractual Maturities Of Repurchase Agreements	The table below presents the remaining contractual maturities of repurchase agreements outstanding at December 31, 2022 and 2021, in addition to the various types of marketable securities that have been pledged as collateral for these borrowings (in thousands): As of December 31, 2022 Remaining Contractual Maturities of the Agreements 2-29 days 30-90 days Total Repurchase agreements, secured by: U.S. Treasury $ 33,888 $ — $ 33,888 U.S. Agency 1,835,298 290,501 2,125,799 Total repurchase agreements $ 1,869,186 $ 290,501 $ 2,159,687 As of December 31, 2021 Remaining Contractual Maturities of the Agreements 2-29 days 30-90 days Over 90 Days Total Repurchase agreements, secured by: U.S. Agency $ 2,820,788 $ 404,800 $ 250 $ 3,225,838 Total repurchase agreements $ 2,820,788 $ 404,800 $ 250 $ 3,225,838

REGULATORY REQUIREMENTS (Tables

REGULATORY REQUIREMENTS (Tables)	12 Months Ended
	Dec. 31, 2022
Regulatory Capital Requirements [Abstract]
Actual Capital Amounts as well as Required and Well-Capitalized Common Equity Tier One, Tier One, Total and Tier One Leverage Ratios	Actual capital amounts as well as required and well-capitalized common equity tier 1, tier 1, total and tier 1 leverage ratios as of December 31, 2022 and 2021 for the Company and the Bank are as follows (in thousands): 2022 Actual For Capital Adequacy Purposes To Be Well Capitalized Under Prompt Corrective Action Provisions Amount Ratio Amount Ratio Amount Ratio Common Equity Tier 1 Capital: UMB Financial Corporation $ 3,129,030 10.62 % $ 1,325,893 4.50 % $ N/A N/A % UMB Bank, n. a. 3,184,837 10.88 1,317,571 4.50 1,903,158 6.50 Tier 1 Capital: UMB Financial Corporation 3,129,030 10.62 1,767,857 6.00 N/A N/A UMB Bank, n. a. 3,184,837 10.88 1,756,762 6.00 2,342,349 8.00 Total Capital: UMB Financial Corporation 3,682,619 12.50 2,357,142 8.00 N/A N/A UMB Bank, n. a. 3,359,158 11.47 2,342,349 8.00 2,927,936 10.00 Tier 1 Leverage: UMB Financial Corporation 3,129,030 8.43 1,483,953 4.00 N/A N/A UMB Bank, n. a. 3,184,837 8.46 1,506,443 4.00 1,883,054 5.00 2021 Common Equity Tier 1 Capital: UMB Financial Corporation $ 2,885,576 12.05 % $ 1,077,971 4.50 % $ N/A N/A % UMB Bank, n. a. 2,734,377 11.53 1,067,154 4.50 1,541,444 6.50 Tier 1 Capital: UMB Financial Corporation 2,885,576 12.05 1,437,295 6.00 N/A N/A UMB Bank, n. a. 2,734,377 11.53 1,422,872 6.00 1,897,162 8.00 Total Capital: UMB Financial Corporation 3,324,284 13.88 1,916,393 8.00 N/A N/A UMB Bank, n. a. 2,902,996 12.24 1,897,162 8.00 2,371,453 10.00 Tier 1 Leverage: UMB Financial Corporation 2,885,576 7.61 1,517,616 4.00 N/A N/A UMB Bank, n. a. 2,734,377 7.26 1,506,293 4.00 1,882,866 5.00

EMPLOYEE BENEFITS (Tables)

EMPLOYEE BENEFITS (Tables)	12 Months Ended
	Dec. 31, 2022
Status of Service Based Restricted Shares	The table below discloses the status of the service-based restricted shares during 2022: Number of Shares Weighted Average Grant Date Fair Value Service-Based Restricted Stock Nonvested - December 31, 2021 23,618 $ 72.28 Granted — — Canceled — — Vested (23,618 ) 72.28 Nonvested - December 31, 2022 — $ —
Service Based Restricted Stock Units [Member]
Status of Service Based Restricted Shares	The table below discloses the status of the service-based restricted stock units during 2022: Number of Units Weighted Average Price Per Unit Service Based Restricted Stock Units Under the OICP Nonvested - December 31, 2021 363,148 $ 70.47 Granted 156,869 98.76 Canceled (27,880 ) 80.54 Vested (112,151 ) 66.32 Nonvested - December 31, 2022 379,986 $ 82.64
Performance Based Restricted Stock Unit [Member]
Status of Service Based Restricted Shares	The table below discloses the status of the performance-based restricted stock units during 2022: Number of Units Weighted Average Price Per Unit Performance Based Restricted Stock Units Under the OICP Nonvested - December 31, 2021 165,822 $ 64.08 Granted 48,416 93.43 Canceled (1,375 ) 65.02 Vested (71,461 ) 60.35 Performance based adjustment 23,708 60.35 Nonvested - December 31, 2022 165,110 $ 64.21
Long-Term Incentive Compensation Plan (LTIP) [Member]
Information Relating to Non-qualified Option Activity	The table below discloses the information relating to non-qualified option activity in 2022 under the LTIP: Number of Shares Weighted Average Price Per Share Weighted Average Remaining Contractual Term Aggregate Intrinsic Value Stock Options Under the LTIP Outstanding - December 31, 2021 171,340 $ 60.19 Granted — — Canceled — — Expired (3,783 ) 56.86 Exercised (29,699 ) 51.84 Outstanding - December 31, 2022 137,858 $ 62.08 3.0 $ 2,955,637 Exercisable - December 31, 2022 137,858 $ 62.08 3.0 $ 2,955,637

BUSINESS SEGMENT REPORTING (Tab

BUSINESS SEGMENT REPORTING (Tables)	12 Months Ended
	Dec. 31, 2022
Segment Reporting [Abstract]
Schedule of Segment Financial Results	S egment financial results were as follows (in thousands): Year Ended December 31, 2022 Commercial Banking Institutional Banking Personal Banking Total Net interest income $ 596,031 $ 159,679 $ 158,087 $ 913,797 Provision for credit losses 32,851 495 4,554 37,900 Noninterest income 122,614 323,794 107,825 554,233 Noninterest expense 332,912 320,976 244,231 898,119 Income before taxes 352,882 162,002 17,127 532,011 Income tax expense 66,548 30,551 3,230 100,329 Net income $ 286,334 $ 131,451 $ 13,897 $ 431,682 Average assets $ 17,489,000 $ 13,100,000 $ 6,990,000 $ 37,579,000 Year Ended December 31, 2021 Commercial Banking Institutional Banking Personal Banking Total Net interest income $ 579,992 $ 87,644 $ 147,885 $ 815,521 Provision for credit losses 15,543 630 3,827 20,000 Noninterest income 84,417 273,483 109,275 467,175 Noninterest expense 306,424 292,142 235,070 833,636 Income before taxes 342,442 68,355 18,263 429,060 Income tax expense 60,691 12,113 3,238 76,042 Net income $ 281,751 $ 56,242 $ 15,025 $ 353,018 Average assets $ 15,243,000 $ 12,255,000 $ 7,831,000 $ 35,329,000 Year Ended December 31, 2020 Commercial Banking Institutional Banking Personal Banking Total Net interest income $ 489,501 $ 106,856 $ 134,872 $ 731,229 Provision for credit losses 119,526 882 10,092 130,500 Noninterest income 192,230 254,874 113,062 560,166 Noninterest expense 289,072 286,635 246,298 822,005 Income (loss) before taxes 273,133 74,213 (8,456 ) 338,890 Income tax expense (benefit) 42,223 11,472 (1,307 ) 52,388 Net income (loss) $ 230,910 $ 62,741 $ (7,149 ) $ 286,502 Average assets $ 12,614,000 $ 9,746,000 $ 6,208,000 $ 28,568,000

REVENUE RECOGNITION (Tables)

REVENUE RECOGNITION (Tables)	12 Months Ended
	Dec. 31, 2022
Revenue From Contract With Customer [Abstract]
Summary of Disaggregation of Revenue According to Revenue Stream and Business Segment	The following tables depict the disaggregation of revenue according to revenue stream and Business Segment for the three years ended December 31, 2022, 2021, and 2020. As stated in Note 12, “Business Segment Reporting,” for comparability purposes, amounts in all periods are based on methodologies in effect at December 31, 2022 and previously reported results have been reclassified in this filing to conform to the current organizational structure. Disaggregated revenue is as follows (in thousands): Year Ended December 31, 2022 NONINTEREST INCOME Commercial Banking Institutional Banking Personal Banking Revenue (Expense) out of Scope of ASC 606 Total Trust and securities processing $ — $ 183,724 $ 53,483 $ — $ 237,207 Trading and investment banking — 319 — 22,882 23,201 Service charges on deposit accounts 34,399 43,054 7,543 171 85,167 Insurance fees and commissions — — 1,338 — 1,338 Brokerage fees 230 35,141 7,648 — 43,019 Bankcard fees 61,939 21,998 23,049 (33,535 ) 73,451 Investment securities gains, net — — — 58,444 58,444 Other 810 1,812 2,642 27,142 32,406 Total noninterest income $ 97,378 $ 286,048 $ 95,703 $ 75,104 $ 554,233 Year Ended December 31, 2021 NONINTEREST INCOME Commercial Banking Institutional Banking Personal Banking Revenue (Expense) out of Scope of ASC 606 Total Trust and securities processing $ — $ 164,480 $ 59,646 $ — $ 224,126 Trading and investment banking — 793 — 30,146 30,939 Service charges on deposit accounts 33,350 45,934 6,457 315 86,056 Insurance fees and commissions — — 1,309 — 1,309 Brokerage fees 107 4,069 7,995 — 12,171 Bankcard fees 56,918 19,117 21,779 (33,238 ) 64,576 Investment securities gains, net — — — 5,057 5,057 Other 889 1,634 2,622 37,796 42,941 Total noninterest income $ 91,264 $ 236,027 $ 99,808 $ 40,076 $ 467,175 Year Ended December 31, 2020 NONINTEREST INCOME Commercial Banking Institutional Banking Personal Banking Revenue (Expense) out of Scope of ASC 606 Total Trust and securities processing $ — $ 131,249 $ 63,397 $ — $ 194,646 Trading and investment banking — 755 — 32,190 32,945 Service charges on deposit accounts 30,470 46,611 6,587 211 83,879 Insurance fees and commissions — — 1,369 — 1,369 Brokerage fees 245 16,075 8,030 — 24,350 Bankcard fees 52,257 17,731 19,621 (29,065 ) 60,544 Investment securities gains, net — — — 120,634 120,634 Other 1,135 1,469 2,603 36,592 41,799 Total noninterest income $ 84,107 $ 213,890 $ 101,607 $ 160,562 $ 560,166

COMMON STOCK AND EARNINGS PER_2

COMMON STOCK AND EARNINGS PER SHARE (Tables)	12 Months Ended
	Dec. 31, 2022
Text Block [Abstract]
Summary of Share Transactions	The following table summarizes the share transactions for the three years ended December 31, 2022 (in thousands, except for share data): Shares Issued Shares in Treasury Balance January 1, 2020 55,056,730 (5,959,124 ) Accelerated Share Repurchase Program — (653,498 ) Purchase of Treasury Stock — (563,830 ) Sale of Treasury Stock — 11,372 Issued for stock options and restricted stock — 114,736 Balance December 31, 2020 55,056,730 (7,050,344 ) Purchase of Treasury Stock — (67,671 ) Sale of Treasury Stock — 6,835 Issued for stock options and restricted stock — 485,255 Balance December 31, 2021 55,056,730 (6,625,925 ) Purchase of Treasury Stock — (341,785 ) Sale of Treasury Stock — 6,487 Issued for stock options and restricted stock — 223,897 Balance December 31, 2022 55,056,730 (6,737,326 )
Shares Used in Calculation of Basic and Diluted Earnings	The shares used in the calculation of basic and diluted earnings per share, are shown below: For the Years Ended December 31, 2022 2021 2020 Weighted average basic common shares outstanding 48,340,922 48,271,462 48,137,791 Dilutive effect of stock options and restricted stock 406,477 466,830 205,959 Weighted average diluted common shares outstanding 48,747,399 48,738,292 48,343,750

COMMITMENTS, CONTINGENCIES AN_2

COMMITMENTS, CONTINGENCIES AND GUARANTEES (Tables)	12 Months Ended
	Dec. 31, 2022
Commitments And Contingencies Disclosure [Abstract]
Notional Amount of Off-Balance Sheet Financial Instruments	The following table summarizes the Company’s off-balance sheet financial instruments as described above (in thousands): Contract or Notional Amount December 31, 2022 2021 Commitments to extend credit for loans (excluding credit card loans) $ 12,988,231 $ 10,122,617 Commitments to extend credit under credit card loans 4,008,386 3,743,165 Commercial letters of credit 3,334 2,754 Standby letters of credit 436,965 365,030 Forward contracts 32,552 9,729 Spot foreign exchange contracts 5,112 2,946

INCOME TAXES (Tables)

INCOME TAXES (Tables)	12 Months Ended
	Dec. 31, 2022
Income Tax Disclosure [Abstract]
Components of Income Tax Expense (Benefit)	Income tax expense includes the following components (in thousands): Year Ended December 31, 2022 2021 2020 Current tax Federal $ 92,673 $ 72,410 $ 49,053 State 13,964 16,356 8,171 Total current tax expense 106,637 88,766 57,224 Deferred tax Federal (3,998 ) (9,872 ) (4,045 ) State (2,310 ) (2,852 ) (791 ) Total deferred tax benefit (6,308 ) (12,724 ) (4,836 ) Total tax expense $ 100,329 $ 76,042 $ 52,388
Reconciliation Between Income Tax Expense and Amount Computed by Applying Federal Statutory Tax Rate	The reconciliation between the income tax expense and the amount computed by applying the statutory federal tax rate of 21% for income before income taxes is as follows (in thousands): Year Ended December 31, 2022 2021 2020 Statutory federal income tax expense $ 111,722 $ 90,103 $ 71,167 Tax-exempt interest income (20,206 ) (20,635 ) (20,914 ) Tax-exempt life insurance related income (723 ) (2,631 ) (3,420 ) Meals, entertainment and related expenses 854 580 924 State and local income taxes, net of federal tax benefits 9,207 10,659 5,835 Equity-based compensation (1,921 ) (1,889 ) (299 ) Federal tax credits, net of amortization of LIHTC investments (3,748 ) (2,634 ) (1,772 ) Other 5,144 2,489 867 Total tax expense $ 100,329 $ 76,042 $ 52,388
Components of Deferred Tax Assets and Liabilities	The significant components of deferred tax assets and liabilities are reflected in the following table (in thousands): December 31, 2022 2021 Deferred tax assets: Net unrealized loss on securities available for sale $ 248,001 $ — Loans, principally due to allowance for credit losses 43,129 45,029 Equity-based compensation 7,743 6,493 Accrued expenses 25,007 23,032 Deferred compensation 15,375 16,320 Miscellaneous 2,289 5,515 Total deferred tax assets before valuation allowance 341,544 96,389 Valuation allowance (180 ) (1,335 ) Total deferred tax assets 341,364 95,054 Deferred tax liabilities: Net unrealized gain on securities available for sale — (35,447 ) Net unrealized gain on fair value hedges (18,617 ) (1,336 ) Securities (87 ) (788 ) Land, buildings and equipment (33,036 ) (37,370 ) Original issue discount (992 ) (1,486 ) Prepaid expenses (5,862 ) (4,359 ) Partnership investments (6,737 ) (5,627 ) Trust preferred securities (6,912 ) (7,250 ) Intangibles (17,225 ) (20,067 ) Miscellaneous (3,471 ) (3,426 ) Total deferred tax liabilities (92,939 ) (117,156 ) Net deferred tax asset (liability) $ 248,425 $ (22,102 )
Reconciliation of Unrecognized Tax Benefits	A reconciliation of the beginning and ending amount of unrecognized tax benefits is as follows (in thousands): December 31, 2022 2021 Unrecognized tax benefits - opening balance $ 8,798 $ 6,717 Gross increases - tax positions in prior period — 291 Gross decreases - tax positions in prior period (63 ) — Gross increases - current-period tax positions 2,621 2,201 Lapse of statute of limitations (1,996 ) (411 ) Unrecognized tax benefits - ending balance $ 9,360 $ 8,798

DERIVATIVES AND HEDGING ACTIV_2

DERIVATIVES AND HEDGING ACTIVITIES (Tables)	12 Months Ended
	Dec. 31, 2022
Derivative Instruments And Hedging Activities Disclosure [Abstract]
Summary of Fair Value of Derivative Assets and Liabilities	This table provides a summary of the fair value of the Company’s derivative assets and liabilities as of December 31, 2022 and December 31, 2021 : Derivative Assets Derivative Liabilities December 31, December 31, Fair Value 2022 2021 2022 2021 Interest Rate Products: Derivatives not designated as hedging instruments $ 47,638 $ 57,134 $ 126,231 $ 13,944 Derivatives designated as hedging instruments 483 546 103 — Total $ 48,121 $ 57,680 $ 126,334 $ 13,944
Summary of Amount of Gain (Loss) Recognized in Other Non-Interest Expense in Consolidated Statements of Income Related to Derivative Assets and Liabilities	This table provides a summary of the amount of gain or loss recognized in Other noninterest expense in the Consolidated Statements of Income for the years ended December 31, 2022, 2021, and 2020 related to the Company’s derivative assets and liabilities (in thousands): Amount of Gain (Loss) Recognized For the Year Ended December 31, 2022 2021 2020 Interest Rate Products Derivatives not designated as hedging instruments $ 423 $ 387 $ (720 ) Total $ 423 $ 387 $ (720 ) Interest Rate Products Derivatives designated as hedging instruments: Fair value adjustments on derivatives $ 72,539 $ 5,231 $ (139 ) Fair value adjustments on hedged items (72,047 ) (5,832 ) 139 Total $ 492 $ (601 ) $ —
Summary of Effect of Hedges on AOCI in Consolidated Statements of Comprehensive Income Related to Company's Derivative Assets and Liabilities	This table provides a summary of the effect of hedges on AOCI in the Consolidated Statements of Comprehensive Income for the years ended December 31, 2022, 2021, and 2020 related to the Company’s derivative assets and liabilities (in thousands): For the Year Ended December 31, 2022 Derivatives in Cash Flow Hedging Relationships Gain Recognized in OCI on Derivative Gain Recognized in OCI Included Component Gain Recognized in OCI Excluded Component Gain (Loss) Reclassified from AOCI into Earnings Gain (Loss) Reclassified from AOCI into Earnings Included Component Loss Reclassified from AOCI into Earnings Excluded Component Interest rate floor $ — $ — $ — $ 4,998 $ 7,248 $ (2,250 ) Interest rate swaps 12,608 12,608 — (502 ) (502 ) — Total $ 12,608 $ 12,608 $ — $ 4,496 $ 6,746 $ (2,250 ) For the Year Ended December 31, 2021 Derivatives in Cash Flow Hedging Relationships Gain Recognized in OCI on Derivative Gain Recognized in OCI Included Component Gain Recognized in OCI Excluded Component Gain (Loss) Reclassified from AOCI into Earnings Gain (Loss) Reclassified from AOCI into Earnings Included Component Loss Reclassified from AOCI into Earnings Excluded Component Interest rate floor $ — $ — $ — $ 4,696 $ 6,946 $ (2,250 ) Interest rate swaps 3,106 3,106 — (1,344 ) (1,344 ) — Total $ 3,106 $ 3,106 $ — $ 3,352 $ 5,602 $ (2,250 ) For the Year Ended December 31, 2020 Derivatives in Cash Flow Hedging Relationships Gain (Loss) Recognized in OCI on Derivative Gain (Loss) Recognized in OCI Included Component Loss Recognized in OCI Excluded Component Gain (Loss) Reclassified from AOCI into Earnings Gain (Loss) Reclassified from AOCI into Earnings Included Component Loss Reclassified from AOCI into Earnings Excluded Component Interest rate floor $ 28,390 $ 34,917 $ (6,527 ) $ 2,943 $ 5,398 $ (2,455 ) Interest rate swaps (7,411 ) (7,411 ) — (1,038 ) (1,038 ) — Total $ 20,979 $ 27,506 $ (6,527 ) $ 1,905 $ 4,360 $ (2,455 )

