Courier Capital 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
22ND CENTY GROUP INC	COM	90137F103	245,762	319,587	SH		SOLE	0	0	0	319,587
3M CO	COM	88579Y101	2,170,784	20,652	SH		SOLE	0	0	0	20,652
ABBOTT LABS	COM	002824100	2,518,722	24,874	SH		SOLE	0	0	0	24,874
ABBVIE INC	COM	00287Y109	3,066,365	19,241	SH		SOLE	0	0	0	19,241
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	381,842	1,336	SH		SOLE	0	0	0	1,336
ADOBE SYSTEMS INCORPORATED	COM	00724F101	474,005	1,230	SH		SOLE	0	0	0	1,230
ADVANCED MICRO DEVICES INC	COM	007903107	863,664	8,812	SH		SOLE	0	0	0	8,812
AGILENT TECHNOLOGIES INC	COM	00846U101	239,912	1,734	SH		SOLE	0	0	0	1,734
AIR PRODS & CHEMS INC	COM	009158106	453,792	1,580	SH		SOLE	0	0	0	1,580
ALLSTATE CORP	COM	020002101	652,006	5,884	SH		SOLE	0	0	0	5,884
ALPHABET INC	CAP STK CL A	02079K305	1,383,240	13,335	SH		SOLE	0	0	0	13,335
ALPHABET INC	CAP STK CL C	02079K107	10,237,552	98,438	SH		SOLE	0	0	0	98,438
ALPHATEC HLDGS INC	COM NEW	02081G201	297,960	19,100	SH		SOLE	0	0	0	19,100
ALPS ETF TR	ALERIAN MLP	00162Q452	336,525	8,707	SH		SOLE	0	0	0	8,707
ALTRIA GROUP INC	COM	02209S103	234,790	5,262	SH		SOLE	0	0	0	5,262
AMAZON COM INC	COM	023135106	6,306,784	61,059	SH		SOLE	0	0	0	61,059
AMERICAN EXPRESS CO	COM	025816109	2,694,458	16,335	SH		SOLE	0	0	0	16,335
AMERICAN INTL GROUP INC	COM NEW	026874784	394,571	7,835	SH		SOLE	0	0	0	7,835
AMERIPRISE FINL INC	COM	03076C106	223,745	730	SH		SOLE	0	0	0	730
AMGEN INC	COM	031162100	8,678,341	35,898	SH		SOLE	0	0	0	35,898
AMPHENOL CORP NEW	CL A	032095101	214,515	2,625	SH		SOLE	0	0	0	2,625
AMPIO PHARMACEUTICALS INC	COM NEW	03209T208	5,113	21,943	SH		SOLE	0	0	0	21,943
ANALOG DEVICES INC	COM	032654105	529,141	2,683	SH		SOLE	0	0	0	2,683
APA CORPORATION	COM	03743Q108	299,298	8,300	SH		SOLE	0	0	0	8,300
APPLE INC	COM	037833100	50,616,907	306,955	SH		SOLE	0	0	0	306,955
APPLIED MATLS INC	COM	038222105	647,999	5,276	SH		SOLE	0	0	0	5,276
ASTRAZENECA PLC	SPONSORED ADR	046353108	674,457	9,717	SH		SOLE	0	0	0	9,717
AT&T INC	COM	00206R102	1,342,580	69,744	SH		SOLE	0	0	0	69,744
AUTOMATIC DATA PROCESSING IN	COM	053015103	1,985,414	8,918	SH		SOLE	0	0	0	8,918
AVERY DENNISON CORP	COM	053611109	615,877	3,442	SH		SOLE	0	0	0	3,442
BANK AMERICA CORP	COM	060505104	3,692,547	129,110	SH		SOLE	0	0	0	129,110
BANK NEW YORK MELLON CORP	COM	064058100	519,683	11,437	SH		SOLE	0	0	0	11,437
BECTON DICKINSON & CO	COM	075887109	1,734,527	7,007	SH		SOLE	0	0	0	7,007
BERKSHIRE HATHAWAY INC DEL	CL A	084670108	1,396,800	3	SH		SOLE	0	0	0	3
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	1,358,125	4,399	SH		SOLE	0	0	0	4,399
BIOGEN INC	COM	09062X103	293,600	1,056	SH		SOLE	0	0	0	1,056
