United Services Automobile Association 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
AFLAC INC	Common Stock	001055102	1,428,158	17,311	SH		DFND	23	17,311	0	0
AES CORP	Common Stock	00130H105	354,335	18,407	SH		DFND	23	18,407	0	0
AT&T INC	Common Stock	00206R102	3,476,749	207,196	SH		DFND	23	207,196	0	0
ABBOTT LABORATORIES	Common Stock	002824100	10,751,417	97,678	SH		DFND	23	97,678	0	0
ABBVIE INC	Common Stock	00287Y109	91,566,039	590,863	SH		DFND	23	590,863	0	0
ADOBE INC	Common Stock	00724F101	8,101,231	13,579	SH		DFND	23	13,579	0	0
AECOM	Common Stock	00766T100	998,336	10,801	SH		DFND	23	10,801	0	0
ADVANCED MICRO DEVICES	Common Stock	007903107	7,111,795	48,245	SH		DFND	23	48,245	0	0
AGNICO EAGLE MINES LTD	Common Stock	008474108	985,645	17,977	SH		DFND	23	17,977	0	0
ALCOA CORP	Common Stock	013872106	500,072	14,708	SH		DFND	23	14,708	0	0
ALLIANT ENERGY CORP	Common Stock	018802108	754,007	14,698	SH		DFND	23	14,698	0	0
ALPHABET INC-CL A	Common Stock	02079K305	25,323,143	181,281	SH		DFND	23	181,281	0	0
ALPHABET INC-CL C	Common Stock	02079K107	20,386,511	144,657	SH		DFND	23	144,657	0	0
ALTRIA GROUP INC	Common Stock	02209S103	72,742,137	1,803,226	SH		DFND	23	1,803,226	0	0
AMAZON.COM INC	Common Stock	023135106	40,924,735	269,348	SH		DFND	23	269,348	0	0
AMERICAN AIRLINES GROUP INC	Common Stock	02376R102	260,181	18,936	SH		DFND	23	18,936	0	0
AMERICAN ELECTRIC POWER	Common Stock	025537101	1,060,083	13,052	SH		DFND	23	13,052	0	0
AMERICAN EAGLE OUTFITTERS	Common Stock	02553E106	329,969	15,594	SH		DFND	23	15,594	0	0
AMERICAN EXPRESS CO	Common Stock	025816109	21,804,690	116,391	SH		DFND	23	116,391	0	0
AMERICAN INTERNATIONAL GROUP	Common Stock	026874784	1,332,033	19,661	SH		DFND	23	19,661	0	0
AMERICAN TOWER CORP	REIT	03027X100	2,952,807	13,678	SH		DFND	23	13,678	0	0
AMGEN INC	Common Stock	031162100	31,505,932	109,388	SH		DFND	23	109,388	0	0
AMPHENOL CORP-CL A	Common Stock	032095101	1,569,327	15,831	SH		DFND	23	15,831	0	0
ANALOG DEVICES INC	Common Stock	032654105	2,960,331	14,909	SH		DFND	23	14,909	0	0
ANNALY CAPITAL MANAGEMENT IN	REIT	035710839	721,300	37,238	SH		DFND	23	37,238	0	0
ELEVANCE HEALTH INC	Common Stock	036752103	7,282,301	15,443	SH		DFND	23	15,443	0	0
ANTERO MIDSTREAM CORP	Common Stock	03676B102	329,902	26,329	SH		DFND	23	26,329	0	0
APPLE INC	Common Stock	037833100	83,863,565	435,587	SH		DFND	23	435,587	0	0
APPLIED MATERIALS INC	Common Stock	038222105	4,078,816	25,167	SH		DFND	23	25,167	0	0
ARCHER-DANIELS-MIDLAND CO	Common Stock	039483102	1,139,054	15,772	SH		DFND	23	15,772	0	0
ASSOCIATED BANC-CORP	Common Stock	045487105	236,659	11,064	SH		DFND	23	11,064	0	0
AUTOMATIC DATA PROCESSING	Common Stock	053015103	8,802,771	37,785	SH		DFND	23	37,785	0	0
BJ'S WHOLESALE CLUB HOLDINGS	Common Stock	05550J101	727,661	10,916	SH		DFND	23	10,916	0	0
BAKER HUGHES CO	Common Stock	05722G100	979,086	28,645	SH		DFND	23	28,645	0	0
BALL CORP	Common Stock	058498106	592,111	10,294	SH		DFND	23	10,294	0	0
BANK OF AMERICA CORP	Common Stock	060505104	6,869,623	204,028	SH		DFND	23	204,028	0	0
BANK OF MONTREAL	Common Stock	063671101	20,416,394	206,115	SH		DFND	23	206,115	0	0
BANK OF NEW YORK MELLON CORP	Common Stock	064058100	1,324,516	25,447	SH		DFND	23	25,447	0	0
BANK OF NOVA SCOTIA	Common Stock	064149107	15,835,964	324,978	SH		DFND	23	324,978	0	0
BARRICK GOLD CORP	Common Stock	067901108	1,046,672	57,932	SH		DFND	23	57,932	0	0
BAXTER INTERNATIONAL INC	Common Stock	071813109	579,243	14,983	SH		DFND	23	14,983	0	0
BERKSHIRE HATHAWAY INC-CL B	Common Stock	084670702	19,366,995	54,301	SH		DFND	23	54,301	0	0
BEST BUY CO INC	Common Stock	086516101	12,249,254	156,480	SH		DFND	23	156,480	0	0
H&R BLOCK INC	Common Stock	093671105	617,153	12,759	SH		DFND	23	12,759	0	0
BOEING CO/THE	Common Stock	097023105	4,416,362	16,943	SH		DFND	23	16,943	0	0
BOSTON SCIENTIFIC CORP	Common Stock	101137107	2,540,865	43,952	SH		DFND	23	43,952	0	0
BRISTOL-MYERS SQUIBB CO	Common Stock	110122108	30,705,546	598,432	SH		DFND	23	598,432	0	0
BRIXMOR PROPERTY GROUP INC	REIT	11120U105	497,815	21,393	SH		DFND	23	21,393	0	0
BROADCOM INC	Common Stock	11135F101	110,085,691	98,621	SH		DFND	23	98,621	0	0
CAE INC	Common Stock	124765108	264,621	12,260	SH		DFND	23	12,260	0	0
CF INDUSTRIES HOLDINGS INC	Common Stock	125269100	7,730,103	97,234	SH		DFND	23	97,234	0	0
CME GROUP INC	Common Stock	12572Q105	2,243,522	10,653	SH		DFND	23	10,653	0	0
CMS ENERGY CORP	Common Stock	125896100	775,873	13,361	SH		DFND	23	13,361	0	0
CSX CORP	Common Stock	126408103	1,954,764	56,382	SH		DFND	23	56,382	0	0
