Courier Capital 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M CO	COM	88579Y101	1,802,065	13,960	SH		SOLE		0	0	13,960
ABBOTT LABS	COM	002824100	3,449,912	30,501	SH		SOLE		0	0	30,501
ABBVIE INC	COM	00287Y109	2,667,632	15,012	SH		SOLE		0	0	15,012
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	599,098	1,703	SH		SOLE		0	0	1,703
ADOBE INC	COM	00724F101	221,895	499	SH		SOLE		0	0	499
ADVANCED MICRO DEVICES INC	COM	007903107	1,305,861	10,811	SH		SOLE		0	0	10,811
AFLAC INC	COM	001055102	258,600	2,500	SH		SOLE		0	0	2,500
AGILENT TECHNOLOGIES INC	COM	00846U101	232,975	1,734	SH		SOLE		0	0	1,734
AIR PRODS & CHEMS INC	COM	009158106	464,354	1,601	SH		SOLE		0	0	1,601
ALLSTATE CORP	COM	020002101	817,815	4,242	SH		SOLE		0	0	4,242
ALPHABET INC	CAP STK CL C	02079K107	17,379,374	91,259	SH		SOLE		0	0	91,259
ALPHABET INC	CAP STK CL A	02079K305	3,325,433	17,567	SH		SOLE		0	0	17,567
ALPHATEC HLDGS INC	COM NEW	02081G201	633,420	69,000	SH		SOLE		0	0	69,000
ALPS ETF TR	ALERIAN MLP	00162Q452	410,946	8,533	SH		SOLE		0	0	8,533
ALTRIA GROUP INC	COM	02209S103	800,926	15,317	SH		SOLE		0	0	15,317
AMAZON COM INC	COM	023135106	11,887,428	54,184	SH		SOLE		0	0	54,184
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	750,112	11,526	SH		SOLE		0	0	11,526
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	936,920	9,706	SH		SOLE		0	0	9,706
AMERICAN ELEC PWR CO INC	COM	025537101	1,554,973	16,860	SH		SOLE		0	0	16,860
AMERICAN EXPRESS CO	COM	025816109	5,481,117	18,468	SH		SOLE		0	0	18,468
AMERICAN INTL GROUP INC	COM NEW	026874784	528,892	7,265	SH		SOLE		0	0	7,265
AMERIPRISE FINL INC	COM	03076C106	1,645,208	3,090	SH		SOLE		0	0	3,090
AMGEN INC	COM	031162100	4,269,348	16,380	SH		SOLE		0	0	16,380
AMPHENOL CORP NEW	CL A	032095101	350,028	5,040	SH		SOLE		0	0	5,040
ANALOG DEVICES INC	COM	032654105	213,310	1,004	SH		SOLE		0	0	1,004
APA CORPORATION	COM	03743Q108	1,121,135	48,555	SH		SOLE		0	0	48,555
APPLE INC	COM	037833100	69,587,974	277,885	SH		SOLE		0	0	277,885
APPLIED MATLS INC	COM	038222105	846,368	5,204	SH		SOLE		0	0	5,204
ASTRAZENECA PLC	SPONSORED ADR	046353108	608,812	9,292	SH		SOLE		0	0	9,292
AT&T INC	COM	00206R102	1,478,908	64,950	SH		SOLE		0	0	64,950
AUTOMATIC DATA PROCESSING IN	COM	053015103	2,165,031	7,396	SH		SOLE		0	0	7,396
AVERY DENNISON CORP	COM	053611109	302,589	1,617	SH		SOLE		0	0	1,617
BANK AMERICA CORP	COM	060505104	6,081,023	138,362	SH		SOLE		0	0	138,362
BANK NEW YORK MELLON CORP	COM	064058100	510,147	6,640	SH		SOLE		0	0	6,640
BECTON DICKINSON & CO	COM	075887109	1,209,746	5,332	SH		SOLE		0	0	5,332
BERKSHIRE HATHAWAY INC DEL	CL A	084670108	680,920	1	SH		SOLE		0	0	1
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	4,557,504	10,055	SH		SOLE		0	0	10,055
BLACKROCK INCOME TR INC	COM NEW	09247F209	617,890	53,636	SH		SOLE		0	0	53,636
BLACKSTONE INC	COM	09260D107	680,352	3,946	SH		SOLE		0	0	3,946
BNY MELLON ETF TRUST	GLOBAL INFRASCTR	09661T826	485,597	16,107	SH		SOLE		0	0	16,107
BOEING CO	COM	097023105	3,078,030	17,390	SH		SOLE		0	0	17,390
BOSTON SCIENTIFIC CORP	COM	101137107	1,999,339	22,384	SH		SOLE		0	0	22,384
BP PLC	SPONSORED ADR	055622104	497,909	16,844	SH		SOLE		0	0	16,844
BRISTOL-MYERS SQUIBB CO	COM	110122108	2,174,110	38,439	SH		SOLE		0	0	38,439
BROADCOM INC	COM	11135F101	1,659,511	7,158	SH		SOLE		0	0	7,158