DISCLOSURES ABOUT FAIR VALUE _2

DISCLOSURES ABOUT FAIR VALUE OF FINANCIAL INSTRUMENTS (Tables)	12 Months Ended
	Dec. 31, 2022
Fair Value Disclosures [Abstract]
Assets and Liabilities Measured at Fair Value on Recurring Basis	Assets and liabilities measured at fair value on a recurring basis as of December 31, 2022 and 2021 Fair Value Measurement at December 31, 2022 Using Description December 31, 2022 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets U.S. Treasury $ 580 $ 580 $ — $ — U.S. Agencies 7,558 — 7,558 — Mortgage-backed — — — — State and political subdivisions 8,038 — 8,038 — Corporates 1,024 1,024 — — Trading – other 780 780 — — Trading securities 17,980 2,384 15,596 — U.S. Treasury 777,070 777,070 — — U.S. Agencies 171,296 — 171,296 — Mortgage-backed 3,982,122 — 3,982,122 — State and political subdivisions 1,362,407 — 1,362,407 — Corporates 367,500 367,500 — — Collateralized loan obligations 345,952 — 345,952 — Securities available for sale 7,006,347 1,144,570 5,861,777 — Equity securities with readily determinable fair values 10,782 10,782 — — Company-owned life insurance 56,769 — 56,769 — Bank-owned life insurance 510,293 — 510,293 — Derivatives 48,121 — 48,121 — Total $ 7,650,292 $ 1,157,736 $ 6,492,556 $ — Liabilities Derivatives $ 126,334 $ — $ 126,334 $ — Securities sold not yet purchased 3,503 — 3,503 — Total $ 129,837 $ — $ 129,837 $ —
Assets Measured at Fair Value on Non-Recurring Basis	Assets measured at fair value on a non-recurring basis as of December 31, 2022 and 2021 Fair Value Measurement at December 31, 2022 Using Description December 31, 2022 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Total Losses Recognized During the Twelve Months Ended December 31 Collateral dependent assets $ 4,373 $ — $ — $ 4,373 $ (2,998 ) Other real estate owned 68 — — 68 — Total $ 4,441 $ — $ — $ 4,441 $ (2,998 ) Fair Value Measurement at December 31, 2021 Using Description December 31, 2021 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Total Gains Recognized During the Twelve Months Ended December 31 Collateral dependent assets $ 46,979 $ — $ — $ 46,979 $ 1,521 Other real estate owned — — — — — Total $ 46,979 $ — $ — $ 46,979 $ 1,521
Estimated Fair Value of Financial Instruments	The estimated fair value of the Company’s financial instruments at December 31, 2022 and 2021 are as follows (in thousands): Fair Value Measurement at December 31, 2022 Using Carrying Amount Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Total Estimated Fair Value FINANCIAL ASSETS Cash and short-term investments $ 2,638,384 $ 1,686,787 $ 951,597 $ — $ 2,638,384 Securities available for sale 7,006,347 1,144,570 5,861,777 — 7,006,347 Securities held to maturity (exclusive of allowance for credit losses) 5,861,599 — 5,280,659 — 5,280,659 Trading securities 17,980 2,384 15,596 — 17,980 Other securities 349,758 10,782 338,976 — 349,758 Loans (exclusive of allowance for credit losses) 21,033,167 — 20,816,899 — 20,816,899 Derivatives 48,121 — 48,121 — 48,121 FINANCIAL LIABILITIES Demand and savings deposits 31,721,995 31,721,995 — — 31,721,995 Time deposits 917,138 — 917,138 — 917,138 Other borrowings 2,222,167 62,480 2,159,687 — 2,222,167 Long-term debt 381,311 — 418,737 — 418,737 Derivatives 126,334 — 126,334 — 126,334 OFF-BALANCE SHEET ARRANGEMENTS Commitments to extend credit for loans 9,260 Commercial letters of credit 185 Standby letters of credit 3,982 Fair Value Measurement at December 31, 2021 Using Carrying Amount Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Total Estimated Fair Value FINANCIAL ASSETS Cash and short-term investments $ 10,472,084 $ 9,255,727 $ 1,216,357 $ — $ 10,472,084 Securities available for sale 11,976,514 387,020 11,589,494 — 11,976,514 Securities held to maturity (exclusive of allowance for credit losses) 1,480,416 — 1,442,391 — 1,442,391 Trading securities 31,875 5,985 25,890 — 31,875 Other securities 327,098 64,149 262,949 — 327,098 Loans (exclusive of allowance for credit losses) 17,172,148 — 17,506,662 — 17,506,662 Derivatives 57,680 — 57,680 — 57,680 FINANCIAL LIABILITIES Demand and savings deposits 34,748,286 34,748,286 — — 34,748,286 Time deposits 851,641 — 851,641 — 851,641 Other borrowings 3,238,435 12,597 3,225,838 — 3,238,435 Long-term debt 271,544 — 285,961 — 285,961 Derivatives 13,944 — 13,944 — 13,944 OFF-BALANCE SHEET ARRANGEMENTS Commitments to extend credit for loans 7,841 Commercial letters of credit 179 Standby letters of credit 3,553

PARENT COMPANY FINANCIAL INFO_2

PARENT COMPANY FINANCIAL INFORMATION (Tables)	12 Months Ended
	Dec. 31, 2022
Condensed Financial Information Of Parent Company Only Disclosure [Abstract]
Schedule of Parent Company Balance Sheets	BALANCE SHEETS (in thousands) December 31, 2022 2021 ASSETS Investment in subsidiaries: Banks $ 2,685,783 $ 2,970,227 Non-banks 178,973 169,123 Total investment in subsidiaries 2,864,756 3,139,350 Goodwill on purchased affiliates 5,011 5,011 Cash 139,058 185,372 Investment securities and other 106,294 155,196 Total assets $ 3,115,119 $ 3,484,929 LIABILITIES AND SHAREHOLDERS' EQUITY Long-term debt $ 381,311 $ 271,544 Accrued expenses and other 66,715 67,961 Total liabilities 448,026 339,505 Shareholders' equity 2,667,093 3,145,424 Total liabilities and shareholders' equity $ 3,115,119 $ 3,484,929
Schedule of Parent Company Statements of Income and Comprehensive Income	STATEMENTS OF INCOME AND COMPREHENSIVE INCOME (in thousands) Year Ended December 31, 2022 2021 2020 INCOME Dividends and income received from subsidiaries $ 57,000 $ 129,217 $ 78,360 Service fees from subsidiaries 74,472 60,346 49,191 Other 55,988 12,771 9,241 Total income 187,460 202,334 136,792 EXPENSE Salaries and employee benefits 60,094 62,109 56,919 Other 35,943 31,022 22,657 Total expense 96,037 93,131 79,576 Income before income taxes and equity in undistributed earnings of subsidiaries 91,423 109,203 57,216 Income tax expense (benefit) 10,958 (10,322 ) (6,230 ) Income before equity in undistributed earnings of subsidiaries 80,465 119,525 63,446 Equity in undistributed earnings of subsidiaries: Banks 344,567 263,084 234,014 Non-Banks 6,650 (29,591 ) (10,958 ) Net income $ 431,682 $ 353,018 $ 286,502 Other comprehensive (loss) income (829,049 ) (192,026 ) 235,160 Comprehensive (loss) income $ (397,367 ) $ 160,992 $ 521,662
Schedule of Parent Company Statements of Cash Flows	STATEMENTS OF CASH FLOWS (in thousands) Year Ended December 31, 2022 2021 2020 OPERATING ACTIVITIES Net income $ 431,682 $ 353,018 $ 286,502 Adjustments to reconcile net income to cash provided by operating activities: Equity in earnings of subsidiaries (408,217 ) (362,709 ) (301,415 ) Dividends received from subsidiaries 57,000 129,217 78,360 Depreciation and amortization 12 15 15 Amortization of debt issuance costs 556 450 131 Equity based compensation 21,491 21,208 15,120 Changes in other assets and liabilities, net 12,522 (4,049 ) (1,724 ) Net cash provided by operating activities 115,046 137,150 76,989 INVESTING ACTIVITIES Net capital investment in subsidiaries (207,575 ) (60,264 ) (96,678 ) Net decrease (increase) in investment securities 40,235 (11,051 ) (29,648 ) Net cash used in investing activities (167,340 ) (71,315 ) (126,326 ) FINANCING ACTIVITIES Cash dividends paid (72,030 ) (66,750 ) (60,281 ) Proceeds from short-term debt — — 15,000 Repayment of short-term debt — — (15,000 ) Proceeds from long-term debt 110,000 — 200,000 Payment of debt issuance costs (2,129 ) — (2,250 ) Proceeds from exercise of stock options and sales of treasury stock 2,136 19,048 5,186 Purchases of treasury stock (31,997 ) (5,506 ) (63,766 ) Net cash provided by (used in) in financing activities 5,980 (53,208 ) 78,889 Net (decrease) increase in cash (46,314 ) 12,627 29,552 Cash and cash equivalents at beginning of period 185,372 172,745 143,193 Cash and cash equivalents at end of period $ 139,058 $ 185,372 $ 172,745

Summary of Significant Accoun_4

Summary of Significant Accounting Policies - Summary of Cash and Cash Equivalents (Detail) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Accounting Policies [Abstract]
Due from the FRB	$ 1,057,192	$ 8,800,743
Cash and due from banks	500,682	413,821
Cash and cash equivalents at end of year	$ 1,557,874	$ 9,214,564

Summary of Significant Accoun_5

Summary of Significant Accounting Policies - Additional Information (Detail) - USD ($)	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Summary Of Significant Accounting Policies [Line Items]
Interest bearing amounts held at other financial institutions	$ 121,700,000	$ 41,200,000
Days loan should be past due after contractual due date to be considered as delinquent loan	30 days
Days in which collection of interest or principal should be past to be placed on non-accrual status	90 days
Gain (loss) on transfer of securities	$ 0
Goodwill impairment	0	0	$ 0
Impairment of intangible assets	0	0	0
Indefinite lived intangible assets	0
Impairment charges	$ 0	$ 0	$ 0
Dilutive effect of common stock issuable upon exercise of options	406,477	466,830	205,959
Anti-dilutive shares	0	0	198,671
Maximum [Member] | Premises [Member]
Summary Of Significant Accounting Policies [Line Items]
Property, plant and equipment, depreciation period	40 years
Maximum [Member] | Equipment [Member]
Summary Of Significant Accounting Policies [Line Items]
Property, plant and equipment, depreciation period	20 years
Minimum [Member]
Summary Of Significant Accounting Policies [Line Items]
Tax benefit, Percentage	50%
Minimum [Member] | Premises [Member]
Summary Of Significant Accounting Policies [Line Items]
Property, plant and equipment, depreciation period	15 years
Minimum [Member] | Equipment [Member]
Summary Of Significant Accounting Policies [Line Items]
Property, plant and equipment, depreciation period	3 years

New Accounting Pronouncements -

New Accounting Pronouncements - Additional Information (Detail) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
New Accounting Pronouncements Or Change In Accounting Principle [Line Items]
Allowance for credit losses	$ 191,836	$ 194,771
Reduction to retained earnings, net of deferred tax balances	2,536,086	$ 2,176,998
ASU Nos. 2016-13 [Member] | Cumulative Effect Adjustments
New Accounting Pronouncements Or Change In Accounting Principle [Line Items]
Allowance for credit losses	9,000
Reduction to retained earnings, net of deferred tax balances	$ 7,000

Loans and Allowance for Credi_3

Loans and Allowance for Credit Losses - Summary of Loan Classes and Aging of Past Due Loans (Detail) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	$ 21,031,189	$ 17,170,871
Nonaccrual Loans	19,269	92,300
30-89 Days Past Due and Accruing [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	8,775	6,509
Greater than 90 days Past Due and Accruing [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	1,617	2,633
Total Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	29,661	101,442
Current [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	21,001,528	17,069,429
Commercial and Industrial Portfolio [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	9,205,986	7,258,120
Nonaccrual Loans	11,356	82,845
Commercial and Industrial Portfolio [Member] | 30-89 Days Past Due and Accruing [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	2,456	2,827
Commercial and Industrial Portfolio [Member] | Greater than 90 days Past Due and Accruing [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	2	896
Commercial and Industrial Portfolio [Member] | Total Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	13,814	86,568
Commercial and Industrial Portfolio [Member] | Current [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	9,192,172	7,171,552
Specialty Lending Portfolio [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	602,706	522,362
Specialty Lending Portfolio [Member] | Current [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	602,706	522,362
Commercial Real Estate Portfolio [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	7,616,086	6,267,544
Nonaccrual Loans	2,505	4,688
Commercial Real Estate Portfolio [Member] | 30-89 Days Past Due and Accruing [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	2,167	962
Commercial Real Estate Portfolio [Member] | Greater than 90 days Past Due and Accruing [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	191
Commercial Real Estate Portfolio [Member] | Total Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	4,863	5,650
Commercial Real Estate Portfolio [Member] | Current [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	7,611,223	6,261,894
Consumer Real Estate Portfolio [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	2,723,269	2,320,033
Nonaccrual Loans	4,882	4,210
Consumer Real Estate Portfolio [Member] | 30-89 Days Past Due and Accruing [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	10	246
Consumer Real Estate Portfolio [Member] | Greater than 90 days Past Due and Accruing [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans		489
Consumer Real Estate Portfolio [Member] | Total Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	4,892	4,945
Consumer Real Estate Portfolio [Member] | Current [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	2,718,377	2,315,088
Consumer Portfolio [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	145,666	129,135
Nonaccrual Loans	61	75
Consumer Portfolio [Member] | 30-89 Days Past Due and Accruing [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	613	105
Consumer Portfolio [Member] | Greater than 90 days Past Due and Accruing [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	20	2
Consumer Portfolio [Member] | Total Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	694	182
Consumer Portfolio [Member] | Current [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	144,972	128,953
Credit Cards Portfolio [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	431,672	391,389
Nonaccrual Loans	441	457
Credit Cards Portfolio [Member] | 30-89 Days Past Due and Accruing [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	3,529	2,369
Credit Cards Portfolio [Member] | Greater than 90 days Past Due and Accruing [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	1,404	1,246
Credit Cards Portfolio [Member] | Total Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	5,374	4,072
Credit Cards Portfolio [Member] | Current [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	426,298	387,317
Leases and Other Portfolio [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	305,804	282,288
Nonaccrual Loans	24	25
Leases and Other Portfolio [Member] | Total Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	24	25
Leases and Other Portfolio [Member] | Current [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	$ 305,780	$ 282,263

Loans and Allowance for Credi_4

Loans and Allowance for Credit Losses - Additional Information (Detail)	12 Months Ended
	Dec. 31, 2022 USD ($)	Dec. 31, 2021 USD ($)	Dec. 31, 2020 USD ($)
Financing Receivable, Allowance for Credit Losses [Line Items]
Proceeds from sales of loans held for sale	$ 48,133,000	$ 147,896,000	$ 133,182,000
Nonaccrual Loans	19,269,000	92,300,000
Restructured loans	5,200,000	7,300,000
Total Past Due	21,031,189,000	17,170,871,000
Non accrual loans with no related allowance for credit losses	16,704,000	85,948,000
Accrued interest on loans	$ 90,600,000	45,200,000
Number of reasonable and supportable forecast period	1 year
Outstanding commitments to lend to borrowers with loan modifications classified as TDR's	$ 0	$ 0
Number of contracts		0
Default payment of troubled restructuring	$ 0	$ 0
Consumer Real Estate Portfolio [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Number of contracts	2
Commercial Real Estate Portfolio [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Default payment of troubled restructuring, pre-modification	$ 5,100,000
Default payment of troubled restructuring, post-modification	$ 4,300,000
Minimum [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Number of reasonable and supportable forecast period	1 year
Maximum [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Number of reasonable and supportable forecast period	3 years
Impaired Loans With Associated Allowance [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans associated allowance		1,000,000
Greater than 90 days Past Due and Accruing [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Total Past Due	$ 1,617,000	$ 2,633,000

Loans and Allowance for Credi_5

Loans and Allowance for Credit Losses - Summary of Amortized Cost of Nonaccrual Loans with No Related Allowance (Detail) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Financing Receivable Nonaccrual Status [Line Items]
Nonaccrual Loans	$ 19,269	$ 92,300
Amortized Cost of Nonaccrual Loans with no related Allowance	16,704	85,948
Commercial and Industrial Portfolio [Member]
Financing Receivable Nonaccrual Status [Line Items]
Nonaccrual Loans	11,356	82,845
Amortized Cost of Nonaccrual Loans with no related Allowance	9,447	76,493
Commercial Real Estate Portfolio [Member]
Financing Receivable Nonaccrual Status [Line Items]
Nonaccrual Loans	2,505	4,688
Amortized Cost of Nonaccrual Loans with no related Allowance	2,505	4,688
Consumer Real Estate Portfolio [Member]
Financing Receivable Nonaccrual Status [Line Items]
Nonaccrual Loans	4,882	4,210
Amortized Cost of Nonaccrual Loans with no related Allowance	4,226	4,210
Consumer Portfolio [Member]
Financing Receivable Nonaccrual Status [Line Items]
Nonaccrual Loans	61	75
Amortized Cost of Nonaccrual Loans with no related Allowance	61	75
Credit Cards Portfolio [Member]
Financing Receivable Nonaccrual Status [Line Items]
Nonaccrual Loans	441	457
Amortized Cost of Nonaccrual Loans with no related Allowance	441	457
Leases and Other Portfolio [Member]
Financing Receivable Nonaccrual Status [Line Items]
Nonaccrual Loans	24	25
Amortized Cost of Nonaccrual Loans with no related Allowance	$ 24	$ 25

Loans and Allowance for Credi_6

Loans and Allowance for Credit Losses - Summary of Amortized Cost Balance of Each of Loan Classes Disaggregated by Collateral Type and Origination Year (Detail) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2022	$ 5,578,255	$ 5,779,727
Amortized Cost Basis by Origination Year 2021	4,716,362	3,516,428
Amortized Cost Basis by Origination Year 2020	2,611,634	1,605,604
Amortized Cost Basis by Origination Year 2019	1,089,550	633,731
Amortized Cost Basis by Origination Year 2018	382,756	435,695
Amortized Cost Basis by Origination Year Prior to 2018	665,491	705,980
Amortized Cost - Revolving Loans	5,980,269	4,489,817
Amortized Cost - Revolving Loans Converted to Term Loans	6,872	3,889
Total Loans	21,031,189	17,170,871
Commercial and Industrial Portfolio [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2022	2,154,239	2,412,187
Amortized Cost Basis by Origination Year 2021	1,567,942	951,267
Amortized Cost Basis by Origination Year 2020	644,695	359,656
Amortized Cost Basis by Origination Year 2019	269,429	151,532
Amortized Cost Basis by Origination Year 2018	97,312	115,915
Amortized Cost Basis by Origination Year Prior to 2018	87,328	133,043
Amortized Cost - Revolving Loans	4,380,553	3,134,273
Amortized Cost - Revolving Loans Converted to Term Loans	4,488	247
Total Loans	9,205,986	7,258,120
Commercial and Industrial Portfolio [Member] | Equipment/Accounts Receivable/Inventory [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2022	2,140,609	2,400,110
Amortized Cost Basis by Origination Year 2021	1,562,527	945,383
Amortized Cost Basis by Origination Year 2020	642,649	356,348
Amortized Cost Basis by Origination Year 2019	267,444	150,892
Amortized Cost Basis by Origination Year 2018	96,916	115,571
Amortized Cost Basis by Origination Year Prior to 2018	86,787	131,900
Amortized Cost - Revolving Loans	4,223,358	2,984,740
Amortized Cost - Revolving Loans Converted to Term Loans	3,926	247
Total Loans	9,024,216	7,085,191
Commercial and Industrial Portfolio [Member] | Agriculture [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2022	13,630	12,077
Amortized Cost Basis by Origination Year 2021	5,415	5,884
Amortized Cost Basis by Origination Year 2020	2,046	3,308
Amortized Cost Basis by Origination Year 2019	1,985	640
Amortized Cost Basis by Origination Year 2018	396	344
Amortized Cost Basis by Origination Year Prior to 2018	541	1,143
Amortized Cost - Revolving Loans	149,266	130,946
Amortized Cost - Revolving Loans Converted to Term Loans	562
Total Loans	173,841	154,342
Commercial and Industrial Portfolio [Member] | Overdrafts [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost - Revolving Loans	7,929	18,587
Total Loans	7,929	18,587
Specialty Lending Portfolio [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2022	18,084	34,552
Amortized Cost Basis by Origination Year 2021	55,469	49,373
Amortized Cost Basis by Origination Year 2020	36,040
Amortized Cost - Revolving Loans	493,113	438,437
Total Loans	602,706	522,362
Specialty Lending Portfolio [Member] | Asset-based Lending [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2022	18,084	34,552
Amortized Cost Basis by Origination Year 2021	55,469	49,373
Amortized Cost Basis by Origination Year 2020	36,040
Amortized Cost - Revolving Loans	493,113	331,282
Total Loans	602,706	415,207
Specialty Lending Portfolio [Member] | Factoring [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost - Revolving Loans		107,155
Total Loans		107,155
Commercial Real Estate Portfolio [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2022	2,602,510	2,350,910
Amortized Cost Basis by Origination Year 2021	2,266,984	1,742,749
Amortized Cost Basis by Origination Year 2020	1,289,966	975,704
Amortized Cost Basis by Origination Year 2019	607,516	396,747
Amortized Cost Basis by Origination Year 2018	218,711	247,282
Amortized Cost Basis by Origination Year Prior to 2018	427,787	459,957
Amortized Cost - Revolving Loans	202,612	93,196
Amortized Cost - Revolving Loans Converted to Term Loans		999
Total Loans	7,616,086	6,267,544
Commercial Real Estate Portfolio [Member] | Owner-occupied [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2022	656,860	680,135
Amortized Cost Basis by Origination Year 2021	593,861	519,448
Amortized Cost Basis by Origination Year 2020	388,519	226,631
Amortized Cost Basis by Origination Year 2019	180,786	177,576
Amortized Cost Basis by Origination Year 2018	136,499	91,539
Amortized Cost Basis by Origination Year Prior to 2018	167,628	159,482
Amortized Cost - Revolving Loans	8,685	11,727
Total Loans	2,132,838	1,866,538
Commercial Real Estate Portfolio [Member] | Non-owner-occupied [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2022	1,128,978	1,058,025
Amortized Cost Basis by Origination Year 2021	855,508	689,167
Amortized Cost Basis by Origination Year 2020	568,489	591,886
Amortized Cost Basis by Origination Year 2019	368,203	162,491
Amortized Cost Basis by Origination Year 2018	64,915	135,100
Amortized Cost Basis by Origination Year Prior to 2018	229,826	258,541
Amortized Cost - Revolving Loans	28,679	10,969
Total Loans	3,244,598	2,906,179
Commercial Real Estate Portfolio [Member] | Farmland [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2022	94,989	61,505
Amortized Cost Basis by Origination Year 2021	47,092	273,624
Amortized Cost Basis by Origination Year 2020	220,796	34,145
Amortized Cost Basis by Origination Year 2019	24,057	16,969
Amortized Cost Basis by Origination Year 2018	15,963	19,929
Amortized Cost Basis by Origination Year Prior to 2018	24,162	34,858
Amortized Cost - Revolving Loans	121,054	38,239
Amortized Cost - Revolving Loans Converted to Term Loans		999
Total Loans	548,113	480,268
Commercial Real Estate Portfolio [Member] | 5+ Multi-family [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2022	30,920	58,268
Amortized Cost Basis by Origination Year 2021	35,869	95,024
Amortized Cost Basis by Origination Year 2020	68,996	41,426
Amortized Cost Basis by Origination Year 2019	18,978	1,206
Amortized Cost Basis by Origination Year 2018	1,334	511
Amortized Cost Basis by Origination Year Prior to 2018	5,776	6,820
Amortized Cost - Revolving Loans	4,908	2,057
Total Loans	166,781	205,312
Commercial Real Estate Portfolio [Member] | 1-4 Family Construction [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2022	61,943	53,004
Amortized Cost Basis by Origination Year 2021	15,217	4,933
Amortized Cost Basis by Origination Year 2020		17,333
Amortized Cost - Revolving Loans	19	985
Total Loans	77,179	76,255
Commercial Real Estate Portfolio [Member] | General Construction [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2022	628,820	439,973
Amortized Cost Basis by Origination Year 2021	719,437	160,553
Amortized Cost Basis by Origination Year 2020	43,166	64,283
Amortized Cost Basis by Origination Year 2019	15,492	38,505
Amortized Cost Basis by Origination Year 2018		203
Amortized Cost Basis by Origination Year Prior to 2018	395	256
Amortized Cost - Revolving Loans	39,267	29,219
Total Loans	1,446,577	732,992
Consumer Real Estate Portfolio [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2022	642,430	839,875
Amortized Cost Basis by Origination Year 2021	756,807	719,110
Amortized Cost Basis by Origination Year 2020	612,830	203,855
Amortized Cost Basis by Origination Year 2019	176,219	60,458
Amortized Cost Basis by Origination Year 2018	47,501	63,107
Amortized Cost Basis by Origination Year Prior to 2018	147,336	110,659
Amortized Cost - Revolving Loans	339,165	320,446
Amortized Cost - Revolving Loans Converted to Term Loans	981	2,523
Total Loans	2,723,269	2,320,033
Consumer Real Estate Portfolio [Member] | HELOC [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2022	237	248
Amortized Cost Basis by Origination Year 2021		547
Amortized Cost Basis by Origination Year 2020	618	327
Amortized Cost Basis by Origination Year 2019	224	574
Amortized Cost Basis by Origination Year 2018	654	646
Amortized Cost Basis by Origination Year Prior to 2018	5,389	6,363
Amortized Cost - Revolving Loans	339,066	320,410
Amortized Cost - Revolving Loans Converted to Term Loans	981	2,523
Total Loans	347,169	331,638
Consumer Real Estate Portfolio [Member] | First Lien: 1-4 Family [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2022	628,703	830,513
Amortized Cost Basis by Origination Year 2021	748,362	712,264
Amortized Cost Basis by Origination Year 2020	607,105	200,167
Amortized Cost Basis by Origination Year 2019	173,466	58,734
Amortized Cost Basis by Origination Year 2018	45,907	61,641
Amortized Cost Basis by Origination Year Prior to 2018	140,443	102,997
Amortized Cost - Revolving Loans	12	19
Total Loans	2,343,998	1,966,335
Consumer Real Estate Portfolio [Member] | Junior Lien: 1-4 Family [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2022	13,490	9,114
Amortized Cost Basis by Origination Year 2021	8,445	6,299
Amortized Cost Basis by Origination Year 2020	5,107	3,361
Amortized Cost Basis by Origination Year 2019	2,529	1,150
Amortized Cost Basis by Origination Year 2018	940	820
Amortized Cost Basis by Origination Year Prior to 2018	1,504	1,299
Amortized Cost - Revolving Loans	87	17
Total Loans	32,102	22,060
Consumer Portfolio [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2022	35,897	42,251
Amortized Cost Basis by Origination Year 2021	34,878	9,816
Amortized Cost Basis by Origination Year 2020	5,551	7,411
Amortized Cost Basis by Origination Year 2019	3,619	2,650
Amortized Cost Basis by Origination Year 2018	1,468	3,021
Amortized Cost Basis by Origination Year Prior to 2018	750	928
Amortized Cost - Revolving Loans	62,100	62,938
Amortized Cost - Revolving Loans Converted to Term Loans	1,403	120
Total Loans	145,666	129,135
Consumer Portfolio [Member] | Revolving Line [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2022	467	974
Amortized Cost Basis by Origination Year 2021	584
Amortized Cost - Revolving Loans	58,133	60,049
Amortized Cost - Revolving Loans Converted to Term Loans	1,403	120
Total Loans	60,587	61,143
Consumer Portfolio [Member] | Auto [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2022	9,124	9,886
Amortized Cost Basis by Origination Year 2021	6,543	7,775
Amortized Cost Basis by Origination Year 2020	4,455	5,462
Amortized Cost Basis by Origination Year 2019	2,743	1,107
Amortized Cost Basis by Origination Year 2018	335	479
Amortized Cost Basis by Origination Year Prior to 2018	159	220
Total Loans	23,359	24,929
Consumer Portfolio [Member] | Other [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2022	26,306	31,391
Amortized Cost Basis by Origination Year 2021	27,751	2,041
Amortized Cost Basis by Origination Year 2020	1,096	1,949
Amortized Cost Basis by Origination Year 2019	876	1,543
Amortized Cost Basis by Origination Year 2018	1,133	2,542
Amortized Cost Basis by Origination Year Prior to 2018	591	708
Amortized Cost - Revolving Loans	3,967	2,889
Total Loans	61,720	43,063
Credit Cards Portfolio [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost - Revolving Loans	431,672	391,389
Total Loans	431,672	391,389
Credit Cards Portfolio [Member] | Consumer [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost - Revolving Loans	200,348	180,296
Total Loans	200,348	180,296
Credit Cards Portfolio [Member] | Commercial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost - Revolving Loans	231,324	211,093
Total Loans	231,324	211,093
Leases and Other Portfolio [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2022	125,095	99,952
Amortized Cost Basis by Origination Year 2021	34,282	44,113
Amortized Cost Basis by Origination Year 2020	22,552	58,978
Amortized Cost Basis by Origination Year 2019	32,767	22,344
Amortized Cost Basis by Origination Year 2018	17,764	6,370
Amortized Cost Basis by Origination Year Prior to 2018	2,290	1,393
Amortized Cost - Revolving Loans	71,054	49,138
Total Loans	305,804	282,288
Leases and Other Portfolio [Member] | Leases [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2020		814
Amortized Cost Basis by Origination Year 2019	712
Amortized Cost Basis by Origination Year 2018		739
Amortized Cost Basis by Origination Year Prior to 2018	1,224	614
Total Loans	1,936	2,167
Leases and Other Portfolio [Member] | Other [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2022	125,095	99,952
Amortized Cost Basis by Origination Year 2021	34,282	44,113
Amortized Cost Basis by Origination Year 2020	22,552	58,164
Amortized Cost Basis by Origination Year 2019	32,055	22,344
Amortized Cost Basis by Origination Year 2018	17,764	5,631
Amortized Cost Basis by Origination Year Prior to 2018	1,066	779
Amortized Cost - Revolving Loans	71,054	49,138
Total Loans	$ 303,868	$ 280,121

