Stewardship Financial (SSFN) 10-Q 13 Nov 17 2017 Q3 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	9 Months Ended
	Sep. 30, 2017	Nov. 09, 2017
Document And Entity Information
Entity Registrant Name	STEWARDSHIP FINANCIAL CORP
Entity Central Index Key	1,023,860
Document Type	10-Q
Document Period End Date	Sep. 30, 2017
Amendment Flag	false
Current Fiscal Year End Date	--12-31
Entity Filer Category	Smaller Reporting Company
Entity Common Stock, Shares Outstanding		8,645,335
Document Fiscal Period Focus	Q3
Document Fiscal Year Focus	2,017

Consolidated Statements of Fina

Consolidated Statements of Financial Condition - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
Assets
Cash and due from banks	$ 16,807	$ 11,508
Other interest-earning assets	406	172
Cash and cash equivalents	17,213	11,680
Securities available-for-sale	115,733	98,583
Securities held to maturity; estimated fair value of $52,808 (at September 30, 2017) and $51,530 (at December 31, 2016)	53,323	52,330
Federal Home Loan Bank of New York stock, at cost	3,919	3,515
Loans held for sale	688	773
Loans, net of allowance for loan losses of $8,614 (at September 30, 2017) and $7,905 (at December 31, 2016)	682,917	595,952
Premises and equipment, net	6,705	6,566
Accrued interest receivable	2,432	2,133
Other real estate owned, net	0	401
Bank owned life insurance	20,943	16,558
Other assets	6,821	7,044
Total assets	910,694	795,535
Deposits:
Noninterest-bearing	171,609	169,306
Interest-bearing	569,352	489,624
Total deposits	740,961	658,930
Federal Home Loan Bank of New York advances	68,760	59,200
Subordinated Debentures and Subordinated Notes	23,301	23,252
Accrued interest payable	685	794
Accrued expenses and other liabilities	2,879	1,972
Total liabilities	836,586	744,148
Shareholders' equity
Common stock, no par value: 20,000,000 and 10,000,000 shares authorized at September 30, 2017 and December 31, 2016, respectively; 8,645,316 and 6,121,329 shares issued and outstanding at September 30, 2017 and December 31, 2016, respectively	60,670	41,626
Retained earnings	14,250	11,082
Accumulated other comprehensive loss, net	(812)	(1,321)
Total Shareholders' equity	74,108	51,387
Total liabilities and Shareholders' equity	$ 910,694	$ 795,535

Consolidated Statements of Fin3

Consolidated Statements of Financial Condition (Parenthetical) - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
Assets
Securities held to maturity	$ 52,808	$ 51,530
Allowance for loan losses	$ 8,614	$ 7,905
Shareholders' equity
Common stock, shares authorized (in shares)	20,000,000	10,000,000
Common stock, shares issued (in shares)	8,645,316	6,121,329
Common stock, shares outstanding (in shares)	8,645,316	6,121,329

Consolidated Statements of Inco

Consolidated Statements of Income - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2017	Sep. 30, 2016
Interest income:
Loans	$ 7,359	$ 5,833	$ 20,953	$ 17,601
Securities held to maturity:
Taxable	245	272	732	840
Nontaxable	45	77	157	280
Securities available-for-sale:
Taxable	617	408	1,673	1,194
Nontaxable	14	9	43	21
FHLB dividends	58	30	136	93
Other interest-earning assets	62	28	73	56
Total interest income	8,400	6,657	23,767	20,085
Interest expense:
Deposits	869	586	2,221	1,704
FHLB-NY Borrowings	333	164	895	568
Subordinated Debentures and Subordinated Notes	375	363	1,114	1,138
Total interest expense	1,577	1,113	4,230	3,410
Net interest income before provision for loan losses	6,823	5,544	19,537	16,675
Provision for loan losses	20	(250)	580	(1,050)
Net interest income after provision for loan losses	6,803	5,794	18,957	17,725
Noninterest income:
Fees and service charges	524	536	1,578	1,595
Bank owned life insurance	141	120	385	328
Gain on calls and sales of securities, net	1	6	1	62
Gain on sales of mortgage loans	68	33	123	70
Gain on sale of other real estate owned	0	0	13	6
Miscellaneous	111	128	357	413
Total noninterest income	845	823	2,457	2,474
Noninterest expenses:
Salaries and employee benefits	2,843	2,788	8,567	8,245
Occupancy, net	414	400	1,216	1,202
Equipment	173	155	497	453
Data processing	444	485	1,369	1,434
Advertising	182	165	529	473
FDIC insurance premium	50	100	236	296
Charitable contributions	130	80	375	240
Stationery and supplies	54	42	142	122
Legal	40	58	124	148
Bank-card related services	137	150	421	431
Other real estate owned, net	0	27	24	129
Miscellaneous	569	549	1,733	1,727
Total noninterest expenses	5,036	4,999	15,233	14,900
Income before income tax expense	2,612	1,618	6,181	5,299
Income tax expense	972	583	2,282	1,911
Net income	$ 1,640	$ 1,035	$ 3,899	$ 3,388
Basic and diluted earnings per common share (in usd per share)	$ 0.19	$ 0.17	$ 0.51	$ 0.55
Weighted average number of basic and diluted common shares outstanding (in shares)	8,643,737	6,115,987	7,656,942	6,106,723

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2017	Sep. 30, 2016
Statement of Comprehensive Income [Abstract]
Net income	$ 1,640	$ 1,035	$ 3,899	$ 3,388
Other comprehensive income (loss), net of tax:
Change in unrealized holding gains on securities available-for-sale	138	(86)	530	830
Reclassification adjustment for gains in net income	(1)	(3)	(1)	(38)
Accretion of loss on securities reclassified to held to maturity	10	39	23	109
Change in fair value of interest rate swap	(6)	0	(43)	37
Total other comprehensive income (loss)	141	(50)	509	938
Total comprehensive income	$ 1,781	$ 985	$ 4,408	$ 4,326

Consolidated Statement of Chang

Consolidated Statement of Changes in Shareholders' Equity - USD ($) $ in Thousands	Total	Common Stock	Retained Earnings	Accumulated Other Comprehensive Income (Loss), Net
Balance at the beginning (in shares) at Dec. 31, 2015		6,085,528
Balance at the beginning at Dec. 31, 2015	$ 47,573	$ 41,410	$ 7,008	$ (845)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Cash dividends declared on common stock	(488)		(488)
Payment of discount on dividend reinvestment plan	(3)	$ (3)
Common stock issued under dividend reinvestment plan (in shares)		10,089
Common stock issued under dividend reinvestment plan	59	$ 59
Common stock issued under stock plans (in shares)		3,590
Common stock issued under stock plans	21	$ 21
Issuance of restricted stock (in shares)		34,332
Issuance of restricted stock	0	$ 198	(198)
Amortization of restricted stock, net (in shares)		(15,291)
Amortization of restricted stock, net	75	$ (86)	161
Tax benefit from restricted stock vesting	5	$ 5
Net income	3,388		3,388
Other comprehensive income	938			938
Balance at the end (in shares) at Sep. 30, 2016		6,118,248
Balance at the end at Sep. 30, 2016	51,568	$ 41,604	9,871	93
Balance at the beginning at Jun. 30, 2016				143
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	1,035
Other comprehensive income	(50)
Balance at the end (in shares) at Sep. 30, 2016		6,118,248
Balance at the end at Sep. 30, 2016	$ 51,568	$ 41,604	9,871	93
Balance at the beginning (in shares) at Dec. 31, 2016	6,121,329	6,121,329
Balance at the beginning at Dec. 31, 2016	$ 51,387	$ 41,626	11,082	(1,321)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Issuance of common stock, net of costs (in shares)		2,509,090
Issuance of common stock, net of costs	18,860	$ 18,860
Cash dividends declared on common stock	(702)		(702)
Payment of discount on dividend reinvestment plan	(4)	$ (4)
Common stock issued under dividend reinvestment plan (in shares)		7,592
Common stock issued under dividend reinvestment plan	67	$ 67
Common stock issued under stock plans (in shares)		2,976
Common stock issued under stock plans	27	$ 27
Issuance of restricted stock (in shares)		20,876
Issuance of restricted stock	0	$ 185	(185)
Amortization of restricted stock, net (in shares)		(16,547)
Amortization of restricted stock, net	17	$ (139)	156
Tax benefit from restricted stock vesting	48	$ 48
Net income	3,899		3,899
Other comprehensive income	$ 509			509
Balance at the end (in shares) at Sep. 30, 2017	8,645,316	8,645,316
Balance at the end at Sep. 30, 2017	$ 74,108	$ 60,670	14,250	(812)
Balance at the beginning at Jun. 30, 2017				(953)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	1,640
Other comprehensive income	$ 141
Balance at the end (in shares) at Sep. 30, 2017	8,645,316	8,645,316
Balance at the end at Sep. 30, 2017	$ 74,108	$ 60,670	$ 14,250	$ (812)

Consolidated Statements of Cash

Consolidated Statements of Cash Flows - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2017	Sep. 30, 2016
Cash flows from operating activities:
Net income	$ 3,899	$ 3,388
Adjustments to reconcile net income to net cash provided by operating activities
Depreciation and amortization of premises and equipment	295	282
Amortization of premiums and accretion of discounts, net	403	470
Amortization of restricted stock	17	75
Amortization of subordinated debenture issuance costs	49	49
Accretion of deferred loan fees	110	75
Provision for loan losses	580	(1,050)
Originations of mortgage loans held for sale	(8,271)	(5,115)
Proceeds from sale of mortgage loans	8,479	6,407
Gain on sales of mortgage loans	(123)	(70)
Gain on calls and sales of securities	(1)	(62)
Gain on sale of other real estate owned	(13)	(6)
Deferred income tax expense (benefit)	(295)	208
Excess tax benefit from restricted stock vesting	48	0
Increase in accrued interest receivable	(299)	(31)
Decrease in accrued interest payable	(109)	(318)
Earnings on bank owned life insurance	(385)	(328)
(Increase) decrease in other assets	176	(1)
Increase in other liabilities	864	19
Net cash provided by operating activities	5,424	3,992
Cash flows from investing activities:
Purchase of securities available-for-sale	(27,667)	(39,683)
Proceeds from maturities and principal repayments on securities available-for-sale	10,565	10,617
Proceeds from sales and calls on securities available-for-sale	500	19,852
Purchase of securities held to maturity	(7,175)	(32,403)
Proceeds from maturities and principal repayments on securities held to maturity	5,006	7,321
Proceeds from calls on securities held to maturity	1,120	31,720
Purchase of FHLB-NY stock	(10,639)	0
Sale of FHLB-NY stock	10,235	183
Net increase in loans	(87,655)	(25,467)
Proceeds from sale of other real estate owned	414	184
Purchase of bank owned life insurance	(4,000)	(2,000)
Additions to premises and equipment	(434)	(126)
Net cash used in investing activities	(109,730)	(29,802)
Cash flows from financing activities:
Net increase in noninterest-bearing deposits	2,303	24,244
Net increase in interest-bearing deposits	79,728	17,087
Increase in long term borrowings	25,000	5,000
Repayment of long term borrowings	(10,000)	(10,000)
Net decrease in short term borrowings	(5,440)	0
Proceeds from issuance of common stock, net of costs	18,860	0
Cash dividends paid on common stock	(702)	(488)
Payment of discount on dividend reinvestment plan	(4)	(3)
Issuance of common stock for cash	94	80
Excess tax benefit from restricted stock vesting	0	5
Net cash provided by financing activities	109,839	35,925
Net increase in cash and cash equivalents	5,533	10,115
Cash and cash equivalents - beginning	11,680	10,910
Cash and cash equivalents - ending	17,213	21,025
Supplemental disclosures of cash flow information:
Cash paid during the period for interest	4,339	3,728
Cash paid during the period for income taxes	1,962	1,486
Transfers from loans to other real estate owned	$ 0	$ 152

Summary of Significant Accounti

Summary of Significant Accounting Policies	9 Months Ended
	Sep. 30, 2017
Accounting Policies [Abstract]
Summary of Significant Accounting Policies	Summary of Significant Accounting Policies Certain information and note disclosures normally included in the unaudited consolidated financial statements prepared in accordance with U.S. generally accepted accounting principles (“GAAP”) have been omitted pursuant to the rules and regulations of the Securities and Exchange Commission (the “SEC”). These unaudited consolidated financial statements should be read in conjunction with the audited consolidated financial statements and notes thereto included in the Stewardship Financial Corporation Annual Report on Form 10-K for the fiscal year ended December 31, 2016 , filed with the SEC on March 22, 2017 (the “2016 Annual Report”). The interim unaudited consolidated financial statements included herein have been prepared in accordance with instructions for Form 10-Q and the rules and regulations of the SEC and, therefore, do not include information or footnotes necessary for a complete presentation of consolidated financial condition, results of operations, and cash flows in conformity with GAAP. However, all adjustments, consisting only of normal recurring adjustments, which in the opinion of management are necessary for a fair presentation of the interim consolidated financial statements, have been included. The results of operations for the three and nine months ended September 30, 2017 are not necessarily indicative of the results which may be expected for the entire year. Principles of consolidation The consolidated financial statements include the accounts of Stewardship Financial Corporation and its wholly-owned subsidiary, Atlantic Stewardship Bank (the “Bank”), together referred to as “the Corporation”. The Bank includes its wholly-owned subsidiaries, Stewardship Investment Corporation, Stewardship Realty LLC, Atlantic Stewardship Insurance Company, LLC and several other subsidiaries formed to hold title to properties acquired through foreclosure or deed in lieu of foreclosure. The Bank’s subsidiaries have an insignificant impact on the Bank’s daily operations. All intercompany accounts and transactions have been eliminated in the consolidated financial statements. The consolidated financial statements of the Corporation have been prepared in conformity with GAAP. In preparing the consolidated financial statements, management is required to make estimates and assumptions, based on available information, that affect the amounts reported in the consolidated financial statements and disclosures provided. Actual results could differ significantly from those estimates. Material estimates Material estimates that are particularly susceptible to significant changes relate to the determination of the allowance for loan losses and deferred income taxes. Management believes the Corporation’s policies with respect to the methodology for the determination of the allowance for loan losses and the evaluation of deferred income taxes involves a higher degree of complexity and requires management to make difficult and subjective judgments, which often require assumptions or estimates about highly uncertain matters. Changes in these judgments, assumptions or estimates could materially impact results of operations. These critical policies and their application are periodically reviewed with the Audit Committee and the Board of Directors. Adoption of New Accounting Standards In May 2014, the Financial Accounting Standards Board (the “FASB”) issued Accounting Standards Update (“ASU”) No. 2014-09, "Revenue from Contracts with Customers (Topic 606)", which requires an entity to recognize the amount of revenue to which it expects to be entitled for the transfer of promised goods or services to customers. This ASU will be effective for interim and annual periods beginning after December 15, 2017 and will replace most existing revenue recognition guidance in GAAP. The Corporation will adopt the guidance in the first quarter of 2018 using the modified retrospective method with a cumulative-effect adjustment to opening retained earnings. Because the guidance does not apply to revenue associated with financial instruments, including loans and securities that are accounted for under other GAAP, the new revenue recognition standard is not expected to have a material impact on the Corporation's consolidated financial statements. The Corporation’s implementation efforts include the identification of revenue within the scope of the guidance, as well as the evaluation of revenue contracts. While the Corporation has not identified any material changes related to the timing or amount of revenue recognition, the Corporation will continue to evaluate the need for additional disclosures and disaggregation of significant categories of revenue in the scope of the guidance. In January 2016, the FASB issued ASU No. 2016-01, "Financial Instruments - Overall: Recognition and Measurement of Financial Assets and Liabilities." This ASU addresses certain aspects of recognition, measurement, presentation, and disclosure of financial instruments. This amendment supersedes the guidance to classify equity securities with readily determinable fair values into different categories, requires equity securities to be measured at fair value with changes in the fair value recognized through net income, and simplifies the impairment assessment of equity investments without readily determinable fair values. The amendment requires public business entities that are required to disclose the fair value of financial instruments measured at amortized cost on the balance sheet to measure that fair value using the exit price notion. The amendment requires an entity to present separately in other comprehensive income the portion of the total change in the fair value of a liability resulting from a change in the instrument-specific credit risk when the entity has elected to measure the liability at fair value in accordance with the fair value option. The amendment requires separate presentation of financial assets and financial liabilities by measurement category and form of financial asset on the balance sheet or in the accompanying notes to the financial statements. The amendment reduces diversity in current practice by clarifying that an entity should evaluate the need for a valuation allowance on a deferred tax asset related to available for sale securities in combination with the entity’s other deferred tax assets. This amendment is effective for fiscal years, including interim periods, beginning after December 15, 2017. Entities should apply the amendment by means of a cumulative-effect adjustment as of the beginning of the fiscal year of adoption, with the exception of the amendment related to equity securities without readily determinable fair values, which should be applied prospectively to equity investments that exist as of the date of adoption. The Corporation is currently evaluating the impact that the adoption of the guidance will have on the Corporation's consolidated financial statements. In February 2016, the FASB issued ASU 2016-02, “Leases (Subtopic 842).” This ASU requires all lessees to recognize a lease liability and a right-of-use asset, measured at the present value of the future minimum lease payments, at the lease commencement date. Lessor accounting remains largely unchanged under the new guidance. The amendments in ASU 2016-02 are effective for fiscal years, including interim periods, beginning after December 15, 2018. Early adoption of ASU 2016-02 is permitted. The Corporation is currently assessing the impact that the adoption of the guidance will have on the Corporation's consolidated financial statements. In March 2016, the FASB issued ASU 2016-09, “Compensation – Stock Compensation (Topic 718): Improvements to Employee Share-Based Payment Accounting.” The objective of this ASU is to simplify accounting for share-based payment transactions, including the income tax consequences, classification of awards as either equity or liabilities, and classification on the statement of cash flows. Under ASU 2016-09, all excess tax benefits and tax deficiencies (including tax benefits of dividends on share-based payment awards) should be recognized as income tax expense or benefit in the income statement. The tax effects of exercised or vested awards should be treated as discrete items in the reporting period in which they occur. An entity also should recognize excess tax benefits regardless of whether the benefit reduces taxes payable in the current period. An entity can make an entity-wide accounting policy election to either estimate the number of awards that are expected to vest (current accounting) or account for forfeitures when they occur. Within the cash flow statement, excess tax benefits should be classified along with other income tax cash flows as an operating activity, and cash paid by an employer when directly withholding shares for tax-withholding purposes should be classified as a financing activity. The amendments in ASU 2016-09 are effective for fiscal years, including interim periods, beginning after December 15, 2016. The Corporation's adoption of the guidance in the first quarter of 2017 did not have a material impact on the Corporation's consolidated financial statements. In June 2016, the FASB issued ASU 2016-13, “Financial Instruments - Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments.” The main objective of this ASU is to provide financial statement users with more decision-useful information about the expected credit losses on financial instruments by a reporting entity at each reporting date. The amendments in this ASU require financial assets measured at amortized cost to be presented at the net amount expected to be collected. The allowance for credit losses would represent a valuation account that would be deducted from the amortized cost basis of the financial asset(s) to present the net carrying value at the amount expected to be collected on the financial asset. The income statement would reflect the measurement of credit losses for newly recognized financial assets, as well as the expected increases or decreases of expected credit losses that have taken place during the period. The measurement of expected credit losses would be based on relevant information about past events, including historical experience, current conditions, and reasonable and supportable forecasts that affect the collectability of the reported amount. An entity will be required to use judgment in determining the relevant information and estimation methods that are appropriate in its circumstances. The amendments in ASU 2016-13 are effective for fiscal years, including interim periods, beginning after December 15, 2019. Early adoption of ASU 2016-09 is permitted for fiscal years beginning after December 15, 2018. The Corporation is currently evaluating the potential impact that the adoption of the guidance will have on the Corporation's consolidated financial statements. In August 2017, the FASB issued ASU No. 2017-12, "Derivatives and Hedging (Topic 815): Targeted Improvements to Accounting for Hedging Activities", with the objective of improving the financial reporting of hedging relationships to better portray the economic results of an entity’s risk management activities in its financial statements. The amendments in ASU 2017-12 expand and refine hedge accounting for both nonfinancial and financial risk components and align the recognition and presentation of the effects of the hedging instrument and the hedged item in the financial statements. This ASU will be effective for interim and annual periods beginning after December 15, 2018. Early adoption of ASU 2017-12 is permitted. The Corporation is currently evaluating the potential impact that the adoption of the guidance will have on the Corporation's consolidated financial statements.