CNX RESOURCES CORP	Common Stock	12653C108	237,900	11,895	SH		DFND	23	11,895	0	0
CVS HEALTH CORP	Common Stock	126650100	3,011,613	38,141	SH		DFND	23	38,141	0	0
COTERRA ENERGY INC	Common Stock	127097103	554,218	21,717	SH		DFND	23	21,717	0	0
CADENCE BANK	Common Stock	12740C103	375,645	12,695	SH		DFND	23	12,695	0	0
CAMECO CORP	Common Stock	13321L108	688,164	15,961	SH		DFND	23	15,961	0	0
CAN IMPERIAL BK OF COMMERCE	Common Stock	136069101	1,668,801	34,659	SH		DFND	23	34,659	0	0
CANADIAN NATL RAILWAY CO	Common Stock	136375102	2,477,793	19,713	SH		DFND	23	19,713	0	0
CANADIAN NATURAL RESOURCES	Common Stock	136385101	27,808,667	424,083	SH		DFND	23	424,083	0	0
CAPITAL ONE FINANCIAL CORP	Common Stock	14040H105	1,505,651	11,483	SH		DFND	23	11,483	0	0
CARNIVAL CORP	Common Stock	143658300	573,127	30,913	SH		DFND	23	30,913	0	0
CARRIER GLOBAL CORP	Common Stock	14448C104	1,537,247	26,758	SH		DFND	23	26,758	0	0
CATERPILLAR INC	Common Stock	149123101	25,639,024	86,715	SH		DFND	23	86,715	0	0
CELSIUS HOLDINGS INC	Common Stock	15118V207	608,607	11,163	SH		DFND	23	11,163	0	0
CENTENE CORP	Common Stock	15135B101	1,146,767	15,453	SH		DFND	23	15,453	0	0
CENOVUS ENERGY INC	Common Stock	15135U109	828,694	49,731	SH		DFND	23	49,731	0	0
CENTERPOINT ENERGY INC	Common Stock	15189T107	401,494	14,053	SH		DFND	23	14,053	0	0
CHAMPIONX CORP	Common Stock	15872M104	465,432	15,934	SH		DFND	23	15,934	0	0
CHEMOURS CO/THE	Common Stock	163851108	402,450	12,760	SH		DFND	23	12,760	0	0
CHEVRON CORP	Common Stock	166764100	7,839,104	52,555	SH		DFND	23	52,555	0	0
CIENA CORP	Common Stock	171779309	542,325	12,049	SH		DFND	23	12,049	0	0
CISCO SYSTEMS INC	Common Stock	17275R102	82,077,823	1,624,660	SH		DFND	23	1,624,660	0	0
CITIGROUP INC	Common Stock	172967424	2,934,961	57,056	SH		DFND	23	57,056	0	0
CITIZENS FINANCIAL GROUP	Common Stock	174610105	646,595	19,511	SH		DFND	23	19,511	0	0
CLEVELAND-CLIFFS INC	Common Stock	185899101	839,487	41,111	SH		DFND	23	41,111	0	0
COCA-COLA CO/THE	Common Stock	191216100	32,579,509	552,851	SH		DFND	23	552,851	0	0
COGNEX CORP	Common Stock	192422103	578,976	13,871	SH		DFND	23	13,871	0	0
COGNIZANT TECH SOLUTIONS-A	Common Stock	192446102	13,060,119	172,913	SH		DFND	23	172,913	0	0
COHERENT CORP	Common Stock	19247G107	463,507	10,648	SH		DFND	23	10,648	0	0
COLGATE-PALMOLIVE CO	Common Stock	194162103	27,553,356	345,670	SH		DFND	23	345,670	0	0
COLUMBIA BANKING SYSTEM INC	Common Stock	197236102	456,041	17,093	SH		DFND	23	17,093	0	0
COMCAST CORP-CLASS A	Common Stock	20030N101	19,985,339	455,766	SH		DFND	23	455,766	0	0
CONAGRA BRANDS INC	Common Stock	205887102	331,539	11,568	SH		DFND	23	11,568	0	0
CONOCOPHILLIPS	Common Stock	20825C104	21,835,321	188,122	SH		DFND	23	188,122	0	0
COPART INC	Common Stock	217204106	1,340,297	27,353	SH		DFND	23	27,353	0	0
CORNING INC	Common Stock	219350105	670,570	22,022	SH		DFND	23	22,022	0	0
CORTEVA INC	Common Stock	22052L104	1,064,447	22,213	SH		DFND	23	22,213	0	0
COSTCO WHOLESALE CORP	Common Stock	22160K105	8,811,408	13,349	SH		DFND	23	13,349	0	0
COSTAR GROUP INC	Common Stock	22160N109	1,075,072	12,302	SH		DFND	23	12,302	0	0
COTY INC-CL A	Common Stock	222070203	377,916	30,428	SH		DFND	23	30,428	0	0
COUSINS PROPERTIES INC	REIT	222795502	320,397	13,158	SH		DFND	23	13,158	0	0
CROWN CASTLE INC	REIT	22822V101	1,564,165	13,579	SH		DFND	23	13,579	0	0
DXC TECHNOLOGY CO	Common Stock	23355L106	312,267	13,654	SH		DFND	23	13,654	0	0
DANAHER CORP	Common Stock	235851102	4,558,092	19,703	SH		DFND	23	19,703	0	0
DARLING INGREDIENTS INC	Common Stock	237266101	637,503	12,791	SH		DFND	23	12,791	0	0
DELTA AIR LINES INC	Common Stock	247361702	755,117	18,770	SH		DFND	23	18,770	0	0
DEVON ENERGY CORP	Common Stock	25179M103	6,300,822	139,091	SH		DFND	23	139,091	0	0
DEXCOM INC	Common Stock	252131107	1,369,457	11,036	SH		DFND	23	11,036	0	0
WALT DISNEY CO/THE	Common Stock	254687106	4,883,876	54,091	SH		DFND	23	54,091	0	0
DISCOVER FINANCIAL SERVICES	Common Stock	254709108	19,850,514	176,606	SH		DFND	23	176,606	0	0
DOMINION ENERGY INC	Common Stock	25746U109	1,108,072	23,576	SH		DFND	23	23,576	0	0
DOW INC	Common Stock	260557103	1,028,634	18,757	SH		DFND	23	18,757	0	0
DUKE ENERGY CORP	Common Stock	26441C204	2,369,814	24,421	SH		DFND	23	24,421	0	0
DUPONT DE NEMOURS INC	Common Stock	26614N102	950,547	12,356	SH		DFND	23	12,356	0	0
DYNATRACE INC	Common Stock	268150109	996,124	18,214	SH		DFND	23	18,214	0	0
EOG RESOURCES INC	Common Stock	26875P101	18,251,718	150,903	SH		DFND	23	150,903	0	0
EQT CORP	Common Stock	26884L109	441,343	11,416	SH		DFND	23	11,416	0	0
EAST WEST BANCORP INC	Common Stock	27579R104	841,455	11,695	SH		DFND	23	11,695	0	0
