Loans and Leases | Loans and Leases Summary of Major Loan and Lease Categories At June 30, 2018 (Dollars in thousands) Originated Acquired Total Commercial, financial and agricultural $ 880,961 $ 45,199 $ 926,160 Real estate-commercial 1,373,093 270,551 1,643,644 Real estate-construction 204,602 4,284 208,886 Real estate-residential secured for business purpose 267,014 71,698 338,712 Real estate-residential secured for personal purpose 296,734 54,689 351,423 Real estate-home equity secured for personal purpose 175,351 9,909 185,260 Loans to individuals 31,048 143 31,191 Lease financings 133,122 — 133,122 Total loans and leases held for investment, net of deferred income $ 3,361,925 $ 456,473 $ 3,818,398 Unearned lease income, included in the above table $ (14,700 ) $ — $ (14,700 ) Net deferred costs, included in the above table 4,060 — 4,060 Overdraft deposits included in the above table 98 — 98 At December 31, 2017 (Dollars in thousands) Originated Acquired Total Commercial, financial and agricultural $ 833,100 $ 63,111 $ 896,211 Real estate-commercial 1,235,681 306,460 1,542,141 Real estate-construction 171,244 4,592 175,836 Real estate-residential secured for business purpose 250,800 91,167 341,967 Real estate-residential secured for personal purpose 260,654 60,920 321,574 Real estate-home equity secured for personal purpose 171,884 12,386 184,270 Loans to individuals 28,156 144 28,300 Lease financings 129,768 — 129,768 Total loans and leases held for investment, net of deferred income $ 3,081,287 $ 538,780 $ 3,620,067 Unearned lease income, included in the above table $ (14,243 ) $ — $ (14,243 ) Net deferred costs, included in the above table 4,669 — 4,669 Overdraft deposits included in the above table 222 — 222 Overdraft deposits are re-classified as loans and are included in the total loans and leases on the balance sheet. The carrying amount of acquired loans at June 30, 2018 totaled $456.5 million , including $368.6 million of loans from the Fox Chase acquisition and $87.9 million from the Valley Green Bank acquisition. At June 30, 2018 , loans acquired with deteriorated credit quality, or acquired credit impaired loans, totaled $998 thousand representing $332 thousand from the Fox Chase acquisition and $666 thousand from the Valley Green Bank acquisition. Acquired credit impaired loans are accounted for in accordance with Accounting Standards Codification (ASC) Topic 310-30. The outstanding principal balance and carrying amount for acquired credit impaired loans at June 30, 2018 and December 31, 2017 were as follows: (Dollars in thousands) At June 30, 2018 At December 31, 2017 Outstanding principal balance $ 1,378 $ 2,325 Carrying amount 998 1,583 Allowance for loan losses — — The following table presents the changes in accretable yield on acquired credit impaired loans: Six Months Ended June 30, (Dollars in thousands) 2018 2017 Beginning of period $ 11 $ 50 Reclassification from nonaccretable discount 375 279 Accretable discount amortized to interest income (386 ) (297 ) Disposals — (4 ) End of period $ — $ 28 Age Analysis of Past Due Loans and Leases The following presents, by class of loans and leases, an aging of past due loans and leases, loans and leases which are current and the recorded investment in loans and leases 90 days or more past due which are accruing interest at June 30, 2018 and December 31, 2017 : (Dollars in thousands) 30-59 60-89 90 Days Total Current Acquired Credit Impaired Total Loans Recorded At June 30, 2018 Commercial, financial and agricultural $ 1,777 $ 141 $ 2,240 $ 4,158 $ 921,735 $ 267 $ 926,160 $ — Real estate—commercial real estate and construction: Commercial real estate 1,543 1,145 1,619 4,307 1,639,131 206 1,643,644 — Construction 364 — — 364 208,522 — 208,886 — Real estate—residential and home equity: Residential secured for business purpose 1,750 782 1,173 3,705 334,547 460 