DCB Financial (DCBF) 10-K 24 Mar 16 2015 FY Annual report Financial data

Document And Entity Information

Document And Entity Information - USD ($)	12 Months Ended
	Dec. 31, 2015	Mar. 22, 2016	Jun. 30, 2015
Document Information [Line Items]
Document Type	10-K
Amendment Flag	false
Document Period End Date	Dec. 31, 2015
Document Fiscal Year Focus	2,015
Document Fiscal Period Focus	FY
Entity Registrant Name	DCB FINANCIAL CORP
Entity Central Index Key	1,025,877
Current Fiscal Year End Date	--12-31
Entity Well-known Seasoned Issuer	No
Entity Voluntary Filers	No
Entity Current Reporting Status	Yes
Entity Filer Category	Smaller Reporting Company
Entity Public Float			$ 39,942,715
Trading Symbol	DCBF
Entity Common Stock, Shares Outstanding		7,357,844

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Assets:
Cash and due from financial institutions	$ 6,929	$ 6,247
Interest-bearing deposits	24,963	15,027
Total cash and cash equivalents	31,892	21,274
Securities available-for-sale	87,797	75,909
Loans	378,513	385,444
Less allowance for loan losses	(4,333)	(4,236)
Net loans	374,180	381,208
Real estate owned	68	1,111
Investment in FHLB stock	3,250	3,250
Premises and equipment, net	5,091	10,016
Premises and equipment held for sale	4,771	0
Bank-owned life insurance	20,760	20,027
Deferred tax asset, net	10,440	0
Accrued interest receivable and other assets	3,015	2,587
Total assets	541,264	515,382
Deposits:
Non-interest bearing	124,023	111,022
Interest bearing	350,514	342,170
Total deposits	474,537	453,192
Borrowings	4,520	11,808
Accrued interest payable and other liabilities	3,360	3,171
Total liabilities	482,417	468,171
Shareholders’ equity:
Preferred stock, no par value, 2,000,000 shares authorized, none issued and outstanding	0	0
Common shares, 17,500,000 shares authorized, 7,588,887 and 7,541,445 shares issued, and 7,281,237 and 7,233,797 shares outstanding for 2015 and 2014, respectively	16,410	16,064
Retained earnings	49,799	38,055
Treasury stock, at cost, 307,650 shares at December 31, 2015 and 2014	(7,416)	(7,416)
Accumulated other comprehensive income	436	654
Deferred stock-based compensation	(382)	(146)
Total shareholders’ equity	58,847	47,211
Total liabilities and shareholders’ equity	$ 541,264	$ 515,382

Consolidated Balance Sheets _Pa

Consolidated Balance Sheets [Parenthetical] - $ / shares	Dec. 31, 2015	Dec. 31, 2014
Preferred Stock, Par or Stated Value Per Share	$ 0	$ 0
Preferred Stock, Shares Authorized	2,000,000	2,000,000
Preferred Stock, Shares Issued	0	0
Preferred Stock, Shares Outstanding	0	0
Common stock, shares authorized	17,500,000	17,500,000
Common stock, shares issued	7,588,887	7,541,445
Common Stock, Shares, Outstanding	7,281,237	7,233,797
Treasury stock, shares	307,650	307,650

Consolidated Statements of Inco

Consolidated Statements of Income - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Interest income:
Loans	$ 15,866	$ 15,276
Securities	1,957	2,065
Federal funds sold and interest bearing deposits	67	39
Total interest income	17,890	17,380
Interest expense:
Savings and money market accounts	570	544
Time accounts	357	434
Interest-bearing demand accounts	102	91
Total	1,029	1,069
FHLB advances	141	143
Total interest expense	1,170	1,212
Net interest income	16,720	16,168
Provision for loan losses	0	150
Net interest income after provision for loan losses	16,720	16,018
Non-interest income:
Service charges	2,002	1,963
Wealth management fees	1,644	1,474
Treasury management fees	273	220
Income from bank-owned life insurance	733	730
Gain on the sale of securities available-for-sale	0	101
Net gain (loss) on loans held for sale	3	(509)
Net gain (loss) on sale of REO	16	(84)
Gain on sale of branch	0	438
Other non-interest income	151	127
Total non-interest income	4,822	4,460
Non-interest expense:
Salaries and employee benefits	11,263	11,141
Occupancy and equipment	3,912	3,784
Professional services	1,383	1,379
Advertising	549	347
Office supplies, postage and courier	305	328
FDIC insurance premium	393	630
State franchise taxes	295	266
Other non-interest expense	2,353	2,231
Total non-interest expense	20,453	20,106
Income before income tax benefit	1,089	372
Income tax benefit	(10,655)	0
Net income	$ 11,744	$ 372
Share and Per Share Data
Basic average common shares outstanding (in shares)	7,272,061	7,193,372
Diluted average common shares outstanding (in shares)	7,288,350	7,232,388
Basic and diluted earnings per common share (in dollars per share)	$ 1.61	$ 0.05

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Loss) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Net income	$ 11,744	$ 372
Other comprehensive (loss) income:
Net unrealized (losses) gains on securities available-for-sale, net of taxes of $(112) and $769 in 2015 and 2014, respectively	(218)	1,494
Reclassification adjustment for gains included in net income, net of taxes of $(35) in 2014	0	(66)
Total other comprehensive (loss) income	(218)	1,428
Comprehensive income	$ 11,526	$ 1,800

Consolidated Statements of Com6

Consolidated Statements of Comprehensive Income (Loss) [Parenthetical] - USD ($)	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Other Than Temporary Impairment Losses Investment Reclassification Adjustment Of Previously Recognized Sale Of Security Tax		$ (35)
Other than Temporary Impairment Losses, Investments, Portion in Other Comprehensive Loss, Tax, Portion Attributable to Parent, Held-to-maturity Securities	$ (112)	$ 769

Consolidated Statements of Shar

Consolidated Statements of Shareholders' Equity - USD ($) $ in Thousands	Total	Common Stock [Member]	Preferred Stock [Member]	Retained Earnings [Member]	Treasury Stock [Member]	Accumulated Other Comprehensive Income (Loss) [Member]	Deferred Stock-Based Compensation [Member]
Balance at Dec. 31, 2013	$ 45,264	$ 15,771	$ 0	$ 37,683	$ (7,416)	$ (774)	$ 0
Balance (in shares) at Dec. 31, 2013		7,192,352
Net income	372	$ 0	0	372	0	0	0
Other comprehensive loss, net of taxes	1,428	0	0	0	0	1,428	0
Issuance of restricted stock in exchange for cancelled stock options	147	$ 293	0	0	0	0	(146)
Issuance of restricted stock in exchange for cancelled stock options (in Shares)		41,445
Balance at Dec. 31, 2014	47,211	$ 16,064	0	38,055	(7,416)	654	(146)
Balance (in shares) at Dec. 31, 2014		7,233,797
Net income	11,744	$ 0	0	11,744	0	0	0
Other comprehensive loss, net of taxes	(218)	0	0	0	0	(218)	0
Issuance of restricted stock in exchange for cancelled stock options	0	$ 417	0	0	0	0	(417)
Issuance of restricted stock in exchange for cancelled stock options (in Shares)		57,243
Forfeiture of restricted stock	0	$ (71)	0	0	0	0	71
Forfeiture of restricted stock (in shares)		(9,290)
Restricted stock withheld upon vesting for payment of taxes	0	$ 0	0	0	0	0	0
Restricted stock withheld upon vesting for payment of taxes (in shares)		(513)
Amortization of restricted stock	110	$ 0	0	0	0	0	110
Balance at Dec. 31, 2015	$ 58,847	$ 16,410	$ 0	$ 49,799	$ (7,416)	$ 436	$ (382)
Balance (in shares) at Dec. 31, 2015		7,281,237

Consolidated Statements of Cash

Consolidated Statements of Cash Flows - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Cash flows from operating activities
Net income	$ 11,744	$ 372
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation	932	1,070
Provision for loan losses	0	150
Deferred income taxes	(10,665)	0
Gain on sale of securities	0	(101)
(Gain) loss on loans held-for-sale, net	(3)	509
(Gain) loss on sale of real estate owned, net	(16)	84
Gain on sale of branch	0	(438)
Net stock based compensation	225	190
Premium amortization on securities, net	1,041	1,064
Earnings on bank owned life insurance	(733)	(730)
Net changes in other assets and other liabilities	(17)	543
Net cash provided by operating activities	2,508	2,713
Cash flows from investing activities
Purchases of securities available-for-sale	(38,701)	(25,136)
Proceeds from maturities, principal payments and calls of securities available-for-sale	25,442	23,234
Proceeds from sales of securities available-for-sale	0	7,140
Net change in loans	6,762	(31,076)
Proceeds from sales of loans held-for-sale	269	845
Proceeds from sale of real estate owned	1,059	768
Net cash paid with sale of branch	0	(12,464)
Proceeds from redemption of FHLB stock	0	549
Premises and equipment expenditures	(778)	(445)
Net cash used in investing activities	(5,947)	(36,585)
Cash flows from financing activities
Net change in deposits	21,345	22,819
Proceeds from short-term borrowings	0	7,000
Repayment of borrowings	(7,288)	(30)
Net cash provided by financing activities	14,057	29,789
Net change in cash and cash equivalents	10,618	(4,083)
Cash and cash equivalents at beginning of year	21,274	25,357
Cash and cash equivalents at end of year	31,892	21,274
Cash paid during the period for:
Cash paid during the period for interest on deposits and borrowings	1,132	1,288
Non-cash investing and financing activities:
Transfer of premises and equipment to held for sale	4,771	0
Transfer of loans to real estate owned	0	744
Transfer of loans to held for sale	0	913
Transfer of loans held for sale to held for investment	0	769
Transfer of deposits from held for sale	$ 0	$ (3,210)

Summary of Significant Accounti

Summary of Significant Accounting Policies	12 Months Ended
	Dec. 31, 2015
Accounting Policies [Abstract]
Significant Accounting Policies [Text Block]	Note 1 – Summary of Significant Accounting Policies The consolidated financial statements include the accounts of DCB Financial Corp (“DCB”) and its direct and indirect wholly-owned subsidiaries, The Delaware County Bank and Trust Company (the “Bank”), DCB Title Services, LLC, DCB Insurance Services, Inc., DataTasx LLC, ORECO, Inc. and 110 Riverbend, LLC. (collectively referred to hereinafter as the “Company”). All intercompany transactions and balances have been eliminated in the consolidated financial statements. The Company provides financial services in Delaware and Franklin counties in Ohio, as well as nearby counties, through its eight full-service and six limited-service banking locations. Its primary deposit products are checking, savings, and term certificate accounts and its primary lending products are residential mortgage, commercial and installment loans. Substantially all loans are secured by specific items of collateral including business assets, consumer assets, and real estate. Commercial loans are expected to be repaid from cash flow from operations of businesses. Real estate loans are secured by both residential and commercial real estate. The Bank also operates a trust department and engages in other personal wealth management activities, including brokerage services and private banking. While the Company’s management monitors the revenue streams of the various products and services, operations are managed and financial performance is evaluated on a Company-wide basis. Accordingly, all of the Company’s operations are considered by management to be aggregated into one operating segment. The preparation of financial statements in conformity with U.S. generally accepted accounting principles requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Management has identified the allowance for loan losses, income taxes, and the fair value of financial instruments to be the accounting areas that require the most subjective and complex judgments, and as such could be the most subject to revision as new information becomes available. Actual results could differ from those estimates. Cash and cash equivalents include cash on hand, federal funds sold and deposits with other financial institutions with original maturities of less than 90 days. Net cash flows are reported for customer loan and deposit transactions, federal funds purchased and other short-term borrowings. Securities are classified as held-to-maturity and carried at adjusted amortized cost when management has the positive intent and ability to hold them to maturity. Securities classified as available-for-sale might be sold before maturity. Securities classified as available-for-sale are carried at fair value, with temporary unrealized holding gains and losses excluded from earnings and reported as a component of other comprehensive income. Realized gains and losses on sale of securities are recognized using the specific identification method. The Company does not engage in securities trading activities. Interest income includes premium amortization and accretion of discounts on securities. For securities with unrealized losses, management considers, in determining whether other-than-temporary impairment exists, (1) the length of time and the extent to which the fair value has been less than cost, (2) the financial condition and near-term prospects of the issuer and (3) the intent and ability of the Company to retain its investment in the issuer for a period of time sufficient to allow for any anticipated recovery in fair value. For securities with other-than-temporary impairment, further analysis is required to determine the appropriate accounting. If management neither intends to sell the impaired security nor expects it will be required to sell the security prior to recovery, only the credit loss component of the other-than-temporary impairment is recognized in earnings while the non-credit loss is recognized in other comprehensive income. The credit loss component recognized in earnings is identified as the principal cash flows not expected to be received over the remaining term of the security as projected based on cash flow projections. Loans are classified as held for investment when management has both the intent and ability to hold the loan for the foreseeable future, or until maturity or payoff. Management’s intent and view of the foreseeable future may change based on changes in business strategies, the economic environment, market conditions and the availability of government programs. Loans that are held for investment are reported at the principal balance outstanding, net of unearned interest, unamortized deferred loan fees and costs and the allowance for loan losses. Loans held for sale are carried at the lower of amortized cost or estimated fair value, determined on an aggregate basis for each type of loan. Net unrealized losses are recognized by charges to income. Interest income is accrued based on the unpaid principal balance and includes amortization of net deferred loan fees and costs over the loan term. Interest income on mortgage and commercial loans is discontinued at the time the loan is 90 When loans are reclassified from held for investment to held for sale, specific reserves and allocated pooled reserves included in the allowance for loan and losses are reclassified to reduce the basis of the loans to the lower of cost or estimated fair value less cost to sell. Reclassifications of loans from held for sale to held for investment are made at fair value. The allowance for loan losses is a valuation allowance for probable but unconfirmed credit losses, increased by the provision for loan losses and decreased by charge-offs net of recoveries. Loan losses are charged against the allowance when management believes the uncollectibility of a loan balance is confirmed. Subsequent recoveries, if any, are credited to the allowance. Management estimates the required allowance balance based on past loan loss experience, augmented by additional estimates related to the nature and volume of the portfolio, information about specific borrower situations, estimated collateral values, economic conditions and other factors. The allowance consists of both specific and general components. The specific component relates to loans that are classified as impaired. For those loans that are classified as impaired, an allowance is established when the collateral value, or value of expected discounted cash flows of the impaired loan is lower than the carrying value of that loan. The general component covers non-classified loans and is based on historical charge-off experience and expected loss given default derived from the Bank’s internal risk rating process. Management utilizes an average of a three year historical loss period. Management has the ability to adjust these loss rates by utilizing risk ratings based on current period trends. If current period trends differ either positively or negatively from the given weighted historical loss rates, adjustments can be made. Other adjustments may be made to the allowance for pools of loans after an assessment of internal or external influences on credit quality that are not fully reflected in the historical loss or risking rating data. Management also utilizes its assessment of general economic conditions, and other localized economic data to more fully support its loan loss estimates. General economic data may include: inflation rates, savings rates and national unemployment rates. Local data may include: unemployment rates, housing starts, real estate valuations, and other economic data specific to the Company’s market area. Though not specific to individual loans, these economic trends can have an impact on portfolio performance as a whole. Management also analyzes certain broader, non-portfolio specific factors in assessing the adequacy of the allowance for loan losses, such as the allowance as a percentage of total loans, the allowance as a percentage of non-performing loans and the provision expense as a percentage of net charge-offs. This portion of the allowance, when applicable, is reported as an “unallocated” component of the allowance for loan losses in the Company’s financial statements Uncollectibility is usually determined based on a pre-determined number of days delinquent in the case of consumer loans, or, in the case of commercial loans, is based on a combination of factors including delinquency, collateral and other legal considerations. Consumer loans are charged-off prior to 120 120 Troubled debt restructuring of loans is undertaken to improve the likelihood that the loan will be repaid in full under the modified terms in accordance with a reasonable repayment schedule. All modified loans are evaluated to determine whether the loans should be reported as a Troubled Debt Restructuring (TDR). A loan is a TDR when the Company, for economic or legal reasons related to the borrower’s financial difficulties, grants a concession to the borrower by modifying or renewing a loan that the Company would not otherwise consider. To make this determination, the Company must determine whether (a) the borrower is experiencing financial difficulties and (b) the Company granted the borrower a concession. This determination requires consideration of all of the facts and circumstances surrounding the modification. An overall general decline in the economy or some deterioration in a borrower’s financial condition does not automatically mean the borrower is experiencing financial difficulties. Investment in Federal Home Loan Bank Stock The Company is required as a condition of membership in the Federal Home Loan Bank of Cincinnati (“FHLB”) to maintain an investment in FHLB common stock. The stock is redeemable at par and, therefore, its cost is equivalent to its redemption value. The Company’s ability to redeem FHLB shares is dependent on the redemption practices of the FHLB. The stock is carried at cost and evaluated for impairment. Land is carried at cost. Premises and equipment are stated at cost less accumulated depreciation. Depreciation is computed over the assets’ useful lives, estimated to be five to 39 Premises and equipment held for sale is carried at the lower of cost or fair value. The Company ceases recognition of depreciation expense at the time that premises and equipment is transferred to held for sale. Assets acquired through foreclosure are initially recorded at the lower of cost or fair value less expected selling costs. Subsequent declines in fair value below the recorded amount are recorded as a direct write-down to expense. The Company generally evaluates fair market values of foreclosed assets on a quarterly basis, and adjusts accordingly. Holding costs after acquisition are expensed as incurred, but construction costs to improve a property’s value may be capitalized as part of the asset value. Servicing assets represent the allocated value of retained servicing on loans sold. Servicing assets are expensed in proportion to, and over the period of, estimated net servicing revenues. Impairment is evaluated based on the fair value of the assets, using groupings of the underlying loans as to interest rates, and then secondarily as to geographic and prepayment characteristics. Fair value is determined using prices for similar assets with similar characteristics, when available, or based upon discounted cash flows using market-based assumptions. Any impairment of a grouping is reported as a valuation allowance. The Company has purchased life insurance policies on certain key executives and directors. Bank owned life insurance is recorded at its cash surrender value. The Company accounts for income taxes in accordance with income tax accounting guidance (ASC 740, Income Taxes Deferred income tax expense results from changes in deferred tax assets and liabilities between periods. Deferred tax assets are recognized if it is more likely than not, based on the technical merits, that the tax position will be realized or sustained upon examination. The term more likely than not means a likelihood of more than 50 50 Financial instruments include off-balance sheet credit instruments, such as commitments to make loans and standby letters of credit, issued to meet customer financing needs. The face amount for these items represents the exposure to loss, before considering customer collateral or ability to repay. Such financial instruments are recorded when they are funded. Earnings per common share is computed using the two-class method. Basic earnings per common share is computed by dividing net income allocated to common shares by the weighted average number of common shares outstanding during the period which excludes the participating securities. All outstanding unvested restricted stock awards containing rights to non-forfeitable dividends are considered participating securities for this calculation. Diluted earnings per common share includes the dilutive effect of additional potential common shares from stock compensation awards, but excludes awards considered participating securities. Compensation cost is recognized for restricted stock awards issued to employees and directors based on the fair value of these awards at the date of grant. The market price of the Company’s common shares at the date of grant is used to determine the fair value for restricted stock awards. Compensation cost is recognized over the required service period, generally defined as the vesting period. For awards with graded vesting, compensation cost is recognized on a straight-line basis over the requisite service period for the entire award. The Company’s outstanding stock options may be settled for cash at the recipient’s discretion; therefore, liability accounting applies to the Company’s 2004 Long-Term Stock Incentive Plan under which such stock options were granted. Compensation expense is recognized based on the fair value of these awards at the reporting date. A Black Scholes model is utilized to estimate the fair value of stock options at the date of grant and subsequent re-measurement dates. Compensation cost is recognized over the required service period, generally defined as the vesting period. The Company’s stock option awards contain terms that provide for a graded vesting schedule whereby portions of the award vest in increments over the requisite service period. Changes in fair value of the options between the vesting date and option expiration date are also recognized in the Consolidated Statement of Income. Comprehensive Income Comprehensive income consists of net income and other comprehensive income, net of applicable income tax effects. Other comprehensive income includes unrealized gains and losses on securities available-for-sale securities and reclassification adjustments for gains and losses included in income. Accumulated comprehensive income at December 31, 2015 and 2014 consists solely of unrecognized gains on available for sale securities, net of tax, of $ 225,000 337,000 Other deposits at the Federal Reserve Bank above the clearing balance requirements earn interest at an overnight rate, and are not restricted. In addition, $ 1.1 Banking regulations require maintaining certain capital levels and may limit the dividends paid by the Bank to DCB or by DCB to shareholders. Fair values of financial instruments are estimated using relevant market information and other assumptions, as more fully disclosed in a separate note. Fair value estimates involve uncertainties and matters of significant judgment regarding interest rates, credit risk, prepayments and other factors, especially in the absence of broad markets for particular items. Changes in assumptions or market conditions could significantly affect the estimates. Certain amounts in the prior year consolidated financial statements have been reclassified to conform to the current presentation. These reclassifications had no effect on prior year net income or shareholders’ equity. Recently Adopted Accounting Standards In August 2014, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update ASU 2014-14, Receivables – Troubled Debt Restructurings by Creditors (Subtopic 310-40): Classification of Certain Government-Guaranteed Mortgage Loans upon Foreclosure In January 2014, the FASB issued ASU 2014-04, Receivables – Troubled Debt Restructurings by Creditors (Subtopic 310-40) - Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans upon Foreclosure. Recently Issued Accounting Standards In February 2016, the FASB issued ASU No. 2016-02, Leases (Topic 842) - A lease liability, which is a lessee‘s obligation to make lease payments arising from a lease, measured on a discounted basis; and - A right-of-use asset, which is an asset that represents the lessee’s right to use, or control the use of, a specified asset for the lease term. Under the new guidance, lessor accounting is largely unchanged. Certain targeted improvements were made to align, where necessary, lessor accounting with the lessee accounting model and Topic 606, Revenue from Contracts with Customers. For public business entities, the amendments in this update are effective for fiscal years beginning after December 15, 2018, including interim periods within those fiscal years (i.e., January 1, 2019, for a calendar year entity). Early application is permitted. The Company is currently evaluating the effect the guidance will have on the Company’s consolidated financial statements. In January 2016, the FASB issued ASU No. 2016-01, Financial Instruments - Overall (Subtopic 825-10): Recognition and Measurement of Financial Assets and Financial Liabilities In June 2014, the FASB issued ASU 2014–12, Compensation – Stock Compensation (Topic 718) - Accounting for Share-Based Payments When the Terms of an Award Provide That a Performance Target Could Be Achieved After the Requisite Service Period. In May 2014, the FASB issued ASU No. 2014-09, Revenue from Contracts with Customers (Topic 606) ASC 605, Revenue Recognition

