Portfolio Loans Not Covered by Loss Share ("Non-covered") | 3 Months Ended |
Mar. 31, 2014 |
PORTFOLIO LOANS NOT COVERED BY LOSS SHARE [Abstract] | ' |
Portfolio Loans Not Covered by Loss Share (Non-covered) | ' |
PORTFOLIO LOANS |
|
|
Below is a summary of Portfolio loans by category at March 31, 2014, and December 31, 2013: |
|
| | | | | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | | | | | | | | | | | |
(in thousands) | March 31, 2014 | | December 31, 2013 | | | | | | | | | | | | | | | | | | | | |
Real Estate Loans: | | | | | | | | | | | | | | | | | | | | | | | |
Construction and land development | $ | 121,869 | | | $ | 117,032 | | | | | | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | | | |
Commercial real estate - Investor owned | 416,777 | | | 437,688 | | | | | | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | | | |
Commercial real estate - Owner occupied | 367,300 | | | 341,631 | | | | | | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | | | |
Residential real estate | 160,195 | | | 158,527 | | | | | | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | | | |
Total real estate loans | $ | 1,066,141 | | | $ | 1,054,878 | | | | | | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | | | |
Commercial and industrial | 1,060,368 | | | 1,041,576 | | | | | | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | | | |
Consumer and other | 46,302 | | | 39,838 | | | | | | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | | | |
Portfolio loans | $ | 2,172,811 | | | $ | 2,136,292 | | | | | | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | | | |
Unearned loan costs, net | 1,177 | | | 1,021 | | | | | | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | | | |
Portfolio loans, including unearned loan costs | $ | 2,173,988 | | | $ | 2,137,313 | | | | | | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | | | |
|
The Company grants commercial, residential, and consumer loans primarily in the St. Louis, Kansas City and Phoenix metropolitan areas. The Company has a diversified loan portfolio, with no particular concentration of credit in any one economic sector; however, a substantial portion of the portfolio is concentrated in and secured by real estate. The ability of the Company’s borrowers to honor their contractual obligations is partially dependent upon the local economy and its effect on the real estate market. |
|
|
A summary of the year-to-date activity in the allowance for loan losses and the recorded investment in Portfolio loans by class and category based on impairment method through March 31, 2014, and at December 31, 2013, is as follows: |
|
| | | | | | | | | | | | | | | | | | | | | | | | | | | |
(in thousands) | Commercial & Industrial | | Commercial | | Commercial | | Construction and Land Development | | Residential Real Estate | | Consumer & Other | | Total |
Real Estate | Real Estate |
Owner Occupied | Investor Owned |
Allowance for Loan Losses: | | | | | | | | | | | | | |
Balance at | $ | 12,246 | | | $ | 4,096 | | | $ | 6,600 | | | $ | 2,136 | | | $ | 2,019 | | | $ | 192 | | | $ | 27,289 | |
31-Dec-13 |
Provision charged to expense | 899 | | | 589 | | | (9 | ) | | (532 | ) | | 16 | | | 64 | | | 1,027 | |
|
Losses charged off | (474 | ) | | (336 | ) | | (250 | ) | | (305 | ) | | — | | | (4 | ) | | (1,369 | ) |
|
Recoveries | 187 | | | 8 | | | 34 | | | 688 | | | 41 | | | — | | | 958 | |
|
Balance at | $ | 12,858 | | | $ | 4,357 | | | $ | 6,375 | | | $ | 1,987 | | | $ | 2,076 | | | $ | 252 | | | $ | 27,905 | |
31-Mar-14 |
|