Securities - Available-for-Sale

Securities - Available-for-Sale and Held to Maturity	9 Months Ended
	Sep. 30, 2017
Investments, Debt and Equity Securities [Abstract]
Securities - Available-for-Sale and Held to Maturity	Securities – Available-for-Sale and Held to Maturity The amortized cost, gross unrealized gains and losses and fair value of the available-for-sale securities were as follows: September 30, 2017 Amortized Gross Unrealized Fair Cost Gains Losses Value (In thousands) U.S. government-sponsored agencies $ 21,270 $ 56 $ 279 $ 21,047 Obligations of state and political subdivisions 3,225 13 45 3,193 Mortgage-backed securities 66,885 129 655 66,359 Asset-backed securities (a) 7,096 34 14 7,116 Corporate debt 14,455 97 294 14,258 Total debt securities 112,931 329 1,287 111,973 Other equity investments 3,958 — 198 3,760 $ 116,889 $ 329 $ 1,485 $ 115,733 December 31, 2016 Amortized Gross Unrealized Fair Cost Gains Losses Value (In thousands) U.S. government-sponsored agencies $ 17,789 $ 61 $ 405 $ 17,445 Obligations of state and political subdivisions 3,238 — 142 3,096 Mortgage-backed securities 52,785 150 889 52,046 Asset-backed securities (a) 8,392 — 125 8,267 Corporate debt 14,504 50 517 14,037 Total debt securities 96,708 261 2,078 94,891 Other equity investments 3,886 — 194 3,692 $ 100,594 $ 261 $ 2,272 $ 98,583 (a) Collateralized by student loans. There were cash proceeds of $ 500,000 realized from sales and calls of securities available-for-sale for the three and nine months ended September 30, 2017 . Cash proceeds realized from sales and calls of securities available-for-sale for the three and nine months ended September 30, 2016 were $8,803,000 and $19,852,000 , respectively. There were gross gains totaling $ 1,000 and no gross losses realized on sales or calls during the three and nine months ended September 30, 2017 . There were gross gains totaling $3,000 and $10,000 realized on sales or calls during the three and nine months ended September 30, 2016 , respectively. There were no gross losses realized on sales or calls during the three and nine months ended September 30, 2016. The following is a summary of the amortized cost, gross unrealized gains and losses and fair value of the held to maturity securities: September 30, 2017 Amortized Gross Unrealized Fair Cost Gains Losses Value (In thousands) U.S. Treasury $ 999 $ — $ 4 $ 995 U.S. government-sponsored agencies 26,328 21 576 25,773 Obligations of state and political subdivisions 4,444 35 14 4,465 Mortgage-backed securities 21,552 127 104 21,575 $ 53,323 $ 183 $ 698 $ 52,808 December 31, 2016 Amortized Gross Unrealized Fair Cost Gains Losses Value (In thousands) U.S. Treasury $ 999 $ — $ 4 $ 995 U.S. government-sponsored agencies 19,162 28 865 18,325 Obligations of state and political subdivisions 7,102 75 30 7,147 Mortgage-backed securities 25,067 163 167 25,063 $ 52,330 $ 266 $ 1,066 $ 51,530 Cash proceeds realized from calls of securities held to maturity for the three and nine months ended September 30, 2017 were $400,000 and $1,120,000 , respectively. Cash proceeds realized from calls of securities held to maturity for the three and nine months ended September 30, 2016 were $15,150,000 and $31,720,000 , respectively. There were no gross gains and no gross losses realized on calls during the three and nine months ended September 30, 2017 . There were gross gains totaling $3,000 and no gross losses realized on calls during the three months ended September 30, 2016 . There were gross gains totaling $52,000 and no gross losses realized on calls during the nine months ended September 30, 2016 . Mortgage-backed securities are a type of asset-backed security secured by a mortgage or collection of mortgages, purchased by government agencies such as the Government National Mortgage Association and government sponsored agencies such as the Federal National Mortgage Association and the Federal Home Loan Mortgage Corporation, which then issue securities that represent claims on the principal and interest payments made by borrowers on the loans in the pool. The following table presents the amortized cost and fair value of the debt securities portfolio by contractual maturity. As issuers may have the right to call or prepay obligations with or without call or prepayment premiums, the actual maturities may differ from contractual maturities. Securities not due at a single maturity date, such as mortgage-backed securities and asset-backed securities, are shown separately. September 30, 2017 Amortized Cost Fair Value (In thousands) Available-for-sale Within one year $ 1,000 $ 999 After one year, but within five years 9,941 9,925 After five years, but within ten years 22,608 22,310 After ten years 5,401 5,264 Mortgage-backed securities 66,885 66,359 Asset-backed securities 7,096 7,116 Total $ 112,931 $ 111,973 Held to maturity Within one year $ 1,845 $ 1,851 After one year, but within five years 9,189 9,211 After five years, but within ten years 20,238 19,686 After ten years 499 485 Mortgage-backed securities 21,552 21,575 Total $ 53,323 $ 52,808 The following tables summarize the fair value and unrealized losses of those investment securities which reported an unrealized loss at September 30, 2017 and December 31, 2016 , and if the unrealized loss position was continuous for the twelve months prior to September 30, 2017 and December 31, 2016 . Available-for-Sale September 30, 2017 Less than 12 Months 12 Months or Longer Total Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value Losses Value Losses (In thousands) U.S. government- sponsored agencies $ 7,675 $ (96 ) $ 7,918 $ (183 ) $ 15,593 $ (279 ) Obligations of state and political subdivisions 906 (17 ) 880 (28 ) 1,786 (45 ) Mortgage-backed securities 40,235 (380 ) 10,654 (275 ) 50,889 (655 ) Asset-backed securities — — 3,004 (14 ) 3,004 (14 ) Corporate debt 1,534 (27 ) 7,626 (267 ) 9,160 (294 ) Other equity investments — — 3,700 (198 ) 3,700 (198 ) Total temporarily impaired securities $ 50,350 $ (520 ) $ 33,782 $ (965 ) $ 84,132 $ (1,485 ) December 31, 2016 Less than 12 Months 12 Months or Longer Total Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value Losses Value Losses (In thousands) U.S. government- sponsored agencies $ 10,548 $ (260 ) $ 3,402 $ (145 ) $ 13,950 $ (405 ) Obligations of state and political subdivisions 3,095 (142 ) — — 3,095 (142 ) Mortgage-backed securities 35,009 (779 ) 3,360 (110 ) 38,369 (889 ) Asset-backed securities — — 8,267 (125 ) 8,267 (125 ) Corporate debt 8,031 (473 ) 956 (44 ) 8,987 (517 ) Other equity investments — — 3,632 (194 ) 3,632 (194 ) Total temporarily impaired securities $ 56,683 $ (1,654 ) $ 19,617 $ (618 ) $ 76,300 $ (2,272 ) Held to Maturity September 30, 2017 Less than 12 Months 12 Months or Longer Total Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value Losses Value Losses (In thousands) U.S. Treasury $ 995 $ (4 ) $ — $ — $ 995 $ (4 ) U.S. government- sponsored agencies 13,231 (261 ) 8,576 (315 ) 21,807 (576 ) Obligations of state and political subdivisions — — 485 (14 ) 485 (14 ) Mortgage-backed securities 11,217 (104 ) — — 11,217 (104 ) Total temporarily impaired securities $ 25,443 $ (369 ) $ 9,061 $ (329 ) $ 34,504 $ (698 ) December 31, 2016 Less than 12 Months 12 Months or Longer Total Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value Losses Value Losses (In thousands) U.S. Treasury $ 995 $ (4 ) $ — $ — $ 995 $ (4 ) U.S. government- sponsored agencies 17,022 (865 ) — — 17,022 (865 ) Obligations of state and political subdivisions 476 (30 ) — — 476 (30 ) Mortgage-backed securities 12,901 (167 ) — — 12,901 (167 ) Total temporarily impaired securities $ 31,394 $ (1,066 ) $ — $ — $ 31,394 $ (1,066 ) Other-Than-Temporary Impairment At September 30, 2017 , there were available-for-sale investments comprising six U.S. government-sponsored agency securities, two obligations of state and political subdivision securities, fifteen mortgage-backed securities, one asset-backed security, eight corporate debt securities, and one other equity investment security in a continuous loss position for twelve months or longer. At September 30, 2017 , there were held to maturity investments comprising eight U.S. government-sponsored agency securities and one obligation of state and political subdivision security in a continuous loss position for twelve months or longer. Management has assessed the securities that were in an unrealized loss position at September 30, 2017 and December 31, 2016 and has determined that any decline in fair value below amortized cost primarily relates to changes in interest rates and market spreads and was temporary. In making this determination management considered the following factors: the period of time the securities were in an unrealized loss position; the percentage decline in comparison to the securities’ amortized cost; any adverse conditions specifically related to the security, an industry or a geographic area; the rating or changes to the rating by a credit rating agency; the financial condition of the issuer and guarantor and any recoveries or additional declines in fair value subsequent to the balance sheet date. The Corporation does not intend to sell securities in an unrealized loss position and it is not more likely than not that we will be required to sell these securities before the recovery of their amortized cost bases, which may be at maturity.

Loans and Allowance for Loan Lo

Loans and Allowance for Loan Losses	9 Months Ended
	Sep. 30, 2017
Receivables [Abstract]
Loans and Allowance for Loan Losses	Loans and Allowance for Loan Losses At September 30, 2017 and December 31, 2016 , respectively, the loan portfolio consisted of the following: September 30, December 31, (In thousands) Commercial: Secured by real estate $ 33,497 $ 34,213 Other 49,845 47,852 Commercial real estate 470,461 382,551 Commercial construction 12,868 14,943 Residential real estate 84,111 84,321 Consumer: Secured by real estate 31,207 30,176 Other 481 244 Government Guaranteed Loans - guaranteed portion 9,439 9,732 Other 44 51 Total gross loans 691,953 604,083 Less: Deferred loan costs, net 422 226 Allowance for loan losses 8,614 7,905 9,036 8,131 Loans, net $ 682,917 $ 595,952 The Corporation has purchased the guaranteed portion of several Government Guaranteed loans. Due to the guarantee of the principal amount of these loans, no allowance for loan losses is established for these loans. Activity in the allowance for loan losses is summarized as follows: For the three months ended September 30, 2017 Balance, beginning of period Provision charged to operations Loans charged off Recoveries of loans charged off Balance, end of period (In thousands) Commercial $ 2,662 $ 145 $ (1 ) $ 18 $ 2,824 Commercial real estate 5,502 (80 ) — 21 5,443 Commercial construction 253 (27 ) — — 226 Residential real estate 58 (1 ) — — 57 Consumer 63 (7 ) — 6 62 Other loans 5 (5 ) — — — Unallocated 7 (5 ) — — 2 Total $ 8,550 $ 20 $ (1 ) $ 45 $ 8,614 For the nine months ended September 30, 2017 Balance, beginning of period Provision charged to operations Loans charged off Recoveries of loans charged off Balance, end of period (In thousands) Commercial $ 2,663 $ 111 $ (3 ) $ 53 $ 2,824 Commercial real estate 4,734 637 — 72 5,443 Commercial construction 355 (129 ) — — 226 Residential real estate 66 (9 ) — — 57 Consumer 75 (20 ) — 7 62 Other loans — — (1 ) 1 — Unallocated 12 (10 ) — — 2 Total $ 7,905 $ 580 $ (4 ) $ 133 $ 8,614 For the three months ended September 30, 2016 Balance, beginning of period Provision charged to operations Loans charged off Recoveries of loans charged off Balance, end of period (In thousands) Commercial $ 3,673 $ (460 ) $ (68 ) $ 23 $ 3,168 Commercial real estate 4,224 216 (18 ) 78 4,500 Commercial construction 184 67 — — 251 Residential real estate 106 (32 ) — — 74 Consumer 132 (32 ) (3 ) — 97 Other loans — — (1 ) 1 — Unallocated 69 (9 ) — — 60 Total $ 8,388 $ (250 ) $ (90 ) $ 102 $ 8,150 For the nine months ended September 30, 2016 Balance, beginning of period Provision charged to operations Loans charged off Recoveries of loans charged off Balance, end of period (In thousands) Commercial $ 3,698 $ (862 ) $ (71 ) $ 403 $ 3,168 Commercial real estate 4,660 (215 ) (82 ) 137 4,500 Commercial construction 114 137 — — 251 Residential real estate 109 (35 ) — — 74 Consumer 118 (13 ) (10 ) 2 97 Other loans 3 (1 ) (3 ) 1 — Unallocated 121 (61 ) — — 60 Total $ 8,823 $ (1,050 ) $ (166 ) $ 543 $ 8,150 The following table presents the balance in the allowance for loan losses and the recorded investment in loans by portfolio segment and based on the impairment method as of September 30, 2017 and December 31, 2016 . September 30, 2017 Commercial Commercial Real Estate Commercial Construction Residential Real Estate Consumer Government Guaranteed Other Loans Unallocated Total (In thousands) Allowance for loan losses Ending allowance balance attributable to loans Individually evaluated for impairment $ 34 $ 581 $ — $ — $ — $ — $ — $ — $ 615 Collectively evaluated for impairment 2,790 4,862 226 57 62 — — 2 7,999 Total ending allowance balance $ 2,824 $ 5,443 $ 226 $ 57 $ 62 $ — $ — $ 2 $ 8,614 Loans: Loans individually evaluated for impairment $ 630 $ 6,281 $ — $ — $ 65 $ — $ — $ — $ 6,976 Loans collectively evaluated for impairment 82,712 464,180 12,868 84,111 31,623 9,439 44 — 684,977 Total ending loan balance $ 83,342 $ 470,461 $ 12,868 $ 84,111 $ 31,688 $ 9,439 $ 44 $ — $ 691,953 December 31, 2016 Commercial Commercial Real Estate Commercial Construction Residential Real Estate Consumer Government Guaranteed Other Loans Unallocated Total (In thousands) Allowance for loan losses Ending allowance balance attributable to loans Individually evaluated for impairment $ 9 $ 601 $ — $ — $ — $ — $ — $ — $ 610 Collectively evaluated for impairment 2,654 4,133 355 66 75 — — 12 7,295 Total ending allowance balance $ 2,663 $ 4,734 $ 355 $ 66 $ 75 $ — $ — $ 12 $ 7,905 Loans: Loans individually evaluated for impairment $ 1,698 $ 6,331 $ — $ — $ 78 $ — $ — $ — $ 8,107 Loans collectively evaluated for impairment 80,367 376,220 14,943 84,321 30,342 9,732 51 — 595,976 Total ending loan balance $ 82,065 $ 382,551 $ 14,943 $ 84,321 $ 30,420 $ 9,732 $ 51 $ — $ 604,083 The following table presents the recorded investment in nonaccrual loans at the dates indicated: September 30, 2017 December 31, 2016 (In thousands) Commercial: Secured by real estate $ 35 $ — Commercial real estate 706 528 Consumer: Secured by real estate 65 78 Total nonaccrual loans $ 806 $ 606 At September 30, 2017 and December 31, 2016 , there were no loans that were past due 90 days and still accruing. The following table presents loans individually evaluated for impairment by class of loan at and for the periods indicated: At and for the nine months ended September 30, 2017 Unpaid Principal Balance Recorded Investment Allowance for Loan Losses Allocated Average Recorded Investment Interest Income Recognized (In thousands) With no related allowance recorded: Commercial: Secured by real estate $ 589 $ 466 $ 1,107 $ 63 Commercial real estate 3,467 3,153 3,155 92 Consumer: Secured by real estate 73 65 72 — With an allowance recorded: Commercial: Secured by real estate 35 35 $ 27 48 — Other 129 129 7 182 10 Commercial real estate 3,128 3,128 581 3,152 96 $ 7,421 $ 6,976 $ 615 $ 7,716 $ 261 During the nine months ended September 30, 2017 , no interest income was recognized on a cash basis. At and for the year ended December 31, 2016 Unpaid Principal Balance Recorded Investment Allowance for Loan Losses Allocated Average Recorded Investment Interest Income Recognized (In thousands) With no related allowance recorded: Commercial: Secured by real estate $ 1,481 $ 1,353 $ 2,018 $ 92 Other — — 27 — Commercial real estate 3,448 3,156 3,128 181 Consumer: Secured by real estate 81 78 81 — With an allowance recorded: Commercial: Secured by real estate 120 120 $ — 186 7 Other 225 225 9 247 17 Commercial real estate 3,175 3,175 601 4,109 130 $ 8,530 $ 8,107 $ 610 $ 9,796 $ 427 During the year ended December 31, 2016 , no interest income was recognized on a cash basis. The following table presents the aging of the recorded investment in past due loans by class of loans as of September 30, 2017 and December 31, 2016 . Nonaccrual loans are included in the disclosure by payment status. September 30, 2017 30-59 Days Past Due 60-89 Days Past Due Greater than 90 Days Past Due Total Past Due Loans Not Past Due Total (In thousands) Commercial: Secured by real estate $ — $ — $ — $ — $ 33,497 $ 33,497 Other 388 — — 388 49,457 49,845 Commercial real estate 557 — 509 1,066 469,395 470,461 Commercial construction — — — — 12,868 12,868 Residential real estate 316 — — 316 83,795 84,111 Consumer: Secured by real estate — — 30 30 31,177 31,207 Other — — — — 481 481 Government Guaranteed — — — — 9,439 9,439 Other — — — — 44 44 Total $ 1,261 $ — $ 539 $ 1,800 $ 690,153 $ 691,953 December 31, 2016 30-59 Days Past Due 60-89 Days Past Due Greater than 90 Days Past Due Total Past Due Loans Not Past Due Total (In thousands) Commercial: Secured by real estate $ — $ — $ — $ — $ 34,213 $ 34,213 Other — — — — 47,852 47,852 Commercial real estate 106 — — 106 382,445 382,551 Commercial construction — — — — 14,943 14,943 Residential real estate — — — — 84,321 84,321 Consumer: Secured by real estate 6 — 40 46 30,130 30,176 Other — — — — 244 244 Government Guaranteed — — — — 9,732 9,732 Other — — — — 51 51 Total $ 112 $ — $ 40 $ 152 $ 603,931 $ 604,083 Troubled Debt Restructurings In order to determine whether a borrower is experiencing financial difficulty necessitating a restructuring, an evaluation is performed of the probability that the borrower will be in payment default on any of its debt in the foreseeable future without the modification. This evaluation is performed under the Corporation’s internal underwriting policy. A loan is considered to be in payment default once it is contractually 90 days past due under the modified terms. At September 30, 2017 and December 31, 2016 , the Corporation had $6.8 million and $8.0 million , respectively, of loans whose terms have been modified in troubled debt restructurings. Of these loans, $6.2 million and $7.5 million were performing in accordance with their new terms at September 30, 2017 and December 31, 2016 , respectively. The remaining troubled debt restructurings are reported as nonaccrual loans. Specific reserves of $588,000 and $610,000 have been allocated for the troubled debt restructurings at September 30, 2017 and December 31, 2016 , respectively. As of December 31, 2016 , the Corporation had committed $190,000 of additional funds to a single customer with an outstanding line of credit that is classified as a troubled debt restructuring. There were no such additional funds committed at September 30, 2017. As of September 30, 2017, there was one troubled debt restructuring for $509,000 which was in payment default within twelve months following the modification. As of September 30, 2016, there were no troubled debt restructurings that were in payment default within twelve months following the modification. There were no new loans classified as a troubled debt restructuring during the three and nine months ended September 30, 2017 or September 30, 2016 . Credit Quality Indicators The Corporation categorizes certain loans into risk categories based on relevant information about the ability of the borrowers to service their debt, such as: current financial information, historical payment experience, credit documentation, public information, and current economic trends, among other factors. The Corporation analyzes loans individually by classifying the loans as to credit risk. This analysis includes non-homogeneous loans, such as commercial, commercial real estate and commercial construction loans. This analysis is performed at the time the loan is originated and annually thereafter. The Corporation uses the following definitions for risk ratings. Special Mention – A Special Mention asset has potential weaknesses that deserve management’s close attention, which, if left uncorrected, may result in deterioration of the repayment prospects for the asset or the Bank’s credit position at some future date. Special Mention assets are not adversely classified and do not expose the Bank to sufficient risk to warrant adverse classification. Substandard – Substandard loans are inadequately protected by the current net worth and paying capacity of the borrower or by the collateral pledged, if any. Loans so classified must have a well-defined weakness or weaknesses that jeopardize the repayment and liquidation of the debt. These loans are characterized by the distinct possibility that the Bank will sustain some loss if the deficiencies are not corrected. Doubtful – A Doubtful loan has all of the weaknesses inherent in those classified as Substandard with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently known facts, conditions, and values, highly questionable or improbable. The likelihood of loss is extremely high, but because of certain important and reasonably specific factors, an estimated loss is deferred until a more exact status can be determined. Loss – A loan classified Loss is considered uncollectible and of such little value that its continuance as an asset is not warranted. This classification does not necessarily mean that an asset has absolutely no recovery or salvage value, but rather it is not practical or desirable to defer writing off a basically worthless asset even though partial recovery may be effected in the future. Loans not meeting the criteria above that are analyzed individually as part of the above described process are considered to be pass rated loans. As of September 30, 2017 and December 31, 2016 , and based on the most recent analysis performed at those times, the risk category of loans by class is as follows: September 30, 2017 Pass Special Mention Substandard Doubtful Loss Total (In thousands) Commercial: Secured by real estate $ 30,578 $ 2,493 $ 426 $ — $ — $ 33,497 Other 49,073 222 550 — — 49,845 Commercial real estate 455,257 13,109 2,095 — — 470,461 Commercial construction 12,868 — — — — 12,868 Total $ 547,776 $ 15,824 $ 3,071 $ — $ — $ 566,671 December 31, 2016 Pass Special Mention Substandard Doubtful Loss Total (In thousands) Commercial: Secured by real estate $ 32,159 $ 1,601 $ 453 $ — $ — $ 34,213 Other 46,865 404 583 — — 47,852 Commercial real estate 366,251 14,345 1,955 — — 382,551 Commercial construction 14,943 — — — — 14,943 Total $ 460,218 $ 16,350 $ 2,991 $ — $ — $ 479,559 The Corporation considers the performance of the loan portfolio and its impact on the allowance for loans losses. For the residential real estate and consumer loan segments, the Corporation also evaluates credit quality based on payment activity. The following table presents the recorded investment in residential real estate and consumer loans based on payment activity as of September 30, 2017 and December 31, 2016 . September 30, 2017 Current Past Due and Nonaccrual Total (In thousands) Residential real estate $ 83,795 $ 316 $ 84,111 Consumer: Secured by real estate 31,177 30 31,207 Other 481 — 481 Total $ 115,453 $ 346 $ 115,799 December 31, 2016 Current Past Due and Nonaccrual Total (In thousands) Residential real estate $ 84,321 $ — $ 84,321 Consumer: Secured by real estate 30,130 46 30,176 Other 244 — 244 Total $ 114,695 $ 46 $ 114,741