338,712 — Residential secured for personal purpose 2,896 88 1,561 4,545 346,813 65 351,423 — Home equity secured for personal purpose 672 698 1,205 2,575 182,685 — 185,260 — Loans to individuals 137 49 101 287 30,904 — 31,191 101 Lease financings 1,383 646 1,575 3,604 129,518 — 133,122 49 Total $ 10,522 $ 3,549 $ 9,474 $ 23,545 $ 3,793,855 $ 998 $ 3,818,398 $ 150 At December 31, 2017 Commercial, financial and agricultural $ 2,182 $ 1,440 $ 1,509 $ 5,131 $ 890,658 $ 422 $ 896,211 $ — Real estate—commercial real estate and construction: Commercial real estate 733 548 1,410 2,691 1,539,094 356 1,542,141 — Construction 1,970 — 365 2,335 173,501 — 175,836 — Real estate—residential and home equity: Residential secured for business purpose 1,651 315 1,355 3,321 338,061 585 341,967 162 Residential secured for personal purpose 4,368 1,118 23 5,509 315,845 220 321,574 — Home equity secured for personal purpose 1,414 333 464 2,211 182,059 — 184,270 148 Loans to individuals 221 139 195 555 27,745 — 28,300 195 Lease financings 1,143 392 1,855 3,390 126,378 — 129,768 256 Total $ 13,682 $ 4,285 $ 7,176 $ 25,143 $ 3,593,341 $ 1,583 $ 3,620,067 $ 761 Nonperforming Loans and Leases The following presents, by class of loans and leases, nonperforming loans and leases at June 30, 2018 and December 31, 2017 . Nonperforming loans exclude acquired credit impaired loans from Fox Chase and Valley Green. At June 30, 2018 At December 31, 2017 (Dollars in thousands) Nonaccrual Accruing Loans and Total Nonperforming Nonaccrual Accruing Loans and Total Nonperforming Commercial, financial and agricultural $ 4,084 $ 607 $ — $ 4,691 $ 4,448 $ 921 $ — $ 5,369 Real estate—commercial real estate and construction: Commercial real estate 19,584 — — 19,584 4,285 10,266 — 14,551 Construction 110 — — 110 365 — — 365 Real estate—residential and home equity: Residential secured for business purpose 1,538 183 — 1,721 2,843 206 162 3,211 Residential secured for personal purpose 1,741 — — 1,741 466 42 — 508 Home equity secured for personal purpose 1,565 — — 1,565 511 — 148 659 Loans to individuals — — 101 101 — — 195 195 Lease financings 1,526 — 49 1,575 1,599 — 256 1,855 Total $ 30,148 $ 790 $ 150 $ 31,088 $ 14,517 $ 11,435 $ 761 $ 26,713 * Includes nonaccrual troubled debt restructured loans and lease modifications of $1.8 million and $2.5 million at June 30, 2018 and December 31, 2017 , respectively. Accruing troubled debt restructuring loans of $11.4 million at December 31, 2017 includes balances of $10.3 million related to one borrower which were classified as troubled debt restructurings as the related loans were granted amortization period extensions. These troubled debt restructured loans were returned to performing status during the first quarter of 2018 as the borrower was in compliance with the modified terms of the restructurings for the required time period. At June 30, 2018 , commercial real estate nonaccrual loans and leases includes a $12.0 million loan that was placed on nonaccrual status during the first quarter of 2018. A specific reserve of $650 thousand was recorded for this loan as of June 30, 2018 . Credit Quality Indicators The following tables present by class, the recorded investment in loans and leases held for investment by credit quality indicator at June 30, 2018 and December 31, 2017 . The Corporation employs a ten (10) grade risk rating system related to the credit quality of commercial loans and residential real estate loans secured for a business purpose of which the first six categories are pass categories (credits not adversely rated). The following is a description of the internal risk ratings and the likelihood of loss related to each risk rating. Loans with a relationship balance of less than $1 million are reviewed on a performance basis, with the primary monitored metrics being delinquency (60 days or more past due) and revolving stagnancy. Loans with relationships greater than $1 million are reviewed at least annually. Loan relationships exceeding $15 million or classified as special mention or substandard are reviewed at least quarterly, or more frequently based on management’s discretion. 