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Removed:
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EXHIBIT 23
Consent
CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM
We consent to the incorporation by reference in this Annual Report (Form 10K) of Cardinal Bankshares Corporation of our reports dated March 14, 2012, with respect to the consolidated financial statements of Cardinal Bankshares Corporation.
/s/ HESS, STEWART & CAMPBELL, PLLC
Beckley, West Virginia
March 14, 2012