DCB Financial (DCBF) 10-K 29 Mar 17 2016 FY Annual report Financial data

Document And Entity Information

Document And Entity Information - USD ($)	12 Months Ended
	Dec. 31, 2016	Mar. 21, 2017	Jun. 30, 2016
Document Information [Line Items]
Document Type	10-K
Amendment Flag	false
Document Period End Date	Dec. 31, 2016
Document Fiscal Year Focus	2,016
Document Fiscal Period Focus	FY
Entity Registrant Name	DCB FINANCIAL CORP
Entity Central Index Key	1,025,877
Current Fiscal Year End Date	--12-31
Entity Well-known Seasoned Issuer	No
Entity Voluntary Filers	No
Entity Current Reporting Status	Yes
Entity Filer Category	Smaller Reporting Company
Entity Public Float			$ 38,987,889
Trading Symbol	DCBF
Entity Common Stock, Shares Outstanding		7,348,892

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Assets:
Cash and due from financial institutions	$ 6,653	$ 6,929
Interest-bearing deposits	18,441	24,963
Total cash and cash equivalents	25,094	31,892
Securities available-for-sale	90,730	87,797
Loans	388,109	378,513
Less allowance for loan losses	(4,345)	(4,333)
Net loans	383,764	374,180
Loans held for sale	209	0
Investment in FHLB stock	3,250	3,250
Premises and equipment, net	9,232	5,091
Premises and equipment held for sale	0	4,771
Bank-owned life insurance	21,491	20,760
Deferred tax asset, net	11,437	10,440
Accrued interest receivable and other assets	4,302	3,083
Total assets	549,509	541,264
Deposits:
Non-interest bearing	126,392	124,023
Interest bearing	350,247	350,514
Total deposits	476,639	474,537
Borrowings	2,957	4,520
Obligations under capital lease	7,936	0
Accrued interest payable and other liabilities	4,175	3,360
Total liabilities	491,707	482,417
Shareholders’ equity:
Preferred stock, no par value, 2,000,000 shares authorized, none issued and outstanding	0	0
Common shares, 17,500,000 shares authorized, 7,660,492 and 7,588,887 shares issued, and 7,338,092 and 7,281,237 shares outstanding for 2016 and 2015, respectively	16,973	16,410
Retained earnings	49,184	49,799
Treasury stock, at cost, 322,400 and 307,650 shares at December 31, 2016 and 2015, respectively	(7,520)	(7,416)
Accumulated other comprehensive income (loss)	(101)	436
Deferred stock-based compensation	(734)	(382)
Total shareholders’ equity	57,802	58,847
Total liabilities and shareholders’ equity	$ 549,509	$ 541,264

Consolidated Balance Sheets _Pa

Consolidated Balance Sheets [Parenthetical] - $ / shares	Dec. 31, 2016	Dec. 31, 2015
Preferred Stock, Par or Stated Value Per Share	$ 0	$ 0
Preferred Stock, Shares Authorized	2,000,000	2,000,000
Preferred Stock, Shares Issued	0	0
Preferred Stock, Shares Outstanding	0	0
Common stock, shares authorized	17,500,000	17,500,000
Common stock, shares issued	7,660,492	7,588,887
Common Stock, Shares, Outstanding	7,338,092	7,281,237
Treasury stock, shares	322,400	307,650

Consolidated Statements of Oper

Consolidated Statements of Operations - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
Interest income:
Loans	$ 16,460	$ 15,866
Securities	1,976	1,957
Federal funds sold and interest bearing deposits	109	67
Total interest income	18,545	17,890
Interest expense:
Savings and money market accounts	781	570
Time accounts	302	357
Interest-bearing demand accounts	77	102
Total	1,160	1,029
Obligation under capital lease	295	0
FHLB advances	157	141
Total interest expense	1,612	1,170
Net interest income	16,933	16,720
(Recovery of) provision for loan losses	(250)	0
Net interest income after (recovery of) provision for loan losses	17,183	16,720
Non-interest income:
Service charges	2,141	2,002
Wealth management fees	1,758	1,644
Treasury management fees	490	273
Income from bank-owned life insurance	731	733
Net gain on loans held for sale	873	3
Net gain on sale of REO	0	16
Other non-interest income	299	151
Total non-interest income	6,292	4,822
Non-interest expense:
Salaries and employee benefits	12,265	11,263
Occupancy and equipment	4,006	3,912
Professional services	1,214	1,383
Merger related expenses	2,622	0
Advertising	563	549
Office supplies, postage and courier	308	305
FDIC insurance premium	283	393
State franchise taxes	471	295
Other non-interest expense	2,934	2,353
Total non-interest expense	24,666	20,453
Income (loss) before income tax benefit	(1,191)	1,089
Income tax benefit	(576)	(10,655)
Net income (loss)	$ (615)	$ 11,744
Per Share Data
Basic and diluted earnings (loss) per common share (in dollars per share)	$ (0.09)	$ 1.61

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Loss) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
Net income (loss)	$ (615)	$ 11,744
Other comprehensive loss:
Net unrealized losses on securities available-for-sale, net of taxes of $(277) and $(112) in 2016 and 2015, respectively	(537)	(218)
Total other comprehensive loss	(537)	(218)
Comprehensive income (loss)	$ (1,152)	$ 11,526

Consolidated Statements of Com6

Consolidated Statements of Comprehensive Income (Loss) [Parenthetical] - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
Other Comprehensive Income (Loss), Unrealized Holding Gain (Loss) on Securities Arising During Period, Tax	$ (277)	$ (112)

Consolidated Statements of Shar

Consolidated Statements of Shareholders' Equity - USD ($) $ in Thousands	Total	Common Stock [Member]	Preferred Stock [Member]	Retained Earnings [Member]	Treasury Stock [Member]	Accumulated Other Comprehensive Income (Loss) [Member]	Deferred Stock-Based Compensation [Member]
Balance at Dec. 31, 2014	$ 47,211	$ 16,064	$ 0	$ 38,055	$ (7,416)	$ 654	$ (146)
Balance (in shares) at Dec. 31, 2014		7,233,797
Net income (loss)	11,744	$ 0	0	11,744	0	0	0
Other comprehensive loss, net of taxes	(218)	0	0	0	0	(218)	0
Issuance of restricted stock	0	$ 417	0	0	0	0	(417)
Issuance of restricted stock ( in shares)		57,243
Forfeiture of restricted stock	0	$ (71)	0	0	0	0	71
Forfeiture of restricted stock (in shares)		(9,290)
Restricted stock withheld upon vesting for payment of taxes	0	$ 0	0	0	0	0	0
Restricted stock withheld upon vesting for payment of taxes (in shares)		(513)
Amortization of restricted stock	110	$ 0	0	0	0	0	110
Balance at Dec. 31, 2015	58,847	$ 16,410	0	49,799	(7,416)	436	(382)
Balance (in shares) at Dec. 31, 2015		7,281,237
Net income (loss)	(615)	$ 0	0	(615)	0	0	0
Other comprehensive loss, net of taxes	(537)	0	0	0	0	(537)	0
Issuance of restricted stock	0	$ 532	0	0	0	0	(532)
Issuance of restricted stock ( in shares)		78,036
Repurchase of common stock	(104)	$ 0	0	0	(104)	0	0
Repurchase of common stock( in shares)		(14,750)
Forfeiture of restricted stock	0	$ (23)	0	0	0	0	23
Forfeiture of restricted stock (in shares)		(3,788)
Restricted stock withheld upon vesting for payment of taxes	(26)	$ (26)	0	0	0	0	0
Restricted stock withheld upon vesting for payment of taxes (in shares)		(2,643)
Tax benefit recognized from stock- based compensation	80	$ 80	0	0	0	0	0
Amortization of restricted stock	157	0	0	0	0	0	157
Balance at Dec. 31, 2016	$ 57,802	$ 16,973	$ 0	$ 49,184	$ (7,520)	$ (101)	$ (734)
Balance (in shares) at Dec. 31, 2016		7,338,092

Consolidated Statements of Cash

Consolidated Statements of Cash Flows - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
Cash flows from operating activities
Net income (loss)	$ (615)	$ 11,744
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation	904	932
(Recovery of) provision for loan losses	(250)	0
Deferred income taxes	(712)	(10,665)
Gain on loans held-for-sale, net	(873)	(3)
Gain on sale of real estate owned, net	0	(16)
Gain on sale of premises and equipment	(144)	0
Net stock-based compensation	183	225
Premium amortization on securities, net	984	1,041
Originations of loans held for sale	(16,208)	(266)
Proceeds from sale of loans	16,308	269
Originations of SBA loans held for sale	(6,162)	0
Proceeds from sale of guaranteed portion of SBA loans	6,935	0
Earnings on bank owned life insurance	(731)	(733)
Net changes in other assets and other liabilities	(435)	(17)
Net cash provided by operating activities	(816)	2,511
Cash flows from investing activities
Purchases of securities available-for-sale	(36,937)	(38,701)
Proceeds from maturities, principal payments and calls of securities available-for-sale	32,206	25,442
Net change in loans	(3,773)	7,028
Proceeds from sale of real estate owned	0	1,059
Net proceeds from sale of premises and equipment	2,526	0
Premises and equipment expenditures	(146)	(778)
Net cash used in investing activities	(6,124)	(5,950)
Cash flows from financing activities
Net change in deposits	2,103	21,345
Proceeds from short-term borrowings	2,623	0
Repayment of capital lease	(294)	0
Repayment of borrowings	(4,186)	(7,288)
Repurchase of common stock	(104)	0
Net cash provided by financing activities	142	14,057
Net change in cash and cash equivalents	(6,798)	10,618
Cash and cash equivalents at beginning of year	31,892	21,274
Cash and cash equivalents at end of year	25,094	31,892
Supplemental disclosures of cash flow information
Cash paid during the period for interest on deposits and borrowings	1,633	1,132
Non-cash investing and financing activities:
Transfer of premises and equipment to held for sale	0	4,771
Loan to finance sale of premise and equipment	5,530	0
Capital lease obligation	$ 8,230	$ 0

Summary of Significant Accounti

Summary of Significant Accounting Policies	12 Months Ended
	Dec. 31, 2016
Accounting Policies [Abstract]
Significant Accounting Policies [Text Block]	Note 1 – Summary of Significant Accounting Policies The consolidated financial statements include the accounts of DCB Financial Corp (“DCB”) and its direct and indirect wholly-owned subsidiaries, The Delaware County Bank and Trust Company (the “Bank”), DCB Title Services, LLC, DCB Insurance Services, Inc., Data Tasx LLC, ORECO, Inc. and 110 Riverbend, LLC. (collectively referred to hereinafter as the “Company”). All intercompany transactions and balances have been eliminated in the consolidated financial statements. The Company provides financial services in Delaware and Franklin counties in Ohio, as well as nearby counties, through its eight full-service and five limited-service banking locations. Its primary deposit products are checking, savings, and term certificate accounts and its primary lending products are residential mortgage, commercial and installment loans. Substantially all loans are secured by specific items of collateral including business assets, consumer assets, and real estate. Commercial loans are expected to be repaid from cash flow from operations of businesses. Real estate loans are secured by both residential and commercial real estate. The Bank also operates a trust department and engages in other personal wealth management activities, including brokerage services and private banking. On October 3, 2016, the Company announced that it entered into a definitive merger agreement on October 2, 2016 (the “Merger Agreement”) which provides for the merger of the Company with and into First Commonwealth (the “Merger”) following the satisfaction of certain closing conditions, including approval by the Company’s shareholders and approval by appropriate bank regulatory authorities. Under the terms of the Merger Agreement, which has been unanimously approved by the board of directors of both companies, the Company’s shareholders will be entitled to receive either 1.427 14.50 21,283,773 20 2.6 1.4 756,000 392,000 644,000 502,000 While the Company’s management monitors the revenue streams of the various products and services, operations are managed and financial performance is evaluated on a Company-wide basis. Accordingly, all of the Company’s operations are considered by management to be aggregated into one operating segment. The preparation of financial statements in conformity with U.S. generally accepted accounting principles requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Management has identified the allowance for loan losses, income taxes, and the fair value of financial instruments to be the accounting areas that require the most subjective and complex judgments, and as such could be the most subject to revision as new information becomes available. Actual results could differ from those estimates. Cash and cash equivalents include cash on hand, federal funds sold and deposits with other financial institutions with original maturities of less than 90 days. Net cash flows are reported for customer loan and deposit transactions, federal funds purchased and other short-term borrowings. Securities are classified as held-to-maturity and carried at adjusted amortized cost when management has the positive intent and ability to hold them to maturity. Securities classified as available-for-sale might be sold before maturity. Securities classified as available-for-sale are carried at fair value, with temporary unrealized holding gains and losses excluded from earnings and reported as a component of other comprehensive income. Realized gains and losses on sale of securities are recognized using the specific identification method. The Company does not engage in securities trading activities. Interest income includes premium amortization and accretion of discounts on securities. For securities with unrealized losses, management considers, in determining whether other-than-temporary impairment exists, (1) the length of time and the extent to which the fair value has been less than cost, (2) the financial condition and near-term prospects of the issuer and (3) the intent and ability of the Company to retain its investment in the issuer for a period of time sufficient to allow for any anticipated recovery in fair value. For securities with other-than-temporary impairment, further analysis is required to determine the appropriate accounting. If management neither intends to sell the impaired security nor expects it will be required to sell the security prior to recovery, only the credit loss component of the other-than-temporary impairment is recognized in earnings while the non-credit loss is recognized in other comprehensive income. The credit loss component recognized in earnings is identified as the principal cash flows not expected to be received over the remaining term of the security as projected based on cash flow projections. Loans are classified as held for investment when management has both the intent and ability to hold the loan for the foreseeable future, or until maturity or payoff. Management’s intent and view of the foreseeable future may change based on changes in business strategies, the economic environment, market conditions and the availability of government programs. Loans that are held for investment are reported at the principal balance outstanding, net of unearned interest, unamortized deferred loan fees and costs and the allowance for loan losses. Loans held for sale are carried at the lower of amortized cost or estimated fair value, determined on an aggregate basis for each type of loan. Realized gains are recognized using the specific identification method. Net unrealized losses are recognized by charges to income. Interest income is accrued based on the unpaid principal balance and includes amortization of net deferred loan fees and costs over the loan term. Interest income on mortgage and commercial loans is discontinued at the time the loan is 90 When loans are reclassified from held for investment to held for sale, specific reserves and allocated pooled reserves included in the allowance for loan and losses are reclassified to reduce the basis of the loans to the lower of cost or estimated fair value less cost to sell. Reclassifications of loans from held for sale to held for investment are made at fair value. The allowance for loan losses is a valuation allowance for probable but unconfirmed credit losses, increased by the provision for loan losses and decreased by charge-offs net of recoveries. Loan losses are charged against the allowance when management believes the uncollectibility of a loan balance is confirmed. Subsequent recoveries, if any, are credited to the allowance. Management estimates the required allowance balance based on past loan loss experience, augmented by additional estimates related to the nature and volume of the portfolio, information about specific borrower situations, estimated collateral values, economic conditions and other factors. The allowance consists of both specific and general components. The specific component relates to loans that are classified as impaired. For those loans that are classified as impaired, an allowance is established when the collateral value, or value of expected discounted cash flows of the impaired loan is lower than the carrying value of that loan. The general component covers non-classified loans and is based on historical charge-off experience and expected loss given default derived from the Bank’s internal risk rating process. Management utilizes an average of a three year historical loss period. Management has the ability to adjust these loss rates by utilizing risk ratings based on current period trends. If current period trends differ either positively or negatively from the given weighted historical loss rates, adjustments can be made. Other adjustments may be made to the allowance for pools of loans after an assessment of internal or external influences on credit quality that are not fully reflected in the historical loss or risking rating data. Management also utilizes its assessment of general economic conditions, and other localized economic data to more fully support its loan loss estimates. General economic data may include: inflation rates, savings rates and national unemployment rates. Local data may include: unemployment rates, housing starts, real estate valuations, and other economic data specific to the Company’s market area. Though not specific to individual loans, these economic trends can have an impact on portfolio performance as a whole. Management also analyzes certain broader, non-portfolio specific factors in assessing the adequacy of the allowance for loan losses, such as the allowance as a percentage of total loans, the allowance as a percentage of non-performing loans and the provision expense as a percentage of net charge-offs. Uncollectibility is usually determined based on a pre-determined number of days delinquent in the case of consumer loans, or, in the case of commercial loans, is based on a combination of factors including delinquency, collateral and other legal considerations. Consumer loans are charged-off prior to 120 120 Troubled debt restructuring of loans is undertaken to improve the likelihood that the loan will be repaid in full under the modified terms in accordance with a reasonable repayment schedule. All modified loans are evaluated to determine whether the loans should be reported as a Troubled Debt Restructuring (TDR). A loan is a TDR when the Company, for economic or legal reasons related to the borrower’s financial difficulties, grants a concession to the borrower by modifying or renewing a loan that the Company would not otherwise consider. To make this determination, the Company must determine whether (a) the borrower is experiencing financial difficulties and (b) the Company granted the borrower a concession. This determination requires consideration of all of the facts and circumstances surrounding the modification. An overall general decline in the economy or some deterioration in a borrower’s financial condition does not automatically mean the borrower is experiencing financial difficulties. The Company is required as a condition of membership in the Federal Home Loan Bank of Cincinnati (“FHLB”) to maintain an investment in FHLB common stock. The stock is redeemable at par and, therefore, its cost is equivalent to its redemption value. The Company’s ability to redeem FHLB shares is dependent on the redemption practices of the FHLB. The stock is carried at cost and evaluated for impairment. Land is carried at cost. Premises and equipment are stated at cost less accumulated depreciation. Depreciation is computed over the assets’ useful lives, estimated to be five to 39 Premises and equipment held for sale is carried at the lower of cost or fair value. The Company ceases recognition of depreciation expense at the time that premises and equipment is transferred to held for sale. Assets acquired through foreclosure are initially recorded at the lower of cost or fair value less expected selling costs. Subsequent declines in fair value below the recorded amount are recorded as a direct write-down to expense. The Company generally evaluates fair market values of foreclosed assets on a quarterly basis, and adjusts accordingly. Holding costs after acquisition are expensed as incurred, but construction costs to improve a property’s value may be capitalized as part of the asset value. Servicing assets represent the allocated value of retained servicing on loans sold. Servicing assets are expensed in proportion to, and over the period of, estimated net servicing revenues. Impairment is evaluated based on the fair value of the assets, using groupings of the underlying loans as to interest rates, and then secondarily as to geographic and prepayment characteristics. Fair value is determined using prices for similar assets with similar characteristics, when available, or based upon discounted cash flows using market-based assumptions. Any impairment of a grouping is reported as a valuation allowance. The Company has purchased life insurance policies on certain key executives and directors. Bank owned life insurance is recorded at its cash surrender value. The Company accounts for income taxes in accordance with income tax accounting guidance (ASC 740, Income Taxes results from changes in deferred tax assets and liabilities between periods. In the ordinary course of business, the Company has made judgments about the tax consequences of its transactions, with the tax effect of those transactions recognized if it is more likely than not, based on the technical merits, that the tax position will be realized or sustained upon examination. The term more likely than not means a likelihood of more than 50 50 Financial instruments include off-balance sheet credit instruments, such as commitments to make loans and standby letters of credit, issued to meet customer financing needs. The face amount for these items represents the exposure to loss, before considering customer collateral or ability to repay. Such financial instruments are recorded when they are funded. Earnings per common share is computed using the two-class method. Basic earnings per common share is computed by dividing net income allocated to common shares by the weighted average number of common shares outstanding during the period which excludes the participating securities. All outstanding unvested restricted stock awards containing rights to non-forfeitable dividends are considered participating securities for this calculation. Diluted earnings per common share includes the dilutive effect of additional potential common shares from stock compensation awards, but excludes awards considered participating securities. Compensation cost is recognized for restricted stock awards issued to employees and directors based on the fair value of these awards at the date of grant. The market price of the Company’s common shares at the date of grant is used to determine the fair value for restricted stock awards. Compensation cost is recognized over the required service period, generally defined as the vesting period. For awards with graded vesting, compensation cost is recognized on a straight-line basis over the requisite service period for the entire award. The Company’s outstanding stock options may be settled for cash at the recipient’s discretion; therefore, liability accounting applies to the Company’s 2004 Long-Term Stock Incentive Plan under which such stock options were granted. Compensation expense is recognized based on the fair value of these awards at the reporting date. A Black Scholes model is utilized to estimate the fair value of stock options at the date of grant and subsequent re-measurement dates. Compensation cost is recognized over the options’ estimated remaining term. The Company’s stock option awards contain terms that provide for a graded vesting schedule whereby portions of the award vest in increments over the requisite service period. Changes in fair value of the options between the vesting date and option expiration date are also recognized in the Consolidated Statements of Income. (Loss) Comprehensive income (loss) consists of net income (loss) and other comprehensive income (loss), net of applicable income tax effects. Other comprehensive income includes unrealized gains and losses on securities available-for-sale securities and reclassification adjustments for gains and losses included in income. Accumulated comprehensive loss at December 31, 2016 consists solely of unrecognized losses on available for sale securities of $ 153 52 661 225 Other deposits at the Federal Reserve Bank above the clearing balance requirements earn interest at an overnight rate, and are not restricted. In addition, $ 1.1 Banking regulations require maintaining certain capital levels and may limit the dividends paid by the Bank to DCB or by DCB to shareholders. Fair values of financial instruments are estimated using relevant market information and other assumptions, as more fully disclosed in a separate note. Fair value estimates involve uncertainties and matters of significant judgment regarding interest rates, credit risk, prepayments and other factors, especially in the absence of broad markets for particular items. Changes in assumptions or market conditions could significantly affect the estimates. Certain amounts in the prior year consolidated financial statements have been reclassified to conform to the current presentation. These reclassifications had no effect on prior year net income or shareholders’ equity. Recently Adopted Accounting Standards In June 2014, the FASB issued ASU 2014–12, Compensation – Stock Compensation (Topic 718) - Accounting for Share-Based Payments When the Terms of an Award Provide That a Performance Target Could Be Achieved After the Requisite Service Period. In August 2016, the FASB issued ASU 2016-15 “ Statement of Cash Flows (Topic 230) In June 2016, FASB issued ASU 2016-13 “Financial Instruments-Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments” In March 2016, FASB issued ASU 2016-09 “Improvements to Employee Share-Based Payment Accounting.” In February 2016, the FASB issued ASU No. 2016-02, Leases (Topic 842) - A lease liability, which is a lessee‘s obligation to make lease payments arising from a lease, measured on a discounted basis; and - A right-of-use asset, which is an asset that represents the lessee’s right to use, or control the use of, a specified asset for the lease term. Under the new guidance, lessor accounting is largely unchanged. Certain targeted improvements were made to align, where necessary, lessor accounting with the lessee accounting model and Topic 606, Revenue from Contracts with Customers. For public business entities, the amendments in this update are effective for fiscal years beginning after December 15, 2018, including interim periods within those fiscal years (i.e., January 1, 2019, for a calendar year entity). Early application is permitted. The Company is currently evaluating the effect the guidance will have on the Company’s consolidated financial statements. In January 2016, the FASB issued ASU No. 2016-01, Financial Instruments - Overall (Subtopic 825-10): Recognition and Measurement of Financial Assets and Financial Liabilities In May 2014, the FASB issued ASU No. 2014-09, Revenue from Contracts with Customers (Topic 606) ASC 605, Revenue Recognition