1. Cash Secured—No credit risk 2. Fully Secured—Negligible credit risk 3. Strong—Minimal credit risk 4. Satisfactory—Nominal credit risk 5. Acceptable—Moderate credit risk 6. Pre-Watch—Marginal, but stable credit risk 7. Special Mention—Potential weakness 8. Substandard—Well-defined weakness 9. Doubtful—Collection in-full improbable 10. Loss—Considered uncollectible Commercial Credit Exposure Credit Risk by Internally Assigned Grades The following table presents classifications for originated loans: (Dollars in thousands) Commercial, Real Estate— Real Estate— Real Estate— Total At June 30, 2018 Grade: 1. Cash secured/ 2. Fully secured $ 2,846 $ — $ 24,304 $ — $ 27,150 3. Strong 13,926 612 — — 14,538 4. Satisfactory 21,425 25,860 — 268 47,553 5. Acceptable 606,047 1,045,630 74,818 225,971 1,952,466 6. Pre-watch 204,593 249,505 103,970 36,000 594,068 7. Special Mention 23,203 41,286 1,400 984 66,873 8. Substandard 8,921 10,200 110 3,791 23,022 9. Doubtful — — — — — 10.Loss — — — — — Total $ 880,961 $ 1,373,093 $ 204,602 $ 267,014 $ 2,725,670 At December 31, 2017 Grade: 1. Cash secured/ 2. Fully secured $ 2,521 $ — $ 20,420 $ — $ 22,941 3. Strong 9,206 1,821 — — 11,027 4. Satisfactory 30,283 26,950 — 274 57,507 5. Acceptable 593,205 960,258 76,899 215,750 1,846,112 6. Pre-watch 179,990 209,844 72,168 29,738 491,740 7. Special Mention 4,027 12,974 1,392 296 18,689 8. Substandard 13,868 23,834 365 4,742 42,809 9. Doubtful — — — — — 10.Loss — — — — — Total $ 833,100 $ 1,235,681 $ 171,244 $ 250,800 $ 2,490,825 The following table presents classifications for acquired loans: (Dollars in thousands) Commercial, Real Estate— Real Estate— Real Estate— Total At June 30, 2018 Grade: 1. Cash secured/ 2. Fully secured $ — $ — $ — $ — $ — 3. Strong — — — — — 4. Satisfactory — — — — — 5. Acceptable 42,051 164,915 — 61,566 268,532 6. Pre-watch 1,229 86,041 4,284 8,784 100,338 7. Special Mention 865 4,462 — — 5,327 8. Substandard 1,054 15,133 — 1,348 17,535 9. Doubtful — — — — — 10.Loss — — — — — Total $ 45,199 $ 270,551 $ 4,284 $ 71,698 $ 391,732 December 31, 2017 Grade: 1. Cash secured/ 2. Fully secured $ 1,120 $ — $ — $ — $ 1,120 3. Strong — — — — — 4. Satisfactory 125 482 — — 607 5. Acceptable 49,949 183,490 — 73,402 306,841 6. Pre-watch 6,183 98,977 4,592 15,861 125,613 7. Special Mention 1,007 17,028 — — 18,035 8. Substandard 4,727 6,483 — 1,904 13,114 9. Doubtful — — — — — 10.Loss — — — — — Total $ 63,111 $ 306,460 $ 4,592 $ 91,167 $ 465,330 Credit Exposure—Real Estate—Residential Secured for Personal Purpose, Real Estate—Home Equity Secured for Personal Purpose, Loans to individuals, Lease Financing Credit Risk Profile by Payment Activity The Corporation monitors the credit risk profile by payment activity for the following classifications of loans and leases: residential real estate loans secured for a personal purpose, home equity loans secured for a personal purpose, loans to individuals and lease financings. Nonperforming loans and leases are loans and leases past due 90 days or more, loans and leases on nonaccrual of interest and troubled debt restructured loans and lease modifications. Performing loans and leases are reviewed only if the loan becomes 60 days or more past due. Nonperforming loans and leases are reviewed monthly. Performing loans and leases have a nominal to moderate risk of loss. The following table presents classifications for originated loans: (Dollars in thousands) Real Estate— Real Estate— Loans to Lease Total At June 30, 2018 Performing $ 296,127 $ 174,866 $ 30,947 $ 131,547 $ 633,487 Nonperforming 607 485 101 1,575 2,768 Total $ 296,734 $ 175,351 $ 31,048 $ 133,122 $ 636,255 At December 31, 2017 Performing $ 260,589 $ 171,527 $ 27,961 $ 127,913 $ 587,990 Nonperforming 65 357 195 1,855 2,472 Total $ 260,654 $ 171,884 $ 28,156 $ 129,768 $ 590,462 The following table presents classifications for acquired loans: (Dollars in thousands) Real Estate— Real Estate— Loans to Lease Total At June 30, 2018 Performing $ 53,555 $ 8,829 $ 143 $ — $ 62,527 Nonperforming 1,134 1,080 — — 2,214 Total $ 54,689 $ 9,909 $ 143 $ — $ 64,741 At December 31, 2017 Performing $ 60,477 $ 12,084 $ 144 $ — $ 72,705 Nonperforming 443 302 — — 745 Total $ 60,920 $ 12,386 $ 144 $ — $ 73,450 Reserve for Loan and Lease Losses and Recorded Investment in Loans and Leases The following presents, by portfolio segment, a summary of the activity in the reserve for loan and lease losses for the three and six months ended June 30, 2018 and 2017 : (Dollars in thousands) Commercial, Real Estate— Real Estate— Real Estate— Loans to Lease Unallocated Total Three Months Ended June 30, 2018 Reserve for loan and lease losses: Beginning balance $ 6,942 $ 11,178 $ 1,871 $ 1,908 $ 372 $ 1,079 $ 60 $ 23,410 Charge-offs (13,048 ) — — — (79 ) (169 ) N/A (13,296 ) Recoveries 23 — 7 8 16 75 N/A 129 Provision (recovery of provision) 13,341 1,149 126 578 138 86 (9 ) 15,409 Ending balance $ 7,258 $ 12,327 $ 2,004 $ 2,494 $ 447 $ 1,071 $ 51 $ 25,652 Three Months Ended June 30, 2017 Reserve for loan and lease losses: Beginning balance $ 7,890 $ 7,624 $ 1,345 $ 1,001 $ 335 $ 1,329 $ 4 $ 19,528 Charge-offs (108 ) (30 ) (1,139 ) — (114 ) (327 ) N/A (1,718 ) Recoveries 210 — 8 4 46 66 N/A 334 Provision (recovery of provision) 321 874 915 (30 ) 62 592 33 2,767 Recovery of provision for acquired credit impaired loans — — — (1 ) — — — (1 ) Ending balance $ 8,313 $ 8,468 $ 1,129 $ 974 $ 329 $ 1,660 $ 37 $ 20,910 Six Months Ended June 30, 2018 Reserve for loan and lease losses: Beginning balance $ 6,742 $ 9,839 $ 1,661 $ 1,754 $ 373 $ 1,132 $ 54 $ 21,555 Charge-offs (13,649 ) (40 ) — — (171 ) (305 ) N/A (14,165 ) Recoveries 249 73 258 65 46 109 N/A 800 Provision (recovery of provision) 13,916 2,455 85 674 199 135 (3 ) 17,461 Provision for acquired credit impaired loans — — — 1 — — — 1 Ending balance $ 7,258 $ 12,327 $ 2,004 $ 2,494 $ 447 $ 1,071 $ 51 $ 25,652 Six Months Ended June 30, 2017 Reserve for loan and lease losses: Beginning balance $ 7,037 $ 7,505 $ 774 $ 993 $ 364 $ 788 $ 38 $ 17,499 Charge-offs (286 ) (30 ) (1,181 ) (94 ) (240 ) (584 ) N/A (2,415 ) Recoveries 397 3 18 21 81 95 N/A 615 Provision (recovery of provision) 1,165 990 1,518 52 124 1,361 (1 ) 5,209 Provision for acquired credit impaired loans — — — 2 — — — 2 Ending balance $ 8,313 $ 8,468 $ 1,129 $ 974 $ 329 $ 1,660 $ 37 $ 20,910 N/A – Not applicable Charge-offs for the three and six months ended June 30, 2018 include a charge-off of $12.7 million for a commercial loan relationship related to alleged fraudulent activities believed to be perpetrated by one or more employees of the borrower. The Bank owns a participating interest which originally totaled $13.0 million in an approximately $80.0 million commercial lending facility. The charge-off represents the entire principal amount owed to the Bank. The following presents, by portfolio segment, a summary of the balance in the reserve for loan and lease losses disaggregated on the basis of impairment method and the recorded investment in loans and leases disaggregated on the basis of impairment method at June 30, 2018 and 2017 : (Dollars in thousands) Commercial, Real Estate— Real Estate— Real Estate— Loans to Lease Unallocated Total At June 30, 2018 Reserve for loan and lease losses: Ending balance: individually evaluated for impairment $ 646 $ 866 $ 12 $ — $ — $ — N/A $ 1,524 Ending balance: collectively evaluated for impairment 6,612 11,420 1,951 2,494 447 1,071 51 24,046 Ending balance: acquired credit impaired loans evaluated