Fair Value of Financial Instrum

Fair Value of Financial Instruments	9 Months Ended
	Sep. 30, 2017
Fair Value Disclosures [Abstract]
Fair Value of Financial Instruments	Fair Value of Financial Instruments Fair value is the exchange price that would be received for an asset or paid to transfer a liability (exit price) in an orderly transaction between market participants on the measurement date. There are three levels of inputs that may be used to measure fair value: Level 1: Quoted prices (unadjusted) for identical assets or liabilities in active markets that the entity has the ability to access as of the measurement date. Level 2: Significant other observable inputs other than Level 1 prices such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data. Level 3: Significant unobservable inputs that reflect a reporting entity’s own assumptions about the assumptions that market participants would use in pricing an asset or liability. The fair values of investment securities are determined by quoted market prices, if available (Level 1). If quoted prices are not available, fair values of investment securities are determined by matrix pricing, which is a mathematical technique widely used in the industry to value debt securities without relying exclusively on quoted prices for the specific securities but rather by relying on the securities’ relationship to other benchmark quoted securities (Level 2 inputs). The Corporation performs quarterly analyses on the prices received from the pricing service to determine whether the prices are reasonable estimates of fair value. Specifically, the Corporation compares the prices received from the pricing service to a secondary pricing source. The Corporation’s internal price verification procedures have not historically resulted in adjustment in the prices obtained from the pricing service. The interest rate swaps are reported at fair values obtained from brokers who utilize internal models with observable market data inputs to estimate the values of these instruments (Level 2 inputs). The Corporation measures impairment of collateralized loans and other real estate owned (“OREO”) based on the estimated fair value of the collateral less estimated costs to sell the collateral, incorporating assumptions that experienced parties might use in estimating the value of such collateral (Level 3 inputs). At the time a loan or OREO is considered impaired, it is valued at the lower of cost or fair value. Generally, impaired loans carried at fair value have been partially charged-off or receive specific allocations of the allowance for loan losses. OREO is initially recorded at fair value less estimated selling costs. For collateral dependent loans and OREO, fair value is commonly based on real estate appraisals. These appraisals may utilize a single valuation approach or a combination of approaches including comparable sales and the income approach. In the appraisal process, the independent appraisers routinely adjust for differences between the comparable sales and income data available. Such adjustments typically result in a Level 3 classification of the inputs for determining fair value. Methods for valuing non-real estate collateral include using an appraisal, the net book value recorded for the collateral on the borrower’s financial statements, or aging reports. Collateral is then adjusted or discounted based on management’s historical knowledge, changes in market conditions from the time of the valuation, and management’s expertise and knowledge of the borrower and borrower’s business, resulting in a Level 3 fair value classification. Impaired loans are evaluated on a quarterly basis for additional impairment and adjusted accordingly. Appraisals are generally obtained to support the fair value of collateral. Appraisals for both collateral-dependent impaired loans and OREO are performed by licensed appraisers whose qualifications and licenses have been reviewed and verified by the Corporation. The Corporation utilizes a third party to order appraisals and, once received, reviews the assumptions and approaches utilized in the appraisal as well as the resulting fair value in comparison with independent data sources such as recent market data or industry-wide statistics. Real estate appraisals typically incorporate measures such as recent sales prices for comparable properties. Appraisers may make adjustments to the sales price of the comparable properties as deemed appropriate based on the age, condition or general characteristics of the subject property. Management generally applies a 12% discount to real estate appraised values to cover disposition / selling costs and to reflect the potential price reductions in the market necessary to complete an expedient sale transaction and to factor in the impact of the perception that a transaction being completed by a bank may result in further price reduction pressure. Assets and Liabilities Measured on a Recurring Basis Assets and liabilities measured at fair value on a recurring basis are summarized below: Fair Value Measurements Using: Carrying Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) At September 30, 2017 (In thousands) Assets: Available-for-sale securities U.S. government - sponsored agencies $ 21,047 $ — $ 21,047 $ — Obligations of state and political subdivisions 3,193 — 3,193 — Mortgage-backed securities 66,359 — 66,359 — Asset-backed securities 7,116 — 7,116 — Corporate debt 14,258 — 14,258 — Other equity investments 3,760 3,700 60 — Total available-for-sale securities $ 115,733 $ 3,700 $ 112,033 $ — Liabilities: Interest Rate Swap $ 72 $ — $ 72 $ — Fair Value Measurements Using: Carrying Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) At December 31, 2016 (In thousands) Assets: Available-for-sale securities U.S. government - sponsored agencies $ 17,445 $ — $ 17,445 $ — Obligations of state and political subdivisions 3,096 — 3,096 — Mortgage-backed securities 52,046 — 52,046 — Asset-backed securities 8,267 — 8,267 — Corporate debt 14,037 — 14,037 — Other equity investments 3,692 3,632 60 — Total available-for-sale securities $ 98,583 $ 3,632 $ 94,951 $ — There were no transfers of assets between Level 1 and Level 2 during the nine months ended September 30, 2017 or during the year ended December 31, 2016 . There were no changes to the valuation techniques for fair value measurements as of September 30, 2017 and December 31, 2016 . Assets and Liabilities Measured on a Non-Recurring Basis Assets and liabilities measured at fair value on a non-recurring basis are summarized below: Fair Value Measurements Using: Carrying Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) At September 30, 2017 (In thousands) Assets: Impaired loans Commercial: Secured by Real Estate $ 8 $ — $ — $ 8 Commercial real estate 197 — — 197 $ 205 $ — $ — $ 205 Fair Value Measurements Using: Carrying Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) At December 31, 2016 (In thousands) Assets: Impaired loans Commercial real estate $ 528 $ — $ — $ 528 Other Real Estate Owned 401 — — 401 $ 929 $ — $ — $ 929 Collateral-dependent impaired loans measured for impairment using the fair value of the collateral had a recorded investment value of $232,000, resulting in an increase of the allocation for loan losses of $27,000 for the nine months ended September 30, 2017. Collateral-dependent impaired loans measured for impairment using the fair value of the collateral had a recorded investment value of $528,000 , with no valuation allowance, resulting in no change of the allocation for loan losses for the year ended December 31, 2016 . At September 30, 2017, there were no OREO properties. At December 31, 2016 , OREO had a recorded investment value of $404,000 with a $ 3,000 valuation allowance. There were no additional valuation allowances recorded during the nine months ended September 30, 2017. Additional valuation allowances of $ 20,000 were recorded during the nine months ended September 30, 2016 . For the Level 3 assets measured at fair value on a non-recurring basis as of September 30, 2017 and December 31, 2016 , the significant unobservable inputs used in the fair value measurements were as follows: September 30, 2017 Fair Assets Value Valuation Technique Unobservable Inputs Range (Dollars in thousands) Impaired loans $ 205 Comparable real estate sales and / or the income approach. Adjustments for differences between comparable sales and income data available. 5% Estimated selling costs. 7% December 31, 2016 Fair Assets Value Valuation Technique Unobservable Inputs Range (Dollars in thousands) Impaired loans $ 528 Comparable real estate sales and / or the income approach. Adjustments for differences between comparable sales and income data available. 5% Estimated selling costs. 7% Other real estate owned $ 401 Comparable real estate sales and / or the income approach. Adjustments for differences between comparable sales and income data available. 2% Estimated selling costs. 7% Fair value estimates for the Corporation’s financial instruments are summarized below: Fair Value Measurements Using: Carrying Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) At September 30, 2017 (In thousands) Financial assets: Cash and cash equivalents $ 17,213 $ 17,213 $ — $ — Securities available-for-sale 115,733 3,700 112,033 — Securities held to maturity 53,323 — 52,808 — FHLB-NY stock 3,919 N/A N/A N/A Mortgage loans held for sale 688 — — 688 Loans, net 682,917 — — 682,537 Financial liabilities: Deposits 740,961 535,774 205,171 — FHLB-NY advances 68,760 — 68,649 — Subordinated Debentures and Subordinated Notes 23,301 — — 23,467 Interest rate swap 72 — 72 — Fair Value Measurements Using: Carrying Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) December 31, 2016 (In thousands) Financial assets: Cash and cash equivalents $ 11,680 $ 11,680 $ — $ — Securities available-for-sale 98,583 3,632 94,951 — Securities held to maturity 52,330 — 51,530 — FHLB-NY stock 3,515 N/A N/A N/A Mortgage loans held for sale 773 — — 773 Loans, net 595,952 — — 596,506 Financial liabilities: Deposits 658,930 503,949 154,724 — FHLB-NY advances 59,200 — 59,174 — Subordinated Debentures and Subordinated Notes 23,252 — — 23,230 The following methods and assumptions were used to estimate the fair value of each class of financial instrument: Cash and cash equivalents – The carrying amount approximates fair value and is classified as Level 1. Securities available-for-sale and held to maturity – The methods for determining fair values were described previously. FHLB-NY stock - It is not practicable to determine the fair value of FHLB-NY stock due to restrictions placed on the transferability of the stock. Mortgage loans held for sale – Loans in this category have been committed for sale to third party investors at the current carrying amount resulting in a Level 3 classification. Loans, net – Fair values are estimated for portfolios of loans with similar financial characteristics. Loans are segregated by type such as residential and commercial mortgages, commercial and other installment loans. The fair value of loans is estimated by discounting cash flows using estimated market discount rates that reflect the credit and interest rate risk inherent in the loans resulting in a Level 3 classification. Fair values estimated in this manner do not fully incorporate an exit-price approach to fair value, but instead are based on a comparison to current market rates for comparable loans. Deposits – The fair value of deposits with no stated maturity, such as noninterest-bearing demand deposits, savings, NOW and money market accounts, is equal to the amount payable on demand, resulting in a Level 1 classification. The fair value of certificates of deposit is based on the discounted value of cash flows, resulting in a Level 2 classification. The discount rate is estimated using market discount rates, which reflect interest rate risk inherent in the certificates of deposit. Fair values estimated in this manner do not fully incorporate an exit-price approach to fair value, but instead are based on a comparison to current market rates for comparable deposits. FHLB-NY advances – The fair value of FHLB-NY advances is based on the discounted value of cash flows. The discount rate is estimated using market discount rates that reflect the interest rate risk and credit risk inherent in the term borrowings resulting in a Level 2 classification. Subordinated Debentures and Subordinated Notes – The fair value of the Subordinated Debentures and the Subordinated Notes is based on the discounted value of the cash flows. The discount rate is estimated using market rates that reflect the interest rate and credit risk inherent in the Subordinated Debentures and the Subordinated Notes resulting in a Level 3 classification. Interest rate swap - The fair value of derivatives, which are included in Accrued Expenses and Other Liabilities on the Consolidated Statements of Financial Condition, is based on valuation models using observable market data as of the measurement date (Level 2). Commitments to extend credit – The fair value of commitments is estimated using the fees currently charged to enter into similar agreements, taking into account the remaining terms of the agreements and the present credit-worthiness of the counterparties. At September 30, 2017 and December 31, 2016 , the fair value of such commitments were not material. Limitations The preceding fair value estimates were made at September 30, 2017 and December 31, 2016 based on pertinent market data and relevant information concerning the financial instruments. These estimates do not include any premiums or discounts that could result from an offer to sell at one time the Corporation's entire holdings of a particular financial instrument or category thereof. Since no market exists for a substantial portion of the Corporation's financial instruments, fair value estimates were necessarily based on judgments with respect to future expected loss experience, current economic conditions, risk assessments of various financial instruments, and other factors. Given the subjective nature of these estimates, the uncertainties surrounding them and the matters of significant judgment that must be applied, these fair value estimates cannot be calculated with precision. Modifications in such assumptions could meaningfully alter these estimates. Since these fair value estimates were made solely for on- and off-balance sheet financial instruments at September 30, 2017 and December 31, 2016 , no attempt was made to estimate the value of anticipated future business. Furthermore, certain tax implications related to the realization of unrealized gains and losses could have a substantial impact on these fair value estimates and have not been incorporated into the estimates.