Securities

Securities	12 Months Ended
	Dec. 31, 2016
Investments, Debt and Equity Securities [Abstract]
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	2. Securities December 31, 2016 Gross Gross Amortized Unrealized Unrealized Cost Gains Losses Fair Value U.S. Government and agency obligations $ 24,850 $ 8 $ 326 $ 24,532 Corporate bonds 2,797 17 7 2,807 States and municipal obligations 22,846 284 159 22,971 Collateralized mortgage obligations 25,753 28 250 25,531 Mortgage-backed securities 14,137 346 76 14,407 Other equity securities 500 - 18 482 Total $ 90,883 $ 683 $ 836 $ 90,730 December 31, 2015 Gross Gross Amortized Unrealized Unrealized Cost Gains Losses Fair Value U.S. Government and agency obligations $ 20,904 $ 26 $ 88 $ 20,842 Corporate bonds 3,714 26 13 3,727 States and municipal obligations 21,954 388 81 22,261 Collateralized mortgage obligations 22,862 46 107 22,801 Mortgage-backed securities 17,702 505 41 18,166 Total $ 87,136 $ 991 $ 330 $ 87,797 December 31, 2016 (Less than 12 months) (12 months or longer) Total Number of Fair Unrealized Number of Fair Unrealized Number of Fair Unrealized Description of securities investments value losses investments value losses investments value losses U.S. Government and agency obligations 17 $ 21,048 $ 317 1 $ 1,991 $ 9 18 $ 23,039 $ 326 Corporate bonds 3 1,158 5 1 499 2 4 1,657 7 State and municipal obligations 18 6,610 159 - - - 18 6,610 159 Collateralized mortgage obligations 26 19,362 202 6 2,059 48 32 21,421 250 Mortgage-backed securities and other 9 5,780 76 - - - 9 5,780 76 Other equity securities 1 482 18 - - - 1 482 18 Total temporarily impaired securities 74 $ 54,440 $ 777 8 $ 4,549 $ 59 82 $ 58,989 $ 836 December 31, 2015 (Less than 12 months) (12 months or longer) Total Number of Fair Unrealized Number of Fair Unrealized Number of Fair Unrealized Description of securities investments value losses investments value losses investments value losses U.S. Government and agency obligations 14 $ 15,333 $ 55 2 $ 1,964 $ 33 16 $ 17,297 $ 88 Corporate bonds 2 759 5 3 1,400 8 5 2,159 13 State and municipal obligations 9 3,902 48 4 1,355 33 13 5,257 81 Collateralized mortgage obligations 13 11,298 63 6 2,551 44 19 13,849 107 Mortgage-backed securities and other 5 5,176 41 - - - 5 5,176 41 Total temporarily impaired securities 43 $ 36,468 $ 212 15 $ 7,270 $ 118 58 $ 43,738 $ 330 The unrealized losses on the Company’s investments in U.S. Government and agency obligations, corporate bonds, state and political subdivision obligations, and mortgage-backed securities were caused primarily by changes in interest rates. The contractual terms of those investments do not permit the issuer to settle the securities at a price less than the amortized cost basis of the investments. Because the Company does not intend to sell the investments and it is not more likely than not the Company will be required to sell the investments before recovery of their amortized cost bases, which may be maturity, the Company does not consider those investments to be other-than-temporarily impaired at December 31, 2016. Substantially all mortgage-backed securities are backed by pools of mortgages that are insured or guaranteed by the Federal National Mortgage Association (“FNMA”), the Government National Mortgage Association (“GNMA”) or the Federal Home Loan Mortgage Corporation (“FHLMC”). No other-than-temporary impairment was recognized in 2016 or 2015. There was no accumulated other-than-temporary impairment as of December 31, 2016 or 2015. There are no securities from the same issuer, besides agency investments, greater than 10 Amortized Cost Fair Value Due in one year or less $ 3,202 $ 3,211 Due after one to five years 40,213 40,006 Due after five to ten years 5,791 5,793 Due after ten years 1,287 1,300 Mortgage-backed and related securities 40,390 40,420 Total $ 90,883 $ 90,730 There were no sales of investment securities during the years ended December 31, 2016 and 2015. Securities with a carrying amount of $ 83.6 78.8

Loans

Loans	12 Months Ended
	Dec. 31, 2016
Receivables [Abstract]
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]	3. Loans Loans were comprised of the following at the dates indicated (in thousands): December 31, December 31, 2016 2015 Consumer and credit card $ 34,219 $ 40,587 Residential real estate and home equity 156,580 137,645 Commercial and industrial 104,336 99,213 Commercial real estate 92,376 100,743 387,511 378,188 Net deferred loan costs 598 325 Loans 388,109 378,513 Allowance for loan losses (4,345) (4,333) Net loans $ 383,764 $ 374,180 Loans to principal officers, directors, and their related affiliates during 2016 in the normal course of business were as follows (in thousands): 2016 Balance at beginning of year $ 4,912 New loans 184 Repayments (517) Balance at end of year $ 4,579 Loans serviced for others totaled $ 16.7 1.8 75,000 3,000

Credit Quality

Credit Quality	12 Months Ended
	Dec. 31, 2016
Credit Quality [Abstract]
Credit Quality Disclosure [Text Block]	4. Credit Quality Allowance for Loan Losses The Company’s methodology for estimating probable future losses on loans utilizes a combination of probability of loss by loan grade and loss given defaults for its loan portfolio by class. The probability of default is based on both market data from a third-party independent source and actual historical default rates within the Company’s loan classes. A loan is impaired when full payment of interest and principal under the original contractual loan terms is not expected. Commercial and industrial loans, commercial real estate, including construction and land development, and multi-family real estate loans are individually evaluated for impairment. If a loan is impaired, the loan amount exceeding fair value, based on the most current information available is reserved. Management has developed a process by which commercial and commercial real estate loan relationships with balances of $ 250,000 Further, the process for estimating probable loan losses is divided into reviewing impaired loans on an individual basis for probable losses and, as noted above, calculating probable future losses based on historical and market data for homogenous loan portfolios. As the Company’s troubled loans have been reduced through paydowns, payoffs, credit improvement and charge-offs, the remaining loan portfolios possess better overall credit characteristics, and based on the Company’s methodology require lower rates of reserving than recent historical levels. Year ended December 31, 2016 Consumer Residential and Commercial Real Estate Credit and Commercial and Home Card Industrial Real Estate Equity Unallocated Total Beginning balance $ 144 $ 1,321 $ 1,999 $ 561 $ 308 $ 4,333 Charge-offs (192) (2) - (19) (213) Recoveries 68 258 95 54 475 Net (charge-offs) recoveries (124) 256 95 35 262 Provision 104 (103) (356) (57) 162 (250) Ending balance $ 124 $ 1,474 $ 1,738 $ 539 $ 470 $ 4,345 Year ended December 31, 2015 Consumer Residential and Commercial Real Estate Credit and Commercial and Home Card Industrial Real Estate Equity Unallocated Total Beginning balance $ 190 $ 1,132 $ 2,376 $ 268 $ 270 $ 4,236 Charge-offs (166) (311) (64) (73) (614) Recoveries 147 352 103 109 711 Net (charge-offs) recoveries (19) 41 39 36 97 Provision (27) 148 (416) 257 38 - Ending balance $ 144 $ 1,321 $ 1,999 $ 561 $ 308 $ 4,333 Impaired Loans A loan is considered impaired when based on current information and events it is probable the Bank will be unable to collect all amounts due from the borrower in accordance with the contractual terms of the loan. Impaired loans include non-performing commercial loans but also include loans modified in troubled debt restructurings where concessions have been granted to borrowers experiencing financial difficulties. These concessions could include a reduction in the interest rate on the loan, payment extensions, forgiveness of principal, forbearance or other actions intended to maximize collection. At December 31, 2016 Period ended December 31, Twelve Twelve months months Unpaid Average Interest Recorded Principal Related Recorded Income Investment Balance Allowance Investment Recognized With no related allowance recorded: Consumer and credit card $ 181 $ 181 $ 328 $ 13 Residential real estate and home equity 890 890 680 8 Commercial and industrial 546 546 821 26 Commercial real estate 2,219 2,219 1,191 72 $ 3,836 $ 3,836 $ 3,020 $ 119 With an allowance recorded: Commercial and industrial 1,276 1,354 344 1,235 56 Commercial real estate 4,798 4,798 581 4,766 223 6,074 6,152 925 6,001 279 Total: Consumer and credit card $ 181 $ 181 $ - $ 328 $ 13 Residential real estate and home equity 890 890 - 680 8 Commercial and industrial 1,822 1,900 344 2,056 82 Commercial real estate 7,017 7,017 581 5,957 295 Total $ 9,910 $ 9,988 $ 925 $ 9,021 $ 398 At December 31, 2015 Period ended December 31, Twelve Twelve months months Unpaid Average Interest Recorded Principal Related Recorded Income Investment Balance Allowance Investment Recognized With no related allowance recorded: Consumer and credit card $ 548 $ 548 $ 496 $ 27 Residential real estate and home equity 668 668 576 - Commercial and industrial 926 926 1,063 35 Commercial real estate 126 126 391 8 $ 2,268 $ 2,268 $ 2,526 $ 70 With an allowance recorded: Commercial and industrial 944 1,021 144 1,024 55 Commercial real estate 4,579 4,579 435 6,942 211 5,523 5,600 579 7,966 266 Total: Consumer and credit card $ 548 $ 548 $ - $ 496 $ 27 Residential real estate and home equity 668 668 - 576 - Commercial and industrial 1,870 1,947 144 2,087 90 Commercial real estate 4,705 4,705 435 7,333 219 Total $ 7,791 $ 7,868 $ 579 $ 10,492 $ 336 The allocation of the allowance for loan losses summarized on the basis of the Company’s impairment methodology was as follows at the dates indicated (in thousands): December 31, 2016 Residential Consumer Real Estate Commercial and Credit and Home and Commercial card Equity Industrial Real Estate Total Individually evaluated for impairment $ - $ - $ 344 $ 581 $ 925 Collectively evaluated for impairment 124 539 1,130 1,157 2,950 Allocated $ 124 $ 539 $ 1,474 $ 1,738 3,875 Unallocated 470 $ 4,345 December 31, 2015 Residential Consumer Real Estate Commercial and Credit and Home and Commercial card Equity Industrial Real Estate Total Individually evaluated for impairment $ - $ - $ 144 $ 435 $ 579 Collectively evaluated for impairment 144 561 1,177 1,564 3,446 Allocated $ 144 $ 561 $ 1,321 $ 1,999 4,025 Unallocated 308 $ 4,333 December 31, 2016 Residential Consumer Real Estate Commercial and Credit and Home and Commercial card Equity Industrial Real Estate Total Individually evaluated for impairment $ 181 $ 890 $ 1,822 $ 7,017 $ 9,910 Collectively evaluated for impairment 34,038 155,690 102,514 85,359 377,601 Ending balance $ 34,219 $ 156,580 $ 104,336 $ 92,376 $ 387,511 December 31, 2015 Residential Consumer Real Estate Commercial and Credit and Home and Commercial card Equity Industrial Real Estate Total Individually evaluated for impairment $ 548 $ 668 $ 1,870 $ 4,705 $ 7,791 Collectively evaluated for impairment 40,039 136,977 97,343 96,038 370,397 Ending balance $ 40,587 $ 137,645 $ 99,213 $ 100,743 $ 378,188 Loans on non-accrual status were as follows at the dates indicated (in thousands): December 31, December 31, 2016 2015 Consumer and credit card $ - $ - Residential real estate and home equity 890 668 Commercial and industrial 234 554 Commercial real estate 2,115 - Total $ 3,239 $ 1,222 Credit Quality Indicators The Company uses the following definitions for criticized and classified commercial loans and commercial real estate loans which are consistent with regulatory guidelines: Special Mention Loans which possess some credit deficiency or potential weakness which deserves close attention, but which do not yet warrant substandard classification. Such loans pose unwarranted financial risk that, if not corrected, could weaken the loan and increase risk in the future. The key distinctions of a Special Mention classification are that (1) it is indicative of an unwarranted level of risk, and (2) weaknesses are considered “potential,” versus “well-defined,” impairments to the primary source of loan repayment. Substandard Loans that are inadequately protected by the current sound worth and paying capacity of the obligor or of the collateral pledged, if any. Loans so classified must have well-defined weakness or weaknesses that jeopardize the liquidation of the debt. They are characterized by the distinct possibility that the Bank will sustain some loss if the deficiencies are not corrected. Doubtful Loans that have all the weaknesses inherent in a Substandard loan with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions, and values, highly questionable and improbable. Specific pending factors may strengthen the credit, therefore deferring a Loss classification. Loss Loans are considered uncollectible and of such little value that continuing to carry them as assets on the institution’s financial statements is not feasible. Loans will be classified Loss when it is neither practical nor desirable to defer writing off or reserving all or a portion of a basically worthless asset, even though partial recovery may be possible at some time in the future. December 31, 2016 December 31, 2015 Commercial Commercial Commercial Commercial and Industrial Real Estate and Industrial Real Estate Pass $ 101,556 $ 85,679 $ 96,225 $ 91,132 Special mention 1,238 4,136 925 4,592 Substandard 1,542 2,561 2,063 5,019 Total $ 104,336 $ 92,376 $ 99,213 $ 100,743 For residential real estate and consumer loan classes, the Company evaluates credit quality primarily based upon the aging status of the loan and by payment activity. December 31, 2016 December 31, 2015 Residential Residential Consumer Real Estate Consumer Real Estate and Credit and Home and Credit and Home Card Equity Card Equity Performing $ 34,219 $ 155,690 $ 40,587 $ 136,975 Non-performing - 890 - 670 Total $ 34,219 $ 156,580 $ 40,587 $ 137,645 Age Analysis of Past Due Loans December 31, 2016 90 Days or 30-59 Days 60-89 Days more Past Total Loans Not Past Due Past Due Due Past Due Past Due Total Loans Consumer and credit card $ 62 $ 2 $ - $ 64 $ 34,155 $ 34,219 Residential real estate and home equity 92 - 521 613 155,967 156,580 Commercial and industrial - 400 - 400 103,936 104,336 Commercial real estate - - 168 168 92,208 92,376 Total $ 154 $ 402 $ 689 $ 1,245 $ 386,266 $ 387,511 December 31, 2015 90 Days or 30-59 Days 60-89 Days more Past Total Loans Not Past Due Past Due Due Past Due Past Due Total Loans Consumer and credit card $ 48 $ 13 $ - $ 61 $ 40,526 $ 40,587 Residential real estate and home equity 160 98 401 659 136,986 137,645 Commercial and industrial 236 - - 236 98,977 99,213 Commercial real estate - - - - 100,743 100,743 Total $ 444 $ 111 $ 401 $ 956 $ 377,232 $ 378,188 Troubled Debt Restructurings For the year ended December 31, 2016 2015 Recorded Recorded Number of Investment (as of Number of Investment (as of Contracts period end) Contracts period end) Consumer and credit card - $ - 7 $ 273 Commercial and industrial - - 2 44 Commercial real estate 4 388 - - Total 4 $ 388 9 $ 317 During 2016 and 2015, there were no loans modified in a TDR that subsequently defaulted within twelve months of the modification. A modification of a loan constitutes a TDR when a borrower is experiencing financial difficulty and the modification constitutes a concession. The Company offers various types of concessions when modifying a loan; however, forgiveness of principal is rarely granted. Depending on the financial condition of the borrower, the purpose of the loan and the type of collateral supporting the loan structure; modifications can be either short-term (12 months of less) or long term (greater than one year). Commercial loans modified in a TDR often involve temporary interest-only payments, term extensions, and converting revolving credit lines to term loans. Additional collateral, a co-borrower, or a guarantor may be requested. Commercial mortgage and construction loans modified in a TDR often involve reducing the interest rate for the remaining term of the loan, extending the maturity date at an interest rate lower than the current market rate for new debt with similar risk, or substituting or adding a new borrower or guarantor. Construction loans modified in a TDR may also involve extending the interest-only payment period. Land loans are also included in the class of commercial real estate loans. Land loans are typically structured as interest-only monthly payments with a balloon payment due at maturity. Land loans modified in a TDR typically involve extending the balloon payment by one to three years, changing the monthly payments from interest-only to principal and interest, while leaving the interest rate unchanged. Loans modified in a TDR are typically already on non-accrual status and partial charge-offs have in some cases already been taken against the outstanding loan balance. As a result, loans modified in a TDR for the Company may have the financial effect of increasing the specific allowance associated with the loan. The allowance for impaired loans that have been modified in a TDR is measured based on the estimated fair value of the collateral, less any selling costs, if the loan is collateral dependent or on the present value of expected future cash flows discounted at the loan’s effective interest rate. Management exercises significant judgment in developing these estimates. As mentioned above, an individual loan is placed on a non-accruing status if, in the judgment of management, it is unlikely that all principal and interest will be received according to the terms of the note. Loans on non-accrual may be eligible to be returned to an accruing status after six months of compliance with the modified terms. However, there are number of factors that could prevent a loan from returning to accruing status, even after remaining in compliance with loan terms for the aforementioned six month period. For example: deteriorating collateral, negative cash flow changes and inability to reduce debt to income ratios.

Premises and Equipment

Premises and Equipment	12 Months Ended
	Dec. 31, 2016
Property, Plant and Equipment [Abstract]
Property, Plant and Equipment Disclosure [Text Block]	5. Premises and Equipment December 31, 2016 2015 Land $ 14 $ 14 Buildings 8,153 8,121 Furniture and equipment 10,384 10,249 Subtotal 18,551 18,384 Accumulated depreciation (17,392) (13,733) Subtotal 1,159 4,651 Capital lease on building net of accumulated amortization 7,853 - Software, net of accumulated amortization 220 440 Total premises and equipment $ 9,232 $ 5,091 Depreciation expense totaled $ 1.1 932,000 The Company has entered into operating lease agreements for branch offices and equipment, which expire at various dates through 2025, and provide options for renewals. Rental expense on lease commitments for 2016 and 2015 amounted to $ 571,000 643,000 2017 $ 1,052 2018 922 2019 831 2020 755 2021 769 Thereafter 7,933 Total $ 12,262 The Company had $ 4.8 In January 2016, the Company entered into a capital lease agreement in connection with the sale and leaseback of its corporate headquarters. The lease has a fifteen year term 642,000 2 8.2 377,000 Years Ending December 31, Amount 2017 $ 655 2018 668 2019 682 2020 695 2021 709 2022 and after 7,056 Total $ 10,465 Less amount representing interest 2,529 Present value of net minimum lease payments $ 7,936

Deposits

Deposits	12 Months Ended
	Dec. 31, 2016
Banking and Thrift [Abstract]
Deposit Liabilities Disclosures [Text Block]	6. Deposits 2016 2015 Non-interest-bearing demand $ 126,392 $ 124,023 Interest-bearing demand 83,122 77,616 Savings 53,602 47,333 Money market 170,443 154,119 Time deposits 43,080 71,446 Total deposits $ 476,639 $ 474,537 2016 2015 Due in one year $ 24,206 $ 64,959 Due in two years 13,540 3,693 Due in three years 4,912 2,480 Due in four years 324 314 Due in five years or more 98 - Total time deposits $ 43,080 $ 71,446 Total time deposits in excess of $250,000 as of December 31, 2016 and 2015 were $ 5.7 11.2

Borrowings

Borrowings	12 Months Ended
	Dec. 31, 2016
Debt Disclosure [Abstract]
Debt Disclosure [Text Block]	7. Borrowings As a member of the FHLB of Cincinnati, the Bank has the ability to obtain borrowings based on its investment in FHLB stock and other qualified collateral. FHLB advances are collateralized by a blanket pledge of the Bank’s qualifying 1-4 family loan portfolio and all shares of FHLB stock. At December 31, 2016, total pledged loans were $ 146.8 3.2 137.9 3.2 The Bank had a $ 21.1 41.2 Advances from the FHLB totaled $ 3.0 4.5 Maturing Amount Weighted Average Rate 2017 $ 590 1.12 % 2018 2,034 1.79 % 2019 - - % 2020 - - % 2021 - - % 2022 and after 333 5.44 % $ 2,957 2.07 % The contractual amounts of FHLB borrowings mature as follows at December 31, 2015 (dollars in thousands): Maturing Amount Weighted Average Rate 2016 $ 1,530 0.84 % 2017 590 1.15 % 2018 2,034 1.79 % 2019 - - % 2020 - - % 2021 and after 366 5.44 % $ 4,520 1.68 %

Earnings per Common Share

Earnings per Common Share	12 Months Ended
	Dec. 31, 2016
Earnings Per Share [Abstract]
Earnings Per Share [Text Block]	8. Earnings per Common Share The Company issued restricted stock awards with non-forfeitable dividend rights, which are considered participating securities. As such, earnings per share is computed using the two-class method as required by Accounting Standard Codification (“ASC”) 206-10-45. Basic earnings per common share is computed by dividing net income allocated to common stock by the weighted average number of common shares outstanding during the period which excludes the participating securities. Diluted earnings per common share includes the dilutive effect of additional potential common shares from stock compensation awards and warrants, but excludes awards considered participating securities. 2016 2015 Basic Net income (loss) $ (615) $ 11,744 Less: undistributed earnings allocated to unvested restricted shares - (129) Net earnings (loss) allocated to common shareholders $ (615) $ 11,615 Weighted average common shares outstanding including shares considered participating securities 7,199,505 7,272,061 Less: average participating securities - (79,709) Weighted average shares 7,199,505 7,192,352 Basic earnings (loss) per common share $ (0.09) $ 1.61 Diluted Net earnings (loss) allocated to common shareholders $ (615) $ 11,615 Weighted average common shares outstanding for basic earnings (loss) per common share 7,199,505 7,192,352 Dilutive effect of assumed exercise of stock options - 16,289 Average participating securities - 79,709 Average common shares outstanding – diluted 7,199,505 7,288,350 Diluted earnings (loss) per common share $ (0.09) $ 1.61 The computation of earnings per share is based upon the following weighted-average shares outstanding for the years ended December 31: 2016 2015 Weighted-average common shares outstanding (basic) 7,199,505 7,272,061 Dilutive effect of assumed exercise of stock options - 16,289 Weighted-average common shares outstanding (diluted) 7,199,505 7,288,350 At December 31, 2016, 51,076 At December 31, 2015, 9,979

Retirement Plans

Retirement Plans	12 Months Ended
	Dec. 31, 2016
Compensation and Retirement Disclosure [Abstract]
Pension and Other Postretirement Benefits Disclosure [Text Block]	9. Retirement Plans The Company provides a 401(k) savings plan (the “Plan”) for all eligible employees. To be eligible, an individual must complete six months of employment and be 20 or more years of age. Under provisions of the Plan, participants can contribute a certain percentage of their compensation to the Plan up to the maximum allowed by the IRS. The Company also matches a certain percentage of those contributions up to a maximum match of up to 3 176,000 164,000 The Company maintains a deferred compensation plan for the benefit of certain officers. The plan is designed to provide post-retirement benefits to supplement other sources of retirement income such as social security and 401(k) benefits. The amount of each officer’s benefit will generally depend on their salary, and their length of employment. The Company accrues the cost of this deferred compensation plan during the working careers of the officers. Expense under this plan totaled $ 16,000 2,000 930,000 888,000 863,000 761,000 The Company has purchased insurance contracts on the lives of the participants in the supplemental post-retirement benefit plan and has named the Company as the beneficiary. While no direct connection exists between the deferred compensation plan and the life insurance contracts, it is management’s current intent that the earnings on the insurance contracts be used as a funding source for benefits payable under the plan.