BROADRIDGE FINL SOLUTIONS IN	COM	11133T103	257,517	1,139	SH		SOLE		0	0	1,139
BROADSTONE NET LEASE INC	COM	11135E203	1,117,892	70,485	SH		SOLE		0	0	70,485
BV FINL INC	COM NEW	05603E208	430,500	25,000	SH		SOLE		0	0	25,000
CAMECO CORP	COM	13321L108	329,410	6,410	SH		SOLE		0	0	6,410
CAPITAL ONE FINL CORP	COM	14040H105	1,447,504	8,117	SH		SOLE		0	0	8,117
CARDINAL HEALTH INC	COM	14149Y108	253,098	2,140	SH		SOLE		0	0	2,140
CARRIER GLOBAL CORPORATION	COM	14448C104	559,506	8,197	SH		SOLE		0	0	8,197
CATERPILLAR INC	COM	149123101	1,572,289	4,334	SH		SOLE		0	0	4,334
CHENIERE ENERGY INC	COM NEW	16411R208	1,964,535	9,143	SH		SOLE		0	0	9,143
CHEVRON CORP NEW	COM	166764100	8,946,894	61,770	SH		SOLE		0	0	61,770
CHUBB LIMITED	COM	H1467J104	398,977	1,444	SH		SOLE		0	0	1,444
CHURCH & DWIGHT CO INC	COM	171340102	470,212	4,491	SH		SOLE		0	0	4,491
CISCO SYS INC	COM	17275R102	8,756,568	147,915	SH		SOLE		0	0	147,915
CITIGROUP INC	COM NEW	172967424	4,157,286	59,061	SH		SOLE		0	0	59,061
CLEARWAY ENERGY INC	CL C	18539C204	800,513	30,789	SH		SOLE		0	0	30,789
CLEVELAND-CLIFFS INC NEW	COM	185899101	260,530	27,716	SH		SOLE		0	0	27,716
CLOROX CO DEL	COM	189054109	405,213	2,495	SH		SOLE		0	0	2,495
COCA COLA CO	COM	191216100	1,373,743	22,065	SH		SOLE		0	0	22,065
COLGATE PALMOLIVE CO	COM	194162103	771,917	8,491	SH		SOLE		0	0	8,491
COMCAST CORP NEW	CL A	20030N101	3,220,659	85,815	SH		SOLE		0	0	85,815
CONOCOPHILLIPS	COM	20825C104	2,031,101	20,481	SH		SOLE		0	0	20,481
CONSOLIDATED EDISON INC	COM	209115104	324,797	3,640	SH		SOLE		0	0	3,640
CORNING INC	COM	219350105	1,468,510	30,903	SH		SOLE		0	0	30,903
CORTEVA INC	COM	22052L104	531,215	9,326	SH		SOLE		0	0	9,326
COSTCO WHSL CORP NEW	COM	22160K105	7,589,005	8,282	SH		SOLE		0	0	8,282
CSX CORP	COM	126408103	396,873	12,299	SH		SOLE		0	0	12,299
CVS HEALTH CORP	COM	126650100	980,173	21,835	SH		SOLE		0	0	21,835
DANAHER CORPORATION	COM	235851102	483,432	2,106	SH		SOLE		0	0	2,106
DEERE & CO	COM	244199105	295,743	698	SH		SOLE		0	0	698
DELL TECHNOLOGIES INC	CL C	24703L202	1,012,268	8,784	SH		SOLE		0	0	8,784
DIAGEO PLC	SPON ADR NEW	25243Q205	1,703,461	13,399	SH		SOLE		0	0	13,399
DIGITAL RLTY TR INC	COM	253868103	2,469,351	13,925	SH		SOLE		0	0	13,925
DISNEY WALT CO	COM	254687106	5,129,246	46,064	SH		SOLE		0	0	46,064
DOMINION ENERGY INC	COM	25746U109	1,463,461	27,172	SH		SOLE		0	0	27,172
DOW INC	COM	260557103	255,419	6,365	SH		SOLE		0	0	6,365
DUKE ENERGY CORP NEW	COM NEW	26441C204	1,659,672	15,404	SH		SOLE		0	0	15,404
DUPONT DE NEMOURS INC	COM	26614N102	445,722	5,846	SH		SOLE		0	0	5,846
EATON CORP PLC	SHS	G29183103	589,401	1,776	SH		SOLE		0	0	1,776
ECOLAB INC	COM	278865100	579,239	2,472	SH		SOLE		0	0	2,472
EDISON INTL	COM	281020107	239,520	3,000	SH		SOLE		0	0	3,000
ELI LILLY & CO	COM	532457108	3,721,040	4,820	SH		SOLE		0	0	4,820
EMERSON ELEC CO	COM	291011104	2,037,905	16,444	SH		SOLE		0	0	16,444
ENTERPRISE FINL SVCS CORP	COM	293712105	361,862	6,416	SH		SOLE		0	0	6,416
EQUINIX INC	COM	29444U700	2,437,147	2,585	SH		SOLE		0	0	2,585
ERIE INDTY CO	CL A	29530P102	1,236,690	3,000	SH		SOLE		0	0	3,000
EVERCORE INC	CLASS A	29977A105	277,190	1,000	SH		SOLE		0	0	1,000
EXTRA SPACE STORAGE INC	COM	30225T102	1,431,822	9,571	SH		SOLE		0	0	9,571
EXXON MOBIL CORP	COM	30231G102	8,792,813	81,740	SH		SOLE		0	0	81,740
FASTENAL CO	COM	311900104	1,186,946	16,506	SH		SOLE		0	0	16,506
