Carver Bancorp (CARV) 10-Q13 Nov 192020 Q2 Quarterly reportFinancial data

Company Profile

Document and Entity Information

Document and Entity Information Document - shares	6 Months Ended
Document and Entity Information Document - shares	Sep. 30, 2019	Nov. 12, 2019
Document and Entity Information [Abstract]
Entity Registrant Name	CARVER BANCORP INC
Entity Central Index Key	0001016178
Current Fiscal Year End Date	--03-31
Entity Filer Category	Non-accelerated Filer
Document Type	10-Q
Document Period End Date	Sep. 30, 2019
Document Fiscal Year Focus	2020
Document Fiscal Period Focus	Q2
Amendment Flag	false
Entity Common Stock, Shares Outstanding		3,699,384
Entity Shell Company	false
Entity Smaller Reporting Company	true
Entity Emerging Growth Company	false
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes

Consolidated Statements of Fina

Consolidated Statements of Financial Condition - USD ($) $ in Thousands	Sep. 30, 2019	Mar. 31, 2019
Cash and cash equivalents:
Cash and due from banks	$ 37,970	$ 30,719
Money market investments	259	509
Total cash and cash equivalents	38,229	31,228
Investment securities:
Available-for-sale	75,109	79,845
Held-to-maturity	10,680	11,137
Total investment securities	85,789	90,982
Loans receivable:
Loans, gross	433,284	428,828
Allowance for loan losses	(4,625)	(4,646)
Total loans receivable, net	428,659	424,182
Premises and equipment, net	5,411	5,056
Federal Home Loan Bank of New York (“FHLB-NY”) stock, at cost	1,468	926
Accrued interest receivable	2,065	2,019
Right-of-use assets	18,783	0
Other assets	6,588	9,320
Total assets	586,992	563,713
Deposits:
Non-interest bearing checking	58,415	60,201
Interest-bearing deposits:
Interest-bearing checking	22,119	23,473
Savings	97,400	99,310
Money market	102,083	94,376
Certificates of deposit	191,025	200,607
Escrow	2,079	2,229
Total interest-bearing deposits	414,706	419,995
Total deposits	473,121	480,196
Advances from the FHLB-NY and other borrowed money	33,552	21,403
Operating lease liability	19,254	0
Other liabilities	9,756	14,978
Total liabilities	535,683	516,577
EQUITY
Preferred stock	45,118	45,118
Common stock	61	61
Additional paid-in capital	55,516	55,514
Accumulated deficit	(49,051)	(52,201)
Treasury stock	(417)	(417)
Accumulated other comprehensive loss	82	(939)
Total equity	51,309	47,136
Total liabilities and equity	586,992	563,713
Real Estate
Loans receivable:
Loans, gross	338,776	328,104
Business
Loans receivable:
Loans, gross	90,816	96,661
Allowance for loan losses	(1,491)	(1,330)
Consumer
Loans receivable:
Loans, gross	3,692	4,063
Allowance for loan losses	$ (248)	$ (154)

Consolidated Statements of Fi_2

Consolidated Statements of Financial Condition Consolidated Statements of Financial Condition Parentheticals - USD ($) $ in Thousands	Sep. 30, 2019	Mar. 31, 2019
Statement of Financial Position [Abstract]
Held-to-maturity, Fair Value	$ 10,879	$ 11,107
Series D Convertible Preferred Stock, Par Value (in dollars per share)	$ 0.01	$ 0.01
Series D Convertible Preferred Stock, Shares Issued (in shares)	45,118	45,118
Series D Convertible Preferred Stock, Shares Outstanding (in shares)	45,118	45,118
Series D Convertible Preferred Stock, Liquidation Preference (in dollars per share)	$ 1,000	$ 1,000
Common Stock, Par Value (in dollars per share)	$ 0.01	$ 0.01
Common Stock, Shares Authorized (in shares)	10,000,000	10,000,000
Common Stock, Shares Issued (in shares)	3,701,328	3,700,728
Common Stock, Shares Outstanding (in shares)	3,699,384	3,698,784
Treasury Stock	1,944	1,944

Consolidated Statements of Oper

Consolidated Statements of Operations - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018
Interest income:
Loans	$ 4,589	$ 4,931	$ 9,412	$ 10,117
Mortgage-backed securities	296	281	609	511
Investment securities	230	325	512	589
Money market investments	173	380	340	823
Total interest income	5,288	5,917	10,873	12,040
Interest expense:
Deposits	1,184	1,402	2,389	2,750
Advances and other borrowed money	260	199	468	476
Total interest expense	1,444	1,601	2,857	3,226
Net interest income	3,844	4,316	8,016	8,814
Provision for loan losses	7	49	8	54
Net interest income after provision for loan losses	3,837	4,267	8,008	8,760
Non-interest income:
Depository fees and charges	811	854	1,615	1,687
Loan fees and service charges	73	70	161	142
Gain (loss) on sale of loans, net	22	(23)	25	(23)
Gain on sale of building, net	0	154	0	308
Other	292	24	357	269
Total non-interest income	1,198	1,079	2,158	2,383
Non-interest expense:
Employee compensation and benefits	2,808	3,110	5,528	6,280
Net occupancy expense	1,147	1,354	2,264	2,286
Equipment, net	352	309	640	559
Data processing	421	413	826	837
Consulting fees	49	69	128	109
Federal deposit insurance premiums (credits)	(89)	246	(1)	496
Other	1,397	1,796	2,970	3,557
Total non-interest expense	6,085	7,297	12,355	14,124
Loss before income taxes	(1,050)	(1,951)	(2,189)	(2,981)
Income tax expense	0	66	0	66
Net loss	$ (1,050)	$ (2,017)	$ (2,189)	$ (3,047)
Net loss per common share:
Loss per Share, Basic (in dollars per share)	$ (0.28)	$ (0.55)	$ (0.59)	$ (0.82)
Loss per Share, Diluted (in dollars per share)	$ (0.28)	$ (0.55)	$ (0.59)	$ (0.82)

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Loss Statement - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018
Statement of Comprehensive Income [Abstract]
Net loss	$ (1,050)	$ (2,017)	$ (2,189)	$ (3,047)
Other comprehensive income (loss), net of tax:
Unrealized (loss) gain of securities available-for sale, net of tax	142	(348)	1,021	(686)
Total comprehensive (loss) income, net of tax	(908)	(2,365)	(1,168)	(3,733)
Change in unrealized loss of securities available-for-sale, Tax	0	0	0	0
Reclassification adjustment for gains on sale of available-for-sale securities, Tax	$ 0	$ 0	$ 0	$ 0

Consolidated Statement of Chang

Consolidated Statement of Changes in Stockholders' Equity - USD ($) $ in Thousands	Total	Preferred Stock	Common Stock	Additional Paid-in Capital	Accumulated Deficit	Treasury Stock	Accumulated Other Comprehensive Loss
Equity - Beginning Balance at Mar. 31, 2018	$ 51,971	$ 45,118	$ 61	$ 55,479	$ (45,544)	$ (417)	$ (2,726)
Net loss	(3,047)	0	0	0		0	0
Other comprehensive loss, net of taxes	(686)	0	0	0	0	0
Stock based compensation expense	32	0	0	32	0	0	0
Equity - Ending Balance at Sep. 30, 2018	48,270	45,118	61	55,511	(49,312)	(417)	(2,691)
Equity - Beginning Balance at Jun. 30, 2018	50,604	45,118	61	55,480	(47,295)	(417)	(2,343)
Net loss	(2,017)	0	0	0		0	0
Other comprehensive loss, net of taxes	(348)	0	0	0	0	0	(348)
Stock based compensation expense	31	0	0	31	0	0	0
Equity - Ending Balance at Sep. 30, 2018	48,270	45,118	61	55,511	(49,312)	(417)	(2,691)
Cumulative Effect of New Accounting Principle \| Accounting Standards Update 2016-01	0	0	0	0	(721)	0	721
Equity - Beginning Balance at Mar. 31, 2019	47,136	45,118	61	55,514	(52,201)	(417)	(939)
Net loss	(2,189)	0	0	0		0	0
Other comprehensive loss, net of taxes	1,021	0	0	0	0	0	1,021
Stock based compensation expense	2	0	0	2	0	0	0
Equity - Ending Balance at Sep. 30, 2019	51,309	45,118	61	55,516	(49,051)	(417)	82
Equity - Beginning Balance at Jun. 30, 2019	52,216	45,118	61	55,515	(48,001)	(417)	(60)
Net loss	(1,050)	0	0	0		0	0
Other comprehensive loss, net of taxes	142	0	0	0	0	0	142
Stock based compensation expense	1	0	0	1	0	0	0
Equity - Ending Balance at Sep. 30, 2019	51,309	45,118	61	55,516	(49,051)	(417)	82
Cumulative Effect of New Accounting Principle \| Accounting Standards Update 2016-02	$ 5,339	$ 0	$ 0	$ 0	$ 5,339	$ 0	$ 0

Consolidated Statements of Cash

Consolidated Statements of Cash Flows $ in Thousands	6 Months Ended
Consolidated Statements of Cash Flows $ in Thousands	Sep. 30, 2019USD ($)	Sep. 30, 2018USD ($)
CASH FLOWS FROM OPERATING ACTIVITIES
Net loss	$ (2,189)	$ (3,047)
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan losses	8	54
Stock based compensation expense	2	32
Depreciation and amortization expense	446	367
Gain on sale of real estate owned, net of market value adjustment	(208)	(93)
Gain on sale of loans, net	(25)	23
Gain on sale of building	0	(308)
Amortization and accretion of loan premiums and discounts and deferred charges	253	163
Amortization and accretion of premiums and discounts — securities	456	229
(Increase) decrease in accrued interest receivable	(46)	27
Decrease (increase) in other assets	2,741	(408)
Increase in other liabilities	117	346
Net cash provided by (used in) operating activities	1,555	(2,615)
CASH FLOWS FROM INVESTING ACTIVITIES
Purchases of investments: Available-for-sale	0	(47,629)
Proceeds from principal payments, maturities and calls of investments: Available-for-sale	5,342	5,328
Proceeds from principal payments, maturities and calls of investments: Held-to-maturity	438	508
Originations of loans held-for-investment, net of repayments	15,724	45,806
Loans purchased from third parties	20,902	0
Proceeds on sale of loans	602	232
(Purchase) redemption of FHLB-NY stock, net	(542)	1,202
Purchase of premises and equipment	(801)	(2,460)
Proceeds from sales of real estate owned	511	1,105
Net cash provided by investing activities	372	4,092
CASH FLOWS FROM FINANCING ACTIVITIES
Net decrease in deposits	(7,075)	(50,506)
Net increase (decrease) in FHLB-NY advances and other borrowings	12,149	(25,000)
Net cash provided by (used in) financing activities	5,074	(75,506)
Net increase (decrease) in cash and cash equivalents	7,001	(74,029)
Cash and cash equivalents at beginning of period	31,228	134,558
Cash and cash equivalents at end of period	38,229	60,529
Noncash financing and investing activities
Transfers to real estate owned	0	142
Recognition of right-of-use asset	19,951
Recognition of lease liability	153
Recognition of operating lease liability	19,254
Recognition of finance lease asset	163
Cash paid for:
Interest	2,385	2,500
Income taxes	$ 32	$ 31

Organization

Organization	6 Months Ended
Organization	Sep. 30, 2019
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Organization	ORGANIZATION Nature of operations Carver Bancorp, Inc. (on a stand-alone basis, the “Company” or “Registrant”), was incorporated in May 1996 and its principal wholly-owned subsidiary is Carver Federal Savings Bank (the “Bank” or “Carver Federal”). Carver Federal's wholly-owned subsidiaries are CFSB Realty Corp., Carver Community Development Corporation (“CCDC”) and CFSB Credit Corp., which is currently inactive. The Bank has a real estate investment trust, Carver Asset Corporation ("CAC"), that was formed in February 2004. “Carver,” the “Company,” “we,” “us” or “our” refers to the Company along with its consolidated subsidiaries. The Bank was chartered in 1948 and began operations in 1949 as Carver Federal Savings and Loan Association, a federally-chartered mutual savings and loan association. The Bank converted to a federal savings bank in 1986. On October 24, 1994, the Bank converted from a mutual holding company structure to stock form and issued 2,314,375 shares of its common stock, par value 0.01 per share. On October 17, 1996, the Bank completed its reorganization into a holding company structure (the “Reorganization”) and became a wholly-owned subsidiary of the Company. Carver Federal’s principal business consists of attracting deposit accounts through its branches and investing those funds in mortgage loans and other investments permitted by federal savings banks. The Bank has eight branches located throughout the City of New York that primarily serve the communities in which they operate. In September 2003, the Company formed Carver Statutory Trust I (the “Trust”) for the sole purpose of issuing trust preferred securities and investing the proceeds in an equivalent amount of floating rate junior subordinated debentures of the Company. In accordance with Accounting Standards Codification (“ASC”) 810, “Consolidations,” Carver Statutory Trust I is unconsolidated for financial reporting purposes. On September 17, 2003, Carver Statutory Trust I issued 13,000 shares, liquidation amount $1,000 per share, of floating rate capital securities. Gross proceeds from the sale of these trust preferred debt securities of $13 million , and proceeds from the sale of the trust's common securities of $0.4 million , were used to purchase approximately $13.4 million aggregate principal amount of the Company's floating rate junior subordinated debt securities due 2033. The trust preferred debt securities are redeemable at par quarterly at the option of the Company beginning on or after September 17, 2008, and have a mandatory redemption date of September 17, 2033. Cash distributions on the trust preferred debt securities are cumulative and payable at a floating rate per annum resetting quarterly with a margin of 3.05% over the three-month LIBOR. During the second quarter of fiscal year 2017, the Company applied for and was granted regulatory approval to settle all outstanding debenture interest payments through September 2016. Such payments were made in September 2016. Interest on the debentures has been deferred beginning with the December 2016 payment, per the terms of the agreement, which permit such deferral for up to twenty consecutive quarters, as the Company is prohibited from making payments without prior regulatory approval. The interest rate was 5.19% and the total amount of deferred interest was $2.2 million at September 30, 2019 . Carver relies primarily on dividends from Carver Federal to pay cash dividends to its stockholders, to engage in share repurchase programs and to pay principal and interest on its trust preferred debt obligation. The OCC regulates all capital distributions, including dividend payments, by Carver Federal to Carver, and the FRB regulates dividends paid by Carver. As the subsidiary of a savings and loan association holding company, Carver Federal must file a notice or an application (depending on the proposed dividend amount) with the OCC (and a notice with the FRB) prior to the declaration of each capital distribution. The OCC will disallow any proposed dividend, for among other reasons, that would result in Carver Federal’s failure to meet the OCC minimum capital requirements. In accordance with the Agreement defined directly below, Carver Federal is currently prohibited from paying any dividends without prior OCC approval, and, as such, has suspended Carver’s regular quarterly cash dividend on its common stock. There are no assurances that dividend payments to Carver will resume. Regulation On October 23, 2015, the Board of Directors of the Company adopted resolutions requiring, among other things, written approval from the Federal Reserve Bank of Philadelphia prior to the declaration or payment of dividends, any increase in debt by the Company, or the redemption of Company common stock. On May 24, 2016, the Bank entered into a Formal Agreement ("the Agreement") with the OCC to undertake certain compliance-related and other actions as further described in the Company’s Current Report on Form 8-K as filed with the Securities and Exchange Commission (“SEC”) on May 27, 2016. As a result of the Agreement, the Bank must obtain the approval of the OCC prior to effecting any change in its directors or senior executive officers. The Bank may not declare or pay dividends or make any other capital distributions, including to the Company, without first filing an application with the OCC and receiving the prior approval of the OCC. Furthermore, the Bank must seek the OCC's written approval and the FDIC's written concurrence before entering into any "golden parachute payments" as that term is defined under 12 U.S.C. § 1828(k) and 12 C.F.R. Part 359.

Summary of Significant Accounti

Summary of Significant Accounting Policies	6 Months Ended
Summary of Significant Accounting Policies	Sep. 30, 2019
Accounting Policies [Abstract]
Significant Accounting Policies	SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES Basis of consolidated financial statement presentation The consolidated financial statements include the accounts of the Company, the Bank and the Bank’s wholly-owned or majority-owned subsidiaries, Carver Asset Corporation, CFSB Realty Corp., CCDC, and CFSB Credit Corp. All significant intercompany accounts and transactions have been eliminated in consolidation. The consolidated financial statements have been prepared in conformity with U.S. generally accepted accounting principles ("GAAP") for interim financial information and with the instructions to Form 10-Q and Article 10 of Regulation S-X. Accordingly, they do not include all of the information and footnotes required by GAAP for complete financial statements. In the opinion of management, all adjustments (consisting of normal recurring accruals) considered necessary for a fair presentation have been included. Operating results for the three and six month periods ended September 30, 2019 are not necessarily indicative of the results that may be expected for the year ended March 31, 2020 . The consolidated balance sheet at September 30, 2019 has been derived from the unaudited consolidated financial statements at that date but does not include all of the information and footnotes required by GAAP for complete financial statements. In preparing the consolidated financial statements, management is required to make estimates and assumptions that affect the reported amounts of assets and liabilities as of the date of the consolidated statement of financial condition and revenues and expenses for the period then ended. These unaudited consolidated financial statements should be read in conjunction with the Annual Report on Form 10-K for the year ended March 31, 2019 . Amounts subject to significant estimates and assumptions are items such as the allowance for loan losses, realization of deferred tax assets, assessment of other-than-temporary impairment of securities, and the fair value of financial instruments. While management uses available information to recognize losses on loans, future additions to the allowance for loan losses or future writedowns of real estate owned may be necessary based on changes in economic conditions in the areas where Carver Federal has extended mortgages and other credit instruments. Actual results could differ significantly from those assumptions. Current market conditions increase the risk and complexity of the judgments in these estimates. Certain comparative amounts for the prior period have been reclassified to conform to current period presentations. Such reclassifications had no effect on net income or shareholders' equity.

Earnings Per Common Share

Earnings Per Common Share	6 Months Ended
Earnings Per Common Share	Sep. 30, 2019
Earnings Per Share [Abstract]
Earnings Per Common Share	PER COMMON SHARE The following table reconciles the net loss (numerator) and the weighted average common stock outstanding (denominator) for both basic and diluted loss per share for the following periods: Three Months Ended September 30, Six Months Ended September 30, $ in thousands except per share data 2019 2018 2019 2018 Net loss $ (1,050 ) $ (2,017 ) (2,189 ) (3,047 ) Weighted average common shares outstanding - basic 3,699,384 3,698,664 3,699,101 3,698,286 Weighted average common shares outstanding – diluted 3,699,384 3,698,664 3,699,101 3,698,286 Basic loss per common share $ (0.28 ) $ (0.55 ) $ (0.59 ) $ (0.82 ) Diluted loss per common share $ (0.28 ) $ (0.55 ) $ (0.59 ) $ (0.82 ) For the three and six months ended September 30, 2019 and 2018 , all restricted shares and outstanding stock options were anti-dilutive.

Common Stock Dividends

Common Stock Dividends	6 Months Ended
Common Stock Dividends	Sep. 30, 2019
Dividends [Abstract]
Stockholders' Equity Note Disclosure	COMMON STOCK DIVIDENDS On October 28, 2011, the Treasury exchanged the CDCI Series B preferred stock for 2,321,286 shares of Carver common stock and the Series C preferred stock converted into 1,208,039 shares of Carver common stock and 45,118 shares of Series D preferred stock. Series C stock was previously reported as mezzanine equity, and upon conversion to common and Series D preferred stock is now reported as equity attributable to Carver Bancorp, Inc. The holders of the Series D Preferred Stock are entitled to receive dividends, on an as-converted basis, simultaneously to the payment of any dividends on the common stock.

