UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 May 26, 2005 Date of report (Date of earliest event reported) NOVASTAR FINANCIAL, INC. (Exact name of registrant as specified in its charter) Maryland 001-13533 74-2830661 (State or other jurisdiction (Commission File Number) (IRS Employer of incorporation) Identification No.) 8140 Ward Parkway, Suite 300, Kansas City, MO 64114 (Address of principal executive offices and zip code) (816) 237-7000 (Registrant's telephone number, including area code) Not Applicable (Former name or former address, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below): Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) Soliciting material pursuant to Rule 14a- 12 under the Exchange Act (17 CFR 240.14a-12) Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
Item 9.01 - Financial Statements and Exhibits The following documents are filed with reference to and are hereby incorporated by reference into the Registration Statement on Form S-3 (File No. 333-110574), of NovaStar Financial, Inc., filed with the Securities and Exchange Commission on November 18, 2003. (c) Exhibits. 5.1 Opinion of Venable LLP, as to legality (including consent of such firm) 8.1 Opinion of Irvine Law Group, P.C. as to certain tax matters (including consent of such firm). 23.1 Consent of Venable LLP (included in Exhibit 5.1). 23.2 Consent of Irvine Law Group, P.C. (included in Exhibit 8.1).
SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. NOVASTAR FINANCIAL, INC. Date: June 1, 2005 By: /s/ Gregory S. Metz --------------------------------- Gregory S. Metz Chief Financial Officer
Exhibit Index Exhibit Number - ------- 5.1 Opinion of Venable LLP, as to legality (including consent of such firm) 8.1 Opinion of Irvine Law Group, P.C. as to certain tax matters (including consent of such firm). 23.1 Consent of Venable LLP (included in Exhibit 5.1). 23.2 Consent of Irvine Law Group, P.C. (included in Exhibit 8.1).