Earnings Per Share

Earnings Per Share	9 Months Ended
	Sep. 30, 2017
Earnings Per Share [Abstract]
Earnings Per Share	Earnings Per Share The following reconciles the income available to common shareholders (numerator) and the weighted average common stock outstanding (denominator) for both basic and diluted earnings per share. Three Months Ended Nine Months Ended September 30, September 30, 2017 2016 2017 2016 (Dollars in thousands) Net income $ 1,640 $ 1,035 $ 3,899 $ 3,388 Weighted average common shares outstanding - basic 8,643,737 6,115,987 7,656,942 6,106,723 Effect of dilutive securities - stock options N/A N/A N/A N/A Weighted average common shares outstanding - diluted 8,643,737 6,115,987 7,656,942 6,106,723 Basic earnings per common share $ 0.19 $ 0.17 $ 0.51 $ 0.55 Diluted earnings per common share $ 0.19 $ 0.17 $ 0.51 $ 0.55 There were no stock options to purchase shares of common stock for the three and nine months ended September 30, 2017 and 2016 .

Accumulated Other Comprehensive

Accumulated Other Comprehensive Income	9 Months Ended
	Sep. 30, 2017
Stockholders' Equity Note [Abstract]
Accumulated Other Comprehensive Income	Accumulated Other Comprehensive Income The components of comprehensive income, both gross and net of tax, are presented for the periods below: Three Months Ended September 30, 2017 2016 Gross Tax Net Gross Tax Net (In thousands) Net income $ 2,612 $ (972 ) $ 1,640 $ 1,618 $ (583 ) $ 1,035 Other comprehensive income (loss): Change in unrealized holding gains (losses) on securities available-for-sale 225 (87 ) 138 (133 ) 47 (86 ) Reclassification adjustment for gains in net income (1 ) — (1 ) (6 ) 3 (3 ) Accretion of loss on securities reclassified to held to maturity 17 (7 ) 10 65 (26 ) 39 Change in fair value of interest rate swap (10 ) 4 (6 ) — — — Total other comprehensive income 231 (90 ) 141 (74 ) 24 (50 ) Total comprehensive income $ 2,843 $ (1,062 ) $ 1,781 $ 1,544 $ (559 ) $ 985 Nine Months Ended September 30, 2017 2016 Gross Tax Net Gross Tax Net (In thousands) Net income $ 6,181 $ (2,282 ) $ 3,899 $ 5,299 $ (1,911 ) $ 3,388 Other comprehensive income (loss): Change in unrealized holding gains (losses) on securities available-for-sale 857 (327 ) 530 1,349 (519 ) 830 Reclassification adjustment for gains in net income (1 ) — (1 ) (62 ) 24 (38 ) Accretion of loss on securities reclassified to held to maturity 38 (15 ) 23 178 (69 ) 109 Change in fair value of interest rate swap (72 ) 29 (43 ) 62 (25 ) 37 Total other comprehensive income 822 (313 ) 509 1,527 (589 ) 938 Total comprehensive income $ 7,003 $ (2,595 ) $ 4,408 $ 6,826 $ (2,500 ) $ 4,326 The following tables present the after-tax changes in the balances of each component of accumulated other comprehensive income for the three and nine months ended September 30, 2017 and 2016 . Three Months Ended September 30, 2017 Components of Accumulated Other Comprehensive Income (Loss) Total Unrealized Gains and (Losses) on Available-for-Sale (AFS) Securities Loss on Securities Reclassified from Available-for-Sale to Held to Maturity Unrealized Gains and (Losses) on Derivatives Accumulated Other Comprehensive Income (Loss) (In thousands) Balance at June 30, 2017 $ (851 ) $ (65 ) $ (37 ) $ (953 ) Other comprehensive income before reclassifications 138 10 (6 ) 142 Amounts reclassified from other comprehensive income (1 ) — — (1 ) Other comprehensive income 137 10 (6 ) 141 Balance at September 30, 2017 $ (714 ) $ (55 ) $ (43 ) $ (812 ) Nine Months Ended September 30, 2017 Components of Accumulated Other Comprehensive Income (Loss) Total Unrealized Gains and (Losses) on Available-for-Sale (AFS) Securities Loss on Securities Reclassified from Available-for-Sale to Held to Maturity Unrealized Gains and (Losses) on Derivatives Accumulated Other Comprehensive Income (Loss) (In thousands) Balance at December 31, 2016 $ (1,243 ) $ (78 ) $ — $ (1,321 ) Other comprehensive income before reclassifications 530 23 (43 ) 510 Amounts reclassified from other comprehensive income (1 ) — — (1 ) Other comprehensive income, net 529 23 (43 ) 509 Balance at September 30, 2017 $ (714 ) $ (55 ) $ (43 ) $ (812 ) Three Months Ended September 30, 2016 Components of Accumulated Other Comprehensive Income (Loss) Total Unrealized Gains and (Losses) on Available-for-Sale (AFS) Securities Loss on Securities Reclassified from Available-for-Sale to Held to Maturity Unrealized Gains and (Losses) on Derivatives Accumulated Other Comprehensive Income (Loss) (In thousands) Balance at June 30, 2016 $ 271 $ (128 ) $ — $ 143 Other comprehensive income (loss) before reclassifications (86 ) 39 — (47 ) Amounts reclassified from other comprehensive income (3 ) — — (3 ) Other comprehensive income (loss), net (89 ) 39 — (50 ) Balance at September 30, 2016 $ 182 $ (89 ) $ — $ 93 Nine Months Ended September 30, 2016 Components of Accumulated Other Comprehensive Income (Loss) Total Unrealized Gains and (Losses) on Available-for-Sale (AFS) Securities Loss on Securities Reclassified from Available-for-Sale to Held to Maturity Unrealized Gains and (Losses) on Derivatives Accumulated Other Comprehensive Income (Loss) (In thousands) Balance at December 31, 2015 $ (610 ) $ (198 ) $ (37 ) $ (845 ) Other comprehensive income before reclassifications 830 109 37 976 Amounts reclassified from other comprehensive income (38 ) — — (38 ) Other comprehensive income, net 792 109 37 938 Balance at September 30, 2016 $ 182 $ (89 ) $ — $ 93 The following tables present amounts reclassified from each component of accumulated other comprehensive income on a gross and net of tax basis for the three and nine months ended September 30, 2017 and 2016 . Three Months Ended Income Components of Accumulated Other September 30, Statement Comprehensive Income 2017 2016 Line Item (In thousands) Unrealized gains on AFS securities before tax $ 1 $ 6 Gains on securities transactions, net Tax effect — (3 ) Total net of tax 1 3 Total reclassifications, net of tax $ 1 $ 3 Nine Months Ended Income Components of Accumulated Other September 30, Statement Comprehensive Income 2017 2016 Line Item (In thousands) Unrealized gains on AFS securities before tax $ 1 $ 62 Gains on securities transactions, net Tax effect — (24 ) Total net of tax 1 38 Total reclassifications, net of tax $ 1 $ 38

Common Stock

Common Stock	9 Months Ended
	Sep. 30, 2017
Equity [Abstract]
Common Stock	Common Stock On April 17, 2017, the Corporation closed an underwritten public offering of 2,509,090 shares of the Corporation’s common stock, which includes 327,272 shares issued pursuant to the full exercise of the underwriter’s over-allotment option, at a price to the public of $8.25 per share, for aggregate gross proceeds of $20.7 million . The net proceeds to the Corporation, after deducting the underwriting discount and offering expenses, were $18.9 million . The Corporation is using the net proceeds of the offering to support organic growth and other general corporate purposes.

Summary of Significant Accoun15

Summary of Significant Accounting Policies (Policies)	9 Months Ended
	Sep. 30, 2017
Accounting Policies [Abstract]
Basis of presentation	Certain information and note disclosures normally included in the unaudited consolidated financial statements prepared in accordance with U.S. generally accepted accounting principles (“GAAP”) have been omitted pursuant to the rules and regulations of the Securities and Exchange Commission (the “SEC”). These unaudited consolidated financial statements should be read in conjunction with the audited consolidated financial statements and notes thereto included in the Stewardship Financial Corporation Annual Report on Form 10-K for the fiscal year ended December 31, 2016 , filed with the SEC on March 22, 2017 (the “2016 Annual Report”). The interim unaudited consolidated financial statements included herein have been prepared in accordance with instructions for Form 10-Q and the rules and regulations of the SEC and, therefore, do not include information or footnotes necessary for a complete presentation of consolidated financial condition, results of operations, and cash flows in conformity with GAAP. However, all adjustments, consisting only of normal recurring adjustments, which in the opinion of management are necessary for a fair presentation of the interim consolidated financial statements, have been included. The results of operations for the three and nine months ended September 30, 2017 are not necessarily indicative of the results which may be expected for the entire year.
Principles of consolidation	Principles of consolidation The consolidated financial statements include the accounts of Stewardship Financial Corporation and its wholly-owned subsidiary, Atlantic Stewardship Bank (the “Bank”), together referred to as “the Corporation”. The Bank includes its wholly-owned subsidiaries, Stewardship Investment Corporation, Stewardship Realty LLC, Atlantic Stewardship Insurance Company, LLC and several other subsidiaries formed to hold title to properties acquired through foreclosure or deed in lieu of foreclosure. The Bank’s subsidiaries have an insignificant impact on the Bank’s daily operations. All intercompany accounts and transactions have been eliminated in the consolidated financial statements. The consolidated financial statements of the Corporation have been prepared in conformity with GAAP. In preparing the consolidated financial statements, management is required to make estimates and assumptions, based on available information, that affect the amounts reported in the consolidated financial statements and disclosures provided. Actual results could differ significantly from those estimates.
Material estimates	Material estimates Material estimates that are particularly susceptible to significant changes relate to the determination of the allowance for loan losses and deferred income taxes. Management believes the Corporation’s policies with respect to the methodology for the determination of the allowance for loan losses and the evaluation of deferred income taxes involves a higher degree of complexity and requires management to make difficult and subjective judgments, which often require assumptions or estimates about highly uncertain matters. Changes in these judgments, assumptions or estimates could materially impact results of operations. These critical policies and their application are periodically reviewed with the Audit Committee and the Board of Directors.
Adoption of New Accounting Standards	Adoption of New Accounting Standards In May 2014, the Financial Accounting Standards Board (the “FASB”) issued Accounting Standards Update (“ASU”) No. 2014-09, "Revenue from Contracts with Customers (Topic 606)", which requires an entity to recognize the amount of revenue to which it expects to be entitled for the transfer of promised goods or services to customers. This ASU will be effective for interim and annual periods beginning after December 15, 2017 and will replace most existing revenue recognition guidance in GAAP. The Corporation will adopt the guidance in the first quarter of 2018 using the modified retrospective method with a cumulative-effect adjustment to opening retained earnings. Because the guidance does not apply to revenue associated with financial instruments, including loans and securities that are accounted for under other GAAP, the new revenue recognition standard is not expected to have a material impact on the Corporation's consolidated financial statements. The Corporation’s implementation efforts include the identification of revenue within the scope of the guidance, as well as the evaluation of revenue contracts. While the Corporation has not identified any material changes related to the timing or amount of revenue recognition, the Corporation will continue to evaluate the need for additional disclosures and disaggregation of significant categories of revenue in the scope of the guidance. In January 2016, the FASB issued ASU No. 2016-01, "Financial Instruments - Overall: Recognition and Measurement of Financial Assets and Liabilities." This ASU addresses certain aspects of recognition, measurement, presentation, and disclosure of financial instruments. This amendment supersedes the guidance to classify equity securities with readily determinable fair values into different categories, requires equity securities to be measured at fair value with changes in the fair value recognized through net income, and simplifies the impairment assessment of equity investments without readily determinable fair values. The amendment requires public business entities that are required to disclose the fair value of financial instruments measured at amortized cost on the balance sheet to measure that fair value using the exit price notion. The amendment requires an entity to present separately in other comprehensive income the portion of the total change in the fair value of a liability resulting from a change in the instrument-specific credit risk when the entity has elected to measure the liability at fair value in accordance with the fair value option. The amendment requires separate presentation of financial assets and financial liabilities by measurement category and form of financial asset on the balance sheet or in the accompanying notes to the financial statements. The amendment reduces diversity in current practice by clarifying that an entity should evaluate the need for a valuation allowance on a deferred tax asset related to available for sale securities in combination with the entity’s other deferred tax assets. This amendment is effective for fiscal years, including interim periods, beginning after December 15, 2017. Entities should apply the amendment by means of a cumulative-effect adjustment as of the beginning of the fiscal year of adoption, with the exception of the amendment related to equity securities without readily determinable fair values, which should be applied prospectively to equity investments that exist as of the date of adoption. The Corporation is currently evaluating the impact that the adoption of the guidance will have on the Corporation's consolidated financial statements. In February 2016, the FASB issued ASU 2016-02, “Leases (Subtopic 842).” This ASU requires all lessees to recognize a lease liability and a right-of-use asset, measured at the present value of the future minimum lease payments, at the lease commencement date. Lessor accounting remains largely unchanged under the new guidance. The amendments in ASU 2016-02 are effective for fiscal years, including interim periods, beginning after December 15, 2018. Early adoption of ASU 2016-02 is permitted. The Corporation is currently assessing the impact that the adoption of the guidance will have on the Corporation's consolidated financial statements. In March 2016, the FASB issued ASU 2016-09, “Compensation – Stock Compensation (Topic 718): Improvements to Employee Share-Based Payment Accounting.” The objective of this ASU is to simplify accounting for share-based payment transactions, including the income tax consequences, classification of awards as either equity or liabilities, and classification on the statement of cash flows. Under ASU 2016-09, all excess tax benefits and tax deficiencies (including tax benefits of dividends on share-based payment awards) should be recognized as income tax expense or benefit in the income statement. The tax effects of exercised or vested awards should be treated as discrete items in the reporting period in which they occur. An entity also should recognize excess tax benefits regardless of whether the benefit reduces taxes payable in the current period. An entity can make an entity-wide accounting policy election to either estimate the number of awards that are expected to vest (current accounting) or account for forfeitures when they occur. Within the cash flow statement, excess tax benefits should be classified along with other income tax cash flows as an operating activity, and cash paid by an employer when directly withholding shares for tax-withholding purposes should be classified as a financing activity. The amendments in ASU 2016-09 are effective for fiscal years, including interim periods, beginning after December 15, 2016. The Corporation's adoption of the guidance in the first quarter of 2017 did not have a material impact on the Corporation's consolidated financial statements. In June 2016, the FASB issued ASU 2016-13, “Financial Instruments - Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments.” The main objective of this ASU is to provide financial statement users with more decision-useful information about the expected credit losses on financial instruments by a reporting entity at each reporting date. The amendments in this ASU require financial assets measured at amortized cost to be presented at the net amount expected to be collected. The allowance for credit losses would represent a valuation account that would be deducted from the amortized cost basis of the financial asset(s) to present the net carrying value at the amount expected to be collected on the financial asset. The income statement would reflect the measurement of credit losses for newly recognized financial assets, as well as the expected increases or decreases of expected credit losses that have taken place during the period. The measurement of expected credit losses would be based on relevant information about past events, including historical experience, current conditions, and reasonable and supportable forecasts that affect the collectability of the reported amount. An entity will be required to use judgment in determining the relevant information and estimation methods that are appropriate in its circumstances. The amendments in ASU 2016-13 are effective for fiscal years, including interim periods, beginning after December 15, 2019. Early adoption of ASU 2016-09 is permitted for fiscal years beginning after December 15, 2018. The Corporation is currently evaluating the potential impact that the adoption of the guidance will have on the Corporation's consolidated financial statements. In August 2017, the FASB issued ASU No. 2017-12, "Derivatives and Hedging (Topic 815): Targeted Improvements to Accounting for Hedging Activities", with the objective of improving the financial reporting of hedging relationships to better portray the economic results of an entity’s risk management activities in its financial statements. The amendments in ASU 2017-12 expand and refine hedge accounting for both nonfinancial and financial risk components and align the recognition and presentation of the effects of the hedging instrument and the hedged item in the financial statements. This ASU will be effective for interim and annual periods beginning after December 15, 2018. Early adoption of ASU 2017-12 is permitted. The Corporation is currently evaluating the potential impact that the adoption of the guidance will have on the Corporation's consolidated financial statements.