| | | | | | | | | | | | | | | | | | | | | | | | | | | |
(in thousands) | Commercial & Industrial | | Commercial | | Commercial | | Construction and Land Development | | Residential Real Estate | | Consumer & Other | | Total |
Real Estate | Real Estate |
Owner Occupied | Investor Owned |
Balance March 31, 2014 | | | | | | | | | | | | | |
Allowance for Loan Losses - Ending Balance: | | | | | | | | | | | | | |
Individually evaluated for impairment | $ | 1,472 | | | $ | 401 | | | $ | — | | | $ | 386 | | | $ | 11 | | | $ | — | | | $ | 2,270 | |
|
Collectively evaluated for impairment | 11,386 | | | 3,956 | | | 6,375 | | | 1,601 | | | 2,065 | | | 252 | | | 25,635 | |
|
Total | $ | 12,858 | | | $ | 4,357 | | | $ | 6,375 | | | $ | 1,987 | | | $ | 2,076 | | | $ | 252 | | | $ | 27,905 | |
|
Loans - Ending Balance: | | | | | | | | | | | | | | |
|
Individually evaluated for impairment | $ | 5,046 | | | $ | 2,232 | | | $ | 678 | | | $ | 7,729 | | | $ | 430 | | | $ | — | | | $ | 16,115 | |
|
Collectively evaluated for impairment | 1,055,322 | | | 365,068 | | | 416,099 | | | 114,140 | | | 159,765 | | | 47,479 | | | 2,157,873 | |
|
Total | $ | 1,060,368 | | | $ | 367,300 | | | $ | 416,777 | | | $ | 121,869 | | | $ | 160,195 | | | $ | 47,479 | | | $ | 2,173,988 | |
|
| | | | | | | | | | | | | |
Balance at December 31, 2013 | | | | | | | | | | | | | |
Allowance for Loan Losses - Ending Balance: | | | | | | | | | | | | | |
Individually evaluated for impairment | $ | 736 | | | $ | 107 | | | $ | — | | | $ | 703 | | | $ | 4 | | | $ | — | | | $ | 1,550 | |
|
Collectively evaluated for impairment | 11,510 | | | 3,989 | | | 6,600 | | | 1,433 | | | 2,015 | | | 192 | | | 25,739 | |
|
Total | $ | 12,246 | | | $ | 4,096 | | | $ | 6,600 | | | $ | 2,136 | | | $ | 2,019 | | | $ | 192 | | | $ | 27,289 | |
|
Loans - Ending Balance: | | | | | | | | | | | | | |
Individually evaluated for impairment | $ | 3,380 | | | $ | 606 | | | $ | 6,811 | | | $ | 9,484 | | | $ | 559 | | | $ | — | | | $ | 20,840 | |
|
Collectively evaluated for impairment | 1,038,196 | | | 341,025 | | | 430,877 | | | 107,548 | | | 157,968 | | | 40,859 | | | 2,116,473 | |
|
Total | $ | 1,041,576 | | | $ | 341,631 | | | $ | 437,688 | | | $ | 117,032 | | | $ | 158,527 | | | $ | 40,859 | | | $ | 2,137,313 | |
|
A summary of Portfolio loans individually evaluated for impairment by category at March 31, 2014, and December 31, 2013, is as follows: |
|
| | | | |
| | | | | | | | | | | | | | | | | | | | | | | | | | | |
| March 31, 2014 | | | | |
(in thousands) | Unpaid | | Recorded | | Recorded | | Total | | Related Allowance | | Average | | | | |
Contractual | Investment | Investment | Recorded Investment | Recorded Investment | | | | |
Principal Balance | With No Allowance | With | | | | | | |
| | Allowance | | | | | | |
Commercial & Industrial | $ | 5,605 | | | $ | — | | | $ | 4,449 | | | $ | 4,449 | | | $ | 1,364 | | | $ | 3,625 | | | | | |
| | | |
Real Estate: | | | | | | | | | | | | | | | |
Commercial - Owner Occupied | 3,371 | | | 1,399 | | | 1,041 | | | 2,440 | | | 401 | | | 1,105 | | | | | |
| | | |
Commercial - Investor Owned | 678 | | | 679 | | | — | | | 679 | | | — | | | 3,593 | | | | | |
| | | |
Construction and Land Development | 8,225 | | | 7,595 | | | 454 | | | 8,049 | | | 386 | | | 8,185 | | | | | |
| | | |
Residential | 429 | | | 406 | | | 32 | | | 438 | | | 11 | | | 532 | | | | | |
| | | |
Consumer & Other | — | | | — | | | — | | | — | | | — | | | — | | | | | |
| | | |
Total | $ | 18,308 | | | $ | 10,079 | | | $ | 5,976 | | | $ | 16,055 | | | $ | 2,162 | | | $ | 17,040 | | | | | |