Securities

Securities	12 Months Ended
	Dec. 31, 2015
Investments, Debt and Equity Securities [Abstract]
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	2. Securities December 31, 2015 Gross Gross Amortized Unrealized Unrealized Cost Gains Losses Fair Value U.S. Government and agency obligations $ 20,904 $ 26 $ 88 $ 20,842 Corporate bonds 3,714 26 13 3,727 States and municipal obligations 21,954 388 81 22,261 Collateralized mortgage obligations 22,862 46 107 22,801 Mortgage-backed securities 17,702 505 41 18,166 Total $ 87,136 $ 991 $ 330 $ 87,797 December 31, 2014 Gross Gross Amortized Unrealized Unrealized Cost Gains Losses Fair Value U.S. Government and agency obligations $ 11,602 $ 31 $ 88 $ 11,545 Corporate bonds 4,975 33 21 4,987 States and municipal obligations 21,303 423 69 21,657 Collateralized mortgage obligations 19,601 85 106 19,580 Mortgage-backed securities 17,438 702 - 18,140 Total $ 74,919 $ 1,274 $ 284 $ 75,909 December 31, 2015 (Less than 12 months) (12 months or longer) Total Number of Fair Unrealized Number of Fair Unrealized Number of Fair Unrealized Description of securities investments value losses investments value losses investments value losses U.S. Government and agency obligations 14 $ 15,333 $ 55 2 $ 1,964 $ 33 16 $ 17,297 $ 88 Corporate bonds 2 759 5 3 1,400 8 5 2,159 13 State and municipal obligations 9 3,902 48 4 1,355 33 13 5,257 81 Collateralized mortgage obligations 13 11,298 63 6 2,551 44 19 13,849 107 Mortgage-backed securities and other 5 5,176 41 - - - 5 5,176 41 Total temporarily impaired securities 43 $ 36,468 $ 212 15 $ 7,270 $ 118 58 $ 43,738 $ 330 December 31, 2014 (Less than 12 months) (12 months or longer) Total Number of Fair Unrealized Number of Fair Unrealized Number of Fair Unrealized Description of securities investments value losses investments value losses investments value losses U.S. Government and agency obligations 3 $ 2,488 $ 9 4 $ 4,446 $ 79 7 $ 6,934 $ 88 Corporate bonds 1 503 1 4 1,664 21 5 2,167 22 State and municipal obligations 8 2,699 18 4 1,915 51 12 4,614 69 Collateralized mortgage obligations 9 5,649 20 4 3,649 85 13 9,298 105 Mortgage-backed securities and other - - - - - - - - - Total temporarily impaired securities 21 $ 11,339 $ 48 16 $ 11,674 $ 236 37 $ 23,013 $ 284 The unrealized losses on the Company’s investments in U.S. Government and agency obligations, corporate bonds, state and political subdivision obligations, and mortgage-backed securities were caused primarily by changes in interest rates. The contractual terms of those investments do not permit the issuer to settle the securities at a price less than the amortized cost basis of the investments. Because the Company does not intend to sell the investments and it is not more likely than not the Company will be required to sell the investments before recovery of their amortized cost bases, which may be maturity, the Company does not consider those investments to be other-than-temporarily impaired at December 31, 2015. Substantially all mortgage-backed securities are backed by pools of mortgages that are insured or guaranteed by the Federal National Mortgage Association (“FNMA”), the Government National Mortgage Association (“GNMA”) or the Federal Home Loan Mortgage Corporation (“FHLMC”). No other-than-temporary impairment was recognized in 2015 or 2014. There was no accumulated other-than-temporary impairment as of December 31, 2015 or 2014. There are no securities from the same issuer, besides agency investments, greater than 10 Amortized Cost Fair Value Due in one year or less $ 4,335 $ 4,333 Due after one to five years 23,473 23,534 Due after five to ten years 20,830 21,009 Due after ten years 20,796 20,755 Mortgage-backed and related securities 17,702 18,166 Total $ 87,136 $ 87,797 2015 2014 Proceeds from investment sales $ - $ 7,140 Gross gains on investment sales $ - $ 242 Gross losses on investment sales $ - $ (141) Securities with a carrying amount of $ 78.8 65.5

Loans

Loans	12 Months Ended
	Dec. 31, 2015
Receivables [Abstract]
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]	3. Loans December 31, December 31, 2015 2014 Consumer and credit card $ 40,587 $ 37,507 Residential real estate and home equity 137,645 129,650 Commercial and industrial 99,213 106,222 Commercial real estate 100,743 111,851 378,188 385,230 Net deferred loan costs 325 214 Loans 378,513 385,444 Allowance for loan losses (4,333) (4,236) Net loans $ 374,180 $ 381,208 2015 Balance at beginning of year $ 8,107 New loans - Repayments (3,195) Balance at end of year $ 4,912 Loans serviced for others totaled $ 1.8 2.1 3,000

Credit Quality

Credit Quality	12 Months Ended
	Dec. 31, 2015
Credit Quality [Abstract]
Credit Quality Disclosure [Text Block]	4. Credit Quality Allowance for Loan Losses The Company’s methodology for estimating probable future losses on loans utilizes a combination of probability of loss by loan grade and loss given defaults for its loan portfolio by class. The probability of default is based on both market data from a third-party independent source and actual historical default rates within the Company’s loan classes. A loan is impaired when full payment of interest and principal under the original contractual loan terms is not expected. Commercial and industrial loans, commercial real estate, including construction and land development, and multi-family real estate loans are individually evaluated for impairment. If a loan is impaired, the loan amount exceeding fair value, based on the most current information available is reserved. Management has developed a process by which commercial and commercial real estate loan relationships with balances of $ 250,000 Further, the process for estimating probable loan losses is divided into reviewing impaired loans on an individual basis for probable losses and, as noted above, calculating probable future losses based on historical and market data for homogenous loan portfolios. As the Company’s troubled loans have been reduced through paydowns, payoffs, credit improvement and charge-offs, the remaining loan portfolios possess better overall credit characteristics, and based on the Company’s methodology require lower rates of reserving than recent historical levels. Year ended December 31, 2015 Consumer Residential and Commercial Real Estate Credit and Commercial and Home Card Industrial Real Estate Equity Unallocated Total Beginning balance $ 190 $ 1,132 $ 2,376 $ 268 $ 270 $ 4,236 Charge-offs (166) (311) (64) (73) (614) Recoveries 147 352 103 109 711 Net (charge-offs) recoveries (19) 41 39 36 97 Provision (27) 148 (416) 257 38 - Ending balance $ 144 $ 1,321 $ 1,999 $ 561 $ 308 $ 4,333 Year ended December 31, 2014 Consumer Residential and Commercial Real Estate Credit and Commercial and Home Card Industrial Real Estate Equity Unallocated Total Beginning balance $ 301 $ 3,231 $ 2,973 $ 219 $ - $ 6,724 Charge-offs (200) (1,410) (1,086) (169) (2,865) Recoveries 113 42 131 38 324 Transfer to held for sale - - (97) - (97) Net charge-offs (87) (1,368) (1,052) (131) (2,638) Provision (24) (731) 455 180 270 150 Ending balance $ 190 $ 1,132 $ 2,376 $ 268 $ 270 $ 4,236 Impaired Loans A loan is considered impaired when based on current information and events it is probable the Bank will be unable to collect all amounts due from the borrower in accordance with the contractual terms of the loan. Impaired loans include non-performing commercial loans but also include loans modified in troubled debt restructurings where concessions have been granted to borrowers experiencing financial difficulties. These concessions could include a reduction in the interest rate on the loan, payment extensions, forgiveness of principal, forbearance or other actions intended to maximize collection. Period ended December 31, At December 31, 2015 2015 Twelve Twelve months months Unpaid Average Interest Recorded Principal Related Recorded Income Investment Balance Allowance Investment Recognized With no related allowance recorded: Consumer and credit card $ 548 $ 548 $ 496 $ 27 Residential real estate and home equity 668 668 576 - Commercial and industrial 926 926 1,063 35 Commercial real estate 126 126 391 8 $ 2,268 $ 2,268 $ 2,526 $ 70 With an allowance recorded: Commercial and industrial 944 1,021 144 1,024 55 Commercial real estate 4,579 4,579 435 6,942 211 5,523 5,600 579 7,966 266 Total: Consumer and credit card $ 548 $ 548 $ - $ 496 $ 27 Residential real estate and home equity 668 668 - 576 - Commercial and industrial 1,870 1,947 144 2,087 90 Commercial real estate 4,705 4,705 435 7,333 219 Total $ 7,791 $ 7,868 $ 579 $ 10,492 $ 336 Period ended December 31, At December 31, 2014 2014 Twelve Twelve months months Unpaid Average Interest Recorded Principal Related Recorded Income Investment Balance Allowance Investment Recognized With no related allowance recorded: Consumer and credit card $ 455 $ 455 $ 474 $ 25 Commercial and industrial 1,288 1,288 1,531 45 Commercial real estate 1,088 1,088 6,714 70 2,831 2,831 8,719 140 With an allowance recorded: Commercial and industrial 740 817 256 1,772 43 Commercial real estate 8,602 8,602 1,042 6,048 595 9,342 9,419 1,298 7,820 638 Total: Consumer and credit card $ 455 $ 455 $ - $ 474 $ 25 Commercial and industrial 2,028 2,105 256 3,303 88 Commercial real estate 9,690 9,690 1,042 12,762 665 Total $ 12,173 $ 12,250 $ 1,298 $ 16,539 $ 778 December 31, 2015 Residential Consumer Real Estate Commercial and Credit and Home and Commercial card Equity Industrial Real Estate Total Individually evaluated for impairment $ - $ - $ 144 $ 435 $ 579 Collectively evaluated for impairment 144 561 1,177 1,564 3,446 Allocated $ 144 $ 561 $ 1,321 $ 1,999 4,025 Unallocated 308 $ 4,333 December 31, 2014 Residential Consumer Real Estate Commercial and Credit and Home and Commercial card Equity Industrial Real Estate Total Individually evaluated for impairment $ - $ - $ 256 $ 1,042 $ 1,298 Collectively evaluated for impairment 190 268 876 1,334 2,668 Allocated $ 190 $ 268 $ 1,132 $ 2,376 3,966 Unallocated 270 $ 4,236 December 31, 2015 Residential Consumer Real Estate Commercial and Credit and Home and Commercial card Equity Industrial Real Estate Total Individually evaluated for impairment $ 548 $ 668 $ 1,870 $ 4,705 $ 7,791 Collectively evaluated for impairment 40,039 136,977 97,343 96,038 370,397 Ending balance $ 40,587 $ 137,645 $ 99,213 $ 100,743 $ 378,188 December 31, 2014 Residential Consumer Real Estate Commercial and Credit and Home and Commercial card Equity Industrial Real Estate Total Individually evaluated for impairment $ 455 $ - $ 2,028 $ 9,690 $ 12,173 Collectively evaluated for impairment 37,052 129,650 104,194 102,161 373,057 Ending balance $ 37,507 $ 129,650 $ 106,222 $ 111,851 $ 385,230 December 31, December 31, 2015 2014 Consumer and credit card $ - $ 120 Residential real estate and home equity 668 334 Commercial and industrial 554 632 Commercial real estate - 298 Total $ 1,222 $ 1,384 Credit Quality Indicators The Company uses the following definitions for criticized and classified commercial loans and commercial real estate loans which are consistent with regulatory guidelines: Special Mention Loans which possess some credit deficiency or potential weakness which deserves close attention, but which do not yet warrant substandard classification. Such loans pose unwarranted financial risk that, if not corrected, could weaken the loan and increase risk in the future. The key distinctions of a Special Mention classification are that (1) it is indicative of an unwarranted level of risk, and (2) weaknesses are considered “potential,” versus “well-defined,” impairments to the primary source of loan repayment. Substandard Loans that are inadequately protected by the current sound worth and paying capacity of the obligor or of the collateral pledged, if any. Loans so classified must have well-defined weakness or weaknesses that jeopardize the liquidation of the debt. They are characterized by the distinct possibility that the Bank will sustain some loss if the deficiencies are not corrected. Doubtful Loans that have all the weaknesses inherent in a Substandard loan with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions, and values, highly questionable and improbable. Specific pending factors may strengthen the credit, therefore deferring a Loss classification. Loss Loans are considered uncollectible and of such little value that continuing to carry them as assets on the institution’s financial statements is not feasible. Loans will be classified Loss when it is neither practical nor desirable to defer writing off or reserving all or a portion of a basically worthless asset, even though partial recovery may be possible at some time in the future. December 31, 2015 December 31, 2014 Commercial Commercial Commercial Commercial and Industrial Real Estate and Industrial Real Estate Pass $ 96,225 $ 91,132 $ 100,961 $ 96,217 Special mention 925 4,592 823 6,146 Substandard 2,063 5,019 4,438 9,488 Total $ 99,213 $ 100,743 $ 106,222 $ 111,851 For residential real estate and consumer loan classes, the Company evaluates credit quality primarily based upon the aging status of the loan and by payment activity. December 31, 2015 December 31, 2014 Residential Residential Consumer Real Estate Consumer Real Estate and Credit and Home and Credit and Home Card Equity Card Equity Performing $ 40,587 $ 136,975 $ 37,387 $ 128,836 Non-performing - 670 120 814 Total $ 40,587 $ 137,645 $ 37,507 $ 129,650 Age Analysis of Past Due Loans December 31, 2015 90 Days or 30-59 Days 60-89 Days more Past Total Loans Not Past Due Past Due Due Past Due Past Due Total Loans Consumer and credit card $ 48 $ 13 $ - $ 61 $ 40,526 $ 40,587 Residential real estate and home equity 160 98 401 659 136,986 137,645 Commercial and industrial 236 - - 236 98,977 99,213 Commercial real estate - - - - 100,743 100,743 Total $ 444 $ 111 $ 401 $ 956 $ 377,232 $ 378,188 December 31, 2014 90 Days or 30-59 Days 60-89 Days more Past Total Loans Not Past Due Past Due Due Past Due Past Due Total Loans Consumer and credit card $ 66 $ 7 $ 120 $ 193 $ 37,314 $ 37,507 Residential real estate and home equity 220 30 642 892 128,758 129,650 Commercial and industrial 68 - - 68 106,154 106,222 Commercial real estate 49 - 306 355 111,496 111,851 Total $ 403 $ 37 $ 1,068 $ 1,508 $ 383,722 $ 385,230 Troubled Debt Restructurings For the year ended December 31, 2015 2014 Recorded Recorded Number of Investment (as of Number of Investment (as of Contracts period end) Contracts period end) Consumer and credit card 7 $ 273 - $ - Commercial and industrial 2 44 - - Total 9 $ 317 - $ - During 2015 and 2014, there were no loans modified in a TDR that subsequently defaulted within twelve months of the modification. A modification of a loan constitutes a TDR when a borrower is experiencing financial difficulty and the modification constitutes a concession. The Company offers various types of concessions when modifying a loan; however, forgiveness of principal is rarely granted. Depending on the financial condition of the borrower, the purpose of the loan and the type of collateral supporting the loan structure; modifications can be either short-term (12 months of less) or long term (greater than one year). Commercial loans modified in a TDR often involve temporary interest-only payments, term extensions, and converting revolving credit lines to term loans. Additional collateral, a co-borrower, or a guarantor may be requested. Commercial mortgage and construction loans modified in a TDR often involve reducing the interest rate for the remaining term of the loan, extending the maturity date at an interest rate lower than the current market rate for new debt with similar risk, or substituting or adding a new borrower or guarantor. Construction loans modified in a TDR may also involve extending the interest-only payment period. Land loans are also included in the class of commercial real estate loans. Land loans are typically structured as interest-only monthly payments with a balloon payment due at maturity. Land loans modified in a TDR typically involve extending the balloon payment by one to three years, changing the monthly payments from interest-only to principal and interest, while leaving the interest rate unchanged. Loans modified in a TDR are typically already on non-accrual status and partial charge-offs have in some cases already been taken against the outstanding loan balance. As a result, loans modified in a TDR for the Company may have the financial effect of increasing the specific allowance associated with the loan. The allowance for impaired loans that have been modified in a TDR is measured based on the estimated fair value of the collateral, less any selling costs, if the loan is collateral dependent or on the present value of expected future cash flows discounted at the loan’s effective interest rate. Management exercises significant judgment in developing these estimates. As mentioned above, an individual loan is placed on a non-accruing status if, in the judgment of management, it is unlikely that all principal and interest will be received according to the terms of the note. Loans on non-accrual may be eligible to be returned to an accruing status after six months of compliance with the modified terms. However, there are number of factors that could prevent a loan from returning to accruing status, even after remaining in compliance with loan terms for the aforementioned six month period. For example: deteriorating collateral, negative cash flow changes and inability to reduce debt to income ratios.