Securities - Available-for-Sa16

Securities - Available-for-Sale and Held to Maturity (Tables)	9 Months Ended
	Sep. 30, 2017
Investments, Debt and Equity Securities [Abstract]
Schedule of Amortized Cost, Fair Value of Securities Available For Sale and Related Gross Unrealized Gains and Losses	The amortized cost, gross unrealized gains and losses and fair value of the available-for-sale securities were as follows: September 30, 2017 Amortized Gross Unrealized Fair Cost Gains Losses Value (In thousands) U.S. government-sponsored agencies $ 21,270 $ 56 $ 279 $ 21,047 Obligations of state and political subdivisions 3,225 13 45 3,193 Mortgage-backed securities 66,885 129 655 66,359 Asset-backed securities (a) 7,096 34 14 7,116 Corporate debt 14,455 97 294 14,258 Total debt securities 112,931 329 1,287 111,973 Other equity investments 3,958 — 198 3,760 $ 116,889 $ 329 $ 1,485 $ 115,733 December 31, 2016 Amortized Gross Unrealized Fair Cost Gains Losses Value (In thousands) U.S. government-sponsored agencies $ 17,789 $ 61 $ 405 $ 17,445 Obligations of state and political subdivisions 3,238 — 142 3,096 Mortgage-backed securities 52,785 150 889 52,046 Asset-backed securities (a) 8,392 — 125 8,267 Corporate debt 14,504 50 517 14,037 Total debt securities 96,708 261 2,078 94,891 Other equity investments 3,886 — 194 3,692 $ 100,594 $ 261 $ 2,272 $ 98,583 (a) Collateralized by student loans.
Schedule of Held to Maturity Securities and Related Unrecognized Gains and Losses	The following is a summary of the amortized cost, gross unrealized gains and losses and fair value of the held to maturity securities: September 30, 2017 Amortized Gross Unrealized Fair Cost Gains Losses Value (In thousands) U.S. Treasury $ 999 $ — $ 4 $ 995 U.S. government-sponsored agencies 26,328 21 576 25,773 Obligations of state and political subdivisions 4,444 35 14 4,465 Mortgage-backed securities 21,552 127 104 21,575 $ 53,323 $ 183 $ 698 $ 52,808 December 31, 2016 Amortized Gross Unrealized Fair Cost Gains Losses Value (In thousands) U.S. Treasury $ 999 $ — $ 4 $ 995 U.S. government-sponsored agencies 19,162 28 865 18,325 Obligations of state and political subdivisions 7,102 75 30 7,147 Mortgage-backed securities 25,067 163 167 25,063 $ 52,330 $ 266 $ 1,066 $ 51,530
Amortized Cost and Fair Value of the Investment Securities Portfolio by Contractual Maturity	The following table presents the amortized cost and fair value of the debt securities portfolio by contractual maturity. As issuers may have the right to call or prepay obligations with or without call or prepayment premiums, the actual maturities may differ from contractual maturities. Securities not due at a single maturity date, such as mortgage-backed securities and asset-backed securities, are shown separately. September 30, 2017 Amortized Cost Fair Value (In thousands) Available-for-sale Within one year $ 1,000 $ 999 After one year, but within five years 9,941 9,925 After five years, but within ten years 22,608 22,310 After ten years 5,401 5,264 Mortgage-backed securities 66,885 66,359 Asset-backed securities 7,096 7,116 Total $ 112,931 $ 111,973 Held to maturity Within one year $ 1,845 $ 1,851 After one year, but within five years 9,189 9,211 After five years, but within ten years 20,238 19,686 After ten years 499 485 Mortgage-backed securities 21,552 21,575 Total $ 53,323 $ 52,808
Schedule of Continuous Unrealized Loss Position for Investment Securities Available for Sale and Held to Maturity	The following tables summarize the fair value and unrealized losses of those investment securities which reported an unrealized loss at September 30, 2017 and December 31, 2016 , and if the unrealized loss position was continuous for the twelve months prior to September 30, 2017 and December 31, 2016 . Available-for-Sale September 30, 2017 Less than 12 Months 12 Months or Longer Total Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value Losses Value Losses (In thousands) U.S. government- sponsored agencies $ 7,675 $ (96 ) $ 7,918 $ (183 ) $ 15,593 $ (279 ) Obligations of state and political subdivisions 906 (17 ) 880 (28 ) 1,786 (45 ) Mortgage-backed securities 40,235 (380 ) 10,654 (275 ) 50,889 (655 ) Asset-backed securities — — 3,004 (14 ) 3,004 (14 ) Corporate debt 1,534 (27 ) 7,626 (267 ) 9,160 (294 ) Other equity investments — — 3,700 (198 ) 3,700 (198 ) Total temporarily impaired securities $ 50,350 $ (520 ) $ 33,782 $ (965 ) $ 84,132 $ (1,485 ) December 31, 2016 Less than 12 Months 12 Months or Longer Total Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value Losses Value Losses (In thousands) U.S. government- sponsored agencies $ 10,548 $ (260 ) $ 3,402 $ (145 ) $ 13,950 $ (405 ) Obligations of state and political subdivisions 3,095 (142 ) — — 3,095 (142 ) Mortgage-backed securities 35,009 (779 ) 3,360 (110 ) 38,369 (889 ) Asset-backed securities — — 8,267 (125 ) 8,267 (125 ) Corporate debt 8,031 (473 ) 956 (44 ) 8,987 (517 ) Other equity investments — — 3,632 (194 ) 3,632 (194 ) Total temporarily impaired securities $ 56,683 $ (1,654 ) $ 19,617 $ (618 ) $ 76,300 $ (2,272 ) Held to Maturity September 30, 2017 Less than 12 Months 12 Months or Longer Total Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value Losses Value Losses (In thousands) U.S. Treasury $ 995 $ (4 ) $ — $ — $ 995 $ (4 ) U.S. government- sponsored agencies 13,231 (261 ) 8,576 (315 ) 21,807 (576 ) Obligations of state and political subdivisions — — 485 (14 ) 485 (14 ) Mortgage-backed securities 11,217 (104 ) — — 11,217 (104 ) Total temporarily impaired securities $ 25,443 $ (369 ) $ 9,061 $ (329 ) $ 34,504 $ (698 ) December 31, 2016 Less than 12 Months 12 Months or Longer Total Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value Losses Value Losses (In thousands) U.S. Treasury $ 995 $ (4 ) $ — $ — $ 995 $ (4 ) U.S. government- sponsored agencies 17,022 (865 ) — — 17,022 (865 ) Obligations of state and political subdivisions 476 (30 ) — — 476 (30 ) Mortgage-backed securities 12,901 (167 ) — — 12,901 (167 ) Total temporarily impaired securities $ 31,394 $ (1,066 ) $ — $ — $ 31,394 $ (1,066 )

Loans and Allowance for Loan 17

Loans and Allowance for Loan Losses (Tables)	9 Months Ended
	Sep. 30, 2017
Receivables [Abstract]
Loan Portfolio Schedule	At September 30, 2017 and December 31, 2016 , respectively, the loan portfolio consisted of the following: September 30, December 31, (In thousands) Commercial: Secured by real estate $ 33,497 $ 34,213 Other 49,845 47,852 Commercial real estate 470,461 382,551 Commercial construction 12,868 14,943 Residential real estate 84,111 84,321 Consumer: Secured by real estate 31,207 30,176 Other 481 244 Government Guaranteed Loans - guaranteed portion 9,439 9,732 Other 44 51 Total gross loans 691,953 604,083 Less: Deferred loan costs, net 422 226 Allowance for loan losses 8,614 7,905 9,036 8,131 Loans, net $ 682,917 $ 595,952
Schedule of Allowance for Loan Losses	Activity in the allowance for loan losses is summarized as follows: For the three months ended September 30, 2017 Balance, beginning of period Provision charged to operations Loans charged off Recoveries of loans charged off Balance, end of period (In thousands) Commercial $ 2,662 $ 145 $ (1 ) $ 18 $ 2,824 Commercial real estate 5,502 (80 ) — 21 5,443 Commercial construction 253 (27 ) — — 226 Residential real estate 58 (1 ) — — 57 Consumer 63 (7 ) — 6 62 Other loans 5 (5 ) — — — Unallocated 7 (5 ) — — 2 Total $ 8,550 $ 20 $ (1 ) $ 45 $ 8,614 For the nine months ended September 30, 2017 Balance, beginning of period Provision charged to operations Loans charged off Recoveries of loans charged off Balance, end of period (In thousands) Commercial $ 2,663 $ 111 $ (3 ) $ 53 $ 2,824 Commercial real estate 4,734 637 — 72 5,443 Commercial construction 355 (129 ) — — 226 Residential real estate 66 (9 ) — — 57 Consumer 75 (20 ) — 7 62 Other loans — — (1 ) 1 — Unallocated 12 (10 ) — — 2 Total $ 7,905 $ 580 $ (4 ) $ 133 $ 8,614 For the three months ended September 30, 2016 Balance, beginning of period Provision charged to operations Loans charged off Recoveries of loans charged off Balance, end of period (In thousands) Commercial $ 3,673 $ (460 ) $ (68 ) $ 23 $ 3,168 Commercial real estate 4,224 216 (18 ) 78 4,500 Commercial construction 184 67 — — 251 Residential real estate 106 (32 ) — — 74 Consumer 132 (32 ) (3 ) — 97 Other loans — — (1 ) 1 — Unallocated 69 (9 ) — — 60 Total $ 8,388 $ (250 ) $ (90 ) $ 102 $ 8,150 For the nine months ended September 30, 2016 Balance, beginning of period Provision charged to operations Loans charged off Recoveries of loans charged off Balance, end of period (In thousands) Commercial $ 3,698 $ (862 ) $ (71 ) $ 403 $ 3,168 Commercial real estate 4,660 (215 ) (82 ) 137 4,500 Commercial construction 114 137 — — 251 Residential real estate 109 (35 ) — — 74 Consumer 118 (13 ) (10 ) 2 97 Other loans 3 (1 ) (3 ) 1 — Unallocated 121 (61 ) — — 60 Total $ 8,823 $ (1,050 ) $ (166 ) $ 543 $ 8,150 The following table presents the balance in the allowance for loan losses and the recorded investment in loans by portfolio segment and based on the impairment method as of September 30, 2017 and December 31, 2016 . September 30, 2017 Commercial Commercial Real Estate Commercial Construction Residential Real Estate Consumer Government Guaranteed Other Loans Unallocated Total (In thousands) Allowance for loan losses Ending allowance balance attributable to loans Individually evaluated for impairment $ 34 $ 581 $ — $ — $ — $ — $ — $ — $ 615 Collectively evaluated for impairment 2,790 4,862 226 57 62 — — 2 7,999 Total ending allowance balance $ 2,824 $ 5,443 $ 226 $ 57 $ 62 $ — $ — $ 2 $ 8,614 Loans: Loans individually evaluated for impairment $ 630 $ 6,281 $ — $ — $ 65 $ — $ — $ — $ 6,976 Loans collectively evaluated for impairment 82,712 464,180 12,868 84,111 31,623 9,439 44 — 684,977 Total ending loan balance $ 83,342 $ 470,461 $ 12,868 $ 84,111 $ 31,688 $ 9,439 $ 44 $ — $ 691,953 December 31, 2016 Commercial Commercial Real Estate Commercial Construction Residential Real Estate Consumer Government Guaranteed Other Loans Unallocated Total (In thousands) Allowance for loan losses Ending allowance balance attributable to loans Individually evaluated for impairment $ 9 $ 601 $ — $ — $ — $ — $ — $ — $ 610 Collectively evaluated for impairment 2,654 4,133 355 66 75 — — 12 7,295 Total ending allowance balance $ 2,663 $ 4,734 $ 355 $ 66 $ 75 $ — $ — $ 12 $ 7,905 Loans: Loans individually evaluated for impairment $ 1,698 $ 6,331 $ — $ — $ 78 $ — $ — $ — $ 8,107 Loans collectively evaluated for impairment 80,367 376,220 14,943 84,321 30,342 9,732 51 — 595,976 Total ending loan balance $ 82,065 $ 382,551 $ 14,943 $ 84,321 $ 30,420 $ 9,732 $ 51 $ — $ 604,083
Schedule of Recorded Investment in Nonaccrual Loans	The following table presents the recorded investment in nonaccrual loans at the dates indicated: September 30, 2017 December 31, 2016 (In thousands) Commercial: Secured by real estate $ 35 $ — Commercial real estate 706 528 Consumer: Secured by real estate 65 78 Total nonaccrual loans $ 806 $ 606
Schedule of Recorded Investments in Impaired Loans	The following table presents loans individually evaluated for impairment by class of loan at and for the periods indicated: At and for the nine months ended September 30, 2017 Unpaid Principal Balance Recorded Investment Allowance for Loan Losses Allocated Average Recorded Investment Interest Income Recognized (In thousands) With no related allowance recorded: Commercial: Secured by real estate $ 589 $ 466 $ 1,107 $ 63 Commercial real estate 3,467 3,153 3,155 92 Consumer: Secured by real estate 73 65 72 — With an allowance recorded: Commercial: Secured by real estate 35 35 $ 27 48 — Other 129 129 7 182 10 Commercial real estate 3,128 3,128 581 3,152 96 $ 7,421 $ 6,976 $ 615 $ 7,716 $ 261 During the nine months ended September 30, 2017 , no interest income was recognized on a cash basis. At and for the year ended December 31, 2016 Unpaid Principal Balance Recorded Investment Allowance for Loan Losses Allocated Average Recorded Investment Interest Income Recognized (In thousands) With no related allowance recorded: Commercial: Secured by real estate $ 1,481 $ 1,353 $ 2,018 $ 92 Other — — 27 — Commercial real estate 3,448 3,156 3,128 181 Consumer: Secured by real estate 81 78 81 — With an allowance recorded: Commercial: Secured by real estate 120 120 $ — 186 7 Other 225 225 9 247 17 Commercial real estate 3,175 3,175 601 4,109 130 $ 8,530 $ 8,107 $ 610 $ 9,796 $ 427
Schedule of Aging of the Recorded Investment in Past Due Loans by Class of Loans	The following table presents the aging of the recorded investment in past due loans by class of loans as of September 30, 2017 and December 31, 2016 . Nonaccrual loans are included in the disclosure by payment status. September 30, 2017 30-59 Days Past Due 60-89 Days Past Due Greater than 90 Days Past Due Total Past Due Loans Not Past Due Total (In thousands) Commercial: Secured by real estate $ — $ — $ — $ — $ 33,497 $ 33,497 Other 388 — — 388 49,457 49,845 Commercial real estate 557 — 509 1,066 469,395 470,461 Commercial construction — — — — 12,868 12,868 Residential real estate 316 — — 316 83,795 84,111 Consumer: Secured by real estate — — 30 30 31,177 31,207 Other — — — — 481 481 Government Guaranteed — — — — 9,439 9,439 Other — — — — 44 44 Total $ 1,261 $ — $ 539 $ 1,800 $ 690,153 $ 691,953 December 31, 2016 30-59 Days Past Due 60-89 Days Past Due Greater than 90 Days Past Due Total Past Due Loans Not Past Due Total (In thousands) Commercial: Secured by real estate $ — $ — $ — $ — $ 34,213 $ 34,213 Other — — — — 47,852 47,852 Commercial real estate 106 — — 106 382,445 382,551 Commercial construction — — — — 14,943 14,943 Residential real estate — — — — 84,321 84,321 Consumer: Secured by real estate 6 — 40 46 30,130 30,176 Other — — — — 244 244 Government Guaranteed — — — — 9,732 9,732 Other — — — — 51 51 Total $ 112 $ — $ 40 $ 152 $ 603,931 $ 604,083
Schedule of Loans by Credit Quality Indicators	As of September 30, 2017 and December 31, 2016 , and based on the most recent analysis performed at those times, the risk category of loans by class is as follows: September 30, 2017 Pass Special Mention Substandard Doubtful Loss Total (In thousands) Commercial: Secured by real estate $ 30,578 $ 2,493 $ 426 $ — $ — $ 33,497 Other 49,073 222 550 — — 49,845 Commercial real estate 455,257 13,109 2,095 — — 470,461 Commercial construction 12,868 — — — — 12,868 Total $ 547,776 $ 15,824 $ 3,071 $ — $ — $ 566,671 December 31, 2016 Pass Special Mention Substandard Doubtful Loss Total (In thousands) Commercial: Secured by real estate $ 32,159 $ 1,601 $ 453 $ — $ — $ 34,213 Other 46,865 404 583 — — 47,852 Commercial real estate 366,251 14,345 1,955 — — 382,551 Commercial construction 14,943 — — — — 14,943 Total $ 460,218 $ 16,350 $ 2,991 $ — $ — $ 479,559
Schedule of Recorded Investment in Residential Real Estate and Consumer Loans Based on Payment Activity	The following table presents the recorded investment in residential real estate and consumer loans based on payment activity as of September 30, 2017 and December 31, 2016 . September 30, 2017 Current Past Due and Nonaccrual Total (In thousands) Residential real estate $ 83,795 $ 316 $ 84,111 Consumer: Secured by real estate 31,177 30 31,207 Other 481 — 481 Total $ 115,453 $ 346 $ 115,799 December 31, 2016 Current Past Due and Nonaccrual Total (In thousands) Residential real estate $ 84,321 $ — $ 84,321 Consumer: Secured by real estate 30,130 46 30,176 Other 244 — 244 Total $ 114,695 $ 46 $ 114,741

Fair Value of Financial Instr18

Fair Value of Financial Instruments (Tables)	9 Months Ended
	Sep. 30, 2017
Fair Value Disclosures [Abstract]
Schedule of Assets and Liabilities Measured at Fair Value on Recurring Basis	Assets and liabilities measured at fair value on a recurring basis are summarized below: Fair Value Measurements Using: Carrying Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) At September 30, 2017 (In thousands) Assets: Available-for-sale securities U.S. government - sponsored agencies $ 21,047 $ — $ 21,047 $ — Obligations of state and political subdivisions 3,193 — 3,193 — Mortgage-backed securities 66,359 — 66,359 — Asset-backed securities 7,116 — 7,116 — Corporate debt 14,258 — 14,258 — Other equity investments 3,760 3,700 60 — Total available-for-sale securities $ 115,733 $ 3,700 $ 112,033 $ — Liabilities: Interest Rate Swap $ 72 $ — $ 72 $ — Fair Value Measurements Using: Carrying Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) At December 31, 2016 (In thousands) Assets: Available-for-sale securities U.S. government - sponsored agencies $ 17,445 $ — $ 17,445 $ — Obligations of state and political subdivisions 3,096 — 3,096 — Mortgage-backed securities 52,046 — 52,046 — Asset-backed securities 8,267 — 8,267 — Corporate debt 14,037 — 14,037 — Other equity investments 3,692 3,632 60 — Total available-for-sale securities $ 98,583 $ 3,632 $ 94,951 $ —
Schedule of Assets and Liabilities Measured at Fair Value on a Non-recurring Basis	Assets and liabilities measured at fair value on a non-recurring basis are summarized below: Fair Value Measurements Using: Carrying Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) At September 30, 2017 (In thousands) Assets: Impaired loans Commercial: Secured by Real Estate $ 8 $ — $ — $ 8 Commercial real estate 197 — — 197 $ 205 $ — $ — $ 205 Fair Value Measurements Using: Carrying Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) At December 31, 2016 (In thousands) Assets: Impaired loans Commercial real estate $ 528 $ — $ — $ 528 Other Real Estate Owned 401 — — 401 $ 929 $ — $ — $ 929
Schedule of Fair Value Assumptions for Level 3 Assets Measured at Fair Value on a Non-recurring Basis	For the Level 3 assets measured at fair value on a non-recurring basis as of September 30, 2017 and December 31, 2016 , the significant unobservable inputs used in the fair value measurements were as follows: September 30, 2017 Fair Assets Value Valuation Technique Unobservable Inputs Range (Dollars in thousands) Impaired loans $ 205 Comparable real estate sales and / or the income approach. Adjustments for differences between comparable sales and income data available. 5% Estimated selling costs. 7% December 31, 2016 Fair Assets Value Valuation Technique Unobservable Inputs Range (Dollars in thousands) Impaired loans $ 528 Comparable real estate sales and / or the income approach. Adjustments for differences between comparable sales and income data available. 5% Estimated selling costs. 7% Other real estate owned $ 401 Comparable real estate sales and / or the income approach. Adjustments for differences between comparable sales and income data available. 2% Estimated selling costs. 7%
Schedule of Fair Value Estimates for the Financial Instruments	Fair value estimates for the Corporation’s financial instruments are summarized below: Fair Value Measurements Using: Carrying Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) At September 30, 2017 (In thousands) Financial assets: Cash and cash equivalents $ 17,213 $ 17,213 $ — $ — Securities available-for-sale 115,733 3,700 112,033 — Securities held to maturity 53,323 — 52,808 — FHLB-NY stock 3,919 N/A N/A N/A Mortgage loans held for sale 688 — — 688 Loans, net 682,917 — — 682,537 Financial liabilities: Deposits 740,961 535,774 205,171 — FHLB-NY advances 68,760 — 68,649 — Subordinated Debentures and Subordinated Notes 23,301 — — 23,467 Interest rate swap 72 — 72 — Fair Value Measurements Using: Carrying Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) December 31, 2016 (In thousands) Financial assets: Cash and cash equivalents $ 11,680 $ 11,680 $ — $ — Securities available-for-sale 98,583 3,632 94,951 — Securities held to maturity 52,330 — 51,530 — FHLB-NY stock 3,515 N/A N/A N/A Mortgage loans held for sale 773 — — 773 Loans, net 595,952 — — 596,506 Financial liabilities: Deposits 658,930 503,949 154,724 — FHLB-NY advances 59,200 — 59,174 — Subordinated Debentures and Subordinated Notes 23,252 — — 23,230