Loans and Allowance for Credi_7

Loans and Allowance for Credit Losses - Summary of Amortized Cost Balance by Collateral Type and Risk Rating (Detail) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2022	$ 5,578,255	$ 5,779,727
Amortized Cost Basis by Origination Year 2021	4,716,362	3,516,428
Amortized Cost Basis by Origination Year 2020	2,611,634	1,605,604
Amortized Cost Basis by Origination Year 2019	1,089,550	633,731
Amortized Cost Basis by Origination Year 2018	382,756	435,695
Amortized Cost Basis by Origination Year Prior to 2018	665,491	705,980
Amortized Cost - Revolving Loans	5,980,269	4,489,817
Amortized Cost - Revolving Loans Converted to Term Loans	6,872	3,889
Total Loans	21,031,189	17,170,871
Current [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	21,001,528	17,069,429
Total Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	29,661	101,442
Commercial and Industrial Portfolio [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2022	2,154,239	2,412,187
Amortized Cost Basis by Origination Year 2021	1,567,942	951,267
Amortized Cost Basis by Origination Year 2020	644,695	359,656
Amortized Cost Basis by Origination Year 2019	269,429	151,532
Amortized Cost Basis by Origination Year 2018	97,312	115,915
Amortized Cost Basis by Origination Year Prior to 2018	87,328	133,043
Amortized Cost - Revolving Loans	4,380,553	3,134,273
Amortized Cost - Revolving Loans Converted to Term Loans	4,488	247
Total Loans	9,205,986	7,258,120
Commercial and Industrial Portfolio [Member] | Current [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	9,192,172	7,171,552
Commercial and Industrial Portfolio [Member] | Total Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	13,814	86,568
Commercial and Industrial Portfolio [Member] | Equipment/Accounts Receivable/Inventory [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2022	2,140,609	2,400,110
Amortized Cost Basis by Origination Year 2021	1,562,527	945,383
Amortized Cost Basis by Origination Year 2020	642,649	356,348
Amortized Cost Basis by Origination Year 2019	267,444	150,892
Amortized Cost Basis by Origination Year 2018	96,916	115,571
Amortized Cost Basis by Origination Year Prior to 2018	86,787	131,900
Amortized Cost - Revolving Loans	4,223,358	2,984,740
Amortized Cost - Revolving Loans Converted to Term Loans	3,926	247
Total Loans	9,024,216	7,085,191
Commercial and Industrial Portfolio [Member] | Equipment/Accounts Receivable/Inventory [Member] | Non-watch List-Pass [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2022	2,079,002	2,299,784
Amortized Cost Basis by Origination Year 2021	1,466,120	874,786
Amortized Cost Basis by Origination Year 2020	588,562	325,630
Amortized Cost Basis by Origination Year 2019	246,387	141,667
Amortized Cost Basis by Origination Year 2018	90,656	106,141
Amortized Cost Basis by Origination Year Prior to 2018	83,054	130,153
Amortized Cost - Revolving Loans	3,879,709	2,750,764
Amortized Cost - Revolving Loans Converted to Term Loans	3,633	247
Total Loans	8,437,123	6,629,172
Commercial and Industrial Portfolio [Member] | Equipment/Accounts Receivable/Inventory [Member] | Watch-Pass [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2022	28,570	68,322
Amortized Cost Basis by Origination Year 2021	78,523	34,324
Amortized Cost Basis by Origination Year 2020	52,696	25,572
Amortized Cost Basis by Origination Year 2019	7,493	5,056
Amortized Cost Basis by Origination Year 2018	3,617	1,794
Amortized Cost Basis by Origination Year Prior to 2018	2,275	698
Amortized Cost - Revolving Loans	213,871	106,177
Total Loans	387,045	241,943
Commercial and Industrial Portfolio [Member] | Equipment/Accounts Receivable/Inventory [Member] | Special Mention [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2022	4,072	5,886
Amortized Cost Basis by Origination Year 2021	5,637
Amortized Cost Basis by Origination Year 2020	1,178	2,600
Amortized Cost Basis by Origination Year 2019		592
Amortized Cost Basis by Origination Year 2018	1,817	1,742
Amortized Cost Basis by Origination Year Prior to 2018	899	997
Amortized Cost - Revolving Loans	34,631	41,209
Total Loans	48,234	53,026
Commercial and Industrial Portfolio [Member] | Equipment/Accounts Receivable/Inventory [Member] | Substandard [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2022	26,698	25,466
Amortized Cost Basis by Origination Year 2021	12,247	3,023
Amortized Cost Basis by Origination Year 2020	213	2,546
Amortized Cost Basis by Origination Year 2019	13,564	3,577
Amortized Cost Basis by Origination Year 2018	826	1,202
Amortized Cost Basis by Origination Year Prior to 2018	559	52
Amortized Cost - Revolving Loans	92,352	45,053
Amortized Cost - Revolving Loans Converted to Term Loans	293
Total Loans	146,752	80,919
Commercial and Industrial Portfolio [Member] | Equipment/Accounts Receivable/Inventory [Member] | Doubtful [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2022	2,267	652
Amortized Cost Basis by Origination Year 2021		33,250
Amortized Cost Basis by Origination Year 2018		4,692
Amortized Cost - Revolving Loans	2,795	41,537
Total Loans	5,062	80,131
Commercial and Industrial Portfolio [Member] | Agriculture [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2022	13,630	12,077
Amortized Cost Basis by Origination Year 2021	5,415	5,884
Amortized Cost Basis by Origination Year 2020	2,046	3,308
Amortized Cost Basis by Origination Year 2019	1,985	640
Amortized Cost Basis by Origination Year 2018	396	344
Amortized Cost Basis by Origination Year Prior to 2018	541	1,143
Amortized Cost - Revolving Loans	149,266	130,946
Amortized Cost - Revolving Loans Converted to Term Loans	562
Total Loans	173,841	154,342
Commercial and Industrial Portfolio [Member] | Agriculture [Member] | Non-watch List-Pass [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2022	12,252	11,512
Amortized Cost Basis by Origination Year 2021	5,351	5,394
Amortized Cost Basis by Origination Year 2020	1,693	2,608
Amortized Cost Basis by Origination Year 2019	1,985	212
Amortized Cost Basis by Origination Year 2018	396	344
Amortized Cost Basis by Origination Year Prior to 2018	541	1,143
Amortized Cost - Revolving Loans	137,759	100,630
Total Loans	159,977	121,843
Commercial and Industrial Portfolio [Member] | Agriculture [Member] | Watch-Pass [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2022	550	500
Amortized Cost Basis by Origination Year 2021		222
Amortized Cost Basis by Origination Year 2020	206	328
Amortized Cost Basis by Origination Year 2019		428
Amortized Cost - Revolving Loans	8,512	6,532
Amortized Cost - Revolving Loans Converted to Term Loans	562
Total Loans	9,830	8,010
Commercial and Industrial Portfolio [Member] | Agriculture [Member] | Special Mention [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2022	828
Amortized Cost Basis by Origination Year 2021	64
Amortized Cost Basis by Origination Year 2020	147	372
Amortized Cost - Revolving Loans	1,539	1,361
Total Loans	2,578	1,733
Commercial and Industrial Portfolio [Member] | Agriculture [Member] | Substandard [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2022		65
Amortized Cost Basis by Origination Year 2021		268
Amortized Cost - Revolving Loans	1,456	22,423
Total Loans	1,456	22,756
Specialty Lending Portfolio [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2022	18,084	34,552
Amortized Cost Basis by Origination Year 2021	55,469	49,373
Amortized Cost Basis by Origination Year 2020	36,040
Amortized Cost - Revolving Loans	493,113	438,437
Total Loans	602,706	522,362
Specialty Lending Portfolio [Member] | Current [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	602,706	522,362
Specialty Lending Portfolio [Member] | Asset-based Lending [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2022	18,084	34,552
Amortized Cost Basis by Origination Year 2021	55,469	49,373
Amortized Cost Basis by Origination Year 2020	36,040
Amortized Cost - Revolving Loans	493,113	331,282
Total Loans	602,706	415,207
Specialty Lending Portfolio [Member] | Asset-based Lending [Member] | In Margin
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	602,706	409,844
Specialty Lending Portfolio [Member] | Asset-based Lending [Member] | Out Of Margin
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans		5,363
Specialty Lending Portfolio [Member] | Factoring [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost - Revolving Loans		107,155
Total Loans		107,155
Specialty Lending Portfolio [Member] | Factoring [Member] | Tier One
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans		9,433
Specialty Lending Portfolio [Member] | Factoring [Member] | Tier Two
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans		65,149
Specialty Lending Portfolio [Member] | Factoring [Member] | Evaluated For Impairment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans		32,573
Commercial Real Estate Portfolio [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2022	2,602,510	2,350,910
Amortized Cost Basis by Origination Year 2021	2,266,984	1,742,749
Amortized Cost Basis by Origination Year 2020	1,289,966	975,704
Amortized Cost Basis by Origination Year 2019	607,516	396,747
Amortized Cost Basis by Origination Year 2018	218,711	247,282
Amortized Cost Basis by Origination Year Prior to 2018	427,787	459,957
Amortized Cost - Revolving Loans	202,612	93,196
Amortized Cost - Revolving Loans Converted to Term Loans		999
Total Loans	7,616,086	6,267,544
Commercial Real Estate Portfolio [Member] | Current [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	7,611,223	6,261,894
Commercial Real Estate Portfolio [Member] | Total Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	4,863	5,650
Commercial Real Estate Portfolio [Member] | Owner-occupied [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2022	656,860	680,135
Amortized Cost Basis by Origination Year 2021	593,861	519,448
Amortized Cost Basis by Origination Year 2020	388,519	226,631
Amortized Cost Basis by Origination Year 2019	180,786	177,576
Amortized Cost Basis by Origination Year 2018	136,499	91,539
Amortized Cost Basis by Origination Year Prior to 2018	167,628	159,482
Amortized Cost - Revolving Loans	8,685	11,727
Total Loans	2,132,838	1,866,538
Commercial Real Estate Portfolio [Member] | Owner-occupied [Member] | Non-watch List-Pass [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2022	628,858	679,662
Amortized Cost Basis by Origination Year 2021	559,067	507,220
Amortized Cost Basis by Origination Year 2020	364,760	208,376
Amortized Cost Basis by Origination Year 2019	149,183	174,352
Amortized Cost Basis by Origination Year 2018	133,339	89,588
Amortized Cost Basis by Origination Year Prior to 2018	162,412	154,920
Amortized Cost - Revolving Loans	7,850	11,627
Total Loans	2,005,469	1,825,745
Commercial Real Estate Portfolio [Member] | Owner-occupied [Member] | Watch-Pass [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2022	19,405	191
Amortized Cost Basis by Origination Year 2021	32,581	10,891
Amortized Cost Basis by Origination Year 2020	17,061	16,493
Amortized Cost Basis by Origination Year 2019	9,785	1,055
Amortized Cost Basis by Origination Year 2018	2,664	1,143
Amortized Cost Basis by Origination Year Prior to 2018	2,121	1,572
Total Loans	83,617	31,345
Commercial Real Estate Portfolio [Member] | Owner-occupied [Member] | Special Mention [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2022	5,435	93
Amortized Cost Basis by Origination Year 2021	2,213	1,304
Amortized Cost Basis by Origination Year 2020	5,120
Amortized Cost Basis by Origination Year 2019	18,946
Amortized Cost - Revolving Loans	835
Total Loans	32,549	1,397
Commercial Real Estate Portfolio [Member] | Owner-occupied [Member] | Substandard [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2022	3,162	189
Amortized Cost Basis by Origination Year 2021		33
Amortized Cost Basis by Origination Year 2020	1,578	1,762
Amortized Cost Basis by Origination Year 2019	2,872	2,169
Amortized Cost Basis by Origination Year 2018	496	808
Amortized Cost Basis by Origination Year Prior to 2018	3,095	2,990
Amortized Cost - Revolving Loans		100
Total Loans	11,203	8,051
Commercial Real Estate Portfolio [Member] | Non-owner-occupied [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2022	1,128,978	1,058,025
Amortized Cost Basis by Origination Year 2021	855,508	689,167
Amortized Cost Basis by Origination Year 2020	568,489	591,886
Amortized Cost Basis by Origination Year 2019	368,203	162,491
Amortized Cost Basis by Origination Year 2018	64,915	135,100
Amortized Cost Basis by Origination Year Prior to 2018	229,826	258,541
Amortized Cost - Revolving Loans	28,679	10,969
Total Loans	3,244,598	2,906,179
Commercial Real Estate Portfolio [Member] | Non-owner-occupied [Member] | Non-watch List-Pass [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2022	1,075,444	976,097
Amortized Cost Basis by Origination Year 2021	810,926	679,313
Amortized Cost Basis by Origination Year 2020	568,489	536,084
Amortized Cost Basis by Origination Year 2019	356,896	143,243
Amortized Cost Basis by Origination Year 2018	64,915	129,820
Amortized Cost Basis by Origination Year Prior to 2018	214,635	219,701
Amortized Cost - Revolving Loans	28,679	10,969
Total Loans	3,119,984	2,695,227
Commercial Real Estate Portfolio [Member] | Non-owner-occupied [Member] | Watch-Pass [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2022	53,534	57,052
Amortized Cost Basis by Origination Year 2021	44,582	1,277
Amortized Cost Basis by Origination Year 2020		55,802
Amortized Cost Basis by Origination Year 2019	11,307	19,248
Amortized Cost Basis by Origination Year 2018		5,280
Amortized Cost Basis by Origination Year Prior to 2018	5,071	2,587
Total Loans	114,494	141,246
Commercial Real Estate Portfolio [Member] | Non-owner-occupied [Member] | Special Mention [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2022		24,876
Amortized Cost Basis by Origination Year 2021		8,577
Amortized Cost Basis by Origination Year Prior to 2018	10,109	36,223
Total Loans	10,109	69,676
Commercial Real Estate Portfolio [Member] | Non-owner-occupied [Member] | Substandard [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year Prior to 2018		30
Total Loans		30
Commercial Real Estate Portfolio [Member] | Non-owner-occupied [Member] | Doubtful [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year Prior to 2018	11
Total Loans	11
Commercial Real Estate Portfolio [Member] | Farmland [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2022	94,989	61,505
Amortized Cost Basis by Origination Year 2021	47,092	273,624
Amortized Cost Basis by Origination Year 2020	220,796	34,145
Amortized Cost Basis by Origination Year 2019	24,057	16,969
Amortized Cost Basis by Origination Year 2018	15,963	19,929
Amortized Cost Basis by Origination Year Prior to 2018	24,162	34,858
Amortized Cost - Revolving Loans	121,054	38,239
Amortized Cost - Revolving Loans Converted to Term Loans		999
Total Loans	548,113	480,268
Commercial Real Estate Portfolio [Member] | Farmland [Member] | Non-watch List-Pass [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2022	62,357	40,526
Amortized Cost Basis by Origination Year 2021	36,698	246,955
Amortized Cost Basis by Origination Year 2020	218,704	26,332
Amortized Cost Basis by Origination Year 2019	17,563	2,147
Amortized Cost Basis by Origination Year 2018	2,830	19,199
Amortized Cost Basis by Origination Year Prior to 2018	20,285	29,136
Amortized Cost - Revolving Loans	113,385	28,276
Total Loans	471,822	392,571
Commercial Real Estate Portfolio [Member] | Farmland [Member] | Watch-Pass [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2022	20,327	2,263
Amortized Cost Basis by Origination Year 2021	6,454	10,177
Amortized Cost Basis by Origination Year 2020	1,055
Amortized Cost Basis by Origination Year 2019	101	823
Amortized Cost Basis by Origination Year 2018		213
Amortized Cost Basis by Origination Year Prior to 2018	2,559	4,889
Amortized Cost - Revolving Loans	395
Total Loans	30,891	18,365
Commercial Real Estate Portfolio [Member] | Farmland [Member] | Special Mention [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2022	5,505	3,800
Amortized Cost Basis by Origination Year 2020	1,001	6,875
Amortized Cost Basis by Origination Year 2019		13,983
Amortized Cost Basis by Origination Year 2018		517
Amortized Cost - Revolving Loans		8,999
Total Loans	6,506	34,174
Commercial Real Estate Portfolio [Member] | Farmland [Member] | Substandard [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2022	6,800	14,916
Amortized Cost Basis by Origination Year 2021	3,940	16,492
Amortized Cost Basis by Origination Year 2020	36	938
Amortized Cost Basis by Origination Year 2019	6,393	16
Amortized Cost Basis by Origination Year 2018	13,133
Amortized Cost Basis by Origination Year Prior to 2018	1,318	833
Amortized Cost - Revolving Loans	7,274	964
Amortized Cost - Revolving Loans Converted to Term Loans		999
Total Loans	38,894	35,158
Commercial Real Estate Portfolio [Member] | 5+ Multi-family [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2022	30,920	58,268
Amortized Cost Basis by Origination Year 2021	35,869	95,024
Amortized Cost Basis by Origination Year 2020	68,996	41,426
Amortized Cost Basis by Origination Year 2019	18,978	1,206
Amortized Cost Basis by Origination Year 2018	1,334	511
Amortized Cost Basis by Origination Year Prior to 2018	5,776	6,820
Amortized Cost - Revolving Loans	4,908	2,057
Total Loans	166,781	205,312
Commercial Real Estate Portfolio [Member] | 5+ Multi-family [Member] | Non-watch List-Pass [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2022	30,920	58,268
Amortized Cost Basis by Origination Year 2021	35,869	95,024
Amortized Cost Basis by Origination Year 2020	68,996	41,426
Amortized Cost Basis by Origination Year 2019	18,978	1,206
Amortized Cost Basis by Origination Year 2018	1,334	511
Amortized Cost Basis by Origination Year Prior to 2018	5,776	6,820
Amortized Cost - Revolving Loans	4,908	2,057
Total Loans	166,781	205,312
Commercial Real Estate Portfolio [Member] | 1-4 Family Construction [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2022	61,943	53,004
Amortized Cost Basis by Origination Year 2021	15,217	4,933
Amortized Cost Basis by Origination Year 2020		17,333
Amortized Cost - Revolving Loans	19	985
Total Loans	77,179	76,255
Commercial Real Estate Portfolio [Member] | 1-4 Family Construction [Member] | Non-watch List-Pass [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2022	61,943	53,004
Amortized Cost Basis by Origination Year 2021	15,217	4,933
Amortized Cost Basis by Origination Year 2020		17,333
Amortized Cost - Revolving Loans	19	985
Total Loans	77,179	76,255
Commercial Real Estate Portfolio [Member] | General Construction [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2022	628,820	439,973
Amortized Cost Basis by Origination Year 2021	719,437	160,553
Amortized Cost Basis by Origination Year 2020	43,166	64,283
Amortized Cost Basis by Origination Year 2019	15,492	38,505
Amortized Cost Basis by Origination Year 2018		203
Amortized Cost Basis by Origination Year Prior to 2018	395	256
Amortized Cost - Revolving Loans	39,267	29,219
Total Loans	1,446,577	732,992
Commercial Real Estate Portfolio [Member] | General Construction [Member] | Non-watch List-Pass [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2022	628,479	436,696
Amortized Cost Basis by Origination Year 2021	699,698	160,553
Amortized Cost Basis by Origination Year 2020	43,166	62,675
Amortized Cost Basis by Origination Year 2019	15,384	38,505
Amortized Cost Basis by Origination Year 2018		203
Amortized Cost Basis by Origination Year Prior to 2018	380	239
Amortized Cost - Revolving Loans	39,267	29,219
Total Loans	1,426,374	728,090
Commercial Real Estate Portfolio [Member] | General Construction [Member] | Watch-Pass [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2022	341	3,277
Amortized Cost Basis by Origination Year 2019	22
Total Loans	363	3,277
Commercial Real Estate Portfolio [Member] | General Construction [Member] | Special Mention [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2021	8,340
Total Loans	8,340
Commercial Real Estate Portfolio [Member] | General Construction [Member] | Substandard [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2021	11,399
Amortized Cost Basis by Origination Year 2020		1,522