BLACKSTONE INC	COM	09260D107	294,264	3,350	SH		SOLE	0	0	0	3,350
BOEING CO	COM	097023105	5,314,999	25,020	SH		SOLE	0	0	0	25,020
BP PLC	SPONSORED ADR	055622104	781,488	20,598	SH		SOLE	0	0	0	20,598
BRISTOL-MYERS SQUIBB CO	COM	110122108	2,939,992	42,418	SH		SOLE	0	0	0	42,418
BROADCOM INC	COM	11135F101	605,614	944	SH		SOLE	0	0	0	944
CANADIAN NATL RY CO	COM	136375102	204,088	1,730	SH		SOLE	0	0	0	1,730
CARRIER GLOBAL CORPORATION	COM	14448C104	578,495	12,645	SH		SOLE	0	0	0	12,645
CATERPILLAR INC	COM	149123101	872,571	3,813	SH		SOLE	0	0	0	3,813
CHEVRON CORP NEW	COM	166764100	7,795,218	47,777	SH		SOLE	0	0	0	47,777
CHUBB LIMITED	COM	H1467J104	341,368	1,758	SH		SOLE	0	0	0	1,758
CHURCH & DWIGHT CO INC	COM	171340102	306,429	3,466	SH		SOLE	0	0	0	3,466
CISCO SYS INC	COM	17275R102	7,108,982	135,992	SH		SOLE	0	0	0	135,992
CITIGROUP INC	COM NEW	172967424	2,112,676	45,056	SH		SOLE	0	0	0	45,056
CLEVELAND-CLIFFS INC NEW	COM	185899101	847,763	46,250	SH		SOLE	0	0	0	46,250
CLOROX CO DEL	COM	189054109	547,669	3,461	SH		SOLE	0	0	0	3,461
COCA COLA CO	COM	191216100	1,558,844	25,130	SH		SOLE	0	0	0	25,130
COLGATE PALMOLIVE CO	COM	194162103	962,822	12,812	SH		SOLE	0	0	0	12,812
COMCAST CORP NEW	CL A	20030N101	2,595,584	68,467	SH		SOLE	0	0	0	68,467
CONAGRA BRANDS INC	COM	205887102	241,248	6,423	SH		SOLE	0	0	0	6,423
CONOCOPHILLIPS	COM	20825C104	1,066,408	10,749	SH		SOLE	0	0	0	10,749
CONSOLIDATED EDISON INC	COM	209115104	430,826	4,503	SH		SOLE	0	0	0	4,503
CORNING INC	COM	219350105	737,599	20,907	SH		SOLE	0	0	0	20,907
CORTEVA INC	COM	22052L104	298,050	4,942	SH		SOLE	0	0	0	4,942
COSTAR GROUP INC	COM	22160N109	207,583	3,015	SH		SOLE	0	0	0	3,015
COSTCO WHSL CORP NEW	COM	22160K105	4,411,336	8,878	SH		SOLE	0	0	0	8,878
CSX CORP	COM	126408103	625,956	20,907	SH		SOLE	0	0	0	20,907
CVS HEALTH CORP	COM	126650100	4,142,708	55,749	SH		SOLE	0	0	0	55,749
DANAHER CORPORATION	COM	235851102	485,177	1,925	SH		SOLE	0	0	0	1,925
DEERE & CO	COM	244199105	464,903	1,126	SH		SOLE	0	0	0	1,126
DIAGEO PLC	SPON ADR NEW	25243Q205	2,840,968	15,680	SH		SOLE	0	0	0	15,680
DISNEY WALT CO	COM	254687106	5,435,757	54,287	SH		SOLE	0	0	0	54,287
DOVER CORP	COM	260003108	208,462	1,372	SH		SOLE	0	0	0	1,372
DOW INC	COM	260557103	505,997	9,230	SH		SOLE	0	0	0	9,230
DUPONT DE NEMOURS INC	COM	26614N102	465,632	6,488	SH		SOLE	0	0	0	6,488
EATON CORP PLC	SHS	G29183103	317,881	1,855	SH		SOLE	0	0	0	1,855
ECOLAB INC	COM	278865100	493,445	2,981	SH		SOLE	0	0	0	2,981
ELEVANCE HEALTH INC	COM	036752103	266,690	580	SH		SOLE	0	0	0	580
EMERSON ELEC CO	COM	291011104	1,606,949	18,441	SH		SOLE	0	0	0	18,441
ENBRIDGE INC	COM	29250N105	210,245	5,511	SH		SOLE	0	0	0	5,511
