United Services Automobile Association 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
AFLAC INC COM	Common Stock	001055102	972	18,364	SH		DFND	24,25	18,364	0	0
AT&T INC COM	Common Stock	00206R102	4,288	109,708	SH		DFND	8,24,25	109,708	0	0
ABBOTT LABORATORIES COM	Common Stock	002824100	16,354	189,103	SH		DFND	2,3	189,103	0	0
ABBVIE INC COM USD0.01	Common Stock	00287Y109	43,415	490,523	SH		DFND	3,8,23,24,25	490,523	0	0
AD SYS COMMUNICATIONS INC COM	Common Stock	00724F101	17,044	52,645	SH		DFND	2,3	52,645	0	0
AIR PRODUCTS & CHEMICALS INC	Common Stock	009158106	5,459	23,236	SH		DFND	23	23,236	0	0
AKAMAI TECHNOLOGIES INC COM STK	Common Stock	00971T101	1,598	18,493	SH		DFND	24,25	18,493	0	0
ALEXION PHARMACEUTICALS INC COM	Common Stock	015351109	5,411	49,314	SH		DFND	2,3	49,314	0	0
ALLSTATE CORP COM USD0.01	Common Stock	020002101	17,723	157,981	SH		DFND	2,3,24,25	157,981	0	0
ALLY FINL INC COM	Common Stock	02005N100	315	10,296	SH		DFND	25	10,296	0	0
ALPHABET INC CAP STK CL A	Common Stock	02079K305	26,939	20,113	SH		DFND	3	20,113	0	0
ALTRIA GROUP INC COM	Common Stock	02209S103	31,770	636,761	SH		DFND	3,8,23,25	636,761	0	0
AMAZON.COM INC	Common Stock	023135106	24,289	13,145	SH		DFND	3	13,145	0	0
AMEREN CORP COM USD0.01	Common Stock	023608102	9,656	126,717	SH		DFND	2,3,8,25	126,717	0	0
AMER ELEC PWR CO INC COM	Common Stock	025537101	12,870	137,203	SH		DFND	2,3,8,24,25	137,203	0	0
AMERICAN EXPRESS CO COM USD0.20	Common Stock	025816109	2,317	18,614	SH		DFND	3	18,614	0	0
AMERICAN FINANCIAL GROUP INC	Common Stock	025932104	2,211	20,164	SH		DFND	23	20,164	0	0
AMERICAN TOWER CORPORATION	REIT	03027X100	3,769	17,611	SH		DFND	2	17,611	0	0
AMERISOURCEBERGEN CORPORATION COM USD0.01	Common Stock	03073E105	2,517	29,607	SH		DFND	3	29,607	0	0
AMERIPRISE FINANCIAL INC COM USD0.01	Common Stock	03076C106	6,839	41,055	SH		DFND	3,23	41,055	0	0
AMGEN INC COM	Common Stock	031162100	33,413	138,679	SH		DFND	3,8,23,24,25	138,679	0	0
APPLE INC COM STK	Common Stock	037833100	53,604	185,601	SH		DFND	2,3,24,25	185,601	0	0
APPLIED MATERIALS INC COM	Common Stock	038222105	7,157	118,081	SH		DFND	2,3,24,25	118,081	0	0
ADR ASTRAZENECA PLC SPONSORED ADR UNITEDKINGDOM	ADR	046353108	2,074	41,591	SH		DFND	8	41,591	0	0
BCE INC COM NPV	Common Stock	05534B760	4,176	89,999	SH		DFND	8,24,25	89,999	0	0
BANK OF AMERICA CORP COM	Common Stock	060505104	23,549	678,635	SH		DFND	2,3,25	678,635	0	0
BK OF NOVA SCOTIA COM NPV	Common Stock	064149107	668	11,820	SH		DFND	24,25	11,820	0	0
IPATH BLOOMBERG COMMODITY IN	ETP	06738C778	2,856	125,009	SH		DFND		125,009	0	0
BARRICK GOLD CORPORATION COM	Common Stock	067901108	9,116	503,513	SH		DFND	2,3	503,513	0	0
BAXTER INTL INC COM	Common Stock	071813109	12,584	151,235	SH		DFND	2,3	151,235	0	0
BEST BUY INC COM STK	Common Stock	086516101	7,723	87,950	SH		DFND	3,23,24,25	87,950	0	0
BIOMARIN PHARMACEUTICAL INC COM	Common Stock	09061G101	4,267	51,108	SH		DFND	2,3	51,108	0	0
BLACKROCK INC	Common Stock	09247X101	11,580	23,051	SH		DFND	23	23,051	0	0
H&R BLOCK INC	Common Stock	093671105	919	39,124	SH		DFND	23	39,124	0	0
BOEING CO/THE	Common Stock	097023105	9,762	29,977	SH		DFND	23	29,977	0	0
BRISTOL-MYERS SQUIBB CO COM USD0.10	Common Stock	110122108	32,980	519,783	SH		DFND	2,3,23,24,25	519,783	0	0
