United Services Automobile Association 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
AFLAC INC	Common Stock	001055102	1,235	21,967	SH		DFND	23	21,967	0	0
AES CORP	Common Stock	00130H105	552	24,410	SH		DFND	23	24,410	0	0
AT&T INC	Common Stock	00206R102	4,165	271,419	SH		DFND	23	271,419	0	0
ABBOTT LABORATORIES	Common Stock	002824100	6,472	66,894	SH		DFND	23	66,894	0	0
ABBVIE INC COM	Common Stock	00287Y109	90,872	677,076	SH		DFND	2,23	677,076	0	0
ACTIVISION BLIZZARD INC	Common Stock	00507V109	2,120	28,523	SH		DFND	23	28,523	0	0
ADOBE INC	Common Stock	00724F101	5,360	19,477	SH		DFND	2,23	19,477	0	0
AECOM	Common Stock	00766T100	1,066	15,581	SH		DFND	23	15,581	0	0
ADVANCED MICRO DEVICES	Common Stock	007903107	3,935	62,088	SH		DFND	23	62,088	0	0
AGILENT TECHNOLOGIES INC	Common Stock	00846U101	1,336	10,997	SH		DFND	23	10,997	0	0
AGNICO EAGLE MINES LTD	Common Stock	008474108	941	22,272	SH		DFND	23	22,272	0	0
ALLSTATE CORP	Common Stock	020002101	1,279	10,274	SH		DFND	23	10,274	0	0
ALPHABET INC-CL C	Common Stock	02079K107	20,346	211,600	SH		DFND	2,23	211,600	0	0
ALPHABET INC-CL A	Common Stock	02079K305	22,869	239,092	SH		DFND	2,23	239,092	0	0
ALTRIA GROUP INC COM	Common Stock	02209S103	37,536	3,031,991	SH		DFND	2,23	3,031,991	0	0
AMAZON.COM INC COM	Common Stock	023135106	38,472	340,458	SH		DFND	2,23	340,458	0	0
AMERICAN ELECTRIC POWER	Common Stock	025537101	1,753	20,272	SH		DFND	23	20,272	0	0
AMERICAN EXPRESS CO	Common Stock	025816109	3,159	23,420	SH		DFND	23	23,420	0	0
AMERICAN INTERNATIONAL GROUP	Common Stock	026874784	1,443	30,400	SH		DFND	23	30,400	0	0
AMERICAN TOWER CORP	REIT	03027X100	3,879	18,070	SH		DFND	23	18,070	0	0
AMERIPRISE FINANCIAL INC	Common Stock	03076C106	4,042	16,044	SH		DFND	23	16,044	0	0
AMGEN INC	Common Stock	031162100	36,713	162,882	SH		DFND	23	162,882	0	0
AMPHENOL CORP-CL A	Common Stock	032095101	1,565	23,368	SH		DFND	23	23,368	0	0
ANALOG DEVICES INC	Common Stock	032654105	2,780	19,947	SH		DFND	23	19,947	0	0
ELEVANCE HEALTH INC	Common Stock	036752103	10,665	23,478	SH		DFND	23	23,478	0	0
APPLE INC	Common Stock	037833100	84,792	613,543	SH		DFND	2,23	613,543	0	0
APPLIED MATERIALS INC	Common Stock	038222105	6,020	73,481	SH		DFND	2,23	73,481	0	0
ARCHER-DANIELS-MIDLAND CO	Common Stock	039483102	1,648	20,486	SH		DFND	23	20,486	0	0
AUTOMATIC DATA PROCESSING	Common Stock	053015103	9,746	43,087	SH		DFND	23	43,087	0	0
BALL CORP	Common Stock	058498106	574	11,859	SH		DFND	23	11,859	0	0
BANK OF AMERICA CORP COM	Common Stock	060505104	8,729	289,052	SH		DFND	2,23	289,052	0	0
BANK OF MONTREAL	Common Stock	063671101	19,489	222,546	SH		DFND	23	222,546	0	0
BANK OF NEW YORK MELLON CORP	Common Stock	064058100	1,044	27,086	SH		DFND	23	27,086	0	0
BANK OF NOVA SCOTIA	Common Stock	064149107	17,066	358,824	SH		DFND	23	358,824	0	0
BARRICK GOLD CORP	Common Stock	067901108	1,332	86,124	SH		DFND	23	86,124	0	0
BAXTER INTERNATIONAL INC	Common Stock	071813109	987	18,332	SH		DFND	23	18,332	0	0
BECTON DICKINSON AND CO	Common Stock	075887109	2,430	10,903	SH		DFND	23	10,903	0	0
BERKSHIRE HATHAWAY INC-CL B	Common Stock	084670702	18,898	70,773	SH		DFND	2,23	70,773	0	0
BEST BUY CO INC	Common Stock	086516101	10,658	168,268	SH		DFND	23	168,268	0	0
H&R BLOCK INC	Common Stock	093671105	749	17,602	SH		DFND	23	17,602	0	0
BOEING CO/THE	Common Stock	097023105	2,563	21,167	SH		DFND	23	21,167	0	0
BOSTON SCIENTIFIC CORP	Common Stock	101137107	2,158	55,700	SH		DFND	23	55,700	0	0
BRISTOL-MYERS SQUIBB CO	Common Stock	110122108	5,830	82,006	SH		DFND	23	82,006	0	0
BROADCOM INC	Common Stock	11135F101	22,380	50,404	SH		DFND	23	50,404	0	0
BROOKFIELD ASSET MANAGE-CL A	Common Stock	112585104	2,909	71,138	SH		DFND	23	71,138	0	0
CAE INC	Common Stock	124765108	218	14,227	SH		DFND	23	14,227	0	0
CBRE GROUP INC - A	Common Stock	12504L109	827	12,254	SH		DFND	23	12,254	0	0
CF INDUSTRIES HOLDINGS INC	Common Stock	125269100	4,561	47,395	SH		DFND	23	47,395	0	0
CIGNA CORP	Common Stock	125523100	3,280	11,825	SH		DFND	23	11,825	0	0
CME GROUP INC	Common Stock	12572Q105	2,331	13,158	SH		DFND	23	13,158	0	0
CMS ENERGY CORP	Common Stock	125896100	617	10,609	SH		DFND	23	10,609	0	0
CSX CORP	Common Stock	126408103	2,163	81,206	SH		DFND	23	81,206	0	0
CVS HEALTH CORP	Common Stock	126650100	5,316	55,735	SH		DFND	2,23	55,735	0	0
COTERRA ENERGY INC	Common Stock	127097103	778	29,788	SH		DFND	23	29,788	0	0
CADENCE DESIGN SYS INC	Common Stock	127387108	2,022	12,377	SH		DFND	2,23	12,377	0	0
CAMECO CORP	Common Stock	13321L108	475	17,866	SH		DFND	23	17,866	0	0
CAN IMPERIAL BK OF COMMERCE	Common Stock	136069101	1,921	43,920	SH		DFND	23	43,920	0	0
CANADIAN NATL RAILWAY CO	Common Stock	136375102	16,705	154,684	SH		DFND	23	154,684	0	0
CANADIAN NATURAL RESOURCES	Common Stock	136385101	14,931	320,794	SH		DFND	23	320,794	0	0
CANADIAN PACIFIC RAILWAY LTD	Common Stock	13645T100	2,960	44,405	SH		DFND	23	44,405	0	0
CAPITAL ONE FINANCIAL CORP	Common Stock	14040H105	1,396	15,154	SH		DFND	23	15,154	0	0
CARDINAL HEALTH INC	Common Stock	14149Y108	9,693	145,357	SH		DFND	23	145,357	0	0
CARNIVAL CORP	Common Stock	143658300	208	29,613	SH		DFND	23	29,613	0	0
CATERPILLAR INC	Common Stock	149123101	13,792	84,054	SH		DFND	23	84,054	0	0
CENTENE CORP	Common Stock	15135B101	1,662	21,363	SH		DFND	23	21,363	0	0
CENOVUS ENERGY INC	Common Stock	15135U109	1,041	67,894	SH		DFND	23	67,894	0	0
CENTERPOINT ENERGY INC	Common Stock	15189T107	648	23,024	SH		DFND	23	23,024	0	0
CHEMOURS CO/THE	Common Stock	163851108	422	17,117	SH		DFND	23	17,117	0	0