Amortized Cost Basis by Origination Year Prior to 2018	15	17
Total Loans	11,414	1,539
Commercial Real Estate Portfolio [Member] | General Construction [Member] | Doubtful [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2020		86
Amortized Cost Basis by Origination Year 2019	86
Total Loans	86	86
Consumer Real Estate Portfolio [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2022	642,430	839,875
Amortized Cost Basis by Origination Year 2021	756,807	719,110
Amortized Cost Basis by Origination Year 2020	612,830	203,855
Amortized Cost Basis by Origination Year 2019	176,219	60,458
Amortized Cost Basis by Origination Year 2018	47,501	63,107
Amortized Cost Basis by Origination Year Prior to 2018	147,336	110,659
Amortized Cost - Revolving Loans	339,165	320,446
Amortized Cost - Revolving Loans Converted to Term Loans	981	2,523
Total Loans	2,723,269	2,320,033
Consumer Real Estate Portfolio [Member] | Current [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	2,718,377	2,315,088
Consumer Real Estate Portfolio [Member] | Total Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	4,892	4,945
Consumer Real Estate Portfolio [Member] | HELOC [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2022	237	248
Amortized Cost Basis by Origination Year 2021		547
Amortized Cost Basis by Origination Year 2020	618	327
Amortized Cost Basis by Origination Year 2019	224	574
Amortized Cost Basis by Origination Year 2018	654	646
Amortized Cost Basis by Origination Year Prior to 2018	5,389	6,363
Amortized Cost - Revolving Loans	339,066	320,410
Amortized Cost - Revolving Loans Converted to Term Loans	981	2,523
Total Loans	347,169	331,638
Consumer Real Estate Portfolio [Member] | HELOC [Member] | Performing [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2022	120	248
Amortized Cost Basis by Origination Year 2021		531
Amortized Cost Basis by Origination Year 2020	592	188
Amortized Cost Basis by Origination Year 2019	90	165
Amortized Cost Basis by Origination Year 2018	148	381
Amortized Cost Basis by Origination Year Prior to 2018	3,919	4,956
Amortized Cost - Revolving Loans	338,979	320,241
Amortized Cost - Revolving Loans Converted to Term Loans	759	2,440
Total Loans	344,607	329,150
Consumer Real Estate Portfolio [Member] | HELOC [Member] | Non-performing [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2022	117
Amortized Cost Basis by Origination Year 2021		16
Amortized Cost Basis by Origination Year 2020	26	139
Amortized Cost Basis by Origination Year 2019	134	409
Amortized Cost Basis by Origination Year 2018	506	265
Amortized Cost Basis by Origination Year Prior to 2018	1,470	1,407
Amortized Cost - Revolving Loans	87	169
Amortized Cost - Revolving Loans Converted to Term Loans	222	83
Total Loans	2,562	2,488
Consumer Real Estate Portfolio [Member] | First Lien: 1-4 Family [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2022	628,703	830,513
Amortized Cost Basis by Origination Year 2021	748,362	712,264
Amortized Cost Basis by Origination Year 2020	607,105	200,167
Amortized Cost Basis by Origination Year 2019	173,466	58,734
Amortized Cost Basis by Origination Year 2018	45,907	61,641
Amortized Cost Basis by Origination Year Prior to 2018	140,443	102,997
Amortized Cost - Revolving Loans	12	19
Total Loans	2,343,998	1,966,335
Consumer Real Estate Portfolio [Member] | First Lien: 1-4 Family [Member] | Performing [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2022	628,678	830,513
Amortized Cost Basis by Origination Year 2021	748,269	712,194
Amortized Cost Basis by Origination Year 2020	607,055	199,949
Amortized Cost Basis by Origination Year 2019	173,061	58,585
Amortized Cost Basis by Origination Year 2018	45,907	61,233
Amortized Cost Basis by Origination Year Prior to 2018	138,764	102,194
Amortized Cost - Revolving Loans	12	19
Total Loans	2,341,746	1,964,687
Consumer Real Estate Portfolio [Member] | First Lien: 1-4 Family [Member] | Non-performing [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2022	25
Amortized Cost Basis by Origination Year 2021	93	70
Amortized Cost Basis by Origination Year 2020	50	218
Amortized Cost Basis by Origination Year 2019	405	149
Amortized Cost Basis by Origination Year 2018		408
Amortized Cost Basis by Origination Year Prior to 2018	1,679	803
Total Loans	2,252	1,648
Consumer Real Estate Portfolio [Member] | Junior Lien: 1-4 Family [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2022	13,490	9,114
Amortized Cost Basis by Origination Year 2021	8,445	6,299
Amortized Cost Basis by Origination Year 2020	5,107	3,361
Amortized Cost Basis by Origination Year 2019	2,529	1,150
Amortized Cost Basis by Origination Year 2018	940	820
Amortized Cost Basis by Origination Year Prior to 2018	1,504	1,299
Amortized Cost - Revolving Loans	87	17
Total Loans	32,102	22,060
Consumer Real Estate Portfolio [Member] | Junior Lien: 1-4 Family [Member] | Performing [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2022	13,490	9,114
Amortized Cost Basis by Origination Year 2021	8,445	6,299
Amortized Cost Basis by Origination Year 2020	5,107	3,361
Amortized Cost Basis by Origination Year 2019	2,529	1,143
Amortized Cost Basis by Origination Year 2018	940	800
Amortized Cost Basis by Origination Year Prior to 2018	1,437	1,251
Amortized Cost - Revolving Loans	87	17
Total Loans	32,035	21,985
Consumer Real Estate Portfolio [Member] | Junior Lien: 1-4 Family [Member] | Non-performing [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2019		7
Amortized Cost Basis by Origination Year 2018		20
Amortized Cost Basis by Origination Year Prior to 2018	67	48
Total Loans	67	75
Consumer Portfolio [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2022	35,897	42,251
Amortized Cost Basis by Origination Year 2021	34,878	9,816
Amortized Cost Basis by Origination Year 2020	5,551	7,411
Amortized Cost Basis by Origination Year 2019	3,619	2,650
Amortized Cost Basis by Origination Year 2018	1,468	3,021
Amortized Cost Basis by Origination Year Prior to 2018	750	928
Amortized Cost - Revolving Loans	62,100	62,938
Amortized Cost - Revolving Loans Converted to Term Loans	1,403	120
Total Loans	145,666	129,135
Consumer Portfolio [Member] | Current [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	144,972	128,953
Consumer Portfolio [Member] | Total Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	694	182
Consumer Portfolio [Member] | Revolving Line [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2022	467	974
Amortized Cost Basis by Origination Year 2021	584
Amortized Cost - Revolving Loans	58,133	60,049
Amortized Cost - Revolving Loans Converted to Term Loans	1,403	120
Total Loans	60,587	61,143
Consumer Portfolio [Member] | Revolving Line [Member] | Performing [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2022	467	974
Amortized Cost Basis by Origination Year 2021	584
Amortized Cost - Revolving Loans	58,133	60,049
Amortized Cost - Revolving Loans Converted to Term Loans	1,403	120
Total Loans	60,587	61,143
Consumer Portfolio [Member] | Auto [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2022	9,124	9,886
Amortized Cost Basis by Origination Year 2021	6,543	7,775
Amortized Cost Basis by Origination Year 2020	4,455	5,462
Amortized Cost Basis by Origination Year 2019	2,743	1,107
Amortized Cost Basis by Origination Year 2018	335	479
Amortized Cost Basis by Origination Year Prior to 2018	159	220
Total Loans	23,359	24,929
Consumer Portfolio [Member] | Auto [Member] | Performing [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2022	9,124	9,886
Amortized Cost Basis by Origination Year 2021	6,498	7,775
Amortized Cost Basis by Origination Year 2020	4,454	5,424
Amortized Cost Basis by Origination Year 2019	2,743	1,107
Amortized Cost Basis by Origination Year 2018	335	479
Amortized Cost Basis by Origination Year Prior to 2018	159	220
Total Loans	23,313	24,891
Consumer Portfolio [Member] | Auto [Member] | Non-performing [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2021	45
Amortized Cost Basis by Origination Year 2020	1	38
Total Loans	46	38
Consumer Portfolio [Member] | Other [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2022	26,306	31,391
Amortized Cost Basis by Origination Year 2021	27,751	2,041
Amortized Cost Basis by Origination Year 2020	1,096	1,949
Amortized Cost Basis by Origination Year 2019	876	1,543
Amortized Cost Basis by Origination Year 2018	1,133	2,542
Amortized Cost Basis by Origination Year Prior to 2018	591	708
Amortized Cost - Revolving Loans	3,967	2,889
Total Loans	61,720	43,063
Consumer Portfolio [Member] | Other [Member] | Performing [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2022	26,291	31,391
Amortized Cost Basis by Origination Year 2021	27,751	2,025
Amortized Cost Basis by Origination Year 2020	1,096	1,949
Amortized Cost Basis by Origination Year 2019	876	1,525
Amortized Cost Basis by Origination Year 2018	1,133	2,542
Amortized Cost Basis by Origination Year Prior to 2018	591	704
Amortized Cost - Revolving Loans	3,967	2,889
Total Loans	61,705	43,025
Consumer Portfolio [Member] | Other [Member] | Non-performing [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2022	15
Amortized Cost Basis by Origination Year 2021		16
Amortized Cost Basis by Origination Year 2019		18
Amortized Cost Basis by Origination Year Prior to 2018		4
Total Loans	15	38
Credit Cards Portfolio [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost - Revolving Loans	431,672	391,389
Total Loans	431,672	391,389
Credit Cards Portfolio [Member] | Current [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	426,298	387,317
Credit Cards Portfolio [Member] | Total Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	5,374	4,072
Credit Cards Portfolio [Member] | Consumer [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost - Revolving Loans	200,348	180,296
Total Loans	200,348	180,296
Credit Cards Portfolio [Member] | Consumer [Member] | Transactor Accounts [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	73,670	57,777
Credit Cards Portfolio [Member] | Consumer [Member] | Revolver Accounts | Credit Score, Less than 600 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	4,684	6,065
Credit Cards Portfolio [Member] | Consumer [Member] | Revolver Accounts | Credit Score, 600-619 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	2,515	2,416
Credit Cards Portfolio [Member] | Consumer [Member] | Revolver Accounts | Credit Score, 620-639 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	4,959	4,158
Credit Cards Portfolio [Member] | Consumer [Member] | Revolver Accounts | Credit Score, 640-659 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	8,655	7,854
Credit Cards Portfolio [Member] | Consumer [Member] | Revolver Accounts | Credit Score, 660-679 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	9,593	13,185
Credit Cards Portfolio [Member] | Consumer [Member] | Revolver Accounts | Credit Score, 680-699 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	12,023	15,365
Credit Cards Portfolio [Member] | Consumer [Member] | Revolver Accounts | Credit Score, 700-719 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	14,098	16,308
Credit Cards Portfolio [Member] | Consumer [Member] | Revolver Accounts | Credit Score, 720-739 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	15,036	14,753
Credit Cards Portfolio [Member] | Consumer [Member] | Revolver Accounts | Credit Score, 740-759 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	13,638	12,734
Credit Cards Portfolio [Member] | Consumer [Member] | Revolver Accounts | Credit Score, 760-779 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	13,768	8,879
Credit Cards Portfolio [Member] | Consumer [Member] | Revolver Accounts | Credit Score, 780-799 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	13,172	7,048
Credit Cards Portfolio [Member] | Consumer [Member] | Revolver Accounts | Credit Score, 800-819 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	9,257	5,787
Credit Cards Portfolio [Member] | Consumer [Member] | Revolver Accounts | Credit Score, 820-839 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	4,363	5,026
Credit Cards Portfolio [Member] | Consumer [Member] | Revolver Accounts | Credit Score, 840+ [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	917	2,941
Credit Cards Portfolio [Member] | Commercial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost - Revolving Loans	231,324	211,093
Total Loans	231,324	211,093
Credit Cards Portfolio [Member] | Commercial [Member] | Current [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	219,558	200,402
Credit Cards Portfolio [Member] | Commercial [Member] | Total Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	11,766	10,691
Leases and Other Portfolio [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2022	125,095	99,952
Amortized Cost Basis by Origination Year 2021	34,282	44,113
Amortized Cost Basis by Origination Year 2020	22,552	58,978
Amortized Cost Basis by Origination Year 2019	32,767	22,344
Amortized Cost Basis by Origination Year 2018	17,764	6,370
Amortized Cost Basis by Origination Year Prior to 2018	2,290	1,393
Amortized Cost - Revolving Loans	71,054	49,138
Total Loans	305,804	282,288
Leases and Other Portfolio [Member] | Current [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	305,780	282,263
Leases and Other Portfolio [Member] | Total Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	24	25
Leases and Other Portfolio [Member] | Leases [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2020		814
Amortized Cost Basis by Origination Year 2019	712
Amortized Cost Basis by Origination Year 2018		739
Amortized Cost Basis by Origination Year Prior to 2018	1,224	614
Total Loans	1,936	2,167
Leases and Other Portfolio [Member] | Leases [Member] | Non-watch List-Pass [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	1,936	2,167
Leases and Other Portfolio [Member] | Other [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis by Origination Year 2022	125,095	99,952
Amortized Cost Basis by Origination Year 2021	34,282	44,113
Amortized Cost Basis by Origination Year 2020	22,552	58,164
Amortized Cost Basis by Origination Year 2019	32,055	22,344
Amortized Cost Basis by Origination Year 2018	17,764	5,631
Amortized Cost Basis by Origination Year Prior to 2018	1,066	779
Amortized Cost - Revolving Loans	71,054	49,138
Total Loans	303,868	280,121
Leases and Other Portfolio [Member] | Other [Member] | Non-watch List-Pass [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	303,107	279,401
Leases and Other Portfolio [Member] | Other [Member] | Watch-Pass [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	737	695
Leases and Other Portfolio [Member] | Other [Member] | Substandard [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	$ 24	$ 25

Loans and Allowance for Credi_8

Loans and Allowance for Credit Losses - Rollforward of Allowance for Credit/Loan Losses by Portfolio Segment (Detail) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Accounts, Notes, Loans and Financing Receivable [Line Items]
Beginning balance	$ 196,711	$ 218,583	$ 101,788
Charge-offs	(44,305)	(55,663)	(28,689)
Recoveries	4,437	10,791	8,564
Provision	37,400	23,000	127,890
Ending balance - ACL	194,243	196,711	218,583
Beginning balance - ACL on off-balance sheet	2,588	5,588	2,978
Provision	500	(3,000)	2,610
Ending balance - ACL on off-balance sheet	3,088	2,588	5,588
Adjusted beginning balance			110,818
ASU 2016-13 Adjustment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
ASU 2016-13 adjustment			9,030
Commercial and Industrial Portfolio [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Beginning balance	123,732	122,700	63,313
Charge-offs	(37,269)	(13,981)	(8,587)
Recoveries	1,550	6,694	6,473
Provision	48,724	8,319	57,824
Ending balance - ACL	136,737	123,732	122,700
Beginning balance - ACL on off-balance sheet	1,739	3,859	2,263
Provision	439	(2,120)	1,596
Ending balance - ACL on off-balance sheet	2,178	1,739	3,859
Adjusted beginning balance			66,990
Commercial and Industrial Portfolio [Member] | ASU 2016-13 Adjustment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
ASU 2016-13 adjustment			3,677
Credit Cards Portfolio [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Beginning balance	6,075	15,786	15,739
Charge-offs	(6,150)	(6,011)	(7,326)
Recoveries	1,812	1,967	1,618
Provision	5,129	(5,667)	4,841
Ending balance - ACL	6,866	6,075	15,786
Adjusted beginning balance			16,653
Credit Cards Portfolio [Member] | ASU 2016-13 Adjustment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
ASU 2016-13 adjustment			914
Specialty Lending Portfolio [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Beginning balance	1,738	5,219	2,545
Charge-offs		(31,945)
Recoveries	433	187
Provision	(2,171)	28,277	2,526
Ending balance - ACL		1,738	5,219
Beginning balance - ACL on off-balance sheet	160	287	53
Provision	26	(127)	234
Ending balance - ACL on off-balance sheet	186	160	287
Adjusted beginning balance			2,693
Specialty Lending Portfolio [Member] | ASU 2016-13 Adjustment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
ASU 2016-13 adjustment			148
Leases and Other Portfolio [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Beginning balance	2,195	2,271	1,074
Charge-offs		(8)	(11)
Recoveries		18	6
Provision	26	(86)	1,140
Ending balance - ACL	2,221	2,195	2,271
Beginning balance - ACL on off-balance sheet	15	414	211
Provision	47	(399)	203
Ending balance - ACL on off-balance sheet	62	15	414
Adjusted beginning balance			1,136
Leases and Other Portfolio [Member] | ASU 2016-13 Adjustment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
ASU 2016-13 adjustment			62
Commercial Real Estate Portfolio [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Beginning balance	56,265	61,931	15,951
Charge-offs	(29)	(1,198)	(11,939)
Recoveries	385	1,560	91
Provision	(17,251)	(6,028)	56,902
Ending balance - ACL	39,370	56,265	61,931
Beginning balance - ACL on off-balance sheet	480	447	257
Provision	(62)	33	190
Ending balance - ACL on off-balance sheet	418	480	447
Adjusted beginning balance			16,877
Commercial Real Estate Portfolio [Member] | ASU 2016-13 Adjustment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
ASU 2016-13 adjustment			926
Total - Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Beginning balance	194,771	215,973	101,788
Charge-offs	(44,305)	(55,663)	(28,689)
Recoveries	4,437	10,791	8,564
Provision	36,933	23,670	128,400
Ending balance - ACL	191,836	194,771	215,973
Beginning balance - ACL on off-balance sheet	2,500	5,533	2,908
Provision	481	(3,033)	2,625
Ending balance - ACL on off-balance sheet	2,981	2,500	5,533
Adjusted beginning balance			107,698
Total - Loans [Member] | ASU 2016-13 Adjustment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
ASU 2016-13 adjustment			5,910
Consumer Real Estate Portfolio [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Beginning balance	3,921	6,586	2,623
Charge-offs	(57)	(96)	(219)
Recoveries	131	142	69
Provision	2,153	(2,711)	3,961
Ending balance - ACL	6,148	3,921	6,586
Beginning balance - ACL on off-balance sheet	106	145	102
Provision	18	(39)	43
Ending balance - ACL on off-balance sheet	124	106	145
Adjusted beginning balance			2,775
Consumer Real Estate Portfolio [Member] | ASU 2016-13 Adjustment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
ASU 2016-13 adjustment			152
HTM [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Beginning balance	1,940	2,610
Provision	467	(670)	(510)
Ending balance - ACL	2,407	1,940	2,610
Beginning balance - ACL on off-balance sheet	88	55	70
Provision	19	33	(15)
Ending balance - ACL on off-balance sheet	107	88	55
Adjusted beginning balance			3,120
HTM [Member] | ASU 2016-13 Adjustment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
ASU 2016-13 adjustment			3,120
Consumer Portfolio [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Beginning balance	845	1,480	543
Charge-offs	(800)	(2,424)	(607)
Recoveries	126	223	307
Provision	323	1,566	1,206
Ending balance - ACL	494	845	1,480
Beginning balance - ACL on off-balance sheet		381	22
Provision	13	$ (381)	359
Ending balance - ACL on off-balance sheet	$ 13		381
Adjusted beginning balance			574
Consumer Portfolio [Member] | ASU 2016-13 Adjustment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
ASU 2016-13 adjustment			$ 31