FEDEX CORP	COM	31428X106	979,872	3,483	SH		SOLE		0	0	3,483
FIDELITY MERRIMACK STR TR	TOTAL BD ETF	316188309	11,607,645	258,695	SH		SOLE		0	0	258,695
FINANCIAL INSTNS INC	COM	317585404	9,609,506	352,126	SH		SOLE		0	0	352,126
FIRST SOLAR INC	COM	336433107	1,741,604	9,882	SH		SOLE		0	0	9,882
FISERV INC	COM	337738108	272,592	1,327	SH		SOLE		0	0	1,327
FLEXSHARES TR	QLT DIV DEF IDX	33939L845	1,076,523	15,330	SH		SOLE		0	0	15,330
FLEXSHARES TR	IBOXX 5YR TRGT	33939L605	4,557,378	195,932	SH		SOLE		0	0	195,932
FORD MTR CO	COM	345370860	214,870	21,704	SH		SOLE		0	0	21,704
FRANKLIN TEMPLETON ETF TR	FTSE CANADA	35473P827	763,676	20,865	SH		SOLE		0	0	20,865
GE AEROSPACE	COM NEW	369604301	1,159,724	6,953	SH		SOLE		0	0	6,953
GE HEALTHCARE TECHNOLOGIES I	COMMON STOCK	36266G107	239,856	3,068	SH		SOLE		0	0	3,068
GE VERNOVA INC	COM	36828A101	597,666	1,817	SH		SOLE		0	0	1,817
GENERAL DYNAMICS CORP	COM	369550108	1,705,044	6,471	SH		SOLE		0	0	6,471
GENERAL MLS INC	COM	370334104	591,196	9,271	SH		SOLE		0	0	9,271
GOLDMAN SACHS GROUP INC	COM	38141G104	2,303,078	4,022	SH		SOLE		0	0	4,022
GRAINGER W W INC	COM	384802104	1,508,840	1,431	SH		SOLE		0	0	1,431
HERSHEY CO	COM	427866108	308,386	1,821	SH		SOLE		0	0	1,821
HESS CORP	COM	42809H107	234,364	1,762	SH		SOLE		0	0	1,762
HOME DEPOT INC	COM	437076102	4,892,796	12,578	SH		SOLE		0	0	12,578
HONEYWELL INTL INC	COM	438516106	1,547,288	6,850	SH		SOLE		0	0	6,850
HP INC	COM	40434L105	293,670	9,000	SH		SOLE		0	0	9,000
HSBC HLDGS PLC	SPON ADR NEW	404280406	420,014	8,492	SH		SOLE		0	0	8,492
ILLINOIS TOOL WKS INC	COM	452308109	260,153	1,026	SH		SOLE		0	0	1,026
IMMUNITYBIO INC	COM	45256X103	76,800	30,000	SH		SOLE		0	0	30,000
INTEL CORP	COM	458140100	1,681,547	83,868	SH		SOLE		0	0	83,868
INTERNATIONAL BUSINESS MACHS	COM	459200101	8,501,901	38,675	SH		SOLE		0	0	38,675
INTERNATIONAL PAPER CO	COM	460146103	247,572	4,600	SH		SOLE		0	0	4,600
INVESCO ACTIVELY MANAGED EXC	VAR RATE INVT	46090A879	12,024,762	478,788	SH		SOLE		0	0	478,788
INVESCO EXCH TRADED FD TR II	VAR RATE PFD	46138G870	875,894	36,209	SH		SOLE		0	0	36,209
INVESCO EXCH TRADED FD TR II	NATL AMT MUNI	46138E537	495,904	21,004	SH		SOLE		0	0	21,004
INVESCO EXCHANGE TRADED FD T	S&P500 QUALITY	46137V241	253,507	3,782	SH		SOLE		0	0	3,782
INVESCO EXCHANGE TRADED FD T	S&P500 EQL WGT	46137V357	26,095,634	148,922	SH		SOLE		0	0	148,922
INVESCO QQQ TR	UNIT SER 1	46090E103	4,930,460	9,644	SH		SOLE		0	0	9,644
IRON MTN INC DEL	COM	46284V101	3,100,934	29,502	SH		SOLE		0	0	29,502
ISHARES GOLD TR	ISHARES NEW	464285204	863,999	17,451	SH		SOLE		0	0	17,451
ISHARES INC	MSCI EMRG CHN	46434G764	7,669,232	138,309	SH		SOLE		0	0	138,309
ISHARES INC	CORE MSCI EMKT	46434G103	1,752,958	33,569	SH		SOLE		0	0	33,569
ISHARES INC	MSCI EURZONE ETF	464286608	365,241	7,738	SH		SOLE		0	0	7,738
ISHARES TR	ISHS 5-10YR INVT	464288638	774,453	15,035	SH		SOLE		0	0	15,035
ISHARES TR	ISHS 1-5YR INVS	464288646	5,741,205	111,049	SH		SOLE		0	0	111,049
ISHARES TR	3 7 YR TREAS BD	464288661	4,117,740	35,636	SH		SOLE		0	0	35,636
ISHARES TR	PFD AND INCM SEC	464288687	5,144,716	163,636	SH		SOLE		0	0	163,636
ISHARES TR	EAFE VALUE ETF	464288877	5,690,863	108,459	SH		SOLE		0	0	108,459
ISHARES TR	EAFE GRWTH ETF	464288885	7,038,100	72,685	SH		SOLE		0	0	72,685
ISHARES TR	MBS ETF	464288588	5,013,337	54,683	SH		SOLE		0	0	54,683