Premises and Equipment

Premises and Equipment	12 Months Ended
	Dec. 31, 2015
Property, Plant and Equipment [Abstract]
Property, Plant and Equipment Disclosure [Text Block]	5. Premises and Equipment December 31, 2015 2014 Land $ 14 $ 1,266 Buildings 8,121 13,287 Furniture and equipment 10,249 9,948 Subtotal 18,384 24,501 Accumulated depreciation (13,733) (15,115) Subtotal 4,651 9,386 Software, net of accumulated amortization 440 630 Total premises and equipment $ 5,091 $ 10,016 Depreciation expense totaled $932,000 and $1.1 million for the years ended December 31, 2015 and 2014. The Company has entered into operating lease agreements for branch offices and equipment, which expire at various dates through 2025, and provide options for renewals. Rental expense on lease commitments for 2015 and 2014 amounted to $ 643,000 566,000 2016 $ 633 2017 405 2018 263 2019 164 2020 69 Thereafter 238 Total $ 1,772 The Company had $ 4.8 In January 2016, the Company entered into a lease agreement in connection with the sale and leaseback of its corporate headquarters. The lease has a fifteen year term 642,000 2

Deposits

Deposits	12 Months Ended
	Dec. 31, 2015
Banking and Thrift [Abstract]
Deposit Liabilities Disclosures [Text Block]	6. Deposits 2015 2014 Non-interest-bearing demand $ 124,023 $ 111,022 Interest-bearing demand 77,616 77,534 Savings 47,333 42,634 Money market 154,119 147,667 Time deposits 71,446 74,335 Total deposits $ 474,537 $ 453,192 2015 2014 Due in one year $ 64,959 $ 48,431 Due in two years 3,693 23,343 Due in three years 2,480 2,154 Due in four years 314 346 Due in five years or more - 61 Total time deposits $ 71,446 $ 74,335 Total time deposits in excess of $250,000 as of December 31, 2015 and 2014 were $ 11.2 9.6

Borrowings

Borrowings	12 Months Ended
	Dec. 31, 2015
Debt Disclosure [Abstract]
Debt Disclosure [Text Block]	7. Borrowings As a member of the FHLB of Cincinnati, the Bank has the ability to obtain borrowings based on its investment in FHLB stock and other qualified collateral. FHLB advances are collateralized by a blanket pledge of the Bank’s qualifying 1-4 family loan portfolio and all shares of FHLB stock. At December 31, 2015, total pledged loans were $ 137.9 141.8 25.1 56.8 Advances from the FHLB totaled $4.5 million and $11.8 million, respectively, at December 31, 2015 and 2014. Weighted Maturing Amount Average Rate 2016 $ 1,530 0.84 % 2017 590 1.12 % 2018 2,034 1.79 % 2019 366 5.44 % 2020 and after - - % $ 4,520 1.68 %

Earnings per Common Share

Earnings per Common Share	12 Months Ended
	Dec. 31, 2015
Earnings Per Share [Abstract]
Earnings Per Share [Text Block]	8. Earnings per Common Share The Company issued restricted stock awards with non-forfeitable dividend rights, which are considered participating securities. As such, earnings per share is computed using the two-class method as required by Accounting Standard Codification (“ASC”) 206-10-45. Basic earnings per common share is computed by dividing net income allocated to common stock by the weighted average number of common shares outstanding during the period which excludes the participating securities. Diluted earnings per common share includes the dilutive effect of additional potential common shares from stock compensation awards and warrants, but excludes awards considered participating securities. 2015 2014 Basic Net income $ 11,744 $ 372 Less: undistributed earnings allocated to unvested restricted shares (129) - Net earnings allocated to common shareholders $ 11,615 $ 372 Weighted average common shares outstanding including shares considered participating securities 7,272,061 7,193,372 Less: average participating securities (79,709) - Weighted average shares 7,192,352 7,193,372 Basic earnings per common share $ 1.61 $ 0.05 Diluted Net earnings allocated to common shareholders $ 11,615 $ 372 Weighted average common shares outstanding for basic earnings per common share 7,192,352 7,193,372 Dilutive effect of assumed exercise of average participating securities 16,289 39,016 Average participating securities 79,709 - Average common shares outstanding – diluted 7,288,350 7,232,388 Diluted per common share $ 1.61 $ 0.05 2015 2014 Weighted-average common shares outstanding (basic) 7,272,061 7,193,372 Dilutive effect of assumed exercise of stock options 16,289 39,016 Weighted-average common shares outstanding (diluted) 7,288,350 7,232,388 At December 31, 2015, 9,979

Retirement Plans

Retirement Plans	12 Months Ended
	Dec. 31, 2015
Compensation and Retirement Disclosure [Abstract]
Pension and Other Postretirement Benefits Disclosure [Text Block]	9. Retirement Plans The Company provides a 401(k) savings plan (the “Plan”) for all eligible employees. To be eligible, an individual must complete six months of employment and be 20 or more years 3 164,000 176,000 The Company maintains a deferred compensation plan for the benefit of certain officers. The plan is designed to provide post-retirement benefits to supplement other sources of retirement income such as social security and 401(k) benefits. The amount of each officer’s benefit will generally depend on their salary, and their length of employment. The Company accrues the cost of this deferred compensation plan during the working careers of the officers. Expense under this plan totaled $ 2,000 38,000 888,000 928,000 761,000 768,000 The Company has purchased insurance contracts on the lives of the participants in the supplemental post-retirement benefit plan and has named the Company as the beneficiary. While no direct connection exists between the deferred compensation plan and the life insurance contracts, it is management’s current intent that the earnings on the insurance contracts be used as a funding source for benefits payable under the plan.

Stock-Based Compensation

Stock-Based Compensation	12 Months Ended
	Dec. 31, 2015
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
Disclosure of Compensation Related Costs, Share-based Payments [Text Block]	10. Stock-Based Compensation The 2014 Restricted Stock Plan (“2014 Plan”) was approved by shareholders in October 2014 authorizing the issuance of 350,000 Restricted stock awards are recorded as deferred compensation, a component of shareholders’ equity, at fair value at the date of the grant and amortized to compensation expense over the specified vesting periods. Compensation expense associated with the amortization of restricted stock was $ 110,000 54,000 Total unrecognized stock-based compensation expense, adjusted for the amortized fair value of stock options cancelled in exchange for restricted stock in December 2014, was $ 382,000 4.2 Weighted Average Non-vested Grant Date Shares Fair Value Outstanding at beginning of year 41,445 $ 7.07 Granted 57,243 $ 7.29 Forfeited (9,290) $ 7.22 Vested (7,666) $ 7.07 Outstanding at end of year 81,732 $ 7.20 The Company also has a long-term stock incentive compensation plan (the “2004 Plan”), under which certain employees were granted options to purchase shares of the Company’s common stock at a predetermined price. The 2004 Plan, which is limited to 300,000 20 ten The Company recorded $ 134,000 190,000 Weighted Average Shares Exercise Price Outstanding at beginning of year 85,629 $ 6.81 Exercised 9,329 3.69 Forfeited 2,293 19.49 Outstanding at end of year 74,007 $ 6.66 Options exercisable at end of year 62,082 $ 7.07 Options Outstanding Options Exercisable Weighted Weighted Weighted Average Average Average Range of Options Exercise Remaining Options Exercise Exercise Prices Outstanding Price Life (Years) Exercisable Price $ 3.50 - $ 6.00 59,022 $ 3.96 5.9 47,097 $ 3.83 $ 6.01 - $ 9.00 5,196 $ 9.00 3.5 5,196 $ 9.00 $9.01 - $17.00 4,783 $ 16.90 2.1 4,783 $ 16.90 $17.01 - $31.00 5,006 $ 26.21 1.1 5,006 $ 26.21 The total intrinsic value of options exercised during 2015 and 2014 was $ 32,000 57,000 208,000 172,000 At December 31, 2015, unrecognized compensation expense to be recognized over the remaining vesting period of outstanding options was $ 224,000 On November 25, 2014, the Company commenced a tender offer to exchange (the “Exchange Offer”) 190,104 The stock options subject to the TO were any or all options to purchase the Company’s common shares held by employees, executive officers and non-employee directors, whether vested or unvested, out-of-the-money or in-the-money, which had not expired or terminated prior to the expiration of the Exchange Offer on December 23, 2014. The primary reason for making the Exchange Offer was to reduce the compensation expense we are required to recognize for the Company’s options which are accounted for under the liability accounting method, under which changes in the fair value of the options between the vesting date and expiration date are recognized in the Company’s financial statements. The shares of restricted stock offered in exchange for the eligible options are not subject to liability accounting and, accordingly, would allow the Company to better manage its compensation expense. Additionally, the exercise prices of some of the outstanding eligible options are significantly higher than the market price of the Company’s common shares. The Company believes that these significantly “out of the money” options may be unlikely to be exercised in the near future and were therefore not providing the incentives intended for our employees, executive officers and non-employee directors. By making the Exchange Offer, the Company believes it was able to re-establish some of the intended incentive value of these options by realigning its compensation programs to more closely reflect the current market and economic conditions. The Company established eight exchange ratios for eligible options depending on their exercise price, ranging from 0.029 0.672 Thirty holders of eligible options tendered, and the Company accepted for cancellation, eligible options to purchase an aggregate of 113,873 64 41,445 7.07 five The excess of the aggregate grant date fair value of the restricted stock of $ 293,000 147,000

Federal Income Taxes

Federal Income Taxes	12 Months Ended
	Dec. 31, 2015
Income Tax Disclosure [Abstract]
Income Tax Disclosure [Text Block]	11. Federal Income Taxes Year ended December 31, 2015 2014 Current $ 10 $ - Deferred 119 384 Valuation allowance (10,784) (384) Total $ (10,655) $ - Year ended December 31, 2015 2014 Federal income taxes compared at the expected statutory rate $ 370 $ 127 Increase (decrease) in taxes resulting from: Nontaxable dividend and interest income (91) (82) Increase in cash surrender value of life insurance - net (250) (248) Valuation allowance (10,784) (384) Other 100 587 Income tax benefit per financial statements $ (10,655) $ - Year ended December 31, 2015 2014 Deferred tax assets: Allowance for loan losses $ 1,473 $ 1,440 Depreciation - 103 Deferred compensation 300 316 Alternative minimum tax carry forward 155 145 Expenses on foreclosed property 14 10 NOL carry forward 9,020 8,910 Other 98 284 Subtotal 11,060 11,208 Deferred tax liabilities: FHLB stock dividends (307) (389) Unrealized gains on available-for-sale securities (225) (337) Depreciation (55) - Other (33) (35) Subtotal (620) (761) Net deferred tax asset 10,440 10,447 Less: valuation allowance - (10,784) Total $ 10,440 $ (337) At December 31 2015, the Company had a $ 26.5 2030

Commitments, Contingencies and

Commitments, Contingencies and Financial Instruments with Off-Balance Sheet Risk	12 Months Ended
	Dec. 31, 2015
Commitments and Contingencies Disclosure [Abstract]
Commitments and Contingencies Disclosure [Text Block]	12. Commitments, Contingencies and Financial Instruments with Off-Balance Sheet Risk Some financial instruments such as loan commitments, credit lines, letters of credit and overdraft protection are issued to meet customer financing needs. These financing arrangements to provide credit typically have predetermined expiration dates, but can be withdrawn if certain conditions are not met. The commitments may expire without ever having been drawn on by the customer; therefore the total commitment amount does not necessarily represent future cash requirements. Off-balance sheet risk to credit loss exists up to the face amount of these instruments, although material losses are not anticipated. The same credit policies are used for loans, including obtaining various forms of collateral, such as real estate or securities at exercise of the commitment or letter of credit. The Bank grants retail, commercial and commercial real estate loans in central Ohio. The Bank evaluates each customer’s creditworthiness on a case-by-case basis. The amount of collateral obtained, if deemed necessary by the Bank upon extension of credit, is based upon management’s credit evaluation of each customer. Collateral held varies but may include accounts receivable, inventory, property, plant and equipment and income producing commercial properties. 2015 2014 Fixed Variable Fixed Variable rate rate rate rate Commitments to extend credit $ 8,124 $ 2,706 $ 2,290 $ 8,300 Unused lines of credit and letters of credit $ 11,403 $ 107,157 $ 4,953 $ 127,076 Commitments to make loans are generally made for periods of 30 1 to 30 years Legal Proceedings There is no pending material litigation, other than routine litigation incidental to the business of the Company and Bank. Further, there are no material legal proceedings in which any director, executive officer, principal shareholder or affiliate of the Company is a party or has a material interest, which is adverse to the Company or Bank. Finally, there is no litigation in which the Company or Bank is involved which is expected to have a material adverse impact on the financial position or results of operations of the Company or Bank.

Regulatory Capital

Regulatory Capital	12 Months Ended
	Dec. 31, 2015
Mortgage Banking [Abstract]
Regulatory Capital Requirements for Mortgage Companies Disclosure [Text Block]	13. Regulatory Capital The Company is subject to various regulatory capital requirements administered by federal banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory and possibly additional discretionary actions by regulators that, if undertaken, could have a direct material effect on the Company’s financial statements. Capital adequacy guidelines and, additionally for banks, prompt corrective-action regulations, involve quantitative measures of assets, liabilities and certain off-balance sheet items calculated under regulatory accounting practices. Capital amounts and classifications are also subject to qualitative judgments by regulators. Failure to meet various capital requirements can initiate regulatory action. The prompt corrective action regulations provide five classifications, including well capitalized, adequately capitalized, undercapitalized, significantly undercapitalized and critically undercapitalized, although these terms are not used to represent overall financial condition. If adequately capitalized, regulatory approval is required to accept brokered deposits. If undercapitalized, capital distributions are limited, as is asset growth and expansion, and plans for capital restoration are required. The Bank met the well-capitalized requirements, as publicly defined, at December 31, 2015. In December 2010, the Basel Committee on Banking Supervision issued final rules to global regulatory standards on bank capital adequacy and liquidity (commonly referred to as “Basel III”) previously agreed on by the Group of Governors and Heads of Supervision (the oversight body of the Basel Committee). U.S. federal banking agencies adopted final rules during 2013 to bring U.S. banking organizations into compliance with Basel III. The new rules were effective for the Bank beginning January 1, 2015, subject to a phase-in period for certain provisions extending through January 1, 2019. Under the new rules, the Bank will be required to maintain additional levels of Tier 1 common equity over the minimum risk-based capital levels before it may pay dividends or pay discretionary bonuses. Under Basel III, the Bank will be required to maintain a minimum CET1 ratio of 4.5 40 20 6 4 8 4 150 150 100 20 0 250 100 In order to avoid restrictions on distributions, including dividend payments and discretionary bonus payments to its executives, the Bank will be required to maintain a capital conservation buffer of an additional 2.5 7 8.5 10.5 0.625 2.5 Under the new capital rules, the effects of certain accumulated other comprehensive income items included in capital (primarily unrealized gains and losses on available for sale investment securities) are not excluded; however, banks with less than $ 250 To be well-capitalized For Capital Adequacy under Prompt Corrective Actual Purposes Action Provisions Amount Ratio Amount Ratio Amount Ratio December 31, 2015 Total risk-based capital $ 52,500 14.29 % $ 29,391 8.0 % $ 36,739 10.0 % Tier 1 capital $ 48,167 13.11 % $ 22,044 6.0 % $ 29,393 8.0 % Common equity Tier 1 capital $ 48,167 13.11 % $ 16,533 4.5 % $ 23,881 6.5 % Leverage $ 48,167 9.11 % $ 21,149 4.0 % $ 26,436 5.0 % December 31, 2014 Total risk-based capital $ 49,602 13.56 % $ 29,264 8.0 % $ 36,580 10.0 % Tier-1 capital $ 45,366 12.40 % $ 14,634 4.0 % $ 21,951 6.0 % Leverage $ 45,366 9.00 % $ 20,163 4.0 % $ 25,203 5.0 % Banking regulations limit capital distributions by the Bank. Generally, capital distributions are limited to undistributed net income for the current and prior two years. At December 31, 2015, there was $ 9.2

Fair Value Measurements

Fair Value Measurements	12 Months Ended
	Dec. 31, 2015
Fair Value Disclosures [Abstract]
Fair Value Disclosures [Text Block]	14. Fair Value Measurements The Company accounts for fair value measurements in accordance with FASB ASC 820, which defines fair value, establishes a framework for measuring fair value and expands disclosures about fair value measurements. FASB ASC 820 defines fair value as the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. FASB ASC 820 also establishes a fair value hierarchy which requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value. The standard describes three levels of inputs that may be used to measure fair value: Level 1 Quoted prices in active markets for identical assets or liabilities Level 2 Observable inputs other than Level 1 prices, such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data for substantially the full term of the assets or liabilities Level 3 Unobservable inputs that are supported by little or no market activity and that are significant to the fair value of the assets or liabilities The carrying value of certain financial assets and liabilities is impacted by the application of fair value measurements, either directly or indirectly. In certain cases, an asset or liability is measured and reported at fair value on a recurring basis, such as available-for-sale investment securities. In other cases, management must rely on estimates or judgments to determine if an asset or liability not measured at fair value warrants an impairment write-down or whether a valuation reserve should be established. Given the inherent volatility, the use of fair value measurements may have a significant impact on the carrying value of assets or liabilities, or result in material changes to the financial statements, from period to period. Fair value is defined as the price that would be received to sell an asset or transfer a liability between market participants at the balance sheet date. When possible, the Company looks to active and observable markets to price identical assets or liabilities. When identical assets and liabilities are not traded in active markets, the Company looks to observable market data for similar assets and liabilities. However, certain assets and liabilities are not traded in observable markets and the Company must use other valuation methods to develop a fair value. The fair value of impaired loans is based on the fair value of the underlying collateral, which is estimated through third party appraisals or internal estimates of collateral values. The following methods, assumptions, and valuation techniques were used by the Company to measure different financial assets and liabilities at fair value and in estimating its fair value disclosures for financial instruments. Cash and Cash Equivalents : The carrying amounts reported in the consolidated statements of financial condition for cash and cash equivalents is deemed to be fair value and are classified as Level 1 of the fair value hierarchy. Available for Sale Investment Securities : Fair values for investment securities are determined by quoted market prices if available (Level 1). For securities where quoted prices are not available, fair values are estimated based on market prices of similar securities. For securities where quoted prices or market prices of similar securities are not available, fair values are estimated using matrix pricing, which is a mathematical technique widely used in the industry to value investment securities without relying exclusively on quoted prices for the specific investment securities but rather relying on the investment securities’ relationship to other benchmark quoted investment securities (Level 2). Any investment security not valued based upon the methods above is considered Level 3. The Company utilizes information provided by a third-party investment securities portfolio manager in analyzing the investment securities portfolio in accordance with the fair value hierarchy of ASC 820. The portfolio manager’s evaluation of investment security portfolio pricing is performed using a combination of prices and data from other sources, along with internally developed matrix pricing models. The third-party’s month-end pricing process includes a series of quality assurance activities where prices are compared to recent market conditions, previous evaluation prices, and between the various pricing services. These processes produce a series of quality assurance reports on which price exceptions are identified, reviewed and where appropriate, securities are re-priced. In the event of a materially different price, the third party will report the variance and review the pricing methodology in detail. The results of the quality assurance process are incorporated into the selection of pricing providers by the third party. Loans: For fixed rate loans and for variable rate loans with infrequent re-pricing or re-pricing limits, fair value is based on discounted cash flows using current market rates applied to the estimated life. Fair values for impaired loans are estimated using discounted cash flow analysis or underlying collateral values. For loans held on balance sheet, the discounted fair value is further reduced by the amount of reserves held against the loan portfolios. The methods utilized to estimate the fair value of loans do not necessarily represent an exit price and due to the significant judgment involved in evaluating credit quality, loans are classified Level 3. Federal Home Loan Bank Stock : The carrying amount presented in the consolidated statements of financial condition is deemed to approximate fair value. Accrued Interest Receivable and Payable: The fair value for accrued interest approximates its carrying amounts due to the short duration before collection. The valuation is a Level 3 classification which is consistent with its underlying asset or liability. Deposits : The fair values of deposits with no stated maturity, such as money market demand deposits, savings and NOW accounts have been analyzed by management and assigned estimated maturities and cash flows which are then discounted to derive a value. The fair value of fixed-rate certificates of deposit is based on the discounted value of contractual cash flows. The discount rate is estimated using the rates currently offered for deposits of similar remaining maturities. The Company classifies the estimated fair value of deposit liabilities as Level 2 in the fair value hierarchy. Advances from the Federal Home Loan Bank : The fair value of these advances is estimated using the rates currently offered for similar advances of similar remaining maturities or, when available, quoted market prices. Commitments to Extend Credit : For fixed-rate and adjustable-rate loan commitments, the fair value estimate considers the difference between current levels of interest rates and committed rates. At December 31, 2015 and December 31, 2014, the fair value of loan commitments was not material. December 31, 2015 Carrying Fair amount Value Level 1 Level 2 Level 3 Financial assets Cash and cash equivalents $ 31,892 $ 31,892 $ 31,892 $ - $ - Securities available-for-sale 87,797 87,797 - 87,797 - Loans (net of allowance) 374,180 371,930 - - 371,930 FHLB stock 3,250 3,250 - 3,250 - Accrued interest receivable 1,307 1,307 - - 1,307 Financial liabilities Non-interest-bearing deposits $ 124,023 $ 124,023 $ - $ 124,023 $ - Interest-bearing deposits 350,514 350,957 - 350,957 - Borrowings 4,520 4,520 - 4,520 - Accrued interest payable 74 74 - - 74 December 31, 2014 Carrying Fair amount Value Level 1 Level 2 Level 3 Financial assets Cash and cash equivalents $ 21,274 $ 21,274 $ 21,274 $ - $ - Securities available-for-sale 75,909 75,909 - 75,909 - Loans (net of allowance) 381,208 381,224 - - 381,224 FHLB stock 3,250 3,250 - 3,250 - Accrued interest receivable 1,234 1,234 - - 1,234 Financial liabilities Non-interest-bearing deposits $ 111,022 $ 111,022 $ - $ 111,022 $ - Interest-bearing deposits 342,170 342,318 - 342,318 - Borrowings 11,808 11,808 - 11,808 - Accrued interest payable 36 36 - - 36 December 31, 2015 Fair Value Measurements Using Quoted Prices in Significant Other Significant Active Markets for Observable Unobservable Identical Assets Inputs Inputs Fair Value (Level 1) (Level 2) (Level 3) U.S. Government and agency obligations $ 20,842 $ - $ 20,842 $ - Corporate bonds 3,727 - 3,727 - State and municipal obligations 22,261 - 22,261 - Collateralized mortgage obligations 22,801 - 22,801 - Mortgage-backed securities 18,166 - 18,166 - Total $ 87,797 $ - $ 87,797 $ - December 31, 2014 Fair Value Measurements Using Quoted Prices in Significant Other Significant Active Markets for Observable Unobservable Identical Assets Inputs Inputs Fair Value (Level 1) (Level 2) (Level 3) U.S. Government and agency obligations $ 11,545 $ - $ 11,545 $ - Corporate bonds 4,987 - 4,987 - State and municipal obligations 21,657 - 21,657 - Collateralized mortgage obligations 19,580 - 19,580 - Mortgage-backed securities 18,140 - 18,140 - Total $ 75,909 $ - $ 75,909 $ - The following is a description of the valuation methodologies used for instruments measured at fair value on a non-recurring basis and recognized in the accompanying balance sheets, as well as the general classification of such instruments pursuant to the valuation hierarchy. Impaired loans At December 31, 2015 and December 31, 2014, impaired loans consisted primarily of loans secured by commercial real estate. Management has determined fair value measurements on impaired loans primarily through evaluations of appraisals performed. Real Estate Owned Real estate acquired through, or in lieu of, loan foreclosure is held for sale and initially recorded at fair value (based on current appraised value) at the date of foreclosure, establishing a new cost basis. Subsequent to foreclosure, valuations are periodically performed by management and the assets are carried at the lower of carrying amount or fair value less estimated costs to sell. Management has determined fair value measurements on real estate owned primarily through evaluations of appraisals performed. December 31, 2015 Fair Value Measurements Using Quoted Prices in Significant Other Significant Active Markets for Observable Unobservable Identical Assets Inputs Inputs Fair Value (Level 1) (Level 2 ) (Level 3) Impaired loans $ 7,791 $ - $ - $ 7,791 Real estate owned 68 - - 68 December 31, 2014 Fair Value Measurements Using Quoted Prices in Significant Other Significant Active Markets for Observable Unobservable Identical Assets Inputs Inputs Fair Value (Level 1) (Level 2 ) (Level 3) Impaired loans $ 12,173 $ — $ — $ 12,173 Real estate owned 1,111 — — 1,111