ADR BRIT AMERN TOB PLC SPONSORED	ADR	110448107	947	22,310	SH		DFND	8	22,310	0	0
BROADCOM INC COM	Common Stock	11135F101	16,129	51,031	SH		DFND	2,3	51,031	0	0
CIGNA CORP NEW USD	Common Stock	125523100	14,187	69,866	SH		DFND	2,3	69,866	0	0
CME GROUP INC	Common Stock	12572Q105	11,939	59,508	SH		DFND	23	59,508	0	0
CARDINAL HEALTH INC COM NPV	Common Stock	14149Y108	3,530	68,853	SH		DFND	2,3	68,853	0	0
CARNIVAL CORP	Common Stock	143658300	6,853	134,862	SH		DFND	23	134,862	0	0
CELANESE CORP DEL COM	Common Stock	150870103	1,959	15,911	SH		DFND	3	15,911	0	0
CENTERPOINT ENERGY INC COM	Common Stock	15189T107	1,986	72,840	SH		DFND	8,25	72,840	0	0
CENTURYLINK INC COM	Common Stock	156700106	214	16,165	SH		DFND	25	16,165	0	0
CHEMOURS CO/THE	Common Stock	163851108	585	32,420	SH		DFND	23	32,420	0	0
CHEVRON CORP COM	Common Stock	166764100	21,287	177,753	SH		DFND	2,3,8,25	177,753	0	0
CISCO SYSTEMS INC	Common Stock	17275R102	54,434	1,142,044	SH		DFND	2,3,8,23,25	1,142,044	0	0
CITIGROUP INC COM NEW	Common Stock	172967424	18,924	240,730	SH		DFND	2,3	240,730	0	0
CLOROX COMPANY	Common Stock	189054109	2,507	16,326	SH		DFND	23	16,326	0	0
COCA-COLA CO/THE	Common Stock	191216100	30,888	558,239	SH		DFND	8,23,25	558,239	0	0
COLGATE-PALMOLIVE CO COM	Common Stock	194162103	11,021	160,721	SH		DFND	2,23,24,25	160,721	0	0
COMCAST CORP NEW-CL A	Common Stock	20030N101	14,012	311,584	SH		DFND	3,8,25	311,584	0	0
COMERICA INC	Common Stock	200340107	1,322	18,414	SH		DFND	23	18,414	0	0
CUMMINS INC	Common Stock	231021106	6,436	35,970	SH		DFND	3,23	35,970	0	0
DXC TECHNOLOGY CO COM	Common Stock	23355L106	458	12,172	SH		DFND	25	12,172	0	0
DANAHER CORP COM	Common Stock	235851102	1,724	11,227	SH		DFND	24,25	11,227	0	0
DARDEN RESTAURANTS INC COM	Common Stock	237194105	4,433	40,662	SH		DFND	8,23,24,25	40,662	0	0
DELTA AIR LINES INC DEL COM NEW	Common Stock	247361702	19,444	333,777	SH		DFND	2,3,23	333,777	0	0
DISNEY WALT CO COM	Common Stock	254687106	21,834	149,060	SH		DFND	2,3	149,060	0	0
DISCOVER FINL SVCS	Common Stock	254709108	3,713	43,776	SH		DFND	3	43,776	0	0
DISCOVERY INC NEW COM SER A	Common Stock	25470F104	11,064	337,286	SH		DFND	2,3	337,286	0	0
DISH NETWORK CORPORATION COM USD0.01 CLASS A	Common Stock	25470M109	3,890	110,815	SH		DFND	2,3	110,815	0	0
DOMINION ENERGY INC COM STK NPV	Common Stock	25746U109	8,299	100,203	SH		DFND	3,8,25	100,203	0	0
DOVER CORP COM USD1.00	Common Stock	260003108	2,248	19,506	SH		DFND	3	19,506	0	0
DOW INC COM USD0.01 WI	Common Stock	260557103	2,751	50,252	SH		DFND	8,25	50,252	0	0
DUKE ENERGY CORP NEW COM NEW COM NEW	Common Stock	26441C204	3,995	43,798	SH		DFND	8,25	43,798	0	0
EOG RESOURCES INC	Common Stock	26875P101	5,179	64,456	SH		DFND	2,3	64,456	0	0
EASTMAN CHEMICAL CO	Common Stock	277432100	1,836	23,181	SH		DFND	23	23,181	0	0
EATON VANCE CORP	Common Stock	278265103	895	19,171	SH		DFND	23	19,171	0	0
ELECTRONIC ARTS INC COM	Common Stock	285512109	12,842	121,405	SH		DFND	2,3	121,405	0	0
EMERSON ELECTRIC CO COM	Common Stock	291011104	9,685	127,024	SH		DFND	8,23,25	127,024	0	0
ENTERGY CORP NEW COM	Common Stock	29364G103	3,564	29,751	SH		DFND	8,25	29,751	0	0