Other Comprehensive Income (Los

Other Comprehensive Income (Loss)	6 Months Ended
Other Comprehensive Income (Loss)	Sep. 30, 2019
Statement of Comprehensive Income [Abstract]
Comprehensive Income (Loss) Note	OTHER COMPREHENSIVE INCOME (LOSS) The following tables set forth changes in each component of accumulated other comprehensive income (loss), net of tax for the six months ended September 30, 2019 and 2018 : $ in thousands At March 31, 2019 Other Comprehensive Income, net of tax At September 30, 2019 Net unrealized income (loss) on securities available-for-sale $ (939 ) $ 1,021 $ 82 $ in thousands At March 31, 2018 ASU 2016-01 reclassification Other Comprehensive Income, net of tax At September 30, 2018 Net unrealized income (loss) on securities available-for-sale $ (2,726 ) 721 $ (686 ) $ (2,691 ) There were no reclassifications out of accumulated other comprehensive loss to the consolidated statement of operations for the six months ended September 30, 2019 and 2018 .

Investment Securities

Investment Securities	6 Months Ended
Investment Securities	Sep. 30, 2019
Investments, Debt and Equity Securities [Abstract]
Investment Securities	INVESTMENT SECURITIES The Bank utilizes mortgage-backed and other investment securities in its asset/liability management strategy. In making investment decisions, the Bank considers, among other things, its yield and interest rate objectives, its interest rate and credit risk position, and its liquidity and cash flow. Generally, the investment policy of the Bank is to invest funds among categories of investments and maturities based upon the Bank’s asset/liability management policies, investment quality, loan and deposit volume and collateral requirements, liquidity needs and performance objectives. GAAP requires that securities be classified into three categories: trading, held-to-maturity, and available-for-sale. At September 30, 2019 , $75.1 million , or 87.6% , of the Bank’s total securities were classified as available-for-sale, and $10.7 million , or 12.4% , were classified as held-to-maturity. The Bank had no securities classified as trading at September 30, 2019 and March 31, 2019 . Equity securities primarily consist of the Bank's investment in a Community Reinvestment Act ("CRA") mutual fund and other equity investments. As a result of the adoption of ASU 2016-01 in April 2018, the Company determined that these investments fall under the provisions of ASU 2016-01, and accordingly, were transferred from available-for-sale and reclassified into equity securities on the Statement of Financial Condition. These securities are measured at fair value with unrealized holding gains and losses reflected in net income. Effective April 1, 2018, the Company recorded a cumulative effect adjustment of $721 thousand as a reclassification from accumulated other comprehensive loss to retained earnings. Additionally, all subsequent changes in fair value have been recognized in the Statements of Operations. The Bank redeemed its $9.2 million investment in the CRA mutual fund during the third quarter of fiscal year 2019. Other investments totaled $492 thousand at September 30, 2019 and are included in Other Assets on the Statements of Financial Condition. The following tables set forth the amortized cost and fair value of securities available-for-sale and held-to-maturity at September 30, 2019 and March 31, 2019 : At September 30, 2019 Amortized Gross Unrealized $ in thousands Cost Gains Losses Fair Value Available-for-Sale: Mortgage-backed securities: Government National Mortgage Association $ 3,907 $ 21 $ 15 $ 3,913 Federal Home Loan Mortgage Corporation 10,243 148 25 10,366 Federal National Mortgage Association 25,504 363 225 25,642 Total mortgage-backed securities 39,654 532 265 39,921 U.S. Government Agency Securities 30,310 13 205 30,118 Corporate Bonds 5,041 35 6 5,070 Total available-for-sale $ 75,005 $ 580 $ 476 $ 75,109 Held-to-Maturity: Mortgage-backed securities: Government National Mortgage Association $ 1,113 $ 69 $ — $ 1,182 Federal National Mortgage Association and Other 8,567 131 10 8,688 Total held-to-maturity mortgage-backed securities 9,680 200 10 9,870 Corporate Bonds 1,000 9 — 1,009 Total held-to maturity $ 10,680 $ 209 $ 10 $ 10,879 At March 31, 2019 Amortized Gross Unrealized $ in thousands Cost Gains Losses Fair Value Available-for-Sale: Mortgage-backed securities: Government National Mortgage Association $ 4,443 $ 25 $ 86 $ 4,382 Federal Home Loan Mortgage Corporation 11,104 69 148 11,025 Federal National Mortgage Association 27,094 131 617 26,608 Total mortgage-backed securities 42,641 225 851 42,015 U.S. Government Agency Securities 33,089 — 236 32,853 Corporate Bonds 5,054 — 77 4,977 Total available-for-sale $ 80,784 $ 225 $ 1,164 $ 79,845 Held-to-Maturity: Mortgage-backed securities: Government National Mortgage Association $ 1,214 $ 40 $ — $ 1,254 Federal National Mortgage Association and Other 8,923 — 87 8,836 Total held-to-maturity mortgage-backed securities 10,137 40 87 10,090 Corporate Bonds 1,000 17 — 1,017 Total held-to-maturity $ 11,137 $ 57 $ 87 $ 11,107 There were no sales of available-for-sale and held-to-maturity securities for the three and six months ended September 30, 2019 and 2018 . The following tables set forth the unrealized losses and fair value of securities in an unrealized loss position at September 30, 2019 and March 31, 2019 for less than 12 months and 12 months or longer: At September 30, 2019 Less than 12 months 12 months or longer Total $ in thousands Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Available-for-Sale: Mortgage-backed securities $ 18 $ 3,498 $ 247 $ 18,156 $ 265 $ 21,654 U.S. Government Agency securities 76 9,937 129 18,680 205 28,617 Corporate Bonds — — 6 3,009 6 3,009 Total available-for-sale securities $ 94 $ 13,435 $ 382 $ 39,845 $ 476 $ 53,280 Held-to-Maturity: Mortgage-backed securities $ — $ — $ 10 $ 1,248 $ 10 $ 1,248 Total held-to-maturity securities $ — $ — $ 10 $ 1,248 $ 10 $ 1,248 At March 31, 2019 Less than 12 months 12 months or longer Total $ in thousands Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Available-for-Sale: Mortgage-backed securities $ — $ — $ 851 $ 26,787 $ 851 $ 26,787 U.S. Government Agency securities 23 20,851 213 12,002 236 32,853 Corporate bonds — — 77 4,977 77 4,977 Total available-for-sale securities $ 23 $ 20,851 $ 1,141 $ 43,766 $ 1,164 $ 64,617 Held-to-Maturity: Mortgage-backed securities $ — $ — $ 87 $ 8,752 $ 87 $ 8,752 Total held-to-maturity securities $ — $ — $ 87 $ 8,752 $ 87 $ 8,752 A total of 24 securities had an unrealized loss at September 30, 2019 compared to 35 at March 31, 2019 . U.S. government agency securities and mortgage-backed securities represented 53.7% and 40.6% , respectively, of total available-for-sale securities in an unrealized loss position at September 30, 2019 . There were 13 mortgage-backed securities, three corporate bonds, and three U.S. government agency securities, that had an unrealized loss position for more than 12 months at September 30, 2019 . The Bank had one mortgage-backed security in the held-to-maturity portfolio that had an unrealized loss position for more than 12 months. Given the high credit quality of the securities which are backed by the U.S. government's guarantees, and the corporate securities which are all reputable institutions in good financial standing, the risk of credit loss is minimal. Management believes that these unrealized losses are a direct result of the current rate environment and that the Company has the ability and intent to hold the securities until maturity or until the valuations recover. The amount of an other-than-temporary impairment when there are credit and non-credit losses on a debt security which management does not intend to sell, and for which it is more likely than not that the Company will not be required to sell the security prior to the recovery of the non-credit impairment is accounted for as follows: (1) the portion of the total impairment that is attributable to the credit loss would be recognized in earnings, and (2) the remaining difference between the debt security's amortized cost basis and its fair value would be included in other comprehensive income (loss). The Bank did not have any other securities that were classified as having other-than-temporary impairment in its investment portfolio at September 30, 2019 . The following is a summary of the amortized cost and fair value of debt securities at September 30, 2019 , by remaining period to contractual maturity (ignoring earlier call dates, if any). Actual maturities may differ from contractual maturities because certain security issuers have the right to call or prepay their obligations. The table below does not consider the effects of possible prepayments or unscheduled repayments. $ in thousands Amortized Cost Fair Value Weighted Average Yield Available-for-Sale: Less than one year $ 1,001 $ 1,000 1.65 % One through five years 7,962 7,925 1.72 % Five through ten years 15,392 15,377 2.63 % After ten years 50,650 50,807 2.61 % Total $ 75,005 $ 75,109 2.51 % Held-to-maturity: One through five years $ 4,498 $ 4,569 2.40 % Five through ten years $ 4,144 $ 4,226 3.35 % After ten years 2,038 2,084 2.86 % Total $ 10,680 $ 10,879 2.86 %

Loans Receivable and Allowance

Loans Receivable and Allowance for Loan and Lease Losses	6 Months Ended
Loans Receivable and Allowance for Loan and Lease Losses	Sep. 30, 2019
Loans and Leases Receivable Disclosure [Abstract]
Loans Receivable and Allowance for Loan and Lease Losses	LOANS RECEIVABLE AND ALLOWANCE FOR LOAN AND LEASE LOSSES The loans receivable portfolio is segmented into one-to-four family, multifamily, commercial real estate, business (including Small Business Administration loans), and consumer loans. The allowance for loan and lease losses ("ALLL") reflects management’s judgment in the evaluation of probable loan losses inherent in the portfolio at the balance sheet date. Management uses a disciplined process and methodology to calculate the ALLL each quarter. To determine the total ALLL, management estimates the reserves needed for each segment of the loan portfolio, including loans analyzed individually and loans analyzed on a pooled basis. From time to time, events or economic factors may affect the loan portfolio, causing management to provide additional or to release reserves from the ALLL. The ALLL is sensitive to risk ratings assigned to individually evaluated loans and economic assumptions and delinquency trends. Individual loan risk ratings are evaluated based on the specific facts related to that loan. Additions to the ALLL are made by charges to the provision for loan losses. Credit exposures deemed to be uncollectible are charged against the ALLL, while recoveries of previously charged off amounts are credited to the ALLL. The following is a summary of loans receivable at September 30, 2019 and March 31, 2019 : September 30, 2019 March 31, 2019 $ in thousands Amount Percent Amount Percent Gross loans receivable: One-to-four family $ 116,291 27.1 % $ 108,363 25.5 % Multifamily 82,246 19.1 % 86,177 20.2 % Commercial real estate 138,512 32.2 % 130,812 30.7 % Business (1) 88,982 20.7 % 96,430 22.7 % Consumer (2) 3,655 0.9 % 4,023 0.9 % Total loans receivable $ 429,686 100.0 % $ 425,805 100.0 % Unamortized premiums, deferred costs and fees, net 3,598 3,023 Allowance for loan losses (4,625 ) (4,646 ) Total loans receivable, net $ 428,659 $ 424,182 (1) Includes business overdrafts (2) Includes personal loans and consumer overdrafts The following is an analysis of the allowance for loan losses based upon the method of evaluating loan impairment for the three and six month periods ended September 30, 2019 and 2018 , and the fiscal year ended March 31, 2019 . Three months ended September 30, 2019 $ in thousands One-to-four family Multifamily Commercial Real Estate Business Consumer Unallocated Total Allowance for loan losses: Beginning Balance 1,232 875 668 1,400 240 255 $ 4,670 Charge-offs — — — (56 ) (6 ) — (62 ) Recoveries 8 — — 2 — — 10 Provision for (recovery of) Loan Losses 49 9 27 145 14 (237 ) 7 Ending Balance $ 1,289 $ 884 $ 695 $ 1,491 $ 248 $ 18 $ 4,625 Six months ended September 30, 2019 $ in thousands One-to-four family Multifamily Commercial Real Estate Business Consumer Unallocated Total Allowance for loan losses: Beginning Balance $ 1,274 $ 885 $ 766 $ 1,330 $ 154 $ 237 $ 4,646 Charge-offs — — — (56 ) (73 ) — (129 ) Recoveries 8 — — 90 2 — 100 Provision for (recovery of) Loan Losses 7 (1 ) (71 ) 127 165 (219 ) 8 Ending Balance $ 1,289 $ 884 $ 695 $ 1,491 $ 248 $ 18 $ 4,625 Allowance for Loan Losses Ending Balance: collectively evaluated for impairment $ 1,120 $ 884 $ 695 $ 1,478 $ 248 $ 18 $ 4,443 Allowance for Loan Losses Ending Balance: individually evaluated for impairment 169 — — 13 — — 182 Loan Receivables Ending Balance: $ 118,502 $ 82,823 $ 137,451 $ 90,816 $ 3,692 $ — $ 433,284 Ending Balance: collectively evaluated for impairment 113,693 80,390 137,451 88,509 3,692 — 423,735 Ending Balance: individually evaluated for impairment 4,809 2,433 — 2,307 — — 9,549 At March 31, 2019 $ in thousands One-to-four family Multifamily Commercial Real Estate Business Consumer Unallocated Total Allowance for Loan Losses Ending Balance: collectively evaluated for impairment $ 1,103 $ 885 $ 766 $ 1,312 $ 154 $ 237 $ 4,457 Allowance for Loan Losses Ending Balance: individually evaluated for impairment 171 — — 18 — — 189 Loan Receivables Ending Balance: $ 109,926 $ 86,886 $ 131,292 $ 96,661 $ 4,063 $ — $ 428,828 Ending Balance: collectively evaluated for impairment 104,509 83,672 130,816 93,399 4,063 — 416,459 Ending Balance: individually evaluated for impairment 5,417 3,214 476 3,262 — — 12,369 Three months ended September 30, 2018 $ in thousands One-to-four family Multifamily Commercial Real Estate Business Consumer Unallocated Total Allowance for loan losses: Beginning Balance $ 1,853 $ 1,387 $ 540 $ 1,169 $ 172 $ 66 $ 5,187 Charge-offs (49 ) (100 ) — (329 ) (2 ) — (480 ) Recoveries — — — 4 32 — 36 Provision for (recovery of) Loan Losses (323 ) (348 ) 162 686 (62 ) (66 ) 49 Ending Balance $ 1,481 $ 939 $ 702 $ 1,530 $ 140 $ — $ 4,792 Six months ended September 30, 2018 $ in thousands One-to-four family Multifamily Commercial Real Estate Business Consumer Unallocated Total Allowance for loan losses: Beginning Balance $ 1,210 $ 1,819 $ 1,052 $ 1,003 $ 18 $ 24 $ 5,126 Charge-offs (145 ) (100 ) — (340 ) (5 ) — (590 ) Recoveries — 158 — 9 35 — 202 Provision for (recovery of) Loan Losses 416 (938 ) (350 ) 858 92 (24 ) 54 Ending Balance $ 1,481 $ 939 $ 702 $ 1,530 $ 140 $ — $ 4,792 The following is a summary of nonaccrual loans at September 30, 2019 and March 31, 2019 . $ in thousands September 30, 2019 March 31, 2019 Gross loans receivable: One-to-four family $ 3,753 $ 4,488 Multifamily 2,433 3,214 Commercial real estate — 476 Business 1,542 2,051 Consumer — 65 Total nonaccrual loans $ 7,728 $ 10,294 Nonaccrual loans generally consist of loans for which the accrual of interest has been discontinued as a result of such loans becoming 90 days or more delinquent as to principal and/or interest payments. Interest income on nonaccrual loans is recorded when received based upon the collectability of the loan. At September 30, 2019 , other non-performing assets totaled $120 thousand which consisted of other real estate owned comprised of two foreclosed residential properties, compared to $404 thousand comprised of four residential properties at March 31, 2019 . Although we believe that substantially all risk elements at September 30, 2019 have been disclosed, it is possible that for a variety of reasons, including economic conditions, certain borrowers may be unable to comply with the contractual repayment terms on certain real estate and commercial loans. The Bank utilizes an internal loan classification system as a means of reporting problem loans within its loan categories. Loans may be classified as “Pass,” “Special Mention,” “Substandard,” “Doubtful,” and “Loss.” Loans rated Pass have demonstrated satisfactory asset quality, earning history, liquidity, and other adequate margins of creditor protection. They represent a moderate credit risk and some degree of financial stability. Loans are considered collectible in full, but perhaps require greater than average amount of loan officer attention. Borrowers are capable of absorbing normal setbacks without failure. Loans rated Special Mention have potential weaknesses that deserve management's close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the asset or in the Bank's credit position at some future date. Loans rated Substandard are inadequately protected by the current sound worth and paying capacity of the obligor or of the collateral pledged, if any. Assets so classified must have a well-defined weakness, or weaknesses, that jeopardize the liquidation of the debt. They are characterized by the distinct possibility that the Bank will sustain some loss if the deficiencies are not corrected. Loans rated Doubtful have all the weaknesses inherent in those classified Substandard with the added characteristic that the weaknesses present make collection or liquidation in full, based on currently existing facts, conditions and values, highly questionable and improbable. Loans classified as Loss are those considered uncollectible with insignificant value and are charged off immediately to the allowance for loan losses. One-to-four family residential loans and consumer and other loans are rated non-performing if they are delinquent in payments ninety or more days, a troubled debt restructuring with less than six months contractual performance or past maturity. All other one-to-four family residential loans and consumer and other loans are performing loans. At September 30, 2019 , and based on the most recent analysis performed in the current quarter, the risk category by class of loans is as follows: $ in thousands Multifamily Commercial Real Estate Business Credit Risk Profile by Internally Assigned Grade: Pass $ 80,390 $ 136,826 $ 84,496 Special Mention — 625 3,981 Substandard 2,433 — 2,339 Doubtful — — — Loss — — — Total $ 82,823 $ 137,451 $ 90,816 One-to-four family Consumer Credit Risk Profile Based on Payment Activity: Performing $ 114,749 $ 3,657 Non-Performing 3,753 35 Total $ 118,502 $ 3,692 At March 31, 2019 , and based on the most recent analysis performed, the risk category by class of loans is as follows: $ in thousands Multifamily Commercial Real Estate Business Credit Risk Profile by Internally Assigned Grade: Pass $ 83,672 $ 128,319 $ 90,336 Special Mention — 2,497 2,425 Substandard 3,214 476 3,900 Doubtful — — — Loss — — — Total $ 86,886 $ 131,292 $ 96,661 One-to-four family Consumer Credit Risk Profile Based on Payment Activity: Performing $ 106,531 $ 4,063 Non-Performing 3,395 — Total $ 109,926 $ 4,063 The following table presents an aging analysis of the recorded investment of past due loans receivables at September 30, 2019 and March 31, 2019 . September 30, 2019 $ in thousands 30-59 Days Past Due 60-89 Days Past Due 90 or More Days Past Due Total Past Due Current Total Loans Receivables One-to-four family $ — $ 623 $ 3,021 $ 3,644 $ 114,858 $ 118,502 Multifamily — — 2,053 2,053 80,770 82,823 Commercial real estate — — — — 137,451 137,451 Business 14 440 667 1,121 89,695 90,816 Consumer 122 — — 122 3,570 3,692 Total $ 136 $ 1,063 $ 5,741 $ 6,940 $ 426,344 $ 433,284 March 31, 2019 $ in thousands 30-59 Days Past Due 60-89 Days Past Due 90 or More Days Past Due Total Past Due Current Total Loans Receivables One-to-four family $ 1,827 $ — $ 3,395 $ 5,222 $ 104,704 $ 109,926 Multifamily 2,580 — 2,118 4,698 82,188 86,886 Commercial real estate 121 — — 121 131,171 131,292 Business 780 — 599 1,379 95,282 96,661 Consumer 87 53 65 205 3,858 4,063 Total $ 5,395 $ 53 $ 6,177 $ 11,625 $ 417,203 $ 428,828 The following table presents information on impaired loans with the associated allowance amount, if applicable, at September 30, 2019 and March 31, 2019 . At September 30, 2019 At March 31, 2019 $ in thousands Recorded Unpaid Associated Recorded Unpaid Associated With no specific allowance recorded: One-to-four family $ 3,994 $ 4,999 $ — $ 4,488 $ 5,643 $ — Multifamily 2,433 2,433 — 3,214 3,214 — Commercial real estate — — — 476 476 — Business 1,418 1,476 — 1,974 2,017 — With an allowance recorded: One-to-four family 815 815 169 929 929 171 Business 889 889 13 1,288 1,288 18 Total $ 9,549 $ 10,612 $ 182 $ 12,369 $ 13,567 $ 189 The following tables presents information on average balances of impaired loans and the interest income recognized on a cash basis for the three and six month periods ended September 30, 2019 and 2018 . For the Three Months Ended September 30, For the Six Months Ended September 30, 2019 2018 2019 2018 $ in thousands Average Balance Interest Income Recognized Average Balance Interest Income Recognized Average Balance Interest Income Recognized Average Balance Interest Income Recognized With no specific allowance recorded: One-to-four family $ 4,185 $ 14 $ 4,813 $ 26 $ 4,241 $ 30 $ 5,074 $ 31 Multifamily 2,789 14 2,382 9 2,824 41 1,646 17 Commercial real estate — — 492 8 238 — 1,014 8 Business 1,699 16 652 6 1,696 41 623 6 With an allowance recorded: One-to-four family 869 — 887 1 872 — 1,003 2 Multifamily — — — — — — 371 — Business 1,067 — 3,050 4 1,088 — 2,867 4 Total $ 10,609 $ 44 $ 12,276 $ 54 $ 10,959 $ 112 $ 12,598 $ 68 Troubled debt restructured ("TDR") loans consist of modified loans where borrowers have been granted concessions in regards to the terms of their loans due to financial or other difficulties, which rendered them unable to repay their loans under the original contractual terms. Total TDR loans at September 30, 2019 were $4.5 million , $2.5 million of which were non-performing as they were either not consistently performing in accordance with their modified terms or not performing in accordance with their modified terms for at least six months. At March 31, 2019 , total TDR loans were $5.4 million , of which $3.2 million were non-performing. In certain circumstances, the Bank will modify a loan as part of a TDR under GAAP. Situations around these modifications may include extension of maturity date, reduction in the stated interest rate, rescheduling of future cash flows, reduction in the face amount of the debt or reduction of past accrued interest. Loans modified in TDRs are placed on nonaccrual status until the Company determines that future collection of principal and interest is reasonably assured, which generally requires that the borrower demonstrate performance according to the restructured terms for a period of at least six months. There were no loan modifications made during the three and six month periods ended September 30, 2019 . There was one loan modification made during the three and six month periods ended September 30, 2018 . The modification set a schedule of principal repayments with an interest rate concession and maturity date extension. The following table presents an analysis of the loan modification that was classified as a TDR during the three and six month periods ended September 30, 2018 . Modifications to loans during the three month period ended Modifications to loans during the six month period ended September 30, 2018 September 30, 2018 $ in thousands Number of loans Pre-modification outstanding recorded investment Post-Modification Recorded investment Pre-Modification rate Post-Modification rate Number of loans Pre-modification outstanding recorded investment Post-Modification Recorded investment Pre-Modification rate Post-Modification rate Business 1 $ 1,762 $ 1,712 6.75 % 6.00 % 1 $ 1,762 $ 1,712 6.75 % 6.00 % In an effort to proactively resolve delinquent loans, the Bank has selectively extended to certain borrowers concessions such as extensions, rate reductions or forbearance agreements. For the periods ended September 30, 2019 and 2018 , there were no modified loans that defaulted within 12 months of modification. At September 30, 2019 , there were 7 loans in the TDR portfolio totaling $2.0 million that were on accrual status as the Company has determined that future collection of the principal and interest is reasonably assured. These have generally performed according to restructured terms for a period of at least six months. At March 31, 2019 , there were 8 loans in the TDR portfolio totaling $2.2 million that were on accrual status. Transactions With Certain Related Persons Federal law requires that all loans or extensions of credit to executive officers and directors must be made on substantially the same terms, including interest rates and collateral, as those prevailing at the time for comparable transactions with the general public and must not involve more than the normal risk of repayment or present other unfavorable features. The aggregate amount of loans outstanding to related parties was $70 thousand at September 30, 2019 and $80 thousand at March 31, 2019 . During the six months ended September 30, 2019 , principal repayments totaled $10 thousand . Furthermore, loans above the greater of $25,000, or 5% of Carver Federal’s capital and surplus (up to $500,000), to Carver Federal’s directors and executive officers must be approved in advance by a majority of the disinterested members of Carver Federal’s Board of Directors.