Parent Company Financial Inform

Parent Company Financial Information	12 Months Ended
	Dec. 31, 2015
Condensed Financial Information of Parent Company Only Disclosure [Abstract]
Condensed Financial Information of Parent Company Only Disclosure [Text Block]	15. Parent Company Financial Information Condensed financial information of DCB Financial Corp for the years ended December 31 is as follows: Condensed Balance Sheets 2015 2014 Assets Cash $ 935 $ 948 Investment in subsidiaries 57,882 46,283 Deferred tax asset, net 38 - Total assets $ 58,855 $ 47,231 Liabilities Other liabilities $ 8 $ 20 Shareholders’ Equity 58,847 47,211 Total liabilities and shareholders’ equity $ 58,855 $ 47,231 Condensed Statements of Income 2015 2014 Equity in undistributed net income of subsidiaries $ 11,816 $ 372 Total income 11,816 372 Operating expenses 110 - Income tax benefit (38 ) - Net income $ 11,744 $ 372 Condensed Statements of Cash Flows 2015 2014 Cash flows from operating activities Net income $ 11,744 $ 372 Adjustments to reconcile net income to cash provided by operating activities: Equity in undistributed net income of subsidiaries (11,816 ) (372 ) Restricted stock expense 110 - Net change in other assets and liabilities (51 ) - Net cash used in operating activities (13 ) - Cash flows from investing activities - - Cash flows from financing activities - - Net change in cash (13 ) - Cash at beginning of year 948 948 Cash at end of year $ 935 $ 948

Details of Operating Expenses

Details of Operating Expenses	12 Months Ended
	Dec. 31, 2015
Other Income and Expenses [Abstract]
Other Income and Other Expense Disclosure [Text Block]	16. Details of Operating Expenses The following table details the composition of occupancy and equipment expenses for the years ended December 31, 2015 and 2014: 2015 2014 (in thousands) Bank maintenance and utilities $ 732 $ 812 Rent expense 643 566 Depreciation and software amortization 932 1,071 Software maintenance 994 704 Other 611 631 Total occupancy and equipment expenses $ 3,912 $ 3,784 The following table details the composition of other operating expenses for the years ended December 31, 2015 and 2014: 2015 2014 (in thousands) ATM and debit cards $ 697 $ 690 Telephone 220 269 Loan 279 344 REO expenses 11 26 Other 1,146 902 Total other operating expense $ 2,353 $ 2,231

Quarterly Financial Data (Unaud

Quarterly Financial Data (Unaudited)	12 Months Ended
	Dec. 31, 2015
Quarterly Financial Information Disclosure [Abstract]
Quarterly Financial Information [Text Block]	17. Quarterly Financial Data (Unaudited) 2015 Fourth Third Second First (in thousands, except share and per share data) Interest income $ 4,500 $ 4,469 $ 4,454 $ 4,467 Interest expense 298 292 295 285 Net interest income 4,202 4,177 4,159 4,182 Provision for loan losses - (150) - 150 Net interest income after provision for loan losses 4,202 4,327 4,159 4,032 Other non-interest income 1,261 1,223 1,180 1,158 Other non-interest expense 5,157 5,150 5,195 4,951 Income before income tax expense (benefit) 306 400 144 239 Income tax expense (benefit) 33 (10,688) - - Net income $ 273 $ 11,088 $ 144 $ 239 Stock and related per share data Basic and diluted earnings per common share $ 0.04 $ 1.52 $ 0.02 $ 0.03 Basic weighted average common shares outstanding 7,280,480 7,282,365 7,287,435 7,237,371 Diluted weighted average common shares outstanding 7,297,496 7,302,174 7,303,902 7,253,840 2014 Fourth Third Second First (in thousands, except share and per share data) Interest income $ 4,536 $ 4,278 $ 4,262 $ 4,304 Interest expense 291 306 299 316 Net interest income 4,245 3,972 3,963 3,988 Provision for loan losses 150 — — — Net interest income after provision for loan losses 4,095 3,972 3,963 3,988 Other non-interest income 1,132 1,140 996 1,192 Other non-interest expense 5,059 5,062 4,922 5,063 Income before income tax expense 168 50 37 117 Income tax expense — — — — Net income $ 168 $ 50 $ 37 $ 117 Stock and related per share data Basic and diluted earnings per common share $ 0.02 $ 0.01 $ 0.01 $ 0.02 Basic weighted average common shares outstanding 7,196,404 7,192,350 7,192,350 7,192,350 Diluted weighted average common shares outstanding 7,232,961 7,249,194 7,250,702 7,244,716 The sum of the quarterly earnings per share amounts may not equal the total for the year due to the effects of rounding.

Summary of Significant Accoun26

Summary of Significant Accounting Policies (Policies)	12 Months Ended
	Dec. 31, 2015
Accounting Policies [Abstract]
Basis of Accounting, Policy [Policy Text Block]	The consolidated financial statements include the accounts of DCB Financial Corp (“DCB”) and its direct and indirect wholly-owned subsidiaries, The Delaware County Bank and Trust Company (the “Bank”), DCB Title Services, LLC, DCB Insurance Services, Inc., DataTasx LLC, ORECO, Inc. and 110 Riverbend, LLC. (collectively referred to hereinafter as the “Company”). All intercompany transactions and balances have been eliminated in the consolidated financial statements.
Nature Of Operations [Policy Text Block]	Nature of Operations The Company provides financial services in Delaware and Franklin counties in Ohio, as well as nearby counties, through its eight full-service and six limited-service banking locations. Its primary deposit products are checking, savings, and term certificate accounts and its primary lending products are residential mortgage, commercial and installment loans. Substantially all loans are secured by specific items of collateral including business assets, consumer assets, and real estate. Commercial loans are expected to be repaid from cash flow from operations of businesses. Real estate loans are secured by both residential and commercial real estate. The Bank also operates a trust department and engages in other personal wealth management activities, including brokerage services and private banking.
Business Segments [Policy Text Block]	Business Segments While the Company’s management monitors the revenue streams of the various products and services, operations are managed and financial performance is evaluated on a Company-wide basis. Accordingly, all of the Company’s operations are considered by management to be aggregated into one operating segment.
Use of Estimates, Policy [Policy Text Block]	Critical Accounting Estimates and Policies The preparation of financial statements in conformity with U.S. generally accepted accounting principles requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Management has identified the allowance for loan losses, income taxes, and the fair value of financial instruments to be the accounting areas that require the most subjective and complex judgments, and as such could be the most subject to revision as new information becomes available. Actual results could differ from those estimates.
Cash and Cash Equivalents, Policy [Policy Text Block]	Cash and Cash Equivalents Cash and cash equivalents include cash on hand, federal funds sold and deposits with other financial institutions with original maturities of less than 90 days. Net cash flows are reported for customer loan and deposit transactions, federal funds purchased and other short-term borrowings.
Marketable Securities, Policy [Policy Text Block]	Securities Securities are classified as held-to-maturity and carried at adjusted amortized cost when management has the positive intent and ability to hold them to maturity. Securities classified as available-for-sale might be sold before maturity. Securities classified as available-for-sale are carried at fair value, with temporary unrealized holding gains and losses excluded from earnings and reported as a component of other comprehensive income. Realized gains and losses on sale of securities are recognized using the specific identification method. The Company does not engage in securities trading activities. Interest income includes premium amortization and accretion of discounts on securities. For securities with unrealized losses, management considers, in determining whether other-than-temporary impairment exists, (1) the length of time and the extent to which the fair value has been less than cost, (2) the financial condition and near-term prospects of the issuer and (3) the intent and ability of the Company to retain its investment in the issuer for a period of time sufficient to allow for any anticipated recovery in fair value. For securities with other-than-temporary impairment, further analysis is required to determine the appropriate accounting. If management neither intends to sell the impaired security nor expects it will be required to sell the security prior to recovery, only the credit loss component of the other-than-temporary impairment is recognized in earnings while the non-credit loss is recognized in other comprehensive income. The credit loss component recognized in earnings is identified as the principal cash flows not expected to be received over the remaining term of the security as projected based on cash flow projections.
Loans Held For Sale [Policy Text Block]	Loans Loans are classified as held for investment when management has both the intent and ability to hold the loan for the foreseeable future, or until maturity or payoff. Management’s intent and view of the foreseeable future may change based on changes in business strategies, the economic environment, market conditions and the availability of government programs. Loans that are held for investment are reported at the principal balance outstanding, net of unearned interest, unamortized deferred loan fees and costs and the allowance for loan losses. Loans held for sale are carried at the lower of amortized cost or estimated fair value, determined on an aggregate basis for each type of loan. Net unrealized losses are recognized by charges to income. Interest income is accrued based on the unpaid principal balance and includes amortization of net deferred loan fees and costs over the loan term. Interest income on mortgage and commercial loans is discontinued at the time the loan is 90 When loans are reclassified from held for investment to held for sale, specific reserves and allocated pooled reserves included in the allowance for loan and losses are reclassified to reduce the basis of the loans to the lower of cost or estimated fair value less cost to sell. Reclassifications of loans from held for sale to held for investment are made at fair value.
Finance, Loans and Leases Receivable, Policy [Policy Text Block]	Allowance for Loan Losses The allowance for loan losses is a valuation allowance for probable but unconfirmed credit losses, increased by the provision for loan losses and decreased by charge-offs net of recoveries. Loan losses are charged against the allowance when management believes the uncollectibility of a loan balance is confirmed. Subsequent recoveries, if any, are credited to the allowance. Management estimates the required allowance balance based on past loan loss experience, augmented by additional estimates related to the nature and volume of the portfolio, information about specific borrower situations, estimated collateral values, economic conditions and other factors. The allowance consists of both specific and general components. The specific component relates to loans that are classified as impaired. For those loans that are classified as impaired, an allowance is established when the collateral value, or value of expected discounted cash flows of the impaired loan is lower than the carrying value of that loan. The general component covers non-classified loans and is based on historical charge-off experience and expected loss given default derived from the Bank’s internal risk rating process. Management utilizes an average of a three year historical loss period. Management has the ability to adjust these loss rates by utilizing risk ratings based on current period trends. If current period trends differ either positively or negatively from the given weighted historical loss rates, adjustments can be made. Other adjustments may be made to the allowance for pools of loans after an assessment of internal or external influences on credit quality that are not fully reflected in the historical loss or risking rating data. Management also utilizes its assessment of general economic conditions, and other localized economic data to more fully support its loan loss estimates. General economic data may include: inflation rates, savings rates and national unemployment rates. Local data may include: unemployment rates, housing starts, real estate valuations, and other economic data specific to the Company’s market area. Though not specific to individual loans, these economic trends can have an impact on portfolio performance as a whole. Management also analyzes certain broader, non-portfolio specific factors in assessing the adequacy of the allowance for loan losses, such as the allowance as a percentage of total loans, the allowance as a percentage of non-performing loans and the provision expense as a percentage of net charge-offs. This portion of the allowance, when applicable, is reported as an “unallocated” component of the allowance for loan losses in the Company’s financial statements Uncollectibility is usually determined based on a pre-determined number of days delinquent in the case of consumer loans, or, in the case of commercial loans, is based on a combination of factors including delinquency, collateral and other legal considerations. Consumer loans are charged-off prior to 120 120 Troubled debt restructuring of loans is undertaken to improve the likelihood that the loan will be repaid in full under the modified terms in accordance with a reasonable repayment schedule. All modified loans are evaluated to determine whether the loans should be reported as a Troubled Debt Restructuring (TDR). A loan is a TDR when the Company, for economic or legal reasons related to the borrower’s financial difficulties, grants a concession to the borrower by modifying or renewing a loan that the Company would not otherwise consider. To make this determination, the Company must determine whether (a) the borrower is experiencing financial difficulties and (b) the Company granted the borrower a concession. This determination requires consideration of all of the facts and circumstances surrounding the modification. An overall general decline in the economy or some deterioration in a borrower’s financial condition does not automatically mean the borrower is experiencing financial difficulties.
Investment In Federal Home Loan Bank Stock [Policy Text Block]	The Company is required as a condition of membership in the Federal Home Loan Bank of Cincinnati (“FHLB”) to maintain an investment in FHLB common stock. The stock is redeemable at par and, therefore, its cost is equivalent to its redemption value. The Company’s ability to redeem FHLB shares is dependent on the redemption practices of the FHLB. The stock is carried at cost and evaluated for impairment.
Property, Plant and Equipment, Policy [Policy Text Block]	Premises and Equipment Land is carried at cost. Premises and equipment are stated at cost less accumulated depreciation. Depreciation is computed over the assets’ useful lives, estimated to be five to 39 Premises and equipment held for sale is carried at the lower of cost or fair value. The Company ceases recognition of depreciation expense at the time that premises and equipment is transferred to held for sale.
Loans and Leases Receivable, Real Estate Acquired Through Foreclosure, Policy [Policy Text Block]	Foreclosed Assets Assets acquired through foreclosure are initially recorded at the lower of cost or fair value less expected selling costs. Subsequent declines in fair value below the recorded amount are recorded as a direct write-down to expense. The Company generally evaluates fair market values of foreclosed assets on a quarterly basis, and adjusts accordingly. Holding costs after acquisition are expensed as incurred, but construction costs to improve a property’s value may be capitalized as part of the asset value.
Transfers and Servicing of Financial Assets, Policy [Policy Text Block]	Servicing Assets Servicing assets represent the allocated value of retained servicing on loans sold. Servicing assets are expensed in proportion to, and over the period of, estimated net servicing revenues. Impairment is evaluated based on the fair value of the assets, using groupings of the underlying loans as to interest rates, and then secondarily as to geographic and prepayment characteristics. Fair value is determined using prices for similar assets with similar characteristics, when available, or based upon discounted cash flows using market-based assumptions. Any impairment of a grouping is reported as a valuation allowance.
Bank Owned Life Insurance [Policy Text Block]	Bank Owned Life Insurance The Company has purchased life insurance policies on certain key executives and directors. Bank owned life insurance is recorded at its cash surrender value.
Income Tax, Policy [Policy Text Block]	Income Taxes The Company accounts for income taxes in accordance with income tax accounting guidance (ASC 740, Income Taxes Deferred income tax expense results from changes in deferred tax assets and liabilities between periods. Deferred tax assets are recognized if it is more likely than not, based on the technical merits, that the tax position will be realized or sustained upon examination. The term more likely than not means a likelihood of more than 50 50
Financial Instruments [Policy Text Block]	Financial Instruments Financial instruments include off-balance sheet credit instruments, such as commitments to make loans and standby letters of credit, issued to meet customer financing needs. The face amount for these items represents the exposure to loss, before considering customer collateral or ability to repay. Such financial instruments are recorded when they are funded.
Earnings Per Share, Policy [Policy Text Block]	Earnings per Common Share Earnings per common share is computed using the two-class method. Basic earnings per common share is computed by dividing net income allocated to common shares by the weighted average number of common shares outstanding during the period which excludes the participating securities. All outstanding unvested restricted stock awards containing rights to non-forfeitable dividends are considered participating securities for this calculation. Diluted earnings per common share includes the dilutive effect of additional potential common shares from stock compensation awards, but excludes awards considered participating securities.
Share-based Compensation, Option and Incentive Plans Policy [Policy Text Block]	Stock-Based Compensation Compensation cost is recognized for restricted stock awards issued to employees and directors based on the fair value of these awards at the date of grant. The market price of the Company’s common shares at the date of grant is used to determine the fair value for restricted stock awards. Compensation cost is recognized over the required service period, generally defined as the vesting period. For awards with graded vesting, compensation cost is recognized on a straight-line basis over the requisite service period for the entire award. The Company’s outstanding stock options may be settled for cash at the recipient’s discretion; therefore, liability accounting applies to the Company’s 2004 Long-Term Stock Incentive Plan under which such stock options were granted. Compensation expense is recognized based on the fair value of these awards at the reporting date. A Black Scholes model is utilized to estimate the fair value of stock options at the date of grant and subsequent re-measurement dates. Compensation cost is recognized over the required service period, generally defined as the vesting period. The Company’s stock option awards contain terms that provide for a graded vesting schedule whereby portions of the award vest in increments over the requisite service period. Changes in fair value of the options between the vesting date and option expiration date are also recognized in the Consolidated Statement of Income.
Comprehensive Income, Policy [Policy Text Block]	Comprehensive income consists of net income and other comprehensive income, net of applicable income tax effects. Other comprehensive income includes unrealized gains and losses on securities available-for-sale securities and reclassification adjustments for gains and losses included in income. Accumulated comprehensive income at December 31, 2015 and 2014 consists solely of unrecognized gains on available for sale securities, net of tax, of $ 225,000 337,000
Restrictions On Cash [Policy Text Block]	Restrictions on Cash Other deposits at the Federal Reserve Bank above the clearing balance requirements earn interest at an overnight rate, and are not restricted. In addition, $ 1.1
Dividend Restrictions [Policy Text Block]	Dividend Restrictions Banking regulations require maintaining certain capital levels and may limit the dividends paid by the Bank to DCB or by DCB to shareholders.
Fair Value of Financial Instruments, Policy [Policy Text Block]	Fair Value of Financial Instruments Fair values of financial instruments are estimated using relevant market information and other assumptions, as more fully disclosed in a separate note. Fair value estimates involve uncertainties and matters of significant judgment regarding interest rates, credit risk, prepayments and other factors, especially in the absence of broad markets for particular items. Changes in assumptions or market conditions could significantly affect the estimates.
Reclassification, Policy [Policy Text Block]	Reclassification Certain amounts in the prior year consolidated financial statements have been reclassified to conform to the current presentation. These reclassifications had no effect on prior year net income or shareholders’ equity.
New Accounting Pronouncements, Policy [Policy Text Block]	New Accounting Pronouncements Recently Adopted Accounting Standards In August 2014, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update ASU 2014-14, Receivables – Troubled Debt Restructurings by Creditors (Subtopic 310-40): Classification of Certain Government-Guaranteed Mortgage Loans upon Foreclosure In January 2014, the FASB issued ASU 2014-04, Receivables – Troubled Debt Restructurings by Creditors (Subtopic 310-40) - Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans upon Foreclosure. Recently Issued Accounting Standards In February 2016, the FASB issued ASU No. 2016-02, Leases (Topic 842) - A lease liability, which is a lessee‘s obligation to make lease payments arising from a lease, measured on a discounted basis; and - A right-of-use asset, which is an asset that represents the lessee’s right to use, or control the use of, a specified asset for the lease term. Under the new guidance, lessor accounting is largely unchanged. Certain targeted improvements were made to align, where necessary, lessor accounting with the lessee accounting model and Topic 606, Revenue from Contracts with Customers. For public business entities, the amendments in this update are effective for fiscal years beginning after December 15, 2018, including interim periods within those fiscal years (i.e., January 1, 2019, for a calendar year entity). Early application is permitted. The Company is currently evaluating the effect the guidance will have on the Company’s consolidated financial statements. In January 2016, the FASB issued ASU No. 2016-01, Financial Instruments - Overall (Subtopic 825-10): Recognition and Measurement of Financial Assets and Financial Liabilities In June 2014, the FASB issued ASU 2014–12, Compensation – Stock Compensation (Topic 718) - Accounting for Share-Based Payments When the Terms of an Award Provide That a Performance Target Could Be Achieved After the Requisite Service Period. In May 2014, the FASB issued ASU No. 2014-09, Revenue from Contracts with Customers (Topic 606) ASC 605, Revenue Recognition

Securities (Tables)