ISHARES TR	INTRM GOV CR ETF	464288612	7,410,336	71,096	SH		SOLE		0	0	71,096
ISHARES TR	GLOBAL REIT ETF	46434V647	522,234	21,787	SH		SOLE		0	0	21,787
ISHARES TR	FLTG RATE NT ETF	46429B655	8,056,013	158,334	SH		SOLE		0	0	158,334
ISHARES TR	MSCI USA MIN VOL	46429B697	545,636	6,145	SH		SOLE		0	0	6,145
ISHARES TR	0-5 YR TIPS ETF	46429B747	9,886,184	98,272	SH		SOLE		0	0	98,272
ISHARES TR	CORE MSCI EAFE	46432F842	7,660,625	109,002	SH		SOLE		0	0	109,002
ISHARES TR	INTERNATIONAL SL	46434V266	2,530,122	78,380	SH		SOLE		0	0	78,380
ISHARES TR	EXPONENTIAL TECH	46434V381	782,799	13,121	SH		SOLE		0	0	13,121
ISHARES TR	0-5YR HI YL CP	46434V407	7,386,257	173,346	SH		SOLE		0	0	173,346
ISHARES TR	ESG AW MSCI EAFE	46435G516	268,439	3,526	SH		SOLE		0	0	3,526
ISHARES TR	0-3 MNTH TREASRY	46436E718	3,945,991	39,334	SH		SOLE		0	0	39,334
ISHARES TR	INTL DEV RE ETF	464288489	2,363,559	122,464	SH		SOLE		0	0	122,464
ISHARES TR	DEVSMCP EXNA ETF	464288497	1,727,636	32,202	SH		SOLE		0	0	32,202
ISHARES TR	RUS 1000 GRW ETF	464287614	2,696,820	6,716	SH		SOLE		0	0	6,716
ISHARES TR	S&P SML 600 GWT	464287887	3,690,724	27,264	SH		SOLE		0	0	27,264
ISHARES TR	SP SMCP600VL ETF	464287879	5,828,786	53,667	SH		SOLE		0	0	53,667
ISHARES TR	TIPS BD ETF	464287176	1,375,774	12,912	SH		SOLE		0	0	12,912
ISHARES TR	CORE S&P500 ETF	464287200	71,505,121	121,467	SH		SOLE		0	0	121,467
ISHARES TR	CORE US AGGBD ET	464287226	433,046	4,469	SH		SOLE		0	0	4,469
ISHARES TR	MSCI EMG MKT ETF	464287234	257,277	6,152	SH		SOLE		0	0	6,152
ISHARES TR	GLOBAL TECH ETF	464287291	4,456,325	52,582	SH		SOLE		0	0	52,582
ISHARES TR	S&P 500 GRWT ETF	464287309	104,424,089	1,028,505	SH		SOLE		0	0	1,028,505
ISHARES TR	GLOB HLTHCRE ETF	464287325	458,677	5,335	SH		SOLE		0	0	5,335
ISHARES TR	NORTH AMERN NAT	464287374	451,799	10,573	SH		SOLE		0	0	10,573
ISHARES TR	S&P 500 VAL ETF	464287408	55,775,355	292,201	SH		SOLE		0	0	292,201
ISHARES TR	MSCI EAFE ETF	464287465	21,585,695	285,487	SH		SOLE		0	0	285,487
ISHARES TR	RUS MDCP VAL ETF	464287473	1,338,458	10,348	SH		SOLE		0	0	10,348
ISHARES TR	RUS MD CP GR ETF	464287481	4,290,995	33,854	SH		SOLE		0	0	33,854
ISHARES TR	RUS MID CAP ETF	464287499	2,853,574	32,280	SH		SOLE		0	0	32,280
ISHARES TR	CORE S&P MCP ETF	464287507	22,437,023	360,087	SH		SOLE		0	0	360,087
ISHARES TR	RUS 1000 VAL ETF	464287598	1,620,196	8,752	SH		SOLE		0	0	8,752
ISHARES TR	S&P MC 400GR ETF	464287606	23,951,693	263,408	SH		SOLE		0	0	263,408
ISHARES TR	RUS 1000 ETF	464287622	993,541	3,084	SH		SOLE		0	0	3,084
ISHARES TR	RUS 2000 VAL ETF	464287630	24,015,979	146,287	SH		SOLE		0	0	146,287
ISHARES TR	RUS 2000 GRW ETF	464287648	12,873,757	44,728	SH		SOLE		0	0	44,728
ISHARES TR	RUSSELL 2000 ETF	464287655	11,066,463	50,084	SH		SOLE		0	0	50,084
ISHARES TR	CORE S&P US GWT	464287671	201,779	1,448	SH		SOLE		0	0	1,448
ISHARES TR	S&P MC 400VL ETF	464287705	29,632,683	237,137	SH		SOLE		0	0	237,137
ISHARES TR	U.S. TECH ETF	464287721	701,888	4,400	SH		SOLE		0	0	4,400
ISHARES TR	U.S. REAL ES ETF	464287739	4,834,025	51,945	SH		SOLE		0	0	51,945
ISHARES TR	CORE S&P SCP ETF	464287804	12,870,399	111,703	SH		SOLE		0	0	111,703
ISHARES TR	ISHARES BIOTECH	464287556	348,638	2,637	SH		SOLE		0	0	2,637
ISHARES U S ETF TR	SHORT DURATION B	46431W507	548,127	10,854	SH		SOLE		0	0	10,854