ERIE INDTY CO	CL A	29530P102	694,980	3,000	SH		SOLE	0	0	0	3,000
EXXON MOBIL CORP	COM	30231G102	6,978,749	63,640	SH		SOLE	0	0	0	63,640
FEDEX CORP	COM	31428X106	818,451	3,582	SH		SOLE	0	0	0	3,582
FINANCIAL INSTNS INC	COM	317585404	288,699	14,974	SH		SOLE	0	0	0	14,974
FISERV INC	COM	337738108	210,575	1,863	SH		SOLE	0	0	0	1,863
FLEXSHARES TR	GLB QLT R/E IDX	33939L787	277,827	5,242	SH		SOLE	0	0	0	5,242
FLEXSHARES TR	QLT DIV DEF IDX	33939L845	1,022,577	19,317	SH		SOLE	0	0	0	19,317
FLEXSHARES TR	IBOXX 3R TARGT	33939L506	266,233	11,015	SH		SOLE	0	0	0	11,015
FORD MTR CO DEL	COM	345370860	305,474	24,244	SH		SOLE	0	0	0	24,244
GE HEALTHCARE TECHNOLOGIES I	COMMON STOCK	36266G107	381,111	4,646	SH		SOLE	0	0	0	4,646
GENERAL ELECTRIC CO	COM NEW	369604301	823,518	8,614	SH		SOLE	0	0	0	8,614
GENERAL MLS INC	COM	370334104	434,991	5,090	SH		SOLE	0	0	0	5,090
GOLDMAN SACHS GROUP INC	COM	38141G104	1,180,771	3,610	SH		SOLE	0	0	0	3,610
HERSHEY CO	COM	427866108	553,133	2,174	SH		SOLE	0	0	0	2,174
HESS CORP	COM	42809H107	270,106	2,041	SH		SOLE	0	0	0	2,041
HOME DEPOT INC	COM	437076102	2,123,093	7,194	SH		SOLE	0	0	0	7,194
HONEYWELL INTL INC	COM	438516106	1,838,192	9,618	SH		SOLE	0	0	0	9,618
HSBC HLDGS PLC	SPON ADR NEW	404280406	303,894	8,904	SH		SOLE	0	0	0	8,904
ILLINOIS TOOL WKS INC	COM	452308109	230,547	947	SH		SOLE	0	0	0	947
INTEL CORP	COM	458140100	4,922,381	150,670	SH		SOLE	0	0	0	150,670
INTERNATIONAL BUSINESS MACHS	COM	459200101	3,108,471	23,712	SH		SOLE	0	0	0	23,712
INTERPUBLIC GROUP COS INC	COM	460690100	202,511	5,438	SH		SOLE	0	0	0	5,438
INVESCO EXCH TRD SLF IDX FD	BULSHS 2023 CB	46138J866	5,317,511	252,254	SH		SOLE	0	0	0	252,254
INVESCO EXCH TRD SLF IDX FD	BULSHS 2024 CB	46138J841	3,902,832	189,550	SH		SOLE	0	0	0	189,550
INVESCO QQQ TR	UNIT SER 1	46090E103	3,024,444	9,424	SH		SOLE	0	0	0	9,424
IQVIA HLDGS INC	COM	46266C105	274,269	1,379	SH		SOLE	0	0	0	1,379
ISHARES INC	CORE MSCI EMKT	46434G103	252,196	5,169	SH		SOLE	0	0	0	5,169
ISHARES TR	MSCI USA SZE FT	46432F370	200,362	1,700	SH		SOLE	0	0	0	1,700
ISHARES TR	MSCI USA MIN VOL	46429B697	911,141	12,526	SH		SOLE	0	0	0	12,526
ISHARES TR	FLTG RATE NT ETF	46429B655	3,732,669	74,076	SH		SOLE	0	0	0	74,076
ISHARES TR	MSCI EAFE MIN VL	46429B689	1,330,878	19,673	SH		SOLE	0	0	0	19,673
ISHARES TR	0-5 YR TIPS ETF	46429B747	11,295,624	113,833	SH		SOLE	0	0	0	113,833
ISHARES TR	EXPONENTIAL TECH	46434V381	680,568	12,914	SH		SOLE	0	0	0	12,914
ISHARES TR	CORE MSCI EAFE	46432F842	723,718	10,826	SH		SOLE	0	0	0	10,826
ISHARES TR	DEVSMCP EXNA ETF	464288497	4,093,827	76,735	SH		SOLE	0	0	0	76,735
ISHARES TR	MBS ETF	464288588	575,390	6,074	SH		SOLE	0	0	0	6,074