Stock-Based Compensation

Stock-Based Compensation	12 Months Ended
	Dec. 31, 2016
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
Disclosure of Compensation Related Costs, Share-based Payments [Text Block]	10. Stock-Based Compensation The 2014 Restricted Stock Plan (“2014 Plan”) was approved by shareholders in October 2014 authorizing the issuance of 350,000 Restricted stock awards are recorded as deferred compensation, a component of shareholders’ equity, at fair value at the date of the grant and amortized to compensation expense over the specified vesting periods. Compensation expense associated with the amortization of restricted stock was $ 157,000 110,000 that vested during the year 133,000 54,000 Weighted Average Non-vested Grant Date Shares Fair Value Outstanding at beginning of year 81,732 $ 7.20 Granted 78,036 $ 6.95 Forfeited (3,788) $ 6.99 Vested (17,743) $ 11.82 Outstanding at end of year 138,237 $ 7.07 The Company also has a long-term stock incentive compensation plan (the “2004 Plan”), under which certain employees were granted options to purchase shares of the Company’s common stock at a predetermined price. The 2004 Plan, which is limited to 300,000 20 December 31, 2016 2015 Market price $ 16.80 $ 7.47 Expected annual volatility rate 30.0 % 30.0 % Weighted average remaining life 3 months 4.2 years Upon completion of the Merger, all unvested shares will be fully vested. Therefore, at December 31, 2016, the weighted average remaining life assumption was changed to 3 The Company recorded $ 475,000 134,000 Weighted Average Shares Exercise Price Outstanding at beginning of year 74,007 $ 6.66 Exercised (17,305) 4.17 Forfeited (3,539) 4.05 Expired (2,087) 30.70 Outstanding at end of year 51,076 $ 6.70 Options exercisable at end of year 46,161 $ 6.93 Options Outstanding Options Exercisable Weighted Weighted Average Weighted Average Remaining Average Range of Options Exercise Life Options Exercise Exercise Prices Outstanding Price (Months) Exercisable Price $ 3.50 - $ 6.00 39,357 $ 4.01 3 34,442 $ 3.95 $ 6.01 - $ 9.00 4,017 $ 9.00 3 4,017 $ 9.00 $9.01 - $17.00 4,783 $ 16.90 3 4,783 $ 16.90 $17.01 - $23.00 2,919 $ 23.00 3 2,919 $ 23.00 The total intrinsic value of options exercised during 2016 and 2015 was $ 158,000 32,000 618,000 549,000 At December 31, 2016, unrecognized compensation expense to be recognized over the remaining vesting period of outstanding options was $ 55,000

Federal Income Taxes

Federal Income Taxes	12 Months Ended
	Dec. 31, 2016
Income Tax Disclosure [Abstract]
Income Tax Disclosure [Text Block]	11. Federal Income Taxes Year ended December 31, 2016 2015 Current $ 136 $ 10 Deferred (712) 119 Valuation allowance - (10,784) Total $ (576) $ (10,655) Year ended December 31, 2016 2015 Federal income taxes at the expected statutory rate $ (405) $ 370 Increase (decrease) in taxes resulting from: Nontaxable dividend and interest income (100) (91) Increase in cash surrender value of life insurance - net (248) (250) Nondeductible acquisition costs 180 - Valuation allowance - (10,784) Other (3) 100 Income tax benefit per financial statements $ (576) $ (10,655) Year ended December 31, 2016 2015 Deferred tax assets: Allowance for loan losses $ 1,477 $ 1,473 Unrealized losses on available-for-sale securities 60 - Deferred compensation 316 300 Alternative minimum tax carry forward 201 155 Deferred gain on sale of building 991 - NOL carry forward 8,419 9,020 Other 616 112 Subtotal 12,080 11,060 Deferred tax liabilities: FHLB stock dividends (307) (307) Unrealized gains on available-for-sale securities - (225) Depreciation (34) (55) Other (302) (33) Subtotal (643) (620) Net deferred tax asset 11,437 10,440 Less: valuation allowance - - Total $ 11,437 $ 10,440 At December 31 2016, the Company had a $ 24.8 2030 As of December 31, 2016 and 2015, the Company had no unrecognized tax benefits or accrued interest and penalties recorded. The Company does not expect the total amount of unrecognized tax benefits to significantly increase within the next twelve months. The Company records interest and penalties as a component of non-interest expense. The Company is generally no longer subject to examination by federal or state taxing authorities for tax years prior to 2013. The Company is required to establish a valuation allowance for deferred tax assets when it is “more likely than not” that some or all of the deferred tax asset will not be realized. The evaluation requires significant judgment and extensive analysis of all available positive and negative evidence, the forecast of future income, applicable tax planning strategies, and assessments of current and future economic and business conditions. The Company has determined that a valuation allowance on its deferred tax assets was not required at December 31, 2016 or 2015. In the third quarter of 2015, the Company reversed the valuation allowance that had been previously been established against its net deferred tax assets, resulting in the recognition of a $ 10.7

Commitments, Contingencies and

Commitments, Contingencies and Financial Instruments with Off-Balance Sheet Risk	12 Months Ended
	Dec. 31, 2016
Commitments and Contingencies Disclosure [Abstract]
Commitments and Contingencies Disclosure [Text Block]	12. Commitments, Contingencies and Financial Instruments with Off-Balance Sheet Risk Some financial instruments such as loan commitments, credit lines, letters of credit and overdraft protection are issued to meet customer financing needs. These financing arrangements to provide credit typically have predetermined expiration dates, but can be withdrawn if certain conditions are not met. The commitments may expire without ever having been drawn on by the customer; therefore the total commitment amount does not necessarily represent future cash requirements. Off-balance sheet risk to credit loss exists up to the face amount of these instruments, although material losses are not anticipated. The same credit policies are used for loans, including obtaining various forms of collateral, such as real estate or securities at exercise of the commitment or letter of credit. The Bank grants retail, commercial and commercial real estate loans in central Ohio. The Bank evaluates each customer’s creditworthiness on a case-by-case basis. The amount of collateral obtained, if deemed necessary by the Bank upon extension of credit, is based upon management’s credit evaluation of each customer. Collateral held varies but may include accounts receivable, inventory, property, plant and equipment and income producing commercial properties. 2016 2015 Fixed Variable Fixed Variable rate rate rate rate Commitments to extend credit $ 17,512 $ - $ 8,124 $ 2,706 Unused lines of credit and letters of credit $ 5,960 $ 106,707 $ 11,403 $ 107,157 Commitments to make loans are generally made for periods of 30 Legal Proceedings There is no pending material litigation, other than routine litigation incidental to the business of the Company and Bank. Further, there are no material legal proceedings in which any director, executive officer, principal shareholder or affiliate of the Company is a party or has a material interest, which is adverse to the Company or Bank. Finally, there is no litigation in which the Company or Bank is involved which is expected to have a material adverse impact on the financial position or results of operations of the Company or Bank.

Regulatory Capital

Regulatory Capital	12 Months Ended
	Dec. 31, 2016
Mortgage Banking [Abstract]
Regulatory Capital Requirements for Mortgage Companies Disclosure [Text Block]	13. Regulatory Capital The Company is subject to various regulatory capital requirements administered by federal banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory and possibly additional discretionary actions by regulators that, if undertaken, could have a direct material effect on the Company’s financial statements. Capital adequacy guidelines and, additionally for banks, prompt corrective-action regulations, involve quantitative measures of assets, liabilities and certain off-balance sheet items calculated under regulatory accounting practices. Capital amounts and classifications are also subject to qualitative judgments by regulators. Failure to meet various capital requirements can initiate regulatory action. The prompt corrective action regulations provide five classifications, including well capitalized, adequately capitalized, undercapitalized, significantly undercapitalized and critically undercapitalized, although these terms are not used to represent overall financial condition. If adequately capitalized, regulatory approval is required to accept brokered deposits. If undercapitalized, capital distributions are limited, as is asset growth and expansion, and plans for capital restoration are required. The Bank met the well-capitalized requirements, as publicly defined, at December 31, 2016. In December 2010, the Basel Committee on Banking Supervision issued final rules to global regulatory standards on bank capital adequacy and liquidity (commonly referred to as “Basel III”) previously agreed on by the Group of Governors and Heads of Supervision (the oversight body of the Basel Committee). U.S. federal banking agencies adopted final rules during 2013 to bring U.S. banking organizations into compliance with Basel III. The new rules were effective for the Bank beginning January 1, 2015, subject to a phase-in period for certain provisions extending through January 1, 2019. Under the new rules, the Bank will be required to maintain additional levels of Tier 1 common equity over the minimum risk-based capital levels before it may pay dividends or pay discretionary bonuses. Under Basel III, the Bank will be required to maintain a minimum CET1 ratio of 4.5 40 20 6 4 8 4 150 150 100 20 0 250 100 In order to avoid restrictions on distributions, including dividend payments and discretionary bonus payments to its executives, the Bank will be required to maintain a capital conservation buffer of an additional 2.5 7 8.5 10.5 0.625 2.5 Under the new capital rules, the effects of certain accumulated other comprehensive income items included in capital (primarily unrealized gains and losses on available for sale investment securities) are not excluded; however, banks with less than $ 250 To be well-capitalized For Capital Adequacy under Prompt Corrective Actual Purposes Action Provisions Amount Ratio Amount Ratio Amount Ratio December 31, 2016 Total risk-based capital $ 52,825 13.85 % $ 30,513 8.0 % $ 38,141 10.0 % Tier 1 capital $ 48,480 12.71 % $ 22,886 6.0 % $ 30,515 8.0 % Common equity Tier 1 capital $ 48,480 12.71 % $ 17,164 4.5 % $ 24,793 6.5 % Leverage $ 48,480 8.88 % $ 21,838 4.0 % $ 27,297 5.0 % December 31, 2015 Total risk-based capital $ 52,500 14.29 % $ 29,391 8.0 % $ 36,739 10.0 % Tier 1 capital $ 48,167 13.11 % $ 22,044 6.0 % $ 29,393 8.0 % Common equity Tier 1 capital $ 48,167 13.11 % $ 16,533 4.5 % $ 23,881 6.5 % Leverage $ 48,167 9.11 % $ 21,149 4.0 % $ 26,436 5.0 % Banking regulations limit capital distributions by the Bank. Generally, capital distributions are limited to undistributed net income for the current and prior two years. At December 31, 2016, there was $ 11.7

Fair Value Measurements

Fair Value Measurements	12 Months Ended
	Dec. 31, 2016
Fair Value Disclosures [Abstract]
Fair Value Disclosures [Text Block]	14. Fair Value The Company accounts for fair value measurements in accordance with FASB ASC 820, which defines fair value, establishes a framework for measuring fair value and expands disclosures about fair value measurements. FASB ASC 820 defines fair value as the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. FASB ASC 820 also establishes a fair value hierarchy which requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value. The standard describes three levels of inputs that may be used to measure fair value: Level 1 Quoted prices in active markets for identical assets or liabilities Level 2 Observable inputs other than Level 1 prices, such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data for substantially the full term of the assets or liabilities Level 3 Unobservable inputs that are supported by little or no market activity and that are significant to the fair value of the assets or liabilities The carrying value of certain financial assets and liabilities is impacted by the application of fair value measurements, either directly or indirectly. In certain cases, an asset or liability is measured and reported at fair value on a recurring basis, such as available-for-sale investment securities. In other cases, management must rely on estimates or judgments to determine if an asset or liability not measured at fair value warrants an impairment write-down or whether a valuation reserve should be established. Given the inherent volatility, the use of fair value measurements may have a significant impact on the carrying value of assets or liabilities, or result in material changes to the financial statements, from period to period. Fair value is defined as the price that would be received to sell an asset or transfer a liability between market participants at the balance sheet date. When possible, the Company looks to active and observable markets to price identical assets or liabilities. When identical assets and liabilities are not traded in active markets, the Company looks to observable market data for similar assets and liabilities. However, certain assets and liabilities are not traded in observable markets and the Company must use other valuation methods to develop a fair value. The fair value of impaired loans is based on the fair value of the underlying collateral, which is estimated through third party appraisals or internal estimates of collateral values. The following methods, assumptions, and valuation techniques were used by the Company to measure different financial assets and liabilities at fair value and in estimating its fair value disclosures for financial instruments. Cash and Cash Equivalents : The carrying amounts reported in the consolidated statements of financial condition for cash and cash equivalents is deemed to be fair value and are classified as Level 1 of the fair value hierarchy. Available for Sale Investment Securities : Fair values for investment securities are determined by quoted market prices if available (Level 1). For securities where quoted prices are not available, fair values are estimated based on market prices of similar securities. For securities where quoted prices or market prices of similar securities are not available, fair values are estimated using matrix pricing, which is a mathematical technique widely used in the industry to value investment securities without relying exclusively on quoted prices for the specific investment securities but rather relying on the investment securities’ relationship to other benchmark quoted investment securities (Level 2). Any investment security not valued based upon the methods above is considered Level 3. The Company utilizes information provided by a third-party investment securities portfolio manager in analyzing the investment securities portfolio in accordance with the fair value hierarchy of ASC 820. The portfolio manager’s evaluation of investment security portfolio pricing is performed using a combination of prices and data from other sources, along with internally developed matrix pricing models. The third-party’s month-end pricing process includes a series of quality assurance activities where prices are compared to recent market conditions, previous evaluation prices, and between the various pricing services. These processes produce a series of quality assurance reports on which price exceptions are identified, reviewed and where appropriate, securities are re-priced. In the event of a materially different price, the third party will report the variance and review the pricing methodology in detail. The results of the quality assurance process are incorporated into the selection of pricing providers by the third party. Loans: For fixed rate loans and for variable rate loans with infrequent re-pricing or re-pricing limits, fair value is based on discounted cash flows using current market rates applied to the estimated life. Fair values for impaired loans are estimated using discounted cash flow analysis or underlying collateral values. For loans held on balance sheet, the discounted fair value is further reduced by the amount of reserves held against the loan portfolios. The methods utilized to estimate the fair value of loans do not necessarily represent an exit price and due to the significant judgment involved in evaluating credit quality, loans are classified Level 3. Federal Home Loan Bank Stock : The carrying amount presented in the consolidated statements of financial condition is deemed to approximate fair value. Accrued Interest Receivable and Payable: The fair value for accrued interest approximates its carrying amounts due to the short duration before collection. The valuation is a Level 3 classification which is consistent with its underlying asset or liability. Deposits : The fair values of deposits with no stated maturity, such as money market demand deposits, savings and NOW accounts have been analyzed by management and assigned estimated maturities and cash flows which are then discounted to derive a value. The fair value of fixed-rate certificates of deposit is based on the discounted value of contractual cash flows. The discount rate is estimated using the rates currently offered for deposits of similar remaining maturities. The Company classifies the estimated fair value of deposit liabilities as Level 2 in the fair value hierarchy. Advances from the Federal Home Loan Bank : The fair value of these advances is estimated using the rates currently offered for similar advances of similar remaining maturities or, when available, quoted market prices. Commitments to Extend Credit : For fixed-rate and adjustable-rate loan commitments, the fair value estimate considers the difference between current levels of interest rates and committed rates. At December 31, 2016 and December 31, 2015, the fair value of loan commitments was not material. December 31, 2016 Carrying amount Fair Value Level 1 Level 2 Level 3 Financial assets Cash and cash equivalents $ 25,094 $ 25,094 $ 25,094 $ - $ - Securities available-for-sale 90,730 90,730 482 90,248 - Loans (net of allowance) 383,973 387,303 - - 387,303 FHLB stock 3,250 3,250 - 3,250 - Accrued interest receivable 1,295 1,295 - - 1,295 Financial liabilities Non-interest-bearing deposits $ 126,392 $ 126,392 $ - $ 126,392 $ - Interest-bearing deposits 350,247 350,381 - 350,381 - Borrowings 2,957 2,957 - 2,957 - Accrued interest payable 53 53 - - 53 December 31, 2015 Carrying Fair amount Value Level 1 Level 2 Level 3 Financial assets Cash and cash equivalents $ 31,892 $ 31,892 $ 31,892 $ - $ - Securities available-for-sale 87,797 87,797 - 87,797 - Loans (net of allowance) 374,180 371,930 - - 371,930 FHLB stock 3,250 3,250 - 3,250 - Accrued interest receivable 1,307 1,307 - - 1,307 Financial liabilities Non-interest-bearing deposits $ 124,023 $ 124,023 $ - $ 124,023 $ - Interest-bearing deposits 350,514 350,957 - 350,957 - Borrowings 4,520 4,520 - 4,520 - Accrued interest payable 74 74 - - 74 December 31, 2016 Fair Value Measurements Using Quoted Prices in Significant Other Significant Active Markets for Observable Unobservable Identical Assets Inputs Inputs Fair Value (Level 1) (Level 2) (Level 3) U.S. Government and agency obligations $ 24,532 $ - $ 24,532 $ - Corporate bonds 2,807 - 2,807 - State and municipal obligations 22,971 - 22,971 - Collateralized mortgage obligations 25,531 - 25,531 - Mortgage-backed securities 14,407 - 14,407 - Other equity securities 482 482 - - Total $ 90,730 $ 482 $ 90,248 $ - December 31, 2015 Fair Value Measurements Using Quoted Prices in Significant Other Significant Active Markets for Observable Unobservable Identical Assets Inputs Inputs Fair Value (Level 1) (Level 2) (Level 3) U.S. Government and agency obligations $ 20,842 $ - $ 20,842 $ - Corporate bonds 3,727 - 3,727 - State and municipal obligations 22,261 - 22,261 - Collateralized mortgage obligations 22,801 - 22,801 - Mortgage-backed securities 18,166 - 18,166 - Total $ 87,797 $ - $ 87,797 $ - The following is a description of the valuation methodologies used for instruments measured at fair value on a non-recurring basis and recognized in the accompanying balance sheets, as well as the general classification of such instruments pursuant to the valuation hierarchy. Impaired loans At December 31, 2016 and December 31, 2015, impaired loans consisted primarily of loans secured by commercial real estate. Management has determined fair value measurements on impaired loans primarily through evaluations of appraisals performed. Real Estate Owned Real estate acquired through, or in lieu of, loan foreclosure is held for sale and initially recorded at fair value (based on current appraised value) at the date of foreclosure, establishing a new cost basis. Subsequent to foreclosure, valuations are periodically performed by management and the assets are carried at the lower of carrying amount or fair value less estimated costs to sell. Management has determined fair value measurements on real estate owned primarily through evaluations of appraisals performed. December 31, 2016 Fair Value Measurements Using Quoted Prices in Significant Other Significant Active Markets for Observable Unobservable Identical Assets Inputs Inputs Fair Value (Level 1) (Level 2 ) (Level 3) Impaired loans $ 9,910 $ - $ - $ 9,910 Real estate owned 68 - - 68 December 31, 2015 Fair Value Measurements Using Quoted Prices in Significant Other Significant Active Markets for Observable Unobservable Identical Assets Inputs Inputs Fair Value (Level 1) (Level 2 ) (Level 3) Impaired loans $ 7,791 $ - $ - $ 7,791 Real estate owned 68 - - 68