EBAY INC	Common Stock	278642103	628,259	14,403	SH		DFND	23	14,403	0	0
EDISON INTERNATIONAL	Common Stock	281020107	742,996	10,393	SH		DFND	23	10,393	0	0
EDWARDS LIFESCIENCES CORP	Common Stock	28176E108	1,314,474	17,239	SH		DFND	23	17,239	0	0
EMERSON ELECTRIC CO	Common Stock	291011104	1,548,131	15,906	SH		DFND	23	15,906	0	0
ENBRIDGE INC	Common Stock	29250N105	2,608,750	72,468	SH		DFND	23	72,468	0	0
ENVISTA HOLDINGS CORP	Common Stock	29415F104	295,553	12,284	SH		DFND	23	12,284	0	0
EQUITRANS MIDSTREAM CORP	Common Stock	294600101	337,742	33,177	SH		DFND	23	33,177	0	0
ESSENTIAL UTILITIES INC	Common Stock	29670G102	658,443	17,629	SH		DFND	23	17,629	0	0
EVERSOURCE ENERGY	Common Stock	30040W108	729,407	11,818	SH		DFND	23	11,818	0	0
EXELON CORP	Common Stock	30161N101	1,047,059	29,166	SH		DFND	23	29,166	0	0
EXELIXIS INC	Common Stock	30161Q104	615,200	25,644	SH		DFND	23	25,644	0	0
EXLSERVICE HOLDINGS INC	Common Stock	302081104	394,078	12,774	SH		DFND	23	12,774	0	0
EXXON MOBIL CORP	Common Stock	30231G102	134,549,985	1,345,769	SH		DFND	23	1,345,769	0	0
FNB CORP	Common Stock	302520101	387,749	28,159	SH		DFND	23	28,159	0	0
META PLATFORMS INC-CLASS A	Common Stock	30303M102	23,316,761	65,874	SH		DFND	23	65,874	0	0
FASTENAL CO	Common Stock	311900104	1,184,967	18,295	SH		DFND	23	18,295	0	0
FIDELITY NATIONAL INFO SERV	Common Stock	31620M106	997,462	16,605	SH		DFND	23	16,605	0	0
FIFTH THIRD BANCORP	Common Stock	316773100	782,095	22,676	SH		DFND	23	22,676	0	0
FIRST HORIZON CORP	Common Stock	320517105	579,654	40,936	SH		DFND	23	40,936	0	0
FISERV INC	Common Stock	337738108	2,211,255	16,646	SH		DFND	23	16,646	0	0
FIRSTENERGY CORP	Common Stock	337932107	467,158	12,743	SH		DFND	23	12,743	0	0
FLUOR CORP	Common Stock	343412102	451,826	11,535	SH		DFND	23	11,535	0	0
FLOWERS FOODS INC	Common Stock	343498101	345,011	15,327	SH		DFND	23	15,327	0	0
FLOWSERVE CORP	Common Stock	34354P105	432,563	10,494	SH		DFND	23	10,494	0	0
FORD MOTOR CO	Common Stock	345370860	1,355,504	111,198	SH		DFND	23	111,198	0	0
FORTIS INC	Common Stock	349553107	616,619	14,989	SH		DFND	23	14,989	0	0
FORTINET INC	Common Stock	34959E109	1,082,512	18,495	SH		DFND	23	18,495	0	0
FORTIVE CORP	Common Stock	34959J108	885,401	12,025	SH		DFND	23	12,025	0	0
FORTUNE BRANDS INNOVATIONS I	Common Stock	34964C106	765,512	10,054	SH		DFND	23	10,054	0	0
FREEPORT-MCMORAN INC	Common Stock	35671D857	1,770,699	41,595	SH		DFND	23	41,595	0	0
FULTON FINANCIAL CORP	Common Stock	360271100	202,326	12,292	SH		DFND	23	12,292	0	0
GXO LOGISTICS INC	Common Stock	36262G101	614,475	10,047	SH		DFND	23	10,047	0	0
GAMESTOP CORP-CLASS A	Common Stock	36467W109	370,041	21,109	SH		DFND	23	21,109	0	0
GAP INC/THE	Common Stock	364760108	348,779	16,680	SH		DFND	23	16,680	0	0
GENERAL ELECTRIC CO	Common Stock	369604301	4,183,711	32,780	SH		DFND	23	32,780	0	0
GENERAL MILLS INC	Common Stock	370334104	1,182,226	18,149	SH		DFND	23	18,149	0	0
GENERAL MOTORS CO	Common Stock	37045V100	1,433,280	39,902	SH		DFND	23	39,902	0	0
GENTEX CORP	Common Stock	371901109	614,694	18,821	SH		DFND	23	18,821	0	0
GENUINE PARTS CO	Common Stock	372460105	6,694,259	48,334	SH		DFND	23	48,334	0	0
GENWORTH FINANCIAL INC-CL A	Common Stock	37247D106	250,353	37,478	SH		DFND	23	37,478	0	0
GILEAD SCIENCES INC	Common Stock	375558103	18,064,015	222,985	SH		DFND	23	222,985	0	0
GOLDMAN SACHS GROUP INC	Common Stock	38141G104	3,936,397	10,204	SH		DFND	23	10,204	0	0
GOODYEAR TIRE & RUBBER CO	Common Stock	382550101	326,482	22,799	SH		DFND	23	22,799	0	0
GRACO INC	Common Stock	384109104	1,174,730	13,540	SH		DFND	23	13,540	0	0
HF SINCLAIR CORP	Common Stock	403949100	614,160	11,052	SH		DFND	23	11,052	0	0
HP INC	Common Stock	40434L105	10,808,539	359,207	SH		DFND	23	359,207	0	0
HALLIBURTON CO	Common Stock	406216101	946,118	26,172	SH		DFND	23	26,172	0	0
HALOZYME THERAPEUTICS INC	Common Stock	40637H109	371,707	10,057	SH		DFND	23	10,057	0	0
HEALTHCARE REALTY TRUST INC	REIT	42226K105	508,371	29,505	SH		DFND	23	29,505	0	0
HEALTHPEAK PROPERTIES INC	REIT	42250P103	564,260	28,498	SH		DFND	23	28,498	0	0
HERSHEY CO/THE	Common Stock	427866108	6,044,385	32,420	SH		DFND	23	32,420	0	0
HEWLETT PACKARD ENTERPRISE	Common Stock	42824C109	785,546	46,263	SH		DFND	23	46,263	0	0
HOME BANCSHARES INC	Common Stock	436893200	356,469	14,073	SH		DFND	23	14,073	0	0
HOME DEPOT INC	Common Stock	437076102	83,741,728	241,644	SH		DFND	23	241,644	0	0
HONEYWELL INTERNATIONAL INC	Common Stock	438516106	4,026,851	19,202	SH		DFND	23	19,202	0	0
HOST HOTELS & RESORTS INC	REIT	44107P104	384,377	19,742	SH		DFND	23	19,742	0	0