Fair Value Measurements

Fair Value Measurements	6 Months Ended
Fair Value Measurements	Sep. 30, 2019
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Abstract]
Fair Value Measurements	FAIR VALUE MEASUREMENTS Per GAAP, fair value is an “exit” price, representing the amount that would be received when selling an asset, or paid when transferring a liability, in an orderly transaction between market participants. Fair value is thus a market-based measurement that should be determined based on assumptions that market participants would use in pricing an asset or liability. As a basis for considering such assumptions, GAAP establishes a three-tier fair value hierarchy, which prioritizes the inputs used in measuring fair value as follows: • Level 1— Inputs to the valuation methodology are quoted prices (unadjusted) for identical assets or liabilities in active markets. • Level 2— Inputs to the valuation methodology include quoted prices for similar assets and liabilities in active markets, and inputs that are observable for the asset or liability, either directly or indirectly, for substantially the full term of the financial instrument. • Level 3— Inputs to the valuation methodology are unobservable and significant to the fair value measurement. A financial instrument’s categorization within this valuation hierarchy is based upon the lowest level of input that is significant to the fair value measurement. The following table presents, by valuation hierarchy, assets that are measured at fair value on a recurring basis as of September 30, 2019 and March 31, 2019 , and that are included in the Company’s Consolidated Statements of Financial Condition at these dates: Fair Value Measurements at September 30, 2019, Using $ in thousands Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Total Fair Value Mortgage servicing rights $ — $ — $ 174 $ 174 Investment securities Available-for-sale: Mortgage-backed securities: Government National Mortgage Association — 3,913 — 3,913 Federal Home Loan Mortgage Corporation — 10,366 — 10,366 Federal National Mortgage Association — 25,642 — 25,642 U.S. Government Agency Securities — 30,118 — 30,118 Corporate bonds — 5,070 — 5,070 Total available-for-sale securities — 75,109 — 75,109 Other investments — — 492 492 Total $ — $ 75,109 $ 666 $ 75,775 Fair Value Measurements at March 31, 2019, Using $ in thousands Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Total Fair Value Mortgage servicing rights $ — $ — $ 180 $ 180 Investment securities Available-for-sale: Mortgage-backed securities: Government National Mortgage Association — 4,382 — 4,382 Federal Home Loan Mortgage Corporation — 11,025 — 11,025 Federal National Mortgage Association — 26,608 — 26,608 U.S. Government Agency securities — 32,853 — 32,853 Corporate bonds — 4,977 — 4,977 Total available-for-sale securities — 79,845 — 79,845 Other investments — — 454 454 Total $ — $ 79,845 $ 634 $ 80,479 Instruments for which unobservable inputs are significant to their fair value measurement (i.e., Level 3) include mortgage servicing rights (“MSR”) and other investments. Level 3 assets accounted for 0.11% of the Company’s total assets measured at fair value at September 30, 2019 and March 31, 2019 . The Company reviews and updates the fair value hierarchy classifications on a quarterly basis. Changes from one quarter to the next that are related to the observable inputs to a fair value measurement may result in a reclassification from one hierarchy level to another. Below is a description of the methods and significant assumptions utilized in estimating the fair value of available-for-sale securities and MSR: Where quoted prices are available in an active market, securities are classified within Level 1 of the valuation hierarchy. If quoted market prices are not available for the specific security, then fair values are estimated by using pricing models, quoted prices of securities with similar characteristics, or discounted cash flows. These pricing models primarily use market-based or independently sourced market parameters as inputs, including, but not limited to, yield curves, interest rates, equity or debt prices, and credit spreads. In addition to market information, models also incorporate transaction details, such as maturity and cash flow assumptions. Securities valued in this manner would generally be classified within Level 2 of the valuation hierarchy and primarily include such instruments as mortgage-related securities and corporate debt. In the six month period ended September 30, 2019 , there were no transfers of investments into or out of each level of the fair value hierarchy. In certain cases where there is limited activity or less transparency around inputs to the valuation, securities are classified within Level 3 of the valuation hierarchy. In valuing certain securities, the determination of fair value may require benchmarking to similar instruments or analyzing default and recovery rates. Quoted price information for the MSRs is not available. Therefore, MSRs are valued using market-standard models to model the specific cash flow structure. Key inputs to the model consist of principal balance of loans being serviced, servicing fees and discount and prepayment rates. The methods described above may produce a fair value calculation that may not be indicative of net realizable value or reflective of future fair values. Furthermore, while the Company believes its valuation methods are appropriate and consistent with those of other market participants, the use of different methodologies or assumptions to determine the fair value of certain financial instruments could result in a different estimate of fair value at the reporting date. The following table includes a rollforward of assets classified by the Company within Level 3 of the valuation hierarchy for the six months ended September 30, 2019 and 2018 : $ in thousands Beginning balance, April 1, 2019 Total Realized/Unrealized Gains/(Losses) Recorded in Income (1) Issuances / (Settlements) Transfers to/(from) Level 3 Ending balance, September 30, 2019 Change in Unrealized Gains/(Losses) Related to Instruments Held at September 30, 2019 Other investments $ 454 $ 38 $ — $ — $ 492 $ — Mortgage servicing rights 180 (6 ) — — 174 (6 ) $ in thousands Beginning balance, April 1, 2018 Total Realized/Unrealized Gains/(Losses) Recorded in Income (1) Issuances / (Settlements) Transfers to/(from) Level 3 Ending balance, September 30, 2018 Change in Unrealized Gains/(Losses) Related to Instruments Held at September 30, 2018 Other investments $ 433 $ 2 $ — $ — $ 435 $ — Mortgage servicing rights 181 (20 ) — — 161 (18 ) (1) Includes net servicing cash flows and the passage of time. For Level 3 assets measured at fair value on a recurring basis as of September 30, 2019 and March 31, 2019 , the significant unobservable inputs used in the fair value measurements were as follows: $ in thousands Fair Value September 30, 2019 Valuation Technique Significant Unobservable Inputs Significant Unobservable Input Value Other investments $ 492 Cost n/a Mortgage servicing rights 174 Discounted Cash Flow Weighted Average Constant Prepayment Rate (1) 21.63 % Option Adjusted Spread ("OAS") applied to Treasury curve 1000 basis points $ in thousands Fair Value March 31, 2019 Valuation Technique Significant Unobservable Inputs Significant Unobservable Input Value Other investments $ 454 Cost n/a Mortgage servicing rights 180 Discounted Cash Flow Weighted Average Constant Prepayment Rate (1) 11.19 % Option Adjusted Spread ("OAS" applied to Treasury curve 1000 basis points (1) Represents annualized loan repayment rate assumptions Certain assets are measured at fair value on a non-recurring basis. Such instruments are subject to fair value adjustments under certain circumstances (e.g. when there is evidence of impairment). The following table presents assets and liabilities that were measured at fair value on a non-recurring basis as of September 30, 2019 and March 31, 2019 , and that are included in the Company’s Consolidated Statements of Financial Condition at these dates: Fair Value Measurements at September 30, 2019, Using Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Unobservable Inputs Total Fair Value $ in thousands (Level 1) (Level 2) (Level 3) Impaired loans $ — $ — $ 1,522 $ 1,522 Other real estate owned — — 120 $ 120 Fair Value Measurements at March 31, 2019, Using Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Unobservable Inputs Total Fair Value $ in thousands (Level 1) (Level 2) (Level 3) Impaired loans $ — $ — $ 2,027 $ 2,027 Other real estate owned — — 404 $ 404 For Level 3 assets measured at fair value on a non-recurring basis as of September 30, 2019 and March 31, 2019 , the significant unobservable inputs used in the fair value measurements were as follows: $ in thousands Fair Value September 30, 2019 Valuation Technique Significant Unobservable Inputs Significant Unobservable Input Value Impaired loans $ 1,522 Appraisal of collateral Appraisal adjustments 7.5% cost to sell Other real estate owned 120 Appraisal of collateral Appraisal adjustments 7.5% cost to sell $ in thousands Fair Value March 31, 2019 Valuation Technique Significant Unobservable Inputs Significant Unobservable Input Value Impaired loans $ 2,027 Appraisal of collateral Appraisal adjustments 7.5% cost to sell Other real estate owned 404 Appraisal of collateral Appraisal adjustments 7.5% cost to sell The fair values of collateral dependent impaired loans are determined using various valuation techniques, including consideration of appraised values and other pertinent real estate market data. Other real estate owned represents property acquired by the Bank in settlement of loans less costs to sell (i.e., through foreclosure, repossession or as an in-substance foreclosure). These assets are recorded at the lower of their cost or fair value. At the time of acquisition of the real estate owned, the real property value is adjusted to its current fair value. Any subsequent adjustments will be to the lower of cost or market.

Fair Value of Financial Instrum

Fair Value of Financial Instruments	6 Months Ended
Fair Value of Financial Instruments	Sep. 30, 2019
Fair Value Disclosures [Abstract]
Fair Value of Financial Instruments	FAIR VALUE OF FINANCIAL INSTRUMENTS Disclosures regarding the fair value of financial instruments are required to include, in addition to the carrying value, the fair value of certain financial instruments, both assets and liabilities recorded on and off-balance sheet, for which it is practicable to estimate fair value. Accounting guidance defines financial instruments as cash, evidence of ownership of an entity, or a contract that conveys or imposes on an entity the contractual right or obligation to either receive or deliver cash or another financial instrument. The fair value of a financial instrument is discussed below. In cases where quoted market prices are not available, estimated fair values have been determined by the Bank using the best available data and estimation methodology suitable for each such category of financial instruments. For those loans and deposits with floating interest rates, it is presumed that estimated fair values generally approximate their recorded carrying value. The Bank's primary component of market risk is interest rate volatility. Fluctuations in interest rates will ultimately impact the Bank's fair value of all interest-earning assets and interest-bearing liabilities, other than those which are short-term in maturity. The carrying amounts and estimated fair values of the Bank’s financial instruments and estimation methodologies at September 30, 2019 and March 31, 2019 are as follows: September 30, 2019 $ in thousands Carrying Amount Estimated Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Financial Assets: Cash and cash equivalents $ 38,229 $ 38,229 $ 38,229 $ — $ — Securities available-for-sale 75,109 75,109 — 75,109 — Other investments 492 492 — — 492 FHLB Stock 1,468 1,468 — 1,468 — Securities held-to-maturity 10,680 10,879 — 10,879 — Loans receivable 428,659 434,711 — — 434,711 Accrued interest receivable 2,065 2,065 — 2,065 — Mortgage servicing rights 174 174 — — 174 Other assets - Interest-bearing deposits 978 978 — 978 — Financial Liabilities: Deposits $ 473,121 $ 472,114 $ 280,017 $ 192,097 $ — Advances from FHLB of New York 20,000 19,998 — 19,998 — Other borrowed money 13,403 13,370 — 13,370 — Accrued interest payable 2,403 2,403 — 2,403 — March 31, 2019 $ in thousands Carrying Amount Estimated Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Financial Assets: Cash and cash equivalents $ 31,228 $ 31,228 $ 31,228 $ — $ — Securities available-for-sale 79,845 79,845 — 79,845 — Other investments 454 454 — — 454 FHLB Stock 926 926 — 926 — Securities held-to-maturity 11,137 11,107 — 11,107 — Loans receivable 424,182 424,013 — — 424,013 Accrued interest receivable 2,019 2,019 — 2,019 — Mortgage servicing rights 180 180 — — 180 Other assets - Interest-bearing deposits 976 976 — 976 — Financial Liabilities: Deposits $ 480,196 $ 477,503 $ 277,360 $ 200,143 $ — Advances from FHLB of New York 8,000 8,001 — 8,001 — Other borrowed money 13,403 12,393 — 12,393 — Accrued interest payable 1,931 1,931 — 1,931 — Securities The fair values for securities available-for-sale, securities held-to-maturity and equity securities are based on quoted market or dealer prices, if available. If quoted market or dealer prices are not available, fair value is estimated using quoted market or dealer prices for similar securities. Available-for-sale securities and equity securities are classified across Levels 1, 2 and 3. Held-to-maturity securities are classified as Level 2. Mortgage Servicing Rights The fair value of mortgage servicing rights is determined by discounting the present value of estimated future servicing cash flows using current market assumptions for prepayments, servicing costs and other factors and are classified as Level 3.

Non-interest Revenue and Expens

Non-interest Revenue and Expense	6 Months Ended
Non-interest Revenue and Expense	Sep. 30, 2019
Revenue from Contract with Customer [Abstract]
Revenue from Contract with Customer	NON-INTEREST REVENUE AND EXPENSE On April 1, 2018, the Company adopted ASU No, 2014-09, "Revenue from Contracts with Customers (Topic 606)" and all subsequent ASUs that modified Topic 606. As stated in Note 12, Impact of Recent Accounting Standards, the implementation of the new standard did not have a material impact to the Company's consolidated financial statements and as such, management determined that a cumulative effect adjustment to opening retained earnings was not deemed necessary. Results for reporting periods beginning after April 1, 2018 are presented under Topic 606, while prior period amounts were not adjusted and continue to be reported in accordance with the previous accounting guidance under Topic 605. Topic 606 does not apply to revenue associated with financial instruments, including revenue from loans and securities. In addition, certain non-interest income streams such as gains on sales of residential mortgage and SBA loans, income associated with servicing assets, and loan fees, including residential mortgage originations to be sold and prepayment and late fees charged across all loan categories are also not in scope of the new guidance. Topic 606 is applicable to non-interest revenue streams, such as depository fees, service charges and commission revenues. However, the recognition of these revenue streams did not change significantly upon adoption of Topic 606. Non-interest revenue streams in-scope of Topic 606 are discussed below. Depository fees and charges Depository fees and charges primarily relate to service fees on deposit accounts and fees earned from debit cards and check cashing transactions. Service fees on deposit accounts consist of ATM fees, NSF fees, account maintenance charges and other deposit related fees. The revenue is recognized monthly when the Bank's performance obligations are complete, or as incurred for transaction-based fees in accordance with the fee schedules for the Bank's deposit products and services. Loan fees and service charges Loan fees and service charges primarily relate to program management fees and fees earned in accordance with the Bank's standard lending fees (such as inspection and late charges). These standard lending fees are earned on a monthly basis upon receipt. Other non-interest income Other non-interest income primarily relates to an advertising services agreement, covering marketing and use of the Bank's office space with a third party. The revenue is recognized on a monthly basis. The following table presents non-interest income, segregated by revenue streams in-scope and out-of-scope of Topic 606, for the three and six months ended September 30, 2019 and 2018 : Three Months Ended September 30, Six Months Ended September 30, $ in thousands 2019 2018 2019 2018 Non-interest income In-scope of Topic 606 Depository fees and charges $ 811 $ 854 $ 1,615 $ 1,687 Loan fees and service charges 70 67 146 122 Other non-interest income 14 16 27 33 Non-interest income (in-scope of Topic 606) 895 937 1,788 1,842 Non-interest income (out-of-scope of Topic 606) 303 142 370 541 Total non-interest income $ 1,198 $ 1,079 $ 2,158 $ 2,383 The following table sets forth other non-interest income and expense totals exceeding 1% of the aggregate of total interest income and non-interest income for any of the periods presented: Three Months Ended September 30, Six Months Ended September 30, $ in thousands 2019 2018 2019 2018 Other non-interest income: Gain on sale of real estate owned $ 188 $ 16 $ 208 $ 79 Compliance fee 28 44 56 180 Other 76 (36 ) 93 10 Total non-interest income $ 292 $ 24 $ 357 $ 269 Other non-interest expense: Advertising $ 109 $ 97 $ 202 $ 176 Legal expense 75 102 173 243 Insurance and surety 160 203 304 368 Audit expense 136 143 262 331 Outsourced service 89 174 245 308 Data lines / internet 102 96 210 172 Retail expenses 177 211 377 414 Regulatory assessment 53 86 108 174 Director's fees 77 86 154 173 Other 419 598 935 1,198 Total non-interest expense $ 1,397 $ 1,796 $ 2,970 $ 3,557