Parent Company Financial Inform

Parent Company Financial Information	12 Months Ended
	Dec. 31, 2016
Condensed Financial Information of Parent Company Only Disclosure [Abstract]
Condensed Financial Information of Parent Company Only Disclosure [Text Block]	15. Parent Company Financial Information Condensed financial information of DCB Financial Corp for the years ended December 31 is as follows: 2016 2015 Assets Cash $ 830 $ 935 Investment in subsidiaries 56,934 57,882 Deferred tax asset, net 51 38 Total assets $ 57,815 $ 58,855 Liabilities Other liabilities $ 13 $ 8 Shareholders’ Equity 57,802 58,847 Total liabilities and shareholders’ equity $ 57,815 $ 58,855 2016 2015 Equity in undistributed net income (loss) of subsidiaries $ (490) $ 11,816 Total income (loss) (490) 11,816 Operating expenses 132 110 Income tax benefit (7) (38) Net income (loss) $ (615) $ 11,744 2016 2015 Cash flows from operating activities Net income (loss) $ (615) $ 11,744 Adjustments to reconcile net (income) loss to cash used in operating activities: Equity in undistributed net (income) loss of subsidiaries 490 (11,816) Restricted stock expense 132 110 Net change in other assets and liabilities (8) (51) Net cash used in operating activities (1) (13) Cash flows from investing activities - - Cash flows from financing activities Repurchase of common stock (104) - Net change in cash (105) (13) Cash at beginning of year 935 948 Cash at end of year $ 830 $ 935

Details of Operating Expenses

Details of Operating Expenses	12 Months Ended
	Dec. 31, 2016
Other Income and Expenses [Abstract]
Other Income and Other Expense Disclosure [Text Block]	16. Details of Operating Expenses 2016 2015 (in thousands) Bank maintenance and utilities $ 703 $ 732 Rent expense 504 643 Depreciation and software amortization 1,095 932 Software maintenance 1,140 994 Other 564 611 Total occupancy and equipment expenses $ 4,006 $ 3,912 2016 2015 (in thousands) ATM and debit cards $ 686 $ 697 Telephone 210 220 Loan 634 279 REO expenses - 11 Other 1,404 1,146 Total other operating expense $ 2,934 $ 2,353

Quarterly Financial Data (Unaud

Quarterly Financial Data (Unaudited)	12 Months Ended
	Dec. 31, 2016
Quarterly Financial Information Disclosure [Abstract]
Quarterly Financial Information [Text Block]	17. Quarterly Financial Data (Unaudited) 2016 Fourth Third Second First (in thousands, except share and per share data) Interest income $ 4,803 $ 4,679 $ 4,638 $ 4,425 Interest expense 426 425 394 367 Net interest income 4,377 4,254 4,244 4,058 (Recovery of ) provision for loan losses (250) - - - Net interest income after (recovery of ) provision for loan losses 4,627 4,254 4,244 4,058 Other non-interest income 1,451 1,718 1,802 1,321 Other non-interest expense 7,057 6,588 5,663 5,358 Income (loss) before income tax expense (benefit) (979) (616) 383 21 Income tax expense (benefit) (343) (190) 52 (95) Net income (loss) $ (636) $ (426) $ 331 $ 116 Stock and related per share data Basic and diluted earnings (loss) per common share $ (0.09) $ (0.06) $ 0.04 $ 0.02 Basic weighted average common shares outstanding 7,199,505 7,339,710 7,346,417 7,311,238 Diluted weighted average common shares outstanding 7,199,505 7,339,710 7,363,802 7,330,881 2015 Fourth Third Second First (in thousands, except share and per share data) Interest income $ 4,500 $ 4,469 $ 4,454 $ 4,467 Interest expense 298 292 295 285 Net interest income 4,202 4,177 4,159 4,182 (Recovery of ) provision for loan losses - (150) - 150 Net interest income after (recovery of ) provision for loan losses 4,202 4,327 4,159 4,032 Other non-interest income 1,261 1,223 1,180 1,158 Other non-interest expense 5,157 5,150 5,195 4,951 Income before income tax expense (benefit) 306 400 144 239 Income tax expense (benefit) 33 (10,688) - - Net income $ 273 $ 11,088 $ 144 $ 239 Stock and related per share data Basic and diluted earnings per common share $ 0.04 $ 1.52 $ 0.02 $ 0.03 Basic weighted average common shares outstanding 7,280,480 7,282,365 7,287,435 7,237,371 Diluted weighted average common shares outstanding 7,297,496 7,302,174 7,303,902 7,253,840 The sum of the quarterly earnings per share amounts may not equal the total for the year due to the effects of rounding.

Summary of Significant Accoun26

Summary of Significant Accounting Policies (Policies)	12 Months Ended
	Dec. 31, 2016
Accounting Policies [Abstract]
Basis of Accounting, Policy [Policy Text Block]	Basis of Presentation The consolidated financial statements include the accounts of DCB Financial Corp (“DCB”) and its direct and indirect wholly-owned subsidiaries, The Delaware County Bank and Trust Company (the “Bank”), DCB Title Services, LLC, DCB Insurance Services, Inc., Data Tasx LLC, ORECO, Inc. and 110 Riverbend, LLC. (collectively referred to hereinafter as the “Company”). All intercompany transactions and balances have been eliminated in the consolidated financial statements.
Nature Of Operations [Policy Text Block]	Nature of Operations The Company provides financial services in Delaware and Franklin counties in Ohio, as well as nearby counties, through its eight full-service and five limited-service banking locations. Its primary deposit products are checking, savings, and term certificate accounts and its primary lending products are residential mortgage, commercial and installment loans. Substantially all loans are secured by specific items of collateral including business assets, consumer assets, and real estate. Commercial loans are expected to be repaid from cash flow from operations of businesses. Real estate loans are secured by both residential and commercial real estate. The Bank also operates a trust department and engages in other personal wealth management activities, including brokerage services and private banking. On October 3, 2016, the Company announced that it entered into a definitive merger agreement on October 2, 2016 (the “Merger Agreement”) which provides for the merger of the Company with and into First Commonwealth (the “Merger”) following the satisfaction of certain closing conditions, including approval by the Company’s shareholders and approval by appropriate bank regulatory authorities. Under the terms of the Merger Agreement, which has been unanimously approved by the board of directors of both companies, the Company’s shareholders will be entitled to receive either 1.427 14.50 21,283,773 20 2.6 1.4 756,000 392,000 644,000 502,000
Business Segments [Policy Text Block]	Business Segments While the Company’s management monitors the revenue streams of the various products and services, operations are managed and financial performance is evaluated on a Company-wide basis. Accordingly, all of the Company’s operations are considered by management to be aggregated into one operating segment.
Use of Estimates, Policy [Policy Text Block]	Critical Accounting Estimates and Policies The preparation of financial statements in conformity with U.S. generally accepted accounting principles requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Management has identified the allowance for loan losses, income taxes, and the fair value of financial instruments to be the accounting areas that require the most subjective and complex judgments, and as such could be the most subject to revision as new information becomes available. Actual results could differ from those estimates.
Cash and Cash Equivalents, Policy [Policy Text Block]	Cash and Cash Equivalents Cash and cash equivalents include cash on hand, federal funds sold and deposits with other financial institutions with original maturities of less than 90 days. Net cash flows are reported for customer loan and deposit transactions, federal funds purchased and other short-term borrowings.
Marketable Securities, Policy [Policy Text Block]	Securities Securities are classified as held-to-maturity and carried at adjusted amortized cost when management has the positive intent and ability to hold them to maturity. Securities classified as available-for-sale might be sold before maturity. Securities classified as available-for-sale are carried at fair value, with temporary unrealized holding gains and losses excluded from earnings and reported as a component of other comprehensive income. Realized gains and losses on sale of securities are recognized using the specific identification method. The Company does not engage in securities trading activities. Interest income includes premium amortization and accretion of discounts on securities. For securities with unrealized losses, management considers, in determining whether other-than-temporary impairment exists, (1) the length of time and the extent to which the fair value has been less than cost, (2) the financial condition and near-term prospects of the issuer and (3) the intent and ability of the Company to retain its investment in the issuer for a period of time sufficient to allow for any anticipated recovery in fair value. For securities with other-than-temporary impairment, further analysis is required to determine the appropriate accounting. If management neither intends to sell the impaired security nor expects it will be required to sell the security prior to recovery, only the credit loss component of the other-than-temporary impairment is recognized in earnings while the non-credit loss is recognized in other comprehensive income. The credit loss component recognized in earnings is identified as the principal cash flows not expected to be received over the remaining term of the security as projected based on cash flow projections.
Loans Held For Sale [Policy Text Block]	Loans Loans are classified as held for investment when management has both the intent and ability to hold the loan for the foreseeable future, or until maturity or payoff. Management’s intent and view of the foreseeable future may change based on changes in business strategies, the economic environment, market conditions and the availability of government programs. Loans that are held for investment are reported at the principal balance outstanding, net of unearned interest, unamortized deferred loan fees and costs and the allowance for loan losses. Loans held for sale are carried at the lower of amortized cost or estimated fair value, determined on an aggregate basis for each type of loan. Realized gains are recognized using the specific identification method. Net unrealized losses are recognized by charges to income. Interest income is accrued based on the unpaid principal balance and includes amortization of net deferred loan fees and costs over the loan term. Interest income on mortgage and commercial loans is discontinued at the time the loan is 90 When loans are reclassified from held for investment to held for sale, specific reserves and allocated pooled reserves included in the allowance for loan and losses are reclassified to reduce the basis of the loans to the lower of cost or estimated fair value less cost to sell. Reclassifications of loans from held for sale to held for investment are made at fair value.
Finance, Loans and Leases Receivable, Policy [Policy Text Block]	Allowance for Loan Losses The allowance for loan losses is a valuation allowance for probable but unconfirmed credit losses, increased by the provision for loan losses and decreased by charge-offs net of recoveries. Loan losses are charged against the allowance when management believes the uncollectibility of a loan balance is confirmed. Subsequent recoveries, if any, are credited to the allowance. Management estimates the required allowance balance based on past loan loss experience, augmented by additional estimates related to the nature and volume of the portfolio, information about specific borrower situations, estimated collateral values, economic conditions and other factors. The allowance consists of both specific and general components. The specific component relates to loans that are classified as impaired. For those loans that are classified as impaired, an allowance is established when the collateral value, or value of expected discounted cash flows of the impaired loan is lower than the carrying value of that loan. The general component covers non-classified loans and is based on historical charge-off experience and expected loss given default derived from the Bank’s internal risk rating process. Management utilizes an average of a three year historical loss period. Management has the ability to adjust these loss rates by utilizing risk ratings based on current period trends. If current period trends differ either positively or negatively from the given weighted historical loss rates, adjustments can be made. Other adjustments may be made to the allowance for pools of loans after an assessment of internal or external influences on credit quality that are not fully reflected in the historical loss or risking rating data. Management also utilizes its assessment of general economic conditions, and other localized economic data to more fully support its loan loss estimates. General economic data may include: inflation rates, savings rates and national unemployment rates. Local data may include: unemployment rates, housing starts, real estate valuations, and other economic data specific to the Company’s market area. Though not specific to individual loans, these economic trends can have an impact on portfolio performance as a whole. Management also analyzes certain broader, non-portfolio specific factors in assessing the adequacy of the allowance for loan losses, such as the allowance as a percentage of total loans, the allowance as a percentage of non-performing loans and the provision expense as a percentage of net charge-offs. Uncollectibility is usually determined based on a pre-determined number of days delinquent in the case of consumer loans, or, in the case of commercial loans, is based on a combination of factors including delinquency, collateral and other legal considerations. Consumer loans are charged-off prior to 120 120 Troubled debt restructuring of loans is undertaken to improve the likelihood that the loan will be repaid in full under the modified terms in accordance with a reasonable repayment schedule. All modified loans are evaluated to determine whether the loans should be reported as a Troubled Debt Restructuring (TDR). A loan is a TDR when the Company, for economic or legal reasons related to the borrower’s financial difficulties, grants a concession to the borrower by modifying or renewing a loan that the Company would not otherwise consider. To make this determination, the Company must determine whether (a) the borrower is experiencing financial difficulties and (b) the Company granted the borrower a concession. This determination requires consideration of all of the facts and circumstances surrounding the modification. An overall general decline in the economy or some deterioration in a borrower’s financial condition does not automatically mean the borrower is experiencing financial difficulties.
Investment In Federal Home Loan Bank Stock [Policy Text Block]	Investment in Federal Home Loan Bank Stock The Company is required as a condition of membership in the Federal Home Loan Bank of Cincinnati (“FHLB”) to maintain an investment in FHLB common stock. The stock is redeemable at par and, therefore, its cost is equivalent to its redemption value. The Company’s ability to redeem FHLB shares is dependent on the redemption practices of the FHLB. The stock is carried at cost and evaluated for impairment.
Property, Plant and Equipment, Policy [Policy Text Block]	Premises and Equipment Land is carried at cost. Premises and equipment are stated at cost less accumulated depreciation. Depreciation is computed over the assets’ useful lives, estimated to be five to 39 Premises and equipment held for sale is carried at the lower of cost or fair value. The Company ceases recognition of depreciation expense at the time that premises and equipment is transferred to held for sale.
Loans and Leases Receivable, Real Estate Acquired Through Foreclosure, Policy [Policy Text Block]	Foreclosed Assets Assets acquired through foreclosure are initially recorded at the lower of cost or fair value less expected selling costs. Subsequent declines in fair value below the recorded amount are recorded as a direct write-down to expense. The Company generally evaluates fair market values of foreclosed assets on a quarterly basis, and adjusts accordingly. Holding costs after acquisition are expensed as incurred, but construction costs to improve a property’s value may be capitalized as part of the asset value.
Transfers and Servicing of Financial Assets, Policy [Policy Text Block]	Servicing Assets Servicing assets represent the allocated value of retained servicing on loans sold. Servicing assets are expensed in proportion to, and over the period of, estimated net servicing revenues. Impairment is evaluated based on the fair value of the assets, using groupings of the underlying loans as to interest rates, and then secondarily as to geographic and prepayment characteristics. Fair value is determined using prices for similar assets with similar characteristics, when available, or based upon discounted cash flows using market-based assumptions. Any impairment of a grouping is reported as a valuation allowance.
Bank Owned Life Insurance [Policy Text Block]	Bank Owned Life Insurance The Company has purchased life insurance policies on certain key executives and directors. Bank owned life insurance is recorded at its cash surrender value.
Income Tax, Policy [Policy Text Block]	Income Taxes The Company accounts for income taxes in accordance with income tax accounting guidance (ASC 740, Income Taxes results from changes in deferred tax assets and liabilities between periods. In the ordinary course of business, the Company has made judgments about the tax consequences of its transactions, with the tax effect of those transactions recognized if it is more likely than not, based on the technical merits, that the tax position will be realized or sustained upon examination. The term more likely than not means a likelihood of more than 50 50
Financial Instruments [Policy Text Block]	Financial Instruments Financial instruments include off-balance sheet credit instruments, such as commitments to make loans and standby letters of credit, issued to meet customer financing needs. The face amount for these items represents the exposure to loss, before considering customer collateral or ability to repay. Such financial instruments are recorded when they are funded.
Earnings Per Share, Policy [Policy Text Block]	Earnings per Common Share Earnings per common share is computed using the two-class method. Basic earnings per common share is computed by dividing net income allocated to common shares by the weighted average number of common shares outstanding during the period which excludes the participating securities. All outstanding unvested restricted stock awards containing rights to non-forfeitable dividends are considered participating securities for this calculation. Diluted earnings per common share includes the dilutive effect of additional potential common shares from stock compensation awards, but excludes awards considered participating securities.
Share-based Compensation, Option and Incentive Plans Policy [Policy Text Block]	Stock-Based Compensation Compensation cost is recognized for restricted stock awards issued to employees and directors based on the fair value of these awards at the date of grant. The market price of the Company’s common shares at the date of grant is used to determine the fair value for restricted stock awards. Compensation cost is recognized over the required service period, generally defined as the vesting period. For awards with graded vesting, compensation cost is recognized on a straight-line basis over the requisite service period for the entire award. The Company’s outstanding stock options may be settled for cash at the recipient’s discretion; therefore, liability accounting applies to the Company’s 2004 Long-Term Stock Incentive Plan under which such stock options were granted. Compensation expense is recognized based on the fair value of these awards at the reporting date. A Black Scholes model is utilized to estimate the fair value of stock options at the date of grant and subsequent re-measurement dates. Compensation cost is recognized over the options’ estimated remaining term. The Company’s stock option awards contain terms that provide for a graded vesting schedule whereby portions of the award vest in increments over the requisite service period. Changes in fair value of the options between the vesting date and option expiration date are also recognized in the Consolidated Statements of Income.
Comprehensive Income, Policy [Policy Text Block]	Comprehensive Income (Loss) Comprehensive income (loss) consists of net income (loss) and other comprehensive income (loss), net of applicable income tax effects. Other comprehensive income includes unrealized gains and losses on securities available-for-sale securities and reclassification adjustments for gains and losses included in income. Accumulated comprehensive loss at December 31, 2016 consists solely of unrecognized losses on available for sale securities of $ 153 52 661 225
Restrictions On Cash [Policy Text Block]	Restrictions on Cash Other deposits at the Federal Reserve Bank above the clearing balance requirements earn interest at an overnight rate, and are not restricted. In addition, $ 1.1
Dividend Restrictions [Policy Text Block]	Dividend Restrictions Banking regulations require maintaining certain capital levels and may limit the dividends paid by the Bank to DCB or by DCB to shareholders.
Fair Value of Financial Instruments, Policy [Policy Text Block]	Fair Value of Financial Instruments Fair values of financial instruments are estimated using relevant market information and other assumptions, as more fully disclosed in a separate note. Fair value estimates involve uncertainties and matters of significant judgment regarding interest rates, credit risk, prepayments and other factors, especially in the absence of broad markets for particular items. Changes in assumptions or market conditions could significantly affect the estimates.
Reclassification, Policy [Policy Text Block]	Reclassification Certain amounts in the prior year consolidated financial statements have been reclassified to conform to the current presentation. These reclassifications had no effect on prior year net income or shareholders’ equity.
New Accounting Pronouncements, Policy [Policy Text Block]	Recently Adopted Accounting Standards In June 2014, the FASB issued ASU 2014–12, Compensation – Stock Compensation (Topic 718) - Accounting for Share-Based Payments When the Terms of an Award Provide That a Performance Target Could Be Achieved After the Requisite Service Period. In August 2016, the FASB issued ASU 2016-15 “ Statement of Cash Flows (Topic 230) In June 2016, FASB issued ASU 2016-13 “Financial Instruments-Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments” In March 2016, FASB issued ASU 2016-09 “Improvements to Employee Share-Based Payment Accounting.” In February 2016, the FASB issued ASU No. 2016-02, Leases (Topic 842) - A lease liability, which is a lessee‘s obligation to make lease payments arising from a lease, measured on a discounted basis; and - A right-of-use asset, which is an asset that represents the lessee’s right to use, or control the use of, a specified asset for the lease term. Under the new guidance, lessor accounting is largely unchanged. Certain targeted improvements were made to align, where necessary, lessor accounting with the lessee accounting model and Topic 606, Revenue from Contracts with Customers. For public business entities, the amendments in this update are effective for fiscal years beginning after December 15, 2018, including interim periods within those fiscal years (i.e., January 1, 2019, for a calendar year entity). Early application is permitted. The Company is currently evaluating the effect the guidance will have on the Company’s consolidated financial statements. In January 2016, the FASB issued ASU No. 2016-01, Financial Instruments - Overall (Subtopic 825-10): Recognition and Measurement of Financial Assets and Financial Liabilities In May 2014, the FASB issued ASU No. 2014-09, Revenue from Contracts with Customers (Topic 606) ASC 605, Revenue Recognition

Securities (Tables)

Securities (Tables)	12 Months Ended
	Dec. 31, 2016
Investments, Debt and Equity Securities [Abstract]
Schedule of Available-for-sale Securities Reconciliation [Table Text Block]	The amortized cost and estimated fair values of securities available-for-sale were as follows at the dates indicated (in thousands): December 31, 2016 Gross Gross Amortized Unrealized Unrealized Cost Gains Losses Fair Value U.S. Government and agency obligations $ 24,850 $ 8 $ 326 $ 24,532 Corporate bonds 2,797 17 7 2,807 States and municipal obligations 22,846 284 159 22,971 Collateralized mortgage obligations 25,753 28 250 25,531 Mortgage-backed securities 14,137 346 76 14,407 Other equity securities 500 - 18 482 Total $ 90,883 $ 683 $ 836 $ 90,730 December 31, 2015 Gross Gross Amortized Unrealized Unrealized Cost Gains Losses Fair Value U.S. Government and agency obligations $ 20,904 $ 26 $ 88 $ 20,842 Corporate bonds 3,714 26 13 3,727 States and municipal obligations 21,954 388 81 22,261 Collateralized mortgage obligations 22,862 46 107 22,801 Mortgage-backed securities 17,702 505 41 18,166 Total $ 87,136 $ 991 $ 330 $ 87,797
Schedule of Temporary Impairment Losses, Investments [Table Text Block]	Securities with unrealized losses, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, at the dates indicated are as follows (dollars in thousands): December 31, 2016 (Less than 12 months) (12 months or longer) Total Number of Fair Unrealized Number of Fair Unrealized Number of Fair Unrealized Description of securities investments value losses investments value losses investments value losses U.S. Government and agency obligations 17 $ 21,048 $ 317 1 $ 1,991 $ 9 18 $ 23,039 $ 326 Corporate bonds 3 1,158 5 1 499 2 4 1,657 7 State and municipal obligations 18 6,610 159 - - - 18 6,610 159 Collateralized mortgage obligations 26 19,362 202 6 2,059 48 32 21,421 250 Mortgage-backed securities and other 9 5,780 76 - - - 9 5,780 76 Other equity securities 1 482 18 - - - 1 482 18 Total temporarily impaired securities 74 $ 54,440 $ 777 8 $ 4,549 $ 59 82 $ 58,989 $ 836 December 31, 2015 (Less than 12 months) (12 months or longer) Total Number of Fair Unrealized Number of Fair Unrealized Number of Fair Unrealized Description of securities investments value losses investments value losses investments value losses U.S. Government and agency obligations 14 $ 15,333 $ 55 2 $ 1,964 $ 33 16 $ 17,297 $ 88 Corporate bonds 2 759 5 3 1,400 8 5 2,159 13 State and municipal obligations 9 3,902 48 4 1,355 33 13 5,257 81 Collateralized mortgage obligations 13 11,298 63 6 2,551 44 19 13,849 107 Mortgage-backed securities and other 5 5,176 41 - - - 5 5,176 41 Total temporarily impaired securities 43 $ 36,468 $ 212 15 $ 7,270 $ 118 58 $ 43,738 $ 330
Investments Classified by Contractual Maturity Date [Table Text Block]	The amortized cost and estimated fair value of debt securities, at December 31, 2016, by contractual maturity, are shown below (in thousands). Actual maturities may differ from contractual maturities because issuers may have the right to call or prepay obligations. Mortgage-backed securities are shown separately since they are not due at a single maturity date. Amortized Cost Fair Value Due in one year or less $ 3,202 $ 3,211 Due after one to five years 40,213 40,006 Due after five to ten years 5,791 5,793 Due after ten years 1,287 1,300 Mortgage-backed and related securities 40,390 40,420 Total $ 90,883 $ 90,730