Loans and Allowance for Credi_9

Loans and Allowance for Credit Losses - Summary of Amortized Cost Balance of Financial Assets (Detail) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	$ 21,031,189	$ 17,170,871
Related Allowance for Credit Losses	194,243	196,711	$ 218,583	$ 101,788
Collateral Pledged
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	21,618	92,032
Related Allowance for Credit Losses	719	2,421
Amortized Cost of Collateral Dependent Assets with no related Allowance	18,524	85,680
Commercial and Industrial Portfolio [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	9,205,986	7,258,120
Related Allowance for Credit Losses	136,737	123,732	122,700	63,313
Commercial and Industrial Portfolio [Member] | Collateral Pledged
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	13,972	82,845
Related Allowance for Credit Losses	713	2,421
Amortized Cost of Collateral Dependent Assets with no related Allowance	11,534	76,493
Commercial and Industrial Portfolio [Member] | Equipment/Accounts Receivable/Inventory [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	9,024,216	7,085,191
Commercial and Industrial Portfolio [Member] | Equipment/Accounts Receivable/Inventory [Member] | Collateral Pledged
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	13,972	82,845
Related Allowance for Credit Losses	713	2,421
Amortized Cost of Collateral Dependent Assets with no related Allowance	11,534	76,493
Commercial and Industrial Portfolio [Member] | Agriculture [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	173,841	154,342
Specialty Lending Portfolio [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	602,706	522,362
Related Allowance for Credit Losses		1,738	5,219	2,545
Specialty Lending Portfolio [Member] | Asset-based Lending [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	602,706	415,207
Specialty Lending Portfolio [Member] | Factoring [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans		107,155
Commercial Real Estate Portfolio [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	7,616,086	6,267,544
Related Allowance for Credit Losses	39,370	56,265	61,931	15,951
Commercial Real Estate Portfolio [Member] | Collateral Pledged
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	2,679	4,877
Amortized Cost of Collateral Dependent Assets with no related Allowance	2,679	4,877
Commercial Real Estate Portfolio [Member] | Owner-occupied [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	2,132,838	1,866,538
Commercial Real Estate Portfolio [Member] | Owner-occupied [Member] | Collateral Pledged
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	2,204	2,764
Amortized Cost of Collateral Dependent Assets with no related Allowance	2,204	2,764
Commercial Real Estate Portfolio [Member] | Non-owner-occupied [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	3,244,598	2,906,179
Commercial Real Estate Portfolio [Member] | Farmland [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	548,113	480,268
Commercial Real Estate Portfolio [Member] | Farmland [Member] | Collateral Pledged
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	374	487
Amortized Cost of Collateral Dependent Assets with no related Allowance	374	487
Commercial Real Estate Portfolio [Member] | 5+ Multi-family [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	166,781	205,312
Commercial Real Estate Portfolio [Member] | 1-4 Family Construction [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	77,179	76,255
Commercial Real Estate Portfolio [Member] | General Construction [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	1,446,577	732,992
Commercial Real Estate Portfolio [Member] | General Construction [Member] | Collateral Pledged
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	101	1,626
Amortized Cost of Collateral Dependent Assets with no related Allowance	101	1,626
Consumer Real Estate Portfolio [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	2,723,269	2,320,033
Related Allowance for Credit Losses	6,148	3,921	6,586	2,623
Consumer Real Estate Portfolio [Member] | Collateral Pledged
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	4,882	4,210
Related Allowance for Credit Losses	6
Amortized Cost of Collateral Dependent Assets with no related Allowance	4,226	4,210
Consumer Real Estate Portfolio [Member] | HELOC [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	347,169	331,638
Consumer Real Estate Portfolio [Member] | HELOC [Member] | Collateral Pledged
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	2,562	2,488
Amortized Cost of Collateral Dependent Assets with no related Allowance	2,562	2,488
Consumer Real Estate Portfolio [Member] | First Lien: 1-4 Family [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	2,343,998	1,966,335
Consumer Real Estate Portfolio [Member] | First Lien: 1-4 Family [Member] | Collateral Pledged
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	2,253	1,647
Related Allowance for Credit Losses	6
Amortized Cost of Collateral Dependent Assets with no related Allowance	1,597	1,647
Consumer Real Estate Portfolio [Member] | Junior Lien: 1-4 Family [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	32,102	22,060
Consumer Real Estate Portfolio [Member] | Junior Lien: 1-4 Family [Member] | Collateral Pledged
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	67	75
Amortized Cost of Collateral Dependent Assets with no related Allowance	67	75
Consumer Portfolio [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	145,666	129,135
Related Allowance for Credit Losses	494	845	1,480	543
Consumer Portfolio [Member] | Collateral Pledged
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	61	75
Amortized Cost of Collateral Dependent Assets with no related Allowance	61	75
Consumer Portfolio [Member] | Revolving Line [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	60,587	61,143
Consumer Portfolio [Member] | Auto [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	23,359	24,929
Consumer Portfolio [Member] | Auto [Member] | Collateral Pledged
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	46	38
Amortized Cost of Collateral Dependent Assets with no related Allowance	46	38
Consumer Portfolio [Member] | Other [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	61,720	43,063
Consumer Portfolio [Member] | Other [Member] | Collateral Pledged
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	15	37
Amortized Cost of Collateral Dependent Assets with no related Allowance	15	37
Leases and Other Portfolio [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	305,804	282,288
Related Allowance for Credit Losses	2,221	2,195	$ 2,271	$ 1,074
Leases and Other Portfolio [Member] | Collateral Pledged
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	24	25
Amortized Cost of Collateral Dependent Assets with no related Allowance	24	25
Leases and Other Portfolio [Member] | Leases [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	1,936	2,167
Leases and Other Portfolio [Member] | Other [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	303,868	280,121
Leases and Other Portfolio [Member] | Other [Member] | Collateral Pledged
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	24	25
Amortized Cost of Collateral Dependent Assets with no related Allowance	$ 24	$ 25

Securities - Securities Availab

Securities - Securities Available for Sale (Detail) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	$ 7,777,950	$ 11,822,584
Gross Unrealized Gains	1,790	261,198
Gross Unrealized Losses	(773,393)	(107,268)
Fair Value	7,006,347	11,976,514
U.S. Treasury [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	804,158	69,551
Gross Unrealized Gains	58	374
Gross Unrealized Losses	(27,146)	(751)
Fair Value	777,070	69,174
U.S. Agencies [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	178,261	121,681
Gross Unrealized Gains		3,252
Gross Unrealized Losses	(6,965)	(1)
Fair Value	171,296	124,932
Mortgage-backed [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	4,574,905	7,967,537
Gross Unrealized Gains	92	93,390
Gross Unrealized Losses	(592,875)	(95,872)
Fair Value	3,982,122	7,965,055
State and political subdivisions [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	1,465,598	3,270,160
Gross Unrealized Gains	1,608	161,674
Gross Unrealized Losses	(104,799)	(9,146)
Fair Value	1,362,407	3,422,688
Corporates [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	401,059	316,840
Gross Unrealized Gains		2,504
Gross Unrealized Losses	(33,559)	(1,498)
Fair Value	367,500	317,846
Collateralized Loan Obligations [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	353,969	76,815
Gross Unrealized Gains	32	4
Gross Unrealized Losses	(8,049)
Fair Value	$ 345,952	$ 76,819

Securities - Summary of Contrac

Securities - Summary of Contractual Maturity Information for Securities Available for Sale (Detail) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Investments Debt And Equity Securities [Abstract]
Due in 1 year or less, Amortized Cost	$ 172,698
Due after 1 year through 5 years, Amortized Cost	1,677,013
Due after 5 years through 10 years, Amortized Cost	803,950
Due after 10 years, Amortized Cost	549,384
Total, Amortized Cost	3,203,045
Mortgage-backed securities, Amortized Cost	4,574,905
Amortized Cost	7,777,950	$ 11,822,584
Due in 1 year or less, Fair Value	170,616
Due after 1 year through 5 years, Fair Value	1,612,729
Due after 5 years through 10 years, Fair Value	759,939
Due after 10 years, Fair Value	480,941
Total, Fair Value	3,024,225
Mortgage-backed securities, Fair Value	3,982,122
Total securities available for sale, Fair Value	$ 7,006,347	$ 11,976,514

Securities - Additional Informa

Securities - Additional Information (Detail) - USD ($)	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Schedule of Trading Securities and Other Trading Assets [Line Items]
Proceeds from sales of securities available for sale	$ 0	$ 372,644,000	$ 315,890,000
Gross realized gains from securities	0	7,819,000	7,255,000
Gross realized losses from securities	0	2,000	274,000
Accrued interest on securities available for sale	32,100,000	45,800,000
ACL related to AFS Securities	0	0
Sales of securities held to maturity	0	0	0
Amortized cost of available for sale securities transferred to held to maturity	4,100,000,000
Fair Value Of Available For Sale Securities Transferred To Held To Maturity	3,800,000,000
Gain (loss) on transfer of securities	0
Unamortized Unrealized Loss	247,000,000
Accrued interest on securities held to maturity	27,000,000	5,300,000
Unrealized gain (loss) on trading securities	26,000	2,000	$ 13,000
Securities sold not yet purchased	3,500,000	3,200,000
Visa Inc. [Member] | Class B Common Shares [Member]
Schedule of Trading Securities and Other Trading Assets [Line Items]
Pre-tax gain on sale of common shares	66,200,000
Collateral Pledged | U.S. Government and Other Public Deposit [Member]
Schedule of Trading Securities and Other Trading Assets [Line Items]
Pledged securities for deposits	10,300,000,000	10,200,000,000
Collateral Pledged | Federal Reserve Discount Window [Member]
Schedule of Trading Securities and Other Trading Assets [Line Items]
Pledged securities for deposits	$ 0	$ 171,200,000

Securities - Gross Unrealized L

Securities - Gross Unrealized Losses and Fair Value of Investment Securities Available for Sale (Detail) $ in Thousands	Dec. 31, 2022 USD ($) Security	Dec. 31, 2021 USD ($) Security
Gain (Loss) on Investments [Line Items]
Less than 12 months, Count | Security	2,646	858
Less than 12 months, Fair Value	$ 3,654,393	$ 5,997,925
Less than 12 months, Unrealized Losses	$ (198,376)	$ (96,520)
12 months or more, Count | Security	674	44
12 months or more, Fair Value	$ 3,098,117	$ 278,234
12 months or more, Unrealized Losses	$ (575,017)	$ (10,748)
Total Count | Security	3,320	902
Total Fair Value	$ 6,752,510	$ 6,276,159
Total Unrealized Losses	$ (773,393)	$ (107,268)
U.S. Treasury [Member]
Gain (Loss) on Investments [Line Items]
Less than 12 months, Count | Security	61	4
Less than 12 months, Fair Value	$ 688,208	$ 58,867
Less than 12 months, Unrealized Losses	$ (22,731)	$ (751)
12 months or more, Count | Security	4
12 months or more, Fair Value	$ 55,314
12 months or more, Unrealized Losses	$ (4,415)
Total Count | Security	65	4
Total Fair Value	$ 743,522	$ 58,867
Total Unrealized Losses	$ (27,146)	$ (751)
U.S. Agencies [Member]
Gain (Loss) on Investments [Line Items]
Less than 12 months, Count | Security	27	1
Less than 12 months, Fair Value	$ 140,877	$ 11,149
Less than 12 months, Unrealized Losses	$ (4,734)	$ (1)
12 months or more, Count | Security	2
12 months or more, Fair Value	$ 30,419
12 months or more, Unrealized Losses	$ (2,231)
Total Count | Security	29	1
Total Fair Value	$ 171,296	$ 11,149
Total Unrealized Losses	$ (6,965)	$ (1)
Mortgage-backed [Member]
Gain (Loss) on Investments [Line Items]
Less than 12 months, Count | Security	687	344
Less than 12 months, Fair Value	$ 1,415,169	$ 5,404,968
Less than 12 months, Unrealized Losses	$ (102,881)	$ (87,301)
12 months or more, Count | Security	205	13
12 months or more, Fair Value	$ 2,557,035	$ 233,295
12 months or more, Unrealized Losses	$ (489,994)	$ (8,571)
Total Count | Security	892	357
Total Fair Value	$ 3,972,204	$ 5,638,263
Total Unrealized Losses	$ (592,875)	$ (95,872)
State and political subdivisions [Member]
Gain (Loss) on Investments [Line Items]
Less than 12 months, Count | Security	1,744	357
Less than 12 months, Fair Value	$ 936,865	$ 329,042
Less than 12 months, Unrealized Losses	$ (51,427)	$ (6,969)
12 months or more, Count | Security	273	31
12 months or more, Fair Value	$ 233,679	$ 44,939
12 months or more, Unrealized Losses	$ (53,372)	$ (2,177)
Total Count | Security	2,017	388
Total Fair Value	$ 1,170,544	$ 373,981
Total Unrealized Losses	$ (104,799)	$ (9,146)
Corporates [Member]
Gain (Loss) on Investments [Line Items]
Less than 12 months, Count | Security	86	152
Less than 12 months, Fair Value	$ 146,615	$ 193,899
Less than 12 months, Unrealized Losses	$ (8,783)	$ (1,498)
12 months or more, Count | Security	189
12 months or more, Fair Value	$ 216,885
12 months or more, Unrealized Losses	$ (24,776)
Total Count | Security	275	152
Total Fair Value	$ 363,500	$ 193,899
Total Unrealized Losses	$ (33,559)	$ (1,498)
Collateralized loan obligations [Member]
Gain (Loss) on Investments [Line Items]
Less than 12 months, Count | Security	41
Less than 12 months, Fair Value	$ 326,659
Less than 12 months, Unrealized Losses	$ (7,820)
12 months or more, Count | Security	1
12 months or more, Fair Value	$ 4,785
12 months or more, Unrealized Losses	$ (229)
Total Count | Security	42
Total Fair Value	$ 331,444
Total Unrealized Losses	$ (8,049)

Securities - Schedule of Detail

Securities - Schedule of Detailed Information About Securities Held to Maturity (Detail) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Schedule Of Held To Maturity Securities [Line Items]
Amortized Cost	$ 5,861,599	$ 1,480,416
Gross Unrealized Gains	17,629	3,360
Gross Unrealized Losses	(598,569)	(41,385)
Held to Maturity, Fair value	5,280,659	1,442,391
Allowance for Credit Losses	(2,407)	(1,940)
Net Carrying Amount	5,859,192	1,478,476
U.S. Agencies [Member]
Schedule Of Held To Maturity Securities [Line Items]
Amortized Cost	123,091
Gross Unrealized Losses	(4,567)
Held to Maturity, Fair value	118,524
Net Carrying Amount	123,091
Mortgage-backed [Member]
Schedule Of Held To Maturity Securities [Line Items]
Amortized Cost	2,965,586	396,134
Gross Unrealized Gains	11	14
Gross Unrealized Losses	(392,530)	(2,431)
Held to Maturity, Fair value	2,573,067	393,717
Net Carrying Amount	2,965,586	396,134
State and political subdivisions [Member]
Schedule Of Held To Maturity Securities [Line Items]
Amortized Cost	2,772,922	1,084,282
Gross Unrealized Gains	17,618	3,346
Gross Unrealized Losses	(201,472)	(38,954)
Held to Maturity, Fair value	2,589,068	1,048,674
Allowance for Credit Losses	(2,407)	(1,940)
Net Carrying Amount	$ 2,770,515	$ 1,082,342

Securities - Contractual Maturi

Securities - Contractual Maturity Information for Securities Held to Maturity (Detail) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Investments Debt And Equity Securities [Abstract]
Due in 1 year or less, Amortized Cost	$ 82,196
Due after 1 year through 5 years, Amortized Cost	347,137
Due after 5 years through 10 years, Amortized Cost	743,395
Due after 10 years, Amortized Cost	1,723,285
Total, Amortized cost	2,896,013
Mortgage-backed securities, Amortized cost	2,965,586
Amortized Cost	5,861,599	$ 1,480,416
Due in 1 year or less, Fair Value	81,893
Due after 1 year through 5 years, Fair Value	338,148
Due after 5 years through 10 years, Fair Value	704,133
Due after 10 years, Fair Value	1,583,418
Total, Fair value	2,707,592
Mortgage-backed securities, Fiar value	2,573,067
Total securities held to maturity, Fair value	$ 5,280,659	$ 1,442,391

Securities - Gross Unrealized_2

Securities - Gross Unrealized Losses and Fair Value of Investment Securities Held to Maturity (Detail) $ in Thousands	Dec. 31, 2022 USD ($) Security	Dec. 31, 2021 USD ($) Security
Schedule Of Held To Maturity Securities [Line Items]
Less than 12 months, Count | Security	1,668,000	70,000
Less than 12 months, Fair Value	$ 4,004,872	$ 903,040
Less than 12 months,Unrealized Losses	$ (529,135)	$ (14,925)
12 months or more, Count | Security	72,000	28,000
12 months or more, Fair Value	$ 845,884	$ 217,579
12 months or more, Unrealized Losses	$ (69,434)	$ (26,460)
Total | Security	1,740,000	98,000
Total Fair Value	$ 4,850,756	$ 1,120,619
Total Unrealized Losses	$ (598,569)	$ (41,385)
U.S. Agencies [Member]
Schedule Of Held To Maturity Securities [Line Items]
Less than 12 months, Count | Security	11,000
Less than 12 months, Fair Value	$ 118,524
Less than 12 months,Unrealized Losses	$ (4,567)
Total | Security	11,000
Total Fair Value	$ 118,524
Total Unrealized Losses	$ (4,567)
Mortgage-backed [Member]
Schedule Of Held To Maturity Securities [Line Items]
Less than 12 months, Count | Security	254,000	12,000
Less than 12 months, Fair Value	$ 2,342,656	$ 317,887
Less than 12 months,Unrealized Losses	$ (346,611)	$ (2,431)
12 months or more, Count | Security	11,000
12 months or more, Fair Value	$ 228,079
12 months or more, Unrealized Losses	$ (45,919)
Total | Security	265,000	12,000
Total Fair Value	$ 2,570,735	$ 317,887
Total Unrealized Losses	$ (392,530)	$ (2,431)
State and political subdivisions [Member]
Schedule Of Held To Maturity Securities [Line Items]
Less than 12 months, Count | Security	1,403,000	58,000
Less than 12 months, Fair Value	$ 1,543,692	$ 585,153
Less than 12 months,Unrealized Losses	$ (177,957)	$ (12,494)
12 months or more, Count | Security	61,000	28,000
12 months or more, Fair Value	$ 617,805	$ 217,579
12 months or more, Unrealized Losses	$ (23,515)	$ (26,460)
Total | Security	1,464,000	86,000
Total Fair Value	$ 2,161,497	$ 802,732
Total Unrealized Losses	$ (201,472)	$ (38,954)

Securities - Schedule of Amorti

Securities - Schedule of Amortized Cost Basis by Credit Rating of Held to Maturity Investment (Detail) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Debt Securities Held To Maturity Credit Quality Indicator [Line Items]
Held to maturity securities	$ 5,861,599	$ 1,480,416
Competitive [Member]
Debt Securities Held To Maturity Credit Quality Indicator [Line Items]
Held to maturity securities	1,074,524	999,348
Competitive [Member] | Credit Rating, A [Member]
Debt Securities Held To Maturity Credit Quality Indicator [Line Items]
Held to maturity securities	435,953	372,696
Competitive [Member] | Credit Rating, BBB [Member]
Debt Securities Held To Maturity Credit Quality Indicator [Line Items]
Held to maturity securities	618,517	605,104
Competitive [Member] | Credit Rating, BB [Member]
Debt Securities Held To Maturity Credit Quality Indicator [Line Items]
Held to maturity securities	17,120	20,678
Competitive [Member] | Credit Rating, CCC-C [Member]
Debt Securities Held To Maturity Credit Quality Indicator [Line Items]
Held to maturity securities	2,934	870
Utilities [Member]
Debt Securities Held To Maturity Credit Quality Indicator [Line Items]
Held to maturity securities	1,698,398	84,934
Utilities [Member] | Moody's, A3 Rating
Debt Securities Held To Maturity Credit Quality Indicator [Line Items]
Held to maturity securities	759,539
Utilities [Member] | Moody's, A2 Rating
Debt Securities Held To Maturity Credit Quality Indicator [Line Items]
Held to maturity securities	824,386
Utilities [Member] | Credit Rating, A [Member]
Debt Securities Held To Maturity Credit Quality Indicator [Line Items]
Held to maturity securities	84,293	55,096
Utilities [Member] | Credit Rating, BBB [Member]
Debt Securities Held To Maturity Credit Quality Indicator [Line Items]
Held to maturity securities	29,599	29,838
Utilities [Member] | Credit Rating, BB [Member]
Debt Securities Held To Maturity Credit Quality Indicator [Line Items]
Held to maturity securities	581
State and political subdivisions [Member]
Debt Securities Held To Maturity Credit Quality Indicator [Line Items]
Held to maturity securities	2,772,922	1,084,282
State and political subdivisions [Member] | Moody's, A3 Rating
Debt Securities Held To Maturity Credit Quality Indicator [Line Items]
Held to maturity securities	759,539
State and political subdivisions [Member] | Moody's, A2 Rating
Debt Securities Held To Maturity Credit Quality Indicator [Line Items]
Held to maturity securities	824,386
State and political subdivisions [Member] | Credit Rating, A [Member]
Debt Securities Held To Maturity Credit Quality Indicator [Line Items]
Held to maturity securities	520,246	427,792
State and political subdivisions [Member] | Credit Rating, BBB [Member]
Debt Securities Held To Maturity Credit Quality Indicator [Line Items]
Held to maturity securities	648,116	634,942
State and political subdivisions [Member] | Credit Rating, BB [Member]
Debt Securities Held To Maturity Credit Quality Indicator [Line Items]
Held to maturity securities	17,701	20,678
State and political subdivisions [Member] | Credit Rating, CCC-C [Member]
Debt Securities Held To Maturity Credit Quality Indicator [Line Items]
Held to maturity securities	$ 2,934	$ 870