ITT INC	COM	45073V108	215,463	1,508	SH		SOLE		0	0	1,508
J P MORGAN EXCHANGE TRADED F	EQUITY PREMIUM	46641Q332	4,746,943	82,512	SH		SOLE		0	0	82,512
J P MORGAN EXCHANGE TRADED F	CORE PLUS BD ETF	46641Q670	2,676,022	58,086	SH		SOLE		0	0	58,086
JANUS DETROIT STR TR	HENDRSN SHRT ETF	47103U886	21,058,396	430,554	SH		SOLE		0	0	430,554
JANUS DETROIT STR TR	HENDRSON AAA CL	47103U845	2,467,853	48,666	SH		SOLE		0	0	48,666
JANUS DETROIT STR TR	HENDERSON SECURI	47103U746	1,684,965	32,522	SH		SOLE		0	0	32,522
JOHNSON & JOHNSON	COM	478160104	9,451,918	65,357	SH		SOLE		0	0	65,357
JPMORGAN CHASE & CO.	COM	46625H100	20,278,878	84,598	SH		SOLE		0	0	84,598
KIMBERLY-CLARK CORP	COM	494368103	1,990,862	15,193	SH		SOLE		0	0	15,193
KINDER MORGAN INC DEL	COM	49456B101	2,507,335	91,509	SH		SOLE		0	0	91,509
KLA CORP	COM NEW	482480100	316,950	503	SH		SOLE		0	0	503
KORE GROUP HLDGS INC	COM NEW	50066V305	110,865	34,430	SH		SOLE		0	0	34,430
KRAFT HEINZ CO	COM	500754106	252,897	8,235	SH		SOLE		0	0	8,235
KROGER CO	COM	501044101	1,096,610	17,933	SH		SOLE		0	0	17,933
LAKE SHORE BANCORP INC	COM	510700107	257,738	18,813	SH		SOLE		0	0	18,813
LAMB WESTON HLDGS INC	COM	513272104	301,336	4,509	SH		SOLE		0	0	4,509
LINDE PLC	SHS	G54950103	7,331,958	17,513	SH		SOLE		0	0	17,513
LOCKHEED MARTIN CORP	COM	539830109	6,920,757	14,242	SH		SOLE		0	0	14,242
LOWES COS INC	COM	548661107	5,890,500	23,868	SH		SOLE		0	0	23,868
M & T BK CORP	COM	55261F104	6,032,158	32,084	SH		SOLE		0	0	32,084
MARATHON PETE CORP	COM	56585A102	1,130,657	8,105	SH		SOLE		0	0	8,105
MARSH & MCLENNAN COS INC	COM	571748102	1,556,846	7,329	SH		SOLE		0	0	7,329
MARVELL TECHNOLOGY INC	COM	573874104	220,900	2,000	SH		SOLE		0	0	2,000
MASTERCARD INCORPORATED	CL A	57636Q104	3,867,130	7,344	SH		SOLE		0	0	7,344
MCDONALDS CORP	COM	580135101	3,426,903	11,821	SH		SOLE		0	0	11,821
MCKESSON CORP	COM	58155Q103	555,662	975	SH		SOLE		0	0	975
MEDTRONIC PLC	SHS	G5960L103	3,523,401	44,109	SH		SOLE		0	0	44,109
MERCK & CO INC	COM	58933Y105	6,667,619	67,025	SH		SOLE		0	0	67,025
META PLATFORMS INC	CL A	30303M102	1,083,779	1,851	SH		SOLE		0	0	1,851
MICRON TECHNOLOGY INC	COM	595112103	747,762	8,885	SH		SOLE		0	0	8,885
MICROSOFT CORP	COM	594918104	34,005,886	80,679	SH		SOLE		0	0	80,679
MONDELEZ INTL INC	CL A	609207105	2,637,194	44,152	SH		SOLE		0	0	44,152
MOOG INC	CL A	615394202	912,929	4,638	SH		SOLE		0	0	4,638
MOOG INC	CL B	615394301	271,454	1,392	SH		SOLE		0	0	1,392
MORGAN STANLEY	COM NEW	617446448	1,843,432	14,663	SH		SOLE		0	0	14,663
NATIONAL FUEL GAS CO	COM	636180101	542,182	8,935	SH		SOLE		0	0	8,935
NETFLIX INC	COM	64110L106	455,465	511	SH		SOLE		0	0	511
NEXTERA ENERGY INC	COM	65339F101	1,491,819	20,809	SH		SOLE		0	0	20,809
NORFOLK SOUTHN CORP	COM	655844108	308,631	1,315	SH		SOLE		0	0	1,315
NORTHROP GRUMMAN CORP	COM	666807102	2,008,092	4,279	SH		SOLE		0	0	4,279
NORTHWEST BANCSHARES INC MD	COM	667340103	179,067	13,576	SH		SOLE		0	0	13,576
NUCOR CORP	COM	670346105	203,659	1,745	SH		SOLE		0	0	1,745
NVIDIA CORPORATION	COM	67066G104	4,946,424	36,834	SH		SOLE		0	0	36,834
OCULAR THERAPEUTIX INC	COM	67576A100	481,981	56,438	SH		SOLE		0	0	56,438
OKTA INC	CL A	679295105	782,050	9,924	SH		SOLE		0	0	9,924
ORACLE CORP	COM	68389X105	10,427,097	62,573	SH		SOLE		0	0	62,573
OTIS WORLDWIDE CORP	COM	68902V107	223,746	2,416	SH		SOLE		0	0	2,416