HOWMET AEROSPACE INC	Common Stock	443201108	653,012	12,066	SH		DFND	23	12,066	0	0
HUNTINGTON BANCSHARES INC	Common Stock	446150104	597,408	46,966	SH		DFND	23	46,966	0	0
ILLINOIS TOOL WORKS	Common Stock	452308109	10,030,206	38,292	SH		DFND	23	38,292	0	0
IMPERIAL OIL LTD	Common Stock	453038408	8,740,550	153,282	SH		DFND	23	153,282	0	0
INDEPENDENCE REALTY TRUST IN	REIT	45378A106	262,043	17,127	SH		DFND	23	17,127	0	0
INGERSOLL-RAND INC	Common Stock	45687V106	989,720	12,797	SH		DFND	23	12,797	0	0
INTEL CORP	Common Stock	458140100	6,270,647	124,789	SH		DFND	23	124,789	0	0
INTERCONTINENTAL EXCHANGE IN	Common Stock	45866F104	2,170,852	16,903	SH		DFND	23	16,903	0	0
INTL BUSINESS MACHINES CORP	Common Stock	459200101	14,778,051	90,358	SH		DFND	23	90,358	0	0
INTERNATIONAL PAPER CO	Common Stock	460146103	395,264	10,934	SH		DFND	23	10,934	0	0
INTERPUBLIC GROUP OF COS INC	Common Stock	460690100	350,554	10,740	SH		DFND	23	10,740	0	0
INTUITIVE SURGICAL INC	Common Stock	46120E602	3,460,639	10,258	SH		DFND	23	10,258	0	0
INVITATION HOMES INC	REIT	46187W107	652,183	19,120	SH		DFND	23	19,120	0	0
ISHARES S&P 500 GROWTH ETF	ETP	464287309	1,984,367	26,423	SH		DFND		26,423	0	0
ISHARES S&P 500 VALUE ETF	ETP	464287408	2,446,458	14,069	SH		DFND		14,069	0	0
ISHARES TIPS BOND ETF	ETP	464287176	2,019,522	18,788	SH		DFND		18,788	0	0
ISHARES CORE MSCI EMERGING	ETP	46434G103	228,427,019	4,516,153	SH		DFND	23	4,516,153	0	0
JPMORGAN CHASE & CO	Common Stock	46625H100	57,709,827	339,270	SH		DFND	23	339,270	0	0
JABIL INC	Common Stock	466313103	1,281,262	10,057	SH		DFND	23	10,057	0	0
JEFFERIES FINANCIAL GROUP IN	Common Stock	47233W109	523,512	12,955	SH		DFND	23	12,955	0	0
JOHNSON & JOHNSON	Common Stock	478160104	109,186,965	696,612	SH		DFND	23	696,612	0	0
JUNIPER NETWORKS INC	Common Stock	48203R104	300,843	10,205	SH		DFND	23	10,205	0	0
KBR INC	Common Stock	48242W106	614,940	11,098	SH		DFND	23	11,098	0	0
KEURIG DR PEPPER INC	Common Stock	49271V100	999,333	29,992	SH		DFND	23	29,992	0	0
KEYCORP	Common Stock	493267108	418,003	29,028	SH		DFND	23	29,028	0	0
KIMBERLY-CLARK CORP	Common Stock	494368103	28,173,066	231,858	SH		DFND	23	231,858	0	0
KIMCO REALTY CORP	REIT	49446R109	624,532	29,307	SH		DFND	23	29,307	0	0
KINDER MORGAN INC	Common Stock	49456B101	1,070,360	60,678	SH		DFND	23	60,678	0	0
KINROSS GOLD CORP	Common Stock	496902404	286,796	47,384	SH		DFND	23	47,384	0	0
KITE REALTY GROUP TRUST	REIT	49803T300	388,711	17,004	SH		DFND	23	17,004	0	0
KNIGHT-SWIFT TRANSPORTATION	Common Stock	499049104	724,718	12,571	SH		DFND	23	12,571	0	0
KRAFT HEINZ CO/THE	Common Stock	500754106	909,005	24,581	SH		DFND	23	24,581	0	0
KROGER CO	Common Stock	501044101	13,822,841	302,403	SH		DFND	23	302,403	0	0
KYNDRYL HOLDINGS INC	Common Stock	50155Q100	342,163	16,466	SH		DFND	23	16,466	0	0
LATTICE SEMICONDUCTOR CORP	Common Stock	518415104	727,362	10,543	SH		DFND	23	10,543	0	0
LEGGETT & PLATT INC	Common Stock	524660107	287,320	10,979	SH		DFND	23	10,979	0	0
LXP INDUSTRIAL TRUST	REIT	529043101	200,563	20,218	SH		DFND	23	20,218	0	0
ELI LILLY & CO	Common Stock	532457108	26,024,463	44,645	SH		DFND	23	44,645	0	0
LINCOLN NATIONAL CORP	Common Stock	534187109	321,887	11,935	SH		DFND	23	11,935	0	0
LIVENT CORP	Common Stock	53814L108	246,236	13,695	SH		DFND	23	13,695	0	0
LOCKHEED MARTIN CORP	Common Stock	539830109	32,100,723	70,825	SH		DFND	23	70,825	0	0
LOWE'S COS INC	Common Stock	548661107	26,281,152	118,091	SH		DFND	23	118,091	0	0
MDU RESOURCES GROUP INC	Common Stock	552690109	290,565	14,675	SH		DFND	23	14,675	0	0
MGIC INVESTMENT CORP	Common Stock	552848103	379,820	19,690	SH		DFND	23	19,690	0	0
MACERICH CO/THE	REIT	554382101	281,829	18,265	SH		DFND	23	18,265	0	0
MACY'S INC	Common Stock	55616P104	402,259	19,993	SH		DFND	23	19,993	0	0
MANULIFE FINANCIAL CORP	Common Stock	56501R106	1,401,586	63,428	SH		DFND	23	63,428	0	0
MARATHON OIL CORP	Common Stock	565849106	419,490	17,363	SH		DFND	23	17,363	0	0
MARATHON PETROLEUM CORP	Common Stock	56585A102	1,724,685	11,625	SH		DFND	23	11,625	0	0
MARSH & MCLENNAN COS	Common Stock	571748102	2,830,871	14,941	SH		DFND	23	14,941	0	0
MASCO CORP	Common Stock	574599106	5,974,683	89,201	SH		DFND	23	89,201	0	0
MASTERCARD INC - A	Common Stock	57636Q104	10,488,734	24,592	SH		DFND	23	24,592	0	0
MATTEL INC	Common Stock	577081102	555,940	29,446	SH		DFND	23	29,446	0	0
MCDONALD'S CORP	Common Stock	580135101	6,407,878	21,611	SH		DFND	23	21,611	0	0
MEDICAL PROPERTIES TRUST INC	REIT	58463J304	225,889	46,006	SH		DFND	23	46,006	0	0
MERCK & CO. INC.	Common Stock	58933Y105	68,175,330	625,347	SH		DFND	23	625,347	0	0