Leases

Leases	6 Months Ended
Leases	Sep. 30, 2019
Leases [Abstract]
Lessee, Operating Leases	LEASES On April 1, 2019, the Company adopted ASU No, 2016-02, "Leases (Topic 842)" and all subsequent ASUs that modified Topic 842. The Company has operating leases related to its administrative offices, eight retail branches and three ATM centers. Two of the operating leases are for branch locations where the Company had entered into a sale and leaseback transaction. The gain had been calculated utilizing the profit on sale in excess of the present value of the minimum lease payments, and the profit on the sale was deferred from gain recognition to be amortized into income over the terms of the leases in accordance with ASC 840. ASC 842 does not require previous sale and leaseback transactions accounted for under ASC 840 to be reassessed. Because the transactions had no off-market terms, the Company recorded a $5.3 million cumulative effect adjustment to retained earnings to recognize the total deferred gain balance at the adoption date. The implementation of the new standard resulted in the recognition of $20 million right-of-use ("ROU") assets and corresponding operating lease liabilities upon adoption. As the implicit rates of the Company's existing leases are not readily determinable, the discount rate used in determining the lease liability obligation for each individual lease was the FHLB-NY fixed-rate advance rates based on the remaining lease terms as of April 1, 2019. As of September 30, 2019 , the Company had $158 thousand and $149 thousand of ROU asset and lease liability, respectively, for a finance lease related to equipment. The ROU asset is included in Premises and Equipment, net, and the lease liability is included in Advances from the FHLB-NY and Other Borrowed Money on the statements of financial condition. The following tables present information about the Company's leases and the related lease costs as of and for the three and six months ended September 30, 2019 : September 30, 2019 Weighted-average remaining lease term Operating leases 8.3 years Finance lease 3.0 years Weighted-average discount rate Operating leases 2.99 % Finance lease 1.75 % $ in thousands Three Months Ended September 30, 2019 Six Months Ended September 30, 2019 Operating lease expense $ 735 $ 1,464 Finance lease cost (a) Amortization of right-of use asset 5 5 Cash paid for amounts included in the measurement of lease liabilities Operating leases 691 1,377 Finance lease 16 16 (a) Interest on finance lease liability was less than $1 thousand for the three and six months ended September 30, 2019. Maturities of lease liabilities at September 30, 2019 are as follows: $ in thousands Operating Leases Finance Lease Year ending March 31, 2020 $ 1,384 $ 27 2021 2,701 56 2022 2,600 56 2023 2,462 14 2024 2,534 — Thereafter 10,231 — Total lease payments 21,912 153 Interest (2,658 ) (4 ) Lease liability $ 19,254 $ 149

Impact of Recent Accounting Sta

Impact of Recent Accounting Standards	6 Months Ended
Impact of Recent Accounting Standards	Sep. 30, 2019
New Accounting Pronouncements and Changes in Accounting Principles [Abstract]
New Accounting Pronouncements Not Yet Adopted	IMPACT OF RECENT ACCOUNTING STANDARDS In May 2014, the Financial Accounting Standards Board ("FASB") issued Accounting Standards Update No. 2014-09, Revenue from Contracts with Customers (ASU 2014-09), which supersedes nearly all existing revenue recognition guidance under U.S. GAAP. The core principle of ASU 2014-09 is to recognize revenues when promised goods or services are transferred to customers in an amount that reflects the consideration to which an entity expects to be entitled for those goods or services. ASU 2014-09 defines a five step process to achieve this core principle and, in doing so, more judgment and estimates may be required within the revenue recognition process than are required under existing U.S. GAAP. The standard, as modified and augmented by subsequently issued pronouncements (ASUs 2016-08, 2016-10, 2016-12, 2016-20, 2017-05, 2017-13 and 2017-14) became effective for annual periods beginning after December 15, 2017 (April 1, 2018 for the Company), and interim periods therein, using either of the following transition methods: (i) a full retrospective approach reflecting the application of the standard in each prior reporting period with the option to elect certain practical expedients, or (ii) a modified retrospective approach with the cumulative effect of initially adopting ASU 2014-09 recognized at the date of adoption (which includes additional footnote disclosures). The Company completed its review of the impact of this guidance and concluded that (1) a substantial majority of the Company's revenue is comprised of interest income on financial assets, which is explicitly excluded from the scope of ASU 2014-09 and (2) based on our understanding of the standard and subsequent modification and the nature of our non-interest revenue, many elements of non-interest income are unaffected. The Company identified the non-interest income streams that are contractually based and adopted this ASU on a modified retrospective approach. Since the new guidance did not have a material impact to the Company's consolidated financial statements, a cumulative effect adjustment to opening retained earnings was not deemed necessary. In January 2016, the FASB issued ASU No. 2016-01, "Financial Instruments - Overall (Subtopic 825-10): Recognition and Measurement of Financial Assets and Financial Liabilities." The amendments (1) require equity investments, with certain exceptions, to be measured at fair value with changes in fair value recognized in net income, (2) simplify the impairment assessment of equity investments without readily determinable fair values by requiring a qualitative assessment to identify impairment, (3) eliminate the requirement to disclose the methods and significant assumptions used to estimate the fair value that is required to be disclosed for financial instruments measured at amortized cost on the balance sheet, (4) require public business entities to use an exit price notion when measuring the fair value of financial instruments for disclosure purposes, (5) require an entity to separately present in other comprehensive income the portion of the total change in the fair value of a liability resulting from a change in the instrument-specific credit risk when the entity has elected to measure the liability at fair value in accordance with the fair value option for financial instruments, (6) require separate presentation of financial assets and financial liabilities by measurement category and form of financial asset on the balance sheet or the accompanying notes to the financial statements, and (7) clarify that an entity should evaluate the need for a valuation allowance on a deferred tax asset related to available-for-sale securities in combination with the entity's other deferred tax assets. ASU No. 2016-01 is effective for fiscal years beginning after December 15, 2017 (for the Company, the fiscal year ended March 31, 2019), including interim periods within those fiscal years. The adoption of this standard by public entities is permitted as of the beginning of the year of adoption for selected amendments, including the amendment related to unrealized gains and losses on equity securities, by a cumulative effect adjustment to the statement of financial condition. In February 2018, the FASB issued ASU No. 2018-03, "Technical Corrections and Improvements to Financial Instruments - Overall (Subtopic 825-10)" to clarify certain aspects of the guidance issued in ASU 2016-01. The amendments in this update are effective for fiscal years beginning after December 15, 2017, and interim periods within those fiscal years beginning after June 15, 2018. The Company completed its evaluation of the provisions of ASU 2016-01 and identified the equity investments that falls under ASU 2016-01. The Company adopted this ASU during the first quarter of fiscal year 2019 and the impact amounted to a cumulative effect adjustment of $721 thousand as a reclassification from accumulated other comprehensive loss to accumulated deficit. There was no tax impact on this reclassification because of the full deferred tax asset valuation allowance. Additionally, all future unrealized gains and losses will be recognized in the Statements of Operations. See Note 6 "Investment Securities" for further information. In February 2016, the FASB issued ASU No. 2016-02, "Leases (Topic 842)." From the lessee's perspective, the new standard establishes a right-of-use ("ROU") model that requires a lessee to record a ROU asset and a lease liability on the balance sheet for all leases with terms longer than 12 months. Leases will be classified as either finance or operating, with classification affecting the pattern of expense recognition in the income statement for a lessee. From the lessor's perspective, the new standard requires a lessor to classify leases as either sales-type, finance or operating. A lease will be treated as a sale if it transfers all of the risks and rewards, as well as control of the underlying asset, to the lessee. If risks and rewards are conveyed without the transfer of control, the lease is treated as a financing. If the lessor doesn't convey risks and rewards or control, an operating lease results. A modified retrospective transition approach is required for lessors for sales-type, direct financing, and operating leases existing at, or entered into after, the beginning of the earliest comparative period presented in the financial statements, with certain practical expedients available. ASU No. 2016-02, as augmented by ASU No. 2018-01, is effective for fiscal years beginning after December 15, 2018 (for the Company, the fiscal year ended March 31, 2020), including interim periods within those fiscal years. In July 2018, the FASB issued ASU No. 2018-10, "Codification Improvements to Topic 842, Leases," to clarify and correct unintended application of the guidance in ASU No. 2016-02. The amendments in this ASU affect aspects of the guidance and provide clarification to related topics such as 1) rate implicit in the lease; 2) reassessment of leases; 3) transition guidance; and 4) impairment of net investment in the lease. In July 2018, the FASB issued ASU 2018-11, "Leases (Topic 842) Target Improvements," which provides guidance related to comparative reporting requirements for initial adoption. This amendment provides entities with another transition method, in addition to the modified retrospective approach, by allowing entities to initially apply the new leases standard at the adoption date and recognize a cumulative effect adjustment to the opening balance of retained earnings in the period of adoption. In December 2018, the FASB issued ASU 2018-20, "Leases (Topic 842) Narrow-Scope Improvements for Lessors," which clarifies how to apply the leases standard when accounting for sales taxes and other similar taxes collected from lessees, certain lessor costs, and recognition of variable payments for contracts with lease and nonlease components. In March 2019, the FASB issued ASU 2019-01, "Leases (Topic 842) Codification Improvements," which clarifies certain issues related to 1) determining the fair value of the underlying asset by lessors that are not manufacturers or dealers; 2) presentation on the statement of cashflows for sales-type and direct financing leases; and 3) transition disclosures related to Topic 250, Accounting Changes and Error Corrections. The Company adopted ASU No. 2016-02 effective April 1, 2019 and elected to apply the guidance as of the beginning of the period of adoption (April 1, 2019) and not restate comparative periods. The Company also elected certain optional practical expedients, which allow the Company to forego a reassessment of (1) whether any expired or existing contracts are or contain leases, (2) the lease classification for any expired or existing leases, and (3) the initial direct costs for any existing leases. See Note 11 "Leases" for further information. In June 2016, the FASB issued ASU No. 2016-13, "Financial Instruments - Credit Loss," which updates the guidance on recognition and measurement of credit losses for financial assets. The new requirements, known as the current expected credit loss model ("CECL") will require entities to adopt an impairment model based on expected losses rather than incurred losses. ASU No. 2016-13 is effective for fiscal years beginning after December 15, 2019 (for the Company, the fiscal year ending March 31, 2021), including interim periods within those fiscal years. In May 2019, the FASB issued ASU No. 2019-05, "Financial Instruments - Credit Losses (Topic 326): Targeted Transition Relief," to provide transition relief by providing entities with an option to irrevocably elect the fair value option for certain financial assets measured at amortized cost upon adoption of ASU 2016-13. The fair value election option is applied on an instrument-by-instrument basis and does not apply to held-to-maturity debt securities. In August 2019, the FASB issued a proposal which would extend the CECL implementation date for smaller reporting companies, as defined by the SEC. In October 2019, the FASB approved this proposal, changing the effective date for smaller reporting companies to fiscal years beginning after December 31, 2023 (for the Company, the fiscal year ending March 31, 2024). The Company is currently in the implementation stage of ASU 2016-13 and has engaged two vendors to assist management in evaluating the requirements of the new standard, modeling requirements and assessment of the potential impact of the adoption of the new standard on its consolidated statements of financial condition and results of operations. In August 2016, the FASB issued ASU No. 2016-15, "Statement of Cash Flows (Topic 230): Classification of Certain Cash Receipts and Cash Payments," a consensus of the FASB's Emerging Issues Task Force. The update is intended to reduce diversity in practice in how certain transactions are classified in the statement of cash flows, and provides guidance on how the following cash receipts and payments should be presented and classified in the statement of cash flows: debt prepayment or debt extinguishment costs, settlement of zero-coupon bonds, contingent consideration payments made after a business combination, settlements of insurance claims, settlements of corporate-owned and bank-owned life insurance policies, distributions received from equity method investees, and beneficial interests in securitization transactions. The ASU also clarifies when an entity should separate cash receipts and payments and classify them into more than one class of cash flows. ASU No. 2016-15 is effective for fiscal years beginning after December 15, 2017 (for the Company, the fiscal year ending March 31, 2019), and interim periods within those fiscal years. The Company has evaluated the potential impact of the adoption of the new standard on its consolidated statement of cash flows and is generally unaffected by the update. The items defined in the ASU are not relevant to the Company's operations at this time. In November 2016, the FASB issued ASU No. 2016-18, "Statement of Cash Flows (Topic 230): Restricted Cash," to require that a statement of cash flows explain the change during the period in restricted cash or restricted cash equivalents, in addition to changes in cash and cash equivalents. The update provides guidance that restricted cash and restricted cash equivalents should be included with cash and cash equivalents when reconciling the beginning-of-period and end-of-period total amounts shown on the statement of cash flows. ASU No. 2016-18 is effective for fiscal years beginning after December 15, 2017 (for the Company, the fiscal year ending March 31, 2019), and interim periods within those fiscal years. The Company adopted ASU 2016-18 and was generally unaffected by the update. The Company does not have restricted cash at this time. In March 2017, the FASB issued ASU No. 2017-08, "Receivables - Nonrefundable Fees and Other Costs (Subtopic 310-20): Premium Amortization on Purchased Callable Debt Securities," which shortens the amortization period for the premium on certain purchased callable debt securities to the earliest call date. The amendments are effective for fiscal years beginning after December 15, 2018 (for the Company, the fiscal year ending March 31, 2020), and interim periods within those fiscal years. Based on management's review of the securities in the Company's portfolio at March 31, 2019, the adoption of the standard did not have a material impact on the Company's consolidated statements of financial condition and results of operations. In May 2017, the FASB issued ASU No. 2017-09, "Compensation - Stock Compensation (Topic 718), Scope of Modification Accounting," which clarifies when changes to the terms or conditions of a share-based payment award must be accounted for as modifications. The new guidance became effective for annual periods, and interim periods within those annual periods, beginning after December 15, 2017 (for the Company, the fiscal year ending March 31, 2019). The adoption of the standard did not have a material impact on the Company's consolidated statements of financial condition and results of operations. In February 2018, the FASB issued ASU No. 2018-02 "Income Statement - Reporting Comprehensive Income (Topic 220)," which allows a reclassification for stranded tax effects from accumulated other comprehensive income to retained earnings, to eliminate the stranded tax effects resulting from the Tax Cuts and Jobs Act. The amendments addressed concerns regarding the guidance that requires deferred tax assets and liabilities to be adjusted for the effect of a change in tax laws or rates with the effect included in income from continuing operations in the reporting periods that include the enactment date. The amendments of this update are effective for fiscal years beginning after December 15, 2018 (for the Company, the fiscal year ending March 31, 2020), and interim periods within those fiscal years. As the Company has provided a full valuation allowance against its net deferred tax assets, the change in tax rates resulted in a writedown of the deferred tax assets, which was offset by a reduction in the deferred tax valuation allowance. In August 2018, the FASB issued ASU No. 2018-13 "Fair Value Measurement (Topic 820): Disclosure Framework - Changes to the Disclosure Requirements for Fair Value Measurement," to improve the effectiveness of disclosures in the notes to financial statements by facilitating clear communication of the information required by GAAP that is most important to users of an entity's financial statements. The amendments removed the disclosure requirements for (1) transfers between Levels 1 and 2 of the fair value hierarchy, (2) the policy for timing of transfers between levels, and (3) the valuation processes for Level 3 fair value measurements. Additionally, the amendments modified the disclosure requirements for investments in certain entities that calculate net asset value and measurement uncertainty. Finally, the amendments added disclosure requirements for (1) the changes in unrealized gains and losses included in other comprehensive income for recurring Level 3 fair value measurements, and (2) the range and weighted average of significant unobservable inputs used to develop Level 3 measurements. The amendments in this update are effective for fiscal years beginning after December 15, 2019 (for the Company, the fiscal year ending March 31, 2021), and interim periods within those fiscal years. The amendments on changes in unrealized gains and losses, the range and weighted average of significant unobservable inputs used to develop Level 3 fair value measurements, and the narrative description of measurement uncertainty should be applied prospectively for only the most recent interim or annual period presented in the initial fiscal year of adoption. All other amendments should be applied retrospectively to all periods presented upon their effective date. Early adoption is permitted and an entity is permitted to early adopt any removed or modified disclosures upon issuance of the ASU and delay adoption of the additional disclosures until their effective date. The adoption of ASU 2018-13 is not expected to have a material impact on the Company's consolidated statements of financial condition and results of operations.

Summary of Significant Accoun_2

Summary of Significant Accounting Policies Summary of Significant Accounting Policies (Policies)	6 Months Ended
	Sep. 30, 2019
Accounting Policies [Abstract]
Basis of Presentation and Significant Accounting Policies	Basis of consolidated financial statement presentation The consolidated financial statements include the accounts of the Company, the Bank and the Bank’s wholly-owned or majority-owned subsidiaries, Carver Asset Corporation, CFSB Realty Corp., CCDC, and CFSB Credit Corp. All significant intercompany accounts and transactions have been eliminated in consolidation. The consolidated financial statements have been prepared in conformity with U.S. generally accepted accounting principles ("GAAP") for interim financial information and with the instructions to Form 10-Q and Article 10 of Regulation S-X. Accordingly, they do not include all of the information and footnotes required by GAAP for complete financial statements. In the opinion of management, all adjustments (consisting of normal recurring accruals) considered necessary for a fair presentation have been included. Operating results for the three and six month periods ended September 30, 2019 are not necessarily indicative of the results that may be expected for the year ended March 31, 2020 . The consolidated balance sheet at September 30, 2019 has been derived from the unaudited consolidated financial statements at that date but does not include all of the information and footnotes required by GAAP for complete financial statements. In preparing the consolidated financial statements, management is required to make estimates and assumptions that affect the reported amounts of assets and liabilities as of the date of the consolidated statement of financial condition and revenues and expenses for the period then ended. These unaudited consolidated financial statements should be read in conjunction with the Annual Report on Form 10-K for the year ended March 31, 2019 . Amounts subject to significant estimates and assumptions are items such as the allowance for loan losses, realization of deferred tax assets, assessment of other-than-temporary impairment of securities, and the fair value of financial instruments. While management uses available information to recognize losses on loans, future additions to the allowance for loan losses or future writedowns of real estate owned may be necessary based on changes in economic conditions in the areas where Carver Federal has extended mortgages and other credit instruments. Actual results could differ significantly from those assumptions. Current market conditions increase the risk and complexity of the judgments in these estimates. Certain comparative amounts for the prior period have been reclassified to conform to current period presentations. Such reclassifications had no effect on net income or shareholders' equity.

Earnings Per Common Share Earni

Earnings Per Common Share Earnings Per Common Share (Tables)	6 Months Ended
	Sep. 30, 2019
Earnings Per Share [Abstract]
Schedule of Earnings Per Share, Basic and Diluted	The following table reconciles the net loss (numerator) and the weighted average common stock outstanding (denominator) for both basic and diluted loss per share for the following periods: Three Months Ended September 30, Six Months Ended September 30, $ in thousands except per share data 2019 2018 2019 2018 Net loss $ (1,050 ) $ (2,017 ) (2,189 ) (3,047 ) Weighted average common shares outstanding - basic 3,699,384 3,698,664 3,699,101 3,698,286 Weighted average common shares outstanding – diluted 3,699,384 3,698,664 3,699,101 3,698,286 Basic loss per common share $ (0.28 ) $ (0.55 ) $ (0.59 ) $ (0.82 ) Diluted loss per common share $ (0.28 ) $ (0.55 ) $ (0.59 ) $ (0.82 ) For the three and six months ended September 30, 2019 and 2018 , all restricted shares and outstanding stock options were anti-dilutive.