Loans (Tables)

Loans (Tables)	12 Months Ended
	Dec. 31, 2016
Receivables [Abstract]
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	Loans were comprised of the following at the dates indicated (in thousands): December 31, December 31, 2016 2015 Consumer and credit card $ 34,219 $ 40,587 Residential real estate and home equity 156,580 137,645 Commercial and industrial 104,336 99,213 Commercial real estate 92,376 100,743 387,511 378,188 Net deferred loan costs 598 325 Loans 388,109 378,513 Allowance for loan losses (4,345) (4,333) Net loans $ 383,764 $ 374,180
Schedule Of Loans To Related Parties [Table Text Block]	Loans to principal officers, directors, and their related affiliates during 2016 in the normal course of business were as follows (in thousands): 2016 Balance at beginning of year $ 4,912 New loans 184 Repayments (517) Balance at end of year $ 4,579

Credit Quality (Tables)

Credit Quality (Tables)	12 Months Ended
	Dec. 31, 2016
Credit Quality [Abstract]
Allowance for Credit Losses on Financing Receivables [Table Text Block]	The tables below summarize activity by class in the allowance for loan losses for the periods indicated (in thousands): Year ended December 31, 2016 Consumer Residential and Commercial Real Estate Credit and Commercial and Home Card Industrial Real Estate Equity Unallocated Total Beginning balance $ 144 $ 1,321 $ 1,999 $ 561 $ 308 $ 4,333 Charge-offs (192) (2) - (19) (213) Recoveries 68 258 95 54 475 Net (charge-offs) recoveries (124) 256 95 35 262 Provision 104 (103) (356) (57) 162 (250) Ending balance $ 124 $ 1,474 $ 1,738 $ 539 $ 470 $ 4,345 Year ended December 31, 2015 Consumer Residential and Commercial Real Estate Credit and Commercial and Home Card Industrial Real Estate Equity Unallocated Total Beginning balance $ 190 $ 1,132 $ 2,376 $ 268 $ 270 $ 4,236 Charge-offs (166) (311) (64) (73) (614) Recoveries 147 352 103 109 711 Net (charge-offs) recoveries (19) 41 39 36 97 Provision (27) 148 (416) 257 38 - Ending balance $ 144 $ 1,321 $ 1,999 $ 561 $ 308 $ 4,333
Recorded investment, unpaid balance and related allowance [Table Text Block]	The following presents by class, information related to the Company’s impaired loans as of the dates indicated (in thousands). At December 31, 2016 Period ended December 31, Twelve Twelve months months Unpaid Average Interest Recorded Principal Related Recorded Income Investment Balance Allowance Investment Recognized With no related allowance recorded: Consumer and credit card $ 181 $ 181 $ 328 $ 13 Residential real estate and home equity 890 890 680 8 Commercial and industrial 546 546 821 26 Commercial real estate 2,219 2,219 1,191 72 $ 3,836 $ 3,836 $ 3,020 $ 119 With an allowance recorded: Commercial and industrial 1,276 1,354 344 1,235 56 Commercial real estate 4,798 4,798 581 4,766 223 6,074 6,152 925 6,001 279 Total: Consumer and credit card $ 181 $ 181 $ - $ 328 $ 13 Residential real estate and home equity 890 890 - 680 8 Commercial and industrial 1,822 1,900 344 2,056 82 Commercial real estate 7,017 7,017 581 5,957 295 Total $ 9,910 $ 9,988 $ 925 $ 9,021 $ 398 At December 31, 2015 Period ended December 31, Twelve Twelve months months Unpaid Average Interest Recorded Principal Related Recorded Income Investment Balance Allowance Investment Recognized With no related allowance recorded: Consumer and credit card $ 548 $ 548 $ 496 $ 27 Residential real estate and home equity 668 668 576 - Commercial and industrial 926 926 1,063 35 Commercial real estate 126 126 391 8 $ 2,268 $ 2,268 $ 2,526 $ 70 With an allowance recorded: Commercial and industrial 944 1,021 144 1,024 55 Commercial real estate 4,579 4,579 435 6,942 211 5,523 5,600 579 7,966 266 Total: Consumer and credit card $ 548 $ 548 $ - $ 496 $ 27 Residential real estate and home equity 668 668 - 576 - Commercial and industrial 1,870 1,947 144 2,087 90 Commercial real estate 4,705 4,705 435 7,333 219 Total $ 7,791 $ 7,868 $ 579 $ 10,492 $ 336
Allowance for Loan Losses on Financing Receivables [Table Text Block]	The allocation of the allowance for loan losses summarized on the basis of the Company’s impairment methodology was as follows at the dates indicated (in thousands): December 31, 2016 Residential Consumer Real Estate Commercial and Credit and Home and Commercial card Equity Industrial Real Estate Total Individually evaluated for impairment $ - $ - $ 344 $ 581 $ 925 Collectively evaluated for impairment 124 539 1,130 1,157 2,950 Allocated $ 124 $ 539 $ 1,474 $ 1,738 3,875 Unallocated 470 $ 4,345 December 31, 2015 Residential Consumer Real Estate Commercial and Credit and Home and Commercial card Equity Industrial Real Estate Total Individually evaluated for impairment $ - $ - $ 144 $ 435 $ 579 Collectively evaluated for impairment 144 561 1,177 1,564 3,446 Allocated $ 144 $ 561 $ 1,321 $ 1,999 4,025 Unallocated 308 $ 4,333
Recorded Investment In Loans On Basis Of Impairment Methodology [Table Text Block]	The recorded investment in loans summarized on the basis of the Company’s impairment methodology at the dates indicated was as follows (in thousands): December 31, 2016 Residential Consumer Real Estate Commercial and Credit and Home and Commercial card Equity Industrial Real Estate Total Individually evaluated for impairment $ 181 $ 890 $ 1,822 $ 7,017 $ 9,910 Collectively evaluated for impairment 34,038 155,690 102,514 85,359 377,601 Ending balance $ 34,219 $ 156,580 $ 104,336 $ 92,376 $ 387,511 December 31, 2015 Residential Consumer Real Estate Commercial and Credit and Home and Commercial card Equity Industrial Real Estate Total Individually evaluated for impairment $ 548 $ 668 $ 1,870 $ 4,705 $ 7,791 Collectively evaluated for impairment 40,039 136,977 97,343 96,038 370,397 Ending balance $ 40,587 $ 137,645 $ 99,213 $ 100,743 $ 378,188
Schedule of Financing Receivables, Non Accrual Status [Table Text Block]	December 31, December 31, 2016 2015 Consumer and credit card $ - $ - Residential real estate and home equity 890 668 Commercial and industrial 234 554 Commercial real estate 2,115 - Total $ 3,239 $ 1,222
Financing Receivable Credit Quality Indicators [Table Text Block]	As of the dates indicated and based on the most recent analysis performed, the recorded investment by risk category and class of loans is as of the dates indicated (in thousands): December 31, 2016 December 31, 2015 Commercial Commercial Commercial Commercial and Industrial Real Estate and Industrial Real Estate Pass $ 101,556 $ 85,679 $ 96,225 $ 91,132 Special mention 1,238 4,136 925 4,592 Substandard 1,542 2,561 2,063 5,019 Total $ 104,336 $ 92,376 $ 99,213 $ 100,743
Consumer Risk [Table Text Block]	The following table presents the recorded investment in residential real estate and consumer loans based on payment activity as of the dates indicated (in thousands): December 31, 2016 December 31, 2015 Residential Residential Consumer Real Estate Consumer Real Estate and Credit and Home and Credit and Home Card Equity Card Equity Performing $ 34,219 $ 155,690 $ 40,587 $ 136,975 Non-performing - 890 - 670 Total $ 34,219 $ 156,580 $ 40,587 $ 137,645
Past Due Financing Receivables [Table Text Block]	The following tables present past due loans aged as of the dates indicated (in thousands): December 31, 2016 90 Days or 30-59 Days 60-89 Days more Past Total Loans Not Past Due Past Due Due Past Due Past Due Total Loans Consumer and credit card $ 62 $ 2 $ - $ 64 $ 34,155 $ 34,219 Residential real estate and home equity 92 - 521 613 155,967 156,580 Commercial and industrial - 400 - 400 103,936 104,336 Commercial real estate - - 168 168 92,208 92,376 Total $ 154 $ 402 $ 689 $ 1,245 $ 386,266 $ 387,511 December 31, 2015 90 Days or 30-59 Days 60-89 Days more Past Total Loans Not Past Due Past Due Due Past Due Past Due Total Loans Consumer and credit card $ 48 $ 13 $ - $ 61 $ 40,526 $ 40,587 Residential real estate and home equity 160 98 401 659 136,986 137,645 Commercial and industrial 236 - - 236 98,977 99,213 Commercial real estate - - - - 100,743 100,743 Total $ 444 $ 111 $ 401 $ 956 $ 377,232 $ 378,188
Schedule of Debtor Troubled Debt Restructuring, Current Period [Table Text Block]	The following table summarizes troubled debt restructurings that occurred during the periods indicated (dollars in thousands): For the year ended December 31, 2016 2015 Recorded Recorded Number of Investment (as of Number of Investment (as of Contracts period end) Contracts period end) Consumer and credit card - $ - 7 $ 273 Commercial and industrial - - 2 44 Commercial real estate 4 388 - - Total 4 $ 388 9 $ 317

Premises and Equipment (Tables)

Premises and Equipment (Tables)	12 Months Ended
	Dec. 31, 2016
Property, Plant and Equipment [Abstract]
Property, Plant and Equipment [Table Text Block]	Premises and equipment were as follows at the dates indicated (in thousands): December 31, 2016 2015 Land $ 14 $ 14 Buildings 8,153 8,121 Furniture and equipment 10,384 10,249 Subtotal 18,551 18,384 Accumulated depreciation (17,392) (13,733) Subtotal 1,159 4,651 Capital lease on building net of accumulated amortization 7,853 - Software, net of accumulated amortization 220 440 Total premises and equipment $ 9,232 $ 5,091
Schedule of Future Minimum Rental Payments for Operating Leases [Table Text Block]	The total future minimum lease commitments at December 31, 2016 under these leases are summarized as follows (in thousands): 2017 $ 1,052 2018 922 2019 831 2020 755 2021 769 Thereafter 7,933 Total $ 12,262
Schedule of Future Minimum Lease Payments for Capital Leases [Table Text Block]	The future minimum lease payments under capital leases are as follows (in thousands): Years Ending December 31, Amount 2017 $ 655 2018 668 2019 682 2020 695 2021 709 2022 and after 7,056 Total $ 10,465 Less amount representing interest 2,529 Present value of net minimum lease payments $ 7,936

Deposits (Tables)

Deposits (Tables)	12 Months Ended
	Dec. 31, 2016
Banking and Thrift [Abstract]
Schedule Of Interest Bearing Deposits [Table Text Block]	Deposits consisted of the following at December 31 (in thousands): 2016 2015 Non-interest-bearing demand $ 126,392 $ 124,023 Interest-bearing demand 83,122 77,616 Savings 53,602 47,333 Money market 170,443 154,119 Time deposits 43,080 71,446 Total deposits $ 476,639 $ 474,537
Schedule Of Time Deposits By Maturity [Table Text Block]	The following table indicates the maturities of the Company’s time deposits at December 31 (in thousands): 2016 2015 Due in one year $ 24,206 $ 64,959 Due in two years 13,540 3,693 Due in three years 4,912 2,480 Due in four years 324 314 Due in five years or more 98 - Total time deposits $ 43,080 $ 71,446

Borrowings (Tables)

Borrowings (Tables)	12 Months Ended
	Dec. 31, 2016
Debt Disclosure [Abstract]
Schedule of Federal Home Loan Bank, Advances, by Branch of FHLB Bank [Table Text Block]	Maturing Amount Weighted Average Rate 2017 $ 590 1.12 % 2018 2,034 1.79 % 2019 - - % 2020 - - % 2021 - - % 2022 and after 333 5.44 % $ 2,957 2.07 % The contractual amounts of FHLB borrowings mature as follows at December 31, 2015 (dollars in thousands): Maturing Amount Weighted Average Rate 2016 $ 1,530 0.84 % 2017 590 1.15 % 2018 2,034 1.79 % 2019 - - % 2020 - - % 2021 and after 366 5.44 % $ 4,520 1.68 %

Earnings per Common Share (Tabl

Earnings per Common Share (Tables)	12 Months Ended
	Dec. 31, 2016
Earnings Per Share [Abstract]
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	Basic and diluted net income per common share calculations for the years ended December 31 are as follows (in thousands, except share and per share amounts): 2016 2015 Basic Net income (loss) $ (615) $ 11,744 Less: undistributed earnings allocated to unvested restricted shares - (129) Net earnings (loss) allocated to common shareholders $ (615) $ 11,615 Weighted average common shares outstanding including shares considered participating securities 7,199,505 7,272,061 Less: average participating securities - (79,709) Weighted average shares 7,199,505 7,192,352 Basic earnings (loss) per common share $ (0.09) $ 1.61 Diluted Net earnings (loss) allocated to common shareholders $ (615) $ 11,615 Weighted average common shares outstanding for basic earnings (loss) per common share 7,199,505 7,192,352 Dilutive effect of assumed exercise of stock options - 16,289 Average participating securities - 79,709 Average common shares outstanding – diluted 7,199,505 7,288,350 Diluted earnings (loss) per common share $ (0.09) $ 1.61
Schedule of Weighted Average Number of Shares [Table Text Block]	The computation of earnings per share is based upon the following weighted-average shares outstanding for the years ended December 31: 2016 2015 Weighted-average common shares outstanding (basic) 7,199,505 7,272,061 Dilutive effect of assumed exercise of stock options - 16,289 Weighted-average common shares outstanding (diluted) 7,199,505 7,288,350

Stock-Based Compensation (Table

Stock-Based Compensation (Tables)	12 Months Ended
	Dec. 31, 2016
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
Schedule of Nonvested Restricted Stock Units Activity [Table Text Block]	The following is a summary of the Company’s restricted stock activity for the year ended December 31, 2016: Weighted Average Non-vested Grant Date Shares Fair Value Outstanding at beginning of year 81,732 $ 7.20 Granted 78,036 $ 6.95 Forfeited (3,788) $ 6.99 Vested (17,743) $ 11.82 Outstanding at end of year 138,237 $ 7.07
Schedule of Share-based Payment Award, Stock Options, Valuation Assumptions [Table Text Block]	The options are valued quarterly using a Black-Scholes model. The assumptions for the model at December 31, 2016 and 2015 were as follows: December 31, 2016 2015 Market price $ 16.80 $ 7.47 Expected annual volatility rate 30.0 % 30.0 % Weighted average remaining life 3 months 4.2 years
Schedule of Share-based Compensation, Stock Options, Activity [Table Text Block]	Stock option activity in the 2004 Plan for the year ended December 31, 2016 was as follows: Weighted Average Shares Exercise Price Outstanding at beginning of year 74,007 $ 6.66 Exercised (17,305) 4.17 Forfeited (3,539) 4.05 Expired (2,087) 30.70 Outstanding at end of year 51,076 $ 6.70 Options exercisable at end of year 46,161 $ 6.93
Schedule of Share-based Compensation, Shares Authorized under Stock Option Plans, by Exercise Price Range [Table Text Block]	The following table summarizes the Company’s stock options at December 31, 2016: Options Outstanding Options Exercisable Weighted Weighted Average Weighted Average Remaining Average Range of Options Exercise Life Options Exercise Exercise Prices Outstanding Price (Months) Exercisable Price $ 3.50 - $ 6.00 39,357 $ 4.01 3 34,442 $ 3.95 $ 6.01 - $ 9.00 4,017 $ 9.00 3 4,017 $ 9.00 $9.01 - $17.00 4,783 $ 16.90 3 4,783 $ 16.90 $17.01 - $23.00 2,919 $ 23.00 3 2,919 $ 23.00

Federal Income Taxes (Tables)

Federal Income Taxes (Tables)	12 Months Ended
	Dec. 31, 2016
Income Tax Disclosure [Abstract]
Schedule of Components of Income Tax Expense (Benefit) [Table Text Block]	The Company files income tax returns in the U.S. federal jurisdiction and franchise tax returns in Ohio. Income tax benefit for the dates indicated include the following components (in thousands): Year ended December 31, 2016 2015 Current $ 136 $ 10 Deferred (712) 119 Valuation allowance - (10,784) Total $ (576) $ (10,655)
Schedule of Effective Income Tax Rate Reconciliation [Table Text Block]	The difference between the financial statement tax provision and amounts computed by applying the statutory federal income tax rate to income before income taxes was as follows (in thousands): Year ended December 31, 2016 2015 Federal income taxes at the expected statutory rate $ (405) $ 370 Increase (decrease) in taxes resulting from: Nontaxable dividend and interest income (100) (91) Increase in cash surrender value of life insurance - net (248) (250) Nondeductible acquisition costs 180 - Valuation allowance - (10,784) Other (3) 100 Income tax benefit per financial statements $ (576) $ (10,655)
Schedule of Deferred Tax Assets and Liabilities [Table Text Block]	Deferred tax assets and liabilities were comprised of the following at the dates indicated (in thousands): Year ended December 31, 2016 2015 Deferred tax assets: Allowance for loan losses $ 1,477 $ 1,473 Unrealized losses on available-for-sale securities 60 - Deferred compensation 316 300 Alternative minimum tax carry forward 201 155 Deferred gain on sale of building 991 - NOL carry forward 8,419 9,020 Other 616 112 Subtotal 12,080 11,060 Deferred tax liabilities: FHLB stock dividends (307) (307) Unrealized gains on available-for-sale securities - (225) Depreciation (34) (55) Other (302) (33) Subtotal (643) (620) Net deferred tax asset 11,437 10,440 Less: valuation allowance - - Total $ 11,437 $ 10,440

Commitments, Contingencies an36

Commitments, Contingencies and Financial Instruments with Off-Balance Sheet Risk (Tables)	12 Months Ended
	Dec. 31, 2016
Commitments and Contingencies Disclosure [Abstract]
Contractual Amount Of Financing Instruments With Off Balance Sheet Risk [Table Text Block]	The contractual amount of financing instruments with off-balance sheet risk was as follows at year-end (in thousands). 2016 2015 Fixed Variable Fixed Variable rate rate rate rate Commitments to extend credit $ 17,512 $ - $ 8,124 $ 2,706 Unused lines of credit and letters of credit $ 5,960 $ 106,707 $ 11,403 $ 107,157

Regulatory Capital (Tables)

Regulatory Capital (Tables)	12 Months Ended
	Dec. 31, 2016
Mortgage Banking [Abstract]
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]	Actual and required capital ratios for the Bank are presented below at the dates indicated (dollars in thousands): To be well-capitalized For Capital Adequacy under Prompt Corrective Actual Purposes Action Provisions Amount Ratio Amount Ratio Amount Ratio December 31, 2016 Total risk-based capital $ 52,825 13.85 % $ 30,513 8.0 % $ 38,141 10.0 % Tier 1 capital $ 48,480 12.71 % $ 22,886 6.0 % $ 30,515 8.0 % Common equity Tier 1 capital $ 48,480 12.71 % $ 17,164 4.5 % $ 24,793 6.5 % Leverage $ 48,480 8.88 % $ 21,838 4.0 % $ 27,297 5.0 % December 31, 2015 Total risk-based capital $ 52,500 14.29 % $ 29,391 8.0 % $ 36,739 10.0 % Tier 1 capital $ 48,167 13.11 % $ 22,044 6.0 % $ 29,393 8.0 % Common equity Tier 1 capital $ 48,167 13.11 % $ 16,533 4.5 % $ 23,881 6.5 % Leverage $ 48,167 9.11 % $ 21,149 4.0 % $ 26,436 5.0 %