Securities (Tables)	12 Months Ended
	Dec. 31, 2015
Investments, Debt and Equity Securities [Abstract]
Schedule of Available-for-sale Securities Reconciliation [Table Text Block]	The amortized cost and estimated fair values of securities available-for-sale were as follows at the dates indicated (in thousands): December 31, 2015 Gross Gross Amortized Unrealized Unrealized Cost Gains Losses Fair Value U.S. Government and agency obligations $ 20,904 $ 26 $ 88 $ 20,842 Corporate bonds 3,714 26 13 3,727 States and municipal obligations 21,954 388 81 22,261 Collateralized mortgage obligations 22,862 46 107 22,801 Mortgage-backed securities 17,702 505 41 18,166 Total $ 87,136 $ 991 $ 330 $ 87,797 December 31, 2014 Gross Gross Amortized Unrealized Unrealized Cost Gains Losses Fair Value U.S. Government and agency obligations $ 11,602 $ 31 $ 88 $ 11,545 Corporate bonds 4,975 33 21 4,987 States and municipal obligations 21,303 423 69 21,657 Collateralized mortgage obligations 19,601 85 106 19,580 Mortgage-backed securities 17,438 702 - 18,140 Total $ 74,919 $ 1,274 $ 284 $ 75,909
Schedule of Temporary Impairment Losses, Investments [Table Text Block]	Securities with unrealized losses, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, at the dates indicated are as follows (dollars in thousands): December 31, 2015 (Less than 12 months) (12 months or longer) Total Number of Fair Unrealized Number of Fair Unrealized Number of Fair Unrealized Description of securities investments value losses investments value losses investments value losses U.S. Government and agency obligations 14 $ 15,333 $ 55 2 $ 1,964 $ 33 16 $ 17,297 $ 88 Corporate bonds 2 759 5 3 1,400 8 5 2,159 13 State and municipal obligations 9 3,902 48 4 1,355 33 13 5,257 81 Collateralized mortgage obligations 13 11,298 63 6 2,551 44 19 13,849 107 Mortgage-backed securities and other 5 5,176 41 - - - 5 5,176 41 Total temporarily impaired securities 43 $ 36,468 $ 212 15 $ 7,270 $ 118 58 $ 43,738 $ 330 December 31, 2014 (Less than 12 months) (12 months or longer) Total Number of Fair Unrealized Number of Fair Unrealized Number of Fair Unrealized Description of securities investments value losses investments value losses investments value losses U.S. Government and agency obligations 3 $ 2,488 $ 9 4 $ 4,446 $ 79 7 $ 6,934 $ 88 Corporate bonds 1 503 1 4 1,664 21 5 2,167 22 State and municipal obligations 8 2,699 18 4 1,915 51 12 4,614 69 Collateralized mortgage obligations 9 5,649 20 4 3,649 85 13 9,298 105 Mortgage-backed securities and other - - - - - - - - - Total temporarily impaired securities 21 $ 11,339 $ 48 16 $ 11,674 $ 236 37 $ 23,013 $ 284
Investments Classified by Contractual Maturity Date [Table Text Block]	The amortized cost and estimated fair value of debt securities, at December 31, 2015, by contractual maturity, are shown below (in thousands). Actual maturities may differ from contractual maturities because issuers may have the right to call or prepay obligations. Mortgage-backed securities are shown separately since they are not due at a single maturity date. Amortized Cost Fair Value Due in one year or less $ 4,335 $ 4,333 Due after one to five years 23,473 23,534 Due after five to ten years 20,830 21,009 Due after ten years 20,796 20,755 Mortgage-backed and related securities 17,702 18,166 Total $ 87,136 $ 87,797
Sales Of Investment In Securities Disclosure [Table Text Block]	Sales of investment securities during the years ended December 31, 2015 and 2014 were as follows (in thousands): 2015 2014 Proceeds from investment sales $ - $ 7,140 Gross gains on investment sales $ - $ 242 Gross losses on investment sales $ - $ (141)

Loans (Tables)

Loans (Tables)	12 Months Ended
	Dec. 31, 2015
Receivables [Abstract]
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	Loans were comprised of the following at the dates indicated (in thousands): December 31, December 31, 2015 2014 Consumer and credit card $ 40,587 $ 37,507 Residential real estate and home equity 137,645 129,650 Commercial and industrial 99,213 106,222 Commercial real estate 100,743 111,851 378,188 385,230 Net deferred loan costs 325 214 Loans 378,513 385,444 Allowance for loan losses (4,333) (4,236) Net loans $ 374,180 $ 381,208
Schedule Of Loans To Related Parties [Table Text Block]	Loans to principal officers, directors, and their related affiliates during 2015 in the normal course of business were as follows (in thousands): 2015 Balance at beginning of year $ 8,107 New loans - Repayments (3,195) Balance at end of year $ 4,912

Credit Quality (Tables)

Credit Quality (Tables)	12 Months Ended
	Dec. 31, 2015
Credit Quality [Abstract]
Allowance for Credit Losses on Financing Receivables [Table Text Block]	The tables below summarize activity by class in the allowance for loan losses for the periods indicated (in thousands): Year ended December 31, 2015 Consumer Residential and Commercial Real Estate Credit and Commercial and Home Card Industrial Real Estate Equity Unallocated Total Beginning balance $ 190 $ 1,132 $ 2,376 $ 268 $ 270 $ 4,236 Charge-offs (166) (311) (64) (73) (614) Recoveries 147 352 103 109 711 Net (charge-offs) recoveries (19) 41 39 36 97 Provision (27) 148 (416) 257 38 - Ending balance $ 144 $ 1,321 $ 1,999 $ 561 $ 308 $ 4,333 Year ended December 31, 2014 Consumer Residential and Commercial Real Estate Credit and Commercial and Home Card Industrial Real Estate Equity Unallocated Total Beginning balance $ 301 $ 3,231 $ 2,973 $ 219 $ - $ 6,724 Charge-offs (200) (1,410) (1,086) (169) (2,865) Recoveries 113 42 131 38 324 Transfer to held for sale - - (97) - (97) Net charge-offs (87) (1,368) (1,052) (131) (2,638) Provision (24) (731) 455 180 270 150 Ending balance $ 190 $ 1,132 $ 2,376 $ 268 $ 270 $ 4,236
Recorded investment, unpaid balance and related allowance [Table Text Block]	The following presents by class, information related to the Company’s impaired loans as of the dates indicated (in thousands). Period ended December 31, At December 31, 2015 2015 Twelve Twelve months months Unpaid Average Interest Recorded Principal Related Recorded Income Investment Balance Allowance Investment Recognized With no related allowance recorded: Consumer and credit card $ 548 $ 548 $ 496 $ 27 Residential real estate and home equity 668 668 576 - Commercial and industrial 926 926 1,063 35 Commercial real estate 126 126 391 8 $ 2,268 $ 2,268 $ 2,526 $ 70 With an allowance recorded: Commercial and industrial 944 1,021 144 1,024 55 Commercial real estate 4,579 4,579 435 6,942 211 5,523 5,600 579 7,966 266 Total: Consumer and credit card $ 548 $ 548 $ - $ 496 $ 27 Residential real estate and home equity 668 668 - 576 - Commercial and industrial 1,870 1,947 144 2,087 90 Commercial real estate 4,705 4,705 435 7,333 219 Total $ 7,791 $ 7,868 $ 579 $ 10,492 $ 336 Period ended December 31, At December 31, 2014 2014 Twelve Twelve months months Unpaid Average Interest Recorded Principal Related Recorded Income Investment Balance Allowance Investment Recognized With no related allowance recorded: Consumer and credit card $ 455 $ 455 $ 474 $ 25 Commercial and industrial 1,288 1,288 1,531 45 Commercial real estate 1,088 1,088 6,714 70 2,831 2,831 8,719 140 With an allowance recorded: Commercial and industrial 740 817 256 1,772 43 Commercial real estate 8,602 8,602 1,042 6,048 595 9,342 9,419 1,298 7,820 638 Total: Consumer and credit card $ 455 $ 455 $ - $ 474 $ 25 Commercial and industrial 2,028 2,105 256 3,303 88 Commercial real estate 9,690 9,690 1,042 12,762 665 Total $ 12,173 $ 12,250 $ 1,298 $ 16,539 $ 778
Allowance for Loan Losses on Financing Receivables [Table Text Block]	December 31, 2015 Residential Consumer Real Estate Commercial and Credit and Home and Commercial card Equity Industrial Real Estate Total Individually evaluated for impairment $ - $ - $ 144 $ 435 $ 579 Collectively evaluated for impairment 144 561 1,177 1,564 3,446 Allocated $ 144 $ 561 $ 1,321 $ 1,999 4,025 Unallocated 308 $ 4,333 December 31, 2014 Residential Consumer Real Estate Commercial and Credit and Home and Commercial card Equity Industrial Real Estate Total Individually evaluated for impairment $ - $ - $ 256 $ 1,042 $ 1,298 Collectively evaluated for impairment 190 268 876 1,334 2,668 Allocated $ 190 $ 268 $ 1,132 $ 2,376 3,966 Unallocated 270 $ 4,236
Investment in Loan and Leases On Financing Receivables [Table Text Block]	The recorded investment in loans summarized on the basis of the Company’s impairment methodology at the dates indicated was as follows (in thousands): December 31, 2015 Residential Consumer Real Estate Commercial and Credit and Home and Commercial card Equity Industrial Real Estate Total Individually evaluated for impairment $ 548 $ 668 $ 1,870 $ 4,705 $ 7,791 Collectively evaluated for impairment 40,039 136,977 97,343 96,038 370,397 Ending balance $ 40,587 $ 137,645 $ 99,213 $ 100,743 $ 378,188 December 31, 2014 Residential Consumer Real Estate Commercial and Credit and Home and Commercial card Equity Industrial Real Estate Total Individually evaluated for impairment $ 455 $ - $ 2,028 $ 9,690 $ 12,173 Collectively evaluated for impairment 37,052 129,650 104,194 102,161 373,057 Ending balance $ 37,507 $ 129,650 $ 106,222 $ 111,851 $ 385,230
Schedule of Financing Receivables, Non Accrual Status [Table Text Block]	Loans on non-accrual status were as follows at the dates indicated (in thousands): December 31, December 31, 2015 2014 Consumer and credit card $ - $ 120 Residential real estate and home equity 668 334 Commercial and industrial 554 632 Commercial real estate - 298 Total $ 1,222 $ 1,384
Financing Receivable Credit Quality Indicators [Table Text Block]	As of the dates indicated and based on the most recent analysis performed, the recorded investment by risk category and class of loans is as of the dates indicated (in thousands): December 31, 2015 December 31, 2014 Commercial Commercial Commercial Commercial and Industrial Real Estate and Industrial Real Estate Pass $ 96,225 $ 91,132 $ 100,961 $ 96,217 Special mention 925 4,592 823 6,146 Substandard 2,063 5,019 4,438 9,488 Total $ 99,213 $ 100,743 $ 106,222 $ 111,851
Consumer Risk [Table Text Block]	The following table presents the recorded investment in residential real estate and consumer loans based on payment activity as of the dates indicated (in thousands): December 31, 2015 December 31, 2014 Residential Residential Consumer Real Estate Consumer Real Estate and Credit and Home and Credit and Home Card Equity Card Equity Performing $ 40,587 $ 136,975 $ 37,387 $ 128,836 Non-performing - 670 120 814 Total $ 40,587 $ 137,645 $ 37,507 $ 129,650
Past Due Financing Receivables [Table Text Block]	The following tables present past due loans aged as of the dates indicated (in thousands): December 31, 2015 90 Days or 30-59 Days 60-89 Days more Past Total Loans Not Past Due Past Due Due Past Due Past Due Total Loans Consumer and credit card $ 48 $ 13 $ - $ 61 $ 40,526 $ 40,587 Residential real estate and home equity 160 98 401 659 136,986 137,645 Commercial and industrial 236 - - 236 98,977 99,213 Commercial real estate - - - - 100,743 100,743 Total $ 444 $ 111 $ 401 $ 956 $ 377,232 $ 378,188 December 31, 2014 90 Days or 30-59 Days 60-89 Days more Past Total Loans Not Past Due Past Due Due Past Due Past Due Total Loans Consumer and credit card $ 66 $ 7 $ 120 $ 193 $ 37,314 $ 37,507 Residential real estate and home equity 220 30 642 892 128,758 129,650 Commercial and industrial 68 - - 68 106,154 106,222 Commercial real estate 49 - 306 355 111,496 111,851 Total $ 403 $ 37 $ 1,068 $ 1,508 $ 383,722 $ 385,230
Schedule of Debtor Troubled Debt Restructuring, Current Period [Table Text Block]	The following table summarizes troubled debt restructurings that occurred during the periods indicated (dollars in thousands): For the year ended December 31, 2015 2014 Recorded Recorded Number of Investment (as of Number of Investment (as of Contracts period end) Contracts period end) Consumer and credit card 7 $ 273 - $ - Commercial and industrial 2 44 - - Total 9 $ 317 - $ -

Premises and Equipment (Tables)

Premises and Equipment (Tables)	12 Months Ended
	Dec. 31, 2015
Property, Plant and Equipment [Abstract]
Property, Plant and Equipment [Table Text Block]	Premises and equipment were as follows at the dates indicated (in thousands): December 31, 2015 2014 Land $ 14 $ 1,266 Buildings 8,121 13,287 Furniture and equipment 10,249 9,948 Subtotal 18,384 24,501 Accumulated depreciation (13,733) (15,115) Subtotal 4,651 9,386 Software, net of accumulated amortization 440 630 Total premises and equipment $ 5,091 $ 10,016
Schedule of Future Minimum Rental Payments for Operating Leases [Table Text Block]	The total future minimum lease commitments at December 31, 2015 under these leases are summarized as follows (in thousands): 2016 $ 633 2017 405 2018 263 2019 164 2020 69 Thereafter 238 Total $ 1,772

Deposits (Tables)

Deposits (Tables)	12 Months Ended
	Dec. 31, 2015
Banking and Thrift [Abstract]
Schedule Of Interest Bearing Deposits [Table Text Block]	Deposits consisted of the following at December 31 (in thousands): 2015 2014 Non-interest-bearing demand $ 124,023 $ 111,022 Interest-bearing demand 77,616 77,534 Savings 47,333 42,634 Money market 154,119 147,667 Time deposits 71,446 74,335 Total deposits $ 474,537 $ 453,192
Schedule Of Time Deposits By Maturity [Table Text Block]	The following table indicates the maturities of the Company’s time deposits at December 31 (in thousands): 2015 2014 Due in one year $ 64,959 $ 48,431 Due in two years 3,693 23,343 Due in three years 2,480 2,154 Due in four years 314 346 Due in five years or more - 61 Total time deposits $ 71,446 $ 74,335

Borrowings (Tables)

Borrowings (Tables)	12 Months Ended
	Dec. 31, 2015
Debt Disclosure [Abstract]
Schedule of Federal Home Loan Bank, Advances, by Branch of FHLB Bank [Table Text Block]	The contractual amounts of FHLB borrowings mature as follows at December 31, 2015 (dollars in thousands): Weighted Maturing Amount Average Rate 2016 $ 1,530 0.84 % 2017 590 1.12 % 2018 2,034 1.79 % 2019 366 5.44 % 2020 and after - - % $ 4,520 1.68 %

Earnings per Common Share (Tabl

Earnings per Common Share (Tables)	12 Months Ended
	Dec. 31, 2015
Earnings Per Share [Abstract]
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	Basic and diluted net income per common share calculations for the years ended December 31 are as follows (in thousands, except share and per share amounts): 2015 2014 Basic Net income $ 11,744 $ 372 Less: undistributed earnings allocated to unvested restricted shares (129) - Net earnings allocated to common shareholders $ 11,615 $ 372 Weighted average common shares outstanding including shares considered participating securities 7,272,061 7,193,372 Less: average participating securities (79,709) - Weighted average shares 7,192,352 7,193,372 Basic earnings per common share $ 1.61 $ 0.05 Diluted Net earnings allocated to common shareholders $ 11,615 $ 372 Weighted average common shares outstanding for basic earnings per common share 7,192,352 7,193,372 Dilutive effect of assumed exercise of average participating securities 16,289 39,016 Average participating securities 79,709 - Average common shares outstanding – diluted 7,288,350 7,232,388 Diluted per common share $ 1.61 $ 0.05
Schedule of Weighted Average Number of Shares [Table Text Block]	The computation of earnings per share is based upon the following weighted-average shares outstanding for the years ended December 31: 2015 2014 Weighted-average common shares outstanding (basic) 7,272,061 7,193,372 Dilutive effect of assumed exercise of stock options 16,289 39,016 Weighted-average common shares outstanding (diluted) 7,288,350 7,232,388

Stock-Based Compensation (Table

Stock-Based Compensation (Tables)	12 Months Ended
	Dec. 31, 2015
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
Schedule of Nonvested Restricted Stock Units Activity [Table Text Block]	Weighted Average Non-vested Grant Date Shares Fair Value Outstanding at beginning of year 41,445 $ 7.07 Granted 57,243 $ 7.29 Forfeited (9,290) $ 7.22 Vested (7,666) $ 7.07 Outstanding at end of year 81,732 $ 7.20
Schedule of Share-based Compensation, Stock Options, Activity [Table Text Block]	Weighted Average Shares Exercise Price Outstanding at beginning of year 85,629 $ 6.81 Exercised 9,329 3.69 Forfeited 2,293 19.49 Outstanding at end of year 74,007 $ 6.66 Options exercisable at end of year 62,082 $ 7.07
Schedule of Share-based Compensation, Shares Authorized under Stock Option Plans, by Exercise Price Range [Table Text Block]	The following table summarizes the Company’s stock options at December 31, 2015: Options Outstanding Options Exercisable Weighted Weighted Weighted Average Average Average Range of Options Exercise Remaining Options Exercise Exercise Prices Outstanding Price Life (Years) Exercisable Price $ 3.50 - $ 6.00 59,022 $ 3.96 5.9 47,097 $ 3.83 $ 6.01 - $ 9.00 5,196 $ 9.00 3.5 5,196 $ 9.00 $9.01 - $17.00 4,783 $ 16.90 2.1 4,783 $ 16.90 $17.01 - $31.00 5,006 $ 26.21 1.1 5,006 $ 26.21

Federal Income Taxes (Tables)

Federal Income Taxes (Tables)	12 Months Ended
	Dec. 31, 2015
Income Tax Disclosure [Abstract]
Schedule of Components of Income Tax Expense (Benefit) [Table Text Block]	The Company files income tax returns in the U.S. federal jurisdiction and franchise tax returns in Ohio. Income tax benefit for the dates indicated include the following components (in thousands): Year ended December 31, 2015 2014 Current $ 10 $ - Deferred 119 384 Valuation allowance (10,784) (384) Total $ (10,655) $ -
Schedule of Effective Income Tax Rate Reconciliation [Table Text Block]	The difference between the financial statement tax provision and amounts computed by applying the statutory federal income tax rate to income before income taxes was as follows (in thousands): Year ended December 31, 2015 2014 Federal income taxes compared at the expected statutory rate $ 370 $ 127 Increase (decrease) in taxes resulting from: Nontaxable dividend and interest income (91) (82) Increase in cash surrender value of life insurance - net (250) (248) Valuation allowance (10,784) (384) Other 100 587 Income tax benefit per financial statements $ (10,655) $ -
Schedule of Deferred Tax Assets and Liabilities [Table Text Block]	Deferred tax assets and liabilities were comprised of the following at the dates indicated (in thousands): Year ended December 31, 2015 2014 Deferred tax assets: Allowance for loan losses $ 1,473 $ 1,440 Depreciation - 103 Deferred compensation 300 316 Alternative minimum tax carry forward 155 145 Expenses on foreclosed property 14 10 NOL carry forward 9,020 8,910 Other 98 284 Subtotal 11,060 11,208 Deferred tax liabilities: FHLB stock dividends (307) (389) Unrealized gains on available-for-sale securities (225) (337) Depreciation (55) - Other (33) (35) Subtotal (620) (761) Net deferred tax asset 10,440 10,447 Less: valuation allowance - (10,784) Total $ 10,440 $ (337)

Commitments, Contingencies an36

Commitments, Contingencies and Financial Instruments with Off-Balance Sheet Risk (Tables)	12 Months Ended
	Dec. 31, 2015
Commitments and Contingencies Disclosure [Abstract]
Contractual Amount Of Financing Instruments With Off Balance Sheet Risk [Table Text Block]	The contractual amount of financing instruments with off-balance sheet risk was as follows at year-end (in thousands). 2015 2014 Fixed Variable Fixed Variable rate rate rate rate Commitments to extend credit $ 8,124 $ 2,706 $ 2,290 $ 8,300 Unused lines of credit and letters of credit $ 11,403 $ 107,157 $ 4,953 $ 127,076

Regulatory Capital (Tables)

Regulatory Capital (Tables)	12 Months Ended
	Dec. 31, 2015
Mortgage Banking [Abstract]
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]	Actual and required capital ratios for the Bank are presented below at the dates indicated (dollars in thousands): To be well-capitalized For Capital Adequacy under Prompt Corrective Actual Purposes Action Provisions Amount Ratio Amount Ratio Amount Ratio December 31, 2015 Total risk-based capital $ 52,500 14.29 % $ 29,391 8.0 % $ 36,739 10.0 % Tier 1 capital $ 48,167 13.11 % $ 22,044 6.0 % $ 29,393 8.0 % Common equity Tier 1 capital $ 48,167 13.11 % $ 16,533 4.5 % $ 23,881 6.5 % Leverage $ 48,167 9.11 % $ 21,149 4.0 % $ 26,436 5.0 % December 31, 2014 Total risk-based capital $ 49,602 13.56 % $ 29,264 8.0 % $ 36,580 10.0 % Tier-1 capital $ 45,366 12.40 % $ 14,634 4.0 % $ 21,951 6.0 % Leverage $ 45,366 9.00 % $ 20,163 4.0 % $ 25,203 5.0 %