Other Comprehensive Income (L_2

Other Comprehensive Income (Loss) Other Comprehensive Income (Loss) (Tables)	6 Months Ended
	Sep. 30, 2019
Statement of Comprehensive Income [Abstract]
Schedule of Accumulated Other Comprehensive Income (Loss)	The following tables set forth changes in each component of accumulated other comprehensive income (loss), net of tax for the six months ended September 30, 2019 and 2018 : $ in thousands At March 31, 2019 Other Comprehensive Income, net of tax At September 30, 2019 Net unrealized income (loss) on securities available-for-sale $ (939 ) $ 1,021 $ 82 $ in thousands At March 31, 2018 ASU 2016-01 reclassification Other Comprehensive Income, net of tax At September 30, 2018 Net unrealized income (loss) on securities available-for-sale $ (2,726 ) 721 $ (686 ) $ (2,691 )

Investment Securities Investmen

Investment Securities Investment Securities (Tables)	6 Months Ended
Investment Securities Investment Securities (Tables)	Sep. 30, 2019
Investments, Debt and Equity Securities [Abstract]
Unrealized Gain (Loss) on Investments	The following tables set forth the amortized cost and fair value of securities available-for-sale and held-to-maturity at September 30, 2019 and March 31, 2019 : At September 30, 2019 Amortized Gross Unrealized $ in thousands Cost Gains Losses Fair Value Available-for-Sale: Mortgage-backed securities: Government National Mortgage Association $ 3,907 $ 21 $ 15 $ 3,913 Federal Home Loan Mortgage Corporation 10,243 148 25 10,366 Federal National Mortgage Association 25,504 363 225 25,642 Total mortgage-backed securities 39,654 532 265 39,921 U.S. Government Agency Securities 30,310 13 205 30,118 Corporate Bonds 5,041 35 6 5,070 Total available-for-sale $ 75,005 $ 580 $ 476 $ 75,109 Held-to-Maturity: Mortgage-backed securities: Government National Mortgage Association $ 1,113 $ 69 $ — $ 1,182 Federal National Mortgage Association and Other 8,567 131 10 8,688 Total held-to-maturity mortgage-backed securities 9,680 200 10 9,870 Corporate Bonds 1,000 9 — 1,009 Total held-to maturity $ 10,680 $ 209 $ 10 $ 10,879 At March 31, 2019 Amortized Gross Unrealized $ in thousands Cost Gains Losses Fair Value Available-for-Sale: Mortgage-backed securities: Government National Mortgage Association $ 4,443 $ 25 $ 86 $ 4,382 Federal Home Loan Mortgage Corporation 11,104 69 148 11,025 Federal National Mortgage Association 27,094 131 617 26,608 Total mortgage-backed securities 42,641 225 851 42,015 U.S. Government Agency Securities 33,089 — 236 32,853 Corporate Bonds 5,054 — 77 4,977 Total available-for-sale $ 80,784 $ 225 $ 1,164 $ 79,845 Held-to-Maturity: Mortgage-backed securities: Government National Mortgage Association $ 1,214 $ 40 $ — $ 1,254 Federal National Mortgage Association and Other 8,923 — 87 8,836 Total held-to-maturity mortgage-backed securities 10,137 40 87 10,090 Corporate Bonds 1,000 17 — 1,017 Total held-to-maturity $ 11,137 $ 57 $ 87 $ 11,107
Schedule of Unrealized Loss on Investments	The following tables set forth the unrealized losses and fair value of securities in an unrealized loss position at September 30, 2019 and March 31, 2019 for less than 12 months and 12 months or longer: At September 30, 2019 Less than 12 months 12 months or longer Total $ in thousands Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Available-for-Sale: Mortgage-backed securities $ 18 $ 3,498 $ 247 $ 18,156 $ 265 $ 21,654 U.S. Government Agency securities 76 9,937 129 18,680 205 28,617 Corporate Bonds — — 6 3,009 6 3,009 Total available-for-sale securities $ 94 $ 13,435 $ 382 $ 39,845 $ 476 $ 53,280 Held-to-Maturity: Mortgage-backed securities $ — $ — $ 10 $ 1,248 $ 10 $ 1,248 Total held-to-maturity securities $ — $ — $ 10 $ 1,248 $ 10 $ 1,248 At March 31, 2019 Less than 12 months 12 months or longer Total $ in thousands Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Available-for-Sale: Mortgage-backed securities $ — $ — $ 851 $ 26,787 $ 851 $ 26,787 U.S. Government Agency securities 23 20,851 213 12,002 236 32,853 Corporate bonds — — 77 4,977 77 4,977 Total available-for-sale securities $ 23 $ 20,851 $ 1,141 $ 43,766 $ 1,164 $ 64,617 Held-to-Maturity: Mortgage-backed securities $ — $ — $ 87 $ 8,752 $ 87 $ 8,752 Total held-to-maturity securities $ — $ — $ 87 $ 8,752 $ 87 $ 8,752
Investments Classified by Contractual Maturity Date	The following is a summary of the amortized cost and fair value of debt securities at September 30, 2019 , by remaining period to contractual maturity (ignoring earlier call dates, if any). Actual maturities may differ from contractual maturities because certain security issuers have the right to call or prepay their obligations. The table below does not consider the effects of possible prepayments or unscheduled repayments. $ in thousands Amortized Cost Fair Value Weighted Average Yield Available-for-Sale: Less than one year $ 1,001 $ 1,000 1.65 % One through five years 7,962 7,925 1.72 % Five through ten years 15,392 15,377 2.63 % After ten years 50,650 50,807 2.61 % Total $ 75,005 $ 75,109 2.51 % Held-to-maturity: One through five years $ 4,498 $ 4,569 2.40 % Five through ten years $ 4,144 $ 4,226 3.35 % After ten years 2,038 2,084 2.86 % Total $ 10,680 $ 10,879 2.86 %

Loans Receivable and Allowanc_2

Loans Receivable and Allowance for Loan and Lease Losses Loans Receivable and ALLL (Tables)	6 Months Ended
	Sep. 30, 2019
Loans and Leases Receivable Disclosure [Abstract]
Schedule of Accounts, Notes, Loans and Financing Receivable	The following is a summary of loans receivable at September 30, 2019 and March 31, 2019 : September 30, 2019 March 31, 2019 $ in thousands Amount Percent Amount Percent Gross loans receivable: One-to-four family $ 116,291 27.1 % $ 108,363 25.5 % Multifamily 82,246 19.1 % 86,177 20.2 % Commercial real estate 138,512 32.2 % 130,812 30.7 % Business (1) 88,982 20.7 % 96,430 22.7 % Consumer (2) 3,655 0.9 % 4,023 0.9 % Total loans receivable $ 429,686 100.0 % $ 425,805 100.0 % Unamortized premiums, deferred costs and fees, net 3,598 3,023 Allowance for loan losses (4,625 ) (4,646 ) Total loans receivable, net $ 428,659 $ 424,182 (1) Includes business overdrafts (2) Includes personal loans and consumer overdrafts
Allowance for Loan Losses	The following is an analysis of the allowance for loan losses based upon the method of evaluating loan impairment for the three and six month periods ended September 30, 2019 and 2018 , and the fiscal year ended March 31, 2019 . Three months ended September 30, 2019 $ in thousands One-to-four family Multifamily Commercial Real Estate Business Consumer Unallocated Total Allowance for loan losses: Beginning Balance 1,232 875 668 1,400 240 255 $ 4,670 Charge-offs — — — (56 ) (6 ) — (62 ) Recoveries 8 — — 2 — — 10 Provision for (recovery of) Loan Losses 49 9 27 145 14 (237 ) 7 Ending Balance $ 1,289 $ 884 $ 695 $ 1,491 $ 248 $ 18 $ 4,625 Six months ended September 30, 2019 $ in thousands One-to-four family Multifamily Commercial Real Estate Business Consumer Unallocated Total Allowance for loan losses: Beginning Balance $ 1,274 $ 885 $ 766 $ 1,330 $ 154 $ 237 $ 4,646 Charge-offs — — — (56 ) (73 ) — (129 ) Recoveries 8 — — 90 2 — 100 Provision for (recovery of) Loan Losses 7 (1 ) (71 ) 127 165 (219 ) 8 Ending Balance $ 1,289 $ 884 $ 695 $ 1,491 $ 248 $ 18 $ 4,625 Allowance for Loan Losses Ending Balance: collectively evaluated for impairment $ 1,120 $ 884 $ 695 $ 1,478 $ 248 $ 18 $ 4,443 Allowance for Loan Losses Ending Balance: individually evaluated for impairment 169 — — 13 — — 182 Loan Receivables Ending Balance: $ 118,502 $ 82,823 $ 137,451 $ 90,816 $ 3,692 $ — $ 433,284 Ending Balance: collectively evaluated for impairment 113,693 80,390 137,451 88,509 3,692 — 423,735 Ending Balance: individually evaluated for impairment 4,809 2,433 — 2,307 — — 9,549 At March 31, 2019 $ in thousands One-to-four family Multifamily Commercial Real Estate Business Consumer Unallocated Total Allowance for Loan Losses Ending Balance: collectively evaluated for impairment $ 1,103 $ 885 $ 766 $ 1,312 $ 154 $ 237 $ 4,457 Allowance for Loan Losses Ending Balance: individually evaluated for impairment 171 — — 18 — — 189 Loan Receivables Ending Balance: $ 109,926 $ 86,886 $ 131,292 $ 96,661 $ 4,063 $ — $ 428,828 Ending Balance: collectively evaluated for impairment 104,509 83,672 130,816 93,399 4,063 — 416,459 Ending Balance: individually evaluated for impairment 5,417 3,214 476 3,262 — — 12,369 Three months ended September 30, 2018 $ in thousands One-to-four family Multifamily Commercial Real Estate Business Consumer Unallocated Total Allowance for loan losses: Beginning Balance $ 1,853 $ 1,387 $ 540 $ 1,169 $ 172 $ 66 $ 5,187 Charge-offs (49 ) (100 ) — (329 ) (2 ) — (480 ) Recoveries — — — 4 32 — 36 Provision for (recovery of) Loan Losses (323 ) (348 ) 162 686 (62 ) (66 ) 49 Ending Balance $ 1,481 $ 939 $ 702 $ 1,530 $ 140 $ — $ 4,792 Six months ended September 30, 2018 $ in thousands One-to-four family Multifamily Commercial Real Estate Business Consumer Unallocated Total Allowance for loan losses: Beginning Balance $ 1,210 $ 1,819 $ 1,052 $ 1,003 $ 18 $ 24 $ 5,126 Charge-offs (145 ) (100 ) — (340 ) (5 ) — (590 ) Recoveries — 158 — 9 35 — 202 Provision for (recovery of) Loan Losses 416 (938 ) (350 ) 858 92 (24 ) 54 Ending Balance $ 1,481 $ 939 $ 702 $ 1,530 $ 140 $ — $ 4,792
Schedule Nonaccrual Loans	The following is a summary of nonaccrual loans at September 30, 2019 and March 31, 2019 . $ in thousands September 30, 2019 March 31, 2019 Gross loans receivable: One-to-four family $ 3,753 $ 4,488 Multifamily 2,433 3,214 Commercial real estate — 476 Business 1,542 2,051 Consumer — 65 Total nonaccrual loans $ 7,728 $ 10,294
Loans Receivable, Credit Quality Indicators	At September 30, 2019 , and based on the most recent analysis performed in the current quarter, the risk category by class of loans is as follows: $ in thousands Multifamily Commercial Real Estate Business Credit Risk Profile by Internally Assigned Grade: Pass $ 80,390 $ 136,826 $ 84,496 Special Mention — 625 3,981 Substandard 2,433 — 2,339 Doubtful — — — Loss — — — Total $ 82,823 $ 137,451 $ 90,816 One-to-four family Consumer Credit Risk Profile Based on Payment Activity: Performing $ 114,749 $ 3,657 Non-Performing 3,753 35 Total $ 118,502 $ 3,692 At March 31, 2019 , and based on the most recent analysis performed, the risk category by class of loans is as follows: $ in thousands Multifamily Commercial Real Estate Business Credit Risk Profile by Internally Assigned Grade: Pass $ 83,672 $ 128,319 $ 90,336 Special Mention — 2,497 2,425 Substandard 3,214 476 3,900 Doubtful — — — Loss — — — Total $ 86,886 $ 131,292 $ 96,661 One-to-four family Consumer Credit Risk Profile Based on Payment Activity: Performing $ 106,531 $ 4,063 Non-Performing 3,395 — Total $ 109,926 $ 4,063
Past Due Financing Receivables	The following table presents an aging analysis of the recorded investment of past due loans receivables at September 30, 2019 and March 31, 2019 . September 30, 2019 $ in thousands 30-59 Days Past Due 60-89 Days Past Due 90 or More Days Past Due Total Past Due Current Total Loans Receivables One-to-four family $ — $ 623 $ 3,021 $ 3,644 $ 114,858 $ 118,502 Multifamily — — 2,053 2,053 80,770 82,823 Commercial real estate — — — — 137,451 137,451 Business 14 440 667 1,121 89,695 90,816 Consumer 122 — — 122 3,570 3,692 Total $ 136 $ 1,063 $ 5,741 $ 6,940 $ 426,344 $ 433,284 March 31, 2019 $ in thousands 30-59 Days Past Due 60-89 Days Past Due 90 or More Days Past Due Total Past Due Current Total Loans Receivables One-to-four family $ 1,827 $ — $ 3,395 $ 5,222 $ 104,704 $ 109,926 Multifamily 2,580 — 2,118 4,698 82,188 86,886 Commercial real estate 121 — — 121 131,171 131,292 Business 780 — 599 1,379 95,282 96,661 Consumer 87 53 65 205 3,858 4,063 Total $ 5,395 $ 53 $ 6,177 $ 11,625 $ 417,203 $ 428,828
Impaired Loans	The following table presents information on impaired loans with the associated allowance amount, if applicable, at September 30, 2019 and March 31, 2019 . At September 30, 2019 At March 31, 2019 $ in thousands Recorded Unpaid Associated Recorded Unpaid Associated With no specific allowance recorded: One-to-four family $ 3,994 $ 4,999 $ — $ 4,488 $ 5,643 $ — Multifamily 2,433 2,433 — 3,214 3,214 — Commercial real estate — — — 476 476 — Business 1,418 1,476 — 1,974 2,017 — With an allowance recorded: One-to-four family 815 815 169 929 929 171 Business 889 889 13 1,288 1,288 18 Total $ 9,549 $ 10,612 $ 182 $ 12,369 $ 13,567 $ 189 The following tables presents information on average balances of impaired loans and the interest income recognized on a cash basis for the three and six month periods ended September 30, 2019 and 2018 . For the Three Months Ended September 30, For the Six Months Ended September 30, 2019 2018 2019 2018 $ in thousands Average Balance Interest Income Recognized Average Balance Interest Income Recognized Average Balance Interest Income Recognized Average Balance Interest Income Recognized With no specific allowance recorded: One-to-four family $ 4,185 $ 14 $ 4,813 $ 26 $ 4,241 $ 30 $ 5,074 $ 31 Multifamily 2,789 14 2,382 9 2,824 41 1,646 17 Commercial real estate — — 492 8 238 — 1,014 8 Business 1,699 16 652 6 1,696 41 623 6 With an allowance recorded: One-to-four family 869 — 887 1 872 — 1,003 2 Multifamily — — — — — — 371 — Business 1,067 — 3,050 4 1,088 — 2,867 4 Total $ 10,609 $ 44 $ 12,276 $ 54 $ 10,959 $ 112 $ 12,598 $ 68
Troubled Debt Restructuring	In certain circumstances, the Bank will modify a loan as part of a TDR under GAAP. Situations around these modifications may include extension of maturity date, reduction in the stated interest rate, rescheduling of future cash flows, reduction in the face amount of the debt or reduction of past accrued interest. Loans modified in TDRs are placed on nonaccrual status until the Company determines that future collection of principal and interest is reasonably assured, which generally requires that the borrower demonstrate performance according to the restructured terms for a period of at least six months. There were no loan modifications made during the three and six month periods ended September 30, 2019 . There was one loan modification made during the three and six month periods ended September 30, 2018 . The modification set a schedule of principal repayments with an interest rate concession and maturity date extension. The following table presents an analysis of the loan modification that was classified as a TDR during the three and six month periods ended September 30, 2018 . Modifications to loans during the three month period ended Modifications to loans during the six month period ended September 30, 2018 September 30, 2018 $ in thousands Number of loans Pre-modification outstanding recorded investment Post-Modification Recorded investment Pre-Modification rate Post-Modification rate Number of loans Pre-modification outstanding recorded investment Post-Modification Recorded investment Pre-Modification rate Post-Modification rate Business 1 $ 1,762 $ 1,712 6.75 % 6.00 % 1 $ 1,762 $ 1,712 6.75 % 6.00 %

Fair Value Measurements Fair Va

Fair Value Measurements Fair Value Measurements (Tables)	6 Months Ended
Fair Value Measurements Fair Value Measurements (Tables)	Sep. 30, 2019
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Abstract]
Fair Value, Assets Measured on Recurring Basis	The following table presents, by valuation hierarchy, assets that are measured at fair value on a recurring basis as of September 30, 2019 and March 31, 2019 , and that are included in the Company’s Consolidated Statements of Financial Condition at these dates: Fair Value Measurements at September 30, 2019, Using $ in thousands Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Total Fair Value Mortgage servicing rights $ — $ — $ 174 $ 174 Investment securities Available-for-sale: Mortgage-backed securities: Government National Mortgage Association — 3,913 — 3,913 Federal Home Loan Mortgage Corporation — 10,366 — 10,366 Federal National Mortgage Association — 25,642 — 25,642 U.S. Government Agency Securities — 30,118 — 30,118 Corporate bonds — 5,070 — 5,070 Total available-for-sale securities — 75,109 — 75,109 Other investments — — 492 492 Total $ — $ 75,109 $ 666 $ 75,775 Fair Value Measurements at March 31, 2019, Using $ in thousands Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Total Fair Value Mortgage servicing rights $ — $ — $ 180 $ 180 Investment securities Available-for-sale: Mortgage-backed securities: Government National Mortgage Association — 4,382 — 4,382 Federal Home Loan Mortgage Corporation — 11,025 — 11,025 Federal National Mortgage Association — 26,608 — 26,608 U.S. Government Agency securities — 32,853 — 32,853 Corporate bonds — 4,977 — 4,977 Total available-for-sale securities — 79,845 — 79,845 Other investments — — 454 454 Total $ — $ 79,845 $ 634 $ 80,479
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation	The following table includes a rollforward of assets classified by the Company within Level 3 of the valuation hierarchy for the six months ended September 30, 2019 and 2018 : $ in thousands Beginning balance, April 1, 2019 Total Realized/Unrealized Gains/(Losses) Recorded in Income (1) Issuances / (Settlements) Transfers to/(from) Level 3 Ending balance, September 30, 2019 Change in Unrealized Gains/(Losses) Related to Instruments Held at September 30, 2019 Other investments $ 454 $ 38 $ — $ — $ 492 $ — Mortgage servicing rights 180 (6 ) — — 174 (6 ) $ in thousands Beginning balance, April 1, 2018 Total Realized/Unrealized Gains/(Losses) Recorded in Income (1) Issuances / (Settlements) Transfers to/(from) Level 3 Ending balance, September 30, 2018 Change in Unrealized Gains/(Losses) Related to Instruments Held at September 30, 2018 Other investments $ 433 $ 2 $ — $ — $ 435 $ — Mortgage servicing rights 181 (20 ) — — 161 (18 )
Fair Value, Assets Measured on Recurring Basis, Valuation Techniques	For Level 3 assets measured at fair value on a recurring basis as of September 30, 2019 and March 31, 2019 , the significant unobservable inputs used in the fair value measurements were as follows: $ in thousands Fair Value September 30, 2019 Valuation Technique Significant Unobservable Inputs Significant Unobservable Input Value Other investments $ 492 Cost n/a Mortgage servicing rights 174 Discounted Cash Flow Weighted Average Constant Prepayment Rate (1) 21.63 % Option Adjusted Spread ("OAS") applied to Treasury curve 1000 basis points $ in thousands Fair Value March 31, 2019 Valuation Technique Significant Unobservable Inputs Significant Unobservable Input Value Other investments $ 454 Cost n/a Mortgage servicing rights 180 Discounted Cash Flow Weighted Average Constant Prepayment Rate (1) 11.19 % Option Adjusted Spread ("OAS" applied to Treasury curve 1000 basis points (1) Represents annualized loan repayment rate assumptions
Fair Value Measurements, Nonrecurring	The following table presents assets and liabilities that were measured at fair value on a non-recurring basis as of September 30, 2019 and March 31, 2019 , and that are included in the Company’s Consolidated Statements of Financial Condition at these dates: Fair Value Measurements at September 30, 2019, Using Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Unobservable Inputs Total Fair Value $ in thousands (Level 1) (Level 2) (Level 3) Impaired loans $ — $ — $ 1,522 $ 1,522 Other real estate owned — — 120 $ 120 Fair Value Measurements at March 31, 2019, Using Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Unobservable Inputs Total Fair Value $ in thousands (Level 1) (Level 2) (Level 3) Impaired loans $ — $ — $ 2,027 $ 2,027 Other real estate owned — — 404 $ 404
Fair Value, Assets Measured on Nonrecurring Basis, Valuation Techniques	For Level 3 assets measured at fair value on a non-recurring basis as of September 30, 2019 and March 31, 2019 , the significant unobservable inputs used in the fair value measurements were as follows: $ in thousands Fair Value September 30, 2019 Valuation Technique Significant Unobservable Inputs Significant Unobservable Input Value Impaired loans $ 1,522 Appraisal of collateral Appraisal adjustments 7.5% cost to sell Other real estate owned 120 Appraisal of collateral Appraisal adjustments 7.5% cost to sell $ in thousands Fair Value March 31, 2019 Valuation Technique Significant Unobservable Inputs Significant Unobservable Input Value Impaired loans $ 2,027 Appraisal of collateral Appraisal adjustments 7.5% cost to sell Other real estate owned 404 Appraisal of collateral Appraisal adjustments 7.5% cost to sell