METLIFE INC	Common Stock	59156R108	1,245,162	18,829	SH		DFND	23	18,829	0	0
MICROSOFT CORP	Common Stock	594918104	82,883,352	220,411	SH		DFND	23	220,411	0	0
MICROCHIP TECHNOLOGY INC	Common Stock	595017104	1,525,755	16,919	SH		DFND	23	16,919	0	0
MICRON TECHNOLOGY INC	Common Stock	595112103	2,683,602	31,446	SH		DFND	23	31,446	0	0
MONDELEZ INTERNATIONAL INC-A	Common Stock	609207105	2,902,994	40,080	SH		DFND	23	40,080	0	0
MONSTER BEVERAGE CORP	Common Stock	61174X109	1,331,194	23,107	SH		DFND	23	23,107	0	0
MORGAN STANLEY	Common Stock	617446448	3,670,880	39,366	SH		DFND	23	39,366	0	0
MURPHY OIL CORP	Common Stock	626717102	531,330	12,455	SH		DFND	23	12,455	0	0
NOV INC	Common Stock	62955J103	668,733	32,975	SH		DFND	23	32,975	0	0
NNN REIT INC	REIT	637417106	620,037	14,386	SH		DFND	23	14,386	0	0
NEOGEN CORP	Common Stock	640491106	333,746	16,596	SH		DFND	23	16,596	0	0
NETAPP INC	Common Stock	64110D104	3,373,354	38,264	SH		DFND	23	38,264	0	0
NETFLIX INC	Common Stock	64110L106	6,418,052	13,182	SH		DFND	23	13,182	0	0
NEW YORK COMMUNITY BANCORP	Common Stock	649445103	583,877	57,075	SH		DFND	23	57,075	0	0
NEW YORK TIMES CO-A	Common Stock	650111107	649,215	13,252	SH		DFND	23	13,252	0	0
NEWELL BRANDS INC	Common Stock	651229106	227,121	26,166	SH		DFND	23	26,166	0	0
NEWMONT CORP	Common Stock	651639106	989,180	23,899	SH		DFND	23	23,899	0	0
NEWS CORP - CLASS A	Common Stock	65249B109	250,484	10,203	SH		DFND	23	10,203	0	0
NEXTERA ENERGY INC	Common Stock	65339F101	3,561,490	58,635	SH		DFND	23	58,635	0	0
NIKE INC -CL B	Common Stock	654106103	4,035,221	37,167	SH		DFND	23	37,167	0	0
NISOURCE INC	Common Stock	65473P105	394,188	14,847	SH		DFND	23	14,847	0	0
GEN DIGITAL INC	Common Stock	668771108	362,496	15,885	SH		DFND	23	15,885	0	0
NUCOR CORP	Common Stock	670346105	9,456,811	54,337	SH		DFND	23	54,337	0	0
NVIDIA CORP	Common Stock	67066G104	36,342,710	73,387	SH		DFND	23	73,387	0	0
NUTRIEN LTD	Common Stock	67077M108	989,793	17,569	SH		DFND	23	17,569	0	0
OGE ENERGY CORP	Common Stock	670837103	520,841	14,911	SH		DFND	23	14,911	0	0
OCCIDENTAL PETROLEUM CORP	Common Stock	674599105	1,149,477	19,251	SH		DFND	23	19,251	0	0
OLD NATIONAL BANCORP	Common Stock	680033107	328,409	19,444	SH		DFND	23	19,444	0	0
OLD REPUBLIC INTL CORP	Common Stock	680223104	555,601	18,898	SH		DFND	23	18,898	0	0
OMEGA HEALTHCARE INVESTORS	REIT	681936100	537,347	17,526	SH		DFND	23	17,526	0	0
ON SEMICONDUCTOR	Common Stock	682189105	1,067,263	12,777	SH		DFND	23	12,777	0	0
ONEOK INC	Common Stock	682680103	1,123,028	15,993	SH		DFND	23	15,993	0	0
ORACLE CORP	Common Stock	68389X105	9,565,558	90,729	SH		DFND	23	90,729	0	0
OPTION CARE HEALTH INC	Common Stock	68404L201	473,782	14,063	SH		DFND	23	14,063	0	0
ORGANON & CO	Common Stock	68622V106	232,436	16,119	SH		DFND	23	16,119	0	0
OTIS WORLDWIDE CORP	Common Stock	68902V107	1,239,249	13,851	SH		DFND	23	13,851	0	0
OWENS CORNING	Common Stock	690742101	12,859,694	86,755	SH		DFND	23	86,755	0	0
PNC FINANCIAL SERVICES GROUP	Common Stock	693475105	1,740,049	11,237	SH		DFND	23	11,237	0	0
PPL CORP	Common Stock	69351T106	454,657	16,777	SH		DFND	23	16,777	0	0
PACCAR INC	Common Stock	693718108	1,524,805	15,615	SH		DFND	23	15,615	0	0
PAN AMERICAN SILVER CORP	Common Stock	697900108	223,197	13,673	SH		DFND	23	13,673	0	0
PARK HOTELS & RESORTS INC	REIT	700517105	219,050	14,317	SH		DFND	23	14,317	0	0
PATTERSON-UTI ENERGY INC	Common Stock	703481101	260,798	24,148	SH		DFND	23	24,148	0	0
PAYPAL HOLDINGS INC	Common Stock	70450Y103	2,004,422	32,640	SH		DFND	23	32,640	0	0
PEMBINA PIPELINE CORP	Common Stock	706327103	452,981	13,157	SH		DFND	23	13,157	0	0
PENN ENTERTAINMENT INC	Common Stock	707569109	293,948	11,297	SH		DFND	23	11,297	0	0
PEPSICO INC	Common Stock	713448108	47,297,723	278,484	SH		DFND	23	278,484	0	0
PERFORMANCE FOOD GROUP CO	Common Stock	71377A103	856,561	12,387	SH		DFND	23	12,387	0	0
PFIZER INC	Common Stock	717081103	15,479,807	537,680	SH		DFND	23	537,680	0	0
PHILIP MORRIS INTERNATIONAL	Common Stock	718172109	64,220,419	682,615	SH		DFND	23	682,615	0	0
PHILLIPS 66	Common Stock	718546104	1,773,425	13,320	SH		DFND	23	13,320	0	0
PHYSICIANS REALTY TRUST	REIT	71943U104	247,193	18,572	SH		DFND	23	18,572	0	0
T ROWE PRICE GROUP INC	Common Stock	74144T108	20,296,657	188,473	SH		DFND	23	188,473	0	0
PROCTER & GAMBLE CO/THE	Common Stock	742718109	74,405,392	507,748	SH		DFND	23	507,748	0	0
PROGRESSIVE CORP	Common Stock	743315103	2,781,507	17,463	SH		DFND	23	17,463	0	0
PROLOGIS INC	REIT	74340W103	3,640,156	27,308	SH		DFND	23	27,308	0	0