| | | |
|
| | | | |
| | | | | | | | | | | | | | | | | | | | | | | | | | | |
| December 31, 2013 | | | | |
(in thousands) | Unpaid | | Recorded | | Recorded | | Total | | Related Allowance | | Average | | | | |
Contractual | Investment | Investment | Recorded Investment | Recorded Investment | | | | |
Principal Balance | With No Allowance | With | | | | | | |
| | Allowance | | | | | | |
Commercial & Industrial | $ | 4,377 | | | $ | — | | | $ | 3,384 | | | $ | 3,384 | | | $ | 736 | | | $ | 6,574 | | | | | |
| | | |
Real Estate: | | | | | | | | | | | | | | | |
Commercial - Owner Occupied | 606 | | | 201 | | | 421 | | | 622 | | | 107 | | | 1,868 | | | | | |
| | | |
Commercial - Investor Owned | 8,033 | | | 7,190 | | | — | | | 7,190 | | | — | | | 11,348 | | | | | |
| | | |
Construction and Land Development | 10,668 | | | 7,383 | | | 2,419 | | | 9,802 | | | 703 | | | 5,770 | | | | | |
| | | |
Residential | 559 | | | 348 | | | 221 | | | 569 | | | 4 | | | 1,930 | | | | | |
| | | |
Consumer & Other | — | | | — | | | — | | | — | | | — | | | — | | | | | |
| | | |
Total | $ | 24,243 | | | $ | 15,122 | | | $ | 6,445 | | | $ | 21,567 | | | $ | 1,550 | | | $ | 27,490 | | | | | |
| | | |
|
|
There were no loans over 90 days past due and still accruing interest at March 31, 2014. If interest on impaired loans would have been accrued based upon the original contractual terms, such income would have been $0.3 million and $0.8 million for the three months ended March 31, 2014 and 2013, respectively. The cash amount collected and recognized as interest income on impaired loans was $9,000 and $15,000 for the three months ended March 31, 2014 and 2013, respectively. There was $6,000 of interest income recognized on impaired loans continuing to accrue interest for the three months ended March 31, 2014 and $29,000 for the three months ended March 31, 2013, respectively. At March 31, 2014, there were $0.2 million of unadvanced commitments on impaired loans. Other liabilities include approximately $0.2 million for estimated losses attributable to the unadvanced commitments. |
|
The recorded investment in impaired Portfolio loans by category at March 31, 2014, and December 31, 2013, is as follows: |
|
| | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | | | | | | | | | | | |
| March 31, 2014 | | | | | | | | | | | | |
(in thousands) | Non-accrual | | Restructured | | Loans over 90 days past due and still accruing interest | | Total | | | | | | | | | | | | |
Commercial & Industrial | $ | 4,449 | | | $ | — | | | $ | — | | | $ | 4,449 | | | | | | | | | | | | | |
| | | | | | | | | | | |
Real Estate: | | | | | | | | | | | | | | | | | | | |
Commercial - Investor Owned | — | | | 679 | | | — | | | 679 | | | | | | | | | | | | | |
| | | | | | | | | | | |
Commercial - Owner Occupied | 1,648 | | | 792 | | | — | | | 2,440 | | | | | | | | | | | | | |
| | | | | | | | | | | |
Construction and Land Development | 8,049 | | | — | | | — | | | 8,049 | | | | | | | | | | | | | |
| | | | | | | | | | | |
Residential | 438 | | | — | | | — | | | 438 | | | | | | | | | | | | | |
| | | | | | | | | | | |
Consumer & Other | — | | | — | | | — | | | — | | | | | | | | | | | | | |
| | | | | | | | | | | |
Total | $ | 14,584 | | | $ | 1,471 | | | $ | — | | | $ | 16,055 | | | | | | | | | | | | | |
| | | | | | | | | | | |
|
| | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | | | | | | | | | | | |
| December 31, 2013 | | | | | | | | | | | | |
(in thousands) | Non-accrual | | Restructured | | Loans over 90 days past due and still accruing interest | | Total | | | | | | | | | | | | |