Fair Value of Financial Instr_2

Fair Value of Financial Instruments Fair Value of Financial Instruments (Tables)	6 Months Ended
	Sep. 30, 2019
Fair Value Disclosures [Abstract]
Fair Value, by Balance Sheet Grouping	The carrying amounts and estimated fair values of the Bank’s financial instruments and estimation methodologies at September 30, 2019 and March 31, 2019 are as follows: September 30, 2019 $ in thousands Carrying Amount Estimated Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Financial Assets: Cash and cash equivalents $ 38,229 $ 38,229 $ 38,229 $ — $ — Securities available-for-sale 75,109 75,109 — 75,109 — Other investments 492 492 — — 492 FHLB Stock 1,468 1,468 — 1,468 — Securities held-to-maturity 10,680 10,879 — 10,879 — Loans receivable 428,659 434,711 — — 434,711 Accrued interest receivable 2,065 2,065 — 2,065 — Mortgage servicing rights 174 174 — — 174 Other assets - Interest-bearing deposits 978 978 — 978 — Financial Liabilities: Deposits $ 473,121 $ 472,114 $ 280,017 $ 192,097 $ — Advances from FHLB of New York 20,000 19,998 — 19,998 — Other borrowed money 13,403 13,370 — 13,370 — Accrued interest payable 2,403 2,403 — 2,403 — March 31, 2019 $ in thousands Carrying Amount Estimated Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Financial Assets: Cash and cash equivalents $ 31,228 $ 31,228 $ 31,228 $ — $ — Securities available-for-sale 79,845 79,845 — 79,845 — Other investments 454 454 — — 454 FHLB Stock 926 926 — 926 — Securities held-to-maturity 11,137 11,107 — 11,107 — Loans receivable 424,182 424,013 — — 424,013 Accrued interest receivable 2,019 2,019 — 2,019 — Mortgage servicing rights 180 180 — — 180 Other assets - Interest-bearing deposits 976 976 — 976 — Financial Liabilities: Deposits $ 480,196 $ 477,503 $ 277,360 $ 200,143 $ — Advances from FHLB of New York 8,000 8,001 — 8,001 — Other borrowed money 13,403 12,393 — 12,393 — Accrued interest payable 1,931 1,931 — 1,931 —

Non-interest Revenue and Expe_2

Non-interest Revenue and Expense Non-interest Revenue and Expense (Tables)	6 Months Ended
	Sep. 30, 2019
Revenue from Contract with Customer [Abstract]
Disaggregation of Revenue	The following table presents non-interest income, segregated by revenue streams in-scope and out-of-scope of Topic 606, for the three and six months ended September 30, 2019 and 2018 : Three Months Ended September 30, Six Months Ended September 30, $ in thousands 2019 2018 2019 2018 Non-interest income In-scope of Topic 606 Depository fees and charges $ 811 $ 854 $ 1,615 $ 1,687 Loan fees and service charges 70 67 146 122 Other non-interest income 14 16 27 33 Non-interest income (in-scope of Topic 606) 895 937 1,788 1,842 Non-interest income (out-of-scope of Topic 606) 303 142 370 541 Total non-interest income $ 1,198 $ 1,079 $ 2,158 $ 2,383
Schedule of Other Operating Cost and Expense, by Component [Table Text Block]	The following table sets forth other non-interest income and expense totals exceeding 1% of the aggregate of total interest income and non-interest income for any of the periods presented: Three Months Ended September 30, Six Months Ended September 30, $ in thousands 2019 2018 2019 2018 Other non-interest income: Gain on sale of real estate owned $ 188 $ 16 $ 208 $ 79 Compliance fee 28 44 56 180 Other 76 (36 ) 93 10 Total non-interest income $ 292 $ 24 $ 357 $ 269 Other non-interest expense: Advertising $ 109 $ 97 $ 202 $ 176 Legal expense 75 102 173 243 Insurance and surety 160 203 304 368 Audit expense 136 143 262 331 Outsourced service 89 174 245 308 Data lines / internet 102 96 210 172 Retail expenses 177 211 377 414 Regulatory assessment 53 86 108 174 Director's fees 77 86 154 173 Other 419 598 935 1,198 Total non-interest expense $ 1,397 $ 1,796 $ 2,970 $ 3,557

Leases Leases (Tables)

Leases Leases (Tables)	6 Months Ended
Leases Leases (Tables)	Sep. 30, 2019
Leases [Abstract]
Lease, Cost	The following tables present information about the Company's leases and the related lease costs as of and for the three and six months ended September 30, 2019 : September 30, 2019 Weighted-average remaining lease term Operating leases 8.3 years Finance lease 3.0 years Weighted-average discount rate Operating leases 2.99 % Finance lease 1.75 % $ in thousands Three Months Ended September 30, 2019 Six Months Ended September 30, 2019 Operating lease expense $ 735 $ 1,464 Finance lease cost (a) Amortization of right-of use asset 5 5 Cash paid for amounts included in the measurement of lease liabilities Operating leases 691 1,377 Finance lease 16 16 (a) Interest on finance lease liability was less than $1 thousand for the three and six months ended September 30, 2019.
Lessee, Lease Liability, Maturity	Maturities of lease liabilities at September 30, 2019 are as follows: $ in thousands Operating Leases Finance Lease Year ending March 31, 2020 $ 1,384 $ 27 2021 2,701 56 2022 2,600 56 2023 2,462 14 2024 2,534 — Thereafter 10,231 — Total lease payments 21,912 153 Interest (2,658 ) (4 ) Lease liability $ 19,254 $ 149

Organization Organization Text

Organization Organization Text Tags (Details) - USD ($) $ / shares in Units, $ in Millions	6 Months Ended	12 Months Ended
	Sep. 30, 2019	Mar. 31, 2003	Mar. 31, 2019	Sep. 17, 2003	Oct. 24, 1994
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Common Stock, Shares Issued (in shares)	3,701,328		3,700,728		2,314,375
Common Stock, Par Value (in dollars per share)	$ 0.01		$ 0.01		$ 0.01
subordinated debt issued shares				13,000
Liquidation amount subordinated debt (in dollars per share)				$ 1,000
Proceeds from Issuance of Long-term Debt		$ 13
Proceeds from (Payments for) Other Financing Activities		0.4
Payments for Repurchase of Trust Preferred Securities		$ 13.4
Debt Instrument, Basis Spread on Variable Rate	3.05%
Debt Instrument, Interest Rate During Period	5.19%
Interest Payable	$ 2.2

Earnings Per Common Share Ear_2

Earnings Per Common Share Earnings Per Common Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		6 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018
Earnings Per Share [Abstract]
Net loss	$ (1,050)	$ (2,017)	$ (2,189)	$ (3,047)
Weighted average common shares outstanding - basic (in shares)	3,699,384	3,698,664	3,699,101	3,698,286
Weighted average common shares outstanding - diluted (in shares)	3,699,384	3,698,664	3,699,101	3,698,286
Loss per Share, Basic (in dollars per share)	$ (0.28)	$ (0.55)	$ (0.59)	$ (0.82)
Loss per Share, Diluted (in dollars per share)	$ (0.28)	$ (0.55)	$ (0.59)	$ (0.82)

Common Stock Dividends Common S

Common Stock Dividends Common Stock Dividends Text Tags (Details) - shares	9 Months Ended
	Dec. 31, 2011	Sep. 30, 2019	Mar. 31, 2019	Oct. 28, 2011
Dividends [Abstract]
Stock Issued During Period, Shares, Other	2,321,286
Conversion of Stock, Shares Converted	1,208,039
Series D Convertible Preferred Stock, Shares Outstanding (in shares)		45,118	45,118	45,118

Other Comprehensive Income (L_3

Other Comprehensive Income (Loss) Components of Accumulated Other Comprehensive Income (Loss) (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018
Statement of Comprehensive Income [Abstract]
Other Comprehensive Income (Loss), Reclassification Adjustment from AOCI for Sale of Securities, Net of Tax			$ 0
Accumulated Other Comprehensive Loss, Available-for-sale Securities Adjustment, Net of Tax			(939)	$ (2,726)
Other Comprehensive Income (Loss), Reclassification Adjustment from AOCI for Investment Transferred from Available-for-sale to Equity Method, after Tax				721
Other comprehensive loss, net of taxes	$ 142	$ (348)	1,021	(686)
Accumulated Other Comprehensive Loss, Available-for-sale Securities Adjustment, Net of Tax	$ 82	$ (2,691)	$ 82	$ (2,691)

Investment Securities Investm_2

Investment Securities Investment Securities Text Tags (Details)	3 Months Ended	6 Months Ended
	Dec. 31, 2018USD ($)	Sep. 30, 2019USD ($)	Mar. 31, 2019USD ($)	Sep. 30, 2018USD ($)
Schedule of Investments [Line Items]
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions		24	35
Available-for-sale		$ 75,109,000	$ 79,845,000
Percentage Available-for-sale Securities		87.60%
Held-to-maturity		$ 10,680,000	11,137,000
Percentage Held-to-maturity Securities		12.40%
Trading		$ 0
Equity Method Investment, Amount Sold	$ 9,200,000
Proceeds from Sale of Available-for-sale Securities		$ 0
Mortgage-backed securities
Schedule of Investments [Line Items]
Percentage Available-for-Sale, Continuos Unrealized Loss Position		40.60%
Number of AFS securities in Unrealized Loss Positions, greater than or equal to 12 months		13
Held-to-maturity, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions		1
Held-to-maturity		$ 9,680,000	10,137,000
US Government Agency Securities
Schedule of Investments [Line Items]
Percentage Available-for-Sale, Continuos Unrealized Loss Position		53.70%
Number of AFS securities in Unrealized Loss Positions, greater than or equal to 12 months		3
Corporate Bonds
Schedule of Investments [Line Items]
Number of AFS securities in Unrealized Loss Positions, greater than or equal to 12 months		3
Held-to-maturity		$ 1,000,000	$ 1,000,000
Accounting Standards Update 2016-01
Schedule of Investments [Line Items]
Cumulative Effect of New Accounting Principle				$ 0
Accounting Standards Update 2016-01 \| Accumulated Deficit
Schedule of Investments [Line Items]
Cumulative Effect of New Accounting Principle				$ (721,000)

Investment Securities Investm_3

Investment Securities Investment Securities-Unrealized Gain (Loss) on Investments (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Mar. 31, 2019
Schedule of Held-to-maturity Securities [Line Items]
Held-to-maturity	$ 10,680	$ 11,137
Held-to-maturity, Gross Unrealized Gains	209	57
Held-to-maturity, Gross Unrealized Losses	10	87
Held-to-maturity, Fair Value	10,879	11,107
Debt Securities, Available-for-sale [Line Items]
Available-for-sale, Amortized Cost	75,005	80,784
Available-for-sale, Gross Unrealized Gains	580	225
Available-for-sale, Gross Unrealized Losses	476	1,164
Available-for-sale, Fair Value	75,109	79,845
Government National Mortgage Association (GNMA)
Schedule of Held-to-maturity Securities [Line Items]
Held-to-maturity	1,113	1,214
Held-to-maturity, Gross Unrealized Gains	69	40
Held-to-maturity, Gross Unrealized Losses	0	0
Held-to-maturity, Fair Value	1,182	1,254
Debt Securities, Available-for-sale [Line Items]
Available-for-sale, Amortized Cost	3,907	4,443
Available-for-sale, Gross Unrealized Gains	21	25
Available-for-sale, Gross Unrealized Losses	15	86
Available-for-sale, Fair Value	3,913	4,382
Federal Home Loan Mortgage Corporation (FHLMC)
Debt Securities, Available-for-sale [Line Items]
Available-for-sale, Amortized Cost	10,243	11,104
Available-for-sale, Gross Unrealized Gains	148	69
Available-for-sale, Gross Unrealized Losses	25	148
Available-for-sale, Fair Value	10,366	11,025
Federal National Mortgage Association (FNMA)
Schedule of Held-to-maturity Securities [Line Items]
Held-to-maturity	8,567	8,923
Held-to-maturity, Gross Unrealized Gains	131	0
Held-to-maturity, Gross Unrealized Losses	10	87
Held-to-maturity, Fair Value	8,688	8,836
Debt Securities, Available-for-sale [Line Items]
Available-for-sale, Amortized Cost	25,504	27,094
Available-for-sale, Gross Unrealized Gains	363	131
Available-for-sale, Gross Unrealized Losses	225	617
Available-for-sale, Fair Value	25,642	26,608
Mortgage-backed securities
Schedule of Held-to-maturity Securities [Line Items]
Held-to-maturity	9,680	10,137
Held-to-maturity, Gross Unrealized Gains	200	40
Held-to-maturity, Gross Unrealized Losses	10	87
Held-to-maturity, Fair Value	9,870	10,090
Debt Securities, Available-for-sale [Line Items]
Available-for-sale, Amortized Cost	39,654	42,641
Available-for-sale, Gross Unrealized Gains	532	225
Available-for-sale, Gross Unrealized Losses	265	851
Available-for-sale, Fair Value	39,921	42,015
US Government Agency Securities
Debt Securities, Available-for-sale [Line Items]
Available-for-sale, Amortized Cost	30,310	33,089
Available-for-sale, Gross Unrealized Gains	13	0
Available-for-sale, Gross Unrealized Losses	205	236
Available-for-sale, Fair Value	30,118	32,853
Corporate Bonds
Schedule of Held-to-maturity Securities [Line Items]
Held-to-maturity	1,000	1,000
Held-to-maturity, Gross Unrealized Gains	9	17
Held-to-maturity, Gross Unrealized Losses	0	0
Held-to-maturity, Fair Value	1,009	1,017
Debt Securities, Available-for-sale [Line Items]
Available-for-sale, Amortized Cost	5,041	5,054
Available-for-sale, Gross Unrealized Gains	35	0
Available-for-sale, Gross Unrealized Losses	6	77
Available-for-sale, Fair Value	$ 5,070	$ 4,977

Investment Securities Investm_4

Investment Securities Investment Securities-Schedule of Unealized Loss (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Mar. 31, 2019
Debt Securities, Available-for-sale [Line Items]
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	$ 94	$ 23
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	13,435	20,851
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	382	1,141
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	39,845	43,766
Available-for-sale Securities, Continuous Unrealized Loss Position, Accumulated Loss	476	1,164
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	53,280	64,617
Schedule of Held-to-maturity Securities [Line Items]
Debt Securities, Held-to-maturity, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	0	0
Debt Securities, Held-to-maturity, Continuous Unrealized Loss Position, Less than 12 Months, Fair Value	0	0
Debt Securities, Held-to-maturity, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	10	87
Debt Securities, Held-to-maturity, Continuous Unrealized Loss Position, 12 Months or Longer, Fair Value	1,248	8,752
Debt Securities, Held-to-maturity, Unrealized Loss Position, Accumulated Loss	10	87
Debt Securities, Held-to-maturity, Unrealized Loss Position, Fair Value	1,248	8,752
Mortgage-backed securities
Debt Securities, Available-for-sale [Line Items]
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	18	0
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	3,498	0
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	247	851
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	18,156	26,787
Available-for-sale Securities, Continuous Unrealized Loss Position, Accumulated Loss	265	851
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	21,654	26,787
Schedule of Held-to-maturity Securities [Line Items]
Debt Securities, Held-to-maturity, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	0	0
Debt Securities, Held-to-maturity, Continuous Unrealized Loss Position, Less than 12 Months, Fair Value	0	0
Debt Securities, Held-to-maturity, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	10	87
Debt Securities, Held-to-maturity, Continuous Unrealized Loss Position, 12 Months or Longer, Fair Value	1,248	8,752
Debt Securities, Held-to-maturity, Unrealized Loss Position, Accumulated Loss	10	87
Debt Securities, Held-to-maturity, Unrealized Loss Position, Fair Value	1,248	8,752
US Government Agency Securities
Debt Securities, Available-for-sale [Line Items]
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	76	23
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	9,937	20,851
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	129	213
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	18,680	12,002
Available-for-sale Securities, Continuous Unrealized Loss Position, Accumulated Loss	205	236
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	28,617	32,853
Corporate Bonds
Debt Securities, Available-for-sale [Line Items]
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	0	0
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	0	0
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	6	77
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	3,009	4,977
Available-for-sale Securities, Continuous Unrealized Loss Position, Accumulated Loss	6	77
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	$ 3,009	$ 4,977

Investment Securities Investm_5

Investment Securities Investment Securities-Investments Classified by Contractual Maturity Date (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Mar. 31, 2019
Available-for-sale Securities, Debt Maturities, Amortized Cost Basis, Fiscal Year Maturity
Debt Securities, Available-for-sale, Maturity, Allocated and Single Maturity Date, within One Year, Amortized Cost	$ 1,001
Debt Securities, Available-for-sale, Maturity, Allocated and Single Maturity Date, after One Through Five Years, Amortized Cost	7,962
Debt Securities, Available-for-sale, Maturity, Allocated and Single Maturity Date, after Five Through Ten Years, Amortized Cost	15,392
Debt Securities, Available-for-sale, Allocated and Single Maturity Date, Maturity, after 10 Years, Amortized Cost	50,650
Available-for-sale Securities, Debt Maturities, Amortized Cost Basis	75,005
Available-for-sale Securities, Debt Maturities, Fair Value, Fiscal Year Maturity
Debt Securities, Available-for-sale, Maturity, Allocated and Single Maturity Date, within One Year, Fair Value	1,000
Debt Securities, Available-for-sale, Maturity, Allocated and Single Maturity Date, after One Through Five Years, Fair Value	7,925
Debt Securities, Available-for-sale, Maturity, Allocated and Single Maturity Date, after Five Through Ten Years, Fair Value	15,377
Debt Securities, Available-for-sale, Maturity, Allocated and Single Maturity Date, after 10 Years, Fair Value	50,807
Available-for-sale	$ 75,109	$ 79,845
Available-for-sale, Securities, Debt Maturities, within One Year, Weighted Average Rate	1.65%
Available-for-sale Securities, Debt Maturities, after One Through Five Years, Weighted Average Rate	1.72%
Available-for-sale Securities, Debt Maturities, after Five Through Ten Years, Weighted Average Rate	2.63%
Available-for-sale Securities, Debt Maturities, after Ten Years, Weighted Average Rate	2.61%
Available-for-sale Securities, Debt Maturities, Weighted Average Rate	2.51%
Held-to-maturity Securities, Debt Maturities, Net Carrying Amount
Debt Securities, Held-to-maturity, Maturity, Allocated and Single Maturity Date, after One Through Five Years, Amortized Cost	$ 4,498
Debt Securities, Held-to-maturity, Maturity, Allocated and Single Maturity Date, after Five Through Ten Years, Amortized Cost	4,144
Debt Securities, Held-to-maturity, Maturity, Allocated and Single Maturity Date, after 10 Years, Amortized Cost	2,038
Held-to-maturity	10,680	11,137
Held-to-maturity Securities, Debt Maturities, Fair Value, Fiscal Year Maturity
Debt Securities, Held-to-maturity, Maturity, Allocated and Single Maturity Date, after One Through Five Years, Fair Value	4,569
Debt Securities, Held-to-maturity, Maturity, Allocated and Single Maturity Date, after Five Through Ten Years, Fair Value	4,226
Debt Securities, Held-to-maturity, Maturity, Allocated and Single Maturity Date, after 10 Years, Fair Value	2,084
Held-to-maturity, Fair Value	$ 10,879	$ 11,107
Debt Securities, Held-to-maturity, Maturity, after One Through Five Years, Weighted Average Yield	2.40%
Held-to-maturity Securities, Debt Maturities, after Five Through Ten Years, Weighted Average Rate	3.35%
Held-to-maturity Securities, Debt Maturities, after Ten Years, Weighted Average Rate	2.86%
Held-to-maturity Securities, Debt Maturities, Weighted Average Rate	2.86%