Securities - Schedule of Aging

Securities - Schedule of Aging of Past Due Held to Maturity Securities (Detail) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Debt Securities Held To Maturity Credit Quality Indicator [Line Items]
Total held to maturity securities	$ 5,861,599	$ 1,480,416
Competitive [Member]
Debt Securities Held To Maturity Credit Quality Indicator [Line Items]
Total held to maturity securities	1,074,524	999,348
Utilities [Member]
Debt Securities Held To Maturity Credit Quality Indicator [Line Items]
Total held to maturity securities	1,698,398	84,934
State and political subdivisions [Member]
Debt Securities Held To Maturity Credit Quality Indicator [Line Items]
Total held to maturity securities	$ 2,772,922	1,084,282
30-89 Days Past Due and Accruing [Member] | Competitive [Member]
Debt Securities Held To Maturity Credit Quality Indicator [Line Items]
Total held to maturity securities		7,795
30-89 Days Past Due and Accruing [Member] | State and political subdivisions [Member]
Debt Securities Held To Maturity Credit Quality Indicator [Line Items]
Total held to maturity securities		7,795
Total Past Due [Member] | Competitive [Member]
Debt Securities Held To Maturity Credit Quality Indicator [Line Items]
Total held to maturity securities		7,795
Total Past Due [Member] | State and political subdivisions [Member]
Debt Securities Held To Maturity Credit Quality Indicator [Line Items]
Total held to maturity securities		7,795
Current [Member] | Competitive [Member]
Debt Securities Held To Maturity Credit Quality Indicator [Line Items]
Total held to maturity securities		991,553
Current [Member] | Utilities [Member]
Debt Securities Held To Maturity Credit Quality Indicator [Line Items]
Total held to maturity securities		84,934
Current [Member] | State and political subdivisions [Member]
Debt Securities Held To Maturity Credit Quality Indicator [Line Items]
Total held to maturity securities		$ 1,076,487

Securities - Schedule of Other

Securities - Schedule of Other Securities (Detail) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Schedule of Other Securities [Line Items]
Other securities	$ 349,758	$ 327,098
FRB and FHLB stock [Member]
Schedule of Other Securities [Line Items]
Other securities	41,472	36,222
Equity Securities With Readily Determinable Fair Values [Member]
Schedule of Other Securities [Line Items]
Other securities	10,782	64,149
Equity Securities Without Readily Determinable Fair Values [Member]
Schedule of Other Securities [Line Items]
Other securities	$ 297,504	$ 226,727

Securities - Schedule of Compon

Securities - Schedule of Components of Investment Securities Gains, Net (Detail) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Available-for-sale debt securities:
Gains realized on sales	$ 0	$ 7,819	$ 7,255
Losses realized on sales	0	(2)	(274)
Equity securities with readily determinable fair values:
Fair value adjustments, net	(8,073)	(10,881)	110,768
Equity securities without readily determinable fair values:
Fair value adjustments, net	355	8,121	2,885
Total investment securities gains, net	58,444	$ 5,057	$ 120,634
Sales	$ 66,162

Securities Purchased Under Ag_2

Securities Purchased Under Agreements to Resell - Additional Information (Detail) - USD ($) $ in Millions	Dec. 31, 2022	Dec. 31, 2021
Disclosure Of Repurchase Agreements [Abstract]
Securities purchased under agreements to resell	$ 951.6	$ 1,200

Loans to Officers and Directo_3

Loans to Officers and Directors - Activity with Respect to Aggregate Loans to Related Parties (Detail) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021
Related Party Transactions [Abstract]
Balance – beginning of year	$ 279,717	$ 165,395
New loans	192,595	176,226
Repayments	(109,459)	(61,780)
Reduction due to change in reportable loans		(124)
Balance – end of year	$ 362,853	$ 279,717

Goodwill and Other Intangible_2

Goodwill and Other Intangibles - Changes in Carrying Amount of Goodwill (Detail) - USD ($) $ in Thousands		12 Months Ended
	Mar. 28, 2022	Dec. 31, 2022	Dec. 31, 2021
Goodwill And Other Intangible Assets [Line Items]
Goodwill		$ 174,518	$ 180,867
Healthcare savings account business acquisition		25,160
Branch acquisition	$ 7,700	7,707
Sale of component of business segment			(6,349)
Goodwill		207,385	174,518
Commercial Banking [Member]
Goodwill And Other Intangible Assets [Line Items]
Goodwill		59,419	59,419
Branch acquisition		3,694
Goodwill		63,113	59,419
Institutional Banking [Member]
Goodwill And Other Intangible Assets [Line Items]
Goodwill		51,332	51,332
Healthcare savings account business acquisition		25,160
Goodwill		76,492	51,332
Personal Banking [Member]
Goodwill And Other Intangible Assets [Line Items]
Goodwill		63,767	70,116
Branch acquisition		4,013
Sale of component of business segment			(6,349)
Goodwill		$ 67,780	$ 63,767

Goodwill and Other Intangible_3

Goodwill and Other Intangibles - Changes In Intangible Assets (Detail) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Finite Lived Intangible Assets [Line Items]
Gross carrying amount	$ 131,639	$ 121,226
Accumulated amortization	52,915	106,810
Net carrying amount	78,724	14,416
Core Deposit Intangible Assets [Member]
Finite Lived Intangible Assets [Line Items]
Gross carrying amount	16,661	50,059
Accumulated amortization	14,827	49,623
Net carrying amount	1,834	436
Customer Relationships [Member]
Finite Lived Intangible Assets [Line Items]
Gross carrying amount	114,978	71,167
Accumulated amortization	38,088	57,187
Net carrying amount	$ 76,890	$ 13,980

Goodwill and Other Intangible_4

Goodwill and Other Intangibles - Additional Information (Detail) - USD ($) $ in Thousands				12 Months Ended
	Nov. 18, 2022	Mar. 28, 2022	Mar. 31, 2021	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Finite Lived Intangible Assets [Line Items]
Deposit acquired	$ 383,000	$ 226,800
Branch acquisition		7,700		$ 7,707
Customer relationship intangible asset	67,000
Loan acquired		43,000
Core deposit intangible asset		$ 2,300
Disposition of goodwill			$ 6,300
Unamortized customer relationship intangibles			$ 1,900
Amortization expense				$ 5,037	$ 4,757	$ 6,517
Customer Relationships [Member]
Finite Lived Intangible Assets [Line Items]
Branch acquisition	$ 25,200

Goodwill and Other Intangible_5

Goodwill and Other Intangibles - Estimated Amortization Expense of Intangible Assets (Detail) $ in Thousands	Dec. 31, 2022 USD ($)
Goodwill And Intangible Assets Disclosure [Abstract]
For the year ending December 31, 2023	$ 8,366
For the year ending December 31, 2024	7,636
For the year ending December 31, 2025	7,429
For the year ending December 31, 2026	6,569
For the year ending December 31, 2027	$ 4,597

Premises, Equipment, and Leas_3

Premises, Equipment, and Leases - Components of Premises and Equipment (Detail) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Premises Equipment And Leases [Abstract]
Land	$ 41,368	$ 41,513
Buildings and leasehold improvements	361,346	352,954
Equipment	187,208	181,218
Software	285,833	273,342
Total	875,755	849,027
Accumulated depreciation	(371,958)	(357,503)
Accumulated amortization	(240,148)	(220,591)
Premises and equipment, net	$ 263,649	$ 270,933

Premises, Equipment, and Leas_4

Premises, Equipment, and Leases - Additional Information (Detail) $ in Thousands	12 Months Ended
	Dec. 31, 2022 USD ($) Lease	Dec. 31, 2021 USD ($)	Dec. 31, 2020 USD ($)
Premises Equipment And Lessee Lease [Line Items]
Consolidated premises and equipment depreciation and amortization expenses	$ 46,800	$ 49,600	$ 56,100
Option to extend, operating lease, description	leases include one or more options to renew, with renewal terms that can extend the lease term from one month to 35 years or more.
Option to extend, existence, operating lease	true
Number of leases including option to purchase leased property | Lease	0
Right-of-use asset	$ 54,600	$ 57,100
Operating Lease, Right-of-Use Asset, Statement of Financial Position [Extensible List]	Other assets	Other assets
Lease liability	$ 63,472	$ 64,600
Operating Lease, Liability, Statement of Financial Position [Extensible List]	Other liabilities	Other liabilities
Lease expense	$ 11,900	$ 11,800	12,800
Lease payments	12,900	12,600	$ 12,300
Leased assets obtained in exchange for new operating lease liabilities	$ 11,300	$ 2,400
Weighted average remaining lease term	7 years	7 years 6 months
Weighted average discount rate	2.96%	2.74%
Minimum [Member]
Premises Equipment And Lessee Lease [Line Items]
Remaining lease terms	1 year
Lessee, operating lease, renewal term	1 month
Maximum [Member]
Premises Equipment And Lessee Lease [Line Items]
Remaining lease terms	25 years
Lessee, operating lease, renewal term	35 years

Premises, Equipment, and Leas_5

Premises, Equipment, and Leases - Summary of Future Minimum Lease Payments (Detail) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Lessee, Operating Lease, Liability, Payment, Due [Abstract]
2023	$ 12,278
2024	11,652
2025	10,005
2026	9,326
2027	8,297
Thereafter	19,430
Total lease payments	70,988
Less: Interest	7,516
Present value of lease liabilities	$ 63,472	$ 64,600

Borrowed Funds - Components of

Borrowed Funds - Components of Long-Term Debt (Detail) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Debt Instrument [Line Items]
Long-term debt	$ 381,311	$ 271,544
Marquette Capital Trust I Subordinated Debentures 5.41% due 2036 [Member]
Debt Instrument [Line Items]
Long-term debt	18,319	17,956
Marquette Capital Trust II Subordinated Debentures 5.41% due 2036 [Member]
Debt Instrument [Line Items]
Long-term debt	18,863	18,526
Marquette Capital Trust III Subordinated Debentures 6.23% due 2036 [Member]
Debt Instrument [Line Items]
Long-term debt	7,415	7,286
Marquette Capital Trust IV Subordinated Debentures 6.37% due 2036 [Member]
Debt Instrument [Line Items]
Long-term debt	29,956	29,445
Subordinated notes 3.70% due 2030, net of issuance costs [Member]
Debt Instrument [Line Items]
Long-term debt	198,781	$ 198,331
Subordinated notes 6.25% due 2032, net issuance costs [Member]
Debt Instrument [Line Items]
Long-term debt	$ 107,977

Borrowed Funds - Components o_2

Borrowed Funds - Components of Long-Term Debt (Parenthetical) (Detail)	12 Months Ended
	Dec. 31, 2022
Marquette Capital Trust I Subordinated Debentures 5.41% due 2036 [Member]
Debt Instrument [Line Items]
Debt instrument, interest rate	5.41%
Debt instrument, maturity year	2036
Marquette Capital Trust II Subordinated Debentures 5.41% due 2036 [Member]
Debt Instrument [Line Items]
Debt instrument, interest rate	5.41%
Debt instrument, maturity year	2036
Marquette Capital Trust III Subordinated Debentures 6.23% due 2036 [Member]
Debt Instrument [Line Items]
Debt instrument, interest rate	6.23%
Debt instrument, maturity year	2036
Marquette Capital Trust IV Subordinated Debentures 6.37% due 2036 [Member]
Debt Instrument [Line Items]
Debt instrument, interest rate	6.37%
Debt instrument, maturity year	2036
Subordinated notes 3.70% due 2030, net of issuance costs [Member]
Debt Instrument [Line Items]
Debt instrument, interest rate	3.70%
Debt instrument, maturity year	2030
Subordinated notes 6.25% due 2032, net issuance costs [Member]
Debt Instrument [Line Items]
Debt instrument, interest rate	6.25%
Debt instrument, maturity year	2032

Borrowed Funds - Additional Inf

Borrowed Funds - Additional Information (Detail) - USD ($)	1 Months Ended		12 Months Ended
	Sep. 30, 2022	Sep. 30, 2020	Dec. 31, 2022	Dec. 31, 2021
Debt Instrument [Line Items]
Aggregate contractual repayment of long-term debt after 2027			$ 413,100,000
Payments to acquire federal home loan bank stock			10,000,000
Securities sold under agreements to repurchase			2,159,687,000	$ 3,225,838,000
Accrued interest payable			1,400,000	$ 245,000
FHLB [Member]
Debt Instrument [Line Items]
Federal home loan bank amount outstanding			0
Letter of Credit [Member] | FHLB [Member]
Debt Instrument [Line Items]
Borrowing capacity			$ 1,900,000,000
Wells Fargo Bank 1.40% due 2012 [Member]
Debt Instrument [Line Items]
Interest rate based on LIBOR			1.40% above Term SOFR
Borrowing capacity			$ 30,000,000
Debt instrument, interest rate based on prime lending rate			1.75% below the prime
Revolving line of credit, commitment fee for unused portion			0.40%
Revolving line of credit outstanding amount			$ 0
Subordinated Notes [Member]
Debt Instrument [Line Items]
Debt instrument, issuance date		Sep. 30, 2020
Subordinated notes, issued		$ 200,000,000
Debt instrument, interest rate		3.70%
Debt instrument, maturity date		Sep. 17, 2030
Debt instrument, frequency of periodic payment			semi-annually
Debt instrument, redemption, description			The Company may redeem the notes, in whole or in part, on September 17, 2025, or on any interest payment date thereafter.
Debt instrument, redemption period, start date		Sep. 17, 2025
Unamortized debt issuance costs			$ 1,200,000
Subordinated notes 6.25% due 2032, net issuance costs [Member]
Debt Instrument [Line Items]
Debt instrument, issuance date	Sep. 30, 2022
Subordinated notes, issued	$ 110,000,000
Debt instrument, interest rate	6.25%
Debt instrument, maturity date	Sep. 28, 2032
Debt instrument, frequency of periodic payment			semi-annually
Debt instrument, redemption, description			The Company may redeem the notes, in whole or in part, on September 28, 2027, or on any interest payment date thereafter.
Unamortized debt issuance costs	$ 2,000,000
Marquette Capital Trust I, Marquette Capital Trust II, Marquette Capital Trust III And Marquette Capital Trust IV [Member] | Marquette [Member]
Debt Instrument [Line Items]
Long-term debt			$ 103,100,000
Long-term debt acquired at fair value			$ 74,600,000
Trust Preferred Securities [Member] | Marquette Capital Trust I, Marquette Capital Trust III And Marquette Capital Trust IV [Member] | Marquette [Member]
Debt Instrument [Line Items]
Interest rate based on LIBOR			LIBOR rate with spreads ranging from 133 basis points to 160 basis points
Preferred securities maturity date range, start			Jan. 31, 2036
Preferred securities maturity date range, end			Sep. 30, 2036
Minimum [Member] | Trust Preferred Securities [Member] | Marquette Capital Trust I, Marquette Capital Trust III And Marquette Capital Trust IV [Member] | Marquette [Member]
Debt Instrument [Line Items]
Interest rate of trust preferred securities			1.33%
Maximum [Member] | Trust Preferred Securities [Member] | Marquette Capital Trust I, Marquette Capital Trust III And Marquette Capital Trust IV [Member] | Marquette [Member]
Debt Instrument [Line Items]
Interest rate of trust preferred securities			1.60%

Borrowed Funds - Carrying Amoun

Borrowed Funds - Carrying Amounts and Market Values of Securities and Related Repurchase Liabilities and Weighted Average Interest Rates of Repurchase Liabilities (Detail) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Assets Sold under Agreements to Repurchase [Line Items]
Securities Fair Market Value	$ 2,052,738	$ 3,211,609
Repurchase Liabilities	$ 2,159,687	$ 3,225,838
Weighted Average Interest Rate	3.49%	0.25%
2 to 29 days [Member]
Assets Sold under Agreements to Repurchase [Line Items]
Securities Fair Market Value	$ 1,756,837	$ 2,797,268
Repurchase Liabilities	$ 1,869,186	$ 2,820,788
Weighted Average Interest Rate	3.32%	0.19%
30 to 90 Days [Member]
Assets Sold under Agreements to Repurchase [Line Items]
Securities Fair Market Value	$ 295,901	$ 414,091
Repurchase Liabilities	$ 290,501	$ 404,800
Weighted Average Interest Rate	4.59%	0.70%
Over 90 Days [Member]
Assets Sold under Agreements to Repurchase [Line Items]
Securities Fair Market Value		$ 250
Repurchase Liabilities		$ 250
Weighted Average Interest Rate		0.01%

Borrowed Funds - Remaining Cont

Borrowed Funds - Remaining Contractual Maturities Of Repurchase Agreements (Detail) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Assets Sold under Agreements to Repurchase [Line Items]
Total repurchase agreements	$ 2,159,687	$ 3,225,838
2 to 29 days [Member]
Assets Sold under Agreements to Repurchase [Line Items]
Total repurchase agreements	1,869,186	2,820,788
30 to 90 Days [Member]
Assets Sold under Agreements to Repurchase [Line Items]
Total repurchase agreements	290,501	404,800
Over 90 Days [Member]
Assets Sold under Agreements to Repurchase [Line Items]
Total repurchase agreements		250
U.S. Treasury [Member]
Assets Sold under Agreements to Repurchase [Line Items]
Total repurchase agreements	33,888
U.S. Treasury [Member] | 2 to 29 days [Member]
Assets Sold under Agreements to Repurchase [Line Items]
Total repurchase agreements	33,888
U.S. Agencies [Member]
Assets Sold under Agreements to Repurchase [Line Items]
Total repurchase agreements	2,125,799	3,225,838
U.S. Agencies [Member] | 2 to 29 days [Member]
Assets Sold under Agreements to Repurchase [Line Items]
Total repurchase agreements	1,835,298	2,820,788
U.S. Agencies [Member] | 30 to 90 Days [Member]
Assets Sold under Agreements to Repurchase [Line Items]
Total repurchase agreements	$ 290,501	404,800
U.S. Agencies [Member] | Over 90 Days [Member]
Assets Sold under Agreements to Repurchase [Line Items]
Total repurchase agreements		$ 250

Regulatory Requirements - Addit

Regulatory Requirements - Additional Information (Detail) $ in Billions	12 Months Ended
	Dec. 31, 2022 USD ($)	Dec. 31, 2021 USD ($)
Regulatory Requirements [Line Items]
Reserve balance with Federal Reserve Bank maintained by affiliate bank	$ 2.3	$ 4
Tier 1 Capital For Capital Adequacy Purposes, Ratio	0.060
Total Capital For Capital Adequacy Purposes, Ratio	0.080
Tier 1 Capital, Actual Ratio	0.1062
Total Capital, Actual Ratio	0.1250
Tier 1 Leverage for Capital Adequacy Purposes, Ratio	0.040
Tier 1 Leverage, Actual Ratio	0.0843
Tier 1 Capital To Be Well Capitalized Under Prompt Corrective Action Provisions, Ratio	0.100
Tier 1 Capital To Be Well Capitalized Under Prompt Corrective Action Provisions, Ratio	0.080
Tier 1 Leverage To Be Well Capitalized Under Prompt Corrective Action Provisions, Ratio	0.050
Common Equity Tier One Capital [Member]
Regulatory Requirements [Line Items]
Tier 1 Capital For Capital Adequacy Purposes, Ratio	0.045
Tier 1 Capital, Actual Ratio	0.1062
Tier 1 Capital To Be Well Capitalized Under Prompt Corrective Action Provisions, Ratio	0.065

Regulatory Requirements - Actua

Regulatory Requirements - Actual Capital Amounts as well as Required and Well-Capitalized Common Equity Tier One, Tier One, Total and Tier One Leverage Ratios (Detail) $ in Thousands	Dec. 31, 2022 USD ($)	Dec. 31, 2021 USD ($)
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Tier 1 Capital, Actual Ratio	0.1062
Tier 1 Capital For Capital Adequacy Purposes, Ratio	0.060
Tier 1 Capital To Be Well Capitalized Under Prompt Corrective Action Provisions, Ratio	0.080
Total Capital, Actual Ratio	0.1250
Total Capital For Capital Adequacy Purposes, Ratio	0.080
Total Capital To Be Well Capitalized Under Prompt Corrective Action Provisions, Ratio	0.100
Tier 1 Leverage, Actual Ratio	0.0843
Tier 1 Leverage for Capital Adequacy Purposes, Ratio	0.040
Tier 1 Leverage To Be Well Capitalized Under Prompt Corrective Action Provisions, Ratio	0.050
Common Equity Tier One Capital [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Tier 1 Capital, Actual Ratio	0.1062
Tier 1 Capital For Capital Adequacy Purposes, Ratio	0.045
Tier 1 Capital To Be Well Capitalized Under Prompt Corrective Action Provisions, Ratio	0.065
UMB Financial Corporation [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Tier 1 Capital, Actual Amount	$ 3,129,030	$ 2,885,576
Tier 1 Capital, Actual Ratio	0.1062	0.1205
Tier 1 Capital For Capital Adequacy Purposes, Amount	$ 1,767,857	$ 1,437,295
Tier 1 Capital For Capital Adequacy Purposes, Ratio	0.0600	0.0600
Total Capital, Actual Amount	$ 3,682,619	$ 3,324,284
Total Capital, Actual Ratio	0.1250	0.1388
Total Capital For Capital Adequacy Purposes, Amount	$ 2,357,142	$ 1,916,393
Total Capital For Capital Adequacy Purposes, Ratio	0.0800	0.0800
Tier 1 Leverage, Actual Amount	$ 3,129,030	$ 2,885,576
Tier 1 Leverage, Actual Ratio	0.0843	0.0761
Tier 1 Leverage For Capital Adequacy Purposes, Amount	$ 1,483,953	$ 1,517,616
Tier 1 Leverage for Capital Adequacy Purposes, Ratio	0.0400	0.0400
UMB Financial Corporation [Member] | Common Equity Tier One Capital [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Tier 1 Capital, Actual Amount	$ 3,129,030	$ 2,885,576
Tier 1 Capital, Actual Ratio	0.1062	0.1205
Tier 1 Capital For Capital Adequacy Purposes, Amount	$ 1,325,893	$ 1,077,971
Tier 1 Capital For Capital Adequacy Purposes, Ratio	0.0450	0.0450
UMB Bank [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Tier 1 Capital, Actual Amount	$ 3,184,837	$ 2,734,377
Tier 1 Capital, Actual Ratio	0.1088	0.1153
Tier 1 Capital For Capital Adequacy Purposes, Amount	$ 1,756,762	$ 1,422,872
Tier 1 Capital For Capital Adequacy Purposes, Ratio	0.0600	0.0600
Tier 1 Capital To Be Well Capitalized Under Prompt Corrective Action Provisions, Amount	$ 2,342,349	$ 1,897,162
Tier 1 Capital To Be Well Capitalized Under Prompt Corrective Action Provisions, Ratio	0.0800	0.0800
Total Capital, Actual Amount	$ 3,359,158	$ 2,902,996
Total Capital, Actual Ratio	0.1147	0.1224
Total Capital For Capital Adequacy Purposes, Amount	$ 2,342,349	$ 1,897,162
Total Capital For Capital Adequacy Purposes, Ratio	0.0800	0.0800
Total Capital To Be Well Capitalized Under Prompt Corrective Action Provisions, Amount	$ 2,927,936	$ 2,371,453
Total Capital To Be Well Capitalized Under Prompt Corrective Action Provisions, Ratio	0.1000	0.1000
Tier 1 Leverage, Actual Amount	$ 3,184,837	$ 2,734,377
Tier 1 Leverage, Actual Ratio	0.0846	0.0726
Tier 1 Leverage For Capital Adequacy Purposes, Amount	$ 1,506,443	$ 1,506,293
Tier 1 Leverage for Capital Adequacy Purposes, Ratio	0.0400	0.0400
Tier 1 Leverage To Be Well Capitalized Under Prompt Corrective Action Provisions, Amount	$ 1,883,054	$ 1,882,866
Tier 1 Leverage To Be Well Capitalized Under Prompt Corrective Action Provisions, Ratio	0.0500	0.0500
UMB Bank [Member] | Common Equity Tier One Capital [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Tier 1 Capital, Actual Amount	$ 3,184,837	$ 2,734,377
Tier 1 Capital, Actual Ratio	0.1088	0.1153
Tier 1 Capital For Capital Adequacy Purposes, Amount	$ 1,317,571	$ 1,067,154
Tier 1 Capital For Capital Adequacy Purposes, Ratio	0.0450	0.0450
Tier 1 Capital To Be Well Capitalized Under Prompt Corrective Action Provisions, Amount	$ 1,903,158	$ 1,541,444
Tier 1 Capital To Be Well Capitalized Under Prompt Corrective Action Provisions, Ratio	0.0650	0.0650

