SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 11-K
| þ | Annual report pursuant to Section 15(d) of the Securities Exchange Act of 1934 |
For the fiscal year ended December 31, 2005
OR
| o | Transition report pursuant to Section 15 (d) of the Securities And Exchange Act of 1934 |
For the transition period from to
Commission file number 000-22387
| A. | Full title of the plan and the address of the plan, if different from that of the issuer named below: |
The Delaware County Bank & Trust Company Employee 401(k) Retirement Plan
110 Riverbend Avenue
Lewis Center, Ohio 43035
110 Riverbend Avenue
Lewis Center, Ohio 43035
| B. | Name of issuer of the securities held pursuant to the plan and the address of its principal executive office: |
DCB Financial Corp
110 Riverbend Avenue
Lewis Center, Ohio 43035
110 Riverbend Avenue
Lewis Center, Ohio 43035
Financial Statements and Exhibits
The following financial statements and exhibits are filed as part of this annual report:
| EXHIBIT NUMBER | DESCRIPTION | |
| Exhibit 23 | Consent of Independent Registered Public Accountants | |
| Exhibit 99 | Financial Statements and Supplemental Schedules for The Delaware County Bank & Trust Company Employee 401(k) Retirement Plan for the years ended December 31, 2005 and 2004 |
SIGNATURES
The Plan Pursuant to the requirements of the Securities Exchange Act of 1934, The Delaware County Bank & Trust Company, trustee and administrator of the plan, has duly caused this annual report to be signed on its behalf by the undersigned hereunto duly authorized.
| The Delaware County Bank & Trust Company Employee 401(k) Retirement Plan | ||||
| Date: June 22, 2006 | The Delaware County Bank & Trust Company | |||
| By: | /s/ Jeffrey T. Benton | |||
| Jeffrey T. Benton | ||||
| President and Chief Executive Officer | ||||
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EXHIBIT INDEX
| Exhibit 23 | Consent of Independent Registered Public Accountants | |
| Exhibit 99 | Financial Statements and Supplemental Schedules for The Delaware County Bank & Trust Company Employee 401(k) Retirement Plan for the years ended December 31, 2005 and 2004 |
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