Fair Value Measurements (Tables

Fair Value Measurements (Tables)	12 Months Ended
	Dec. 31, 2015
Fair Value Disclosures [Abstract]
Fair Value, by Balance Sheet Grouping [Table Text Block]	December 31, 2015 Carrying Fair amount Value Level 1 Level 2 Level 3 Financial assets Cash and cash equivalents $ 31,892 $ 31,892 $ 31,892 $ - $ - Securities available-for-sale 87,797 87,797 - 87,797 - Loans (net of allowance) 374,180 371,930 - - 371,930 FHLB stock 3,250 3,250 - 3,250 - Accrued interest receivable 1,307 1,307 - - 1,307 Financial liabilities Non-interest-bearing deposits $ 124,023 $ 124,023 $ - $ 124,023 $ - Interest-bearing deposits 350,514 350,957 - 350,957 - Borrowings 4,520 4,520 - 4,520 - Accrued interest payable 74 74 - - 74 December 31, 2014 Carrying Fair amount Value Level 1 Level 2 Level 3 Financial assets Cash and cash equivalents $ 21,274 $ 21,274 $ 21,274 $ - $ - Securities available-for-sale 75,909 75,909 - 75,909 - Loans (net of allowance) 381,208 381,224 - - 381,224 FHLB stock 3,250 3,250 - 3,250 - Accrued interest receivable 1,234 1,234 - - 1,234 Financial liabilities Non-interest-bearing deposits $ 111,022 $ 111,022 $ - $ 111,022 $ - Interest-bearing deposits 342,170 342,318 - 342,318 - Borrowings 11,808 11,808 - 11,808 - Accrued interest payable 36 36 - - 36
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Table Text Block]	December 31, 2015 Fair Value Measurements Using Quoted Prices in Significant Other Significant Active Markets for Observable Unobservable Identical Assets Inputs Inputs Fair Value (Level 1) (Level 2) (Level 3) U.S. Government and agency obligations $ 20,842 $ - $ 20,842 $ - Corporate bonds 3,727 - 3,727 - State and municipal obligations 22,261 - 22,261 - Collateralized mortgage obligations 22,801 - 22,801 - Mortgage-backed securities 18,166 - 18,166 - Total $ 87,797 $ - $ 87,797 $ - December 31, 2014 Fair Value Measurements Using Quoted Prices in Significant Other Significant Active Markets for Observable Unobservable Identical Assets Inputs Inputs Fair Value (Level 1) (Level 2) (Level 3) U.S. Government and agency obligations $ 11,545 $ - $ 11,545 $ - Corporate bonds 4,987 - 4,987 - State and municipal obligations 21,657 - 21,657 - Collateralized mortgage obligations 19,580 - 19,580 - Mortgage-backed securities 18,140 - 18,140 - Total $ 75,909 $ - $ 75,909 $ -
Fair Value Measurements, Recurring and Nonrecurring [Table Text Block]	The following table presents the fair value measurements of assets measured at fair value on a non-recurring basis and the level within the fair value hierarchy in which the fair value measurements fall at the dates indicated (in thousands). December 31, 2015 Fair Value Measurements Using Quoted Prices in Significant Other Significant Active Markets for Observable Unobservable Identical Assets Inputs Inputs Fair Value (Level 1) (Level 2 ) (Level 3) Impaired loans $ 7,791 $ - $ - $ 7,791 Real estate owned 68 - - 68 December 31, 2014 Fair Value Measurements Using Quoted Prices in Significant Other Significant Active Markets for Observable Unobservable Identical Assets Inputs Inputs Fair Value (Level 1) (Level 2 ) (Level 3) Impaired loans $ 12,173 $ — $ — $ 12,173 Real estate owned 1,111 — — 1,111

Parent Company Financial Info39

Parent Company Financial Information (Tables)	12 Months Ended
	Dec. 31, 2015
Condensed Financial Information of Parent Company Only Disclosure [Abstract]
Condensed Balance Sheet [Table Text Block]	Condensed financial information of DCB Financial Corp for the years ended December 31 is as follows: Condensed Balance Sheets 2015 2014 Assets Cash $ 935 $ 948 Investment in subsidiaries 57,882 46,283 Deferred tax asset, net 38 - Total assets $ 58,855 $ 47,231 Liabilities Other liabilities $ 8 $ 20 Shareholders’ Equity 58,847 47,211 Total liabilities and shareholders’ equity $ 58,855 $ 47,231 Condensed Statements of Income 2015 2014 Equity in undistributed net income of subsidiaries $ 11,816 $ 372 Total income 11,816 372 Operating expenses 110 - Income tax benefit (38 ) - Net income $ 11,744 $ 372
Condensed Cash Flow Statement [Table Text Block]	Condensed Statements of Cash Flows 2015 2014 Cash flows from operating activities Net income $ 11,744 $ 372 Adjustments to reconcile net income to cash provided by operating activities: Equity in undistributed net income of subsidiaries (11,816 ) (372 ) Restricted stock expense 110 - Net change in other assets and liabilities (51 ) - Net cash used in operating activities (13 ) - Cash flows from investing activities - - Cash flows from financing activities - - Net change in cash (13 ) - Cash at beginning of year 948 948 Cash at end of year $ 935 $ 948

Details of Operating Expenses (

Details of Operating Expenses (Tables)	12 Months Ended
	Dec. 31, 2015
Other Income and Expenses [Abstract]
Summary Of Composition Of Occupancy And Equipment Expenses [Table Text Block]	The following table details the composition of occupancy and equipment expenses for the years ended December 31, 2015 and 2014: 2015 2014 (in thousands) Bank maintenance and utilities $ 732 $ 812 Rent expense 643 566 Depreciation and software amortization 932 1,071 Software maintenance 994 704 Other 611 631 Total occupancy and equipment expenses $ 3,912 $ 3,784
Schedule of Other Operating Cost and Expense, by Component [Table Text Block]	The following table details the composition of other operating expenses for the years ended December 31, 2015 and 2014: 2015 2014 (in thousands) ATM and debit cards $ 697 $ 690 Telephone 220 269 Loan 279 344 REO expenses 11 26 Other 1,146 902 Total other operating expense $ 2,353 $ 2,231

Quarterly Financial Data (Una41

Quarterly Financial Data (Unaudited) (Tables)	12 Months Ended
	Dec. 31, 2015
Quarterly Financial Information Disclosure [Abstract]
Schedule of Quarterly Financial Information [Table Text Block]	The following tables summarize the Company’s quarterly results for the years ended December 31, 2015 and 2014: 2015 Fourth Third Second First (in thousands, except share and per share data) Interest income $ 4,500 $ 4,469 $ 4,454 $ 4,467 Interest expense 298 292 295 285 Net interest income 4,202 4,177 4,159 4,182 Provision for loan losses - (150) - 150 Net interest income after provision for loan losses 4,202 4,327 4,159 4,032 Other non-interest income 1,261 1,223 1,180 1,158 Other non-interest expense 5,157 5,150 5,195 4,951 Income before income tax expense (benefit) 306 400 144 239 Income tax expense (benefit) 33 (10,688) - - Net income $ 273 $ 11,088 $ 144 $ 239 Stock and related per share data Basic and diluted earnings per common share $ 0.04 $ 1.52 $ 0.02 $ 0.03 Basic weighted average common shares outstanding 7,280,480 7,282,365 7,287,435 7,237,371 Diluted weighted average common shares outstanding 7,297,496 7,302,174 7,303,902 7,253,840 2014 Fourth Third Second First (in thousands, except share and per share data) Interest income $ 4,536 $ 4,278 $ 4,262 $ 4,304 Interest expense 291 306 299 316 Net interest income 4,245 3,972 3,963 3,988 Provision for loan losses 150 — — — Net interest income after provision for loan losses 4,095 3,972 3,963 3,988 Other non-interest income 1,132 1,140 996 1,192 Other non-interest expense 5,059 5,062 4,922 5,063 Income before income tax expense 168 50 37 117 Income tax expense — — — — Net income $ 168 $ 50 $ 37 $ 117 Stock and related per share data Basic and diluted earnings per common share $ 0.02 $ 0.01 $ 0.01 $ 0.02 Basic weighted average common shares outstanding 7,196,404 7,192,350 7,192,350 7,192,350 Diluted weighted average common shares outstanding 7,232,961 7,249,194 7,250,702 7,244,716

Summary of Significant Accoun42

Summary of Significant Accounting Policies (Details Textual) - USD ($)	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Summary of Significant Accounting Policies
Consumer Loans Charged Off Delinquency Period	120 days
Mortgage Loans Charge Off Delinquency Period	120 days
Aggregate Cash Reserves Required At Federal Reserve Bank	$ 1,100,000
Interest Income On Mortgage And Commercial Loans Discontinuation Period	90 days
Unrealized Gain (Loss) on Investments	$ 225,000	$ 337,000
Percentage Of Income Tax Examination Minimum Likelihood Of Tax Benefits Being Realized Upon Examination	50.00%
Percentage Of Income Tax Examination Minimum Likelihood Of Tax Benefits Being Realized Upon Settlement	50.00%
Maximum [Member] | Buildings, improvements and leasehold improvements [Member]
Summary of Significant Accounting Policies
Property, Plant and Equipment, Useful Life	39 years
Maximum [Member] | Furniture, fixtures and equipment [Member]
Summary of Significant Accounting Policies
Property, Plant and Equipment, Useful Life	5 years
Minimum [Member] | Buildings, improvements and leasehold improvements [Member]
Summary of Significant Accounting Policies
Property, Plant and Equipment, Useful Life	5 years
Minimum [Member] | Furniture, fixtures and equipment [Member]
Summary of Significant Accounting Policies
Property, Plant and Equipment, Useful Life	3 years

Securities (Details)

Securities (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Fair values of securities available-for-sale
Amortized Cost	$ 87,136	$ 74,919
Gross Unrealized Gains	991	1,274
Gross Unrealized Losses	330	284
Fair Value	87,797	75,909
Collateralized mortgage obligations [Member]
Fair values of securities available-for-sale
Amortized Cost	22,862	19,601
Gross Unrealized Gains	46	85
Gross Unrealized Losses	107	106
Fair Value	22,801	19,580
U.S. Government and agency obligations [Member]
Fair values of securities available-for-sale
Amortized Cost	20,904	11,602
Gross Unrealized Gains	26	31
Gross Unrealized Losses	88	88
Fair Value	20,842	11,545
Corporate bonds [Member]
Fair values of securities available-for-sale
Amortized Cost	3,714	4,975
Gross Unrealized Gains	26	33
Gross Unrealized Losses	13	21
Fair Value	3,727	4,987
States and municipal obligations [Member]
Fair values of securities available-for-sale
Amortized Cost	21,954	21,303
Gross Unrealized Gains	388	423
Gross Unrealized Losses	81	69
Fair Value	22,261	21,657
Mortgage-backed securities [Member]
Fair values of securities available-for-sale
Amortized Cost	17,702	17,438
Gross Unrealized Gains	505	702
Gross Unrealized Losses	41	0
Fair Value	$ 18,166	$ 18,140

Securities (Details 1)

Securities (Details 1) $ in Thousands	12 Months Ended
	Dec. 31, 2015USD ($)	Dec. 31, 2014USD ($)
Unrealized loss
Number of investments	58	37
Fair Value	$ 43,738	$ 23,013
Unrealized Losses	$ 330	$ 284
Collateralized mortgage obligations [Member]
Unrealized loss
Number of investments	19	13
Fair Value	$ 13,849	$ 9,298
Unrealized Losses	$ 107	$ 105
Less than 12 months [Member]
Unrealized loss
Number of investments	43	21
Fair Value	$ 36,468	$ 11,339
Unrealized Losses	$ 212	$ 48
Less than 12 months [Member] | Collateralized mortgage obligations [Member]
Unrealized loss
Number of investments	13	9
Fair Value	$ 11,298	$ 5,649
Unrealized Losses	$ 63	$ 20
12 months or longer [Member]
Unrealized loss
Number of investments	15	16
Fair value	$ 7,270	$ 11,674
Unrealized Losses	$ 118	$ 236
12 months or longer [Member] | Collateralized mortgage obligations [Member]
Unrealized loss
Number of investments	6	4
Fair value	$ 2,551	$ 3,649
Unrealized Losses	$ 44	$ 85
U.S. Government and agency obligations [Member]
Unrealized loss
Number of investments	16	7
Fair Value	$ 17,297	$ 6,934
Unrealized Losses	$ 88	$ 88
U.S. Government and agency obligations [Member] | Less than 12 months [Member]
Unrealized loss
Number of investments	14	3
Fair Value	$ 15,333	$ 2,488
Unrealized Losses	$ 55	$ 9
U.S. Government and agency obligations [Member] | 12 months or longer [Member]
Unrealized loss
Number of investments	2	4
Fair value	$ 1,964	$ 4,446
Unrealized Losses	$ 33	$ 79
Corporate bonds [Member]
Unrealized loss
Number of investments	5	5
Fair Value	$ 2,159	$ 2,167
Unrealized Losses	$ 13	$ 22
Corporate bonds [Member] | Less than 12 months [Member]
Unrealized loss
Number of investments	2	1
Fair Value	$ 759	$ 503
Unrealized Losses	$ 5	$ 1
Corporate bonds [Member] | 12 months or longer [Member]
Unrealized loss
Number of investments	3	4
Fair value	$ 1,400	$ 1,664
Unrealized Losses	$ 8	$ 21
State and municipal obligations [Member]
Unrealized loss
Number of investments	13	12
Fair Value	$ 5,257	$ 4,614
Unrealized Losses	$ 81	$ 69
State and municipal obligations [Member] | Less than 12 months [Member]
Unrealized loss
Number of investments	9	8
Fair Value	$ 3,902	$ 2,699
Unrealized Losses	$ 48	$ 18
State and municipal obligations [Member] | 12 months or longer [Member]
Unrealized loss
Number of investments	4	4
Fair value	$ 1,355	$ 1,915
Unrealized Losses	$ 33	$ 51
Mortgage-backed securities and other [Member]
Unrealized loss
Number of investments	5	0
Fair Value	$ 5,176	$ 0
Unrealized Losses	$ 41	$ 0
Mortgage-backed securities and other [Member] | Less than 12 months [Member]
Unrealized loss
Number of investments	5	0
Fair Value	$ 5,176	$ 0
Unrealized Losses	$ 41	$ 0
Mortgage-backed securities and other [Member] | 12 months or longer [Member]
Unrealized loss
Number of investments	0	0
Fair value	$ 0	$ 0
Unrealized Losses	$ 0	$ 0

Securities (Details 2)

Securities (Details 2) $ in Thousands	Dec. 31, 2015USD ($)
Amortized cost and estimated fair value of all debt securities
Available-for-sale, Amortized Cost, Due in one year or less	$ 4,335
Available-for-sale, Amortized Cost, Due after one to five years	23,473
Available-for-sale, Amortized Cost, Due after five to ten years	20,830
Available-for-sale, Amortized Cost, Due after ten years	20,796
Available-for-sale, Amortized Cost, Mortgage-backed and related securities	17,702
Available-for-sale, Amortized Cost, Total	87,136
Available-for-sale, Fair Value, Due in one year or less	4,333
Available-for-sale, Fair Value, Due after one to five years	23,534
Available-for-sale, Fair Value, Due after five to ten years	21,009
Available-for-sale, Fair Value, Fair value, Due after ten years	20,755
Available-for-sale, Fair Value, Mortgage-backed and related securities	18,166
Available-for-sale, Fair Value, Total	$ 87,797

Securities (Details 3)

Securities (Details 3) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Schedule of Held-to-maturity Securities [Line Items]
Proceeds from investment sales	$ 0	$ 7,140
Gross gains on investment sales	0	242
Gross losses on investment sales	$ 0	$ (141)

Securities (Details Textual)

Securities (Details Textual) - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Schedule of Available-for-sale Securities [Line Items]
Investment From Same Issuer As Percentage Of Equity Maximum	10.00%
Pledged Assets Separately Reported, Securities Pledged as Collateral, at Fair Value, Total	$ 78.8	$ 65.5

Loans (Details)

Loans (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Loans
Consumer and credit card	$ 40,587	$ 37,507
Residential real estate and home equity	137,645	129,650
Commercial and industrial	99,213	106,222
Commercial real estate	100,743	111,851
Subtotal	378,188	385,230
Net deferred loan costs	325	214
Loans	378,513	385,444
Allowance for loan losses	(4,333)	(4,236)	$ (6,724)
Net loans	$ 374,180	$ 381,208

Loans (Details 1)

Loans (Details 1) $ in Thousands	12 Months Ended
	Dec. 31, 2015USD ($)
Schedule Of Loans [Line Items]
Balance at beginning of year	$ 8,107
New loans	0
Repayments	(3,195)
Balance at end of year	$ 4,912

Loans (Details Textual)

Loans (Details Textual) - USD ($)	Dec. 31, 2015	Dec. 31, 2014
Schedule Of Loans [Line Items]
Loan Serviced For Others	$ 1,800,000	$ 2,100,000
Servicing Asset, Total	$ 3,000	$ 3,000

Credit Quality (Details)

Credit Quality (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Allowance allocated to:
Beginning balance	$ 4,236	$ 6,724
Charge-offs	(614)	(2,865)
Recoveries	711	324
Transferred to loans held for sale		(97)
Net (charge-offs) recoveries	97	(2,638)
Provision	0	150
Ending balance	4,333	4,236
Consumer and Credit Card [Member]
Allowance allocated to:
Beginning balance	190	301
Charge-offs	(166)	(200)
Recoveries	147	113
Transferred to loans held for sale		0
Net (charge-offs) recoveries	(19)	(87)
Provision	(27)	(24)
Ending balance	144	190
Commercial and Industrial [Member]
Allowance allocated to:
Beginning balance	1,132	3,231
Charge-offs	(311)	(1,410)
Recoveries	352	42
Transferred to loans held for sale		0
Net (charge-offs) recoveries	41	(1,368)
Provision	148	(731)
Ending balance	1,321	1,132
Commercial Real Estate [Member]
Allowance allocated to:
Beginning balance	2,376	2,973
Charge-offs	(64)	(1,086)
Recoveries	103	131
Transferred to loans held for sale		(97)
Net (charge-offs) recoveries	39	(1,052)
Provision	(416)	455
Ending balance	1,999	2,376
Residential Real Estate and Home Equity [Member]
Allowance allocated to:
Beginning balance	268	219
Charge-offs	(73)	(169)
Recoveries	109	38
Transferred to loans held for sale		0
Net (charge-offs) recoveries	36	(131)
Provision	257	180
Ending balance	561	268
Unallocated Financing Receivables [Member]
Allowance allocated to:
Beginning balance	270	0
Provision	38	270
Ending balance	$ 308	$ 270

Credit Quality (Details 1)

Credit Quality (Details 1) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Impaired Loans
Recorded Investment	$ 7,791	$ 12,173
Unpaid Principal Balance	7,868	12,250
Related Allowance	579	1,298
Average Recorded Investment	10,492	16,539
Interest Income Recognized	336	778
Consumer and credit card [Member]
Impaired Loans
Recorded Investment	548
Unpaid Principal Balance	548
Related Allowance	0
Average Recorded Investment	496
Interest Income Recognized	27
Commercial and industrial [Member]
Impaired Loans
Recorded Investment	1,870	2,028
Unpaid Principal Balance	1,947	2,105
Related Allowance	144	256
Average Recorded Investment	2,087	3,303
Interest Income Recognized	90	88
Commercial real estate [Member]
Impaired Loans
Recorded Investment	4,705	9,690
Unpaid Principal Balance	4,705	9,690
Related Allowance	435	1,042
Average Recorded Investment	7,333	12,762
Interest Income Recognized	219	665
Residential Real Estate and Home Equity [Member]
Impaired Loans
Recorded Investment	668
Unpaid Principal Balance	668
Related Allowance	0
Average Recorded Investment	576
Interest Income Recognized	0
With no related allowance recorded [Member]
Impaired Loans
Recorded Investment	2,268	2,831
Unpaid Principal Balance	2,268	2,831
Average Recorded Investment	2,526	8,719
Interest Income Recognized	70	140
With no related allowance recorded [Member] | Consumer and credit card [Member]
Impaired Loans
Recorded Investment	548	455
Unpaid Principal Balance	548	455
Average Recorded Investment	496	474
Interest Income Recognized	27	25
With no related allowance recorded [Member] | Commercial and industrial [Member]
Impaired Loans
Recorded Investment	926	1,288
Unpaid Principal Balance	926	1,288
Average Recorded Investment	1,063	1,531
Interest Income Recognized	35	45
With no related allowance recorded [Member] | Commercial real estate [Member]
Impaired Loans
Recorded Investment	126	1,088
Unpaid Principal Balance	126	1,088
Average Recorded Investment	391	6,714
Interest Income Recognized	8	70
With no related allowance recorded [Member] | Residential Real Estate and Home Equity [Member]
Impaired Loans
Recorded Investment	668
Unpaid Principal Balance	668
Average Recorded Investment	576
Interest Income Recognized	0
With allowance recorded [Member]
Impaired Loans
Recorded Investment	5,523	9,342
Unpaid Principal Balance	5,600	9,419
Related Allowance	579	1,298
Average Recorded Investment	7,966	7,820
Interest Income Recognized	266	638
With allowance recorded [Member] | Consumer and credit card [Member]
Impaired Loans
Recorded Investment		455
Unpaid Principal Balance		455
Related Allowance		0
Average Recorded Investment		474
Interest Income Recognized		25
With allowance recorded [Member] | Commercial and industrial [Member]
Impaired Loans
Recorded Investment	944	740
Unpaid Principal Balance	1,021	817
Related Allowance	144	256
Average Recorded Investment	1,024	1,772
Interest Income Recognized	55	43
With allowance recorded [Member] | Commercial real estate [Member]
Impaired Loans
Recorded Investment	4,579	8,602
Unpaid Principal Balance	4,579	8,602
Related Allowance	435	1,042
Average Recorded Investment	6,942	6,048
Interest Income Recognized	$ 211	$ 595