PALANTIR TECHNOLOGIES INC	CL A	69608A108	797,140	10,540	SH		SOLE		0	0	10,540
PARKER-HANNIFIN CORP	COM	701094104	267,769	421	SH		SOLE		0	0	421
PAYCHEX INC	COM	704326107	3,611,364	25,755	SH		SOLE		0	0	25,755
PAYPAL HLDGS INC	COM	70450Y103	305,297	3,577	SH		SOLE		0	0	3,577
PENSKE AUTOMOTIVE GRP INC	COM	70959W103	344,210	2,258	SH		SOLE		0	0	2,258
PEPSICO INC	COM	713448108	7,615,089	50,080	SH		SOLE		0	0	50,080
PFIZER INC	COM	717081103	1,362,769	51,367	SH		SOLE		0	0	51,367
PHILIP MORRIS INTL INC	COM	718172109	471,104	3,914	SH		SOLE		0	0	3,914
PHILLIPS 66	COM	718546104	385,197	3,381	SH		SOLE		0	0	3,381
PIMCO ACCESS INCOME FUND	SHS BENFIN INT	72203T100	567,321	37,201	SH		SOLE		0	0	37,201
PIMCO DYNAMIC INCOME OPRNTS	COM BEN SHS	69355M107	221,101	16,269	SH		SOLE		0	0	16,269
PLUMAS BANCORP	COM	729273102	472,600	10,000	SH		SOLE		0	0	10,000
PROCTER AND GAMBLE CO	COM	742718109	6,023,152	35,927	SH		SOLE		0	0	35,927
PRUDENTIAL FINL INC	COM	744320102	3,109,042	26,230	SH		SOLE		0	0	26,230
PUBLIC SVC ENTERPRISE GRP IN	COM	744573106	439,179	5,198	SH		SOLE		0	0	5,198
QUALCOMM INC	COM	747525103	449,953	2,929	SH		SOLE		0	0	2,929
QUEST DIAGNOSTICS INC	COM	74834L100	754,149	4,999	SH		SOLE		0	0	4,999
REGIONS FINANCIAL CORP NEW	COM	7591EP100	588,000	25,000	SH		SOLE		0	0	25,000
RIO TINTO PLC	SPONSORED ADR	767204100	722,737	12,289	SH		SOLE		0	0	12,289
ROCKWELL AUTOMATION INC	COM	773903109	1,301,307	4,553	SH		SOLE		0	0	4,553
ROPER TECHNOLOGIES INC	COM	776696106	656,348	1,263	SH		SOLE		0	0	1,263
ROSS STORES INC	COM	778296103	907,620	6,000	SH		SOLE		0	0	6,000
RTX CORPORATION	COM	75513E101	6,634,771	57,335	SH		SOLE		0	0	57,335
RYDER SYS INC	COM	783549108	2,331,643	14,864	SH		SOLE		0	0	14,864
SALESFORCE INC	COM	79466L302	4,344,618	12,995	SH		SOLE		0	0	12,995
SANOFI	SPONSORED ADR	80105N105	752,523	15,603	SH		SOLE		0	0	15,603
SCHLUMBERGER LTD	COM STK	806857108	371,898	9,700	SH		SOLE		0	0	9,700
SCHWAB CHARLES CORP	COM	808513105	3,338,443	45,108	SH		SOLE		0	0	45,108
SCHWAB STRATEGIC TR	US LCAP GR ETF	808524300	392,967	14,100	SH		SOLE		0	0	14,100
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	900,340	38,841	SH		SOLE		0	0	38,841
SELECT SECTOR SPDR TR	INDL	81369Y704	4,286,290	32,531	SH		SOLE		0	0	32,531
SELECT SECTOR SPDR TR	SBI CONS STPLS	81369Y308	1,464,801	18,634	SH		SOLE		0	0	18,634
SELECT SECTOR SPDR TR	SBI MATERIALS	81369Y100	763,907	9,079	SH		SOLE		0	0	9,079
SELECT SECTOR SPDR TR	ENERGY	81369Y506	4,794,470	55,971	SH		SOLE		0	0	55,971
SELECT SECTOR SPDR TR	FINANCIAL	81369Y605	582,377	12,050	SH		SOLE		0	0	12,050
SELECT SECTOR SPDR TR	TECHNOLOGY	81369Y803	472,248	2,031	SH		SOLE		0	0	2,031
SELECT SECTOR SPDR TR	SBI INT-UTILS	81369Y886	4,523,034	59,757	SH		SOLE		0	0	59,757
SELECT SECTOR SPDR TR	SBI HEALTHCARE	81369Y209	6,107,918	44,399	SH		SOLE		0	0	44,399
SERVOTRONICS INC	COM	817732100	265,000	25,000	SH		SOLE		0	0	25,000
SHELL PLC	SPON ADS	780259305	420,569	6,713	SH		SOLE		0	0	6,713
SIMMONS 1ST NATL CORP	CL A $1 PAR	828730200	267,757	12,072	SH		SOLE		0	0	12,072
SOUTHERN CO	COM	842587107	2,471,256	30,020	SH		SOLE		0	0	30,020
SPDR GOLD TR	GOLD SHS	78463V107	354,720	1,465	SH		SOLE		0	0	1,465
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	1,192,093	34,928	SH		SOLE		0	0	34,928
SPDR INDEX SHS FDS	EURO STOXX 50	78463X202	10,989,315	228,231	SH		SOLE		0	0	228,231