PRUDENTIAL FINANCIAL INC	Common Stock	744320102	1,136,869	10,962	SH		DFND	23	10,962	0	0
QUALCOMM INC	Common Stock	747525103	33,767,779	233,477	SH		DFND	23	233,477	0	0
RPM INTERNATIONAL INC	Common Stock	749685103	1,131,258	10,134	SH		DFND	23	10,134	0	0
RANGE RESOURCES CORP	Common Stock	75281A109	594,341	19,525	SH		DFND	23	19,525	0	0
RANI THERAPEUTICS HOLDINGS-A	Common Stock	753018100	1,597,916	481,300	SH		DFND	23	481,300	0	0
RTX CORP	Common Stock	75513E101	3,612,046	42,929	SH		DFND	23	42,929	0	0
REALTY INCOME CORP	REIT	756109104	1,047,972	18,251	SH		DFND	23	18,251	0	0
REGIONS FINANCIAL CORP	Common Stock	7591EP100	18,221,948	940,245	SH		DFND	23	940,245	0	0
RESIDEO TECHNOLOGIES INC	Common Stock	76118Y104	223,958	11,900	SH		DFND	23	11,900	0	0
RESTAURANT BRANDS INTERN	Common Stock	76131D103	907,435	11,614	SH		DFND	23	11,614	0	0
REXFORD INDUSTRIAL REALTY IN	REIT	76169C100	930,699	16,590	SH		DFND	23	16,590	0	0
ROGERS COMMUNICATIONS INC-B	Common Stock	775109200	762,449	16,287	SH		DFND	23	16,287	0	0
ROSS STORES INC	Common Stock	778296103	1,538,758	11,119	SH		DFND	23	11,119	0	0
ROYAL BANK OF CANADA	Common Stock	780087102	24,474,990	241,754	SH		DFND	23	241,754	0	0
SLM CORP	Common Stock	78442P106	361,808	18,923	SH		DFND	23	18,923	0	0
SABRA HEALTH CARE REIT INC	REIT	78573L106	280,905	19,685	SH		DFND	23	19,685	0	0
SALESFORCE INC	Common Stock	79466L302	7,653,690	29,086	SH		DFND	23	29,086	0	0
SCHLUMBERGER LTD	Common Stock	806857108	2,346,588	45,092	SH		DFND	23	45,092	0	0
SCHWAB (CHARLES) CORP	Common Stock	808513105	3,038,346	44,162	SH		DFND	23	44,162	0	0
SEA LTD-ADR	ADR	81141R100	493,412	12,183	SH		DFND	23	12,183	0	0
SEMPRA	Common Stock	816851109	1,304,562	17,457	SH		DFND	23	17,457	0	0
SERVICE CORP INTERNATIONAL	Common Stock	817565104	813,528	11,885	SH		DFND	23	11,885	0	0
SHOPIFY INC - CLASS A	Common Stock	82509L107	3,404,619	43,731	SH		DFND	23	43,731	0	0
SKECHERS USA INC-CL A	Common Stock	830566105	652,824	10,472	SH		DFND	23	10,472	0	0
SKYWORKS SOLUTIONS INC	Common Stock	83088M102	11,113,279	98,855	SH		DFND	23	98,855	0	0
SOUTHERN CO/THE	Common Stock	842587107	2,306,177	32,889	SH		DFND	23	32,889	0	0
SOUTHWEST AIRLINES CO	Common Stock	844741108	552,503	19,131	SH		DFND	23	19,131	0	0
SOUTHWESTERN ENERGY CO	Common Stock	845467109	584,928	89,302	SH		DFND	23	89,302	0	0
SPIRIT REALTY CAPITAL INC	REIT	84860W300	531,358	12,162	SH		DFND	23	12,162	0	0
STARBUCKS CORP	Common Stock	855244109	15,266,838	159,013	SH		DFND	23	159,013	0	0
STEEL DYNAMICS INC	Common Stock	858119100	6,428,774	54,435	SH		DFND	23	54,435	0	0
SUN LIFE FINANCIAL INC	Common Stock	866796105	1,249,620	24,095	SH		DFND	23	24,095	0	0
SUNCOR ENERGY INC	Common Stock	867224107	1,556,334	48,580	SH		DFND	23	48,580	0	0
SUNRUN INC	Common Stock	86771W105	325,642	16,589	SH		DFND	23	16,589	0	0
SYNOVUS FINANCIAL CORP	Common Stock	87161C501	494,006	13,121	SH		DFND	23	13,121	0	0
SYNCHRONY FINANCIAL	Common Stock	87165B103	20,928,922	548,021	SH		DFND	23	548,021	0	0
SYSCO CORP	Common Stock	871829107	1,126,056	15,398	SH		DFND	23	15,398	0	0
TJX COMPANIES INC	Common Stock	872540109	3,038,506	32,390	SH		DFND	23	32,390	0	0
T-MOBILE US INC	Common Stock	872590104	2,401,102	14,976	SH		DFND	23	14,976	0	0
TARGET CORP	Common Stock	87612E106	14,781,060	103,785	SH		DFND	23	103,785	0	0
TC ENERGY CORP	Common Stock	87807B107	1,293,873	33,123	SH		DFND	23	33,123	0	0
TECK RESOURCES LTD-CLS B	Common Stock	878742204	656,455	15,530	SH		DFND	23	15,530	0	0
TEGNA INC	Common Stock	87901J105	211,018	13,792	SH		DFND	23	13,792	0	0
TELUS CORP	Common Stock	87971M103	364,595	20,488	SH		DFND	23	20,488	0	0
TEMPUR SEALY INTERNATIONAL I	Common Stock	88023U101	724,742	14,219	SH		DFND	23	14,219	0	0
TESLA INC	Common Stock	88160R101	20,356,972	81,926	SH		DFND	23	81,926	0	0
TEVA PHARMACEUTICAL-SP ADR	ADR	881624209	400,750	38,386	SH		DFND	23	38,386	0	0
TEXAS INSTRUMENTS INC	Common Stock	882508104	37,061,754	217,422	SH		DFND	23	217,422	0	0
THERMO FISHER SCIENTIFIC INC	Common Stock	883556102	6,120,539	11,531	SH		DFND	23	11,531	0	0
3M CO	Common Stock	88579Y101	17,318,693	158,422	SH		DFND	23	158,422	0	0
TORONTO-DOMINION BANK	Common Stock	891160509	4,455,949	68,960	SH		DFND	23	68,960	0	0
TRUECAR INC	Common Stock	89785L107	27,549,368	7,962,245	SH		DFND	23	7,962,245	0	0
TRUIST FINANCIAL CORP	Common Stock	89832Q109	1,488,504	40,317	SH		DFND	23	40,317	0	0
UGI CORP	Common Stock	902681105	381,718	15,517	SH		DFND	23	15,517	0	0
US BANCORP	Common Stock	902973304	9,957,040	230,061	SH		DFND	23	230,061	0	0
UNION PACIFIC CORP	Common Stock	907818108	11,820,708	48,126	SH		DFND	23	48,126	0	0