MLP ENTERPRISE PRODS PARTNERS L P COM UNIT	MLP	293792107	2,809	99,760	SH		DFND	8	99,760	0	0
EQUITY LIFESTYLE PPTYS INC COM	REIT	29472R108	2,820	38,067	SH		DFND	2	38,067	0	0
EXACT SCIENCES CORP	Common Stock	30063P105	3,027	32,728	SH		DFND	3	32,728	0	0
EXXON MOBIL CORP COM	Common Stock	30231G102	7,740	111,255	SH		DFND	2,3,8,25	111,255	0	0
FACEBOOK INC COM USD0.000006 CL 'A'	Common Stock	30303M102	5,113	24,909	SH		DFND	24,25	24,909	0	0
FASTENAL CO COM	Common Stock	311900104	3,168	85,747	SH		DFND	23,25	85,747	0	0
FIDELITY NATIONAL FINANCIAL	Common Stock	31620R303	1,958	43,201	SH		DFND	23	43,201	0	0
FIFTH THIRD BANCORP COM	Common Stock	316773100	3,524	114,957	SH		DFND	2,3	114,957	0	0
FIRSTENERGY CORP COM	Common Stock	337932107	3,861	79,441	SH		DFND	8,25	79,441	0	0
FORD MTR CO DEL COM PAR $0.01 COM PAR $0.01	Common Stock	345370860	2,900	313,207	SH		DFND	2,3,25	313,207	0	0
FORTIS INC COM NPV	Common Stock	349553107	1,424	34,270	SH		DFND	8,25	34,270	0	0
FRANKLIN RESOURCES INC	Common Stock	354613101	8,454	325,379	SH		DFND	23	325,379	0	0
GAP INC/THE	Common Stock	364760108	1,564	88,489	SH		DFND	23	88,489	0	0
GENERAL DYNAMICS CORP	Common Stock	369550108	5,759	32,663	SH		DFND	23	32,663	0	0
GENERAL MILLS INC	Common Stock	370334104	6,150	114,839	SH		DFND	23	114,839	0	0
GENERAL MTRS CO COM	Common Stock	37045V100	10,025	275,138	SH		DFND	2,3	275,138	0	0
GENUINE PARTS CO COM USD1.00	Common Stock	372460105	4,795	45,120	SH		DFND	3,23	45,120	0	0
GILEAD SCIENCES INC	Common Stock	375558103	4,775	73,472	SH		DFND	3,24,25	73,472	0	0
GLOBAL X SCIENTIFIC BETA ETF	ETP	37954Y103	15,827	450,000	SH		DFND	23	450,000	0	0
GOLDMAN SACHS ACTIVEBETA INT	ETP	381430107	18,343	607,350	SH		DFND	23	607,350	0	0
MFC GOLDMAN SACHS ETF TR ACTIVEBETA EMERGING MKTS EQUITY ETF	ETP	381430206	58,272	1,696,921	SH		DFND	23,25	1,696,921	0	0
GOLDMAN ACTIVEBETA US LC ETF	ETP	381430503	196,022	3,030,644	SH		DFND	23	3,030,644	0	0
HSBC HLDGS PLC SPON ADR NEW	ADR	404280406	448	11,457	SH		DFND	3	11,457	0	0
HP INC COM	Common Stock	40434L105	3,990	194,832	SH		DFND	2,3,25	194,832	0	0
HANESBRANDS INC COM STK	Common Stock	410345102	2,312	155,687	SH		DFND	8,23	155,687	0	0
HERSHEY CO/THE	Common Stock	427866108	3,235	22,014	SH		DFND	23	22,014	0	0
HOME DEPOT INC COM	Common Stock	437076102	53,372	244,218	SH		DFND	2,3,8,23,24,25	244,218	0	0
HORMEL FOODS CORP COM	Common Stock	440452100	471	10,438	SH		DFND	24,25	10,438	0	0
HOST HOTELS & RESORTS INC REIT	REIT	44107P104	326	17,559	SH		DFND	25	17,559	0	0
ADR ICICI BK LTD	ADR	45104G104	441	29,240	SH		DFND	24	29,240	0	0
ILLINOIS TOOL WORKS INC COM USD0.01	Common Stock	452308109	9,809	54,621	SH		DFND	3,23	54,621	0	0
INFOSYS LIMITED ADR	ADR	456788108	284	27,551	SH		DFND	24	27,551	0	0
INTEL CORP COM	Common Stock	458140100	45,512	760,862	SH		DFND	8,23,24,25	760,862	0	0
INTERNATIONAL BUSINESS MACHS CORP COM	Common Stock	459200101	52,251	389,812	SH		DFND	2,3,8,23,24,25	389,812	0	0
INTERNATIONAL PAPER CO COM USD1.00	Common Stock	460146103	1,753	38,071	SH		DFND	3	38,071	0	0
INVESCO FTSE RAFI US 1000 ET	ETP	46137V613	106,710	842,291	SH		DFND	23	842,291	0	0
IRON MTN INC NEW COM	REIT	46284V101	2,327	73,015	SH		DFND	8,25	73,015	0	0
ISHARES MSCI CANADA ETF	ETP	464286509	30,063	1,006,784	SH		DFND	23	1,006,784	0	0