ISHARES TR	ISHS 1-5YR INVS	464288646	2,716,534	53,750	SH		SOLE	0	0	0	53,750
ISHARES TR	INTL DEV RE ETF	464288489	2,884,699	139,156	SH		SOLE	0	0	0	139,156
ISHARES TR	INTRM GOV CR ETF	464288612	415,243	3,974	SH		SOLE	0	0	0	3,974
ISHARES TR	TIPS BD ETF	464287176	1,769,954	16,054	SH		SOLE	0	0	0	16,054
ISHARES TR	EAFE VALUE ETF	464288877	265,605	5,473	SH		SOLE	0	0	0	5,473
ISHARES TR	CORE S&P MCP ETF	464287507	13,797,908	55,156	SH		SOLE	0	0	0	55,156
ISHARES TR	S&P MC 400VL ETF	464287705	20,166,408	196,229	SH		SOLE	0	0	0	196,229
ISHARES TR	S&P MC 400GR ETF	464287606	15,566,207	217,679	SH		SOLE	0	0	0	217,679
ISHARES TR	CORE S&P SCP ETF	464287804	5,134,228	53,094	SH		SOLE	0	0	0	53,094
ISHARES TR	SP SMCP600VL ETF	464287879	1,474,524	15,755	SH		SOLE	0	0	0	15,755
ISHARES TR	S&P SML 600 GWT	464287887	1,260,049	11,461	SH		SOLE	0	0	0	11,461
ISHARES TR	S&P 500 VAL ETF	464287408	46,990,356	309,636	SH		SOLE	0	0	0	309,636
ISHARES TR	CORE S&P500 ETF	464287200	51,643,670	125,629	SH		SOLE	0	0	0	125,629
ISHARES TR	S&P 500 GRWT ETF	464287309	69,260,847	1,084,064	SH		SOLE	0	0	0	1,084,064
ISHARES TR	RUS 1000 ETF	464287622	836,654	3,715	SH		SOLE	0	0	0	3,715
ISHARES TR	RUS 1000 VAL ETF	464287598	701,919	4,610	SH		SOLE	0	0	0	4,610
ISHARES TR	RUS 1000 GRW ETF	464287614	1,141,998	4,674	SH		SOLE	0	0	0	4,674
ISHARES TR	RUSSELL 2000 ETF	464287655	10,377,806	58,172	SH		SOLE	0	0	0	58,172
ISHARES TR	RUS 2000 VAL ETF	464287630	20,138,109	146,972	SH		SOLE	0	0	0	146,972
ISHARES TR	U.S. REAL ES ETF	464287739	4,339,144	51,109	SH		SOLE	0	0	0	51,109
ISHARES TR	RUS 2000 GRW ETF	464287648	10,147,427	44,738	SH		SOLE	0	0	0	44,738
ISHARES TR	MSCI EAFE ETF	464287465	17,941,624	250,862	SH		SOLE	0	0	0	250,862
ISHARES TR	RUS MID CAP ETF	464287499	2,294,607	32,818	SH		SOLE	0	0	0	32,818
ISHARES TR	RUS MD CP GR ETF	464287481	3,240,834	35,594	SH		SOLE	0	0	0	35,594
ISHARES TR	RUS MDCP VAL ETF	464287473	1,177,585	11,088	SH		SOLE	0	0	0	11,088
ISHARES TR	GLOBAL TECH ETF	464287291	2,929,950	53,899	SH		SOLE	0	0	0	53,899
ISHARES TR	U.S. TECH ETF	464287721	408,364	4,400	SH		SOLE	0	0	0	4,400
ISHARES TR	ISHARES BIOTECH	464287556	1,105,868	8,562	SH		SOLE	0	0	0	8,562
ISHARES TR	MSCI EMG MKT ETF	464287234	996,641	25,257	SH		SOLE	0	0	0	25,257
ISHARES U S ETF TR	BLACKROCK ST MAT	46431W507	538,358	10,854	SH		SOLE	0	0	0	10,854
ITT INC	COM	45073V108	250,960	2,908	SH		SOLE	0	0	0	2,908
J P MORGAN EXCHANGE TRADED F	EQUITY PREMIUM	46641Q332	437,510	8,013	SH		SOLE	0	0	0	8,013
JANUS DETROIT STR TR	HENDRSN SHRT ETF	47103U886	21,147,043	442,870	SH		SOLE	0	0	0	442,870
JOHNSON & JOHNSON	COM	478160104	11,863,353	76,538	SH		SOLE	0	0	0	76,538