UNITED COMMUNITY BANKS/GA	Common Stock	90984P303	307,201	10,499	SH		DFND	23	10,499	0	0
UNITED BANKSHARES INC	Common Stock	909907107	475,796	12,671	SH		DFND	23	12,671	0	0
UNITED PARCEL SERVICE-CL B	Common Stock	911312106	37,315,868	237,333	SH		DFND	23	237,333	0	0
UNITED STATES STEEL CORP	Common Stock	912909108	853,272	17,539	SH		DFND	23	17,539	0	0
UNITEDHEALTH GROUP INC	Common Stock	91324P102	61,544,343	116,900	SH		DFND	23	116,900	0	0
UNUM GROUP	Common Stock	91529Y106	620,690	13,726	SH		DFND	23	13,726	0	0
VALERO ENERGY CORP	Common Stock	91913Y100	22,809,930	175,461	SH		DFND	23	175,461	0	0
VALLEY NATIONAL BANCORP	Common Stock	919794107	397,867	36,636	SH		DFND	23	36,636	0	0
VANGUARD TOTAL INTL STOCK	ETP	921909768	11,817,233	203,886	SH		DFND		203,886	0	0
VANGUARD SHORT-TERM BOND ETF	ETP	921937827	30,895,033	401,130	SH		DFND		401,130	0	0
VANGUARD TOTAL BOND MARKET	ETP	921937835	11,761,307	159,909	SH		DFND		159,909	0	0
VANGUARD INT-TERM CORPORATE	ETP	92206C870	19,434,129	239,101	SH		DFND		239,101	0	0
VANGUARD LONG-TERM CORP BOND	ETP	92206C813	19,265,255	240,365	SH		DFND		240,365	0	0
VANGUARD S/T CORP BOND ETF	ETP	92206C409	19,461,882	251,543	SH		DFND		251,543	0	0
VENTAS INC	REIT	92276F100	544,801	10,931	SH		DFND	23	10,931	0	0
MFC VANGUARD EXTD MKT ETF	ETP	922908652	28,348,639	172,416	SH		DFND		172,416	0	0
MFC VANGUARD INDEX FUNDS S&P 500 ETF SHSNEW	ETP	922908363	94,236,106	215,742	SH		DFND		215,742	0	0
VERIZON COMMUNICATIONS INC	Common Stock	92343V104	21,962,587	582,562	SH		DFND	23	582,562	0	0
PARAMOUNT GLOBAL-CLASS B	Common Stock	92556H206	200,538	13,559	SH		DFND	23	13,559	0	0
VIATRIS INC	Common Stock	92556V106	418,753	38,666	SH		DFND	23	38,666	0	0
VICI PROPERTIES INC	REIT	925652109	768,818	24,116	SH		DFND	23	24,116	0	0
VISA INC-CLASS A SHARES	Common Stock	92826C839	12,463,996	47,874	SH		DFND	23	47,874	0	0
VONTIER CORP	Common Stock	928881101	402,231	11,642	SH		DFND	23	11,642	0	0
VORNADO REALTY TRUST	REIT	929042109	407,139	14,412	SH		DFND	23	14,412	0	0
WEC ENERGY GROUP INC	Common Stock	92939U106	857,776	10,191	SH		DFND	23	10,191	0	0
WALMART INC	Common Stock	931142103	28,556,248	181,137	SH		DFND	23	181,137	0	0
WALGREENS BOOTS ALLIANCE INC	Common Stock	931427108	633,455	24,261	SH		DFND	23	24,261	0	0
WARNER BROS DISCOVERY INC	Common Stock	934423104	759,524	66,742	SH		DFND	23	66,742	0	0
WASTE MANAGEMENT INC	Common Stock	94106L109	1,954,518	10,913	SH		DFND	23	10,913	0	0
WEBSTER FINANCIAL CORP	Common Stock	947890109	661,758	13,037	SH		DFND	23	13,037	0	0
WELLS FARGO & CO	Common Stock	949746101	5,278,796	107,249	SH		DFND	23	107,249	0	0
WELLTOWER INC	REIT	95040Q104	1,340,738	14,869	SH		DFND	23	14,869	0	0
WENDY'S CO/THE	Common Stock	95058W100	260,759	13,386	SH		DFND	23	13,386	0	0
WESTERN DIGITAL CORP	Common Stock	958102105	531,556	10,150	SH		DFND	23	10,150	0	0
WESTERN UNION CO	Common Stock	959802109	10,405,886	872,977	SH		DFND	23	872,977	0	0
WESTROCK CO	Common Stock	96145D105	445,510	10,730	SH		DFND	23	10,730	0	0
WEYERHAEUSER CO	REIT	962166104	692,132	19,906	SH		DFND	23	19,906	0	0
WHEATON PRECIOUS METALS CORP	Common Stock	962879102	752,935	15,262	SH		DFND	23	15,262	0	0
WILLIAMS COS INC	Common Stock	969457100	1,397,693	40,129	SH		DFND	23	40,129	0	0
WOLFSPEED INC	Common Stock	977852102	446,804	10,269	SH		DFND	23	10,269	0	0
XCEL ENERGY INC	Common Stock	98389B100	1,087,821	17,571	SH		DFND	23	17,571	0	0
YUM! BRANDS INC	Common Stock	988498101	17,420,898	133,330	SH		DFND	23	133,330	0	0
ZOETIS INC	Common Stock	98978V103	2,700,416	13,682	SH		DFND	23	13,682	0	0
DEUTSCHE BANK AG-REGISTERED	Common Stock	D18190898	1,017,317	74,533	SH		DFND	23	74,533	0	0
AMCOR PLC	Common Stock	G0250X107	395,221	40,998	SH		DFND	23	40,998	0	0
ACCENTURE PLC-CL A	Common Stock	G1151C101	20,187,852	57,530	SH		DFND	23	57,530	0	0
EATON CORP PLC	Common Stock	G29183103	2,869,370	11,915	SH		DFND	23	11,915	0	0
FERGUSON PLC	Common Stock	G3421J106	3,279,173	17,074	SH		DFND	23	17,074	0	0
GENPACT LTD	Common Stock	G3922B107	449,668	12,955	SH		DFND	23	12,955	0	0
JANUS HENDERSON GROUP PLC	Common Stock	G4474Y214	308,193	10,222	SH		DFND	23	10,222	0	0
INVESCO LTD	Common Stock	G491BT108	287,599	16,121	SH		DFND	23	16,121	0	0
JOHNSON CONTROLS INTERNATION	Common Stock	G51502105	1,174,473	20,376	SH		DFND	23	20,376	0	0
MEDTRONIC PLC	Common Stock	G5960L103	3,172,289	38,508	SH		DFND	23	38,508	0	0
NORWEGIAN CRUISE LINE HOLDIN	Common Stock	G66721104	203,486	10,154	SH		DFND	23	10,154	0	0
NVENT ELECTRIC PLC	Common Stock	G6700G107	774,788	13,112	SH		DFND	23	13,112	0	0
PERRIGO CO PLC	Common Stock	G97822103	367,528	11,421	SH		DFND	23	11,421	0	0