Earnings Per Share (Tables)

Earnings Per Share (Tables)	9 Months Ended
	Sep. 30, 2017
Earnings Per Share [Abstract]
Schedule of Earnings Per Common Share	The following reconciles the income available to common shareholders (numerator) and the weighted average common stock outstanding (denominator) for both basic and diluted earnings per share. Three Months Ended Nine Months Ended September 30, September 30, 2017 2016 2017 2016 (Dollars in thousands) Net income $ 1,640 $ 1,035 $ 3,899 $ 3,388 Weighted average common shares outstanding - basic 8,643,737 6,115,987 7,656,942 6,106,723 Effect of dilutive securities - stock options N/A N/A N/A N/A Weighted average common shares outstanding - diluted 8,643,737 6,115,987 7,656,942 6,106,723 Basic earnings per common share $ 0.19 $ 0.17 $ 0.51 $ 0.55 Diluted earnings per common share $ 0.19 $ 0.17 $ 0.51 $ 0.55

Accumulated Other Comprehensi20

Accumulated Other Comprehensive Income (Tables)	9 Months Ended
	Sep. 30, 2017
Stockholders' Equity Note [Abstract]
Schedule of Components of Comprehensive Income	The components of comprehensive income, both gross and net of tax, are presented for the periods below: Three Months Ended September 30, 2017 2016 Gross Tax Net Gross Tax Net (In thousands) Net income $ 2,612 $ (972 ) $ 1,640 $ 1,618 $ (583 ) $ 1,035 Other comprehensive income (loss): Change in unrealized holding gains (losses) on securities available-for-sale 225 (87 ) 138 (133 ) 47 (86 ) Reclassification adjustment for gains in net income (1 ) — (1 ) (6 ) 3 (3 ) Accretion of loss on securities reclassified to held to maturity 17 (7 ) 10 65 (26 ) 39 Change in fair value of interest rate swap (10 ) 4 (6 ) — — — Total other comprehensive income 231 (90 ) 141 (74 ) 24 (50 ) Total comprehensive income $ 2,843 $ (1,062 ) $ 1,781 $ 1,544 $ (559 ) $ 985 Nine Months Ended September 30, 2017 2016 Gross Tax Net Gross Tax Net (In thousands) Net income $ 6,181 $ (2,282 ) $ 3,899 $ 5,299 $ (1,911 ) $ 3,388 Other comprehensive income (loss): Change in unrealized holding gains (losses) on securities available-for-sale 857 (327 ) 530 1,349 (519 ) 830 Reclassification adjustment for gains in net income (1 ) — (1 ) (62 ) 24 (38 ) Accretion of loss on securities reclassified to held to maturity 38 (15 ) 23 178 (69 ) 109 Change in fair value of interest rate swap (72 ) 29 (43 ) 62 (25 ) 37 Total other comprehensive income 822 (313 ) 509 1,527 (589 ) 938 Total comprehensive income $ 7,003 $ (2,595 ) $ 4,408 $ 6,826 $ (2,500 ) $ 4,326
Schedule of Components of Accumulated Other Comprehensive Income	The following tables present the after-tax changes in the balances of each component of accumulated other comprehensive income for the three and nine months ended September 30, 2017 and 2016 . Three Months Ended September 30, 2017 Components of Accumulated Other Comprehensive Income (Loss) Total Unrealized Gains and (Losses) on Available-for-Sale (AFS) Securities Loss on Securities Reclassified from Available-for-Sale to Held to Maturity Unrealized Gains and (Losses) on Derivatives Accumulated Other Comprehensive Income (Loss) (In thousands) Balance at June 30, 2017 $ (851 ) $ (65 ) $ (37 ) $ (953 ) Other comprehensive income before reclassifications 138 10 (6 ) 142 Amounts reclassified from other comprehensive income (1 ) — — (1 ) Other comprehensive income 137 10 (6 ) 141 Balance at September 30, 2017 $ (714 ) $ (55 ) $ (43 ) $ (812 ) Nine Months Ended September 30, 2017 Components of Accumulated Other Comprehensive Income (Loss) Total Unrealized Gains and (Losses) on Available-for-Sale (AFS) Securities Loss on Securities Reclassified from Available-for-Sale to Held to Maturity Unrealized Gains and (Losses) on Derivatives Accumulated Other Comprehensive Income (Loss) (In thousands) Balance at December 31, 2016 $ (1,243 ) $ (78 ) $ — $ (1,321 ) Other comprehensive income before reclassifications 530 23 (43 ) 510 Amounts reclassified from other comprehensive income (1 ) — — (1 ) Other comprehensive income, net 529 23 (43 ) 509 Balance at September 30, 2017 $ (714 ) $ (55 ) $ (43 ) $ (812 ) Three Months Ended September 30, 2016 Components of Accumulated Other Comprehensive Income (Loss) Total Unrealized Gains and (Losses) on Available-for-Sale (AFS) Securities Loss on Securities Reclassified from Available-for-Sale to Held to Maturity Unrealized Gains and (Losses) on Derivatives Accumulated Other Comprehensive Income (Loss) (In thousands) Balance at June 30, 2016 $ 271 $ (128 ) $ — $ 143 Other comprehensive income (loss) before reclassifications (86 ) 39 — (47 ) Amounts reclassified from other comprehensive income (3 ) — — (3 ) Other comprehensive income (loss), net (89 ) 39 — (50 ) Balance at September 30, 2016 $ 182 $ (89 ) $ — $ 93 Nine Months Ended September 30, 2016 Components of Accumulated Other Comprehensive Income (Loss) Total Unrealized Gains and (Losses) on Available-for-Sale (AFS) Securities Loss on Securities Reclassified from Available-for-Sale to Held to Maturity Unrealized Gains and (Losses) on Derivatives Accumulated Other Comprehensive Income (Loss) (In thousands) Balance at December 31, 2015 $ (610 ) $ (198 ) $ (37 ) $ (845 ) Other comprehensive income before reclassifications 830 109 37 976 Amounts reclassified from other comprehensive income (38 ) — — (38 ) Other comprehensive income, net 792 109 37 938 Balance at September 30, 2016 $ 182 $ (89 ) $ — $ 93
Schedule of Amount Reclassified from Each Component of Accumulated Other Comprehensive Income	The following tables present amounts reclassified from each component of accumulated other comprehensive income on a gross and net of tax basis for the three and nine months ended September 30, 2017 and 2016 . Three Months Ended Income Components of Accumulated Other September 30, Statement Comprehensive Income 2017 2016 Line Item (In thousands) Unrealized gains on AFS securities before tax $ 1 $ 6 Gains on securities transactions, net Tax effect — (3 ) Total net of tax 1 3 Total reclassifications, net of tax $ 1 $ 3 Nine Months Ended Income Components of Accumulated Other September 30, Statement Comprehensive Income 2017 2016 Line Item (In thousands) Unrealized gains on AFS securities before tax $ 1 $ 62 Gains on securities transactions, net Tax effect — (24 ) Total net of tax 1 38 Total reclassifications, net of tax $ 1 $ 38

Securities - Available-for-Sa21

Securities - Available-for-Sale and Held to Maturity (Narrative) (Details)	3 Months Ended		9 Months Ended
	Sep. 30, 2017USD ($)security	Sep. 30, 2016USD ($)	Sep. 30, 2017USD ($)security	Sep. 30, 2016USD ($)
Investments, Debt and Equity Securities [Abstract]
Cash proceeds realized from sales and calls of securities available for sale | $	$ 500,000	$ 8,803,000	$ 500,000	$ 19,852,000
Gross realized gain from sales and calls of securities available for sale | $	1,000	3,000	1,000	10,000
Gross realized losses from sales and calls of securities available for sale | $	0	0	0	0
Proceeds from calls on securities held to maturity | $	400,000	15,150,000	1,120,000	31,720,000
Gross realized gain from calls on securities held to maturity | $	$ 0	3,000		52,000
Gross realized losses calls on securities held to maturity | $		$ 0	$ 0	$ 0
U.S. government-sponsored agencies
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale securities, number of positions	6		6
Held-to-maturity securities, number of positions	8		8
Obligations of state and political subdivisions
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale securities, number of positions	2		2
Held-to-maturity securities, number of positions	1		1
Mortgage-backed securities
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale securities, number of positions	15		15
Asset-backed securities
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale securities, number of positions	1		1
Corporate debt securities
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale securities, number of positions	8		8
Equity securities
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale securities, number of positions	1		1

Securities - Available-for-Sa22

Securities - Available-for-Sale and Held to Maturity (Schedule of Amortized Cost, Fair Value of Securities Available For Sale and Related Gross Unrealized Gains and Losses) (Details) - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
Available for sale securities
Amortized Cost	$ 116,889	$ 100,594
Gross Unrealized Gains	329	261
Gross Unrealized Losses	1,485	2,272
Fair Value	115,733	98,583
U.S. government-sponsored agencies
Available for sale securities
Amortized Cost	21,270	17,789
Gross Unrealized Gains	56	61
Gross Unrealized Losses	279	405
Fair Value	21,047	17,445
Obligations of state and political subdivisions
Available for sale securities
Amortized Cost	3,225	3,238
Gross Unrealized Gains	13	0
Gross Unrealized Losses	45	142
Fair Value	3,193	3,096
Mortgage-backed securities
Available for sale securities
Amortized Cost	66,885	52,785
Gross Unrealized Gains	129	150
Gross Unrealized Losses	655	889
Fair Value	66,359	52,046
Asset-backed securities
Available for sale securities
Amortized Cost	7,096	8,392
Gross Unrealized Gains	34	0
Gross Unrealized Losses	14	125
Fair Value	7,116	8,267
Corporate debt
Available for sale securities
Amortized Cost	14,455	14,504
Gross Unrealized Gains	97	50
Gross Unrealized Losses	294	517
Fair Value	14,258	14,037
Total debt securities
Available for sale securities
Amortized Cost	112,931	96,708
Gross Unrealized Gains	329	261
Gross Unrealized Losses	1,287	2,078
Fair Value	111,973	94,891
Other equity investments
Available for sale securities
Amortized Cost	3,958	3,886
Gross Unrealized Gains	0	0
Gross Unrealized Losses	198	194
Fair Value	$ 3,760	$ 3,692

Securities - Available-for-Sa23

Securities - Available-for-Sale and Held to Maturity (Schedule of Held to Maturity Securities and Related Unrecognized Gains and Losses) (Details) - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
Held to maturity securities
Amortized Cost	$ 53,323	$ 52,330
Gross Unrealized Gains	183	266
Gross Unrealized Losses	698	1,066
Fair Value	52,808	51,530
U.S. Treasury
Held to maturity securities
Amortized Cost	999	999
Gross Unrealized Gains	0	0
Gross Unrealized Losses	4	4
Fair Value	995	995
U.S. government-sponsored agencies
Held to maturity securities
Amortized Cost	26,328	19,162
Gross Unrealized Gains	21	28
Gross Unrealized Losses	576	865
Fair Value	25,773	18,325
Obligations of state and political subdivisions
Held to maturity securities
Amortized Cost	4,444	7,102
Gross Unrealized Gains	35	75
Gross Unrealized Losses	14	30
Fair Value	4,465	7,147
Mortgage-backed securities
Held to maturity securities
Amortized Cost	21,552	25,067
Gross Unrealized Gains	127	163
Gross Unrealized Losses	104	167
Fair Value	$ 21,575	$ 25,063

Securities - Available-for-Sa24

Securities - Available-for-Sale and Held to Maturity (Schedule of Amortized Cost and Fair Value of the Investment Securities Portfolio by Contractual Maturity) (Details) - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
Available-for-sale, Amortized Cost
Within one year	$ 1,000
After one year, but within five years	9,941
After five years, but within ten years	22,608
After ten years	5,401
Total	112,931
Available-for-sale, Fair Value
Within one year	999
After one year, but within five years	9,925
After five years, but within ten years	22,310
After ten years	5,264
Total	111,973
Held to maturity, Amortized Cost
Within one year	1,845
After one year, but within five years	9,189
After five years, but within ten years	20,238
After ten years	499
Total	53,323	$ 52,330
Held to maturity, Fair Value
Within one year	1,851
After one year, but within five years	9,211
After five years, but within ten years	19,686
After ten years	485
Total	52,808	51,530
Mortgage-backed securities
Available-for-sale, Amortized Cost
Total	66,885
Available-for-sale, Fair Value
Total	66,359
Held to maturity, Amortized Cost
Total	21,552
Held to maturity, Fair Value
Total	21,575	$ 25,063
Asset-backed securities
Available-for-sale, Amortized Cost
Total	7,096
Available-for-sale, Fair Value
Total	$ 7,116

Securities - Available-for-Sa25

Securities - Available-for-Sale and Held to Maturity (Schedule of Continuous Unrealized Loss Position for Investment Securities Available for Sale) (Details) - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
Available for sale, temporarily impaired securities
Less than 12 Months, Fair Value	$ 50,350	$ 56,683
Less than 12 Months, Unrealized Losses	(520)	(1,654)
12 Months or Longer, Fair Value	33,782	19,617
12 Months or Longer, Unrealized Losses	(965)	(618)
Fair Value	84,132	76,300
Unrealized Losses	(1,485)	(2,272)
Held to maturity securities,temporarily impaired securities
Less than 12 Months, Fair Value	25,443	31,394
Less than 12 Months, Unrealized Losses	(369)	(1,066)
12 Months or Longer, Fair Value	9,061	0
12 Months or Longer, Unrealized Losses	(329)	0
Fair Value	34,504	31,394
Unrealized Losses	(698)	(1,066)
U.S. government-sponsored agencies
Available for sale, temporarily impaired securities
Less than 12 Months, Fair Value	7,675	10,548
Less than 12 Months, Unrealized Losses	(96)	(260)
12 Months or Longer, Fair Value	7,918	3,402
12 Months or Longer, Unrealized Losses	(183)	(145)
Fair Value	15,593	13,950
Unrealized Losses	(279)	(405)
Held to maturity securities,temporarily impaired securities
Less than 12 Months, Fair Value	13,231	17,022
Less than 12 Months, Unrealized Losses	(261)	(865)
12 Months or Longer, Fair Value	8,576	0
12 Months or Longer, Unrealized Losses	(315)	0
Fair Value	21,807	17,022
Unrealized Losses	(576)	(865)
Obligations of state and political subdivisions
Available for sale, temporarily impaired securities
Less than 12 Months, Fair Value	906	3,095
Less than 12 Months, Unrealized Losses	(17)	(142)
12 Months or Longer, Fair Value	880	0
12 Months or Longer, Unrealized Losses	(28)	0
Fair Value	1,786	3,095
Unrealized Losses	(45)	(142)
Held to maturity securities,temporarily impaired securities
Less than 12 Months, Fair Value	0	476
Less than 12 Months, Unrealized Losses	0	(30)
12 Months or Longer, Fair Value	485	0
12 Months or Longer, Unrealized Losses	(14)	0
Fair Value	485	476
Unrealized Losses	(14)	(30)
Mortgage-backed securities
Available for sale, temporarily impaired securities
Less than 12 Months, Fair Value	40,235	35,009
Less than 12 Months, Unrealized Losses	(380)	(779)
12 Months or Longer, Fair Value	10,654	3,360
12 Months or Longer, Unrealized Losses	(275)	(110)
Fair Value	50,889	38,369
Unrealized Losses	(655)	(889)
Held to maturity securities,temporarily impaired securities
Less than 12 Months, Fair Value	11,217	12,901
Less than 12 Months, Unrealized Losses	(104)	(167)
12 Months or Longer, Fair Value	0	0
12 Months or Longer, Unrealized Losses	0	0
Fair Value	11,217	12,901
Unrealized Losses	(104)	(167)
Asset-backed securities
Available for sale, temporarily impaired securities
Less than 12 Months, Fair Value	0	0
Less than 12 Months, Unrealized Losses	0	0
12 Months or Longer, Fair Value	3,004	8,267
12 Months or Longer, Unrealized Losses	(14)	(125)
Fair Value	3,004	8,267
Unrealized Losses	(14)	(125)
Corporate debt
Available for sale, temporarily impaired securities
Less than 12 Months, Fair Value	1,534	8,031
Less than 12 Months, Unrealized Losses	(27)	(473)
12 Months or Longer, Fair Value	7,626	956
12 Months or Longer, Unrealized Losses	(267)	(44)
Fair Value	9,160	8,987
Unrealized Losses	(294)	(517)
Other equity investments
Available for sale, temporarily impaired securities
Less than 12 Months, Fair Value	0	0
Less than 12 Months, Unrealized Losses	0	0
12 Months or Longer, Fair Value	3,700	3,632
12 Months or Longer, Unrealized Losses	(198)	(194)
Fair Value	3,700	3,632
Unrealized Losses	(198)	(194)
U.S. Treasury
Held to maturity securities,temporarily impaired securities
Less than 12 Months, Fair Value	995	995
Less than 12 Months, Unrealized Losses	(4)	(4)
12 Months or Longer, Fair Value	0	0
12 Months or Longer, Unrealized Losses	0	0
Fair Value	995	995
Unrealized Losses	$ (4)	$ (4)