JPMORGAN CHASE & CO	COM	46625H100	10,334,324	79,306	SH		SOLE	0	0	0	79,306
KIMBERLY-CLARK CORP	COM	494368103	2,258,222	16,825	SH		SOLE	0	0	0	16,825
KLA CORP	COM NEW	482480100	223,535	560	SH		SOLE	0	0	0	560
KRAFT HEINZ CO	COM	500754106	435,192	11,254	SH		SOLE	0	0	0	11,254
LAMB WESTON HLDGS INC	COM	513272104	204,964	1,961	SH		SOLE	0	0	0	1,961
LIFE STORAGE INC	COM	53223X107	6,886,551	52,533	SH		SOLE	0	0	0	52,533
LILLY ELI & CO	COM	532457108	408,522	1,190	SH		SOLE	0	0	0	1,190
LINDE PLC	SHS	G54950103	6,599,288	18,568	SH		SOLE	0	0	0	18,568
LOCKHEED MARTIN CORP	COM	539830109	5,813,161	12,297	SH		SOLE	0	0	0	12,297
LOWES COS INC	COM	548661107	4,164,975	20,828	SH		SOLE	0	0	0	20,828
M & T BK CORP	COM	55261F104	3,882,429	32,470	SH		SOLE	0	0	0	32,470
MARATHON PETE CORP	COM	56585A102	434,342	3,221	SH		SOLE	0	0	0	3,221
MCDONALDS CORP	COM	580135101	2,712,606	9,701	SH		SOLE	0	0	0	9,701
MCKESSON CORP	COM	58155Q103	522,681	1,468	SH		SOLE	0	0	0	1,468
MEDTRONIC PLC	SHS	G5960L103	2,780,133	34,484	SH		SOLE	0	0	0	34,484
MERCK & CO INC	COM	58933Y105	6,346,486	59,653	SH		SOLE	0	0	0	59,653
META PLATFORMS INC	CL A	30303M102	428,543	2,022	SH		SOLE	0	0	0	2,022
MICROCHIP TECHNOLOGY INC.	COM	595017104	235,512	2,811	SH		SOLE	0	0	0	2,811
MICRON TECHNOLOGY INC	COM	595112103	513,795	8,515	SH		SOLE	0	0	0	8,515
MICROSOFT CORP	COM	594918104	21,620,742	74,994	SH		SOLE	0	0	0	74,994
MONDELEZ INTL INC	CL A	609207105	3,650,481	52,359	SH		SOLE	0	0	0	52,359
MOOG INC	CL A	615394202	501,836	4,981	SH		SOLE	0	0	0	4,981
MORGAN STANLEY	COM NEW	617446448	1,661,352	18,922	SH		SOLE	0	0	0	18,922
NATIONAL FUEL GAS CO	COM	636180101	721,036	12,488	SH		SOLE	0	0	0	12,488
NEXTERA ENERGY INC	COM	65339F101	418,853	5,434	SH		SOLE	0	0	0	5,434
NICOLET BANKSHARES INC	COM	65406E102	253,272	4,017	SH		SOLE	0	0	0	4,017
NIKE INC	CL B	654106103	219,675	1,791	SH		SOLE	0	0	0	1,791
NORFOLK SOUTHN CORP	COM	655844108	539,116	2,543	SH		SOLE	0	0	0	2,543
NORTHROP GRUMMAN CORP	COM	666807102	1,345,452	2,914	SH		SOLE	0	0	0	2,914
NORTHWEST BANCSHARES INC MD	COM	667340103	147,187	12,235	SH		SOLE	0	0	0	12,235
NOVARTIS AG	SPONSORED ADR	66987V109	316,817	3,444	SH		SOLE	0	0	0	3,444
NUVEEN NEW YORK AMT QLT MUNI	COM	670656107	105,700	10,000	SH		SOLE	0	0	0	10,000
NVIDIA CORPORATION	COM	67066G104	405,544	1,460	SH		SOLE	0	0	0	1,460
OCCIDENTAL PETE CORP	COM	674599105	214,634	3,438	SH		SOLE	0	0	0	3,438
ORACLE CORP	COM	68389X105	4,560,622	49,081	SH		SOLE	0	0	0	49,081
OTIS WORLDWIDE CORP	COM	68902V107	403,685	4,783	SH		SOLE	0	0	0	4,783
PARKER-HANNIFIN CORP	COM	701094104	311,574	927	SH		SOLE	0	0	0	927
PAYCHEX INC	COM	704326107	3,044,313	26,567	SH		SOLE	0	0	0	26,567