CHEVRON CORP	Common Stock	166764100	11,375	79,173	SH		DFND	2,23	79,173	0	0
CISCO SYSTEMS INC	Common Stock	17275R102	72,721	1,818,037	SH		DFND	2,23	1,818,037	0	0
CITIGROUP INC	Common Stock	172967424	3,495	83,870	SH		DFND	2,23	83,870	0	0
CITIZENS FINANCIAL GROUP	Common Stock	174610105	623	18,119	SH		DFND	23	18,119	0	0
COCA-COLA CO/THE	Common Stock	191216100	74,497	1,329,830	SH		DFND	23	1,329,830	0	0
COGNEX CORP	Common Stock	192422103	800	19,276	SH		DFND	23	19,276	0	0
COGNIZANT TECH SOLUTIONS-A	Common Stock	192446102	1,104	19,230	SH		DFND	23	19,230	0	0
COLGATE-PALMOLIVE CO	Common Stock	194162103	23,551	335,239	SH		DFND	23	335,239	0	0
COMCAST CORP-CLASS A	Common Stock	20030N101	4,993	170,230	SH		DFND	23	170,230	0	0
CONAGRA BRANDS INC	Common Stock	205887102	574	17,563	SH		DFND	23	17,563	0	0
CONOCOPHILLIPS	Common Stock	20825C104	5,011	48,959	SH		DFND	23	48,959	0	0
CONSOLIDATED EDISON INC	Common Stock	209115104	1,111	12,951	SH		DFND	23	12,951	0	0
CORNING INC	Common Stock	219350105	793	27,350	SH		DFND	23	27,350	0	0
CORTEVA INC	Common Stock	22052L104	1,520	26,618	SH		DFND	23	26,618	0	0
COSTCO WHOLESALE CORP	Common Stock	22160K105	8,070	17,086	SH		DFND	23	17,086	0	0
CROWN CASTLE INC.	REIT	22822V101	2,597	17,968	SH		DFND	2,23	17,968	0	0
CUMMINS INC COM	Common Stock	231021106	10,158	49,924	SH		DFND	2,23	49,924	0	0
DANAHER CORP	Common Stock	235851102	6,634	25,685	SH		DFND	23	25,685	0	0
DEERE & CO	Common Stock	244199105	3,555	10,651	SH		DFND	23	10,651	0	0
DELTA AIR LINES INC	Common Stock	247361702	657	23,433	SH		DFND	23	23,433	0	0
DEXCOM INC	Common Stock	252131107	1,143	14,196	SH		DFND	23	14,196	0	0
DIGITAL REALTY TRUST INC	REIT	253868103	1,031	10,390	SH		DFND	23	10,390	0	0
WALT DISNEY CO/THE	Common Stock	254687106	6,962	73,803	SH		DFND	2,23	73,803	0	0
DISCOVER FINANCIAL SERVICES	Common Stock	254709108	7,402	81,417	SH		DFND	23	81,417	0	0
DOMINION ENERGY INC	Common Stock	25746U109	2,429	35,147	SH		DFND	2,23	35,147	0	0
DOW INC	Common Stock	260557103	1,399	31,830	SH		DFND	2,23	31,830	0	0
DUKE REALTY CORP	REIT	264411505	673	13,944	SH		DFND	23	13,944	0	0
DUKE ENERGY CORP	Common Stock	26441C204	2,676	28,771	SH		DFND	23	28,771	0	0
DUPONT DE NEMOURS INC	Common Stock	26614N102	947	18,778	SH		DFND	23	18,778	0	0
EOG RESOURCES INC	Common Stock	26875P101	2,991	26,769	SH		DFND	2,23	26,769	0	0
EBAY INC	Common Stock	278642103	837	22,752	SH		DFND	23	22,752	0	0
EDISON INTERNATIONAL	Common Stock	281020107	787	13,910	SH		DFND	23	13,910	0	0
ELECTRONIC ARTS INC	Common Stock	285512109	1,192	10,297	SH		DFND	23	10,297	0	0
EMERSON ELECTRIC CO	Common Stock	291011104	17,454	238,376	SH		DFND	2,23	238,376	0	0
ENBRIDGE INC	Common Stock	29250N105	3,867	104,302	SH		DFND	2,23	104,302	0	0
EQUITY RESIDENTIAL	REIT	29476L107	841	12,511	SH		DFND	23	12,511	0	0
EVERSOURCE ENERGY	Common Stock	30040W108	982	12,588	SH		DFND	23	12,588	0	0
EXELON CORP	Common Stock	30161N101	1,484	39,594	SH		DFND	23	39,594	0	0
EXXON MOBIL CORP	Common Stock	30231G102	14,020	160,575	SH		DFND	23	160,575	0	0
META PLATFORMS INC-CLASS A	Common Stock	30303M102	11,887	87,614	SH		DFND	23	87,614	0	0
FASTENAL CO	Common Stock	311900104	7,894	171,465	SH		DFND	23	171,465	0	0
FIDELITY NATIONAL INFO SERV	Common Stock	31620M106	1,740	23,026	SH		DFND	23	23,026	0	0
FIFTH THIRD BANCORP	Common Stock	316773100	800	25,033	SH		DFND	23	25,033	0	0
FISERV INC	Common Stock	337738108	2,206	23,578	SH		DFND	23	23,578	0	0
FIRSTENERGY CORP	Common Stock	337932107	773	20,877	SH		DFND	23	20,877	0	0
FLUOR CORP	Common Stock	343412102	390	15,646	SH		DFND	23	15,646	0	0
FORD MOTOR CO	Common Stock	345370860	1,666	148,731	SH		DFND	23	148,731	0	0
FORTIS INC	Common Stock	349553107	915	24,096	SH		DFND	23	24,096	0	0
FORTIVE CORP	Common Stock	34959J108	765	13,129	SH		DFND	23	13,129	0	0
FOX CORP - CLASS A	Common Stock	35137L105	355	11,563	SH		DFND	23	11,563	0	0
FRANKLIN RESOURCES INC	Common Stock	354613101	222	10,296	SH		DFND	23	10,296	0	0
GENERAL MILLS INC	Common Stock	370334104	5,673	74,059	SH		DFND	23	74,059	0	0
GENERAL MOTORS CO	Common Stock	37045V100	1,922	59,911	SH		DFND	2,23	59,911	0	0
GENUINE PARTS CO COM	Common Stock	372460105	13,200	88,408	SH		DFND	2,23	88,408	0	0
GILEAD SCIENCES INC	Common Stock	375558103	2,900	47,005	SH		DFND	23	47,005	0	0
GLOBAL PAYMENTS INC	Common Stock	37940X102	1,126	10,425	SH		DFND	23	10,425	0	0
HP INC	Common Stock	40434L105	5,489	220,288	SH		DFND	23	220,288	0	0
HALLIBURTON CO	Common Stock	406216101	810	32,900	SH		DFND	23	32,900	0	0
HANESBRANDS INC	Common Stock	410345102	260	37,355	SH		DFND	23	37,355	0	0
HARLEY-DAVIDSON INC	Common Stock	412822108	486	13,944	SH		DFND	23	13,944	0	0
HARTFORD FINANCIAL SVCS GRP	Common Stock	416515104	759	12,262	SH		DFND	23	12,262	0	0
HASBRO INC	Common Stock	418056107	717	10,617	SH		DFND	2,23	10,617	0	0
HEWLETT PACKARD ENTERPRISE	Common Stock	42824C109	566	47,357	SH		DFND	23	47,357	0	0
HILTON WORLDWIDE HOLDINGS IN	Common Stock	43300A203	1,231	10,206	SH		DFND	23	10,206	0	0
HOME DEPOT INC COM	Common Stock	437076102	44,504	161,285	SH		DFND	2,23	161,285	0	0
HONEYWELL INTERNATIONAL INC COM	Common Stock	438516106	12,143	72,729	SH		DFND	2,23	72,729	0	0
HORMEL FOODS CORP	Common Stock	440452100	470	10,330	SH		DFND	23	10,330	0	0
HOST HOTELS & RESORTS INC	REIT	44107P104	415	26,143	SH		DFND	23	26,143	0	0
HUNTINGTON BANCSHARES INC	Common Stock	446150104	694	52,639	SH		DFND	23	52,639	0	0
HUNTINGTON INGALLS INDUSTRIE	Common Stock	446413106	3,519	15,882	SH		DFND	23	15,882	0	0