Employee Benefits - Additional

Employee Benefits - Additional Information (Detail) - USD ($)			12 Months Ended
	Apr. 23, 2013	Apr. 22, 2013	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020	Apr. 24, 2018
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Contributions related expenses			$ 2,000,000	$ 2,500,000	$ 2,000,000
Recognized matching contribution expense			13,600,000	11,400,000	11,000,000
Long-Term Incentive Compensation Plan (LTIP) [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Total intrinsic value of options exercised			1,200,000	12,900,000	2,000,000
Cash received from options exercised			1,500,000	18,400,000	4,600,000
Tax benefit realized for stock options exercised			2,200,000	2,600,000	345,000
Long-Term Incentive Compensation Plan (LTIP) [Member] | Maximum [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Shares of stock reserved	7,440,000	5,250,000
Benefits received by eligible employee	$ 2,000,000	$ 1,000,000
Omnibus Incentive Compensation Plan (OICP) [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Shares of stock reserved						5,400,000
Employee Stock Option [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Recognized expense			0	40,000	596,000
Employee Stock Option [Member] | Long-Term Incentive Compensation Plan (LTIP) [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Unrecognized compensation expense			0
Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Recognized expense			196,000	1,900,000	3,400,000
Restricted Stock Units [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Recognized expense			20,600,000	18,600,000	10,500,000
Unrecognized compensation expense			$ 18,200,000
Service Based Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vested			23,618
Service Based Restricted Stock [Member] | After Two Years [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vesting schedule			50% of the shares vest after two years of service
Service Based Restricted Stock [Member] | After Three Years [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vesting schedule			75% after three years of service
Service Based Restricted Stock [Member] | After Four Years [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vesting schedule			100% after four years of service
Service Based Restricted Stock [Member] | Long-Term Incentive Compensation Plan (LTIP) [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Shares of stock issued			0
Total fair value of shares vested			$ 2,500,000	3,200,000	$ 9,200,000
Service Based Restricted Stock [Member] | Omnibus Incentive Compensation Plan (OICP) [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Total fair value of shares vested			11,400,000	6,700,000
Unrecognized compensation expense			$ 14,500,000
Cost is expected to be recognized, (in years)			2 years 6 months
Vested					300,000
Service Based Restricted Stock [Member] | Omnibus Incentive Compensation Plan (OICP) [Member] | After Two Years [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vesting schedule			50% of the units vest after two years of service
Service Based Restricted Stock [Member] | Omnibus Incentive Compensation Plan (OICP) [Member] | After Two Years [Member] | With in Four-Year [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vesting schedule			50% of the units are vested after two years
Service Based Restricted Stock [Member] | Omnibus Incentive Compensation Plan (OICP) [Member] | After Three Years [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vesting schedule			50% vest after three years of service
Service Based Restricted Stock [Member] | Omnibus Incentive Compensation Plan (OICP) [Member] | After Three Years [Member] | With in Four-Year [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vesting schedule			75% are vested after three years
Service Based Restricted Stock [Member] | Omnibus Incentive Compensation Plan (OICP) [Member] | After Four Years [Member] | With in Four-Year [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vesting schedule			100% are vested after four years
Performance Based Restricted Stock Unit [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Performance requirement period			3 years
Performance Based Restricted Stock Unit [Member] | Long-Term Incentive Compensation Plan (LTIP) [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Shares of stock issued			0
Performance Based Restricted Stock Unit [Member] | Omnibus Incentive Compensation Plan (OICP) [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Total fair value of shares vested			$ 7,400,000	$ 2,700,000
Unrecognized compensation expense			$ 3,700,000
Cost is expected to be recognized, (in years)			1 year 8 months 12 days
Vested			71,461		0
Nonqualified Stock Option Plan [Member] | Long-Term Incentive Compensation Plan (LTIP) [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Shares of stock issued			0
Nonqualified Stock Option Plan [Member] | Long-Term Incentive Compensation Plan (LTIP) [Member] | After Two Years [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vesting schedule			50% after two years
Nonqualified Stock Option Plan [Member] | Long-Term Incentive Compensation Plan (LTIP) [Member] | After Three Years [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vesting schedule			75% after three years
Nonqualified Stock Option Plan [Member] | Long-Term Incentive Compensation Plan (LTIP) [Member] | After Three Years [Member] | Prior to Twenty Sixteen [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vesting schedule			50% after three years
Nonqualified Stock Option Plan [Member] | Long-Term Incentive Compensation Plan (LTIP) [Member] | After Four Years [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vesting schedule			100% after four years
Nonqualified Stock Option Plan [Member] | Long-Term Incentive Compensation Plan (LTIP) [Member] | After Four Years [Member] | Prior to Twenty Sixteen [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vesting schedule			75% after four years
Nonqualified Stock Option Plan [Member] | Long-Term Incentive Compensation Plan (LTIP) [Member] | After Five Years [Member] | Prior to Twenty Sixteen [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vesting schedule			100% after five years

Employee Benefits - Status of S

Employee Benefits - Status of Service Based Restricted Shares (Detail) - $ / shares	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2020
Service Based Restricted Stock [Member]
Number of Shares
Nonvested, Beginning Balance	23,618
Vested	(23,618)
Weighted Average Grant Date Fair Value
Nonvested, Beginning Balance	$ 72.28
Vested	$ 72.28
Service Based Restricted Stock [Member] | Omnibus Incentive Compensation Plan (OICP) [Member]
Number of Shares
Vested		(300,000)
Service Based Restricted Stock Unit [Member] | Omnibus Incentive Compensation Plan (OICP) [Member]
Number of Shares
Nonvested, Beginning Balance	363,148
Granted	156,869
Canceled	(27,880)
Vested	(112,151)
Nonvested, Ending Balance	379,986
Service Based Restricted Stock Units [Member] | Omnibus Incentive Compensation Plan (OICP) [Member]
Weighted Average Grant Date Fair Value
Nonvested, Beginning Balance	$ 70.47
Granted	98.76
Canceled	80.54
Vested	66.32
Nonvested, Ending Balance	$ 82.64

Employee Benefits - Information

Employee Benefits - Information Relating to Non-qualified Option Activity (Detail) - Long-Term Incentive Compensation Plan (LTIP) [Member]	12 Months Ended
	Dec. 31, 2022 USD ($) $ / shares shares
Number of Shares
Outstanding, Beginning Balance | shares	171,340
Expired | shares	(3,783)
Exercised | shares	(29,699)
Outstanding, Ending Balance | shares	137,858
Exercisable | shares	137,858
Weighted Average Price Per Share
Outstanding, Beginning Balance | $ / shares	$ 60.19
Expired | $ / shares	56.86
Exercised | $ / shares	51.84
Outstanding, Ending Balance | $ / shares	62.08
Exercisable | $ / shares	$ 62.08
Weighted Average Remaining Contractual Term
Outstanding	3 years
Exercisable	3 years
Aggregate Intrinsic Value
Outstanding | $	$ 2,955,637
Exercisable | $	$ 2,955,637

Employee Benefits - Status of P

Employee Benefits - Status of Performance Based Restricted Shares (Detail) - Omnibus Incentive Compensation Plan (OICP) [Member] - Performance Based Restricted Stock Unit [Member] - $ / shares	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2020
Number of Shares
Nonvested, Beginning Balance	165,822
Granted	48,416
Canceled	(1,375)
Vested	(71,461)	0
Performance based adjustment	23,708
Nonvested, Ending Balance	165,110
Weighted Average Grant Date Fair Value
Nonvested, Beginning Balance	$ 64.08
Granted	93.43
Canceled	65.02
Vested	60.35
Performance based adjustment	60.35
Nonvested, Ending Balance	$ 64.21

Business Segment Reporting - Ad

Business Segment Reporting - Additional Information (Detail)	12 Months Ended
	Dec. 31, 2022 Segment
Segment Reporting [Abstract]
Number of reportable segments	3

Business Segment Reporting - Sc

Business Segment Reporting - Schedule of Segment Financial Results (Detail) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Segment Reporting Information [Line Items]
Net interest income	$ 913,797	$ 815,521	$ 731,229
Provision for credit losses	37,900	20,000	130,500
Noninterest income	554,233	467,175	560,166
Noninterest expense	898,119	833,636	822,005
Income before income taxes	532,011	429,060	338,890
Income tax expense (benefit)	100,329	76,042	52,388
NET INCOME	431,682	353,018	286,502
Average assets	37,579,000	35,329,000	28,568,000
Income tax expense	100,329	76,042	52,388
Commercial Banking [Member]
Segment Reporting Information [Line Items]
Net interest income	596,031	579,992	489,501
Provision for credit losses	32,851	15,543	119,526
Noninterest income	122,614	84,417	192,230
Noninterest expense	332,912	306,424	289,072
Income before income taxes	352,882	342,442	273,133
Income tax expense (benefit)	66,548	60,691	42,223
NET INCOME	286,334	281,751	230,910
Average assets	17,489,000	15,243,000	12,614,000
Income tax expense	66,548	60,691	42,223
Institutional Banking [Member]
Segment Reporting Information [Line Items]
Net interest income	159,679	87,644	106,856
Provision for credit losses	495	630	882
Noninterest income	323,794	273,483	254,874
Noninterest expense	320,976	292,142	286,635
Income before income taxes	162,002	68,355	74,213
Income tax expense (benefit)	30,551	12,113	11,472
NET INCOME	131,451	56,242	62,741
Average assets	13,100,000	12,255,000	9,746,000
Income tax expense	30,551	12,113	11,472
Personal Banking [Member]
Segment Reporting Information [Line Items]
Net interest income	158,087	147,885	134,872
Provision for credit losses	4,554	3,827	10,092
Noninterest income	107,825	109,275	113,062
Noninterest expense	244,231	235,070	246,298
Income before income taxes	17,127	18,263	(8,456)
Income tax expense (benefit)	3,230	3,238	(1,307)
NET INCOME	13,897	15,025	(7,149)
Average assets	6,990,000	7,831,000	6,208,000
Income tax expense	$ 3,230	$ 3,238	$ (1,307)

Revenue Recognition - Additiona

Revenue Recognition - Additional Information (Detail) - ASC 606 [Member] - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Disaggregation Of Revenue [Line Items]
Total receivables of revenue recognized	$ 76.1	$ 73.6
Bankcard Fees [Member]
Disaggregation Of Revenue [Line Items]
Bankcard expenses	$ 34.5	$ 34	$ 30

Revenue Recognition - Summary o

Revenue Recognition - Summary of Disaggregation of Revenue According to Revenue Stream and Business Segment (Detail) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Disaggregation Of Revenue [Line Items]
Revenue (Expense) out of Scope of ASC 606	$ 75,104	$ 40,076	$ 160,562
Noninterest income	554,233	467,175	560,166
Trust and Securities Processing [Member]
Disaggregation Of Revenue [Line Items]
Noninterest income	237,207	224,126	194,646
Trading and Investment Banking [Member]
Disaggregation Of Revenue [Line Items]
Revenue (Expense) out of Scope of ASC 606	22,882	30,146	32,190
Noninterest income	23,201	30,939	32,945
Service Charges On Deposit Accounts [Member]
Disaggregation Of Revenue [Line Items]
Revenue (Expense) out of Scope of ASC 606	171	315	211
Noninterest income	85,167	86,056	83,879
Insurance Fees and Commissions [Member]
Disaggregation Of Revenue [Line Items]
Noninterest income	1,338	1,309	1,369
Brokerage Fees [Member]
Disaggregation Of Revenue [Line Items]
Noninterest income	43,019	12,171	24,350
Bankcard Fees [Member]
Disaggregation Of Revenue [Line Items]
Revenue (Expense) out of Scope of ASC 606	(33,535)	(33,238)	(29,065)
Noninterest income	73,451	64,576	60,544
Investment Securities Gains, Net [Member]
Disaggregation Of Revenue [Line Items]
Revenue (Expense) out of Scope of ASC 606	58,444	5,057	120,634
Noninterest income	58,444	5,057	120,634
Other [Member]
Disaggregation Of Revenue [Line Items]
Revenue (Expense) out of Scope of ASC 606	27,142	37,796	36,592
Noninterest income	32,406	42,941	41,799
Commercial Banking [Member]
Disaggregation Of Revenue [Line Items]
Revenue Scope of ASC 606	97,378	91,264	84,107
Noninterest income	122,614	84,417	192,230
Commercial Banking [Member] | Service Charges On Deposit Accounts [Member]
Disaggregation Of Revenue [Line Items]
Revenue Scope of ASC 606	34,399	33,350	30,470
Commercial Banking [Member] | Brokerage Fees [Member]
Disaggregation Of Revenue [Line Items]
Revenue Scope of ASC 606	230	107	245
Commercial Banking [Member] | Bankcard Fees [Member]
Disaggregation Of Revenue [Line Items]
Revenue Scope of ASC 606	61,939	56,918	52,257
Commercial Banking [Member] | Other [Member]
Disaggregation Of Revenue [Line Items]
Revenue Scope of ASC 606	810	889	1,135
Institutional Banking [Member]
Disaggregation Of Revenue [Line Items]
Revenue Scope of ASC 606	286,048	236,027	213,890
Noninterest income	323,794	273,483	254,874
Institutional Banking [Member] | Trust and Securities Processing [Member]
Disaggregation Of Revenue [Line Items]
Revenue Scope of ASC 606	183,724	164,480	131,249
Institutional Banking [Member] | Trading and Investment Banking [Member]
Disaggregation Of Revenue [Line Items]
Revenue Scope of ASC 606	319	793	755
Institutional Banking [Member] | Service Charges On Deposit Accounts [Member]
Disaggregation Of Revenue [Line Items]
Revenue Scope of ASC 606	43,054	45,934	46,611
Institutional Banking [Member] | Brokerage Fees [Member]
Disaggregation Of Revenue [Line Items]
Revenue Scope of ASC 606	35,141	4,069	16,075
Institutional Banking [Member] | Bankcard Fees [Member]
Disaggregation Of Revenue [Line Items]
Revenue Scope of ASC 606	21,998	19,117	17,731
Institutional Banking [Member] | Other [Member]
Disaggregation Of Revenue [Line Items]
Revenue Scope of ASC 606	1,812	1,634	1,469
Personal Banking [Member]
Disaggregation Of Revenue [Line Items]
Revenue Scope of ASC 606	95,703	99,808	101,607
Noninterest income	107,825	109,275	113,062
Personal Banking [Member] | Trust and Securities Processing [Member]
Disaggregation Of Revenue [Line Items]
Revenue Scope of ASC 606	53,483	59,646	63,397
Personal Banking [Member] | Service Charges On Deposit Accounts [Member]
Disaggregation Of Revenue [Line Items]
Revenue Scope of ASC 606	7,543	6,457	6,587
Personal Banking [Member] | Insurance Fees and Commissions [Member]
Disaggregation Of Revenue [Line Items]
Revenue Scope of ASC 606	1,338	1,309	1,369
Personal Banking [Member] | Brokerage Fees [Member]
Disaggregation Of Revenue [Line Items]
Revenue Scope of ASC 606	7,648	7,995	8,030
Personal Banking [Member] | Bankcard Fees [Member]
Disaggregation Of Revenue [Line Items]
Revenue Scope of ASC 606	23,049	21,779	19,621
Personal Banking [Member] | Other [Member]
Disaggregation Of Revenue [Line Items]
Revenue Scope of ASC 606	$ 2,642	$ 2,622	$ 2,603

Common Stock and Earnings Per_3

Common Stock and Earnings Per Share - Summary of Share Transactions (Detail) - shares	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Earnings Per Share [Abstract]
Shares Issued, Beginning Balance	55,056,730	55,056,730	55,056,730
Shares Issued, Ending Balance	55,056,730	55,056,730	55,056,730
Shares in Treasury, Beginning Balance	(6,625,925)	(7,050,344)	(5,959,124)
Accelerated Share Repurchase Program			(653,498)
Purchase of Treasury Stock	(341,785)	(67,671)	(563,830)
Sale of Treasury Stock	6,487	6,835	11,372
Issued for stock options and restricted stock	223,897	485,255	114,736
Shares in Treasury, Ending Balance	(6,737,326)	(6,625,925)	(7,050,344)

Common Stock and Earnings Per_4

Common Stock and Earnings Per Share - Additional Information (Detail) - USD ($)	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2022	Dec. 31, 2021
Class Of Stock [Line Items]
Common stock share repurchase program, number of shares authorized to be repurchased	2,000,000	2,000,000	2,000,000
Total number of shares repurchased	653,498
BAML Share Repurchase Agreement [Member]
Class Of Stock [Line Items]
Aggregate amount of common stock, shares to be repurchase	$ 30,000,000
Total number of shares repurchased	653,498

Common Stock and Earnings Per_5

Common Stock and Earnings Per Share - Shares Used in Calculation of Basic and Diluted Earnings (Detail) - shares	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Earnings Per Share [Abstract]
Weighted average basic common shares outstanding	48,340,922	48,271,462	48,137,791
Dilutive effect of stock options and restricted stock	406,477	466,830	205,959
Weighted average diluted common shares outstanding	48,747,399	48,738,292	48,343,750

Commitments, Contingencies an_3

Commitments, Contingencies and Guarantees - Additional Information (Detail)	12 Months Ended
	Dec. 31, 2022 USD ($) Activity	Dec. 31, 2021 USD ($) Activity	Dec. 31, 2020 USD ($) Activity	Dec. 31, 2019 USD ($)
Commitments and Contingencies Disclosure [Line Items]
Notional amount outstanding	$ 0	$ 0
Open futures contract positions and average	$ 0	$ 0
Net future activity | Activity	0	0	0
Average of contracts to purchase and to sell foreign currency	$ 13,800,000	$ 21,400,000
Net gains on foreign exchange contracts	3,400,000	2,600,000	$ 1,900,000
ACL for off-balance sheet credit exposures	3,088,000	2,588,000	5,588,000	$ 2,978,000
Provision for off-balance sheet credit exposures	(500,000)	3,000,000	$ (2,610,000)
Provision for Credit Losses [Member]
Commitments and Contingencies Disclosure [Line Items]
Provision for off-balance sheet credit exposures	500,000	3,000,000
Accrued Expenses and Taxes [Member]
Commitments and Contingencies Disclosure [Line Items]
ACL for off-balance sheet credit exposures	$ 3,100,000	2,600,000
Maximum [Member]
Commitments and Contingencies Disclosure [Line Items]
Standby letters of credit term	6 years
Standby letters of credit	$ 437,000,000	365,000,000
Minimum [Member]
Commitments and Contingencies Disclosure [Line Items]
Standby letters of credit term	3 months
Related Parties [Member]
Commitments and Contingencies Disclosure [Line Items]
Standby letters of credit	$ 25,500,000	$ 28,600,000

Commitments, Contingencies an_4

Commitments, Contingencies and Guarantees - Notional Amount of Off-Balance Sheet Financial Instruments (Detail) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Commitments to extend credit for loans (excluding credit card loans) [Member]
Commitments and Contingencies Disclosure [Line Items]
Contract or notional amount of off-balance sheet financial instruments	$ 12,988,231	$ 10,122,617
Commitments to extend credit under credit card loans [Member]
Commitments and Contingencies Disclosure [Line Items]
Contract or notional amount of off-balance sheet financial instruments	4,008,386	3,743,165
Commercial letters of credit [Member]
Commitments and Contingencies Disclosure [Line Items]
Contract or notional amount of off-balance sheet financial instruments	3,334	2,754
Standby letters of credit [Member]
Commitments and Contingencies Disclosure [Line Items]
Contract or notional amount of off-balance sheet financial instruments	436,965	365,030
Forward contracts [Member]
Commitments and Contingencies Disclosure [Line Items]
Contract or notional amount of off-balance sheet financial instruments	32,552	9,729
Spot foreign exchange contracts [Member]
Commitments and Contingencies Disclosure [Line Items]
Contract or notional amount of off-balance sheet financial instruments	$ 5,112	$ 2,946

Income Taxes - Additional Infor

Income Taxes - Additional Information (Detail) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Income Taxes [Line Items]
Effective income tax rates on continuing operations	18.90%	17.70%	15.50%
Statutory federal tax rate	21%
State net operating loss carry forwards	$ 544
Deferred tax assets, operating loss carryforwards	16,500
Valuation allowance	180	$ 1,335
Net operating loss carryforward, Valuation loss	13	514,000
Change in valuation allowance, unrealized deferred tax assets	167	821,000
Gross amount of unrecognized tax benefits	9,360	8,798	$ 6,717
Total amount of unrecognized tax benefits, net of associated deferred tax benefit that would impact effective tax rate, if recognized	7,400	$ 7,000
State Jurisdiction [Member]
Income Taxes [Line Items]
Valuation allowance	$ 1,200
Minimum [Member]
Income Taxes [Line Items]
State net operating loss carry forwards, expiration year	2023
Maximum [Member]
Income Taxes [Line Items]
State net operating loss carry forwards, expiration year	2041