ALCON INC	Common Stock	H01301128	1,330,360	17,046	SH		DFND	23	17,046	0	0
CHUBB LTD	Common Stock	H1467J104	2,677,196	11,846	SH		DFND	23	11,846	0	0
UBS GROUP AG-REG	Common Stock	H42097107	3,788,961	122,096	SH		DFND	23	122,096	0	0
TE CONNECTIVITY LTD	Common Stock	H84989104	1,411,182	10,044	SH		DFND	23	10,044	0	0
CNH INDUSTRIAL NV	Common Stock	N20944109	426,068	34,833	SH		DFND	23	34,833	0	0
LYONDELLBASELL INDU-CL A	Common Stock	N53745100	20,978,071	220,636	SH		DFND	23	220,636	0	0
NXP SEMICONDUCTORS NV	Common Stock	N6596X109	4,628,971	20,154	SH		DFND	23	20,154	0	0
STELLANTIS NV	Common Stock	N82405106	1,834,515	78,571	SH		DFND	23	78,571	0	0
ANTERO RESOURCES CORP	Common Stock	03674X106	517,830	22,832	SH		DFND	23	22,832	0	0
ARCH CAPITAL GROUP LTD	Common Stock	G0450A105	838,063	11,284	SH		DFND	23	11,284	0	0
FRONTIER COMMUNICATIONS PARE	Common Stock	35909D109	445,046	17,563	SH		DFND	23	17,563	0	0
P G & E CORP	Common Stock	69331C108	1,113,821	61,776	SH		DFND	23	61,776	0	0
BROOKFIELD ASSET MGMT-A	Common Stock	113004105	490,971	12,224	SH		DFND	23	12,224	0	0
BROOKFIELD CORP	Common Stock	11271J107	2,166,272	54,006	SH		DFND	23	54,006	0	0
CUBESMART	REIT	229663109	760,325	16,404	SH		DFND	23	16,404	0	0
GE HEALTHCARE TECHNOLOGY	Common Stock	36266G107	806,757	10,434	SH		DFND	23	10,434	0	0
LINDE PLC	Common Stock	G54950103	5,966,795	14,528	SH		DFND	23	14,528	0	0
MFC VANGUARD HIGH DIVIDEND YIELD ETF	ETP	921946406	24,319,823	217,861	SH		DFND		217,861	0	0
MFC VANGUARD INTL EQUITY INDEX FDS VANGUARD FTSE ALL WORLD EX US ETF	ETP	922042775	61,562,394	1,096,587	SH		DFND		1,096,587	0	0
MFC VICTORY PORTFOLIOS II VICTORYSHARES CORE INTERMEDIATE BOND ETF	ETP	92647N527	103,045,696	2,196,668	SH		DFND		2,196,668	0	0
MFC VANGUARD SPECIALIZED FUNDS DIVID APPRECIATION ETF SHS	ETP	921908844	2,982,511	17,503	SH		DFND		17,503	0	0
MFC VANGUARD HIGH DIVIDEND YIELD ETF	ETP	921946406	2,999,052	26,866	SH		DFND		26,866	0	0
MFC VANGUARD INTL EQUITY INDEX FDS VANGUARD FTSE ALL WORLD EX US ETF	ETP	922042775	8,987,733	160,095	SH		DFND		160,095	0	0
MFC VANGUARD INDEX FDS TOTAL STOCK MARKET ETF	ETP	922908769	7,010,088	29,551	SH		DFND		29,551	0	0
ISHARES CORE U.S. AGGREGATE	ETP	464287226	809,699,564	8,158,182	SH		DFND		8,158,182	0	0
ARAMARK	Common Stock	03852U106	583,778	20,775	SH		DFND	23	20,775	0	0
AXALTA COATING SYSTEMS LTD	Common Stock	G0750C108	572,734	16,860	SH		DFND	23	16,860	0	0
CANADIAN PACIFIC KANSAS CITY	Common Stock	13646K108	2,647,565	33,462	SH		DFND	23	33,462	0	0
RADIAN GROUP INC	Common Stock	750236101	358,017	12,540	SH		DFND	23	12,540	0	0
STARWOOD PROPERTY TRUST INC	REIT	85571B105	463,344	22,043	SH		DFND	23	22,043	0	0
US FOODS HOLDING CORP	Common Stock	912008109	804,892	17,725	SH		DFND	23	17,725	0	0
VERRA MOBILITY CORP	Common Stock	92511U102	258,696	11,233	SH		DFND	23	11,233	0	0
STAG INDUSTRIAL INC	REIT	85254J102	543,633	13,847	SH		DFND	23	13,847	0	0
GRAPHIC PACKAGING HOLDING CO	Common Stock	388689101	573,630	23,271	SH		DFND	23	23,271	0	0
DROPBOX INC-CLASS A	Common Stock	26210C104	568,993	19,301	SH		DFND	23	19,301	0	0
OVINTIV INC	Common Stock	69047Q102	838,038	19,081	SH		DFND	23	19,081	0	0
ZOOMINFO TECHNOLOGIES INC	Common Stock	98980F104	428,543	23,177	SH		DFND	23	23,177	0	0
ISHARES MSCI EMR MRK EX CHNA	ETP	46434G764	42,503,958	767,081	SH		DFND	23	767,081	0	0
CRH PLC	Common Stock	G25508105	23,196,178	336,622	SH		DFND	23	336,622	0	0
EQUITY LIFESTYLE PROPERTIES	REIT	29472R108	1,002,373	14,210	SH		DFND	23	14,210	0	0
AIRBNB INC-CLASS A	Common Stock	009066101	1,742,047	12,796	SH		DFND	23	12,796	0	0
ALLY FINANCIAL INC	Common Stock	02005N100	718,619	20,579	SH		DFND	23	20,579	0	0
APPLE HOSPITALITY REIT INC	REIT	03784Y200	237,756	14,314	SH		DFND	23	14,314	0	0
BLACKSTONE INC	Common Stock	09260D107	2,773,278	21,183	SH		DFND	23	21,183	0	0
BLACKSTONE MORTGAGE TRU-CL A	REIT	09257W100	259,430	12,197	SH		DFND	23	12,197	0	0
FIDELITY NATIONAL FINANCIAL	Common Stock	31620R303	983,666	19,280	SH		DFND	23	19,280	0	0
GAMING AND LEISURE PROPERTIE	REIT	36467J108	987,494	20,010	SH		DFND	23	20,010	0	0
GODADDY INC - CLASS A	Common Stock	380237107	1,171,369	11,034	SH		DFND	23	11,034	0	0
KENVUE INC	Common Stock	49177J102	1,077,856	50,063	SH		DFND	23	50,063	0	0
LIBERTY ENERGY INC	Common Stock	53115L104	201,173	11,090	SH		DFND	23	11,090	0	0
PERMIAN RESOURCES CORP	Common Stock	71424F105	355,518	26,141	SH		DFND	23	26,141	0	0
SENSATA TECHNOLOGIES HOLDING	Common Stock	G8060N102	383,890	10,218	SH		DFND	23	10,218	0	0
VISTRA CORP	Common Stock	92840M102	1,022,475	26,544	SH		DFND	23	26,544	0	0