Loans Receivable and Allowanc_3

Loans Receivable and Allowance for Loan and Lease Losses Loans Receivable and ALLL (Details) - USD ($) $ in Thousands		Sep. 30, 2019	Jun. 30, 2019	Mar. 31, 2019	Sep. 30, 2018	Jun. 30, 2018	Mar. 31, 2018
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans Receivable, before Fees, Gross		$ 429,686		$ 425,805
Unamortized premiums, deferred costs and fees, net		3,598		3,023
Allowance for loan losses		(4,625)	$ (4,670)	(4,646)	$ (4,792)	$ (5,187)	$ (5,126)
Total loans receivable, net		$ 428,659		$ 424,182
Percentage of Loan Type		100.00%		100.00%
One-to-four family
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans Receivable, before Fees, Gross		$ 116,291		$ 108,363
Allowance for loan losses		$ (1,289)	(1,232)	$ (1,274)	(1,481)	(1,853)	(1,210)
Percentage of Loan Type		27.10%		25.50%
Multifamily
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans Receivable, before Fees, Gross		$ 82,246		$ 86,177
Allowance for loan losses		$ (884)	(875)	$ (885)	(939)	(1,387)	(1,819)
Percentage of Loan Type		19.10%		20.20%
Commercial real estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans Receivable, before Fees, Gross		$ 138,512		$ 130,812
Allowance for loan losses		$ (695)	(668)	$ (766)	(702)	(540)	(1,052)
Percentage of Loan Type		32.20%		30.70%
Business
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans Receivable, before Fees, Gross	[1]	$ 88,982		$ 96,430
Allowance for loan losses		$ (1,491)	(1,400)	$ (1,330)	(1,530)	(1,169)	(1,003)
Percentage of Loan Type	[1]	20.70%		22.70%
Consumer
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans Receivable, before Fees, Gross	[2]	$ 3,655		$ 4,023
Allowance for loan losses		$ (248)	$ (240)	$ (154)	$ (140)	$ (172)	$ (18)
Percentage of Loan Type	[2]	0.90%		0.90%

[1]	(1) Includes business overdrafts
[2]	2) Includes personal loans and consumer overdrafts

Loans Receivable and Allowanc_4

Loans Receivable and Allowance for Loan and Lease Losses Allowance for Loan Losses (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018	Mar. 31, 2019
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance for loan losses - Beginning Balance	$ 4,670	$ 5,187	$ 4,646	$ 5,126
Charge-offs	(62)	(480)	(129)	(590)
Recoveries	10	36	100	202
Provision for loan losses	7	49	8	54
Allowance for loan losses - Ending Balance	4,625	4,792	4,625	4,792
Allowance for Loan Losses, Collectively Evaluated for Impairment	4,443		4,443		$ 4,457
Allowance for Loan Losses, Individually Evaluated for Impairment	182		182		189
Loans, gross	433,284		433,284		428,828
Loans Receivable, Collectively Evaluated for Impairment	423,735		423,735		416,459
Loans Receivable, Individually Evaluated for Impairment	9,549		9,549		12,369
One-to-four family
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance for loan losses - Beginning Balance	1,232	1,853	1,274	1,210
Charge-offs	0	(49)	0	(145)
Recoveries	8	0	8	0
Provision for loan losses	49	(323)	7	416
Allowance for loan losses - Ending Balance	1,289	1,481	1,289	1,481
Allowance for Loan Losses, Collectively Evaluated for Impairment	1,120		1,120		1,103
Allowance for Loan Losses, Individually Evaluated for Impairment	169		169		171
Loans, gross	118,502		118,502		109,926
Loans Receivable, Collectively Evaluated for Impairment	113,693		113,693		104,509
Loans Receivable, Individually Evaluated for Impairment	4,809		4,809		5,417
Multifamily
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance for loan losses - Beginning Balance	875	1,387	885	1,819
Charge-offs	0	(100)	0	(100)
Recoveries	0	0	0	158
Provision for loan losses	9	(348)	(1)	(938)
Allowance for loan losses - Ending Balance	884	939	884	939
Allowance for Loan Losses, Collectively Evaluated for Impairment	884		884		885
Allowance for Loan Losses, Individually Evaluated for Impairment	0		0		0
Loans, gross	82,823		82,823		86,886
Loans Receivable, Collectively Evaluated for Impairment	80,390		80,390		83,672
Loans Receivable, Individually Evaluated for Impairment	2,433		2,433		3,214
Commercial real estate
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance for loan losses - Beginning Balance	668	540	766	1,052
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Provision for loan losses	27	162	(71)	(350)
Allowance for loan losses - Ending Balance	695	702	695	702
Allowance for Loan Losses, Collectively Evaluated for Impairment	695		695		766
Allowance for Loan Losses, Individually Evaluated for Impairment	0		0		0
Loans, gross	137,451		137,451		131,292
Loans Receivable, Collectively Evaluated for Impairment	137,451		137,451		130,816
Loans Receivable, Individually Evaluated for Impairment	0		0		476
Business
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance for loan losses - Beginning Balance	1,400	1,169	1,330	1,003
Charge-offs	(56)	(329)	(56)	(340)
Recoveries	2	4	90	9
Provision for loan losses	145	686	127	858
Allowance for loan losses - Ending Balance	1,491	1,530	1,491	1,530
Allowance for Loan Losses, Collectively Evaluated for Impairment	1,478		1,478		1,312
Allowance for Loan Losses, Individually Evaluated for Impairment	13		13		18
Loans, gross	90,816		90,816		96,661
Loans Receivable, Collectively Evaluated for Impairment	88,509		88,509		93,399
Loans Receivable, Individually Evaluated for Impairment	2,307		2,307		3,262
Consumer
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance for loan losses - Beginning Balance	240	172	154	18
Charge-offs	(6)	(2)	(73)	(5)
Recoveries	0	32	2	35
Provision for loan losses	14	(62)	165	92
Allowance for loan losses - Ending Balance	248	140	248	140
Allowance for Loan Losses, Collectively Evaluated for Impairment	248		248		154
Allowance for Loan Losses, Individually Evaluated for Impairment	0		0		0
Loans, gross	3,692		3,692		4,063
Loans Receivable, Collectively Evaluated for Impairment	3,692		3,692		4,063
Loans Receivable, Individually Evaluated for Impairment	0		0		0
Unallocated
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance for loan losses - Beginning Balance	255	66	237	24
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Provision for loan losses	(237)	(66)	(219)	(24)
Allowance for loan losses - Ending Balance	18	$ 0	18	$ 0
Allowance for Loan Losses, Collectively Evaluated for Impairment	18		18		237
Allowance for Loan Losses, Individually Evaluated for Impairment	0		0		0
Loans, gross	0		0		0
Loans Receivable, Collectively Evaluated for Impairment	0		0		0
Loans Receivable, Individually Evaluated for Impairment	$ 0		$ 0		$ 0

Loans Receivable and Allowanc_5

Loans Receivable and Allowance for Loan and Lease Losses Nonaccrual Loans (Details) - Nonperforming - USD ($) $ in Thousands	Sep. 30, 2019	Mar. 31, 2019
Financing Receivable, Past Due [Line Items]
Financing Receivable, Nonaccrual	$ 7,728	$ 10,294
One-to-four family
Financing Receivable, Past Due [Line Items]
Financing Receivable, Nonaccrual	3,753	4,488
Multifamily
Financing Receivable, Past Due [Line Items]
Financing Receivable, Nonaccrual	2,433	3,214
Commercial real estate
Financing Receivable, Past Due [Line Items]
Financing Receivable, Nonaccrual	0	476
Business
Financing Receivable, Past Due [Line Items]
Financing Receivable, Nonaccrual	1,542	2,051
Consumer
Financing Receivable, Past Due [Line Items]
Financing Receivable, Nonaccrual	$ 0	$ 65

Loans Receivable and Allowanc_6

Loans Receivable and Allowance for Loan and Lease Losses Credit Quality Indicators (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Mar. 31, 2019
Financing Receivable, Credit Quality Indicator [Line Items]
Loans, gross	$ 433,284	$ 428,828
Multifamily
Financing Receivable, Credit Quality Indicator [Line Items]
Loans, gross	82,823	86,886
Multifamily \| Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Loans, gross	80,390	83,672
Multifamily \| Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
Loans, gross	0	0
Multifamily \| Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Loans, gross	2,433	3,214
Multifamily \| Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Loans, gross	0	0
Multifamily \| Loss
Financing Receivable, Credit Quality Indicator [Line Items]
Loans, gross	0	0
Commercial real estate
Financing Receivable, Credit Quality Indicator [Line Items]
Loans, gross	137,451	131,292
Commercial real estate \| Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Loans, gross	136,826	128,319
Commercial real estate \| Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
Loans, gross	625	2,497
Commercial real estate \| Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Loans, gross	0	476
Commercial real estate \| Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Loans, gross	0	0
Commercial real estate \| Loss
Financing Receivable, Credit Quality Indicator [Line Items]
Loans, gross	0	0
Business
Financing Receivable, Credit Quality Indicator [Line Items]
Loans, gross	90,816	96,661
Business \| Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Loans, gross	84,496	90,336
Business \| Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
Loans, gross	3,981	2,425
Business \| Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Loans, gross	2,339	3,900
Business \| Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Loans, gross	0	0
Business \| Loss
Financing Receivable, Credit Quality Indicator [Line Items]
Loans, gross	0	0
One-to-four family
Financing Receivable, Credit Quality Indicator [Line Items]
Loans, gross	118,502	109,926
One-to-four family \| Performing
Financing Receivable, Credit Quality Indicator [Line Items]
Loans, gross	114,749	106,531
One-to-four family \| Nonperforming
Financing Receivable, Credit Quality Indicator [Line Items]
Loans, gross	3,753	3,395
Consumer
Financing Receivable, Credit Quality Indicator [Line Items]
Loans, gross	3,692	4,063
Consumer \| Performing
Financing Receivable, Credit Quality Indicator [Line Items]
Loans, gross	3,657	4,063
Consumer \| Nonperforming
Financing Receivable, Credit Quality Indicator [Line Items]
Loans, gross	$ 35	$ 0

Loans Receivable and Allowanc_7

Loans Receivable and Allowance for Loan and Lease Losses Past Due Financing Receivables (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Mar. 31, 2019
Financing Receivable, Past Due [Line Items]
Financing Receivable, Past Due	$ 6,940	$ 11,625
Financing Receivable, Not Past Due	426,344	417,203
Loans, gross	433,284	428,828
Financing Receivables, 30 to 59 Days Past Due
Financing Receivable, Past Due [Line Items]
Financing Receivable, Past Due	136	5,395
Financing Receivables, 60 to 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Financing Receivable, Past Due	1,063	53
Financing Receivables, Equal to Greater than 90 Days Past Due
Financing Receivable, Past Due [Line Items]
Financing Receivable, Past Due	5,741	6,177
One-to-four family
Financing Receivable, Past Due [Line Items]
Financing Receivable, Past Due	3,644	5,222
Financing Receivable, Not Past Due	114,858	104,704
Loans, gross	118,502	109,926
One-to-four family \| Financing Receivables, 30 to 59 Days Past Due
Financing Receivable, Past Due [Line Items]
Financing Receivable, Past Due	0	1,827
One-to-four family \| Financing Receivables, 60 to 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Financing Receivable, Past Due	623	0
One-to-four family \| Financing Receivables, Equal to Greater than 90 Days Past Due
Financing Receivable, Past Due [Line Items]
Financing Receivable, Past Due	3,021	3,395
Multifamily
Financing Receivable, Past Due [Line Items]
Financing Receivable, Past Due	2,053	4,698
Financing Receivable, Not Past Due	80,770	82,188
Loans, gross	82,823	86,886
Multifamily \| Financing Receivables, 30 to 59 Days Past Due
Financing Receivable, Past Due [Line Items]
Financing Receivable, Past Due	0	2,580
Multifamily \| Financing Receivables, 60 to 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Financing Receivable, Past Due	0	0
Multifamily \| Financing Receivables, Equal to Greater than 90 Days Past Due
Financing Receivable, Past Due [Line Items]
Financing Receivable, Past Due	2,053	2,118
Commercial real estate
Financing Receivable, Past Due [Line Items]
Financing Receivable, Past Due	0	121
Financing Receivable, Not Past Due	137,451	131,171
Loans, gross	137,451	131,292
Commercial real estate \| Financing Receivables, 30 to 59 Days Past Due
Financing Receivable, Past Due [Line Items]
Financing Receivable, Past Due	0	121
Commercial real estate \| Financing Receivables, 60 to 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Financing Receivable, Past Due	0	0
Commercial real estate \| Financing Receivables, Equal to Greater than 90 Days Past Due
Financing Receivable, Past Due [Line Items]
Financing Receivable, Past Due	0	0
Business
Financing Receivable, Past Due [Line Items]
Financing Receivable, Past Due	1,121	1,379
Financing Receivable, Not Past Due	89,695	95,282
Loans, gross	90,816	96,661
Business \| Financing Receivables, 30 to 59 Days Past Due
Financing Receivable, Past Due [Line Items]
Financing Receivable, Past Due	14	780
Business \| Financing Receivables, 60 to 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Financing Receivable, Past Due	440	0
Business \| Financing Receivables, Equal to Greater than 90 Days Past Due
Financing Receivable, Past Due [Line Items]
Financing Receivable, Past Due	667	599
Consumer
Financing Receivable, Past Due [Line Items]
Financing Receivable, Past Due	122	205
Financing Receivable, Not Past Due	3,570	3,858
Loans, gross	3,692	4,063
Consumer \| Financing Receivables, 30 to 59 Days Past Due
Financing Receivable, Past Due [Line Items]
Financing Receivable, Past Due	122	87
Consumer \| Financing Receivables, 60 to 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Financing Receivable, Past Due	0	53
Consumer \| Financing Receivables, Equal to Greater than 90 Days Past Due
Financing Receivable, Past Due [Line Items]
Financing Receivable, Past Due	$ 0	$ 65

Loans Receivable and Allowanc_8

Loans Receivable and Allowance for Loan and Lease Losses Impaired Loans (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018	Mar. 31, 2019
Impaired Financing Receivable, Recorded Investment [Abstract]
Impaired Financing Receivable, Recorded Investment	$ 9,549		$ 9,549		$ 12,369
Impaired Financing Receivable, Unpaid Principal Balance [Abstract]
Impaired Financing Receivable, Unpaid Principal Balance	10,612		10,612		13,567
Impaired Financing Receivable, Related Allowance	182		182		189
Impaired Financing Receivable, Average Recorded Investment [Abstract]
Impaired Financing Receivable, Average Recorded Investment	10,609	$ 12,276	10,959	$ 12,598
Impaired Financing Receivable, Interest Income, Cash Basis Method [Abstract]
Impaired Financing Receivable, Interest Income, Cash Basis Method	44	54	112	68
One-to-four family
Impaired Financing Receivable, Recorded Investment [Abstract]
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	3,994		3,994		4,488
Impaired Financing Receivable, with Related Allowance, Recorded Investment	815		815		929
Impaired Financing Receivable, Unpaid Principal Balance [Abstract]
Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance	4,999		4,999		5,643
Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance	815		815		929
Impaired Financing Receivable, Related Allowance	169		169		171
Impaired Financing Receivable, Average Recorded Investment [Abstract]
Impaired Financing Receivable, with No Related Allowance, Average Recorded Investment	4,185	4,813	4,241	5,074
Impaired Financing Receivable, with Related Allowance, Average Recorded Investment	869	887	872	1,003
Impaired Financing Receivable, Interest Income, Cash Basis Method [Abstract]
Impaired Financing Receivable, with No Related Allowance, Interest Income, Cash Basis Method	14	26	30	31
Impaired Financing Receivable, with Related Allowance, Interest Income, Cash Basis Method	0	1	0	2
Multifamily
Impaired Financing Receivable, Recorded Investment [Abstract]
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	2,433		2,433		3,214
Impaired Financing Receivable, Unpaid Principal Balance [Abstract]
Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance	2,433		2,433		3,214
Impaired Financing Receivable, Average Recorded Investment [Abstract]
Impaired Financing Receivable, with No Related Allowance, Average Recorded Investment	2,789	2,382	2,824	1,646
Impaired Financing Receivable, with Related Allowance, Average Recorded Investment	0	0	0	371
Impaired Financing Receivable, Interest Income, Cash Basis Method [Abstract]
Impaired Financing Receivable, with No Related Allowance, Interest Income, Cash Basis Method	14	9	41	17
Impaired Financing Receivable, with Related Allowance, Interest Income, Cash Basis Method	0	0	0	0
Commercial real estate
Impaired Financing Receivable, Recorded Investment [Abstract]
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	0		0		476
Impaired Financing Receivable, Unpaid Principal Balance [Abstract]
Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance	0		0		476
Impaired Financing Receivable, Average Recorded Investment [Abstract]
Impaired Financing Receivable, with No Related Allowance, Average Recorded Investment	0	492	238	1,014
Impaired Financing Receivable, Interest Income, Cash Basis Method [Abstract]
Impaired Financing Receivable, with No Related Allowance, Interest Income, Cash Basis Method	0	8	0	8
Business
Impaired Financing Receivable, Recorded Investment [Abstract]
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	1,418		1,418		1,974
Impaired Financing Receivable, with Related Allowance, Recorded Investment	889		889		1,288
Impaired Financing Receivable, Unpaid Principal Balance [Abstract]
Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance	1,476		1,476		2,017
Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance	889		889		1,288
Impaired Financing Receivable, Related Allowance	13		13		$ 18
Impaired Financing Receivable, Average Recorded Investment [Abstract]
Impaired Financing Receivable, with No Related Allowance, Average Recorded Investment	1,699	652	1,696	623
Impaired Financing Receivable, with Related Allowance, Average Recorded Investment	1,067	3,050	1,088	2,867
Impaired Financing Receivable, Interest Income, Cash Basis Method [Abstract]
Impaired Financing Receivable, with No Related Allowance, Interest Income, Cash Basis Method	16	6	41	6
Impaired Financing Receivable, with Related Allowance, Interest Income, Cash Basis Method	$ 0	$ 4	$ 0	$ 4