Commercial & Industrial | $ | 3,384 | | | $ | — | | | $ | — | | | $ | 3,384 | | | | | | | | | | | | | |
| | | | | | | | | | | |
Real Estate: | | | | | | | | | | | | | | | | | | | |
Commercial - Investor Owned | 6,511 | | | 678 | | | — | | | 7,189 | | | | | | | | | | | | | |
| | | | | | | | | | | |
Commercial - Owner Occupied | 622 | | | — | | | — | | | 622 | | | | | | | | | | | | | |
| | | | | | | | | | | |
Construction and Land Development | 9,802 | | | — | | | — | | | 9,802 | | | | | | | | | | | | | |
| | | | | | | | | | | |
Residential | 569 | | | — | | | — | | | 569 | | | | | | | | | | | | | |
| | | | | | | | | | | |
Consumer & Other | — | | | — | | | — | | | — | | | | | | | | | | | | | |
| | | | | | | | | | | |
Total | $ | 20,888 | | | $ | 678 | | | $ | — | | | $ | 21,566 | | | | | | | | | | | | | |
| | | | | | | | | | | |
|
The recorded investment by category for the Portfolio loans that have been restructured during the three months ended March 31, 2014 and 2013, is as follows: |
|
| | | | | | |
| | | | | | | | | | | | | | | | | | | | | | | | | | | |
| Three months ended March 31, 2014 | | Three months ended March 31, 2013 | | | | | | |
(in thousands, except for number of loans) | Number of Loans | | Pre-Modification Outstanding | | Post-Modification Outstanding | | Number of Loans | | Pre-Modification Outstanding | | Post-Modification Outstanding | | | | | | |
Recorded Balance | Recorded Balance | Recorded Balance | Recorded Balance | | | | | | |
Commercial & Industrial | — | | | $ | — | | | $ | — | | | 1 | | | $ | 5 | | | $ | 5 | | | | | | | |
| | | | | |
Real Estate: | | | | | | | | | | | | | | | | | |
Commercial - Owner Occupied | 2 | | | 1,292 | | | 1,042 | | | — | | | — | | | — | | | | | | | |
| | | | | |
Commercial - Investor Owned | — | | | — | | | — | | | — | | | — | | | — | | | | | | | |
| | | | | |
Construction and Land Development | — | | | — | | | — | | | — | | | — | | | — | | | | | | | |
| | | | | |
Residential | — | | | — | | | — | | | — | | | — | | | — | | | | | | | |
| | | | | |
Consumer & Other | — | | | — | | | — | | | — | | | — | | | — | | | | | | | |
| | | | | |
Total | 2 | | | $ | 1,292 | | | $ | 1,042 | | | 1 | | | $ | 5 | | | $ | 5 | | | | | | | |
| | | | | |
|
The restructured Portfolio loans resulted from interest rate concessions and changing the terms of the loans. As of March 31, 2014, the Company allocated $0.4 million of specific reserves to the loans that have been restructured. |
|
There were no Portfolio loans that have been restructured and subsequently defaulted in the three months ended March 31, 2014 and 2013. |
|
The aging of the recorded investment in past due Portfolio loans by portfolio class and category at March 31, 2014, and December 31, 2013, is shown below. |
|
| | | | | | | | |
| | | | | | | | | | | | | | | | | | | | | | | | | | | |
| March 31, 2014 | | | | | | | | |
(in thousands) | 30-89 Days | | 90 or More | | Total | | Current | | Total | | | | | | | | |
Past Due | Days | Past Due | | | | | | | | |
| Past Due | | | | | | | | | |
Commercial & Industrial | $ | 114 | | | $ | — | | | $ | 114 | | | $ | 1,060,254 | | | $ | 1,060,368 | | | | | | | | | |
| | | | | | | |
Real Estate: | | | | | | | | | | | | | | | | | |
Commercial - Owner Occupied | 2,010 | | | 1,195 | | | 3,205 | | | 364,095 | | | 367,300 | | | | | | | | | |
| | | | | | | |
Commercial - Investor Owned | 6,992 | | | — | | | 6,992 | | | 409,785 | | | 416,777 | | | | | | | | | |
| | | | | | | |