for impairment — 41 41 — — — — 82 Total ending balance $ 7,258 $ 12,327 $ 2,004 $ 2,494 $ 447 $ 1,071 $ 51 $ 25,652 Loans and leases held for investment: Ending balance: individually evaluated for impairment $ 6,238 $ 21,004 $ 2,132 $ 3,306 $ — $ 1,250 $ 33,930 Ending balance: collectively evaluated for impairment 874,723 1,554,844 264,882 468,779 31,048 131,872 3,326,148 Loans measured at fair value — 1,847 — — — — 1,847 Acquired non-credit impaired loans 44,932 274,629 71,238 64,533 143 — 455,475 Acquired credit impaired loans 267 206 460 65 — — 998 Total ending balance $ 926,160 $ 1,852,530 $ 338,712 $ 536,683 $ 31,191 $ 133,122 $ 3,818,398 At June 30, 2017 Reserve for loan and lease losses: Ending balance: individually evaluated for impairment $ 10 $ 59 $ 37 $ 25 $ — $ 886 N/A $ 1,017 Ending balance: collectively evaluated for impairment 8,303 8,409 1,092 949 329 774 37 19,893 Total ending balance $ 8,313 $ 8,468 $ 1,129 $ 974 $ 329 $ 1,660 $ 37 $ 20,910 Loans and leases held for investment: Ending balance: individually evaluated for impairment $ 9,794 $ 20,735 $ 5,196 $ 967 $ — $ 5,021 $ 41,713 Ending balance: collectively evaluated for impairment 809,693 1,268,132 189,173 394,683 27,442 125,133 2,814,256 Loans measured at fair value — 2,058 — — — — 2,058 Acquired non-credit impaired loans 85,178 378,413 99,151 82,770 146 — 645,658 Acquired credit impaired loans 502 5,185 583 215 — — 6,485 Total ending balance $ 905,167 $ 1,674,523 $ 294,103 $ 478,635 $ 27,588 $ 130,154 $ 3,510,170 N/A – Not applicable The Corporation records a provision for loan loss for the acquired non-impaired loans only when additional deterioration of the portfolio is identified over the projections utilized in the initial fair value analysis. After the acquisition measurement period, the present value of any decreases in expected cash flows of acquired credit impaired loans will generally result in an impairment charge recorded as a provision for loan loss, resulting in an increase to the allowance. Impaired Loans (excludes Lease Financings) The following presents, by class of loans, the recorded investment and unpaid principal balance of impaired loans, the amounts of the impaired loans for which there is not a reserve for credit losses and the amounts for which there is a reserve for credit losses at June 30, 2018 and December 31, 2017 . The impaired loans exclude acquired credit impaired loans. At June 30, 2018 At December 31, 2017 (Dollars in thousands) Recorded Unpaid Related Recorded Unpaid Related Impaired loans with no related reserve recorded: Commercial, financial and agricultural $ 4,122 $ 4,848 $ 7,019 $ 8,301 Real estate—commercial real estate 7,489 8,336 15,621 16,507 Real estate—construction 110 113 365 365 Real estate—residential secured for business purpose 1,926 2,062 3,430 4,620 Real estate—residential secured for personal purpose 1,741 1,784 508 566 Real estate—home equity secured for personal purpose 1,565 1,595 511 523 Total impaired loans with no related reserve recorded $ 16,953 $ 18,738 $ 27,454 $ 30,882 Impaired loans with a reserve recorded: Commercial, financial and agricultural $ 2,116 $ 2,180 $ 646 $ 60 $ 60 $ 31 Real estate—commercial real estate 13,405 13,645 866 933 933 99 Real estate—residential secured for business purpose 206 272 12 35 37 1 Total impaired loans with a reserve recorded $ 15,727 $ 16,097 $ 1,524 $ 1,028 $ 1,030 $ 131 Total impaired loans: Commercial, financial and agricultural $ 6,238 $ 7,028 $ 646 $ 7,079 $ 8,361 $ 31 Real estate—commercial real estate 20,894 21,981 866 16,554 17,440 99 Real estate—construction 110 113 — 365 365 — Real estate—residential secured for business purpose 2,132 2,334 12 3,465 4,657 1 Real estate—residential secured for personal purpose 1,741 1,784 — 508 566 — Real estate—home equity secured for personal purpose 1,565 1,595 — 511 523 — Total impaired loans $ 32,680 $ 