ILLINOIS TOOL WORKS	Common Stock	452308109	2,072	11,471	SH		DFND	23	11,471	0	0
IMPERIAL OIL LTD	Common Stock	453038408	474	10,953	SH		DFND	23	10,953	0	0
INTEL CORP	Common Stock	458140100	27,581	1,070,266	SH		DFND	23	1,070,266	0	0
INTERCONTINENTAL EXCHANGE IN	Common Stock	45866F104	2,152	23,829	SH		DFND	2,23	23,829	0	0
INTL BUSINESS MACHINES CORP	Common Stock	459200101	33,339	280,602	SH		DFND	23	280,602	0	0
INTERNATIONAL PAPER CO	Common Stock	460146103	449	14,179	SH		DFND	23	14,179	0	0
INTERPUBLIC GROUP OF COS INC	Common Stock	460690100	369	14,412	SH		DFND	23	14,412	0	0
INTUIT INC	Common Stock	461202103	4,201	10,844	SH		DFND	23	10,844	0	0
INTUITIVE SURGICAL INC	Common Stock	46120E602	2,613	13,941	SH		DFND	23	13,941	0	0
IRON MOUNTAIN INC	REIT	46284V101	466	10,601	SH		DFND	23	10,601	0	0
ISHARES MSCI CANADA ETF	ETP	464286509	351	11,399	SH		DFND	23	11,399	0	0
ISHARES TIPS BOND ETF	ETP	464287176	2,770	26,408	SH		DFND		26,408	0	0
ISHARES CORE S&P 500 ETF	ETP	464287200	23,231	64,771	SH		DFND	2,23	64,771	0	0
ISHARES S&P 500 GROWTH ETF	ETP	464287309	2,383	41,198	SH		DFND		41,198	0	0
ISHARES S&P 500 VALUE ETF	ETP	464287408	1,807	14,063	SH		DFND		14,063	0	0
ISHARES MSCI EAFE ETF	ETP	464287465	2,622	46,811	SH		DFND	23	46,811	0	0
ISHARES CORE S&P MIDCAP ETF	ETP	464287507	4,007	18,274	SH		DFND	2,23	18,274	0	0
ISHARES CORE S&P SMALL-CAP ETF	ETP	464287804	2,432	27,891	SH		DFND	2	27,891	0	0
ISHARES NATIONAL MUNI BOND ETF	ETP	464288414	2,281	22,236	SH		DFND	2	22,236	0	0
ISHARES IBOXX $ HIGH YIELD	ETP	464288513	3,306	46,304	SH		DFND	2	46,304	0	0
ISHARES TR CORE MSCI EAFE ETF	ETP	46432F842	5,875	111,536	SH		DFND	2	111,536	0	0
ISHARES CORE MSCI EMERGING	ETP	46434G103	282,866	6,581,339	SH		DFND	2,23	6,581,339	0	0
JPMORGAN CHASE & CO	Common Stock	46625H100	12,090	115,695	SH		DFND	2,23	115,695	0	0
JEFFERIES FINANCIAL GROUP IN	Common Stock	47233W109	610	20,697	SH		DFND	23	20,697	0	0
JOHNSON & JOHNSON COM	Common Stock	478160104	119,594	732,081	SH		DFND	2,23	732,081	0	0
JUNIPER NETWORKS INC	Common Stock	48203R104	310	11,906	SH		DFND	23	11,906	0	0
KLA CORP	Common Stock	482480100	12,624	41,715	SH		DFND	23	41,715	0	0
KEYCORP	Common Stock	493267108	545	34,008	SH		DFND	23	34,008	0	0
KIMBERLY-CLARK CORP	Common Stock	494368103	19,665	174,755	SH		DFND	23	174,755	0	0
KIMCO REALTY CORP	REIT	49446R109	416	22,578	SH		DFND	23	22,578	0	0
KINDER MORGAN INC	Common Stock	49456B101	1,188	71,397	SH		DFND	23	71,397	0	0
KOHLS CORP	Common Stock	500255104	344	13,709	SH		DFND	23	13,709	0	0
KRAFT HEINZ CO/THE	Common Stock	500754106	925	27,751	SH		DFND	23	27,751	0	0
KROGER CO	Common Stock	501044101	4,813	110,016	SH		DFND	23	110,016	0	0
LAM RESEARCH CORP	Common Stock	512807108	9,915	27,090	SH		DFND	23	27,090	0	0
LAS VEGAS SANDS CORP	Common Stock	517834107	472	12,588	SH		DFND	23	12,588	0	0
LEGGETT & PLATT INC	Common Stock	524660107	496	14,901	SH		DFND	23	14,901	0	0
ELI LILLY & CO	Common Stock	532457108	43,823	135,528	SH		DFND	23	135,528	0	0
LOCKHEED MARTIN CORP COM	Common Stock	539830109	34,143	88,389	SH		DFND	2,23	88,389	0	0
LOWE'S COS INC	Common Stock	548661107	24,507	130,495	SH		DFND	23	130,495	0	0
M & T BANK CORP	Common Stock	55261F104	23,106	131,041	SH		DFND	23	131,041	0	0
MGM RESORTS INTERNATIONAL	Common Stock	552953101	410	13,791	SH		DFND	23	13,791	0	0
MACY'S INC	Common Stock	55616P104	483	30,815	SH		DFND	23	30,815	0	0
MAGNA INTERNATIONAL INC	Common Stock	559222401	7,424	156,541	SH		DFND	23	156,541	0	0
MANULIFE FINANCIAL CORP	Common Stock	56501R106	1,484	94,498	SH		DFND	23	94,498	0	0
MARATHON PETROLEUM CORP	Common Stock	56585A102	2,098	21,113	SH		DFND	23	21,113	0	0
MARSH & MCLENNAN COS	Common Stock	571748102	2,916	19,530	SH		DFND	23	19,530	0	0
MARRIOTT INTERNATIONAL -CL A	Common Stock	571903202	1,404	10,017	SH		DFND	23	10,017	0	0
MASCO CORP	Common Stock	574599106	676	14,462	SH		DFND	2,23	14,462	0	0
MASTERCARD INC - A	Common Stock	57636Q104	9,350	32,881	SH		DFND	23	32,881	0	0
MCDONALDS CORP COM	Common Stock	580135101	42,196	182,873	SH		DFND	2,23	182,873	0	0
MERCK & CO. INC.	Common Stock	58933Y105	63,343	735,519	SH		DFND	2,23	735,519	0	0
METLIFE INC	Common Stock	59156R108	1,562	25,690	SH		DFND	23	25,690	0	0
MICROSOFT CORP COM	Common Stock	594918104	67,630	290,385	SH		DFND	2,23	290,385	0	0
MICROCHIP TECHNOLOGY INC	Common Stock	595017104	1,569	25,711	SH		DFND	2,23	25,711	0	0
MICRON TECHNOLOGY INC	Common Stock	595112103	2,105	42,013	SH		DFND	23	42,013	0	0
MONDELEZ INTERNATIONAL INC-A	Common Stock	609207105	2,893	52,749	SH		DFND	23	52,749	0	0
MONSTER BEVERAGE CORP	Common Stock	61174X109	1,257	14,456	SH		DFND	23	14,456	0	0
MORGAN STANLEY	Common Stock	617446448	4,480	56,706	SH		DFND	2,23	56,706	0	0
NASDAQ INC	Common Stock	631103108	729	12,855	SH		DFND	23	12,855	0	0
NATIONAL RETAIL PROPERTIES	REIT	637417106	782	19,629	SH		DFND	23	19,629	0	0
NETAPP INC	Common Stock	64110D104	4,078	65,933	SH		DFND	23	65,933	0	0
NETFLIX INC	Common Stock	64110L106	3,993	16,960	SH		DFND	23	16,960	0	0
NEWMONT CORP	Common Stock	651639106	1,228	29,195	SH		DFND	23	29,195	0	0
NEWS CORP - CLASS A	Common Stock	65249B109	216	14,311	SH		DFND	23	14,311	0	0
NEXTERA ENERGY INC	Common Stock	65339F101	5,833	74,394	SH		DFND	23	74,394	0	0
NIKE INC -CL B	Common Stock	654106103	4,033	48,516	SH		DFND	23	48,516	0	0
NISOURCE INC	Common Stock	65473P105	362	14,379	SH		DFND	23	14,379	0	0
NVIDIA CORP	Common Stock	67066G104	11,688	96,287	SH		DFND	23	96,287	0	0