Income Taxes - Components of In

Income Taxes - Components of Income Tax Expense (Benefit) from Continuing Operations (Detail) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Current tax
Federal	$ 92,673	$ 72,410	$ 49,053
State	13,964	16,356	8,171
Total current tax expense	106,637	88,766	57,224
Deferred tax
Federal	(3,998)	(9,872)	(4,045)
State	(2,310)	(2,852)	(791)
Total deferred tax benefit	(6,308)	(12,724)	(4,836)
Total tax expense	$ 100,329	$ 76,042	$ 52,388

Income Taxes - Reconciliation B

Income Taxes - Reconciliation Between Income Tax Expense and Amount Computed by Applying Federal Statutory Tax Rate from Continuing Operations (Detail) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Income Tax Disclosure [Abstract]
Statutory federal income tax expense	$ 111,722	$ 90,103	$ 71,167
Tax-exempt interest income	(20,206)	(20,635)	(20,914)
Tax-exempt life insurance related income	(723)	(2,631)	(3,420)
Meals, entertainment and related expenses	854	580	924
State and local income taxes, net of federal tax benefits	9,207	10,659	5,835
Equity-based compensation	(1,921)	(1,889)	(299)
Federal tax credits, net of amortization of LIHTC investments	(3,748)	(2,634)	(1,772)
Other	5,144	2,489	867
Total tax expense	$ 100,329	$ 76,042	$ 52,388

Income Taxes - Components of De

Income Taxes - Components of Deferred Tax Assets and Liabilities (Detail) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Deferred tax assets:
Net unrealized loss on securities available for sale	$ 248,001
Loans, principally due to allowance for credit losses	43,129	$ 45,029
Equity-based compensation	7,743	6,493
Accrued expenses	25,007	23,032
Deferred compensation	15,375	16,320
Miscellaneous	2,289	5,515
Total deferred tax assets before valuation allowance	341,544	96,389
Valuation allowance	(180)	(1,335)
Total deferred tax assets	341,364	95,054
Deferred tax liabilities:
Net unrealized gain on securities available for sale		(35,447)
Net unrealized gain on fair value hedges	(18,617)	(1,336)
Securities	(87)	(788)
Land, buildings and equipment	(33,036)	(37,370)
Original issue discount	(992)	(1,486)
Prepaid expenses	(5,862)	(4,359)
Partnership investments	(6,737)	(5,627)
Trust preferred securities	(6,912)	(7,250)
Intangibles	(17,225)	(20,067)
Miscellaneous	(3,471)	(3,426)
Total deferred tax liabilities	(92,939)	(117,156)
Net deferred tax (liability)		$ (22,102)
Net deferred tax asset	$ 248,425

Income Taxes - Reconciliation o

Income Taxes - Reconciliation of Unrecognized Tax Benefits (Detail) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021
Income Tax Disclosure [Abstract]
Unrecognized tax benefits - opening balance	$ 8,798	$ 6,717
Gross increases - tax positions in prior period		291
Gross decreases - tax positions in prior period	(63)
Gross increases - current-period tax positions	2,621	2,201
Lapse of statute of limitations	(1,996)	(411)
Unrecognized tax benefits - ending balance	$ 9,360	$ 8,798

Derivatives and Hedging Activ_3

Derivatives and Hedging Activities - Summary of Fair Value of Derivative Assets and Liabilities (Detail) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Derivatives, Fair Value [Line Items]
Derivative Assets, Fair Value	$ 48,121	$ 57,680
Derivative Assets, Fair Value	126,334	13,944
Derivatives not Designated as Hedging Instruments [Member]
Derivatives, Fair Value [Line Items]
Derivative Assets, Fair Value	47,638	57,134
Derivative Assets, Fair Value	126,231	13,944
Derivatives Designated as Hedging Instruments [Member]
Derivatives, Fair Value [Line Items]
Derivative Assets, Fair Value	483	$ 546
Derivative Assets, Fair Value	$ 103

Derivatives and Hedging Activ_4

Derivatives and Hedging Activities - Additional Information (Detail)	12 Months Ended
	Dec. 31, 2022 USD ($) Derivative	Dec. 31, 2021 USD ($) Derivative	Aug. 28, 2020 USD ($)
Derivative Instruments and Hedging Activities Disclosures [Line Items]
Hedging adjustments amortized through contractual maturity date in connection with terminated hedge	$ 58,100,000
Collateral posted for derivative instruments	0
Termination value of derivatives in net liability position	$ 0
Derivatives Designated as Hedging Instruments [Member] | Cash Flow Hedging [Member]
Derivative Instruments and Hedging Activities Disclosures [Line Items]
Interest rate hedging exposure to variability in future cash flows for forecasted transactions, maximum period	13 years 8 months 12 days
Interest Rate Swap [Member] | Derivatives Designated as Hedging Instruments [Member] | Fair Value Hedging [Member]
Derivative Instruments and Hedging Activities Disclosures [Line Items]
Derivative, notional amount	$ 254,600,000	$ 1,000,000,000
Number of interest rate swaps | Derivative	3	10
Interest Rate Swap [Member] | Derivatives Designated as Hedging Instruments [Member] | Cash Flow Hedging [Member]
Derivative Instruments and Hedging Activities Disclosures [Line Items]
Derivative, notional amount	$ 51,500,000	$ 51,500,000
Number of interest rate swaps | Derivative	2	2
Interest Rate Swap [Member] | Derivatives Designated as Hedging Instruments [Member] | Cash Flow Hedging [Member] | Interest Expense [Member]
Derivative Instruments and Hedging Activities Disclosures [Line Items]
Reclassification from AOCI to interest	$ 1,200,000
Interest Rate Swap [Member] | Derivatives not Designated as Hedging Instruments [Member]
Derivative Instruments and Hedging Activities Disclosures [Line Items]
Derivative, notional amount	$ 3,500,000,000	$ 2,900,000,000
Number of interest rate swaps | Derivative	230	188
Interest Rate Floor [Member] | Derivatives Designated as Hedging Instruments [Member] | Cash Flow Hedging [Member]
Derivative Instruments and Hedging Activities Disclosures [Line Items]
Derivative, notional amount			$ 750,000,000
Net asset fair value			$ 34,100,000
Unrealized gain on terminated interest rate floor remaining in AOCI, pre tax	$ 7,400,000	$ 12,300,000
Unrealized gain on terminated interest rate floor remaining in AOCI, net of tax	$ 5,600,000	$ 9,400,000
Unrealized gain reclassification to earnings, remaining term	1 year 8 months 12 days
Interest rate floor termination date	Aug. 28, 2020
Interest Rate Floor [Member] | Derivatives Designated as Hedging Instruments [Member] | Cash Flow Hedging [Member] | Increase To Interest Income [Member]
Derivative Instruments and Hedging Activities Disclosures [Line Items]
Reclassification from AOCI to interest	$ 4,700,000

Derivatives and Hedging Activ_5

Derivatives and Hedging Activities - Summary of Amount of Gain (Loss) Recognized in Other Non-Interest Expense in Consolidated Statements of Income Related to Derivative Assets and Liabilities (Detail) - Interest Rate Swap [Member] - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Derivatives not Designated as Hedging Instruments [Member]
Derivative Instruments, Gain (Loss) [Line Items]
Amount of Gain (Loss) Recognized	$ 423	$ 387	$ (720)
Derivatives Designated as Hedging Instruments [Member]
Derivative Instruments, Gain (Loss) [Line Items]
Amount of Gain (Loss) Recognized	492	(601)
Derivatives Designated as Hedging Instruments [Member] | Fair value adjustments on derivatives [Member]
Derivative Instruments, Gain (Loss) [Line Items]
Amount of Gain (Loss) Recognized	72,539	5,231	(139)
Derivatives Designated as Hedging Instruments [Member] | Fair Value Hedging [Member]
Derivative Instruments, Gain (Loss) [Line Items]
Amount of Gain (Loss) Recognized	$ (72,047)	$ (5,832)	$ 139

Derivatives and Hedging Activ_6

Derivatives and Hedging Activities - Summary of Effect of Hedges on AOCI in Consolidated Statements of Comprehensive Income Related to Company's Derivative Assets and Liabilities (Detail) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Derivative Instruments, Gain (Loss) [Line Items]
Gain (Loss) Recognized in OCI on Derivative	$ 12,608	$ 3,106	$ 20,979
Gain (Loss) Reclassified from AOCI into Earnings	5,353	3,352	1,905
Derivatives Designated as Hedging Instruments [Member] | Cash Flow Hedging [Member]
Derivative Instruments, Gain (Loss) [Line Items]
Gain (Loss) Recognized in OCI on Derivative	12,608	3,106	20,979
Gain (Loss) Recognized in OCI Included Component	12,608	3,106	27,506
Gain (Loss)Recognized in OCI Excluded Component			(6,527)
Gain (Loss) Reclassified from AOCI into Earnings	4,496	3,352	1,905
Gain (Loss) Reclassified from AOCI into Earnings Included Component	6,746	5,602	4,360
Gain (Loss) Reclassified from AOCI into Earnings Excluded Component	(2,250)	(2,250)	(2,455)
Derivatives Designated as Hedging Instruments [Member] | Interest Rate Floor [Member] | Cash Flow Hedging [Member]
Derivative Instruments, Gain (Loss) [Line Items]
Gain (Loss) Recognized in OCI on Derivative			28,390
Gain (Loss) Recognized in OCI Included Component			34,917
Gain (Loss)Recognized in OCI Excluded Component			(6,527)
Gain (Loss) Reclassified from AOCI into Earnings	4,998	4,696	2,943
Gain (Loss) Reclassified from AOCI into Earnings Included Component	7,248	6,946	5,398
Gain (Loss) Reclassified from AOCI into Earnings Excluded Component	(2,250)	(2,250)	(2,455)
Derivatives Designated as Hedging Instruments [Member] | Interest Rate Swap [Member] | Cash Flow Hedging [Member]
Derivative Instruments, Gain (Loss) [Line Items]
Gain (Loss) Recognized in OCI on Derivative	12,608	3,106	(7,411)
Gain (Loss) Recognized in OCI Included Component	12,608	3,106	(7,411)
Gain (Loss) Reclassified from AOCI into Earnings	(502)	(1,344)	(1,038)
Gain (Loss) Reclassified from AOCI into Earnings Included Component	$ (502)	$ (1,344)	$ (1,038)

Disclosures About Fair Value _3

Disclosures About Fair Value of Financial Instruments - Assets and Liabilities Measured at Fair Value on Recurring Basis (Detail) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Trading securities	$ 17,980	$ 31,875
Securities available for sale	7,006,347	11,976,514
Derivative Assets, Fair Value	48,121	57,680
Derivative Liabilities, Fair Value	126,334	13,944
Securities sold not yet purchased	3,500	3,200
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Trading securities	2,384	5,985
Securities available for sale	1,144,570	387,020
Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Trading securities	15,596	25,890
Securities available for sale	5,861,777	11,589,494
U.S. Treasury [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	777,070	69,174
U.S. Agencies [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	171,296	124,932
Mortgage-backed [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	3,982,122	7,965,055
State and political subdivisions [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	1,362,407	3,422,688
Corporates [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	367,500	317,846
Fair Value Measurement, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Trading securities	17,980	31,875
Securities available for sale	7,006,347	11,976,514
Equity securities with readily determinable fair values	10,782	64,149
Company-owned life insurance	56,769	65,245
Bank-owned life insurance	510,293	498,373
Derivative Assets, Fair Value	48,121	57,680
Total	7,650,292	12,693,836
Derivative Liabilities, Fair Value	126,334	13,944
Securities sold not yet purchased	3,503	3,197
Total	129,837	17,141
Fair Value Measurement, Recurring [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Trading securities	2,384	5,985
Securities available for sale	1,144,570	387,020
Equity securities with readily determinable fair values	10,782	64,149
Total	1,157,736	457,154
Fair Value Measurement, Recurring [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Trading securities	15,596	25,890
Securities available for sale	5,861,777	11,589,494
Company-owned life insurance	56,769	65,245
Bank-owned life insurance	510,293	498,373
Derivative Assets, Fair Value	48,121	57,680
Total	6,492,556	12,236,682
Derivative Liabilities, Fair Value	126,334	13,944
Securities sold not yet purchased	3,503	3,197
Total	129,837	17,141
Fair Value Measurement, Recurring [Member] | Collateralized Loan Obligations [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	345,952
Fair Value Measurement, Recurring [Member] | Collateralized Loan Obligations [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	345,952
Fair Value Measurement, Recurring [Member] | Trading - other [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Trading securities	780	360
Fair Value Measurement, Recurring [Member] | Trading - other [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Trading securities	780	360
Fair Value Measurement, Recurring [Member] | Collateralized Loan Obligations [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale		76,819
Fair Value Measurement, Recurring [Member] | Collateralized Loan Obligations [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale		76,819
Fair Value Measurement, Recurring [Member] | U.S. Treasury [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Trading securities	580	1,625
Securities available for sale	777,070	69,174
Fair Value Measurement, Recurring [Member] | U.S. Treasury [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Trading securities	580	1,625
Securities available for sale	777,070	69,174
Fair Value Measurement, Recurring [Member] | U.S. Agencies [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Trading securities	7,558	2,159
Securities available for sale	171,296	124,932
Fair Value Measurement, Recurring [Member] | U.S. Agencies [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Trading securities	7,558	2,159
Securities available for sale	171,296	124,932
Fair Value Measurement, Recurring [Member] | Mortgage-backed [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Trading securities		2,060
Securities available for sale	3,982,122	7,965,055
Fair Value Measurement, Recurring [Member] | Mortgage-backed [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Trading securities		2,060
Securities available for sale	3,982,122	7,965,055
Fair Value Measurement, Recurring [Member] | State and political subdivisions [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Trading securities	8,038	21,671
Securities available for sale	1,362,407	3,422,688
Fair Value Measurement, Recurring [Member] | State and political subdivisions [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Trading securities	8,038	21,671
Securities available for sale	1,362,407	3,422,688
Fair Value Measurement, Recurring [Member] | Corporates [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Trading securities	1,024	4,000
Securities available for sale	367,500	317,846
Fair Value Measurement, Recurring [Member] | Corporates [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Trading securities	1,024	4,000
Securities available for sale	$ 367,500	$ 317,846

Disclosures About Fair Value _4

Disclosures About Fair Value of Financial Instruments - Assets Measured at Fair Value on Non-Recurring Basis (Detail) - Fair Value, Measurements, Non-Recurring [Member] - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value	$ 4,441	$ 46,979
Total Gains (Losses)Recognized	(2,998)	1,521
Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value	4,441	46,979
Collateral Dependent Assets
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value	4,373	46,979
Total Gains (Losses)Recognized	(2,998)	1,521
Collateral Dependent Assets | Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value	4,373	$ 46,979
Other real estate owned [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value	68
Other real estate owned [Member] | Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value	$ 68

Disclosures About Fair Value _5

Disclosures About Fair Value of Financial Instruments - Estimated Fair Value of Financial Instruments (Detail) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Cash and short-term investments	$ 2,638,384	$ 10,472,084
Securities available for sale	7,006,347	11,976,514
Total held to maturity securities	5,861,599	1,480,416
Trading securities	17,980	31,875
Other securities	349,758	327,098
Loans (exclusive of allowance for credit/loan losses)	$ 21,033,167	$ 17,172,148
Derivative Asset, Current, Statement of Financial Position [Extensible Enumeration]	Other assets	Other assets
Derivatives	$ 48,121	$ 57,680
Demand and savings deposits	31,721,995	34,748,286
Time deposits	917,138	851,641
Other borrowings	2,222,167	3,238,435
Long-term debt	$ 381,311	$ 271,544
Derivative Liability, Current, Statement of Financial Position [Extensible Enumeration]	Other liabilities	Other liabilities
Derivatives	$ 126,334	$ 13,944
Estimate of Fair Value Measurement [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Cash and short-term investments	2,638,384	10,472,084
Securities available for sale	7,006,347	11,976,514
Total held to maturity securities	5,280,659	1,442,391
Trading securities	17,980	31,875
Other securities	349,758	327,098
Loans (exclusive of allowance for credit/loan losses)	20,816,899	17,506,662
Derivatives	48,121	57,680
Demand and savings deposits	31,721,995	34,748,286
Time deposits	917,138	851,641
Other borrowings	2,222,167	3,238,435
Long-term debt	418,737	285,961
Derivatives	126,334	13,944
Commitments to extend credit for loans	9,260	7,841
Commercial letters of credit	185	179
Standby letters of credit	3,982	3,553
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Cash and short-term investments	1,686,787	9,255,727
Securities available for sale	1,144,570	387,020
Trading securities	2,384	5,985
Other securities	10,782	64,149
Demand and savings deposits	31,721,995	34,748,286
Other borrowings	62,480	12,597
Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Cash and short-term investments	951,597	1,216,357
Securities available for sale	5,861,777	11,589,494
Total held to maturity securities	5,280,659	1,442,391
Trading securities	15,596	25,890
Other securities	338,976	262,949
Loans (exclusive of allowance for credit/loan losses)	20,816,899	17,506,662
Derivatives	48,121	57,680
Time deposits	917,138	851,641
Other borrowings	2,159,687	3,225,838
Long-term debt	418,737	285,961
Derivatives	$ 126,334	$ 13,944

Parent Company Financial Info_3

Parent Company Financial Information - Schedule of Parent Company Balance Sheets (Detail) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
ASSETS
Goodwill on purchased affiliates	$ 207,385	$ 174,518	$ 180,867
Investment securities and other	13,233,277	13,813,963
Total assets	38,512,461	42,693,484
LIABILITIES AND SHAREHOLDERS' EQUITY
Long-term debt	381,311	271,544
Total liabilities	35,845,368	39,548,060
Shareholders' equity	2,667,093	3,145,424	$ 3,016,948	$ 2,606,440
Total liabilities and shareholders' equity	38,512,461	42,693,484
Parent Company [Member]
ASSETS
Investment in subsidiaries: Banks	2,685,783	2,970,227
Investment in subsidiaries: Non-banks	178,973	169,123
Total investment in subsidiaries	2,864,756	3,139,350
Goodwill on purchased affiliates	5,011	5,011
Cash	139,058	185,372
Investment securities and other	106,294	155,196
Total assets	3,115,119	3,484,929
LIABILITIES AND SHAREHOLDERS' EQUITY
Long-term debt	381,311	271,544
Accrued expenses and other	66,715	67,961
Total liabilities	448,026	339,505
Shareholders' equity	2,667,093	3,145,424
Total liabilities and shareholders' equity	$ 3,115,119	$ 3,484,929

Parent Company Financial Info_4

Parent Company Financial Information - Schedule of Parent Company Statements of Income and Comprehensive Income (Detail) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
EXPENSE
Salaries and employee benefits	$ 524,431	$ 504,442	$ 495,464
Income tax expense	100,329	76,042	52,388
NET INCOME	431,682	353,018	286,502
Other comprehensive (loss) income	(829,049)	(192,026)	235,160
Comprehensive (loss) income	(397,367)	160,992	521,662
Parent Company [Member]
INCOME
Dividends and income received from subsidiaries	57,000	129,217	78,360
Service fees from subsidiaries	74,472	60,346	49,191
Other	55,988	12,771	9,241
Total income	187,460	202,334	136,792
EXPENSE
Salaries and employee benefits	60,094	62,109	56,919
Other	35,943	31,022	22,657
Total expense	96,037	93,131	79,576
Income before income taxes and equity in undistributed earnings of subsidiaries	91,423	109,203	57,216
Income tax expense	10,958	(10,322)	(6,230)
Income before equity in undistributed earnings of subsidiaries	80,465	119,525	63,446
Banks	344,567	263,084	234,014
Non-Banks	6,650	(29,591)	(10,958)
NET INCOME	431,682	353,018	286,502
Other comprehensive (loss) income	(829,049)	(192,026)	235,160
Comprehensive (loss) income	$ (397,367)	$ 160,992	$ 521,662

Parent Company Financial Info_5

Parent Company Financial Information - Schedule of Parent Company Statements of Cash Flows (Detail) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
OPERATING ACTIVITIES
Net income	$ 431,682	$ 353,018	$ 286,502
Depreciation and amortization	54,022	55,747	62,803
Amortization of debt issuance costs	556	450	131
Equity based compensation	21,491	21,208	15,120
Changes in other assets and liabilities, net	301,217	102,155	(127,746)
Net cash provided by operating activities	769,554	534,082	373,598
INVESTING ACTIVITIES
Net cash used in investing activities	(3,845,385)	(4,235,490)	(4,491,087)
FINANCING ACTIVITIES
Cash dividends paid	(72,030)	(66,750)	(60,281)
Proceeds from short-term debt			15,000
Repayment of short-term debt			(15,000)
Proceeds from long-term debt	110,000		200,000
Payment of debt issuance costs	(2,129)		(2,250)
Purchases of treasury stock	(31,997)	(5,506)	(63,766)
Net cash (used in) provided by financing activities	(4,580,859)	9,418,406	5,945,885
(Decrease) increase in cash and cash equivalents	(7,656,690)	5,716,998	1,828,396
Cash and cash equivalents at beginning of period	9,214,564
Cash and cash equivalents at end of period	1,557,874	9,214,564
Parent Company [Member]
OPERATING ACTIVITIES
Net income	431,682	353,018	286,502
Equity in earnings of subsidiaries	(408,217)	(362,709)	(301,415)
Dividends received from subsidiaries	57,000	129,217	78,360
Depreciation and amortization	12	15	15
Amortization of debt issuance costs	556	450	131
Equity based compensation	21,491	21,208	15,120
Changes in other assets and liabilities, net	12,522	(4,049)	(1,724)
Net cash provided by operating activities	115,046	137,150	76,989
INVESTING ACTIVITIES
Net capital investment in subsidiaries	(207,575)	(60,264)	(96,678)
Net decrease (increase) in investment securities	40,235	(11,051)	(29,648)
Net cash used in investing activities	(167,340)	(71,315)	(126,326)
FINANCING ACTIVITIES
Cash dividends paid	(72,030)	(66,750)	(60,281)
Proceeds from short-term debt			15,000
Repayment of short-term debt			(15,000)
Proceeds from long-term debt	110,000		200,000
Payment of debt issuance costs	(2,129)		(2,250)
Proceeds from exercise of stock options and sales of treasury stock	2,136	19,048	5,186
Purchases of treasury stock	(31,997)	(5,506)	(63,766)
Net cash (used in) provided by financing activities	5,980	(53,208)	78,889
(Decrease) increase in cash and cash equivalents	(46,314)	12,627	29,552
Cash and cash equivalents at beginning of period	185,372	172,745	143,193
Cash and cash equivalents at end of period	$ 139,058	$ 185,372	$ 172,745