ISHARES MSCI USA EQUAL WEIGH	ETP	464286681	19,161	300,000	SH		DFND	23	300,000	0	0
ISHARES CORE S&P TOTAL US STOCK MARKET ETF	ETP	464287150	16,478	226,686	SH		DFND	3	226,686	0	0
ISHARES TIPS BOND ETF	ETP	464287176	7,437	63,838	SH		DFND		63,838	0	0
ISHARES CORE S&P 500 ETF	ETP	464287200	536,898	1,664,601	SH		DFND	2,3,23	1,664,601	0	0
ISHARES CORE U.S. AGGREGATE BOND ETF	ETP	464287226	230,550	2,050,715	SH		DFND	2,3	2,050,715	0	0
ISHARES S&P 500 GROWTH ETF	ETP	464287309	6,038	31,191	SH		DFND		31,191	0	0
ISHARES 7-10 YEAR TREASURY BOND ETF	ETP	464287440	18,337	164,356	SH		DFND	2	164,356	0	0
ISHARES CORE S&P MID-CAP ETF	ETP	464287507	76,851	374,212	SH		DFND	2,3	374,212	0	0
ISHARES CORE S&P US VALUE ETF	ETP	464287663	89,068	1,416,518	SH		DFND	2,3	1,416,518	0	0
ISHARES CORE S&P SMALL-CAP ETF	ETP	464287804	123,864	1,492,985	SH		DFND	2,3	1,492,985	0	0
ISHARES TR JP MOR EM MK ETF	ETP	464288281	142,016	1,243,894	SH		DFND	2,3	1,243,894	0	0
ISHARES NATIONAL MUNI BOND ETF	ETP	464288414	39,500	346,655	SH		DFND	2,3	346,655	0	0
ISHARES TR IBOXX HI YD ETF	ETP	464288513	38,916	443,188	SH		DFND	2,3	443,188	0	0
ISHARES EDGE MSCI USA QUALIT	ETP	46432F339	95,084	941,420	SH		DFND	23	941,420	0	0
ISHARES EDGE MSCI USA VALUE	ETP	46432F388	81,716	910,486	SH		DFND	23	910,486	0	0
ISHARES EDGE MSCI USA MOMENT	ETP	46432F396	57,429	457,203	SH		DFND	23	457,203	0	0
ISHARES TR CORE MSCI TOTAL	ETP	46432F834	10,624	171,627	SH		DFND	3	171,627	0	0
ISHARES TRUST CORE MSCI EAFE ETF	ETP	46432F842	534,919	8,208,768	SH		DFND	2,3,23	8,208,768	0	0
ISHARES INC CORE MSCI EMKT	ETP	46434G103	67,678	1,264,426	SH		DFND	2,3	1,264,426	0	0
ISHARES EDGE MSCI INTL MOMEN	ETP	46434V449	1,474	47,300	SH		DFND	23	47,300	0	0
ISHA CURR HEDGED MSCI EAFE	ETP	46434V803	9,769	320,400	SH		DFND	23	320,400	0	0
ISHARES MSCI UNITED KINGDOM	ETP	46435G334	14,605	428,534	SH		DFND	23	428,534	0	0
JPMORGAN CHASE & CO COM USD1.00	Common Stock	46625H100	26,624	193,526	SH		DFND	2,3,24,25	193,526	0	0
JOHNSON & JOHNSON COM USD1	Common Stock	478160104	61,790	423,820	SH		DFND	3,8,23,24,25	423,820	0	0
JUNIPER NETWORKS INC	Common Stock	48203R104	1,221	49,583	SH		DFND	23	49,583	0	0
KLA CORP	Common Stock	482480100	3,863	21,688	SH		DFND	23	21,688	0	0
KELLOGG CO	Common Stock	487836108	4,771	68,964	SH		DFND	23	68,964	0	0
KEYCORP NEW COM	Common Stock	493267108	11,306	565,308	SH		DFND	2,3	565,308	0	0
KIMBERLY-CLARK CORP COM	Common Stock	494368103	19,391	141,276	SH		DFND	2,3,8,24,25	141,276	0	0
KOHLS CORP	Common Stock	500255104	1,960	38,497	SH		DFND	23	38,497	0	0
KROGER CO COM	Common Stock	501044101	2,150	74,163	SH		DFND	24,25	74,163	0	0
L3HARRIS TECHNOLOGIES INC COM	Common Stock	502431109	8,944	45,010	SH		DFND	2,3	45,010	0	0
LAM RESEARCH CORP COM USD0.001	Common Stock	512807108	9,865	33,741	SH		DFND	3,23	33,741	0	0
LAS VEGAS SANDS CORP COM STK	Common Stock	517834107	3,717	53,831	SH		DFND	8,25	53,831	0	0
ESTEE LAUDER COMPANIES INC CL A USD0.01	Common Stock	518439104	3,557	17,220	SH		DFND	24,25	17,220	0	0
LEGGETT & PLATT INC COM	Common Stock	524660107	2,932	57,676	SH		DFND	8,23,25	57,676	0	0
ELI LILLY & CO COM	Common Stock	532457108	19,535	148,673	SH		DFND	3,23,24,25	148,673	0	0