NUTRIEN LTD	Common Stock	67077M108	2,223	26,685	SH		DFND	23	26,685	0	0
OGE ENERGY CORP	Common Stock	670837103	780	21,413	SH		DFND	23	21,413	0	0
OCCIDENTAL PETROLEUM CORP	Common Stock	674599105	1,996	32,487	SH		DFND	23	32,487	0	0
OMNICOM GROUP	Common Stock	681919106	7,162	113,525	SH		DFND	23	113,525	0	0
ON SEMICONDUCTOR	Common Stock	682189105	1,155	18,533	SH		DFND	23	18,533	0	0
ONEOK INC	Common Stock	682680103	838	16,327	SH		DFND	23	16,327	0	0
ORACLE CORP	Common Stock	68389X105	8,007	131,097	SH		DFND	23	131,097	0	0
OWENS CORNING	Common Stock	690742101	845	10,750	SH		DFND	23	10,750	0	0
PNC FINANCIAL SERVICES GROUP	Common Stock	693475105	2,427	16,245	SH		DFND	23	16,245	0	0
PPL CORP	Common Stock	69351T106	697	27,487	SH		DFND	23	27,487	0	0
PACCAR INC	Common Stock	693718108	1,065	12,715	SH		DFND	23	12,715	0	0
PAYCHEX INC COM	Common Stock	704326107	13,921	124,064	SH		DFND	2,23	124,064	0	0
PAYPAL HOLDINGS INC	Common Stock	70450Y103	4,005	46,529	SH		DFND	2,23	46,529	0	0
PEMBINA PIPELINE CORP	Common Stock	706327103	751	24,708	SH		DFND	23	24,708	0	0
PEPSICO INC COM	Common Stock	713448108	67,461	413,216	SH		DFND	2,23	413,216	0	0
PFIZER INC COM	Common Stock	717081103	54,597	1,247,659	SH		DFND	2,23	1,247,659	0	0
PHILIP MORRIS INTERNATIONAL	Common Stock	718172109	30,108	362,699	SH		DFND	23	362,699	0	0
PHILLIPS 66	Common Stock	718546104	5,666	70,180	SH		DFND	23	70,180	0	0
T ROWE PRICE GROUP INC	Common Stock	74144T108	19,526	185,943	SH		DFND	23	185,943	0	0
PROCTER & GAMBLE CO/THE	Common Stock	742718109	71,018	562,512	SH		DFND	2,23	562,512	0	0
PROGRESSIVE CORP	Common Stock	743315103	2,585	22,247	SH		DFND	23	22,247	0	0
PROLOGIS INC	REIT	74340W103	2,905	28,594	SH		DFND	23	28,594	0	0
PRUDENTIAL FINANCIAL INC	Common Stock	744320102	1,383	16,127	SH		DFND	2,23	16,127	0	0
PUBLIC SERVICE ENTERPRISE GP	Common Stock	744573106	1,042	18,514	SH		DFND	23	18,514	0	0
PULTEGROUP INC	Common Stock	745867101	419	11,161	SH		DFND	23	11,161	0	0
QUALCOMM INC	Common Stock	747525103	22,119	195,793	SH		DFND	23	195,793	0	0
REALTY INCOME CORP	REIT	756109104	1,716	29,484	SH		DFND	23	29,484	0	0
REGIONS FINANCIAL CORP	Common Stock	7591EP100	24,618	1,226,562	SH		DFND	23	1,226,562	0	0
ROGERS COMMUNICATIONS INC-B	Common Stock	775109200	613	15,936	SH		DFND	23	15,936	0	0
ROSS STORES INC	Common Stock	778296103	1,091	12,936	SH		DFND	23	12,936	0	0
ROYAL BANK OF CANADA	Common Stock	780087102	24,264	269,503	SH		DFND	23	269,503	0	0
S&P GLOBAL INC	Common Stock	78409V104	3,959	12,968	SH		DFND	23	12,968	0	0
SEI INVESTMENTS COMPANY	Common Stock	784117103	552	11,256	SH		DFND	23	11,256	0	0
SPDR PORTFOLIO SHORT TERMCORPORATE	ETP	78464A474	2,892	98,989	SH		DFND	2	98,989	0	0
SALESFORCE INC	Common Stock	79466L302	5,558	38,636	SH		DFND	23	38,636	0	0
SCHLUMBERGER LTD	Common Stock	806857108	1,902	52,988	SH		DFND	23	52,988	0	0
SCHWAB (CHARLES) CORP	Common Stock	808513105	4,120	57,327	SH		DFND	23	57,327	0	0
SEMPRA ENERGY	Common Stock	816851109	1,753	11,692	SH		DFND	23	11,692	0	0
SHAW COMMUNICATIONS INC-B	Common Stock	82028K200	675	27,744	SH		DFND	23	27,744	0	0
SHOPIFY INC - CLASS A	Common Stock	82509L107	1,488	55,311	SH		DFND	23	55,311	0	0
SIMON PROPERTY GROUP INC	REIT	828806109	1,080	12,031	SH		DFND	23	12,031	0	0
SOUTHERN CO/THE	Common Stock	842587107	2,981	43,833	SH		DFND	2,23	43,833	0	0
SOUTHWEST AIRLINES CO	Common Stock	844741108	670	21,688	SH		DFND	23	21,688	0	0
STARBUCKS CORP	Common Stock	855244109	17,425	206,799	SH		DFND	2,23	206,799	0	0
STATE STREET CORP	Common Stock	857477103	815	13,400	SH		DFND	23	13,400	0	0
STEEL DYNAMICS INC	Common Stock	858119100	1,374	19,378	SH		DFND	23	19,378	0	0
STRYKER CORP	Common Stock	863667101	2,649	13,080	SH		DFND	23	13,080	0	0
SUN LIFE FINANCIAL INC	Common Stock	866796105	1,179	29,668	SH		DFND	23	29,668	0	0
SUNCOR ENERGY INC	Common Stock	867224107	1,960	69,548	SH		DFND	23	69,548	0	0
SYNCHRONY FINANCIAL	Common Stock	87165B103	11,441	405,875	SH		DFND	23	405,875	0	0
SYSCO CORP	Common Stock	871829107	11,296	159,757	SH		DFND	23	159,757	0	0
TJX COMPANIES INC	Common Stock	872540109	2,841	45,730	SH		DFND	23	45,730	0	0
T-MOBILE US INC	Common Stock	872590104	3,026	22,552	SH		DFND	23	22,552	0	0
TARGET CORP	Common Stock	87612E106	17,367	117,037	SH		DFND	23	117,037	0	0
TC ENERGY CORP	Common Stock	87807B107	1,891	46,946	SH		DFND	23	46,946	0	0
TECK RESOURCES LTD-CLS B	Common Stock	878742204	702	23,132	SH		DFND	23	23,132	0	0
TELUS CORP	Common Stock	87971M103	402	20,300	SH		DFND	23	20,300	0	0
TEVA PHARMACEUTICAL-SP ADR	ADR	881624209	397	49,261	SH		DFND	23	49,261	0	0
TEXAS INSTRUMENTS INC COM	Common Stock	882508104	45,272	292,491	SH		DFND	2,23	292,491	0	0
THERMO FISHER SCIENTIFIC INC	Common Stock	883556102	7,579	14,943	SH		DFND	23	14,943	0	0
3M CO COM	Common Stock	88579Y101	28,960	262,081	SH		DFND	2,23	262,081	0	0
TORONTO-DOMINION BANK	Common Stock	891160509	20,747	338,274	SH		DFND	23	338,274	0	0
TRIPADVISOR INC	Common Stock	896945201	246	11,124	SH		DFND	23	11,124	0	0
TRUECAR INC	Common Stock	89785L107	12,367	8,190,203	SH		DFND	23	8,190,203	0	0
TWITTER INC	Common Stock	90184L102	1,283	29,276	SH		DFND	23	29,276	0	0
TYSON FOODS INC-CL A	Common Stock	902494103	705	10,708	SH		DFND	23	10,708	0	0
UDR INC	REIT	902653104	456	10,950	SH		DFND	23	10,950	0	0
UGI CORP	Common Stock	902681105	747	23,095	SH		DFND	23	23,095	0	0
US BANCORP	Common Stock	902973304	33,936	841,695	SH		DFND	2,23	841,695	0	0
UNDER ARMOUR INC-CLASS C	Common Stock	904311206	235	39,436	SH		DFND	23	39,436	0	0