Construction and Land Development | — | | | 5,955 | | | 5,955 | | | 115,914 | | | 121,869 | | | | | | | | | |
| | | | | | | |
Residential | 370 | | | 206 | | | 576 | | | 159,619 | | | 160,195 | | | | | | | | | |
| | | | | | | |
Consumer & Other | 51 | | | — | | | 51 | | | 47,428 | | | 47,479 | | | | | | | | | |
| | | | | | | |
Total | $ | 9,537 | | | $ | 7,356 | | | $ | 16,893 | | | $ | 2,157,095 | | | $ | 2,173,988 | | | | | | | | | |
| | | | | | | |
|
| | | | | | | | |
| | | | | | | | | | | | | | | | | | | | | | | | | | | |
| December 31, 2013 | | | | | | | | |
(in thousands) | 30-89 Days | | 90 or More | | Total | | Current | | Total | | | | | | | | |
Past Due | Days | Past Due | | | | | | | | |
| Past Due | | | | | | | | | |
Commercial & Industrial | $ | 229 | | | $ | — | | | $ | 229 | | | $ | 1,041,347 | | | $ | 1,041,576 | | | | | | | | | |
| | | | | | | |
Real Estate: | | | | | | | | | | | | | | | | | |
Commercial - Owner Occupied | — | | | 428 | | | 428 | | | 341,203 | | | 341,631 | | | | | | | | | |
| | | | | | | |
Commercial - Investor Owned | — | | | 6,132 | | | 6,132 | | | 431,556 | | | 437,688 | | | | | | | | | |
| | | | | | | |
Construction and Land Development | 464 | | | 7,344 | | | 7,808 | | | 109,224 | | | 117,032 | | | | | | | | | |
| | | | | | | |
Residential | 237 | | | 213 | | | 450 | | | 158,077 | | | 158,527 | | | | | | | | | |
| | | | | | | |
Consumer & Other | — | | | — | | | — | | | 40,859 | | | 40,859 | | | | | | | | | |
| | | | | | | |
Total | $ | 930 | | | $ | 14,117 | | | $ | 15,047 | | | $ | 2,122,266 | | | $ | 2,137,313 | | | | | | | | | |
| | | | | | | |
|
|
The Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt, such as current financial information, historical payment experience, credit documentation, and current economic factors, among other factors. This analysis is performed on a quarterly basis. The Company uses the following definitions for risk ratings: |
| | | | | | | | | | | | | | | | | | | | | | | | | | | |
• | Grades 1, 2, and 3- These grades include loans to borrowers with a continuous record of strong earnings, sound balance sheet condition and capitalization, ample liquidity with solid cash flow, and whose management team has experience and depth within their industry. | | | | | | | | | | | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | | | | | | | | | | | |
• | Grade 4- This grade includes loans to borrowers with positive trends in profitability, satisfactory capitalization and balance sheet condition, and sufficient liquidity and cash flow. | | | | | | | | | | | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | | | | | | | | | | | |
• | Grade 5- This grade includes loans to borrowers that may display fluctuating trends in sales, profitability, capitalization, liquidity, and cash flow. | | | | | | | | | | | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | | | | | | | | | | | |
• | Grade 6- This grade includes loans to borrowers where an adverse change or perceived weakness has occurred, but may be correctable in the near future. Alternatively, this rating category may also include circumstances where the borrower is starting to reverse a negative trend or condition, or has recently been upgraded from a 7, 8, or 9 rating. | | | | | | | | | | | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | | | | | | | | | | | |
• | Grade 7 - Watch credits are borrowers that have experienced financial setback of a nature that is not determined to be severe or influence ‘ongoing concern’ expectations. Borrowers within this category are expected to turnaround within a 12-month period of time. Although possible, no loss is anticipated, due to strong collateral and/or guarantor support. | | | | | | | | | | | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | | | | | | | | | | | |
• | Grade 8- Substandard credits will include those borrowers that are characterized by significant losses and sustained downward trends in balance sheet condition, liquidity, and cash flow. Repayment reliance may have shifted to secondary sources. Collateral exposure may exist and additional reserves may be warranted. | | | | | | | | | | | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | | | | | | | | | | | |
• | Grade 9- Doubtful credits include borrowers that may show deteriorating trends that are unlikely to be corrected. Collateral values may appear insufficient for full recovery, therefore requiring a partial charge-off, or debt renegotiation with the borrower. The borrower may have declared bankruptcy or bankruptcy is likely in the near term. All doubtful rated credits will be on non-accrual. | | | | | | | | | | | | | | | | | | | | | | | | | | |
The recorded investment by risk category of the Portfolio loans by portfolio class and category at March 31, 2014, which is based upon the most recent analysis performed, and December 31, 2013 is as follows: |
|
| | | | | | | | |
| | | | | | | | | | | | | | | | | | | | | | | | | | | |
| March 31, 2014 | | | | | | | | |
(in thousands) | Pass (1-6) | | Watch (7) | | Substandard (8) | | Doubtful (9) | | Total | | | | | | | | |
Commercial & Industrial | $ | 989,558 | | | $ | 48,011 | | | $ | 21,288 | | | $ | 1,511 | | | $ | 1,060,368 | | | | | | | | | |
| | | | | | | |
Real Estate: | | | | | | | | | | | | | | | | | |
Commercial - Owner Occupied | 334,423 | | | 23,392 | | | 9,485 | | | — | | | 367,300 | | | | | | | | | |
| | | | | | | |
Commercial - Investor Owned | 354,875 | | | 41,842 | | | 20,060 | | | — | | | 416,777 | | | | | | | | | |
| | | | | | | |
Construction and Land Development | 93,251 | | | 17,395 | | | 10,771 | | | 452 | | | 121,869 | | | | | | | | | |
| | | | | | | |
Residential | 145,402 | | | 8,179 | | | 6,614 | | | — | | | 160,195 | | | | | | | | | |
| | | | | | | |
Consumer & Other | 47,203 | | | 60 | | | 216 | | | — | | | 47,479 | | | | | | | | | |
| | | | | | | |
Total | $ | 1,964,712 | | | $ | 138,879 | | | $ | 68,434 | | | $ | 1,963 | | | $ | 2,173,988 | | | | | | | | | |
| | | | | | | |
|
| | | | | | | | |
| | | | | | | | | | | | | | | | | | | | | | | | | | | |
| December 31, 2013 | | | | | | | | |
(in thousands) | Pass (1-6) | | Watch (7) | | Substandard (8) | | Doubtful (9) | | Total | | | | | | | | |
Commercial & Industrial | $ | 977,199 | | | $ | 40,265 | | | $ | 23,934 | | | $ | 178 | | | $ | 1,041,576 | | | | | | | | | |
| | | | | | | |
Real Estate: | | | | | | | | | | | | | | | | | |
Commercial - Owner Occupied | 306,321 | | | 26,500 | | | 8,810 | | | — | | | 341,631 | | | | | | | | | |
| | | | | | | |
Commercial - Investor Owned | 368,433 | | | 42,227 | | | 27,028 | | | — | | | 437,688 | | | | | | | | | |
| | | | | | | |
Construction and Land Development | 87,812 | | | 17,175 | | | 11,582 | | | 463 | | | 117,032 | | | | | | | | | |
| | | | | | | |
Residential | 143,613 | | | 8,240 | | | 6,674 | | | — | | | 158,527 | | | | | | | | | |
| | | | | | | |
Consumer & Other | 40,852 | | | 3 | | | 4 | | | — | | | 40,859 | | | | | | | | | |
| | | | | | | |
Total | $ | 1,924,230 | | | $ | 134,410 | | | $ | 78,032 | | | $ | 641 | | | $ | 2,137,313 | | | | | | | | | |
| | | | | | | |
| | | | | | | | | | | | | | | | | | | | | | | | | | | | |