LINCOLN NATIONAL CORP COM NPV	Common Stock	534187109	10,273	174,065	SH		DFND	2,3	174,065	0	0
LLOYDS BANKING GROUP PLC SPONSORED ADR	ADR	539439109	543	163,924	SH		DFND	3	163,924	0	0
LOCKHEED MARTIN CORP	Common Stock	539830109	13,767	35,370	SH		DFND	23	35,370	0	0
LOWES COMPANIES INC COM USD0.50	Common Stock	548661107	3,947	32,954	SH		DFND	3	32,954	0	0
M &T BANK CORP COM USD0.50	Common Stock	55261F104	2,427	14,295	SH		DFND	3	14,295	0	0
MLP MAGELLAN MIDSTREAM PARTNERS LP COM UNIT REPSTG LTD PARTNER INT	MLP	559080106	1,888	30,025	SH		DFND	8	30,025	0	0
MAGNA INTL INC COM NPV	Common Stock	559222401	3,448	62,894	SH		DFND	23,24,25	62,894	0	0
MASCO CORP COM USD1.00	Common Stock	574599106	9,416	197,808	SH		DFND	2,3	197,808	0	0
MASTERCARD INC CL A	Common Stock	57636Q104	20,523	69,162	SH		DFND	2,3	69,162	0	0
MAXIM INTEGRATED PRODUCTS	Common Stock	57772K101	2,869	46,640	SH		DFND	23	46,640	0	0
MC DONALDS CORP COM	Common Stock	580135101	19,198	97,178	SH		DFND	8,23,24,25	97,178	0	0
MERCK & CO. INC.	Common Stock	58933Y105	38,721	425,842	SH		DFND	3,8,23,24,25	425,842	0	0
METHANEX CORP	Common Stock	59151K108	438	11,353	SH		DFND	23	11,353	0	0
METLIFE INC COM STK USD0.01	Common Stock	59156R108	2,811	55,155	SH		DFND	8,24,25	55,155	0	0
MICROSOFT CORP COM	Common Stock	594918104	57,085	365,109	SH		DFND	2,3,8,24,25	365,109	0	0
MICRON TECH INC COM	Common Stock	595112103	2,160	40,163	SH		DFND	24,25	40,163	0	0
MONDELEZ INTL INC COM NPV	Common Stock	609207105	11,318	208,118	SH		DFND	2,3	208,118	0	0
NIKE INC CL B	Common Stock	654106103	1,627	16,062	SH		DFND	24,25	16,062	0	0
NORDSTROM INC COM	Common Stock	655664100	1,954	47,748	SH		DFND	23,25	47,748	0	0
NORFOLK SOUTHERN CORP COM USD1	Common Stock	655844108	9,965	51,375	SH		DFND	2,3	51,375	0	0
NORTHERN TRUST CORP	Common Stock	665859104	2,643	24,890	SH		DFND	23	24,890	0	0
NORTHROP GRUMMAN CORP COM USD1	Common Stock	666807102	14,192	41,017	SH		DFND	2,3	41,017	0	0
NUCOR CORP	Common Stock	670346105	2,656	47,209	SH		DFND	23	47,209	0	0
NVIDIA CORP	Common Stock	67066G104	7,265	30,874	SH		DFND	3	30,874	0	0
NUTRIEN LTD COM NPV	Common Stock	67077M108	2,054	42,882	SH		DFND	8	42,882	0	0
OCCIDENTAL PETROLEUM CORP	Common Stock	674599105	3,096	75,115	SH		DFND	3,8,25	75,115	0	0
OMNICOM GROUP INC COM USD0.15	Common Stock	681919106	10,326	127,743	SH		DFND	2,3,23	127,743	0	0
ON SEMICONDUCTOR CORP COM	Common Stock	682189105	248	10,186	SH		DFND	25	10,186	0	0
ORACLE CORP COM	Common Stock	68389X105	7,607	142,504	SH		DFND	2,3,24,25	142,504	0	0
PNC FINANCIAL SERVICES GROUP COM STK	Common Stock	693475105	1,611	10,091	SH		DFND	8,25	10,091	0	0
PPL CORP COM ISIN US69351T1060	Common Stock	69351T106	2,880	80,280	SH		DFND	8,25	80,280	0	0
PARKER-HANNIFIN CORP COM USD0.50	Common Stock	701094104	3,937	19,130	SH		DFND	3	19,130	0	0
PAYCHEX INC	Common Stock	704326107	4,038	47,503	SH		DFND	23	47,503	0	0
PEMBINA PIPELINE CORPORATION COMMON STOCK	Common Stock	706327103	2,296	61,847	SH		DFND	8,25	61,847	0	0
PEOPLES UTD FINL INC COM	Common Stock	712704105	1,372	81,150	SH		DFND	8,25	81,150	0	0
PEPSICO INC COM	Common Stock	713448108	49,473	362,279	SH		DFND	2,3,8,23,24,25	362,279	0	0
PFIZER INC COM	Common Stock	717081103	49,893	1,274,265	SH		DFND	2,3,8,23,24,25	1,274,265	0	0