UNION PACIFIC CORP	Common Stock	907818108	23,891	122,634	SH		DFND	23	122,634	0	0
UNITED AIRLINES HOLDINGS INC	Common Stock	910047109	386	11,855	SH		DFND	23	11,855	0	0
UNITED PARCEL SVC INC CL B	Common Stock	911312106	37,932	234,806	SH		DFND	2,23	234,806	0	0
UNITEDHEALTH GROUP INC	Common Stock	91324P102	65,078	128,856	SH		DFND	2,23	128,856	0	0
UNUM GROUP	Common Stock	91529Y106	701	18,060	SH		DFND	23	18,060	0	0
VF CORP	Common Stock	918204108	353	11,818	SH		DFND	23	11,818	0	0
VALERO ENERGY CORP	Common Stock	91913Y100	1,600	14,969	SH		DFND	23	14,969	0	0
VANECK HIGH YIELD MUNI ETF	ETP	92189H409	1,274	25,506	SH		DFND	2	25,506	0	0
MFC VANGUARD SPECIALIZED FUNDS S&P U S DIVID GROWERS INDEX ETF SHS	ETP	921908844	3,827	28,317	SH		DFND		28,317	0	0
VANGUARD TOTAL INTL STOCK	ETP	921909768	9,966	217,740	SH		DFND		217,740	0	0
VANGUARD SHORT-TERM BOND ETF	ETP	921937827	35,128	469,498	SH		DFND		469,498	0	0
VANGUARD BD INDEX FD INC TOTAL BD	ETP	921937835	18,909	265,094	SH		DFND	2	265,094	0	0
MFC VANGUARD HIGH DIVIDEND YIELD ETF	ETP	921946406	24,560	258,852	SH		DFND		258,852	0	0
MFC VANGUARD INTL EQUITY INDEX FDS VANGUARD FTSE ALL WORLD EX US ETF	ETP	922042775	60,934	1,373,630	SH		DFND		1,373,630	0	0
VANGUARD S/T CORP BOND ETF	ETP	92206C409	18,538	249,573	SH		DFND		249,573	0	0
VANGUARD LONG-TERM CORP BOND	ETP	92206C813	14,089	192,362	SH		DFND		192,362	0	0
VANGUARD INT-TERM CORPORATE	ETP	92206C870	16,434	217,153	SH		DFND		217,153	0	0
VENTAS INC	REIT	92276F100	587	14,616	SH		DFND	23	14,616	0	0
VANGUARD S&P 500 ETF	ETP	922908363	74,903	228,155	SH		DFND		228,155	0	0
VANGUARD EXTENDED MARKET ETF	ETP	922908652	21,648	170,312	SH		DFND		170,312	0	0
MFC VANGUARD INDEX FDS TOTAL STOCK MARKET ETF	ETP	922908769	7,650	42,624	SH		DFND		42,624	0	0
VERIZON COMMUNICATIONS INC COM	Common Stock	92343V104	24,016	632,490	SH		DFND	2,23	632,490	0	0
MFC VICTORY PORTFOLIOS II SHARES USAA CORE INTERMEDIATE TERM BOND	ETP	92647N527	92,093	2,048,804	SH		DFND		2,048,804	0	0
VISA INC-CLASS A SHARES	Common Stock	92826C839	11,627	65,444	SH		DFND	2,23	65,444	0	0
VOYA FINANCIAL INC	Common Stock	929089100	655	10,814	SH		DFND	23	10,814	0	0
WEC ENERGY GROUP INC	Common Stock	92939U106	1,034	11,550	SH		DFND	23	11,550	0	0
WALMART INC	Common Stock	931142103	16,763	129,244	SH		DFND	23	129,244	0	0
WALGREENS BOOTS ALLIANCE INC	Common Stock	931427108	824	26,234	SH		DFND	23	26,234	0	0
WASTE MANAGEMENT INC	Common Stock	94106L109	9,531	59,494	SH		DFND	2,23	59,494	0	0
WELLS FARGO & CO	Common Stock	949746101	5,901	146,706	SH		DFND	23	146,706	0	0
WELLTOWER INC	REIT	95040Q104	1,156	17,960	SH		DFND	23	17,960	0	0
WESTERN DIGITAL CORP	Common Stock	958102105	372	11,457	SH		DFND	23	11,457	0	0
WESTERN UNION CO	Common Stock	959802109	3,710	274,784	SH		DFND	23	274,784	0	0
WEYERHAEUSER CO	REIT	962166104	781	27,360	SH		DFND	23	27,360	0	0
WHEATON PRECIOUS METALS CORP	Common Stock	962879102	731	22,577	SH		DFND	23	22,577	0	0
WILLIAMS COS INC	Common Stock	969457100	1,275	44,485	SH		DFND	23	44,485	0	0
XPO LOGISTICS INC	Common Stock	983793100	537	12,072	SH		DFND	23	12,072	0	0
XCEL ENERGY INC	Common Stock	98389B100	1,399	21,860	SH		DFND	23	21,860	0	0
YUM! BRANDS INC	Common Stock	988498101	1,125	10,581	SH		DFND	23	10,581	0	0
ZOETIS INC	Common Stock	98978V103	2,982	20,114	SH		DFND	2,23	20,114	0	0
AMCOR PLC	Common Stock	G0250X107	595	55,422	SH		DFND	23	55,422	0	0
ACCENTURE PLC-CL A	Common Stock	G1151C101	6,669	25,916	SH		DFND	2,23	25,916	0	0
CAPRI HOLDINGS LTD	Common Stock	G1890L107	606	15,791	SH		DFND	23	15,791	0	0
EATON CORP PLC	Common Stock	G29183103	2,074	15,554	SH		DFND	23	15,554	0	0
JOHNSON CONTROLS INTERNATION	Common Stock	G51502105	1,267	25,725	SH		DFND	23	25,725	0	0
MEDTRONIC PLC	Common Stock	G5960L103	4,297	53,212	SH		DFND	2,23	53,212	0	0
NIELSEN HOLDINGS PLC	Common Stock	G6518L108	364	13,137	SH		DFND	23	13,137	0	0
PERRIGO CO PLC	Common Stock	G97822103	528	14,820	SH		DFND	23	14,820	0	0
CHUBB LTD	Common Stock	H1467J104	2,988	16,431	SH		DFND	23	16,431	0	0
GARMIN LTD	Common Stock	H2906T109	2,594	32,297	SH		DFND	23	32,297	0	0
TE CONNECTIVITY LTD	Common Stock	H84989104	4,399	39,860	SH		DFND	23	39,860	0	0
LYONDELLBASELL INDU-CL A	Common Stock	N53745100	6,190	82,220	SH		DFND	23	82,220	0	0
MEDICAL PROPERTIES TRUST INC	REIT	58463J304	779	65,728	SH		DFND	23	65,728	0	0
RESTAURANT BRANDS INTERN	Common Stock	76131D103	762	14,319	SH		DFND	23	14,319	0	0
WENDY'S CO/THE	Common Stock	95058W100	352	18,883	SH		DFND	23	18,883	0	0
GOLDMAN SACHS GROUP INC	Common Stock	38141G104	3,918	13,369	SH		DFND	23	13,369	0	0
OMEGA HEALTHCARE INVESTORS	REIT	681936100	753	25,564	SH		DFND	23	25,564	0	0
RPM INTERNATIONAL INC	Common Stock	749685103	1,188	14,267	SH		DFND	23	14,267	0	0
PARAMOUNT GLOBAL-CLASS B	Common Stock	92556H206	423	22,213	SH		DFND	23	22,213	0	0
HEALTHPEAK PROPERTIES INC COM	REIT	42250P103	621	27,125	SH		DFND	2,23	27,125	0	0
NORTONLIFELOCK INC	Common Stock	668771108	429	21,303	SH		DFND	23	21,303	0	0
KINROSS GOLD CORP	Common Stock	496902404	212	56,252	SH		DFND	23	56,252	0	0
EDWARDS LIFESCIENCES CORP	Common Stock	28176E108	2,011	24,346	SH		DFND	23	24,346	0	0
TRUIST FINANCIAL CORP	Common Stock	89832Q109	2,464	56,595	SH		DFND	2,23	56,595	0	0
ALGONQUIN POWER & UTILITIES	Common Stock	015857105	329	30,110	SH		DFND	23	30,110	0	0
FORTINET INC	Common Stock	34959E109	1,220	24,845	SH		DFND	23	24,845	0	0
DR HORTON INC	Common Stock	23331A109	796	11,807	SH		DFND	23	11,807	0	0
UNITED STATES STEEL CORP	Common Stock	912909108	506	27,914	SH		DFND	23	27,914	0	0