Fair Value Measurements (Tables

Fair Value Measurements (Tables)	12 Months Ended
	Dec. 31, 2016
Fair Value Disclosures [Abstract]
Fair Value, by Balance Sheet Grouping [Table Text Block]	Based on the foregoing methods and assumptions, the carrying value and fair value of the Company’s financial instruments are as follows (in thousands): December 31, 2016 Carrying amount Fair Value Level 1 Level 2 Level 3 Financial assets Cash and cash equivalents $ 25,094 $ 25,094 $ 25,094 $ - $ - Securities available-for-sale 90,730 90,730 482 90,248 - Loans (net of allowance) 383,973 387,303 - - 387,303 FHLB stock 3,250 3,250 - 3,250 - Accrued interest receivable 1,295 1,295 - - 1,295 Financial liabilities Non-interest-bearing deposits $ 126,392 $ 126,392 $ - $ 126,392 $ - Interest-bearing deposits 350,247 350,381 - 350,381 - Borrowings 2,957 2,957 - 2,957 - Accrued interest payable 53 53 - - 53 December 31, 2015 Carrying Fair amount Value Level 1 Level 2 Level 3 Financial assets Cash and cash equivalents $ 31,892 $ 31,892 $ 31,892 $ - $ - Securities available-for-sale 87,797 87,797 - 87,797 - Loans (net of allowance) 374,180 371,930 - - 371,930 FHLB stock 3,250 3,250 - 3,250 - Accrued interest receivable 1,307 1,307 - - 1,307 Financial liabilities Non-interest-bearing deposits $ 124,023 $ 124,023 $ - $ 124,023 $ - Interest-bearing deposits 350,514 350,957 - 350,957 - Borrowings 4,520 4,520 - 4,520 - Accrued interest payable 74 74 - - 74
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Table Text Block]	The following table presents the fair value measurements of assets recognized in the accompanying balance sheets measured at fair value on a recurring basis and the level within the fair value hierarchy in which the fair value measurements fall at the dates indicated (in thousands): December 31, 2016 Fair Value Measurements Using Quoted Prices in Significant Other Significant Active Markets for Observable Unobservable Identical Assets Inputs Inputs Fair Value (Level 1) (Level 2) (Level 3) U.S. Government and agency obligations $ 24,532 $ - $ 24,532 $ - Corporate bonds 2,807 - 2,807 - State and municipal obligations 22,971 - 22,971 - Collateralized mortgage obligations 25,531 - 25,531 - Mortgage-backed securities 14,407 - 14,407 - Other equity securities 482 482 - - Total $ 90,730 $ 482 $ 90,248 $ - December 31, 2015 Fair Value Measurements Using Quoted Prices in Significant Other Significant Active Markets for Observable Unobservable Identical Assets Inputs Inputs Fair Value (Level 1) (Level 2) (Level 3) U.S. Government and agency obligations $ 20,842 $ - $ 20,842 $ - Corporate bonds 3,727 - 3,727 - State and municipal obligations 22,261 - 22,261 - Collateralized mortgage obligations 22,801 - 22,801 - Mortgage-backed securities 18,166 - 18,166 - Total $ 87,797 $ - $ 87,797 $ -
Fair Value Measurements, Recurring and Nonrecurring [Table Text Block]	The following table presents the fair value measurements of assets measured at fair value on a non-recurring basis and the level within the fair value hierarchy in which the fair value measurements fall at the dates indicated (in thousands). December 31, 2016 Fair Value Measurements Using Quoted Prices in Significant Other Significant Active Markets for Observable Unobservable Identical Assets Inputs Inputs Fair Value (Level 1) (Level 2 ) (Level 3) Impaired loans $ 9,910 $ - $ - $ 9,910 Real estate owned 68 - - 68 December 31, 2015 Fair Value Measurements Using Quoted Prices in Significant Other Significant Active Markets for Observable Unobservable Identical Assets Inputs Inputs Fair Value (Level 1) (Level 2 ) (Level 3) Impaired loans $ 7,791 $ - $ - $ 7,791 Real estate owned 68 - - 68

Parent Company Financial Info39

Parent Company Financial Information (Tables)	12 Months Ended
	Dec. 31, 2016
Condensed Financial Information of Parent Company Only Disclosure [Abstract]
Condensed Balance Sheet [Table Text Block]	Condensed financial information of DCB Financial Corp for the years ended December 31 is as follows: 2016 2015 Assets Cash $ 830 $ 935 Investment in subsidiaries 56,934 57,882 Deferred tax asset, net 51 38 Total assets $ 57,815 $ 58,855 Liabilities Other liabilities $ 13 $ 8 Shareholders’ Equity 57,802 58,847 Total liabilities and shareholders’ equity $ 57,815 $ 58,855
Condensed Income Statement [Table Text Block]	Condensed Statements of Income 2016 2015 Equity in undistributed net income (loss) of subsidiaries $ (490) $ 11,816 Total income (loss) (490) 11,816 Operating expenses 132 110 Income tax benefit (7) (38) Net income (loss) $ (615) $ 11,744
Condensed Cash Flow Statement [Table Text Block]	Condensed Statements of Cash Flows 2016 2015 Cash flows from operating activities Net income (loss) $ (615) $ 11,744 Adjustments to reconcile net (income) loss to cash used in operating activities: Equity in undistributed net (income) loss of subsidiaries 490 (11,816) Restricted stock expense 132 110 Net change in other assets and liabilities (8) (51) Net cash used in operating activities (1) (13) Cash flows from investing activities - - Cash flows from financing activities Repurchase of common stock (104) - Net change in cash (105) (13) Cash at beginning of year 935 948 Cash at end of year $ 830 $ 935

Details of Operating Expenses (

Details of Operating Expenses (Tables)	12 Months Ended
	Dec. 31, 2016
Other Income and Expenses [Abstract]
Summary Of Composition Of Occupancy And Equipment Expenses [Table Text Block]	The following table details the composition of occupancy and equipment expenses for the years ended December 31, 2016 and 2015: 2016 2015 (in thousands) Bank maintenance and utilities $ 703 $ 732 Rent expense 504 643 Depreciation and software amortization 1,095 932 Software maintenance 1,140 994 Other 564 611 Total occupancy and equipment expenses $ 4,006 $ 3,912
Schedule of Other Operating Cost and Expense, by Component [Table Text Block]	The following table details the composition of other operating expenses for the years ended December 31, 2016 and 2015: 2016 2015 (in thousands) ATM and debit cards $ 686 $ 697 Telephone 210 220 Loan 634 279 REO expenses - 11 Other 1,404 1,146 Total other operating expense $ 2,934 $ 2,353

Quarterly Financial Data (Una41

Quarterly Financial Data (Unaudited) (Tables)	12 Months Ended
	Dec. 31, 2016
Quarterly Financial Information Disclosure [Abstract]
Schedule of Quarterly Financial Information [Table Text Block]	The following tables summarize the Company’s quarterly results for the years ended December 31, 2016 and 2015: 2016 Fourth Third Second First (in thousands, except share and per share data) Interest income $ 4,803 $ 4,679 $ 4,638 $ 4,425 Interest expense 426 425 394 367 Net interest income 4,377 4,254 4,244 4,058 (Recovery of ) provision for loan losses (250) - - - Net interest income after (recovery of ) provision for loan losses 4,627 4,254 4,244 4,058 Other non-interest income 1,451 1,718 1,802 1,321 Other non-interest expense 7,057 6,588 5,663 5,358 Income (loss) before income tax expense (benefit) (979) (616) 383 21 Income tax expense (benefit) (343) (190) 52 (95) Net income (loss) $ (636) $ (426) $ 331 $ 116 Stock and related per share data Basic and diluted earnings (loss) per common share $ (0.09) $ (0.06) $ 0.04 $ 0.02 Basic weighted average common shares outstanding 7,199,505 7,339,710 7,346,417 7,311,238 Diluted weighted average common shares outstanding 7,199,505 7,339,710 7,363,802 7,330,881 2015 Fourth Third Second First (in thousands, except share and per share data) Interest income $ 4,500 $ 4,469 $ 4,454 $ 4,467 Interest expense 298 292 295 285 Net interest income 4,202 4,177 4,159 4,182 (Recovery of ) provision for loan losses - (150) - 150 Net interest income after (recovery of ) provision for loan losses 4,202 4,327 4,159 4,032 Other non-interest income 1,261 1,223 1,180 1,158 Other non-interest expense 5,157 5,150 5,195 4,951 Income before income tax expense (benefit) 306 400 144 239 Income tax expense (benefit) 33 (10,688) - - Net income $ 273 $ 11,088 $ 144 $ 239 Stock and related per share data Basic and diluted earnings per common share $ 0.04 $ 1.52 $ 0.02 $ 0.03 Basic weighted average common shares outstanding 7,280,480 7,282,365 7,287,435 7,237,371 Diluted weighted average common shares outstanding 7,297,496 7,302,174 7,303,902 7,253,840

Summary of Significant Accoun42

Summary of Significant Accounting Policies (Details Textual) - USD ($)	Oct. 03, 2016	Dec. 31, 2016	Dec. 31, 2015
Summary of Significant Accounting Policies
Consumer Loans Charged Off Delinquency Period		120 days
Mortgage Loans Charge Off Delinquency Period		120 days
Aggregate Cash Reserves Required At Federal Reserve Bank		$ 1,100,000
Interest Income On Mortgage And Commercial Loans Discontinuation Period		90 days
Stock or Unit Option Plan Expense		$ 183,000	$ 225,000
Percentage Of Income Tax Examination Minimum Likelihood Of Tax Benefits Being Realized Upon Examination		50.00%
Percentage Of Income Tax Examination Minimum Likelihood Of Tax Benefits Being Realized Upon Settlement		50.00%
Noncash Merger Related Costs		$ 2,622,000	0
Professional Fees		1,214,000	1,383,000
Available-for-sale Securities, Change in Net Unrealized Holding Gain (Loss), Net of Tax		153,000	661,000
Available-for-sale Securities, Income Tax Expense on Change in Unrealized Holding Gain (Loss)		52,000	$ 225,000
First Commonwealth Financial Corporation [Member]
Summary of Significant Accounting Policies
Merger Related Compensation Accruals Bonuses		644,000
Stock or Unit Option Plan Expense		502,000
Merger Related Compensation Accruals		1,400,000
Noncash Merger Related Costs		2,600,000
System Conversion Accruals		392,000
Professional Fees		$ 756,000
Cash Consideration Percentage	20.00%
Business Combination, Consideration Transferred, Equity Interests Issued and Issuable	$ 1.427
Business Acquisition, Share Price	$ 14.50
Payments to Acquire Businesses, Gross	$ 21,283,773
Maximum [Member] | Buildings, improvements and leasehold improvements [Member]
Summary of Significant Accounting Policies
Property, Plant and Equipment, Useful Life		39 years
Maximum [Member] | Furniture, fixtures and equipment [Member]
Summary of Significant Accounting Policies
Property, Plant and Equipment, Useful Life		5 years
Minimum [Member] | Buildings, improvements and leasehold improvements [Member]
Summary of Significant Accounting Policies
Property, Plant and Equipment, Useful Life		5 years
Minimum [Member] | Furniture, fixtures and equipment [Member]
Summary of Significant Accounting Policies
Property, Plant and Equipment, Useful Life		3 years

Securities (Details)

Securities (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
Fair values of securities available-for-sale
Amortized Cost	$ 90,883	$ 87,136
Gross Unrealized Gains	683	991
Gross Unrealized Losses	836	330
Fair Value	90,730	87,797
Collateralized mortgage obligations [Member]
Fair values of securities available-for-sale
Amortized Cost	25,753	22,862
Gross Unrealized Gains	28	46
Gross Unrealized Losses	250	107
Fair Value	25,531	22,801
Other Equity Securities [Member]
Fair values of securities available-for-sale
Amortized Cost	500
Gross Unrealized Gains	0
Gross Unrealized Losses	18
Fair Value	482
U.S. Government and agency obligations [Member]
Fair values of securities available-for-sale
Amortized Cost	24,850	20,904
Gross Unrealized Gains	8	26
Gross Unrealized Losses	326	88
Fair Value	24,532	20,842
Corporate bonds [Member]
Fair values of securities available-for-sale
Amortized Cost	2,797	3,714
Gross Unrealized Gains	17	26
Gross Unrealized Losses	7	13
Fair Value	2,807	3,727
States and municipal obligations [Member]
Fair values of securities available-for-sale
Amortized Cost	22,846	21,954
Gross Unrealized Gains	284	388
Gross Unrealized Losses	159	81
Fair Value	22,971	22,261
Mortgage-backed securities [Member]
Fair values of securities available-for-sale
Amortized Cost	14,137	17,702
Gross Unrealized Gains	346	505
Gross Unrealized Losses	76	41
Fair Value	$ 14,407	$ 18,166

Securities (Details 1)

Securities (Details 1) $ in Thousands	12 Months Ended
	Dec. 31, 2016USD ($)	Dec. 31, 2015USD ($)
Unrealized loss
Number of investments	82	58
Fair Value	$ 58,989	$ 43,738
Unrealized Losses	$ 836	$ 330
Collateralized mortgage obligations [Member]
Unrealized loss
Number of investments	32	19
Fair Value	$ 21,421	$ 13,849
Unrealized Losses	$ 250	$ 107
Less than 12 months [Member]
Unrealized loss
Number of investments	74	43
Fair Value	$ 54,440	$ 36,468
Unrealized Losses	$ 777	$ 212
Less than 12 months [Member] | Collateralized mortgage obligations [Member]
Unrealized loss
Number of investments	26	13
Fair Value	$ 19,362	$ 11,298
Unrealized Losses	$ 202	$ 63
12 months or longer [Member]
Unrealized loss
Number of investments	8	15
Fair value	$ 4,549	$ 7,270
Unrealized Losses	$ 59	$ 118
12 months or longer [Member] | Collateralized mortgage obligations [Member]
Unrealized loss
Number of investments	6	6
Fair value	$ 2,059	$ 2,551
Unrealized Losses	$ 48	$ 44
U.S. Government and agency obligations [Member]
Unrealized loss
Number of investments	18	16
Fair Value	$ 23,039	$ 17,297
Unrealized Losses	$ 326	$ 88
U.S. Government and agency obligations [Member] | Less than 12 months [Member]
Unrealized loss
Number of investments	17	14
Fair Value	$ 21,048	$ 15,333
Unrealized Losses	$ 317	$ 55
U.S. Government and agency obligations [Member] | 12 months or longer [Member]
Unrealized loss
Number of investments	1	2
Fair value	$ 1,991	$ 1,964
Unrealized Losses	$ 9	$ 33
Corporate bonds [Member]
Unrealized loss
Number of investments	4	5
Fair Value	$ 1,657	$ 2,159
Unrealized Losses	$ 7	$ 13
Corporate bonds [Member] | Less than 12 months [Member]
Unrealized loss
Number of investments	3	2
Fair Value	$ 1,158	$ 759
Unrealized Losses	$ 5	$ 5
Corporate bonds [Member] | 12 months or longer [Member]
Unrealized loss
Number of investments	1	3
Fair value	$ 499	$ 1,400
Unrealized Losses	$ 2	$ 8
State and municipal obligations [Member]
Unrealized loss
Number of investments	18	13
Fair Value	$ 6,610	$ 5,257
Unrealized Losses	$ 159	$ 81
State and municipal obligations [Member] | Less than 12 months [Member]
Unrealized loss
Number of investments	18	9
Fair Value	$ 6,610	$ 3,902
Unrealized Losses	$ 159	$ 48
State and municipal obligations [Member] | 12 months or longer [Member]
Unrealized loss
Number of investments	0	4
Fair value	$ 0	$ 1,355
Unrealized Losses	$ 0	$ 33
Mortgage-backed securities and other [Member]
Unrealized loss
Number of investments	9	5
Fair Value	$ 5,780	$ 5,176
Unrealized Losses	$ 76	$ 41
Mortgage-backed securities and other [Member] | Less than 12 months [Member]
Unrealized loss
Number of investments	9	5
Fair Value	$ 5,780	$ 5,176
Unrealized Losses	$ 76	$ 41
Mortgage-backed securities and other [Member] | 12 months or longer [Member]
Unrealized loss
Number of investments	0	0
Fair value	$ 0	$ 0
Unrealized Losses	$ 0	$ 0
Other Equit Securities [Member]
Unrealized loss
Number of investments	1
Fair Value	$ 482
Unrealized Losses	$ 18
Other Equit Securities [Member] | Less than 12 months [Member]
Unrealized loss
Number of investments	1
Fair Value	$ 482
Unrealized Losses	$ 18
Other Equit Securities [Member] | 12 months or longer [Member]
Unrealized loss
Number of investments	0
Fair value	$ 0
Unrealized Losses	$ 0

Securities (Details 2)

Securities (Details 2) $ in Thousands	Dec. 31, 2016USD ($)
Amortized cost and estimated fair value of all debt securities
Available-for-sale, Amortized Cost, Due in one year or less	$ 3,202
Available-for-sale, Amortized Cost, Due after one to five years	40,213
Available-for-sale, Amortized Cost, Due after five to ten years	5,791
Available-for-sale, Amortized Cost, Due after ten years	1,287
Available-for-sale, Amortized Cost, Mortgage-backed and related securities	40,390
Available-for-sale, Amortized Cost, Total	90,883
Available-for-sale, Fair Value, Due in one year or less	3,211
Available-for-sale, Fair Value, Due after one to five years	40,006
Available-for-sale, Fair Value, Due after five to ten years	5,793
Available-for-sale, Fair Value, Fair value, Due after ten years	1,300
Available-for-sale, Fair Value, Mortgage-backed and related securities	40,420
Available-for-sale, Fair Value, Total	$ 90,730

Securities (Details Textual)

Securities (Details Textual) - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
Schedule of Available-for-sale Securities [Line Items]
Investment From Same Issuer As Percentage Of Equity Maximum	10.00%
Pledged Assets Separately Reported, Securities Pledged as Collateral, at Fair Value, Total	$ 83.6	$ 78.8

Loans (Details)

Loans (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Loans
Consumer and credit card	$ 34,219	$ 40,587
Residential real estate and home equity	156,580	137,645
Commercial and industrial	104,336	99,213
Commercial real estate	92,376	100,743
Subtotal	387,511	378,188
Net deferred loan costs	598	325
Loans	388,109	378,513
Allowance for loan losses	(4,345)	(4,333)	$ (4,236)
Net loans	$ 383,764	$ 374,180

Loans (Details 1)

Loans (Details 1) $ in Thousands	12 Months Ended
	Dec. 31, 2016USD ($)
Schedule Of Loans [Line Items]
Balance at beginning of year	$ 4,912
New loans	184
Repayments	(517)
Balance at end of year	$ 4,579

Loans (Details Textual)

Loans (Details Textual) - USD ($)	Dec. 31, 2016	Dec. 31, 2015
Schedule Of Loans [Line Items]
Loan Serviced For Others	$ 16,700,000	$ 1,800,000
Servicing Asset, Total	$ 75,000	$ 3,000

Credit Quality (Details)

Credit Quality (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
Allowance allocated to:
Beginning balance	$ 4,333	$ 4,236
Charge-offs	(213)	(614)
Recoveries	475	711
Net (charge-offs) recoveries	262	97
Provision	(250)	0
Ending balance	4,345	4,333
Consumer and Credit Card [Member]
Allowance allocated to:
Beginning balance	144	190
Charge-offs	(192)	(166)
Recoveries	68	147
Net (charge-offs) recoveries	(124)	(19)
Provision	104	(27)
Ending balance	124	144
Commercial and Industrial [Member]
Allowance allocated to:
Beginning balance	1,321	1,132
Charge-offs	(2)	(311)
Recoveries	258	352
Net (charge-offs) recoveries	256	41
Provision	(103)	148
Ending balance	1,474	1,321
Commercial Real Estate [Member]
Allowance allocated to:
Beginning balance	1,999	2,376
Charge-offs	0	(64)
Recoveries	95	103
Net (charge-offs) recoveries	95	39
Provision	(356)	(416)
Ending balance	1,738	1,999
Residential Real Estate and Home Equity [Member]
Allowance allocated to:
Beginning balance	561	268
Charge-offs	(19)	(73)
Recoveries	54	109
Net (charge-offs) recoveries	35	36
Provision	(57)	257
Ending balance	539	561
Unallocated Financing Receivables [Member]
Allowance allocated to:
Beginning balance	308	270
Provision	162	38
Ending balance	$ 470	$ 308

Credit Quality (Details 1)

Credit Quality (Details 1) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
Impaired Loans
Recorded Investment	$ 9,910	$ 7,791
Unpaid Principal Balance	9,988	7,868
Related Allowance	925	579
Average Recorded Investment	9,021	10,492
Interest Income Recognized	398	336
Consumer and credit card [Member]
Impaired Loans
Recorded Investment	181	548
Unpaid Principal Balance	181	548
Related Allowance	0	0
Average Recorded Investment	328	496
Interest Income Recognized	13	27
Commercial and industrial [Member]
Impaired Loans
Recorded Investment	1,822	1,870
Unpaid Principal Balance	1,900	1,947
Related Allowance	344	144
Average Recorded Investment	2,056	2,087
Interest Income Recognized	82	90
Commercial real estate [Member]
Impaired Loans
Recorded Investment	7,017	4,705
Unpaid Principal Balance	7,017	4,705
Related Allowance	581	435
Average Recorded Investment	5,957	7,333
Interest Income Recognized	295	219
Residential Real Estate and Home Equity [Member]
Impaired Loans
Recorded Investment	890	668
Unpaid Principal Balance	890	668
Related Allowance	0	0
Average Recorded Investment	680	576
Interest Income Recognized	8	0
With no related allowance recorded [Member]
Impaired Loans
Recorded Investment	3,836	2,268
Unpaid Principal Balance	3,836	2,268
Average Recorded Investment	3,020	2,526
Interest Income Recognized	119	70
With no related allowance recorded [Member] | Consumer and credit card [Member]
Impaired Loans
Recorded Investment	181	548
Unpaid Principal Balance	181	548
Average Recorded Investment	328	496
Interest Income Recognized	13	27
With no related allowance recorded [Member] | Commercial and industrial [Member]
Impaired Loans
Recorded Investment	546	926
Unpaid Principal Balance	546	926
Average Recorded Investment	821	1,063
Interest Income Recognized	26	35
With no related allowance recorded [Member] | Commercial real estate [Member]
Impaired Loans
Recorded Investment	2,219	126
Unpaid Principal Balance	2,219	126
Average Recorded Investment	1,191	391
Interest Income Recognized	72	8
With no related allowance recorded [Member] | Residential Real Estate and Home Equity [Member]
Impaired Loans
Recorded Investment	890	668
Unpaid Principal Balance	890	668
Average Recorded Investment	680	576
Interest Income Recognized	8	0
With allowance recorded [Member]
Impaired Loans
Recorded Investment	6,074	5,523
Unpaid Principal Balance	6,152	5,600
Related Allowance	925	579
Average Recorded Investment	6,001	7,966
Interest Income Recognized	279	266
With allowance recorded [Member] | Commercial and industrial [Member]
Impaired Loans
Recorded Investment	1,276	944
Unpaid Principal Balance	1,354	1,021
Related Allowance	344	144
Average Recorded Investment	1,235	1,024
Interest Income Recognized	56	55
With allowance recorded [Member] | Commercial real estate [Member]
Impaired Loans
Recorded Investment	4,798	4,579
Unpaid Principal Balance	4,798	4,579
Related Allowance	581	435
Average Recorded Investment	4,766	6,942
Interest Income Recognized	$ 223	$ 211