Loans and Allowance for Loan 26

Loans and Allowance for Loan Losses (Loan Portfolio Schedule) (Details) - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
Loans and Leases Receivable Disclosure [Line Items]
Total gross loans	$ 691,953	$ 604,083
Less: Deferred loan costs, net	422	226
Allowance for loan losses	8,614	7,905
Allowance net of deferred loan fees	9,036	8,131
Loans, net	682,917	595,952
Commercial
Loans and Leases Receivable Disclosure [Line Items]
Total gross loans	83,342	82,065
Allowance for loan losses	2,824	2,663
Commercial | Secured by real estate
Loans and Leases Receivable Disclosure [Line Items]
Total gross loans	33,497	34,213
Commercial | Other
Loans and Leases Receivable Disclosure [Line Items]
Total gross loans	49,845	47,852
Commercial real estate
Loans and Leases Receivable Disclosure [Line Items]
Total gross loans	470,461	382,551
Allowance for loan losses	5,443	4,734
Commercial construction
Loans and Leases Receivable Disclosure [Line Items]
Total gross loans	12,868	14,943
Allowance for loan losses	226	355
Residential real estate
Loans and Leases Receivable Disclosure [Line Items]
Total gross loans	84,111	84,321
Allowance for loan losses	57	66
Consumer
Loans and Leases Receivable Disclosure [Line Items]
Total gross loans	31,688	30,420
Allowance for loan losses	62	75
Consumer | Secured by real estate
Loans and Leases Receivable Disclosure [Line Items]
Total gross loans	31,207	30,176
Consumer | Other
Loans and Leases Receivable Disclosure [Line Items]
Total gross loans	481	244
Government Guaranteed
Loans and Leases Receivable Disclosure [Line Items]
Total gross loans	9,439	9,732
Allowance for loan losses	0	0
Other
Loans and Leases Receivable Disclosure [Line Items]
Total gross loans	44	51
Allowance for loan losses	$ 0	$ 0

Loans and Allowance for Loan 27

Loans and Allowance for Loan Losses (Schedule of Allowance for Loan Losses) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2017	Sep. 30, 2016
Activity in the allowance for loan losses
Balance, beginning of period	$ 8,550	$ 8,388	$ 7,905	$ 8,823
Provision charged to operations	20	(250)	580	(1,050)
Loans charged off	(1)	(90)	(4)	(166)
Recoveries of loans charged off	45	102	133	543
Balance, end of period	8,614	8,150	8,614	8,150
Commercial
Activity in the allowance for loan losses
Balance, beginning of period	2,662	3,673	2,663	3,698
Provision charged to operations	145	(460)	111	(862)
Loans charged off	(1)	(68)	(3)	(71)
Recoveries of loans charged off	18	23	53	403
Balance, end of period	2,824	3,168	2,824	3,168
Commercial real estate
Activity in the allowance for loan losses
Balance, beginning of period	5,502	4,224	4,734	4,660
Provision charged to operations	(80)	216	637	(215)
Loans charged off	0	(18)	0	(82)
Recoveries of loans charged off	21	78	72	137
Balance, end of period	5,443	4,500	5,443	4,500
Commercial construction
Activity in the allowance for loan losses
Balance, beginning of period	253	184	355	114
Provision charged to operations	(27)	67	(129)	137
Loans charged off	0	0	0	0
Recoveries of loans charged off	0	0	0	0
Balance, end of period	226	251	226	251
Residential real estate
Activity in the allowance for loan losses
Balance, beginning of period	58	106	66	109
Provision charged to operations	(1)	(32)	(9)	(35)
Loans charged off	0	0	0	0
Recoveries of loans charged off	0	0	0	0
Balance, end of period	57	74	57	74
Consumer
Activity in the allowance for loan losses
Balance, beginning of period	63	132	75	118
Provision charged to operations	(7)	(32)	(20)	(13)
Loans charged off	0	(3)	0	(10)
Recoveries of loans charged off	6	0	7	2
Balance, end of period	62	97	62	97
Other
Activity in the allowance for loan losses
Balance, beginning of period	5	0	0	3
Provision charged to operations	(5)	0	0	(1)
Loans charged off	0	(1)	(1)	(3)
Recoveries of loans charged off	0	1	1	1
Balance, end of period	0	0	0	0
Unallocated
Activity in the allowance for loan losses
Balance, beginning of period	7	69	12	121
Provision charged to operations	(5)	(9)	(10)	(61)
Loans charged off	0	0	0	0
Recoveries of loans charged off	0	0	0	0
Balance, end of period	$ 2	$ 60	$ 2	$ 60

Loans and Allowance for Loan 28

Loans and Allowance for Loan Losses (Schedule of Allowance for Loan Losses and Recorded Investment in Loans by Portfolio Segment) (Details) - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
Allowance for loan losses, ending allowance balance attributable to loans
Individually evaluated for impairment	$ 615	$ 610
Collectively evaluated for impairment	7,999	7,295
Total ending allowance balance	8,614	7,905
Loans
Loans individually evaluated for impairment	6,976	8,107
Loans collectively evaluated for impairment	684,977	595,976
Total loans	691,953	604,083
Commercial
Allowance for loan losses, ending allowance balance attributable to loans
Individually evaluated for impairment	34	9
Collectively evaluated for impairment	2,790	2,654
Total ending allowance balance	2,824	2,663
Loans
Loans individually evaluated for impairment	630	1,698
Loans collectively evaluated for impairment	82,712	80,367
Total loans	83,342	82,065
Commercial real estate
Allowance for loan losses, ending allowance balance attributable to loans
Individually evaluated for impairment	581	601
Collectively evaluated for impairment	4,862	4,133
Total ending allowance balance	5,443	4,734
Loans
Loans individually evaluated for impairment	6,281	6,331
Loans collectively evaluated for impairment	464,180	376,220
Total loans	470,461	382,551
Commercial construction
Allowance for loan losses, ending allowance balance attributable to loans
Individually evaluated for impairment	0	0
Collectively evaluated for impairment	226	355
Total ending allowance balance	226	355
Loans
Loans individually evaluated for impairment	0	0
Loans collectively evaluated for impairment	12,868	14,943
Total loans	12,868	14,943
Residential real estate
Allowance for loan losses, ending allowance balance attributable to loans
Individually evaluated for impairment	0	0
Collectively evaluated for impairment	57	66
Total ending allowance balance	57	66
Loans
Loans individually evaluated for impairment	0	0
Loans collectively evaluated for impairment	84,111	84,321
Total loans	84,111	84,321
Consumer
Allowance for loan losses, ending allowance balance attributable to loans
Individually evaluated for impairment	0	0
Collectively evaluated for impairment	62	75
Total ending allowance balance	62	75
Loans
Loans individually evaluated for impairment	65	78
Loans collectively evaluated for impairment	31,623	30,342
Total loans	31,688	30,420
Government Guaranteed
Allowance for loan losses, ending allowance balance attributable to loans
Individually evaluated for impairment	0	0
Collectively evaluated for impairment	0	0
Total ending allowance balance	0	0
Loans
Loans individually evaluated for impairment	0	0
Loans collectively evaluated for impairment	9,439	9,732
Total loans	9,439	9,732
Other
Allowance for loan losses, ending allowance balance attributable to loans
Individually evaluated for impairment	0	0
Collectively evaluated for impairment	0	0
Total ending allowance balance	0	0
Loans
Loans individually evaluated for impairment	0	0
Loans collectively evaluated for impairment	44	51
Total loans	44	51
Unallocated
Allowance for loan losses, ending allowance balance attributable to loans
Individually evaluated for impairment	0	0
Collectively evaluated for impairment	2	12
Total ending allowance balance	2	12
Loans
Loans individually evaluated for impairment	0	0
Loans collectively evaluated for impairment	0	0
Total loans	$ 0	$ 0

Loans and Allowance for Loan 29

Loans and Allowance for Loan Losses (Schedule of Recorded Investment in Nonaccrual Loans) (Details) - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
Loans and Leases Receivable Disclosure [Line Items]
Total nonaccrual loans	$ 806	$ 606
Commercial portfolio segment | Secured by real estate
Loans and Leases Receivable Disclosure [Line Items]
Total nonaccrual loans	35	0
Commercial real estate
Loans and Leases Receivable Disclosure [Line Items]
Total nonaccrual loans	706	528
Consumer | Secured by real estate
Loans and Leases Receivable Disclosure [Line Items]
Total nonaccrual loans	$ 65	$ 78

Loans and Allowance for Loan 30

Loans and Allowance for Loan Losses (Narrative) (Details)	3 Months Ended	9 Months Ended
	Sep. 30, 2017USD ($)loan	Sep. 30, 2017USD ($)loan	Sep. 30, 2016USD ($)	Dec. 31, 2016USD ($)
Receivables [Abstract]
Loans past due 90 days and still accruing	$ 0	$ 0		$ 0
Interest Income recognized on a cash basis		0	$ 0
Total value of modified loans in troubled debt restructurings	6,800,000	6,800,000		8,000,000
Trouble debt restructuring classified as performing	6,200,000	6,200,000		7,500,000
Specific reserve related to TDR	588,000	588,000		610,000
Committed funds for construction loan, classified as troubled debt restructuring	$ 0	$ 0		$ 190,000
Number of loans classified as a trouble debt restructuring | loan	0	1
Post modification recorded investment		$ 509,000

Loans and Allowance for Loan 31

Loans and Allowance for Loan Losses (Schedule of Recorded Investments in Impaired Loans) (Details) - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2017	Dec. 31, 2016
With an allowance recorded:
Allowance for Loan Losses Allocated	$ 615	$ 610
Total impaired loans
Unpaid Principal Balance	7,421	8,530
Recorded Investment	6,976	8,107
Average Recorded Investment	7,716	9,796
Interest Income Recognized	261	427
Commercial | Secured by real estate
With no related allowance recorded:
Unpaid Principal Balance	589	1,481
Recorded Investment	466	1,353
Average Recorded Investment	1,107	2,018
Interest Income Recognized	63	92
With an allowance recorded:
Unpaid Principal Balance	35	120
Recorded Investment	35	120
Allowance for Loan Losses Allocated	27	0
Average Recorded Investment	48	186
Interest Income Recognized	0	7
Commercial | Other
With no related allowance recorded:
Unpaid Principal Balance		0
Recorded Investment		0
Average Recorded Investment		27
Interest Income Recognized		0
With an allowance recorded:
Unpaid Principal Balance	129	225
Recorded Investment	129	225
Allowance for Loan Losses Allocated	7	9
Average Recorded Investment	182	247
Interest Income Recognized	10	17
Commercial real estate
With no related allowance recorded:
Unpaid Principal Balance	3,467	3,448
Recorded Investment	3,153	3,156
Average Recorded Investment	3,155	3,128
Interest Income Recognized	92	181
With an allowance recorded:
Unpaid Principal Balance	3,128	3,175
Recorded Investment	3,128	3,175
Allowance for Loan Losses Allocated	581	601
Average Recorded Investment	3,152	4,109
Interest Income Recognized	96	130
Consumer | Secured by real estate
With no related allowance recorded:
Unpaid Principal Balance	73	81
Recorded Investment	65	78
Average Recorded Investment	72	81
Interest Income Recognized	$ 0	$ 0

Loans and Allowance for Loan 32

Loans and Allowance for Loan Losses (Schedule of Aging of the Recorded Investment in Past Due Loans by Class of Loans) (Details) - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
Aging analysis of past due loans
Total Past Due	$ 1,800	$ 152
Loans Not Past Due	690,153	603,931
Total loans	691,953	604,083
30-59 Days Past Due
Aging analysis of past due loans
Total Past Due	1,261	112
60-89 Days Past Due
Aging analysis of past due loans
Total Past Due	0	0
Greater than 90 Days Past Due
Aging analysis of past due loans
Total Past Due	539	40
Commercial
Aging analysis of past due loans
Total loans	83,342	82,065
Commercial | Secured by real estate
Aging analysis of past due loans
Total Past Due	0	0
Loans Not Past Due	33,497	34,213
Total loans	33,497	34,213
Commercial | Secured by real estate | 30-59 Days Past Due
Aging analysis of past due loans
Total Past Due	0	0
Commercial | Secured by real estate | 60-89 Days Past Due
Aging analysis of past due loans
Total Past Due	0	0
Commercial | Secured by real estate | Greater than 90 Days Past Due
Aging analysis of past due loans
Total Past Due	0	0
Commercial | Other
Aging analysis of past due loans
Total Past Due	388	0
Loans Not Past Due	49,457	47,852
Total loans	49,845	47,852
Commercial | Other | 30-59 Days Past Due
Aging analysis of past due loans
Total Past Due	388	0
Commercial | Other | 60-89 Days Past Due
Aging analysis of past due loans
Total Past Due	0	0
Commercial | Other | Greater than 90 Days Past Due
Aging analysis of past due loans
Total Past Due	0	0
Commercial real estate
Aging analysis of past due loans
Total Past Due	1,066	106
Loans Not Past Due	469,395	382,445
Total loans	470,461	382,551
Commercial real estate | 30-59 Days Past Due
Aging analysis of past due loans
Total Past Due	557	106
Commercial real estate | 60-89 Days Past Due
Aging analysis of past due loans
Total Past Due	0	0
Commercial real estate | Greater than 90 Days Past Due
Aging analysis of past due loans
Total Past Due	509	0
Commercial construction
Aging analysis of past due loans
Total Past Due	0	0
Loans Not Past Due	12,868	14,943
Total loans	12,868	14,943
Commercial construction | 30-59 Days Past Due
Aging analysis of past due loans
Total Past Due	0	0
Commercial construction | 60-89 Days Past Due
Aging analysis of past due loans
Total Past Due	0	0
Commercial construction | Greater than 90 Days Past Due
Aging analysis of past due loans
Total Past Due	0	0
Residential real estate
Aging analysis of past due loans
Total Past Due	316	0
Loans Not Past Due	83,795	84,321
Total loans	84,111	84,321
Residential real estate | 30-59 Days Past Due
Aging analysis of past due loans
Total Past Due	316	0
Residential real estate | 60-89 Days Past Due
Aging analysis of past due loans
Total Past Due	0	0
Residential real estate | Greater than 90 Days Past Due
Aging analysis of past due loans
Total Past Due	0	0
Consumer
Aging analysis of past due loans
Total loans	31,688	30,420
Consumer | Secured by real estate
Aging analysis of past due loans
Total Past Due	30	46
Loans Not Past Due	31,177	30,130
Total loans	31,207	30,176
Consumer | Secured by real estate | 30-59 Days Past Due
Aging analysis of past due loans
Total Past Due	0	6
Consumer | Secured by real estate | 60-89 Days Past Due
Aging analysis of past due loans
Total Past Due	0	0
Consumer | Secured by real estate | Greater than 90 Days Past Due
Aging analysis of past due loans
Total Past Due	30	40
Consumer | Other
Aging analysis of past due loans
Total Past Due	0	0
Loans Not Past Due	481	244
Total loans	481	244
Consumer | Other | 30-59 Days Past Due
Aging analysis of past due loans
Total Past Due	0	0
Consumer | Other | 60-89 Days Past Due
Aging analysis of past due loans
Total Past Due	0	0
Consumer | Other | Greater than 90 Days Past Due
Aging analysis of past due loans
Total Past Due	0	0
Government Guaranteed
Aging analysis of past due loans
Total Past Due	0	0
Loans Not Past Due	9,439	9,732
Total loans	9,439	9,732
Government Guaranteed | 30-59 Days Past Due
Aging analysis of past due loans
Total Past Due	0	0
Government Guaranteed | 60-89 Days Past Due
Aging analysis of past due loans
Total Past Due	0	0
Government Guaranteed | Greater than 90 Days Past Due
Aging analysis of past due loans
Total Past Due	0	0
Other
Aging analysis of past due loans
Total Past Due	0	0
Loans Not Past Due	44	51
Total loans	44	51
Other | 30-59 Days Past Due
Aging analysis of past due loans
Total Past Due	0	0
Other | 60-89 Days Past Due
Aging analysis of past due loans
Total Past Due	0	0
Other | Greater than 90 Days Past Due
Aging analysis of past due loans
Total Past Due	$ 0	$ 0

Loans and Allowance for Loan 33

Loans and Allowance for Loan Losses (Schedule of Loans by Credit Quality Indicators) (Details) - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
Financing Receivable, Recorded Investment [Line Items]
Total loans	$ 691,953	$ 604,083
Commercial
Financing Receivable, Recorded Investment [Line Items]
Total loans	83,342	82,065
Commercial | Secured by real estate
Financing Receivable, Recorded Investment [Line Items]
Total loans	33,497	34,213
Commercial | Other
Financing Receivable, Recorded Investment [Line Items]
Total loans	49,845	47,852
Commercial real estate
Financing Receivable, Recorded Investment [Line Items]
Total loans	470,461	382,551
Commercial construction
Financing Receivable, Recorded Investment [Line Items]
Total loans	12,868	14,943
Receivables Acquired with Deteriorated Credit Quality
Financing Receivable, Recorded Investment [Line Items]
Total loans	566,671	479,559
Receivables Acquired with Deteriorated Credit Quality | Pass
Financing Receivable, Recorded Investment [Line Items]
Total loans	547,776	460,218
Receivables Acquired with Deteriorated Credit Quality | Special Mention
Financing Receivable, Recorded Investment [Line Items]
Total loans	15,824	16,350
Receivables Acquired with Deteriorated Credit Quality | Substandard
Financing Receivable, Recorded Investment [Line Items]
Total loans	3,071	2,991
Receivables Acquired with Deteriorated Credit Quality | Doubtful
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	0
Receivables Acquired with Deteriorated Credit Quality | Loss
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	0
Receivables Acquired with Deteriorated Credit Quality | Commercial | Secured by real estate
Financing Receivable, Recorded Investment [Line Items]
Total loans	33,497	34,213
Receivables Acquired with Deteriorated Credit Quality | Commercial | Secured by real estate | Pass
Financing Receivable, Recorded Investment [Line Items]
Total loans	30,578	32,159
Receivables Acquired with Deteriorated Credit Quality | Commercial | Secured by real estate | Special Mention
Financing Receivable, Recorded Investment [Line Items]
Total loans	2,493	1,601
Receivables Acquired with Deteriorated Credit Quality | Commercial | Secured by real estate | Substandard
Financing Receivable, Recorded Investment [Line Items]
Total loans	426	453
Receivables Acquired with Deteriorated Credit Quality | Commercial | Secured by real estate | Doubtful
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	0
Receivables Acquired with Deteriorated Credit Quality | Commercial | Secured by real estate | Loss
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	0
Receivables Acquired with Deteriorated Credit Quality | Commercial | Other
Financing Receivable, Recorded Investment [Line Items]
Total loans	49,845	47,852
Receivables Acquired with Deteriorated Credit Quality | Commercial | Other | Pass
Financing Receivable, Recorded Investment [Line Items]
Total loans	49,073	46,865
Receivables Acquired with Deteriorated Credit Quality | Commercial | Other | Special Mention
Financing Receivable, Recorded Investment [Line Items]
Total loans	222	404
Receivables Acquired with Deteriorated Credit Quality | Commercial | Other | Substandard
Financing Receivable, Recorded Investment [Line Items]
Total loans	550	583
Receivables Acquired with Deteriorated Credit Quality | Commercial | Other | Doubtful
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	0
Receivables Acquired with Deteriorated Credit Quality | Commercial | Other | Loss
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	0
Receivables Acquired with Deteriorated Credit Quality | Commercial real estate
Financing Receivable, Recorded Investment [Line Items]
Total loans	470,461	382,551
Receivables Acquired with Deteriorated Credit Quality | Commercial real estate | Pass
Financing Receivable, Recorded Investment [Line Items]
Total loans	455,257	366,251
Receivables Acquired with Deteriorated Credit Quality | Commercial real estate | Special Mention
Financing Receivable, Recorded Investment [Line Items]
Total loans	13,109	14,345
Receivables Acquired with Deteriorated Credit Quality | Commercial real estate | Substandard
Financing Receivable, Recorded Investment [Line Items]
Total loans	2,095	1,955
Receivables Acquired with Deteriorated Credit Quality | Commercial real estate | Doubtful
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	0
Receivables Acquired with Deteriorated Credit Quality | Commercial real estate | Loss
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	0
Receivables Acquired with Deteriorated Credit Quality | Commercial construction
Financing Receivable, Recorded Investment [Line Items]
Total loans	12,868	14,943
Receivables Acquired with Deteriorated Credit Quality | Commercial construction | Pass
Financing Receivable, Recorded Investment [Line Items]
Total loans	12,868	14,943
Receivables Acquired with Deteriorated Credit Quality | Commercial construction | Special Mention
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	0
Receivables Acquired with Deteriorated Credit Quality | Commercial construction | Substandard
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	0
Receivables Acquired with Deteriorated Credit Quality | Commercial construction | Doubtful
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	0
Receivables Acquired with Deteriorated Credit Quality | Commercial construction | Loss
Financing Receivable, Recorded Investment [Line Items]
Total loans	$ 0	$ 0