OPEN TEXT CORP	Common Stock	683715106	411	15,520	SH		DFND	23	15,520	0	0
TESLA INC	Common Stock	88160R101	26,034	98,147	SH		DFND	23	98,147	0	0
ESSENTIAL UTILITIES INC	Common Stock	29670G102	1,067	25,793	SH		DFND	23	25,793	0	0
INGERSOLL-RAND INC	Common Stock	45687V106	646	14,923	SH		DFND	23	14,923	0	0
RAYTHEON TECHNOLOGIES CORP	Common Stock	75513E101	4,650	56,816	SH		DFND	23	56,816	0	0
NCR CORPORATION	Common Stock	62886E108	279	14,721	SH		DFND	23	14,721	0	0
ISHARES SHORT-TERM NATIONAL MUNI	ETP	464288158	1,571	15,299	SH		DFND	2	15,299	0	0
INDEXIQ ETF TR IQ MERGER ARBITRAGE	ETP	45409B800	1,110	35,481	SH		DFND	2	35,481	0	0
VANGUARD SCOTTSDALE FDS VANGUARD	ETP	92206C771	2,202	48,825	SH		DFND	2	48,825	0	0
VIATRIS INC	Common Stock	92556V106	378	44,279	SH		DFND	23	44,279	0	0
WHIRLPOOL CORP	Common Stock	963320106	3,981	29,522	SH		DFND	23	29,522	0	0
PRINCIPAL EXCHANGE TRADED FDS	ETP	74255Y888	1,338	79,750	SH		DFND	2	79,750	0	0
SEAGATE TECHNOLOGY HOLDINGS	Common Stock	G7997R103	4,995	93,828	SH		DFND	23	93,828	0	0
ISHARES GOLD TR ISHARES NEW	ETP	464285204	3,960	125,581	SH		DFND	2	125,581	0	0
ISHARES MSCI ACWI ETF	ETP	464288257	75,757	973,367	SH		DFND		973,367	0	0
RANI THERAPEUTICS HOLDINGS-A	Common Stock	753018100	4,606	481,300	SH		DFND	23	481,300	0	0
WEBSTER FINANCIAL CORP	Common Stock	947890109	4,344	96,096	SH		DFND	23	96,096	0	0
FLOWERS FOODS INC	Common Stock	343498101	524	21,257	SH		DFND	23	21,257	0	0
GAMESTOP CORP-CLASS A	Common Stock	36467W109	684	27,229	SH		DFND	23	27,229	0	0
SLM CORP	Common Stock	78442P106	418	29,835	SH		DFND	23	29,835	0	0
HESS CORP	Common Stock	42809H107	1,099	10,092	SH		DFND	23	10,092	0	0
DEVON ENERGY CORP	Common Stock	25179M103	14,148	235,289	SH		DFND	23	235,289	0	0
KITE REALTY GROUP TRUST	REIT	49803T300	404	23,429	SH		DFND	23	23,429	0	0
ASSOCIATED BANC-CORP	Common Stock	045487105	322	16,005	SH		DFND	23	16,005	0	0
AVNET INC	Common Stock	053807103	383	10,588	SH		DFND	23	10,588	0	0
UNIVAR SOLUTIONS INC	Common Stock	91336L107	415	18,289	SH		DFND	23	18,289	0	0
COMMERCE BANCSHARES INC	Common Stock	200525103	783	11,821	SH		DFND	23	11,821	0	0
KNIGHT-SWIFT TRANSPORTATION	Common Stock	499049104	869	17,754	SH		DFND	23	17,754	0	0
FIRST SOLAR INC	Common Stock	336433107	1,430	10,812	SH		DFND	23	10,812	0	0
CLEVELAND-CLIFFS INC	Common Stock	185899101	744	55,258	SH		DFND	23	55,258	0	0
COMMERCIAL METALS CO	Common Stock	201723103	462	12,994	SH		DFND	23	12,994	0	0
SM ENERGY CO	Common Stock	78454L100	503	13,382	SH		DFND	23	13,382	0	0
MOSAIC CO/THE	Common Stock	61945C103	656	13,561	SH		DFND	23	13,561	0	0
WOLFSPEED INC	Common Stock	977852102	1,397	13,509	SH		DFND	23	13,509	0	0
RAYONIER INC	REIT	754907103	467	15,551	SH		DFND	23	15,551	0	0
ENCOMPASS HEALTH CORP	Common Stock	29261A100	499	11,051	SH		DFND	23	11,051	0	0
LUMEN TECHNOLOGIES INC	Common Stock	550241103	245	33,739	SH		DFND	23	33,739	0	0
SITE CENTERS CORP	REIT	82981J109	205	19,207	SH		DFND	23	19,207	0	0
DONALDSON CO INC	Common Stock	257651109	681	13,905	SH		DFND	23	13,905	0	0
EQT CORP	Common Stock	26884L109	1,665	40,855	SH		DFND	23	40,855	0	0
FNB CORP	Common Stock	302520101	440	37,908	SH		DFND	23	37,908	0	0
FREEPORT MCMORAN INC CL B	Common Stock	35671D857	1,626	59,510	SH		DFND	2,23	59,510	0	0
FIRST FINANCIAL BANCORP	Common Stock	320209109	245	11,636	SH		DFND	23	11,636	0	0
JABIL INC	Common Stock	466313103	885	15,348	SH		DFND	23	15,348	0	0
NOV INC	Common Stock	62955J103	699	43,208	SH		DFND	23	43,208	0	0
FULTON FINANCIAL CORP	Common Stock	360271100	307	19,458	SH		DFND	23	19,458	0	0
TEGNA INC	Common Stock	87901J105	512	24,760	SH		DFND	23	24,760	0	0
GENERAL ELECTRIC CO	Common Stock	369604301	2,674	43,187	SH		DFND	23	43,187	0	0
GRACO INC	Common Stock	384109104	1,128	18,826	SH		DFND	23	18,826	0	0
BUILDERS FIRSTSOURCE INC	Common Stock	12008R107	961	16,296	SH		DFND	23	16,296	0	0
GENTEX CORP	Common Stock	371901109	624	26,177	SH		DFND	23	26,177	0	0
CORCEPT THERAPEUTICS INC	Common Stock	218352102	262	10,199	SH		DFND	23	10,199	0	0
GOODYEAR TIRE & RUBBER CO	Common Stock	382550101	310	30,564	SH		DFND	23	30,564	0	0
PATTERSON-UTI ENERGY INC	Common Stock	703481101	274	23,476	SH		DFND	23	23,476	0	0
HAWAIIAN ELECTRIC INDS	Common Stock	419870100	404	11,693	SH		DFND	23	11,693	0	0
LXP INDUSTRIAL TRUST	REIT	529043101	277	30,254	SH		DFND	23	30,254	0	0
UNITED COMMUNITY BANKS/GA	Common Stock	90984P303	370	11,211	SH		DFND	23	11,211	0	0
FIRST FINL BANKSHARES INC	Common Stock	32020R109	593	14,189	SH		DFND	23	14,189	0	0
HELMERICH & PAYNE	Common Stock	423452101	425	11,486	SH		DFND	23	11,486	0	0
KILROY REALTY CORP	REIT	49427F108	473	11,237	SH		DFND	23	11,237	0	0
SYNOVUS FINANCIAL CORP	Common Stock	87161C501	583	15,512	SH		DFND	23	15,512	0	0
DARLING INGREDIENTS INC	Common Stock	237266101	1,168	17,653	SH		DFND	23	17,653	0	0
MATTEL INC	Common Stock	577081102	732	38,649	SH		DFND	23	38,649	0	0
PACIFIC PREMIER BANCORP INC	Common Stock	69478X105	324	10,460	SH		DFND	23	10,460	0	0
MDU RESOURCES GROUP INC	Common Stock	552690109	615	22,473	SH		DFND	23	22,473	0	0
FEDERATED HERMES INC	Common Stock	314211103	343	10,360	SH		DFND	23	10,360	0	0
CIENA CORP	Common Stock	171779309	669	16,569	SH		DFND	23	16,569	0	0
VIAVI SOLUTIONS INC	Common Stock	925550105	330	25,290	SH		DFND	23	25,290	0	0
MURPHY OIL CORP	Common Stock	626717102	563	16,007	SH		DFND	23	16,007	0	0
NEW JERSEY RESOURCES CORP	Common Stock	646025106	397	10,276	SH		DFND	23	10,276	0	0
EXELIXIS INC	Common Stock	30161Q104	551	35,109	SH		DFND	23	35,109	0	0