Credit Quality (Details 2)

Credit Quality (Details 2) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Financing Receivable, Allowance for Credit Losses [Line Items]
Financing Receivable, Allowance for Credit Losses	$ 4,333	$ 4,236
Allocated Financing Receivables [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	579	1,298
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	3,446	2,668
Financing Receivable, Allowance for Credit Losses	4,025	3,966
Allocated Financing Receivables [Member] | Commercial Real Estate [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	435	1,042
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	1,564	1,334
Financing Receivable, Allowance for Credit Losses	1,999	2,376
Allocated Financing Receivables [Member] | Residential Real Estate and Home Equity [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	0	0
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	561	268
Financing Receivable, Allowance for Credit Losses	561	268
Allocated Financing Receivables [Member] | Commercial and Industrial [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	144	256
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	1,177	876
Financing Receivable, Allowance for Credit Losses	1,321	1,132
Allocated Financing Receivables [Member] | Consumer and Credit Card [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	0	0
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	144	190
Financing Receivable, Allowance for Credit Losses	144	190
Unallocated Financing Receivables [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Financing Receivable, Allowance for Credit Losses	$ 308	$ 270

Credit Quality (Details 3)

Credit Quality (Details 3) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Financing Receivable, Allowance for Credit Losses [Line Items]
Financing Receivable, Individually Evaluated for Impairment	$ 7,791	$ 12,173
Financing Receivable, Collectively Evaluated for Impairment	370,397	373,057
Financing Receivable, Net	378,188	385,230
Commercial Real Estate Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Financing Receivable, Individually Evaluated for Impairment	4,705	9,690
Financing Receivable, Collectively Evaluated for Impairment	96,038	102,161
Financing Receivable, Net	100,743	111,851
Residential Real Estate and Home Equity [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Financing Receivable, Individually Evaluated for Impairment	668	0
Financing Receivable, Collectively Evaluated for Impairment	136,977	129,650
Financing Receivable, Net	137,645	129,650
Commercial and Industrial [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Financing Receivable, Individually Evaluated for Impairment	1,870	2,028
Financing Receivable, Collectively Evaluated for Impairment	97,343	104,194
Financing Receivable, Net	99,213	106,222
Consumer and Credit Card [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Financing Receivable, Individually Evaluated for Impairment	548	455
Financing Receivable, Collectively Evaluated for Impairment	40,039	37,052
Financing Receivable, Net	$ 40,587	$ 37,507

Credit Quality (Details 4)

Credit Quality (Details 4) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans on nonaccrual status	$ 1,222	$ 1,384
Consumer and credit card [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans on nonaccrual status	0	120
Commercial real estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans on nonaccrual status	0	298
Residential real estate and home equity [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans on nonaccrual status	668	334
Commercial and industrial [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans on nonaccrual status	$ 554	$ 632

Credit Quality (Details 5)

Credit Quality (Details 5) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Credit Quality Indicators
Loans	$ 378,513	$ 385,444
Commercial and Industrial [Member]
Credit Quality Indicators
Loans	99,213	106,222
Commercial and Industrial [Member] | Pass [Member]
Credit Quality Indicators
Loans	96,225	100,961
Commercial and Industrial [Member] | Special Mention [Member]
Credit Quality Indicators
Loans	925	823
Commercial and Industrial [Member] | Substandard [Member]
Credit Quality Indicators
Loans	2,063	4,438
Commercial Real Estate [Member]
Credit Quality Indicators
Loans	100,743	111,851
Commercial Real Estate [Member] | Pass [Member]
Credit Quality Indicators
Loans	91,132	96,217
Commercial Real Estate [Member] | Special Mention [Member]
Credit Quality Indicators
Loans	4,592	6,146
Commercial Real Estate [Member] | Substandard [Member]
Credit Quality Indicators
Loans	$ 5,019	$ 9,488

Credit Quality (Details 6)

Credit Quality (Details 6) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Credit Quality Indicators
Consumer risk based on payment activity	$ 378,513	$ 385,444
Consumer and Credit Card [Member]
Credit Quality Indicators
Consumer risk based on payment activity	40,587	37,507
Consumer and Credit Card [Member] | Performing [Member]
Credit Quality Indicators
Consumer risk based on payment activity	40,587	37,387
Consumer and Credit Card [Member] | Non-Performing [Member]
Credit Quality Indicators
Consumer risk based on payment activity	0	120
Residential Real Estate and Home Equity [Member]
Credit Quality Indicators
Consumer risk based on payment activity	137,645	129,650
Residential Real Estate and Home Equity [Member] | Performing [Member]
Credit Quality Indicators
Consumer risk based on payment activity	136,975	128,836
Residential Real Estate and Home Equity [Member] | Non-Performing [Member]
Credit Quality Indicators
Consumer risk based on payment activity	$ 670	$ 814

Credit Quality (Details 7)

Credit Quality (Details 7) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	$ 956	$ 1,508
Financing Receivable, Recorded Investment, Current	377,232	383,722
Financing Receivable, Recorded Investment, Subtotal	378,188	385,230
Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	444	403
Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	111	37
Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	401	1,068
Consumer and credit card [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	61	193
Financing Receivable, Recorded Investment, Current	40,526	37,314
Financing Receivable, Recorded Investment, Subtotal	40,587	37,507
Consumer and credit card [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	48	66
Consumer and credit card [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	13	7
Consumer and credit card [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	0	120
Commercial and industrial [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	236	68
Financing Receivable, Recorded Investment, Current	98,977	106,154
Financing Receivable, Recorded Investment, Subtotal	99,213	106,222
Commercial and industrial [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	236	68
Commercial and industrial [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	0	0
Commercial and industrial [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	0	0
Commercial real estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	0	355
Financing Receivable, Recorded Investment, Current	100,743	111,496
Financing Receivable, Recorded Investment, Subtotal	100,743	111,851
Commercial real estate [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	0	49
Commercial real estate [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	0	0
Commercial real estate [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	0	306
Residential Real Estate and Home Equity [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	659	892
Financing Receivable, Recorded Investment, Current	136,986	128,758
Financing Receivable, Recorded Investment, Subtotal	137,645	129,650
Residential Real Estate and Home Equity [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	160	220
Residential Real Estate and Home Equity [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	98	30
Residential Real Estate and Home Equity [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	$ 401	$ 642

Credit Quality (Details 8)

Credit Quality (Details 8) $ in Thousands	12 Months Ended
	Dec. 31, 2015USD ($)Contracts	Dec. 31, 2014USD ($)Contracts
Financing Receivable, Modifications [Line Items]
Number of Contracts | Contracts	9	0
Recorded Investment | $	$ 317	$ 0
Consumer and credit card [Member]
Financing Receivable, Modifications [Line Items]
Number of Contracts | Contracts	7	0
Recorded Investment | $	$ 273	$ 0
Commercial and industrial [Member]
Financing Receivable, Modifications [Line Items]
Number of Contracts | Contracts	2	0
Recorded Investment | $	$ 44	$ 0

Credit Quality (Details Textual

Credit Quality (Details Textual)	Dec. 31, 2015USD ($)
Financing Receivable, Modifications [Line Items]
Commercial And Commercial Real Estate Loan Relationships Internal Risk Grade Based Limit	$ 250,000

Premises and Equipment (Details

Premises and Equipment (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Property, Plant and Equipment [Line Items]
Subtotal	$ 18,384	$ 24,501
Accumulated depreciation	(13,733)	(15,115)
Subtotal	4,651	9,386
Software, net of accumulated amortization	440	630
Total premises and equipment	5,091	10,016
Land [Member]
Property, Plant and Equipment [Line Items]
Subtotal	14	1,266
Buildings [Member]
Property, Plant and Equipment [Line Items]
Subtotal	8,121	13,287
Furniture and equipment [Member]
Property, Plant and Equipment [Line Items]
Subtotal	$ 10,249	$ 9,948

Premises and Equipment (Detai62

Premises and Equipment (Details 1) $ in Thousands	Dec. 31, 2015USD ($)
Property, Plant and Equipment [Line Items]
2,016	$ 633
2,017	405
2,018	263
2,019	164
2,020	69
Thereafter	238
Total	$ 1,772

Premises and Equipment (Detai63

Premises and Equipment (Details Textual) - USD ($)	1 Months Ended	12 Months Ended
	Jan. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Property, Plant and Equipment [Line Items]
Depreciation, Total		$ 932,000	$ 1,070,000
Operating Leases, Rent Expense, Net, Total		643,000	$ 566,000
Disposal Group, Including Discontinued Operation, Property, Plant and Equipment		$ 4,800,000
Subsequent Event [Member]
Property, Plant and Equipment [Line Items]
Sale Leaseback Transaction, Lease Terms	fifteen year term
Sale Leaseback Transaction Minimum Lease Payment, Annual Percentage Increase	2.00%
Minimum Lease Payments, Sale Leaseback Transactions, Next Twelve Months	$ 642,000

Deposits (Details)

Deposits (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Interest Bearing Deposits [Line Items]
Time deposits	$ 71,446	$ 74,335
Total deposits	350,514	342,170
Deposits [Member]
Interest Bearing Deposits [Line Items]
Non-interest-bearing demand	124,023	111,022
Interest-bearing demand	77,616	77,534
Savings	47,333	42,634
Money market	154,119	147,667
Time deposits	71,446	74,335
Total deposits	$ 474,537	$ 453,192

Deposits (Details 1)

Deposits (Details 1) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Interest Bearing Deposits [Line Items]
Due in one year	$ 64,959	$ 48,431
Due in two years	3,693	23,343
Due in three years	2,480	2,154
Due in four years	314	346
Due in five years or more	0	61
Total time deposits	$ 71,446	$ 74,335

Deposits (Details Textual)

Deposits (Details Textual) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Interest Bearing Deposits [Line Items]
Time Deposits	$ 71,446	$ 74,335
Time Deposits, $250,000 or More, Domestic	$ 11,200	$ 9,600

Borrowings (Details)

Borrowings (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Schedule Of Borrowed Funds [Line Items]
2016, Amount	$ 1,530
2017, Amount	590
2018, Amount	2,034
2019, Amount	366
2020 and after, Amount	0
Amount	$ 4,520	$ 11,800
2016, Weighted Average Rate	0.84%
2017, Weighted Average Rate	1.12%
2018, Weighted Average Rate	1.79%
2019, Weighted Average Rate	5.44%
2020 and after, Weighted Average Rate	0.00%
Weighted Average Rate Of Borrowings	1.68%

Borrowings (Details Textual)

Borrowings (Details Textual) - USD ($)	Dec. 31, 2015	Dec. 31, 2014
Schedule Of Borrowed Funds [Line Items]
Line Of Credit Facility Amount	$ 25,100,000
Amount Of Indirect Loan Pledged	56,800,000
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Collateral Pledged	137,900,000	$ 141,800,000
Federal Home Loan Bank Stock	3,250,000	3,250,000
Advances from Federal Home Loan Banks, Total	4,520,000	11,800,000
Federal Home Loan Bank Advances [Member]
Schedule Of Borrowed Funds [Line Items]
Advances from Federal Home Loan Banks, Total	$ 4,500	$ 11,800

Earnings per Common Share (Deta

Earnings per Common Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2015	Dec. 31, 2014
Basic
Net income	$ 273	$ 11,088	$ 144	$ 239	$ 168	$ 50	$ 37	$ 117	$ 11,744	$ 372
Less: undistributed earnings allocated to unvested restricted shares									(129)	0
Net earnings allocated to common shareholders									$ 11,615	$ 372
Weighted average common shares outstanding including shares considered participating securities									7,272,061	7,193,372
Less: average participating securities									79,709	0
Weighted average shares	7,280,480	7,282,365	7,287,435	7,237,371	7,196,404	7,192,350	7,192,350	7,192,350	7,272,061	7,193,372
Basic earnings per common share									$ 1.61	$ 0.05
Diluted
Net earnings allocated to common shareholders									$ 11,615	$ 372
Weighted average common shares outstanding for basic earnings per common share									$ 7,192,352	$ 7,193,372
Dilutive effect of assumed exercise of average participating securities									16,289	39,016
Average participating securities									79,709	0
Average common shares outstanding - diluted	7,297,496	7,302,174	7,303,902	7,253,840	7,232,961	7,249,194	7,250,702	7,244,716	7,288,350	7,232,388
Diluted per common share									$ 1.61	$ 0.05

Earnings per Common Share (De70

Earnings per Common Share (Details 1) - shares	3 Months Ended								12 Months Ended
	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2015	Dec. 31, 2014
Weighted-average common shares outstanding (basic)									7,272,061	7,193,372
Dilutive effect of assumed exercise of stock options									16,289	39,016
Weighted-average common shares outstanding (diluted)	7,297,496	7,302,174	7,303,902	7,253,840	7,232,961	7,249,194	7,250,702	7,244,716	7,288,350	7,232,388

Earnings per Common Share (De71

Earnings per Common Share (Details Textual)	12 Months Ended
	Dec. 31, 2015shares
Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount	9,979

Retirement Plans (Details Textu

Retirement Plans (Details Textual) - USD ($)	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]
Period for which individual completed employment	6 months
Eligibility of individual, age basis	20 or more years
Maximum contribution of Corporation	3.00%
Contribution plan vesting period	3 years
Expenses related retirement plan	$ 164,000	$ 176,000
Total expenses	2,000	38,000
Total accrued liability	888,000	928,000
Outstanding liability	$ 761,000	$ 768,000

Stock-Based Compensation (Detai

Stock-Based Compensation (Details) - Restricted Stock [Member]	12 Months Ended
	Dec. 31, 2015$ / sharesshares
Summary of non invested options
Outstanding at beginning of year, Non-vested Shares | shares	41,445
Granted, Non-vested Shares | shares	57,243
Forfeited, Non-vested Shares | shares	(9,290)
Vested, Non-vested Shares | shares	(7,666)
Outstanding at end of year, Non-vested Shares | shares	81,732
Outstanding at beginning of year, Weighted Average Grant Date Fair Value | $ / shares	$ 7.07
Granted, Weighted Average Grant Date Fair Value | $ / shares	7.29
Forfeited, Weighted Average Grant Date Fair Value | $ / shares	7.22
Vested, Weighted Average Grant Date Fair Value | $ / shares	7.07
Outstanding at end of year, Weighted Average Grant Date Fair Value | $ / shares	$ 7.20

Stock-Based Compensation (Det74

Stock-Based Compensation (Details 1)	12 Months Ended
	Dec. 31, 2015$ / sharesshares
Summary of stock option plan
Outstanding at beginning of year, Shares | shares	85,629
Exercised, Shares | shares	9,329
Forfeited, Shares | shares	2,293
Outstanding at end of year, Shares | shares	74,007
Options exercisable at period end, Shares | shares	62,082
Outstanding at beginning of year, Weighted Average Exercise Price | $ / shares	$ 6.81
Exercised, Weighted Average Exercise Price | $ / shares	3.69
Forfeited, Weighted Average Exercise Price | $ / shares	19.49
Outstanding at end of period, Weighted Average Exercise Price | $ / shares	6.66
Options exercisable at year end, Weighted Average Exercise Price | $ / shares	$ 7.07

Stock-Based Compensation (Det75

Stock-Based Compensation (Details 2)	12 Months Ended
	Dec. 31, 2015$ / sharesshares
Range of Exercise Prices One [Member]
Stock options outstanding
Exercise Prices, Lower Range	$ 3.50
Exercise Prices, Higher Range	$ 6
Options Outstanding | shares	59,022
Options Outstanding, Weighted Average Exercise Price	$ 3.96
Options Outstanding, Weighted Average Remaining Life (Years)	5 years 10 months 24 days
Options Exercisable | shares	47,097
Options Exercisable, Weighted Average Exercise Price	$ 3.83
Range of Exercise Prices Two [Member]
Stock options outstanding
Exercise Prices, Lower Range	6.01
Exercise Prices, Higher Range	$ 9
Options Outstanding | shares	5,196
Options Outstanding, Weighted Average Exercise Price	$ 9
Options Outstanding, Weighted Average Remaining Life (Years)	3 years 6 months
Options Exercisable | shares	5,196
Options Exercisable, Weighted Average Exercise Price	$ 9
Range of Exercise Prices Three [Member]
Stock options outstanding
Exercise Prices, Lower Range	9.01
Exercise Prices, Higher Range	$ 17
Options Outstanding | shares	4,783
Options Outstanding, Weighted Average Exercise Price	$ 16.90
Options Outstanding, Weighted Average Remaining Life (Years)	2 years 1 month 6 days
Options Exercisable | shares	4,783
Options Exercisable, Weighted Average Exercise Price	$ 16.90
Range of Exercise Prices Four [Member]
Stock options outstanding
Exercise Prices, Lower Range	17.01
Exercise Prices, Higher Range	$ 31
Options Outstanding | shares	5,006
Options Outstanding, Weighted Average Exercise Price	$ 26.21
Options Outstanding, Weighted Average Remaining Life (Years)	1 year 1 month 6 days
Options Exercisable | shares	5,006
Options Exercisable, Weighted Average Exercise Price	$ 26.21

Stock-Based Compensation (Det76

Stock-Based Compensation (Details Textual) - USD ($)	1 Months Ended	12 Months Ended
	Dec. 23, 2014	Dec. 31, 2015	Dec. 31, 2014	Nov. 25, 2014
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Unvested equity-based awards based on their grant-date fair value		$ 134,000	$ 190,000
Expected life		10 years
Unrecognized compensation expense to be recognized over the remaining life of outstanding options		$ 224,000	382,000
Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercised, Intrinsic Value		32,000	$ 57,000
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Intrinsic Value		208,000
Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercisable, Intrinsic Value		$ 172,000
Share-based Compensation Arrangement by Share-based Payment Award, Options, Forfeitures in Period		2,293
Share-based Compensation Arrangement by Share-based Payment Award, Shares Issued in Period	41,445
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Weighted Average Grant Date Fair Value	$ 7.07
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Number, Beginning Balance		74,007	85,629
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period		5 years
Deferred Compensation Arrangement with Individual, Compensation Expense		$ 2,000	$ 38,000
Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range, Lower Range Limit		$ 0.029
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range, Upper Range Limit		$ 0.672
Share-based Compensation Arrangement by Share-based Payment Award, Options, Vested in Period, Fair Value		$ 293,000
Deferred Compensation Arrangement with Individual, Compensation Expense		147,000
Share-based Compensation, Total		110,000	$ 0
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Vested in Period, Fair Value		$ 54,000
Employee Service Share-based Compensation, Nonvested Awards, Compensation Cost Not yet Recognized, Period for Recognition		4 years 2 months 12 days
Plan 2004 [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Employee share option plan		300,000
Employee share option plan granted		20.00%
Plan 2014 [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Employee share option plan			350,000
Exchange Offer [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Options, Forfeitures in Period		113,873
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Rights, Percentage		64.00%
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Number, Beginning Balance				190,104

Federal Income Taxes (Details)

Federal Income Taxes (Details) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2015	Dec. 31, 2014
Investments, Owned, Federal Income Tax Note [Line Items]
Current									$ 10	$ 0
Deferred									119	384
Valuation allowance									(10,784)	(384)
Total	$ 33	$ (10,688)	$ 0	$ 0	$ 0	$ 0	$ 0	$ 0	$ (10,655)	$ 0

Federal Income Taxes (Details 1

Federal Income Taxes (Details 1) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2015	Dec. 31, 2014
Income taxes (credits) computed at the statutory federal
Federal income taxes compared at the expected statutory rate									$ 370	$ 127
Increase (decrease) in taxes resulting from:
Nontaxable dividend and interest income									(91)	(82)
Increase in cash surrender value of life insurance - net									(250)	(248)
Valuation allowance									(10,784)	(384)
Other									100	587
Income tax benefit per financial statements	$ 33	$ (10,688)	$ 0	$ 0	$ 0	$ 0	$ 0	$ 0	$ (10,655)	$ 0