SPDR INDEX SHS FDS	DJ GLB RL ES ETF	78463X749	691,498	16,123	SH		SOLE		0	0	16,123
SPDR S&P 500 ETF TR	TR UNIT	78462F103	10,127,014	17,279	SH		SOLE		0	0	17,279
SPDR S&P MIDCAP 400 ETF TR	UTSER1 S&PDCRP	78467Y107	2,592,728	4,552	SH		SOLE		0	0	4,552
SPDR SER TR	PRTFLO S&P500 VL	78464A508	26,450,047	517,209	SH		SOLE		0	0	517,209
SPDR SER TR	PORTFOLIO SHORT	78464A474	6,679,677	223,700	SH		SOLE		0	0	223,700
SPDR SER TR	S&P 600 SMCP VAL	78464A300	219,434	2,515	SH		SOLE		0	0	2,515
SPDR SER TR	S&P REGL BKG	78464A698	220,459	3,653	SH		SOLE		0	0	3,653
SPDR SER TR	PORTFOLIO S&P500	78464A854	7,111,144	103,150	SH		SOLE		0	0	103,150
SPDR SER TR	S&P 400 MDCP VAL	78464A839	1,809,793	22,566	SH		SOLE		0	0	22,566
SPDR SER TR	S&P BK ETF	78464A797	242,570	4,373	SH		SOLE		0	0	4,373
SPDR SER TR	S&P CAP MKTS	78464A771	234,365	1,702	SH		SOLE		0	0	1,702
SPDR SER TR	PORTFOLIO INTRMD	78464A375	1,760,791	53,748	SH		SOLE		0	0	53,748
SPDR SER TR	PORTFOLIO S&P400	78464A847	422,426	7,724	SH		SOLE		0	0	7,724
SPDR SER TR	BLOOMBERG SHT TE	78468R408	606,379	24,015	SH		SOLE		0	0	24,015
SPDR SER TR	BLOOMBERG INVT	78468R200	7,063,567	229,859	SH		SOLE		0	0	229,859
SPDR SER TR	BLOOMBERG 3-12 M	78468R523	2,793,055	28,170	SH		SOLE		0	0	28,170
SPDR SER TR	PORTFOLIO S&P600	78468R853	770,019	17,142	SH		SOLE		0	0	17,142
SPDR SER TR	PRTFLO S&P500 GW	78464A409	36,075,364	410,414	SH		SOLE		0	0	410,414
SSGA ACTIVE ETF TR	BLACKSTONE SENR	78467V608	1,371,540	32,867	SH		SOLE		0	0	32,867
STERIS PLC	SHS USD	G8473T100	273,189	1,329	SH		SOLE		0	0	1,329
STRYKER CORPORATION	COM	863667101	1,099,767	3,054	SH		SOLE		0	0	3,054
SUNCOR ENERGY INC NEW	COM	867224107	623,492	17,475	SH		SOLE		0	0	17,475
SYSCO CORP	COM	871829107	201,854	2,640	SH		SOLE		0	0	2,640
TAIWAN SEMICONDUCTOR MFG LTD	SPONSORED ADS	874039100	505,772	2,561	SH		SOLE		0	0	2,561
TARGET CORP	COM	87612E106	821,894	6,080	SH		SOLE		0	0	6,080
TAYLOR DEVICES INC	COM	877163105	1,986,148	47,721	SH		SOLE		0	0	47,721
TESLA INC	COM	88160R101	938,342	4,954	SH		SOLE		0	0	4,954
THERMO FISHER SCIENTIFIC INC	COM	883556102	4,590,914	12,931	SH		SOLE		0	0	12,931
THERMO FISHER SCIENTIFIC INC	COM	883556102	1,795,009	7,983	SH		SOLE		0	0	7,983
TJX COS INC NEW	COM	872540109	4,166,374	34,487	SH		SOLE		0	0	34,487
TOTALENERGIES SE	SPONSORED ADS	89151E109	637,432	11,696	SH		SOLE		0	0	11,696
TRANE TECHNOLOGIES PLC	SHS	G8994E103	590,221	1,598	SH		SOLE		0	0	1,598
TRANSOCEAN LTD	REGISTERED SHS	H8817H100	112,099	29,893	SH		SOLE		0	0	29,893
TRAVELERS COMPANIES INC	COM	89417E109	1,503,876	6,243	SH		SOLE		0	0	6,243
UNILEVER PLC	SPON ADR NEW	904767704	3,384,140	59,685	SH		SOLE		0	0	59,685
UNION PAC CORP	COM	907818108	754,584	3,309	SH		SOLE		0	0	3,309
UNITED BANKSHARES INC WEST V	COM	909907107	217,377	5,789	SH		SOLE		0	0	5,789
UNITED PARCEL SERVICE INC	CL B	911312106	2,396,909	19,008	SH		SOLE		0	0	19,008
UNITED RENTALS INC	COM	911363109	215,559	306	SH		SOLE		0	0	306
UNITEDHEALTH GROUP INC	COM	91324P102	2,121,071	4,193	SH		SOLE		0	0	4,193
US BANCORP DEL	COM NEW	902973304	458,546	9,587	SH		SOLE		0	0	9,587
VALERO ENERGY CORP	COM	91913Y100	1,629,344	13,291	SH		SOLE		0	0	13,291
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	12,718,801	176,871	SH		SOLE		0	0	176,871
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	10,190,676	18,913	SH		SOLE		0	0	18,913
