Stewardship Financial (SSFN) Inactive 10-K2012 FY Annual report

Filed: 28 Mar 13, 12:00am

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New words: adjournment, AMT, attached, attendant, authentication, book, carryback, clarification, clearer, commonly, decision, evidencing, expedient, iPad, nominate, Northeastern, notice, oversee, perception, preliminary, pressure, profile, put, reliance, routinely, Sandy, seeking, staffing, storm, struck, Super, transmitting, upgraded, upgrading, Window, workout

Removed: America, charge, enrolling, exercisable, expanding, FINRA, intrinsic, introduction, lack, noted, payout, qualification, simple, sufficiently, ultimately, unprecedented

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Exhibit 21

Stewardship Financial Corporation

SUBSIDIARIES OF THE REGISTRANT

		Percentage	State
		of	of Incorporation
Parent	Subsidiary	Ownership	or Organization

Stewardship Financial Corporation	Atlantic Stewardship Bank	100%	New Jersey

Stewardship Financial Corporation	Stewardship Statutory Trust I	100%	Delaware

Atlantic Stewardship Bank	Stewardship Investment Corporation	100%	New Jersey

Atlantic Stewardship Bank	Stewardship Realty, LLC	100%	New Jersey

Atlantic Stewardship Bank	Atlantic Stewardship Insurance Co., LLC	100%	New Jersey

Atlantic Stewardship Bank	First Presidential Properties LLC	100%	New Jersey

Atlantic Stewardship Bank	Valley View Properties I LLC	100%	New Jersey

Atlantic Stewardship Bank	Triangle Corners LLC	100%	New Jersey

Atlantic Stewardship Bank	Blue Meadow LLC	100%	New Jersey

Atlantic Stewardship Bank	Haledon Park LLC	100%	New Jersey

Atlantic Stewardship Bank	Sparrow Holdings LLC	100%	New Jersey

Atlantic Stewardship Bank	Elsie Properties LLC	100%	New Jersey

Atlantic Stewardship Bank	Foundation Realty LLC	100%	New Jersey

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