Federal Income Taxes (Details 2

Federal Income Taxes (Details 2) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Deferred tax assets:
Allowance for loan losses	$ 1,473	$ 1,440
Depreciation	0	103
Deferred compensation	300	316
Alternative minimum tax carry forward	155	145
Expenses on foreclosed property	14	10
NOL carry forward	9,020	8,910
Other	98	284
Subtotal	11,060	11,208
Deferred tax liabilities:
FHLB stock dividends	(307)	(389)
Unrealized gains on available-for-sale securities	(225)	(337)
Depreciation	(55)	0
Other	(33)	(35)
Subtotal	(620)	(761)
Net deferred tax asset	10,440	10,447
Less: valuation allowance	0	(10,784)
Total	$ 10,440	$ (337)

Federal Income Taxes (Details T

Federal Income Taxes (Details Textual) $ in Millions	12 Months Ended
	Dec. 31, 2015USD ($)
Investments, Owned, Federal Income Tax Note [Line Items]
Net operating loss carry forward	$ 26.5
Net operating loss carry forward, expiration starting period	2,030

Commitments, Contingencies an81

Commitments, Contingencies and Financial Instruments with Off-Balance Sheet Risk (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Commitments to Extend Credit [Member]
Contractual amount of financing instruments with off-balance sheet risk
Fixed rate	$ 8,124	$ 2,290
Variable Rate	2,706	8,300
Unused lines of credit and letters of credit [Member]
Contractual amount of financing instruments with off-balance sheet risk
Fixed rate	11,403	4,953
Variable Rate	$ 107,157	$ 127,076

Commitments, Contingencies an82

Commitments, Contingencies and Financial Instruments with Off-Balance Sheet Risk (Details Textual)	12 Months Ended
	Dec. 31, 2015
Fair Value, Off balance Sheet Risks, Disclosure Information [LineItems]
Period of loan Maximum	30 days
Maturity Of Loans Subject To Fixed Rate Commitments	1 to 30 years
Material litigation	0
Pending Litigation [Member]
Fair Value, Off balance Sheet Risks, Disclosure Information [LineItems]
Material litigation	0
Material legal proceedings [Member]
Fair Value, Off balance Sheet Risks, Disclosure Information [LineItems]
Material litigation	0

Regulatory Capital (Details)

Regulatory Capital (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Summary of actual and required capital ratios
Total risk-based capital, Actual Amount	$ 52,500	$ 49,602
Total risk-based capital, Actual Ratio	14.29%	13.56%
Total risk-based capital, For capital adequacy purposes, Amount	$ 29,391	$ 29,264
Total risk-based capital, For capital adequacy purposes, Ratio	8.00%	8.00%
Total risk-based capital, To be well-capitalized under Prompt Corrective Action Provisions, Amount	$ 36,739	$ 36,580
Total risk-based capital, To be well-capitalized under Prompt Corrective Action Provisions, Ratio	10.00%	10.00%
Tier-1 capital, Actual Amount	$ 48,167	$ 45,366
Tier-1 capital, Actual Ratio	13.11%	12.40%
Tier-1 capital, For capital adequacy purposes, Amount	$ 22,044	$ 14,634
Tier-1 capital, For capital adequacy purposes, Ratio	6.00%	4.00%
Tier-1 capital, To be well-capitalized under Prompt Corrective Action Provisions, Amount	$ 29,393	$ 21,951
Tier-1 capital, To be well-capitalized under Prompt Corrective Action Provisions, Ratio	8.00%	6.00%
Leverage, Actual Amount	$ 48,167	$ 45,366
Leverage, Actual Ratio	9.11%	9.00%
Leverage, For capital adequacy purposes, Amount	$ 21,149	$ 20,163
Leverage, For capital adequacy purposes, Ratio	4.00%	4.00%
Leverage, To be well-capitalized under Prompt Corrective Action Provisions, Amount	$ 26,436	$ 25,203
Leverage, To be well-capitalized under Prompt Corrective Action Provisions, Ratio	5.00%	5.00%
Common equity Tier 1 capital, Actual Amount	$ 48,167
Common equity Tier 1 capital, Actual Ratio	13.11%
Common equity Tier 1 capital, For Capital Adequacy Purposes, Amount	$ 16,533
Common equity Tier 1 capital, For Capital Adequacy Purposes, Ratio	4.50%
Common equity Tier 1 capital, To be well-capitalized under Prompt Corrective Action Provisions, Amount	$ 23,881
Common equity Tier 1 capital, To be well-capitalized under Prompt Corrective Action Provisions, Ratio	6.50%

Regulatory Capital (Details Tex

Regulatory Capital (Details Textual) - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Statutory Accounting Practices, Statutory Amount Available for Dividend Payments with Regulatory Approval	$ 9.2
Common Equity Tier One Risk Based Capital To Risk Weighted Assets	13.11%
Percentage of Certain Deduction to Common Equity Tier One Risk Based Capital	40.00%
Percentage of Additional Deduction to Common Equity Tier One Risk Based Capital	20.00%
Tier One Risk Based Capital to Risk Weighted Assets	13.11%	12.40%
Tier One Leverage Capital to Average Assets	9.11%	9.00%
Capital Conservation buffer Percentage	2.50%
Risk Weighted Assets	$ 250,000
Non-Residential Mortgage Loans [Member]
Risk Weighted Assets, Percentage	150.00%
Maximum [Member]
Tier One Risk Based Capital to Risk Weighted Assets	6.00%
Incremental Capital Conservation buffer Percentage	2.50%
Maximum [Member] | Commercial Mortgage Backed Securities [Member]
Risk Weighted Assets, Percentage	150.00%
Maximum [Member] | Unused lines of Credit [Member]
Risk Weighted Assets, Percentage	20.00%
Maximum [Member] | Mortgage Servicing and Deferred Tax Assets [Member]
Risk Weighted Assets, Percentage	250.00%
Minimum [Member]
Common Equity Tier One Risk Based Capital To Risk Weighted Assets	7.00%
Tier One Risk Based Capital to Risk Weighted Assets	4.00%
Incremental Capital Conservation buffer Percentage	0.625%
Minimum [Member] | Commercial Mortgage Backed Securities [Member]
Risk Weighted Assets, Percentage	100.00%
Minimum [Member] | Unused lines of Credit [Member]
Risk Weighted Assets, Percentage	0.00%
Minimum [Member] | Mortgage Servicing and Deferred Tax Assets [Member]
Risk Weighted Assets, Percentage	100.00%

Fair Value Measurements (Detail

Fair Value Measurements (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Financial assets
Cash and cash equivalents, Carrying amount	$ 31,892	$ 21,274	$ 25,357
Securities available-for-sale, Carrying amount	87,797	75,909
Loans (net of allowance), Carrying amount	374,180	381,208
FHLB stock, Carrying amount	3,250	3,250
Financial liabilities
Noninterest-bearing deposits, Carrying amount	124,023	111,022
Interest-bearing deposits, Carrying amount	350,514	342,170
Borrowings, Carrying amount	4,520	11,800
Level 1 [Member]
Financial assets
Securities available-for-sale, Carrying amount	0	0
Cash and cash equivalents, Fair value	31,892	21,274
Securities available-for-sale, Fair value	0	0
Loans (net of allowance), Fair value	0	0
FHLB stock, Fair value	0	0
Accrued interest receivable, Fair value	0	0
Financial liabilities
Noninterest-bearing deposits, Fair value	0	0
Interest-bearing deposits, Fair value	0	0
Borrowings, Fair value	0	0
Accrued interest payable, Fair value	0	0
Level 2 [Member]
Financial assets
Securities available-for-sale, Carrying amount	87,797	75,909
Cash and cash equivalents, Fair value	0	0
Securities available-for-sale, Fair value	87,797	75,909
Loans (net of allowance), Fair value	0	0
FHLB stock, Fair value	3,250	3,250
Accrued interest receivable, Fair value	0	0
Financial liabilities
Noninterest-bearing deposits, Fair value	124,023	111,022
Interest-bearing deposits, Fair value	350,957	342,318
Borrowings, Fair value	4,520	11,808
Accrued interest payable, Fair value	0	0
Level 3 [Member]
Financial assets
Securities available-for-sale, Carrying amount	0	0
Cash and cash equivalents, Fair value	0	0
Securities available-for-sale, Fair value	0	0
Loans (net of allowance), Fair value	371,930	381,224
FHLB stock, Fair value	0	0
Accrued interest receivable, Fair value	1,307	1,234
Financial liabilities
Noninterest-bearing deposits, Fair value	0	0
Interest-bearing deposits, Fair value	0	0
Borrowings, Fair value	0	0
Accrued interest payable, Fair value	74	36
Carrying amount [Member]
Financial assets
Cash and cash equivalents, Carrying amount	31,892	21,274
Securities available-for-sale, Carrying amount	87,797	75,909
Loans (net of allowance), Carrying amount	374,180	381,208
FHLB stock, Carrying amount	3,250	3,250
Accrued interest receivable, Carrying amount	1,307	1,234
Financial liabilities
Noninterest-bearing deposits, Carrying amount	124,023	111,022
Interest-bearing deposits, Carrying amount	350,514	342,170
Borrowings, Carrying amount	4,520	11,808
Accrued interest payable, Carrying Amount	74	36
Fair value [Member]
Financial assets
Cash and cash equivalents, Fair value	31,892	21,274
Securities available-for-sale, Fair value	87,797	75,909
Loans (net of allowance), Fair value	371,930	381,224
FHLB stock, Fair value	3,250	3,250
Accrued interest receivable, Fair value	1,307	1,234
Financial liabilities
Noninterest-bearing deposits, Fair value	124,023	111,022
Interest-bearing deposits, Fair value	350,957	342,318
Borrowings, Fair value	4,520	11,808
Accrued interest payable, Fair value	$ 74	$ 36

Fair Value Measurements (Deta86

Fair Value Measurements (Details 1) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Fair value measurements of assets recurring basis
Securities available-for-sale	$ 87,797	$ 75,909
Collateralized Mortgage Obligations [Member]
Fair value measurements of assets recurring basis
Securities available-for-sale	22,801	19,580
U.S. Government and agency obligations [Member]
Fair value measurements of assets recurring basis
Securities available-for-sale	20,842	11,545
Corporate bonds [Member]
Fair value measurements of assets recurring basis
Securities available-for-sale	3,727	4,987
State and municipal obligations [Member]
Fair value measurements of assets recurring basis
Securities available-for-sale	22,261	21,657
Mortgage-backed securities and other [Member]
Fair value measurements of assets recurring basis
Securities available-for-sale	18,166	18,140
Quoted Prices in Active Markets for Identical Assets, Level 1 [Member]
Fair value measurements of assets recurring basis
Securities available-for-sale	0	0
Quoted Prices in Active Markets for Identical Assets, Level 1 [Member] | Collateralized Mortgage Obligations [Member]
Fair value measurements of assets recurring basis
Securities available-for-sale	0	0
Quoted Prices in Active Markets for Identical Assets, Level 1 [Member] | U.S. Government and agency obligations [Member]
Fair value measurements of assets recurring basis
Securities available-for-sale	0	0
Quoted Prices in Active Markets for Identical Assets, Level 1 [Member] | Corporate bonds [Member]
Fair value measurements of assets recurring basis
Securities available-for-sale	0	0
Quoted Prices in Active Markets for Identical Assets, Level 1 [Member] | State and municipal obligations [Member]
Fair value measurements of assets recurring basis
Securities available-for-sale	0	0
Quoted Prices in Active Markets for Identical Assets, Level 1 [Member] | Mortgage-backed securities and other [Member]
Fair value measurements of assets recurring basis
Securities available-for-sale	0	0
Significant Other Observable Inputs, Level 2 [Member]
Fair value measurements of assets recurring basis
Securities available-for-sale	87,797	75,909
Significant Other Observable Inputs, Level 2 [Member] | Collateralized Mortgage Obligations [Member]
Fair value measurements of assets recurring basis
Securities available-for-sale	22,801	19,580
Significant Other Observable Inputs, Level 2 [Member] | U.S. Government and agency obligations [Member]
Fair value measurements of assets recurring basis
Securities available-for-sale	20,842	11,545
Significant Other Observable Inputs, Level 2 [Member] | Corporate bonds [Member]
Fair value measurements of assets recurring basis
Securities available-for-sale	3,727	4,987
Significant Other Observable Inputs, Level 2 [Member] | State and municipal obligations [Member]
Fair value measurements of assets recurring basis
Securities available-for-sale	22,261	21,657
Significant Other Observable Inputs, Level 2 [Member] | Mortgage-backed securities and other [Member]
Fair value measurements of assets recurring basis
Securities available-for-sale	18,166	18,140
Significant Unobservable Inputs, Level 3 [Member]
Fair value measurements of assets recurring basis
Securities available-for-sale	0	0
Significant Unobservable Inputs, Level 3 [Member] | Collateralized Mortgage Obligations [Member]
Fair value measurements of assets recurring basis
Securities available-for-sale	0	0
Significant Unobservable Inputs, Level 3 [Member] | U.S. Government and agency obligations [Member]
Fair value measurements of assets recurring basis
Securities available-for-sale	0	0
Significant Unobservable Inputs, Level 3 [Member] | Corporate bonds [Member]
Fair value measurements of assets recurring basis
Securities available-for-sale	0	0
Significant Unobservable Inputs, Level 3 [Member] | State and municipal obligations [Member]
Fair value measurements of assets recurring basis
Securities available-for-sale	0	0
Significant Unobservable Inputs, Level 3 [Member] | Mortgage-backed securities and other [Member]
Fair value measurements of assets recurring basis
Securities available-for-sale	$ 0	$ 0

Fair Value Measurements (Deta87

Fair Value Measurements (Details 2) - Fair Value, Measurements, Nonrecurring [Member] - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Impaired loans [Member]
Fair value measurements of assets nonrecurring basis
Securities held-to-maturity, Fair Value	$ 7,791	$ 12,173
Impaired loans [Member] | Quoted Prices in Active Markets for Identical Assets, Level 1 [Member]
Fair value measurements of assets nonrecurring basis
Securities held-to-maturity, Fair Value	0	0
Impaired loans [Member] | Significant Other Observable Inputs, Level 2 [Member]
Fair value measurements of assets nonrecurring basis
Securities held-to-maturity, Fair Value	0	0
Impaired loans [Member] | Significant Unobservable Inputs, Level 3 [Member]
Fair value measurements of assets nonrecurring basis
Securities held-to-maturity, Fair Value	7,791	12,173
Real estate owned [Member]
Fair value measurements of assets nonrecurring basis
Securities held-to-maturity, Fair Value	68	1,111
Real estate owned [Member] | Quoted Prices in Active Markets for Identical Assets, Level 1 [Member]
Fair value measurements of assets nonrecurring basis
Securities held-to-maturity, Fair Value	0	0
Real estate owned [Member] | Significant Other Observable Inputs, Level 2 [Member]
Fair value measurements of assets nonrecurring basis
Securities held-to-maturity, Fair Value	0	0
Real estate owned [Member] | Significant Unobservable Inputs, Level 3 [Member]
Fair value measurements of assets nonrecurring basis
Securities held-to-maturity, Fair Value	$ 68	$ 1,111

Parent Company Financial Info88

Parent Company Financial Information (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Assets
Cash	$ 31,892	$ 21,274	$ 25,357
Deferred tax asset, net	10,440	0
Total assets	541,264	515,382
Liabilities
Shareholders' Equity	58,847	47,211	45,264
Total liabilities and shareholders' equity	541,264	515,382
Parent Company [Member]
Assets
Cash	935	948	$ 948
Investment in subsidiaries	57,882	46,283
Deferred tax asset, net	38	0
Total assets	58,855	47,231
Liabilities
Other liabilities	8	20
Shareholders' Equity	58,847	47,211
Total liabilities and shareholders' equity	$ 58,855	$ 47,231

Parent Company Financial Info89

Parent Company Financial Information (Details 1) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2015	Dec. 31, 2014
Consolidated Statements of Operations [Abstract]
Income tax benefit	$ 33	$ (10,688)	$ 0	$ 0	$ 0	$ 0	$ 0	$ 0	$ (10,655)	$ 0
Net income	$ 273	$ 11,088	$ 144	$ 239	$ 168	$ 50	$ 37	$ 117	11,744	372
Parent Company [Member]
Consolidated Statements of Operations [Abstract]
Equity in undistributed net income of subsidiaries									11,816	372
Total income									11,816	372
Operating expenses									110	0
Income tax benefit									(38)	0
Net income									$ 11,744	$ 372

Parent Company Financial Info90

Parent Company Financial Information (Details 2) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2015	Dec. 31, 2014
Cash flows from operating activities
Net income	$ 273	$ 11,088	$ 144	$ 239	$ 168	$ 50	$ 37	$ 117	$ 11,744	$ 372
Adjustments to reconcile net income to cash provided by operating activities:
Restricted stock expense									110
Net change in other assets and liabilities									17	(543)
Cash flows from investing activities
Net cash provided by investing activities									(5,947)	(36,585)
Cash flows from financing activities
Net cash used in financing activities									14,057	29,789
Net change in cash									10,618	(4,083)
Cash and cash equivalents at beginning of year				21,274				25,357	21,274	25,357
Cash and cash equivalents at end of year	31,892				21,274				31,892	21,274
Parent Company [Member]
Cash flows from operating activities
Net income									11,744	372
Adjustments to reconcile net income to cash provided by operating activities:
Equity in undistributed net income of subsidiaries									(11,816)	(372)
Restricted stock expense									110	0
Net change in other assets and liabilities									(51)	0
Net cash used in operating activities									(13)	0
Cash flows from investing activities
Net cash provided by investing activities									0	0
Cash flows from financing activities
Net cash used in financing activities									0	0
Net change in cash									(13)	0
Cash and cash equivalents at beginning of year				$ 948				$ 948	948	948
Cash and cash equivalents at end of year	$ 935				$ 948				$ 935	$ 948

Details of Operating Expenses91

Details of Operating Expenses (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Details Of Operating Expenses [Line Items]
Bank maintenance and utilities	$ 732	$ 812
Rent expense	643	566
Depreciation and software amortization	932	1,071
Software maintenance	994	704
Other	611	631
Total occupancy and equipment expenses	$ 3,912	$ 3,784

Details of Operating Expenses92

Details of Operating Expenses (Details 1) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Details Of Operating Expenses [Line Items]
Other Noninterest Expense	$ 2,353	$ 2,231
ATM and debit cards [Member]
Details Of Operating Expenses [Line Items]
Other Noninterest Expense	697	690
Telephone [Member]
Details Of Operating Expenses [Line Items]
Other Noninterest Expense	220	269
Loan [Member]
Details Of Operating Expenses [Line Items]
Other Noninterest Expense	279	344
OREO expenses [Member]
Details Of Operating Expenses [Line Items]
Other Noninterest Expense	11	26
Other operating [Member]
Details Of Operating Expenses [Line Items]
Other Noninterest Expense	$ 1,146	$ 902

Quarterly Financial Data (Una93

Quarterly Financial Data (Unaudited) (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2015	Dec. 31, 2014
Quarterly Financial Data [Abstract]
Interest income	$ 4,500	$ 4,469	$ 4,454	$ 4,467	$ 4,536	$ 4,278	$ 4,262	$ 4,304	$ 17,890	$ 17,380
Interest expense	298	292	295	285	291	306	299	316	1,170	1,212
Net interest income	4,202	4,177	4,159	4,182	4,245	3,972	3,963	3,988	16,720	16,168
Provision for loan losses	0	(150)	0	150	150	0	0	0	0	150
Net interest income after provision for loan losses	4,202	4,327	4,159	4,032	4,095	3,972	3,963	3,988	16,720	16,018
Other non-interest income	1,261	1,223	1,180	1,158	1,132	1,140	996	1,192	4,822	4,460
Other non-interest expense	5,157	5,150	5,195	4,951	5,059	5,062	4,922	5,063	20,453	20,106
Income before income tax expense (benefit)	306	400	144	239	168	50	37	117	1,089	372
Income tax expense (benefit)	33	(10,688)	0	0	0	0	0	0	(10,655)	0
Net income	$ 273	$ 11,088	$ 144	$ 239	$ 168	$ 50	$ 37	$ 117	$ 11,744	$ 372
Stock and related per share data
Basic and diluted earnings per common share	$ 0.04	$ 1.52	$ 0.02	$ 0.03	$ 0.02	$ 0.01	$ 0.01	$ 0.02	$ 1.61	$ 0.05
Basic weighted average common shares outstanding	7,280,480	7,282,365	7,287,435	7,237,371	7,196,404	7,192,350	7,192,350	7,192,350	7,272,061	7,193,372
Diluted weighted average common shares outstanding	7,297,496	7,302,174	7,303,902	7,253,840	7,232,961	7,249,194	7,250,702	7,244,716	7,288,350	7,232,388