PHILIP MORRIS INTL COM STK NPV	Common Stock	718172109	51,542	607,137	SH		DFND	2,3,8,23,25	607,137	0	0
PHILLIPS 66 COM	Common Stock	718546104	16,112	144,683	SH		DFND	3,8,23,25	144,683	0	0
PINNACLE W. CAP CORP COM	Common Stock	723484101	912	10,141	SH		DFND	24,25	10,141	0	0
POPULAR INC COM NEW	Common Stock	733174700	5,021	86,818	SH		DFND	2,3	86,818	0	0
T ROWE PRICE GROUP INC	Common Stock	74144T108	7,937	65,151	SH		DFND	3,23	65,151	0	0
PRINCIPAL FINANCIAL GROUP	Common Stock	74251V102	4,828	87,832	SH		DFND	3,23	87,832	0	0
PROCTER & GAMBLE COM NPV	Common Stock	742718109	19,604	157,020	SH		DFND	3,8,23,24,25	157,020	0	0
PROGRESSIVE CORP	Common Stock	743315103	3,092	42,732	SH		DFND	23	42,732	0	0
QORVO INC COM	Common Stock	74736K101	6,011	53,134	SH		DFND	2,3	53,134	0	0
QUEST DIAGNOSTICS INC COM USD0.01	Common Stock	74834L100	4,182	39,166	SH		DFND	3,23	39,166	0	0
RAYTHEON CO COM NEW	Common Stock	755111507	3,630	16,521	SH		DFND	3	16,521	0	0
REGIONS FINL CORP NEW COM	Common Stock	7591EP100	3,770	220,791	SH		DFND	2,3	220,791	0	0
REPUBLIC SVCS INC COM	Common Stock	760759100	962	10,731	SH		DFND	24,25	10,731	0	0
ROBERT HALF INTL INC COM	Common Stock	770323103	1,003	15,893	SH		DFND	24,25	15,893	0	0
ROGERS COMMS INC CLASS'B'COM CAD1.62478	Common Stock	775109200	7,519	151,491	SH		DFND	8,23,24,25	151,491	0	0
ROSS STORES INC COM	Common Stock	778296103	1,573	13,505	SH		DFND	24,25	13,505	0	0
ROYAL BK OF CANADA COM NPV	Common Stock	780087102	2,563	32,356	SH		DFND	8,24,25	32,356	0	0
ADR ROYAL DUTCH SHELL PLC SPONSORED ADR REPSTG A SHS	ADR	780259206	3,256	55,209	SH		DFND	8	55,209	0	0
SPDR PORTFOLIO INTERMEDIATE TERM CORPORATE BOND ETF	ETP	78464A375	487,658	13,809,697	SH		DFND	2,3	13,809,697	0	0
SPDR SERIES TRUST NUVEEN BLMBRG SR	ETP	78468R739	14,432	293,959	SH		DFND	2,3	293,959	0	0
SPDR RUSSELL 1000 MOMEN FOCU	ETP	78468R762	7,862	100,590	SH		DFND	23	100,590	0	0
SCHWAB FUNDAMENTAL EM L/C	ETP	808524730	43,224	1,449,044	SH		DFND	23	1,449,044	0	0
SCHWAB FUNDAMENTAL INTL L/C	ETP	808524755	168,253	5,815,884	SH		DFND	23	5,815,884	0	0
SIMON PROPERTY GROUP INC COM	REIT	828806109	1,565	10,510	SH		DFND	8,25	10,510	0	0
SKYWORKS SOLUTIONS INC COM	Common Stock	83088M102	1,689	13,971	SH		DFND	24,25	13,971	0	0
SMITH & NEPHEW ADR EACH REPR 2 ORD	ADR	83175M205	533	11,093	SH		DFND	3	11,093	0	0
SOUTHWEST AIRLNS CO	Common Stock	844741108	2,330	43,171	SH		DFND	3	43,171	0	0
SPIRIT AEROSYSTEMS HLDGS INC CL A	Common Stock	848574109	6,516	85,464	SH		DFND	2,3,24,25	85,464	0	0
STANLEY BLACK & DECKER INC COM USD2.50	Common Stock	854502101	6,871	41,456	SH		DFND	3	41,456	0	0
STARBUCKS CORP COM USD0.001	Common Stock	855244109	3,975	45,207	SH		DFND	3,24,25	45,207	0	0
SYNCHRONY FINL COM	Common Stock	87165B103	3,457	95,575	SH		DFND	2,3,24,25	95,575	0	0
SYSCO CORP	Common Stock	871829107	4,400	51,458	SH		DFND	23	51,458	0	0
TD AMERITRADE HOLDING CORP	Common Stock	87236Y108	2,589	52,036	SH		DFND	23	52,036	0	0
TJX COS INC COM NEW	Common Stock	872540109	863	14,142	SH		DFND	24,25	14,142	0	0
T MOBILE US INC COM USD0.00001	Common Stock	872590104	8,381	106,829	SH		DFND	2,3	106,829	0	0
ADR TAIWAN SEMICONDUCTOR MANUFACTURING SPON ADS EACH REP 5 ORD TWD10	ADR	874039100	2,469	42,486	SH		DFND	8,24	42,486	0	0