PAYPAL HLDGS INC	COM	70450Y103	321,302	4,231	SH		SOLE	0	0	0	4,231
PEPSICO INC	COM	713448108	10,103,613	55,423	SH		SOLE	0	0	0	55,423
PFIZER INC	COM	717081103	4,812,328	117,949	SH		SOLE	0	0	0	117,949
PHILIP MORRIS INTL INC	COM	718172109	459,590	4,726	SH		SOLE	0	0	0	4,726
PIMCO ETF TR	ENHAN SHRT MA AC	72201R833	452,977	4,564	SH		SOLE	0	0	0	4,564
PLUMAS BANCORP	COM	729273102	340,600	10,000	SH		SOLE	0	0	0	10,000
PROCTER AND GAMBLE CO	COM	742718109	6,338,826	42,631	SH		SOLE	0	0	0	42,631
PRUDENTIAL FINL INC	COM	744320102	2,502,471	30,245	SH		SOLE	0	0	0	30,245
PRUDENTIAL PLC	ADR	74435K204	290,241	10,616	SH		SOLE	0	0	0	10,616
PUBLIC SVC ENTERPRISE GRP IN	COM	744573106	324,615	5,198	SH		SOLE	0	0	0	5,198
QUALCOMM INC	COM	747525103	451,378	3,538	SH		SOLE	0	0	0	3,538
QUEST DIAGNOSTICS INC	COM	74834L100	555,168	3,924	SH		SOLE	0	0	0	3,924
RAYTHEON TECHNOLOGIES CORP	COM	75513E101	2,719,779	27,773	SH		SOLE	0	0	0	27,773
RIO TINTO PLC	SPONSORED ADR	767204100	415,099	6,051	SH		SOLE	0	0	0	6,051
SALESFORCE INC	COM	79466L302	2,127,923	10,651	SH		SOLE	0	0	0	10,651
SANOFI	SPONSORED ADR	80105N105	1,036,184	19,041	SH		SOLE	0	0	0	19,041
SCHLUMBERGER LTD	COM STK	806857108	538,382	10,965	SH		SOLE	0	0	0	10,965
SCHWAB CHARLES CORP	COM	808513105	2,382,347	45,482	SH		SOLE	0	0	0	45,482
SELECT SECTOR SPDR TR	FINANCIAL	81369Y605	343,394	10,681	SH		SOLE	0	0	0	10,681
SELECT SECTOR SPDR TR	TECHNOLOGY	81369Y803	303,530	2,010	SH		SOLE	0	0	0	2,010
SELECT SECTOR SPDR TR	SBI HEALTHCARE	81369Y209	1,957,694	15,122	SH		SOLE	0	0	0	15,122
SELECT SECTOR SPDR TR	SBI INT-UTILS	81369Y886	439,511	6,493	SH		SOLE	0	0	0	6,493
SERVOTRONICS INC	COM	817732100	106,000	10,000	SH		SOLE	0	0	0	10,000
SHELL PLC	SPON ADS	780259305	418,776	7,278	SH		SOLE	0	0	0	7,278
SMUCKER J M CO	COM NEW	832696405	284,840	1,810	SH		SOLE	0	0	0	1,810
SOUTHERN CO	COM	842587107	367,174	5,277	SH		SOLE	0	0	0	5,277
SPDR INDEX SHS FDS	EURO STOXX 50	78463X202	10,272,601	228,788	SH		SOLE	0	0	0	228,788
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	2,547,919	79,325	SH		SOLE	0	0	0	79,325
SPDR S&P 500 ETF TR	TR UNIT	78462F103	9,283,834	22,677	SH		SOLE	0	0	0	22,677
SPDR S&P MIDCAP 400 ETF TR	UTSER1 S&PDCRP	78467Y107	2,226,497	4,857	SH		SOLE	0	0	0	4,857
SPDR SER TR	PRTFLO S&P500 VL	78464A508	10,118,594	248,492	SH		SOLE	0	0	0	248,492
SPDR SER TR	PRTFLO S&P500 GW	78464A409	15,377,339	277,770	SH		SOLE	0	0	0	277,770
SPDR SER TR	S&P 600 SML CAP	78464A813	251,586	2,994	SH		SOLE	0	0	0	2,994
SPDR SER TR	PORTFOLIO SHORT	78464A474	2,319,644	78,287	SH		SOLE	0	0	0	78,287
SPDR SER TR	BLOOMBERG INVT	78468R200	8,917,451	293,048	SH		SOLE	0	0	0	293,048