Loans and Allowance for Loan 34

Loans and Allowance for Loan Losses (Schedule of Recorded Investment in Residential Real Estate and Consumer Loans Based on Payment Activity) (Details) - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
Loans and Leases Receivable Disclosure [Line Items]
Current	$ 690,153	$ 603,931
Total loans	691,953	604,083
Residential real estate
Loans and Leases Receivable Disclosure [Line Items]
Current	83,795	84,321
Past Due or Nonaccrual	316	0
Total loans	84,111	84,321
Consumer
Loans and Leases Receivable Disclosure [Line Items]
Total loans	31,688	30,420
Consumer | Secured by real estate
Loans and Leases Receivable Disclosure [Line Items]
Current	31,177	30,130
Past Due or Nonaccrual	30	46
Total loans	31,207	30,176
Consumer | Other
Loans and Leases Receivable Disclosure [Line Items]
Current	481	244
Past Due or Nonaccrual	0	0
Total loans	481	244
Residential and Consumer Portfolio Segment
Loans and Leases Receivable Disclosure [Line Items]
Current	115,453	114,695
Past Due or Nonaccrual	346	46
Total loans	$ 115,799	$ 114,741

Fair Value of Financial Instr35

Fair Value of Financial Instruments (Narrative) (Details) - USD ($)	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2017	Sep. 30, 2016	Dec. 31, 2016
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Discount to real estate appraised values			12.00%
Provision for loan losses	$ 20,000	$ (250,000)	$ 580,000	$ (1,050,000)
Allowance for loan losses	8,614,000		8,614,000		$ 7,905,000
Fair value, measurements, nonrecurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
OREO properties	$ 0		0
Fair value, measurements, nonrecurring | Impaired loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Recorded investment value					528,000
Provision for loan losses			27,000		0
Allowance for loan losses					0
Fair value, measurements, nonrecurring | Other real estate owned
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Recorded investment value					404,000
Provision for loan losses			$ 0
Valuation allowance					$ 3,000

Fair Value of Financial Instr36

Fair Value of Financial Instruments (Schedule of Assets and Liabilities Measured at Fair Value on Recurring Basis) (Details) - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
Assets, Fair Value
Total available-for-sale securities	$ 115,733	$ 98,583
Quoted Prices in Active Markets for Identical Assets (Level 1)
Assets, Fair Value
Total available-for-sale securities	3,700	3,632
Liabilities:
Interest Rate Swap	0
Significant Other Observable Inputs (Level 2)
Assets, Fair Value
Total available-for-sale securities	112,033	94,951
Liabilities:
Interest Rate Swap	72
Significant Unobservable Inputs (Level 3)
Assets, Fair Value
Total available-for-sale securities	0	0
Liabilities:
Interest Rate Swap	0
Carrying Value
Assets, Fair Value
Total available-for-sale securities	115,733	98,583
Liabilities:
Interest Rate Swap	72
Fair value measured on a recurring basis | Quoted Prices in Active Markets for Identical Assets (Level 1)
Assets, Fair Value
U.S. government - sponsored agencies	0	0
Obligations of state and political subdivisions	0	0
Mortgage-backed securities	0	0
Asset-backed securities	0	0
Corporate debt	0	0
Other equity investments	3,700	3,632
Total available-for-sale securities	3,700	3,632
Liabilities:
Interest Rate Swap	0
Fair value measured on a recurring basis | Significant Other Observable Inputs (Level 2)
Assets, Fair Value
U.S. government - sponsored agencies	21,047	17,445
Obligations of state and political subdivisions	3,193	3,096
Mortgage-backed securities	66,359	52,046
Asset-backed securities	7,116	8,267
Corporate debt	14,258	14,037
Other equity investments	60	60
Total available-for-sale securities	112,033	94,951
Liabilities:
Interest Rate Swap	72
Fair value measured on a recurring basis | Significant Unobservable Inputs (Level 3)
Assets, Fair Value
U.S. government - sponsored agencies	0	0
Obligations of state and political subdivisions	0	0
Mortgage-backed securities	0	0
Asset-backed securities	0	0
Corporate debt	0	0
Other equity investments	0	0
Total available-for-sale securities	0	0
Liabilities:
Interest Rate Swap	0
Fair value measured on a recurring basis | Carrying Value
Assets, Fair Value
U.S. government - sponsored agencies	21,047	17,445
Obligations of state and political subdivisions	3,193	3,096
Mortgage-backed securities	66,359	52,046
Asset-backed securities	7,116	8,267
Corporate debt	14,258	14,037
Other equity investments	3,760	3,692
Total available-for-sale securities	115,733	$ 98,583
Liabilities:
Interest Rate Swap	$ 72

Fair Value of Financial Instr37

Fair Value of Financial Instruments (Schedule of Assets and Liabilities Measured at Fair Value on Non-recurring Basis) (Details) - USD ($)	Sep. 30, 2017	Dec. 31, 2016
Carrying Value
Assets, Fair Value
Loans, net	$ 682,917,000	$ 595,952,000
Fair value, measurements, nonrecurring
Assets, Fair Value
Other Real Estate Owned	0
Fair value, measurements, nonrecurring | Carrying Value
Assets, Fair Value
Commercial loan secured by real estate	197,000	528,000
Other Real Estate Owned		401,000
Loans, net	205,000	929,000
Quoted Prices in Active Markets for Identical Assets (Level 1)
Assets, Fair Value
Loans, net	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) | Fair value, measurements, nonrecurring
Assets, Fair Value
Commercial loan secured by real estate	0	0
Other Real Estate Owned		0
Loans, net	0	0
Significant Other Observable Inputs (Level 2)
Assets, Fair Value
Loans, net	0	0
Significant Other Observable Inputs (Level 2) | Fair value, measurements, nonrecurring
Assets, Fair Value
Commercial loan secured by real estate	0	0
Other Real Estate Owned		0
Loans, net	0	0
Significant Unobservable Inputs (Level 3)
Assets, Fair Value
Loans, net	682,537,000	596,506,000
Significant Unobservable Inputs (Level 3) | Fair value, measurements, nonrecurring
Assets, Fair Value
Commercial loan secured by real estate	197,000	528,000
Other Real Estate Owned		401,000
Loans, net	205,000	$ 929,000
Real estate | Fair value, measurements, nonrecurring | Carrying Value
Assets, Fair Value
Commercial loan secured by real estate	8,000
Real estate | Quoted Prices in Active Markets for Identical Assets (Level 1) | Fair value, measurements, nonrecurring
Assets, Fair Value
Commercial loan secured by real estate	0
Real estate | Significant Other Observable Inputs (Level 2) | Fair value, measurements, nonrecurring
Assets, Fair Value
Commercial loan secured by real estate	0
Real estate | Significant Unobservable Inputs (Level 3) | Fair value, measurements, nonrecurring
Assets, Fair Value
Commercial loan secured by real estate	$ 8,000

Fair Value of Financial Instr38

Fair Value of Financial Instruments (Schedule of Fair Value Assumptions for Level 3 Asset Measurements) (Details) - Significant Unobservable Inputs (Level 3) - Fair value, measurements, nonrecurring - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2017	Dec. 31, 2016
Impaired loans
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value	$ 205	$ 528
Adjustments for differences between comparable sales and income data available	5.00%	5.00%
Estimated selling costs	7.00%	7.00%
Other real estate owned
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value		$ 401
Adjustments for differences between comparable sales and income data available		2.00%
Estimated selling costs		7.00%

Fair Value of Financial Instr39

Fair Value of Financial Instruments (Schedule of Fair Value Estimates for the Financial Instruments) (Details) - USD ($)	Sep. 30, 2017	Dec. 31, 2016
Financial assets:
Securities available-for-sale	$ 115,733,000	$ 98,583,000
Securities held to maturity	53,323,000	52,330,000
FHLB-NY stock	3,919,000	3,515,000
Financial liabilities:
Subordinated Debentures and Subordinated Notes	23,301,000	23,252,000
Quoted Prices in Active Markets for Identical Assets (Level 1)
Financial assets:
Cash and cash equivalents	17,213,000	11,680,000
Securities available-for-sale	3,700,000	3,632,000
Securities held to maturity	0	0
FHLB-NY stock		0
Mortgage loans held for sale	0	0
Loans, net	0	0
Financial liabilities:
Deposits	535,774,000	503,949,000
FHLB-NY advances	0	0
Subordinated Debentures and Subordinated Notes	0	0
Interest rate swap	0
Significant Other Observable Inputs (Level 2)
Financial assets:
Cash and cash equivalents	0	0
Securities available-for-sale	112,033,000	94,951,000
Securities held to maturity	52,808,000	51,530,000
FHLB-NY stock		0
Mortgage loans held for sale	0	0
Loans, net	0	0
Financial liabilities:
Deposits	205,171,000	154,724,000
FHLB-NY advances	68,649,000	59,174,000
Subordinated Debentures and Subordinated Notes	0	0
Interest rate swap	72,000
Significant Unobservable Inputs (Level 3)
Financial assets:
Cash and cash equivalents	0	0
Securities available-for-sale	0	0
Securities held to maturity	0	0
FHLB-NY stock		0
Mortgage loans held for sale	688,000	773,000
Loans, net	682,537,000	596,506,000
Financial liabilities:
Deposits	0	0
FHLB-NY advances	0	0
Subordinated Debentures and Subordinated Notes	23,467,000	23,230,000
Interest rate swap	0
Carrying Value
Financial assets:
Cash and cash equivalents	17,213,000	11,680,000
Securities available-for-sale	115,733,000	98,583,000
Securities held to maturity	53,323,000	52,330,000
FHLB-NY stock	3,919,000	3,515,000
Mortgage loans held for sale	688,000	773,000
Loans, net	682,917,000	595,952,000
Financial liabilities:
Deposits	740,961,000	658,930,000
FHLB-NY advances	68,760,000	59,200,000
Subordinated Debentures and Subordinated Notes	23,301,000	$ 23,252,000
Interest rate swap	$ 72,000

Earnings Per Share (Schedule of

Earnings Per Share (Schedule of Earnings Per Common Share) (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2017	Sep. 30, 2016
Earnings Per Share [Abstract]
Net income	$ 1,640	$ 1,035	$ 3,899	$ 3,388
Weighted average common shares outstanding - basic (in shares)	8,643,737	6,115,987	7,656,942	6,106,723
Weighted average common shares outstanding - diluted (in shares)	8,643,737	6,115,987	7,656,942	6,106,723
Basic earnings per common share (in usd per share)	$ 0.19	$ 0.17	$ 0.51	$ 0.55
Diluted earnings per common share (in usd per share)	$ 0.19	$ 0.17	$ 0.51	$ 0.55

Earnings Per Share (Narrative)

Earnings Per Share (Narrative) (Details) - shares	3 Months Ended		9 Months Ended
	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2017	Sep. 30, 2016
Stock options
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Antidilutive securities excluded from computation of earning per share	0	0	0	0

Accumulated Other Comprehensi42

Accumulated Other Comprehensive Income (Schedule of Components of Comprehensive Income) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2017	Sep. 30, 2016
Accumulated Other Comprehensive Income (Loss) [Line Items]
Net income, gross	$ 2,612	$ 1,618	$ 6,181	$ 5,299
Net income, tax effect	(972)	(583)	(2,282)	(1,911)
Net income	1,640	1,035	3,899	3,388
Other comprehensive (loss) income:
Other comprehensive income (loss), before reclassifications, net of tax	142	(47)	510	976
Reclassification adjustment for gains in net income, net	(1)	(3)	(1)	(38)
Accretion of loss on securities reclassified to held to maturity, net	10	39	23	109
Total comprehensive income, gross	231	(74)	822	1,527
Total comprehensive income, tax effect	(90)	24	(313)	(589)
Total other comprehensive income	141	(50)	509	938
Comprehensive Income Before Tax	2,843	1,544	7,003	6,826
Comprehensive Income Tax Portion	(1,062)	(559)	(2,595)	(2,500)
Total comprehensive income	1,781	985	4,408	4,326
Unrealized Gains and (Losses) on Available-for-Sale (AFS) Securities
Other comprehensive (loss) income:
Other comprehensive income (loss), before reclassifications, before tax	225	(133)	857	1,349
Other comprehensive income (loss) before reclassifications, tax	(87)	47	(327)	(519)
Other comprehensive income (loss), before reclassifications, net of tax	138	(86)	530	830
Reclassification adjustment for gains in net income, gross	(1)	(6)	(1)	(62)
Reclassification adjustment for gains in net income, tax effect	0	3	0	24
Reclassification adjustment for gains in net income, net	(1)	(3)	(1)	(38)
Accretion of loss on securities reclassified to held to maturity, gross	17	65	38	178
Accretion of loss on securities reclassified to held to maturity, tax effect	(7)	(26)	(15)	(69)
Accretion of loss on securities reclassified to held to maturity, net	10	39	23	109
Total other comprehensive income	137	(89)	529	792
Change in fair value of interest rate swap
Other comprehensive (loss) income:
Other comprehensive income (loss), before reclassifications, before tax	(10)	0	(72)	62
Other comprehensive income (loss) before reclassifications, tax	4	0	29	(25)
Other comprehensive income (loss), before reclassifications, net of tax	(6)	0	(43)	37
Reclassification adjustment for gains in net income, net	0	0	0	0
Total other comprehensive income	$ (6)	$ 0	$ (43)	$ 37

Accumulated Other Comprehensi43

Accumulated Other Comprehensive Income (Schedule of Components of Accumulated Other Comprehensive Income (Loss)) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2017	Sep. 30, 2016
Unrealized gains and losses on available for sale (AFS) securities
Balance at the beginning			$ 51,387	$ 47,573
Other comprehensive income before reclassifications	$ 142	$ (47)	510	976
Amounts reclassified from other comprehensive income	(1)	(3)	(1)	(38)
Total other comprehensive income	141	(50)	509	938
Balance at the end	74,108	51,568	74,108	51,568
Unrealized Gains and (Losses) on Available-for-Sale (AFS) Securities
Unrealized gains and losses on available for sale (AFS) securities
Balance at the beginning	(851)	271	(1,243)	(610)
Other comprehensive income before reclassifications	138	(86)	530	830
Amounts reclassified from other comprehensive income	(1)	(3)	(1)	(38)
Total other comprehensive income	137	(89)	529	792
Balance at the end	(714)	182	(714)	182
Loss on Securities Reclassified from Available-for-Sale to Held to Maturity
Unrealized gains and losses on available for sale (AFS) securities
Balance at the beginning	(65)	(128)	(78)	(198)
Other comprehensive income before reclassifications	10	39	23	109
Amounts reclassified from other comprehensive income	0	0	0	0
Total other comprehensive income	10	39	23	109
Balance at the end	(55)	(89)	(55)	(89)
Unrealized Gains and (Losses) on Derivatives
Unrealized gains and losses on available for sale (AFS) securities
Balance at the beginning	(37)	0	0	(37)
Other comprehensive income before reclassifications	(6)	0	(43)	37
Amounts reclassified from other comprehensive income	0	0	0	0
Total other comprehensive income	(6)	0	(43)	37
Balance at the end	(43)	0	(43)	0
Accumulated Other Comprehensive Income (Loss)
Unrealized gains and losses on available for sale (AFS) securities
Balance at the beginning	(953)	143	(1,321)	(845)
Balance at the end	$ (812)	$ 93	$ (812)	$ 93

Accumulated Other Comprehensi44

Accumulated Other Comprehensive Income (Schedule of Amount Reclassified from Each Component of Accumulated Other Comprehensive Income) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2017	Sep. 30, 2016
Reclassification Adjustment out of Accumulated Other Comprehensive Income on Derivatives [Line Items]
Tax effect	$ (972)	$ (583)	$ (2,282)	$ (1,911)
Total reclassifications, net of tax	1	3	1	38
Unrealized Gains and (Losses) on Available-for-Sale (AFS) Securities
Reclassification Adjustment out of Accumulated Other Comprehensive Income on Derivatives [Line Items]
Total reclassifications, net of tax	1	3	1	38
Reclassification out of Accumulated Other Comprehensive Income [Member] | Unrealized Gains and (Losses) on Available-for-Sale (AFS) Securities
Reclassification Adjustment out of Accumulated Other Comprehensive Income on Derivatives [Line Items]
Unrealized gains on AFS securities before tax	1	6	1	62
Tax effect	0	(3)	0	(24)
Net income available to common shareholders	$ 1	$ 3	$ 1	$ 38

Common Stock (Details)

Common Stock (Details) - USD ($) $ / shares in Units, $ in Thousands	Apr. 17, 2017	Sep. 30, 2017	Sep. 30, 2016
Class of Stock [Line Items]
Aggregate gross proceeds		$ 18,860	$ 0
Public offering
Class of Stock [Line Items]
Common stock sold in public offering (in shares)	2,509,090
Price to the public (in dollars per share)	$ 8.25
Aggregate gross proceeds	$ 20,700
Net proceeds after deducting underwriting discount and offering expenses	$ 18,900
Over-allotment option
Class of Stock [Line Items]
Common stock sold in public offering (in shares)	327,272