OLIN CORP	Common Stock	680665205	648	15,095	SH		DFND	23	15,095	0	0
OPTION CARE HEALTH INC	Common Stock	68404L201	533	16,919	SH		DFND	23	16,919	0	0
PDC ENERGY INC	Common Stock	69327R101	614	10,638	SH		DFND	23	10,638	0	0
RAMBUS INC	Common Stock	750917106	308	12,126	SH		DFND	23	12,126	0	0
JETBLUE AIRWAYS CORP	Common Stock	477143101	231	34,855	SH		DFND	23	34,855	0	0
ARROWHEAD PHARMACEUTICALS IN	Common Stock	04280A100	388	11,714	SH		DFND	23	11,714	0	0
STIFEL FINANCIAL CORP	Common Stock	860630102	601	11,577	SH		DFND	23	11,577	0	0
SIMMONS FIRST NATL CORP-CL A	Common Stock	828730200	322	14,800	SH		DFND	23	14,800	0	0
SOUTH JERSEY INDUSTRIES	Common Stock	838518108	443	13,235	SH		DFND	23	13,235	0	0
TREX COMPANY INC	Common Stock	89531P105	540	12,314	SH		DFND	23	12,314	0	0
SERVICE CORP INTERNATIONAL	Common Stock	817565104	995	17,234	SH		DFND	23	17,234	0	0
SOUTHWESTERN ENERGY CO	Common Stock	845467109	736	120,310	SH		DFND	23	120,310	0	0
TOLL BROTHERS INC	Common Stock	889478103	505	12,022	SH		DFND	23	12,022	0	0
TORO CO	Common Stock	891092108	998	11,542	SH		DFND	23	11,542	0	0
UNITED BANKSHARES INC	Common Stock	909907107	522	14,591	SH		DFND	23	14,591	0	0
NEW YORK COMMUNITY BANCORP	Common Stock	649445103	425	49,745	SH		DFND	23	49,745	0	0
VISHAY INTERTECHNOLOGY INC	Common Stock	928298108	253	14,197	SH		DFND	23	14,197	0	0
PACWEST BANCORP	Common Stock	695263103	289	12,792	SH		DFND	23	12,792	0	0
CORPORATE OFFICE PROPERTIES	REIT	22002T108	279	12,015	SH		DFND	23	12,015	0	0
UMPQUA HOLDINGS CORP	Common Stock	904214103	396	23,174	SH		DFND	23	23,174	0	0
NEOGEN CORP	Common Stock	640491106	333	23,784	SH		DFND	23	23,784	0	0
LATTICE SEMICONDUCTOR CORP	Common Stock	518415104	743	15,109	SH		DFND	23	15,109	0	0
GLACIER BANCORP INC	Common Stock	37637Q105	599	12,200	SH		DFND	23	12,200	0	0
HIGHWOODS PROPERTIES INC	REIT	431284108	312	11,622	SH		DFND	23	11,622	0	0
SKECHERS USA INC-CL A	Common Stock	830566105	458	14,430	SH		DFND	23	14,430	0	0
OLD REPUBLIC INTL CORP	Common Stock	680223104	651	31,056	SH		DFND	23	31,056	0	0
MARATHON OIL CORP	Common Stock	565849106	644	28,505	SH		DFND	23	28,505	0	0
MGIC INVESTMENT CORP	Common Stock	552848103	439	34,268	SH		DFND	23	34,268	0	0
PENN ENTERTAINMENT INC	Common Stock	707569109	656	23,806	SH		DFND	23	23,806	0	0
FIRST INDUSTRIAL REALTY TR	REIT	32054K103	654	14,589	SH		DFND	23	14,589	0	0
CNX RESOURCES CORP	Common Stock	12653C108	336	21,662	SH		DFND	23	21,662	0	0
BRUKER CORP	Common Stock	116794108	577	10,871	SH		DFND	23	10,871	0	0
TOPGOLF CALLAWAY BRANDS CORP	Common Stock	131193104	269	13,939	SH		DFND	23	13,939	0	0
TENET HEALTHCARE CORP	Common Stock	88033G407	609	11,810	SH		DFND	23	11,810	0	0
EAST WEST BANCORP INC	Common Stock	27579R104	1,048	15,608	SH		DFND	23	15,608	0	0
COUSINS PROPERTIES INC	REIT	222795502	370	15,905	SH		DFND	23	15,905	0	0
FIRST BANCORP PUERTO RICO	Common Stock	318672706	296	21,590	SH		DFND	23	21,590	0	0
HALOZYME THERAPEUTICS INC	Common Stock	40637H109	602	15,212	SH		DFND	23	15,212	0	0
CADENCE BANK	Common Stock	12740C103	512	20,146	SH		DFND	23	20,146	0	0
VALLEY NATIONAL BANCORP	Common Stock	919794107	487	45,085	SH		DFND	23	45,085	0	0
SONOCO PRODUCTS CO	Common Stock	835495102	620	10,930	SH		DFND	23	10,930	0	0
NATIONAL INSTRUMENTS CORP	Common Stock	636518102	553	14,634	SH		DFND	23	14,634	0	0
CYTOKINETICS INC	Common Stock	23282W605	515	10,634	SH		DFND	23	10,634	0	0
COTY INC-CL A	Common Stock	222070203	247	38,977	SH		DFND	23	38,977	0	0
NEW YORK TIMES CO-A	Common Stock	650111107	530	18,427	SH		DFND	23	18,427	0	0
FLOWSERVE CORP	Common Stock	34354P105	339	13,935	SH		DFND	23	13,935	0	0
RANGE RESOURCES CORP	Common Stock	75281A109	688	27,260	SH		DFND	23	27,260	0	0
FIRST HORIZON CORP	Common Stock	320517105	1,340	58,514	SH		DFND	23	58,514	0	0
NEUROCRINE BIOSCIENCES INC	Common Stock	64125C109	1,110	10,443	SH		DFND	23	10,443	0	0
STERICYCLE INC	Common Stock	858912108	432	10,245	SH		DFND	23	10,245	0	0
MATADOR RESOURCES CO	Common Stock	576485205	596	12,191	SH		DFND	23	12,191	0	0
CVB FINANCIAL CORP	Common Stock	126600105	367	14,493	SH		DFND	23	14,493	0	0
OLD NATIONAL BANCORP	Common Stock	680033107	520	31,582	SH		DFND	23	31,582	0	0
ATI INC	Common Stock	01741R102	378	14,168	SH		DFND	23	14,168	0	0
INTERACTIVE BROKERS GRO-CL A	Common Stock	45841N107	664	10,389	SH		DFND	23	10,389	0	0
SABRA HEALTH CARE REIT INC	REIT	78573L106	321	24,463	SH		DFND	23	24,463	0	0
KBR INC	Common Stock	48242W106	656	15,176	SH		DFND	23	15,176	0	0
ACI WORLDWIDE INC	Common Stock	004498101	263	12,576	SH		DFND	23	12,576	0	0
DOUGLAS EMMETT INC	REIT	25960P109	336	18,773	SH		DFND	23	18,773	0	0
PEBBLEBROOK HOTEL TRUST	REIT	70509V100	205	14,055	SH		DFND	23	14,055	0	0
TEMPUR SEALY INTERNATIONAL I	Common Stock	88023U101	439	18,157	SH		DFND	23	18,157	0	0
CNO FINANCIAL GROUP INC	Common Stock	12621E103	231	12,879	SH		DFND	23	12,879	0	0
SELECT MEDICAL HOLDINGS CORP	Common Stock	81619Q105	250	11,337	SH		DFND	23	11,337	0	0
BANK OZK	Common Stock	06417N103	459	11,607	SH		DFND	23	11,607	0	0
HOME BANCSHARES INC	Common Stock	436893200	463	20,539	SH		DFND	23	20,539	0	0
TERADATA CORP	Common Stock	88076W103	360	11,607	SH		DFND	23	11,607	0	0
FIRST AMERICAN FINANCIAL	Common Stock	31847R102	540	11,743	SH		DFND	23	11,743	0	0
IRIDIUM COMMUNICATIONS INC	Common Stock	46269C102	627	14,143	SH		DFND	23	14,143	0	0
TARGA RESOURCES CORP	Common Stock	87612G101	1,500	24,847	SH		DFND	23	24,847	0	0
SPROUTS FARMERS MARKET INC	Common Stock	85208M102	334	12,008	SH		DFND	23	12,008	0	0