Loans Receivable and Allowanc_9

Loans Receivable and Allowance for Loan and Lease Losses Loans Receivable and ALLL Text Tags (Details) $ in Thousands	3 Months Ended	6 Months Ended		12 Months Ended
	Sep. 30, 2018	Sep. 30, 2019USD ($)	Sep. 30, 2018	Mar. 31, 2019USD ($)
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Troubled Debt Restructuring		$ 4,500		$ 5,400
Financing Receivable, Modifications, Number of Contracts		0
Financing Receivable, Past Due		$ 6,940		11,625
Other Real Estate Owned		$ 120		$ 404
Number of Real Estate Properties		2		4
Number of Modified Loan Subsequently Defaulted		0
Loans and Leases Receivable, Related Parties		$ 70		$ 80
Loans and Leases Receivable, Related Parties, Proceeds		10
Nonperforming
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Troubled Debt Restructuring		2,500		3,200
Performing
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Troubled Debt Restructuring		$ 2,000		$ 2,200
Financing Receivable, Modifications, Number of Contracts		7		8
Business
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Modifications, Number of Contracts	1		1
Financing Receivable, Past Due		$ 1,121		$ 1,379

Loans Receivable and Allowan_10

Loans Receivable and Allowance for Loan and Lease Losses TDRs (Details) $ in Thousands	3 Months Ended	6 Months Ended
	Sep. 30, 2018USD ($)	Sep. 30, 2019	Sep. 30, 2018USD ($)
Financing Receivable, Troubled Debt Restructuring [Line Items]
Financing Receivable, Modifications, Number of Contracts		0
Business
Financing Receivable, Troubled Debt Restructuring [Line Items]
Financing Receivable, Modifications, Number of Contracts	1		1
Financing Receivable, Troubled Debt Restructuring, Premodification	$ 1,762		$ 1,762
Financing Receivable, Troubled Debt Restructuring, Postmodification	$ 1,712		$ 1,712
weighted average rate pre modification	6.75%		6.75%
Weighted average rate post modification	6.00%		6.00%

Fair Value Measurements Fair _2

Fair Value Measurements Fair Value, Assets Measured on Recurring Basis (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Mar. 31, 2019
Fair Value, Measurements, Recurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Mortgage servicing rights	$ 174	$ 180
Securities Available-for-Sale	75,109	79,845
Other investments	492	454
Assets, Fair Value Disclosure	75,775	80,479
Fair Value, Measurements, Recurring \| Government National Mortgage Association (GNMA)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Mortgage-backed Securities Available-for-sale, Fair Value Disclosure	3,913	4,382
Fair Value, Measurements, Recurring \| Federal Home Loan Mortgage Corporation (FHLMC)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Mortgage-backed Securities Available-for-sale, Fair Value Disclosure	10,366	11,025
Fair Value, Measurements, Recurring \| Federal National Mortgage Association (FNMA)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Mortgage-backed Securities Available-for-sale, Fair Value Disclosure	25,642	26,608
Fair Value, Measurements, Recurring \| US Government Agency Securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities Available-for-Sale	30,118	32,853
Fair Value, Measurements, Recurring \| Corporate Bonds
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities Available-for-Sale	5,070	4,977
Fair Value, Inputs, Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Mortgage servicing rights	0	0
Securities Available-for-Sale	0	0
Other investments	0	0
Fair Value, Inputs, Level 1 \| Fair Value, Measurements, Recurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Mortgage servicing rights	0	0
Securities Available-for-Sale	0	0
Assets, Fair Value Disclosure	0	0
Fair Value, Inputs, Level 1 \| Fair Value, Measurements, Recurring \| Government National Mortgage Association (GNMA)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Mortgage-backed Securities Available-for-sale, Fair Value Disclosure	0	0
Fair Value, Inputs, Level 1 \| Fair Value, Measurements, Recurring \| Federal Home Loan Mortgage Corporation (FHLMC)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Mortgage-backed Securities Available-for-sale, Fair Value Disclosure	0	0
Fair Value, Inputs, Level 1 \| Fair Value, Measurements, Recurring \| Federal National Mortgage Association (FNMA)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Mortgage-backed Securities Available-for-sale, Fair Value Disclosure	0	0
Fair Value, Inputs, Level 1 \| Fair Value, Measurements, Recurring \| US Government Agency Securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities Available-for-Sale	0	0
Fair Value, Inputs, Level 1 \| Fair Value, Measurements, Recurring \| Corporate Bonds
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities Available-for-Sale	0	0
Fair Value, Inputs, Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Mortgage servicing rights	0	0
Securities Available-for-Sale	75,109	79,845
Other investments	0	0
Fair Value, Inputs, Level 2 \| Fair Value, Measurements, Recurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Mortgage servicing rights	0	0
Securities Available-for-Sale	75,109	79,845
Other investments	0	0
Assets, Fair Value Disclosure	75,109	79,845
Fair Value, Inputs, Level 2 \| Fair Value, Measurements, Recurring \| Government National Mortgage Association (GNMA)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Mortgage-backed Securities Available-for-sale, Fair Value Disclosure	3,913	4,382
Fair Value, Inputs, Level 2 \| Fair Value, Measurements, Recurring \| Federal Home Loan Mortgage Corporation (FHLMC)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Mortgage-backed Securities Available-for-sale, Fair Value Disclosure	10,366	11,025
Fair Value, Inputs, Level 2 \| Fair Value, Measurements, Recurring \| Federal National Mortgage Association (FNMA)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Mortgage-backed Securities Available-for-sale, Fair Value Disclosure	25,642	26,608
Fair Value, Inputs, Level 2 \| Fair Value, Measurements, Recurring \| US Government Agency Securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities Available-for-Sale	30,118	32,853
Fair Value, Inputs, Level 2 \| Fair Value, Measurements, Recurring \| Corporate Bonds
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities Available-for-Sale	5,070	4,977
Fair Value, Inputs, Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Mortgage servicing rights	174	180
Securities Available-for-Sale	0	0
Other investments	492	454
Fair Value, Inputs, Level 3 \| Fair Value, Measurements, Recurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Mortgage servicing rights		180
Securities Available-for-Sale	0	0
Assets, Fair Value Disclosure	666	634
Fair Value, Inputs, Level 3 \| Fair Value, Measurements, Recurring \| Government National Mortgage Association (GNMA)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Mortgage-backed Securities Available-for-sale, Fair Value Disclosure	0	0
Fair Value, Inputs, Level 3 \| Fair Value, Measurements, Recurring \| Federal Home Loan Mortgage Corporation (FHLMC)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Mortgage-backed Securities Available-for-sale, Fair Value Disclosure	0	0
Fair Value, Inputs, Level 3 \| Fair Value, Measurements, Recurring \| Federal National Mortgage Association (FNMA)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Mortgage-backed Securities Available-for-sale, Fair Value Disclosure	0	0
Fair Value, Inputs, Level 3 \| Fair Value, Measurements, Recurring \| US Government Agency Securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities Available-for-Sale	0	0
Fair Value, Inputs, Level 3 \| Fair Value, Measurements, Recurring \| Corporate Bonds
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities Available-for-Sale	$ 0	$ 0

Fair Value Measurements Fair _3

Fair Value Measurements Fair Value Measurements Text Tag (Details)	6 Months Ended
	Sep. 30, 2019
Fair Value Disclosures [Abstract]
Percent of Total Assets Level 3	0.11%
Transfers between level 1 and level 2	0

Fair Value Measurements Fair _4

Fair Value Measurements Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation (Details) - Fair Value, Measurements, Recurring - Fair Value, Inputs, Level 3 - USD ($)	6 Months Ended
	Sep. 30, 2019	Sep. 30, 2018
Equity Investments
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Fair Value, Asset, Recurring Basis, Still Held, Unrealized Gain (Loss)	$ 0	$ 0
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset Value - Beginning	454,000	433,000
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset, Gain (Loss) Included in Earnings	38,000	2,000
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset, Issuances	0	0
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset, Transfers, Net	0	0
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset Value - Ending	492,000	435,000
Other Assets
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Fair Value, Asset, Recurring Basis, Still Held, Unrealized Gain (Loss)	(6,000)	(18,000)
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset Value - Beginning	180,000	181,000
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset, Gain (Loss) Included in Earnings	(6,000)	(20,000)
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset, Issuances	0	0
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset, Transfers, Net	0	0
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset Value - Ending	$ 174,000	$ 161,000

Fair Value Measurements Fair _5

Fair Value Measurements Fair Value, Assets Measured on Recurring Basis, Valuation Techniques (Details) $ in Thousands		6 Months Ended	12 Months Ended
		Sep. 30, 2019USD ($)	Mar. 31, 2019USD ($)	Sep. 30, 2018USD ($)	Mar. 31, 2018USD ($)
Fair Value, Inputs, Level 3
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Mortgage servicing rights		$ 174	$ 180
Other investments		492	454
Fair Value, Measurements, Recurring
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Mortgage servicing rights		174	180
Other investments		492	454
Fair Value, Measurements, Recurring \| Fair Value, Inputs, Level 3
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Mortgage servicing rights			180
Fair Value, Measurements, Recurring \| Equity Investments \| Fair Value, Inputs, Level 3
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset Value		$ 492	$ 454	$ 435	$ 433
Fair Value Measurements, Valuation Processes, Description		Cost	Cost
Fair Value, Measurements, Recurring \| Other Assets \| Fair Value, Inputs, Level 3
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset Value		$ 174	$ 180	$ 161	$ 181
Fair Value Measurements, Valuation Processes, Description		Discounted Cash Flow	Discounted Cash Flow
Servicing Asset, Measurement Input		0.2163	0.1119
Measurement Input, Constant Prepayment Rate \| Fair Value, Measurements, Recurring \| Other Assets \| Fair Value, Inputs, Level 3
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Fair Value Measurements, Valuation Processes, Description	[1]	Weighted Average Constant Prepayment Rate(1)	Weighted Average Constant Prepayment Rate(1)
Measurement Input, Discount Rate \| Fair Value, Measurements, Recurring \| Other Assets \| Fair Value, Inputs, Level 3
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Fair Value Measurements, Valuation Processes, Description	[1]	Option Adjusted Spread ("OAS") applied to Treasury curve	Option Adjusted Spread ("OAS" applied to Treasury curve

[1]	(1) Represents annualized loan repayment rate assumptions

Fair Value Measurements Fair _6

Fair Value Measurements Fair Value Measurements, Nonrecurring (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Mar. 31, 2019
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Other Real Estate Owned	$ 120	$ 404
Fair Value, Measurements, Nonrecurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired Financing Receivable, with Related Allowance, Recorded Investment	1,522	2,027
Other Real Estate Owned	120	404
Fair Value, Measurements, Nonrecurring \| Fair Value, Inputs, Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired Financing Receivable, with Related Allowance, Recorded Investment	0	0
Other Real Estate Owned	0	0
Fair Value, Measurements, Nonrecurring \| Fair Value, Inputs, Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired Financing Receivable, with Related Allowance, Recorded Investment	0	0
Other Real Estate Owned	0	0
Fair Value, Measurements, Nonrecurring \| Fair Value, Inputs, Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired Financing Receivable, with Related Allowance, Recorded Investment	1,522	2,027
Other Real Estate Owned	$ 120	$ 404

Fair Value Measurements Fair _7

Fair Value Measurements Fair Value, Assets Measured on Nonrecurring Basis, Valuation Techniques (Details) - USD ($) $ in Thousands	6 Months Ended	12 Months Ended
	Sep. 30, 2019	Mar. 31, 2019
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Other Real Estate Owned	$ 120	$ 404
Fair Value, Measurements, Nonrecurring
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Impaired Financing Receivable, with Related Allowance, Recorded Investment	1,522	2,027
Other Real Estate Owned	120	404
Fair Value, Measurements, Nonrecurring \| Fair Value, Inputs, Level 3
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Impaired Financing Receivable, with Related Allowance, Recorded Investment	1,522	2,027
Other Real Estate Owned	$ 120	$ 404
Fair Value Measurements, Valuation Processes, Description	Appraisal of collateral	Appraisal of collateral
Measurement Input, Appraised Value [Member] \| Fair Value, Measurements, Nonrecurring \| Fair Value, Inputs, Level 3
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Fair Value Measurements, Valuation Processes, Description	Appraisal adjustments	Appraisal adjustments

Fair Value of Financial Instr_3

Fair Value of Financial Instruments Fair Value of Financial Instruments (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Mar. 31, 2019
Financial Assets:
Held-to-maturity, Fair Value	$ 10,879	$ 11,107
Fair Value, Inputs, Level 1
Financial Assets:
Cash and cash equivalents	38,229	31,228
Securities Available-for-Sale	0	0
Other investments	0	0
FHLB Stock	0	0
Held-to-maturity, Fair Value	0	0
Loans Receivable	0	0
Accrued interest receivable	0	0
Mortgage servicing rights	0	0
Other assets - Interest-bearing deposits	0	0
Financial Liabilities:
Deposits	280,017	277,360
Advances from FHLB of New York	0	0
Other borrowed money	0	0
Accrued interest payable	0	0
Fair Value, Inputs, Level 2
Financial Assets:
Cash and cash equivalents	0	0
Securities Available-for-Sale	75,109	79,845
Other investments	0	0
FHLB Stock	1,468	926
Held-to-maturity, Fair Value	10,879	11,107
Loans Receivable	0	0
Accrued interest receivable	2,065	2,019
Mortgage servicing rights	0	0
Other assets - Interest-bearing deposits	978	976
Financial Liabilities:
Deposits	192,097	200,143
Advances from FHLB of New York	19,998	8,001
Other borrowed money	13,370	12,393
Accrued interest payable	2,403	1,931
Fair Value, Inputs, Level 3
Financial Assets:
Cash and cash equivalents	0	0
Securities Available-for-Sale	0	0
Other investments	492	454
FHLB Stock	0	0
Held-to-maturity, Fair Value	0	0
Loans Receivable	434,711	424,013
Accrued interest receivable	0	0
Mortgage servicing rights	174	180
Other assets - Interest-bearing deposits	0	0
Financial Liabilities:
Deposits	0	0
Advances from FHLB of New York	0	0
Other borrowed money	0	0
Accrued interest payable	0	0
Reported Value Measurement
Financial Assets:
Cash and cash equivalents	38,229	31,228
Securities Available-for-Sale	75,109	79,845
Other investments	492	454
FHLB Stock	1,468	926
Held-to-maturity, Fair Value	10,680	11,137
Loans Receivable	428,659	424,182
Accrued interest receivable	2,065	2,019
Mortgage servicing rights	174	180
Other assets - Interest-bearing deposits	978	976
Financial Liabilities:
Deposits	473,121	480,196
Advances from FHLB of New York	20,000	8,000
Other borrowed money	13,403	13,403
Accrued interest payable	2,403	1,931
Estimate of Fair Value Measurement
Financial Assets:
Cash and cash equivalents	38,229	31,228
Securities Available-for-Sale	75,109	79,845
Other investments	492	454
FHLB Stock	1,468	926
Held-to-maturity, Fair Value	10,879	11,107
Loans Receivable	434,711	424,013
Accrued interest receivable	2,065	2,019
Mortgage servicing rights	174	180
Other assets - Interest-bearing deposits	978	976
Financial Liabilities:
Deposits	472,114	477,503
Advances from FHLB of New York	19,998	8,001
Other borrowed money	13,370	12,393
Accrued interest payable	$ 2,403	$ 1,931

Non-interest Revenue and Expe_3

Non-interest Revenue and Expense Non-interest Revenue (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018
Disaggregation of Revenue [Line Items]
Noninterest income	$ 1,198	$ 1,079	$ 2,158	$ 2,383
Noninterest income out of scope of ASU 606
Disaggregation of Revenue [Line Items]
Noninterest income	303	142	370	541
Noninterest income in scope of ASU 606
Disaggregation of Revenue [Line Items]
Noninterest income	895	937	1,788	1,842
Depository fees and charges \| Noninterest income in scope of ASU 606
Disaggregation of Revenue [Line Items]
Revenue from Contract with Customer	811	854	1,615	1,687
Loan fees and service charges \| Noninterest income in scope of ASU 606
Disaggregation of Revenue [Line Items]
Revenue from Contract with Customer	70	67	146	122
Other noninterest income \| Noninterest income in scope of ASU 606
Disaggregation of Revenue [Line Items]
Revenue from Contract with Customer	$ 14	$ 16	$ 27	$ 33

Non-interest Revenue and Expe_4

Non-interest Revenue and Expense Other Non-interest Revenue and Expense (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018
Noninterest Income, Other [Abstract]
Depository fees and charges	$ 188	$ 16	$ 208	$ 79
Compliance fee	28	44	56	180
Other	76	(36)	93	10
Total non-interest income	292	24	357	269
Non-interest expense:
Advertising	109	97	202	176
Legal expense	75	102	173	243
Insurance and surety	160	203	304	368
Audit expense	136	143	262	331
Outsourced service	89	174	245	308
Data lines / internet	102	96	210	172
Retail expenses	177	211	377	414
Regulatory assessment	53	86	108	174
Director's fees	77	86	154	173
Other	419	598	935	1,198
Total non-interest expense	$ 1,397	$ 1,796	$ 2,970	$ 3,557

Leases Leases (Details)

Leases Leases (Details) $ in Thousands	3 Months Ended	6 Months Ended
Leases Leases (Details) $ in Thousands	Sep. 30, 2019USD ($)	Sep. 30, 2019USD ($)
Leases [Abstract]
Operating Lease, Weighted Average Remaining Lease Term	8 years 3 months	8 years 3 months
Finance Lease, Weighted Average Remaining Lease Term	3 years	3 years
Operating Lease, Weighted Average Discount Rate, Percent	2.99%	2.99%
Finance Lease, Weighted Average Discount Rate, Percent	1.75%	1.75%
Operating Lease, Expense	$ 735	$ 1,464
Finance Lease, Right-of-Use Asset, Amortization	5	5
Operating Lease, Payments	691	1,377
Finance Lease, Payments	$ 16	$ 16

Leases Leases-Lease Liability,

Leases Leases-Lease Liability, Maturity (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Apr. 01, 2019	Mar. 31, 2019
Lessee, Operating Lease, Liability, Payment, Due [Abstract]
Lessee, Operating Lease, Liability, Payments, Due Next Twelve Months	$ 1,384
Lessee, Operating Lease, Liability, Payments, Due Year Two	2,701
Lessee, Operating Lease, Liability, Payments, Due Year Three	2,600
Lessee, Operating Lease, Liability, Payments, Due Year Four	2,462
Lessee, Operating Lease, Liability, Payments, Due Year Five	2,534
Lessee, Operating Lease, Liability, Payments, Due after Year Five	10,231
Lessee, Operating Lease, Liability, Payments, Due	21,912
Lessee, Operating Lease, Liability, Undiscounted Excess Amount	(2,658)
Operating lease liability	19,254	$ 20,335	$ 0
Finance Lease, Liability, Payment, Due [Abstract]
Finance Lease, Liability, Payments, Due Next Twelve Months	27
Finance Lease, Liability, Payments, Due Year Two	56
Finance Lease, Liability, Payments, Due Year Three	56
Finance Lease, Liability, Payments, Due Year Four	14
Finance Lease, Liability, Payments, Due Year Five	0
Finance Lease, Liability, Payments, Due after Year Five	0
Finance Lease, Liability, Payment, Due	153
Finance Lease, Liability, Undiscounted Excess Amount	(4)
Finance Lease, Liability	$ 149

Leases Leases Text Tags (Detail

Leases Leases Text Tags (Details) $ in Thousands	6 Months Ended
Leases Leases Text Tags (Details) $ in Thousands	Sep. 30, 2019USD ($)
Lessee, Lease, Description [Line Items]
Recognition of right-of-use asset	$ 19,951
Finance Lease, Right-of-Use Asset	158
Finance Lease, Liability	149
Accounting Standards Update 2016-02
Lessee, Lease, Description [Line Items]
Cumulative Effect of New Accounting Principle	5,339
Accumulated Deficit \| Accounting Standards Update 2016-02
Lessee, Lease, Description [Line Items]
Cumulative Effect of New Accounting Principle	$ 5,339

Impact of Recent Accounting S_2

Impact of Recent Accounting Standards Impact of Recent Accounting Standards Text Tag (Details) - Accounting Standards Update 2016-01 $ in Thousands	Sep. 30, 2018USD ($)
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Cumulative Effect of New Accounting Principle	$ 0
Accumulated Deficit
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Cumulative Effect of New Accounting Principle	$ 721