TARGET CORP COM STK	Common Stock	87612E106	29,407	224,123	SH		DFND	3,8,23,24,25	224,123	0	0
TELUS CORP	Common Stock	87971M103	4,568	118,148	SH		DFND	23	118,148	0	0
ADR TEVA PHARMACEUTICAL INDS	ADR	881624209	217	22,146	SH		DFND	25	22,146	0	0
TEXAS INSTRUMENTS INC COM USD1.00	Common Stock	882508104	25,412	198,115	SH		DFND	3,8,23,24,25	198,115	0	0
3M CO	Common Stock	88579Y101	17,065	96,752	SH		DFND	23	96,752	0	0
TORONTO-DOMINION COM NPV	Common Stock	891160509	1,207	21,486	SH		DFND	24,25	21,486	0	0
TRUECAR INC	Common Stock	89785L107	42,954	9,042,992	SH		DFND		9,042,992	0	0
TWITTER INC COM	Common Stock	90184L102	348	10,848	SH		DFND	24,25	10,848	0	0
US BANCORP DEL COM NEW	Common Stock	902973304	2,829	47,721	SH		DFND	3	47,721	0	0
UNDER ARMOUR INC CL C COM	Common Stock	904311206	216	11,266	SH		DFND	25	11,266	0	0
UNION PACIFIC CORP COM	Common Stock	907818108	12,676	70,697	SH		DFND	2,3	70,697	0	0
UNITED AIRLINES HOLDINGS INC COM USD0.01	Common Stock	910047109	1,816	20,619	SH		DFND	24,25	20,619	0	0
UNITED PARCEL SVC INC CL B	Common Stock	911312106	20,054	171,350	SH		DFND	8,23,25	171,350	0	0
UNUM GROUP	Common Stock	91529Y106	935	32,068	SH		DFND	23	32,068	0	0
VF CORP	Common Stock	918204108	1,094	10,972	SH		DFND	23	10,972	0	0
VANECK VECTORS ETF TR HIGH YLD MUN ETF	ETP	92189H409	5,093	79,408	SH		DFND	2,3	79,408	0	0
MFC VANGUARD SPECIALIZED FUNDS VANGUARD DIVIDEND APPRECIATION ETF	ETP	921908844	17,676	141,799	SH		DFND		141,799	0	0
VANGUARD TOTAL INTL STOCK	ETP	921909768	29,512	530,125	SH		DFND		530,125	0	0
VANGUARD SHORT-TERM BOND ETF	ETP	921937827	92,536	1,148,228	SH		DFND		1,148,228	0	0
VANGUARD TOTAL BOND MARKET	ETP	921937835	48,062	573,191	SH		DFND		573,191	0	0
VANGUARD FTSE DEVELOPED ETF	ETP	921943858	869,545	19,744,460	SH		DFND	23	19,744,460	0	0
VANGUARD HIGH DVD YIELD ETF	ETP	921946406	762,788	8,140,721	SH		DFND		8,140,721	0	0
VANGUARD INTL EQUITY INDEX FUND INC TOTAL WORLD STK INDEX FUND ETF SHS	ETP	922042742	36,537	452,997	SH		DFND	2,3	452,997	0	0
MFC VANGUARD INTL EQUITY INDEX FDS VANGUARD FTSE ALL WORLD EX US ETF	ETP	922042775	64,971	1,208,766	SH		DFND		1,208,766	0	0
VANGUARD FTSE EMERGING MARKE	ETP	922042858	66,450	1,494,252	SH		DFND	23	1,494,252	0	0
VANGUARD FTSE EUROPE ETF	ETP	922042874	24,638	420,726	SH		DFND	23	420,726	0	0
VANGUARD S/T CORP BOND ETF	ETP	92206C409	22,356	275,938	SH		DFND		275,938	0	0
VANGUARD LONG-TERM CORP BOND	ETP	92206C813	23,611	233,037	SH		DFND		233,037	0	0
VANGUARD INT-TERM CORPORATE	ETP	92206C870	22,888	250,604	SH		DFND		250,604	0	0
VANGUARD S&P 500 ETF	ETP	922908363	245,125	828,886	SH		DFND	23	828,886	0	0
VANGUARD EXTENDED MARKET ETF	ETP	922908652	35,214	279,518	SH		DFND		279,518	0	0
MFC VANGUARD INDEX FDS TOTAL STOCK MARKET ETF	ETP	922908769	12,449	76,083	SH		DFND		76,083	0	0
VERIZON COMMUNICATIONS COM	Common Stock	92343V104	66,613	1,086,029	SH		DFND	2,3,8,23,24,25	1,086,029	0	0
VERTEX PHARMACEUTCLS INC	Common Stock	92532F100	4,508	20,590	SH		DFND	3	20,590	0	0
VICTORYSHARES USAA CORE INTE	ETP	92647N527	321,585	6,188,604	SH		DFND	3	6,188,604	0	0
VICTORYSHARES USAA CORE SHOR	ETP	92647N535	74,849	1,480,180	SH		DFND	3	1,480,180	0	0
VICTORYSHARES USAA MSCI EMER	ETP	92647N543	83,597	1,862,675	SH		DFND	3,23	1,862,675	0	0