BRIXMOR PROPERTY GROUP INC	REIT	11120U105	614	33,323	SH		DFND	23	33,323	0	0
SUNRUN INC	Common Stock	86771W105	630	22,834	SH		DFND	23	22,834	0	0
STORE CAPITAL CORP	REIT	862121100	883	28,196	SH		DFND	23	28,196	0	0
SPIRIT REALTY CAPITAL INC	REIT	84860W300	533	14,769	SH		DFND	23	14,769	0	0
PBF ENERGY INC-CLASS A	Common Stock	69318G106	383	10,914	SH		DFND	23	10,914	0	0
VALVOLINE INC	Common Stock	92047W101	486	19,188	SH		DFND	23	19,188	0	0
TAYLOR MORRISON HOME CORP	Common Stock	87724P106	307	13,146	SH		DFND	23	13,146	0	0
MODERNA INC	Common Stock	60770K107	1,528	12,915	SH		DFND	23	12,915	0	0
FIRST HAWAIIAN INC	Common Stock	32051X108	336	13,640	SH		DFND	23	13,640	0	0
REXFORD INDUSTRIAL REALTY IN	REIT	76169C100	987	19,009	SH		DFND	23	19,009	0	0
PHYSICIANS REALTY TRUST	REIT	71943U104	382	25,421	SH		DFND	23	25,421	0	0
INDEPENDENCE REALTY TRUST IN	REIT	45378A106	395	23,608	SH		DFND	23	23,608	0	0
AMERICAN AIRLINES GROUP INC	Common Stock	02376R102	286	23,715	SH		DFND	23	23,715	0	0
SYNEOS HEALTH INC	Common Stock	87166B102	529	11,228	SH		DFND	23	11,228	0	0
PERFORMANCE FOOD GROUP CO	Common Stock	71377A103	730	17,003	SH		DFND	23	17,003	0	0
ALCOA CORP	Common Stock	013872106	675	20,017	SH		DFND	23	20,017	0	0
HOSTESS BRANDS INC	Common Stock	44109J106	353	15,173	SH		DFND	23	15,173	0	0
HOWMET AEROSPACE INC	Common Stock	443201108	429	13,895	SH		DFND	23	13,895	0	0
JBG SMITH PROPERTIES	REIT	46590V100	227	12,212	SH		DFND	23	12,212	0	0
PARK HOTELS & RESORTS INC	REIT	700517105	285	25,297	SH		DFND	23	25,297	0	0
BJ'S WHOLESALE CLUB HOLDINGS	Common Stock	05550J101	1,081	14,862	SH		DFND	23	14,862	0	0
ANTERO MIDSTREAM CORP	Common Stock	03676B102	318	34,735	SH		DFND	23	34,735	0	0
BAKER HUGHES CO	Common Stock	05722G100	744	35,467	SH		DFND	23	35,467	0	0
SEA LTD-ADR	ADR	81141R100	1,001	17,870	SH		DFND	23	17,870	0	0
RESIDEO TECHNOLOGIES INC	Common Stock	76118Y104	312	16,406	SH		DFND	23	16,406	0	0
CHAMPIONX CORP	Common Stock	15872M104	439	22,427	SH		DFND	23	22,427	0	0
LIGHT & WONDER INC	Common Stock	80874P109	444	10,325	SH		DFND	23	10,325	0	0
EQUITRANS MIDSTREAM CORP	Common Stock	294600101	343	45,743	SH		DFND	23	45,743	0	0
IAA INC	Common Stock	449253103	459	14,425	SH		DFND	23	14,425	0	0
COVETRUS INC	Common Stock	22304C100	231	11,054	SH		DFND	23	11,054	0	0
ESSENTIAL PROPERTIES REALTY	REIT	29670E107	288	14,804	SH		DFND	23	14,804	0	0
ENVISTA HOLDINGS CORP	Common Stock	29415F104	585	17,839	SH		DFND	23	17,839	0	0
LIVENT CORP	Common Stock	53814L108	613	19,977	SH		DFND	23	19,977	0	0
O-I GLASS INC	Common Stock	67098H104	215	16,648	SH		DFND	23	16,648	0	0
CARRIER GLOBAL CORP	Common Stock	14448C104	1,114	31,323	SH		DFND	23	31,323	0	0
OTIS WORLDWIDE CORP	Common Stock	68902V107	992	15,559	SH		DFND	23	15,559	0	0
VONTIER CORP	Common Stock	928881101	301	18,086	SH		DFND	23	18,086	0	0
MATCH GROUP INC	Common Stock	57667L107	494	10,364	SH		DFND	23	10,364	0	0
APARTMENT INCOME REIT CO	REIT	03750L109	649	16,794	SH		DFND	23	16,794	0	0
GXO LOGISTICS INC	Common Stock	36262G101	442	12,587	SH		DFND	23	12,587	0	0
APA CORP	Common Stock	03743Q108	455	13,300	SH		DFND	23	13,300	0	0
DT MIDSTREAM INC	Common Stock	23345M107	537	10,349	SH		DFND	23	10,349	0	0
HF SINCLAIR CORP	Common Stock	403949100	862	15,991	SH		DFND	23	15,991	0	0
BELLRING BRANDS INC	Common Stock	07831C103	283	13,740	SH		DFND	23	13,740	0	0
CONSTELLATION ENERGY	Common Stock	21037T109	995	11,954	SH		DFND	23	11,954	0	0
DEUTSCHE BANK AG-REGISTERED	Common Stock	D18190898	748	99,902	SH		DFND	23	99,902	0	0
ICL GROUP LTD	Common Stock	M53213100	264	32,704	SH		DFND	23	32,704	0	0
QIAGEN N.V.	Common Stock	N72482123	436	10,348	SH		DFND	23	10,348	0	0
GENPACT LTD	Common Stock	G3922B107	821	18,779	SH		DFND	23	18,779	0	0
ESSENT GROUP LTD	Common Stock	G3198U102	412	11,813	SH		DFND	23	11,813	0	0
CNH INDUSTRIAL NV	Common Stock	N20944109	529	46,412	SH		DFND	23	46,412	0	0
UBS GROUP AG-REG	Common Stock	H42097107	2,472	168,482	SH		DFND	23	168,482	0	0
STELLANTIS NV	Common Stock	N82405106	1,294	107,551	SH		DFND	23	107,551	0	0
ADIENT PLC	Common Stock	G0084W101	282	10,139	SH		DFND	23	10,139	0	0
NVENT ELECTRIC PLC	Common Stock	G6700G107	570	17,998	SH		DFND	23	17,998	0	0
JANUS HENDERSON GROUP PLC	Common Stock	G4474Y214	257	12,644	SH		DFND	23	12,644	0	0
LINDE PLC	Common Stock	G5494J103	5,274	19,563	SH		DFND	23	19,563	0	0
ALCON INC	Common Stock	H01301128	1,434	24,324	SH		DFND	23	24,324	0	0
FERGUSON PLC	Common Stock	G3421J106	6,700	63,796	SH		DFND	23	63,796	0	0
R1 RCM INC	Common Stock	77634L105	272	14,668	SH		DFND	23	14,668	0	0
WARNER BROS DISCOVERY INC	Common Stock	934423104	931	80,965	SH		DFND	23	80,965	0	0
ANNALY CAPITAL MANAGEMENT IN	REIT	035710839	765	44,625	SH		DFND	23	44,625	0	0
COHERENT CORP	Common Stock	19247G107	496	14,204	SH		DFND	23	14,204	0	0
DYNATRACE INC	Common Stock	268150109	801	23,044	SH		DFND	23	23,044	0	0
HEALTHCARE REALTY TRUST INC	REIT	42226K105	777	37,284	SH		DFND	23	37,284	0	0
INVITATION HOMES INC	REIT	46187W107	410	12,157	SH		DFND	23	12,157	0	0
KEURIG DR PEPPER INC	Common Stock	49271V100	1,102	30,769	SH		DFND	23	30,769	0	0
OUTFRONT MEDIA INC	REIT	69007J106	274	18,044	SH		DFND	23	18,044	0	0
SUNSTONE HOTEL INVESTORS INC	REIT	867892101	214	22,750	SH		DFND	23	22,750	0	0
VICI PROPERTIES INC	REIT	925652109	1,288	43,149	SH		DFND	23	43,149	0	0
ISHARES MSCI EAFE VALUE ETF	ETP	464288877	4,304	111,712	SH		DFND	2	111,712	0	0
VANGUARD SCOTTSDALE FDS VANGUARD	ETP	92206C102	5,387	93,214	SH		DFND	2	93,214	0	0