EXHIBIT 23.4
INDEPENDENT AUDITORS’ CONSENT
We consent to the incorporation by reference in Registration Statement No. 333-101398 and 333-74538 of NovaStar Financial, Inc. (the “Company”) on Form S-3 of our report dated February 14, 2003, appearing in this Annual Report on Form 10-K of the Company for the year ended December 31, 2002.
/s/ DELOITTE & TOUCHE LLP
Kansas City, Missouri
March 17, 2003
Independent Auditors’ Consent
The Board of Directors
NovaStar Financial, Inc.:
We consent to the incorporation by reference in the Registration Statement No. 333-44977 on Form S-8 of NovaStar Financial, Inc. of our report, dated February 9, 2001, relating to the consolidated statements of income, stockholders’ equity, and cash flows for the year ended December 31, 2000, which report appears in the December 31, 2002 Annual Report on Form 10-K of NovaStar Financial, Inc.
/s/ KPMG LLP
Kansas City, Missouri
March 17, 2003