SPDR SER TR	BLOOMBERG SHT TE	78468R408	730,644	29,414	SH		SOLE	0	0	0	29,414
SPDR SER TR	S&P BIOTECH	78464A870	1,685,003	22,110	SH		SOLE	0	0	0	22,110
SPDR SER TR	S&P 400 MDCP VAL	78464A839	1,465,588	22,179	SH		SOLE	0	0	0	22,179
SSGA ACTIVE ETF TR	BLACKSTONE SENR	78467V608	1,478,381	35,658	SH		SOLE	0	0	0	35,658
STERIS PLC	SHS USD	G8473T100	345,643	1,807	SH		SOLE	0	0	0	1,807
STRYKER CORPORATION	COM	863667101	499,002	1,748	SH		SOLE	0	0	0	1,748
SUNCOR ENERGY INC NEW	COM	867224107	657,625	21,180	SH		SOLE	0	0	0	21,180
SYSCO CORP	COM	871829107	203,887	2,640	SH		SOLE	0	0	0	2,640
TAIWAN SEMICONDUCTOR MFG LTD	SPONSORED ADS	874039100	241,666	2,598	SH		SOLE	0	0	0	2,598
TAPESTRY INC	COM	876030107	202,100	4,688	SH		SOLE	0	0	0	4,688
TARGET CORP	COM	87612E106	620,781	3,748	SH		SOLE	0	0	0	3,748
TAYLOR DEVICES INC	COM	877163105	701,400	35,000	SH		SOLE	0	0	0	35,000
TE CONNECTIVITY LTD	SHS	H84989104	417,713	3,185	SH		SOLE	0	0	0	3,185
TEXAS INSTRS INC	COM	882508104	1,990,679	10,702	SH		SOLE	0	0	0	10,702
THE CIGNA GROUP	COM	125523100	270,351	1,058	SH		SOLE	0	0	0	1,058
THERMO FISHER SCIENTIFIC INC	COM	883556102	481,845	836	SH		SOLE	0	0	0	836
TOTALENERGIES SE	SPONSORED ADS	89151E109	590,234	9,995	SH		SOLE	0	0	0	9,995
TRANE TECHNOLOGIES PLC	SHS	G8994E103	459,950	2,500	SH		SOLE	0	0	0	2,500
TRANSMEDICS GROUP INC	COM	89377M109	503,983	6,655	SH		SOLE	0	0	0	6,655
TRAVELERS COMPANIES INC	COM	89417E109	465,892	2,718	SH		SOLE	0	0	0	2,718
ULTA BEAUTY INC	COM	90384S303	255,919	469	SH		SOLE	0	0	0	469
UNILEVER PLC	SPON ADR NEW	904767704	3,691,959	71,095	SH		SOLE	0	0	0	71,095
UNION PAC CORP	COM	907818108	658,523	3,272	SH		SOLE	0	0	0	3,272
UNITED PARCEL SERVICE INC	CL B	911312106	3,848,762	19,840	SH		SOLE	0	0	0	19,840
UNITEDHEALTH GROUP INC	COM	91324P102	786,862	1,665	SH		SOLE	0	0	0	1,665
US BANCORP DEL	COM NEW	902973304	372,060	10,321	SH		SOLE	0	0	0	10,321
V F CORP	COM	918204108	245,870	10,732	SH		SOLE	0	0	0	10,732
VALERO ENERGY CORP	COM	91913Y100	2,679,762	19,196	SH		SOLE	0	0	0	19,196
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	691,344	9,364	SH		SOLE	0	0	0	9,364
VANGUARD INDEX FDS	MCAP GR IDXVIP	922908538	768,646	3,944	SH		SOLE	0	0	0	3,944
VANGUARD INDEX FDS	MCAP VL IDXVIP	922908512	1,339,917	9,994	SH		SOLE	0	0	0	9,994
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	600,960	1,598	SH		SOLE	0	0	0	1,598
VANGUARD INDEX FDS	SMALL CP ETF	922908751	2,841,694	14,991	SH		SOLE	0	0	0	14,991
VANGUARD INDEX FDS	SML CP GRW ETF	922908595	607,463	2,807	SH		SOLE	0	0	0	2,807
VANGUARD INDEX FDS	VALUE ETF	922908744	20,872,192	151,127	SH		SOLE	0	0	0	151,127
VANGUARD INDEX FDS	MID CAP ETF	922908629	898,519	4,260	SH		SOLE	0	0	0	4,260
