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August 10, 2001
Mid-State Bancshares
1026 Grand Avenue
Arroyo Grande, California 93420
Gentlemen:
We hereby consent to the inclusion of the Fairness Opinion of The Findley Group in the Amendment #1 to the Form S-4 Registration Statement of Mid-State Bancshares in connection with the acquisition of Americorp. We also consent to the references made in such Amendment #1 to the Form S-4 Registration Statement to The Findley Group.
Sincerely,
Gary Steven Findley
Director