Credit Quality (Details 2)

Credit Quality (Details 2) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Financing Receivable, Allowance for Credit Losses [Line Items]
Financing Receivable, Allowance for Credit Losses	$ 4,345	$ 4,333
Allocated Financing Receivables [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	925	579
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	2,950	3,446
Financing Receivable, Allowance for Credit Losses	3,875	4,025
Allocated Financing Receivables [Member] | Commercial Real Estate [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	581	435
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	1,157	1,564
Financing Receivable, Allowance for Credit Losses	1,738	1,999
Allocated Financing Receivables [Member] | Residential Real Estate and Home Equity [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	0	0
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	539	561
Financing Receivable, Allowance for Credit Losses	539	561
Allocated Financing Receivables [Member] | Commercial and Industrial [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	344	144
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	1,130	1,177
Financing Receivable, Allowance for Credit Losses	1,474	1,321
Allocated Financing Receivables [Member] | Consumer and Credit Card [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	0	0
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	124	144
Financing Receivable, Allowance for Credit Losses	124	144
Unallocated Financing Receivables [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Financing Receivable, Allowance for Credit Losses	$ 470	$ 308

Credit Quality (Details 3)

Credit Quality (Details 3) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Financing Receivable, Allowance for Credit Losses [Line Items]
Financing Receivable, Individually Evaluated for Impairment	$ 9,910	$ 7,791
Financing Receivable, Collectively Evaluated for Impairment	377,601	370,397
Financing Receivable, Net	387,511	378,188
Commercial Real Estate Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Financing Receivable, Individually Evaluated for Impairment	7,017	4,705
Financing Receivable, Collectively Evaluated for Impairment	85,359	96,038
Financing Receivable, Net	92,376	100,743
Residential Real Estate and Home Equity [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Financing Receivable, Individually Evaluated for Impairment	890	668
Financing Receivable, Collectively Evaluated for Impairment	155,690	136,977
Financing Receivable, Net	156,580	137,645
Commercial and Industrial [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Financing Receivable, Individually Evaluated for Impairment	1,822	1,870
Financing Receivable, Collectively Evaluated for Impairment	102,514	97,343
Financing Receivable, Net	104,336	99,213
Consumer and Credit Card [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Financing Receivable, Individually Evaluated for Impairment	181	548
Financing Receivable, Collectively Evaluated for Impairment	34,038	40,039
Financing Receivable, Net	$ 34,219	$ 40,587

Credit Quality (Details 4)

Credit Quality (Details 4) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans on nonaccrual status	$ 3,239	$ 1,222
Consumer and credit card [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans on nonaccrual status	0	0
Commercial real estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans on nonaccrual status	2,115	0
Residential real estate and home equity [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans on nonaccrual status	890	668
Commercial and industrial [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans on nonaccrual status	$ 234	$ 554

Credit Quality (Details 5)

Credit Quality (Details 5) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Credit Quality Indicators
Loans	$ 388,109	$ 378,513
Commercial and Industrial [Member]
Credit Quality Indicators
Loans	104,336	99,213
Commercial and Industrial [Member] | Pass [Member]
Credit Quality Indicators
Loans	101,556	96,225
Commercial and Industrial [Member] | Special Mention [Member]
Credit Quality Indicators
Loans	1,238	925
Commercial and Industrial [Member] | Substandard [Member]
Credit Quality Indicators
Loans	1,542	2,063
Commercial Real Estate [Member]
Credit Quality Indicators
Loans	92,376	100,743
Commercial Real Estate [Member] | Pass [Member]
Credit Quality Indicators
Loans	85,679	91,132
Commercial Real Estate [Member] | Special Mention [Member]
Credit Quality Indicators
Loans	4,136	4,592
Commercial Real Estate [Member] | Substandard [Member]
Credit Quality Indicators
Loans	$ 2,561	$ 5,019

Credit Quality (Details 6)

Credit Quality (Details 6) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Credit Quality Indicators
Consumer risk based on payment activity	$ 388,109	$ 378,513
Consumer and Credit Card [Member]
Credit Quality Indicators
Consumer risk based on payment activity	34,219	40,587
Consumer and Credit Card [Member] | Performing [Member]
Credit Quality Indicators
Consumer risk based on payment activity	34,219	40,587
Consumer and Credit Card [Member] | Non-Performing [Member]
Credit Quality Indicators
Consumer risk based on payment activity	0	0
Residential Real Estate and Home Equity [Member]
Credit Quality Indicators
Consumer risk based on payment activity	156,580	137,645
Residential Real Estate and Home Equity [Member] | Performing [Member]
Credit Quality Indicators
Consumer risk based on payment activity	155,690	136,975
Residential Real Estate and Home Equity [Member] | Non-Performing [Member]
Credit Quality Indicators
Consumer risk based on payment activity	$ 890	$ 670

Credit Quality (Details 7)

Credit Quality (Details 7) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	$ 1,245	$ 956
Financing Receivable, Recorded Investment, Current	386,266	377,232
Financing Receivable, Recorded Investment, Subtotal	387,511	378,188
Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	154	444
Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	402	111
Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	689	401
Consumer and credit card [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	64	61
Financing Receivable, Recorded Investment, Current	34,155	40,526
Financing Receivable, Recorded Investment, Subtotal	34,219	40,587
Consumer and credit card [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	62	48
Consumer and credit card [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	2	13
Consumer and credit card [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	0	0
Commercial and industrial [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	400	236
Financing Receivable, Recorded Investment, Current	103,936	98,977
Financing Receivable, Recorded Investment, Subtotal	104,336	99,213
Commercial and industrial [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	0	236
Commercial and industrial [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	400	0
Commercial and industrial [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	0	0
Commercial real estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	168	0
Financing Receivable, Recorded Investment, Current	92,208	100,743
Financing Receivable, Recorded Investment, Subtotal	92,376	100,743
Commercial real estate [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	0	0
Commercial real estate [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	0	0
Commercial real estate [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	168	0
Residential Real Estate and Home Equity [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	613	659
Financing Receivable, Recorded Investment, Current	155,967	136,986
Financing Receivable, Recorded Investment, Subtotal	156,580	137,645
Residential Real Estate and Home Equity [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	92	160
Residential Real Estate and Home Equity [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	0	98
Residential Real Estate and Home Equity [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	$ 521	$ 401

Credit Quality (Details 8)

Credit Quality (Details 8) $ in Thousands	12 Months Ended
	Dec. 31, 2016USD ($)Contracts	Dec. 31, 2015USD ($)Contracts
Financing Receivable, Modifications [Line Items]
Number of Contracts | Contracts	4	9
Recorded Investment | $	$ 388	$ 317
Consumer and credit card [Member]
Financing Receivable, Modifications [Line Items]
Number of Contracts | Contracts	0	7
Recorded Investment | $	$ 0	$ 273
Commercial and industrial [Member]
Financing Receivable, Modifications [Line Items]
Number of Contracts | Contracts	0	2
Recorded Investment | $	$ 0	$ 44
Commercial real estate [Member]
Financing Receivable, Modifications [Line Items]
Number of Contracts | Contracts	4	0
Recorded Investment | $	$ 388	$ 0

Credit Quality (Details Textual

Credit Quality (Details Textual)	Dec. 31, 2016USD ($)
Financing Receivable, Modifications [Line Items]
Commercial And Commercial Real Estate Loan Relationships Internal Risk Grade Based Limit	$ 250,000

Premises and Equipment (Details

Premises and Equipment (Details) - USD ($)	Dec. 31, 2016	Dec. 31, 2015
Property, Plant and Equipment [Line Items]
Subtotal	$ 18,551,000	$ 18,384,000
Accumulated depreciation	(17,392,000)	(13,733,000)
Subtotal	1,159,000	4,651,000
Software, net of accumulated amortization	220,000	440,000
Total premises and equipment	9,232,000	5,091,000
Land [Member]
Property, Plant and Equipment [Line Items]
Subtotal	14,000	14,000
Building [Member]
Property, Plant and Equipment [Line Items]
Subtotal	8,153,000	8,121,000
Furniture and Fixtures [Member]
Property, Plant and Equipment [Line Items]
Subtotal	10,384,000	10,249,000
Assets Held under Capital Leases [Member]
Property, Plant and Equipment [Line Items]
Subtotal	8,200,000
Accumulated depreciation	(377,000)
Total premises and equipment	$ 7,853,000	$ 0

Premises and Equipment (Detai61

Premises and Equipment (Details 1) $ in Thousands	Dec. 31, 2016USD ($)
Property, Plant and Equipment [Line Items]
2,017	$ 1,052
2,018	922
2,019	831
2,020	755
2,021	769
Thereafter	7,933
Total	$ 12,262

Premises and Equipment (Detai62

Premises and Equipment (Details 2) $ in Thousands	Dec. 31, 2016USD ($)
2,017	$ 655
2,018	668
2,019	682
2,020	695
2,021	709
2022 and after	7,056
Total	10,465
Less amount representing interest	2,529
Present value of net minimum lease payments	$ 7,936

Premises and Equipment (Detai63

Premises and Equipment (Details Textual) - USD ($)	1 Months Ended	12 Months Ended
	Jan. 31, 2016	Dec. 31, 2016	Dec. 31, 2015
Property, Plant and Equipment [Line Items]
Depreciation, Total		$ 904,000	$ 932,000
Operating Leases, Rent Expense, Net, Total		571,000	643,000
Disposal Group, Including Discontinued Operation, Property, Plant and Equipment			4,800,000
Sale Leaseback Transaction, Lease Terms	fifteen year term
Sale Leaseback Transaction Minimum Lease Payment, Annual Percentage Increase	2.00%
Minimum Lease Payments, Sale Leaseback Transactions, Next Twelve Months	$ 642,000
Property, Plant and Equipment, Gross, Total		18,551,000	18,384,000
Accumulated Depreciation, Depletion and Amortization, Property, Plant, and Equipment		17,392,000	$ 13,733,000
Assets Held under Capital Leases [Member]
Property, Plant and Equipment [Line Items]
Property, Plant and Equipment, Gross, Total		8,200,000
Accumulated Depreciation, Depletion and Amortization, Property, Plant, and Equipment		$ 377,000

Deposits (Details)

Deposits (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Interest Bearing Deposits [Line Items]
Time deposits	$ 43,080	$ 71,446
Total deposits	350,247	350,514
Deposits [Member]
Interest Bearing Deposits [Line Items]
Non-interest-bearing demand	126,392	124,023
Interest-bearing demand	83,122	77,616
Savings	53,602	47,333
Money market	170,443	154,119
Time deposits	43,080	71,446
Total deposits	$ 476,639	$ 474,537

Deposits (Details 1)

Deposits (Details 1) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Interest Bearing Deposits [Line Items]
Due in one year	$ 24,206	$ 64,959
Due in two years	13,540	3,693
Due in three years	4,912	2,480
Due in four years	324	314
Due in five years or more	98	0
Total time deposits	$ 43,080	$ 71,446

Deposits (Details Textual)

Deposits (Details Textual) - USD ($) $ in Millions	Dec. 31, 2016	Dec. 31, 2015
Interest Bearing Deposits [Line Items]
Time Deposits, $250,000 or More, Domestic	$ 5.7	$ 11.2

Borrowings (Details)

Borrowings (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Schedule Of Borrowed Funds [Line Items]
Federal Home Loan Bank, Advances, Maturities Summary, Due in Next Rolling Twelve Months	$ 590	$ 1,530
Federal Home Loan Bank, Advances, Maturities Summary, Due in Rolling Year Two	2,034	590
Federal Home Loan Bank, Advances, Maturities Summary, Due in Rolling Year Three	0	2,034
Federal Home Loan Bank, Advances, Maturities Summary, Due in Rolling Year Four	0	0
Federal Home Loan Bank, Advances, Maturities Summary, Due in Rolling Year Five	0	0
Federal Home Loan Bank, Advances, Maturities Summary, Due after Rolling Year Five	333	366
Amount	$ 2,957	$ 4,520
Federal Home Loan Bank, Advances, Maturities Summary, Average Interest Rate of Amounts Due within One Year of Balance Sheet Date	1.12%	0.84%
Federal Home Loan Bank, Advances, Maturities Summary, Average Interest Rate, One to Two Years from Balance Sheet Date	1.79%	1.15%
Federal Home Loan Bank, Advances, Maturities Summary, Average Interest Rate, Two to Three Years from Balance Sheet Date	0.00%	1.79%
Federal Home Loan Bank, Advances, Maturities Summary, Average Interest Rate, Three to Four Years from Balance Sheet Date	0.00%	0.00%
Federal Home Loan Bank, Advances, Maturities Summary, Average Interest Rate, Four to Five Years from Balance Sheet Date	0.00%	0.00%
Federal Home Loan Bank, Advances, Maturities Summary, Average Interest Rate, after Five Years from Balance Sheet Date	5.44%	5.44%
Weighted Average Rate Of Borrowings	2.07%	1.68%

Borrowings (Details Textual)

Borrowings (Details Textual) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Schedule Of Borrowed Funds [Line Items]
Line Of Credit Facility Amount	$ 21,100
Amount Of Indirect Loan Pledged	41,200
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Collateral Pledged	146,800	$ 137,900
Federal Home Loan Bank Stock	3,250	3,250
Advances from Federal Home Loan Banks, Total	2,957	4,520
Federal Home Loan Bank Advances [Member]
Schedule Of Borrowed Funds [Line Items]
Advances from Federal Home Loan Banks, Total	$ 3,000	$ 4,500

Earnings per Common Share (Deta

Earnings per Common Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2016	Sep. 30, 2016	Jun. 30, 2016	Mar. 31, 2016	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2016	Dec. 31, 2015
Basic
Net income (loss)	$ (636)	$ (426)	$ 331	$ 116	$ 273	$ 11,088	$ 144	$ 239	$ (615)	$ 11,744
Less: undistributed earnings allocated to unvested restricted shares									0	(129)
Net earnings (loss) allocated to common shareholders									$ (615)	$ 11,615
Weighted average common shares outstanding including shares considered participating securities									7,199,505	7,272,061
Less: average participating securities									0	(79,709)
Weighted average shares	7,199,505	7,339,710	7,346,417	7,311,238	7,280,480	7,282,365	7,287,435	7,237,371	7,199,505	7,192,352
Basic earnings (loss) per common share									$ (0.09)	$ 1.61
Diluted
Net earnings (loss) allocated to common shareholders									$ (615)	$ 11,615
Weighted average common shares outstanding for basic earnings (loss) per common share									$ 7,199,505	$ 7,192,352
Dilutive effect of assumed exercise of stock options									0	16,289
Average participating securities									0	79,709
Average common shares outstanding - diluted	7,199,505	7,339,710	7,363,802	7,330,881	7,297,496	7,302,174	7,303,902	7,253,840	7,199,505	7,288,350
Diluted earnings (loss) per common share									$ (0.09)	$ 1.61

Earnings per Common Share (De70

Earnings per Common Share (Details 1) - shares	3 Months Ended								12 Months Ended
	Dec. 31, 2016	Sep. 30, 2016	Jun. 30, 2016	Mar. 31, 2016	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2016	Dec. 31, 2015
Weighted-average common shares outstanding (basic)									7,199,505	7,272,061
Dilutive effect of assumed exercise of stock options									0	16,289
Weighted-average common shares outstanding (diluted)	7,199,505	7,339,710	7,363,802	7,330,881	7,297,496	7,302,174	7,303,902	7,253,840	7,199,505	7,288,350

Earnings per Common Share (De71

Earnings per Common Share (Details Textual) - shares	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount	51,076	9,979

Retirement Plans (Details Textu

Retirement Plans (Details Textual) - USD ($)	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]
Period for which individual completed employment	6 months
Eligibility of individual, age basis	20 or more years
Maximum contribution of Corporation	3.00%
Expenses related retirement plan	$ 176,000	$ 164,000
Total expenses	16,000	2,000
Total accrued liability	930,000	888,000
Outstanding liability	$ 863,000	$ 761,000

Stock-Based Compensation (Detai

Stock-Based Compensation (Details) - Restricted Stock [Member]	12 Months Ended
	Dec. 31, 2016$ / sharesshares
Summary of non invested options
Outstanding at beginning of year, Non-vested Shares | shares	81,732
Granted, Non-vested Shares | shares	78,036
Forfeited, Non-vested Shares | shares	(3,788)
Vested, Non-vested Shares | shares	(17,743)
Outstanding at end of year, Non-vested Shares | shares	138,237
Outstanding at beginning of year, Weighted Average Grant Date Fair Value | $ / shares	$ 7.20
Granted, Weighted Average Grant Date Fair Value | $ / shares	6.95
Forfeited, Weighted Average Grant Date Fair Value | $ / shares	6.99
Vested, Weighted Average Grant Date Fair Value | $ / shares	11.82
Outstanding at end of year, Weighted Average Grant Date Fair Value | $ / shares	$ 7.07

Stock-Based Compensation (Det74

Stock-Based Compensation (Details 1) - $ / shares	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Market price	$ 16.80	$ 7.47
Expected annual volatility rate	30.00%	30.00%
Weighted average remaining life	3 months	4 years 2 months 12 days

Stock-Based Compensation (Det75

Stock-Based Compensation (Details 2) - $ / shares	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
Summary of stock option plan
Outstanding at beginning of year, Shares	74,007
Exercised, Shares	(17,305)
Forfeited, Shares	(3,539)
Expired, Shares	(2,087)
Outstanding at end of year, Shares	51,076
Options exercisable at period end, Shares	46,161
Outstanding at beginning of year, Weighted Average Exercise Price	$ 6.66
Exercised, Weighted Average Exercise Price	4.17
Forfeited, Weighted Average Exercise Price	4.05
Expired, Weighted Average Exercise Price	30.70
Outstanding at end of period, Weighted Average Exercise Price	$ 6.7
Options exercisable at year end, Weighted Average Exercise Price		$ 6.93

Stock-Based Compensation (Det76

Stock-Based Compensation (Details 3)	12 Months Ended
	Dec. 31, 2016$ / sharesshares
Range of Exercise Prices One [Member]
Stock options outstanding
Options Outstanding | shares	39,357
Options Outstanding, Weighted Average Exercise Price	$ 4.01
Options Outstanding, Weighted Average Remaining Life (Months)	3 months
Options Exercisable | shares	34,442
Options Exercisable, Weighted Average Exercise Price	$ 3.95
Range of Exercise Prices Two [Member]
Stock options outstanding
Options Outstanding | shares	4,017
Options Outstanding, Weighted Average Exercise Price	$ 9
Options Outstanding, Weighted Average Remaining Life (Months)	3 months
Options Exercisable | shares	4,017
Options Exercisable, Weighted Average Exercise Price	$ 9
Range of Exercise Prices Three [Member]
Stock options outstanding
Options Outstanding | shares	4,783
Options Outstanding, Weighted Average Exercise Price	$ 16.9
Options Outstanding, Weighted Average Remaining Life (Months)	3 months
Options Exercisable | shares	4,783
Options Exercisable, Weighted Average Exercise Price	$ 16.9
Range of Exercise Prices Four [Member]
Stock options outstanding
Exercise Prices, Lower Range	17.01
Exercise Prices, Higher Range	$ 23
Options Outstanding | shares	2,919
Options Outstanding, Weighted Average Exercise Price	$ 23
Options Outstanding, Weighted Average Remaining Life (Months)	3 months
Options Exercisable | shares	2,919
Options Exercisable, Weighted Average Exercise Price	$ 23

Stock-Based Compensation (Det77

Stock-Based Compensation (Details Textual) - USD ($)	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Unvested equity-based awards based on their grant-date fair value	$ 475,000	$ 134,000
Expected life	3 months	4 years 2 months 12 days
Unrecognized compensation expense to be recognized over the remaining life of outstanding options	$ 55,000
Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercised, Intrinsic Value	158,000	$ 32,000
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Intrinsic Value	618,000
Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercisable, Intrinsic Value	549,000
Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share-based Compensation, Total	157,000	110,000
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Vested in Period, Fair Value	$ 133,000	$ 54,000
Plan 2004 [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Employee share option plan	300,000
Employee share option plan granted	20.00%
Plan 2014 [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Employee share option plan	350,000

Federal Income Taxes (Details)

Federal Income Taxes (Details) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2016	Sep. 30, 2016	Jun. 30, 2016	Mar. 31, 2016	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2016	Dec. 31, 2015
Investments, Owned, Federal Income Tax Note [Line Items]
Current									$ 136	$ 10
Deferred									(712)	119
Valuation allowance						$ (10,700)			0	(10,784)
Total	$ (343)	$ (190)	$ 52	$ (95)	$ 33	$ (10,688)	$ 0	$ 0	$ (576)	$ (10,655)

Federal Income Taxes (Details 1

Federal Income Taxes (Details 1) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2016	Sep. 30, 2016	Jun. 30, 2016	Mar. 31, 2016	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2016	Dec. 31, 2015
Income taxes (credits) computed at the statutory federal
Federal income taxes at the expected statutory rate									$ (405)	$ 370
Increase (decrease) in taxes resulting from:
Nontaxable dividend and interest income									(100)	(91)
Increase in cash surrender value of life insurance - net									(248)	(250)
Nondeductible acquisition costs									180	0
Valuation allowance						$ (10,700)			0	(10,784)
Other									(3)	100
Income tax benefit per financial statements	$ (343)	$ (190)	$ 52	$ (95)	$ 33	$ (10,688)	$ 0	$ 0	$ (576)	$ (10,655)

Federal Income Taxes (Details 2

Federal Income Taxes (Details 2) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Deferred tax assets:
Allowance for loan losses	$ 1,477	$ 1,473
Unrealized losses on available-for-sale securities	60	0
Deferred compensation	316	300
Alternative minimum tax carry forward	201	155
Deferred gain on sale of building	991	0
NOL carry forward	8,419	9,020
Other	616	112
Subtotal	12,080	11,060
Deferred tax liabilities:
FHLB stock dividends	(307)	(307)
Unrealized gains on available-for-sale securities	0	(225)
Depreciation	(34)	(55)
Other	(302)	(33)
Subtotal	(643)	(620)
Net deferred tax asset	11,437	10,440
Less: valuation allowance	0	0
Total	$ 11,437	$ 10,440