VANGUARD INDEX FDS	SM CP VAL ETF	922908611	6,285,874	39,594	SH		SOLE	0	0	0	39,594
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	234,754	2,827	SH		SOLE	0	0	0	2,827
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	928,247	4,548	SH		SOLE	0	0	0	4,548
VANGUARD INTL EQUITY INDEX F	FTSE EUROPE ETF	922042874	13,421,202	220,200	SH		SOLE	0	0	0	220,200
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	7,661,718	189,646	SH		SOLE	0	0	0	189,646
VANGUARD SCOTTSDALE FDS	SHRT TRM CORP BD	92206C409	6,562,867	86,093	SH		SOLE	0	0	0	86,093
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	231,477	1,503	SH		SOLE	0	0	0	1,503
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	616,497	13,648	SH		SOLE	0	0	0	13,648
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	822,162	7,793	SH		SOLE	0	0	0	7,793
VANGUARD WHITEHALL FDS	INTL HIGH ETF	921946794	890,160	14,369	SH		SOLE	0	0	0	14,369
VANGUARD WORLD FDS	INDUSTRIAL ETF	92204A603	219,087	1,150	SH		SOLE	0	0	0	1,150
VANGUARD WORLD FDS	INF TECH ETF	92204A702	412,453	1,070	SH		SOLE	0	0	0	1,070
VANGUARD WORLD FDS	HEALTH CAR ETF	92204A504	241,560	1,013	SH		SOLE	0	0	0	1,013
VANGUARD WORLD FDS	FINANCIALS ETF	92204A405	264,047	3,390	SH		SOLE	0	0	0	3,390
VERIZON COMMUNICATIONS INC	COM	92343V104	1,486,219	38,216	SH		SOLE	0	0	0	38,216
VISA INC	COM CL A	92826C839	10,244,850	45,440	SH		SOLE	0	0	0	45,440
WALMART INC	COM	931142103	891,217	6,044	SH		SOLE	0	0	0	6,044
WARNER BROS DISCOVERY INC	COM SER A	934423104	192,842	12,771	SH		SOLE	0	0	0	12,771
WEC ENERGY GROUP INC	COM	92939U106	527,980	5,570	SH		SOLE	0	0	0	5,570
WELLS FARGO CO NEW	COM	949746101	963,842	25,785	SH		SOLE	0	0	0	25,785
WEST PHARMACEUTICAL SVSC INC	COM	955306105	298,657	862	SH		SOLE	0	0	0	862
WEYERHAEUSER CO MTN BE	COM NEW	962166104	596,634	19,802	SH		SOLE	0	0	0	19,802
WHIRLPOOL CORP	COM	963320106	1,570,378	11,895	SH		SOLE	0	0	0	11,895
WISDOMTREE TR	EUROPE SMCP DV	97717W869	15,158,459	259,970	SH		SOLE	0	0	0	259,970
WISDOMTREE TR	INTL EQUITY FD	97717W703	1,332,913	26,803	SH		SOLE	0	0	0	26,803
WISDOMTREE TR	US LARGECAP DIVD	97717W307	295,691	4,780	SH		SOLE	0	0	0	4,780
WISDOMTREE TR	US ESG FUND	97717W596	206,657	4,794	SH		SOLE	0	0	0	4,794
WISDOMTREE TR	EMER MKT HIGH FD	97717W315	215,272	5,686	SH		SOLE	0	0	0	5,686
WISDOMTREE TR	ITL HIGH DIV FD	97717W802	200,854	5,335	SH		SOLE	0	0	0	5,335
XYLEM INC	COM	98419M100	241,962	2,311	SH		SOLE	0	0	0	2,311
YUM BRANDS INC	COM	988498101	423,581	3,207	SH		SOLE	0	0	0	3,207
ZIMMER BIOMET HOLDINGS INC	COM	98956P102	704,657	5,454	SH		SOLE	0	0	0	5,454
ZOETIS INC	CL A	98978V103	264,307	1,588	SH		SOLE	0	0	0	1,588