VANGUARD INDEX FDS	SML CP GRW ETF	922908595	277,259	990	SH		SOLE		0	0	990
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	2,332,188	8,047	SH		SOLE		0	0	8,047
VANGUARD INDEX FDS	SMALL CP ETF	922908751	4,251,995	17,696	SH		SOLE		0	0	17,696
VANGUARD INDEX FDS	VALUE ETF	922908744	24,069,173	142,169	SH		SOLE		0	0	142,169
VANGUARD INDEX FDS	MID CAP ETF	922908629	1,617,268	6,123	SH		SOLE		0	0	6,123
VANGUARD INDEX FDS	SM CP VAL ETF	922908611	7,293,465	36,802	SH		SOLE		0	0	36,802
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	222,700	2,500	SH		SOLE		0	0	2,500
VANGUARD INDEX FDS	MCAP GR IDXVIP	922908538	476,633	1,878	SH		SOLE		0	0	1,878
VANGUARD INDEX FDS	MCAP VL IDXVIP	922908512	544,111	3,363	SH		SOLE		0	0	3,363
VANGUARD INTL EQUITY INDEX F	FTSE EUROPE ETF	922042874	14,003,101	220,626	SH		SOLE		0	0	220,626
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	6,268,770	142,343	SH		SOLE		0	0	142,343
VANGUARD INTL EQUITY INDEX F	TT WRLD ST ETF	922042742	289,588	2,465	SH		SOLE		0	0	2,465
VANGUARD SCOTTSDALE FDS	MTG-BKD SECS ETF	92206C771	12,741,264	281,016	SH		SOLE		0	0	281,016
VANGUARD SCOTTSDALE FDS	SHORT TERM TREAS	92206C102	5,293,119	90,978	SH		SOLE		0	0	90,978
VANGUARD SCOTTSDALE FDS	LONG TERM TREAS	92206C847	1,763,949	31,869	SH		SOLE		0	0	31,869
VANGUARD SCOTTSDALE FDS	LG-TERM COR BD	92206C813	938,190	12,546	SH		SOLE		0	0	12,546
VANGUARD SCOTTSDALE FDS	SHRT TRM CORP BD	92206C409	4,957,922	63,555	SH		SOLE		0	0	63,555
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	349,557	1,785	SH		SOLE		0	0	1,785
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	2,346,740	49,074	SH		SOLE		0	0	49,074
VANGUARD WHITEHALL FDS	INTL HIGH ETF	921946794	6,077,157	89,528	SH		SOLE		0	0	89,528
VANGUARD WORLD FD	INDUSTRIAL ETF	92204A603	205,802	809	SH		SOLE		0	0	809
VANGUARD WORLD FD	INF TECH ETF	92204A702	401,061	645	SH		SOLE		0	0	645
VANGUARD WORLD FD	FINANCIALS ETF	92204A405	285,021	2,414	SH		SOLE		0	0	2,414
VERIZON COMMUNICATIONS INC	COM	92343V104	1,212,136	30,311	SH		SOLE		0	0	30,311
VICI PPTYS INC	COM	925652109	711,760	24,367	SH		SOLE		0	0	24,367
VISA INC	COM CL A	92826C839	12,329,985	39,014	SH		SOLE		0	0	39,014
WALMART INC	COM	931142103	7,011,757	77,607	SH		SOLE		0	0	77,607
WEC ENERGY GROUP INC	COM	92939U106	393,181	4,181	SH		SOLE		0	0	4,181
WELLS FARGO CO NEW	COM	949746101	1,393,570	19,840	SH		SOLE		0	0	19,840
WEYERHAEUSER CO MTN BE	COM NEW	962166104	492,653	17,501	SH		SOLE		0	0	17,501
WHIRLPOOL CORP	COM	963320106	3,017,006	26,354	SH		SOLE		0	0	26,354
WILLIAMS COS INC	COM	969457100	2,624,128	48,487	SH		SOLE		0	0	48,487
WISDOMTREE TR	INTL EQUITY FD	97717W703	1,383,560	26,256	SH		SOLE		0	0	26,256
WISDOMTREE TR	EMER MKT HIGH FD	97717W315	225,732	5,575	SH		SOLE		0	0	5,575
WISDOMTREE TR	US LARGECAP DIVD	97717W307	371,836	4,780	SH		SOLE		0	0	4,780
WISDOMTREE TR	EUROPE SMCP DV	97717W869	6,388,926	112,918	SH		SOLE		0	0	112,918
WORLD GOLD TR	SPDR GLD MINIS	98149E303	1,687,751	32,463	SH		SOLE		0	0	32,463
XYLEM INC	COM	98419M100	295,155	2,544	SH		SOLE		0	0	2,544
YUM BRANDS INC	COM	988498101	424,885	3,167	SH		SOLE		0	0	3,167
ZIMMER BIOMET HOLDINGS INC	COM	98956P102	598,922	5,670	SH		SOLE		0	0	5,670
ZOETIS INC	CL A	98978V103	247,979	1,522	SH		SOLE		0	0	1,522
ZOOM COMMUNICATIONS INC	CL A	98980L101	219,204	2,686	SH		SOLE		0	0	2,686