VICTORYSHARES USAA MSCI INTE	ETP	92647N550	137,761	2,988,993	SH		DFND	3,23	2,988,993	0	0
VICTORYSHARES USAA MSCI USA	ETP	92647N568	55,443	1,023,771	SH		DFND	3,23	1,023,771	0	0
VICTORYSHARES USAA MSCI USA	ETP	92647N576	205,398	3,820,197	SH		DFND	3,23	3,820,197	0	0
VISA INC COM CL A STK	Common Stock	92826C839	2,174	11,570	SH		DFND	24,25	11,570	0	0
VISTRA ENERGY CORP COM	Common Stock	92840M102	446	19,388	SH		DFND	25	19,388	0	0
WEC ENERGY GROUP INC COM	Common Stock	92939U106	1,512	16,389	SH		DFND	8,25	16,389	0	0
WALMART INC COM	Common Stock	931142103	5,948	50,047	SH		DFND	3,24,25	50,047	0	0
WALGREENS BOOTS ALLIANCE INC COM	Common Stock	931427108	1,812	30,725	SH		DFND	3	30,725	0	0
WASTE MGMT INC DEL COM STK	Common Stock	94106L109	2,547	22,347	SH		DFND	24,25	22,347	0	0
WELLS FARGO & CO NEW COM STK	Common Stock	949746101	2,378	44,201	SH		DFND	8,25	44,201	0	0
WELLTOWER INC COM REIT	REIT	95040Q104	3,369	41,200	SH		DFND	8,24,25	41,200	0	0
WESTERN UNION CO	Common Stock	959802109	2,418	90,265	SH		DFND	23	90,265	0	0
ADR WIPRO LTD SPONSORED ADR REPSTG 1 SH SPONSORED ADR REPSTG 1 SH COM	ADR	97651M109	379	101,168	SH		DFND	24	101,168	0	0
WISDOMTREE EM SMALL CAP	ETP	97717W281	19,079	399,145	SH		DFND	23	399,145	0	0
XCEL ENERGY INC COM USD2.5	Common Stock	98389B100	10,681	169,657	SH		DFND	2,3	169,657	0	0
ALLERGAN PLC SHS	Common Stock	G0177J108	2,828	15,289	SH		DFND	2	15,289	0	0
ARCH CAPITAL GROUP COM STK	Common Stock	G0450A105	922	21,495	SH		DFND	24,25	21,495	0	0
ATHENE HOLDING LTD COM USD0.001 CL A	Common Stock	G0684D107	1,561	33,181	SH		DFND	24,25	33,181	0	0
ACCENTURE PLC SHS CL A NEW	Common Stock	G1151C101	6,198	29,432	SH		DFND	3,24,25	29,432	0	0
COCA-COLA EUROPEAN PARTNERS PLC ORD GBP0.01	Common Stock	G25839104	1,356	26,654	SH		DFND	8,25	26,654	0	0
EATON CORP PLC COM USD0.50	Common Stock	G29183103	7,256	76,600	SH		DFND	3,8,24,25	76,600	0	0
EVEREST RE GROUP COM	Common Stock	G3223R108	2,828	10,215	SH		DFND	24,25	10,215	0	0
INGERSOLL-RAND PLC SHS USD1	Common Stock	G47791101	12,697	95,840	SH		DFND	2,3	95,840	0	0
MEDTRONIC PLC COMMON STOCK STOCK	Common Stock	G5960L103	16,417	145,334	SH		DFND	2,3,24,25	145,334	0	0
RENAISSANCE RE HLDGS LTD COM	Common Stock	G7496G103	2,807	14,318	SH		DFND	24,25	14,318	0	0
TECHNIPFMC PLC USD1	Common Stock	G87110105	3,548	171,159	SH		DFND	2,3	171,159	0	0
TE CONNECTIVITY LTD	Common Stock	H84989104	1,031	10,757	SH		DFND	24,25	10,757	0	0
LYONDELLBASELL IND N V COM USD0.01 CL 'A'	Common Stock	N53745100	2,142	22,678	SH		DFND	8,25	22,678	0	0
MYLAN NV	Common Stock	N59465109	384	19,091	SH		DFND	25	19,091	0	0
NXP SEMICONDUCTORS N V COM	Common Stock	N6596X109	11,812	94,989	SH		DFND	2,3	94,989	0	0
TRAVELERS COS INC COM STK	Common Stock	89417E109	1,753	12,804	SH		DFND	24,25	12,804	0	0
MEDICAL PPTYS TRUST INC COM	REIT	58463J304	2,066	99,500	SH		DFND	2	99,500	0	0
NORTONLIFELOCK INC COM	Common Stock	668771108	6,145	240,793	SH		DFND	3,25	240,793	0	0
KINROSS GOLD CORP COM	Common Stock	496902404	232	48,684	SH		DFND	24,25	48,684	0	0
CINEMARK HLDGS INC COM	Common Stock	17243V102	1,305	38,560	SH		DFND	8	38,560	0	0
TRUIST FINL CORP COM	Common Stock	89832Q109	2,487	44,149	SH		DFND	8,25	44,149	0	0