34,835 $ 1,524 $ 28,482 $ 31,912 $ 131 Impaired loans include nonaccrual loans, accruing troubled debt restructured loans and other accruing impaired loans for which it is probable that not all principal and interest payments due will be collectible in accordance with the original contractual terms. These loans are individually measured to determine the amount of potential impairment. The loans are reviewed for impairment based on the fair value of the collateral for collateral dependent loans and for certain loans based on discounted cash flows using the loans’ initial effective interest rates. Impaired loans include other accruing impaired loans of $3.3 million and $4.1 million at June 30, 2018 and December 31, 2017 , respectively. Specific reserves on other accruing impaired loans were $25 thousand and $99 thousand at June 30, 2018 and December 31, 2017 , respectively. The following presents by class of loans, the average recorded investment in impaired loans and an analysis of interest on impaired loans. A loan may remain on accrual status if it is in the process of collection and is either guaranteed or well secured. Therefore, interest income on accruing impaired loans is recognized using the accrual method. Three Months Ended June 30, 2018 Three Months Ended June 30, 2017 (Dollars in thousands) Average Interest Additional Average Interest Additional Commercial, financial and agricultural $ 6,394 $ 32 $ 134 $ 11,470 $ 64 $ 86 Real estate—commercial real estate 22,914 18 265 20,777 184 81 Real estate—construction 56 — 3 274 — 10 Real estate—residential secured for business purpose 1,966 5 23 4,184 21 61 Real estate—residential secured for personal purpose 889 2 33 699 1 15 Real estate—home equity secured for personal purpose 1,033 — 31 354 — 5 Total $ 33,252 $ 57 $ 489 $ 37,758 $ 270 $ 258 * Includes interest income recognized on a cash basis for nonaccrual loans of $2 thousand and $3 thousand for the three months ended June 30, 2018 and 2017 , respectively, and interest income recognized on the accrual method for accruing impaired loans of $55 thousand and $267 thousand for the three months ended June 30, 2018 and 2017 , respectively. Six Months Ended June 30, 2018 Six Months Ended June 30, 2017 (Dollars in thousands) Average Interest Additional Average Interest Additional Commercial, financial and agricultural $ 7,090 $ 72 $ 211 $ 11,506 $ 110 $ 171 Real estate—commercial real estate 20,105 190 552 22,464 417 154 Real estate—construction 137 — 5 156 — 10 Real estate—residential secured for business purpose 2,107 10 47 4,302 37 105 Real estate—residential secured for personal purpose 720 3 44 636 1 23 Real estate—home equity secured for personal purpose 819 — 39 431 — 10 Total $ 30,978 $ 275 $ 898 $ 39,495 $ 565 $ 473 * Includes interest income recognized on a cash basis for nonaccrual loans of $8 thousand and $4 thousand for the six months ended June 30, 2018 and 2017 , respectively, and interest income recognized on the accrual method for accruing impaired loans of $267 thousand and $561 thousand for the six months ended June 30, 2018 and 2017 , respectively. Impaired Leases The Corporation had impaired leases of $1.3 million at June 30, 2018 and December 31, 2017 with no related reserves. See discussion in Reserve for Loan and Lease Losses and Recorded Investment in Loans and Leases. Troubled Debt Restructured Loans The following presents, by class of loans, information regarding accruing and nonaccrual loans that were restructured: Three Months Ended June 30, 2018 Three Months Ended June 30, 2017 (Dollars in thousands) Number Pre- Post- Related Number Pre- Post- Related Accruing Troubled Debt Restructured Loans: Real estate—commercial real estate — $ — $ — $ — 3 $ 9,206 $ 9,206 $ — Total — $ — $ — $ — 3 $ 9,206 $ 9,206 $ — Nonaccrual Troubled Debt Restructured Loans: Real estate—commercial real estate — $ — $ — $ — 1 $ 328 $ 328 $ — Real estate—residential secured for personal purpose 1 66 66 — — — — — Total 1 $ 66 $ 66 $ — 1 $ 328 $ 328 $ — Six Months Ended June 30, 2018 Six Months Ended June 30, 2017 (Dollars in thousands) Number Pre- Post- Related Number Pre- Post- Related Accruing Troubled Debt Restructured Loans: Real estate—commercial real estate — $ — $ — $ — 3 $ 9,206 $ 9,206 $ — Total — $ — $ — $ — 3 $ 9,206 $ 9,206 $ — Nonaccrual Troubled Debt Restructured Loans: Real estate—commercial real estate — $ — $ — $ — 1 $ 328 $ 328 $ — Real estate—residential secured for personal purpose 1 66 66 — — — — — Total 1 $ 66 $ 66 $ — 1 $ 328 $ 328 $ — The Corporation grants concessions to existing borrowers primarily related to extensions of interest-only payment periods and an occasional payment modification. These modifications typically are for up to one year . The goal when restructuring a credit is to establish a reasonable period of time to provide cash flow relief to customers experiencing cash flow difficulties. Accruing troubled debt restructured loans are primarily comprised of loans on which interest is being accrued under the restructured terms, and the loans are current or less than ninety days past due. The following presents, by class of loans, information regarding the types of concessions granted on accruing and nonaccrual loans that were restructured during the three and six months ended June 30, 2018 and 2017 . Maturity Date Amortization Period Extension Total Concessions (Dollars in thousands) No. of Amount No. of Amount No. of Amount Three Months Ended June 30, 2018 Accruing Troubled Debt Restructured Loans: Total — $ — — $ — — $ — Nonaccrual Troubled Debt Restructured Loans: Real estate—residential secured for personal purpose — $ — 1 $ 66 1 $ 66 Total — $ — 1 $ 66 1 $ 66 Three Months Ended June 30, 2017 Accruing Troubled Debt Restructured Loans: Real estate—commercial real estate — $ — 3 $ 9,206 3 $ 9,206 Total — $ — 3 $ 9,206 3 $ 9,206 Nonaccrual Troubled Debt Restructured Loans: Real estate—commercial real estate 1 $ 328 — $ — 1 $ 328 Total 1 $ 328 — $ — 1 $ 328 Six Months Ended June 30, 2018 Accruing Troubled Debt Restructured Loans: Total — $ — — $ — — $ — Nonaccrual Troubled Debt Restructured Loans: Real estate—residential secured for personal purpose — $ — 1 $ 66 1 $ 66 Total — $ — 1 $ 66 1 $ 66 Six Months Ended June 30, 2017 Accruing Troubled Debt Restructured Loans: Real estate—commercial real estate — $ — 3 $ 9,206 3 $ 9,206 Total — $ — 3 $ 9,206 3 $ 9,206 Nonaccrual Troubled Debt Restructured Loans: Real estate—commercial real estate 1 $ 328 — $ — 1 $ 328 Total 1 $ 328 — $ — 1 $ 328 The following presents, by class of loans, information regarding accruing and nonaccrual troubled debt restructured loans, for which there were payment defaults within twelve months of the restructuring date: Three Months Ended June 30, Six Months Ended June 30, 2018 2017 2018 2017 (Dollars in thousands) Number Recorded Number Recorded Number Recorded Number Recorded Accruing Troubled Debt Restructured Loans: Commercial, financial and agricultural — $ — — $ — 1 $ 953 — $ — Total — $ — — $ — 1 $ 953 — $ — Nonaccrual Troubled Debt Restructured Loans: Total — $ — — $ — — $ — — $ — The following presents, by class of loans, information regarding consumer mortgages collateralized by residential real estate property that are in the process of foreclosure at June 30, 2018 and December 31, 2017 : (Dollars in thousands) At June 30, 2018 At December 31, 2017 Real estate-residential secured for personal purpose $ — $ 31 Real estate-home equity secured for personal purpose 812 — Total $ 812 $ 31 The following presents foreclosed residential real estate property included in other real estate owned at June 30, 2018 and December 31, 2017 . (Dollars in thousands) At June 30, 2018 At December 31, 2017 Foreclosed residential real estate $ 440 $ 80 |