Federal Income Taxes (Details T

Federal Income Taxes (Details Textual) - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Sep. 30, 2015	Dec. 31, 2016	Dec. 31, 2015
Investments, Owned, Federal Income Tax Note [Line Items]
Net operating loss carry forward		$ 24,800
Net operating loss carry forward, expiration starting period		2,030
Valuation Allowance, Deferred Tax Asset, Change in Amount	$ 10,700	$ 0	$ 10,784

Commitments, Contingencies an82

Commitments, Contingencies and Financial Instruments with Off-Balance Sheet Risk (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
Commitments to extend credit [Member]
Contractual amount of financing instruments with off-balance sheet risk
Fixed rate	$ 17,512	$ 8,124
Variable rate	0	2,706
Unused lines of credit and letters of credit [Member]
Contractual amount of financing instruments with off-balance sheet risk
Fixed rate	5,960	11,403
Variable rate	$ 106,707	$ 107,157

Commitments, Contingencies an83

Commitments, Contingencies and Financial Instruments with Off-Balance Sheet Risk (Details Textual)	12 Months Ended
	Dec. 31, 2016
Fair Value, Off balance Sheet Risks, Disclosure Information [LineItems]
Period of loan Maximum	30 days
Maturity Of Loans Subject To Fixed Rate Commitments	1 to 30 years
Pending Litigation [Member]
Fair Value, Off balance Sheet Risks, Disclosure Information [LineItems]
Material litigation	0
Material legal proceedings [Member]
Fair Value, Off balance Sheet Risks, Disclosure Information [LineItems]
Material litigation	0

Regulatory Capital (Details)

Regulatory Capital (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Summary of actual and required capital ratios
Total risk-based capital, Actual Amount	$ 52,825	$ 52,500
Total risk-based capital, Actual Ratio	13.85%	14.29%
Total risk-based capital, For capital adequacy purposes, Amount	$ 30,513	$ 29,391
Total risk-based capital, For capital adequacy purposes, Ratio	8.00%	8.00%
Total risk-based capital, To be well-capitalized under Prompt Corrective Action Provisions, Amount	$ 38,141	$ 36,739
Total risk-based capital, To be well-capitalized under Prompt Corrective Action Provisions, Ratio	10.00%	10.00%
Tier-1 capital, Actual Amount	$ 48,480	$ 48,167
Tier-1 capital, Actual Ratio	12.71%	13.11%
Tier-1 capital, For capital adequacy purposes, Amount	$ 22,886	$ 22,044
Tier-1 capital, For capital adequacy purposes, Ratio	6.00%	6.00%
Tier-1 capital, To be well-capitalized under Prompt Corrective Action Provisions, Amount	$ 30,515	$ 29,393
Tier-1 capital, To be well-capitalized under Prompt Corrective Action Provisions, Ratio	8.00%	8.00%
Common equity Tier 1 capital, Actual Amount	$ 48,480	$ 48,167
Common equity Tier 1 capital, Actual Ratio	12.71%	13.11%
Common equity Tier 1 capital, For Capital Adequacy Purposes, Amount	$ 17,164	$ 16,533
Common equity Tier 1 capital, For Capital Adequacy Purposes, Ratio	4.50%	4.50%
Common equity Tier 1 capital, To be well-capitalized under Prompt Corrective Action Provisions, Amount	$ 24,793	$ 23,881
Common equity Tier 1 capital, To be well-capitalized under Prompt Corrective Action Provisions, Ratio	6.50%	6.50%
Leverage, Actual Amount	$ 48,480	$ 48,167
Leverage, Actual Ratio	8.88%	9.11%
Leverage, For capital adequacy purposes, Amount	$ 21,838	$ 21,149
Leverage, For capital adequacy purposes, Ratio	4.00%	4.00%
Leverage, To be well-capitalized under Prompt Corrective Action Provisions, Amount	$ 27,297	$ 26,436
Leverage, To be well-capitalized under Prompt Corrective Action Provisions, Ratio	5.00%	5.00%

Regulatory Capital (Details Tex

Regulatory Capital (Details Textual) - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
Statutory Accounting Practices, Statutory Amount Available for Dividend Payments with Regulatory Approval	$ 11.7
Common Equity Tier One Risk Based Capital To Risk Weighted Assets	12.71%	13.11%
Percentage of Certain Deduction to Common Equity Tier One Risk Based Capital	40.00%
Percentage of Additional Deduction to Common Equity Tier One Risk Based Capital	20.00%
Tier One Risk Based Capital to Risk Weighted Assets	12.71%	13.11%
Tier One Leverage Capital to Average Assets	8.88%	9.11%
Capital Conservation buffer Percentage	2.50%
Risk Weighted Assets	$ 250,000
Tier One Risk Based Capital Required for Capital Adequacy to Risk Weighted Assets	6.00%	6.00%
Capital to Risk Weighted Assets	13.85%	14.29%
Non-Residential Mortgage Loans [Member]
Risk Weighted Assets, Percentage	150.00%
Maximum [Member]
Tier One Risk Based Capital to Risk Weighted Assets	6.00%
Incremental Capital Conservation buffer Percentage	2.50%
Maximum [Member] | Commercial Mortgage Backed Securities [Member]
Risk Weighted Assets, Percentage	150.00%
Maximum [Member] | Unused lines of Credit [Member]
Risk Weighted Assets, Percentage	20.00%
Maximum [Member] | Mortgage Servicing and Deferred Tax Assets [Member]
Risk Weighted Assets, Percentage	250.00%
Minimum [Member]
Common Equity Tier One Risk Based Capital To Risk Weighted Assets	7.00%
Tier One Risk Based Capital to Risk Weighted Assets	4.00%
Incremental Capital Conservation buffer Percentage	0.625%
Tier One Risk Based Capital Required for Capital Adequacy to Risk Weighted Assets	8.50%
Capital to Risk Weighted Assets	10.50%
Minimum [Member] | Commercial Mortgage Backed Securities [Member]
Risk Weighted Assets, Percentage	100.00%
Minimum [Member] | Unused lines of Credit [Member]
Risk Weighted Assets, Percentage	0.00%
Minimum [Member] | Mortgage Servicing and Deferred Tax Assets [Member]
Risk Weighted Assets, Percentage	100.00%

Fair Value Measurements (Detail

Fair Value Measurements (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Financial assets
Cash and cash equivalents, Carrying amount	$ 25,094	$ 31,892	$ 21,274
Securities available-for-sale, Carrying amount	90,730	87,797
Loans (net of allowance), Carrying amount	383,764	374,180
FHLB stock, Carrying amount	3,250	3,250
Financial liabilities
Noninterest-bearing deposits, Carrying amount	126,392	124,023
Interest-bearing deposits, Carrying amount	350,247	350,514
Borrowings, Carrying amount	2,957	4,520
Level 1 [Member]
Financial assets
Securities available-for-sale, Carrying amount	482	0
Cash and cash equivalents, Fair value	25,094	31,892
Securities available-for-sale, Fair value	482	0
Loans (net of allowance), Fair value	0	0
FHLB stock, Fair value	0	0
Accrued interest receivable, Fair value	0	0
Financial liabilities
Noninterest-bearing deposits, Fair value	0	0
Interest-bearing deposits, Fair value	0	0
Borrowings, Fair value	0	0
Accrued interest payable, Fair value	0	0
Level 2 [Member]
Financial assets
Securities available-for-sale, Carrying amount	90,248	87,797
Cash and cash equivalents, Fair value	0	0
Securities available-for-sale, Fair value	90,248	87,797
Loans (net of allowance), Fair value	0	0
FHLB stock, Fair value	3,250	3,250
Accrued interest receivable, Fair value	0	0
Financial liabilities
Noninterest-bearing deposits, Fair value	126,392	124,023
Interest-bearing deposits, Fair value	350,381	350,957
Borrowings, Fair value	2,957	4,520
Accrued interest payable, Fair value	0	0
Level 3 [Member]
Financial assets
Securities available-for-sale, Carrying amount	0	0
Cash and cash equivalents, Fair value	0	0
Securities available-for-sale, Fair value	0	0
Loans (net of allowance), Fair value	387,303	371,930
FHLB stock, Fair value	0	0
Accrued interest receivable, Fair value	1,295	1,307
Financial liabilities
Noninterest-bearing deposits, Fair value	0	0
Interest-bearing deposits, Fair value	0	0
Borrowings, Fair value	0	0
Accrued interest payable, Fair value	53	74
Carrying amount [Member]
Financial assets
Cash and cash equivalents, Carrying amount	25,094	31,892
Securities available-for-sale, Carrying amount	90,730	87,797
Loans (net of allowance), Carrying amount	383,973	374,180
FHLB stock, Carrying amount	3,250	3,250
Accrued interest receivable, Carrying amount	1,295	1,307
Financial liabilities
Noninterest-bearing deposits, Carrying amount	126,392	124,023
Interest-bearing deposits, Carrying amount	350,247	350,514
Borrowings, Carrying amount	2,957	4,520
Accrued interest payable, Carrying Amount	53	74
Fair value [Member]
Financial assets
Cash and cash equivalents, Fair value	25,094	31,892
Securities available-for-sale, Fair value	90,730	87,797
Loans (net of allowance), Fair value	387,303	371,930
FHLB stock, Fair value	3,250	3,250
Accrued interest receivable, Fair value	1,295	1,307
Financial liabilities
Noninterest-bearing deposits, Fair value	126,392	124,023
Interest-bearing deposits, Fair value	350,381	350,957
Borrowings, Fair value	2,957	4,520
Accrued interest payable, Fair value	$ 53	$ 74

Fair Value Measurements (Deta87

Fair Value Measurements (Details 1) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Fair value measurements of assets recurring basis
Securities available-for-sale	$ 90,730	$ 87,797
Collateralized Mortgage Obligations [Member]
Fair value measurements of assets recurring basis
Securities available-for-sale	25,531	22,801
U.S. Government and agency obligations [Member]
Fair value measurements of assets recurring basis
Securities available-for-sale	24,532	20,842
Corporate bonds [Member]
Fair value measurements of assets recurring basis
Securities available-for-sale	2,807	3,727
State and municipal obligations [Member]
Fair value measurements of assets recurring basis
Securities available-for-sale	22,971	22,261
Mortgage-backed securities and other [Member]
Fair value measurements of assets recurring basis
Securities available-for-sale	14,407	18,166
Other equity securities [Member]
Fair value measurements of assets recurring basis
Securities available-for-sale	482
Quoted Prices in Active Markets for Identical Assets, Level 1 [Member]
Fair value measurements of assets recurring basis
Securities available-for-sale	482	0
Quoted Prices in Active Markets for Identical Assets, Level 1 [Member] | Collateralized Mortgage Obligations [Member]
Fair value measurements of assets recurring basis
Securities available-for-sale	0	0
Quoted Prices in Active Markets for Identical Assets, Level 1 [Member] | U.S. Government and agency obligations [Member]
Fair value measurements of assets recurring basis
Securities available-for-sale	0	0
Quoted Prices in Active Markets for Identical Assets, Level 1 [Member] | Corporate bonds [Member]
Fair value measurements of assets recurring basis
Securities available-for-sale	0	0
Quoted Prices in Active Markets for Identical Assets, Level 1 [Member] | State and municipal obligations [Member]
Fair value measurements of assets recurring basis
Securities available-for-sale	0	0
Quoted Prices in Active Markets for Identical Assets, Level 1 [Member] | Mortgage-backed securities and other [Member]
Fair value measurements of assets recurring basis
Securities available-for-sale	0	0
Quoted Prices in Active Markets for Identical Assets, Level 1 [Member] | Other equity securities [Member]
Fair value measurements of assets recurring basis
Securities available-for-sale	482
Significant Other Observable Inputs, Level 2 [Member]
Fair value measurements of assets recurring basis
Securities available-for-sale	90,248	87,797
Significant Other Observable Inputs, Level 2 [Member] | Collateralized Mortgage Obligations [Member]
Fair value measurements of assets recurring basis
Securities available-for-sale	25,531	22,801
Significant Other Observable Inputs, Level 2 [Member] | U.S. Government and agency obligations [Member]
Fair value measurements of assets recurring basis
Securities available-for-sale	24,532	20,842
Significant Other Observable Inputs, Level 2 [Member] | Corporate bonds [Member]
Fair value measurements of assets recurring basis
Securities available-for-sale	2,807	3,727
Significant Other Observable Inputs, Level 2 [Member] | State and municipal obligations [Member]
Fair value measurements of assets recurring basis
Securities available-for-sale	22,971	22,261
Significant Other Observable Inputs, Level 2 [Member] | Mortgage-backed securities and other [Member]
Fair value measurements of assets recurring basis
Securities available-for-sale	14,407	18,166
Significant Other Observable Inputs, Level 2 [Member] | Other equity securities [Member]
Fair value measurements of assets recurring basis
Securities available-for-sale	0
Significant Unobservable Inputs, Level 3 [Member]
Fair value measurements of assets recurring basis
Securities available-for-sale	0	0
Significant Unobservable Inputs, Level 3 [Member] | Collateralized Mortgage Obligations [Member]
Fair value measurements of assets recurring basis
Securities available-for-sale	0	0
Significant Unobservable Inputs, Level 3 [Member] | U.S. Government and agency obligations [Member]
Fair value measurements of assets recurring basis
Securities available-for-sale	0	0
Significant Unobservable Inputs, Level 3 [Member] | Corporate bonds [Member]
Fair value measurements of assets recurring basis
Securities available-for-sale	0	0
Significant Unobservable Inputs, Level 3 [Member] | State and municipal obligations [Member]
Fair value measurements of assets recurring basis
Securities available-for-sale	0	0
Significant Unobservable Inputs, Level 3 [Member] | Mortgage-backed securities and other [Member]
Fair value measurements of assets recurring basis
Securities available-for-sale	0	$ 0
Significant Unobservable Inputs, Level 3 [Member] | Other equity securities [Member]
Fair value measurements of assets recurring basis
Securities available-for-sale	$ 0

Fair Value Measurements (Deta88

Fair Value Measurements (Details 2) - Fair Value, Measurements, Nonrecurring [Member] - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Impaired loans [Member]
Fair value measurements of assets nonrecurring basis
Securities held-to-maturity, Fair Value	$ 9,910	$ 7,791
Impaired loans [Member] | Quoted Prices in Active Markets for Identical Assets, Level 1 [Member]
Fair value measurements of assets nonrecurring basis
Securities held-to-maturity, Fair Value	0	0
Impaired loans [Member] | Significant Other Observable Inputs, Level 2 [Member]
Fair value measurements of assets nonrecurring basis
Securities held-to-maturity, Fair Value	0	0
Impaired loans [Member] | Significant Unobservable Inputs, Level 3 [Member]
Fair value measurements of assets nonrecurring basis
Securities held-to-maturity, Fair Value	9,910	7,791
Real estate owned [Member]
Fair value measurements of assets nonrecurring basis
Securities held-to-maturity, Fair Value	68	68
Real estate owned [Member] | Quoted Prices in Active Markets for Identical Assets, Level 1 [Member]
Fair value measurements of assets nonrecurring basis
Securities held-to-maturity, Fair Value	0	0
Real estate owned [Member] | Significant Other Observable Inputs, Level 2 [Member]
Fair value measurements of assets nonrecurring basis
Securities held-to-maturity, Fair Value	0	0
Real estate owned [Member] | Significant Unobservable Inputs, Level 3 [Member]
Fair value measurements of assets nonrecurring basis
Securities held-to-maturity, Fair Value	$ 68	$ 68

Parent Company Financial Info89

Parent Company Financial Information (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Assets
Cash	$ 25,094	$ 31,892	$ 21,274
Deferred tax asset, net	11,437	10,440
Total assets	549,509	541,264
Liabilities
Shareholders' Equity	57,802	58,847	47,211
Total liabilities and shareholders' equity	549,509	541,264
Parent Company [Member]
Assets
Cash	830	935	$ 948
Investment in subsidiaries	56,934	57,882
Deferred tax asset, net	51	38
Total assets	57,815	58,855
Liabilities
Other liabilities	13	8
Shareholders' Equity	57,802	58,847
Total liabilities and shareholders' equity	$ 57,815	$ 58,855

Parent Company Financial Info90

Parent Company Financial Information (Details 1) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2016	Sep. 30, 2016	Jun. 30, 2016	Mar. 31, 2016	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2016	Dec. 31, 2015
Consolidated Statements of Operations [Abstract]
Income tax benefit	$ (343)	$ (190)	$ 52	$ (95)	$ 33	$ (10,688)	$ 0	$ 0	$ (576)	$ (10,655)
Net income (loss)	$ (636)	$ (426)	$ 331	$ 116	$ 273	$ 11,088	$ 144	$ 239	(615)	11,744
Parent Company [Member]
Consolidated Statements of Operations [Abstract]
Equity in undistributed net income (loss) of subsidiaries									(490)	11,816
Total income (loss)									(490)	11,816
Operating expenses									132	110
Income tax benefit									(7)	(38)
Net income (loss)									$ (615)	$ 11,744

Parent Company Financial Info91

Parent Company Financial Information (Details 2) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2016	Sep. 30, 2016	Jun. 30, 2016	Mar. 31, 2016	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2016	Dec. 31, 2015
Cash flows from operating activities
Net income (loss)	$ (636)	$ (426)	$ 331	$ 116	$ 273	$ 11,088	$ 144	$ 239	$ (615)	$ 11,744
Adjustments to reconcile net (income) loss to cash used in operating activities:
Restricted stock expense									157	110
Net change in other assets and liabilities									435	17
Cash flows from investing activities
Net cash provided by investing activities									(6,124)	(5,950)
Cash flows from financing activities
Net cash used in financing activities									142	14,057
Repurchase of common stock									(104)	0
Net change in cash									(6,798)	10,618
Cash and cash equivalents at beginning of year				31,892				21,274	31,892	21,274
Cash and cash equivalents at end of year	25,094				31,892				25,094	31,892
Parent Company [Member]
Cash flows from operating activities
Net income (loss)									(615)	11,744
Adjustments to reconcile net (income) loss to cash used in operating activities:
Equity in undistributed net (income) loss of subsidiaries									490	(11,816)
Restricted stock expense									132	110
Net change in other assets and liabilities									(8)	(51)
Net cash used in operating activities									(1)	(13)
Cash flows from investing activities
Net cash provided by investing activities									0	0
Cash flows from financing activities
Net cash used in financing activities									0	0
Repurchase of common stock									(104)	0
Net change in cash									(105)	(13)
Cash and cash equivalents at beginning of year				$ 935				$ 948	935	948
Cash and cash equivalents at end of year	$ 830				$ 935				$ 830	$ 935

Details of Operating Expenses92

Details of Operating Expenses (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
Details Of Operating Expenses [Line Items]
Bank maintenance and utilities	$ 703	$ 732
Rent expense	504	643
Depreciation and software amortization	1,095	932
Software maintenance	1,140	994
Other	564	611
Total occupancy and equipment expenses	$ 4,006	$ 3,912

Details of Operating Expenses93

Details of Operating Expenses (Details 1) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
Details Of Operating Expenses [Line Items]
Other Noninterest Expense	$ 2,934	$ 2,353
ATM and debit cards [Member]
Details Of Operating Expenses [Line Items]
Other Noninterest Expense	686	697
Telephone [Member]
Details Of Operating Expenses [Line Items]
Other Noninterest Expense	210	220
Loan [Member]
Details Of Operating Expenses [Line Items]
Other Noninterest Expense	634	279
REO expenses [Member]
Details Of Operating Expenses [Line Items]
Other Noninterest Expense	0	11
Other operating [Member]
Details Of Operating Expenses [Line Items]
Other Noninterest Expense	$ 1,404	$ 1,146

Quarterly Financial Data (Una94

Quarterly Financial Data (Unaudited) (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2016	Sep. 30, 2016	Jun. 30, 2016	Mar. 31, 2016	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2016	Dec. 31, 2015
Quarterly Financial Data [Abstract]
Interest income	$ 4,803	$ 4,679	$ 4,638	$ 4,425	$ 4,500	$ 4,469	$ 4,454	$ 4,467	$ 18,545	$ 17,890
Interest expense	426	425	394	367	298	292	295	285	1,612	1,170
Net interest income	4,377	4,254	4,244	4,058	4,202	4,177	4,159	4,182	16,933	16,720
(Recovery of ) provision for loan losses	(250)	0	0	0	0	(150)	0	150	(250)	0
Net interest income after (recovery of ) provision for loan losses	4,627	4,254	4,244	4,058	4,202	4,327	4,159	4,032	17,183	16,720
Other non-interest income	1,451	1,718	1,802	1,321	1,261	1,223	1,180	1,158	6,292	4,822
Other non-interest expense	7,057	6,588	5,663	5,358	5,157	5,150	5,195	4,951	24,666	20,453
Income (loss) before income tax expense (benefit)	(979)	(616)	383	21	306	400	144	239	(1,191)	1,089
Income tax expense (benefit)	(343)	(190)	52	(95)	33	(10,688)	0	0	(576)	(10,655)
Net income (loss)	$ (636)	$ (426)	$ 331	$ 116	$ 273	$ 11,088	$ 144	$ 239	$ (615)	$ 11,744
Stock and related per share data
Basic and diluted earnings income (loss) per common share	$ (0.09)	$ (0.06)	$ 0.04	$ 0.02	$ 0.04	$ 1.52	$ 0.02	$ 0.03	$ (0.09)	$ 1.61
Basic weighted average common shares outstanding	7,199,505	7,339,710	7,346,417	7,311,238	7,280,480	7,282,365	7,287,435	7,237,371	7,199,505	7,192,352
Diluted weighted average common shares outstanding	7,199,505	7,339,710	7,363,802	7,330,881	7,297,496	7,302,174	7,303,902	7,253,840	7,199,505	7,288,350